+----+---+-----------------------------+-------+---------------------+---+
| #  |   | #### OCC 2001-51            |       |                     | # |
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+----+---+-----------------------------+-------+---------------------+---+
|    |   | **OCC BULLETIN**            |       |                     |   |
+----+---+-----------------------------+-------+---------------------+---+
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| ks |   |                             |       |                     |   |
+----+---+-----------------------------+-------+---------------------+---+
| ## | P |                             | ## De | ## Small Ban        |   |
|  S | r |                             | scrip | k Compliance Guide  |   |
| ub | i |                             | tion: |                     |   |
| je | v |                             |       |                     |   |
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|    | n |                             |       |                     |   |
+----+---+-----------------------------+-------+---------------------+---+

**TO:** Chief Executive Officers of All National Banks, Department and
Division Heads, All Examining Personnel, and Other Interested Parties

The OCC has prepared a "Small Bank Compliance Guide" to help community
banks comply with the rule implementing the privacy provisions of the
Gramm--Leach--Bliley Act. A copy of the guide is attached.

The guide begins with an overview of a bank's basic obligations under
the privacy rule, followed by a summary of the rule, a privacy
preparedness checklist, and questions and answers. In each part of the
guide, we focus on issues that we believe are of particular interest to
community banks.

The overview, summary, and checklist were prepared by the OCC, while the
questions and answers were prepared on an interagency basis by the OCC,
together with the Federal Reserve Board, the Federal Deposit Insurance
Corporation, the Office of Thrift Supervision, and the National Credit
Union Administration, in consultation with the Securities and Exchange
Commission, the Federal Trade Commission, and the Commodity Futures
Trade Commission.

For more information, contact Amy Friend, assistant chief counsel, (202)
874-5200; Michael Byslma, director, Community and Consumer Law, (202)
874-5750; Steve Van Meter, assistant director, Community and Consumer
Law, (202) 874-5750; Mark Tenhundfeld, assistant director, Legislative
and Regulatory Activities, (202) 874-5090; Deborah Katz, senior counsel,
Legislative and Regulatory Activities, (202) 874-5090; or Paul
Utterback, national bank examiner, Compliance Operations and Policy,
(202) 874-5461.

[\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_]{.underline}

Julie L. Williams

First Senior Deputy Comptroller and Chief Counsel

Attachment