www.hudclips.org 

U. S. Department of Housing and Urban Development
Washington, D.C. 20410-8000

 
May 8, 1995
 
OFFICE OF THE ASSISTANT SECRETARY
FOR HOUSING-FEDERAL HOUSING COMMISSIONER
 
Mortgagee Letter 95-19
 
     TO:  ALL APPROVED MORTGAGEES
 
     SUBJECT:  Comprehensive Update to the FHA Single Family Maximum
                 Mortgage Limits
 
          Attached is a comprehensive update of the FHA single family
     mortgage limits for high-cost areas.  The last comprehensive
     update was published in the Federal Register on March 15, 1993,
     (58 FR 13950).  Increases approved since the last update are
     included in the attached document.  This is also the first
     comprehensive update since the Department ceased issuing mortgage
     limit increases through publication in the Federal Register in
     August 1993 and began issuing increases through administrative
     directives.
 
          This update reflects changes created by Public Law 103-327,
     which the President signed on September 28, 1994.  The legislation
     increased the mortgage limit ceiling for non-high cost areas
     from $67,500 for a one-family dwelling to 38 percent of the
     Fannie Mae/Freddie Mac conforming loan limits (currently
     resulting in $77,197 for a one-family dwelling).  It also
     increased the ceiling for high-cost areas from $151,725 for a
     one-family dwelling to 75 percent of the Fannie Mae/Freddie Mac
     conforming limits (now $152,362 for a one family dwelling).
 
          Questions regarding maximum mortgage limits should be
     directed to your local HUD Office.
 
Sincerely yours,
 

Nicolas P. Retsinas
Assistant Secretary for Housing-
Federal Housing Commissioner
 
     Attachment
 
     Title II. - Updating of FHA Section 203(b), 234(c) and 214
                         Area Wide Mortgage Limits
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
                              NEW ENGLAND
 
                     HUD Field Office:  Boston Office
___________________________________________________________________________
Boston, MA-NH-ME-CT PMSA
  (Part):
  Bristol County (Part)       $152,362       $194,850   $235,550   $292,800
  Essex County (Part)
  Hamden county (Part)
  Middlesex County (Part)
  Norfolk County (Part)
  Plymouth County (Part)
  Suffolk County (Part)
  Worcester County (Part)
Pittsfield, MA MSA:
  Berkshire County (Part)     $124,875       $140,600   $170,200   $197,950
Providence-Fall River-  Warwick, RI-MA PMSA:
  Bristol County (Part)       $152,362       $194,850   $235,550   $292,800
  Norfolk County (Part)
  Worcester County (Part)
Springfield, MA MSA:
  Franklin County, MA
    (Part)                    $124,875       $140,600   $170,200   $197,950
  Hampshire County, MA
    (Part)
  Hamden County, MA           $152,362       $194,850   $235,550   $292,800
    (Part)
Other Areas:
  Barnstable                  $124,875       $140,600   $170,200   $197,950
  Dukes
  Nantucket
___________________________________________________________________________
 
                    HUD Field Office:  Bangor Office
___________________________________________________________________________
Boston, MA-NH-ME-CT PMSA
  (Part):
  York County, ME (Part)      $152,362       $194,850   $235,550   $292,800
Lewiston-Auburn, ME MSA:
  Androscoggin County         $117,650       $132,500   $160,950   $185,750
Portland, ME MSA:
  Cumberland County           $111,050       $125,000   $151,850   $175,250
Other areas:
  Knox County                 $ 99,750       $112,350   $136,500   $157,500
  Lincoln County              $ 95,000       $107,000   $130,000   $150,000
  Penobscot County            $ 77,900       $ 98,700   $119,350   $148,300
  Sagadahoc County            $ 99,750       $112,350   $136,500   $157,500
  Hancock City                $ 85,500       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Burlington Office
 
___________________________________________________________________________
Burlington, VT MSA:
  Chittenden County           $120,650       $135,850   $165,100   $190,500
  Franklin County             $118,750       $133,750   $162,500   $187,500
  Grand Isle County
Other Area:
  Addiston County             $ 93,100       $104,850   $127,400   $148,300
  Bennington County           $ 93,100       $104,850   $127,400   $148,300
  Lamoille County             $ 91,150       $102,650   $124,700   $148,300
  Orange County               $ 93,100       $104,850   $127,400   $148,300
  Rutland County              $ 97,850       $110,200   $133,900   $154,500
  Washington County           $ 90,000       $101,300   $122,650   $148,300
  Windham County              $ 99,750       $112,350   $136,500   $157,500
  Windsor County              $101,250       $114,000   $138,000   $160,500
___________________________________________________________________________
 
                                   2
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Hartford Office
 
___________________________________________________________________________
Boston, MA-NH PMSA
  (Part):
  Windham County, CT
    (Part)                    $152,362       $194,850   $235,550   $292,800
Bridgeport, CT PMSA:
  Fairfield County (Part)     $152,362       $194,850   $235,550   $292,800
  New Haven County (Part)
Danbury, CT PMSA:
  Fairfield County (Part)     $152,362       $194,850   $235,550   $292,800
  Litchfield County
    (Part)
Hartford, CT MSA:
  Hartford County (Part)      $152,362       $194,850   $235,550   $292,800
  Litchfield County
    (Part)
  Middlesex County (Part)
  New London County
    (Part)
  Tolland County (Part)
  Windham County (Part)
New Haven-Meriden, CT
  PMSA:
  Middlesex County (Part)     $152,362       $194,850   $235,550   $292,800
  New Haven County (Part)
New London-Norwich,
  CT-RI MSA (Part)
  New London County
    (Part)                    $152,362       $194,850   $235,550   $292,800
  Windham County (Part)
Stamford-Norwalk, CT
  PMSA:
  Fairfield County (Part)     $152,362       $194,850   $235,550   $292,800
Waterbury, CT MSA:
  Litchfield County
    (Part)                    $152,362       $194,850   $235,550   $292,800
  New Haven County (Part)
___________________________________________________________________________
 
                                   3
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Manchester Office
 
___________________________________________________________________________
Boston, MA-NH-ME-CT PMSA:
  (Part):
  Hillsborough County, NH
    (Part)                    $152,362       $194,850   $235,550   $292,800
  Merrimack County (Part)
  Rockingham County
    (Part)
  Strafford County (Part)
Nashua, NH PMSA:
  Hillsborough County
    (Part)                    $152,362       $194,850   $235,550   $292,800
  Rockingham County
    (Part)
Other Areas:
  Belknap County              $104,500       $117,700   $143,000   $165,000
  Carroll County              $123,000       $138,550   $168,350   $194,250
  Cheshire County             $104,500       $117,700   $143,000   $165,000
  Coos County                 $ 77,900       $ 98,700   $119,350   $148,300
  Grafton County              $114,000       $128,400   $156,400   $180,000
___________________________________________________________________________
 
                    HUD Field Office:  Providence Office
 
___________________________________________________________________________
Fall River, MA-RI PMSA
  (Part):
  Providence                  $152,362       $194,850   $235,550   $292,800
New London-Norwich CT-RI
  MSA (Part):
  Washington County
    (Part)                    $152,362       $194,850   $235,550   $292,800
Providence-Fall River-  Warwick, RI-MA PMSA:
  Bristol County, RI          $152,362       $194,850   $235,550   $293,800
  Kent County
  Newport County (Part)
  Providence County
    (Part)
  Washington County           $152,362       $194,850   $235,550   $292,800
    (Part)
___________________________________________________________________________
 
                                   4
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                         NEW YORK/NEW JERSEY
 
                    HUD Field Office:  New York Office
 
___________________________________________________________________________
New York-Newark, NY-NJ-PA
  PMSA (Part):
  Bronx County                $152,262       $194,850   $235,550   $292,800
  Kings County
  Nassau County
  New York County
  Putnam county
  Queens County
  Richmond County
  Rockland County
  Suffolk County
  Westchester County
Orange County, NY PMSA:
  Orange County               $152,362       $194,850   $235,550   $292,800
___________________________________________________________________________
 
                    HUD Field Office:  Albany Office
 
___________________________________________________________________________
Albany-Schenectady-Troy
  NY MSA:
  Albany County               $125,400       $141,200   $171,600   $198,000
  Montgomery County
  Rensselaer County
  Saratoga County
  Schenectady County
  Schoharie County
  Binghamton, NY MSA:
  Broome County               $124,875       $140,600   $170,200   $197,950
  Tioga County
Dutchess County, NY PMSA:
  Dutchess County             $152,362       $194,850   $235,550   $292,800
Syracuse, NY MSA:
  Cayuga County               $ 94,500       $106,400   $129,300   $149,200
  Madison County
  Onondaga County
  Oswego County
Utica-Rome, NY MSA:
  Herkimer County             $ 91,150       $102,650   $124,700   $148,300
  Oneida County
Other Areas:
  Columbia County             $ 99,750       $112,350   $136,500   $157,500
  Green County                $120,000       $135,150   $164,200   $189,450
  Tompkins County             $ 95,000       $107,000   $130,000   $150,000
  Ulster County               $112,550       $126,750   $154,050   $177,750
  Warren County               $101,250       $114,000   $138,000   $160,500
 ___________________________________________________________________________
 
