**IN THE UNITED STATES BANKRUPTCY COURT**

**FOR THE NORTHERN DISTRICT OF OHIO**

**EASTERN DIVISION**

In re: ) Chapter 13 Case No.:

)

) Judge:

)

Debtor(s). ) **PLAN**

**\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\***

\(1\) Debtor(s) shall pay to the Chapter 13 Trustee out of future
income, the sum of \$ every , or all of the projected future disposable
income of the debtor(s), pursuant to 11 U.S.C. §§1322(a)(1) and
1325(b)(2). Plan payments shall commence within thirty days from the
filing of this plan, pursuant to 11 U.S.C. §1326(a)(1).

\(2\) All claims entitled to **priority** under 11 U.S.C. §507 shall be
paid in full in deferred cash payments unless a holder of a particular
claim agrees to a different treatment. In addition to the costs of
administration, which are to be paid in accordance with the standing
procedure of this Court, the following treatment is specified for the
following priority claims:

\(3\) The following **secured** creditor(s) shall receive current
monthly payments, to be paid directly by the debtor(s) **"outside"** the
plan. The arrearage, if any, will be paid by the Trustee.

> Arrearage Interest

[Creditor]{.underline} [Amount]{.underline} [Rate]{.underline} [Fixed
Payment]{.underline}

\(4\) The following **secured** creditor(s) shall be paid by the Trustee
**"inside"** the plan. Each claim is secured to the extent of the value
of the corresponding collateral as indicated below. The remainder of the
claim, if any, is unsecured.

> Value of Interest

[Creditor]{.underline} [Security]{.underline} [Rate, if
app.]{.underline} [Fixed Payment]{.underline}

A holder of a secured claim shall retain the lien securing such claim
until the amount for which the claim is allowed as secured is paid in
full, pursuant to 11 U.S.C. §§1325(a)(5)(B)(i) and 1327(c).

\(5\) Executory contracts and unexpired leases will be treated as
follows:

[Contract Party or Lessor]{.underline} [Treatment: assumed or
rejected]{.underline}

Pursuant to 11 U.S.C. §502(g), any claim filed by a party to a rejected
executory contract or unexpired lease shall be allowed as if such claim
arose prior to the date of the filing of the petition, subject to the
right to object to the amount of the claim. Such a claimant must file a
proof of claim within ninety (90) days of the meeting of creditors held
pursuant to 11 U.S.C. §341.

\(6\) Creditors holding **unsecured** claims shall be paid at least % of
the amount of allowed claims, pro rata with other unsecured creditors.
Pursuant to 11 U.S.C. §1325(b), the Trustee would have objected to
confirmation of a plan proposing dividends for unsecured creditors of
less than 100% if the plan failed to provide that all projected
disposable income would be committed to the Chapter 13 plan for the next
three years. Therefore, the Trustee may file a motion to modify the plan
to increase the dividend if a composite plan appears to require less
than 36 months for completion, notwithstanding the provisions of Article
8 herein. Pursuant to 11 U.S.C. §502(b)(2), claims for interest accruing
after the filing of the petition shall not be allowed.

\(7\) This plan allows for payment of all or any part of a claim allowed
under 11 U.S.C. §1305.

\(8\) The projected length of this plan is at least months, as estimated
by the debtor(s). If claims are filed in amounts greater than the
amounts of the scheduled debts, this plan may extend beyond its stated
term without further application or notice, but the length of this plan
may not exceed sixty (60) months, pursuant to 11 U.S.C. §1322 (c).

\(9\) **The treatment of the claims of creditors as set forth in this
plan shall become absolute upon confirmation, pursuant to 11 U.S.C.
§1327. Therefore, if a creditor or contract party named herein objects
to this plan, including specifically the valuation of security and the
treatment of executory contracts and unexpired leases, a formal
objection to confirmation must be filed before the date fixed by the
Bankruptcy Court.**

\(10\) The following provisions shall also apply:

DEBTOR DEBTOR

Date:

ATTORNEY FOR DEBTOR(S)