+--------+---+--------------------+--------+--------------------------+---+
| # O    | # |                    |        |                          | # |
|        | # |                    |        |                          |   |
| ##     | # |                    |        |                          |   |
|        | # |                    |        |                          | # |
|        |   |                    |        |                          |   |
|        | A |                    |        |                          |   |
|        | L |                    |        |                          | # |
|        | E |                    |        |                          | # |
|        | R |                    |        |                          |   |
|        | T |                    |        |                          |   |
|        |   |                    |        |                          |   |
|        | 2 |                    |        |                          |   |
|        | 0 |                    |        |                          |   |
|        | 0 |                    |        |                          |   |
|        | 4 |                    |        |                          |   |
|        | - |                    |        |                          |   |
|        | 2 |                    |        |                          |   |
|        | 2 |                    |        |                          |   |
+--------+---+--------------------+--------+--------------------------+---+
|        | * |                    |        |                          |   |
|        | * |                    |        |                          |   |
|        | O |                    |        |                          |   |
|        | C |                    |        |                          |   |
|        | C |                    |        |                          |   |
|        | A |                    |        |                          |   |
|        | L |                    |        |                          |   |
|        | E |                    |        |                          |   |
|        | R |                    |        |                          |   |
|        | T |                    |        |                          |   |
|        | * |                    |        |                          |   |
|        | * |                    |        |                          |   |
+--------+---+--------------------+--------+--------------------------+---+
| ## Com |   |                    |        |                          |   |
| ptroll |   |                    |        |                          |   |
| er of  |   |                    |        |                          |   |
| the Cu |   |                    |        |                          |   |
| rrency |   |                    |        |                          |   |
|        |   |                    |        |                          |   |
| > A    |   |                    |        |                          |   |
| dminis |   |                    |        |                          |   |
| trator |   |                    |        |                          |   |
| > of   |   |                    |        |                          |   |
| > Na   |   |                    |        |                          |   |
| tional |   |                    |        |                          |   |
| >      |   |                    |        |                          |   |
|  Banks |   |                    |        |                          |   |
+--------+---+--------------------+--------+--------------------------+---+
| ## Su  |   | Unauthorized       | Descri | All Canadian Financial   |   |
| bject: |   | Banking            | ption: | Co (ACFS) and Fairbank   |   |
|        |   |                    |        | Group, Offshore Banking  |   |
|        |   |                    |        | (FBGP), Unauthorized     |   |
|        |   |                    |        | Internet Banks           |   |
+--------+---+--------------------+--------+--------------------------+---+

**TO:** Chief Executive Officers of All National Banks; All State
Banking Authorities; Chairman, Board of Governors of the Federal Reserve
System; Chairman, Federal Deposit Insurance Corporation; Conference of
State Bank Supervisors; Deputy Comptrollers (districts); Assistant
Deputy Comptrollers; District Counsel, and All Examining Personnel

**RE:** All Canadian Financial Co (ACFS) Fairbank Group, Offshore
Banking (FBGP)

Yorkdale Shopping Centre 95, du Bras, St-Raphael (Qc)

3401 Dufferin Street, Toronto, ON M6A 2T9 GOR 4C0, Quebec

\(416\) 507-9818 (800) 587-1822

www.allcanadianfinancial.com www.fairbankgroup.com

> The Office of the Comptroller of the Currency has been advised that
> the above-referenced entities are actively engaged in offering a full
> range of deposit and banking services via the Internet. The Office of
> the Superintendent of Financial Institutions Canada has advised the
> OCC that neither All Canadian Financial Co nor Fairbank Group,
> Offshore Banking have been authorized to conduct the business of
> banking or provide banking-related services in or from Canada.
>
> Any information that you may have concerning either of these entities
> should be brought to the attention of the:
>
> Mail: Office of the Superintendent of Financial Institutions Canada
> (OSFI)
>
> Compliance Division
>
> 121 King Street West
>
> Toronto, Ontario M5H 3T9
>
> Telephone: 416-973-6117
>
> Fax: 416-954-3169
>
> E-mail: alerte@osfi-bsif.gc.ca

If you have any questions about this alert or desire to provide
information to the OCC, contact:

> E-mail: occalertresponses@occ.treas.gov
>
> Mail: Office of the Comptroller of the Currency

Enforcement & Compliance Division, MS 8-10

250 E Street, SW, Washington, DC 20219

> Fax: (202) 874-5301
>
> Internet: http://www.occ.treas.gov

Brian C. McCormally

Director

Enforcement & Compliance Division