Table 3yv. New Privately Owned Housing Units Authorized
           Valuation by Metropolitan Area
           (in thousands of dollars)
           June      2004 Year-to-Date
                                                                   3 and 4  5 units
                                             Total  1 Unit  2 Units  Units  or more
Abilene, TX                                  22962   22670     292       0       0
Akron,* OH                                  239111  229389    3273    3196    3253
Albany, GA                                   49841   44429    2013       0    3399
Albany-Schenectady-Troy, NY                 208907  187190    2258     695   18764
Albuquerque,* NM                            466397  446700    2006    2293   15398
Alexandria, LA                               28373   28373       0       0       0
Allentown-Bethlehem-Easton,* PA-NJ          369849  360822     459    2343    6225
Altoona, PA                                  11296   11296       0       0       0
Amarillo, TX                                 61560   61560       0       0       0
Ames, IA                                     44373   28139       0     250   15984
Anchorage,* AK                              201311  114908   55416    3769   27218
Anderson,* IN                                42277   39860       0     482    1935
Anderson,* SC                                87784   86631     503     650       0
Ann Arbor,* MI                              181232  165739     755    2991   11747
Anniston-Oxford, AL                          13561   13081      80       0     400
Appleton, WI                                 97993   93102    3793     270     828
Asheville, NC                               299765  275596    5392    3550   15227
Athens-Clarke County, GA                    117284  113693     110    1620    1861
Atlanta-Sandy Springs-Marietta,* GA        4211033 3832720   23728    6874  347711
Atlantic City,* NJ                          105291  103089     641     321    1240
Auburn-Opelika,* AL                          79501   67966    4457     428    6650
Augusta-Richmond County, GA-SC              236275  235085     660       0     530
Austin-Round Rock,* TX                      972158  871785   10792    9154   80427
Bakersfield, CA                             418212  397823    2595    9072    8722
Baltimore-Towson,* MD                       688270  607684     810     174   79602
Bangor, ME                                   27986   26395     465    1126       0
Barnstable Town, MA                         147379  132777    2023    5163    7416
Baton Rouge, LA                             246119  235988       0    1350    8781
Battle Creek, MI                             12412   12412       0       0       0
Bay City, MI                                  8878    8537     341       0       0
Beaumont-Port Arthur, TX                     46217   44872     175       0    1170
Bellingham, WA                              163237  142291    2474    2327   16145
Bend,* OR                                   306337  273205   13386    7754   11992
Billings, MT                                 49535   48770       0     765       0
Binghamton, NY                               19414   13023       0       0    6391
Birmingham-Hoover,* AL                      616637  546677    3267       0   66693
Bismarck, ND                                 63094   52756     798    4826    4714
Blacksburg-Christiansburg-Radford,
  VA                                         56817   53702     150       0    2965
Bloomington, IN                              59558   45047    8206    1262    5043
Bloomington-Normal, IL                       70038   60944     585     872    7637
Boise City-Nampa,* ID                       634063  612277    6882   11638    3266
Boston-Cambridge-Quincy,* MA-NH             995500  751810   32234   20565  190891
Boulder,* CO                                138607  126891    1444     264   10008
Bowling Green, KY                            63537   62406    1131       0       0
Bremerton-Silverdale,* WA                   113349  109091    3593     314     351
Bridgeport-Stamford-Norwalk,* CT            349893  317034    3467    1894   27498
Brownsville-Harlingen, TX                   131291  114661    1106    6708    8816
Brunswick, GA                                85799   84498     800     241     260
Buffalo-Niagara Falls, NY                   167902  158399    2047     700    6756
Burlington,* NC                              92656   87065      92     675    4824
Burlington-South Burlington, VT              77663   58934    3856    2093   12780
Canton-Massillon, OH                        111635  109939     179     556     961
Cape Coral-Fort Myers,* FL                 1414069  979840   80397   88071  265761
Carson City,* NV                             15295   14669     626       0       0
Casper,* WY                                  23328   23328       0       0       0
Cedar Rapids, IA                             76169   58757    2762    4525   10125
Champaign-Urbana, IL                         55436   52307     668       0    2461
Charleston, WV                               25136   25136       0       0       0
