4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1968-1975

CONTRACT RATE 6.75%

SUBSIDY RATE 1.00%

PREMIUM RATE .50% SECTION 235 FACTOR TABLES\*

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.1230 3.0918 3.0584 3.0227 2.9845 2.9437 2.9000 2.8532 2.8033 2.7490

15 3.2691 3.2520 3.2336 3.2140 3.1930 3.1705 3.1465 3.1208 3.0933 3.0639

20 3.4220 3.4115 3.4002 3.3881 3.3752 3.3613 3.3466 3.3307 3.3138 3.2957

25 3.5537 3.5468 3.5395 3.5317 3.5233 3.5144 3.5048 3.4946 3.4836 3.4719

30 3.6846 3.6800 3.6751 3.6699 3.6642 3.6582 3.6518 3.6449 3.6375 3.6296

35 3.8053 3.8021 3.7987 3.7951 3.7912 3.7871 3.7827 3.7779 3.7728 3.7674

40 3.9257 3.9235 3.9211 3.9186 3.9159 3.9130 3.9099 3.9066 3.9031 3.8993

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.0325 2.9989 2.9629 2.9244 2.8832

20 3.2764 3.2557 3.2335 3.2098 3.1845 3.1574 3.1284 3.0974 3.0643 3.0288

25 3.4594 3.4460 3.4316 3.4163 3.3999 3.3824 3.3636 3.3435 3.3221 3.2991

30 3.6212 3.6122 3.6025 3.5922 3.5811 3.5693 3.5567 3.5432 3.5287 3.5133

35 3.7616 3.7554 3.7488 3.7417 3.7341 3.7260 3.7173 3.7080 3.6980 3.6874

40 3.8952 3.8909 3.8863 3.8813 3.8760 3.8704 3.8643 3.8578 3.8509 3.8435

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 3.2745 3.2483 3.2202 3.1901 3.1580

30 3.4968 3.4791 3.4601 3.4399 3.4183 3.3951 3.3704 3.3439 3.3156 3.2852

35 3.6760 3.6639 3.6509 3.6369 3.6220 3.6061 3.5891 3.5709 3.5514 3.5305

40 3.8356 3.8271 3.8180 3.8083 3.7979 3.7868 3.7749 3.7622 3.7486 3.7341

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 3.5083 3.4844 3.4589 3.4316 3.4026

40 3.7185 3.7019 3.6841 3.6651 3.6447 3.6230 3.5997 3.5748 3.5481 3.5201

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS :

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1968-1975

CONTRACT RATE 7.00%

SUBSIDY RATE 1.00%

PREMIUM RATE .50%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.2531 3.2223 3.1892 3.1537 3.1157 3.0749 3.0311 2.9842 2.9339 2.8800

15 3.4093 3.3925 3.3744 3.3551 3.3343 3.3120 3.2882 3.2626 3.2352 3.2057

20 3.5722 3.5619 3.5509 3.5391 3.5264 3.5128 3.4982 3.4826 3.4659 3.4479

25 3.7138 3.7072 3.7001 3.6925 3.6844 3.6757 3.6663 3.6563 3.6456 3.6340

30 3.8547 3.8503 3.8456 3.8405 3.8351 3.8293 3.8230 3.8163 3.8091 3.8014

35 3.9754 3.9724 3.9692 3.9658 3.9621 3.9582 3.9540 3.9495 3.9447 3.9395

40 4.1058 4.1037 4.1015 4.0991 4.0966 4.0939 4.0909 4.0878 4.0844 4.0808

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.1742 3.1404 3.1041 3.0652 3.0235

20 3.4287 3.4080 3.3859 3.3621 3.3367 3.3094 3.2801 3.2487 3.2151 3.1790

25 3.6217 3.6084 3.5942 3.5790 3.5626 3.5451 3.5263 3.5062 3.4846 3.4614

30 3.7932 3.7843 3.7748 3.7646 3.7537 3.7420 3.7294 3.7160 3.7015 3.6860

35 3.9339 3.9279 3.9215 3.9147 3.9073 3.8994 3.8910 3.8819 3.8722 3.8618

40 4.0770 4.0728 4.0684 4.0636 4.0585 4.0530 4.0472 4.0409 4.0341 4.0269

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 3.4366 3.4099 3.3814 3.3508 3.3179

30 3.6694 3.6516 3.6325 3.6121 3.5901 3.5666 3.5413 3.5143 3.4853 3.4542

35 3.8506 3.8386 3.8257 3.8120 3.7972 3.7813 3.7643 3.7461 3.7266 3.7056

40 4.0191 4.0108 4.0018 3.9923 3.9820 3.9710 3.9592 3.9465 3.9329 3.9184

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 3.6831 3.6590 3.6332 3.6055 3.5758

40 3.9028 3.8860 3.8681 3.8489 3.8282 3.8061 3.7824 3.7569 3.7297 3.7008

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1968-1975

CONTRACT RATE 7.25%

SUBSIDY RATE 1.00%

PREMIUM RATE .50%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.3833 3.3528 3.3200 3.2848 3.2469 3.2061 3.1623 3.1153 3.0646 3.0102

15 3.5494 3.5329 3.5152 3.4961 3.4756 3.4536 3.4299 3.4044 3.3770 3.3476

20 3.7223 3.7123 3.7016 3.6900 3.6776 3.6643 3.6500 3.6346 3.6180 3.6002

25 3.8739 3.8675 3.8607 3.8534 3.8455 3.8370 3.8279 3.8181 3.8075 3.7962

30 4.0248 4.0206 4.0161 4.0112 4.0060 4.0004 3.9943 3.9878 3.9808 3.9733

35 4.1554 4.1526 4.1496 4.1463 4.1428 4.1390 4.1350 4.1306 4.1259 4.1209

40 4.2858 4.2839 4.2819 4.2796 4.2773 4.2747 4.2720 4.2690 4.2658 4.2624

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.3160 3.2820 3.2454 3.2061 3.1639

20 3.5811 3.5605 3.5384 3.5146 3.4890 3.4616 3.4320 3.4003 3.3662 3.3295

25 3.7841 3.7710 3.7569 3.7418 3.7255 3.7081 3.6893 3.6691 3.6474 3.6240

30 3.9652 3.9565 3.9472 3.9372 3.9264 3.9148 3.9023 3.8890 3.8746 3.8591

35 4.1155 4.1097 4.1034 4.0967 4.0895 4.0817 4.0734 4.0644 4.0547 4.0444

40 4.2587 4.2548 4.2506 4.2460 4.2411 4.2358 4.2302 4.2241 4.2175 4.2105

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 3.5990 3.5720 3.5430 3.5119 3.4784

30 3.8424 3.8246 3.8053 3.7847 3.7625 3.7386 3.7129 3.6853 3.6556 3.6239

35 4.0332 4.0212 4.0083 3.9945 3.9796 3.9636 3.9464 3.9279 3.9080 3.8866

40 4.2029 4.1948 4.1861 4.1767 4.1666 4.1557 4.1440 4.1315 4.1180 4.1035

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 3.8637 3.8390 3.8124 3.7839 3.7533

40 4.0879 4.0712 4.0532 4.0338 4.0130 3.9907 3.9666 3.9408 3.9130 3.8833

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1968-1975

CONTRACT RATE 7.50%

SUBSIDY RATE 1.00%

PREMIUM RATE .50%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.5135 3.4833 3.4508 3.4158 3.3781 3.3374 3.2936 3.2463 3.1954 3.1406

15 3.6996 3.6833 3.6659 3.6470 3.6267 3.6048 3.5812 3.5558 3.5284 3.4989

20 3.8724 3.8627 3.8523 3.8410 3.8289 3.8158 3.8017 3.7865 3.7702 3.7525

25 4.0340 4.0279 4.0213 4.0142 4.0066 3.9983 3.9895 3.9799 3.9696 3.9585

30 4.1949 4.1909 4.1866 4.1819 4.1769 4.1715 4.1656 4.1593 4.1525 4.1452

35 4.3355 4.3328 4.3299 4.3268 4.3235 4.3199 4.3160 4.3118 4.3072 4.3024

40 4.4759 4.4740 4.4721 4.4700 4.4677 4.4652 4.4626 4.4597 4.4567 4.4533

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.4671 3.4328 3.3958 3.3560 3.3131

20 3.7335 3.7131 3.6910 3.6672 3.6416 3.6140 3.5842 3.5521 3.5176 3.4803

25 3.9465 3.9336 3.9197 3.9047 3.8886 3.8712 3.8525 3.8323 3.8105 3.7870

30 4.1374 4.1289 4.1197 4.1099 4.0993 4.0878 4.0755 4.0622 4.0479 4.0324

35 4.2971 4.2915 4.2854 4.2788 4.2717 4.2641 4.2559 4.2470 4.2375 4.2272

40 4.4498 4.4459 4.4418 4.4373 4.4325 4.4273 4.4217 4.4157 4.4092 4.4022

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 3.7617 3.7345 3.7051 3.6735 3.6394

30 4.0158 3.9979 3.9786 3.9577 3.9353 3.9111 3.8851 3.8570 3.8268 3.7943

35 4.2161 4.2041 4.1913 4.1774 4.1624 4.1463 4.1290 4.1102 4.0901 4.0683

40 4.3947 4.3865 4.3778 4.3684 4.3582 4.3472 4.3354 4.3227 4.3090 4.2942

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 4.0449 4.0197 3.9925 3.9632 3.9320

40 4.2783 4.2611 4.2426 4.2227 4.2012 4.1781 4.1531 4.1263 4.0973 4.0677

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1968-1975

CONTRACT RATE 8.50%

SUBSIDY RATE 1.00%

PREMIUM RATE .50%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 4.0342 4.0054 3.9742 3.9401 3.9030 3.8627 3.8188 3.7710 3.7190 3.6624

15 4.2702 4.2552 4.2389 4.2212 4.2019 4.1809 4.1581 4.1332 4.1062 4.0767

20 4.4929 4.4843 4.4749 4.4647 4.4535 4.4414 4.4282 4.4139 4.3983 4.3813

25 4.7044 4.6991 4.6933 4.6871 4.6803 4.6729 4.6648 4.6560 4.6465 4.6361

30 4.8852 4.8820 4.8784 4.8745 4.8703 4.8657 4.8607 4.8552 4.8493 4.8428

35 5.0558 5.0537 5.0514 5.0489 5.0462 5.0433 5.0401 5.0366 5.0328 5.0287

40 5.2261 5.2247 5.2232 5.2215 5.2197 5.2178 5.2157 5.2134 5.2108 5.2081

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 4.0446 4.0097 3.9710 3.9304 3.8854

20 4.3628 4.3426 4.3207 4.2969 4.2709 4.2426 4.2119 4.1784 4.1420 4.1023

25 4.6248 4.6124 4.5990 4.5844 4.5686 4.5513 4.5325 4.5120 4.4897 4.4654

30 4.8358 4.8281 4.8198 4.8107 4.8009 4.7901 4.7785 4.7657 4.7519 4.7368

35 5.0242 5.0194 5.0141 5.0083 5.0020 4.9951 4.9877 4.9796 4.9709 4.9612

40 5.2051 5.2019 5.1984 5.1945 5.1904 5.1858 5.1809 5.1755 5.1696 5.1633

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 4.4390 4.4103 4.3790 4.3450 4.3080

30 4.7204 4.7026 4.6832 4.6620 4.6390 4.6140 4.5867 4.5570 4.5247 4.4896

35 4.9507 4.9393 4.9270 4.9135 4.8988 4.8828 4.8655 4.8466 4.8260 4.8036

40 5.1563 5.1488 5.1406 5.1316 5.1219 5.1113 5.0998 5.0872 5.0735 5.0587

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 4.7792 4.7527 4.7238 4.6924 4.6581

40 5.0425 5.0249 5.0057 4.9848 4.9621 4.9374 4.9105 4.8812 4.8494 4.8172

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 5 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1968-1975

CONTRACT RATE 8.75%

SUBSIDY RATE 1.00%

PREMIUM RATE .50%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 4.1743 4.1459 4.1149 4.0810 4.0441 4.0037 3.9598 3.9118 3.8594 3.8023

15 4.4203 4.4056 4.3896 4.3721 4.3531 4.3323 4.3096 4.2848 4.2578 4.2283

20 4.6530 4.6446 4.6355 4.6255 4.6146 4.6027 4.5897 4.5756 4.5601 4.5433

25 4.8745 4.8694 4.8638 4.8578 4.8512 4.8440 4.8361 4.8275 4.8182 4.8079

30 5.0653 5.0622 5.0588 5.0550 5.0510 5.0465 5.0417 5.0364 5.0306 5.0243

35 5.2458 5.2438 5.2416 5.2393 5.2367 5.2338 5.2307 5.2274 5.2237 5.2197

40 5.4161 5.4148 5.4134 5.4119 5.4102 5.4084 5.4064 5.4042 5.4018 5.3992

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 4.1961 4.1610 4.1227 4.0810 4.0354

20 4.5249 4.5048 4.4829 4.4590 4.4330 4.4045 4.3735 4.3396 4.3027 4.2624

25 4.7968 4.7846 4.7714 4.7569 4.7411 4.7239 4.7051 4.6845 4.6622 4.6377

30 5.0174 5.0099 5.0018 4.9928 4.9831 4.9725 4.9609 4.9483 4.9345 4.9194

35 5.2153 5.2105 5.2053 5.1997 5.1935 5.1867 5.1793 5.1713 5.1625 5.1529

40 5.3964 5.3933 5.3899 5.3862 5.3822 5.3779 5.3731 5.3679 5.3622 5.3560

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 4.6111 4.5820 4.5503 4.5157 4.4779

30 4.9030 4.8851 4.8655 4.8442 4.8209 4.7955 4.7678 4.7375 4.7045 4.6685

35 5.1424 5.1310 5.1185 5.1050 5.0901 5.0740 5.0563 5.0370 5.0160 4.9931

40 5.3492 5.3418 5.3338 5.3250 5.3154 5.3049 5.2935 5.2810 5.2674 5.2526

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 4.9681 4.9408 4.9110 4.8785 4.8435

40 5.2364 5.2187 5.1995 5.1785 5.1555 5.1305 5.1032 5.0734 5.0409 5.0077

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATE: 1968-1975

CONTRACT RATE 9.00%

SUBSIDY RATE 1.00%

PREMIUM RATE .50%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 4.3045 4.2764 4.2457 4.2121 4.1754 4.1352 4.0912 4.0431 3.9905 3.9330

15 4.5704 4.5560 4.5403 4.5231 4.5042 4.4836 4.4611 4.4364 4.4095 4.3800

20 4.8131 4.8050 4.7961 4.7863 4.7757 4.7640 4.7513 4.7373 4.7220 4.7053

25 5.0446 5.0397 5.0343 5.0285 5.0221 5.0151 5.0074 4.9990 4.9899 4.9799

30 5.2454 5.2424 5.2391 5.2355 5.2316 5.2274 5.2227 5.2176 5.2120 5.2058

35 5.4259 5.4240 5.4220 5.4198 5.4174 5.4147 5.4118 5.4087 5.4052 5.4014

40 5.6061 5.6050 5.6036 5.6022 5.6007 5.5989 5.5971 5.5950 5.5928 5.5903

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 4.3477 4.3124 4.2738 4.2316 4.1855

20 4.6871 4.6671 4.6453 4.6214 4.5952 4.5666 4.5354 4.5012 4.4637 4.4228

25 4.9689 4.9569 4.9438 4.9295 4.9138 4.8966 4.8779 4.8574 4.8349 4.8104

30 5.1992 5.1918 5.1838 5.1751 5.1655 5.1550 5.1435 5.1310 5.1173 5.1023

35 5.3973 5.3928 5.3878 5.3824 5.3765 5.3700 5.3629 5.3552 5.3467 5.3374

40 5.5877 5.5847 5.5815 5.5780 5.5742 5.5700 5.5654 5.5604 5.5549 5.5489

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 4.7835 4.7541 4.7220 4.6868 4.6484

30 5.0858 5.0679 5.0483 5.0268 5.0033 4.9776 4.9495 4.9187 4.8851 4.8483

35 5.3272 5.3162 5.3040 5.2907 5.2762 5.2603 5.2429 5.2239 5.2032 5.1804

40 5.5423 5.5352 5.5273 5.5187 5.5093 5.4990 5.4878 5.4755 5.4620 5.4473

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 5.1555 5.1283 5.0986 5.0660 5.0304

40 5.4312 5.4136 5.3944 5.3733 5.3503 5.3251 5.2975 5.2674 5.2344 5.1998

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 7 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1968-1975

CONTRACT RATE 7.75%

SUBSIDY RATE 1.00%

PREMIUM RATE .50%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.6437 3.6139 3.5817 3.5469 3.5093 3.4687 3.4248 3.3774 3.3262 3.2709

15 3.8397 3.8238 3.8066 3.7881 3.7680 3.7464 3.7230 3.6977 3.6704 3.6409

20 4.0226 4.0132 4.0030 3.9920 3.9802 3.9674 3.9535 3.9386 3.9224 3.9050

25 4.2041 4.1982 4.1918 4.1849 4.1774 4.1694 4.1607 4.1513 4.1411 4.1301

30 4.3650 4.3612 4.3571 4.3526 4.3478 4.3426 4.3369 4.3309 4.3243 4.3172

35 4.5156 4.5130 4.5103 4.5073 4.5041 4.5007 4.4970 4.4929 4.4886 4.4839

40 4.6559 4.6543 4.6525 4.6505 4.6484 4.6461 4.6437 4.6410 4.6381 4.6350

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.6090 3.5746 3.5374 3.4972 3.4538

20 3.8861 3.8657 3.8437 3.8200 3.7943 3.7666 3.7366 3.7042 3.6692 3.6315

25 4.1183 4.1055 4.0916 4.0767 4.0605 4.0431 4.0242 4.0039 3.9819 3.9581

30 4.3096 4.3013 4.2923 4.2827 4.2723 4.2610 4.2488 4.2357 4.2215 4.2061

35 4.4788 4.4733 4.4674 4.4610 4.4541 4.4466 4.4386 4.4298 4.4204 4.4103

40 4.6317 4.6280 4.6241 4.6199 4.6153 4.6104 4.6051 4.5993 4.5931 4.5863

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 3.9324 3.9047 3.8748 3.8424 3.8074

30 4.1895 4.1716 4.1523 4.1313 4.1088 4.0844 4.0580 4.0295 3.9988 3.9656

35 4.3993 4.3874 4.3746 4.3607 4.3457 4.3296 4.3121 4.2932 4.2728 4.2508

40 4.5791 4.5712 4.5628 4.5536 4.5437 4.5330 4.5215 4.5090 4.4955 4.4810

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 4.2270 4.2013 4.1735 4.1435 4.1116

40 4.4653 4.4483 4.4299 4.4101 4.3887 4.3655 4.3406 4.3135 4.2844 4.2531

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 8 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1968-1975

CONTRACT RATE 8.00%

SUBSIDY RATE 1.00%

PREMIUM RATE .50%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.7738 3.7444 3.7125 3.6779 3.6405 3.6000 3.5561 3.5086 3.4571 3.4014

