CHAPTER 1.

System Generated Letters

The BDN system generates letters nightly from actions that have been
authorized that day. Letters are dated with the anticipated date of
delivery. Drop file copies are sent to the RPOs. Power of Attorney
copies are sent to the Regional Office with jurisdiction over the
claimant's address. The following tables provide the paragraphs and the
criteria for using those paragraphs for the major letters generated by
award processing.

**Original/Reentrance Award Letter IV - 4**

**Amended Award Letter IV - 10**

**Denial Letters IV - 15**

**Termination Letter IV - 19**

**Certificate of Eligibility IV - 23**

**Computer Matching Due Process Letters IV - 25**

# 1. Chapter 1606 Original/Reentrance Award Letter

BDN will select the appropriate paragraphs indicated below for original
and reentrance chapter 1606 awards.

+-------------------------------------------+--------------------------+
| **PARAGRAPH**                             | **SELECTION CRITERIA**   |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 1\. You are entitled to education         | All original and         |
| benefits under the Montgomery GI Bill -   | reentrance award         |
| Selected Reserve (MGIB-SR) program. We    | letters.                 |
| considered all the information we have,   |                          |
| including the information you supplied on |                          |
| your application, the information your    |                          |
| school supplied about your enrollment,    |                          |
| and the information about your military   |                          |
| service obtained from the DOD (Department |                          |
| of Defense) using a computer match.       |                          |
| Notify VA if any information in this      |                          |
| letter is incorrect.                      |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 2\. HOW MUCH YOU WILL BE PAID             | All original and         |
|                                           | reentrance award         |
|                                           | letters.                 |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 2A **Monthly Rate** **Training Time**     | All original and         |
|                                           | reentrance award         |
| \$XXXX.XX XXXXXXXXXX                      | letters.                 |
|                                           |                          |
| **Beginning** **Ending**                  |                          |
|                                           |                          |
| XX-XX-XX XX-XX-XX                         |                          |
|                                           |                          |
| (NOTE: This appears as one line on the    |                          |
| letter)                                   |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 2B. Your monthly rate includes an         | Kicker rate is contained |
| additional amount from DOD. They decide   | in the award.            |
| your entitlement to this money.           |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 3\. DIRECT DEPOSIT                        | All letters              |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 3A. We have received your request for     | Direct Deposit           |
| Direct Deposit of your VA education       | information has been     |
| benefits. Future education payments will  | entered for the first    |
| go to the following designated financial  | time in the record.      |
| institution:                              |                          |
|                                           |                          |
| Your Financial Institution's Routing      |                          |
| Number: **routing number**                |                          |
+-------------------------------------------+--------------------------+

+----------------------------------------------+-----------------------+
| **PARAGRAPH**                                | **SELECTION           |
|                                              | CRITERIA**            |
+----------------------------------------------+-----------------------+
|                                              |                       |
+----------------------------------------------+-----------------------+
| Par 3A, cont.                                |                       |
|                                              |                       |
| -   Your Account Number: **account number**  |                       |
|                                              |                       |
| -   Type of Account: **account type**        |                       |
|                                              |                       |
| If you need to make changes in your Direct   |                       |
| Deposit information, please let us know.     |                       |
| VA's toll-free number is 888-442-4551. If    |                       |
| you write, include a voided personal check.  |                       |
| If you don't include one of these documents, |                       |
| be sure to give us the information about     |                       |
| your account as listed above.                |                       |
+----------------------------------------------+-----------------------+
|                                              |                       |
+----------------------------------------------+-----------------------+
| 3B. We have received your request to change  | Reentrance letter     |
| your Direct Deposit information. Future      | when Direct Deposit   |
| education payments will go to the following  | information has       |
| designated financial institution:            | changed since the     |
|                                              | last award.           |
| -   Your Financial Institution's Routing     |                       |
|     Number: **routing number**               |                       |
|                                              |                       |
| -   Your Account Number: **account number**  |                       |
|                                              |                       |
| -   Type of Account: **account type**        |                       |
|                                              |                       |
| If you need to make further changes in your  |                       |
| Direct Deposit information, please let us    |                       |
| know. VA's toll-free number is 888‑442-4551. |                       |
| If you write, include a voided personal      |                       |
| check. If you don't include one of these     |                       |
| documents, be sure to give us the            |                       |
| information about your listed account above. |                       |
+----------------------------------------------+-----------------------+
|                                              |                       |
+----------------------------------------------+-----------------------+
| 3C. We have received your request to cancel  | Reentrance letters in |
| your Direct Deposit for education benefits.  | which Direct Deposit  |
| Future education payments will go to your    | has been removed from |
| mailing address.                             | the record..          |
|                                              |                       |
| If you wish Direct Deposit in the future,    |                       |
| please let us know. VA\'s toll-free number   |                       |
| is 888-442-4551. If you write, include a     |                       |
| voided personal check. Otherwise, be sure to |                       |
| give us your financial institution\'s        |                       |
| routing number, your account number, and if  |                       |
| your account is saving or checking.          |                       |
+----------------------------------------------+-----------------------+
|                                              |                       |
+----------------------------------------------+-----------------------+
| 3D. We will continue Direct Deposit of your  | Reentrance letter     |
| education payments. The Direct Deposit       | that contains Direct  |
| information we have is:                      | Deposit information   |
|                                              | that has not been     |
| -   Your Financial Institution's Routing     | changed since the     |
|     Number: **routing number**               | last award period.    |
+----------------------------------------------+-----------------------+

+----------------------------------------------+-----------------------+
| **PARAGRAPH**                                | **SELECTION           |
|                                              | CRITERIA**            |
+----------------------------------------------+-----------------------+
|                                              |                       |
+----------------------------------------------+-----------------------+
| Par. 3D, cont.                               |                       |
|                                              |                       |
| -   Your Account Number: **account number**  |                       |
|                                              |                       |
| -   Type of Account: **account type**        |                       |
|                                              |                       |
| If you need to change your Direct Deposit    |                       |
| information, please let us know. VA\'s       |                       |
| toll-free number is 888-442-4551. If you     |                       |
| write, include a voided personal check.      |                       |
| Otherwise, be sure to provide the            |                       |
| information about your account listed above. |                       |
+----------------------------------------------+-----------------------+
|                                              |                       |
+----------------------------------------------+-----------------------+
| 3E. You can now receive Direct Deposit of    | All letters for which |
| your education checks to your bank or other  | Direct Deposit        |
| financial institution. You may sign up       | information has never |
| either by mail or by phone. The information  | been entered.         |
| we need is:                                  |                       |
|                                              |                       |
| -   Your Financial Institution's Routing     |                       |
|     Number                                   |                       |
|                                              |                       |
| -   Your Account Number                      |                       |
|                                              |                       |
| -   Type of Account                          |                       |
|                                              |                       |
| To sign up, call VA's toll-free number at    |                       |
| 888-442-4551. If you write, just tell us you |                       |
| wish Direct Deposit of education checks and  |                       |
| include a voided personal check. If you      |                       |
| don't include one of these documents, be     |                       |
| sure to include the information about your   |                       |
| account listed above.                        |                       |
+----------------------------------------------+-----------------------+
|                                              |                       |
+----------------------------------------------+-----------------------+
| 4\. ADVANCE PAYMENT                          | Letters with 0X or 6X |
|                                              | as the Begin Reason.  |
+----------------------------------------------+-----------------------+
|                                              |                       |
+----------------------------------------------+-----------------------+
| 4A. We\'ve approved your request for an      | All advance pay       |
| advance payment. You must register for       | letters with no       |
| classes before you can receive the advance   | overpayment.          |
| payment. You can pick up the advance payment |                       |
| check from your school no earlier than 30    |                       |
| days before classes start. The advance       |                       |
| payment will be for period **XX-XX-XX**      |                       |
| through **XX-XX-XX**.                        |                       |
+----------------------------------------------+-----------------------+
|                                              |                       |
+----------------------------------------------+-----------------------+
| 4B. We\'ve approved your request for an      | All advance pay       |
| advance payment. The advance payment will be | letters with an       |
| for **XX-XX-XX** through **XX-XX-XX**.       | overpayment balance.  |
| However, you have a debt in your account     |                       |
| that may be withheld from the payment. If    |                       |
| the payment is more than the amount of the   |                       |
| debt, the balance will be sent to your       |                       |
| school. You can pick up the check from your  |                       |
| school no earlier than 30 days before        |                       |
| classes start. You must register for classes |                       |
| before the school can give you the payment.  |                       |
+----------------------------------------------+-----------------------+

