# Loan Transfer File Layout 

**DATA SUBMISSION TO DEPARTMENT OF EDUCATION'S SERVICER**

**OVERVIEW:**

**This document describes the file formats and record layouts for
loading borrower data onto the system.**

**Instructions for Use:**

The file for loading external loan data onto the system is a fixed
length, sequential format with a record length of 256 characters or
bytes.

This file should be transmitted electronically. A listing of the loans
included in the file, referred to as a "Transmittal," must accompany the
submitted file.

**Records**

-   There are eleven different borrower data records. Some of the
    records are optional; if no data in the record needs to be provided
    (for example, the deferment record), the record should not be sent.
    Do not send an empty record.

-   Some records may be repeated a number of times and, consequently,
    the number of repetitions is specified in the record description. In
    the case of multiple sets of records for a Borrower, each set of
    records should be numbered sequentially.

-   There is a maximum of 32,000 loans per file. If more than 32,000
    loans are to be sent, separate files are needed. However, try to
    keep all loans for a Stafford borrower in the same file.

**General Formatting Instructions**

-   For fields with null values, use the following: Numeric fields =
    zero fill; date fields = zero fill; character fields = spaces

-   For fields where the data provided has fewer characters than the
    field allows: Numeric fields = right justify; zero fill extra
    positions; character fields left justify and space fill extra
    positions

**Data Requirements:**

-   Information must be provided at the loan level or disbursement
    level, as indicated in the record. If the servicer only keeps
    certain data at the Borrower level (such as payment amount), this
    amount must be prorated across all of the loans being reported.

-   All loans must be accrued through the same date. The Ed Servicer
    will work with you to determine the "accrued through date" as part
    of the discussions for scheduling the purchase. This will relate to
    the "Borrower Accrued Interest" value in record 7; field 56 -- 62.

-   Records must pass the following "crossfoot" calculation: Original
    loan amount less principal paid less refund/ cancellation plus
    capitalized interest must equal principal balance.

**File Naming Convention:**

DL971_999999_PUT_MMDDYY_timestamp; Where the 999999 is the current
holder's lender id, and PUT indicates PUT loans.

A separate file is needed for each lender ID.

> []{.mark}

Last revised: 10/29/08

+---+---+---+---+-----------------+---+--------+------+----------------+
| R | F | F | D | Data Fields     | \ | Condi  | V    | Format /       |
| e | i | i | a |                 | * | tional | alid | Definitions    |
| c | e | e | t |                 |   | Requir | Va   |                |
| C | l | l | a |                 | R | ements | lues |                |
| o | d | d |   |                 |   |        |      |                |
| d |   |   | T |                 |   |        |      |                |
| e | L | P | y |                 |   |        |      |                |
|   | e | o | p |                 |   |        |      |                |
|   | n | s | e |                 |   |        |      |                |
|   | g | i |   |                 |   |        |      |                |
|   | t | t |   |                 |   |        |      |                |
|   | h | i |   |                 |   |        |      |                |
|   |   | o |   |                 |   |        |      |                |
|   |   | n |   |                 |   |        |      |                |
+===+===+===+===+=================+===+========+======+================+
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| D |   |   |   |                 |   |        |      |                |
| 1 |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| H |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| a |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| R |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| O |   |   |   |                 |   |        |      |                |
| n |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| h |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| a |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| p |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| f |   |   |   |                 |   |        |      |                |
| i |   |   |   |                 |   |        |      |                |
| l |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
| D | 0 | 0 | C | D1 Record ID    | R |        | "D1" | Record D1      |
| 1 | 2 | 1 | H |                 |   |        |      | should occur   |
|   |   | - | A |                 |   |        |      | one time per   |
|   |   | 0 | R |                 |   |        |      | file.          |
|   |   | 2 |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      | Record 01 is   |
|   |   |   |   |                 |   |        |      | not a required |
|   |   |   |   |                 |   |        |      | record         |
|   |   |   |   |                 |   |        |      | although it is |
|   |   |   |   |                 |   |        |      | requested for  |
|   |   |   |   |                 |   |        |      | reconciliation |
|   |   |   |   |                 |   |        |      | purposes.      |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 0 | C | ED SERVICER ID  | R |        | R6   | First 2 digits |
|   | 9 | 3 | H |                 |   |        |      | = R6           |
|   |   | - | A |                 |   |        |      |                |
|   |   | 1 | R |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Borrower Count  | R |        |      | Total Number   |
|   | 5 | 2 | U |                 |   |        |      | of borrowers.  |
|   |   | - | M |                 |   |        |      | 99999          |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Disbursement    | R |        |      | Total number   |
|   | 6 | 7 | U | Count           |   |        |      | of             |
|   |   | - | M |                 |   |        |      | disbursements  |
|   |   | 2 |   |                 |   |        |      | 999999         |
|   |   | 2 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 1 | 2 | N | Total PBO       | R |        |      | Sum of all the |
|   | 1 | 3 | U |                 |   |        |      | principal      |
|   |   | - | M |                 |   |        |      | balances       |
|   |   | 3 |   |                 |   |        |      | 999999999v99   |
|   |   | 3 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 1 | 3 | N | Total Borrower  | R |        |      | Sum of all the |
|   | 1 | 4 | U | Accrued         |   |        |      | Accrued        |
|   |   |   | M | Interest        |   |        |      | Interest       |
|   |   | - |   |                 |   |        |      | 999999999v99   |
|   |   | 4 |   |                 |   |        |      |                |
|   |   | 4 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 2 | 4 | C | FILLER          |   |        |      |                |
|   | 2 | 5 | H |                 |   |        |      |                |
|   | 3 | - | A |                 |   |        |      |                |
|   |   | 2 | R |                 |   |        |      |                |
|   |   | 5 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+

+---+---+---+---+-----------------+---+--------+------+----------------+
| R | F | F | D | Data Fields     | \ | Condi  | V    | Format /       |
| e | i | i | a |                 | * | tional | alid | Definitions    |
| c | e | e | t |                 |   | Requir | Va   |                |
| C | l | l | a |                 | R | ements | lues |                |
| o | d | d |   |                 |   |        |      |                |
| d |   |   | T |                 |   |        |      |                |
| e | L | P | y |                 |   |        |      |                |
|   | e | o | p |                 |   |        |      |                |
|   | n | s | e |                 |   |        |      |                |
|   | g | i |   |                 |   |        |      |                |
|   | t | t |   |                 |   |        |      |                |
|   | h | i |   |                 |   |        |      |                |
|   |   | o |   |                 |   |        |      |                |
|   |   | n |   |                 |   |        |      |                |
+===+===+===+===+=================+===+========+======+================+
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| D |   |   |   |                 |   |        |      |                |
| 2 |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| B |   |   |   |                 |   |        |      |                |
| A |   |   |   |                 |   |        |      |                |
| T |   |   |   |                 |   |        |      |                |
| C |   |   |   |                 |   |        |      |                |
| H |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| H |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| a |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| R |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| O |   |   |   |                 |   |        |      |                |
| n |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| B |   |   |   |                 |   |        |      |                |
| A |   |   |   |                 |   |        |      |                |
| T |   |   |   |                 |   |        |      |                |
| C |   |   |   |                 |   |        |      |                |
| H |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| h |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| a |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| p |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| f |   |   |   |                 |   |        |      |                |
| i |   |   |   |                 |   |        |      |                |
| l |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
| D | 0 | 0 | C | D2 Record ID    | R |        | "D2" | Record D2      |
| 2 | 2 | 1 | H |                 |   |        |      | should occur   |
|   |   | - | A |                 |   |        |      | one time per   |
|   |   | 0 | R |                 |   |        |      | file.          |
|   |   | 2 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 0 | C | ED Servicer ID  | R |        | R6   | First 2 digits |
|   | 9 | 3 | H |                 |   |        |      | = R6           |
|   |   | - | A |                 |   |        |      |                |
|   |   | 1 | R |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | C | Batch ID        | R |        | 0001 | Always use     |
|   | 4 | 2 | H |                 |   |        |      | 0001; Ed       |
|   |   | - | A |                 |   |        |      | Servicer will  |
|   |   | 1 | R |                 |   |        |      | split the file |
|   |   | 5 |   |                 |   |        |      | into multiple  |
|   |   |   |   |                 |   |        |      | batches as     |
|   |   |   |   |                 |   |        |      | necessary for  |
|   |   |   |   |                 |   |        |      | internal       |
|   |   |   |   |                 |   |        |      | processing     |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Borrower Count  | R |        |      | Total Number   |
|   | 5 | 6 | U |                 |   |        |      | of borrowers.  |
|   |   | - | M |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      | 99999          |
|   |   | 0 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 2 | N | Disbursement    | R |        |      | Total number   |
|   | 6 | 1 | U | Count           |   |        |      | of             |
|   |   | - | M |                 |   |        |      | disbursements  |
|   |   | 2 |   |                 |   |        |      | 999999         |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 1 | 2 | N | Total PBO       | R |        |      | Sum of all the |
|   | 1 | 7 | U |                 |   |        |      | principal      |
|   |   | - | M |                 |   |        |      | balances       |
|   |   | 3 |   |                 |   |        |      | 999999999v99   |
|   |   | 7 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 1 | 3 | N | Total Borrower  | R |        |      | Sum of all the |
|   | 1 | 8 | U | Accrued         |   |        |      | Accrued        |
|   |   |   | M | Interest        |   |        |      | Interest       |
|   |   | - |   |                 |   |        |      | 999999999v99   |
|   |   | 4 |   |                 |   |        |      |                |
|   |   | 8 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 2 | 4 | C | FILLER          |   |        |      |                |
|   | 2 | 9 | H |                 |   |        |      |                |
|   | 3 | - | A |                 |   |        |      |                |
|   |   | 2 | R |                 |   |        |      |                |
|   |   | 5 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+