15 3.9799 3.9643 3.9475 3.9292 3.9094 3.8880 3.8648 3.8397 3.8124 3.7830

20 4.1827 4.1735 4.1636 4.1528 4.1412 4.1286 4.1149 4.1001 4.0841 4.0668

25 4.3642 4.3585 4.3524 4.3457 4.3385 4.3307 4.3223 4.3131 4.3032 4.2925

30 4.5351 4.5315 4.5275 4.5233 4.5187 4.5137 4.5083 4.5025 4.4961 4.4893

35 4.6956 4.6932 4.6907 4.6879 4.6848 4.6815 4.6780 4.6741 4.6700 4.6655

40 4.8460 4.8444 4.8427 4.8408 4.8388 4.8367 4.8343 4.8318 4.8290 4.8260

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.7511 3.7165 3.6791 3.6385 3.5946

20 4.0480 4.0276 4.0056 3.9817 3.9559 3.9279 3.8976 3.8647 3.8292 3.7907

25 4.2809 4.2683 4.2547 4.2399 4.2239 4.2066 4.1879 4.1676 4.1456 4.1218

30 4.4818 4.4738 4.4651 4.4556 4.4454 4.4344 4.4224 4.4094 4.3953 4.3801

35 4.6606 4.6553 4.6495 4.6433 4.6366 4.6293 4.6214 4.6129 4.6036 4.5936

40 4.8228 4.8193 4.8155 4.8114 4.8069 4.8021 4.7969 4.7912 4.7851 4.7785

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 4.0960 4.0681 4.0378 4.0051 3.9696

30 4.3636 4.3458 4.3264 4.3055 4.2828 4.2583 4.2317 4.2029 4.1717 4.1379

35 4.5827 4.5710 4.5583 4.5445 4.5295 4.5134 4.4959 4.4769 4.4563 4.4341

40 4.7713 4.7635 4.7551 4.7460 4.7361 4.7254 4.7138 4.7012 4.6877 4.6729

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 4.4100 4.3839 4.3557 4.3250 4.2923

40 4.6570 4.6397 4.6210 4.6008 4.5789 4.5551 4.5294 4.5015 4.4714 4.4397

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 9 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1968-1975

CONTRACT RATE 8.25%

SUBSIDY RATE 1.00%

PREMIUM RATE .50%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.9040 3.8749 3.8433 3.8090 3.7718 3.7313 3.6874 3.6398 3.5880 3.5318

15 4.1300 4.1147 4.0981 4.0801 4.0605 4.0393 4.0162 3.9912 3.9640 3.9344

20 4.3428 4.3339 4.3242 4.3116 4.3022 4.2898 4.2763 4.2617 4.2458 4.2286

25 4.5343 4.5288 4.5229 4.5164 4.5094 4.5018 4.4935 4.4846 4.4748 4.4643

30 4.7152 4.7117 4.7079 4.7038 4.6993 4.6945 4.6893 4.6836 4.6774 4.6707

35 4.8757 4.9735 4.8710 4.8684 4.8655 4.8624 4.8590 4.8554 4.8514 4.8471

40 5.0360 5.0345 5.0329 5.0312 5.0293 5.0272 5.0250 5.0226 5.0199 5.0171

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.9024 3.8676 3.8298 3.7888 3.7443

20 4.2099 4.1896 4.1675 4.1436 4.1176 4.0894 4.0587 4.0255 3.9893 3.9501

25 4.4528 4.4403 4.4268 4.4121 4.3962 4.3789 4.3601 4.3397 4.3175 4.2935

30 4.6634 4.6554 4.6469 4.6375 4.6274 4.6164 4.6044 4.5915 4.5774 4.5621

35 4.8424 4.8373 4.8317 4.8257 4.8192 4.8121 4.8045 4.7961 4.7871 4.7772

40 5.0139 5.0106 5.0069 5.0029 4.9986 4.9939 4.9888 4.9833 4.9773 4.9708

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 4.2674 4.2390 4.2082 4.1748 4.1385

30 4.5455 4.5275 4.5080 4.4867 4.4637 4.4386 4.4115 4.3820 4.3499 4.3153

35 4.7666 4.7550 4.7424 4.7287 4.7139 4.6978 4.6803 4.6613 4.6407 4.6183

40 4.9637 4.9560 4.9477 4.9386 4.9288 4.9181 4.9065 4.8940 4.8803 4.8655

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 4.5940 4.5677 4.5390 4.5079 4.4744

40 4.8494 4.8319 4.8129 4.7923 4.7700 4.7457 4.7193 4.6907 4.6596 4.6278

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 10 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1968-1975

CONTRACT RATE 9.25%

SUBSIDY RATE 1.00%

PREMIUM RATE .50%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 4.4447 4.4169 4.3864 4.3530 4.3164 4.2763 4.2322 4.1840 4.1310 4.0730

15 4.7206 4.7065 4.6910 4.6740 4.6554 4.6350 4.6127 4.5881 4.5612 4.5317

20 4.9733 4.9653 4.9567 4.9472 4.9368 4.9253 4.9128 4.8991 4.8840 4.8675

25 5.2146 5.2099 5.2048 5.1992 5.1930 5.1862 5.1788 5.1706 5.1617 5.1519

30 5.4254 5.4226 5.4195 5.4161 5.4123 5.4082 5.4037 5.3988 5.3934 5.3874

35 5.6159 5.6142 5.6122 5.6101 5.6078 5.6053 5.6025 5.5995 5.5961 5.5925

40 5.7962 5.7951 5.7939 5.7926 5.7911 5.7895 5.7878 5.7859 5.7838 5.7815

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 4.4994 4.4639 4.4251 4.3824 4.3357

20 4.8494 4.8295 4.8077 4.7838 4.7577 4.7290 4.6975 4.6629 4.6251 4.5836

25 5.1411 5.1293 5.1164 5.1022 5.0867 5.0696 5.0509 5.0304 5.0080 4.9833

30 5.3809 5.3738 5.3660 5.3574 5.3480 5.3376 5.3263 5.3139 5.3003 5.2854

35 5.5885 5.5841 5.5792 5.5739 5.5681 5.5618 5.5548 5.5472 5.5388 5.5296

40 5.7790 5.7762 5.7732 5.7699 5.7662 5.7623 5.7579 5.7531 5.7478 5.7421

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 4.9563 4.9267 4.8942 4.8586 4.8195

30 5.2691 5.2511 5.2314 5.2099 5.1862 5.1603 5.1319 5.1007 5.0665 5.0290

35 5.5195 5.5084 5.4963 5.4830 5.4684 5.4524 5.4349 5.4157 5.3946 5.3715

40 5.7357 5.7288 5.7212 5.7129 5.7037 5.6937 5.6827 5.6707 5.6574 5.6429

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 5.3461 5.3183 5.2879 5.2545 5.2178

40 5.6271 5.6096 5.5905 5.5696 5.5466 5.5214 5.4938 5.4635 5.4303 5.3942

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 11 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1968-1975

CONTRACT RATE 9.50%

SUBSIDY RATE 1.00%

PREMIUM RATE .50%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 4.5748 4.5474 4.5173 4.4842 4.4478 4.4077 4.3637 4.3154 4.2622 4.2038

15 4.8707 4.8569 4.8417 4.8250 4.8066 4.7864 4.7642 4.7399 4.7130 4.6836

20 5.1433 5.1356 5.1271 5.1278 5.1076 5.0963 5.0839 5.0703 5.0554 5.0389

25 5.3847 5.3802 5.3753 5.3699 5.3639 5.3573 5.3501 5.3422 5.3335 5.3239

30 5.6055 5.6028 5.5999 5.5966 5.5930 5.5891 5.5848 5.5800 5.5748 5.5691

35 5.8060 5.8043 5.8025 5.8005 5.7983 5.7959 5.7932 5.7903 5.7871 5.7835

40 5.9962 5.9952 5.9940 5.9927 5.9913 5.9898 5.9881 5.9862 5.9842 5.9819

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 4.6512 4.6156 4.5764 4.5334 4.4861

20 5.0209 5.0010 4.9792 4.9551 4.9288 4.8997 4.8679 4.8328 4.7943 4.7519

25 5.3134 5.3018 5.2891 5.2751 5.2597 5.2428 5.2242 5.2038 5.1814 5.1567

30 5.5628 5.5558 5.5482 5.5398 5.5306 5.5205 5.5093 5.4971 5.4837 5.4689

35 5.7797 5.7754 5.7707 5.7656 5.7599 5.7537 5.7460 5.7393 5.7310 5.7219

40 5.9795 5.9767 5.9738 5.9705 5.9669 5.9629 5.9585 5.9537 5.9485 5.9427

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 5.1296 5.0998 5.0670 5.0310 4.9914

30 5.4526 5.4348 5.4151 5.3935 5.3698 5.3437 5.3150 5.2835 5.2489 5.2108

35 5.7120 5.7010 5.6889 5.6756 5.6610 5.6450 5.6274 5.6080 5.5867 5.5633

40 5.9363 5.9293 5.9216 5.9131 5.9038 5.8936 5.8824 5.8700 5.8565 5.8415

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 5.5375 5.5092 5.4781 5.4439 5.4065

40 5.8251 5.8071 5.7873 5.7655 5.7415 5.7152 5.6862 5.6544 5.6194 5.5855

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 12 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1968-1975

CONTRACT RATE 9.75%

SUBSIDY RATE 1.00%

PREMIUM RATE .50%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 4.7150 4.6879 4.6580 4.6251 4.5888 4.5489 4.5048 4.4563 4.4028 4.3439

15 5.0208 5.0073 4.9924 4.9759 4.9578 4.9379 4.9159 4.8916 4.8649 4.8355

20 5.3035 5.2960 5.2878 5.2787 5.2687 5.2577 5.2456 5.2322 5.2175 5.2012

25 5.5648 5.5604 5.5557 5.5504 5.5446 5.5391 5.5311 5.5233 5.5147 5.5053

30 5.7955 5.7929 5.7901 5.7869 5.7835 5.7796 5.7754 5.7707 5.7656 5.7600

35 5.9960 5.9944 5.9927 5.9908 5.9887 5.9864 5.9839 5.9811 5.9780 5.9746

40 6.1863 6.1853 6.1842 6.1831 6.1818 6.1804 6.1788 6.1771 6.1752 6.1731

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 4.8030 4.7673 4.7279 4.6845 4.6366

20 5.1833 5.1636 5.1419 5.1179 5.0916 5.0625 5.0304 4.9951 4.9562 4.9134

25 5.4948 5.4833 5.4707 5.4567 5.4414 5.4244 5.4058 5.3852 5.3626 5.3376

30 5.7537 5.7469 5.7393 5.7310 5.7218 5.7117 5.7005 5.6883 5.6747 5.6599

35 5.9709 5.9668 5.9623 5.9573 5.9518 5.9457 5.9390 5.9316 5.9235 5.9145

40 6.1709 6.1683 6.1655 6.1625 6.1591 6.1554 6.1513 6.1467 6.1417 6.1362

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 5.3101 5.2798 5.2463 5.2095 5.1690

30 5.6434 5.6252 5.6053 5.5833 5.5590 5.5323 5.5029 5.4704 5.4347 5.3956

35 5.9047 5.8938 5.8818 5.8686 5.8541 5.8381 5.8204 5.8009 5.7795 5.7558

40 6.1302 6.1235 6.1162 6.1080 6.0991 6.0893 6.0784 6.0665 6.0533 6.0388

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 5.7298 5.7011 5.6694 5.6346 5.5964

40 6.0228 6.0052 5.9857 5.9643 5.9407 5.9147 5.8861 5.8545 5.8198 5.7824

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 13 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1/76-3/6/78

CONTRACT RATE 6.75%

SUBSIDY RATE 5.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 1.4442 1.4005 1.3537 1.3030 1.2503 1.1931 1.1320 1.0665 .9966 .9217

15 1.5128 1.4888 1.4631 1.4356 1.4062 1.3748 1.3411 1.3051 1.2667 1.2255

20 1.5868 1.5721 1.5562 1.5393 1.5212 1.5019 1.4812 1.4590 1.4354 1.4100

25 1.6391 1.6296 1.6193 1.6084 1.5967 1.5841 1.5707 1.5564 1.5411 1.5247

30 1.7005 1.6941 1.6072 1.6798 1.6719 1.6635 1.6545 1.6448 1.6345 1.6235

35 1.7514 1.7470 1.7422 1.7371 1.7317 1.7259 1.7197 1.7131 1.7060 1.6984

40 1.7920 1.7889 1.7856 1.7820 1.7783 1.7742 1.7699 1.7653 1.7603 1.7550

11TH 12TH 13TH 14TH 15TH 16TH 17TH 10TH 19TH 20TH

15 1.1815 1.1344 1.0840 1.0302 .9725

20 1.3829 1.3539 1.3229 1.2898 1.2543 1.2164 1.1758 1.1324 1.0860 1.0363

25 1.5071 1.4884 1.4683 1.4468 1.4239 1.3993 1.3730 1.3449 1.3149 1.2827

30 1.6116 1.5990 1.5855 1.5711 1.5556 1.5391 1.5214 1.5025 1.4822 1.4606

35 1.6903 1.6816 1.6723 1.6623 1.6517 1.6403 1.6282 1.6152 1.6013 1.5864

40 1.7493 1.7433 1.7368 1.7299 1.7225 1.7145 1.7060 1.6970 1.6873 1.6769

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 1.2484 1.2116 1.1722 1.1301 1.0851

30 1.4375 1.4127 1.3862 1.3579 1.3276 1.2952 1.2605 1.2234 1.1838 1.1413

35 1.5704 1.5534 1.5352 1.5157 1.4949 1.4726 1.4487 1.4232 1.3959 1.3668

40 1.6658 1.6539 1.6412 1.6276 1.6131 1.5975 1.5809 1.5631 1.5441 1.5237

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 1.3356 1.3022 1.2665 1.2283 1.1876

40 1.5019 1.4787 1.4537 1.4271 1.3986 1.3681 1.3355 1.3007 1.2634 1.2241

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 14 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1/76-3/6/78

CONTRACT RATE 7.00%

SUBSIDY RATE 5.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 1.5744 1.5312 1.4849 1.4352 1.3819 1.3248 1.2636 1.1979 1.1275 1.0520

15 1.6530 1.6294 1.6042 1.5771 1.5480 1.5169 1.4835 1.4476 1.4092 1.3680

20 1.7370 1.7226 1.7072 1.6907 1.6730 1.6539 1.6335 1.6117 1.5882 1.5631

25 1.7993 1.7901 1.7802 1.7695 1.7582 1.7460 1.7329 1.7188 1.7038 1.6876

30 1.8706 1.8645 1.8578 1.8507 1.8431 1.8350 1.8262 1.8168 1.8068 1.7960

35 1.9215 1.9174 1.9129 1.9081 1.9030 1.8975 1.8916 1.8853 1.8785 1.8713

40 1.9721 1.9692 1.9661 1.9628 1.9592 1.9554 1.9513 1.9469 1.9422 1.9372

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 1.3239 1.2765 1.2257 1.1713 1.1129

20 1.5361 1.5072 1.4762 1.4430 1.4074 1.3691 1.3282 1.2842 1.2371 1.1866

25 1.6703 1.6518 1.6319 1.6106 1.5877 1.5632 1.5369 1.5086 1.4784 1.4460

30 1.7844 1.7720 1.7587 1.7445 1.7292 1.7128 1.6952 1.6763 1.6561 1.6345

35 1.8635 1.8551 1.8462 1.8366 1.8263 1.8152 1.8034 1.7907 1.7771 1.7625

40 1.9318 1.9259 1.9197 1.9131 1.9059 1.8982 1.8900 1.8812 1.8717 1.8616

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 1.4112 1.3739 1.3339 1.2911 1.2451

30 1.6112 1.5863 1.5596 1.5209 1.5002 1.4672 1.4319 1.3940 1.3534 1.3099

35 1.7468 1.7300 1.7120 1.6927 1.6720 1.6499 1.6261 1.6006 1.5732 1.5439

40 1.8507 1.8391 1.8266 1.8132 1.7988 1.7834 1.7668 1.7491 1.7301 1.7097

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 1.5124 1.4787 1.4425 1.4037 1.3621

40 1.6879 1.6645 1.6393 1.6124 1.5835 1.5525 1.5193 1.4837 1.445S 1.4051

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 15 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1/76-3/6/78

CONTRACT RATE 7.25%

SUBSIDY RATE 5.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 1.7046 1.6619 1.6160 1.5667 1.5136 1.4566 1.3953 1.3294 1.2585 1.1823

15 1.7932 1.7701 1.7453 1.7186 1.6899 1.6590 1.6258 1.5902 1.5519 1.5106

20 1.8872 1.8732 1.8582 1.8421 1.8247 1.8060 1.7860 1.7644 1.7412 1.7163

25 1.9594 1.9506 1.9410 1.9307 1.9197 1.9078 1.8950 1.8813 1.8666 1.8507

30 2.0408 2.0349 2.0285 2.0217 2.0144 2.0065 1.9980 1.9889 1.9791 1.9686

35 2.1016 2.0977 2.0934 2.0888 2.0839 2.0786 2.0730 2.0669 2.0603 2.0533

40 2.1522 2.1495 2.1466 2.1435 2.1402 2.1366 2.1327 2.1286 2.1242 2.1194

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 1.4664 1.4187 1.3676 1.3126 1.2534

20 1.6895 1.6607 1.6297 1.5964 1.5607 1.5222 1.4809 1.4364 1.3886 1.3373

25 1.8337 1.8154 1.7957 1.7745 1.7517 1.7273 1.7010 1.6727 1.6423 1.6097

30 1.9573 1.9452 1.9321 1.9181 1.9030 1.8867 1.8693 1.8505 1.8304 1.8087

35 2.0457 2.0375 2.0288 2.0194 2.0093 1.9984 1.9867 1.9741 1.9606 1.9461

40 2.1142 2.1087 2.1028 2.0964 2.0895 2.0822 2.0742 2.0657 2.0565 2.0467

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 1.5746 1.5368 1.4962 1.4526 1.4057

30 1.7854 1.7604 1.7335 1.7045 1.6734 1.6400 1.6041 1.5654 1.5239 1.4794

35 1.9305 1.9137 1.8957 1.8763 1.8554 1.8330 1.8089 1.7830 1.7552 1.7253

40 2.0361 2.0247 2.0125 1.9993 1.9852 1.9700 1.9537 1.9361 1.9172 1.8969

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 1.6931 1.6586 1.6214 1.5815 1.5387

40 1.8751 1.8517 1.8265 1.7994 1.7703 1.7389 1.7053 1.6691 1.6302 1.5886

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 16 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1/76-3/6/78

CONTRACT RATE 7.50%

SUBSIDY RATE 5.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 1.0349 1.7927 1.7472 1.6981 1.6453 1.5883 1.5270 1.4608 1.3896 1.3128

15 1.9434 1.9207 1.8962 1.8698 1.8414 1.8107 1.7777 1.7421 1.7037 1.6624

20 2.0374 2.0238 2.0092 1.9934 1.9764 1.9581 1.9384 1.9172 1.8942 1.8696

25 2.1196 2.1110 2.1018 2.0919 2.0812 2.0697 2.0572 2.0439 2.0294 2.0139

30 2.2109 2.2053 2.1992 2.1927 2.1856 2.1780 2.1699 2.1610 2.1516 2.1413

35 2.2817 2.2779 2.2739 2.2695 2.2649 2.2598 2.2543 2.2485 2.2421 2.2353

40 2.3422 2.3397 2.3369 2.3340 2.3308 2.3273 2.3236 2.3196 2.3153 2.3107

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 1.6179 1.5699 1.5182 1.4624 1.4024