                                   5
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Buffalo Office
 
___________________________________________________________________________
Buffalo-Niagara Falls, NY
  PMSA:
Erie County                   $103,550       $116,600   $141,700   $163,500
Niagara Fall County
Elmira, NY MSA:
  Chemung County              $ 92,700       $104,400   $126,850   $148,300
Niagara Falls, NY PMSA:
Rochester, NY MSA:
  Genesee County              $110,200       $124,100   $150,800   $174,000
  Livingston County
  Monroe County
  Ontario County
  Orleans County
  Wayne County
___________________________________________________________________________
 
                    HUD Field Office:  Camden Office
 
___________________________________________________________________________
Atlantic-Cape May, NJ
  PMSA:
  Atlantic County             $136,800       $154,100   $187,250   $216,050
  Cape May County
New York-Newark, NY-NJ
  PMSA (part):
  Ocean City, NJ              $152,362       $194,850   $235,550   $292,800
Philadelphia, PA-NJ PMSA
  (part):
  Burlington County, NJ       $137,750       $155,150   $188,500   $217,500
  Camden County
  Gloucester County
  Salem County
Trenton, NJ PMSA:
  Mercer County               $152,000       $171,200   $208,000   $240,000
Vineland-Millville
  -Bridgeton, NJ PMSA:
  Cumberland County           $ 99,250       $111,750   $135,800   $156,700
___________________________________________________________________________
 
                                   6
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Newark Office
 
___________________________________________________________________________
New York-Newark, NY-NJ-PA
PMSA (Part):
Bergen County, NJ           $152,362       $194,850   $235,550   $292,800
Essex County, NJ
Hudson County, NJ
Hunterdon County, NJ
Middlesex County, NJ
Monmouth County, NJ
Morris County, NJ
Passaic County, NJ
Somerset County, NJ
Union County, NJ
Warren County, NJ
___________________________________________________________________________
 
                                   7
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                              MID ATLANTIC
 
                    HUD Field Office:  Philadelphia Office
 
___________________________________________________________________________
Allentown-Bethleham-  Easton, PA MSA (Part):
  Carbon County, PA           $124,650       $140,350   $170,550   $196,800
  Lehigh County
  Northampton County
Harrisburg-Lebanon-  Carlisle, PA MSA:
  Cumberland County           $112,100       $126,250   $153,400   $177,000
  Dauphin County
  Lebanon County
  Perry County
Lancaster, PA MSA:
  Lancaster County            $121,600       $136,950   $166,400   $192,000
New York-Newark, NY-NJ-  PA PMSA:
  Pike County, PA             $152,362       $194,850   $235,550   $292,800
Philadelphia, PA-NJ PMSA
  (Part):
  Bucks County, PA            $137,750       $155,150   $188,500   $217,500
  Chester County
  Delaware County
  Montgomery County
  Philadelphia County
Reading, PA MSA:
  Berks County                $105,650       $118,950   $144,550   $166,800
Scranton--Wilkes-Barre-  Hazleton, PA MSA:
  Columbia County             $ 95,600       $107,650   $130,800   $150,900
  Lackawanna County
  Luzerne County
  Wyoming County
State College, PA MSA:
  Centre County               $126,150       $142,050   $172,600   $199,150
Williamsport, PA MSA:
York, PA MSA:
  York County                 $112,100       $126,250   $153,400   $177,000
Other Areas:
  Adams County                $112,100       $126,250   $153,400   $177,000
  Franklin County             $ 82,400       $ 98,700   $119,350   $148,300
  Monroe County               $ 95,600       $107,650   $130,800   $150,900
___________________________________________________________________________
 
                                   8
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Baltimore Office
 
___________________________________________________________________________
Baltimore, MD PMSA:
  Baltimore City              $152,362       $194,850   $235,550   $292,800
  Anne Arundel County
  Baltimore County
  Carroll County
  Harford County
  Howard County
  Queen Anne's County
Hagerstown, MD PMSA:
  Washington County           $126,300       $142,250   $172,800   $199,400
Washington, DC-MD-VA-WV
  PMSA (Part):
  Charles County, MD          $152,362       $194,850   $235,550   $292,800
  Calvert County
  Frederick County
Wilmington-Newark, DE-MD
  PMSA (Part):
  Cecil County, MD            $130,150       $146,550   $178,100   $205,500
Other Areas:
  Caroline County             $ 82,550       $ 98,700   $119,350   $148,300
  Dorchester County           $ 80,750       $ 98,700   $119,350   $148,300
  Garrett County              $ 85,500       $ 98,700   $119,350   $148,300
  Kent County                 $104,500       $117,700   $143,000   $165,000
  St. Mary's County           $121,100       $136,400   $165,750   $191,250
  Talbot County               $125,450       $141,300   $171,700   $198,150
  Wicomico County             $ 81,400       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                                   9
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Charleston Office
 
___________________________________________________________________________
Charleston, WV MSA:
  Kanawha County              $ 81,950       $ 98,700   $119,350   $148,300
  Putnam County
Huntington-Ashland,
  WV-KY-OH
  MSA (part):
  Cabell County, WV           $ 82,100       $ 98,700   $119,350   $148,300
  Wayne County
Washington, DC-MD-VA-WV
  PMSA (Part):
  Berkeley County, WV         $152,362       $194,850   $235,550   $292,800
  Jefferson County
Wheeling, WV-OH MSA
  (part):
___________________________________________________________________________
 
                    HUD Field Office:  Pittsburgh Office
 
___________________________________________________________________________
Altoona, PA MSA:
  Blair County                $ 83,550       $ 98,700   $119,350   $148,300
Erie, PA MSA:
  Erie County                 $ 91,000       $102,600   $124,650   $148,300
Pittsburgh, PA MSA:
  Allegheny County            $ 99,750       $112,350   $136,500   $157,500
  Beaver County
  Butler County
  Fayette County
  Washington County
  Westmoreland County
___________________________________________________________________________
 
                                   10
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Richmond Office
 
___________________________________________________________________________
Charlottesville, VA MSA:
  Albermarle County           $126,700       $142,700   $173,350   $200,050
  Fluvanna County
  Greene County
  Charlottesville City
Johnson City-Kingsport-  Bristol, TN-VA MSA
    (part):
  Bristol City, VA            $ 85,400       $ 98,700   $119,350   $148,300
  Scott County
  Washington County
Norfolk-VA Beach-Newport
  News, VA-NC MSA (Part):
  Chesapeake City             $133,000       $149,800   $182,000   $210,000
  Gloucester County
  Hampton City
  Isle of Wight County
  James City County
  Mathews County
  Newport News City
  Norfolk City
  Poquoson City
  Portsmouth City
  Suffolk City
  Virginia Beach City
  Williamsburg City
  York County
Richmond-Petersburg,
  VA MSA:
  Charles City County         $133,650       $150,500   $182,850   $211,000
  Chesterfield County
  Colonial Heights City
  Dinwiddie County
  Goochland County
  Hanover County
  Henrico County
  Hopewell City
  New Kent County
  Petersburg City
  Powhatan County
  Prince George County
  Richmond City
Roanoke, VA MSA:
  Botetourt County            $127,750       $143,850   $174,800   $201,700
  Roanoke County
  Roanoke City
  Salem City
___________________________________________________________________________
                                   11
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Richmond Office (cont.)
 
