www.hudclips.org 

U. S. Department of Housing and Urban Development
Washington, D.C. 20410-8000

July 15, 1993
OFFICE OF THE ASSISTANT SECRETARY FOR
HOUSING-FEDERAL HOUSING COMMISSIONER
Mortgage Letter 93-21
    TO:  ALL APPROVED MORTGAGEES
    SUBJECT:  Checklist of Current Housing Mortgagee Letters
 
         The following is a listing of Mortgagee Letters which are
    current from July 1976 thru December 31, 1992.
 
    Number    Subject                                       Date Issued
 
     76-7     Application of Mortgage Payments              03/31/76
              Prior to Final Endorsement
 
     76-14    Project Mortgage Insurance Claims,            07/26/76
              Revised Election Filing Instructions
 
     78-10    Payment of Claims-Loans Insured               07/13/78
              Under Section 241
 
     78-13    Amendment to Mortgagee's Certificate,         11/02/78
              Form FHA-2434
 
     79-15    Single Family Coinsurance                     08/01/79
 
     80-2     Centralization of Fee and Premium             01/09/80
              Billing
 
     80-33    Housing and Community Development             08/07/80
              Amendments of 1979-Section 245
 
     80-46    Payment of Claims - Mortgages Insured         11/18/80
              Under Title X
 
     80-49    Change to Method of Payment of Mortgage       12/23/80
              Insurance Premiums with HUD Debentures
 
     81-40    Redemption of Debentures in Exchange          12/22/81
              for the Payment of Mortgage Insurance
              Premiums
 
_____________________________________________________________________
 
                                                                   2
 
     82-13    Surplus Escrow Payments for                   08/04/82
              Multifamily Project Mortgages
 
     83-1     Assignment of Multifamily Mortgages           01/12/83
 
     83-8     Withholding of Interest on HUD                03/25/83
              Debentures
 
     Not      Completion of Form HUD-93104, Monthly         03/10/83
    Numbered  Report of Excess Income
 
     83-24    Requirements for Multifamily Insured          10/25/83
              Projects
 
     84-6     Single Family Condominium Provisions          03/27/84
              of the Housing and Urban-Rural
              Recovery Act of 1983
 
     85-3     Growing Equity Mortgages (GEMS)               03/15/85
 
     85-25    Implementing Wire Transfers of                11/08/85
              Multifamily Claims Payable in Cash of
              $5,000 or more
 
     86-8     Insurance Requirements, Multifamily           03/24/86
              Housing Projects
 
     86-9     Single Family Development-Streamlined         03/24/86
              Refund Process for Refinance Transactions
 
     87-6     Single Family Development-Streamlined         02/02/87
              Refund Process for Refinance Transactions
 
     87-9     Mortgage Prepayment Provisions for            02/10/87
              HUD-Insured and Coinsured Multifamily
              Projects
 
     87-14    Operational Jurisdiction for                  04/23/87
              Multifamily Projects
 
     87-22    Use of Project Reserve/Residual Receipt       07/28/87
              Accounts to Cure a Potential Mortgage
              Default
 
     87-24    Refinance Transactions - Additional           08/31/87
              Instructions and Clarifications
 
     87-25    Fraud Alert - Fictitious Notices of           09/08/87
              Mortgage Transfer or Sale
 
_____________________________________________________________________
                                                                   3
 
     87-32    Single Family Processing Procedures:          10/19/87
              Shared Equity Identify of Interest,
              Uniform Residential Appraisal Report
              (URAR) Sales Data, Prohibited Kickback
              Payments, Mortgagor Borrowing Funds for
              the Required Investment
 
     87-39    Changes to the Term of HUD Conditional        11/30/87
              Commitments Issued for Proposed
              Construction
 
     88-5     Single Family Development-Certifications      02/29/88
              of Mechanical Equipment, Roofing
              or Structural Components by Qualified
              Home Inspectors (Existing Properties)
 
     88-13    Sarabond Testing                              04/28/88
 
     88-14    Single Family Production--Requests            05/17/88
              to Increase the Single Family Mortgage
              Limits
 
     88-22    Annual Inspection of Insured Projects         07/11/88
 
     88-24    Shared Equity Program                         06/27/88
 
     88-26    Disclosure Requirements Concerning            07/21/88
              the Origination of Adjustable Rate
              Mortgages (ARMS)
 
     88-29    FHA Debentures                                08/26/88
 
     88-30    Single Family Production Clarification        09/09/88
              and Changes to processing Procedures
 
     88-34    Purchase of HUD Forms from Government         10/31/88
              Printing Office
 
     88-35    Purchase of Mortgages Prior to                11/03/88
              Issuance of MICs
 
     89-1     Single Family Subdivision Processing          01/04/89
              Requirements - VA/CRVs and MCRVs
 
     89-7     Growing Equity Mortgage Program               01/19/89
 
     89-9     Revised Single Family Subdivision             02/01/89
              Processing Requirements - VA/CRVs
              and MCRVs
 
_____________________________________________________________________
                                                                   4
 
