Custom Federal Regulations Service™

**This is supplemental material**

**for Book H of your set of**

**Federal Regulations**

Title 38, Part 36

*Loan Guaranty*

**Veterans Benefits Administration**

Supplement No. 20

Covering period of *Federal Register* issues

from December 23, 1997, through March 23, 1998

Copyright © 1998 Jonathan Publishing

**Need Assistance?**

Printing for all supplements is performed by the United States
Government

Printing Office. Distribution is the responsibility of the

VA Forms and Publications Depot. Accordingly:

Questions concerning **[missing supplements]{.smallcaps}**, need for
**[additional books]{.smallcaps}**, and other **[distribution
list]{.smallcaps}** issues for this loose-leaf service should be
directed to:

Department of Veterans Affairs

Veterans Benefits Administration

Directives, Forms and Records Staff

Mail Code: 20S5

810 Vermont Avenue, N.W.

Washington DC 20420

Telephone: 202/273-7080

Fax: 202/275-5146

Questions concerning the **[filing instructions]{.smallcaps}** for this
loose-leaf service,

or the reporting of **[substantive errors]{.smallcaps}** in the text,

may be directed to:

Jonathan Publishing

3939 Bee Caves Road, Suite 200

Austin TX 78746

Telephone: 512/328-2480

Fax: 512/328-5365

E-mail: knight@austintx.net

**Internet: http://www.jonpub.com**

Copyright © 1998 Jonathan Publishing

> **GENERAL INSTRUCTIONS**

Custom Federal Regulations Service™

**Supplemental Materials for *Book H***

**Code of Federal Regulations**

**Title 38, Part 36**

***Loan Guaranty***

**Veterans Benefits Administration**

**Supplement No. 20**

25 March 1998

Covering the period of Federal Register issues

from December 23, 1997, through March 23, 1998

When **Book H** was originally prepared, it was current through final
regulations published in the *Federal Register* of 5 March 1992. These
supple­mental materials are designed to keep your regulations up to date.
You should file the attached pages immediately, and record the fact that
you did so on the *Supplement Filing Record* which is at page H-8 of
Book H, *Loan Guaranty*.

> **To ensure accuracy and timeliness of your materials,**
>
> **it is important that you follow these simple procedures:**
>
> 1\. Always file your supplemental materials immediately upon receipt.
>
> 2\. Before filing, always check the Supplement Filing Record (page
> H-8) to be sure that all prior supplements have been filed. If you are
> missing any supple­ments, contact the Veterans Benefits Administration
> at the address listed on page H-2.
>
> 3\. After filing, enter the relevant information on the Supplement
> Filing Record sheet (page H-8)---the date filed, name/initials of
> filer, and date through which the *Federal Register* is covered.
>
> 4\. If as a result of a failure to file, or an undelivered supplement,
> you have more than one supplement to file at a time, be certain to
> file them in chronological order, lower number first.
>
> 5\. Always retain the filing instructions (simply insert them at the
> back of the book) as a backup record of filing and for reference in
> case of a filing error.
>
> 6\. Be certain that you *permanently discard* any pages indicated for
> removal in the filing instructions in order to avoid confusion later.

To execute the filing instructions, simply remove *and throw away* the
pages listed under *Remove These Old Pages,* and replace them in each
case with the corres­pond­ing pages from this supplement listed under *Add
These New Pages*. Occasionally new pages will be added without removal
of any old material (reflecting new regulations), and occasionally old
pages will be removed with­out addition of any new material (reflecting
rescinded regulations)---in these cases the word *None* will appear in
the appropriate column.

> **FILING INSTRUCTIONS**

**Book H, Supplement No. 20**

**March 25, 1998**

*Remove these Add these Section(s)*

*[old pages]{.underline} [new pages]{.underline} [Affected]{.underline}*

**Do not file this supplement until you confirm that all prior
supplements have been filed**

36.4302-5 to 36.4304-1 36.4302-5 to 36.4304-1 §36.4303

36.4326-1 to 36.4330-1 36.4326-1 to 36.4330-1 §36.4330

36.4335-1 to 36.4335-2 36.4335-1 to 36.4335-2 §36.4335

36.4348-1 to 36.4350-1 36.4348-1 to 36.4350-1 §§36.4348--36.4349

**Be sure to complete the**

***Supplement Filing Record* (page H-8)**

**when you have finished filing this material.**

> **HIGHLIGHTS**

**Book H, Supplement No. 20**

**March 25, 1998**

***Supplement* Highlights *references***: Where substantive changes are
made in the text of regulations, the paragraphs of *Highlights* sections
are cited at the end of the relevant section of text. Thus, if you are
reading §3.263, you will see a note at the end of that section which
reads: "Supplement *Highlights* references---6(2)." This means that
paragraph 2 of the *Highlights* section in Supplement No. 6 contains
information about the changes made in §3.263. By keeping and filing the
*Highlights* sections, you will have a reference source explaining all
substantive changes in the text of the regulations.

***Supplement frequency***: This Book H (*Loan Guaranty*) was originally
supplemented four times a year, in January, April, July and October.
Beginning 1 August 1995, supplements will be issued *every month* during
which a final rule addition or modification is made to the parts of
Title 38 covered by this book. Supplements will be numbered
consecutively as issued.

**Modifications in this supplement include the following:**

1\. On 12 March 1998, the VA published a final rule, effective 13 April
1998, to revise the criteria used to approve non-supervised lenders to
process VA-guaranteed loans on the automatic basis in order to reduce
the experience requirements for lenders and their underwriters thereby
making it easier for them to qualify for automatic processing authority.
High underwriting standards will be maintained by requiring that all
VA-approved underwriters receive training in VA credit underwriting
procedures. Changes:

• Revised §§36.4303 and 4330;

• In §36.4335, removed paragraphs (a) and (b), and redesignated old
paragraphs (c)--(h) as new paragraphs (a)--(f);

• In §36.4348, redesignated old paragraphs (d)--(f) as new paragraphs
(e)--(g); revised paragraphs (b), (c), and newly redesignated (e); and
added new paragraph (d); and

• In §36.4349, revised paragraph (a)(2).

Custom Federal Regulations Service™

**This is supplemental material**

**for Book H of your set of**

**Federal Regulations**

Title 38, Part 36

*Loan Guaranty*

**Veterans Benefits Administration**

Supplement No. 21

Covering period of *Federal Register* issues

from March 24, 1998, through April 25, 1999

Copyright © 1999 Jonathan Publishing

**Need Assistance?**

Printing for all supplements is performed by the United States
Government

Printing Office. Distribution is the responsibility of the

VA Forms and Publications Depot. Accordingly:

Questions concerning **[missing supplements]{.smallcaps}**, need for
**[additional books]{.smallcaps}**, and other **[distribution
list]{.smallcaps}** issues for this loose-leaf service should be
directed to:

Department of Veterans Affairs

Veterans Benefits Administration

Directives, Forms and Records Staff

Mail Code: 20S5

810 Vermont Avenue, N.W.

Washington DC 20420

Telephone: 202/273-7080

Fax: 202/275-5947

Questions concerning the **[filing instructions]{.smallcaps}** for this
loose-leaf service,

or the reporting of **[substantive errors]{.smallcaps}** in the text,

may be directed to:

Jonathan Publishing

3939 Bee Caves Road, Suite 200

Austin TX 78746

Telephone: 512/328-2480

Fax: 512/328-5365

E-mail: gknight7@gte.net

**Internet: http://www.jonpub.com**

Copyright © 1999 Jonathan Publishing

> **GENERAL INSTRUCTIONS**

Custom Federal Regulations Service™

**Supplemental Materials for *Book H***

**Code of Federal Regulations**

**Title 38, Part 36**

***Loan Guaranty***

**Veterans Benefits Administration**

**Supplement No. 21**

25 April 1999

Covering the period of Federal Register issues

from March 24, 1998, through April 25, 1999

When **Book H** was originally prepared, it was current through final
regulations published in the *Federal Register* of 5 March 1992. These
supple­mental materials are designed to keep your regulations up to date.
You should file the attached pages immediately, and record the fact that
you did so on the *Supplement Filing Record* which is at page H-8 of
Book H, *Loan Guaranty*.

> **To ensure accuracy and timeliness of your materials,**
>
> **it is important that you follow these simple procedures:**
>
> 1\. Always file your supplemental materials immediately upon receipt.
>
> 2\. Before filing, always check the Supplement Filing Record (page
> H-8) to be sure that all prior supplements have been filed. If you are
> missing any supplements, contact the Veterans Benefits Administration
> at the address listed on page H-2.
>
> 3\. After filing, enter the relevant information on the Supplement
> Filing Record sheet (page H-8)---the date filed, name/initials of
> filer, and date through which the *Federal Register* is covered.
>
> 4\. If as a result of a failure to file, or an undelivered supplement,
> you have more than one supplement to file at a time, be certain to
> file them in chronological order, lower number first.
>
> 5\. Always retain the filing instructions (simply insert them at the
> back of the book) as a backup record of filing and for reference in
> case of a filing error.
>
> 6\. Be certain that you *permanently discard* any pages indicated for
> removal in the filing instructions in order to avoid confusion later.

