**Lender List**

  ---------------------- ------------------- --------------------- --------- --------- --------
  **LENDER**             **CONTACT**         **PHONE/FAX**         **PLP**   **EXP**   **COM\
                                                                                       EXP**

  **American Express     Steven Weller\      801-945-6571 Phone\   N         Y         N
  Centurion Bank**\      Manager             866-305-2042 Fax                          
  4315 S. 2700 West, MC                                                                
  02-01-95\                                                                            
  Salt Lake City, UT                                                                   
  84184                                                                                

  **Athol Savings        Jeffrey Ashworth\   978-632-7903 Phone\   N         N         N
  Bank**\                Vice President      978-632-2456 Fax                          
  196 Timpany Blvd\                                                                    
  Gardner, MA 01440                                                                    

  **BankFive**\          Joan Medeiros\      774-888-6133 Phone\   N         Y         N
  79 North Main St.\     Vice President      508-679-3530 Fax                          
  Fall River, MA 02720                                                                 

  **Banco Popular**\     Richard Stiles\     847-994-5468 Phone    Y         Y         Y
  9600 West Bryn Mawr\   Senior Vice                                                   
  Rosemont, IL 60018     President                                                     

  **Bank of America**\   James C. Kelshaw\   800-263-2055 Phone    Y         Y         Y
  111 Westminster        Vice President                                                
  Street\                                                                              
  Providence, RI                                                                       

  **Bank of Canton**\    Stephen P.          781-828-1690 Phone\   N         Y         N
  557 Washington St.\    Costello\           781-828-5347 Fax                          
  Canton, MA 02021       Senior Vice                                                   
                         President                                                     

  **Bank of Cape Cod\    Mary C. Cotoia\     508-568-2302 Phone\   N         N\        N
  **232 Main Street\     E.V.P. & Chief      508-420-8858 Fax                \         
  Hyannis, MA  02601     Lending Officer                                               

  **Bank of Fall         Carol Corwin\       508-678-7655 Phone\   N         Y         N
  River**\               Commercial Loan     508-679-9844 Fax                          
  30 Bedford Street\     Officer                                                       
  Fall River, MA 02720                                                                 

  **Bank of Western      Jaimye Hebert\      413-735-6756 Phone\   Y         Y         N
  Massachusetts**\       Credit Officer      413-735-6774 Fax                          
  1391 Main St. 5th Fl.\                                                               
  Springfield, MA 01103                                                                

  **Bank Rhode Island**\ Lori Webber\        401-456-5000 Phone\   Y         Y         N
  One Turks Head Place,  Senior Vice         401-456-5021 Fax                          
  16th Fl.\              President                                                     
  Providence, RI 02903                                                                 

  **Bay State Savings    Ruth Cavanagh\      508-890-9052 Phone\   N         Y         N
  Bank**\                Assistant Vice      508-751-6459 Fax                          
  28 Franklin St.\       President                                                     
  Worcester, MA 01608                                                                  

  **bcpbank**\           Carlos DaCunha\     508-324-1891 Phone\   N         Y         N
  440 Stafford Road\     Senior Vice         508-324-4785 Fax                          
  Fall River, MA 02721   President                                                     

  **Ben Franklin Savings Blain Marchand\     508-528-7000 Phone\   Y         Y         N
  Bank**\                Vice President      508-520-8359 Fax                          
  PO Box 309\            Commercial Lending                                            
  Franklin, MA 02038                                                                   

  **Berkshire Bank**\    Matthew Emprimo\    413-236-3286 Phone\   N         Y         N
  PO Box 1308\           Vice President      413-447-1895 Fax                          
  Pittsfield, MA 01202                                                                 

  **Beverly Cooperative  Donald MacQuarrie\  978-921-2387 Phone\   N         Y         N
  Bank**\                Vice President      978-922-9060 Fax                          
  254 Cabot St.\                                                                       
  Beverly, MA 01915                                                                    

  **Beverly National     Daniel Jacobs\      978-922-2100 Phone\   N         Y         N
  Bank**\                AVP & Credit Risk   978-921-8452 Fax                          
  240 Cabot St.\         Manager                                                       
  Beverly, MA 01915                                                                    

  **Boston Private Bank  Anna F. Bautista\   617-912-4252 Phone\   N         Y         N
  & Trust Co.**\         Assistant Vice      617-912-4395 Fax                          
  Ten Post Office Sq.\   President                                                     
  Boston, MA 02109                                                                     

  **Branch Banking &     Brian Faulk\        866-666-8593 Phone\   Y         Y         N
  Trust**\               Comm\'l Banking     770-551-8781 Fax                          
  5901-C Peachtree       Officer                                                       
  Dunwoody Rd., Suite                                                                  
  420\                                                                                 
  Atlanta, GA 30328                                                                    

  **Bridgewater Credit   John N. Thomas\     508-279-2415 Phone\   N         N         N
  Union**\               VP Operations       508-279-2401 Fax                          
  75 Main Street\                                                                      
  Bridgewater, MA 02324                                                                

  **Bridgewater Savings  Glenn Sherman\      508-884-3370 Phone\   N         N         N
  Bank**\                Assistant Vice      508-884-3391 Fax                          
  756 Orchard Street\    President                                                     
  Raynham, MA 02767                                                                    

  **Bristol County       Norman Hayes\       508-828-5456 Phone\   N         N         N
  Savings Bank**\        Liquidation Contact 508-828-5444 Fax                          
  35 Broadway\                                                                         
  Taunton, MA 02780                                                                    

  **Broadway National    Theodore Morgan\    212-689-5292 Phone\   Y         N         N
  Bank**\                Senior Vice         212-685-4136 Fax                          
  250 5th Ave.\          President                                                     
  New York, NY 10001                                                                   