___________________________________________________________________________
Washington, DC-MD-VA
  PMSA (Part):
  Clark County, VA            $152,362       $194,850   $235,550   $292,800
  Culpeper County, VA
  Fauquier County, VA
  Fredericksburg City, VA
  King George County, VA
  Stafford County, VA
  Spotsylvania, VA
  Warren County, VA
Lynchburg, VA MSA
  Amherst County, VA          $ 96, 500      $108,650   $132,050   $152,350
  Bedford County, VA
  Campbell County, VA
Other Areas:
  Caroline County             $ 80,750       $ 98,700   $119,350   $148,300
  Frederick County            $100,700       $113,400   $137,800   $
  Middlesex County            $ 96,400       $108,600   $131,950   $152,250
  Montgomery County           $ 79,800       $ 98,700   $119,350   $148,300
  Orange County               $109,250       $123,050   $149,500   $172,500
  Rockingham County           $ 82,650       $ 98,700   $119,350   $148,300
  City of Harrisburg          $ 82,650       $ 98,700   $119,350   $148,300
  Shenandoah County           $ 80,350       $ 98,700   $119,300   $148,300
  Madison County              $ 87,850       $ 98,950   $120,250   $148,300
___________________________________________________________________________
 
                                   12
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Washington, DC Office
 
___________________________________________________________________________
Washington, DC-MD-VA-WV
  MSA (Part):
  District of Columbia..      $152,362       $194,850   $235,550   $292,800
  Montgomery County, MD
  Prince Georges County,
    MD
  Alexandria City, VA
  Arlington County, VA
  Fairfax County, VA
  Falls Church City, VA
  Loudon County, VA
  Manassas City, VA
  Manassas Park City, VA
  Prince William County,
    VA
___________________________________________________________________________
 
                    HUD Field Office:  Wilmington Office
 
___________________________________________________________________________
Wilmington-Newark, DE-MD
  PMSA (Part):
  New Castle County, DE       $130,150       $146,550   $178,100   $205,500
Dover, DE MSA:
  Kent County                 $ 97,350       $109,650   $133,250   $153,750
Other Areas:
  Sussex County               $ 91,200       $102,700   $124,800   $144,000
___________________________________________________________________________
 
                                   13
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                         SOUTHEAST/CARIBBEAN
 
                    HUD Field Office:  Atlanta Office
 
___________________________________________________________________________
Albany, GA MSA:
  Lee County
Atlanta, GA MSA:
  Barrow County               $123,400       $138,950   $168,850   $194,800
  Bartow County
  Carroll County
  Cherokee County
  Clayton County
  Cobb County
  Coweta County
  DeKalb County
  Douglas County
  Fayette County
  Forsyth County
  Fulton County
  Gwinnett County
  Henry County
  Newton County
  Paulding County
  Pickens County
  Rockdale County
  Spalding County
  Walton County
Augusta-Aiken, GA-SC MSA:
  Columbia County, GA         $ 96,450       $108,600   $131,950   $152,250
  Richmond County
Chattanooga, TN-GA MSA
  (part):
  Dade County
  Walker County
Macon, GA MSA:
  Bibb County                 $ 86,550       $ 98,700   $119,350   $148,300
  Houston, County
  Jones County
  Peach County
  Twiggs County
Savannah, GA MSA:
  Bryan County                $102,900       $115,850   $140,800   $162,450
  Chatham County
  Effingham County
___________________________________________________________________________
 
                                   14
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Atlanta Office cont.
 
___________________________________________________________________________
Other Areas:
  Butts County                $121,450       $136,750   $166,150   $191,750
  Hall County                 $ 85,500       $ 98,700   $119,350   $148,300
  Jackson                     $ 78,350       $ 98,700   $119,350   $148,300
  McDuffie County             $ 92,250       $104,450   $126,900   $148,300
___________________________________________________________________________
 
                    HUD Field Office:  Birmingham Office
 
___________________________________________________________________________
Anniston, AL MSA:
  Calhoun County              $ 78,950       $ 98,700   $119,350   $148,300
Birmingham, AL MSA:
  Blount County               $102,700       $115,650   $140,500   $162,150
  Jefferson County
  Shelby County
  St. Clair County
Huntsville, AL MSA:
  Limestone County            $100,900       $113,600   $138,050   $159,300
  Madison County
Mobile, AL MSA:
  Baldwin County              $ 90,700       $102,150   $124,150   $148,300
  Mobile County
Montgomery, AL MSA:
  Atauga County               $ 84,500       $ 98,700   $119,350   $148,300
  Elmore County
  Montgomery County
Tuscaloosa, AL MSA:
  Tuscaloosa County           $ 94,300       $106,200   $129,050   $148,900
Other Areas:
  Morgan County               $ 79,550       $ 98,700   $119,350   $148,300
  Walker County               $102,700       $115,650   $140,500   $162,150
___________________________________________________________________________
 
                                   15
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Caribbean Office
 
___________________________________________________________________________
Caguas, PR PMSA:
  Aquas Buenas Municipio      $ 93,050       $104,800   $127,300   $148,300
  Caguas Municipio
  Cayey Municipio
  Cidra Municipio
  Gurabo Municipio
  San Lorenzo Municipio
Mayaguez, PR MSA:
  Anasco Municipio            $ 79,650       $ 98,700   $119,350   $148,300
  Cabo Rojo Municipio
  Homigueros Municipio
  Sabana Grande Municipio
  San German Municipio
  Mayaguez Municipio          $ 80,750       $ 98,700   $119,350   $148,300
Ponce, PR MSA:
  Guayanilla Municipio        $ 81,700       $ 98,700   $119,350   $148,300
  Juana Diaz Municipio
  Penuelas Municipio
  Ponce Municipio             $107,350       $120,900   $146,900   $169,500
  Villalba Municipio          $ 81,700       $ 98,700   $119,350   $148,300
  Yauco Municipio
San Juan-Bayamon, PR
  PMSA:
  Aquas Buenas Municipio      $109,250       $123,050   $149,500   $172,500
  Bayamon Municipio
  Barceloneta Municipio       $ 93,050       $104,800   $127,300   $148,300
  Canovanas Municipio
  Carolina Municipio
  Catano Municipio
  Ceiba Municipio
  Comerio Municipio
  Corozal Municipio
  Dorado Municipio
  Fajardo Municipio
  Florida Municipio
  Humacao Municipio
  Juncos Municipio
  Las Piedras Municipio
  Loiza Municipio
  Luquillo Municipio
  Manati Municipio
  Morovis Municipio
  Naguabo Municipio
  Naranjito Municipio
  Rio Grande Municipio
  San Juan Municipio
___________________________________________________________________________
 
                                   16
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Caribbean Office cont.
 
___________________________________________________________________________
  Toa Alta Municipio          $123,500       $139,100   $169,100   $195,000
  Toa Baja Municipio
  Vega Alta Municipio
  Vega Baja Municipio
  Yabucoa Municipio
  Guaynabo Municipio          $121,600       $136,950   $166,400   $192,000
  Trujillo Alto Municipio     $123,500       $139,100   $169,100   $195,000
Virgin Islands:
  St. Croix                   $187,300       $210,950   $256,300   $295,700
  St. Thomas
  St. John
___________________________________________________________________________
 
                    HUD Field Office:  Coral Gables Office
 
___________________________________________________________________________
Ft. Lauderdale, FL PMSA:
  Broward County              $113,050       $127,300   $154,700   $178,500
Ft. Myers, FL MSA:
  Lee County                  $112,100       $126,250   $153,400   $177,000
Ft. Pierce
  -Port St. Lucie, FL MSA:
  Martin County               $123,500       $139,900   $169,000   $195,000
Miami, FL PMSA:
  Dade County                 $112,350       $126,500   $153,700   $177,350
West Palm Beach
  Boca Raton, FL MSA:
  Palm Beach County           $116,550       $131,250   $159,450   $184,000
Other Areas:
  Collier County              $129,650       $146,050   $177,450   $204,750
  Monroe County               $140,600       $158,350   $192,400   $222,000
___________________________________________________________________________
 
                                   17
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Columbia Office
 
___________________________________________________________________________
Augusta-Aiken, GA-SC MSA:
  (Part):
  Aiken County, SC            $ 96,450       $108,600   $131,950   $152,250
  Edgefield County
Charleston-North
  Charleston, SC MSA:
  Berkeley County             $104,500       $117,700   $143,000   $165,000
  Charleston County
  Dorchester County
Charlotte-Gastonia-  Rock Hill, NC-SC MSA
  (part):
  York County, SC             $109,250       $123,050   $149,500   $172,500
Columbia, SC MSA:
  Lexington County            $ 97,350       $109,600   $133,200   $153,700
  Richland County
Florence, SC MSA:
  Florence County             $ 86,050       $ 98,700   $119,350   $148,300
Greenville-Spartanburg-  Anderson, SC MSA:
  Anderson County             $ 90,250       $101,650   $123,500   $148,300
  Cherokee County
  Pickens County
  Spartanburg County
  Greenville County           $100,700       $113,400   $137,800   $159,000
Myrtle SC MSA:
  Horry County                $ 90,250       $101,650   $123,500   $148,300
Other Areas:
  Beaufort County             $ 94,050       $105,900   $128,700   $148,500
  Georgetown County           $ 81,600       $ 98,700   $119,350   $148,300
  Kershaw                     $ 92,600       $104,300   $126,750   $148,300
___________________________________________________________________________
 
                                   18
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Greensboro Office
 
___________________________________________________________________________
Asheville, NC MSA:
  Buncombe County             $102,450       $115,350   $140,150   $161,750
  Madison County
Charlotte-Gastonia-  Rock Hill, NC-SC MSA
  (part):
  Mecklenburg County, NC      $109,250       $123,050   $149,500   $172,500
  Cabarrus County
  Gaston County
  Lincoln County
  Rowan County
  Union County
Fayetteville, NC MSA:
  Cumberland County           $ 90,750       $102,200   $124,150   $148,300
Greensboro--Winston-Salem
  --High Point, NC MSA:
  Alamance County             $ 98,800       $111,250   $135,200   $156,000
  Davidson County
  Davie County
  Forsyth County
  Guilford County
  Randolph County
  Stokes County
  Yadkin County
Hickory-Merganton, NC
  MSA:
  Alexander county            $ 78,850       $ 98,700   $119,350   $148,300
  Burke County
  Caldwell County
  Catawba County
Norfolk-VA Beach-Newport
  News, VA-NC MSA (Part):
  Currituck County, NC        $123,750       $139,350   $169,300   $194,350
Raleigh-Durham-Chapel
  Hill, NC MSA:
  Chatham County              $121,600       $136,950   $166,400   $192,000
  Durham County
  Franklin County
  Johnston County
  Orange County
  Wake County
Wilmington, NC MSA:
  New Hanover County          $108,500       $122,200   $148,450   $171,300
___________________________________________________________________________
 
                                   19
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Greensboro Office cont.
 
