# Appendix A

# Direct Loan Reports

## Management Files from COD, the LOC, and Servicing

COD, the LOC, and Servicing generate and send reports to schools through
the SAIG mailbox.

> The generated reports are listed below with sample reports following
> these descriptions.

### The School Account Statement (SAS) 

> The SAS reports the cash summary, cash records and the booked and
> unbooked disbursement transactions on file at COD. The SAS has six
> sections:

-   Year-to-Date Cash Summary,

-   Year-to-Date Disbursement Summary by Loan Type,

-   Monthly Cash Summary,

-   Monthly Disbursement Summary by Loan Type,

-   Cash Detail (optional), and

-   Loan Detail (optional).

> This data must be reconciled to your school's internal accounting
> records.

### The 30-Day Warning Report 

The 30-Day Warning Report is a file reporting unbooked loans for which
COD has not received the three required elements to "book" a loan within
30 days of the first anticipated disbursement date. The report lists the
Loan ID and the data that is required to book the loan. Loans where the
Loan Amount Approved is adjusted to \$0 do not appear on the 30-Day
Warning. Also, loans that appear on the 30-Day Warning Report for a
90-day period are removed if a Promissory Note and an Actual
Disbursement has not been received at COD.

### The Duplicate Student Borrower Report 

The Duplicate Student Borrower Report lists the student borrowers for
which COD or the LOC has accepted multiple Direct Subsidized and/or
Unsubsidized loan origination records with the same or overlapping
academic years.

### The Inactive Loan Report 

The Inactive Loan Report is a file listing loans that have been
inactivated (adjusted to \$0) by the school for the reporting period.

### The SSN/Name/Date of Birth Change Report 

The SSN/Name/Date of Birth Change Report lists Social Security Number
Changes initiated by the school or Servicing, Name Changes initiated by
the school, and Date of Birth Changes initiated by the schools. This
report is generated by the LOC.

It also indicates SSN Changes initiated by the school but rejected by
Servicing.

### ~~The Pending SSN Changes Over 45 Days Report~~ 

~~The Pending SSN Changes Over 45 Days Report lists the SSN changes
initiated by the school and forwarded to Servicing for confirmation.
However, a confirmation has not been received from Servicing for a
period of 45 days from the date the LOC sent the request to Servicing.~~

### The Disbursement Activity Not Yet Booked At Servicing Report

The Disbursement Activity Not Yet Booked at Servicing Report lists the
disbursement transactions that have been booked at COD or the LOC, but
have not been booked at Servicing. This report also lists the
disbursement transactions that have not been booked at COD or the LOC
because of error transactions received from Servicing.

### The Pending Disbursement List (Anticipated Disbursements List) 

The Pending Disbursement List file is transmitted to Option 1 and
Standard Origination schools only. This file lists all pending
anticipated disbursements dated 30 to 45 days in the future.

COD generates this file based on accepted full origination records and
accepted promissory notes for the school.

Schools should submit full origination records, changes, and promissory
notes to COD for anticipated disbursements not included on the list but
ones that the school intends to make.

### The Funded Disbursement List (Actual Disbursement Roster)

The Funded Disbursement List file is transmitted to Option 1 and
Standard Origination schools only. The Funded Disbursement List is
transmitted to schools 5 business days prior to the anticipated
disbursement date.

This file lists all the Loan IDs and anticipated disbursement data on
which COD has requested funds.

Funds transferred to the school from FMS must be disbursed to the
borrowers based on the Funded Disbursement List.

COD includes borrowers on this report based on anticipated disbursements
on accepted Loan Origination Records submitted to COD at least 10
business days prior to the anticipated disbursement date.

### Entrance Counseling Results 

Entrance Counseling Results are transmitted on a daily, weekly, or
monthly basis determined by the preference set by the school. The
Entrance Counseling Results are sent either as a pre-formatted report, a
fixed-length file, or a comma-delimited report.

The Entrance Counseling Results lists all the borrowers that have passed
the Entrance Counseling Test for a particular school during the period
of the report (daily, weekly, or monthly period). Only new test results
are reported.

## Delinquent Borrower Report from the Direct Loan Servicing Center

## Receiving the Delinquent Borrower Report

> You may request the Delinquent Borrower Report in either report or
> data format (See Direct Loan Bulletin 98-25). The report indicates
> delinquent borrowers who are at least 31 days delinquent in making
> their loan payments. The report is printed in portrait and lists four
> borrowers on a page. The following data elements are listed:
>
> School Number
>
> School Date
>
> Borrower Name
>
> Account Number
>
> Residence Phone
>
> Business Phone
>
> Address Line 1
>
> Address Line 2
>
> Address Line 3
>
> Address Code
>
> Birth Date
>
> Loan Amount
>
> Repayment Plan
>
> Monthly Pmt
>
> Days Delinquent
>
> Delinquent Date
>
> Separation Date
>
> Grace End Date
>
> Current Status
>
> Past Due Amount
>
> Location Code
>
> Location Name
>
> Location Phone
>
> A summary report is also provided. The summary is divided into three
> sections: Stafford Borrowers, In-School Consolidation Borrowers, and
> All Borrowers. Within each section the borrowers are categorized by
> their days past due. These categories are summarized by number of
> accounts, amount past due, and the original loan amount. Finally, each
> section has a total number of borrowers who defaulted during the
> current month and the number of borrowers who defaulted year-to-date.

## School Account Statement (SAS)

#### Message Class: DSDD03OP, DSLD03OP, DSDF03OP, or DSLF03OP

**Example - Year-To-Date Cash Summary\
**\
Report Date: 06/04/2002 U.S. Department of Education Page: 1

Report Time: 99:99:99 2002-2003 Federal Direct Loan Program

Direct Loan School Account Statement

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*

Batch ID: AS3G0189020020603145618

COD ~~Process~~ ***Run*** Date: 06/03/2002

School Code: G01890

Month End: 05/31/2002

YEAR-TO-DATE CASH SUMMARY

Beginning Balance: \$00,000,000,000

Cash Receipts: \$99,999,999,999

Excess Cash Returned: \$(9,999,999,999)

Total Net Cash ~~Receipts~~ \$99,999,999,999

Net Booked Disb. Actual \$99,999,999,999

Net Booked Disb. Adjustments \$99,999,999,999

Total Net Booked Loan Detail \$99,999,999,999

Ending Cash Balance: \$99,999,999,999

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

Net Unbooked Disb. Actual \$99,999,999,999

Net Unbooked Disb. Adjustments \$99,999,999,999

Total Net Unbooked Loan Detail \$99,999,999,999

~~Adjusted Ending Cash Balance~~ ***Total Unsubstantiated Cash***:
\$99,999,999,999

\*\*\*\*\*\*

COD's Ending Cash Balance represents the Department's official cash
balance for your school at the end of the current month. This ending
cash balance from COD's records will be used by the Department to
monitor the cash activity and balances at your school. If your records
do not agree, please notify your Customer Service Representative
IMMEDIATELY.

