Table 3yv. New Privately Owned Housing Units Authorized
           Valuation by Metropolitan Area
           (in thousands of dollars)
 
           August    2004 Year-to-Date

                                                                   3 and 4  5 units
                                             Total  1 Unit  2 Units  Units  or more
 
 
Abilene, TX                                  28011   27594     417       0       0
Akron,* OH                                  329655  316868    3291    4809    4687
Albany, GA                                   64194   57409    2436     950    3399
Albany-Schenectady-Troy, NY                 278781  252105    3422     695   22559
Albuquerque,* NM                            600641  585715       0    1936   12990
Alexandria, LA                               59679   59579     100       0       0
Allentown-Bethlehem-Easton,* PA-NJ          493784  482526     733    3700    6825
Altoona, PA                                  13236   12406      80       0     750
Amarillo, TX                                 82513   80346     162    1253     752
Ames, IA                                     57756   37793     395     250   19318
Anchorage,* AK                              261645  164058   60042    7237   30308
Anderson,* IN                                52594   50241       0     482    1871
Anderson,* SC                               117498  116145     703     650       0
Ann Arbor,* MI                              270183  230860     909    2991   35423
Anniston-Oxford, AL                          18862   18382      80       0     400
Appleton, WI                                148523  142363    5062     270     828
Asheville, NC                               396251  367733    5661    5785   17072
Athens-Clarke County, GA                    144172  139862     110    1620    2580
Atlanta-Sandy Springs-Marietta,* GA        5772302 5175015   33578   10872  552837
Atlantic City,* NJ                          161028  156717    2312     668    1331
Auburn-Opelika,* AL                          99272   84937    4457     428    9450
Augusta-Richmond County, GA-SC              321870  321210     660       0       0
Austin-Round Rock,* TX                     1378156 1220430   13073    9264  135389
Bakersfield, CA                             582252  559275    3584   10671    8722
Baltimore-Towson,* MD                       930128  809734     810    1969  117615
Bangor, ME                                   39531   37616     465    1450       0
Barnstable Town, MA                         202264  185198    2110    7540    7416
Baton Rouge, LA                             329855  314071      30    1623   14131
Battle Creek, MI                             20041   20041       0       0       0
Bay City, MI                                 11197   10856     341       0       0
Beaumont-Port Arthur, TX                     67416   65821     175       0    1420
Bellingham, WA                              227007  191666    4138    5549   25654
Bend,* OR                                   438716  399351   15840   11533   11992
Billings, MT                                 70969   64648       0    1277    5044
Binghamton, NY                               16872   15562       0       0    1310
Birmingham-Hoover,* AL                      808548  737560    3490       0   67498
Bismarck, ND                                 88973   77000     798    6461    4714
Blacksburg-Christiansburg-Radford,
  VA                                         78262   75355     542       0    2365
Bloomington, IN                              84881   64121   11324    1815    7621
Bloomington-Normal, IL                       93219   81786     585    1549    9299
Boise City-Nampa,* ID                       894339  851817   10143   28796    3583
Boston-Cambridge-Quincy,* MA-NH            1447251 1073635   51627   27917  294072
Boulder,* CO                                181868  169911    1685     264   10008
Bowling Green, KY                           106079   80894    1276    1122   22787
Bremerton-Silverdale,* WA                   160736  156302    3769     314     351
Bridgeport-Stamford-Norwalk,* CT            512119  457816    3966   15398   34939
Brownsville-Harlingen, TX                   171435  153538    1484    6708    9705
Brunswick, GA                               149151  121850     800     241   26260
Buffalo-Niagara Falls, NY                   229679  215426    2867     700   10686
Burlington,* NC                             114130  106905      92     675    6458
Burlington-South Burlington, VT             108173   80134    5968    2455   19616
Canton-Massillon, OH                        154400  152230     179     556    1435
Cape Coral-Fort Myers,* FL                 1957830 1379865   82017   88792  407156
Carson City,* NV                             19867   19084     783       0       0
Casper,* WY                                  33516   33516       0       0       0
Cedar Rapids, IA                            106834   80069    3796    7295   15674
Champaign-Urbana, IL                         78401   74197     668       0    3536
Charleston, WV                               35291   35011     280       0       0
