**Veterans Benefits Administration**

# Department of Veterans Affairs

Custom Federal Regulations Service™

**Book H---Loan Guaranty**

Code of Federal Regulations

Title 38, Part 36

Jonathan Publishing

Copyright © 2004 Jonathan Publishing

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**Important Information**

**about this**

**Looseleaf Regulations Service**

Users of this looseleaf service should read this information in order to
better understand how the regulations are presented, indexed, and
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supplementing process so that errors in filing supp­le­ments do not render
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**Presentation**. Each page contains information in six different
locations, as indicated on this sample page:

![](media/image1.emf){width="6.972222222222222in"
height="3.9305555555555554in"} ¨, Æ --- *Page numbers*. Page numbers
have three parts:

\(1\) the section number (e.g., §36.30),

\(2\) a hyphen, and

\(3\) the page number within that section (e.g., 36.30-4).

The page number appears in both the upper left-hand corner and the upper
right-hand corner of the page. If there is only one section on the page,
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**Indexing**. This looseleaf service has two indices. The first is
arranged by *Code of Federal Regulations* section number and presents
the contents in the order in which they appear in the *Code of Federal
Regulations*. Since our page numbering system uses the section numbers,
this index is largely unnecessary, other than as a guide to what
information is contained in the book.

The second index is arranged by the titles of the sections, and gives
the titles of all sections in alphabetical order, grouped within each
general topic. Thus if you were interested in lien requirements on
direct loans, you could look under "Direct Loans" in the *Index by
Section Title* and find "Lien requirements" alphabetically. You would
then turn to page 36.4526-1 to obtain the required information.

**Supplements**. By far the most important feature of this service is
the supplement process. Supplements are prepared at the end of each
month during which at least one final rule modification in the parts of
Title 38 included in this book occurs. If no such change occurs in a
particular month, then no supplement is provided for that month. The
supplement will contain the following parts:

> 1\. Title page
>
> 2\. General instructions
>
> 3\. Filing instructions
>
> 4\. Highlights

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which pages to add.

The *highlights* section gives a brief summary of the nature of each
change made by the pages in that supplement so that you will be aware of
significant alterations in the regulations that might affect your
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Further instructions concerning supplements will be found in the
following section. The most important piece of information about the
supplement process, however, is the instruction to check the *Supplement
Filing Record* to make certain that all prior supplements have been
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will prevent filing materials out of order. Nothing will wreck a book of
looseleaf regulations faster---and more irrevocably---than filing a
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such a case is to take out good, current material and insert old,
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Filing Record* before filing each supplement. If there are missing
supplements, call the VA for replacements and do not file the current
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**Supplement frequency**. The frequency note at the bottom of page H-7
is no longer valid. Beginning on 1 August 1995---as noted
above---supplements are prepared at the end of every month during which
at least one final rule modification to the parts of Title 38 included
in this book occurs.

\-

**[sources of assistance can be found on page H-2]{.smallcaps}**

> *Note:* All references in the text of the regulations to Title 38,
> United States Code, are to redesignated section numbers as established
> in 1991 by P.L. 102-40, P.L. 102-83, and other sources, as compiled by
> the Office of General Counsel, Department of Veterans Affairs.

**Instructions for Filing Supplements**

**Book H---Loan Guaranty**

This compilation of federal regulations affecting the Veterans Benefits
Adminis­tration is provided for persons requiring easy access to current
regulatory information. By using the loose-leaf format, changes in the
form of final rules published in the *Federal Register* can be
incorporated at regular intervals following publication. You will
receive supplements on a periodic basis reflecting new regulations and
amend­ments to existing regulations. Filing instructions will provide you
with an easy to follow routine for removing old pages and inserting new
pages. Once such supple­mental materials are filed, the set will reflect
the current regulatory regime at that time.

To ensure accuracy and timeliness of your materials, it is important
that you follow these simple procedures:

1\. Always file your supplemental materials immediately upon receipt.

2\. Before filing, always check the Supplement Filing Record (page H-8)
to be sure that all prior supplements have been filed. If you are
missing any supple­ments, contact the Veterans Benefits Administration at
the address listed on page H-2.

3\. After filing, enter the relevant information on the Supplement
Filing Record sheet (page H-8)---the date filed, name/initials of filer,
and date through which the *Federal Register* is covered.

4\. If as a result of a failure to file, or an undelivered supplement,
you have more than one supplement to file at a time, be certain to file
them in chronological order, lower number first.