\*\*\*\*\*\*

## School Account Statement (SAS) (Continued)

#### Message Class: DSDD03OP, DSLD03OP, DSDF03OP, or DSLF03OP

### Example - Year-To-Date Disbursement Summary

Report Date: 06/04/2002 U.S. DEPARTMENT OF EDUCATION Page: 2

Report Time: 09:25:07 2002-2003 Federal Direct Loan Program

Direct Loan School Account Statement

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*

BATCH ID: AS3G0189020020603145618

COD ~~Process~~ ***Run*** Date: 06/03/2002

School Code: G01890

Month End: 05/31/2002

YEAR-TO-DATE DISBURSEMENT SUMMARY

Disbursement Loan Totals:

BOOKED LOANS UNBOOKED LOANS

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

Subsidized Gross : \$99,999,999,999 \$99,999,999,999

Subsidized Fee : \$(9,999,999,999) \$(9,999,999,999)

Subsidized Rebate : \$ 9,999,999,999 \$ 9,999,999,999

Subsidized Net : \$99,999,999,999 \$99,999,999,999

Unsubsidized Gross : \$99,999,999,999 \$99,999,999,999

Unsubsidized Fee : \$(9,999,999,999) \$(9,999,999,999)

Unsubsidized Rebate : \$ 9,999,999,999 \$ 9,999,999,999

Unsubsidized Net : \$99,999,999,999 \$99,999,999,999

PLUS Gross : \$99,999,999,999 \$99,999,999,999

PLUS Fee : \$(9,999,999,999) \$(9,999,999,999)

PLUS Rebate : \$ 9,999,999,999 \$ 9,999,999,999

PLUS Net : \$99,999,999,999 \$99,999,999,999

Total for all Loan Types:

Sub/Unsub/PLUS Gross : \$99,999,999,999 \$99,999,999,999

Sub/Unsub/PLUS Fee : \$(9,999,999,999) \$(9,999,999,999)

Sub/Unsub/PLUS Rebate : \$ 9,999,999,999 \$ 9,999,999,999

Sub/Unsub/PLUS Net : \$99,999,999,999 \$99,999,999,999

## \*\*\*\*\*\*

## School Account Statement (SAS) (Continued)

#### Message Class: DSDD03OP, DSLD03OP, DSDF03OP, or DSLF03OP

### Example - Monthly Cash Summary  Report Date: 06/04/2002 U.S. Department of Education Page: 3

Report Time: 99:99:99 2002-2003 Federal Direct Loan Program

> Direct Loan School Account Statement

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*

Batch ID: AS3G0189020020603145618

COD ~~Process~~ ***Run*** Date: 06/03/2002

School Code: G01890

Month End: 05/31/2002

MONTHLY CASH SUMMARY

Beginning Balance: \$99,999,999,999

Cash Receipts: \$99,999,999,999

Excess Cash Returned: \$(9,999,999,999)

Total Net Cash ~~Receipts~~ \$99,999,999,999

Net Booked Disb. Actual \$99,999,999,999

Net Booked Disb. Adjustments \$99,999,999,999

Total Net Booked Loan Detail \$99,999,999,999

Ending Cash Balance: \$99,999,999,999

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

Net Unbooked Disb. Actual \$99,999,999,999

Net Unbooked Disb. Adjustments \$99,999,999,999

Total Net Unbooked Loan Detail \$99,999,999,999

~~Adjusted Ending Cash Balance~~ ***Total Unsubstantiated Cash***:
\$99,999,999,999

> \*\*\*\*\*\*

COD's Ending Cash Balance represents the Department's official cash
balance for your school at the end of the current month. This ending
cash balance from COD's records will be used by the Department to
monitor the cash activity and balances at your school. If your records
do not agree, please notify your Customer Service Representative
IMMEDIATELY.

> \*\*\*\*\*\*

## School Account Statement---Direct Loan (SAS) (Continued)

#### Message Class: DSDD03OP, DSLD03OP, DSDF03OP, or DSLF03OP

### Example - Monthly Disbursement Summary

Report Date: 06/04/2002 U.S. DEPARTMENT OF EDUCATION Page: 4

Report Time: 09:25:07 2002-2003 Federal Direct Loan Program

Direct Loan School Account Statement

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*

BATCH ID: AS3G0189020020603145618

COD ~~Process~~ ***Run*** Date: 06/03/2002

School Code: G01890

Month End: 05/31/2002

MONTHLY DISBURSEMENT SUMMARY

Disbursement Loan Totals:

BOOKED LOANS UNBOOKED LOANS

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

Subsidized Gross : \$99,999,999,999 \$99,999,999,999

Subsidized Fee : \$(9,999,999,999) \$(9,999,999,999)

Subsidized Rebate : \$ 9,999,999,999 \$ 9,999,999,999

Subsidized Net : \$99,999,999,999 \$99,999,999,999

Unsubsidized Gross : \$99,999,999,999 \$99,999,999,999

Unsubsidized Fee : \$(9,999,999,999) \$(9,999,999,999)

Unsubsidized Rebate : \$ 9,999,999,999 \$ 9,999,999,999

Unsubsidized Net : \$99,999,999,999 \$99,999,999,999

PLUS Gross : \$99,999,999,999 \$99,999,999,999

PLUS Fee : \$(9,999,999,999) \$(9,999,999,999)

PLUS Rebate : \$ 9,999,999,999 \$ 9,999,999,999

PLUS Net : \$99,999,999,999 \$99,999,999,999

Total for all Loan Types:

Sub/Unsub/PLUS Gross : \$99,999,999,999 \$99,999,999,999

Sub/Unsub/PLUS Fee : \$(9,999,999,999) \$(9,999,999,999)

SubUnsub/PLUS Rebate : \$ 9,999,999,999 \$ 9,999,999,999

Sub/Unsub/PLUS Net : \$99,999,999,999 \$99,999,999,999

## School Account Statement (SAS) (Continued)

#### Message Class: DSDD03OP, DSLD03OP, DSDF03OP, or DSLF03OP

### Example - Cash Detail

Report Date: 06/04/2002 U.S. DEPARTMENT OF EDUCATION Page: 5

Report Time: 09:25:07 2002-2003 Federal Direct Loan Program

Direct Loan School Account Statement

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*

BATCH ID: AS3G0189020020603145618

COD ~~Process~~ ***Run*** Date: 06/03/2002

School Code: G01890

Month End: 05/31/2002

CASH DETAIL RECORDS FOR THIS MONTH

TRANS TYPE DATE AMOUNT GAPS CONTROL \# CHECK \#

\-\-\-\-\-\-\-\-\-\-\-- \-\-\-\-\-\-\-\-\-\--
\-\-\-\-\-\-\-\-\-\-\-\-\-\-- \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--
\-\-\-\-\-\--

Cash Receipt 05/11/2002 \$99,999,999,999 XXXXXXXXXXXXX

Excess Cash 05/11/2002 \$99,999,999,999 XXXXXXX

\*\*\*\*\*\*

## School Account Statement (SAS) (Continued)

#### Message Class: DSDD03OP, DSLD03OP, DSDF03OP, or DSLF03OP

### Example - Loan Detail

Report Date: 06/04/2002 U.S. DEPARTMENT OF EDUCATION Page: 6

Report Time: 09:25:09 2002-2003 Federal Direct Loan Program

Direct Loan School Account Statement

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*

BATCH ID: AS3G0189020020603145618

COD ~~Process~~ ***Run*** Date: 06/03/2002

School Code: G01890

Month End: 05/31/2002

LOAN DETAIL RECORDS

~~BORROWER\'S NAME~~ DISB#/TYPE COD STATUS DISB.BOOKED

LOAN ID SEQ#/ DATE AMOUNT DATE

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-- \-\-\-\-\-\-\-\-\-\-\-\-\--
\-\-\-\-\-\-\-\-\-- \-\-\-\-\-- \-\-\-\-\-\-\-\-\-\-\--

