**[UTAH RURAL DEVELOPMENT]{.underline}**

**[DIRECTORY]{.underline}**

**[State Office]{.underline} - 801-524-4331**

State Director: John R. Cox

Mailing Address:

Federal Bldg.

125 So. State St., Rm. 4311

Salt Lake City, UT 84138

**[Area I]{.underline} - Tremonton Office -- 435-257-5404**

Area Director: Robert Milianta

91 South 100 East

Tremonton, UT 84337

**Vernal Local Office -- 435-789-2100**

Rural Development Manager: Juanita LaRose

80 North 500 West

Vernal, UT 84078

**[Area II]{.underline} -- Richfield Office -- 435-896-8250**

Area Director: Glen Wood

340 North 600 East

Richfield, UT 84701

**Cedar City Local Office -- 435-586-7274**

Rural Development Manager: Margie Stones

2390 West HWY 56, Ste. 13

Cedar City, UT 84720

**Manti Local Office -- 435-835-4111**

Rural Development Manager: Donna Birk

50 South Main St., Ste. 6

Manti, UT 84642

**[Area III]{.underline} - Provo Office -- 801-377-5580**

Area Director: Debbie Cook

302 East 1860 South

Provo, UT 84606

**Monticello Local Office -- 435-587-2473**

Rural Development Manager: Liz Black

32 South 100 East

Monticello, UT 84535

**http://www.rurdev.usda.gov/ut**

**Over \$106 Million From USDA Rural Development in Fiscal Year (FY)
2005 Impacted Rural Utah:**

+---------------------------------------------------+------------------+
| Community Facilities Direct Loans                 | \$2,502,280      |
+---------------------------------------------------+------------------+
| Community Facilities Grants                       | \$107,000        |
+---------------------------------------------------+------------------+
| Community Facilities Guaranteed Loans - CF        | \$3,168,000      |
+---------------------------------------------------+------------------+
| Child Care Initiative Grants                      | \$69,600         |
+---------------------------------------------------+------------------+
| Economic Impact Initiative Grants                 | \$753,250        |
+---------------------------------------------------+------------------+
| Direct Home Ownership Loans                       | \$40,888,382     |
+---------------------------------------------------+------------------+
| Guaranteed Home Ownership                         | \$37,418,171     |
|                                                   |                  |
| Loans - SFH                                       |                  |
+---------------------------------------------------+------------------+
| Rural Home Repair Loans                           | \$223,952        |
+---------------------------------------------------+------------------+
| Rural Home Repair Grants                          | \$160,786        |
+---------------------------------------------------+------------------+
| Housing Preservation Grant                        | \$50,000         |
+---------------------------------------------------+------------------+
| Technical Assistance Grants                       | \$2,388,880      |
+---------------------------------------------------+------------------+
| Direct Rural Rental Housing Loans/Grant           | \$2,923,700      |
+---------------------------------------------------+------------------+
| Rural Rental Assistance                           | \$7,201,116      |
+---------------------------------------------------+------------------+
| Water and Environmental Loans                     | \$1,273,000      |
+---------------------------------------------------+------------------+
| Water and Environmental Grants                    | \$1,643,740      |
+---------------------------------------------------+------------------+
| Native American Water & Environmental Grants      | \$448,000        |
+---------------------------------------------------+------------------+
| Solid Waste Management Grants                     | \$107,100        |
+---------------------------------------------------+------------------+
| Community Connect/                                | \$512,655        |
|                                                   |                  |
| Broadband Grants                                  |                  |
+---------------------------------------------------+------------------+
| Business and Industry Loan Guarantees             | \$2,446,400      |
+---------------------------------------------------+------------------+
| Rural Business Opportunity Grant                  | \$50,000         |
+---------------------------------------------------+------------------+
| Rural Business Enterprise Grants                  | \$417,680        |
+---------------------------------------------------+------------------+
| Intermediary Relending Loan Program               | \$750,000        |
+---------------------------------------------------+------------------+
| Renewable Energy and Energy Efficiency Program    | \$500,000        |
+---------------------------------------------------+------------------+
| **TOTAL FY05 IMPACT**                             | \$106,003,692    |
+---------------------------------------------------+------------------+

**LEVERAGING** of federal, state and local dollars and allowed for a
greater number of rural Utah residents communities to be served.

