4240.2 REV CHG 3

APPENDIX 10

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

1 1000.6533 1000.6773 1000.7006 1000.7231 1000.7448

2 1001.3136 1001.3620 1001.4089 1001.4542 1001.4981

3 1001.9809 1002.0541 1002.1250 1002.1936 1002.2601

4 1002.6552 1002.7537 1002.8491 1002.9414 1003.0308

5 1003.3367 1003.4609 1003.5811 1003.6975 1003.8103

6 1004.0255 1004.1757 1004.3212 1004.4622 1004.5987

7 1004.7216 1004.8983 1005.0695 1005.2354 1005.3962

8 1005.4251 1005.6287 1005.8261 1006.0174 1006.2028

9 1006.1361 1006.3671 1006.5910 1006.8081 1007.0187

10 1006.8546 1007.1134 1007.3643 1007.6078 1007.8439

11 1007.5807 1007.8678 1008.1462 1008.4164 1008.6786

12 1008.3146 1008.6304 1008.9368 1009.2341 1009.5228

13 1008.8070 1009.1473 1009.4775 1009.7979 1010.1089

14 1009.3046 1009.6698 1010.0242 1010.3680 1010.7016

15 1009.8074 1010.1980 1010.5769 1010.9445 1011.3012

16 1010.3157 1010.7320 1011.1358 1011.5275 1011.9077

17 1010.8293 1011.2717 1011.7008 1012.1171 1012.5211

18 1011.3484 1011.8172 1012.2720 1012.7133 1013.1415

19 1011.8730 1012.3687 1012.8496 1013.3162 1013.7690

20 1012.4032 1012.9261 1013.4335 1013.9259 1014.4037

21 1012.9390 1013.4896 1014.0239 1014.5424 1015.0457

22 1013.4805 1014.0592 1014.6208 1015.1659 1015.6951

23 1014.0277 1014.6349 1015.2243 1015.7964 1016.3519

24 1014.5808 1015.2169 1015.8344 1016.4340 1017.0162

25 1014.8842 1015.5450 1016.1863 1016.8090 1017.4136

26 1015.1909 1015.8766 1016.5421 1017.1882 1017.8155

27 1015.5008 1016.2118 1016.9018 1017.5717 1018.2221

28 1015.8140 1016.5506 1017.2655 1017.9595 1018.6333

29 1016.1305 1016.8931 1017.6332 1018.3517 1019.0492

30 1016.4504 1017.2393 1018.0050 1018.7482 1019.4699

31 1016.7737 1017.5893 1018.3808 1019.1493 1019.8954

32 1017.1004 1017.9430 1018.7609 1019.5548 1020.3258

33 1017.4306 1018.3006 1019.1451 1019.9650 1020.7611

34 1017.7643 1018.6620 1019.5335 1020.3797 1021.2014

35 1018.1016 1019.0274 1019.9263 1020.7991 1021.6468

36 1018.4424 1019.3967 1020.3234 1021.2232 1022.0972

37 1018.5249 1019.5033 1020.4532 1021.3756 1022.2714

38 1018.6083 1019.6110 1020.5845 1021.5297 1022.4476

39 1018.6926 1019.7199 1020.7172 1021.6855 1022.6259

40 1018.7778 1019.8300 1020.8514 1021.8431 1022.8061

41 1018.8640 1019.9413 1020.9871 1022.0025 1022.9885

42 1018.9510 1020.0538 1021.1243 1022.1636 1023.1729

43 1019.0389 1020.1675 1021.2630 1022.3266 1023.3594

44 1019.1278 1020.2824 1021.4032 1022.4914 1023.5481

45 1019.2176 1020.3986 1021.5450 1022.6581 1023.7390

46 1019.3084 1020.5160 1021.6883 1022.8266 1023.9320

47 1019.4001 1020.6347 1021.8332 1022.9970 1024.1272

48 1019.4929 1020.7547 1021.9798 1023.1694 1024.3247

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

1 1000.7658 1000.7862 1000.8059 1000.8249 1000.8434

2 1001.5406 1001.5817 1001.6215 1001.6600 1001.6973

3 1002.3244 1002.3866 1002.4469 1002.5053 1002.5619

4 1003.1173 1003.2011 1003.2824 1003.3611 1003.4373

5 1003.9195 1004.0253 1004.1279 1004.2273 1004.3237

6 1004.7310 1004.8593 1004.9836 1005.1042 1005.2211

7 1005.5521 1005.7032 1005.8497 1005.9919 1006.1298

8 1006.3827 1006.5571 1006.7263 1006.8904 1007.0498

9 1007.2229 1007.4211 1007.6134 1007.8001 1007.9813

10 1008.0730 1008.2954 1008.5113 1008.7209 1008.9245

11 1008.9330 1009.1801 1009.4200 1009.6530 1009.8794

12 1009.8031 1010.0753 1010.3397 1010.5966 1010.8463

13 1010.4107 1010.7039 1010.9885 1011.2651 1011.5338

14 1011.0255 1011.3399 1011.6453 1011.9418 1012.2300

15 1011.6474 1011.9835 1012.3099 1012.6269 1012.9348

16 1012.2766 1012.6348 1012.9826 1013.3203 1013.6485

17 1012.9131 1013.2938 1013.6634 1014.0223 1014.3711

18 1013.5571 1013.9606 1014.3524 1014.7330 1015.1027

19 1014.2086 1014.6353 1015.0498 1015.4523 1015.8434

20 1014.8676 1015.3181 1015.7555 1016.1805 1016.5935

21 1015.5344 1016.0089 1016.4698 1016.9177 1017.3528

22 1016.2089 1016.7080 1017.1928 1017.6639 1018.1217

23 1016.8913 1017.4153 1017.9245 1018.4192 1018.9002

24 1017.5817 1018.1311 1018.6650 1019.1839 1019.6885

25 1018.0008 1018.5712 1019.1255 1019.6641 1020.1878

26 1018.4247 1019.0165 1019.5915 1020.1503 1020.6935

27 1018.8537 1019.4671 1020.0632 1020.6424 1021.2054

28 1019.2876 1019.9231 1020.5405 1021.1405 1021.7237

29 1019.7266 1020.3845 1021.0237 1021.6448 1022.2486

30 1020.1707 1020.8514 1021.5127 1022.1553 1022.7799

31 1020.6200 1021.3238 1022.0076 1022.6720 1023.3180

32 1021.0745 1021.8018 1022.5084 1023.1952 1023.8627

33 1021.5343 1022.2855 1023.0153 1023.7247 1024.4143

34 1021.9995 1022.7749 1023.5284 1024.2607 1024.9727

35 1022.4702 1023.2702 1024.0476 1024.8034 1025.5381

36 1022.9463 1023.7713 1024.5732 1025.3527 1026.1106

37 1023.1416 1023.9871 1024.8088 1025.6075 1026.3841

38 1023.3393 1024.2055 1025.0473 1025.8655 1026.6610

39 1023.5392 1024.4265 1025.2887 1026.1267 1026.9414

40 1023.7415 1024.6501 1025.5330 1026.3911 1027.2253

41 1023.9461 1024.8764 1025.7803 1026.6587 1027.5127

42 1024.1531 1025.1053 1026.0305 1026.9297 1027.8037

43 1024.3626 1025.3370 1026.2838 1027.2039 1028.0984

44 1024.5744 1025.5714 1026.5401 1027.4816 1028.3967

45 1024.7888 1025.8086 1026.7996 1027.7626 1028.6988

46 1025.0056 1026.0487 1027.0621 1028.0471 1029.0046

47 1025.2250 1026.2915 1027.3279 1028.3351 1029.3143

48 1025.4470 1026.5373 1027.5968 1028.6266 1029.6278

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 1 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

49 1019.3181 1020.6025 1021.8495 1023.0602 1024.2360

50 1019.1415 1020.4487 1021.7178 1022.9499 1024.1463

51 1018.9630 1020.2933 1021.5846 1022.8383 1024.0556

52 1018.7826 1020.1362 1021.4500 1022.7254 1023.9638

53 1018.6003 1019.9773 1021.3139 1022.6113 1023.8710

54 1018.4161 1019.8168 1021.1763 1022.4959 1023.7771

55 1018.2299 1019.6545 1021.0371 1022.3792 1023.6821

56 1018.0417 1019.4904 1020.8965 1022.2612 1023.5860

57 1017.8515 1019.3246 1020.7542 1022.1419 1023.4889

58 1017.6593 1019.1570 1020.6104 1022.0212 1023.3906

59 1017.4651 1018.9875 1020.4650 1021.8991 1023.2912

60 1017.2688 1018.8162 1020.3181 1021.7757 1023.1907

61 1016.7952 1018.3628 1019.8841 1021.3604 1022.7933

62 1016.3166 1017.9045 1019.4453 1020.9404 1022.3915

63 1015.8329 1017.4413 1019.0017 1020.5157 1021.9850

64 1015.3441 1016.9730 1018.5532 1020.0863 1021.5738

65 1014.8501 1016.4996 1018.0997 1019.6520 1021.1580

66 1014.3508 1016.0211 1017.6412 1019.2128 1020.7373

67 1013.8463 1015.5375 1017.1777 1018.7686 1020.3119

68 1013.3363 1015.0485 1016.7090 1018.3195 1019.8816

69 1012.8210 1014.5543 1016.2352 1017.8653 1019.4463

70 1012.3002 1014.0548 1015.7561 1017.4060 1019.0061

71 1011.7738 1013.5498 1015.2718 1016.9416 1018.5608

72 1011.2419 1013.0393 1014.7821 1016.4719 1018.1104

73 1010.7043 1012.5234 1014.2870 1015.9969 1017.6549

74 1010.1610 1012.0018 1013.7864 1015.5166 1017.1941

75 1009.6119 1011.4746 1013.2803 1015.0309 1016.7281

76 1009.0570 1010.9417 1012.7686 1014.5397 1016.2567

77 1008.4962 1010.4030 1012.2513 1014.0430 1015.7799

78 1007.9294 1009.8584 1011.7282 1013.5407 1015.2977

79 1007.3566 1009.3080 1011.1994 1013.0328 1014.8099

80 1006.7777 1008.7516 1010.6648 1012.5191 1014.3165

81 1006.1927 1008.1892 1010.1242 1011.9997 1013.8175

82 1005.6014 1007.6206 1009.5776 1011.4744 1013.3128

83 1005.0039 1007.0460 1009.0251 1010.9432 1012.8023

84 1004.4000 1006.4651 1008.4664 1010.4060 1012.2859

85 1003.7898 1005.8779 1007.9016 1009.8628 1011.7636

86 1003.1730 1005.2843 1007.3305 1009.3135 1011.2354

87 1002.5496 1004.6843 1006.7531 1008.7580 1010.7010

88 1001.9197 1004.0778 1006.1693 1008.1963 1010.1606

89 1001.2831 1003.4648 1005.5791 1007.6282 1009.6140

90 1000.6396 1002.8451 1004.9824 1007.0537 1009.0611

91 999.9894 1002.2186 1004.3791 1006.4728 1008.5018

92 999.3322 1001.5854 1003.7691 1005.8854 1007.9362

93 998.6681 1000.9454 1003.1524 1005.2913 1007.3641

94 997.9969 1000.2984 1002.5289 1004.6906 1006.7854

95 997.3186 999.6444 1001.8985 1004.0830 1006.2001

96 996.6331 998.9833 1001.2611 1003.4687 1005.6081

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

49 1025.3780 1026.4874 1027.5654 1028.6130 1029.6314

50 1025.3083 1026.4370 1027.5336 1028.5993 1029.6351

51 1025.2377 1026.3859 1027.5014 1028.5853 1029.6388

52 1025.1663 1026.3343 1027.4688 1028.5712 1029.6426

53 1025.0941 1026.2820 1027.4359 1028.5569 1029.6464

54 1025.0210 1026.2291 1027.4025 1028.5425 1029.6503

55 1024.9471 1026.1756 1027.3687 1028.5279 1029.6542

56 1024.8723 1026.1214 1027.3346 1028.5131 1029.6581

57 1024.7967 1026.0666 1027.3000 1028.4981 1029.6621

58 1024.7201 1026.0112 1027.2650 1028.4829 1029.6662

59 1024.6427 1025.9550 1027.2295 1028.4675 1029.6703

60 1024.5644 1025.8983 1027.1937 1028.4520 1029.6745

61 1024.1843 1025.5348 1026.8462 1028.1198 1029.3570

62 1023.7998 1025.1670 1026.4945 1027.7836 1029.0356

63 1023.4109 1024.7949 1026.1385 1027.4432 1028.7101

64 1023.0174 1024.4184 1025.7783 1027.0986 1028.3806

65 1022.6192 1024.0373 1025.4137 1026.7498 1028.0470

66 1022.2165 1023.6518 1025.0447 1026.3967 1027.7092

67 1021.8091 1023.2617 1024.6712 1026.0393 1027.3672

68 1021.3968 1022.8669 1024.2933 1025.6774 1027.0209

69 1020.9798 1022.4675 1023.9107 1025.3112 1026.6703

70 1020.5580 1022.0633 1023.5236 1024.9404 1026.3153

71 1020.1312 1021.6543 1023.1317 1024.5651 1025.9558

72 1019.6994 1021.2404 1022.7351 1024.1851 1025.5919

73 1019.2626 1020.8217 1022.3338 1023.8005 1025.2234

74 1018.8207 1020.3979 1021.9276 1023.4112 1024.8503

75 1018.3736 1019.9692 1021.5164 1023.0170 1024.4725

76 1017.9213 1019.5353 1021.1003 1022.6180 1024.0901

77 1017.4638 1019.0963 1020.6792 1022.2142 1023.7028

78 1017.0009 1018.6521 1020.2530 1021.8053 1023.3107

79 1016.5326 1018.2026 1019.8216 1021.3915 1022.9137

80 1016.0588 1017.7477 1019.3851 1020.9725 1022.5117

81 1015.5795 1017.2875 1018.9432 1020.5484 1022.1047

82 1015.0946 1016.8218 1018.4960 1020.1191 1021.6927

83 1014.6041 1016.3506 1018.0434 1019.6845 1021.2754

84 1014.1078 1015.8737 1017.5854 1019.2445 1020.8530

85 1013.6058 1015.3912 1017.1218 1018.7992 1020.4253

86 1013.0979 1014.9030 1016.6526 1018.3484 1019.9922

87 1012.5841 1014.4090 1016.1777 1017.8920 1019.5537

88 1012.0642 1013.9091 1015.6971 1017.4300 1019.1098

89 1011.5383 1013.4033 1015.2107 1016.9624 1018.6602

90 1011.0063 1012.8915 1014.7184 1016.4890 1018.2051

91 1010.4681 1012.3736 1014.2202 1016.0098 1017.7443

92 1009.9236 1011.8495 1013.7159 1015.5247 1017.2777

93 1009.3727 1011.3192 1013.2055 1015.0336 1016.8053

94 1008.8154 1010.7826 1012.6890 1014.5365 1016.3270

95 1008.2516 1010.2397 1012.1663 1014.0333 1015.8427

96 1007.6812 1009.6903 1011.6372 1013.5239 1015.3523

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 2

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

97 995.9402 998.3150 1000.6167 1002.8475 1005.0093

98 995.2401 997.6396 999.9652 1002.2192 1004.4036

99 994.5324 996.9567 999.3065 1001.5839 1003.7910

100 993.8173 996.2665 998.6405 1000.9414 1003.1714

101 993.0946 995.5689 997.9672 1000.2918 1002.5447

102 992.3642 994.8636 997.2864 999.6348 1001.9108

103 991.6260 994.1507 996.5981 998.9704 1001.2696

104 990.8800 993.4301 995.9023 998.2985 1000.6211

105 990.1260 992.7017 995.1987 997.6191 999.9651

106 989.3641 991.9654 994.4873 996.9320 999.3017

107 988.5940 991.2212 993.7682 996.2372 998.6306

108 987.8158 990.4688 993.0410 995.5346 997.9519

109 987.0293 989.7083 992.3059 994.8241 997.2653

110 986.2344 988.9396 991.5626 994.1056 996.5710

111 985.4311 988.1625 990.8111 993.3790 995.8686

112 984.6193 987.3771 990.0513 992.6443 995.1582

113 983.7988 986.5831 989.2831 991.9012 994.4397

114 982.9697 985.7805 988.5065 991.1499 993.7129

115 982.1317 984.9692 987.7212 990.3900 992.9778

116 981.2848 984.1491 986.9273 989.6216 992.2343

117 980.4289 983.3202 986.1247 988.8446 991.4822

118 979.5639 982.4823 985.3131 988.0588 990.7216

119 978.6897 981.6352 984.4926 987.2642 989.9522

120 977.8063 980.7791 983.6631 986.4607 989.1740

121 976.9134 979.9136 982.8244 985.6481 988.3869

122 976.0111 979.0388 981.9764 984.8263 987.5908

123 975.0992 978.1544 981.1191 983.9953 986.7855

124 974.1775 977.2605 980.2523 983.1550 985.9711

125 973.2461 976.3570 979.3759 982.3052 985.1473

126 972.3048 975.4436 978.4898 981.4459 984.3140

127 971.3535 974.5203 977.5940 980.5769 983.4712

128 970.3921 973.5871 976.6883 979.6981 982.6188

129 969.4205 972.6437 975.7726 978.8094 981.7566

130 968.4385 971.6901 974.8467 977.9108 980.8845

131 967.4462 970.7262 973.9107 977.0020 980.0024

132 966.4432 969.7518 972.9643 976.0830 979.1102

133 965.4297 968.7669 972.0074 975.1536 978.2077

134 964.4053 967.7713 971.0400 974.2138 977.2950

135 963.3701 966.7649 970.0619 973.2635 976.3718

136 962.3238 965.7476 969.0730 972.3024 975.4380

137 961.2665 964.7193 968.0732 971.3305 974.4935

138 960.1979 963.6799 967.0624 970.3477 973.5381

139 959.1180 962.6292 966.0404 969.3538 972.5719

140 958.0265 961.5671 965.0071 968.3488 971.5945

141 956.9235 960.4935 963.9624 967.3325 970.6060

142 955.8088 959.4083 962.9061 966.3047 969.6061

143 954.6822 958.3113 961.8382 965.2653 968.5948

144 953.5437 957.2024 960.7585 964.2143 967.5719

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

97 1007.1042 1009.1344 1011.1017 1013.0082 1014.8558

98 1006.5205 1008.5719 1010.5598 1012.4862 1014.3532

99 1005.9299 1008.0027 1010.0113 1011.9578 1013.8442

100 1005.3324 1007.4267 1009.4562 1011.4229 1013.3289

101 1004.7280 1006.8439 1008.8944 1010.8814 1012.8071

102 1004.1165 1006.2542 1008.3257 1010.3333 1012.2788

103 1003.4979 1005.6574 1007.7503 1009.7784 1011.7439

104 1002.8721 1005.0536 1007.1678 1009.2167 1011.2023

105 1002.2389 1004.4427 1006.5783 1008.6481 1010.6539

106 1001.5984 1003.8244 1005.9818 1008.0725 1010.0987

107 1000.9504 1003.1988 1005.3779 1007.4898 1009.5366

108 1000.2949 1002.5658 1004.7668 1006.9000 1008.9674

109 999.6317 1001.9253 1004.1484 1006.3029 1008.3911

110 998.9607 1001.2772 1003.5224 1005.6985 1007.8076

111 998.2820 1000.6214 1002.8889 1005.0867 1007.2168

112 997.5953 999.9577 1002.2477 1004.4673 1006.6186

113 996.9006 999.2862 1001.5988 1003.8403 1006.0130

114 996.1978 998.6068 1000.9420 1003.2056 1005.3998

115 995.4868 997.9192 1000.2773 1002.5631 1004.7789

116 994.7675 997.2235 999.6046 1001.9127 1004.1502

117 994.0398 996.5196 998.9237 1001.2544 1003.5137

118 993.3036 995.8073 998.2346 1000.5879 1002.8692

119 992.5589 995.0865 997.5372 999.9132 1002.2167

120 991.8054 994.3571 996.8313 999.2303 1001.5561

121 991.0432 993.6191 996.1170 998.5389 1000.8871

122 990.2721 992.8724 995.3940 997.8391 1000.2098

123 989.4919 992.1167 994.6622 997.1306 999.5241

124 988.7027 991.3521 993.9216 996.4134 998.8297

125 987.9042 990.5784 993.1721 995.6875 998.1267

126 987.0965 989.7956 992.4135 994.9526 997.4149

127 986.2793 989.0034 991.6458 994.2086 996.6942

128 985.4526 988.2018 990.8687 993.4556 995.9645

129 984.6162 987.3907 990.0823 992.6932 995.2257

130 983.7701 986.5700 989.2864 991.9215 994.4776

131 982.9141 985.7395 988.4808 991.1403 993.7202

132 982.0481 984.8992 987.6656 990.3495 992.9533

133 981.1721 984.0489 986.8404 989.5490 992.1768

134 980.2858 983.1885 986.0053 988.7387 991.3907

135 979.3891 982.3178 985.1602 987.9184 990.5947

136 978.4820 981.4369 984.3048 987.0880 989.7887

137 977.5643 980.5454 983.4390 986.2474 988.9727

138 976.6360 979.6434 982.5628 985.3964 988.1464

139 975.6967 978.7307 981.6760 984.5350 987.3099

140 974.7466 977.8071 980.7785 983.6630 986.4629

141 973.7853 976.8726 979.8702 982.7803 985.6053

142 972.8128 975.9270 978.9509 981.8868 984.7370

143 971.8290 974.9701 978.0204 980.9823 983.8578

144 970.8337 974.0019 977.0788 980.0666 982.9676

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 3 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

145 952.3930 956.0815 959.6669 963.1514 966.5373

146 951.2302 954.9485 958.5632 962.0766 965.4908

147 950.0550 953.8032 957.4474 960.9897 964.4323

148 948.8672 952.6455 956.3192 959.8905 963.3617

149 947.6669 951.4753 955.1786 958.7790 962.2788

150 946.4538 950.2924 954.0254 957.6550 961.1836

151 945.2279 949.0966 952.8594 956.5184 960.0757

152 943.9889 947.8879 951.6806 955.3689 958.9552

153 942.7367 946.6662 950.4887 954.2065 957.8218

154 941.4712 945.4311 949.2837 953.0311 956.6755

155 940.1923 944.1827 948.0654 951.8424 955.5160

156 938.8998 942.9208 946.8336 950.6404 954.3432

157 937.5936 941.6452 945.5882 949.4248 953.1570

158 936.2735 940.3558 944.3291 948.1955 951.9572

159 934.9394 939.0524 943.0561 946.9525 950.7437

160 933.5910 937.7349 941.7690 945.6954 949.5162

161 932.2284 936.4032 940.4677 944.4242 948.2747

162 930.8513 935.0569 939.1521 943.1387 947.0190

163 929.4595 933.6962 937.8219 941.8387 945.7488

164 928.0530 932.3206 936.4770 940.5241 944.4641

165 926.6315 930.9302 935.1173 939.1948 943.1647

166 925.1950 929.5247 933.7425 937.8504 941.8504

167 923.7431 928.1040 932.3526 936.4910 940.5211

168 922.2758 926.6679 930.9473 935.1162 939.1765

169 920.7930 925.2162 929.5266 933.7260 937.8165

170 919.2944 923.7488 928.0901 932.3201 936.4409

171 917.7798 922.2655 926.6378 930.8985 935.0496

172 916.2492 920.7662 925.1694 929.4608 933.6423

173 914.7023 919.2506 923.6848 928.0069 932.2189

174 913.1390 917.7186 922.1839 926.5367 930.7792

175 911.5590 916.1699 920.6663 925.0500 929.3230

176 909.9623 914.6045 919.1320 923.5465 927.8501

177 908.3486 913.0222 917.5808 922.0262 926.3603

178 906.7178 911.4227 916.0124 920.4887 924.8534

179 905.0696 909.8059 914.4267 918.9339 923.3293

180 903.4039 908.1715 912.8235 917.3616 921.7878

181 901.7205 906.5195 911.2026 915.7717 920.2285

182 900.0193 904.8495 909.5638 914.1638 918.6514

183 898.2999 903.1615 907.9069 912.5379 917.0562

184 896.5623 901.4552 906.2317 910.8937 915.4428

185 894.8063 899.7304 904.5381 909.2310 913.8108

186 893.0315 897.9869 902.8257 907.5495 912.1602

187 891.2380 896.2245 901.0944 905.8492 910.4906

188 889.4253 894.4431 899.3440 904.1297 908.8019

189 887.5934 892.6423 897.5742 902.3909 907.0939

190 885.7421 890.8220 895.7850 900.6325 905.3663

191 883.8710 888.9820 893.9759 898.8544 903.6189

192 881.9801 887.1221 892.1469 897.0562 901.8515

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

145 969.8268 973.0222 976.1257 979.1397 982.0663

146 968.8081 972.0308 975.1612 978.2014 981.1538

147 967.7776 971.0277 974.1849 977.2516 980.2298

148 966.7350 970.0126 973.1969 976.2901 979.2943

149 965.6803 968.9856 972.1970 975.3167 978.3471

150 964.6132 967.9463 971.1849 974.3314 977.3880

151 963.5337 966.8946 970.1607 973.3340 976.4170

152 962.4417 965.8305 969.1240 972.3244 975.4338

153 961.3368 964.7538 968.0748 971.3023 974.4384

154 960.2191 963.6642 967.0130 970.2677 973.4305

155 959.0884 962.5617 965.9383 969.2203 972.4100

156 957.9444 961.4462 964.8506 968.1601 971.3767

157 956.7872 960.3174 963.7498 967.0868 970.3305

158 955.6164 959.1751 962.6357 966.0004 969.2713

159 954.4319 958.0193 961.5082 964.9006 968.1988

160 953.2336 956.8498 960.3670 963.7872 967.1129

161 952.0214 955.6664 959.2120 962.6602 966.0134

162 950.7950 954.4690 958.0430 961.5194 964.9002

163 949.5543 953.2573 956.8600 960.3645 963.7731

164 948.2991 952.0312 955.6626 959.1954 962.6318

165 947.0293 950.7906 954.4508 958.0120 961.4763

166 945.7447 949.5353 953.2243 956.8140 960.3064

167 944.4451 948.2650 951.9830 955.6013 959.1219

168 943.1303 946.9797 950.7267 954.3736 957.9225

169 941.8002 945.6790 949.4553 953.1309 956.7081

170 940.4545 944.3630 948.1684 951.8729 955.4786

171 939.0932 943.0313 946.8660 950.5995 954.2337

172 937.7160 941.6838 945.5479 949.3104 952.9732

173 936.3227 940.3203 944.2139 948.0054 951.6970

174 934.9131 938.9406 942.8637 946.6844 950.4048

175 933.4872 937.5446 941.4972 945.3472 949.0965

176 932.0445 936.1319 940.1142 943.9935 947.7718

177 930.5851 934.7025 938.7145 942.6232 946.4306

178 929.1086 933.2561 937.2979 941.2361 945.0726

179 927.6149 931.7925 935.8642 939.8319 943.6976

180 926.1038 930.3115 934.4131 938.4104 942.3055

181 924.5750 928.8130 932.9445 936.9715 940.8959

182 923.0284 927.2967 931.4582 935.5149 939.4687

183 921.4637 925.7623 929.9539 934.0403 938.0237

184 919.8809 924.2098 928.4314 932.5477 936.5606

185 918.2795 922.6388 926.8905 931.0367 935.0792

186 916.6594 921.0491 925.3310 929.5071 933.5793

187 915.0205 919.4406 923.7527 927.9588 932.0607

188 913.3624 917.8129 922.1553 926.3914 930.5230

189 911.6850 916.1660 920.5386 924.8047 928.9662

190 909.9880 914.4994 918.9023 923.1985 927.3899

191 908.2713 912.8131 917.2463 921.5726 925.7939

192 906.5344 911.1068 915.5703 919.9267 924.1779

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 4

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

193 880.0691 885.2420 890.2977 895.2378 900.0638

194 878.1378 883.3415 888.4281 893.3989 898.2556

195 876.1860 881.4205 886.5378 891.5394 896.4268

196 874.2134 879.4787 884.6267 889.6589 894.5769

197 872.2199 877.5158 882.6945 887.7573 892.7059

198 870.2052 875.5316 880.7409 885.8343 890.8134

199 868.1691 873.5260 878.7657 883.8897 888.8993

200 866.1113 871.4986 876.7688 881.9232 886.9632

201 864.0317 869.4493 874.7498 879.9345 885.0049

202 861.9300 867.3778 872.7085 877.9235 883.0242

203 859.8060 865.2838 870.6447 875.8899 881.0208

204 857.6594 863.1671 868.5580 873.8334 878.9944

205 855.4900 861.0275 866.4484 871.7537 876.9448

206 853.2975 858.8647 864.3154 869.6507 874.8718

207 851.0817 856.6785 862.1589 867.5240 872.7750

208 848.8424 854.4687 859.9786 865.3733 870.6541

209 846.5794 852.2348 857.7742 863.1985 868.5090

210 844.2922 849.9768 855.5455 860.9992 866.3392

211 841.9808 847.6943 853.2921 858.7752 864.1447

212 839.6448 845.3871 851.0139 856.5261 861.9249

213 837.2840 843.0549 848.7105 854.2518 859.6798

214 834.8981 840.6974 846.3817 851.9518 857.4089

215 832.4868 838.3144 844.0272 849.6260 855.1119

216 830.0499 835.9056 841.6466 847.2740 852.7887

217 827.5872 833.4707 839.2398 844.8956 850.4389

218 825.0983 831.0094 836.8064 842.4904 848.0621

219 822.5829 828.5214 834.3462 840.0581 845.6581

220 820.0408 826.0065 831.8588 837.5985 843.2265

221 817.4717 823.4643 829.3439 835.1112 840.7671

222 814.8753 820.8946 826.8012 832.5959 838.2795

223 812.2513 818.2971 824.2305 830.0523 835.7634

224 809.5994 815.6714 821.6314 827.4802 833.2184

225 806.9194 813.0172 819.0036 824.8790 830.6443

226 804.2108 810.3344 816.3468 822.2486 828.0408

227 801.4735 807.6224 813.6606 819.5887 825.4073

228 798.7071 804.8811 810.9448 816.8988 822.7437

229 795.9114 802.1101 808.1990 814.1786 820.0496

230 793.0859 799.3090 805.4228 811.4278 817.3246

231 790.2304 796.4776 802.6161 808.6461 814.5684

232 787.3445 793.6156 799.7783 805.8331 811.7806

233 784.4280 790.7225 796.9092 802.9885 808.9609

234 781.4805 787.7981 794.0084 800.1118 806.1088

235 778.5017 784.8420 791.0756 797.2028 803.2241

236 775.4913 781.8539 788.1104 794.2610 800.3063

237 772.4488 778.8334 785.1124 791.2862 797.3551

238 769.3740 775.7802 782.0814 788.2779 794.3701

239 766.2666 772.6939 779.0169 785.2357 791.3508

240 763.1261 769.5742 775.9185 782.1594 788.2970

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

193 904.7774 909.3802 913.8740 918.2606 922.5417

194 902.9998 907.6331 912.1572 916.5740 920.8851

195 901.2015 905.8652 910.4197 914.8666 919.2078

196 899.3822 904.0764 908.6612 913.1383 917.5095

197 897.5417 902.2663 906.8814 911.3888 915.7900

198 895.6797 900.4347 905.0802 909.6177 914.0490

199 893.7960 898.5814 903.2571 907.8248 912.2862

200 891.8903 896.7061 901.4121 906.0100 910.5014

201 889.9624 894.8085 899.5447 904.1728 908.6943

202 888.0120 892.8883 897.6548 902.3130 906.8646

203 886.0388 890.9454 895.7420 900.4304 905.0120

204 884.0426 888.9794 893.8062 898.5246 903.1363

205 882.0231 886.9900 891.8469 896.5954 901.2371

206 879.9801 884.9770 889.8640 894.6425 899.3142

207 877.9132 882.9401 887.8571 892.6656 897.3672

208 875.8222 880.8790 885.8259 890.6644 895.3959

209 873.7069 878.7935 883.7703 888.6386 893.4000

210 871.5668 876.6832 881.6897 886.5879 891.3791

211 869.4018 874.5478 879.5841 884.5120 889.3329

212 867.2115 872.3871 877.4529 882.4105 887.2612

213 864.9956 870.2007 875.2961 880.2833 885.1636

214 862.7540 867.9883 873.1132 878.1298 883.0398

215 860.4861 865.7497 870.9039 875.9500 880.8894

216 858.1918 863.4845 868.6679 873.7433 878.7121

217 855.8707 861.1923 866.4048 871.5095 876.5076

218 853.5226 858.8730 864.1145 869.2482 874.2756

219 851.1471 856.5261 861.7964 866.9592 872.0156

220 848.7438 854.1514 859.4504 864.6420 869.7274

221 846.3125 851.7484 857.0760 862.2963 867.4107

222 843.8528 849.3170 854.6729 859.9218 865.0649

223 841.3645 846.8566 852.2408 857.5182 862.6898

224 838.8471 844.3670 849.7793 855.0849 860.2851

225 836.3003 841.8479 847.2880 852.6218 857.8502

226 833.7239 839.2989 844.7667 850.1284 855.3850

227 831.1173 836.7195 842.2149 847.6043 852.8889

228 828.4804 834.1096 839.6322 845.0492 850.3616

229 825.8127 831.4686 837.0183 842.4627 847.8028

230 823.1139 828.7963 834.3729 839.8444 845.2119

231 820.3836 826.0923 831.6955 837.1940 842.5887

232 817.6214 823.3562 828.9857 834.5109 839.9327

233 814.8270 820.5875 826.2432 831.7949 837.2434

234 812.0000 817.7860 823.4676 829.0455 834.5206

235 809.1400 814.9512 820.6584 826.2623 831.7637

236 806.2467 812.0828 817.8152 823.4448 828.9724

237 803.3196 809.1803 814.9378 820.5928 826.1461

238 800.3584 806.2433 812.0255 817.7057 823.2846

239 797.3626 803.2714 809.0781 814.7831 820.3872

240 794.3318 800.2643 806.0950 811.8246 817.4537

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 5 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