+-------------------------------------------+--------------------------+
| **PARAGRAPH**                             | **SELECTION CRITERIA**   |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 5\. PERIOD OF ELIGIBILITY AND AMOUNT OF   | All original and         |
| ENTITLEMENT                               | reentrance letters       |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 5A. Your Period of Eligibility begins on  | All original and         |
| **XX-XX-XX**, which is the Date of        | reentrance letters.      |
| Eligibility that the Department of        |                          |
| Defense provided us. It will end 10 years |                          |
| from that date or on the date you leave   |                          |
| the Selected Reserve, whichever comes     |                          |
| first. Generally, if you are in school    |                          |
| when your period of eligibility ends, we  |                          |
| will continue to pay you benefits until   |                          |
| the end of the term in which your         |                          |
| eligibility ends. There are also          |                          |
| extensions possible for disability and    |                          |
| involuntary separation from the Selected  |                          |
| Reserve. No extensions are possible if    |                          |
| you are declared an unsatisfactory        |                          |
| participant in the Selected Reserve.      |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 5B. You originally had **XX** months and  | All original and         |
| **XX** day(s) of MGIB-SR benefits. The    | reentrance letters       |
| amount is reduced one month for each      |                          |
| month of full-time benefits you receive.  |                          |
| If you receive benefits at less than the  |                          |
| full time rate, the reduction is          |                          |
| proportionately less. For example, if you |                          |
| train at the one-half time rate, the      |                          |
| reduction will be one-half month for each |                          |
| month of benefits. You must use these     |                          |
| benefits before the date your eligibility |                          |
| ends, however.                            |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 5C. Although we have not yet received     | Award is based on an     |
| official notice from the Department of    | eligibility override.    |
| Defense that you are eligible for         |                          |
| benefits, we are able to pay you based on |                          |
| available evidence. Please make sure that |                          |
| your unit has properly notified the       |                          |
| Department of Defense that you are        |                          |
| eligible. The payment of additional       |                          |
| benefits beyond those in this letter may  |                          |
| be delayed if we do not get the           |                          |
| information from the Department of        |                          |
| Defense. The information cannot be        |                          |
| submitted directly to us from your unit.  |                          |
| It must be sent through proper DoD        |                          |
| channels to prevent future delays.        |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 5D. Your eligibility to education         | Delimiting Date occurs   |
| benefits will end on **XX‑XX-XX**. You    | during current award     |
| won\'t be eligible for any additional     | period. (No Pay Reason   |
| education benefits unless you qualify for | 66 or 99)                |
| a later ending date. You might qualify if |                          |
| one or more of the following applies to   |                          |
| you. Tell us if you were:                 |                          |
|                                           |                          |
| -   Prevented from attending school or    |                          |
|     job training during your period of    |                          |
|     eligibility by a physical or mental   |                          |
|     disability; or                        |                          |
|                                           |                          |
| -   Separated from the Selected Reserve   |                          |
|     because of                            |                          |
|                                           |                          |
| > a disability. This disability does not  |                          |
| > need to have                            |                          |
+-------------------------------------------+--------------------------+

+---------+--------------------------+---------+-----------+---------+
|         | **PARAGRAPH**            |         | **        |         |
|         |                          |         | SELECTION |         |
|         |                          |         | C         |         |
|         |                          |         | RITERIA** |         |
+---------+--------------------------+---------+-----------+---------+
|         |                          |         |           |         |
+---------+--------------------------+---------+-----------+---------+
|         | Par. 5D, cont.           |         |           |         |
|         |                          |         |           |         |
|         | started in or been made  |         |           |         |
|         | worse by your service in |         |           |         |
|         |                          |         |           |         |
|         | the Selected Reserve; or |         |           |         |
|         |                          |         |           |         |
|         | -   Called to active     |         |           |         |
|         |     duty during your     |         |           |         |
|         |     period of            |         |           |         |
|         |     eligibility. This    |         |           |         |
|         |     call-up must have    |         |           |         |
|         |     occurred after       |         |           |         |
|         |     August 1, 1990; or   |         |           |         |
|         |                          |         |           |         |
|         | -   Involuntarily        |         |           |         |
|         |     separated (under     |         |           |         |
|         |     certain conditions)  |         |           |         |
|         |     from the Selected    |         |           |         |
|         |     Reserve.             |         |           |         |
|         |                          |         |           |         |
|         | If your information is   |         |           |         |
|         | verified by the          |         |           |         |
|         | Department of Defense,   |         |           |         |
|         | you may be entitled to   |         |           |         |
|         | an extended period of    |         |           |         |
|         | eligibility.             |         |           |         |
+---------+--------------------------+---------+-----------+---------+
|         |                          |         |           |         |
+---------+--------------------------+---------+-----------+---------+
|         | 5E. On date, you will    |         | En        |         |
|         | have received all of the |         | titlement |         |
|         | education benefits that  |         | is        |         |
|         | you are entitled to      |         | exhausted |         |
|         | receive.                 |         | during    |         |
|         |                          |         | the       |         |
|         | We may be able to        |         | current   |         |
|         | restore entitlement used |         | award.    |         |
|         | for a course, if you     |         | (No Pay   |         |
|         | withdrew from the course |         | Reason    |         |
|         | after August 1, 1990,    |         | 65)       |         |
|         | because you were         |         |           |         |
|         |                          |         |           |         |
|         | -   called to active     |         |           |         |
|         |     duty,                |         |           |         |
|         |                          |         |           |         |
|         | -   ordered to a new     |         |           |         |
|         |     duty station or      |         |           |         |
|         |     assignments, or      |         |           |         |
|         |                          |         |           |         |
|         | -   because of a         |         |           |         |
|         |     mobilization, given  |         |           |         |
|         |     new or increased     |         |           |         |
|         |     amounts of reserve   |         |           |         |
|         |     work which caused    |         |           |         |
|         |     you to withdraw from |         |           |         |
|         |     school, and          |         |           |         |
|         |                          |         |           |         |
|         | -   the school did not   |         |           |         |
|         |     give you credit for  |         |           |         |
|         |     the course.          |         |           |         |
|         |                          |         |           |         |
|         | Send us a copy of your   |         |           |         |
|         | orders for the period of |         |           |         |
|         | your call-up or          |         |           |         |
|         | transfer. We will verify |         |           |         |
|         | the information with the |         |           |         |
|         | Department of Defense we |         |           |         |
|         | will let you know if you |         |           |         |
|         | are entitled to more     |         |           |         |
|         | benefits.                |         |           |         |
+---------+--------------------------+---------+-----------+---------+
|         |                          |         |           |         |
+---------+--------------------------+---------+-----------+---------+
|         | 6\. WHAT YOU MUST DO     |         | All       |         |
|         |                          |         | original  |         |
|         |                          |         | and       |         |
|         |                          |         | r         |         |
|         |                          |         | eentrance |         |
|         |                          |         | letters.  |         |
+---------+--------------------------+---------+-----------+---------+
|         |                          |         |           |         |
+---------+--------------------------+---------+-----------+---------+
|         | 6A. In order to remain   |         | All       |         |
|         | eligible for MGIB-SR     |         | original  |         |
|         | benefits, you must       |         | and       |         |
|         | participate              |         | r         |         |
|         | satisfactorily in the    |         | eentrance |         |
|         | Selected Reserve. In     |         | letters   |         |
|         | addition, you have       |         |           |         |
|         | several responsibilities |         |           |         |
|         | to assist VA in paying   |         |           |         |
|         | you promptly and         |         |           |         |
|         | correctly.               |         |           |         |
+---------+--------------------------+---------+-----------+---------+
|         |                          |         |           |         |
+---------+--------------------------+---------+-----------+---------+

