# [Assumptions for all cases]{.underline} 

-   Students enroll in a 124-semester-hour bachelor's degree program
    with an academic year of 24 semester-hour credits and 30 weeks of
    instructional time.

-   The educational program consists of two semesters, fall and spring,
    with 15 weeks of instructional time each and the summer term is 10
    weeks of instructional time in length with full-time equal to 12
    semester hours.

-   A student is considered to advance in grade level based on earning
    30 semester hours.

-   Students meet all student eligibility requirements for any term
    apart from academic year progression.

-   All assumptions concerning weeks, apart from credits accepted on
    transfer, apply only to traditional-calendar, standard-term
    programs.

-   Case study charts show the credit hours and weeks of instructional
    time completed in each term plus the total accumulated by the end of
    the term in parentheses.

**[Chart for identifying academic years]{.underline}**

The following chart provides a look-up table for determining the
academic year of a student for these case studies based on the weeks of
instructional time and semester hours completed. For example, a student
who has completed 30 weeks of instructional time and 24 credits but not
completed both 60 credits and 48 credits would be in his or her second
academic year, while another student who has completed 120 weeks of
instructional time and 96 credits is no longer eligible due to being
beyond his or her fourth academic year.

**[Tom]{.underline}**

**[Institution does an exact accounting]{.underline}** (§691.6 (a), (b),
and (c))\*

-   Tom graduates from high school with no postsecondary credits.

-   He attends full-time for 9 semesters and the summer after his fourth
    semester; 4 hours in semester 10.

-   He declares a major in topology and foundations (CIP code 27.0105)
    at the beginning of his third semester.

####### Point illustrated

-   Summer term only counts as 10 weeks of instructional time and delays
    the start of the fourth academic year for a National SMART Grant to
    his seventh semester.

######## Notes

-   Entering semester 3, Tom has accrued 24 credits over 30 weeks of
    instructional time. He is still a freshman because he has not
    accrued 30 credits, but he is eligible for second-year ACG because
    his 24 credits and 30 weeks of instructional time completed in the
    first two semesters constitute his first full title IV academic year
    in his eligible program.

-   After attending the 10-week summer session, he earns 12 credits but
    over fewer weeks than a regular semester contains. As a result, by
    the time he begins semester 6, he has completed three academic years
    of credits (3 \* 24 = 72), but has less than three academic years in
    weeks of instructional time (85 instead of 90 (3 \* 30 = 90)). Since
    he is not yet in his fourth academic year, he cannot move to the
    fourth-year grant level, but he has already exhausted his third-year
    Scheduled Award. He, therefore, may not receive a National SMART
    Grant disbursement for semester 6.

\*Regulatory citations are from draft used at the second session.

######### Tom

+-----------+-----------+-----------+-----------+-----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | ## Grants | ## Notes  |
|           |           | s of i.t. | ade level |           |           |
|           | (cu       |           |           |           |           |
|           | mulative) | (cu       |           |           |           |
|           |           | mulative) |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ### S     | 12 (12)   | 15 (15)   | Freshman  | ACG 1     |           |
| emester 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (24)   | 15 (30)   | Freshman  | ACG 1     |           |
| *Semester |           |           |           |           |           |
| 2**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (36)   | 15 (45)   | Freshman  | ACG 2     | Declares  |
| *Semester |           |           |           |           | major     |
| 3**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (48)   | 15 (60)   | Sophomore | ACG 2     |           |
| *Semester |           |           |           |           |           |
| 4**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      | 12 (60)   | 10 (70)   | Sophomore | NSG 3     |           |
|  Summer 2 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (72)   | 15 (85)   | Junior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 5**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (84)   | 15 (100)  | Junior    |           |           |
| *Semester |           |           |           |           |           |
| 6**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 3 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (96)   | 15 (115)  | Junior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 7**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (108)  | 15 (130)  | Senior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 8**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 4 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (120)  | 15 (145)  | Senior    |           |           |
| *Semester |           |           |           |           |           |
| 9**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 4 (124)   | 15 (160)  | Senior    |           | Pell \<   |
| *Semester |           |           |           |           | half-time |
| 10**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 5 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+

**[Margaret]{.underline}**

**[Institution does an exact accounting]{.underline} (**§691.6 (a))

-   Margaret graduates from high school with no postsecondary credits.

