**HOW TO APPLY FOR AN SBA*EXPRESS* NUMBER FROM SBA**

## 

**[How Does the Lender Submit an SBA*Express* Request?]{.underline}**

To request an SBA*Express* number, complete the attached SBA Forms
1920SX Part A, B and C and mail or fax it to the Sacramento Loan
Processing Center at:

> Sacramento Loan Processing Center Fax number: **(916) 735-0640**
>
> Small Business Administration
>
> 6501 Sylvan Road, Suite 111
>
> Citrus Heights, CA 95610-5017

**[What Do We Do With the Request?]{.underline}**

As soon as we receive your request, we fax to you a notice confirming
that we received it.

If your request is complete and funds are available, we will issue an
SBA*Express* loan number and notify you of the number by fax within one
business day of receiving your request.

**[What Happens After the SBA*Express* Number Is
Assigned?]{.underline}**

Approximately seven days after the SBA*Express* number is assigned, we
transfer the SBA loan file to the SBA office servicing the loan. At that
time, all of your future SBA communications regarding the loan will be
with that office.

Lenders must service loans approved under SBA*Express* using those
practices and procedures that the lender uses for its non-SBA guaranteed
commercial loans, but under all circumstances, such standards must be
reasonable and prudent commercial lending practices. However, there are
certain actions in servicing SBA loans that the lender may do only with
notice to SBA or may do only with SBA consent. Please refer to the
"SBA*Express* Program Guide" for the list of actions for which the
lender must get prior written consent of SBA or for which the lender
must notify SBA.

For any of those actions occurring within seven days of assignment of
the SBA*Express* number, please fill out and send the attached
"PLP/SBA*Express* Servicing Checklist, " to this office. We will send
you a written concurrence or nonconcurrence for any action requiring SBA
consent.

For any of those actions occurring more than seven days after assignment
of the SBA*Express* number, please send your request on the
"PLP/SBA*Express* Servicing Checklist" to the Commercial Loan Servicing
Center servicing the loan.

**[What Documents Do We Require After the SBA*Express* Number is
Assigned?]{.underline}**

An Express Loan Authorization is to be prepared and signed by the
Lender. Please do not send copies of the Loan Authorization and any
other closing documents, such as collateral documents and disbursement
forms. Those items must be retained in your files and be available for
SBA review, but are not to be sent to SBA after closing.

**[Whom Does The Lender Call With Questions?]{.underline}**

For loan program or eligibility questions, call Lead Loan Specialist
Hien Nguyen at (916)735-1200 or Loan Specialist Hardy Slay at
(916)735-1223. For the status of a request for SBA*Express* number or
the status of a change to an approved loan within 7 days of assignment
of the SBA*Express* number, call Barbara Stefani at (916)735-1224.

For questions regarding servicing actions on loans held in SBA servicing
centers, call the Fresno Commercial Loan Service Center at (559)487-5136
or the Little Rock Commercial Loan Service Center at (501)324-5871.

**10/14/08**