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**Need money to start or expand your small business?**

**Try the SBA's Community*Express* Loan Program.**

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  **SBA Community*Express* Loan Program**

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The SBA recognizes that many segments of the small business community
continue to have difficulty in accessing capital from traditional
lending markets. These businesses are generally newer, smaller
businesses that need small size loans and equity investments. They are
often comprised of small businesses owned by minorities, women, and
veterans and by businesses located in Low and Moderate Income urban and
rural areas. The SBA developed Community Express for these businesses.

Under The Community Express Loan Program, designated lenders are
authorized to make quick loans to target businesses. The SBA's New York
District Office participating lenders currently offer loans of up to
\$50,000.

The SBA recognizes Technical Assistance as often crucial to the success
of these businesses. As a result, the Community Express program includes
a specific technical assistance component. Borrowers must receive pre-
and post-loan closing technical and management assistance from
participating Technical Assistance providers. These TA providers work to
make the applicant as attractive to participating lenders as possible.

The process begins with the identification of qualified and committed TA
providers. The focus then shifts to the Community Express applicant and
the TA provider's development of a business plan (as appropriate) and an
assessment of the applicant's management and technical assistance
strengths and weaknesses. Borrowers must receive pre- and post-loan
closing technical and management assistance from local non-profit
providers and/or from participating lenders, with that assistance
coordinated, arranged and, when necessary, paid for by Community Express
lenders. Community Express lenders may also consider this technical
assistance as a collateral enhancement.

SBA is continually looking to add qualified TA Providers in order to
improve access to the program. Those interested in applying to become a
Community Express TA Provider should call 212-264-9494 to obtain an
application.

**Who is eligible?
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_**

Business owners in low to moderate income areas Minorities

Women Veterans

**Loan features
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_**

Loan amounts of \$5K to \$50K No or low collateral required

Quick turn around Minimal paperwork

**What can loan be used for?
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_**

Purchase of equipment/machinery Working capital

Expansions Purchase of inventory, & more.

