<table>
<colgroup>
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<col style="width: 8%" />
<col style="width: 4%" />
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<col style="width: 2%" />
<col style="width: 2%" />
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<col style="width: 2%" />
</colgroup>
<tbody>
<tr class="odd">
<td colspan="37" rowspan="6"><p><strong>Suspicious</strong></p>
<p><strong>Activity Report</strong></p>
<p>July 2003</p>
<p>Previous editions will not be accepted after December 31,
2003</p></td>
<td colspan="23"></td>
<td colspan="2"><strong>1</strong></td>
</tr>
<tr class="even">
<td colspan="10">FRB:</td>
<td colspan="9">FR 2230</td>
<td colspan="6">OMB No. 7100-0212</td>
</tr>
<tr class="odd">
<td colspan="10">FDIC:</td>
<td colspan="9">6710/06</td>
<td colspan="6">OMB No. 3064-0077</td>
</tr>
<tr class="even">
<td colspan="10">OCC:</td>
<td colspan="9">8010-9,8010-1</td>
<td colspan="6">OMB No. 1557-0180</td>
</tr>
<tr class="odd">
<td colspan="10">OTS:</td>
<td colspan="9">1601</td>
<td colspan="6">OMB No. 1550-0003</td>
</tr>
<tr class="even">
<td colspan="10">NCUA:</td>
<td colspan="9">2362</td>
<td colspan="6">OMB No. 3133-0094</td>
</tr>
<tr class="odd">
<td colspan="37" rowspan="2"><p><strong>ALWAYS COMPLETE ENTIRE
REPORT</strong></p>
<p><strong>(see instructions)</strong></p></td>
<td colspan="10">TREASURY</td>
<td colspan="9">TD F 90-22.47</td>
<td colspan="6">OMB No. 1506-0001</td>
</tr>
<tr class="even">
<td colspan="25"></td>
</tr>
<tr class="odd">
<td colspan="62"><p>1. Check box below only if correcting a prior
report.</p>
<p> Corrects Prior Report (see instruction #3 under "How to Make a
Report")</p></td>
</tr>
<tr class="even">
<td colspan="3"><strong>Part I</strong></td>
<td colspan="59"><strong>Reporting Financial Institution
Information</strong></td>
</tr>
<tr class="odd">
<td colspan="38">2. Name of Financial Institution</td>
<td colspan="24">3. EIN</td>
</tr>
<tr class="even">
<td colspan="38">     </td>
<td colspan="24"><blockquote>
<p>     -     </p>
</blockquote></td>
</tr>
<tr class="odd">
<td colspan="38">4. Address of Financial Institution</td>
<td colspan="24">5. Primary Federal Regulator</td>
</tr>
<tr class="even">
<td colspan="38">     </td>
<td colspan="16" rowspan="4"><p>a. Federal Reserve</p>
<p>b. FDIC</p>
<p>c. NCUA</p></td>
<td colspan="8" rowspan="4"><p>d. OCC</p>
<p>e. OTS</p>
<p>c.</p>
<p>NCUA</p></td>
</tr>
<tr class="odd">
<td colspan="6">6. City</td>
<td colspan="5">7. State</td>
<td colspan="27">8. ZIP Code</td>
</tr>
<tr class="even">
<td colspan="6" rowspan="2">     </td>
<td colspan="5"></td>
<td colspan="27"></td>
</tr>
<tr class="odd">
<td colspan="2"> </td>
<td colspan="3"> </td>
<td> </td>
<td colspan="4"> </td>
<td colspan="2"> </td>
<td> </td>
<td> </td>
<td colspan="4">—</td>
<td colspan="5"> </td>
<td colspan="4"> </td>
<td colspan="2"> </td>
<td colspan="3"> </td>
</tr>
<tr class="even">
<td colspan="26" rowspan="2"><p>9. Address of Branch Office(s) where
activity occurred.</p>
<p>     </p></td>
<td colspan="36"> Multiple Branches (include information in narrative,
Part V)</td>
</tr>
<tr class="odd">
<td colspan="36"></td>
</tr>
<tr class="even">
<td colspan="6">10. City</td>
<td colspan="5" rowspan="2">11. State</td>
<td colspan="27" rowspan="2">12. ZIP Code</td>
<td colspan="24">13. If institution closed, date closed</td>
</tr>
<tr class="odd">
<td colspan="6"></td>
<td colspan="24"></td>
</tr>
<tr class="even">
<td colspan="6" rowspan="2">     </td>
<td colspan="2" rowspan="2"> </td>
<td colspan="3" rowspan="2"> </td>
<td rowspan="2"> </td>
<td colspan="4" rowspan="2"> </td>
<td colspan="2" rowspan="2"> </td>
<td rowspan="2"> </td>
<td rowspan="2"> </td>
<td colspan="4" rowspan="2">—</td>
<td colspan="5" rowspan="2"> </td>
<td colspan="4" rowspan="2"> </td>
<td colspan="2" rowspan="2"> </td>
<td colspan="3" rowspan="2"> </td>
<td colspan="3"></td>
<td colspan="6">  </td>
<td colspan="2">/</td>
<td colspan="2">  </td>
<td colspan="2">/</td>
<td colspan="5">    </td>
<td colspan="4"></td>
</tr>
<tr class="odd">
<td colspan="3"></td>
<td colspan="6">MM</td>
<td colspan="2"></td>
<td colspan="2">DD</td>
<td colspan="2"></td>
<td colspan="5">YYYY</td>
<td colspan="4"></td>
</tr>
<tr class="even">
<td colspan="11">14. Account number(s) affected, if any</td>
<td colspan="4"></td>
<td colspan="19">Closed?</td>
<td colspan="4"></td>
<td colspan="9"></td>
<td colspan="4"></td>
<td colspan="4"></td>
<td colspan="7">Closed?</td>
</tr>
<tr class="odd">
<td colspan="3">a. </td>
<td colspan="31" rowspan="2"><blockquote>
<p>      Yes No</p>
</blockquote>
<p>      Yes No</p></td>
<td colspan="4">c.</td>
<td colspan="24" rowspan="2"><p>      Yes No</p>
<p>      Yes No</p></td>
</tr>
<tr class="even">
<td colspan="3"> b.</td>
<td colspan="4">d.</td>
</tr>
<tr class="odd">
<td colspan="3"></td>
<td colspan="6"></td>
<td colspan="6"></td>
<td colspan="19"></td>
<td colspan="12"></td>
<td colspan="16"></td>
</tr>
<tr class="even">
<td colspan="3"><strong>Part II</strong></td>
<td colspan="59"><strong>Suspect Information</strong> Suspect
Information Unavailable</td>
</tr>
<tr class="odd">
<td colspan="17">15. Last Name or Name of Entity</td>
<td colspan="40">16. First Name</td>
<td colspan="5">17. Middle</td>
</tr>
<tr class="even">
<td colspan="17">     </td>
<td colspan="40">     </td>
<td colspan="5">     </td>
</tr>
<tr class="odd">
<td colspan="47">18. Address</td>
