Table 3v. New Privately Owned Housing Units Authorized
           Valuation by Metropolitan Area
             (in thousands of dollars)

           December  1999

                                                               3 and 4   5 Units
                                    Total    1 Unit  2 Units     Units   or More

 Abilene* TX MSA                     1232     1232         0         0         0
 Albany* GA MSA                      3695     3695         0         0         0
 Albany-Schenectady-Troy* NY                                                    
  MSA                               20930    20123         0       400       407
 Albuquerque* NM MSA                38807    37784         0       866       157
 Alexandria* LA MSA                  1607     1607         0         0         0
 Allentown-Bethlehem-Easton*                                                    
  PA MSA                            15311    13802         0        85      1424
 Altoona* PA MSA                      155      155         0         0         0
 Amarillo* TX MSA                    2787     2787         0         0         0
 Anchorage* AK MSA                   3041     2804       237         0         0
 Anniston* AL MSA                    1478     1157         0         0       321
 Appleton-Oshkosh-Neenah* WI                                                    
  MSA                               14088    10251       755         0      3082
 Asheville* NC MSA                   7851     7521         0         0       330
 Athens* GA MSA                      4682     4682         0         0         0
 Atlanta  GA MSA                   464909   402004       712       301     61892
 Augusta-Aiken* GA-SC MSA           17670    17670         0         0         0
 Austin-San Marcos* TX MSA         122092    75881       349         0     45862
 Bakersfield* CA MSA                23104    22286       110       708         0
 Bangor* ME MSA                      2868     1205         0         0      1663
 Barnstable-Yarmouth* MA MSA        29015    28322         0       393       300
 Baton Rouge* LA MSA                18690     6737         0         0     11953
 Beaumont-Port Arthur* TX MSA        4598     4598         0         0         0
 Bellingham* WA MSA                  9148     7737       603         0       808
 Benton Harbor* MI MSA                591      591         0         0         0
 Billings* MT MSA                    2773     2773         0         0         0
 Biloxi-Gulfport-Pascagoula*                                                    
  MS MSA                            16118    14509         0      1609         0
 Binghamton* NY MSA                  1144     1144         0         0         0
 Birmingham* AL MSA                 41721    41721         0         0         0
 Bismarck* ND MSA                    3176     1517      1109       550         0
 Bloomington* IN MSA                 6640     3770         0       270      2600
 Bloomington-Normal* IL MSA          5404     5260       144         0         0
 Boise City* ID MSA                 51437    44668       456       444      5869
 Boston-Worcester-Lawrence                                                      
  MA-NH-ME-CT CMSA                 208992   169564      8877      2921     27630
   Boston  MA-NH PMSA              122107    86183      7850      1688     26386
   Brockton  MA PMSA                 7692     7692         0         0         0
   Fitchburg-Leominster  MA PMS      4936     4830         0         0       106
   Lawrence  MA-NH PMSA             14030    13253       160       617         0
   Lowell  MA-NH PMSA                6964     6599       145         0       220
   Manchester  NH PMSA              10866    10143       507       216         0
   Nashua  NH PMSA                   7086     6486         0         0       600
   New Bedford  MA PMSA              2862     2796        66         0         0
   Portsmouth-Rochester  NH-ME                                                  
    PMSA                            13255    12537         0       400       318
   Worcester  MA-CT PMSA            19194    19045       149         0         0
 Brownsville-Harlingen-San                                                      
  Benito* TX MSA                     8627     7970       203       454         0
 Bryan-College Station* TX MSA       8054     5430         0         0      2624
 Buffalo-Niagara Falls* NY MSA      16056    11343         0        50      4663
 Burlington* VT MSA                  7078     6543       125         0       410
 Canton-Massillon* OH MSA            8428     8428         0         0         0
 Casper* WY MSA                       921      921         0         0         0
 Cedar Rapids* IA MSA                5382     2911         0       848      1623
 Champaign-Urbana* IL MSA            3999     3999         0         0         0
 Charleston-North                                                               
  Charleston* SC MSA                42130    41111       141       214       664
 Charleston* WV MSA                  2412     2412         0         0         0
 Charlotte-Gastonia-Rock                                                        
  Hill  NC-SC MSA                  128258   112266       349      1903     13740
 Charlottesville* VA MSA            11977    10465       382       196       934
 Chattanooga* TN-GA MSA             12582    11893        76         0       613
 Cheyenne* WY MSA                    1969     1969         0         0         0