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| **[For Additional Information Please Contact any of the Approved      |
| Technical Assistance Providers Listed Below:]{.underline}**           |
|                                                                       |
| +--------+-----------+--------+--------+-----------+-----------+      |
| | **     | **TA      | **C    | **P    | **        | **CITY**  |      |
| | MARKET | P         | ontact | HONE** | ADDRESS** |           |      |
| | AREA** | ROVIDER** | Name** |        |           |           |      |
| +--------+-----------+--------+--------+-----------+-----------+      |
| | 5      | Brooklyn  | Angel  | 718-52 | 175       | Brooklyn, |      |
| | Bo     | Economic  | Garcia | 2-4600 | Remsen St | NY        |      |
| | roughs | De        |        | ext.   | Suite     |           |      |
| | of NYC | velopment |        | 35     | 350.      | 11201     |      |
| |        | Corp.     |        |        |           |           |      |
| +--------+-----------+--------+--------+-----------+-----------+      |
| | East   | East      | Nelson | 212-42 | 2261-63   | New York, |      |
| | Harlem | Harlem    | G      | 7-6590 | First     | NY        |      |
| | (Com   | Business  | arcia, |        | Avenue,   |           |      |
| | munity | Capital   | Jr.,   |        | 3rd Floor | 10035     |      |
| | Board  | Co        | Exe    |        |           |           |      |
| | 11)    | rporation | cutive |        |           |           |      |
| |        |           | Di     |        |           |           |      |
| |        |           | rector |        |           |           |      |
| +--------+-----------+--------+--------+-----------+-----------+      |
| | East   | Women\'s  | Laura  | 718-38 | 80        | Brooklyn, |      |
| | Br     | Bus.      | S      | 5-6700 | Jamaica   | NY        |      |
| | ooklyn | Resource  | anzel, | ext.   | Ave.      |           |      |
| |        | Center    | Di     | 18     |           | 11207     |      |
| |        |           | rector |        |           |           |      |
| +--------+-----------+--------+--------+-----------+-----------+      |
| | Long   | The       | Henry  | 516-48 | 20        | H         |      |
| | I      | Holley    | Holly  | 5-4344 | Sterling  | empstead, |      |
| | sland, | Group,    |        |        | Place     | NY 11550  |      |
| | Q      | Inc.      |        |        |           |           |      |
| | ueens, |           |        |        |           |           |      |
| | Bro    |           |        |        |           |           |      |
| | oklyn, |           |        |        |           |           |      |
| | Bronx, |           |        |        |           |           |      |
| | &      |           |        |        |           |           |      |
| | Man    |           |        |        |           |           |      |
| | hattan |           |        |        |           |           |      |
| +--------+-----------+--------+--------+-----------+-----------+      |
| | 5      | Accion NY | Je     | 212-38 | 115 East  | New York, |      |
| | Bo     |           | nnifer | 7-0377 | 23rd      | NY        |      |
| | roughs |           | Sp     | ext.   | S         |           |      |
| | of NYC |           | aziano | 305    | treet-7th | 10010     |      |
| | &      |           |        |        | Floor     |           |      |
| | Westc  |           |        |        |           |           |      |
| | hester |           |        |        |           |           |      |
| +--------+-----------+--------+--------+-----------+-----------+      |
| | Tri    | Chinatown | Pearl  | 212-96 | 125 Canal | New York, |      |
| | State  | Manpower  | Chin   | 6-7328 | Street,   | NY        |      |
| | NY     | Project,  |        | ext.   | Suite 302 |           |      |
| | Area   | Inc.      |        | 23     |           | 10002     |      |
| +--------+-----------+--------+--------+-----------+-----------+      |
| | Tri    | Regional  | Sioan  | 212-26 | 625 8th   | New York, |      |
| | State  | Alliance  | Bethel | 8-0284 | Ave.,     | NY        |      |
| | NY     | for Small |        |        | North     |           |      |
| | Area   | Co        |        |        | Wing 2nd  | 10018     |      |
| |        | ntractors |        |        | Floor     |           |      |
| +--------+-----------+--------+--------+-----------+-----------+      |
| | Long   | The       | James  | 516-48 | 175       | H         |      |
| | Island | Better    | A.     | 3-3124 | Fulton    | empstead, |      |
| | & The  | Business  | N      |        | Ave.,     | NY 11550  |      |
| | 5      | Builders, | emley, |        | Suite     |           |      |
| | Bo     | LLC       | CEO    |        | 211A      |           |      |
| | roughs |           |        |        |           |           |      |
| | of NYC |           |        |        |           |           |      |
| +--------+-----------+--------+--------+-----------+-----------+      |
| | Bronx  | Bronx     | Elisa  | 718-84 | 866 B     | Bronx. NY |      |
| |        | Women\'s  | Bal    | 2-8888 | Hunts     |           |      |
| |        | Business  | abram, |        | Point     | 10474     |      |
| |        | Resource  | Di     |        | Ave.      |           |      |
| |        | Center    | rector |        |           |           |      |
| |        | (HPEDC)   |        |        |           |           |      |
| +--------+-----------+--------+--------+-----------+-----------+      |
| | Westc  | Score     | Joseph | 914-94 | c/o Dept  | White     |      |
| | hester | #306      | Brakl, | 8-3907 | of Labor  | Plains,   |      |
| |        |           | Bob    |        | 120       | NY 10605  |      |
| |        |           | Dag    |        | Blo       |           |      |
| |        |           | ostino |        | omingdale |           |      |
| |        |           |        |        | Road      |           |      |
| +--------+-----------+--------+--------+-----------+-----------+      |
| | Queens | Queens    | S      | 718-26 | 120-55    | Kew       |      |
| |        | Economic  | pencer | 3-0546 | Queens    | Gardens,  |      |
| |        | De        | Fer    |        | Blvd.     | NY 11424  |      |
| |        | velopment | dinand |        | Suite 309 |           |      |
| |        | Corp.     |        |        |           |           |      |
| +--------+-----------+--------+--------+-----------+-----------+      |
+-----------------------------------------------------------------------+