+---+---+---+---+-----------------+---+--------+------+----------------+
| R | F | F | D | Data Fields     | \ | Condi  | V    | Format /       |
| e | i | i | a |                 | * | tional | alid | Definitions    |
| c | e | e | t |                 |   | Requir | Va   |                |
| C | l | l | a |                 | R | ements | lues |                |
| o | d | d |   |                 |   |        |      |                |
| d |   |   | T |                 |   |        |      |                |
| e | L | P | y |                 |   |        |      |                |
|   | e | o | p |                 |   |        |      |                |
|   | n | s | e |                 |   |        |      |                |
|   | g | i |   |                 |   |        |      |                |
|   | t | t |   |                 |   |        |      |                |
|   | h | i |   |                 |   |        |      |                |
|   |   | o |   |                 |   |        |      |                |
|   |   | n |   |                 |   |        |      |                |
+===+===+===+===+=================+===+========+======+================+
|   |   |   |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| 0 |   |   |   |                 |   |        |      |                |
| 1 |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| B |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| w |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| R |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
| : |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| O |   |   |   |                 |   |        |      |                |
| N |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| p |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| L |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| a |   |   |   |                 |   |        |      |                |
| n |   |   |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
| 0 | 0 | 0 | C | 01 Record ID    | R |        | "01" | Record 01      |
| 1 | 2 | 1 | H |                 |   |        |      | should occur   |
|   |   | - | A |                 |   |        |      | one time       |
|   |   | 0 | R |                 |   |        |      | ***per         |
|   |   | 2 |   |                 |   |        |      | loan.***       |
|   |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      | Subsidized and |
|   |   |   |   |                 |   |        |      | unsubsidized   |
|   |   |   |   |                 |   |        |      | loans must be  |
|   |   |   |   |                 |   |        |      | sent as        |
|   |   |   |   |                 |   |        |      | separate       |
|   |   |   |   |                 |   |        |      | records.       |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 0 | N | Borrower Social | R |        |      |                |
|   | 9 | 3 | U | Security Number |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Set Number      | X |        |      | Internal Use   |
|   | 1 | 2 | U |                 |   |        |      | Only           |
|   |   | - | M |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 2 | 1 | C | Borrower Name   | R |        |      | LASTNAME,      |
|   | 5 | 3 | H |                 |   |        |      | FIRSTNAME M.   |
|   |   | - | A |                 |   |        |      |                |
|   |   | 3 | R |                 |   |        |      | For names      |
|   |   | 7 |   |                 |   |        |      | exceeding 25   |
|   |   |   |   |                 |   |        |      | characters,    |
|   |   |   |   |                 |   |        |      | supply         |
|   |   |   |   |                 |   |        |      | complete last  |
|   |   |   |   |                 |   |        |      | name, followed |
|   |   |   |   |                 |   |        |      | by a comma and |
|   |   |   |   |                 |   |        |      | as many        |
|   |   |   |   |                 |   |        |      | characters as  |
|   |   |   |   |                 |   |        |      | possible of    |
|   |   |   |   |                 |   |        |      | the first      |
|   |   |   |   |                 |   |        |      | name.          |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 1 | 3 | C | Student's       | C | Re     |      | For PLUS Grad  |
|   | 0 | 8 | H | Social Security |   | quired |      | loans, this    |
|   |   | - | A | Number          |   | for    |      | field will     |
|   |   | 4 | R |                 |   | Plus   |      | match borrower |
|   |   | 7 |   |                 |   | Loans  |      | SSN.           |
|   |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      | For SSN's with |
|   |   |   |   |                 |   |        |      | leading        |
|   |   |   |   |                 |   |        |      | zero's, make   |
|   |   |   |   |                 |   |        |      | sure to pass   |
|   |   |   |   |                 |   |        |      | the leading    |
|   |   |   |   |                 |   |        |      | zero. This is  |
|   |   |   |   |                 |   |        |      | a character    |
|   |   |   |   |                 |   |        |      | field, so      |
|   |   |   |   |                 |   |        |      | 10^th^         |
|   |   |   |   |                 |   |        |      | position of    |
|   |   |   |   |                 |   |        |      | the field is   |
|   |   |   |   |                 |   |        |      | to be left     |
|   |   |   |   |                 |   |        |      | blank.         |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 4 | D | Separation Date | R |        |      | MMDDYY         |
|   | 6 | 8 | A |                 |   |        |      |                |
|   |   | - | T |                 |   |        |      | For Stafford   |
|   |   | 5 | E |                 |   |        |      | loans: Date on |
|   |   | 3 |   |                 |   |        |      | which borrower |
|   |   |   |   |                 |   |        |      | ceased to be   |
|   |   |   |   |                 |   |        |      | enrolled at    |
|   |   |   |   |                 |   |        |      | least          |
|   |   |   |   |                 |   |        |      | half-time, or  |
|   |   |   |   |                 |   |        |      | anticipated    |
|   |   |   |   |                 |   |        |      | grad date if   |
|   |   |   |   |                 |   |        |      | in the future. |
|   |   |   |   |                 |   |        |      | For PLUS       |
|   |   |   |   |                 |   |        |      | Loans,         |
|   |   |   |   |                 |   |        |      | (including     |
|   |   |   |   |                 |   |        |      | PLUS Grad)use  |
|   |   |   |   |                 |   |        |      | the final      |
|   |   |   |   |                 |   |        |      | disbursement   |
|   |   |   |   |                 |   |        |      | date.          |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 5 | D | Grace End Date  | X |        |      | System         |
|   | 6 | 4 | A |                 |   |        |      | Calculated     |
|   |   | - | T |                 |   |        |      | value.         |
|   |   | 5 | E |                 |   |        |      |                |
|   |   | 9 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 6 | N | Number Months   | R |        | 06   | For Stafford   |
|   | 2 | 0 | U | Grace           |   |        | or   | loans: 06      |
|   |   | - | M |                 |   |        | 00   |                |
|   |   | 6 |   |                 |   |        |      | For PLUS &     |
|   |   | 1 |   |                 |   |        |      | Grad PLUS: 00  |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 6 | N | Number of       | X |        |      | System         |
|   | 2 | 2 | U | Disbursements   |   |        |      | Calculated     |
|   |   | - | M |                 |   |        |      | Value          |
|   |   | 6 |   |                 |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 6 | N | Interest Rate   | X |        |      | Not used;      |
|   | 5 | 4 | U |                 |   |        |      | Required in    |
|   |   | - | M |                 |   |        |      | Disbursement   |
|   |   | 6 |   |                 |   |        |      | record 08      |
|   |   | 8 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 6 | C | Guarantor Code  | R |        | See  |                |
|   | 2 | 9 | H |                 |   |        | T    |                |
|   |   | - | A |                 |   |        | able |                |
|   |   | 7 | R |                 |   |        | 3    |                |
|   |   | 0 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | N | Loan Status     | X |        | Sy   |                |
|   | 2 | 1 | U |                 |   |        | stem |                |
|   |   | - | M |                 |   |        | Ca   |                |
|   |   | 7 |   |                 |   |        | lcul |                |
|   |   | 2 |   |                 |   |        | ated |                |
|   |   |   |   |                 |   |        | V    |                |
|   |   |   |   |                 |   |        | alue |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | C | Interest Code   | X |        |      | Not used;      |
|   | 3 | 3 | H |                 |   |        |      | Required in    |
|   |   | - | A |                 |   |        |      | Disbursement   |
|   |   | 7 | R |                 |   |        |      | record 08      |
|   |   | 5 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | D | Accrued Through | X |        |      | (determined    |
|   | 6 | 6 | A | Date            |   |        |      | based upon     |
|   |   | - | T |                 |   |        |      | purchase date; |
|   |   | 8 | E |                 |   |        |      | not provided   |
|   |   | 1 |   |                 |   |        |      | in this field) |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 8 | C | New Borrower    | X |        |      | Internal Use   |
|   | 1 | 2 | H | Code            |   |        |      | Only           |
|   |   | - | A |                 |   |        |      |                |
|   |   | 8 | R |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 2 | 8 | C | Driver License  | C | Re     |      |                |
|   | 0 | 3 | H | Number          |   | quired |      |                |
|   |   | - | A |                 |   | if     |      |                |
|   |   | 1 | R |                 |   | L      |      |                |
|   |   | 0 |   |                 |   | icense |      |                |
|   |   | 2 |   |                 |   | State  |      |                |
|   |   |   |   |                 |   | is     |      |                |
|   |   |   |   |                 |   | p      |      |                |
|   |   |   |   |                 |   | assed. |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | C | Driver License  | C | Re     | V    |                |
|   | 2 | 0 | H | State           |   | quired | alid |                |
|   |   | 3 | A |                 |   | if     | S    |                |
|   |   |   | R |                 |   | L      | tate |                |
|   |   | - |   |                 |   | icense | c    |                |
|   |   | 1 |   |                 |   | number | ode. |                |
|   |   | 0 |   |                 |   | is     | See  |                |
|   |   | 4 |   |                 |   | p      | T    |                |
|   |   |   |   |                 |   | assed. | able |                |
|   |   |   |   |                 |   |        | 6    |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | C | Deferment Flag  | X |        |      |                |
|   | 1 | 0 | H |                 |   |        |      |                |
|   |   | 5 | A |                 |   |        |      |                |
|   |   |   | R |                 |   |        |      |                |
|   |   | - |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 0 |   |                 |   |        |      |                |
|   |   | 5 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 |   | First           | X |        |      | Internal Use   |
|   | 6 | 0 |   | Disbursement    |   |        |      | Only           |
|   |   | 6 |   | Date            |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
|   |   | - |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | D | Birth Date      | R |        |      | MMDDYY         |
|   | 6 | 1 | A |                 |   |        |      |                |
|   |   | 2 | T |                 |   |        |      |                |
|   |   |   | E |                 |   |        |      |                |
|   |   | - |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | D | Actual Grad     | X |        |      | MMDDYY         |
|   | 6 | 1 | A | Date            |   |        |      |                |
|   |   | 8 | T |                 |   |        |      | For Grad PLUS  |
|   |   |   | E |                 |   |        |      | loans passed   |
|   |   | - |   |                 |   |        |      | before the     |
|   |   | 1 |   |                 |   |        |      | repayment      |
|   |   | 2 |   |                 |   |        |      | begin date     |
|   |   | 3 |   |                 |   |        |      | (day after     |
|   |   |   |   |                 |   |        |      | last           |
|   |   |   |   |                 |   |        |      | disbursement,  |
|   |   |   |   |                 |   |        |      | this is used   |
|   |   |   |   |                 |   |        |      | to record the  |
|   |   |   |   |                 |   |        |      | student's      |
|   |   |   |   |                 |   |        |      | anticipated    |
|   |   |   |   |                 |   |        |      | grad date. See |
|   |   |   |   |                 |   |        |      | deferment      |
|   |   |   |   |                 |   |        |      | begin and end  |
|   |   |   |   |                 |   |        |      | date below for |
|   |   |   |   |                 |   |        |      | loans passed   |
|   |   |   |   |                 |   |        |      | after the      |
|   |   |   |   |                 |   |        |      | repayment      |
|   |   |   |   |                 |   |        |      | begin date.    |
|   |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      | Not            |
|   |   |   |   |                 |   |        |      | applicable, as |
|   |   |   |   |                 |   |        |      | loans eligible |
|   |   |   |   |                 |   |        |      | for purchase   |
|   |   |   |   |                 |   |        |      | must be fully  |
|   |   |   |   |                 |   |        |      | disbursed.     |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | C | Fee Group Code  | X |        |      |                |
|   | 3 | 2 | H |                 |   |        |      |                |
|   |   | 4 | A |                 |   |        |      |                |
|   |   |   | R |                 |   |        |      |                |
|   |   | - |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | C | Borrower        | N |        | [Bl  |                |
|   | 1 | 2 | H | Citizenship     |   |        | ank] |                |
|   |   | 7 | A | Code            |   |        | {.un |                |
|   |   |   | R |                 |   |        | derl |                |
|   |   |   |   |                 |   |        | ine} |                |
|   |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        | [C]  |                |
|   |   |   |   |                 |   |        | {.un |                |
|   |   |   |   |                 |   |        | derl |                |
|   |   |   |   |                 |   |        | ine} |                |
|   |   |   |   |                 |   |        | = US |                |
|   |   |   |   |                 |   |        | Cit  |                |
|   |   |   |   |                 |   |        | izen |                |
|   |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        | [M]  |                |
|   |   |   |   |                 |   |        | {.un |                |
|   |   |   |   |                 |   |        | derl |                |
|   |   |   |   |                 |   |        | ine} |                |
|   |   |   |   |                 |   |        | =    |                |
|   |   |   |   |                 |   |        | Cana |                |
|   |   |   |   |                 |   |        | dian |                |
|   |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        | [R]  |                |
|   |   |   |   |                 |   |        | {.un |                |
|   |   |   |   |                 |   |        | derl |                |
|   |   |   |   |                 |   |        | ine} |                |
|   |   |   |   |                 |   |        | =    |                |
|   |   |   |   |                 |   |        | P    |                |
|   |   |   |   |                 |   |        | erma |                |
|   |   |   |   |                 |   |        | nent |                |
|   |   |   |   |                 |   |        | Resi |                |
|   |   |   |   |                 |   |        | dent |                |
|   |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        | [O]  |                |
|   |   |   |   |                 |   |        | {.un |                |
|   |   |   |   |                 |   |        | derl |                |
|   |   |   |   |                 |   |        | ine} |                |
|   |   |   |   |                 |   |        | =    |                |
|   |   |   |   |                 |   |        | O    |                |
|   |   |   |   |                 |   |        | ther |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 1 | 1 |   | Filler          |   |        |      |                |
|   | 2 | 2 |   |                 |   |        |      |                |
|   | 9 | 8 |   |                 |   |        |      |                |
|   |   | - |   |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 5 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+