Charleston-North Charleston,* SC            794139  730680     726    1869   60864
Charlotte-Gastonia-Concord,* NC-SC         2046512 1885193    8437   12277  140605
Charlottesville,* VA                        242066  202019    3563    1819   34665
Chattanooga, TN-GA                          280836  268984    3820    2042    5990
Cheyenne, WY                                 79730   71164     375    3026    5165
Chicago-Naperville-Joliet,* IL-IN-WI       5304841 4693040   48474  113645  449682
Chico, CA                                   127987  105476    1315    3648   17548
Cincinnati-Middletown, OH-KY-IN            1226809 1163386    7079   11113   45231
Clarksville, TN-KY                          224667  208823    2565    2890   10389
Cleveland, TN                                57004   42784     757    1278   12185
Cleveland-Elyria-Mentor,* OH                938849  908324    7682   12892    9951
Coeur d"Alene, ID                           221227  209814    5251    2151    4011
College Station-Bryan, TX                   102403   90833     150    1711    9709
Colorado Springs,* CO                       617444  617444       0       0       0
Columbia, MO                                172862  158292    7975     850    5745
Columbia,* SC                               559117  492847    2402    3532   60336
Columbus, GA-AL                             182280  156485    2183    1221   22391
Columbus, IN                                 30710   30710       0       0       0
Columbus, OH                               1508346 1377049    8309   60419   62569
Corpus Christi, TX                          141264  121889    1854    9531    7990
Corvallis,* OR                               43664   43424     240       0       0
Cumberland, MD-WV                            19397   18637      60       0     700
Dallas-Fort Worth-Arlington,* TX           5452918 5114133   16708    8803  313274
Dalton,* GA                                  60214   56529    1034    1159    1492
Danville, IL                                   353     353       0       0       0
Danville,* VA                                26656   25961       0     105     590
Davenport-Moline-Rock Island,  IA-IL         88827   79183    2372    1109    6163
Dayton, OH                                  339804  306483    5534   10572   17215
Decatur, AL                                  33477   33477       0       0       0
Decatur, IL                                  19216   18184     140       0     892
Deltona-Daytona Beach-Ormond Beach,*
  FL                                        758655  589931    1356       0  167368
Denver-Aurora,* CO                         2541863 2288421   11822   25398  216222
Des Moines, IA                              519122  472269    9251    2310   35292
Detroit-Warren-Livonia,* MI                2162896 1933704   13099   26819  189274
Dothan, AL                                   28188   24079     237       0    3872
Dover,* DE                                  177617  168043     154    1400    8020
Dubuque, IA                                  66237   41596    2190     277   22174
Duluth, MN-WI                               100598   90093    7865     767    1873
Durham,* NC                                 543162  505333    1135     498   36196
Eau Claire, WI                               90488   81316    7665     385    1122
El Centro,* CA                              148166  135555       0    1571   11040
El Paso, TX                                 163551  140766    1243   20263    1279
Elizabethtown, KY                            89397   86259    1098     540    1500
Elkhart-Goshen, IN                          114484  109915    1024     920    2625
Elmira, NY                                    6529    3935       0      94    2500
Erie, PA                                     71440   64085    1493    3835    2027
Eugene-Springfield,* OR                     206644  175052    5119    5223   21250
Evansville, IN-KY                           146046  128175    1693     595   15583
Fairbanks,* AK                               35358   28095    3501    2862     900
Fargo, ND-MN                                174140  127800    1503     550   44287
Farmington,* NM                              33948   33807     141       0       0
Fayetteville, NC                            252427  206494     113       0   45820
Fayetteville-Springdale-Rogers,
  AR-MO                                     453946  351120    9508    5589   87729
Flagstaff, AZ                               103594  103096     126     372       0
Flint,* MI                                  227114  221627    1195     566    3726
Florence, SC                                 36225   36057     168       0       0
Fond du Lac, WI                              26621   23817    1828     976       0
Fort Collins-Loveland,* CO                  374774  344630    7016   12004   11124
Fort Smith, AR-OK                            62653   51366    5214    1123    4950
Fort Walton Beach-Crestview-Destin,*
  FL                                        302242  211012     128     479   90623
Fort Wayne, IN                              265220  252513    1614     827   10266
