4240.2 REV

APPENDIX 3

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

1 999.9544 1000.0016 1000.0473 1000.0915 1000.1342

2 999.9085 1000.0032 1000.0949 1000.1837 1000.2695

3 999.8623 1000.0049 1000.1429 1000.2765 1000.4057

4 999.8158 1000.0065 1000.1912 1000.3699 1000.5429

5 999.7690 1000.0082 1000.2398 1000.4640 1000.6811

6 999.7219 1000.0099 1000.2888 1000.5588 1000.8203

7 999.6744 1000.0115 1000.3381 1000.6543 1000.9605

8 999.6267 1000.0132 1000.3877 1000.7504 1001.1018

9 999.5787 1000.0149 1000.4377 1000.8472 1001.2441

10 999.5304 1000.0166 1000.4880 1000.9448 1001.3874

11 999.4817 1000.0184 1000.5386 1001.0429 1001.5317

12 999.4328 1000.0201 1000.5896 1001.1418 1001.6772

13 999.2209 999.8552 1000.4703 1001.0666 1001.6447

14 999.0076 999.6893 1000.3502 1000.9909 1001.6120

15 998.7930 999.5222 1000.2292 1000.9146 1001.5791

16 998.5770 999.3540 1000.1074 1000.8378 1001.5459

17 998.3596 999.1847 999.9847 1000.7604 1001.5125

18 998.1408 999.0142 999.8612 1000.6825 1001.4788

19 997.9206 998.8426 999.7369 1000.6041 1001.4449

20 997.6989 998.6699 999.6117 1000.5251 1001.4107

21 997.4759 998.4960 999.4856 1000.4455 1001.3763

22 997.2514 998.3210 999.3587 1000.3654 1001.3417

23 997.0254 998.1448 999.2309 1000.2847 1001.3068

24 996.7980 997.9674 999.1023 1000.2034 1001.2716

25 996.4024 997.6181 998.7977 999.9424 1001.0528

26 996.0043 997.2664 998.4911 999.6795 1000.8324

27 995.6036 996.9123 998.1824 999.4148 1000.6103

28 995.2003 996.5560 997.8716 999.1482 1000.3867

29 994.7945 996.1972 997.5586 998.8797 1000.1614

30 994.3860 995.8360 997.2435 998.6093 999.9345

31 993.9748 995.4725 996.9262 998.3370 999.7059

32 993.5611 995.1065 996.6067 998.0627 999.4757

33 993.1446 994.7381 996.2850 997.7865 999.2438

34 992.7254 994.3672 995.9611 997.5084 999.0101

35 992.3036 993.9938 995.6350 997.2283 998.7748

36 991.8790 993.6180 995.3067 996.9462 998.5378

37 991.2809 993.0646 994.7967 996.4785 998.1110

38 990.6788 992.5075 994.2833 996.0074 997.6812

39 990.0729 991.9467 993.7663 995.5330 997.2482

40 989.4631 991.3821 993.2458 995.0553 996.8120

41 988.8494 990.8138 992.7216 994.5742 996.3727

42 988.2316 990.2417 992.1939 994.0896 995.9301

43 987.6099 989.6658 991.6626 993.6017 995.4844

44 986.9842 989.0860 991.1276 993.1102 995.0353

45 986.3544 988.5024 990.5889 992.6153 994.5830

46 985.7206 987.9149 990.0465 992.1169 994.1275

47 985.0827 987.3234 989.5004 991.6150 993.6685

48 984.4406 986.7281 988.9505 991.1095 993.2063

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

1 1000.1756 1000.2155 1000.2542 1000.2915 1000.3276

2 1000.3525 1000.4327 1000.5104 1000.5854 1000.6580

3 1000.5307 1000.6516 1000.7686 1000.8817 1000.9911

4 1000.7103 1000.8722 1001.0288 1001.1804 1001.3270

5 1000.8912 1001.0945 1001.2912 1001.4815 1001.6657

6 1001.0734 1001.3184 1001.5556 1001.7851 1002.0072

7 1001.2570 1001.5441 1001.8221 1002.0911 1002.3515

8 1001.4421 1001.7716 1002.0907 1002.3996 1002.6988

9 1001.6284 1002.0008 1002.3614 1002.7106 1003.0489

10 1001.8162 1002.2317 1002.6343 1003.0242 1003.4019

11 1002.0054 1002.4645 1002.9093 1003.3403 1003.7579

12 1002.1961 1002.6990 1003.1865 1003.6590 1004.1168

13 1002.2050 1002.7480 1003.2743 1003.7844 1004.2786

14 1002.2140 1002.7975 1003.3629 1003.9108 1004.4418

15 1002.2231 1002.8472 1003.4521 1004.0383 1004.6063

16 1002.2322 1002.8974 1003.5421 1004.1668 1004.7722

17 1002.2414 1002.9480 1003.6327 1004.2963 1004.9394

18 1002.2507 1002.9989 1003.7241 1004.4269 1005.1081

19 1002.2600 1003.0502 1003.8162 1004.5586 1005.2781

20 1002.2695 1003.1020 1003.9090 1004.6913 1005.4496

21 1002.2790 1003.1541 1004.0026 1004.8251 1005.6225

22 1002.2885 1003.2066 1004.0969 1004.9600 1005.7968

23 1002.2981 1003.2596 1004.1919 1005.0960 1005.9726

24 1002.3079 1003.3129 1004.2877 1005.2331 1006.1499

25 1002.1299 1003.1747 1004.1879 1005.1706 1006.1235

26 1001.9507 1003.0354 1004.0874 1005.1075 1006.0968

27 1001.7701 1002.8950 1003.9860 1005.0440 1006.0700

28 1001.5882 1002.7535 1003.8838 1004.9799 1006.0429

29 1001.4048 1002.6110 1003.7808 1004.9153 1006.0156

30 1001.2202 1002.4673 1003.6770 1004.8502 1005.9881

31 1001.0341 1002.3226 1003.5724 1004.7846 1005.9603

32 1000.8466 1002.1767 1003.4669 1004.7184 1005.9323

33 1000.6578 1002.0297 1003.3606 1004.6517 1005.9041

34 1000.4675 1001.8815 1003.2535 1004.5845 1005.8756

35 1000.2758 1001.7323 1003.1455 1004.5167 1005.8469

36 1000.0826 1001.5818 1003.0367 1004.4483 1005.8180

37 999.6956 1001.2334 1002.7257 1004.1737 1005.5785

38 999.3057 1000.8824 1002.4123 1003.8968 1005.3371

39 998.9129 1000.5286 1002.0964 1003.6177 1005.0936

40 998.5172 1000.1721 1001.7780 1003.3363 1004.8482

41 998.1185 999.8128 1001.4571 1003.0526 1004.6006

42 997.7167 999.4508 1001.1336 1002.7666 1004.3510

43 997.3120 999.0860 1000.8076 1002.4783 1004.0993

44 996.9043 998.7183 1000.4790 1002.1876 1003.8456

45 996.4934 998.3479 1000.1478 1001.8946 1003.5897

46 996.0795 997.9746 999.8140 1001.5992 1003.3317

47 995.6625 997.5984 999.4775 1001.3014 1003.0715

48 995.2424 997.2193 999.1384 1001.0012 1002.8092

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 1 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

49 983.6193 985.9493 988.2131 990.4122 992.5480

50 982.7927 985.1653 987.4706 989.7099 991.8848

51 981.9608 984.3761 986.7229 989.0027 991.2169

52 981.1235 983.5816 985.9701 988.2904 990.5440

53 980.2808 982.7819 985.2122 987.5732 989.8663

54 979.4326 981.9768 984.4490 986.8508 989.1836

55 978.5790 981.1663 983.6806 986.1233 988.4960

56 977.7198 980.3505 982.9069 985.3907 987.8033

57 976.8551 979.5292 982.1279 984.6529 987.1056

58 975.9848 978.7024 981.3436 983.9098 986.4028

59 975.1089 977.8701 980.5538 983.1615 985.6948

60 974.2274 977.0323 979.7586 982.4079 984.9817

61 973.1606 976.0049 978.7695 981.4560 984.0659

62 972.0870 974.9707 977.7737 980.4974 983.1435

63 971.0064 973.9297 976.7710 979.5319 982.2142

64 969.9189 972.8816 975.7614 978.5597 981.2783

65 968.8243 971.8266 974.7448 977.5805 980.3354

66 967.7227 970.7646 973.7213 976.5944 979.3858

67 966.6140 969.6954 972.6907 975.6014 978.4292

68 965.4981 968.6192 971.6530 974.6013 977.4656

69 964.3750 967.5357 970.6082 973.5941 976.4950

70 963.2446 966.4451 969.5563 972.5798 975.5173

71 962.1069 965.3472 968.4971 971.5583 974.5324

72 960.9619 964.2419 967.4306 970.5295 973.5404

73 959.8095 963.1293 966.3567 969.4935 972.5412

74 958.6497 962.0093 965.2755 968.4501 971.5347

75 957.4823 960.8818 964.1869 967.3994 970.5208

76 956.3074 959.7467 963.0908 966.3412 969.4996

77 955.1250 958.6042 961.9871 965.2755 968.4709

78 953.9349 957.4540 960.8759 964.2022 967.4347

79 952.7371 956.2961 959.7570 963.1214 966.3909

80 951.5315 955.1305 958.6304 962.0329 965.3396

81 950.3182 953.9572 957.4961 960.9366 964.2805

82 949.0971 952.7760 956.3540 959.8327 963.2138

83 947.8681 951.5869 955.2040 958.7209 962.1393

84 946.6311 950.3899 954.0461 957.6012 961.0569

85 945.3861 949.1850 952.8803 956.4736 959.9666

86 944.1331 947.9720 951.7064 955.3380 958.8684

87 942.8720 946.7509 950.5245 954.1943 957.7622

88 941.6028 945.5217 949.3344 953.0426 956.6479

89 940.3254 944.2843 948.1362 951.8827 955.5255

90 939.0397 943.0386 946.9297 950.7146 954.3949

91 937.7457 941.7846 945.7150 949.5382 953.2561

92 936.4433 940.5223 944.4918 948.3535 952.1090

93 935.1326 939.2516 943.2603 947.1604 950.9535

94 933.8134 937.9723 942.0203 945.9588 949.7895

95 932.4856 936.6846 940.7718 944.7487 948.6171

96 931.1493 935.3883 939.5147 943.5301 947.4361

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

49 994.6219 996.6355 998.5903 1000.4876 1002.3291

50 993.9968 996.0473 998.0378 999.9699 1001.8450

51 993.3670 995.4545 997.4810 999.4480 1001.3570

52 992.7324 994.8572 996.9198 998.9218 1000.8648

53 992.0931 994.2552 996.3541 998.3913 1000.3685

54 991.4490 993.6486 995.7839 997.8566 999.8681

55 990.8001 993.0374 995.2093 997.3175 999.3636

56 990.1463 992.4214 994.6301 996.7740 998.8548

57 989.4876 991.8007 994.0463 996.2261 998.3418

58 988.8240 991.1751 993.4578 995.6737 997.8245

59 988.1554 990.5448 992.8648 995.1169 997.3029

60 987.4818 989.9096 992.2670 994.5555 996.7770

61 986.6010 989.0628 991.4530 993.7734 996.0257

62 985.7136 988.2094 990.6326 992.9850 995.2682

63 984.8195 987.3494 989.8057 992.1901 994.5044

64 983.9187 986.4828 988.9723 991.3888 993.7342

65 983.0112 985.6096 988.1323 990.5810 992.9576

66 982.0969 984.7296 987.2856 989.7666 992.1745

67 981.1757 983.8428 986.4322 988.9456 991.3849

68 980.2476 982.9492 985.5720 988.1179 990.5888

69 979.3126 982.0487 984.7051 987.2835 989.7860

70 978.3705 981.1412 983.8312 986.4424 988.9765

71 977.4214 980.2268 982.9505 985.5944 988.1602

72 976.4651 979.3053 982.0628 984.7395 987.3371

73 975.5017 978.3767 981.1680 983.8776 986.5072

74 974.5310 977.4409 980.2662 983.0088 985.6704

75 973.5531 976.4980 979.3573 982.1328 984.8266

76 972.5679 975.5477 978.4411 981.2498 983.9758

77 971.5752 974.5902 977.5177 980.3596 983.1179

78 970.5751 973.6252 976.5870 979.4622 982.2528

79 969.5675 972.6529 975.6489 978.5575 981.3805

80 968.5524 971.6730 974.7034 977.6454 980.5010

81 967.5296 970.6856 973.7504 976.7259 979.6141

82 966.4991 969.6905 972.7898 975.7989 978.7198

83 965.4610 968.6878 971.8217 974.8644 977.8181

84 964.4150 967.6774 970.8458 973.9224 976.9089

85 963.3612 966.6592 969.8623 972.9726 975.9920

86 962.2995 965.6331 968.8710 972.0152 975.0676

87 961.2299 964.5991 967.8718 971.0499 974.1354

88 960.1522 963.5571 966.8647 970.0769 973.1955

89 959.0664 962.5072 965.8497 969.0959 972.2478

90 957.9725 961.4491 964.8266 968.1069 971.2921

91 956.8704 960.3828 963.7954 967.1099 970.3285

92 955.7600 959.3084 962.7560 966.1048 969.3568

93 954.6413 958.2256 961.7084 965.0916 968.3771

94 953.5142 957.1346 960.6526 964.0701 967.3892

95 952.3786 956.0351 959.5883 963.0403 966.3930

96 951.2345 954.9271 958.5157 962.0022 965.3886

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 2

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

97 929.8044 934.0833 938.2489 942.3028 946.2466

98 928.4507 932.7696 936.9745 941.0669 945.0483

99 927.0883 931.4472 935.6913 939.8221 943.8413

100 925.7172 930.1160 934.3993 938.5686 942.6255

101 924.3371 928.7758 933.0983 937.3062 941.4009

102 922.9482 927.4268 931.7885 936.0348 940.1673

103 921.5503 926.0687 930.4696 934.7544 938.9247

104 920.1433 924.7016 929.1417 933.4650 937.6731

105 918.7273 923.3254 927.8046 932.1664 936.4123

106 917.3021 921.9400 926.4584 930.8587 935.1424

107 915.8678 920.5454 925.1029 929.5416 933.8632

108 914.4241 919.1415 923.7381 928.2153 932.5746

109 912.9712 917.7282 922.3638 926.8795 931.2767

110 911.5088 916.3055 920.9802 925.5343 929.9693

111 910.0370 914.8733 919.5870 924.1796 928.6523

112 908.5557 913.4316 918.1843 922.8152 927.3258

113 907.0649 911.9802 916.7719 921.4412 925.9896

114 905.5644 910.5192 915.3498 920.0575 924.6436

115 904.0542 909.0484 913.9179 918.6639 923.2878

116 902.5343 907.5678 912.4762 917.2605 921.9222

117 901.0045 906.0774 911.0245 915.8472 920.5466

118 899.4649 904.5770 909.5629 914.4238 919.1609

119 897.9153 903.0666 908.0913 912.9903 917.7652

120 896.3557 901.5462 906.6095 911.5468 916.3592

121 894.7861 900.0156 905.1175 910.0929 914.9431

122 893.2063 898.4748 903.6153 908.6288 913.5166

123 891.6163 896.9238 902.1027 907.1543 912.0796

124 890.0160 895.3624 900.5798 905.6694 910.6323

125 888.4054 893.7905 899.0464 904.1739 909.1743

126 886.7844 892.2083 897.5024 902.6679 907.7058

127 885.1529 890.6154 895.9478 901.1511 906.2265

128 883.5109 889.0120 894.3826 899.6237 904.7364

129 881.8583 887.3978 892.8065 898.0854 903.2355

130 880.1950 885.7729 891.2197 896.5362 901.7236

131 878.5210 884.1372 889.6219 894.9761 900.2007

132 876.8362 882.4905 888.0131 893.4049 898.6667

133 875.1405 880.8329 886.3933 891.8226 897.1215

134 873.4338 879.1642 884.7624 890.2290 895.5651

135 871.7161 877.4844 883.1202 888.6242 893.9973

136 869.9873 875.7934 881.4667 887.0080 892.4180

137 868.2474 874.0911 879.8019 885.3804 890.8273

138 866.4962 872.3775 878.1257 883.7412 889.2249

139 864.7337 870.6525 876.4379 882.0904 887.6109

140 862.9598 868.9159 874.7385 880.4279 885.9851

141 861.1744 867.1678 873.0274 878.7537 884.3475

142 859.3776 865.4080 871.3045 877.0676 882.6979

143 857.5691 863.6365 869.5698 875.3695 881.0362

144 855.7490 861.8532 867.8232 873.6594 879.3625

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

97 950.0819 953.8106 957.4345 960.9556 964.3758

98 948.9206 952.6855 956.3448 959.9005 963.3545

99 947.7506 951.5517 955.2464 958.8368 962.3247

100 946.5718 950.4092 954.1394 957.7645 961.2864

101 945.3842 949.2578 953.0236 956.6835 960.2394

102 944.1877 948.0976 951.8990 955.5937 959.1837

103 942.9822 946.9284 950.7654 954.4950 958.1192

104 941.7676 945.7503 949.6229 953.3874 957.0458

105 940.5440 944.5630 948.4714 952.2709 955.9634

106 939.3111 943.3666 947.3107 951.1452 954.8721

107 938.0690 942.1610 946.1408 950.0104 953.7716

108 936.8177 940.9461 944.9617 948.8664 952.6620

109 935.5569 939.7218 943.7733 947.7131 951.5431

110 934.2866 938.4881 942.5754 946.5504 950.4149

111 933.0069 937.2449 941.3681 945.3782 949.2773

112 931.7175 935.9921 940.1511 944.1966 948.1303

113 930.4185 934.7296 938.9246 943.0053 946.9736

114 929.1097 933.4574 937.6884 941.8044 945.8073

115 927.7911 932.1754 936.4423 940.5937 944.6314

116 926.4627 930.8835 935.1864 939.3732 943.4456

117 925.1242 929.5817 933.9206 938.1427 942.2499

118 923.7757 928.2698 932.6447 936.9023 941.0443

119 922.4171 926.9478 931.3587 935.6517 939.8286

120 921.0484 925.6156 930.0626 934.3910 938.6028

121 919.6693 924.2731 928.7562 933.1201 937.3667

122 918.2799 922.9203 927.4394 931.8389 936.1204

123 916.8801 921.5571 926.1123 930.5472 934.8637

124 915.4698 920.1834 924.7746 929.2450 933.5965

125 914.0489 918.7991 923.4263 927.9323 932.3187

126 912.6174 917.4041 922.0674 926.6089 931.0303

127 911.1751 915.9983 920.6977 925.2747 929.7312

128 909.7220 914.5817 919.3171 923.9297 928.4213

129 908.2580 913.1542 917.9256 922.5738 927.1004

130 906.7830 911.7157 916.5231 921.2069 925.7685

131 905.2970 910.2661 915.1095 919.8288 924.4255

132 903.7998 908.8053 913.6848 918.4396 923.0713

133 902.2914 907.3333 912.2487 917.0390 921.7059

134 900.7716 905.8499 910.8013 915.6271 920.3290

135 899.2405 904.3551 909.3424 914.2037 918.9407

136 897.6979 902.8488 907.8719 912.7688 917.5408

137 896.1437 901.3308 906.3898 911.3222 916.1293

138 894.5779 899.8012 904.8960 909.8638 914.7060

139 893.0003 898.2597 903.3904 908.3936 913.2708

140 891.4109 896.7064 901.8728 906.9114 911.8237

141 889.8096 895.1411 900.3432 905.4172 910.3645

142 888.1963 893.5638 898.8016 903.9109 908.8932

143 886.5708 891.9743 897.2477 902.3923 907.4095

144 884.9332 890.3725 895.6815 900.8614 905.9136

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 3 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

145 853.9170 860.0580 866.0646 871.9372 877.6765

146 852.0733 858.2508 864.2939 870.2028 875.9783

147 850.2177 856.4316 862.5110 868.4562 874.2677

148 848.3500 854.6003 860.7159 866.6971 872.5446

149 846.4703 852.7567 858.9084 864.9256 870.8089

150 844.5785 850.9009 857.0885 863.1416 869.0606

151 842.6745 849.0326 855.2560 861.3449 867.2995

152 840.7581 847.1520 853.4110 859.5354 865.5256

153 838.8294 845.2588 851.5533 857.7132 863.7388

154 836.8882 843.3529 849.6828 855.8781 861.9389

155 834.9345 841.4344 847.7995 854.0299 860.1259

156 832.9682 839.5030 845.9032 852.1687 858.2997

157 830.9891 837.5588 843.9939 850.2943 856.4602

158 828.9973 835.6017 842.0714 848.4066 854.6072

159 826.9926 833.6315 840.1358 846.5055 852.7408

160 824.9750 831.6481 838.1868 844.5910 850.8607

161 822.9443 829.6515 836.2244 842.6629 848.9670

162 820.9006 827.6417 834.2485 840.7211 847.0594

163 818.8436 825.6184 832.2591 838.7656 845.1379

164 816.7734 823.5816 830.2560 836.7962 843.2024

165 814.6897 821.5312 828.2391 834.8129 841.2528

166 812.5926 819.4672 826.2083 832.8156 839.2889

167 810.4820 817.3895 824.1636 830.8041 837.3108

168 808.3578 815.2978 822.1048 828.7783 835.3182

169 806.2198 813.1922 820.0319 826.7382 833.3111

170 804.0680 811.0726 817.9447 824.6837 831.2894

171 801.9023 808.9389 815.8431 822.6146 829.2529

172 799.7227 806.7909 813.7271 820.5308 827.2016

173 797.5289 804.6286 811.5966 818.4323 825.1353

174 795.3210 802.4519 809.4514 816.3189 823.0539

175 793.0988 800.2607 807.2915 814.1905 820.9574

176 790.8623 798.0549 805.1167 812.0471 818.8456

177 788.6113 795.8344 802.9270 809.8885 816.7184

178 786.3458 793.5990 800.7222 807.7146 814.5756

179 784.0657 791.3488 798.5023 805.5253 812.4173

180 781.7708 789.0836 796.2671 803.3205 810.2432

181 779.4612 786.8032 794.0165 801.1000 808.0533

182 777.1366 784.5077 791.7504 798.8639 805.8473

183 774.7969 782.1969 789.4688 796.6119 803.6254

184 772.4422 779.8706 787.1715 794.3439 801.3872

185 770.0723 777.5288 784.8584 792.0599 799.1326

186 767.6871 775.1715 782.5294 789.7597 796.8617

187 765.2864 772.7984 780.1844 787.4433 794.5742

188 762.8703 770.4095 777.8232 785.1104 792.2700

189 760.4385 768.0047 775.4459 782.7610 789.9490

190 757.9911 765.5838 773.0521 780.3949 787.6111

191 755.5278 763.1468 770.6420 778.0121 785.2561

192 753.0486 760.6936 768.2152 775.6124 782.8840

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

145 883.2833 888.7584 894.1029 899.3180 904.4051

146 881.6210 887.1318 892.5118 897.7621 902.8841

147 879.9462 885.4927 890.9081 896.1936 901.3504

148 878.2589 883.8410 889.2917 894.6123 899.8040

149 876.5589 882.1765 887.6625 893.0182 898.2446

150 874.8462 880.4992 886.0205 891.4111 896.6723

151 873.1207 878.8090 884.3654 889.7909 895.0868

152 871.3822 877.1057 882.6972 888.1576 893.4882

153 869.6306 875.3893 881.0158 886.5111 891.8762

154 867.8659 873.6597 879.3211 884.8511 890.2508

155 866.0880 871.9168 877.6130 883.1777 888.6118

156 864.2968 870.1604 875.8914 881.4906 886.9592

157 862.4921 868.3905 874.1561 879.7899 885.2928

158 860.6739 866.6069 872.4071 878.0753 883.6125

159 858.8420 864.8096 870.6443 876.3468 881.9182

160 856.9964 862.9984 868.8675 874.6043 880.2098

161 855.1370 861.1733 867.0766 872.8476 878.4872

162 853.2636 859.3341 865.2716 871.0766 876.7502

163 851.3761 857.4808 863.4522 869.2913 874.9987

164 849.4746 855.6131 861.6185 867.4914 873.2326

165 847.5587 853.7310 859.7702 865.6769 871.4519

166 845.6285 851.8345 857.9073 863.8477 869.6562

167 843.6838 849.9233 856.0297 862.0036 867.8457

168 841.7245 847.9974 854.1372 860.1445 866.0200

169 839.7505 846.0566 852.2297 858.2703 864.1791

170 837.7617 844.1009 850.3071 856.3809 862.3229

171 835.7580 842.1301 848.3693 854.4762 860.4512

172 833.7393 840.1441 846.4162 852.5559 858.5639

173 831.7055 838.1428 844.4476 850.6201 856.6609

174 829.6563 836.1261 842.4634 848.6685 854.7420

175 827.5918 834.0938 840.4635 846.7011 852.8071

176 825.5119 832.0459 838.4477 844.7177 850.8561

177 823.4163 829.9822 836.4161 842.7181 848.8889

178 821.3050 827.9026 834.3683 840.7024 846.9052

179 819.1779 825.8069 832.3043 838.6702 844.9050

180 817.0348 823.6951 830.2240 836.6216 842.8882

181 814.8757 821.5670 828.1272 834.5563 840.8546

182 812.7003 819.4225 826.0138 832.4742 838.8040

183 810.5087 817.2615 823.8836 830.3752 836.7363

184 808.3006 815.0838 821.7366 828.2591 834.6513

185 806.0759 812.8893 819.5727 826.1259 832.5491

186 803.8346 810.6779 817.3915 823.9753 830.4292

187 801.5764 808.4495 815.1932 821.8072 828.2918

188 799.3013 806.2039 812.9774 819.6215 826.1365

189 797.0092 803.9410 810.7440 817.4181 823.9632

190 794.6998 801.6606 808.4930 815.1968 821.7719

191 792.3732 799.3627 806.2242 812.9574 819.5623

192 790.0291 797.0470 803.9374 810.6998 817.3342

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 4

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

193 750.5535 758.2239 765.7718 773.1957 780.4945

194 748.0422 755.7379 763.3116 770.7619 778.0877

195 745.5147 753.2352 760.8344 768.3108 775.6633

196 742.9708 750.7159 758.3403 765.8424 773.2212

197 740.4106 748.1798 755.8289 763.3565 770.7613

198 737.8337 745.6268 753.3004 760.8530 768.2834

199 735.2403 743.0567 750.7544 758.3318 765.7875

200 732.6301 740.4695 748.1909 755.7927 763.2734

201 730.0031 737.8651 745.6098 753.2356 760.7410

202 727.3590 735.2433 743.0110 750.6604 758.1901

203 724.6980 732.6040 740.3943 748.0670 755.6206

204 722.0197 729.9472 737.7596 745.4552 753.0324

205 719.3241 727.2726 735.1068 742.8248 750.4253

206 716.6111 724.5802 732.4357 740.1759 747.7992

207 713.8806 721.8698 729.7463 737.5082 745.1539

208 711.1325 719.1414 727.0384 734.8216 742.4894

209 708.3666 716.3948 724.3119 732.1160 739.8054

210 705.5828 713.6299 721.5666 729.3912 737.1018

211 702.7811 710.8465 718.8025 726.6471 734.3786

212 699.9613 708.0446 716.0193 723.8836 731.6354

213 697.1232 705.2240 713.2171 721.1005 728.8723

214 694.2669 702.3846 710.3955 718.2976 726.0891

215 691.3921 699.5262 707.5546 715.4750 723.2855

216 688.4987 696.6489 704.6941 712.6323 720.4615

217 685.5866 693.7523 701.8140 709.7695 717.6169

218 682.6557 690.8364 698.9140 706.8864 714.7515

219 679.7059 687.9011 695.9942 703.9829 711.8653

220 676.7371 684.9462 693.0542 701.0588 708.9580

221 673.7491 681.9716 690.0941 698.1141 706.0295

222 670.7417 678.9772 687.1135 695.1484 703.0797

223 667.7150 675.9628 684.1125 692.1618 700.1084

224 664.6687 672.9284 681.0909 689.1540 697.1154

225 661.6027 669.8737 678.0485 686.1249 694.1005

226 658.5170 666.7986 674.9852 683.0743 691.0637

227 655.4113 663.7030 671.9008 680.0021 688.0048

228 652.2855 660.5868 668.7952 676.9082 684.9235

229 649.1396 657.4498 665.6683 673.7924 681.8198

230 645.9733 654.2919 662.5198 670.6544 678.6934

231 642.7866 651.1130 659.3497 667.4943 675.5442

232 639.5793 647.9128 656.1579 664.3118 672.3721

233 636.3513 644.6914 652.9440 661.1067 669.1769

234 633.1025 641.4484 649.7081 657.8789 665.9583

235 629.8326 638.1838 646.4500 654.6283 662.7163

236 626.5417 634.8975 643.1694 651.3546 659.4506

237 623.2295 631.5893 639.8663 648.0578 656.1612

238 619.8959 628.2590 636.5404 644.7375 652.8477

239 616.5408 624.9065 633.1918 641.3938 649.5101

240 613.1640 621.5316 629.8200 638.0264 646.1481

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

193 787.6674 794.7135 801.6325 808.4239 815.0876

194 785.2880 792.3620 799.3093 806.1295 812.8223

195 782.8907 789.9924 796.9678 803.8164 810.5381

196 780.4755 787.6045 794.6077 801.4846 808.2349

197 778.0421 785.1983 792.2290 799.1338 805.9124

198 775.5905 782.7734 789.8314 796.7639 803.5706

199 773.1206 780.3299 787.4148 794.3747 801.2093

200 770.6320 777.8675 784.9791 791.9662 798.8284

201 768.1249 775.3862 782.5241 789.5381 796.4276

202 765.5989 772.8857 780.0497 787.0902 794.0067

203 763.0540 770.3660 777.5557 784.6224 791.5657

204 760.4900 767.8268 775.0419 782.1346 789.1044

205 757.9067 765.2681 772.5083 779.6266 786.6225

206 755.3041 762.6896 769.9546 777.0982 784.1200

207 752.6820 760.0912 767.3806 774.5493 781.5966

208 750.0402 757.4729 764.7863 771.9797 779.0522

209 747.3786 754.8343 762.1715 769.3891 776.4866

210 744.6970 752.1754 759.5359 766.7776 773.8996

211 741.9953 749.4960 756.8795 764.1448 771.2910

212 739.2734 746.7960 754.2021 761.4906 768.6607

213 736.5310 744.0752 751.5034 758.8149 766.0085

214 733.7681 741.3333 748.7834 756.1174 763.3342

215 730.9845 738.5704 746.0419 753.3980 760.6376

216 728.1799 735.7861 743.2787 750.6565 757.9185

217 725.3544 732.9804 740.4936 747.8927 755.1768

218 722.5076 730.1530 737.6864 745.1065 752.4122

219 719.6395 727.3039 734.8570 742.2976 749.6246

220 716.7499 724.4328 732.0052 739.4659 746.8138

221 713.8386 721.5395 729.1309 736.6112 743.9795

222 710.9055 718.6240 726.2337 733.7333 741.1216

223 707.9504 715.6860 723.3137 730.8321 738.2399

224 704.9731 712.7253 720.3705 727.9072 735.3342

225 701.9735 709.7419 717.4041 724.9586 732.4042

226 698.9514 706.7354 714.4141 721.9860 729.4499

227 695.9066 703.7057 711.4005 718.9893 726.4709

228 692.8390 700.6527 708.3630 715.9682 723.4671

229 689.7484 697.5762 705.3015 712.9226 720.4383

230 686.6346 694.4759 702.2157 709.8523 717.3842

231 683.4974 691.3518 699.1055 706.7570 714.3047

232 680.3367 688.2035 695.9707 703.6365 711.1995

233 677.1523 685.0310 692.8110 700.4907 708.0685

234 673.9441 681.8341 689.6264 697.3193 704.9113

235 670.7117 678.6125 686.4165 694.1222 701.7279

236 667.4552 675.3660 683.1813 690.8991 698.5179

237 664.1742 672.0946 679.9204 687.6498 695.2811

238 660.8686 668.7979 676.6337 684.3741 692.0174

239 657.5382 665.4758 673.3210 681.0718 688.7265

240 654.1828 662.1281 669.9820 677.7426 685.4082

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 5 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

