4240.2 REV CHG 2

APPENDIX 5

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

MONTHLY INSTALLMEMT PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 10.25 10.50 10.75 11.00 11.25

1 8.1791 8.3537 8.5295 8.7063 8.8842

2 8.3836 8.5626 8.7427 8.9240 9.1063

3 8.5932 8.7767 8.9613 9.1471 9.3340

4 8.8080 8.9961 9.1853 9.3757 9.5673

5 9.0282 9.2210 9.4150 9.6101 9.8065

REMAINING

PMTS 9.2539 9.4515 9.6506 9.8504 10.0516

YEAR 11.50 11.75 12.00 12.25 12.50

1 9.0631 9.2430 9.4238 9.6056 9.7882

2 9.2897 9.4740 9.6594 9.8457 10.0329

3 9.5219 9.7109 9.9009 10.0918 10.2837

4 9.7600 9.9537 10.1484 10.3441 10.5408

5 10.0040 10.2025 10.4021 10.6027 10.8043

REMAINING

PMTS 10.2541 10.4576 10.6622 10.8678 11.0744

\@XQT.RW B. FOSTER-ABS2

NOTE: BECAUSE OF ROUNDING, UTILIZATION OF THESE FACTORS CAN RESULT IN

SMALL DIFFERENCES IN THE ACTUAL OUTSTANDING BALANCES AND MORTGAGE

INSURANCE PREMIUMS FROM THOSE DERIVED BY USING THE FACTORS

SHOWN IN APPENDICES 6 AND 7.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 1 1/80

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4240.2 REV CHG 2

APPENDIX 5

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

MONTHLY INSTALLMEMT PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 10.25 10.50 10.75 11.00 11.25

1 7.4679 7.6312 7.7957 7.9613 8.1281

2 7.8413 8.0128 8.1855 8.3594 8.5345

3 8.2334 8.4134 8.5948 8.7774 8.9612

4 8.6451 8.8341 9.0245 9.2162 9.4093

5 9.0773 9.2758 9.4757 9.6771 9.8798

REMAINING

PMTS 9.5312 9.7396 9.9495 10.1609 10.3737

YEAR 11.50 11.75 12.00 12.25 12.50

1 8.2960 8.4649 8.6348 8.8058 8.9777

2 8.7108 8.8881 9.0666 9.2461 9.4266

3 9.1463 9.3325 9.5199 9.7084 9.8979

4 9.6036 9.7992 9.9959 10.1938 10.3928

5 10.0838 10.2891 10.4957 10.7035 10.9124

REMAINING

PMTS 10.5880 10.8036 11.0205 11.2386 11.4581

\@XQT.RW B. FOSTER-ABS3

NOTE: BECAUSE OF ROUNDING, UTILIZATION OF THESE FACTORS CAN RESULT IN

SMALL DIFFERENCES IN THE ACTUAL OUTSTANDING BALANCES AND MORTGAGE

INSURANCE PREMIUMS FROM THOSE DERIVED BY USING THE FACTORS

SHOWN IN APPENDICES 6 AND 7.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 2

APPENDIX 5

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

MONTHLY INSTALLMEMT PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 10.25 10.50 10.75 11.00 11.25

1 6.8216 6.9740 7.1277 7.2826 7.4387

2 7.3332 7.4971 7.6623 7.8288 7.9966

3 7.8832 8.0594 8.2370 8.4160 8.5964

4 8.4744 8.6638 8.8548 9.0472 9.2411

5 9.1100 9.3136 9.5189 9.7257 9.9342

REMAINING

PMTS 9.7932 10.0121 10.2328 10.4552 10.6793

YEAR 11.50 11.75 12.00 12.25 12.50

1 7.5960 7.7543 7.9138 8.0743 8.2358

2 8.1657 8.3359 8.5073 8.6798 8.8535

3 8.7781 8.9611 9.1453 9.3308 9.5175

4 9.4364 9.6332 9.8312 10.0306 10.2313

5 10.1442 10.3556 10.5686 10.7829 10.9986

REMAINING

PMTS 10.9050 11.1323 11.3612 11.5916 11.8235

\@XQT.RW B. FOSTER-ABS4

NOTE: BECAUSE OF ROUNDING, UTILIZATION OF THESE FACTORS CAN RESULT IN

SMALL DIFFERENCES IN THE ACTUAL OUTSTANDING BALANCES AND MORTGAGE

INSURANCE PREMIUMS FROM THOSE DERIVED BY USING THE FACTORS

SHOWN IN APPENDICES 6 AND 7.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 3 1/80