20 1.8429 1.8143 1.7834 1.7501 1.7142 1.6755 1.6339 1.5890 1.5406 1.4884

25 1.9971 1.9791 1.9596 1.9386 1.9160 1.8917 1.8654 1.8372 1.8067 1.7738

30 2.1303 2.1184 2.1056 2.0918 2.0770 2.0609 2.0437 2.0251 2.0050 1.9834

35 2.2280 2.2201 2.2115 2.2023 2.1924 2.1817 2.1702 2.1578 2.1444 2.1300

40 2.3057 2.3003 2.2945 2.2882 2.2815 2.2742 2.2664 2.2580 2.2489 2.2391

21ST 22MD 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 1.7384 1.7003 1.6592 1.6149 1.5672

30 1.9601 1.9350 1.9080 1.8788 1.8474 1.8136 1.7771 1.7378 1.6955 1.6500

35 2.1145 2.0978 2.0798 2.0603 2.0394 2.0160 1.9925 1.9663 1.9381 1.9077

40 2.2285 2.2172 2.2049 2.1917 2.1775 2.1621 2.1456 2.1278 2.1086 2.0879

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 1.8749 1.8396 1.8015 1.7605 1.7168

40 2.0656 2.0416 2.0157 1.9878 1.9577 1.9253 1.8904 1.8528 1.8122 1.7707

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 17 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1/76-3/6/78

CONTRACT RATE 7.75%

SUBSIDY RATE 5.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 1.9651 1.9234 1.8783 1.8296 1.7770 1.7201 1.6587 1.5924 1.5207 1.4433

15 2.0836 2.0614 2.0373 2.0113 1.9833 1.9529 1.9202 1.8848 1.8465 1.8Q52

20 2.1876 2.1744 2.1602 2.1448 2.1282 2.1103 2.0909 2.0700 2.0474 2.0229

25 2.2897 2.2814 2.2725 2.2628 2.2524 2.2411 2.2289 2.2158 2.2015 2.1862

30 2.3810 2.3757 2.3699 2.3636 2.3569 2.3496 2.3417 2.3332 2.3240 2.3141

35 2.4618 2.4582 2.4544 2.4503 2.4458 2.4410 2.4358 2.4301 2.4240 2.4175

40 2.5223 2.5200 2.5174 2.5147 2.5117 2.5086 2.5051 2.5014 2.4974 2.4930

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 1.7606 1.7124 1.6603 1.6041 1.5433

20 1.9965 1.9680 1.9372 1.9040 1.8680 1.8292 1.7872 1.7419 1.6929 1.6400

25 2.1696 2.1516 2.1323 2.1113 2.0887 2.0643 2.0379 2.0094 1.9786 1.9454

30 2.3034 2.2918 2.2793 2.2658 2.2512 2.2354 2.2183 2.1999 2.1800 2.1585

35 2.4103 2.4027 2.3944 2.3854 2.3757 2.3653 2.3540 2.3418 2.3286 2.3144

40 2.4883 2.4832 2.4778 2.4718 2.4655 2.4585 2.4511 2.4430 2.4343 2.4249

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 1.9094 1.8706 1.8287 1.7833 1.7344

30 2.1353 2.1102 2.0832 2.0539 2.0223 1.9881 1.9512 1.9113 1.8683 1.8218

35 2.2990 2.2823 2.2644 2.2450 2.2240 2.2014 2.1769 2.1505 2.1220 2.0911

40 2.4147 2.4037 2.3919 2.3791 2.3652 2.3502 2.3341 2.3166 2.2978 2.2774

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 2.0578 2.0218 1.9029 1.9409 1.8963

40 2.2554 2.2316 2.2059 2.1781 2.1482 2.1158 2.0808 2.0430 2.0021 1.9583

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 18 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1/76-3/6/78

CONTRACT RATE 8.00%

SUBSIDY RATE 5.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.0954 2.0541 2.0095 1.9611 1.9087 1.8520 1.7905 1.7240 1.6519 1.5739

15 2.2238 2.2020 2.1784 2.1529 2.1252 2.0952 2.0627 2.0275 1.9894 1.9482

20 2.3477 2.3349 2.3210 2.3060 2.2897 2.2720 2.2529 2.2322 2.2097 2.1855

25 2.4499 2.4419 2.4333 2.4240 2.4140 2.4030 2.3912 2.3784 2.3645 2.3495

30 2.5511 2.5461 2.5406 2.5346 2.5282 2.5212 2.5136 2.5054 2.4966 2.4870

35 2.6419 2.6385 2.6349 2.6310 2.6268 2.6222 2.6172 2.6118 2.6060 2.5996

40 2.7124 2.7102 2.7078 2.7052 2.7024 2.6993 2.6960 2.6925 2.6886 2.6844

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 1.9035 1.8551 1.8027 1.7459 1.6845

20 2.1592 2.1307 2.0998 2.0664 2.0302 1.9910 1.9486 1.9026 1.8528 1.7989

25 2.3333 2.3156 2.2966 2.2759 2.2535 2.2293 2.2030 2.1746 2.1438 2.1105

30 2.4766 2.4653 2.4531 2.4399 2.4256 2.4101 2.3933 2.3752 2.3555 2.3342

35 2.5928 2.5854 2.5773 2.5687 2.5592 2.5490 2.5380 2.5260 2.5131 2.4990

40 2.6799 2.6750 2.6697 2.6639 2.6577 2.6509 2.6436 2.6357 2.6271 2.6179

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 2.0744 2.0353 1.9929 1.9471 1.8974

30 2.3111 2.2861 2.2590 2.2297 2.1980 2.1636 2.1263 2.0860 2.0423 1.9950

35 2.4838 2.4674 2.4496 2.4303 2.4094 2.3867 2.3622 2.3356 2.3069 2.2757

40 2.6078 2.5969 2.5851 2.5724 2.5585 2.5435 2.5273 2.5097 2.4907 2.4701

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 2.2420 2.2055 2.1659 2.1231 2.0773

40 2.4478 2.4236 2.3974 2.3691 2.3384 2.3051 2.2691 2.2301 2.1879 2.1436

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 19 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1/76-3/6/78

CONTRACT RATE 8.25%

SUBSIDY RATE 5.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.2256 2.1849 2.1406 2.0926 2.0405 1.9839 1.9224 1.8557 1.7832 1.7046

15 2.3740 2.3526 2.3294 2.3041 2.2767 2.2470 2.2147 2.1796 2.1416 2.1002

20 2.5079 2.4954 2.4818 2.4671 2.4511 2.4337 2.4149 2.3944 2.3722 2.3481

25 2.6200 2.6123 2.6040 2.5950 2.5852 2.5745 2.5630 2.5504 2.5368 2.5220

30 2.7312 2.7263 2.7211 2.7153 2.7091 2.7023 2.6950 2.6870 2.6783 2.6689

35 2.8220 2.8188 2.8154 2.8117 2.8077 2.8034 2.7986 2.7935 2.7879 2.7819

40 2.9024 2.9004 2.8981 2.8957 2.8930 2.8901 2.8870 2.8836 2.8799 2.8759

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 2.0554 2.0066 1.9537 1.8963 1.8340

20 2.3219 2.2934 2.2625 2.2290 2.1926 2.1531 2.1102 2.0636 2.0131 1.9582

25 2.5059 2.4885 2.4695 2.4490 2.4266 2.4024 2.3761 2.3475 2.3165 2.2829

30 2.6587 2.6476 2.6356 2.6225 2.6083 2.5929 2.5762 2.5581 2.5384 2.5170

35 2.7753 2.7682 2.7604 2.7520 2.7429 2.7330 2.7222 2.7106 2.6979 2.6841

40 2.8715 2.8668 2.8617 2.8561 2.8500 2.8435 2.8363 2.8286 2.8202 2.8111

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 2.2463 2.2066 2.1635 2.1167 2.0659

30 2.4937 2.4685 2.4411 2.4114 2.3791 2.3441 2.3060 2.2647 2.2199 2.1714

35 2.6692 2.6529 2.6353 2.6162 2.5954 2.5729 2.5484 2.5218 2.4930 2.4617

40 2.8012 2.7904 2.7788 2.7661 2.7523 2.7374 2.7212 2.7035 2.6844 2.6637

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 2.4276 2.3907 2.3506 2.3071 2.2601

40 2.6411 2.6167 2.5901 2.5613 2.5299 2.4959 2.4590 2.4190 2.3755 2.3310

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 20 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1/76-3/6/78

CONTRACT RATE 8.50%

SUBSIDY RATE 5.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.3559 2.3156 2.2718 2.2241 2.1723 2.1158 2.0543 1.9874 1.9146 1.8354

15 2.5142 2.4933 2.4705 2.4457 2.4187 2.3893 2.3573 2.3225 2.2846 2.2434

20 2.6581 2.6460 2.6328 2.6185 2.6029 2.5860 2.5675 2.5474 2.5256 2.5018

25 2.7901 2.7827 2.7747 2.7659 2.7564 2.7460 2.7347 2.7224 2.7091 2.6945

30 2.9013 2.8967 2.8917 2.8863 2.8804 2.8739 2.8669 2.8593 2.8510 2.8419

35 3.0021 2.9991 2.9960 2.9925 2.9887 2.9846 2.9801 2.9753 2.9700 2.9642

40 3.0925 3.0905 3.0884 3.0861 3.0836 3.0809 3.0779 3.0747 3.0712 3.0674

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 2.1985 2.1496 2.0965 2.0386 1.9756

20 2.4759 2.4477 2.4170 2.3836 2.3472 2.3077 2.2646 2.2178 2.1668 2.1112

25 2.6787 2.6614 2.6426 2.6222 2.6000 2.5758 2.5494 2.5208 2.4896 2.4556

30 2.8321 2.8214 2.8097 2.7970 2.7832 2.7682 2.7518 2.7340 2.7147 2.6936

35 2.9579 2.9511 2.9437 2.9356 2.9268 2.9172 2.9068 2.8954 2.8831 2.8696

40 3.0632 3.0587 3.0537 3.0484 3.0425 3.0362 3.0292 3.0217 3.0135 3.0046

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 2.4187 2.3784 2.3346 2.2870 2.2351

30 2.6706 2.6456 2.6184 2.5888 2.5566 2.5215 2.4834 2.4418 2.3966 2.3474

35 2.8550 2.8391 2.8217 2.8029 2.7823 2.7600 2.7357 2.7092 2.6804 2.6490

40 2.9949 2.9843 2.9728 2.9603 2.9466 2.9318 2.9157 2.8981 2.8790 2.8581

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 2.6149 2.5777 2.5373 2.4933 2.4454

40 2.8355 2.8108 2.7840 2.7548 2.7230 2.6884 2.6507 2.6097 2.5651 2.5200

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 21 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1/76-3/6/78

CONTRACT RATE 8.75%

SUBSIDY RATE 5.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.4961 2.4563 2.4120 2.3654 2.3137 2.2572 2.1957 2.1285 2.0552 1.9752

15 2.6644 2.6439 2.6215 2.5970 2.5703 2.5412 2.5094 2.4747 2.4369 2.3956

20 2.8182 2.8065 2.7937 2.7797 2.7644 2.7478 2.7296 2.7098 2.6882 2.6646

25 2.9602 2.9531 2.9454 2.9369 2.9276 2.9175 2.9065 2.8945 2.8814 2.8671

30 3.0814 3.0770 3.0723 3.0670 3.0613 3.0551 3.0483 3.0409 3.0328 3.0240

35 3.1921 3.1893 3.1863 3.1830 3.1793 3.1754 3.1710 3.1663 3.1612 3.1556

40 3.2825 3.2807 3.2788 3.2766 3.2743 3.2717 3.2689 3.2659 3.2625 3.2589

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 2.3506 2.3015 2.2478 2.1894 2.1255

20 2.6388 2.6107 2.5801 2.5466 2.5102 2.4703 2.4269 2.3795 2.3278 2.2714

25 2.8515 2.8345 2.8159 2.7957 2.7735 2.7494 2.7231 2.6944 2.6630 2.6288

30 3.0144 3.0039 2.9925 2.9800 2.9664 2.9515 2.9353 2.9176 2.8982 2.8772

35 3.1494 3.1428 3.1355 3.1275 3.1188 3.1094 3.0990 3.0878 3.0754 3.0620

40 3.2549 3.2506 3.2459 3.2407 3.2351 3.2290 3.2223 3.2150 3.2071 3.1984

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 2.5915 2.5508 2.5064 2.4579 2.4051

30 2.8542 2.8291 2.8017 2.7718 2.7392 2.7037 2.6649 2.6225 2.5764 2.5260

35 3.0474 3.0314 3.0140 2.9949 2.9742 2.9515 2.9268 2.8999 2.8704 2.8383

40 3.1889 3.1786 3.1673 3.1550 3.1415 3.1269 3.1109 3.0934 3.0744 3.0536

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 2.8033 2.7651 2.7234 2.6779 2.6289

40 3.0310 3.0062 2.9793 2.9498 2.9177 2.8827 2.8444 2.8027 2.7572 2.7108

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 22 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1/76-3/6/78

CONTRACT RATE 9.00%

SUBSIDY RATE 5.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.6263 2.5870 2.5440 2.4970 2.4455 2.3892 2.3277 2.2603 2.1867 2.1061

15 2.8146 2.7945 2.7724 2.7483 2.7219 2.6931 2.6615 2.6270 2.5893 2.5480

20 2.9784 2.9670 2.9545 2.9409 2.9259 2.9096 2.8918 2.8722 2.8508 2.8275

25 3.1304 3.1235 3.1160 3.1079 3.0989 3.0891 3.0784 3.0667 3.0538 3.0398

30 3.2615 3.2573 3.2528 3.2478 3.2423 3.2363 3.2298 3.2226 3.2148 3.2062

35 3.3722 3.3696 3.3668 3.3637 3.3603 3.3566 3.3526 3.3481 3.3433 3.3380

40 3.4726 3.4709 3.4691 3.4671 3.4649 3.4625 3.4599 3.4570 3.4539 3.4505

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 2.5028 2.4534 2.3994 2.3403 2.2756

20 2.8019 2.7739 2.7434 2.7099 2.6733 2.6333 2.5895 2.5416 2.4892 2.4319

25 3.0245 3.0077 2.9894 2.9693 2.9473 2.9233 2.8970 2.8683 2.8369 2.8025

30 3.1968 3.1866 3.1753 3.1631 3.1497 3.1350 3.1189 3.1014 3.0022 3.0612

35 3.3322 3.3259 3.3189 3.3114 3.3031 3.2940 3.2841 3.2732 3.2613 3.2484

40 3.4467 3.4426 3.4381 3.4332 3.4279 3.4220 3.4156 3.4085 3.4009 3.3925

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 2.7649 2.7238 2.6788 2.6296 2.5758

30 3.0382 3.0130 2.9856 2.9555 2.9226 2.8866 2.8473 2.8042 2.7571 2.7056

35 3.2341 3.2186 3.2016 3.1830 3.1627 3.1405 3.1161 3.0895 3.0604 3.0286

40 3.3833 3.3732 3.3622 3.3502 3.3370 3.3226 3.3069 3.2897 3.2709 3.2503

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 2.9938 2.9557 2.9140 2.8684 2.8186

40 3.2277 3.2031 3.1761 3.1466 3.1144 3.0791 3.0405 2.9983 2.9522 2.9037

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 23 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1/76-3/6/78

CONTRACT RATE 9.25%

SUBSIDY RATE 5.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.7665 2.7277 2.6850 2.6383 2.5870 2.5308 2.4691 2.4015 2.3274 2.2461

15 2.9648 2.9450 2.9234 2.8996 2.8736 2.8450 2.8137 2.7794 2.7417 2.7004

20 3.1386 3.1275 3.1154 3.1021 3.0875 3.0715 3.0539 3.0347 3.0136 2.9905

25 3.3005 3.2939 3.2867 3.278B 3.2702 3.2607 3.2503 3.2388 3.2263 3.2126

30 3.4416 3.4376 3.4333 3.4285 3.4233 3.4175 3.4112 3.4043 3.3967 3.3884

35 3.5623 3.5598 3.5571 3.5542 3.5510 3.5474 3.5435 3.5393 3.5346 3.5295

40 3.6627 3.6611 3.6594 3.6576 3.6556 3.6533 3.6509 3.6482 3.6453 3.6421

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 2.6552 2.6055 2.5511 2.4914 2.4260

20 2.9651 2.9373 2.9068 2.8734 2.8367 2.7965 2.7525 2.7041 2.6511 2.5930

25 3.1976 3.1810 3.1629 3.1431 3.1213 3.0975 3.0713 3.0426 3.0112 2.9767

30 3.3793 3.3693 3.3583 3.3463 3.3332 3.3187 3.3029 3.2855 3.2665 3.2456

35 3.5238 3.5177 3.5109 3.5035 3.4954 3.4865 3.4767 3.4660 3.4543 3.4414

40 3.6386 3.6347 3.6305 3.6258 3.6207 3.6152 3.6090 3.6023 3.5950 3.5869

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 2.9389 2.8974 2.8519 2.8020 2.7473

30 3.2227 3.1976 3.1700 3.1398 3.1067 3.0704 3.0306 2.9870 2.9391 2.8866

35 3.4273 3.4118 3.3948 3.3762 3.3558 3.3334 3.3089 3.2819 3.2524 3.2201

40 3.5780 3.5683 3.5577 3.5460 3.5332 3.5192 3.5038 3.4869 3.4684 3.4481

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 3.1846 3.1457 3.1030 3.0562 3.0049

40 3.4259 3.4015 3.3747 3.3454 3.3132 3.2780 3.2393 3.1969 3.1504 3.0999

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 24 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1/76-3/6/78

CONTRACT RATE 9.50%

SUBSIDY RATE 5.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.8968 2.8584 2.8162 2.7698 2.7189 2.6628 2.6012 2.5335 2.4591 2.3773

15 3.1150 3.0956 3.0744 3.0510 3.0253 2.9970 2.9659 2.9318 2.8943 2.8530

20 3.3087 3.2979 3.2860 3.2730 3.2586 3.2429 3.2255 3.2065 3.1855 3.1625

25 3.4706 3.4643 3.4574 3.4498 3.4415 3.4323 3.4222 3.4111 3.3989 3.3855

30 3.6217 3.6179 3.6138 3.6092 3.6042 3.5987 3.5927 3.5860 3.5787 3.5707

35 3.7523 3.7500 3.7475 3.7447 3.7416 3.7382 3.7345 3.7304 3.7259 3.7210

40 3.8627 3.8612 3.8596 3.8578 3.8558 3.8537 3.8513 3.8487 3.8459 3.8427

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 2.8076 2.7578 2.7030 2.6427 2.5765