~~MAGUIRE, JERRY~~ 01 D BOOKED 05/14/2002

0010100001U03G01890001 001 05/13/2002 \$ 1312 GROSS

\$ 39 FEE

\$ 19 REBATE

\$ 1292 NET

\$ NET ADJUSTMENT

\* ALL RECORDS BOOKED \*

## 30-Day Warning Report

#### Message Class: DIWR03OP or DIWC03OP

REPORT DATE: 08/03/2002 DEPARTMENT OF EDUCATION PAGE: 1

PROGRAM: LB002 DIRECT LOAN ORIGINATION SUBSYSTEM

30 DAY WARNING REPORT

For Academic Year 2002-2003

FOR THE PERIOD ENDING 07/31/2002

SCHOOL NAME: LOS University SCHOOL CODE: G99999

ADDRESS: 4200 WILSON BOULEVARD, ARLINGTON, VA 22203

Loans Pending Booking Section:

LOAN LOAN ID BORR NAME DATE DATA NEEDED:

TYPE RCVD LOAN PROM DISB

S 123456789S03G99999001 DUCK, DONALD 07/09/02 OK N Y

S 234567891S03G99999001 BUNNY, BUGSY 06/17/02 OK Y Y

S 345678912S03G99999001 DUCK, DAFFY 07/28/02 OK Y Y

S 456789123S03G99999001 GOODE, JOHNNY B 07/03/02 OK N Y

S 789456123S03G99999001 COYOTE, WILEY 06/17/02 OK N Y

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

TOTAL NUMBER STAFFORD 5

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

U 123456789U03G99999001 DUCK, DONALD 07/09/02 OK N Y

U 234567891U03G99999001 BUNNY, BUGSY 07/28/02 OK Y Y

U 789456123U03G99999001 COYOTE, WILEY 06/17/02 OK Y Y

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

TOTAL NUMBER STAFFORD (UNS) 3

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

GRAND TOTAL 8

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

Promissory Notes Without Origination Records Section:

Loan ID Batch ID Date Received Note Amount

312345678U03G99999001 #A3G9999920020929070701 07/02/02 \$4,000

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

============================================================================

## Duplicate Student Borrower Report

#### Message Class: DUPLPFOP or DUPLCDOP~~, ED0303OP, or UPC03OP~~

Report Date: 03/10/2003 U.S. Department of Education Page: 1

Report Time: 18:31:25 Federal Direct Loan Program

Duplicate Student Borrower Report

For Direct Loan Year 2002-2003

Reporting Period: 02/30/2003

School Code: G99999

School Name: Sample Institute

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

Borrower SS \# Borrower Name

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

Loan ID Loan Total G Loan Period School

Amount Actual R Code

Approved Gross A

Dis D

Amount E

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

School Name City State Zipcode Telephone \#

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

Borrower Academic Year Dependency Additional Unsub. Eligibility:

Dependent Student HEAL

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

999-99-9999 Student Smith

999999999S03G99999001 \$02625 \$01313 01 09/10/2002-06/01/2003 G99999

Sample Institute New City VA 99999-0000 999-999-9999

09/10/2002-06/01/2003 D

999999999S03G88888001 \$02625 \$01312 01 09/06/2002-05/10/2003 G88888

Test College College Station CA 99999-0000 999-999-9999

09/06/2002-05/10/2003 D

888-88-8888 Student Jones

888888888U03G99999001 \$03500 \$03500 03 09/02/2002-12/15/2002 G99999

Sample Institute New City VA 99999-0000 999-999-9999

09/02/2002-05/20/2003 D

888888888U03G99999002 \$04000 \$04000 03 02/01/2002-06/30/2002 G99999

Sample Institute New City VA 99999-0000 999-999-9999

02/01/2003-08/28/2003 D Y

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

The Duplicate Student Borrower Report lists student borrowers for which
COD has accepted multiple Direct Subsidized and/or Unsubsidized Loan
Origination records. The list indicates other schools that have
submitted a loan origination record for the same borrower who may be
attending your school. This report assists in identifying subsequent
loan origination records that may reject due to exceeding the annual
loan limits. This report does NOT relieve the school of its
responsibility to monitor all loan activity (including FFEL) for a
student through the Financial Aid Transcript and NSLDS processes**.**

## Inactive Loans Report 

#### Message Class: INACPFOP or INACCDOP~~, ED0603OP or DILC03OP~~

REPORT DATE: 02/01/2003 U.S. DEPARTMENT OF EDUCATION PAGE: 1

PROGRAM: XXXXX FEDERAL DIRECT LOAN PROGRAM

> INACTIVE LOANS REPORT
>
> FOR THE PERIOD 01/01/2002 - 01/31/2003

SCHOOL NAME: XYZ ACADEMY SCHOOL CODE: 000000

ADDRESS: 123456 X-RAY TECHNICIAN BLVD, WINSTON-SALEM, NC 27403

LOAN INACTIVE

TYPE LOAN ID BORROWER NAME DATE

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

S 000000000S03X00000000 PAULSEN, PATRICK 01/03/2003

S 000000000S03X00000000 COLLINS, MICHILLE 01/02/2003

S 000000000S03X00000000 CARTWRIGHT, ROBERT 01/22/2003

S 000000000S03X00000000 BASILE, LINDA 01/28/2003

TOTAL NUMBER OF INACTIVE DIRECT SUBSIDIZED LOANS FOR PERIOD: 4

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

U 000000000U03X00000000 MARSHALL, EDWARD 01/28/2003

U 000000000U03X00000000 FORRESTER, SUSAN 01/02/2003

TOTAL NUMBER OF INACTIVE DIRECT UNSUBSIDIZED LOANS FOR PERIOD: 2

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

P 000000000P03X00000000 PHILLIPS, JOAN 01/13/2003

TOTAL NUMBER OF INACTIVE PLUS LOANS: 1

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

GRAND TOTAL: 7

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

## Social Security Number/Name/Date of Birth Change Report 

#### Message Class: ~~ED0703OP or DSNC03OP~~ SNDCPFOP or SNDCCDOP

Run Date: 09/05/2002 U.S. Department of Education Page 1

Run Time: 05:46:14 PM Federal Direct Loan Program

Social Security Number/Name/Date of Birth Change Report

Reporting Period: Month Ending 08/30/2002

School Code: GXXXXX School Name: UNIVERSITY OF FINANCE

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

Borrower Name Borrower SS \#

Loan ID Field Name Old Value New Value

Loan Period School Code Change Date Status Ini. Ini.

accepted by Loan Code

LOS

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

School Name City State Zipcode Telephone \#

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

MILLER, ANN 888-88-8888

999999999S03GXXXXX101 LST NAME SMITH MILLER

08/20/2002-05/30/2003 GXXXXX 08/24/2002 A Y

UNIV OF FINANCE CITY MO 65211 999-999-9999

999999999U03GXXXXX101 BIRTH DT 01/12/1970 01/21/1970

08/20/2002-05/30/2003 GXXXXX 08/28/2002 A Y

UNIV OF FINANCE CITY MO 65211 999-999-9999

999999999U03EXXXXX101 SSN 999-99-9999 888-88-8888

09/20/2002-06/30/2003 EXXXXX 08/04/2002 A N

UNIVERSITY NEWTOWN MO 63121 888-888-8888

222222222U03GAAAAA101 SSN 222222222 122222222

09/10/2002-04/15/2003 GAAAAA 08/18/2002 R N **\*\***

XYZ ACADEMY SALT WATER MD 99999 777-777-7777

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

This report lists SSN/Name/Date of Birth changes for a student with
loans

from schools. The list also indicates SSN changes rejected by Servicing.
This

report assists schools in identifying when demographic data changes for

a student.