-   She attends half-time for semesters 1 to 4 and then full-time for 8
    semesters; 4 hours in semester 13.

-   She declares a major in pathology (CIP code 26.0910) at the
    beginning of her third semester.

####### Point illustrated

-   Duration of eligibility continues to elapse even in payment periods
    for which a student is not eligible for a disbursement. Margaret
    never receives a first-academic-year award since she does not attend
    full-time during the period when she completes her first academic
    year in credits and weeks.

####### Margaret

+-----------+-----------+-----------+-----------+-----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | ## Grants | ## Notes  |
|           |           | s of i.t. | ade level |           |           |
|           | (cu       |           |           |           |           |
|           | mulative) | (cu       |           |           |           |
|           |           | mulative) |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ### S     | 6 (6)     | 15 (15)   | Freshman  |           | \<        |
| emester 1 |           |           |           |           | full-time |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 6 (12)    | 15 (30)   | Freshman  |           | \<        |
| *Semester |           |           |           |           | full-time |
| 2**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 6 (18)    | 15 (45)   | Freshman  |           | \<        |
| *Semester |           |           |           |           | full-time |
| 3**       |           |           |           |           |           |
|           |           |           |           |           | Declares  |
|           |           |           |           |           | major     |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 6 (24)    | 15 (60)   | Freshman  |           | \<        |
| *Semester |           |           |           |           | full-time |
| 4**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 2 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (36)   | 15 (75)   | Freshman  | ACG 2     |           |
| *Semester |           |           |           |           |           |
| 5**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (48)   | 15 (90)   | Sophomore | ACG 2     |           |
| *Semester |           |           |           |           |           |
| 6**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 3 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (60)   | 15 (105)  | Sophomore | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 7**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (72)   | 15 (120)  | Junior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 8**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 4 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (84)   | 15 (135)  | Junior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 9**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (96)   | 15 (150)  | Junior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 10**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 5 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (108)  | 15 (165)  | Senior    |           |           |
| *Semester |           |           |           |           |           |
| 11**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (120)  | 15 (180)  | Senior    |           |           |
| *Semester |           |           |           |           |           |
| 12**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 6 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| #### Se   | 4 (124)   | 15 (195)  | Senior    |           | Pell \<   |
| mester 13 |           |           |           |           | half-time |
+-----------+-----------+-----------+-----------+-----------+-----------+

######### Lee

**[Institution assumes weeks based on counting terms]{.underline}
(**§691.6 (e) and (f))

-   Lee graduates from high school with no postsecondary credits.

-   He attends full-time for 10 semesters and the summer between his
    second and third fall/spring semesters.

-   He declares a major in naval architecture (CIP code 14.22) at the
    beginning of his third semester.

####### Point illustrated

-   By assuming weeks based on terms attended, Lee receives credit for
    15 weeks of instructional time for attending a summer term that is
    actually 10 weeks of instructional time in length. His fourth-year
    National SMART Grant starts in the sixth semester unlike Tom whose
    fourth year did not start until his seventh semester.

**[Lee]{.underline}**

+-----------+-----------+-----------+-----------+-----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | ## Grants | ## Notes  |
|           |           | s of i.t. | ade level |           |           |
|           | (cu       |           |           |           |           |
|           | mulative) | (cu       |           |           |           |
|           |           | mulative) |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ### S     | 12 (12)   | 15 (15)   | Freshman  | ACG 1     |           |
| emester 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (24)   | 15 (30)   | Freshman  | ACG 1     |           |
| *Semester |           |           |           |           |           |
| 2**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (36)   | 15 (45)   | Freshman  | ACG 2     | Declares  |
| *Semester |           |           |           |           | major     |
| 3**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (48)   | 15 (60)   | Sophomore | ACG 2     |           |
| *Semester |           |           |           |           |           |
| 4**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      | 12 (60)   | 15 (75)   | Sophomore | NSG 3     | 10-wk     |
|  Summer 2 |           |           |           |           | summer    |
|           |           |           |           |           | term      |
|           |           |           |           |           | credited  |
|           |           |           |           |           | as 15 wks |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (72)   | 15 (90)   | Junior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 5**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (84)   | 15 (105)  | Junior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 6**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 3 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (96)   | 15 (120)  | Junior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 7**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (108)  | 15 (135)  | Senior    |           |           |
| *Semester |           |           |           |           |           |
| 8**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 4 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (120)  | 15 (150)  | Senior    |           |           |
| *Semester |           |           |           |           |           |
| 9**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (132)  | 15 (165)  | Senior    |           | Pell \<   |
| *Semester |           |           |           |           | half-time |
| 10**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 5 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+

**[Denise]{.underline}**

**[Institution assumes weeks of i.t. based on hours]{.underline}
(**§691.6 (g))

-   Denise graduates from high school with no postsecondary credits.

