![](media/image1.png){width="1.1979166666666667in"
height="1.1666666666666667in"}Program Year Action Plan - 2008

The CPMP Third Annual Action Plan includes the [SF 424](../SF424.doc)
and Narrative Responses to Action Plan questions that CDBG, HOME, HOPWA,
and ESG grantees must respond to each year in order to be compliant with
the Consolidated Planning Regulations. The Executive Summary narratives
are optional.

Narrative Responses

###### GENERAL {#general .unnumbered}

# Executive Summary {#executive-summary .unnumbered}

[]{.mark}

[The Executive Summary is required. Include the objectives and outcomes
identified in the plan and an evaluation of past performance.]{.mark}

Anoka County has identified the following objectives and outcomes for
the CDBG and HOME programs.

**Anoka County Objectives:**

1.  Support construction, acquisition, and funding resources which
    create decent, safe and sanitary housing for lower income persons.
    Funded through HOME & CDBG.

2.  Conserve and improve housing through rehabilitation of existing
    structures. Funded through HOME & CDBG.

3.  Promote equal housing opportunities. Funded through HOME & CDBG.

4.  Fund activities that eliminate slum and blight for the creation of
    new development. Funded through HOME & CDBG.

5.  Develop and upgrade public facilities and infrastructure to help
    lower income persons and those with special needs. Funded through
    CDBG.

6.  Support economic development in Anoka County to provide new jobs,
    primarily for lower income persons. Funded through CDBG.

7.  Fund public service activities serving primarily lower income
    persons and those with special needs. Funded through CDBG.

8.  Complete planning and administration projects that support the above
    objectives. Funded through HOME & CDBG.

9.  Evaluate support facilities and service needs of the homeless and
    those at imminent threat of becoming homeless, and identify
    appropriate agencies and resources.

**Summary of Proposed Outcomes:** (further detailed within the
Performance Measurement Outcome & Objectives chart on page 10)

-   *Availability / Accessibility of **Decent Housing: *** Through
    collaboration with the countywide Continuum of Care and state
    homeless programs we continue to address the ongoing need for decent
    housing by supporting services for homeless families and
    individuals.

-   *Affordability of **Decent Housing: ***The county is proposing to
    use 2008 HOME funds and ADDI funds to create safe decent housing by
    funding new construction, tenant based rental assistance, and down
    payment assistance programs. CDBG funds will be used to improve
    current single family housing stock through the rehabilitation of 19
    single-family units.

-   *Availability /Accessibility of **Suitable Living Environment:
    ***One proposed CDBG activity will acquire a public facility giving
    youth better access to after school needs and activities. This
    public facility targets a distressed area and the neighborhood
    children. It is estimated that 18,535 people will be assisted with
    CDBG public service funds. These services will help stabilize the
    independence of seniors, disabled individuals and youth by providing
    access to medical and mental health programs, family services and
    transportation.

-   *Affordability of **Suitable Living Environment: ***Funds will be
    used to upgrade the water/sewer infrastructure in an existing
    low-income neighborhood addressing the needs of 1,337 people; and
    prepare for the development of affordable housing units proposed in
    our HOME program.

-   *Sustainability of **Suitable Living Environment: *** CDBG funding
    will be used to assist in the demolition and removal of blight
    within low-income neighborhoods. Funds will be used to purchase
    vacant substandard manufactured housing units in the county's lowest
    income neighborhoods.

-   *Availability /Accessibility of **Economic Opportunity: ***Two
    cities will use the CDBG program to assist local businesses who, in
    turn, work to create secure and stable infrastructures, improve
    local economies, promote job creation, and redevelop project sites
    that are limiting growth opportunities due to dilapidated buildings
    or substandard soil conditions.

-   *Sustainability of **Economic Opportunity**:* One CDBG project will
    improve a blighted area of a neighborhood providing much needed
    economic revitalization. The area has structures that are vacant and
    blighted and need to be removed so redevelopment may occur.

-   ***Other:*** Anoka County is proposing one planning grant to address
    local fair housing activities. Two admin grants are also proposed to
    fund the costs associated with administrating the county's CDBG and
    HOME programs.

***Unmet Objectives and Outcomes:*** During the five years in which the
Consolidated Plan is active, Anoka County works with and encourages
applicants to select projects that meet the needs and goals identified
in the current Consolidated Plan. Those goals are later categorized as
eligible objectives and outcomes. Unmet needs are addressed, as much as
possible, with funds that are available.

**Summary of Accomplishments:**

Anoka County's goals include utilizing available resources to improve
and maintain existing housing stock, expand development of affordable
housing units through new construction and first time homebuyer
programs, and better the community as a whole by creating jobs and
encouraging redevelopment activities through economic development
programs.

In program year 2007 Anoka County committed \$1,375,166 in local HOME
and CDBG funds to improve or maintain affordable housing. HOME funds
were committed to developing new multi-family housing units, and to make
housing affordable through tenant based rental assistance. CDBG funds
were used to rehabilitate single-family housing. CDBG accomplishments in
2007 also addressed the social service needs of low-income households
that face gaps in shelter, food, medical programs, services for seniors
and transportation. CDBG funds were used to rehabilitate a battered
women's shelter and a mental health facility. CDBG also improved
infrastructure and removed blight in local neighborhoods.

# General Questions {#general-questions .unnumbered}

1.  [Describe the geographic areas of the jurisdiction (including areas
    of low income families and/or racial/minority concentration) in
    which assistance will be directed during the next year. Where
    appropriate, the jurisdiction should estimate the percentage of
    funds the jurisdiction plans to dedicate to target areas.]{.mark}

[]{.mark}

####### Anoka County is the northern most county of the seven-county Minneapolis / St. Paul metropolitan area and borders the north side of the City of Minneapolis. The county is comprised of fully developed first-tier suburbs, rapidly growing second-tier communities, and outlying agricultural areas. Over the last ten years, Anoka County has become much more racially and ethnically diverse with an increase in minority population of 215 percent. In our 2005 Consolidated Plan we cited five cities as having low income and minority concentrations (Anoka, Columbia Heights, Fridley, Hilltop and Lexington). {#anoka-county-is-the-northern-most-county-of-the-seven-county-minneapolis-st.-paul-metropolitan-area-and-borders-the-north-side-of-the-city-of-minneapolis.-the-county-is-comprised-of-fully-developed-first-tier-suburbs-rapidly-growing-second-tier-communities-and-outlying-agricultural-areas.-over-the-last-ten-years-anoka-county-has-become-much-more-racially-and-ethnically-diverse-with-an-increase-in-minority-population-of-215-percent.-in-our-2005-consolidated-plan-we-cited-five-cities-as-having-low-income-and-minority-concentrations-anoka-columbia-heights-fridley-hilltop-and-lexington. .unnumbered}

> For the 2008 funding year, \$355,000 of our CDBG funds will be
> allocated to projects in communities with low-income and/or minority
> concentrations. Specific projects include:

a.  City of Columbia Heights -- demolition and clearance for
    redevelopment;

b.  City of Lexington -- upgrade the existing infrastructure that
    directly serves low/income housing;

c.  Manufactured Housing project - this activity is available to all
    residents of the county's 19 manufactured home parks offering them
    assistance in leaving a substandard manufactured home and, at the
    same time, giving communities a means to eliminate blight. This
    program works within all five cities recognized as having low-mod
    concentrations.

> Additionally, CDBG funds will be used in the following programs that
> serve the entire county, including those cities identified as having
> low income and minority concentrations:

-   countywide housing rehabilitation

-   senior and severely disabled programs

-   furniture warehouse

-   battered women's shelter

-   medical / mental health programs

> HOME funds for the 2008 program year will be used primarily to assist
> minority and low-income populations through the creation and
> improvement of single and multifamily housing projects. HOME funds
> will also be used to provide tenant based rental assistance and
> down-payment assistance to eligible recipients. Homebuyer education
> programs and down payment assistance is offered to Anoka County
> residents who are interested in owning a home in Anoka County.
>
> HOME projects that serve Anoka County residents on a continuing basis
> include tenant based rental assistance programs (which offer scattered
> site rental assistance to minority and low-income persons),
> multifamily, and transitional housing programs.
>
> []{.mark}

2.  [Describe the basis for allocating investments geographically within
    the jurisdiction (or within the EMSA for HOPWA) (91.215(a)(1))
    during the next year and the rationale for assigning the
    priorities.]{.mark}

[]{.mark}

-   Anoka County uses a competitive application process with funding
    open to all cities, townships and public service agencies within the
    county.

Funding decisions are based on the following criteria:

-   Project eligibility/compliance with federal regulations

-   Consolidated plan priority (high or medium)

-   Benefit to low and moderate income persons

-   Past performance (timeliness of expenditures, program compliance)

-   Public services show a marked increase in services or new services

3.  [Describe actions that will take place during the next year to
    address obstacles to meeting underserved needs.]{.mark}

[]{.mark}

####### Anoka County will address obstacles to meeting underserved needs by targeting funds to projects addressing their needs.  {#anoka-county-will-address-obstacles-to-meeting-underserved-needs-by-targeting-funds-to-projects-addressing-their-needs. .unnumbered}

####### *Transportation:* CDBG funds will be used by programs that offer transportation assistance to area residents needing help getting to and from necessary services. Many transportation programs target the needs of seniors and the severely disabled, providing them with a vital link to access mainstream resources. The transportation program receiving 2008 CDBG funding assists Coon Rapids senior residents who use the senior center programs. Providing safe and reliable transportation gives clients access to resources within the community, a means of attending social functions and opportunities to obtain hot meals. {#transportation-cdbg-funds-will-be-used-by-programs-that-offer-transportation-assistance-to-area-residents-needing-help-getting-to-and-from-necessary-services.-many-transportation-programs-target-the-needs-of-seniors-and-the-severely-disabled-providing-them-with-a-vital-link-to-access-mainstream-resources.-the-transportation-program-receiving-2008-cdbg-funding-assists-coon-rapids-senior-residents-who-use-the-senior-center-programs.-providing-safe-and-reliable-transportation-gives-clients-access-to-resources-within-the-community-a-means-of-attending-social-functions-and-opportunities-to-obtain-hot-meals. .unnumbered}

Housing Quality and Availability: Both the CDBG and HOME programs work
to eliminate obstacles that affect the quality and availability of safe
and affordable housing. CDBG program funds in 2008 will be used by the
City of Coon Rapids and Anoka County to administer single-family housing
rehabilitation programs. These rehab activities help stabilize the
present housing stock in our jurisdiction where 83% of homes are owner
occupied. In addition, a countywide down payment assistance program
helps reduce the cost of buying a single-family home for first time
homebuyers.

Anoka County with the City of Circle Pines operates a revolving loan
fund program to address health and safety needs of homes identified as
distressed. In addition, the City of Andover continues to participate in
a multi-family revolving loan fund program. The rehabilitated buildings
will comply with current energy, health and safety codes and improve
building accessibility. Keeping low and moderate-income rental units
properly maintained and available for rent preserves affordable housing
options.

There are two tenant based rental programs (RISE and Elim Transitional
Housing) funded through the HOME program that continue to serve
households specifically facing obstacles such as very low and low
income, mental illness, chemical dependency and/or homelessness.

[4. Identify the federal, state, and local resources expected to be made
available to address the needs identified in the plan. Federal resources
should include Section 8 funds made available to the jurisdiction,
Low-Income Housing Tax Credits, and competitive McKinney-Vento Homeless
Assistance Act funds expected to be available to address priority needs
and specific objectives identified in the strategic plan.]{.mark}

[]{.mark}

+---+------------+----------+---+--------+---+---+------------------+--------+
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| # |            |          |   | tate** |   | * |                  |        |
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| r |            |          |   |        |   |   |                  |        |
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| l |            |          |   |        |   |   |                  |        |
|   |            |          |   |        |   |   |                  |        |
| . |            |          |   |        |   |   |                  |        |
| u |            |          |   |        |   |   |                  |        |
| n |            |          |   |        |   |   |                  |        |
| n |            |          |   |        |   |   |                  |        |
| u |            |          |   |        |   |   |                  |        |
| m |            |          |   |        |   |   |                  |        |
| b |            |          |   |        |   |   |                  |        |
| e |            |          |   |        |   |   |                  |        |
| r |            |          |   |        |   |   |                  |        |
| e |            |          |   |        |   |   |                  |        |
| d |            |          |   |        |   |   |                  |        |
| } |            |          |   |        |   |   |                  |        |
+---+------------+----------+---+--------+---+---+------------------+--------+
|   | CDBG       | \$1      |   | \$4    |   |   | City Funds       | \$4    |
|   |            | ,429,885 |   | 63,337 |   |   |                  | 03,600 |
+---+------------+----------+---+--------+---+---+------------------+--------+
|   | HOME       | \        |   |        |   |   | Other County     | \$     |
|   |            | $644,545 |   |        |   |   | Funding          | 15,000 |
+---+------------+----------+---+--------+---+---+------------------+--------+
|   | Other      | \        |   |        |   |   | Anoka County     | \$2    |
|   | Federal    | $160,343 |   |        |   |   |                  | 60,198 |
+---+------------+----------+---+--------+---+---+------------------+--------+
|   |            |          |   |        |   |   | Private Funds    | \$2,1  |
|   |            |          |   |        |   |   |                  | 67,186 |
+---+------------+----------+---+--------+---+---+------------------+--------+

# Managing the Process & Coordination {#managing-the-process-coordination .unnumbered}

1.  [Identify the lead agency, entity, and agencies responsible for
    administering programs covered by the Consolidated Plan.]{.mark}

[]{.mark}

> ***Lead Agency:*** Anoka County is an entitlement recipient of
> Community Development Block Grant (CDBG) funds, and as such, is the
> lead entity responsible for administering CDBG funds within the
> county.
>
> Dakota County is the lead agency for the HOME consortium. In 1992,
> governing leaders from Anoka County and three other counties
> authorized the formation of the Dakota County Consortium for the
> purpose of receiving HOME Investment Partnerships (HOME) Program
> funds. Members of the Dakota County Consortium, include Anoka, Dakota,
> Ramsey (excluding the city of St. Paul), and Washington Counties. The
> City of Coon Rapids, previously part of the Consortium as a city
> within Anoka County, became a participating jurisdiction of the
> Consortium in 2002.
>
> County staff actively participates in the Affordable Housing
> Coalition, Fair Housing Implementation Council, Family Homeless
> Prevention Assistance Program, Homeless Elimination Program and the
> Continuum of Care Committee. Participation with these groups enables
> us to share information and enhance communication with housing and
> social service agencies thereby bridging any gaps that might limit a
> citizen's access to county resources. We work with a variety of
> agencies so as to provide an assortment of services to our residents.