<td colspan="15">19. SSN, EIN, or TIN</td>
</tr>
<tr class="even">
<td colspan="47">     </td>
<td colspan="15">     </td>
</tr>
<tr class="odd">
<td colspan="10">20. City</td>
<td colspan="7">21. State</td>
<td colspan="30">22. ZIP Code</td>
<td colspan="15">23. Country</td>
</tr>
<tr class="even">
<td colspan="10" rowspan="2">     </td>
<td colspan="3" rowspan="2"> </td>
<td colspan="4" rowspan="2"> </td>
<td colspan="2" rowspan="2"> </td>
<td colspan="2" rowspan="2"> </td>
<td colspan="6" rowspan="2"> </td>
<td colspan="4" rowspan="2"> </td>
<td colspan="3" rowspan="2"> </td>
<td colspan="2" rowspan="2">—</td>
<td colspan="3" rowspan="2"> </td>
<td colspan="3" rowspan="2"> </td>
<td colspan="3" rowspan="2"> </td>
<td colspan="2" rowspan="2"> </td>
<td colspan="15" rowspan="2">     </td>
</tr>
<tr class="odd">
</tr>
<tr class="even">
<td colspan="23">24. Phone Number - Residence <em>(include area
code)</em></td>
<td colspan="39">25. Phone Number - Work <em>(include area
code)</em></td>
</tr>
<tr class="odd">
<td colspan="23">(   )      </td>
<td colspan="39">(   )      </td>
</tr>
<tr class="even">
<td colspan="13">26. Occupation/Type of Business</td>
<td colspan="34">27. Date of Birth</td>
<td colspan="15">28. Admission/Confession?</td>
</tr>
<tr class="odd">
<td colspan="13" rowspan="3">     </td>
<td colspan="4"></td>
<td colspan="5">  </td>
<td colspan="3">/</td>
<td colspan="9">  </td>
<td colspan="3">/</td>
<td colspan="6">    </td>
<td colspan="4"></td>
<td colspan="15" rowspan="3"><blockquote>
<p>a. Yes b. No</p>
</blockquote></td>
</tr>
<tr class="even">
<td colspan="4" rowspan="2"></td>
<td colspan="5" rowspan="2">MM</td>
<td colspan="3" rowspan="2"></td>
<td colspan="9" rowspan="2">DD</td>
<td colspan="3" rowspan="2"></td>
<td colspan="6" rowspan="2">YYYYY</td>
<td colspan="4" rowspan="2"></td>
</tr>
<tr class="odd">
</tr>
<tr class="even">
<td colspan="62">29. Forms of Identification for Suspect:</td>
</tr>
<tr class="odd">
<td colspan="62"><p>a. Driver's License/State ID b. Passport c. Alien
Registration d. Other <u>     .</u></p>
<p>Number <u>     </u> Issuing Authority <u>     ...</u></p></td>
</tr>
<tr class="even">
<td colspan="61">30. Relationship to Financial Institution:</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="2"></td>
<td colspan="3"><p>a. Accountant</p>
<p>b. Agent</p>
<p>c. Appraiser</p></td>
<td colspan="9"><p>d. Attorney</p>
<p>e. Borrower</p>
<p>f. Broker</p></td>
<td colspan="16"><p>g. Customer</p>
<p>h. Director</p>
<p>i. Employee</p></td>
<td colspan="31"><p>j. Officer</p>
<p>k. Shareholder</p>
<p>l. Other      </p></td>
<td></td>
</tr>
<tr class="even">
<td colspan="7"></td>
<td colspan="15"></td>
<td colspan="10"></td>
<td colspan="8"></td>
<td colspan="21"></td>
<td></td>
</tr>
<tr class="odd">
<td colspan="44">31. Is the relationship an insider relationship? a. Yes
b. No</td>
<td colspan="18">32. Date of Suspension, Termination, Resignation</td>
</tr>
<tr class="even">
<td colspan="4" rowspan="3">If Yes, specify:</td>
<td colspan="24" rowspan="3"><p>c. Still employed at financial
institution</p>
<p>d. Suspended</p></td>
<td colspan="16" rowspan="3"><p>e. Terminated</p>
<p>f. Resigned</p></td>
<td colspan="4"></td>
<td colspan="2"></td>
<td colspan="2"></td>
<td colspan="4"></td>
<td colspan="2"></td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td colspan="4" rowspan="2"></td>
<td colspan="2">  </td>
<td colspan="2">/</td>
<td colspan="4">  </td>
<td colspan="2">/</td>
<td>    </td>
<td rowspan="2"></td>
<td colspan="2" rowspan="2"></td>
</tr>
<tr class="even">
<td colspan="2">MM</td>
<td colspan="2"></td>
<td colspan="4">DD</td>
<td colspan="2"></td>
<td>YYYY</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="3"></td>
<td colspan="24"></td>
<td colspan="16"></td>
<td colspan="18"></td>
</tr>
<tr class="even">
<td colspan="62"></td>
</tr>
</tbody>
</table>

<table>
<colgroup>
<col style="width: 2%" />
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 3%" />
<col style="width: 1%" />
<col style="width: 0%" />
<col style="width: 3%" />
<col style="width: 2%" />
<col style="width: 5%" />
<col style="width: 3%" />
<col style="width: 0%" />
<col style="width: 3%" />
<col style="width: 0%" />
<col style="width: 0%" />
<col style="width: 0%" />
<col style="width: 3%" />
<col style="width: 2%" />
<col style="width: 5%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 4%" />
<col style="width: 4%" />
<col style="width: 6%" />
<col style="width: 3%" />
<col style="width: 2%" />
<col style="width: 5%" />
<col style="width: 2%" />
<col style="width: 1%" />
<col style="width: 4%" />
<col style="width: 0%" />
</colgroup>
<tbody>
<tr class="odd">
<td colspan="2"><strong>Part III</strong></td>
<td colspan="26"><strong>Suspicious Activity Information</strong></td>
<td><strong>2</strong></td>
<td></td>
</tr>
<tr class="even">
<td colspan="19">33. Date or date range of suspicious activity</td>
<td colspan="10">34. Total dollar amount involved in known or suspicious
activity</td>
<td></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2" rowspan="2">From</td>
<td>  </td>
<td colspan="2">/</td>
<td>  </td>
<td>/</td>
<td>    </td>
<td colspan="2" rowspan="2">To</td>
<td>  </td>
<td colspan="3">/</td>
<td>  </td>
<td>/</td>
<td>    </td>
<td></td>
<td colspan="10" rowspan="2">$     .00</td>
<td></td>
</tr>
<tr class="even">
<td></td>
<td>MM</td>
<td colspan="2"></td>
<td>DD</td>
