4240.2 REV CHG 3

APPENDIX 9

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 12.75 13.00 13.25 13.50 13.75

1 .4182 .4183 .4183 .4184 .4184

2 .4213 .4215 .4217 .4219 .4220

3 .4235 .4238 .4241 .4244 .4247

4 .4245 .4250 .4254 .4259 .4263

5 .4244 .4250 .4255 .4261 .4266

6 .4227 .4234 .4241 .4248 .4254

7 .4201 .4209 .4216 .4224 .4231

8 .4171 .4180 .4189 .4197 .4205

9 .4136 .4147 .4157 .4166 .4176

10 .4097 .4109 .4120 .4131 .4142

11 .4053 .4066 .4079 .4091 .4103

12 .4003 .4017 .4031 .4045 .4058

13 .3946 .3962 .3977 .3992 .4007

14 .3881 .3899 .3916 .3932 .3948

15 .3808 .3827 .3845 .3863 .3881

16 .3724 .2745 .2765 .3785 .3804

17 .3630 .3652 .3673 .3694 .3715

18 .3822 .3546 .3569 .3591 .3614

19 .3400 .3425 .3450 .3474 .3497

20 .3262 .3288 .3314 .3339 .3364

21 .3104 .3132 .3158 .3185 .3211

22 .2926 .2954 .2982 .3009 .3036

23 .2723 .2752 .2780 .2807 .2835

24 .2493 .2521 .2549 .2577 .2604

25 .2232 .2259 .2286 .2313 .2340

26 .1936 .1961 .1987 .2012 .2037

27 .1599 .1622 .1645 .1667 .1690

28 .1217 .1236 .1254 .1273 .1291

29 .0783 .0796 .0809 .0822 .0835

30 .0291 .0296 .0301 .0306 .0311

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 3

APPENDIX 9

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 14.00 14.25 14.50 14.75 15.00

1 .4185 .4185 .4186 .4186 .4187

2 .4222 .4224 .4225 .4227 .4228

3 .4250 .4253 .4255 .4258 .4261

4 .4267 .4271 .4275 .4278 .4282

5 .4271 .4276 .4281 .4286 .4290

6 .4260 .4266 .4272 .4277 .4283

7 .4238 .4245 .4252 .4258 .4264

8 .4213 .4221 .4229 .4236 .4243

9 .4185 .4194 .4202 .4211 .4219

10 .4152 .4162 .4172 .4181 .4190

11 .4114 .4126 .4136 .4147 .4157

12 .4071 .4083 .4096 .4107 .4119

13 .4021 .4035 .4048 .4061 .4074

14 .3964 .3979 .3994 .4008 .4022

15 .3898 .3915 .3931 .3947 .3962

16 .3822 .3841 .3858 .3876 .3893

17 .3735 .3755 .3774 .3793 .3812

18 .3635 .3657 .3677 .3698 .3718

19 .3520 .3543 .3565 .3587 .3609

20 .3388 .3412 .3436 .3459 .3482

21 .3237 .3262 .3287 .3311 .3335

22 .3062 .3088 .3114 .3139 .3165

23 .2862 .2888 .2915 .2941 .2967

24 .2631 .2658 .2685 .2711 .2737

25 .2366 .2393 .2419 .2444 .2470

26 .2062 .2087 .2111 .2136 .2160

27 .1712 .1734 .1757 .1779 .1801

28 .1310 .1323 .1347 .1365 .1384

29 .0848 .0861 .0874 .0887 .0899

30 .0317 .0322 .0327 .0332 .0337

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 3

APPENDIX 9

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 12.75 13.00 13.25 13.50 13.75