2.  [Identify the significant aspects of the process by which the plan
    was developed, and the agencies, groups, organizations, and others
    who participated in the process.]{.mark}

> ***Plan Coordination:*** The Anoka County 2005 Consolidated Plan was
> prepared in accordance with Sections 91.400 through 91.430 of the U.S.
> Department of Housing and Urban Development's (HUD) Consolidated Plan
> regulations. The Plan contains data gathered through key-person
> interviews, secondary sources and public forums that included county
> departments, state agencies, nonprofit organizations and interested
> citizens. This information was also used to create the strategies and
> actions described in the Plan.
>
> The following departments, agencies and organizations were consulted:
>
> ***County Departments***
>
> Anoka County Housing Redevelopment Authority
>
> Anoka County Community Development
>
> Anoka County Divisions including: Administration, Central Finance,
> Human Services, Corrections, Property Records and Taxation, Government
> Services, Social Services, and Veteran Services.
>
> ***Local Municipal Governments***
>
> City of Andover
>
> City of Anoka
>
> City of Bethel
>
> City of Blaine
>
> Burns Township
>
> City of Centerville

City of Circle Pines

City of Columbia Heights

City of Columbus

City of Coon Rapids

City of East Bethel

City of Fridley

City of Ham Lake

City of Hilltop

City of Lexington

City of Lino Lakes

Linwood Township

City of Oak Grove

City of Ramsey

City of Spring Lake Park

City of St. Francis

> ***State Agencies***
>
> Minnesota Department of Public Health

Minnesota Housing Finance Agency

***Nonprofit Organizations***

> Alexandra House, Inc.
>
> Anoka County Affordable Housing Coalition
>
> Anoka County Community Action Program
>
> Anoka County Partners
>
> Anoka County Family Homeless Prevention Assistance Program (FHPAP)
> Committee
>
> Big Brothers Big Sisters
>
> CEAP
>
> Central Center for Family Resources
>
> Elim Transitional Housing, Inc.
>
> Ferry Street Shelter
>
> Free to Be, Inc.
>
> Housing Link
>
> Lutheran Social Services
>
> Metro-wide Engagement of Shelter & Housing (MESH)
>
> North Anoka Meals on Wheels
>
> Rise, Inc.
>
> Southern Anoka Community Assistance (SACA)
>
> Tasks Unlimited
>
> The Salvation Army
>
> Twin Cities Habitat for Humanity
>
> Wilder Research Center

3.  [Describe actions that will take place during the next year to
    enhance coordination between public and private
    organizations/businesses, health, and social service agencies
    regarding implementation of the plan, addressing the needs of
    chronically homeless persons and economic development.]{.mark}

[]{.mark}

> Anoka County partners with public and private sectors, communities and
> faith-based housing organizations as well as health and social service
> agencies to accomplish its goals. Coordination occurs via:

-   Meetings

-   Phone calls

-   Written correspondence

-   Trainings and site visits

> Regular communication and on-going efforts to increase
> input/participation helps the county:

-   Coordinate projects

-   Stay updated on current issues/needs

-   Generate new ideas

-   Do a better job of serving our residents

# Citizen Participation {#citizen-participation .unnumbered}

1.  [Provide a summary of the citizen participation process.]{.mark}

    []{.mark}

> The Dakota County Consortium adopted a Citizen Participation Plan in
> May of 1998. The plan is still in effect and Anoka County continues to
> follow that process.
>
> Anoka County held a public hearing on February 26, 2008 to receive
> citizen input regarding the draft Action Plan. The Dakota County
> Consortium also held a public hearing on March 13, 2008, to receive
> citizen input on the same subject. The Public Comment period began on
> February 29, 2008 and ran through March 29, 2008. A draft of the
> Action Plan was available for review by any interested parties.

2.  [Provide a summary of citizen comments or views on the plan.]{.mark}

[]{.mark}

> ***Public Comments:*** The only public comments received were those
> made during the February 26, 2008 public hearing. No comments were
> received at the March 13, 2008 public hearing or over the 30-day
> comment period commencing February 29, 2008. A copy of the legal
> notices for the Anoka County Public Hearing, 30-day Public Comment
> Period, Consortium Public Hearing and comments received are included
> in **Attachment A**.

3.  [Provide a summary of efforts made to broaden public participation
    in the development of the consolidated plan, including outreach to
    minorities and non-English speaking persons, as well as persons with
    disabilities.]{.mark}

    []{.mark}

> ***Participation Outreach:*** Anoka County and the Dakota County
> Consortium support and encourage the participation of citizens,
> community groups, and other interested agencies in both the
> development and the evaluation of the Plan's programs and activities.
> The citizen participation process is designed to encourage input from
> all residents including non-English speaking and minority populations.
> Extremely low and low income persons are especially encouraged to
> participate in the process. Attempts are made to include residents of
> areas where projects currently exist or are proposed, such as assisted
> housing developments.

4.  [Provide a written explanation of comments not accepted and the
    reasons why these comments were not accepted.]{.mark}

    []{.mark}

All public comments received during the public hearing related to
specific 2008 applications for funding. After further discussion,
including consideration of the comments received, the HRA Board of
Trustees made its final modifications to the funding recommendations and
gave their final approval. Due to funding constraints, not all requests
for funding could be honored.

# Institutional Structure {#institutional-structure .unnumbered}

1.  [Describe actions that will take place during the next year to
    develop institutional structure within private industry, nonprofit
    organizations, community and faith-based organizations and public
    institutions.]{.mark}

    []{.mark}

# Implementation of the annual Action Plan will involve for-profit, non-profit, and public agencies ranging from single-family home rehabilitation contractors to the Metropolitan Council. Implementation of the Consolidated Plan will require maintaining and improving the relationships formed during the development of the Plan. Maintaining a dialogue with human service providers, health agencies, a variety of public agencies, for-profit and non-profit developers, and others is an integral part of a successful implementation process.

> Following is a list summarizing institutional structures/agencies that
> will carry out the proposed strategies:

+----------+--------------+-------------------------------------------+
| **Type** | **Entities** | > **Projects and/or Services**            |
+----------+--------------+-------------------------------------------+
| Public   | Anoka County | > Human services, public health, CDBG,    |
|          |              | > HOME, ADDI, HRA Senior Housing, Fair    |
|          |              | > Housing                                 |
+----------+--------------+-------------------------------------------+
|          | Minnesota    | > Financial assistance for first-time     |
|          | Housing      | > homebuyers, single and multi-family     |
|          | Finance      | > housing rehabilitation, accessibility,  |
|          | Agency       | > Low-Income Tax Credits                  |
+----------+--------------+-------------------------------------------+
|          | Metropolitan | > Section 8 -- Rental Assistance and      |
|          | Council HRA  | > Shelter Plus Care                       |
+----------+--------------+-------------------------------------------+
|          | 21 cities    | > Elimination of slum/blight, economic    |
|          | and          | > development programs, redevelopment,    |
|          | townships    | > neighborhood and senior centers         |
|          | within Anoka |                                           |
|          | County       |                                           |
+----------+--------------+-------------------------------------------+
| Private  | For-Profit   | > Development and construction partners   |
|          | Developers   | > such as Coon Rapids Leased Housing      |
|          |              | > Associates II and Spring Lake Park LLC  |
+----------+--------------+-------------------------------------------+
| N        | Community    | > Human service planning, administration  |
| onprofit | Human        | > and coordination offering meal          |
|          | Service      | > services, transportation, jobs and      |
|          | O            | > training, mental illness services,      |
|          | rganizations | > supportive housing services, peer and   |
|          |              | > youth support services                  |
+----------+--------------+-------------------------------------------+
|          | Non-profit   | > Development of housing programs for     |
|          | Developer    | > households that meet the federal        |
|          | O            | > poverty levels and the HUD low/mod      |
|          | rganizations | > income levels such as the Anoka County  |
|          |              | > Community Action Program                |
+----------+--------------+-------------------------------------------+
| C        | Housing and  | > Development and assistance programs for |
| ommunity | service      | > individuals and families in need of     |
| &        | agencies     | > financial, support services and housing |
| Fai      |              |                                           |
| th-based |              |                                           |
| Organ    |              |                                           |
| izations |              |                                           |
+----------+--------------+-------------------------------------------+

# Monitoring {#monitoring .unnumbered}

1.  [Describe actions that will take place during the next year to
    monitor its housing and community development projects and ensure
    long-term compliance with program requirements and comprehensive
    planning requirements.]{.mark}

    []{.mark}

> Anoka County Community Development staff assures program compliance in
> the CDBG and HOME programs by conducting a risk analyses and
> monitoring projects.
>
> All HOME units are monitored as required by HUD and as mandated in the
> HOME Investment Partnerships Final Rule 24 CFR Part 92. Anoka County
> monitors all HOME-assisted unit files and does on-site Property
> Standard monitoring as mandated in 24 CFR Part 92 §251 (Property
> Standards). The file review includes verification of the tenant's
> income and source documentation, signed disclosures, complaints, lease
> and lease provision paperwork, rent and utility calculations and
> re-certification documents. Anoka County completes on-site property
> monitoring per 24 CFR Part 92.504 §5d. If any file or on-site property
> monitoring violations are found then a notification is sent to the
> property owner for correction. The property owner is given thirty days
> to respond and take corrective action. The final outcome/summary of
> each Anoka County HOME project monitored is submitted to Dakota County
> annually. As a routine part of the administration of the HOME program,
> Anoka County frequently conducts desk reviews to confirm records and
> documents are maintained and that they verify proper use and
> administration of program funding. At any time Anoka County may
> request that Dakota County assist its monitoring efforts.
>
> The CDBG program monitors high-risk projects as a first priority. The
> areas reviewed to determine the risk level includes meeting goals,
> management procedures,, record keeping, financial status, construction
> and labor standards (if applicable), and beneficiary data.
> Subrecipients will be monitored on the documents and records that
> qualify the project as well as an examination of records and documents
> that verify the project was adequately completed. Subgrantees are
> given 18 months to complete their projects with the risk assessment
> done at the project's end. Anoka County recently completed its
> monitoring and risk assessment of 2006 projects that ended December
> 31, 2007.
>
> Anoka County monitors its own performance in meeting the goals of the
> Consolidated Plan by conducting frequent reviews of IDIS reports and
> studying performance measurement reports submitted by subrecipients.
> By gathering beneficiary information we are able to measure our
> success. Changes in policies and economic trends may affect a
> project's ability to meet proposed goals. Throughout the year we work
> with cities and towns to address various community needs and goals.
> With city and township participation in the Consolidated Plan process,
> we developed goals based on current and potential local needs. Funding
> dollars are then directed to activities that assist in meeting those
> goals and needs.
>
> To ensure that Anoka County complies with HUD's yearly "timeliness"
> test, we take "project readiness" into account when awarding funds to
> applicants. Projects don't always have the capacity to immediately
> spend their allocations; so all projects that receive funds are given
> 18 months to spend their funds starting July 1^st^ of the program
> year. In the 13^th^ month, projects are notified, in writing, of their
> timeliness of expenditure status and are reminded that if funds are
> not expended by the end of the 18-month time frame, the county will
> withdraw funds and reallocate them to a project that meets CDBG
> requirements and has an immediate need. In addition, all public
> service activities are provided a 12-month timeframe in which to use
> CDBG funds towards eligible public service activities. This ties the
> beneficiaries to a one year reporting period and allows the County a
> more efficient process for the administration of these activities.

# Lead-based Paint {#lead-based-paint .unnumbered}

[Describe the actions that will take place during the next year to
evaluate and reduce the number of housing units containing lead-based
paint hazards in order to increase the inventory of lead-safe housing
available to extremely low-income, low-income, and moderate-income
families, and how the plan for the reduction of the lead-based hazards
is related to the extent of lead poisoning and hazards.]{.mark}

[]{.mark}

> Anoka County has two departments that address lead-based paint issues
> and the reduction of lead-based hazards. Anoka County Community
> Development addresses lead-based paint issues related to federal and
> state funds for housing activities. The Anoka County Human Services
> Division investigates elevated blood-lead referrals from the Minnesota
> Department of Health.

-   Anoka County has implemented the lead-based paint regulations found
    at 24 C.F.R. Part 35, the regulations for Notification, Evaluation
    and Reduction of Lead-Based Paint Hazards in Federally Owned
    Residential Property and Housing Receiving Federal Assistance (the
    Final Rule, published 09/15/00). Anoka County takes a proactive
    approach in regard to lead hazards within the county. All work
    performed on surfaces containing lead must conform to lead-safe
    practices and be completed by workers who are either supervised by
    an EPA-certified abatement supervisor or are performed by workers
    trained in lead-safe work practices. If abatement options are
    specified in the work write-up, the contractor must hire an
    EPA-certified and state-licensed abatement contractor and submit
    proof of their current state license.

-   Anoka County addresses lead through ongoing Tenant Based Rental
    Assistance (TBRA) programs and the Down Payment Assistance program
    with lead education information and on-site inspections. Program
    administrators are required to provide clients renting or purchasing
    units built prior to 1978 with the *Protect Your Family from Lead In
    Your Home* booklet. Program participants are then required to sign a
    receipt stating they received this information and they understand
    it. Administrators of the TBRA and Down Payment programs are also
    required to complete an HQS inspection on the units receiving
    assistance. The visual inspection is used to evaluate health and
    safety issues including lead. Lead problems in a unit must be
    addressed with current owners and corrected before HOME dollars are
    used.

-   Anoka County and the City of Coon Rapids administer housing
    rehabilitation programs. These programs are used to correct health
    and safety issues including lead in both single-family and
    multi-family units. The single-family unit rehabilitation program
    evaluates lead and requires proper testing and procedures to address
    any lead found. 2008 CDBG funding will also be used to address
    multi-family rehabilitation projects through a Revolving Loan
    Program with the City of Andover. To make sure budget numbers are
    within reason, proposed projects are evaluated for lead requirements
    before the applications are approved and lead requirements are
    discussed with project administrators.

-   Anoka County Human Services Division is involved in the
    investigation of mandated Environmental Intervention Blood Lead
    Level (EIBLL) cases in Anoka County. The objective is to conduct
    risk assessments at the homes of children under the age of six who
    have elevated blood lead levels. Additional testing and
    investigation work is done to ensure that the source of the lead
    hazard is properly identified. If lead hazard reduction is required
    at the child's home, the work is monitored and must pass a clearance
    test before the dwelling can be reoccupied.

-   Children with high lead levels in their blood are identified by
    referral from medical clinics, labs and the State of Minnesota.
    Minnesota requires that all blood lead test results be reported to
    the State Department of Health Surveillance System, who in turn
    notifies the Human Services Division. Minnesota also recently
    lowered the threshold at which intervention is required.

**Performance Measurement**

As required under the March 7, 2006 Notice of Outcome Performance
Measurement System for Community Development and Development Formula
Grant programs, grantees are required to incorporate performance
measurements into annual action plans starting FY2006. As part of this
process, Anoka County amended the 2005 Consolidated Plan Objectives to
better fit the final rule requirements. Each Anoka County objective
corresponds to both a HUD Outcome Category: Availability /
Accessibility, Affordability, Sustainability (promoting livable or
viable communities), and one of the HUD Objectives: Decent Housing,
Suitable Living Environment and Creating Economic Opportunity.