 Chicago-Gary-Kenosha  IL-IN-                                                   
  WI CMSA                          361026   309784      3010     12504     35728
   Chicago  IL PMSA                322015   280261      2237     12065     27452
   Gary  IN PMSA                    25990    20272       663       439      4616
   Kankakee  IL PMSA                  950      950         0         0         0
   Kenosha  WI PMSA                 12071     8301       110         0      3660
 Chico-Paradise* CA MSA              7886     7382         0         0       504
 Cincinnati-Hamilton  OH-KY-                                                    
  IN CMSA                           90748    83775       256      1983      4734
   Cincinnati  OH-KY-IN PMSA        72719    66948         0      1427      4344
   Hamilton-Middletown  OH PMSA     18029    16827       256       556       390
 Clarksville-Hopkinsville*                                                      
  TN-KY MSA                          6202     5538         0       664         0
 Cleveland-Akron  OH CMSA          113637   107729      2266      1461      2181
   Akron  OH PMSA                   34283    34104         0       179         0
   Cleveland-Lorain-Elyria  OH                                                  
    PMSA                            79354    73625      2266      1282      2181
 Colorado Springs* CO MSA           47022    40676         0       140      6206
 Columbia* MO MSA                    6497     6497         0         0         0
 Columbia* SC MSA                   21854    21854         0         0         0
 Columbus* GA-AL MSA                17798     8587      1278      1211      6722
 Columbus  OH MSA                  100426    84583       805      1732     13306
 Corpus Christi* TX MSA              6991     6780       110       101         0
 Cumberland* MD-WV MSA                912      912         0         0         0
 Dallas-Fort Worth  TX CMSA        341855   301220      1664      2885     36086
   Dallas  TX PMSA                 254036   217154       145       651     36086
   Fort Worth-Arlington  TX PMS     87819    84066      1519      2234         0
 Danville* VA MSA                    1939     1839       100         0         0
 Davenport-Moline-Rock                                                          
  Island* IA-IL MSA                  4613     4380       233         0         0
 Dayton-Springfield* OH MSA         21726    21208       150       368         0
 Daytona Beach* FL MSA              32426    32176         0       250         0
 Decatur* Al MSA                     1992     1887         0         0       105
 Decatur* IL MSA                     1185      985       200         0         0
 Denver-Boulder-Greeley  CO                                                     
  CMSA                             290468   247205      8172      4742     30349
   Boulder-Longmont  CO PMSA        42894    33517      2709      2072      4596
   Denver  CO PMSA                 216819   184153      4901      2426     25339
   Greeley  CO PMSA                 30755    29535       562       244       414
 Des Moines* IA MSA                 30635    28616       140      1879         0
 Detroit-Ann Arbor-Flint  MI                                                    
  CMSA                             215933   197957      2154      4568     11254
   Ann Arbor  MI PMSA               46580    45561       218         0       801
   Detroit  MI PMSA                150603   140208      1936      4290      4169
   Flint  MI PMSA                   18750    12188         0       278      6284
 Dothan* AL MSA                      1440     1440         0         0         0
 Dover* DE MSA                       5082     5082         0         0         0
 Dubuque* IA MSA                     1252      934       318         0         0
 Duluth-Superior* MN-WI MSA          2994     2647       116         0       231
 Eau Claire* WI MSA                  4018     2418         0         0      1600
 El Paso* TX MSA                    23004    12582       148         0     10274
 Elkhart-Goshen* IN MSA              9507     9387       120         0         0
 Elmira* NY MSA                       459      365         0        94         0
 Enid* OK MSA                         795      795         0         0         0
 Erie* PA MSA                        2534     2534         0         0         0
 Eugene-Springfield* OR MSA         13419    12501       538       380         0
 Evansville-Henderson* IN-KY                                                    
  MSA                               10069     9835       234         0         0
 Fargo-Moorhead* ND-MN MSA           3144     1544         0         0      1600
 Fayetteville* NC MSA                7571     5558         0         0      2013
 Fayetteville-Springdale-                                                       
  Rogers* AR MSA                    23774    14657       478         0      8639
 Flagstaff* AZ-UT MSA                4464     4464         0         0         0
 Florence* AL MSA                    1200     1200         0         0         0
 Florence* SC MSA                    3690     3212         0         0       478
 Fort Collins-Loveland* CO MSA      30284    28039       242       462      1541
 Fort Myers-Cape Coral* FL MSA      84248    42934      2365      4085     34864
 Fort Pierce-Port St. Lucie*                                                    
  FL MSA                            41585    19495        94         0     21996
 Fort Smith* AR-OK MSA               4549     4448       101         0         0