1 .4202 .4203 .4203 .4204 .4205

2 .4274 .4277 .4279 .4282 .4284

3 .4331 .4335 .4340 .4344 .4349

4 .4369 .4376 .4382 .4388 .4394

5 .4386 .4394 .4402 .4410 .4417

6 .4376 .4385 .4394 .4403 .4412

7 .4348 .4359 .4369 .4379 .4389

8 .4317 .4329 .4340 .4351 .4362

9 .4282 .4294 .4307 .4319 .4331

10 .4241 .4255 .4259 .4283 .4296

11 .4195 .4211 .4226 .4241 .4255

12 .4143 .4161 .4177 .4193 .4209

13 .4084 .4103 .4121 .4139 .4156

14 .4018 .4038 .4057 .4076 .4095

15 .3941 .3963 .3984 .4005 .4025

16 .3855 .3878 .3901 .3923 .3945

17 .3757 .3782 .3806 .3830 .3853

18 .3646 .3672 .3698 .3723 .3748

19 .3520 .3547 .3574 .3601 .3627

20 .3376 .3405 .3434 .3462 .3489

21 .3213 .3243 .3273 .3302 .3330

22 .3029 .3059 .3089 .3119 .3149

23 .2819 .2850 .2880 .2910 .2940

24 .2581 .2611 .2641 .2671 .2701

25 .2311 .2340 .2369 .2398 .2427

26 .2004 .2031 .2058 .2086 .2113

27 .1655 .1680 .1704 .1728 .1753

28 .1260 .1280 .1300 .1320 .1340

29 .0811 .0825 .2838 .0852 .0866

30 .0301 .0307 .0312 .0318 .0323

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 3

APPENDIX 9

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 14.00 14.25 14.50 14.75 15.00

1 .4206 .4206 .4207 .4208 .4209

2 .4287 .4289 .4292 .4294 .4297

3 .4353 .4357 .4361 .4366 .4369

4 .4400 .4406 .4412 .4417 .4423

5 .4425 .4432 .4439 .4446 .4453

6 .4421 .4429 .4437 .4445 .4453

7 .4398 .4407 .4416 .4425 .4434

8 .4372 .4383 .4393 .4402 .4412

9 .4343 .4354 .4365 .4376 .4386

10 .4309 .4321 .4333 .4345 .4357

11 .4270 .4283 .4297 .4310 .4322

12 .4225 .4240 .4254 .4268 .4282

13 .4173 .4189 .4205 .4221 .4236

14 .4113 .4131 .4149 .4166 .4182

15 .4045 .4064 .4083 .4102 .4120

16 .3966 .3987 .4008 .4028 .4047

17 .3876 .3899 .3921 .3942 .3963

18 .3772 .3796 .3820 .3843 .3865

19 .3653 .3679 .3704 .3728 .3752

20 .3516 .3543 .3569 .3595 .3620

21 .3359 .3387 .3414 .3441 .3468

22 .3178 .3206 .3235 .3263 .3290

23 .2970 .2999 .3028 .3056 .3084

24 .2730 .2760 .2789 .2817 .2845

25 .2456 .2484 .2512 .2540 .2568

26 .2140 .2167 .2193 .2220 .2246

27 .1777 .1801 .1825 .1849 .1872

28 .1359 .1379 .1399 .1419 .1439

29 .0880 .0894 .0907 .0921 .0935

30 .0329 .0334 .0340 .0345 .0351

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 3

APPENDIX 9

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 12.75 13.00 13.25 13.50 13.75

1 .4220 .4221 .4222 .4223 .4224

2 .4330 .4333 .4337 .4340 .4344

3 .4420 .4427 .4433 .4438 .4444

4 .4486 .4495 .4503 .4511 .4519

5 .4521 .4531 .4542 .4552 .4561

6 .4518 .4529 .4541 .4552 .4564

7 .4489 .4502 .4515 .4527 .4539

8 .4457 .4471 .4485 .4498 .4512

9 .4420 .4436 .4451 .4465 .4480

10 .4379 .4395 .4412 .4428 .4443

11 .4331 .4349 .4367 .4385 .4402

12 .4278 .4297 .4316 .4335 .4354

13 .4217 .4238 .4259 .4279 .4299

14 .4148 .4170 .4193 .4214 .4236

15 .4069 .4093 .4117 .4141 .4163

16 .3980 .4006 .4031 .4056 .4081

17 .3879 .3906 .3933 .3960 .3986

18 .3764 .3793 .3821 .3849 .3877

19 .3634 .3664 .3694 .3723 .3752

20 .3486 .3517 .3548 .3579 .3609

21 .3318 .3350 .3382 .3414 .3445

22 .3127 .3160 .3192 .3225 .3257

23 .2910 .2943 .2976 .3009 .3041

24 .2664 .2697 .2730 .2762 .2794

25 .2385 .2417 .2448 .2479 .2510

26 .2069 .2098 .2127 .2156 .2185

27 .1709 .1735 .1761 .1787 .1813

28 .1301 .1322 .1343 .1364 .1385

29 .0837 .0852 .0866 .0881 .0896

30 .0311 .0317 .0323 .0328 .0334

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 3

APPENDIX 9

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 14.00 14.25 14.50 14.75 15.00