  **Business Lenders,    Penn Ritter\        860-244-9202 Phone\   Y         N         N
  LLC**\                 Acting President    860-527-0884 Fax                          
  15 Lewis St.\                                                                        
  Hartford, CT 06103                                                                   

  **Business Loan        John Murgatroyd     973-285-3162 Phone    Y         Y         Y
  Express**\                                                                           
  55 Madison Avenue\                                                                   
  Morristown, NJ 07960                                                                 

  **Cambridge Savings    Jay Vaughn\         617-441-4333 Phone\   N         N         N
  Bank**\                Sr. VP Comm. Credit 617-520-5340 Fax                          
  1374 Massachusetts                                                                   
  Ave.\                                                                                
  Cambridge, MA 02138                                                                  

  **Cambridge Trust      Roma Mayur\         617-441-1404 Phone\   N         Y         N
  Company**\             Vice President      617-441-1520 Fax                          
  1336 Mass. Ave.\                                                                     
  Cambridge, MA 02138                                                                  

  **Cape Ann Savings     Robert Gillis\      978-283-0246 Phone\   N         N         N
  Bank**\                Vice President      978-281-5264 Fax                          
  109 Main St.\                                                                        
  Gloucester, MA 01930                                                                 

  **Cape Cod Cooperative William Carey\      508-362-7358 Phone\   N         N         N
  Bank**\                Vice President      508-375-0430 Fax                          
  121 Main St.\                                                                        
  Yarmouth Port, MA                                                                    
  02675                                                                                

  **Cape Cod Five Cents  R. Bruce Hammatt\   508-240-0555 Phone\   N         N         N
  Savings Bank**\        Executive Vice      508-240-0222 Fax                          
  PO Box 10\             President                                                     
  Orleans, MA 02653                                                                    

  **Capital Crossing     Kenneth Weidman\    617-880-1000 Phone\   N         N         N
  Bank**\                Senior Vice         617-880-1010 Fax                          
  101 Summer St.\        President                                                     
  Boston, MA 02110                                                                     

  **Capital One Federal  Susan Streich\      804-284-1035 Phone\   N         Y         N
  Savings Bank**\        Manager, SBA Loans  804-284-1866 Fax                          
  11011 West Broad                                                                     
  Street\                                                                              
  Glen Allen, VA 23060                                                                 

  **Cathay Bank**\       Grant A. Pattison\  617-338-4700 Phone\   Y         Y         N
  621 Washington Street\ Vice President      617-338-1674 Fax                          
  Boston, MA 02111                                                                     

  **Central Bank**\      William Nolan\      617-629-4325 Phone\   N         N         N
  399 Highland Ave.\     Vice President      617-629-4308 Fax                          
  Somerville, MA 02144                                                                 

  **Century Bank**\      Shipley Mason\      781-393-5023 Phone\   N         Y         N
  400 Mystic Ave.\       Vice President      781-393-4073 Fax                          
  Medford, MA 02155                                                                    

  **Charter One Bank**\  Michael Paparian\   518-432-2316 Phone\   N         Y         N
  833 Broadway\          Vice President      518-426-6458 Fax                          
  Albany, NY 12207                                                                     

  **Chicopee Savings     Russell Omer\       413-598-3157 Phone\   Y         Y         N
  Bank**\                Senior Vice         413-594-8894 Fax                          
  70 Center St.\         President                                                     
  Chicopee, MA 01013                                                                   

  **Chittenden Trust     Alice Durkin\       802-223-8550 Phone\   N         Y         N
  Company**\             Vice President      802-223-6165 Fax                          
  P.O. Box 459\                                                                        
  Montpelier, VT 05601                                                                 

  **CIT Small Business   Anina Butler\       978-388-9614 Phone\   Y         N         N
  Lending**\             Sr. Reg. Acct. Mgr. 978-388-9615 Fax                          
  253 Low Street\                                                                      
  Newburyport, MA 01915                                                                

  **Citicapital**\       Samantha Martinez\  972-652-3323 Phone\   N         Y         N
  300 E. Carpenter       Credit Specialist   972-652-3340 Fax                          
  Frwy., Ste. 1250\                                                                    
  Irving, TX 75062-2726                                                                

  **Citizens Bank**\     Gary Heidel\        401-468-6127 Phone\   Y         Y         Y
  480 Jefferson Blvd\    Dir/Gov\'t Gty      401-734-5621 Fax                          
  Warwick, RI 02886      Programs                                                      

  **Citizens-Union       Hamish Gravem\      508-675-4317 Phone\   N         N         N
  Savings Bank**\        Vice President      508-675-4369 Fax                          
  4 South Main St.\                                                                    
  Fall River, MA 02721                                                                 

  **Clinton Savings      Robert Paulhus\     978-365-3700 Phone\   N         Y         N
  Bank**\                Vice President      978-365-3718 Fax                          
  200 Church St.\                                                                      
  Clinton, MA 01510                                                                    

  **CNL Commercial       David Scherer\      949-452-0929 Phone\   N         N         N
  Lending Corp.**\       Chief Operating     949-452-0933 Fax                          
  26137 La Paz Road,     Officer                                                       
  Suite 102\                                                                           
  Mission Viejo, CA                                                                    
  92691                                                                                

  **Coastway Credit      Russell Gaston\     401-453-0618 Phone\   Y         Y         N
  Union**\               Assistant Vice      401-455-3299 Fax                          
  10 Green St.\          President                                                     
  Providence, RI 02903                                                                 

  **Comerica Bank**\     Rebecca Jones\      713-888-2660 Phone    Y         N         N
  Mail Code 6629/PO Box  Vice President                                                
  4167\                                                                                
  Houston, TX  77210                                                                   

  **Commerce Bank,       Thomas Ort\         908-237-4758 Phone    Y         N         N
  National               Vice President                                                
  Association**\                                                                       
  P.O. Box 2480\                                                                       
  Flemington, NJ  08822                                                                