Charleston-North Charleston,* SC            571804  524862     726    1449   44767
Charlotte-Gastonia-Concord,* NC-SC         1497208 1418411    4505    4539   69753
Charlottesville,* VA                        182787  156337    2114    1190   23146
Chattanooga, TN-GA                          215780  205795    3373    1434    5178
Cheyenne, WY                                 56808   52350     200    3389     869
Chicago-Naperville-Joliet,* IL-IN-WI       3757869 3351738   36123   71648  298360
Chico, CA                                    93084   73623     745    2826   15890
Cincinnati-Middletown, OH-KY-IN             905179  863667    5142    6863   29507
Clarksville, TN-KY                          180077  170417    2295    2075    5290
Cleveland, TN                                44083   30126     647    1125   12185
Cleveland-Elyria-Mentor,* OH                680547  659674    4953   10323    5597
Coeur d"Alene, ID                           147223  141269    4934    1020       0
College Station-Bryan, TX                    83811   72981     150    1711    8969
Colorado Springs,* CO                       446301  446301       0       0       0
Columbia, MO                                129202  119874    6408     850    2070
Columbia,* SC                               424274  368221    2087    1898   52068
Columbus, GA-AL                             148464  124282     570    1221   22391
Columbus, IN                                 20777   20777       0       0       0
Columbus, OH                               1138265 1038183    5009   50696   44377
Corpus Christi, TX                           98547   86556     724    9531    1736
Corvallis,* OR                               28835   28595     240       0       0
Cumberland, MD-WV                            14230   13820      60       0     350
Dallas-Fort Worth-Arlington,* TX           4018031 3761619   12040    5101  239271
Dalton,* GA                                  45775   42128     996    1159    1492
Danville, IL                                   270     270       0       0       0
Danville,* VA                                19498   19098       0     105     295
Davenport-Moline-Rock Island,  IA-IL         65246   56986     988    1109    6163
Dayton, OH                                  252402  225207    4606    6378   16211
Decatur, AL                                  24881   24881       0       0       0
Decatur, IL                                  10738   10112     140       0     486
Deltona-Daytona Beach-Ormond Beach,*
  FL                                        554349  429409    1175       0  123765
Denver-Aurora,* CO                         1894638 1703614    8836   15081  167107
Des Moines, IA                              380898  341682    7890    2310   29016
Detroit-Warren-Livonia,* MI                1523592 1384128   10682   16348  112434
Dothan, AL                                   22801   18692     237       0    3872
Dover,* DE                                  128126  121882      64    1400    4780
Dubuque, IA                                  57297   33267    1579     277   22174
Duluth, MN-WI                                64078   57529    4291     350    1908
Durham,* NC                                 392749  362985     892     378   28494
Eau Claire, WI                               63491   57194    4945       0    1352
El Centro,* CA                              102189   91152       0     458   10579
El Paso, TX                                 146628  127737     628   16984    1279
Elizabethtown, KY                            65412   63774    1098     540       0
Elkhart-Goshen, IN                           83029   81753     231     920     125
Elmira, NY                                    4714    2953       0      94    1667
Erie, PA                                     51703   44234    1493    4060    1916
Eugene-Springfield,* OR                     142441  121485    3279    4935   12742
Evansville, IN-KY                           112317   95680    1054     340   15243
Fairbanks,* AK                               26838   21222    2836    1130    1650
Fargo, ND-MN                                125863   91611    1190       0   33062
Farmington,* NM                              24047   23906     141       0       0
Fayetteville, NC                            170864  147760       0       0   23104
Fayetteville-Springdale-Rogers,
  AR-MO                                     329705  260799    6860    3273   58773
Flagstaff, AZ                                78536   78038     126     372       0
Flint,* MI                                  159716  156713    1195     566    1242
Florence, SC                                 31647   31479     168       0       0
Fond du Lac, WI                              19672   17528    1665     479       0
Fort Collins-Loveland,* CO                  291435  267764    5647    8893    9131
Fort Smith, AR-OK                            46385   39508    4147     980    1750
Fort Walton Beach-Crestview-Destin,*
  FL                                        242180  152741     128     314   88997
Fort Wayne, IN                              193956  182223    1058     409   10266
