# Volume IV, Section 4 - Direct Loan Phase-In Participant Edit Codes and Descriptions

## Introduction

The following section contains the detailed descriptions of the reject
codes received by Direct Loan Phase-In Participants from the Common
Origination and Disbursement System (COD). Questions pertaining to
reject codes should be directed to the COD School Relations Center at
1-800-848-0978.

The information is grouped according to the following column headings:

-   **Edit Code** -- the number that is assigned if the edit
    condition(s) is met.

-   **Error Message --** the explanation that displays for the
    prescribed edit condition.

-   **Error Description --** a description of the situation that caused
    the edit

-   **COD Web Site Edit Code --** the edit code that the user will see
    on the COD web site; web site edit codes are translated to the
    Direct Loan Phase-in edit code on the SAIG Acknowledgment files.

## Direct Loan Batch Reject Codes from the Header Record

+-------+----------------------------------------------------+--------+
| **C   | **Error Message**                                  | **COD  |
| ode** |                                                    | Web    |
|       |                                                    | Site   |
|       |                                                    | Edit   |
|       |                                                    | Code** |
+=======+====================================================+========+
| 01    | Duplicate Batch ID Number                          | 003    |
+-------+----------------------------------------------------+--------+
| 02    | School code indicates non-direct Loan Participant  | 004    |
+-------+----------------------------------------------------+--------+
| 03    | Not in use                                         | N/A    |
+-------+----------------------------------------------------+--------+
| 04    | Batch not processed, contact COD for more          | 005    |
|       | information                                        |        |
|       |                                                    | 006    |
|       |                                                    |        |
|       |                                                    | 007    |
|       |                                                    |        |
|       |                                                    | 801    |
|       |                                                    |        |
|       |                                                    | 802    |
|       |                                                    |        |
|       |                                                    | 806    |
|       |                                                    |        |
|       |                                                    | 807    |
|       |                                                    |        |
|       |                                                    | 808    |
|       |                                                    |        |
|       |                                                    | 809    |
|       |                                                    |        |
|       |                                                    | 810    |
|       |                                                    |        |
|       |                                                    | 812    |
|       |                                                    |        |
|       |                                                    | 817    |
|       |                                                    |        |
|       |                                                    | 818    |
|       |                                                    |        |
|       |                                                    | 819    |
|       |                                                    |        |
|       |                                                    | 821    |
|       |                                                    |        |
|       |                                                    | 822    |
|       |                                                    |        |
|       |                                                    | 852    |
|       |                                                    |        |
|       |                                                    | 853    |
+-------+----------------------------------------------------+--------+
| 05    | Invalid message class                              | 816    |
+-------+----------------------------------------------------+--------+