20 3.1372 3.1094 3.0788 3.0452 3.0083 2.9676 2.9230 2.8739 2.8200 2.7607

25 3.3707 3.3545 3.3367 3.3171 3.2956 3.2720 3.2459 3.2174 3.1859 3.1514

30 3.5619 3.5521 3.5415 3.5297 3.5168 3.5027 3.4871 3.4700 3.4511 3.4304

35 3.7155 3.7096 3.7030 3.6958 3.6879 3.6791 3.6696 3.6590 3.6474 3.6347

40 3.8392 3.8354 3.8313 3.8267 3.8216 3.8160 3.8099 3.8032 3.7958 3.7877

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 3.1134 3.0717 3.0258 2.9753 2.9199

30 3.4077 3.3827 3.3552 3.3249 3.2917 3.2552 3.2151 3.1709 3.1224 3.0691

35 3.6207 3.6054 3.5884 3.5699 3.5494 3.5270 3.5023 3.4752 3.4453 3.4126

40 3.7788 3.7690 3.7582 3.7464 3.7334 3.7191 3.7033 3.6860 3.6670 3.6461

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 3.3765 3.3369 3.2934 3.2455 3.1931

40 3.6232 3.5979 3.5702 3.5396 3.5061 3.4692 3.4287 3.3842 3.3352 3.2877

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 25 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 1/76-3/6/78

CONTRACT RATE 9.75%

SUBSIDY RATE 5.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.0370 2.9991 2.9572 2.9112 2.8604 2.8044 2.7428 2.6748 2.6000 2.5174

15 3.2652 3.2462 3.2253 3.2023 3.1770 3.1490 3.1182 3.0843 3.0469 3.0057

20 3.4688 3.4584 3.4469 3.4342 3.4202 3.4048 3.3878 3.3691 3.3484 3.3257

25 3.6507 3.6446 3.6379 3.6305 3.6224 3.6134 3.6035 3.5926 3.5806 3.5674

30 3.8118 3.8081 3.8041 3.7997 3.7948 3.7895 3.7836 3.7770 3.7699 3.7620

35 3.9424 3.9402 3.9378 3.9352 3.9322 3.9290 3.9255 3.9216 3.9173 3.9125

40 4.0528 4.0514 4.0499 4.0483 4.0465 4.0445 4.0424 4.0400 4.0373 4.0344

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 2.9602 2.9102 2.8550 2.7943 2.7273

20 3.3007 3.2731 3.2426 3.2091 3.1722 3.1315 3.0866 3.0372 2.9827 2.9227

25 3.5528 3.5367 3.5190 3.4994 3.4779 3.4542 3.4281 3.3993 3.3676 3.3326

30 3.7532 3.7436 3.7331 3.7214 3.7085 3.6944 3.6788 3.6616 3.6426 3.6217

35 3.9073 3.9015 3.8952 3.8882 3.8805 3.8720 3.8626 3.8523 3.8409 3.8284

40 4.0312 4.0277 4.0238 4.0195 4.0147 4.0095 4.0038 3.9974 3.9904 3.9827

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 3.2941 3.2517 3.2049 3.1533 3.0966

30 3.5987 3.5733 3.5454 3.5146 3.4806 3.4432 3.4020 3.3566 3.3065 3.2519

35 3.8146 3.7993 3.7826 3.7641 3.7437 3.7213 3.6965 3.6693 3.6393 3.6062

40 3.9743 3.9649 3.9546 3.9433 3.9308 3.9170 3.9018 3.8851 3.8666 3.8463

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 3.5697 3.5295 3.4852 3.4364 3.3829

40 3.8239 3.7992 3.7720 3.7421 3.7090 3.6726 3.6325 3.5883 3.5397 3.4873

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 26 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 6.75%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 1.9242 1.8805 1.8337 1.7838 1.7303 1.6731 1.6120 1.5465 1.4766 1.4017

15 2.0228 1.9988 1.9731 1.9456 1.9162 1.8848 1.8511 1.8151 1.7767 1.7355

20 2.1268 2.1121 2.0962 2.0793 2.0612 2.0419 2.0212 1.9990 1.9754 1.9500

25 2.2091 2.1996 2.1893 2.1784 2.1667 2.1541 2.1407 2.1264 2.1111 2.0947

30 2.2905 2.2841 2.2772 2.2698 2.2619 2.2535 2.2445 2.2348 2.2245 2.2135

35 2.3714 2.3670 2.3622 2.3571 2.3517 2.3459 2.3397 2.3331 2.3260 2.3184

40 2.4420 2.4389 2.4356 2.4320 2.4283 2.4242 2.4199 2.4153 2.4103 2.4050

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 1.6915 1.6444 1.5940 1.5402 1.4825

20 1.9229 1.8939 1.8629 1.8298 1.7943 1.7564 1.7158 1.6724 1.6260 1.5763

25 2.0771 2.0584 2.0383 2.0168 1.9939 1.9693 1.9430 1.9149 1.8849 1.8527

30 2.2016 2.1890 2.1755 2.1611 2.1456 2.1291 2.1114 2.0925 2.0722 2.0506

35 2.3103 2.3016 2.2923 2.2823 2.2717 2.2603 2.2482 2.2352 2.2213 2.2064

40 2.3993 2.3933 2.3868 2.3799 2.3725 2.3645 2.3560 2.3470 2.3373 2.3269

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 1.8184 1.7816 1.7422 1.7001 1.6551

30 2.0275 2.0027 1.9762 1.9479 1.9176 1.8852 1.8505 1.8134 1.7738 1.7313

35 2.1904 2.1734 2.1552 2.1357 2.1149 2.0926 2.0687 2.0432 2.0159 1.9868

40 2.3158 2.3039 2.2912 2.2776 2.2631 2.2475 2.2309 2.2131 2.1941 2.1737

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 1.9556 1.9222 1.8865 1.8483 1.8076

40 2.1519 2.1287 2.1037 2.0771 2.0486 2.0181 1.9855 1.9507 1.9134 1.8741

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 27 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 7.00%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.0544 2.0112 1.9649 1.9152 1.8619 1.8048 1.7436 1.6779 1.6075 1.5320

15 2.1630 2.1394 2.1142 2.0871 2.0580 2.0269 1.9935 1.9576 1.9192 1.8780

20 2.2770 2.2626 2.2472 2.2307 2.2130 2.1939 2.1735 2.1517 2.1282 2.1031

25 2.3693 2.3601 2.3502 2.3395 2.3282 2.3160 2.3029 2.2888 2.2738 2.2576

30 2.4606 2.4545 2.4478 2.4407 2.4331 2.4250 2.4162 2.4068 2.3968 2.3860

35 2.5415 2.5374 2.5329 2.5281 2.5230 2.5175 2.5116 2.5053 2.4985 2.4913

40 2.6221 2.6192 2.6161 2.6128 2.6092 2.6054 2.6013 2.5969 2.5922 2.5872

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 1.8339 1.7865 1.7357 1.6913 1.6229

20 2.0761 2.0472 2.0162 1.9830 1.9474 1.9091 1.8682 1.8242 1.7771 1.7266

25 2.2403 2.2218 2.2019 2.1806 2.1577 2.1332 2.1069 2.0786 2.0484 2.0160

30 2.3744 2.3620 2.3487 2.3345 2.3192 2.3028 2.2852 2.2663 2.2461 2.2245

35 2.4835 2.4751 2.4662 2.4566 2.4463 2.4352 2.4234 2.4107 2.3971 2.3825

40 2.5818 2.5759 2.5697 2.5631 2.5559 2.5482 2.5400 2.5312 2.5217 2.5116

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 1.9812 1.9439 1.9039 1.8611 1.8151

30 2.2012 2.1763 2.1496 2.1209 2.0902 2.0572 2.0219 1.9840 1.9434 1.8999

35 2.3668 2.3500 2.3320 2.3127 2.2920 2.2699 2.2461 2.2206 2.1932 2.1639

40 2.5007 2.4891 2.4766 2.4632 2.4488 2.4334 2.4168 2.3991 2.3801 2.3597

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 2.1324 2.0987 2.0625 2.0237 1.9821

40 2.3379 2.3145 2.2893 2.2624 2.2335 2.2025 2.1693 2.1337 2.0955 2.0551

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 28 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 7.25%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.1846 2.1419 2.0960 2.0467 1.9936 1.9366 1.8753 1.8094 1.7385 1.6623

15 2.3032 2.2801 2.2553 2.2286 2.1999 2.1690 2.1358 2.1002 2.0619 2.0206

20 2.4272 2.4132 2.3982 2.3821 2.3647 2.3460 2.3260 2.3044 2.2812 2.2563

25 2.5294 2.5206 2.5110 2.5007 2.4897 2.4778 2.4650 2.4513 2.4366 2.4207

30 2.6308 2.6249 2.6185 2.6117 2.6044 2.5965 2.5880 2.5789 2.5691 2.5586

35 2.7216 2.7177 2.7134 2.7088 2.7039 2.6986 2.6930 2.6869 2.6803 2.6733

40 2.8022 2.7995 2.7966 2.7935 2.7902 2.7866 2.7827 2.7786 2.7742 2.7694

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 1.9764 1.9287 1.8776 1.8226 1.7634

20 2.2295 2.2007 2.1697 2.1364 2.1007 2.0622 2.0209 1.9764 1.9286 1.8773

25 2.4037 2.3854 2.3657 2.3445 2.3217 2.2973 2.2710 2.2427 2.2123 2.1797

30 2.5473 2.5352 2.5221 2.5081 2.4930 2.4767 2.4593 2.4405 2.4204 2.3987

35 2.6657 2.6575 2.6488 2.6394 2.6293 2.6184 2.6067 2.5941 2.5806 2.5661

40 2.7642 2.7587 2.7528 2.7464 2.7395 2.7322 2.7242 2.7157 2.7065 2.6967

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 2.1446 2.1068 2.0662 2.0226 1.9757

30 2.3754 2.3504 2.3235 2.2945 2.2634 2.2300 2.1941 2.1554 2.1139 2.0694

35 2.5505 2.5337 2.5157 2.4963 2.4754 2.4530 2.4289 2.4030 2.3752 2.3453

40 2.6861 2.6747 2.6625 2.6493 2.6352 2.6200 2.6037 2.5861 2.5672 2.5469

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 2.3131 2.2786 2.2414 2.2015 2.1587

40 2.5251 2.5017 2.4765 2.4494 2.4203 2.3889 2.3553 2.3191 2.2802 2.2386

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 29 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 7.50%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.3149 2.2727 2.2272 2.1781 2.1253 2.0683 2.0070 1.9408 1.8696 1.7928

15 2.4534 2.4307 2.4062 2.3798 2.3514 2.3207 2.2877 2.2521 2.2137 2.1724

20 2.5774 2.5638 2.5492 2.5334 2.5164 2.4981 2.4784 2.4572 2.4342 2.4096

25 2.6896 2.6810 2.6718 2.6619 2.6512 2.6397 2.6272 2.6139 2.5994 2.5839

30 2.8009 2.7953 2.7892 2.7827 2.7756 2.7680 2.7599 2.7510 2.7416 2.7313

35 2.9017 2.8979 2.8939 2.8895 2.8849 2.8798 2.8743 2.8685 2.8621 2.8553

40 2.9922 2.9897 2.9869 2.9840 2.9808 2.9773 2.9736 2.9696 2.9653 2.9607

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 2.1279 2.0799 2.0282 1.9724 1.9124

20 2.3829 2.3543 2.3234 2.2901 2.2542 2.2155 2.1739 2.1290 2.0806 2.0284

25 2.5671 2.5491 2.5296 2.5086 2.4860 2.4617 2.4354 2.4072 2.3767 2.3438

30 2.7203 2.7084 2.6956 2.6818 2.6670 2.6509 2.6337 2.6151 2.5950 2.5734

35 2.8480 2.8401 2.8315 2.8223 2.8124 2.8017 2.7902 2.7778 2.7644 2.7500

40 2.9557 2.9503 2.9445 2.9382 2.9315 2.9242 2.9164 2.9080 2.8989 2.8891

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 2.3084 2.2703 2.2292 2.1849 2.1372

30 2.5501 2.5250 2.4980 2.4688 2.4374 2.4036 2.3671 2.3278 2.2855 2.2400

35 2.7345 2.7178 2.6998 2.6803 2.6594 2.6368 2.6125 2.5863 2.5581 2.5277

40 2.8785 2.8672 2.8549 2.8417 2.8275 2.8121 2.7956 2.7778 2.7586 2.7379

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 2.4949 2.4596 2.4215 2.3805 2.3368

40 2.7156 2.6916 2.6657 2.6378 2.6077 2.5753 2.5404 2.5028 2.4622 2.4207

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 30 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 7.75%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.4451 2.4034 2.3583 2.3096 2.2570 2.2001 2.1387 2.0724 2.0007 1.9233

15 2.5936 2.5714 2.5473 2.5213 2.4933 2.4629 2.4302 2.3948 2.3565 2.3152

20 2.7276 2.7144 2.7002 2.6848 2.6682 2.6503 2.6309 2.6100 2.5874 2.5629

25 2.8597 2.8514 2.8425 2.8328 2.8224 2.8111 2.7989 2.7858 2.7715 2.7562

30 2.9710 2.9657 2.9599 2.9536 2.9469 2.9396 2.9317 2.9232 2.9140 2.9041

35 3.0818 3.0782 3.0744 3.0703 3.0658 3.0610 3.0558 3.0501 3.0440 3.0375

40 3.1723 3.1700 3.1674 3.1647 3.1617 3.1586 3.1551 3.1514 3.1474 3.1430

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 2.2706 2.2224 2.1703 2.1141 2.0533

20 2.5365 2.5080 2.4772 2.4440 2.4080 2.3692 2.3272 2.2819 2.2329 2.1800

25 2.7396 2.7216 2.7023 2.6813 2.6587 2.6343 2.6079 2.5794 2.5486 2.5154

30 2.8934 2.8818 2.8693 2.8558 2.8412 2.8254 2.8083 2.7899 2.7700 2.7485

35 3.0303 3.0227 3.0144 3.0054 2.9957 2.9853 2.9740 2.9618 2.9486 2.9344

40 3.1383 3.1332 3.1278 3.1218 3.1155 3.1085 3.1011 3.0930 3.0842 3.0749

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 2.4794 2.4406 2.3987 2.3533 2.3044

30 2.7253 2.7002 2.6732 2.6439 2.6123 2.5781 2.5412 2.5013 2.4583 2.4118

35 2.9190 2.9023 2.8844 2.8650 2.8440 2.8214 2.7969 2.7705 2.7420 2.7111

40 3.0647 3.0537 3.0419 3.0291 3.0152 3.0002 2.9841 2.9666 2.9478 2.9274

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 2.6778 2.6418 2.6029 2.5609 2.5163

40 2.9054 2.8816 2.8559 2.8281 2.7982 2.7658 2.7308 2.6930 2.6521 2.6083

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 31 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 8.00%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.5754 2.5341 2.4895 2.4411 2.3887 2.3320 2.2705 2.2040 2.1319 2.0539

15 2.7338 2.7120 2.6884 2.6629 2.6352 2.6052 2.5727 2.5375 2.4994 2.4582

20 2.8877 2.8749 2.8610 2.8460 2.8297 2.8120 2.7929 2.7722 2.7497 2.7255

25 3.0199 3.0119 3.0033 2.9940 2.9840 2.9730 2.9612 2.9484 2.9345 2.9195

30 3.1411 3.1361 3.1306 3.1246 3.1182 3.1112 3.1036 3.0954 3.0866 3.0770

35 3.2619 3.2585 3.2549 3.2510 3.2468 3.2422 3.2372 3.2318 3.2260 3.2196

40 3.3624 3.3602 3.3578 3.3552 3.3524 3.3493 3.3460 3.3425 3.3386 3.3344

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 2.4135 2.3651 2.3127 2.2559 2.1945

20 2.6992 2.6707 2.6398 2.6064 2.5702 2.5310 2.4886 2.4426 2.3928 2.3389

25 2.9033 2.8856 2.8666 2.8459 2.8235 2.7993 2.7730 2.7446 2.7138 2.6805

30 3.0666 3.0553 3.0431 3.0299 3.0156 3.0001 2.9833 2.9652 2.9455 2.9242

35 3.2128 3.2054 3.1973 3.1887 3.1792 3.1690 3.1580 3.1460 3.1331 3.1190

40 3.3299 3.3250 3.3197 3.3139 3.3077 3.3009 3.2936 3.2857 3.2771 3.2679

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 2.6444 2.6053 2.5629 2.5171 2.4674

30 2.9011 2.8761 2.8490 2.8197 2.7880 2.7536 2.7163 2.6760 2.6323 2.5850

35 3.1038 3.0874 3.0696 3.0503 3.0294 3.0067 2.9822 2.9556 2.9269 2.8957

40 3.2578 3.2469 3.2351 3.2224 3.2085 3.1935 3.1773 3.1597 3.1407 3.1201

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 2.8620 2.8255 2.7859 2.7431 2.6973

40 3.0978 3.0736 3.0474 3.0191 2.9884 2.9551 2.9191 2.8801 2.8379 2.7936

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 32 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 8.25%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.7056 2.6649 2.6206 2.5726 2.5205 2.4639 2.4024 2.3357 2.2632 2.1846

15 2.8840 2.8626 2.8394 2.8141 2.7867 2.7570 2.7247 2.6896 2.6516 2.6102

20 3.0479 3.0354 3.0218 3.0071 2.9911 2.9737 2.9549 2.9344 2.9122 2.8881

25 3.1900 3.1823 3.1740 3.1650 3.1552 3.1445 3.1330 3.1204 3.1068 3.0920

30 3.3212 3.3163 3.3111 3.3053 3.2991 3.2923 3.2850 3.2770 3.2683 3.2589

35 3.4420 3.4388 3.4354 3.4317 3.4277 3.4234 3.4186 3.4135 3.4079 3.4019

40 3.5524 3.5504 3.5481 3.5457 3.5430 3.5401 3.5370 3.5336 3.5299 3.5259

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 2.5654 2.5166 2.4637 2.4063 2.3440

20 2.8619 2.8334 2.8025 2.7690 2.7326 2.6931 2.6502 2.6036 2.5531 2.49B2

25 3.0759 3.0585 3.0395 3.0190 2.9966 2.9724 2.9461 2.9175 2.8865 2.0529

30 3.2487 3.2376 3.2256 3.2125 3.1983 3.1829 3.1662 3.1481 3.1284 3.1070

35 3.3953 3.3882 3.3804 3.3720 3.3629 3.3530 3.3422 3.3306 3.3179 3.3041

40 3.5215 3.5168 3.5117 3.5061 3.5000 3.4935 3.4863 3.4786 3.4702 3.4611

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 2.8163 2.7766 2.7335 2.6867 2.6359

30 3.0837 3.0585 3.0311 3.0014 2.9691 2.9341 2.8960 2.8547 2.8099 2.7614

35 3.2892 3.2729 3.2553 3.2362 3.2154 3.1929 3.1684 3.1418 3.1130 3.0817

40 3.4512 3.4404 3.4288 3.4161 3.4023 3.3874 3.3712 3.3535 3.3344 3.3137

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 3.0476 3.0107 2.9706 2.9271 2.8801

40 3.2911 3.2667 3.2401 3.2113 3.1799 3.1459 3.1090 3.0690 3.0255 2.9810

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PACE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 33 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 8.50%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.8359 2.7956 2.7518 2.7041 2.6523 2.5958 2.5343 2.4674 2.3946 2.3154