Fresno,* CA                                 559833  497545    7754    8153   46381
Gadsden, AL                                  11480   11480       0       0       0
Gainesville, FL                             110046   93067     230     749   16000
Gainesville, GA                             135145  134377     228     540       0
Glens Falls, NY                              42954   41650     360     331     613
Goldsboro,* NC                               33957   33825       0       0     132
Grand Forks, ND-MN                           21950   13082       0     188    8680
Grand Junction,* CO                         107503   97228    2243    1108    6924
Grand Rapids-Wyoming, MI                    310188  293621    1829    1809   12929
Great Falls, MT                               8591    8141       0       0     450
Greeley,* CO                                421002  393009    2933    7026   18034
Green Bay, WI                               151937  132131    4932     820   14054
Greensboro-High Point,* NC                  397095  362371    2155    2197   30372
Greenville, NC                               97772   73803    5310       0   18659
Greenville,* SC                             262237  254919     658     708    5952
Gulfport-Biloxi, MS                          95101   90101    1620    2069    1311
Hagerstown-Martinsburg, MD-WV               212713  204581    1202     778    6152
Hanford-Corcoran, CA                         40173   38663     297     592     621
Harrisburg-Carlisle, PA                     152299  146750    3745     970     834
Harrisonburg,* VA                            49479   48748     731       0       0
Hartford-West Hartford-East Hartford,*
  CT                                        256519  245094    2721     922    7782
Hattiesburg, MS                              15013    7292       0     760    6961
Hickory-Lenoir-Morganton, NC                144894  133304    1180     678    9732
Hinesville-Fort Stewart,* GA                 17529   17418     111       0       0
Holland-Grand Haven,* MI                    162750  141589    4260    7607    9294
Honolulu,* HI                               484677  211217    1000    8474  263986
Hot Springs, AR                               7981    7981       0       0       0
Houma-Bayou Cane-Thibodaux, LA               55691   55599      92       0       0
Houston-Baytown-Sugar Land, TX             3379775 3046625    4970    2014  326166
Huntington-Ashland, WV-KY-OH                  5823    5211     437     175       0
Huntsville, AL                               56191   47441       0     471    8279
Idaho Falls, ID                              62789   56901     314    5574       0
Indianapolis,* IN                          1158978 1060653   20259   12436   65630
Iowa City, IA                                89265   79617       0    1033    8615
Ithaca, NY                                   13628   12111     250       0    1267
Jackson, MI                                  17253   16977       0       0     276
Jackson, MS                                 222931  214723       0     482    7726
Jackson, TN                                  39956   39399      52     505       0
Jacksonville,* FL                          1329243 1171996    2576    1476  153195
Jacksonville, NC                             68291   62789       0       0    5502
Janesville, WI                               52170   39065    2934    1950    8221
Jefferson City, MO                           23869   23007     310     552       0
Johnson City, TN                             73112   66889      29     847    5347
Johnstown, PA                                 3327    3327       0       0       0
Jonesboro, AR                                34019   31681       0     150    2188
Joplin, MO                                   11224   11224       0       0       0
Kalamazoo-Portage, MI                        94926   89389    1206    3931     400
Kankakee-Bradley,* IL                        48999   45106    1713    1300     880
Kansas City,* MO-KS                        1044096  992109   21754   21665    8568
Kennewick-Richland-Pasco, WA                182210  172777    2031    1035    6367
Killeen-Temple-Fort Hood, TX                161950  129248    8914   12588   11200
Kingsport-Bristol-Bristol, TN-VA             47417   45503     202       0    1712
Kingston, NY                                 31373   29392     811     270     900
Knoxville, TN                               280995  266706     975     368   12946
Kokomo, IN                                   23429   22316     813       0     300
La Crosse, WI-MN                             38775   37500    1275       0       0
Lafayette, IN                                98175   89946     250       0    7979
Lafayette, LA                                93462   88527       0       0    4935
Lake Charles, LA                             56319   51942     453     115    3809
Lakeland,* FL                               364706  361917     647    1928     214
Lancaster, PA                               159148  147057     386    4907    6798
Lansing-East Lansing, MI                    125949  119292     715       0    5942