Fresno,* CA                                 730209  645681    9346   15031   60151
Gadsden, AL                                  15024   15024       0       0       0
Gainesville, FL                             144294  122359     348     910   20677
Gainesville, GA                             187873  185310     228    1860     475
Glens Falls, NY                              61234   59404     360     487     983
Goldsboro,* NC                               45997   45739     126       0     132
Grand Forks, ND-MN                           32468   21542       0     188   10738
Grand Junction,* CO                         145678  133756    2961    2037    6924
Grand Rapids-Wyoming, MI                    434030  407573    1684    1875   22898
Great Falls, MT                              13389   12939       0       0     450
Greeley,* CO                                547020  504348    3354   13711   25607
Green Bay, WI                               203849  177316    6700    2145   17688
Greensboro-High Point,* NC                  590260  521375    2236    2197   64452
Greenville, NC                              124049   96360    7130       0   20559
Greenville,* SC                             355365  347755     636     708    6266
Gulfport-Biloxi, MS                         135879  120629    6304    5022    3924
Hagerstown-Martinsburg, MD-WV               281317  270730    2016    1093    7478
Hanford-Corcoran, CA                         50214   48707     200     264    1043
Harrisburg-Carlisle, PA                     199551  193700    4089    1162     600
Harrisonburg,* VA                            66824   63803    2751       0     270
Hartford-West Hartford-East Hartford,*
  CT                                        360246  345605    3327     922   10392
Hattiesburg, MS                              17813    9602       0     760    7451
Hickory-Lenoir-Morganton, NC                191965  180175    1380     678    9732
Hinesville-Fort Stewart,* GA                 22902   22680     222       0       0
Holland-Grand Haven,* MI                    217728  187772    5861   11835   12260
Honolulu,* HI                               568814  271420    1000   11372  285022
Hot Springs, AR                              10604   10604       0       0       0
Houma-Bayou Cane-Thibodaux, LA               70862   70770      92       0       0
Houston-Baytown-Sugar Land, TX             4382651 3979482    8147    4407  390615
Huntington-Ashland, WV-KY-OH                  6879    6117     587     175       0
Huntsville, AL                               75130   61979     112     471   12568
Idaho Falls, ID                              81381   74786     478    5819     298
Indianapolis,* IN                          1535174 1424040   26449   14704   69981
Iowa City, IA                               118483   99660       0    1033   17790
Ithaca, NY                                   18831   16518     350       0    1963
Jackson, MI                                  25889   24498       0       0    1391
Jackson, MS                                 323495  315255       0     330    7910
Jackson, TN                                  55496   54939      52     505       0
Jacksonville,* FL                          1832918 1575133    4299    4676  248810
Jacksonville, NC                            103065   82193       0       0   20872
Janesville, WI                               64699   49927    4201    2175    8396
Jefferson City, MO                           32244   30142     466     736     900
Johnson City, TN                            100223   93880     149     847    5347
Johnstown, PA                                 3923    3923       0       0       0
Jonesboro, AR                                44545   42126      81     150    2188
Joplin, MO                                   14459   14459       0       0       0
Kalamazoo-Portage, MI                       140272  126416    3298    8092    2466
Kankakee-Bradley,* IL                        67438   63313    1896    1349     880
Kansas City,* MO-KS                        1398947 1329001   25626   32387   11933
Kennewick-Richland-Pasco, WA                250230  237403    2422    1035    9370
Killeen-Temple-Fort Hood, TX                217484  174660   13241   16788   12795
Kingsport-Bristol-Bristol, TN-VA             65031   62767     202       0    2062
Kingston, NY                                 54781   48928    1646     507    3700
Knoxville, TN                               396770  364377     975     818   30600
Kokomo, IN                                   30346   29115    1231       0       0
La Crosse, WI-MN                             62062   54600    1275       0    6187
Lafayette, IN                               130842  120792    1305     766    7979
Lafayette, LA                               132965  128030       0       0    4935
Lake Charles, LA                             75435   69487     807     308    4833
Lakeland,* FL                               509839  499859    1646    4090    4244
Lancaster, PA                               215245  201920     688    2786    9851
Lansing-East Lansing, MI                    167230  157321    1098       0    8811