+-------------------------------------------+--------------------------+
| **PARAGRAPH**                             | **SELECTION CRITERIA**   |
+-------------------------------------------+--------------------------+
| 6B. You must maintain satisfactory        | All original and         |
| progress, conduct, and attendance in your | reentrance letters.      |
| program of education or training to       |                          |
| continue to receive education benefits.   |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 6C. You must verify your enrollment on a  | All non-advance pay      |
| monthly basis for VA to continue          | original and reentrance  |
| benefits. We will send you forms to       | letters.\*               |
| verify your enrollment at the end of each |                          |
| month. Complete each verification form    | \*NOTE: This paragraph   |
| sent to you and return it to VA. We will  | will be suppressed until |
| pay benefits for the period verified      | regulations are final    |
| based on the information that you         | for monthly verification |
| provided on the verification form.        | in Chapter 1606. The     |
|                                           | anticipated effective    |
|                                           | date is June 1, 2000.    |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 6D. Because you have been approved for an | All advance pay awards.  |
| advance payment, your school must confirm |                          |
| your enrollment and certify to VA that    |                          |
| the advance payment check (if not applied |                          |
| to a debt) was given to you. If you       |                          |
| accept the advance payment check upon     |                          |
| registration, you must make sure that the |                          |
| school returns the certification that it  |                          |
| gave the check to you. VA must receive    |                          |
| the school\'s certification within 30     |                          |
| days from the beginning date of the       |                          |
| school term. If not received, your        |                          |
| benefits will be stopped effective the    |                          |
| first date of the term.                   |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 6E. You must verify your enrollment on a  | All advance pay awards\* |
| monthly basis for VA to continue          |                          |
| benefits. A form to verify your           | \*NOTE: This paragraph   |
| enrollment will be sent to you after the  | will be suppressed until |
| school returns the certification of       | regulations are final    |
| delivery for advance payment. You will    | for monthly verification |
| receive a form at the end of each month   | in Chapter 1606. The     |
| after that. Complete each verification    | anticipated effective    |
| form sent to you and return it to VA. We  | date is June 1, 2000.    |
| will pay benefits for the period verified |                          |
| based on the information that you         |                          |
| provided on the verification form.        |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 6F. Benefits cannot be paid for a course  | All IHL original and     |
| from which you withdraw, or a course in   | reentrance letters.      |
| which you receive a grade that does not   |                          |
| count toward graduation unless you have   |                          |
| acceptable reasons. To avoid possible     |                          |
| overpayment, you must promptly notify     |                          |
| your school and VA of any change in your  |                          |
| enrollment.                               |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 7\. OVERPAYMENT INFORMATION               | Reentrance letters with  |
|                                           | overpayment balances.    |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+

  -------------------------------------------- --------------------------
  **PARAGRAPH**                                **SELECTION CRITERIA**

  7A. \$XXXX.XX from this award will be        All letters for which
  applied to the debt in your account. Your    benefits have been applied
  remaining debt balance is \$XXXX.XX.         to an overpayment.

                                               

  8\. IF YOU THINK WE\'RE WRONG                All original and
                                               reentrance letters.

                                               

  8A. If you think we're wrong about any of    All letters.
  the above information, please write us and   
  tell us why. The reverse of this page        
  provides important information regarding     
  your right for a review of this decision by  
  VA.                                          
  -------------------------------------------- --------------------------

# 2. Chapter 1606 Amended Award Letter

BDN will select the paragraphs indicated below for amended chapter 1606
awards.

+--------------------------------------------+-------------------------+
| **PARAGRAPH**                              | **SELECTION CRITERIA**  |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 1\. We changed your Montgomery GI          | All Amended Awards      |
| Bill-Selected Reserve payments. Here is    |                         |
| how we changed them:                       |                         |
|                                            |                         |
| > FROM                                     |                         |
| >                                          |                         |
| > Old Rate Beginning Ending                |                         |
| >                                          |                         |
| > \$XXXX.XX XX-XX-XX XX-XX-XX              |                         |
| >                                          |                         |
| > TO                                       |                         |
| >                                          |                         |
| > New Rate Beginning Ending                |                         |
| >                                          |                         |
| > \$XXXX.XX XX-XX-XX XX-XX-XX              |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 1A. Your new payments reflect a change in  | Change reason code      |
| your monthly rate of payment.              | equals 70 or 7V.        |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 1B. Your new payments start from an        | Begin reason code is    |
| earlier beginning date.                    | 75.                     |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 1C. Your new payments end on a later date. | End reason code is 74.  |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 1D. As of the new Ending Date shown above  | Claimant has remaining  |
| you will have XX number of months and XX   | entitlement as of NONE  |
| number of days of benefits remaining. You  | date.                   |
| must use these benefits before **date**.   |                         |
|                                            | **date** = Delimiting   |
|                                            | Date                    |
+--------------------------------------------+-------------------------+