Summarized below are the goals for the 2008 funding year for Anoka
County:

  ---------------------------------------- ------------- --------- ---------------
  **Outcome / Anoka County Objective**     **Funding     **2008    **Performance
                                           Source**      Goals**   Indicator**

  *Availability / Accessibility of                                 
  **Decent Housing***                                              

  #9 Evaluate support facilities and       Continuum of  TBD       People
  service needs of the homeless and those  Care                    
  at imminent threat of becoming homeless,                         
  and identify appropriate agencies &                              
  resources                                                        

                                           FHPAP         536       Households

                                           HOME          8         Households

  *Affordability of **Decent Housing***                            

  #1 Support construction, acquisition,    HOME          14        Housing Units
  and funding resources which create                               
  decent, safe and sanitary housing for                            
  lower income persons                                             

  #2 Conserve and improve housing through  CDBG (826,    21        Housing Units
  rehabilitation of existing structures    829, CPRL08)            

  *Sustainability of **Decent Housing --**                         
  no objectives or projects impacting this                         
  outcome*                                                         
  ---------------------------------------- ------------- --------- ---------------

+---------------------------------------+-------------+---+-----+---+---+---------+
| *Availability / Accessibility of      |             |   |     |   |   |         |
| **Suitable Living Environment***      |             |   |     |   |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
| #5 Develop and upgrade public         | CDBG (832)  | 1 |     | P |   |         |
| facilities and infrastructure to help |             |   |     | u |   |         |
| lower income persons and those with   |             |   |     | b |   |         |
| special needs                         |             |   |     | l |   |         |
|                                       |             |   |     | i |   |         |
|                                       |             |   |     | c |   |         |
|                                       |             |   |     | F |   |         |
|                                       |             |   |     | a |   |         |
|                                       |             |   |     | c |   |         |
|                                       |             |   |     | i |   |         |
|                                       |             |   |     | l |   |         |
|                                       |             |   |     | i |   |         |
|                                       |             |   |     | t |   |         |
|                                       |             |   |     | i |   |         |
|                                       |             |   |     | e |   |         |
|                                       |             |   |     | s |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
| #7 Fund public service activities     | CDBG (817,  | 1 |     | P |   |         |
| serving primarily lower income        | 819, 820,   | 8 |     | e |   |         |
| persons and those with special needs  | 821, 822,   | , |     | o |   |         |
|                                       | 823, 824,   | 5 |     | p |   |         |
|                                       | 827, 828,   | 3 |     | l |   |         |
|                                       | 833, 834,   | 5 |     | e |   |         |
|                                       | 835)        |   |     |   |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
| *Affordability of **Suitable Living   |             |   |     |   |   |         |
| Environment ***                       |             |   |     |   |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
| \# 1 Support construction,            | HOME        |   | 5   |   |   | People  |
| acquisition, and funding resources    |             |   |     |   |   |         |
| which create decent, safe and         |             |   |     |   |   |         |
| sanitary housing for lower income     |             |   |     |   |   |         |
| persons                               |             |   |     |   |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
|                                       | HOME        |   | 5   |   |   | People  |
+---------------------------------------+-------------+---+-----+---+---+---------+
| *Sustainability of **Suitable Living  |             |   |     |   |   |         |
| Environment ***                       |             |   |     |   |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
| #4 Fund activities that eliminate     | CDBG (818)  |   | 18  |   |   | People  |
| slum and blight for the creation of   |             |   |     |   |   |         |
| new development                       |             |   |     |   |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
| #5 Develop and upgrade public         | CDBG (831)  |   | 1   |   |   | People  |
| facilities and infrastructure to help |             |   | 337 |   |   |         |
| lower income persons and those with   |             |   |     |   |   |         |
| special needs                         |             |   |     |   |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
| *Availability / Accessibility of      |             |   |     |   |   |         |
| **Economic Opportunity ***            |             |   |     |   |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
| #6 Support economic development to    | CDBG        |   | 8   |   |   | Jobs    |
| provide new jobs, primarily for lower | (BRLF08,    |   |     |   |   |         |
| income persons                        | HRLF08)     |   |     |   |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
| *Affordability of **Economic          |             |   |     |   |   |         |
| Opportunity --** no objectives or     |             |   |     |   |   |         |
| projects impacting this outcome*      |             |   |     |   |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
| *Sustainability of **Economic         |             |   |     |   |   |         |
| Opportunity***                        |             |   |     |   |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
| #4 Fund activities that eliminate     | CDBG (825)  | 2 |     |   | B |         |
| slum and blight for the creation      |             |   |     |   | u |         |
|                                       |             |   |     |   | s |         |
| of new development                    |             |   |     |   | i |         |
|                                       |             |   |     |   | n |         |
|                                       |             |   |     |   | e |         |
|                                       |             |   |     |   | s |         |
|                                       |             |   |     |   | s |         |
|                                       |             |   |     |   | e |         |
|                                       |             |   |     |   | s |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
| *Other*                               |             |   |     |   |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
| #8 Complete planning and              | CDBG (815,  | 2 |     | A |   |         |
| administration projects that support  | 816)        |   |     | d |   |         |
| the above objectives                  |             |   |     | m |   |         |
|                                       |             |   |     | i |   |         |
|                                       |             |   |     | n |   |         |
|                                       |             |   |     | i |   |         |
|                                       |             |   |     | s |   |         |
|                                       |             |   |     | t |   |         |
|                                       |             |   |     | r |   |         |
|                                       |             |   |     | a |   |         |
|                                       |             |   |     | t |   |         |
|                                       |             |   |     | i |   |         |
|                                       |             |   |     | o |   |         |
|                                       |             |   |     | n |   |         |
|                                       |             |   |     | & |   |         |
|                                       |             |   |     | P |   |         |
|                                       |             |   |     | l |   |         |
|                                       |             |   |     | a |   |         |
|                                       |             |   |     | n |   |         |
|                                       |             |   |     | n |   |         |
|                                       |             |   |     | i |   |         |
|                                       |             |   |     | n |   |         |
|                                       |             |   |     | g |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+
|                                       | HOME (801)  | 1 |     |   |   |         |
+---------------------------------------+-------------+---+-----+---+---+---------+

#########  {#section .unnumbered}

For further details, see Summary of Specific Annual Objectives (Tables
1C, 2C & 3A) -- **Attachment B**

**Affirmatively Furthering Fair Housing**

HUD defines fair housing impediments as either: 1) intentional
discrimination that restricts housing choice based on race, color,
religion, sex, disability, familial status (children) or national
origin; or 2) conduct and/or decisions that have the effect of
restricting housing choice based on protected class status.

***Analysis of Impediments:*** Anoka County, along with other Twin
Cities metro area entitlement jurisdictions, participated in the
preparation of the *Fair Housing Action Guide*. The Action Guide,
completed in April 2002, is the primary instrument for implementing
recommended actions in *The Regional Analysis of Impediments* (AI),
completed in May 2001. The Action Guide identifies the action levels
(state, metropolitan, Consolidated Plan jurisdiction and local
government), priority levels, specific actions, and implementing
entities, with primary responsibility for implementation for each
recommendation in the AI.

In the six years since the AI was completed, the county has worked
cooperatively with local fair housing organizations to fund specific
activities that address the identified impediments. Funds have been
awarded for fair housing services, including education and outreach
efforts, enforcement, a fair housing information clearinghouse, and
special projects.

During the 2008 Action Plan period, Anoka County will take the following
actions specifically to affirmatively further fair housing:

-   Continue to participate in and financially support the work of the
    Fair Housing Implementation Council of the Twin Cities, as specified
    below.

-   Ongoing one-on-one and group Human Services Fair Housing counseling
    including Fair Housing law, reasonable accommodation, and
    discrimination for program participants and walk-ins.

-   Require affirmative marketing plans for HOME-funded housing
    developments.

-   Provide local CDBG funds to address fair housing activities within
    the community. These activities may include mediation services,
    application barriers or tenant / landlord obstacles that Anoka
    County residents encounter in local housing opportunities.

The following Action Items are taken directly out of *The Regional
Analysis of Impediments Fair Housing Action Guide* (specified above),
and are identified by number and barrier category used in the AI:

> ***Public (Government) Sector:***
>
> **#12 The loss of federally assisted housing permanently reduces the
> number of affordable units throughout the Twin Cities region,
> especially in suburban communities, further limiting housing choice
> for protected class members.**
>
> *Implementation: Anoka County HOME program will allocate funding to
> Twin Cities Habitat for Humanity to purchase eight town-home lots in
> the City of Ramsey for new construction of eight town- homes.*
>
> Project funding will result in eight owner-occupied town-homes to be
> sold to families who earn less then 50% of the American Median Income
> (AMI).
>
> ***Homeownership Market:***
>
> **#21 There is a shortage of accessible and/or visible single family
> homes, resulting in part from a lack of knowledge among builders,
> architects, developers, housing planning officials, and the general
> public about the need for -- and benefits of -- accessibility and
> visibility design features.**
>
> *Implementation: The Anoka County HOME and CDBG programs will allocate
> funding to J.W. Moore, Inc. (Developer) to construct four single
> family homes (for sale to low to moderate income residents of Anoka
> County) in Lexington, MN.*
>
> Four single family homes will be available for purchase to Anoka
> County residents with low to moderate income levels. These homes will
> comply with the minimum accessibility requirements of the Fair Housing
> Act. Accessibility improvements in single family housing will result
> in expanded housing options for disabled persons.
>
> **#25 Due to historically low rates of homeownership among protected
> class members, some first-time homebuyers - especially
> first-generation homebuyers, lack experience and/or resources (human
> and financial) to successfully transition from renter to homeowner.**
>
> *Implementation: The Anoka County HOME program will allocate funding
> to Anoka County Community Action Program (ACCAP). ACCAP has a Home
> Ownership Program which includes educational home ownership workshops,
> one-on-one counseling (including predatory lending counseling), and a
> foreclosure prevention program. ACCAP is a HUD-certified Comprehensive
> Housing Counseling agency.*
>
> By providing this education and counseling, renters and homebuyers
> will be better equipped to detect discriminatory housing practices
> when they encounter them and get assistance from agencies qualified to
> handle those problems.

In addition to the above activities, Anoka County includes: Fair Housing
information and links on its website, it annually does an "April is Fair
Housing Month" display in the government center lobby with informational
handouts, and it offers ongoing education throughout the year in its
current programs.

**Displacement**

Anoka County has evaluated the 2008 proposed projects for displacement
and relocation requirements. CDBG and HOME activities that include
acquisition, demolition or rehabilitation and have the potential for
triggering relocation are:

***HOME:***

-   ACCAP: Down Payment Assistance-- assistance will not be used to
    purchase homes that are tenant occupied. All purchases are
    voluntary.

-   City of Anoka: New Construction -- City of Anoka will purchase two
    substandard homes (vacant), demolish the homes, and construct two
    new homes. The City of Anoka owns the properties and they are not
    tenant occupied.

-   JW Moore Inc.: New Construction -- JW Moore Inc. owns the vacant
    land which they plan to build two zero lot line twin homes.

-   Twin Cities Habitat for Humanity -- the property site is located on
    land that is vacant. They plan to build eight town-home buildings
    and sell each to low-income working families.

***CDBG:***

-   City of Coon Rapids and Anoka County: Single-family Housing
    Rehabilitation Programs -- voluntary program, homeowners are
    notified of lead relocation issues only.

-   City of Columbia Heights: the city is working with a developer who
    is purchasing commercial parcels through voluntary sale. This is
    part of an overall redevelopment that includes commercial and
    residential units in low/mod neighborhood.

-   City of Andover: Rental Rehabilitation - projects will be monitored
    for relocation and displacement triggers.

-   Northwest Anoka County Community Consortium Youth First: will be
    purchasing a housing unit currently used for a business though
    voluntary sale and convert it to a youth center.

-   ACCAP: Manufactured Home Program -- voluntary sale of manufactured
    homes through application by homeowner. Program purchases units that
    have been vacated because they are uninhabitable.

-   Revolving Loan Fund Programs: including economic development (in the
    case of acquisition) and rehabilitation, all files will be
    established though voluntary sales and the county will review each
    file as required for any URA, displacement or 104(d) triggers.

###### HOUSING {#housing .unnumbered}

# Specific Housing Objectives {#specific-housing-objectives .unnumbered}

\*Please also refer to the Priority Housing Needs Table (2A) --
Narrative **page 15**; and,

the Summary of Specific Annual Objectives (Table 1C, 2C, 3A) -
**Attachment B**

1.  [Describe the priorities and specific objectives the jurisdiction
    hopes to achieve during the next year.]{.mark}

    []{.mark}

> ***Housing Objectives:***
>
> **#1 Support construction and acquisition of housing to create decent
> and safe housing for lower income persons.**
>
> **#2 Conserve and improve housing through rehabilitation of existing
> structures.**
>
> **#3 Promote equal housing opportunities.**
>
> **#4 Fund activities that eliminate slum and blight for the creation
> of new development.**
>
> **#8 Complete planning and administration projects that support the
> above objectives.**

***Housing Priorities:*** The priorities we target throughout the five
years are designated as "High" in the Consolidated Plan. In the 2008
funding year, 88% of the county's CDBG funds have been allocated to
activities that address the low to moderate-income national objective.
In the seven-county metropolitan area (Minneapolis / St. Paul) we
continue to see major growth in population due to increased economic
development opportunities and households who are willing to commute
farther to work. Our priority to maintain existing housing stock remains
"High" due to the county's large percentage of homeowners. We also
consider it a "High" priority to secure additional units of affordable
rental housing throughout the county.

