Chapter 1 - General Features of the Programs

Chapter 2 - Eligibility Requirements - Approval as a Ginnie Mae Issuer

Chapter 3 - Eligibility Requirements - Maintaining Ginnie Mae Issuer
Status

Chapter 4 - Issuers and Subcontract Servicers - Responsibilities

Chapter 5 - Issuers - Risks and Liabilities

Chapter 6 - Fees

Chapter 7 - Application for Approval as a Ginnie Mae Issuer

Chapter 8 - Application for Commitment Authority and Pool and Loan
Package

Numbers

Chapter 9 - Eligible Mortgages, Pools, and Loan Packages

Chapter 10 - Assembling and Submitting Pool and Loan Package Issuance
Documents

Chapter 11 - Pool and Loan Package Certification

Chapter 12 - The Prospectus, Securities, and Securities Marketing

Chapter 13 - Document Custodians - Eligibility and Responsibilities

Chapter 14 - Pool and Loan Package Administration - General

Chapter 15 - Payments to Security Holders

Chapter 16 - Custodial Accounts

Chapter 17 - Pool, Loan Package and Loan Accounting and Reporting

Chapter 18 - Mortgage Delinquency and Default

Chapter 19 - Reporting Remaining Principal Balances

Chapter 20 - Maturity or Termination of Pool

Chapter 21 - Transfers and Pledges

Chapter 22 - Converting Ginnie Mae I Pools to Ginnie Mae II Pools

Chapter 23 - Issuer Default - Ginnie Mae Remedies

Chapter 24 - Single Family, Level Payment Pools and Loan Packages -
Special

Requirements

Chapter 25 - Buydown Mortgage Pools - Special Requirements

Chapter 26 - Adjustable Payment Mortgage Pools and Loan Packages -
Special

Requirements

Chapter 27 - Graduated Payment Mortgage Pools and Loan Packages -
Special

Requirements

Chapter 28 - Growing Equity Mortgage Pools and Loan Packages - Special

Requirements

Chapter 29 - Serial Note Pools - Special Requirements

Chapter 30 - Manufactured Home Loan Pools and Loan Packages - Special

Requirements

Chapter 31 - Project Loan Pools - Special Requirements

Chapter 32 - Construction Loan Pools - Special Requirements

Chapter 33 - Ginnie Mae Initiatives - Special Provisions

Chapter 34 - Special Assistance Programs

Appendices

I. Application for Approval as a Ginnie Mae Issuer

Appendix I-1 - Application for Approval - FHA Lender and/or Ginnie Mae

Mortgage-Backed Securities Issuer ([form
HUD](http://www.hud.gov/utilities/intercept.cfm?http://www.ginniemae.gov/guide/pdf/11701.pdf)

[11701/92001](http://www.hud.gov/utilities/intercept.cfm?http://www.ginniemae.gov/guide/pdf/11701.pdf))

Appendix I-2 - Resolution of Board of Directors and Certificate of
Authorized

Signatures ([form HUD
11702](http://www.hud.gov/utilities/intercept.cfm?http://www.ginniemae.gov/guide/pdf/11702.pdf))

Appendix I-3 - Resume of Issuer\'s Employee

Appendix I-4 - Forms of Cross-Default Agreements

Appendix I-5 - Request for Forms

Appendix I-6 - ACH Debit Authorization ([form HUD
11709-](http://www.hud.gov/utilities/intercept.cfm?http://www.ginniemae.gov/guide/pdf/11709a.pdf)

[A](http://www.hud.gov/utilities/intercept.cfm?http://www.ginniemae.gov/guide/pdf/11709a.pdf))

II\. Application for Commitment Authority and Pool Numbers

Appendix II-1 - Letter of Transmittal for Commitment Authority and/or
Pool

Numbers ([form HUD
11700](http://www.hud.gov/utilities/intercept.cfm?http://www.ginniemae.gov/guide/pdf/11700.pdf))

Appendix II-2 - Commitment to Guarantee Mortgage-Backed Securities (form

HUD 11704)