\*\* Servicer has notified COD of a different Social Security Number for
this borrower. COD recommends that the school sends a Change record to
COD to update the borrower's Social Security Number.

### ~~Pending Social Security Number Changes Over 45 Days Report~~ 

#### ~~Message Class: ED0803OP or DPSC03OP~~

~~Run Date: 11/12/2002 U.S. Department of Education Page 1~~

~~Run Time: 05:34:19 PM Federal Direct Loan Program~~

~~Pending Social Security Number Changes Over 45 Days Report~~

~~School Code: XXXXXX School Name: University of Finance~~

~~\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--~~

~~Borrower Name Borrower SS \#~~

~~Loan ID Field Name Old Value New Value~~

~~Loan Period School Code Change Date Status Ini. Ini.~~

~~accepted by Loan Code~~

~~LOS~~

~~\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--~~

~~School Name City State Zipcode Telephone \#~~

~~\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--~~

~~MONROE, JAMES 888-80-0003~~

~~888800003S03EXXXXX802 SSN 778800003 888800003~~

~~02/02/2002-03/01/2003 EXXXXX 07/29/1998 P Y L~~

~~GRADUATE University CAMBRIDGE MA 02138 617-495-0802~~

~~888800003P03GXXXXX301~~

~~03/01/2002-03/02/2003 GXXXXX N~~

~~UNIV OF Finance HOPE AR 71801 501-777-5722~~

~~888800003S03EXXXXX903~~

~~03/01/2002-03/02/2003 EXXXXX N~~

~~TECH PASADENA CA 91125 818-395-8498~~

~~888800003S03GXXXXX101~~

~~03/01/2002-03/02/2003 GXXXXX N~~

~~XYZ Academy IRVINE CA 92717 949-824-37742~~

~~888800003U03GXXXXX101~~

~~01/31/2002-01/31/2003 GXXXXX N~~

~~UNIVERSITY Tech BIRMINGHAM AL 35294 205-934-8135~~

~~THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT~~

~~This report lists Pending SSN changes for a person with loans from~~

~~schools. This report assists schools in identifying pending data~~

~~changes for a person. The pending status will not be changed until
an~~

~~\"approved\" or \"rejected\" confirmation is received from
Servicing.~~

### Disbursement Activity Not Yet Booked At Servicing 

#### Message Class: DABSPFOP or DABSCDOP~~, ED1403OP, or DASC03OP~~

Run Date: 11/30/2002 U.S. Department of Education Page 1

Federal Direct Loan Program

Report on Disbursement Activity Not Yet Booked at Servicing

as of 11/30/2002

For Transactions Received (From Schools)

and booked at LOS by 11/13/2002

School Code: G99903 School Name: SAMPLE COMMUNITY COLLEGE

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

Line No Program Yr Borrower Name Borrower SSN

Loan ID Disb Seq No Activity Seq No Trans Type

Booked Dt Dt Recv@LOS Net Amt/Net Adj Days Held(Y/N)

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

1 2002-2003 GREENE1, TREVOR 123-22-1234

123221234S03G99903001 1 1 D

10/02/2002 \*10/02/2002 \$340.00 5 N

2 2002-2003 GREENE1, TREVOR 123-22-1234

123221234S03G99903001 2 1 D

10/02/2002 \*10/02/2002 \$340.00 5 N

3 2002-2003 GREENE1, TREVOR 123-22-1234

807009040S03G99903001 3 1 D

10/02/2002 \*10/02/2002 \$340.00 5 N

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

This Disbursement Activity Not Yet Booked at Servicing Report lists the

disbursement transactions that have been booked at LOS but have not

been booked at Servicing. This report also lists the disbursements

transactions that have not been booked in LOS because of the

transactions error (Held). The report assists schools in identifying

the problem loans.

\* indicates the transaction has been reported in the previous month.

