4240.2 REV

APPENDIX 2

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

FACTORS FOR COMPUTING MONTHLY MORTGAGE INSURANCE PREMIUMS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 7.75 8.00 8.25 8.50 8.75

1 .4166 .4167 .4168 .4169 .4170

2 .4159 .4163 .4166 .4170 .4173

3 .4144 .4150 .4156 .4161 .4167

4 .4119 .4127 .4135 .4143 .4151

5 .4083 .4093 .4103 .4113 .4123

6 .4034 .4047 .4059 .4071 .4083

7 .3977 .3992 .4006 .4020 .4033

8 .3915 .3932 .3948 .3964 .3979

9 .3848 .3867 .3885 .3903 .3920

10 .3776 .3197 .3817 .3836 .3855

11 .3698 .3721 .3743 .3764 .3785

12 .3614 .3638 .3662 .3685 .3708

13 .3523 .3549 .3575 .3600 .3624

14 .3424 .3452 .3480 .3507 .3533

15 .3318 .3348 .3377 .3405 .3433

16 .3203 .3234 .3265 .3295 .3325

17 .3079 .3112 .3144 .3175 .3206

15 .2945 .2979 .3012 .3044 .3076

19 .2801 .2835 .2869 .2902 .2935

20 .2644 .2679 .2713 .2747 .2781

21 .2475 .2510 .2545 .2579 .2613

22 .2293 .2327 .2362 .2396 .2429

23 .2096 .2129 .2163 .2196 .2229

24 .1883 .1915 .1947 .1979 .2011

25 .1653 .1683 .1712 .1742 .1772

26 .1404 .1431 .1458 .1485 .1512

27 .1135 .1159 .1182 .1205 .1228

28 .0845 .0864 .0882 .0900 .0919

29 .0532 .0544 .0556 .0568 .0581

30 .0193 .0198 .0203 .0207 .0212

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 1 (1 of 2) 6/78

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4240.2 REV

APPENDIX 2

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

FACTORS FOR COMPUTING MONTHLY MORTGAGE INSURANCE PREMIUMS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 9.00 9.25 9.50 9.75 10.00

1 .4171 .4172 .4173 .4174 .4174

2 .4176 .4179 .4182 .4186 .4188

3 .4172 .4177 .4182 .4187 .4192

4 .4158 .4165 .4172 .4179 .4185

5 .4132 .4141 .4150 .4159 .4167

6 .4094 .4105 .4115 .4126 .4136

7 .4046 .4059 .4071 .4083 .4094

8 .3994 .4008 .4022 .4036 .4049

9 .3936 .3953 .3968 .3984 .3999

10 .3874 .3892 .3909 .3926 .3943

11 .3805 .3825 .3845 .3863 .3882

12 .3730 .3752 .3773 .3794 .3814

13 .3648 .3672 .3695 .3717 .3739

14 .3559 .3584 .3609 .3633 .3656

15 .3461 .3488 .3514 .3540 .3565

16 .3354 .3382 .3410 .3437 .3464

17 .3236 .3266 .3295 .3324 .3353

15 .3108 .3139 .3170 .3200 .3229

19 .2968 .3000 .3031 .3063 .3093

20 .2814 .2847 .2879 .2911 .2943

21 .2646 .2680 .2712 .2745 .2777

22 .2463 .2496 .2529 .2561 .2594

23 .2262 .2294 .2327 .2359 .2391

24 .2042 .2074 .2105 .2136 .2167

25 .1802 .1831 .1861 .1890 .1920

26 .1539 .1566 .1593 .1620 .1647

27 .1251 .1275 .1298 .1321 .1345

28 .0937 .0956 .0974 .0993 .1011

29 .0593 .0605 .0618 .0630 .0643

30 .0217 .0222 .0226 .0231 .0236

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV

APPENDIX 2

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

FACTORS FOR COMPUTING MONTHLY MORTGAGE INSURANCE PREMIUMS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 7.75 8.00 8.25 8.50 8.75