III\. Assembling and Submitting Pool Issuance Documents

Appendix III-1 - Master Servicing Agreement (form HUD 11707)

Appendix III-2 - Master Agreement for Servicer\'s Principal and Interest

Custodial Account (form HUD 11709)

Appendix III-3 - Master Agreement for Servicer\'s Escrow Custodial
Account (form

HUD 11720)

Appendix III-4 - Master Custodial Agreement (form HUD 11715)

Appendix III-5 - Form HUD 11711A - Release of Security Interest, Form

HUD 11711B - Certification and Agreement

Appendix III-6 - Schedule of Subscribers and Ginnie Mae Guaranty
Agreement

(form HUD 11705)

Appendix III-7 - Schedule of Pooled Mortgages (form HUD 11706)

Appendix III-8 - Form SS-4 IRS Application for Employer Identification
Number

with forms of letters to IRS

Appendix III-9 - Authorization to Accept Facsimile Signed Correction
Request

Forms and Ginnie Mae Pool Issuance Correction Request Form

Appendix III-10 - Designated Communities for the Targeted Lending
Initiative

Appendix III-11 - Deposit Agreement (form HUD 11738)

Appendix III-12 - Bond Financing Program Certification

Appendix III-13 - Electronic Data Interchange System Agreement

Appendix III-14 - GEnrollment Administrator and GinnieNET Authorized

Signatories

Appendix III-15 - Guaranty Agreement - Ginnie Mae I Single-Family (Level

Payment) Mortgage-Backed Securities (includes BD pools)

Appendix III-16 - Guaranty Agreement - Ginnie Mae I Graduated Payment
and

Growing Equity Mortgage-Backed Securities

Appendix III-17 - Guaranty Agreement - Ginnie Mae I Serial Note
Securities

Appendix III-18 - Guaranty Agreement - Ginnie Mae I Manufactured Home
Mortgage-

Backed Securities

Appendix III-19 - Guaranty Agreement - Ginnie Mae I Project Loan
Securities

Appendix III-20 - Guaranty Agreement - Ginnie Mae I Construction Loan

Securities

Appendix III-21 - Certification Requirements for the Pooling of
Multifamily

Mature Loan Program

Appendix III-22 - Custodian\'s Certification for Construction Securities
(form

HUD 11732)

Appendix III-23 - Guaranty Agreement - Ginnie Mae II Single-Family
(Level

Payment) Mortgage-Backed Securities

Appendix III-24 - Guaranty Agreement - Ginnie Mae II Adjustable Payment

Mortgage-Backed Securities

Appendix III-25 - Guaranty Agreement - Ginnie Mae II Graduated Payment
and

Growing Equity Mortgage-Backed Securities

Appendix III-26 - Guaranty Agreement - Ginnie Mae II Manufactured Home

Mortgage-Backed Securities

IV\. The Prospectus, Securities, and Securities Marketing

Appendix IV-1 - Securities Marketing and Trading Requirements

Appendix IV-2 - Instructions for Issuance of Ginnie Mae Mortgage-Backed

Securities through Book-Entry

Appendix IV-3 - Form of Detached Assignment and Special Form of Detached

Assignment for United States Registered Securities (form PD

1832\)

Appendix IV-4 - Prospectus - Ginnie Mae I Mortgage-Backed Securities

(Single-Family Mortgages) (form HUD 11717) (SF and BD pools)

Appendix IV-5 - Prospectus - Ginnie Mae I Mortgage-Backed Securities
(Graduated

Payment Mortgages) (form HUD 11747) (GP and GT pools)

Appendix IV-6 - Prospectus - Ginnie Mae I Mortgage-Backed Securities
(Growing

Equity Mortgages) (form HUD 11712) (GA and GD pools)

Appendix IV-7 - Prospectus - Ginnie Mae I Mortgage-Backed Serial Notes

(Single-Family Mortgages) (form HUD 1734) (SN pools)

Appendix IV-8 - Prospectus - Ginnie Mae I Mortgage-Backed Securities

(Manufactured Home Loans, including Combination Loans on

Manufactured Homes and Lots) (form HUD 11728) (MH pools)