241 759.9523 766.4207 772.7860 779.0484 785.2082

242 756.7448 763.2330 769.6188 775.9024 782.0840

243 753.5031 760.0108 766.4167 772.7210 778.9240

244 750.2271 756.7537 763.1792 769.5039 775.7277

245 746.9162 753.4613 759.9060 766.2505 772.4949

246 743.5701 750.1332 756.5967 762.9606 769.2250

247 740.1885 746.7691 753.2508 759.6336 765.9176

248 736.7710 743.3685 749.8679 756.2692 762.5724

249 733.3171 739.9311 746.4477 752.8669 759.1888

250 729.8266 736.4564 742.9897 749.4264 755.7665

251 726.2989 732.9441 739.4936 745.9472 752.3049

252 722.7338 729.3938 735.9588 742.4288 748.8037

253 719.1308 725.8050 732.3851 738.8709 745.2623

254 715.4896 722.1773 728.7718 735.2729 741.6804

255 711.8096 718.5103 725.1187 731.6344 738.0574

256 708.0905 714.8036 721.4252 727.9550 734.3929

257 704.3319 711.0568 717.6910 724.2343 730.6864

258 700.5334 707.2693 713.9155 720.4716 726.9375

259 696.6945 703.4408 710.0983 716.6666 723.1456

260 692.8149 699.5709 706.2390 712.8189 719.3103

261 688.8940 695.6590 702.3370 708.9278 715.4310

262 684.9315 691.7047 698.3920 704.9930 711.5072

263 680.9268 687.7076 694.4034 701.0139 707.5385

264 676.8796 683.6672 690.3708 696.9900 703.5243

265 672.7894 679.5830 686.2937 692.9208 699.4642

266 668.6558 675.4546 682.1715 688.8059 695.3575

267 664.4782 671.2815 678.0038 684.6447 691.2037

268 660.2562 667.0631 673.7901 680.4367 687.0024

269 655.9894 662.7991 669.5299 676.1813 682.7529

270 651.6773 658.4888 665.2226 671.8781 678.4547

271 647.3193 654.1319 660.8678 667.5265 674.1073

272 642.9150 649.7277 656.4649 663.1258 669.7100

273 638.4639 645.2759 652.0134 658.6757 665.2624

274 633.9656 640.7758 647.5127 654.1756 660.7638

275 629.4194 636.2270 642.9623 649.6248 656.2136

276 624.8250 631.6289 638.3617 645.0228 651.6114

277 620.1817 626.9809 633.7103 640.3690 646.9564

278 615.4891 622.2827 629.0075 635.6629 642.2480

279 610.7466 617.5335 624.2528 630.9038 637.4857

280 605.9537 612.7329 619.4456 626.0912 632.6688

281 601.1100 607.8802 614.5853 621.2244 627.7968

282 596.2147 602.9750 609.6714 616.3029 622.8689

283 591.2674 598.0167 604.7032 611.3261 617.8845

284 586.2676 593.0046 599.6801 606.2932 612.8431

285 581.2147 587.9383 594.6016 601.2037 607.7438

286 576.1080 582.8171 589.4670 596.0570 602.5862

287 570.9471 577.6403 584.2757 590.8524 597.3694

288 565.7314 572.4075 579.0271 585.5892 592.0929

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

241 791.2657 797.2214 803.0759 808.8297 814.4835

242 788.1638 794.1425 800.0203 805.7980 811.4761

243 785.0258 791.0269 796.9278 802.7290 808.4312

244 781.8511 787.8744 793.7979 799.6223 805.3482

245 778.6394 784.6844 790.6302 796.4775 802.2267

246 775.3902 781.4565 787.4243 793.2940 799.0661

247 772.1031 778.1903 784.1796 790.0713 795.8661

248 768.7777 774.8853 780.8956 786.8090 792.6260

249 765.4135 771.5411 777.5720 783.5067 789.3454

250 762.0100 768.1572 774.2083 780.1637 786.0239

251 758.5668 764.7330 770.8039 776.7797 782.6608

252 755.0834 761.2682 767.3583 773.3540 779.2557

253 751.5594 757.7623 763.8712 769.8863 775.8080

254 747.9943 754.2147 760.3419 766.3759 772.3172

255 744.3876 750.6251 756.7699 762.8224 768.7828

256 740.7388 746.9927 753.1548 759.2252 765.2042

257 737.0475 743.3173 749.4960 755.5838 761.5808

258 733.3130 739.5982 745.7930 751.8976 757.9122

259 729.5351 735.8349 742.0452 748.1661 754.1977

260 725.7130 732.0270 738.2522 744.3888 750.4368

261 721.8463 728.1738 734.4133 740.5650 746.6289

262 717.9346 724.2749 730.5281 736.6942 742.7734

263 713.9772 720.3296 726.5959 732.7758 738.8696

264 709.9736 716.3376 722.6161 728.8093 734.9171

265 705.9233 712.2981 718.5883 724.7940 730.9152

266 701.8258 708.2106 714.5119 720.7294 726.8633

267 697.6804 704.0746 710.3861 716.6148 722.7607

268 693.4867 699.8895 706.2105 712.4496 718.6068

269 689.2441 695.6547 701.9845 708.2333 714.4010

270 684.9520 691.3696 697.7074 703.9651 710.1426

271 680.6098 687.0337 693.3786 699.6444 705.8310

272 676.2169 682.6462 688.9975 695.2707 701.4655

273 671.7728 678.2066 684.5635 690.8431 697.0454

274 667.2769 673.7143 680.0759 686.3612 692.5701

275 662.7284 669.1687 675.5340 681.8242 688.0389

276 658.1270 664.5691 670.9373 677.2314 683.4510

277 653.4718 659.9148 666.2851 672.5821 678.8057

278 648.7623 655.2053 661.5766 667.8757 674.1024

279 643.9979 650.4399 656.8112 663.1114 669.3403

280 639.1779 645.6179 651.9883 658.2886 664.5187

281 634.3017 640.7386 647.1070 653.4065 659.6368

282 629.3686 635.8014 642.1668 648.4644 654.6938

283 624.3779 630.8055 637.1669 643.4616 649.6891

284 619.3290 625.7504 632.1066 638.3972 644.6219

285 614.2212 620.6352 626.9851 633.2706 639.4912

286 609.0538 615.4592 621.8018 628.0810 634.2965

287 603.8261 610.2218 616.5558 622.8276 629.0368

288 598.5375 604.9222 611.2464 617.5097 623.7114

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 6

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

289 560.4603 567.1181 573.7205 580.2668 586.7559

290 555.1331 561.7713 568.3554 574.8845 581.3577

291 549.7494 556.3665 562.9310 569.4417 575.8977

292 544.3084 550.9033 557.4467 563.9376 570.3752

293 538.8096 545.3808 551.9018 558.3716 564.7893

294 533.2525 539.7986 546.2958 552.7431 559.1395

295 527.6362 534.1558 540.6278 547.0511 553.4249

296 521.9603 528.4519 534.8972 541.2952 547.6448

297 516.2241 522.6863 529.1034 535.4745 541.7986

298 510.4269 516.8581 523.2456 529.5883 535.8853

299 504.5682 510.9668 517.3231 523.6359 529.9042

300 498.6472 505.0117 511.3352 517.6165 523.8547

301 492.6633 498.9921 505.2812 511.5294 517.7358

302 486.6158 492.9073 499.1604 505.3738 511.5468

303 480.5040 486.7566 492.9719 499.1490 505.2868

304 474.3273 480.5392 486.7152 492.8542 498.9552

305 468.0850 474.2545 480.3893 486.4885 492.5510

306 461.7764 467.9017 473.9936 480.0512 486.0734

307 455.4007 461.4800 467.5273 473.5415 479.5216

308 448.9573 454.9888 460.9896 466.9586 472.8948

309 442.4454 448.4273 454.3797 460.3016 466.1919

310 435.8644 441.7947 447.6968 453.5697 459.4123

311 429.2134 435.0902 440.9402 446.7621 452.5550

312 422.4917 428.3131 434.1089 439.8779 445.6192

313 415.6987 421.4626 427.2022 432.9163 438.6038

314 408.8334 414.5379 420.2192 425.8763 431.5081

315 401.8952 407.5382 413.1591 418.7571 424.3311

316 394.8833 400.4626 406.0211 411.5579 417.0718

317 387.7969 393.3104 398.8043 404.2776 409.7294

318 380.6352 386.0807 391.5078 396.9155 402.3028

319 373.3974 378.7726 384.1307 389.4705 394.7911

320 366.0827 371.3854 376.6721 381.9417 387.1934

321 358.6903 363.9182 369.1312 374.3283 379.5086

322 351.2194 356.3701 361.5070 366.6292 371.7357

323 343.6690 348.7402 353.7987 358.8435 363.8738

324 336.0385 341.0276 346.0052 350.9702 355.9218

325 328.3268 333.2315 338.1257 343.0084 347.8787

326 320.5333 325.3510 330.1592 334.9570 339.7434

327 312.6569 317.3851 322.1047 326.8149 331.5149

328 304.6968 309.3328 313.9613 318.5813 323.1921

329 296.6522 301.1934 305.7279 310.2551 314.7740

330 288.5221 292.9657 297.4037 301.8352 306.2594

331 280.3056 284.6489 288.9875 293.3206 297.6472

332 272.0018 276.2421 280.4785 284.7101 288.9363

333 263.6098 267.7441 271.8754 276.0029 280.1257

334 255.1286 259.1541 263.1774 267.1976 271.2141

335 246.5573 250.4710 254.3833 258.2933 262.2003

336 237.8949 241.6939 245.4921 249.2888 253.0833

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

289 593.1871 599.5596 605.8729 612.1263 618.3194

290 587.7743 594.1334 600.4345 606.6768 612.8600

291 582.2984 588.6428 594.9303 601.1603 607.3324

292 576.7585 583.0869 589.3596 595.5760 601.7356

293 571.1541 577.4651 583.7216 589.9231 596.0690

294 565.4842 571.7765 578.0155 584.2007 590.3314

295 559.7482 566.0203 572.2404 578.4079 584.5222

296 553.9453 560.1958 566.3956 572.5440 578.6403

297 548.0747 554.3022 560.4801 566.6079 572.6849

298 542.1356 548.3385 554.4932 560.5989 566.6551

299 536.1272 542.3040 548.4339 554.5161 560.5499

300 530.0487 536.1979 542.3014 548.3584 554.3684

301 523.8993 530.0193 536.0948 542.1251 548.1096

302 517.6782 523.7672 529.8131 535.8152 541.7726

303 511.3845 517.4410 523.4556 529.4277 535.3564

304 505.0173 511.0396 517.0213 522.9617 528.8600

305 498.5759 504.5622 510.5092 516.4162 522.2823

306 492.0593 498.0079 503.9185 509.7902 515.6225

307 485.4667 491.3757 497.2481 503.0828 508.8794

308 478.7971 484.6648 490.4971 496.2930 502.0520

309 472.0498 477.8742 483.6645 489.4197 495.1392

310 465.2237 471.0030 476.7493 482.4619 488.1401

311 458.3180 464.0502 469.7506 475.4186 481.0535

312 451.3318 457.0148 462.6674 468.2888 473.8782

313 444.2640 449.8958 455.4985 461.0713 466.6133

314 437.1138 442.6924 448.2430 453.7650 459.2576

315 429.8801 435.4033 440.8999 446.3690 451.8099

316 422.5621 428.0278 433.4680 438.8821 444.2692

317 415.1587 420.5646 425.9463 431.3031 436.6342

318 407.6689 413.0128 418.3338 423.6310 428.9037

319 400.0917 405.3713 410.6292 415.8645 421.0766

320 392.4261 397.6391 402.8316 408.0026 413.1517

321 384.6711 389.8151 394.9397 400.0441 405.1277

322 376.8257 381.8982 386.9525 391.9878 397.0034

323 368.8887 373.8872 378.8687 383.8324 388.7776

324 360.8591 365.7811 370.6873 375.5768 380.4489

325 352.7358 357.5788 362.4070 367.2197 372.0161

326 344.5177 349.2791 354.0267 358.7599 363.4779

327 336.2038 340.8807 345.5451 350.1961 354.8330

328 327.7928 332.3827 336.9610 341.5270 346.0801

329 319.2838 323.7838 328.2732 332.7514 337.2177

330 310.6755 315.0827 319.4804 323.8679 328.2445

331 301.9667 306.2783 310.5814 314.8752 319.1592

332 293.1563 297.3694 301.5748 305.7720 309.9603

333 284.2432 288.3547 292.4594 296.5569 300.6464

334 275.2261 279.2329 283.2339 287.2285 291.2161

335 266.1037 270.0028 273.8969 277.7854 281.6679

336 256.8750 260.6631 264.4471 268.2263 272.0004

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 7 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

337 229.1405 232.8217 236.5028 240.1831 243.8618

338 220.2931 223.8534 227.4142 230.9748 234.5347

339 211.3516 214.7879 218.2252 221.6630 225.1007

340 202.3152 205.6242 208.9348 212.2465 215.5586

341 193.1828 196.3612 199.5418 202.7240 205.9071

342 183.9533 186.9979 190.0451 193.0943 196.1451

343 174.6258 177.5331 180.4435 183.3564 186.2712

344 165.1991 167.9658 170.7359 173.5088 176.2842

345 155.6723 158.2949 160.9211 163.5505 166.1827

346 146.0443 148.5192 150.9980 153.4802 155.9655

347 136.3140 138.6376 140.9652 143.2966 145.6312

348 126.4803 128.6489 130.8217 132.9984 135.1785

349 116.5421 118.5520 120.5662 122.5844 124.6060

350 106.4983 108.3458 110.1975 112.0532 113.9124

351 96.3478 98.0289 99.7143 101.4035 103.0963

352 86.0894 87.6004 89.1153 90.6340 92.1562

353 75.7221 77.0588 78.3993 79.7433 81.0907

354 65.2446 66.4030 67.5650 68.7302 69.8985

355 54.6558 55.6318 56.6110 57.5931 58.5780

356 43.9545 44.7439 45.5361 46.3308 47.1279

357 33.1394 33.7381 34.3389 34.9417 35.5465

358 22.2095 22.6130 23.0180 23.4245 23.8324

359 11.1634 11.3674 11.5722 11.7778 11.9841

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

337 247.5385 251.2124 254.8830 258.5497 262.2120

338 238.0932 241.6496 245.2035 248.7542 252.3012

339 228.5376 231.9732 235.4069 238.8382 242.2666

340 218.8706 222.1819 225.4920 228.8004 232.1066

341 209.0908 212.2743 215.4573 218.6392 221.8195

342 199.1968 202.2491 205.3013 208.3530 211.4039

343 189.1875 192.1048 195.0226 197.9405 200.8580

344 179.0614 181.8400 184.6197 187.3999 190.1804

345 168.8171 171.4534 174.0911 176.7298 179.3693

346 158.4533 160.9434 163.4353 165.9286 168.4230

347 147.9687 150.3086 152.6507 154.9946 157.3399

348 137.3617 139.5475 141.7358 143.9261 146.1182

349 126.6309 128.6587 130.6890 132.7217 134.7563

350 115.7750 117.6405 119.5088 121.3795 123.2524

351 104.7924 106.4915 108.1934 109.8979 111.6047

352 93.6816 95.2101 96.7413 98.2752 99.8113

353 82.4413 83.7947 85.1509 86.5096 87.8706

354 71.0698 72.2438 73.4204 74.5994 75.7806

355 59.5656 60.5557 61.5481 62.5427 63.5395

356 47.9272 48.7288 49.5324 50.3379 51.1453

357 36.1531 36.7615 37.3715 37.9831 38.5963

358 24.2416 24.6520 25.0637 25.4764 25.8903

359 12.1911 12.3988 12.6071 12.8160 13.0256

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 8

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

1 1001.4745 1001.5090 1001.5427 1001.5755 1001.6075

2 1002.9646 1003.0344 1003.1025 1003.1688 1003.2335

3 1004.4705 1004.5763 1004.6794 1004.7800 1004.8781

4 1005.9925 1006.1349 1006.2738 1006.4093 1006.5415

5 1007.5306 1007.7104 1007.8858 1008.0570 1008.2240

6 1009.0851 1009.3030 1009.5156 1009.7231 1009.9258

7 1010.6561 1010.9128 1011.1634 1011.4081 1011.6471

8 1012.2438 1012.5400 1012.8293 1013.1119 1013.3880

9 1013.8483 1014.1849 1014.5137 1014.8350 1015.1490

10 1015.4699 1015.8476 1016.2167 1016.5774 1016.9301

11 1017.1088 1017.5283 1017.9384 1018.3395 1018.7316

12 1018.7650 1019.2272 1019.6792 1020.1213 1020.5538

13 1019.9813 1020.4783 1020.9643 1021.4395 1021.9043

14 1021.2105 1021.7430 1022.2635 1022.7725 1023.2703

15 1022.4528 1023.0213 1023.5771 1024.1205 1024.6519

16 1023.7083 1024.3136 1024.9052 1025.4837 1026.0494

17 1024.9772 1025.6198 1026.2480 1026.8622 1027.4629

18 1026.2595 1026.9401 1027.6055 1028.2562 1028.8926

19 1027.5554 1028.2748 1028.9781 1029.6659 1030.3386

20 1028.8651 1029.6239 1030.3659 1031.0915 1031.8013

21 1030.1888 1030.9876 1031.7689 1032.5331 1033.2807

22 1031.5264 1032.3662 1033.1875 1033.9909 1034.7770

23 1032.8783 1033.7596 1034.6217 1035.4651 1036.2905

24 1034.2446 1035.1681 1036.0717 1036.9559 1037.8213

25 1035.1450 1036.1024 1037.0391 1037.9556 1038.8525

26 1036.0549 1037.0468 1038.0171 1038.9665 1039.8955

27 1036.9745 1038.0014 1039.0060 1039.9887 1040.9505

28 1037.9039 1038.9664 1040.0057 1041.0225 1042.0175

29 1038.8432 1039.9418 1041.0165 1042.0679 1043.0968

30 1039.7924 1040.9278 1042.0385 1043.1251 1044.1885

31 1040.7518 1041.9245 1043.0717 1044.1942 1045.2926

32 1041.7213 1042.9320 1044.1164 1045.2753 1046.4094

33 1042.7011 1043.9503 1045.1726 1046.3685 1047.5391

34 1043.6913 1044.9798 1046.2404 1047.4741 1048.6816

35 1044.6921 1046.0203 1047.3200 1048.5921 1049.8372

36 1045.7035 1047.0722 1048.4116 1049.7226 1051.0061

37 1046.2212 1047.6214 1048.9916 1050.3326 1051.6454

38 1046.7444 1048.1766 1049.5780 1050.9495 1052.2920

39 1047.2731 1048.7378 1050.1708 1051.5732 1052.9459

40 1047.8075 1049.3051 1050.7702 1052.2041 1053.6074

41 1048.3476 1049.8785 1051.3763 1052.8420 1054.2765

42 1048.8934 1050.4581 1051.9890 1053.4870 1054.9532

43 1049.4450 1051.0440 1052.6085 1054.1394 1055.6377

44 1050.0024 1051.6363 1053.2348 1054.7990 1056.3300

45 1050.5658 1052.2350 1053.8680 1055.4661 1057.0303

46 1051.1352 1052.8401 1054.5083 1056.1407 1057.7385

47 1051.7106 1053.4518 1055.1556 1056.8229 1058.4549

48 1052.2921 1054.0702 1055.8100 1057.5128 1059.1795

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

1 1001.6387 1001.6691 1001.6988 1001.7277 1001.7560

2 1003.2966 1003.3581 1003.4181 1003.4767 1003.5339

3 1004.9738 1005.0671 1005.1583 1005.2472 1005.3340

4 1006.6705 1006.7965 1006.9194 1007.0394 1007.1566

5 1008.3871 1008.5463 1008.7018 1008.8537 1009.0020

6 1010.1237 1010.3170 1010.5058 1010.6902 1010.8705

7 1011.8805 1012.1086 1012.3315 1012.5494 1012.7623

8 1013.6579 1013.9216 1014.1793 1014.4314 1014.6778

9 1015.4559 1015.7560 1016.0495 1016.3365 1016.6173

10 1017.2750 1017.6123 1017.9422 1018.2650 1018.5809

11 1019.1153 1019.4906 1019.8578 1020.2173 1020.5692

12 1020.9770 1021.3912 1021.7966 1022.1935 1022.5822

13 1022.3591 1022.8040 1023.2395 1023.6658 1024.0833

14 1023.7573 1024.2337 1024.6999 1025.1563 1025.6030

15 1025.1718 1025.6803 1026.1780 1026.6650 1027.1418

16 1026.6028 1027.1441 1027.6739 1028.1923 1028.6999

17 1028.0505 1028.6253 1029.1878 1029.7384 1030.2774

18 1029.5151 1030.1241 1030.7201 1031.3035 1031.8746

19 1030.9967 1031.6407 1032.2709 1032.8878 1033.4918

20 1032.4957 1033.1753 1033.8404 1034.4916 1035.1292

21 1034.0122 1034.7281 1035.4289 1036.1151 1036.7870

22 1035.5463 1036.2993 1037.0366 1037.7585 1038.4656

23 1037.0983 1037.8892 1038.6637 1039.4222 1040.1652

24 1038.6685 1039.4980 1040.3104 1041.1063 1041.8860

25 1039.7305 1040.5901 1041.4319 1042.2565 1043.0643

26 1040.8049 1041.6952 1042.5669 1043.4208 1044.2573

27 1041.8918 1042.8133 1043.7157 1044.5994 1045.4652

28 1042.9914 1043.9448 1044.8783 1045.7926 1046.6882

29 1044.1039 1045.0897 1046.0550 1047.0004 1047.9265

30 1045.2293 1046.2482 1047.2459 1048.2230 1049.1803

31 1046.3678 1047.4204 1048.4512 1049.4607 1050.4497

32 1047.5196 1048.6066 1049.6710 1050.7136 1051.7350

33 1048.6849 1049.8068 1050.9056 1051.9819 1053.0364

34 1049.8638 1051.0213 1052.1551 1053.2658 1054.3540

35 1051.0564 1052.2503 1053.4197 1054.5654 1055.6882

36 1052.2629 1053.4938 1054.6996 1055.8810 1057.0389

37 1052.9307 1054.1895 1055.4225 1056.6305 1057.8144

38 1053.6063 1054.8934 1056.1541 1057.3892 1058.5995

39 1054.2898 1055.6057 1056.8946 1058.1572 1059.3944

40 1054.9813 1056.3265 1057.6440 1058.9346 1060.1992

41 1055.6808 1057.0558 1058.4025 1059.7216 1061.0141

42 1056.3885 1057.7938 1059.1701 1060.5183 1061.8393

43 1057.1044 1058.5406 1059.9471 1061.3248 1062.6747

44 1057.8287 1059.2962 1060.7334 1062.1412 1063.5205

45 1058.5615 1060.0608 1061.5292 1062.9676 1064.3770

46 1059.3028 1060.8345 1062.3346 1063.8042 1065.2441

47 1060.0527 1061.6173 1063.1498 1064.6510 1066.1221

48 1060.8114 1062.4095 1063.9748 1065.5083 1067.0110

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 9 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