241 609.7654 618.1343 626.4251 634.6352 642.7617

242 606.3448 614.7143 623.0069 631.2199 639.3505

243 602.9022 611.2715 619.5652 627.7804 635.9145

244 599.4373 607.8057 616.0998 624.3166 632.4534

245 595.9500 604.3169 612.6105 620.8282 628.9671

246 592.4403 600.8048 609.0973 617.3151 625.4553

247 588.9078 597.2692 605.5600 613.7771 621.9180

248 585.3526 593.7101 601.9983 610.2141 618.3548

249 581.7743 590.1273 598.4121 606.6259 614.7657

250 578.1730 586.5206 594.8013 603.0122 611.1504

251 574.5484 582.8898 591.1656 599.3729 607.5087

252 570.9004 579.2349 587.5050 595.7078 603.8405

253 567.2289 575.5555 583.8192 592.0168 600.1456

254 563.5336 571.8517 580.1080 588.2997 596.4237

255 559.8145 568.1231 576.3714 584.5562 592.6746

256 556.0713 564.3697 572.6090 580.7862 588.8982

257 552.3040 560.5913 568.8208 576.9894 585.0943

258 548.5124 556.7877 565.0065 573.1658 581.2627

259 544.6962 552.9587 561.1660 569.3152 577.4031

260 540.8554 549.1042 557.2992 565.4372 573.5153

261 536.9898 545.2240 553.4057 561.5318 569.5993

262 533.0993 541.3179 549.4854 557.5987 565.6546

263 529.1836 537.3858 545.5382 553.6377 561.6812

264 525.2426 533.4275 541.5639 549.6487 557.6789

265 521.2762 529.4428 537.5623 545.6314 553.6473

266 517.2841 525.4315 533.5331 541.5857 549.5863

267 513.2663 521.3935 529.4762 537.5113 545.4958

268 509.2225 517.3286 525.3915 533.4081 541.3754

269 505.1526 513.2365 521.2786 529.2758 537.2250

270 501.0565 509.1172 517.1375 525.1142 533.0443

271 496.9338 504.9704 512.9679 520.9231 528.8331

272 492.7846 500.7960 508.7697 516.7024 524.5912

273 488.6085 496.5938 504.5425 512.4517 520.3184

274 484.4055 492.3635 500.2864 508.1710 516.0144

275 480.1753 488.1050 496.0009 503.8599 511.6790

276 475.9179 483.8182 491.6860 499.5183 507.3121

277 471.6329 479.5027 487.3415 495.1460 502.9132

278 467.3202 475.1585 482.9670 490.7426 498.4823

279 462.9797 470.7853 478.5625 486.3081 494.0192

280 458.6112 466.3830 474.1277 481.8422 489.5234

281 454.2144 461.9513 469.6624 477.3446 484.9949

282 449.7893 457.4901 465.1665 472.8152 480.4333

283 445.3355 452.9992 460.6396 468.2537 475.8385

284 440.8530 448.4783 456.0816 463.6599 471.2102

285 436.3416 443.9272 451.4922 459.0335 466.5482

286 431.8010 439.3459 446.8713 454.3744 461.8521

287 427.2311 434.7339 442.2186 449.6822 457.1218

288 422.6317 430.0913 437.5340 444.9569 452.3570

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

241 650.8022 658.7546 666.6166 674.3864 682.0622

242 647.3964 655.3551 663.2246 671.0029 678.6883

243 643.9649 651.9294 659.8057 667.5920 675.2864

244 640.5077 648.4773 656.3598 664.1533 671.8560

245 637.0246 644.9985 652.8866 660.6867 668.3971

246 633.5154 641.4930 649.3858 657.1919 664.9094

247 629.9799 637.9604 645.8574 653.6688 661.3925

248 626.4178 634.4006 642.3011 650.1170 657.8464

249 622.8290 630.8134 638.7165 646.5363 654.2708

250 619.2133 627.1985 635.1036 642.9266 650.6653

251 615.5705 623.5558 631.4621 639.2875 647.0298

252 611.9004 619.8849 627.7918 635.6188 643.3640

253 608.2027 616.1858 624.0924 631.9204 639.6676

254 604.4773 612.4582 620.3637 628.1919 635.9405

255 600.7240 608.7018 616.6056 624.4331 632.1823

256 596.9425 604.9165 612.8176 620.6437 628.3927

257 593.1327 601.1020 608.9997 616.8236 624.5716

258 589.2943 597.2580 605.1515 612.9724 620.7187

259 585.4271 593.3845 601.2729 609.0900 616.8336

260 581.5309 589.4811 597.3636 605.1760 612.9162

261 577.6054 585.5476 593.4233 601.2302 608.9661

262 573.6506 581.5838 589.4518 597.2523 604.9831

263 569.6660 577.5894 585.4489 593.2421 600.9669

264 565.6516 573.5643 581.4143 589.1994 596.9172

265 561.6071 569.5081 577.3478 585.1238 592.8338

266 557.5322 565.4206 573.2491 581.0150 588.7164

267 553.4268 561.3017 569.1179 576.8729 584.5646

268 549.2906 557.1510 564.9540 572.6972 580.3783

269 545.1234 552.9683 560.7571 568.4875 576.1570

270 540.9249 548.7533 556.5271 564.2436 571.9006

271 536.6949 544.5059 552.2635 559.9652 567.6087

272 532.4332 540.2257 547.9662 555.6521 563.2811

273 528.1395 535.9126 543.6348 551.3039 558.9174

274 523.8137 531.5662 539.2692 546.9204 554.5173

275 519.4554 527.1862 534.8690 542.5012 550.0806

276 515.0644 522.7726 530.4340 538.0462 545.6069

277 510.6405 518.3249 525.9639 533.5550 541.0959

278 506.1833 513.8429 521.4583 529.0273 536.5473

279 501.6928 509.3263 516.9171 524.4627 531.9608

280 497.1686 504.7750 512.3400 519.8611 527.3361

281 492.6104 500.1886 507.7266 515.2222 522.6728

282 488.0181 495.5668 503.0767 510.5455 517.9707

283 483.3913 490.9094 498.3900 505.8308 513.2294

284 478.7299 486.2160 493.6662 501.0778 508.4486

285 474.0334 481.4866 488.9050 496.2862 503.6279

286 469.3018 476.7206 484.1061 491.4557 498.7671

287 464.5346 471.9179 479.2692 486.5859 493.8658

288 459.7317 467.0782 474.3940 481.6766 488.9236

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 6

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

289 418.0026 425.4176 432.8171 440.1980 447.5575

290 413.3435 420.7129 428.0678 435.4055 442.7230

291 408.6544 415.9767 423.2859 430.5790 437.8532

292 403.9350 411.2090 418.4711 425.7183 432.9479

293 399.1852 406.4095 413.6232 420.8232 428.0069

294 394.4046 401.5780 408.7419 415.8934 423.0298

295 389.5932 396.7143 403.8271 410.9287 418.0164

296 384.7507 391.8182 398.8785 405.9289 412.9665

297 379.8769 386.8894 393.8959 400.8936 407.8797

298 374.9717 381.9278 388.8790 395.8226 402.7559

299 370.0347 376.9331 383.8276 390.7158 397.5947

300 365.0659 371.9051 378.7416 385.5727 392.3959

301 360.0650 366.8435 373.6205 380.3932 387.1591

302 355.0318 361.7483 368.4642 375.1771 381.8842

303 349.9661 356.6190 363.2725 369.9240 376.5708

304 344.8677 351.4556 358.0451 364.6336 371.2187

305 339.7364 346.2577 352.7818 359.3058 365.8275

306 334.5719 341.0252 347.4822 353.9403 360.3970

307 329.3740 335.7578 342.1463 348.5368 354.9270

308 324.1426 330.4553 336.7736 343.0950 349.4170

309 318.8774 325.1175 331.3640 337.6146 343.8669

310 313.5782 319.7440 325.9172 332.0954 338.2763

311 308.2448 314.3348 320.4330 326.5372 332.6449

312 302.8769 308.8894 314.9111 320.9395 326.9725

313 297.4744 303.4078 309.3512 315.3022 321.2587

314 292.0369 297.8896 303.7531 309.6250 315.5032

315 286.5644 292.3347 298.1165 303.9076 309.7058

316 281.0565 286.7427 292.4411 298.1496 303.8661

317 275.5130 281.1134 286.7267 292.3509 297.9838

318 269.9338 275.4466 280.9731 286.5111 292.0587

319 264.3185 269.7420 275.1798 280.6299 286.0903

320 258.6669 263.9994 269.3468 274.7071 280.0784

321 252.9789 258.2185 263.4736 268.7424 274.0227

322 247.2541 252.3991 257.5601 262.7353 267.9228

323 241.4923 246.5408 251.6059 256.6858 261.7784

324 235.6933 240.6435 245.6108 250.5933 255.5893

325 229.8569 234.7069 239.5745 244.4578 249.3550

326 223.9828 228.7307 233.4966 238.2787 243.0752

327 218.0707 222.7147 227.3770 232.0559 236.7497

328 212.1204 216.6586 221.2153 225.7890 230.3780

329 206.1318 210.5621 215.0113 219.4778 223.9599

330 200.1044 204.4249 208.7646 213.1218 217.4950

331 194.0381 198.2469 202.4749 206.7208 210.9829

332 187.9327 192.0276 196.1420 200.2744 204.4234

333 181.7878 185.7669 189.7656 193.7824 197.8160

334 175.6032 179.4645 183.3453 187.2444 191.1604

335 169.3787 173.1200 176.8809 180.6601 184.4563

336 163.1140 166.7333 170.3721 174.0292 177.7034

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

289 454.8928 462.2012 469.4802 476.7273 483.9403

290 450.0176 457.2866 464.5275 471.7379 478.9154

291 445.1058 452.3341 459.5356 466.7079 473.8486

292 440.1572 447.3434 454.5042 461.6371 468.7396

293 435.1714 442.3143 449.4330 456.5250 463.5881

294 430.1483 437.2464 444.3216 451.3714 458.3936

295 425.0875 432.1394 439.1697 446.1759 453.1558

296 419.9888 426.9931 433.9771 440.9383 447.8744

297 414.8518 421.8071 428.7433 435.6580 442.5490

298 409.6763 416.5811 423.4681 430.3349 437.1792

299 404.4619 411.3149 418.1512 424.9685 431.7646

300 399.2085 406.0080 412.7922 419.5585 426.3049

301 393.9156 400.6603 407.3907 414.1046 420.7997

302 388.5831 395.2713 401.9465 408.6063 415.2487

303 383.2105 389.8408 396.4591 403.0634 409.6514

304 377.7977 384.3684 390.9284 397.4754 404.0074

305 372.3443 378.8538 385.3538 391.8421 398.3164

306 366.8499 373.2967 379.7351 386.1629 392.5780

307 361.3144 367.6968 374.0720 380.4376 386.7918

308 355.7374 362.0537 368.3640 374.6658 380.9573

309 350.1185 356.3672 362.6108 368.8471 375.0742

310 344.4575 350.6368 356.8120 362.9812 369.1421

311 338.7540 344.8622 350.9674 357.0675 363.1606

312 333.0077 339.0431 345.0765 351.1058 357.1292

313 327.2184 333.1791 339.1389 345.0957 351.0476

314 321.3856 327.2700 333.1544 339.0368 344.9153

315 315.5091 321.3153 327.1224 332.9286 338.7318

316 309.5885 315.3147 321.0428 326.7708 332.4969

317 303.6235 309.2678 314.9149 320.5629 326.2100

318 297.6137 303.1744 308.7386 314.3047 319.8707

319 291.5589 297.0339 302.5134 307.9955 313.4785

320 285.4587 290.8462 296.2389 301.6351 307.0331

321 279.3127 284.6107 289.9147 295.2231 300.5340

322 273.1207 278.3272 283.5405 288.7589 293.9808

323 266.8822 271.9952 277.1158 282.2422 287.3729

324 260.5969 265.6144 270.6402 275.6726 280.7099

325 254.2644 259.1844 264.1134 269.0495 273.9915

326 247.8845 252.7049 257.5348 262.3727 267.2170

327 241.4567 246.1755 250.9043 255.6416 260.3861

328 234.9808 239.5956 244.2212 248.8559 253.4983

329 228.4562 232.9651 237.4852 242.0150 246.5530

330 221.8827 226.2835 230.6959 235.1185 239.5499

331 215.2599 219.5504 223.8528 228.1660 232.4884

332 208.5875 212.7653 216.9556 221.1570 225.3681

333 201.8650 205.9280 210.0038 214.0910 218.1885

334 195.0920 199.0379 202.9969 206.9676 210.9490

335 188.2683 192.0948 195.9345 199.7864 203.6492

336 181.3934 185.0981 188.8163 192.5468 196.2885

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 7 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

337 156.8088 160.3039 163.8185 167.3513 170.9012

338 150.4629 153.8317 157.2198 160.6261 164.0494

339 144.0760 147.3164 150.5758 153.8532 157.1476

340 137.6479 140.7576 143.8861 147.0324 150.1955

341 131.1783 134.1551 137.1504 140.1633 143.1927

342 124.6668 127.5085 130.3684 133.2455 136.1388

343 118.1134 120.8177 123.5398 126.2787 129.0336

344 111.5176 114.0823 116.6642 119.2626 121.8765

345 104.8792 107.3019 109.7414 112.1967 114.6672

346 98.1979 100.4764 102.7709 105.0808 107.4053

347 91.4735 93.6053 95.7526 97.9145 100.0905

348 84.7056 86.6885 88.6860 90.6975 92.7224

349 77.8940 79.7255 81.5708 83.4293 85.3005

350 71.0385 72.7161 74.4067 76.1097 77.8246

351 64.1387 65.6600 67.1933 68.7381 70.2941

352 57.1943 58.5568 59.9303 61.3144 62.7087

353 50.2050 51.4063 52.6175 53.8381 55.0679

354 43.1706 44.2081 45.2543 46.3089 47.3715

355 36.0908 36.9620 37.8405 38.7263 39.6190

356 28.9653 29.6675 30.3758 31.0900 31.8099

357 21.7938 22.3244 22.8597 23.3996 23.9439

358 14.5759 14.9323 15.2919 15.6547 16.0205

359 7.3114 7.4910 7.6722 7.8550 8.0393

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

337 174.4669 178.0475 181.6417 185.2484 188.8665

338 167.4885 170.9425 174.4103 177.8907 181.3827

339 160.4578 163.7828 167.1216 170.4732 173.8365

340 153.3743 156.5679 159.7752 162.9954 166.2274

341 146.2377 149.2974 152.3707 155.4569 158.5549

342 139.0476 141.9708 144.9076 147.8571 150.8185

343 131.8035 134.5877 137.3854 140.1956 143.0176

344 124.5051 127.1478 129.8036 132.4718 135.1517

345 117.1520 119.6505 122.1618 124.6853 127.2203

346 109.7437 112.0954 114.4595 116.8355 119.2227

347 102.2799 104.4820 106.6963 108.9220 111.1585

348 94.7601 96.8100 98.8715 100.9441 103.0271

349 87.1839 89.0789 90.9849 92.9014 94.8279

350 79.5509 81.2881 83.0358 84.7934 86.5605

351 71.8606 73.4373 75.0237 76.6195 78.2241

352 64.1126 65.5260 66.9483 68.3791 69.8182

353 56.3066 57.5536 58.8089 60.0719 61.3423

354 48.4419 49.5199 50.6050 51.6971 52.7958

355 40.5184 41.4242 42.3362 43.2543 44.1780

356 32.5353 33.2661 34.0020 34.7429 35.4885

357 24.4924 25.0451 25.6018 26.1623 26.7265

358 16.3892 16.7608 17.1351 17.5120 17.8915

359 8.2252 8.4126 8.6013 8.7914 8.9829

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 8

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

1 1000.5498 1000.6087 1000.6661 1000.7220 1000.7764

2 1001.1031 1001.2215 1001.3369 1001.4491 1001.5585

3 1001.6601 1001.8384 1002.0122 1002.1814 1002.3462

4 1002.2206 1002.4594 1002.6922 1002.9189 1003.1398

5 1002.7847 1003.0846 1003.3768 1003.6616 1003.9391

6 1003.3525 1003.7139 1004.0662 1004.4095 1004.7442

7 1003.9240 1004.3474 1004.7602 1005.1628 1005.5552

8 1004.4991 1004.9851 1005.4591 1005.9213 1006.3721

9 1005.0779 1005.6271 1006.1628 1006.6853 1007.1950

10 1005.6605 1006.2734 1006.8713 1007.4547 1008.0238

11 1006.2469 1006.9239 1007.5847 1008.2295 1008.8587

12 1006.8370 1007.5788 1008.3029 1009.0098 1009.6997

13 1007.1356 1007.9352 1008.7157 1009.4775 1010.2211

14 1007.4360 1008.2940 1009.1313 1009.9486 1010.7463

15 1007.7384 1008.6551 1009.5498 1010.4230 1011.2753

16 1008.0428 1009.0186 1009.9712 1010.9008 1011.8081

17 1008.3491 1009.3846 1010.3954 1011.3820 1012.3449

18 1008.6574 1009.7530 1010.8226 1011.8665 1012.8855

19 1008.9676 1010.1239 1011.2527 1012.3545 1013.4301

20 1009.2799 1010.4972 1011.6857 1012.8460 1013.9787

21 1009.5942 1010.8731 1012.1217 1013.3409 1014.5313

22 1009.9106 1011.2514 1012.5608 1013.8394 1015.0879

23 1010.2289 1011.6323 1013.0028 1014.3413 1015.6485

24 1010.5494 1012.0157 1013.4479 1014.8469 1016.2133

25 1010.5617 1012.0836 1013.5701 1015.0220 1016.4401

26 1010.5741 1012.1519 1013.6931 1015.1984 1016.6685

27 1010.5865 1012.2208 1013.8170 1015.3760 1016.8987

28 1010.5991 1012.2900 1013.9417 1015.5549 1017.1305

29 1010.6117 1012.3598 1014.0673 1015.7351 1017.3640

30 1010.6244 1012.4300 1014.1937 1015.9165 1017.5992

31 1010.6372 1012.5007 1014.3210 1016.0992 1017.8361

32 1010.6501 1012.5718 1014.4492 1016.2832 1018.0748

33 1010.6630 1012.6434 1014.5783 1016.4686 1018.3151

34 1010.6761 1012.7155 1014.7083 1016.6552 1018.5573

35 1010.6892 1012.7881 1014.8391 1016.8431 1018.8012

36 1010.7024 1012.8612 1014.9708 1017.0324 1019.0469

37 1010.3900 1012.6008 1014.7612 1016.8724 1018.9352

38 1010.0755 1012.3386 1014.5502 1016.7112 1018.8227

39 1009.7591 1012.0748 1014.3377 1016.5489 1018.7094

40 1009.4406 1011.8091 1014.1237 1016.3854 1018.5952

41 1009.1200 1011.5417 1013.9083 1016.2208 1018.4803

42 1008.7974 1011.2725 1013.6914 1016.0550 1018.3645

43 1008.4726 1011.0015 1013.4730 1015.8880 1018.2478

44 1008.1458 1010.7288 1013.2531 1015.7199 1018.1303

45 1007.8169 1010.4541 1013.0316 1015.5505 1018.0119

46 1007.4858 1010.1777 1012.8087 1015.3800 1017.8927

47 1007.1527 1009.8994 1012.5842 1015.2082 1017.7726

48 1006.8173 1009.6193 1012.3582 1015.0352 1017.6516

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

1 1000.8294 1000.8809 1000.9311 1000.9799 1001.0274

2 1001.6649 1001.7686 1001.8695 1001.9678 1002.0635

3 1002.5068 1002.6631 1002.8154 1002.9637 1003.1081

4 1003.3549 1003.5645 1003.7687 1003.9677 1004.1614

5 1004.2094 1004.4729 1004.7296 1004.9798 1005.2236

6 1005.0704 1005.3883 1005.6982 1006.0002 1006.2945

7 1005.9377 1006.3107 1006.6743 1007.0288 1007.3744

8 1006.8116 1007.2403 1007.6582 1008.0658 1008.4634

9 1007.6921 1008.1770 1008.6499 1009.1113 1009.5613

10 1008.5791 1009.1209 1009.6495 1010.1652 1010.6684

11 1009.4728 1010.0721 1010.6569 1011.2277 1011.7848

12 1010.3732 1011.0306 1011.6724 1012.2989 1012.9105

13 1010.9468 1011.6552 1012.3466 1013.0214 1013.6802

14 1011.5248 1012.2846 1013.0261 1013.7499 1014.4563

15 1012.1070 1012.9188 1013.7110 1014.4843 1015.2390

16 1012.6936 1013.5579 1014.4014 1015.2246 1016.0281

17 1013.2847 1014.2019 1015.0972 1015.9709 1016.8238

18 1013.8801 1014.8509 1015.7985 1016.7234 1017.6262

19 1014.4801 1015.5049 1016.5053 1017.4819 1018.4352

20 1015.0845 1016.1640 1017.2178 1018.2466 1019.2510

21 1015.6934 1016.8281 1017.9359 1019.0175 1020.0736

22 1016.3070 1017.4973 1018.6597 1019.7947 1020.9030

23 1016.9251 1018.1717 1019.3892 1020.5781 1021.7394

24 1017.5478 1018.8513 1020.1245 1021.3680 1022.5827

25 1017.8251 1019.1777 1020.4988 1021.7891 1023.0495

26 1018.1044 1019.5066 1020.8762 1022.2137 1023.5201

27 1018.3858 1019.8381 1021.2565 1022.6417 1023.9947

28 1018.6693 1020.1721 1021.6398 1023.0732 1024.4733

29 1018.9549 1020.5087 1022.0262 1023.5082 1024.9558

30 1019.2427 1020.8478 1022.4156 1023.9468 1025.4424

31 1019.5326 1021.1896 1022.8081 1024.3889 1025.9330

32 1019.8247 1021.5340 1023.2037 1024.8346 1026.4277

33 1020.1190 1021.8811 1023.6024 1025.2839 1026.9265

34 1020.4155 1022.2309 1024.0043 1025.7369 1027.4295

35 1020.7142 1022.5833 1024.4094 1026.1935 1027.9367

36 1021.0152 1022.9385 1024.8177 1026.6539 1028.4481

37 1020.9507 1022.9200 1024.8441 1026.7241 1028.5610

38 1020.8857 1022.9014 1024.8708 1026.7949 1028.6748

39 1020.8203 1022.8827 1024.8976 1026.8663 1028.7897

40 1020.7543 1022.8638 1024.9247 1026.9382 1028.9054

41 1020.6879 1022.8447 1024.9520 1027.0107 1029.0222

42 1020.6209 1022.8256 1024.9795 1027.0839 1029.1399

43 1020.5535 1022.8062 1025.0072 1027.1576 1029.2586

44 1020.4855 1022.7867 1025.0351 1027.2319 1029.3782

45 1020.4171 1022.7671 1025.0633 1027.3068 1029.4989

46 1020.3481 1022.7473 1025.0917 1027.3824 1029.6206

47 1020.2786 1022.7274 1025.1203 1027.4585 1029.7433

48 1020.2086 1022.7073 1025.1491 1027.5353 1029.8670

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 9 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

