HB - 1 -3550, APPENDIX 9 PAGE 195

STATE:MICHIGAN \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-- A J U S T E D I N C
O M E L I M I T S \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7
PERSON 8 PERSON\*

Ann Arbor, MI PMSA

VERY LOW INCOME 27200 31100 34950 38850 41950 45050 48150 51300

Lenawee, Livingston, LOW INCOME 40250 46000 51750 57500 62100 66700
71300 75900

**Washtenaw** MODERATE INCOME 45750 51500 57250 63000 67600 72200 76800
81400

38 YEAR TERM 32650 37300 41950 46600 50350 54100 57800 61550

ADJ. MEDIAN INC.\*\* 54400 62200 69900 77700 83900 90100 96300 102600

Benton Harbor, MI MSA

VERY LOW INCOME 19300 22050 24800 27550 29750 31950 34150 36350

**Berrien** LOW INCOME 30850 35250 39650 44100 47600 51150 54650 58200

MODERATE INCOME 36350 40750 45150 49600 53100 56650 60150 63700

38 YEAR TERM 23150 26450 29750 33050 35700 38350 41000 43650

ADJ. MEDIAN INC.\*\* 38600 44100 49600 55100 59500 63900 68300 72700

Detroit, MI PMSA

VERY LOW INCOME 24450 27950 31450 34950 37750 40550 43350 46150

**Lapeer, Macomb,** LOW INCOME 39150 44750 50350 55900 60400 64850 69350
73800

**Monroe, Oakland,** MODERATE INCOME 44650 50250 55850 61400 65900 70350
74850 79300

**St. Clair, Wayne** 38 YEAR TERM 29350 33550 37750 41950 45300 48650
52000 55350

ADJ. MEDIAN INC.\*\* 48900 55900 62900 69900 75500 81100 86700 92300

Flint, MI PMSA

VERY LOW INCOME 19450 22250 25000 27800 30000 32250 34450 36700

**Genesee** LOW INCOME 31150 35600 40050 44500 48050 51600 55150 58700

MODERATE INCOME 36650 41100 45550 50000 53550 57100 60650 64200

38 YEAR TERM 23350 26700 30000 33350 36050 38700 41350 44050

ADJ. MEDIAN INC.\*\* 38900 44500 50000 55600 60000 64500 68900 73400

Grand Rapids\--Muskegon\--Holland, MI MSA

VERY LOW INCOME 21450 24500 27600 30650 33100 35550 38000 40450

**Allegan, Kent,** LOW INCOME 34350 39250 44150 49050 52950 56900 60800
64750

**Muskegon, Ottawa** MODERATE INCOME 39850 44750 49650 54550 58450 62400
66300 70250

38 YEAR TERM 25750 29400 33100 36800 39700 42650 45600 48550

ADJ. MEDIAN INC.\*\* 42900 49000 55200 61300 66200 71100 76000 80900

Jackson, MI MSA

VERY LOW INCOME 20300 23200 26100 29000 31300 33650 35950 38300

**Jackson** LOW INCOME 32500 37100 41750 46400 50100 53800 57550 61250

MODERATE INCOME 38000 42600 47250 51900 55600 59300 63050 66750

38 YEAR TERM 24350 27850 31300 34800 37600 40350 43150 45950

ADJ. MEDIAN INC.\*\* 40600 46400 52200 58000 62600 67300 71900 76600

\* ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 EXCEPT FOR
MODERATE INCOME FAMILIES,

FOR WHICH \$5500 SHOULD BE ADDED TO THE RESPECTIVE LOW-INCOME LIMIT FOR
8+ PERSON FAMILIES

\*\* RHS ADJ. MEDIAN INCOMES SHOWN EQUAL TWICE THE RESPECTIVE VERY
LOW-INCOME LIMIT

03/08/2004 SPECIAL PN

HB - 1 -3550, APPENDIX 9 PAGE 196

STATE:MICHIGAN \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-- A J U S T E D I N C
O M E L I M I T S \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7
PERSON 8 PERSON\*