15 3.0242 3.0033 2.9805 2.9557 2.9287 2.8993 2.8673 2.8325 2.7946 2.7534

20 3.1981 3.1860 3.1728 3.1585 3.1429 3.1260 3.1075 3.0874 3.0656 3.0418

25 3.3601 3.3527 3.3447 3.3359 3.3264 3.3160 3.3047 3.2924 3.2791 3.2645

30 3.4913 3.4867 3.4817 3.4763 3.4704 3.4639 3.4569 3.4493 3.4410 3.4319

35 3.6221 3.6191 3.6160 3.6125 3.6087 3.6046 3.6001 3.5953 3.5900 3.5842

40 3.7425 3.7405 3.7384 3.7361 3.7336 3.7309 3.7279 3.7247 3.7212 3.7174

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 2.7085 2.6596 2.6065 2.5486 2.4856

20 3.0159 2.9877 2.9570 2.9236 2.8872 2.8477 2.8046 2.7578 2.7066 2.6512

25 3.2487 3.2314 3.2126 3.1922 3.1700 3.1458 3.1194 3.0908 3.0596 3.0256

30 3.4221 3.4114 3.3997 3.3870 3.3732 3.3582 3.3418 3.3240 3.3047 3.2836

35 3.5779 3.5711 3.5637 3.5556 3.5468 3.5372 3.5268 3.5154 3.5031 3.4896

40 3.7132 3.7087 3.7037 3.6984 3.6925 3.6862 3.6792 3.6717 3.6635 3.6546

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 2.9887 2.9484 2.9046 2.8570 2.8051

30 3.2606 3.2356 3.2084 3.1788 3.1466 3.1115 3.0734 3.0318 2.9866 2.9374

35 3.4750 3.4591 3.4417 3.4229 3.4023 3.3800 3.3557 3.3292 3.3004 3.2690

40 3.6449 3.6343 3.6228 3.6103 3.5966 3.5818 3.5657 3.5481 3.5290 3.5081

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 3.2349 3.1977 3.1573 3.1133 3.0654

40 3.4855 3.4608 3.4340 3.4048 3.3730 3.3384 3.3007 3.2597 3.2151 3.1700

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 34 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 8.75%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 2.9761 2.9363 2.8928 2.8454 2.7937 2.7372 2.6757 2.6085 2.5352 2.4552

15 3.1744 3.1539 3.1315 3.1070 3.0803 3.0512 3.0194 2.9847 2.9469 2.9056

20 3.3582 3.3465 3.3337 3.3197 3.3044 3.2878 3.2696 3.2498 3.2282 3.2046

25 3.5302 3.5231 3.5154 3.5069 3.4976 3.4875 3.4765 3.4645 3.4514 3.4371

30 3.6714 3.6670 3.6623 3.6570 3.6513 3.6451 3.6383 3.6309 3.6228 3.6140

35 3.8121 3.8093 3.8063 3.8030 3.7993 3.7954 3.7910 3.7863 3.7812 3.7756

40 3.9325 3.9307 3.9288 3.9266 3.9243 3.9217 3.9189 3.9159 3.9125 3.9089

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 2.8606 2.8115 2.7578 2.6994 2.6355

20 3.1788 3.1507 3.1201 3.0866 3.0502 3.0103 2.9669 2.9195 2.8678 2.8114

25 3.4215 3.4045 3.3859 3.3657 3.3435 3.3194 3.2931 3.2644 3.2330 3.1988

30 3.6044 3.5939 3.5825 3.5700 3.5564 3.5415 3.5253 3.5076 3.4882 3.4672

35 3.7694 3.7628 3.7555 3.7475 3.7388 3.7294 3.7190 3.7078 3.6954 3.6820

40 3.9049 3.9006 3.8959 3.8907 3.8851 3.8790 3.8723 3.8650 3.8571 3.8484

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 3.1615 3.1208 3.0764 3.0279 2.9751

30 3.4442 3.4191 3.3917 3.3618 3.3292 3.2937 3.2549 3.2125 3.1664 3.1160

35 3.6674 3.6514 3.6340 3.6149 3.5942 3.5715 3.5468 3.5199 3.4904 3.4583

40 3.8389 3.8286 3.8173 3.8050 3.7915 3.7769 3.7609 3.7434 3.7244 3.7036

31ST 32ND 33RD 34TH 35TH 36TH 37TH 30TH 39TH 40TH

35 3.4233 3.3851 3.3434 3.2979 3.2489

40 3.6810 3.6562 3.6293 3.5998 3.5677 3.5327 3.4944 3.4527 3.4072 3.3608

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 35 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 9.00%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.1063 3.0670 3.0240 2.9770 2.9255 2.8692 2.8077 2.7403 2.6667 2.5861

15 3.3246 3.3045 3.2824 3.2583 3.2319 3.2031 3.1715 3.1370 3.0993 3.0580

20 3.5184 3.5070 3.4945 3.4809 3.4659 3.4496 3.4318 3.4122 3.3908 3.3675

25 3.7004 3.6935 3.6860 3.6779 3.6689 3.6591 3.6484 3.6367 3.6238 3.6098

30 3.8515 3.8473 3.8428 3.8378 3.8323 3.8263 3.8198 3.8126 3.8048 3.7962

35 3.9922 3.9896 3.9868 3.9837 3.9803 3.9766 3.9726 3.9681 3.9633 3.9580

40 4.1226 4.1209 4.1191 4.1171 4.1149 4.1125 4.1099 4.1070 4.1039 4.1005

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.0128 2.9634 2.9094 2.8503 2.7856

20 3.3419 3.3139 3.2834 3.2499 3.2133 3.1733 3.1295 3.0816 3.0292 2.9719

25 3.5945 3.5777 3.5594 3.5393 3.5173 3.4933 3.4670 3.4383 3.4069 3.3725

30 3.7868 3.7766 3.7653 3.7531 3.7397 3.7250 3.7089 3.6914 3.6722 3.6512

35 3.9522 3.9459 3.9389 3.9314 3.9231 3.9140 3.9041 3.8932 3.8813 3.8684

40 4.0967 4.0926 4.0881 4.0832 4.0779 4.0720 4.0656 4.0585 4.0509 4.0425

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 3.3349 3.2938 3.2408 3.1996 3.1458

30 3.6282 3.6030 3.5756 3.5455 3.5126 3.4766 3.4373 3.3942 3.3471 3.2956

35 3.8541 3.8386 3.8216 3.8030 3.7827 3.7605 3.7361 3.7095 3.6804 3.6486

40 4.0333 4.0232 4.0122 4.0002 3.9870 3.9726 3.9569 3.9397 3.9209 3.9003

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 3.6138 3.5757 3.5340 3.4884 3.4386

40 3.8777 3.8531 3.8261 3.7966 3.7644 3.7291 3.6905 3.6483 3.6022 3.5537

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 36 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 9.25%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.2465 3.2077 3.1650 3.1183 3.0670 3.0108 2.9491 2.8815 2.8074 2.7261

15 3.4748 3.4550 3.4334 3.4096 3.3836 3.3550 3.3237 3.2894 3.2517 3.2104

20 3.6786 3.6675 3.6554 3.6421 3.6275 3.6115 3.5939 3.5747 3.5536 3.5305

25 3.8705 3.8639 3.8567 3.8488 3.8402 3.8307 3.8203 3.8088 3.7963 3.7826

30 4.0316 4.0276 4.0233 4.0185 4.0133 4.0075 4.0012 3.9943 3.9867 3.9784

35 4.1823 4.1798 4.1771 4.1742 4.1710 4.1674 4.1635 4.1593 4.1546 4.1495

40 4.3127 4.3111 4.3094 4.3076 4.3056 4.3033 4.3009 4.2982 4.2953 4.2921

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.1652 3.1155 3.0611 3.0014 2.9360

20 3.5051 3.4773 3.4468 3.4134 3.3767 3.3365 3.2925 3.2441 3.1911 3.1330

25 3.7676 3.7510 3.7329 3.7131 3.6913 3.6675 3.6413 3.6126 3.5812 3.5467

30 3.9693 3.9593 3.9483 3.9363 3.9232 3.9087 3.8929 3.8755 3.8565 3.8356

35 4.1438 4.1377 4.1309 4.1235 4.1154 4.1065 4.0967 4.0860 4.0743 4.0614

40 4.2886 4.2847 4.2805 4.2758 4.2707 4.2652 4.2590 4.2523 4.2450 4.2369

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 3.5089 3.4674 3.4219 3.3720 3.3173

30 3.8127 3.7876 3.7600 3.7298 3.6967 3.6604 3.6206 3.5770 3.5291 3.4766

35 4.0473 4.0318 4.0148 3.9962 3.9758 3.9534 3.9289 3.9019 3.8724 3.8401

40 4.2280 4.2183 4.2077 4.1960 4.1832 4.1692 4.1538 4.1369 4.1184 4.0981

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 3.8046 3.7657 3.7230 3.6762 3.6249

40 4.0759 4.0515 4.0247 3.9954 3.9632 3.9280 3.8893 3.8469 3.8004 3.7499

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 37 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATE: 3/7/78-PRESENT

CONTRACT RATE 9.50%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.3768 3.3384 3.2962 3.2498 3.1989 3.1428 3.0812 3.0135 2.9391 2.8573

15 3.6250 3.6056 3.5844 3.5610 3.5353 3.5070 3.4759 3.4418 3.4043 3.3630

20 3.8487 3.8379 3.8260 3.8130 3.7986 3.7829 3.7655 3.7465 3.7255 3.7025

25 4.0406 4.0343 4.0274 4.0198 4.0115 4.0023 3.9922 3.9811 3.9689 3.9555

30 4.2117 4.2079 4.2038 4.1992 4.1942 4.1887 4.1827 4.1760 4.1687 4.1607

35 4.3723 4.3700 4.3675 4.3647 4.3616 4.3582 4.3545 4.3504 4.3459 4.3410

40 4.5127 4.5112 4.5096 4.5078 4.5058 4.5037 4.5013 4.4987 4.4959 4.4927

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.3176 3.2678 3.2130 3.1527 3.0865

20 3.6772 3.6494 3.6188 3.5852 3.5483 3.5076 3.4630 3.4139 3.3600 3.3007

25 3.9407 3.9245 3.9067 3.8871 3.8656 3.0420 3.8159 3.7874 3.7559 3.7214

30 4.1519 4.1421 4.1315 4.1197 4.1068 4.0927 4.0771 4.0600 4.0411 4.0204

35 4.3355 4.3296 4.3230 4.3158 4.3079 4.2991 4.2896 4.2790 4.2674 4.2547

40 4.4892 4.4854 4.4813 4.4767 4.4716 4.4660 4.4599 4.4532 4.4458 4.4377

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 3.6834 3.6417 3.5958 3.5453 3.4899

30 3.9977 3.9727 3.9452 3.9149 3.8817 3.8452 3.8051 3.7609 3.7124 3.6591

35 4.2407 4.2254 4.2084 4.1899 4.1694 4.1470 4.1223 4.0952 4.0653 4.0326

40 4.4288 4.4190 4.4082 4.3964 4.3834 4.3691 4.3533 4.3360 4.3170 4.2961

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 3.9965 3.9569 3.9134 3.8655 3.8131

40 4.2732 4.2479 4.2202 4.1896 4.1561 4.1192 4.0787 4.0342 3.9852 3.9377

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 38 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 9.75%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.5170 3.4791 3.4372 3.3912 3.3404 3.2844 3.2228 3.1548 3.0800 2.9974

15 3.7752 3.7562 3.7353 3.7123 3.6870 3.6590 3.6202 3.5943 3.5569 3.5157

20 4.0088 3.9984 3.9869 3.9742 3.9602 3.9448 3.9278 3.9091 3.8884 3.8657

25 4.2207 4.2146 4.2079 4.2005 4.1924 4.1834 4.1735 4.1626 4.1506 4.1374

30 4.4018 4.3981 4.3941 4.3897 4.3848 4.3795 4.3736 4.3670 4.3599 4.3520

35 4.5624 4.5602 4.5578 4.5552 4.5522 4.5490 4.5455 4.5416 4.5373 4.5325

40 4.7028 4.7014 4.6999 4.6983 4.6965 4.6945 4.6924 4.6900 4.6873 4.6844

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.4702 3.4202 3.3650 3.3043 3.2373

20 3.8407 3.8131 3.7826 3.7491 3.7122 3.6715 3.6266 3.5772 3.5227 3.4627

25 4.1228 4.1067 4.0890 4.0694 4.0479 4.0242 3.9981 3.9693 3.9376 3.9026

30 4.3432 4.3336 4.3231 4.3114 4.2985 4.2844 4.2688 4.2516 4.2326 4.2117

35 4.5273 4.5215 4.5152 4.5082 4.5005 4.4920 4.4826 4.4723 4.4609 4.4484

40 4.6812 4.6777 4.6738 4.6695 4.6647 4.6595 4.6538 4.6474 4.6404 4.6327

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 3.8641 3.8217 3.7749 3.7233 3.6666

30 4.1887 4.1633 4.1354 4.1046 4.0706 4.0332 3.9920 3.9466 3.8965 3.8419

35 4.4346 4.4193 4.4026 4.3841 4.3637 4.3413 4.3165 4.2893 4.2593 4.2262

40 4.6243 4.6149 4.6046 4.5933 4.5808 4.5670 4.5518 4.5351 4.5166 4.4963

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 4.1897 4.1495 4.1052 4.0564 4.0029

40 4.4739 4.4492 4.4220 4.3921 4.3590 4.3226 4.2825 4.2383 4.1897 4.1373

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 39 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 10.00%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.6572 3.6197 3.5783 3.5325 3.4619 3.4261 3.3644 3.2962 3.2209 3.1377

15 3.9254 3.9068 3.8863 3.8637 3.8387 3.8111 3.7805 3.7468 3.7096 3.6684

20 4.1790 4.1688 4.1575 4.1451 4.1314 4.1162 4.0995 4.0809 4.0605 4.0379

25 4.3908 4.3850 4.3786 4.3715 4.3637 4.3550 4.3455 4.3349 4.3233 4.3104

30 4.5819 4.5784 4.5746 4.5705 4.5658 4.5607 4.5551 4.5489 4.5420 4.5344

35 4.7525 4.7504 4.7481 4.7456 4.7429 4.7398 4.7365 4.7328 4.7286 4.7241

40 4.9028 4.9015 4.9001 4.8985 4.8968 4.8949 4.8928 4.8905 4.8879 4.8851

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.6230 3.5728 3.5173 3.4560 3.3883

20 4.0130 3.9854 3.9549 3.9213 3.8841 3.8431 3.7977 3.7476 3.6923 3.6311

25 4.2962 4.2804 4.2631 4.2439 4.2227 4.1993 4.1734 4.1448 4.1133 4.0784

30 4.5260 4.5167 4.5064 4.4951 4.4826 4.4688 4.4535 4.4366 4.4180 4.3974

35 4.7191 4.7135 4.7074 4.7007 4.6932 4.6849 4.6758 4.6658 4.6546 4.6423

40 4.8819 4.8785 4.8746 4.8704 4.8657 4.8606 4.8549 4.8486 4.8416 4.8340

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 4.0399 3.9973 3.9503 3.8983 3.8410

30 4.3747 4.3496 4.3218 4.2911 4.2573 4.2199 4.1785 4.1329 4.0824 4.0267

35 4.6288 4.6138 4.5972 4.5789 4.5587 4.5363 4.5117 4.4844 4.4543 4.4210

40 4.8255 4.8161 4.8057 4.7943 4.7817 4.7677 4.7523 4.7352 4.7164 4.6956

31ST 32HD 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 4.3842 4.3436 4.2988 4.2492 4.1947

40 4.6727 4.6473 4.6192 4.5883 4.5541 4.5163 4.4745 4.4284 4.3774 4.3280

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 40 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 10.25%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.7974 3.7604 3.7193 3.6738 3.6235 3.5677 3.5060 3.4376 3.3619 3.2780

15 4.0755 4.0574 4.0373 4.0151 3.9904 3.9631 3.9329 3.8994 3.8624 3.8213

20 4.3391 4.3293 4.3184 4.3063 4.2930 4.2782 4.2618 4.2437 4.2236 4.2013

25 4.5709 4.5653 4.5591 4.5522 4.5446 4.5362 4.5269 4.5165 4.5051 4.4924

30 4.7719 4.7686 4.7650 4.7609 4.7565 4.7515 4.7460 4.7399 4.7332 4.7257

35 4.9425 4.9406 4.9385 4.9361 4.9335 4.9307 4.9275 4.9240 4.9201 4.9157

40 5.0928 5.0917 5.0904 5.0890 5.0875 5.0858 5.0839 5.0818 5.0794 5.0769

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.7759 3.7255 3.6697 3.6080 3.5396

20 4.1767 4.1494 4.1192 4.0857 4.0486 4.0076 3.9621 3.9118 3.8560 3.7943

25 4.4784 4.4628 4.4456 4.4265 4.4054 4.3820 4.3561 4.3274 4.2957 4.2605

30 4.7175 4.7083 4.6982 4.6870 4.6746 4.6608 4.6456 4.6287 4.6100 4.5094

35 4.9110 4.9057 4.8998 4.8933 4.8861 4.8781 4.8693 4.8595 4.8487 4.8367

40 5.0740 5.0708 5.0673 5.0634 5.0591 5.0544 5.0491 5.0433 5.0368 5.0296

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 4.2215 4.1784 4.1306 4.0777 4.0191

30 4.5664 4.5411 4.5130 4.4818 4.4474 4.4092 4.3669 4.3201 4.2683 4.2116

35 4.8234 4.8087 4.7924 4.7743 4.7544 4.7322 4.7077 4.6806 4.6505 4.6172

40 5.0217 5.0129 5.0032 4.9924 4.9805 4.9672 4.9526 4.9364 4.9184 4.8985

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 4.5804 4.5395 4.4943 4.4443 4.3888

40 4.8765 4.8521 4.8251 4.7952 4.7621 4.7254 4.6848 4.6398 4.5900 4.5350

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 41 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATS 10.50%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 3.9376 3.9010 3.8603 3.8152 3.7651 3.7094 3.6477 3.5791 3.5029 3.4184

15 4.2357 4.2179 4.1981 4.1762 4.1518 4.1247 4.0947 4.0613 4.0243 3.9832

20 4.5092 4.4997 4.4891 4.4773 4.4642 4.4497 4.4335 4.4156 4.3958 4.3737

25 4.7510 4.7456 4.7396 4.7330 4.7256 4.7174 4.7083 4.6982 4.6870 4.6745

30 4.9520 4.9489 4.9455 4.9417 4.9375 4.9328 4.9276 4.9218 4.9154 4.9083

35 5.1425 5.1407 5.1386 5.1364 5.1338 5.1310 5.1279 5.1244 5.1206 5.1163

40 5.2929 5.2918 5.2906 5.2893 5.2878 5.2861 5.2843 5.2823 5.2801 5.2776

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 3.9376 3.8869 3.8306 3.7682 3.6988