 Fort Walton Beach* FL MSA          16384    11442         0         0      4942
 Fort Wayne* IN MSA                 27699    27012       191         0       496
 Fresno  CA MSA                     38961    33796       277      2609      2279
 Gadsden* AL MSA                      493      493         0         0         0
 Gainesville* FL MSA                17953     7896         0         0     10057
 Glens Falls* NY MSA                 2588     2285         0         0       303
 Goldsboro* NC MSA                   2118     2118         0         0         0
 Grand Forks* ND-MN MSA                 0        0         0         0         0
 Grand Junction* CO MSA              8875     7991       683       201         0
 Grand Rapids-Muskegon-                                                         
  Holland  MI MSA                   54996    53035       348       622       991
 Great Falls* MT MSA                 1714     1113         0         0       601
 Green Bay* WI MSA                   6771     5886       389       308       188
 Greensboro--Winston-Salem--                                                    
  High Point  NC MSA                68632    58283       348       571      9430
 Greenville* NC MSA                  7941     6044       226         0      1671
 Greenville-Spartanburg-                                                        
  Anderson* SC MSA                  42836    41705       350         0       781
 Harrisburg-Lebanon-                                                            
  Carlisle* PA MSA                  13785    11531         0       426      1828
 Hartford* CT MSA                   33188    31679         0         0      1509
 Hattiesburg* MS MSA                  923      723         0         0       200
 Hickory-Morganton-Lenoir*                                                      
  NC MSA                            20510    18571         0         0      1939
 Honolulu  HI MSA                   22183    17592         0         0      4591
 Houma* LA MSA                       4921     4921         0         0         0
 Houston-Galveston-Brazoria                                                     
  TX CMSA                          267273   193718       985       576     71994
   Brazoria  TX PMSA                11800    11800         0         0         0
   Galveston-Texas City  TX PMS     10562    10282         0       280         0
   Houston  TX PMSA                244911   171636       985       296     71994
 Huntington-Ashland* WV-KY-                                                     
  OH MSA                             1865      429        70         0      1366
 Huntsville* AL MSA                  5136     3227         0      1909         0
 Indianapolis  IN MSA              136263   131673      1088      2213      1289
 Iowa City* IA MSA                   8909     4990       240       987      2692
 Jackson* MI MSA                     4582      387      2930      1265         0
 Jackson* MS MSA                    13348    12934       414         0         0
 Jackson* TN MSA                     4717     4467         0       250         0
 Jacksonville  FL MSA               74260    72599       200      1002       459
 Jacksonville* NC MSA                6056     5976        80         0         0
 Jamestown* NY MSA                     88       88         0         0         0
 Janesville-Beloit* WI MSA           1934     1599       160         0       175
 Johnson City-Kingsport-                                                        
  Bristol* TN-VA MSA                 6924     6738       186         0         0
 Johnstown* PA MSA                    203      203         0         0         0
 Jonesboro* AR MSA                   1442     1362        80         0         0
 Joplin* MO MSA                       771      771         0         0         0
 Kalamazoo-Battle Creek* MI                                                     
  MSA                               20979    13896         0         0      7083
 Kansas City  MO-KS MSA            162808   121104      9167      4043     28494
 Killeen-Temple* TX MSA              8651     7654       997         0         0
 Knoxville* TN MSA                  21383    20892         0         0       491
 Kokomo* IN MSA                      2695     2375       320         0         0
 La Crosse* WI-MN MSA                2428     1973       155       300         0
 Lafayette* LA MSA                   9545     9545         0         0         0
 Lafayette* IN MSA                  12071     7717      2147       450      1757
 Lake Charles* LA MSA                4441     4386        55         0         0
 Lakeland-Winter Haven* FL MSA      43979    32310         0         0     11669
 Lancaster* PA MSA                  11611    10418         0         0      1193
 Lansing-East Lansing* MI MSA        7153     7048       105         0         0
 Laredo* TX MSA                      5606     5218         0         0       388
 Las Cruces* NM MSA                  8338     8338         0         0         0
 Las Vegas  NV-AZ MSA              247765   210627       343     25486     11309
 Lawrence* KS MSA                    5207     3699       656       136       716
 Lawton* OK MSA                      1527     1527         0         0         0
 Lewiston-Auburn* ME MSA             1237     1149        88         0         0
 Lexington* KY MSA                  25417    20913       368       740      3396
 Lima* OH MSA                         393      393         0         0         0