Kalamazoo\--Battle Creek, MI MSA

VERY LOW INCOME 20100 22950 25850 28700 31000 33300 35600 37900

**Calhoun, Kalamazoo** LOW INCOME 32150 36750 41350 45900 49600 53250
56950 60600

**Van Buren** MODERATE INCOME 37650 42250 46850 51400 55100 58750 62450
66100

38 YEAR TERM 24100 27550 31000 34450 37200 39950 42700 45450

ADJ. MEDIAN INC.\*\* 40200 45900 51700 57400 62000 66600 71200 75800

Lansing\--East Lansing, MI MSA

VERY LOW INCOME 22600 25850 29050 32300 34900 37450 40050 42650

**Clinton, Eaton, Ingham** LOW INCOME 36200 41350 46500 51700 55800
59950 64100 68200

MODERATE INCOME 41700 46850 52000 57200 61300 65450 69600 73700

38 YEAR TERM 27150 31000 34900 38750 41850 44950 48050 51150

ADJ. MEDIAN INC.\*\* 45200 51700 58100 64600 69800 74900 80100 85300

Saginaw\--Bay City\--Midland, MI MSA

VERY LOW INCOME 19300 22100 24850 27600 29800 32000 34200 36450

**Bay, Midland, Saginaw** LOW INCOME 30900 35350 39750 44150 47700 51250
54750 58300

MODERATE INCOME 36400 40850 45250 49650 53200 56750 60250 63800

38 YEAR TERM 23200 26500 29800 33100 35750 38400 41050 43700

ADJ. MEDIAN INC.\*\* 38600 44200 49700 55200 59600 64000 68400 72900

Alcona County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Alger County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Alpena County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

\* ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 EXCEPT FOR
MODERATE INCOME FAMILIES,

FOR WHICH \$5500 SHOULD BE ADDED TO THE RESPECTIVE LOW-INCOME LIMIT FOR
8+ PERSON FAMILIES

\*\* RHS ADJ. MEDIAN INCOMES SHOWN EQUAL TWICE THE RESPECTIVE VERY
LOW-INCOME LIMIT

03/08/2004 SPECIAL PN

HB - 1 -3550, APPENDIX 9 PAGE 197

STATE:MICHIGAN \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-- A J U S T E D I N C
O M E L I M I T S \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7
PERSON 8 PERSON\*

Antrim County

VERY LOW INCOME 17350 19850 22300 24800 26800 28750 30750 32750

LOW INCOME 27800 31750 35700 39700 42850 46050 49200 52400

MODERATE INCOME 33300 37250 41200 45200 48350 51550 54700 57900

38 YEAR TERM 20850 23800 26800 29750 32150 34500 36900 39300

ADJ. MEDIAN INC.\*\* 34700 39700 44600 49600 53600 57500 61500 65500

Arenac County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Baraga County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Barry County

VERY LOW INCOME 20700 23650 26600 29550 31900 34300 36650 39000

LOW INCOME 33100 37800 42550 47300 51050 54850 58650 62400

MODERATE INCOME 38600 43300 48050 52800 56550 60350 64150 67900

38 YEAR TERM 24800 28350 31900 35450 38300 41150 43950 46800

ADJ. MEDIAN INC.\*\* 41400 47300 53200 59100 63800 68600 73300 78000

Benzie County

VERY LOW INCOME 18300 20900 23550 26150 28250 30350 32450 34500

LOW INCOME 29300 33450 37650 41850 45200 48550 51900 55250

MODERATE INCOME 34800 38950 43150 47350 50700 54050 57400 60750

38 YEAR TERM 21950 25100 28250 31400 33900 36400 38900 41400

ADJ. MEDIAN INC.\*\* 36600 41800 47100 52300 56500 60700 64900 69000

Branch County

VERY LOW INCOME 17750 20300 22800 25350 27400 29400 31450 33450

LOW INCOME 28400 32450 36500 40550 43800 47050 50300 53550

MODERATE INCOME 33900 37950 42000 46050 49300 52550 55800 59050

38 YEAR TERM 21300 24350 27400 30400 32850 35300 37700 40150

ADJ. MEDIAN INC.\*\* 35500 40600 45600 50700 54800 58800 62900 66900

\* ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 EXCEPT FOR
MODERATE INCOME FAMILIES,

FOR WHICH \$5500 SHOULD BE ADDED TO THE RESPECTIVE LOW-INCOME LIMIT FOR
8+ PERSON FAMILIES

\*\* RHS ADJ. MEDIAN INCOMES SHOWN EQUAL TWICE THE RESPECTIVE VERY
LOW-INCOME LIMIT

03/08/2004 SPECIAL PN

HB - 1 -3550, APPENDIX 9 PAGE 198

STATE:MICHIGAN \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-- A J U S T E D I N C
O M E L I M I T S \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7
PERSON 8 PERSON\*

