**HUD's Tier Ranking System (TRS) - Tier One for Round 20**

**ID# Name Loans Tier WO**

**Tier 1 Number of ranked servicers in tier 1: 99**

**High Volume**

38092 NATIONAL CITY MORTGAGE CO 181,914 1 88.839%

34400 CHASE HOME FINANCE LLC 395,362 1 85.916%

Wells WELLS FARGO HOME MORTGAGE 741,704 1 83.735%

22995 WELLS FARGO HOME MORTGAGE

16990 WELLS FARGO HOME MORTGAGE

59006 WELLS FARGO HOME MORTGAGE

**Med High Volume**

63100 DORAL FINANCIAL 34,942 1 95.288%

54521 VIRGINIA HOUSING DEV AUT 10,101 1 89.143%

63001 BANCO POPULAR DE PUERTO 27,379 1 89.011%

49001 REGIONS BANK 61,448 1 83.930%

BofA BANK OF AMERICA NA 88,429 1 82.355%

13062 BANK OF AMERICA

13063 BANK OF AMERICA

13064 BANK OF AMERICA

13065 BANK OF AMERICA

**Med Low Volume**

64308 FIRST MORTGAGE CORPORATION 2,787 1 100.000%

71072 ARVEST MORTGAGE COMPANY 2,046 1 100.000%

63026 WESTERNBANK PUERTO RICO 1,744 1 100.000%

59010 FIRST NATIONAL BANK ALASKA 1,627 1 100.000%

46049 RHODE ISLAND HSG MTGE FIN 1,566 1 100.000%

64102 GATEWAY BUSINESS BANK 1,310 1 100.000%

63011 FIRST BANK-PR 1,045 1 100.000%

64325 CALIFORNIA HOUSING FINANCE 3,122 1 96.667%

06230 MCCUE MORTGAGE COMPANY 4,284 1 95.789%

71247 HUNTINGTON NATIONAL BANK 6,082 1 95.349%

19472 BOGMAN INC 9,276 1 90.345%

09497 GEORGIA HOUSING-FINANCE 5,157 1 88.166%

04718 GUILD MORTGAGE COMPANY 7,290 1 85.859%

06060 WEBSTER BANK 2,682 1 84.071%

55582 HOMESTREET BANK 4,654 1 83.230%

05366 COLORADO HOUSING FINANCE 9,267 1 82.716%

25134 GLACIER BANK 1,476 1 82.500%

72080 AMERIHOME MORTGAGE 1,239 1 81.818%

39318 MORTGAGE CLEARING 8,420 1 80.985%

36006 GATE CITY BANK 2,235 1 80.952%

**Low Volume**

63153 ORIENTAL BANK AND TRUST 840 1 100.000%

**HUD's Tier Ranking System (TRS) - Tier One for Round 20**

**TRS Round: 20**

**ID# Name Loans Tier WO**

52199 MOUNTAIN STATES MTG CENTER 764 1 100.000%

51027 SAXON MORTGAGE SERVICES INC 580 1 100.000%

26003 FIRST NATIONAL BANK 558 1 100.000%

06130 NEWALLIANCE BANK 501 1 100.000%

63138 BANCO BILBAO VIZCAYA 443 1 100.000%

11085 MID AMERICA BANK FSB 382 1 100.000%

33664 ASTORIA FEDERAL SAVINGS AND 334 1 100.000%

32135 NEW MEXICO MTG FIN 299 1 100.000%

64439 CAPITAL PACIFIC MTGE CO 294 1 100.000%

61007 FIRST HAWAIIAN BANK 285 1 100.000%

77678 DRAPER AND KRAMER 284 1 100.000%

07046 GILPIN FINANCIAL SERVICES INC 169 1 100.000%

64268 KB HOME MORTGAGE COMPANY 165 1 100.000%

49253 FIRST FEDERAL SAVINGS BANK 157 1 100.000%

25113 AMERICAN FEDERAL SAVINGS 150 1 100.000%

79426 INTERNATIONAL BANK OF 145 1 100.000%

36074 UNION STATE BANK 134 1 100.000%

74280 AMERICAN FINANCIAL NETWORK 127 1 100.000%

46024 BANK OF NEWPORT 123 1 100.000%