> Anoka County and the City of Coon Rapids maintain affordable housing
> by allocating CDBG funds to their respective housing rehabilitation
> programs. For program year 2008 funding will be made available to
> complete rehabilitation on an estimated 19 units of single-family
> housing. In addition, CDBG funds will be maintained through revolving
> loan programs in the City of Circle Pines for single-family
> rehabilitation and the City of Andover for multi-family
> rehabilitation.
>
> HOME funds for 2008 are primarily being used for development of single
> and multi-family housing projects for low to moderate-income people.
> HOME funds will also be used to provide tenant based rental assistance
> to low income individuals and families (some of whom have mental and
> physical disabilities) to stabilize their housing in the community.
> All HOME funds require an affordability period that allows the county
> to guarantee that a portion of the units developed will remain
> affordable. We provide funding to agencies and developers who are
> committed to long-term affordable housing.
>
> See **Attachment C -** HOME & CDBG Project Sheets

**Table 2A - Priority Housing Needs**

[]{.mark}

<table>
<colgroup>
<col style="width: 3%" />
<col style="width: 11%" />
<col style="width: 12%" />
<col style="width: 10%" />
<col style="width: 8%" />
<col style="width: 8%" />
<col style="width: 10%" />
<col style="width: 7%" />
<col style="width: 10%" />
<col style="width: 8%" />
<col style="width: 7%" />
</colgroup>
<tbody>
<tr class="odd">
<td colspan="3" rowspan="2"><strong>Household</strong></td>
<td rowspan="2"><strong>Income</strong></td>
<td rowspan="2"><strong>Priority</strong></td>
<td rowspan="2"><strong>Fund</strong></td>
<td colspan="2"><strong>2008</strong></td>
<td colspan="2"><strong>5- Year Goal</strong></td>
<td rowspan="2"><strong>% of Goal</strong></td>
</tr>
<tr class="even">
<td><strong>Proposed</strong></td>
<td><strong>Actual</strong></td>
<td><strong>Proposed</strong></td>
<td><strong>Actual*</strong></td>
</tr>
<tr class="odd">
<td rowspan="13"></td>
<td colspan="2" rowspan="3"><p>Elderly</p>
<p>(1-2 persons with at least one 62 or older</p></td>
<td>0-30%</td>
<td>H</td>
<td>H, C</td>
<td>1</td>
<td></td>
<td>5</td>
<td>17</td>
<td>100%</td>
</tr>
<tr class="even">
<td>31-50%</td>
<td>H</td>
<td>H, C</td>
<td>1</td>
<td></td>
<td>4</td>
<td>41</td>
<td>100%</td>
</tr>
<tr class="odd">
<td>51 – 80%</td>
<td>M</td>
<td>H, C</td>
<td>0</td>
<td></td>
<td>1</td>
<td>11</td>
<td>100%</td>
</tr>
<tr class="even">
<td colspan="2" rowspan="3"><p>Small Related</p>
<p>(2-4 persons with at least one related to household)</p></td>
<td>0-30%</td>
<td>H</td>
<td>H, C</td>
<td>5</td>
<td></td>
<td>25</td>
<td>43</td>
<td>100%</td>
</tr>
<tr class="odd">
<td>31-50%</td>
<td>H</td>
<td>H, C</td>
<td>4</td>
<td></td>
<td>20</td>
<td>10</td>
<td>50%</td>
</tr>
<tr class="even">
<td>51 – 80%</td>
<td>L</td>
<td>H, C</td>
<td>0</td>
<td></td>
<td>0</td>
<td>1</td>
<td>100%</td>
</tr>
<tr class="odd">
<td colspan="2" rowspan="3"><p>Large Related</p>
<p>(5+ persons with at least one related to household)</p></td>
<td>0 – 30%</td>
<td>H</td>
<td>H, C</td>
<td>1</td>
<td></td>
<td>5</td>
<td>4</td>
<td>80%</td>
</tr>
<tr class="even">
<td>31- 50%</td>
<td>M</td>
<td>H, C</td>
<td>1</td>
<td></td>
<td>5</td>
<td>1</td>
<td>20%</td>
</tr>
<tr class="odd">
<td>51 – 80%</td>
<td>L</td>
<td>H, C</td>
<td>0</td>
<td></td>
<td>0</td>
<td>0</td>
<td>100%</td>
</tr>
<tr class="even">
<td colspan="2" rowspan="3">All other</td>
<td>0 – 30%</td>
<td>H</td>
<td>H, C</td>
<td>4</td>
<td></td>
<td>19</td>
<td>7</td>
<td>37%</td>
</tr>
<tr class="odd">
<td>31 – 50%</td>
<td>H</td>
<td>H, C</td>
<td>0</td>
<td></td>
<td>4</td>
<td>0</td>
<td>0%</td>
</tr>
<tr class="even">
<td>51-80%</td>
<td>L</td>
<td>H, C</td>
<td>0</td>
<td></td>
<td>0</td>
<td>0</td>
<td>100%</td>
</tr>
<tr class="odd">
<td colspan="5"><strong>Total</strong></td>
<td>17</td>
<td></td>
<td>88</td>
<td>135</td>
<td></td>
</tr>
<tr class="even">
<td rowspan="7"></td>
<td colspan="2">Homeowner Assistance</td>
<td>0-30%</td>
<td>H</td>
<td>C</td>
<td>7</td>
<td></td>
<td>35</td>
<td>24</td>
<td>69%</td>
</tr>
<tr class="odd">
<td colspan="2"></td>
<td>31 – 50%</td>
<td>H</td>
<td>C</td>
<td>0</td>
<td></td>
<td>5</td>
<td>19</td>
<td>100%</td>
</tr>
<tr class="even">
<td colspan="2"></td>
<td>51 – 80%</td>
<td>M</td>
<td>C</td>
<td>3</td>
<td></td>
<td>19</td>
<td>33</td>
<td>100%</td>
</tr>
<tr class="odd">
<td colspan="2">FTHB’s</td>
<td>0 -30%</td>
<td>H</td>
<td>H</td>
<td>1</td>
<td></td>
<td>8</td>
<td>0</td>
<td>0%</td>
</tr>
<tr class="even">
<td colspan="2"></td>
<td>31 – 50%</td>
<td>H</td>
<td>H</td>
<td>1</td>
<td></td>
<td>6</td>
<td>11</td>
<td>100%</td>
</tr>
<tr class="odd">
<td colspan="2"></td>
<td>51 – 80%</td>
<td>M</td>
<td>H</td>
<td>3</td>
<td></td>
<td>15</td>
<td>8</td>
<td>53%</td>
</tr>
<tr class="even">
<td colspan="5"><strong>Total</strong></td>
<td>15</td>
<td></td>
<td>88</td>
<td>95</td>
<td></td>
</tr>
<tr class="odd">
<td rowspan="8"></td>
<td>Individual</td>
<td colspan="2">Emergency Shelters</td>
<td>H</td>
<td>H, C</td>
<td>0</td>
<td></td>
<td>0</td>
<td>0</td>
<td>0%</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">Transitional Housing</td>
<td>H</td>
<td>H, C</td>
<td>0</td>
<td></td>
<td>2</td>
<td>0</td>
<td>0%</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">Permanent Supportive</td>
<td>H</td>
<td>H, C</td>
<td>1</td>
<td></td>
<td>4</td>
<td>0</td>
<td>0%</td>
</tr>
<tr class="even">
<td colspan="5"><strong>Total</strong></td>
<td>1</td>
<td></td>
<td>6</td>
<td>0</td>
<td></td>
</tr>
<tr class="odd">
<td>Families</td>
<td colspan="2">Emergency Shelters</td>
<td>H</td>
<td>H, C</td>
<td>0</td>
<td></td>
<td>0</td>
<td>0</td>
<td>0%</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">Transitional Housing</td>
<td>H</td>
<td>H, C</td>
<td>1</td>
<td></td>
<td>4</td>
<td>1</td>
<td>25%</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">Permanent Supportive</td>
<td>H</td>
<td>H, C</td>
<td>1</td>
<td></td>
<td>9</td>
<td>7</td>
<td>78%</td>
</tr>
<tr class="even">
<td colspan="5"><strong>Total</strong></td>
<td>2</td>
<td></td>
<td>13</td>
<td>8</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="3">Special Needs – Non Homeless</td>
<td>0 - 80%</td>
<td>H</td>
<td>H, C</td>
<td>8</td>
<td></td>
<td>40</td>
<td>0</td>
<td></td>
</tr>
<tr class="even">
<td colspan="6"><strong>Total Priority Housing</strong></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td></td>
</tr>
</tbody>
</table>

**\* Actual column reflects the goals completed as reported in the 2006
CAPER**

**Table 3B - ANNUAL HOUSING COMPLETION GOALS -- 2008 PROGRAM YEAR**

# []{.mark} {#section-1 .unnumbered}

+-----------------------+----------+----------+-----+-----+---+------+
|                       | **       | **Actual | **  |     |   |      |
|                       | Expected | Annual   | Res |     |   |      |
|                       | Annual   | \# of    | our |     |   |      |
|                       | \# of    | Units    | ces |     |   |      |
|                       | Units to | Com      | u   |     |   |      |
|                       | be       | pleted** | sed |     |   |      |
|                       | Com      |          | dur |     |   |      |
|                       | pleted** |          | ing |     |   |      |
|                       |          |          | the |     |   |      |
|                       |          |          | pe  |     |   |      |
|                       |          |          | rio |     |   |      |
|                       |          |          | d** |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
|                       |          |          | **  | **  | * | *    |
|                       |          |          | CDB | HOM | * | *HOP |
|                       |          |          | G** | E** | E | WA** |
|                       |          |          |     |     | S |      |
|                       |          |          |     |     | G |      |
|                       |          |          |     |     | * |      |
|                       |          |          |     |     | * |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Annual Affordable     |          |          |     |     |   |      |
| Housing Goals (Sec.   |          |          |     |     |   |      |
| 215)                  |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Homeless Households   |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Non-homeless          |          |          |     |     |   |      |
| Households            |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Special Needs         |          |          |     |     |   |      |
| Households            |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Annual Affordable     |          |          |     |     |   |      |
| Rental Housing Goals  |          |          |     |     |   |      |
| (Sec.215)             |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Acquisition of        |          |          |     |     |   |      |
| existing units        |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Production of new     |          |          |     |     |   |      |
| units                 |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Rehabilitation        |          |          |     |     |   |      |
| existing units        |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Rental Assistance     | 20       |          |     | X   |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| ***Total Sec. 215     | ***20*** |          |     | *   |   |      |
| Affordable Rental***  |          |          |     | **X |   |      |
|                       |          |          |     | *** |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Annual Affordable     |          |          |     |     |   |      |
| Owner Housing Goals   |          |          |     |     |   |      |
| (Sec.215)             |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Acquisition of        |          |          |     |     |   |      |
| existing units        |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Production of new     | 14       |          |     | X   |   |      |
| units                 |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Rehabilitation        | 21       |          | X   |     |   |      |
| existing units        |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Homebuyer Assistance  | 4        |          |     | X   |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| ***Total Sec. 215     | ***39*** |          | *   | *   |   |      |
| Affordable Owner***   |          |          | **X | **X |   |      |
|                       |          |          | *** | *** |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Annual Affordable     |          |          |     |     |   |      |
| Housing Goals (Sec.   |          |          |     |     |   |      |
| 215)                  |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Acquisition of        |          |          |     |     |   |      |
| existing units        |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Production of new     |          |          |     |     |   |      |
| units                 |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Rehabilitation        |          |          |     |     |   |      |
| existing units        |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Homebuyer Assistance  |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| ***Total Sec. 215     |          |          |     |     |   |      |
| Affordable Housing*** |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Annual Housing        |          |          |     |     |   |      |
|                       |          |          |     |     |   |      |
| Goals                 |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Annual Rental Housing |          |          |     |     |   |      |
| Goal                  |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| Annual Owner Housing  |          |          |     |     |   |      |
| Goal                  |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+
| ***Total Annual       |          |          |     |     |   |      |
| Housing Goal***       |          |          |     |     |   |      |
+-----------------------+----------+----------+-----+-----+---+------+

2.  [Describe how Federal, State, and local public and private sector
    resources that are reasonably expected to be available will be used
    to address identified needs for the period covered by this Action
    Plan.]{.mark}

[]{.mark}

> A wide variety of activities will be undertaken in the next year to
> address the priority needs described in the Consolidated Plan.
> Activities will be implemented through the combined efforts of local,
> state, and federal agencies and numerous nonprofit housing and service
> providers. The proposed projects and programs are detailed in the
> project sheets included in **Attachment C**. The project sheets detail
> the priority need and objective to be addressed. In addition, each
> description provides information on the number and type of household
> that will benefit from the activity, the proposed accomplishments,
> geographic location, funding sources, and amount of funding.
>
> CDBG and HOME funds, as well as, state and local dollars will be used
> to address the following affordable housing needs:

-   By combining Low Income Housing Tax Credits and private dollars,
    additional units of housing will be made available through rental
    development and construction.

-   Anoka County participates in a homebuyer program through the
    Minnesota Housing Finance Agency, providing first time homebuyers
    with the opportunity to secure affordable mortgages. In the last
    three years, the county has received either the highest or second
    highest allocation of state funding for the MCPP-First Time
    Homebuyer Loan Program. The state program also offers entry cost
    assistance that can be used with the HOME/ADDI Down Payment
    Assistance programs.

> ***HOME Investment Partnerships Program:*** Eight proposals totaling
> \$1,453,263 were received in response to the Request for Proposals for
> allocation of 2008 HOME Program funds. Projects are selected based
> upon established review and ranking criteria. Anoka County also
> received a 2008 allocation of HOME American Dream Downpayment
> Initiative (ADDI) funds. Below is a summary of the proposals submitted
> for 2008 HOME funding.
>
> **Total 2008 HOME Program Allocation \$644,545**
>
> **Anoka Co. Admin. Allocation: \$ 48,341**
>
> **Dakota Co. Admin. Fee \$ 16,114**
>
> **Project Allocation: \$483,408**
>
> **CHDO Required Allocation: \$ 96,682**
>
> **\$644,545**
>
> **Total 2008 ADDI Allocation:** **\$6,649**