+--------------------------------------------+-------------------------+
| **PARAGRAPH**                              | **SELECTION CRITERIA**  |
+--------------------------------------------+-------------------------+
| 1E. As of the new Ending Date shown above, | Entitlement is          |
| you have no benefits remaining under the   | exhausted as of NONE    |
| Montgomery GI Bill Selected Reserve.       | date                    |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 1F. As of XX-XX-XX date, the ending date   | NONE date equals        |
| of your period of eligibility, you are no  | delimiting date, and    |
| longer eligible for education benefits.    | claimant has remaining  |
| However, if a disability prevented you     | entitlement as of NONE  |
| from completing your program, please let   | date.                   |
| us know because we may be able to extend   |                         |
| your benefits.                             | End reason code is 66.  |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 1G. As of date XX-XX-XX, your period of    | Claimant leaves         |
| eligibility ends and you are no longer     | Selected Reserve.       |
| eligible for education benefits under this |                         |
| program. That date is the date you left    | End reason code is 99.  |
| the Selected Reserve, according to DOD     |                         |
| (Department of Defense).                   |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 1H. Your school has reported that, as of   | End reason code is 62.  |
| the ending date above, your progress,      |                         |
| conduct, or attendance has been            |                         |
| unsatisfactory.                            |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 2\. WHY WE CHANGED YOUR PAYMENTS           | Begin reason code is    |
|                                            | 45, 46, 70, 7V, 73, 74, |
|                                            | or 75.                  |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 2A. We have been notified by DOD           | Begin reason code is    |
| (Department of Defense) that you are no    | 46.                     |
| longer entitled to a \"kicker.\"           |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 2B. We have been notified by DOD           | Begin reason code is    |
| (Department of Defense) that your          | 46.                     |
| \"kicker\" rate has been reduced to a      |                         |
| lower monthly value of \$XXX.XX.           |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 2C. We have been notified by DOD           | Begin reason code is    |
| (Department of Defense) that you are       | 45.                     |
| entitled to a \"kicker\" Your additional   |                         |
| \"kicker\" \$XXX.XX per month. DOD         |                         |
| determines your entitlement monthly rate   |                         |
| has been adjusted to include the to this   |                         |
| money.                                     |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 2D. We have been notified by DOD           | Begin reason code is    |
| (Department of Defense) that your          | 45.                     |
| additional \"kicker\" amount has been      |                         |
| increased to \$XXX.XX. Your monthly rate   |                         |
| has been adjusted to include the           |                         |
| additional \"kicker\" amount. DOD          |                         |
| determines your entitlement to this money. |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 2E. We changed your monthly rate of        | Begin reason code is    |
| payment because your school reported that  | 70.                     |
| you changed your course load.              |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 2F. We changed your monthly rate of        | Begin reason is 7V.     |
| payment because you told us that you       |                         |
| changed your course load.                  |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 2G. We changed the ending date of your     | Begin reason is 73.     |
| payments because your school changed the   |                         |
| ending date of your Term.                  |                         |
+--------------------------------------------+-------------------------+

+--------------------------------------------+-------------------------+
| **PARAGRAPH**                              | **SELECTION CRITERIA**  |
+--------------------------------------------+-------------------------+
| 2H. We have extended the ending date of    | Begin reason is 74.     |
| your current award.                        |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 2I. We have adjusted the original          | Begin reason is 75.     |
| beginning date of your payments.           |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 3\. DIRECT DEPOSIT                         | All amended award       |
|                                            | letters.                |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 3A. We have received your request for      | EFT has been entered.   |
| Direct Deposit of your VA education        |                         |
| benefits. Future education payments will   |                         |
| go to the following designated financial   |                         |
| institution:                               |                         |
|                                            |                         |
| -   Your Financial Institution\'s Routing  |                         |
|     Number: routing number                 |                         |
|                                            |                         |
| -   Your Account Number: account number    |                         |
|                                            |                         |
| -   Type of Account: (Checking, Savings)   |                         |
|                                            |                         |
| If you need to make changes in your direct |                         |
| deposit information, please let us know.   |                         |
| VA\'s toll-free number is 888-442-4551. If |                         |
| you write, include a voided personal check |                         |
| or deposit slip. If you don\'t include one |                         |
| of these documents, be sure to give us the |                         |
| information about your account as listed   |                         |
| above.                                     |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 3B. We have received your request to       | EFT change has been     |
| change your Direct Deposit information.    | processed               |
| Future education payments will go to the   |                         |
| following designated financial             |                         |
| institution:                               |                         |
|                                            |                         |
| -   Your Financial Institution\'s Routing  |                         |
|     Number: routing number                 |                         |
|                                            |                         |
| -   Your Account Number: account number    |                         |
|                                            |                         |
| -   Type of Account: account type          |                         |
|                                            |                         |
| If you need to make further changes in     |                         |
| your Direct Deposit information, please    |                         |
| let us know. VA\'s toll-free number is     |                         |
| 888-442-4551. If you write, include a      |                         |
| voided personal check or a deposit slip.   |                         |
| If you don\'t include one of these         |                         |
| documents, be sure to give us the          |                         |
| information about your account as listed   |                         |
| above.                                     |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+

+-------------------------------------------+--------------------------+
| **PARAGRAPH**                             | **SELECTION CRITERIA**   |
+-------------------------------------------+--------------------------+
| 3C. We have received your request to      | EFT information deleted. |
| cancel your Direct Deposit for education  |                          |
| benefits. Future education payments will  |                          |
| go to your mailing address.               |                          |
|                                           |                          |
| If you wish Direct Deposit in the future, |                          |
| please let us know. VA\'s toll-free       |                          |
| number is 888-442-4551. If you write,     |                          |
| include a voided personal check or        |                          |
| deposit slip. Otherwise, be sure to give  |                          |
| us your financial institution\'s routing  |                          |
| number, your account number, and if your  |                          |
| account type is checking or savings.      |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 3D. We will continue Direct Deposit of    | Master record contains   |
| your education payments. The Direct       | EFT information and no   |
| Deposit information we have is:           | change has been          |
|                                           | processed.               |
| -   Your Financial Institution\'s Routing |                          |
|     Number: routing number                |                          |
|                                           |                          |
| -   Your Account Number: account number   |                          |
|                                           |                          |
| -   Type of Account: account type         |                          |
|                                           |                          |
| If you need to change your Direct Deposit |                          |
| information, please let us know. VA\'s    |                          |
| toll-free number is 888-442-4551. If you  |                          |
| write, include a voided personal check.   |                          |
| Otherwise, be sure to provide the         |                          |
| information about your account as listed  |                          |
| above.                                    |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 3E. You can now receive Direct Deposit of | NO EFT in record.        |
| your education checks to your bank or     |                          |
| other financial institution. You may sign |                          |
| up either by mail or phone. The           |                          |
| information we need is:                   |                          |
|                                           |                          |
| -   Your Financial Institution\'s Routing |                          |
|     Number: routing number                |                          |
|                                           |                          |
| -   Your Account Number: account number   |                          |
|                                           |                          |
| -   Type of Account: account type         |                          |
|                                           |                          |
| To sign up, call VA\'s toll-free number   |                          |
| at 888-442-4551. If you write, just tell  |                          |
| us you wish Direct Deposit of education   |                          |
| checks and include a voided personal      |                          |
| check. If you don\'t include one of these |                          |
| documents, be sure to include the         |                          |
| information about your account listed     |                          |
| above.                                    |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 4\. YOUR DEBT                             | All letters in which an  |
|                                           | overpayment is created,  |
|                                           | increased, reduced, or   |
|                                           | eliminated.              |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+

