**Financial Data**

Balance Sheet Projections

(in thousands of United States dollars)

+-----------------------------+----------+---+---------+---+----------+
|                             | Year One |   | Year    |   | Year     |
|                             |          |   | Two     |   | Three    |
+-----------------------------+----------+---+---------+---+----------+
| [Assets]{.underline}        |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Cash and due from           |          |   |         |   |          |
| depository institutions     |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| United States Treasury      |          |   |         |   |          |
| securities                  |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Obligations of states and   |          |   |         |   |          |
| political subdivisions in   |          |   |         |   |          |
| the United States           |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Other bonds, notes,         |          |   |         |   |          |
| debentures, and corporate   |          |   |         |   |          |
| stock                       |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Federal funds sold and      |          |   |         |   |          |
| securities                  |          |   |         |   |          |
|                             |          |   |         |   |          |
| purchased under agreements  |          |   |         |   |          |
| to resell                   |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Total Loans                 |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Lease financing receivables |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Customer's liability on     |          |   |         |   |          |
| acceptances outstanding     |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Other assets (itemize any   |          |   |         |   |          |
| item exceeding 10 percent   |          |   |         |   |          |
| of other assets)            |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Net due from head office    |          |   |         |   |          |
| and other related           |          |   |         |   |          |
| institutions in the United  |          |   |         |   |          |
| States and in foreign       |          |   |         |   |          |
| countries                   |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| **Total Assets**            |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Memo Account Information    |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Net direct country exposure |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Net indirect country        |          |   |         |   |          |
| exposure                    |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+

Balance Sheet Projections

(in thousands of United States dollars)

  ------------------------------ ---------- ---- ---------- ---- ----------
                                 Year One        Year Two        Year Three

  [Liabilities]{.underline}                                      

                                                                 

  Demand deposits/call                                           
  money/credit balances                                          

                                                                 

  Time deposits                                                  

                                                                 

  Total deposits                                                 

                                                                 

  Federal funds purchased and                                    
  securities sold under                                          
  agreements to repurchase                                       

                                                                 

  Other liabilities for borrowed                                 
  money                                                          

                                                                 

  Acceptances executed and                                       
  outstanding                                                    

                                                                 

  Other liabilities (itemize any                                 
  item exceeding 10 percent of                                   
  other liabilities)                                             

                                                                 

  Net due to head office and                                     
  other related institutions in                                  
  the United States and in                                       
  foreign countries                                              

                                                                 

  Required capital equivalency                                   
  deposit                                                        

                                                                 

  **Total Liabilities**                                          
  ------------------------------ ---------- ---- ---------- ---- ----------

Summary of Projected Contingent Liabilities

(in thousands of United States dollars)

+-----------------------------+----------+---+---------+---+----------+
|                             | Year One |   | Year    |   | Year     |
|                             |          |   | Two     |   | Three    |
+-----------------------------+----------+---+---------+---+----------+
| Letters of Credit           |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Commercial                  |          |   |         |   |          |
| (issued/confirmed)          |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Standby                     |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Commitments                 |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| To grant/purchase loans/    |          |   |         |   |          |
|                             |          |   |         |   |          |
| securities                  |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| To place/accept deposits    |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Other                       |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Contracts                   |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| To buy foreign exchange/    |          |   |         |   |          |
|                             |          |   |         |   |          |
| bullion                     |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| To sell foreign exchange/   |          |   |         |   |          |
|                             |          |   |         |   |          |
| bullion                     |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Other                       |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Other                       |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| **Total Contingent          |          |   |         |   |          |
| Liabilities**               |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+

Income and Expense Projections

(in thousands of United States dollars)

+-----------------------------+----------+---+---------+---+----------+
|                             | Year One |   | Year    |   | Year     |
|                             |          |   | Two     |   | Three    |
+-----------------------------+----------+---+---------+---+----------+
| [Income]{.underline}        |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Interest and fees on loans  |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Income on:                  |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Federal funds sold          |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Time placements             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Certificates of deposit     |          |   |         |   |          |
|                             |          |   |         |   |          |
| purchased                   |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Interest on investment      |          |   |         |   |          |
| securities                  |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Service charges,            |          |   |         |   |          |
| commissions, and            |          |   |         |   |          |
|                             |          |   |         |   |          |
| fees                        |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Other operating income      |          |   |         |   |          |
| (itemize any category       |          |   |         |   |          |
| exceeding \$100,000)        |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Income from funds loaned to |          |   |         |   |          |
| head office, other offices  |          |   |         |   |          |
| of applicant bank, and      |          |   |         |   |          |
| related entities            |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| **Total Operating Income**  |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+

Income and Expense Projections

(in thousands of United States dollars)

+-----------------------------+----------+---+---------+---+----------+
|                             | Year One |   | Year    |   | Year     |
|                             |          |   | Two     |   | Three    |
+-----------------------------+----------+---+---------+---+----------+
| [Expenses]{.underline}      |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Salaries and other employee |          |   |         |   |          |
| benefits                    |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Interest on:                |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Time certificates of        |          |   |         |   |          |
| deposits                    |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| All other deposits and      |          |   |         |   |          |
| credit                      |          |   |         |   |          |
|                             |          |   |         |   |          |
| balances                    |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Interest on borrowings:     |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| From head office, other     |          |   |         |   |          |
| offices                     |          |   |         |   |          |
|                             |          |   |         |   |          |
| of applicant bank, and      |          |   |         |   |          |
| related                     |          |   |         |   |          |
|                             |          |   |         |   |          |
| entities                    |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Other borrowings            |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Interest on federal funds   |          |   |         |   |          |
| purchased                   |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Occupancy expense           |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Provision (if any) for      |          |   |         |   |          |
| possible loan losses        |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Other expenses (itemize any |          |   |         |   |          |
| category exceeding          |          |   |         |   |          |
| \$100,000)                  |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| **Total Operating           |          |   |         |   |          |
| Expenses**                  |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Income before income taxes  |          |   |         |   |          |
| and securities gains/losses |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Applicable income taxes,    |          |   |         |   |          |
| gains, and losses           |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Net securities gains or     |          |   |         |   |          |
| losses (net of related tax  |          |   |         |   |          |
| effects)                    |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| **Net Income**              |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Memo information            |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
|                             |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+
| Fees payable to head        |          |   |         |   |          |
| office/affiliates           |          |   |         |   |          |
+-----------------------------+----------+---+---------+---+----------+

Fiduciary Income and Expense Projections

(in thousands of United States dollars)

  ------------------------------ ---------- ---- ---------- ---- ----------
                                 Year One        Year Two        Year Three

  [Operating Income]{.underline}                                 

                                                                 

  Estates and trusts                                             

                                                                 

  Custodial and agency accounts                                  

                                                                 

  Corporate trusts (for example,                                 
  indentured trustee, transfer                                   
  agent)                                                         

                                                                 

  Employee benefit trusts                                        

                                                                 

  Other operating income                                         

                                                                 

  **Total Operating Income**                                     

                                                                 

                                                                 

                                                                 

  [Expenses]{.underline}                                         

                                                                 

  Salaries and other employee                                    
  benefits                                                       

                                                                 

  Other                                                          

                                                                 

  **Total Operating Expenses**                                   

                                                                 

                                                                 

  **Net Operating Income**                                       

                                                                 

                                                                 

  [Memo Information]{.underline}                                 

                                                                 

  \# of accounts under                                           
  management                                                     

                                                                 

  Value of assets under                                          
  management                                                     
  ------------------------------ ---------- ---- ---------- ---- ----------