To execute the filing instructions, simply remove *and throw away* the
pages listed under *Remove These Old Pages,* and replace them in each
case with the corresponding pages from this supplement listed under *Add
These New Pages*. Occasionally new pages will be added without removal
of any old material (reflecting new regulations), and occasionally old
pages will be removed without addition of any new material (reflecting
rescinded regulations)---in these cases the word *None* will appear in
the appropriate column.

> **FILING INSTRUCTIONS**

**Book H, Supplement No. 21**

**April 25, 1999**

*Remove these Add these Section(s)*

*[old pages]{.underline} [new pages]{.underline} [Affected]{.underline}*

**Do not file this supplement until you confirm that all prior
supplements have been filed**

**H-1 to H-2 H-1 to H-2 Title page**

36.4306-2 to 36.4307-1 36.4306-2 to 36.4307-1 §36.4306a

36.4336-3 to 36.4337-1 36.4336-3 to 36.4337-1 §36.4337

36.4337-20 to 36.4337-21 36.4337-20 to 36.4337-21 §36.4337

**Be sure to complete the**

***Supplement Filing Record* (page H-8)**

**when you have finished filing this material.**

> **HIGHLIGHTS**

**Book H, Supplement No. 21**

**April 25, 1999**

***Supplement* Highlights *references***: Where substantive changes are
made in the text of regulations, the paragraphs of *Highlights* sections
are cited at the end of the relevant section of text. Thus, if you are
reading §3.263, you will see a note at the end of that section which
reads: "Supplement *Highlights* references---6(2)." This means that
paragraph 2 of the *Highlights* section in Supplement No. 6 contains
information about the changes made in §3.263. By keeping and filing the
*Highlights* sections, you will have a reference source explaining all
substantive changes in the text of the regulations.

***Supplement frequency***: This Book H (*Loan Guaranty*) was originally
supplemented four times a year, in January, April, July and October.
Beginning 1 August 1995, supplements will be issued *every month* during
which a final rule addition or modification is made to the parts of
Title 38 covered by this book. Supplements will be numbered
consecutively as issued.

**Modifications in this supplement include the following:**

1\. On 23 April 1999, the VA published a final rule, effective 24 May
1999, to amend the loan guaranty regulations concerning the requirements
for Interest Rate Reduction Refinancing Loans (IRRRLs) in order to
provide that, generally, to obtain an IRRRL the veteran's monthly
mortgage payment must decrease, and that the loan being refinanced must
not be delinquent or the veteran seeking the loan must meet certain
credit standard provisions. Changes:

• In §36.4306a, revised paragraphs (a)(3)--(5), and added new paragraphs

(a)(6)--(7); and

• In §36.4337, revised paragraph (a).

\-

Custom Federal Regulations Service™

**This is supplemental material**

**for Book H of your set of**

**Federal Regulations**

Title 38, Part 36

*Loan Guaranty*

**Veterans Benefits Administration**

Supplement No. 22

Covering period of *Federal Register* issues

from April 26, 1999, through June 24, 1999

Copyright © 1999 Jonathan Publishing

**Need Assistance?**

Printing for all supplements is performed by the United States
Government

Printing Office. Distribution is the responsibility of the

VA Forms and Publications Depot. Accordingly:

Questions concerning **[missing supplements]{.smallcaps}**, need for
**[additional books]{.smallcaps}**, and other **[distribution
list]{.smallcaps}** issues for this loose-leaf service should be
directed to:

Department of Veterans Affairs

Veterans Benefits Administration

Directives, Forms and Records Staff

Mail Code: 20S5

810 Vermont Avenue, N.W.

Washington DC 20420

Telephone: 202/273-7080

Fax: 202/275-5947

Questions concerning the **[filing instructions]{.smallcaps}** for this
loose-leaf service,

or the reporting of **[substantive errors]{.smallcaps}** in the text,

may be directed to:

Jonathan Publishing

3939 Bee Caves Road, Suite 200

Austin TX 78746

Telephone: 512/328-2480

Fax: 512/328-5365

E-mail: gknight7@gte.net

**Internet: http://www.jonpub.com**

Copyright © 1999 Jonathan Publishing

> **GENERAL INSTRUCTIONS**

Custom Federal Regulations Service™

**Supplemental Materials for *Book H***

**Code of Federal Regulations**

**Title 38, Part 36**

***Loan Guaranty***

**Veterans Benefits Administration**

**Supplement No. 22**

25 June 1999

Covering the period of Federal Register issues

from April 26, 1999, through June 24, 1999

When **Book H** was originally prepared, it was current through final
regulations published in the *Federal Register* of 5 March 1992. These
supple­mental materials are designed to keep your regulations up to date.
You should file the attached pages immediately, and record the fact that
you did so on the *Supplement Filing Record* which is at page H-8 of
Book H, *Loan Guaranty*.

> **To ensure accuracy and timeliness of your materials,**
>
> **it is important that you follow these simple procedures:**
>
> 1\. Always file your supplemental materials immediately upon receipt.
>
> 2\. Before filing, always check the Supplement Filing Record (page
> H-8) to be sure that all prior supplements have been filed. If you are
> missing any supple­ments, contact the Veterans Benefits Administration
> at the address listed on page H-2.
>
> 3\. After filing, enter the relevant information on the Supplement
> Filing Record sheet (page H-8)---the date filed, name/initials of
> filer, and date through which the *Federal Register* is covered.
>
> 4\. If as a result of a failure to file, or an undelivered supplement,
> you have more than one supplement to file at a time, be certain to
> file them in chronological order, lower number first.
>
> 5\. Always retain the filing instructions (simply insert them at the
> back of the book) as a backup record of filing and for reference in
> case of a filing error.
>
> 6\. Be certain that you *permanently discard* any pages indicated for
> removal in the filing instructions in order to avoid confusion later.

To execute the filing instructions, simply remove *and throw away* the
pages listed under *Remove These Old Pages,* and replace them in each
case with the corresponding pages from this supplement listed under *Add
These New Pages*. Occasionally new pages will be added without removal
of any old material (reflecting new regulations), and occasionally old
pages will be removed without addition of any new material (reflecting
rescinded regulations)---in these cases the word *None* will appear in
the appropriate column.

> **FILING INSTRUCTIONS**

**Book H, Supplement No. 22**

**June 25, 1999**

*Remove these Add these Section(s)*

*[old pages]{.underline} [new pages]{.underline} [Affected]{.underline}*

**Do not file this supplement until you confirm that all prior
supplements have been filed**

36.4306a-2 to 36.4307-1 36.4306a-2 to 36.4307-1 §36.4306a

**Be sure to complete the**

***Supplement Filing Record* (page H-8)**

**when you have finished filing this material.**

> **HIGHLIGHTS**

**Book H, Supplement No. 22**

**June 25, 1999**

***Supplement* Highlights *references***: Where substantive changes are
made in the text of regulations, the paragraphs of *Highlights* sections
are cited at the end of the relevant section of text. Thus, if you are
reading §3.263, you will see a note at the end of that section which
reads: "Supplement *Highlights* references---6(2)." This means that
paragraph 2 of the *Highlights* section in Supplement No. 6 contains
information about the changes made in §3.263. By keeping and filing the
*Highlights* sections, you will have a reference source explaining all
substantive changes in the text of the regulations.

***Supplement frequency***: This Book H (*Loan Guaranty*) was originally
supplemented four times a year, in January, April, July and October.
Beginning 1 August 1995, supplements will be issued *every month* during
which a final rule addition or modification is made to the parts of
Title 38 covered by this book. Supplements will be numbered
consecutively as issued.

**Modifications in this supplement include the following:**

1\. On 26 May 1999, the VA published a final rule, effective 7 June
1999, to correct a previous final rule concerning requirements for
Interest Rate Reduction Refinancing Loans. Change:

• In §36.4306a, revised paragraph (a)(6).

\-

Custom Federal Regulations Service™

**This is supplemental material**

**for Book H of your set of**

**Federal Regulations**

Title 38, Part 36

*Loan Guaranty*

**Veterans Benefits Administration**

Supplement No. 23

Covering period of *Federal Register* issues

from June 25, 1999, through June 24, 2001

Copyright © 2001 Jonathan Publishing

**Need Assistance?**

Printing for all supplements is performed by the United States
Government

Printing Office. Distribution is the responsibility of the

VA Forms and Publications Depot. Accordingly:

Questions concerning **[missing supplements]{.smallcaps}**, need for
**[additional books]{.smallcaps}**, and other **[distribution
list]{.smallcaps}** issues for this loose-leaf service should be
directed to:

Department of Veterans Affairs

Veterans Benefits Administration

Directives, Forms and Records Staff

Mail Code: 20S5

810 Vermont Avenue, N.W.

Washington DC 20420

Telephone: 202/273-7080

Fax: 202/275-5947

Questions concerning the **[filing instructions]{.smallcaps}** for this
loose-leaf service,

or the reporting of **[substantive errors]{.smallcaps}** in the text,

may be directed to:

Jonathan Publishing

3939 Bee Caves Road, Suite 200

Austin TX 78746

Telephone: 512/328-2480

Fax: 512/328-5365

E-mail: garyknight@ev1.net

**Internet: http://www.jonpub.com**

Copyright © 2001 Jonathan Publishing

> **GENERAL INSTRUCTIONS**

Custom Federal Regulations Service™

**Supplemental Materials for *Book H***

**Code of Federal Regulations**

**Title 38, Part 36**

***Loan Guaranty***

**Veterans Benefits Administration**

**Supplement No. 23**

25 June 2001

Covering the period of Federal Register issues

from June 25, 1999, through June 24, 2001

When **Book H** was originally prepared, it was current through final
regulations published in the *Federal Register* of 5 March 1992. These
supple­mental materials are designed to keep your regulations up to date.
You should file the attached pages immediately, and record the fact that
you did so on the *Supplement Filing Record* which is at page H-8 of
Book H, *Loan Guaranty*.

