# Presentation: 473013

## PresentsHoustonville -Micro Society  Sam Houston Elementary School

- Presented by:
- Dora Brown – IBC Senior Vice President
- &
- Marty Charles – IBC Vice President
-    				Date: 09/18/2008

## Introduction

- Today you will learn how to responsibly manage your money using a bank account.

## Some Benefits of having an IBC Bank Account

- Gives you quick and easy access to your money
- Safety
-  Better money management

## Types of Accounts

**IBC Savings Account**
**IBC Free Checking Account**

## What Do You Need to Open a Savings or Checking Account?

- Photo ID (Driver License, Passport, etc)
- Social Security Number (SSN) or Individual Taxpayer identification Number (TIN)
- A deposit

## What is the Purpose of Having an IBC Free Checking Account ?

- IBC Free Checking Account:
- Saves money (no monthly Service Fee)
- Your VISA card is accepted worldwide and cash is available over 370 IBC ATM’s
- 24/7 access to account information.
- Pay bills online or over the phone with VISA card.

## What is the Purpose of Having an IBC Savings Account ?

- IBC Savings Account:
- Helps you save money for your future.
- Your money will be available over 370 IBC ATM’s.
-  24/7 access to your account information.

## Forms We Use at IBC Bank

- Checks
- Deposit Slips for Checking & Savings accounts
- Signature Cards

## How to Write a Check

**1**

**2**

**4**

**3**

**5**

**6**

**Your Account Number**

## How to Take Money Out of Your Savings Account

**Name and Address**

**Authorized Signature(s) for Withdrawal**

**Account #**

**Date**

**Amount in words**

**Amount Withdrawn**

**1**

**2**

**3**

**4**

**6**

**5**

## How to Fill Out a Deposit Slip (Front )

_**How to Fill Out a Deposit Slip **_**(Front )**

- 					(Back)

**Amount in cash**

**Total amount to deposit**

**Your Account Number**

**Date of Deposit**

_**Back of Deposit Slip to add your other checks to be deposited**_

## How to Balance Your Bank Account

| Number | Date | Transaction Description | Payment Amount | Deposit Amount | Balance |
| --- | --- | --- | --- | --- | --- |
|  |  |  |  |  |  |
|  |  |  |  |  |  |
|  |  |  |  |  |  |
|  |  |  |  |  |  |
|  |  |  |  |  |  |
|  |  |  |  |  |  |
|  |  |  |  |  |  |

**1**

**2**

**3**

**4**

**5**

**6**

## Signature Card

**Number of Signatures required**

**Your name**

**Your Address**

**Bank Officer in your account**

**Your Date of Birth**

**Your Social Security Number**

**Your Signature**

**Your Account Number**

**Date Opening your account**

**Amount deposited to open the account**

## Different Departments at IBC Bank

-  Tellers
- New Accounts
- Commercial Lending
- Operations
- Credit
- International
- Marketing
- Mortgage Lending
- Mortgage Servicing

## IBC Team & Family on Duty

**Commercial Lending**

**IBC Tellers**

**New Accounts**

**Mortgage Servicing**

**Collection Department**

**Operations Department**

## IBC Team & Family on Duty

**International Department**

**Mortgage Lending Department**

**Credit Department**

**Marketing Department**

##   IBC is Better Because...

- IBC is a BIG FAMILY
- IBC is involved with the Community

## Any Questions?

**Any Questions?**