49 1052.3502 1054.1555 1055.9219 1057.6504 1059.3423

50 1052.4089 1054.2418 1056.0350 1057.7896 1059.5069

51 1052.4682 1054.3290 1056.1493 1057.9304 1059.6733

52 1052.5281 1054.4171 1056.2649 1058.0727 1059.8417

53 1052.5887 1054.5062 1056.3818 1058.2167 1060.0120

54 1052.6499 1054.5963 1056.5000 1058.3623 1060.1843

55 1052.7118 1054.6873 1056.6195 1058.5095 1060.3586

56 1052.7743 1054.7794 1056.7403 1058.6583 1060.5348

57 1052.8375 1054.8724 1056.8624 1058.8089 1060.7130

58 1052.9013 1054.9664 1056.9859 1058.9611 1060.8933

59 1052.9659 1055.0615 1057.1108 1059.1150 1061.0757

60 1053.0311 1055.1576 1057.2370 1059.2707 1061.2602

61 1052.5409 1054.6880 1056.7873 1058.8402 1060.8481

62 1052.0455 1054.2133 1056.3326 1058.4048 1060.4312

63 1051.5448 1053.7336 1055.8730 1057.9645 1060.0096

64 1051.0388 1053.2486 1055.4082 1057.5193 1059.5832

65 1050.5274 1052.7583 1054.9384 1057.0690 1059.1518

66 1050.0106 1052.2628 1054.4633 1056.6137 1058.7156

67 1049.4883 1051.7618 1053.9830 1056.1533 1058.2743

68 1048.9605 1051.2555 1053.4974 1055.6877 1057.8280

69 1048.4270 1050.7436 1053.0064 1055.2168 1057.3765

70 1047.8879 1050.2263 1052.5100 1054.7407 1056.9199

71 1047.3430 1049.7033 1052.0081 1054.2592 1056.4580

72 1046.7924 1049.1746 1051.5007 1053.7723 1055.9909

73 1046.2359 1048.6402 1050.9877 1053.2799 1055.5184

74 1045.6735 1048.1001 1050.4690 1052.7819 1055.0405

75 1045.1051 1047.5540 1049.9446 1052.2784 1054.5571

76 1044.5306 1047.0021 1049.4144 1051.7692 1054.0682

77 1043.9501 1046.4442 1048.8783 1051.2543 1053.5737

78 1043.3634 1045.8802 1048.3364 1050.7336 1053.0735

79 1042.7705 1045.3102 1047.7884 1050.2070 1052.5676

80 1042.1713 1044.7339 1047.2344 1049.6745 1052.0559

81 1041.5657 1044.1514 1046.6743 1049.1360 1051.5383

82 1040.9536 1043.5626 1046.1079 1048.5914 1051.0148

83 1040.3351 1042.9674 1045.5354 1048.0407 1050.4853

84 1039.7100 1042.3658 1044.9565 1047.4839 1049.9497

85 1039.0783 1041.7577 1044.3712 1046.9207 1049.4080

86 1038.4398 1041.1429 1043.7795 1046.3512 1048.8600

87 1037.7946 1040.5215 1043.1812 1045.7753 1048.3058

88 1037.1425 1039.8934 1042.5763 1045.1930 1047.7453

89 1036.4834 1039.2585 1041.9648 1044.6041 1047.1783

90 1035.8174 1038.6167 1041.3464 1044.0085 1046.6048

91 1035.1443 1037.9679 1040.7213 1043.4063 1046.0248

92 1034.4640 1037.3121 1040.0893 1042.7973 1045.4381

93 1033.7766 1036.6493 1039.4502 1042.1814 1044.8447

94 1033.0818 1035.9792 1038.8042 1041.5586 1044.2445

95 1032.3796 1035.3019 1038.1509 1040.9288 1043.6374

96 1031.6700 1034.6172 1037.4905 1040.2919 1043.0234

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

49 1060.9985 1062.6203 1064.2087 1065.7646 1067.2892

50 1061.1878 1062.8336 1064.4454 1066.0241 1067.5709

51 1061.3793 1063.0495 1064.6850 1066.2868 1067.8561

52 1061.5731 1063.2680 1064.9275 1066.5527 1068.1448

53 1061.7691 1063.4890 1065.1729 1066.8219 1068.4372

54 1061.9674 1063.7126 1065.4213 1067.0944 1068.7332

55 1062.1680 1063.9390 1065.6727 1067.3703 1069.0329

56 1062.3709 1064.1679 1065.9271 1067.6495 1069.3363

57 1062.5762 1064.3997 1066.1846 1067.9322 1069.6436

58 1062.7839 1064.6341 1066.4452 1068.2183 1069.9547

59 1062.9941 1064.8714 1066.7089 1068.5080 1070.2697

60 1063.2066 1065.1115 1066.9759 1068.8012 1070.5886

61 1062.8123 1064.7341 1066.6149 1068.4560 1070.2585

62 1062.4133 1064.3523 1066.2496 1068.1065 1069.9243

63 1062.0096 1063.9659 1065.8799 1067.7528 1069.5859

64 1061.6013 1063.5750 1065.5057 1067.3947 1069.2433

65 1061.1881 1063.1794 1065.1270 1067.0322 1068.8965

66 1060.7702 1062.7791 1064.7437 1066.6653 1068.5452

67 1060.3474 1062.3741 1064.3558 1066.2938 1068.1896

68 1059.9196 1061.9642 1063.9631 1065.9178 1067.8296

69 1059.4869 1061.5495 1063.5658 1065.5371 1067.4650

70 1059.0491 1061.1299 1063.1636 1065.1518 1067.0959

71 1058.6062 1060.7052 1062.7566 1064.7618 1066.7222

72 1058.1582 1060.2756 1062.3447 1064.3669 1066.3438

73 1057.7049 1059.8408 1061.9278 1063.9672 1065.9606

74 1057.2463 1059.4009 1061.5058 1063.5626 1065.5727

75 1056.7824 1058.9557 1061.0788 1063.1530 1065.1800

76 1056.3130 1058.5053 1060.6465 1062.7384 1064.7823

77 1055.8382 1058.0495 1060.2091 1062.3186 1064.3796

78 1055.3579 1057.5883 1059.7664 1061.8938 1063.9719

79 1054.8719 1057.1216 1059.3183 1061.4637 1063.5592

80 1054.3803 1056.6494 1058.8648 1061.0283 1063.1412

81 1053.8829 1056.1716 1058.4059 1060.5875 1062.7181

82 1053.3797 1055.6880 1057.9414 1060.1414 1062.2896

83 1052.8707 1055.1988 1057.4712 1059.6897 1061.8558

84 1052.3557 1054.7037 1056.9954 1059.2325 1061.4166

85 1051.8347 1054.2028 1056.5139 1058.7697 1060.9719

86 1051.3077 1053.6959 1056.0265 1058.3012 1060.5216

87 1050.7745 1053.1830 1055.5333 1057.8269 1060.0657

88 1050.2350 1052.6640 1055.0341 1057.3468 1059.6041

89 1049.6893 1052.1389 1054.5288 1056.8608 1059.1367

90 1049.1372 1051.6075 1054.0174 1056.3689 1058.6635

91 1048.5787 1051.0698 1053.4999 1055.8708 1058.1844

92 1048.0136 1050.5257 1052.9761 1055.3667 1057.6992

93 1047.4420 1049.9751 1052.4460 1054.8564 1057.2080

94 1046.8637 1049.4181 1051.9095 1054.3398 1056.7107

95 1046.2786 1048.8544 1051.3665 1053.8168 1056.2072

96 1045.6867 1048.2840 1050.8169 1053.2874 1055.6973

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 10

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

97 1030.9528 1033.9251 1036.8228 1039.6479 1042.4023

98 1030.2280 1033.2255 1036.1477 1038.9966 1041.7741

99 1029.4955 1032.5183 1035.4652 1038.3380 1041.1387

100 1028.7552 1031.8035 1034.7751 1037.6719 1040.4960

101 1028.0071 1031.0810 1034.0774 1036.9984 1039.8460

102 1027.2510 1030.3506 1033.3720 1036.3173 1039.1885

103 1026.4869 1029.6123 1032.6588 1035.6285 1038.5235

104 1025.7146 1028.8659 1031.9377 1034.9320 1037.8508

105 1024.9342 1028.1116 1031.2087 1034.2277 1037.1705

106 1024.1454 1027.3490 1030.4716 1033.5154 1036.4824

107 1023.3483 1026.5782 1029.7264 1032.7951 1035.7863

108 1022.5427 1025.7990 1028.9730 1032.0667 1035.0823

109 1021.7286 1025.0114 1028.2112 1031.3301 1034.3703

110 1020.9058 1024.2152 1027.4410 1030.5853 1033.6500

111 1020.0742 1023.4104 1026.6623 1029.8320 1032.9215

112 1019.2339 1022.5970 1025.8751 1029.0703 1032.1847

113 1018.3846 1021.7746 1025.0791 1028.3000 1031.4394

114 1017.5262 1020.9434 1024.2743 1027.5210 1030.6856

115 1016.6588 1020.1032 1023.4607 1026.7333 1029.9232

116 1015.7821 1019.2539 1022.6381 1025.9367 1029.1520

117 1014.8961 1018.3954 1021.8063 1025.1312 1028.3720

118 1014.0007 1017.5275 1020.9655 1024.3166 1027.5830

119 1013.0958 1016.6503 1020.1153 1023.4928 1026.7850

120 1012.1813 1015.7636 1019.2557 1022.6598 1025.9779

121 1011.2571 1014.8673 1018.3866 1021.8173 1025.1615

122 1010.3230 1013.9612 1017.5080 1020.9655 1024.3357

123 1009.3790 1013.0454 1016.6196 1020.1040 1023.5005

124 1008.4250 1012.1196 1015.7215 1019.2328 1022.6558

125 1007.4609 1011.1838 1014.8134 1018.3519 1021.8013

126 1006.4865 1010.2378 1013.8953 1017.4610 1020.9370

127 1005.5017 1009.2816 1012.9670 1016.5601 1020.0629

128 1004.5065 1008.3151 1012.0285 1015.6490 1019.1787

129 1003.5007 1007.3380 1011.0797 1014.7278 1018.2844

130 1002.4843 1006.3504 1010.1203 1013.7961 1017.3799

131 1001.4570 1005.3521 1009.1504 1012.8540 1016.4650

132 1000.4188 1004.3430 1008.1698 1011.9013 1015.5396

133 999.3696 1003.3229 1007.1783 1010.9378 1014.6036

134 998.3092 1002.2918 1006.1759 1009.9635 1013.6569

135 997.2376 1001.2495 1005.1624 1008.9783 1012.6993

136 996.1546 1000.1960 1004.1377 1007.9819 1011.7307

137 995.0601 999.1310 1003.1017 1006.9744 1010.7511

138 993.9539 998.0545 1002.0543 1005.9555 1009.7602

139 992.8360 996.9663 1000.9953 1004.9252 1008.7580

140 991.7062 995.8663 999.9246 1003.8833 1007.7443

141 990.5644 994.7544 998.8421 1002.8296 1006.7190

142 989.4105 993.6305 997.7477 1001.7641 1005.6819

143 988.2443 992.4944 996.6411 1000.6866 1004.6330

144 987.0658 991.3460 995.5224 999.5970 1003.5720

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

97 1045.0880 1047.7068 1050.2607 1052.7515 1055.1811

98 1044.4822 1047.1228 1049.6978 1052.2091 1054.6585

99 1043.8693 1046.5318 1049.1280 1051.6599 1054.1293

100 1043.2493 1045.9338 1048.5514 1051.1040 1053.5935

101 1042.6221 1045.3288 1047.9678 1050.5413 1053.0510

102 1041.9876 1044.7165 1047.3772 1049.9716 1052.5017

103 1041.3456 1044.0970 1046.7794 1049.3950 1051.9455

104 1040.6962 1043.4701 1046.1744 1048.8113 1051.3824

105 1040.0392 1042.8357 1045.5621 1048.2203 1050.8123

106 1039.3745 1042.1939 1044.9424 1047.6222 1050.2350

107 1038.7021 1041.5444 1044.3152 1047.0166 1049.6505

108 1038.0218 1040.8872 1043.6805 1046.4037 1049.0587

109 1037.3336 1040.2222 1043.0380 1045.7832 1048.4595

110 1036.6373 1039.5493 1042.3878 1045.1550 1047.8528

111 1035.9330 1038.8684 1041.7298 1044.5192 1047.2386

112 1035.2204 1038.1794 1041.0638 1043.8755 1046.6166

113 1034.4995 1037.4822 1040.3897 1043.2239 1045.9869

114 1033.7702 1036.7768 1039.7075 1042.5643 1045.3493

115 1033.0324 1036.0630 1039.0171 1041.8966 1044.7038

116 1032.2860 1035.3407 1038.3183 1041.2207 1044.0501

117 1031.5308 1034.6098 1037.6110 1040.5365 1043.3883

118 1030.7669 1033.8703 1036.8953 1039.8439 1042.7183

119 1029.9940 1033.1219 1036.1708 1039.1428 1042.0398

120 1029.2122 1032.3647 1035.4376 1038.4330 1041.3529

121 1028.4212 1031.5985 1034.6956 1037.7145 1040.6574

122 1027.6209 1030.8232 1033.9446 1036.9872 1039.9532

123 1026.8114 1030.0387 1033.1845 1036.2510 1039.2401

124 1025.9924 1029.2449 1032.4153 1035.5057 1038.5182

125 1025.1638 1028.4416 1031.6367 1034.7512 1037.7873

126 1024.3256 1027.6288 1030.8487 1033.9875 1037.0472

127 1023.4776 1026.8064 1030.0512 1033.2144 1036.2978

128 1022.6197 1025.9741 1029.2441 1032.4317 1035.5391

129 1021.7518 1025.1320 1028.4272 1031.6395 1034.7710

130 1020.8738 1024.2799 1027.6005 1030.8375 1033.9932

131 1019.9855 1023.4177 1026.7637 1030.0257 1033.2057

132 1019.0869 1022.5453 1025.9169 1029.2039 1032.4083

133 1018.1778 1021.6624 1025.0598 1028.3719 1031.6010

134 1017.2580 1020.7691 1024.1924 1027.5298 1030.7836

135 1016.3276 1019.8652 1023.3144 1026.6773 1029.9559

136 1015.3863 1018.9506 1022.4259 1025.8143 1029.1180

137 1014.4340 1018.0251 1021.5267 1024.9407 1028.2695

138 1013.4706 1017.0886 1020.6165 1024.0564 1027.4104

139 1012.4959 1016.1410 1019.6954 1023.1612 1026.5406

140 1011.5099 1015.1821 1018.7631 1022.2550 1025.6600

141 1010.5124 1014.2119 1017.8196 1021.3377 1024.7683

142 1009.5032 1013.2301 1016.8647 1020.4091 1023.8655

143 1008.4823 1012.2367 1015.8982 1019.4691 1022.9514

144 1007.4495 1011.2314 1014.9201 1018.5175 1022.0258

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 11 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

145 985.8747 990.1851 994.3913 998.4952 1002.4989

146 984.6709 989.0117 993.2477 997.3809 1001.4135

147 983.4544 987.8255 992.0914 996.2541 1000.3156

148 982.2249 986.6265 990.9224 995.1146 999.2052

149 980.9824 985.4146 989.7405 993.9623 998.0820

150 979.7267 984.1894 988.5456 992.7971 996.9460

151 978.4576 982.9510 987.3374 991.6187 995.7969

152 977.1751 981.6992 986.1159 990.4271 994.6347

153 975.8789 980.4339 984.8809 989.2220 993.4592

154 974.5689 979.1548 983.6323 988.0035 992.2702

155 973.2450 977.8619 982.3699 986.7712 991.0676

156 971.9071 976.5549 981.0936 985.5250 989.8512

157 970.5550 975.2339 979.8032 984.2648 988.6208

158 969.1884 973.8984 978.4985 982.9905 987.3764

159 967.8074 972.5486 977.1794 981.7018 986.1177

160 966.4117 971.1841 975.8457 980.3986 984.8445

161 965.0012 969.8048 974.4974 979.0807 983.5568

162 963.5756 968.4106 973.1341 977.7481 982.2544

163 962.1349 967.0013 971.7558 976.4004 980.9370

164 960.6790 965.5767 970.3622 975.0376 979.6045

165 959.2075 964.1366 968.9533 973.6594 978.2567

166 957.7204 962.6810 967.5288 972.2657 976.8935

167 956.2175 961.2096 966.0886 970.8564 975.5147

168 954.6987 959.7223 964.6325 969.4312 974.1201

169 953.1637 958.2188 963.1603 967.9899 972.7095

170 951.6124 956.6991 961.6719 966.5325 971.2828

171 950.0446 955.1629 960.1670 965.0586 969.8397

172 948.4602 953.6101 958.6455 963.5682 968.3800

173 946.8589 952.0404 957.1072 962.0610 966.9036

174 945.2406 950.4537 955.5519 960.5369 965.4104

175 943.6051 948.8499 953.9795 958.9956 963.9000

176 941.9523 947.2286 952.3896 957.4370 962.3723

177 940.2818 945.5898 950.7823 955.8608 960.8271

178 938.5937 943.9333 949.1572 954.2669 959.2641

179 936.8876 942.2588 947.5141 952.6551 957.6833

180 935.1633 940.5661 945.8529 951.0251 956.0844

181 933.4208 938.8552 944.1733 949.3768 954.4671

182 931.6597 937.1257 942.4752 947.7099 952.8314

183 929.8799 935.3774 940.7584 946.0243 951.1768

184 928.0812 933.6102 939.0226 944.3198 949.5033

185 926.2634 931.8239 937.2676 942.5960 947.8107

186 924.4263 930.0182 935.4933 940.8529 946.0986

187 922.5697 928.1930 933.6993 939.0902 944.3669

188 920.6933 926.3480 931.8856 937.3076 942.6154

189 918.7970 924.4830 930.0518 935.5050 940.8438

190 916.8806 922.5978 928.1978 933.6821 939.0520

191 914.9438 920.6921 926.3233 931.8387 937.2395

192 912.9864 918.7659 924.4281 929.9745 935.4064

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

145 1006.4046 1010.2143 1013.9301 1017.5542 1021.0887

146 1005.3475 1009.1850 1012.9282 1016.5791 1020.1399

147 1004.2781 1008.1435 1011.9142 1015.5920 1019.1792

148 1003.1962 1007.0897 1010.8879 1014.5928 1018.2066

149 1002.1017 1006.0234 1009.8492 1013.5813 1017.2217

150 1000.9944 1004.9443 1008.7980 1012.5573 1016.2246

151 999.8742 1003.8525 1007.7340 1011.5208 1015.2149

152 998.7409 1002.7477 1006.6572 1010.4715 1014.1927

153 997.5944 1001.6298 1005.5674 1009.4094 1013.1577

154 996.4346 1000.4986 1004.4645 1008.3341 1012.1097

155 995.2612 999.3540 1003.3482 1007.2457 1011.0487

156 994.0741 998.1958 1002.2184 1006.1439 1009.9744

157 992.8731 997.0238 1001.0749 1005.0285 1008.8866

158 991.6582 995.8379 999.9177 1003.8994 1007.7853

159 990.4291 994.6380 998.7464 1002.7565 1006.6702

160 989.1856 993.4238 997.5610 1001.5995 1005.5411

161 987.9276 992.1951 996.3613 1000.4282 1004.3979

162 986.6550 990.9519 995.1471 999.2426 1003.2405

163 985.3675 989.6939 993.9182 998.0424 1002.0686

164 984.0650 988.4210 992.6745 996.8275 1000.8820

165 982.7473 987.1329 991.4157 995.5976 999.6806

166 981.4142 985.8296 990.1418 994.3526 998.4642

167 980.0656 984.5108 988.8524 993.0923 997.2326

168 978.7012 983.1763 987.5474 991.8165 995.9855

169 977.3209 981.8260 986.2267 990.5250 994.7229

170 975.9245 980.4596 984.8901 989.2177 993.4445

171 974.5118 979.0771 983.5372 987.8943 992.1502

172 973.0827 977.6781 982.1681 986.5546 990.8396

173 971.6368 976.2624 980.7823 985.1985 989.5127

174 970.1741 974.8300 979.3799 983.8256 988.1692

175 968.6944 973.3806 977.9605 982.4359 986.8089

176 967.1973 971.9139 976.5239 981.0292 985.4315

177 965.6828 970.4299 975.0700 979.6051 984.0370

178 964.1507 968.9282 973.5985 978.1635 982.6251

179 962.6006 967.4087 972.1093 976.7042 981.1954

180 961.0325 965.8711 970.6020 975.2270 979.7480

181 959.4461 964.3153 969.0765 973.7316 978.2824

182 957.8411 962.7410 967.5326 972.2179 976.7985

183 956.2175 961.1480 965.9701 970.6855 975.2960

184 954.5749 959.5361 964.3886 969.1343 973.7748

185 952.9131 957.9050 962.7881 967.5640 972.2346

186 951.2320 956.2546 961.1682 965.9744 970.6751

187 949.5312 954.5846 959.5287 964.3653 969.0961

188 947.8106 952.8947 957.8695 962.7364 967.4974

189 946.0699 951.1848 956.1901 961.0875 965.8787

190 944.3090 949.4546 954.4905 959.4183 964.2397

191 942.5274 947.7038 952.7704 957.7286 962.5803

192 940.7251 945.9323 951.0294 956.0182 960.9001

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 12

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

193 911.0082 916.8187 922.5120 928.0894 933.5522

194 909.0090 914.8505 920.5748 926.1831 931.6767

195 906.9885 912.8609 918.6161 924.2553 929.7798

196 904.9466 910.8498 916.6358 922.3058 927.8611

197 902.8830 908.8169 914.6336 920.3344 925.9205

198 900.7975 906.7620 912.6094 918.3409 923.9576

199 898.6898 904.6848 910.5628 916.3249 921.9722

200 896.5597 902.5851 908.4936 914.2862 919.9641

201 894.4070 900.4627 906.4015 912.2246 917.9330

202 892.2314 898.3172 904.2863 910.1397 915.8786

203 890.0327 896.1486 902.1478 908.0315 913.8006

204 887.8106 893.9564 899.9857 905.8995 911.6989

205 885.5649 891.7405 897.7997 903.7435 909.5730

206 883.2954 889.5006 895.5896 901.5633 907.4228

207 881.0018 887.2364 893.3550 899.3586 905.2480

208 878.6837 884.9477 891.0958 897.1290 903.0482

209 876.3411 882.6342 888.8117 894.8744 900.8233

210 873.9735 880.2956 886.5023 892.5944 898.5728

211 871.5808 877.9317 884.1674 890.2887 896.2966

212 869.1627 875.5422 881.8068 887.9572 893.9943

213 866.7189 873.1268 879.4200 885.5993 891.6656

214 864.2491 870.6852 877.0069 883.2150 889.3102

215 861.7531 868.2172 874.5672 880.8038 886.9278

216 859.2306 865.7225 872.1006 878.3655 884.5181

217 856.6812 863.2007 869.6067 875.8998 882.0808

218 854.1048 860.6516 867.0852 873.4063 879.6156

219 851.5010 858.0749 864.5360 870.8848 877.1222

220 848.8695 855.4702 861.9585 868.3350 874.6001

221 846.2101 852.8374 859.3527 865.7564 872.0492

222 843.5224 850.1760 856.7180 863.1488 869.4691

223 840.8062 847.4858 854.0543 860.5119 866.8593

224 838.0611 844.7665 851.3611 857.8453 864.2197

225 835.2868 842.0177 848.6382 855.1487 861.5498

226 832.4831 839.2391 845.8852 852.4218 858.8494

227 829.6495 836.4304 843.1019 849.6642 856.1180

228 826.7859 833.5913 840.2878 846.8756 853.3553

229 823.8918 830.7214 837.4426 844.0557 850.5609

230 820.9670 827.8205 834.5660 841.2039 847.7345

231 818.0111 824.8881 831.6577 838.3202 844.8758

232 815.0238 821.9240 828.7172 835.4039 841.9842

233 812.0048 818.9277 825.7443 832.4549 839.0596

234 808.9537 815.8990 822.7386 829.4727 836.1014

235 805.8702 812.8374 819.6996 826.4569 833.1094

236 802.7539 809.7427 816.6272 823.4072 830.0830

237 799.6045 806.6145 813.5207 820.3232 827.0220

238 796.4216 803.4524 810.3800 817.2045 823.9259

239 793.2049 800.2560 807.2046 814.0507 820.7943

240 789.9540 797.0250 803.9942 810.8614 817.6269

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

193 938.9018 944.1397 949.2675 954.2867 959.1989

194 937.0572 942.3258 947.4842 952.5339 957.4765

195 935.1910 940.4904 945.6794 950.7596 955.7325

196 933.3031 938.6332 943.8528 948.9634 953.9668

197 931.3932 936.7539 942.0041 947.1452 952.1789

198 929.4610 934.8523 940.1330 945.3047 950.3687

199 927.5062 932.9281 938.2394 943.4415 948.5359

200 925.5287 930.9811 936.3229 941.5554 946.6802

201 923.5280 929.0110 934.3832 939.6461 944.8013

202 921.5040 927.0174 932.4201 937.7134 942.8988

203 919.4565 925.0002 930.4333 935.7569 940.9727

204 917.3850 922.9591 928.4224 933.7764 939.0224

205 915.2893 920.8937 926.3873 931.7715 937.0477

206 913.1692 918.8037 924.3275 929.7420 935.0484

207 911.0244 916.6890 922.2429 927.6875 933.0241

208 908.8546 914.5491 920.1331 925.6078 930.9745

209 906.6594 912.3839 917.9978 923.5025 928.8992

210 904.4386 910.1929 915.8367 921.3713 926.7980

211 902.1920 907.9759 913.6495 919.2140 924.6706

212 899.9191 905.7325 911.4358 917.0301 922.5165

213 897.6196 903.4626 909.1954 914.8194 920.3356

214 895.2934 901.1657 906.9280 912.5815 918.1273

215 892.9400 898.8415 904.6331 910.3161 915.8915

216 890.5592 896.4897 902.3105 908.0228 913.6277

217 888.1506 894.1099 899.9598 905.7014 911.3356

218 885.7139 891.7019 897.5808 903.3514 909.0149

219 883.2487 889.2654 895.1730 900.9726 906.6652

220 880.7548 886.7998 892.7361 898.5645 904.2861

221 878.2318 884.3051 890.2697 896.1268 901.8772

222 875.6794 881.7806 887.7736 893.6591 899.4382

223 873.0972 879.2262 885.2473 891.1611 896.9688

224 870.4849 876.6415 882.6904 888.6324 894.4685

225 867.8421 874.0261 880.1027 886.0726 891.9369

226 865.1684 871.3796 877.4837 883.4814 889.3737

227 862.4636 868.7017 874.8330 880.8583 886.7784

228 859.7272 865.9920 872.1503 878.2030 884.1507

229 856.9589 863.2501 869.4352 875.5150 881.4902

230 854.1583 860.4757 866.6873 872.7940 878.7964

231 851.3250 857.6683 863.9062 870.0395 876.0689

232 848.4586 854.8275 861.0915 867.2512 873.3074

233 845.5588 851.9531 858.2428 864.4286 870.5113

234 842.6252 849.0445 855.3597 861.5714 867.6803

235 839.6574 846.1013 852.4417 858.6790 864.8138

236 836.6549 843.1232 849.4884 855.7510 861.9116

237 833.6174 840.1098 846.4995 852.7871 858.9730

238 830.5445 837.0606 843.4745 849.7867 855.9978

239 827.4357 833.9751 840.4129 846.7494 852.9853

240 824.2907 830.8530 837.3143 843.6748 849.9352

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 13 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

241 786.6686 793.7590 800.7483 807.6363 814.4231

242 783.3483 790.4576 797.4665 804.3749 811.1827

243 779.9927 787.1205 794.1485 801.0768 807.9051

244 776.6015 783.7472 790.7939 797.7415 804.5900

245 773.1742 780.3373 787.4023 794.3688 801.2368

246 769.7105 776.8906 783.9732 790.9581 797.8453

247 766.2100 773.4064 780.5062 787.5091 794.4149

248 762.6724 769.8846 777.0009 784.0212 790.9452

249 759.0971 766.3245 773.4570 780.4941 787.4357

250 755.4838 762.7259 769.8739 776.9273 783.8860

251 751.8322 759.0884 766.2512 773.3204 780.2956

252 748.1417 755.4114 762.5886 769.6729 776.6641

253 744.4121 751.6946 758.8855 765.9844 772.9910

254 740.6428 747.9375 755.1415 762.2544 769.2758

255 736.8334 744.1397 751.3562 758.4824 765.5181

256 732.9836 740.3008 747.5291 754.6680 761.7172

257 729.0929 736.4203 743.6597 750.8107 757.8728

258 725.1609 732.4977 739.7476 746.9100 753.9844

259 721.1870 728.5327 735.7923 742.9654 750.0514

260 717.1710 724.5247 731.7933 738.9764 746.0734

261 713.1123 720.4732 727.7502 734.9426 742.0498

262 709.0104 716.3779 723.6625 730.8633 737.9800

263 704.8650 712.2382 719.5296 726.7382 733.8637

264 700.6755 708.0537 715.3510 722.5667 729.7001

265 696.4415 703.8239 711.1263 718.3482 725.4889

266 692.1625 699.5482 706.8550 714.0823 721.2294

267 687.8381 695.2262 702.5365 709.7684 716.9211

268 683.4677 690.8574 698.1704 705.4060 712.5634

269 679.0509 686.4412 693.7560 700.9944 708.1558

270 674.5871 681.9772 689.2929 696.5333 703.6977

271 670.0760 677.4649 684.7805 692.0220 699.1885

272 665.5169 672.9036 680.2183 687.4599 694.6277

273 660.9093 668.2930 675.6057 682.8465 690.0146

274 656.2528 663.6324 670.9421 678.1812 685.3486

275 651.5468 658.9213 666.2271 673.4634 680.6292

276 646.7909 654.1592 661.4600 668.6925 675.8556

277 641.9843 649.3454 656.6403 663.8679 671.0274

278 637.1268 644.4796 651.7674 658.9891 666.1439

279 632.2176 639.5610 646.8406 654.0554 661.2044

280 627.2562 634.5891 641.8595 649.0662 656.2083

281 622.2421 629.5634 636.8233 644.0209 651.1550

282 617.1748 624.4833 631.7316 638.9188 646.0438

283 612.0536 619.3480 626.5836 633.7593 640.8740

284 606.8780 614.1572 621.3788 628.5417 635.6449

285 601.6474 608.9101 616.1165 623.2655 630.3560

286 596.3613 603.6062 610.7961 617.9299 625.0064

287 591.0189 598.2449 605.4170 612.5343 619.5955

288 585.6199 592.8254 599.9785 607.0779 614.1227

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

241 821.1089 827.6939 834.1782 840.5625 846.8470

242 817.8901 824.4972 831.0043 837.4118 843.7201

243 814.6337 821.2625 827.7920 834.2225 840.5542

244 811.3392 817.9895 824.5409 830.9939 837.3487

245 808.0064 814.6776 821.2506 827.7256 834.1032

246 804.6347 811.3263 817.9204 824.4172 830.8170

247 801.2236 807.9353 814.5501 821.0681 827.4898

248 797.7728 804.5040 811.1390 817.6779 824.1210

249 794.2816 801.0319 807.6866 814.2460 820.7101

250 790.7498 797.5186 804.1926 810.7718 817.2565

251 787.1767 793.9636 800.6564 807.2550 813.7598

252 783.5620 790.3664 797.0774 803.6950 810.2194

253 779.9051 786.7265 793.4552 800.0912 806.6347

254 776.2055 783.0433 789.7892 796.4431 803.0052

255 772.4628 779.3164 786.0789 792.7502 799.3304

256 768.6764 775.5452 782.3237 789.0118 795.6096

257 764.8458 771.7293 778.5232 785.2275 791.8422

258 760.9705 767.8680 774.6768 781.3968 788.0278

259 757.0500 763.9609 770.7839 777.5189 784.1658

260 753.0838 760.0074 766.8440 773.5933 780.2554

261 749.0713 756.0070 762.8564 769.6195 776.2962

262 745.0120 751.9590 758.8207 765.5969 772.2875

263 740.9054 747.8630 754.7362 761.5248 768.2286

264 736.7508 743.7183 750.6024 757.4027 764.1191

265 732.5478 739.5244 746.4186 753.2298 759.9581

266 728.2957 735.2808 742.1842 749.0057 755.7452

267 723.9940 730.9867 737.8987 744.7297 751.4796

268 719.6421 726.6416 733.5614 740.4011 747.1606

269 715.2395 722.2449 729.1717 736.0194 742.7877

270 710.7855 717.7960 724.7289 731.5837 738.3601

271 706.2795 713.2943 720.2325 727.0935 733.8772

272 701.7210 708.7392 715.6817 722.5482 729.3382

273 697.1093 704.1299 711.0759 717.9470 724.7425

274 692.4437 699.4659 706.4145 713.2892 720.0894

275 687.7238 694.7465 701.6968 708.5741 715.3781

276 682.9487 689.9711 696.9221 703.8011 710.6079

277 678.1180 685.1389 692.0896 698.9695 705.7781

278 673.2309 680.2494 687.1988 694.0784 700.8879

279 668.2868 675.3019 682.2489 689.1273 695.9365

280 663.2850 670.2955 677.2391 684.1152 690.9233

281 658.2249 665.2297 672.1689 679.0416 685.8474

282 653.1057 660.1038 667.0373 673.9056 680.7081

283 647.9268 654.9170 661.8438 668.7065 675.5045

284 642.6875 649.6686 656.5875 663.4434 670.2359

285 637.3870 644.3579 651.2677 658.1157 664.9014

286 632.0248 638.9841 645.8836 652.7225 659.5003

287 626.5999 633.5465 640.4344 647.2630 654.0316

288 621.1118 628.0443 634.9194 641.7364 648.4946

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 14

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

289 580.1634 587.3472 594.4799 601.5602 608.5871

290 574.6490 581.8097 588.9206 595.9804 602.9881

291 569.0760 576.2122 583.2999 590.3379 597.3250

292 563.4437 570.5541 577.6172 584.6318 591.5969

293 557.7516 564.8347 571.8717 578.8616 585.8033

294 551.9991 559.0533 566.0628 573.0265 579.9432

295 546.1854 553.2092 560.1897 567.1257 574.0160

296 540.3100 547.3019 554.2518 561.1585 568.0209

297 534.3721 541.3305 548.2483 555.1242 561.9571

298 528.3711 535.2945 542.1786 549.0220 555.8238

299 522.3064 529.1931 536.0418 542.8512 549.6202

300 516.1773 523.0256 529.8372 536.6109 543.3455

301 509.9830 516.7913 523.5642 530.3005 536.9990

302 503.7229 510.4894 517.2219 523.9190 530.5797

303 497.3963 504.1193 510.8095 517.4658 524.0869

304 491.0024 497.6801 504.3264 510.9399 517.5197

305 484.5407 491.1712 497.7716 504.3407 510.8772

306 478.0102 484.5918 491.1445 497.6672 504.1586

307 471.4104 477.9411 484.4442 490.9186 497.3630

308 464.7405 471.2184 477.6700 484.0941 490.4896

309 457.9997 464.4228 470.8209 477.1928 483.5374

310 451.1873 457.5536 463.8962 470.2139 476.5055

311 444.3025 450.6100 456.8950 463.1565 469.3931

312 437.3445 443.5911 449.8166 456.0196 462.1992

313 430.3127 436.4963 442.6600 448.8025 454.9228

314 423.2061 429.3245 435.4243 441.5042 447.5631

315 416.0240 422.0751 428.1088 434.1238 440.1190

316 408.7656 414.7472 420.7125 426.6604 432.5897

317 401.4300 407.3398 413.2345 419.1130 424.9740

318 394.0166 399.8522 405.6740 411.4806 417.2711

319 386.5243 392.2835 398.0299 403.7625 409.4800

320 378.9525 384.6328 390.3015 395.9575 401.5996

321 371.3002 376.8992 382.4878 388.0646 393.6288

322 363.5666 369.0819 374.5877 380.0830 385.5668

323 355.7508 361.1798 366.6004 372.0116 377.4123

324 347.8520 353.1922 358.5250 363.8494 369.1645

325 339.8693 345.1180 350.3604 355.5954 360.8221

326 331.8017 336.9563 342.1056 347.2485 352.3841

327 323.6484 328.7062 333.7597 338.8077 343.8495

328 315.4085 320.3668 325.3216 330.2720 335.2170

329 307.0811 311.9370 316.7903 321.6402 326.4857

330 298.6651 303.4158 308.1649 312.9113 317.6543

331 290.1598 294.8024 299.4442 304.0842 308.7217

332 281.5641 286.0957 290.6272 295.1579 299.6867

333 272.8770 277.2946 281.7129 286.1310 290.5482

334 264.0977 268.3982 272.7001 277.0027 281.3050

335 255.2251 259.4054 263.5878 267.7716 271.9559

336 246.2582 250.3152 254.3750 258.4367 262.4997

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

289 615.5596 622.4768 629.3378 636.1419 642.8883

290 609.9427 616.8431 623.6887 630.4785 637.2120

291 604.2602 611.1426 617.9714 624.7456 631.4647

292 598.5114 605.3744 612.1849 618.9422 625.6456

293 592.6956 599.5377 606.3286 613.0675 619.7537

294 586.8119 593.6316 600.4015 607.1206 613.7882

295 580.8596 587.6555 594.4028 601.1006 607.7482

296 574.8378 581.6083 588.3315 595.0065 601.6326

297 568.7458 575.4894 582.1870 588.8376 595.4406

298 562.5827 569.2978 575.9681 582.5929 589.1712

299 556.3477 563.0327 569.6742 576.2714 582.8234

300 550.0399 556.6931 563.3042 569.8721 576.3962

301 543.6586 550.2783 556.8572 563.3943 569.8888

302 537.2028 543.7873 550.3323 556.8368 563.2999

303 530.6717 537.2193 543.7286 550.1987 556.6288

304 524.0644 530.5732 537.0450 543.4790 549.8742

305 517.3800 523.8482 530.2808 536.6767 543.0352

306 510.6177 517.0434 523.4347 529.7908 536.1107

307 503.7764 510.1577 516.5060 522.8203 529.0997

308 496.8553 503.1903 509.4935 515.7640 522.0010

309 489.8535 496.1402 502.3963 508.6211 514.8136

310 482.7700 489.0063 495.2134 501.3903 507.5363

311 475.6039 481.7877 487.9436 494.0707 500.1681

312 468.3541 474.4834 480.5860 486.6611 492.7078

313 461.0198 467.0923 473.1395 479.1604 485.1542

314 453.5999 459.6135 465.6031 471.5676 477.5062

315 446.0934 452.0459 457.9755 463.8814 469.7626

316 438.4994 444.3884 450.2558 456.1007 461.9222

317 430.8167 436.6400 442.4428 448.2244 453.9838

318 423.0444 428.7995 434.5354 440.2513 445.9462

319 415.1815 420.8660 426.5325 432.1801 437.8081

320 407.2268 412.8382 418.4328 424.0098 429.5683

321 399.1793 404.7151 410.2353 415.7390 421.2254

322 391.0379 396.4956 401.9387 407.3666 412.7783

323 382.8016 388.1784 393.5419 398.8913 404.2256

324 374.4691 379.7625 385.0436 390.3118 395.5660

325 366.0395 371.2466 376.4427 381.6268 386.7982

326 357.5115 362.6296 367.7378 372.8351 377.9207

327 348.8840 353.9103 358.9277 363.9353 368.9323

328 340.1558 345.0875 350.0112 354.9261 359.8315

329 331.3258 336.1598 340.9869 345.8062 350.6170

330 322.3928 327.1262 331.8536 336.5742 341.2873

331 313.3556 317.9853 322.6099 327.2287 331.8410

332 304.2130 308.7358 313.2545 317.7683 322.2765

333 294.9636 299.3765 303.7861 308.1917 312.5926

334 285.6064 289.9061 294.2033 298.4973 302.7876

335 276.1400 280.3232 284.5046 288.6838 292.8600

336 266.5632 270.6265 274.6888 278.7496 282.8083

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 15 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

