**Special Attention of:**

**Transmittal** for Handbook No: 6509.2 REV-5 CHG-2

CPD Staff

CPD Program Participants/Grantees **Issued:** March 2008

1.  [This Transmits:]{.underline} the second change to HUD Handbook
    6509.2 REV-5, Community Planning and Development Monitoring
    Handbook.

2\. [Explanation of Significant Changes:]{.underline} When the revised
Handbook was issued in September 2005, it contained an "Evaluation
Questionnaire" to be completed by CPD Field Offices for the purpose of
evaluating its effectiveness and determining the need for further
improvements or revisions after a period of initial use. This change, in
part, represents the results of the completed questionnaires. It is also
the result of program and technical area office assessments of those
completed monitoring results that were transmitted electronically to a
CPD monitoring results website. In addition, this change transmits a new
Chapter 27 that provides guidance for monitoring compliance with flood
insurance protection requirements, includes a new Exhibit in Chapter 3
for reviewing CDBG-funded Homeownership Assistance activities, deletes
Chapter 8 on "Homeownership Zones" in its entirety as all active grants
are scheduled to close out in 2008, and reduces the number of Exhibits
in Chapter 24, "Lead Based Paint Compliance" from six to four.

3\. [Description of Specific Changes:]{.underline} By Chapter, the
changes are described below.

a\. [Table of Contents:]{.underline} Conforming changes have been made
where necessary to reflect the revisions noted here.

b.  [Chapter 1]{.underline}, "Introduction:" Revisions have been made to
    indicate the deletion of Chapter 8 ("Homeownership Zones") and
    inclusion of a new Chapter 27 on "Flood Insurance Protection."
    Specifically, in Section 1-3.A, the reference to Homeownership Zones
    has been deleted; in Section 1-3.B, a reference to Flood Insurance
    Protection has been added; and, in Section 1-6.A, the words "entity
    or organization" have been added.

> [Page Changes:]{.underline}

-   Pages 1-2 and 1-3 have been changed.

c.  [Chapter 2]{.underline}, "Management of Monitoring Activities:"
    Changes have been made as follows:

> \- footnotes 1, 2, 4, 5 and 6 have been revised to reflect updated
> electronic links to referenced documents;
>
> \- a typographical correction was made to an Exhibit number in Section
> 2-7.D;
>
> \- in Section 2-7.C.1, the word "continuous" in front of "evaluation"
> has been changed to "thorough" in the last paragraph;
>
> \- in Section 2-9.A, 2^nd^ paragraph, a sentence has been added about
> referrals to the Office of the Inspector General;
>
> \- in Section 2-9.B, first paragraph, the 2^nd^ last sentence has been
> revised to clarify the reference to program requirements;
>
> \- in Section 2-13.A, the first sentence has been revised to clarify
> the definition of an "administrative record;" and the last sentence in
> this same paragraph has also been revised for clarity;
>
> \- in Section 2-13.B, 2^nd^ paragraph, the first part of the 3^rd^
> last sentence has been deleted and a new last sentence has been added;
> and,
>
> \- in Section 2-13.D, the 3^rd^ and 4^th^ sentences have been revised
> to reflect changes in policies for the retention of emails and voice
> mails.
>
> [Page Changes:]{.underline}

-   Pages 2-1, 2-4, 2-5, 2-7, 2-10, 2-11, 2-12, 2-13 have been changed.

d.  [Chapter 3]{.underline}, "Community Development Block Grant (CDBG)
    Entitlement, Small Cities, Non Entitlement CDBG Grants in Hawaii,
    and Insular Areas Programs:" In response to field office comments,
    changes have been made to the introduction to this Chapter to
    include a new Section 3-5 on file selection and sampling (which
    renumbers the "Using the Monitoring Exhibits" section to Section
    3-6) and reference the inclusion of a new Exhibit, 3-22, "Guide for
    Review of CDBG-Funded Homeownership Assistance - Program Management
    and Individual Activities." Additional clarifying changes have been
    made to the following:

> \- [Exhibit 3-2:]{.underline} The instructions; new text added under
> Section C; and clarifying revisions to questions 6.d, 7, 8, 9.a, 9.b,
> 9.c, 11, 13, and 14.

-   [Exhibit 3-3:]{.underline} Question 6 has been reworded.

-   [Exhibit 3-4:]{.underline} A new subsection "c" was added to
    question 4, renumbering the existing "c" to "d;" and questions 8.f,
    9 and 10 were revised or reworded for clarity.

-   [Exhibit 3-5:]{.underline} The instructions and questions 14, 17.b,
    and 17.d were revised for clarity.

-   [Exhibit 3-11:]{.underline} Questions 3.a and 3.b were revised for
    clarity and a new question 35 was added to include a question
    cross-referencing the requirement to monitor compliance with flood
    insurance protection in Chapter 27.

-   [Exhibit 3-12:]{.underline} Questions 1.b, 6.a, 6.b, 6.c were
    revised for clarity; and a new question 9 was added to include a
    question cross-referencing the requirement to monitor compliance
    with flood insurance protection in Chapter 27; this change resulted
    in the renumbering of questions 9, 10, and 11 to questions 10, 11,
    and 12, respectively.

-   [Exhibit 3-13:]{.underline} Table 1 and 2, columns (b) and (c) were
    switched; column (e) reflects these changes as well as #1 below each
    table; and the heading in column (d) of Table 2 was revised.

-   [Exhibit 3-16:]{.underline} Questions 5.b, 6.a, 6.c, 9, 31 and 38
    were revised for clarity; the instructions for Sections C and H were
    revised; and Sections G, H and I were corrected to read as Sections
    F, G and H, respectively.

-   [Exhibit 3-18:]{.underline} Question 2 had text deleted; questions
    2.b, 9.e, 9.f, 9.i, 10.a, 14, 25.b, 26.a, 26.b, 28, 29, 30, 31, 32,
    33, 34, 40 were reworded; question 3 was slightly revised and moved
    to 10.d; questions 4, 5, 6, 8, 27.b, 41, and 43.b were deleted,
    renumbering all remaining questions in the Exhibit; and new
    questions 3, 10.c, 16.c and 16.d were added.

-   [Exhibit 3-19:]{.underline} Questions for assessing compliance with
    the statutory CDBG caps on planning/administrative and public
    service costs were included and are reflected in the Exhibit
    instructions, the addition of new questions 11, 12, and 13, and the
    additions of Worksheets I and II.

-   [Exhibit 3-20:]{.underline} The number "1" was added to the first
    question only.

-   [Exhibit 3-22:]{.underline} This is a new Exhibit.

> [Page Changes:]{.underline}

-   [Introductory text:]{.underline} Pages 3-3 and 3-4 have been
    changed.

-   [Exhibit 3-2:]{.underline} Pages 3-1, 3-3, 3-4, 3-5, 3-7, and 3-8
    have been changed.