-   She attends full-time for 9 semesters and the summer between her
    second and third fall/spring semesters; 4 hours in semester 10.

-   She declares a major in neuropharmacology (CIP code 26.1003) in her
    third semester.

######## Point illustrated

-   By assuming weeks of instructional time based on credit hours
    earned, the 10-week summer term is treated as though Denise attended
    a 15-week term.

-   The hours completed in the tenth semester equate to fewer weeks of
    instructional time.

**[Denise]{.underline}**

+-----------+-----------+-----------+-----------+-----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | ## Grants | ## Notes  |
|           |           | s of i.t. | ade level |           |           |
|           | (cu       |           |           |           |           |
|           | mulative) | (cu       |           |           |           |
|           |           | mulative) |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ### S     | 12 (12)   | 15 (15)   | Freshman  | ACG 1     |           |
| emester 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (24)   | 15 (30)   | Freshman  | ACG 1     |           |
| *Semester |           |           |           |           |           |
| 2**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (36)   | 15 (45)   | Freshman  | ACG 2     | Declares  |
| *Semester |           |           |           |           | major     |
| 3**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (48)   | 15 (60)   | Sophomore | ACG 2     |           |
| *Semester |           |           |           |           |           |
| 4**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      | 12 (60)   | 15 (75)   | Sophomore | NSG 3     | 12 hrs of |
|  Summer 2 |           |           |           |           | summer    |
|           |           |           |           |           | equates   |
|           |           |           |           |           | to 15 wks |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (72)   | 15 (90)   | Junior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 5**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (84)   | 15 (105)  | Junior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 6**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 3 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (96)   | 15 (120)  | Junior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 7**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (108)  | 15 (135)  | Senior    |           |           |
| *Semester |           |           |           |           |           |
| 8**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 4 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (120)  | 15 (150)  | Senior    |           |           |
| *Semester |           |           |           |           |           |
| 9**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 4 (124)   | 5 (155)   | Senior    |           | \- Pell   |
| *Semester |           |           |           |           | \<        |
| 10**      |           |           |           |           | half-time |
|           |           |           |           |           |           |
|           |           |           |           |           | \- Hours  |
|           |           |           |           |           | equate to |
|           |           |           |           |           | only 5    |
|           |           |           |           |           | weeks     |
|           |           |           |           |           | (4/24 \*  |
|           |           |           |           |           | 30 = 5)   |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 5 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+

**[George]{.underline}**

**[Institution assumes weeks of i.t. based on hours]{.underline}
(**§691.6 (g))

-   George graduates from high school with no postsecondary credits.

-   He attends full-time for 9 semesters and the summer between his
    second and third fall/spring semesters; 4 hours in semester 10.

-   He declares a major in hazardous materials management (CIP code
    15.0508) in his eighth semester.

######## Points illustrated

-   The delay in declaring a major affects George's National SMART Grant
    eligibility.

-   By assuming weeks of instructional time based on credit hours
    earned, the 10-week summer term is treated as though George attended
    a 15-week term.

-   The hours completed in the tenth semester equate to fewer weeks of
    instructional time.