### Pending Disbursement List (Anticipated Disbursement List)

#### Message Class: DIAA03OP or DALC03OP

*Sample to be provided.*

### Funded Disbursement List (Actual Disbursement Roster)

#### Message Class: DIAO03OP or DARC03OP

*Sample to be provided.*

### 

### Entrance Counseling Results Report

#### Message Class: DECC03OP, DECF03OP, or DECP03OP

#### Monthly Delivery

REPORT DATE: 07/31/2002 U.S. DEPARTMENT OF EDUCATION Page 1

REPORT TIME: 23:59:59 FEDERAL DIRECT LOAN PROGRAM

ENTRANCE COUNSELING QUIZ RESULTS

SCHOOL NAME: HARVARD UNIVERSITY

ADDRESS: 234 PINEAPPLE BLVD, SPRINGFIELD, VA 34382

SCHOOL CODE: G92155

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

Borrower Borrower Borrower Completion Completion R&R

SSN DOB Name Date Time Ack

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

111-22-3333 01/01/1975 Pradip T Harris 07/02/2002 12:01:01 AM Y

222-33-4444 01/01/1980 Scott Myers 07/12/2002 12:01:01 PM Y

333-22-5555 01/01/1978 Joe Blow 07/21/2002 11:01:01 PM Y

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

================================================================================

### Entrance Counseling Results Report (Continued)

#### Message Class: DECC03OP, DECF03OP, or DECP03OP

#### Weekly Delivery

REPORT DATE: 07/31/2002 U.S. DEPARTMENT OF EDUCATION Page 1

REPORT TIME: 23:59:59 FEDERAL DIRECT LOAN PROGRAM

ENTRANCE COUNSELING QUIZ RESULTS

SCHOOL NAME: HARVARD UNIVERSITY

ADDRESS: 234 PINEAPPLE BLVD, SPRINGFIELD, VA 34382

SCHOOL CODE: G92155

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

Borrower Borrower Borrower Completion Completion R&R

SSN DOB Name Date Time Ack

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

111-22-3333 01/01/1975 Pradip T Harris 07/24/2002 12:01:01 AM Y

222-33-4444 01/01/1980 Scott Myers 07/26/2002 12:01:01 PM Y

333-22-5555 01/01/1978 Joe Blow 07/29/2002 11:01:01 PM Y

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

================================================================================

### Entrance Counseling Results Report (Continued)

#### Message Class: DECC03OP, DECF03OP, or DECP03OP

#### Daily Delivery

REPORT DATE: 07/31/2002 U.S. DEPARTMENT OF EDUCATION Page 1

REPORT TIME: 23:59:59 FEDERAL DIRECT LOAN PROGRAM

ENTRANCE COUNSELING QUIZ RESULTS

SCHOOL NAME: HARVARD UNIVERSITY

ADDRESS: 234 PINEAPPLE BLVD, SPRINGFIELD, VA 34382

SCHOOL CODE: G92155

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

Borrower Borrower Borrower Completion Completion R&R

SSN DOB Name Date Time Ack

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

111-22-3333 01/01/1975 Pradip T Harris 07/30/2002 06:01:01 AM Y

222-33-4444 01/01/1980 Scott Myers 07/30/2002 12:01:01 PM Y

333-22-5555 01/01/1978 Joe Blow 07/30/2002 07:01:01 PM Y

\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\--

THIS DOCUMENT CONTAINS SENSITIVE INFORMATION PROTECTED BY THE PRIVACY
ACT

================================================================================

### Delinquent Borrower Report

#### Message Class: ED0403OP or DQBD03OP

#### Delinquent Borrower Detail Record (Data Format)

+-----+--------+--------+------+-------------+--------+-------------+
| *   | *      | **End  | **   | **Field     | *      | **Valid     |
| *Fi | *Start | Posi   | Leng | Name**      | *Field | Field       |
| eld | Posi   | tion** | th** |             | Type** | Content**   |
| \   | tion** |        |      |             |        |             |
| #** |        |        |      |             |        |             |
+=====+========+========+======+=============+========+=============+
| 1   | 1      | 6      | 6    | Direct Loan | A/N    | Gnnnnn or   |
|     |        |        |      | School Code |        | Ennnnn      |
+-----+--------+--------+------+-------------+--------+-------------+
| 2   | 7      | 10     | 4    | Record Type | A/N    | DETL=Detail |
+-----+--------+--------+------+-------------+--------+-------------+
| 3   | 11     | 18     | 8    | As of Date  | N      | MMDDCCYY    |
+-----+--------+--------+------+-------------+--------+-------------+
| 4   | 19     | 27     | 9    | Borrower    | N      |             |
|     |        |        |      | SSN         |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 5   | 28     | 35     | 8    | Borrower    | N      | MMDDCCYY    |
|     |        |        |      | Date of     |        |             |
|     |        |        |      | Birth       |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 6   | 36     | 65     | 30   | Borrowers   | A/N    |             |
|     |        |        |      | Last Name   |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 7   | 66     | 95     | 30   | Borrowers   | A/N    |             |
|     |        |        |      | First Name  |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 8   | 96     | 96     | 1    | Borrowers   | A/N    |             |
|     |        |        |      | Middle      |        |             |
|     |        |        |      | Initial     |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 9   | 97     | 107    | 11   | Past Due    | N      | Includes    |
|     |        |        |      | Amount      |        | Pennies     |
+-----+--------+--------+------+-------------+--------+-------------+
| 10  | 108    | 111    | 4    | Days        | N      |             |
|     |        |        |      | Delinquent  |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 11  | 112    | 119    | 8    | Delinquent  | N      | MMDDCCYY    |
|     |        |        |      | Date        |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 12  | 120    | 130    | 11   | Loan Amount | N      | Includes    |
|     |        |        |      |             |        | Pennies     |
+-----+--------+--------+------+-------------+--------+-------------+
| 13  | 131    | 141    | 11   | Monthly     | N      | Includes    |
|     |        |        |      | Payment     |        | Pennies     |
|     |        |        |      | Amount      |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 14  | 142    | 149    | 8    | Academic    | N      | MMDDCCYY    |
|     |        |        |      | Completion  |        |             |
|     |        |        |      | Date        |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 15  | 150    | 179    | 30   | Address     | A/N    |             |
|     |        |        |      | Line 1      |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 16  | 180    | 209    | 30   | Address     | A/N    |             |
|     |        |        |      | Line 2      |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 17  | 210    | 234    | 25   | City        | A/N    |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 18  | 235    | 236    | 2    | State       | A      |             |
|     |        |        |      | A           |        |             |
|     |        |        |      | bbreviation |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 19  | 237    | 250    | 14   | Zip Code    | A/N    |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 20  | 251    | 275    | 25   | Country     | A/N    |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 21  | 276    | 276    | 1    | Address     | A      | G=Good      |
|     |        |        |      | Condition   |        |             |
|     |        |        |      |             |        | R=Returned  |
|     |        |        |      |             |        |             |
|     |        |        |      |             |        | B=Bad       |
+-----+--------+--------+------+-------------+--------+-------------+
| 22  | 277    | 286    | 10   | Borrower's  | A/N    |             |
|     |        |        |      | Residence   |        |             |
|     |        |        |      | Phone       |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 23  | 287    | 296    | 10   | Borrower's  | A/N    |             |
|     |        |        |      | Business    |        |             |
|     |        |        |      | Phone       |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 24  | 297    | 304    | 8    | Grace End   | N      | MMDDCCYY    |
|     |        |        |      | Date        |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 25  | 305    | 314    | 10   | Borrower    | A      | Delinquent  |
|     |        |        |      | Status      |        |             |
|     |        |        |      |             |        | Defaulted   |
+-----+--------+--------+------+-------------+--------+-------------+

### Delinquent Borrower Report (Continued)

#### Delinquent Borrower Detail Record (Data Format) (Continued)

+-----+--------+--------+------+-------------+--------+-------------+
| *   | *      | **End  | **   | **Field     | *      | **Valid     |
| *Fi | *Start | Posi   | Leng | Name**      | *Field | Field       |
| eld | Posi   | tion** | th** |             | Type** | Content**   |
| \   | tion** |        |      |             |        |             |
| #** |        |        |      |             |        |             |
+=====+========+========+======+=============+========+=============+
| 26  | 315    | 316    | 2    | Repayment   | A      | FF = Fixed  |
|     |        |        |      | Option      |        | Payment     |
|     |        |        |      |             |        |             |
|     |        |        |      |             |        | FE = Fixed  |
|     |        |        |      |             |        | Payment     |
|     |        |        |      |             |        | Extended    |
|     |        |        |      |             |        | Term        |
|     |        |        |      |             |        |             |
|     |        |        |      |             |        | GR =        |
|     |        |        |      |             |        | Graduated   |
|     |        |        |      |             |        | Payment     |
|     |        |        |      |             |        |             |
|     |        |        |      |             |        | IC = Income |
|     |        |        |      |             |        | Continquent |
|     |        |        |      |             |        |             |
|     |        |        |      |             |        | NR = Not in |
|     |        |        |      |             |        | Repayment   |
|     |        |        |      |             |        |             |
|     |        |        |      |             |        | SP =        |
|     |        |        |      |             |        | Special     |
|     |        |        |      |             |        | Plan        |
|     |        |        |      |             |        |             |
|     |        |        |      |             |        | SF =        |
|     |        |        |      |             |        | Alternate   |
|     |        |        |      |             |        | Plan Fixed  |
|     |        |        |      |             |        | Payment     |
|     |        |        |      |             |        |             |
|     |        |        |      |             |        | SG =        |
|     |        |        |      |             |        | Alternate   |
|     |        |        |      |             |        | Plan        |
|     |        |        |      |             |        | Graduated   |
|     |        |        |      |             |        |             |
|     |        |        |      |             |        | SN =        |
|     |        |        |      |             |        | Alternate   |
|     |        |        |      |             |        | Plan Fixed  |
|     |        |        |      |             |        | Term        |
|     |        |        |      |             |        |             |
|     |        |        |      |             |        | ST =        |
|     |        |        |      |             |        | Alternate   |
|     |        |        |      |             |        | Plan,       |
|     |        |        |      |             |        | Negative    |
|     |        |        |      |             |        | A           |
|     |        |        |      |             |        | mortization |
+-----+--------+--------+------+-------------+--------+-------------+
| 27  | 317    | 320    | 4    | Location    | N      | 0101        |
|     |        |        |      | Code        |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 28  | 321    | 350    | 30   | Location    | A/N    | DLSC --     |
|     |        |        |      | Name        |        | Utica       |
+-----+--------+--------+------+-------------+--------+-------------+
| 29  | 351    | 360    | 10   | Location    | N      | 8008480979  |
|     |        |        |      | Phone       |        |             |
|     |        |        |      | Number      |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 30  | 361    | 486    | 126  | Filler      | A/N    |             |
+-----+--------+--------+------+-------------+--------+-------------+
|     |        | Total  | 486  |             |        |             |
|     |        | Bytes  |      |             |        |             |
+-----+--------+--------+------+-------------+--------+-------------+