Cass County

VERY LOW INCOME 18150 20750 23350 25950 28050 30100 32200 34250

LOW INCOME 29050 33200 37350 41500 44850 48150 51500 54800

MODERATE INCOME 34550 38700 42850 47000 50350 53650 57000 60300

38 YEAR TERM 21800 24900 28050 31150 33650 36100 38600 41100

ADJ. MEDIAN INC.\*\* 36300 41500 46700 51900 56100 60200 64400 68500

Charlevoix County

VERY LOW INCOME 18100 20700 23250 25850 27900 30000 32050 34100

LOW INCOME 28950 33100 37200 41350 44650 48000 51300 54600

MODERATE INCOME 34450 38600 42700 46850 50150 53500 56800 60100

38 YEAR TERM 21700 24800 27900 31000 33500 36000 38450 40950

ADJ. MEDIAN INC.\*\* 36200 41400 46500 51700 55800 60000 64100 68200

Cheboygan County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Chippewa County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Clare County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Crawford County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

\* ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 EXCEPT FOR
MODERATE INCOME FAMILIES,

FOR WHICH \$5500 SHOULD BE ADDED TO THE RESPECTIVE LOW-INCOME LIMIT FOR
8+ PERSON FAMILIES

\*\* RHS ADJ. MEDIAN INCOMES SHOWN EQUAL TWICE THE RESPECTIVE VERY
LOW-INCOME LIMIT

03/08/2004 SPECIAL PN

HB - 1 -3550, APPENDIX 9 PAGE 199

STATE:MICHIGAN \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-- A J U S T E D I N C
O M E L I M I T S \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7
PERSON 8 PERSON\*

Delta County

VERY LOW INCOME 17900 20500 23050 25600 27650 29700 31750 33800

LOW INCOME 28650 32750 36850 40950 44250 47500 50800 54050

MODERATE INCOME 34150 38250 42350 46450 49750 53000 56300 59550

38 YEAR TERM 21500 24600 27650 30700 33200 35650 38100 40550

ADJ. MEDIAN INC.\*\* 35800 41000 46100 51200 55300 59400 63500 67600

Dickinson County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Emmet County

VERY LOW INCOME 20550 23500 26400 29350 31700 34050 36400 38750

LOW INCOME 32850 37550 42250 46950 50700 54450 58250 62000

MODERATE INCOME 38350 43050 47750 52450 56200 59950 63750 67500

38 YEAR TERM 24650 28200 31700 35200 38050 40850 43650 46500

ADJ. MEDIAN INC.\*\* 41100 47000 52800 58700 63400 68100 72800 77500

Gladwin County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Gogebic County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Grand Traverse County

VERY LOW INCOME 20450 23350 26300 29200 31550 33850 36200 38550

LOW INCOME 32700 37400 42050 46700 50450 54200 57950 61650

MODERATE INCOME 38200 42900 47550 52200 55950 59700 63450 67150

38 YEAR TERM 24550 28050 31550 35050 37850 40650 43450 46250

ADJ. MEDIAN INC.\*\* 40900 46700 52600 58400 63100 67700 72400 77100

\* ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 EXCEPT FOR
MODERATE INCOME FAMILIES,

FOR WHICH \$5500 SHOULD BE ADDED TO THE RESPECTIVE LOW-INCOME LIMIT FOR
8+ PERSON FAMILIES

\*\* RHS ADJ. MEDIAN INCOMES SHOWN EQUAL TWICE THE RESPECTIVE VERY
LOW-INCOME LIMIT

03/08/2004 SPECIAL PN

HB - 1 -3550, APPENDIX 9 PAGE 200

STATE:MICHIGAN \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-- A J U S T E D I N C
O M E L I M I T S \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7
PERSON 8 PERSON\*

Gratiot County

VERY LOW INCOME 17200 19700 22150 24600 26550 28550 30500 32450

LOW INCOME 27550 31500 35400 39350 42500 45650 48800 51950

MODERATE INCOME 33050 37000 40900 44850 48000 51150 54300 57450

38 YEAR TERM 20650 23600 26550 29500 31900 34250 36600 38950

ADJ. MEDIAN INC.\*\* 34400 39400 44300 49200 53100 57100 61000 64900

Hillsdale County

VERY LOW INCOME 18350 20950 23600 26200 28300 30400 32500 34600

LOW INCOME 29350 33550 37750 41900 45250 48650 52000 55350

MODERATE INCOME 34850 39050 43250 47400 50750 54150 57500 60850

38 YEAR TERM 22000 25150 28300 31450 33950 36450 39000 41500

ADJ. MEDIAN INC.\*\* 36700 41900 47200 52400 56600 60800 65000 69200

Houghton County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Huron County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Ionia County