+---+---+---+---+-----------------+---+--------+------+----------------+
| R | F | F | D | Data Fields     | \ | Condi  | V    | Format /       |
| e | i | i | a |                 | * | tional | alid | Definitions    |
| c | e | e | t |                 |   | Requir | Va   |                |
| C | l | l | a |                 | R | ements | lues |                |
| o | d | d |   |                 |   |        |      |                |
| d |   |   | T |                 |   |        |      |                |
| e | L | P | y |                 |   |        |      |                |
|   | e | o | p |                 |   |        |      |                |
|   | n | s | e |                 |   |        |      |                |
|   | g | i |   |                 |   |        |      |                |
|   | t | t |   |                 |   |        |      |                |
|   | h | i |   |                 |   |        |      |                |
|   |   | o |   |                 |   |        |      |                |
|   |   | n |   |                 |   |        |      |                |
+===+===+===+===+=================+===+========+======+================+
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| 0 |   |   |   |                 |   |        |      |                |
| 2 |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| D |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| f |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| m |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| n |   |   |   |                 |   |        |      |                |
| t |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
| a |   |   |   |                 |   |        |      |                |
| t |   |   |   |                 |   |        |      |                |
| a |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| R |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
| : |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| O |   |   |   |                 |   |        |      |                |
| N |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| p |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| L |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| a |   |   |   |                 |   |        |      |                |
| n |   |   |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
| 0 | 0 | 0 | C | 02 -- Record ID |   |        | "02" | 02 Record is a |
| 2 | 2 | 1 | h |                 |   |        |      | required       |
|   |   | - | a |                 |   |        |      | record if the  |
|   |   | 0 | r |                 |   |        |      | borrowers      |
|   |   | 2 |   |                 |   |        |      | account has    |
|   |   |   |   |                 |   |        |      | any deferment  |
|   |   |   |   |                 |   |        |      | months.        |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 0 | D | Deferment Begin | C | If a   |      | MMDDYY         |
|   | 6 | 3 | A | Date            |   | def    |      |                |
|   |   | - | T |                 |   | erment |      | For Grad PLUS  |
|   |   | 0 | E |                 |   | begin  |      | loans that     |
|   |   | 8 |   |                 |   | date   |      | have been      |
|   |   |   |   |                 |   | is     |      | fully          |
|   |   |   |   |                 |   | pro    |      | disbursed,     |
|   |   |   |   |                 |   | vided, |      | populate this  |
|   |   |   |   |                 |   | at     |      | field with the |
|   |   |   |   |                 |   | least  |      | day after the  |
|   |   |   |   |                 |   | one of |      | last           |
|   |   |   |   |                 |   | the    |      | disbursement   |
|   |   |   |   |                 |   | data   |      | date.          |
|   |   |   |   |                 |   | items  |      |                |
|   |   |   |   |                 |   | for \# |      |                |
|   |   |   |   |                 |   | of     |      |                |
|   |   |   |   |                 |   | Months |      |                |
|   |   |   |   |                 |   | must   |      |                |
|   |   |   |   |                 |   | have a |      |                |
|   |   |   |   |                 |   | value  |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 0 | D | Deferment End   | C | Re     |      | MMDDYY         |
|   | 6 | 9 | A | Date            |   | quired |      |                |
|   |   | - | T |                 |   | if     |      | For Grad PLUS  |
|   |   | 1 | E |                 |   | Def    |      | loans,         |
|   |   | 4 |   |                 |   | erment |      | populate this  |
|   |   |   |   |                 |   | Begin  |      | field with the |
|   |   |   |   |                 |   | Date   |      | anticipated    |
|   |   |   |   |                 |   | is     |      | graduation     |
|   |   |   |   |                 |   | pr     |      | date.          |
|   |   |   |   |                 |   | ovided |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Months          | N |        |      |                |
|   | 2 | 5 | U | Forbearance     |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 1 | , |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Months Student  | N |        |      |                |
|   | 2 | 7 | U | Deferment       |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 8 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Months          | N |        |      |                |
|   | 2 | 9 | U | Fellowship      |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 0 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 2 | N | Months Public   | N |        |      |                |
|   | 2 | 1 | U | Heath Deferment |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 2 | N | Months Armed    | N |        |      |                |
|   | 2 | 3 | U | Forces          |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 4 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 2 | N | Months Peace    | N |        |      |                |
|   | 2 | 5 | U | Corps Deferment |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 2 | N | Months Vista    | N |        |      |                |
|   | 2 | 7 | U | Deferment       |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 8 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 2 | N | Months          | N |        |      |                |
|   | 2 | 9 | U | Internship      |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
|   |   | 0 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 3 | N | Months Tax      | N |        |      |                |
|   | 2 | 1 | U | Exempt          |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 3 | N | Months          | N |        |      |                |
|   | 2 | 3 | U | Unemployment    |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
|   |   | 4 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 3 | N | Months          | N |        |      |                |
|   | 2 | 5 | U | Disability      |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 3 | N | Months          | N |        |      |                |
|   | 2 | 7 | U | Rehabilitation  |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
|   |   | 8 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 3 | C | Deferment Type  | C | Re     | See  |                |
|   | 1 | 9 | H |                 |   | quired | T    |                |
|   |   | - | A |                 |   | if     | able |                |
|   |   | 3 | R |                 |   | Def    | 4    |                |
|   |   | 9 |   |                 |   | erment |      |                |
|   |   |   |   |                 |   | Begin  |      |                |
|   |   |   |   |                 |   | Date   |      |                |
|   |   |   |   |                 |   | is     |      |                |
|   |   |   |   |                 |   | pr     |      |                |
|   |   |   |   |                 |   | ovided |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 4 | D | Interest        | C | If a   |      | If currently   |
|   | 6 | 0 | A | Capitalization  |   | date   |      | in a           |
|   |   | - | T | Date            |   | in the |      | forbearance,   |
|   |   | 4 | E |                 |   | past   |      | provide day    |
|   |   | 5 |   |                 |   | is     |      | after          |
|   |   |   |   |                 |   | pro    |      | forbearance    |
|   |   |   |   |                 |   | vided, |      | end date.      |
|   |   |   |   |                 |   | there  |      |                |
|   |   |   |   |                 |   | must   |      | If in a        |
|   |   |   |   |                 |   | be an  |      | deferment      |
|   |   |   |   |                 |   | amount |      | ***and*** loan |
|   |   |   |   |                 |   | in     |      | is             |
|   |   |   |   |                 |   | Capit  |      | unsubsidized,  |
|   |   |   |   |                 |   | alized |      | provide day    |
|   |   |   |   |                 |   | in     |      | after          |
|   |   |   |   |                 |   | terest |      | deferment. If  |
|   |   |   |   |                 |   | in     |      | neither        |
|   |   |   |   |                 |   | record |      | condition      |
|   |   |   |   |                 |   | 08.    |      | exists, and    |
|   |   |   |   |                 |   |        |      | there was a    |
|   |   |   |   |                 |   |        |      | prior cap,     |
|   |   |   |   |                 |   |        |      | provide date   |
|   |   |   |   |                 |   |        |      | of last        |
|   |   |   |   |                 |   |        |      | c              |
|   |   |   |   |                 |   |        |      | apitalization. |
|   |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      | If Stafford,   |
|   |   |   |   |                 |   |        |      | unsub loan in  |
|   |   |   |   |                 |   |        |      | an in-school   |
|   |   |   |   |                 |   |        |      | status, do not |
|   |   |   |   |                 |   |        |      | send a cap     |
|   |   |   |   |                 |   |        |      | date; system   |
|   |   |   |   |                 |   |        |      | will           |
|   |   |   |   |                 |   |        |      | automatically  |
|   |   |   |   |                 |   |        |      | assess to      |
|   |   |   |   |                 |   |        |      | equal day      |
|   |   |   |   |                 |   |        |      | after grace    |
|   |   |   |   |                 |   |        |      | end.           |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 4 | D | Commit Begin    | X |        |      | MMDDYY         |
|   | 6 | 6 | A | Date            |   |        |      |                |
|   |   | - | T |                 |   |        |      |                |
|   |   | 5 | E |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 5 | D | Commit End Date | X |        |      | MMDDYY         |
|   | 6 | 2 | A |                 |   |        |      |                |
|   |   | - | T |                 |   |        |      |                |
|   |   | 5 | E |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 5 | N | Commit Amount   | x |        |      |                |
|   | 7 | 8 | U |                 |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
|   |   | 4 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 6 | N | 78 Interest     | N |        |      |                |
|   | 7 | 5 | U | Amount          |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | N | Months Economic | N |        |      |                |
|   | 2 | 2 | U | Hardship Def    |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | N | Months          | N |        |      |                |
|   | 2 | 4 | U | Motherhood      |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
|   |   | 5 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | N | Months NOAA     | N |        |      |                |
|   | 2 | 6 | U | Deferment       |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | N | Months Parental | N |        |      |                |
|   | 2 | 8 | U | Leave Deferment |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
|   |   | 9 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 8 | N | Months Teacher  | N |        |      |                |
|   | 2 | 0 | U | Deferment       |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 8 |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 1 | 8 |   | FILLER          |   |        |      |                |
|   | 7 | 2 |   |                 |   |        |      |                |
|   | 5 | - |   |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 5 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+