-   [Exhibit 3-3:]{.underline} Page 3-4 has been changed.

-   [Exhibit 3-4:]{.underline} Pages 3-3 and 3-7 have been changed.

-   [Exhibit 3-5:]{.underline} Pages 3-1, 3-9, 3-11, and 3-12 have been
    changed.

-   [Exhibit 3-11:]{.underline} Pages 3-3 and 3-13 have been changed.

-   [Exhibit 3-12:]{.underline} Pages 3-1, 3-3, 3-4, and 3-5 have been
    changed.

-   [Exhibit 3-13:]{.underline} Pages 3-2, 3-3, and 3-6 have been
    changed.

-   [Exhibit 3-16:]{.underline} Pages 3-4, 3-6, 3-9, 3-15, 3-17, 3-18,
    3-20, and 3-21 have been changed.

-   [Exhibit 3-18:]{.underline} Pages 3-1 through 3-13 and pages 3-15
    through 3-20 have been changed.

-   [Exhibit 3-19:]{.underline} Pages 3-1, 3-4, and 3-5 have been
    changed; pages 3-6, 3-7, 3-8, and 3-9 have been added.

-   [Exhibit 3-20:]{.underline} Page 3-1 has been changed.

e.  [Chapter 4]{.underline}, State CDBG Program: Editorial changes have
    been made to the introduction. Additional changes are reflected in:

    -   [Exhibit 4-1:]{.underline} This Exhibit has been changed to
        reflect questions on the performance measurement system;
        questions 10, 12.b, 13, and 15 have been revised; and a new
        question 14 has been added, renumbering the last two questions
        in the Exhibit.

    -   [Exhibit 4-2:]{.underline} A regulatory citation has been
        corrected in the instructions to Section B; a new question 15
        has been added to assess compliance with anti-pirating
        provisions, resulting in the renumbering of all subsequent
        questions; and minor typographical errors were corrected in #5
        of the instructions on page 4-21 and "j" on page 4-22.

    -   [Exhibit 4-3:]{.underline} A new question 2 was added,
        renumbering the remaining questions in the Exhibit.

    -   [Exhibit 4-4:]{.underline} Questions 3, 4 and 5 on the method of
        distribution have been added, resulting in the renumbering of
        all subsequent questions; a new heading "C" has been added for
        the file review section; and a minor editorial change has been
        made to Table I.

    -   [Exhibit 4-5:]{.underline} A minor typographical error was
        corrected in question 1.

    -   [Exhibit 4-6]{.underline}: A typographical error was corrected
        in the table in question 7.a; and question 18 was moved to
        question 16, renumbering 16 and 17 as 17 and 18, respectively;
        and a regulatory citation was added for question 26.

    -   [Exhibit 4-7:]{.underline} A minor typographical error has been
        corrected in the first paragraph under "State CDBG Program
        Review Subject Areas;" and two new questions, 23 and 24, have
        been added to assess compliance with the planning/administrative
        and public services caps for the State CDBG program).

    -   [Exhibit 4-8:]{.underline} The word "general" was added to
        question 21.

> [Page Changes:]{.underline}

-   [Introductory text:]{.underline} Pages 4-3 and 4-9 have been
    changed.

-   [Exhibit 4-1:]{.underline} Pages 4-3, 4-4 and 4-5 have been changed.

-   [Exhibit 4-2:]{.underline} Pages 4-5, 4-9, 4-11 through 4-18, 4-21
    and 4-22 have been changed.

-   [Exhibit 4-3:]{.underline} Pages 4-1 and 4-2 have been changed.

-   [Exhibit 4-4:]{.underline} Pages 4-2 through 4-8 have been changed.

-   [Exhibit 4-5:]{.underline} Page 4-2 has been changed.

-   [Exhibit 4-6:]{.underline} Pages 4-3, 4-7, and 4-9 have been
    changed.

-   [Exhibit 4-7:]{.underline} Pages 4-2 and 4-13 have been changed.

-   [Exhibit 4-8:]{.underline} Page 4-7 has been changed.

f.  [Chapter 6]{.underline}, "Disaster Recovery CDBG Supplemental
    Grants:" Two questions, 5 and 6, have been added to Exhibit 6-1 to
    cross-reference the requirement to monitor compliance with flood
    insurance protection in Chapter 27.

> [Page Changes:]{.underline}

-   [Exhibit 6-1:]{.underline} Pages 6-2 and 6-3 have been changed.

g.  [Chapter 7]{.underline}, "HOME Investment Partnerships Program
    (HOME):" Additional guidance for monitoring HOME-funded activities
    has been included in the introduction in Section 7-1 on
    "Applicability;" Section 7-2 (b)-(e) has been revised; and minor
    text changes/corrections have been made to Sections 7-3, 7-4.B
    and C. The four Attachments have been modified to reflect their use
    as optional pre-assessment tools. Additional, clarifying changes are
    as follows:

    -   [Optional Attachment 7-0-HR:]{.underline} A grammatical change
        was made to question 2; sections "a" through "c" in question 4
        were broken out for individual responses; and the yes/no boxes
        were removed from question 9.

    -   [Optional Attachment 7-0-HA:]{.underline} Sections "a" through
        "d" of question 1 were reformatted and text was added in the
        "Reviewer Notes" section; and questions 5, 8, 9, and 10 were
        reformatted.

    -   [Optional Attachment 7-0-R:]{.underline} A grammatical error in
        question 3 was corrected; questions 4, 7 and 9 were reformatted;
        and text was added to the "Reviewer Notes."

    -   [Optional Attachment 7-0-TBRA:]{.underline} Questions 1, 4 and 7
        were slightly revised.

    -   [Optional Exhibit 7-1]{.underline}: The heading only was revised
        to reflect its use as optional.

    -   [Exhibit 7-2:]{.underline} References to compliance and
        activities reports have been added to questions 6, 7, 8, 9 and
        10; a yes/no box was deleted in question 13; question 17 was
        revised to include question 18 which has been deleted, resulting
        in the renumbering of all subsequent questions in the Exhibit;
        questions 19, 21.b, 22, 26 and 29 have been reworded;
        grammatical errors were corrected in questions 24, 27 and 28;
        and a new question 34 was added to address flood insurance
        protection.

    -   [Exhibit 7-3:]{.underline} Question 1 was deleted, renumbering
        the second question as #1; a new question 2 was added; a new
        question 9.b was added to address compliance with flood
        insurance protection requirements; the Chapter 24 Exhibit number
        was changed in question 22 to conform to changes in Chapter 24
        and a regulatory citation was added; a typographical error was
        corrected in question 23.c; and the heading in Section I was
        changed from "Documentation" to "Recordkeeping," with a
        corresponding change in the Exhibit instructions.