 Lincoln* NE MSA                    13213    11041       212         0      1960
 Little Rock-North Little                                                       
  Rock* AR MSA                      24242    19167       115         0      4960
 Longview-Marshall* TX MSA           1070     1070         0         0         0
 Los Angeles-Riverside-                                                         
  Orange County  CA CMSA           806345   667078      6346     23411    109510
   Los Angeles-Long Beach  CA                                                   
    PMSA                           255907   185919      4439     11781     53768
   Orange County  CA PMSA          161607   126588      1716     11630     21673
   Riverside-San Bernardino                                                     
    CA PMSA                        278757   278181       191         0       385
   Ventura  CA PMSA                110074    76390         0         0     33684
 Louisville  KY-IN MSA              39914    38741       176       175       822
 Lubbock* TX MSA                     5255     4664       114         0       477
 Lynchburg* VA MSA                   7530     7530         0         0         0
 Macon* GA MSA                       9993     9993         0         0         0
 Madison* WI MSA                    25639    17382      1226      1878      5153
 Mansfield* OH MSA                   2487     1912       323       252         0
 McAllen-Edinburg-Mission*                                                      
  TX MSA                            16502    15093       277       267       865
 Medford-Ashland* OR MSA            12428     9513       199      1531      1185
 Melbourne-Titusville-Palm                                                      
  Bay* FL MSA                       37238    26509       181         0     10548
 Memphis  TN-AR-MS MSA              89845    56582         0         0     33263
 Merced* CA MSA                      9159     9159         0         0         0
 Miami-Fort Lauderdale  FL                                                      
  CMSA                             139646   113245       241      2310     23850
   Fort Lauderdale  FL PMSA         78475    75261       125         0      3089
   Miami  FL PMSA                   61171    37984       116      2310     20761
 Milwaukee-Racine  WI CMSA          71953    50574      3953      1825     15601
   Milwaukee-Waukesha  WI PMSA      65955    45328      3443      1825     15359
   Racine  WI PMSA                   5998     5246       510         0       242
 Minneapolis-St. Paul  MN-WI                                                    
  MSA                              233516   189408      8115      3070     32923
 Missoula* MT MSA                    1409     1271         0       138         0
 Mobile* AL MSA                     26275    23480       565       262      1968
 Modesto* CA MSA                    28046    28046         0         0         0
 Monroe* LA MSA                      3485     3089        44       352         0
 Montgomery* AL MSA                 15787    14662         0      1125         0
 Muncie* IN MSA                      1425     1425         0         0         0
 Myrtle Beach* SC MSA               21140    15731         0      1719      3690
 Naples* FL MSA                     72400    48811       103      6596     16890
 Nashville  TN MSA                  81618    75920       969       353      4376
 New London-Norwich* CT-RI MSA       7092     7092         0         0         0
 New Orleans* LA MSA                24065    22565         0       437      1063
 New York-Northern New                                                          
  Jersey-Long Island  NY-NJ-                                                    
  CT-PA CMSA                       448235   346050     25059      3930     73196
   Bergen-Passaic  NJ PMSA          22275    19356      1422         0      1497
   Bridgeport  CT PMSA               8570     8570         0         0         0
   Danbury  CT PMSA                 10062    10062         0         0         0
   Dutchess County  NY PMSA         13083    12963         0       120         0
   Jersey City  NJ PMSA             10450     3082       763       125      6480
   Middlesex-Somerset-                                                          
    Hunterdon  NJ PMSA              40716    39865         0       112       739
   Monmouth-Ocean  NJ PMSA          57778    55440         0       200      2138
   Nassau-Suffolk  NY PMSA          63918    58791       455         0      4672
   New Haven-Meriden  CT PMSA       11166    10969         0         0       197
   New York  NY PMSA               108441    41041     20580      3373     43447
   Newark  NJ PMSA                  45605    39794      1179         0      4632
   Newburgh  NY-PA PMSA             26368    17015       350         0      9003
   Stamford-Norwalk  CT PMSA        17417    17227       190         0         0
   Trenton  NJ PMSA                  7731     7220       120         0       391
   Waterbury  CT PMSA                4655     4655         0         0         0
 Norfolk-Virginia Beach-                                                        
  Newport News  VA-NC MSA           49855    48844       116       231       664
 Ocala* FL MSA                      22164    19175         0         0      2989
 Odessa-Midland* TX MSA              1636     1636         0         0         0
 Oklahoma City* OK MSA              46968    46387       581         0         0
