4240.2 REV CHG 4

APPENDIX 16

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

1 1000.8613 1000.8786 1000.8953 1000.9116 1000.9273

2 1001.7335 1001.7685 1001.8024 1001.8354 1001.8673

3 1002.6168 1002.6699 1002.7214 1002.7714 1002.8199

4 1003.5113 1003.5830 1003.6525 1003.7200 1003.7854

5 1004.4172 1004.5078 1004.5958 1004.6812 1004.7640

6 1005.3346 1005.4446 1005.5515 1005.6552 1005.7559

7 1006.2636 1006.3935 1006.5197 1006.6422 1006.7612

8 1007.2045 1007.3547 1007.5006 1007.6423 1007.7801

9 1008.1573 1008.3283 1008.4944 1008.6558 1008.8128

10 1009.1222 1009.3144 1009.5012 1009.6828 1009.8595

11 1010.0994 1010.3133 1010.5213 1010.7236 1010.9204

12 1011.0890 1011.3251 1011.5547 1011.7781 1011.9956

13 1011.7950 1012.0490 1012.2960 1012.5362 1012.7700

14 1012.5100 1012.7822 1013.0470 1013.3044 1013.5549

15 1013.2341 1013.5250 1013.8078 1014.0829 1014.3505

16 1013.9674 1014.2773 1014.5786 1014.8717 1015.1568

17 1014.7099 1015.0393 1015.3596 1015.6711 1015.9741

18 1015.4620 1015.8112 1016.1508 1016.4811 1016.8024

19 1016.2236 1016.5931 1016.9524 1017.3019 1017.6419

20 1016.9948 1017.3850 1017.7645 1018.1336 1018.4928

21 1017.7759 1018.1872 1018.5872 1018.9764 1019.3552

22 1018.5669 1018.9997 1019.4208 1019.8305 1020.2293

23 1019.3679 1019.8228 1020.2653 1020.6960 1021.1152

24 1020.1791 1020.6564 1021.1209 1021.5730 1022.0131

25 1020.6971 1021.1924 1021.6743 1022.1434 1022.6000

26 1021.2216 1021.7353 1022.2350 1022.7214 1023.1948

27 1021.7528 1022.2852 1022.8031 1023.3071 1023.7976

28 1022.2907 1022.8422 1023.3786 1023.9006 1024.4086

29 1022.8355 1023.4064 1023.9617 1024.5020 1025.0279

30 1023.3872 1023.9778 1024.5524 1025.1114 1025.6556

31 1023.9459 1024.5567 1025.1508 1025.7290 1026.2918

32 1024.5118 1025.1430 1025.7572 1026.3548 1026.9365

33 1025.0848 1025.7369 1026.3714 1026.9889 1027.5901

34 1025.6651 1026.3385 1026.9938 1027.6315 1028.2524

35 1026.2527 1026.9479 1027.6243 1028.2827 1028.9238

36 1026.8479 1027.5651 1028.2631 1028.9426 1029.6042

37 1027.1394 1027.8741 1028.5891 1029.2849 1029.9625

38 1027.4346 1028.1871 1028.9193 1029.6319 1030.3257

39 1027.7336 1028.5042 1029.2538 1029.9835 1030.6937

40 1028.0364 1028.8253 1029.5928 1030.3397 1031.0668

41 1028.3430 1029.1506 1029.9362 1030.7007 1031.4449

42 1028.6535 1029.4801 1030.2841 1031.0666 1031.8282

43 1028.9680 1029.8138 1030.6366 1031.4373 1032.2166

44 1029.2865 1030.1519 1030.9937 1031.8129 1032.6103

45 1029.6090 1030.4943 1031.3555 1032.1936 1033.0093

46 1029.9356 1030.8411 1031.7220 1032.5793 1033.4138

47 1030.2664 1031.1924 1032.0934 1032.9702 1033.8237

48 1030.6013 1031.5483 1032.4696 1033.3663 1034.2391

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

1 1000.9426 1000.9574 1000.9718 1000.9857 1000.9992

2 1001.8982 1001.9282 1001.9573 1001.9856 1002.0131

3 1002.8669 1002.9126 1002.9569 1002.9999 1003.0417

4 1003.8490 1003.9106 1003.9705 1004.0287 1004.0853

5 1004.8445 1004.9227 1004.9986 1005.0724 1005.1441

6 1005.8537 1005.9488 1006.0412 1006.1310 1006.2183

7 1006.8768 1006.9893 1007.0985 1007.2048 1007.3083

8 1007.9140 1008.0442 1008.1709 1008.2941 1008.4141

9 1008.9655 1009.1140 1009.2584 1009.3991 1009.5360

10 1010.0314 1010.1986 1010.3614 1010.5199 1010.6743

11 1011.1119 1011.2984 1011.4800 1011.6569 1011.8292

12 1012.2073 1012.4135 1012.6144 1012.8102 1013.0010

13 1012.9976 1013.2192 1013.4350 1013.6453 1013.8502

14 1013.7987 1014.0361 1014.2673 1014.4924 1014.7119

15 1014.6109 1014.8644 1015.1113 1015.3517 1015.5860

16 1015.4343 1015.7043 1015.9673 1016.2234 1016.4730

17 1016.2689 1016.5559 1016.8354 1017.1076 1017.3728

18 1017.1150 1017.4194 1017.7158 1018.0045 1018.2858

19 1017.9728 1018.2950 1018.6087 1018.9143 1019.2121

20 1018.8424 1019.1827 1019.5143 1019.8372 1020.1520

21 1019.7239 1020.0829 1020.4326 1020.7734 1021.1055

22 1020.6175 1020.9956 1021.3640 1021.7230 1022.0729

23 1021.5235 1021.9211 1022.3086 1022.6862 1023.0545

24 1022.4418 1022.8595 1023.2665 1023.6633 1024.0503

25 1023.0447 1023.4778 1023.8999 1024.3114 1024.7126

26 1023.6558 1024.1048 1024.5423 1024.9687 1025.3845

27 1024.2753 1024.7405 1025.1938 1025.6356 1026.0663

28 1024.9033 1025.3851 1025.8545 1026.3120 1026.7579

29 1025.5400 1026.0387 1026.5246 1026.9981 1027.4597

30 1026.1854 1026.7014 1027.2041 1027.6941 1028.1717

31 1026.8397 1027.3734 1027.8933 1028.4001 1028.8941

32 1027.5030 1028.0547 1028.5923 1029.1162 1029.6270

33 1028.1754 1028.7456 1029.3011 1029.8426 1030.3706

34 1028.8571 1029.4461 1030.0200 1030.5795 1031.1251

35 1029.5481 1030.1563 1030.7491 1031.3270 1031.8905

36 1030.2486 1030.8765 1031.4885 1032.0852 1032.6671

37 1030.6224 1031.2653 1031.8918 1032.5026 1033.0983

38 1031.0013 1031.6595 1032.3009 1032.9261 1033.5357

39 1031.3854 1032.0592 1032.7157 1033.3556 1033.9795

40 1031.7748 1032.4644 1033.1364 1033.7913 1034.4298

41 1032.1696 1032.8754 1033.5630 1034.2333 1034.8867

42 1032.5698 1033.2920 1033.9957 1034.6816 1035.3502

43 1032.9754 1033.7145 1034.4346 1035.1363 1035.8205

44 1033.3867 1034.1429 1034.8796 1035.5976 1036.2976

45 1033.8036 1034.5773 1035.3310 1036.0656 1036.7817

46 1034.2263 1035.0177 1035.7887 1036.5402 1037.2729

47 1034.6547 1035.4642 1036.2530 1037.0217 1037.7712

48 1035.0891 1035.9170 1036.7238 1037.5101 1038.2768

Page 1 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

49 1030.6216 1031.5847 1032.5215 1033.4332 1034.3206

50 1030.6422 1031.6215 1032.5741 1033.5010 1034.4032

51 1030.6630 1031.6588 1032.6274 1033.5698 1034.4869

52 1030.6840 1031.6966 1032.6814 1033.6395 1034.5717

53 1030.7053 1031.7349 1032.7361 1033.7100 1034.6577

54 1030.7269 1031.7737 1032.7915 1033.7816 1034.7448

55 1030.7488 1031.8129 1032.8477 1033.8541 1034.8332

56 1030.7710 1031.8527 1032.9045 1033.9275 1034.9227

57 1030.7934 1031.8930 1032.9622 1034.0019 1035.0134

58 1030.8161 1031.9338 1033.0205 1034.0773 1035.1054

59 1030.8391 1031.9752 1033.0797 1034.1538 1035.1986

60 1030.8624 1032.0171 1033.1396 1034.2312 1035.2930

61 1030.5591 1031.7273 1032.8628 1033.9669 1035.0407

62 1030.2519 1031.4338 1032.5824 1033.6991 1034.7849

63 1029.9408 1031.1365 1032.2983 1033.4277 1034.5257

64 1029.6258 1030.8353 1032.0105 1033.1527 1034.2630

65 1029.3067 1030.5303 1031.7189 1032.8740 1033.9967

66 1028.9836 1030.2213 1031.4235 1032.5916 1033.7268

67 1028.6564 1029.9083 1031.1242 1032.3054 1033.4532

68 1028.3250 1029.5913 1030.8210 1032.0154 1033.1759

69 1027.9895 1029.2702 1030.5138 1031.7216 1032.8949

70 1027.6496 1028.9449 1030.2025 1031.4238 1032.6101

71 1027.3055 1028.6155 1029.8872 1031.1221 1032.3214

72 1026.9569 1028.2818 1029.5678 1030.8163 1032.0288

73 1026.6040 1027.9437 1029.2441 1030.5065 1031.7323

74 1026.2465 1027.6013 1028.9162 1030.1925 1031.4317

75 1025.8845 1027.2545 1028.5840 1029.8744 1031.1271

76 1025.5180 1026.9032 1028.2474 1029.5520 1030.8183

77 1025.1467 1026.5474 1027.9065 1029.2253 1030.5054

78 1024.7707 1026.1870 1027.5610 1028.8942 1030.1882

79 1024.3900 1025.8219 1027.2110 1028.5588 1029.8667

80 1024.0044 1025.4521 1026.8564 1028.2188 1029.5409

81 1023.6139 1025.0775 1026.4972 1027.8744 1029.2106

82 1023.2185 1024.6981 1026.1332 1027.5253 1028.8759

83 1022.8180 1024.3138 1025.7645 1027.1716 1028.5367

84 1022.4124 1023.9245 1025.3909 1026.8132 1028.1928

85 1022.0017 1023.5302 1025.0124 1026.4500 1027.8443

86 1021.5858 1023.1308 1024.6290 1026.0819 1027.4911

87 1021.1646 1022.7263 1024.2405 1025.7089 1027.1331

88 1020.7380 1022.3165 1023.8470 1025.3310 1026.7703

89 1020.3060 1021.9014 1023.4482 1024.9480 1026.4025

90 1019.8685 1021.4810 1023.0442 1024.5600 1026.0298

91 1019.4255 1021.0551 1022.6350 1024.1667 1025.6520

92 1018.9768 1020.6238 1022.2203 1023.7682 1025.2691

93 1018.5224 1020.1868 1021.8002 1023.3644 1024.8810

94 1018.0623 1019.7442 1021.3746 1022.9552 1024.4876

95 1017.5963 1019.2959 1020.9434 1022.5406 1024.0890

96 1017.1244 1018.8419 1020.5066 1022.1204 1023.6849

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

49 1035.1846 1036.0261 1036.8460 1037.6450 1038.4240

50 1035.2815 1036.1368 1036.9700 1037.7819 1038.5734

51 1035.3796 1036.2489 1037.0957 1037.9208 1038.7249

52 1035.4791 1036.3627 1037.2232 1038.0616 1038.8787

53 1035.5800 1036.4780 1037.3525 1038.2045 1039.0347

54 1035.6823 1036.5950 1037.4837 1038.3494 1039.1930

55 1035.7860 1036.7135 1037.6167 1038.4965 1039.3536

56 1035.8911 1036.8337 1037.7516 1038.6456 1039.5166

57 1035.9976 1036.9557 1037.8884 1038.7969 1039.6819

58 1036.1057 1037.0793 1038.0271 1038.9503 1039.8496

59 1036.2152 1037.2046 1038.1679 1039.1059 1040.0198

60 1036.3262 1037.3317 1038.3106 1039.2638 1040.1925

61 1036.0853 1037.1018 1038.0912 1039.0545 1039.9928

62 1035.8411 1036.8686 1037.8687 1038.8422 1039.7902

63 1035.5935 1036.6323 1037.6430 1038.6268 1039.5847

64 1035.3426 1036.3926 1037.4142 1038.4083 1039.3761

65 1035.0881 1036.1496 1037.1821 1038.1867 1039.1645

66 1034.8302 1035.9032 1036.9467 1037.9619 1038.9499

67 1034.5688 1035.6533 1036.7080 1037.7339 1038.7321

68 1034.3037 1035.4000 1036.4659 1037.5025 1038.5111

69 1034.0350 1035.1431 1036.2203 1037.2679 1038.2869

70 1033.7626 1034.8826 1035.9713 1037.0299 1038.0594

71 1033.4865 1034.6185 1035.7188 1036.7885 1037.8286

72 1033.2065 1034.3508 1035.4627 1036.5435 1037.5945

73 1032.9228 1034.0792 1035.2030 1036.2951 1037.3569

74 1032.6351 1033.8039 1034.9395 1036.0431 1037.1159

75 1032.3434 1033.5248 1034.6724 1035.7875 1036.8713

76 1032.0478 1033.2417 1034.4014 1035.5282 1036.6232

77 1031.7481 1032.9547 1034.1267 1035.2652 1036.3715

78 1031.4442 1032.6637 1033.8480 1034.9984 1036.1161

79 1031.1362 1032.3686 1033.5654 1034.7277 1035.8570

