MO 2-FLP Guide 23

(Rev. 03/31/2004)

**APPRAISAL OF CHATTEL PROPERTY WORKSHEET**

Loan
Applicant(s)\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

[Note to Lender]{.underline}: Appraiser's Qualifications for Chattels
(2-FLP Par.182C) -- Must "possess sufficient experience or training to
establish market (not retail) values as determined by the Agency."
In-house chattel appraisals for loan making are discouraged unless a
strong equity position exists (\> .75:1 loan to value ratio). In-house
appraisals are not acceptable for liquidation process (2-FLP Par. 358B
requires "independent" appraisal). It is recommended that the lender
obtain FSA's concurrence of the appraiser prior to competing the chattel
appraisal.

Appraisals must be completed no later that the date of loan closing.
Lenders certify to compliance with this requirement on FSA-1980-22,
"Lender Certification." SEL lenders are required to provide FSA with a
copy of completed chattel appraisals prior to FSA issuing a Loan
Guarantee. Lenders who fail to comply with FSA appraisal requirements
may find the Loan Guarantee unenforceable due to borrower financial
conditions being misrepresented to FSA.

[Note to Appraiser]{.underline}: \$ Value Definition - Most probable
price in terms of money which a property should bring in a competitive
and open marker under all conditions requisite to a fair sale. The buyer
and seller, each acting prudently, knowledgeably, and assuming the price
is not affected by undue stimulus.

**[Item or Class of Livestock]{.underline}**

+---+-----+---------+-------+----+-------+------+----------+--------+
| I | Qu  | K       | Breed | C  | W     | Age  | Brands   | \$     |
| t | ant | ind/Sex |       | ol | eight | or   | or other | Value  |
| e | ity |         |       | or | or    |      | Identi   |        |
| m |     |         |       |    |       | Age  | fication |        |
|   |     |         |       |    | Avg.  | R    |          |        |
| N |     |         |       |    | W     | ange |          |        |
| o |     |         |       |    | eight |      |          |        |
| . |     |         |       |    |       |      |          |        |
+---+-----+---------+-------+----+-------+------+----------+--------+
| 1 |     |         |       |    |       |      |          |        |
| \ |     |         |       |    |       |      |          |        |
| . |     |         |       |    |       |      |          |        |
+---+-----+---------+-------+----+-------+------+----------+--------+
| 2 |     |         |       |    |       |      |          |        |
| \ |     |         |       |    |       |      |          |        |
| . |     |         |       |    |       |      |          |        |
+---+-----+---------+-------+----+-------+------+----------+--------+
| 3 |     |         |       |    |       |      |          |        |
| \ |     |         |       |    |       |      |          |        |
| . |     |         |       |    |       |      |          |        |
+---+-----+---------+-------+----+-------+------+----------+--------+
| 4 |     |         |       |    |       |      |          |        |
| \ |     |         |       |    |       |      |          |        |
| . |     |         |       |    |       |      |          |        |
+---+-----+---------+-------+----+-------+------+----------+--------+
| 5 |     |         |       |    |       |      |          |        |
| \ |     |         |       |    |       |      |          |        |
| . |     |         |       |    |       |      |          |        |
+---+-----+---------+-------+----+-------+------+----------+--------+
| 6 |     |         |       |    |       |      |          |        |
| \ |     |         |       |    |       |      |          |        |
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+---+-----+---------+-------+----+-------+------+----------+--------+
| 7 |     |         |       |    |       |      |          |        |
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+---+-----+---------+-------+----+-------+------+----------+--------+
| 8 |     |         |       |    |       |      |          |        |
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| . |     |         |       |    |       |      |          |        |
+---+-----+---------+-------+----+-------+------+----------+--------+
| 9 |     |         |       |    |       |      |          |        |
| \ |     |         |       |    |       |      |          |        |
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+---+-----+---------+-------+----+-------+------+----------+--------+
| 1 |     |         |       |    |       |      |          |        |
| 0 |     |         |       |    |       |      |          |        |
| \ |     |         |       |    |       |      |          |        |
| . |     |         |       |    |       |      |          |        |
+---+-----+---------+-------+----+-------+------+----------+--------+
| 1 |     |         |       |    |       |      |          |        |
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| \ |     |         |       |    |       |      |          |        |
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+---+-----+---------+-------+----+-------+------+----------+--------+
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+---+-----+---------+-------+----+-------+------+----------+--------+
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+---+-----+---------+-------+----+-------+------+----------+--------+
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+---+-----+---------+-------+----+-------+------+----------+--------+
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| T |     |         |       |    |       |      |          |        |
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| V |     |         |       |    |       |      |          |        |
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| * |     |         |       |    |       |      |          |        |
+---+-----+---------+-------+----+-------+------+----------+--------+