49 1006.1378 1008.9866 1011.7712 1014.4929 1017.1527

50 1005.4539 1008.3498 1011.1803 1013.9466 1016.6501

51 1004.7656 1007.7087 1010.5852 1013.3965 1016.1438

52 1004.0729 1007.0633 1009.9861 1012.8425 1015.6338

53 1003.3756 1006.4136 1009.3828 1012.2846 1015.1202

54 1002.6739 1005.7596 1008.7754 1011.7227 1014.6027

55 1001.9677 1005.1012 1008.1638 1011.1569 1014.0815

56 1001.2568 1004.4384 1007.5480 1010.5870 1013.5565

57 1000.5414 1003.7712 1006.9280 1010.0131 1013.0277

58 999.8214 1003.0996 1006.3037 1009.4351 1012.4950

59 999.0967 1002.4235 1005.6752 1008.8531 1011.9585

60 998.3673 1001.7429 1005.0423 1008.2669 1011.4180

61 997.2742 1000.6895 1004.0277 1007.2899 1010.4776

62 996.1739 999.6292 1003.0061 1006.3061 1009.5304

63 995.0666 998.5618 1001.9775 1005.3152 1008.5762

64 993.9521 997.4872 1000.9419 1004.3174 1007.6151

65 992.8304 996.4055 999.8991 1003.3124 1006.6470

66 991.7015 995.3166 998.8491 1002.3004 1005.6718

67 990.5653 994.2205 997.7920 1001.2812 1004.6895

68 989.4218 993.1170 996.7275 1000.2548 1003.7001

69 988.2708 992.0061 995.6558 999.2211 1002.7034

70 987.1124 990.8879 994.5767 998.1800 1001.6995

71 985.9466 989.7622 993.4901 997.1316 1000.6882

72 984.7732 988.6290 992.3961 996.0758 999.6696

73 983.5922 987.4883 991.2946 995.0125 998.6436

74 982.4036 986.3399 990.1855 993.9417 997.6100

75 981.2074 985.1839 989.0687 992.8633 996.5690

76 980.0034 984.0202 987.9443 991.7772 995.5203

77 978.7916 982.8487 986.8122 990.6835 994.4640

78 977.5720 981.6694 985.6723 989.5820 993.4000

79 976.3446 980.4822 984.5245 988.4727 992.3282

80 975.1092 979.2872 983.3688 987.3555 991.2486

81 973.8658 978.0841 982.2052 986.2304 990.1612

82 972.6144 976.8731 981.0336 985.0974 989.0658

83 971.3549 975.6540 979.8540 983.9563 987.9624

84 970.0873 974.4267 978.6662 982.8072 986.8510

85 968.8115 973.1913 977.4703 981.6499 985.7315

86 967.5274 971.9476 976.2662 980.4844 984.6038

87 966.2351 970.6956 975.0537 979.3107 983.4679

88 964.9344 969.4353 973.8330 978.1286 982.3237

89 963.6253 968.1666 972.6038 976.9382 981.1712

90 962.3078 966.8895 971.3662 975.7393 980.0103

91 960.9817 965.6038 970.1201 974.5320 978.8409

92 959.6471 964.3095 968.8654 973.3161 977.6629

93 958.3039 963.0066 967.6021 972.0916 976.4764

94 956.9519 961.6951 966.3301 970.8584 975.2812

95 955.5913 960.3747 965.0494 969.6165 974.0774

96 954.2219 959.0456 963.7598 968.3657 972.8647

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

49 1019.7519 1022.2919 1024.7738 1027.1991 1029.5689

50 1019.2919 1021.8733 1024.3956 1026.8602 1029.2683

51 1018.8283 1021.4514 1024.0144 1026.5185 1028.9652

52 1018.3613 1021.0263 1023.6301 1026.1741 1028.6595

53 1017.8908 1020.5979 1023.2428 1025.8268 1028.3513

54 1017.4168 1020.1663 1022.8524 1025.4768 1028.0406

55 1016.9392 1019.7312 1022.4590 1025.1238 1027.7272

56 1016.4580 1019.2929 1022.0624 1024.7681 1027.4113

57 1015.9733 1018.8511 1021.6627 1024.4094 1027.0927

58 1015.4849 1018.4060 1021.2598 1024.0478 1026.7714

59 1014.9928 1017.9574 1020.8538 1023.6833 1026.4475

60 1014.4970 1017.5054 1020.4445 1023.3158 1026.1209

61 1013.5921 1016.6349 1019.6074 1022.5111 1025.3475

62 1012.6804 1015.7577 1018.7637 1021.6999 1024.5677

63 1011.7619 1014.8738 1017.9133 1020.8820 1023.7814

64 1010.8365 1013.9831 1017.0562 1020.0576 1022.9886

65 1009.9042 1013.0855 1016.1923 1019.2264 1022.1891

66 1008.9648 1012.1809 1015.3216 1018.3884 1021.3830

67 1008.0184 1011.2694 1014.4440 1017.5437 1020.5701

68 1007.0650 1010.3509 1013.5594 1016.6921 1019.7505

69 1006.1043 1009.4253 1012.6678 1015.8336 1018.9241

70 1005.1365 1008.4925 1011.7692 1014.9681 1018.0907

71 1004.1614 1007.5526 1010.8634 1014.0955 1017.2505

72 1003.1790 1006.6054 1009.9505 1013.2159 1016.4032

73 1002.1892 1005.6509 1009.0304 1012.3291 1015.5488

74 1001.1920 1004.6891 1008.1029 1011.4351 1014.6874

75 1000.1873 1003.7198 1007.1682 1010.5339 1013.8187

76 999.1751 1002.7431 1006.2260 1009.6253 1012.9429

77 998.1553 1001.7589 1005.2764 1008.7094 1012.0597

78 997.1278 1000.7670 1004.3192 1007.7860 1011.1691

79 996.0927 999.7675 1003.3545 1006.8551 1010.2712

80 995.0497 998.7604 1002.3821 1005.9167 1009.3657

81 993.9990 997.7454 1001.4020 1004.9706 1008.4527

82 992.9404 996.7226 1000.4142 1004.0168 1007.5322

83 991.8738 995.6920 999.4186 1003.0553 1006.6039

84 990.7992 994.6534 998.4151 1002.0860 1005.6679

85 989.7166 993.6067 997.4036 1001.1088 1004.7241

86 988.6258 992.5521 996.3841 1000.1237 1003.7724

87 987.5269 991.4893 995.3566 999.1305 1002.8128

88 986.4197 990.4183 994.3209 998.1293 1001.8452

89 985.3043 989.3390 993.2770 997.1199 1000.8696

90 984.1804 988.2514 992.2248 996.1024 999.8858

91 983.0482 987.1555 991.1644 995.0766 998.8938

92 981.9074 986.0511 990.0955 994.0424 997.8935

93 980.7581 984.9381 989.0182 992.9999 996.8849

94 979.6001 983.8166 987.9323 991.9488 995.8680

95 978.4335 982.6865 986.8378 990.8893 994.8425

96 977.2582 981.5476 985.7347 989.8211 993.8085

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 10

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

97 952.8436 957.7077 962.4614 967.1062 971.6432

98 951.4564 956.3608 961.1541 965.8377 970.4128

99 950.0603 955.0049 959.8378 964.5602 969.1734

100 948.6551 953.6400 958.5124 963.2736 967.9250

101 947.2409 952.2660 957.1779 961.9780 966.6675

102 945.8176 950.8828 955.8342 960.6732 965.4008

103 944.3850 949.4904 954.4814 959.3591 964.1248

104 942.9432 948.0887 953.1192 958.0357 962.8396

105 941.4921 946.6777 951.7476 956.7030 961.5450

106 940.0316 945.2573 950.3666 955.3608 960.2410

107 938.5617 943.8274 948.9761 954.0091 958.9274

108 937.0823 942.3879 947.5761 952.6478 957.6043

109 935.5933 940.9389 946.1664 951.2769 956.2715

110 934.0947 939.4802 944.7470 949.8962 954.9290

111 932.5865 938.0118 943.3179 948.5058 953.5767

112 931.0685 936.5336 941.8790 947.1056 952.2146

113 929.5407 935.0455 940.4301 945.6954 950.8425

114 928.0030 933.5476 938.9713 944.2752 949.4604

115 926.4554 932.0396 937.5025 942.8450 948.0683

116 924.8978 930.5216 936.0236 941.4047 946.6659

117 923.3301 928.9934 934.5345 939.9541 945.2534

118 921.7524 927.4551 933.0351 938.4933 943.8306

119 920.1644 925.9065 931.5255 937.0221 942.3974

120 918.5662 924.3476 930.0055 935.5405 940.9537

121 916.9576 922.7783 928.4750 934.0484 939.4995

122 915.3387 921.1986 926.9340 932.5458 938.0347

123 913.7093 919.6083 925.3824 931.0325 936.5593

124 912.0694 918.0074 923.8202 929.5084 935.0730

125 910.4189 916.3958 922.2472 927.9736 933.5760

126 908.7577 914.7735 920.6634 926.4279 932.0680

127 907.0858 913.1404 919.0687 924.8713 930.5490

128 905.4031 911.4964 917.4630 923.3036 929.0189

129 903.7095 909.8414 915.8463 921.7248 927.4777

130 902.0050 908.1754 914.2185 920.1349 925.9253

131 900.2895 906.4983 912.5795 918.5337 924.3615

132 898.5629 904.8100 910.9292 916.9211 922.7863

133 896.8252 903.1105 909.2676 915.2971 921.1997

134 895.0762 901.3996 907.5946 913.6616 919.6014

135 893.3160 899.6773 905.9100 912.0146 917.9916

136 891.5444 897.9435 904.2139 910.3558 916.3699

137 889.7613 896.1982 902.5061 908.6854 914.7365

138 887.9667 894.4413 900.7866 907.0030 913.0911

139 886.1606 892.6726 899.0552 905.3088 911.4338

140 884.3427 890.8921 897.3120 903.6026 909.7644

141 882.5131 889.0998 895.5567 901.8843 908.0827

142 880.6718 887.2955 893.7894 900.1538 906.3889

143 878.8185 885.4792 892.0100 898.4110 904.6826

144 876.9532 883.6508 890.2183 896.6559 902.9640

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

97 976.0740 980.4000 984.6229 988.7442 992.7658

98 974.8809 979.2435 983.5022 987.6586 991.7145

99 973.6789 978.0781 982.3727 986.5642 990.6544

100 972.4679 976.9037 981.2342 985.4609 989.5855

101 971.2477 975.7203 980.0867 984.3486 988.5077

102 970.0185 974.5278 978.9302 983.2273 987.4209

103 968.7800 973.3260 977.7644 982.0969 986.3250

104 967.5322 972.1150 976.5895 980.9573 985.2200

105 966.2751 970.8947 975.4052 979.8084 984.1058

106 965.0085 969.6649 974.2116 978.6502 982.9824

107 963.7325 968.4257 973.0085 977.4826 981.8495

108 962.4468 967.1769 971.7959 976.3055 980.7072

109 961.1516 965.9185 970.5737 975.1188 979.5554

110 959.8466 964.6504 969.3418 973.9225 978.3940

111 958.5318 963.3725 968.1002 972.7164 977.2229

112 957.2072 962.0847 966.8487 971.5006 976.0421

113 955.8726 960.7871 965.5873 970.2749 974.8514

114 954.5280 959.4794 964.3160 969.0392 973.6508

115 953.1734 958.1617 963.0346 967.7935 972.4402

116 951.8086 956.8338 961.7430 966.5377 971.2195

117 950.4335 955.4956 960.4412 965.2717 969.9886

118 949.0481 954.1472 959.1291 963.9954 968.7475

119 947.6524 952.7883 957.8066 962.7087 967.4960

120 946.2461 951.4190 956.4737 961.4115 966.2341

121 944.8294 950.0391 955.1302 960.1038 964.9617

122 943.4020 948.6486 953.7760 958.7855 963.6787

123 941.9639 947.2474 952.4112 957.4565 962.3849

124 940.5150 945.8354 951.0355 956.1167 961.0805

125 939.0552 944.4124 949.6489 954.7660 959.7651

126 937.5845 942.9786 948.2514 953.4043 958.4388

127 936.1028 941.5336 946.8428 952.0316 957.1014

128 934.6099 940.0776 945.4231 950.6477 955.7529

129 933.1059 938.6102 943.9921 949.2526 954.3931

130 931.5905 937.1316 942.5497 947.8461 953.0220

131 930.0638 935.6416 941.0960 946.4282 951.6395

132 928.5257 934.1401 939.6308 944.9988 950.2454

133 926.9760 932.6271 938.1539 943.5577 948.8398

134 925.4147 931.1023 936.6654 942.1050 947.4224

135 923.8417 929.5659 935.1651 940.6404 945.9932

136 922.2569 928.0175 933.6529 939.1640 944.5522

137 920.6602 926.4573 932.1287 937.6755 943.0991

138 919.0515 924.8850 930.5924 936.1750 941.6338

139 917.4308 923.3006 929.0440 934.6623 940.1564

140 915.7979 921.7039 927.4834 933.1373 938.6667

141 914.1528 920.0950 925.9104 931.5998 937.1645

142 912.4953 918.4737 924.3249 930.0499 935.6499

143 910.8254 916.8398 922.7269 928.4875 934.1226

144 909.1429 915.1934 921.1162 926.9123 932.5826

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 11 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

145 875.0759 881.8102 888.4143 894.8884 901.2328

146 873.1865 879.9573 886.5979 893.1084 899.4890

147 871.2849 878.0920 884.7690 891.3157 897.7324

148 869.3710 876.2144 882.9275 889.5104 895.9631

149 867.4447 874.3242 881.0734 887.6922 894.1808

150 865.5060 872.4214 879.2065 885.8612 892.3856

151 863.5548 870.5059 877.3268 884.0172 890.5773

152 861.5909 868.5777 875.4342 882.1602 888.7558

153 859.6144 866.6366 873.5285 880.2900 886.9210

154 857.6251 864.6826 871.6098 878.4065 885.0728

155 855.6230 862.7155 869.6778 876.5097 883.2111

156 853.6079 860.7353 867.7326 874.5995 881.3359

157 851.5799 858.7419 865.7740 872.6757 879.4470

158 849.5387 856.7353 863.8019 870.7383 877.5443

159 847.4843 854.7152 861.8163 868.7872 875.6278

160 845.4167 852.6817 859.8171 866.8223 873.6973

161 843.3358 850.6347 857.8040 864.8435 871.7527

162 841.2413 848.5739 855.7772 862.8506 869.7939

163 839.1334 846.4995 853.7364 860.8436 867.8208

164 837.0119 844.4112 851.6816 858.8224 865.8334

165 834.8766 842.3090 849.6126 856.7869 863.8314

166 832.7276 840.1928 847.5295 854.7370 861.8149

167 830.5646 838.0624 845.4320 852.6725 859.7836

168 828.3877 835.9179 843.3201 850.5934 857.7376

169 826.1968 833.7591 841.1936 848.4996 855.6766

170 823.9917 831.5859 839.0526 846.3910 853.6006

171 821.7723 829.3982 836.8968 844.2674 851.5095

172 819.5387 827.1959 834.7262 842.1288 849.4031

173 817.2906 824.9789 832.5407 839.9751 847.2814

174 815.0279 822.7471 830.3402 837.8061 845.1441

175 812.7507 820.5005 828.1245 835.6217 842.9913

176 810.4588 818.2389 825.8936 833.4218 840.8228

177 808.1520 815.9622 823.6473 831.2064 838.6385

178 805.8304 813.6703 821.3857 828.9753 836.4383

179 803.4938 811.3632 819.1084 826.7283 834.2220

180 801.1420 809.0407 816.8155 824.4655 831.9896

181 798.7751 806.7027 814.5069 822.1866 829.7409

182 796.3929 804.3491 812.1824 819.8916 827.4757

183 793.9953 801.9798 809.8419 817.5803 825.1941

184 791.5823 799.5947 807.4853 815.2527 822.8958

185 789.1536 797.1937 805.1125 812.9086 820.5808

186 786.7093 794.7767 802.7234 810.5478 818.2489

187 784.2491 792.3436 800.3178 808.1704 815.9000

188 781.7731 789.8943 797.8958 805.7761 813.5340

189 779.2811 787.4286 795.4570 803.3648 811.1507

190 776.7730 784.9465 793.0015 800.9365 808.7500

191 774.2487 782.4479 790.5292 798.4909 806.3318

192 771.7081 779.9326 788.0398 796.0281 803.8960

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

145 907.4479 913.5343 919.4928 925.3243 931.0297

146 905.7401 911.8624 917.8565 923.7234 929.4639

147 904.0196 910.1776 916.2073 922.1095 927.8851

148 902.2861 908.4798 914.5450 920.4825 926.2931

149 900.5396 906.7690 912.8696 918.8422 924.6879

150 898.7800 905.0449 911.1809 917.1887 923.0692

151 897.0073 903.3076 909.4788 915.5217 921.4371

152 895.2212 901.5568 907.7633 913.8412 919.7914

153 893.4217 899.7926 906.0341 912.1470 918.1319

154 891.6088 898.0148 904.2913 910.4390 916.4587

155 889.7822 896.2232 902.5347 908.7172 914.7715

156 887.9420 894.4179 900.7642 906.9814 913.0702

157 886.0879 892.5986 898.9796 905.2314 911.3547

158 884.2199 890.7654 897.1810 903.4673 909.6250

159 882.3380 888.9179 895.3681 901.6888 907.8808

160 880.4419 887.0563 893.5408 899.8959 906.1221

161 878.5316 885.1803 891.6991 898.0884 904.3488

162 876.6069 883.2898 889.8428 896.2662 902.5607

163 874.6679 881.3848 887.9718 894.4292 900.7576

164 872.7142 879.4651 886.0860 892.5773 898.9396

165 870.7460 877.5305 884.1852 890.7103 897.1064

166 868.7630 875.5811 882.2694 888.8282 895.2579

167 866.7651 873.6166 880.3385 886.9308 893.3940

168 864.7522 871.6370 878.3922 885.0179 891.5146

169 862.7242 869.6422 876.4306 883.0896 889.6195

170 860.6810 867.6319 874.4534 881.1455 887.7086

171 858.6225 865.6062 872.4606 879.1857 885.7818

172 856.5485 863.5648 870.4519 877.2099 883.8390

173 854.4590 861.5078 868.4274 875.2181 881.8799

174 852.3538 859.4348 866.3869 873.2101 879.9046

175 850.2329 857.3459 864.3302 871.1858 877.9127

176 848.0960 855.2409 862.2572 869.1450 875.9043

177 845.9431 853.1196 860.1678 867.0877 873.8791

178 843.7740 850.9820 858.0619 865.0136 871.8371

179 841.5887 848.8279 855.9393 862.9227 869.7780

180 839.3870 846.6573 853.7999 860.8148 867.7018

181 837.1688 844.4698 851.6436 858.6897 865.6083

182 834.9339 842.2656 849.4702 856.5475 863.4973

183 832.6823 840.0443 847.2795 854.3877 861.3688

184 830.4138 837.8059 845.0716 852.2105 859.2225

185 828.1283 835.5503 842.8461 850.0156 857.0583

186 825.8256 833.2772 840.6031 847.8028 854.8761

187 823.5057 830.9867 838.3423 845.5720 852.6757

188 821.1684 828.6785 836.0636 843.3232 850.4569

189 818.8135 826.3525 833.7668 841.0560 848.2197

190 816.4410 824.0085 831.4519 838.7704 845.9639

191 814.0507 821.6465 829.1186 836.4663 843.6892

192 811.6425 819.2663 826.7669 834.1434 841.3956

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 12

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

193 769.1511 777.4006 785.5333 793.5478 801.4425

194 766.5776 774.8516 783.0096 791.0499 798.9710

195 763.9875 772.2857 780.4685 788.5343 796.4815

196 761.3806 769.7026 777.9100 786.0009 793.9739

197 758.7569 767.1024 775.3339 783.4496 791.4480

198 756.1162 764.4848 772.7400 780.8802 788.9036

199 753.4585 761.8497 770.1284 778.2926 786.3408

200 750.7837 759.1971 767.4987 775.6867 783.7592

201 748.0915 756.5268 764.8510 773.0623 781.1588

202 745.3820 753.8387 762.1851 770.4193 778.5394

203 742.6550 751.1327 759.5009 767.7576 775.9010

204 739.9103 748.4086 756.7982 765.0770 773.2433

205 737.1479 745.6664 754.0769 762.3775 770.5662

206 734.3677 742.9059 751.3370 759.6588 767.8696

207 731.5696 740.1270 748.5782 756.9209 765.1533

208 728.7533 737.3295 745.8004 754.1636 762.4173

209 725.9189 734.5135 743.0035 751.3868 759.6613

210 723.0662 731.6786 740.1874 748.5902 756.8851

211 720.1950 728.8249 737.3519 745.7739 754.0888

212 717.3053 725.9521 734.4969 742.9377 751.2720

213 714.3970 723.0601 731.6224 740.0813 748.4348

214 711.4698 720.1489 728.7280 737.2047 745.5768

215 708.5238 717.2183 725.8138 734.3077 742.6980

216 705.5587 714.2681 722.8795 731.3902 739.7982

217 702.5745 711.2983 719.9250 728.4521 736.8772

218 699.5710 708.3087 716.9502 725.4931 733.9350

219 696.5481 705.2991 713.9550 722.5132 730.9713

220 693.5057 702.2695 710.9392 719.5121 727.9860

221 690.4436 699.2197 707.9026 716.4898 724.9789

222 687.3618 696.1495 704.8452 713.4461 721.9499

223 684.2600 693.0589 701.7668 710.3809 718.8988

224 681.1383 689.9477 698.6672 707.2939 715.8255

225 677.9963 686.8157 695.5462 704.1851 712.7297

226 674.8341 683.6629 692.4039 701.0542 709.6114

227 671.6514 680.4890 689.2399 697.9012 706.4703

228 668.4482 677.2940 686.0541 694.7258 703.3064

229 665.2243 674.0777 682.8465 691.5279 700.1193

230 661.9796 670.8399 679.6168 688.3074 696.9091

231 658.7140 667.5806 676.3649 685.0641 693.6754

232 655.4272 664.2995 673.0907 681.7978 690.4181

233 652.1192 660.9966 669.7939 678.5084 687.1371

234 648.7899 657.6716 666.4745 675.1956 683.8322

235 645.4390 654.3245 663.1323 671.8594 680.5032

236 642.0665 650.9550 659.7670 668.4996 677.1499

237 638.6722 647.5631 656.3787 665.1160 673.7721

238 635.2560 644.1486 652.9670 661.7084 670.3697

239 631.8178 640.7113 649.5319 658.2766 666.9425

240 628.3573 637.2511 646.0732 654.8206 663.4903

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

193 809.2161 816.8678 824.3965 831.8017 839.0828

194 806.7716 814.4507 822.0074 829.4409 836.7508

195 804.3088 812.0151 819.5994 827.0610 834.3994

196 801.8275 809.5606 817.1723 824.6617 832.0283

197 799.3276 807.0873 814.7260 822.2429 829.6375

198 796.8089 804.5948 812.2603 819.8045 827.2268

199 794.2714 802.0832 809.7751 817.3463 824.7960

200 791.7148 799.5522 807.2702 814.8681 822.3449

201 789.1390 797.0017 804.7455 812.3697 819.8734

202 786.5439 794.4315 802.2008 809.8511 817.3813

203 783.9294 791.8415 799.6360 807.3120 814.8685

204 781.2952 789.2315 797.0509 804.7522 812.3347

205 778.6413 786.6015 794.4453 802.1717 809.7798

206 775.9675 783.9511 791.8190 799.5702 807.2036

207 773.2737 781.2803 789.1720 796.9475 804.6059

208 770.5596 778.5890 786.5040 794.3036 801.9866

209 767.8252 775.8769 783.8149 791.6381 799.3454

210 765.0702 773.1439 781.1046 788.9511 796.6823

211 762.2946 770.3898 778.3727 786.2421 793.9969

212 759.4982 767.6145 775.6192 783.5112 791.2892

213 756.6808 764.8178 772.8440 780.7581 788.5589

214 753.8423 761.9995 770.0467 777.9826 785.8059

215 750.9825 759.1595 767.2273 775.1845 783.0299

216 748.1013 756.2976 764.3856 772.3638 780.2308

217 745.1984 753.4137 761.5214 769.5201 777.4083

218 742.2738 750.5075 758.6346 766.6533 774.5623

219 739.3272 747.5790 755.7248 763.7632 771.6927

220 736.3585 744.6278 752.7921 760.8496 768.7991

221 733.3676 741.6539 749.8361 757.9124 765.8814

222 730.3542 738.6571 746.8567 754.9512 762.9393

223 727.3183 735.6372 743.8537 751.9661 759.9728

224 724.2595 732.5940 740.8270 748.9566 756.9815

225 721.1779 729.5274 737.7762 745.9228 753.9653

226 718.0731 726.4371 734.7014 742.8642 750.9240

227 714.9450 723.3230 731.6022 739.7809 747.8574

228 711.7935 720.1848 728.4784 736.6724 744.7651

229 708.6183 717.0225 725.3300 733.5387 741.6471

230 705.4193 713.8358 722.1566 730.3796 738.5032

231 702.1963 710.6246 718.9581 727.1948 735.3330

232 698.9492 707.3886 715.7342 723.9841 732.1364

233 695.6777 704.1277 712.4849 720.7473 728.9132

234 692.3816 700.8416 709.2098 717.4842 725.6631

235 689.0609 697.5302 705.9088 714.1946 722.3859

236 685.7152 694.1932 702.5816 710.8783 719.0814

237 682.3445 690.8306 699.2281 707.5351 715.7494

238 678.9484 687.4420 695.8481 704.1646 712.3896

239 675.5269 684.0273 692.4413 700.7668 709.0018

240 672.0797 680.5863 689.0076 697.3414 705.5858

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 13 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

241 624.8745 633.7678 642.5907 651.3400 660.0130

242 621.3692 630.2613 639.0842 647.8349 656.5103

243 617.8412 626.7314 635.5537 644.3049 652.9820

244 614.2905 623.1780 631.9989 640.7498 649.4280

245 610.7168 619.6009 628.4196 637.1697 645.8481

246 607.1201 616.0000 624.8157 633.5641 642.2421

247 603.5001 612.3750 621.1871 629.9330 638.6098

248 599.8568 608.7259 617.5335 626.2762 634.9510

249 596.1899 605.0525 613.8548 622.5935 631.2656

250 592.4993 601.3546 610.1508 618.8847 627.5533

251 588.7849 597.6320 606.4213 615.1496 623.8139

252 585.0465 593.8846 602.6662 611.3881 620.0472

253 581.2840 590.1122 598.8852 607.5999 616.2531

254 577.4972 586.3147 595.0783 603.7849 612.4313

255 573.6859 582.4918 591.2452 599.9429 608.5816

256 569.8500 578.6435 587.3858 596.0736 604.7039

257 565.9893 574.7695 583.4998 592.1770 600.7979

258 562.1037 570.8697 579.5871 588.2527 596.8634

259 558.1930 566.9439 575.6475 584.3007 592.9002

260 554.2571 562.9919 571.6808 580.3206 588.9081

261 550.2957 559.0135 567.6869 576.3124 584.8869

262 546.3087 555.0087 563.6655 572.2758 580.8364

263 542.2960 550.9771 559.6164 568.2106 576.7564

264 538.2574 546.9187 555.5395 564.1166 572.6466

265 534.1927 542.8332 551.4346 559.9935 568.5068

266 530.1017 538.7205 547.3015 555.8413 564.3369

267 525.9843 534.5803 543.1399 551.6597 560.1365

268 521.8404 530.4126 538.9497 547.4484 555.9055

269 517.6696 526.2170 534.7307 543.2074 551.6437

270 513.4719 521.9935 530.4828 538.9362 547.3508

271 509.2472 517.7419 526.2056 534.6349 543.0266

272 504.9951 513.4619 521.8990 530.3030 538.6709

273 500.7156 509.1534 517.5628 525.9405 534.2834

274 496.4084 504.8161 513.1968 521.5471 529.8639

275 492.0734 500.4499 508.8007 517.1225 525.4121

276 487.7104 496.0546 504.3745 512.6667 520.9280

277 483.3193 491.6301 499.9178 508.1792 516.4111

278 478.8998 487.1760 495.4305 503.6600 511.8613

279 474.4517 482.6922 490.9123 499.1087 507.2783

280 469.9749 478.1785 486.3631 494.5252 502.6619

281 465.4692 473.6348 481.7826 489.9093 498.0118

282 460.9344 469.0607 477.1706 485.2606 493.3278

283 456.3703 464.4562 472.5268 480.5791 488.6097

284 451.7767 459.8209 467.8512 475.8643 483.8572

285 447.1535 455.1548 463.1434 471.1162 479.0700

286 442.5004 450.4576 458.4033 466.3344 474.2479

287 437.8173 445.7290 453.6305 461.5188 469.3907

288 433.1039 440.9689 448.8250 456.6690 464.4980

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

241 668.6067 677.1187 685.5466 693.8881 702.1413

242 665.1076 673.6244 682.0583 690.4068 698.6681

243 661.5823 670.1032 678.5423 686.8972 695.1660

244 658.0306 666.5549 674.9985 683.3591 691.6347

245 654.4522 662.9792 671.4267 679.7923 688.0739

246 650.8470 659.3759 667.8265 676.1964 684.4835

247 647.2147 655.7449 664.1979 672.5714 680.8632

248 643.5552 652.0858 660.5405 668.9169 677.2126

249 639.8682 648.3986 656.8542 665.2327 673.5317

250 636.1536 644.6829 653.1387 661.5185 669.8201

251 632.4111 640.9386 649.3938 657.7742 666.0776

252 628.6406 637.1655 645.6193 653.9995 662.3039

253 624.8418 633.3632 641.8148 650.1941 658.4987

254 621.0145 629.5317 637.9803 646.3578 654.6618

255 617.1585 625.6706 634.1154 642.4903 650.7930

256 613.2735 621.7797 630.2199 638.5914 646.8919

257 609.3594 617.8589 626.2935 634.6608 642.9583

258 605.4160 613.9078 622.3361 630.6982 638.9919

259 601.4430 609.9263 618.3473 626.7035 634.9924

260 597.4402 605.9141 614.3270 622.6763 630.9597

261 593.4074 601.8709 610.2748 618.6164 626.8933

262 589.3443 597.7966 606.1906 614.5235 622.7930

263 585.2508 593.6909 602.0740 610.3974 618.6586

264 581.1266 589.5535 597.9248 606.2377 614.4897

265 576.9714 585.3843 593.7428 602.0442 610.2861

266 572.7850 581.1829 589.5277 597.8167 606.0475

267 568.5673 576.9491 585.2792 593.5548 601.7735

268 564.3179 572.6827 580.9970 589.2583 597.4639

269 560.0367 568.3834 576.6810 584.9269 593.1184

270 555.7234 564.0510 572.3308 580.5602 588.7367

271 551.3777 559.6851 567.9462 576.1581 584.3185

272 546.9994 555.2856 563.5268 571.7203 579.8634

273 542.5882 550.8522 559.0725 567.2463 575.3712

274 538.1440 546.3846 554.5829 562.7361 570.8416

275 533.6665 541.8826 550.0577 558.1892 566.2743

276 529.1554 537.3459 545.4968 553.6053 561.6689

277 524.6104 532.7742 540.8997 548.9842 557.0251

278 520.0314 528.1673 536.2662 544.3255 552.3426

279 515.4180 523.5248 531.5961 539.6290 547.6211

280 510.7700 518.8466 526.8890 534.8944 542.8602

281 506.0871 514.1323 522.1446 530.1212 538.0597

282 501.3692 509.3817 517.3626 525.3093 533.2191

283 496.6158 504.5945 512.5428 520.4583 528.3383

284 491.8268 499.7703 507.6849 515.5679 523.4167

285 487.0019 494.9090 502.7885 510.6377 518.4541

286 482.1408 490.0102 497.8533 505.6675 513.4502

287 477.2432 485.0736 492.8790 500.6569 508.4046

288 472.3089 480.0990 487.8654 495.6056 503.3170

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 14

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

289 428.3601 436.1771 443.9864 451.7849 459.5697

290 423.5856 431.3533 439.1146 446.8663 454.6054

291 418.7803 426.4974 434.2092 441.9127 449.6049

292 413.9440 421.6091 429.2702 436.9241 444.5680

293 409.0764 416.6882 424.2971 431.9001 439.4943

294 404.1774 411.7345 419.2899 426.8406 434.3836

295 399.2468 406.7478 414.2483 421.7452 429.2357

296 394.2843 401.7278 409.1720 416.6137 424.0502

297 389.2897 396.6744 404.0608 411.4459 418.8270

298 384.2629 391.5873 398.9144 406.2415 413.5656

299 379.2037 386.4663 393.7327 401.0002 408.2659

300 374.1118 381.3111 388.5154 395.7218 402.9275

301 368.9869 376.1215 383.2622 390.4060 397.5502

302 363.8290 370.8974 377.9728 385.0525 392.1337

303 358.6378 365.6384 372.6471 379.6611 386.6777

304 353.4130 360.3444 367.2848 374.2315 381.1819

305 348.1546 355.0151 361.8856 368.7635 375.6461

306 342.8621 349.6503 356.4494 363.2567 370.0698

307 337.5355 344.2496 350.9757 357.7110 364.4530

308 332.1744 338.8130 345.4644 352.1259 358.7951

309 326.7788 333.3402 339.9152 346.5013 353.0960

310 321.3482 327.8308 334.3279 340.8369 347.3554

311 315.8827 322.2847 328.7021 335.1323 341.5729

312 310.3818 316.7017 323.0377 329.3873 335.7482

313 304.8454 311.0814 317.3343 323.6016 329.8810

314 299.2732 305.4237 311.5917 317.7750 323.9711

315 293.6651 299.7282 305.8097 311.9070 318.0181

316 288.0207 293.9948 299.9878 305.9975 312.0217

317 282.3399 288.2232 294.1260 300.0462 305.9815

318 276.6224 282.4130 288.2239 294.0527 299.8973

319 270.8679 276.5642 282.2811 288.0167 293.7688

320 265.0763 270.6763 276.2976 281.9380 287.5955

321 259.2473 264.7492 270.2729 275.8162 281.3773

322 253.3807 258.7826 264.2067 269.6511 275.1137

323 247.4761 252.7762 258.0989 263.4423 268.8044

324 241.5335 246.7298 251.9491 257.1895 262.4491

325 235.5524 240.6430 245.7569 250.8924 256.0475

326 229.5327 234.5157 239.5223 244.5507 249.5992

327 223.4742 228.3475 233.2447 238.1641 243.1039

328 217.3765 222.1382 226.9240 231.7323 236.5612

329 211.2394 215.8875 220.5599 225.2549 229.9708

330 205.0627 209.5952 214.1520 218.7316 223.3324

331 198.8461 203.2608 207.7000 212.1621 216.6456

332 192.5894 196.8843 201.2037 205.5461 209.9100

333 186.2922 190.4652 194.6627 198.8832 203.1252

334 179.9544 184.0034 188.0768 192.1731 196.2911

335 173.5757 177.4985 181.4455 185.4155 189.4070

336 167.1557 170.9502 174.7687 178.6100 182.4728

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

289 467.3376 475.0860 482.8121 490.5132 498.1869

290 462.3290 470.0344 477.7188 485.3795 493.0141

291 457.2829 464.9438 472.5851 480.2040 487.7982

292 452.1989 459.8141 467.4108 474.9866 482.5388

293 447.0767 454.6447 462.1956 469.7267 477.2356

294 441.9162 449.4355 456.9390 464.4241 471.8882

295 436.7169 444.1862 451.6409 459.0783 466.4962

296 431.4787 438.8964 446.3008 453.6892 461.0593

297 426.2012 433.5658 440.9184 448.2563 455.5771

298 420.8841 428.1942 435.4934 442.7792 450.0492

299 415.5271 422.7811 430.0255 437.2576 444.4752

300 410.1299 417.3263 424.5143 431.6912 438.8548

301 404.6922 411.8295 418.9594 426.0796 433.1876

302 399.2138 406.2903 413.3606 420.4223 427.4731

303 393.6943 400.7084 407.7174 414.7191 421.7110

304 388.1334 395.0834 402.0296 408.9695 415.9009

305 382.5308 389.4151 396.2967 403.1732 410.0424

306 376.8861 383.7031 390.5185 397.3299 404.1350

307 371.1991 377.9471 384.6945 391.4390 398.1785

308 365.4695 372.1467 378.8244 385.5003 392.1722

309 359.6969 366.3016 372.9079 379.5134 386.1160

310 353.8810 360.4115 366.9445 373.4778 380.0092

311 348.0215 354.4759 360.9338 367.3931 373.8516

312 342.1180 348.4946 354.8757 361.2590 367.6427

313 336.1703 342.4672 348.7695 355.0751 361.3820

314 330.1780 336.3933 342.6150 348.8410 355.0692

315 324.1407 330.2726 336.4118 342.5561 348.7037

316 318.0581 324.1047 330.1594 336.2203 342.2852

317 311.9299 317.8893 323.8576 329.8329 335.8132

318 305.7558 311.6260 317.5059 323.3936 329.2873

319 299.5353 305.3144 311.1039 316.9021 322.7070

320 293.2682 298.9541 304.6512 310.3577 316.0718

321 286.9541 292.5448 298.1474 303.7602 309.3814

322 280.5926 286.0861 291.5922 297.1091 302.6352

323 274.1835 279.5776 284.9850 290.4040 295.8328

324 267.7262 273.0190 278.3256 283.6444 288.9737

325 261.2205 266.4097 271.6134 276.8298 282.0574

326 254.6661 259.7496 264.8481 269.9599 275.0835

327 248.0624 253.0381 258.0292 263.0342 268.0515

328 241.4093 246.2749 251.1564 256.0522 260.9609

329 234.7062 239.4595 244.2291 249.0135 253.8112

330 227.9529 232.5916 237.2470 241.9176 246.6020

331 221.1489 225.6708 230.2096 234.7640 239.3326

332 214.2939 218.6966 223.1165 227.5523 232.0027

333 207.3875 211.6686 215.9672 220.2820 224.6117

334 200.4293 204.5865 208.7614 212.9527 217.1591

335 193.4189 197.4498 201.4985 205.5638 209.6444

336 186.3559 190.2581 194.1781 198.1148 202.0670

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 15 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

