# Presentation: 529915

## ENERGY RATED HOMES   MIDWEST

- INDIANA COMMUNITY ACTION ASSOCIATION

## ENERGY RATED HOMES MIDWEST

- HERS/EEM PROGRAM                                                                                                                                                                                                                                               -Home Energy Rating System                                                                                                                                                                                                                                     -Energy Efficient Mortgage
- Private/Public Partnership
- Steering Committee membership                                                                                                                                                                                                                                  Appraiser, Builder, Lender, Utility	                                                                                                                                                                                                                           Consumer, Government, University

## ENERGY RATED HOMES MIDWEST

- Voluntary, market driven, fuel neutral
- Mission: Increase residential energy efficiency
- Goals:                                                                                                                                                                                                                                                         -New, existing, single/multi-family                                                                                                                                                                                                                            -Increase use of energy efficient mortgages                                                                                                                                                                                                                    -More affordable housing                                                                                                                                                                                                                                       -Increase consumer/industry awareness

## ENERGY RATED HOMES MIDWEST

- Staffed by IN-CAA
- ERHM contracted by Indiana and Michigan State Energy Offices
- ERHM affiliated with Energy Rated Homes of America - Nonprofit organization with secondary mortgage market recognition
- 42 states with HERS/EEM programs:

## ENERGY RATED HOMES MIDWESTRates Home’s Energy Efficiency from 1 to 5 Stars taking into consideration:

- Insulation levels
- Air Infiltration rate w/ Blower Door
- Heating/cooling equipment efficiency
- Plus various other building components
- Produces various outputs including estimated utility cost, equipment sizing, and rating related information.

## ERHM: How it works

- Buyer/Owner/Lender/Builder/other hires ERHM certified Rater ($300-$400)
- Rating Inspection w/ Blower Door
- ERHM issues official rating sheet
- Rating sheet added to loan package to document energy efficiency for EEM

## NEW CONSTRUCTION

- Plans and Specs
- What if Scenarios
- Sizing Calculations
- Framing and Insulation Inspection
- Ductwork Inspection
- Blower Door after Carpet and Trim

## Rating CreatesMarket Incentives for Efficiency

- Consumer Information
- Identifies cost effective upgrades                                                                                                                                                                                                                              (new and existing)
- Energy Code Compliance
- Efficiency comparisons house to house
- Estimates utility cost
- Easier to utilize EEM’s

## EPA ENERGY STAR HOMES

- Memorandum of Understanding (MOU)
- 5 Star Goal (30% better that EN Code)
- Marketing Material
- Financial Incentives
- Financial Software
- Sales Training
- National Recognition