<td></td>
<td>YYYY</td>
<td>MM</td>
<td colspan="3"></td>
<td>DD</td>
<td></td>
<td>YYYY</td>
<td></td>
<td></td>
</tr>
<tr class="odd">
<td colspan="29">35. Summary characterization of suspicious
activity:</td>
<td></td>
</tr>
<tr class="even">
<td colspan="13"><p>a. Bank Secrecy Act/Structuring/</p>
<p>Money Laundering</p>
<p>b. Bribery/Gratuity</p>
<p>c. Check Fraud</p>
<p>d. Check Kiting</p>
<p>e. Commercial Loan Fraud</p></td>
<td colspan="7"><p>f. Computer Intrusion</p>
<p>g. Consumer Loan Fraud</p>
<p>h. Counterfeit Check</p>
<p>i. Counterfeit Credit/Debit Card</p>
<p>j. Counterfeit Instrument <em>(other)</em></p>
<p>k. Credit Card Fraud</p></td>
<td colspan="9" rowspan="2"><p>l. Debit Card Fraud</p>
<p>m. Defalcation/Embezzlement</p>
<p>n. False Statement</p>
<p>o. Misuse of Position or Self Dealing</p>
<p>p. Mortgage Loan Fraud</p>
<p>q. Mysterious Disappearance</p>
<p>r. Wire Transfer Fraud</p>
<p>t. Terrorist Financing</p>
<p>u. Identity Theft</p></td>
<td></td>
</tr>
<tr class="odd">
<td colspan="20"><blockquote>
<p>s. Other      </p>
</blockquote></td>
<td></td>
</tr>
<tr class="even">
<td colspan="5"></td>
<td colspan="15"><em>(type of activity)</em></td>
<td colspan="3"></td>
<td colspan="6"></td>
<td></td>
</tr>
<tr class="odd">
<td colspan="29"></td>
<td></td>
</tr>
<tr class="even">
<td colspan="15">36. Amount of loss prior to recovery <em>(if
applicable)</em></td>
<td colspan="6">37. Dollar amount of recovery <em>(if
applicable)</em></td>
<td colspan="8" rowspan="3">38. Has the suspicious activity had a
material impact on, or otherwise affected, the financial soundness of
the institution?</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="15" rowspan="2">$      .00</td>
<td colspan="6" rowspan="2">$      .00</td>
<td></td>
</tr>
<tr class="even">
<td></td>
</tr>
<tr class="odd">
<td colspan="21">39. Has the institution's bonding company been
notified?</td>
<td colspan="8" rowspan="2">a. Yes b. No</td>
<td></td>
</tr>
<tr class="even">
<td colspan="21">a. Yes b. No</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="29">40. Has any law enforcement agency already been advised
by telephone, written communication, or otherwise?</td>
<td></td>
</tr>
<tr class="even">
<td colspan="13"><p>a. DEA</p>
<p>b. FBI</p>
<p>c. IRS</p></td>
<td colspan="7"><p>d. Postal Inspection</p>
<p>e. Secret Service</p>
<p>f. U.S. Customs</p></td>
<td colspan="9"><p>g. Other Federal</p>
<p>h. State</p>
<p>i. Local</p></td>
<td></td>
</tr>
<tr class="odd">
<td colspan="10">j. Agency name <em>(for g, h or i)</em></td>
<td colspan="17">     </td>
<td colspan="2"></td>
<td></td>
</tr>
<tr class="even">
<td colspan="10"></td>
<td colspan="19"></td>
<td></td>
</tr>
<tr class="odd">
<td colspan="20">41. Name of person(s) contacted at Law Enforcement
Agency</td>
<td colspan="9">42. Phone Number <em>(include area code)</em></td>
<td></td>
</tr>
<tr class="even">
<td colspan="20">     </td>
<td colspan="9">(   )      </td>
<td></td>
</tr>
<tr class="odd">
<td colspan="20">43. Name of person(s) contacted at Law Enforcement
Agency</td>
<td colspan="9">44. Phone Number <em>(include area code)</em></td>
<td></td>
</tr>
<tr class="even">
<td colspan="20">     </td>
<td colspan="9">(   )      </td>
<td></td>
</tr>
<tr class="odd">
<td colspan="3"><strong>Part IV</strong></td>
<td colspan="26"><strong>Contact for Assistance</strong></td>
<td></td>
</tr>
<tr class="even">
<td colspan="14">45. Last Name</td>
<td colspan="6">46. First Name</td>
<td colspan="9">47. Middle</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="14">     </td>
<td colspan="6">     </td>
<td colspan="9">     </td>
<td></td>
</tr>
<tr class="even">
<td colspan="14">48. Title/Occupation</td>
<td colspan="6">49. Phone Number <em>(include area code)</em></td>
<td colspan="9">50. Date Prepared</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="14" rowspan="2">     </td>
<td colspan="6" rowspan="2">(   )      </td>
<td></td>
<td>  </td>
<td>/</td>
<td>  </td>
<td>/</td>
<td>    </td>
<td colspan="4"></td>
</tr>
<tr class="even">
<td></td>
<td>MM</td>
<td></td>
<td>DD</td>
<td></td>
<td>YYYY</td>
<td colspan="4"></td>
</tr>
<tr class="odd">
<td colspan="29">51. Agency <em>(if not filed by financial
institution)</em></td>
<td></td>
</tr>
<tr class="even">
<td colspan="29">     </td>
<td></td>
</tr>
</tbody>
</table>

+-----+----------------------------+-------------------------------+---+
| **P | **Suspicious Activity      |                               | * |
| art | Information                |                               | * |
| V** | Explanation/Description**  |                               | 3 |
|     |                            |                               | * |
|     |                            |                               | * |
+-----+----------------------------+-------------------------------+---+
| *   |                            | f\. **Indicate** where the    |   |
| *Ex |                            | possible violation took place |   |
| pla |                            | (e.g., main office, branch,   |   |
| nat |                            | other).                       |   |
| ion |                            |                               |   |
| /de |                            | g\. **Indicate** whether the  |   |
| scr |                            | possible violation is an      |   |
| ipt |                            | isolated incident or relates  |   |
