UNITED STATES BANKRUPTCY COURT

District of Maine

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  In the matter of:                    

                                       Chapter 13

  **     **                            Case No.      

  **     **                            

                                       

  Debtor                               

                                       
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This plan contains matters which, if not controverted, may be accepted
as true. While creditors may not vote on this plan, they may object to
its confirmation pursuant to 11 U.S.C. Sec. 1324. Any objections to the
plan must be in writing, filed with the Court, and served upon debtor's
counsel (or the debtor, if pro se), and the chapter 13 trustee at least
ten (10) days prior to the hearing on confirmation. Absent any
objection, the Court may confirm this Chapter 13 plan without further
notice or hearing.

### CHAPTER 13 PLAN

Pursuant to 11 U.S.C. Sec. 1321 and 1322, the debtor      propose the
following plan. The debtor      submit all or such portion of their
future earnings or income or estate to the supervision and control of
the trustee as is necessary for the execution of the plan.

1.  This is a \_\_\_\_\_\_ month plan.

2.  The debtor      shall make the following **payments to the
    trustee**. The total amount to be paid to the trustee is
    \$\_\_\_\_\_\_\_\_\_\_, plus all tax refunds in excess of \$1,200
    per year.

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a)  Commencing on      , regular       payments of
    \$\_\_\_\_\_\_\_\_\_\_ shall be made for \_\_\_\_\_\_\_ months
    \[plus \$\_\_\_\_\_\_\_\_\_\_ for \_\_\_\_\_\_\_ months and
    \$\_\_\_\_\_\_\_\_\_\_ for \_\_\_\_\_\_\_ months for a total of
    \_\_\_\_\_\_\_ months\].

b)  Lump sum payment(s) of \$\_\_\_\_\_\_\_\_\_\_ shall be made on
    \[date\], the source of which is
    \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_.

> c\) Other \[specify\]:

3.  **Administrative expenses and claims** allowed under 11 U.S.C. Sec.
    503(b) and any fees and charges assessed against the estate under 28
    U.S.C. Sec. 586(e) and 1930, shall be paid in full from the funds
    paid by the debtor      to the trustee as follows:

> \(a\) Trustee's fee not to exceed 10%: \$\_\_\_\_\_\_\_\_\_\_
>
> \(b\) Attorney's fee to be paid through plan (if any):
> \$\_\_\_\_\_\_\_\_\_\_
>
> \(c\) Administrative reserve (if any): \$\_\_\_\_\_\_\_\_\_\_
>
> \(d\) Other (describe): \$\_\_\_\_\_\_\_\_\_\_

4.  **Claims secured by property of the estate** shall be paid as
    follows:

> \(a\) The following secured claims shall be paid by the debtor     
> directly pursuant to the existing contract(s) between the debtor     
> and the creditor as follows. The lien securing each claim shall be
> unimpaired.
>
> \[List creditor, identify collateral, periodic payment and amount, and
> date next payment is due. If none, write "None."\]
>
> \(b\) The following secured claims shall be paid in full or to the
> extent of value of the collateral from the funds paid by the
> debtor      to the trustee as follows. Confirmation of the plan is a
> judicial determination of the value of the collateral as set forth
> below. The lien securing each claim shall be discharged upon payment
> of the secured portion of the claim; the lien shall remain in place
> until the secured portion is paid. Any undersecured portion of the
> claim shall be treated as unsecured. A creditor must file a proof of
> claim by the bar date to be entitled to payment.

\[List creditor, identify collateral and value, and interest terms. If
none, write "None.\]

> \(c\) Arrearages on secured claims shall be paid from the funds paid
> by the debtor      to the trustee as follows. A creditor must file a
> proof of claim by the bar date to be entitled to payment.

\[List creditor, nature of claim (e.g., home mortgage), amount of
arrearages and interest terms. If none, write "None."\]

Current periodic payments to those creditors will be made \[directly by
the debtor     \] \[by the trustee through the plan\].

5.  **Claims entitled to priority** under 11 U.S.C. Sec. 507(a) shall be
    paid in full from the funds paid by the debtor      to the trustee
    as follows, unless a creditor agrees to a different treatment of
    such claim. A creditor must file a proof of claim by the bar date to
    be entitled to payment.

\[List priority creditors, total claim, and amount entitled to priority.
If none, write "None."\]

6.  **Interim distribution** may be made pursuant to court order to
    provide payment to undisputed and timely filed priority and secured
    claims.

7.  **Unsecured (and undersecured) creditors' claims** are listed on the
    debtor      schedules in the approximate amount of
    \$[     ]{.underline}. A creditor must file a proof of claim by the
    bar date to be entitled to payment. The Court will issue an order
    after the bar date determining the actual dividend. Payment will be
    made from funds paid by the debtor      to the trustee. The dividend
    to be paid to each general unsecured creditor will be determined by
    dividing the funds available by the total amount of general
    unsecured claims actually filed and allowed. Unsecured creditors
    will not receive payment until after payment in full of
    administrative, secured and priority claims.

\(a\) If all scheduled claims are allowed, the percentage dividend to
general unsecured creditors is estimated to be approximately
[     ]{.underline}%.

> \(b\) The following unsecured creditors shall be separately classified
> and paid at a different percentage.
>
> \[List creditor, claim amount, basis for separate classification and
> proposed dividend to each. If none, write "None."\]
>
> \(c\) The trustee may pay in full any claim or dividend that does not
> exceed \$50 as allowed by Court order after the bar date.

8.  The following **other special provisions** of the plan appear on the
    attached schedules as indicated.

No other special provisions

Schedule I -- Co-debtor matters (11 U.S.C. Sec. 1301 and Sec.
1322(b)(1))

Schedule II -- Cramdown or stripdown (11 U.S.C. Sec. 1322(b)(5))

Schedule III -- Executory contracts and leases (11 U.S.C. Sec. 365)

Schedule IV -- Lien avoidance (11 U.S.C. Sec. 522)

Schedule V -- Sale of property (11 U.S.C. Sec. 363)

Schedule VI -- Return of secured collateral ( 11 U.S.C. Sec.
1325(a)(5)(C))

Schedule VII -- Injunctive Relief (11 U.S.C. Sec. 2002(c)(3) and
Fed.R.Bankr.P. 7001(7))

Schedule VIII -- Other

9.  If this case were **liquidated under** **Chapter 7** rather than
    reorganized under Chapter 13, a Chapter 7 trustee would be entitled
    to sell, collect or recoup certain assets for the benefit of
    creditors. The liquidation amount which would be available for
    unsecured creditors, net of valid secured claims and exemptions is
    \$[     ]{.underline}. The debtor      certify that at least this
    cash amount will be paid to the trustee for the benefit of unsecured
    creditors in this case pursuant to 11 U.S.C. Sec. 1325(a)(4).

10. Property of the estate not paid over to the trustee shall remain in
    the possession of the debtor     . All property of the estate,
    whether in the possession of the debtor      or the trustee, remains
    property of the estate, subject to the Court's jurisdiction
    notwithstanding 11 U.S.C. Sec. 1327(b).

11. Upon completion of the plan as approved by the Court, the
    debtor      shall be entitled to a full compliance discharge
    pursuant to 11 U.S.C. Sec. 1328(a).

Date:
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Debtor I

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Debtor II

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Debtor      Attorney