  **Commerce Bank &      Len Anctil\         508-791-9684 Phone\   N         N         N
  Trust Co.**\           Vice President      508-797-6933 Fax                          
  PO Box 15020\                                                                        
  386 Main St.\                                                                        
  Worcester, MA                                                                        
  01615-0020                                                                           

  **Commonwealth         Carlisle Bindoo\    508-793-8308 Phone\   N         Y         N
  National Bank**\       Vice President      508-793-8321 Fax                          
  PO Box 830\                                                                          
  33 Waldo St.\                                                                        
  Worcester, MA                                                                        
  01613-0830                                                                           

  **Community Bank**\    Christopher         508-833-5111 Phone\   N         Y         N
  337 Cotuit Rd.\        Richards\           508-833-6024 Fax                          
  Sandwich, MA 02563     Vice President                                                

  **Country Bank for     James Algie\        413-967-6221 Phone\   N         N         N
  Savings**\             Senior Vice         413-967-0386 Fax                          
  75 Main St.\           President                                                     
  Ware, MA 01082-2003                                                                  

  **Danversbank**\       Scott True\         978-646-0318 Phone\   Y         Y         N
  One Conant St.\        Vice President      978-762-6216 Fax                          
  Danvers, MA 01923                                                                    

  **Dean Co-Operative    Edward Rand\        508-528-0088 Phone\   N         N         N
  Bank**\                Commercial          508-541-5687 Fax                          
  21 Main Street\        Development Officer                                           
  Franklin, MA 02038                                                                   

  **Dedham Institution   Donald Isles\       781-329-6700 Phone\   N         N         N
  for Savings**\         Vice President      781-320-4894 Fax                          
  55 Elm St.\                                                                          
  Dedham, MA 02026                                                                     

  **Digital Federal      Steve Mackowitz\    508-804-9044 Phone    N         Y         N
  Credit Union**\        Vice President                                                
  220 Donald Lynch                                                                     
  Blvd.\                                                                               
  Marlborough, MA                                                                      
  01752-9130                                                                           

  **Dukes County Savings Bradford P. Egan\   508-627-1346 Phone\   N         Y         N
  Bank**\                Executive Vice      508-627-7588 Fax                          
  PO Box 1069\           President                                                     
  Edgartown, MA 02539                                                                  

  **Eagle Bank**\        William Lindquist\  617-387-5110 Phone\   N         N         N
  466 Broadway\          Vice President      617-387-6080 Fax                          
  Everett, MA 02149                                                                    

  **East Cambridge       Thomas V. Lynn,     617-354-7700 Phone\   N         N         N
  Savings Bank**\        Jr.\                617-551-2582 Fax                          
  292 Cambridge Street\  Vice President                                                
  Cambridge, MA 02141                                                                  

  **Eastern Bank**\      Pete Kaznoski\      781-596-4594 Phone\   Y         Y         N
  One Eastern Place\     Vice President      781-596-4591 Fax                          
  195 Market St.\                                                                      
  Lynn, MA 01901-1508                                                                  

  **Easthampton Savings  Maureen Mahar\      413-527-4111 Phone\   N         N         N
  Bank**\                Assistant Vice      413-527-6107 Fax                          
  PO Box 351\            President                                                     
  36 Main St.\                                                                         
  Easthampton, MA 01027                                                                

  **Edgartown National   Philip Mercier\     508-627-1100 Phone\   N         N         N
  Bank**\                Senior Vice         508-627-1133 Fax                          
  PO Box 96\             President                                                     
  Edgartown, MA 02539                                                                  

  **Enterprise Bank &    Ryan C. Dunn\       978-656-5551 Phone\   N         Y         N
  Trust Co.**\           AVP/Commercial      978-692-8300 Fax                          
  237 Littleton Road\    Lending                                                       
  Westford, MA 01886                                                                   

  **Equitable            Richard Newton\     781-599-5600 Phone    N         N         N
  Cooperative Bank**\    Vice President                                                
  400 Broadway\                                                                        
  Lynn, MA 01904                                                                       

  **Everett Co-Operative Joseph Keohane\     617-387-1110 Phone\   N         Y         N
  Bank**\                Senior Vice         617-381-0924                              
  419 Broadway\          President                                                     
  Everett, MA 02149                                                                    

  **Fidelity Cooperative Lee Thompson\       978-353-2458 Phone\   N         Y         N
  Bank**\                Vice President      978-343-2031 Fax                          
  675 Main St.\                                                                        
  Fitchburg, MA 01420                                                                  

  **First Citizens\'     Peter Muise\        508-979-4757 Phone\   N         N         N
  Federal Credit         Executive Vice      508-999-4626 Fax                          
  Union**\               President                                                     
  271 Union Street\                                                                    
  New Bedford, MA 02740                                                                

  **First National Bank  Jay Di Iorio\       978-356-8122 Phone\   N         N         N
  of Ipswich**\          Senior Vice         978-356-1002 Fax                          
  31 Market St.\         President                                                     
  Ipswich, MA 01938                                                                    

  **First Trade Union    Charles Shediac\    617-482-4000 Phone\   N         N         N
  Bank**\                Senior Vice         617-482-9823 Fax                          
  25 Drydock Ave.\       President                                                     
  Boston, MA 02210                                                                     

  **Fitchburg Savings    Daniel Kelser\      978-343-2167 Phone\   N         Y         N
  Bank**\                Loan Officer        978-665-2305 Fax                          
  PO Box 8208\                                                                         
  780 Main St.\                                                                        
  Fitchburg, MA                                                                        
  01420-0099                                                                           