5\. Always retain the filing instructions (simply insert them at the
back of the book) as a backup record of filing and for reference in case
of a filing error.

6\. Be certain that you *permanently discard* any pages indicated for
removal in the filing instructions in order to avoid confusion later.

This *Book H---Loan Guaranty* is supplemented Quarterly

**Supplement Filing Record**

**Book H---Loan Guaranty**

**Note 1:** The original set of regulations was issued on March 10,
1992, and was current through final rules published in the *Federal
Register* of March 5, 1992. Data on updates since issuance of the
original set is indicated below by the individual responsible for filing
supplemental materials.

**Note 2:** The information below should be entered immediately after
filing supplemental materials. If you receive a supplement, and the
filing record indicates that one or more prior supplements has not been
filed, you should contact the appropriate persons (see page H-2) for
assistance. Do **not** file supplements out of numerical order.

Supplement Date Name/initials of Through

Number Filed Person Filing Fed. Reg. dated

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

Supplement Date Name of Through

Number Filed Person Filing Fed. Reg. dated

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

36

37

Reserved

**Index**

**Part 36 --- Loan Guaranty**

Page numbers have three parts: (1) the section number, (2) a hyphen, and
(3) the page number within that section---e.g., 36.272-4.

This looseleaf book has two indices. The first is arranged by *section
number* and presents the contents of Part 36 in the order in which they
appear in the *Code of Federal Regulations*. The second is arranged by
*section title*, and presents the titles of all sections in Part 36 in
alphabetical order, grouped by topic. The *section title* index begins
on page H-16.

