####### INTERNATIONAL TRADE FINANCE

######## RESOURCE GUIDE

**For:**

**Colorado, New Mexico,**

**Utah, and Wyoming**

**January 2003 Edition**

**[Compiled by:]{.underline}**

**Dennis R. Chrisbaum**

**Regional Manager**

**International Trade Programs**

**U.S. Small Business Administration**

**U.S. Export Assistance Center**

**1625 Broadway, Suite 680**

**Denver, CO 80202**

**Tel: (303) 844-6623 x 18**

**Fax: (303) 844-5651**

**dennis.chrisbam@sba.gov**

DENVER USEAC

GUIDE TO

INTERNATIONAL TRADE FINANCING RESOURCES

[pages]{.underline}

Introduction 3

Banks Providing International Banking Services 4

Banks Providing Export Working Capital 5-7

SBA Export Express Lenders 7-8

Non-Bank Lenders Specializing in Export Financing 8

Credit Reports on Overseas Firms 8-9

Foreign Credit Insurance 9-10

Credit Insurance Brokers 10

Other Government Assistance:

U.S. Small Business Administration 10-11

Export-Import Bank of the United States 11

Overseas Private Investment Corporation 11

Multilateral Development Banks (MDB)

> U.S. Department of Commerce's Office of MDB Operations 12
>
> Multilateral Development Banks' Home Pages 12

**INTRODUCTION**

The purpose of this guide is to provide exporters, in the states covered
by the Denver U.S. Export Assistance Center (USEAC), information on the
various private and public sector organizations that can help a firm
with its export financing needs. The Denver USEAC provides trade
financing coverage and support to businesses in the four Rocky Mountain
states of Colorado, New Mexico, Utah, and Wyoming.

**Export Trade Financing** can be broken down into four major functions
or concerns:

1\) The first is the **method of payment,** which includes such options
as cash in advance, documentary letters of credit, documentary
collections, and open account and may involve foreign currency.
International divisions of banks are involved in assisting exporters
with these components and can also provide technical advice to help a
firm get paid by overseas buyers.

2\) The second is **financing the export transaction cycle**, or
**securing the** **working capital** necessary to perform the export
transaction. This may include pre-shipment working capital to finance
the production cycle (for materials, inventory, labor) and/or
post-shipment working capital (to support open account terms). Several
banks that provide such financing are listed in this guide.

3\) The third element may involve **extending open account credit terms
to overseas buyers**. This guide includes several credit review agencies
that can assist you in evaluating buyer risk, as well as insurance
companies that insure overseas accounts receivable. A lender will
usually advance against overseas accounts receivable if (and frequently,
only if) they are insured against commercial and political risks.

4\) The fourth element in trade finance, especially for capital goods or
larger transactions, is **buyer financing.** The Export-Import Bank of
the United States (Eximbank) has a number of finance programs that can
assist buyers of U.S. products and services and is listed in this guide.

The Denver U.S. Export Assistance Center is ready to assist your firm as
it expands into international markets. For **international trade
financing information** in the four-state Rocky Mountain region, please
call Dennis R. Chrisbaum, SBA\'s Regional Manager for International
Trade Programs, at **(303) 844-6623 x 18**. For **international
marketing assistance**, please call the Export Assistance Center (EAC)
below that is responsible for assisting exporters in your state:

[Businesses In Export Assistance Center]{.underline} [Telephone
Number]{.underline}

Colorado or Wyoming Denver USEAC (303) 844-6623

New Mexico Santa Fe EAC (505) 827-0350

Utah Salt Lake City EAC (801) 524-5116

This resource guide is a living document that needs to be updated
continuously. If you feel other resources should be added, or that some
listed resources need to be updated or deleted, please contact: Dennis
R. Chrisbaum, Regional Manager for International Trade Programs, at Tel:
(303) 844-6623 x 18; fax, (303) 844-5651; email,
dennis.chrisbaum@sba.gov. Thank you.

