IN THE UNITED STATES BANKRUPTCY COURT

WESTERN DISTRICT OF PENNSYLVANIA

##### Bankruptcy Case Number\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Debtor#1:
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
Last Four (4) Digits of SSN: \_\_\_\_\_\_\_\_\_\_\_\_

Debtor#2:
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
Last Four (4) Digits of SSN: \_\_\_\_\_\_\_\_\_\_\_\_

#### *Check if applicable* □ Amended Plan □ Plan expected to be completed within the next 12 months 

#####  Number range CHAPTER 

#### CHAPTER 13 PLAN DATED \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

**COMBINED WITH CLAIMS BY DEBTOR PURSUANT TO RULE 3004**

### PLAN FUNDING

> Total amount of \$\_\_\_\_\_\_\_\_\_ per month for a plan term of
> \_\_\_\_months shall be paid to the Trustee from future earnings as
> follows:
>
> Payments: By Income Attachment Directly by Debtor By Automated Bank
> Transfer
>
> D#1 \$\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
> \$\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
> \$\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
>
> D#2 \$\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
> \$\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
> \$\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
>
> (Income attachments must be used by Debtors having attachable income)
> (SSA direct deposit recipients only)
>
> Estimated amount of additional plan funds from sale proceeds, etc.:
> \$\_\_\_\_\_\_\_\_\_\_
>
> The Trustee shall calculate the actual total payments estimated
> throughout the plan.
>
> The responsibility for ensuring that there are sufficient funds to
> effectuate the goals of the Chapter 13 plan rests with the Debtor.

**PLAN PAYMENTS TO BEGIN**: no later than one month following the filing
of the bankruptcy petition.

**FOR AMENDED PLANS**:

> The total plan payments shall consist of all amounts previously paid
> together with the new monthly payment for the remainder of the plan's
> duration.
>
> The original plan term has been extended by \_\_\_\_\_\_\_months for a
> total of \_\_\_\_\_\_months from the original plan filing date;
>
> The payment shall be changed effective\_\_\_\_\_\_\_\_.
>
> The Debtor (s) have filed a motion requesting that the court
> appropriately change the amount of all wage orders.
>
> The Debtor agrees to dedicate to the plan the estimated amount of sale
> proceeds: \$\_\_\_\_\_\_\_\_from the sale of this property (describe)
> \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_. All sales shall be
> completed by\_\_\_\_\_\_\_\_\_. Lump sum payments shall be received by
> the Trustee as follows:
> \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_.
>
> Other payments from any source (describe specifically)
> \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ shall be
> received by the Trustee as follows:
> \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_.

**The sequence of plan payments shall be determined by the Trustee,
using the following as a general guide:**

*Level One:* Unpaid filing fees.

*Level Two:* Secured claims and lease payments entitled to Section 1326
pre-confirmation adequate protection payments.

*Level Three:* Monthly ongoing mortgage payments, ongoing vehicle and
lease payments, installments on professional fees.

*Level Four:* Priority Domestic Support Obligations

*Level Five*: Post-petition utility claims.

######  *Level Six:* Mortgage arrears, secured taxes, rental arrears, vehicle payment arrears.

*Level Seven:* All remaining secured, priority and specially classified
claims, miscellaneous secured arrears.

*Level Eight:* Allowed general unsecured claims.

*Level Nine:* Untimely filed unsecured claims for which the Debtor has
not lodged an objection.

\*Local Bankruptcy Form No. 10

*(Revised March 18, 2008)*

**1. UNPAID FILING FEES** \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Filing fees: the balance of \$\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ shall be
fully paid by the Trustee to the Clerk of Bankruptcy Court from the
first available funds.

**2. SECURED CLAIMS AND LEASE PAYMENTS ENTITLED TO PRECONFIRMATION
ADEQUATE PROTECTION PAYMENTS UNDER SECTION 1326 (a)(1)(C)**

*Creditors subject to these terms are identified below within parts 3,
4, 5, 8 or 13.*

Timely plan payments to the Trustee by the Debtor(s) shall constitute
compliance with the adequate protection requirements of Section 1326
(a)(1)(C). Distributions prior to final plan confirmation shall be made
at Level 2. Upon final plan confirmation, these distributions shall
change to level 3. Leases provided for in this section are assumed by
the Debtor(s).