20 4.3492 4.3220 4.2918 4.2583 4.2211 4.1797 4.1339 4.0829 4.0264 3.9636

25 4.6607 4.6453 4.6283 4.6093 4.5883 4.5650 4.5391 4.5104 4.4784 4.4430

30 4.9004 4.8916 4.8819 4.8711 4.8590 4.8457 4.8309 4.8145 4.7963 4.7760

35 5.1116 5.1063 5.1005 5.0940 5.0868 5.0788 5.0699 5.0600 5.0491 5.0369

40 5.2748 5.2717 5.2683 5.2645 5.2603 5.2557 5.2505 5.2447 5.2384 5.2313

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 4.4037 4.3600 4.3115 4.2577 4.1980

30 4.7535 4.7266 4.7009 4.6701 4.6359 4.5980 4.5559 4.5092 4.4573 4.3997

35 5.0234 5.0085 4.9918 4.9734 4.9529 4.9301 4.9049 4.8768 4.8457 4.8112

40 5.2234 5.2147 5.2050 5.1942 5.1822 5.1690 5.1542 5.1379 5.1197 5.0996

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 4.7728 4.7302 4.6829 4.6304 4.5749

40 5.0772 5.0523 5.0247 4.9941 4.9601 4.9224 4.8805 4.8339 4.7823 4.7269

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 42 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 10.75%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 4.0779 4.0417 4.0014 3.9566 3.9067 3.8512 3.7894 3.7206 3.6441 3.5589

15 4.3859 4.3685 4.3491 4.3276 4.3036 4.2769 4.2472 4.2141 4.1773 4.1363

20 4.6794 4.6701 4.6597 4.6482 4.6354 4.6212 4.6053 4.5877 4.5680 4.5462

25 4.9311 4.9259 4.9201 4.9137 4.9066 4.8986 4.8897 4.8799 4.8689 4.8567

30 5.1421 5.1391 5.1358 5.1322 5.1281 5.1236 5.1186 5.1129 5.1067 5.0998

35 5.3326 5.3309 5.3290 5.3269 5.3245 5.3219 5.3189 5.3157 5.3121 5.3080

40 5.4929 5.4919 5.4907 5.4895 5.4881 5.4865 5.4848 5.4829 5.4807 5.4783

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 4.0907 4.0400 3.9835 3.9206 3.8507

20 4.5218 4.4947 4.4646 4.4311 4.3937 4.3522 4.3059 4.2544 4.1972 4.1334

25 4.8431 4.8279 4.8111 4.7923 4.7715 4.7482 4.7224 4.6936 4.6616 4.6260

30 5.0920 5.0834 5.0739 5.0632 5.0513 5.0381 5.0235 5.0071 4.9889 4.9687

35 5.3035 5.2985 5.2930 5.2868 5.2799 5.2722 5.2637 5.2542 5.2437 5.2319

40 5.4756 5.4727 5.4694 5.4657 5.4616 5.4570 5.4520 5.4463 5.4401 5.4331

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 4.5863 4.5422 4.4930 4.4383 4.3777

30 4.9461 4.9210 4.8931 4.8621 4.8275 4.7890 4.7462 4.6985 4.6454 4.5866

35 5.2188 5.2042 5.1880 5.1700 5.1499 5.1275 5.1027 5.0750 5.0442 5.0099

40 5.4253 5.4167 5.4070 5.3963 5.3844 5.3711 5.3563 5.3399 5.3216 5.3012

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 4.9717 4.9292 4.8819 4.8293 4.7716

40 5.2785 5.2533 5.2252 5.1940 5.1592 5.1205 5.0774 5.0294 4.9761 4.9215

\*NOTE: THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 43 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 11.00%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 4.2181 4.1823 4.1425 4.0980 4.0483 3.9930 3.9312 3.8622 3.7853 3.6995

15 4.5460 4.5290 4.5099 4.4887 4.4650 4.4385 4.4090 4.3761 4.3394 4.2984

20 4.8495 4.8405 4.8304 4.8192 4.8067 4.7927 4.7771 4.7598 4.7404 4.7187

25 5.1112 5.1062 5.1007 5.0945 5.0875 5.0798 5.0712 5.0616 5.0509 5.0389

30 5.3321 5.3293 5.3262 5.3227 5.3188 5.3144 5.3095 5.3041 5.2980 5.2913

35 5.5227 5.5211 5.5193 5.5174 5.5152 5.5127 5.5100 5.5070 5.5036 5.4998

40 5.6929 5.6920 5.6909 5.6897 5.6884 5.6869 5.6853 5.6834 5.6814 5.6791

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 4.2526 4.2016 4.1447 4.0812 4.0103

20 4.6946 4.6676 4.6376 4.6040 4.5666 4.5249 4.4783 4.4263 4.3684 4.3037

25 5.0255 5.0106 4.9940 4.9755 4.9548 4.9317 4.9059 4.8772 4.8451 4.8094

30 5.2837 5.2753 5.2659 5.2555 5.2438 5.2308 5.2162 5.2000 5.1819 5.1617

35 5.4956 5.4909 5.4856 5.4798 5.4732 5.4659 5.4578 5.4487 5.4386 5.4273

40 5.6765 5.6736 5.6705 5.6669 5.6629 5.6585 5.6536 5.6481 5.6419 5.6351

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 4.7695 4.7249 4.6752 4.6198 4.5582

30 5.1391 5.1140 5.0859 5.0546 5.0197 4.9807 4.9372 4.8887 4.8346 4.7747

35 5.4146 5.4006 5.3849 5.3674 5.3478 5.3260 5.3017 5.2745 5.2442 5.2104

40 5.6274 5.6189 5.6093 5.5987 5.5869 5.5736 5.5589 5.5424 5.5240 5.5035

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 5.1727 5.1306 5.0837 5.0313 4.9729

40 5.4807 5.4551 5.4267 5.3949 5.3595 5.3199 5.2758 5.2266 5.1717 5.1183

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 44 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 11.25%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 4.3583 4.3230 4.2835 4.2394 4.1900 4.1348 4.0730 4.0039 3.9266 3.8402

15 4.7062 4.6895 4.6700 4.6498 4.6264 4.6002 4.5709 4.5382 4.5015 4.4605

20 5.0196 5.0109 5.0011 4.9902 4.9780 4.9643 4.9490 4.9319 4.9128 4.8914

25 5.2913 5.2865 5.2812 5.2752 5.2685 5.2611 5.2527 5.2433 5.2329 5.2212

30 5.5222 5.5195 5.5165 5.5132 5.5094 5.5052 5.5005 5.4953 5.4894 5.4829

35 5.7227 5.7212 5.7195 5.7176 5.7155 5.7131 5.7104 5.7075 5.7042 5.7005

40 5.8930 5.8921 5.8911 5.8899 5.8887 5.8873 5.8857 5.8840 5.0820 5.8798

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 4.4147 4.3634 4.3061 4.2419 4.1702

20 4.8674 4.8407 4.8107 4.7772 4.7398 4.6979 4.6510 4.5986 4.5400 4.4745

25 5.2081 5.1935 5.1771 5.1588 5.1383 5.1154 5.0898 5.0612 5.0291 4.9933

30 5.4755 5.4673 5.4581 5.4479 5.4364 5.4235 5.4092 5.3931 5.3751 5.3550

35 5.6963 5.6917 5.6865 5.6807 5.6742 5.6669 5.6588 5.6497 5.6396 5.6282

40 5.8774 5.8747 5.8716 5.8682 5.8643 5.8601 5.8553 5.8499 5.8439 5.8372

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 4.9532 4.9084 4.8582 4.8021 4.7395

30 5.3325 5.3074 5.2792 5.2478 5.2126 5.1732 5.1292 5.0800 5.0249 4.9640

35 5.6155 5.6013 5.5854 5.5676 5.5477 5.5254 5.5006 5.4727 5.4416 5.4068

40 5.8297 5.8213 5.8120 5.8015 5.7898 5.7766 5.7620 5.7455 5.7272 5.7066

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 5.3678 5.3243 5.2756 5.2211 5.1613

40 5.6837 5.6580 5.6293 5.5971 5.5612 5.5210 5.4760 5.4257 5.3695 5.3166

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 45 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 11.50%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 4.4985 4.4637 4.4246 4.3808 4.3317 4.2766 4.2149 4.1456 4.0680 3.9810

15 4.8664 4.8500 4.8316 4.8110 4.7878 4.7619 4.7329 4.7003 4.6638 4.6228

20 5.1897 5.1813 5.1718 5.1612 5.1492 5.1359 5.1209 5.1041 5.0852 5.0641

25 5.4714 5.4668 5.4617 5.4560 5.4495 5.4423 5.4342 5.4251 5.4150 5.4036

30 5.7123 5.7097 5.7069 5.7037 5.7001 5.6961 5.6916 5.6865 5.6808 5.6745

35 5.9227 5.9213 5.9196 5.9178 5.9158 5.9135 5.9109 5.9080 5.9048 5.9011

40 6.0930 6.0921 6.0912 6.0902 6.0890 6.0877 6.0862 6.0846 6.0827 6.0806

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 4.5769 4.5254 4.4676 4.4029 4.3303

20 5.0404 5.0138 4.9841 4.9507 4.9132 4.8712 4.8242 4.7714 4.7122 4.6458

25 5.3908 5.3764 5.3604 5.3423 5.3221 5.2994 5.2740 5.2455 5.2136 5.1777

30 5.6674 5.6594 5.6504 5.6404 5.6291 5.6165 5.6024 5.5865 5.5687 5.5487

35 5.8971 5.8925 5.8874 5.8816 5.8752 5.8680 5.8599 5.8508 5.8407 5.8293

40 6.0783 6.0757 6.0728 6.0695 6.0658 6.0617 6.0571 6.0519 6.0461 6.0396

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 5.1376 5.0925 5.0420 4.9854 4.9219

30 5.5264 5.5013 5.4732 5.4416 5.4063 5.3666 5.3222 5.2723 5.2165 5.1545

35 5.8165 5.8022 5.7861 5.7681 5.7479 5.7252 5.6990 5.6713 5.6394 5.6036

40 6.0323 6.0241 6.0149 6.0046 5.9931 5.9801 5.9656 5.9493 5.9311 5.9106

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 5.5634 5.5184 5.4680 5.4114 5.3528

40 5.8877 5.8620 5.8331 5.9008 5.7645 5.7239 5.6783 5.6271 5.5698 5.5164

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 46 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 11.75%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 4.6487 4.6142 4.5755 4.5319 4.4830 4.4280 4.3661 4.2966 4.2185 4.1306

15 5.0265 5.0105 4.9924 4.9721 4.9493 4.9237 4.8949 4.8625 4.8261 4.7852

20 5.3599 5.3517 5.3425 5.3322 5.3205 5.3075 5.2920 5.2763 5.2578 5.2369

25 5.6515 5.6471 5.6422 5.6367 5.6305 5.6236 5.6158 5.6070 5.5971 5.5860

30 5.9023 5.8999 5.8972 5.8942 5.8907 5.8869 5.8826 5.8777 5.8723 5.8662

35 6.1128 6.1115 6.1100 6.1083 6.1065 6.1044 6.1020 6.0994 6.0064 6.0930

40 6.2930 6.2922 6.2914 6.2904 6.2893 6.2881 6.2867 6.2852 6.2834 6.2915

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 4.7392 4.6875 4.6294 4.5640 4.4906

20 5.2135 5.1872 5.1576 5.1243 5.0869 5.0449 4.9977 4.9445 4.8849 4.8178

25 5.5735 5.5595 5.5438 5.5260 5.5061 5.4837 5.4586 5.4303 5.3985 5.3628

30 5.8593 5.8515 5.8429 5.8330 5.8220 5.8097 5.7958 5.7802 5.7626 5.7429

35 6.0893 6.0850 6.0803 6.0750 6.0690 6.0622 6.0546 6.0461 6.0365 6.0257

40 6.2793 6.2768 6.2740 6.2709 6.2674 6.2635 6.2590 6.2541 6.2485 6.2422

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 5.3226 5.2774 5.2267 5.1696 5.1055

30 5.7207 5.6958 5.6677 5.6362 5.6008 5.5610 5.5163 5.4660 5.4095 5.3464

35 6.0136 6.0000 5.9847 5.9675 5.9482 5.9264 5.9020 5.8746 5.8437 5.8090

40 6.2351 6.2271 6.2182 6.2081 6.1969 6.1842 6.1699 6.1539 6.1358 6.1156

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 5.7700 5.7262 5.6769 5.6216 5.5594

40 6.0928 6.0672 6.0384 6.0061 5.9697 5.9288 5.8829 5.8312 5.7732 5.7176

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 47 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 12.00%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 4.7889 4.7549 4.7166 4.6734 4.6247 4.5699 4.5081 4.4385 4.3600 4.2716

15 5.1867 5.1709 5.1532 5.1333 5.1108 5.0855 5.0569 5.0247 4.9885 4.9476

20 5.5399 5.5320 5.5230 5.5129 5.5014 5.4886 5.4741 5.4578 5.4394 5.4187

25 5.8415 5.8373 5.8326 5.8272 5.8212 5.8144 5.8067 5.7980 5.7883 5.7773

30 6.0924 6.0901 6.0875 6.0847 6.0814 6.0778 6.0737 6.0690 6.0638 6.0579

35 6.3128 6.3116 6.3101 6.3086 6.3068 6.3047 6.3025 6.2999 6.2970 6.2938

40 6.4930 6.4923 6.4915 6.4906 6.4896 6.4885 6.4872 6.4858 6.4842 6.4823

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 4.9016 4.8497 4.7913 4.7254 4.6512

20 5.3953 5.3690 5.3393 5.3059 5.2682 5.2258 5.1780 5.1241 5.0634 4.9950

25 5.7650 5.7510 5.7353 5.7176 5.6977 5.6752 5.6499 5.6214 5.5892 5.5530

30 6.0512 6.0438 6.0353 6.0258 6.0151 6.0031 5.9895 5.9741 5.9569 5.9374

35 6.2901 6.2860 6.2813 6.2761 6.2702 6.2635 6.2560 6.2476 6.2380 6.2273

40 6.4803 6.4779 6.4753 6.4724 6.4691 6.4653 6.4611 6.4563 6.4510 6.4449

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 5.5122 5.4662 5.4144 5.3560 5.2904

30 5.9155 5.8908 5.8630 5.8316 5.7963 5.7565 5.7116 5.6610 5.6041 5.5400

35 6.2152 6.2016 6.1862 6.1689 6.1494 6.1275 6.1027 6.0748 6.0434 6.0080

40 6.4381 6.4305 6.4218 6.4121 6.4011 6.3888 6.3749 6.3592 6.3415 6.3216

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 5.9681 5.9231 5.8724 5.8153 5.7523

40 6.2991 6.2738 6.2453 6.2132 6.1770 6.1362 6.0902 6.0385 5.9801 5.9210

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 48 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 12.25%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 4.9391 4.9055 4.8675 4.8245 4.7761 4.7213 4.6594 4.5895 4.5106 4.4214

15 5.3468 5.3314 5.3141 5.2945 5.2723 5.2473 5.2190 5.1871 5.1510 5.1102

20 5.7101 5.7024 5.6937 5.6839 5.6728 5.6603 5.6461 5.6301 5.6121 5.5917

25 6.0216 6.0176 6.0131 6.0080 6.0022 5.9957 5.9883 5.9800 5.9706 5.9599

30 6.2824 6.2803 6.2779 6.2752 6.2721 6.2686 6.2647 6.2603 6.2553 6.2497

35 6.5128 6.5116 6.5103 6.5088 6.5071 6.5051 6.5029 6.5005 6.4977 6.4945

40 6.6931 6.6924 6.6917 6.6909 6.6900 6.6889 6.6877 6.6864 6.6849 6.6832

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 5.0642 5.0122 4.9534 4.8870 4.8121

20 5.5686 5.5426 5.5132 5.4800 5.4425 5.4001 5.3522 5.2981 5.2371 5.1680

25 5.9479 5.9343 5.9190 5.9017 5.8822 5.8601 5.8351 5.8069 5.7751 5.7391

30 6.2433 6.2361 6.2279 6.2188 6.2084 6.1966 6.1834 6.1684 6.1515 6.1324

35 6.4910 6.4870 6.4824 6.4773 6.4715 6.4649 6.4575 6.4492 6.4397 6.4291

40 6.6813 6.6791 6.6767 6.6739 6.6708 6.6673 6.6633 6.6588 6.6537 6.6480

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 5.6985 5.6526 5.6008 5.5422 5.4760

30 6.1109 6.0865 6.0590 6.0279 5.9927 5.9531 5.9082 5.8576 5.8004 5.7358

35 6.4170 6.4034 6.3081 6.3707 6.3511 6.3290 6.3039 6.2757 6.2437 6.2077

40 6.6415 6.6342 6.6259 6.6165 6.6060 6.5941 6.5806 6.5654 6.5482 6.5287

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 6.1669 6.1209 6.0689 6.0102 5.9471

40 6.5068 6.4820 6.4540 6.4224 6.3867 6.3463 6.3008 6.2493 6.1911 6.1282

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 49 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 12.50%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 5.0793 5.0461 5.0086 4.9660 4.9178 4.8633 4.8015 4.7315 4.6523 4.5626

15 5.5070 5.4919 5.4749 5.4557 5.4338 5.4091 5.3811 5.3494 5.3135 5.2729

20 5.8902 5.8827 5.8742 5.8646 5.8537 5.8414 5.8275 5.8117 5.7938 5.7735

25 6.2117 6.2078 6.2034 6.1985 6.1928 6.1865 6.1792 6.1711 6.1618 6.1513

30 6.4825 6.4804 6.4780 6.4754 6.4724 6.4690 6.4651 6.4608 6.4558 6.4502

35 6.7129 6.7117 6.7105 6.7090 6.7074 6.7055 6.7034 6.7011 6.6984 6.6953

40 6.8931 6.8925 6.8919 6.8911 6.8903 6.8893 6.8883 6.8871 6.8857 6.8841

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 5.2269 5.1747 5.1157 5.0489 4.9732

20 5.7506 5.7246 5.6952 5.6619 5.6242 5.5815 5.5331 5.4784 5.4164 5.3461

25 6.1395 6.1260 6.1108 6.0936 6.0741 6.0520 6.0269 5.9986 5.9665 5.9302

30 6.4439 6.4367 6.4286 6.4194 6.4090 6.3972 6.3038 6.3687 6.3516 6.3322

35 6.6919 6.6880 6.6835 6.6785 6.6729 6.6664 6.6592 6.6509 6.6416 6.6311

40 6.8824 6.8804 6.8781 6.8755 6.8726 6.8693 6.8656 6.8614 6.8566 6.8512

21ST 22ND 23RD 24TH 25TH 26TH 27TH 20TH 29TH 30TH

25 5.8B90 5.8424 5.7896 5.7299 5.6623

30 6.3102 6.2853 6.2572 6.2253 6.1891 6.1482 6.1019 6.0495 5.9900 5.9240

35 6.6191 6.6056 6.5902 6.5729 6.5532 6.5309 6.5057 6.4772 6.4448 6.4082

40 6.8451 6.8382 6.8304 6.8215 6.8114 6.8000 6.7871 6.7725 6.7560 6.7372

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 6.3668 6.3198 6.2666 6.2064 6.1436

