Table 3v. New Privately Owned Housing Units Authorized
           Valuation by Metropolitan Area

           December  1995 Year-to-Date

                                                               3 and 4   5 Units
                                    Total    1 Unit  2 Units     Units   or More


 Abilene TX MSA*                    30858    25790       300       270      4498
 Albany GA MSA*                     57798    46028      4238      3273      4259
 Albany-Schenectady-Troy NY                                                     
  MSA*                             180614   146280      2964      1405     29965
 Albuquerque NM MSA*               495652   407147       549       140     87816
 Alexandria LA MSA*                 25537    24167       230       200       940
 Allentown-Bethlehem-Easton                                                     
  PA MSA*                          146104   138602       170       435      6897
 Altoona PA MSA*                     9209     8735         0       126       348
 Amarillo TX MSA*                   46919    46752       167         0         0
 Anchorage AK MSA*                 134669   112392      6857      2464     12956
 Anniston AL MSA*                   18211    14160       177       100      3774
 Appleton-Oshkosh-Neenah WI                                                     
  MSA*                             157883   127282     13387      2818     14396
 Asheville NC MSA*                 104334    89986      5800      4150      4398
 Athens GA MSA*                     98911    70833      3258      1151     23669
 Atlanta GA MSA                   3870010  3312708      9349      6420    541533
 Augusta-Aiken GA-SC MSA*          150272   146236         0      1454      2582
 Austin-San Marcos TX MSA*         804596   581104      8819      2279    212394
 Bakersfield CA MSA*               317009   272273      1033      7527     36176
 Bangor ME MSA*                     16016    16016         0         0         0
 Barnstable-Yarmouth MA MSA*       133435   121863       654      3818      7100
 Baton Rouge LA MSA*               116290    93907         0         0     22383
 Beaumont-Port Arthur TX MSA*       38764    37684        85       552       443
 Bellingham WA MSA*                151632   123329      4242      4837     19224
 Benton Harbor MI MSA*               6252     4529         0      1723         0
 Billings MT MSA*                   48389    38831      1696       149      7713
 Biloxi-Gulfport-Pascagoula                                                     
  MS MSA*                          133885   100061       894       628     32302
 Binghamton NY MSA*                  5336     5336         0         0         0
 Birmingham AL MSA*                484639   417343       159       193     66944
 Bismarck ND MSA*                   43657    35538       805       836      6478
 Bloomington IN MSA*                82639    67345      1980      1854     11460
 Bloomington-Normal IL MSA*         76613    60243      1500       591     14279
 Boise City ID MSA*                426781   389409      3884      9533     23955
 Boston-Worcester-Lawrence                                                      
  MA-NH-ME-CT CMSA                1686823  1558890     20470      7077    100386
   Boston MA-NH PMSA               824721   753396     11446      6369     53510
   Brockton MA PMSA                 68264    66924       926       164       250
   Fitchburg-Leominster MA PMSA     38402    35165      1069         0      2168
   Lawrence MA-NH PMSA             193196   165931       805         0     26460
   Lowell MA-NH PMSA               115763   115118       204         0       441
   Manchester NH PMSA               75843    70935      1657       543      2708
   Nashua NH PMSA                   67900    63290       110         0      4500
   New Bedford MA PMSA              35229    34804       425         0         0
   Portsmouth-Rochester NH-ME                                                   
    PMSA                            91206    87475       784         0      2947
   Worcester MA-CT PMSA            176298   165851      3044         0      7403
 Brownsville-Harlingen-San                                                      
  Benito TX MSA*                    86353    77468      2616      2660      3609
 Bryan-College Station TX                                                       
  MSA*                              69913    50043      3382         0     16488
 Buffalo-Niagara Falls NY                                                       
  MSA*                             206607   192343      3895      1783      8586
 Burlington VT MSA*                 66137    60611       473      2253      2800
 Canton-Massillon OH MSA*          123124   113791      7122      1845       366