**Banks Providing** **International Banking Services**

Commercial banks in the Denver USEAC region that offer international
banking services are listed below. These services include opening,
confirming and negotiating export or import letters of credit,
assistance with documentary collections, wire transfers and foreign
exchange. As an exporter, you will want to contact one of these banks
before you even start negotiating method of payment terms and certainly
before your buyer opens a letter of credit, in order to specify the
exact language and terms that you would like in the Letter of Credit.

######### COLORADO

Bank One, Denver, NA Premier Bank

International Banking Division 1630 Stout Street

1125 - 17th Street, 3rd Floor Denver, CO 80202

Denver, CO 80202 Contact: Jeffrey Lee or Pauline Enequist

Contact: Margie Florentin Tel: (303) 623-8888

Tel: (303) 244-3140; fax, 244-5915 Fax: (303) 623-8505

U.S. Bank Wells Fargo/HSBC

International Banking Trade Bank

918 -- 17^th^ Street, CNBB0540 1740 Broadway, MAC: C7300-013

Denver, CO 80217 Denver, CO 80274

Contact: Mark Garfield Contact: Fidela Irigayen

Tel: (801) 537-6707; fax: 534-6207 Tel: (602) 378-1117

Contact: Ester Hammond

Vectra Bank Colorado Tel: (303) 863.6925; fax: (303) 863.6916

International Banking Contact: Lisa Cossey

2000 S. Colorado Blvd., Suite 1200 Tel: (303) 863.6923; fax: (303)
863.6916

Denver, CO 80222

Contact: Nan Hinton

Tel: (720) 947.7754; fax: (720) 947.7760

###### **UTAH**

Bank One U.S. Bank of Utah

International Division International Division

80 West Broadway, Suite 200 15 W. South Temple, Suite 600

Salt Lake City, UT 84101 Salt Lake City, UT 84101-1536

Contact: Roger Shields Contact: Mark Garfield

Tel: (801) 481.5125; fax: (801) 481.5369 Tel: (801) 537-6707; fax:
534-6207

Wells Fargo Bank, International Division Zions Bank, International
Division

100 W. Washington, 25^th^ Floor One South Main Street

Phoenix, AZ 85003 Salt Lake City, UT 84111

Contact: Fidela Irigayen Contact: William \"Mac\" Epps

Tel: (602) 378.1117; fax: (602) 378.1320 Tel: 801.524.2123; Fax:
801.322.5931

######### 

######### NEW MEXICO

Wells Fargo Bank, International Banking Bank of America

40 First Plaza International Department

Albuquerque, NM 87102 P.O. Box 25500

Contact: Fidela Irigoyen Albuquerque, NM 87125-0500

Tel: (602) 378.1117 Tel: (415) 622-7084

#### Banks Providing Export Working Capital

Often a U.S. exporter will have an overseas order, even with a
relatively secure method of payment such as a documentary letter of
credit that pays at shipment, but still lack the working capital
necessary to complete the transaction. Unfortunately most banks are
reluctant to assume the performance risk involved for an exporter\--by
meeting the terms and conditions of an overseas letter of credit, for
instance\--before getting paid. Therefore, in order to reduce the
lenders' risk and encourage exports, the U.S. government, through both
the U.S. Small Business Administration (SBA) and the Eximbank, provides
a 90% guarantee to banks on export working capital loans.

Loans can be made for a single transaction, a bundle of transactions, or
on a revolving line of credit basis. The SBA can provide a 90% guarantee
on loans up to \$1.1 million. Eximbank has no upper limit. Loan
maturities generally are for 12 months, with an option for renewal.
Qualifying businesses must have been in operation for at least one year,
although not necessarily engaged in exporting. Loan proceeds must be
used to finance the production cycle (labor, inventory, and materials)
and/or to finance foreign accounts receivable. Some of the banks that
have expressed a willingness to assist firms with their export working
capital needs are listed below.