80 1030.8239 1032.0695 1033.2788 1034.4532 1035.5941

81 1030.5074 1031.7661 1032.9881 1034.1747 1035.3273

82 1030.1865 1031.4585 1032.6933 1033.8923 1035.0567

83 1029.8612 1031.1466 1032.3943 1033.6057 1034.7821

84 1029.5314 1030.8304 1032.0911 1033.3151 1034.5035

85 1029.1971 1030.5097 1031.7836 1033.0202 1034.2209

86 1028.8582 1030.1846 1031.4718 1032.7212 1033.9341

87 1028.5146 1029.8549 1031.1555 1032.4178 1033.6432

88 1028.1663 1029.5206 1030.8347 1032.1100 1033.3480

89 1027.8132 1029.1817 1030.5094 1031.7979 1033.0485

90 1027.4553 1028.8380 1030.1795 1031.4812 1032.7446

91 1027.0924 1028.4895 1029.8449 1031.1600 1032.4363

92 1026.7245 1028.1362 1029.5056 1030.8342 1032.1235

93 1026.3516 1027.7779 1029.1615 1030.5037 1031.8062

94 1025.9736 1027.4147 1028.8125 1030.1685 1031.4842

95 1025.5904 1027.0463 1028.4585 1029.8284 1031.1575

96 1025.2018 1026.6729 1028.0996 1029.4835 1030.8261

5/81 Page 2

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

97 1016.6464 1018.3819 1020.0640 1021.6946 1023.2754

98 1016.1625 1017.9160 1019.6156 1021.2631 1022.8603

99 1015.6723 1017.4441 1019.1614 1020.8259 1022.4396

100 1015.1759 1016.9661 1018.7011 1020.3829 1022.0131

101 1014.6733 1016.4819 1018.2348 1019.9339 1021.5810

102 1014.1642 1015.9915 1017.7624 1019.4790 1021.1429

103 1013.6487 1015.4947 1017.2838 1019.0180 1020.6990

104 1013.1266 1014.9915 1016.7990 1018.5509 1020.2490

105 1012.5978 1014.4818 1016.3077 1018.0775 1019.7929

106 1012.0624 1013.9655 1015.8100 1017.5978 1019.3307

107 1011.5202 1013.4426 1015.3058 1017.1117 1018.8622

108 1010.9710 1012.9129 1014.7950 1016.6191 1018.3873

109 1010.4149 1012.3764 1014.2774 1016.1200 1017.9060

110 1009.8517 1011.8329 1013.7531 1015.6142 1017.4182

111 1009.2814 1011.2824 1013.2219 1015.1017 1016.9238

112 1008.7038 1010.7248 1012.6837 1014.5823 1016.4227

113 1008.1189 1010.1600 1012.1384 1014.0560 1015.9149

114 1007.5265 1009.5879 1011.5860 1013.5227 1015.4001

115 1006.9266 1009.0084 1011.0263 1012.9823 1014.8784

116 1006.3191 1008.4214 1010.4593 1012.4347 1014.3496

117 1005.7039 1007.8269 1009.8849 1011.8798 1013.8136

118 1005.0808 1007.2247 1009.3029 1011.3175 1013.2704

119 1004.4498 1006.6147 1008.7132 1010.7476 1012.7198

120 1003.8108 1005.9968 1008.1159 1010.1702 1012.1618

121 1003.1637 1005.3709 1007.5107 1009.5851 1011.5962

122 1002.5084 1004.7369 1006.8975 1008.9922 1011.0230

123 1001.8447 1004.0948 1006.2763 1008.3914 1010.4420

124 1001.1726 1003.4444 1005.6470 1007.7825 1009.8531

125 1000.4920 1002.7855 1005.0093 1007.1656 1009.2562

126 999.8027 1002.1182 1004.3634 1006.5404 1008.6513

127 999.1047 1001.4422 1003.7089 1005.9069 1008.0382

128 998.3978 1000.7575 1003.0458 1005.2649 1007.4168

129 997.6819 1000.0640 1002.3741 1004.6144 1006.7869

130 996.9569 999.3614 1001.6935 1003.9552 1006.1486

131 996.2226 998.6499 1001.0040 1003.2872 1005.5015

132 995.4791 997.9291 1000.3055 1002.6103 1004.8458

133 994.7261 997.1990 999.5977 1001.9244 1004.1811

134 993.9635 996.4595 998.8807 1001.2293 1003.5075

135 993.1913 995.7105 998.1543 1000.5250 1002.8247

136 992.4092 994.9517 997.4184 999.8113 1002.1327

137 991.6172 994.1832 996.6727 999.0881 1001.4313

138 990.8151 993.4047 995.9173 998.3552 1000.7204

139 990.0029 992.6162 995.1520 997.6125 999.9998

140 989.1803 991.8175 994.3767 996.8600 999.2696

141 988.3473 991.0085 993.5911 996.0974 998.5294

142 987.5036 990.1890 992.7953 995.3246 997.7792

143 986.6493 989.3590 991.9890 994.5416 997.0189

144 985.7841 988.5182 991.1721 993.7481 996.2482

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

97 1024.8080 1026.2942 1027.7355 1029.1335 1030.4898

98 1024.4087 1025.9102 1027.3663 1028.7786 1030.1487

99 1024.0040 1025.5209 1026.9919 1028.4186 1029.8025

100 1023.5937 1025.1261 1026.6121 1028.0533 1029.4513

101 1023.1777 1024.7258 1026.2270 1027.6829 1029.0950

102 1022.7560 1024.3199 1025.8364 1027.3071 1028.7335

103 1022.3285 1023.9084 1025.4403 1026.9259 1028.3667

104 1021.8952 1023.4911 1025.0386 1026.5392 1027.9945

105 1021.4559 1023.0680 1024.6312 1026.1469 1027.6170

106 1021.0105 1022.6390 1024.2180 1025.7491 1027.2339

107 1020.5590 1022.2040 1023.7989 1025.3455 1026.8452

108 1020.1013 1021.7630 1023.3740 1024.9361 1026.4509

109 1019.6373 1021.3157 1022.9430 1024.5208 1026.0508

110 1019.1670 1020.8623 1022.5059 1024.0995 1025.6449

111 1018.6902 1020.4025 1022.0626 1023.6722 1025.2331

112 1018.2068 1019.9363 1021.6130 1023.2388 1024.8153

113 1017.7167 1019.4635 1021.1571 1022.7991 1024.3913

114 1017.2200 1018.9842 1020.6947 1022.3531 1023.9612

115 1016.7164 1018.4982 1020.2257 1021.9007 1023.5248

116 1016.2058 1018.0054 1019.7501 1021.4418 1023.0821

117 1015.6883 1017.5057 1019.2678 1020.9762 1022.6329

118 1015.1636 1016.9991 1018.7786 1020.5040 1022.1771

119 1014.6318 1016.4854 1018.2825 1020.0250 1021.7147

120 1014.0926 1015.9645 1017.7794 1019.5392 1021.2456

121 1013.5460 1015.4363 1017.2691 1019.0463 1020.7696

122 1012.9919 1014.9008 1016.7517 1018.5463 1020.2867

123 1012.4301 1014.3578 1016.2268 1018.0392 1019.7967

124 1011.8607 1013.8072 1015.6946 1017.5248 1019.2996

125 1011.2834 1013.2489 1015.1548 1017.0030 1018.7952

126 1010.6981 1012.6828 1014.6074 1016.4736 1018.2835

127 1010.1049 1012.1089 1014.0522 1015.9367 1017.7643

128 1009.5034 1011.5269 1013.4891 1015.3921 1017.2375

129 1008.8937 1010.9368 1012.9181 1014.8396 1016.7031

130 1008.2756 1010.3385 1012.3390 1014.2792 1016.1609

131 1007.6491 1009.7318 1011.7517 1013.7107 1015.6107

132 1007.0138 1009.1166 1011.1560 1013.1340 1015.0526

133 1006.3699 1008.4929 1010.5519 1012.5491 1014.4863

134 1005.7171 1007.8604 1009.9393 1011.9557 1013.9117

135 1005.0554 1007.2191 1009.3180 1011.3539 1013.3288

136 1004.3845 1006.5689 1008.6878 1010.7433 1012.7373

137 1003.7044 1005.9096 1008.0488 1010.1240 1012.1372

138 1003.0150 1005.2411 1007.4007 1009.4958 1011.5284

139 1002.3160 1004.5632 1006.7434 1008.8586 1010.9107

140 1001.6075 1003.8759 1006.0768 1008.2122 1010.2840

141 1000.8892 1003.1790 1005.4008 1007.5565 1009.6482

142 1000.1611 1002.4724 1004.7152 1006.8914 1009.0031

143 999.4229 1001.7559 1004.0198 1006.2167 1008.3485

144 998.6746 1001.0294 1003.3147 1005.5323 1007.6845

Page 3 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

145 984.9079 987.6665 990.3445 992.9440 995.4671

146 984.0205 986.8039 989.5061 992.1292 994.6755

147 983.1219 985.9301 988.6566 991.3035 993.8731

148 982.2119 985.0451 987.7960 990.4669 993.0599

149 981.2903 984.1486 986.9241 989.6190 992.2356

150 980.3570 983.2405 986.0407 988.7599 991.4002

151 979.4118 982.3207 985.1458 987.8893 990.5534

152 978.4546 981.3890 984.2391 987.0071 989.6953

153 977.4853 980.4453 983.3205 986.1132 988.8254

154 976.5036 979.4894 982.3899 985.2073 987.9438

155 975.5095 978.5211 981.4470 984.2893 987.0503

156 974.5027 977.5403 980.4917 983.3591 986.1447

157 973.4832 976.5469 979.5240 982.4165 985.2268

158 972.4506 975.5406 978.5435 981.4614 984.2964

159 971.4050 974.5214 977.5501 980.4935 983.3535

160 970.3460 973.4889 976.5438 979.5127 982.3978

161 969.2737 972.4432 975.5242 978.5188 981.4292

162 968.1876 971.3839 974.4912 977.5116 980.4474

163 967.0878 970.3110 973.4447 976.4911 979.4524

164 965.9740 969.2241 972.3844 975.4569 978.4438

165 964.8461 968.1233 971.3102 974.4089 977.4217

166 963.7038 967.0082 970.2219 973.3470 976.3856

167 962.5470 965.8788 969.1194 972.2709 975.3356

168 961.3755 964.7347 968.0023 971.1805 974.2713

169 960.1891 963.5759 966.8706 970.0755 973.1926

170 958.9876 962.4020 965.7241 968.9558 972.0993

171 957.7709 961.2131 964.5625 967.8211 970.9912

172 956.5387 960.0087 963.3856 966.6714 969.8681

173 955.2908 958.7889 962.1933 965.5063 968.7298

174 954.0271 957.5532 960.9854 964.3256 967.5761

175 952.7473 956.3016 959.7616 963.1293 966.4067

176 951.4513 955.0339 958.5217 961.9169 965.2216

177 950.1387 953.7497 957.2656 960.6884 964.0203

178 948.8096 952.4490 955.9930 959.4436 962.8028

179 947.4635 951.1315 954.7036 958.1821 961.5688

180 946.1003 949.7969 953.3974 956.9038 960.3181

181 944.7198 948.4451 952.0740 955.6085 959.0505

182 943.3217 947.0759 950.7332 954.2959 957.7657

183 941.9059 945.6889 949.3749 952.9657 956.4635

184 940.4721 944.2841 947.9987 951.6179 955.1437

185 939.0200 942.8611 946.6045 950.2521 953.8060

186 937.5495 941.4197 945.1919 948.8681 952.4502

187 936.0603 939.9597 943.7608 947.4656 951.0760

188 934.5522 938.4809 942.3110 946.0444 949.6832

189 933.0250 936.9829 940.8421 944.6043 948.2715

190 931.4783 935.4656 939.3539 943.1449 946.8408

191 929.9119 933.9287 937.8462 941.6662 945.3906

192 928.3257 932.3720 936.3187 940.1677 943.9209

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

145 997.9160 1000.2928 1002.5995 1004.8381 1007.0107

146 997.1470 999.5459 1001.8742 1004.1339 1006.3271

147 996.3674 998.7885 1001.1386 1003.4196 1005.6336

148 995.5771 998.0206 1000.3926 1002.6950 1004.9299

149 994.7759 997.2420 999.6360 1001.9600 1004.2160

150 993.9637 996.4525 998.8688 1001.2145 1003.4917

151 993.1403 995.6520 998.0906 1000.4582 1002.7568

152 992.3056 994.8403 997.3014 999.6910 1002.0111

153 991.4594 994.0173 996.5011 998.9129 1001.2547

154 990.6016 993.1828 995.6894 998.1235 1000.4871

155 989.7320 992.3366 994.8662 997.3228 999.7084

156 988.8505 991.4787 994.0313 996.5105 998.9183

157 987.9568 990.6087 993.1846 995.6866 998.1167

158 987.0508 989.7266 992.3260 994.8509 997.3035

159 986.1324 988.8322 991.4551 994.0031 996.4783

160 985.2013 987.9253 990.5719 993.1432 995.6411

161 984.2575 987.0058 989.6763 992.2709 994.7918