| ion |                            | to other transactions.        |   |
| of  |                            |                               |   |
| kn  |                            | h\. **Indicate** whether      |   |
| own |                            | there is any related          |   |
| or  |                            | litigation; if so, specify.   |   |
| sus |                            |                               |   |
| pec |                            | i\. **Recommend** any further |   |
| ted |                            | investigation that might      |   |
| vio |                            | assist law enforcement        |   |
| lat |                            | authorities.                  |   |
| ion |                            |                               |   |
| of  |                            | j\. **Indicate** whether any  |   |
| law |                            | information has been excluded |   |
| or  |                            | from this report;             |   |
| s   |                            |                               |   |
| usp |                            | if so, why?                   |   |
| ici |                            |                               |   |
| ous |                            | k\. If you are correcting a   |   |
| ac  |                            | previously filed report,      |   |
| tiv |                            | describe the changes that     |   |
| ity |                            |                               |   |
| .** |                            | are being made.               |   |
|     |                            |                               |   |
| T   |                            | For Bank Secrecy              |   |
| his |                            | Act/Structuring/Money         |   |
| s   |                            | Laundering reports, include   |   |
| ect |                            | the following additional      |   |
| ion |                            | information:                  |   |
| of  |                            |                               |   |
| the |                            | l\. **Indicate** whether      |   |
| rep |                            | currency and/or monetary      |   |
| ort |                            | instruments were involved. If |   |
| is  |                            | so, provide the amount and/or |   |
| *   |                            | description of the instrument |   |
| *cr |                            | (for example, bank draft,     |   |
| iti |                            | letter of credit, domestic or |   |
| cal |                            | international money order,    |   |
| .** |                            | stocks, bonds, traveler\'s    |   |
| The |                            | checks, wire transfers sent   |   |
| c   |                            | or received, cash, etc.).     |   |
| are |                            |                               |   |
| w   |                            | m\. **Indicate** any account  |   |
| ith |                            | number that may be involved   |   |
| wh  |                            | or affected.                  |   |
| ich |                            |                               |   |
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| ten |                            |                               |   |
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| en. |                            |                               |   |
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| ver |                            |                               |   |
| -up |                            |                               |   |
| or  |                            |                               |   |
| ev  |                            |                               |   |
| ide |                            |                               |   |
| nce |                            |                               |   |
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| a   |                            |                               |   |
| tte |                            |                               |   |
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| to  |                            |                               |   |
| d   |                            |                               |   |
| ece |                            |                               |   |
| ive |                            |                               |   |
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| ede |                            |                               |   |
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| ate |                            |                               |   |
| exa |                            |                               |   |
| min |                            |                               |   |
| ers |                            |                               |   |
| or  |                            |                               |   |
| o   |                            |                               |   |
| the |                            |                               |   |
| rs. |                            |                               |   |
+-----+----------------------------+-------------------------------+---+