**3. LONG TERM CONTINUING DEBTS CURED AND REINSTATED, AND LIEN (if any)
RETAINED**

+--------------------+---------------------+------------+-------------+
| Name of Creditor   | Description of      | Monthly    | P           |
|                    | Collateral          | Payment    | re-petition |
| (include account   |                     |            | arrears to  |
| #)                 | (Address or parcel  | (If        | be cured    |
|                    | ID                  | changed,   | (w/o        |
|                    |                     | state      | interest,   |
|                    | of real estate,     |            | unless      |
|                    | etc.)               | effective  | expressly   |
|                    |                     | date)      | stated)     |
+--------------------+---------------------+------------+-------------+
|                    |                     |            |             |
+--------------------+---------------------+------------+-------------+
|                    |                     |            |             |
+--------------------+---------------------+------------+-------------+
|                    |                     |            |             |
+--------------------+---------------------+------------+-------------+

*Long term debt claims secured by PERSONAL property entitled to Number
range CHAPTER§1326 (a)(1)(C) preconfirmation* adequate protection
payments:

  --------------------- ---------------------- ------------- -------------
                                                             

  --------------------- ---------------------- ------------- -------------

**4. SECURED CLAIMS TO BE PAID IN FULL DURING TERM OF PLAN, ACCORDING TO
ORIGINAL CONTRACT**

> **TERMS, WITH NO MODIFICATION OF CONTRACTUAL TERMS AND LIENS RETAINED
> UNTIL PAID**

*Claims entitled to preconfirmation adequate protection payments
pursuant to Section 1326 (a)(1)(C):*

+----------------+----------------+-----------+-----------+----------+
| Name of        | Description of | Co        | Principal | Contract |
| Creditor       | Collateral     | ntractual | Balance   | Rate of  |
|                |                | Monthly   |           |          |
|                |                |           | Of Claim  | Interest |
|                |                | Payment   |           |          |
|                |                | (Level 3) |           |          |
+----------------+----------------+-----------+-----------+----------+
|                |                |           |           |          |
+----------------+----------------+-----------+-----------+----------+
|                |                |           |           |          |
+----------------+----------------+-----------+-----------+----------+

*Other Claims:*

+----------------+----------------+-----------+-----------+----------+
| Name of        | Description of | Co        | Principal | Contract |
| Creditor       | Collateral     | ntractual | Balance   | Rate of  |
|                |                | Monthly   |           |          |
|                |                |           | Of Claim  | Interest |
|                |                | Payment   |           |          |
|                |                | (Level 3) |           |          |
+----------------+----------------+-----------+-----------+----------+
|                |                |           |           |          |
+----------------+----------------+-----------+-----------+----------+
|                |                |           |           |          |
+----------------+----------------+-----------+-----------+----------+
|                |                |           |           |          |
+----------------+----------------+-----------+-----------+----------+

**5. SECURED CLAIMS TO BE FULLY PAID ACCORDING TO MODIFIED TERMS AND
LIENS RETAINED**

*Claims entitled to preconfirmation adequate protection payments
pursuant to Section 1326 (a)(1)(C):*

+-------------------+------------------+-----------+--------+---------+
| Name of Creditor  | Description of   | Modified  | In     | Monthly |
|                   | Collateral       | Principal | terest | Payment |
|                   |                  |           | Rate   | at      |
|                   |                  | Balance   |        | Level 3 |
|                   |                  |           |        | or Pro  |
|                   |                  |           |        | Rata    |
+-------------------+------------------+-----------+--------+---------+
|                   |                  |           |        |         |
+-------------------+------------------+-----------+--------+---------+
|                   |                  |           |        |         |
+-------------------+------------------+-----------+--------+---------+

*Other Claims:*

+-------------------+------------------+-----------+-------+---------+
| Name of Creditor  | Description of   | Modified  | Int   | Monthly |
|                   | Collateral       | Principal | erest |         |
|                   |                  |           | Rate  | Payment |
|                   |                  | Balance   |       | at      |
|                   |                  |           |       | Level 3 |
|                   |                  |           |       | or Pro  |
|                   |                  |           |       | Rata    |
+-------------------+------------------+-----------+-------+---------+
|                   |                  |           |       |         |
+-------------------+------------------+-----------+-------+---------+
|                   |                  |           |       |         |
+-------------------+------------------+-----------+-------+---------+
|                   |                  |           |       |         |
+-------------------+------------------+-----------+-------+---------+

**6. SECURED CLAIMS NOT PAID DUE 7. THE DEBTOR PROPOSES TO AVOID OR**

**TO SURRENDER OF COLLATERAL; LIMIT THE LIENS OF THE FOLLOWING**

**SPECIFY DATE OF SURRENDER CREDITORS:**

  ----------------------------------- -----------------------------------
  Name the Creditor and identify the  Name the Creditor and identify the
  collateral with specificity.        collateral with specificity.

