4240.2 REV CHG 3

APPENDIX 8

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

MONTHLY INSTALLMENT PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 12.75 13.00 13.25 13.50 13.75

1 9.9717 10.1560 10.3411 10.5269 10.7135

2 10.2210 10.4099 10.5996 10.7901 10.9814

3 10.4765 10.6701 10.8646 11.0599 11.2559

4 10.7384 10.9369 11.1362 11.3364 11.5373

5 11.0069 11.2103 11.4146 11.6198 11.8257

REMAINING

PMTS

11.2820 11.4906 11.7000 11.9103 12.1214

YEAR 14.00 14.25 14.50 14.75 15.00

1 10.9008 11.0888 11.2775 11.4667 11.6566

2 11.1734 11.3660 11.5594 11.7534 11.9480

3 11.4527 11.6502 11.8484 12.0472 12.2467

4 11.7390 11.9415 12.1446 12.3484 12.5529

5 12.0325 12.2400 12.4482 12.6571 12.8667

REMAINING

PMTS

12.3333 12.5460 12.7594 12.9736 13.1884

\@XQT.RW B. FOSTER-ABS2

NOTE: BECAUSE OF ROUNDING, UTILIZATION OF THESE FACTORS CAN RESULT IN

SMALL DIFFERENCES IN THE ACTUAL OUTSTANDING BALANCES AND MORTGAGE

INSURANCE PREMIUMS FROM THOSE DERIVED BY USING THE FACTORS

SHOWN IN APPENDICES 9 AND 10.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 2

APPENDIX 8

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

MONTHLY INSTALLMENT PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 12.75 13.00 13.25 13.50 13.75

1 9.1505 9.3243 9.4990 9.6745 9.8508

2 9.6081 9.7905 9.9739 10.1582 10.3433

3 10.0885 10.2800 10.4726 10.6661 10.8605

4 10.5929 10.7940 10.9962 11.1994 11.4035

5 11.1225 11.3338 11.5460 11.7594 11.9737

REMAINING

PMTS

11.6787 11.9004 12.1233 12.3473 12.5724

YEAR 14.00 14.25 14.50 14.75 15.00

1 10.0279 10.2059 10.3845 10.5639 10.7440

2 10.5293 10.7161 10.9038 11.0921 11.2812

3 11.0558 11.2520 11.4489 11.6467 11.8453

4 11.6086 11.8145 12.0214 12.2291 12.4376

5 12.1890 12.4053 12.6225 12.8405 13.0595

REMAINING

PMTS

12.7985 13.0255 13.2536 13.4826 13.7124

\@XQT.RW B. FOSTER-ABS3

NOTE: BECAUSE OF ROUNDING, UTILIZATION OF THESE FACTORS CAN RESULT IN

SMALL DIFFERENCES IN THE ACTUAL OUTSTANDING BALANCES AND MORTGAGE

INSURANCE PREMIUMS FROM THOSE DERIVED BY USING THE FACTORS

SHOWN IN APPENDICES 9 AND 10.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 3

APPENDIX 8

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

MONTHLY INSTALLMENT PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 12.75 13.00 13.25 13.50 13.75

1 8.3983 8.5618 8.7263 8.8917 9.0580

2 9.0282 9.2040 9.3808 9.5586 9.7374

3 9.7053 9.8943 10.0843 10.2755 10.4677

4 10.4332 10.6363 10.8407 11.0461 11.2528

5 11.2157 11.4341 11.6537 11.8746 12.0967

REMAINING

PMTS

12.0569 12.2916 12.5277 12.7652 13.0040

YEAR 14.00 14.25 14.50 14.75 15.00

1 9.2252 9.3933 9.5621 9.7318 9.9023

2 9.9171 10.0978 10.2793 10.4617 10.6450

3 10.6609 10.8551 11.0502 11.2464 11.4434

4 11.4604 11.6692 11.8790 12.0898 12.3016

5 12.3200 12.5444 12.7699 12.9966 13.2243

REMAINING

PMTS

13.2440 13.4852 13.7277 13.9713 14.2161

\@XQT.RW B. FOSTER-ABS4

NOTE: BECAUSE OF ROUNDING, UTILIZATION OF THESE FACTORS CAN RESULT IN

SMALL DIFFERENCES IN THE ACTUAL OUTSTANDING BALANCES AND MORTGAGE

INSURANCE PREMIUMS FROM THOSE DERIVED BY USING THE FACTORS

SHOWN IN APPENDICES 9 AND 10.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 2