> **To ensure accuracy and timeliness of your materials,**
>
> **it is important that you follow these simple procedures:**
>
> 1\. Always file your supplemental materials immediately upon receipt.
>
> 2\. Before filing, always check the Supplement Filing Record (page
> H-8) to be sure that all prior supplements have been filed. If you are
> missing any supple­ments, contact the Veterans Benefits Administration
> at the address listed on page H-2.
>
> 3\. After filing, enter the relevant information on the Supplement
> Filing Record sheet (page H-8)---the date filed, name/initials of
> filer, and date through which the *Federal Register* is covered.
>
> 4\. If as a result of a failure to file, or an undelivered supplement,
> you have more than one supplement to file at a time, be certain to
> file them in chronological order, lower number first.
>
> 5\. Always retain the filing instructions (simply insert them at the
> back of the book) as a backup record of filing and for reference in
> case of a filing error.
>
> 6\. Be certain that you *permanently discard* any pages indicated for
> removal in the filing instructions in order to avoid confusion later.

To execute the filing instructions, simply remove *and throw away* the
pages listed under *Remove These Old Pages,* and replace them in each
case with the corres­pond­ing pages from this supplement listed under *Add
These New Pages*. Occasionally new pages will be added without removal
of any old material (reflecting new regulations), and occasionally old
pages will be removed with­out addition of any new material (reflecting
rescinded regulations)---in these cases the word *None* will appear in
the appropriate column.

> **FILING INSTRUCTIONS**

**Book H, Supplement No. 23**

**June 25, 2001**

*Remove these Add these Section(s)*

*[old pages]{.underline} [new pages]{.underline} [Affected]{.underline}*

**Do not file this supplement until you confirm that**

**all prior supplements have been filed**

36.4342-1 to 36.4342-2 36.4342-1 to 36.4342-2 §36.4342

**Be sure to complete the**

***Supplement Filing Record* (page H-8)**

**when you have finished filing this material.**

> **HIGHLIGHTS**

**Book H, Supplement No. 23**

**June 25, 2001**

***Supplement* Highlights *references***: Where substantive changes are
made in the text of regulations, the paragraphs of *Highlights* sections
are cited at the end of the relevant section of text. Thus, if you are
reading §3.263, you will see a note at the end of that section which
reads: "Supplement *Highlights* references---6(2)." This means that
paragraph 2 of the *Highlights* section in Supplement No. 6 contains
information about the changes made in §3.263. By keeping and filing the
*Highlights* sections, you will have a reference source explaining all
substantive changes in the text of the regulations.

***Supplement frequency***: This Book H (*Loan Guaranty*) was originally
supplemented four times a year, in January, April, July and October.
Beginning 1 August 1995, supplements will be issued *every month* during
which a final rule addition or modification is made to the parts of
Title 38 covered by this book. Supplements will be numbered
consecutively as issued.

**Modifications in this supplement include the following:**

1\. On 14 June 2001, the VA published a final rule, effective that same
date, to delegate to certain officers of the entity performing loan
servicing functions under a contract with the Secretary, authority to
execute all documents necessary for the servicing and termination of a
loan made or acquired by the Secretary. Change:

• In §36.4342, added a new paragraph (e).

\-

Custom Federal Regulations Service™

**This is supplemental material**

**for Book H of your set of**

**Federal Regulations**

Title 38, Part 36

*Loan Guaranty*

**Veterans Benefits Administration**

Supplement No. 24

Covering period of *Federal Register* issues

from June 25, 2001, through March 24, 2002

Copyright © 2002 Jonathan Publishing

**Need Assistance?**

Printing for all supplements is performed by the United States
Government

Printing Office. Distribution is the responsibility of the

VA Forms and Publications Depot. Accordingly:

Questions concerning **[missing supplements]{.smallcaps}**, need for
**[additional books]{.smallcaps}**, and other **[distribution
list]{.smallcaps}** issues for this loose-leaf service should be
directed to:

Department of Veterans Affairs

Veterans Benefits Administration

Directives, Forms and Records Staff

Mail Code: 20S5

810 Vermont Avenue, N.W.

Washington DC 20420

Telephone: 202/273-7080

Fax: 202/275-5947

Questions concerning the **[filing instructions]{.smallcaps}** for this
loose-leaf service,

or the reporting of **[substantive errors]{.smallcaps}** in the text,

may be directed to:

Jonathan Publishing

3939 Bee Caves Road, Suite 200

Austin TX 78746

Telephone: 512/328-2480

Fax: 512/328-5365

E-mail: garyknight@ev1.net

**Internet: http://www.jonpub.com**

Copyright © 2002 Jonathan Publishing

> **GENERAL INSTRUCTIONS**

Custom Federal Regulations Service™

**Supplemental Materials for *Book H***

**Code of Federal Regulations**

**Title 38, Part 36**

***Loan Guaranty***

**Veterans Benefits Administration**

**Supplement No. 24**

25 March 2002

Covering the period of Federal Register issues

from June 25, 2001, through March 24, 2002

When **Book H** was originally prepared, it was current through final
regulations published in the *Federal Register* of 5 March 1992. These
supple­mental materials are designed to keep your regulations up to date.
You should file the attached pages immediately, and record the fact that
you did so on the *Supplement Filing Record* which is at page H-8 of
Book H, *Loan Guaranty*.

> **To ensure accuracy and timeliness of your materials,**
>
> **it is important that you follow these simple procedures:**
>
> 1\. Always file your supplemental materials immediately upon receipt.
>
> 2\. Before filing, always check the Supplement Filing Record (page
> H-8) to be sure that all prior supplements have been filed. If you are
> missing any supple­ments, contact the Veterans Benefits Administration
> at the address listed on page H-2.
>
> 3\. After filing, enter the relevant information on the Supplement
> Filing Record sheet (page H-8)---the date filed, name/initials of
> filer, and date through which the *Federal Register* is covered.
>
> 4\. If as a result of a failure to file, or an undelivered supplement,
> you have more than one supplement to file at a time, be certain to
> file them in chronological order, lower number first.
>
> 5\. Always retain the filing instructions (simply insert them at the
> back of the book) as a backup record of filing and for reference in
> case of a filing error.
>
> 6\. Be certain that you *permanently discard* any pages indicated for
> removal in the filing instructions in order to avoid confusion later.

To execute the filing instructions, simply remove *and throw away* the
pages listed under *Remove These Old Pages,* and replace them in each
case with the corresponding pages from this supplement listed under *Add
These New Pages*. Occasionally new pages will be added without removal
of any old material (reflecting new regulations), and occasionally old
pages will be removed without addition of any new material (reflecting
rescinded regulations)---in these cases the word *None* will appear in
the appropriate column.

> **FILING INSTRUCTIONS**

**Book H, Supplement No. 24**

**March 25, 2002**

*Remove these Add these Section(s)*

*[old pages]{.underline} [new pages]{.underline} [Affected]{.underline}*

**Do not file this supplement until you confirm that**

**all prior supplements have been filed**

**H-11 to H-22 H-11 to H-22 Index to Book H**

36.4201-1 to 36.4201-2 36.4201-1 to 36.4201-2 Index

36.4226-2 to 36.4226-3 36.4226-2 to 36.4227-2 §36.4227 (new)

**36.4300-1 to 36.4300-2 36.4300-1 to 36.4300-2 Index**

**36.4344-2 to 36.4345-1 36.4344-2 to 36.4345-1 Tech. corr.**

**36.4364-2 to 36.4364-3 36.4364-2 to 36.4365-2 §36.4365 (new)**

**Be sure to complete the**

***Supplement Filing Record* (page H-8)**

**when you have finished filing this material.**

> **HIGHLIGHTS**

**Book H, Supplement No. 24**

**March 25, 2002**

***Supplement* Highlights *references***: Where substantive changes are
made in the text of regulations, the paragraphs of *Highlights* sections
are cited at the end of the relevant section of text. Thus, if you are
reading §3.263, you will see a note at the end of that section which
reads: "Supplement *Highlights* references---6(2)." This means that
paragraph 2 of the *Highlights* section in Supplement No. 6 contains
information about the changes made in §3.263. By keeping and filing the
*Highlights* sections, you will have a reference source explaining all
substantive changes in the text of the regulations.