**Index by Section Number**

## Subpart A --- Guaranty of Loans to Veterans to Purchase Manufactured 

**Homes and Lots, Including Site Preparation**

36.4201 Applicability of the series 36.4201-1

36.4202 Definitions 36.4202-1

**General Provisions**

36.4203 Eligibility of the veteran for the manufactured home loan

benefit under 38 U.S.C. 3712 36.4203-1

36.4204 Loan purposes, maximum loan amounts and terms 36.4204-1

36.4205 Computation of guaranty 36.4205-1

36.4206 Underwriting standards, occupancy, and non-discrimination

requirements 36.4206-1

36.4207 Manufactured home standards 36.4207-1

36.4208 Manufactured home location standards. 36.4208-1

36.4209 Reporting requirements 36.4209-1

36.4210 Joint loans 36.4210-1

36.4211 Amortization---prepayment 36.4211-1

36.4212 Interest rates and late charges 36.4212-1

36.4213 Capacity of parties 36.4213-1

36.4214 Geographical limits 36.4214-1

36.4215 Maintenance of records 36.4215-1

36.4217 Delivery of notice 36.4217-1

36.4218 Payment in full; termination of guaranty 36.4218-1

36.4219 Incorporation by reference 36.4219-1

36.4220 Substantive and procedural requirements; waiver 36.4220-1

36.4221 Delegation of authority 36.4221-1

36.4222 Hazard insurance 36.4222-1

36.4223 Interest rate reduction refinancing loan 36.4223-1

36.4224 Refinancing existing manufactured home loan including

purchase of lot 36.4224-1

36.4225 Authority to close manufactured home loans

on the automatic basis 36.4225-1

36.4226 Withdrawal of authority to close manufactured home

loans on the automatic basis 36.4226-1

36.4227 Advertising and Solicitation Requirements 36.4227-1

**Financing Manufactured Home Units**

36.4231 Warranty requirements 36.4231-1

36.4232 Allowable fees and charges; manufactured home unit 36.4232-1

36.4234 Title and lien requirements 36.4234-1

**Combination and Manufactured Home Lot Loans**

36.4251 Loans to finance the purchase of manufactured homes and

the cost of necessary site preparation 36.4251-1

36.4252 Loans for purchase or refinancing of a manufactured home
36.4252-1

36.4253 Title and lien requirements 36.4253-1

36.4254 Fees and charges 36.4254-1

36.4255 Loans for the acquisition of a lot 36.4255-1

**Servicing, Liquidation of Security, and Claims**

36.4275 Events constituting default and acceptability of

partial payments 36.4275-1

36.4276 Advances and other charges 36.4276-1

36.4277 Release of security 36.4277-1

36.4278 Servicing procedures for holders 36.4278-1

36.4279 Extensions and reamortizations 36.4279-1

36.4280 Reporting of defaults 36.4280-1

36.4281 Refunding of loans in default 36.4281-1

36.4282 Legal proceedings (notice of repossession) 36.4282-1

36.4283 Foreclosure or repossession 36.4283-1

36.4284 Computation of guaranty claims 36.4284-1

36.4285 Subrogation and indemnity 36.4285-1

36.4286 Partial or total loss of guaranty 36.4286-1

36.4287 Substitution of trustees 36.4287-1

## Subpart B --- Guaranty or Insurance of Loans to Veterans 

36.4300 Applicability of §§36.4300 to 36.4393, inclusive 36.4300-1

36.4301 Definitions 36.4301-1

**General Provisions**

36.4302 Computation of guaranties or insurance credits 36.4302-1

36.4303 Reporting requirements 36.4303-1

36.4304 Deviations; changes of identity 36.4304-1

36.4305 Partial disbursement 36.4305-1

36.4306 Refinancing of mortgage or other lien indebtedness 36.4306-1

36.4306a Interest rate reduction refinancing loan 36.4306a-1

36.4307 Joint loans 36.4307-1

36.4308 Transfer of title by borrower or maturity by

demand or acceleration 36.4308-1

36.4309 Amortization 36.4309-1

36.4310 Prepayment 36.4310-1

36.4311 Interest rates 36.4311-1

36.4312 Charges and fees 36.4312-1

36.4313 Advances and other charges 36.4313-1

36.4314 Extensions and reamortizations 36.4314-1

36.4315 Notice of default and acceptability of partial payments
36.4315-1

36.4316 Continued default 36.4316-1

36.4317 Notice of intention to foreclose 36.4317-1

36.4318 Refunding of loans in default 36.4318-1

36.4319 Legal proceedings 36.4319-1

36.4320 Sale of security 36.4320-1

36.4321 Computation of guaranty claims; subsequent accountings 36.4321-1

36.4322 Computation of indebtedness 36.4322-1

36.4323 Subrogation and indemnity 36.4323-1

36.4324 Release of security 36.4324-1

36.4325 Partial or total loss of guaranty or insurance 36.4325-1

36.4326 Hazard insurance 36.4326-1

36.4327 Substitution of trustees 36.4327-1

36.4328 Capacity of parties to contract 36.4328-1

36.4329 Geographical limits 36.4329-1

36.4330 Maintenance of records 36.4330-1

36.4332 Delivery of notice 36.4332-1

36.4333 Satisfaction of indebtedness 36.4333-1

36.4334 Incorporation by reference 36.4334-1

36.4335 Supplementary administrative action 36.4335-1

36.4336 Eligibility of loans; reasonable value requirements 36.4336-1

**Underwriting Standards, Processing Procedures, and Lender**

**Responsibility and Certification**

36.4337 Underwriting standards, processing procedures,

lender responsibility and lender certification 36.4337-1

36.4338 Death or insolvency of holder 36.4338-1

36.4339 Qualification for designated fee appraisers 36.4339-1

36.4340 Restriction on designated fee appraisers 36.4340-1

36.4342 Delegation of authority 36.4342-1

36.4343 Cooperative loans 36.4343-1

36.4344 Lender Appraisal Processing Program 36.4344-1

36.4344a Servicer appraisal processing program (SAPP) 36.4344a-1

36.4345 Waivers, consents, and approvals; when effective 36.4345-1

36.4346 Servicing procedures for holders 36.4346-1

36.4347 Minimum property and construction requirements 36.4347-1

36.4348 Authority to close loans on the automatic basis 36.4348-1

36.4349 Withdrawal of authority to close loans on the automatic basis
36.4349-1

36.4350 Estate of veteran in real property 36.4350-1

36.4351 Loans, first, second, or unsecured 36.4351-1

36.4352 Tax, special assessment and other liens 36.4352-1

36.4353 Combination residential and business property 36.4353-1

36.4354 \[Reserved\]