     89-12    Investment of Replacement Reserves            03/28/89
              and Residual Receipts in Tax-Exempt
              Securities
 
     89-13    Clarification of Residential Mortgagor        03/29/89
              Credit Report Standards
 
     89-23    Single Family Loan Production                 10/11/89
              - Requirements for Single Family Mortgage
              Instrument
 
     89-24    Insurance of Adjustable Rate Mortgages        09/29/89
              on Single Family Properties Section 251
              of the National Housing Act
 
     90-12    Reform Act of 1989 Emphasis on                04/16/90
              Enforcement of Servicing Requirements
 
     90-14    Use of Good Faith Estimates to                05/07/90
              Establish Closing Costs and Other
              Allowable Fees, and HUD-1 Disclosure
              of 3rd Party Participation
 
     90-15    Pursuing Collection of Funds from             05/01/90
              Mortgagors Whose Mortgages have been
              Foreclosed Upon to Offset Lender's
              Mortgage Losses
 
     90-16    Flood Insurance Requirements for FHA          05/22/90
              Insured Loans
 
     90-17    Home Equity Conversion Mortgage (HECM)        05/29/90
              Insurance Program Changes and
              Amendments to HUD Handbook 4235.1
 
     90-20    SF Loan Production - Refinance                06/26/90
              Transactions Involving Temporary Buydowns
              - "Live Free" Mortgage Programs "Churning"
              Mortgages by Multiple Refinances - New
              Telephone Number for Credit Alert
              Interactive Voice Response System (CAIVRS)
 
     90-25    Home Mortgage Disclosure Reporting            07/18/90
              Requirements
 
     90-26    Single Family Production - Providing          07/26/90
              Property Condition Disclosures
              Statements to Appraisers
 
     90-28    Single Family Production - Field              08/10/90
              Review of Appraisals Involving Former
              HUD-owned Properties
 
_____________________________________________________________________
 
                                                                   5
 
     90-29    Supplemental Information to Mortgagee         08/09/90
              Letter 90-14, Use of Good Faith
              Estimates to Establish Closing Costs
 
     90-32    Payment of Multifamily Claims by              08/24/90
              Issuance of Debentures
 
     90-41    Mortgagees' Obligations in Remitting          11/21/90
              Late Charges and Interest Payments for
              Delinquent One-Time Mortgage Insurance
              Premium (OTMIP) Remittances
 
     91-1     SF Loan Production - Implementation           01/10/91
              of Certain Provisions of the 1990
              Housing Legislation
 
     91-2     Delegated Processing Services for             01/11/91
              Multifamily Mortgage Insurance Programs
 
     91-8     Single Family Production - Updated            02/11/91
              Requirements for Single Family
              Mortgage Insurance
 
     91-8 SUP Single Family Loan Production                 04/05/91
              - Updated Requirements for Single Family
              Mortgage Instruments (Exhibit D)
 
     91-9     Single Family Production - Providing          02/11/91
              Closing Instructions to Settlement
              Agents and Revised HUD-1 Certifications
 
     91-12    Single Family Loan Production - Use of
              the Department of Veterans Affairs
              VA/U.S. Department Wood Destroying
              Insect Information Report for Exiting         02/28/91
              Construction VA Form 26-8850/HUD
              Form 92053 dated April 1983
 
     91-15    Single Family Loan Production                 03/11/91
              - Clarification to ML 89-31
              (Elimination of Private Investors)
 
     91-17    Mortgagee Responsibilities Pending            03/20/91
              Assignment of Multifamily Mortgages
 
     91-18    Home Mortgage Disclosure Reporting            03/22/91
              Requirements
 
     91-23    Multifamily Mortgage Premiums                 05/20/91
 
     91-26    Single Family Insurance Processing for        05/30/91
              Risk Based Mortgage Insurance Premium
 
_____________________________________________________________________
 
                                                                   6
 
     91-27    Dept Policy Regarding Mortgage                06/04/91
              "Cramdowns"
 
     91-35    Announcement of Reconciliation Group          08/07/91
              for Risk-Based Premiums
 
     91-37    Civil Money Penalties Against                 08/12/91
              Mortgagees - Implementation of the
              HUD Reform Act
 
     91-41    Home Mortgage Disclosure Act Reporting        08/27/91
              Panel
 
     91-42    Availability of Flood Insurance               09/06/91
              Brochures
 
     91-43    Single Family Loan Production - State         09/16/91
              Licensing Requirements for Appraisers
              and its Impact on the Direct
              Endorsement Program
 
     91-44    Single Family Loan Production                 09/18/91
              - Clarification to Mortgagee Letter
              91-24 on Lender Paid Closing Costs
 
     91-45    Announcement of HUD's Pre-Foreclosure         09/25/91
              Sale Program Demonstration
 
     91-46    Change in Maximum Interest Rates              09/24/91
 
     91-47    Occupied Conveyance of                        11/01/91
              One-to-Four-Properties
 
     91-50    Single Family Loan Production - Revised       12/31/91
              Interest Rate Disclosure Statement
 
     92-4     Effect of Agent Orange Compensation           02/06/92
              Exclusion Act on Section 235 Mortgages
 