Laredo,* TX                                 111898  101311     298     877    9412
Las Cruces,* NM                             182890  168707     250     385   13548
Las Vegas-Paradise,* NV                    3282852 3021629    6232  110324  144667
Lawrence, KS                                 52943   44592    5856       0    2495
Lawton, OK                                   12925   12725       0       0     200
Lebanon, PA                                  50250   50000     250       0       0
Lewiston, ID-WA                               7110    5672     663     775       0
Lewiston-Auburn, ME                          44968   44968       0       0       0
Lexington-Fayette, KY                       394452  379761     810    6992    6889
Lima, OH                                     13621   13089     232     300       0
Lincoln, NE                                 206675  193382    3265     250    9778
Little Rock-North Little Rock, AR           457979  401208    1023     649   55099
Logan, UT-ID                                103033   79611    1291    4819   17312
Longview, TX                                 21434   21434       0       0       0
Longview, WA                                 39327   38262     705     360       0
Los Angeles-Long Beach-Santa Ana,*
  CA                                       3803112 2591920   51715   50701 1108776
Louisville, KY-IN                           770232  719348    2911    5056   42917
Lubbock, TX                                 190051  110692   25804    2097   51458
Lynchburg, VA                               147703  145085     722     646    1250
Macon, GA                                    85280   73281    3350    4873    3776
Madera,* CA                                 148638  143371    1820    3447       0
Madison, WI                                 535503  420641   22485   20386   71991
Manchester-Nashua, NH                       206145  160713    6101    3626   35705
Mansfield,* OH                               41559   35162    2218    4179       0
McAllen-Edinburg-Pharr,* TX                 347206  306475    7737   16757   16237
Medford,* OR                                214600  197802    2419   11814    2565
Memphis, TN-MS-AR                          1059177 1010764       0    1851   46562
Merced, CA                                  255746  252749       0       0    2997
Miami-Fort Lauderdale-Miami Beach,
  FL                                       3942107 2911989   23069   25581  981468
Michigan City-La Porte, IN                   35015   34586       0     429       0
Midland,* TX                                 24672   24672       0       0       0
Milwaukee-Waukesha-West Allis,* WI          728860  598920   24508   12656   92776
Minneapolis-St. Paul-Bloomington,*
  MN-WI                                    2991107 2557280   28228   53924  351675
Missoula,* MT                                25340   18812    1616     362    4550
Mobile, AL                                  162308  134977     299     868   26164
Modesto, CA                                 458316  446187    1822     952    9355
Monroe, LA                                   28179   25994    1567      72     546
Monroe,* MI                                 111411  108186     226       0    2999
Montgomery, AL                              157144  135886    9058       0   12200
Morgantown, WV                                1805    1409      96       0     300
Morristown, TN                               56228   48107     924       0    7197
Mount Vernon-Anacortes, WA                   99300   91363    3985     420    3532
Muncie, IN                                   35273   27686       0     201    7386
Muskegon-Norton Shores,* MI                  69112   64952    2934     200    1026
Myrtle Beach-Conway-North Myrtle Beach,
  SC                                        528856  375743    1668    4796  146649
Napa,* CA                                   145662  143419       0    2243       0
Naples-Marco Island,* FL                   1059379  715047   24515   95591  224226
Nashville-Davidson--Murfreesboro,*
  TN                                       1539129 1388382   33239    4403  113105
New Haven-Milford,* CT                      191732  170610    1234    2873   17015
New Orleans-Metairie-Kenner,* LA            609472  569876   10917    1867   26812
New York-Northern New Jersey-Long Island,*
  NY-NJ-PA                                 4416691 2497114  561210  324631 1033736
Niles-Benton Harbor, MI                      27096   27096       0       0       0
Norwich-New London,* CT                     122852  109461     468    3006    9917
Ocala,* FL                                  402988  394917    6172    1359     540
Ocean City,* NJ                             181462  102109   41687    8883   28783
Odessa,* TX                                  21857   21857       0       0       0
Ogden-Clearfield, UT                        476489  444675    4767   19677    7370
Oklahoma City,* OK                          838042  781489    4687    7470   44396
Olympia,* WA                                273580  261304    5070     340    6866