36.4355 Supplemental loans 36.4355-1

36.4356 Condominium loans---general 36.4356-1

36.4357 Acceptable ownership arrangements and documentation 36.4357-1

36.4358 Rights and restrictions 36.4358-1

36.4359 Miscellaneous legal requirements 36.4359-1

36.4360 Documentation and related requirements---flexible

condominiums and condominiums with offsite facilities 36.4360-1

36.4360a Appraisal requirements 36.4360a-1

36.4362 Requirement of construction warranty 36.4362-1

36.4363 Nondiscrimination and equal opportunity in

housing certification requirements 36.4363-1

36.4364 Correction of structural defects 36.4364-1

36.4365 Advertising and Solicitation Requirements 36.4365-1

###  Loans Under 38 U.S.C. 3715 

36.4370 Insured loan and insurance account 36.4370-1

36.4372 Transfer of insured loans 36.4372-1

36.4373 Debits and credits to insurance account under §36.4318 36.4373-1

36.4374 Payment of insurance 36.4374-1

36.4375 Reports of insured institutions 36.4375-1

#### Federally Assisted Construction Contracts---Nondiscrimination in Employment---

**Executive Orders 11246 and 11375**

36.4390 Purpose 36.4390-1

36.4391 Applicability 36.4391-1

36.4392 Certification requirements 36.4392-1

36.4393 Complaint and hearing procedure 36.4393-1

## Subpart C --- Assistance to Certain Disabled Veterans 

**in Acquiring Specially Adapted Housing**

36.4400 Applicability 36.4400-1

36.4401 Definitions 36.4401-1

36.4402 Eligibility 36.4402-1

36.4403 Joint ownership of housing unit 36.4403-1

36.4404 Computation of cost 36.4404-1

36.4405 Submission of proof to the Secretary 36.4405-1

36.4406 Disbursement of benefit authorized 36.4406-1

36.4407 Supplementary administrative action 36.4407-1

36.4408 Delegation of authority 36.4408-1

36.4409 Guaranteed or insured loans under 38 U.S.C. Chapter 37 36.4409-1

36.4410 Allocation of the funds of the grant 36.4410-1

36.4411 Geographical limits 36.4411-1

## Subpart D --- Direct Loans

36.4500 Applicability 36.4500-1

36.4501 Definitions 36.4501-1

36.4502 Use of guaranty entitlement 36.4502-1

36.4503 Amount and amortization 36.4503-1

36.4504 Loan closing expenses 36.4504-1

36.4505 Maturity of loan 36.4505-1

36.4506 Recasting 36.4506-1

36.4507 Refinancing of mortgage or other lien indebtedness 36.4507-1

36.4508 Transfer of property by borrower 36.4508-1

36.4509 Joint loans 36.4509-1

36.4510 Prepayment, acceleration, and liquidation 36.4510-1

36.4511 Advances after loan closing 36.4511-1

36.4512 Taxes and insurance 36.4512-1

36.4513 Foreclosure and liquidation 36.4513-1

36.4514 Eligibility requirements 36.4514-1

36.4515 Estate of veteran in real property 36.4515-1

36.4516 Lien requirements 36.4516-1

36.4517 Incorporation by reference 36.4517-1

36.4518 Supplementary administrative action 36.4518-1

36.4519 Eligible purposes and reasonable value requirements 36.4519-1

36.4520 Delegation of authority 36.4520-1

36.4521 Minimum property and construction requirements 36.4521-1

36.4522 Waivers, consents and approvals 36.4522-1

36.4523 Geographical limits 36.4523-1

36.4524 Sale of loans 36.4524-1

36.4525 Requirement of a construction warranty 36.4525-1

36.4526 Issuance of fund reservation commitments 36.4526-1

36.4527 Direct housing loans to Native American veterans on trust lands
36.4527-1

## Subpart E --- Sale of Loans, Guarantee of Payment, and Flood Insurance

36.4600 Sale of loans, guarantee of payment 36.4600-1

36.4700 Authority, purpose, and scope 36.4700-1

36.4701 Definitions 36.4701-1