***Supplement frequency***: This Book H (*Loan Guaranty*) was originally
supplemented four times a year, in January, April, July and October.
Beginning 1 August 1995, supplements will be issued *every month* during
which a final rule addition or modification is made to the parts of
Title 38 covered by this book. Supplements will be numbered
consecutively as issued.

**Modifications in this supplement include the following:**

1\. On 1 March 2002, the VA published a final rule, effective that same
date, to amend the loan guaranty regulations by prohibiting
advertisements or solicitations from lenders that falsely state or imply
that they were issued by or at the direction of VA or any other entity
of the United States Government. Changes:

• Added new §§36.4227 and 36.4365.

Custom Federal Regulations Service™

**This is supplemental material**

**for Book H of your set of**

**Federal Regulations**

Title 38, Part 36

*Loan Guaranty*

**Veterans Benefits Administration**

Supplement No. 25

Covering period of *Federal Register* issues

through October 22, 2002

Copyright © 2002 Jonathan Publishing

**Need Assistance?**

Printing for all supplements is performed by the United States
Government

Printing Office. Distribution is the responsibility of the

VA Forms and Publications Depot. Accordingly:

Questions concerning **[missing supplements]{.smallcaps}**, need for
**[additional books]{.smallcaps}**, and other **[distribution
list]{.smallcaps}** issues for this loose-leaf service should be
directed to:

Department of Veterans Affairs

Veterans Benefits Administration

Directives, Forms and Records Staff

Mail Code: 20S5

810 Vermont Avenue, N.W.

Washington DC 20420

Telephone: 202/273-7080

Fax: 202/275-5947

Questions concerning the **[filing instructions]{.smallcaps}** for this
loose-leaf service,

or the reporting of **[substantive errors]{.smallcaps}** in the text,

may be directed to:

Jonathan Publishing

3939 Bee Caves Road, Suite 200

Austin TX 78746

Telephone: 512/328-2480

Fax: 512/328-5365

E-mail: garyknight@ev1.net

**Internet: http://www.jonpub.com**

Copyright © 2002 Jonathan Publishing

> **GENERAL INSTRUCTIONS**

Custom Federal Regulations Service™

**Supplemental Materials for *Book H***

**Code of Federal Regulations**

**Title 38, Part 36**

***Loan Guaranty***

**Veterans Benefits Administration**

**Supplement No. 25**

25 October 2002

Covering the period of Federal Register issues

through October 22, 2002

When **Book H** was originally prepared, it was current through final
regulations published in the *Federal Register* of 5 March 1992. These
supple­mental materials are designed to keep your regulations up to date.
You should file the attached pages immediately, and record the fact that
you did so on the *Supplement Filing Record* which is at page H-8 of
Book H, *Loan Guaranty*.

> **To ensure accuracy and timeliness of your materials,**
>
> **it is important that you follow these simple procedures:**
>
> 1\. Always file your supplemental materials immediately upon receipt.
>
> 2\. Before filing, always check the Supplement Filing Record (page
> H-8) to be sure that all prior supplements have been filed. If you are
> missing any supple­ments, contact the Veterans Benefits Administration
> at the address listed on page H-2.
>
> 3\. After filing, enter the relevant information on the Supplement
> Filing Record sheet (page H-8)---the date filed, name/initials of
> filer, and date through which the *Federal Register* is covered.
>
> 4\. If as a result of a failure to file, or an undelivered supplement,
> you have more than one supplement to file at a time, be certain to
> file them in chronological order, lower number first.
>
> 5\. Always retain the filing instructions (simply insert them at the
> back of the book) as a backup record of filing and for reference in
> case of a filing error.
>
> 6\. Be certain that you *permanently discard* any pages indicated for
> removal in the filing instructions in order to avoid confusion later.

To execute the filing instructions, simply remove *and throw away* the
pages listed under *Remove These Old Pages,* and replace them in each
case with the corres­pond­ing pages from this supplement listed under *Add
These New Pages*. Occasionally new pages will be added without removal
of any old material (reflecting new regulations), and occasionally old
pages will be removed with­out addition of any new material (reflecting
rescinded regulations)---in these cases the word *None* will appear in
the appropriate column.

> **FILING INSTRUCTIONS**

**Book H, Supplement No. 25**

**October 25, 2002**

*Remove these Add these Section(s)*

*[old pages]{.underline} [new pages]{.underline} [Affected]{.underline}*

**Do not file this supplement until you confirm that**

**all prior supplements have been filed**

36.4301-1 to 36.4301-6 36.4301-1 to 36.4301-6 §36.4301

36.4323-1 to 36.4323-4 36.4323-1 to 36.4323-4 §36.4323

**Be sure to complete the**

***Supplement Filing Record* (page H-8)**

**when you have finished filing this material.**

> **HIGHLIGHTS**

**Book H, Supplement No. 25**

**October 25, 2002**

***Supplement* Highlights *references***: Where substantive changes are
made in the text of regulations, the paragraphs of *Highlights* sections
are cited at the end of the relevant section of text. Thus, if you are
reading §3.263, you will see a note at the end of that section which
reads: "Supplement *Highlights* references---6(2)." This means that
paragraph 2 of the *Highlights* section in Supplement No. 6 contains
information about the changes made in §3.263. By keeping and filing the
*Highlights* sections, you will have a reference source explaining all
substantive changes in the text of the regulations.

***Supplement frequency***: This Book H (*Loan Guaranty*) was originally
supplemented four times a year, in January, April, July and October.
Beginning 1 August 1995, supplements will be issued *every month* during
which a final rule addition or modification is made to the parts of
Title 38 covered by this book. Supplements will be numbered
consecutively as issued.

**Modifications in this supplement include the following:**

1\. On 8 October 2002, the VA published a final rule, effective 7
November 2002, to amend the Loan Guaranty Regulations in order to change
the formula for calculating the net value of property securing VA
guaranteed loans being terminated, and to add criteria for granting
preforeclosure debt waivers. Changes:

• In §36.4301, revised the introductory text of the definition for *net
value*, and paragraph (3) of that definition; and

• In §36.4323, added a new paragraph (e)(1)(vi) and revised paragraph
(e)(4).

Custom Federal Regulations Service™

**This is supplemental material**

**for Book H of your set of**

**Federal Regulations**

Title 38, Part 36

*Loan Guaranty*

**Veterans Benefits Administration**

Supplement No. 26

Covering period of *Federal Register* issues

through February 23, 2003

Copyright © 2003 Jonathan Publishing

**Need Assistance?**

Printing for all supplements is performed by the United States
Government

Printing Office. Distribution is the responsibility of the

VA Forms and Publications Depot. Accordingly:

Questions concerning **[missing supplements]{.smallcaps}**, need for
**[additional books]{.smallcaps}**, and other **[distribution
list]{.smallcaps}** issues for this loose-leaf service should be
directed to:

Department of Veterans Affairs

Veterans Benefits Administration

Directives, Forms and Records Staff

Mail Code: 20S5

810 Vermont Avenue, N.W.

Washington DC 20420

Telephone: 202/273-7080

Fax: 202/275-5947

Questions concerning the **[filing instructions]{.smallcaps}** for this
loose-leaf service,

or the reporting of **[substantive errors]{.smallcaps}** in the text,

may be directed to:

Jonathan Publishing

3939 Bee Caves Road, Suite 200

Austin TX 78746

Telephone: 512/328-2480

Fax: 512/328-5365

E-mail: garyknight@ev1.net

**Internet: http://www.jonpub.com**

Copyright © 2003 Jonathan Publishing

> **GENERAL INSTRUCTIONS**

Custom Federal Regulations Service™

**Supplemental Materials for *Book H***

**Code of Federal Regulations**

**Title 38, Part 36**

***Loan Guaranty***

**Veterans Benefits Administration**

**Supplement No. 26**

25 February 2003

Covering the period of Federal Register issues

through February 23, 2003

When **Book H** was originally prepared, it was current through final
regulations published in the *Federal Register* of 5 March 1992. These
supple­mental materials are designed to keep your regulations up to date.
You should file the attached pages immediately, and record the fact that
you did so on the *Supplement Filing Record* which is at page H-8 of
Book H, *Loan Guaranty*.

> **To ensure accuracy and timeliness of your materials,**
>
> **it is important that you follow these simple procedures:**
>
> 1\. Always file your supplemental materials immediately upon receipt.
>
> 2\. Before filing, always check the Supplement Filing Record (page
> H-8) to be sure that all prior supplements have been filed. If you are
> missing any supple­ments, contact the Veterans Benefits Administration
> at the address listed on page H-2.
>
> 3\. After filing, enter the relevant information on the Supplement
> Filing Record sheet (page H-8)---the date filed, name/initials of
> filer, and date through which the *Federal Register* is covered.
>
> 4\. If as a result of a failure to file, or an undelivered supplement,
> you have more than one supplement to file at a time, be certain to
> file them in chronological order, lower number first.
>
> 5\. Always retain the filing instructions (simply insert them at the
> back of the book) as a backup record of filing and for reference in
> case of a filing error.
>
> 6\. Be certain that you *permanently discard* any pages indicated for
> removal in the filing instructions in order to avoid confusion later.