<table>
<colgroup>
<col style="width: 4%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
</colgroup>
<thead>
<tr class="header">
<th>Rec Code</th>
<th colspan="2"><p>Field</p>
<p>Length</p></th>
<th><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="10"><h3
id="record-03---payment-data-one-record-per-loan">record 03 - Payment
Data: ONe record per Loan</h3></td>
</tr>
<tr class="even">
<td>03</td>
<td>02</td>
<td colspan="2">01-02</td>
<td>CHAR</td>
<td>03 Record ID</td>
<td>R</td>
<td></td>
<td>“03”</td>
<td>One 03 Record per set of borrower data.</td>
</tr>
<tr class="odd">
<td>03</td>
<td>06</td>
<td colspan="2">03-08</td>
<td>DATE</td>
<td>Date of Prior Servicer’s Earliest Unpaid Installment</td>
<td>C</td>
<td></td>
<td></td>
<td><p>MMDDYY</p>
<p>Used to determine where the loan is in the due diligence cycle.</p>
<p>If loan is in school, grace, deferment or forbearance, leave
blank.</p>
<p>If in repayment and paid ahead, provide the future date the next
installment is due.</p></td>
</tr>
<tr class="even">
<td></td>
<td>06</td>
<td colspan="2">09-14</td>
<td>DATE</td>
<td>Date of Last Borrower Payment</td>
<td>N</td>
<td></td>
<td></td>
<td>MMDDYY</td>
</tr>
<tr class="odd">
<td></td>
<td>07</td>
<td colspan="2">15-21</td>
<td>NUM</td>
<td>Principal Amount of Last Payment</td>
<td>X</td>
<td></td>
<td></td>
<td>Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td>07</td>
<td colspan="2">22-28</td>
<td>NUM</td>
<td>Interest Amount of Last Payment</td>
<td>X</td>
<td></td>
<td></td>
<td>Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td>06</td>
<td colspan="2">29-34</td>
<td>DATE</td>
<td>First Day Delinquent</td>
<td>X</td>
<td></td>
<td></td>
<td>Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td>06</td>
<td colspan="2">35-40</td>
<td>DATE</td>
<td>Interim Delinquency Date</td>
<td>X</td>
<td>Not currently used</td>
<td></td>
<td>MMDDYY</td>
</tr>
<tr class="odd">
<td></td>
<td>06</td>
<td colspan="2">41-46</td>
<td>DATE</td>
<td>Date Last Borrower Notice Sent</td>
<td>X</td>
<td></td>
<td></td>
<td>Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td>06</td>
<td colspan="2">47-52</td>
<td>DATE</td>
<td>Date Disclosure Sent To Borrower</td>
<td>X</td>
<td></td>
<td></td>
<td>Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td>07</td>
<td colspan="2">53-59</td>
<td>NUM</td>
<td>Monthly Fixed Payment Amount</td>
<td>C</td>
<td>Required if account is in repayment</td>
<td></td>
<td>99999v99</td>
</tr>
<tr class="even">
<td></td>
<td>02</td>
<td colspan="2">60-61</td>
<td>CHAR</td>
<td>Repayment Plan Code</td>
<td>R</td>
<td></td>
<td>SEE Table 5</td>
<td></td>
</tr>
<tr class="odd">
<td></td>
<td>03</td>
<td colspan="2">62-64</td>
<td>CHAR</td>
<td>Discipline Code (HEAL)</td>
<td>X</td>
<td></td>
<td></td>
<td>Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td>03</td>
<td colspan="2">65-67</td>
<td>CHAR</td>
<td>FILLER</td>
<td>X</td>
<td></td>
<td></td>
<td>Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td>06</td>
<td colspan="2">68-73</td>
<td>DATE</td>
<td>Date Last Account Statement Sent</td>
<td>X</td>
<td></td>
<td></td>
<td>Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td>06</td>
<td colspan="2">74-79</td>
<td>DATE</td>
<td><p>Deferment / Forbearance</p>
<p>Certification Date</p></td>
<td>N</td>
<td></td>
<td></td>
<td><p>MMDDYY</p>
<p>Provide the certification date for the current (or most recent)
deferment/ forbearance when applicable.</p></td>
</tr>
<tr class="odd">
<td></td>
<td>06</td>
<td colspan="2">80-85</td>
<td>DATE</td>
<td>Separation Certification Date</td>
<td>N</td>
<td></td>
<td></td>
<td>MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td>171</td>
<td colspan="2">86-256</td>
<td>CHAR</td>
<td>FILLER</td>
<td>N</td>
<td></td>
<td></td>
<td></td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th colspan="3"><p>Field</p>
<p>Length</p></th>
<th colspan="3"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="14"><h3
id="record-04---interest-and-late-charge-record-one-record-per-loan">record
04 - interest and Late Charge Record: ONe record per Loan</h3></td>
<td></td>
</tr>
<tr class="even">
<td colspan="2">04</td>
<td colspan="2">02</td>
<td colspan="2">01-02</td>
<td colspan="3">CHAR</td>
<td>04 Record ID</td>
<td>R</td>
<td></td>
<td>“04”</td>
<td>One “04” record per loan</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="2"></td>
<td colspan="2">07</td>
<td colspan="2">03-09</td>
<td colspan="3">NUM</td>
<td>Current Due</td>
<td>X</td>
<td></td>
<td></td>
<td>Internal Use Only</td>
<td></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="4">10-16</td>
<td colspan="2">NUM</td>
<td>Partial Due Amount</td>
<td>C</td>
<td>If borrower owes any partial payments.</td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>Used when account is delinquent, and a partial payment was made. 
Represents the remaining amount of the installment due.  Example: 
installment amount = $50, $30 was paid, $20 should be placed in this
field.</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="4">17-23</td>
<td colspan="2">NUM</td>
<td>Interest Current Due</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="4">24-30</td>
<td colspan="2">NUM</td>
<td>Interest Past Due</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="4">31-37</td>
<td colspan="2">NUM</td>
<td>Borrower Interest Paid in Current Yr.</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="4">38-44</td>
<td colspan="2">NUM</td>
<td>Borrower Interest Paid in Prior Year</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="4">45-51</td>
<td colspan="2">NUM</td>
<td>Maximum Interest Rule 78”s</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">02</td>
<td colspan="4">52-53</td>
<td colspan="2">NUM</td>
<td>Post Deferment Grace Months</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td colspan="4">54-55</td>
<td colspan="2">NUM</td>
<td>Number of Forbearances</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">02</td>
<td colspan="4">56-57</td>
<td colspan="2">NUM</td>
<td>Number of Payments Made</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="4">58-64</td>
<td colspan="2">NUM</td>
<td>Late Charges Accrued</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="4">65-71</td>
<td colspan="2">NUM</td>
<td>Total Late Charges Paid</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="4">72-78</td>
<td colspan="2">NUM</td>
<td>Last Late Charge Paid</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td colspan="4">79</td>
<td colspan="2">CHAR</td>
<td>Late Charge Code</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">177</td>
<td colspan="4">80-256</td>
<td colspan="2">CHAR</td>
<td>FILLER</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="12"><h3
id="record-05---supplemental-borrower-data-one-record-per-loan">record
05 - Supplemental Borrower Data: ONe record per Loan</h3></td>
</tr>
<tr class="even">
<td>05</td>
<td colspan="2">02</td>
<td>01-02</td>
<td colspan="2">CHAR</td>
<td>05 RECORD ID</td>
<td>R</td>
<td></td>
<td>“05”</td>
<td colspan="2">One “05” record per loan</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">10</td>
<td>03-12</td>
<td colspan="2">CHAR</td>
<td>Previous Borrower Name</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">10</td>
<td>13-22</td>
<td colspan="2">CHAR</td>
<td>Home Phone Number</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Telephone numbers must include area code.</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">10</td>
<td>23-32</td>
<td colspan="2">CHAR</td>
<td>Alternate Phone Number</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">Telephone numbers must include area code</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>33-33</td>
<td colspan="2">CHAR</td>
<td>Home Phone Code</td>
<td>R</td>
<td></td>
<td><p><u>“G”</u> = Good</p>
<p><u>“B”</u> = Bad</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>34-34</td>
<td colspan="2">CHAR</td>
<td>Alternate Phone Code</td>
<td>C</td>
<td>Provide if business phone is provided</td>
<td><p><u>“G”</u> = Good</p>
<p><u>“B”</u> = Bad</p></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>35-40</td>
<td colspan="2">DATE</td>
<td>Address Effective Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>41-46</td>
<td colspan="2">DATE</td>
<td>Address Status Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>47-47</td>
<td colspan="2">CHAR</td>
<td>Address Condition Code</td>
<td>R</td>
<td></td>
<td><p><u>“G”</u> = Good</p>
<p><u>“B”</u> = Bad</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>48-48</td>
<td colspan="2">NUM</td>
<td>Address Source Code</td>
<td>X</td>
<td></td>
<td>NULL</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>49-49</td>
<td colspan="2">CHAR</td>
<td>Loan Type Code</td>
<td>R</td>
<td></td>
<td><p>D = Grad PLUS</p>
<p>G = STAFFORD</p>
<p>P = PLUS</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>50-50</td>
<td colspan="2">CHAR</td>
<td>Cosigner Indicator</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Provided in Record 8</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>51-51</td>
<td colspan="2">CHAR</td>
<td>Cosigner Due Diligence Indicator</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>52-52</td>
<td colspan="2">CHAR</td>
<td>Enrollment Code</td>
<td>C</td>
<td></td>
<td><p>“F” = Full time</p>
<p>“H” = Half Time</p>
<p>blank</p></td>
<td colspan="2">Leave blank if no longer enrolled at least half
time</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>53-53</td>
<td colspan="2">CHAR</td>
<td>Independent/Dependent Student Indicator</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>54-54</td>