36.4702 Requirement to purchase flood insurance where available
36.4702-1

36.4703 Exemptions 36.4703-1

36.4704 Escrow requirement 36.4704-1

36.4705 Required use of standard flood hazard determination form
36.4705-1

36.4706 Forced placement of flood insurance 36.4706-1

36.4707 Determination fees 36.4707-1

36.4708 Notice of special flood hazards and availability of Federal

disaster relief assistance 36.4708-1

36.4709 Notice of servicer's identity 36.4709-1

Appendix A to Part 36 36.App. A-1

## Subpart F --- Guaranty or Insurance of Loans to Veterans With Electronic Reporting

36.4800 Applicability of this subpart. 36.4800-1

36.4801 Definitions 36.4801-1

36.4802 Computation of guaranties or insurance credits. 36.4802-1

36.4803 Reporting requirements. 36.4803-1

36.4804 Deviations; changes of identity. 36.4804-1

36.4805 Partial disbursement. 36.4805-1

36.4806 Refinancing of mortgage or other lien indebtedness. 36.4806-1

36.4807 Interest rate reduction refinancing loan. 36.4807-1

36.4808 Joint loans. 36.4808-1

36.4809 Transfer of title by borrower or maturity by demand or
acceleration. 36.4809-1

36.4810 Amortization. 36.4810-1

36.4811 Prepayment. 36.4811-1

36.4812 Interest rates. 36.4812-1

36.4813 Charges and fees. 36.4813-1

36.4814 Advances and other charges. 36.4814-1

36.4815 Loan modifications. 36.4815-1

36.4816 Acceptability of partial payments. 36.4816-1

36.4817 Servicer reporting requirements. 36.4817-1

36.4818 Servicer tier ranking---temporary procedures. 36.4818-1

36.4819 Servicer loss-mitigation options and incentives. 36.4819-1

36.4820 Refunding of loans in default. 36.4820-1

36.4821 Service of process. 36.4821-1

36.4822 Loan termination. 36.4822-1

36.4823 Election to convey security. 36.4823-1

36.4824 Guaranty claims; subsequent accounting. 36.4824-1

36.4825 Computation of indebtedness. 36.4825-1

36.4826 Subrogation and indemnity. 36.4826-1

36.4827 Release of security. 36.4827-1

36.4828 Partial or total loss of guaranty or insurance. 36.4828-1

36.4829 Hazard insurance. 36.4829-1

36.4830 Substitution of trustees. 36.4830-1

36.4831 Capacity of parties to contract. 36.4831-1

36.4832 Geographical limits. 36.4832-1

36.4833 Maintenance of records. 36.4833-1

36.4835 Delivery of notice. 36.4835-1

36.4836 \[Reserved\].

36.4837 Conformance of loan instruments. 36.4837-1

36.4838 Supplementary administrative action. 36.4838-1

36.4839 Eligibility of loans; reasonable value requirements. 36.4839-1

36.4840 Underwriting standards, processing procedures, lender
responsibility, and lender

certification. 36.4840-1

36.4841 Death or insolvency of holder. 36.4841-1

36.4842 Qualification for designated fee appraisers. 36.4842-1

36.4843 Restriction on designated appraisers. 36.4843-1

36.4845 Delegation of authority. 36.4845-1

36.4846 Cooperative loans. 36.4846-1

36.4847 Lender appraisal processing program. 36.4847-1

36.4848 Servicer appraisal processing program. 36.4848-1

36.4849 Waivers, consents, and approvals; when effective. 36.4849-1

36.4850 Servicing procedures for holders. 36.4850-1

36.4851 Minimum property and construction requirements. 36.4851-1

36.4852 Authority to close loans on the automatic basis. 36.4852-1

36.4853 Withdrawal of authority to close loans on the automatic basis.
36.4853-1

36.4854 Estate of veteran in real property. 36.4854-1

36.4855 Loans, first, second, or unsecured. 36.4855-1

36.4856 Tax, special assessment and other liens. 36.4856-1

36.4857 Combination residential and business property. 36.4857-1

36.4858 \[Reserved\]