    -   [Exhibit 7-4:]{.underline} The heading to Section A was slightly
        reworded and a corresponding change was made to the instructions
        to reflect this; question 4 was reworded and the regulatory
        citation revised; and questions 13.a, 15, 16, 18, 29,30 and 31
        were reworded; a new question 13.b was added to address
        compliance with flood insurance protection requirements; and
        grammatical errors were corrected in question 20.

    -   [Exhibit 7-5:]{.underline} Question 1 was deleted and replaced
        with question 2; a new question 2 was added; a new subsection
        "e" was added to question 16 to cover flood insurance
        protection; questions 9 and 28 were reworded; grammatical
        corrections were made to questions 26.c and 42.e; the reference
        to the Chapter 24 Exhibit was corrected in question 27 to
        reflect changes in that Chapter; "N/A" boxes were added to
        questions 29, 38, 39, 40, and 41; and the regulatory citation
        for question 35 was revised.

    -   [Exhibit 7-6:]{.underline} The first section on Recordkeeping
        has been moved from A to Section J at the end of the Exhibit,
        renumbering all sections and question numbers in this Exhibit;
        questions 5, 6, 7, 8, 11, 12, 13 and 24 have been reworded; and
        question 27 has been broken into two parts, with a new
        subsection "b" added to address compliance with flood insurance
        protection requirements.

    -   [Exhibit 7-7:]{.underline} The first section on Recordkeeping
        has been shifted to the end of the Exhibit, from Section B to J,
        changing the numbering of all questions and sections starting
        with B.2; question 3 was slightly revised; a minor typographical
        error was corrected in question 10;the reference to the Exhibits
        in Chapter 24 in question 16 has been changed to reflect changes
        in Chapter 24; the regulatory citation below question 22 has
        been deleted; question 25 has been reworded and now provides for
        an N/A option; question 35 has been revised; and two questions,
        46.b and 57.j, were added to address compliance with flood
        insurance protection requirements.

    -   [Exhibit 7-8:]{.underline} The heading for Section A has been
        reworded and is reflected in the instructions which have also
        been slightly revised; question 24 has been slightly revised;
        the regulatory citation contained within question 29 has been
        changed; and a new question 31.b has been added to address
        compliance with flood insurance protection requirements.

    -   [Exhibit 7-9:]{.underline} A new section, F, on Recordkeeping
        has been included, adding questions 28-31; question 1 has been
        deleted and replaced with question 2 and a new question 2 has
        been added; the regulatory citation for question 10 has been
        revised; and minor grammatical errors have been corrected in
        question 10, 11 and 12.

    -   [Exhibit 7-10:]{.underline} The instructions have been slightly
        revised; a new section, D, on Recordkeeping has been included,
        adding questions 26, 27, 28 and 29; grammatical errors in
        questions 14 and 15 have been corrected; question 19 had an N/A
        option added; question 23 has been deleted, renumbering
        questions 24-26 as 23-25; and questions 23, 24 and 25 have been
        reworded.

    -   [Exhibit 7-11:]{.underline} Regulatory citations have been
        included below the questions in 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
        11, 12, 13, 16 and 22; the regulatory citation has been revised
        for question 17; "N/A" options have been added to questions 18
        and 19; a minor edit for the regulatory citation has been
        corrected in question 19; and questions 21 and 22 have been
        reworded.

    -   [Exhibit 7-12:]{.underline} Questions 8 and 12 were slightly
        revised; and an "N/A" option was added to question 9.

    -   [Exhbit 7-16:]{.underline} Typographical errrors to the
        regulatory citations were corrected for questions 6.b and 14.b;
        and question 17 was revised.

    -   [Exhibit 7-17:]{.underline} Questions 11 and 16 were slightly
        revised.

    -   [Exhibit 7-18:]{.underline} Question 9 was revised for clarity;
        and a typographical error was corrected in the citation under
        question 11.b.

    -   [Exhibit 7-19:]{.underline} Typographical errors were corrected
        in questions 1, 30.b and 35; a regulatory citation was added for
        question 9; regulatory citations were deleted from questions 10,
        12, and 13; an "N/A" option was added to question 12; text was
        deleted from question 14.c; questions 15.a and 15.b were
        revised; a yes/no/N/A option was added to 15.b; and 15.c was
        added.

    -   [Exhibit 7-20:]{.underline} The instructions were revised;
        questions 2, 7.a, 7.b, 10.a, 23, 24, 26, 27 and 35 were revised;
        the instructions for Section I and the Worksheet were slightly
        revised as well as the heading to column (a) of the Worksheet;
        grammatical errors were corrected in questions 11.e, 11.f, 11.g,
        11.i, and 19; regulatory citations were added below questions
        17.c and 20; and "yes/no" boxes were added to questions 23.a,
        23b, 23.c, 26, 27, 28, 29, and 30.

    -   [Attachment to 7-20:]{.underline} Conforming changes were made
        here to reflect changes in Exhibit 7-20; questions 2.a, 7.a and
        7.b were reworded; the regulatory cite below question 7.b was
        revised; grammatical errors were corrected in 11.e, 11.f, 11.g,
        11.i and 19; question 21.c was added; and questions 21, 22, 25,
        29, 32 and 36 were renumbered.

    -   [Exhibit 7-21:]{.underline} Citations have been added to
        questions 1.a, 1.b, 1.c, 2.a, 2.b, 2.c, and 2.d; the citation
        for question 1 has been revised; question 1.d has been deleted;
        question 3 has been slightly reworded; and a grammatical error
        in question 8 has been corrected.

    -   [Exhibit 7-22:]{.underline} Questions 5 and 10 were slightly
        reworded; a regulatory citation was added to questions 10 and
        15.c; regulatory citations for questions 10 and 19 were revised;
        and an "N/A" option was added to question 27.

    -   [Exhibit 7-23:]{.underline} An "N/A" option was added to
        question 2.h and a typographical error was corrected in question
        5.

> [Page Changes:]{.underline}

-   [Introductory text:]{.underline} Pages 7-1 through 7-4 have been
    changed.

-   [Optional Attachment 7-0]{.underline} for Homeowner Rehabilitation:
    Pages 7-i, 7-ii and 7-iii have been changed.

-   [Optional Attachment 7-0]{.underline} for Homebuyer Assistance:
    Pages 7-i, 7-ii, 7-iii, and 7-iv have been changed.

-   [Optional Attachment 7-0]{.underline} for the Rental Program: Pages
    7-ii and 7-iii have been changed.

-   [Optional Attachment 7-0]{.underline} for Tenant-Based Rental
    Assistance: Pages 7-i, 7-ii, and 7-iii have been changed.

-   [Optional Exhibit 7-1:]{.underline} Changes have been made to the
    headers and footers only.

-   [Exhibit 7-2:]{.underline} Pages 7-2, 7-3, 7-4, and 7-6 through 7-13
    have been changed.