337 237.1960 241.1265 245.0603 248.9968 252.9351

338 228.0375 231.8382 235.6429 239.4507 243.2610

339 218.7818 222.4494 226.1214 229.7972 233.4759

340 209.4277 212.9588 216.4948 220.0350 223.5788

341 199.9742 203.3654 206.7620 210.1631 213.5682

342 190.4202 193.6681 196.9216 200.1801 203.4430

343 180.7648 183.8657 186.9726 190.0848 193.2017

344 171.0067 173.9572 176.9138 179.8759 182.8431

345 161.1450 163.9413 166.7438 169.5522 172.3658

346 151.1785 153.8169 156.4616 159.1123 161.7684

347 141.1061 143.5828 146.0659 148.5550 151.0496

348 130.9267 133.2378 135.5554 137.8789 140.2080

349 120.6391 122.7808 124.9288 127.0827 129.2422

350 110.2423 112.2105 114.1849 116.1650 118.1507

351 99.7349 101.5257 103.3223 105.1246 106.9321

352 89.1159 90.7251 92.3398 93.9599 95.5850

353 78.3841 79.8075 81.2361 82.6696 84.1079

354 67.5383 68.7716 70.0097 71.2523 72.4992

355 56.5772 57.6162 58.6594 59.7065 60.7575

356 45.4997 46.3400 47.1837 48.0309 48.8813

357 34.3045 34.9415 35.5814 36.2239 36.8690

358 22.9903 23.4196 23.8509 24.2841 24.7191

359 11.5559 11.7729 11.9909 12.2100 12.4300

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

337 256.8746 260.8146 264.7544 268.6934 272.6310

338 247.0730 250.8862 254.6999 258.5135 262.3264

339 237.1571 240.8400 244.5240 248.2085 251.8931

340 227.1255 230.6744 234.2251 237.7769 241.3293

341 216.9768 220.3881 223.8017 227.2170 230.6335

342 206.7097 209.9797 213.2524 216.5273 219.8040

343 196.3229 199.4477 202.5756 205.7063 208.8391

344 185.8148 188.7906 191.7698 194.7522 197.7372

345 175.1842 178.0069 180.8335 183.6635 186.4965

346 164.4295 167.0952 169.7650 172.4385 175.1153

347 153.5494 156.0539 158.5627 161.0755 163.5918

348 142.5424 144.8815 147.2251 149.5728 151.9243

349 131.4069 133.5764 135.7505 137.9287 140.1109

350 120.1415 122.1371 124.1372 126.1416 128.1498

351 108.7447 110.5619 112.3836 114.2095 116.0393

352 97.2149 98.8493 100.4880 102.1308 103.7774

353 85.5506 86.9976 88.4487 89.9036 91.3621

354 73.7502 75.0052 76.2639 77.5261 78.7917

355 61.8122 62.8703 63.9318 64.9965 66.0642

356 49.7349 50.5914 51.4507 52.3128 53.1776

357 37.5166 38.1666 38.8189 39.4733 40.1299

358 25.1559 25.5943 26.0343 26.4760 26.9191

359 12.6509 12.8727 13.0953 13.3188 13.5431

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 16

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

1 1002.2267 1002.2715 1002.3154 1002.3583 1002.4003

2 1004.4770 1004.5676 1004.6563 1004.7431 1004.8281

3 1006.7513 1006.8886 1007.0230 1007.1548 1007.2838

4 1009.0497 1009.2347 1009.4159 1009.5935 1009.7675

5 1011.3725 1011.6062 1011.8353 1012.0597 1012.2798

6 1013.7200 1014.0035 1014.2813 1014.5537 1014.8208

7 1016.0925 1016.4267 1016.7544 1017.0757 1017.3909

8 1018.4901 1018.8761 1019.2547 1019.6261 1019.9905

9 1020.9133 1021.3521 1021.7827 1022.2052 1022.6199

10 1023.3622 1023.8549 1024.3385 1024.8133 1025.2794

11 1025.8371 1026.3848 1026.9226 1027.4507 1027.9693

12 1028.3383 1028.9422 1029.5353 1030.1178 1030.6901

13 1030.2362 1030.8851 1031.5223 1032.1481 1032.7628

14 1032.1542 1032.8490 1033.5312 1034.2011 1034.8591

15 1034.0927 1034.8342 1035.5623 1036.2773 1036.9795

16 1036.0517 1036.8410 1037.6159 1038.3768 1039.1242

17 1038.0316 1038.8694 1039.6921 1040.5000 1041.2935

18 1040.0325 1040.9199 1041.7913 1042.6470 1043.4876

19 1042.0546 1042.9925 1043.9136 1044.8182 1045.7068

20 1044.0983 1045.0876 1046.0593 1047.0138 1047.9515

21 1046.1636 1047.2054 1048.2288 1049.2341 1050.2219

22 1048.2509 1049.3462 1050.4222 1051.4794 1052.5183

23 1050.3604 1051.5101 1052.6398 1053.7500 1054.8411

24 1052.4923 1053.6975 1054.8819 1056.0461 1057.1904

25 1053.9697 1055.2183 1056.4453 1057.6511 1058.8364

26 1055.4628 1056.7556 1058.0258 1059.2742 1060.5012

27 1056.9718 1058.3095 1059.6239 1060.9155 1062.1851

28 1058.4968 1059.8802 1061.2395 1062.5754 1063.8883

29 1060.0380 1061.4680 1062.8730 1064.2538 1065.6110

30 1061.5956 1063.0729 1064.5246 1065.9512 1067.3535

31 1063.1698 1064.6953 1066.1944 1067.6677 1069.1159

32 1064.7606 1066.3352 1067.8826 1069.4035 1070.8985

33 1066.3684 1067.9929 1069.5895 1071.1588 1072.7015

34 1067.9933 1069.6686 1071.3152 1072.9338 1074.5252

35 1069.6354 1071.3624 1073.0599 1074.7288 1076.3698

36 1071.2950 1073.0745 1074.8239 1076.5440 1078.2356

37 1072.2443 1074.0631 1075.8511 1077.6090 1079.3376

38 1073.2036 1075.0625 1076.8896 1078.6860 1080.4522

39 1074.1732 1076.0727 1077.9396 1079.7750 1081.5797

40 1075.1531 1077.0938 1079.0012 1080.8764 1082.7200

41 1076.1434 1078.1259 1080.0745 1081.9901 1083.8734

42 1077.1442 1079.1693 1081.1597 1083.1163 1085.0401

43 1078.1557 1080.2239 1082.2568 1084.2552 1086.2201

44 1079.1779 1081.2900 1083.3661 1085.4069 1087.4136

45 1080.2109 1082.3677 1084.4876 1086.5716 1088.6208

46 1081.2550 1083.4570 1085.6214 1087.7494 1089.8418

47 1082.3101 1084.5581 1086.7678 1088.9404 1091.0768

48 1083.3764 1085.6711 1087.9269 1090.1449 1092.3260

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

1 1002.4415 1002.4817 1002.5212 1002.5598 1002.5977

2 1004.9114 1004.9930 1005.0728 1005.1511 1005.2278

3 1007.4102 1007.5340 1007.6553 1007.7743 1007.8908

4 1009.9381 1010.1052 1010.2690 1010.4297 1010.5871

5 1012.4955 1012.7069 1012.9143 1013.1177 1013.3172

6 1015.0827 1015.3396 1015.5915 1015.8387 1016.0813

7 1017.7001 1018.0035 1018.3011 1018.5933 1018.8800

8 1020.3481 1020.6990 1021.0435 1021.3816 1021.7136

9 1023.0269 1023.4266 1023.8189 1024.2043 1024.5827

10 1025.7370 1026.1865 1026.6279 1027.0616 1027.4877

11 1028.4788 1028.9792 1029.4709 1029.9541 1030.4290

12 1031.2525 1031.8051 1032.3482 1032.8821 1033.4070

13 1033.3666 1033.9600 1034.5431 1035.1162 1035.6796

14 1035.5055 1036.1405 1036.7645 1037.3778 1037.9806

15 1037.6693 1038.3469 1039.0128 1039.6672 1040.3103

16 1039.8583 1040.5796 1041.2882 1041.9847 1042.6692

17 1042.0729 1042.8387 1043.5912 1044.3307 1045.0576

18 1044.3133 1045.1246 1045.9219 1046.7055 1047.4758

19 1046.5799 1047.4377 1048.2808 1049.1095 1049.9242

20 1048.8729 1049.7783 1050.6683 1051.5431 1052.4033

21 1051.1926 1052.1467 1053.0845 1054.0066 1054.9133

22 1053.5394 1054.5432 1055.5300 1056.5004 1057.4547

23 1055.9136 1056.9681 1058.0050 1059.0248 1060.0279

24 1058.3155 1059.4219 1060.5099 1061.5803 1062.6333

25 1060.0016 1061.1474 1062.2742 1063.3825 1064.4728

26 1061.7074 1062.8935 1064.0598 1065.2069 1066.3353

27 1063.4332 1064.6602 1065.8669 1067.0537 1068.2211

28 1065.1790 1066.4480 1067.6959 1068.9232 1070.1305

29 1066.9452 1068.2570 1069.5469 1070.8157 1072.0638

30 1068.7320 1070.0874 1071.4204 1072.7314 1074.0212

31 1070.5397 1071.9396 1073.3165 1074.6707 1076.0031

32 1072.3684 1073.8138 1075.2355 1076.6339 1078.0097

33 1074.2185 1075.7103 1077.1776 1078.6212 1080.0415

34 1076.0902 1077.6293 1079.1433 1080.6329 1082.0986

35 1077.9837 1079.5710 1081.1327 1082.6693 1084.1815

36 1079.8992 1081.5359 1083.1461 1084.7307 1086.2904

37 1081.0376 1082.7099 1084.3551 1085.9740 1087.5674

38 1082.1893 1083.8979 1085.5787 1087.2326 1088.8603

39 1083.3544 1085.0999 1086.8171 1088.5067 1090.1695

40 1084.5331 1086.3163 1088.0705 1089.7964 1091.4949

41 1085.7255 1087.5471 1089.3390 1091.1020 1092.8370

42 1086.9318 1088.7925 1090.6228 1092.4237 1094.1958

43 1088.1523 1090.0527 1091.9221 1093.7615 1095.5716

44 1089.3869 1091.3278 1093.2372 1095.1158 1096.9647

45 1090.6360 1092.6181 1094.5681 1096.4868 1098.3751

46 1091.8996 1093.9238 1095.9151 1097.8746 1099.8031

47 1093.1780 1095.2449 1097.2784 1099.2795 1101.2491

48 1094.4713 1096.5817 1098.6582 1100.7017 1102.7130

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 17 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

49 1083.6716 1085.9985 1088.2857 1090.5344 1092.7455

50 1083.9699 1086.3294 1088.6485 1090.9283 1093.1699

51 1084.2714 1086.6639 1089.0153 1091.3266 1093.5991

52 1084.5761 1087.0020 1089.3861 1091.7294 1094.0332

53 1084.8840 1087.3438 1089.7610 1092.1368 1094.4723

54 1085.1952 1087.6893 1090.1401 1092.5487 1094.9164

55 1085.5097 1088.0385 1090.5233 1092.9653 1095.3656

56 1085.8276 1088.3915 1090.9108 1093.3865 1095.8200

57 1086.1488 1088.7484 1091.3025 1093.8125 1096.2795

58 1086.4734 1089.1091 1091.6986 1094.2433 1096.7443

59 1086.8015 1089.4737 1092.0991 1094.6789 1097.2145

60 1087.1331 1089.8422 1092.5039 1095.1195 1097.6900

61 1086.6270 1089.3572 1092.0393 1094.6744 1097.2638

62 1086.1155 1088.8670 1091.5694 1094.2242 1096.8326

63 1085.5986 1088.3714 1091.0944 1093.7691 1096.3966

64 1085.0762 1087.8705 1090.6142 1093.3088 1095.9555

65 1084.5483 1087.3641 1090.1287 1092.8433 1095.5093

66 1084.0148 1086.8523 1089.6377 1092.3726 1095.0581

67 1083.4755 1086.3349 1089.1414 1091.8966 1094.6017

68 1082.9306 1085.8119 1088.6396 1091.4152 1094.1400

69 1082.3799 1085.2832 1088.1322 1090.9284 1093.6731

70 1081.8233 1084.7488 1087.6193 1090.4361 1093.2008

71 1081.2608 1084.2086 1087.1007 1089.9383 1092.7231

72 1080.6923 1083.6626 1086.5763 1089.4349 1092.2399

73 1080.1178 1083.1107 1086.0462 1088.9259 1091.7512

74 1079.5371 1082.5527 1085.5102 1088.4111 1091.2569

75 1078.9504 1081.9888 1084.9683 1087.8905 1090.7569

76 1078.3573 1081.4187 1084.4204 1087.3641 1090.2512

77 1077.7580 1080.8424 1083.8665 1086.8317 1089.7397

78 1077.1523 1080.2599 1083.3064 1086.2934 1089.2223

79 1076.5402 1079.6711 1082.7402 1085.7490 1088.6991

80 1075.9215 1079.0759 1082.1677 1085.1984 1088.1698

81 1075.2963 1078.4743 1081.5889 1084.6417 1087.6344

82 1074.6645 1077.8661 1081.0037 1084.0787 1087.0929

83 1074.0259 1077.2514 1080.4120 1083.5094 1086.5453

84 1073.3806 1076.6300 1079.8138 1082.9337 1085.9913

85 1072.7284 1076.0019 1079.2090 1082.3515 1085.4310

86 1072.0692 1075.3669 1078.5975 1081.7627 1084.8643

87 1071.4031 1074.7251 1077.9793 1081.1674 1084.2910

88 1070.7299 1074.0763 1077.3542 1080.5653 1083.7112

89 1070.0495 1073.4205 1076.7223 1079.9565 1083.1248

90 1069.3619 1072.7576 1076.0833 1079.3408 1082.5316

91 1068.6670 1072.0875 1075.4373 1078.7181 1081.9317

92 1067.9647 1071.4102 1074.7842 1078.0885 1081.3249

93 1067.2550 1070.7255 1074.1239 1077.4518 1080.7111

94 1066.5377 1070.0334 1073.4562 1076.8079 1080.0903

95 1065.8128 1069.3338 1072.7812 1076.1568 1079.4623

96 1065.0801 1068.6267 1072.0988 1075.4984 1078.8272

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

49 1094.9201 1097.0592 1099.1637 1101.2345 1103.2727

50 1095.3742 1097.5424 1099.6753 1101.7740 1103.8393

51 1095.8336 1098.0313 1100.1931 1102.3200 1104.4131

52 1096.2983 1098.5260 1100.7172 1102.8728 1104.9940

53 1096.7685 1099.0266 1101.2475 1103.4324 1105.5822

54 1097.2442 1099.5331 1101.7843 1103.9989 1106.1777

55 1097.7254 1100.0457 1102.3276 1104.5723 1106.7807

56 1098.2122 1100.5643 1102.8775 1105.1527 1107.3912

57 1098.7047 1101.0891 1103.4340 1105.7403 1108.0093

58 1099.2029 1101.6201 1103.9972 1106.3352 1108.6352

59 1099.7070 1102.1575 1104.5672 1106.9373 1109.2688

60 1100.2169 1102.7012 1105.1441 1107.5468 1109.9105

61 1099.8088 1102.3105 1104.7702 1107.1891 1109.5683

62 1099.3959 1101.9152 1104.3919 1106.8270 1109.2218

63 1098.9782 1101.5152 1104.0089 1106.4604 1108.8710

64 1098.5556 1101.1105 1103.6213 1106.0894 1108.5158

65 1098.1281 1100.7009 1103.2291 1105.7137 1108.1562

66 1097.6956 1100.2865 1102.8321 1105.3335 1107.7921

67 1097.2581 1099.8672 1102.4303 1104.9486 1107.4234

68 1096.8155 1099.4429 1102.0236 1104.5589 1107.0501

69 1096.3677 1099.0135 1101.6120 1104.1645 1106.6722

70 1095.9146 1098.5791 1101.1955 1103.7652 1106.2895

71 1095.4563 1098.1395 1100.7739 1103.3610 1105.9020

72 1094.9927 1097.6946 1100.3472 1102.9518 1105.5097

73 1094.5236 1097.2445 1099.9154 1102.5376 1105.1125

74 1094.0491 1096.7891 1099.4784 1102.1183 1104.7104

75 1093.5690 1096.3282 1099.0360 1101.6939 1104.3032

76 1093.0833 1095.8619 1098.5884 1101.2642 1103.8909

77 1092.5920 1095.3900 1098.1353 1100.8293 1103.4735

78 1092.0949 1094.9125 1097.6767 1100.3890 1103.0508

79 1091.5920 1094.4294 1097.2126 1099.9433 1102.6229

80 1091.0833 1093.9405 1096.7429 1099.4921 1102.1896

81 1090.5686 1093.4458 1096.2675 1099.0354 1101.7509

82 1090.0479 1092.9452 1095.7864 1098.5731 1101.3067

83 1089.5211 1092.4387 1095.2995 1098.1050 1100.8569

84 1088.9882 1091.9262 1094.8067 1097.6313 1100.4016

85 1088.4491 1091.4076 1094.3079 1097.1517 1099.9405

86 1087.9037 1090.8828 1093.8031 1096.6662 1099.4737

87 1087.3519 1090.3518 1093.2922 1096.1747 1099.0011

88 1086.7937 1089.8145 1092.7751 1095.6772 1098.5225

89 1086.2290 1089.2708 1092.2518 1095.1736 1098.0380

90 1085.6577 1088.7206 1091.7221 1094.6638 1097.5474

91 1085.0797 1088.1640 1091.1861 1094.1477 1097.0506

92 1084.4950 1087.6007 1090.6435 1093.6253 1096.5477

93 1083.9035 1087.0307 1090.0945 1093.0965 1096.0385

94 1083.3050 1086.4539 1089.5387 1092.5612 1095.5229

95 1082.6996 1085.8703 1088.9763 1092.0193 1095.0008

96 1082.0871 1085.2798 1088.4071 1091.4707 1094.4723

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 18

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

97 1064.3398 1067.9118 1071.4088 1074.8325 1078.1848

98 1063.5915 1067.1892 1070.7112 1074.1592 1077.5351

99 1062.8353 1066.4588 1070.0059 1073.4783 1076.8779

100 1062.0710 1065.7205 1069.2928 1072.7897 1076.2131

101 1061.2987 1064.9742 1068.5718 1072.0934 1075.5408

102 1060.5181 1064.2198 1067.8429 1071.3892 1074.8607

103 1059.7292 1063.4572 1067.1059 1070.6772 1074.1729

104 1058.9320 1062.6864 1066.3608 1069.9571 1073.4771

105 1058.1262 1061.9072 1065.6074 1069.2289 1072.7734

106 1057.3120 1061.1195 1064.8458 1068.4925 1072.0617

107 1056.4890 1060.3234 1064.0757 1067.7478 1071.3418

108 1055.6573 1059.5186 1063.2971 1066.9948 1070.6136

109 1054.8168 1058.7051 1062.5099 1066.2333 1069.8771

110 1053.9674 1057.8828 1061.7141 1065.4632 1069.1321

111 1053.1089 1057.0515 1060.9094 1064.6845 1068.3786

112 1052.2413 1056.2113 1060.0959 1063.8970 1067.6165

113 1051.3645 1055.3620 1059.2734 1063.1006 1066.8457

114 1050.4784 1054.5034 1058.4417 1062.2953 1066.0660

115 1049.5828 1053.6356 1057.6010 1061.4809 1065.2774

116 1048.6778 1052.7583 1056.7509 1060.6574 1064.4797

117 1047.7631 1051.8716 1055.8914 1059.8245 1063.6729

118 1046.8387 1050.9753 1055.0225 1058.9824 1062.8569

119 1045.9045 1050.0692 1054.1439 1058.1307 1062.0315

120 1044.9604 1049.1533 1053.2557 1057.2695 1061.1966

121 1044.0062 1048.2275 1052.3577 1056.3986 1060.3522

122 1043.0419 1047.2917 1051.4497 1055.5178 1059.4981

123 1042.0673 1046.3457 1050.5317 1054.6272 1058.6342

124 1041.0824 1045.3895 1049.6036 1053.7266 1057.7605

125 1040.0871 1044.4229 1048.6652 1052.8158 1056.8767

126 1039.0811 1043.4459 1047.7165 1051.8948 1055.9827

127 1038.0645 1042.4583 1046.7573 1050.9634 1055.0786

128 1037.0370 1041.4599 1045.7874 1050.0215 1054.1641

129 1035.9987 1040.4508 1044.8069 1049.0690 1053.2391

130 1034.9493 1039.4307 1043.8156 1048.1059 1052.3035

131 1033.8888 1038.3996 1042.8133 1047.1319 1051.3572

132 1032.8169 1037.3573 1041.8000 1046.1469 1050.4000

133 1031.7338 1036.3037 1040.7754 1045.1508 1049.4319

134 1030.6390 1035.2387 1039.7396 1044.1436 1048.4527

135 1029.5327 1034.1622 1038.6923 1043.1250 1047.4622

136 1028.4146 1033.0740 1037.6334 1042.0949 1046.4604

137 1027.2847 1031.9740 1036.5629 1041.0533 1045.4472

138 1026.1427 1030.8621 1035.4805 1039.9999 1044.4223

139 1024.9886 1029.7381 1034.3862 1038.9347 1043.3857

140 1023.8222 1028.6020 1033.2798 1037.8576 1042.3372

141 1022.6434 1027.4536 1032.1612 1036.7682 1041.2766

142 1021.4522 1026.2927 1031.0302 1035.6667 1040.2040

143 1020.2482 1025.1192 1029.8868 1034.5527 1039.1190

144 1019.0315 1023.9331 1028.7307 1033.4262 1038.0216

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

97 1081.4675 1084.6823 1087.8310 1090.9154 1093.9371

98 1080.8406 1084.0776 1087.2479 1090.3532 1093.3953

99 1080.2064 1083.4658 1086.6578 1089.7842 1092.8466

100 1079.5649 1082.8467 1086.0606 1089.2081 1092.2911

101 1078.9158 1082.2203 1085.4561 1088.6250 1091.7287

102 1078.2592 1081.5864 1084.8443 1088.0347 1091.1592

103 1077.5949 1080.9451 1084.2252 1087.4371 1090.5826

104 1076.9228 1080.2960 1083.5986 1086.8322 1089.9989

105 1076.2430 1079.6393 1082.9643 1086.2199 1089.4078

106 1075.5552 1078.9748 1082.3225 1085.6000 1088.8093

107 1074.8593 1078.3024 1081.6729 1084.9726 1088.2033

108 1074.1554 1077.6220 1081.0154 1084.3374 1087.5898

109 1073.4432 1076.9335 1080.3500 1083.6944 1086.9686

110 1072.7227 1076.2369 1079.6765 1083.0435 1086.3396

111 1071.9938 1075.5319 1078.9949 1082.3846 1085.7028

112 1071.2564 1074.8186 1078.3051 1081.7176 1085.0580

113 1070.5104 1074.0969 1077.6069 1081.0424 1084.4052

114 1069.7558 1073.3665 1076.9003 1080.3589 1083.7442

115 1068.9923 1072.6275 1076.1851 1079.6670 1083.0749

116 1068.2198 1071.8798 1075.4613 1078.9665 1082.3973

117 1067.4384 1071.1231 1074.7288 1078.2575 1081.7112

118 1066.6479 1070.3574 1073.9874 1077.5398 1081.0165

119 1065.8481 1069.5827 1073.2371 1076.8132 1080.3131

120 1065.0391 1068.7988 1072.4777 1076.0778 1079.6009

121 1064.2205 1068.0055 1071.7091 1075.3332 1078.8799

122 1063.3924 1067.2028 1070.9312 1074.5796 1078.1498

123 1062.5547 1066.3906 1070.1440 1073.8166 1077.4106

124 1061.7072 1065.5688 1069.3472 1073.0443 1076.6622

125 1060.8498 1064.7372 1068.5408 1072.2625 1075.9044

126 1059.9824 1063.8957 1067.7246 1071.4711 1075.1371

127 1059.1049 1063.0442 1066.8986 1070.6699 1074.3603

128 1058.2171 1062.1826 1066.0626 1069.8589 1073.5737

129 1057.3190 1061.3108 1065.2165 1069.0380 1072.7773

130 1056.4104 1060.4286 1064.3602 1068.2069 1071.9709

131 1055.4912 1059.5360 1063.4935 1067.3657 1071.1545

132 1054.5613 1058.6328 1062.6163 1066.5140 1070.3278

133 1053.6205 1057.7188 1061.7286 1065.6520 1069.4909

134 1052.6688 1056.7940 1060.8301 1064.7793 1068.6434

135 1051.7059 1055.8581 1059.9208 1063.8959 1067.7854

136 1050.7319 1054.9112 1059.0005 1063.0016 1066.9166

137 1049.7464 1053.9531 1058.0691 1062.0964 1066.0370

138 1048.7495 1052.9835 1057.1264 1061.1800 1065.1464

139 1047.7409 1052.0025 1056.1723 1060.2524 1064.2447

140 1046.7206 1051.0098 1055.2067 1059.3133 1063.3317

141 1045.6883 1050.0053 1054.2294 1058.3627 1062.4072

142 1044.6440 1048.9888 1053.2403 1057.4005 1061.4713

143 1043.5876 1047.9603 1052.2393 1056.4264 1060.5236

144 1042.5188 1046.9196 1051.2261 1055.4403 1059.5640

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 19 8/80

HUD-Wash., D.C.