######### George

+-----------+-----------+-----------+-----------+-----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | ## Grants | ## Notes  |
|           |           | s of i.t. | ade level |           |           |
|           | (cu       |           |           |           |           |
|           | mulative) | (cu       |           |           |           |
|           |           | mulative) |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ### S     | 12 (12)   | 15 (15)   | Freshman  | ACG 1     |           |
| emester 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (24)   | 15 (30)   | Freshman  | ACG 1     |           |
| *Semester |           |           |           |           |           |
| 2**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (36)   | 15 (45)   | Freshman  | ACG 2     |           |
| *Semester |           |           |           |           |           |
| 3**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (48)   | 15 (60)   | Sophomore | ACG 2     |           |
| *Semester |           |           |           |           |           |
| 4**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      | 12 (60)   | 15 (75)   | Sophomore |           | 12 hours  |
|  Summer 2 |           |           |           |           | of summer |
|           |           |           |           |           | credited  |
|           |           |           |           |           | as 15 wks |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (72)   | 15 (90)   | Junior    |           |           |
| *Semester |           |           |           |           |           |
| 5**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (84)   | 15 (105)  | Junior    |           |           |
| *Semester |           |           |           |           |           |
| 6**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 3 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (96)   | 15 (120)  | Junior    |           |           |
| *Semester |           |           |           |           |           |
| 7**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (108)  | 15 (135)  | Senior    | NSG 4     | Declares  |
| *Semester |           |           |           |           | major     |
| 8**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 4 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (120)  | 15 (150)  | Senior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 9**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 4 (124)   | 5 (155)   | Senior    |           | \- Pell   |
| *Semester |           |           |           |           | \<        |
| 10**      |           |           |           |           | half-time |
|           |           |           |           |           |           |
|           |           |           |           |           | \- Hours  |
|           |           |           |           |           | equate to |
|           |           |           |           |           | only 5    |
|           |           |           |           |           | weeks     |
|           |           |           |           |           | (4/24 \*  |
|           |           |           |           |           | 30 = 5)   |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 5 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+

######### Linda

**[Institution assumes academic year based on grade level]{.underline}
(**§691.6 (h))

-   Linda graduates from high school with no postsecondary credits.

-   She attends full-time for 9 semesters and the summer between her
    second and third fall/spring semesters; 4 hours in semester 10.

-   She declares a major in horticultural science (CIP code 01.1103) at
    the beginning of her third semester.

######## Point illustrated

-   Even though Linda has completed the hours and weeks of instructional
    time of an academic year at the end of her second semester, she does
    not receive a second-year ACG in her third semester because she is
    still classified as a freshman. Similarly, she does not receive a
    fourth-year National SMART Grant disbursement in semester 7 since
    she is still classified as a junior.

**[Linda]{.underline}**

+-----------+-----------+-----------+-----------+-----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | ## Grants | ## Notes  |
|           |           | s of i.t. | ade level |           |           |
|           | (cu       |           |           |           |           |
|           | mulative) | (cu       |           |           |           |
|           |           | mulative) |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ### S     | 12 (12)   | 15 (15)   | Freshman  | ACG 1     |           |
| emester 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (24)   | 15 (30)   | Freshman  | ACG 1     |           |
| *Semester |           |           |           |           |           |
| 2**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (36)   | 15 (45)   | Freshman  |           | Declares  |
| *Semester |           |           |           |           | major     |
| 3**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (48)   | 15 (60)   | Sophomore | ACG 2     |           |
| *Semester |           |           |           |           |           |
| 4**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      | 12 (60)   | 10 (70)   | Sophomore | ACG 2     |           |
|  Summer 2 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (72)   | 15 (85)   | Junior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 5**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (84)   | 15 (100)  | Junior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 6**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 3 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (96)   | 15 (115)  | Junior    |           |           |
| *Semester |           |           |           |           |           |
| 7**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (108)  | 15 (130)  | Senior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 8**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 4 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (120)  | 15 (145)  | Senior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 9**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 4 (124)   | 15 (160)  | Senior    |           | Pell \<   |
| *Semester |           |           |           |           | half-time |
| 10**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 5 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+

######### Elaine

**[Institution assumes academic year based on grade level]{.underline}
(**§691.6 (h))

-   Elaine graduates from high school with no postsecondary credits.

-   She attends full-time for 7 semesters; 4 semester hours in semester
    8.

-   She declares a major in Hebrew (CIP code 16.1102) in her third
    semester.

######## Point illustrated

-   Elaine accelerates her coursework, and using grade level reduces her
    eligibility for her third-year National SMART Grant.