VERY LOW INCOME 20550 23500 26400 29350 31700 34050 36400 38750

LOW INCOME 32850 37550 42250 46950 50700 54450 58250 62000

MODERATE INCOME 38350 43050 47750 52450 56200 59950 63750 67500

38 YEAR TERM 24650 28200 31700 35200 38050 40850 43650 46500

ADJ. MEDIAN INC.\*\* 41100 47000 52800 58700 63400 68100 72800 77500

Iosco County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

\* ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 EXCEPT FOR
MODERATE INCOME FAMILIES,

FOR WHICH \$5500 SHOULD BE ADDED TO THE RESPECTIVE LOW-INCOME LIMIT FOR
8+ PERSON FAMILIES

\*\* RHS ADJ. MEDIAN INCOMES SHOWN EQUAL TWICE THE RESPECTIVE VERY
LOW-INCOME LIMIT

03/08/2004 SPECIAL PN

HB - 1 -3550, APPENDIX 9 PAGE 201

STATE:MICHIGAN \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-- A J U S T E D I N C
O M E L I M I T S \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7
PERSON 8 PERSON\*

Iron County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Isabella County

VERY LOW INCOME 18200 20800 23400 26000 28100 30150 32250 34300

LOW INCOME 29100 33300 37450 41600 44950 48250 51600 54900

MODERATE INCOME 34600 38800 42950 47100 50450 53750 57100 60400

38 YEAR TERM 21850 24950 28100 31200 33700 36200 38700 41200

ADJ. MEDIAN INC.\*\* 36400 41600 46800 52000 56200 60300 64500 68600

Kalkaska County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Keweenaw County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Lake County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Leelanau County

VERY LOW INCOME 22300 25500 28650 31850 34400 36950 39500 42050

LOW INCOME 35650 40750 45850 50950 55050 59100 63200 67250

MODERATE INCOME 41150 46250 51350 56450 60550 64600 68700 72750

38 YEAR TERM 26750 30600 34400 38200 41300 44350 47400 50450

ADJ. MEDIAN INC.\*\* 44600 51000 57300 63700 68800 73900 79000 84100

\* ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 EXCEPT FOR
MODERATE INCOME FAMILIES,

FOR WHICH \$5500 SHOULD BE ADDED TO THE RESPECTIVE LOW-INCOME LIMIT FOR
8+ PERSON FAMILIES

\*\* RHS ADJ. MEDIAN INCOMES SHOWN EQUAL TWICE THE RESPECTIVE VERY
LOW-INCOME LIMIT

03/08/2004 SPECIAL PN

HB - 1 -3550, APPENDIX 9 PAGE 202

STATE:MICHIGAN \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-- A J U S T E D I N C
O M E L I M I T S \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7
PERSON 8 PERSON\*

Luce County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Mackinac County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Manistee County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Marquette County

VERY LOW INCOME 18150 20750 23350 25950 28050 30100 32200 34250

LOW INCOME 29050 33200 37350 41500 44850 48150 51500 54800

MODERATE INCOME 34550 38700 42850 47000 50350 53650 57000 60300

38 YEAR TERM 21800 24900 28050 31150 33650 36100 38600 41100

ADJ. MEDIAN INC.\*\* 36300 41500 46700 51900 56100 60200 64400 68500

Mason County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Mecosta County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

\* ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 EXCEPT FOR
MODERATE INCOME FAMILIES,

FOR WHICH \$5500 SHOULD BE ADDED TO THE RESPECTIVE LOW-INCOME LIMIT FOR
8+ PERSON FAMILIES

\*\* RHS ADJ. MEDIAN INCOMES SHOWN EQUAL TWICE THE RESPECTIVE VERY
LOW-INCOME LIMIT

03/08/2004 SPECIAL PN

HB - 1 -3550, APPENDIX 9 PAGE 203

STATE:MICHIGAN \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-- A J U S T E D I N C
O M E L I M I T S \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7
PERSON 8 PERSON\*

Menominee County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Missaukee County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Montcalm County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Montmorency County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Newaygo County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Oceana County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

\* ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 EXCEPT FOR
MODERATE INCOME FAMILIES,

FOR WHICH \$5500 SHOULD BE ADDED TO THE RESPECTIVE LOW-INCOME LIMIT FOR
8+ PERSON FAMILIES

\*\* RHS ADJ. MEDIAN INCOMES SHOWN EQUAL TWICE THE RESPECTIVE VERY
LOW-INCOME LIMIT

03/08/2004 SPECIAL PN

HB - 1 -3550, APPENDIX 9 PAGE 204

STATE:MICHIGAN \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-- A J U S T E D I N C
O M E L I M I T S \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7
PERSON 8 PERSON\*