+---------+-------------+---------+---------+-------------+-----------+
| *       | **TA        | **      | **      | **ADDRESS** | **CITY**  |
| *MARKET | PROVIDER**  | Contact | PHONE** |             |           |
| AREA**  |             | Name**  |         |             |           |
+---------+-------------+---------+---------+-------------+-----------+
| NY City | Score #1000 | Robert  | 212-2   | 26 Federal  | New York, |
|         |             | Moses   | 64-4507 | Plaza, Rm   | NY 10278  |
|         |             |         |         | 3100        |           |
+---------+-------------+---------+---------+-------------+-----------+
| Queens  | Score #588  | Alvin   | 718-2   | 120-85      | Kew       |
|         |             | Roselin | 63-8961 | Queens      | Gardens,  |
|         |             |         |         | Blvd., Rm   | NY 11424  |
|         |             |         |         | 333         |           |
+---------+-------------+---------+---------+-------------+-----------+
| B       | Score #684  | Pr      | 718-6   | 280 Cadman  | Brooklyn, |
| rooklyn |             | iscilla | 23-7010 | Plaza West  | NY 11201  |
|         |             | Maddox  |         |             |           |
+---------+-------------+---------+---------+-------------+-----------+
| Staten  | Score #476  | Allan   | 718-7   | 1550        | Staten    |
| Island  |             | T       | 27-1221 | Richmond    | Island,   |
|         |             | amarkin |         | Road c/o    | NY 10304  |
|         |             | Eileen  |         | the Staten  |           |
|         |             | S       |         | Island Bank |           |
|         |             | ullivan |         | & Trust     |           |
+---------+-------------+---------+---------+-------------+-----------+
| Long    | Score #694  | Mel     | 631-4   | 35 Pinelawn | Melville, |
| Island  |             | S       | 54-0771 | Road, Rm.   | NY 11747  |
|         |             | pringer |         | 207W        |           |
+---------+-------------+---------+---------+-------------+-----------+
| 5       | Brooklyn    | Rick    | 718-7   | 255 18^th^  | Brooklyn, |
| B       | (Kings      | Miranda | 88-0224 | Street      | NY 11215  |
| oroughs | County)     |         |         |             |           |
| of NYC  | Hispanic    |         |         | Suite 209   |           |
|         | Chamber of  |         |         |             |           |
|         | Commerce    |         |         |             |           |
+---------+-------------+---------+---------+-------------+-----------+
| NY City | Isa         | Atty.   | 212-9   | 90-04       | Jamaica,  |
| & Long  | Ab          | Isa     | 20-5221 | 161^st^     | NY 11432  |
| Island  | dur-Rahman, | Abdur   |         | Street      |           |
|         | Esq.        | -Rahman |         | Suite 308   |           |
+---------+-------------+---------+---------+-------------+-----------+
| Bronx   | Small       | C       | 718-9   | Lehman      | Bronx, NY |
|         | Business    | larence | 60-8806 | College,    | 10468     |
|         | Development | S       |         | Old Gym     |           |
|         | Center      | tanley, |         | Building,   |           |
|         |             | D       |         | Room 007,   |           |
|         |             | irector |         | 250 Bedford |           |
|         |             |         |         | Park        |           |
|         |             |         |         | Boulevard W |           |
+---------+-------------+---------+---------+-------------+-----------+
| B       | Small       | Angel   | 718-9   | Boricua,    | Brooklyn, |
| rooklyn | Business    | Roman,  | 63-4112 | College, 9  | NY 11206  |
|         | Development | D       | ext.    | Graham Ave. |           |
|         | Center      | irector | 563     |             |           |
+---------+-------------+---------+---------+-------------+-----------+
| D       | Small       | Al      | 845-3   | Marist      | Fishkill, |
| utchess | Business    | R       | 39-0025 | College     | NY 12524  |
|         | Development | andzin, |         | Ex          |           |
|         | Center      | B       |         | tension,400 |           |
|         |             | usiness |         | Westage     |           |
|         |             | Advisor |         | Business    |           |
|         |             |         |         | Center      |           |
+---------+-------------+---------+---------+-------------+-----------+
| D       | Small       | John    | 845-4   | SBDC        | Poug      |
| utchess | Business    | Mor     | 54-1700 | P           | hkeepsie, |
|         | Development | iarity, |         | oughkeepsie | NY 12601  |
|         | Center      | B       |         | Satellite   |           |
|         |             | usiness |         | Office,     |           |
|         |             | Advisor |         | Chamber of  |           |
|         |             |         |         | Commerce    |           |
|         |             |         |         | Office, 1   |           |
|         |             |         |         | Civic Plaza |           |
|         |             |         |         | Center,     |           |
|         |             |         |         | 4^th^ Floor |           |
+---------+-------------+---------+---------+-------------+-----------+
| Ma      | Small       | Ira     | 212-6   | Pace        | New York, |
| nhattan | Business    | Da      | 18-6655 | University, | NY 10038  |