162 983.3006 986.0734 988.7679 991.3860 993.9300

163 982.3306 985.1280 987.8466 990.4885 993.0556

164 981.3473 984.1694 986.9123 989.5780 992.1686

165 980.3505 983.1975 985.9648 988.6545 991.2685

166 979.3399 982.2119 985.0038 987.7176 990.3554

167 978.3155 981.2127 984.0293 986.7673 989.4289

168 977.2769 980.1994 983.0409 985.8034 988.4889

169 976.2241 979.1720 982.0385 984.8256 987.5352

170 975.1568 978.1303 981.0219 983.8337 986.5676

171 974.0748 977.0740 979.9909 982.8275 985.5859

172 972.9780 976.0030 978.9453 981.8070 984.5899

173 971.8661 974.9171 977.8849 980.7717 983.5794

174 970.7389 973.8160 976.8095 979.7215 982.5541

175 969.5961 972.6995 975.7189 978.6563 981.5138

176 968.4377 971.5674 974.6127 977.5757 980.4584

177 967.2633 970.4195 973.4910 976.4797 979.3876

178 966.0728 969.2557 972.3533 975.3678 978.3012

179 964.8660 968.0755 971.1995 974.2400 977.1989

180 963.6425 966.8789 970.0294 973.0959 976.0806

181 962.4022 965.6656 968.8427 971.9355 974.9460

182 961.1449 964.4353 967.6391 970.7583 973.7948

183 959.8702 963.1879 966.4186 969.5642 972.6268

184 958.5781 961.9231 965.1807 968.3529 971.4418

185 957.2681 960.6406 963.9253 967.1243 970.2395

186 955.9402 959.3402 962.6521 965.8779 969.0197

187 954.5940 958.0217 961.3609 964.6137 967.7820

188 953.2293 956.6847 960.0514 963.3313 966.5264

189 951.8458 955.3291 958.7233 962.0304 965.2524

190 950.4433 953.9546 957.3764 960.7109 963.9598

191 949.0216 952.5609 956.0105 959.3724 962.6484

192 947.5802 951.1477 954.6252 958.0146 961.3179

5/81 Page 4

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

193 926.7193 930.7951 934.7711 938.6492 942.4312

194 925.0925 929.1979 933.2033 937.1104 940.9213

195 923.4450 927.5801 931.6148 935.5512 939.3910

196 921.7766 925.9413 930.0055 933.9712 937.8400

197 920.0869 924.2814 928.3751 932.3701 936.2680

198 918.3758 922.6000 926.7233 930.7476 934.6747

199 916.6430 920.8969 925.0498 929.1035 933.0598

200 914.8881 919.1719 923.3544 927.4375 931.4230

201 913.1110 917.4245 921.6367 925.7493 929.7641

202 911.3112 915.6546 919.8964 924.0386 928.0827

203 909.4886 913.8618 918.1333 922.3050 926.3786

204 907.6428 912.0458 916.3471 920.5484 924.6513

205 905.7735 910.2064 914.5374 918.7683 922.9007

206 903.8805 908.3433 912.7040 916.9645 921.1264

207 901.9635 906.4560 910.8465 915.1366 919.3280

208 900.0221 904.5444 908.9647 913.2844 917.5053

209 898.0560 902.6081 907.0581 911.4075 915.6579

210 896.0649 900.6468 905.1265 909.5055 913.7855

211 894.0485 898.6602 903.1695 907.5782 911.8878

212 892.0065 896.6479 901.1869 905.6252 909.9643

213 889.9385 894.6096 899.1783 903.6461 908.0148

214 887.8443 892.5450 897.1432 901.6407 906.0389

215 885.7235 890.4537 895.0815 899.6085 904.0362

216 883.5757 888.3354 892.9927 897.5492 902.0064

217 881.4006 886.1897 890.8765 895.4625 899.9492

218 879.1978 884.0163 888.7326 893.3480 897.8640

219 876.9671 881.8149 886.5604 891.2052 895.7507

220 874.7080 879.5850 884.3598 889.0339 893.6087

221 872.4202 877.3263 882.1303 886.8336 891.4377

222 870.1033 875.0384 879.8715 884.6040 889.2373

223 867.7570 872.7210 877.5831 882.3447 887.0071

224 865.3809 870.3737 875.2647 880.0552 884.7467

225 862.9746 867.9960 872.9158 877.7353 882.4557

226 860.5377 865.5876 870.5361 875.3843 880.1337

227 858.0698 863.1481 868.1251 873.0021 877.7802

228 855.5706 860.6771 865.6826 870.5881 875.3949

229 853.0396 858.1742 863.2079 868.1418 872.9773

230 850.4764 855.6390 860.7008 865.6630 870.5269

231 847.8807 853.0710 858.1607 863.1511 868.0433

232 845.2519 850.4698 855.5874 860.6058 865.5261

233 842.5898 847.8351 852.9802 858.0264 862.9749

234 839.8939 845.1663 850.3389 855.4127 860.3890

235 837.1636 842.4630 847.6628 852.7642 857.7682

236 834.3987 839.7248 844.9517 850.0803 855.1119

237 831.5987 836.9513 842.2049 847.3607 852.4196

238 828.7630 834.1419 839.4221 844.6048 849.6908

239 825.8913 831.2962 836.6028 841.8121 846.9251

240 822.9832 828.4138 833.7465 838.9822 844.1219

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

193 946.1191 949.7148 953.2202 956.6373 959.9680

194 944.6378 948.2619 951.7954 955.2402 958.5984

195 943.1362 946.7887 950.3504 953.8231 957.2088

196 941.6140 945.2950 948.8849 952.3855 955.7989

197 940.0708 943.7804 947.3986 950.9273 954.3685

198 938.5064 942.2447 945.8913 949.4482 952.9172

199 936.9205 940.6875 944.3626 947.9478 951.4448

200 935.3128 939.1086 942.8123 946.4258 949.9508

201 933.6829 937.5076 941.2400 944.8819 948.4351

202 932.0307 935.8844 939.6455 943.3158 946.8973

203 930.3558 934.2384 938.0283 941.7273 945.3371

204 928.6578 932.5695 936.3882 940.1159 943.7541

205 926.9364 930.8773 934.7250 938.4813 942.1480

206 925.1914 929.1614 933.0381 936.8232 940.5185

207 923.4225 927.4216 931.3273 935.1413 938.8653

208 921.6291 925.6576 929.5924 933.4352 937.1879

209 919.8112 923.8689 927.8328 931.7046 935.4861

210 917.9682 922.0552 926.0483 929.9491 933.7594

211 916.0999 920.2162 924.2385 928.1684 932.0076

212 914.2059 918.3516 922.4031 926.3621 930.2302

213 912.2858 916.4609 920.5417 924.5298 928.4269

214 910.3394 914.5438 918.6539 922.6712 926.5974

215 908.3662 912.6000 916.7394 920.7858 924.7411

216 906.3658 910.6291 914.7977 918.8734 922.8577

217 904.3380 908.6306 912.8286 916.9335 920.9469

218 902.2823 906.6042 910.8315 914.9656 919.0082

219 900.1983 904.5496 908.8061 912.9695 917.0413

220 898.0856 902.4663 906.7521 910.9447 915.0457

221 895.9439 900.3538 904.6690 908.8908 913.0209

222 893.7728 898.2120 902.5563 906.8074 910.9667

223 891.5718 896.0402 900.4137 904.6940 908.8824

224 889.3405 893.8381 898.2408 902.5502 906.7678

225 887.0786 891.6052 896.0371 900.3757 904.6224

226 884.7855 889.3412 893.8022 898.1698 902.4456

227 882.4610 887.0456 891.5356 895.9323 900.2371

228 880.1044 884.7179 889.2369 893.6626 897.9964

229 877.7155 882.3578 886.9056 891.3602 895.7231

230 875.2937 879.9647 884.5413 889.0248 893.4165

231 872.8386 877.5382 882.1435 886.6558 891.0764

232 870.3498 875.0779 879.7117 884.2527 888.7021

233 867.8267 872.5832 877.2455 881.8151 886.2932

234 865.2689 870.0536 874.7444 879.3424 883.8491

235 862.6760 867.4888 872.2078 876.8343 881.3695

236 860.0474 864.8882 869.6353 874.2900 878.8536

237 857.3827 862.2512 867.0263 871.7092 876.3011

238 854.6813 859.5775 864.3804 869.0913 873.7113

239 851.9428 856.8664 861.6970 866.4357 871.0838

240 849.1667 854.1175 858.9756 863.7420 868.4179

Page 5 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

241 820.0380 825.4942 830.8527 836.1146 841.2808

242 817.0555 822.5368 827.9209 833.2087 838.4012

243 814.0350 819.5412 824.9506 830.2641 835.4826

244 810.9762 816.5070 821.9414 827.2803 832.5245

245 807.8785 813.4335 818.8926 824.2566 829.5263

246 804.7414 810.3204 815.8039 821.1927 826.4876

247 801.5644 807.1670 812.6746 818.0878 823.4076

248 798.3471 803.9729 809.5042 814.9416 820.2860

249 795.0889 800.7376 806.2922 811.7535 817.1221

250 791.7893 797.4605 803.0381 808.5228 813.9154

251 788.4477 794.1410 799.7412 805.2490 810.6652

252 785.0637 790.7787 796.4011 801.9316 807.3710

253 781.6367 787.3729 793.0171 798.5700 804.0322

254 778.1661 783.9231 789.5887 795.1636 800.6482

255 774.6514 780.4288 786.1154 791.7117 797.2184

256 771.0921 776.8893 782.5964 788.2138 793.7421

257 767.4875 773.3042 779.0312 784.6693 790.2187

258 763.8371 769.6727 775.4193 781.0775 786.6477

259 760.1403 765.9943 771.7599 777.4378 783.0283

260 756.3966 762.2684 768.0526 773.7496 779.3598

261 752.6053 758.4944 764.2965 770.0122 775.6417

262 748.7657 754.6716 760.4912 766.2249 771.8733

263 744.8774 750.7994 756.6359 762.3872 768.0538

264 740.9397 746.8773 752.7300 758.4983 764.1825

265 736.9519 742.9044 748.7729 754.5576 760.2589

266 732.9135 738.8803 744.7638 750.5643 756.2821

267 728.8237 734.8042 740.7021 746.5178 752.2515

268 724.6820 730.6754 736.5871 742.4173 748.1663

269 720.4876 726.4933 732.4180 738.2621 744.0258

270 716.2400 722.2571 728.1943 734.0516 739.8292

271 711.9383 717.9663 723.9151 729.7849 735.5758

272 707.5820 713.6200 719.5798 725.4613 731.2648

273 703.1703 709.2176 715.1875 721.0801 726.8954

274 698.7025 704.7584 710.7376 716.6404 722.4668

275 694.1780 700.2415 706.2293 712.1416 717.9783

276 689.5960 695.6663 701.6619 707.5827 713.4289

277 684.9557 691.0320 697.0344 702.9631 708.8180

278 680.2565 686.3378 692.3463 698.2819 704.1447

279 675.4976 681.5830 687.5966 693.5383 699.4080

280 670.6781 676.7668 682.7846 688.7314 694.6072

281 665.7975 671.8884 677.9094 683.8604 689.7414

282 660.8548 666.9469 672.9702 678.9245 684.8097

283 655.8492 661.9417 667.9662 673.9228 679.8112

284 650.7801 656.8718 662.8966 668.8544 674.7451

285 645.6466 651.7364 657.7603 663.7184 669.6103

286 640.4478 646.5346 652.5567 658.5139 664.4060

287 635.1830 641.2657 647.2848 653.2400 659.1312

288 629.8512 635.9287 641.9437 647.8958 653.7850

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

241 846.3523 851.3302 856.2156 861.0095 865.7132

242 843.4993 848.5041 853.4165 858.2378 862.9690

243 840.6070 845.6384 850.5778 855.4262 860.1848

244 837.6750 842.7328 847.6989 852.5742 857.3601

245 834.7027 839.7866 844.7791 849.6813 854.4941

246 831.6895 836.7993 841.8180 846.7467 851.5863

247 828.6348 833.7703 838.8150 843.7699 848.6361

248 825.5382 830.6990 835.7694 840.7504 845.6429

249 822.3989 827.5848 832.6807 837.6874 842.6060

250 819.2166 824.4272 829.5482 834.5805 839.5249

251 815.9904 821.2255 826.3713 831.4288 836.3988

252 812.7199 817.9791 823.1495 828.2319 833.2271

253 809.4044 814.6874 819.8820 824.9889 830.0092