######### COLORADO

Citywide Banks Community First National Bank

10660 East Colfax Avenue 501 West Hampden Avenue

Aurora, CO 80010 Englewood, CO 80110

Contact: Stephan Ghadaifchian Contact: Nick Panetta

Tel: (303) 365-3622; fax, 365-3601 Tel: (303) 761-0540

Bank of Durango Colorado Business Bank

125 Sawyer Drive, P.O. Drawer G 8400 E. Prentice Avenue, Suite 150

Durango, CO 81302 Greenwood Village, CO 80111

Contact: Ernie Lau Contact: Marie Hauer

Tel: (970) 259-5500; fax, 259-5503 Tel: (303) 312.0632; fax, 221.6769

First National Bank of Arvada First State Bank of Hotchkiss

7530 Grandview Avenue P.O. Box 38

Arvada, CO 80002 Hotchkiss, CO 81419

Contact: Matt Gore Contact: Lenda Aldridge-Geolfos

Tel: (303) 345-2567; fax: 422-1896 Tel: (970) 872.3111; fax: 872.4050

Comerica Wells Fargo Bank

999 -- 18^th^ Street, Suite 1110 9350 East Arapahoe, Suite 200

Denver, CO 80202 Englewood, CO 80112

Contact: Andrew Spaulding Contact: Steve Sexson, Tel: 303.721.6378

Tel: 303.357.6113; fax, 303.298.8239 Contact: Bob Martin, Tel: (303)
863.5797

Compass Bank Premier Bank

3000 Arapahoe Avenue 1630 Stout Street

Boulder, CO 80303 Denver, CO 80202

Contact: Eric Long Contact: Jeffrey Lee

Tel: 303.938.1818; fax: 303.938.1318 Tel: 303.623.8888; fax, 623.8505

U.S. Bank Vectra Bank Colorado

2990 S. Peoria 2000 S. Colorado Blvd., Suite 1200

Aurora, CO 80014 Denver, CO 80222

Contact: Russel Schmucker Contact: John Vigil

Tel: 303.585.7315; fax, 303.585.6700 Tel: (720) 947.8187; fax:
720.947.8190

Guaranty Bank & Trust Company CIT Small Business Lending

1331 - 17^th^ Street, P.O. Box 5847 1526 Cole Blvd., Bldg. #3, Suite 200

Denver, CO 80217 Golden, CO 80401

Contact: James J. Ocken Contact: Bill Norwood or Annemarie Murphy

Tel: 303.296.9600; fax: 303.675.1130 Tel: 303.202.3343 x 701, or x737

#########  -Term loans only

######### NEW MEXICO

Bank of America InterAmerica Bank

Community Development Banking International Division

P.O. Box 25500, NM1-101-05-10 P.O. Box 36630, 2400 Louisiana Blvd., NE

Albuquerque, NM 87125-2263 Albuquerque, NM 87176

Contact: Mike Athens Contact: Mike Maestas

Tel: (505) 282-4026; fax: 282-4106 Tel: 505.837.9505; fax, 880.1777

Wells Fargo Bank FirstBank

200 Lomas Blvd., NE 7101 Jefferson NE, Suite B

Albuquerque, NM 87102 Albuquerque, NM 87109

Contact: Sondra Tye, VP Contact: Jon Brown, Senior V.P.