40 6.7160 6.6920 6.6648 6.6340 6.5991 6.5596 6.5148 6.4642 6.4068 6.3419

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 50 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATE: 3/7/78-PRESENT

CONTRACT RATE 12.75%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 5.2295 5.1967 5.1595 5.1172 5.0692 5.0148 4.9529 4.8027 4.8031 4.7126

15 5.6671 5.6524 5.6358 5.6169 5.5954 5.5710 5.5433 5.5119 5.4762 5.4357

20 6.0603 6.0531 6.0449 6.0356 6.0251 6.0131 5.9995 5.9841 5.9666 5.9467

25 6.4018 6.3980 6.3938 6.3009 6.3835 6.3773 6.3702 6.3622 6.3531 6.3428

30 6.6725 6.6706 6.6684 6.6659 6.6631 6.6599 6.6563 6.6521 6.6474 6.6421

35 6.9129 6.9118 6.9106 6.9092 6.9077 6.9059 6.9039 6.9016 6.8991 6.8961

40 7.1031 7.1025 7.1018 7.1011 7.1002 7.0992 7.0981 7.0968 7.0954 7.0938

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 5.3897 5.3375 5.2783 5.2110 5.1346

20 5.9242 5.8986 5.8695 5.8365 5.7990 5.7565 5.7082 5.6534 5.5912 5.5205

25 6.3311 6.3178 6.3027 6.2856 6.2661 6.2440 6.2190 6.1905 6.1582 6.1216

30 6.6361 6.6292 6.6214 6.6126 6.6026 6.5912 6.5782 6.5636 6.5469 6.5280

35 6.8928 6.8890 6.8847 6.8799 6.8743 6.8681 6.8609 6.8529 6.8437 6.8332

40 7.0919 7.0898 7.0874 7.0847 7.0817 7.0782 7.0742 7.0697 7.0646 7.0588

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 6.0799 6.0327 5.9790 5.9181 5.8494

30 6.5065 6.4822 6.4545 6.4231 6.3874 6.3469 6.3010 6.2488 6.1896 6.1224

35 6.8214 6.8080 6.7927 6.7754 6.7558 6.7335 6.7082 6.6794 6.6468 6.6097

40 7.0523 7.0448 7.0363 7.0267 7.0158 7.0034 6.9893 6.9734 6.9552 6.9347

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 6.5677 6.5199 6.4657 6.4042 6.3416

40 6.9113 6.8848 6.8547 6.8205 6.7817 6.7376 6.6876 6.6308 6.5664 6.5209

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 51 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 13.00%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 5.3797 5.3473 5.3104 5.2604 5.2206 5.1663 5.1044 5.0340 4.9539 4.8627

15 5.8373 5.8228 5.8064 5.7878 5.7665 5.7423 5.7148 5.6835 5.6479 5.6073

20 6.2404 6.2334 6.2254 6.2164 6.2060 6.1943 6.1810 6.1658 6.1485 6.1288

25 6.5818 6.5783 6.5743 6.5697 6.5646 6.5586 6.5519 6.5443 6.5355 6.5256

30 6.8725 6.8707 6.8686 6.8661 6.8634 6.8602 6.8567 6.8526 6.8480 6.8428

35 7.1129 7.1119 7.1108 7.1095 7.1080 7.1063 7.1044 7.1023 7.0998 7.0970

40 7.3031 7.3026 7.3020 7.3013 7.3005 7.2996 7.2906 7.2975 7.2962 7.2947

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 5.5612 5.5086 5.4489 5.3808 5.3034

20 6.1064 6.0809 6.0519 6.0188 5.9813 5.9385 5.8898 5.8344 5.7714 5.6997

25 6.5143 6.5015 6.4869 6.4702 6.4513 6.4298 6.4052 6.3773 6.3456 6.3095

30 6.8368 6.8300 6.8222 6.8134 6.8034 6.7920 6.7790 6.7642 6.7474 6.7282

35 7.0938 7.0901 7.0860 7.0813 7.0759 7.0698 7.0428 7.0549 7.0459 7.0357

40 7.2930 7.2911 7.2889 7.2865 7.2836 7.2804 7.2768 7.2726 7.2678 7.2625

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 6.2683 6.2215 6.1683 6.1077 6.0387

30 6.7064 6.6816 6.6534 6.6213 6.5847 6.5432 6.4958 6.4420 6.3806 6.3127

35 7.0240 7.0107 6.9956 6.9784 6.9589 6.9366 6.9113 6.8825 6.8496 6.8123

40 7.2563 7.2493 7.2414 7.2323 7.2220 7.2103 7.1970 7.1818 7.1645 7.1449

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 6.7698 6.7215 6.6664 6.6038 6.5408

40 7.1225 7.0971 7.0681 7.0352 6.9976 6.9549 6.9064 6.8511 6.7881 6.7278

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 52 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 13.25%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 5.5199 5.4879 5.4515 5.4099 5.3625 5.3084 5.2466 5.1762 5.0959 5.0042

15 5.9974 5.9833 5.9673 5.9490 5.9281 5.9043 5.8771 5.8461 5.8107 5.7703

20 6.4205 6.4137 6.4059 6.3971 6.3870 6.3755 6.3624 6.3474 6.3304 6.3109

25 6.7719 6.7685 6.7647 6.7602 6.7552 6.7495 6.7429 6.7355 6.7269 6.7172

30 7.0626 7.0609 7.0589 7.0567 7.0541 7.0512 7.0478 7.0440 7.0397 7.0347

35 7.3129 7.3120 7.3109 7.3097 7.3083 7.3067 7.3049 7.3029 7.3005 7.2978

40 7.5031 7.5027 7.5022 7.5016 7.5009 7.5001 7.4992 7.4982 7.4970 7.4957

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 5.7243 5.6717 5.6118 5.5434 5.4654

20 6.2886 6.2633 6.2344 6.2013 6.1637 6.1207 6.0717 6.0158 5.9520 5.8793

25 6.7061 6.6935 6.6790 6.6626 6.6438 6.6223 6.5979 6.5700 6.5381 6.5018

30 7.0291 7.0226 7.0153 7.0069 6.9973 6.9864 6.9739 6.9597 6.9434 6.9249

35 7.2948 7.2913 7.2813 7.2827 7.2775 7.2716 7.2649 7.2572 7.2484 7.2383

40 7.4942 7.4925 7.4905 7.4882 7.4857 7.4828 7.4794 7.4756 7.4713 7.4664

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 6.4604 6.4131 6.3592 6.2977 6.2275

30 6.9038 6.8797 6.8522 6.8209 6.7851 6.7443 6.6977 6.6446 6.5840 6.5149

35 7.2269 7.2138 7.1989 7.1819 7.1625 7.1404 7.1152 7.0864 7.0536 7.0161

40 7.4607 7.4543 7.4469 7.4386 7.4290 7.4181 7.4057 7.3915 7.3753 7.3568

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 6.9733 6.9246 6.8689 6.8055 6.7412

40 7.3357 7.3117 7.2843 7.2530 7.2173 7.1765 7.1301 7.0771 7.0166 6.9482

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 53 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-PRESENT

CONTRACT RATE 13.50%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 5.6701 5.6385 5.6024 5.5612 5.5140 5.4600 5.3982 5.3276 5.2468 5.1545

15 6.1675 6.1537 6.1380 6.1199 6.0993 6.0757 6.0487 6.0178 5.9825 5.9421

20 6.6006 6.5940 6.5865 6.5779 6.5680 6.5568 6.5439 6.5291 6.5123 6.4930

25 6.9620 6.9587 6.9550 6.9507 6.9459 6.9403 6.9340 6.9267 6.9184 6.9089

30 7.2626 7.2610 7.2591 7.2569 7.2544 7.2515 7.2483 7.2446 7.2403 7.2354

35 7.5130 7.5121 7.5111 7.5100 7.5087 7.5072 7.5055 7.5035 7.5013 7.4987

40 7.7131 7.7127 7.7121 7.7115 7.7108 7.7100 7.7090 7.7080 7.7068 7.7054

11TH 12TH 13TN 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 5.8959 5.8431 5.7827 5.7136 5.6346

20 6.4710 6.4458 6.4170 6.3841 6.3464 6.3033 6.2540 6.1976 6.1331 6.0594

25 6.8980 6.8855 6.8713 6.8550 6.8364 6.8151 6.7908 6.7629 6.7311 6.6946

30 7.2299 7.2235 7.2162 7.2079 7.1983 7.1874 7.1749 7.1607 7.1444 7.1257

35 7.4958 7.4925 7.4886 7.4843 7.4793 7.4736 7.4670 7.4596 7.4510 7.4412

40 7.7038 7.7019 7.6999 7.6975 7.6948 7.6916 7.6881 7.6840 7.6793 7.6740

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 6.6530 6.6053 6.5508 6.4885 6.4172

30 7.1044 7.0800 7.0521 7.0201 6.9936 6.9419 6.8941 6.8395 6.7771 6.7067

35 7.4301 7.4173 7.4027 7.3859 7.3668 7.3450 7.3199 7.2913 7.2586 7.2212

40 7.6679 7.6609 7.6530 7.6438 7.6334 7.6215 7.6078 7.5922 7.5744 7.5540

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 7.1784 7.1295 7.0735 7.0095 6.9432

40 7.5306 7.5040 7.4734 7.4385 7.3986 7.3529 7.3007 7.2409 7.1726 7.1302

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 54 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-3/8/81

CONTRACT RATE 13.75%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 5.8203 5.7891 5.7534 5.7124 5.6654 5.6116 5.5498 5.4791 5.3979 5.3049

15 6.3277 6.3142 6.2988 6.2812 6.2609 6.2377 6.2110 6.1805 6.1455 6.1054

20 6.7807 6.7743 6.7670 6.7586 6.7490 6.7380 6.7254 6.7109 6.6943 6.6753

25 7.1520 7.1489 7.1453 7.1413 7.1366 7.1312 7.1250 7.1180 7.1098 7.1006

30 7.4627 7.4611 7.4592 7.4571 7.4547 7.4519 7.4488 7.4451 7.4409 7.4362

35 7.7130 7.7122 7.7113 7.7102 7.7090 7.7076 7.7060 7.7041 7.7020 7.6996

40 7.9132 7.9128 7.9123 7.9117 7.9111 7.9104 7.9096 7.9087 7.9076 7.9064

11TH 12TH 13TH 14TN 15TH 16TH 17TH 18TH 19TH 20TH

15 6.0594 6.0066 5.9461 5.6768 5.7973

20 6.6535 6.6285 6.5998 6.5670 6.5293 6.4861 6.4366 6.3798 6.3147 6.2401

25 7.0899 7.0777 7.0637 7.0476 7.0292 7.0081 6.9839 6.9562 6.9244 6.8879

30 7.4307 7.4244 7.4172 7.4089 7.3994 7.3886 7.3761 7.3618 7.3454 7.3267

35 7.6969 7.6937 7.6901 7.6859 7.6811 7.6756 7.6694 7.6622 7.6539 7.6444

40 7.9050 7.9034 7.9015 7.8994 7.8970 7.8942 7.8910 7.8873 7.8831 7.8783

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 6.8461 6.7982 6.7432 6.6802 6.6080

30 7.3051 7.2805 7.2522 7.2197 7.1825 7.1399 7.0910 7.0349 6.9707 6.9002

35 7.6336 7.6211 7.6069 7.5905 7.5718 7.5503 7.5256 7.4974 7.4650 7.4278

40 7.8728 7.8665 7.8592 7.8509 7.8414 7.8305 7.8179 7.8036 7.7871 7.7682

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 7.3852 7.3364 7.2804 7.2162 7.1473

40 7.7466 7.7218 7.6933 7.6607 7.6233 7.5804 7.5313 7.4749 7.4103 7.3433

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-3/8/81

CONTRACT RATE 14.00%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 5.9704 5.9397 5.9043 5.8637 5.8169 5.7632 5.7015 5.6306 5.5490 5.4553

15 6.4978 6.4846 6.4695 6.4521 6.4321 6.4091 6.3827 6.3524 6.3175 6.2774

20 6.9608 6.9546 6.9475 6.9394 6.9300 6.9193 6.9069 6.8927 6.8764 6.8576

25 7.3421 7.3391 7.3357 7.3318 7.3273 7.3221 7.3161 7.3092 7.3014 7.2923

30 7.6527 7.6513 7.6496 7.6477 7.6454 7.6429 7.6400 7.6366 7.6327 7.6283

35 7.9130 7.9123 7.9114 7.9104 7.9093 7.9080 7.9065 7.9048 7.9028 7.9006

40 8.1232 8.1227 8.1222 8.1217 8.1210 8.1203 8.1194 8.1185 8.1173 8.1160

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 6.2313 6.1783 6.1174 6.0475 5.9670

20 6.8361 6.8113 6.7828 6.7501 6.7125 6.6692 6.6195 6.5624 6.496B 6.4213

25 7.2819 7.2699 7.2562 7.2404 7.2222 7.2014 7.1774 7.1498 7.1181 7.0817

30 7.6232 7.6173 7.6105 7.6028 7.5939 7.5836 7.5718 7.5583 7.5427 7.5248

35 7.8980 7.8950 7.8915 7.8876 7.8831 7.8778 7.8718 7.8649 7.8570 7.8479

40 8.1146 8.1128 8.1109 0.1086 8.1060 8.1031 8.0996 8.0957 8.0912 8.0860

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 7.0398 6.9917 6.9364 6.8728 6.7998

30 7.5043 7.4807 7.4535 7.4223 7.3864 7.3452 7.2978 7.2433 7.1807 7.1088

35 7.8375 7.8254 7.8116 7.7957 7.7774 7.7565 7.7323 7.7046 7.6727 7.6361

40 8.0800 8.0731 8.0652 8.0561 8.0457 8.0337 8.0199 8.0041 7.9858 7.9649

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 7.5940 7.5456 7.4900 7.4261 7.3544

40 7.9409 7.9132 7.8814 7.8449 7.8029 7.7547 7.6992 7.6355 7.5641 7.5400

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-3/8/81

CONTRACT RATE 14.25%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 6.1206 6.0903 6.0552 6.0149 5.9685 5.9149 5.8532 5.7822 5.7003 5.6059

15 6.6679 6.6550 6.6402 6.6231 6.6034 6.5806 6.5544 6.5243 6.4895 6.4495

20 7.1408 7.1349 7.1280 7.1201 7.1111 7.1006 7.0885 7.0746 7.0585 7.0401

25 7.5321 7.5293 7.5260 7.5223 7.5180 7.5130 7.5072 7.5006 7.4929 7.4841

30 7.8527 7.8514 7.8497 7.8479 7.8458 7.8433 7.8405 7.8372 7.8334 7.8291

35 8.1130 8.1124 8.1116 8.1107 8.1097 8.1085 8.1071 8.1055 8.1037 8.1016

40 8.3232 8.3228 8.3224 8.3219 8.3214 8.3208 8.3200 8.3192 8.3182 8.3171

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 6.4033 6.3502 6.2889 6.2183 6.1370

20 7.0188 6.9943 6.9660 6.9334 6.8959 6.8527 6.8029 6.7455 6.6794 6.6033

25 7.4740 7.4623 7.4488 7.4333 7.4154 7.3949 7.3711 7.3438 7.3123 7.2760

30 7.8241 7.8183 7.8117 7.8040 7.7952 7.7851 7.7734 7.7599 7.7444 7.7265

35 8.0991 8.0963 8.0931 8.0894 8.0851 8.0802 8.0745 8.0679 8.0604 8.0517

40 8.3158 8.3143 8.3126 8.3107 8.3094 8.3058 8.3028 8.2993 8.2963 8.2907

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 7.2342 7.1860 7.1305 7.0665 6.9928

30 7.7059 7.6821 7.6547 7.6232 7.5869 7.5450 7.4968 7.4412 7.3772 7.3037

35 8.0417 8.0302 8.0169 8.0016 7.9839 7.9636 7.9402 7.9132 7.8821 7.8462

40 8.2854 8.2793 8.2723 8.2642 8.2548 8.2441 8.2317 8.2174 8.2009 8.1819

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 7.8049 7.7574 7.7026 7.6394 7.5667

40 8.1601 8.1349 8.1059 8.0724 8.0339 7.9895 7.9384 7.8795 7.8116 7.7474

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 57 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-3/8/81

CONTRACT RATE 14.50%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 6.2708 6.2408 6.2062 6.1662 6.1200 6.0666 6.0050 5.9338 5.8516 5.7566

15 6.8381 6.8254 6.8109 6.7940 6.7746 6.7521 6.7262 6.6962 6.6616 6.6217

20 7.3209 7.3152 7.3086 7.3009 7.2921 7.2819 7.2701 7.2565 7.2407 7.2226

25 7.7322 7.7294 7.7262 7.7225 7.7182 7.7133 7.7076 7.7010 7.6934 7.6846

30 8.0528 8.0514 8.0499 8.0481 8.0461 8.0437 8.0410 8.0378 8.0341 8.0299

35 8.3230 8.3224 8.3215 8.3206 8.3196 8.3183 8.3169 8.3152 8.3133 8.3111

40 8.5332 8.5328 8.5324 8:5319 8.5313 8.5306 8.5299 8.5290 8.5280 8.5268

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TH 19TH 20TH

15 6.5755 6.5222 6.4606 6.3895 6.3073

20 7.2016 7.1774 7.1494 7.1170 7.0797 7.0365 6.9867 6.9292 6.8627 6.7859

25 7.6744 7.6627 7.6492 7.6335 7.6155 7.5946 7.5705 7.5427 7.5105 7.4734

30 8.0250 8.0194 8.0129 8.0054 7.9967 7.9866 7.9750 7.9617 7.9462 7.9283

35 8.3086 8.3057 8.3023 8.2984 8.2939 8.2887 8.2926 8.2757 8.2676 8.2583

40 8.5254 8.5238 8.5220 8.5199 8.5175 8.5147 8.5114 8.5077 8.5033 8.4983

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 7.4305 7.3809 7.3237 7.2576 7.1818

30 7.9077 7.8839 7.8564 7.8246 7.7879 7.7455 7.6965 7.6400 7.5746 7.5000

35 8.2476 8.2352 8.2209 8.2044 8.1853 8.1633 8.1378 8.1084 8.0744 8.0352

40 8.4926 8.4859 8.4782 8.4693 8.4590 8.4471 8.4334 8.4176 8.3993 8.3782

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 7.9898 7.9375 7.8770 7.8072 7.7450

40 8.3538 8.3256 8.2930 8.2554 8.2120 8.1618 8.1038 8.0369 7.9657 7.9500

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/7/78-3/8/81

CONTRACT RATE 15.50%

SUBSIDY RATE 4.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 6.8915 6.8630 6.8297 6.7908 6.7455 6.6927 6.6310 6.5591 6.4753 6.3774