254 806.0434 811.3498 816.5682 821.6994 826.7444

255 802.6361 807.9655 813.2074 818.3626 823.4319

256 799.1820 804.5340 809.7991 814.9778 820.0711

257 795.6803 801.0547 806.3424 811.5444 816.6613

258 792.1306 797.5267 802.8368 808.0616 813.2018

259 788.5320 793.9495 799.2816 804.5288 809.6919

260 784.8839 790.3224 795.6759 800.9451 806.1307

261 781.1857 786.6447 792.0192 797.3100 802.5176

262 777.4366 782.9156 788.3107 793.6226 798.8519

263 773.6360 779.1344 784.5496 789.8821 795.1326

264 769.7831 775.3005 780.7353 786.0880 791.3592

265 765.8773 771.4131 776.8669 782.2392 787.5307

266 761.9177 767.4714 772.9437 778.3352 783.6464

267 757.9037 763.4747 768.9650 774.3750 779.7054

268 753.8345 759.4222 764.9298 770.3579 775.7069

269 749.7093 755.3131 760.8375 766.2831 771.6502

270 745.5275 751.1467 756.6873 762.1496 767.5342

271 741.2881 746.9221 752.4782 757.9568 763.3583

272 736.9904 742.6386 748.2095 753.7037 759.1215

273 732.6337 738.2952 743.8804 749.3894 754.8228

274 728.2170 733.8913 739.4899 745.0132 750.4615

275 723.7396 729.4259 735.0372 740.5740 746.0366

276 719.2007 724.8981 730.5214 736.0710 741.5471

277 714.5993 720.3071 725.9417 731.5033 736.9922

278 709.9347 715.6521 721.2971 726.8699 732.3709

279 705.2059 710.9321 716.5867 722.1699 727.6821

280 700.4121 706.1462 711.8095 717.4024 722.9250

281 695.5524 701.2934 706.9647 712.5663 718.0985

282 690.6259 696.3730 702.0512 707.6607 713.2016

283 685.6316 691.3839 697.0682 702.6846 708.2333

284 680.5687 686.3251 692.0145 697.6369 703.1926

285 675.4361 681.1957 686.8892 692.5167 698.0783

286 670.2330 675.9948 681.6914 687.3229 692.8895

287 664.9583 670.7212 676.4199 682.0544 687.6249

288 659.6111 665.3740 671.0737 676.7102 682.2837

5/81 Page 6

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

289 624.4517 630.5228 636.5325 642.4804 648.3664

290 618.9835 625.0471 631.0502 636.9927 642.8744

291 613.4459 619.5006 625.4960 631.4319 637.3081

292 607.8379 613.8825 619.8689 625.7970 631.6664

293 602.1587 608.1918 614.1680 620.0869 625.9482

294 596.4072 602.4276 608.3922 614.3006 620.1527

295 590.5827 596.5890 602.5406 608.4373 614.2786

296 584.6841 590.6749 596.6122 602.4957 608.3250

297 578.7106 584.6845 590.6060 596.4749 602.2908

298 572.6612 578.6166 584.5210 590.3739 596.1749

299 566.5349 572.4705 578.3561 584.1915 589.9762

300 560.3307 566.2449 572.1103 577.9266 583.6935

301 554.0477 559.9389 565.7825 571.5783 577.3257

302 547.6849 553.5514 559.3717 565.1453 570.8717

303 541.2412 547.0815 552.8767 558.6265 564.3304

304 534.7156 540.5279 546.2965 552.0208 557.7004

305 528.1070 533.8898 539.6299 545.3270 550.9806

306 521.4145 527.1658 532.8758 538.5440 544.1699

307 514.6370 520.3551 526.0331 531.6705 537.2669

308 507.7733 513.4563 519.1005 524.7054 530.2705

309 500.8224 506.4685 512.0770 517.6474 523.1793

310 493.7831 499.3904 504.9613 510.4953 515.9920

311 486.6544 492.2208 497.7522 503.2479 508.7075

312 479.4351 484.9587 490.4484 495.9038 501.3243

313 472.1240 477.6027 483.0488 488.4618 493.8411

314 464.7201 470.1518 475.5521 480.9206 486.2566

315 457.2220 462.6046 467.9570 473.2788 478.5694

316 449.6287 454.9599 460.2622 465.5351 470.7781

317 441.9388 447.2164 452.4664 457.6882 462.8813

318 434.1513 439.3730 444.5683 449.7367 454.8775

319 426.2647 431.4282 436.5665 441.6791 446.7654

320 418.2780 423.3809 428.4598 433.5141 438.5434

321 410.1897 415.2295 420.2466 425.2402 430.2100

322 401.9987 406.9729 411.9256 416.8561 421.7639

323 393.7035 398.6097 403.4954 408.3601 413.2033

324 385.3030 390.1384 394.9545 399.7508 404.5268

325 376.7956 381.5577 386.3015 391.0268 395.7328

326 368.1802 372.8661 377.5350 382.1864 386.8198

327 359.4553 364.0623 368.6534 373.2282 377.7860

328 350.6195 355.1448 359.6553 364.1505 368.6299

329 341.6714 346.1121 350.5390 354.9518 359.3499

330 332.6096 336.9627 341.3031 345.6304 349.9441

331 323.4327 327.6951 331.9460 336.1848 340.4110

332 314.1391 318.3079 322.4661 326.6132 330.7488

333 304.7274 308.7993 312.8617 316.9140 320.9557

334 295.1961 299.1680 303.1313 307.0855 311.0301

335 285.5437 289.4123 293.2731 297.1259 300.9700

336 275.7686 279.5305 283.2856 287.0335 290.7737

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

289 654.1904 659.9522 665.6518 671.2892 676.8645

290 648.6951 654.4547 660.1531 665.7903 671.3663

291 643.1243 648.8804 654.5764 660.2122 665.7879

292 637.4769 643.2284 648.9208 654.5541 660.1281

293 631.7518 637.4975 643.1851 648.8145 654.3858

294 625.9480 631.6865 637.3681 642.9925 648.5598

295 620.0644 625.7945 631.4686 637.0868 642.6488

296 614.0999 619.8202 625.4857 631.0962 636.6516

297 608.0534 613.7625 619.4179 625.0194 630.5670

298 601.9238 607.6203 613.2642 618.8553 624.3936

299 595.7099 601.3923 607.0233 612.6026 618.1302

300 589.4105 595.0774 600.6940 606.2601 611.7754

301 583.0245 588.6744 594.2751 599.8263 605.3280

302 576.5507 582.1820 587.7652 593.3001 598.7865

303 569.9879 575.5989 581.1630 586.6800 592.1497

304 563.3349 568.9240 574.4674 579.9648 585.4161

305 556.5904 562.1559 567.6769 573.1531 578.5842

306 549.7531 555.2933 560.7902 566.2434 571.6528

307 542.8219 548.3350 553.8059 559.2344 564.6202

308 535.7953 541.2795 546.7227 552.1247 557.4851

309 528.6721 534.1255 539.5391 544.9127 550.2459

310 521.4510 526.8717 532.2538 537.5971 542.9012

311 514.1305 519.5166 524.8653 530.1763 535.4494

312 506.7095 512.0588 517.3721 522.6489 527.8888

313 499.1863 504.4970 509.7727 515.0132 520.2181

314 491.5598 496.8296 502.0657 507.2678 512.4354

315 483.8283 489.0552 494.2495 499.4110 504.5393

316 475.9906 481.1722 486.3226 491.4413 496.5280

317 468.0451 473.1793 478.2834 483.3570 488.3999

318 459.9903 465.0747 470.1303 475.1566 480.1532

319 451.8248 456.8571 461.8617 466.8382 471.7863

320 443.5471 448.5247 453.4759 458.4002 463.2974

321 435.1555 440.0760 444.9713 449.8410 454.6846

322 426.6485 431.5094 436.3463 441.1587 445.9463

323 418.0245 422.8232 427.5991 432.3517 437.0805

324 409.2820 414.0158 418.7280 423.4180 428.0855

325 400.4192 405.0855 409.7311 414.3559 418.9592

326 391.4346 396.0304 400.6069 405.1635 409.6999

327 382.3265 386.8490 391.3533 395.8390 400.3055

328 373.0931 377.5395 381.9687 386.3804 390.7742

329 363.7327 368.1000 372.4511 376.7859 381.1038

330 354.2437 358.5287 362.7987 367.0535 371.2924

331 344.6242 348.8238 353.0096 357.1811 361.3380

332 334.8724 338.9835 343.0818 347.1668 351.2383

333 324.9865 329.0058 333.0133 337.0086 340.9914

334 314.9647 318.8888 322.8022 326.7044 330.5950

335 304.8051 308.6307 312.4464 316.2520 320.0471

336 294.5057 298.2293 301.9440 305.6494 309.3453

Page 7 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

337 265.8693 269.5211 273.1670 276.8066 280.4393

338 255.8442 259.3824 262.9156 266.4433 269.9650

339 245.6916 249.1128 252.5296 255.9418 259.3488

340 235.4101 238.7105 242.0074 245.3003 248.5889

341 224.9979 228.1738 231.3470 234.5169 237.6833

342 214.4534 217.5011 220.5467 223.5898 226.6299

343 203.7748 206.6905 209.6046 212.5169 215.4269

344 192.9606 195.7402 198.5190 201.2964 204.0722

345 182.0089 184.6486 187.2878 189.9263 192.5638

346 170.9181 173.4136 175.9092 178.4046 180.8995

347 159.6863 162.0335 164.3813 166.7293 169.0772

348 148.3118 150.5065 152.7021 154.8983 157.0949

349 136.7927 138.8305 140.8695 142.9095 144.9502

350 125.1272 127.0038 128.8817 130.7609 132.6412

351 113.3135 115.0242 116.7366 118.4504 120.1654

352 101.3497 102.8900 104.4320 105.9757 107.5207

353 89.2338 90.5990 91.9659 93.3346 94.7048

354 76.9639 78.1492 79.3363 80.5250 81.7153

355 64.5381 65.5386 66.5408 67.5446 68.5499

356 51.9544 52.7652 53.5774 54.3912 55.2062

357 39.2108 39.8267 40.4439 41.0623 41.6819

358 26.3053 26.7212 27.1380 27.5558 27.9744

359 13.2357 13.4463 13.6575 13.8691 14.0813

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

337 284.0648 287.6828 291.2927 294.8944 298.4874

338 273.4803 276.9890 280.4906 283.9847 287.4712

339 262.7503 266.1460 269.5354 272.9183 276.2943

340 251.8728 255.1516 258.4250 261.6927 264.9544

341 240.8456 244.0037 247.1572 250.3058 253.4492

342 229.6669 232.7003 235.7298 238.7552 241.7762

343 218.3344 221.2391 224.1406 227.0386 229.9329

344 206.8462 209.6179 212.3871 215.1536 217.9170

345 195.1999 197.8345 200.4671 203.0976 205.7258

346 183.3935 185.8866 188.3783 190.8684 193.3568

347 171.4248 173.7719 176.1182 178.4634 180.8074

348 159.2915 161.4881 163.6844 165.8801 168.0751

349 146.9914 149.0329 151.0745 153.1159 155.1570

350 134.5222 136.4038 138.2859 140.1682 142.0505

351 121.8815 123.5985 125.3161 127.0344 128.7530

352 109.0670 110.6144 112.1627 113.7117 115.2615

353 96.0763 97.4490 98.8228 100.1976 101.5732

354 82.9070 84.0999 85.2940 86.4892 87.6853

355 69.5566 70.5645 71.5736 72.5838 73.5949

356 56.0226 56.8401 57.6587 58.4784 59.2990

357 42.3025 42.9242 43.5468 44.1703 44.7946

358 28.3938 28.8140 29.2349 29.6565 30.0788

359 14.2938 14.5068 14.7203 14.9341 15.1482

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

5/81 Page 8

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

1 1001.7835 1001.8104 1001.8366 1001.8622 1001.8872

2 1003.5896 1003.6441 1003.6973 1003.7492 1003.7999

3 1005.4187 1005.5015 1005.5824 1005.6613 1005.7385

4 1007.2711 1007.3829 1007.4922 1007.5990 1007.7034

5 1009.1470 1009.2886 1009.4271 1009.5625 1009.6949

6 1011.0467 1011.2190 1011.3874 1011.5522 1011.7133

7 1012.9706 1013.1742 1013.3735 1013.5684 1013.7591

8 1014.9189 1015.1548 1015.3856 1015.6114 1015.8326

9 1016.8920 1017.1609 1017.4241 1017.6818 1017.9341

10 1018.8902 1019.1929 1019.4893 1019.7797 1020.0642