Tel: 505.766.6423 Tel: 505.343.9304; fax, 343.9314

Los Alamos National Bank New Mexico Bank & Trust

1200 Trinity Drive, P.O. Box 60 Gold Office, P.O. Box 1048

Los Alamos, NM 87544 Albuquerque, NM 87103

Contact: Scott Havemann Contact: Robert W. Eaton

Tel: (505) 662-5171; fax: 662-1091 Tel: 505.830.8109; fax: 830.8140

######### 

######### UTAH

U. S. Bank\--Trade Finance Center Wells Fargo Bank

15 W. South Temple, Suite 600 SBA Loan Division

Salt Lake City, UT 84101-1536 300 West Center Street

Contact: Mark Garfield Provo, UT 84601

Tel: (801) 537-6707; fax: 534-6207 Contact: Roy Box

Contac: Richard Pena Tel: (801) 342.2311; fax: (801) 377.6892

Tel: (801) 534.6242; fax: (801) 534.6049

Western Bank Zions Bank

376 East 400 South, Suite 110 One South Main Street

Salt Lake City, UT 84111 Salt Lake City, UT 84111

Contact: Cecilia Mitchell Contact: William \"Mac\" Epps

Tel: (801) 239-1943; fax: (801) 239-1939 Tel: (801) 524-2123

######### WYOMING

First Interstate Bank First Interstate Bank

104 South Wolcott P.O. Box 2007

Casper, WY 82601 Sheridan, WY

Contact: Michael Huston Contact: Karen Kendick

Tel: (307) 235-4272; fax, 235-0259 Tel: (307) 672-1483

Wells Fargo Bank Rock Springs National Bank

Box 1319 Box 880

Rock Springs, WY 82902 Rock Springs, WY 82902

Contact: Donald E. Wales, Tel: 307.352.5529 Contact: Dave Norman, Tel.:
307.362.8801

First National Bank & Trust Wells Fargo Bank

P.O. Box 907 Box 8

Powell, WY 82435 Afton, WY 83127

Contact: Lloyd Snyder Contacts: Robert Saunders, Tel: 307.886.9526

Tel: 307.754.2201 Hal Robinson , Tel: 307.886.3128

Jackson State Bank Community First National Bank

P.O. Box 1788 7^th^ & Douglas Highway, Box 1570

Jackson Hole, WY 83001 Gillette, WY 82717

Contact: Peter Lawton Contact: Scott Weaver

Tel: (307) 733-3737; fax, 733-3982 Tel: (307) 686-1548

First Interstate Bank Wells Fargo Bank

221 Ivinson Avenue, Box 1307 1701 Capitol Avenue, P.O. Box 1768

Laramie, WY 82073 Cheyenne, WY 82001

Contact: Jon C. Ayres Contact: Travis Lawrence

Tel: (307) 721-4656; fax: 721-4662 Tel: 307.771.3735; fax, 771.3780

> **SBA Export Express Lenders**

By allowing banks to use their own forms, SBA has streamlined the loan
approval process for the SBA Export Express program, typically approving
a guarantee request within 36 hours. SBA will provide an 85% guaranty on
loans up to \$150,000 and a 75% guaranty on loans up to \$250,000, which
is the maximum amount allowed under this program. Proceeds can be used
for any legitimate business purpose including the acquision of land or
equipment, trade show participation, literature translation or other
working capital needs. Loan terms will depend on the use of proceeds,
but can go out up to 25 years. The applicant must have been in business,
although not necessarily exporting, for at least 12 months and must
demonstrate that proceeds will assist the firm in expanding in an
existing foreign market or entering a new export market.

**[Colorado: Phone Numbers]{.underline}**

Bank One 1-888-LEND-SBA or 303.244.4152\--Contact: Robert Crise

Community First National Bank 801.531.3406

Guaranty Bank & Trust 303.296.9600\--Contact James Ocken

Key Bank 303.662.9027\--Contact Horace McCowan

Premier Bank 303.623.8888\--Contact George Taylor

U.S. Bank 303.629-3280\--Contact Holly Jones

Vectra Bank 720.947.8187\--Contact: John Vigil

Wells Fargo Bank 303.721.6378\--Contact Steve Sexson

**[New Mexico]{.underline}**

Bank of America 505.624.5016\--Contact David Foote

Wells Fargo Bank 505.766.6423\--Contact Sondra Tye

> 801.246.8863 Contact Thea Ott

**[Utah]{.underline}**

Bank One 1-888-LEND-SBA or 801.481.5538\--Contact Dev Nielsen

Bank of Utah 801.625.3500 Contact Trevor Rawlings

Community First Nat\'l Bank 801.531.4909 Contact David Doria

Far West Bank 801.342.6000 Contact Bill Beck

First National Bank, Layton 801.532.5353 Contact Ron Leathem

Wells Fargo Bank 801.342.2311 Contact Roy Box

Key Bank 801.535.1152 Contact Roger Preston

U.S. Bank 801.534.6070 Contact Mark Garfield

Western Bank 801.239.1943 Contact Cece Mitchell

Zions National Bank 801.524.2123 Contact Mac Epps

**[Wyoming]{.underline}**

Wells Fargo Bank 307.771.3740 Contact Travis Lawrence

**Non-Bank Lenders Specializing in Export Financing**

Altres Financial, LLC Standard Americas, Inc.

