**HELPFUL WEBSITES**

### [Loan Counseling]{.underline}

Ensuring Student Loan Repayment --
<http://www.ifap.ed.gov/eannouncements/0119stuhbkbestprectice.html>

Repaying Your Student Loans --

<http://www.studentaid.ed.gov/students/publications/repaying_loans/index.html>

FSA Assessments --
<http://www.ifap.ed.gov/IFAPWebApp/qualityassurance/SFAAssessment.jsp>

IFAP Loan Counseling -- [2005-06 FSA Handbook, School Eligibility &
Operations, pages 2-98 through
2-106](http://ifap.ed.gov/sfahandbooks/attachments/0506V2C6.pdf)

Students --
[http://www.studentaid.ed.gov](http://www.studentaid.ed.gov/)

Get you Personal Identification Number --
[http://www.pin.ed.gov](http://www.pin.ed.gov/)

Federal Direct Loans:

Borrower -- [http://www.dl.ed.gov](http://www.dl.ed.gov/) or
<http://www.dlssonline.com/index.asp>

School - <http://www.dl.ed.gov/schools>

Direct Loan Home Page --
<http://www.ed.gov/offices/OSFAP/DirectLoan/index.html>

Mapping Your Future --
[[http://www.mapping-your-future.org]{.underline}](http://www.mapping-your-future.org/)

Credit Card Management:

Public Research groups --
[http://www.truthaboutcredit.org](http://www.truthaboutcredit.org/)

Credit card management -- <http://www.nelliemae.com/index.asp>

Counseling for student borrowers:

Student Loan Funding -- counselor hotline --
[http://www.studentloanfunding.com]()

Contacting Lenders:

The National Student Loan Clearinghouse -
[http://www.studentclearinghouse.org](http://www.studentclearinghouse.org/)

Perkins Loan Cancellation for Teachers --
<http://www.studentaid.ed.gov/PORTALSWebApp/students/english/cancelperk.jsp?tab=repaying>

Stafford Loan Cancellation for Teachers --
<http://www.studentaid.ed.gov/PORTALSWebApp/students/english/cancelstaff.jsp?tab=repaying>

Ombudsman Office --
[http://www.ombudsman.ed.gov](http://www.ombudsman.ed.gov/)

AmeriCorps Check Out The Benefits --
[http://www.americorps.org](http://www.americorps.org/)

### [Calculators]{.underline}

Financial Aid Calculators -- <http://www.finaid.org/calculators>/

Loan Payment Calculator --
[[http://www.finaid.org/calculators/loanpayments.phtml]{.underline}](http://www.finaid.org/calculators/loanpayments.phtml)

Tally credit card debt and figures monthly payment using a calculator -
[[www.bankrate.com]{.underline}](http://www.bankrate.com/) &

[www.bankrate.com/brm/news/checkup/backtoschool.asp?prodtype=cheap](http://www.bankrate.com/brm/news/checkup/backtoschool.asp?prodtype=cheap)

Planning for College SallieMae --
[http://www.wiredscholar.com](http://www.wiredscholar.com/)

Foreign Exchange Currency Converter --
[[http://www.oanda.com/convert/classic]{.underline}](http://www.oanda.com/convert/classic)

**[Applying for Student Aid]{.underline}**

FAFSA on the Web -- [http://www.fafsa.ed.gov](http://www.fafsa.ed.gov/)
and [http://www.studentaid.ed.gov](http://www.studentaid.ed.gov/)

Get your Personal Identification Number --
[http://www.pin.ed.gov](http://www.pin.ed.gov/)

The Student Guide --
<http://www.studentaid.ed.gov/students/publications/student_guide/index.html>

What Are My VA Benefits -- U.S. Dept. of Veterans --
<http://www.va.gov/>

Avoiding Scams --
<http://www.ftc.gov/bcp/conline/edcams/scholarship/index.html>

NSLDS Student Access -- National Student Loan Data System --
[http://www.nslds.ed.gov](http://www.nslds.ed.gov/)

### [Scholarships/Foundations]{.underline}

911 Scholarship Alliance --
[http://www.scholarships911.org](http://www.scholarships911.org/)

Fulbright Program, Educational & Cultural Affairs, US --
[[http://exchanges.state.gov/education/fulbright/]{.underline}](http://exchanges.state.gov/education/fulbright/)

Grantsnet -- [http://www.grantsnet.org](http://www.grantsnet.org/)

FastWeb -- Free Scholarship Search --
[http://www.fastweb.com](http://www.fastweb.com/) or
[http://www.fastweb.monster.com](http://www.fastweb.monster.com/)

### [Cohort Default Rates]{.underline}

Cohort Default Rates -
[[http://www.ed.gov/offices/OSFAP/defaultmanagement/cdr.html]{.underline}](http://www.ed.gov/offices/OSFAP/defaultmanagement/cdr.html)