| T   |                            |                               |   |
| ips |                            |                               |   |
| on  |                            |                               |   |
| SAR |                            |                               |   |
| F   |                            |                               |   |
| orm |                            |                               |   |
| pr  |                            |                               |   |
| epa |                            |                               |   |
| rat |                            |                               |   |
| ion |                            |                               |   |
| and |                            |                               |   |
| fil |                            |                               |   |
| ing |                            |                               |   |
| are |                            |                               |   |
| ava |                            |                               |   |
| ila |                            |                               |   |
| ble |                            |                               |   |
| in  |                            |                               |   |
| the |                            |                               |   |
| SAR |                            |                               |   |
| Ac  |                            |                               |   |
| tiv |                            |                               |   |
| ity |                            |                               |   |
| Rev |                            |                               |   |
| iew |                            |                               |   |
| at  |                            |                               |   |
| ww  |                            |                               |   |
| w.f |                            |                               |   |
| inc |                            |                               |   |
| en. |                            |                               |   |
| gov |                            |                               |   |
| /pu |                            |                               |   |
| b_r |                            |                               |   |
| epo |                            |                               |   |
| rts |                            |                               |   |
| .ht |                            |                               |   |
| ml. |                            |                               |   |
+-----+----------------------------+-------------------------------+---+
|     |                            |                               |   |
|     |                            |                               |   |
+-----+----------------------------+-------------------------------+---+
| **  |                            |                               |   |
| Pap |                            |                               |   |
| erw |                            |                               |   |
| ork |                            |                               |   |
| Red |                            |                               |   |
| uct |                            |                               |   |
| ion |                            |                               |   |
| Act |                            |                               |   |
| N   |                            |                               |   |
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| The |                            |                               |   |
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| his |                            |                               |   |
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| an  |                            |                               |   |
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| ons |                            |                               |   |
| ist |                            |                               |   |
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| pri |                            |                               |   |
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| law |                            |                               |   |
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| for |                            |                               |   |
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| own |                            |                               |   |
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| yst |                            |                               |   |
| em: |                            |                               |   |
| 12  |                            |                               |   |
| U.S |                            |                               |   |
| .C. |                            |                               |   |
| 3   |                            |                               |   |
| 24, |                            |                               |   |
| 3   |                            |                               |   |
| 34, |                            |                               |   |