1164 S. Main Street 320 Park Avenue, 19^th^ Floor

Salt Lake City, UT 84101 New York, NY 10022

Contact: General Manager Contact: Stefan Dulak

Tel: (801) 531-1116; fax, 531-1215 Tel: (212) 407-5175; fax, 407-3853

Bristol Trade Finance Meridian Group

4809 Cole Avenue, \# 350-LB126 12304 Santa Monica Blvd., Suite 214

Dallas, TX 75204 Los Angeles, CA 90025

Contact: Cole Stevens Contact: Mike Stirling

Tel: (214) 528-2888; Fax: (214) 528-0770 Phoenix office: (480) 513.4980;
fax: 513.4981

ABB Structured Finance (Americas) Inc. World Trade Finance, Inc.

263 Tresser Blvd., 11^th^ Floor 875 N. Virgil Avenue

Stamford, CT 06901-3219 Los Angeles, CA 90029

Contact: Jeffrey Gilbert Contact: Bernd Hermann

Tel: (203) 961-7979; fax, 961-7943/44 Tel: (323) 660-1277

**Credit Reports on Overseas Firms**

In many instances, a simple background check on your potential customers
will reduce your risk and allow you to enter new business relationships
with confidence. Information on potential or existing foreign buyers can
be obtained through several agencies, both public and private:

**International Company Profiles**, a service of the U.S. Department of
Commerce, are background reports on overseas firms in selective markets,
including their reputation, reliability, and financial status. These
reports are produced by Commercial Officers in our embassies and
consulates abroad. For further information, please contact the Export
Assistance Center covering your state.

Several private firms offer information on the credit status and
reliability of foreign firms. Prices range from \$100 to significantly
more depending on the country, type of report, and the firms pricing.
Below are companies that provide reports on businesses in numerous
overseas markets.

**Dun and Bradstreet International** **Standard and Poor's Compustat**

988 Eaton Avenue Custom Business Unit

Bethlehem, Pa 18025 7400 South Alton Court

Tel: (800) 932-0025 Englewood, Colorado 80112-2934

Fax: (610) 882-6005 Tel: (303) 721-4819; fax: 694-4021

**Graydon American, Inc.** **Standard and Poors Rating Service**

71 West 23rd Street, Ste 1511 25 Broadway

New York, NY 10011 New York, NY 10004

Tel: (212) 620-9707; fax, 627-4427 Tel: (212) 208-1146; fax, 412-0505

**Owens OnLine, Inc.** **Veritas Business Information, Inc.**

4707 - 149^th^ Avenue North, Ste. 208 100 Prospect Street

Clearwater, FL 34622 Stamford, CT 06901

Tel: (300) 745.4656; fax 535.7786 Tel: (800) 929-8374; Fax: (800)
929-7779

#### 

#### Foreign Credit Insurance

Foreign credit insurance is an important tool in helping to mitigate the
commercial and country (political and economic) risk inherent in
exporting. Commercial credit insurance protects against a buyers
default on an open account sale. Political risk insurance protects
against default due to war or adverse sovereign actions. In addition,
credit insurance will allow an exporter the marketing advantage of
offering open account terms in a competitive situation. Also lenders
will often lend against insured accounts receivable, thereby providing
needed working capital. Some of the major underwriters providing credit
insurance are listed below.