 Casper WY MSA*                      7731     7691        40         0         0
 Cedar Rapids IA MSA*               77344    51223      2120      5607     18394
 Champaign-Urbana IL MSA*           42485    33811       400       449      7825
 Charleston-North Charleston                                                    
  SC MSA*                          250967   246515      1025       359      3068
 Charleston WV MSA*                 40720    39368        98       368       886
 Charlotte-Gastonia-Rock                                                        
  Hill NC-SC MSA                  1180026  1044411      5339      7165    123111
 Charlottesville VA MSA*           124540   118498      3232      1071      1739
 Chattanooga TN-GA MSA*            190464   185301      1291      1872      2000
 Cheyenne WY MSA*                   27185    25954       516       167       548
 Chicago-Gary-Kenosha IL-IN-                                                    
  WI CMSA                         4008757  3515923     78753    103909    310172
   Chicago IL PMSA                3575535  3143342     63840     96663    271690
   Gary IN PMSA                    315474   278518     11514      4895     20547
   Kankakee IL PMSA                 44615    36937      1297      1751      4630
   Kenosha WI PMSA                  73134    57127      2102       600     13305
 Chico-Paradise CA MSA*             64289    61411       384      1900       594
 Cincinnati-Hamilton OH-KY-                                                     
  IN CMSA                          938504   822619      8329      9864     97692
   Cincinnati OH-KY-IN PMSA        720367   625502      6014      5175     83676
   Hamilton-Middletown OH PMSA     218137   197117      2315      4689     14016
 Clarksville-Hopkinsville TN-                                                   
  KY MSA*                          118817   104918       766      6702      6431
 Cleveland-Akron OH CMSA          1255751  1148970     21726     20981     64074
   Akron OH PMSA                   362026   339641      6601      4171     11613
   Cleveland-Lorain-Elyria OH                                                   
    PMSA                           893726   809329     15126     16810     52461
 Colorado Springs CO MSA*          363184   322220      1064      1265     38635
 Columbia MO MSA*                  108498    87829     14698      1803      4168
 Columbia SC MSA*                  239915   219712       361       987     18855
 Columbus GA-AL MSA*               107286    99077       158       394      7657
 Columbus OH MSA                   969124   841154     13759     34930     79281
 Corpus Christi TX MSA*             81938    69613       505      1251     10569
 Cumberland MD-WV MSA*              21422    21347        75         0         0
 Dallas-Fort Worth TX CMSA        3322137  2765489      4194      3210    549244
   Dallas TX PMSA                 2459180  2022864      2079      1341    432896
   Fort Worth-Arlington TX PMSA    862958   742625      2115      1870    116348
 Danville VA MSA*                   26743    24880        53         0      1810
 Davenport-Moline-Rock                                                          
  Island IA-IL MSA*                 55378    47899      2221       830      4428
 Dayton-Springfield OH MSA*        272989   250233      2586      6411     13759
 Daytona Beach FL MSA*             308082   242139       921      1431     63591
 Decatur Al MSA*                    23687    23238         0       357        92
 Decatur IL MSA*                    20898    12839       290       588      7181
 Denver-Boulder-Greeley CO                                                      
  CMSA                            2106091  1779395     11120     15881    299695
   Boulder-Longmont CO PMSA        300128   246581      2405      2181     48961
   Denver CO PMSA                 1680249  1412352      7322     11291    249284
   Greeley CO PMSA                 125715   120463      1393      2409      1450
 Des Moines IA MSA*                313223   257676      3914      1354     50279
 Detroit-Ann Arbor-Flint MI                                                     
  CMSA                            2438791  2237423     29297     39812    132259
   Ann Arbor MI PMSA               421908   404993      2920      5723      8272
   Detroit MI PMSA                1829077  1668389     23802     33243    103643
   Flint MI PMSA                   187805   164041      2575       845     20344
 Dothan AL MSA*                     24551    22158       429         0      1964
 Dover DE MSA*                      60348    52800       548       590      6410
 Dubuque IA MSA*                    27699    20745      1405      2346      3203