| 61  |                            |                               |   |
| 1a, |                            |                               |   |
| 1   |                            |                               |   |
| 844 |                            |                               |   |
| (b) |                            |                               |   |
| and |                            |                               |   |
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| 3   |                            |                               |   |
| 105 |                            |                               |   |
| (c) |                            |                               |   |
| (2) |                            |                               |   |
| and |                            |                               |   |
| 31  |                            |                               |   |
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| ont |                            |                               |   |
| rol |                            |                               |   |
| num |                            |                               |   |
| ber |                            |                               |   |
| .** |                            |                               |   |
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| **Suspicious Activity Report**                                        |
|                                                                       |
| **Instructions**                                                      |
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|                                                                       |
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| **Safe Harbor** Federal law (31 U.S.C. 5318(g)(3)) provides complete  |
| protection from civil liability for all reports of suspicious         |
| transactions made to appropriate authorities, including supporting    |
| documentation, regardless of whether such reports are filed pursuant  |
| to this report's instructions or are filed on a voluntary basis.      |
| Specifically, the law provides that a financial institution, and its  |
| directors, officers, employees and agents, that make a disclosure of  |
| any possible violation of law or regulation, including in connection  |
| with the preparation of suspicious activity reports, "shall not be    |
| liable to any person under any law or regulation of the United        |
| States, any constitution, law, or regulation of any State or          |
| political subdivision of any State, or under any contract or other    |
| legally enforceable agreement (including any arbitration agreement),  |
| for such disclosure or for any failure to provide notice of such      |
| disclosure to the person who is the subject of such disclosure or any |
| other person identified in the disclosure."                           |
|                                                                       |
| **Notification Prohibited** Federal law (31 U.S.C. 5318(g)(2))        |
| requires that a financial institution, and its directors, officers,   |
| employees and agents who, voluntarily or by means of a suspicious     |
| activity report, report suspected or known criminal violations or     |
| suspicious activities may not notify any person involved in the       |
| transaction that the transaction has been reported.                   |
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|                                                                       |
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| **In situations involving violations requiring immediate attention,   |
| such as when a reportable violation is ongoing, the financial         |
| institution shall immediately notify, by telephone, appropriate law   |
| enforcement and financial institution supervisory authorities in      |
| addition to filing a timely suspicious activity report.**             |
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| **WHEN TO MAKE A REPORT:**                                            |
|                                                                       |
| 1\. All financial institutions operating in the United States,        |
| including insured banks, savings associations, savings association    |
| service corporations, credit unions, bank holding companies, nonbank  |
| subsidiaries of bank holding companies, Edge and Agreement            |
| corporations, and U.S. branches and agencies of foreign banks, are    |
| required to make this report following the discovery of:              |
|                                                                       |
| > a\. **Insider abuse involving any amount.** Whenever the financial  |
| > institution detects any known or suspected Federal criminal         |
| > violation, or pattern of criminal violations, committed or          |
| > attempted against the financial institution or involving a          |
| > transaction or transactions conducted through the financial         |
| > institution, where the financial institution believes that it was   |
| > either an actual or potential victim of a criminal violation, or    |
| > series of criminal violations, or that the financial institution    |
| > was used to facilitate a criminal transaction, and the financial    |