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4240.2 REV CHG 2

APPENDIX 5

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR10 YEARS AT 2.00 PERCENT EACH YEAR

MONTHLY INSTALLMEMT PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 10.25 10.50 10.75 11.00 11.25

1 7.9740 8.1490 8.3252 8.5027 8.6813

2 8.1335 8.3120 8.4917 8.6727 8.8549

3 8.2962 8.4782 8.6616 8.8462 9.0320

4 8.4621 8.6478 8.8348 9.0231 9.2126

5 8.6313 8.8207 9.0115 9.2035 9.3969

6 8.8040 8.9972 9.1917 9.3876 9.5848

7 8.9801 9.1771 9.3756 9.5754 9.7765

8 9.1597 9.3606 9.5631 9.7669 9.9720

9 9.3428 9.5479 9.7543 9.9622 10.1715

10 9.5297 9.7388 9.9494 10.1615 10.3749

REMAINING

PMTS 9.7203 9.9336 10.1484 10.3647 10.5824

YEAR 11.50 11.75 12.00 12.25 12.50

1 8.8610 9.0418 9.2237 9.4066 9.5905

2 9.0382 8.2227 9.4082 9.5947 9.7823

3 9.2190 9.4071 9.5963 9.7866 9.9780

4 9.4034 9.5952 9.7883 9.9824 10.1775

5 9.5914 9.7872 9.9840 10.1820 10.3811

6 9.7832 9.9829 10.1837 10.3857 10.5887

7 9.9789 10.1826 10.3874 10.5934 10.8005

8 10.1785 10.3862 10.5951 10.8052 11.0165

9 10.3821 10.5939 10.8070 11.0213 11.2368

10 10.5897 10.8058 11.0232 11.2418 11.4615

REMAINING

PMTS 10.8015 11.0219 11.2436 11.4666 11.6908

\@XQT.RW.FOSTER-ABS5

NOTE: BECAUSE OF ROUNDING, UTILIZATION OF THESE FACTORS CAN RESULT IN

SMALL DIFFERENCES IN THE ACTUAL OUTSTANDING BALANCES AND MORTGAGE

INSURANCE PREMIUMS FROM THOSE DERIVED BY USING THE FACTORS

SHOWN IN APPENDICES 6 AND 7.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 2

APPENDIX 5

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR10 YEARS AT 2.00 PERCENT EACH YEAR

MONTHLY INSTALLMEMT PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 10.25 10.50 10.75 11.00 11.25

1 7.5134 7.6825 7.8529 8.0247 8.1976

2 7.7388 7.9130 8.0885 8.2654 8.4436

3 7.9710 8.1504 8.3312 8.5134 8.6969

4 8.2101 8.3949 8.5811 8.7688 8.9578

5 8.4564 8.6467 8.8386 9.0318 9.2265

6 8.7101 8.9061 9.1037 9.3028 9.5033

7 8.9714 9.1733 9.3768 9.5819 9.7884

8 9.2406 9.4485 9.6581 9.8693 10.0821

9 9.5178 9.7320 9.9479 10.1654 10.3845

10 9.8033 10.0239 10.2463 10.4704 10.6961

REMAINING

PMTS

10.0974 10.3247 10.5537 10.7845 11.0170

YEAR 11.50 11.75 12.00 12.25 12.50

1 8.3719 8.5473 8.7238 8.9015 9.0802

2 8.6230 8.8037 8.9855 9.1685 9.3526

3 8.8817 9.0678 9.2551 9.4436 9.6332

4 9.1482 9.3398 9.5327 9.7269 9.9222

5 9.4226 9.6200 9.8187 10.0187 10.2199

6 9.7053 9.9086 10.1133 10.3193 10.5265

7 9.9964 10.2059 10.4167 10.6288 10.8423

8 10.2963 10.5120 10.7292 10.9477 11.1675

9 10.6052 10.8274 11.0511 11.2761 11.5026

10 10.9234 11.1522 11.3826 11.6144 11.8477

REMAINING

PMTS

11.2511 11.4868 11.7241 11.9628 12.2031

NOTE: BECAUSE OF ROUNDING, UTILIZATION OF THESE FACTORS CAN RESULT IN

SMALL DIFFERENCES IN THE ACTUAL OUTSTANDING BALANCES AND MORTGAGE

INSURANCE PREMIUMS FROM THOSE DERIVED BY USING THE FACTORS

SHOWN IN APPENDICES 6 AND 7.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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