38427 LIBERTY SAVINGS BANK FSB 110 1 100.000%

52158 FAR WEST BANK 100 1 100.000%

34441 SYRACUSE SECURITIES INC 100 1 100.000%

34081 NORTH FORK BANK 96 1 100.000%

79003 SAVINGS INSTITUTE BANK AND 94 1 100.000%

74206 TEXAS BANK 88 1 100.000%

14746 OPTEUM FINANCIAL SERVICES 67 1 100.000%

42568 PARKVALE SAVINGS BANK 59 1 100.000%

24934 COMMERCE MORTGAGE 54 1 100.000%

53026 CHITTENDEN TRUST COMPANY 50 1 100.000%

06066 WINDSOR FEDERAL SAVINGS 45 1 100.000%

72533 SUBURBAN MORTGAGE INC 43 1 100.000%

06112 NEWMIL BANK 33 1 100.000%

77072 PEOPLES NATIONAL BANK 32 1 100.000%

16134 FIRST FEDERAL BANK 26 1 100.000%

72230 FIRST GUARANTY FINANCIAL 24 1 100.000%

42520 WAYPOINT BANK 23 1 100.000%

52091 BANK OF UTAH 18 1 100.000%

64476 GN MORTGAGE LLC 17 1 100.000%

**HUD's Tier Ranking System (TRS) - Tier One for Round 20**

**TRS Round: 20**

**ID# Name Loans Tier WO**

34189 MID-ISLAND MORTGAGE CORP 17 1 100.000%

03354 FIRST ARKANSAS MORTGAGE 10 1 100.000%

06238 CONNECTICUT HOUSING FINANCE 7 1 100.000%

94066 GNMA-WATERS MORTGAGE CORP 6 1 100.000%

73394 NATION\'S STANDARD MORTGAGE 5 1 100.000%

75326 WASHINGTON MUTUAL BANK FA 4 1 100.000%

70311 CITYWIDE BANKS 1 1 100.000%

13797 MATRIX FINANCIAL SERVICES 250 1 94.972%

25163 HERITAGE BANK 686 1 94.737%

24550 PULASKI BANK SB 138 1 93.333%

18110 GARDINER SAVINGS INST FSB 228 1 91.667%

49390 TENNESSEE HOUSING DEV 86 1 91.667%

14711 IOWA BANKERS MORTGAGE 145 1 90.909%

15683 TD BANKNORTH NA 412 1 90.000%

20684 FIRST EASTERN MORTGAGE CORP 589 1 88.889%

19408 CHEVY CHASE SAVINGS BANK 219 1 88.235%

24038 HEARTLAND BANK 232 1 87.500%

Chase CHASE MANHATTAN MORTGAGE 435 1 83.721%

30141 CHASE MANHATTAN MORTGAGE

04466 CHASE MANHATTAN MORTGAGE

30284 CHASE MANHATTON MORTGAGE

61006 BANK OF HAWAII 333 1 83.333%

21799 TOWNE MORTGAGE AND REALTY 70 1 81.944%

21807 REPUBLIC BANK 234 1 81.250%

51628 PRIMEWEST MORTGAGE 319 1 80.645%

08282 MCCAUGHAN MORTGAGE CO INC 288 1 80.000%

26178 GREAT WESTERN BANK 94 1 80.000%

17199 FIRST FEDERAL BANK OF 77 1 80.000%

*TRS Key: FF=Forbearance (Forbearance, Repayment Plan, and Military
Indulgence), SF=Special Forbearance, MM=Mortgage Modification,
ME=Multiple Event (a dummy code used to provide a maximum credit of one
Loss Mitigation event per case), PC=Partial Claim, PFS=Pre-Foreclosure
Sale, DIL=Deed-in-Lieu, ACD=Accelerated Claim Disposition,
FC=Foreclosure*

*WO Ratio: (FF+SF+MM+ME+PC+PFS+DIL+ACD)/(FF+SF+MM+ME+PC+PFS+DIL+ACD+FC)*

*Servicer Size:*

*High Volume = 100,000 loans or more*

*Med High Volume = 10,000 to 99,999 loans*

*Med Low Volume = 1,000 to 9,999 loans*

*Low Volume = Less than 1,000 loans*