# Presentation: 103236

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** ****PLANNING SEMINAR**

- Presented by the Denver Federal Executive Board

**How to Register...**

**Subject:  Financial & Estate Planning Seminar**** **
***	******             ******(Lunch not included)***
**If there your agency has multiple registrations list them on one sheet with name and class selection, and fill out one registration form and attach it to the list of names and send or fax with payment.**
- REGISTER EARLY:  Registrations will be accepted in the order received--when full, reservations will be put on a waiting list.
- Registration deadline: March 10, 2005
- NO REFUNDS WILL BE GIVEN UNLESS CANCELLATION IS RECEIVED AND CONFIRMED BY MARCH 10, 2005!
- NAME: _______________________________________________
- AGENCY: _____________________________________________
- PHONE:  _________________    FAX: ______________________
- EMAIL: ______________________________________________
- LICENSE PLATE: _______________________________________
*Payment maybe made by  cash, check or credit card*.
*(Returned checks will be assessed a $30 fee)*
- CASH         CHECK NUMBER: _____________             CREDIT CARD
- CREDIT CARD NUMBER: _________________________________
- EXPIRATION DATE:  ________        VISA  	           MASTERCARD
- VERIFICATION NUMBER: _______________________________
- NAME ON CREDIT CARD: _________________________________
- BILLING ADDRESS: _____________________________________
- CITY: ______________________   ZIP CODE: ________________
- PHONE: ______________________  FAX: ___________________
- SIGNATURE: __________________________________________
- Mail or FAX your reservations to the DFEB Office
- DFEB, Attn:  Larry Grandison or CJ Beasley
- 6760 E. Irvington Place
- Denver, CO  80279-8000
- Phone:  303-676-7009	FAX: 303-676-6666

***Make your plans to attend NOW!  ***

- Attend the Financial Planing Seminar...
- Denver, CO, **March 17, 2005**

- Money doesn’t grow on trees...

- But it does grow when you plan,
- save and invest

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- (Last 3 digits on back of card by signature)

**ONLY**
**$99**

**2nd Part to **
**Pre-Retirement**
**Seminars!!!**

## Class Agenda

**Do You Want to $$$ for Retirement, Vacation, College Education or Just to Save...**

_**Denver, CO   March 17, 2005**_
- What: 	**Financial Planning**
- When:	Thursday, March 17, 2005
- Where:	Dept of the Interior, DOI University
- 	7401 W. Mansfield Ave.
- 	(Just south of Hampden & Wadsworth Blvd.)
- Cost:	$99 per person
**Registration Deadline is March 10, 2005**

- 8:00 AM	Registration Begins
- 8:30 am	Financial Planning/Risk Management Issues
- 	  Medical
- 	    Disability
- 	    Long Term Care
- 	    Property & Casualty
- 	    Emergency Fund
- 	    Life Insurance
- 	      (Calculating how much you’ll need in retirement)
- 10:00 am	Break	10:15 am           Estate Planning
- 	  Costs of Silence
- 	  Wills
- 	  Trusts
- 	  Living Wills
- 	  Estate Taxes
- Noon	Lunch	1:00 pm	Your Retirement Budget
- 	  What you want
- 	  What you have
- 	  Is there a gap? (projection calculations)
- 2:30 pm	Break	2:45 pm	Solutions for your “Gap”
- 	  Psychology of money
- 	  Save more
- 	  Change your “want”
- 	  Lower debt
- 	  Work longer (self-employment?)
- 	  Tax Savings (Roth, Trad. IRA, Etc.)
- 	  Increase investment risk and be comfortable
- 	Putting your own financial plan together
- 	  To do list and prioritize
- 4:00 pm	End of Class

**Class Agenda**

**ABOUT THE SPEAKER...**

- Judy Snow privately owns Snow Cap Agency, Inc., she has over 20 years industry experience and 25 years as a public speaker.  Ms. Snow is a financial and estate planner who specializes in working with federal employees. She and her associates provide retirement and financial planning seminars to federal employees on all government benefits all over the United States.

**FINANCIAL & ESTATE PLANNING**

**   ****All attendees should bring...**
-  Pocket Calculator
-  TSP Statement
-  Social Security Statement
-  Investment Statements
-  Government Picture ID

**** Registration for class begins at 8:00 am, Class begins promptly at 8:30 am.  All other times are approximations.***

-  Leave & Earning Statement
-  Pertinent Financial Documents
-  Pad of Paper and Pencil
-  Car License Plate Number
-   (for parking pass)