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4240.2 REV CHG 3

APPENDIX 10

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

145 1017.8018 1022.7340 1027.5618 1032.2871 1036.9117

146 1016.5591 1021.5220 1026.3801 1031.1351 1035.7890

147 1015.3031 1020.2969 1025.1853 1029.9702 1034.6534

148 1014.0339 1019.0585 1023.9773 1028.7921 1033.5049

149 1012.7511 1017.8067 1022.7560 1027.6008 1032.3432

150 1011.4547 1016.5413 1021.5211 1026.3962 1031.1681

151 1010.1445 1015.2622 1020.2727 1025.1779 1029.9797

152 1008.8205 1013.9692 1019.0105 1023.9460 1028.7775

153 1007.4823 1012.6623 1017.7343 1022.7001 1027.5617

154 1006.1299 1011.3411 1016.4440 1021.4403 1026.3318

155 1004.7632 1010.0057 1015.1395 1020.1663 1025.0879

156 1003.3819 1008.6558 1013.8206 1018.8780 1023.8298

157 1001.9860 1007.2913 1012.4871 1017.5751 1022.5572

158 1000.5752 1005.9120 1011.1389 1016.2577 1021.2700

159 999.1494 1004.5178 1009.7758 1014.9254 1019.9681

160 997.7085 1003.1084 1008.3977 1013.5781 1018.6513

161 996.2523 1001.6838 1007.0043 1012.2156 1017.3194

162 994.7806 1000.2437 1005.5956 1010.8378 1015.9722

163 993.2933 998.7881 1004.1713 1009.4446 1014.6096

164 991.7901 997.3167 1002.7313 1008.0356 1013.2314

165 990.2710 995.8293 1001.2753 1006.6108 1011.8374

166 988.7358 994.3258 999.8033 1005.1700 1010.4274

167 987.1842 992.8061 998.3151 1003.7129 1009.0012

168 985.6162 991.2698 996.8104 1002.2395 1007.5587

169 984.0315 989.7170 995.2891 1000.7495 1006.0997

170 982.4300 988.1473 993.7510 999.2427 1004.6240

171 980.8114 986.5606 992.1959 997.7190 1003.1313

172 979.1757 984.9567 990.6237 996.1781 1001.6216

173 977.5225 983.3354 989.0341 994.6199 1000.0945

174 975.8518 981.6966 987.4269 993.0442 998.5500

175 974.1634 980.0400 985.8020 991.4507 996.9878

176 972.4570 978.3655 984.1591 989.8394 995.4076

177 970.7325 976.6728 982.4982 988.2098 993.8094

178 968.9896 974.9618 980.8188 986.5620 992.1928

179 967.2283 973.2323 979.1210 984.8956 990.5577

180 965.4482 971.4840 977.4043 983.2105 988.9039

181 963.6492 969.7168 975.6688 981.5064 987.2311

182 961.8311 967.9304 973.9140 979.7831 985.5392

183 959.9937 966.1247 972.1399 978.0405 983.8279

184 958.1367 964.2995 970.3462 976.2783 982.0969

185 956.2601 962.4544 968.5327 974.4962 980.3462

186 954.3635 960.5894 966.6992 972.6941 978.5753

187 952.4467 958.7041 964.8454 970.8717 976.7842

188 950.5096 956.7985 962.9711 969.0288 974.9726

189 948.5519 954.8722 961.0762 967.1651 973.1402

190 946.5734 952.9250 959.1603 965.2805 971.2868

191 944.5738 950.9567 957.2233 963.3747 969.4122

192 942.5530 948.9671 955.2649 961.4475 967.5160

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

145 1041.4375 1045.8666 1050.2008 1054.4421 1058.5925

146 1040.3436 1044.8010 1049.1630 1053.4316 1057.6089

147 1039.2370 1043.7228 1048.1127 1052.4088 1056.6129

148 1038.1174 1042.6317 1047.0497 1051.3733 1055.6045

149 1036.9848 1041.5278 1045.9739 1050.3251 1054.5835

150 1035.8390 1040.4107 1044.8850 1049.2640 1053.5497

151 1034.6798 1039.2803 1043.7830 1048.1899 1052.5030

152 1033.5071 1038.1365 1042.6677 1047.1026 1051.4432

153 1032.3207 1036.9792 1041.5389 1046.0020 1050.3702

154 1031.1205 1035.8080 1040.3965 1044.8877 1049.2837

155 1029.9062 1034.6230 1039.2403 1043.7598 1048.1837

156 1028.6778 1033.4239 1038.0701 1042.6181 1047.0699

157 1027.4351 1032.2106 1036.8857 1041.4623 1045.9422

158 1026.1778 1030.9829 1035.6871 1040.2923 1044.8004

159 1024.9059 1029.7406 1034.4739 1039.1079 1043.6444

160 1023.6192 1028.4835 1033.2461 1037.9089 1042.4738

161 1022.3174 1027.2115 1032.0035 1036.6953 1041.2887

162 1021.0005 1025.9244 1030.7458 1035.4667 1040.0887

163 1019.6682 1024.6220 1029.4730 1034.2230 1038.8738

164 1018.3203 1023.3042 1028.1848 1032.9640 1037.6436

165 1016.9567 1021.9707 1026.8810 1031.6895 1036.3981

166 1015.5772 1020.6213 1025.5614 1030.3994 1035.1370

167 1014.1817 1019.2560 1024.2260 1029.0934 1033.8601

168 1012.7698 1017.8744 1022.8743 1027.7714 1032.5673

169 1011.3415 1016.4764 1021.5064 1026.4331 1031.2583

170 1009.8965 1015.0618 1020.1219 1025.0783 1029.9330

171 1008.4346 1013.6305 1018.7207 1023.7069 1028.5911

172 1006.9557 1012.1821 1017.3025 1022.3187 1027.2324

173 1005.4595 1010.7165 1015.8672 1020.9134 1025.8567

174 1003.9459 1009.2335 1014.4146 1019.4908 1024.4639

175 1002.4146 1007.7330 1012.9444 1018.0507 1023.0536

176 1000.8655 1006.2145 1011.4565 1016.5929 1021.6257

177 999.2983 1004.6781 1009.9506 1015.1173 1020.1799

178 997.7128 1003.1234 1008.4264 1013.6234 1018.7161

179 996.1088 1001.5503 1006.8839 1012.1112 1017.2340

180 994.4860 999.9585 1005.3227 1010.5805 1015.7333

181 992.8444 998.3477 1003.7427 1009.0309 1014.2139

182 991.1836 996.7179 1002.1435 1007.4622 1012.6755

183 989.5034 995.0687 1000.5251 1005.8743 1011.1179

184 987.8037 993.3999 998.8871 1004.2669 1009.5408

185 986.0840 991.7112 997.2293 1002.6397 1007.9440

186 984.3444 990.0026 995.5514 1000.9925 1006.3272

187 982.5844 988.2736 993.8533 999.3250 1004.6902

188 980.8039 986.5241 992.1347 997.6371 1003.0328

189 979.0026 984.7539 990.3953 995.9284 1001.3546

190 977.1804 982.9626 988.6349 994.1987 999.6555

191 975.3368 981.1500 986.8532 992.4477 997.9351

192 973.4718 979.3160 985.0500 990.6752 996.1932

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 20

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

193 940.5108 946.9560 953.2849 959.4986 965.5982

194 938.4468 944.9230 951.2830 957.5277 963.6584

195 936.3610 942.8681 949.2590 955.5347 961.6963

196 934.2529 940.7909 947.2126 953.5193 959.7118

197 932.1225 938.6911 945.1437 951.4812 957.7046

198 929.9694 936.5687 943.0519 949.4201 955.6743

199 927.7935 934.4232 940.9370 947.3359 953.6208

200 925.5944 932.2545 938.7988 945.2282 951.5437

201 923.3720 930.0623 936.6370 943.0968 949.4429

202 921.1259 927.8463 934.4512 940.9415 947.3179

203 918.8560 925.6064 932.2414 938.7619 945.1687

204 916.5620 923.3421 930.0071 936.5577 942.9948

205 914.2436 921.0534 927.7482 934.3288 940.7959

206 911.9005 918.7399 925.4644 932.0748 938.5719

207 909.5326 916.4012 923.1553 929.7954 936.3224

208 907.1395 914.0373 920.8207 927.4904 934.0472

209 904.7210 911.6477 918.4604 925.1595 931.7458

210 902.2768 909.2323 916.0739 922.8023 929.4181

211 899.8066 906.7907 913.6612 920.4186 927.0638

212 897.3102 904.3226 911.2218 918.0082 924.6824

213 894.7872 901.8278 908.7554 915.5705 922.2738

214 892.2375 899.3060 906.2619 913.1055 919.8375

215 889.6606 896.7569 903.7408 910.6127 917.3734

216 887.0564 894.1801 901.1918 908.0919 914.8810

217 884.4245 891.5754 898.6147 905.5428 912.3600

218 881.7646 888.9425 896.0092 902.9649 909.8102

219 879.0765 886.2811 893.3749 900.3581 907.2311

220 876.3598 883.5909 890.7115 897.7219 904.6225

221 873.6143 880.8715 888.0187 895.0561 901.9840

222 870.8395 878.1226 885.2961 892.3602 899.3153

223 868.0353 875.3440 882.5435 889.6341 896.6160

224 865.2013 872.5353 879.7605 886.8773 893.8858

225 862.3372 869.6961 876.9468 884.0894 891.1243

226 859.4427 866.8262 874.1020 881.2702 888.3311

227 856.5174 863.9252 871.2258 878.4193 885.5059

228 853.5610 860.9928 868.3178 875.5363 882.6484

229 850.5732 858.0285 865.3778 872.6209 879.7581

230 847.5537 855.0322 862.4052 869.6727 876.8347

231 844.5021 852.0035 859.3999 866.6913 873.8778

232 841.4180 848.9419 856.3613 863.6764 870.8870

233 838.3012 845.8471 853.2892 860.6275 867.8620

234 835.1513 842.7188 850.1832 857.5444 864.8023

235 831.9679 839.5567 847.0429 854.4266 861.7075

236 828.7507 836.3602 843.8679 851.2736 858.5773

237 825.4993 833.1292 840.6579 848.0853 855.4112

238 822.2134 829.8631 837.4124 844.8610 852.2088

239 818.8925 826.5617 834.1311 841.6005 848.9698

240 815.5364 823.2245 830.8135 838.3033 845.6936

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

193 971.5850 977.4601 983.2250 988.8810 994.4296

194 969.6761 975.5822 981.3779 987.0647 992.6439

195 967.7450 973.6820 979.5086 985.2260 990.8358

196 965.7914 971.7592 977.6166 983.3648 989.0052

197 963.8150 969.8136 975.7018 981.4807 987.1517

198 961.8155 967.8449 973.7638 979.5734 985.2750

199 959.7927 965.8529 971.8024 977.6427 983.3749

200 957.7463 963.8371 969.8173 975.6882 981.4510

201 955.6760 961.7975 967.8083 973.7097 979.5031

202 953.5816 959.7336 965.7749 971.7069 977.5308

203 951.4628 957.6452 963.7170 969.6795 975.5338

204 949.3192 955.5320 961.6343 967.6272 973.5119

205 947.1506 953.3937 959.5263 965.5496 971.4648

206 944.9567 951.2300 957.3929 963.4465 969.3920

207 942.7372 949.0406 955.2337 961.3176 967.2933

208 940.4918 946.8252 953.0484 959.1624 965.1684

209 938.2202 944.5835 950.8367 956.9808 963.0170

210 935.9222 942.3152 948.5983 954.7724 960.8386

211 933.5973 940.0200 946.3329 952.5369 958.6330

212 931.2453 937.6975 944.0400 950.2738 956.3998

213 928.8658 935.3474 941.7195 947.9829 954.1388

214 926.4586 932.9694 939.3709 945.6639 951.8494

215 924.0233 930.5632 936.9940 943.3164 949.5315

216 921.5596 928.1284 934.5883 940.9400 947.1846

217 919.0671 925.6647 932.1535 938.5344 944.8083

218 916.5456 923.1717 929.6894 936.0993 942.4023

219 913.9946 920.6492 927.1954 933.6342 939.9663

220 911.4139 918.0966 924.6713 931.1388 937.4998

221 908.8031 915.5138 922.1168 928.6127 935.0025

222 906.1618 912.9003 919.5313 926.0556 932.4739

223 903.4897 910.2557 916.9146 923.4670 929.9138

224 900.7865 907.5798 914.2663 920.8467 927.3216

225 898.0517 904.8721 911.5860 918.1941 924.6971

226 895.2849 902.1322 908.8733 915.5089 922.0397

227 892.4860 899.3598 906.1278 912.7907 919.3491

228 889.6543 896.5544 903.3492 910.0392 916.6249

229 886.7896 893.7158 900.5370 907.2537 913.8666

230 883.8915 890.8434 897.6908 904.4341 911.0739

231 880.9596 887.9369 894.8102 901.5798 908.2463

232 877.9935 884.9960 891.8948 898.6904 905.3833

233 874.9928 882.0200 888.9442 895.7655 902.4845

234 871.9570 879.0088 885.9579 892.8046 899.5495

235 868.8859 875.9618 882.9355 889.8074 896.5778

236 865.7789 872.8786 879.8766 886.7733 893.5689

237 862.6357 869.7588 876.7808 883.7019 890.5225

238 859.4558 866.6019 873.6475 880.5927 887.4379

239 856.2388 863.4076 870.4764 877.4454 884.3148

240 852.9842 860.1753 867.2670 874.2593 881.1527

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 21 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

241 812.1446 819.8511 827.4594 834.9690 842.3798

242 808.7167 816.4412 824.0681 831.5972 839.0282

243 805.2525 812.9944 820.6395 828.1875 835.6381

244 801.7514 809.5102 817.1730 824.7394 832.2091

245 798.2131 805.9882 813.6682 821.2525 828.7409

246 794.6373 802.4282 810.1247 817.7264 825.2329

247 791.0234 798.8295 806.5421 814.1606 821.6848

248 787.3712 795.1919 802.9199 810.5547 818.0959

249 783.6801 791.5148 799.2577 806.9082 814.4660

250 779.9498 787.7979 795.5551 803.2208 810.7944

251 776.1799 784.0408 791.8116 799.4918 807.0808

252 772.3700 780.2429 788.0268 795.7209 803.3247

253 768.5195 776.4039 784.2002 791.9075 799.5255

254 764.6282 772.5234 780.3313 788.0513 795.6828

255 760.6955 768.6007 776.4197 784.1516 791.7960

256 756.7210 764.6356 772.4649 780.2082 787.8647

257 752.7043 760.6275 768.4665 776.2203 783.8883

258 748.6449 756.5760 764.4239 772.1876 779.8664

259 744.5424 752.4807 760.3366 768.1095 775.7985

260 740.3963 748.3409 756.2043 763.9855 771.6838

261 736.2061 744.1563 752.0263 759.8151 767.5221

262 731.9714 739.9264 747.8022 755.5978 763.3127

263 727.6917 735.6506 743.5314 751.3331 759.0550

264 723.3666 731.3285 739.2135 747.0204 754.7485

265 718.9955 726.9596 734.8479 742.6592 750.3927

266 714.5779 722.5434 730.4341 738.2489 745.9870

267 710.1134 718.0793 725.9715 733.7890 741.5308

268 705.6015 713.5669 721.4597 729.2789 737.0236

269 701.0417 709.0056 716.8981 724.7181 732.4647

270 696.4334 704.3949 712.2861 720.1060 727.8535

271 691.7761 699.7342 707.6232 715.4420 723.1896

272 687.0693 695.0230 702.9088 710.7255 718.4722

273 682.3126 690.2608 698.1423 705.9559 713.7007

274 677.5053 685.4470 693.3232 701.1327 708.8746

275 672.6469 680.5811 688.4509 696.2553 703.9931

276 667.7369 675.6624 683.5248 691.3229 699.0557

277 662.7747 670.6904 678.5443 686.3351 694.0618

278 657.7598 665.6646 673.5088 681.2912 689.0106

279 652.6917 660.5844 668.4177 676.1905 683.9016

280 647.5696 655.4491 663.2704 671.0325 678.7340

281 642.3932 650.2581 658.0663 665.8164 673.5072

282 637.1617 645.0110 652.8047 660.5416 668.2205

283 631.8747 639.7070 647.4850 655.2075 662.8732

284 626.5315 634.3455 642.1066 649.8134 657.4647

285 621.1315 628.9260 636.6687 644.3586 651.9942

286 615.6742 623.4477 631.1709 638.8424 646.4610

287 610.1588 617.9101 625.6123 633.2642 640.8644

288 604.5849 612.3125 619.9924 627.6232 635.2037

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

241 849.6917 856.9047 864.0187 871.0341 877.9510

242 846.3608 853.5952 860.7313 867.7693 874.7093

243 842.9911 850.2464 857.4041 864.4643 871.4271

244 839.5820 846.8578 854.0367 861.1187 868.1039

245 836.1331 843.4290 850.6286 857.7319 864.7391

246 832.6440 839.9595 847.1794 854.3036 861.3323

247 829.1142 836.4488 843.6884 850.8331 857.8829

248 825.5432 832.8964 840.1553 847.3199 854.3903

249 821.9306 829.3018 836.5795 843.7636 850.8541

250 818.2758 825.6645 832.9605 840.1635 847.2737

251 814.5784 821.9841 829.2977 836.5192 843.6486

252 810.8378 818.2599 825.5907 832.8301 839.9781

253 807.0536 814.4915 821.8389 829.0957 836.2618

254 803.2252 810.6783 818.0418 825.3153 832.4990

255 799.3522 806.8199 814.1988 821.4885 828.6891

256 795.4340 802.9157 810.3093 817.6147 824.8317

257 791.4701 798.9650 806.3728 813.6932 820.9260

258 787.4599 794.9675 802.3888 809.7236 816.9715

259 783.4030 790.9225 798.3567 805.7051 812.9676

260 779.2987 786.8295 794.2758 801.6372 808.9136

261 775.1465 782.6878 790.1456 797.5194 804.8089

262 770.9459 778.4970 785.9655 793.3509 800.6530

263 766.6963 774.2564 781.7349 789.1312 796.4451

264 762.3971 769.9655 777.4532 784.8596 792.1846

265 758.0478 765.6236 773.1197 780.5356 787.8708

266 753.6477 761.2302 768.7339 776.1583 783.5031

267 749.1962 756.7845 764.2950 771.7273 779.0808

268 744.6929 752.2861 759.8026 767.2418 774.6033

269 740.1370 747.7343 755.2558 762.7012 770.0697

270 735.5279 743.1284 750.6542 758.1047 765.4795

271 730.8651 738.4678 745.9969 753.4518 760.8319

272 726.1479 733.7519 741.2833 748.7416 756.1263

273 721.3756 728.9799 736.5128 743.9736 751.3618

274 716.5477 724.1513 731.6846 739.1470 746.5377

275 711.6634 719.2654 726.7981 734.2610 741.6534

276 706.7222 714.3214 721.8526 729.3150 736.7080

277 701.7233 709.3188 716.8473 724.3082 731.7007

278 696.6661 704.2567 711.7815 719.2398 726.6309

279 691.5499 699.1345 706.6545 714.1092 721.4977

280 686.3740 693.9515 701.4656 708.9154 716.3004

281 681.1377 688.7069 696.2139 703.6579 711.0381

282 675.8403 683.4001 690.8988 698.3357 705.7100

283 670.4812 678.0302 685.5195 692.9481 700.3153

284 665.0594 672.5966 680.0751 687.4943 694.8531

285 659.5745 667.0984 674.5650 681.9734 689.3227

286 654.0255 661.5350 668.9883 676.3847 683.7232

287 648.4119 655.9055 663.3442 670.7273 678.0537

288 642.7327 650.2091 657.6320 665.0003 672.3133

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 22

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

289 598.9517 606.6543 614.3104 621.9187 629.4781

290 593.2587 600.9347 608.5656 616.1501 623.6869

291 587.5052 595.1532 602.7575 610.3166 617.8293

292 581.6906 589.3091 596.8852 604.4175 611.9047

293 575.8142 583.4016 590.9480 598.4520 605.9121

294 569.8753 577.4302 584.9453 592.4193 599.8509

295 563.8734 571.3941 578.8763 586.3188 593.7202

296 557.8077 565.2925 572.7404 580.1497 587.5193

297 551.6775 559.1249 566.5366 573.9112 581.2474

298 545.4822 552.8905 560.2644 567.6025 574.9035

299 539.2211 546.5885 553.9229 561.2228 568.4870

300 532.8934 540.2183 547.5114 554.7714 561.9970

301 526.4986 533.7790 541.0291 548.2474 555.4325

302 520.0357 527.2700 534.4752 541.6499 548.7929

303 513.5042 520.6904 527.8489 534.9783 542.0772

304 506.9033 514.0396 521.1495 528.2316 535.2845

305 500.2323 507.3168 514.3761 521.4090 528.4141

306 493.4904 500.5211 507.5279 514.5096 521.4648

307 486.6769 493.6518 500.6042 507.5327 514.4360

308 479.7909 486.7080 493.6039 500.4772 507.3266

309 472.8318 479.6891 486.5264 493.3424 500.1358

310 465.7988 472.5941 479.3707 486.1273 492.8625

311 458.6910 465.4222 472.1360 478.8310 485.5060

312 451.5078 458.1727 464.8214 471.4526 478.0651

313 444.2482 450.8446 457.4261 463.9913 470.5390

314 436.9114 443.4371 449.9491 456.4460 462.9266

315 429.4967 435.9494 442.3895 448.8158 455.2270

316 422.0033 428.3805 434.7465 441.0998 447.4392

317 414.4302 420.7297 427.0191 433.2969 439.5621

318 406.7766 412.9960 419.2063 425.4063 431.5948

319 399.0417 405.1785 411.3073 417.4269 423.5362

320 391.2247 397.2763 403.3211 409.3578 415.3853

321 383.3246 389.2885 395.2467 401.1979 407.1409

322 375.3405 381.2142 387.0831 392.9461 398.8021

323 367.2716 373.0524 378.8294 384.6016 390.3678

324 359.1170 364.8021 370.4845 376.1631 381.8368

325 350.8758 356.4625 362.0476 367.6298 373.2080

326 342.5470 348.0326 353.5174 359.0004 364.4804

327 334.1296 339.5113 344.8931 350.2739 355.6528

328 325.6229 330.8977 336.1736 341.4493 346.7240

329 317.0258 322.1908 327.3577 332.5254 337.6929

330 308.3373 313.3896 318.4445 323.5011 328.5584

331 299.5565 304.4930 309.4330 314.3753 319.3191

332 290.6824 295.5001 300.3219 305.1468 309.9740

333 281.7140 286.4097 291.1102 295.8145 300.5219

334 272.6504 277.2208 281.7968 286.3772 290.9614

335 263.4904 267.9324 272.3805 276.8338 281.2914

336 254.2331 258.5434 262.8603 267.1830 271.5105

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

289 636.9873 644.4451 651.8507 659.2029 666.5011

290 631.1748 638.6127 645.9995 653.3343 660.6163

291 625.2945 632.7110 640.0776 647.3936 654.6579

292 619.3456 626.7392 634.0842 641.3798 648.6251

293 613.3273 620.6965 628.0184 635.2921 642.5168

294 607.2389 614.5820 621.8792 629.1296 636.3322

295 601.0793 608.3949 615.6659 622.8914 630.0703

296 594.8479 602.1344 609.3775 616.5764 623.7301

297 588.5438 595.7995 603.0132 610.1839 617.3106

298 582.1662 589.3894 596.5719 603.7127 610.8110

299 575.7142 582.9031 590.0528 597.1621 604.2300

300 569.1868 576.3399 583.4549 590.5309 597.5668

301 562.5834 569.6987 576.7773 583.8182 590.8203

302 555.9029 562.9786 570.0190 577.0229 583.9895

303 549.1444 556.1787 563.1790 570.1442 577.0733

304 542.3071 549.2981 556.2564 563.1809 570.0707

305 535.3901 542.3358 549.2501 556.1320 562.9805

306 528.3923 535.2908 542.1592 548.9965 555.8016

307 521.3129 528.1621 534.9826 541.7733 548.5331

308 514.1509 520.9488 527.7193 534.4613 541.1737

309 506.9053 513.6499 520.3682 527.0594 533.7223

310 499.5752 506.2642 512.9283 519.5665 526.1777

311 492.1596 498.7909 505.3985 511.9815 518.5389

312 484.6575 491.2288 497.7777 504.3033 510.8046

313 477.0679 483.5769 490.0648 496.5307 502.9735

314 469.3897 475.8341 482.2588 488.6626 495.0446

315 461.6219 467.9994 474.3584 480.6978 487.0166

316 453.7635 460.0717 466.3625 472.6350 478.8883

317 445.8134 452.0498 458.2700 464.4732 470.6583

318 437.7706 443.9326 450.0798 456.2110 462.3254

319 429.6340 435.7191 441.7905 447.8473 453.8884

320 421.4024 427.4080 433.4012 439.3808 445.3460

321 413.0748 418.9983 424.9104 430.8102 436.6967

322 404.6500 410.4886 416.3170 422.1343 427.9394

323 396.1269 401.8779 407.6198 413.3517 419.0725

324 387.5044 393.1650 398.8176 404.4611 410.0949

325 378.7813 384.3486 389.9089 395.4613 401.0050

326 369.9564 375.4275 380.8926 386.3509 391.8015

327 361.0286 366.4005 371.7674 377.1285 382.4829

328 351.9966 357.2662 362.5319 367.7927 373.0479

329 342.8593 348.0235 353.1848 358.3422 363.4949

330 333.6153 338.6711 343.7248 348.7755 353.8225

331 324.2635 329.2076 334.1504 339.0912 344.0292

332 314.8026 319.6317 324.4604 329.2879 334.1135

333 305.2313 309.9421 314.6532 319.3641 324.0739

334 295.5484 300.1374 304.7276 309.3183 313.9087

335 285.7525 290.2163 294.6820 299.1490 303.6165

336 275.8423 280.1774 284.5151 288.8547 293.1956

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 23 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

337 244.8775 249.0527 253.2350 257.4236 261.6176

338 235.4224 239.4591 243.5034 247.5544 251.6114

339 225.8669 229.7616 233.6643 237.5742 241.4905

340 216.2099 219.9591 223.7166 227.4817 231.2536

341 206.4502 210.0504 213.6591 217.2756 220.8994

342 196.5869 200.0343 203.4905 206.9548 210.4266

343 186.6188 189.9097 193.2096 196.5178 199.8338

344 176.5447 179.6754 182.8152 185.9634 189.1196

345 166.3636 169.3303 172.3060 175.2903 178.2826

346 156.0744 158.8731 161.6808 164.4971 167.3215

347 145.6758 148.3026 150.9383 153.5825 156.2347

348 135.1667 137.6176 140.0772 142.5451 145.0209

349 124.5460 126.8168 129.0961 131.3835 133.6787

350 113.8124 115.8990 117.9938 120.0964 122.2065

351 102.9648 104.8630 106.7689 108.6823 110.6028

352 92.0019 93.7074 95.4201 97.1398 98.8661

353 80.9226 82.4309 83.9459 85.4674 86.9950

354 69.7255 71.0323 72.3451 73.6637 74.9879

355 58.4095 59.5102 60.6161 61.7272 62.8432

356 46.9732 47.8632 48.7577 49.6564 50.5593

357 35.4154 36.0901 36.7683 37.4498 38.1346

358 23.7348 24.1895 24.6465 25.1060 25.5676

359 11.9301 12.1599 12.3909 12.6232 12.8566

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

337 265.8164 270.0192 274.2253 278.4339 282.6445

338 255.6736 259.7405 263.8112 267.8850 271.9615

339 245.4125 249.3397 253.2712 257.2065 261.1449

340 235.0317 238.8153 242.6039 246.3967 250.1932

341 224.5297 228.1660 231.8076 235.4540 239.1045

342 213.9053 217.3903 220.8809 224.3768 227.8772

343 203.1569 206.4865 209.8222 213.1634 216.5096

344 192.2830 195.4533 198.6299 201.8123 204.9999

345 181.2824 184.2891 187.3023 190.3216 193.3464

346 170.1533 172.9923 175.8379 178.6896 181.5471

347 158.8945 161.5613 164.2349 166.9147 169.6004

348 147.5043 149.9946 152.4917 154.9950 157.5043

349 135.9812 138.2906 140.6066 142.9289 145.2570

350 124.3236 126.4476 128.5779 130.7144 132.8567

351 112.5301 114.4639 116.4039 118.3498 120.3013

352 100.5990 102.3379 104.0827 105.8332 107.5890

353 88.5286 90.0679 91.6127 93.1627 94.7178

354 76.3175 77.6522 78.9920 80.3365 81.6857

355 63.9639 65.0891 66.2188 67.3527 68.4907

356 51.4661 52.3768 53.2913 54.2093 55.1308

357 38.8226 39.5136 40.2075 40.9043 41.6038

358 26.0315 26.4976 26.9657 27.4357 27.9078

359 13.0913 13.3270 13.5638 13.8017 14.0406

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 24

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

1 1000.8496 1000.8722 1000.8939 1000.9147 1000.9347

2 1001.7083 1001.7538 1001.7976 1001.8397 1001.8801

3 1002.5761 1002.6450 1002.7113 1002.7750 1002.8363

4 1003.4531 1003.5459 1003.6351 1003.7209 1003.8034

5 1004.3394 1004.4565 1004.5691 1004.6775 1004.7817

6 1005.2352 1005.3770 1005.5135 1005.6448 1005.7712

7 1006.1404 1006.3074 1006.4682 1006.6230 1006.7720

8 1007.0553 1007.2480 1007.4335 1007.6122 1007.7842

9 1007.9799 1008.1987 1008.4094 1008.6125 1008.8081

10 1008.9143 1009.1597 1009.3962 1009.6241 1009.8437

11 1009.8587 1010.1311 1010.3938 1010.6470 1010.8912

12 1010.8131 1011.1131 1011.4024 1011.6815 1011.9506

13 1011.5821 1011.9064 1012.2192 1012.5209 1012.8118

14 1012.3593 1012.7084 1013.0451 1013.3697 1013.6828

15 1013.1447 1013.5191 1013.8800 1014.2281 1014.5637

16 1013.9385 1014.3385 1014.7242 1015.0962 1015.4548

17 1014.7408 1015.1668 1015.5777 1015.9740 1016.3561

18 1015.5515 1016.0041 1016.4406 1016.8617 1017.2677

19 1016.3709 1016.8504 1017.3131 1017.7593 1018.1898

20 1017.1989 1017.7060 1018.1951 1018.6671 1019.1224

21 1018.0358 1018.5707 1019.0870 1019.5851 1020.0657

22 1018.8816 1019.4449 1019.9886 1020.5134 1021.0198

23 1019.7363 1020.3285 1020.9002 1021.4521 1021.9849

24 1020.6002 1021.2217 1021.8219 1022.4015 1022.9610

25 1021.2737 1021.9214 1022.5468 1023.1506 1023.7336

26 1021.9545 1022.6287 1023.2796 1023.9082 1024.5151

27 1022.6425 1023.3436 1024.0206 1024.6743 1025.3055

28 1023.3378 1024.0662 1024.7697 1025.4490 1026.1050

29 1024.0404 1024.7967 1025.5271 1026.2325 1026.9136

30 1024.7506 1025.5351 1026.2929 1027.0247 1027.7315

31 1025.4683 1026.2815 1027.0671 1027.8259 1028.5588

32 1026.1936 1027.0360 1027.8498 1028.6361 1029.3955

33 1026.9266 1027.7986 1028.6412 1029.4553 1030.2419

34 1027.6674 1028.5696 1029.4414 1030.2839 1031.0979

35 1028.4161 1029.3488 1030.2504 1031.1217 1031.9638

36 1029.1727 1030.1366 1031.0683 1031.9689 1032.8395

37 1029.7340 1030.7255 1031.6841 1032.6107 1033.5064

38 1030.3012 1031.3209 1032.3067 1033.2596 1034.1808

39 1030.8745 1031.9227 1032.9361 1033.9159 1034.8630

40 1031.4538 1032.5310 1033.5725 1034.5795 1035.5530

41 1032.0393 1033.1459 1034.2160 1035.2506 1036.2510

42 1032.6311 1033.7675 1034.8665 1035.9293 1036.9569

43 1033.2291 1034.3958 1035.5243 1036.6155 1037.6709

44 1033.8334 1035.0309 1036.1892 1037.3096 1038.3931

45 1034.4442 1035.6729 1036.8616 1038.0114 1039.1235

46 1035.0615 1036.3219 1037.5413 1038.7211 1039.8624

47 1035.6853 1036.9779 1038.2286 1039.4388 1040.6096

48 1036.3158 1037.6410 1038.9234 1040.1645 1041.3655

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

1 1000.9539 1000.9723 1000.9900 1001.0069 1001.0232

2 1001.9189 1001.9561 1001.9919 1002.0263 1002.0593

3 1002.8951 1002.9516 1003.0060 1003.0581 1003.1082

4 1003.8828 1003.9590 1004.0323 1004.1027 1004.1703

5 1004.8819 1004.9783 1005.0710 1005.1601 1005.2457

6 1005.8927 1006.0097 1006.1222 1006.2304 1006.3345

7 1006.9154 1007.0534 1007.1862 1007.3140 1007.4369

8 1007.9499 1008.1094 1008.2630 1008.4108 1008.5531

9 1008.9965 1009.1780 1009.3528 1009.5211 1009.6833

10 1010.0553 1010.2593 1010.4558 1010.6451 1010.8276

11 1011.1265 1011.3534 1011.5721 1011.7829 1011.9862

12 1012.2102 1012.4605 1012.7019 1012.9347 1013.1592

13 1013.0922 1013.3627 1013.6235 1013.8749 1014.1174

14 1013.9846 1014.2756 1014.5562 1014.8267 1015.0876

15 1014.8874 1015.1994 1015.5002 1015.7902 1016.0699

16 1015.8007 1016.1341 1016.4556 1016.7656 1017.0645

17 1016.7246 1017.0799 1017.4226 1017.7529 1018.0715

18 1017.6593 1018.0370 1018.4012 1018.7524 1019.0911

19 1018.6050 1019.0054 1019.3916 1019.7641 1020.1234

20 1019.5616 1019.9853 1020.3941 1020.7883 1021.1687

21 1020.5295 1020.9769 1021.4086 1021.8251 1022.2270

22 1021.5086 1021.9802 1022.4354 1022.8746 1023.2985

23 1022.4991 1022.9955 1023.4746 1023.9371 1024.3834

24 1023.5012 1024.0228 1024.5264 1025.0125 1025.4819

25 1024.2965 1024.8399 1025.3645 1025.8710 1026.3600

26 1025.1010 1025.6667 1026.2128 1026.7401 1027.2491

27 1025.9149 1026.5033 1027.0714 1027.6198 1028.1493

28 1026.7383 1027.3499 1027.9403 1028.5104 1029.0608

29 1027.5713 1028.2065 1028.8197 1029.4118 1029.9836

30 1028.4141 1029.0732 1029.7097 1030.3244 1030.9180

31 1029.2666 1029.9503 1030.6105 1031.2482 1031.8640

32 1030.1292 1030.8378 1031.5222 1032.1833 1032.8219

33 1031.0017 1031.7358 1032.4449 1033.1300 1033.7917

34 1031.8845 1032.6445 1033.3788 1034.0882 1034.7737

35 1032.7775 1033.5639 1034.3239 1035.0583 1035.7680

36 1033.6810 1034.4943 1035.2805 1036.0403 1036.7746

37 1034.3721 1035.2089 1036.0177 1036.7995 1037.5551

38 1035.0713 1035.9320 1036.7639 1037.5680 1038.3453

39 1035.7786 1036.6636 1037.5191 1038.3461 1039.1454

40 1036.4942 1037.4040 1038.2835 1039.1336 1039.9555

41 1037.2181 1038.1531 1039.0570 1039.9309 1040.7757

42 1037.9505 1038.9111 1039.8399 1040.7379 1041.6062

43 1038.6914 1039.6781 1040.6323 1041.5549 1042.4470

44 1039.4409 1040.4543 1041.4343 1042.3819 1043.2984

45 1040.1992 1041.2396 1042.2459 1043.2191 1044.1604

46 1040.9664 1042.0343 1043.0673 1044.0666 1045.0331

47 1041.7425 1042.8384 1043.8987 1044.9245 1045.9168

48 1042.5276 1043.6521 1044.7401 1045.7929 1046.8115

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 25 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