                                      

                                      

                                      
  ----------------------------------- -----------------------------------

**8. LEASES. Leases provided for in this section are assumed by the
debtor(s). Provide the number of lease payments to be made by the
Trustee**.

*Claims entitled to preconfirmation adequate protection payments
pursuant to Section 1326 (a)(1)(C):*

+----------------+-----------------+----------------+-----------------+
| Name of        | Description of  | Monthly        | Pre-petition    |
| Creditor       | leased asset    | payment amount | arrears to be   |
|                |                 |                | cured (Without  |
| (include       |                 | and number of  | interest,       |
| account#)      |                 | payments       | unless          |
|                |                 |                | expressly       |
|                |                 |                | stated          |
|                |                 |                | otherwise)      |
+----------------+-----------------+----------------+-----------------+
|                |                 |                |                 |
+----------------+-----------------+----------------+-----------------+
|                |                 |                |                 |
+----------------+-----------------+----------------+-----------------+

***\
**Other Claims:*

+----------------+-----------------+----------------+-----------------+
| Name of        | Description of  | Monthly        | Pre-petition    |
| Creditor       | leased asset    | payment amount | arrears to be   |
|                |                 |                | cured (Without  |
| (include       |                 | and number of  | interest,       |
| account#)      |                 | payments       | unless          |
|                |                 |                | expressly       |
|                |                 |                | stated          |
|                |                 |                | otherwise)      |
+----------------+-----------------+----------------+-----------------+
|                |                 |                |                 |
+----------------+-----------------+----------------+-----------------+
|                |                 |                |                 |
+----------------+-----------------+----------------+-----------------+
|                |                 |                |                 |
+----------------+-----------------+----------------+-----------------+

**9**. SECURED TAX CLAIMS FULLY PAID AND LIENS RETAINED

  --------------- ------------ ---------- ---------- ---------------- ---------
  Name of Taxing  Total Amount Type of    Rate of    Identifying      Tax
  Authority       of Claim     Tax        Interest   Number(s) if     Periods
                                          \*         Collateral is    
                                                     Real Estate      

                                                                      

                                                                      

                                                                      
  --------------- ------------ ---------- ---------- ---------------- ---------

*\* The secured tax claims of the Internal Revenue Service, Commonwealth
of Pennsylvania and County of Allegheny shall bear interest at the
statutory rate in effect as of the date of confirmation of the first
plan providing for payment of such claims.*

**10. PRIORITY DOMESTIC SUPPORT OBLIGATIONS:**

If the Debtor (s) is currently paying Domestic Support Obligations
through existing state court order(s) and leaves this section blank, the
Debtor (s) expressly agrees to continue paying and remain current on all
Domestic Support Obligations through existing state court orders.

  --------------------- --------------------- ------------ ---------------
  Name of Creditor      Description           Total Amount Monthly Payment
                                              of Claim     or Prorata

                                                           

                                                           
  --------------------- --------------------- ------------ ---------------

**11.** PRIORITY UNSECURED TAX CLAIMS PAID IN FULL

  -------------------- --------------- ------------ ----------- ----------
  Name of Taxing       Total Amount of Type of Tax  Rate of     Tax
  Authority            Claim                        Interest    Periods
                                                    (0% if      
                                                    blank)      

                                                                

                                                                

                                                                

                                                                
  -------------------- --------------- ------------ ----------- ----------

**12. ADMINISTRATIVE PRIORITY CLAIMS TO BE FULLY PAID**

> a\. Percentage fees payable to the Chapter 13 Fee and Expense Fund
> shall be paid at the rate fixed by the United States Trustee.
>
> b\. Attorney fees: payable to
> \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_.
> In addition to a retainer of \$\_\_\_\_\_\_\_\_\_\_\_\_\_ already paid
> by or on behalf of the Debtor, the amount of
> \$\_\_\_\_\_\_\_\_\_\_\_\_\_ at the rate of \$\_\_\_\_\_\_\_\_\_\_ per
> month.