  **Flagship Bank &      Lisa Krywucki\      508-890-5179 Phone\   Y         Y         N
  Trust Co.**\           Assistant Vice      508-890-5191 Fax                          
  PO Box 487\            President                                                     
  Worcester, MA 01613                                                                  

  **Florence Savings     Mark Grumoli\       413-587-1728 Phone\   Y         Y         N
  Bank**\                Assistant Vice      413-585-9399 Fax                          
  85 Main St.\           President                                                     
  Florence, MA 01062                                                                   

  **Framingham           Peter Anderson\     508-820-4060 Phone\   N         N         N
  Co-Operative Bank**\   Vice President      508-820-4035 Fax                          
  828 Concord St.\                                                                     
  Framingham, MA 01701                                                                 

  **GE Capital**\        William Duffek\     314-205-3602 Phone\   Y         N         N
  635 Maryville Centre   National Risk       314-851-2190 Fax                          
  Dr., Suite 120\        Manager                                                       
  St. Louis, MO 63141                                                                  

  **Georgetown Savings   Peter Minich\       978-352-8600 Phone\   N         N         N
  Bank**\                Vice President      978-352-7453 Fax                          
  7 North St.\                                                                         
  Georgetown, MA 01833                                                                 

  **Gloucester           Mark Grenier\       978-283-8200 Phone\   N         Y         N
  Cooperative Bank**\    Vice President      978-283-8943 Fax                          
  160 Main Street\                                                                     
  Gloucester, MA 01930                                                                 

  **Greater Bay Bank\    Roxann Middleton    408-975-6918 Phone\    Y         Y         N
  **60 South Market      Burns\              408-293-1733 Fax                          
  Street, Suite 150\     Senior Vice                                                   
  San Jose, CA  95113    President                                                     

  **Greenfield           Bill Ahlemeyer\     413-772-5000 Phone\   Y         Y         N
  Cooperative Bank**\    Vice President      413-772-5004 Fax                          
  PO Box 1345\                                                                         
  63 Federal St.\                                                                      
  Greenfield, MA 01302                                                                 

  **Greenfield Savings   William Ritter\     413-774-3191 Phone\   Y         Y         N
  Bank**\                Vice President      413-549-3795 Fax                          
  PO Box 1537\                                                                         
  400 Main St.\                                                                        
  Greenfield, MA 01302                                                                 

  **Greylock Federal     Donald Kuczarski\   413-236-4000 Phone\   Y         Y         N
  Credit Union**\        Vice President      413-443-0292 Fax                          
  150 West St.\                                                                        
  Pittsfield, MA                                                                       
  01201-9114                                                                           

  **Hampden Savings      Glenn Welch\        413-452-5144 Phone\   N         Y         N
  Bank**\                Senior Vice         413-452-5149 Fax                          
  PO Box 2048\           President                                                     
  19 Harrison Ave.\                                                                    
  Springfield, MA                                                                      
  01102-2048                                                                           

  **Haverhill            Maureen Stillwell\  978-556-4245 Phone\   N         N         N
  Cooperative Bank**\    Assistant Vice      978-556-4256 Fax                          
  PO Box 1656\           President                                                     
  Haverhill, MA 01830                                                                  

  **Hometown Bank**\     Deanna Palazzi\     508-987-1200 Phone\   N         Y         N
  31 Sutton Ave.\        Assistant Vice      508-987-7001 Fax                          
  Oxford, MA 01540       President                                                     

  **Hoosac Bank**\       Richard Alley\      413-663-2189 Phone\   N         N         N
  PO Box 997\            Vice President      413-664-8134 Fax                          
  93 Main St.\                                                                         
  North Adams, MA                                                                      
  01247-0997                                                                           

  **Hudson Savings       Gerald Curley\      978-562-2222 Phone\   N         N         N
  Bank**\                Senior Vice         978-568-8196 Fax                          
  42 Main St.\           President                                                     
  Hudson, MA 01749                                                                     

  **Independence Bank**\ Michael Sammartino\ 401-471-6300 Phone\   Y         Y         N
  1370 South County      Director, Business  401-471-6298 Fax                          
  Trail\                 Dev.                                                          
  East Greenwich, RI                                                                   
  02818                                                                                

  **Innovative Bank**\   Jim Bek\            866-812-1216 Phone\   N         Y         Y
  360 14th Street\       Vice President      510-899-6896 Fax                          
  Oakland, CA 94612                                                                    

  **Ipswich Co-Operative Karen MacCormack\   978-356-3600 Phone\   N         N         N
  Bank**\                Vice President      978-356-5368 Fax                          
  PO Box 32\                                                                           
  2 Depot Sq.\                                                                         
  Ipswich, MA 01938                                                                    

  **Jeanne D\'Arc Credit David Gauron\       978-323-4710 Phone\   N         N         N
  Union**\               Vice President      978-442-1715                              
  658 Merrimack Street\                                                                
  Lowell, MA 01854                                                                     

  **KeyBank National     David Kraft         617-748-5050 Phone    Y         Y         Y
  Association**\                                                                       
  176 Federal Street\                                                                  
  Boston, MA 02110                                                                     

  **Lawrence Savings     Steven Ventre\      978-725-7614 Phone\   N         Y         N
  Bank**\                Vice President      978-725-7607 Fax                          
  30 Massachusetts Ave.\                                                               
  North Andover, MA                                                                    
  01845-3460                                                                           

  **Leader Bank\         Alfred Odoardi\     781-646-3900 Phone\    N         N         N
  **141 Massachusetts    Senior Vice         781-646-3910 Fax                          
  Avenue\                President                                                     
  Arlington, MA  02474                                                                 

  **Lee Bank**\          Kathy               413-243-9227 Phone\   N         Y         N
  75 Park St.\           Naventi-Brown\      413-243-4415 Fax                          
  Lee, MA 01238          Senior Vice                                                   
                         President                                                     

