NR 97-43
May 14, 1997

                OCC Announces New Senior Managers

WASHINGTON, D.C. -- The Office of the Comptroller of the Currency
(OCC) today announced selection of 15 new senior managers for
bank supervision policy and operations.  Today's selections are
part of an agency-wide reorganization, which was announced to
employees in January 1997.  The appointments are effective June
30, 1997.

"This reorganization reflects fundamental changes in the banking
industry," said Comptroller of the Currency Eugene A. Ludwig. 
"It recognizes the continuing consolidation of the banking
industry and takes into account the basic distinction in
supervisory needs between large banks and mid-size/community
banks.  This new structure will allow the agency to be more
flexible in adjusting to continuing changes in the banking
industry."

The reorganization consolidates oversight of large bank
supervision in the OCC's Washington Office and structures the
OCC's district operations to focus on the particular needs of
community and mid-size national banks.  The agency's supervision
policy department also has been restructured into three separate
units focusing on core supervisory policy, policy for supervising
credit risk, and community and consumer policy.  The
organizational structure has fewer managerial layers and gives
the Washington Office greater responsibility for developing and
maintaining examiner expertise.

BANK SUPERVISION POLICY

Senior Policy Advisor to the Senior Deputy Comptroller for Bank
Supervision Policy -- Ralph Sharpe

Since 1994, Ralph Sharpe has been Deputy Comptroller for
Multinational Banking.  Previously, he had been assistant
director in the Litigation Division and director of the
Enforcement and Compliance  Division in the OCC's Law Department. 
He joined the OCC in 1978 as a staff attorney after working as an
attorney at the Department of  Energy and in the U.S. Army Judge
Advocate General's Corps.  He is a 1974 graduate of the
University of Wisconsin Law School, Madison, Wisconsin and
received a B.A. from the University of Wisconsin-Milwaukee in
1969.

Deputy Comptroller for Core Policy -- Kevin Bailey

Kevin Bailey joined the OCC as an attorney in 1986.  During  his
OCC career, he has been a senior attorney and executive 
assistant to the Senior Deputy Comptroller for Bank Supervision
Operations.  In his current position of Deputy Chief National
Bank Examiner, a position he has held since 1994, he has overseen
the development and implementation of the OCC's supervision by
risk program.  He holds a B.A. in Economics from Boston College
and a Juris Doctor degree from Villanova University. 

Deputy Comptroller for Community and Consumer Policy -- Stephen
Cross

Since joining the OCC as a financial economist in 1984, Stephen
Cross has been deputy director for Industry and Financial
Analysis and director for Banking Research and Statistics in the
Economics Department.  In 1991 he became Deputy Comptroller for
Compliance, where he  helped revise the interagency CRA
regulations, develop fair lending examination procedures, and
streamline examination procedures for community banks.  Before
joining the OCC, Mr. Cross was an assistant professor in
economics at Holy Cross University.  He holds a B.A. from Texas
Christian University and a Ph.D. in economics from the University
of Virginia. 

Deputy Comptroller for Credit Risk -- David Gibbons

David Gibbons joined the OCC as an examiner in 1977.  During his
OCC career, he has served as Examiner In Charge of Chase
Manhattan Bank, Fleet Financial Group, and Shawmut National Bank. 
Over the past year, Mr. Gibbons has been acting District
Administrator for the Southeastern District and acting Regional
Bank Director in the Northeastern District.  He holds a B.S. in
Economics and Finance from Alfred University.

BANK SUPERVISION OPERATIONS

Deputy Comptroller for Large Banks -- Delora Ng Jee, Douglas W.
Roeder, and Timothy W. Long

Delora Jee joined the OCC as an examiner in 1978.  During her OCC
career, she has been Examiner in Charge of Chase Manhattan Bank
and head of the OCC's London office, where she was responsible
for supervising the overseas activities of U.S. multinational
banks.  Since 1995, she has been deputy comptroller of the OCC's
Western District.  She holds a B.A. in Managerial
Studies/Economics from Rice University.

Douglas Roeder has been OCC's Examiner in Charge at Fleet
Financial Group since 1995.  Previously, he served as a field
manager in the OCC's Central and Northeastern districts, acting
director of the Cincinnati Field Office, and Examiner in Charge
of Shawmut National Bank.  He joined the OCC as an examiner in
1977.  He holds a B.A. in Finance from the University of
Cincinnati and is a graduate of the Stonier Graduate School of
Banking. 

Timothy Long has been Examiner in Charge at NationsBank
Corporation since 1994.  He had previously served as Examiner in
Charge at Wells Fargo & Company and First Interstate Bancorp.  He
joined the OCC as an examiner in 1979 and is currently a member
of the team studying supervisory strategies for the next economic
downturn. Mr. Long holds a B.S. in Business Administration from
the University of Montana.
                                 