+-------------------------------------------+--------------------------+
| **PARAGRAPH**                             | **SELECTION CRITERIA**   |
+-------------------------------------------+--------------------------+
| 4A. The change has resulted in an         | All letters in which the |
| overpayment. This overpayment is a debt   | award has increased or   |
| that you must repay.                      | created a debt and the   |
|                                           | master record is now     |
| Amount of this debt \$XXXX.XX             | terminated.              |
|                                           |                          |
| Total debt that you must repay \$XXXX.XX  |                          |
|                                           |                          |
| Your debt includes any amounts previously |                          |
| owed.                                     |                          |
|                                           |                          |
| Our Debt Management Center will send you  |                          |
| information about your debt. If you have  |                          |
| any questions about your debt or want to  |                          |
| arrange repayment, please call our Debt   |                          |
| Management Center toll-free at            |                          |
| 1-800-827-0648, or write to:              |                          |
|                                           |                          |
| Debt Management Center (389)              |                          |
|                                           |                          |
| Bishop Henry Whipple Federal Building     |                          |
|                                           |                          |
| P.O. Box 11930                            |                          |
|                                           |                          |
| St. Paul, MN 55111-1930                   |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 4B. This change resulted in an            | All letters for awards   |
| overpayment. This overpayment is a debt   | that increased or        |
| that you must repay. The total amount of  | created an overpayment   |
| your debt is \$XXXX.XX. This includes the | and the master record is |
| amount of debt created by this change     | still running.           |
| plus any earlier debt balance. You have   |                          |
| several rights concerning this debt:      |                          |
|                                           |                          |
| -   You can dispute the debt if you think |                          |
|     it\'s                                 |                          |
|                                           |                          |
|     wrong                                 |                          |
|                                           |                          |
| -   You can request a waiver of the debt. |                          |
|     If the waiver request is granted, you |                          |
|     won\'t have to repay the debt.        |                          |
|                                           |                          |
| -   You can request a personal hearing to |                          |
|     give us more information.             |                          |
|                                           |                          |
| IMPORTANT: We will start withholding your |                          |
| benefit payments to collect this debt     |                          |
| after 30 days unless you request a waiver |                          |
| or dispute the debt. If you pay the debt  |                          |
| in full within 30 days, your future       |                          |
| benefit payments won\'t be withheld. Even |                          |
| if you request a waiver or dispute the    |                          |
| debt, if withholding of your full benefit |                          |
| payment would cause a hardship, let us    |                          |
| know as soon as possible. If you contact  |                          |
| us within 30 days from the date of this   |                          |
| letter, we will try to work out a         |                          |
| different payment plan for you. Please    |                          |
| write to us at the address shown at the   |                          |
| top of this letter.                       |                          |
+-------------------------------------------+--------------------------+

+-------------------------------------------+--------------------------+
| **PARAGRAPH**                             | **SELECTION CRITERIA**   |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 4C. This adjustment will reduce the debt  | All letters in which an  |
| in your account by \$XXXX.XX. The         | overpayment is reduced   |
| remaining balance of your debt is         | or eliminated.           |
| \$XXXX.XX.                                |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 5\. IF YOU THINK WE\'RE WRONG             | All amended award        |
|                                           | letters.                 |
| If you think we\'re wrong, write us and   |                          |
| tell us why. The enclosed form provides   |                          |
| important information regarding your      |                          |
| right for a review of this decision by    |                          |
| VA.                                       |                          |
+-------------------------------------------+--------------------------+

# 3. Chapter 1606 Denial Letters

BDN selects the following paragraphs as indicated for disallowed Chapter
1606 claims. NOTE: The denial reason codes shown under SELECTION
CRITERIA are the codes stored in the master record and displayed on the
411 screen.

+-------------------------------------------+--------------------------+
| **PARAGRAPH**                             | **SELECTION CRITERIA**   |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 1\. We have carefully reviewed your claim | All Denial Letters       |
| for education benefits under the          |                          |
| Montgomery GI Bill-Selected Reserve       |                          |
| Educational Assistance Program (Chapter   |                          |
| 1606). We are basing our decision on      |                          |
| information received from your Selected   |                          |
| Reserve Component which is provided to us |                          |
| by DOD (Department of Defense),           |                          |
| information you provided with your        |                          |
| application, and information provided by  |                          |
| your school.                              |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 2\. We must deny your claim for the       | All Denial Letters       |
| reasons described below.                  |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 3\. Why We Can't Approve Your Claim       | All Denial Letters       |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 4\. Basic eligibility to the program is   | Denial code 01 (X)       |
| determined by the Reserve and National    |                          |
| Guard components of DOD. Before we can    | (Any 01 Reason Code)     |
| approve your claim, DOD must provide us   |                          |
| with notification that you are eligible   |                          |
| for benefits.                             |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 4A. We have not received any notification | Denial code 01A          |
| about your eligibility from DOD.          |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+

+-------------------------------------------+--------------------------+
| **PARAGRAPH**                             | **SELECTION CRITERIA**   |
+-------------------------------------------+--------------------------+
| 4B. Information provided by the           | Denial code 01B          |
| (**component)** indicates that you do not |                          |
| currently have a 6 year obligation in the |                          |
| Selected Reserve.                         |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 4C. Information provided by the           | Denial code 01C          |
| (**component)** indicates that you have   |                          |
| not completed your IADT (Initial Active   |                          |
| Duty for Training).                       |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 4D. Information provided by the           | Denial code 01D          |
| (**component)** indicates that you have   |                          |
| not met the High School Diploma           |                          |
| requirements of the law.                  |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 4E. Information provided by DOD indicates | Denial code 01E          |
| that your eligibility has been suspended  |                          |
| and that further benefits cannot be paid  |                          |
| until eligibility has been resumed.       |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 4F. Information provided by DOD indicates | Denial code 01F          |
| that your eligibility has been            |                          |
| terminated.                               |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 4G. If you disagree with this             | Denial code 01X          |
| information, contact your Reserve or      |                          |
| National Guard Unit. VA does not          | (Any 01 Denial Code)     |
| determine your basic eligibility to this  |                          |
| program and cannot change the information |                          |
| provided by DOD. If the information is    |                          |
| incorrect, ask your unit to update your   |                          |
| records as soon as possible. If an update |                          |
| is received, we will reconsider your      |                          |
| claim. If you or your unit need           |                          |
| additional information about your claim,  |                          |
| contact this office. If you need general  |                          |
| information about VA educational          |                          |
| benefits, call our toll-free number,      |                          |
| 1-888-GI-BILL1.                           |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 5\. In order to be eligible after you     | Denial code 06           |
| leave the Selected Reserve, you must have |                          |
| been separated because of a disability.   |                          |
| Separation information provided by the    |                          |
| Department of Defense does not indicate   |                          |
| that your separation from the Selected    |                          |
| Reserve was due to a disability.          |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 6\. You have already used the maximum     | Denial Code 65           |
| amount of benefits that you were entitled |                          |
| to receive. You were originally entitled  |                          |
| to **XX months and XX days** of benefits. |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+

