# Presentation: 346960

## PRE-RETIREMENT

**Will You Be Ready?**

**Or will you still have to...**

**PRE-RETIREMENT**
**SEMINARS**

- Presented by the Denver Federal Executive Board

**How to Register...**

***Make your plans NOW!  ***

- Attend the pre-retirement seminar for you...
**CSRS****, Tuesday, Sept 13, 2005**
**FERS,** **Wednesday, Sept 14, 2005**

**Subject:  Pre-Retirement Seminars**** **
***	******             ******(Lunch not included)***
**If there your agency has multiple registrations list them on one sheet with name and class selection, and fill out one registration form and attach it to the list of names and send or fax with payment.**
- REGISTER EARLY:  Registrations will be accepted in the order received--when full, reservations will be put on a waiting list.
- Registration deadline: SEPTEMBER 2, 2005
- NO REFUNDS WILL BE GIVEN UNLESS WRITTEN CANCELLATION IS RECEIVED AND CONFIRMED BY 	SEPTEMBER 2, 2005!
- NAME: _______________________________________________
- AGENCY: _____________________________________________
- PHONE:  _________________    FAX: ______________________
- EMAIL: ______________________________________________
**LICENCE PLATE:  _____________________________________**
**Select One: *****(Circle the class you will be attending)***
- CSRS:  Tuesday, Sept 13                     FERS:  Wednesday, Sept 14
*Payment maybe made by  cash, check or credit card*.
*(Returned checks will be assessed a $30 fee)*
- CASH         CHECK NUMBER: _____________             CREDIT CARD
- CREDIT CARD NUMBER: _________________________________
- EXPIRATION DATE:  ________        VISA  	           MASTERCARD
- VERIFICATION NUMBER: _______________________________
- NAME ON CREDIT CARD: _________________________________
- BILLING ADDRESS: _____________________________________
- CITY: ______________________   ZIP CODE: ________________
- PHONE: ______________________  FAX: ___________________
- SIGNATURE: __________________________________________
- Mail or FAX,your reservations to the DFEB Office
- DFEB, Attn:  Larry Grandison or CJ Beasley
- 6760 E. Irvington Place
- Denver, CO  80279-8000
- Phone:  303-676-7009	FAX: 303-676-6666

**ONLY**
**$99**

**Deadline to Register is**
**September 2, 2005**

## ARE YOU PLANNING ON RETIRING...

- 20 or more???  Do today’s headlines of bankruptcy, questionable accounting practices, and soft stock market prices have you wondering what to do?  Do you worry about whether your retirement money will be there when you’re ready to retire?  If you answered yes to any one of these questions, or all of them, then you need to attended one of these seminars on pre-retirement planning to learn about financial planning in turbulent times; and, so that both you and your money will be ready when retirement time comes.

**ARE YOU PLANNING ON RETIRING...**

_**Denver, CO   Sept 13 or 14, 2005**_
- What: 	**CSRS**
- When:	Tuesday, Sept 13, 2005
- Where:	U.S. Dept of Interior, DOI University
- 	7401 W. Mansfield Ave.
-                        (Just south of Hampden & Wadsworth Blvd.)
- What:	**FERS**
- When:	Wednesday, Sept 14, 2005,
- Where:	U.S. Dept of Interior, DOI University
- 	7401 W. Mansfield Ave.
- Cost:	$99 per person

- 8:00 am	Registration Begins
- 8:30 am	Introductions
- Presenter
- Attendees
- Objectives
- Expectations of the attendees
-                Preparation for Retirement
- Visualization
- Paper Work
- 	Financial Planning
- ABC's of Financial Planning
- 	Federal Employee Benefits
- FERS
- CSRS
- CSRS offset
- CSRS Transferred to FERS
- 10:00 am	Break	10:15 am          Annuity Survivor Benefits
- Noon	Lunch	1:00 pm	Voluntary Contribution Program
- Thrift Savings Plan
- Federal Employee Group Life Insurance
- Federal Employee Group Health Insurance
- 	Social Security (WEP & GPO)
- 2:30 pm	Break	2:45 pm	Medicare
- 	Taxes
- 	Calculate Your CSRS or FERS Annuity
- Calculate income "need" at retirement
- Solutions
- 4:00 pm	End of Class

**Class Agenda**

**ABOUT THE SPEAKER...**

- Judy Snow privately owns Snow Cap Agency, Inc., she has over 20 years industry experience and 26 years as a public speaker.  Ms. Snow is a financial and estate planner who specializes in working with federal employees. She and her associates provide retirement and financial planning seminars to federal employees on all government benefits all over the United States.

**PRE-RETIREMENT PLANNING SEMINAR**

**   ****All attendees should bring...**
-  Pocket Calculator
-  TSP Statement
-  Social Security Statement
-  Investment Statements
- Car License Plate Number for parking pass

**** Registration for all classes begins at 8:00 am, Class begins promptly at 8:30 am.  All other times are approximations.***

-  Leave & Earning Statement
-  SF50
-  Pad of Paper and Pencil
-  Government Picture ID

***                 ******IMPORTANT INFORMATION!!!!***
*The Financial & Estate Planning Seminar, the second part to the *
*Pre-Retirement Seminars, It will be offered on Sept 15, 2005*
*Please use the separate registration form for that class.*