+-----+---+---+--------------------------+----+-----+-----+-----+----+
| *   | * |   | **Proposed Activity**    | ** | *   | *   |     | *  |
| *Ap | * |   |                          | Am | *Pr | *Re |     | *% |
| pli | P |   |                          | ou | opo | com |     | of |
| can | r |   |                          | nt | sed | men |     | 20 |
| t** | i |   |                          | R  | H   | ded |     | 08 |
|     | o |   |                          | eq | OME | F   |     | HO |
|     | r |   |                          | ue | A   | und |     | ME |
|     | i |   |                          | st | WAR | ing |     | Al |
|     | t |   |                          | ed | D** | R   |     | lo |
|     | y |   |                          | ** |     | eal |     | ca |
|     | & |   |                          |    |     | loc |     | ti |
|     | O |   |                          |    |     | ate |     | on |
|     | b |   |                          |    |     | d + |     | ** |
|     | j |   |                          |    |     | 2   |     |    |
|     | e |   |                          |    |     | 008 |     |    |
|     | c |   |                          |    |     | F   |     |    |
|     | t |   |                          |    |     | und |     |    |
|     | i |   |                          |    |     | s** |     |    |
|     | v |   |                          |    |     |     |     |    |
|     | e |   |                          |    |     |     |     |    |
|     | * |   |                          |    |     |     |     |    |
|     | * |   |                          |    |     |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
|     |   |   |                          |    |     | *   | **2 |    |
|     |   |   |                          |    |     | *Re | 008 |    |
|     |   |   |                          |    |     | all | F   |    |
|     |   |   |                          |    |     | oca | und |    |
|     |   |   |                          |    |     | ted | s** |    |
|     |   |   |                          |    |     | F   |     |    |
|     |   |   |                          |    |     | und |     |    |
|     |   |   |                          |    |     | s** |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
| Ad  | H | # | (AC: \$48,341 + DC       | \$ | \$  | \$0 | \$  | 1  |
| min |   | 8 | \$16,114)                | 64 | 64, |     | 64, | 0% |
|     |   |   |                          | ,4 | 455 |     | 455 |    |
|     |   |   |                          | 55 |     |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
| An  | M | # | **Down Payment           | \$ | \$  | \$  | \   | 0% |
| oka |   | 3 | Assistance Program:**    | 75 | 23, | 16, | $6, |    |
| Cou |   |   | On-going activity serves | ,0 | 105 | 456 | 649 |    |
| nty |   |   | low to moderate income   | 00 |     |     |     |    |
| Com |   |   | households that are      |    |     |     |     |    |
| mun |   |   | first time homebuyers    |    |     |     |     |    |
| ity |   |   | with down payment costs  |    |     |     |     |    |
| Act |   |   | on eligible single       |    |     |     |     |    |
| ion |   |   | family homes. (Use 2008  |    |     |     |     |    |
| P   |   |   | ADDI funds + Reallocated |    |     |     |     |    |
| rog |   |   | funding)                 |    |     |     |     |    |
| ram |   |   |                          |    |     |     |     |    |
| (   |   |   |                          |    |     |     |     |    |
| ACC |   |   |                          |    |     |     |     |    |
| AP) |   |   |                          |    |     |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
| An  | H | # | **New Construction-Gap   | \  | \$1 | \$1 | \$0 | 0% |
| oka |   | 1 | Fi                       | $1 | 00, | 00, |     |    |
|     |   | # | nancing-Homeownership:** | 00 | 000 | 000 |     |    |
| (C  |   | 4 | -Funds used to create    | ,0 |     |     |     |    |
| ity |   |   | two new single family    | 00 |     |     |     |    |
| of) |   |   | housing units in the     |    |     |     |     |    |
|     |   |   | City of Anoka to be sold |    |     |     |     |    |
|     |   |   | to low income            |    |     |     |     |    |
|     |   |   | households.              |    |     |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
| E   | H | # | **Tenant Based Rental    | \$ | \$  | \$0 | \$  | 9% |
| lim |   | 1 | Assistance (TBRA):**     | 90 | 60, |     | 60, |    |
| Tra |   | # | Funds to provide tenant  | ,0 | 000 |     | 000 |    |
| nsi |   | 9 | based rental subsidies   | 00 |     |     |     |    |
| tio |   |   | to individuals and       |    |     |     |     |    |
| nal |   |   | families with very low   |    |     |     |     |    |
| Ho  |   |   | income to stabilize      |    |     |     |     |    |
| usi |   |   | their housing in the     |    |     |     |     |    |
| ng, |   |   | community.               |    |     |     |     |    |
| I   |   |   |                          |    |     |     |     |    |
| nc. |   |   |                          |    |     |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
| JW  | H | # | **New construction       | \  | \$1 | \$1 | \$0 | 0% |
| Moo |   | 1 | costs:** Funds used to   | $1 | 20, | 20, |     |    |
| re, |   | # | create four affordable   | 20 | 000 | 000 |     |    |
| I   |   | 4 | single family homes in   | ,0 |     |     |     |    |
| nc. |   |   | the City of Lexington.   | 00 |     |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
| JW  | H | # | **New construction       | \  | \$0 | \$0 | \$0 | 0% |
| Moo |   | 1 | costs:** Funds used to   | $3 |     |     |     |    |
| re, |   |   | create a seven-unit, two | 00 |     |     |     |    |
| I   |   |   | story apartment building | ,0 |     |     |     |    |
| nc. |   |   | to be for low to         | 00 |     |     |     |    |
|     |   |   | moderate income housing. |    |     |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
| Ri  |   | # | **Tenant Based Rental    | \$ | \$  | \$0 | \$  | 4% |
| se, |   | 1 | Assistance (TBRA):**     | 50 | 25, |     | 25, |    |
| I   |   | # | Funds to provide TBRA    | ,4 | 000 |     | 000 |    |
| nc. |   | 9 | subsidies for            | 00 |     |     |     |    |
|     |   |   | individuals/families     |    |     |     |     |    |
|     |   |   | with physical or mental  |    |     |     |     |    |
|     |   |   | disabilities, referred   |    |     |     |     |    |
|     |   |   | by Anoka County Social   |    |     |     |     |    |
|     |   |   | Services and Mental      |    |     |     |     |    |
|     |   |   | Health Agencies using    |    |     |     |     |    |
|     |   |   | Rise\'s housing support, |    |     |     |     |    |
|     |   |   | emergency/transition or  |    |     |     |     |    |
|     |   |   | homeless programs.       |    |     |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
| The | N | N | **Rehab of boiler/hot    | \$ | **  | \$0 | \$0 | 0% |
| Sal | / | / | water system in CH       | 15 | NOT |     |     |    |
| vat | A | A | apartment** - -Funds     | ,0 | E   |     |     |    |
| ion |   |   | will be used for energy  | 00 | LIG |     |     |    |
| A   |   |   | efficiency updates and   |    | IBL |     |     |    |
| rmy |   |   | technical changes to the |    | E** |     |     |    |
|     |   |   | boiler (heat) and hot    |    |     |     |     |    |
|     |   |   | water systems at a       |    |     |     |     |    |
|     |   |   | Columbia Heights duplex  |    |     |     |     |    |
|     |   |   | that provides            |    |     |     |     |    |
|     |   |   | transitional housing and |    |     |     |     |    |
|     |   |   | programs to homeless     |    |     |     |     |    |
|     |   |   | veterans recovering from |    |     |     |     |    |
|     |   |   | chemical dependency.     |    |     |     |     |    |
|     |   |   | Currently HOME funded    |    |     |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
| T   | H | # | **Acquisition and New    | \  | \$2 | \$1 | \$  | 1  |
| win |   | 1 | Construction: (**CHDO    | $2 | 40, | 43, | 96, | 5% |
| Cit |   | # | activity) Funds will be  | 40 | 000 | 318 | 682 |    |
| ies |   | 4 | used to assist with the  | ,0 |     |     |     |    |
| H   |   |   | land acquisition of real | 00 |     |     |     |    |
| abi |   |   | property and development |    |     |     |     |    |
| tat |   |   | of eight town homes in   |    |     |     |     |    |
| for |   |   | the City of Ramsey which |    |     |     |     |    |
| Hu  |   |   | will be sold below       |    |     |     |     |    |
| man |   |   | market value .           |    |     |     |     |    |
| ity |   |   |                          |    |     |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
| 2   |   |   | 2008 Unallocated         | \  | \$3 | \$0 | \$3 | 6  |
| 008 |   |   | entitlement funds        | $3 | 98, |     | 98, | 2% |
| Un  |   |   |                          | 98 | 408 |     | 408 |    |
| all |   |   |                          | ,4 |     |     |     |    |
| oca |   |   |                          | 08 |     |     |     |    |
| ted |   |   |                          |    |     |     |     |    |
| en  |   |   |                          |    |     |     |     |    |
| tit |   |   |                          |    |     |     |     |    |
| lem |   |   |                          |    |     |     |     |    |
| ent |   |   |                          |    |     |     |     |    |
| fu  |   |   |                          |    |     |     |     |    |
| nds |   |   |                          |    |     |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
| *   | * | * | **Total:**               | *  | **\ | *   | *   | ** |
| *To | * | * |                          | *\ | $1, | *\$ | *\$ | 10 |
| tal |   |   |                          | $1 | 030 | 379 | 651 | 0% |
| 8   | * | * |                          | ,4 | ,96 | ,77 | ,19 | ** |
| Ap  | * | * |                          | 53 | 8** | 4** | 4** |    |
| pli |   |   |                          | ,2 |     |     |     |    |
| cat |   |   |                          | 63 |     |     |     |    |
| ion |   |   |                          | ** |     |     |     |    |
| s** |   |   |                          |    |     |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
|     |   |   |                          |    |     |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
|     |   |   |                          |    | To  |     |     | 1  |
|     |   |   |                          |    | tal |     |     | 5% |
|     |   |   |                          |    | C   |     |     |    |
|     |   |   |                          |    | HDO |     |     |    |
|     |   |   |                          |    | Al  |     |     |    |
|     |   |   |                          |    | loc |     |     |    |
|     |   |   |                          |    | ati |     |     |    |
|     |   |   |                          |    | on: |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
|     |   |   |                          |    | To  |     |     | 7  |
|     |   |   |                          |    | tal |     |     | 5% |
|     |   |   |                          |    | P   |     |     |    |
|     |   |   |                          |    | roj |     |     |    |
|     |   |   |                          |    | ect |     |     |    |
|     |   |   |                          |    | Al  |     |     |    |
|     |   |   |                          |    | loc |     |     |    |
|     |   |   |                          |    | ati |     |     |    |
|     |   |   |                          |    | on: |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+
|     |   |   |                          |    | To  |     |     | 1  |
|     |   |   |                          |    | tal |     |     | 0% |
|     |   |   |                          |    | Ad  |     |     |    |
|     |   |   |                          |    | min |     |     |    |
|     |   |   |                          |    | Al  |     |     |    |
|     |   |   |                          |    | loc |     |     |    |
|     |   |   |                          |    | ati |     |     |    |
|     |   |   |                          |    | on: |     |     |    |
+-----+---+---+--------------------------+----+-----+-----+-----+----+

> ***Program Specific Requirements -- HOME Investment Partnerships
> Program:*** Anoka County is a participant in the Dakota County
> Community Consortium. HOME-funded projects for the 2008 program year
> include down payment assistance, single and multi-family construction
> and development, and tenant based rental assistance. The county-wide
> down payment assistance program requires an affordability period of 10
> years and rental development requires a 20-year affordability period.
> As identified above in the 2008 HOME Allocation Summary, 15% of 2008
> funds were allocated to CHDO projects, 10% were retained for
> administration and 75% were used to create non-CHDO affordable housing
> opportunities.
>
> With the single and multi-family projects proposed for funding in
> 2008, we estimate creation of two single-family affordable housing
> units for households at or below Section 8 low-income limit based on
> household size. We estimate creation of a multifamily housing complex
> to create eight housing units which will be sold to families who earn
> between 30 -- 50% of the area median income. Anoka County works with
> projects to target households at 60% or less. Anoka County has a
> population that continues to see increases in minorities and
> immigrants. Cities have seen changes in ethnic and racial populations
> including an increase in Hispanic and African immigrants. We will
> continue to provide outreach and education opportunities for those
> minority and immigrant populations in Anoka County.
>
> *Program Income:* All program income received will be allocated to
> another qualified activity within the HOME program. Future income is
> anticipated from home rehab payoffs and ADDI repayments.
>
> *HOME Recapture/Resale Provisions:* Anoka County's homebuyer programs
> have established resale and recapture policies that have been approved
> by the Minneapolis office of HUD. The recapture provision states that
> if a housing unit is sold, either voluntary or involuntary, and there
> are no net proceeds or the net proceeds are insufficient to repay the
> HOME program per the recapture provision, Anoka County can only
> recapture the net proceeds if any. Net proceeds are the sales price
> minus superior loan repayment, other than HOME funds and any closing
> costs. HOME staff work with each project in its early stages to
> determine which policy (recapture/resale) will be put in place. The
> Downpayment Assistance/ADDI program uses the recapture policy
> enforcing a repayment agreement at the time of loan closing. See
> **Attachment D** - HOME Recapture/Resale Policy.
>
> *Tenant Based Rental Assistance:* Anoka County has two tenant based
> rental assistance programs. The HOME Tenant Based Rental Assistance
> (TBRA) funds are used to provide stable housing opportunities to
> people who are homeless or in imminent danger of losing their shelter.
>
> *Other forms of Investment:* The use of HOME funds in Anoka County
> does not include use of investments other than those described in 24
> CFR 92.205(b).

[]{.mark}

> *Affirmative Marketing:* The policies used in Anoka County to address
> Affirmative Action and Minority and Women Business (MWB) are found in
> the Anoka County Affirmative Action Plan. The Anoka County Board of
> Commissioners authorizes the County's Cultural Coordinator to
> administer the Affirmative Action Plan on behalf of the county. Anoka
> County acts as an agent of the state in the enforcement of statewide
> standards and policies as defined in rule and statute. A sampling of
> the responsibilities that address affirmative action and MWB in Anoka
> County include:

-   Coordinate equal opportunity employment and affirmative action
    activities;

-   Update the county's policy in accordance with changes in state and
    federal law;

-   Establish working relationships with organizations representing
    minorities, disabled individuals and women;

-   Maintain a list of minority, disabled and female-operated business
    and services within the county.

> *Matching Funds:* To meet the requirements of the HOME program, all
> projects funded with 2008 HOME/ADDI funds were required to identify
> sources of match at the time of application. In order for the match
> requirements to be met, each funded project must provide at least 25%
> in non-federal funds. Projects such as housing construction and
> development provide documents at the time HOME funds are used or
> during the development phase. Match identified by 2008 project
> applications come from city, state, and county sources with a large
> portion also coming from private funding. If the project is funded,
> the percent of matching funds identified in the application is
> included as a requirement of the funding agreement.
>
> *Refinancing of Existing Debt:* Anoka County does not intend to use
> HOME funds to refinance existing debt that was secured by multi-family
> housing rehabilitated with HOME funds.
>
> *Minority Homeownership:* Our HOME and CDBG programs make every effort
> to serve those who are identified as minorities, extremely low income,
> large family and special need households. Immigrant populations
> including those of Hispanic ethnicity, African American and
> Mid-eastern households continue to grow in Anoka's communities. The
> Anoka County Community Action Program and Mediation Services offer
> programs that address various housing needs of these populations
> including rental, homeownership and fair housing issues.

# *American Dream Downpayment Initiative (ADDI)* {#american-dream-downpayment-initiative-addi .unnumbered}

Anoka County will be using ADDI as described in 92.205(b). The program
funds will be used to assist first time homebuyers with down payment
assistance. Homebuyers may receive up to \$5,000 in assistance to
purchase a single-family residence in Anoka County. Funds hold a
ten-year affordability period and full repayment to the program is
required if affordability is not met. The homebuyer's assistance loan
will be forgiven in the eleventh year of homeownership. Anoka County
will not use HOME/ADDI funds to refinance existing debt secured by
multi-family housing.

> *Planned use of funds:* In 2008 Anoka County expects to serve four
> families with a 2008 down payment assistance allocation of \$6,649 in
> ADDI funds and reallocated funding in the amount of \$16,456. Anoka
> County requires the program to follow HOME regulations in addition to
> the regulations governing the use of ADDI funds. To be considered for
> the program: homebuyers must qualify as first time homebuyers per
> HUD's definition; they must meet HUD income requirements; attend a
> homebuyer pre-purchase education workshop; and purchase a home in
> Anoka County.

-   ADDI funds will be used for qualified down payment assistance
    applicants in an amount not to exceed \$5,000.

-   HUD requires household income no greater than that of the Section 8
    Low Income limits. Anoka County encourages and targets, as much as
    possible, families with income levels below 60% of median income.

-   Anoka County requires the purchase price of the home not to exceed
    80% of the median purchase price for the area jurisdiction.

-   A ten-year affordability period and full repayment of the down
    payment assistance funding is required, if affordability is not
    maintained. The loan is forgiven in the eleventh year of
    homeownership.