11 1020.9137 1021.2512 1021.5817 1021.9056 1022.2230

12 1022.9630 1023.3360 1023.7016 1024.0598 1024.4111

13 1024.4920 1024.8925 1025.2848 1025.6693 1026.0461

14 1026.0405 1026.4690 1026.8888 1027.3001 1027.7033

15 1027.6087 1028.0660 1028.5139 1028.9527 1029.3829

16 1029.1968 1029.6835 1030.1603 1030.6274 1031.0852

17 1030.8051 1031.3220 1031.8283 1032.3244 1032.8106

18 1032.4338 1032.9816 1033.5182 1034.0440 1034.5593

19 1034.0833 1034.6626 1035.2303 1035.7865 1036.3317

20 1035.7536 1036.3654 1036.9648 1037.5523 1038.1282

21 1037.4453 1038.0902 1038.7221 1039.3416 1039.9489

22 1039.1584 1039.8372 1040.5025 1041.1548 1041.7943

23 1040.8933 1041.6068 1042.3063 1042.9921 1043.6647

24 1042.6502 1043.3993 1044.1337 1044.8540 1045.5605

25 1043.8559 1044.6318 1045.3925 1046.1384 1046.8700

26 1045.0769 1045.8802 1046.6678 1047.4399 1048.1973

27 1046.3135 1047.1448 1047.9598 1048.7589 1049.5425

28 1047.5657 1048.4257 1049.2688 1050.0954 1050.9060

29 1048.8339 1049.7232 1050.5949 1051.4497 1052.2879

30 1050.1182 1051.0374 1051.9385 1052.8220 1053.6886

31 1051.4188 1052.3686 1053.2997 1054.2127 1055.1082

32 1052.7359 1053.7170 1054.6788 1055.6219 1056.5470

33 1054.0698 1055.0828 1056.0760 1057.0499 1058.0053

34 1055.4206 1056.4662 1057.4915 1058.4970 1059.4834

35 1056.7886 1057.8675 1058.9255 1059.9633 1060.9815

36 1058.1740 1059.2869 1060.3785 1061.4492 1062.4999

37 1058.9748 1060.1125 1061.2282 1062.3226 1063.3963

38 1059.7857 1060.9486 1062.0890 1063.2076 1064.3049

39 1060.6069 1061.7956 1062.9612 1064.1044 1065.2259

40 1061.4386 1062.6535 1063.8448 1065.0131 1066.1593

41 1062.2808 1063.5225 1064.7400 1065.9340 1067.1053

42 1063.1338 1064.4027 1065.6469 1066.8671 1068.0641

43 1063.9976 1065.2943 1066.5658 1067.8127 1069.0359

44 1064.8723 1066.1974 1067.4967 1068.7709 1070.0209

45 1065.7582 1067.1122 1068.4398 1069.7419 1071.0192

46 1066.6553 1068.0388 1069.3953 1070.7258 1072.0311

47 1067.5639 1068.9774 1070.3634 1071.7229 1073.0566

48 1068.4840 1069.9280 1071.3442 1072.7332 1074.0961

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

1 1001.9116 1001.9354 1001.9587 1001.9814 1002.0037

2 1003.8494 1003.8978 1003.9451 1003.9913 1004.0365

3 1005.8139 1005.8876 1005.9597 1006.0301 1006.0991

4 1007.8054 1007.9052 1008.0028 1008.0983 1008.1916

5 1009.8243 1009.9509 1010.0748 1010.1961 1010.3148

6 1011.8710 1012.0252 1012.1763 1012.3241 1012.4688

7 1013.9458 1014.1285 1014.3074 1014.4827 1014.6543

8 1016.0491 1016.2611 1016.4688 1016.6723 1016.8717

9 1018.1813 1018.4235 1018.6608 1018.8934 1019.1214

10 1020.3429 1020.6160 1020.8838 1021.1464 1021.4039

11 1022.5342 1022.8392 1023.1384 1023.4318 1023.7197

12 1024.7556 1025.0934 1025.4248 1025.7501 1026.0693

13 1026.4156 1026.7779 1027.1333 1027.4820 1027.8241

14 1028.0985 1028.4860 1028.8660 1029.2388 1029.6046

15 1029.8045 1030.2178 1030.6232 1031.0208 1031.4110

16 1031.5339 1031.9739 1032.4053 1032.8285 1033.2437

17 1033.2872 1033.7544 1034.2127 1034.6622 1035.1032

18 1035.0645 1035.5598 1036.0456 1036.5222 1036.9898

19 1036.8663 1037.3904 1037.9046 1038.4089 1038.9039

20 1038.6928 1039.2466 1039.7898 1040.3228 1040.8459

21 1040.5445 1041.1287 1041.7018 1042.2642 1042.8162

22 1042.4216 1043.0370 1043.6409 1044.2335 1044.8153

23 1044.3246 1044.9720 1045.6074 1046.2311 1046.8435

24 1046.2537 1046.9340 1047.6018 1048.2574 1048.9013

25 1047.5878 1048.2922 1048.9835 1049.6622 1050.3287

26 1048.9403 1049.6693 1050.3848 1051.0872 1051.7769

27 1050.3113 1051.0656 1051.8059 1052.5327 1053.2462

28 1051.7012 1052.4815 1053.2472 1053.9989 1054.7370

29 1053.1102 1053.9171 1054.7089 1055.4862 1056.2495

30 1054.5386 1055.3727 1056.1913 1056.9949 1057.7840

31 1055.9867 1056.8487 1057.6947 1058.5253 1059.3409

32 1057.4546 1058.3452 1059.2194 1060.0777 1060.9206

33 1058.9427 1059.8627 1060.7657 1061.6524 1062.5232

34 1060.4513 1061.4013 1062.3340 1063.2498 1064.1493

35 1061.9807 1062.9614 1063.9244 1064.8701 1065.7990

36 1063.5310 1064.5433 1065.5373 1066.5137 1067.4728

37 1064.4501 1065.4845 1066.5002 1067.4977 1068.4776

38 1065.3818 1066.4389 1067.4767 1068.4959 1069.4970

39 1066.3264 1067.4065 1068.4670 1069.5084 1070.5313

40 1067.2839 1068.3877 1069.4713 1070.5354 1071.5806

41 1068.2546 1069.3826 1070.4899 1071.5773 1072.6453

42 1069.2386 1070.3913 1071.5229 1072.6341 1073.7255

43 1070.2362 1071.4141 1072.5706 1073.7061 1074.8214

44 1071.2474 1072.4512 1073.6330 1074.7935 1075.9334

45 1072.2726 1073.5028 1074.7106 1075.8966 1077.0615

46 1073.3119 1074.5691 1075.8034 1077.0155 1078.2061

47 1074.3655 1075.6502 1076.9116 1078.1505 1079.3674

48 1075.4335 1076.7465 1078.0356 1079.3018 1080.5456

Page 9 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

49 1068.7834 1070.2481 1071.6844 1073.0931 1074.4750

50 1069.0866 1070.5724 1072.0291 1073.4577 1074.8591

51 1069.3937 1070.9008 1072.3783 1073.8272 1075.2483

52 1069.7047 1071.2335 1072.7322 1074.2016 1075.6428

53 1070.0197 1071.5705 1073.0906 1074.5810 1076.0427

54 1070.3386 1071.9118 1073.4538 1074.9655 1076.4480

55 1070.6616 1072.2575 1073.8217 1075.3551 1076.8588

56 1070.9887 1072.6077 1074.1945 1075.7499 1077.2751

57 1071.3200 1072.9625 1074.5721 1076.1500 1077.6971

58 1071.6555 1073.3218 1074.9547 1076.5554 1078.1248

59 1071.9952 1073.6857 1075.3424 1076.9662 1078.5583

60 1072.3392 1074.0544 1075.7351 1077.3825 1078.9976

61 1072.0237 1073.7528 1075.4469 1077.1072 1078.7346

62 1071.7042 1073.4473 1075.1549 1076.8282 1078.4681

63 1071.3806 1073.1379 1074.8591 1076.5454 1078.1979

64 1071.0528 1072.8245 1074.5595 1076.2589 1077.9241

65 1070.7210 1072.5070 1074.2558 1075.9686 1077.6465

66 1070.3849 1072.1855 1073.9482 1075.6744 1077.3652

67 1070.0445 1071.8597 1073.6366 1075.3763 1077.0801

68 1069.6998 1071.5298 1073.3209 1075.0743 1076.7912

69 1069.3507 1071.1956 1073.0010 1074.7682 1076.4983

70 1068.9972 1070.8571 1072.6769 1074.4580 1076.2014

71 1068.6392 1070.5142 1072.3486 1074.1436 1075.9006

72 1068.2766 1070.1669 1072.0160 1073.8251 1075.5956

73 1067.9095 1069.8151 1071.6790 1073.5024 1075.2866

74 1067.5377 1069.4588 1071.3376 1073.1753 1074.9733

75 1067.1611 1069.0979 1070.9917 1072.8439 1074.6558

76 1066.7798 1068.7323 1070.6412 1072.5080 1074.3340

77 1066.3936 1068.3619 1070.2862 1072.1677 1074.0079

78 1066.0025 1067.9868 1069.9265 1071.8228 1073.6773

79 1065.6064 1067.6069 1069.5621 1071.4734 1073.3422

80 1065.2053 1067.2220 1069.1929 1071.1193 1073.0026

81 1064.7991 1066.8322 1068.8188 1070.7604 1072.6585

82 1064.3878 1066.4373 1068.4398 1070.3968 1072.3096

83 1063.9712 1066.0374 1068.0559 1070.0283 1071.9561

84 1063.5493 1065.6322 1067.6669 1069.6549 1071.5977

85 1063.1221 1065.2219 1067.2729 1069.2766 1071.2345

86 1062.6894 1064.8062 1066.8736 1068.8932 1070.8664

87 1062.2512 1064.3852 1066.4691 1068.5046 1070.4932

88 1061.8075 1063.9587 1066.0593 1068.1109 1070.1151

89 1061.3581 1063.5267 1065.6441 1067.7120 1069.7318

90 1060.9030 1063.0891 1065.2235 1067.3077 1069.3433

91 1060.4422 1062.6459 1064.7974 1066.8980 1068.9496

92 1059.9754 1062.1970 1064.3656 1066.4829 1068.5505

93 1059.5028 1061.7423 1063.9282 1066.0623 1068.1460

94 1059.0241 1061.2817 1063.4851 1065.6360 1067.7361

95 1058.5394 1060.8151 1063.0361 1065.2040 1067.3206

96 1058.0484 1060.3425 1062.5812 1064.7663 1066.8995

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

49 1075.8311 1077.1621 1078.4689 1079.7523 1081.0129

50 1076.2341 1077.5835 1078.9083 1080.2092 1081.4870

51 1076.6426 1078.0109 1079.3540 1080.6728 1081.9680

52 1077.0567 1078.4441 1079.8060 1081.1430 1082.4560

53 1077.4766 1078.8835 1080.2643 1081.6200 1082.9512

54 1077.9022 1079.3289 1080.7292 1082.1038 1083.4535

55 1078.3336 1079.7806 1081.2006 1082.5946 1083.9632

56 1078.7710 1080.2386 1081.6788 1083.0924 1084.4803

57 1079.2145 1080.7030 1082.1637 1083.5974 1085.0050

58 1079.6640 1081.1739 1082.6554 1084.1096 1085.5373

59 1080.1197 1081.6513 1083.1542 1084.6292 1086.0774

60 1080.5816 1082.1354 1083.6600 1085.1563 1086.6253

61 1080.3304 1081.8956 1083.4310 1084.9377 1086.4167

62 1080.0758 1081.6524 1083.1988 1084.7160 1086.2051

63 1079.8177 1081.4058 1082.9633 1084.4911 1085.9904

64 1079.5560 1081.1558 1082.7244 1084.2630 1085.7725

65 1079.2907 1080.9022 1082.4822 1084.0316 1085.5515

66 1079.0218 1080.6452 1082.2365 1083.7969 1085.3272

67 1078.7492 1080.3845 1081.9874 1083.5588 1085.0997

68 1078.4728 1080.1203 1081.7347 1083.3172 1084.8689

69 1078.1926 1079.8523 1081.4785 1083.0722 1084.6347

70 1077.9086 1079.5806 1081.2186 1082.8237 1084.3971

71 1077.6206 1079.3051 1080.9550 1082.5716 1084.1560

72 1077.3288 1079.0257 1080.6877 1082.3159 1083.9114

73 1077.0329 1078.7425 1080.4166 1082.0565 1083.6632

74 1076.7329 1078.4553 1080.1417 1081.7934 1083.4114

75 1076.4288 1078.1641 1079.8629 1081.5265 1083.1559

76 1076.1205 1077.8688 1079.5801 1081.2557 1082.8967

77 1075.8080 1077.5694 1079.2934 1080.9811 1082.6338

78 1075.4912 1077.2658 1079.0025 1080.7025 1082.3670

79 1075.1700 1076.9580 1078.7076 1080.4199 1082.0963

80 1074.8444 1076.6459 1078.4084 1080.1333 1081.8216

81 1074.5144 1076.3294 1078.1051 1079.8425 1081.5430

82 1074.1797 1076.0086 1077.7974 1079.5475 1081.2603

83 1073.8405 1075.6832 1077.4854 1079.2483 1080.9735

84 1073.4967 1075.3533 1077.1689 1078.9449 1080.6824

85 1073.1481 1075.0188 1076.8480 1078.6370 1080.3872

86 1072.7947 1074.6796 1076.5225 1078.3247 1080.0876

87 1072.4364 1074.3357 1076.1924 1078.0079 1079.7837

88 1072.0733 1073.9870 1075.8576 1077.6866 1079.4753

89 1071.7051 1073.6334 1075.5181 1077.3607 1079.1624

90 1071.3319 1073.2749 1075.1738 1077.0301 1078.8450