1 .4225 .4226 .4227 .4228 .4229

2 .4347 .4351 .4354 .4357 .4360

3 .4450 .4455 .4461 .4466 .4472

4 .4527 .4534 .4542 .4549 .4557

5 .4571 .4580 .4590 .4599 .4606

6 .4575 .4585 .4596 .4606 .4616

7 .4551 .4563 .4574 .4586 .4597

8 .4525 .4537 .4550 .4562 .4574

9 .4494 .4508 .4521 .4535 .4548

10 .4459 .4474 .4488 .4503 .4517

11 .4418 .4434 .4450 .4466 .4481

12 .4372 .4389 .4406 .4423 .4440

13 .4318 .4337 .4356 .4374 .4392

14 .4257 .4277 .4297 .4317 .4336

15 .4186 .4208 .4229 .4250 .4271

16 .4105 .4128 .4151 .4174 .4196

17 .4011 .4036 .4061 .4085 .4109

18 .3904 .3930 .3957 .3982 .4007

19 .3780 .3808 .3836 .3863 .3890

20 .3639 .3668 .3697 .3725 .3753

21 .3476 .3506 .3536 .3566 .3595

22 .3288 .3320 .3350 .3381 .3411

23 .3073 .3105 .3136 .3167 .3198

24 .2826 .2857 .2888 .2919 .2950

25 .2541 .2572 .2602 .2632 .2662

26 .2214 .2243 .2272 .2300 .2329

27 .1839 .1864 .1890 .1916 .1941

28 .1407 .1428 .1449 .1470 .1491

29 .0910 .0925 .0940 .0955 .0999

30 .0340 .0346 .0352 .0358 .0364

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 3

APPENDIX 9

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 12.75 13.00 13.25 13.50 13.75

1 .4187 .4187 .4188 .4188 .4189

2 .4230 .4232 .4234 .4235 .4237

3 .4268 .4272 .4275 .4278 .4281

4 .4302 .4306 .4311 .4315 .4319

5 .4328 .4334 .4340 .4346 .4352

6 .4347 .4355 .4363 .4370 .4377

7 .4358 .4367 .4376 .4385 .4394

8 .4358 .4369 .4380 .4390 .4401

9 .4347 .4359 .4372 .4384 .4396

10 .4321 .4336 .4350 .4364 .4377

11 .4281 .4297 .4312 .4327 .4342

12 .4228 .4245 .4262 .4279 .4295

13 .4168 .4187 .4205 .4223 .4241

14 .4099 .4120 .4140 .4159 .4178

15 .4022 .4044 .4065 .4087 .4107

16 .3934 .3957 .3981 .4003 .4025

17 .3834 .3859 .3884 .3908 .3932

18 .3720 .3747 .3773 .3799 .3824

19 .3591 .3619 .3647 .3674 .3701

20 .3445 .3474 .3503 .3532 .3560

21 .3279 .3309 .3339 .3369 .3398

22 .3090 .3121 .3152 .3183 .3213

23 .2876 .2908 .2939 .2970 .3000

24 .2633 .2664 .2695 .2726 .2756

25 .2357 .2388 .2417 .2447 .2476

26 .2044 .2072 .2100 .2128 .2156

27 .1689 .1714 .1739 .1764 .1788

28 .1285 .1306 .1326 .1346 .1367

29 .0827 .0841 .0855 .0870 .0884

30 .0307 .0313 .0318 .0324 .0330

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 3

APPENDIX 9

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 14.00 14.25 14.50 14.75 15.00