36.4859 Supplemental loans. 36.4859-1

36.4860 Condominium loans. 36.4860-1

36.4861 Acceptable ownership arrangements and documentation. 36.4861-1

36.4862 Rights and restrictions. 36.4862-1

36.4863 Miscellaneous legal requirements. 36.4863-1

36.4864 Documentation and related requirements-flexible condominiums

and condominiums with offsite facilities. 36.4864-1

36.4865 Appraisal requirements. 36.4865-1

36.4867 Requirement of construction warranty. 36.4867-1

36.4868 Nondiscrimination and equal opportunity in housing

certification requirements. 36.4868-1

36.4869 Correction of structural defects. 36.4869-1

36.4870 Advertising and solicitation requirements. 36.4870-1

36.4875 Insured loan and insurance account. 36.4875-1

36.4877 Transfer of insured loans. 36.4877-1

36.4878 Debits and credits to insurance account under §36.4820.
36.4878-1

36.4879 Payment of insurance. 36.4879-1

36.4880 Reports of insured institutions. 36.4880-1

36.4890 Purpose. 36.4890-1

36.4891 Applicability. 36.4891-1

36.4892 Certification requirements. 36.4892-1

36.4893 Complaint and hearing procedure. 36.4893-1

*Section Title index begins on next page*

**Index by Section Title, Arranged Alphabetically within Topics**

Appendix A to Part 36 36.App. A-1

**Assistance to Certain Disabled Veterans in Acquiring Specially Adapted
Housing**

Allocation of the funds of the grant 36.4410-1

Applicability 36.4400-1

Computation of cost 36.4404-1

Definitions 36.4401-1

Delegation of authority 36.4408-1

Disbursement of benefit authorized 36.4406-1

Eligibility 36.4402-1

Geographical limits 36.4411-1

Guaranteed or insured loans under 38 U.S.C. Chapter 37 36.4409-1

Joint ownership of housing unit 36.4403-1

Submission of proof to the Secretary 36.4405-1

Supplementary administrative action 36.4407-1

**Combination and Manufactured Home Lot Loans**

Fees and charges 36.4254-1

Loans for purchase or refinancing of a manufactured home 36.4252-1

Loans for the acquisition of a lot 36.4255-1

Loans to finance the purchase of manufactured homes and

the cost of necessary site preparation 36.4251-1

Title and lien requirements 36.4253-1

**Direct Loans**

Advances after loan closing 36.4511-1

Amount and amortization 36.4503-1

Applicability 36.4500-1

Definitions 36.4501-1

Delegation of authority 36.4520-1

Direct housing loans to Native American veterans on trust lands
36.4527-1

Eligibility requirements 36.4514-1

Eligible purposes and reasonable value requirements 36.4519-1

Estate of veteran in real property 36.4515-1

Foreclosure and liquidation 36.4513-1

Geographical limits 36.4523-1

Incorporation by reference 36.4517-1

Issuance of fund reservation commitments 36.4526-1

Joint loans 36.4509-1

Lien requirements 36.4516-1

Loan closing expenses 36.4504-1

Maturity of loan 36.4505-1

Minimum property and construction requirements 36.4521-1

Prepayment, acceleration, and liquidation 36.4510-1

Recasting 36.4506-1

Refinancing of mortgage or other lien indebtedness 36.4507-1

Requirement of a construction warranty 36.4525-1

Sale of loans 36.4524-1

Supplementary administrative action 36.4518-1

Taxes and insurance 36.4512-1

Transfer of property by borrower 36.4508-1

Use of guaranty entitlement 36.4502-1

Waivers, consents and approvals 36.4522-1

**Federally Assisted Construction Contracts---Nondiscrimination in
Employment---Executive Orders 11246 and 11375**

Applicability 36.4391-1

Certification requirements 36.4392-1

Complaint and hearing procedure 36.4393-1

Purpose 36.4390-1

**Financing Manufactured Home Units**

Allowable fees and charges; manufactured home unit 36.4232-2

Title and lien requirements 36.4234-2

Warranty requirements 36.4231-2

**Flood Insurance Requirements**

Authority, purpose, and scope 36.4700-1

Definitions 36.4701-1

Determination fees 36.4707-1

Escrow requirement 36.4704-1

Exemptions 36.4703-1

Forced placement of flood insurance 36.4706-1

Notice of servicer's identity 36.4709-1

Notice of special flood hazards and availability of Federal

disaster relief assistance 36.4708-1

Required use of standard flood hazard determination form 36.4705-1

Requirement to purchase flood insurance where available 36.4702-1

Appendix A to Part 36 36.App. A-1

**General Provisions---Guaranty of Loans to Veterans to Purchase**

**Manufactured Homes and Lots, Including Site Preparation**

Advertising and Solicitation Requirements 36.4227-1

Amortization---prepayment 36.4211-1