___________________________________________________________________________
Other Areas:
  Brunswick                   $ 80,750       $ 98,700   $119,350   $148,300
  Craven County               $ 81,350       $ 98,700   $119,350   $148,300
  Dare County                 $109,250       $123,050   $149,500   $172,500
  Henderson County            $105,200       $118,500   $143,950   $166,100
  Iredell County              $ 78,700       $ 98,700   $119,350   $148,300
  Lee County                  $ 77,400       $ 98,700   $119,350   $148,300
  Moore County                $ 93,100       $104,850   $127,400   $148,300
  Transylvania County         $ 93,100       $104,850   $127,400   $148,310
  Person County               $ 82,650        $98,700   $119,350   $148,300
___________________________________________________________________________
 
                    HUD Field Office:  Jackson Office
 
___________________________________________________________________________
Biloxi-Gulfport-  Pascagoula, MS MSA:
  Hancock County              $ 84,850       $ 98,700   $119,350   $148,300
  Harrison County
  Jackson County
Jackson, MS MSA:
  Hinds County                $107,200       $120,700   $146,650   $169,250
  Madison County
  Rankin County
Memphis, TN-AR-MS MSA:
  Desoto County, MS           $128,250       $144,450   $175,500   $202,500
Other Areas:
  LaMar                       $ 80,750       $ 98,700   $119,350   $148,300
  Warren County               $ 80,000       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                                   20
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Jacksonville Office
 
___________________________________________________________________________
Daytona Beach, FL MSA
  (Part):
  Flagler County              $ 83,600       $ 98,700   $119,350   $148,300
Gainesville, FL MSA:
  Alachua County              $ 98,150       $110,500   $134,300   $154,950
Jacksonville, FL MSA:
  Clay County                 $ 99,650       $112,200   $136,350   $157,300
  Duval County
  Nassau County
  St. Johns County
Panama City, FL MSA:
  Bay County                  $ 96,750       $108,950   $132,350   $152,750
Pensacola, FL MSA:
  Escambia County             $ 91,950       $103,550   $125,900   $148,300
  Santa Rosa County
Tallahasse, FL MSA:
  Gadsden County              $106,400       $119,800   $145,600   $168,000
  Leon County
Other Areas:
  Bradford County             $ 98,150       $110,500   $134,300   $154,950
  Okaloosa County             $ 79,950       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                    HUD Field Office:  Knoxville Office
 
___________________________________________________________________________
Chattanooga, TN-GA MSA
  (Part):
  Hamilton County, TN         $ 82,650       $ 98,700   $119,350   $148,300
Johnson City-Kingsport-  Bristol, TN-VA MSA
  (Part):
  Carter County, TN           $ 85,400       $ 98,700   $119,350   $148,300
  Hawkins County
  Sullivan County
  Unicoi County
  Washington County
Knoxville, TN MSA:
  Anderson County             $105,450       $118,750   $144,300   $166,500
  Blount County
  Knox County
  Loudon County
  Sevier County
  Union County
Other Areas:
  Graninger County            $ 98,250       $110,600   $134,400   $155,100
  Jefferson County            $ 96,350       $108,500   $131,800   $152,100
___________________________________________________________________________
                                   21
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Louisville Office
 
___________________________________________________________________________
Cincinnati, OH-KY-IN
  PMSA (Part):
  Boone County, KY            $108,750       $122,450   $148,800   $171,700
  Campbell County
  Gallatin County
  Grant County
  Kenton County
  Pendleton County
Clarksville-Hopkinsville,
Huntington-Ashland,
  WV-KY-OH
  MSA (part):
  Boyd County, KY             $ 82,100       $ 98,700   $119,350   $148,300
  Greenup County
Lexington, KY MSA:
  Bourbon County              $ 99,000       $111,500   $135,450   $156,300
  Clark County
  Fayette County
  Jessamine County
  Madison County
  Scott County
  Woodford County
Louisville, KY-IN MSA
  (part):
  Jefferson County, KY        $ 91,650       $103,200   $125,400   $148,300
  Bullitt County              $ 89,750       $101,050   $122,800   $148,300
  Oldham County
Other Areas:
  Carter County               $ 82,100       $ 98,700   $119,350   $148,300
  Shelby County               $ 86,350       $ 98,700   $119,350   $148,300
  Warren County               $ 80,650       $ 98,700   $119,350   $148,300
  Anderson County             $ 80,750       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                    HUD Field Office:  Memphis Office
 
___________________________________________________________________________
Memphis, TN-AR-MS MSA:
  Fayette County, TN          $128,250       $144,450   $175,500   $202,500
  Shelby County
  Tipton County
Other Areas:
  Madison County              $ 77,750       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                                   22
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Nashville Office
 
___________________________________________________________________________
Nashville, TN MSA:
  Cheatham County             $123,400       $138,950   $168,850   $194,800
  Davidson County
  Dickson County
  Robertson County
  Rutherford County
  Sumner County
  Williamson County
  Wilson County
___________________________________________________________________________
 
                    HUD Field Office:  Orlando Office
 
___________________________________________________________________________
Orlando, FL MSA:
  Lake County                 $102,600       $115,550   $140,400   $162,000
  Orange County
  Osceola County
  Seminole County
Melbourne-Titusville-  Palm Bay, FL MSA:
  Brevard County              $ 93,600       $105,400   $128,050   $148,300
___________________________________________________________________________
 
                    HUD Field Office:  Tampa Office
 
___________________________________________________________________________
Lakeland-Winter Haven,
  FL MSA:
  Polk County                 $ 91,650       $103,200   $125,400   $148,300
Sarasota-Bradenton, FL
  MSA:
  Manatee County              $119,350       $134,400   $163,300   $188,400
  Sarasota County
Tampa-St. Petersburg-  Clearwater, FL MSA:
  Hernando County             $ 84,550       $ 98,700   $119,350   $148,300
  Hillsborough County
  Pasco County
  Pinellas County             $ 91,850       $103,450   $125,700   $148,300
Other Areas:
  Desoto County               $ 93,050       $104,800   $127,300   $148,300
___________________________________________________________________________
 
                                   23
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                                   MIDWEST
 
                    HUD Field Office:  Chicago Office
 
___________________________________________________________________________
Chicago, IL PMSA:
  Cook County                 $152,362       $194,850   $235,550   $292,800
  Dekalb County
  DuPage County
  Grundy County
  Kane County
  Kendall County
  Lake County
  McHenry County
  Will County
Kankakee, IL PMSA:
  Kankakee County             $ 78,350       $ 98,700   $119,350   $148,300
Rockford, IL MSA:
  Rock Island County          $ 85,700       $ 98,700   $119,350   $148,300
  Boone County                $ 86,000       $ 98,700   $119,350   $148,300
  Winnebago County
___________________________________________________________________________
 
                    HUD Field Office:  Cincinnati Office
 
___________________________________________________________________________
Cincinnati, OH-KY-IN
  PMSA (part):
  Brown County, OH            $108,750       $122,450   $148,800   $171,700
  Clermont County
  Hamilton County
  Warren County
Dayton-Springfield, OH
  MSA (part):
  Greene County               $104,950       $118,200   $143,600   $165,700
  Miami County
  Montgomery County
Hamilton-Middletown, OH
  PMSA:
  Butler County               $120,650       $135,850   $165,100   $190,500
___________________________________________________________________________
 