-   Persons interested in using ADDI funds are required to take a "Home
    Stretch" homebuyer workshop originated by the Minnesota Housing
    Finance Agency for pre-purchase education. Workshops include eight
    hours of information and discuss the entire cycle of homeownership
    from pre-purchase to foreclosure prevention. After completion of the
    workshop, clients work with a HUD-certified housing counselor who
    reviews their financial situation, explains affordability terms and
    discusses the long term commitment homeownership requires.

With down payment assistance, we are able to give greater purchase power
to low-income households and keep these homes affordable during the
ten-year affordability period.

[]{.mark}

> *Targeted Outreach:* Anoka County will continue to promote general
> awareness of the ADDI program to all residents. In addition, the
> county will work to increase home buying opportunities for those in
> public housing and manufactured housing. Many of the manufactured home
> parks work with the Anoka County Community Action Program to improve
> the quality of homes within parks.
>
> ADDI funds will be made available to qualified homebuyers targeting
> low-income households, large related households, minorities or
> immigrants. Anoka County has seen an increase in its minority and
> immigrant populations; and although many are unfamiliar with American
> lending practices, we encourage advocates and organizations to inform
> the population they work with to attend pre-purchase workshops.
> Through the English as a Second Language program, the Workforce Center
> and human services division at the county we are able to reach those
> who are unaware of these homeownership opportunities and resources.
>
> *Actions to Ensure Families are Suitable to Undertake and Maintain
> Ownership:* To ensure suitability, households that receive down
> payment assistance funds are required to work with local homeownership
> counselors. As a first step, interested participants are required to
> complete the statewide pre-purchase homeownership workshop. This
> workshop is an eight-hour class that discusses topics including basic
> real estate, lending options, record keeping, housing maintenance and
> foreclosure prevention. Once a household has completed the workshop, a
> HUD-certified housing counselor assists them in finalizing their
> financial and lending decisions.
>
> After a household has purchased their home, our local Anoka County
> Community Action Program (ACCAP) agency, which is a HUD Comprehensive
> Housing Counseling Agency offering housing counseling from
> pre-purchase to reverse mortgages, holds maintenance and financial
> management workshops. Households are encouraged to participate and
> continue consulting with housing counselors as needed. ACCAP is also a
> certified Foreclosure Prevention agency with staff members who have
> completed the statewide training and have been certified.

Anoka County's Community Development Department also takes part in
metro-wide efforts to educate households about predatory lending.
Households that receive down payment assistance often call the program
to learn more about their assistance or ask mortgage questions. This
client contact provides us with an opportunity to relay valuable
information from the "Don't Borrow Trouble MN" campaign. This program is
designed to educate and inform households about predatory lending
practices and the unethical lenders who direct homeowners into mortgages
that often jeopardize their homeowner status.

# Needs of Public Housing {#needs-of-public-housing .unnumbered}

1.  [Describe the manner in which the plan of the jurisdiction will help
    address the needs of public housing and activities it will undertake
    during the next year to encourage public housing residents to become
    more involved in management and participate in
    homeownership.]{.mark}

    []{.mark}

> The City of Columbia Heights in partnership with the Columbia Heights
> Economic Development Authority manages the only public housing complex
> within the county. Anoka County is in close contact with the Columbia
> Heights EDA and their staff.

[]{.mark}

> Park View Villa provides housing for elderly persons and persons with
> disabilities. There are 101 units in the building consisting of 100
> one-bedroom units and 1 two-bedroom unit. The units are in good
> physical condition and the need for rehabilitation is minimal. Park
> View Villa has an active residents association, and the Columbia
> Heights Housing and Redevelopment Authority meetings are held in the
> building.
>
> To educate participants about homeownership, information is provided
> about current homeownership programs including HOME/ADDI Down Payment
> Assistance. Through the ADDI program PHA residents interested in
> homeownership are required to take a pre-purchase workshop. PHA
> residents are also encouraged to take the statewide "RentWise" program
> to begin working on any credit issues or concerns.

2.  [If the public housing agency is designated as \"troubled\" by HUD
    or otherwise is performing poorly, the jurisdiction shall describe
    the manner in which it will provide financial or other assistance in
    improving its operations to remove such designation during the next
    year.]{.mark}

    []{.mark}

> Not applicable to Anoka County. The Columbia Heights public housing
> agency is not designated as "troubled" by HUD.

# Barriers to Affordable Housing {#barriers-to-affordable-housing .unnumbered}

1.  [Describe the actions that will take place during the next year to
    remove barriers to affordable housing.]{.mark}

[]{.mark}

> In Minnesota, cities and townships have planning and zoning authority.
> Anoka County does not have the authority to require cities to
> eliminate/change zoning or ordinances therefore we will continue to
> support their actions to remove barriers caused by restrictive zoning.
>
> Through the CDBG and HOME programs Anoka County, cities and developers
> offer households affordable housing opportunities as part of a mixed
> use development. Down payment assistance is offered along with housing
> finance loan portfolios for low-income households so they can access
> housing that would otherwise be unaffordable. These programs provide
> more housing choices and help clients find housing that fits their
> needs. It also prevents concentrations of low-income households in
> neighborhoods.

# Vacant, Abandoned Buildings {#vacant-abandoned-buildings .unnumbered}

[To the extent information is available; include an estimated number of
vacant or abandoned buildings and whether units in these buildings are
suitable for rehabilitation.]{.mark}

> Anoka County does not track the number of abandoned buildings within
> its borders. The County's jurisdiction consists of 21 cities and
> townships with the cities and townships having full zoning and
> planning authority. There has been an increase in the number of
> foreclosures in the county which, in turn, has resulted in rising
> numbers of vacant and/or abandoned properties. The City of Coon Rapids
> reported to our office on April 17, 2008 that they had 500 vacant
> units. Cities are working on improving communications with utility
> providers, housing programs and neighborhood groups as a way of
> dealing with foreclosed properties before a building falls into
> disrepair.

###### NON-HOMELESS SPECIAL NEEDS HOUSING {#non-homeless-special-needs-housing .unnumbered}

# Non-homeless Special Needs (91.220 (c) and (e)) {#non-homeless-special-needs-91.220-c-and-e .unnumbered}

\*Please also refer to the Priority Housing Needs Table (2A) --
**Narrative page 15**: and,

the Summary of Specific Annual Objectives (Table 1C, 2C, 3A) -
**Attachment B**

1.  [Describe the priorities and specific objectives the jurisdiction
    hopes to achieve for the period covered by the Action Plan.]{.mark}

***Specific objectives:***

> **#3 Promote equal housing opportunities.** CDBG & HOME
>
> **#5 Develop and upgrade public facilities and infrastructure to help
> lower income persons and those with special needs**. CDBG
>
> **#7 Fund public service activities serving primarily lower income
> persons and those with special needs.** CDBG
>
> **#9 Evaluate support facilities and service needs of the homeless and
> those at imminent threat of becoming homeless, and identify
> appropriate agencies and resources.** Continuum of Care

***Priorities:*** Special need populations are a "High" priority as
shown in our Consolidated Plan.

2.  [Describe how Federal, State, and local public and private sector
    resources that are reasonably expected to be available will be used
    to address identified needs for the period covered by this Action
    Plan.]{.mark}

[]{.mark}

> A wide variety of activities will be undertaken in the next year to
> address the priority needs described in the Consolidated Plan.
> Activities will be implemented by the combined efforts of local,
> state, and federal agencies and numerous nonprofit housing and service
> providers. The proposed projects and programs are detailed in the
> project sheets included in **Attachment C**. **The project sheets
> provide the priority need and objective to be addressed**. In
> addition, each description provides information on the number and type
> of household that will benefit from the activity, proposed
> accomplishments, geographic location, funding sources, and amount of
> funding.
>
> Activities to be undertaken will include housing and non-housing
> community development activities:

-   Acquisition

-   Rehabilitation of housing for affordable rental and ownership
    housing

-   Transitional housing

-   Neighborhood revitalization

-   Accessibility improvements to benefit persons with disabilities

-   Prevention of homelessness

-   Social services benefiting lower-income persons

-   Planning activities

> HOME funds will be used to provide permanent supportive housing for
> persons with special needs.
>
> CDBG funds will be used to provide social services benefiting persons
> with special needs.
>
> Continuum of Care funds will be used to provide supportive housing and
> services benefiting persons with specials needs, specifically persons
> with alcohol and other drug addictions and persons with disabilities
> (mental, physical, developmental, persons with HIV/AIDS and their
> families).

# Housing Opportunities for People with AIDS {#housing-opportunities-for-people-with-aids .unnumbered}

Not applicable - Anoka County is not an entitlement community for
Housing Opportunities for Persons with AIDS (HOPWA). The City of
Minneapolis, which is a separate HUD entitlement community within
Hennepin County, is the designated HOPWA grantee in the Twin Cities
seven-county metropolitan area.

###### HOMELESS {#homeless .unnumbered}

# Specific Homeless Prevention Elements {#specific-homeless-prevention-elements .unnumbered}

\*Please also refer to the Priority Housing Needs Table (2A) --
**Narrative page 15**; and,

the Summary of Specific Annual Objectives (Table 1C, 2C, 3A) -
**Attachment B**

1.  [Sources of Funds---Identify the private and public resources that
    the jurisdiction expects to receive during the next year to address
    homeless needs and to prevent homelessness. These include the
    McKinney-Vento Homeless Assistance Act programs, other special
    federal, state and local and private funds targeted to homeless
    individuals and families with children, especially the chronically
    homeless, the HUD formula programs, and any publicly-owned land or
    property. Please describe, briefly, the jurisdiction's plan for the
    investment and use of funds directed toward homelessness.]{.mark}

[]{.mark}

> Anoka County has awarded 2008 CDBG and HOME funds to a number of
> activities that address homelessness and other special needs. They
> provide direct assistance to homeless individuals and families with
> children. Many of the public services that were funded through the
> CDBG program work with a variety of residents including the homeless.
> Agencies that supply food, mental health services, peer support,
> family education or other assistance are valuable tools in reaching
> the homeless and enrolling them in programs that remove them from a
> homeless situation into transitional or permanent housing.
> Additionally, HOME's tenant based rental assistance programs include
> Elim Transitional Housing, Inc. and Rise, Inc. who provide assistance
> to those individuals and families that are homeless or at imminent
> danger of becoming homeless.
>
> Seven projects were funded in 2006 & 2007 through the Federal
> McKinney-Vento Homeless Assistance Act Program otherwise known as the
> Continuum of Care (CoC). Elim Transitional Housing, Inc. was funded
> for programs that provide services and permanent housing to homeless
> individuals and families with children. Hearth Connection was also
> funded and provides permanent supportive housing for chronically
> homeless, disabled single adults who are participants in the Metro
> Project to End Long-Term Homelessness, a state-funded program.
> Lutheran Social Service provides transitional housing units for
> homeless families with children as well as case management services.
> Their participants may have a history of domestic abuse, drug or
> alcohol abuse or mental health issues. People Inc. received funding to
> continue its permanent supportive housing program that assists
> mentally ill participants and participants who are diagnosed as both
> mentally ill and chemically dependent. The Metropolitan Council
> received funding for their Anoka County Shelter Plus Care program
> which serves single adults with serious and persistent mental illness
> and chemical dependency issues by providing them with support services
> and housing vouchers. Wilder Research was funded to support
> Minnesota's HMIS (homeless management information system), in use by
> all 13 Continuum of Care regions in the state. Wilder serves as system
> administrator and provides database management and reporting
> functions, staffs the Governing Group and provides help-desk and
> user-group support for the system's primary software.
>
> Through a competitive process the State of Minnesota awarded the Anoka
> County Family Homeless Prevention Assistance Program (FHPAP) funds for
> several years. FHPAP has been responsible for disbursing those funds
> to a number of agencies that directly serve the residents of the
> county. Funds are provided for mortgage foreclosure prevention,
> rental-housing payments for those at risk of eviction, security
> deposits and first month's rent. FHPAP funds are awarded bi-annually.
> During the 2005-2007 biennium Anoka County received \$366,227 in FHPAP
> funding.
>
> Many local agencies work with private foundations to provide
> assistance to the homeless and for homeless prevention. Organizations
> such as the McKnight Foundation, Connexus Energy, local Legions, VFW's
> and many faith-based community groups provide funds for crisis
> assistance, housing, medication, diapers, clothing and other basic
> necessities that help individuals and families.

2.  [Homelessness---In a narrative, describe how the action plan will
    address the specific objectives of the Strategic Plan and,
    ultimately, the priority needs identified. Please also identify
    potential obstacles to completing these action steps.]{.mark}

**#9 Evaluate support facilities and service needs of the homeless and
those at imminent threat of becoming homeless, and identify appropriate
agencies and resources.** Funded through McKinny-Vento and HOME.

> Anoka County does not address homelessness in detail in its Action
> Plan, but the Continuum of Care Committee continually works on a
> strategy for housing and the support services needed. The Continuum
> focuses on prevention, outreach/assessment, emergency shelters,
> transitional housing, supportive housing and independent living.
> Homeless prevention services and non-homeless housing goals are in
> place to help
>
> extremely low and low income individuals and families who are at
> imminent risk of becoming homeless.
>
> Currently, Anoka County has one emergency shelter for individuals. The
> long term goal of the county is to find either transitional or
> permanent housing for the homeless, not continually house them in
> temporary shelters. Providers within Anoka County continue to create
> strong transitional and permanent housing programs that include case
> management. Many individuals in shelters are there because they need
> immediate housing. Anoka County and local providers use emergency
> funding to place families with children in hotels on a temporary basis
> until transitional or permanent housing can be found. We use CDBG
> funds to work with women (and their children) housed at the battered
> women's shelter. These funds provide them with an opportunity to
> locate jobs and housing, as well as, access legal services so they can
> remain free from harmful domestic relationships.
>
> When working with the homeless population there are many obstacles to
> be addressed. Depending on the cause of the homeless situation,
> obstacles may include: lack of education or job skills, language
> barriers, transportation barriers, child care barriers, mental health
> or chemical dependency issues, financial and credit issues, physical
> or sexual abuse, or a refusal to accept government assistance. One
> lone program cannot assist the homeless in removing all barriers or
> satisfy all needs that the individual or family may have. Anoka County
> continues to offer mainstream resources and works in collaboration
> with local organizations on these issues. Through the Continuum of
> Care we work to increase housing and strengthen our programs by
> providing services, improving community education and actively
> participating in resolving the issues causing homelessness.