-   [Exhibit 7-3:]{.underline} Pages 7-1, 7-3, 7-7, 7-8, and 7-12 have
    been changed.

-   [Exhibit 7-4:]{.underline} Pages 7-1, 7-2, 7-4, 7-5, 7-6, 7-9, and
    7-10 have been changed.

-   [Exhibit 7-5:]{.underline} Pages 7-1, 7-2, 7-3, 7-5, 7-8, 7-9, 7-11,
    7-12 and 7-13 have been changed.

-   [Exhibit 7-6:]{.underline} Pages 7-1 through 7-14 have been changed.

-   [Exhibit 7-7:]{.underline} Pages 7-1 through 7-17 have been changed.

-   [Exhibit 7-8:]{.underline} Pages 7-1, 7-7, 7-8 and 7-9 have been
    changed.

-   [Exhibit 7-9:]{.underline} Pages 7-1, 7-3, 7-4, 7-8 and 7-9 have
    been changed.

-   [Exhibit 7-10:]{.underline} Pages 7-1, 7-4, 7-5, 7-6, 7-7 and 7-8
    have been changed.

-   [Exhibit 7-11:]{.underline} Pages 7-1 through 7-8 have been changed.

-   [Exhibit 7-12:]{.underline} Pages 7-3 and 7-4 have been changed.

-   [Exhibit 7-16:]{.underline} Pages 7-3, 7-6 and 7-7 have been
    changed.

-   [Exhibit 7-17:]{.underline} Pages 7-4 and 7-5 have been changed.

-   [Exhibit 7-18:]{.underline} Pages 7-3 and 7-4 have been changed.

-   [Exhibit 7-19:]{.underline} Pages 7-1, 7-4, 7-5, 7-6, 7-7, 7-13 and
    7-15 have been changed.

-   [Exhibit 7-20:]{.underline} Pages 7-1, 7-2, 7-3, 7-4, 7-6, 7-7,
    7-10, 7-11, 7-12, 7-13, 7-14, 7-15, 7-16, 7-18 and 7-20 have been
    changed.

-   [Attachment I to Exhibit 7-20:]{.underline} Pages 7-20-i, 7-20-ii,
    7-20-iii, 7-20-v, and 7-20-vi have been changed.

-   [Exhibit 7-21:]{.underline} Pages 7-1, 7-2, and 7-4 have been
    changed.

-   [Exhibit 7-22:]{.underline} Pages 7-3, 7-4, 7-6, 7-7, and 7-10 have
    been changed.

-   [Exhibit 7-23:]{.underline} Pages 7-2 and 7-3 have been changed.

> h\. [Chapter 8]{.underline}, "Homeownership Zones:" This Chapter has
> been removed from the Handbook because this program has received no
> new funding since 1997 and the active grants are targeted for
> close-out in FY 2008.

i.  Chapter 9, \"Emergency Shelter Grants (ESG) Program:" Editorial and
    clarifying changes were made as follows:

    -   [Exhibit 9-1:]{.underline} The regulatory citation was revised
        for question 1; and the citation was removed from below question
        2 and incorporated into the body of the question.

    -   [Exhibit 9-3:]{.underline} The wording to question 5 was
        revised.

    -   [Exhibit 9-4:]{.underline} A grammatical error was corrected in
        the Instructions; question 2 was revised; and a new question 3
        was added, renumbering all subsequent questions.

    -   [Exhibit 9-6:]{.underline} The instructions and headings in the
        table in question 1 were changed; citations below questions 2,
        3, 4, 5, 6, 8, 9, 10, 12 and 17 were revised; and "N/A" options
        were added to questions 6 and 12.

    -   [Exhibit 9-8:]{.underline} Text was deleted and revised in the
        Instructions; citations were changed and/or corrected below
        questions 2, 4, 5, 6, 7, 8, 9, 10, 11, 14, 15, 16, 17, 18, 19,
        20, 23.a, 23.b and 23.c; and a typographical error was corrected
        in question 12.

    -   [Exhibit 9-9:]{.underline} Questions 1, 2, 3, 4, 5 and 11 were
        reworded to conform to the Handbook requirement that "no"
        responses to certain questions result in findings of
        noncompliance.

    -   [Exhibit 9-12:]{.underline} A new question 8 was added to
        address compliance with flood insurance protection requirements.

> [Page Changes:]{.underline}

-   [Exhibit 9-1:]{.underline} Page 9-1 has been changed.

-   [Exhibit 9-3:]{.underline} Page 9-3 has been changed.

-   [Exhibit 9-4:]{.underline} Pages 9-1, 9-2, and 9-3 have been
    changed.

-   [Exhibit 9-6:]{.underline} Pages 9-1, 9-2, 9-3, 9-4, 9-6, and 9-7
    have been changed.

-   [Exhibit 9-8:]{.underline} Pages 9-1 through 9-8 have been changed.

-   [Exhibit 9-9:]{.underline} Pages 9-1, 9-2, and 9-4 have been
    changed.

-   [Exhibit 9-12:]{.underline} Page 9-4 has been changed.

j.  [Chapter 10]{.underline}, "Housing Opportunities for Persons With
    AIDS (HOPWA):" In response to field office comments, clarifying and
    editorial changes were made to:

    -   [Introductory text:]{.underline} To reflect differences in the
        use of the Exhibits for monitoring the formula and competitive
        awards; and Section 10-5 has added a new subsection "D" to
        provide guidance for reviewing client files, resulting in
        changes to Sections 10-1, 10-2, 10-3, 10-4, and 10-5.

    -   [Exhibit 10-1:]{.underline} Questions 1 and 2 were broken out to
        more clearly distinguish between the formula and competitive
        sides of the HOPWA program; questions 9 and 10 were added to
        address issues of compliance with fair housing and equal
        opportunity requirements, causing all subsequent questions to be
        renumbered; a notice cite was added for question 14; questions
        16 and 24 were revised; Section D on "Related Support" was
        deleted; and question 21 under Section D was deleted, moved to
        question 25, and revised.

    -   [Exhibit 10-2:]{.underline} Question 1.a was broken out to
        distinguish between formula and competitive program
        participants, slightly rewording question 1.c; regulatory
        citations were revised for questions 3 and 9.b; question 5 was
        deleted, resulting in the renumbering of all subsequent
        questions; questions 5.b, 7, 15, 19.b and 26 were slightly
        reworded; a grammatical error in question 20 was corrected; and
        a regulatory citation was added below question 26.

    -   [Exhibit 10-3:]{.underline} A grammatical error in the "Note"
        was corrected; regulatory cites were revised for questions 13.b,
        14.a, 14.b, and 14.c; and question 16 was deleted, resulting in
        the renumbering of all subsequent questions.