## Loan Origination/Change Reject Codes

+----+---+----------------------+-------------------------------+---------+
| ** |   | **Error Message**    | **Edit Description**          | > **COD |
| Co |   |                      |                               | > Web   |
| de |   |                      |                               | > Site  |
| ** |   |                      |                               | > Edit  |
|    |   |                      |                               | >       |
|    |   |                      |                               | Codes** |
+====+===+======================+===============================+=========+
| 01 |   | Invalid School Code  | Direct loan school code type  | 996     |
|    |   |                      | not equal to \"E\" or \"G\",  |         |
|    |   |                      | or school code number not     | 998     |
|    |   |                      | numeric or school code not on |         |
|    |   |                      | file at COD                   |         |
+----+---+----------------------+-------------------------------+---------+
| 02 |   | Borrower\'s Address  | Borrower\'s Zip code is       | 021     |
|    |   | is incomplete        | blank, or city blank, or      |         |
|    |   |                      | state blank or invalid        |         |
+----+---+----------------------+-------------------------------+---------+
| 03 |   | Invalid Borrower's   | Borrower\'s birth date zero,  | 996     |
|    |   | Date of Birth        | blank, or invalid format      |         |
|    |   |                      | Borrower's age must be ≥ 8    | 998     |
|    |   |                      | and \< 100                    |         |
+----+---+----------------------+-------------------------------+---------+
| 04 |   | Invalid Borrower's   | Borrower\'s loan              | 996     |
|    |   | Loan Default/Grant   | default/grant overpayment     |         |
|    |   | Overpayment          | value is not "N" or "Z"       | 998     |
|    |   |                      | (default override code)       |         |
+----+---+----------------------+-------------------------------+---------+
| 05 |   | Invalid Borrower\'s  | Borrower\'s citizenship is    | 013     |
|    |   | Citizenship          | not "1" for U.S. citizen or   |         |
|    |   |                      | "2" for eligible non-citizen  | 996     |
|    |   |                      | (PLUS only)                   |         |
|    |   |                      |                               | 998     |
+----+---+----------------------+-------------------------------+---------+
| 06 |   | Must provide         | Borrower\'s first and last    | 020     |
|    |   | Borrower's First or  | names are blank               |         |
|    |   | Last Name            |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 07 |   | Not in use           | Not in use                    | N/A     |
+----+---+----------------------+-------------------------------+---------+
| 08 |   | Anticipated          | Anticipated disbursement date | 855     |
|    |   | Disbursement Date    | more than 10 days before the  |         |
|    |   | Prior to the Loan    | loan period start date        |         |
|    |   | Period Start Date    |                               |         |
|    |   | (-10 Days)           |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 09 |   | Anticipated          | Anticipated disbursement date | 011     |
|    |   | Disbursement Date    | more than 120 days after the  |         |
|    |   | after the Loan       | loan period end date          | 856     |
|    |   | Period End Date      |                               |         |
|    |   | (+120Days)           |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 10 |   | Minimum of two       | School is not "Special        | 060     |
|    |   | anticipated          | School" and anticipated       |         |
|    |   | disbursements is     | disbursement date 1 or 2 is   |         |
|    |   | required             | equal to zero or blank        |         |
|    |   |                      |                               |         |
|    |   | (Origination records | (Origination records only)    |         |
|    |   | only)                |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 11 |   | Anticipated          | Anticipated disbursement date | 053     |
|    |   | Disbursement Date is | is zero or blank and loan     |         |
|    |   | blank                | amount approved is not equal  |         |
|    |   |                      | to zero                       |         |
+----+---+----------------------+-------------------------------+---------+
| 12 |   | Total anticipated    | Sum of all the anticipated    | 067     |
|    |   | gross amount must be | gross amounts is greater than |         |
|    |   | less than or equal   | the loan amount approved      | 846     |
|    |   | to the Loan Amount   |                               |         |
|    |   | Approved             |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 13 |   | Anticipated          | Anticipated disbursement date | 847     |
|    |   | Disbursement Dates   | is less than a previous       |         |
|    |   | are not in           | disbursement date             |         |
|    |   | chronological order  |                               |         |
|    |   |                      | (Origination records only)    |         |
|    |   | (Origination records |                               |         |
|    |   | only)                |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 14 |   | Not in use           | Not in use                    | N/A     |
+----+---+----------------------+-------------------------------+---------+
| 15 |   | Invalid Program Year | Invalid program year in loan  | 996     |
|    |   |                      | identifier                    |         |
|    |   | (Origination records |                               | 998     |
|    |   | only)                | (Origination records only)    |         |
+----+---+----------------------+-------------------------------+---------+
| 16 |   | Loan Identifier must | Loan identifier is a          | 033     |
|    |   | be unique            | duplicate for a loan that is  |         |
|    |   |                      | already on file at COD        |         |
|    |   | (Origination records |                               |         |
|    |   | only)                | (Origination records only)    |         |
+----+---+----------------------+-------------------------------+---------+
| 17 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 18 | A |                      | Anticipated loan fee amount   | 077     |
|    | n |                      | is not equal to the gross     |         |
|    | t |                      | amount times loan fee         |         |
|    | i |                      | percentage                    |         |
|    | c |                      |                               |         |
|    | i |                      |                               |         |
|    | p |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | L |                      |                               |         |
|    | o |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | F |                      |                               |         |
|    | e |                      |                               |         |
|    | e |                      |                               |         |
|    | A |                      |                               |         |
|    | m |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | n |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | q |                      |                               |         |
|    | u |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | t |                      |                               |         |
|    | o |                      |                               |         |
|    | C |                      |                               |         |
|    | O |                      |                               |         |
|    | D |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | c |                      |                               |         |
|    | u |                      |                               |         |
|    | l |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | l |                      |                               |         |
|    | o |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | f |                      |                               |         |
|    | e |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | m |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 19 | F |                      | Non-modifiable field          | 992     |
|    | i |                      |                               |         |
|    | e |                      | (Origination Change records   |         |
|    | l |                      | only)                         |         |
|    | d |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | n |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | b |                      |                               |         |
|    | e |                      |                               |         |
|    | m |                      |                               |         |
|    | o |                      |                               |         |
|    | d |                      |                               |         |
|    | i |                      |                               |         |
|    | f |                      |                               |         |
|    | i |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    |   |                      |                               |         |
|    | ( |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | C |                      |                               |         |
|    | h |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | l |                      |                               |         |
|    | y |                      |                               |         |
|    | ) |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 20 | I |                      | State code is not blank and   | 021     |
|    | n |                      | not a valid state code        |         |
|    | v |                      |                               | 996     |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | o |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 21 | I |                      | Disclosure statement print    | 996     |
|    | n |                      | indicator is not Y or Blank   |         |
|    | v |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | D |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | c |                      |                               |         |
|    | l |                      |                               |         |
|    | o |                      |                               |         |
|    | s |                      |                               |         |
|    | u |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | m |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | P |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | I |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | i |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 22 | I |                      | Change field transmit number  | 996     |
|    | n |                      | is invalid                    |         |
|    | v |                      |                               | 998     |
|    | a |                      | (Origination Change records   |         |
|    | l |                      | only)                         |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | C |                      |                               |         |
|    | h |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    | F |                      |                               |         |
|    | i |                      |                               |         |
|    | e |                      |                               |         |
|    | l |                      |                               |         |
|    | d |                      |                               |         |
|    | N |                      |                               |         |
|    | u |                      |                               |         |
|    | m |                      |                               |         |
|    | b |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    |   |                      |                               |         |
|    | ( |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | C |                      |                               |         |
|    | h |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | l |                      |                               |         |
|    | y |                      |                               |         |
|    | ) |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 23 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 24 | L |                      | Loan identifier is not on     | 996     |
|    | o |                      | file at COD                   |         |
|    | a |                      |                               |         |
|    | n |                      | (Origination Change records   |         |
|    | I |                      | only)                         |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | f |                      |                               |         |
|    | i |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | o |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
|    | n |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | x |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    |   |                      |                               |         |
|    | ( |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | C |                      |                               |         |
|    | h |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | l |                      |                               |         |
|    | y |                      |                               |         |
|    | ) |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 25 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 26 | L |                      | Loan amount approved greater  | 039     |
|    | o |                      | than the maximum annual loan  |         |
|    | a |                      | limit amount:                 |         |
|    | n |                      |                               |         |
|    | A |                      | 1^st^ Year (Grade level 0 or  |         |
|    | m |                      | 1)\                           |         |
|    | o |                      | Sub Max=2,625\                |         |
|    | u |                      | Unsub and Sub Max=6,625       |         |
|    | n |                      |                               |         |
|    | t |                      | 2^nd^ Year (Grade level 2)\   |         |
|    | A |                      | Sub Max=3,500\                |         |
|    | p |                      | Unsub and Sub Max=7,500       |         |
|    | p |                      |                               |         |
|    | r |                      | 3^rd^ Year, 4^th^ Year, or    |         |
|    | o |                      | 5^th^ Year eligible           |         |
|    | v |                      | undergraduate (Grade level 3, |         |
|    | e |                      | 4, or 5)\                     |         |
|    | d |                      | Undergrad Sub Max=5,500\      |         |
|    | e |                      | Unsub and Sub Max=10,500      |         |
|    | x |                      |                               |         |
|    | c |                      | Graduate/professional and     |         |
|    | e |                      | beyond (Grade level 6 or 7)\  |         |
|    | e |                      | Sub Max=8,500\                |         |
|    | d |                      | Sub and Unsub Max=18,500      |         |
|    | s |                      |                               |         |
|    | t |                      | *Health Profession Programs   |         |
|    | h |                      | Loan Limits*                  |         |
|    | e |                      |                               |         |
|    | m |                      | [Student Eligible for         |         |
|    | a |                      | Additional Unsubsidized       |         |
|    | x |                      | Amount]{.underline}           |         |
|    | i |                      |                               |         |
|    | m |                      | 4^th^ Year or 5^th^ Year      |         |
|    | u |                      | eligible undergraduate (Grade |         |
|    | m |                      | level 4 or 5)\                |         |
|    | a |                      | Undergrad Sub Max= 5,500\     |         |
|    | n |                      | Unsub and Sub Max= 27,167     |         |
|    | n |                      |                               |         |
|    | u |                      | [Graduate/professional and    |         |
|    | a |                      | beyond]{.underline} (Grade    |         |
|    | l |                      | level 6 or 7)                 |         |
|    | l |                      |                               |         |
|    | o |                      | > Sub Max=8,500\              |         |
|    | a |                      | > Sub and Unsub Max=45,167    |         |
|    | n |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | m |                      |                               |         |
|    | i |                      |                               |         |
|    | t |                      |                               |         |
|    | s |                      |                               |         |
|    | f |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | b |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | w |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | y |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | r |                      |                               |         |
|    | s |                      |                               |         |
|    | c |                      |                               |         |
|    | h |                      |                               |         |
|    | o |                      |                               |         |
|    | o |                      |                               |         |
|    | l |                      |                               |         |
|    |   |                      |                               |         |
|    | R |                      |                               |         |
|    | e |                      |                               |         |
|    | v |                      |                               |         |
|    | i |                      |                               |         |
|    | e |                      |                               |         |
|    | w |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | e |                      |                               |         |
|    | b |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | w |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | a |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | m |                      |                               |         |
|    | i |                      |                               |         |
|    | c |                      |                               |         |
|    | y |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | r |                      |                               |         |
|    | s |                      |                               |         |
|    | , |                      |                               |         |
|    | g |                      |                               |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | l |                      |                               |         |
|    | e |                      |                               |         |
|    | v |                      |                               |         |
|    | e |                      |                               |         |
|    | l |                      |                               |         |
|    | , |                      |                               |         |
|    | l |                      |                               |         |
|    | o |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | m |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | p |                      |                               |         |
|    | p |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | v |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | , |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | i |                      |                               |         |
|    | f |                      |                               |         |
|    | a |                      |                               |         |