     92-5     Mortgagee Monitoring - Significant,           02/06/92
              Reoccurring Findings
 
     92-6     Home Mortgage Disclosure Act (HMDA)           02/13/92
              Update
 
     92-7     Single Family Loan Production                 03/02/92
              - Implementation of the Uniform
              Residential Application (URLA), HUD/FHA
              Addendum to URLA (Form HUD-92900-A) and
              Request for Endorsement (Form HUD-5411)
 
_____________________________________________________________________
 
                                                                   7
 
     92-9     Use of the Credit Alert Interactive           02/28/92
              Response System (CAIVRS) in
              Deeds-in-Lieu of Foreclosure
 
     92-10    Single Family Loan Production                 03/24/92
              - Enhancements to CLAS
 
     92-13    Automatic Clearing House (ACH)                03/27/92
              Information Package
 
     92-14    Single Family Loan Production                 04/24/92
              - Exemption from Annual MIP for
              Streamline Refinance Mortgages
 
     92-15    Single Family Loan Production                 05/12/92
              - Miscellaneous Changes to Underwriting
              Guidelines and Documentation Requirements
 
     92-16    Mortgage Insurance on Indian                  05/14/92
              Reservations and Other Restricted Lands
              (Section 248)
 
     92-17    Servicing FHA-insured Mortgages               05/22/92
              Affected by the Los Angeles Riots
              (April 30, 1992)
 
     92-18    SF Loan Production - Acceptance of            06/05/92
              Individual Residential Water
              Purification Equipment
 
     92-19    Prepayment Disclosure Statements              06/19/92
              - Correction to the Federal Register
              Notice, Correction Dated April 13, 1992
 
     92-20    First Legal Action to Commence                06/19/92
              Foreclosure - Texas, Colorado and
              Massachusetts
 
     92-21    Additional Extension of Time to               07/01/92
              Initiate Foreclosure to Permit
              Compliance with Assignment Letter or
              State Notice Requirements After Release
              from Bankruptcy Stay
 
     92-22    Announcement of Automated Clearing            07/20/92
              House Payments (ACH) for Monthly
              Risk-Based Mortgage Insurance Premiums
 
     92-24    Single Family Loan Production - Revised       08/11/92
              Lead-Based Paint Notification to
              Prospective Homebuyers
 
_____________________________________________________________________
 
                                                                   8
 
     92-25    Single Family Loan Production                 08/11/92
              - Construction/Permanent Mortgages
              Pilot Program
 
     92-26    Prompt Remittance of Mortgage Insurance       08/13/92
              Premiums (MIPs)
 
     92-27    Servicing FHA-Insured Mortgages               08/28/92
              Affected by Hurricane Andrew
 
     92-28    Prepayment Disclosure Statements              09/14/92
              - Extension for First Mailing of the
              Annual Disclosure Statement
 
     92-29    Single Family Mortgage Insurance Claim        09/15/92
              Submissions and Inquiries
 
     92-31    Expansion of the credit Alert                 09/17/92
              Interactive Voice Response System (CAIVRS)
 
     92-32    Single Family Loan Production - The           09/23/92
              Revised Lead-Based Paint Notice
 
     92-33    Single Family Loan Production                 09/28/92
              - Clarifications of Modifications to the
              203(k) Rehabilitation Program Procedures
 
     92-34    Single Family Loan Production - Program       09/30/92
              and Underwriting Changes to Assist
              Disaster Victims of Recent Hurricanes
 
     92-35    Single Family Loan Production                 10/02/92
              - Miscellaneous Policy Issues
 
     92-36    New Remittance Form HUD-2752,                 10/05/92
              "Risk-Based Annual Premiums:  Monthly
              Remittance Summary"
 
     92-37    Single Family Claims for Insurance            10/13/92
              Benefits:  New Initiatives, System
              Enhancements and Policy Clarifications
 
     92-38    Servicing FHA-Insured Mortgages               10/15/92
              Affected by Hurricane Iniki
 
     92-39    Single Family Loan Production                 10/16/92
              - Elimination of Limit on Financing
              Closing Costs
 
     92-40    Assistance to Mortgagors Adversely            10/02/92
              Affected by Hurricane Andrew
 
_____________________________________________________________________
 
                                                                   9
 
     92-41    Hazard Insurance Proceeds                     11/04/92
 
     92-42    Servicing FHA Insured Mortgages               11/05/92
              Affected by Hurricane Omar
 
     92-43    Single Family Loan Production                 12/10/92
              Provisions of Recent Housing
              Legislation and Mortgage Insurance
              Premiums on 15-Year Mortgages
 
     As a service to you, I am forwarding a copy of each of these
letters to assure that your files are complete.  Additionally, to
reduce storage and handling costs, HUD will no longer stock
mortgagee letters issued prior to 1992.  I recommend you
establish a central file for these letters to assure their future
availability to all your staff.
 
Sincerely,
 

 
Nicolas P. Retsinas
Assistant Secretary for Housing
- Federal Housing Commissioner
 
Attachments