49 1036.7455 1038.0998 1039.4106 1040.6791 1041.9067

50 1037.1797 1038.5637 1039.9031 1041.1995 1042.4540

51 1037.6186 1039.0325 1040.4011 1041.7257 1043.0077

52 1038.0621 1039.5064 1040.9045 1042.2578 1043.5677

53 1038.5104 1039.9855 1041.4136 1042.7959 1044.1341

54 1038.9634 1040.4698 1041.9282 1043.3401 1044.7069

55 1039.4212 1040.9593 1042.4485 1043.8904 1045.2864

56 1039.8839 1041.4541 1042.9746 1044.4469 1045.8725

57 1040.3515 1041.9542 1043.5065 1045.0097 1046.4653

58 1040.8241 1042.4598 1044.0442 1045.5787 1047.0649

59 1041.3017 1042.9709 1044.5879 1046.1542 1047.6714

60 1041.7843 1043.4875 1045.1376 1046.7362 1048.2848

61 1042.0605 1043.7940 1045.4737 1047.1009 1048.6774

62 1042.3396 1044.1039 1045.8134 1047.4698 1049.0745

63 1042.6217 1044.4171 1046.1570 1047.8428 1049.4762

64 1042.9067 1044.7337 1046.5043 1048.2200 1049.8825

65 1043.1948 1045.0538 1046.8555 1048.6015 1050.2934

66 1043.4860 1045.3773 1047.2105 1048.9872 1050.7091

67 1043.7802 1045.7043 1047.5695 1049.3773 1051.1295

68 1044.0776 1046.0349 1047.9324 1049.7718 1051.5547

69 1044.3781 1046.3690 1048.2993 1050.1707 1051.9848

70 1044.6819 1046.7068 1048.6703 1050.5741 1052.4198

71 1044.9888 1047.0482 1049.0454 1050.9820 1052.8598

72 1045.2990 1047.3934 1049.4246 1051.3945 1053.3048

73 1045.3967 1047.5223 1049.5839 1051.5835 1053.5226

74 1045.4954 1047.6526 1049.7450 1051.7745 1053.7429

75 1045.5951 1047.7843 1049.9079 1051.9678 1053.9657

76 1045.6959 1047.9174 1050.0726 1052.1632 1054.1910

77 1045.7978 1048.0520 1050.2390 1052.3607 1054.4189

78 1045.9008 1048.1880 1050.4074 1052.5606 1054.6495

79 1046.0048 1048.3256 1050.5776 1052.7626 1054.8826

80 1046.1100 1048.4646 1050.7496 1052.9670 1055.1185

81 1046.2162 1048.6051 1050.9236 1053.1736 1055.3570

82 1046.3236 1048.7471 1051.0994 1053.3826 1055.5983

83 1046.4322 1048.8907 1051.2773 1053.5939 1055.8423

84 1046.5419 1049.0358 1051.4571 1053.8076 1056.0892

85 1046.4326 1048.9581 1051.4103 1053.7909 1056.1018

86 1046.3221 1048.8796 1051.3630 1053.7740 1056.1146

87 1046.2105 1048.8003 1051.3151 1053.7569 1056.1276

88 1046.0976 1048.7201 1051.2668 1053.7396 1056.1406

89 1045.9836 1048.6390 1051.2179 1053.7222 1056.1539

90 1045.8683 1048.5571 1051.1684 1053.7045 1056.1673

91 1045.7519 1048.4742 1051.1185 1053.6867 1056.1808

92 1045.6342 1048.3905 1051.0679 1053.6686 1056.1945

93 1045.5152 1048.3058 1051.0169 1053.6504 1056.2083

94 1045.3950 1048.2202 1050.9652 1053.6319 1056.2224

95 1045.2735 1048.1338 1050.9130 1053.6132 1056.2365

96 1045.1507 1048.0463 1050.8602 1053.5944 1056.2509

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

49 1043.0946 1044.2440 1045.3563 1046.4325 1047.4739

50 1043.6681 1044.8430 1045.9798 1047.0799 1048.1445

51 1044.2484 1045.4490 1046.6110 1047.7354 1048.8235

52 1044.8354 1046.0623 1047.2497 1048.3988 1049.5109

53 1045.4292 1046.6828 1047.8962 1049.0705 1050.2070

54 1046.0300 1047.3108 1048.5504 1049.7503 1050.9118

55 1046.6378 1047.9461 1049.2126 1050.4386 1051.6254

56 1047.2527 1048.5890 1049.8828 1051.1353 1052.3479

57 1047.8748 1049.2396 1050.5611 1051.8406 1053.0794

58 1048.5041 1049.8979 1051.2475 1052.5545 1053.8201

59 1049.1408 1050.5640 1051.9423 1053.2772 1054.5700

60 1049.7849 1051.2380 1052.6455 1054.0088 1055.3293

61 1050.2046 1051.6839 1053.1170 1054.5051 1055.8497

62 1050.6292 1052.1352 1053.5942 1055.0075 1056.3765

63 1051.0587 1052.5919 1054.0771 1055.5160 1056.9100

64 1051.4933 1053.0539 1054.5659 1056.0308 1057.4501

65 1051.9329 1053.5215 1055.0606 1056.5520 1057.9969

66 1052.3776 1053.9945 1055.5613 1057.0795 1058.5506

67 1052.8276 1054.4733 1056.0681 1057.6135 1059.1112

68 1053.2828 1054.9577 1056.5809 1058.1541 1059.6788

69 1053.7433 1055.4478 1057.1000 1058.7014 1060.2535

70 1054.2091 1055.9438 1057.6253 1059.2553 1060.8354

71 1054.6804 1056.4456 1058.1570 1059.8161 1061.4246

72 1055.1573 1056.9535 1058.6951 1060.3838 1062.0212

73 1055.4031 1057.2266 1058.9947 1060.7092 1062.3717

74 1055.6518 1057.5029 1059.2980 1061.0387 1062.7267

75 1055.9033 1057.7825 1059.6049 1061.3722 1063.0861

76 1056.1579 1058.0655 1059.9156 1061.7098 1063.4499

77 1056.4153 1058.3518 1060.2300 1062.0516 1063.8184

78 1056.6758 1058.6415 1060.5481 1062.3976 1064.1914

79 1056.9394 1058.9346 1060.8702 1062.7478 1064.5691

80 1057.2060 1059.2312 1061.1961 1063.1023 1064.9515

81 1057.4757 1059.5314 1061.5260 1063.4612 1065.3387

82 1057.7485 1059.8351 1061.8598 1063.8244 1065.7307

83 1058.0246 1060.1424 1062.1977 1064.1922 1066.1277

84 1058.3039 1060.4534 1062.5397 1064.5645 1066.5296

85 1058.3451 1060.5225 1062.6359 1064.6871 1066.6780

86 1058.3868 1060.5924 1062.7333 1064.8113 1066.8283

87 1058.4290 1060.6632 1062.8319 1064.9370 1066.9804

88 1058.4717 1060.7348 1062.9317 1065.0643 1067.1345

89 1058.5149 1060.8072 1063.0326 1065.1931 1067.2905

90 1058.5586 1060.8805 1063.1348 1065.3235 1067.4484

91 1058.6028 1060.9547 1063.2383 1065.4555 1067.6084

92 1058.6475 1061.0297 1063.3430 1065.5892 1067.7703

93 1058.6928 1061.1057 1063.4489 1065.7244 1067.9342

94 1058.7386 1061.1825 1063.5561 1065.8614 1068.1002

95 1058.7849 1061.2602 1063.6646 1066.0000 1068.2683

96 1058.8317 1061.3389 1063.7745 1066.1403 1068.4384

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 26

HUD-Wash., D.C.

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4240.2 REV CHG 3

APPENDIX 10

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

97 1044.8020 1047.7291 1050.5737 1053.3378 1056.0236

98 1044.4497 1047.4084 1050.2840 1053.0784 1055.7937

99 1044.0936 1047.0843 1049.9911 1052.8161 1055.5612

100 1043.7337 1046.7567 1049.6950 1052.5508 1055.3260

101 1043.3699 1046.4255 1049.3956 1052.2825 1055.0882

102 1043.0023 1046.0907 1049.0929 1052.0112 1054.8476

103 1042.6308 1045.7523 1048.7869 1051.7369 1054.6042

104 1042.2554 1045.4102 1048.4775 1051.4594 1054.3581

105 1041.8760 1045.0644 1048.1647 1051.1789 1054.1091

106 1041.4925 1044.7149 1047.8484 1050.8952 1053.8573

107 1041.1050 1044.3616 1047.5286 1050.6083 1053.6026

108 1040.7133 1044.0044 1047.2053 1050.3182 1053.3450

109 1040.0884 1043.4100 1046.6407 1049.7826 1052.8378

110 1039.4569 1042.8091 1046.0698 1049.2410 1052.3248

111 1038.8187 1042.2018 1045.4926 1048.6933 1051.8060

112 1038.1737 1041.5878 1044.9090 1048.1394 1051.2812

113 1037.5218 1040.9672 1044.3190 1047.5793 1050.7504

114 1036.8630 1040.3399 1043.7224 1047.0129 1050.2135

115 1036.1972 1039.7057 1043.1193 1046.4402 1049.6704

116 1035.5243 1039.0647 1042.5095 1045.8610 1049.1211

117 1034.8443 1038.4168 1041.8930 1045.2752 1048.5656

118 1034.1571 1037.7618 1041.2697 1044.6829 1048.0036

119 1033.4625 1037.0998 1040.6395 1044.0839 1047.4353

120 1032.7606 1036.4305 1040.0023 1043.4782 1046.8604

121 1031.8176 1035.5160 1039.1156 1042.6187 1046.0274

122 1030.8645 1034.5915 1038.2191 1041.7494 1045.1848

123 1029.9014 1033.6570 1037.3126 1040.8704 1044.3326

124 1028.9280 1032.7124 1036.3962 1039.9815 1043.4706

125 1027.9442 1031.7575 1035.4696 1039.0826 1042.5988

126 1026.9500 1030.7923 1034.5328 1038.1736 1041.7169

127 1025.9452 1029.8167 1033.5857 1037.2544 1040.8250

128 1024.9298 1028.8304 1032.6281 1036.3248 1039.9228

129 1023.9036 1027.8335 1031.6599 1035.3848 1039.0103

130 1022.8664 1026.8258 1030.6810 1034.4341 1038.0874

131 1021.8183 1025.8072 1029.6914 1033.4728 1037.1538

132 1020.7590 1024.7776 1028.6908 1032.5007 1036.2096

133 1019.6884 1023.7367 1027.6791 1031.5177 1035.2546

134 1018.6065 1022.6847 1026.6563 1030.5235 1034.2886

135 1017.5131 1021.6212 1025.6222 1029.5182 1033.3115

136 1016.4080 1020.5462 1024.5767 1028.5016 1032.3233

137 1015.2913 1019.4595 1023.5196 1027.4736 1031.3237

138 1014.1626 1018.3611 1022.4508 1026.4340 1030.3126

139 1013.0220 1017.2508 1021.3703 1025.3827 1029.2900

140 1011.8692 1016.1284 1020.2778 1024.3195 1028.2557

141 1010.7042 1014.9939 1019.1733 1023.2444 1027.2095

142 1009.5269 1013.8471 1018.0565 1022.1572 1026.1513

143 1008.3370 1012.6879 1016.9275 1021.0578 1025.0810

144 1007.1344 1011.5161 1015.7859 1019.9460 1023.9985

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

97 1058.6330 1061.1681 1063.6308 1066.0231 1068.3470

98 1058.4320 1060.9952 1063.4854 1065.9045 1068.2545

99 1058.2286 1060.8202 1063.3382 1065.7844 1068.1609

100 1058.0228 1060.6432 1063.1892 1065.6628 1068.0660

101 1057.8147 1060.4641 1063.0384 1065.5397 1067.9700

102 1057.6041 1060.2828 1062.8858 1065.4151 1067.8727

103 1057.3910 1060.0994 1062.7314 1065.2890 1067.7743

104 1057.1755 1059.9138 1062.5751 1065.1614 1067.6746

105 1056.9575 1059.7261 1062.4169 1065.0321 1067.5737

106 1056.7369 1059.5360 1062.2568 1064.9013 1067.4715

107 1056.5137 1059.3438 1062.0948 1064.7689 1067.3681

108 1056.2880 1059.1492 1061.9308 1064.6348 1067.2633

109 1055.8085 1058.6969 1061.5049 1064.2347 1066.8883

110 1055.3235 1058.2391 1061.0738 1063.8296 1066.5086

111 1054.8328 1057.7760 1060.6375 1063.4196 1066.1242

112 1054.3364 1057.3073 1060.1960 1063.0045 1065.7349

113 1053.8342 1056.8331 1059.7491 1062.5843 1065.3408

114 1053.3262 1056.3533 1059.2968 1062.1589 1064.9418

115 1052.8122 1055.8677 1058.8390 1061.7284 1064.5378

116 1052.2922 1055.3764 1058.3758 1061.2925 1064.1287

117 1051.7662 1054.8792 1057.9069 1060.8513 1063.7145

118 1051.2340 1054.3762 1057.4323 1060.4046 1063.2952

119 1050.6956 1053.8671 1056.9521 1059.9525 1062.8706

120 1050.1509 1053.3521 1056.4660 1059.4948 1062.4407

121 1049.3438 1052.5703 1055.7089 1058.7617 1061.7311

122 1048.5273 1051.7792 1054.9426 1058.0197 1061.0126

123 1047.7013 1050.9787 1054.1671 1057.2685 1060.2851

124 1046.8656 1050.1688 1053.3822 1056.5081 1059.5486

125 1046.0202 1049.3492 1052.5878 1055.7383 1058.8028

126 1045.1650 1048.5199 1051.7838 1054.9591 1058.0478

127 1044.2997 1047.6807 1050.9702 1054.1703 1057.2833

128 1043.4244 1046.8316 1050.1466 1053.3718 1056.5092

129 1042.5388 1045.9723 1049.3132 1052.5635 1055.7255

130 1041.6429 1045.1029 1048.4696 1051.7452 1054.9319

131 1040.7366 1044.2232 1047.6159 1050.9169 1054.1285

132 1039.8196 1043.3330 1046.7519 1050.0784 1053.3150

133 1038.8920 1042.4322 1045.8774 1049.2297 1052.4913

134 1037.9536 1041.5208 1044.9923 1048.3704 1051.6573

135 1037.0042 1040.5985 1044.0966 1047.5006 1050.8129

136 1036.0437 1039.6652 1043.1900 1046.6202 1049.9580

137 1035.0721 1038.7209 1042.2725 1045.7289 1049.0923

138 1034.0891 1037.7654 1041.3438 1044.8266 1048.2159

139 1033.0946 1036.7985 1040.4040 1043.9133 1047.3285

140 1032.0885 1035.8202 1039.4528 1042.9887 1046.4300

141 1031.0707 1034.8302 1038.4901 1042.0527 1045.5202

142 1030.0410 1033.8284 1037.5158 1041.1053 1044.5991

143 1028.9993 1032.8148 1036.5297 1040.1462 1043.6665

144 1027.9455 1031.7891 1035.5317 1039.1753 1042.7222

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 27 8/80

HUD-Wash., D.C.

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4240.2 REV CHG 3

APPENDIX 10

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

145 1005.9191 1010.3316 1014.6318 1018.8217 1022.9035

146 1004.6909 1009.1343 1013.4649 1017.6848 1021.7960

147 1003.4496 1007.9240 1012.2851 1016.5350 1020.6758

148 1002.1952 1006.7006 1011.0923 1015.3724 1019.5427

149 1000.9274 1005.4640 1009.8864 1014.1966 1018.3967

150 999.6461 1004.2140 1008.6671 1013.0076 1017.2376

151 998.3513 1002.9504 1007.4344 1011.8053 1016.0651

152 997.0426 1001.6731 1006.1880 1010.5894 1014.8793

153 995.7201 1000.3820 1004.9279 1009.3598 1013.6798

154 994.3835 999.0769 1003.6539 1008.1164 1012.4666

155 993.0327 997.7577 1002.3658 1006.8590 1011.2395

156 991.6676 996.4241 1001.0635 1005.5875 1009.9983

157 990.2879 995.0762 999.7468 1004.3017 1008.7429

158 988.8936 993.7136 998.4155 1003.0014 1007.4732

159 987.4845 992.3362 997.0696 1001.6865 1006.1889

160 986.0604 990.9440 995.7088 1000.3567 1004.8898

161 984.6212 989.5366 994.3330 999.0121 1003.5759

162 983.1667 988.1141 992.9419 997.6523 1002.2469

163 981.6967 986.6761 991.5356 996.2771 1000.9027

164 980.2112 985.2225 990.1137 994.8866 999.5431

165 978.7098 983.7532 988.6761 993.4804 998.1679

166 977.1925 982.2679 987.2226 992.0583 996.7770

167 975.6590 980.7666 985.7531 990.6203 995.3701

168 974.1093 979.2490 984.2673 989.1661 993.9471

169 972.5431 977.7149 982.7652 987.6955 992.5078

170 970.9602 976.1643 981.2464 986.2084 991.0520

171 969.3606 974.5968 979.7109 984.7045 989.5795

172 967.7439 973.0124 978.1584 983.1838 988.0902

173 966.1101 971.4108 976.5888 981.6459 986.5838

174 964.4589 969.7918 975.0019 980.0907 985.0601

175 962.7902 968.1554 973.3974 978.5180 983.5189

176 961.1037 966.5011 971.7752 976.9277 981.9601

177 959.3993 964.8290 970.1352 975.3194 980.3835

178 957.6768 963.1387 968.4770 973.6931 978.7888

179 955.9360 961.4302 966.8004 972.0484 977.1758

180 954.1767 959.7031 965.1054 970.3853 975.5443

181 952.3988 957.9573 963.3917 968.7034 973.8941

182 950.6019 956.1926 961.6590 967.0026 972.2250

183 948.7859 954.4088 959.9072 965.2827 970.5368

184 946.9506 952.6057 958.1361 963.5435 968.8293

185 945.0959 950.7830 956.3454 961.7846 967.1022

186 943.2214 948.9406 954.5350 960.0060 965.3553

187 941.3270 947.0782 952.7045 958.2074 963.5883

188 939.4125 945.1956 950.8539 956.3885 961.8012

189 937.4777 943.2927 948.9828 954.5492 959.9935

190 935.5223 941.3691 947.0910 952.6892 958.1652

191 933.5461 939.4247 945.1784 950.8083 956.3159

192 931.5489 937.4593 943.2446 948.9062 954.4454

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

145 1026.8793 1030.7513 1034.5216 1038.1925 1041.7662

146 1025.8007 1029.7011 1033.4994 1037.1976 1040.7981

147 1024.7096 1028.6385 1032.4647 1036.1905 1039.8180

148 1023.6057 1027.5632 1031.4176 1035.1710 1038.8256

149 1022.4889 1026.4752 1030.3578 1034.1390 1037.8208

150 1021.3591 1025.3742 1029.2853 1033.0943 1036.8035

151 1020.2161 1024.2602 1028.1997 1032.0367 1035.7734

152 1019.0598 1023.1330 1027.1011 1030.9662 1034.7305

153 1017.8899 1021.9923 1025.9891 1029.8825 1033.6745

154 1016.7065 1020.8381 1024.8637 1028.7854 1032.6053

155 1015.5092 1019.6703 1023.7248 1027.6749 1031.5228

156 1014.2980 1018.4885 1022.5720 1026.5507 1030.4267

157 1013.0726 1017.2927 1021.4054 1025.4127 1029.3169

158 1011.8329 1016.0827 1020.2246 1024.2608 1028.1933

159 1010.5788 1014.8584 1019.0296 1023.0946 1027.0556

160 1009.3100 1013.6195 1017.8201 1021.9142 1025.9037

161 1008.0265 1012.3658 1016.5961 1020.7192 1024.7374

162 1006.7279 1011.0973 1015.3572 1019.5095 1023.5565

163 1005.4143 1009.8138 1014.1033 1018.2850 1022.3608

164 1004.0853 1008.5150 1012.8343 1017.0454 1021.1502

165 1002.7407 1007.2008 1011.5500 1015.7906 1019.9245

166 1001.3805 1005.8709 1010.2502 1014.5203 1018.6835

167 1000.0045 1004.5253 1008.9346 1013.2345 1017.4269

168 998.6123 1003.1637 1007.6032 1011.9328 1016.1546

169 997.2040 1001.7859 1006.2556 1010.6151 1014.8664

170 995.7792 1000.3918 1004.8918 1009.2813 1013.5622

171 994.3377 998.9811 1003.5115 1007.9310 1012.2416

172 992.8795 997.5537 1002.1145 1006.5642 1010.9045

173 991.4043 996.1093 1000.7007 1005.1805 1009.5507

174 989.9118 994.6477 999.2698 1003.7798 1008.1800

175 988.4019 993.1688 997.8215 1002.3620 1006.7921

176 986.8744 991.6724 996.3558 1000.9267 1005.3869

177 985.3291 990.1581 994.8723 999.4737 1003.9641

178 983.7658 988.6259 993.3710 998.0029 1002.5236

179 982.1842 987.0755 991.8515 996.5140 1001.0650

180 980.5842 985.5067 990.3136 995.0068 999.5882

181 978.9655 983.9192 988.7572 993.4811 998.0930

182 977.3279 982.3129 987.1819 991.9366 996.5790

183 975.6712 980.6875 985.5876 990.3732 995.0461

184 973.9952 979.0429 983.9740 988.7905 993.4941

185 972.2996 977.3787 982.3410 987.1884 991.9227

186 970.5843 975.6947 980.6882 985.5666 990.3316

187 968.8489 973.9907 979.0154 983.9248 988.7206

188 967.0933 972.2665 977.3225 982.2629 987.0895

189 965.3172 970.5218 975.6090 980.5805 985.4381

190 963.5204 968.7564 973.8749 978.8775 983.7659

191 961.7026 966.9701 972.1198 977.1535 982.0729

192 959.8636 965.1625 970.3435 975.4084 980.3587

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 28

HUD-Wash., D.C.

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4240.2 REV CHG 3

APPENDIX 10

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

193 929.5305 935.4725 941.2895 946.9827 952.5534

194 927.4906 933.4642 939.3128 945.0375 950.6398

195 925.4291 931.4342 937.3142 943.0705 948.7043

196 923.3457 929.3821 935.2936 941.0814 946.7466

197 921.2401 927.3079 933.2507 939.0698 944.7664

198 919.1122 925.2111 931.1853 937.0357 942.7636

199 916.9616 923.0917 929.0970 934.9786 940.7378

200 914.7882 920.9493 926.9857 932.8985 938.6888

201 912.5917 918.7837 924.8510 930.7949 936.6164

202 910.3719 916.5946 922.6928 928.6676 934.5201

203 908.1285 914.3818 920.5108 926.5164 932.3999

204 905.8613 912.1450 918.3046 924.3411 930.2554

205 903.5699 909.8840 916.0742 922.1412 928.0863

206 901.2543 907.5985 913.8190 919.9166 925.8923

207 898.9140 905.2883 911.5390 917.6670 923.6732

208 896.5488 902.9530 909.2338 915.3920 921.4287

209 894.1585 900.5924 906.9032 913.0915 919.1584

210 891.7429 898.2063 904.5468 910.7651 916.8622

211 889.3015 895.7943 902.1644 908.4125 914.5396

212 886.8342 893.3562 899.7557 906.0335 912.1904

213 884.3407 890.8916 897.3204 903.6276 909.8143

214 881.8207 888.4004 894.8582 901.1948 907.4110

215 879.2740 885.8821 892.3688 898.7345 904.9801

216 876.7001 883.3366 889.8519 896.2466 902.5214

217 874.0990 880.7635 887.3072 893.7307 900.0345

218 871.4702 878.1626 884.7345 891.1864 897.5191

219 868.8134 875.5334 882.1333 888.6136 894.9749

220 866.1285 872.8758 879.5034 886.0118 892.4015

221 863.4150 870.1894 876.8445 883.3808 889.7987

222 860.6726 867.4739 874.1562 880.7201 887.1660

223 857.9012 864.7290 871.4383 878.0295 884.5032

224 855.1003 861.9543 868.6903 875.3086 881.8098

225 852.2696 859.1496 865.9120 872.5572 879.0856

226 849.4088 856.3144 863.1030 869.7747 876.3302

227 846.5177 853.4486 860.2630 866.9610 873.5432

228 843.5958 850.5517 857.3916 864.1156 870.7242

229 840.6429 847.6235 854.4885 861.2382 867.8730

230 837.6586 844.6635 851.5534 858.3285 864.9891

231 834.6427 841.6714 848.5858 855.3860 862.0722

232 831.5946 838.6470 845.5855 852.4104 859.1218

233 828.5142 835.5898 842.5521 849.4013 856.1376

234 825.4011 832.4994 839.4852 846.3584 853.1192

235 822.2548 829.3756 836.3844 843.2812 850.0663

236 819.0752 826.2179 833.2494 840.1695 846.9783

237 815.8617 823.0261 830.0797 837.0227 843.8550

238 812.6142 819.7996 826.8751 833.8405 840.6959

239 809.3321 816.5382 823.6350 830.6225 837.5006

240 806.0151 813.2415 820.3592 827.3683 834.2687

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

193 958.0032 963.3335 968.5458 973.6418 978.6231

194 956.1211 961.4827 966.7263 971.8534 976.8658

195 954.2170 959.6100 964.8848 970.0431 975.0865

196 952.2907 957.7150 963.0211 968.2106 973.2849

197 950.3419 955.7975 961.1349 966.3555 971.4609

198 948.3703 953.8573 959.2259 964.4776 969.6140

199 946.3758 951.8940 957.2938 962.5766 967.7441

200 944.3580 949.9074 955.3383 960.6523 965.8508

201 942.3167 947.8972 953.3593 958.7043 963.9338

202 940.2515 945.8631 951.3563 956.7324 961.9929

203 938.1623 943.8049 949.3291 954.7362 960.0277

204 936.0487 941.7223 947.2774 952.7155 958.0379

205 933.9104 939.6149 945.2009 950.6699 956.0233

206 931.7472 937.4825 943.0994 948.5992 953.9835

207 929.5587 935.3247 940.9724 946.5031 951.9182

208 927.3447 933.1414 938.8198 944.3812 949.8270

209 925.1049 930.9321 936.6411 942.2332 947.7098

210 922.8389 928.6965 934.4361 940.0588 945.5660

211 920.5466 926.4345 932.2044 937.8577 943.3955

212 918.2274 924.1455 929.9458 935.6295 941.1978

213 915.8812 921.8294 927.6600 933.3740 938.9727

214 913.5077 919.4858 925.3464 931.0907 936.7198

215 911.1064 917.1144 923.0050 928.7793 934.4386

216 908.6771 914.7147 920.6352 926.4396 932.1290

217 906.2195 912.2866 918.2368 924.0711 929.7905

218 903.7332 909.8297 915.8094 921.6734 927.4228

219 901.2180 907.3436 913.3527 919.2463 925.0255

220 898.6733 904.8279 910.8663 916.7894 922.5982

221 896.0990 902.2824 908.3499 914.3022 920.1406

222 893.4946 899.7067 905.8030 911.7845 917.6522

223 890.8599 897.1004 903.2254 909.2359 915.1328

224 888.1944 894.4631 900.6166 906.6559 912.5818

225 885.4978 891.7945 897.9764 904.0442 909.9990

226 882.7698 889.0942 895.3042 901.4004 907.3838

227 880.0099 886.3619 892.5997 898.7241 904.7360

228 877.2179 883.5971 889.8625 896.0149 902.0551

229 874.3932 880.7994 887.0923 893.2724 899.3407

230 871.5356 877.9686 884.2886 890.4962 896.5924

231 868.6447 875.1041 881.4510 887.6859 893.8097

232 865.7201 872.2057 878.5791 884.8410 890.9922

233 862.7613 869.2728 875.6725 881.9612 888.1395

234 859.7680 866.3050 872.7308 879.0460 885.2511

235 856.7398 863.3021 869.7536 876.0949 882.3266

236 853.6762 860.2634 866.7404 873.1076 879.3656

237 850.5769 857.1887 863.6907 870.0835 876.3676

238 847.4415 854.0775 860.6043 867.0223 873.3321

239 844.2695 850.9293 857.4805 863.9234 870.2586

240 841.0604 847.7438 854.3190 860.7865 867.1467

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 29 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