|    | p |                      |                               |         |
|    | p |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | b |                      |                               |         |
|    | l |                      |                               |         |
|    | e |                      |                               |         |
|    | , |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | d |                      |                               |         |
|    | d |                      |                               |         |
|    | i |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | u |                      |                               |         |
|    | n |                      |                               |         |
|    | s |                      |                               |         |
|    | u |                      |                               |         |
|    | b |                      |                               |         |
|    | s |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | i |                      |                               |         |
|    | z |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | b |                      |                               |         |
|    | i |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | t |                      |                               |         |
|    | y |                      |                               |         |
|    | f |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | H |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | P |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | f |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
|    | s |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | P |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | g |                      |                               |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | m |                      |                               |         |
|    | s |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 27 | A |                      | Anticipated disbursement net  | 063     |
|    | n |                      | amount not equal to gross     |         |
|    | t |                      | amount minus (gross amount    |         |
|    | i |                      | times {loan fee percentage    |         |
|    | c |                      | minus interest rebate         |         |
|    | i |                      | percentage})                  |         |
|    | p |                      |                               |         |
|    | a |                      | (+ or - \$1 tolerance)        |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | N |                      |                               |         |
|    | e |                      |                               |         |
|    | t |                      |                               |         |
|    | A |                      |                               |         |
|    | m |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | n |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | q |                      |                               |         |
|    | u |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | t |                      |                               |         |
|    | o |                      |                               |         |
|    | C |                      |                               |         |
|    | O |                      |                               |         |
|    | D |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | c |                      |                               |         |
|    | u |                      |                               |         |
|    | l |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | n |                      |                               |         |
|    | e |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | m |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 28 | I |                      | Loan type is not equal to "S" | 996     |
|    | n |                      | or "U" or "P" or loan         |         |
|    | v |                      | sequence number is less than  | 998     |
|    | a |                      | 0 or greater than 999         |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | L |                      |                               |         |
|    | o |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | T |                      |                               |         |
|    | y |                      |                               |         |
|    | p |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 29 | M |                      | SSN is blank, not numeric, or | 996     |
|    | u |                      | not within the range          |         |
|    | s |                      | 001010001-999999998           | 998     |
|    | t |                      |                               |         |
|    | p |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | v |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | B |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | w |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | / |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | u |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | S |                      |                               |         |
|    | o |                      |                               |         |
|    | c |                      |                               |         |
|    | i |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | S |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | u |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | t |                      |                               |         |
|    | y |                      |                               |         |
|    | N |                      |                               |         |
|    | u |                      |                               |         |
|    | m |                      |                               |         |
|    | b |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 30 | I |                      | Loan period is greater than   | 045     |
|    | n |                      | 12 months                     |         |
|    | v |                      |                               | 860     |
|    | a |                      |                               |         |
|    | l |                      |                               | 996     |
|    | i |                      |                               |         |
|    | d |                      |                               | 998     |
|    | l |                      |                               |         |
|    | o |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | p |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | d |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 31 | L |                      | Loan period end date is prior | 045     |
|    | o |                      | to the loan period start date |         |
|    | a |                      |                               | 861     |
|    | n |                      |                               |         |
|    | P |                      |                               | 996     |
|    | e |                      |                               |         |
|    | r |                      |                               | 998     |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | d |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | r |                      |                               |         |
|    | t |                      |                               |         |
|    | D |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | g |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | e |                      |                               |         |
|    | L |                      |                               |         |
|    | o |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | P |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | d |                      |                               |         |
|    | E |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | D |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 32 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 33 | L |                      | Loan amount approved is less  | 042     |
|    | o |                      | than or equal to zero         |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | A |                      |                               |         |
|    | m |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | A |                      |                               |         |
|    | p |                      |                               |         |
|    | p |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | v |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | m |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    | b |                      |                               |         |
|    | e |                      |                               |         |
|    | p |                      |                               |         |
|    | o |                      |                               |         |
|    | s |                      |                               |         |
|    | i |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | v |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 34 | I |                      | Promissory note print         | 996     |
|    | n |                      | indicator is not \"F\",       |         |
|    | v |                      | \"R\", or \"S\"               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | P |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | m |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | y |                      |                               |         |
|    | N |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | P |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | I |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | i |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 35 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 36 | B |                      | Borrower's and student's SSN  | 016     |
|    | o |                      | are the same (PLUS only)      |         |
|    | r |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | w |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | u |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | S |                      |                               |         |
|    | o |                      |                               |         |
|    | c |                      |                               |         |
|    | i |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | S |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | u |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | t |                      |                               |         |
|    | y |                      |                               |         |
|    | N |                      |                               |         |
|    | u |                      |                               |         |
|    | m |                      |                               |         |
|    | b |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | s |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | n |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | b |                      |                               |         |
|    | e |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
|    | a |                      |                               |         |
|    | m |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 37 | I |                      | Student\'s DOB is equal to    | 996     |
|    | n |                      | zero, blank, or is in an      |         |
|    | v |                      | invalid format                | 998     |
|    | a |                      |                               |         |
|    | l |                      | Student's age must be ≥ 8 and |         |
|    | i |                      | \< 100                        |         |
|    | d |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | u |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | D |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | o |                      |                               |         |
|    | f |                      |                               |         |
|    | B |                      |                               |         |
|    | i |                      |                               |         |
|    | r |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 38 | I |                      | Student\'s citizenship is not | 014     |
|    | n |                      | "1" for U.S. citizen or "2"   |         |
|    | v |                      | for eligible non-citizen      |         |
|    | a |                      | (PLUS only)                   |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | u |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | C |                      |                               |         |
|    | i |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | z |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | s |                      |                               |         |
|    | h |                      |                               |         |
|    | i |                      |                               |         |
|    | p |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 39 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 40 | M |                      | Student\'s first and last     | 020     |
|    | u |                      | names are blank               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    | p |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | v |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | u |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | F |                      |                               |         |
|    | i |                      |                               |         |
|    | r |                      |                               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | L |                      |                               |         |
|    | a |                      |                               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    | N |                      |                               |         |
|    | a |                      |                               |         |
|    | m |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 41 | M |                      | Student\'s citizenship is     | 998     |
|    | u |                      | "2", eligible non-citizen,    |         |
|    | s |                      | and alien registration number |         |
|    | t |                      | is zero(s) or blank (PLUS     |         |
|    | p |                      | only)                         |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | v |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | u |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | \ |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | A |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | R |                      |                               |         |
|    | e |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | N |                      |                               |         |
|    | u |                      |                               |         |
|    | m |                      |                               |         |
|    | b |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 42 | S |                      | Direct Loan school code has a | 048     |
|    | c |                      | closed status on COD file     |         |
|    | h |                      |                               |         |
|    | o |                      |                               |         |
|    | o |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | c |                      |                               |         |
|    | l |                      |                               |         |
|    | o |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 43 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 44 | S |                      | Direct loan school code has   | 048     |
|    | c |                      | an ineligible or              |         |
|    | h |                      | non-participating status on   |         |
|    | o |                      | COD file                      |         |
|    | o |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | e |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | b |                      |                               |         |
|    | l |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 45 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 46 | I |                      | Borrower\'s middle initial is | 996     |
|    | n |                      | not blank and is not          |         |
|    | v |                      | alphabetic                    |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | B |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | w |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | \ |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | M |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | d |                      |                               |         |
|    | l |                      |                               |         |
|    | e |                      |                               |         |
|    | I |                      |                               |         |
|    | n |                      |                               |         |
|    | i |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 47 | I |                      | Student\'s middle initial is  | 996     |
|    | n |                      | not blank and is not          |         |
|    | v |                      | alphabetic                    |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | u |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | \ |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | M |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | d |                      |                               |         |
|    | l |                      |                               |         |
|    | e |                      |                               |         |
|    | I |                      |                               |         |
|    | n |                      |                               |         |
|    | i |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 48 | I |                      | Borrower's telephone number   | 996     |
|    | n |                      | is not blank and not numeric  |         |
|    | v |                      |                               | 998     |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | B |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | w |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | T |                      |                               |         |
|    | e |                      |                               |         |
|    | l |                      |                               |         |
|    | e |                      |                               |         |
|    | p |                      |                               |         |
|    | h |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | e |                      |                               |         |
|    | N |                      |                               |         |
|    | u |                      |                               |         |
|    | m |                      |                               |         |
|    | b |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 49 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 50 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 51 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 52 | I |                      | Date format is not CCYYMMDD   | 996     |
|    | n |                      |                               |         |
|    | v |                      |                               | 998     |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | D |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | F |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | m |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 53 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 54 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 55 | I |                      | Zip code is not blank and not | 996     |
|    | n |                      | numeric                       |         |
|    | v |                      |                               | 998     |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | Z |                      |                               |         |
|    | i |                      |                               |         |
|    | p |                      |                               |         |