  **Legacy Banks**\      Edward Rizzardini\  413-443-4421 Phone\   N         Y         N
  99 North St.\          Vice President      413-442-0098 Fax                          
  Pittsfield, MA 01201                                                                 

  **Lehman Brothers      Karen Manson\       212-526-7000 Phone     Y         N         N
  Bank, FSB\             Chief Legal Officer                                           
  **745 Seventh Avenue,                                                                
  24th Floor\                                                                          
  New York, NY  10019                                                                  

  **Lowell Five Cent     Edward Cawley\      978-452-1300 Phone\   N         N         N
  Savings Bank**\        Vice President      978-441-6533 Fax                          
  34 John St.\                                                                         
  Lowell, MA 01852                                                                     

  **Luzo Community       John Sousa\         508-997-4555 Phone\   N         N         N
  Bank**\                Vice President      508-999-2501 Fax                          
  PO Box 41149\                                                                        
  160 County St.\                                                                      
  New Bedford, MA 02740                                                                

  **Mansfield Bank**\    Harold Horvat\      508-851-3659 Phone\   N         Y         N
  PO Box 660\            Senior Vice         508-337-2014 Fax                          
  Mansfield, MA          President                                                     
  02048-0660                                                                           

  **Marlborough Savings  Christopher         508-460-4154 Phone\   N         N         N
  Bank**\                Berglund\           508-485-3657 Fax                          
  166 Main Street, P.O.  Vice President                                                
  Box 19\                                                                              
  Marlborough, MA 01752                                                                

  **Massachusetts        Elizabeth Trifone\  781-928-1100 Phone\   Y         N         N
  Business Dev. Corp.**\ Vice President      781-928-1101 Fax                          
  500 Edgewater Dr. Ste.                                                               
  555\                                                                                 
  Wakefield, MA 01880                                                                  

  **MassBank**\          Donald Washburn\    978-446-9340 Phone\   N         N         N
  50 Central St.\        Senior Vice         978-446-9343 Fax                          
  Lowell, MA 01852       President                                                     

  **Mayflower            John Biggio\        508-947-4343 Phone\   N         Y         N
  Co-Operative Bank**\   Vice President      508-947-7843 Fax                          
  30 South Main St.\                                                                   
  Middleboro, MA 02346                                                                 

  **Mechanics            Nancy Stokes\       508-823-7744 Phone\   N         N         N
  Co-Operative Bank**\   Senior Vice         508-880-7068 Fax                          
  308 Bay St.\           President                                                     
  Taunton, MA 02780                                                                    

  **Medford Co-operative Thomas G. Burke\    781-393-2807 Phone\   N         N         N
  Bank**\                Senior Vice         781-393-2878 Fax                          
  201 Salem St.\         President                                                     
  Medford, MA 02155                                                                    

  **Medway Co-operative  Melvin R. McKee\    508-533-8661 Phone\   N         Y         N
  Bank**\                Vice President      508-533-4462 Fax                          
  70 Main Street\                                                                      
  Medway, MA 02053                                                                     

  **Mercantile Bank &    Fred McGrane\       617-867-8814 Phone\   N         Y         N
  Trust Co.**\           Senior Vice         617-247-6581 Fax                          
  61 Brookline Ave.\     President                                                     
  Boston, MA 02215                                                                     

  **Metropolitan Credit   Phil Bryan\         617-884-7200 Phone\   N\        Y         N\
  Union\                 Senior Vice         617-889-7663 Fax\     \                   \
  **PO Box 9100\         President Lending   \                     \                   \
  200 Revere Beach                                                                      
  Parkway\                                                                             
  Chelsea, MA                                                                          
  02150-9100                                                                           

  **Middlesex Savings    John Fossett\       508-652-4650 Phone\   N         Y         N
  Bank**\                Senior Vice         508-652-9109 Fax                          
  6 Main Street\         President                                                     
  Natick, MA 01760                                                                     

  **Milford National     William Rotondi\    508-634-4100 Phone\   N         Y         N
  Bank & Trust Co.**\    Vice President      508-634-4107 Fax                          
  300 East Main St.\                                                                   
  Milford, MA 01757                                                                    

  **Millbury National    Catherine           508-865-9521 Phone    N         N         N
  Bank**\                Vaillauco\                                                    
  18 Main St.\           Loan Administrative                                           
  Millbury, MA 01527     Officer                                                       

  **Millbury Savings     Robert Morton\      508-865-5811 Phone\   N         N         N
  Bank**\                Senior Vice         508-865-4143 Fax                          
  109 Elm St.\           President                                                     
  Millbury, MA 01527                                                                   

  **Monson Savings       Michael Rouette\    413-267-1205 Phone\   N         N         N
  Bank**\                Assistant Vice      413-267-3705 Fax                          
  146 Main St.\          President                                                     
  Monson, MA 01057                                                                     

  **Mt. Washington       Mario Berlinghieri\ 617-268-0379 Phone    N         N         N
  Bank**\                Vice President                                                
  430 West Broadway\                                                                   
  South Boston, MA 02127                                                               

  **Nantucket Bank**\    Levin Waters\       508-228-0580 Phone\   N         N         N
  104 Pleasant St.\      Senior Vice         508-325-5758 Fax                          
  Box 988\               President                                                     
  Nantucket, MA 02554                                                                  

  **National Cooperative Masha Moldavski\    860-297-0208 Phone\   N         Y         N
  Bank**\                SBA Liaison Officer 800-361-3265 Fax                          
  6 Central Row 4th Fl.\                                                               
  Hartford, CT 06103                                                                   

  **National Grand Bank  Andrew Colby\       781-631-6000 Phone\   N         N         N
  of Marblehead**\       Senior Vice         781-631-5782 Fax                          
  91 Pleasant St.\       President                                                     
  Marblehead, MA 01945                                                                 