3.  [Chronic homelessness---The jurisdiction must describe the specific
    planned action steps it will take over the next year aimed at
    eliminating chronic homelessness by 2012. Again, please identify
    barriers to achieving this.]{.mark}

> *The following information was provided to us from Anoka County's
> Human Services Department:*
>
> Anoka County has entered into a collaborative with area Metro Counties
> (Anoka, Washington, Ramsey, Dakota, Scott, Carver and Hennepin) to
> address the problem of chronic homelessness. As a group we applied for
> and received \$5 million for 2 years from the Department of Human
> Services to work with families, singles, and youth who have been
> homeless at least three times in the past 4 years or continually for
> one year. With this money Anoka County will assist two chronically
> homeless families, six chronically homeless singles, and one
> chronically homeless youth (numbers were determined through the Wilder
> Research Count). We are assisting these families and individuals and
> looking for opportunities to increase the number that can be served in
> Anoka County. Our collaborative is also working with the state to
> increase the number of people that can be served by this grant.
>
> Anoka County's Continuum of Care Committee is working on its plan to
> end homelessness. We are in the early stages but expect to have a plan
> in place by mid-June 2008. Education is one of our goals. We work with
> county commissioners and the public, informing communities of the
> crisis and our plan to resolve the issues.
>
> The biggest barrier to housing for those who are chronically homeless
> is the lack of affordable housing. We have 8 family complexes and 10
> senior complexes that are subsidized in our county that have the
> potential of serving chronically homeless people. The waiting list for
> these units is 6 months to 5 years.

4.  [Homelessness Prevention---The jurisdiction must describe its
    planned action steps over the next year to address the individual
    and families with children at imminent risk of becoming
    homeless.]{.mark}

[]{.mark}

> Anoka County as the principal provider of programs and services, fund
> programs and services that help people reduce the risk of
> homelessness. Through prevention we are able to address issues that
> may lead a family to homelessness and assist families in maintaining
> stable housing choices. In addition, the county continues to
> coordinate efforts with other public and private agencies to develop
> homeless prevention strategies and initiatives.
>
> Families who lose housing involuntarily often have difficulty securing
> housing that is suitable for children. With the use of TBRA funds we
> are able to secure housing for individuals and families with children
> in a location that may lessen barriers that would be created with
> other housing.

-   The Elim Teen Parent Program works with teens that are homeless or
    in jeopardy of becoming homeless. By housing them in a location
    where transportation is available, they can remain in school or at
    their place of employment. A young parent who lacks education and/or
    employment opportunities may easily slip into a cycle of poverty and
    homelessness that adversely affects their children.

-   Elim and Rise both use TBRA funds for homeless individuals/families
    and homeless prevention. Many of their clients face additional
    barriers such as disability, mental illness, chemical dependency,
    and AIDS/HIV. Using TBRA funds we are able to create permanent
    supportive housing opportunities for these families and supply them
    with on-going case management to ensure future long-term stability.

5.  [Discharge Coordination Policy---Explain planned activities to
    implement a cohesive, community-wide Discharge Coordination Policy,
    and how, in the coming year, the community will move toward such a
    policy.]{.mark}

[]{.mark}

> ***Discharge Planning Policy:*** In order to prevent discharges that
> result in homelessness, the State of Minnesota begins the process of
> discharge planning when a person enters an institution, not when he or
> she is ready to be released. This ensures that all necessary services
> are secured prior to discharge and that all stakeholders are included
> in the discharge planning process. Prior to discharge, an assistance
> plan is established for youth in foster care programs, for offenders
> released from a correctional facility and for persons who receive
> treatment for mental illness, mental retardation or chemical
> dependency in a regional treatment center. The plan provides case
> management services, assistance in finding housing, employment,
> adequate medical and psychiatric treatment and aids in readjusting to
> life in a community. The State of Minnesota is primarily responsible
> for the care of individuals within publicly funded institutions and
> does not use McKinney-Vento Act funds to assist persons in lieu of
> state and local resources.
>
> A group comprised of members from the seven-county metropolitan
> Continuum of Care Committees meets quarterly to develop discharge
> plans that cross county lines. Anoka County, as part of this group, is
> working to make it easier for homeless people to access the services
> they need.

##### *Corrections:* The Anoka County Corrections Program completes an intake with inmates entering the system. If an individual entering the Anoka County Corrections Program is homeless upon entering, they will be referred to the Anoka County Housing Coordinator so that the housing search can begin immediately. The individual's correctional officer will coordinate this. If a person is being released and finds they are not able to return to the housing they expected, they are referred to County Human Services and seen by a financial worker and the Housing Coordinator. The state prison located in Anoka County has a training class for inmates leaving the facility within the year. The class "Stop the Revolving Door" deals with issues the inmate will encounter upon their release. Housing is one of the issues discussed in this class. The Anoka County Housing Coordinator, along with staff from other agencies, teaches these classes on a quarterly basis.  {#corrections-the-anoka-county-corrections-program-completes-an-intake-with-inmates-entering-the-system.-if-an-individual-entering-the-anoka-county-corrections-program-is-homeless-upon-entering-they-will-be-referred-to-the-anoka-county-housing-coordinator-so-that-the-housing-search-can-begin-immediately.-the-individuals-correctional-officer-will-coordinate-this.-if-a-person-is-being-released-and-finds-they-are-not-able-to-return-to-the-housing-they-expected-they-are-referred-to-county-human-services-and-seen-by-a-financial-worker-and-the-housing-coordinator.-the-state-prison-located-in-anoka-county-has-a-training-class-for-inmates-leaving-the-facility-within-the-year.-the-class-stop-the-revolving-door-deals-with-issues-the-inmate-will-encounter-upon-their-release.-housing-is-one-of-the-issues-discussed-in-this-class.-the-anoka-county-housing-coordinator-along-with-staff-from-other-agencies-teaches-these-classes-on-a-quarterly-basis. .unnumbered}

##### *Youth Population:* Youth aging out of "out-of-home placement" (including foster care) must have a plan in place using the state database system. Each plan includes needs, goals, resources and a support system. The plan includes housing employment and post secondary education. Social workers from Anoka County address these needs and plan for housing after discharge using available resources. Those youth who chose not to follow "the plan" will be given the Anoka County Housing Coordinator's business card and the *Anoka County Resource Guide* to use if their personal plan falls through.  {#youth-population-youth-aging-out-of-out-of-home-placement-including-foster-care-must-have-a-plan-in-place-using-the-state-database-system.-each-plan-includes-needs-goals-resources-and-a-support-system.-the-plan-includes-housing-employment-and-post-secondary-education.-social-workers-from-anoka-county-address-these-needs-and-plan-for-housing-after-discharge-using-available-resources.-those-youth-who-chose-not-to-follow-the-plan-will-be-given-the-anoka-county-housing-coordinators-business-card-and-the-anoka-county-resource-guide-to-use-if-their-personal-plan-falls-through. .unnumbered}

##  {#section-2 .unnumbered}

## *Regional Treatment Center:* The Anoka County Regional Treatment Center follows the state guidelines for provisional discharge of patients into the community. Social workers and Anoka County case managers collaborate to complete a discharge plan that includes housing. A homeless shelter is not an appropriate placement for persons leaving the Regional Treatment Center because it tends to create an on-going homeless situation. Persons being provisionally discharged after more than 30 days are not released to McKinney/ Vento programs. {#regional-treatment-center-the-anoka-county-regional-treatment-center-follows-the-state-guidelines-for-provisional-discharge-of-patients-into-the-community.-social-workers-and-anoka-county-case-managers-collaborate-to-complete-a-discharge-plan-that-includes-housing.-a-homeless-shelter-is-not-an-appropriate-placement-for-persons-leaving-the-regional-treatment-center-because-it-tends-to-create-an-on-going-homeless-situation.-persons-being-provisionally-discharged-after-more-than-30-days-are-not-released-to-mckinney-vento-programs. .unnumbered}

##### *Hospitals:* Releasing medically fragile people who do not have permanent housing remains a problem in the metro area. The Metro Engagement for Shelter and Housing (MESH), which Anoka County is part of, continues to work on a metro wide plan that will house medically fragile people being released from the hospital that don't have permanent housing. A goal of this plan is to house these people in the hospital until their medical needs are met or until permanent housing with needed services is found.  {#hospitals-releasing-medically-fragile-people-who-do-not-have-permanent-housing-remains-a-problem-in-the-metro-area.-the-metro-engagement-for-shelter-and-housing-mesh-which-anoka-county-is-part-of-continues-to-work-on-a-metro-wide-plan-that-will-house-medically-fragile-people-being-released-from-the-hospital-that-dont-have-permanent-housing.-a-goal-of-this-plan-is-to-house-these-people-in-the-hospital-until-their-medical-needs-are-met-or-until-permanent-housing-with-needed-services-is-found. .unnumbered}

> We continue to work with state and local agencies to develop policies
> and encourage proper planning to ensure people are not released to
> homeless situation.

# Emergency Shelter Grants (ESG) {#emergency-shelter-grants-esg .unnumbered}

[(States only) Describe the process for awarding grants to State
recipients, and a description of how the allocation will be made
available to units of local government.]{.mark}

Not applicable to Anoka County

###### COMMUNITY DEVELOPMENT {#community-development .unnumbered}

# Community Development {#community-development-1 .unnumbered}

\*Please also refer to the Community Development Needs Table (2B) -
**Attachment E**

1.  [Identify the jurisdiction\'s priority non‑housing community
    development needs eligible for assistance by CDBG eligibility
    category specified in the Community Development Needs Table
    (formerly Table 2B), public facilities, public improvements, public
    services and economic development.]{.mark}

[]{.mark}

> Anoka County identified priorities as part of its 2005 Consolidated
> Plan process. In the 2008 CDBG and HOME competitive process we
> directed funding towards projects that met the "High" priority need.
>
> **General** -- as identified in the 2005 Consolidated Plan

+-----------+----------------------------------------+-----------------+
| **HUD     | **Priority Community Development       | **Priority      |
| Matrix**  | Needs**                                | Need**          |
|           |                                        |                 |
|           |                                        | **H**igh--**M   |
|           |                                        | **edium-**L**ow |
+-----------+----------------------------------------+-----------------+
| 1         | Acquisition of Real Property           | H               |
+-----------+----------------------------------------+-----------------+
| 2         | Disposition                            | H               |
+-----------+----------------------------------------+-----------------+
| 4         | Demolition and Clearance               | H               |
+-----------+----------------------------------------+-----------------+
| 04A       | Clean-up of Contaminated Sites/        | H               |
|           | Brownfield's                           |                 |
+-----------+----------------------------------------+-----------------+
| 14A       | Rehabilitation -- Single Family        | H               |
|           | Residential                            |                 |
+-----------+----------------------------------------+-----------------+
| 14B       | Rehabilitation -- Multi Unit           | H               |
|           | Residential                            |                 |
+-----------+----------------------------------------+-----------------+

> 2008 Community Development projects include: []{.mark}
>
> []{.mark}

-   01 Acquisition of Real Property:

    -   ACCAP, Manufactured Home Program -- acquire substandard
        manufactured homes and have them removed from the park site.
        This ensures blighted units are not resold with unsafe
        conditions

    -   Columbia Heights, 37^th^ & Central Redevelopment -- acquire
        substandard commercial building for site redevelopment. Site is
        not yet under development agreement, considering low income
        housing with State Funding possibility.

-   14A Single Family Rehab:

    -   Countywide Program allocating entitlement funds and program
        income from past lien payoffs. Funds will be used to meet the
        needs of health and safety issues for up to 9 households. Income
        limits are targeted towards those at 60% or less of the AMI as
        set by HUD. Loans are non-amortized and must be repaid if
        owner-occupant sells or refinances.

    -   Coon Rapids (city) Program allocated entitlement funds and
        program income. Funds will be used to meet the needs of health
        and safety issues for up to 9 households. Income limits are
        targeted towards those meeting Section 8 Low-income limit as set
        by HUD. Loans are non-amortized and must be repaid if
        owner-occupant sells or refinances.

    -   City of Circle Pines single family revolving loan program.
        Applications accepted by city residents. Loans are below market
        rates with monthly payment due to city. Program is looking at
        re-writing loan terms to make program more attractive to city
        residents with struggling financial issues.

-   14B Multi-family Rehab:

    -   Andover (city) revolving loan fund program -- City manages a
        program which provides multi-family units within the city an
        opportunity to use CDBG funds to upgrade their units. The city
        has offered this program to several landlords who are reluctant
        to make improvements to their rental units. Units falling into
        disrepair has caused area blight and increased the neighborhood
        crime rate. The city is encouraging these rental owners to
        access this loan program and make the much needed improvements.

> **Public Facilities and Improvements** -- as identified in the 2005
> Consolidated Plan

+------------+----------------------------------------+----------------+
| **HUD      | **Priority Community Development       | **Priority     |
| Matrix**   | Needs**                                | Need**         |
|            |                                        |                |
|            |                                        | **H**igh-**M*  |
|            |                                        | *edium-**L**ow |
+------------+----------------------------------------+----------------+
| 3          | Public Facilities and Improvements     | H              |
|            | (General)                              |                |
+------------+----------------------------------------+----------------+
| 03A        | Senior Centers                         | H              |
+------------+----------------------------------------+----------------+
| 03B        | Center for Disabled/Handicapped        | H              |
+------------+----------------------------------------+----------------+
| 03D        | Youth Centers/ Facilities              | H              |
+------------+----------------------------------------+----------------+
| 03E        | Neighborhood Facilities                | H              |
+------------+----------------------------------------+----------------+
| 03J        | Water/Sewer Improvements               | M              |
+------------+----------------------------------------+----------------+
| 03M        | Child Care Center/Facilities for       | H              |
|            | Children                               |                |
+------------+----------------------------------------+----------------+
| 03O        | Fire Stations / Equipment              | M              |
+------------+----------------------------------------+----------------+
| 03Q        | Abused and Neglected Children          | M              |
|            | Facilities                             |                |
+------------+----------------------------------------+----------------+
| 03R        | Asbestos Removal                       | M              |
+------------+----------------------------------------+----------------+

> 2008 Public Facility and Improvement projects include:

-   03D Public Facility:

> \- Northwest Anoka County Community Consortium /Youth First Program -
> purchase a home/business
>
> and convert it into a center serving youth in a distressed area

-   03J Water/Sewer Improvements

> \- JW Moore & City of Lexington - CDBG will be used to upgrade a
> water/sewer public utility line. Lexington is an identified community
> with a low-income concentration.
>
> **Public Services** -- as identified in the 2005 Consolidated Plan

+---------+------------------------------------------+----------------+
| **HUD   | **Priority Community Development Needs** | **Priority     |
| M       |                                          | Need**         |
| atrix** |                                          |                |
|         |                                          | **H**igh-**M*  |
|         |                                          | *edium-**L**ow |
+---------+------------------------------------------+----------------+
| 5       | Public Services (General)                | H              |
+---------+------------------------------------------+----------------+
| 05A     | Senior Services                          | H              |
+---------+------------------------------------------+----------------+
| 05B     | Handicap Services                        | H              |
+---------+------------------------------------------+----------------+
| 05C     | Legal Services                           | M              |
+---------+------------------------------------------+----------------+
| 05D     | Youth Services                           | H              |
+---------+------------------------------------------+----------------+
| 05E     | Transportation Services                  | H              |
+---------+------------------------------------------+----------------+
| 05F     | Substance Abuse Services                 | H              |
+---------+------------------------------------------+----------------+
| 05G     | Battered and Abused Spouses              | H              |
+---------+------------------------------------------+----------------+
| 05H     | Employment Training                      | H              |
+---------+------------------------------------------+----------------+
| 05I     | Crime Awareness / Prevention             | M              |
+---------+------------------------------------------+----------------+
| 05J     | Fair Housing Activities (CDBG 15% Public | H              |
|         | Service cap)                             |                |
+---------+------------------------------------------+----------------+
| 05K     | Tenant / Landlord Counseling             | M              |
+---------+------------------------------------------+----------------+
| 05L     | Child Care Services                      | H              |
+---------+------------------------------------------+----------------+
| 05M     | Health Services                          | H              |
+---------+------------------------------------------+----------------+
| 05N     | Abused and Neglected Children            | H              |
+---------+------------------------------------------+----------------+
| 05O     | Mental Health Services                   | H              |
+---------+------------------------------------------+----------------+
| 05P     | Screen for Lead-Based Paint/Lead Hazards | M              |
|         | Poisoning                                |                |
+---------+------------------------------------------+----------------+
| 05R     | Homeownership Assistance (not direct)    | M              |
+---------+------------------------------------------+----------------+
| 05S     | Rental Housing Subsidies (if HOME, part  | H              |
|         | of TBRA)                                 |                |
+---------+------------------------------------------+----------------+