91 1070.9535 1072.9114 1074.8246 1076.6947 1078.5230

92 1070.5700 1072.5428 1074.4705 1076.3545 1078.1962

93 1070.1811 1072.1690 1074.1113 1076.0094 1077.8647

94 1069.7869 1071.7901 1073.7471 1075.6593 1077.5283

95 1069.3873 1071.4058 1073.3776 1075.3042 1077.1871

96 1068.9822 1071.0162 1073.0030 1074.9441 1076.8409

5/81 Page 10

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

97 1057.5513 1059.8638 1062.1204 1064.3228 1066.4726

98 1057.0478 1059.3789 1061.6535 1063.8733 1066.0400

99 1056.5380 1058.8878 1061.1805 1063.4179 1065.6015

100 1056.0216 1058.3903 1060.7013 1062.9563 1065.1571

101 1055.4987 1057.8864 1060.2158 1062.4887 1064.7067

102 1054.9692 1057.3760 1059.7239 1062.0148 1064.2502

103 1054.4329 1056.8590 1059.2256 1061.5345 1063.7875

104 1053.8898 1056.3353 1058.7207 1061.0479 1063.3185

105 1053.3398 1055.8049 1058.2092 1060.5548 1062.8432

106 1052.7828 1055.2676 1057.6910 1060.0551 1062.3614

107 1052.2188 1054.7233 1057.1660 1059.5487 1061.8731

108 1051.6475 1054.1720 1056.6341 1059.0356 1061.3783

109 1051.0690 1053.6136 1056.0952 1058.5156 1060.8767

110 1050.4832 1053.0480 1055.5493 1057.9887 1060.3683

111 1049.8899 1052.4751 1054.9961 1057.4548 1059.8530

112 1049.2891 1051.8948 1054.4358 1056.9138 1059.3307

113 1048.6806 1051.3070 1053.8680 1056.3655 1058.8014

114 1048.0644 1050.7116 1053.2928 1055.8100 1058.2649

115 1047.4404 1050.1085 1052.7101 1055.2470 1057.7212

116 1046.8084 1049.4976 1052.1197 1054.6765 1057.1700

117 1046.1684 1048.8789 1051.5216 1054.0985 1056.6115

118 1045.5203 1048.2521 1050.9156 1053.5127 1056.0453

119 1044.8640 1047.6173 1050.3016 1052.9191 1055.4715

120 1044.1993 1046.9742 1049.6796 1052.3176 1054.8899

121 1043.5261 1046.3228 1049.0495 1051.7080 1054.3005

122 1042.8444 1045.6631 1048.4111 1051.0904 1053.7030

123 1042.1541 1044.9948 1047.7642 1050.4645 1053.0975

124 1041.4549 1044.3178 1047.1089 1049.8303 1052.4837

125 1040.7469 1043.6321 1046.4450 1049.1876 1051.8617

126 1040.0299 1042.9376 1045.7724 1048.5363 1051.2312

127 1039.3037 1042.2341 1045.0910 1047.8764 1050.5922

128 1038.5684 1041.5215 1044.4006 1047.2076 1049.9446

129 1037.8237 1040.7997 1043.7011 1046.5300 1049.2881

130 1037.0695 1040.0686 1042.9925 1045.8433 1048.6228

131 1036.3057 1039.3280 1042.2746 1045.1474 1047.9485

132 1035.5323 1038.5779 1041.5472 1044.4423 1047.2650

133 1034.7490 1037.8181 1040.8103 1043.7277 1046.5723

134 1033.9558 1037.0485 1040.0638 1043.0037 1045.8702

135 1033.1524 1036.2689 1039.3074 1042.2700 1045.1586

136 1032.3389 1035.4792 1038.5411 1041.5265 1044.4374

137 1031.5150 1034.6794 1037.7647 1040.7730 1043.7064

138 1030.6807 1033.8692 1036.9782 1040.0096 1042.9655

139 1029.8357 1033.0486 1036.1813 1039.2360 1042.2145

140 1028.9801 1032.2174 1035.3740 1038.4520 1041.4534

141 1028.1135 1031.3754 1034.5561 1037.6576 1040.6820

142 1027.2359 1030.5225 1033.7274 1036.8526 1039.9002

143 1026.3472 1029.6587 1032.8879 1036.0369 1039.1077

144 1025.4472 1028.7836 1032.0373 1035.2103 1038.3045

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

97 1068.5716 1070.6212 1072.6230 1074.5787 1076.4896

98 1068.1552 1070.2206 1072.2377 1074.2081 1076.1332

99 1067.7332 1069.8145 1071.8469 1073.8321 1075.7716

100 1067.3054 1069.4026 1071.4506 1073.4508 1075.4047

101 1066.8716 1068.9851 1071.0487 1073.0639 1075.0325

102 1066.4319 1068.5617 1070.6410 1072.6715 1074.6548

103 1065.9862 1068.1324 1070.2276 1072.2735 1074.2716

104 1065.5343 1067.6971 1069.8083 1071.8698 1073.8829

105 1065.0763 1067.2557 1069.3831 1071.4602 1073.4885

106 1064.6119 1066.8082 1068.9519 1071.0447 1073.0883

107 1064.1411 1066.3544 1068.5146 1070.6233 1072.6823

108 1063.6639 1065.8943 1068.0710 1070.1958 1072.2704

109 1063.1801 1065.4277 1067.6212 1069.7622 1071.8524

110 1062.6897 1064.9547 1067.1650 1069.3224 1071.4284

111 1062.1925 1064.4750 1066.7024 1068.8762 1070.9982

112 1061.6884 1063.9887 1066.2331 1068.4236 1070.5617

113 1061.1775 1063.4955 1065.7573 1067.9645 1070.1188

114 1060.6595 1062.9955 1065.2747 1067.4988 1069.6695

115 1060.1344 1062.4885 1064.7853 1067.0264 1069.2137

116 1059.6021 1061.9744 1064.2889 1066.5472 1068.7511

117 1059.0624 1061.4532 1063.7855 1066.0612 1068.2819

118 1058.5153 1060.9246 1063.2750 1065.5681 1067.8058

119 1057.9608 1060.3887 1062.7572 1065.0680 1067.3227

120 1057.3985 1059.8453 1062.2321 1064.5606 1066.8327

121 1056.8286 1059.2944 1061.6996 1064.0460 1066.3354

122 1056.2508 1058.7357 1061.1595 1063.5240 1065.8309

123 1055.6651 1058.1692 1060.6117 1062.9944 1065.3191

124 1055.0713 1057.5949 1060.0562 1062.4573 1064.7998

125 1054.4694 1057.0125 1059.4929 1061.9124 1064.2729

126 1053.8591 1056.4220 1058.9215 1061.3597 1063.7383

127 1053.2405 1055.8232 1058.3421 1060.7991 1063.1960

128 1052.6134 1055.2161 1057.7545 1060.2304 1062.6457

129 1051.9777 1054.6005 1057.1585 1059.6535 1062.0874

130 1051.3332 1053.9763 1056.5541 1059.0683 1061.5210

131 1050.6799 1053.3434 1055.9411 1058.4748 1060.9463

132 1050.0175 1052.7017 1055.3194 1057.8726 1060.3632

133 1049.3461 1052.0510 1054.6890 1057.2619 1059.7716

134 1048.6654 1051.3912 1054.0496 1056.6423 1059.1714

135 1047.9754 1050.7222 1053.4011 1056.0139 1058.5624

136 1047.2759 1050.0439 1052.7435 1055.3764 1057.9446

137 1046.5668 1049.3561 1052.0765 1054.7297 1057.3177

138 1045.8479 1048.6588 1051.4001 1054.0738 1056.6817

139 1045.1191 1047.9516 1050.7141 1053.4084 1056.0365

140 1044.3803 1047.2347 1050.0184 1052.7335 1055.3818

141 1043.6314 1046.5077 1049.3128 1052.0488 1054.7176

142 1042.8721 1045.7705 1048.5973 1051.3543 1054.0437

143 1042.1025 1045.0231 1047.8716 1050.6499 1053.3599

144 1041.3222 1044.2652 1047.1356 1049.9353 1052.6662

Page 11 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

145 1024.5357 1027.8973 1031.1756 1034.3726 1037.4905

146 1023.6127 1026.9995 1030.3026 1033.5238 1036.6654

147 1022.6779 1026.0902 1029.4181 1032.6637 1035.8292

148 1021.7313 1025.1691 1028.5220 1031.7921 1034.9816

149 1020.7726 1024.2360 1027.6141 1030.9089 1034.1225

150 1019.8017 1023.2910 1026.6944 1030.0140 1033.2519

151 1018.8185 1022.3337 1025.7625 1029.1071 1032.3694

152 1017.8229 1021.3641 1024.8184 1028.1881 1031.4750

153 1016.8145 1020.3819 1023.8620 1027.2568 1030.5684

154 1015.7933 1019.3871 1022.8930 1026.3131 1029.6496

155 1014.7592 1018.3794 1021.9112 1025.3569 1028.7183

156 1013.7119 1017.3586 1020.9166 1024.3879 1027.7745

157 1012.6513 1016.3247 1019.9089 1023.4059 1026.8178

158 1011.5773 1015.2775 1018.8880 1022.4109 1025.8482

159 1010.4895 1014.2167 1017.8537 1021.4026 1024.8655

160 1009.3880 1013.1422 1016.8058 1020.3809 1023.8694

161 1008.2725 1012.0539 1015.7442 1019.3456 1022.8599

162 1007.1427 1010.9515 1014.6687 1018.2964 1021.8367

163 1005.9987 1009.8348 1013.5790 1017.2332 1020.7997

164 1004.8401 1008.7037 1012.4750 1016.1559 1019.7486

165 1003.6667 1007.5580 1011.3565 1015.0642 1018.6832

166 1002.4785 1006.3975 1010.2234 1013.9580 1017.6035

167 1001.2751 1005.2221 1009.0753 1012.8370 1016.5091

168 1000.0565 1004.0314 1007.9122 1011.7011 1015.3999

169 998.8224 1002.8253 1006.7339 1010.5500 1014.2757

170 997.5726 1001.6037 1005.5401 1009.3836 1013.1362

171 996.3069 1000.3663 1004.3306 1008.2016 1011.9814

172 995.0251 999.1129 1003.1052 1007.0038 1010.8108

173 993.7270 997.8434 1001.8637 1005.7901 1009.6245

174 992.4124 996.5574 1000.6060 1004.5602 1008.4220

175 991.0812 995.2548 999.3317 1003.3139 1007.2033

176 989.7330 993.9354 998.0408 1002.0510 1005.9681

177 988.3677 992.5990 996.7328 1000.7713 1004.7162

178 986.9850 991.2452 995.4078 999.4745 1003.4473

179 985.5847 989.8741 994.0653 998.1603 1002.1612

180 984.1667 988.4851 992.7052 996.8287 1000.8577

181 982.7306 987.0783 991.3272 995.4793 999.5366

182 981.2763 985.6533 989.9312 994.1120 998.1975

183 979.8035 984.2098 988.5168 992.7264 996.8403

184 978.3120 982.7478 987.0839 991.3223 995.4648

185 976.8016 981.2668 985.6322 989.8995 994.0706

186 975.2719 979.7667 984.1614 988.4577 992.6576

187 973.7228 978.2473 982.6713 986.9967 991.2254

188 972.1540 976.7082 981.1617 985.5162 989.7738

189 970.5653 975.1492 979.6322 984.0160 988.3026

190 968.9564 973.5701 978.0827 982.4958 986.8114

191 967.3270 971.9706 976.5128 980.9553 985.3000

192 965.6770 970.3505 974.9223 979.3943 983.7682

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

145 1040.5312 1043.4968 1046.3892 1049.2104 1051.9624

146 1039.7293 1042.7176 1045.6322 1048.4751 1051.2483

147 1038.9164 1041.9275 1044.8645 1047.7293 1050.5238

148 1038.0924 1041.1265 1044.0859 1046.9727 1049.7887

149 1037.2570 1040.3142 1043.2963 1046.2052 1049.0429

150 1036.4101 1039.4906 1042.4955 1045.4267 1048.2862

151 1035.5515 1038.6555 1041.6834 1044.6371 1047.5185

152 1034.6812 1037.8088 1040.8597 1043.8360 1046.7396

153 1033.7989 1036.9502 1040.0244 1043.0235 1045.9494

154 1032.9044 1036.0797 1039.1773 1042.1993 1045.1476

155 1031.9977 1035.1970 1038.3181 1041.3632 1044.3341

156 1031.0785 1034.3019 1037.4468 1040.5151 1043.5088

157 1030.1466 1033.3944 1036.5631 1039.6548 1042.6714

158 1029.2020 1032.4742 1035.6670 1038.7822 1041.8218

159 1028.2443 1031.5412 1034.7581 1037.8970 1040.9598

160 1027.2735 1030.5951 1033.8363 1036.9990 1040.0853

161 1026.2894 1029.6359 1032.9015 1036.0882 1039.1980

162 1025.2917 1028.6632 1031.9535 1035.1643 1038.2977

163 1024.2802 1027.6770 1030.9920 1034.2271 1037.3844

164 1023.2549 1026.6770 1030.0169 1033.2764 1036.4577

165 1022.2155 1025.6631 1029.0279 1032.3121 1035.5175

166 1021.1618 1024.6350 1028.0250 1031.3339 1034.5636

167 1020.0936 1023.5925 1027.0079 1030.3416 1033.5957