                                   24
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Cleveland Office
 
___________________________________________________________________________
Akron, OH PMSA:
  Portage County              $ 92,050       $103,650   $125,950   $148,300
  Summit County
Canton-Massillon, OH MSA:
  Carroll County              $ 82,550       $ 98,700   $119,350   $148,300
  Stark County
Cleveland-Lorain-Elyria,
  OH PMSA:
  Ashtabula County            $106,400       $119,800   $145,600   $168,000
  Cuhahoga County
  Geauga County
  Lake County
  Lorain County
  Medina County
Toledo, OH MSA:
  Lucas County                $ 89,750       $101,050   $122,800   $141,700
  Fulton County
  Wood County
___________________________________________________________________________
 
                                   25
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Columbus Office
 
___________________________________________________________________________
Columbus, OH MSA:
  Delaware County             $109,700       $123,550   $150,100   $173,200
  Fairfield County
  Franklin County
  Licking County
  Madison County
  Pickaway County
Dayton-Springfield, OH
  MSA (part):
  Clark County                $104,950       $118,200   $143,600   $165,700
Huntington-Ashland,
  WV-KY-OH
  MSA (part):
  Lawrence County, OH         $ 82,100       $908,700   $119,350   $148,300
Lima, OH MSA:
  Allen County                $ 91,100       $102,600   $124,650   $148,300
  Auglaize County
Parkersburg-Marietta,
  WV-OH
  MSA (part):
  Washington County, OH       $ 82,900       $ 98,700   $119,350   $148,300
  (part):
  Belmont County, OH
Other Areas:
  Union County, OH            $ 89,700       $111,150   $135,100   $155,850
___________________________________________________________________________
 
                    HUD Field Office:  Detroit Office
 
___________________________________________________________________________
Ann Arbor, MI PMSA:
  Lenawee County              $126,350       $142,300   $172,900   $199,500
  Livingston County
  Washtenaw County
Detroit, MI PMSA (part):
  Oakland County              $116,850       $131,600   $159,900   $184,500
  Macomb County
  Monroe County
  St. Clair County
  Wayne County
___________________________________________________________________________
 
                                   26
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Flint Office
 
___________________________________________________________________________
Detroit, MI PMSA (part):
  Lapeer County               $116,850       $131,600   $159,900   $184,500
Saginaw-Bay City-  Midland, MI MSA:
  Bay County                  $114,000       $128,400   $156,000   $180,000
  Midland County
  Saginaw County
___________________________________________________________________________
 
                    HUD Field Office:  Grand Rapids Office
 
___________________________________________________________________________
Benton Harbor, MI MSA
  Berrien County              $ 81,700       $ 98,700   $119,350   $148,300
Grand Rapids-Muskegon-  Holland, MI MSA:
  Allegan County              $ 95,000       $107,000   $130,000   $150,000
  Kent County
  Muskegon County
  Ottawa County
Kalamazoo-Battlecreek, MI
  MSA:
  Calhoun County              $ 86,450       $ 98,700   $119,350   $148,300
  Kalamazoo County
  Van Buren County
Lansing-East Lansing,
  MI MSA:
  Clinton County              $104,500       $117,700   $143,000   $165,000
  Eaton County
  Ingham County
Other Areas:
  Grand Traverse County       $ 78,750       $ 98,700   $119,350   $148,300
  Leelanau County             $ 98,800       $111,250   $135,200   $156,000
___________________________________________________________________________
 
                                   27
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Indianapolis Office
 
___________________________________________________________________________
Bloomington, IN MSA:
  Monroe County               $104,400       $117,550   $142,850   $164,850
Cincinnati, OH-KY-IN
  PMSA:
  Dearborn County, IN         $108,750       $122,450   $148,800   $171,700
  Ohio County
Elkhart-Goshen, IN MSA:
  Elkhart County              $ 88,300       $ 99,450   $120,800   $148,300
Fort Wayne, IN MSA:
  Adams County                $ 91,250       $103,250   $125,450   $148,300
  Allen County
  Dekalb County
  Huntington County
  Wells County
  Whitley County
Gary, IN PMSA:
  Lake County                 $123,400       $138,950   $168,850   $194,800
  Porter County
Indianapolis, IN MSA:
  Boone County                $110,650       $124,600   $151,400   $174,700
  Hamilton County
  Hancock County
  Hendricks County
  Johnson County
  Madison County
  Marion County
  Morgan County
  Shelby County
Kokomo, IN MSA
  Howard County               $ 79,200       $ 98,700   $119,350   $148,300
Lafayette, IN MSA:
  Clinton County              $ 94,500       $106,450   $129,350   $149,250
  Tippecanoe County
Louisville, KY-IN MSA
  (part):
  Clark County, IN            $ 89,750       $101,050   $122,800   $148,300
  Floyd County
  Harrison County
  Scott County
___________________________________________________________________________
 
                                   28
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Indianapolis Office (cont'd)
 
___________________________________________________________________________
South Bend, IN MSA:
  St. Joseph County           $ 92,600       $104,300   $126,750   $148,300
Other Areas:
  Allen County                $ 79,650       $ 98,700   $119,350   $148,300
  Bartholomew County          $103,050       $116,050   $141,050   $162,750
  Jasper County               $ 79,800       $ 98,700   $119,350   $148,300
  McLean County               $ 85,500       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                    HUD Field Office:  Milwaukee Office
 
___________________________________________________________________________
Appleton-Oshkosk-Neenah,
  WI MSA:
  Calument County             $ 90,050       $101,400   $123,200   $148,300
  Outagamie County
  Winnebago County
Duluth-Superior, MN-WI
  MSA (Part):
  Douglas County              $ 79,350       $ 89,350   $108,550   $125,250
Green Bay, WI MSA:
  Brown County                $ 90,250       $101,650   $123,500   $148,300
Janesville, WI MSA
  Rock County                 $ 80,050       $ 98,700   $119,350   $148,300
Kenosha, WI MSA:
  Kenosha County              $118,750       $133,750   $162,500   $187,500
La Crosse, WI-MN MSA
  (Part):
  La Crosse County            $ 87,400       $ 98,700   $119,350   $148,300
Madison, WI MSA:
  Dane County                 $112,900       $127,150   $154,450   $178,250
Milwaukee-Waukesha, WI
  MSA:
  Milwaukee County            $109,250       $123,050   $149,500   $172,500
  Ozaukee County
  Washington County
  Waukesha County
Minneapolis-St. Paul,
  MN-WI MSA(part):
  Pierce County, WI           $116,850       $131,600   $159,900   $184,500
  St. Croix County
Racine, WI PMSA:
  Racine County               $ 99,400       $111,950   $136,000   $156,900
Sheboygan, WI MSA
  Sheboygan County            $ 90,250       $101,650   $123,500   $148,300
Wausau, WI MSA
  Marathon County             $ 80,750       $ 98,700   $119,350   $148,300
___________________________________________________________________________
                                   29
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Minneapolis-St. Paul Office
 
___________________________________________________________________________
Duluth-Superior, MN-WI
  MSA (Part):
  St. Louis County            $ 79,350       $ 98,700   $119,350   $125,250
Fargo-Moorhead, ND-MN
  MSA (part):
  Clay County, MN             $ 99,800       $112,400   $136,550   $157,550
Grand Forks, ND-MN MSA
  (Part):
  Polk County, MN             $101,050       $113,800   $138,250   $159,550
La Crosse, WI-MN MSA
  (Part):
  Houston County, MN          $ 87,400       $ 98,700   $119,350   $148,300
Minneapolis-St. Paul,
  MN-WI MSA (Part):
  Anoka County, MN            $116,850       $131,600   $159,900   $184,500
  Carver County
  Chisago County
  Dakota County
  Hennepin County
  Isanti County
  Ramsey County
  Scott County
  Sherburne County
  Washington County
  Wright County
Rochester, MN MSA:
  Olmstead County             $106,150       $119,550   $145,250   $167,600
St. Cloud, MN MSA:
  Benton County               $ 87,100       $ 98,700   $119,350   $148,300
  Stearns County
___________________________________________________________________________
 
                                   30
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Springfield Office
 
___________________________________________________________________________
Bloomington-Normal,
  IL MSA:
  McLean County               $  85,500      $ 98,700   $119,350   $148,300
Champaign-Urbana, IL MSA:
  Champaign County            $  99,950      $112,600   $136,800   $157,850
St. Louis, MO-IL PMSA
  (Part):
  Clinton County, IL          $  99,150      $111,650   $135,650   $156,550
  Jersey County
  Madison County
  Monroe County
  St. Clair County
Other Areas:
  Boone County                $  86,000      $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                                   31
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                                   SOUTHWEST
 