 Duluth-Superior MN-WI MSA*         46341    42438       781      1307      1815
 Eau Claire WI MSA*                 52117    38859      3371      5409      4478
 El Paso TX MSA*                   142983   127310      2789       385     12499
 Elkhart-Goshen IN MSA*             89018    78296      3259      2760      4703
 Elmira NY MSA*                      4851     4711         0       140         0
 Enid OK MSA*                       10214     9604       610         0         0
 Erie PA MSA*                       44397    34223      1014      1123      8037
 Eugene-Springfield OR MSA*        242258   150116     13988      6600     71554
 Evansville-Henderson IN-KY                                                     
  MSA*                             116648   109376       844       528      5900
 Fargo-Moorhead ND-MN MSA*          89968    63613       700      2133     23522
 Fayetteville NC MSA*              132512   121427       900      1146      9039
 Fayetteville-Springdale-                                                       
  Rogers AR MSA*                   206127   138176     26399      5015     36537
 Florence AL MSA*                   15264    14077       169       211       807
 Florence SC MSA*                   44220    35688        80         0      8452
 Fort Collins-Loveland CO                                                       
  MSA*                             254499   224994      4249      5960     19296
 Fort Myers-Cape Coral FL                                                       
  MSA*                             509666   306800     15155     37387    150324
 Fort Pierce-Port St. Lucie                                                     
  FL MSA*                          346810   285985     21006      3679     36140
 Fort Smith AR-OK MSA*              58892    41557      2450       320     14565
 Fort Walton Beach FL MSA*         128035    79197       367      1004     47467
 Fort Wayne IN MSA*                295678   286412      4092      1133      4041
 Fresno CA MSA                     426120   364257      3316     13679     44868
 Gadsden AL MSA*                     7606     7606         0         0         0
 Gainesville FL MSA*               111475    79896       102       144     31333
 Glens Falls NY MSA*                33334    32878       456         0         0
 Goldsboro NC MSA*                  33572    29095      1371      2682       424
 Grand Forks ND-MN MSA*             18432     7987         0        70     10375
 Grand Rapids-Muskegon-                                                         
  Holland MI MSA                   601663   546239      9492      4273     41659
 Great Falls MT MSA*                12921    11393         0       139      1389
 Green Bay WI MSA*                 120297    82383     14786      2647     20481
 Greensboro--Winston-Salem--                                                    
  High Point NC MSA                700456   620746      2917      5690     71103
 Greenville NC MSA*                 89159    70257       682         0     18220
 Greenville-Spartanburg-                                                        
  Anderson SC MSA*                 449375   414633      6336       412     27994
 Harrisburg-Lebanon-Carlisle                                                    
  PA MSA*                          144384   135665      1341      1479      5899
 Hartford CT MSA*                  260786   258444      1112       477       753
 Hattiesburg MS MSA*                 6738     3368        70         0      3300
 Hickory-Morganton NC MSA*         137762   133714      1372      1554      1122
 Honolulu HI MSA                   383384   247678      4436      4692    126578
 Houma LA MSA*                      55653    54065       240         0      1348
 Houston-Galveston-Brazoria                                                     
  TX CMSA                         1842097  1644924      3366     12927    180880
   Brazoria TX PMSA                112904   108830        74         0      4000
   Galveston-Texas City TX PMSA    141369   132982       127      1513      6747
   Houston TX PMSA                1587826  1403113      3165     11414    170134
 Huntington-Ashland WV-KY-OH                                                    
  MSA*                              17153     3702       308         0     13143
 Huntsville AL MSA*                 38070    38070         0         0         0
 Indianapolis IN MSA              1395399  1256915     28777     13041     96666
 Iowa City IA MSA*                  57975    45819      1414      1241      9501
 Jackson MI MSA*                     7273     7273         0         0         0
 Jackson MS MSA*                   237172   211579        75      1643     23875