+-------------------------------------------+--------------------------+
| **PARAGRAPH**                             | **SELECTION CRITERIA**   |
+-------------------------------------------+--------------------------+
| 7\. Eligibility to benefits ends when you | Denial code 66           |
| leave the Selected Reserve or 10 years    |                          |
| from the date you first became eligible.  |                          |
| Your period of eligibility ended on       |                          |
| **XX-XX-XX**.                             |                          |
|                                           |                          |
| The training period for which you         |                          |
| requested payment is later than that      |                          |
| date, so we cannot pay for it.            |                          |
|                                           |                          |
| If you had a disability which kept you    |                          |
| from going to school while you were       |                          |
| eligible, you may qualify for additional  |                          |
| time to use your benefits. For more       |                          |
| information, please contact this office.  |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 8\. You meet the basic eligibility        | Denial code does not     |
| requirements for the program. However, we | equal 01(X) (Any 01      |
| are unable to approve your claim because: | Denial Code), 06, 65, or |
|                                           | 66                       |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 8A. You recently requested that we        | Denial code 20           |
| discontinue further actions on your       |                          |
| claim. Since you have withdrawn your      |                          |
| claim, we will take no further action.    |                          |
|                                           |                          |
| You may reapply for this benefit by       |                          |
| writing this office. If you file a new    |                          |
| claim and you are eligible for            |                          |
| educational benefits, payment of benefits |                          |
| will be based on the date your new claim  |                          |
| is received by the Department of Veterans |                          |
| Affairs.                                  |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 8B. Persons who are imprisoned for a      | Denial code 28           |
| felony conviction cannot be paid          |                          |
| education benefits if their tuition and   |                          |
| fees are paid by a federal, state, or     |                          |
| local government.                         |                          |
|                                           |                          |
| Information received from your State      |                          |
| Department of Corrections and your        |                          |
| school's certifying official indicates    |                          |
| that your tuition and fees are being paid |                          |
| in full by a federal, state, or local     |                          |
| government.                               |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+
| 8C. You cannot receive benefits under     | Denial code 30           |
| this program while also receiving         |                          |
| benefits under another VA education       |                          |
| program. You are now receiving benefits   |                          |
| under a different program.                |                          |
|                                           |                          |
| If you would rather receive benefits      |                          |
| under this program instead, you can       |                          |
| reapply by writing this office.           |                          |
+-------------------------------------------+--------------------------+
|                                           |                          |
+-------------------------------------------+--------------------------+

+--------------------------------------------+-------------------------+
| **PARAGRAPH**                              | **SELECTION CRITERIA**  |
+--------------------------------------------+-------------------------+
| 8D. Your benefits were last terminated for | Denial code 62          |
| unsatisfactory progress (or conduct). VA   |                         |
| must receive evidence that shows the cause |                         |
| of your unsatisfactory progress (or        |                         |
| conduct) has been corrected. Also, VA      |                         |
| needs evidence that the training program   |                         |
| you selected is suitable to your           |                         |
| aptitudes, interest, and abilities.        |                         |
|                                            |                         |
| We are basing our decision on a review of  |                         |
| the evidence submitted by you and your     |                         |
| school. This evidence does not show that   |                         |
| the cause of your unsatisfactory progress  |                         |
| (or conduct) has been removed. For this    |                         |
| reason, we cannot grant your claim for     |                         |
| benefits.                                  |                         |
|                                            |                         |
| If at any time you wish to present         |                         |
| additional or new information which may    |                         |
| affect this decision, you should provide   |                         |
| this office with such information and it   |                         |
| will be given every consideration.         |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 8E. The program of education which you     | Denial Code 81          |
| outlined in your application does not meet |                         |
| the necessary requirements. Any requested  |                         |
| education program must include all of the  |                         |
| following items:                           |                         |
|                                            |                         |
| \(1\) A statement of the specific          |                         |
| educational, professional, or vocational   |                         |
| objective toward which you are working.    |                         |
|                                            |                         |
| \(2\) An acceptable outline of all forms   |                         |
| of training that you plan to take to meet  |                         |
| your final objective.                      |                         |
|                                            |                         |
| 3.  The name of the school or training     |                         |
|     facility at which the program is to    |                         |
|     start.                                 |                         |
|                                            |                         |
| We are basing our decision on a review of  |                         |
| the information you provided on your       |                         |
| application. The information you provided  |                         |
| does not meet the above requirements. For  |                         |
| this reason, we cannot grant your claim    |                         |
| for benefits. If you want us to reconsider |                         |
| your claim provide the above information   |                         |
| to this office.                            |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 8F. To receive benefits, a person must not | Denial Code 85          |
| already be qualified for the objective     |                         |
| being requested. Based on information on   |                         |
| your application, you are already          |                         |
| qualified for the objective you are        |                         |
| requesting.                                |                         |
|                                            |                         |
| If you want to pursue a different          |                         |
| objective, contact this office for         |                         |
| assistance.                                |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+

+--------------------------------------------+-------------------------+
| **PARAGRAPH**                              | **SELECTION CRITERIA**  |
+--------------------------------------------+-------------------------+
| 8G. Your program must be suitable to your  | Denial code 86          |
| aptitudes, interests, and abilities. Based |                         |
| on the results of the vocational           |                         |
| counseling you recently had with a VA      |                         |
| counseling psychologist, the program you   |                         |
| wish to pursue is not suitable to your     |                         |
| aptitudes, interests, and abilities.       |                         |
|                                            |                         |
| If you wish to present additional or new   |                         |
| information which may affect our decision, |                         |
| submit it to this office. In order to      |                         |
| receive benefits from your original date   |                         |
| of claim, you must submit this evidence    |                         |
| within one year of the date of this        |                         |
| letter.                                    |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 9\. If you have any questions regarding    | Denial code does not    |
| the denial of your claim or disagree with  | equal 01(X)             |
| the decision, contact this office in       |                         |
| writing. If you want to submit additional  | (Any 01 Reason Code)    |
| information in support of your claim,      |                         |
| submit it as soon as possible. If you need |                         |
| general information about VA educational   |                         |
| benefits, call our toll-free number,       |                         |
| 1-888-GI-BILL-1.                           |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 10\. Refer to the enclosed VA Form 4107    | All Denial Letters      |
| for a statement of your right to appeal    |                         |
| this decision.                             |                         |
+--------------------------------------------+-------------------------+

# 4. Chapter 1606 Termination Letter 

BDN selects the following paragraphs as indicated for terminated Chapter
1606 claims. NOTE: The terminated reason codes shown under SELECTION
CRITERIA are the codes stored in the master record and displayed on the
312 screen.

+-------------------------------------------+---------------------------+
| **PARAGRAPH**                             | **SELECTION CRITERIA**    |
+-------------------------------------------+---------------------------+
|                                           |                           |
+-------------------------------------------+---------------------------+
| 1\. We stopped your educational           | All Letters               |
| assistance payment on **XX-XX-XX.**       |                           |
+-------------------------------------------+---------------------------+
|                                           |                           |
+-------------------------------------------+---------------------------+
| 2\. You have **XX** months and **XX**     | There is remaining        |
| days of entitlement remaining. You can't  | entitlement               |
| receive benefits after **XX-XX-XX,** the  |                           |
| date your eligibility for Montgomery GI   | No Pay reason is other    |
| Bill---Selected Reserve benefits ends.    | than 66 or 99             |
+-------------------------------------------+---------------------------+
|                                           |                           |
+-------------------------------------------+---------------------------+

  -------------------------------------------- --------------------------
  **PARAGRAPH**                                **SELECTION CRITERIA**

  3\. As of that date, you have used all the   Entitlement is exhausted
  benefits to which you were entitled under    as of NO PAY date.
  the Montgomery GI Bill---Selected Reserve.   

                                               

  4\. WHY WE STOPPED YOUR PAYMENTS             All Letters

                                               

  4A. We stopped your payments because your    Stop reason code is 64
  school told us that you withdrew from your   
  classes.                                     

                                               

  4B. We stopped your payments because you     Stop reason code is 6V
  told us that you withdrew from your classes. 

                                               

  4C. We stopped your payments because your    Stop reason code is 61
  school told us that your term ended on that  
  date and that you have not re-enrolled.      

                                               

  4D. We stopped your payments because your    Stop reason code is 67
  school told us that you completed your       
  course on that date.                         