168 1019.0107 1022.5355 1025.9763 1029.3351 1032.6138

169 1017.9129 1021.4638 1024.9302 1028.3141 1031.6175

170 1016.8001 1020.3771 1023.8692 1027.2784 1030.6067

171 1015.6719 1019.2752 1022.7932 1026.2279 1029.5812

172 1014.5282 1018.1579 1021.7019 1025.1622 1028.5407

173 1013.3688 1017.0250 1020.5952 1024.0812 1027.4851

174 1012.1934 1015.8764 1019.4728 1022.9847 1026.4140

175 1011.0019 1014.7117 1018.3345 1021.8724 1025.3273

176 1009.7940 1013.5307 1017.1801 1020.7442 1024.2248

177 1008.5695 1012.3332 1016.0093 1019.5997 1023.1062

178 1007.3282 1011.1191 1014.8220 1018.4387 1021.9713

179 1006.0698 1009.8880 1013.6178 1017.2611 1020.8198

180 1004.7940 1008.6397 1012.3965 1016.0665 1019.6516

181 1003.5008 1007.3740 1011.1580 1014.8548 1018.4663

182 1002.1898 1006.0906 1009.9019 1013.6257 1017.2637

183 1000.8607 1004.7893 1008.6280 1012.3788 1016.0436

184 999.5133 1003.4698 1007.3361 1011.1141 1014.8057

185 998.1475 1002.1319 1006.0259 1009.8312 1013.5497

186 996.7628 1000.7754 1004.6971 1008.5298 1012.2754

187 995.3591 999.3999 1003.3495 1007.2097 1010.9826

188 993.9362 998.0052 1001.9827 1005.8707 1009.6709

189 992.4936 996.5910 1000.5967 1004.5124 1008.3400

190 991.0312 995.1571 999.1910 1003.1346 1006.9898

191 989.5487 993.7032 997.7653 1001.7369 1005.6198

192 988.0458 992.2290 996.3195 1000.3192 1004.2299

5/81 Page 12

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

193 964.0059 968.7094 973.3110 977.8125 982.2156

194 962.3137 967.0471 971.6785 976.2095 980.6421

195 960.5999 965.3633 970.0245 974.5852 979.0472

196 958.8643 963.6578 968.3489 972.9393 977.4307

197 957.1067 961.9303 966.6513 971.2714 975.7923

198 955.3268 960.1804 964.9314 969.5812 974.1317

199 953.5242 958.4080 963.1889 967.8685 972.4486

200 951.6987 956.6126 961.4235 966.1330 970.7428

201 949.8501 954.7941 959.6350 964.3744 969.0138

202 947.9779 952.9521 957.8230 962.5922 967.2615

203 946.0819 951.0863 955.9872 960.7864 965.4854

204 944.1619 949.1963 954.1273 958.9564 963.6852

205 942.2174 947.2820 952.2431 957.1021 961.8607

206 940.2483 945.3430 950.3340 955.2230 960.0115

207 938.2541 943.3789 948.4000 953.3189 958.1372

208 936.2345 941.3894 946.4405 951.3894 956.2375

209 934.1893 939.3742 944.4553 949.4341 954.3122

210 932.1181 937.3330 942.4441 947.4528 952.3607

211 930.0206 935.2655 940.4065 945.4451 950.3828

212 927.8965 933.1712 938.3421 943.4106 948.3782

213 925.7453 931.0499 936.2506 941.3490 946.3464

214 923.5668 928.9011 934.1317 939.2599 944.2870

215 921.3606 926.7247 931.9850 937.1429 942.1998

216 919.1264 924.5201 929.8101 934.9977 940.0844

217 916.8638 922.2870 927.6066 932.8239 937.9402

218 914.5724 920.0251 925.3743 930.6211 935.7671

219 912.2519 917.7340 923.1126 928.3890 933.5645

220 909.9019 915.4133 920.8212 926.1271 931.3321

221 907.5221 913.0626 918.4998 923.8350 929.0695

222 905.1120 910.6815 916.1479 921.5124 926.7762

223 902.6713 908.2697 913.7651 919.1588 924.4519

224 900.1996 905.8267 911.3511 916.7738 922.0960

225 897.6964 903.3522 908.9054 914.3570 919.7083

226 895.1615 900.8457 906.4276 911.9080 917.2883

227 892.5943 898.3069 903.9172 909.4264 914.8355

228 889.9945 895.7352 901.3739 906.9116 912.3494

229 887.3617 893.1304 898.7972 904.3633 909.8297

230 884.6954 890.4919 896.1868 901.7811 907.2759

231 881.9952 887.8193 893.5420 899.1644 904.6875

232 879.2607 885.1121 890.8625 896.5128 902.0641

233 876.4915 882.3701 888.1479 893.8259 899.4051

234 873.6871 879.5926 885.3976 891.1032 896.7101

235 870.8470 876.7792 882.6113 888.3441 893.9786

236 867.9708 873.9295 879.7883 885.5483 891.2102

237 865.0581 871.0429 876.9283 882.7151 888.4042

238 862.1084 868.1191 874.0308 879.8442 885.5603

239 859.1211 865.1576 871.0953 876.9351 882.6778

240 856.0960 862.1577 868.1212 873.9871 879.7563

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

193 986.5223 990.7342 994.8532 998.8811 1002.8197

194 984.9778 989.2186 993.3662 997.4223 1001.3889

195 983.4121 987.6818 991.8580 995.9426 999.9373

196 981.8248 986.1235 990.3285 994.4416 998.4645

197 980.2157 984.5435 988.7773 992.9190 996.9703

198 978.5845 982.9414 987.2042 991.3745 995.4542

199 976.9309 981.3170 985.6088 989.8078 993.9160

200 975.2545 979.6699 983.9907 988.2186 992.3554

201 973.5551 977.9998 982.3498 986.6066 990.7721

202 971.8323 976.3064 980.6856 984.9714 989.1656

203 970.0858 974.5894 978.9978 983.3127 987.5357

204 968.3153 972.8484 977.2861 981.6301 985.8821

205 966.5205 971.0831 975.5502 979.9233 984.2043

206 964.7010 969.2931 973.7896 978.1920 982.5021

207 962.8564 967.4782 972.0041 976.4359 980.7750

208 960.9865 965.6379 970.1934 974.6544 979.0228

209 959.0909 963.7720 968.3570 972.8474 977.2450

210 957.1692 961.8800 966.4945 971.0144 975.4413

211 955.2212 959.9616 964.6057 969.1551 973.6112

212 953.2463 958.0164 962.6901 967.2690 971.7545

213 951.2442 956.0441 960.7474 965.3558 969.8707

214 949.2147 954.0442 958.7772 963.4151 967.9595

215 947.1572 952.0164 956.7790 961.4465 966.0203

216 945.0714 949.9603 954.7526 959.4496 964.0529

217 942.9570 947.8756 952.6974 957.4240 962.0568

218 940.8135 945.7617 950.6131 955.3693 960.0316

219 938.6405 943.6183 948.4993 953.2850 957.9768

220 936.4376 941.4450 946.3556 951.1708 955.8921

221 934.2045 939.2413 944.1814 949.0262 953.7770

222 931.9406 937.0069 941.9765 946.8508 951.6310

223 929.6456 934.7413 939.7404 944.6441 949.4538

224 927.3191 932.4441 937.4725 942.4056 947.2448

225 924.9605 930.1148 935.1726 940.1350 945.0035

226 922.5695 927.7530 932.8400 937.8318 942.7296

227 920.1457 925.3583 930.4744 935.4954 940.4226

228 917.6885 922.9301 928.0753 933.1255 938.0818

229 915.1976 920.4680 925.6422 930.7215 935.7070

230 912.6724 917.9715 923.1747 928.2829 933.2975

231 910.1124 915.4403 920.6721 925.8093 930.8529

232 907.5173 912.8736 918.1342 923.3001 928.3726

233 904.8865 910.2712 915.5602 920.7548 925.8562

234 902.2195 907.6324 912.9498 918.1730 923.3030

235 899.5159 904.9568 910.3025 915.5541 920.7126

236 896.7750 902.2438 907.6176 912.8975 918.0845

237 893.9965 899.4930 904.8947 910.2027 915.4180

238 891.1798 896.7038 902.1332 907.4692 912.7127

239 888.3243 893.8756 899.3326 904.6963 909.9678

240 885.4296 891.0080 896.4923 901.8837 907.1830

Page 13 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

241 853.0323 859.1191 865.1081 870.9998 876.7952

242 849.9298 856.0413 862.0554 867.9727 873.7941

243 846.7878 852.9237 858.9627 864.9053 870.7523

244 843.6059 849.7659 855.8294 861.7969 867.6693

245 840.3835 846.5673 852.6549 858.6471 864.5445

246 837.1202 843.3273 849.4388 855.4553 861.3775

247 833.8154 840.0455 846.1805 852.2210 858.1676

248 830.4687 836.7213 842.8794 848.9435 854.9141

249 827.0794 833.3542 839.5350 845.6223 851.6167

250 823.6470 829.9435 836.1467 842.2568 848.2746

251 820.1710 826.4889 832.7139 838.8465 844.8872

252 816.6508 822.9896 829.2360 835.3907 841.4539

253 813.0859 819.4451 825.7126 831.8888 837.9742

254 809.4757 815.8548 822.1428 828.3402 834.4473

255 805.8196 812.2181 818.5262 824.7443 830.8727

256 802.1170 808.5345 814.8622 821.1005 827.2497

257 798.3674 804.8033 811.1501 817.4080 823.5776

258 794.5702 801.0239 807.3892 813.6664 819.8558

259 790.7247 797.1957 803.5790 809.8748 816.0836

260 786.8303 793.3180 799.7187 806.0327 812.2603

261 782.8864 789.3902 795.8078 802.1394 808.3852

262 778.8924 785.4117 791.8456 798.1942 804.4577

263 774.8476 781.3819 787.8314 794.1963 800.4769

264 770.7515 777.2999 783.7644 790.1452 796.4423

265 766.6033 773.1653 779.6441 786.0400 792.3530

266 762.4023 768.9772 775.4698 781.8801 788.2084

267 758.1480 764.7350 771.2406 777.6648 784.0076

268 753.8396 760.4381 766.9559 773.3932 779.7499

269 749.4765 756.0856 762.6150 769.0647 775.4346

270 745.0579 751.6770 758.2171 764.6784 771.0609

271 740.5832 747.2113 753.7615 760.2337 766.6279

272 736.0516 742.6880 749.2474 755.7297 762.1349

273 731.4624 738.1063 744.6741 751.1657 757.5810

274 726.8149 733.4654 740.0407 746.5408 752.9655

275 722.1083 728.7646 735.3466 741.8543 748.2875

276 717.3419 724.0030 730.5908 737.1052 743.5461

277 712.5150 719.1799 725.7726 732.2929 738.7406

278 707.6267 714.2945 720.8911 727.4163 733.8699

279 702.6763 709.3461 715.9456 722.4748 728.9333

280 697.6629 704.3337 710.9352 717.4673 723.9299

281 692.5859 699.2565 705.8590 712.3931 718.8586

282 687.4443 694.1138 700.7162 707.2513 713.7188

283 682.2374 688.9047 695.5059 702.0409 708.5093

284 676.9643 683.6282 690.2272 696.7610 703.2292

285 671.6242 678.2836 684.8793 691.4107 697.8777

286 666.2163 672.8700 679.4611 685.9891 692.4537

287 660.7396 667.3865 673.9718 680.4952 686.9563

288 655.1933 661.8321 668.4105 674.9280 681.3844

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

241 882.4951 888.1003 893.6118 899.0305 904.3575

242 879.5202 885.1521 890.6905 896.1364 901.4909

243 876.5045 882.1627 887.7278 893.2007 898.5824

244 873.4472 879.1315 884.7231 890.2228 895.6315

245 870.3479 876.0581 881.6758 887.2020 892.6376

246 867.2061 872.9418 878.5854 884.1379 889.6000

247 864.0210 869.7819 875.4512 881.0297 886.5181

248 860.7921 866.5780 872.2726 877.8768 883.3913

249 857.5188 863.3293 869.0490 874.6786 880.2189

250 854.2005 860.0353 865.7797 871.4344 877.0002

251 850.8366 856.6953 862.4641 868.1436 873.7346

252 847.4264 853.3087 859.1015 864.8054 870.4213

253 843.9694 849.8748 855.6913 861.4193 867.0597

254 840.4648 846.3930 852.2327 857.9846 863.6492

255 836.9120 842.8626 848.7252 854.5004 860.1888

256 833.3103 839.2829 845.1680 850.9661 856.6780

257 829.6592 835.6533 841.5604 847.3811 853.1160

258 825.9578 831.9729 837.9017 843.7445 849.5021