######### Elaine

+-----------+-----------+-----------+-----------+-----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | ## Grants | ## Notes  |
|           |           | s of i.t. | ade level |           |           |
|           | (cu       |           |           |           |           |
|           | mulative) | (cu       |           |           |           |
|           |           | mulative) |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ### S     | 18 (18)   | 15 (15)   | Freshman  | ACG 1     |           |
| emester 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 18 (36)   | 15 (30)   | Freshman  | ACG 1     |           |
| *Semester |           |           |           |           |           |
| 2**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 18 (54)   | 15 (45)   | Sophomore | ACG 2     | Declares  |
| *Semester |           |           |           |           | major     |
| 3**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 18 (72)   | 15 (60)   | Sophomore | ACG 2     |           |
| *Semester |           |           |           |           |           |
| 4**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 2 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 18 (90)   | 15 (75)   | Junior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 5**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 18 (108)  | 15 (90)   | Senior    | NSG 4     | 3^rd^ ac  |
| *Semester |           |           |           |           | yr by     |
| 6**       |           |           |           |           | weeks     |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 3 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (120)  | 15 (105)  | Senior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 7**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 4(124)    | 15 (120)  | Senior    |           | Pell \<   |
| *Semester |           |           |           |           | half-time |
| 8**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 4 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 9**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 10**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 5 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+

**[Cecilia]{.underline}**

**[Institution does an exact accounting except transfer
credits]{.underline}** (§691.6(a), (b), and (d)(4))

-   Cecilia transfers in 24 credits from a prior institution and
    received an ACG first-year Scheduled Award.

-   She attends full-time for 8 semesters and 4 hours for the ninth
    semester.

-   She declares a major in microbial and eukaryotic genetics (CIP code
    26.0803) at the beginning of her third semester.

######## Points illustrated

-   The institution assumes weeks of instructional time based on credits
    accepted on transfer. Therefore, Cecilia is considered to be in her
    second academic year for ACG in her first semester because the 24
    credits accepted on transfer also equate to having completed 30
    weeks of instructional time.

-   The receipt of the ACG first-year award is not relevant to
    determining her academic year at her new institution.

### [Cecilia]{.underline}

+-----------+-----------+-----------+-----------+-----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | ## Grants | ## Notes  |
|           |           | s of i.t. | ade level |           |           |
|           | (cu       |           |           |           |           |
|           | mulative) | (cu       |           |           |           |
|           |           | mulative) |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ### S     | 12 (36)   | 15 (45)   | Freshman  | ACG 2     | Assume 30 |
| emester 1 |           |           |           |           | wks based |
|           |           |           |           |           | on the 24 |
|           |           |           |           |           | transfer  |
|           |           |           |           |           | credits   |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (48)   | 15 (60)   | Sophomore | ACG 2     |           |
| *Semester |           |           |           |           |           |
| 2**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (60)   | 15 (75)   | Sophomore | NSG 3     | Declares  |
| *Semester |           |           |           |           | major     |
| 3**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (72)   | 15 (90)   | Junior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 4**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 2 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (84)   | 15 (105)  | Junior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 5**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (96)   | 15 (120)  | Junior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 6**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 3 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (108)  | 15 (135)  | Senior    |           |           |
| *Semester |           |           |           |           |           |
| 7**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (120)  | 15 (150)  | Senior    |           |           |
| *Semester |           |           |           |           |           |
| 8**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 4 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 4 (124)   | 15 (165)  | Senior    |           | Pell \<   |
| *Semester |           |           |           |           | half-time |
| 9**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 10**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 5 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+

######### Mary Beth

**[Institution does an exact accounting]{.underline} (**§691.6(d)(2))

-   Mary Beth starts college with 24 AP credits.

-   She attends full-time for 8 semesters and 4 hours in the ninth
    semester.

-   She declares a major in paleontology (CIP code 40.0604) at the
    beginning of her third semester.

**[Points illustrated]{.underline}**

-   AP credit counts toward completion of the credit hours of an
    academic year, but, since AP credit is not earned as part of
    attending an ACG or National SMART Grant eligible program, it does
    not have weeks of instructional time associated with the credits.

-   Though Mary Beth has completed the first year in hours for academic
    year progression at the beginning of her enrollment, her weeks of
    instructional time mean she is in her first academic year on her
    first two semesters with a similar affect on her subsequent terms.