    -   [Exhibit 10-4:]{.underline} A minor change was made in the
        second paragraph of the Instructions; a grammatical error was
        corrected in question 19.c; and question 27 was slightly
        revised.

> [Page Changes:]{.underline}

-   [Introductory text:]{.underline} Pages 10-1, 10-2, and 10-3 have
    been changed.

-   [Exhibit 10-1:]{.underline} Pages 10-1, 10-2, and 10-4 through 10-10
    have been changed.

-   [Exhibit 10-2:]{.underline} Pages 10-1 through 10-10 have been
    changed.

-   [Exhibit 10-3:]{.underline} Pages 10-1, 10-5, and 10-7 through 10-18
    have been changed.

-   [Exhibit 10-4:]{.underline} Pages 10-1, 10-9 and 10-13 have been
    changed.

k.  [Chapter 11]{.underline}, "Section 8 Moderate Rehabilitation Single
    Room Occupancy (SRO) Program for Homeless Individuals:"

    -   [Exhibit 11-2:]{.underline} A clarifying change was made to
        question 1.

    -   [Exhibit 11-3:]{.underline} A new question 7 was added to
        address compliance with flood insurance protection requirements.

> [Page Changes:]{.underline}

-   [Exhibit 11-2:]{.underline} Page 11-1 has been changed.

-   [Exhibit 11-3:]{.underline} Page 11-3 has been changed.

l.  [Chapter 12]{.underline}, "Shelter Plus Care (S+C) Program:"
    Clarifying and editorial changes were made as follows:

    -   [Exhibit 12-2:]{.underline} Questions 1 and 4 were revised and
        the regulatory citation for question 4 was changed.

    -   [Exhibit 12-3:]{.underline} Questions 1 and 3 were changed.

    -   [Exhibit 12-5:]{.underline} Questions 1 and 5 were slightly
        revised.

> [Page Changes:]{.underline}

-   [Exhibit 12-2:]{.underline} Pages 12-1 and 12-2 have been changed.

-   [Exhibit 12-3:]{.underline} Pages 12-1 and 12-2 have been changed.

-   [Exhibit 12-5:]{.underline} Pages 12-1 and 12-2 have been changed.

m.  [Chapter 13]{.underline}, "Supportive Housing Program (SHP):"
    Clarifying and editorial changes were made to:

    -   [Exhibit 13-2:]{.underline} A regulatory cite was corrected for
        question 1.

    -   [Exhibit 13-3:]{.underline} Question 1.b was slightly revised
        and the regulatory citation for question 2 was revised.

    -   [Exhibit 13-4:]{.underline} Question 1 was revised.

    -   [Exhibit 13-5:]{.underline} Three lines were included in the
        table in question 1 to review for HMIS match documentation.

    -   [Exhibit 13-7:]{.underline} Question 2 was slightly revised; and
        regulatory cites were revised for questions 5, 8 and 9.

    -   [Exhibit 13-8:]{.underline} Question 1 was slightly revised and
        the regulatory cites for question 4 were revised.

    -   [Exhibit 13-9:]{.underline} All questions, 1-5, have been
        revised.

    -   [Exhibit 13-11:]{.underline} A grammatical error was corrected
        in question 4.a.

    -   [Exhibit 13-12:]{.underline} A new question 5 was added on flood
        insurance protection requirements and a new question 8 was added
        on compliance with environmental requirements.

> [Page Changes:]{.underline}

-   [Exhibit 13-2:]{.underline} Page 13-1 has been changed.

-   [Exhibit 13-3:]{.underline} Pages 13-1 and 13-2 have been changed.

-   [Exhibit 13-4:]{.underline} Page 13-1 has been changed.

-   [Exhibit 13-5:]{.underline} Page 13-1 has been changed.

-   [Exhibit 13-7:]{.underline} Pages 13-2 and 13-3 have been changed.

-   [Exhibit 13-8:]{.underline} Pages 13-1 and 13-2 have been changed.

-   [Exhibit 13-9:]{.underline} Pages 13-1 and 13-2 have been changed.

-   [Exhibit 13-11:]{.underline} Page 13-2 has been changed.

-   [Exhibit 13-12:]{.underline} Pages 13-2 and 13-3 have been changed.

n.  [Chapter 14]{.underline}, "Round II Empowerment Zones:"
    Typographical errors were corrected in questions 9, 10 and 12 of
    Exhibit 14-1.

> [Page Changes:]{.underline}

-   [Exhibit 14-1:]{.underline} Pages 14-4 and 14-5 have been changed.

o.  [Chapter 16]{.underline}, "Rural Housing and Economic Development
    (RHED) Program:" Question 7 in Exhibit 16-4 was reworded.

> [Page Changes:]{.underline}

-   [Exhibit 16-4:]{.underline} Page 16-3 has been changed.

p.  [Chapter 19]{.underline}, "Citizen Participation:" Editorial changes
    were made to the introductory text in Section 19-1. Clarifying and
    editorial changes, as well as reordering of some of the questions,
    were made to:

> \- [Exhibit 19-1:]{.underline} A new section A on "General Aspects of
> the Citizen Participation Plan" was added and the second section, B,
> was revised to cover "Development of the Citizen Participation Plan
> and Any Amendments;" the questions have been reordered and or revised
> to reflect these changes as follows:

-   #10 is now #3;

-   #8 is now #4.a;

-   #11 is now #4.b;

-   #6 is now #5.a;

-   #7 is now #5.b;

-   #3 is now #6;

-   #9 is now #8 and has been reworded;

-   a new #7 has been added;

-   #'s 12, 13 and 14 have been redesignated as #9, 10 and 11,
    respectively;

-   #15 is now #12.a;

-   \# 16 is now #12.b;

-   #'s 17, 18, 19, 20 and 21 have been redesignated as #'s 13, 14, 15,
    16, and 17, respectively;

-   #4 is now #18;

-   #22 is now #19.a;

-   #23 is now #19.b;

-   #24 is now #20.a and has been reworded;

-   #25 is now #21;

-   #5 is now #22;

-   #26 is now #23 and has been reworded;

-   #'s 27, 28 and 29 has been redesignated as #'s 24, 25, and 26,
    respectively;

-   #30.a and b is now \# 27.a and b;

-   #'s 31, 32 and 33 have been redesignated as #'s 28, 29, and 30,
    respectively, and have been slightly revised; and

-   #'s 34 through 41 have been redesignated as #'s 31 through 38,
    respectively.