### Delinquent Borrower Report (Continued)

#### Privacy Act Warning Record

  --------- ------------ ------------ ------------ -------------- --------- --------------
  **Field   **Start      **End        **Length**   **Field Name** **Field   **Valid Field
  \#**      Position**   Position**                               Type**    Content**

  1         1            6            6            Direct Loan    A/N       Gnnnnn or
                                                   School Code              Ennnnn

  2         7            10           4            Record Type    A/N       PRVC = Privacy
                                                                            Act

  3         11           18           8            As of Date     N         MMDDCCYY

  4         19           108          90           Privacy Act    A/N       The
                                                   Warning                  information
                                                                            included in
                                                                            these
                                                                            transactions
                                                                            is protected
                                                                            under the
                                                                            Privacy Act of
                                                                            1974

  5         109          486          378          Filler         A/N       

                         Total Bytes  486                                   
  --------- ------------ ------------ ------------ -------------- --------- --------------

+-----+--------+--------+------+-------------+--------+-------------+
| *   | *      | **End  | **   | **Field     | **F    | **Valid     |
| *Fi | *Start | Posi   | Leng | Name**      | ield** | Field       |
| eld | Posi   | tion** | th** |             |        | Content**   |
| \   | tion** |        |      |             | **     |             |
| #** |        |        |      |             | Type** |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 1   | 1      | 6      | 6    | Direct Loan | A/N    | Gnnnnn or   |
|     |        |        |      | School Code |        | Ennnnn      |
+-----+--------+--------+------+-------------+--------+-------------+
| 2   | 7      | 10     | 4    | Record Type | A/N    | PRVC =      |
|     |        |        |      |             |        | Privacy Act |
+-----+--------+--------+------+-------------+--------+-------------+
| 3   | 11     | 18     | 8    | As of Date  | N      | MMDDCCYY    |
+-----+--------+--------+------+-------------+--------+-------------+
| 4   | 19     | 22     | 4    | Non         | N      | 0101        |
|     |        |        |      | Reporting   |        |             |
|     |        |        |      | Location ID |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 5   | 23     | 52     | 30   | Non         | A/N    | DLSC --     |
|     |        |        |      | Reporting   |        | Utica       |
|     |        |        |      | Location    |        |             |
|     |        |        |      | Name        |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 6   | 53     | 62     | 10   | Borrower    | A/N    | 8008480979  |
|     |        |        |      | Services    |        |             |
|     |        |        |      | Phone       |        |             |
|     |        |        |      | Number      |        |             |
+-----+--------+--------+------+-------------+--------+-------------+
| 7   | 63     | 486    | 424  | Filler      | A/N    |             |
+-----+--------+--------+------+-------------+--------+-------------+
|     |        | Total  | 486  |             |        |             |
|     |        | Bytes  |      |             |        |             |
+-----+--------+--------+------+-------------+--------+-------------+

### Delinquent Borrower Report (Continued)

#### Stafford Summary Record

  --------- ------------ ------------ ------------ ------------------ --------- -----------
  **Field   **Start      **End        **Length**   **Field Name**     **Field   **Valid
  \#**      Position**   Position**                                   Type**    Field
                                                                                Content**

  1         1            6            6            Direct Loan School A/N       Gnnnnn or
                                                   Code                         Ennnnn

  2         7            10           4            Record Type        A/N       STTL =
                                                                                School
                                                                                School
                                                                                Total

  3         11           18           8            As of Date         N         MMDDCCYY

  4         19           27           9            Stafford Borrowers N         
                                                   count 31-60 days             
                                                   delinquent                   

  5         28           40           13           Stafford Amount    N         Includes
                                                   Past Due 31-60               Pennies
                                                   days delinquent              

  6         41           54           14           Stafford Original  N         Includes
                                                   Loan Amount 31-60            Pennies
                                                   days delinquent              

  7         55           63           9            Stafford Borrowers N         
                                                   count 61-90 days             
                                                   delinquent                   

  8         64           76           13           Stafford Amount    N         Includes
                                                   Past Due 61-90               Pennies
                                                   days delinquent              

  9         77           90           14           Stafford Original  N         Includes
                                                   Loan Amount 61-90            Pennies
                                                   days delinquent              

  10        91           99           9            Stafford Borrowers N         
                                                   count 91-120 days            
                                                   delinquent                   

  11        100          112          13           Stafford Amount    N         Includes
                                                   Past Due 91-120              Pennies
                                                   days delinquent              

  12        113          126          14           Stafford Original  N         Includes
                                                   Loan Amount 91-120           Pennies
                                                   days delinquent              

  13        127          135          9            Stafford Borrowers N         
                                                   count 121-150 days           
                                                   delinquent                   

  14        136          148          13           Stafford Amount    N         Includes
                                                   Past Due 121-150             Pennies
                                                   days delinquent              

  15        149          162          14           Stafford Original  N         Includes
                                                   Loan Amount                  Pennies
                                                   121-150 days                 
                                                   delinquent                   

  16        163          171          9            Stafford Borrowers N         
                                                   Count 151-180 days           
                                                   delinquent                   
  --------- ------------ ------------ ------------ ------------------ --------- -----------

### Delinquent Borrower Report (Continued)

#### Stafford Summary Record (Continued)

  --------- ------------ ------------ ------------ --------------- --------- ------------
  **Field   **Start      **End        **Length**   **Field Name**  **Field   **Valid
  \#**      Position**   Position**                                Type**    Field
                                                                             Content**

  17        172          184          13           Stafford Amount N         Includes
                                                   Past Due                  Pennies
                                                   151-180 days              
                                                   delinquent                

  18        185          198          14           Stafford        N         Includes
                                                   Original Loan             Pennies
                                                   Amount 151-180            
                                                   delinquent                

  19        199          207          9            Stafford        N         
                                                   Borrowers count           
                                                   181-210 days              
                                                   delinquent                

  20        208          220          13           Stafford Amount N         Includes
                                                   Past Due                  Pennies
                                                   181-210 days              
                                                   delinquent                

  21        221          234          14           Stafford        N         Includes
                                                   Original Loan             Pennies
                                                   Amount 181-210            
                                                   days delinquent           