# Page 1 

# **Items of Farm and Other Equipment**

<table>
<colgroup>
<col style="width: 5%" />
<col style="width: 8%" />
<col style="width: 4%" />
<col style="width: 2%" />
<col style="width: 6%" />
<col style="width: 5%" />
<col style="width: 2%" />
<col style="width: 4%" />
<col style="width: 13%" />
<col style="width: 1%" />
<col style="width: 2%" />
<col style="width: 5%" />
<col style="width: 7%" />
<col style="width: 2%" />
<col style="width: 12%" />
<col style="width: 2%" />
<col style="width: 11%" />
<col style="width: 0%" />
<col style="width: 0%" />
</colgroup>
<tbody>
<tr class="odd">
<td><p>Item</p>
<p>No.</p></td>
<td>Quantity</td>
<td colspan="3">Kind</td>
<td colspan="3">Manufacturer</td>
<td>Size and Type</td>
<td colspan="3">Condition</td>
<td colspan="2">Year of Mfg.</td>
<td>Serial #</td>
<td colspan="2">$ Value</td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td>1.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="2"></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td>2.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="2"></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td>3.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="2"></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td>4.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="2"></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td>5.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="2"></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td>6.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="2"></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td>7.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="2"></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td>8.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="2"></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td>9.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="2"></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td>10.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="3"></td>
<td></td>
</tr>
<tr class="even">
<td>11.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="3"></td>
<td></td>
</tr>
<tr class="odd">
<td>12.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="3"></td>
<td></td>
</tr>
<tr class="even">
<td>13.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="3"></td>
<td></td>
</tr>
<tr class="odd">
<td>14.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="3"></td>
<td></td>
</tr>
<tr class="even">
<td>15.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="3"></td>
<td></td>
</tr>
<tr class="odd">
<td>16.</td>
<td></td>
<td colspan="3"></td>
<td colspan="3"></td>
<td></td>
<td colspan="3"></td>
<td colspan="2"></td>
<td></td>
<td colspan="3"></td>
<td></td>
</tr>
<tr class="even">
<td colspan="15"><strong>Continuation Sheet page ____ of ____ <u>Item of
Farm and Other Equipment</u> SUBTOTAL</strong></td>
<td colspan="3"></td>
<td></td>
</tr>
<tr class="odd">
<td colspan="15"><strong>Total Machinery Value</strong></td>
<td colspan="3">$</td>
<td></td>
</tr>
<tr class="even">
<td colspan="3"><strong>Total Livestock Value</strong></td>
<td><strong>$</strong></td>
<td colspan="2"></td>
<td><strong>+</strong></td>
<td colspan="3"><strong>Total Machinery Value</strong></td>
<td><strong>$</strong></td>
<td colspan="2"></td>
<td><strong>=</strong></td>
<td><strong>Total Value</strong></td>
<td><strong>$</strong></td>
<td colspan="3"></td>
</tr>
</tbody>
</table>

*I certify, that, to the best of my knowledge and belief:*

-   *The statements of fact contained in this report are true and
    correct.*

-   *The reported analyses, opinions, and conclusions are limited only
    by the reported assumptions and limiting conditions, and are my
    personal, unbiased professional analyses, opinions, and
    conclusions.*

-   *I have no present or prospective interest in the property that is
    the subject of this report, and no personal interest with respect to
    the parties involved.*

-   *I have no bias with respect to the property that is the subject of
    this report or to the parties involved with this assignment.*

-   *My engagement in this assignment was not contingent upon developing
    or reporting predetermined results.*

-   *My compensation is not contingent upon the development or reporting
    of a predetermined value or direction in value that favors the cause
    of the client, the amount of the value opinion, the attainment of a
    stipulated result, or the occurrence of a subsequent event directly
    related to the intended use of this appraisal.*

-   *My analysis, opinions, and conclusions were developed, and this
    report has been prepared in conformity with recognized standards of
    acceptable appraisal practices.*

-   *I have (or have not) made a personal inspection of
    **[ALL]{.underline}** of the property that is the subject of this
    report, (cross out inappropriate item).*

-   *No one provided significant professional assistance to the person
    signing this report.*

*I understand the above certification/requirements are binding from
which departure is not permitted.*

Date of Inspection \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
Signature
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Effective Date \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ Page 2
Title
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

# **Continuation Sheet Page \_\_\_\_ of \_\_\_\_**

# **Items of Farm and Other Equipment**

+---+-----+--------+--------+--------+-----+-----+--------+--------+
| I | Qu  | Kind   | Manufa | Size   | Con | Y   | Serial | \$     |
| t | ant |        | cturer | and    | dit | ear | \#     | Value  |
| e | ity |        |        | Type   | ion | of  |        |        |
| m |     |        |        |        |     | M   |        |        |
|   |     |        |        |        |     | fg. |        |        |
| N |     |        |        |        |     |     |        |        |
| o |     |        |        |        |     |     |        |        |
| . |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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| * |     |        |        |        |     |     |        |        |
| * |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+

Date of Inspection \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
Appraisers Signature
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Effective Date \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
Company/Title
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

# **Continuation Sheet Page \_\_\_\_ of \_\_\_\_**

**[Item or Class of Livestock]{.underline}**

+---+-----+--------+--------+--------+-----+-----+--------+--------+
| I | Qu  | Ki     | Breed  | Color  | Wei | Age | Brands | \$     |
| t | ant | nd/Sex |        |        | ght | or  | or     | Value  |
| e | ity |        |        |        | or  |     | other  |        |
| m |     |        |        |        |     | Age | Id     |        |
|   |     |        |        |        | A   | Ra  | entifi |        |
| N |     |        |        |        | vg. | nge | cation |        |
| o |     |        |        |        | Wei |     |        |        |
| . |     |        |        |        | ght |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
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+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
|   |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+
| * |     |        |        |        |     |     |        |        |
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| p |     |        |        |        |     |     |        |        |
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| * |     |        |        |        |     |     |        |        |
| * |     |        |        |        |     |     |        |        |
+---+-----+--------+--------+--------+-----+-----+--------+--------+

Date of Inspection \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
Appraisers Signature
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Effective Date \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
Company/Title
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_