District Deputy Comptroller, Northeastern District -- Fred D.
Finke

Fred Finke joined the OCC in 1973 as a financial intern.  During
his career, he has served as manager for bank structure analysis,
director of the OCC's Special Supervision Division, and Deputy
Comptroller for Special Supervision.  Since 1994, he has been
responsible for liaison between the OCC's districts and Bank
Supervision Operations in the Washington Office.   He holds a
B.S. in Business Administration from the University of Nebraska.

District Deputy Comptroller, Southeastern District -- Archie L.
Bransford, Jr.

Archie Bransford joined the OCC in 1973 as a financial  intern. 
He has been field manager in the OCC's Central District, 
Examiner In Charge of First Union Corporation, and district
administrator of the Southeastern District.  He has been acting
Deputy Comptroller for the Southeastern District since 1996.  He
holds a B.S. in Business Administration from the University of
Detroit.

District Deputy Comptroller, Central District -- Bert A. Otto

Bert Otto has been Assistant Deputy Comptroller for Compliance
since 1994. He served as acting Deputy Comptroller from 1996 to
January 1997 and recently was a member of  the Interagency Task
Force on Compliance.  Previously, he had been a field office
director in the OCC's Northeastern  District and field manager in
both the Central and Northeastern Districts. He joined the OCC in
1973.  Mr. Otto holds a B.S. in Business Management from Indiana
State University and is a graduate of the Graduate School of
Banking of the South at Louisiana State University.

District Deputy Comptroller, Midwestern District -- Jerilyn
Gilland

Jeri Gilland has been Assistant Chief National Bank  Examiner
since 1991.  In her present position, she has served as acting
Chief National Bank Examiner and acting District Liaison.   In
addition to her extensive field experience, she established the
National Credit Committee and has played an active role in recent
OCC organizational review efforts.  Ms. Gilland joined the OCC as
an examiner in 1974.  She holds a B.A. in Economics from North
Texas State University and is a graduate of the Southwestern
Graduate School of Banking.

District Deputy Comptroller, Southwestern District -- John A.
Bodnar

John Bodnar has been District Administrator for the Southwestern
District since 1983, and since January 1997 has served as acting
Deputy Comptroller in that district.  His previous positions
include Regional Director for Special Surveillance and Deputy
Regional Administrator for Examinations in OCC's New York office. 
He currently serves on the National Risk Committee.  Mr. Bodnar
joined the OCC as an examiner in 1967.  He  received a B.S.
degree and an M.B.A. in Finance from Seton Hall University, South
Orange, New Jersey.

District Deputy Comptroller, Western District -- John Robinson

John Robinson has been regional director of the Western Region of
the Office of Thrift Supervision (OTS) since 1993.  He joined the
Federal Home Bank System in 1987 and became director of policy
analysis in the Office of  Regulatory Activities (ORA).  He
managed the development of the agency's interest rate risk
program and the revision of thrift capital requirements.  He was
named assistant director for policy at OTS in 1989 when ORA
became part of the newly created OTS.  Previously, Mr. Robinson
had been an investment banker and had also managed the banking,
thrift and securities regulatory review area for the Office of
Management and Budget.  He graduated from Washington University
in St. Louis with a bachelor's degree in finance and received an
M.B.A. from the Harvard Business School.  He is also a Chartered
Financial Analyst.

Deputy Comptroller for Continuing Education -- Mark A. Nishan

Mark Nishan has been director for Compliance and Bank 
Supervision in the OCC's Central District since 1994.  He
previously served as director for Bank Analysis in the Central
District and director for Strategic Planning in  the Washington
Office.  He joined the OCC in 1978 as a Presidential Management
Intern.  Mr. Nishan holds a B.A. in Business Administration from
the University of  Notre Dame and an M.B.A. from the J. L.
Kellogg Graduate School of Management at Northwestern University.

Deputy Comptroller for Supervision Support -- Ann F. Jaedicke

Ann Jaedicke has been director for Large Bank Supervision since
1995.  She previously served as a multinational bank analyst in
the OCC's Washington Office and manager of Special Supervision
and manager of Supervision Support in the Midwestern District. 
She joined the OCC as an examiner in 1977.  She holds a B.B.A. in
accounting from Texas A&M University.

ECONOMIC AND POLICY ANALYSIS

Director for Bank Technology -- Mark O'Dell

Mark O'Dell joined the OCC as an examiner in 1978.  He has been a
field office analyst, multinational bank analyst, member of the
OCC's London Office, and shared national credit coordinator at
Citibank.  Currently he is director for analysis in Multinational
Banking in the Washington Office.  He holds a B.S. in mathematics
and an M.B.A. from Colorado State University.  He is also a
Chartered Financial Analyst.

                              # # #

The OCC charters, regulates and supervises approximately 2,800 national banks
and 66 federal branches and agencies of foreign banks in the U.S., accounting
for more than half the nation's banking assets.  Its mission is to ensure a
safe, sound and competitive national banking system that supports the
citizens, communities and economy of the United States.