|         | Development | vidson, |         | 163 William |           |
|         | Center      | D       |         | St., 16^th^ |           |
|         |             | irector |         | Floor       |           |
+---------+-------------+---------+---------+-------------+-----------+
| Ma      | Small       | James   | 646-3   | Baruch      | New York, |
| nhattan | Business    | Daley,  | 12-4784 | College, 55 | NY 10010  |
|         | Development | As      |         | Lexington   |           |
|         | Center      | sistant |         | Ave., (E    |           |
|         |             | D       |         | 24^th^ St.) |           |
|         |             | irector |         | Suite 2140  |           |
+---------+-------------+---------+---------+-------------+-----------+
| Nassau  | Small       | John W. | 516-2   | C. W. Post  | Br        |
|         | Business    | Ste     | 99-2095 | Campus,     | ookville, |
|         | Development | inhoff, |         | LIU, Lorber | NY 11548  |
|         | Center      | B       |         | Hall-Room   |           |
|         |             | usiness |         | 306         |           |
|         |             | Advisor |         |             |           |
+---------+-------------+---------+---------+-------------+-----------+
| Nassau  | Small       | Lloyd   | 516-5   | Hempstead   | H         |
|         | Business    | Clark,  | 64-8672 | Outreach    | empstead, |
|         | Development | As      |         | Center, EOC | NY 11550  |
|         | Center      | sistant |         | Farmingdale |           |
|         |             | D       |         | College,    |           |
|         |             | irector |         | 269 Fulton  |           |
|         |             |         |         | Ave.        |           |
+---------+-------------+---------+---------+-------------+-----------+
| Orange  | Small       | Don     | 845-5   | 33 Airport  | New       |
|         | Business    | Dods,   | 67-2702 | Center      | Windsor,  |
|         | Development | Ce      |         | Drive, Rm.  | NY 12553  |
|         | Center      | rtified |         | 201,        |           |
|         |             | B       |         | Stewart     |           |
|         |             | usiness |         | Airport     |           |
|         |             | Advisor |         |             |           |
+---------+-------------+---------+---------+-------------+-----------+
| Queens  | Small       | Alfred  | 718-2   | York        | Jamaica,  |
|         | Business    | J.      | 62-2880 | College,    | NY 11451  |
|         | Development | Titone, |         | 94-50       |           |
|         | Center      | D       |         | 159^th^     |           |
|         |             | irector |         | St., Rm.    |           |
|         |             |         |         | 107         |           |
+---------+-------------+---------+---------+-------------+-----------+
| Queens  | Small       | Brian   | 718-4   | La Guardia  | Long      |
|         | Business    | Gurski, | 82-5098 | Community   | Island    |
|         | Development | Interim |         | College,    | City, NY  |
|         | Center      | Acting  |         | 29-10       | 11101     |
|         |             | D       |         | Thompson    |           |
|         |             | irector |         | Ave., 9^th^ |           |
|         |             |         |         | Floor, Rm.  |           |
|         |             |         |         | C916        |           |
+---------+-------------+---------+---------+-------------+-----------+
| R       | Small       | Jerry   | 845-3   | Rockland    | Spring    |
| ockland | Business    | Kobre,  | 56-6065 | Community   | Valley,   |
|         | Development | As      |         | College,    | NY 10977  |
|         | Center      | sistant |         | 185 North   |           |
|         |             | D       |         | Main St.    |           |
|         |             | irector |         |             |           |
+---------+-------------+---------+---------+-------------+-----------+
| Staten  | Small       | Dean    | 718-9   | College of  | Staten    |
| Island  | Business    | Bal     | 82-2560 | Staten      | Island,   |
|         | Development | samini, |         | Island,     | NY 10314  |
|         | Center      | D       |         | 2800Victory |           |
|         |             | irector |         | Blvd., Bldg |           |
|         |             |         |         | 2A, Rm. 300 |           |
+---------+-------------+---------+---------+-------------+-----------+
| *       | **TA        | **      | **      | **ADDRESS** | **CITY**  |
| *MARKET | PROVIDER**  | Contact | PHONE** |             |           |
| AREA**  |             | Name**  |         |             |           |
+---------+-------------+---------+---------+-------------+-----------+
| Suffolk | Small       | Edward  | 631-6   | State       | Stony     |
|         | Business    | Fritz,  | 32-9070 | University  | Brook, NY |
|         | Development | D       |         | at Stony    | 11794     |
|         | Center      | irector |         | Brook,      |           |
|         |             |         |         | Harriman    |           |
|         |             |         |         | Hall, Rm.   |           |
|         |             |         |         | 103         |           |
+---------+-------------+---------+---------+-------------+-----------+