| > institution has a substantial basis for identifying one of its      |
| > directors, officers, employees, agents or other                     |
| > institution-affiliated parties as having committed or aided in the  |
| > commission of a criminal act regardless of the amount involved in   |
| > the violation.                                                      |
| >                                                                     |
| > b\. **Violations aggregating \$5,000 or more where a suspect can be |
| > identified.** Whenever the financial institution detects any        |
| >                                                                     |
| > known or suspected Federal criminal violation, or pattern of        |
| > criminal violations, committed or attempted against the financial   |
| > institution or involving a transaction or transactions conducted    |
| > through the financial institution and involving or aggregating      |
| > \$5,000 or more in funds or other assets, where the financial       |
| > institution believes that it was either an actual or potential      |
| > victim of a criminal violation, or series of criminal violations,   |
| > or that the financial institution was used to facilitate a criminal |
| > transaction, and the financial institution has a substantial basis  |
| > for identifying a possible suspect or group of suspects. If it is   |
| > determined prior to filing this report that the identified suspect  |
| > or group of suspects has used an \"alias,\" then information        |
| > regarding the true identity of the suspect or group of suspects, as |
| > well as alias identifiers, such as drivers\' licenses or social     |
| > security numbers, addresses and telephone numbers, must be          |
| > reported.                                                           |
| >                                                                     |
| > c\. **Violations aggregating \$25,000 or more regardless of a       |
| > potential suspect.** Whenever the financial institution detects any |
| > known or suspected Federal criminal violation, or pattern of        |
| > criminal violations, committed or attempted against the financial   |
| > institution or involving a transaction or transactions conducted    |
| > through the financial institution and involving or aggregating      |
| > \$25,000 or more in funds or other assets, where the financial      |
| > institution believes that it was either an actual or potential      |
| > victim of a criminal violation, or series of criminal violations,   |
| > or that the financial institution was used to facilitate a criminal |
| > transaction, even though there is no substantial basis for          |
| > identifying a possible suspect or group of suspects.                |
| >                                                                     |
| > d\. **Transactions aggregating \$5,000 or more that involve         |
| > potential money laundering or violations of the Bank Secrecy Act.** |
| > Any transaction (which for purposes of this subsection means a      |
| > deposit, withdrawal, transfer between accounts, exchange of         |
| > currency, loan, extension of credit, purchase or sale of any stock, |
| > bond, certificate of deposit, or other monetary instrument or       |
| > investment security, or any other payment, transfer, or delivery    |
| > by, through, or to a financial institution, by whatever means       |
| > effected) conducted or attempted by, at or through the financial    |
| > institution and involving or aggregating \$5,000 or more in funds   |
| > or other assets, if the financial institution knows, suspects, or   |
| > has reason to suspect that:                                         |
| >                                                                     |
| > i\. The transaction involves funds derived from illegal activities  |
| > or is intended or conducted in order to hide or disguise funds or   |
| > assets derived from illegal activities (including, without          |
| > limitation, the ownership, nature, source, location, or control of  |
| > such funds or assets) as part of a plan to violate or evade any law |
| > or regulation or to avoid any transaction reporting requirement     |
| > under Federal law;                                                  |
|                                                                       |
| ii\. The transaction is designed to evade any regulations promulgated |
| under the Bank Secrecy Act; or                                        |
|                                                                       |
| > iii\. The transaction has no business or apparent lawful purpose or |
| > is not the sort in which the particular customer would normally be  |
| > expected to engage, and the financial institution knows of no       |
| > reasonable explanation for the transaction after examining the      |
| > available facts, including the background and possible purpose of   |
| > the transaction.                                                    |
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| > The Bank Secrecy Act requires all financial institutions to file    |
| > currency transaction reports (CTRs) in accordance with the          |
| > Department of the Treasury\'s implementing regulations (31 CFR Part |
| > 103). These regulations require a financial institution to file a   |
