**UNITED STATES OF AMERICA**

**NATIONAL CREDIT UNION ADMINISTRATION**

**NATIONAL CREDIT UNION ADMINISTRATION BOARD**

**\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_**

**IN THE MATTER OF )**

**)**

**Patricia Diaab )**

**Former Branch Manager of ) DOCKET NO. 06-0703-III**

**Brightstar Credit Union, )**

**Formerly Broward Schools )**

**Credit Union, )**

**Davie, Florida )**

**[\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_)]{.underline}**

## **STIPULATION AND CONSENT TO ISSUANCE** 

**[OF AN ORDER OF PROHIBITION]{.underline}**

The National Credit Union Administration Board ("NCUA BOARD"), by and
through its undersigned counsel, and Patricia Diaab, former branch
manager of Brightstar Credit Union, Hollywood, Florida hereby stipulate
and agree as follows:

1.  [Consideration]{.underline}. The National Credit Union
    Administration ("NCUA") is of the opinion that grounds exist to
    initiate an administrative prohibition against Patricia Diaab
    pursuant to Section 206 of the Federal Credit Union Act, 12 U.S.C.
    §1786. Patricia Diaab, without admitting or denying that said
    grounds exist (except those set forth as to Jurisdiction in
    paragraph 2), desires to avoid the time, cost and expense of
    administrative litigation. Accordingly, Patricia Diaab consents to
    the issuance by the NCUA Board of an Order of Prohibition ("Order")
    and hereby stipulates and agrees to the following terms in
    consideration of the settlement, compromise and resolution of all
    potential administrative claims and charges that have been or might
    be asserted by the NCUA Board against Patricia Diaab arising out of
    her position as branch manager of Brightstar Credit Union.

2\. [Jurisdiction]{.underline}.

\(a\) Patricia Diaab is an "institution-affiliated party" within the
meaning of Section 206(r) of the Federal Credit Union Act, 12 U.S.C.
§1786(r).

> \(b\) Pursuant to the authority vested in the NCUA Board under Section
> 206(g) of the Federal Credit Union Act, 12 U.S.C. §1786(g), and Part
> 747 of the National Credit Union Administration Rules and Regulations,
> it is an appropriate Federal agency to maintain enforcement
> proceedings against an "institution-affiliated party". Therefore,
> Patricia Diaab is subject to the authority of the National Credit
> Union Administration to initiate and maintain prohibition proceedings
> against her.

3\. [Consent]{.underline}. Patricia Diaab consents to the issuance by
the NCUA Board of the accompanying Order of Prohibition. She further
agrees to comply with its terms upon issuance and stipulates that the
Order complies with all requirements of the Federal Credit Union Act.

4\. [Waivers]{.underline}. Patricia Diaab waives her right to the
administrative hearing provided for in Section 206(g)(4) of the Federal
Credit Union Act, 12 U.S.C. §1786(g)(4). She further waives her right to
seek judicial review of the Order of Prohibition or to otherwise
challenge the validity or legality of the Order.

> 5\. [Other Actions]{.underline}. Pursuant to this Stipulation, the
> Order settles and resolves any NCUA Board claims, known and unknown,
> against Patricia Diaab as provided by paragraph 1 of this Stipulation.
> The Stipulation, however, does not release, discharge, compromise,
> settle, resolve or in any way effect any actions, claims, charges
> against, or liabilities that arise and that may be or have been
> brought by Brightstar Credit Union, formerly Broward Schools Credit
> Union, or any federal or state government agency or entity other than
> the NCUA Board.
>
> 6\. [Finality]{.underline}. The Order of Prohibition is issued
> pursuant to Section 206(g) of the Federal Credit Union Act, 12 U.S.C.
> §1786(g). Upon its issuance by the NCUA Board, it shall be a final
> Order, immediately effective and fully enforceable by the National
> Credit Union Administration.

WHEREFORE, in consideration of the foregoing, the undersigned counsel on
behalf of the National Credit Union Administration, and Patricia Diaab
execute this Stipulation and Consent to Issuance of an Order of
Prohibition.

/s/ 7/13/2006

By: \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Kathy Sachen-Gute, Trial Attorney Date

Office of General Counsel

/s/ 7/3/2006

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Patricia Diaab Date

**UNITED STATES OF AMERICA**

**NATIONAL CREDIT UNION ADMINISTRATION**

**NATIONAL CREDIT UNION ADMINISTRATION BOARD**

**\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_**

**IN THE MATTER OF )**

**)**

**Patricia Diaab,** **)**

**Former Branch Manager of ) DOCKET NO.**

**Brightstar Credit Union, )**

**Formerly Broward Schools )**

**Credit Union, )**

**Davie, Florida )**

**\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_)**

### 

### ORDER OF PROHIBITION

**WHEREAS,** Patricia Diaab, former branch manager of Brightstar Credit
Union ("Credit Union"), is an "institution-affiliated party"
participating in the affairs of said credit union; and

**WHEREAS,** Patricia Diaab has executed a Stipulation and Consent to
Issuance of an Order of Prohibition, which is accepted and approved by
the National Credit Union Administration acting through its counsel; and

**WHEREAS,** Patricia Diaab has stipulated and consented to the issuance
of this Order of Prohibition pursuant to Section 206(g) of the Federal
Credit Union Act, 12 U.S.C. §1786(g) and Part 747 of the Nation Credit
Union Administration Rules and Regulations, 12 C.F.R. §747.

**NOW, THEREFORE, IT IS ORDERED THAT:**

1.  Patricia Diaab is prohibited from further participation, in any
    manner, in the conduct of the affairs of any federally insured
    credit union and any other institution as defined in Section
    206(g)(7) of the Federal Credit Union Act, 12 U.S.C. §1786(g)(7).

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1.  The Stipulation and Consent to Issuance of this Order of Prohibition
    is made a part hereof and is incorporated herein by reference.

This Order of Prohibition shall become effective on the date it is
issued.

**NATIONAL CREDIT UNION ADMINISTRATION BOARD**

/s/

BY:

Alonzo Swann III, Regional Director

National Credit Union Administration, Region III

DATE: 7/27/2006