> \- [Exhibit 19-2:]{.underline} A new section, A, has been added on
> "General Aspects of the Citizen Participation Plan," and section B has
> been revised to cover "Development of the Citizen Participation Plan
> and Any Amendments;" and the questions have been reordered and
> renumbered and/or reworded as follows:

-   #8 is now #3;

-   #7 is now #4 and has been slightly reworded;

-   #3 is now #6;

-   #9 is now #7;

-   #10 is now #8.a;

-   #11 is now #8.b;

-   #'s 12 through 14 have been redesignated as #'s 9 through 11,
    respectively;

-   #'s 15, 16, and 17 have been slightly reworded and redesignated as
    #'s 12, 13, and 14, respectively;

-   #18 is now #15;

-   #19 is now #16;

-   an editorial error in #20 has been corrected and is now #17;

-   #'s 21 and 22 are now #'s 18.a and 18.b, respectively;

-   #23 is now #19;

-   #24 is now #20;

-   #4 has been reworded and is now #21;

-   #'s 25 and 26 are now #'s 22 and 23, respectively;

-   #'s 27 through 31 have been redesignated as #'s 25 through 29,
    respectively; and

-   new questions #5 and #24 have been added.

> \- [Exhibit 19-3:]{.underline} A number of the questions were
> reordered or revised as follows:

-   #13 is now #5;

-   #12 is now #7;

-   #5 is now #8;

-   #'s 6, 7, 8, 9, 10 and 11 are now #s 9, 10, 11, 12, 13 and 14,
    respectively;

-   #17 is now 15;

-   #14 is now #16;

-   #'s 15.a and 15.b are now #'s 17.a and 17.b;

-   #16 is now #18;

-   #21 is now #19 which has been slightly edited;

-   #'s 18, 19 and 20 are now #'s 20, 21 and 22;

-   #22 is now #23;

-   #'s 23.a and 23.b are now #'s 24.a and 24.b;

-   #'s 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, and 35 have been
    redesignated as #'s 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, and
    36, respectively;

-   #'s 24.a, 25, 26, 27 and 28 were slightly revised; and

-   a new question 6 was added.