| > CTR whenever a currency transaction exceeds \$10,000. If a currency |
| > transaction exceeds \$10,000 and is suspicious, the institution     |
| > must file both a CTR (reporting the currency transaction) and a     |
| > suspicious activity report (reporting the suspicious or criminal    |
| > aspects of the transaction). If a currency transaction equals or is |
| > below \$10,000 and is suspicious, the institution should only file  |
| > a suspicious activity report.                                       |
|                                                                       |
| 2\. **Computer Intrusion.** For purposes of this report, \"computer   |
| intrusion\" is defined as gaining access to a computer system of a    |
| financial institution to:                                             |
|                                                                       |
| > a\. Remove, steal, procure, or otherwise affect funds of the        |
| > institution or the institution\'s customers;                        |
| >                                                                     |
| > b\. Remove, steal, procure, or otherwise affect critical            |
| > information of the institution including customer account           |
| > information; or                                                     |
| >                                                                     |
| > c\. Damage, disable, or otherwise affect critical systems of the    |
| > institution.                                                        |
| >                                                                     |
| > For purposes of this reporting requirement, computer intrusion does |
| > not mean attempted intrusions of websites or other non-critical     |
| > information systems of the institution that provide no access to    |
| > institution or customer financial or other critical information.    |
|                                                                       |
| 3\. A financial institution is required to file a suspicious activity |
| report no later than 30 calendar days after the date of initial       |
| detection of facts that may constitute a basis for filing a           |
| suspicious activity report. If no suspect was identified on the date  |
| of detection of the incident requiring the filing, a financial        |
| institution may delay filing a suspicious activity report for an      |
| additional 30 calendar days to identify a suspect. In no case shall   |
| reporting be delayed more than 60 calendar days after the date of     |
| initial detection of a reportable transaction.                        |
|                                                                       |
| 4\. This suspicious activity report does not need to be filed for     |
| those robberies and burglaries that are reported to local             |
| authorities, or (except for savings associations and service          |
| corporations) for lost, missing, counterfeit, or stolen securities    |
| that are reported pursuant to the requirements of 17 CFR 240.17f-1.   |
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| **HOW TO MAKE A REPORT:**                                             |
|                                                                       |
| 1\. Send each completed suspicious activity report to:                |
|                                                                       |
| **Detroit Computing Center, P.O. Box 33980, Detroit, MI 48232-0980**  |
|                                                                       |
| 2\. For items that do not apply or for which information is not       |
| available, leave blank.                                               |
|                                                                       |
| 3\. If you are correcting a previously filed report, check the box at |
| the top of the report (line 1). Complete the report in its entirety   |
| and include the corrected information in the applicable boxes. Then   |
| describe the changes that are being made in Part V (Description of    |
| Suspicious Activity), line k.                                         |
|                                                                       |
| 4\. **Do not include any supporting documentation with the suspicious |
| activity report.** Identify and retain a copy of the suspicious       |
| activity report and all original supporting documentation or business |
| record equivalent for five (5) years from the date of the suspicious  |
| activity report. All supporting documentation must be made available  |
| to appropriate authorities upon request.                              |
|                                                                       |
| 5\. If more space is needed to report additional suspects, attach     |
| copies of page 1 to provide the additional information. If more space |
| is needed to report additional branch addresses, include this         |
| information in the narrative, Part V.                                 |
|                                                                       |
| 6\. Financial institutions are encouraged to provide copies of        |
| suspicious activity reports to state and local authorities, where     |
| appropriate.                                                          |
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