337 160.6943 164.3582 168.0460 171.7563 175.4880

338 154.1912 157.7223 161.2770 164.8541 168.4523

339 147.6460 151.0422 154.4616 157.9030 161.3653

340 141.0586 144.3176 147.5992 150.9026 154.2266

341 134.4287 137.5481 140.6897 143.8527 147.0359

342 127.7559 130.7334 133.7327 136.7528 139.7927

343 121.0400 123.8734 126.7279 129.6026 132.4967

344 114.2808 116.9676 119.6749 122.4018 125.1475

345 107.4779 110.0157 112.5734 115.1500 117.7448

346 100.6311 103.0176 105.4230 107.8468 110.2880

347 93.7400 95.9727 98.2236 100.4918 102.7769

348 86.8045 88.8809 90.9746 93.0848 95.2110

349 79.8241 81.7419 83.6758 85.6253 87.5899

350 72.7987 74.5552 76.3268 78.1130 79.9133

351 65.7279 67.3206 68.9273 70.5475 72.1807

352 58.6115 60.0378 61.4769 62.9283 64.3917

353 51.4490 52.7065 53.9753 55.2553 56.5459

354 44.2404 45.3262 46.4221 47.5278 48.6429

355 36.9851 37.8968 38.8170 39.7456 40.6823

356 29.6830 30.4178 31.1596 31.9083 32.6636

357 22.3338 22.8890 23.4496 24.0155 24.5865

358 14.9371 15.3100 15.6866 16.0668 16.4505

359 7.4926 7.6804 7.8701 8.0617 8.2551

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

337 179.2400 183.0109 186.7998 190.6053 194.4266

338 172.0706 175.7079 179.3630 183.0349 186.7224

339 164.8476 168.3486 171.8674 175.4029 178.9541

340 157.5703 160.9325 164.3124 167.7089 171.1210

341 150.2384 153.4593 156.6976 159.9524 163.2226

342 142.8516 145.9285 149.0226 152.1328 155.2584

343 135.4094 138.3397 141.2867 144.2497 147.2279

344 127.9113 130.6923 133.4897 136.3026 139.1304

345 120.3570 122.9860 125.6309 128.2909 130.9655

346 112.7461 115.2203 117.7098 120.2141 122.7325

347 105.0781 107.3947 109.7261 112.0717 114.4309

348 97.3525 99.5088 101.6792 103.8632 106.0601

349 89.5690 91.5621 93.5686 95.5879 97.6196

350 81.7272 83.5542 85.3937 87.2454 89.1087

351 73.8265 75.4845 77.1542 78.8351 80.5269

352 65.8666 67.3526 68.8494 70.3565 71.8736

353 57.8470 59.1581 60.4789 61.8090 63.1482

354 49.7672 50.9004 52.0421 53.1921 54.3500

355 41.6268 42.5790 43.5385 44.5051 45.4786

356 33.4254 34.1935 34.9676 35.7475 36.5332

357 25.1625 25.7433 26.3288 26.9188 27.5133

358 16.8376 17.2280 17.6216 18.0184 18.4182

359 8.4502 8.6471 8.8456 9.0457 9.2473

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 16

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

1 1001.0866 1001.1566 1001.2250 1001.2919 1001.3572

2 1002.1803 1002.3209 1002.4584 1002.5929 1002.7244

3 1003.2810 1003.4929 1003.7003 1003.9031 1004.1015

4 1004.3888 1004.6728 1004.9507 1005.2226 1005.4887

5 1005.5038 1005.8606 1006.2097 1006.5515 1006.8859

6 1006.6260 1007.0562 1007.4774 1007.8897 1008.2934

7 1007.7554 1008.2599 1008.7538 1009.2375 1009.7111

8 1008.8922 1009.4715 1010.0390 1010.5948 1011.1392

9 1010.0362 1010.6912 1011.3330 1011.9617 1012.5776

10 1011.1877 1011.9191 1012.6359 1013.3383 1014.0266

11 1012.3466 1013.1551 1013.9477 1014.7246 1015.4861

12 1013.5130 1014.3994 1015.2686 1016.1208 1016.9563

13 1014.2840 1015.2388 1016.1748 1017.0924 1017.9921

14 1015.0600 1016.0837 1017.0872 1018.0710 1019.0354

15 1015.8410 1016.9342 1018.0059 1019.0565 1020.0864

16 1016.6271 1017.7905 1018.9310 1020.0490 1021.1450

17 1017.4183 1018.6524 1019.8623 1021.0485 1022.2114

18 1018.2145 1019.5201 1020.8001 1022.0551 1023.2855

19 1019.0159 1020.3936 1021.7444 1023.0688 1024.3675

20 1019.8225 1021.2728 1022.6951 1024.0897 1025.4573

21 1020.6343 1022.1580 1023.6523 1025.1179 1026.5551

22 1021.4513 1023.0491 1024.6162 1026.1533 1027.6609

23 1022.2736 1023.9460 1025.5867 1027.1960 1028.7747

24 1023.1012 1024.8490 1026.5638 1028.2462 1029.8967

25 1023.5011 1025.3138 1027.0921 1028.8368 1030.5484

26 1023.9035 1025.7816 1027.6241 1029.4316 1031.2049

27 1024.3086 1026.2526 1028.1597 1030.0307 1031.8661

28 1024.7162 1026.7267 1028.6990 1030.6339 1032.5322

29 1025.1265 1027.2039 1029.2420 1031.2415 1033.2031

30 1025.5395 1027.6844 1029.7887 1031.8534 1033.8789

31 1025.9551 1028.1680 1030.3392 1032.4695 1034.5596

32 1026.3734 1028.6549 1030.8935 1033.0901 1035.2453

33 1026.7944 1029.1450 1031.4516 1033.7150 1035.9360

34 1027.2181 1029.6384 1032.0136 1034.3444 1036.6318

35 1027.6445 1030.1350 1032.5793 1034.9783 1037.3326

36 1028.0738 1030.6350 1033.1490 1035.6166 1038.0385

37 1028.0402 1030.6608 1033.2329 1035.7575 1038.2352

38 1028.0063 1030.6867 1033.3174 1035.8994 1038.4334

39 1027.9723 1030.7128 1033.4025 1036.0422 1038.6330

40 1027.9381 1030.7390 1033.4881 1036.1861 1038.8340

41 1027.9036 1030.7655 1033.5744 1036.3311 1039.0366

42 1027.8689 1030.7921 1033.6612 1036.4770 1039.2405

43 1027.8340 1030.8189 1033.7486 1036.6240 1039.4460

44 1027.7988 1030.8459 1033.8366 1036.7720 1039.6530

45 1027.7635 1030.8730 1033.9253 1036.9211 1039.8615

46 1027.7279 1030.9004 1034.0145 1037.0712 1040.0715

47 1027.6920 1030.9279 1034.1044 1037.2224 1040.2831

48 1027.6560 1030.9556 1034.1948 1037.3747 1040.4962

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

1 1001.4212 1001.4837 1001.5448 1001.6046 1001.6630

2 1002.8530 1002.9788 1003.1018 1003.2221 1003.3398

3 1004.2956 1004.4855 1004.6712 1004.8529 1005.0306

4 1005.7490 1006.0037 1006.2530 1006.4969 1006.7355

5 1007.2133 1007.5337 1007.8473 1008.1542 1008.4546

6 1008.6886 1009.0754 1009.4542 1009.8250 1010.1881

7 1010.1749 1010.6291 1011.0738 1011.5094 1011.9360

8 1011.6724 1012.1947 1012.7063 1013.2075 1013.6984

9 1013.1811 1013.7724 1014.3517 1014.9193 1015.4755

10 1014.7011 1015.3622 1016.0101 1016.6451 1017.2675

11 1016.2326 1016.9643 1017.6817 1018.3849 1019.0743

12 1017.7755 1018.5788 1019.3664 1020.1388 1020.8963

13 1018.8741 1019.7388 1020.5867 1021.4180 1022.2331

14 1019.9809 1020.9078 1021.8165 1022.7075 1023.5811

15 1021.0960 1022.0858 1023.0562 1024.0075 1024.9403

16 1022.2195 1023.2729 1024.3056 1025.3181 1026.3108

17 1023.3514 1024.4691 1025.5649 1026.6393 1027.6928

18 1024.4918 1025.6746 1026.8342 1027.9713 1029.0863

19 1025.6408 1026.8893 1028.1136 1029.3141 1030.4914

20 1026.7984 1028.1134 1029.4031 1030.6678 1031.9082

21 1027.9646 1029.3470 1030.7027 1032.0325 1033.3368

22 1029.1396 1030.5900 1032.0127 1033.4083 1034.7773

23 1030.3234 1031.8427 1033.3330 1034.7952 1036.2298

24 1031.5161 1033.1049 1034.6638 1036.1935 1037.6944

25 1032.2276 1033.8751 1035.4914 1037.0773 1038.6334

26 1032.9445 1034.6512 1036.3256 1037.9684 1039.5803

27 1033.6668 1035.4333 1037.1663 1038.8667 1040.5350

28 1034.3944 1036.2214 1038.0138 1039.7723 1041.4977

29 1035.1275 1037.0156 1038.8679 1040.6853 1042.4685

30 1035.8662 1037.8159 1039.7288 1041.6056 1043.4473

31 1036.6103 1038.6223 1040.5965 1042.5335 1044.4342

32 1037.3600 1039.4350 1041.4710 1043.4689 1045.4294

33 1038.1154 1040.2540 1042.3525 1044.4119 1046.4329

34 1038.8764 1041.0792 1043.2410 1045.3625 1047.4447

35 1039.6432 1041.9109 1044.1365 1046.3209 1048.4650

36 1040.4157 1042.7489 1045.0391 1047.2871 1049.4938

37 1040.6671 1043.0539 1045.3965 1047.6960 1049.9530

38 1040.9204 1043.3612 1045.7569 1048.1082 1050.4161

39 1041.1756 1043.6709 1046.1200 1048.5237 1050.8830

40 1041.4327 1043.9830 1046.4860 1048.9426 1051.3538

41 1041.6917 1044.2975 1046.8550 1049.3650 1051.8285

42 1041.9527 1044.6145 1047.2268 1049.7907 1052.3072

43 1042.2157 1044.9339 1047.6016 1050.2199 1052.7899

44 1042.4806 1045.2557 1047.9794 1050.6526 1053.2765

45 1042.7475 1045.5800 1048.3601 1051.0889 1053.7673

46 1043.0164 1045.9068 1048.7439 1051.5286 1054.2621

47 1043.2873 1046.2362 1049.1307 1051.9720 1054.7611

48 1043.5603 1046.5680 1049.5206 1052.4189 1055.2642

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 17 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

49 1027.1192 1030.4701 1033.7595 1036.9884 1040.1579

50 1026.5789 1029.9813 1033.3212 1036.5994 1039.8171

51 1026.0352 1029.4893 1032.8798 1036.2077 1039.4739

52 1025.4879 1028.9941 1032.4355 1035.8131 1039.1281

53 1024.9372 1028.4955 1031.9880 1035.4158 1038.7799

54 1024.3828 1027.9936 1031.5375 1035.0157 1038.4291

55 1023.8249 1027.4883 1031.0839 1034.6127 1038.0757

56 1023.2634 1026.9797 1030.6272 1034.2069 1037.7198

57 1022.6982 1026.4677 1030.1673 1033.7982 1037.3613

58 1022.1294 1025.9523 1029.7043 1033.3866 1037.0001

59 1021.5569 1025.4334 1029.2381 1032.9721 1036.6364

60 1020.9807 1024.9111 1028.7687 1032.5546 1036.2699

61 1019.8628 1023.8334 1027.7302 1031.5541 1035.3064

62 1018.7377 1022.7485 1026.6845 1030.5466 1034.3359

63 1017.6052 1021.6564 1025.6316 1029.5319 1033.3583

64 1016.4655 1020.5570 1024.5715 1028.5100 1032.3736

65 1015.3184 1019.4503 1023.5041 1027.4808 1031.3817

66 1014.1639 1018.3362 1022.4294 1026.4444 1030.3826

67 1013.0020 1017.2147 1021.3472 1025.4006 1029.3761

68 1011.8325 1016.0857 1020.2577 1024.3495 1028.3624

69 1010.6555 1014.9492 1019.1606 1023.2909 1027.3412

70 1009.4709 1013.8051 1018.0560 1022.2248 1026.3126

71 1008.2786 1012.6534 1016.9438 1021.1511 1025.2765

72 1007.0787 1011.4940 1015.8240 1020.0699 1024.2329

73 1005.8710 1010.3268 1014.6964 1018.9810 1023.1816

74 1004.6555 1009.1519 1013.5611 1017.8843 1022.1227

75 1003.4321 1007.9691 1012.4181 1016.7800 1021.0560

76 1002.2008 1006.7785 1011.2671 1015.6677 1019.9816

77 1000.9616 1005.5799 1010.1082 1014.5476 1018.8994

78 999.7144 1004.3734 1008.9414 1013.4196 1017.8092

79 998.4591 1003.1588 1007.7665 1012.2836 1016.7111

80 997.1958 1001.9361 1006.5836 1011.1395 1015.6050

81 995.9242 1000.7052 1005.3925 1009.9873 1014.4908

82 994.6445 999.4661 1004.1933 1008.8270 1013.3685

83 993.3565 998.2188 1002.9858 1007.6585 1012.2380

84 992.0601 996.9632 1001.7700 1006.4816 1011.0993

85 990.7554 995.6992 1000.5458 1005.2965 1009.9523

86 989.4423 994.4267 999.3133 1004.1029 1008.7969

87 988.1207 993.1458 998.0722 1002.9009 1007.6331

88 986.7905 991.8564 996.8226 1001.6904 1006.4608

89 985.4518 990.5583 995.5644 1000.4713 1005.2799

90 984.1044 989.2516 994.2976 999.2435 1004.0905

91 982.7483 987.9362 993.0221 998.0071 1002.8923

92 981.3835 986.6120 991.7378 996.7619 1001.6855

93 980.0098 985.2790 990.4447 995.5079 1000.4698

94 978.6273 983.9371 989.1426 994.2450 999.2452

95 977.2358 982.5862 987.8317 992.9732 998.0118

96 975.8354 981.2264 986.5117 991.6923 996.7693

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

49 1043.2689 1046.3225 1049.3198 1052.2620 1055.1500

50 1042.9753 1046.0751 1049.1175 1052.1037 1055.0349

51 1042.6795 1045.8258 1048.9136 1051.9442 1054.9188

52 1042.3816 1045.5745 1048.7081 1051.7834 1054.8017

53 1042.0813 1045.3213 1048.5009 1051.6213 1054.6837

54 1041.7789 1045.0662 1048.2921 1051.4579 1054.5647

55 1041.4741 1044.8091 1048.0817 1051.2931 1054.4446

56 1041.1671 1044.5500 1047.8695 1051.1270 1054.3236

57 1040.8578 1044.2889 1047.6557 1050.9596 1054.2016

58 1040.5461 1044.0258 1047.4402 1050.7908 1054.0786

59 1040.2322 1043.7607 1047.2230 1050.6206 1053.9545

60 1039.9158 1043.4935 1047.0041 1050.4490 1053.8294

61 1038.9883 1042.6008 1046.1453 1049.6230 1053.0352

62 1038.0537 1041.7012 1045.2796 1048.7902 1052.2343

63 1037.1122 1040.7947 1044.4071 1047.9507 1051.4268

64 1036.1636 1039.8812 1043.5277 1047.1043 1050.6125

65 1035.2079 1038.9607 1042.6413 1046.2511 1049.7915

66 1034.2450 1038.0330 1041.7479 1045.3910 1048.9636

67 1033.2749 1037.0983 1040.8474 1044.5238 1048.1288

68 1032.2975 1036.1563 1039.9398 1043.6496 1047.2870

69 1031.3128 1035.2070 1039.0251 1042.7683 1046.4383

70 1030.3208 1034.2504 1038.1030 1041.8799 1045.5824

71 1029.3212 1033.2865 1037.1737 1040.9842 1044.7194

72 1028.3142 1032.3151 1036.2370 1040.0813 1043.8493

73 1027.2996 1031.3363 1035.2929 1039.1710 1042.9719

74 1026.2774 1030.3499 1034.3414 1038.2533 1042.0871

75 1025.2476 1029.3559 1033.3823 1037.3282 1041.1951

76 1024.2100 1028.3542 1032.4156 1036.3955 1040.2955

77 1023.1646 1027.3448 1031.4412 1035.4553 1039.3885

78 1022.1114 1026.3276 1030.4591 1034.5074 1038.4739

79 1021.0503 1025.3026 1029.4693 1033.5519 1037.5517

80 1019.9813 1024.2697 1028.4716 1032.5885 1036.6218

81 1018.9042 1023.2288 1027.4661 1031.6174 1035.6842

82 1017.8190 1022.1799 1026.4525 1030.6383 1034.7387

83 1016.7257 1021.1229 1025.4310 1029.6513 1033.7854

84 1015.6243 1020.0578 1024.4013 1028.6563 1032.8241

85 1014.5145 1018.9845 1023.3635 1027.6532 1031.8548

86 1013.3964 1017.9028 1022.3175 1026.6419 1030.8775

87 1012.2700 1016.8129 1021.2632 1025.6224 1029.8919

88 1011.1351 1015.7145 1020.2006 1024.5946 1028.8982

89 1009.9916 1014.6077 1019.1295 1023.5585 1027.8962

90 1008.8396 1013.4924 1018.0500 1022.5140 1026.8859

91 1007.6790 1012.3684 1016.9619 1021.4610 1025.8671

92 1006.5096 1011.2358 1015.8652 1020.3994 1024.8398

93 1005.3315 1010.0944 1014.7599 1019.3292 1023.8040

94 1004.1446 1008.9443 1013.6457 1018.2503 1022.7595

95 1002.9487 1007.7853 1012.5228 1017.1627 1021.7064

96 1001.7439 1006.6173 1011.3910 1016.0662 1020.6445

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 18

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

97 974.4259 979.8574 985.1826 990.4024 995.5178

98 973.0073 978.4794 983.8444 989.1033 994.2572

99 971.5795 977.0922 982.4970 987.7951 992.9873

100 970.1425 975.6957 981.1404 986.4775 991.7082

101 968.6963 974.2899 979.7744 985.1507 990.4198

102 967.2407 972.8747 978.3990 983.8144 989.1220

103 965.7757 971.4501 977.0142 982.4687 987.8147

104 964.3012 970.0160 975.6198 981.1134 986.4979

105 962.8172 968.5724 974.2159 979.7486 985.1715

106 961.3237 967.1191 972.8023 978.3741 983.8354

107 959.8205 965.6561 971.3790 976.9898 982.4896

108 958.3075 964.1834 969.9459 975.5957 981.1339

109 956.7849 962.7009 968.5029 974.1918 979.7684

110 955.2523 961.2084 967.0500 972.7779 978.3929

111 953.7099 959.7061 965.5872 971.3540 977.0074

112 952.1575 958.1937 964.1143 969.9200 975.6118

113 950.5951 956.6712 962.6312 968.4759 974.2060

114 949.0226 955.1386 961.1380 967.0215 972.7900

115 947.4400 953.5957 959.6345 965.5568 971.3636

116 945.8471 952.0426 958.1206 964.0818 969.9268

117 944.2439 950.4791 956.5964 962.5963 968.4796

118 942.6304 948.9052 955.0617 961.1003 967.0218

119 941.0065 947.3208 953.5164 959.5937 965.5534

120 939.3720 945.7259 951.9605 958.0764 964.0742

121 937.7270 944.1203 950.3939 956.5483 962.5843

122 936.0714 942.5040 948.8165 955.0095 961.0835

123 934.4051 940.8769 947.2283 953.4597 959.5718

124 932.7281 939.2390 945.6292 951.8990 958.0491

125 931.0402 937.5902 944.0190 950.3272 956.5152

126 929.3414 935.9303 942.3978 948.7443 954.9702

127 927.6316 934.2594 940.7655 947.1501 953.4139

128 925.9108 932.5774 939.1219 945.5447 951.8462

129 924.1789 930.8842 937.4671 943.9279 950.2671

130 922.4358 929.1796 935.8008 942.2996 948.6765

131 920.6814 927.4637 934.1231 940.6599 947.0743

132 918.9157 925.7364 932.4339 939.0085 945.4605

133 917.1386 923.9975 930.7330 937.3454 943.8348

134 915.3501 922.2471 929.0205 935.6705 942.1973

135 913.5499 920.4850 927.2962 933.9837 940.5479

136 911.7382 918.7111 925.5600 932.2850 938.8864

137 909.9147 916.9254 923.8119 930.5743 937.2128

138 908.0795 915.1278 922.0518 928.8515 935.5271

139 906.2324 913.3182 920.2796 927.1164 933.8290

140 904.3734 911.4966 918.4952 925.3691 932.1185

141 902.5024 909.6628 916.6985 923.6094 930.3956

142 900.6193 907.8168 914.8895 921.8372 928.6601

143 898.7240 905.9585 913.0680 920.0525 926.9119

144 896.8165 904.0878 911.2340 918.2551 925.1511

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

97 1000.5301 1005.4404 1010.2502 1014.9608 1019.5737

98 999.3071 1004.2544 1009.1003 1013.8464 1018.4940

99 998.0750 1003.0592 1007.9414 1012.7229 1017.4053

100 996.8336 1001.8548 1006.7733 1011.5904 1016.3075

101 995.5829 1000.6412 1005.5959 1010.4486 1015.2005

102 994.3228 999.4182 1004.4093 1009.2975 1014.0844

103 993.0533 998.1857 1003.2132 1008.1371 1012.9589

104 991.7743 996.9438 1002.0077 1006.9673 1011.8241

105 990.4857 995.6923 1000.7926 1005.7880 1010.6798

106 989.1874 994.4311 999.5679 1004.5990 1009.5260

107 987.8793 993.1602 998.3335 1003.4005 1008.3626

108 986.5615 991.8796 997.0893 1002.1922 1007.1894

109 985.2338 990.5890 995.8353 1000.9740 1006.0065

110 983.8961 989.2885 994.5714 999.7460 1004.8137

111 982.5484 987.9780 993.2974 998.5080 1003.6110

112 981.1906 986.6574 992.0134 997.2599 1002.3983

113 979.8226 985.3266 990.7192 996.0017 1001.1755

114 978.4443 983.9855 989.4147 994.7333 999.9424

115 977.0557 982.6341 988.1000 993.4545 998.6991

116 975.6567 981.2723 986.7748 992.1654 997.4455

117 974.2472 979.9000 985.4391 990.8658 996.1814

118 972.8271 978.5171 984.0929 989.5557 994.9067

119 971.3963 977.1235 982.7360 988.2349 993.6215

120 969.9549 975.7192 981.3683 986.9033 992.3255

121 968.5026 974.3041 979.9898 985.5610 991.0187

122 967.0394 972.8781 978.6005 984.2077 989.7010

123 965.5653 971.4410 977.2001 982.8434 988.3724

124 964.0801 969.9930 975.7886 981.4681 987.0327

125 962.5838 968.5337 974.3659 980.0816 985.6818

126 961.0762 967.0632 972.9320 978.6838 984.3197

127 959.5573 965.5813 971.4868 977.2747 982.9462

128 958.0271 964.0881 970.0301 975.8541 981.5612

129 956.4854 962.5833 968.5618 974.4219 980.1647

130 954.9321 961.0669 967.0820 972.9782 978.7566

131 953.3671 959.5389 965.5904 971.5227 977.3368

132 951.7904 957.9990 964.0870 970.0554 975.9051

133 950.2019 956.4473 962.5717 968.5761 974.4615

134 948.6015 954.8836 961.0445 967.0849 973.0058

135 946.9891 953.3079 959.5051 965.5815 971.5381

136 945.3646 951.7200 957.9535 964.0659 970.0581

137 943.7279 950.1199 956.3897 962.5380 968.5657

138 942.0789 948.5075 954.8135 960.9977 967.0609

139 940.4175 946.8826 953.2248 959.4448 965.5436

140 938.7437 945.2452 951.6235 957.8794 964.0137

141 937.0574 943.5952 950.0095 956.3012 962.4710

142 935.3584 941.9324 948.3828 954.7102 960.9154

143 933.6466 940.2569 946.7432 953.1063 959.3469

144 931.9220 938.5684 945.0906 951.4893 957.7653

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 19 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