 Jackson TN MSA*                    65424    54827       687       710      9200
 Jacksonville FL MSA               797018   730110      3293      2208     61407
 Jacksonville NC MSA*               31569    30723       168       318       360
 Jamestown NY MSA*                    699      699         0         0         0
 Janesville-Beloit WI MSA*          43104    25226      9189       802      7887
 Johnson City-Kingsport-                                                        
  Bristol TN-VA MSA*               112854   105499       699       767      5889
 Johnstown PA MSA*                   4227     4227         0         0         0
 Joplin MO MSA*                     24475    19662      4018       795         0
 Kalamazoo-Battle Creek MI                                                      
  MSA*                             146277   119549      3781      4735     18212
 Kansas City MO-KS MSA            1061996   936217     24979      7670     93130
 Killeen-Temple TX MSA*            158187   141073      4052      3300      9762
 Knoxville TN MSA*                 321920   292038      2275      6176     21431
 Kokomo IN MSA*                     45848    31713      3611         0     10524
 La Crosse WI-MN MSA*               36268    29082      3650       941      2595
 Lafayette LA MSA*                  99377    97611       177       120      1469
 Lafayette IN MSA*                  76442    67176      4573       136      4557
 Lake Charles LA MSA*               69859    66341      1480       280      1758
 Lakeland-Winter Haven FL                                                       
  MSA*                             161592   153003      3086      3410      2093
 Lancaster PA MSA*                 116339   105385      1364       530      9060
 Lansing-East Lansing MI MSA*      146721   131065      1009       220     14427
 Laredo TX MSA*                     70512    47283        93      2525     20611
 Las Cruces NM MSA*                 82557    78147       300         0      4110
 Las Vegas NV-AZ MSA              2390732  1930947     10249     34162    415374
 Lawrence KS MSA*                   61183    48110      6946      1868      4259
 Lawton OK MSA*                     18889    16667       172         0      2050
 Lewiston-Auburn ME MSA*            17952    14822       130         0      3000
 Lexington KY MSA*                 281050   238487      8585      4206     29772
 Lima OH MSA*                       11507     9605         0      1902         0
 Lincoln NE MSA*                   139504   106117      1600      1552     30235
 Little Rock-North Little                                                       
  Rock AR MSA*                     258186   227623       816      5509     24238
 Longview-Marshall TX MSA*          25300    15767      1005       538      7990
 Los Angeles-Riverside-                                                         
  Orange County CA CMSA           3950744  3532776     36126     57877    323965
   Los Angeles-Long Beach CA                                                    
    PMSA                          1002705   796357     16067     15113    175168
   Orange County CA PMSA          1148186   979810     11555     31370    125451
   Riverside-San Bernardino CA                                                  
    PMSA                          1407497  1390632      2492       611     13762
   Ventura CA PMSA                 392358   365978      6012     10784      9584
 Louisville KY-IN MSA              491048   461072      6119      3593     20264
 Lubbock TX MSA*                    64662    58924      1974         0      3764
 Lynchburg VA MSA*                 110196   104948      1853       830      2565
 Macon GA MSA*                     121008   113050       478        27      7453
 Madison WI MSA*                   258785   168707     21608      9911     58559
 Mansfield OH MSA*                  38038    34213      2465        85      1275
 McAllen-Edinburg-Mission TX                                                    
  MSA*                             164834   145914      3474      3599     11847
 Medford-Ashland OR MSA*           138966   121009      5032      3797      9128
 Melbourne-Titusville-Palm                                                      
  Bay FL MSA*                      278134   259789       812       505     17028
 Memphis TN-AR-MS MSA              867937   795449      3789     21989     46710
 Merced CA MSA*                     73914    73871        43         0         0
 Miami-Fort Lauderdale FL                                                       
  CMSA                            2373730  1621448     20565     16473    715244
   Fort Lauderdale FL PMSA        1159764   926628      3387     11871    217878
   Miami FL PMSA                  1213967   694821     17178      4602    497366