######### Mary Beth

+-----------+-----------+-----------+-----------+-----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | ## Grants | ## Notes  |
|           |           | s of i.t. | ade level |           |           |
|           | (cu       |           |           |           |           |
|           | mulative) | (cu       |           |           |           |
|           |           | mulative) |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ### S     | 12 (36)   | 15 (15)   | Freshman  | ACG 1     | \-        |
| emester 1 |           |           |           |           | C         |
|           |           |           |           |           | umulative |
|           |           |           |           |           | hours     |
|           |           |           |           |           | include   |
|           |           |           |           |           | the 24 AP |
|           |           |           |           |           |           |
|           |           |           |           |           | \- No wks |
|           |           |           |           |           | for AP    |
|           |           |           |           |           | credit    |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (48)   | 15 (30)   | Sophomore | ACG 1     |           |
| *Semester |           |           |           |           |           |
| 2**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (60)   | 15 (45)   | Sophomore | ACG 2     | Declares  |
| *Semester |           |           |           |           | major     |
| 3**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (72)   | 15 (60)   | Junior    | ACG 2     |           |
| *Semester |           |           |           |           |           |
| 4**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 2 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (84)   | 15 (75)   | Junior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 5**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (96)   | 15 (90)   | Junior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 6**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 3 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (108)  | 15 (105)  | Senior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 7**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 12 (120)  | 15 (120)  | Senior    | NSG 4     |           |
| *Semester |           |           |           |           |           |
| 8**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 4 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 4 (124)   | 15 (135)  | Senior    |           | Pell \<   |
| *Semester |           |           |           |           | half-time |
| 9**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 10**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 5 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+

**[Justin]{.underline}**

**[Institutions do an exact accounting]{.underline} (**§691.6(d)(2))

-   Justin starts college with 30 AP credits.

-   He attends full-time for 2 semesters at Crystal City College and
    receives an associate degree.

-   He transfers to Pentagon City University, which accepts both the AP
    credits and the 30 credits earned at CCC.

-   He declares a major in toxicology (CIP code 26.1004) at the
    beginning of his enrollment at PCU.

######## Points illustrated

-   AP credit counts toward completion of the credit hours of an
    academic year, but, since AP credit is not earned as part of
    attending an ACG or National SMART Grant eligible program, it does
    not have weeks of instructional time associated with the credits.

-   Because PCU is aware that 30 credits are AP credits, the institution
    considers Justin to be in his second academic year when he starts.

######### Justin

+-----------+-----------+-----------+-----------+-----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | ## Grants | ## Notes  |
|           |           | s of i.t. | ade level |           |           |
|           | (cu       |           |           |           |           |
|           | mulative) | (cu       |           |           |           |
|           |           | mulative) |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ### S     | 15 (45)   | 15 (15)   | Sophomore | ACG 1     |           |
| emester 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 15 (60)   | 15 (30)   | Sophomore | ACG 1     |           |
| *Semester |           |           |           |           |           |
| 2**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| \-\-\-\   |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-- |           |           |           |           |           |
| Transfers |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-- |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 15 (75)   | 15 (45)   | Junior    | ACG 2     | \- PCU    |
| *Semester |           |           |           |           | aware of  |
| 3**       |           |           |           |           | AP        |
|           |           |           |           |           |           |
|           |           |           |           |           | \-        |
|           |           |           |           |           | Declares  |
|           |           |           |           |           | major     |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 15 (90)   | 15 (60)   | Junior    | ACG 2     |           |
| *Semester |           |           |           |           |           |
| 4**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 2 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 15 (105)  | 15 (75)   | Senior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 5**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 15 (120)  | 15 (90)   | Senior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 6**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 3 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 4 (124)   | 15 (105)  | Senior    |           | Pell \<   |
| *Semester |           |           |           |           | half-time |
| 7**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 8**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 4 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 9**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 10**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 5 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+

**[Pat]{.underline}**

**[Institutions do an exact accounting and transfer
assumption]{.underline}** (§691.6(d)(4))

-   Pat starts college with 30 AP credits.

-   She attends full-time for 2 semesters at Crystal City College and
    receives an associate degree.

-   She transfers to Pentagon City University, which accepts the 60
    credits earned at CCC.

-   She declares a major in artificial intelligence and robotics (CIP
    code 11.0102) at the beginning of her enrollment at PCU.

### [Points illustrated]{.underline}

-   Because PCU is [not]{.underline} aware that 30 credits are AP
    credits but is aware that she completed 30 weeks of instructional
    time, the institution considers Pat to be in her [third]{.underline}
    academic year when she starts.