  **Newburyport Five     Scott Eaton\        978-462-3136 Phone\   N         N         N
  Cents Savings Bank**\  Comm\'l Loan        978-462-2394 Fax                          
  63 State St.\          Officer                                                       
  Newburyport, MA 01950                                                                

  **NEWTEK Small         Michael Dowd\       212-356-9510 Phone\   Y         Y         N
  Business Finance,      Chief Operating     212-643-0340 Fax                          
  Inc.**\                Officer                                                       
  462 Seventh Avenue,                                                                  
  14th Floor\                                                                          
  New York, NY 10018                                                                   

  **North Middlesex      Stephen Sugar\      978-772-3306 Phone\   N         N         N
  Savings Bank**\        Vice President      978-772-9131 Fax                          
  PO Box 469\                                                                          
  Ayer, MA 01432                                                                       

  **North Shore Bank**\  Charles Short\      978-538-7012 Phone\   N         Y         N
  32 Main St.\           Executive Vice      978-531-9732 Fax                          
  Peabody, MA 01960      President                                                     

  **Northern Bank &      Bill Crowley        781-937-5400 Phone    N         N         N
  Trust Company**\                                                                     
  215 Lexington Street\                                                                
  Woburn, MA 01801                                                                     

  **Northmark Bank**\    Jane Walsh\         978-686-9100 Phone\   N         N         N
  PO Box 825\            President           978-686-5779 Fax                          
  89 Turnpike St.\                                                                     
  North Andover, MA                                                                    
  01845                                                                                

  **Norwood Cooperative  Robert Belanger\    781-762-1800 Phone\   N         N         N
  Bank**\                Vice President      781-255-7877 Fax                          
  11 Central St.\                                                                      
  Norwood, MA 02062-3570                                                               

  **Ocean Capital**\     Emily Rupert\       401-739-8800 Phone\   Y         N         N
  One Home Loan Plaza\   Sales Coordinator   401-732-5342 Fax                          
  Warwick, RI 02886                                                                    

  **One United Bank**\   Michael Miller\     617-457-4457 Phone\   N         N         N
  133 Federal St., 8th   Vice President      617-457-4430 Fax                          
  Fl.\                                                                                 
  Boston, MA 02110                                                                     

  **Pentucket Bank**\    Thomas Mortimer\    978-556-5447 Phone\   N         Y         N
  One Merrimack St.\     Vice President      978-521-2701 Fax                          
  Haverhill, MA 01830                                                                  

  **Peoples Bank**\      Kenneth Boutin\     413-538-9500 Phone\   N         N         N
  330 Whitney Avenue\    Vice President      413-532-5521 Fax                          
  Holyoke, MA 01040                                                                    

  **Peoples Federal      James Gavin\        617-254-0707 Phone\   N         N         N
  Savings Bank**\        Vice President      617-254-0087 Fax                          
  PO Box 35036\                                                                        
  Brighton, MA                                                                         
  02135-2799                                                                           

  **Pittsfield           Henry Ervin\        413-447-7304 Phone\   N         N         N
  Cooperative Bank**\    Vice President      413-448-2080 Fax                          
  PO Box 1076\                                                                         
  Pittsfield, MA 01202                                                                 

  **Provident Bank**\    Pamela Bishop\      978-834-8575 Phone\   N         N         N
  PO Box 37\             Assistant Vice      978-463-4429 Fax                          
  5 Market St.\          President                                                     
  Amesbury, MA 01913                                                                   

  **PMC Capital, Inc.**\ Laurie Ivy, Vice    972-349-3207 Phone\   N         Y         N
  18111 Preston Rd.,     President           972-349-3265 Fax                          
  Ste. 600\                                                                            
  Dallas, TX 75275                                                                     

  **Progressive Credit   Anthony Licchi\     212-695-8900 Phone\   N         Y         N
  Union**\               Vice President      212-695-0760 Fax                          
  370 7th Ave., 14th                                                                   
  Fl.\                                                                                 
  New York, NY 10001                                                                   

  **Randolph Savings     Kathleen Mogan\     781-573-1338 Phone\   N         N         N
  Bank**\                Vice President      781-573-1343 Fax                          
  10 Cabot Pl.\                                                                        
  Stoughton, MA 02072                                                                  

  **Reading Co-Operative Peter Lane\         781-942-5006 Phone\   N         N         N
  Bank**\                Assistant Vice      781-942-4860 Fax                          
  180 Haven Street\      President                                                     
  Reading, MA 01867                                                                    

  **Rockland Federal     Mark Skalla\        \(800\)               N         N         N
  Credit Union**\        CFO                 562-7328 Phone                            
  241 Union Street\                                                                    
  Rockland, MA 02370                                                                   

  **Rockland Trust       Maureen DeMacedo\   781-982-6284 Phone\   Y         Y         N
  Co.**\                 Vice President      781-982-6531 Fax                          
  288 Union St.\                                                                       
  Rockland, MA 02370                                                                   

  **Rockport National    Peter A. Anderson\  978-546-3411 Phone\   N         Y         N
  Bank**\                President           978-546-3263 Fax                          
  16 Main St.\                                                                         
  Rockport, MA 01966                                                                   

  **Salem Five Cents     Toni Cronin\        978-720-5260 Phone\   Y         Y         N
  Savings Bank**\        SBA Underwriter     781-745-7554 Fax                          
  210 Essex St.\                                                                       
  Salem, MA 01970                                                                      

  **Saugus Bank**\       James Morin\        781-231-3800 Phone\   N         N         N
  489 Lincoln Ave.\      Vice President      781-231-3885 Fax                          
  Saugus, MA 01906                                                                     

  **Saugus Federal       Deirdre Festa\      781-233-0100 Phone\   N         N         N
  Credit Union**\        Executive Vice      781-233-0996 Fax                          
  448 Lincoln Ave.\      President                                                     
  Saugus, MA 01906                                                                     

