+--------+---+-----------------------+--------+----------------------+---+
| # O    | # |                       |        |                      | # |
|        | # |                       |        |                      |   |
| ##     | # |                       |        |                      |   |
|        | # |                       |        |                      | # |
|        |   |                       |        |                      |   |
|        | A |                       |        |                      |   |
|        | L |                       |        |                      | # |
|        | E |                       |        |                      | # |
|        | R |                       |        |                      |   |
|        | T |                       |        |                      |   |
|        |   |                       |        |                      |   |
|        | 2 |                       |        |                      |   |
|        | 0 |                       |        |                      |   |
|        | 0 |                       |        |                      |   |
|        | 6 |                       |        |                      |   |
|        | - |                       |        |                      |   |
|        | 7 |                       |        |                      |   |
+--------+---+-----------------------+--------+----------------------+---+
|        | * |                       |        |                      |   |
|        | * |                       |        |                      |   |
|        | O |                       |        |                      |   |
|        | C |                       |        |                      |   |
|        | C |                       |        |                      |   |
|        | A |                       |        |                      |   |
|        | L |                       |        |                      |   |
|        | E |                       |        |                      |   |
|        | R |                       |        |                      |   |
|        | T |                       |        |                      |   |
|        | * |                       |        |                      |   |
|        | * |                       |        |                      |   |
+--------+---+-----------------------+--------+----------------------+---+
| ## Com |   |                       |        |                      |   |
| ptroll |   |                       |        |                      |   |
| er of  |   |                       |        |                      |   |
| the Cu |   |                       |        |                      |   |
| rrency |   |                       |        |                      |   |
|        |   |                       |        |                      |   |
| > A    |   |                       |        |                      |   |
| dminis |   |                       |        |                      |   |
| trator |   |                       |        |                      |   |
| > of   |   |                       |        |                      |   |
| > Na   |   |                       |        |                      |   |
| tional |   |                       |        |                      |   |
| >      |   |                       |        |                      |   |
|  Banks |   |                       |        |                      |   |
+--------+---+-----------------------+--------+----------------------+---+
| ## Su  |   | Counterfeit Cashier's | Descri | Citizens National    |   |
| bject: |   | Checks                | ption: | Bank                 |   |
+--------+---+-----------------------+--------+----------------------+---+

**TO:** Chief Executive Officers of All National Banks; All State
Banking Authorities; Chairman, Board of Governors of the Federal Reserve
System; Chairman, Federal Deposit Insurance Corporation; Director,
Office of Thrift Supervision; Conference of State Bank Supervisors;
Deputy Comptrollers (districts); Assistant Deputy Comptrollers; District
Counsel; and All Examining Personnel

**RE:** Counterfeit Cashier's Checks of Citizens National Bank, Cameron,
Texas

The above-named bank has reported that counterfeit cashier's checks,
issued in the bank's name and using a fictitious routing number of
044015543, are being presented for payment. These checks, along with
fraudulent lottery claim letters signed by Diana Gardner from "STRIKE
FIVE MEGA LOTTO," are purportedly being mailed from 2200 5^th^ Avenue,
Seattle, Washington, 98401; Tel/Fax: 1-416-732-4615. To date, all checks
have been presented for payment at various banks located in the State of
California.

The counterfeit checks may be identified by the following: a standard
check stock of unknown color with an imprinted strip at the top of the
instrument, which reads: "THIS CHECK IS VOID WITHOUT A RED & BLUE BORDER
AND BACKGROUND PLUS A KNIGHT & FINGERPRINT WATERMARK ON THE BACK. HOLD
AT ANGLE TO VIEW." The bank's name appears in the top-center portion of
the check with a fictitious logo with the letters "NB" encircled in a
large font letter "C." An address of "102 W 18^th^ Street, Cameron, TX
76250" appears below the bank's name. The "Purchaser" line, which
appears in the upper-left portion of the check may read "ALLSTATE
INSURANCE INC.," and the check may be payable in the amount of \$3,500.
The words "CASHIER'S CHECK" appear in the lower-left portion of the
instrument followed by a Notice to Customers. The following statement
appears below the "Authorized Signature" line: "SIGNATURE AREA CONTAINS
A KNIGHT & FINGERPRINT CHECK WORDING."

Authentic cashier's checks issued by the bank are green and black in
color, contain a designed border with a security lock logo, and security
statement on the right side. The bank's logo of an enlarged letter "C"
containing stars and stripes appears to the left of the bank's name in
the top-center portion of the instrument. The city names of Cameron,
Rockdale, Taylor and Giddings appear below the bank name. A remitter
line appears in the upper-left section of the check, and a date line
appears in the upper-right section. The "Notice to Customers" appears in
the bottom-left portion of the instrument directly above the words
"CASHIER'S CHECK."

You can verify the authenticity of Citizens National Bank's cashier's
checks by contacting Jeannine Dohnalik, senior vice president, 118 S.
Houston,

PO Drawer 111, Cameron, TX 76520, by telephone at (254) 697-6653, by fax
at (254) 697-6504, or via e-mail at \[jdohnalik@cnbanktexas.com\].

Additional information concerning this matter that you believe should be
brought to the attention of the OCC may be forwarded to:

E-mail: occalertresponses@occ.treas.gov

Mail: Office of the Comptroller of the Currency

Enforcement & Compliance Division, MS 8-10

250 E Street, SW, Washington, DC 20219

Fax: (202) 874-5301

Internet: [http://www.occ.treas.gov](http://www.occ.treas.gov/)

> For additional information on this and other types of financial fraud,
> please visit the OCC's anti-fraud resource at:
> <http://www.occ.treas.gov/fraudresources.htm> .

Brian C. McCormally

Director for Enforcement & Compliance