145 894.8967 902.2046 909.3874 916.4450 923.3773

146 892.9645 900.3089 907.5281 914.6221 921.5907

147 891.0198 898.4005 905.6561 912.7862 919.7910

148 889.0625 896.4794 903.7711 910.9374 917.9781

149 887.0926 894.5455 901.8732 909.0755 916.1521

150 885.1100 892.5987 899.9623 907.2003 914.3128

151 883.1146 890.6389 898.0382 905.3119 912.4600

152 881.1063 888.6661 896.1009 903.4102 910.5937

153 879.0850 886.6801 894.1502 901.4949 908.7138

154 877.0507 884.6809 892.1862 899.5661 906.8202

155 875.0032 882.6683 890.2086 897.6236 904.9128

156 872.9425 880.6423 888.2175 895.6674 902.9915

157 870.8685 878.6029 886.2127 893.6973 901.0562

158 868.7811 876.5498 884.1940 891.7132 899.1068

159 866.6802 874.4830 882.1616 889.7151 897.1432

160 864.5657 872.4025 880.1151 887.7028 895.1652

161 862.4376 870.3081 878.0545 885.6763 893.1728

162 860.2958 868.1997 875.9798 883.6355 891.1659

163 858.1401 866.0773 873.8909 881.5801 889.1444

164 855.9705 863.9407 871.7875 879.5102 887.1081

165 853.7869 861.7898 869.6698 877.4257 885.0570

166 851.5891 859.6247 867.5374 875.3264 882.9909

167 849.3772 857.4451 865.3904 873.2122 880.9097

168 847.1510 855.2510 863.2286 871.0831 878.8134

169 844.9105 853.0422 861.0520 868.9388 876.7018

170 842.6554 850.8187 858.8604 866.7794 874.5748

171 840.3858 848.5804 856.6537 864.6047 872.4322

172 838.1015 846.3272 854.4319 862.4145 870.2741

173 835.8025 844.0589 852.1948 860.2089 868.1002

174 833.4886 841.7756 849.9423 857.9876 865.9105

175 831.1598 839.4770 847.6743 855.7506 863.7048

176 828.8160 837.1631 845.3908 853.4978 861.4830

177 826.4570 834.8337 843.0915 851.2290 859.2450

178 824.0828 832.4888 840.7764 848.9441 856.9907

179 821.6932 830.1283 838.4454 846.6431 854.7200

180 819.2882 827.7521 836.0984 844.3257 852.4327

181 816.8677 825.3600 833.7353 841.9919 850.1287

182 814.4315 822.9520 831.3559 839.6416 847.8080

183 811.9796 820.5279 828.9601 837.2747 845.4703

184 809.5119 818.0877 826.5479 834.8910 843.1155

185 807.0282 815.6311 824.1191 832.4904 840.7436

186 804.5285 813.1583 821.6736 830.0728 838.3544

187 802.0127 810.6689 819.2112 827.6381 835.9478

188 799.4806 808.1629 816.7320 825.1861 833.5236

189 796.9321 805.6402 814.2357 822.7167 831.0818

190 794.3672 803.1007 811.7222 820.2299 828.6221

191 791.7858 800.5443 809.1915 817.7255 826.1445

192 789.1876 797.9708 806.6434 815.2033 823.6489

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

145 930.1845 936.8669 943.4249 949.8592 956.1705

146 928.4340 935.1523 941.7461 948.2159 954.5624

147 926.6703 933.4245 940.0539 946.5592 952.9410

148 924.8934 931.6833 938.3484 944.8890 951.3060

149 923.1031 929.9288 936.6293 943.2053 949.6574

150 921.2995 928.1607 934.8967 941.5079 947.9950

151 919.4823 926.3790 933.1503 939.7967 946.3188

152 917.6515 924.5835 931.3901 938.0716 944.6287

153 915.8069 922.7742 929.6160 936.3325 942.9244

154 913.9485 920.9510 927.8278 934.5793 941.2060

155 912.0762 919.1137 926.0254 932.8118 939.4732

156 910.1898 917.2622 924.2088 931.0299 937.7260

157 908.2893 915.3965 922.3778 929.2336 935.9642

158 906.3746 913.5164 920.5324 927.4227 934.1877

159 904.4454 911.6218 918.6723 925.5970 932.3965

160 902.5018 909.7126 916.7975 923.7566 930.5903

161 900.5437 907.7887 914.9078 921.9012 928.7691

162 898.5708 905.8499 913.0032 920.0307 926.9327

163 896.5832 903.8962 911.0835 918.1450 925.0809

164 894.5806 901.9275 909.1486 916.2439 923.2138

165 892.5630 899.9435 907.1984 914.3275 921.3311

166 890.5303 897.9443 905.2327 912.3955 919.4327

167 888.4823 895.9297 903.2515 910.4477 917.5185

168 886.4190 893.8995 901.2546 908.4842 915.5883

169 884.3402 891.8537 899.2419 906.5047 913.6420

170 882.2459 889.7921 897.2132 904.5091 911.6796

171 880.1358 887.7146 895.1685 902.4973 909.7008

172 878.0098 885.6212 893.1077 900.4691 907.7054

173 875.8680 883.5115 891.0304 898.4245 905.6935

174 873.7101 881.3856 888.9368 896.3632 903.6648

175 871.5359 879.2434 886.8266 894.2852 901.6192

176 869.3455 877.0846 884.6996 892.1904 899.5565

177 867.1387 874.9092 882.5559 890.0785 897.4767

178 864.9153 872.7170 880.3951 887.9494 895.3795

179 862.6752 870.5079 878.2173 885.8030 893.2648

180 860.4183 868.2817 876.0222 883.6392 891.1325

181 858.1445 866.0385 873.8097 881.4579 888.9825

182 855.8537 863.7779 871.5798 879.2588 886.8145

183 853.5457 861.4999 869.3321 877.0418 884.6285

184 851.2203 859.2043 867.0667 874.8068 882.4242

185 848.8775 856.8911 864.7833 872.5537 880.2016

186 846.5172 854.5600 862.4819 870.2822 877.9605

187 844.1391 852.2109 860.1622 867.9923 875.7006

188 841.7432 849.8438 857.8242 865.6838 873.4220

189 839.3294 847.4583 855.4677 863.3566 871.1243

190 836.8974 845.0545 853.0925 861.0104 868.8076

191 834.4472 842.6322 850.6985 858.6452 866.4715

192 831.9786 840.1912 848.2856 856.2607 864.1159

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 20

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

193 786.5727 795.3802 804.0777 812.6632 821.1350

194 783.9409 792.7723 801.4944 810.1052 818.6028

195 781.2921 790.1470 798.8934 807.5290 816.0522

196 778.6262 787.5043 796.2744 804.9346 813.4829

197 775.9430 784.8439 793.6375 802.3218 810.8950

198 773.2426 782.1657 790.9824 799.6905 808.2881

199 770.5247 779.4697 788.3091 797.0406 805.6622

200 767.7892 776.7558 785.6174 794.3719 803.0172

201 765.0361 774.0237 782.9072 791.6843 800.3529

202 762.2652 771.2734 780.1783 788.9776 797.6692

203 759.4764 768.5048 777.4307 786.2518 794.9659

204 756.6696 765.7178 774.6642 783.5067 792.2429

205 753.8446 762.9121 771.8787 780.7421 789.5001

206 751.0014 760.0878 769.0741 777.9580 786.7372

207 748.1399 757.2446 766.2501 775.1541 783.9542

208 745.2599 754.3825 763.4068 772.3304 781.1509

209 742.3613 751.5012 760.5439 769.4866 778.3272

210 739.4439 748.6008 757.6613 766.6227 775.4829

211 736.5077 745.6811 754.7589 763.7386 772.6178

212 733.5526 742.7418 751.8365 760.8340 769.7318

213 730.5783 739.7830 748.8941 757.9088 766.8248

214 727.5849 736.8045 745.9314 754.9629 763.8966

215 724.5721 733.8061 742.9483 751.9962 760.9471

216 721.5399 730.7877 739.9448 749.0084 757.9760

217 718.4881 727.7492 736.9206 745.9995 754.9833

218 715.4165 724.6904 733.8756 742.9692 751.9688

219 712.3252 721.6112 730.8096 739.9175 748.9323

220 709.2139 718.5116 727.7226 736.8442 745.8736

221 706.0824 715.3912 724.6144 733.7491 742.7926

222 702.9308 712.2500 721.4848 730.6321 739.6892

223 699.7588 709.0879 718.3336 727.4930 736.5631

224 696.5663 705.9048 715.1609 724.3316 733.4143

225 693.3532 702.7004 711.9663 721.1479 730.2425

226 690.1193 699.4746 708.7497 717.9416 727.0475

227 686.8646 696.2273 705.5110 714.7126 723.8293

228 683.5888 692.9584 702.2501 711.4608 720.5876

229 680.2919 689.6677 698.9667 708.1859 717.3222

230 676.9737 686.3551 695.6608 704.8878 714.0331

231 673.6341 683.0203 692.3321 701.5663 710.7200

232 670.2729 679.6634 688.9806 698.2213 707.3827

233 666.8900 676.2840 685.6060 694.8527 704.0210

234 663.4852 672.8822 682.2082 691.4601 700.6349

235 660.0584 669.4576 678.7871 688.0436 697.2241

236 656.6096 666.0102 675.3424 684.6028 693.7884

237 653.1384 662.5399 671.8741 681.1377 690.3276

238 649.6448 659.0464 668.3819 677.6480 686.8416

239 646.1287 655.5296 664.8657 674.1336 683.3302

240 642.5898 651.9894 661.3253 670.5943 679.7932

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

193 829.4915 837.7314 845.8535 853.8569 861.7407

194 826.9858 835.2526 843.4022 851.4335 859.3457

195 824.4612 832.7548 840.9315 848.9905 856.9308

196 821.9178 830.2376 838.4413 846.5276 854.4957

197 819.3552 827.7011 835.9313 844.0447 852.0404

198 816.7734 825.1450 833.4014 841.5416 849.5646

199 814.1723 822.5692 830.8515 839.0182 847.0681

200 811.5517 819.9735 828.2815 836.4743 844.5508

201 808.9114 817.3579 825.6911 833.9097 842.0126

202 806.2513 814.7221 823.0801 831.3242 839.4532

203 803.5712 812.0659 820.4486 828.7178 836.8725

204 800.8710 809.3893 817.7961 826.0902 834.2703

205 798.1506 806.6921 815.1227 823.4412 831.6464

206 795.4098 803.9740 812.4281 820.7707 829.0006

207 792.6485 801.2350 809.7122 818.0786 826.3328

208 789.8664 798.4749 806.9748 815.3645 823.6428

209 787.0635 795.6935 804.2157 812.6284 820.9303

210 784.2395 792.8907 801.4348 809.8701 818.1952

211 781.3944 790.0663 798.6318 807.0893 815.4374

212 778.5279 787.2201 795.8067 804.2860 812.6565

213 775.6399 784.3520 792.9592 801.4598 809.8525

214 772.7303 781.4617 790.0891 798.6108 807.0251

215 769.7988 778.5492 787.1964 795.7385 804.1742

216 766.8454 775.6142 784.2807 792.8430 801.2995

217 763.8698 772.6566 781.3419 789.9239 798.4008

218 760.8719 769.6763 778.3799 786.9811 795.4780

219 757.8515 766.6729 775.3945 784.0143 792.5308

220 754.8084 763.6464 772.3854 781.0235 789.5591

221 751.7425 760.5965 769.3524 778.0084 786.5626

222 748.6537 757.5232 766.2955 774.9687 783.5411

223 745.5416 754.4261 763.2144 771.9044 780.4945

224 742.4063 751.3052 760.1088 768.8152 777.4224

225 739.2474 748.1602 756.9787 765.7009 774.3248

226 736.0648 744.9910 753.8238 762.5613 771.2014

227 732.8584 741.7973 750.6440 759.3961 768.0519

228 729.6279 738.5791 747.4389 756.2053 764.8762

229 726.3731 735.3360 744.2085 752.9885 761.6740

230 723.0940 732.0679 740.9525 749.7456 758.4451

231 719.7903 728.7747 737.6708 746.4763 755.1893

232 716.4618 725.4560 734.3630 743.1805 751.9064

233 713.1083 722.1118 731.0291 739.8579 748.5961

234 709.7297 718.7418 727.6688 736.5083 745.2583

235 706.3257 715.3458 724.2818 733.1315 741.8926

236 702.8962 711.9236 720.8681 729.7272 738.4989

237 699.4410 708.4751 717.4273 726.2953 735.0769

238 695.9599 704.9999 713.9593 722.8355 731.6264

239 692.4526 701.4980 710.4638 719.3476 728.1471

240 688.9191 697.9691 706.9407 715.8314 724.6388

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 21 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

241 639.0281 648.4255 657.7606 667.0299 676.2304

242 635.4434 644.8379 654.1713 663.4403 672.6416

243 631.8356 641.2264 650.5574 659.8253 669.0267

244 628.2044 637.5908 646.9187 656.1846 665.3854

245 624.5498 633.9310 643.2549 652.5182 661.7175

246 620.8716 630.2468 639.5660 648.8258 658.0229

247 617.1696 626.5380 635.8517 645.1072 654.3014

248 613.4438 622.8045 632.1118 641.3623 650.5527

249 609.6938 619.0461 628.3463 637.5909 646.7767

250 605.9197 615.2626 624.5548 633.7927 642.9731

251 602.1211 611.4540 620.7373 629.9677 639.1418

252 598.2981 607.6199 616.8935 626.1156 635.2826

253 594.4503 603.7603 613.0234 622.2361 631.3953

254 590.5777 599.8749 609.1266 618.3292 627.4796

255 586.6801 595.9636 605.2030 614.3947 623.5353

256 582.7573 592.0263 601.2524 610.4322 619.5623

257 578.8092 588.0627 597.2747 606.4417 615.5603

258 574.8356 584.0727 593.2696 602.4229 611.5291

259 570.8363 580.0561 589.2370 598.3757 607.4686

260 566.8112 576.0127 585.1767 594.2998 603.3784

261 562.7601 571.9423 581.0885 590.1950 599.2584

262 558.6828 567.8449 576.9721 586.0611 595.1084

263 554.5792 563.7201 572.8275 581.8980 590.9281

264 550.4491 559.5678 568.6544 577.7053 586.7173

265 546.2923 555.3878 564.4525 573.4830 582.4758

266 542.1087 551.1800 560.2218 569.2308 578.2034

267 537.8981 546.9441 555.9620 564.9484 573.8998

268 533.6602 542.6799 551.6729 560.6357 569.5649

269 529.3950 538.3874 547.3543 556.2925 565.1984

270 525.1023 534.0662 543.0061 551.9185 560.8000

271 520.7818 529.7162 538.6279 547.5135 556.3695

272 516.4334 525.3372 534.2196 543.0773 551.9067

273 512.0570 520.9290 529.7811 538.6097 547.4114

274 507.6522 516.4914 525.3120 534.1104 542.8833

275 503.2191 512.0243 520.8122 529.5793 538.3222

276 498.7573 507.5274 516.2814 525.0161 533.7279

277 494.2666 503.0004 511.7196 520.4205 529.1000

278 489.7470 498.4433 507.1263 515.7924 524.4384

279 485.1982 493.8559 502.5015 511.1315 519.7428

280 480.6200 489.2378 497.8448 506.4377 515.0130

281 476.0123 484.5890 493.1562 501.7105 510.2487

282 471.3747 479.9091 488.4353 496.9499 505.4496

283 466.7073 475.1981 483.6820 492.1555 500.6155

284 462.0097 470.4557 478.8960 487.3272 495.7462

285 457.2817 465.6816 474.0770 482.4647 490.8414

286 452.5232 460.8757 469.2250 477.5678 485.9008

287 447.7340 456.0378 464.3396 472.6361 480.9242

288 442.9139 451.1676 459.4206 467.6696 475.9114

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

241 685.3590 694.4130 703.3897 712.2866 721.1013

242 681.7723 690.8295 699.8105 708.7129 717.5344

243 678.1587 687.2183 696.2031 705.1103 713.9377

244 674.5179 683.5794 692.5670 701.4784 710.3110

245 670.8499 679.9123 688.9022 697.8169 706.6541

246 667.1543 676.2170 685.2084 694.1258 702.9667

247 663.4310 672.4933 681.4853 690.4046 699.2486

248 659.6798 668.7408 677.7328 686.6532 695.4995

249 655.9005 664.9594 673.9505 682.8713 691.7192

250 652.0928 661.1488 670.1383 679.0587 687.9074

251 648.2566 657.3089 666.2959 675.2151 684.0638

252 644.3915 653.4393 662.4231 671.3403 680.1882

253 640.4975 649.5400 658.5197 667.4340 676.2802

254 636.5743 645.6106 654.5853 663.4959 672.3398

255 632.6217 641.6508 650.6198 659.5259 668.3664

256 628.6394 637.6606 646.6229 655.5236 664.3600

257 624.6273 633.6396 642.5944 651.4888 660.3202

258 620.5851 629.5876 638.5339 647.4212 656.2467

259 616.5125 625.5044 634.4414 643.3205 652.1393

260 612.4094 621.3897 630.3164 639.1866 647.9976

261 608.2756 617.2433 626.1587 635.0190 643.8214

262 604.1107 613.0650 621.9682 630.8176 639.6104

263 599.9146 608.8544 617.7445 626.5820 635.3644

264 595.6870 604.6113 613.4873 622.3121 631.0829

265 591.4277 600.3356 609.1964 618.0074 626.7658

266 587.1365 596.0269 604.8716 613.6678 622.4127

267 582.8131 591.6850 600.5125 609.2929 618.0233

268 578.4572 587.3096 596.1190 604.8824 613.5973

269 574.0687 582.9005 591.6906 600.4362 609.1345

270 569.6473 578.4574 587.2272 595.9538 604.6345

271 565.1927 573.9800 582.7284 591.4349 600.0969

272 560.7047 569.4682 578.1940 586.8794 595.5216

273 556.1831 564.9215 573.6238 582.2869 590.9081

274 551.6275 560.3399 569.0173 577.6570 586.2562

275 547.0378 555.7229 564.3744 572.9895 581.5655

276 542.4137 551.0703 559.6947 568.2841 576.8357

277 537.7548 546.3818 554.9780 563.5405 572.0665

278 533.0610 541.6572 550.2239 558.7583 567.2576

279 528.3321 536.8962 545.4322 553.9373 562.4086

280 523.5676 532.0985 540.6026 549.0771 557.5192

281 518.7674 527.2638 535.7347 544.1774 552.5890

282 513.9313 522.3918 530.8283 539.2379 547.6177

283 509.0588 517.4823 525.8831 534.2582 542.6051

284 504.1498 512.5349 520.8987 529.2381 537.5506

285 499.2040 507.5494 515.8748 524.1772 532.4541

286 494.2211 502.5255 510.8112 519.0752 527.3150

287 489.2008 497.4629 505.7075 513.9318 522.1332

288 484.1429 492.3612 500.5633 508.7465 516.9081

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 22

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

289 438.0626 446.2650 454.4678 462.6678 470.8619

290 433.1800 441.3296 449.4809 457.6306 465.7757

291 428.2658 436.3614 444.4598 452.5578 460.6523

292 423.3200 431.3600 439.4041 447.4490 455.4916

293 418.3421 426.3253 434.3137 442.3040 450.2933

294 413.3322 421.2571 429.1883 437.1226 445.0570

295 408.2899 416.1550 424.0276 431.9045 439.7826

296 403.2150 411.0190 418.8315 426.6494 434.4697

297 398.1073 405.8487 413.5996 421.3571 429.1181

298 392.9667 400.6439 408.3318 416.0273 423.7275

299 387.7928 395.4044 403.0277 410.6597 418.2975

300 382.5855 390.1300 397.6872 405.2541 412.8280

301 377.3446 384.8205 392.3100 399.8103 407.3186

302 372.0699 379.4755 386.8958 394.3279 401.7690

303 366.7611 374.0949 381.4444 388.8066 396.1789

304 361.4180 368.6784 375.9555 383.2463 390.5481

305 356.0404 363.2259 370.4288 377.6465 384.8762

306 350.6280 357.7369 364.8642 372.0071 379.1630

307 345.1808 352.2114 359.2613 366.3277 373.4081

308 339.6983 346.6491 353.6199 360.6081 367.6112

309 334.1804 341.0496 347.9397 354.8480 361.7721

310 328.6269 335.4129 342.2205 349.0471 355.8904

311 323.0375 329.7385 336.4619 343.2051 349.9658

312 317.4120 324.0264 330.6637 337.3218 343.9980

313 311.7502 318.2761 324.8257 331.3967 337.9867

314 306.0519 312.4875 318.9476 325.4297 331.9315

315 300.3167 306.6603 313.0290 319.4204 325.8322

316 294.5445 300.7943 307.0698 313.3686 319.6885

317 288.7350 294.8892 301.0695 307.2739 313.4999

318 282.8880 288.9447 295.0281 301.1360 307.2662

319 277.0032 282.9605 288.9451 294.9546 300.9871

320 271.0804 276.9365 282.8202 288.7295 294.6621

321 265.1194 270.8723 276.6533 282.4602 288.2911

322 259.1198 264.7677 270.4439 276.1466 281.8736

323 253.0816 258.6224 264.1919 269.7882 275.4093

324 247.0043 252.4361 257.8969 263.3848 268.8979

325 240.8878 246.2086 251.5586 256.9360 262.3389

326 234.7317 239.9395 245.1768 250.4416 255.7322

327 228.5359 233.6287 238.7510 243.9011 249.0773

328 222.3001 227.2758 232.2811 237.3144 242.3739

329 216.0241 220.8805 225.7667 230.6809 235.6215

330 209.7075 214.4427 219.2075 224.0005 228.8200

331 203.3501 207.9618 212.6033 217.2728 221.9688

332 196.9516 201.4378 205.9536 210.4974 215.0677

333 190.5118 194.8703 199.2582 203.6740 208.1163

334 184.0305 188.2590 192.5168 196.8023 201.1142

335 177.5072 181.6037 185.7290 189.8819 194.0610

336 170.9419 174.9039 178.8945 182.9125 186.9564

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

289 479.0470 487.2202 495.3785 503.5192 511.6395

290 473.9129 482.0395 490.1526 498.2493 506.3270

291 468.7404 476.8190 484.8853 492.9366 500.9703

292 463.5290 471.5582 479.5764 487.5808 495.5689

293 458.2785 466.2568 474.2254 482.1815 490.1224

294 452.9887 460.9146 468.8320 476.7382 484.6306

295 447.6591 455.5312 463.3960 471.2508 479.0931

296 442.2896 450.1063 457.9169 465.7188 473.5094

297 436.8799 444.6396 452.3944 460.1418 467.8791

298 431.4295 439.1307 446.8282 454.5195 462.2020

299 425.9383 433.5794 441.2180 448.8515 456.4775

300 420.4059 427.9853 435.5633 443.1375 450.7053

301 414.8320 422.3480 429.8639 437.3770 444.8850

302 409.2163 416.6673 424.1193 431.5698 439.0162

303 403.5585 410.9429 418.3293 425.7153 433.0986

304 397.8583 405.1743 412.4934 419.8133 427.1316

305 392.1153 399.3612 406.6114 413.8634 421.1148

306 386.3292 393.5033 400.6827 407.8651 415.0480

307 380.4998 387.6003 394.7072 401.8180 408.9305

308 374.6266 381.6517 388.6843 395.7219 402.7621

309 368.7093 375.6573 382.6137 389.5762 396.5423

310 362.7477 369.6167 376.4951 383.3805 390.2707

311 356.7414 363.5296 370.3281 377.1345 383.9468

312 350.6900 357.3955 364.1122 370.8378 377.5702

313 344.5932 351.2141 357.8471 364.4899 371.1405

314 338.4508 344.9851 351.5324 358.0905 364.6571

315 332.2622 338.7081 345.1677 351.6390 358.1198

316 326.0272 332.3827 338.7527 345.1351 351.5280

317 319.7455 326.0085 332.2868 338.5784 344.8812

318 313.4167 319.5852 325.7698 331.9684 338.1791

319 307.0404 313.1124 319.2012 325.3047 331.4211

320 300.6162 306.5897 312.5805 318.5869 324.6068

321 294.1439 300.0167 305.9075 311.8144 317.7357

322 287.6230 293.3930 299.1816 304.9870 310.8073

323 281.0533 286.7183 292.4025 298.1041 303.8212

324 274.4342 279.9921 285.5697 291.1652 296.7769

325 267.7656 273.2141 278.6828 284.1700 289.6739

326 261.0469 266.3839 271.7414 277.1179 282.5117

327 254.2778 259.5009 264.7451 270.0086 275.2898

328 247.4579 252.5650 257.6933 262.8414 268.0077

329 240.5869 245.5755 250.5858 255.6161 260.6650

330 233.6644 238.5322 243.4219 248.3320 253.2610

331 226.6900 231.4346 236.2014 240.9888 245.7954

332 219.6632 224.2823 228.9237 233.5859 238.2675

333 212.5837 217.0749 221.5883 226.1228 230.6769

334 205.4512 209.8119 214.1949 218.5991 223.0231

335 198.2651 202.4929 206.7430 211.0143 215.3054

336 191.0252 195.1175 199.2321 203.3678 207.5235

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 23 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

337 164.3341 168.1595 172.0131 175.8937 179.8000

338 157.6837 161.3701 165.0844 168.8252 172.5914

339 150.9903 154.5355 158.1080 161.7066 165.3303

340 144.2537 147.6553 151.0837 154.5376 158.0162

341 137.4735 140.7293 144.0110 147.3179 150.6488

342 130.6496 133.7570 136.8898 140.0470 143.2276

343 123.7816 126.7383 129.7196 132.7245 135.7524

344 116.8693 119.6728 122.5001 125.3503 128.2226

345 109.9123 112.5602 115.2309 117.9238 120.6379

346 102.9104 105.4002 107.9118 110.4446 112.9979

347 95.8633 98.1924 100.5424 102.9126 105.3023

348 88.7706 90.9366 93.1223 95.3271 97.5505

349 81.6322 83.6324 85.6512 87.6879 89.7421

350 74.4476 76.2795 78.1287 79.9946 81.8769

351 67.2167 68.8776 70.5545 72.2469 73.9543

352 59.9390 61.4264 62.9282 64.4442 65.9739

353 52.6144 53.9254 55.2495 56.5863 57.9353

354 45.2424 46.3745 47.5180 48.6727 49.8382

355 37.8228 38.7733 39.7334 40.7030 41.6819

356 30.3554 31.1213 31.8952 32.6769 33.4662

357 22.8396 23.4184 24.0032 24.5940 25.1906

358 15.2754 15.6640 16.0569 16.4538 16.8547

359 7.6623 7.8580 8.0559 8.2559 8.4580

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

337 183.7309 187.6852 191.6617 195.6592 199.6767

338 176.3820 180.1957 184.0314 187.8880 191.7645

339 168.9779 172.6484 176.3407 180.0537 183.7864

340 161.5183 165.0429 168.5890 172.1557 175.7418

341 154.0028 157.3788 160.7761 164.1935 167.6301

342 146.4308 149.6557 152.9012 156.1666 159.4509

343 138.8021 141.8730 144.9641 148.0745 151.2035

344 131.1162 134.0303 136.9641 139.9167 142.8874

345 123.3726 126.1272 128.9007 131.6926 134.5020

346 115.5710 118.1631 120.7735 123.4016 126.0466

347 107.7109 110.1377 112.5820 115.0433 117.5209

348 99.7917 102.0503 104.3257 106.6171 108.9241

349 91.8133 93.9007 96.0039 98.1224 100.2556

350 83.7749 85.6882 87.6163 89.5587 91.5149

351 75.6763 77.4124 79.1623 80.9254 82.7014

352 67.5169 69.0729 70.6414 72.2220 73.8144

353 59.2964 60.6690 62.0530 63.4479 64.8534

354 51.0142 52.2004 53.3966 54.6024 55.8177

355 42.6698 43.6665 44.6717 45.6851 46.7067

356 34.2629 35.0668 35.8777 36.6954 37.5197

357 25.7929 26.4008 27.0141 27.6326 28.2562

358 17.2595 17.6680 18.0803 18.4962 18.9155

359 8.6620 8.8679 9.0758 9.2855 9.4970

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 24

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

1 1000.1564 1000.2045 1000.2509 1000.2958 1000.3390

2 1000.3138 1000.4104 1000.5036 1000.5936 1000.6805

3 1000.4723 1000.6176 1000.7580 1000.8936 1001.0244

4 1000.6317 1000.8263 1001.0142 1001.1957 1001.3709

5 1000.7922 1001.0363 1001.2721 1001.4999 1001.7199

6 1000.9538 1001.2477 1001.5318 1001.8063 1002.0715

7 1001.1163 1001.4605 1001.7933 1002.1149 1002.4256

8 1001.2800 1001.6748 1002.0566 1002.4256 1002.7823

9 1001.4446 1001.8905 1002.3217 1002.7386 1003.1415

10 1001.6104 1002.1076 1002.5886 1003.0537 1003.5035

11 1001.7772 1002.3262 1002.8573 1003.3711 1003.8680

12 1001.9451 1002.5462 1003.1279 1003.6908 1004.2352

13 1001.9880 1002.6384 1003.2679 1003.8769 1004.4660

14 1002.0312 1002.7313 1003.4088 1004.0644 1004.6986

15 1002.0747 1002.8248 1003.5507 1004.2532 1004.9328

16 1002.1185 1002.9189 1003.6936 1004.4433 1005.1687

17 1002.1626 1003.0136 1003.8375 1004.6348 1005.4063

18 1002.2069 1003.1089 1003.9823 1004.8277 1005.6457

19 1002.2515 1003.2049 1004.1282 1005.0219 1005.8868

20 1002.2965 1003.3016 1004.2750 1005.2175 1006.1297

21 1002.3417 1003.3989 1004.4229 1005.4144 1006.3743

22 1002.3872 1003.4968 1004.5718 1005.6128 1006.6207

23 1002.4330 1003.5954 1004.7217 1005.8126 1006.8690

24 1002.4790 1003.6946 1004.8726 1006.0138 1007.1190

25 1002.3969 1003.6627 1004.8894 1006.0779 1007.2290

26 1002.3142 1003.6305 1004.9064 1006.1425 1007.3399

27 1002.2309 1003.5982 1004.9234 1006.2076 1007.4515

28 1002.1471 1003.5656 1004.9406 1006.2731 1007.5639

29 1002.0628 1003.5328 1004.9579 1006.3391 1007.6772

30 1001.9780 1003.4998 1004.9754 1006.4055 1007.7913

31 1001.8926 1003.4666 1004.9929 1006.4724 1007.9062

32 1001.8066 1003.4332 1005.0106 1006.5398 1008.0220

33 1001.7201 1003.3995 1005.0284 1006.6077 1008.1386

34 1001.6330 1003.3656 1005.0463 1006.6761 1008.2561

35 1001.5454 1003.3315 1005.0643 1006.7449 1008.3744

36 1001.4572 1003.2971 1005.0824 1006.8142 1008.4936

37 1001.2373 1003.1281 1004.9629 1006.7428 1008.4689

38 1001.0159 1002.9579 1004.8425 1006.6709 1008.4441

39 1000.7932 1002.7866 1004.7213 1006.5984 1008.4191

40 1000.5690 1002.6142 1004.5993 1006.5255 1008.3940

41 1000.3434 1002.4406 1004.4764 1006.4520 1008.3686

42 1000.1163 1002.2658 1004.3527 1006.3780 1008.3431

43 999.8877 1002.0899 1004.2281 1006.3035 1008.3174

44 999.6577 1001.9128 1004.1027 1006.2285 1008.2915

45 999.4261 1001.7345 1003.9764 1006.1529 1008.2654

46 999.1931 1001.5551 1003.8492 1006.0768 1008.2391

47 998.9586 1001.3744 1003.7212 1006.0002 1008.2126

48 998.7225 1001.1926 1003.5923 1005.9230 1008.1859

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

1 1000.3807 1000.4209 1000.4597 1000.4970 1000.5330

2 1000.7643 1000.8451 1000.9230 1000.9981 1001.0704

3 1001.1507 1001.2725 1001.3899 1001.5032 1001.6123

4 1001.5400 1001.7032 1001.8606 1002.0124 1002.1587

5 1001.9323 1002.1373 1002.3350 1002.5258 1002.7097

6 1002.3275 1002.5746 1002.8132 1003.0433 1003.2653

7 1002.7256 1003.0154 1003.2951 1003.5650 1003.8255

8 1003.1268 1003.4595 1003.7809 1004.0910 1004.3904

9 1003.5309 1003.9071 1004.2705 1004.6213 1004.9599

10 1003.9381 1004.3582 1004.7639 1005.1558 1005.5343

11 1004.3484 1004.8127 1005.2613 1005.6947 1006.1134

12 1004.7617 1005.2707 1005.7626 1006.2380 1006.6973

13 1005.0357 1005.5865 1006.1188 1006.6332 1007.1301

14 1005.3118 1005.9047 1006.4777 1007.0315 1007.5665

15 1005.5900 1006.2254 1006.8395 1007.4331 1008.0065

16 1005.8702 1006.5485 1007.2042 1007.8379 1008.4502

17 1006.1525 1006.8742 1007.5718 1008.2461 1008.8976

18 1006.4370 1007.2023 1007.9423 1008.6575 1009.3488

19 1006.7236 1007.5330 1008.3157 1009.0723 1009.8036

20 1007.0123 1007.8662 1008.6920 1009.4905 1010.2623

21 1007.3033 1008.2020 1009.0714 1009.9120 1010.7248

22 1007.5963 1008.5404 1009.4537 1010.3370 1011.1912

23 1007.8916 1008.8814 1009.8391 1010.7655 1011.6614

24 1008.1891 1009.2250 1010.2275 1011.1974 1012.1356

25 1008.3436 1009.4226 1010.4669 1011.4772 1012.4546

26 1008.4993 1009.6218 1010.7081 1011.7593 1012.7762

27 1008.6561 1009.8224 1010.9513 1012.0437 1013.1005

28 1008.8141 1010.0246 1011.1964 1012.3304 1013.4275

29 1008.9733 1010.2284 1011.4434 1012.6194 1013.7573

30 1009.1337 1010.4338 1011.6924 1012.9108 1014.0898

31 1009.2953 1010.6407 1011.9434 1013.2045 1014.4251

32 1009.4581 1010.8492 1012.1964 1013.5006 1014.7631

33 1009.6221 1011.0593 1012.4513 1013.7992 1015.1040

34 1009.7874 1011.2711 1012.7083 1014.1001 1015.4477

35 1009.9539 1011.4845 1012.9673 1014.4035 1015.7943

36 1010.1216 1011.6995 1013.2284 1014.7094 1016.1438

37 1010.1425 1011.7645 1013.3363 1014.8590 1016.3339

38 1010.1635 1011.8301 1013.4451 1015.0099 1016.5255

39 1010.1846 1011.8961 1013.5548 1015.1620 1016.7188

40 1010.2060 1011.9627 1013.6654 1015.3153 1016.9136

41 1010.2275 1012.0298 1013.7768 1015.4698 1017.1101

42 1010.2491 1012.0974 1013.8891 1015.6256 1017.3083

43 1010.2709 1012.1655 1014.0023 1015.7827 1017.5080

44 1010.2929 1012.2341 1014.1164 1015.9411 1017.7095

45 1010.3150 1012.3033 1014.2314 1016.1007 1017.9126

46 1010.3374 1012.3730 1014.3473 1016.2616 1018.1174

47 1010.3598 1012.4432 1014.4641 1016.4239 1018.3240

48 1010.3825 1012.5140 1014.5818 1016.5874 1018.5322

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 25 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