Laredo,* TX                                  85698   75721     298     755    8924
Las Cruces,* NM                             141308  127125     250     385   13548
Las Vegas-Paradise,* NV                    2567318 2328375    5549  100955  132439
Lawrence, KS                                 35302   30477    4825       0       0
Lawton, OK                                    9885    9685       0       0     200
Lebanon, PA                                  37284   37034     250       0       0
Lewiston, ID-WA                               4922    3484     663     775       0
Lewiston-Auburn, ME                          33493   33133       0     360       0
Lexington-Fayette, KY                       299070  287440     661    5125    5844
Lima, OH                                     10265    9733     232     300       0
Lincoln, NE                                 152035  141915    2495     250    7375
Little Rock-North Little Rock, AR           335652  287873     968     354   46457
Logan, UT-ID                                 81520   60211     555    3859   16895
Longview, TX                                 18771   18771       0       0       0
Longview, WA                                 28495   28407      88       0       0
Los Angeles-Long Beach-Santa Ana,*
  CA                                       3077301 2066593   38539   34942  937227
Louisville, KY-IN                           570175  528714    2027    3502   35932
Lubbock, TX                                 128542   83149   18714    2097   24582
Lynchburg, VA                               109496  107824     676     646     350
Macon, GA                                    58619   55641     774       0    2204
Madera,* CA                                 112431  107277    1707    3447       0
Madison, WI                                 393610  309317   16787   15779   51727
Manchester-Nashua, NH                       156718  117677    4915    2041   32085
Mansfield,* OH                               29383   25544    1478    2361       0
McAllen-Edinburg-Pharr,* TX                 264622  231826    6039   14879   11878
Medford,* OR                                154192  144200     926    6974    2092
Memphis, TN-MS-AR                           769192  748398       0    1851   18943
Merced, CA                                  180216  177219       0       0    2997
Miami-Fort Lauderdale-Miami Beach,
  FL                                       2820013 2146771   16959   20750  635533
Michigan City-La Porte, IN                   27324   26895       0     429       0
Midland,* TX                                 19054   19054       0       0       0
Milwaukee-Waukesha-West Allis,* WI          537796  436026   17705    9288   74777
Minneapolis-St. Paul-Bloomington,*
  MN-WI                                    2110953 1815483   24083   38003  233384
Missoula,* MT                                16125   13132     933       0    2060
Mobile, AL                                  121785  104378     299     868   16240
Modesto, CA                                 332126  322576    1420     952    7178
Monroe, LA                                   21585   19400    1567      72     546
Monroe,* MI                                  78369   77424     226       0     719
Montgomery, AL                              112509  100973    9058       0    2478
Morgantown, WV                                1079     779       0       0     300
Morristown, TN                               43458   35657     604       0    7197
Mount Vernon-Anacortes, WA                   71693   67013    2974     420    1286
Muncie, IN                                   20877   19577       0       0    1300
Muskegon-Norton Shores,* MI                  51658   47338    2064     200    2056
Myrtle Beach-Conway-North Myrtle Beach,
  SC                                        380832  273925    1080    3733  102094
Napa,* CA                                   114039  111796       0    2243       0
Naples-Marco Island,* FL                    775146  509418   10844   75044  179840
Nashville-Davidson--Murfreesboro,*
  TN                                       1148566 1031938   11728    3483  101417
New Haven-Milford,* CT                      136056  118393     310     338   17015
New Orleans-Metairie-Kenner,* LA            463818  425960    9179    1867   26812
New York-Northern New Jersey-Long Island,*
  NY-NJ-PA                                 3065771 1730613  381744  227521  725893
Niles-Benton Harbor, MI                      21011   21011       0       0       0
Norwich-New London,* CT                      83730   73944     348     721    8717
Ocala,* FL                                  288689  283770    4042     737     140
Ocean City,* NJ                             128862   71903   28317    6439   22203
Odessa,* TX                                  15616   15616       0       0       0
Ogden-Clearfield, UT                        354078  333059    3121   11607    6291
Oklahoma City,* OK                          638372  585583    3412    4981   44396
Olympia,* WA                                198771  186710    4599    1021    6441