1 .4189 .4190 .4190 .4191 .4191

2 .4239 .4240 .4242 .4243 .4244

3 .4284 .4286 .4289 .4291 .4294

4 .4323 .4327 .4331 .4335 .4339

5 .4357 .4363 .4368 .4373 .4378

6 .4384 .4391 .4397 .4404 .4410

7 .4402 .4410 .4418 .4416 .4433

8 .4411 .4420 .4430 .4439 .4447

9 .4407 .4418 .4429 .4439 .4450

10 .4390 .4402 .4415 .4426 .4438

11 .4356 .4370 .4384 .4397 .4410

12 .4310 .4326 .4341 .4355 .4369

13 .4258 .4274 .4291 .4306 .4322

14 .4197 .4215 .4233 .4250 .4267

15 .4127 .4147 .4166 .4185 .4203

16 .4047 .4068 .4089 .4109 .4129

17 .3955 .3978 .4000 .4022 .4043

18 .3849 .3874 .3897 .3921 .3944

19 .3728 .3753 .3779 .3804 .3828

20 .3588 .3615 .3642 .3668 .3694

21 .3427 .3455 .3483 .3511 .3538

22 .3242 .3272 .3300 .3329 .3357

23 .3030 .3060 .3089 .3118 .3147

24 .2786 .2816 .2845 .2874 .2903

25 .2506 .2535 .2563 .2592 .2620

26 .2183 .2211 .2238 .2265 .2292

27 .1813 .1837 .1862 .1886 .1910

28 .1387 .1407 .1427 .1448 .1468

29 .0898 .0912 .0926 .0940 .0954

30 .0335 .0341 .0346 .0352 .0358

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 3

APPENDIX 9

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 12.75 13.00 13.25 13.50 13.75

1 .4199 .4200 .4200 .4201 .4202

2 .4269 .4272 .4274 .4276 .4278

3 .4334 .4338 .4342 .4346 .4349

4 .4392 .4398 .4403 .4409 .4414

5 .4442 .4450 .4457 .4465 .4472

6 .4483 .4492 .4502 .4511 .4520

7 .4512 .4524 .4535 .4546 .4557

8 .4528 .4542 .4555 .4568 .4580

9 .4528 .4544 .4559 .4574 .4588

10 .4510 .4527 .4544 .4561 .4577

11 .4471 .4490 .4506 .4526 .4544

12 .4415 .4436 .4456 .4475 .4494

13 .4352 .4374 .4396 .4417 .4438

14 .4281 .4305 .4328 .4351 .4373

15 .4200 .4225 .4250 .4274 .4298

16 .4108 .4135 .4161 .4187 .4213

17 .4004 .4032 .4060 .4088 .4115

18 .3885 .3915 .3945 .3974 .4002

19 .3750 .3782 .3813 .3843 .3873

20 .3598 .3630 .3663 .3694 .3726

21 .3424 .3458 .3491 .3524 .3556

22 .3227 .3262 .3295 .3329 .3362

23 .3004 .3038 .3072 .3106 .3139

24 .2750 .2784 .2818 .2851 .2884

25 .2462 .2495 .2527 .2559 .2592

26 .2135 .2165 .2196 .2226 .2256

27 .1764 .1791 .1818 .1845 .1871

28 .1342 .1364 .1386 .1408 .1430

29 .0864 .0879 .0894 .0909 .0925

30 .0321 .0327 .0333 .0339 .0345

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4240.2 REV CHG 3

APPENDIX 9

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PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 14.00 14.25 14.50 14.75 15.00

1 .4202 .4203 .4203 .4204 .4204

2 .4280 .4282 .4284 .4286 .4287

3 .4353 .4356 .4359 .4363 .4366

4 .4419 .4424 .4429 .4434 .4438

5 .4478 .4485 .4492 .4498 .4504

6 .4528 .4537 .4545 .4553 .4561

7 .4567 .4577 .4587 .4597 .4606

8 .4593 .4604 .4616 .4627 .4639

9 .4602 .4616 .4629 .4642 .4655

10 .4593 .4607 .4623 .4638 .4652

11 .4561 .4578 .4594 .4610 .4626

12 .4513 .4531 .4549 .4566 .4583

13 .4458 .4477 .4497 .4515 .4534

14 .4394 .4415 .4436 .4456 .4476

15 .4321 .4344 .4366 .4388 .4409

16 .4237 .4262 .4286 .4309 .4332

17 .4141 .4167 .4192 .4217 .4242

18 .4030 .4058 .4085 .4111 .4137

19 .3903 .3932 .3960 .3988 .4016

20 .3756 .3787 .3817 .3846 .3875

21 .3588 .3620 .3651 .3681 .3711

22 .3395 .3427 .3459 .3490 .3521

23 .3172 .3205 .3238 .3270 .3301

24 .2917 .2950 .2982 .3014 .3045

25 .2623 .2655 .2686 .2718 .2749

26 .2286 .2316 .2345 .2375 .2404

27 .1898 .1925 .1951 .1978 .2004

28 .1452 .1474 .1496 .1518 .1540

29 .0940 .0955 .0970 .0986 .1001

30 .0351 .0357 .0363 .0369 .0375

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