**Subpart F---Guaranty or Insurance of Loans to Veterans With Electronic
Reporting**

*Source*: 73 Fed. Reg. 6310, February 1, 2008, unless otherwise noted.

**Supplement *Highlights* reference**: 32(1), unless otherwise noted.

36.4800 Applicability of this subpart. 36.4800-1

36.4801 Definitions 36.4801-1

36.4802 Computation of guaranties or insurance credits. 36.4802-1

36.4803 Reporting requirements. 36.4803-1

36.4804 Deviations; changes of identity. 36.4804-1

36.4805 Partial disbursement. 36.4805-1

36.4806 Refinancing of mortgage or other lien indebtedness. 36.4806-1

36.4807 Interest rate reduction refinancing loan. 36.4807-1

36.4808 Joint loans. 36.4808-1

36.4809 Transfer of title by borrower or maturity by demand or
acceleration. 36.4809-1

36.4810 Amortization. 36.4810-1

36.4811 Prepayment. 36.4811-1

36.4812 Interest rates. 36.4812-1

36.4813 Charges and fees. 36.4813-1

36.4814 Advances and other charges. 36.4814-1

36.4815 Loan modifications. 36.4815-1

36.4816 Acceptability of partial payments. 36.4816-1

36.4817 Servicer reporting requirements. 36.4817-1

36.4818 Servicer tier ranking---temporary procedures. 36.4818-1

36.4819 Servicer loss-mitigation options and incentives. 36.4819-1

36.4820 Refunding of loans in default. 36.4820-1

36.4821 Service of process. 36.4821-1

36.4822 Loan termination. 36.4822-1

36.4823 Election to convey security. 36.4823-1

36.4824 Guaranty claims; subsequent accounting. 36.4824-1

36.4825 Computation of indebtedness. 36.4825-1

36.4826 Subrogation and indemnity. 36.4826-1

36.4827 Release of security. 36.4827-1

36.4828 Partial or total loss of guaranty or insurance. 36.4828-1

36.4829 Hazard insurance. 36.4829-1

36.4830 Substitution of trustees. 36.4830-1

36.4831 Capacity of parties to contract. 36.4831-1

36.4832 Geographical limits. 36.4832-1

36.4833 Maintenance of records. 36.4833-1

36.4835 Delivery of notice. 36.4835-1

36.4836 \[Reserved\].

36.4837 Conformance of loan instruments. 36.4837-1

36.4838 Supplementary administrative action. 36.4838-1

36.4839 Eligibility of loans; reasonable value requirements. 36.4839-1

36.4840 Underwriting standards, processing procedures, lender
responsibility, and lender

certification. 36.4840-1

36.4841 Death or insolvency of holder. 36.4841-1

36.4842 Qualification for designated fee appraisers. 36.4842-1

36.4843 Restriction on designated appraisers. 36.4843-1

36.4845 Delegation of authority. 36.4845-1

36.4846 Cooperative loans. 36.4846-1

36.4847 Lender appraisal processing program. 36.4847-1

36.4848 Servicer appraisal processing program. 36.4848-1

36.4849 Waivers, consents, and approvals; when effective. 36.4849-1

36.4850 Servicing procedures for holders. 36.4850-1

36.4851 Minimum property and construction requirements. 36.4851-1

36.4852 Authority to close loans on the automatic basis. 36.4852-1

36.4853 Withdrawal of authority to close loans on the automatic basis.
36.4853-1

36.4854 Estate of veteran in real property. 36.4854-1

36.4855 Loans, first, second, or unsecured. 36.4855-1

36.4856 Tax, special assessment and other liens. 36.4856-1

36.4857 Combination residential and business property. 36.4857-1

36.4858 \[Reserved\]

36.4859 Supplemental loans. 36.4859-1

36.4860 Condominium loans. 36.4860-1

36.4861 Acceptable ownership arrangements and documentation. 36.4861-1

36.4862 Rights and restrictions. 36.4862-1

36.4863 Miscellaneous legal requirements. 36.4863-1

36.4864 Documentation and related requirements-flexible condominiums

and condominiums with offsite facilities. 36.4864-1

36.4865 Appraisal requirements. 36.4865-1

36.4867 Requirement of construction warranty. 36.4867-1

36.4868 Nondiscrimination and equal opportunity in housing

certification requirements. 36.4868-1

36.4869 Correction of structural defects. 36.4869-1

36.4870 Advertising and solicitation requirements. 36.4870-1

36.4875 Insured loan and insurance account. 36.4875-1

36.4877 Transfer of insured loans. 36.4877-1

36.4878 Debits and credits to insurance account under §36.4820.
36.4878-1

36.4879 Payment of insurance. 36.4879-1

36.4880 Reports of insured institutions. 36.4880-1

36.4890 Purpose. 36.4890-1

36.4891 Applicability. 36.4891-1

36.4892 Certification requirements. 36.4892-1

36.4893 Complaint and hearing procedure. 36.4893-1

**Subpart F---Guaranty or Insurance of Loans to Veterans With Electronic
Reporting**

**§36.4800 Applicability of this subpart.**

\(a\) This subpart applies to loans serviced by a mortgage servicing
industry segment on or after the date that VA issues a *Federal
Register* notice making this subpart applicable to that segment. This
includes loans entitled to an automatic guaranty, or otherwise
guaranteed or insured, on or after the date assigned in the *Federal
Register*, and loans that were previously guaranteed or insured to the
extent that no legal rights vested under the regulations are impaired.

\(b\) Title 38 U.S.C., chapter 37, is a continuation and restatement of
the provisions of Title III of the Servicemen's Readjustment Act of
1944, and may be considered an amendment to such Title III. References
to the sections or chapters of title 38 U.S.C., shall, where applicable,
be deemed to refer to the prior corresponding provisions of the law.
(Authority: 38 U.S.C. 3703(c)(1))