  **Savers Co-Operative  Stephen Estaphan\   508-765-7389 Phone\   N         N         N
  Bank**\                Vice President      508-765-2322 Fax                          
  270 Main St.\                                                                        
  Southbridge, MA 01550                                                                

  **The Savings Bank**\  Kathy Beaulieu\     781-224-5379 Phone\   N         N         N
  357 Main St.\          Vice President      781-224-5488 Fax                          
  Wakefield, MA 01880                                                                  

  **Scituate Federal     William P. Brazil\  781-834-2100 Phone\   N         N         N
  Savings Bank**\        Assistant Vice      781-834-2111 Fax                          
  560 Plain Street\      President                                                     
  Marshfield, MA 02050                                                                 

  **Seamen\'s Bank**\    David Rowlings\     508-487-0035 Phone\   N         N         N
  221 Commercial St.\    Vice President      508-487-3192 Fax                          
  Provincetown, MA 02657                                                               

  **Slade\'s Ferry       Arthur Gauthier\    508-675-2116 Phone\   N         N         N
  Bank**\                Vice President      508-235-3059 Fax                          
  100 Slade\'s Ferry                                                                   
  Ave.\                                                                                
  Somerset, MA 02726                                                                   

  **Small Business Loan  Joseph Lamarca\     781-229-5875 Phone\   Y         N         N
  Source, Inc.**\        Vice President      781-359-1865 Fax                          
  67 Bedford Street,                                                                   
  Ste. 400 West\                                                                       
  Burlington, MA  01803                                                                

  **South Coastal        Tricia Dandrow\     781-878-5252 Phone\   N         Y         N
  Bank**\                Vice President      781-878-6635 Fax                          
  279 Union St.\                                                                       
  Rockland, MA 02370                                                                   

  **South Shore          Michael Watson\     781-682-4404 Phone\   N         Y         N
  Cooperative Bank**\    Vice President      781-337-3812 Fax                          
  195 Washington St.\                                                                  
  Weymouth, MA 02188                                                                   

  **South Shore Savings  John Mannion\       781-682-3283 Phone\   N         Y         N
  Bank**\                Vice President      781-337-8513 Fax                          
  1530 Main St.\                                                                       
  So. Weymouth, MA 02190                                                               

  **Southbridge Savings  Richard Cranshaw\   800-939-9103 Phone\   N         Y         N
  Bank**\                Commercial Loan     508-764-0793 Fax                          
  7-11 Elm Street\       Officer                                                       
  Southbridge, MA 01550                                                                

  **Southern NH Bank**\  Bonnie Breen\       603-890-1600 Phone\   N         N         N
  PO Box 840\            Vice President      603-890-1699 Fax                          
  Windham, NH 03087                                                                    

  **Sovereign Bank**\    Susan Corkery       610-526-6306 Phone\   Y         Y         Y
  2 Aldwyn Center\                           610-320-8533 Fax                          
  Villanova, PA 19085                                                                  

  **Spencer Savings      Walter Dwyer\       508-885-5313 Phone\   N         Y         N
  Bank**\                Senior Vice         508-885-6505 Fax                          
  PO Box 12\             President                                                     
  Spencer, MA 01562                                                                    

  **Stoneham Savings     Paul Sodano\        781-279-8943 Phone\   N         N         N
  Bank**\                Assistant Vice      781-438-5914 Fax                          
  359 Main St.\          President                                                     
  Stoneham, MA 02180                                                                   

  **Strata Bank**\       Paul T. Carey\      508-520-1600 Phone\   N         N         N
  1000 Franklin Village  Senior Loan Officer 508-520-2454 Fax                          
  Dr.\                                                                                 
  Franklin, MA 02038                                                                   

  **TD Banknorth         Brenda Tecci\       978-538-3244 Phone\   Y         Y         Y
  Massachusetts**\       State Manager       978-538-3305 Fax                          
  10 Main Street\                                                                      
  Peabody, MA 01960                                                                    

  **Temecula Valley      Stephanie Bitters\  951-694-8096 Phone\   Y         N         N
  Bank**\                SVP - SBA           951-506-1283 Fax                          
  27710 Jefferson        Operations Manager                                            
  Avenue, Suite A 100\                                                                 
  Temecula, CA  92590                                                                  

  **UniBank for          Gary Iacovelli\     508-234-8112 Phone\   N         Y         N
  Savings**\             Vice President      508-234-7603 Fax                          
  49 Church St.\                                                                       
  Whitinsville, MA 01588                                                               

  **Union Federal        Doug Scott\         317-269-4805 Phone\   N         N         N
  Savings Bank**\        Vice President      317-269-4640 Fax                          
  45 N. Pennsylvania                                                                   
  St., Ste. 800\                                                                       
  Indianapolis, IN 46204                                                               

  **United Bank**\       Dale Mazanec\       413-787-1271 Phone\   N         Y         N
  PO Box 9020\           Assistant Vice      413-731-8129 Fax                          
  95 Elm St.\            President                                                     
  West Springfield, MA                                                                 
  01090-9020                                                                           

  **United Central       George Martin\      972-485-7248 Phone\   Y         N         N
  Bank**\                Vice President      972-276-3972 Fax                          
  4555 West Walnut                                                                     
  Street\                                                                              
  Garland, TX 75042                                                                    

  **United Commercial    Johnny Ip\          617-695-0642 Phone\    N        Y          N
  Bank\                  Senior Vice         617-695-2875 Fax                          
  **68 Harrison Avenue\  President                                                     
  Boston, MA  02111                                                                    

  **Unity Bank**\        Ben Cordell\        908-730-7630 Phone\   N         Y         N
  64 Old Highway 22\     Vice President      908-730-9754 Fax                          
  Clinton, NJ 08809                                                                    