| Suffolk | Small       | Edward  | 631-6   | Long Island | Great     |
|         | Business    | Fritz,  | 32-9070 | Business &  | River, NY |
|         | Development | D       |         | Technology  | 11739     |
|         | Center      | irector |         | Center,     |           |
|         |             |         |         | 3500        |           |
|         |             |         |         | Sunrise     |           |
|         |             |         |         | Highway     |           |
+---------+-------------+---------+---------+-------------+-----------+
| Suffolk | Small       | Lucille | 631-4   | Farmingdale | Far       |
|         | Business    | Wes     | 20-2765 | State       | mingdale, |
|         | Development | nofske, |         | University  | NY 11735  |
|         | Center      | D       |         | of NY,      |           |
|         |             | irector |         | Campus      |           |
|         |             |         |         | Commons     |           |
|         |             |         |         | Bldg., 2350 |           |
|         |             |         |         | Route 110   |           |
+---------+-------------+---------+---------+-------------+-----------+
| Suffolk | Small       | Vincent | 631-3   | Brookhaven  | Upton, NY |
|         | Business    | Triolo, | 44-2393 | National    | 11973     |
|         | Development | Advisor |         | La          |           |
|         | Center      |         |         | boratories, |           |
|         |             |         |         | Centre      |           |
|         |             |         |         | Street Bldg |           |
|         |             |         |         | 179 B, P.O. |           |
|         |             |         |         | Box 5000    |           |
+---------+-------------+---------+---------+-------------+-----------+
| S       | Small       | Myriam  | 845-3   | Sullivan    | Mo        |
| ullivan | Business    | Bo      | 56-6065 | County      | nticello, |
|         | Development | uchard, |         | Community   | NY 12701  |
|         | Center      | As      |         | College,    |           |
|         |             | sistant |         | 196         |           |
|         |             | D       |         | Broadway    |           |
|         |             | irector |         |             |           |
+---------+-------------+---------+---------+-------------+-----------+
| Ulster  | Small       | Arnaldo | 845-3   | Mid-Hudson  | Kingston, |
|         | Business    | Seh     | 39-0025 | SBDC, 1     | NY 12401  |
|         | Development | werert, |         | Development |           |
|         | Center      | D       |         | Court       |           |
|         |             | irector |         |             |           |
+---------+-------------+---------+---------+-------------+-----------+
| West    | Small       | Thomas  | 914-3   | Mercy       | Yonkers,  |
| chester | Business    | Morley, | 75-2107 | College     | NY 10701  |
|         | Development | D       |         | i-Park, 28  |           |
| (Also   | Center      | irector |         | Wells Ave., |           |
| Serves  |             |         |         | Bldg. #3,   |           |
| Putnam  |             |         |         | 5^th^ Floor |           |
| &       |             |         |         |             |           |
| R       |             |         |         |             |           |
| ockland |             |         |         |             |           |
| Co      |             |         |         |             |           |
| unties) |             |         |         |             |           |
+---------+-------------+---------+---------+-------------+-----------+
| West    | Small       | Thomas  | 914-6   | Mercy       | Dobbs     |
| chester | Business    | Morley, | 74-7485 | College     | Ferry, NY |
|         | Development | D       |         | Outreach    | 10522     |
|         | Center      | irector |         | Center, 555 |           |
|         |             |         |         | Broadway    |           |
+---------+-------------+---------+---------+-------------+-----------+
| West    | Small       | Warren  | 914     | Business    | White     |
| chester | Business    | Weill,  | 9482110 | Council of  | Plains,   |
|         | Development | Advisor |         | W           | NY 10604  |
|         | Center      |         |         | estchester, |           |
|         |             |         |         | 108         |           |
|         |             |         |         | Corporate   |           |
|         |             |         |         | Park Drive, |           |
|         |             |         |         | Suite 101   |           |
+---------+-------------+---------+---------+-------------+-----------+
| Long    | CW United,  | Michael | 516-6   | 20          | Syosset,  |
| Island  | LLC         | Cho     | 10-4582 | Elderberry  | NY        |
|         |             |         |         | Road        |           |
|         |             |         |         |             | 11791     |
+---------+-------------+---------+---------+-------------+-----------+
| The 5   | The G-Net   | Toxie   | 718-6   | 167 Waverly | Brooklyn, |
| B       | Group       | Givens  | 70-6714 | Ave., Suite | NY        |
| oroughs |             |         |         | 3           |           |
| of NYC  |             |         |         |             | 11205     |
+---------+-------------+---------+---------+-------------+-----------+