 Omaha* NE-IA MSA                   35567    30536       208      1482      3341
 Orlando  FL MSA                   216366   138237       135      2110     75884
 Owensboro* KY MSA                   2441     2441         0         0         0
 Panama City* FL MSA                 5457     5001       456         0         0
 Parkersburg-Marietta* WV-OH                                                    
  MSA                                 951      767         0       184         0
 Pensacola* FL MSA                  15117    14886         0       231         0
 Peoria-Pekin* IL MSA                8362     8042         0       320         0
 Philadelphia-Wilmington-                                                       
  Atlantic City  PA-NJ-DE-MD                                                    
  CMSA                             171099   161791      2398      1258      5652
   Atlantic-Cape May  NJ PMSA       17191    14793      2398         0         0
   Philadelphia  PA-NJ PMSA        129170   124042         0      1258      3870
   Vineland-Millville-                                                          
    Bridgeton  NJ PMSA               2563     2157         0         0       406
   Wilmington-Newark  DE-MD PMS     22175    20799         0         0      1376
 Phoenix-Mesa  AZ MSA              387246   323076       758      2985     60427
 Pine Bluff* AR MSA                   897      690         0         0       207
 Pittsburgh  PA MSA                 59741    49793       493      4269      5186
 Pittsfield* MA MSA                     0        0         0         0         0
 Pocatello* ID MSA                    514      514         0         0         0
 Portland* ME MSA                   13729    12722      1007         0         0
 Portland-Salem  OR-WA CMSA        119173   109299      4739      1055      4080
   Portland-Vancouver  OR-WA                                                    
    PMSA                           100623    91996      4069      1055      3503
   Salem  OR PMSA                   18550    17303       670         0       577
 Providence-Fall River-                                                         
  Warwick* RI-MA MSA                23810    23288       522         0         0
 Provo-Orem* UT MSA                 31458    23130       170      1603      6555
 Pueblo* CO MSA                      8928     8365       121       442         0
 Punta Gorda* FL MSA                11523     9800         0       175      1548
 Raleigh-Durham-Chapel Hill                                                     
  NC MSA                           200789   151816       547     12979     35447
 Rapid City* SD MSA                  4446     3521         0         0       925
 Reading* PA MSA                     6791     6791         0         0         0
 Redding* CA MSA                     9025     9025         0         0         0
 Reno* NV MSA                       43141    37950         0         0      5191
 Richland-Kennewick-Pasco*                                                      
  WA MSA                             9498     9498         0         0         0
 Richmond-Petersburg  VA MSA        55449    49530         0         0      5919
 Roanoke* VA MSA                     5947     5388        60         0       499
 Rochester* MN MSA                  11457     9736       438       330       953
 Rochester* NY MSA                  34370    23315         0         0     11055
 Rockford* IL MSA                    8753     8079       265       409         0
 Rocky Mount* NC MSA                 3350     3275        75         0         0
 Sacramento-Yolo  CA CMSA          152246   146431       180         0      5635
   Sacramento  CA PMSA             143958   138143       180         0      5635
   Yolo  CA PMSA                     8288     8288         0         0         0
 Saginaw-Bay City-Midland*                                                      
  MI MSA                             3551     3551         0         0         0
 St. Cloud* MN MSA                   6596     6313         0         0       283
 St. Joseph* MO MSA                  1812      514       400         0       898
 St. Louis  MO-IL MSA               84398    81098      1231       113      1956
 Salinas* CA MSA                    29501    28801         0         0       700
 Salt Lake City-Ogden  UT MSA       76319    68688      2002       863      4766
 San Angelo* TX MSA                  1735     1735         0         0         0
 San Antonio* TX MSA                59101    52220       159         0      6722
 San Diego  CA MSA                 157668   119789       458         0     37421
 San Francisco-Oakland-San                                                      
  Jose  CA CMSA                    336538   295965      1382      9252     29939
   Oakland  CA PMSA                150732   141723         0      4176      4833
   San Francisco  CA PMSA           53762    33078      1222      4200     15262
   San Jose  CA PMSA                63040    55577         0       628      6835
   Santa Cruz-Watsonville  CA                                                   
    PMSA                             5549     5549         0         0         0
   Santa Rosa  CA PMSA              30496    28405       160         0      1931
   Vallejo-Fairfield-Napa  CA                                                   
    PMSA                            32959    31633         0       248      1078
 San Luis Obispo-Atascadero-                                                    