    -   [Exhibit 19-4:]{.underline} A new question 3 has been added and
        other questions have been renumbered or revised as follows:

```{=html}
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```
-   #14 is now #4;

-   #'s 3, 4, 5, 6, and 7 have been redesignated as #'s 5, 6, 7, 8 and
    9, respectively;

-   #8 is now #10 and has been slightly reworded;

-   \# 9 is now \# 11;

-   #10 is now #10 and has been slightly reworded;

-   #'s 11, 12 and 13 have been redesignated as #'s 13, 14, and 15,
    respectively; and

-   #'s 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26 and 27 have been
    redesignated as #\'s 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27
    and 28, respectively.

> [Page Changes:]{.underline}

-   [Introductory text:]{.underline} Page 19-1 has been changed.

-   [Exhibit 19-1:]{.underline} Pages 19-1 through 19-13 have been
    changed.

-   [Exhibit 19-2:]{.underline} Pages 19-1 through 19-10 have been
    changed.

-   [Exhibit 19-3:]{.underline} Pages 19-2 through 19-11 have been
    changed.

-   [Exhibit 19-4:]{.underline} Pages 19-2 through 19-9 have been
    changed.

q.  [Chapter 20]{.underline}, "Consolidated Plan:" Changes to Exhibit
    20-1 reflect revisions made in a Final Rule (71 FR 6965) published
    February 9, 2006 as follows:

    -   [Exhibit 20-1:]{.underline} A new section on "Final Rule
        Implementation" has been added; the regulatory citation below
        questions 2.a and 9 have been changed; regulatory citations
        within questions 2.c, 2.d, 2.e, 2.f, 2.g, 2.h, 2.i, and 2.j have
        been changed; question 2.c has also been slightly reworded; a
        new 5.e has been inserted, renumbering the rest of the
        subsections in this question as 5.f through 5.h, respectively;
        and a new question 6 has been added on the final rule
        implementation, renumbering questions 6 through 11 as questions
        7 through 12, respectively.

> [Page Changes:]{.underline}

-   [Exhibit 20-1:]{.underline} Pages 20-1, 20-2, 20-3, 20-4, 20-5,
    20-7, 20-8, 20-9, 20-10 and 20-11 have been changed.

r.  [Chapter 22]{.underline}, "Fair Housing and Equal Opportunity
    (FHEO):" In Exhibit 22-7, questions 3.b and 4.b were deleted since
    they are not regulatory requirements, resulting in former questions
    3.c and 4.c being newly redesignated as 3.b and 4.b, respectively.

> [Page Changes:]{.underline}

-   [Exhibit 22-7:]{.underline} Pages 22-2 and 22-3 have been changed.

s.  [Chapter 24]{.underline}, "Lead Based Paint Compliance:" While there
    are editorial and clarifying changes made to the introductory text
    to this Chapter (as well as within each Exhibit), along with
    guidance on the shared enforcement of the Lead Disclosure Rule, the
    most significant change is a revision to, and reconfiguring of, the
    total number of Exhibits. In Rev-5, there were separate Exhibits for
    assessing lead hazards based upon amount of Federal assistance (less
    than \$5,000 per unit, between \$5,000 and \$25,000 per unit, more
    than \$25,000 per unit) as well as assessing rehabilitation in
    insular areas. These have now been merged into a single Exhibit to
    be used, as appropriate, based upon the monitoring circumstances.
    Exhibits 24-2, 24-3 and 24-4 are now part of Exhibit 24-1. Exhibit
    24-5 has been renumbered as Exhibit 24-2 and Exhibit 24-6 is now
    Exhibit 24-3. A new Exhibit 24-4 had been added for evaluating
    lead-based paint compliance in pre-1978 multifamily properties
    receiving project-based rental assistance. In addition, a question
    has been added to the end of each Exhibit for use in summarizing
    findings and concerns.

    -   [Introductory text:]{.underline} Revisions have been made to
        Sections 24-1; 24-1.A (a statutory cite was corrected); 24-1.B;
        24-2.B (a new second bullet has been added and a Consolidated
        Plan regulatory cite has been changed); 24-2.C.2.i; 24-4.D.1, 2,
        3 and 4; 24-5 (has been broken into sections A and B with minor
        editorial changes to A (including the office name referenced in
        A.2 and A.3 which has been revised to reflect organizational
        changes in OHHLHC, and a clarification in A.2 as to when
        monitoring letters should be forwarded to OHHLHC); B is entirely
        new;); 24-6.B; 24-8.B.2 (the last paragraph of this section has
        been revised to reflect changes in the question and Exhibit
        numbering); 24-9 (to reflect the changes in the names and
        numbers of the Exhibits); and 24-10 (minor edits in the first
        paragraph).

    -   [Exhibit 24-1:]{.underline} The number of sections has been
        expanded from two to five, resulting in changes to the heading
        and the Instructions; new questions 1 through 5 in Section A; a
        new Section B to cover individual file reviews; rewording to
        questions 6; question 2 has been renumbered as question 7;
        questions 8.a through 8.d (formerly question 3) has been broken
        out to provide a "Describe Basis for Conclusion" box for each
        subquestion and one subsection has been removed; new sections C,
        D, E and F; new questions 10 -- 14; and the inclusion of an
        Exhibit Summary in Section F to summarize questions that result
        in Findings or Concerns.

    -   [Exhibit 24-2:]{.underline} Formerly Exhibit 24-5, the Exhibit
        has been expanded from two sections to four, resulting in
        changes to the heading and Instructions; new questions 1 through
        8; changes to the "Name" box in Section B; renumbering of
        questions 1, 2, 3, 4, 5, 6 and 7 as questions 9, 10, 11, 12, 13,
        14 and 15, with some rewording to questions 11 and 12; and the
        inclusion of an Exhibit Summary in Section D to summarize
        questions that result in Findings or Concerns.

    -   [Exhibit 24-3:]{.underline} Formerly Exhibit 24-6, it has been
        restructured into three sections, with Section B, Program
        Review, being moved to Section A, and the individual File Review
        being moved to Section B. The Instructions have been revised.
        Questions 9, 10, 11 have been redesignated as questions 1, 2 and
        3, respectively; a new question 4 has been added; questions 13,
        14, 15, 16, 17, 18 and 19 have been redesignated as questions 5,
        6, 7, 8, 9, 10, and 11, respectively; question 6 has been
        reworded; questions 1, 2, 4, 5, 6, 7 and 8 have been
        redesignated as questions 12, 13, 14, 15, 16, 17, and 18,
        respectively; wording changes have been made to questions 12,
        13, 14, 15, 17 and 18; and a new section C has been added to
        summarize questions resulting in Findings or Concerns.

    -   [Exhibit 24-4:]{.underline} This is a new Exhibit.

> [Page Changes:]{.underline}

-   [Introductory text:]{.underline} Pages 24-1, 24-2, 24-3, 24-5, 24-6,
    24-7, 24-8, 24-13, and 24-14 have been changed.

-   [Exhibit 24-1:]{.underline} Pages 24-1 through 24-8 have been
    changed.

-   [Exhibit 24-2:]{.underline} Pages 24-1 through 24-6 have been
    changed.

-   [Exhibit 24-3:]{.underline} Pages 24-1 through 24-6 have been
    changed.

t.  [Chapter 25]{.underline}, "Relocation and Real Property
    Acquisition:" Minor editorial and clarifying changes have been made
    as follows:

    -   [Introductory text:]{.underline} Sections 25-2; 25-5.A.4;
        25-5.C; and 25-9.A.2.

    -   [Exhibit 25-3:]{.underline} The heading in the Exhibit and on
        Attachment I was changed from "Parcel Number" to "Location;" a
        reference to an Exhibit in the Instructions was changed;
        typographical errors were corrected in questions 8.b, 8.c and
        8.d; a reference to a regulatory citation within question 20 was
        added; and an error for computing replacement housing payments
        was corrected in Attachment I.B, \# 5 in the Section 8 Housing
        Choice column.

    -   [Exhibit 25-4:]{.underline} Only the heading has been revised to