13. **OTHER PRIORITY CLAIMS TO BE PAID IN FULL**

> *Claims entitled to preconfirmation adequate protection payments
> pursuant to Section 1326 (a)(1)(C)*:

  ---------------- ------------------ ---------- --------------------------
  Name of Creditor Total Amount of    Interest   Statute Providing Priority
                   Claim              Rate (0%   Status
                                      if blank)  

                                                 

                                                 
  ---------------- ------------------ ---------- --------------------------

*Other Claims:*

  ---------------- ------------------ ---------- --------------------------
  Name of Creditor Total Amount of    Interest   Statute Providing Priority
                   Claim              Rate (0%   Status
                                      if blank)  

                                                 

                                                 
  ---------------- ------------------ ---------- --------------------------

**14. POST-PETITION UTILITY MONTHLY PAYMENTS** (*applicable only upon
agreement between Debtor(s) and utility*)

These payments comprise a single monthly combined payment for
post-petition utility services, any post-petition delinquencies and
unpaid security deposits. The claim payment will not change for the life
of the plan. Should the utility file a motion requesting a payment
change, the Debtor will be required to file an amended plan. These
payments may not resolve all of the post-petition claims of the utility.
The utility may require additional funds from the Debtor (s) after
discharge.

+----------------------------------+--------------+--------------------+
| ### Name of Creditor             | ### Mon      | ### Post-petit     |
|                                  | thly Payment | ion Account Number |
+----------------------------------+--------------+--------------------+
| ###                              | ###          | ###                |
+----------------------------------+--------------+--------------------+
| ###                              | ###          | ###                |
+----------------------------------+--------------+--------------------+

**15. CLAIMS OF UNSECURED NONPRIORITY CREDITORS TO BE** SPECIALLY
CLASSIFIED

+----------------+-------------+-------+----------+-----------+------+
| ##### Na       | ##### Pr    | #     | #####    | ##### A   | ##   |
| me of Creditor | incipal Bal | ####  | Monthly  | rrears to | ###  |
|                | ance or Lon | Rate  | Payments |  be Cured | Inte |
|                | g Term Debt | of In |          |           | rest |
|                |             | teres |          |           |  Rat |
|                |             | t (0% |          |           | e on |
|                |             |  if b |          |           |  Arr |
|                |             | lank) |          |           | ears |
+----------------+-------------+-------+----------+-----------+------+
| #####          | #####       | #     | #####    | #####     | ##   |
|                |             | ####  |          |           | ###  |
+----------------+-------------+-------+----------+-----------+------+
| #####          | #####       | #     | #####    | #####     | ##   |
|                |             | ####  |          |           | ###  |
+----------------+-------------+-------+----------+-----------+------+

**16. CLAIMS OF GENERAL, NONPRIORITY UNSECURED CREDITORS**

The Debtor (s) estimate that a total of \$\_\_\_\_\_\_\_\_\_\_\_\_\_
will be available for distribution to unsecured, non-priority creditors,
and

Debtor (s) admit that a minimum of \$\_\_\_\_\_\_\_\_\_\_\_\_\_ must be
paid to unsecured non-priority creditors in order to comply with the

liquidation alternative test for confirmation. The estimated percentage
of payment to general unsecured creditors is \_\_\_\_\_\_\_\_\_\_\_\_ %.

The percentage of payment may change, based upon the total amount of
allowed claims. Late-filed claims will not be paid unless all

timely filed claims have been paid in full. Thereafter, all late-filed
claims will be paid pro-rata unless an objection has been filed within

30 days of filing the claim. Creditors not specifically identified in
Parts 1 - 15, above, are included in this class.

## GENERAL PRINCIPLES APPLICABLE TO ALL CHAPTER 13 PLANS 

## 

This is the voluntary Chapter 13 reorganization plan of the Debtor (s).
The Debtor (s) understand and agree that the Chapter 13 plan may be
extended as necessary by the Trustee, to not more than 60 (sixty)
months, in order to insure that the goals of the plan have been
achieved. Property of the estate shall not re-vest in the Debtor until
the bankruptcy case is closed.

The Debtor (s) shall comply with the tax return filing requirements of
Section 1308, prior to the Section 341 Meeting of Creditors, and shall
provide the Trustee with documentation of such compliance at or before
the time of the Section 341 Meeting of Creditors. Counsel for the
Debtor(s), or Debtor (if not represented by counsel), shall provide the
Trustee with the information needed for the Trustee to comply with the
requirements of Section 1302 as to notification to be given to Domestic
Support Obligation creditors, and Counsel for the Debtor(s), or Debtor
(if pro se) shall provide the Trustee with the calculations relied upon
by Counsel to determine the Debtor (s)' current monthly income and
disposable income.