|    | C |                      |                               |         |
|    | o |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 56 | I |                      | Zip code is not blank and     | 996     |
|    | n |                      | state code is blank           |         |
|    | v |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | B |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | w |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | C |                      |                               |         |
|    | o |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 57 | B |                      | Borrower's permanent address  | 021     |
|    | o |                      | state is not blank and is not |         |
|    | r |                      | "CN", "MX", or "FC"           |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | w |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | P |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | m |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | Z |                      |                               |         |
|    | i |                      |                               |         |
|    | p |                      |                               |         |
|    | C |                      |                               |         |
|    | o |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
|    | h |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | l |                      |                               |         |
|    | d |                      |                               |         |
|    | n |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | b |                      |                               |         |
|    | e |                      |                               |         |
|    | b |                      |                               |         |
|    | l |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | k |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 58 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 59 | I |                      | Numeric field contains        | 996     |
|    | n |                      | non-numeric characters        |         |
|    | v |                      |                               | 998     |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | m |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | c |                      |                               |         |
|    | f |                      |                               |         |
|    | i |                      |                               |         |
|    | e |                      |                               |         |
|    | l |                      |                               |         |
|    | d |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 60 | I |                      | Dependency status is not      | 996     |
|    | n |                      | equal to "I" or "D"           |         |
|    | v |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | D |                      |                               |         |
|    | e |                      |                               |         |
|    | p |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | c |                      |                               |         |
|    | y |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 61 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 62 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 63 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 64 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 65 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 66 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 67 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 68 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 69 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 70 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 71 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 72 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 73 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 74 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 75 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 76 | I |                      | Loan origination date format  | 996     |
|    | n |                      | is not CCYYMMDD or is an      |         |
|    | v |                      | invalid date                  | 998     |
|    | a |                      |                               |         |
|    | l |                      | (Origination Records only)    |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | L |                      |                               |         |
|    | o |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | D |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    |   |                      |                               |         |
|    | ( |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | R |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | l |                      |                               |         |
|    | y |                      |                               |         |
|    | ) |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 77 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 78 | I |                      | Student's college grade level | 996     |
|    | n |                      | is not equal to 0, 1, 2, 3,   |         |
|    | v |                      | 4, 5, 6, or 7                 | 998     |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | u |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | \ |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | C |                      |                               |         |
|    | o |                      |                               |         |
|    | l |                      |                               |         |
|    | l |                      |                               |         |
|    | e |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    | G |                      |                               |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | L |                      |                               |         |
|    | e |                      |                               |         |
|    | v |                      |                               |         |
|    | e |                      |                               |         |
|    | l |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 79 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 80 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 81 | P |                      | Program year in loan          | 035     |
|    | r |                      | identifier does not match     |         |
|    | o |                      | cycle indicator on batch      | 825     |
|    | g |                      | identifier                    |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | m |                      |                               |         |
|    | Y |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | C |                      |                               |         |
|    | y |                      |                               |         |
|    | c |                      |                               |         |
|    | l |                      |                               |         |
|    | e |                      |                               |         |
|    | I |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | i |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | m |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | c |                      |                               |         |
|    | h |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 82 | A |                      | Loan Amount Approved is less  | 041     |
|    | c |                      | than the sum of the actual    |         |
|    | t |                      | gross disbursement amounts    |         |
|    | u |                      |                               |         |
|    | a |                      | (Origination Change records   |         |
|    | l |                      | only)                         |         |
|    | g |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | s |                      |                               |         |
|    | s |                      |                               |         |
|    | d |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | b |                      |                               |         |
|    | u |                      |                               |         |
|    | r |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
|    | m |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | m |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | x |                      |                               |         |
|    | c |                      |                               |         |
|    | e |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | L |                      |                               |         |
|    | o |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | A |                      |                               |         |
|    | m |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | A |                      |                               |         |
|    | p |                      |                               |         |
|    | p |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | v |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    |   |                      |                               |         |
|    | ( |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | C |                      |                               |         |
|    | h |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | l |                      |                               |         |
|    | y |                      |                               |         |
|    | ) |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 83 | B |                      | Borrower and student's date   | 016     |
|    | o |                      | of birth are the same (PLUS   |         |
|    | r |                      | only)                         |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | w |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    | u |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | n |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | b |                      |                               |         |
|    | e |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
|    | a |                      |                               |         |
|    | m |                      |                               |         |
|    | e |                      |                               |         |
|    | p |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 84 | E |                      | Invalid SSN. An endorser with | 017     |
|    | n |                      | the same SSN, DOB combination |         |
|    | d |                      | as the student already exists |         |
|    | o |                      | at COD                        |         |
|    | r |                      |                               |         |
|    | s |                      | (Origination Change records   |         |
|    | e |                      | only)                         |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    | u |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | n |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | b |                      |                               |         |
|    | e |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
|    | a |                      |                               |         |
|    | m |                      |                               |         |
|    | e |                      |                               |         |
|    | p |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    |   |                      |                               |         |
|    | ( |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | C |                      |                               |         |
|    | h |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | l |                      |                               |         |
|    | y |                      |                               |         |
|    | ) |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 85 | C |                      | You are attempting to change  | 996     |
|    | a |                      | an SSN for a PLUS borrower    |         |
|    | n |                      | with a valid credit check.    |         |
|    | n |                      | Originate a new PLUS loan and |         |
|    | o |                      | perform a credit check using  |         |
|    | t |                      | the new SSN (PLUS only)       |         |
|    | c |                      |                               |         |
|    | h |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    | P |                      |                               |         |
|    | L |                      |                               |         |
|    | U |                      |                               |         |
|    | S |                      |                               |         |
|    | b |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | w |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | S |                      |                               |         |
|    | S |                      |                               |         |
|    | N |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 86 | I |                      | Academic year start date or   | 046     |
|    | n |                      | academic year end date is     |         |
|    | v |                      | zeroes or is not a valid date | 996     |
|    | a |                      |                               |         |
|    | l |                      | Academic year end date is not | 998     |
|    | i |                      | greater than academic year    |         |
|    | d |                      | start date, or academic year  |         |
|    | A |                      | is greater than 12 months     |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | m |                      |                               |         |
|    | i |                      |                               |         |
|    | c |                      |                               |         |
|    | Y |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | r |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | r |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | E |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | D |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 87 | I |                      | Additional unsubsidized       | 044     |
|    | n |                      | eligibility code is not equal |         |
|    | v |                      | to "Y" or blank               | 996     |
|    | a |                      |                               |         |
|    | l |                      | OR                            | 998     |
|    | i |                      |                               |         |
|    | d |                      | Student's grade level is not  |         |
|    | A |                      | eligible for an additional    |         |
|    | d |                      | unsubsidized amount up to     |         |
|    | d |                      | health profession program     |         |
|    | i |                      | amount                        |         |
|    | t |                      |                               |         |
|    | i |                      | Additional unsubsidized       |         |
|    | o |                      | eligibility code must be for  |         |
|    | n |                      | student grade levels 4, 5, 6, |         |
|    | a |                      | or 7                          |         |
|    | l |                      |                               |         |
|    | U |                      |                               |         |
|    | n |                      |                               |         |
|    | s |                      |                               |         |
|    | u |                      |                               |         |
|    | b |                      |                               |         |
|    | s |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | i |                      |                               |         |
|    | z |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | E |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | b |                      |                               |         |
|    | i |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | t |                      |                               |         |
|    | y |                      |                               |         |
|    | u |                      |                               |         |
|    | p |                      |                               |         |
|    | t |                      |                               |         |
|    | o |                      |                               |         |
|    | H |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | P |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | f |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
|    | s |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | P |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | g |                      |                               |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | m |                      |                               |         |
|    | s |                      |                               |         |
|    | A |                      |                               |         |
|    | m |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 88 | I |                      | Additional Unsubsidized       | 996     |
|    | n |                      | Eligibility code is not equal |         |
|    | v |                      | to "Y" or blank               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | A |                      |                               |         |
|    | d |                      |                               |         |
|    | d |                      |                               |         |
|    | i |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | U |                      |                               |         |
|    | n |                      |                               |         |
|    | s |                      |                               |         |
|    | u |                      |                               |         |
|    | b |                      |                               |         |
|    | s |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | i |                      |                               |         |
|    | z |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | E |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | b |                      |                               |         |
|    | i |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | t |                      |                               |         |
|    | y |                      |                               |         |
|    | f |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | D |                      |                               |         |
|    | e |                      |                               |         |
|    | p |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | u |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 89 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 90 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 91 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 92 | L |                      | Loan period start date and    | 045     |
|    | o |                      | loan period end date are not  |         |
|    | a |                      | equal to or within the        | 862     |
|    | n |                      | student's academic year dates |         |
|    | P |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | d |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | r |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | E |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | D |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
|    | x |                      |                               |         |
|    | c |                      |                               |         |
|    | e |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | e |                      |                               |         |
|    | A |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | m |                      |                               |         |
|    | i |                      |                               |         |
|    | c |                      |                               |         |
|    | Y |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | r |                      |                               |         |