        substitute "Location" for "Parcel No."

    -   [Exhibit 25-5:]{.underline} The heading on the Exhibit and in
        Attachment I has been changed to substitute "Location" for
        "Parcel No.;" and a computational error has been corrected on
        the last line of Attachment I.

    -   [Exhibit 25-6:]{.underline} The heading on the Exhibit has been
        changed to substitute "Location" for "Parcel No."

    -   [Exhibit 25-7:]{.underline} Typographical errors were corrected
        in questions 7, 9 and 10.

> [Page Changes:]{.underline}

-   [Introductory text:]{.underline} Pages 25-1, 25-2, 25-3, 25-4, and
    25-9 have been changed.

-   [Exhibit 25-3:]{.underline} Pages 25-1, 25-4, 25-5, 25-9, and 25-10
    have been changed.

-   [Exhibit 25-4:]{.underline} Only page 25-1 has been changed.

-   [Exhibit 25-5:]{.underline} Pages 25-1 and 25-9 have been changed.

-   [Exhibit 25-6:]{.underline} Page 25-1 has been changed.

-   [Exhibit 25-7:]{.underline} Pages 25-3 and 25-4 have been changed.

u.  [Chapter 27]{.underline}, "Flood Insurance Protection:" This is an
    entirely new Chapter to this Handbook, albeit a replacement for
    Chapter 12, Section 1, in the Handbook 6509.4 REV- 4 version. This
    is a reclearance for this Chapter (clearance reference \# DI-5218,
    September 11, 2006). This Chapter includes current regulations and
    policies primarily relating to Section 582 of the National Flood
    Insurance Reform Act of 1994. Section 582: (1) extends the mandatory
    period for maintaining flood insurance from "during the anticipated
    economic or useful life of the project" to "the life of the property
    regardless of transfer of ownership;" and (2) requires the
    "one-bite" rule for federal disaster assistance, i.e., HUD disaster
    assistance that is made available in a Special Flood Hazard Area may
    not be used to make a payment (including any loan assistance
    payment) to a person for repair, replacement or restoration for
    flood damage to any personal, residential or commercial property
    if: (i) the person had previously received Federal flood disaster
    assistance conditional on obtaining and maintaining flood insurance;
    and (ii) that person failed to obtain and maintain flood insurance.
    This Chapter also provides guidance for monitoring compliance with
    closeout procedures that require the monitoring of properties to
    ensure the maintenance of flood insurance protection for the
    duration of the mandated period after grant close out agreement.
    Questions reflecting this requirement have been added to or revised
    within:

-   Exhibit 3-11,

-   Exhibit 3-12,

-   Exhibit 6-1,

-   Exhibit 7-2,

-   Exhibit 7-3,

-   Exhibit 7-4,

-   Exhibit 7-5,

-   Exhibit 7-6,

-   Exhibit 7-7,

-   Exhibit 7-8,

-   Exhibit 7-18,

-   Exhibit 9-12,

-   Exhibit 11-3, and

-   Exhibit 13-12.

v.  [Chapter 28]{.underline}, "Closeouts (Reserved):" Formerly Chapter
    27, it has been renumbered as Chapter 28 and remains reserved.

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```
3.  [Transition Instructions:]{.underline} This Handbook change becomes
    effective upon enactment. However, CPD Field Offices are required to
    use the monitoring Exhibits in the new GMP Monitoring Module
    beginning in Fiscal Year 2008, which do not currently reflect the
    changes noted herein. Therefore, while CPD Field Offices are to
    review and become familiar with the revisions in this Handbook
    change, they are expected to complete the monitoring Exhibits in the
    GMP Monitoring Module, which will be revised as expeditiously as
    possible to reflect the revisions in this CHG-2. To the extent that
    program participant monitoring requires the use of Exhibits that are
    not currently included in the GMP Monitoring Module, field office
    staff are to complete such Exhibits in hard copy or in Word and
    retain hard or electronic copies of the completed Exhibits in their
    local files. The exception to this is monitoring for Chapter 24,
    "Lead Based Paint Compliance," which must be based on the Exhibits
    in the GMP Monitoring Module.

4.  [Filing Instructions:]{.underline} Because the headers and footers
    on all revised files have been changed (and not just on the revised
    pages), for each Chapter introductory text or Exhibit below, remove
    the current entire introductory text or Exhibit and replace with or
    insert the new or revised section or Exhibit.

> [Remove]{.underline}: [Insert]{.underline}:
>
> Table of Contents Table of Contents
>
> Chapter 1 Chapter 1
>
> Chapter 2 Chapter 2
>
> Chapter 3 introductory text Chapter 3 introductory text
>
> Exhibit 3-2 Exhibit 3-2
>
> Exhibit 3-3 Exhibit 3-3
>
> Exhibit 3-4 Exhibit 3-4
>
> Exhibit 3-5 Exhibit 3-5
>
> Exhibit 3-11 Exhibit 3-11
>
> Exhibit 3-12 Exhibit 3-12
>
> Exhibit 3-13 Exhibit 3-13
>
> Exhibit 3-16 Exhibit 3-16
>
> Exhibit 3-18 Exhibit 3-18
>
> Exhibit 3-19 Exhibit 3-19
>
> Exhibit 3-20 Exhibit 3-20
>
> Exhibit 3-22
>
> Chapter 4 introductory text Chapter 4 introductory text
>
> Exhibit 4-1 Exhibit 4-1
>
> Exhibit 4-2 Exhibit 4-2
>
> Exhibit 4-3 Exhibit 4-3
>
> Exhibit 4-4 Exhibit 4-4
>
> Exhibit 4-5 Exhibit 4-5
>
> Exhibit 4-6 Exhibit 4-6
>
> Exhibit 4-7 Exhibit 4-7
>
> Exhibit 4-8 Exhibit 4-8
>
> Exhibit 6-1 Exhibit 6-1
>
> Chapter 7 introductory text Chapter 7 introductory text
>
> Optional Attachment 7-0-HR Optional Attachment 7-0-HR
>
> Optional Attachment 7-0-HA Optional Attachment 7-0-HA
>
> Optional Attachment 7-0-R Optional Attachment 7-0-R
>
> Optional Attachment 7-0-TBRA Optional Attachment 7-0-TBRA
>
> Optional Exhibit 7-1 Optional Exhibit 7-1
>
> Exhibit 7-2 Exhibit 7-2
>
> Exhibit 7-3 Exhibit 7-3
>
> Exhibit 7-4 Exhibit 7-4
>
> Exhibit 7-5 Exhibit 7-5
>
> Exhibit 7-6 Exhibit 7-6
>
> Exhibit 7-7 Exhibit 7-7
>
> Exhibit 7-8 Exhibit 7-8
>
> Exhibit 7-9 Exhibit 7-9
>
> Exhibit 7-10 Exhibit 7-10
>
> Exhibit 7-11 Exhibit 7-11
>
> Exhibit 7-12 Exhibit 7-12
>
> Exhibit 7-16 Exhibit 7-16
>
> Exhibit 7-17 Exhibit 7-17
>
> Exhibit 7-18 Exhibit 7-18
>
> [Remove]{.underline}: [Insert]{.underline}:
>
> Exhibit 7-19 Exhibit 7-19
>
> Exhibit 7-20 Exhibit 7-20
>
> Attachment I to Exhibit 7-20 Attachment I to Exhibit 7-20
>
> Exhibit 7-21 Exhibit 7-21
>
> Exhibit 7-22 Exhibit 7-22
>
> Exhibit 7-23 Exhibit 7-23
>
> Chapter 8 introductory text Page 8-1
>
> Exhibit 8-1
>
> Exhibit 8-2
>
> Exhibit 9-1 Exhibit 9-1
>
> Exhibit 9-3 Exhibit 9-3
>
> Exhibit 9-4 Exhibit 9-4
>
> Exhibit 9-6 Exhibit 9-6
>
> Exhibit 9-8 Exhibit 9-8
>
> Exhibit 9-9 Exhibit 9-9
>
> Exhibit 9-12 Exhibit 9-12
>
> Chapter 10 introductory text Chapter 10 introductory text
>
> Exhibit 10-1 Exhibit 10-1
>
> Exhibit 10-2 Exhibit 10-2
>
> Exhibit 10-3 Exhibit 10-3
>
> Exhibit 10-4 Exhibit 10-4
>
> Exhibit 11-2 Exhibit 11-2
>
> Exhibit 11-3 Exhibit 11-3
>
> Exhibit 12-2 Exhibit 12-2
>
> Exhibit 12-3 Exhibit 12-3
>
> Exhibit 12-5 Exhibit 12-5
>
> Exhibit 13-2 Exhibit 13-2
>
> Exhibit 13-3 Exhibit 13-3
>
> Exhibit 13-4 Exhibit 13-4
>
> Exhibit 13-5 Exhibit 13-5
>
> Exhibit 13-7 Exhibit 13-7
>
> Exhibit 13-8 Exhibit 13-8
>
> Exhibit 13-9 Exhibit 13-9
>
> Exhibit 13-11 Exhibit 13-11
>
> Exhibit 13-12 Exhibit 13-12
>
> Exhibit 14-1 Exhibit 14-1
>
> Exhibit 16-4 Exhibit 16-4
>
> Chapter 19 introductory text Chapter 19 introductory text
>
> Exhibit 19-1 Exhibit 19-1
>
> Exhibit 19-2 Exhibit 19-2
>
> Exhibit 19-3 Exhibit 19-3
>
> Exhibit 19-4 Exhibit 19-4
>
> Exhibit 20-1 Exhibit 20-1
>
> Exhibit 22-7 Exhibit 22-7
>
> Chapter 24 introductory text Chapter 24 introductory text
>
> [Remove]{.underline}: [Insert]{.underline}:
>
> Exhibit 24-1 Exhibit 24-1
>
> Exhibit 24-2 Exhibit 24-2
>
> Exhibit 24-3 Exhibit 24-3
>
> Exhibit 24-4 Exhibit 24-4
>
> Exhibit 24-5
>
> Exhibit 24-6
>
> Chapter 25 introductory test Chapter 25 introductory test
>
> Exhibit 25-3 Exhibit 25-3
>
> Exhibit 25-4 Exhibit 25-4
>
> Exhibit 25-5 Exhibit 25-5
>
> Exhibit 25-6 Exhibit 25-6
>
> Exhibit 25-7 Exhibit 25-7
>
> Chapter 27 introductory text
>
> Exhibit 27-1
>
> Chapter 27 Reserved page Chapter 28 Reserved page