49 998.3512 1000.8723 1003.3219 1005.7012 1008.0115

50 997.9775 1000.5500 1003.0497 1005.4778 1007.8358

51 997.6014 1000.2255 1002.7755 1005.2529 1007.6588

52 997.2228 999.8988 1002.4995 1005.0263 1007.4805

53 996.8418 999.5700 1002.2216 1004.7982 1007.3010

54 996.4584 999.2389 1001.9418 1004.5684 1007.1201

55 996.0724 998.9057 1001.6601 1004.3370 1006.9379

56 995.6840 998.5702 1001.3764 1004.1040 1006.7543

57 995.2930 998.2325 1001.0908 1003.8693 1006.5695

58 994.8996 997.8925 1000.8032 1003.6330 1006.3832

59 994.5036 997.5503 1000.5136 1003.3950 1006.1957

60 994.1050 997.2058 1000.2221 1003.1553 1006.0067

61 993.5674 996.7191 999.7851 1002.7669 1005.6659

62 993.0264 996.2291 999.3452 1002.3758 1005.3226

63 992.4819 995.7359 998.9022 1001.9820 1004.9767

64 991.9338 995.2394 998.4561 1001.5853 1004.6284

65 991.3822 994.7396 998.0070 1001.1859 1004.2775

66 990.8271 994.2365 997.5549 1000.7836 1003.9241

67 990.2683 993.7300 997.0996 1000.3784 1003.5680

68 989.7060 993.2201 996.6411 999.9704 1003.2094

69 989.1400 992.7068 996.1796 999.5595 1002.8482

70 988.5704 992.1901 995.7148 999.1457 1002.4843

71 987.9971 991.6700 995.2469 998.7290 1002.1178

72 987.4201 991.1464 994.7757 998.3093 1001.7486

73 986.7002 990.4766 994.1550 997.7367 1001.2232

74 985.9756 989.8023 993.5301 997.1601 1000.6939

75 985.2464 989.1236 992.9008 996.5794 1000.1608

76 984.5124 988.4403 992.2673 995.9946 999.6239

77 983.7738 987.7525 991.6294 995.4057 999.0829

78 983.0303 987.0601 990.9870 994.8126 998.5381

79 982.2821 986.3630 990.3403 994.2153 997.9893

80 981.5290 985.6614 989.6892 993.6137 997.4365

81 980.7711 984.9550 989.0335 993.0079 996.8796

82 980.0082 984.2439 988.3734 992.3978 996.3187

83 979.2404 983.5281 987.7087 991.7834 995.7537

84 978.4677 982.8075 987.0394 991.1646 995.1845

85 977.5481 981.9366 986.2164 990.3886 994.4547

86 976.6225 981.0599 985.3876 989.6071 993.7195

87 975.6909 980.1773 984.5532 988.8200 992.9789

88 974.7533 979.2888 983.7131 988.0274 992.2330

89 973.8097 978.3944 982.8672 987.2291 991.4816

90 972.8599 977.4941 982.0154 986.4252 990.7247

91 971.9041 976.5877 981.1578 985.6156 989.9623

92 970.9420 975.6753 980.2943 984.8003 989.1944

93 969.9738 974.7568 979.4249 983.9791 988.4208

94 968.9993 973.8322 978.5495 983.1522 987.6416

95 968.0184 972.9015 977.6681 982.3194 986.8568

96 967.0313 971.9645 976.7806 981.4807 986.0662

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

49 1010.2542 1012.4306 1014.5423 1016.5904 1018.5766

50 1010.1249 1012.3467 1014.5024 1016.5935 1018.6214

51 1009.9947 1012.2620 1014.4621 1016.5965 1018.6666

52 1009.8635 1012.1767 1014.4216 1016.5996 1018.7121

53 1009.7314 1012.0908 1014.3807 1016.6027 1018.7581

54 1009.5982 1012.0042 1014.3396 1016.6058 1018.8044

55 1009.4640 1011.9169 1014.2980 1016.6089 1018.8511

56 1009.3288 1011.8290 1014.2562 1016.6121 1018.8981

57 1009.1926 1011.7403 1014.2140 1016.6153 1018.9456

58 1009.0554 1011.6510 1014.1715 1016.6185 1018.9935

59 1008.9172 1011.5610 1014.1287 1016.6217 1019.0417

60 1008.7779 1011.4703 1014.0855 1016.6250 1019.0904

61 1008.4835 1011.2212 1013.8806 1016.4632 1018.9706

62 1008.1868 1010.9701 1013.6740 1016.3000 1018.8498

63 1007.8879 1010.7171 1013.4658 1016.1356 1018.7280

64 1007.5868 1010.4622 1013.2559 1015.9697 1018.6052

65 1007.2835 1010.2052 1013.0444 1015.8026 1018.4814

66 1006.9778 1009.9463 1012.8312 1015.6341 1018.3565

67 1006.6699 1009.6854 1012.6163 1015.4642 1018.2306

68 1006.3596 1009.4225 1012.3997 1015.2929 1018.1037

69 1006.0470 1009.1576 1012.1814 1015.1202 1017.9756

70 1005.7321 1008.8906 1011.9614 1014.9462 1017.8466

71 1005.4148 1008.6216 1011.7396 1014.7707 1017.7164

72 1005.0951 1008.3504 1011.5161 1014.5938 1017.5852

73 1004.6159 1007.9163 1011.1262 1014.2470 1017.2806

74 1004.1330 1007.4789 1010.7331 1013.8974 1016.9735

75 1003.6465 1007.0380 1010.3370 1013.5450 1016.6638

76 1003.1564 1006.5938 1009.9377 1013.1897 1016.3515

77 1002.6626 1006.1461 1009.5352 1012.8315 1016.0367

78 1002.1651 1005.6950 1009.1296 1012.4704 1015.7192

79 1001.6638 1005.2404 1008.7207 1012.1064 1015.3991

80 1001.1588 1004.7823 1008.3086 1011.7394 1015.0763

81 1000.6500 1004.3207 1007.8933 1011.3694 1014.7508

82 1000.1374 1003.8555 1007.4746 1010.9964 1014.4226

83 999.6209 1003.3868 1007.0527 1010.6204 1014.0916

84 999.1006 1002.9144 1006.6274 1010.2414 1013.7580

85 998.4160 1002.2742 1006.0308 1009.6874 1013.2458

86 997.7263 1001.6291 1005.4294 1009.1290 1012.7294

87 997.0314 1000.9791 1004.8233 1008.5660 1012.2086

88 996.3313 1000.3240 1004.2124 1007.9984 1011.6836

89 995.6260 999.6638 1003.5967 1007.4262 1011.1541

90 994.9154 998.9986 1002.9761 1006.8494 1010.6202

91 994.1994 998.3283 1002.3506 1006.2679 1010.0819

92 993.4781 997.6528 1001.7201 1005.6817 1009.5391

93 992.7513 996.9721 1001.0846 1005.0907 1008.9918

94 992.0191 996.2861 1000.4441 1004.4949 1008.4399

95 991.2814 995.5948 999.7986 1003.8942 1007.8835

96 990.5382 994.8983 999.1479 1003.2887 1007.3223

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 26

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

97 965.8930 970.8728 975.7348 980.4802 985.1101

98 964.7474 969.7739 974.6819 979.4725 984.1470

99 963.5943 968.6676 973.6217 978.4577 983.1769

100 962.4338 967.5539 972.5542 977.4358 982.1998

101 961.2659 966.4328 971.4794 976.4065 981.2155

102 960.0903 965.3043 970.3972 975.3700 980.2240

103 958.9072 964.1682 969.3075 974.3262 979.2253

104 957.7164 963.0245 968.2104 973.2750 978.2194

105 956.5180 961.8733 967.1057 972.2163 977.2061

106 955.3118 960.7143 965.9934 971.1501 976.1854

107 954.0978 959.5476 964.8735 970.0763 975.1572

108 952.8760 958.3732 963.7459 968.9950 974.1216

109 951.4986 957.0394 962.4553 967.7469 972.9155

110 950.1123 955.6968 961.1558 966.4900 971.7006

111 948.7171 954.3453 959.8474 965.2242 970.4768

112 947.3128 952.9847 958.5300 963.9495 969.2442

113 945.8995 951.6151 957.2035 962.6657 968.0025

114 944.4771 950.2363 955.8679 961.3728 966.7518

115 943.0455 948.8483 954.5232 960.0707 965.4919

116 941.6046 947.4511 953.1692 958.7595 964.2229

117 940.1544 946.0446 951.8059 957.4389 962.9446

118 938.6949 944.6287 950.4332 956.1090 961.6570

119 937.2259 943.2033 949.0510 954.7697 960.3600

120 935.7474 941.7685 947.6594 953.4208 959.0535

121 934.1088 940.1696 946.0999 951.9002 957.5714

122 932.4596 938.5601 944.5297 950.3689 956.0784

123 930.7997 936.9398 942.9486 948.8266 954.5746

124 929.1291 935.3088 941.3567 947.2735 953.0597

125 927.4477 933.6668 939.7539 945.7093 951.5339

126 925.7555 932.0139 938.1400 944.1341 949.9969

127 924.0523 930.3500 936.5150 942.5477 948.4487

128 922.3382 928.6750 934.8789 940.9501 946.8892

129 920.6129 926.9889 933.2315 939.3411 945.3183

130 918.8765 925.2915 931.5728 937.7208 943.7360

131 917.1289 923.5828 929.9027 936.0890 942.1422

132 915.3701 921.8626 928.2211 934.4456 940.5367

133 913.5998 920.1311 926.5279 932.7906 938.9195

134 911.8181 918.3879 924.8231 931.1238 937.2906

135 910.0250 916.6332 923.1066 929.4453 935.6497

136 908.2202 914.8668 921.3782 927.7548 933.9969

137 906.4038 913.0885 919.6380 926.0524 932.3320

138 904.5756 911.2985 917.8859 924.3380 930.6550

139 902.7357 909.4965 916.1217 922.6113 928.9658

140 900.8839 907.6824 914.3453 920.8725 927.2642

141 899.0201 905.8563 912.5568 919.1213 925.5503

142 897.1442 904.0180 910.7559 917.3578 923.8238

143 895.2563 902.1675 908.9427 915.5817 922.0848

144 893.3561 900.3046 907.1170 913.7931 920.3331

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

97 989.6258 994.0289 998.3208 1002.5030 1006.5774

98 988.7066 993.1528 997.4871 1001.7110 1005.8261

99 987.7805 992.2700 996.6468 1000.9125 1005.0687

100 986.8475 991.3804 995.7998 1000.1075 1004.3049

101 985.9075 990.4839 994.9462 999.2959 1003.5348

102 984.9604 989.5805 994.0858 998.4778 1002.7582

103 984.0062 988.6701 993.2186 997.6530 1001.9752

104 983.0449 987.7528 992.3445 996.8216 1001.1856

105 982.0763 986.8283 991.4635 995.9833 1000.3895

106 981.1005 985.8967 990.5755 995.1383 999.5867

107 980.1174 984.9580 989.6805 994.2864 998.7773

108 979.1268 984.0120 988.7784 993.4276 997.9611

109 977.9621 982.8879 987.6944 992.3830 996.9553

110 976.7886 981.7552 986.6019 991.3300 995.9411

111 975.6063 980.6138 985.5007 990.2684 994.9185

112 974.4151 979.4635 984.3907 989.1982 993.8873

113 973.2150 978.3044 983.2720 988.1192 992.8476

114 972.0059 977.1364 982.1444 987.0316 991.7992

115 970.7877 975.9593 981.0079 985.9350 990.7420

116 969.5604 974.7732 979.8625 984.8296 989.6761

117 968.3239 973.5779 978.7079 983.7152 988.6012

118 967.0781 972.3734 977.5442 982.5917 987.5175

119 965.8230 971.1597 976.3713 981.4591 986.4246

120 964.5584 969.9365 975.1891 980.3173 985.3227

121 963.1142 968.5298 973.8193 978.9839 984.0252

122 961.6592 967.1122 972.4386 977.6397 982.7168

123 960.1933 965.6837 971.0471 976.2846 981.3975

124 958.7163 964.2442 969.6445 974.9184 980.0672

125 957.2283 962.7936 968.2308 973.5411 978.7259

126 955.7292 961.3318 966.8059 972.1527 977.3734

127 954.2187 959.8587 965.3698 970.7529 976.0096

128 952.6970 958.3743 963.9222 969.3418 974.6344

129 951.1638 956.8785 962.4632 967.9193 973.2478

130 949.6192 955.3711 960.9927 966.4851 971.8496

131 948.0629 953.8521 959.5105 965.0393 970.4398

132 946.4950 952.3214 958.0166 963.5818 969.0182

133 944.9154 950.7788 956.5109 962.1124 967.5848

134 943.3239 949.2244 954.9932 960.6311 966.1394

135 941.7204 947.6580 953.4635 959.1378 964.6820

136 940.1049 946.0796 951.9217 957.6323 963.2124

137 938.4773 944.4890 950.3677 956.1146 961.7306

138 936.8375 942.8861 948.8014 954.5845 960.2365

139 935.1854 941.2708 947.2227 953.0421 958.7298

140 933.5209 939.6431 945.6315 951.4871 957.2107

141 931.8440 938.0029 944.0277 949.9194 955.6789

142 930.1544 936.3500 942.4113 948.3390 954.1343

143 928.4522 934.6844 940.7820 946.7458 952.5768

144 926.7372 933.0059 939.1398 945.1397 951.0064

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 27 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

145 891.4437 898.4293 905.2787 911.9918 918.5686

146 889.5190 896.5415 903.4278 910.1777 916.7912

147 887.5818 894.6411 901.5642 908.3508 915.0009

148 885.6321 892.7281 899.6878 906.5109 913.1975

149 883.6698 890.8023 897.7985 904.6581 911.3810

150 881.6948 888.8636 895.8961 902.7920 909.5512

151 879.7071 886.9121 893.9808 900.9128 907.7081

152 877.7065 884.9475 892.0522 899.0203 905.8515

153 875.6930 882.9698 890.1104 897.1143 903.9814

154 873.6665 880.9789 888.1552 895.1949 902.0977

155 871.6269 878.9748 886.1866 893.2618 900.2003

156 869.5742 876.9573 884.2044 891.3151 898.2890

157 867.5082 874.9264 882.2087 889.3546 896.3637

158 865.4288 872.8819 880.1992 887.3802 894.4244

159 863.3361 870.8238 878.1759 885.3918 892.4710

160 861.2298 868.7519 876.1386 883.3893 890.5034

161 859.1099 866.6663 874.0874 881.3726 888.5214

162 856.9763 864.5667 872.0221 879.3417 886.5249

163 854.8289 862.4532 869.9425 877.2963 884.5139

164 852.6677 860.3255 867.8487 875.2365 882.4882

165 850.4925 858.1837 865.7405 873.1621 880.4478

166 848.3033 856.0276 863.6178 871.0730 878.3924

167 846.0999 853.8571 861.4805 868.9691 876.3221

168 843.8823 851.6722 859.3285 866.8502 874.2367

169 841.6503 849.4726 857.1617 864.7164 872.1361

170 839.4040 847.2585 854.9800 862.5675 870.0202

171 837.1431 845.0295 852.7833 860.4033 867.8888

172 834.8677 842.7857 850.5715 858.2239 865.7419

173 832.5775 840.5270 848.3445 856.0289 863.5793

174 830.2726 838.2532 846.1022 853.8185 861.4010

175 827.9528 835.9642 843.8445 851.5923 859.2068

176 825.6179 833.6599 841.5712 849.3504 856.9966

177 823.2681 831.3404 839.2823 847.0927 854.7703

178 820.9030 829.0053 836.9777 844.8189 852.5277

179 818.5227 826.6547 834.6573 842.5290 850.2688

180 816.1269 824.2884 832.3208 840.2229 847.9934

181 813.7158 821.9063 829.9684 837.9005 845.7015

182 811.2890 819.5083 827.5997 835.5616 843.3928

183 808.8466 817.0944 825.2148 833.2062 841.0672

184 806.3884 814.6644 822.8135 830.8341 838.7248

185 803.9143 812.2181 820.3956 828.4451 836.3652

186 801.4242 809.7556 817.9612 826.0393 833.9885

187 798.9181 807.2766 815.5100 823.6164 831.5944

188 796.3958 804.7811 813.0419 821.1763 829.1828

189 793.8571 802.2690 810.5569 818.7190 826.7537

190 791.3021 799.7402 808.0548 816.2442 824.3068

191 788.7306 797.1944 805.5355 813.7519 821.8421

192 786.1425 794.6317 802.9989 811.2420 819.3595

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

145 925.0093 931.3145 937.4846 943.5204 949.4229

146 923.2685 929.6100 935.8163 941.8881 947.8261

147 921.5146 927.8925 934.1348 940.2424 946.2161

148 919.7476 926.1616 932.4400 938.5834 944.5927

149 917.9674 924.4175 930.7318 936.9109 942.9557

150 916.1737 922.6599 929.0100 935.2249 941.3051

151 914.3666 920.8887 927.2747 933.5251 939.6407

152 912.5460 919.1039 925.5255 931.8115 937.9625

153 910.7117 917.3053 923.7626 930.0840 936.2703

154 908.8637 915.4929 921.9857 928.3425 934.5639

155 907.0018 913.6665 920.1947 926.5868 932.8434

156 905.1259 911.8260 918.3895 924.8168 931.1085

157 903.2360 909.9713 916.5700 923.0325 929.3592

158 901.3319 908.1024 914.7362 921.2336 927.5952

159 899.4135 906.2190 912.8878 919.4202 925.8166

160 897.4807 904.3211 911.0248 917.5920 924.0232

161 895.5334 902.4086 909.1470 915.7490 922.2148

162 893.5715 900.4813 907.2544 913.8909 920.3914

163 891.5949 898.5392 905.3468 912.0178 918.5527

164 889.6035 896.5821 903.4241 910.1295 916.6987

165 887.5971 894.6100 901.4861 908.2258 914.8293

166 885.5757 892.6226 899.5329 906.3067 912.9443

167 883.5392 890.6199 897.5641 904.3720 911.0436

168 881.4873 888.6018 895.5798 902.4215 909.1271

169 879.4201 886.5681 893.5798 900.4552 907.1945

170 877.3374 884.5187 891.5639 898.4729 905.2459

171 875.2390 882.4535 889.5321 896.4745 903.2811

172 873.1249 880.3725 887.4842 894.4599 901.2998

173 870.9950 878.2753 885.4200 892.4289 899.3021

174 868.8491 876.1620 883.3396 890.3814 897.2877

175 866.6871 874.0325 881.2426 888.3173 895.2565

176 864.5088 871.8865 879.1291 886.2364 893.2084

177 862.3143 869.7239 876.9988 884.1386 891.1432

178 860.1032 867.5447 874.8517 882.0238 889.0608

179 857.8756 865.3487 872.6876 879.8917 886.9611

180 855.6313 863.1358 870.5063 877.7424 884.8439

181 853.3702 860.9058 868.3078 875.5756 882.7090

182 851.0921 858.6586 866.0918 873.3911 880.5563

183 848.7969 856.3941 863.8583 871.1890 878.3857

184 846.4845 854.1122 861.6072 868.9689 876.1970

185 844.1547 851.8126 859.3382 866.7308 873.9901

186 841.8075 849.4954 857.0512 864.4745 871.7647

187 839.4427 847.1602 854.7462 862.1999 869.5209

188 837.0601 844.8071 852.4229 859.9068 867.2583

189 834.6597 842.4358 850.0812 857.5951 864.9769

190 832.2412 840.0463 847.7210 855.2645 862.6764

191 829.8047 837.6383 845.3420 852.9151 860.3568

192 827.3498 835.2118 842.9443 850.5466 858.0179

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 28

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

193 783.5377 792.0519 800.4448 808.7143 816.8587

194 780.9160 789.4550 797.8732 806.1687 814.3397

195 778.2774 786.8407 795.2839 803.6050 811.8024

196 775.6218 784.2089 792.6768 801.0232 809.2465

197 772.9490 781.5597 790.0517 798.4231 806.6720

198 770.2590 778.8927 787.4087 795.8046 804.0787

199 767.5516 776.2080 784.7474 793.1676 801.4665

200 764.8266 773.5054 782.0679 790.5118 798.8353

201 762.0842 770.7848 779.3699 787.8373 796.1849

202 759.3239 768.0460 776.6534 785.1438 793.5151

203 756.5459 765.2890 773.9182 782.4312 790.8259

204 753.7499 762.5136 771.1642 779.6994 788.1171

205 750.9359 759.7197 768.3913 776.9483 785.3885

206 748.1037 756.9072 765.5993 774.1777 782.6401

207 745.2532 754.0759 762.7881 771.3874 779.8715

208 742.3843 751.2257 759.9576 768.5774 777.0829

209 739.4968 748.3566 757.1076 765.7475 774.2738

210 736.5907 745.4683 754.2381 762.8975 771.4443

211 733.6659 742.5608 751.3488 760.0274 768.5942

212 730.7221 739.6338 748.4396 757.1369 765.7232

213 727.7594 736.6874 745.5105 754.2259 762.8314

214 724.7775 733.7213 742.5612 751.2944 759.9184

215 721.7763 730.7355 739.5916 748.3420 756.9842

216 718.7558 727.7297 736.6016 745.3688 754.0287

217 715.7158 724.7039 733.5911 742.3745 751.0515

218 712.6561 721.6579 730.5598 739.3589 748.0527

219 709.5766 718.5917 727.5077 736.3221 745.0320

220 706.4773 715.5049 724.4347 733.2637 741.9892

221 703.3580 712.3976 721.3405 730.1836 738.9243

222 700.2185 709.2696 718.2250 727.0817 735.8371

223 697.0587 706.1208 715.0881 723.9579 732.7273

224 693.8786 702.9509 711.9297 720.8119 729.5948

225 690.6779 699.7599 708.7495 717.6437 726.4395

226 687.4565 696.5477 705.5475 714.4530 723.2612

227 684.2143 693.3140 702.3235 711.2397 720.0597

228 680.9512 690.0587 699.0773 708.0036 716.8349

229 677.6670 686.7818 695.8087 704.7446 713.5866

230 674.3616 683.4830 692.5177 701.4626 710.3146

231 671.0348 680.1622 689.2041 698.1572 707.0187

232 667.6866 676.8193 685.8677 694.8285 703.6988

233 664.3167 673.4541 682.5084 691.4762 700.3546

234 660.9251 670.0665 679.1259 688.1002 696.9861

235 657.5116 666.6563 675.7202 684.7002 693.5931

236 654.0760 663.2233 672.2911 681.2762 690.1753

237 650.6182 659.7675 668.8385 677.8278 686.7325

238 647.1381 656.2886 665.3620 674.3551 683.2647

239 643.6356 652.7865 661.8617 670.8578 679.7716

240 640.1104 649.2611 658.3373 667.3357 676.2530

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

193 824.8766 832.7665 840.5276 848.1588 855.6595

194 822.3847 830.3024 838.0917 845.7516 853.2814

195 819.8743 827.8194 835.6365 843.3248 850.8835

196 817.3449 825.3171 833.1620 840.8784 848.4656

197 814.7966 822.7956 830.6678 838.4120 846.0276

198 812.2292 820.2547 828.1539 835.9257 843.5692

199 809.6426 817.6942 825.6200 833.4191 841.0904

200 807.0365 815.1139 823.0662 830.8921 838.5909

201 804.4109 812.5137 820.4921 828.3447 836.0706

202 801.7656 809.8935 817.8976 825.7765 833.5293

203 799.1004 807.2531 815.2826 823.1875 830.9668

204 796.4153 804.5924 812.6468 820.5774 828.3829

205 793.7100 801.9111 809.9903 817.9461 825.7775

206 790.9845 799.2092 807.3126 815.2934 823.1504

207 788.2385 796.4864 804.6138 812.6192 820.5014

208 785.4719 793.7427 801.8936 809.9233 817.8304

209 782.6846 790.9778 799.1519 807.2054 815.1370

210 779.8763 788.1916 796.3885 804.4655 812.4213

211 777.0470 785.3839 793.6032 801.7033 809.6829

212 774.1965 782.5546 790.7958 798.9187 806.9217

213 771.3246 779.7035 787.9663 796.1114 804.1374

214 768.4311 776.8303 785.1143 793.2813 801.3300

215 765.5160 773.9351 782.2397 790.4283 798.4992

216 762.5789 771.0175 779.3424 787.5520 795.6447

217 759.6199 768.0774 776.4222 784.6524 792.7665

218 756.6387 765.1147 773.4788 781.7292 789.8644

219 753.6351 762.1291 770.5122 778.7823 786.9380

220 750.6090 759.1206 767.5220 775.8114 783.9872

221 747.5601 756.0888 764.5082 772.8164 781.0119

222 744.4885 753.0336 761.4705 769.7971 778.0117

223 741.3937 749.9550 758.4088 766.7532 774.9866

224 738.2758 746.8525 755.3228 763.6846 771.9362

225 735.1345 743.7262 752.2124 760.5911 768.8604

226 731.9696 740.5757 749.0774 757.4724 765.7590

227 728.7810 737.4010 745.9175 754.3284 762.6318

228 725.5685 734.2018 742.7326 751.1588 759.4785

229 722.3319 730.9780 739.5226 747.9635 756.2989

230 719.0710 727.7293 736.2871 744.7422 753.0928

231 715.7856 724.4555 733.0260 741.4948 749.8600

232 712.4756 721.1565 729.7391 738.2210 746.6002

233 709.1408 717.8321 726.4261 734.9205 743.3133

234 705.7810 714.4821 723.0870 731.5933 739.9990

235 702.3960 711.1062 719.7213 728.2390 736.6571

236 698.9856 707.7043 716.3291 724.8575 733.2873

237 695.5496 704.2762 712.9100 721.4485 729.8895

238 692.0878 700.8217 709.4638 718.0118 726.4633

239 688.6001 697.3406 705.9904 714.5471 723.0086

240 685.0862 693.8326 702.4894 711.0544 719.5251

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 29 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