|    | D |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 93 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 94 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 95 | O |                      | PLUS loans cannot have more   | 996     |
|    | n |                      | than four anticipated         |         |
|    | l |                      | disbursements                 |         |
|    | y |                      |                               |         |
|    | f |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | c |                      |                               |         |
|    | i |                      |                               |         |
|    | p |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | d |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | b |                      |                               |         |
|    | u |                      |                               |         |
|    | r |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
|    | m |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | s |                      |                               |         |
|    | a |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | l |                      |                               |         |
|    | o |                      |                               |         |
|    | w |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | f |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | P |                      |                               |         |
|    | L |                      |                               |         |
|    | U |                      |                               |         |
|    | S |                      |                               |         |
|    | l |                      |                               |         |
|    | o |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 96 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 97 | I |                      | Origination fee percentage is | 996     |
|    | n |                      | not equal to the current      |         |
|    | v |                      | origination fee allowed for   | 998     |
|    | a |                      | this loan type                |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | d |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | F |                      |                               |         |
|    | e |                      |                               |         |
|    | e |                      |                               |         |
|    | P |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | c |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 98 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| 99 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| A1 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| A2 | F |                      | Anticipated disbursement date | 052     |
|    | i |                      | is prior to the first         |         |
|    | r |                      | anticipated disbursement date |         |
|    | s |                      |                               |         |
|    | t |                      | (Origination Change records   |         |
|    | A |                      | only)                         |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | c |                      |                               |         |
|    | i |                      |                               |         |
|    | p |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | D |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | b |                      |                               |         |
|    | u |                      |                               |         |
|    | r |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
|    | m |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | D |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | m |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    | b |                      |                               |         |
|    | e |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | e |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | r |                      |                               |         |
|    | l |                      |                               |         |
|    | i |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    |   |                      |                               |         |
|    | ( |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | C |                      |                               |         |
|    | h |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | l |                      |                               |         |
|    | y |                      |                               |         |
|    | ) |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| A3 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| A4 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| A5 | A |                      | Interest rebate amount is not | 078     |
|    | n |                      | equal to the net amount minus |         |
|    | t |                      | (the gross amount minus loan  |         |
|    | i |                      | fee amount)                   |         |
|    | c |                      |                               |         |
|    | i |                      | (+ or - \$1 tolerance)        |         |
|    | p |                      |                               |         |
|    | a |                      | (Origination records only)    |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | I |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    | R |                      |                               |         |
|    | e |                      |                               |         |
|    | b |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | A |                      |                               |         |
|    | m |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | n |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | q |                      |                               |         |
|    | u |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | t |                      |                               |         |
|    | o |                      |                               |         |
|    | C |                      |                               |         |
|    | O |                      |                               |         |
|    | D |                      |                               |         |
|    | ' |                      |                               |         |
|    | s |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | l |                      |                               |         |
|    | c |                      |                               |         |
|    | u |                      |                               |         |
|    | l |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | b |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | m |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    |   |                      |                               |         |
|    | ( |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | l |                      |                               |         |
|    | y |                      |                               |         |
|    | ) |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| A6 | C |                      | Loan is linked to a MPN based | 047     |
|    | a |                      | on academic year date and     |         |
|    | n |                      | cannot be changed             |         |
|    | n |                      |                               |         |
|    | o |                      | (Origination Change records   |         |
|    | t |                      | only)                         |         |
|    | C |                      |                               |         |
|    | h |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    | A |                      |                               |         |
|    | c |                      |                               |         |
|    | a |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | m |                      |                               |         |
|    | i |                      |                               |         |
|    | c |                      |                               |         |
|    | Y |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | r |                      |                               |         |
|    | S |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | r |                      |                               |         |
|    | t |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | E |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | D |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    |   |                      |                               |         |
|    | ( |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | C |                      |                               |         |
|    | h |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | l |                      |                               |         |
|    | y |                      |                               |         |
|    | ) |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| A7 | I |                      | Interest rebate percentage is | 996     |
|    | n |                      | not a valid interest rebate   |         |
|    | v |                      | percentage                    |         |
|    | a |                      |                               |         |
|    | l |                      | (Origination Change records   |         |
|    | i |                      | only)                         |         |
|    | d |                      |                               |         |
|    | I |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
|    | t |                      |                               |         |
|    | R |                      |                               |         |
|    | e |                      |                               |         |
|    | b |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | P |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | c |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | a |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    |   |                      |                               |         |
|    | ( |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | C |                      |                               |         |
|    | h |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | l |                      |                               |         |
|    | y |                      |                               |         |
|    | ) |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| A8 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| A9 | T |                      | No eligible SSN, DOB and Last | 857     |
|    | h |                      | Name combination match on CPS |         |
|    | i |                      | for person                    | 001     |
|    | s |                      |                               |         |
|    | p |                      | (Origination records only)    |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | n |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | C |                      |                               |         |
|    | P |                      |                               |         |
|    | S |                      |                               |         |
|    |   |                      |                               |         |
|    | ( |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | l |                      |                               |         |
|    | y |                      |                               |         |
|    | ) |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| B1 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| B2 | N |                      | Not in use                    | N/A     |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | u |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| B3 | I |                      | No further Origination        | 092     |
|    | n |                      | Records can be accepted for   |         |
|    | v |                      | this borrower. The Direct     |         |
|    | a |                      | Loan Servicing Center has     |         |
|    | l |                      | notified COD that this person |         |
|    | i |                      | is deceased                   |         |
|    | d |                      |                               |         |
|    | o |                      | (Origination Change records   |         |
|    | r |                      | only)                         |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | f |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | i |                      |                               |         |
|    | s |                      |                               |         |
|    | b |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | w |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    |   |                      |                               |         |
|    | ( |                      |                               |         |
|    | O |                      |                               |         |
|    | r |                      |                               |         |
|    | i |                      |                               |         |
|    | g |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | a |                      |                               |         |
|    | t |                      |                               |         |
|    | i |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | C |                      |                               |         |
|    | h |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | g |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | o |                      |                               |         |
|    | r |                      |                               |         |
|    | d |                      |                               |         |
|    | s |                      |                               |         |
|    | o |                      |                               |         |
|    | n |                      |                               |         |
|    | l |                      |                               |         |
|    | y |                      |                               |         |
|    | ) |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+
| B4 | N |                      | A new loan or Loan Amount     | 043     |
|    | e |                      | Approved increase cannot be   |         |
|    | w |                      | submitted after the school    |         |
|    | L |                      | has closed out the Program    |         |
|    | o |                      | year (school confirmed zero   |         |
|    | a |                      | balance) or the Program Year  |         |
|    | n |                      | has been closed out and the   |         |
|    | o |                      | school has not been granted   |         |
|    | r |                      | extended processing.          |         |
|    | a |                      |                               |         |
|    | n |                      | NOTE: Applicable for award    |         |
|    | i |                      | year 2002-2003 and forward    |         |
|    | n |                      |                               |         |
|    | c |                      |                               |         |
|    | r |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | s |                      |                               |         |
|    | e |                      |                               |         |
|    | t |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | e |                      |                               |         |
|    | L |                      |                               |         |
|    | o |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | A |                      |                               |         |
|    | m |                      |                               |         |
|    | o |                      |                               |         |
|    | u |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | A |                      |                               |         |
|    | p |                      |                               |         |
|    | p |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | v |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | R |                      |                               |         |
|    | e |                      |                               |         |
|    | c |                      |                               |         |
|    | e |                      |                               |         |
|    | i |                      |                               |         |
|    | v |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | A |                      |                               |         |
|    | f |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | r |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | e |                      |                               |         |
|    | E |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | o |                      |                               |         |
|    | f |                      |                               |         |
|    | t |                      |                               |         |
|    | h |                      |                               |         |
|    | e |                      |                               |         |
|    | P |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | g |                      |                               |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | m |                      |                               |         |
|    | Y |                      |                               |         |
|    | e |                      |                               |         |
|    | a |                      |                               |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | S |                      |                               |         |
|    | c |                      |                               |         |
|    | h |                      |                               |         |
|    | o |                      |                               |         |
|    | o |                      |                               |         |
|    | l |                      |                               |         |
|    | H |                      |                               |         |
|    | a |                      |                               |         |
|    | s |                      |                               |         |
|    | N |                      |                               |         |
|    | o |                      |                               |         |
|    | t |                      |                               |         |
|    | B |                      |                               |         |
|    | e |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | G |                      |                               |         |
|    | r |                      |                               |         |
|    | a |                      |                               |         |
|    | n |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | E |                      |                               |         |
|    | x |                      |                               |         |
|    | t |                      |                               |         |
|    | e |                      |                               |         |
|    | n |                      |                               |         |
|    | d |                      |                               |         |
|    | e |                      |                               |         |
|    | d |                      |                               |         |
|    | P |                      |                               |         |
|    | r |                      |                               |         |
|    | o |                      |                               |         |
|    | c |                      |                               |         |
|    | e |                      |                               |         |
|    | s |                      |                               |         |
|    | s |                      |                               |         |
|    | i |                      |                               |         |
|    | n |                      |                               |         |
|    | g |                      |                               |         |
+----+---+----------------------+-------------------------------+---------+