**American Credit Indemnity** **Exporters Services, Inc.**

100 East Pratt Street 335 Madison Avenue

Baltimore, MD 21202-1008 New York, NY 10017

Tel: (410) 554-0700 Tel: (212) 370-6000

**American International Underwriters Foreign Credit Insurance
Association**

70 Pine Street 40 Rector Street

New York, NY 20270 New York, NY 10006

Tel: (212) 770-7000 Tel: (212) 306-5000

**Continental Credit Insurance Trade Underwriters Agency, Inc.**

One Continental Drive 410 Jericho Turnpike, Suite 201

Cranbury, NJ 08570 Jericho, NY 11753

Tel: (800) 283-7965 Tel: (516) 681-2191

The **Export-Import Bank of the United States** (Eximbank) also provides
credit insurance:

[**Long Beach USEAC** (serving UT, WY) **Houston Regional Office**
(serving NM, CO)]{.underline}

One World Trade Center, #1670 1880 S. Dairy Ashford II, #585

Long Beach, CA 90831 Houston, TX 77077

Contacts: Paul Duncan (UT) Tel: (281) 721-0467

Tel: (562) 980.4583; fax, 562.980.4590 Fax: (281) 679-0156

David Josephson (WY)\--Tel: 562.980.4580 Contact: Joe Ringer

**Credit Insurance Brokers**

Acordia, % Wells Fargo Aon Risk Services.

1700 Lincoln, 1^st^ Floor One Market, Spear Tower, Suite 2100

Denver, CO 80274 San Francisco, CA 94105

Tel: (303) 863.5665; (303) 863.6919 Tel: (415) 512-5888; fax, (415)
512-2143

Export Risk Management, Inc. Penn International Insurance

21 Union Street 1714 Howard Street

Matawan, NJ 07747 San Antonio, TX 78212

Tel: (732) 566-1664 Tel: (210) 737-1373

NaviTrade Structured Finance, LLC Global Frontier Group

198 Second Avenue, P.O. Box 413 1439 Victoria Drive

Niwot, CO 80544 Fullerton, CA 92831

Tel: (303) 652-2400; fax, 652.3535 Tel: (714) 956.7878; fax, (714)
525.7878

Meridian Group Strategic Finance International, LLC

12304 Santa Monica Blvd., Suite 214 P.O. Box 22674

Los Angeles, CA 90025 Denver, CO 80226-2674

Phoenix office: (480) 513.4980; fax: 513.4981 Tel: (303) 400.5504; fax,
368.5496

# 

# Other Government Financial Assistance

Several government agencies offer financing programs that may be of
assistance to exporters.

**[U.S. Small Business Administration (SBA)]{.underline}**

SBA provides start-up business counseling as well as guarantees for a
variety of business loans. Among them is the SBA **Export Express
Program** (described on page 7) and the **International Loan Program,**
which permits SBA to guarantee up to \$1.25 million for fixed asset and
working capital financing. Financing is available for firms that are
either 1) expanding due to increased export sales, or 2) have been
adversely impacted by imports and need to re-tool or diversify to meet
foreign competition. For information on these and other SBA loan
programs, please contact your banker or the individual offices listed
below:

Ron Solberg Steven Price

Chief, Finance Division ADD/Economic Development

U.S. Small Business Administration U.S. Small Business Administration

721 19th Street, P.O. Box 660 125 South State Street, Room 2237

Denver, CO 80201-0660 Salt Lake City, UT 84138-1195

Tel: (303) 844-2607; fax, 844-6539 Tel: (801) 524-3217; fax: 524-4160

Edward Cadena Robert Auflick

Deputy District Director Chief, Economic Development

U.S. Small Business Administration U.S. Small Business Administration

625 Silver Avenue, S.W., Suite 320 100 East B Street, Room 4001

Albuquerque, NM 87102 Casper, WY 82602-2839

Tel: (505) 346-6760; Fax: 346-6711 Tel: (307) 261-6500; Fax: 261-6535

In addition, SBAs home page has a wealth of information covering its
programs and services at: [http://www.sba.gov](http://www.sba.gov/). For
international trade information, please see
[www.sba.gov/oit](http://www.sba.gov/oit),
[www.tradenet.gov](http://www.tradenet.gov/) and
[www.tradeport.org](http://www.trapdeport.org/), as well as the U.S.
Department of Commerce's sites:
[www.export.gov](http://www.export.gov/),
[www.ita.doc.gov](http://www.ita.doc.gov/),
[www.usatrade.gov](http://www.usatrade.gov/) and
[www.buyusa.com](http://www.buyusa.com/).