<td colspan="2">CHAR</td>
<td>Claim Code</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Not applicable</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>55-55</td>
<td colspan="2">CHAR</td>
<td>Student Status Verification Source</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>56-61</td>
<td colspan="2">CHAR</td>
<td>School Code</td>
<td>R</td>
<td></td>
<td>VALID USOE (FICE #)</td>
<td colspan="2">First six digits of USOE (FICE #) of last school
attended</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>62-62</td>
<td colspan="2">CHAR</td>
<td>Variable Cap Code</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">09</td>
<td>63-71</td>
<td colspan="2">NUM</td>
<td>Gradation Factor</td>
<td>C</td>
<td>Required for Graduated Repayment plans</td>
<td></td>
<td colspan="2"><p>9999v99999</p>
<p>Related to Graduated Repayment plans; will require individual
discussion with each lender if graduated plans are used\</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>72-77</td>
<td colspan="2">DATE</td>
<td>Next Gradation Date</td>
<td>C</td>
<td>Required for Graduated Repayment plans</td>
<td></td>
<td colspan="2"><p>MMDDYY</p>
<p>Related to Graduated Repayment plans; will require individual
discussion with each lender if graduated plans are used</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>78</td>
<td colspan="2">CHAR</td>
<td>Disclosure To Be Sent Code</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">04</td>
<td>79-82</td>
<td colspan="2">NUM</td>
<td>Loan Origination Code</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td>83-84</td>
<td colspan="2">CHAR</td>
<td>School Campus Code</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Last two digits of USOE (FICE #) of last school
attended; use 00 if no branch code available</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">172</td>
<td>85-256</td>
<td colspan="2">CHAR</td>
<td>FILLER</td>
<td></td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th colspan="2"><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="13"><strong>record 06 - Borrower Address Record</strong>:
<strong>ONe record per Loan</strong></td>
</tr>
<tr class="even">
<td>06</td>
<td colspan="2">02</td>
<td colspan="2">01- 02</td>
<td colspan="2">CHAR</td>
<td>06 Record ID</td>
<td>R</td>
<td></td>
<td>“06”</td>
<td colspan="2">One “06” record per loan</td>
</tr>
<tr class="odd">
<td>06</td>
<td colspan="2">25</td>
<td colspan="2">03-27</td>
<td colspan="2">CHAR</td>
<td>Borrower Street Address</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Fit as much of the primary address as will fit in the
spaces available.</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">25</td>
<td colspan="2">28-52</td>
<td colspan="2">CHAR</td>
<td>Borrower “Care of” Address</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">Can be used as “overflow”; data on this line will appear
<strong>above</strong> the street address when printing on output.</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">16</td>
<td colspan="2">53-68</td>
<td colspan="2">CHAR</td>
<td>Borrower City</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">02</td>
<td colspan="2">69-70</td>
<td colspan="2">CHAR</td>
<td>Borrower State</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Must be blank if foreign address</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">05</td>
<td colspan="2">71-75</td>
<td colspan="2">CHAR</td>
<td>Borrower Zip</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">04</td>
<td colspan="2">76-79</td>
<td colspan="2">CHAR</td>
<td>Borrower Zip +4</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td colspan="2">80-80</td>
<td colspan="2">CHAR</td>
<td>Foreign Address Code</td>
<td>C</td>
<td>Required if foreign address</td>
<td><p><u>“F”</u> = Foreign address</p>
<p><u>SPACE</u> = domestic address</p></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">50</td>
<td colspan="2">81-130</td>
<td colspan="2">CHAR</td>
<td>Borrower E-Mail Address</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">176</td>
<td colspan="2">131-256</td>
<td colspan="2"></td>
<td>Spaces</td>
<td></td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="12"><h3
id="record-07---disbursement-data-record-one-record-per-disbursement">record
07 - Disbursement Data Record: one record per disbursement</h3></td>
</tr>
<tr class="even">
<td>07</td>
<td colspan="2">02</td>
<td>01-02</td>
<td colspan="2">CHAR</td>
<td>07 Record ID</td>
<td>R</td>
<td></td>
<td>“07”</td>
<td colspan="2"><p>One 07 record per disbursement; multiple 07 records
may be required.</p>
<p>Do not send records for amounts cancelled prior to
disbursement</p></td>
</tr>
<tr class="odd">
<td>07</td>
<td colspan="2">02</td>
<td>03-04</td>
<td colspan="2">NUM</td>
<td>Disbursement Number</td>
<td>R</td>
<td></td>
<td>Valid values are 01 thru 64</td>
<td colspan="2">Sequential numbering of disbursements being sent for
this loan; used to link the disbursement level records together; <em>not
necessarily the same as disbursement segment</em></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>05-10</td>
<td colspan="2">DATE</td>
<td>Note Date</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"><p>MMDDYY</p>
<p>Borrower signature date</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>11-16</td>
<td colspan="2">DATE</td>
<td>Disbursement Date</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"><p>MMDDYY</p>
<p>Funding Date</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>17-24</td>
<td colspan="2">NUM</td>
<td>Note Amount</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"><p>Sum of all disbursements for this loan.</p>
<p>999999v99</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">08</td>
<td>25-32</td>
<td colspan="2">NUM</td>
<td>Disbursement Amount</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">999999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>33-40</td>
<td colspan="2">NUM</td>
<td>Borrower Paid Principal Amount</td>
<td>C</td>
<td>Required if any principal reduction has occurred</td>
<td></td>
<td colspan="2"><p>999999v99</p>
<p>Any principal reduction excluding school refunds and cancellations
<em><strong>for this disbursement</strong></em>. See CrossFoot
instructions on first page.</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td>41-47</td>
<td colspan="2">NUM</td>
<td>Borrower Paid Interest Amount</td>
<td>C</td>
<td>Required if any interest has been paid by the borrower</td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>48-55</td>
<td colspan="2">NUM</td>
<td>Principal Balance Outstanding</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"><p>999999v99</p>
<p>Remaining balance for <em><strong>this disbursement</strong></em></p>
<p>See CrossFoot instructions on first page</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td>56-62</td>
<td colspan="2">NUM</td>
<td>Borrower Accrued Interest</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>The amount of interest accrued and unpaid <em><strong>on this
disbursement</strong></em>, as of the “Accrued Through” date (which will
be determined for each transfer; see notes on page 1)</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td>63-69</td>
<td colspan="2">NUM</td>
<td>Interest Receivable Government</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>70-70</td>
<td colspan="2">CHAR</td>
<td>Benefit Code</td>
<td>R</td>
<td></td>
<td><p><u>4</u> = Subsidized Interest</p>
<p><u>8</u> = Non subsidized interest</p></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">02</td>
<td>71-72</td>
<td colspan="2">NUM</td>
<td>Bond Identifier Code</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">08</td>
<td>73-80</td>
<td colspan="2">Num</td>
<td>Average Daily Balance</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">999999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>81-81</td>
<td colspan="2">CHAR</td>
<td>Cosigner Code</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td>82-85</td>
<td colspan="2">CHAR</td>
<td>Promotional Code</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">11</td>
<td>86-96</td>
<td colspan="2">NUM</td>
<td>Application Number</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td>97-98</td>
<td colspan="2">NUM</td>
<td>Disbursement Segment</td>
<td>R</td>
<td></td>
<td><p>“1”</p>
<p>“2”</p>
<p>Etc…..</p></td>
<td colspan="2">Disbursement number for multiply disbursed loans (first,
second, third etc disbursement of the loan)</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">10</td>
<td>99-108</td>
<td colspan="2">NUM</td>
<td>Check Number</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>109-109</td>
<td colspan="2">CHAR</td>
<td>Disbursement Type</td>
<td>N</td>
<td></td>
<td><p><u>C</u> = Check or Master Check</p>
<p><u>E</u> = EFT</p>
<h2 id="space">Space</h2></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>110-115</td>
<td colspan="2">DATE</td>
<td>Check Delivery Date</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">Internal Use only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td>116-117</td>
<td colspan="2">CHAR</td>
<td>Grade Level</td>
<td>R</td>
<td></td>
<td>See table 07</td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>118-118</td>
<td colspan="2">CHAR</td>
<td>Space</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>119-124</td>
<td colspan="2">DATE</td>
<td>Loan Guarantee Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>125-125</td>
<td colspan="2">CHAR</td>
<td>Lender of Last Resort</td>
<td>N</td>
<td></td>