To execute the filing instructions, simply remove *and throw away* the
pages listed under *Remove These Old Pages,* and replace them in each
case with the corres­pond­ing pages from this supplement listed under *Add
These New Pages*. Occasionally new pages will be added without removal
of any old material (reflecting new regulations), and occasionally old
pages will be removed with­out addition of any new material (reflecting
rescinded regulations)---in these cases the word *None* will appear in
the appropriate column.

> **FILING INSTRUCTIONS**

**Book H, Supplement No. 26**

**February 25, 2003**

*Remove these Add these Section(s)*

*[old pages]{.underline} [new pages]{.underline} [Affected]{.underline}*

**Do not file this supplement until you confirm that**

**all prior supplements have been filed**

36.4302-1 to 36.4302-4 36.4302-1 to 36.4302-4 §36.4302

36.4308-1 to 36.4309-1 36.4308-1 to 36.4309-1 §36.4308

**36.4403-1 to 36.4407-1 36.4403-1 to 36.4407-1 §36.4404**

36.4527-1 to 36.4527-6 36.4527-1 to 36.4527-6 §36.4527

**Be sure to complete the**

***Supplement Filing Record* (page H-8)**

**when you have finished filing this material.**

> **HIGHLIGHTS**

**Book H, Supplement No. 26**

**February 25, 2003**

***Supplement* Highlights *references***: Where substantive changes are
made in the text of regulations, the paragraphs of *Highlights* sections
are cited at the end of the relevant section of text. Thus, if you are
reading §3.263, you will see a note at the end of that section which
reads: "Supplement *Highlights* references---6(2)." This means that
paragraph 2 of the *Highlights* section in Supplement No. 6 contains
information about the changes made in §3.263. By keeping and filing the
*Highlights* sections, you will have a reference source explaining all
substantive changes in the text of the regulations.

***Supplement frequency***: This Book H (*Loan Guaranty*) was originally
supplemented four times a year, in January, April, July and October.
Beginning 1 August 1995, supplements will be issued *every month* during
which a final rule addition or modification is made to the parts of
Title 38 covered by this book. Supplements will be numbered
consecutively as issued.

**Modifications in this supplement include the following:**

1\. On 10 February 2003, the VA published an interim final rule,
effective that same date, to amend its loan guaranty regulations in
order to implement §§401-404 of Public Law 107-103 (*Veterans Education
and Benefits Expansion Act of 2001*) by increasing the maximum amount of
loan guaranty entitlement from \$50,750 to \$60,000; liberalizing the
requirements regarding Memoranda of Understanding between VA and Native
American Tribes in order for their members to qualify for direct housing
loans to Native American veterans; revising the requirement that loan
instruments used in connection with VA guaranteed loans contain a
statement that such loans are not assumable without prior VA approval;
and increasing the specially adapted housing grant from \$43,000 to
\$48,000 and in the special housing adaptations grant from \$8,250 to
\$9,250. Changes:

• In §36.4302, revised paragraphs (a)(4), (e)(1)(i), (e)(2)(i), and
(e)(3);

• In §36.4308, revised paragraph (c)(2);

• In §36.4404, revised paragraphs (a) introductory text, and (b)(2); and

• In §36.4527, redesigned paragraph (a)(2) as (a)(3), and added a new
paragraph (a)(2).

Custom Federal Regulations Service™

**This is supplemental material**

**for Book H of your set of**

**Federal Regulations**

Title 38, Part 36

*Loan Guaranty*

**Veterans Benefits Administration**

Supplement No. 27

Covering period of *Federal Register* issues

through March 24, 2004

Copyright © 2004 Jonathan Publishing

**Need Assistance?**

Printing for all supplements is performed by the United States
Government

Printing Office. Distribution is the responsibility of the

VA Forms and Publications Depot. Accordingly:

Questions concerning **[missing supplements]{.smallcaps}**, need for
**[additional books]{.smallcaps}**, and other **[distribution
list]{.smallcaps}** issues for this loose-leaf service should be
directed to:

Department of Veterans Affairs

Veterans Benefits Administration

Directives, Forms and Records Staff

Mail Code: 20S5

810 Vermont Avenue, N.W.

Washington DC 20420

Telephone: 202/273-7080

Fax: 202/275-5947

Questions concerning the **[filing instructions]{.smallcaps}** for this
loose-leaf service,

or the reporting of **[substantive errors]{.smallcaps}** in the text,

may be directed to:

Jonathan Publishing

855 Yorks Crossing

Driftwood TX 78619

Telephone: 512/858-1225

Fax: 512/858-1230

E-mail: garyknight@ev1.net

Copyright © 2004 Jonathan Publishing

> **GENERAL INSTRUCTIONS**

Custom Federal Regulations Service™

**Supplemental Materials for *Book H***

**Code of Federal Regulations**

**Title 38, Part 36**

***Loan Guaranty***

**Veterans Benefits Administration**

**Supplement No. 27**

25 March 2004

Covering the period of Federal Register issues

through March 24, 2004

When **Book H** was originally prepared, it was current through final
regulations published in the *Federal Register* of 5 March 1992. These
supple­mental materials are designed to keep your regulations up to date.
You should file the attached pages immediately, and record the fact that
you did so on the *Supplement Filing Record* which is at page H-8 of
Book H, *Loan Guaranty*.

> **To ensure accuracy and timeliness of your materials,**
>
> **it is important that you follow these simple procedures:**
>
> 1\. Always file your supplemental materials immediately upon receipt.
>
> 2\. Before filing, always check the Supplement Filing Record (page
> H-8) to be sure that all prior supplements have been filed. If you are
> missing any supple­ments, contact the Veterans Benefits Administration
> at the address listed on page H-2.
>
> 3\. After filing, enter the relevant information on the Supplement
> Filing Record sheet (page H-8)---the date filed, name/initials of
> filer, and date through which the *Federal Register* is covered.
>
> 4\. If as a result of a failure to file, or an undelivered supplement,
> you have more than one supplement to file at a time, be certain to
> file them in chronological order, lower number first.
>
> 5\. Always retain the filing instructions (simply insert them at the
> back of the book) as a backup record of filing and for reference in
> case of a filing error.
>
> 6\. Be certain that you *permanently discard* any pages indicated for
> removal in the filing instructions in order to avoid confusion later.

To execute the filing instructions, simply remove *and throw away* the
pages listed under *Remove These Old Pages,* and replace them in each
case with the corres­pond­ing pages from this supplement listed under *Add
These New Pages*. Occasionally new pages will be added without removal
of any old material (reflecting new regulations), and occasionally old
pages will be removed with­out addition of any new material (reflecting
rescinded regulations)---in these cases the word *None* will appear in
the appropriate column.

> **FILING INSTRUCTIONS**

**Book H, Supplement No. 27**

**March 25, 2004**

*Remove these Add these Section(s)*

*[old pages]{.underline} [new pages]{.underline} [Affected]{.underline}*

**Do not file this supplement until you confirm that**

**all prior supplements have been filed**

H-1 to H-2 H-1 to H-2 Cover page and back (new

contact information)

**36.4342-1 to 36.4342-2 36.4342-1 to [36.4342-4]{.underline} §36.4342**

**Be sure to complete the**

***Supplement Filing Record* (page H-8)**

**when you have finished filing this material.**

> **HIGHLIGHTS**

**Book H, Supplement No. 27**

**March 25, 2004**

***Supplement* Highlights *references***: Where substantive changes are
made in the text of regulations, the paragraphs of *Highlights* sections
are cited at the end of the relevant section of text. Thus, if you are
reading §3.263, you will see a note at the end of that section which
reads: "Supplement *Highlights* references---6(2)." This means that
paragraph 2 of the *Highlights* section in Supplement No. 6 contains
information about the changes made in §3.263. By keeping and filing the
*Highlights* sections, you will have a reference source explaining all
substantive changes in the text of the regulations.

***Supplement frequency***: This Book H (*Loan Guaranty*) was originally
supplemented four times a year, in January, April, July and October.
Beginning 1 August 1995, supplements will be issued *every month* during
which a final rule addition or modification is made to the parts of
Title 38 covered by this book. Supplements will be numbered
consecutively as issued.

**Modifications in this supplement include the following:**

1\. On 8 March 2004, the VA published a final rule, effective that same
date, to amend its delegation of authority regulation with respect to
the loan guaranty program in order to permit certain officers of the
private contractor performing property management functions to execute
all documents necessary for the management and sale of single-family
properties acquired by VA under its housing loan guaranty program.
Change:

• In §36.4342, added a new paragraph (f).