Omaha-Council Bluffs, NE-IA                 542342  508105    3282    2275   28680
Orlando,* FL                               3392137 3080563   12181   18322  281071
Oshkosh-Neenah, WI                           99459   90912    1903     391    6253
Owensboro, KY                                28010   27321     241     448       0
Oxnard-Thousand Oaks-Ventura,* CA           394881  335524     770    9936   48651
Palm Bay-Melbourne-Titusville,* FL          915753  719125    3801    5208  187619
Panama City-Lynn Haven,* FL                 307302  138964    1853    1700  164785
Parkersburg-Marietta, WV-OH                  11746   11672       0      74       0
Pascagoula,* MS                              78083   69405     135     438    8105
Pensacola-Ferry Pass-Brent, FL              432965  383932    3780       0   45253
Peoria, IL                                  147786  128242   13871    1978    3695
Philadelphia-Camden-Wilmington,*
  PA-NJ-DE-MD                              1671935 1422697   11861   23853  213524
Phoenix-Mesa-Scottsdale, AZ                6715974 6397757   23346   85034  209837
Pine Bluff, AR                                4070    3834     105      60      71
Pittsburgh, PA                              734194  651025    6694   17962   58513
Pittsfield, MA                               15110   13470     540    1100       0
Pocatello, ID                                28451   28046     230     175       0
Port St. Lucie-Fort Pierce,* FL             977330  890154    4054   17160   65962
Portland-South Portland-Biddeford,
  ME                                        380701  350603    7328    8161   14609
Portland-Vancouver-Beaverton,* OR-WA       1698970 1465622   15510   26583  191255
Poughkeepsie-Newburgh-Middletown,*
  NY                                        339553  313227     605    6113   19608
Prescott, AZ                                314545  301136    4798    1759    6852
Providence-New Bedford-Fall River,
  RI-MA                                     398856  373362    3802    1440   20252
Provo-Orem, UT                              491320  426255    6396   13142   45527
Pueblo,* CO                                  82960   75087    1377     274    6222
Punta Gorda,* FL                            339883  240117    5221    9797   84748
Racine,* WI                                 124516  111357    2194    2750    8215
Raleigh-Cary,* NC                          1384527 1266056    5049     998  112424
Rapid City, SD                               95071   76157    1207    5643   12064
Reading, PA                                 106516   98101     328    2136    5951
Redding,* CA                                113876  108864     164     752    4096
Reno-Sparks,* NV                            595143  547787    1778    5649   39929
Richmond,* VA                               855109  783132    1415   11872   58690
Riverside-San Bernardino-Ontario,*
  CA                                       6091325 5656638   10512   49218  374957
Roanoke, VA                                 159884  135185    2609     250   21840
Rochester, MN                               183272  180699     539       0    2034
Rochester, NY                               242784  233533    1294     788    7169
Rockford, IL                                148589  142725    3943    1921       0
Rocky Mount, NC                              40387   38386    2001       0       0
Rome,* GA                                    49795   41545    3655       0    4595
Sacramento--Arden-Arcade--Roseville,*
  CA                                       2922759 2802761    9448    7301  103249
Saginaw-Saginaw Township North, MI           38483   38203     280       0       0
Salem,* OR                                  232252  206495    6568    4638   14551
Salinas, CA                                 225027  219356     724    3010    1937
Salisbury, MD                                60821   52377     204     897    7343
Salt Lake City,* UT                         807588  723064    9573   16885   58066
San Angelo, TX                               23089   22945     144       0       0
San Antonio, TX                            1377770 1220141    8669    4897  144063
San Diego-Carlsbad-San Marcos,* CA         2121571 1672156   17121   81694  350600
San Francisco-Oakland-Fremont,* CA         2188304 1649964   15523   33573  489244
San Jose-Sunnyvale-Santa Clara,* CA         566389  453107   12653    7211   93418
San Luis Obispo-Paso Robles,* CA            268026  253973    2709    3027    8317
Sandusky, OH                                 22936   19613       0    1220    2103
Santa Barbara-Santa Maria-Goleta,
  CA                                        193560  149235    2342   18460   23523
Santa Cruz-Watsonville,* CA                 122143  120626     264       0    1253
Santa Fe,* NM                                51828   51728       0       0     100
Santa Rosa-Petaluma,* CA                    230635  176156   11212     631   42636
Sarasota-Bradenton-Venice,* FL             1534964 1248150    1983   45297  239534
Savannah, GA                                252009  240700     992     156   10161
Scranton--Wilkes-Barre, PA                   72554   69118       0    2153    1283