1 .4180 .4181 .4182 .4184 .4185

2 .4202 .4207 .4211 .4215 .4219

3 .4211 .4218 .4226 .4233 .4240

4 .4204 .4214 .4224 .4234 .4243

5 .4179 .4192 .4204 .4217 .4228

6 .4134 .4149 .4164 .4178 .4192

7 .4076 .4093 .4109 .4125 .4141

8 .4012 .4031 .4050 .4068 .4086

9 .3944 .3965 .3985 .4005 .4025

10 .3870 .3893 .3915 .3937 .3959

11 .3790 .3815 .3839 .3863 .3886

12 .3703 .3730 .3757 .3782 .3808

13 .3610 .3639 .3667 .3695 .3722

14 .3509 .3540 .3570 .3599 .3628

15 .3400 .3432 .3464 .3495 .3526

16 .3283 .3316 .3349 .3382 .3414

17 .3156 .3190 .3225 .3259 .3292

18 .3018 .3054 .3090 .3124 .3159

19 .2870 .2907 .2943 .2979 .3014

20 .2710 .2747 .2783 .2820 .2856

21 .2537 .2574 .2610 .2647 .2683

22 .2350 .2386 .2422 .2459 .2494

23 .2148 .2183 .2218 .2254 .2289

24 .1929 .1963 .1997 .2031 .2064

25 .1694 .1725 .1757 .1788 .1820

26 .1439 .1467 .1496 .1524 .1553

27 .1164 .1188 .1212 .1237 .1261

28 .0866 .0885 .0905 .0924 .0943

29 .0545 .0558 .0571 .0583 .0596

30 .0198 .0203 .0208 .0213 .0218

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV

APPENDIX 2

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

FACTORS FOR COMPUTING MONTHLY MORTGAGE INSURANCE PREMIUMS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 9.00 9.25 9.50 9.75 10.00

1 .4186 .4187 .4189 .4190 .4191

2 .4223 .4227 .4231 .4235 .4239

3 .4246 .4253 .4259 .4266 .4272

4 .4253 .4262 .4271 .4279 .4288

5 .4240 .4252 .4263 .4273 .4284

6 .4206 .4219 .4232 .4245 .4257

7 .4157 .4172 .4186 .4201 .4215

8 .4103 .4120 .4136 .4152 .4168

9 .4044 .4063 .4081 .4099 .4116

10 .3980 .4000 .4020 .4040 .4059

11 .3909 .3932 .3954 .3975 .3996

12 .3832 .3857 .3880 .3904 .3926

13 .3748 .3774 .3800 .3825 .3849

14 .3656 .3684 .3711 .3738 .3764

15 .3555 .3585 .3614 .3642 .3670

16 .3445 .3476 .3507 .3537 .3566

17 .3325 .3357 .3389 .3420 .3451

18 .3193 .3227 .3260 .3292 .3325

19 .3049 .3083 .3118 .3151 .3184

20 .2891 .2926 .2961 .2996 .3030

21 .2719 .2754 .2789 .2824 .2859

22 .2530 .2565 .2601 .2635 .2670

23 .2324 .2358 .2393 .2427 .2461

24 .2098 .2131 .2165 .2198 .2231

25 .1851 .1883 .1914 .1945 .1976

26 .1581 .1610 .1638 .1667 .1695

27 .1286 .1310 .1335 .1360 .1384

28 .0963 .0982 .1002 .1021 .1041

29 .0609 .0622 .0635 .0649 .0662

30 .0223 .0228 .0233 .0238 .0243

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV

APPENDIX 2

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

FACTORS FOR COMPUTING MONTHLY MORTGAGE INSURANCE PREMIUMS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 7.75 8.00 8.25 8.50 8.75

1 .4192 .4194 .4195 .4197 .4199

2 .4241 .4246 .4252 .4257 .4262

3 .4272 .4281 .4290 .4298 .4307

4 .4283 .4295 .4307 .4318 .4330

5 .4269 .4284 .4299 .4313 .4327

6 .4228 .4245 .4262 .4279 .4295

7 .4168 .4187 .4206 .4225 .4243

8 .4103 .4124 .4145 .4166 .4186

9 .4033 .4056 .4079 .4102 .4124

10 .3957 .3983 .4008 .4032 .4056

11 .3876 .3903 .3930 .3956 .3982

l2 .3787 .3816 .3845 .3874 .3901

13 .3692 .3723 .3754 .3784 .3813

14 .3589 .3622 .3654 .3686 .3717

15 .3477 .3512 .3546 .3579 .3612

16 .3357 .3393 .3428 .3463 .3498

17 .3227 .3264 .3301 .3337 .3373

18 .3087 .3125 .3162 .3200 .3237

19 .2935 .2974 .3012 .3050 .3088

20 .2771 .2810 .2849 .2888 .2926

21 .2594 .2633 .2672 .2710 .2749

22 .2403 .2441 .2480 .2518 .2556

23 .2196 .2234 .2271 .2308 .2345

24 .1973 .2009 .2044 .2080 .2115

25 .1732 .1765 .1798 .1831 .1864

26 .1471 .1501 .1531 .1561 .1591

27 .1190 .1215 .1241 .1266 .1292

28 .0886 .0906 .0926 .0946 .0966

29 .0558 .0571 .0584 .0597 .0611

30 .0203 .0208 .0213 .0218 .0223

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV

APPENDIX 2

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

FACTORS FOR COMPUTING MONTHLY MORTGAGE INSURANCE PREMIUMS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 9.00 9.25 9.50 9.75 10.00