Custom Federal Regulations Service™

**This is supplemental material**

**for Book H of your set of**

**Federal Regulations**

Title 38, Part 36

*Loan Guaranty*

**Veterans Benefits Administration**

Supplement No. 28

Covering period of *Federal Register* issues

through February 23, 2005

Copyright © 2005 Jonathan Publishing

**Need Assistance?**

Printing for all supplements is performed by the United States
Government

Printing Office. Distribution is the responsibility of the

VA Forms and Publications Depot. Accordingly:

Questions concerning **[missing supplements]{.smallcaps}**, need for
**[additional books]{.smallcaps}**, and other **[distribution
list]{.smallcaps}** issues for this loose-leaf service should be
directed to:

Department of Veterans Affairs

Veterans Benefits Administration

Directives, Forms and Records Staff

Mail Code: 20S5

810 Vermont Avenue, N.W.

Washington DC 20420

Telephone: 202/273-7080

Fax: 202/275-5947

Questions concerning the **[filing instructions]{.smallcaps}** for this
loose-leaf service,

or the reporting of **[substantive errors]{.smallcaps}** in the text,

may be directed to:

Jonathan Publishing

855 Yorks Crossing

Driftwood TX 78619

Telephone: 512/858-1225

Fax: 512/858-1230

E-mail: garyknight@ev1.net

**Internet: http://www.jonpub.com**

Copyright © 2005 Jonathan Publishing

> **GENERAL INSTRUCTIONS**

Custom Federal Regulations Service™

**Supplemental Materials for *Book H***

**Code of Federal Regulations**

**Title 38, Part 36**

***Loan Guaranty***

**Veterans Benefits Administration**

**Supplement No. 28**

25 February 2005

Covering the period of Federal Register issues

through February 23, 2005

When **Book H** was originally prepared, it was current through final
regulations published in the *Federal Register* of 5 March 1992. These
supple­mental materials are designed to keep your regulations up to date.
You should file the attached pages immediately, and record the fact that
you did so on the *Supplement Filing Record* which is at page H-8 of
Book H, *Loan Guaranty*.

> **To ensure accuracy and timeliness of your materials,**
>
> **it is important that you follow these simple procedures:**
>
> 1\. Always file your supplemental materials immediately upon receipt.
>
> 2\. Before filing, always check the Supplement Filing Record (page
> H-8) to be sure that all prior supplements have been filed. If you are
> missing any supple­ments, contact the Veterans Benefits Administration
> at the address listed on page H-2.
>
> 3\. After filing, enter the relevant information on the Supplement
> Filing Record sheet (page H-8)---the date filed, name/initials of
> filer, and date through which the *Federal Register* is covered.
>
> 4\. If as a result of a failure to file, or an undelivered supplement,
> you have more than one supplement to file at a time, be certain to
> file them in chronological order, lower number first.
>
> 5\. Always retain the filing instructions (simply insert them at the
> back of the book) as a backup record of filing and for reference in
> case of a filing error.
>
> 6\. Be certain that you *permanently discard* any pages indicated for
> removal in the filing instructions in order to avoid confusion later.

To execute the filing instructions, simply remove *and throw away* the
pages listed under *Remove These Old Pages,* and replace them in each
case with the corres­pond­ing pages from this supplement listed under *Add
These New Pages*. Occasionally new pages will be added without removal
of any old material (reflecting new regulations), and occasionally old
pages will be removed with­out addition of any new material (reflecting
rescinded regulations)---in these cases the word *None* will appear in
the appropriate column.

> **FILING INSTRUCTIONS**

**Book H, Supplement No. 28**

**February 25, 2005**

*Remove these Add these Section(s)*

*[old pages]{.underline} [new pages]{.underline} [Affected]{.underline}*

**Do not file this supplement until you confirm that**

**all prior supplements have been filed**

36.4403-1 to 36.4404-1 36.4403-1 to 36.4404-1 §36.4404

**Be sure to complete the**

***Supplement Filing Record* (page H-8)**

**when you have finished filing this material.**

> **HIGHLIGHTS**

**Book H, Supplement No. 28**

**February 25, 2005**

***Supplement* Highlights *references***: Where substantive changes are
made in the text of regulations, the paragraphs of *Highlights* sections
are cited at the end of the relevant section of text. Thus, if you are
reading §3.263, you will see a note at the end of that section which
reads: "Supplement *Highlights* references---6(2)." This means that
paragraph 2 of the *Highlights* section in Supplement No. 6 contains
information about the changes made in §3.263. By keeping and filing the
*Highlights* sections, you will have a reference source explaining all
substantive changes in the text of the regulations.

***Supplement frequency***: This Book H (*Loan Guaranty*) was originally
supplemented four times a year, in January, April, July and October.
Beginning 1 August 1995, supplements will be issued *every month* during
which a final rule addition or modification is made to the parts of
Title 38 covered by this book. Supplements will be numbered
consecutively as issued.

**Modifications in this supplement include the following:**

1\. On 27 January 2005, the VA published a final rule, effective that
same date, to affirm, with one modification, an amendment to the VA loan
guaranty regulations originally published on 10 February 2003. The
modification reflects the current statutory limits of \$50,000 and
\$10,000 for special housing grants. Change:

• In §36.4404, revised paragraph (a) introductory text, and paragraph
(b)(2).

Custom Federal Regulations Service™

**This is supplemental material**

**for Book H of your set of**

**Federal Regulations**

Title 38, Part 36

*Loan Guaranty*

**Veterans Benefits Administration**

Supplement No. 29

Covering period of *Federal Register* issues

through May 22, 2005

Copyright © 2005 Jonathan Publishing

**Need Assistance?**

Printing for all supplements is performed by the United States
Government

Printing Office. Distribution is the responsibility of the

VA Forms and Publications Depot. Accordingly:

Questions concerning **[missing supplements]{.smallcaps}**, need for
**[additional books]{.smallcaps}**, and other **[distribution
list]{.smallcaps}** issues for this loose-leaf service should be
directed to:

Department of Veterans Affairs

Veterans Benefits Administration

Directives, Forms and Records Staff

Mail Code: 20S5

810 Vermont Avenue, N.W.

Washington DC 20420

Telephone: 202/273-7080

Fax: 202/275-5947

Questions concerning the **[filing instructions]{.smallcaps}** for this
loose-leaf service,

or the reporting of **[substantive errors]{.smallcaps}** in the text,

may be directed to:

Jonathan Publishing

855 Yorks Crossing

Driftwood TX 78619

Telephone: 512/858-1225

Fax: 512/858-1230

E-mail: garyknight@ev1.net

**Internet: http://www.jonpub.com**

Copyright © 2005 Jonathan Publishing

> **GENERAL INSTRUCTIONS**

Custom Federal Regulations Service™

**Supplemental Materials for *Book H***

**Code of Federal Regulations**

**Title 38, Part 36**

***Loan Guaranty***

**Veterans Benefits Administration**

**Supplement No. 29**

25 May 2005

Covering the period of Federal Register issues

through May 22, 2005

When **Book H** was originally prepared, it was current through final
regulations published in the *Federal Register* of 5 March 1992. These
supple­mental materials are designed to keep your regulations up to date.
You should file the attached pages immediately, and record the fact that
you did so on the *Supplement Filing Record* which is at page H-8 of
Book H, *Loan Guaranty*.

> **To ensure accuracy and timeliness of your materials,**
>
> **it is important that you follow these simple procedures:**
>
> 1\. Always file your supplemental materials immediately upon receipt.
>
> 2\. Before filing, always check the Supplement Filing Record (page
> H-8) to be sure that all prior supplements have been filed. If you are
> missing any supple­ments, contact the Veterans Benefits Administration
> at the address listed on page H-2.
>
> 3\. After filing, enter the relevant information on the Supplement
> Filing Record sheet (page H-8)---the date filed, name/initials of
> filer, and date through which the *Federal Register* is covered.
>
> 4\. If as a result of a failure to file, or an undelivered supplement,
> you have more than one supplement to file at a time, be certain to
> file them in chronological order, lower number first.
>
> 5\. Always retain the filing instructions (simply insert them at the
> back of the book) as a backup record of filing and for reference in
> case of a filing error.
>
> 6\. Be certain that you *permanently discard* any pages indicated for
> removal in the filing instructions in order to avoid confusion later.

To execute the filing instructions, simply remove *and throw away* the
pages listed under *Remove These Old Pages,* and replace them in each
case with the corres­pond­ing pages from this supplement listed under *Add
These New Pages*. Occasionally new pages will be added without removal
of any old material (reflecting new regulations), and occasionally old
pages will be removed with­out addition of any new material (reflecting
rescinded regulations)---in these cases the word *None* will appear in
the appropriate column.

> **FILING INSTRUCTIONS**

**Book H, Supplement No. 29**

**May 25, 2005**

*Remove these Add these Section(s)*

*[old pages]{.underline} [new pages]{.underline} [Affected]{.underline}*

36.4311-1 to 36.4312-1 36.4311-1 to 36.4312-1 §36.4311

**Do not file this supplement until you confirm that**

**all prior supplements have been filed**

**Be sure to complete the**

***Supplement Filing Record* (page H-8)**

**when you have finished filing this material.**

> **HIGHLIGHTS**

**Book H, Supplement No. 29**

**May 25, 2005**

***Supplement* Highlights *references***: Where substantive changes are
made in the text of regulations, the paragraphs of *Highlights* sections
are cited at the end of the relevant section of text. Thus, if you are
reading §3.263, you will see a note at the end of that section which
reads: "Supplement *Highlights* references---6(2)." This means that
paragraph 2 of the *Highlights* section in Supplement No. 6 contains
information about the changes made in §3.263. By keeping and filing the
*Highlights* sections, you will have a reference source explaining all
substantive changes in the text of the regulations.