Seattle-Tacoma-Bellevue,* WA               2487601 2102963   55703   65125  263810
Sheboygan, WI                                47137   31173    1914   11760    2290
Sherman-Denison, TX                          16272   15653      90       0     529
Shreveport-Bossier City, LA                 188864  183693       0     188    4983
Sioux City, IA-NE-SD                         39700   32999    1161    4157    1383
Sioux Falls, SD                             170738  142045    2063    4631   21999
South Bend-Mishawaka, IN-MI                 114203  104575     200       0    9428
Spartanburg, SC                             137583  128889     220      99    8375
Spokane, WA                                 231248  197903    9093    5128   19124
Springfield, IL                              78060   65722    8199    1000    3139
Springfield, MA                             127812  122574    3194     197    1847
Springfield, MO                             295888  268754    7017     902   19215
Springfield, OH                              28132   28132       0       0       0
St. Cloud, MN                               122994  117939     251     405    4399
St. George, UT                              289265  275821    4310     827    8307
St. Joseph, MO-KS                            20794   13496    3018       0    4280
St. Louis,* MO-IL                          1594877 1450239   27082    7830  109726
State College, PA                            52127   50393    1113     621       0
Stockton,* CA                               908881  878360     200     944   29377
Sumter,* SC                                  44257   38125    1594    2810    1728
Syracuse, NY                                103454   98761    1652     848    2193
Tallahassee, FL                             256322  188571    2017    1805   63929
Tampa-St. Petersburg-Clearwater,* FL       2586689 2275639   31980   18156  260914
Terre Haute, IN                              29109   22506     362     600    5641
Texarkana, TX-Texarkana, AR                  19989   17567    2132       0     290
Toledo, OH                                  243296  217012    4382    3173   18729
Topeka, KS                                  106570  105630       0     700     240
Trenton-Ewing,* NJ                           92870   74418     550     885   17017
Tucson, AZ                                 1098640 1053256    4610    2726   38048
Tulsa, OK                                   414416  405727    4470     230    3989
Tuscaloosa, AL                               99347   95432    1729       0    2186
Tyler, TX                                    53538   50570       0     150    2818
Utica-Rome, NY                               15989   15989       0       0       0
Valdosta, GA                                 80573   79488     885       0     200
Vallejo-Fairfield,* CA                      307936  288772    6663     737   11764
Vero Beach,* FL                             325966  281845    1008    6828   36285
Victoria, TX                                 18120   11220       0    6900       0
Vineland-Millville-Bridgeton,* NJ            26239   26231       8       0       0
Virginia Beach-Norfolk-Newport News,
  VA-NC                                     915824  796372   14380    6689   98383
Visalia-Porterville, CA                     226260  216901    2569    6292     498
Waco, TX                                    113791   77967   10294    4680   20850
Warner Robins, GA                           136921  135446       0     752     723
Washington-Arlington-Alexandria,*
  DC-VA-MD-WV                              3213316 2732976     560   13047  466733
Waterloo-Cedar Falls, IA                     62172   56816    1206     843    3307
Wausau, WI                                   82893   77266    2567     470    2590
Weirton-Steubenville, WV-OH                   7563    7151     177       0     235
Wenatchee, WA                                65668   63328     232    1739     369
Wheeling, WV-OH                               2109    2109       0       0       0
Wichita Falls, TX                            29757   29712      45       0       0
Wichita, KS                                 240124  235567    4557       0       0
Williamsport, PA                              9567    9217     350       0       0
Wilmington,* NC                             709478  654429   10190    4619   40240
Winchester, VA-WV                           144103  138613       0       0    5490
Winston-Salem,* NC                          331450  289321     197    1087   40845
Worcester, MA                               390094  364274    4397    7671   13752
Yakima, WA                                   65614   58480    5603    1202     329
York-Hanover, PA                            210689  198641    3080     968    8000
Youngstown-Warren-Boardman, OH-PA           129451  120282    3602    3643    1924
Yuba City-Marysville, CA                    269794  268772     275       0     747
Yuma, AZ                                    216746  209956       0     276    6514
 
* - Metropolitan areas where all permit offices are 
    requested to report monthly.