Cohort Default Rate Guide -
<http://ifap.ed.gov/DefaultManagement/finalcdrg.html>

NSLDS School Repayment Information Loan Detail Report (aka *national*
cohort default rates) --
[http://www.nsldsfap.ed.gov](http://www.nsldsfap.ed.gov/) (report tab)

or <https://www.nsldsfap.ed.gov/secure/logon.asp> (report tab)

## [Primary Tools for Data Accuracy of FFEL and DL Program borrower data]{.underline} 

NSLDS *Enrollment Reporting Guide* (formerly SSCR User's Guide)
available at
<http://www.ifap.ed.gov/nsldsmaterials/010904NSLDSEnrollRepGuide.html>

NSLDS Date Entered Repayment Report --
[http://www.nsldsfap.ed.gov](http://www.nsldsfap.ed.gov/) (report tab)
or

<https://www.nsldsfap.ed.gov/secure/logon.asp> (report tab)

## [Primary Tools for Schools for Default Prevention]{.underline} 

FSA Assessments under Tools for Schools --
<http://www.ifap.ed.gov/qamodule/DefaultManagement/DefaultManagement.html>
(default\
prevention)

Ensuring Student Loan Repayment (best practices) \--
<http://www.ifap.ed.gov/eannouncements/0119stuhbkbestprectice.html>

2008-09 FSA Handbook \-- [School Eligibility & Operations, pages 2-78
through
2-84](http://ifap.ed.gov/sfahandbooks/attachments/Vol2Ch60809.pdf)

Sample of Default Management Plan (DCL ID:GEN-05-14)
<http://www.ifap.ed.gov/dpcletters/attachments/GEN0514Attach.pdf>

NSLDS Date Entered Repayment Report, NSLDS School Repayment Information
Loan Detail Report,

> Borrower Default Summary Report, & Exit Counseling Report --
> [http://www.nsldsfap.ed.gov](http://www.nsldsfap.ed.gov/)\
> (report tab) or <https://www.nsldsfap.ed.gov/secure/logon.asp>

DL Program Delinquency Reports -- <http://www.dl.ed.gov/schools>

Late Stage Delinquency Assistance Report\*

> **\* Late Stage Delinquency Assistance (LSDA) Report**: This report,
> *for Direct Loan schools*, is available at the Direct Loan
> Servicing/Schools website, which is accessed via the COD website. Here
> are the necessary links:
>
> **First**, log into the COD website:
> [http://www.cod.ed.gov](http://www.cod.ed.gov/)
>
> **Second**, go to the bottom of the Welcome page and click on "Links".
> The first link on the list is for the Direct Loan Servicer/Schools
> website:
> [https://schools.dlssonline.com/main.asp](https://schools.dlssonline.com/main.asp?StData=8ej0rnQmiy%2FLnxN98fdziw%2B2mD8%2FjWVXiJksGpedcLCVxCeFxx0UIlyfvyAG8zxO)
>
> **Third**, once you are at the Servicer/Schools website, click on
> "School Reports", and choose "Delinquency Reports" from the list. The
> LSDA Report will appear as one of four choices available to you. To
> create the report, simply click on the LSDA Report icon, highlight
> your school in the dialogue box, and click on "Execute"
>
> at the bottom of the page. This will create a list of your "Late
> Stage" borrowers.
>
> **Fourth**, if you have questions, contact DL School Services at
> 1-888-877-7658. They can provide immediate assistance in creating or
> downloading this report, explain its purpose, and even send you a User
> Guide, via email, which explains the LSDA process for Direct Loan
> schools.
>
> *For FFEL Schools*, see Default Prevention Strategies at
> <http://www.ifap.ed.gov/qamodule/DefaultManagement/DefaultManagement.html>

# [General Connections/Publications]{.underline}

IFAP (Information for Financial aid Professionals) Library with
publications, training, tools, references,\
laws, etc. -- [http://www.ifap.ed.gov](http://www.ifap.ed.gov/)

IFAP Search Page -- <http://www.ifap.ed.gov/kserver/index.html>

The Office of Federal Student Aid --
<http://www.ed.gov/about/offices/list/fsa/index.html>

PEPS (Postsecondary Education Participants) --
<http://www.ed.gov/offices/OSFAP/PEPS/>

The Student Guide --
[http://www.studentaid.ed.gov](http://www.studentaid.ed.gov/)

NSLDS -- [http://www.nsldsfap.ed.gov](http://www.nsldsfap.ed.gov/) or
<http://www.nsldsfap.ed.gov/secure/logon.asp>

CFR -- The Federal Register -- <http://www.gpoaccess.gov/fr/index.html>