***Supplement frequency***: This Book H (*Loan Guaranty*) was originally
supplemented four times a year, in January, April, July and October.
Beginning 1 August 1995, supplements will be issued *every month* during
which a final rule addition or modification is made to the parts of
Title 38 covered by this book. Supplements will be numbered
consecutively as issued.

**Modifications in this supplement include the following:**

1\. On 2 May 2005, the VA published a final rule, effective that same
date, to affirm as final an amendment to its loan guaranty regulations
implementing section 303 of the Veterans Benefits Act of 2002 which
incorporates into the regulations a new authority for hybrid adjustable
rate mortgages allowing VA to guarantee loans with interest rates that
remain fixed for a period of not less than the first three years of the
loan, after which the rate can be adjusted annually. Changes:

• In §36.4311, revised paragraph (d) introductory text, paragraph
(d)(2), paragraph (d)(4) introductory text, and paragraph (d)(5)
introductory text.

Custom Federal Regulations Service™

**This is supplemental material**

**for Book H of your set of**

**Federal Regulations**

Title 38, Part 36

*Loan Guaranty*

**Veterans Benefits Administration**

Supplement No. 30

Covering period of *Federal Register* issues

through June 25, 2006

Copyright © 2006 Jonathan Publishing

**Need Assistance?**

Printing for all supplements is performed by the United States
Government

Printing Office. Distribution is the responsibility of the

VA Forms and Publications Depot. Accordingly:

Questions concerning **[missing supplements]{.smallcaps}**, need for
**[additional books]{.smallcaps}**, and other **[distribution
list]{.smallcaps}** issues for this loose-leaf service should be
directed to:

Department of Veterans Affairs

Veterans Benefits Administration

Directives, Forms and Records Staff

Mail Code: 20S5

810 Vermont Avenue, N.W.

Washington DC 20420

Telephone: 202/273-7080

Fax: 202/275-5947

Questions concerning the **[filing instructions]{.smallcaps}** for this
loose-leaf service,

or the reporting of **[substantive errors]{.smallcaps}** in the text,

may be directed to:

Jonathan Publishing

855 Yorks Crossing

Driftwood TX 78619

Telephone: 512/858-1225

Fax: 512/858-1230

E-mail: garyknight@ev1.net

**Internet: http://www.jonpub.com**

Copyright © 2006 Jonathan Publishing

> **GENERAL INSTRUCTIONS**

Custom Federal Regulations Service™

**Supplemental Materials for *Book H***

**Code of Federal Regulations**

**Title 38, Part 36**

***Loan Guaranty***

**Veterans Benefits Administration**

**Supplement No. 30**

25 June 2006

Covering the period of Federal Register issues

through June 25, 2006

When **Book H** was originally prepared, it was current through final
regulations published in the *Federal Register* of 5 March 1992. These
supple­mental materials are designed to keep your regulations up to date.
You should file the attached pages immediately, and record the fact that
you did so on the *Supplement Filing Record* which is at page H-8 of
Book H, *Loan Guaranty*.

> **To ensure accuracy and timeliness of your materials,**
>
> **it is important that you follow these simple procedures:**
>
> 1\. Always file your supplemental materials immediately upon receipt.
>
> 2\. Before filing, always check the Supplement Filing Record (page
> H-8) to be sure that all prior supplements have been filed. If you are
> missing any supple­ments, contact the Veterans Benefits Administration
> at the address listed on page H-2.
>
> 3\. After filing, enter the relevant information on the Supplement
> Filing Record sheet (page H-8)---the date filed, name/initials of
> filer, and date through which the *Federal Register* is covered.
>
> 4\. If as a result of a failure to file, or an undelivered supplement,
> you have more than one supplement to file at a time, be certain to
> file them in chronological order, lower number first.
>
> 5\. Always retain the filing instructions (simply insert them at the
> back of the book) as a backup record of filing and for reference in
> case of a filing error.
>
> 6\. Be certain that you *permanently discard* any pages indicated for
> removal in the filing instructions in order to avoid confusion later.

To execute the filing instructions, simply remove *and throw away* the
pages listed under *Remove These Old Pages,* and replace them in each
case with the corres­pond­ing pages from this supplement listed under *Add
These New Pages*. Occasionally new pages will be added without removal
of any old material (reflecting new regulations), and occasionally old
pages will be removed with­out addition of any new material (reflecting
rescinded regulations)---in these cases the word *None* will appear in
the appropriate column.

> **FILING INSTRUCTIONS**

**Book H, Supplement No. 30**

**June 25, 2006**

*Remove these Add these Section(s)*

*[old pages]{.underline} [new pages]{.underline} [Affected]{.underline}*

**Do not file this supplement until you confirm that**

**all prior supplements have been filed**

36.4342-1 to 36.4342-4 36.4342-1 to 36.4342-4 §36.4342

**Be sure to complete the**

***Supplement Filing Record* (page H-8)**

**when you have finished filing this material.**

> **HIGHLIGHTS**

**Book H, Supplement No. 30**

**June 25, 2006**

***Supplement* Highlights *references***: Where substantive changes are
made in the text of regulations, the paragraphs of *Highlights* sections
are cited at the end of the relevant section of text. Thus, if you are
reading §3.263, you will see a note at the end of that section which
reads: "Supplement *Highlights* references---6(2)." This means that
paragraph 2 of the *Highlights* section in Supplement No. 6 contains
information about the changes made in §3.263. By keeping and filing the
*Highlights* sections, you will have a reference source explaining all
substantive changes in the text of the regulations.

***Supplement frequency***: This Book H (*Loan Guaranty*) was originally
supplemented four times a year, in January, April, July and October.
Beginning 1 August 1995, supplements will be issued *every month* during
which a final rule addition or modification is made to the parts of
Title 38 covered by this book. Supplements will be numbered
consecutively as issued.

**Modifications in this supplement include the following:**

1\. On 30 May 2006, the VA published a final rule, effective that same
date, to amend its delegation of authority to the property management
contractor under its housing loan program in order to permit the
property management contractor's Regional Managers to execute documents
necessary for the management and sale of single-family properties
acquired by VA under its housing loan guaranty program. Change:

• In §36.4342, revised paragraph (f)(2).

Custom Federal Regulations Service™

**This is supplemental material**

**for Book H of your set of**

**Federal Regulations**

Title 38, Part 36

*Loan Guaranty*

**Veterans Benefits Administration**

Supplement No. 31

Covering period of *Federal Register* issues

through June 3, 2007

Copyright © 2007 Jonathan Publishing

**Need Assistance?**

Questions concerning **[missing supplements]{.smallcaps}**, need for
**[additional books]{.smallcaps}**, and other **[distribution
list]{.smallcaps}** issues for this loose-leaf service should be
directed to:

Department of Veterans Affairs

Veterans Benefits Administration

Administration

Mail Code: 20M33

810 Vermont Avenue, N.W.

Washington DC 20420

Telephone: 202/273-7588

Fax: 202/275-5947

E-mail: coarms@vba.va.gov

Questions concerning the **[filing instructions]{.smallcaps}** for this
loose-leaf service,

or the reporting of **[substantive errors]{.smallcaps}** in the text,

may be directed to:

Jonathan Publishing

855 Yorks Crossing

Driftwood TX 78619

Telephone: 512/858-1225

Fax: 512/858-1230

E-mail: jonpub@austin.rr.com

Copyright © 2007 Jonathan Publishing

> **GENERAL INSTRUCTIONS**

Custom Federal Regulations Service™

**Supplemental Materials for *Book H***

**Code of Federal Regulations**

**Title 38, Part 36**

***Loan Guaranty***

**Veterans Benefits Administration**

**Supplement No. 31**

5 June 2007

Covering the period of Federal Register issues

through June 3, 2007

When **Book H** was originally prepared, it was current through final
regulations published in the *Federal Register* of 5 March 1992. These
supple­mental materials are designed to keep your regulations up to date.
You should file the attached pages immediately, and record the fact that
you did so on the *Supplement Filing Record* which is at page H-8 of
Book H, *Loan Guaranty*.

> **To ensure accuracy and timeliness of your materials,**
>
> **it is important that you follow these simple procedures:**
>
> 1\. Always file your supplemental materials immediately upon receipt.
>
> 2\. Before filing, always check the Supplement Filing Record (page
> H-8) to be sure that all prior supplements have been filed. If you are
> missing any supple­ments, contact the Veterans Benefits Administration
> at the address listed on page H-2.
>
> 3\. After filing, enter the relevant information on the Supplement
> Filing Record sheet (page H-8)---the date filed, name/initials of
> filer, and date through which the *Federal Register* is covered.
>
> 4\. If as a result of a failure to file, or an undelivered supplement,
> you have more than one supplement to file at a time, be certain to
> file them in chronological order, lower number first.
>
> 5\. Always retain the filing instructions (simply insert them at the
> back of the book) as a backup record of filing and for reference in
> case of a filing error.
>
> 6\. Be certain that you *permanently discard* any pages indicated for
> removal in the filing instructions in order to avoid confusion later.