241 636.5624 645.7122 654.7887 663.7887 672.7087

242 632.9915 642.1396 651.2157 660.2165 669.1386

243 629.3976 638.5432 647.6182 656.6190 665.5425

244 625.7805 634.9228 643.9959 652.9960 661.9202

245 622.1400 631.2783 640.3486 649.3474 658.2714

246 618.4759 627.6095 636.6764 645.6730 654.5961

247 614.7883 623.9163 632.9788 641.9725 650.8939

248 611.0768 620.1984 629.2559 638.2458 647.1647

249 607.3413 616.4557 625.5073 634.4927 643.4084

250 603.5817 612.6881 621.7330 630.7130 639.6246

251 599.7978 608.8953 617.9327 626.9065 635.8133

252 595.9895 605.0773 614.1064 623.0731 631.9742

253 592.1566 601.2338 610.2537 619.2125 628.1071

254 588.2990 597.3647 606.3745 615.3246 624.2118

255 584.4164 593.4698 602.4686 611.4092 620.2881

256 580.5087 589.5490 598.5359 607.4660 616.3357

257 576.5758 585.6020 594.5762 603.4948 612.3546

258 572.6176 581.6286 590.5892 599.4956 608.3444

259 568.6337 577.6288 586.5748 595.4680 604.3050

260 564.6241 573.6024 582.5328 591.4119 600.2361

261 560.5887 569.5491 578.4631 587.3271 596.1376

262 556.5271 565.4687 574.3653 583.2133 592.0092

263 552.4393 561.3612 570.2394 579.0704 587.8506

264 548.3252 557.2263 566.0851 574.8981 583.6618

265 544.1844 553.0638 561.9023 570.6963 579.4424

266 540.0170 548.8735 557.6907 566.4647 575.1922

267 535.8226 544.6554 553.4501 562.2032 570.9111

268 531.6011 540.4091 549.1804 557.9114 566.5987

269 527.3523 536.1345 544.8813 553.5893 562.2549

270 523.0761 531.8314 540.5527 549.2366 557.8794

271 518.7723 527.4996 536.1943 544.8530 553.4721

272 514.4407 523.1389 531.8060 540.4383 549.0325

273 510.0812 518.7492 527.3875 535.9924 544.5606

274 505.6934 514.3302 522.9386 531.5150 540.0561

275 501.2774 509.8817 518.4591 527.0059 535.5188

276 496.8328 505.4036 513.9488 522.4649 530.9483

277 492.3595 500.8956 509.4075 517.8917 526.3446

278 487.8573 496.3576 504.8350 513.2861 521.7073

279 483.3260 491.7893 500.2311 508.6478 517.0361

280 478.7655 487.1906 495.5955 503.9768 512.3309

281 474.1755 482.5612 490.9281 499.2726 507.5914

282 469.5559 477.9010 486.2285 494.5351 502.8173

283 464.9065 473.2096 481.4966 489.7640 498.0084

284 460.2270 468.4870 476.7323 484.9592 493.1645

285 455.5173 463.7329 471.9351 480.1203 488.2852

286 450.7771 458.9472 467.1050 475.2472 483.3704

287 446.0064 454.1295 462.2416 470.3395 478.4197

288 441.2049 449.2797 457.3449 465.3970 473.4329

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

241 681.5460 690.2975 698.9608 707.5332 716.0126

242 677.9792 686.7352 695.4042 703.9834 712.4708

243 674.3856 683.1455 691.8194 700.4048 708.8995

244 670.7652 679.5281 688.2063 696.7971 705.2984

245 667.1175 675.8828 684.5645 693.1601 701.6673

246 663.4425 672.2094 680.8939 689.4936 698.0059

247 659.7399 668.5077 677.1943 685.7973 694.3141

248 656.0096 664.7774 673.4654 682.0709 690.5914

249 652.2513 661.0184 669.7070 678.3142 686.8378

250 648.4648 657.2305 665.9188 674.5271 683.0529

251 644.6499 653.4133 662.1006 670.7091 679.2364

252 640.8064 649.5667 658.2522 666.8602 675.3881

253 636.9341 645.6904 654.3733 662.9799 671.5078

254 633.0327 641.7843 650.4637 659.0682 667.5951

255 629.1020 637.8481 646.5232 655.1246 663.6498

256 625.1419 633.8815 642.5514 651.1490 659.6716

257 621.1521 629.8843 638.5482 647.1411 655.6603

258 617.1324 625.8563 634.5134 643.1007 651.6156

259 613.0825 621.7973 630.4466 639.0274 647.5371

260 609.0022 617.7070 626.3476 634.9210 643.4247

261 604.8914 613.5852 622.2161 630.7813 639.2780

262 600.7497 609.4316 618.0519 626.6079 635.0967

263 596.5769 605.2460 613.8548 622.4006 630.8806

264 592.3728 601.0281 609.6245 618.1591 626.6294

265 588.1373 596.7777 605.3606 613.8832 622.3427

266 583.8699 592.4945 601.0630 609.5725 618.0203

267 579.5705 588.1783 596.7314 605.2268 613.6619

268 575.2389 583.8289 592.3655 600.8458 609.2672

269 570.8748 579.4459 587.9650 596.4292 604.8359

270 566.4780 575.0291 583.5297 591.9767 600.3676

271 562.0482 570.5783 579.0592 587.4881 595.8621

272 557.5852 566.0932 574.5534 582.9629 591.3190

273 553.0887 561.5735 570.0119 578.4010 586.7381

274 548.5585 557.0190 565.4345 573.8021 582.1190

275 543.9943 552.4293 560.8208 569.1657 577.4614

276 539.3959 547.8043 556.1706 564.4917 572.7650

277 534.7630 543.1436 551.4835 559.7798 568.0295

278 530.0953 538.4470 546.7594 555.0295 563.2545

279 525.3926 533.7142 541.9979 550.2406 558.4397

280 520.6547 528.9450 537.1987 545.4129 553.5848

281 515.8812 524.1389 532.3614 540.5459 548.6894

282 511.0720 519.2958 527.4859 535.6393 543.7532

283 506.2266 514.4154 522.5718 530.6929 538.7759

284 501.3449 509.4974 517.6188 525.7063 533.7572

285 496.4266 504.5414 512.6266 520.6792 528.6966

286 491.4714 499.5473 507.5948 515.6113 523.5938

287 486.4791 494.5146 502.5232 510.5021 518.4485

288 481.4493 489.4432 497.4115 505.3515 513.2603

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 30

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

289 436.3723 444.3976 452.4144 460.4196 468.4098

290 431.5085 439.4829 447.4501 455.4069 463.3500

291 426.6134 434.5354 442.4516 450.3587 458.2533

292 421.6866 429.5550 437.4188 445.2747 453.1195

293 416.7280 424.5414 432.3514 440.1547 447.9482

294 411.7373 419.4943 427.2491 434.9985 442.7393

295 406.7145 414.4136 422.1118 429.8057 437.4923

296 401.6591 409.2991 416.9391 424.5762 432.2071

297 396.5712 404.1504 411.7309 419.3096 426.8834

298 391.4504 398.9674 406.4869 414.0057 421.5208

299 386.2965 393.7499 401.2068 408.6642 416.1191

300 381.1093 388.4975 395.8904 403.2849 410.6781

301 375.8886 383.2102 390.5375 397.8675 405.1973

302 370.6342 377.8876 385.1477 392.4117 399.6766

303 365.3459 372.5295 379.7209 386.9173 394.1157

304 360.0234 367.1357 374.2569 381.3840 388.5142

305 354.6666 361.7059 368.7552 375.8114 382.8719

306 349.2751 356.2400 363.2157 370.1994 377.1884

307 343.8489 350.7376 357.6381 364.5477 371.4634

308 338.3876 345.1985 352.0222 358.8559 365.6968

309 332.8910 339.6225 346.3677 353.1237 359.8880

310 327.3589 334.0093 340.6743 347.3510 354.0370

311 321.7911 328.3587 334.9417 341.5374 348.1432

312 316.1873 322.6705 329.1698 335.6826 342.2065

313 310.5473 316.9443 323.3581 329.7864 336.2265

314 304.8710 311.1799 317.5065 323.8484 330.2029

315 299.1579 305.3771 311.6147 317.8683 324.1354

316 293.4080 299.5356 305.6824 311.8458 318.0236

317 287.6209 293.6552 299.7093 305.7807 311.8673

318 281.7964 287.7356 293.6951 299.6727 305.6660

319 275.9344 281.7765 287.6396 293.5214 299.4196

320 270.0344 275.7777 281.5424 287.3265 293.1276

321 264.0964 269.7389 275.4033 281.0877 286.7897

322 258.1200 263.6598 269.2221 274.8047 280.4057

323 252.1050 257.5402 262.9983 268.4772 273.9750

324 246.0512 251.3798 256.7317 262.1049 267.4975

325 239.9583 245.1783 250.4221 255.6875 260.9727

326 233.8260 238.9355 244.0690 249.2246 254.4004

327 227.6541 232.6511 237.6723 242.7160 247.7802

328 221.4424 226.3248 231.2316 236.1612 241.1116

329 215.1905 219.9563 224.7467 229.5600 234.3945

330 208.8983 213.5453 218.2171 222.9120 227.6283

331 202.5654 207.0916 211.6427 216.2170 220.8129

332 196.1917 200.5949 205.0231 209.4745 213.9477

333 189.7767 194.0549 198.3579 202.6843 207.0325

334 183.3204 187.4713 191.6469 195.8460 200.0668

335 176.8223 180.8437 184.8898 188.9592 193.0504

336 170.2823 174.1720 178.0863 182.0236 185.9828

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

289 476.3818 484.3326 492.2593 500.1590 508.0289

290 471.2763 479.1827 487.0663 494.9243 502.7539

291 466.1325 473.9931 481.8322 489.6471 497.4349

292 460.9501 468.7634 476.5567 484.3270 492.0717

293 455.7288 463.4935 471.2394 478.9637 486.6637

294 450.4684 458.1829 465.8800 473.5568 481.2106

295 445.1685 452.8314 460.4782 468.1060 475.7121

296 439.8289 447.4387 455.0336 462.6108 470.1678

297 434.4493 442.0044 449.5459 457.0711 464.5773

298 429.0292 436.5282 444.0147 451.4863 458.9402

299 423.5686 431.0097 438.4398 445.8562 453.2561

300 418.0670 425.4488 432.8208 440.1803 447.5247

301 412.5241 419.8449 427.1572 434.4583 441.7455

302 406.9396 414.1979 421.4488 428.6897 435.9181

303 401.3133 408.5074 415.6953 422.8744 430.0422

304 395.6448 402.7730 409.8961 417.0118 424.1173

305 389.9337 396.9943 404.0511 411.1015 418.1430

306 384.1798 391.1712 398.1598 405.1432 412.1190

307 378.3828 385.3031 392.2219 399.1365 406.0447

308 372.5423 379.3898 386.2369 393.0811 399.9199

309 366.6580 373.4310 380.2046 386.9764 393.7440

310 360.7295 367.4262 374.1245 380.8221 387.5166

311 354.7566 361.3751 367.9963 374.6178 381.2373

312 348.7389 355.2774 361.8195 368.3631 374.9057

313 342.6761 349.1326 355.5939 362.0575 368.5213

314 336.5678 342.9405 349.3190 355.7008 362.0838

315 330.4136 336.7007 342.9944 349.2924 355.5926

316 324.2134 330.4128 336.6197 342.8319 349.0473

317 317.9666 324.0764 330.1946 336.3189 342.4474

318 311.6729 317.6912 323.7186 329.7531 335.7926

319 305.3321 311.2567 317.1913 323.1338 329.0823

320 298.9437 304.7726 310.6124 316.4608 322.3160

321 292.5074 298.2386 303.9813 309.7336 315.4934

322 286.0228 291.6542 297.2978 302.9517 308.6140

323 279.4896 285.0190 290.5614 296.1147 301.6772

324 272.9074 278.3327 283.7716 289.2222 294.6826

325 266.2758 271.5949 276.9281 282.2736 287.6297

326 259.5945 264.8051 270.0304 275.2686 280.5180

327 252.8631 257.9630 263.0781 268.2067 273.3471

328 246.0812 251.0681 256.0708 261.0874 266.1164

329 239.2484 244.1201 249.0079 253.9103 258.8255

330 232.3644 237.1185 241.8892 246.6748 251.4738

331 225.4287 230.0630 234.7141 239.3806 244.0608

332 218.4411 222.9531 227.4822 232.0270 236.5861

333 211.4010 215.7884 220.1931 224.6138 229.0490

334 204.3081 208.5684 212.8463 217.1403 221.4492

335 197.1621 201.2928 205.4412 209.6061 213.7860

336 189.9624 193.9611 197.9776 202.0107 206.0590

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 31 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

337 163.7000 167.4558 171.2359 175.0390 178.8637

338 157.0752 160.6949 164.3385 168.0048 171.6926

339 150.4077 153.8889 157.3936 160.9209 164.4693

340 143.6971 147.0375 150.4010 153.7867 157.1933

341 136.9431 140.1404 143.3604 146.6020 149.8642

342 130.1455 133.1973 136.2713 139.3664 142.4817

343 123.3040 126.2080 129.1335 132.0796 135.0454

344 116.4184 119.1720 121.9466 124.7412 127.5548

345 109.4882 112.0892 114.7103 117.3507 120.0097

346 102.5133 104.9591 107.4242 109.9080 112.4095

347 95.4934 97.7815 100.0881 102.4125 104.7539

348 88.4281 90.5561 92.7015 94.8639 97.0424

349 81.3172 83.2824 85.2642 87.2618 89.2748

350 74.1604 75.9603 77.7757 79.6059 81.4505

351 66.9573 68.5894 70.2357 71.8958 73.5691

352 59.7078 61.1693 62.6439 64.1311 65.6303

353 52.4114 53.6998 54.9999 56.3113 57.6336

354 45.0678 46.1805 47.3033 48.4362 49.5786

355 37.6769 38.6110 39.5539 40.5053 41.4649

356 30.2382 30.9911 31.7511 32.5182 33.2919

357 22.7515 23.3204 23.8947 24.4745 25.0594

358 15.2164 15.5985 15.9843 16.3738 16.7669

359 7.6327 7.8252 8.0195 8.2158 8.4139

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

337 182.7087 186.5729 190.4549 194.3535 198.2676

338 175.4007 179.1277 182.8726 186.6342 190.4112

339 168.0378 171.6252 175.2303 178.8521 182.4894

340 160.6197 164.0648 167.5275 171.0068 174.5016

341 153.1459 156.4461 159.7637 163.0978 166.4472

342 145.6162 148.7687 151.9385 155.1245 158.3257

343 138.0299 141.0322 144.0513 147.0864 150.1365

344 130.3867 133.2360 136.1017 138.9830 141.8790

345 122.6863 125.3797 128.0891 130.8137 133.5528

346 114.9280 117.4628 120.0131 122.5781 125.1571

347 107.1116 109.4849 111.8731 114.2756 116.6915

348 99.2365 101.4455 103.6688 105.9056 108.1554

349 91.3024 93.3442 95.3994 97.4676 99.5481

350 83.3088 85.1804 87.0646 88.9611 90.8691

351 75.2553 76.9537 78.6639 80.3854 82.1178

352 67.1413 68.6635 70.1966 71.7400 73.2935

353 58.9665 60.3095 61.6623 63.0245 64.3957

354 50.7303 51.8910 53.0604 54.2381 55.4238

355 42.4324 43.4077 44.3904 45.3803 46.3770

356 34.0723 34.8590 35.6518 36.4505 37.2549

357 25.6494 26.2443 26.8440 27.4482 28.0568

358 17.1634 17.5633 17.9665 18.3727 18.7821

359 8.6138 8.8154 9.0186 9.2235 9.4300

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 32

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

1 1000.5537 1000.6084 1000.6615 1000.7128 1000.7625

2 1001.1109 1001.2209 1001.3275 1001.4307 1001.5306

3 1001.6718 1001.8375 1001.9981 1002.1536 1002.3042

4 1002.2363 1002.4582 1002.6733 1002.8817 1003.0835

5 1002.8044 1003.0830 1003.3531 1003.6149 1003.8685

6 1003.3762 1003.7120 1004.0376 1004.3533 1004.6592

7 1003.9517 1004.3452 1004.7268 1005.0969 1005.4557

8 1004.5309 1004.9826 1005.4208 1005.8458 1006.2579

9 1005.1138 1005.6242 1006.1195 1006.6000 1007.0661

10 1005.7005 1006.2702 1006.8231 1007.3596 1007.8801

11 1006.2910 1006.9204 1007.5314 1008.1245 1008.7000

12 1006.8853 1007.5750 1008.2447 1008.8949 1009.5260

13 1007.3063 1008.0522 1008.7764 1009.4796 1010.1620

14 1007.7301 1008.5325 1009.3118 1010.0684 1010.8028

15 1008.1565 1009.0161 1009.8509 1010.6614 1011.4482

16 1008.5857 1009.5029 1010.3937 1011.2586 1012.0983

17 1009.0177 1009.9929 1010.9402 1011.8600 1012.7531

18 1009.4525 1010.4862 1011.4905 1012.4657 1013.4127

19 1009.8901 1010.9828 1012.0445 1013.0757 1014.0771

20 1010.3305 1011.4827 1012.6024 1013.6900 1014.7464

21 1010.7738 1011.9860 1013.1641 1014.3087 1015.4205

22 1011.2199 1012.4926 1013.7296 1014.9317 1016.0996

23 1011.6689 1013.0025 1014.2991 1015.5592 1016.7836

24 1012.1208 1013.5159 1014.8724 1016.1911 1017.4726

25 1012.3932 1013.8455 1015.2577 1016.6306 1017.9649

26 1012.6673 1014.1773 1015.6457 1017.0733 1018.4608

27 1012.9432 1014.5113 1016.0363 1017.5190 1018.9602

28 1013.2209 1014.8475 1016.4296 1017.9680 1019.4634

29 1013.5003 1015.1860 1016.8256 1018.4201 1019.9701

30 1013.7816 1015.5267 1017.2244 1018.8754 1020.4806

31 1014.0647 1015.8697 1017.6259 1019.3339 1020.9948

32 1014.3496 1016.2150 1018.0301 1019.7957 1021.5128

33 1014.6364 1016.5626 1018.4371 1020.2608 1022.0345

34 1014.9250 1016.9125 1018.8469 1020.7291 1022.5601

35 1015.2155 1017.2648 1019.2595 1021.2008 1023.0894

36 1015.5078 1017.6193 1019.6750 1021.6758 1023.6227

37 1015.6141 1017.7835 1019.8956 1021.9514 1023.9520

38 1015.7211 1017.9487 1020.1177 1022.2290 1024.2837

39 1015.8288 1018.1150 1020.3413 1022.5085 1024.6178

40 1015.9372 1018.2825 1020.5664 1022.7901 1024.9544

41 1016.0463 1018.4510 1020.7931 1023.0736 1025.2934

42 1016.1561 1018.6207 1021.0214 1023.3591 1025.6349

43 1016.2666 1018.7915 1021.2512 1023.6466 1025.9789

44 1016.3778 1018.9635 1021.4826 1023.9362 1026.3254

45 1016.4897 1019.1366 1021.7156 1024.2278 1026.6744

46 1016.6024 1019.3108 1021.9502 1024.5215 1027.0260

47 1016.7158 1019.4862 1022.1864 1024.8173 1027.3801

48 1016.8299 1019.6628 1022.4242 1025.1152 1027.7368

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

1 1000.8106 1000.8571 1000.9021 1000.9456 1000.9876

2 1001.6272 1001.7208 1001.8113 1001.8988 1001.9834

3 1002.4500 1002.5911 1002.7277 1002.8598 1002.9876

4 1003.2790 1003.4682 1003.6514 1003.8286 1004.0001

5 1004.1141 1004.3520 1004.5824 1004.8053 1005.0210

6 1004.9556 1005.2427 1005.5207 1005.7899 1006.0505

7 1005.8033 1006.1402 1006.4665 1006.7825 1007.0885

8 1006.6574 1007.0446 1007.4198 1007.7832 1008.1352

9 1007.5179 1007.9560 1008.3806 1008.7920 1009.1906

10 1008.3849 1008.8744 1009.3490 1009.8090 1010.2547

11 1009.2584 1009.7999 1010.3251 1010.8342 1011.3278

12 1010.1384 1010.7326 1011.3089 1011.8678 1012.4098

13 1010.8243 1011.4668 1012.0901 1012.6944 1013.2805

14 1011.5154 1012.2068 1012.8774 1013.5278 1014.1584

15 1012.2117 1012.9524 1013.6710 1014.3679 1015.0436

16 1012.9131 1013.7038 1014.4709 1015.2148 1015.9362

17 1013.6199 1014.4610 1015.2771 1016.0686 1016.8362

18 1014.3319 1015.2240 1016.0896 1016.9293 1017.7437

19 1015.0493 1015.9929 1016.9087 1017.7971 1018.6588

20 1015.7721 1016.7678 1017.7341 1018.6719 1019.5816

21 1016.5003 1017.5486 1018.5662 1019.5537 1020.5120

22 1017.2339 1018.3354 1019.4048 1020.4428 1021.4501

23 1017.9731 1019.1283 1020.2501 1021.3391 1022.3961

24 1018.7178 1019.9273 1021.1020 1022.2426 1023.3500

25 1019.2613 1020.5208 1021.7440 1022.9317 1024.0848

26 1019.8090 1021.1188 1022.3910 1023.6264 1024.8258

27 1020.3608 1021.7214 1023.0431 1024.3267 1025.5729

28 1020.9167 1022.3287 1023.7004 1025.0327 1026.3263

29 1021.4767 1022.9407 1024.3630 1025.7444 1027.0859

30 1022.0410 1023.5574 1025.0307 1026.4619 1027.8519

31 1022.6095 1024.1788 1025.7038 1027.1852 1028.6242

32 1023.1823 1024.8051 1026.3821 1027.9145 1029.4030

33 1023.7593 1025.4361 1027.0659 1028.6496 1030.1883

34 1024.3407 1026.0720 1027.7550 1029.3907 1030.9801

35 1024.9265 1026.7129 1028.4496 1030.1379 1031.7785

36 1025.5166 1027.3586 1029.1498 1030.8911 1032.5836

37 1025.8983 1027.7913 1029.6322 1031.4219 1033.1616

38 1026.2828 1028.2273 1030.1184 1031.9570 1033.7444

39 1026.6702 1028.6667 1030.6085 1032.4965 1034.3320

40 1027.0605 1029.1095 1031.1024 1033.0404 1034.9246

41 1027.4538 1029.5557 1031.6003 1033.5887 1035.5221

42 1027.8499 1030.0053 1032.1021 1034.1414 1036.1246

43 1028.2491 1030.4584 1032.6078 1034.6987 1036.7321

44 1028.6513 1030.9149 1033.1176 1035.2604 1037.3446

45 1029.0564 1031.3750 1033.6314 1035.8268 1037.9623

46 1029.4647 1031.8387 1034.1493 1036.3977 1038.5851

47 1029.8759 1032.3059 1034.6713 1036.9733 1039.2131

48 1030.2903 1032.7767 1035.1974 1037.5535 1039.8463

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 33 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

49 1016.7512 1019.6420 1022.4600 1025.2063 1027.8821

50 1016.6720 1019.6210 1022.4960 1025.2981 1028.0284

51 1016.5922 1019.5999 1022.5323 1025.3906 1028.1758

52 1016.5120 1019.5786 1022.5688 1025.4837 1028.3243

53 1016.4312 1019.5572 1022.6056 1025.5774 1028.4739

54 1016.3499 1019.5357 1022.6426 1025.6718 1028.6245

55 1016.2681 1019.5140 1022.6799 1025.7669 1028.7763

56 1016.1858 1019.4921 1022.7174 1025.8627 1028.9291

57 1016.1029 1019.4702 1022.7552 1025.9591 1029.0831

58 1016.0195 1019.4480 1022.7932 1026.0562 1029.2382

59 1015.9355 1019.4258 1022.8316 1026.1541 1029.3944

60 1015.8510 1019.4033 1022.8701 1026.2526 1029.5518

61 1015.5666 1019.1762 1022.6992 1026.1367 1029.4898

62 1015.2804 1018.9476 1022.5270 1026.0199 1029.4274

63 1014.9923 1018.7174 1022.3537 1025.9024 1029.3646

64 1014.7023 1018.4857 1022.1792 1025.7840 1029.3012

65 1014.4105 1018.2524 1022.0035 1025.6648 1029.2375

66 1014.1168 1018.0176 1021.8266 1025.5447 1029.1732

67 1013.8212 1017.7813 1021.6484 1025.4238 1029.1085

68 1013.5237 1017.5433 1021.4691 1025.3020 1029.0433

69 1013.2242 1017.3038 1021.2885 1025.1794 1028.9777

70 1012.9229 1017.0627 1021.1067 1025.0559 1028.9115

71 1012.6196 1016.8199 1020.9236 1024.9315 1028.8449

72 1012.3143 1016.5756 1020.7392 1024.8063 1028.7778

73 1011.8017 1016.1189 1020.3375 1024.4586 1028.4831

74 1011.2858 1015.6592 1019.9331 1024.1084 1028.1863

75 1010.7665 1015.1964 1019.5258 1023.7558 1027.8874

76 1010.2439 1014.7305 1019.1158 1023.4006 1027.5862

77 1009.7180 1014.2616 1018.7029 1023.0430 1027.2828

78 1009.1886 1013.7895 1018.2872 1022.6828 1026.9773

79 1008.6558 1013.3142 1017.8686 1022.3200 1026.6695

80 1008.1196 1012.8358 1017.4472 1021.9547 1026.3594

81 1007.5799 1012.3542 1017.0228 1021.5868 1026.0471

82 1007.0367 1011.8694 1016.5956 1021.2163 1025.7326

83 1006.4900 1011.3813 1016.1654 1020.8432 1025.4157

84 1005.9398 1010.8900 1015.7322 1020.4674 1025.0965

85 1005.1745 1010.1784 1015.0735 1019.8608 1024.5411

86 1004.4043 1009.4621 1014.4103 1019.2498 1023.9817

87 1003.6291 1008.7410 1013.7425 1018.6346 1023.4181

88 1002.8489 1008.0150 1013.0701 1018.0149 1022.8505

89 1002.0636 1007.2843 1012.3931 1017.3909 1022.2787

90 1001.2733 1006.5487 1011.7114 1016.7625 1021.7028

91 1000.4779 1005.8081 1011.0251 1016.1296 1021.1227

92 999.6773 1005.0626 1010.3340 1015.4923 1020.5383

93 998.8716 1004.3122 1009.6382 1014.8504 1019.9497

94 998.0607 1003.5568 1008.9376 1014.2040 1019.3567

95 997.2445 1002.7963 1008.2322 1013.5530 1018.7595

96 996.4230 1002.0307 1007.5219 1012.8973 1018.1579

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

49 1030.4885 1033.0266 1035.4977 1037.9031 1040.2440

50 1030.6881 1033.2784 1035.8004 1038.2556 1040.6451

51 1030.8893 1033.5321 1036.1055 1038.6109 1041.0494

52 1031.0919 1033.7878 1036.4131 1038.9691 1041.4571

53 1031.2961 1034.0454 1036.7230 1039.3302 1041.8683

54 1031.5018 1034.3051 1037.0354 1039.6942 1042.2828

55 1031.7091 1034.5667 1037.3503 1040.0612 1042.7008

56 1031.9179 1034.8303 1037.6677 1040.4312 1043.1223

57 1032.1283 1035.0960 1037.9875 1040.8042 1043.5473

58 1032.3403 1035.3638 1038.3100 1041.1802 1043.9759

59 1032.5538 1035.6336 1038.6349 1041.5593 1044.4080

60 1032.7690 1035.9054 1038.9625 1041.9414 1044.8437

61 1032.7599 1035.9481 1039.0558 1042.0843 1045.0350

62 1032.7507 1035.9910 1039.1498 1042.2283 1045.2279

63 1032.7414 1036.0343 1039.2446 1042.3735 1045.4225

64 1032.7321 1036.0780 1039.3401 1042.5198 1045.6186

65 1032.7228 1036.1219 1039.4363 1042.6673 1045.8164

66 1032.7133 1036.1662 1039.5334 1042.8161 1046.0158

67 1032.7038 1036.2109 1039.6312 1042.9660 1046.2169

68 1032.6942 1036.2559 1039.7298 1043.1172 1046.4196

69 1032.6845 1036.3012 1039.8291 1043.2696 1046.6241

70 1032.6748 1036.3469 1039.9293 1043.4232 1046.8302

71 1032.6650 1036.3930 1040.0302 1043.5781 1047.0381

72 1032.6551 1036.4394 1040.1319 1043.7343 1047.2477

73 1032.4125 1036.2478 1039.9905 1043.6420 1047.2036

74 1032.1681 1036.0548 1039.8480 1043.5490 1047.1591

75 1031.9218 1035.8604 1039.7043 1043.4552 1047.1143

76 1031.6737 1035.6644 1039.5595 1043.3606 1047.0690

77 1031.4237 1035.4669 1039.4136 1043.2653 1047.0234

78 1031.1719 1035.2679 1039.2665 1043.1692 1046.9774

79 1030.9182 1035.0673 1039.1182 1043.0723 1046.9311

80 1030.6625 1034.8652 1038.9688 1042.9747 1046.8843

81 1030.4050 1034.6616 1038.8182 1042.8762 1046.8371

82 1030.1455 1034.4563 1038.6664 1042.7770 1046.7896

83 1029.8841 1034.2495 1038.5134 1042.6769 1046.7417

84 1029.6207 1034.0411 1038.3591 1042.5761 1046.6933

85 1029.1157 1033.5857 1037.9524 1042.2172 1046.3815

86 1028.6069 1033.1268 1037.5425 1041.8554 1046.0670

87 1028.0943 1032.6643 1037.1293 1041.4907 1045.7499

88 1027.5779 1032.1982 1036.7128 1041.1230 1045.4302

89 1027.0576 1031.7286 1036.2931 1040.7523 1045.1078

90 1026.5334 1031.2553 1035.8700 1040.3786 1044.7827

91 1026.0052 1030.7784 1035.4436 1040.0019 1044.4549

92 1025.4731 1030.2979 1035.0138 1039.6221 1044.1243

93 1024.9370 1029.8136 1034.5806 1039.2393 1043.7911

94 1024.3969 1029.3256 1034.1439 1038.8533 1043.4550

95 1023.8527 1028.8338 1033.7038 1038.4642 1043.1161

96 1023.3045 1028.3382 1033.2603 1038.0719 1042.7744

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 34

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

97 995.3784 1001.0365 1006.5775 1012.0020 1017.3110

98 994.3271 1000.0357 1005.6266 1011.1004 1016.4579

99 993.2689 999.0282 1004.6692 1010.1924 1015.5986

100 992.2040 998.0140 1003.7051 1009.2779 1014.7331

101 991.1321 996.9931 1002.7345 1008.3569 1013.8612

102 990.0533 995.9653 1001.7572 1007.4295 1012.9830

103 988.9676 994.9307 1000.7731 1006.4954 1012.0984

104 987.8748 993.8892 999.7823 1005.5548 1011.2073

105 986.7750 992.8407 998.7847 1004.6075 1010.3097

106 985.6681 991.7853 997.7802 1003.6534 1009.4056

107 984.5540 990.7228 996.7688 1002.6927 1008.4949

108 983.4328 989.6532 995.7505 1001.7251 1007.5776

109 982.0799 988.3463 994.4890 1000.5085 1006.4054

110 980.7182 987.0306 993.2189 999.2834 1005.2247

111 979.3478 985.7062 991.9400 998.0495 1004.0354

112 977.9685 984.3730 990.6523 996.8069 1002.8374

113 976.5804 983.0309 989.3558 995.5556 1001.6306

114 975.1832 981.6798 988.0504 994.2953 1000.4151

115 973.7770 980.3197 986.7360 993.0261 999.1907

116 972.3618 978.9505 985.4125 991.7480 997.9574

117 970.9374 977.5723 984.0800 990.4608 996.7151

118 969.5038 976.1848 982.7383 989.1644 995.4637

119 968.0609 974.7881 981.3873 987.8589 994.2032

120 966.6087 973.3820 980.0271 986.5442 992.9335

121 964.9161 971.7295 978.4143 984.9707 991.3990

122 963.2125 970.0659 976.7904 983.3861 989.8533

123 961.4978 968.3913 975.1554 981.7903 988.2963

124 959.7722 966.7055 973.5091 980.1832 986.7280

125 958.0353 965.0084 971.8515 978.5647 985.1482

126 956.2873 963.3000 970.1825 976.9348 983.5569

127 954.5279 961.5803 968.5021 975.2933 981.9540

128 952.7572 959.8491 966.8100 973.6401 980.3394

129 950.9751 958.1063 965.1064 971.9753 978.7131

130 949.1815 956.3519 963.3910 970.2986 977.0749

131 947.3762 954.5858 961.6639 968.6101 975.4247

132 945.5593 952.8080 959.9248 966.9097 973.7625

133 943.7307 951.0183 958.1738 965.1971 972.0882

134 941.8903 949.2166 956.4108 963.4725 970.4017

135 940.0380 947.4030 954.6356 961.7356 968.7029

136 938.1737 945.5773 952.8483 959.9865 966.9917

137 936.2974 943.7394 951.0486 958.2249 965.2680

138 934.4089 941.8892 949.2366 956.4509 963.5318

139 932.5083 940.0267 947.4122 954.6643 961.7829

140 930.5954 938.1518 945.5751 952.8650 960.0212

141 928.6701 936.2644 943.7255 951.0530 958.2467

142 926.7324 934.3644 941.8631 949.2282 956.4593

143 924.7822 932.4517 939.9880 947.3904 954.6588

144 922.8194 930.5263 938.0999 945.5397 952.8452

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

97 1022.5053 1027.5860 1032.5544 1037.4115 1042.1589

98 1021.7001 1026.8281 1031.8429 1036.7458 1041.5382

99 1020.8889 1026.0643 1031.1258 1036.0747 1040.9123

100 1020.0716 1025.2946 1030.4030 1035.3981 1040.2812

101 1019.2482 1024.5189 1029.6745 1034.7160 1039.6449

102 1018.4186 1023.7373 1028.9402 1034.0284 1039.0033

103 1017.5828 1022.9497 1028.2001 1033.3352 1038.3563

104 1016.7407 1022.1560 1027.4541 1032.6363 1037.7039

105 1015.8923 1021.3561 1026.7023 1031.9318 1037.0461

106 1015.0375 1020.5501 1025.9444 1031.2216 1036.3828

107 1014.1764 1019.7379 1025.1806 1030.5056 1035.7140

108 1013.3087 1018.9195 1024.4108 1029.7837 1035.0396

109 1012.1804 1017.8343 1023.3682 1028.7832 1034.0804

110 1011.0435 1016.7408 1022.3174 1027.7745 1033.1132

111 1009.8982 1015.6389 1021.2583 1026.7576 1032.1380

112 1008.7443 1014.5284 1020.1908 1025.7325 1031.1546

113 1007.5817 1013.4094 1019.1149 1024.6991 1030.1631

114 1006.4103 1012.2818 1018.0304 1023.6572 1029.1632

115 1005.2302 1011.1455 1016.9374 1022.6069 1028.1551

116 1004.0413 1010.0005 1015.8357 1021.5480 1027.1385

117 1002.8434 1008.8466 1014.7253 1020.4806 1026.1135

118 1001.6366 1007.6838 1013.6061 1019.4045 1025.0799

119 1000.4207 1006.5120 1012.4780 1018.3196 1024.0378

120 999.1956 1005.3312 1011.3410 1017.2259 1022.9869

121 997.6996 1003.8732 1009.9204 1015.8423 1021.6398

122 996.1923 1002.4039 1008.4886 1014.4475 1020.2814

123 994.6737 1000.9232 1007.0455 1013.0413 1018.9117

124 993.1438 999.4312 1005.5909 1011.6237 1017.5306

125 991.6023 997.9276 1004.1248 1010.1946 1016.1379

126 990.0493 996.4125 1002.6471 1008.7538 1014.7337

127 988.4847 994.8857 1001.1577 1007.3014 1013.3178

128 986.9083 993.3471 999.6565 1005.8372 1011.8900

129 985.3201 991.7966 998.1434 1004.3610 1010.4504

130 983.7199 990.2342 996.6183 1002.8729 1008.9988

131 982.1078 988.6598 995.0812 1001.3727 1007.5351

132 980.4836 987.0732 993.5319 999.8603 1006.0592

133 978.8472 985.4744 991.9703 998.3356 1004.5709

134 977.1985 983.8633 990.3964 996.7985 1003.0703

135 975.5375 982.2397 988.8100 995.2489 1001.5572

136 973.8640 980.6037 987.2111 993.6868 1000.0315

137 972.1780 978.9550 985.5995 992.1119 998.4930

138 970.4793 977.2936 983.9751 990.5243 996.9417

139 968.7679 975.6194 982.3379 988.9237 995.3775

140 967.0436 973.9323 980.6877 987.3102 993.8003

141 965.3064 972.2322 979.0245 985.6835 992.2099

142 963.5562 970.5190 977.3481 984.0436 990.6063

143 961.7928 968.7926 975.6584 982.3904 988.9893

144 960.0163 967.0529 973.9553 980.7238 987.3588

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 35 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