1 .4200 .4202 .4203 .4204 .4206

2 .4267 .4271 .4276 .4281 .4285

3 .4315 .4323 .4331 .4338 .4346

4 .4341 .4352 .4363 .4373 .4384

5 .4341 .4355 .4368 .4381 .4394

6 .4311 .4327 .4342 .4357 .4372

7 .4261 .4278 .4295 .4312 .4329

8 .4206 .4225 .4244 .4262 .4281

9 .4145 .4167 .4187 .4208 .4227

10 .4079 .4102 .4125 .4147 .4169

11 .4007 .4032 .4057 .4080 .4104

l2 .3928 .3955 .3981 .4007 .4032

13 .3842 .3871 .3899 .3926 .3953

14 .3748 .3778 .3808 .3837 .3866

15 .3645 .3676 .3708 .3739 .3769

16 .3532 .3565 .3598 .3630 .3662

17 .3408 .3443 .3477 .3511 .3545

18 .3273 .3309 .3345 .3380 .3414

19 .3125 .3162 .3199 .3235 .3270

20 .2964 .3001 .3038 .3075 .3112

21 .2787 .2825 .2862 .2899 .2936

22 .2593 .2631 .2668 .2705 .2742

23 .2382 .2419 .2455 .2492 .2528

24 .2151 .2186 .2221 .2256 .2291

25 .1898 .1931 .1964 .1997 .2030

26 .1621 .1651 .1681 .1711 .1741

27 .1316 .1344 .1370 .1396 .1422

28 .0987 .1007 .1020 .1048 .1069

29 .0625 .0638 .0652 .0666 .0680

30 .0228 .0234 .0239 .0244 .0250

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV

APPENDIX 2

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

FACTORS FOR COMPUTING MONTHLY MORTGAGE INSURANCE PREMIUMS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 7.75 8.00 8.25 8.50 8.75

1 .4170 .4171 .4173 .4174 .4175

2 .4176 .4179 .4183 .4186 .4190

3 .4175 .4181 .4187 .4193 .4199

4 .4168 .4176 .4185 .4193 .4201

5 .4153 .4164 .4175 .4186 .4197

6 .4130 .4144 .4157 .4171 .4184

7 .4097 .4114 .4130 .4146 .4162

8 .4055 .4075 .4093 .4112 .4129

9 .4003 .4024 .4045 .4066 .4086

10 .3938 .3962 .3985 .4008 .4031

11 .3861 .3887 .3912 .3937 .3961

12 .3773 .3801 .3828 .3855 .3881

13 .3678 .3707 .3737 .3765 .3793

14 .3575 .3606 .3637 .3668 .3698

15 .3464 .3497 .3530 .3562 .3593

16 .3344 .3379 .3413 .3446 .3479

17 .3215 .3251 .3286 .3321 .3355

18 .3075 .3112 .3148 .3184 .3220

19 .2924 .2961 .2999 .3035 .3072

20 .2760 .2798 .2836 .2874 .2911

21 .2584 .2622 .2660 .2697 .2734

22 .2394 .2431 .2468 .2506 .2542

23 .2188 .2224 .2261 .2297 .2333

24 .1965 .2000 .2035 .2070 .2104

25 .1725 .1758 .1790 .1822 .1855

26 .1466 .1495 .1524 .1553 .1582

27 .1165 .1210 .1235 .1260 .1285

28 .0883 .0902 .0922 .0942 .0961

29 .0555 .0568 .0581 .0595 .0608

30 .0202 .0207 .0212 .0217 .0222

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV

APPENDIX 2

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

FACTORS FOR COMPUTING MONTHLY MORTGAGE INSURANCE PREMIUMS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 9.00 9.25 9.50 9.75 10.00