Appendix IV-9 - Prospectus - Ginnie Mae I Mortgage-Backed Securities
(Project

Loan Securities) (form HUD 1724) (PL, PN, LM, and LS pools)

Appendix IV-10 - Prospectus - Ginnie Mae I Mortgage-Backed Securities

(Construction and Permanent Project Loan Securities)

(form HUD 1731) (CL and CS pools)

Appendix IV-11 - Form of Certificate - Mortgage-Backed Certificate
(Ginnie Mae

I - SF, BD, GPM, and GEM Pools)

Appendix IV-12 - Form of Certificate - Mortgage Backed Serial Note
Certificate

(Ginnie Mae I - SN Pools)

Appendix IV-13 - Form of Certificate - (Manufactured Home)
Mortgage-Backed

Certificate (Ginnie Mae I - MH Pools)

Appendix IV-14 - Form of Certificate - (Project Loan) Mortgage Backed

Certificate (Ginnie Mae I - PL and Level Payment LM and LS

Pools)

Appendix IV-15 - Form of Certificate - (Project Non-level Payment Loan)

Mortgage Backed Certificate (Ginnie Mae I - PN and Non-Level

Payment LM and LS Pools)

Appendix IV-16 - Form of Certificate - Mortgage Backed Construction Loan

Certificate (Ginnie Mae I - CL and CS Pools)

Appendix IV-17 - Partial Statement of Terms Included in Uncertificated
Ginnie

Mae Mortgage-Backed Securities; Applicable to Ginnie Mae I

Single-Family (Level Payment, Buydown, Graduated Payment and

Growing Equity Mortgage Loan Pools

Appendix IV-18 - \[Reserved\]

Appendix IV-19 - Partial Statement of Terms Included in Uncertificated
Ginnie

Mae Mortgage-Backed Securities: Applicable to Ginnie Mae I MH

Mortgage Loan Pools

Appendix IV-20 - Prospectus - Ginnie Mae II Mortgage-Backed Securities

(Single-Family Mortgages) (form HUD 11717-II) (SF pools)

Appendix IV-21 - Prospectus - Ginnie Mae II Mortgage-Backed Securities

(Adjustable Payment Mortgages) (form HUD 11772-II) (AR and AQ

pools)

Appendix IV-22 - Prospectus - Ginnie Mae II Mortgage-Backed Securities

(Graduated Payment Mortgages) (form HUD 11747-II) (GP and GT

pools)

Appendix IV-23 - Prospectus - Ginnie Mae II Mortgage-Backed Securities
(Growing

Equity Mortgages) (form HUD 11712-II) (GA and GD pools)

Appendix IV-24 - Prospectus - Ginnie Mae II Mortgage-Backed Securities

(Manufactured Home Loans, including Combination Loans on

Manufactured Homes and Lots) (form HUD 11728-II) (MH pools)

Appendix IV-25 - Form of Certificate - Mortgage-Backed Certificate
(Ginnie Mae

II - SF, GPM, GEM, and MH Pools)

Appendix IV-26 - Form of Certificate - Mortgage Backed Certificate
(Ginnie Mae

II - AR and AQ Pools)

Appendix IV-27 - Partial Statement of Terms Included in Uncertificated
GNMA

Mortgage-Backed Securities: Applicable to Ginnie Mae II SF,

GPM, GEM, and MH Securities

Appendix IV-28 - Partial Statement of Terms Included in Uncertificated
GNMA

Mortgage-Backed Securities: Applicable to Ginnie Mae II APM

Securities

V. Document Custodians - Eligibility and Requirements

Appendix V-1 - Ginnie Mae Mortgage-Backed Securities Program, Document

Custodian Manual

Appendix V-2 - Attestations of Original Principal Balances for Loans in
Ginnie

Mae Pools or Loan Packages Past Due for Final Certification

Appendix V-3 - Attestations of Remaining Principal Balances for Loans in
Ginnie

Mae Pools or Loan Packages Past Due for Recertification

Appendix V-4 - Recertification Extension Request

Appendix V-5 - Request for Release of Documents (form HUD 11708)