APPENDIX 8

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

MONTHLY INSTALLMENT PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 12.75 13.00 13.25 13.50 13.75

1 9.7754 9.9611 10.1478 10.3353 10.5237

2 9.9709 10.1604 10.3508 10.5420 10.7341

3 10.1703 10.3636 10.5578 10.7529 10.9488

4 10.3737 10.5708 10.7689 10.9679 11.1678

5 10.5812 10.7823 10.9843 11.1873 11.3911

6 10.7928 10.9979 11.2040 11.4110 11.6190

7 11.0086 11.2179 11.4281 11.6392 11.8514

8 11.2288 11.4422 11.6566 11.8720 12.0884

9 11.4534 11.6711 11.8898 12.1095 12.3301

10 11.6825 11.9045 12.1276 12.3517 12.5767

REMAINING

PMTS

11.9161 12.1426 12.3701 12.5987 12.8283

YEAR 14.00 14.25 14.50 14.75 15.00

1 10.7128 10.9027 11.0934 11.2847 11.4768

2 10.9271 11.1208 11.3152 11.5104 11.7063

3 11.1456 11.3432 11.5415 11.7406 11.9404

4 11.3685 11.5700 11.7724 11.9754 12.1792

5 11.5959 11.8014 12.0078 12.2149 12.4228

6 11.8278 12.0375 12.2480 12.4592 12.6713

7 12.0644 12.2782 12.4929 12.7084 12.9247

8 12.3056 12.5238 12.7428 12.9626 13.1832

9 12.5518 12.7743 12.9976 13.2218 13.4469

10 12.8028 13.0297 13.2576 13.4863 13.7158

REMAINING

PMTS

13.0588 13.2903 13.5227 13.7560 13.9901

\@XQT.RW B. FOSTER-ABS5

NOTE: BECAUSE OF ROUNDING, UTILIZATION OF THESE FACTORS CAN RESULT IN

SMALL DIFFERENCES IN THE ACTUAL OUTSTANDING BALANCES AND MORTGAGE

INSURANCE PREMIUMS FROM THOSE DERIVED BY USING THE FACTORS

SHOWN IN APPENDICES 9 AND 10.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 3

APPENDIX 8

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

MONTHLY INSTALLMENT PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 12.75 13.00 13.25 13.50 13.75

1 9.2600 9.4409 9.6227 9.8055 9.9892

2 9.5378 9.7241 9.9114 10.0996 10.2888

3 9.8240 10.0158 10.2087 10.4026 10.5975

4 10.1187 10.3163 10.5150 10.7147 10.9154

5 10.4223 10.6258 10.8304 11.0361 11.2429

6 10.7349 10.9446 11.1553 11.3672 11.5802

7 11.0570 11.2729 11.4900 11.7062 11.9276

8 11.3887 11.6111 11.8347 12.0595 12.8254

9 11.7304 11.9594 12.1897 12.4213 12.6540

10 12.0623 12.3182 12.5554 12.7939 13.0336

REMAINING

PMTS

12.4447 12.6877 12.9321 13.1777 13.4246

YEAR 14.00 14.25 14.50 14.75 15.00

1 10.1737 10.3592 10.5455 10.7326 10.9204

2 10.4789 10.6700 10.8618 11.0545 11.2481

3 10.7933 10.9901 11.1877 11.3862 11.5855

4 11.1171 11.3198 11.5233 11.7278 11.9331

5 11.4506 11.6594 11.8690 12.0796 12.2911

6 11.7941 12.0091 12.2251 12.4420 12.6598

7 12.1480 12.3694 12.5918 12.8152 13.0396

8 12.5124 12.7405 12.9696 13.1997 13.4306

9 12.8878 13.1227 13.3587 13.5957 13.8337

10 13.2744 13.5164 13.7595 14.0036 14.2487

REMAINING

PMTS

13.6727 13.9219 14.1722 14.4237 14.6762

\@BRKPT PRINTS

NOTE: BECAUSE OF ROUNDING, UTILIZATION OF THESE FACTORS CAN RESULT IN

SMALL DIFFERENCES IN THE ACTUAL OUTSTANDING BALANCES AND MORTGAGE

INSURANCE PREMIUMS FROM THOSE DERIVED BY USING THE FACTORS

SHOWN IN APPENDICES 9 AND 10.

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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