![](media/image1.jpeg){width="1.7097222222222221in" height="0.875in"}

USDA

Rural Development

Utah

2005 ANNUAL REPORT

Fiscal Year 2005 was another successful year for our Utah rural
communities.

![](media/image2.png){width="1.520138888888889in"
height="1.1534722222222222in"}

This year,

Utah Rural Development provided nearly \$106,004,000

in financial assistance. These funds helped provide jobs, quality
housing, clean drinking water, and modern essential community facilities
and services. This assistance improved the quality of life and increased
economic growth for nearly 115,000 rural residents and businesses across
our great state of Utah.

Rural Development is the only agency within USDA that can help with
almost any rural need from housing and agriculture, health care and
public safety, water and wastewater systems, education, broadband,
distance learning and telemedicine, to assisting start-up businesses and
reviving old ones.

Our staff truly exemplifies our agency's *commitment to the future of
rural communities* as they go about helping our rural communities gain
access to economic opportunities and the infrastructure development that
is so vital to future growth.

![](media/image3.jpeg){width="1.0798611111111112in"
height="0.6180555555555556in"}

*JOHN R. COX, STATE DIRECTOR*

![](media/image4.jpeg){width="0.5972222222222222in"
height="0.24861111111111112in"}**COMMUNITY FACILITY PROGRAMS**

**\$6,600,130 in FY05**

![](media/image5.png){width="1.0625in" height="0.8020833333333334in"}
construct, enlarge, and improve community facilities that provide
essential services and purchase equipment in rural areas.
![](media/image6.png){width="1.3333333333333333in" height="1.0in"}In
FY05, \$2,502,280 in direct loans, \$3,168,000 in guaranteed loans, and
\$176,600 in CF grants (including \$69,600 Child Care Initiative grants)
provided 10 essential community facilities, serving nearly 35,000 rural
residents, saving 20 rural jobs and creating 5.

![](media/image7.png){width="1.3402777777777777in"
height="1.0006944444444446in"}**[Economic Impact Initiative
Grants]{.underline}** provided needed community facilities in rural
communities that had extreme high unemployment and severe economic
depression. \$753,250 provided for12 essential community facilities,
including medical equipment, a fire station, school bus, senior citizens
center, community center, emergency response center, police station,
vehicles and equipment, a dump truck, school parking lot and restroom
facilities. Over 36,000 individuals in 9 communities were benefited.

**FY05 USDA RURAL DEVELOPMENT COMMUNITY DEVELOPMENT AWARD WINNER**

![](media/image8.png){width="1.05in"
height="0.6979166666666666in"}**Mexican Hat Special Service District**
as the recipient of the 2005 Rural Development Award for their newly
constructed reverse osmosis water treatment plant, well and storage
tank. ![](media/image9.png){width="1.2in"
height="0.8034722222222223in"}The \$1,600,000 project was made possible
with a combined funding package received from Utah Division of Drinking
Water, Utah Permanent Community Impact Board (PCIB) and USDA Rural
Development.

**FY05 IMPACT --** Community programs assisted 71,000 individuals within
14 communities.

![](media/image10.jpeg){width="0.5972222222222222in"
height="0.24861111111111112in"} **HOUSING PROGRAMS**

**\$91,359,487 in FY05**

**[Single Family Housing Loans/Grants]{.underline}**

Direct loans for new construction and to purchase existing homes:
\$40,888,382. Repair loans and grants to modernize and repair existing
homes: \$384,238. Guaranteed loans for new and existing homes:
\$37,418,117. Grants to nonprofits to administer Mutual Self Help
programs: \$2,356,880. Other grants for home repairs and homeownership
counseling: \$82,000.

![](media/image11.png){width="1.5in"
height="0.9284722222222223in"}**[Multi-Family Housing
Loans:]{.underline}** \$2,923,700.