241 802.6629 809.9090 817.0473 824.0775 830.9997

242 799.2751 806.5404 813.6987 820.7497 827.6933

243 795.8513 803.1354 810.3132 817.3844 824.3490

244 792.3911 799.6935 806.8903 813.9813 820.9664

245 788.8941 796.2142 803.4296 810.5399 817.5450

246 785.3600 792.6973 799.9307 807.0598 814.0844

247 781.7883 789.1423 796.3932 803.5405 810.5842

248 778.1787 785.5488 792.8166 799.9817 807.0439

249 774.5308 781.9163 789.2005 796.3828 803.4629

250 770.8441 778.2445 785.5444 792.7434 799.8410

251 767.1182 774.5329 781.8481 789.0630 796.1776

252 763.3527 770.7811 778.1109 785.3413 792.4722

253 759.5472 766.9887 774.3324 781.5777 788.7243

254 755.7013 763.1552 770.5122 777.7718 784.9335

255 751.8145 759.2801 766.6498 773.9230 781.0992

256 747.8864 755.3631 762.7448 770.0309 777.2210

257 743.9166 751.4036 758.7967 766.0951 773.2984

258 739.9046 747.4013 754.8049 762.1150 769.3308

259 735.8500 743.3555 750.7691 758.0901 765.3178

260 731.7522 739.2660 746.6888 754.0199 761.2588

261 727.6110 735.1321 742.5634 749.9039 757.1533

262 723.4258 730.9535 738.3924 745.7417 753.0007

263 719.1960 726.7296 734.1754 741.5326 748.8005

264 714.9214 722.4599 729.9118 737.2761 744.5523

265 710.6013 718.1440 725.6011 732.9718 740.2553

266 706.2353 713.7813 721.2428 728.6190 735.9091

267 701.8230 709.3714 716.8365 724.2173 731.5131

268 697.3637 704.9137 712.3814 719.7660 727.0668

269 692.8571 700.4077 707.8772 715.2647 722.5694

270 688.3026 695.8529 703.3232 710.7128 718.0206

271 683.6997 691.2487 698.7190 706.1096 713.4196

272 679.0479 686.5947 694.0639 701.4546 708.7660

273 674.3467 681.8902 689.3574 696.7473 704.0589

274 669.5955 677.1348 684.5990 691.9870 699.2980

275 664.7939 672.3278 679.7880 687.1732 694.4825

276 659.9412 667.4688 674.9239 682.3052 689.6118

277 655.0369 662.5572 670.0060 677.3824 684.6854

278 650.0806 657.5923 665.0339 672.4043 679.7024

279 645.0716 652.5736 660.0069 667.3701 674.6624

280 640.0094 647.5006 654.9243 662.2794 669.5646

281 634.8933 642.3727 649.7857 657.1313 664.4084

282 629.7230 637.1891 644.5903 651.9253 659.1932

283 624.4977 631.9494 639.3375 646.6608 653.9181

284 619.2168 626.6530 634.0268 641.3371 648.5827

285 613.8799 621.2992 628.6574 635.9534 643.1861

286 608.4863 615.8873 623.2287 630.5092 637.7276

287 603.0353 610.4169 617.7401 625.0037 632.2066

288 597.5265 604.8872 612.1909 619.4363 626.6224

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

241 837.8139 844.5204 851.1193 857.6110 863.9960

242 834.5296 841.2587 847.8809 854.3964 860.8058

243 831.2069 837.9583 844.6034 851.1424 857.5758

244 827.8455 834.6187 841.2862 847.8483 854.3053

245 824.4448 831.2395 837.9290 844.5138 850.9941

246 821.0045 827.8201 834.5313 841.1383 847.6414

247 817.5241 824.3601 831.0925 837.7213 844.2468

248 814.0030 820.8591 827.6121 834.2622 840.8098

249 810.4409 817.3164 824.0897 830.7607 837.3298

250 806.8372 813.7317 820.5247 827.2161 833.8063

251 803.1914 810.1044 816.9166 823.6280 830.2388

252 799.5031 806.4341 813.2649 819.9957 826.6266

253 795.7718 802.7201 809.5691 816.3188 822.9694

254 791.9970 798.9621 805.8287 812.5968 819.2664

255 788.1781 795.1594 802.0431 808.8289 815.5171

256 784.3147 791.3116 798.2117 805.0148 811.7209

257 780.4062 787.4181 794.3340 801.1537 807.8773

258 776.4521 783.4783 790.4094 797.2452 803.9857

259 772.4518 779.4918 786.4375 793.2887 800.0454

260 768.4049 775.4579 782.4175 789.2835 796.0559

261 764.3108 771.3761 778.3490 785.2291 792.0165

262 760.1689 767.2459 774.2313 781.1249 787.9266

263 755.9787 763.0666 770.0639 776.9702 783.7855

264 751.7396 758.8377 765.8461 772.7645 779.5928

265 747.4511 754.5585 761.5773 768.5070 775.3476

266 743.1125 750.2286 757.2569 764.1973 771.0493

267 738.7233 745.8472 752.8844 759.8345 766.6973

268 734.2829 741.4138 748.4590 755.4182 762.2909

269 729.7907 736.9277 743.9801 750.9475 757.8294

270 725.2460 732.3884 739.4472 746.4219 753.3122

271 720.6484 727.7952 734.8594 741.8406 748.7385

272 715.9971 723.1474 730.2162 737.2031 744.1076

273 711.2916 718.4444 725.5169 732.5085 739.4189

274 706.5311 713.6856 720.7608 727.7563 734.6715

275 701.7151 708.8703 715.9473 722.9456 729.8648

276 696.8430 703.9978 711.0756 718.0758 724.9980

277 691.9140 699.0674 706.1450 713.1462 720.0703

278 686.9274 694.0785 701.1549 708.1559 715.0811

279 681.8827 689.0303 696.1044 703.1043 710.0295

280 676.7792 683.9222 690.9929 697.9906 704.9148

281 671.6161 678.7535 685.8197 692.8141 699.7361

282 666.3928 673.5233 680.5839 687.5739 694.4927

283 661.1085 668.2311 675.2849 682.2694 689.1837

284 655.7626 662.8760 669.9219 676.8996 683.8084

285 650.3543 657.4573 664.4940 671.4638 678.3659

286 644.8830 651.9742 659.0006 665.9612 672.8554

287 639.3477 646.4261 653.4408 660.3910 667.2760

288 633.7480 640.8120 647.8138 654.7523 661.6268

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 30

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

289 591.9591 599.2975 606.5804 613.8063 620.9741

290 586.3325 593.6474 600.9079 608.1129 615.2612

291 580.6462 587.9360 595.1728 602.3555 609.4828

292 574.8995 582.1627 589.3744 596.5333 603.6382

293 569.0917 576.3269 583.5120 590.6456 597.7266

294 563.2221 570.4279 577.5848 584.6917 591.7472

295 557.2903 564.4649 571.5922 578.6708 585.6994

296 551.2954 558.4374 565.5334 572.5821 579.5822

297 545.2368 552.3446 559.4078 566.4250 573.3950

298 539.1138 546.1857 553.2144 560.1986 567.1369

299 532.9258 539.9602 546.9527 553.9021 560.8070

300 526.6720 533.6672 540.6219 547.5348 554.4047

301 520.3518 527.3060 534.2212 541.0959 547.9289

302 513.9644 520.8759 527.7498 534.5845 541.3790

303 507.5091 514.3762 521.2069 527.9999 534.7540

304 500.9853 507.8060 514.5918 521.3412 528.0531

305 494.3922 501.1647 507.9036 514.6076 521.2754

306 487.7290 494.4514 501.1416 507.7983 514.4201

307 480.9950 487.6654 494.3049 500.9123 507.4862

308 474.1895 480.8059 487.3928 493.9489 500.4729

309 467.3116 473.8720 480.4043 486.9071 493.3792

310 460.3607 466.8631 473.3387 479.7861 486.2042

311 453.3359 459.7782 466.1950 472.5850 478.9470

312 446.2365 452.6165 458.9725 465.3029 471.6067

313 439.0616 445.3773 451.6702 457.9389 464.1822

314 431.8105 438.0597 444.2873 450.4920 456.6727

315 424.4824 430.6627 436.8228 442.9613 449.0771

316 417.0764 423.1857 429.2760 435.3460 441.3945

317 409.5918 415.6276 421.6458 427.6449 433.6239

318 402.0276 407.9877 413.9313 419.8572 425.7642

319 394.3830 400.2650 406.1317 411.9819 417.8144

320 386.6572 392.4586 398.2460 404.0180 409.7736

321 378.8493 384.5677 390.2732 395.9645 401.6407

322 370.9585 376.5913 382.2123 387.8205 393.4145

323 362.9838 368.5285 374.0625 379.5847 385.0941

324 354.9244 360.3783 365.8227 371.2564 376.6783

325 346.7794 352.1398 357.4918 362.8343 368.1662

326 338.5478 343.8121 349.0690 354.3175 359.5565

327 330.2287 335.3941 340.5532 345.7049 350.8481

328 321.8213 326.8850 331.9434 336.9954 342.0399

329 313.3245 318.2837 323.2385 328.1879 333.1309

330 304.7375 309.5892 314.4375 319.2813 324.1197

331 296.0592 300.8005 305.5393 310.2745 315.0053

332 287.2887 291.9166 296.5428 301.1664 305.7865

333 278.4251 282.9365 287.4471 291.9559 296.4620

334 269.4672 273.8591 278.2509 282.6417 287.0306

335 260.4142 264.6833 268.9531 273.2227 277.4913

336 251.2650 255.4081 259.5527 263.6978 267.8426

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

289 628.0828 635.1313 642.1188 649.0442 655.9071

290 622.3516 629.3832 636.3550 643.2661 650.1158

291 616.5535 623.5668 630.5215 637.4169 644.2521

292 610.6878 617.6813 624.6176 631.4958 638.3152

293 604.7537 611.7259 618.6423 625.5019 632.3040

294 598.7503 605.6998 612.5948 619.4344 626.2177

295 592.6769 599.6022 606.4743 613.2922 620.0553

296 586.5326 593.4321 600.2797 607.0746 613.8159

297 580.3166 587.1888 594.0104 600.7806 607.4985

298 574.0281 580.8713 587.6653 594.4092 601.1021

299 567.6663 574.4788 581.2435 587.9594 594.6258

300 561.2302 568.0104 574.7441 581.4304 588.0685

301 554.7191 561.4652 568.1662 574.8212 581.4292

302 548.1319 554.8422 561.5088 568.1307 574.7070

303 541.4680 548.1406 554.7709 561.3579 567.9007

304 534.7262 541.3594 547.9517 554.5020 561.0094

305 527.9059 534.4977 541.0500 547.5617 554.0319

306 521.0059 527.5546 534.0650 540.5362 546.9672

307 514.0255 520.5289 526.9955 533.4242 539.8141

308 506.9636 513.4199 519.8406 526.2249 532.5717

309 499.8193 506.2264 512.5993 518.9371 525.2388

310 492.5917 498.9475 505.2705 511.5597 517.8141

311 485.2798 491.5821 497.8531 504.0916 510.2967

312 477.8825 484.1293 490.3461 496.5317 502.6853

313 470.3990 476.5880 482.7483 488.8789 494.9788

314 462.8281 468.9572 475.0588 481.1320 487.1759

315 455.1689 461.2357 467.2764 473.2899 479.2755

316 447.4204 453.4225 459.3999 465.3515 471.2763

317 439.5814 445.5166 451.4282 457.3154 463.1772

318 431.6510 437.5167 443.3602 449.1806 454.9768

319 423.6281 429.4219 435.1948 440.9457 446.6739

320 415.5116 421.2310 426.9306 432.6097 438.2672

321 407.3004 412.9427 418.5666 424.1712 429.7554

322 398.9934 404.5561 410.1016 415.6289 421.1372

323 390.5895 396.0698 401.5342 406.9817 412.4114

324 382.0875 387.4828 392.8634 398.2282 403.5764

325 373.4863 378.7938 384.0877 389.3670 394.6310

326 364.7848 370.0017 375.2060 380.3970 385.5738

327 355.9818 361.1051 366.2170 371.3167 376.4033

328 347.0761 352.1029 357.1194 362.1248 367.1183

329 338.0665 342.9938 347.9119 352.8199 357.7171

330 328.9517 333.7765 338.5931 343.4007 348.1985

331 319.7307 324.4497 329.1617 333.8656 338.5609

332 310.4020 315.0122 319.6163 324.2134 328.8028

333 300.9645 305.4627 309.9556 314.4425 318.9227

334 291.4169 295.7997 300.1781 304.5515 308.9191

335 281.7579 286.0220 290.2825 294.5390 298.7905

336 271.9863 276.1281 280.2674 284.4033 288.5353

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 31 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

337 242.0186 246.0325 250.0485 254.0657 258.0833

338 232.6739 236.5553 240.4393 244.3252 248.2122

339 223.2300 226.9754 230.7241 234.4752 238.2280

340 213.6857 217.2917 220.9015 224.5143 228.1295

341 204.0400 207.5031 210.9705 214.4414 217.9152

342 194.2918 197.6085 200.9299 204.2552 207.5838

343 184.4400 187.6067 190.7784 193.9544 197.1341

344 174.4836 177.4966 180.5148 183.5377 186.5646

345 164.4214 167.2769 170.1379 173.0038 175.8741

346 154.2522 156.9465 159.6464 162.3514 165.0610

347 143.9750 146.5042 149.0390 151.5792 154.1241

348 133.5887 135.9487 138.3146 140.6857 143.0618

349 123.0919 125.2789 127.4717 129.6697 131.8728

350 112.4837 114.4935 116.5091 118.5298 120.5555

351 101.7627 103.5913 105.4254 107.2646 109.1086

352 90.9278 92.5710 94.2194 95.8726 97.5305

353 79.9778 81.4313 82.8896 84.3525 85.8198

354 68.9115 70.1709 71.4347 72.7028 73.9748

355 57.7275 58.7885 59.8534 60.9220 61.9942

356 46.4248 47.2828 48.1442 49.0087 49.8762

357 35.0019 35.6525 36.3056 36.9613 37.6195

358 23.4577 23.8961 24.3364 24.7785 25.2222

359 11.7908 12.0124 12.2350 12.4585 12.6830

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

337 262.1006 266.1168 270.1312 274.1431 278.1519

338 252.0996 255.9866 259.8725 263.7568 267.6386

339 241.9819 245.7361 249.4899 253.2428 256.9940

340 231.7462 235.3639 238.9819 242.5995 246.2163

341 221.3911 224.8685 228.3468 231.8255 235.3039

342 210.9151 214.2484 217.5833 220.9190 224.2551

343 200.3169 203.5023 206.6897 209.8785 213.0682

344 189.5951 192.6286 195.6644 198.7022 201.7415

345 178.7482 181.6257 184.5060 187.3886 190.2731

346 167.7748 170.4921 173.2127 175.9359 178.6614

347 156.6733 159.2264 161.7829 164.3424 166.9046

348 145.4423 147.8269 150.2150 152.6065 155.0008

349 134.0803 136.2920 138.5074 140.7263 142.9482

350 122.5857 124.6201 126.6583 128.7000 130.7449

351 110.9570 112.8096 114.6660 116.5259 118.3891

352 99.1927 100.8589 102.5288 104.2022 105.8789

353 87.2911 88.7662 90.2450 91.7270 93.2123

354 75.2506 76.5300 77.8127 79.0985 80.3873

355 63.0697 64.1484 65.2302 66.3148 67.4020

356 50.7467 51.6199 52.4956 53.3739 54.2545

357 38.2799 38.9425 39.6072 40.2739 40.9425

358 25.6676 26.1146 26.5631 27.0129 27.4642

359 12.9083 13.1344 13.3613 13.5890 13.8174

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 32

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

1 1001.3650 1001.3925 1001.4190 1001.4445 1001.4692

2 1002.7444 1002.8000 1002.8536 1002.9053 1002.9552

3 1004.1385 1004.2228 1004.3041 1004.3826 1004.4582

4 1005.5474 1005.6610 1005.7706 1005.8764 1005.9785

5 1006.9713 1007.1148 1007.2533 1007.3871 1007.5162

6 1008.4104 1008.5843 1008.7524 1008.9147 1009.0715

7 1009.8647 1010.0698 1010.2680 1010.4595 1010.6446

8 1011.3344 1011.5713 1011.8003 1012.0217 1012.2358

9 1012.8198 1013.0891 1013.3496 1013.6015 1013.8452

10 1014.3210 1014.6234 1014.9160 1015.1991 1015.4730

11 1015.8381 1016.1743 1016.4997 1016.8146 1017.1195

12 1017.3713 1017.7419 1018.1008 1018.4483 1018.7848

13 1018.6430 1019.0434 1019.4310 1019.8063 1020.1696

14 1019.9283 1020.3589 1020.7758 1021.1795 1021.5702

15 1021.2272 1021.6887 1022.1355 1022.5681 1022.9869

16 1022.5398 1023.0329 1023.5102 1023.9724 1024.4198

17 1023.8665 1024.3916 1024.9001 1025.3924 1025.8691

18 1025.2072 1025.7651 1026.3054 1026.8285 1027.3350

19 1026.5622 1027.1535 1027.7261 1028.2807 1028.8177

20 1027.9316 1028.5569 1029.1626 1029.7492 1030.3174

21 1029.3155 1029.9755 1030.6149 1031.2343 1031.8343

22 1030.7141 1031.4094 1032.0832 1032.7360 1033.3686

23 1032.1276 1032.8589 1033.5677 1034.2547 1034.9205

24 1033.5561 1034.3241 1035.0687 1035.7904 1036.4901

25 1034.7137 1035.5135 1036.2888 1037.0405 1037.7691

26 1035.8835 1036.7157 1037.5225 1038.3046 1039.0627

27 1037.0658 1037.9310 1038.7698 1039.5829 1040.3711

28 1038.2606 1039.1594 1040.0308 1040.8756 1041.6945

29 1039.4682 1040.4011 1041.3058 1042.1828 1043.0331

30 1040.6885 1041.6563 1042.5948 1043.5048 1044.3871

31 1041.9218 1042.9251 1043.8981 1044.8416 1045.7565

32 1043.1683 1044.2076 1045.2157 1046.1934 1047.1416

33 1044.4280 1045.5041 1046.5479 1047.5605 1048.5426

34 1045.7010 1046.8145 1047.8949 1048.9429 1049.9597

35 1046.9876 1048.1392 1049.2567 1050.3409 1051.3930

36 1048.2879 1049.4782 1050.6335 1051.7547 1052.8427

37 1049.3072 1050.5313 1051.7193 1052.8722 1053.9911

38 1050.3374 1051.5957 1052.8170 1054.0023 1055.1527

39 1051.3785 1052.6717 1053.9269 1055.1452 1056.3276

40 1052.4307 1053.7594 1055.0490 1056.3009 1057.5159

41 1053.4941 1054.8588 1056.1836 1057.4696 1058.7179

42 1054.5688 1055.9701 1057.3306 1058.6514 1059.9336

43 1055.6549 1057.0935 1058.4903 1059.8466 1061.1633

44 1056.7525 1058.2290 1059.6629 1061.0551 1062.4070

45 1057.8618 1059.3769 1060.8483 1062.2773 1063.6650

46 1058.9829 1060.5372 1062.0469 1063.5133 1064.9374

47 1060.1158 1061.7100 1063.2587 1064.7631 1066.2244

48 1061.2609 1062.8956 1064.4839 1066.0270 1067.5262

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

1 1001.4929 1001.5158 1001.5379 1001.5591 1001.5796

2 1003.0033 1003.0496 1003.0943 1003.1374 1003.1789

3 1004.5312 1004.6017 1004.6695 1004.7350 1004.7981

4 1006.0770 1006.1721 1006.2638 1006.3523 1006.4377

5 1007.6409 1007.7612 1007.8774 1007.9895 1008.0977

6 1009.2229 1009.3692 1009.5104 1009.6468 1009.7785

7 1010.8235 1010.9963 1011.1632 1011.3245 1011.4803

8 1012.4427 1012.6427 1012.8359 1013.0228 1013.2033

9 1014.0808 1014.3086 1014.5289 1014.7419 1014.9479

10 1015.7380 1015.9943 1016.2423 1016.4822 1016.7143

11 1017.4145 1017.7001 1017.9764 1018.2439 1018.5028

12 1019.1106 1019.4261 1019.7315 1020.0273 1020.3136

13 1020.5213 1020.8618 1021.1914 1021.5106 1021.8195

14 1021.9484 1022.3146 1022.6690 1023.0121 1023.3442

15 1023.3922 1023.7846 1024.1644 1024.5321 1024.8879

16 1024.8528 1025.2721 1025.6779 1026.0707 1026.4510

17 1026.3305 1026.7772 1027.2097 1027.6283 1028.0336

18 1027.8254 1028.3002 1028.7599 1029.2050 1029.6359

19 1029.3378 1029.8413 1030.3290 1030.8011 1031.2583

20 1030.8677 1031.4007 1031.9169 1032.4168 1032.9010

21 1032.4156 1032.9787 1033.5241 1034.0524 1034.5642

22 1033.9815 1034.5753 1035.1507 1035.7081 1036.2482

23 1035.5657 1036.1909 1036.7969 1037.3841 1037.9532

24 1037.1683 1037.8257 1038.4630 1039.0808 1039.6796

25 1038.4753 1039.1599 1039.8234 1040.4666 1041.0901

26 1039.7975 1040.5098 1041.2003 1041.8695 1042.5182

27 1041.1352 1041.8758 1042.5937 1043.2896 1043.9642

28 1042.4884 1043.2580 1044.0040 1044.7272 1045.4282

29 1043.8575 1044.6567 1045.4314 1046.1825 1046.9106

30 1045.2425 1046.0719 1046.8760 1047.6556 1048.4115

31 1046.6437 1047.5039 1048.3381 1049.1469 1049.9311

32 1048.0612 1048.9530 1049.8178 1050.6564 1051.4698

33 1049.4953 1050.4192 1051.3154 1052.1846 1053.0276

34 1050.9461 1051.9029 1052.8311 1053.7315 1054.6050

35 1052.4138 1053.4042 1054.3651 1055.2974 1056.2020

36 1053.8986 1054.9233 1055.9177 1056.8826 1057.8191

37 1055.0770 1056.1307 1057.1533 1058.1457 1059.1087

38 1056.2691 1057.3525 1058.4040 1059.4243 1060.4145

39 1057.4751 1058.5888 1059.6697 1060.7186 1061.7366

40 1058.6952 1059.8398 1060.9507 1062.0289 1063.0753

41 1059.9296 1061.1056 1062.2472 1063.3552 1064.4307

42 1061.1783 1062.3865 1063.5594 1064.6978 1065.8030

43 1062.4416 1063.6826 1064.8874 1066.0570 1067.1924

44 1063.7196 1064.9941 1066.2314 1067.4328 1068.5993

45 1065.0126 1066.3211 1067.5917 1068.8256 1070.0237

46 1066.3206 1067.6639 1068.9685 1070.2355 1071.4659

47 1067.6439 1069.0226 1070.3619 1071.6627 1072.9262

48 1068.9826 1070.3975 1071.7721 1073.1074 1074.4047

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 33 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