                                               

  4E. We stopped your payments because your    Stop reason code is 62
  school told us that your attendance,         
  conduct, or progress has not been            
  satisfactory and does not meet the school's  
  standards for continued enrollment.          

                                               

  5\. We mailed an advance payment to your     Stop reason code is 88
  school. We haven't received notice that you  
  registered, so we must stop your payments    
  until your enrollment is confirmed. If you   
  are currently enrolled, please have your     
  school notify us immediately.                

                                               

  6\. Eligibility to this program ends when    Stop reason code is 66
  you leave the Selected Reserve. We stopped   
  your payments because DOD (Department of     
  Defense) has notified us that you are no     
  longer in the Selected Reserve.              

                                               

  6A. Eligibility to this program ends when    Stop reason code is 99
  you leave the Selected Reserve. We stopped   
  your payments because DOD (Department of     
  Defense) has notified us that you are no     
  longer in the Selected Reserve. Because you  
  were in school when you left the Selected    
  Reserve, we continued payment through the    
  end of the term.                             
  -------------------------------------------- --------------------------

+--------------------------------------------+-------------------------+
| **PARAGRAPH**                              | **SELECTION CRITERIA**  |
+--------------------------------------------+-------------------------+
| 7\. We stopped your payments because you   | Stop reason code is 63  |
| haven't verified your attendance for the   |                         |
| current term. If you have been enrolled,   |                         |
| please notify this office immediately.     |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 8\. WHAT YOU CAN DO                        | Stop reason code is     |
|                                            | either:                 |
|                                            |                         |
|                                            | 62, 66 or 99            |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 8A. If you re-enrolled in the same program | Stop reason code is 62  |
| and in the same school, we can start your  |                         |
| payments when your school sends your       |                         |
| enrollment information.                    |                         |
|                                            |                         |
| If you enroll in a different program or a  |                         |
| different school, you must send us a       |                         |
| completed VA Form 22-1995. In addition,    |                         |
| before we can pay benefits we may need     |                         |
| evidence to show that the cause of your    |                         |
| unsatisfactory attendance, conduct, or     |                         |
| progress in training is not likely to      |                         |
| recur. Here are examples of the kinds of   |                         |
| information that we may require:           |                         |
+--------------------------------------------+-------------------------+
| -   A written explanation of why you       |                         |
|     couldn't maintain satisfactory         |                         |
|     attendance, conduct, or progress in    |                         |
|     training.                              |                         |
|                                            |                         |
| -   A written explanation of how you plan  |                         |
|     to overcome the problems causing your  |                         |
|     unsatisfactory attendance, conduct or  |                         |
|     progress in training.                  |                         |
|                                            |                         |
| -   A transcript of grades or evaluation   |                         |
|     of performance from your prior school  |                         |
|     or place of training.                  |                         |
|                                            |                         |
| -   A copy of your official notice of      |                         |
|     acceptance into your proposed program. |                         |
|     This should include the school's       |                         |
|     evaluation of your prior training and  |                         |
|     experience.                            |                         |
|                                            |                         |
| -   A copy of your counselor's             |                         |
|     recommendations if you have received   |                         |
|     counseling at school.                  |                         |
|                                            |                         |
| If you would like help choosing a new      |                         |
| program, you may contact this office.      |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+

+--------------------------------------------+-------------------------+
| **PARAGRAPH**                              | **SELECTION CRITERIA**  |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 8B. If you have questions about this       | Stop reason code is 66  |
| change, you should contact your reserve or | or 99                   |
| guard unit. They are the only ones who can |                         |
| correct your records. The Department of    |                         |
| Veterans Affairs can't correct your DOD    |                         |
| records or restore your eligibility.       |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 9\. INFORMATION CONCERNING YOUR DEBT       | If award action affects |
|                                            | debt.                   |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 9A. This action created an overpayment in  | If award action affects |
| your record of                             | debt.                   |
|                                            |                         |
| **\$ amount.** Your total debt is          |                         |
| **\$amount.** Our Debt Management Center   |                         |
| will send you detailed information about   |                         |
| how to repay your debt. They will also     |                         |
| tell you about your rights regarding your  |                         |
| debt. If you have any questions about your |                         |
| debt or want to arrange repayment, please  |                         |
| call our Debt Management Center toll-free  |                         |
| at 1-800-827-0648, or write to:            |                         |
|                                            |                         |
| > Debt Management Center (389)             |                         |
| >                                          |                         |
| > Bishop Henry Whipple Federal Bldg        |                         |
| >                                          |                         |
| > P.O. Box 11930                           |                         |
| >                                          |                         |
| > St. Paul, MN 55111-1930                  |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 10\. IF YOU THINK WE'RE WRONG              | All Letters             |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 10A. Because our action is based on        | Stop reason code is 66  |
| information provided to us from DOD, we    | or 99                   |
| cannot change the decision unless DOD      |                         |
| provides us with new information. You      |                         |
| should contact your Reserve or National    |                         |
| Guard unit for assistance. If you agree    |                         |
| that the information from DOD is correct,  |                         |
| but feel that we should not have stopped   |                         |
| your benefits based on that information,   |                         |
| refer to the enclosed VA Form 4107 for an  |                         |
| explanation of your right to appeal the    |                         |
| action.                                    |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 10B. If you feel that we should not have   | Stop reason code is     |
| stopped your benefits, you can appeal the  | other than 66 or 99     |
| decision. Please refer to the enclosed     |                         |
| form for details on how to submit your     |                         |
| appeal.                                    |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+

# 5. Chapter 1606 Certificate of Eligibility

A chapter 1606 Certificate of Eligibility can be produced on the BDN COE
screen. When the COE screen is completed and authorized, a certificate
of eligibility will be printed at the Hines BDC. The following
paragraphs are generated under the conditions shown below.

+--------------------------------------------+-------------------------+
| **PARAGRAPH**                              | **SELECTION CRITERIA**  |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 1\. 1. This document certifies that        | OBJECTIVE, COURSE, and  |
| **name** is entitled to receive benefits   | SCHOOL fields completed |
| under the Montgomery GI Bill - Selected    | on the COE Screen.      |
| Reserve Educational Assistance Program     |                         |
| (Chapter 1606, title 10, U.S.C.) for       |                         |
| enrollment and pursuit of the following    |                         |
| program:                                   |                         |
|                                            |                         |
| > Final Objective:                         |                         |
| >                                          |                         |
| > Approved Course(s):                      |                         |
| >                                          |                         |
| > Name and Address of School:              |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 1A. This document certifies that **name**  | Program and School not  |
| is entitled to receive benefits under the  | specified on COE        |
| Montgomery GI Bill - Selected Reserve      | Screen.                 |
| Educational Assistance Program (Chapter    |                         |
| 1606, title 10, U.S.C.) for enrollment and |                         |
| pursuit of any course, program, final      |                         |
| objective, or institution approved for     |                         |
| veterans and other eligible persons.       |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 2\. You are also eligible for VA\'s        | All COE letters         |
| professional career counseling at any time |                         |
| during your period of eligibility for      |                         |
| education benefits.                        |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 3\. You are entitled to **XX** month(s)    | All COE letters         |
| and **XX** day(s) of benefits at the       |                         |
| full-time institutional rate. Benefits     |                         |
| cannot be paid for more than this amount.  |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 4\. You must use your benefits before      | All COE letters \*      |
| **date**, the date your eligibility ends.  |                         |
+--------------------------------------------+-------------------------+