To execute the filing instructions, simply remove *and throw away* the
pages listed under *Remove These Old Pages,* and replace them in each
case with the corres­pond­ing pages from this supplement listed under *Add
These New Pages*. Occasionally new pages will be added without removal
of any old material (reflecting new regulations), and occasionally old
pages will be removed with­out addition of any new material (reflecting
rescinded regulations)---in these cases the word *None* will appear in
the appropriate column.

> **FILING INSTRUCTIONS**

**Book H, Supplement No. 31**

**June 5, 2007**

*Remove these Add these Section(s)*

*[old pages]{.underline} [new pages]{.underline} [Affected]{.underline}*

**Do not file this supplement until you confirm that**

**all prior supplements have been filed**

36.4225-4 to 36.4226-3 36.4225-4 to 36.4226-3 §36.4226

**36.4337-20 to 36.4337-21 36.4337-20 to 36.4337-21 §36.4337**

**36.4346-1 to 36.4346-4 36.4346-1 to 36.4346-4 §36.4346**

**36.4349-1 to 36.4350-1 36.4349-1 to 36.4350-1 §36.4349**

**Be sure to complete the**

***Supplement Filing Record* (page H-8)**

**when you have finished filing this material.**

> **HIGHLIGHTS**

**Book H, Supplement No. 31**

**June 5, 2007**

***Supplement* Highlights *references***: Where substantive changes are
made in the text of regulations, the paragraphs of *Highlights* sections
are cited at the end of the relevant section of text. Thus, if you are
reading §3.263, you will see a note at the end of that section which
reads: "Supplement *Highlights* references---6(2)." This means that
paragraph 2 of the *Highlights* section in Supplement No. 6 contains
information about the changes made in §3.263. By keeping and filing the
*Highlights* sections, you will have a reference source explaining all
substantive changes in the text of the regulations.

***Supplement frequency***: This Book H (*Loan Guaranty*) was originally
supplemented four times a year, in January, April, July and October.
Beginning 1 August 1995, supplements will be issued *every month* during
which a final rule addition or modification is made to the parts of
Title 38 covered by this book. Supplements will be numbered
consecutively as issued.

**Modifications in this supplement include the following:**

1\. On 31 May 2007, the VA published a final rule, effective that same
date, to move its regulations on nonprocurement debarment and suspension
from title 38 CFR, to title 2 CFR; remove part 44 of 38 CFR; and make
conforming changes to other 38 CFR provisions. The rule makes no
substantive changes to VA's policy or procedures for nonprocurement
debarment and suspension. Changes:

• Removed Part 44 from Title 38, and made conforming changes in Parts
36, 39, 44, 48, 49, and 51.

Custom Federal Regulations Service™

**This is supplemental material**

**for Book H of your set of**

**Federal Regulations**

Title 38, Part 36

*Loan Guaranty*

**Veterans Benefits Administration**

Supplement No. 32

Covering period of *Federal Register* issues

through February 3, 2008

Copyright © 2008 Jonathan Publishing

**Need Assistance?**

Questions concerning **[missing supplements]{.smallcaps}**, need for
**[additional books]{.smallcaps}**, and other **[distribution
list]{.smallcaps}** issues for this loose-leaf service should be
directed to:

Department of Veterans Affairs

Veterans Benefits Administration

Administration

Mail Code: 20M33

810 Vermont Avenue, N.W.

Washington DC 20420

Telephone: 202/273-7588

Fax: 202/275-5947

E-mail: coarms@vba.va.gov

Questions concerning the **[filing instructions]{.smallcaps}** for this
loose-leaf service,

or the reporting of **[substantive errors]{.smallcaps}** in the text,

may be directed to:

Jonathan Publishing

855 Yorks Crossing

Driftwood TX 78619

Telephone: 512/858-1225

Fax: 512/858-1230

E-mail: jonpub@austin.rr.com

Copyright © 2007 Jonathan Publishing

> **GENERAL INSTRUCTIONS**

Custom Federal Regulations Service™

**Supplemental Materials for *Book H***

**Code of Federal Regulations**

**Title 38, Part 36**

***Loan Guaranty***

**Veterans Benefits Administration**

**Supplement No. 32**

5 February 2008

Covering the period of Federal Register issues

through February 3, 2008

When **Book H** was originally prepared, it was current through final
regulations published in the *Federal Register* of 5 March 1992. These
supple­mental materials are designed to keep your regulations up to date.
You should file the attached pages immediately, and record the fact that
you did so on the *Supplement Filing Record* which is at page H-8 of
Book H, *Loan Guaranty*.

> **To ensure accuracy and timeliness of your materials,**
>
> **it is important that you follow these simple procedures:**
>
> 1\. Always file your supplemental materials immediately upon receipt.
>
> 2\. Before filing, always check the Supplement Filing Record (page
> H-8) to be sure that all prior supplements have been filed. If you are
> missing any supple­ments, contact the Veterans Benefits Administration
> at the address listed on page H-2.
>
> 3\. After filing, enter the relevant information on the Supplement
> Filing Record sheet (page H-8)---the date filed, name/initials of
> filer, and date through which the *Federal Register* is covered.
>
> 4\. If as a result of a failure to file, or an undelivered supplement,
> you have more than one supplement to file at a time, be certain to
> file them in chronological order, lower number first.
>
> 5\. Always retain the filing instructions (simply insert them at the
> back of the book) as a backup record of filing and for reference in
> case of a filing error.
>
> 6\. Be certain that you *permanently discard* any pages indicated for
> removal in the filing instructions in order to avoid confusion later.

To execute the filing instructions, simply remove *and throw away* the
pages listed under *Remove These Old Pages,* and replace them in each
case with the corres­pond­ing pages from this supplement listed under *Add
These New Pages*. Occasionally new pages will be added without removal
of any old material (reflecting new regulations), and occasionally old
pages will be removed with­out addition of any new material (reflecting
rescinded regulations)---in these cases the word *None* will appear in
the appropriate column.

> **FILING INSTRUCTIONS**

**Book H, Supplement No. 32**

**February 5, 2008**

*Remove these Add these Section(s)*

*[old pages]{.underline} [new pages]{.underline} [Affected]{.underline}*

**Do not file this supplement until you confirm that**

**all prior supplements have been filed**

**H-11 to H-22 H-11 to [H-26]{.underline} Index to Book H**

36.4201-1 to 36.4202-3 36.4201-1 to 36.4202-3 §36.4201

**36.4300-1 to 36.4300-4 36.4300-1 to 36.4300-4 §36.4300**

**36.4313-1 to 36.4313-2 36.4313-1 to 36.4313-2 §36.4313**

**36.4320-8 to 36.4322-1 36.4320-8 to 36.4322-1 §36.4321**

**36.4344-6 to 36.4345-1 36.4344-6 to 36.4345-1 §36.4344a**

36.4400-1 to 36.4401-1 36.4400-1 to 36.4401-1 §36.4400

**36.4500-1 to 36.4500-2 36.4500-1 to 36.4500-2 §36.4500**

36.4600-1 to 36.4600-6 36.4600-1 to 36.4600-6 §36.4600

None 36.4800-1 to 36.4893-1 New Subpart F

(§§36.4800--4893); add

after p. 36-App.A-3

**Be sure to complete the**

***Supplement Filing Record* (page H-8)**

**when you have finished filing this material.**

> **HIGHLIGHTS**

**Book H, Supplement No. 32**

**February 5, 2008**

***Supplement* Highlights *references***: Where substantive changes are
made in the text of regulations, the paragraphs of *Highlights* sections
are cited at the end of the relevant section of text. Thus, if you are
reading §3.263, you will see a note at the end of that section which
reads: "Supplement *Highlights* references---6(2)." This means that
paragraph 2 of the *Highlights* section in Supplement No. 6 contains
information about the changes made in §3.263. By keeping and filing the
*Highlights* sections, you will have a reference source explaining all
substantive changes in the text of the regulations.

***Supplement frequency***: This Book H (*Loan Guaranty*) was originally
supplemented four times a year, in January, April, July and October.
Beginning 1 August 1995, supplements will be issued *every month* during
which a final rule addition or modification is made to the parts of
Title 38 covered by this book. Supplements will be numbered
consecutively as issued.

**Modifications in this supplement include the following:**

1\. On 1 February 2008, the VA published a final rule, effective that
same date, to establish a new series for the VA Loan Guaranty
regulations, which will be phased in over an approximately eleven-month
timeframe, as mortgage servicing industry segments "go live" on a new
computer-based tracking system being established by VA. Changes:

• Added headings for Subparts A through E;

• In §36.4313, revised paragraph (b)(5);

• In §36.4321, added a new paragraph (f);

• Added a new §36.4344a; and

• Added a new Subpart F (§§36.4800--36.4893).