 Milwaukee-Racine WI CMSA          734191   571903     38592     13117    110579
   Milwaukee-Waukesha WI PMSA      657690   511418     34602     12405     99265
   Racine WI PMSA                   76501    60485      3990       712     11314
 Minneapolis-St. Paul MN-WI                                                     
  MSA                             1945242  1713803     17666     32854    180919
 Mobile AL MSA*                    328125   216622      6790        65    104648
 Modesto CA MSA*                   124444   122305      1332       807         0
 Monroe LA MSA*                     46394    44536       190      1668         0
 Montgomery AL MSA*                118067    94263       380      1567     21857
 Muncie IN MSA*                     25031    21501       380      2250       900
 Myrtle Beach SC MSA*              212582   154535      1060      1147     55840
 Naples FL MSA*                    501796   238272      7164     38888    217472
 Nashville TN MSA                  915374   822251      5445      3015     84663
 New London-Norwich CT-RI                                                       
  MSA*                              80399    77403       639         0      2357
 New Orleans LA MSA*               302196   264241      6232      1649     30074
 New York-Northern New                                                          
  Jersey-Long Island NY-NJ-                                                     
  CT-PA CMSA                      3418483  2972624    165120     56420    224319
   Bergen-Passaic NJ PMSA          166322   145729      6647       932     13014
   Bridgeport CT PMSA              100954   100001       774         0       179
   Danbury CT PMSA                 120373   119635       315       159       264
   Dutchess County NY PMSA          63196    62310       646       240         0
   Jersey City NJ PMSA              13552     7634      5109       557       252
   Middlesex-Somerset-                                                          
    Hunterdon NJ PMSA              446479   412511      3602      1978     28388
   Monmouth-Ocean NJ PMSA          416570   412392         0       155      4023
   Nassau-Suffolk NY PMSA          513171   494307      4642         0     14222
   New Haven-Meriden CT PMSA       120629   115832      1637         0      3160
   New York NY PMSA                615018   353870    128658     48765     83725
   Newark NJ PMSA                  398512   361052      9240      2296     25924
   Newburgh NY-PA PMSA             149296   130061      1505       911     16819
   Stamford-Norwalk CT PMSA        161389   128132      1914       427     30916
   Trenton NJ PMSA                  76019    74476       360         0      1183
   Waterbury CT PMSA                57001    54681        70         0      2250
 Norfolk-Virginia Beach-                                                        
  Newport News VA-NC MSA           697838   626986      7966     10950     51936
 Ocala FL MSA*                     132310   123501       547       404      7858
 Odessa-Midland TX MSA*             38556    38412       144         0         0
 Oklahoma City OK MSA*             409388   384937      6400       529     17522
 Omaha NE-IA MSA*                  262246   224788      5102       475     31881
 Orlando FL MSA                   1358582  1113401      2276      2045    240860
 Owensboro KY MSA*                  25467    22105      1103       139      2120
 Panama City FL MSA*                55332    47967      1026       231      6108
 Parkersburg-Marietta WV-OH                                                     
  MSA*                              17080    14560       153        65      2302
 Pensacola FL MSA*                 222601   193973       986         0     27642
 Peoria-Pekin IL MSA*              105321    87238      2403      4163     11517
 Philadelphia-Wilmington-                                                       
  Atlantic City PA-NJ-DE-MD                                                     
  CMSA                            1546544  1462466     20028      3140     60910
   Atlantic-Cape May NJ PMSA       104080    86116     10029       135      7800
   Philadelphia PA-NJ PMSA        1227015  1169119      9815      3006     45075
   Vineland-Millville-                                                          
    Bridgeton NJ PMSA               24789    18856       164         0      5769
   Wilmington-Newark DE-MD PMSA    190661   188376        20         0      2265
 Phoenix-Mesa AZ MSA              3823466  3320206     15110     28810    459340
 Pine Bluff AR MSA*                  6249     4544      1209         0       496
 Pittsburgh PA MSA                 572772   538588      4900      3288     25996