####### Pat

+-----------+-----------+-----------+-----------+----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | #        | ## Notes  |
|           |           | s of i.t. | ade level | # Grants |           |
|           | (cu       |           |           |          |           |
|           | mulative) | (cu       |           |          |           |
|           |           | mulative) |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| ### S     | 15 (45)   | 15 (15)   | Sophomore | ACG 1    |           |
| emester 1 |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         | 15 (60)   | 15 (30)   | Sophomore | ACG 1    |           |
| *Semester |           |           |           |          |           |
| 2**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| \-\-\-\   |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-- |           |           |           |          |           |
| Transfers |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-- |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| ####      |           |           |           |          |           |
|  Summer 1 |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         | 15 (75)   | 15 (75)   | Junior    | NSG 3    | \- PCU    |
| *Semester |           |           |           |          | [not]{.u  |
| 3**       |           |           |           |          | nderline} |
|           |           |           |           |          | aware of  |
|           |           |           |           |          | AP\*      |
|           |           |           |           |          |           |
|           |           |           |           |          | \-        |
|           |           |           |           |          | Declares  |
|           |           |           |           |          | major     |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         | 15 (90)   | 15 (90)   | Junior    | NSG 3    |           |
| *Semester |           |           |           |          |           |
| 4**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| ####      |           |           |           |          |           |
|  Summer 2 |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         | 15 (105)  | 15 (105)  | Senior    | NSG 4    |           |
| *Semester |           |           |           |          |           |
| 5**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         | 15 (120)  | 15 (120)  | Senior    | NSG 4    |           |
| *Semester |           |           |           |          |           |
| 6**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| ####      |           |           |           |          |           |
|  Summer 3 |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         | 4 (124)   | 15 (135)  | Senior    |          | Pell \<   |
| *Semester |           |           |           |          | half-time |
| 7**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         |           |           |           |          |           |
| *Semester |           |           |           |          |           |
| 8**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| ####      |           |           |           |          |           |
|  Summer 4 |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         |           |           |           |          |           |
| *Semester |           |           |           |          |           |
| 9**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         |           |           |           |          |           |
| *Semester |           |           |           |          |           |
| 10**      |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| ####      |           |           |           |          |           |
|  Summer 5 |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+

\*Potential issue: NSLDS shows ACG 1 in prior year at CCC.

**[William]{.underline}**

**[Institutions assume academic year by grade level]{.underline}
(**§691.6(h))

-   William starts college with 30 AP credits.

-   He attends full-time for 2 semesters at Crystal City College and
    receives an associate degree.

-   He transfers to Pentagon City University, which accepts both the AP
    credits and the 30 credits earned at CCC.

-   He declares a major in poultry science (CIP code 01.0907) at the
    beginning of his enrollment at PCU.

**[Point illustrated]{.underline}**

-   Although PCU assumes academic year by grade level, it must back out
    the 30 AP credits since it is aware of them and consider William a
    sophomore upon enrollment for purposes of ACGs and National SMART
    Grants.

**[William]{.underline}**

+-----------+-----------+-----------+-----------+-----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | ## Grants | ## Notes  |
|           |           | s of i.t. | ade level |           |           |
|           | (cu       |           |           |           |           |
|           | mulative) | (cu       |           |           |           |
|           |           | mulative) |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ### S     | 15 (45)   | 15        | Sophomore | ACG 1     |           |
| emester 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 15 (60)   | 15 (30)   | Sophomore | ACG 1     |           |
| *Semester |           |           |           |           |           |
| 2**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| \-\-\-\   |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-- |           |           |           |           |           |
| Transfers |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-\ |           |           |           |           |           |
| -\-\-\-\- |           |           |           |           |           |
| \-\-\-\-- |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 15 (75)   | 15 (45)   | Junior    | ACG 2     | \- PCU    |
| *Semester |           |           |           |           | aware of  |
| 3**       |           |           |           |           | AP        |
|           |           |           |           |           |           |
|           |           |           |           |           | \-        |
|           |           |           |           |           | Declares  |
|           |           |           |           |           | major     |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 15 (90)   | 15 (60)   | Junior    | ACG 2     |           |
| *Semester |           |           |           |           |           |
| 4**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 2 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 15 (105)  | 15 (75)   | Senior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 5**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 15 (120)  | 15 (90)   | Senior    | NSG 3     |           |
| *Semester |           |           |           |           |           |
| 6**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 3 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         | 4 (124)   | 15 (105)  | Senior    |           | Pell \<   |
| *Semester |           |           |           |           | half-time |
| 7**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 8**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 4 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 9**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 10**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 5 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+

**[Catherine: Institutions assume academic year by grade
level]{.underline} (**§691.6(h))

-   Catherine starts college with 30 AP credits.