Omaha-Council Bluffs, NE-IA                 386287  366922    2738    1154   15473
Orlando,* FL                               2511627 2310617   11641   15108  174261
Oshkosh-Neenah, WI                           74152   66943    1740     171    5298
Owensboro, KY                                21767   21078     241     448       0
Oxnard-Thousand Oaks-Ventura,* CA           281823  224262    1044    8967   47550
Palm Bay-Melbourne-Titusville,* FL          682734  517465    3581    5208  156480
Panama City-Lynn Haven,* FL                 251419   98179    1129    1251  150860
Parkersburg-Marietta, WV-OH                   8366    8292       0      74       0
Pascagoula,* MS                              53865   53795      70       0       0
Pensacola-Ferry Pass-Brent, FL              326210  285406    2803       0   38001
Peoria, IL                                  104439   90765    9564    1351    2759
Philadelphia-Camden-Wilmington,*
  PA-NJ-DE-MD                              1187560 1021786    6536   13750  145488
Phoenix-Mesa-Scottsdale, AZ                4766173 4520118   17457   67312  161286
Pine Bluff, AR                                2506    2506       0       0       0
Pittsburgh, PA                              535950  491764    5348   13559   25279
Pittsfield, MA                               10289    8819     370    1100       0
Pocatello, ID                                19793   19388     230     175       0
Port St. Lucie-Fort Pierce,* FL             759010  678336    4054   14465   62155
Portland-South Portland-Biddeford,
  ME                                        286295  263924    4397    4320   13654
Portland-Vancouver-Beaverton,* OR-WA       1196033 1046743    9345   15758  124187
Poughkeepsie-Newburgh-Middletown,*
  NY                                        240463  223025     450    4711   12277
Prescott, AZ                                211394  206434    2866     877    1217
Providence-New Bedford-Fall River,
  RI-MA                                     293605  273849    2657    1506   15593
Provo-Orem, UT                              365396  315544    3952   11769   34131
Pueblo,* CO                                  73313   65816    1001     274    6222
Punta Gorda,* FL                            250839  181037    4327    9201   56274
Racine,* WI                                  90520   81221    1193       0    8106
Raleigh-Cary,* NC                          1061042  947882    4737     998  107425
Rapid City, SD                               64115   54091     650    4971    4403
Reading, PA                                  76942   71386     328     187    5041
Redding,* CA                                 83271   79623       0       0    3648
Reno-Sparks,* NV                            424613  378637    1569    5110   39297
Richmond,* VA                               610498  560455    1010   11872   37161
Riverside-San Bernardino-Ontario,*
  CA                                       4536241 4188888    9131   36067  302155
Roanoke, VA                                 128228  103755    2383     250   21840
Rochester, MN                               129432  128893     539       0       0
Rochester, NY                               177389  169515     560     375    6939
Rockford, IL                                107129  101757    3335    2037       0
Rocky Mount, NC                              30049   28486    1563       0       0
Rome,* GA                                    40133   33726    3507       0    2900
Sacramento--Arden-Arcade--Roseville,*
  CA                                       2215574 2139602    7176    6771   62025
Saginaw-Saginaw Township North, MI           25566   25162       0     187     217
Salem,* OR                                  158789  148418    4517    3828    2026
Salinas, CA                                 163390  157719     724    3010    1937
Salisbury, MD                                41785   38355     204     897    2329
Salt Lake City,* UT                         590377  520233    5240   15477   49427
San Angelo, TX                               18681   18681       0       0       0
San Antonio, TX                            1028289  903155    7413    2417  115304
San Diego-Carlsbad-San Marcos,* CA         1525930 1171536   12231   57687  284476
San Francisco-Oakland-Fremont,* CA         1465018 1191185   11475   27584  234774
San Jose-Sunnyvale-Santa Clara,* CA         409376  321645   11907    7211   68613
San Luis Obispo-Paso Robles,* CA            187734  181757    1702    2232    2043
Sandusky, OH                                 16978   14995       0    1000     983
Santa Barbara-Santa Maria-Goleta,
  CA                                        150363  122983    2062   11016   14302
Santa Cruz-Watsonville,* CA                  87952   87952       0       0       0
Santa Fe,* NM                                39894   39894       0       0       0
Santa Rosa-Petaluma,* CA                    173235  131970    2503     918   37844
Sarasota-Bradenton-Venice,* FL             1143936  919833     850   36351  186902
Savannah, GA                                190956  179821    1317       0    9818
Scranton--Wilkes-Barre, PA                   61053   58265       0    1505    1283