As a condition to eligibility of the Debtor(s) to receive a discharge
upon successful completion of the plan, Counsel for the debtor(s), or
the debtor(s) if not represented by counsel, shall file with the Court a
certification:

(1) that the debtor(s) is entitled to a discharge under the terms of
    Section 1328 of the Bankruptcy Code;

(2) specifically certifying that all amounts payable under a judicial or
    administrative order or, by statute, requiring the debtor(s) to pay
    a domestic support obligation that are due on or before the date of
    the certification (including amounts due before the petition was
    filed, but only to the extent provided for by the plan) have been
    paid;

(3) that the debtor(s) did not obtain a prior discharge in bankruptcy
    within the time frames specified in Section 1328(f)(1)or(2);

(4) that the debtor(s) has completed an instructional course concerning
    personal financial management within the meaning of Section
    1328(g)(1); and

(5) that Section 1328(h) does not render the debtor(s) ineligible for a
    discharge.

All pre-petition debts are paid through the Trustee. Additionally,
ongoing payments for vehicles, mortgages and assumed leases are also
paid through the Trustee, unless the Court orders otherwise.

Percentage fees to the Trustee are paid on all distributions at the rate
fixed by the United States Trustee. The Trustee has the discretion to
adjust, interpret and implement the distribution schedule to carry out
the plan. The Trustee shall follow this standard plan form sequence
unless otherwise ordered by the Court.

The provisions for payment to secured, priority and specially classified
creditors in this plan shall constitute claims in accordance with
Bankruptcy Rule 3004. Proofs of claim by the Trustee will not be
required. The Clerk shall be entitled to rely on the accuracy of the
information contained in this plan with regard to each claim. If the
secured, priority or specially classified creditor files its own claim,
then the creditor's claim shall govern, provided the Debtor (s) and
Debtor (s)' counsel have been given notice and an opportunity to object.
The Trustee is authorized, without prior notice, to pay claims exceeding
the amount provided in the plan by not more than \$250.

Any Creditor whose secured claim is modified by the plan, or reduced by
separate lien avoidance actions, shall retain its lien until the plan
has been fully completed, or until it has been paid the full amount to
which it is entitled under applicable non-bankruptcy law, whichever
occurs earlier**.** Upon payment in accordance with these terms and
successful completion of the plan by the Debtor (s), the creditor shall
promptly cause all mortgages and liens encumbering the collateral to be
satisfied, discharged and released

Should a pre-petition Creditor file a claim asserting secured or
priority status that is not provided for in the plan, then after notice
to the Trustee, counsel of record, (or the Debtor (s) in the event that
they are not represented by counsel), the Trustee shall treat the claim
as allowed unless the Debtor(s) successfully objects.

Both of the preceding provisions will also apply to allowed secured,
priority and specially classified claims filed after the bar date.
LATE-FILED CLAIMS NOT PROPERLY SERVED ON THE TRUSTEE AND THE DEBTOR(S)'
COUNSEL OF RECORD (OR DEBTOR, IF PRO SE) WILL NOT BE PAID. The
responsibility for reviewing the claims and objecting where appropriate
is placed on the Debtor.

> **BY SIGNING THIS PLAN THE UNDERSIGNED, AS COUNSEL FOR THE DEBTOR(S),
> OR THE DEBTOR(S) IF NOT REPRESENTED BY COUNSEL, CERTIFY THAT I/WE HAVE
> REVIEWED ANY PRIOR CONFIRMED PLAN(S), ORDER(S) CONFIRMING PRIOR
> PLAN(S), PROOFS OF CLAIM FILED WITH THE COURT BY CREDITORS, AND ANY
> ORDERS OF COURT AFFECTING THE AMOUNT(S) OR TREATMENT OF ANY CREDITOR
> CLAIMS, AND EXCEPT AS MODIFIED HEREIN, THAT THIS PROPOSED PLAN
> CONFORMS TO AND IS CONSISTENT WITH ALL SUCH PRIOR PLANS, ORDERS AND
> CLAIMS.**
>
> Attorney
> Signature\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
>
> Attorney Name and Pa. ID
> #\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
>
> Attorney Address and Phone
> \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
>
> Debtor
> Signature\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
>
> Debtor
> Signature\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_