**[Export-Import Bank of the United States (Eximbank)]{.underline}**

Eximbank is the primary U.S. agency charged with providing support for
American exports through credit risk protection and lending programs.
Eximbank programs fall into three major categories: 1) working capital
guaranty program (outlined on page 6); 2) loan guarantees to foreign
buyers of U.S. goods and services; and 3) credit insurance on open
account sales.

Eximbanks toll-free hotline provides information on seminars and the
programs available to finance the sale of U.S. goods and services
abroad. The phone number is *1-800-565- EXIM*. To speak with the
Eximbanks field representative serving your state, please refer to the
office numbers on page 10. Eximbanks home page also contains an
excellent description of its programs and services and a listing of
countries where program support is available:
[http://www.exim.gov](http://www.exim.gov/)**.**

**[Overseas Private Investment Corporation]{.underline}**

The Overseas Private Investment Corporation (OPIC) provides project
financing, insurance on foreign investments and a variety of investor
services for U.S. companies investing in some 140 developing countries
and emerging markets throughout the world.

**Finance** - To foster investment, OPIC offers medium- and long-term
project financing for projects having at least 25% U.S. ownership.
Direct loans are available for projects sponsored by American small
businesses. For large projects, OPIC will guarantee loans to projects
sponsored with U.S. investors, starting at \$2 million per project. OPIC
also sponsors several equity funds offering venture capital for
investment projects in targeted countries or regions of the world,
including Africa.

**Insurance** - To mitigate the risks of investing overseas, OPIC will
insure U.S. investments against political violence, inconvertibility of
currency, and expropriation.

**Investor Services** - For companies considering overseas investment,
OPIC offers a variety of fee-based services including feasibility
studies, investment missions, a database of business opportunities, and
business outreach.

Contact: Overseas Private Investment Corporation

> Information Officer
>
> 1100 New York Avenue, N.W.
>
> Washington, DC 20528
>
> Tel: (202) 336-8400; fax: (202) 408-9859

Automated basic information: telephone (202) 336-8799. Printed material
is available via faxback at: (202) 336-8700. OPICs home page, which
includes an excellent and frequently updated newsletter, is located at:
[http://www.opic.gov](http://www.opic.gov/).

**Multilateral Development Banks (MDB)**

#####  U.S. Department of Commerce

The U.S. Department of Commerce counsels U.S. firms on MDB-funded
projects, ensuring that project information is available on a timely
basis. The MBDs fund projects primarily in developing countries with a
focus on infrastructure, social and economic development. The U.S.
Department of Commerce maintains liaison officers at each of the
institutions to help identify projects at the earliest stage possible
and to serve as advocates for U.S. bidders. Banks at which DOC has
liaison officers, include:

-   African Development Bank, Abidjan, Cote d'Ivoire

-   Asian Development Bank, Manila, The Philippines

-   European Bank for Reconstruction & Development, London, U.K.

-   Inter-American Development Bank, Washington, D. C.

-   The World Bank, Washington, D. C.

For additional information and a list of liaison officers in each MBD,
please call Dennis Chrisbaum at the U.S. Export Assistance Center,
Denver, at 303.844.6623 x 18.

**[Multilateral Development Banks' Home Pages:]{.underline}**

Africa Development Bank [www.afdb.org](http://www.afdb.org/)

Asian Development Bank [www.adb.org](http://www.adb.org/)

European Bank for Reconstruction and Development
[www.ebrd.org](http://www.ebrd.org/)

Inter-American Development Bank [www.iadb.org](http://www.iadb.org/)

World Bank [www.worldbank.org](http://www.worldbank.org/)