Seattle-Tacoma-Bellevue,* WA               1896661 1636754   43278   48057  168572
Sheboygan, WI                                37098   22755    1246   11440    1657
Sherman-Denison, TX                          11972   11882      90       0       0
Shreveport-Bossier City, LA                 140134  135057       0      94    4983
Sioux City, IA-NE-SD                         28008   22092     482    4051    1383
Sioux Falls, SD                             128764  110941    1724    3948   12151
South Bend-Mishawaka, IN-MI                  76697   74097     200       0    2400
Spartanburg, SC                             102427   93733     220      99    8375
Spokane, WA                                 176250  148102    6453    3594   18101
Springfield, IL                              55773   46308    7037     502    1926
Springfield, MA                              85923   81213    2487     197    2026
Springfield, MO                             210826  188839    4770     737   16480
Springfield, OH                              19597   19597       0       0       0
St. Cloud, MN                                83344   80937       0     203    2204
St. George, UT                              203596  192472    3346     827    6951
St. Joseph, MO-KS                            13015    9170    2629       0    1216
St. Louis,* MO-IL                          1176799 1058902   20105    7483   90309
State College, PA                            40020   38871     528     621       0
Stockton,* CA                               656956  635977     200    1495   19284
Sumter,* SC                                  33738   29201    1241    2810     486
Syracuse, NY                                 74480   71757    1502     263     958
Tallahassee, FL                             218047  153911    1582    1805   60749
Tampa-St. Petersburg-Clearwater,* FL       1954811 1710136   29430   15472  199773
Terre Haute, IN                              21454   17505       0     600    3349
Texarkana, TX-Texarkana, AR                  12724   11928     796       0       0
Toledo, OH                                  186597  161445    3750    3173   18229
Topeka, KS                                   76240   76000       0       0     240
Trenton-Ewing,* NJ                           78812   58854     225     885   18848
Tucson, AZ                                  781913  766696    3609    2726    8882
Tulsa, OK                                   310101  302993    3500     230    3378
Tuscaloosa, AL                               74565   72754       0       0    1811
Tyler, TX                                    39918   37689       0     150    2079
Utica-Rome, NY                               10101   10101       0       0       0
Valdosta, GA                                 61291   60406     885       0       0
Vallejo-Fairfield,* CA                      226132  218591    4211     240    3090
Vero Beach,* FL                             232134  204070     798    5534   21732
Victoria, TX                                 15005    8105       0    6900       0
Vineland-Millville-Bridgeton,* NJ            21111   21103       8       0       0
Virginia Beach-Norfolk-Newport News,
  VA-NC                                     695638  591544   13170    5964   84960
Visalia-Porterville, CA                     168488  161977    1925    4586       0
Waco, TX                                     82472   60645    9447    4680    7700
Warner Robins, GA                           105332  104832       0     167     333
Washington-Arlington-Alexandria,*
  DC-VA-MD-WV                              2423206 2019140     309    8447  395310
Waterloo-Cedar Falls, IA                     45995   41149     696     843    3307
Wausau, WI                                   57478   52705    1713     470    2590
Weirton-Steubenville, WV-OH                   4834    4657     177       0       0
Wenatchee, WA                                46076   44992     458     245     381
Wheeling, WV-OH                               1592    1592       0       0       0
Wichita Falls, TX                            25235   25190      45       0       0
Wichita, KS                                 178350  174907    3443       0       0
Williamsport, PA                              8967    8617     350       0       0
Wilmington,* NC                             529260  485214    8254    2067   33725
Winchester, VA-WV                            92872   87382       0       0    5490
Winston-Salem,* NC                          247791  222151     342    1087   24211
Worcester, MA                               277536  264357    2404    3115    7660
Yakima, WA                                   50729   44810    4388    1202     329
York-Hanover, PA                            157926  147280    3080     714    6852
Youngstown-Warren-Boardman, OH-PA            91327   85984    2562    1319    1462
Yuba City-Marysville, CA                    197661  196639     275       0     747
Yuma, AZ                                    165675  158885       0     276    6514
* - Metropolitan areas where all permit offices are
    requested to report monthly.