 Pittsfield MA MSA*                  1326     1326         0         0         0
 Portland ME MSA*                  109821   102223      1549       740      5309
 Portland-Salem OR-WA CMSA        1977455  1565750     67864     36569    307272
   Portland-Vancouver OR-WA                                                     
    PMSA                          1754146  1394610     52011     30352    277173
   Salem OR PMSA                   223309   171140     15853      6216     30100
 Providence-Fall River-                                                         
  Warwick RI-MA MSA*               220901   208766      4184       807      7144
 Provo-Orem UT MSA*                338174   254311     14979     21659     47225
 Pueblo CO MSA*                     89383    82923      4803       262      1395
 Punta Gorda FL MSA*                97042    94949       853       830       410
 Raleigh-Durham-Chapel Hill                                                     
  NC MSA                          1282914  1159943      4948      4580    113443
 Rapid City SD MSA*                 42292    24350       460      1320     16162
 Reading PA MSA*                    71891    70189        74       468      1160
 Redding CA MSA*                    76190    68911      3302      3303       674
 Reno NV MSA*                      298194   268283       400      3772     25739
 Richland-Kennewick-Pasco WA                                                    
  MSA*                              75197    56665       765       234     17533
 Richmond-Petersburg VA MSA        505060   488446       450      2519     13645
 Roanoke VA MSA*                    60185    57459       946       170      1610
 Rochester MN MSA*                  54405    45916      2086      6403         0
 Rochester NY MSA*                 222442   202837      1093       520     17992
 Rockford IL MSA*                  147547   122639      7475       483     16950
 Rocky Mount NC MSA*                35466    34081       380        88       917
 Sacramento-Yolo CA CMSA          1046134  1010598      2307      8942     24287
   Sacramento CA PMSA              965109   935996      1392      8363     19358
   Yolo CA PMSA                     81025    74602       915       579      4929
 Saginaw-Bay City-Midland MI                                                    
  MSA*                              51002    47951      2631         0       420
 St. Cloud MN MSA*                  55866    43419        56       342     12049
 St. Joseph MO MSA*                 18974    13943      2215         0      2816
 St. Louis MO-IL MSA              1115759  1045345     16542     18786     35086
 Salinas CA MSA*                   176243   162389       929       833     12092
 Salt Lake City-Ogden UT MSA       973019   817551     11566     18942    124960
 San Angelo TX MSA*                 18821    18661       160         0         0
 San Antonio TX MSA*               505967   455328      3686       359     46594
 San Diego CA MSA                  991953   835804      9872     35486    110791
 San Francisco-Oakland-San                                                      
  Jose CA CMSA                    2373517  2041382     26152     58624    247359
   Oakland CA PMSA                 997427   913549      4216     16938     62724
   San Francisco CA PMSA           376040   262004     12320     23223     78493
   San Jose CA PMSA                493554   401553      3942      9649     78410
   Santa Cruz-Watsonville CA                                                    
    PMSA                            72963    65189       567      2699      4508
   Santa Rosa CA PMSA              229290   209693      2693      2979     13925
   Vallejo-Fairfield-Napa CA                                                    
    PMSA                           204241   189393      2414      3135      9299
 San Luis Obispo-Atascadero-                                                    
  Paso Robles CA MSA*              124386   121066       124         0      3196
 Santa Barbara-Santa Maria-                                                     
  Lompoc CA MSA*                   120298   102271      5250      5990      6787
 Santa Fe NM MSA*                   45498    36754        85      1068      7591
 Sarasota-Bradenton FL MSA*        460907   394114      2002      6053     58738
 Savannah GA MSA*                  149619   137181        30       180     12228
 Scranton--Wilkes-Barre--                                                       
  Hazleton PA MSA*                  49091    46344      1122       665       960
 Seattle-Tacoma-Bremerton WA                                                    
  CMSA                            2140855  1721020     56974     57923    304938
