**Part 9**

**Servicemembers' Group Life Insurance**

**and**

**Veterans' Group Life Insurance**

**Authority**: 38 U.S.C. 501, 1965--1980A, unless otherwise noted.

**Source**: 40 FR 4135, Jan. 28, 1975, as amended at 61 FR 30134, May 6,
1996,

unless otherwise noted.

**§9.1 Definitions.**

The following definitions are in addition to those definitions in 38
U.S.C. 101 and 1965:

\(a\) The term *policy* means Group Policy No. G-32000, which was
effective September 29, 1965, purchased from the insurer pursuant to 38
U.S.C. 1966, executed and attested on December 30, 1965, and amended
thereafter.

\(b\) The term *administrative office* means the Office of
Servicemembers' Group Life Insurance, located at 80 Livingston Avenue,
Roseland, New Jersey 07068.

\(c\) The term *insurer* means the commercial life insurance company or
companies selected under 38 U.S.C. 1966 to provide insurance coverage
specified in the policy.

\(d\) The term *reinsurer* means any life insurance company meeting all
the criteria set forth in §9.10 which reinsures a portion of the total
amount of insurance covered by the policy and issues individual life
insurance policies to members under the provisions of 38 U.S.C. 1968(b)
and 1977(e).

\(e\) The term *converter* means any life insurance company meeting all
the criteria set forth in §9.10 which issues individual life insurance
policies to members under the provisions of 38 U.S.C. 1968(b) and
1977(e).

\(f\) The term *coverage* means Servicemembers' Group Life Insurance or
Veterans' Group Life Insurance payable while the member is insured under
the policy.

\(g\) The term *termination of duty* means:

\(1\) In the case of active duty or active duty for training being
performed under a call or order that does not specify a period of less
than 31 days---discharge, release or separation from such duty.

\(2\) In the case of other duty---the member's release from his or her
obligation to perform any duty in his or her uniformed service (active
duty, or active duty for training or inactive duty training) whether
arising from limitations included in a contract of enlistment or similar
form of obligation or arising from resignation, retirement or other
voluntary action by which the obligation to perform such duty ceases.

\(h\) The term *break in service* means the situation(s) in which:

\(1\) A member terminates duty or obligation to perform duty in one
service and enters on duty or assumes the obligation to perform duty in
another uniformed service, regardless of the length of time intervening.

\(2\) A member reenters on duty or resumes an obligation to perform duty
as a Reserve in the same uniformed service and 1 calendar day or more
has elapsed following termination of the prior period of duty or
obligation to perform duty.

\(i\) The term *disability* means any type of injury or disease whether
mental or physical.

\(j\) The term *total disability* means any impairment of mind or body
which continuously renders it impossible for the insured to follow any
substantially gainful occupation. Without prejudice to any other cause
of disability, the permanent loss of the use of both feet, of both
hands, or of both eyes, or of one foot and one hand, or of one foot and
one eye, or of one hand and one eye, or the total loss of hearing of
both ears, or the organic loss of speech shall be deemed to be total
disability. Organic loss of speech will mean the loss of the ability to
express oneself, both by voice and whisper, through the normal organs of
speech if such loss is caused by organic changes in such organs. Where
such loss exists, the fact that some speech can be produced through the
use of an artificial appliance or other organs of the body will be
disregarded.

\[40 FR 4135, Jan. 28, 1975, as amended at 53 FR 17698, May 18, 1988; 61
FR 20135, May 6, 1996; 62 FR 35970, July 3, 1997; 67 FR 52413, Aug. 12,
2002; 70 FR 75946, Dec. 22, 2005; 73 FR 71930, Nov. 26, 2008\]

**Supplement *Highlights* references**: 8(1), 15(1), 17(1), 20(1).