VI\. Pool Administration

Appendix VI-1 - Pool Advance Agreement

Appendix VI-2 - Form Letter for Loan Repurchase

Appendix VI-3 - Forms of Irrevocable Unconditional Letter of Credit and

Transfer of Letter of Credit

Appendix VI-4 - Issuer\'s Monthly Accounting Report (form HUD 11710-A)
and

Liquidation Schedule (form HUD 11710-E)

Appendix VI-5 - Issuer\'s Monthly Summary Report (form HUD 11710-D)
(GinnieNET

5.2 version)

Appendix VI-6 - Graduated Payment Mortgage or Growing Equity Mortgage
Pool or

Loan Package Composition (form HUD 11748-A)

Appendix VI-7 - Establishing an ACH Account for the Collection of Ginnie
Mae

Guaranty Fees

Appendix VI-8 - Excess Funds Agreement

Appendix VI-9 - Request for Reimbursement of Mortgage Insurance Claim
Costs

Appendix VI-10 - Issuer\'s Monthly Remittance Advice (form HUD 11714)

Appendix VI-11 - Issuer\'s Monthly Serial Note Remittance Advice (form

HUD 11714SN)

Appendix VI-12 - Issuer\'s Monthly Serial Notes Accounting Schedule
(form

HUD 11710-B)

Appendix VI-13 - Project Pool Report (form HUD 1710-C)(PL, PN, LM, and
LS Pools)

Appendix VI-14 - Instructions for Providing Written Notification of
Method of

Electronic Payment to the Depository

Appendix VI-15 - Remittance Advice

Appendix VI-16 - Addendum to Monthly Accounting Report - Adjustable Rate

Mortgage Loan Package (form HUD 11748-C)

VII\. Reporting Remaining Balances

Appendix VII-1 - RPB Submission Formats

VIII\. Transfer of Responsibility/Pledges of Servicing

Appendix VIII-1 - Acknowledgment Agreement and Accompanying Documents -
Pledge

of Servicing

Appendix VIII-2 - Transfer Agreement - Pledge of Servicing

Appendix VIII-3 - Assignment Agreement

Appendix VIII-4 - The Pool Transfer System (PTS)

IX\. Audits

Appendix IX-1 - Excerpts from Consolidated Audit Guide for Auditors of
HUD

Programs (Handbook No. IG 2000.04 Rev. 1) - Chapters 1, 2, and 6

X. Conversion

Appendix X-1 - Investor Conversion Consent

Appendix X-2 - Issuer Conversion Request

XI\. Disaster Assistance

Appendix XI-1 - Request for Disaster Assistance

Appendix XI-2 - Supervisory Agreement

Appendix XI-3 - Wire Instructions to Transmit Funds to Issuer From
Ginnie Mae

Appendix XI-4 - Instructions to Remit Funds to Ginnie Mae Via Electronic
Funds

Transfer

Appendix XI-5 - Transmittal Form Letter Requesting Buyout Disaster
Relief

(With Loan List Attached)

Appendix XI-6 - SSCRA Loan Eligibility Information

Appendix XI-7 - SSCRA Monthly Accounting Relief Procedures

Appendix XI-8 - SSCRA Quarterly Reimbursement Request

XII\. Statutes and Regulations

Appendix XII-1 - Secondary Market for Mortgage Loans - Excerpts from the

National Housing Act, Title III - National Mortgage

Associations

Appendix XII-2 - 24 C.F.R. Part 320 - Guaranty of Mortgage-Backed
Securities

Appendix XII-3 - United States Treasury Department - General Regulations
with

respect to United States Securities: Department Circular No.

30 - Fourth Revision, Subpart B-Registration

Appendix XII-4 - Letter from Securities and Exchange Commission

Appendix XII-5 - Letter from Department of Justice

Appendix XII-6 - Letter from The Secretary of the Treasury

Appendix XII-7 - Letter from The Administrator of National Banks

Appendix XII-8 - Letter from Board of Governors of the Federal Reserve
System