Authority to close manufactured home loans on the automatic basis
36.4225-1

Capacity of parties 36.4213-1

Computation of guaranty 36.4205-1

Delegation of authority 36.4221-1

Delivery of notice 36.4217-1

Eligibility of the veteran for the manufactured home loan

benefit under 38 U.S.C. 3712 36.4203-1

Geographical limits 36.4214-1

Hazard insurance 36.4222-1

Incorporation by reference 36.4219-1

Interest rate reduction refinancing loan 36.4223-1

Interest rates and late charges 36.4212-1

Joint loans 36.4210-1

Loan purposes, maximum loan amounts and terms 36.4204-1

Maintenance of records 36.4215-1

Manufactured home location standards. 36.4208-1

Manufactured home standards 36.4207-1

Payment in full; termination of guaranty 36.4218-1

Refinancing existing manufactured home loan including

purchase of lot 36.4224-1

Reporting requirements 36.4209-1

Substantive and procedural requirements; waiver 36.4220-1

Underwriting standards, occupancy, and non-discrimination

requirements 36.4206-1

Withdrawal of authority to close manufactured home

loans on the automatic basis 36.4226-1

**General Provisions---Guaranty or Insurance of Loans to Veterans**

Advances and other charges 36.4313-1

Amortization 36.4309-1

Capacity of parties to contract 36.4328-1

Charges and fees 36.4312-1

Computation of guaranties or insurance credits 36.4302-1

Computation of guaranty claims; subsequent accountings 36.4321-1

Computation of indebtedness 36.4322-1

Continued default 36.4316-1

Delivery of notice 36.4332-1

Deviations; changes of identity 36.4304-1

Eligibility of loans; reasonable value requirements 36.4336-1

Extensions and reamortizations 36.4314-1

Geographical limits 36.4329-1

Hazard insurance 36.4326-1

Incorporation by reference 36.4334-1

Interest rate reduction refinancing loan 36.4306a-1

Interest rates 36.4311-1

Joint loans 36.4307-1

Legal proceedings 36.4319-1

Maintenance of records 36.4330-1

Notice of default and acceptability of partial payments 36.4315-1

Notice of intention to foreclose 36.4317-1

Partial disbursement 36.4305-1

Partial or total loss of guaranty or insurance 36.4325-1

Prepayment 36.4310-1

Refinancing of mortgage or other lien indebtedness 36.4306-1

Refunding of loans in default 36.4318-1

Release of security 36.4324-1

Reporting requirements 36.4303-1

Sale of security 36.4320-1

Satisfaction of indebtedness 36.4333-1

Subrogation and indemnity 36.4323-1

Substitution of trustees 36.4327-1

Supplementary administrative action 36.4335-1

Transfer of title by borrower or maturity by

demand or acceleration 36.4308-1

**Guaranty or Insurance of Loans to Veterans**

Applicability of §§36.4300 to 36.4393, inclusive 36.4300-1

Definitions 36.4301-1

**Guaranty of Loans to Veterans to Purchase Manufactured homes and lots,
including site preparation**

Applicability of the series 36.4201-1

Definitions 36.4202-1

**Guaranty or Insurance of Loans to Veterans with Electronic Reporting**

Acceptability of partial payments. 36.4816-1

Acceptable ownership arrangements and documentation. 36.4861-1

Advances and other charges. 36.4814-1

Advertising and solicitation requirements. 36.4870-1

Amortization. 36.4810-1

Applicability of this subpart. 36.4800-1

Applicability. 36.4891-1

Appraisal requirements. 36.4865-1

Authority to close loans on the automatic basis. 36.4852-1

Capacity of parties to contract. 36.4831-1

Certification requirements. 36.4892-1

Charges and fees. 36.4813-1

Combination residential and business property. 36.4857-1

Complaint and hearing procedure. 36.4893-1

Computation of guaranties or insurance credits. 36.4802-1

Computation of indebtedness. 36.4825-1

Condominium loans. 36.4860-1

Conformance of loan instruments. 36.4837-1

Cooperative loans. 36.4846-1

Correction of structural defects. 36.4869-1

Death or insolvency of holder. 36.4841-1

Debits and credits to insurance account under §36.4820. 36.4878-1

Definitions 36.4801-1

Delegation of authority. 36.4845-1

Delivery of notice. 36.4835-1

Deviations; changes of identity. 36.4804-1

Documentation and related requirements-flexible condominiums

and condominiums with offsite facilities. 36.4864-1

Election to convey security. 36.4823-1

Eligibility of loans; reasonable value requirements. 36.4839-1

Estate of veteran in real property. 36.4854-1

Geographical limits. 36.4832-1

Guaranty claims; subsequent accounting. 36.4824-1

Hazard insurance. 36.4829-1