**[Rental Assistance:]{.underline}** \$7,306,116.

**Direct Loans:** Rural Development
![](media/image12.jpeg){width="1.320138888888889in"
height="0.7180555555555556in"}has developed partnerships with nonprofit
housing groups and with Olene Walker Housing Fund to provide
opportunities for individuals to build 65% of their own home and benefit
from sweat equity. Over the past 5 years, 340 homes have been
successfully completed. Eleven families successfully participated in the
leverage loan program. *Another great partnership idea*! With general
contractor expertise, 502 direct loans allow individuals to purchase
existing or construct new homes. 284 households have benefited from this
program. **Technical Assistance Grants**: Nonprofit organizations
received \$2,438,880 to administer special initiative programs. These
programs included Mutual Self Help and counseling prior to home
ownership and post ownership counseling**. Repair Loans and Grants:** 67
rural households received assistance to repair homes and remove health
and safety hazards. **Guaranteed Rural Housing (GRH) Loans:** 303 rural
households are becoming successful homeowners through the GRH program.
Rural Development provides a 90% guarantee to lenders that provide 100%
loans for 30 years.

**Multi-Family Housing (MFH) Programs:** Over 2,000 MFH units are
occupied throughout the state. The \$7,201,116 of rental assistance
allowed 468 households to receive assistance with rental payments.

**FY05 IMPACT --** Housing programs assisted 790 individual rural
households with homeownership financing, and 468 households with rental
needs.

![](media/image13.jpeg){width="0.5972222222222222in"
height="0.24861111111111112in"} **BUSINESS & COOPERATIVE PROGRAMS
\$4,164,080 in FY05**

**[RBCS Summary Info]{.underline}**

Business and Industry (B&I) Loan Guarantee Program:

\$2,446,400

Rural Business Enterprise Grant Program:

\$417,680

Rural Business Opportunity Grant Program:

\$50,000

Intermediary Relending Program:

\$750,000

Renewable Energy and Energy Efficiency Program:

\$500,000

**B&I Guaranteed Loans:**

![](media/image14.png){width="1.729861111111111in"
height="1.301388888888889in"}\$2,446,400 assisted 65 businesses,
creating 9 rural jobs and saving 405 via business startup, business
acquisition, and business expansion.

**Rural Business Enterprise Grants:**

\$417,680 assisted 30 entities in rural areas, creating more than 53
jobs and saving 10. This was accomplished by providing lending capital
to a Native American revolving loan program; by funding infrastructure
needed for multiple small and emerging businesses; and by funding
technical assistance for a wind energy project.

**Rural Business Opportunity Grant:**

\$50,000 assisted 17 businesses to save 12 rural jobs and create 90 new
jobs. This was accomplished by funding business expansion training
requirements.

**Intermediary Relending Program:**

\$750,000 established a revolving loan program with the potential of
initially assisting 20 rural businesses and creating 24 jobs.

**Renewable Energy and Energy Efficiency Program:**

\$500,000 assisted a wind energy project that will assist 14 businesses,
and will initially save 3 jobs.

**FY05 IMPACT --** Rural Development business programs assisted 150
rural businesses and created

or saved 600 rural jobs.

![](media/image15.jpeg){width="0.5986111111111111in"
height="0.24861111111111112in"} **RURAL UTILITIES ROGRAMS**

**\$3,984,495 in FY05**

**[Water and Environmental Loans and Grants]{.underline}** develop and
repair drinking water and sanitary sewer systems, including solid waste
disposal and storm drainage in rural areas.

![](media/image16.png){width="1.2in" height="0.9in"}\$1,273,000 loans
and \$2,091,740 grants (inclusive of \$448,000 Native American grants)
assisted in 6 water, 1 sewer,

and 2 solid waste disposal projects. These loans and grants helped
nearly 22,000 rural residents in 15 communities.

![](media/image18.png){width="1.6in" height="1.2in"}**[Solid Waste
Management Grants]{.underline}** are a source of technical assistance
for rural communities to reduce water pollution and/or improve planning
and management of solid waste sites. \$107,100 in grants assisted over
15,000 residents in 15 communities.

**[Community Connect Broadband Grants]{.underline}** provide funds to
previously non served communities to facilitate high speed broadband
service with public access to a community center with computer work
stations. This service enhances economic growth, educational, health
care and public safety services. A \$512,655 grant assisted 250 people
in a remote area of Hanksville Town who were without broadband services.

**FY05 IMPACT --** Rural Development utilities programs provided
assistance to 37,250 individuals within 21 communities.