                    HUD Field Office:  Fort Worth Office
 
___________________________________________________________________________
Abilene, TX MSA:
  Taylor County               $ 86,600       $ 98,700   $119,350   $148,300
Dallas, TX PMSA (part):
  Denton County               $110,650       $124,600   $151,400   $174,700
  Ellis County
  Henderson County
  Hunt County
  Kaufman County
Ft. Worth-Arlington, TX
  PMSA:
  Johnson County              $111,350       $125,400   $152,400   $175,800
  Parker County
  Tarrant County
  Hood County
Killeen-Temple, TX MSA:
  Bell County                 $ 97,750       $110,050   $133,750   $154,300
  Coryell County
Longview-Marshall, TX
  MSA (part):
  Gregg County                $ 81,300       $ 98,700   $119,350   $148,300
  Upshur County
San Angelo, TX MSA:
  Tom Green County            $ 80,050       $ 98,700   $119,350   $148,300
Sherman-Denison, TX MSA:
  Grayson County              $ 95,750       $107,800   $131,000   $151,150
Tyler, TX MSA:
  Smith County                $ 85,100       $ 98,700   $119,350   $148,300
Waco, TX MSA:
  McLennan County             $ 86,900       $ 98,700   $119,350   $148,300
Wichita Falls, TX MSA:
  Archer County               $ 93,900       $105,800   $128,550   $148,300
  Wichita County
___________________________________________________________________________
 
                                   32
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Albuquerque Office
 
___________________________________________________________________________
Albuquerque, NM MSA:
  Bernalillo County           $114,000       $128,400   $156,000   $180,000
  Sandoval County
  Valencia County
Las Cruces, NM MSA:
  Dona Ana County             $ 85,000       $ 98,700   $119,350   $148,300
Santa Fe, NM MSA:
  Santa Fe County             $152,362       $194,850   $235,550   $292,800
Other Areas:
  Los Alamos County           $146,300       $164,300   $200,200   $231,000
  McKinley County             $ 79,300       $ 98,700   $119,350   $148,300
  Taos County                 $104,500       $117,700   $143,000   $165,000
  Rio Arriba County           $104,500       $117,700   $143,000   $165,000
___________________________________________________________________________
 
                    HUD Field Office:  Dallas Office
 
___________________________________________________________________________
Dallas, TX PMSA (part):
  Collin County               $114,950       $129,450   $157,300   $181,500
  Dallas County               $110,650       $124,600   $151,400   $174,700
  Rockwall County
___________________________________________________________________________
 
                                   33
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Houston Office
 
___________________________________________________________________________
Beaumont-Port Arthur, TX
  MSA:
  Hardin County               $ 80,800       $ 98,100   $119,350   $148,300
  Jefferson County
  Orange County
Brazoria, TX PMSA:
  Brazoria County             $ 90,000       $101,300   $122,650   $148,300
Bryan-College Station,
  TX MSA:
  Brazos County               $ 92,700       $104,400   $126,850   $148,300
Galveston-Texas City, TX
  PMSA:
  Galveston County            $145,300       $163,650   $198,800   $229,400
Houston, TX PMSA:
  Chambers County             $101,500       $114,300   $138,850   $160,250
  Ft. Bend County
  Harris County
  Liberty County
  Montgomery County
  Waller County
___________________________________________________________________________
 
                    HUD Field Office:  Little Rock Office
 
___________________________________________________________________________
Fayetteville-Springdale-  Rogers, AR MSA:
  Washington County           $ 85,000       $ 98,700   $119,350   $148,300
  Benton County
Memphis, TN-AR-MS MSA
  (part):
  Crittenden County, AR       $128,250       $144,450   $175,500   $202,500
North Little Rock, AR
  MSA:
  Faulkner County             $ 91,550       $103,100   $125,250   $148,300
  Lenoke County
  Pulaski County
  Saline County
Texarkana, TX-Texarkana,
AR MSA (part):
  Garland County              $ 80,250       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                                   34
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Lubbock Office
 
___________________________________________________________________________
Amarillo, TX MSA:
  Potter County               $ 78,250       $ 98,700   $119,350   $148,300
  Randall County
Lubbock, TX MSA:
  Lubbock County              $ 96,200       $108,350   $131,600   $151,850
Odessa-Midland, TX MSA:
  Midland County              $115,900       $130,500   $158,600   $183,000
  Ector County
Other areas:
  Hale County                 $ 82,650       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                    HUD Field Office:  New Orleans Office
 
___________________________________________________________________________
Baton Rouge, LA MSA:
  Livingston Parish           $ 90,600       $102,000   $123,950   $148,300
  West Baton Rouge Parish
Lake Charles, LA MSA:
  Calcasieu Parish            $ 85,900       $ 98,700   $119,350   $148,300
New Orleans, LA MSA:
  Jefferson Parish            $109,250       $123,050   $149,500   $172,500
  Orleans Parish
  Plaquemines Parish
  St. Bernard Parish
  St. Charles Parish
  St. James Parish
  St. John the Baptist
    Parish
  St. Tammany Parish
Lafayette, LA MSA:
  St. Landry Parish           $ 87,850       $ 98,900   $120,200   $148,300
  St. Martin Parish
___________________________________________________________________________
 
                                   35
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Oklahoma City Office
 
___________________________________________________________________________
Oklahoma City, OK MSA:
  Canadian County             $ 89,300       $100,550   $122,200   $148,300
  Logan County
  McClain County
  Oklahoma County
  Pottawatomie County
___________________________________________________________________________
 
                    HUD Field Office:  San Antonio Office
 
___________________________________________________________________________
Austin-San Marcos, TX
  MSA:
  Bastrop County              $116,800       $131,550   $159,800   $184,400
  Caldwell County
  Hays County
  Travis County
  Williamson County
Corpus Christi, TX MSA:
  Nueces County               $ 91,650       $103,200   $125,400   $148,300
  San Patricio County
El Paso, TX MSA:
  El Paso County              $ 85,500       $ 98,700   $119,350   $148,300
McAllen-Edinburg-Mission,
  TX MSA:
  Hildago County              $ 82,850       $ 98,700   $119,350   $148,300
San Antonio, TX MSA:
  Bexar County                $ 91,000       $102,450   $124,500   $148,300
  Comal County
  Guadalupe County
  Wilson County
Other Areas:
  Kendall County              $ 79,500       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                                   36
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Shreveport Office
 
___________________________________________________________________________
Alexandria, LA MSA:
  Rapids Parish               $ 87,950       $ 99,050   $120,350   $148,300
Longview-Marshall, TX
  MSA (Part):
  Harrison County, TX         $ 81,300       $ 98,700   $119,350   $148,300
Monroe, LA MSA:
  Ouachita Parish             $ 82,550       $ 98,700   $119,350   $148,300
Shreveport-Bossier City,
  LA MSA:
  Bossier Parish              $ 89,350       $100,600   $122,250   $148,300
  Caddo Parish
  Webster Parish
___________________________________________________________________________
 
                    HUD Field Office:  Tulsa Office
 
___________________________________________________________________________
Tulsa, OK MSA:
  Creek County                $ 90,000       $101,350   $123,150   $148,300
  Osage County
  Rogers County
  Tulsa County
  Wagoner County
___________________________________________________________________________
 
                                   37
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                              GREAT PLAINS
 
                    HUD Field Office:  Kansas City Office
 
___________________________________________________________________________
Kansas City, MO-KS MSA:
  Johnson County, KS          $108,200       $121,850   $148,050   $170,800
  Leavenworth County
  Miami County
  Wyandotte County
  Cass County, MO             $108,200       $121,850   $148,050   $170,800
  Clay County
  Clinton County
  Jackson County
  Lafayette County
  Platt County
  Ray County
Springfield, MO MSA:
  Greene County               $ 85,400       $ 98,700   $119,350   $148,300
  Webster County
Lawrence, KS MSA:
  Douglas County              $ 83,600       $ 98,700   $119,350   $148,300
Topeka, KS MSA:
  Shawnee County              $ 85,750       $ 98,700   $119,350   $148,300
Wichita, KS MSA:
  Butler County               $ 91,650       $103,200   $125,400   $148,300
  Harvey County
  Sedgwick County
___________________________________________________________________________
 
                    HUD Field Office:  Des Moines Office
 
___________________________________________________________________________
Cedar Rapids, IA MSA:
  Linn County                 $ 83,500       $ 98,700   $119,350   $148,300
Davenport-Moline-Rock
  Island, IA-IL MSA
  (Part):
  Scott County, IA            $ 80,750       $ 98,700   $119,350   $148,300
Des Moines, IA MSA:
  Polk County                 $ 82,150       $ 98,700   $119,350   $148,300
  Warren County
Dubuque, IA MSA:
  Dubuque County              $ 86,600       $ 98,700   $119,350   $148,300
Iowa City, IA MSA
  Johnson County              $ 91,650       $103,250   $125,450   $148,300
Omaha, NE-IA MSA (part):
  Pottawattamie County,
    IA                        $ 89,300       $100,550   $122,200   $148,300
___________________________________________________________________________
 