-   She attends full-time for 2 semesters at Crystal City College and
    receives an associate degree.

-   She transfers to Pentagon City University, which accepts the 60
    credits earned at CCC without CCC being aware that 30 credits are AP
    credits.

-   She declares a major in artificial intelligence and robotics (CIP
    code 11.0102) at the beginning of her enrollment at PCU.

######## Point illustrated

-   PCU assumes academic year by grade level, and considers Catherine to
    be a junior upon enrollment for purposes of ACGs and National SMART
    Grants since it is not aware that 30 of the credits transferred are
    AP credits.

### [Catherine]{.underline}

+-----------+-----------+-----------+-----------+----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | #        | ## Notes  |
|           |           | s of i.t. | ade level | # Grants |           |
|           | (cu       |           |           |          |           |
|           | mulative) | (cu       |           |          |           |
|           |           | mulative) |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| ### S     | 15 (45)   | 15 (15)   | Sophomore | ACG 1    |           |
| emester 1 |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         | 15 (60)   | 15 (30)   | Sophomore | ACG 1    |           |
| *Semester |           |           |           |          |           |
| 2**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| \-\-\-\   |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-- |           |           |           |          |           |
| Transfers |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-\ |           |           |           |          |           |
| -\-\-\-\- |           |           |           |          |           |
| \-\-\-\-- |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| ####      |           |           |           |          |           |
|  Summer 1 |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         | 15 (75)   | 15 (75)   | Junior    | NSG 3    | \- PCU    |
| *Semester |           |           |           |          | [not]{.u  |
| 3**       |           |           |           |          | nderline} |
|           |           |           |           |          | aware of  |
|           |           |           |           |          | AP\*      |
|           |           |           |           |          |           |
|           |           |           |           |          | \-        |
|           |           |           |           |          | Declares  |
|           |           |           |           |          | major     |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         | 15 (90)   | 15 (90)   | Junior    | NSG 3    |           |
| *Semester |           |           |           |          |           |
| 4**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| ####      |           |           |           |          |           |
|  Summer 2 |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         | 15 (105)  | 15 (105)  | Senior    | NSG 4    |           |
| *Semester |           |           |           |          |           |
| 5**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         | 15 (120)  | 15 (120)  | Senior    | NSG 4    |           |
| *Semester |           |           |           |          |           |
| 6**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| ####      |           |           |           |          |           |
|  Summer 3 |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         | 4 (124)   | 15 (135)  | Senior    |          | Pell \<   |
| *Semester |           |           |           |          | half-time |
| 7**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         |           |           |           |          |           |
| *Semester |           |           |           |          |           |
| 8**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| ####      |           |           |           |          |           |
|  Summer 4 |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         |           |           |           |          |           |
| *Semester |           |           |           |          |           |
| 9**       |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| *         |           |           |           |          |           |
| *Semester |           |           |           |          |           |
| 10**      |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+
| ####      |           |           |           |          |           |
|  Summer 5 |           |           |           |          |           |
+-----------+-----------+-----------+-----------+----------+-----------+

\*Potential issue: NSLDS shows ACG 1 in prior year at CCC.

**[Additional Case (blank template)]{.underline}:**

+-----------+-----------+-----------+-----------+-----------+-----------+
| **Term**  | ## Hours  | ## Week   | ## Gr     | ## Grants | ## Notes  |
|           |           | s of i.t. | ade level |           |           |
|           | (cu       |           |           |           |           |
|           | mulative) | (cu       |           |           |           |
|           |           | mulative) |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ### S     |           |           |           |           |           |
| emester 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 2**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 1 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 3**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 4**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 2 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 5**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 6**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 3 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 7**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 8**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 4 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 9**       |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 10**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 5 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 11**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| *         |           |           |           |           |           |
| *Semester |           |           |           |           |           |
| 12**      |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 6 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| #### Se   |           |           |           |           |           |
| mester 13 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| #### Se   |           |           |           |           |           |
| mester 14 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| ####      |           |           |           |           |           |
|  Summer 7 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+
| #### Se   |           |           |           |           |           |
| mester 15 |           |           |           |           |           |
+-----------+-----------+-----------+-----------+-----------+-----------+