49 1062.1145 1063.7845 1065.4071 1066.9837 1068.5154

50 1062.9772 1064.6830 1066.3406 1067.9511 1069.5159

51 1063.8491 1065.5913 1067.2843 1068.9294 1070.5279

52 1064.7302 1066.5094 1068.2385 1069.9187 1071.5515

53 1065.6207 1067.4375 1069.2032 1070.9192 1072.5868

54 1066.5206 1068.3756 1070.1786 1071.9309 1073.6340

55 1067.4302 1069.3239 1071.1647 1072.9540 1074.6931

56 1068.3493 1070.2824 1072.1617 1073.9886 1075.7645

57 1069.2783 1071.2514 1073.1698 1075.0349 1076.8480

58 1070.2171 1072.2308 1074.1889 1076.0929 1077.9441

59 1071.1659 1073.2209 1075.2193 1077.1628 1079.0526

60 1072.1248 1074.2216 1076.2611 1078.2447 1080.1739

61 1072.7812 1074.9145 1076.9895 1079.0078 1080.9707

62 1073.4445 1075.6148 1077.7259 1079.7794 1081.7767

63 1074.1149 1076.3227 1078.4705 1080.5597 1082.5919

64 1074.7925 1077.0383 1079.2233 1081.3488 1083.4164

65 1075.4772 1077.7617 1079.9844 1082.1467 1084.2504

66 1076.1692 1078.4929 1080.7539 1082.9537 1085.0939

67 1076.8686 1079.2320 1081.5318 1083.7697 1085.9471

68 1077.5754 1079.9791 1082.3184 1084.5949 1086.8101

69 1078.2897 1080.7343 1083.1137 1085.4294 1087.6830

70 1079.0116 1081.4977 1083.9177 1086.2732 1088.5659

71 1079.7411 1082.2694 1084.7307 1087.1266 1089.4588

72 1080.4785 1083.0494 1085.5526 1087.9896 1090.3621

73 1080.9016 1083.5095 1086.0489 1088.5212 1090.9282

74 1081.3292 1083.9747 1086.5507 1089.0588 1091.5009

75 1081.7613 1084.4448 1087.0580 1089.6025 1092.0801

76 1082.1980 1084.9201 1087.5709 1090.1523 1092.6659

77 1082.6394 1085.4005 1088.0895 1090.7083 1093.2585

78 1083.0855 1085.8861 1088.6139 1091.2705 1093.8579

79 1083.5363 1086.3769 1089.1440 1091.8391 1094.4641

80 1083.9919 1086.8731 1089.6800 1092.4141 1095.0772

81 1084.4523 1087.3747 1090.2218 1092.9955 1095.6974

82 1084.9176 1087.8817 1090.7697 1093.5835 1096.3247

83 1085.3879 1088.3942 1091.3236 1094.1781 1096.9592

84 1085.8631 1088.9122 1091.8837 1094.7793 1097.6010

85 1086.0117 1089.0977 1092.1052 1095.0361 1097.8923

86 1086.1619 1089.2851 1092.3292 1095.2958 1098.1869

87 1086.3137 1089.4746 1092.5556 1095.5584 1098.4849

88 1086.4671 1089.6662 1092.7845 1095.8240 1098.7863

89 1086.6221 1089.8598 1093.0160 1096.0925 1099.0911

90 1086.7788 1090.0556 1093.2500 1096.3641 1099.3995

91 1086.9371 1090.2534 1093.4866 1096.6387 1099.7114

92 1087.0971 1090.4534 1093.7259 1096.9164 1100.0269

93 1087.2589 1090.6556 1093.9677 1097.1972 1100.3459

94 1087.4223 1090.8599 1094.2123 1097.4812 1100.6687

95 1087.5875 1091.0665 1094.4595 1097.7684 1100.9951

96 1087.7544 1091.2753 1094.7095 1098.0588 1101.3253

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

49 1070.0034 1071.4491 1072.8536 1074.2181 1075.5437

50 1071.0362 1072.5132 1073.9483 1075.3424 1076.6970

51 1072.0810 1073.5900 1075.0561 1076.4806 1077.8646

52 1073.1380 1074.6795 1076.1773 1077.6327 1079.0469

53 1074.2073 1075.7820 1077.3121 1078.7990 1080.2439

54 1075.2891 1076.8975 1078.4606 1079.9797 1081.4559

55 1076.3835 1078.0263 1079.6230 1081.1748 1082.6830

56 1077.4906 1079.1685 1080.7994 1082.3847 1083.9255

57 1078.6107 1080.3243 1081.9901 1083.6094 1085.1835

58 1079.7439 1081.4938 1083.1951 1084.8491 1086.4573

59 1080.8903 1082.6772 1084.4147 1086.1041 1087.7469

60 1082.0500 1083.8746 1085.6490 1087.3746 1089.0527

61 1082.8798 1084.7365 1086.5421 1088.2982 1090.0061

62 1083.7192 1085.6086 1087.4461 1089.2332 1090.9714

63 1084.5685 1086.4910 1088.3610 1090.1797 1091.9487

64 1085.4276 1087.3840 1089.2869 1091.1379 1092.9383

65 1086.2968 1088.2875 1090.2240 1092.1078 1093.9402

66 1087.1761 1089.2018 1091.1725 1093.0896 1094.9547

67 1088.0657 1090.1269 1092.1324 1094.0835 1095.9818

68 1088.9657 1091.0631 1093.1039 1095.0896 1097.0218

69 1089.8761 1092.0103 1094.0871 1096.1081 1098.0748

70 1090.7972 1092.9688 1095.0823 1097.1391 1099.1409

71 1091.7290 1093.9387 1096.0894 1098.1828 1100.2204

72 1092.6717 1094.9200 1097.1087 1099.2393 1101.3134

73 1093.2715 1095.5528 1097.7736 1099.9356 1102.0402

74 1093.8784 1096.1931 1098.4465 1100.6404 1102.7761

75 1094.4923 1096.8410 1099.1276 1101.3538 1103.5213

76 1095.1135 1097.4965 1099.8169 1102.0760 1104.2757

77 1095.7418 1098.1599 1100.5145 1102.8071 1105.0396

78 1096.3775 1098.8311 1101.2205 1103.5472 1105.8130

79 1097.0206 1099.5103 1101.9351 1104.2964 1106.5960

80 1097.6712 1100.1976 1102.6583 1105.0548 1107.3889

81 1098.3294 1100.8931 1103.3902 1105.8225 1108.1917

82 1098.9952 1101.5967 1104.1310 1106.5997 1109.0045

83 1099.6689 1102.3088 1104.8807 1107.3864 1109.8275

84 1100.3504 1103.0293 1105.6395 1108.1828 1110.6607

85 1100.6754 1103.3873 1106.0297 1108.6045 1111.1132

86 1101.0042 1103.7495 1106.4247 1109.0314 1111.5714

87 1101.3368 1104.1160 1106.8243 1109.4635 1112.0352

88 1101.6733 1104.4869 1107.2289 1109.9009 1112.5049

89 1102.0138 1104.8622 1107.6383 1110.3438 1112.9805

90 1102.3582 1105.2420 1108.0526 1110.7920 1113.4619

91 1102.7066 1105.6262 1108.4720 1111.2458 1113.9495

92 1103.0591 1106.0150 1108.8964 1111.7052 1114.4430

93 1103.4157 1106.4085 1109.3260 1112.1702 1114.9428

94 1103.7765 1106.8066 1109.7608 1112.6409 1115.4488

95 1104.1415 1107.2094 1110.2008 1113.1174 1115.9612

96 1104.5107 1107.6170 1110.6461 1113.5998 1116.4799

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 34

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

97 1087.5814 1091.1380 1094.6071 1097.9907 1101.2907

98 1087.4066 1090.9992 1094.5037 1097.9219 1101.2557

99 1087.2300 1090.8590 1094.3991 1097.8522 1101.2203

100 1087.0514 1090.7172 1094.2933 1097.7818 1101.1845

101 1086.8710 1090.5739 1094.1864 1097.7106 1101.1482

102 1086.6887 1090.4290 1094.0783 1097.6386 1101.1116

103 1086.5044 1090.2826 1093.9691 1097.5657 1101.0746

104 1086.3181 1090.1346 1093.8586 1097.4921 1101.0371

105 1086.1299 1089.9849 1093.7468 1097.4176 1100.9992

106 1085.9397 1089.8337 1093.6339 1097.3423 1100.9608

107 1085.7474 1089.6808 1093.5197 1097.2661 1100.9220

108 1085.5532 1089.5262 1093.4043 1097.1891 1100.8828

109 1085.0049 1089.0112 1092.9218 1096.7386 1100.4635

110 1084.4508 1088.4907 1092.4341 1096.2830 1100.0394

111 1083.8908 1087.9644 1091.9409 1095.8223 1099.6105

112 1083.3249 1087.4325 1091.4424 1095.3564 1099.1766

113 1082.7530 1086.8948 1090.9383 1094.8853 1098.7378

114 1082.1750 1086.3513 1090.4286 1094.4088 1098.2939

115 1081.5908 1085.8019 1089.9134 1093.9270 1097.8449

116 1081.0005 1085.2466 1089.3924 1093.4398 1097.3908

117 1080.4038 1084.6852 1088.8657 1092.9471 1096.9315

118 1079.8008 1084.1178 1088.3331 1092.4489 1096.4670

119 1079.1915 1083.5442 1087.7947 1091.9450 1095.9971

120 1078.5756 1082.9644 1087.2504 1091.4355 1095.5218

121 1077.5907 1082.0088 1086.3233 1090.5364 1094.6501

122 1076.5954 1081.0428 1085.3860 1089.6272 1093.7683

123 1075.5895 1080.0663 1084.4384 1088.7078 1092.8765

124 1074.5729 1079.0793 1083.4803 1087.7781 1091.9745

125 1073.5455 1078.0816 1082.5117 1086.8379 1091.0621

126 1072.5072 1077.0730 1081.5323 1085.8871 1090.1393

127 1071.4579 1076.0536 1080.5422 1084.9256 1089.2059

128 1070.3974 1075.0231 1079.5411 1083.9533 1088.2618

129 1069.3256 1073.9814 1078.5289 1082.9700 1087.3069

130 1068.2425 1072.9285 1077.5056 1081.9757 1086.3410

131 1067.1478 1071.8641 1076.4709 1080.9703 1085.3641

132 1066.0415 1070.7882 1075.4249 1079.9535 1084.3760

133 1064.9235 1069.7007 1074.3673 1078.9252 1083.3765

134 1063.7936 1068.6014 1073.2980 1077.8854 1082.3656

135 1062.6517 1067.4901 1072.2169 1076.8339 1081.3431

136 1061.4976 1066.3669 1071.1239 1075.7706 1080.3089

137 1060.3313 1065.2314 1070.0188 1074.6953 1079.2629

138 1059.1526 1064.0837 1068.9015 1073.6079 1078.2049

139 1057.9613 1062.9235 1067.7718 1072.5083 1077.1347

140 1056.7575 1061.7508 1066.6297 1071.3963 1076.0523

141 1055.5408 1060.5653 1065.4750 1070.2717 1074.9575

142 1054.3112 1059.3670 1064.3075 1069.1346 1073.8501

143 1053.0685 1058.1557 1063.1272 1067.9846 1072.7301

144 1051.8126 1056.9313 1061.9338 1066.8217 1071.5972

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

97 1104.5089 1107.6473 1110.7077 1113.6921 1116.6022

98 1104.5070 1107.6779 1110.7701 1113.7855 1116.7261

99 1104.5052 1107.7088 1110.8332 1113.8801 1116.8514

100 1104.5033 1107.7402 1110.8971 1113.9758 1116.9784

101 1104.5014 1107.7719 1110.9617 1114.0728 1117.1069

102 1104.4994 1107.8040 1111.0271 1114.1709 1117.2371

103 1104.4975 1107.8364 1111.0934 1114.2702 1117.3688

104 1104.4955 1107.8693 1111.1604 1114.3707 1117.5023

105 1104.4935 1107.9025 1111.2282 1114.4725 1117.6373

106 1104.4915 1107.9361 1111.2969 1114.5755 1117.7741

107 1104.4894 1107.9702 1111.3663 1114.6798 1117.9126

108 1104.4873 1108.0046 1111.4367 1114.7854 1118.0528

109 1104.0986 1107.6458 1111.1071 1114.4844 1117.7798

110 1103.7053 1107.2827 1110.7735 1114.1797 1117.5033

111 1103.3075 1106.9153 1110.4359 1113.8713 1117.2234

112 1102.9050 1106.5435 1110.0942 1113.5590 1116.9400

113 1102.4978 1106.1673 1109.7484 1113.2430 1116.6530

114 1102.0858 1105.7867 1109.3984 1112.9230 1116.3625

115 1101.6691 1105.4015 1109.0442 1112.5991 1116.0683

116 1101.2475 1105.0117 1108.6857 1112.2712 1115.7705

117 1100.8209 1104.6174 1108.3228 1111.9393 1115.4689

118 1100.3894 1104.2183 1107.9556 1111.6034 1115.1636

119 1099.9529 1103.8145 1107.5840 1111.2632 1114.8544

120 1099.5113 1103.4059 1107.2078 1110.9190 1114.5414

121 1098.6662 1102.5870 1106.4143 1110.1503 1113.7970

122 1097.8114 1101.7583 1105.6113 1109.3723 1113.0433

123 1096.9465 1100.9198 1104.7985 1108.5846 1112.2802

124 1096.0716 1100.0714 1103.9759 1107.7873 1111.5075

125 1095.1864 1099.2128 1103.1434 1106.9802 1110.7252

126 1094.2909 1098.3441 1102.3008 1106.1631 1109.9331

127 1093.3850 1097.4651 1101.4480 1105.3360 1109.1311

128 1092.4685 1096.5756 1100.5850 1104.4988 1108.3190

129 1091.5413 1095.6755 1099.7115 1103.6512 1107.4969

130 1090.6033 1094.7648 1098.8274 1102.7933 1106.6644

131 1089.6544 1093.8432 1097.9327 1101.9248 1105.8216

132 1088.6944 1092.9108 1097.0271 1101.0456 1104.9682

133 1087.7232 1091.9672 1096.1106 1100.1556 1104.1041

134 1086.7406 1091.0124 1095.1831 1099.2547 1103.2292

135 1085.7466 1090.0463 1094.2443 1098.3427 1102.3434

136 1084.7410 1089.0687 1093.2942 1097.4194 1101.4466

137 1083.7236 1088.0795 1092.3326 1096.4849 1100.5385

138 1082.6944 1087.0786 1091.3594 1095.5388 1099.6190

139 1081.6532 1086.0658 1090.3744 1094.5812 1098.6881

140 1080.5999 1085.0409 1089.3775 1093.6117 1097.7456

141 1079.5342 1084.0039 1088.3686 1092.6303 1096.7912

142 1078.4561 1082.9546 1087.3475 1091.6369 1095.8249

143 1077.3655 1081.8928 1086.3140 1090.6313 1094.8466

144 1076.2621 1080.8184 1085.2681 1089.6133 1093.8560

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 35 8/80

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

145 1050.5434 1055.6937 1060.7272 1065.6458 1070.4513

146 1049.2607 1054.4426 1059.5073 1064.4566 1069.2923

147 1047.9643 1053.1780 1058.2739 1063.2540 1068.1201

148 1046.6542 1051.8997 1057.0270 1062.0379 1066.9344

149 1045.3302 1050.6075 1055.7662 1060.8081 1065.7351

150 1043.9921 1049.3014 1054.4915 1059.5645 1064.5220

151 1042.6398 1047.9810 1053.2028 1058.3069 1063.2951

152 1041.2731 1046.6464 1051.8998 1057.0351 1062.0541

153 1039.8919 1045.2973 1050.5824 1055.7490 1060.7989

154 1038.4960 1043.9336 1049.2505 1054.4485 1059.5293

155 1037.0853 1042.5552 1047.9039 1053.1333 1058.2451

156 1035.6596 1041.1618 1046.5424 1051.8033 1056.9463

157 1034.2188 1039.7533 1045.1659 1050.4584 1055.6325

158 1032.7626 1038.3295 1043.7742 1049.0984 1054.3038

159 1031.2910 1036.8903 1042.3671 1047.7230 1052.9597

160 1029.8037 1035.4356 1040.9445 1046.3322 1051.6003

161 1028.3007 1033.9651 1039.5062 1044.9257 1050.2253

162 1026.7816 1032.4786 1038.0520 1043.5034 1048.8346

163 1025.2464 1030.9760 1036.5817 1042.0651 1047.4279

164 1023.6950 1029.4572 1035.0952 1040.6106 1046.0051

165 1022.1270 1027.9219 1033.5923 1039.1398 1044.5660

166 1020.5424 1026.3700 1032.0728 1037.6524 1043.1104

167 1018.9409 1024.8012 1030.5365 1036.1482 1041.6381

168 1017.3224 1023.2155 1028.9832 1034.6272 1040.1489

169 1015.6867 1021.6126 1027.4128 1033.0890 1038.6427

170 1014.0337 1019.9923 1025.8251 1031.5336 1037.1193

171 1012.3630 1018.3545 1024.2198 1029.9606 1035.5783

172 1010.6747 1016.6989 1022.5968 1028.3699 1034.0198

173 1008.9684 1015.0254 1020.9559 1026.7614 1032.4433

174 1007.2439 1013.3337 1019.2969 1025.1347 1030.8488

175 1005.5012 1011.6238 1017.6195 1023.4898 1029.2360

176 1003.7399 1009.8953 1015.9237 1021.8263 1027.6048

177 1001.9599 1008.1481 1014.2091 1020.1442 1025.9548

178 1000.1610 1006.3819 1012.4755 1018.4431 1024.2860

179 998.3430 1004.5967 1010.7228 1016.7228 1022.5980

180 996.5056 1002.7920 1008.9508 1014.9833 1020.8907

181 994.6488 1000.9679 1007.1592 1013.2241 1019.1638

182 992.7722 999.1239 1005.3479 1011.4452 1017.4172

183 990.8756 997.2600 1003.5165 1009.6462 1015.6505

184 988.9590 995.3759 1001.6649 1007.8270 1013.8636

185 987.0219 993.4714 999.7928 1005.9873 1012.0562

186 985.0643 991.5463 997.9001 1004.1270 1010.2281

187 983.0859 989.6003 995.9865 1002.2457 1008.3790

188 981.0864 987.6332 994.0518 1000.3432 1006.5088

189 979.0657 985.6448 992.0957 998.4194 1004.6171

190 977.0236 983.6349 990.1180 996.4739 1002.7038

191 974.9597 981.6032 988.1184 994.5065 1000.7685

192 972.8740 979.5495 986.0968 992.5170 998.8110

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

145 1075.1458 1079.7312 1084.2095 1088.5828 1092.8530

146 1074.0165 1078.6311 1083.1381 1087.5396 1091.8375

147 1072.8741 1077.5180 1082.0538 1086.4836 1090.8093

148 1071.7183 1076.3916 1080.9564 1085.4146 1089.7683

149 1070.5490 1075.2519 1079.8457 1084.3325 1088.7142

150 1069.3661 1074.0986 1078.7216 1083.2371 1087.6470

151 1068.1694 1072.9317 1077.5839 1082.1282 1086.5664

152 1066.9587 1071.7509 1076.4325 1081.0057 1085.4723

153 1065.7339 1070.5560 1075.2672 1079.8694 1084.3646

154 1064.4948 1069.3470 1074.0878 1078.7191 1083.2430

155 1063.2413 1068.1236 1072.8941 1077.5547 1082.1073

156 1061.9731 1066.8857 1071.6860 1076.3759 1080.9575

157 1060.6901 1065.6331 1070.4633 1075.1827 1079.7933

158 1059.3922 1064.3656 1069.2258 1073.9748 1078.6146

159 1058.0791 1063.0831 1067.9734 1072.7521 1077.4211

160 1056.7507 1061.7853 1066.7058 1071.5143 1076.2127

161 1055.4068 1060.4721 1065.4230 1070.2613 1074.9892

162 1054.0473 1059.1433 1064.1246 1068.9930 1073.7504

163 1052.6718 1057.7988 1062.8105 1067.7090 1072.4961

164 1051.2804 1056.4382 1061.4806 1066.4092 1071.2261

165 1049.8726 1055.0616 1060.1346 1065.0935 1069.9403

166 1048.4485 1053.6685 1058.7723 1063.7616 1068.6384

167 1047.0078 1052.2590 1057.3936 1062.4133 1067.3202

168 1045.5502 1050.8327 1055.9982 1061.0485 1065.9855

169 1044.0756 1049.3894 1054.5859 1059.6669 1064.6342

170 1042.5839 1047.9290 1053.1566 1058.2683 1063.2659

171 1041.0747 1046.4513 1051.7100 1056.8525 1061.8806

172 1039.5479 1044.9560 1050.2459 1055.4193 1060.4779

173 1038.0033 1043.4430 1048.7641 1053.9685 1059.0578

174 1036.4407 1041.9120 1047.2645 1052.4998 1057.6198

175 1034.8599 1040.3628 1045.7467 1051.0131 1056.1639

176 1033.2606 1038.7953 1044.2106 1049.5081 1054.6898

177 1031.6426 1037.2091 1042.6559 1047.9847 1053.1972

178 1030.0058 1035.6041 1041.0824 1046.4425 1051.6860

179 1028.3499 1033.9800 1039.4899 1044.8813 1050.1560

180 1026.6747 1032.3366 1037.8782 1043.3010 1048.6067

181 1024.9799 1030.6737 1036.2470 1041.7012 1047.0382

182 1023.2653 1028.9911 1034.5960 1040.0818 1045.4500

183 1021.5308 1027.2885 1032.9252 1038.4424 1043.8419

184 1019.7760 1025.5657 1031.2341 1036.7830 1042.2138

185 1018.0007 1023.8224 1029.5226 1035.1031 1040.5653

186 1016.2047 1022.0584 1027.7905 1033.4025 1038.8962

187 1014.3878 1020.2734 1026.0374 1031.6811 1037.2062

188 1012.5497 1018.4673 1024.2631 1029.9385 1035.4951

189 1010.6901 1016.6397 1022.4674 1028.1745 1033.7627

190 1008.8088 1014.7904 1020.6499 1026.3888 1032.0085

191 1006.9056 1012.9192 1018.8105 1024.5811 1030.2325

192 1004.9802 1011.0257 1016.9489 1022.7513 1028.4342

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 36

HUD-Wash., D.C.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 3

APPENDIX 10

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

193 970.7660 977.4735 984.0529 990.5051 996.8312

194 968.6357 975.3751 981.9864 988.4706 994.8286

195 966.4827 973.2539 979.8971 986.4131 992.8031

196 964.3068 971.1097 977.7847 984.3326 990.7544

197 962.1079 968.9423 975.6489 982.2286 988.6822

198 959.8855 966.7515 973.4896 980.1009 986.5863

199 957.6396 964.5369 971.3065 977.9494 984.4663

200 955.3698 962.2983 969.0993 975.7736 982.3221

201 953.0758 960.0354 966.8676 973.5733 980.1533

202 950.7575 957.7480 964.6114 971.3483 977.9596

203 948.4146 955.4359 962.3302 969.0983 975.7408

204 946.0468 953.0987 960.0238 966.8229 973.4966

205 943.6538 950.7362 957.6920 964.5219 971.2267

206 941.2354 948.3481 955.3344 962.1951 968.9307

207 938.7913 945.9341 952.9508 959.8421 966.6085

208 936.3212 943.4940 950.5409 957.4626 964.2596

209 933.8249 941.0274 948.1044 955.0563 961.8838

210 931.3021 938.5341 945.6409 952.6230 959.4808

211 928.7524 936.0138 943.1503 950.1623 957.0503

212 926.1757 933.4662 940.6322 947.6739 954.5919

213 923.5716 930.8910 938.0862 945.1575 952.1054

214 920.9398 928.2879 935.5122 942.6128 949.5903

215 918.2800 925.6567 932.9097 940.0395 947.0465

216 915.5920 922.9969 930.2785 937.4372 944.4735

217 912.8755 920.3082 927.6182 934.8057 941.8710

218 910.1300 917.5905 924.9286 932.1445 939.2387

219 907.3554 914.8433 922.2092 929.4534 936.5762

220 904.5514 912.0664 919.4599 926.7321 933.8832

221 901.7175 909.2593 916.6802 923.9801 931.1594

222 898.8535 906.4219 913.8697 921.1971 928.4043

223 895.9591 903.5537 911.0283 918.3829 925.6177

224 893.0339 900.6545 908.1555 915.5370 922.7992

225 890.0777 897.7238 905.2509 912.6591 919.9483

226 887.0900 894.7614 902.3143 909.7488 917.0648

227 884.0706 891.7669 899.3453 906.8057 914.1483

228 881.0192 888.7400 896.3435 903.8296 911.1983

229 877.9352 885.6802 893.3085 900.8199 908.2145

230 874.8186 882.5874 890.2400 897.7764 905.1966

231 871.6688 879.4610 887.1377 894.6987 902.1440

232 868.4855 876.3007 884.0011 891.5864 899.0565

233 865.2685 873.1062 880.8298 888.4390 895.9336

234 862.0172 869.8771 877.6236 885.2562 892.7749

235 858.7314 866.6131 874.3819 882.0376 889.5801

236 855.4107 863.3136 871.1044 878.7828 886.3486

237 852.0547 859.9784 867.7908 875.4914 883.0801

238 848.6631 856.6071 864.4406 872.1630 879.7741

239 845.2354 853.1993 861.0533 868.7971 876.4303

240 841.7713 849.7545 857.6287 865.3934 873.0481

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

193 1003.0323 1009.1098 1015.0648 1020.8989 1026.6135

194 1001.0617 1007.1711 1013.1580 1019.0238 1024.7700

195 999.0681 1005.2093 1011.2281 1017.1256 1022.9034

196 997.0513 1003.2243 1009.2748 1015.2041 1021.0136

197 995.0109 1001.2157 1007.2980 1013.2590 1019.1001

198 992.9467 999.1833 1005.2973 1011.2900 1017.1627

199 990.8584 997.1267 1003.2724 1009.2967 1015.2010

200 988.7458 995.0457 1001.2230 1007.2790 1013.2149

201 986.6085 992.9400 999.1489 1005.2364 1011.2039

202 984.4463 990.8093 997.0497 1003.1688 1009.1678

203 982.2588 988.6532 994.9252 1001.0757 1007.1062

204 980.0459 986.4716 992.7749 998.9570 1005.0189

205 977.8071 984.2641 990.5987 996.8121 1002.9055

206 975.5422 982.0303 988.3962 994.6409 1000.7656

207 973.2508 979.7701 986.1671 992.4431 998.5990

208 970.9328 977.4830 983.9111 990.2182 996.4053

209 968.5877 975.1687 981.6278 987.9659 994.1842

210 966.2152 972.8269 979.3169 985.6860 991.9354

211 963.8151 970.4574 976.9780 983.3780 989.6584

212 961.3869 968.0597 974.6110 981.0417 987.3530

213 958.9305 965.6335 972.2153 978.6767 985.0187

214 956.4453 963.1785 969.7906 976.2826 982.6553

215 953.9312 960.6944 967.3367 973.8590 980.2623

216 951.3878 958.1807 964.8531 971.4057 977.8394

217 948.8146 955.6373 962.3395 968.9222 975.3863

218 946.2115 953.0636 959.7956 966.4082 972.9024

219 943.5780 950.4593 957.2209 963.8633 970.3875

220 940.9137 947.8241 954.6150 961.2871 967.8412

221 938.2184 945.1577 951.9777 958.6793 965.2631

222 935.4916 942.4595 949.3086 956.0394 962.6527

223 932.7331 939.7294 946.6071 953.3670 960.0097

224 929.9423 936.9668 943.8731 950.6618 957.3336

225 927.1190 934.1714 941.1060 947.9234 954.6241

226 924.2627 931.3428 938.3054 945.1512 951.8808

227 921.3731 928.4806 935.4711 942.3450 949.1031

228 918.4498 925.5844 932.6024 939.5044 946.2908

229 915.4924 922.6538 929.6991 936.6288 943.4432

230 912.5005 919.6885 926.7608 933.7178 940.5601

231 909.4737 916.6879 923.7869 930.7711 937.6409

232 906.4116 913.6517 920.7771 927.7881 934.6853

233 903.3137 910.5794 917.7309 924.7685 931.6927

234 900.1797 907.4707 914.6479 921.7118 928.6627

235 897.0092 904.3250 911.5277 918.6175 925.5948

236 893.8016 901.1420 908.3697 915.4852 922.4886

237 890.5567 897.9212 905.1736 912.3143 919.3435

238 887.2738 894.6621 901.9389 909.1045 916.1591

239 883.9527 891.3643 898.6651 905.8552 912.9350

240 880.5929 888.0274 895.3517 902.5660 909.6705

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 37 8/80

HUD-Wash., D.C.

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4240.2 REV CHG 3

APPENDIX 10

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

241 838.2704 846.2725 854.1663 861.9513 869.6272

242 834.7323 842.7527 850.6656 858.4705 866.1671

243 831.1566 839.1947 847.1263 854.9506 862.6674

244 827.5429 835.5983 843.5479 851.3911 859.1275

245 823.8908 831.9628 839.9299 847.7915 855.5471

246 820.1999 828.2880 836.2721 844.1515 851.9257

247 816.4698 824.5734 832.5738 840.4705 848.2627

248 812.7001 820.8185 828.8347 836.7480 844.5578

249 808.8903 817.0230 825.0544 832.9837 840.8105

250 805.0400 813.1863 821.2323 829.1771 837.0202

251 801.1488 809.3081 817.3679 825.3276 833.1865

252 797.2163 805.3878 813.4610 821.4348 829.3088

253 793.2420 801.4251 809.5108 817.4983 825.3867

254 789.2254 797.4195 805.5171 813.5174 821.4197

255 785.1662 793.3704 801.4792 809.4918 817.4072

256 781.0639 789.2775 797.3968 805.4208 813.3487

257 776.9180 785.1403 793.2693 801.3041 809.2438

258 772.7280 780.9582 789.0962 797.1411 805.0918

259 768.4935 776.7309 784.8771 792.9312 800.8922

260 764.2140 772.4577 780.6114 788.6739 796.6445

261 759.8890 768.1382 776.2985 784.3688 792.3482

262 755.5181 763.7720 771.9381 780.0152 788.0026

263 751.1008 759.3584 767.5294 775.6127 783.6072

264 746.6365 754.8971 763.0722 771.1606 779.1614

265 742.1248 750.3874 758.5657 766.6585 774.6647

266 737.5651 745.8288 754.0094 762.1056 770.1165

267 732.9570 741.2209 749.4028 757.5016 765.5162

268 728.3000 736.5630 744.7454 752.8458 760.8631

269 723.5934 731.8547 740.0365 748.1376 756.1568

270 718.8369 727.0954 735.2757 743.3764 751.3965

271 714.0298 722.2845 730.4623 738.5617 746.5817

272 709.1716 717.4215 725.5957 733.6928 741.7117

273 704.2618 712.5058 720.6754 728.7691 736.7859

274 699.2999 707.5369 715.7008 723.7901 731.8036

275 694.2852 702.5141 710.6712 718.7550 726.7643

276 689.2173 697.4370 705.5861 713.6633 721.6672

277 684.0955 692.3048 700.4449 708.5143 716.5117

278 678.9193 687.1170 695.2468 703.3073 711.2972

279 673.6880 681.8730 689.9914 698.0418 706.0229

280 668.4012 676.5722 684.6780 692.7171 700.6881

281 663.0583 671.2140 679.3059 687.3324 695.2923

282 657.6585 665.7978 673.8745 681.8872 689.8346

283 652.2014 660.3228 668.3831 676.3807 684.3143

284 646.6863 654.7886 662.8311 670.8123 678.7309

285 641.1127 649.1944 657.2177 665.1812 673.0834

286 635.4797 643.5396 651.5424 659.4868 667.3712

287 629.7870 637.8235 645.8044 653.7283 661.5936

288 624.0337 632.0455 640.0031 647.9050 655.7498

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

241 877.1938 884.6508 891.9983 899.2364 906.3652

242 873.7551 881.2342 888.6044 895.8658 903.0186

243 870.2762 877.7770 885.1695 892.4539 899.6302

244 866.7568 874.2787 881.6931 888.9999 896.1994

245 863.1963 870.7388 878.1746 885.5035 892.7257

246 859.5943 867.1570 874.6136 881.9642 889.2086

247 855.9502 863.5326 871.0097 878.3813 885.6476

248 852.2637 859.8652 867.3621 874.7544 882.0420

249 848.5341 856.1542 863.6705 871.0829 878.3913

250 844.7610 852.3991 859.9343 867.3663 874.6951

251 840.9439 848.5995 856.1529 863.6040 870.9526

252 837.0823 844.7547 852.3259 859.7955 867.1633

253 833.1756 840.8643 848.4526 855.9401 863.3267

254 829.2233 836.9277 844.5325 852.0374 859.4421

255 825.2249 832.9443 840.5650 848.0867 855.5090

256 821.1799 828.9137 836.5496 844.0874 851.5267

257 817.0877 824.8351 832.4857 840.0389 847.4946

258 812.9477 820.7082 828.3726 835.9407 843.4121

259 808.7594 816.5322 824.2099 831.7922 839.2786

260 804.5223 812.3066 819.9969 827.5926 835.0934

261 800.2358 808.0309 815.7329 823.3414 830.8559

262 795.8992 803.7044 811.4175 819.0380 826.5655

263 791.5120 799.3265 807.0499 814.6817 822.2214

264 787.0737 794.8966 802.6295 810.2718 817.8230

265 782.5836 790.4141 798.1557 805.8077 813.3696

266 778.0411 785.8784 793.6278 801.2887 808.8606

267 773.4455 781.2888 789.0453 796.7142 804.2951

268 768.7964 776.6448 784.4073 792.0835 799.6727

269 764.0931 771.9455 779.7134 787.3959 794.9924

270 759.3348 767.1905 774.9627 782.6506 790.2537

271 754.5211 762.3790 770.1546 777.8470 785.4557

272 749.6512 757.5104 765.2884 772.9844 780.5977

273 744.7245 752.5839 760.3634 768.0619 775.6790

274 739.7403 747.5990 755.3788 763.0790 770.6988

275 734.6979 742.5548 750.3341 758.0349 765.6564

276 729.5967 737.4508 745.2284 752.9287 760.5509

277 724.4360 732.2861 740.0610 747.7598 755.3817

278 719.2152 727.0602 734.8312 742.5273 750.1478

279 713.9333 721.7721 729.5382 737.2305 744.8484

280 708.5899 716.4213 724.1812 731.8687 739.4829

281 703.1841 711.0069 718.7595 726.4409 734.0503

282 697.7153 705.5282 713.2722 720.9464 728.5497

283 692.1827 699.9845 707.7187 715.3843 722.9804

284 686.5855 694.3749 702.0981 709.7539 717.3415

285 680.9230 688.6987 696.4095 704.0543 711.6321

286 675.1944 682.9552 690.6522 698.2846 705.8514

287 669.3991 677.1434 684.8254 692.4440 699.9983

288 663.5361 671.2626 678.9281 686.5316 694.0721

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

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4240.2 REV CHG 3

APPENDIX 10

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

289 618.2194 626.2049 634.1377 642.0162 649.8390

290 612.3432 620.3010 628.2076 636.0612 643.8605

291 606.4046 614.3332 622.2119 630.0392 637.8135

292 600.4030 608.3008 616.1501 623.9494 631.6972

293 594.3375 602.2029 610.0213 617.7911 625.5108

294 588.2076 596.0390 603.8249 611.5636 619.2535

295 582.0126 589.8084 597.5600 605.2659 612.9246

296 575.7517 583.5102 591.2260 598.8975 606.5231

297 569.4244 577.1438 584.8220 592.4573 600.0482

298 563.0298 570.7085 578.3474 585.9448 593.4992

299 556.5672 564.2034 571.8012 579.3589 586.8751

300 550.0360 557.6279 565.1827 572.6990 580.1752

301 543.4354 550.9811 558.4912 565.9641 573.3984

302 536.7647 544.2623 551.7258 559.1535 566.5440

303 530.0231 537.4707 544.8857 552.2663 559.6111

304 523.2099 530.6056 537.9700 545.3016 552.5987

305 516.3242 523.6661 530.9780 538.2585 545.5060

306 509.3655 516.6514 523.9088 531.1362 538.3320

307 502.3327 509.5607 516.7615 523.9338 531.0758

308 495.2253 502.3932 509.5354 516.6503 523.7365

309 488.0423 495.1480 502.2294 509.2849 516.3130

310 480.7830 487.8244 494.8428 501.8366 508.8045

311 473.4466 480.4214 487.3745 494.3046 501.2100

312 466.0323 472.9382 479.8239 486.6878 493.5284

313 458.5391 465.3740 472.1899 478.9853 485.7589

314 450.9664 457.7278 464.4715 471.1962 477.9003

315 443.3132 449.9987 456.6680 463.3194 469.9516

316 435.5786 442.1860 448.7783 455.3540 461.9119

317 427.7619 434.2886 440.8014 447.2991 453.7801

318 419.8622 426.3056 432.7365 439.1535 445.5551

319 411.8785 418.2362 424.5826 430.9162 437.2358

320 403.8100 410.0793 416.3386 422.5863 428.8212

321 395.6557 401.8341 408.0036 414.1627 420.3102

322 387.4148 393.4996 399.5765 405.6443 411.7017

323 379.0864 385.0747 391.0564 397.0301 402.9945

324 370.6694 376.5586 382.4422 388.3190 394.1876

325 362.1631 367.9502 373.7329 379.5098 385.2797

326 353.5663 359.2486 364.9275 370.6016 376.2698

327 344.8782 350.4527 356.0248 361.5932 367.1566

328 336.0978 341.5616 347.0238 352.4834 357.9391

329 327.2241 332.5741 337.9234 343.2711 348.6159

330 318.2562 323.4892 328.7226 333.9552 339.1858

331 309.1929 314.3059 319.4201 324.5345 329.6478

332 300.0334 305.0232 310.0150 315.0078 320.0004

333 290.7765 295.6398 300.5060 305.3739 310.2425

334 281.4212 286.1548 290.8920 295.6316 300.3728

335 271.9666 276.5671 281.1718 285.7798 290.3899

336 262.4115 266.8755 271.3443 275.8171 280.2927

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

289 657.6047 665.3119 672.9596 680.5466 688.0719

290 651.6041 659.2906 666.9190 674.4880 681.9966

291 645.5335 653.1978 660.8053 668.3549 675.8454

292 639.3920 647.0327 654.6178 662.1464 669.6173

293 633.1790 640.7943 648.3556 655.8616 663.3114

294 626.8934 634.4818 642.0176 649.4996 656.9266

295 620.5345 628.0944 635.6031 643.0593 650.4620

296 614.1014 621.6312 629.1111 636.5399 643.9166

297 607.5933 615.0912 622.5406 629.9404 637.2894

298 601.0092 608.4735 615.8907 623.2597 630.5794

299 594.3484 601.7772 609.1605 616.4969 623.7854

300 587.6098 595.0015 602.3489 609.6510 616.9066

301 580.7926 588.1452 595.4551 602.7210 609.9418

302 573.8958 581.2076 588.4779 595.7058 602.8899

303 566.9186 574.1875 581.4165 588.6043 595.7498

304 559.8600 567.0841 574.2697 581.4156 588.5205

305 552.7191 559.8964 567.0366 574.1384 581.2009

306 545.4948 552.6232 559.7160 566.7719 573.7897

307 538.1863 545.2638 552.3070 559.3148 566.2859

308 530.7925 537.8169 544.8085 551.7660 558.6883

309 523.3124 530.2816 537.2193 544.1245 550.9958

310 515.7450 522.6568 529.5385 536.3890 543.2071

311 508.0894 514.9415 521.7649 528.5584 535.3210

312 500.3445 507.1345 513.8973 520.6316 527.3363

313 492.5092 499.2348 505.9346 512.6074 519.2519

314 484.5825 491.2414 497.8758 504.4845 511.0664

315 476.5633 483.1530 489.7196 496.2618 502.7785

316 468.4505 474.9685 481.4648 487.9380 494.3871

317 460.2431 466.6869 473.1102 479.5119 485.8908

318 451.9400 458.3069 464.6547 470.9822 477.2882

319 443.5400 449.8275 456.0971 462.3477 468.5782

320 435.0419 441.2473 447.4360 453.6070 459.7592

321 426.4448 432.5652 438.6703 444.7589 450.8301

322 417.7473 423.7800 429.7987 435.8021 441.7893

323 408.9484 414.8905 420.8198 426.7352 432.6355

324 400.0468 405.8955 411.7325 417.5568 423.3673

325 391.0414 396.7936 402.5354 408.2656 413.9832

326 381.9309 387.5837 393.2271 398.8602 404.4818

327 372.7141 378.2643 383.8064 389.3391 394.8617

328 363.3897 368.8343 374.2718 379.7011 385.1213

329 353.9566 359.2924 364.6220 369.9446 375.2591

330 344.4135 349.6371 354.8556 360.0681 365.2737

331 334.7590 339.8671 344.9712 350.0703 355.1634

332 324.9919 329.9812 334.9674 339.9496 344.9268

333 315.1108 319.9778 324.8427 329.7044 334.5622

334 305.1144 309.8557 314.5956 319.3334 324.0681

335 295.0014 299.6133 304.2248 308.8348 313.4428

336 284.7705 289.2494 293.7286 298.2073 302.6847

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 39 8/80

HUD-Wash., D.C.

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4240.2 REV CHG 3

APPENDIX 10

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 12.75 13.00 13.25 13.50 13.75

337 252.7549 257.0789 261.4083 265.7423 270.0798

338 242.9957 247.1762 251.3626 255.5542 259.7499

339 233.1328 237.1662 241.2060 245.2514 249.3016

340 223.1651 227.0477 230.9372 234.8328 238.7336

341 213.0915 216.8197 220.5551 224.2970 228.0446

342 202.9109 206.4808 210.0583 213.6426 217.2330

343 192.6221 196.0299 199.4456 202.8683 206.2975

344 182.2240 185.4658 188.7157 191.9729 195.2368

345 171.7154 174.7873 177.8673 180.9549 184.0493

346 161.0951 163.9931 166.8992 169.8129 172.7336

347 150.3620 153.0819 155.8100 158.5456 161.2882

348 139.5149 142.0526 144.5983 147.1515 149.7118

349 128.5525 130.9037 133.2628 135.6292 138.0026

350 117.4736 119.6341 121.8021 123.9774 126.1593

351 106.2771 108.2424 110.2150 112.1944 114.1803

352 94.9615 96.7273 98.4998 100.2789 102.0640

353 83.5258 85.0874 86.6553 88.2293 89.8089

354 71.9685 73.3214 74.6801 76.0441 77.4134

355 60.2884 61.4280 62.5726 63.7219 64.8759

356 48.4843 49.4057 50.3314 51.2611 52.1947

357 36.5547 37.2532 37.9550 38.6601 39.3681

358 24.4983 24.9690 25.4420 25.9173 26.3946

359 12.3139 12.5518 12.7909 13.0311 13.2725

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 14.00 14.25 14.50 14.75 15.00

337 274.4201 278.7623 283.1055 287.4491 291.7921

338 263.9491 268.1507 272.3542 276.5586 280.7633

339 253.3558 257.4131 261.4729 265.5343 269.5967

340 242.6390 246.5480 250.4601 254.3745 258.2905

341 231.7971 235.5539 239.3143 243.0775 246.8429

342 220.8288 224.4292 228.0337 231.6416 235.2523

343 209.7325 213.1725 216.6169 220.0652 223.5168

344 198.5067 201.7820 205.0621 208.3465 211.6346

345 187.1499 190.2563 193.3677 196.4838 199.6039

346 175.6607 178.5937 181.5320 184.4752 187.4227

347 164.0374 166.7926 169.5533 172.3190 175.0894

348 152.2785 154.8514 157.4298 160.0135 162.6018

349 140.3825 142.7684 145.1599 147.5566 149.9582

350 128.3476 130.5419 132.7417 134.9467 137.1565

351 116.1724 118.1702 120.1734 122.1817 124.1948

352 103.8551 105.6516 107.4533 109.2598 111.0710

353 91.3940 92.9843 94.5794 96.1792 97.7833

354 78.7877 80.1666 81.5500 82.9377 84.3294

355 66.0342 67.1967 68.3632 69.5334 70.7073

356 53.1319 54.0728 55.0170 55.9645 56.9150

357 40.0792 40.7930 41.5095 42.2287 42.9503

358 26.8741 27.3555 27.8389 28.3241 28.8110

359 13.5150 13.7585 14.0030 14.2485 14.4950

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

8/80 Page 40

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