145 920.8439 928.5881 936.1989 943.6758 951.0183

146 918.8556 926.6369 934.2848 941.7987 949.1782

147 916.8546 924.6727 932.3575 939.9083 947.3246

148 914.8406 922.6954 930.4170 938.0045 945.4575

149 912.8135 920.7050 928.4631 936.0873 943.5768

150 910.7734 918.7013 926.4958 934.1564 941.6824

151 908.7201 916.6842 924.5150 932.2119 939.7742

152 906.6536 914.6536 922.5206 930.2536 937.8521

153 904.5737 912.6096 920.5124 928.2815 935.9159

154 902.4804 910.5519 918.4905 926.2953 933.9656

155 900.3736 908.4805 916.4546 924.2951 932.0011

156 898.2531 906.3952 914.4048 922.2807 930.0223

157 896.1190 904.2961 912.3409 920.2521 928.0291

158 893.9710 902.1830 910.2627 918.2091 926.0213

159 891.8092 900.0558 908.1703 916.1516 923.9989

160 889.6335 897.9144 906.0635 914.0796 921.9617

161 887.4437 895.7588 903.9422 911.9928 919.9097

162 885.2397 893.5887 901.8063 909.8913 917.8427

163 883.0215 891.4042 899.6558 907.7749 915.7606

164 880.7890 889.2052 897.4904 905.6436 913.6634

165 878.5421 886.9914 895.3102 903.4971 911.5509

166 876.2806 884.7630 893.1150 901.3354 909.4229

167 874.0046 882.5196 890.9047 899.1584 907.2795

168 871.7138 880.2613 888.6792 896.9660 905.1204

169 869.4083 877.9880 886.4384 894.7580 902.9456

170 867.0879 875.6995 884.1822 892.5344 900.7549

171 864.7525 873.3957 881.9104 890.2951 898.5482

172 862.4020 871.0766 879.6231 888.0399 896.3255

173 860.0363 868.7420 877.3200 885.7687 894.0865

174 857.6553 866.3919 875.0011 883.4814 891.8313

175 855.2590 864.0261 872.6663 881.1780 889.5595

176 852.8472 861.6445 870.3154 878.8582 887.2713

177 850.4198 859.2470 867.9484 876.5220 884.9663

178 847.9767 856.8336 865.5650 874.1692 882.6445

179 845.5179 854.4040 863.1653 871.7998 880.3058

180 843.0431 851.9583 860.7491 869.4136 877.9500

181 840.5524 849.4963 858.3163 867.0105 875.5771

182 838.0456 847.0178 855.8667 864.5903 873.1868

183 835.5227 844.5229 853.4003 862.1530 870.7792

184 832.9834 842.0112 850.9170 859.6985 868.3539

185 830.4277 839.4829 848.4166 857.2266 865.9110

186 827.8555 836.9377 845.8990 854.7371 863.4503

187 825.2667 834.3755 843.3640 852.2301 860.9716

188 822.6612 831.7963 840.8117 849.7052 858.4749

189 820.0389 829.1998 838.2418 847.1625 855.9599

190 817.3996 826.5861 835.6542 844.6018 853.4267

191 814.7433 823.9549 833.0489 842.0229 850.8749

192 812.0698 821.3062 830.4256 839.4258 848.3045

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

145 958.2263 965.2998 972.2388 979.0436 985.7148

146 956.4230 963.5331 970.5086 977.3498 984.0570

147 954.6062 961.7529 968.7648 975.6422 982.3855

148 952.7757 959.9589 967.0072 973.9207 980.7000

149 950.9315 958.1511 965.2356 972.1853 979.0004

150 949.0735 956.3293 963.4500 970.4357 977.2867

151 947.2015 954.4935 961.6503 968.6719 975.5587

152 945.3155 952.6436 959.8364 966.8938 973.8163

153 943.4153 950.7794 958.0080 965.1013 972.0594

154 941.5009 948.9008 956.1652 963.2942 970.2879

155 939.5721 947.0078 954.3079 961.4724 968.5016

156 937.6289 945.1001 952.4358 959.6358 966.7004

157 935.6711 943.1778 950.5489 957.7843 964.8841

158 933.6986 941.2406 948.6470 955.9177 963.0528

159 931.7113 939.2885 946.7301 954.0360 961.2062

160 929.7091 937.3214 944.7980 952.1390 959.3442

161 927.6919 935.3391 942.8507 950.2265 957.4667

162 925.6596 933.3415 940.8879 948.2986 955.5735

163 923.6120 931.3285 938.9095 946.3549 953.6646

164 921.5491 929.3000 936.9156 944.3955 951.7398

165 919.4707 927.2558 934.9058 942.4202 949.7989

166 917.3767 925.1959 932.8801 940.4288 947.8418

167 915.2670 923.1202 930.8384 938.4212 945.8685

168 913.1415 921.0284 928.7805 936.3973 943.8787

169 911.0000 918.9205 926.7063 934.3570 941.8723

170 908.8425 916.7963 924.6157 932.3001 939.8492

171 906.6688 914.6558 922.5085 930.2265 937.8092

172 904.4788 912.4988 920.3847 928.1360 935.7522

173 902.2724 910.3251 918.2441 926.0285 933.6781

174 900.0494 908.1347 916.0865 923.9040 931.5867

175 897.8097 905.9274 913.9118 921.7621 929.4779

176 895.5533 903.7031 911.7199 919.6029 927.3515

177 893.2799 901.4617 909.5107 917.4261 925.2074

178 890.9895 899.2030 907.2839 915.2316 923.0454

179 888.6819 896.9268 905.0396 913.0193 920.8654

180 886.3570 894.6331 902.7774 910.7890 918.6672

181 884.0146 892.3218 900.4974 908.5406 916.4507

182 881.6547 889.9926 898.1993 906.2740 914.2158

183 879.2771 887.6455 895.8830 903.9889 911.9622

184 876.8817 885.2802 893.5484 901.6852 909.6899

185 874.4682 882.8968 891.1953 899.3629 907.3986

186 872.0367 880.4949 888.8236 897.0216 905.0882

187 869.5870 878.0746 886.4331 894.6614 902.7585

188 867.1189 875.6356 884.0237 892.2819 900.4095

189 864.6322 873.1778 881.5952 889.8832 898.0408

190 862.1270 870.7010 879.1474 887.4649 895.6525

191 859.6029 868.2052 876.6803 885.0270 893.2442

192 857.0599 865.6901 874.1937 882.5693 890.8158

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 36

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

193 809.3791 818.6398 827.7843 836.8103 845.7154

194 806.6709 815.9556 825.1249 834.1762 843.1075

195 803.9453 813.2536 822.4471 831.5235 840.4805

196 801.2021 810.5335 819.7510 828.8520 837.8343

197 798.4412 807.7953 817.0363 826.1616 835.1688

198 795.6624 805.0388 814.3029 823.4521 832.4840

199 792.8657 802.2640 811.5508 820.7234 829.7795

200 790.0509 799.4707 808.7797 817.9754 827.0553

201 787.2180 796.6587 805.9896 815.2080 824.3113

202 784.3667 793.8280 803.1803 812.4209 821.5472

203 781.4971 790.9784 800.3517 809.6141 818.7630

204 778.6089 788.1099 797.5037 806.7874 815.9585

205 775.7021 785.2222 794.6360 803.9407 813.1335

206 772.7764 782.3152 791.7487 801.0738 810.2880

207 769.8319 779.3889 788.8415 798.1866 807.4216

208 766.8684 776.4431 785.9143 795.2790 804.5344

209 763.8857 773.4776 782.9670 792.3507 801.6262

210 760.8838 770.4924 779.9994 789.4018 798.6967

211 757.8625 767.4872 777.0114 786.4319 795.7459

212 754.8216 764.4621 774.0029 783.4410 792.7735

213 751.7612 761.4167 770.9737 780.4289 789.7795

214 748.6809 758.3511 767.9236 777.3955 786.7637

215 745.5808 755.2650 764.8527 774.3406 783.7258

216 742.4606 752.1583 761.7605 771.2640 780.6658

217 739.3203 749.0310 758.6472 768.1657 777.5835

218 736.1598 745.8827 755.5124 765.0454 774.4787

219 732.9788 742.7135 752.3561 761.9030 771.3513

220 729.7772 739.5232 749.1780 758.7384 768.2011

221 726.5550 736.3116 745.9782 755.5513 765.0279

222 723.3120 733.0786 742.7563 752.3417 761.8316

223 720.0480 729.8240 739.5123 749.1093 758.6119

224 716.7630 726.5478 736.2459 745.8540 755.3688

225 713.4567 723.2497 732.9572 742.5757 752.1021

226 710.1291 719.9296 729.6458 739.2742 748.8115

227 706.7800 716.5873 726.3116 735.9492 745.4969

228 703.4092 713.2228 722.9545 732.6007 742.1582

229 700.0167 709.8359 719.5744 729.2285 738.7951

230 696.6023 706.4264 716.1710 725.8324 735.4075

231 693.1658 702.9941 712.7442 722.4123 731.9951

232 689.7072 699.5390 709.2938 718.9679 728.5579

233 686.2262 696.0608 705.8197 715.4992 725.0957

234 682.7227 692.5595 702.3218 712.0058 721.6082

235 679.1966 689.0348 698.7997 708.4877 718.0953

236 675.6477 685.4866 695.2535 704.9447 714.5567

237 672.0759 681.9147 691.6829 701.3766 710.9924

238 668.4810 678.3191 688.0878 697.7833 707.4020

239 664.8629 674.6995 684.4679 694.1644 703.7855

240 661.2215 671.0557 680.8231 690.5200 700.1426

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

193 854.4978 863.1556 871.6874 880.0916 888.3673

194 851.9165 860.6016 869.1612 877.5938 885.8983

195 849.3159 858.0279 866.6150 875.0757 883.4087

196 846.6957 855.4344 864.0487 872.5371 880.8984

197 844.0559 852.8209 861.4621 869.9779 878.3672

198 841.3963 850.1872 858.8549 867.3979 875.8149

199 838.7168 847.5333 856.2272 864.7970 873.2413

200 836.0171 844.8588 853.5786 862.1749 870.6462

201 833.2972 842.1638 850.9091 859.5315 868.0296

202 830.5569 839.4480 848.2184 856.8666 865.3911

203 827.7961 836.7112 845.5065 854.1801 862.7307

204 825.0145 833.9534 842.7730 851.4718 860.0480

205 822.2121 831.1743 840.0180 848.7414 857.3431

206 819.3887 828.3737 837.2411 845.9889 854.6155

207 816.5441 825.5516 834.4422 843.2140 851.8653

208 813.6781 822.7078 831.6212 840.4166 849.0921

209 810.7907 819.8420 828.7778 837.5964 846.2959

210 807.8816 816.9541 825.9120 834.7533 843.4763

211 804.9507 814.0440 823.0234 831.8871 840.6332

212 801.9978 811.1114 820.1120 828.9976 837.7664

213 799.0228 808.1562 817.1775 826.0847 834.8758

214 796.0254 805.1782 814.2198 823.1481 831.9610

215 793.0056 802.1773 811.2387 820.1876 829.0220

216 789.9631 799.1533 808.2340 817.2030 826.0585

217 786.8978 796.1059 805.2055 814.1943 823.0702

218 783.8095 793.0351 802.1530 811.1610 820.0571

219 780.6981 789.9406 799.0764 808.1031 817.0189

220 777.5633 786.8222 795.9754 805.0204 813.9553

221 774.4050 783.6798 792.8498 801.9127 810.8662

222 771.2230 780.5132 789.6995 798.7796 807.7514

223 768.0171 777.3221 786.5243 795.6212 804.6106

224 764.7872 774.1065 783.3239 792.4370 801.4437

225 761.5331 770.8661 780.0982 789.2270 798.2503

226 758.2546 767.6007 776.8469 785.9909 795.0304

227 754.9515 764.3101 773.5699 782.7285 791.7836

228 751.6236 760.9941 770.2670 779.4397 788.5097

229 748.2708 757.6526 766.9379 776.1240 785.2086

230 744.8928 754.2854 763.5825 772.7815 781.8800

231 741.4894 750.8922 760.2005 769.4118 778.5236

232 738.0606 747.4728 756.7917 766.0147 775.1392

233 734.6060 744.0271 753.3560 762.5900 771.7267

234 731.1255 740.5548 749.8930 759.1375 768.2857

235 727.6190 737.0557 746.4026 755.6569 764.8160

236 724.0861 733.5297 742.8846 752.1481 761.3174

237 720.5267 729.9765 739.3388 748.6107 757.7897

238 716.9406 726.3959 735.7649 745.0446 754.2326

239 713.3277 722.7877 732.1626 741.4496 750.6458

240 709.6876 719.1517 728.5319 737.8253 747.0291

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 37 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

241 657.5565 667.3876 677.1533 686.8497 696.4731

242 653.8679 663.6951 673.4583 683.1534 692.7769

243 650.1554 659.9780 669.7378 679.4310 689.0538

244 646.4190 656.2361 665.9918 675.6821 685.3035

245 642.6584 652.4693 662.2200 671.9068 681.5258

246 638.8735 648.6773 658.4223 668.1046 677.7206

247 635.0642 644.8601 654.5985 664.2756 673.8877

248 631.2303 641.0174 650.7484 660.4194 670.0268

249 627.3717 637.1491 646.8718 656.5359 666.1377

250 623.4881 633.2550 642.9686 652.6249 662.2203

251 619.5794 629.3349 639.0385 648.6862 658.2743

252 615.6455 625.3887 635.0814 644.7196 654.2996

253 611.6862 621.4162 631.0971 640.7249 650.2959

254 607.7013 617.4172 627.0854 636.7019 646.2630

255 603.6907 613.3916 623.0462 632.6505 642.2006

256 599.6541 609.3391 618.9791 628.5703 638.1087

257 595.5915 605.2596 614.8841 624.4612 633.9869

258 591.5027 601.1529 610.7610 620.3230 629.8351

259 587.3875 597.0188 606.6095 616.1555 625.6530

260 583.2457 592.8572 602.4295 611.9585 621.4403

261 579.0771 588.6678 598.2207 607.7317 617.1970

262 574.8816 584.4505 593.9830 603.4750 612.9228

263 570.6590 580.2051 589.7162 599.1882 608.6173

264 566.4092 575.9314 585.4200 594.8710 604.2805

265 562.1319 571.6292 581.0943 590.5232 599.9121

266 557.8269 567.2983 576.7388 586.1446 595.5118

267 553.4942 562.9385 572.3534 581.7350 591.0794

268 549.1335 558.5497 567.9379 577.2941 586.6147

269 544.7446 554.1316 563.4920 572.8219 582.1174

270 540.3274 549.6840 559.0155 568.3179 577.5873

271 535.8817 545.2068 554.5083 563.7820 573.0243

272 531.4072 540.6998 549.9700 559.2140 568.4279

273 526.9038 536.1627 545.4006 554.6136 563.7980

274 522.3714 531.5954 540.7998 549.9807 559.1344

275 517.8097 526.9976 536.1673 545.3149 554.4368

276 513.2185 522.3691 531.5030 540.6161 549.7049

277 508.5977 517.7098 526.8066 535.8840 544.9385

278 503.9470 513.0195 522.0779 531.1184 540.1373

279 499.2663 508.2979 517.3167 526.3190 535.3012

280 494.5554 503.5447 512.5228 521.4857 530.4297

281 489.8140 498.7600 507.6959 516.6181 525.5228

282 485.0421 493.9433 502.8358 511.7160 520.5801

283 480.2393 489.0945 497.9424 506.7792 515.6013

284 475.4054 484.2133 493.0152 501.8074 510.5862

285 470.5404 479.2997 488.0542 496.8004 505.5346

286 465.6440 474.3532 483.0591 491.7580 500.4461

287 460.7159 469.3738 478.0297 486.6798 495.3206

288 455.7560 464.3612 472.9657 481.5657 490.1576

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

241 706.0202 715.4877 724.8724 734.1715 743.3823

242 702.3254 711.7954 721.1840 730.4881 739.7051

243 698.6028 708.0747 717.4663 726.7748 735.9973

244 694.8523 704.3253 713.7192 723.0313 732.2586

245 691.0737 700.5469 709.9425 719.2573 728.4887

246 687.2667 696.7395 706.1358 715.4528 724.6874

247 683.4312 692.9027 702.2991 711.6172 720.8544

248 679.5669 689.0363 698.4319 707.7506 716.9895

249 675.6736 685.1401 694.5341 703.8525 713.0923

250 671.7511 681.2139 690.6055 699.9227 709.1627

251 667.7992 677.2575 686.6458 695.9610 705.2004

252 663.8177 673.2705 682.6547 691.9672 701.2050

253 659.8063 669.2528 678.6320 687.9408 697.1763

254 655.7648 665.2041 674.5775 683.8818 693.1141

255 651.6931 661.1242 670.4909 679.7898 689.0180

256 647.5907 657.0129 666.3719 675.6645 684.8878

257 643.4576 652.8699 662.2203 671.5057 680.7231

258 639.2936 648.6949 658.0359 667.3132 676.5238

259 635.0982 644.4878 653.8183 663.0865 672.2894

260 630.8714 640.2482 649.5673 658.8255 668.0198

261 626.6130 635.9760 645.2827 654.5299 663.7146

262 622.3225 631.6708 640.9642 650.1994 659.3735

263 617.9999 627.3324 636.6115 645.8337 654.9962

264 613.6449 622.9606 632.2243 641.4326 650.5825

265 609.2572 618.5551 627.8024 636.9957 646.1319

266 604.8366 614.1157 623.3454 632.5227 641.6443

267 600.3829 609.6420 618.8532 628.0134 637.1193

268 595.8957 605.1338 614.3255 623.4674 632.5566

269 591.3749 600.5909 609.7618 618.8846 627.9559

270 586.8202 596.0129 605.1621 614.2644 623.3168

271 582.2313 591.3997 600.5259 609.6068 618.6390

272 577.6081 586.7509 595.8531 604.9113 613.9223

273 572.9501 582.0663 591.1432 600.1776 609.1663

274 568.2572 577.3456 586.3961 595.4055 604.3706

275 563.5291 572.5884 581.6114 590.5946 599.5350

276 558.7655 567.7946 576.7888 585.7446 594.6591

277 553.9663 562.9639 571.9280 580.8552 589.7425

278 549.1310 558.0959 567.0287 575.9261 584.7850

279 544.2594 553.1904 562.0907 570.9570 579.7862

280 539.3514 548.2471 557.1135 565.9474 574.7457

281 534.4065 543.2657 552.0970 560.8972 569.6632

282 529.4245 538.2458 547.0407 555.8059 564.5383

283 524.4052 533.1873 541.9444 550.6733 559.3708

284 519.3482 528.0898 536.8078 545.4990 554.1602

285 514.2533 522.9530 531.6305 540.2826 548.9061

286 509.1202 517.7766 526.4122 535.0238 543.6083

287 503.9485 512.5603 521.1526 529.7223 538.2663

288 498.7381 507.3038 515.8514 524.3778 532.8798

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 38

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

289 450.7640 459.3152 467.8668 476.4153 484.9570

290 445.7399 454.2356 462.7329 471.2284 479.7185

291 440.6832 449.1220 457.5638 466.0048 474.4418

292 435.5940 443.9744 452.3590 460.7442 469.1266

293 430.4718 438.7925 447.1185 455.4464 463.7727

294 425.3166 433.5760 441.8420 450.1110 458.3797

295 420.1281 428.3248 436.5292 444.7378 452.9474

296 414.9060 423.0385 431.1799 439.3266 447.4755

297 409.6503 417.7170 425.7937 433.8770 441.9636

298 404.3606 412.3600 420.3706 428.3889 436.4116

299 399.0367 406.9674 414.9102 422.8618 430.8191

300 393.6784 401.5387 409.4122 417.2957 425.1859

301 388.2856 396.0739 403.8764 411.6900 419.5115

302 382.8579 390.5726 398.3026 406.0447 413.7958

303 377.3952 385.0347 392.6905 400.3594 408.0384

304 371.8972 379.4598 387.0397 394.6338 402.2390

305 366.3636 373.8478 381.3502 388.8677 396.3974

306 360.7944 368.1984 375.6215 383.0607 390.5131

307 355.1891 362.5113 369.8534 377.2126 384.5859

308 349.5477 356.7862 364.0457 371.3231 378.6155

309 343.8698 351.0231 358.1980 365.3918 372.6016

310 338.1553 345.2215 352.3101 359.4185 366.5438

311 332.4039 339.3812 346.3818 353.4030 360.4419

312 326.6153 333.5020 340.4127 347.3448 354.2955

313 320.7893 327.5835 334.4026 341.2437 348.1042

314 314.9257 321.6257 328.3511 335.0994 341.8678

315 309.0243 315.6281 322.2580 328.9115 335.5859

316 303.0847 309.5905 316.1231 322.6798 329.2583

317 297.1067 303.5127 309.9460 316.4040 322.8844

318 291.0902 297.3944 303.7264 310.0838 316.4641

319 285.0348 291.2352 297.4640 303.7187 309.9970

320 278.9403 285.0350 291.1586 297.3086 303.4828

321 272.8064 278.7935 284.8098 290.8531 296.9210

322 266.6329 272.5104 278.4174 284.3519 290.3114

323 260.4196 266.1854 271.9811 277.8046 283.6536

324 254.1661 259.8182 265.5005 271.2109 276.9472

325 247.8722 253.4085 258.9753 264.5705 270.1920

326 241.5377 246.9562 252.4053 257.8831 263.3875

327 235.1623 240.4608 245.7901 251.1483 256.5333

328 228.7457 233.9221 239.1295 244.3658 249.6292

329 222.2876 227.3398 232.4230 237.5353 242.6748

330 215.7879 220.7137 225.6704 230.6563 235.6696

331 209.2461 214.0433 218.8714 223.7287 228.6134

332 202.6621 207.3285 212.0257 216.7520 221.5057

333 196.0356 200.5690 205.1329 209.7258 214.3462

334 189.3663 193.7643 198.1927 202.6499 207.1345

335 182.6540 186.9143 191.2048 195.5239 199.8702

336 175.8983 180.0187 184.1689 188.3474 192.5529

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

289 493.4886 502.0068 510.5082 518.9898 527.4484

290 488.1998 496.6689 505.1227 513.5580 521.9718

291 482.8713 491.2899 499.6946 508.0821 516.4495

292 477.5028 485.8694 494.2235 502.5617 510.8812

293 472.0940 480.4072 488.7090 496.9965 505.2665

294 466.6447 474.9028 483.1510 491.3860 499.6050

295 461.1545 469.3560 477.5489 485.7300 493.8964

296 455.6231 463.7665 471.9024 480.0280 488.1401

297 450.0503 458.1339 466.2113 474.2796 482.3359

298 444.4357 452.4578 460.4751 468.4846 476.4833

299 438.7789 446.7380 454.6935 462.6425 470.5820

300 433.0797 440.9741 448.8662 456.7529 464.6314

301 427.3378 435.1658 442.9927 450.8154 458.6313

302 421.5528 429.3127 437.0727 444.8297 452.5812

303 415.7244 423.4145 431.1058 438.7954 446.4807

304 409.8523 417.4708 425.0917 432.7121 440.3293

305 403.9362 411.4814 419.0300 426.5793 434.1267

306 397.9757 405.4457 412.9203 420.3967 427.8723

307 391.9705 399.3635 406.7622 414.1639 421.5659

308 385.9203 393.2344 400.5554 407.8804 415.2069

309 379.8246 387.0581 394.2994 401.5459 408.7949

310 373.6833 380.8342 387.9939 395.1599 402.3295

311 367.4959 374.5623 381.6385 388.7220 395.8102

312 361.2621 368.2421 375.2328 382.2318 389.2366

313 354.9815 361.8731 368.7764 375.6889 382.6082

314 348.6539 355.4550 362.2688 369.0928 375.9245

315 342.2788 348.9875 355.7098 362.4431 369.1852

316 335.8558 342.4701 349.0988 355.7394 362.3897

317 329.3847 335.9025 342.4354 348.9812 355.5376

318 322.8651 329.2843 335.7194 342.1681 348.6283

319 316.2966 322.6150 328.9501 335.2997 341.6615

320 309.6788 315.8943 322.1273 328.3754 334.6366

321 303.0113 309.1219 315.2504 321.3949 327.5532

322 296.2939 302.2972 308.3191 314.3577 320.4108

323 289.5261 295.4199 301.3330 307.2633 313.2088

324 282.7075 288.4896 294.2915 300.1113 305.9469

325 275.8378 281.5059 287.1943 292.9011 298.6244

326 268.9165 274.4683 280.0409 285.6324 291.2409

327 261.9434 267.3765 272.8308 278.3046 283.7958

328 254.9179 260.2300 265.5637 270.9172 276.2888

329 247.8398 253.0285 258.2391 263.4699 268.7191

330 240.7086 245.7714 250.8565 255.9620 261.0864

331 233.5239 238.4584 243.4154 248.3931 253.3901

332 226.2853 231.0890 235.9154 240.7628 245.6296

333 218.9924 223.6628 228.3560 233.0704 237.8045

334 211.6448 216.1794 220.7368 225.3155 229.9141

335 204.2421 208.6383 213.0573 217.4977 221.9581

336 196.7839 201.0391 205.3170 209.6163 213.9357

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 39 6/78

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV

APPENDIX 3

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 7.75 8.00 8.25 8.50 8.75

337 169.0989 173.0770 177.0846 181.1201 185.1823

338 162.2556 166.0891 169.9515 173.8416 177.7579

339 155.3682 159.0546 162.7695 166.5115 170.2794

340 148.4362 151.9732 155.5381 159.1295 162.7464

341 141.4595 144.8446 148.2569 151.6952 155.1584

342 134.4378 137.6685 140.9257 144.2082 147.5151

343 127.3706 130.4446 133.5441 136.6683 139.8161

344 120.2579 123.1724 126.1117 129.0749 132.0609

345 113.0992 115.8518 118.6283 121.4277 124.2492

346 105.8943 108.4824 111.0934 113.7263 116.3805

347 98.6428 101.0639 103.5067 105.9704 108.4545

348 91.3445 93.5959 95.8678 98.1596 100.4706

349 83.9991 86.0781 88.1764 90.2934 92.4285

350 76.6062 78.5102 80.4321 82.3716 84.3278

351 69.1656 70.8918 72.6346 74.3936 76.1681

352 61.6769 63.2227 64.7835 66.3591 67.9488

353 54.1399 55.5024 56.8784 58.2676 59.6696

354 46.5542 47.7307 48.9190 50.1189 51.3300

355 38.9195 39.9071 40.9049 41.9125 42.9297

356 31.2355 32.0314 32.8356 33.6479 34.4680

357 23.5019 24.1032 24.7109 25.3248 25.9447

358 15.7183 16.1221 16.5303 16.9427 17.3592

359 7.8844 8.0878 8.2935 8.5012 8.7111

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 9.00 9.25 9.50 9.75 10.00

337 189.2698 193.3812 197.5154 201.6709 205.8464

338 181.6993 185.6644 189.6520 193.6609 197.6898

339 174.0720 177.8881 181.7264 185.5858 189.4651

340 166.3875 170.0518 173.7380 177.4451 181.1720

341 158.6454 162.1551 165.6865 169.2383 172.8097

342 150.8452 154.1976 157.5711 160.9648 164.3777

343 142.9865 146.1787 149.3915 152.6241 155.8755

344 135.0689 138.0980 141.1472 144.2156 147.3024

345 127.0919 129.9550 132.8376 135.7388 138.6579

346 119.0551 121.7492 124.4622 127.1931 129.9413

347 110.9580 113.4802 116.0205 118.5780 121.1521

348 102.8001 105.1475 107.5119 109.8929 112.2897

349 94.5811 96.7505 98.9361 101.1372 103.3534

350 86.3004 88.2888 90.2923 92.3104 94.3426

351 77.9577 79.7618 81.5801 83.4119 85.2567

352 69.5523 71.1692 72.7989 74.4410 76.0952

353 61.0839 62.5103 63.9482 65.3973 66.8572

354 52.5521 53.7846 55.0274 56.2801 57.5423

355 43.9562 44.9917 46.0360 47.0888 48.1498

356 35.2958 36.1310 36.9735 37.8229 38.6790

357 26.5705 27.2020 27.8391 28.4816 29.1293

358 17.7798 18.2042 18.6325 19.0645 19.5000

359 8.9231 9.1371 9.3530 9.5708 9.7905

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

6/78 Page 40

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_