Insured loan and insurance account. 36.4875-1

Interest rate reduction refinancing loan. 36.4807-1

Interest rates. 36.4812-1

Joint loans. 36.4808-1

Lender appraisal processing program. 36.4847-1

Loan modifications. 36.4815-1

Loan termination. 36.4822-1

Loans, first, second, or unsecured. 36.4855-1

Maintenance of records. 36.4833-1

Minimum property and construction requirements. 36.4851-1

Miscellaneous legal requirements. 36.4863-1

Nondiscrimination and equal opportunity in housing

certification requirements. 36.4868-1

Partial disbursement. 36.4805-1

Partial or total loss of guaranty or insurance. 36.4828-1

Payment of insurance. 36.4879-1

Prepayment. 36.4811-1

Purpose. 36.4890-1

Qualification for designated fee appraisers. 36.4842-1

Refinancing of mortgage or other lien indebtedness. 36.4806-1

Refunding of loans in default. 36.4820-1

Release of security. 36.4827-1

Reporting requirements. 36.4803-1

Reports of insured institutions. 36.4880-1

Requirement of construction warranty. 36.4867-1

Restriction on designated appraisers. 36.4843-1

Rights and restrictions. 36.4862-1

Service of process. 36.4821-1

Servicer appraisal processing program. 36.4848-1

Servicer loss-mitigation options and incentives. 36.4819-1

Servicer reporting requirements. 36.4817-1

Servicer tier ranking---temporary procedures. 36.4818-1

Servicing procedures for holders. 36.4850-1

Subrogation and indemnity. 36.4826-1

Substitution of trustees. 36.4830-1

Supplemental loans. 36.4859-1

Supplementary administrative action. 36.4838-1

Tax, special assessment and other liens. 36.4856-1

Transfer of insured loans. 36.4877-1

Transfer of title by borrower or maturity by demand or acceleration.
36.4809-1

Underwriting standards, processing procedures, lender responsibility,
and lender

certification. 36.4840-1

Waivers, consents, and approvals; when effective. 36.4849-1

Withdrawal of authority to close loans on the automatic basis. 36.4853-1

**Loans Under 38 U.S.C. 3715**

Debits and credits to insurance account under §36.4318 36.4373-1

Insured loan and insurance account 36.4370-1

Payment of insurance 36.4374-1

Reports of insured institutions 36.4375-1

Transfer of insured loans 36.4372-1

**Sale of Loans, Guarantee of Payment**

Sale of loans, guarantee of payment 36.4600-1

**Servicing, Liquidation of Security, and Claims**

Advances and other charges 36.4276-1

Computation of guaranty claims 36.4284-1

Events constituting default and acceptability of

partial payments 36.4275-1

Foreclosure or repossession 36.4283-1

Legal proceedings (notice of repossession) 36.4282-1

Partial or total loss of guaranty 36.4286-1

Refunding of loans in default 36.4281-1

Release of security 36.4277-1

Reporting of defaults 36.4280-1

Servicing procedures for holders 36.4278-1

Subrogation and indemnity 36.4285-1

Substitution of trustees 36.4287-1

**Underwriting Standards, Processing Procedures, and Lender**

**Responsibility and Certification**

Acceptable ownership arrangements and documentation 36.4357-1

Advertising and Solicitation Requirements 36.4365-1

Appraisal requirements 36.4360a-1

Authority to close loans on the automatic basis 36.4348-1

Combination residential and business property 36.4353-1

Condominium loans---general 36.4356-1

Cooperative loans 36.4343-1

Correction of structural defects 36.4364-1

Death or insolvency of holder 36.4338-1

Delegation of authority 36.4342-1

Documentation and related requirements---flexible

condominiums and condominiums with offsite facilities 36.4360-1

Estate of veteran in real property 36.4350-1

Lender Appraisal Processing Program 36.4344-1

Loans, first, second, or unsecured 36.4351-1

Minimum property and construction requirements 36.4347-1

Miscellaneous legal requirements 36.4359-1

Nondiscrimination and equal opportunity in

housing certification requirements 36.4363-1

Qualification for designated fee appraisers 36.4339-1

Requirement of construction warranty 36.4362-1

Restriction on designated fee appraisers 36.4340-1

Rights and restrictions 36.4358-1

Servicing procedures for holders 36.4346-1

Supplemental loans 36.4355-1

Tax, special assessment and other liens 36.4352-1

Underwriting standards, processing procedures,

lender responsibility and lender certification 36.4337-1

Waivers, consents, and approvals; when effective 36.4345-1

Withdrawal of authority to close loans on the automatic basis 36.4349-1

\-

Reserved