  22        235          243          9            Stafford        N         
                                                   Borrowers Count           
                                                   211-240 days              
                                                   delinquent                

  23        244          256          13           Stafford Amount N         Includes
                                                   Past Due                  Pennies
                                                   211-240 days              
                                                   delinquent                

  24        257          270          14           Stafford        N         Includes
                                                   Original Loan             Pennies
                                                   Amount 211-240            
                                                   days delinquent           

  25        271          279          9            Stafford        N         
                                                   Borrowers Count           
                                                   241-270 days              
                                                   delinquent                

  26        280          292          13           Stafford Amount N         Includes
                                                   Past Due                  Pennies
                                                   241-270 days              
                                                   delinquent                

  27        293          306          14           Stafford        N         Includes
                                                   Original Loan             Pennies
                                                   Amount 241-270            
                                                   days delinquent           

  28        307          315          9            Stafford        N         
                                                   borrowers Count           
                                                   271-360 days              
                                                   delinquent                
  --------- ------------ ------------ ------------ --------------- --------- ------------

### Delinquent Borrower Report (Continued)

#### Stafford Summary Record (Continued)

  --------- ------------ ------------ ------------ --------------- --------- ------------
  **Field   **Start      **End        **Length**   **Field Name**  **Field   **Valid
  \#**      Position**   Position**                                Type**    Field
                                                                             Content**

  29        316          328          13           Stafford Amount N         Includes
                                                   Past Due                  Pennies
                                                   271-360 days              
                                                   delinquent                

  30        329          342          14           Stafford        N         Includes
                                                   Original Loan             Pennies
                                                   Amount 271-360            
                                                   days delinquent           

  31        343          351          9            Stafford        N         
                                                   Borrowers Count           
                                                   Monthly Total             

  32        352          364          13           Stafford        N         Includes
                                                   Borrowers Past            Pennies
                                                   Due Amount                
                                                   Monthly Total             

  33        365          378          14           Stafford        N         Includes
                                                   Borrowers                 Pennies
                                                   Original Loan             
                                                   Amount Monthly            
                                                   Total                     

  34        379          387          9            Stafford        N         
                                                   Borrowers Count           
                                                   Defaulted this            
                                                   month                     

  35        388          400          13           Zeroes          N         

  36        401          414          14           Zeroes          N         

  37        415          423          9            Stafford                  
                                                   Borrowers Count           
                                                   Defaulted                 
                                                   Calendar YTD              

  38        424          436          13           Zeroes          N         

  39        437          450          14           Zeroes          N         

  40        451          486          36           Filler          N         

                         Total Bytes  486                                    
  --------- ------------ ------------ ------------ --------------- --------- ------------

### Delinquent Borrower Report (Continued)

#### In-School Consolidation Summary Record

  --------- ------------ ------------ ------------ ------------------ --------- -----------
  **Field   **Start      **End        **Length**   **Field Name**     **Field   **Valid
  \#**      Position**   Position**                                   Type**    Field
                                                                                Content**

  1         1            6            6            Direct Loan School A/N       Gnnnnn or
                                                   Code                         Ennnnn

  2         7            10           4            Record Type        A/N       CTTL =
                                                                                School
                                                                                In-School
                                                                                Total

  3         11           18           8            As of Date         N         MMDDCCYY

  4         19           27           9            In-School          N         
                                                   Borrowers count              
                                                   31-60 days                   
                                                   delinquent                   

  5         28           40           13           In-School Amount   N         Includes
                                                   Past Due 31-60               Pennies
                                                   days delinquent              

  6         41           54           14           In-School Original N         Includes
                                                   Loan Amount 31-60            Pennies
                                                   days delinquent              

  7         55           63           9            In-School          N         
                                                   Borrowers count              
                                                   61-90 days                   
                                                   delinquent                   

  8         64           76           13           In-School Amount   N         Includes
                                                   Past Due 61-90               Pennies
                                                   days delinquent              

  9         77           90           14           In-School Original N         Includes
                                                   Loan Amount 61-90            Pennies
                                                   days delinquent              

  10        91           99           9            In-School          N         
                                                   Borrowers count              
                                                   91-120 days                  
                                                   delinquent                   

  11        100          112          13           In-School Amount   N         Includes
                                                   Past Due 91-120              Pennies
                                                   days delinquent              

  12        113          126          14           In-School Original N         Includes
                                                   Loan Amount 91-120           Pennies
                                                   days delinquent              

  13        127          135          9            In-School          N         
                                                   Borrowers count              
                                                   121-150 days                 
                                                   delinquent                   

  14        136          148          13           In-School Amount   N         Includes
                                                   Past Due 121-150             Pennies
                                                   days delinquent              

  15        149          162          14           In-School Original N         Includes
                                                   Loan Amount                  Pennies
                                                   121-150 days                 
                                                   delinquent                   

  16        163          171          9            In-School          N         
                                                   Borrowers Count              
                                                   151-180 days                 
                                                   delinquent                   
  --------- ------------ ------------ ------------ ------------------ --------- -----------

### Delinquent Borrower Report (Continued)

#### In-School Consolidation Summary Record (Continued)

  --------- ------------ ------------ ------------ ------------------ --------- -----------
  **Field   **Start      **End        **Length**   **Field Name**     **Field   **Valid
  \#**      Position**   Position**                                   Type**    Field
                                                                                Content**

  17        172          184          13           In-School Amount   N         Includes
                                                   Past Due 151-180             Pennies
                                                   days delinquent              

  18        185          198          14           In-School Original N         Includes
                                                   Loan Amount                  Pennies
                                                   151-180 delinquent           

  19        199          207          9            In-School          N         
                                                   Borrowers count              
                                                   181-210 days                 
                                                   delinquent                   

  20        208          220          13           In-School Amount   N         Includes
                                                   Past Due 181-210             Pennies
                                                   days delinquent              

  21        221          234          14           In-School Original N         Includes
                                                   Loan Amount                  Pennies
                                                   181-210 days                 
                                                   delinquent                   

  22        235          243          9            In-School          N         
                                                   Borrowers Count              
                                                   211-240 days                 
                                                   delinquent                   

  23        244          256          13           In-School Amount   N         Includes
                                                   Past Due 211-240             Pennies
                                                   days delinquent              

  24        257          270          14           In-School Original N         Includes
                                                   Loan Amount                  Pennies
                                                   211-240 days                 
                                                   delinquent                   

  25        271          279          9            In-School          N         
                                                   Borrowers Count              
                                                   241-270 days                 
                                                   delinquent                   

  26        280          292          13           In-School Amount   N         Includes
                                                   Past Due 241-270             Pennies
                                                   days delinquent              

  27        293          306          14           In-School Original N         Includes
                                                   Loan Amount                  Pennies
                                                   241-270 days                 
                                                   delinquent                   

  28        307          315          9            In-School          N         
                                                   borrowers Count              
                                                   271-360 days                 
                                                   delinquent                   

  29        316          328          13           In-School Amount   N         Includes
                                                   Past Due 271-360             Pennies
                                                   days delinquent              

  30        329          342          14           In-School Original N         Includes
                                                   Loan Amount                  Pennies
                                                   271-360 days                 
                                                   delinquent                   

  31        343          351          9            In-School          N         
                                                   Borrowers Count              
                                                   Monthly Total                