<td>“Y” or blank</td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td>126-129</td>
<td colspan="2">CHAR</td>
<td>Client Product ID</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>130-130</td>
<td colspan="2">CHAR</td>
<td>MPN Confirmation Code</td>
<td>N</td>
<td></td>
<td>Y = Yes, valid MPN exists; N = No, a valid MPN does not exist; U =
Unknown – the service provider does not know if a valid MPN exists.</td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>131-131</td>
<td colspan="2">CHAR</td>
<td>Federal Application Code</td>
<td>N</td>
<td></td>
<td><p>B = Federal Stafford Application/Prom Note; M = MPN; P = Federal
PLUS Application/Prom Note.</p>
<p>Q = PLUS MPN</p>
<p>G = Grad PLUS</p></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>132-132</td>
<td colspan="2">CHAR</td>
<td>Serial Loan Code</td>
<td>N</td>
<td></td>
<td>Indicates how the school intends to use the master promissory note
(MPN). <strong>Values:</strong> N = New MPN; S = Serial MPN.</td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>133-138</td>
<td colspan="2">DATE</td>
<td>School Loan Certification Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">19</td>
<td>139-157</td>
<td colspan="2">CHAR</td>
<td>CommonLine Unique ID</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td>158-161</td>
<td colspan="2">NUM</td>
<td>Loan Origination Indicator Code</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>162-162</td>
<td colspan="2">CHAR</td>
<td>Fully Disbursed Indicator</td>
<td>N</td>
<td></td>
<td><p><u>C</u> = Fully disbursed by Cancellation</p>
<p><u>F</u> = Fully Disbursed</p>
<p><u>P</u> = Partially disbursed</p></td>
<td colspan="2">As loans must be fully disbursed, P will not be a valid
value</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td>163-166</td>
<td colspan="2">NUM</td>
<td>Borr Incentive Plan Code</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">All borrowers will be eligible for .25% ACH reduction.
No value required, as this will be assigned by the ED Servicer.</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>167-167</td>
<td colspan="2">CHAR</td>
<td>Assigned Incentive Indicator</td>
<td>X</td>
<td></td>
<td><p>A = Servicer Assigned</p>
<p>C = Client Assigned</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>168-173</td>
<td colspan="2">DATE</td>
<td>Application Received Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>174-181</td>
<td colspan="2">CHAR</td>
<td>NCHELP Guar Code</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td>182-185</td>
<td colspan="2">NUM</td>
<td>Loan Origination Code</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">02</td>
<td>186-187</td>
<td colspan="2">CHAR</td>
<td>E-Signature (Authentication) type code</td>
<td>C</td>
<td>Required if loan was e-signed</td>
<td><p>“F” = FAFSA PIN</p>
<p>P = pinless</p>
<p>BLANK</p></td>
<td colspan="2"><mark></mark></td>
</tr>
<tr class="odd">
<td><mark></mark></td>
<td colspan="2">06</td>
<td>188-193</td>
<td colspan="2">DATE</td>
<td>Blanket Approval Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>194</td>
<td colspan="2">CHAR</td>
<td>Borrower E-Signature Indicator Code</td>
<td>C</td>
<td>Required if loan was e-signed</td>
<td><p>Y = E Signature</p>
<p>Blank = Not E Signature</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>195</td>
<td colspan="2">CHAR</td>
<td>PLUS/ ALT Student E-signature Indicator Code</td>
<td>N</td>
<td></td>
<td><p>Y = E Signature</p>
<p>Blank = Not E Signature</p></td>
<td colspan="2">Used only when the student is not the borrower and has
also e-signed</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">09</td>
<td>196-204</td>
<td colspan="2">CHAR</td>
<td>ESIGN Source</td>
<td>C</td>
<td>Required if loan was e-signed</td>
<td><p>S = School</p>
<p>L = Lender</p>
<p>G = Guarantor</p>
<p>O = Guarantor/Servicer</p>
<p>And the 8 digit OPEID or NCHELP assigned id</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>205</td>
<td colspan="2">CHAR</td>
<td>Guarantee Type</td>
<td>N</td>
<td></td>
<td><p>B = Blanket Guarantee</p>
<p>SPACE = Traditional Guarantee</p></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">6</td>
<td>206-211</td>
<td colspan="2">NUM</td>
<td>Original Lender ID</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Lender code of the <em><strong>Original</strong></em>
lender (lender at time of disbursement of the funds).</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">45</td>
<td>212-256</td>
<td colspan="2">CHAR</td>
<td>FILLER</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="12"><h3
id="record-08---claim-and-enrollment-data-one-record-per-disbursement">record
08 - Claim and Enrollment Data: one record per disbursement</h3></td>
</tr>
<tr class="even">
<td>08</td>
<td colspan="2">02</td>
<td>01-02</td>
<td colspan="2">Char</td>
<td>08 Record ID</td>
<td>R</td>
<td></td>
<td>“08”</td>
<td colspan="2">One record required for each corresponding “07”
record</td>
</tr>
<tr class="odd">
<td>08</td>
<td colspan="2">02</td>
<td>03-04</td>
<td colspan="2">NUM</td>
<td>Disbursement Number</td>
<td>R</td>
<td></td>
<td>Valid values 1 - 64</td>
<td colspan="2">Sequential number of disbursements being reported –
links data with record 07</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>05-10</td>
<td colspan="2">DATE</td>
<td>Claim Filed Date</td>
<td>X</td>
<td>Required if claim paid date is provided</td>
<td></td>
<td colspan="2"><p>MMDDYY</p>
<p>Not applicable</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>11-16</td>
<td colspan="2">DATE</td>
<td>Claim Paid Date</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2"><p>MMDDYY</p>
<p>Not applicable</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>17-22</td>
<td colspan="2">DATE</td>
<td>Claim Reject Date</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2"><p>MMDDYY</p>
<p>Not applicable</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>23-28</td>
<td colspan="2">DATE</td>
<td>Refund / Cancellation Date</td>
<td>C</td>
<td>Required if refund amount is provided</td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>29-36</td>
<td colspan="2">NUM</td>
<td>Refund /Cancelled Amount</td>
<td>C</td>
<td>Required if refund date is given</td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td>37-43</td>
<td colspan="2">NUM</td>
<td>Capitalized Interest Amount</td>
<td>C</td>
<td>Required if any interest has been capitalized</td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>44-51</td>
<td colspan="2">NUM</td>
<td>Principal Paid by Claim</td>
<td>X</td>
<td>Required if claim paid date is given</td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>Not applicable</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td>52-58</td>
<td colspan="2">NUM</td>
<td>Interest Paid by Claim</td>
<td>X</td>
<td>Required if claim paid date is provided</td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>Not applicable</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>59-66</td>
<td colspan="2">NUM</td>
<td>Loan ID Number</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">05</td>
<td>67-71</td>
<td colspan="2">NUM</td>
<td>Interest Rate</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"><p>V99999</p>
<p>(Example 8.5% = .08500)</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">03</td>
<td>72-74</td>
<td colspan="2">CHAR</td>
<td>Interest Code</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Use FX space</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>75-80</td>
<td colspan="2">DATE</td>
<td>Loan Period Start Date</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>81-86</td>
<td colspan="2">DATE</td>
<td>Loan Period End Date</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td>87-93</td>
<td colspan="2">NUM</td>
<td>Loan Origination Fee paid by the borrower</td>
<td>C</td>
<td>Required if applicable</td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td>94-100</td>
<td colspan="2">NUM</td>
<td>Insurance Premium (guarantee fee/ Default fee) paid by the
borrower</td>
<td>C</td>
<td>Required if applicable</td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td>101-104</td>
<td colspan="2">CHAR</td>
<td>Credit Score Code</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">14</td>
<td>105-118</td>
<td colspan="2">CHAR</td>
<td>Certificate ID</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">21</td>
<td>119-139</td>
<td colspan="2">CHAR</td>
<td>Loan Identification</td>
<td>C</td>
<td>Guarantor’s unique loan ID</td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>140-140</td>
<td colspan="2">CHAR</td>
<td>Loan ID Source</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td>141-142</td>
<td colspan="2">CHAR</td>
<td>Underlying Loan Type</td>
<td>X</td>
<td>Required for Consolidation loans Servicer originates</td>
<td></td>
<td colspan="2">Not applicable</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>143-143</td>
<td colspan="2">CHAR</td>
<td>Loan Add or Increase Code</td>
<td>X</td>
<td>Required for consolidation loans if loan add on or increase Servicer
originates</td>
<td><p><u>“A”</u></p>
<p><u>“I”</u></p>
<h2 id="space-1">SPACE </h2></td>
<td colspan="2"><p><u>“A”</u> = Add on to consolidation loan</p>
<p><u>“I”</u> = increase consolidation loan</p>
<p>Not applicable</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>144-149</td>
<td colspan="2">NUM</td>
<td>Payee Code</td>
<td>X</td>
<td>Required for consolidation loans Servicer originates</td>
<td></td>
<td colspan="2"><p>Office of Education code of Payee</p>
<p>Not applicable</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">50</td>
<td>150-199</td>
<td colspan="2">CHAR</td>