> Every year we see a high demand for public service dollars. Anoka
> County allocates the maximum allowed (15%) of its annual grant to
> public services in an effort to meet demands within our communities.
> In 2008 we are funding the following public service projects as
> subrecipients:

-   05 General: 4 projects will be funded that target the needs of
    low/mod households through family services related to furniture,
    clothing, food shelves and counseling. We expect to benefit an
    estimated 14,534 people;

-   05A Senior Services: 1 project will be funded to address the needs
    of seniors. This project provides services to severely disabled
    adults. We expect to benefit an estimated 774 people from these
    programs;

-   05B Handicapped Services: 1 project will receive funding for
    services to assist individuals who have severe physical,
    developmental disabilities. An estimated 80 people will be served;

-   05E Transportation: we will be funding 3 transportation programs
    that will serve an estimated 565 people for transportation to
    interviews, medical appointments and senior services;

-   05G Battered and Abused Spouses: we will be funding 1 project that
    meets the needs of battered women. This project expects to benefit
    an estimated 1000 people;

-   05M Health Services: 1 project will be working with individuals
    affected by the increase in HIV transmission due to the rising use
    of methamphetamine drugs. An estimated 1,382 people will be served;

-   05O Mental Health Services: we will be funding 1 mental health
    service program which will serve an estimated 200 people.

> **Economic Development** -- as identified in the 2005 Consolidated
> Plan

+---------+------------------------------------------+----------------+
| **HUD   | **Priority Community Development Needs** | **Priority     |
| M       |                                          | Need**         |
| atrix** |                                          |                |
|         |                                          | **H**igh-**M*  |
|         |                                          | *edium-**L**ow |
+---------+------------------------------------------+----------------+
| 17A     | CI Land Acquisition / Disposition        | H              |
+---------+------------------------------------------+----------------+
| 17B     | CI Infrastructure Development            | H              |
+---------+------------------------------------------+----------------+
| 17C     | CI Building Acquisition, Construction,   | H              |
|         | Rehabilitation                           |                |
+---------+------------------------------------------+----------------+
| 17D     | Other Commercial / Industrial            | H              |
|         | Improvements                             |                |
+---------+------------------------------------------+----------------+
| 18A     | ED Direct: Direct Financial Assistance   | M              |
|         | to For-Profit                            |                |
+---------+------------------------------------------+----------------+
| 18B     | ED Direct: Technical Assistance          | M              |
+---------+------------------------------------------+----------------+
| 18C     | Micro-Enterprise Assistance              | M              |
+---------+------------------------------------------+----------------+

-   18A - ED Direct: The cities of Blaine and Ham Lake will continue
    their economic development Revolving Loan Fund (RLF) programs
    throughout the 2008 program year. The program in the City of Ham
    Lake will receive 2008 entitlement funds to supplement the existing
    RLF. These programs provide low interest loans to businesses meeting
    the low/mod job National Objective. We estimate between 6 to 8 loans
    will be created using the RLF income operating in two cities.

> **Planning and Administration** -- as identified in the 2005
> Consolidated Plan

+---------+------------------------------------------+----------------+
| **HUD   | **Priority Community Development Needs** | **Priority     |
| M       |                                          | Need**         |
| atrix** |                                          |                |
|         |                                          | **H**igh-**M*  |
|         |                                          | *edium-**L**ow |
+---------+------------------------------------------+----------------+
| 21D     | Fair Housing Activities (subject to      | H              |
|         | Plan/Admin Cap)                          |                |
+---------+------------------------------------------+----------------+
| 21A     | Administration                           | H              |
+---------+------------------------------------------+----------------+

-   21D - Fair Housing: Anoka County has set aside funds for Fair
    Housing programs. These funds will be used to meet Anoka County fair
    housing needs and/or needs addressed though our participation with
    the Fair Housing Implementation Council.

-   21A -- Administration: we have set aside funds for the
    administration of the CDBG program and the enforcement of all
    applicable federal regulations.

> **Loan and Grant Activities**
>
> Anoka County currently has six programs administering loans and
> grants. These programs work independently from each other and meet a
> specific need within the community. They are as follows:

  ------------- ---------------- ----------------- ------------------- -----------------
  **Grantee**   **Purpose**      **Target**        **Size /Loan        **Application
                                                   terms**             Process**

  City of       Housing          City residents,   \$5,000 to \$10,000 Application to
  Andover       Rehabilitation   single and        below market rate   city, first come
                                 multi-family                          first serve
                                 units                                 

  Anoka County  Housing          Countywide single \$15,000 to         Application to
                Rehabilitation   family homes,     \$24,999, zero %    GMHC, first come
                                 except city of    interest-deferred   first serve
                                 Coon Rapids                           

  City of       Economic         Job creation      \$50,000 to         Administered by
  Blaine        Development      within city of    \$100,000, below    Blaine Area
                                 Blaine            market rate         Development
                                                                       Corporation

  City of       Housing          City residents,   Up to \$20,000,     Application to
  Circle Pines  Rehabilitation   code issues,      below market,       GMHC, first come
                                 single family     monthly payments    first serve
                                 homes                                 

  City of Coon  Housing          City residents,   Up to \$20,000,     Application to
  Rapids (EN)   Rehabilitation   single family     zero % interest --  GMHC, first come
                                 homes             deferred            first serve

  City of Ham   Economic         Job creation      \$35,000 to         Administered by
  Lake          Development      within city of    \$100,000, below    Ham Lake
                                 Ham Lake          market rate         Development
                                                                       Corporation
  ------------- ---------------- ----------------- ------------------- -----------------

> For details on 2008 CDBG activities refer to the CDBG Projects Sheets
> in **Attachment C**

2.  [Identify specific long-term and short-term community development
    objectives (including economic development activities that create
    jobs), developed in accordance with the statutory goals described in
    section 24 CFR 91.1 and the primary objective of the CDBG program to
    provide decent housing and a suitable living environment and expand
    economic opportunities, principally for low- and moderate-income
    persons.\
    ]{.mark}

> \*Note: Each specific objective developed to address a priority need,
> must be identified by number and contain proposed accomplishments, the
> time period (i.e., one, two, three, or more years), and annual program
> year numeric goals the jurisdiction hopes to achieve in quantitative
> terms, or in other measurable terms as identified and defined by the
> jurisdiction.

[]{.mark}

> ***Community Development Objectives:***
>
> **#1 Support construction and acquisition of housing to create decent
> and safe housing for lower income persons.**
>
> **#2 Conserve and improve housing through rehabilitation of existing
> structures.**
>
> **#3 Promote equal housing opportunities.**
>
> **#4 Fund activities that eliminate slum and blight for the creation
> of new development.**
>
> **#5 Develop and upgrade public facilities and infrastructure to help
> lower income persons and those with special needs**.
>
> **#6 Support economic development in Anoka County to provide new jobs,
> primarily for lower income persons.**
>
> **#7 Fund public service activities serving primarily lower income
> persons and those with special needs.**
>
> **#8 Complete planning and administration projects that support the
> above objectives.**
>
> **#9 Evaluate support facilities and service needs of the homeless and
> those at imminent threat of becoming homeless, and identify
> appropriate agencies and resources.**
>
> ***Long-term goals:*** The primary objective when using non-housing
> CDBG funding is to provide opportunities and services for low-income
> people, increase job opportunities, enhance the quality of life, and
> provide a suitable living environment through activities such as
> economic development.
>
> In the Consolidated Plan, we have noted a "High" priority for a number
> of items including neighborhood facilities, public service needs,
> youth programs, senior programs, economic development and planning
> activities. Eighty-seven percent of the county's 2008 CDBG entitlement
> funds will be used for activities funded in a "High" priority in the
> Consolidated Plan. The projects that address a medium priority are the
> two ongoing economic development revolving loan fund programs and a
> water/sewer project in the City of Lexington.
>
> ***Short-term goals:*** Each year the Anoka County Community
> Development Department works with potential subgrantees to assist in
> the development of CDBG and HOME projects that will meet one of the
> "High" or "Medium" priorities listed in the Con Plan. One of the short
> term goals for community development activities for the 2008 program
> year is assisting communities with economic development activities. By
> providing this assistance, the goal of creating jobs will be met.
>
> ***Neighborhood Revitalization:*** Anoka County currently does not
> identify any areas that qualify as a Neighborhood Revitalization Area
> and identified by the CPD programs.
>
> **2008 CDBG Program Income and overall funding allocations**
>
> In addition to the entitlement allocations that Anoka County and the
> City of Coon Rapids receive for the CDBG program, it is our intent to
> continue to use program income for qualified activities. Generally
> when program income is generated from a city project, we work with
> that city to use the program income to address other city needs that
> meet CDBG program requirements.
>
> Revolving Loan Fund (RLF) program income received from the Ham Lake
> and Blaine Economic Development programs is used to create additional
> low to moderate income job opportunities. We anticipate two to four
> new business loans for the 2008 program year using existing program
> income from the economic development programs.
>
> Program income received as a result of the housing rehabilitation
> programs (countywide, Andover, Circle Pines and Coon Rapids) will be
> returned to those rehab programs so they can continue to address the
> needs of deteriorating housing stock.
>
> The City of Coon Rapids receives payments from existing economic
> development loans but no longer issues new ED loans. As there is no
> active ED loan program currently in place, the loan payments received
> are reallocated after undergoing the citizen participation process.
> Typically, the city requests that program income be placed in the
> city's housing rehabilitation program.
>
> 2008 CDBG Allocation Summary is identified below indicating the total
> amounts used to meet the low/mod benefit.
>
> **[2008 CDBG Allocation Summary]{.underline}**
>
> Total CDBG Entitlement Allocation \$1,429,885
>
> Anoka County \$1,129,055
>
> Coon Rapids \$ 300,830

  ---------------- -------------------------------------- ------------ -----------
                   Subrecipient/Project Title             CDBG Award   Nat.
                                                                       Objective

  Planning and     Anoka County-Administration            214,482.00   NA
  Administration                                                       

                   Anoka County Fair Housing              5,000.00     NA

                   ACCAP -- Manufactured Homes            150,000.00   SBS

  Projects         Columbia Heights -- 3700 Central Ave.  75,000.00    LMA
                   Redevelopment                                       

                   Ham Lake Economic Development          50,000.00    LMJ

                   JW Moore & Lexington -- Public         130,000.00   LMA
                   Utilities                                           

                   NW AC Consortium -- Youth First        200,000.00   LMC

                   Coon Rapids -- Rehab Single Family     210,582.00   LMH

                   GMHC -- Countywide Rehab               180,338.00   LMH

  Public Services  ACCAP --Furniture Warehouse            10,000.00    LMC

                   ACCAP -- Senior Outreach               15,000.00    LMC

                   Alexandra House- Community Advocacy    24,482.00    LMC
                   Service                                             

                   Anoka County HS -- Mental Health       30,000.00    LMC
                   Management                                          

                   ARC -- Community Access Project        15,000.00    LMC

                   CEAP -- Family Needs                   15,000.00    LMC

                   Central Center for Families --         15,000.00    LMC
                   Bridgeview                                          

                   Coon Rapids -- Senior Center           30,000.00    LMC
                   Transportation                                      

                   Free to Be, Inc -- Emergency Car       10,000.00    LMC
                   Repair                                              

                   Nucleus Clinic -- Meth Use and HIV     15,000.00    LMC
                   Risk                                                

                   Resource Center for Families --        15,000.00    LMC
                   Operations                                          

                   SACA -- Family Services                15,000.00    LMC
  ---------------- -------------------------------------- ------------ -----------

+-----------------------------------+-----------------------------------+
| Total Planning and Administration | Total Grant \$1,429,885.00        |
| 219,482.00 or 15%                 |                                   |
|                                   | Less plan/admin 219,482.00        |
| Total Public Services 214,482.00  |                                   |
| or 15%                            | Total Required to meet L/M \$     |
|                                   | 1,210,403.00                      |
| Total Projects [995,921.00 or     |                                   |
| 70%]{.underline}                  | Total Slum Blight \$150,000.00    |
|                                   |                                   |
| > Total 1,429,885.00              | **Total CDBG meeting L/M          |
|                                   | \$1,062,991.00 or 87%**           |
+-----------------------------------+-----------------------------------+

# 

# Antipoverty Strategy {#antipoverty-strategy .unnumbered}

1.  [Describe the actions that will take place during the next year to
    reduce the number of poverty level families.]{.mark}

[]{.mark}

> The housing and homeless strategies provide us with a means to achieve
> antipoverty goals. By securing long-term housing and offering
> supportive services, households gain stability and an opportunity to
> move out of poverty. Many welfare programs have revised their
> strategies from simply paying funds or issuing vouchers to more
> proactive measures that give the client the ability to move themselves
> off the welfare rolls. Those measures include, but are not limited to,
> enrolling welfare clients in education and/or job training programs
> and offering day care assistance for clients attending school or job
> training. Providing stable housing helps to relieve stress so
> households can focus on securing jobs with higher income and other
> long-term goals such as homeownership.
>
> The county is the principal provider of programs and services that
> assist the economic well being of low-income citizens, and it funds
> programs and services in an effort to reduce the number of people
> living in poverty. In addition, the county continues to coordinate
> efforts with other public and private agencies to develop antipoverty
> strategies and initiatives.
>
> Providing funding for housing programs such as multi-family or
> single-family rehabilitation stabilizes housing costs for low and
> moderate income families. With these programs we can reduce utility
> expenses and stabilize assets within housing units. These programs
> directly affect the ability of Anoka County to reduce the number of
> families living in poverty
>
> Public service agencies are the primary resource for persons looking
> for non-financial assistance. Programs such as meals on wheels, youth
> mentoring or food shelves provide low or no cost assistance that
> stabilize families and give them the opportunity to move out of the
> cycle of poverty.
>
> Low interest economic development loans support new or growing
> businesses in the county. Acceptance of an economic development loan
> requires the business to create jobs for low or moderate-income
> persons.