  **UPS Capital Business Jack Mello\         781-224-4151 Phone\   Y         Y         N
  Credit**\              Senior Vice         781-224-4158 Fax                          
  401 Edgewater Place,   President                                                     
  Suite 107\                                                                           
  Wakefield, MA 01880                                                                  

  **Wachovia Small       Kenneth McGuire\    916-787-9302 Phone\   Y         Y         Y
  Business Capital**\    National Sales      916-787-9533 Fax                          
  1620 E. Roseville      Manager                                                       
  Pkwy., Ste. 100\                                                                     
  Roseville, CA  95661                                                                 

  **Wainwright Bank &    Harry Aue\          617-478-4000 Phone\   N         Y         N
  Trust Co.**\           Vice President      617-478-4020 Fax                          
  63 Franklin St.\                                                                     
  Boston, MA 02110                                                                     

  **Walpole              Joseph Scholl\      508-660-6514 Phone\   N         Y         N
  Co-Operative**\        Senior Vice         508-660-2690 Fax                          
  982 Main St.\          President                                                     
  Walpole, MA 02081                                                                    

  **Ware Co-Operative    Michael Audette\    413-967-6271 Phone\   N         Y         N
  Bank**\                Vice President      413-967-9753 Fax                          
  40 Main St.\                                                                         
  Box 849\                                                                             
  Ware, MA 01082-0849                                                                  

  **Washington Mutual    Ed Narozny\         609-525-2191 Phone\   N         Y         N
  Bank, F.A.**\          Vice President      609-525-2194 Fax                          
  1645 Haven Avenue,                                                                   
  Ste. D-1\                                                                            
  Ocean City, NJ 08226                                                                 

  **Washington Trust     Robert McCormick\   401-421-3600 x-8205   Y         Y         N
  Company**\             Vice President      Phone                                     
  23 Broad Street\                                                                     
  Westerly, RI 02891                                                                   

  **Webster Bank,        Robert F. Polito    860-612-5433 Phone\   Y         Y         Y
  National               Jr.\                860-612-5411 Fax                          
  Association**\         Senior Vice                                                   
  436 Slater Road\       President                                                     
  New Britain, CT 06053                                                                

  **Webster Five Cents   Karen               508-438-4713 Phone\   N         Y         N
  Savings Bank**\        Kempskie-Aquino\    508-890-8809 Fax                          
  200 Commercial St.\    Vice President                                                
  Worcester, MA 01608                                                                  

  **Wellesley            Thomas Fontaine\    781-235-2550 Phone\   N         N         N
  Cooperative Bank**\    Vice President      781-235-6092 Fax                          
  40 Central St.\                                                                      
  Wellesley, MA 02482                                                                  

  **Wells Fargo Bank,\   Thomas W. Burke\    612-667-2753 Phone     Y         Y         Y
  National Association\  Vice President                                                
  **1455 West Lake                                                                     
  Street, Suite 306\                                                                   
  Minneapolis, MN  55408                                                               

  **West Bank**\         Gary Briggs\        413-747-1491 Phone\   N         Y         N
  225 Park Ave.\         Executive Vice      413-747-1456 Fax                          
  West Springfield, MA   President                                                     
  01089                                                                                

  **Westborough Bank**\  Steven Anderson\    508-616-9313 Phone\   N         Y         N
  100 East Main Street\  Vice President      508-616-0019 Fax                          
  Westborough, MA 01581                                                                

  **Westfield Bank**\    Diane Miemiec\      413-572-4219 Phone\   Y         Y         N
  141 Elm St.\           Senior Credit       413-564-0439 Fax                          
  Westfield, MA 01085    Analyst                                                       

  **Weymouth Bank**\     Diane Richardi\     781-337-8000 Phone\   N         Y         N
  744 Broad Street\      Credit Manager      781-340-0522 Fax                          
  East Weymouth, MA                                                                    
  02189                                                                                

  **Williamstown Savings Steven Iacuessa\    413-458-8191 Phone\   N         N         N
  Bank**\                Senior Vice         413-458-8338 Fax                          
  PO Box 68\             President                                                     
  795 Main St.\                                                                        
  Williamstown, MA 01267                                                               

  **Winchester Savings   Carl Flumerfelt\    781-729-2130 Phone\   N         N         N
  Bank**\                Vice President      781-721-2879 Fax                          
  661 Main St.\                                                                        
  Winchester, MA 01890                                                                 

  **Winthrop Federal     Maria McCue\        617-846-1226 Phone\   N         N         N
  Credit Union**\        Senior Loan Officer 617-846-6560 Fax                          
  15 Woodside Avenue\                                                                  
  Winthrop, MA 02152                                                                   

  **Wisconsin Business   Charlie Ciovacco\   978-465-4620 Phone\   N         Y         N
  Bank**\                Vice President      978-465-4630 Fax                          
  29 Water Street, Suite                                                               
  208\                                                                                 
  Newburyport, MA 01950                                                                

  **Zions First National Ruth Defrates\      916-561-1160 Phone\   N         Y         N
  Bank**\                SBA Manager         916-561-1170 Fax                          
  2399 Gateway Oaks,                                                                   
  Ste. 110\                                                                            
  Sacramento, CA 95833                                                                 
  ---------------------- ------------------- --------------------- --------- --------- --------

**PLP - [[Preferred Lenders
Program]{.underline}](http://www.sba.gov/financing/lendinvest/plp.html)\
EXP -
[[SBA*Express*]{.underline}](http://www.sba.gov/financing/lendinvest/sbaexpress.html)\
COM EXP -
[[CommunityExpress]{.underline}](http://www.sba.gov/financing/lendinvest/comexpress.html)**
![](media/image1.png){width="0.20833333333333334in" height="0.15625in"}