15 7.5186 7.5071 7.4937 7.4780 7.4598 7.4385 7.4136 7.3847 7.3509 7.3115

20 8.0612 8.0562 8.0503 8.0435 8.0355 8.0262 8.0153 8.0026 7.9878 7.9706

25 8.5024 8.5001 8.4974 8.4943 8.4907 8.4864 8.4815 8.4757 8.4690 8.4612

30 8.8529 8.8518 8.8506 8.8491 8.8474 8.8454 8.8431 8.8403 8.8372 8.8335

35 9.1331 9.1326 9.1320 9.1313 9.1305 9.1296 9.1285 9.1272 9.1257 9.1239

40 9.3532 9.3530 9.3526 9.3523 9.3518 9.3513 9.3508 9.3501 9.3493 9.3484

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TN 19TN 20TH

15 7.2655 7.2119 7.1493 7.0763 6.9912

20 7.9504 7.9269 7.8995 7.8676 7.8303 7.7868 7.7361 7.6769 7.6079 7.5274

25 8.4520 8.4413 8.4289 8.4144 8.3974 8.3776 8.3546 8.3277 8.2963 8.2597

30 8.8292 8.8242 8.8183 8.811S 8.8035 8.7942 8.7833 8.7707 8.7559 8.7387

35 9.1219 9.1195 9.1167 9.1134 9.1097 9.1052 9.1001 9.0941 9.0871 9.0789

40 9.3473 9.3460 9.3446 9.3429 9.3409 9.3385 9.3358 9.3327 9.3290 9.3247

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 8.2170 8.1672 8.1091 8.0414 7.9623

30 8.7186 8.6952 8.6678 8.6359 8.5987 8.5553 8.5047 8.4457 8.3768 8.2982

35 9.0693 9.0582 9.0452 9.0301 9.0124 8.9918 8.9677 8.9397 8.9070 8.8689

40 9.3196 9.3138 9.3070 9.2990 9.2897 9.2708 9.2662 9.2514 9.2342 9.2141

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 8.8243 8.7724 8.7118 8.6411 8.5659

40 9.1907 9.1633 9.1315 9.0943 9.0509 9.0003 8.9412 8.8724 8.7948 8.7700

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 59 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/9/81-PRESENT

CONTRACT RATE 13.75%

SUBSIDY RATE 4.75%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 5.4603 5.4291 5.3934 5.3524 5.3054 5.2516 5.1898 5.1191 5.0379 4.9449

15 5.9477 5.9342 5.9188 5.9012 5.8809 5.8577 5.8310 5.8005 5.7655 5.7254

20 6.3707 6.3643 6.3570 6.3486 6.3390 6.3280 6.3154 6.3009 6.2843 6.2653

25 6.7220 6.7189 6.7153 6.7113 6.7066 6.7012 6.6950 6.6880 6.6798 6.6706

30 7.0227 7.0211 7.0192 7.0171 7.0147 7.0119 7.0088 7.0051 7.0009 6.9962

35 7.2530 7.2522 7.2513 7.2502 7.2490 7.2476 7.2460 7.2441 7.2420 7.2396

40 7.4332 1.4328 7.4323 7.4317 7.4311 7.4304 7.4296 7.4287 7.4276 7.4264

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TN 19TN 20TH

15 5.6794 5.6266 5.5661 5.4968 5.4173

20 6.2435 6.2185 6.1898 6.1570 6.1193 6.0761 6.0266 5.9698 5.9047 5.8301

25 6.6599 6.6477 6.6337 6.6176 6.5992 6.5761 6.5539 6.5262 6.4944 6.4579

30 6.9907 6.9844 6.9772 6.9689 6.9594 6.9486 6.9361 6.9218 6.9054 6.8967

35 7.2369 7.2337 7.2301 7.2259 7.2211 7.2156 7.2094 7.2022 7.1939 7.1844

40 7.4250 7.4234 7.4215 7.4194 7.4170 7.4142 7.4110 7.4073 7.4031 7.3903

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 6.4161 6.3682 6.3132 6.2502 6.1780

30 6.8651 6.8405 6.8122 6.7797 6.7425 6.6999 6.6510 6.5949 6.5307 6.4602

35 7.1736 7.1611 7.1469 7.1305 7.1118 7.0903 7.0656 7.0374 7.0050 6.9678

40 7.3928 7.3865 7.3792 7.3709 7.3614 7.3505 7.3379 7.3236 7.3071 7.2882

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 6.9252 6.8764 6.8204 6.7562 6.6873

40 7.2666 7.2418 7.2133 7.1807 7.1433 7.1004 7.0513 6.9949 6.9303 6.8633

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/9/81-PRESENT

CONTRACT RATE 14.00%

SUBSIDY RATE 4.75%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 5.6104 5.5797 5.5443 5.5037 5.4569 5.4032 5.3415 5.2706 5.1890 5.0953

15 6.1178 6.1046 6.0895 6.0721 6.0521 6.0291 6.0027 5.9724 5.9375 5.8974

20 6.5508 6.5446 6.5375 6.5294 6.5200 6.5093 6.4969 6.4827 6.4664 6.4476

25 6.9121 6.9091 6.9057 6.9018 6.8973 6.8921 6.8861 6.8792 6.8714 6.8623

30 7.2127 7.2113 7.2096 7.2077 7.2054 7.2029 7.2000 7.1966 7.1927 7.1883

35 7.4530 7.4523 7.4514 7.4504 7.4493 7.4480 7.4465 7.4448 7.4428 7.4406

40 7.6432 7.6427 7.6422 7.6417 7.6410 7.6403 7.6394 7.6385 7.6373 7.6360

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TN 19TN 20TH

15 5.8513 5.7983 5.7374 5.6675 5.5870

20 6.4261 6.4013 6.3728 6.3401 6.3025 6.2592 6.2095 6.1524 6.0868 6.0113

25 6.8519 6.6399 6.8262 6.8104 6.7922 6.7714 6.7474 6.7198 6.6881 6.6517

30 7.1832 7.1773 7.1705 7.1628 7.1539 7.1436 7.1318 7.1183 7.1027 7.0848

35 7.4380 7.4350 7.4315 7.4276 7.4231 7.4178 7.4118 7.4049 7.3970 7.3879

40 7.6346 7.6328 7.6309 7.6286 7.6260 7.6231 7.6196 7.6157 7.6112 7.6060

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 6.6098 6.5617 6.5064 6.4428 6.3698

30 7.0643 7.0407 7.0135 6.9023 6.9464 6.9052 6.8578 6.8033 6.7407 6.6688

35 7.3775 7.3654 7.3516 7.3357 7.3174 1.2965 7.2723 7.2446 7.2127 7.1761

40 7.6000 7.5931 7.5852 7.5761 7.5657 7.5537 7.5399 7.5241 7.5058 7.4849

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 7.1340 7.0856 7.0300 6.9661 6.8944

40 7.4609 7.4332 7.4014 7.3649 7.3229 7.2747 7.2192 7.1555 7.0841 7.0600

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/9/81-PRESENT

CONTRACT RATE 14.50%

SUBSIDY RATE 5.50%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 5.5408 5.5108 5.4762 5.4362 5.3900 5.3366 5.2750 5.2038 5.1216 5.0266

15 6.0581 6.0454 6.0309 6.0140 5.9946 5.9721 5.9462 5.9162 5.8816 5.8417

20 6.5009 6.4952 6.4886 6.4809 6.4721 6.4619 6.4501 6.4365 6.4207 6.4026

25 6.8622 6.8594 6.8562 6.8525 6.8482 6.8433 6.8376 6.8310 6.0234 6.8146

30 7.1528 7.1514 7.1499 7.1481 7.1461 7.1437 7.1410 7.1378 7.1341 7.1299

35 7.3730 7.3724 7.3715 7.3706 7.3696 7.3683 7.3669 7.3652 7.3633 7.3611

40 7.5532 7.5528 7.5524 7.5519 7.5513 7.5506 7.5499 7.5490 7.5480 7.5468

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TN 19TN 20TH

15 5.7955 5.7422 5.6806 5.6095 5.5273

20 6.3816 6.3574 6.3294 6.2970 6.2597 6.2165 6.1667 6.1092 6.0427 5.9659

25 6.8044 6.7927 6.7792 6.7635 6.7455 6.7246 6.7005 6.6727 6.6405 6.6034

30 7.1250 7.1194 7.1129 7.1054 7.0967 7.0866 7.0750 7.0617 7.0462 7.0283

35 7.3586 7.3557 7.3523 7.3484 7.3439 7.3387 7.3326 7.3257 7.3176 7.3083

40 7.5454 7.5438 7.5420 7.5399 7.5375 7.5347 7.5314 7.5277 7.5233 7.5183

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 6.5605 6.5109 6.4537 6.3876 6.3118

30 7.0077 6.9839 6.9564 6.9246 6.8879 6.8455 6.7965 6.7400 6.6746 6.6000

35 7.2976 7.2852 7.2709 7.2544 7.2353 7.2133 7.1878 7.1584 7.1244 7.0852

40 7.5126 7.5059 7.4982 7.4893 7.4790 7.4671 7.4534 7.4376 7.4193 7.3982

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 7.0398 6.9875 6.9270 6.8572 6.7950

40 7.3738 7.3456 7.3130 7.2754 7.2320 7.1818 7.1238 7.0569 6.9857 6.9700

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/9/81-PRESENT

CONTRACT RATE 15.00%

SUBSIDY RATE 6.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 5.6012 5.5719 5.5379 5.4985 5.4527 5.3996 5.3379 5.2664 5.1833 5.0868

15 6.1383 6.1263 6.1123 6.0960 6.0771 6.0553 6.0298 6.0003 5.9661 5.9264

20 6.5811 6.5757 6.5695 6.5622 6.5538 6.5440 6.5326 6.5195 6.5042 6.4864

25 6.9423 6.9398 6.9369 6.9336 6.9297 6.9251 6.9199 6.9138 6.9067 6.8985

30 7.2328 7.2316 7.2302 7.2286 7.2267 7.2245 7.2220 7.2190 7.2156 7.2116

35 7.4431 7.4425 7.4419 7.4411 7.4402 7.4392 7.4380 7.4367 7.4351 7.4332

40 7.6132 7.6129 7.6125 7.6121 7.6116 7.6110 7.6103 7.6095 7.6086 7.6075

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TN 19TN 20TH

15 5.8802 5.8267 5.7645 5.6924 5.6086

20 6.4658 6.4419 6.4141 6.3819 6.3445 6.3011 6.2507 6.1922 6.1243 6.0455

25 6.8890 6.8779 6.8650 6.8501 6.8328 6.8127 6.7894 6.7624 6.7309 6.6945

30 7.2070 7.2017 7.1955 7.1882 7.1799 7.1701 7.1589 7.1458 7.1306 7.1129

35 7.4311 7.4286 7.4257 7.4223 7.4184 7.4138 7.4086 7.4025 7.3954 7.3871

40 7.6063 7.6049 7.6032 7.6013 7.5991 7.5965 7.5935 7.5900 7.5859 7.5812

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 6.6521 6.6030 6.5460 6.4798 6.4029

30 7.0924 7.0687 7.0411 7.0090 6.9718 6.9287 6.8786 6.8204 6.7529 6.6764

35 7.3776 7.3665 7.3536 7.3387 7.3213 7.3012 7.2778 7.2506 7.2191 7.1826

40 7.5758 7.5694 7.5621 7.5535 7.5436 7.5321 7.5187 7.5032 7.4852 7.4643

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 7.1401 7.0909 7.0337 6.9673 6.8911

40 7.4401 7.4119 7.3792 7.3413 7.2973 7.2462 7.1869 7.1180 7.0452 7.0300

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 63 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/9/81-PRESENT

CONTRACT RATE 15.50%

SUBSIDY RATE 6.75%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 5.5315 5.5030 5.4697 5.4308 5.3855 5.3327 5.2710 5.1991 5.1153 5.0174

15 6.0686 6.0571 6.0437 6.0280 6.0098 5.9885 5.9636 5.9347 5.9009 5.8615

20 6.5112 6.5062 6.5003 6.4935 6.4855 6.4762 6.4653 6.4526 6.4378 6.4206

25 6.8724 6.8701 6.8674 6.8643 6.8607 6.8564 6.8515 6.8457 6.8390 6.8312

30 7.1429 7.1418 7.1406 7.1391 7.1374 7.1354 7.1331 7.1303 7.1272 7.1235

35 7.3431 7.3426 7.3420 7.3413 7.3405 7.3396 7.3385 7.3372 7.3357 7.3339

40 7.4932 7.4930 7.4926 7.4923 7.4918 7.4913 7.4908 7.4901 7.4893 7.4884

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TN 19TN 20TH

15 5.8155 5.7619 5.6993 5.6263 5.5412

20 6.4004 6.3769 6.3495 6.3176 6.2803 6.2368 6.1861 6.1269 6.0579 5.9774

25 6.8220 6.8113 6.7989 6.7844 6.7674 6.7476 6.7246 6.6977 6.6663 6.6297

30 7.1192 7.1142 7.1083 7.1015 7.0935 7.0842 7.0733 7.0607 7.0459 7.0287

35 7.3319 7.3295 7.3267 7.3234 7.3197 7.3152 7.3101 7.3041 7.2971 7.2889

40 7.4873 7.4860 7.4846 7.4829 7.4809 7.4785 7.4758 7.4727 7.4690 7.4647

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 6.5870 6.5372 6.4791 6.4114 6.3323

30 7.0086 6.9852 6.9578 6.9259 6.8887 6.8453 6.7947 6.7357 6.6668 6.5882

35 7.2793 7.2682 7.2552 7.2401 7.2224 7.2018 7.1777 7.1497 7.1170 7.0788

40 7.4596 7.4538 7.4470 7.4390 7.4297 7.4188 7.4062 7.3914 7.3742 7.3541

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 7.0343 6.9824 6.9218 6.8511 6.7759

40 7.3307 7.3033 7.2715 7.2343 7.1909 7.1403 7.0812 7.0124 6.9348 6.9100

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLES TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 64 of 66

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/9/81-PRESENT

CONTRACT RATE 16.50%

SUBSIDY RATE 8.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 5.5022 5.4751 5.4432 5.4057 5.3614 5.3093 5.2479 5.1755 5.0903 4.9898

15 6.0590 6.0485 6.0361 6.0215 6.0043 5.9840 5.9602 5.9321 5.8989 5.8599

20 6.5015 6.4971 6.4919 6.4858 6.4786 6.4701 6.4602 6.4484 6.4345 6.4182

25 6.8525 6.8506 6.8483 6.8455 6.8424 6.8386 6.8341 6.8289 6.8227 6.8155

30 7.1030 7.1021 7.1010 7.0998 7.0983 7.0966 7.0945 7.0921 7.0893 7.0860

35 7.2732 7.2728 7.2723 7.2717 7.2710 7.2703 7.2693 7.2682 7.2670 7.2654

40 7.3933 7.3931 7.3929 7.3927 7.3924 7.3921 7.3917 7.3913 7.3908 7.3902

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TN 19TN 20TH

15 5.8140 5.7598 5.6960 5.4209 5.5323

20 6.3989 6.3763 6.3496 6.3181 6.2811 6.2374 6.1860 6.1254 6.0540 5.9699

25 6.8069 6.7969 6.7850 6.7710 6.7545 6.7351 6.7123 6.6853 6.6536 6.6162

30 7.0821 7.0775 7.0720 7.0656 7.0581 7.0492 7.0387 7.0263 7.0118 6.9947

35 7.2637 7.2616 7.2591 7.2562 7.2528 7.2487 7.2439 7.2383 7.2317 7.2239

40 7.3895 7.3886 7.3876 7.3865 7.3851 7.3835 7.3816 7.3793 7.3767 7.3736

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 6.5722 6.5203 6.4592 6.3873 6.3035

30 6.9745 6.9507 6.9227 6.8897 6.8508 6.8051 6.7511 6.6876 6.6127 6.5343

35 7.2148 7.2040 7.1912 7.1762 7.1586 7.1378 7.1132 7.0843 7.0503 7.0102

40 7.3699 7.3656 7.3605 7.3545 7.3474 7.3391 7.3293 7.3177 7.3041 7.2881

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 6.9630 6.9074 6.8418 6.7646 6.6954

40 7.2692 7.2469 7.2207 7.1898 7.1534 7.1106 7.0601 7.0006 6.9305 6.8483

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 65 of 669/94

4330.1 REV-5

APPENDIX 52

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

APPROXIMATE CLOSING DATES: 3/9/81-PRESENT

CONTRACT RATE 17.50%

SUBSIDY RATE 8.00%

PREMIUM RATE .70%

AMORTIZATION YEAR

MORTGAGE FORMULA TWO

TERM

(YEARS)

1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH 10TH

10 6.1328 6.1072 6.0767 6.0404 5.9972 5.9458 5.8847 5.8119 5.7254 5.6224

15 6.7694 6.7598 6.7484 6.7348 6.7186 6.6994 6.6765 6.6493 6.6169 6.5783

20 7.2618 7.2579 7.2534 7.2479 7.2414 7.2338 7.2246 7.2137 7.2008 7.1853

25 7.6427 7.6411 7.6391 7.6368 7.6341 7.6309 7.6270 7.6224 7.6170 7.6105

30 7.9130 7.9123 7.9115 7.9105 7.9093 7.9078 7.9061 7.9041 7.9017 7.8988

35 8.0932 8.0929 8.0925 8.0921 8.0916 8.0910 8.0903 8.0894 8.0884 8.0872

40 8.2233 8.2231 8.2230 8.2228 8.2226 8.2223 8.2220 8.2216 8.2211 8.2205

11TH 12TH 13TH 14TH 15TH 16TH 17TH 18TN 19TN 20TH

15 6.5325 6.4779 6.4130 6.3358 6.2439

20 7.1670 7.1452 7.1192 7.0883 7.0516 7.0079 6.9558 6.8940 6.8203 6.7327

25 7.6027 7.5935 7.5826 7.5696 7.5541 7.5357 7.5137 7.4877 7.4566 7.4197

30 7.8954 7.8914 7.8866 7.8808 7.8740 7.8659 7.8562 7.8447 7.8311 7.8148

35 8.0858 8.0840 8.0820 8.0796 8.0767 8.0733 8.0692 8.0643 8.0585 8.0516

40 8.2199 8.2191 8.2182 8.2171 8.2158 8.2142 8.2124 8.2101 8.2075 8.2044

21ST 22ND 23RD 24TH 25TH 26TH 27TH 28TH 29TH 30TH

25 7.3758 7.3235 7.2614 7.1874 7.0999

30 7.7954 7.7724 7.7450 7.7124 7.6736 7.6275 7.5726 7.5073 7.4296 7.3465

35 8.0435 8.0337 8.0221 8.0083 7.9919 7.9724 7.9492 7.9215 7.8887 7.8496

40 8.2007 8.1962 8.1910 8.1847 8.1772 8.1684 8.1578 8.1452 8.1303 8.1125

31ST 32ND 33RD 34TH 35TH 36TH 37TH 38TH 39TH 40TH

35 7.8030 7.7477 7.6818 7.6034 7.5226

40 8.0914 8.0662 8.0363 8.0007 7.9583 7.9079 7.8479 7.7765 7.6916 7.6400

\*NOTE:THE FACTORS IN THE 1ST COLUMN ON EACH PAGE OF

THESE FACTOR TABLES ARE ORIGINATION FACTORS \--

NOT AMORTIZATION FACTORS. FOR EXAMPLE: TO COMPUTE

THE FORMULA TWO ASSISTANCE FOR THE 1ST ANNIVERSARY

OF A MORTGAGE, SELECT THE CORRECT FACTOR FROM THE

2ND COLUMN OF FACTORS.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

9/94 Page 66 of 66