Ogemaw County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Ontonagon County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Osceola County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Oscoda County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Otsego County

VERY LOW INCOME 18000 20550 23150 25700 27750 29800 31850 33900

LOW INCOME 28800 32900 37000 41100 44400 47700 51000 54300

MODERATE INCOME 34300 38400 42500 46600 49900 53200 56500 59800

38 YEAR TERM 21600 24650 27750 30850 33300 35750 38250 40700

ADJ. MEDIAN INC.\*\* 36000 41100 46300 51400 55500 59600 63700 67800

Presque Isle County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

\* ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 EXCEPT FOR
MODERATE INCOME FAMILIES,

FOR WHICH \$5500 SHOULD BE ADDED TO THE RESPECTIVE LOW-INCOME LIMIT FOR
8+ PERSON FAMILIES

\*\* RHS ADJ. MEDIAN INCOMES SHOWN EQUAL TWICE THE RESPECTIVE VERY
LOW-INCOME LIMIT

03/08/2004 SPECIAL PN

HB - 1 -3550, APPENDIX 9 PAGE 205

STATE:MICHIGAN \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-- A J U S T E D I N C
O M E L I M I T S \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7
PERSON 8 PERSON\*

Roscommon County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

St. Joseph County

VERY LOW INCOME 18450 21100 23700 26350 28450 30550 32650 34800

LOW INCOME 29500 33750 37950 42150 45550 48900 52300 55650

MODERATE INCOME 35000 39250 43450 47650 51050 54400 57800 61150

38 YEAR TERM 22150 25300 28450 31600 34150 36700 39200 41750

ADJ. MEDIAN INC.\*\* 36900 42200 47400 52700 56900 61100 65300 69600

Sanilac County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Schoolcraft County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

Shiawassee County

VERY LOW INCOME 19550 22350 25150 27950 30200 32400 34650 36900

LOW INCOME 31300 35800 40250 44700 48300 51900 55450 59050

MODERATE INCOME 36800 41300 45750 50200 53800 57400 60950 64550

38 YEAR TERM 23500 26850 30200 33550 36200 38900 41600 44250

ADJ. MEDIAN INC.\*\* 39100 44700 50300 55900 60400 64800 69300 73800

Tuscola County

VERY LOW INCOME 19200 21900 24650 27400 29600 31800 34000 36150

LOW INCOME 30700 35050 39450 43850 47350 50850 54350 57850

MODERATE INCOME 36200 40550 44950 49350 52850 56350 59850 63350

38 YEAR TERM 23000 26300 29600 32900 35500 38150 40750 43400

ADJ. MEDIAN INC.\*\* 38400 43800 49300 54800 59200 63600 68000 72300

\* ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 EXCEPT FOR
MODERATE INCOME FAMILIES,

FOR WHICH \$5500 SHOULD BE ADDED TO THE RESPECTIVE LOW-INCOME LIMIT FOR
8+ PERSON FAMILIES

\*\* RHS ADJ. MEDIAN INCOMES SHOWN EQUAL TWICE THE RESPECTIVE VERY
LOW-INCOME LIMIT

03/08/2004 SPECIAL PN

HB - 1 -3550, APPENDIX 9 PAGE 206

STATE:MICHIGAN \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-- A J U S T E D I N C
O M E L I M I T S \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

P R O G R A M 1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7
PERSON 8 PERSON\*

Wexford County

VERY LOW INCOME 17100 19550 22000 24450 26400 28350 30300 32250

LOW INCOME 27400 31300 35200 39100 42250 45400 48500 51650

MODERATE INCOME 32900 36800 40700 44600 47750 50900 54000 57150

38 YEAR TERM 20550 23450 26400 29350 31700 34050 36400 38750

ADJ. MEDIAN INC.\*\* 34200 39100 44000 48900 52800 56700 60600 64500

\* ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 EXCEPT FOR
MODERATE INCOME FAMILIES,

FOR WHICH \$5500 SHOULD BE ADDED TO THE RESPECTIVE LOW-INCOME LIMIT FOR
8+ PERSON FAMILIES

\*\* RHS ADJ. MEDIAN INCOMES SHOWN EQUAL TWICE THE RESPECTIVE VERY
LOW-INCOME LIMIT

03/08/2004 SPECIAL PN