<td>Payee Name</td>
<td>X</td>
<td>Required for consolidation loans Servicer originates</td>
<td></td>
<td colspan="2"><p>Name to Print on Guarantor Notification of Loan
consolidation</p>
<p>Not applicable</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">7</td>
<td>200-206</td>
<td colspan="2">NUM</td>
<td>Loan Origination Fee paid by the client</td>
<td>C</td>
<td>Required if applicable</td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">7</td>
<td>207-213</td>
<td colspan="2">NUM</td>
<td>Unreported Capitalized Interest OID</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>The amount of capitalized interest OID that ED Servicer will be
responsible to report on 1098E’s.</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">7</td>
<td>214-220</td>
<td colspan="2">NUM</td>
<td>Unreported Loan Origination Fee OID</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>The amount of origination fee OID paid by the borrower that ED
Servicer will be responsible to report on 1098E’s.</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">7</td>
<td>221 - 227</td>
<td colspan="2">NUM</td>
<td>Guaranty (Default) Fee Paid by the Guarantor</td>
<td>C</td>
<td>Required if applicable</td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>The amount of the default fee which was paid by the guarantor and not
the borrower</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">7</td>
<td>228 - 234</td>
<td colspan="2">NUM</td>
<td>Guarantor (Default) fee paid by the lender</td>
<td>C</td>
<td>Required if applicable</td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>The amount of the default fee which was paid by the lender and not
the borrower.</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">22</td>
<td>235-256</td>
<td colspan="2">CHAR</td>
<td>FILLER</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th colspan="2"><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="13"><strong>Record 09 – Summarized Disbursement Data – Used
only if allocation of financial amounts cannot be made at the
disbursement level.</strong></td>
</tr>
<tr class="even">
<td>09</td>
<td colspan="2">02</td>
<td colspan="2">01-02</td>
<td colspan="2">CHAR</td>
<td>09 Record ID</td>
<td>R</td>
<td></td>
<td>“09“</td>
<td colspan="2">Optional use only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">08</td>
<td colspan="2">03-10</td>
<td colspan="2">NUM</td>
<td>Summary Principal Balance</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">999999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="2">11-17</td>
<td colspan="2">NUM</td>
<td>Summary Capitalized Interest</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">08</td>
<td colspan="2">18-25</td>
<td colspan="2">NUM</td>
<td>Summary Principal Paid</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">999999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="2">26-32</td>
<td colspan="2">NUM</td>
<td>Summary Interest Paid</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">08</td>
<td colspan="2">33-40</td>
<td colspan="2">NUM</td>
<td>Summary Principal Paid by Claim</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">999999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="2">41-47</td>
<td colspan="2">NUM</td>
<td>Summary Interest Receivable Borr</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="2">48-54</td>
<td colspan="2">NUM</td>
<td>Summary Interest Paid by Claim</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="2">55-61</td>
<td colspan="2">NUM</td>
<td>Summary Loan Origination Fees paid by the borrower</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="2">62-68</td>
<td colspan="2">NUM</td>
<td>Summary Insurance Premiums</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="2">69-75</td>
<td colspan="2">NUM</td>
<td>Summary Loan Origination Fees paid by the client</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="2">76-82</td>
<td colspan="2">NUM</td>
<td>Summary Unreported Capitalized Interest OID</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>Summarized amount of capitalized interest OID that ED Servicer will
be responsible to report on 1098E’s.</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="2">83-89</td>
<td colspan="2">NUM</td>
<td>Summary Unreported Loan Origination Fee OID</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>Summarized amount of loan origination OID that ED Servicer will be
responsible to report on 1098E’s.</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">167</td>
<td colspan="2">90-256</td>
<td colspan="2">CHAR</td>
<td>FILLER</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">Fill with spaces.</td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="12"><h3
id="record-10---reference-data-one-record-per-loan">Record 10 -
Reference Data: ONe record per Loan</h3></td>
</tr>
<tr class="even">
<td>10</td>
<td colspan="2">02</td>
<td>01-02</td>
<td colspan="2">CHAR</td>
<td>10 Record ID</td>
<td>R</td>
<td></td>
<td>“10”</td>
<td colspan="2"><p>Record 11 should occur one time for each
reference,</p>
<p>PLUS endorsers are passed in this record.</p>
<p>For Parent PLUS loans, include a record for the student.</p>
<p>The standard request is two “regular” references in addition to the
above.</p></td>
</tr>
<tr class="odd">
<td>10</td>
<td colspan="2">02</td>
<td>03-04</td>
<td colspan="2">CHAR</td>
<td>Reference number</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Sequential number of underlying references. Used to
match Record 10 and 11.</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>05-05</td>
<td colspan="2">CHAR</td>
<td>Reference Type</td>
<td>C</td>
<td></td>
<td><p><u>“D”</u></p>
<p><u>“M”</u></p>
<p><u>“S”</u></p>
<p><u>SPACE</u></p></td>
<td colspan="2"><p><u>“D”</u> = Dependent Student, PLUS loans only</p>
<p><u>“S”</u> = Cosigner/ Endorser</p>
<p><u>SPACE</u> = other Reference</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">28</td>
<td>06-33</td>
<td colspan="2">CHAR</td>
<td>Reference Name</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"><p>LASTNAME, FIRSTNAME M.</p>
<p>For names exceeding 25 characters, supply complete last name if
possible, followed by comma, and as many characters as possible of the
first name.</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">28</td>
<td>34-61</td>
<td colspan="2">CHAR</td>
<td>Reference C/O Line</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">Can be used as “overflow”; data on this line will appear
<strong>above</strong> the street address when printing on output. (see
record 11)</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">09</td>
<td>62-70</td>
<td colspan="2">NUM</td>
<td>Reference SSN</td>
<td>C</td>
<td>Required if ref type = “D” or “S”</td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>71-76</td>
<td colspan="2">DATE</td>
<td>Reference Birth Date</td>
<td>C</td>
<td>Required if ref type = “D” or “S”</td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">180</td>
<td>77-256</td>
<td colspan="2"></td>
<td>FILLER</td>
<td></td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2"></td>
<td></td>
<td colspan="2"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th colspan="2"><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="13"><h3
id="record-11---reference-data-one-record-per-loan">Record 11 -
Reference Data: ONe record per Loan</h3></td>
</tr>
<tr class="even">
<td>11</td>
<td colspan="2">02</td>
<td colspan="2">01-02</td>
<td colspan="2">CHAR</td>
<td>11 Record ID</td>
<td>R</td>
<td></td>
<td>“11”</td>
<td colspan="2">Record 11 should occur one time for each reference. One
record required for each “10” record.</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td colspan="2">03-04</td>
<td colspan="2">NUM</td>
<td>Reference Number</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Sequential number of underlying references – Used to
match Record 10 and 11</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td colspan="2">05-05</td>
<td colspan="2">CHAR</td>
<td>Reference Foreign Address Code</td>
<td>C</td>
<td>Required if address is foreign</td>
<td><p><u>“F”</u> if address is foreign</p>
<p><u>SPACE</u> if address is domestic</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">28</td>
<td colspan="2">06-33</td>
<td colspan="2">CHAR</td>
<td>Reference Street Address</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Provide as much of the primary address as will fit in
the spaces available.</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">16</td>
<td colspan="2">34-49</td>
<td colspan="2">CHAR</td>
<td>Reference City</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td colspan="2">50-51</td>
<td colspan="2">CHAR</td>
<td>Reference State Code</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Must be blank if foreign address</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">05</td>
<td colspan="2">52-56</td>
<td colspan="2">CHAR</td>
<td>Reference Zip Code</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td colspan="2">57-60</td>
<td colspan="2">CHAR</td>
<td>Reference Zip+4</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">10</td>
<td colspan="2">61-70</td>
<td colspan="2">CHAR</td>
<td>Reference Residence Phone Number</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">10</td>
<td colspan="2">71-80</td>
<td colspan="2">CHAR</td>
<td>Reference Alternate Phone Number</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">176</td>
<td colspan="2">81-256</td>
<td colspan="2">CHAR</td>
<td>Spaces</td>
<td></td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
</tbody>
</table>

