![](media/image1.png){width="0.3770833333333333in"
height="0.2847222222222222in"} **Department of Veterans Affairs**

***Traumatic Injury Protection Under Servicemembers' Group Life
Insurance***

The Traumatic Injury Protection Under Servicemembers' Group Life
Insurance (TSGLI) program provides automatic traumatic injury coverage
to all members of the uniformed services covered under the
Servicemembers\' Group Life Insurance (SGLI) program.

# Who Is Covered Under TSGLI?

Effective December 1, 2005, every member who has SGLI also has TSGLI.
This coverage applies to active duty members, reservists, funeral honors
duty, and one-day muster duty. TSGLI coverage cannot be declined unless
the member also declines basic SGLI coverage.

**Who Is *Not* Covered Under TSGLI?**

This TSGLI coverage does not apply to spouses and children covered under
Family SGLI or to members who do not carry SGLI coverage.

# How Much Coverage Is Available?

For members who incur traumatic injuries, TSGLI coverage will pay a
benefit ranging from \$25,000 to a maximum of \$100,000 depending on the
type of loss or injury.

# How Much Does It Cost?

The premium for TSGLI will be a flat rate, regardless of coverage level.
The table below outlines current rates for various categories of SGLI
coverage:

  --------------------------------------- -------------------------------
  **Duty Status**                         **Premium**

  Active duty members                     \$1.00 per month

  Reservists with full time coverage      \$1.00 per month

  Reservists with part time coverage      \$1.00 per year

  Funeral honors duty                     no charge

  1 day muster duty                       no charge
  --------------------------------------- -------------------------------

> *Note: These rates are determined by VA and are subject to change
> based on claims experience.*

# What Injuries Are Covered?

TSGLI covers a range of traumatic injuries that are defined in VA
Regulations. Some examples of the types of injuries covered are listed
below:

-   Total and permanent loss of sight in one or both eyes

-   Loss of hand or foot by severance at or above the wrist or ankle

-   Total and permanent loss of hearing in one or both ears

-   Loss of thumb and index finger of the same hand by severance at or
    above the metacarpophalangeal joints

-   Quadriplegia, paraplegia, or hemiplegia

-   3rd degree or worse burns covering 30 percent of the body or 30
    percent of the face

-   Coma or the inability to carry out two of the six activities of
    daily living due to traumatic brain injury

***Note***: The above list contains examples of covered injuries and
should not be considered as a complete list.

### *Page 2 (TSGLI continued)*

### Is TSGLI Coverage Retroactive?

Members who suffered a qualifying loss, on or after October 7, 2001
through November 30, 2005, as a direct result of injuries incurred in
Operation Enduring Freedom or Operation Iraqi Freedom are also eligible
for the traumatic injury protection benefit.

Eligible members will be contacted by the individual services to apply
for the traumatic injury protection benefit. However, members can also
contact their individual services at the numbers listed below to obtain
more information and begin the certification process.

#### Service Branch Points of Contact

+------------+----------+-----------+-------------+-------------------+
| ## Service | **Name** | *         | **Phone**   | **E-Mail**        |
|            |          | *Office** |             |                   |
+------------+----------+-----------+-------------+-------------------+
| **Army**   | Ms.      | Army      | 7           | jeanette.mendy    |
|            | Jeanette | Wounded   | 03-325-9910 | @hoffman.army.mil |
|            | Mendy    | Warrior   |             |                   |
|            |          | Program   |             |                   |
+------------+----------+-----------+-------------+-------------------+
|            |          |           |             |                   |
+------------+----------+-----------+-------------+-------------------+
| **Navy**   | MCPO     | Casualty  | 8           | Ralph.ga          |
|            | Ralph    | Branch    | 00-368-3202 | llaugher@navy.mil |
|            | Ga       |           |             |                   |
|            | llaugher |           |             |                   |
+------------+----------+-----------+-------------+-------------------+
|            |          |           |             |                   |
+------------+----------+-----------+-------------+-------------------+
| **Air      | Thomas   | Casualty  | 2           | thomas.perr       |
| Force**    | Perry    | Branch    | 10-565-3310 | y@randolph.af.mil |
|            |          |           | or 2410     |                   |
+------------+----------+-----------+-------------+-------------------+
| **Air      | Major    | Casualty  | 2           | dianne.dzial      |
| Force**    | Dzialo   | Branch    | 10-565-3310 | o@randolph.af.mil |
|            |          |           | or 2411     |                   |
+------------+----------+-----------+-------------+-------------------+
| **         | Mike     |           | 2           | michael.potte     |
| Employee** | Potter   |           | 10-565-3506 | r@randolph.af.mil |
+------------+----------+-----------+-------------+-------------------+
| **         | Jose     |           | 2           | jose.pizan        |
| Employee** | Pizana   |           | 10-565-3507 | a@randolph.af.mil |
+------------+----------+-----------+-------------+-------------------+
|            |          |           |             |                   |
+------------+----------+-----------+-------------+-------------------+
| **Air      | Jim      | AF/REPX   | 7           | james.wals        |
| Force      | Walsh    |           | 03-588-6063 | h@pentagon.af.mil |
| Reserve**  |          |           |             |                   |
+------------+----------+-----------+-------------+-------------------+
|            |          |           |             |                   |
+------------+----------+-----------+-------------+-------------------+
| *          | LtCol    |           | 7           | t-sgli@usmc.mil   |
| *Marines** | Will     |           | 03-432-9277 |                   |
|            | Gol      |           |             |                   |
|            | dschmidt |           |             |                   |
+------------+----------+-----------+-------------+-------------------+
|            |          |           |             |                   |
+------------+----------+-----------+-------------+-------------------+
| **Coast    | CDR      | Coast     | 2           | cbayuk@           |
| Guard**    | Clifford | Guard     | 02-493-1734 | ballston.uscg.mil |
|            | Bayuk    | Personnel |             |                   |
|            |          | Command   |             |                   |
|            |          | (adm-1)   |             |                   |
+------------+----------+-----------+-------------+-------------------+
|            |          |           |             |                   |
+------------+----------+-----------+-------------+-------------------+
| **Public   | Lt. Cmdr | In        | 3           | Tedmonds@psc.gov  |
| Health     | Tiffany  | formation | 01-594-3367 |                   |
| Service**  | Edmonds  |           |             |                   |
+------------+----------+-----------+-------------+-------------------+
|            | Capt.    | Certifier | 3           | Vcaserta@psc.gov  |
|            | Vito     |           | 01-594-3549 |                   |
|            | Caserta  |           |             |                   |
+------------+----------+-----------+-------------+-------------------+
|            |          |           |             |                   |
+------------+----------+-----------+-------------+-------------------+
| **NOAA**   | Gregory  | In        | 3           | gregory           |
|            | Raymond  | formation | 01-713-3453 | .raymond@noaa.gov |
|            |          |           | x 102       |                   |
+------------+----------+-----------+-------------+-------------------+
|            | Lt.      | Certifier | 3           | elizabeth.hobso   |
|            | E        |           | 01-713-3444 | n-powell@noaa.gov |
|            | lizabeth |           | x 107       |                   |
|            | Hobso    |           |             |                   |
|            | n-Powell |           |             |                   |
+------------+----------+-----------+-------------+-------------------+

**For More Information, Call Toll-Free 1-800-419-1473**

**or Visit Our Web Site at**
**[http://www.insurance.va.gov](http://www.insurance.va.gov/).**

Insurance Service -- September 2006