1 .4176 .4177 .4117 .4178 .4179

2 .4193 .4196 .4199 .4202 .4205

3 .4204 .4218 .4215 .4220 .4225

4 .4209 .4217 .4224 .4231 .4238

5 .4207 .4217 .4226 .4236 .4245

6 .4196 .4209 .4221 .4232 .4243

7 .4177 .4191 .4205 .4219 .4233

8 .4147 .4164 .4180 .4196 .4212

9 .4106 .4125 .4144 .4162 .4180

10 .4052 .4074 .4094 .4115 .4134

11 .3985 .4008 .4031 .4053 .4075

12 .3907 .3932 .3956 .3980 .4004

13 .3821 .3848 .3874 .3900 .3925

14 .3727 .3756 .3784 .3811 .3838

15 .3624 .3655 .3685 .3714 .3742

16 .3512 .3544 .3575 .3606 .3637

17 .3389 .3423 .3455 .3488 .3519

18 .3255 .3289 .3324 .3357 .3390

19 .3108 .3143 .3179 .3213 .3247

20 .2947 .2983 .3019 .3055 .3090

21 .2771 .2808 .2844 .2880 .2915

22 .2579 .2615 .2651 .2687 .2723

23 .2369 .2404 .2440 .2475 .2510

24 .2139 .2173 .2207 .2241 .2275

25 .1887 .1919 .1951 .1983 .2015

26 .1612 .1641 .1670 .1699 .1728

27 .1311 .1336 .1361 .1386 .1412

28 .0981 .1001 .1021 .1041 .1062

29 .0621 .0634 .0648 .0661 .0675

30 .0227 .0232 .0237 .0243 .0248

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV

APPENDIX 2

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

FACTORS FOR COMPUTING MONTHLY MORTGAGE INSURANCE PREMIUMS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 7.75 8.00 8.25 8.50 8.75

1 .4180 .4181 .4182 .4183 .4185

2 .4205 .4209 .4213 .4217 .4221

3 .4224 .4231 .4238 .4244 .4251

4 .4234 .4244 .4254 .4263 .4273

5 .4235 .4248 .4261 .4273 .4286

6 .4226 .4242 .4258 .4273 .4288

7 .4206 .4225 .4244 .4262 .4280

8 .4173 .4195 .4217 .4238 .4258

9 .4127 .4152 .4176 .4199 .4222

10 .4066 .4093 .4119 .4145 .4171

11 .3988 .4017 .4046 .4074 .4101

12 .3897 .3928 .3959 .3989 .4018

13 .3799 .3832 .3864 .3896 .3927

14 .3693 .3727 .3762 .3795 .3828

15 .3578 .3614 .3650 .3686 .3720

16 .3454 .3492 .3529 .3566 .3602

17 .3321 .3360 .3398 .3436 .3474

18 .3176 .3216 .3256 .3296 .3333

19 .3020 .3061 .3101 .3141 .3180

20 .2851 .2892 .2933 .2973 .3013

21 .2669 .2710 .2751 .2791 .2831

22 .2472 .2513 .2553 .2593 .2632

23 .2260 .2299 .2338 .2377 .2415

24 .2030 .2067 .2104 .2142 .2179

25 .1702 .1817 .1851 .1886 .1920

26 .1514 .1545 .1576 .1607 .1638

27 .1224 .1251 .1277 .1304 .1331

28 .0912 .0932 .0953 .0974 .0995

29 .0574 .0587 .0601 .0615 .0629

30 .0209 .0214 .0219 .0224 .0230

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4240.2 REV

APPENDIX 2

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PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

FACTORS FOR COMPUTING MONTHLY MORTGAGE INSURANCE PREMIUMS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 9.00 9.25 9.50 9.75 10.00

1 .4186 .4187 .4188 .4189 .4190

2 .4225 .4229 .4232 .4236 .4239

3 .4257 .4264 .4270 .4276 .4281

4 .4282 .4291 .4299 .4308 .4316

5 .4298 .4309 .4320 .4331 .4342

6 .4303 .4317 .4331 .4345 .4358

7 .4297 .4314 .4331 .4347 .4362

8 .4278 .4298 .4317 .4336 .4354

9 .4245 .4267 .4289 .4310 .4330

10 .4196 .4220 .4244 .4267 .4290

11 .4128 .4155 .4180 .4206 .4231

12 .4047 .4075 .4103 .4130 .4157

13 .3958 .3988 .4018 .4047 .4075

14 .3861 .3893 .3924 .3955 .3985

15 .3754 .3788 .3821 .3854 .3886

16 .3638 .3673 .3708 .3742 .3776

17 .3511 .3547 .3583 .3619 .3654

18 .3372 .3409 .3447 .3484 .3520

19 .3219 .3258 .3296 .3334 .3371

20 .3053 .3092 .3131 .3170 .3208

21 .2871 .2910 .2949 .2988 .3027

22 .2672 .2711 .2750 .2788 .2827

23 .2454 .2492 .2530 .2568 .2606

24 .2215 .2252 .2289 .2325 .2362

25 .1955 .1989 .2024 .2058 .2092

26 .1670 .1701 .1732 .1763 .1795

27 .1358 .1385 .1412 .1439 .1466

28 .1017 .1038 .1059 .1081 .1102

29 .0643 .0658 .0672 .0686 .0701

30 .0235 .0241 .0246 .0252 .0257

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