## Promissory Note Reject Codes

  -----------------------------------------------------------------------------------------------------------------------
  **Code**   **Type**          **Error Text**                                                     **COD Web            
                                                                                                  Site Edit            
                                                                                                  Codes**              
  ---------- ---------- ------ ---------------- ------------------------------------------------- --------- ---------- --
  01                           Not in use                                                                              

  02                           Not in use                                                                              

  03                           Not in use                                                                              

  04         \*\*              Missing loan                                                                            
                               identification                                                                          
                               number                                                                                  

  05         \*\*              No original                                                                             
                               signature                                                                               

  06         \*\*              Document is in                                                                          
                               pencil                                                                                  

  07         \*\*              Section/Block is                                                                        
                               incomplete                                                                              

  08         \*\*              Missing legal                                                                           
                               text                                                                                    

  09         \*\*              Student or                                                                              
                               parent is in                                                                            
                               default                                                                                 

  10         \*\*              Duplicate                                                                               
                               Promissory Note                                                                         

  11                           Not in use                                                                              

  A          \*\*              Borrower's                                                                              
                               signature is                                                                            
                               missing                                                                                 

  B          \*\*              Promissory note                                                                         
                               text or                                                                                 
                               signature                                                                               
                               altered                                                                                 

  C          \*\*              Borrower's SSN                                                                          
                               is missing                                                                              

  D          \*\*              Address is                                                                              
                               missing                                                                                 

  E          \*\*              Phone number is                                                                         
                               incomplete                                                                              

  F          \*\*              Driver's license                                                                        
                               incomplete                                                                              

  G          \*\*              Citizenship                                                                             
                               status is                                                                               
                               missing (PLUS)                                                                          

  H                            Not in use                                                                              

  I          \*\*              Reference data                                                                          
                               is missing                                                                              
                               (PLUS)                                                                                  

  J          \*\*              Employer data is                                                                        
                               missing (PLUS)                                                                          

  K          \*\*              Borrower's date                                                                         
                               of birth is                                                                             
                               missing                                                                                 

  L          \*\*              Student's SSN is                                                                        
                               missing (PLUS)                                                                          

  M          \*\*              Student's                                                                               
                               signature is                                                                            
                               missing (PLUS)                                                                          

  N          \*\*              School data is                                                                          
                               missing                                                                                 

  O          \*\*              Loan period is                                                                          
                               missing                                                                                 

  P                            Not in use                                                                              

  Q          \*\*              Student's date                                                                          
                               of birth is                                                                             
                               missing                                                                                 

  R          \*\*              Citizenship data                                                                        
                               (Alien                                                                                  
                               Registration                                                                            
                               Number) is                                                                              
                               missing (PLUS)                                                                          

  S          \*\*              Loan amount on                                                     112                  
                               promissory note                                                                         
                               is less than sum                                                                        
                               of accepted                                                                             
                               disbursements                                                                           

  T                     \*\*                    Promissory note received earlier than 9 months                         
                                                prior to loan origination record                                       

  U                     \*\*                    Signed date on promissory note after expiration                        
                                                date on form                                                           

  V                     \*\*                    Promissory note marked "copy" or "non-negotiable"                      
                                                received                                                               

  W                     \*\*                    Missing paper promissory note                                          

  X                     \*\*                    Duplicate promissory note manifest                                     

  Y                     \*\*                    Signed date on promissory note is missing                              

  Z                     \*\*                    Citizenship is marked as an ineligible                                 
                                                non-citizen                                                            
  -----------------------------------------------------------------------------------------------------------------------

\*Indicates an electronic edit

\*\*Indicates a manual edit

Promissory Note Reject codes are mainly handled through a manual
process. Once the Promissory Notes are received in the mailroom, they
are manually inspected for missing or incorrect information. A generic
checklist is used. If it is determined that there are errors or that
information is missing, then the checklist will be marked in the
appropriate blank for the error and returned to the school or borrower.