**Table 1** -- (Table Intentionally Left Blank)

  --------------------------------------------------------------------------
  Code               Loan    Date             Comments
                     Type    Range            
  ------ ----- ----- ------- ------- -------- ------------------------------
  Pos 1  Pos 2 Pos 3                          

                                              

                                              
  --------------------------------------------------------------------------

**Table 2** -- (Table Intentionally Left Blank)

  ------------------------------------------------------------------------
  Code               Description
  ------ ----- ----- -----------------------------------------------------
  Pos 1  Pos 2 Pos 3 

                     

                     
  ------------------------------------------------------------------------

**Table 3** - Guarantor Codes (FFELP)

  ------------------------------------------------------------------------
  GUAR CODE GUARANTOR CODE DEFINITION             NCHELP Guarantor ID
  --------- ------------------------------------- ------------------------
  AR        Student Loan Guarantee Foundation of  705
            Arkansas                              

  CA        California Student Aid Commission     706

  CO        Colorado Student Loan Program         708

  CT        Connecticut Student Loan Foundation   709

  FL        Florida Department of Education       712
            (OSFA)                                

  GA        Georgia Higher Education Assistance   713
            Corporation                           

  IL        Illinois Student Assistance           717
            Commission                            

  IA        Iowa College Student Aid Commission   719

  KY        Kentucky Higher Education Assistance  721
            Authority                             

  LA        Louisiana Office of Student Financial 722
            Assistance                            

  ME        Finance Authority of Maine            723

  MA        American Student Assistance           725

  MI        Michigan Higher Education Assistance  726
            Authority                             

  MO        Missouri Student Loan Program         729

  MT        Montana Guaranteed Student Loan       730
            Program                               

  NE        National Student Loan Program         731

  NH        New Hampshire Higher Education        733
            Assistance Foundation                 

  NJ        New Jersey Higher Education Student   734
            Assistance Authority                  

  NM        New Mexico Student Loan Guarantee     735
            Corporation                           

  NY        New York Higher Education Service     736
            Corporation                           

  NC        North Carolina State Education        737
            Assistance Authority                  

  ND        Student Loans of North Dakota         738

  OK        Oklahoma Guaranteed Student Loan      740
            Program                               

  OR        Oregon Student Assistance Commission  741

  PA        Pennsylvania Higher Education         742
            Assistance Agency                     

  RI        Rhode Island Higher Education         744
            Assistance Authority                  

  SC        South Carolina Student Loan           745
            Corporation                           

  SD        Education Assistance Corporation      746

  TN        Tennessee Student Assistance          747
            Corporation                           

  TX        Texas Guaranteed Student Loan         748
            Corporation                           

  UH        Utah Higher Education Assistance      749
            Authority                             

  VT        Vermont Student Assistance            750
            Corporation                           

  WA        Northwest Education Loan Association  753

  GL        Great Lakes Higher Education          755
            Corporation                           

  US        United Student Aid Funds              800

  TG        Educational Credit Management         927
            Corporation                           
  ------------------------------------------------------------------------

Table 4 - Deferment Type Codes

  -----------------------------------------------------------------------
  CODE          DEFERMENT TYPE DEFINITIONS
  ------------- ---------------------------------------------------------
  S             In School

  R             Rehabilitation

  F             Graduate Fellowship

  U             Unemployment

  C             Economic Hardship

  W             Military (Active or national Guard Duty)

  E             Forbearance
  -----------------------------------------------------------------------

Table 5 - Repayment Plan Codes (this is not a comprehensive list; used
for illustration only)

  -----------------------------------------------------------------------
  CODE    REPAYMENT PLAN DEFINITIONS
  ------- ---------------------------------------------------------------
  A       10-year level plan; \$30 / \$50 minimum payment amount, based
          upon disbursement dates.

  G       Graduated plan; \$30 minimum payment amount; 10-year term;
          gradates every 24 months; last amount cannot be more than 3
          times the first.

  I       Income sensitive plan.

  X       10-year level plan; no minimum payment amount.

  A1      10-year graduated plan; \$50 minimum payment amount; 2 years of
          interest only, and then level principal and interest for
          remaining term.

  B1      Extended Level plan; 25 year term; \$50.00/mo. Minimum.
          Restrictions: Principal + Interest total must be at least
          \$30,000.00 (can be spread across multiple accounts and/or
          multiple lenders/servicers): oldest disbursement date must be
          10/7/98 or later.

  K1      Extended Graduated plan; 25 year term; \$30.00/mo. Minimum;
          graduates every 24 mos; last amount can not be more than 3
          times the first. Restrictions: Principal + Interest total must
          be at least \$30,000.00 (can be spread across multiple accounts
          and/or multiple lenders/servicers): oldest disbursement date
          must be 10/7/98 or later.
  -----------------------------------------------------------------------

Table 6 - State Codes

  -----------------------------------------------------------------------
  CODE       DEFINITIONS              CODE     DEFINITIONS
  ---------- ------------------------ -------- --------------------------
  AL         Alabama                  NJ       New Jersey

  AK         Alaska                   NM       New Mexico

  AR         Arkansas                 NV       Nevada

  AZ         Arizona                  NY       New York

  CA         California               OH       Ohio

  CO         Colorado                 OK       Oklahoma

  CT         Connecticut              OR       Oregon

  DE         Delaware                 PA       Pennsylvania

  FL         Florida                  RI       Rhode Island

  GA         Georgia                  SC       South Carolina

  HI         Hawaii                   SD       South Dakota

  ID         Idaho                    TN       Tennessee

  IL         Illinois                 TX       Texas

  IN         Indiana                  UT       Utah

  IA         Iowa                     VA       Virginia

  KS         Kansas                   VT       Vermont

  KY         Kentucky                 WA       Washington

  LA         Louisiana                WI       Wisconsin

  MA         Massachusetts            WV       West Virginia

  MD         Maryland                 WY       Wyoming

  ME         Maine                    AA       American Continent/Canada

  MI         Michigan                 AE       Europe

  MN         Minnesota                AP       Pacific Islands

  MO         Missouri                 AS       American Samoa

  MS         Mississippi              CM       Northern Mariana Islands

  MT         Montana                  DC       District of Columbia

  NC         North Carolina           GU       Guam

  ND         North Dakota             PR       Puerto Rico

  NE         Nebraska                 TT       Trust Territories

  NH         New Hampshire            VI       Virgin Islands
  -----------------------------------------------------------------------

Table 7 - Grade Level Codes

  ------------------------------------------------------------------------
  CODE       DEFINITIONS              CODE      DEFINITIONS
  ---------- ------------------------ --------- --------------------------
  01         Freshman                 07        Graduate, 2^nd^ year

  02         Sophomore                08        Graduate, 3^rd^ year

  03         Junior                   09        Graduate, 4^th^ year

  04         Senior                   10        Graduate, 5^th^ year

  05         Fifth-year undergraduate 19        Grade level unknown

  06         Graduate, 1^st^ year               
  ------------------------------------------------------------------------