APPENDIX 6: AS THE FIRST LEGAL ACTION TO COMMENCE (INSTITUTE)
FORECLOSURE

ACTION CONSIDERED BY THE APPENDIX 6

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

AS THE FIRST LEGAL ACTION TO COMMENCE (INSTITUTE) FORECLOSURE Page 1 of
2

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TYPICAL

TYPE OF HUD NORMAL FIRST

STATE SECURITY METHOD OF FORECLOSURE

CODE STATE INSTRUMENT FORECLOSURE ACTION

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01 Alabama Mortgage Non-Judicial Publication

11 Alaska Deed of Trust Non-Judicial Recording of

Notice of Default

02 Arizona Deed of Trust Non-Judicial Recording of

Notice of Sale

03 Arkansas Deed of Trust Non-Judicial Recording of

Notice of Default

04 California Deed of Trust Non-Judicial Recording of

Notice of Default

05 Colorado Deed of Trust Non-Judicial Filing of

Foreclosure

Documents with

Public Trustee

06 Connecticut Mortgage Judicial Delivering

Complaint to

Sheriff

07 Delaware Mortgage Judicial Complaint

08 District of Deed of Trust Non-Judicial Recording of

Columbia Notice of Default

09 Florida Mortgage Judicial Complaint

10 Georgia Security Deed Non-Judicial Publication

14 Hawaii Mortgage Judicial Complaint

12 Idaho Deed of Trust Non-Judicial Recording of

Notice of Default

13 Illinois Mortgage Judicial Complaint

15 Indiana Mortgage Judicial Complaint

16 Iowa Mortgage Judicial Petition

18 Kansas Mortgage Judicial Complaint

20 Kentucky Mortgage Judicial Complaint

22 Louisiana Mortgage Judicial Petition for

Executory Process

23 Maine Mortgage Judicial Complaint

24 Maryland Mortgage Judicial Petition

in Equity

Deed of Trust Non-Judicial Filing an Order

to Docket

25 Massachusetts Mortgage Non-Judicial Filing of

Complaint Relative

to Soldiers\' and

Sailors\' Relief

Act

26 Michigan Mortgage Non-Judicial Publication

27 Minnesota Mortgage Deed Non-Judicial Publication

28 Mississippi Deed of Trust Non-Judicial Publication

29 Missouri Deed of Trust Non-Judicial Publication

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ACTION CONSIDERED BY THE APPENDIX 6

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

AS THE FIRST LEGAL ACTION TO COMMENCE (INSTITUTE) FORECLOSURE Page 2 of
2

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TYPICAL

TYPE OF HUD NORMAL FIRST

STATE SECURITY METHOD OF FORECLOSURE

CODE STATE INSTRUMENT FORECLOSURE ACTION

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

31 Montana Trust Indenture Non-Judicial Recording of

Notice of Sale

32 Nebraska Mortgage Judicial Petition

Deed of Trust Non-Judicial Publication of

Notice of Sale

33 Nevada Deed of Trust Non-Judicial Recording Notice

of Default

34 New Hampshire Mortgage Non-Judicial Publication

35 New Jersey Mortgage Judicial Complaint

36 New Mexico Mortgage Judicial Complaint

37 New York Mortgage Judicial Complaint

38 North Carolina Deed of Trust Non-Judicial Notice of Hearing

40 North Dakota Mortgage Judicial Complaint

41 Ohio Mortgage Deed Judicial Complaint

42 Oklahoma Mortgage Judicial Petition

43 Oregon Deed of Trust Non-Judicial Recording Notice

of Default

44 Pennsylvania Mortgage Judicial Complaint

45 Rhode Island Mortgage Non-Judicial Publication

46 South Carolina Mortgage Judicial Complaint

47 South Dakota Mortgage Judicial Complaint

48 Tennessee Deed of Trust Non-Judicial Publication

49 Texas Deed of Trust Non-Judicial Posting and

Filing of the

Notice of Sale

52 Utah Mortgage Judicial Complaint

Deed of Trust Non-Judicial Recording Notice

of Default

53 Vermont Mortgage Judicial Complaint

54 Virginia Deed of Trust Non-Judicial Publication

56 Washington Mortgage Judicial Complaint

Deed of Trust Non-Judicial Recording of

Notice of Sale

57 West Virginia Deed of Trust Non-Judicial Publication

58 Wisconsin Mortgage Judicial Complaint

59 Wyoming Mortgage Non-Judicial Publication

50 Puerto Rico Mortgage Judicial Complaint