## Disbursement Reject Codes

+----+----------------------+------------------------------+---------+
| ** | **Error Message**    | **Edit Resolution**          | **COD   |
| Co |                      |                              | Web     |
| de |                      |                              | Site    |
| ** |                      |                              | Edit    |
|    |                      |                              | Codes** |
+====+======================+==============================+=========+
| 1  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 2  | School is currently  | Direct loan school code has  | 048     |
|    | a non-participating  | an ineligible or             |         |
|    | school               | non-participating status on  |         |
|    |                      | COD file                     |         |
+----+----------------------+------------------------------+---------+
| 3  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 4  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 5  | Program Year and     | Program year in loan         | 035     |
|    | Cycle Indicator do   | identifier should match      |         |
|    | not match            | cycle indicator in batch     | 840     |
|    |                      | identifier on the batch      |         |
|    |                      | header                       |         |
+----+----------------------+------------------------------+---------+
| 6  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 7  | Disbursement Actual  | Disbursement actual net      | 063     |
|    | Net Amount does not  | amount is not equal to COD's |         |
|    | match COD's          | calculated net amount (+     |         |
|    | calculated net       | or - \$1 tolerance)          |         |
|    | amount               |                              |         |
|    |                      | The net amount is calculated |         |
|    |                      | using the following steps:   |         |
|    |                      |                              |         |
|    |                      | **Step 1:** Calculate the    |         |
|    |                      | Combined Fee/Interest Rebate |         |
|    |                      | Percentage by subtracting    |         |
|    |                      | the Interest Rebate          |         |
|    |                      | Percentage from the Loan Fee |         |
|    |                      | Percentage                   |         |
|    |                      |                              |         |
|    |                      | **Step 2:** Calculate the    |         |
|    |                      | Combined Fee/Interest Rebate |         |
|    |                      | Amount by multiplying the    |         |
|    |                      | Gross Amount by the Combined |         |
|    |                      | Fee/Interest Rebate          |         |
|    |                      | Percentage and truncating    |         |
|    |                      | the result                   |         |
|    |                      |                              |         |
|    |                      | **Step 3:** Calculate the    |         |
|    |                      | Net Amount by subtracting    |         |
|    |                      | the Combined Fee/Interest    |         |
|    |                      | Rebate Amount from the Gross |         |
|    |                      | Amount                       |         |
+----+----------------------+------------------------------+---------+
| 8  | Invalid Disbursement | Disbursement actual net      | 062     |
|    | Actual Net Amount    | amount should be greater     |         |
|    |                      | than zero for actual         | 996     |
|    |                      | disbursement (disbursement   |         |
|    |                      | activity = "D")              |         |
|    |                      |                              |         |
|    |                      | OR                           |         |
|    |                      |                              |         |
|    |                      | Disbursement actual net      |         |
|    |                      | amount should be greater     |         |
|    |                      | than or equal to zero for    |         |
|    |                      | adjusted disbursement amount |         |
|    |                      | (disbursement activity =     |         |
|    |                      | "A")                         |         |
+----+----------------------+------------------------------+---------+
| 9  | Disbursement Actual  | Disbursement actual loan fee | 077     |
|    | Loan Fee Amount does | amount (truncated) should be |         |
|    | not match COD's      | equal to the disbursement    |         |
|    | calculated loan fee  | actual gross amount          |         |
|    | amount               | multiplied by the loan fee   |         |
|    |                      | percentage                   |         |
|    |                      |                              |         |
|    |                      | (+ or - \$1 tolerance)       |         |
+----+----------------------+------------------------------+---------+
| 10 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 11 | Invalid Disbursement | Disbursement actual fee      | 996     |
|    | Actual Loan Fee      | amount should be greater     |         |
|    | Amount               | than or equal to zero        |         |
+----+----------------------+------------------------------+---------+
| 12 | Invalid Disbursement | Disbursement actual gross    | 062     |
|    | Actual Gross Amount  | amount should be greater     |         |
|    |                      | than zero for actual         | 996     |
|    |                      | disbursement (disbursement   |         |
|    |                      | activity = "D")              | 998     |
|    |                      |                              |         |
|    |                      | OR                           |         |
|    |                      |                              |         |
|    |                      | Disbursement actual gross    |         |
|    |                      | amount should be greater     |         |
|    |                      | than or equal to zero for an |         |
|    |                      | adjusted disbursement amount |         |
|    |                      | (disbursement activity =     |         |
|    |                      | "A")                         |         |
+----+----------------------+------------------------------+---------+
| 13 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 14 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 15 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 16 | Disbursement         | Disbursement sequence number | 056     |
|    | Sequence Number not  | should be one higher than    |         |
|    | in sequential order  | the last previously accepted |         |
|    |                      | transaction for this         |         |
|    |                      | disbursement                 |         |
|    |                      |                              |         |
|    |                      | For example:                 |         |
|    |                      |                              |         |
|    |                      | Disbursement Sequence Number |         |
|    |                      | 02 followed by Disbursement  |         |
|    |                      | Sequence Number 03 is        |         |
|    |                      | accepted                     |         |
|    |                      |                              |         |
|    |                      | Disbursement Sequence Number |         |
|    |                      | 02 followed by Disbursement  |         |
|    |                      | Sequence Number 04 is        |         |
|    |                      | rejected                     |         |
+----+----------------------+------------------------------+---------+
| 17 | An actual            | Actual disbursement with a   | 851     |
|    | disbursement does    | disbursement number matching |         |
|    | not exist for this   | the adjusted disbursement    |         |
|    | disbursement number  | date (disbursement activity  |         |
|    |                      | = "Q") has not been accepted |         |
|    |                      | by COD                       |         |
|    |                      |                              |         |
|    |                      | OR                           |         |
|    |                      |                              |         |
|    |                      | Anticipated disbursement     |         |
|    |                      | with a disbursement number   |         |
|    |                      | matching the adjusted        |         |
|    |                      | disbursement date            |         |
|    |                      | (disbursement activity =     |         |
|    |                      | "Q") is not on file at COD   |         |
+----+----------------------+------------------------------+---------+
| 18 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 19 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 20 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 21 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 22 | New disbursement     | Transaction date should be   | 049     |
|    | date is more than    | within 120 days of the       |         |
|    | 120 days after the   | acknowledgement date on the  |         |
|    | original             | adjusted disbursement date   |         |
|    | disbursement date    | (disbursement activity =     |         |
|    |                      | "Q")                         |         |
+----+----------------------+------------------------------+---------+
| 23 | Original             | Acknowledgement date on the  | 996     |
|    | disbursement date is | adjusted disbursement date   |         |
|    | invalid or missing   | (disbursement activity =     | 998     |
|    |                      | "Q") should be numeric and   |         |
|    |                      | formatted as CCYYMMDD        |         |
+----+----------------------+------------------------------+---------+
| 24 | Disbursement Actual  | A student's disbursement     | 039     |
|    | Gross Amount exceeds | gross amounts may not exceed |         |
|    | the maximum annual   | the maximum annual loan      |         |
|    | loan limit for this  | limit                        |         |
|    | borrower at all      |                              |         |
|    | enrolled schools     | [1st Year (Grade Level 0 or  |         |
|    |                      | 1)]{.underline}              |         |
|    | Review the Duplicate |                              |         |
|    | Borrower Report to   | Sub Max = \$2,625            |         |
|    | help resolve this    |                              |         |
|    | issue                | Sub and Unsub Max = \$6,625  |         |
|    |                      |                              |         |
|    |                      | 2nd Year (Grade Level 2)     |         |
|    |                      |                              |         |
|    |                      | > Sub Max = \$3,500          |         |
|    |                      | >                            |         |
|    |                      | > Sub and Unsub Max =        |         |
|    |                      | > \$7,500                    |         |
|    |                      |                              |         |
|    |                      | 3rd Year, 4th Year, or 5th   |         |
|    |                      | Year eligible undergraduate  |         |
|    |                      | (Grade Level 3, 4, or 5)     |         |
|    |                      |                              |         |
|    |                      | > Sub Max = \$5,500          |         |
|    |                      | >                            |         |
|    |                      | > Sub and Unsub Max =        |         |
|    |                      | > \$10,500                   |         |
|    |                      |                              |         |
|    |                      | [Graduate/professional and   |         |
|    |                      | beyond (Grade Level 6 or     |         |
|    |                      | 7)]{.underline}              |         |
|    |                      |                              |         |
|    |                      | Sub Max = \$8,500            |         |
|    |                      |                              |         |
|    |                      | Sub and Unsub Max = \$18,500 |         |
|    |                      |                              |         |
|    |                      | *Health Profession Programs  |         |
|    |                      | Loan Limits*                 |         |
|    |                      |                              |         |
|    |                      | [Student Eligible for        |         |
|    |                      | Additional Unsubsidized      |         |
|    |                      | Amount]{.underline}          |         |
|    |                      |                              |         |
|    |                      | 4th Year or 5th Year         |         |
|    |                      | eligible undergraduate       |         |
|    |                      | (Grade Level 4 or 5)         |         |
|    |                      |                              |         |
|    |                      | > Sub Max = \$5,500          |         |
|    |                      | >                            |         |
|    |                      | > Sub and Unsub Max =        |         |
|    |                      | > \$27,167                   |         |
|    |                      |                              |         |
|    |                      | [Graduate/professional and   |         |
|    |                      | beyond (Grade Level 6 or     |         |
|    |                      | 7)]{.underline}              |         |
|    |                      |                              |         |
|    |                      | Sub Max = \$8,500            |         |
|    |                      |                              |         |
|    |                      | Sub and Unsub Max = \$45,167 |         |
+----+----------------------+------------------------------+---------+
| 25 | Total Actual Gross   | Sum of the disbursement      | 113     |
|    | Disbursement Amount  | actual gross amounts for all |         |
|    | cannot be greater    | disbursement activities for  | > (20   |
|    | than the Loan Amount | this loan cannot exceed the  | 03-2004 |
|    | Approved or the      | lesser of the Loan Amount    | > and   |
|    | Endorser Amount for  | Approved or the Endorser     | > f     |
|    | PLUS, whichever is   | Amount. (PLUS Only)          | orward) |
|    | less.                |                              |         |
|    |                      |                              | 096     |
|    |                      |                              |         |
|    |                      |                              | > (20   |
|    |                      |                              | 02-2003 |
|    |                      |                              | > only) |
+----+----------------------+------------------------------+---------+
| 26 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 27 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 28 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 29 | Invalid Disbursement | Disbursement number should   | 996     |
|    | Number for PLUS      | be 01, 02, 03, or 04 for     |         |
|    |                      | PLUS loans.                  | 998     |
+----+----------------------+------------------------------+---------+
| 30 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 31 | Invalid Disbursement | Disbursement number should   | 996     |
|    | Number for           | be between 01 and 20,        |         |
|    | Sub                  | inclusive, for               | 998     |
|    | sidized/Unsubsidized | Subsidized/Unsubsidized      |         |
|    |                      | loans                        |         |
+----+----------------------+------------------------------+---------+
| 32 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 33 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 34 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 35 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 36 | Disbursement Actual  | Disbursement actual gross    | 072     |
|    | Gross Amount is not  | amount should be numeric     |         |
|    | numeric              |                              | 998     |
+----+----------------------+------------------------------+---------+
| 37 | Disbursement Actual  | Disbursement actual loan fee | 072     |
|    | Loan Fee Amount is   | amount should be numeric     |         |
|    | not numeric          |                              | 998     |
+----+----------------------+------------------------------+---------+
| 38 | Disbursement Actual  | Disbursement actual net      | 072     |
|    | Net Amount is not    | amount should be numeric     |         |
|    | numeric              |                              | 998     |
+----+----------------------+------------------------------+---------+
| 39 | Invalid Disbursement | Disbursement actual gross    | 057     |
|    | Actual Gross Amount  | amount should be blank or    |         |
|    |                      | zeros for adjusted           |         |
|    |                      | disbursement date            |         |
|    |                      | (disbursement activity =     |         |
|    |                      | "Q")                         |         |
+----+----------------------+------------------------------+---------+
| 40 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 41 | Original             | Acknowledgement date         | 839     |
|    | disbursement date    | (original disbursement date) |         |
|    | does not match       | should match the current     |         |
|    | current disbursement | disbursement date on file at |         |
|    | date                 | COD for adjusted             |         |
|    |                      | disbursement date            |         |
|    |                      | (disbursement activity =     |         |
|    |                      | "Q")                         |         |
+----+----------------------+------------------------------+---------+
| 42 | Invalid loan fee     | Loan fee rate used to        | 996     |
|    | rate                 | calculate the disbursement   |         |
|    |                      | actual fee amount should     |         |
|    |                      | match the valid fee rates in |         |
|    |                      | effect as of the transaction |         |
|    |                      | date on the first            |         |
|    |                      | disbursement                 |         |
+----+----------------------+------------------------------+---------+
| 43 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 44 | First actual         | Transaction date of the      | 052     |
|    | disbursement date    | first disbursement should be |         |
|    | cannot be after any  | earlier than the             |         |
|    | subsequent           | disbursement date of any     |         |
|    | disbursements        | other disbursement for the   |         |
|    |                      | loan.                        |         |
|    |                      |                              |         |
|    |                      | For Example:                 |         |
|    |                      |                              |         |
|    |                      | The earliest disbursement    |         |
|    |                      | date from all subsequent     |         |
|    |                      | disbursements is             |         |
|    |                      | "05/21/2004" The             |         |
|    |                      | disbursement date of the     |         |
|    |                      | first disbursement can be    |         |
|    |                      | changed to on or before      |         |
|    |                      | "05/21/2004"                 |         |
+----+----------------------+------------------------------+---------+
| 45 | Invalid First        | First disbursement flag      | 996     |
|    | Disbursement Flag    | should be "F", "C", or blank |         |
|    |                      | for actual disbursement      |         |
|    |                      | (disbursement activity =     |         |
|    |                      | "D")                         |         |
|    |                      |                              |         |
|    |                      | OR                           |         |
|    |                      |                              |         |
|    |                      | First disbursement flag is   |         |
|    |                      | not blank for adjusted       |         |
|    |                      | disbursement amounts and     |         |
|    |                      | dates (disbursement activity |         |