+--------------------------------------------+-------------------------+
| **PARAGRAPH**                              | **SELECTION CRITERIA**  |
+--------------------------------------------+-------------------------+
| 4A. This certificate is only valid for     | Expire Date is entered  |
| training before **date**. That is because  | on the COE screen. \*   |
| we have not received official notification |                         |
| from DOD (Department of Defense) that you  | \*NOTE: The Expire Date |
| are eligible for the benefits. You should  | will not initially be   |
| contact your Reserve or National Guard     | used on the COE screen  |
| unit immediately and request that your DOD | when the system is      |
| eligibility record be updated as soon as   | installed. Evaluation   |
| possible. Because we don't determine your  | of the 120 day          |
| eligibility to this program, we cannot pay | exception under the new |
| benefits without formal authorization from | DMDC reporting system   |
| DOD.                                       | will determine if it is |
|                                            | to be used in the       |
|                                            | future. Until it is     |
|                                            | used, this paragraph    |
|                                            | will not generate.      |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 5\. Your education benefits cannot be      | Unsatisfactory Progress |
| authorized before **date** the effective   | Removed date is entered |
| date of removal of the cause of your       | on the COE screen.      |
| unsatisfactory progress.                   |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 6\. Your school or training establishment  | All COE letters         |
| must comply with Title VI of the Civil     |                         |
| Rights Act of 1964, Title IX of the        |                         |
| Education amendments of 1972, Section 504  |                         |
| of the Rehabilitation Act of 1973, and the |                         |
| Age Discrimination Act of 1975.            |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 7\. The law (38 U.S.C. 1784) requires you  | All COE letters         |
| to notify us at once of any change in your |                         |
| status which would affect your entitlement |                         |
| to VA education benefits.                  |                         |
+--------------------------------------------+-------------------------+
|                                            |                         |
+--------------------------------------------+-------------------------+
| 8\. {OPTIONAL MESSAGE LINE}                | Message Line on the COE |
|                                            | screen has an entry.    |
|                                            | Will display as stored. |
+--------------------------------------------+-------------------------+

# 6. Chapter 1606 Computer Matching Due Processing Letters

Due process letters are generated from the DMDC update if a change to
eligibility is made that would cause a reduction or termination on a
running award. Computer Matching is discussed in more detail in Chapter
2, DMDC Update and NOES Processing. Following are the paragraphs
generated for the letter, depending on the specific change.

  -------------------------------------------- --------------------------
  **PARAGRAPH**                                **SELECTION CRITERIA**

                                               

  1\. The **XXXXXXXXXXXXX** has reported a     All Computer Match Due
  change in your eligibility to education      Process letters. The blank
  benefits.                                    is filled with the
                                               applicable component name.

                                               

  2\. According to the report, your            Eligibility Status changed
  eligibility has been suspended for the       from Eligible to
  following reason.                            Eligibility Suspended.

                                               

  2A. You have been granted a period of        Eligibility Status is
  authorized absence from drilling status. You suspended for an
  cannot receive education benefits for        authorized absence for
  periods that you are not in a drilling       "Other" reasons. (ELIG
  status. Your eligibility will resume if you  SUSP - OTHER)
  return to a drilling status within one year. 

                                               

  2B. You have been granted a period of        Eligibility Status is
  authorized absence from drilling status to   suspended for an
  complete a missionary obligation. You cannot authorized absence for
  receive education benefits for periods that  missionary service. (ELIG
  you are not in a drilling status. Your       SUSP - MISSIONARY)
  eligibility will resume if you return to a   
  drilling status within three years.          

                                               

  2C. Your participation in required drills is Eligibility is suspended
  being reviewed to determine if it has been   pending and Unsatisfactory
  satisfactory. You cannot receive additional  Participation review.
  education benefits until this review is      (ELIG SUSP - UNSAT PART
  completed and we have been notified by your  DETER PNDG)
  component that your participation has been   
  satisfactory.                                

                                               

  2D. You have entered active duty. You cannot Eligibility is suspended
  receive benefits under the Montgomery GI     due to entry on active
  Bill - Selected Reserve program while you    duty. (ELIG SUSP - ENTERD
  are on active duty. You should contact your  ACTIVE DUTY)
  education or incentives office to discuss    
  your possible eligibility to the Montgomery  
  GI Bill - Active Duty program, which is      
  based on active duty service.                
  -------------------------------------------- --------------------------

  -------------------------------------------- --------------------------
  **PARAGRAPH**                                **SELECTION CRITERIA**

  2E. You are receiving an ROTC scholarship.   Eligibility is suspended
  You cannot receive benefits under this       due to an ROTC
  program while you are receiving an ROTC      scholarship. (ELIG SUSP -
  scholarship.                                 ROTC SCHOLARSHIP).

                                               

  3\. According to the report, your            Eligibility Status has
  eligibility has been terminated for the      been changed from Eligible
  following reason.                            or Eligibility Retained to
                                               Eligibility Terminated.

                                               

  3A. You have been discharged from the        Eligibility has been
  Selected Reserve. Your eligibility to        terminated due to
  Montgomery GI Bill - Selected Reserve        discharge. (ELIG TERM -
  benefits ends when you are no longer on      DISCHARGED)
  duty.                                        

                                               

  3B. Your participation in the Selected       Eligibility has been
  Reserve has been determined to be            terminated due to a
  unsatisfactory. Normally, this means that    determination of
  you have missed an excessive number of       Unsatisfactory
  drills. Benefits can no longer be paid after Participation. (ELIG
  a determination of unsatisfactory            TERM - UNSAT
  participation has been made.                 PARTICIPATION)

                                               

  3C. You did not complete your required       Eligibility has been
  service obligation to be eligible for        terminated for leaving the
  education benefits.                          Selected Reserve before
                                               completion of the
                                               obligated period of
                                               service.

                                               

  4\. The additional "kicker" benefit that you Kicker benefit has been
  receive based on your unit or job assignment reduced or terminated.
  has been reduced or terminated. Normally,    
  this results from a change in your job or    
  unit assignment.                             

                                               

  5\. **IMPORTANT:** If you do not think the   All Computer Match Due
  information is correct, tell us within 10    Process letters.
  days, by calling our toll-free number        
  1-888-GI BILL1. If we have not heard from    
  you in 10 days, we will assume that the      
  information is correct and stop your         
  payments. If you do tell us within 10 days,  
  we will continue to pay benefits until the   
  information is verified by your component.   
  If the information is correct, you may have  
  to repay any benefits that you received      
  after the date of your change in             
  eligibility.                                 

                                               

  6\. If we learn that the information is not  All Computer Match Due
  correct after we have stopped your benefits, Process letters.
  we will restore them when your unit has      
  corrected your eligibility record.           
  -------------------------------------------- --------------------------

  ------------------------------------------- ---------------------------
  **PARAGRAPH**                               **SELECTION CRITERIA**

  7\. If you have questions regarding the     All Computer Match Due
  basis for this proposed action, contact     Process letters.
  your Selected Reserve component. VA does    
  not make eligibility determinations in this 
  program, so we are not in a position to     
  explain the policy under which this         
  proposed action is based. We will, however, 
  assist you in obtaining clarification to    
  the extent that we are able to do so.       
  ------------------------------------------- ---------------------------