   Bremerton WA PMSA               109105    95865      2231      1366      9643
   Olympia WA PMSA                 188978   174034      6874      2809      5261
   Seattle-Bellevue-Everett WA                                                  
    PMSA                          1418265  1118397     28752     46724    224392
   Tacoma WA PMSA                  424506   332724     19117      7023     65642
 Sharon PA MSA*                     13031    12831       200         0         0
 Sheboygan WI MSA*                  13059     9803       570         0      2686
 Sherman-Denison TX MSA*             7475     5775       200         0      1500
 Shreveport-Bossier City LA                                                     
  MSA*                              93011    89856         0         0      3155
 Sioux City IA-NE MSA*              25999    16501       579       445      8474
 Sioux Falls SD MSA*                94935    63008      4445       455     27027
 South Bend IN MSA*                108590    99244      2075       312      6959
 Spokane WA MSA*                   218046   157913      9633      3532     46968
 Springfield IL MSA*                94413    81585      9676         0      3152
 Springfield MO MSA*               127990   107485      4904       785     14816
 Springfield MA MSA*                88199    78116      2000       549      7534
 State College PA MSA*              35813    23145       324      1614     10730
 Steubenville-Weirton OH-WV                                                     
  MSA*                               7060     6495        60         0       505
 Stockton-Lodi CA MSA*             256760   248982       399      2677      4702
 Sumter SC MSA*                     20672    19577         0      1095         0
 Syracuse NY MSA*                   51276    47739         0       450      3087
 Tallahassee FL MSA*               225303   177316      4770       376     42841
 Tampa-St. Petersburg-                                                          
  Clearwater FL MSA               1149729   909817     13105      9524    217283
 Terre Haute IN MSA*                22234    19926      1847         0       461
 Texarkana TX-Texarkana AR                                                      
  MSA*                              10446     9945       364       137         0
 Toledo OH MSA*                    182668   152645      3946      8274     17803
 Topeka KS MSA*                     74157    68260      3017       770      2110
 Tucson AZ MSA*                    624491   513548      2882      1924    106137
 Tulsa OK MSA*                     293616   249520       744       893     42459
 Tuscaloosa AL MSA*                 61511    34873         0         0     26638
 Tyler TX MSA*                      32655    31947       208       500         0
 Utica-Rome NY MSA*                  8174     8174         0         0         0
 Victoria TX MSA*                   15295    15295         0         0         0
 Visalia-Tulare-Porterville                                                     
  CA MSA*                          121625   110861      2550      4989      3225
 Waco TX MSA*                       36754    30827      1130       290      4507
 Washington-Baltimore DC-MD-                                                    
  VA-WV CMSA                      3640205  3319631     12255      3309    305010
   Baltimore MD PMSA               977582   912380         0      1103     64099
   Hagerstown MD PMSA               52088    48695      1833      1560         0
   Washington DC-MD-VA-WV PMSA    2610535  2358556     10422       646    240911
 Waterloo-Cedar Falls IA MSA*       15653    11135       442         0      4076
 Wausau WI MSA*                     41638    35973      2968       967      1730
 West Palm Beach-Boca Raton                                                     
  FL MSA                          1012052   851244      4092     13897    142819
 Wheeling WV-OH MSA*                 6057     3057         0         0      3000
 Wichita KS MSA*                   247434   234687       873         0     11874
 Wichita Falls TX MSA*              22954    16171       518       265      6000
 Wilmington NC MSA*                272854   243156      2879      1531     25288
 Yakima WA MSA*                     46360    37354      5141       583      3282
 York PA MSA*                      124219   119115       633      2805      1666
 Youngstown-Warren OH MSA*         134880   108758      9053     10552      6517
 Yuba City CA MSA*                  53153    49546       798      1782      1027
 Yuma AZ MSA*                       47167    46948         0       219         0


 * - Not all permit offices in metropolitan area are
     requested to report monthly.  No estimates are made
     for those annual reporters.