                                   38
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Des Moines Office (cont'd)
 
___________________________________________________________________________
Waterloo-Cedar Falls, IA
  MSA:
  Black Hawk County           $ 78,950       $ 98,700   $119,350   $148,300
Other Areas:
  Bremer County               $ 78,950       $ 98,700   $119,350   $148,300
  Story County                $ 82,800       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                    HUD Field Office:  Omaha Office
 
___________________________________________________________________________
Lincoln, NE MSA:
  Lancaster County            $108,300       $121,950   $148,200   $171,000
Omaha, NE MSA:
  Cass County, NE             $ 89,300       $100,550   $122,200   $148,300
  Douglas County
  Sarpy County
  Washington County
Other Areas:
  Seward County               $ 79,800       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                    HUD Field Office:  St. Louis Office
 
___________________________________________________________________________
Columbia, MO MSA:
  Boone County                $ 84,250       $ 98,700   $119,350   $148,300
St. Louis, MO-IL PMSA
  (Part):
  Franklin County, MO         $ 99,150       $111,650   $135,650   $156,550
  Jefferson County
  Lincoln County
  St. Charles County
  Warren County
  St. Louis County            $124,550       $140,250   $170,450   $196,650
___________________________________________________________________________
 
                                   39
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                              ROCKY MOUNTAINS
 
                    HUD Field Office:  Denver Office
 
___________________________________________________________________________
Boulder-Longmont, CO
  PMSA:
  Boulder County              $152,362       $194,850   $235,550   $292,800
Colorado Springs, CO MSA:
  El Paso County              $127,300       $143,350   $174,200   $201,000
Denver, CO PMSA:
  Arapahoe County             $123,500       $139,100   $169,000   $195,000
  Douglas County
  Adams County
  Denver County
  Jefferson County
Fort Collins-Loveland,
  CO MSA:
  Larimer County              $116,350       $131,000   $159,200   $183,700
Greeley, CO PMSA:
  Weld County                 $101,450       $114,250   $138,800   $160,150
Pueblo, CO MSA:
  Pueblo County               $ 81,800       $ 98,700   $119,350   $148,300
Other Areas:
  Eagle County                $152,362       $194,850   $235,550   $292,800
  Elbert County               $ 88,900       $100,100   $121,650   $148,300
  Garfield County             $ 88,350       $ 99,500   $120,900   $148,300
  Grand County                $ 80,750       $ 98,700   $119,350   $148,300
  Gunnison County             $118,750       $133,750   $162,500   $187,500
  Park County                 $ 80,750       $ 98,700   $119,350   $148,300
  Pitkin County               $ 90,000       $101,300   $119,350   $148,300
  Routt County                $137,750       $155,150   $188,500   $217,500
  Summit County               $121,100       $ 98,700   $119,350   $148,300
  Teller County               $ 80,750       $ 98,700   $119,350   $148,300
  La Plata County             $ 91,650       $103,250   $125,450   $148,300
  San Miguel County           $150,100       $169,050   $205,400   $237,000
___________________________________________________________________________
 
                    HUD Field Office:  Casper Office
 
___________________________________________________________________________
Casper, WY MSA
  Natrona County              $102,600       $115,550   $140,400   $162,000
Cheyenne, WY MSA
  Larami County               $118,750       $133,750   $162,500   $187,500
Other Areas:
  Sweetwater County           $ 85,400       $ 98,700   $119,350   $148,300
  Campbell County             $ 80,750       $ 98,700   $119,350   $148,300
  Laramie County              $ 80,750       $ 98,700   $119,350   $148,300
  Park County                 $ 77,400       $ 98,700   $119,350   $148,300
  Teton County                $152,362       $194,800   $235,550   $292,800
 ___________________________________________________________________________
 
                                   40
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Fargo Office
 
___________________________________________________________________________
Fargo-Moorhead, ND-MN MSA
  (part):
  Cass County, ND             $ 99,800       $112,400   $136,550   $157,550
Grand Forks, ND-MN MSA
  (Part):
  Grand Forks County          $101,050       $113,800   $138,250   $159,550
Other Areas:
  Burleigh County             $ 79,800       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                    HUD Field Office:  Helena Office
 
___________________________________________________________________________
Billings, MT MSA:
  Yellowstone County          $ 94,050       $105,900   $119,350   $148,300
Great Falls, MT
  Cascade County              $ 86,950       $ 98,700   $119,350   $148,300
Other Areas:
  Gallatin County             $100,650       $113,350   $137,700   $158,900
  Missoula County             $ 94,500       $106,450   $129,350   $149,250
  Lewis and Clark County      $ 94,050       $105,900   $128,700   $148,500
  Hill County                 $ 80,650       $ 98,700   $119,350   $148,300
  Flathead County             $ 89,300       $100,550   $122,200   $148,300
___________________________________________________________________________
 
                                   41
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Salt Lake City Office
 
___________________________________________________________________________
Provo-Orem, UT MSA:
  Utah County                 $108,750       $122,450   $148,800   $171,700
Salt Lake City-Ogden, UT
  MSA:
  Davis County                $133,000       $149,800   $182,000   $210,000
  Salt Lake County
  Weber County
Other Areas:
  Box Elder County            $ 82,650       $ 98,700   $119,350   $148,300
  Cache County                $ 89,550       $100,850   $122,550   $148,300
  Iron County                 $ 82,650       $ 98,700   $119,350   $148,300
  Summit County               $152,362       $194,850   $235,550   $292,800
  Tooele County               $ 86,450       $ 98,700   $119,350   $148,300
  Wasatch County              $127,300       $143,350   $174,200   $201,000
  Washington County           $ 97,450       $109,750   $133,350   $153,900
___________________________________________________________________________
 
                    HUD Field Office:  Sioux Falls Office
 
___________________________________________________________________________
Sioux Falls, SD MSA:
  Lincoln County              $109,250       $123,050   $149,500   $172,500
  Minnehaha County
Other Areas:
  Meade County                $ 85,100       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                                   42
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                              PACIFIC/HAWAII
 
                    HUD Field Office:  San Francisco Office
 
___________________________________________________________________________
Oakland, CA PMSA:
  Alameda County              $152,362       $194,850   $235,550   $292,800
  Contra Costa
Salinas, CA MSA:
  Monterey County             $152,362       $194,850   $235,550   $292,800
San Francisco, CA PMSA:
  Marin County                $152,362       $194,850   $235,550   $292,800
  San Francisco County
  San Mateo County
San Jose, CA PMSA:
  Santa Clara County          $152,362       $194,850   $235,550   $292,800
Santa Cruz-Watsonville, CA
  PMSA:
  Santa Cruz County           $152,362       $194,850   $235,550   $292,800
Santa Rosa, CA PMSA:
  Sonoma County               $152,362       $194,850   $235,550   $292,800
vallejo-Fairfield-Napa,
  CA PMSA:
  Napa County                 $152,362       $194,850   $235,550   $292,800
  Solano County
Other Areas:
  Del Norte County            $101,250       $114,000   $138,000   $160,500
  Humbolt County
  Lake County
  San Benito County
  Mendocino County            $123,500       $139,100   $169,000   $195,000
___________________________________________________________________________
 
                    HUD Field Office:  Fresno Office
 
___________________________________________________________________________
Fresno, CA MSA:
  Fresno County               $146,550       $165,050   $200,500   $231,350
  Madera County
Modesto, CA MSA:
  Stanislaus, County          $137,150       $154,450   $187,650   $216,550
Visalia-Tulare-  Porterville, CA MSA:
  Tulare County               $117,300       $132,100   $160,550   $185,250
Other Areas:
  Kings County                $101,250       $114,000   $138,000   $160,500
  Mariposa County
  Merced County               $128,250       $144,450   $175,500   $202,500
___________________________________________________________________________
 
                                   43
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Honolulu Office
 
___________________________________________________________________________
Honolulu, HI MSA:
  Honolulu County             $228,543       $292,250   $353,300   $439,200
  Maui County                 $204,250       $230,050   $279,500   $322,500
State of Hawaii               $187,300       $210,950   $256,300   $295,700
Territory of Guam             $142,500       $160,500   $195,100   $225,000
___________________________________________________________________________
 
                    HUD Field Office:  Las Vegas Office
 
___________________________________________________________________________
Las Vegas, NV-AZ MSA
  (Part):
  Clark County                $120,650       $135,850   $165,100   $190,500
  Nye County
___________________________________________________________________________
 