  Paso Robles* CA MSA               20332    20332         0         0         0
 Santa Barbara-Santa Maria-                                                     
  Lompoc* CA MSA                     9624     8190      1049       385         0
 Santa Fe* NM MSA                    3056     3056         0         0         0
 Sarasota-Bradenton* FL MSA         55387    49585       118      1004      4680
 Savannah* GA MSA                   16366    13453         0         0      2913
 Scranton--Wilkes-Barre--                                                       
  Hazleton* PA MSA                   1908     1748         0       160         0
 Seattle-Tacoma-Bremerton                                                       
  WA CMSA                          185333   152540      2878      4124     25791
   Bremerton  WA PMSA                8679     8539       140         0         0
   Olympia  WA PMSA                 12428    12192       236         0         0
   Seattle-Bellevue-Everett                                                     
    WA PMSA                        127616    98428      1776      1621     25791
   Tacoma  WA PMSA                  36610    33381       726      2503         0
 Sharon* PA MSA                      1020     1020         0         0         0
 Sheboygan* WI MSA                    466      466         0         0         0
 Sherman-Denison* TX MSA             1042     1042         0         0         0
 Shreveport-Bossier City* LA                                                    
  MSA                                6952     5879         0      1073         0
 Sioux City* IA-NE MSA                920      920         0         0         0
 Sioux Falls* SD MSA                 7051     6252         0       799         0
 South Bend* IN MSA                 10373    10178       195         0         0
 Spokane* WA MSA                    16650    14229       179         0      2242
 Springfield* IL MSA                 4732     3667      1065         0         0
 Springfield* MO MSA                18482    17030       350       136       966
 Springfield* MA MSA                 7371     7021         0       350         0
 State College* PA MSA               2259     2104         0         0       155
 Steubenville-Weirton* OH-WV                                                    
  MSA                                 150      150         0         0         0
 Stockton-Lodi* CA MSA              62248    62248         0         0         0
 Sumter* SC MSA                      2551     2551         0         0         0
 Syracuse* NY MSA                    6056     5595       461         0         0
 Tallahassee* FL MSA                29158    15994       116         0     13048
 Tampa-St. Petersburg-                                                          
  Clearwater  FL MSA               174854   106662      3351      1821     63020
 Terre Haute* IN MSA                 1315     1315         0         0         0
 Texarkana* TX-Texarkana  AR                                                    
  MSA                                2626     2626         0         0         0
 Toledo* OH MSA                     11808     8992       656        60      2100
 Topeka* KS MSA                      6452     6252       200         0         0
 Tucson* AZ MSA                     80080    62887       530      1278     15385
 Tulsa* OK MSA                      28012    27569         0         0       443
 Tuscaloosa* AL MSA                  4684     4684         0         0         0
 Tyler* TX MSA                       4336     3909         0       150       277
 Utica-Rome* NY MSA                   100      100         0         0         0
 Victoria* TX MSA                    1283     1283         0         0         0
 Visalia-Tulare-Porterville*                                                    
  CA MSA                            11350    11350         0         0         0
 Waco* TX MSA                        4054     3204       850         0         0
 Washington-Baltimore  DC-MD-                                                   
  VA-WV CMSA                       377177   314236       348       757     61836
   Baltimore  MD PMSA               77850    77185         0         0       665
   Hagerstown  MD PMSA               3672     2847       232         0       593
   Washington  DC-MD-VA-WV PMSA    295655   234204       116       757     60578
 Waterloo-Cedar Falls* IA MSA         362      362         0         0         0
 Wausau* WI MSA                      2798     2683       115         0         0
 West Palm Beach-Boca Raton                                                     
  FL MSA                            72543    59839       176      1096     11432
 Wheeling* WV-OH MSA                  165      165         0         0         0
 Wichita* KS MSA                    14228    13970       258         0         0
 Wichita Falls* TX MSA               1076     1076         0         0         0
 Wilmington* NC MSA                 22398    20204         0         0      2194
 Yakima* WA MSA                      4246     3091       446       409       300
 York* PA MSA                        9863     9863         0         0         0
 Youngstown-Warren* OH MSA           6010     5658         0       352         0
 Yuba City* CA MSA                   2122     2122         0         0         0
 Yuma* AZ MSA                        5484     5484         0         0         0

 * - Not all permit offices in metropolitan area are
     requested to report monthly.  No estimates are made
     for those annual reporters.