  32        352          364          13           In-School          N         Includes
                                                   Borrowers Past Due           Pennies
                                                   Amount Monthly               
                                                   Total                        
  --------- ------------ ------------ ------------ ------------------ --------- -----------

### Delinquent Borrower Report (Continued)

#### In-School Consolidation Summary Record (Continued)

  --------- ------------ ------------ ------------ --------------- --------- ------------
  **Field   **Start      **End        **Length**   **Field Name**  **Field   **Valid
  \#**      Position**   Position**                                Type**    Field
                                                                             Content**

  33        365          378          14           In-School       N         Includes
                                                   Borrowers                 Pennies
                                                   Original Loan             
                                                   Amount Monthly            
                                                   Total                     

  34        379          387          9            In-School       N         
                                                   Borrowers Count           
                                                   Defaulted this            
                                                   month                     

  35        388          400          13           Zeroes          N         

  36        401          414          14           Zeroes          N         

  37        415          423          9            In-School                 
                                                   Borrowers Count           
                                                   Defaulted                 
                                                   Calendar YTD              

  38        424          436          13           Zeroes          N         

  39        437          450          14           Zeroes          N         

  40        451          486          36           Filler          N         

                         Total Bytes  486                                    
  --------- ------------ ------------ ------------ --------------- --------- ------------

###  

### Delinquent Borrower Report (Continued)

#### All Borrowers Summary Record

  --------- ------------ ------------ ------------ ----------------- --------- -------------
  **Field   **Start      **End        **Length**   **Field Name**    **Field   **Valid Field
  \#**      Position**   Position**                                  Type**    Content**

  1         1            6            6            Direct Loan       A/N       Gnnnnn or
                                                   School Code                 Ennnnn

  2         7            10           4            Record Type       A/N       ATTL=School
                                                                               All Borrowers
                                                                               Total

  3         11           18           8            As of Date        N         MMDDCCYY

  4         19           27           9            All Borrowers     N         
                                                   count 31-60 days            
                                                   delinquent                  

  5         28           40           13           All Borrowers     N         Includes
                                                   Amount Past Due             Pennies
                                                   31-60 days                  
                                                   delinquent                  

  6         41           54           14           All Borrowers     N         Includes
                                                   Original Loan               Pennies
                                                   Amount 31-60 days           
                                                   delinquent                  

  7         55           63           9            All Borrowers     N         
                                                   count 61-90 days            
                                                   delinquent                  

  8         64           76           13           All Borrowers     N         Includes
                                                   Amount Past Due             Pennies
                                                   61-90 days                  
                                                   delinquent                  

  9         77           90           14           All Borrowers     N         Includes
                                                   Original Loan               Pennies
                                                   Amount 61-90 days           
                                                   delinquent                  

  10        91           99           9            All Borrowers     N         
                                                   count 91-120 days           
                                                   delinquent                  

  11        100          112          13           All Borrowers     N         Includes
                                                   Amount Past Due             Pennies
                                                   91-120 days                 
                                                   delinquent                  

  12        113          126          14           All Borrowers     N         Includes
                                                   Original Loan               Pennies
                                                   Amount 91-120               
                                                   days delinquent             

  13        127          135          9            All Borrowers     N         
                                                   count 121-150               
                                                   days delinquent             

  14        136          148          13           All Borrowers     N         Includes
                                                   Amount Past Due             Pennies
                                                   121-150 days                
                                                   delinquent                  

  15        149          162          14           All Borrowers     N         Includes
                                                   Original Loan               Pennies
                                                   Amount 121-150              
                                                   days delinquent             

  16        163          171          9            All Borrowers     N         
                                                   Count 151-180               
                                                   days delinquent             
  --------- ------------ ------------ ------------ ----------------- --------- -------------

### Delinquent Borrower Report (Continued)

#### All Borrowers Summary Record (Continued)

  --------- ------------ ------------ ------------ ------------------ --------- -----------
  **Field   **Start      **End        **Length**   **Field Name**     **Field   **Valid
  \#**      Position**   Position**                                   Type**    Field
                                                                                Content**

  17        172          184          13           All Borrowers      N         Includes
                                                   Amount Past Due              Pennies
                                                   151-180 days                 
                                                   delinquent                   

  18        185          198          14           All Borrowers      N         Includes
                                                   Original Loan                Pennies
                                                   Amount 151-180               
                                                   delinquent                   

  19        199          207          9            All Borrowers      N         
                                                   count 181-210 days           
                                                   delinquent                   

  20        208          220          13           All Borrowers      N         Includes
                                                   Amount Past Due              Pennies
                                                   181-210 days                 
                                                   delinquent                   

  21        221          234          14           All Borrowers      N         Includes
                                                   Original Loan                Pennies
                                                   Amount 181-210               
                                                   days delinquent              

  22        235          243          9            All Borrowers      N         
                                                   Count 211-240 days           
                                                   delinquent                   

  23        244          256          13           All Borrowers      N         Includes
                                                   Amount Past Due              Pennies
                                                   211-240 days                 
                                                   delinquent                   

  24        257          270          14           All Borrowers      N         Includes
                                                   Original Loan                Pennies
                                                   Amount 211-240               
                                                   days delinquent              

  25        271          279          9            All Borrowers      N         
                                                   Count 241-270 days           
                                                   delinquent                   

  26        280          292          13           All Borrowers      N         Includes
                                                   Amount Past Due              Pennies
                                                   241-270 days                 
                                                   delinquent                   

  27        293          306          14           All Borrowers      N         Includes
                                                   Original Loan                Pennies
                                                   Amount 241-270               
                                                   days delinquent              

  28        307          315          9            All Borrowers      N         
                                                   Count 271-360 days           
                                                   delinquent                   

  29        316          328          13           All Borrowers      N         Includes
                                                   Amount Past Due              Pennies
                                                   271-360 days                 
                                                   delinquent                   
  --------- ------------ ------------ ------------ ------------------ --------- -----------

### Delinquent Borrower Report (Continued)

#### All Borrowers Summary Record (Continued)

  --------- ------------ ------------ ------------ --------------- --------- ------------
  **Field   **Start      **End        **Length**   **Field Name**  **Field   **Valid
  \#**      Position**   Position**                                Type**    Field
                                                                             Content**

  30        329          342          14           All Borrowers   N         Includes
                                                   Original Loan             Pennies
                                                   Amount 271-360            
                                                   days delinquent           

  31        343          351          9            All Borrowers   N         
                                                   Count Monthly             
                                                   Total                     

  32        352          364          13           All Borrowers   N         Includes
                                                   Past Due Amount           Pennies
                                                   Monthly Total             

  33        365          378          14           All Borrowers   N         Includes
                                                   Original Loan             Pennies
                                                   Amount Monthly            
                                                   Total                     

  34        379          387          9            All Borrowers   N         
                                                   Count Defaulted           
                                                   this month                

  35        388          400          13           Zeroes          N         

  36        401          414          14           Zeroes          N         

  37        415          423          9            All Borrowers             
                                                   Count Defaulted           
                                                   Calendar YTD              

  38        424          436          13           Zeroes          N         

  39        437          450          14           Zeroes          N         

  40        451          486          36           Filler          N         

                         Total Bytes  486                                    
  --------- ------------ ------------ ------------ --------------- --------- ------------

###