                    HUD Field Office:  Los Angeles Office
 
___________________________________________________________________________
Bakersfield, CA MSA:
  Kern County                 $140,500       $158,200   $192,250   $221,800
Los Angeles-Long Beach,
  CA PMSA:
  Los Angeles County          $152,362       $194,850   $235,550   $292,800
Ventura, CA PMSA:
  Ventura County              $152,362       $194,850   $235,550   $292,800
Santa Barbara-Santa Maria-  Lampoc, CA MSA:
  Santa Barbara County        $152,362       $194,850   $235,550   $292,800
San Luis Obispo-  Atascadero-Paso Robles,
  CA MSA:
  San Luis Obispo County      $152,362       $194,850   $235,550   $292,800
___________________________________________________________________________
 
                                   44
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Phoenix Office
 
___________________________________________________________________________
Las Vegas, NV-AZ MSA
  (Part):
  Mohave County, AZ           $120,650       $135,850   $165,100   $190,500
Phoenix-Mesa, AZ MSA:
  Maricopa County             $107,800       $121,400   $147,500   $170,200
  Pinal County
Other Areas:
  Coconino County             $112,550       $126,750   $154,050   $177,750
  Yavapai County              $ 87,400       $ 98,700   $119,300   $148,300
___________________________________________________________________________
 
                    HUD Field Office:  Reno Office
 
___________________________________________________________________________
Reno, NV MSA:
  Washoe County               $152,362       $194,850   $235,550   $292,800
Other Areas:
  Carson City County          $109,250       $123,050   $149,500   $172,500
  Churchill County            $ 98,800       $111,250   $135,200   $156,000
  Douglas County              $131,500       $148,150   $180,050   $207,750
  Lyon County                 $ 95,000       $107,000   $130,000   $150,000
  Elko County                 $ 95,000       $107,000   $130,000   $150,000
  Esmeralda County            $ 88,250       $ 99,400   $120,750   $148,300
  Eureka County
  Humbolt County
  Lander County
  Mineral County
  Pershing County
  Storey County
  White Pine County
___________________________________________________________________________
 
                                   45
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Sacramento Office
 
___________________________________________________________________________
Chico-Paradise, CA MSA:
  Butte County                $121,600       $136,950   $166,400   $192,000
Redding, CA MSA:
  Shasta County               $152,362       $194,850   $235,550   $292,800
Sacramento, CA MSA:
  El Dorado County            $151,800       $170,950   $207,700   $239,650
  Placer County
  Sacramento County
Stockton-Lodi, CA MSA:
  San Joaquin County          $152,362       $194,850   $235,550   $292,800
Yolo, CA PMSA:
  Yolo County                 $152,362       $194,850   $235,550   $292,800
Yuba City, CA MSA:
  Sutter County               $101,250       $114,000   $138,000   $160,500
  Yuba County
Other Areas:
  Alpine County               $101,250       $114,000   $138,000   $160,500
  Amador County               $123,000       $138,550   $168,350   $194,250
  Calaveras County            $125,850       $141,750   $172,200   $198,750
  Colusa County               $101,250       $114,000   $138,000   $160,500
  Glenn County
  Lassen County
  Modoc County
  Plumas County
  Sierra County
  Siskiyou County
  Tehama County
  Trinity County
  Tuolumne County             $122,550       $138,000   $167,700   $193,500
  Nevada County               $152,362       $194,850   $235,550   $292,800
___________________________________________________________________________
 
                                   46
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  San Diego Office
 
___________________________________________________________________________
San Diego, CA MSA
  San Diego County            $152,362       $194,850   $235,550   $292,800
Other Areas:
  Imperial County             $101,250       $114,000   $138,000   $160,500
___________________________________________________________________________
 
                    HUD Field Office:  Santa Ana Office
 
___________________________________________________________________________
Orange County, CA PMSA:
  Orange County               $152,362       $194,850   $235,550   $292,800
Riverside-San Bernadino,
  CA PMSA:
  Riverside County            $151,525       $170,650   $207,350   $239,250
  San Bernadino County
Other Areas:
  Inyo County                 $147,250       $165,850   $201,500   $232,500
  Mono County                 $119,700       $134,800   $163,800   $189,000
___________________________________________________________________________
 
                    HUD Field Office:  Tucson Office
 
___________________________________________________________________________
Tucson, AZ MSA:
  Pima County                 $112,000       $126,100   $153,250   $176,800
Other Areas:
  Cochise County              $ 81,750       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                                   47
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                              NORTHWEST/ALASKA
 
                    HUD Field Office:  Seattle Office
 
___________________________________________________________________________
Bellinghan, WA MSA:
  Whatcom County              $127,750       $143,900   $174,850   $201,750
Bremerton, WA MSA:
  Kitsap County               $137,750       $155,150   $188,500   $217,500
Olympia, WA MSA:
  Thurston County             $113,950       $128,300   $155,900   $179,900
Seattle-Bellevue-Everett,
  WA PMSA:
  Island County               $146,300       $164,750   $200,200   $231,000
  Snohomish County
  King County                 $148,400       $167,150   $203,100   $234,350
Tacoma, WA PMSA:
  Pierce County               $118,700       $133,650   $162,400   $187,400
Yakima, WA MSA:
  Yakima County               $103,700       $116,750   $141,900   $163,700
Other Areas:
  Callam County               $107,050       $120,550   $146,500   $169,050
  Chelan County               $ 99,750       $112,350   $136,500   $157,500
  Cowlitz County              $ 85,950       $ 98,700   $119,350   $148,300
  Douglas County              $115,900       $130,500   $158,600   $183,000
  Jefferson County            $133,000       $149,800   $182,000   $210,000
  Lewis County                $ 83,600       $ 98,700   $119,350   $148,300
  Mason County                $ 91,650       $103,250   $125,450   $148,300
  San Juan County             $152,362       $194,850   $235,550   $292,800
  Skagit County               $118,750       $133,750   $162,500   $187,500
  Pacific County              $ 80,750       $ 98,700   $119,350   $148,300
  Stevens County              $ 93,100       $104,850   $127,400   $148,300
  Kittitas County             $ 80,750       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                    HUD Field Office:  Anchorage Office
 
___________________________________________________________________________
Anchorage, AK MSA
  Andwrage County             $203,700       $229,400   $278,700   $321,600
State of Alaska               $190,000       $203,300   $247,000   $285,000
___________________________________________________________________________
 
                                   48
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Boise Office
 
___________________________________________________________________________
Boise City, ID MSA:
  Ada County                  $110,200       $124,100   $150,800   $174,000
  Canyon County
Other Areas:
  Blame County                $119,700       $134,800   $163,000   $189,000
  Bonneville County           $ 76,000       $ 98,700   $119,350   $148,300
  Kootenai County             $ 95,600       $107,700   $130,850   $150,950
  Latah County                $ 99,750       $112,350   $136,500   $157,500
  Bonner County               $115,400       $150,000   $157,950   $182,250
  Bannock County              $ 77,800       $ 98,700   $119,350   $148,300
  Teton County                $104,500       $117,700   $143,000   $165,000
  Twin Falls County           $ 87,400        $98,700   $119,350   $148,300
___________________________________________________________________________
 
                    HUD Field Office:  Portland Office
 
___________________________________________________________________________
Eugene-Springfield, OR
  MSA:
  Lane County                 $104,000       $117,100   $142,300   $164,200
Medford-Ashland, OR MSA:
  Jackson County              $100,200       $112,850   $137,100   $158,200
Portland-Vancouver, OR-WA
  MSA:
  Clackamas County            $142,200       $160,150   $194,600   $224,550
  Clark County                $125,300       $141,100   $171,450   $197,850
  Washington County           $132,550       $157,150   $190,950   $220,350
  Columbia County             $114,000       $128,400   $156,000   $180,000
  Multnomah County
  Washington County
  Yamhill County
Salem, OR MSA
  Marion County               $ 99,700       $112,250   $136,400   $157,400
  Polk County
Other Areas:
  Benton County               $122,500       $138,000   $167,700   $193,500
  Curry County                $118,750       $133,750   $162,500   $187,500
  Lane County                 $104,500       $117,700   $143,000   $165,000
  Jackson County              $ 94,500       $106,450   $129,350   $149,250
State of Oregon               $ 85,200       $ 98,700   $119,350   $148,300
___________________________________________________________________________
 
                                   49
 
___________________________________________________________________________
 
                              Mortgage Limits
___________________________________________________________________________
 
Market area designation     1-family and
and local jurisdictions   condominium unit   2-family   3-family   4-family
___________________________________________________________________________
 
                    HUD Field Office:  Spokane Office
 
___________________________________________________________________________
Richland-Kennewick-  Pasco, WA MSA:
  Benton County               $118,650       $133,600   $162,350   $187,350
  Franklin County
Spokane, WA MSA:
  Spokane County              $115,900       $130,500   $158,600   $183,000
Other Areas:
  Asotin County               $ 95,000       $101,650   $123,500   $142,500
___________________________________________________________________________
 
                                   50
 
                     *U.S. Government Printing Office: 1995 - 387-734/20083