|    |                      | = "A" or "Q")                |         |
+----+----------------------+------------------------------+---------+
| 46 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 47 | First disbursement   | First disbursement flag      | 837     |
|    | must be received     | cannot be "C" when a first   |         |
|    | before any changes   | disbursement has not been    |         |
|    | to the first         | accepted at COD              |         |
|    | disbursement         |                              |         |
+----+----------------------+------------------------------+---------+
| 48 | First disbursement   | First disbursement flag must | 838     |
|    | already received     | be "C" or blank when a       |         |
|    |                      | disbursement is already on   |         |
|    |                      | file at COD                  |         |
|    |                      |                              |         |
|    |                      | First disbursement flag      |         |
|    |                      | cannot be "F" when a first   |         |
|    |                      | disbursement is already on   |         |
|    |                      | file at COD                  |         |
+----+----------------------+------------------------------+---------+
| 49 | First disbursement   | First disbursement can be    | 076     |
|    | changed more than    | changed a maximum of two     |         |
|    | twice                | times before requiring U.S.  |         |
|    |                      | Department of Education's    |         |
|    |                      | approval                     |         |
|    |                      |                              |         |
|    |                      | First disbursement flag      |         |
|    |                      | cannot be "C" when two prior |         |
|    |                      | disbursement transactions,   |         |
|    |                      | with a first disbursement    |         |
|    |                      | flag of "C," for the loan    |         |
|    |                      | were accepted by COD         |         |
+----+----------------------+------------------------------+---------+
| 50 | More than one        | More than one actual         | 075     |
|    | disbursement record  | disbursement was submitted   |         |
|    | contains the same    | to COD with a first          |         |
|    | First Disbursement   | disbursement flag of "F" for |         |
|    | Flag for this loan   | this loan in the same cycle  |         |
|    |                      |                              |         |
|    |                      | OR                           |         |
|    |                      |                              |         |
|    |                      | More than one actual         |         |
|    |                      | disbursement was submitted   |         |
|    |                      | to COD with a first          |         |
|    |                      | disbursement flag of "C" for |         |
|    |                      | this loan in the same cycle  |         |
+----+----------------------+------------------------------+---------+
| 51 | First disbursement   | Transaction date of the      | 052     |
|    | must have the        | first disbursement should be |         |
|    | earliest             | before the disbursement date |         |
|    | disbursement date    | of any other disbursement:   |         |
|    |                      |                              |         |
|    |                      | For example:                 |         |
|    |                      |                              |         |
|    |                      | The current first            |         |
|    |                      | disbursement date is         |         |
|    |                      | "05/21/2004"                 |         |
|    |                      |                              |         |
|    |                      | The disbursement date of any |         |
|    |                      | disbursement with a first    |         |
|    |                      | disbursement flag of "C"     |         |
|    |                      | should be on or before       |         |
|    |                      | "05/21/2004"                 |         |
|    |                      |                              |         |
|    |                      | The disbursement date of any |         |
|    |                      | disbursement with a blank    |         |
|    |                      | first disbursement flag      |         |
|    |                      | should be on or after        |         |
|    |                      | "05/21/2004"                 |         |
+----+----------------------+------------------------------+---------+
| 52 | Disbursement         | Disbursement interest rebate | 072     |
|    | Interest Rebate      | amount should be numeric     |         |
|    | Amount is not        |                              | 998     |
|    | numeric              |                              |         |
+----+----------------------+------------------------------+---------+
| 53 | Invalid Disbursement | Disbursement interest rebate | 996     |
|    | Interest Rebate      | amount should be greater     |         |
|    | Amount               | than or equal to zero for    |         |
|    |                      | actual disbursement          |         |
|    |                      | (disbursement activity =     |         |
|    |                      | "D") and adjusted            |         |
|    |                      | disbursement amount          |         |
|    |                      | (disbursement activity =     |         |
|    |                      | "A")                         |         |
+----+----------------------+------------------------------+---------+
| 54 | Disbursement         | Disbursement interest rebate | 078     |
|    | Interest Rebate      | amount does not equal COD's  |         |
|    | Amount does not      | calculated interest rebate   |         |
|    | equal COD's          | amount                       |         |
|    | calculated interest  |                              |         |
|    | rebate amount        | COD's interest rebate amount |         |
|    |                      | is calculated using the      |         |
|    |                      | following steps:             |         |
|    |                      |                              |         |
|    |                      | Step 1: Calculate the        |         |
|    |                      | Combined Fee/ Interest       |         |
|    |                      | Rebate Percentage by         |         |
|    |                      | subtracting the Interest     |         |
|    |                      | Rebate Percentage from the   |         |
|    |                      | Loan Fee Percentage          |         |
|    |                      |                              |         |
|    |                      | Step 2: Calculate the        |         |
|    |                      | Combined Fee/Interest Rebate |         |
|    |                      | Amount by multiplying the    |         |
|    |                      | Gross Amount by the Combined |         |
|    |                      | Fee/Interest Rebate          |         |
|    |                      | Percentage and truncating    |         |
|    |                      | the result                   |         |
|    |                      |                              |         |
|    |                      | Step 3: Calculate the Fee    |         |
|    |                      | Amount by multiplying the    |         |
|    |                      | Gross Amount by the Loan Fee |         |
|    |                      | Percentage and truncating    |         |
|    |                      | the result                   |         |
|    |                      |                              |         |
|    |                      | Step 4: Calculate the        |         |
|    |                      | Interest Rebate Amount by    |         |
|    |                      | subtracting the Combined     |         |
|    |                      | Fee/Interest Rebate Amount   |         |
|    |                      | from the Fee Amount          |         |
+----+----------------------+------------------------------+---------+
| 55 | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| 56 | Invalid Adjusted     | Disbursement actual fee      | 996     |
|    | Disbursement Date    | amount should be blank or    |         |
|    | fee amount           | zeroes for adjusted          |         |
|    |                      | disbursement date            |         |
|    |                      | (disbursement activity =     |         |
|    |                      | "Q")                         |         |
+----+----------------------+------------------------------+---------+
| 57 | Invalid Adjusted     | Disbursement actual net      | 996     |
|    | Disbursement Date    | amount should be blank or    |         |
|    | net amount           | zeroes for adjusted          |         |
|    |                      | disbursement date            |         |
|    |                      | (disbursement activity =     |         |
|    |                      | "Q")                         |         |
+----+----------------------+------------------------------+---------+
| 58 | Invalid Adjusted     | Disbursement interest rebate | 996     |
|    | Disbursement Date    | amount should be blank or    |         |
|    | interest rebate      | zeroes for adjusted          |         |
|    | amount               | disbursement date            |         |
|    |                      | (disbursement activity =     |         |
|    |                      | "Q")                         |         |
+----+----------------------+------------------------------+---------+
| 59 | Invalid Disbursement | Disbursement sequence number | 093     |
|    | Sequence Number      | must be 01-65                |         |
|    |                      |                              | 998     |
+----+----------------------+------------------------------+---------+
| 60 | Borrower in Pending  | COD has received a pending   | 089     |
|    | Bankruptcy Status    | bankruptcy notification for  |         |
|    |                      | this loan\'s borrower from   |         |
|    |                      | the Direct Loan Servicing    |         |
|    |                      | Center. COD does not accept  |         |
|    |                      | disbursements or upward      |         |
|    |                      | adjustments to existing      |         |
|    |                      | disbursements for this loan  |         |
|    |                      | with an activity date on or  |         |
|    |                      | after the date of that       |         |
|    |                      | notification.                |         |
+----+----------------------+------------------------------+---------+
| 61 | Borrower is Deceased | COD has received a loan      | 095     |
|    |                      | discharge transaction from   |         |
|    |                      | the Direct Loan Servicing    |         |
|    |                      | Center indicating that this  |         |
|    |                      | loan\'s borrower is          |         |
|    |                      | deceased. COD does not       |         |
|    |                      | accept disbursements or      |         |
|    |                      | upward adjustments to        |         |
|    |                      | existing disbursements for   |         |
|    |                      | this loan with an activity   |         |
|    |                      | date on or after the date of |         |
|    |                      | that discharge transaction.  |         |
+----+----------------------+------------------------------+---------+
| 62 | Loan is Affected by  | COD has received a loan      | 094     |
|    | Discharge            | discharge transaction from   |         |
|    |                      | the Direct Loan Servicing    |         |
|    |                      | Center with a discharge      |         |
|    |                      | reason of Unauthorized       |         |
|    |                      | Signature/Unauthorized       |         |
|    |                      | Payment. COD does not accept |         |
|    |                      | disbursements or upward      |         |
|    |                      | adjustments to existing      |         |
|    |                      | disbursements for this loan  |         |
|    |                      | with an activity date on or  |         |
|    |                      | after the date of that       |         |
|    |                      | discharge transaction.       |         |
+----+----------------------+------------------------------+---------+
| 63 | Disbursement or      | A new disbursement or an     | 071     |
|    | Disbursement         | adjusted disbursement can    |         |
|    | Adjustment Received  | not be submitted after a     |         |
|    | After the End of     | school has closed out the    |         |
|    | Program Year and     | Program Year (school         |         |
|    | School Has Not Been  | confirmed zero balance) or   |         |
|    | Granted Extended     | the Program Year has been    |         |
|    | Processing.          | closed and the school has    |         |
|    |                      | not been granted Extended    |         |
|    |                      | Processing.                  |         |
|    |                      |                              |         |
|    |                      | **NOTE**: Applicable for     |         |
|    |                      | award year 2002-2003 and     |         |
|    |                      | forward                      |         |
+----+----------------------+------------------------------+---------+
| A  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| B  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| C  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| D  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| E  | Invalid Disbursement | Disbursement activity code   | 996     |
|    | Activity             | should be "D", "A", or "Q"   |         |
+----+----------------------+------------------------------+---------+
| F  | Invalid Disbursement | Disbursement sequence number | 996     |
|    | Sequence Number      | should be numeric and        |         |
|    |                      | greater than zero            |         |
+----+----------------------+------------------------------+---------+
| G  | Total Disbursement   | The sum of the gross amounts | 067     |
|    | Actual Gross Amounts | for all disbursements        |         |
|    | cannot be greater    | activity for this loan       |         |
|    | than the Loan Amount | should be less than or equal |         |
|    | Approved or the      | to the lower of the Loan     |         |
|    | Endorser Amount      | Amount Approved and Endorser |         |
|    |                      | Amount                       |         |
+----+----------------------+------------------------------+---------+
| H  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| I  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| J  | Credit check not yet | Borrower should have an      | 080     |
|    | approved for this    | accepted credit decision on  |         |
|    | PLUS loan.           | file at COD before           |         |
|    |                      | disbursing                   |         |
+----+----------------------+------------------------------+---------+
| K  | No Actual            | Actual disbursement with a   | 849     |
|    | Disbursement exists  | disbursement number matching |         |
|    | for this adjustment  | the adjusted disbursement    |         |
|    |                      | amount (disbursement         |         |
|    |                      | activity = "A") has not been |         |
|    |                      | accepted by COD              |         |
|    |                      |                              |         |
|    |                      | OR                           |         |
|    |                      |                              |         |
|    |                      | Anticipated disbursement     |         |
|    |                      | with a disbursement number   |         |
|    |                      | matching the adjusted        |         |
|    |                      | disbursement amount          |         |
|    |                      | (disbursement activity =     |         |
|    |                      | "A") is not on file at COD   |         |
+----+----------------------+------------------------------+---------+
| L  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| M  | Duplicate            | Disbursement number should   | 058     |
|    | disbursement         | not exist on file at COD     |         |
|    | transaction          |                              |         |
+----+----------------------+------------------------------+---------+
| N  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| O  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| P  | Duplicate adjustment | Disbursement actual gross    | 058     |
|    | transaction          | amount, disbursement actual  |         |
|    |                      | fee amount, disbursement     |         |
|    |                      | actual interest rebate       |         |
|    |                      | amount, and disbursement     |         |
|    |                      | actual net amount should not |         |
|    |                      | match the current gross      |         |
|    |                      | amount, fee amount, interest |         |
|    |                      | rebate amount, and net       |         |
|    |                      | amount on file at COD for    |         |
|    |                      | this disbursement            |         |
+----+----------------------+------------------------------+---------+
| Q  | Disbursement date    | Transaction date should be   | 050     |
|    | outside of allowable | no more than 10 days prior   |         |
|    | window               | to the loan period start     | 996     |
|    |                      | date and no more than 120    |         |
|    |                      | days after the loan period   |         |
|    |                      | end date                     |         |
+----+----------------------+------------------------------+---------+
| R  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| S  | Disbursement date    | Transaction date should not  | 051     |
|    | cannot be more than  | be more than 7 calendar days |         |
|    | 7 calendar days      | after the current processing |         |
|    | after the current    | date.                        |         |
|    | date                 |                              |         |
|    |                      | For example:                 |         |
|    |                      |                              |         |
|    |                      | If the transaction date      |         |
|    |                      | (disbursement date) for a    |         |
|    |                      | disbursement is Tuesday,     |         |
|    |                      | March 26, 2005, the current  |         |
|    |                      | processing date (date        |         |
|    |                      | submitted to COD) cannot be  |         |
|    |                      | before Tuesday, March 19,    |         |
|    |                      | 2005.                        |         |
+----+----------------------+------------------------------+---------+
| T  | Must have valid      | An accepted promissory note  | 081     |
|    | promissory note to   | must be on file at COD for   |         |
|    | disburse             | this loan before disbursing  |         |
|    |                      | for Option 1 and Standard    |         |
|    |                      | Origination schools.         |         |
+----+----------------------+------------------------------+---------+
| U  | Invalid Loan         | Loan identifier must be      | 850     |
|    | Identifier           | accepted and on file at COD  |         |
|    |                      |                              | 998     |
+----+----------------------+------------------------------+---------+
| V  | Invalid disbursement | Transaction date should be   | 053     |
|    | date                 | formatted as CCYYMMDD and    |         |
|    |                      | contain only numeric         | 996     |
|    |                      | characters                   |         |
|    |                      |                              | 998     |
+----+----------------------+------------------------------+---------+
| W  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| X  | Invalid School Code  | Direct loan school code      | 996     |
|    |                      | should be on file at COD     |         |
+----+----------------------+------------------------------+---------+
| Y  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+
| Z  | Not in use           | Not in use                   | N/A     |
+----+----------------------+------------------------------+---------+