259 822.2056 828.2413 834.1911 840.0557 845.8355

260 818.4017 824.4575 830.4280 836.3138 842.1154

261 814.5456 820.6209 826.6116 832.5181 838.3410

262 810.6364 816.7307 822.7411 828.6678 834.5116

263 806.6735 812.7863 818.8157 824.7623 830.6263

264 802.6561 808.7868 814.8348 820.8005 826.6844

265 798.5834 804.7314 810.7975 816.7819 822.6850

266 794.4548 800.6195 806.7029 812.7054 818.6273

267 790.2693 796.4502 802.5504 808.5704 814.5104

268 786.0264 792.2226 798.3390 804.3759 810.3335

269 781.7250 787.9361 794.0680 800.1211 806.0956

270 777.3646 783.5897 789.7365 795.8051 801.7960

271 772.9442 779.1827 785.3436 791.4271 797.4336

272 768.4630 774.7141 780.8885 786.9862 793.0077

273 763.9202 770.1832 776.3702 782.4815 788.5171

274 759.3149 765.5890 771.7880 777.9119 783.9611

275 754.6463 760.9307 767.1408 773.2767 779.3387

276 749.9135 756.2074 762.4278 768.5749 774.6488

277 745.1157 751.4181 757.6480 763.8055 769.8906

278 740.2518 746.5620 752.8006 758.9675 765.0629

279 735.3211 741.6382 747.8844 754.0600 760.1649

280 730.3226 736.6455 742.8986 749.0819 755.1954

281 725.2554 731.5832 737.8422 744.0323 750.1535

282 720.1185 726.4503 732.7141 738.9100 745.0380

283 714.9109 721.2457 727.5134 733.7142 739.8479

284 709.6318 715.9684 722.2390 728.4436 734.5822

285 704.2800 710.6175 716.8899 723.0973 729.2396

286 698.8547 705.1919 711.4650 717.6742 723.8191

287 693.3548 699.6905 705.9633 712.1730 718.3196

288 687.7792 694.1124 700.3836 706.5928 712.7399

5/81 Page 14

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

289 649.5765 656.2060 662.7762 669.2866 675.7370

290 643.8884 650.5072 657.0679 663.5700 670.0132

291 638.1280 644.7348 651.2847 657.7772 664.2119

292 632.2943 638.8878 645.4256 651.9071 658.3320

293 626.3866 632.9654 639.4896 645.9588 652.3725

294 620.4037 626.9664 633.4757 639.9311 646.3322

295 614.3448 620.8899 627.3829 633.8231 640.2102

296 608.2090 614.7350 621.2101 627.6337 634.0053

297 601.9951 608.5005 614.9562 621.3617 627.7164

298 595.7023 602.1855 608.6203 615.0061 621.3423

299 589.3295 595.7890 602.2013 608.5657 614.8818

300 582.8757 589.3098 595.6979 602.0395 608.3339

301 576.3399 582.7469 589.1093 595.4263 601.6974

302 569.7210 576.0993 582.4341 588.7248 594.9709

303 563.0181 569.3658 575.6714 581.9341 588.1534

304 556.2299 562.5453 568.8198 575.0528 581.2435

305 549.3555 555.6368 561.8784 568.0797 574.2401

306 542.3937 548.6390 554.8458 561.0137 567.1419

307 535.3434 541.5508 547.7210 553.8534 559.9475

308 528.2036 534.3710 540.5026 546.5977 552.6557

309 520.9730 527.0985 533.1895 539.2452 545.2651

310 513.6505 519.7321 525.7804 531.7948 537.7745

311 506.2350 512.2705 518.2741 524.2449 530.1824

312 498.7252 504.7126 510.6692 516.5944 522.4876

313 491.1200 497.0570 502.9645 508.8419 514.6885

314 483.4181 489.3025 495.1587 500.9860 506.7838

315 475.6184 481.4479 487.2505 493.0254 498.7721

316 467.7195 473.4918 479.2384 484.9587 490.6518

317 459.7203 465.4330 471.1212 476.7844 482.4217

318 451.6194 457.2700 462.8975 468.5010 474.0800

319 443.4155 449.0017 454.5658 460.1073 465.6254

320 435.1074 440.6265 446.1248 451.6016 457.0564

321 426.6937 432.1431 437.5730 442.9826 448.3712

322 418.1731 423.5502 428.9089 434.2486 439.5685

323 409.5442 414.8463 420.1311 425.3981 430.6466

324 400.8057 406.0299 411.2381 416.4297 421.6038

325 391.9561 397.0997 402.2284 407.3416 412.4386

326 382.9940 388.0541 393.1005 398.1324 403.1493

327 373.9180 378.8917 383.8527 388.8004 393.7342

328 364.7267 369.6109 374.4836 379.3440 384.1915

329 355.4186 360.2103 364.9915 369.7615 374.5197

330 345.9922 350.6882 355.3748 360.0512 364.7169

331 336.4460 341.0432 345.6319 350.2114 354.7814

332 326.7785 331.2735 335.7611 340.2405 344.7113

333 316.9881 321.3777 325.7607 330.1366 334.5048

334 307.0733 311.3541 315.6291 319.8980 324.1601

335 297.0326 301.2009 305.3646 309.5229 313.6754

336 286.8642 290.9167 294.9653 299.0094 303.0486

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

289 682.1270 688.4564 694.7249 700.9324 707.0788

290 676.3971 682.7214 688.9860 695.1906 701.3352

291 670.5884 676.9064 683.1658 689.3663 695.5078

292 664.6998 671.0103 677.2632 683.4583 689.5954

293 658.7302 665.0318 671.2769 677.4653 683.5968

294 652.6786 658.9699 665.2058 671.3862 677.5107

295 646.5438 652.8234 659.0488 665.2197 671.3358

296 640.3246 646.5911 652.8045 658.9645 665.0709

297 634.0199 640.2717 646.4717 652.6194 658.7147

298 627.6285 633.8642 640.0492 646.1832 652.2657

299 621.1492 627.3673 633.5358 639.6543 645.7227

300 614.5808 620.7796 626.9300 633.0317 639.0843

301 607.9221 614.1000 620.2307 626.3138 632.3491

302 601.1719 607.3272 613.4365 619.4994 625.5156

303 594.3288 600.4598 606.5460 612.5870 618.5825

304 587.3916 593.4966 599.5579 605.5753 611.5483

305 580.3591 586.4362 592.4708 598.4627 604.4115

306 573.2299 579.2772 585.2833 591.2479 597.1706

307 566.0026 572.0183 577.9940 583.9294 589.8241

308 558.6760 564.6580 570.6015 576.5057 582.3705

309 551.2486 557.1951 563.1041 568.9753 574.8082

310 543.7191 549.6280 555.5006 561.3367 567.1356

311 536.0860 541.9552 547.7894 553.5882 559.3511

312 528.3481 534.1753 539.9689 545.7283 551.4531

313 520.5037 526.2869 532.0377 537.7555 543.4399

314 512.5514 518.2883 523.9940 529.6680 535.3099

315 504.4898 510.1781 515.8364 521.4643 527.0613

316 496.3174 501.9547 507.5633 513.1427 518.6924

317 488.0326 493.6165 499.1730 504.7014 510.2014

318 479.6338 485.1619 490.6638 496.1388 501.5866

319 471.1196 476.5893 482.0340 487.4531 492.8462

320 462.4884 467.8971 473.2820 478.6426 483.9784

321 453.7384 459.0835 464.4060 469.7054 474.9812

322 444.8681 450.1469 455.4042 460.6397 465.8528

323 435.8759 441.0855 446.2750 451.4437 456.5912

324 426.7600 431.8977 437.0164 442.1155 447.1947

325 417.5188 422.5816 427.6266 432.6533 437.6610

326 408.1505 413.1355 418.1038 423.0550 427.9884

327 398.6534 403.5576 408.4461 413.3187 418.1747

328 389.0257 393.8459 398.6516 403.4425 408.2178

329 379.2656 383.9987 388.7184 393.4242 398.1158

330 369.3714 374.0140 378.6444 383.2620 387.8664

331 359.3410 363.8900 368.4277 372.9537 377.4676

332 349.1728 353.6246 358.0663 362.4973 366.9171

333 338.8648 343.2160 347.5580 351.8905 356.2128

334 328.4150 332.6621 336.9010 341.1312 345.3524

335 317.8215 321.9608 326.0929 330.2173 334.3335

336 307.0824 311.1102 315.1317 319.1465 323.1540

Page 15 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

337 276.5665 280.4996 284.4295 288.3558 292.2780

338 266.1381 269.9479 273.7554 277.5601 281.3615

339 255.5771 259.2599 262.9412 266.6205 270.2971

340 244.8818 248.4339 251.9851 255.5350 259.0830

341 234.0507 237.4681 240.8852 244.3017 247.7170

342 223.0819 226.3606 229.6396 232.9186 236.1971

343 211.9737 215.1096 218.2465 221.3837 224.5211

344 200.7244 203.7134 206.7037 209.6951 212.6871

345 189.3321 192.1699 195.0095 197.8506 200.6928

346 177.7950 180.4773 183.1618 185.8482 188.5361

347 166.1113 168.6337 171.1586 173.6857 176.2148

348 154.2791 156.6371 158.9978 161.3611 163.7266

349 142.2966 144.4855 146.6775 148.8722 151.0693

350 130.1617 132.1770 134.1954 136.2167 138.2406

351 117.8727 119.7095 121.5495 123.3925 125.2382

352 105.4275 107.0810 108.7377 110.3973 112.0597

353 92.8241 94.2893 95.7576 97.2288 98.7027

354 80.0606 81.3325 82.6072 83.8848 85.1649

355 67.1348 68.2082 69.2843 70.3628 71.4437

356 54.0448 54.9145 55.7864 56.6605 57.5368

357 40.7885 41.4490 42.1114 42.7756 43.4415

358 27.3636 27.8096 28.2569 28.7055 29.1553

359 13.7682 13.9940 14.2206 14.4478 14.6757

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

337 296.1956 300.1081 304.0153 307.9165 311.8115

338 285.1591 288.9525 292.7413 296.5251 300.3035

339 273.9709 277.6412 281.3077 284.9700 288.6277

340 262.6288 266.1719 269.7120 273.2487 276.7817

341 251.1308 254.5426 257.9521 261.3590 264.7629

342 239.4746 242.7509 246.0256 249.2984 252.5688

343 227.6582 230.7947 233.9302 237.0643 240.1969

344 215.6794 218.6715 221.6633 224.6544 227.6445

345 203.5358 206.3792 209.2227 212.0662 214.9091

346 191.2252 193.9152 196.6059 199.2969 201.9880

347 178.7454 181.2773 183.8103 186.3441 188.8784

348 166.0940 168.4630 170.8335 173.2051 175.5777

349 153.2686 155.4698 157.6728 159.8773 162.0830

350 140.2668 142.2953 144.3257 146.3578 148.3915

351 127.0863 128.9368 130.7895 132.6440 134.5003

352 113.7246 115.3919 117.0615 118.7331 120.4066

353 100.1791 101.6580 103.1390 104.6222 106.1073

354 86.4474 87.7323 89.0193 90.3085 91.5995

355 72.5269 73.6122 74.6996 75.7890 76.8801

356 58.4150 59.2951 60.1770 61.0607 61.9461

357 44.1090 44.7781 45.4487 46.1208 46.7942

358 29.6063 30.0585 30.5117 30.9661 31.4214

359 14.9042 15.1334 15.3632 15.5935 15.8244

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

5/81 Page 16

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

1 1002.6347 1002.6711 1002.7067 1002.7415 1002.7757

2 1005.3030 1005.3766 1005.4488 1005.5196 1005.5890

3 1008.0051 1008.1171 1008.2270 1008.3347 1008.4404

4 1010.7416 1010.8931 1011.0416 1011.1874 1011.3304

5 1013.5128 1013.7048 1013.8932 1014.0781 1014.2595

6 1016.3193 1016.5529 1016.7822 1017.0073 1017.2283

7 1019.1614 1019.4378 1019.7091 1019.9756 1020.2373

8 1022.0397 1022.3599 1022.6745 1022.9835 1023.2871

9 1024.9545 1025.3198 1025.6787 1026.0314 1026.3782

10 1027.9064 1028.3179 1028.7224 1029.1201 1029.5111

11 1030.8958 1031.3547 1031.8060 1032.2498 1032.6864

12 1033.9232 1034.4308 1034.9301 1035.4214 1035.9047

13 1036.2335 1036.7782 1037.3139 1037.8408 1038.3592

14 1038.5732 1039.1559 1039.7289 1040.2925 1040.8469

15 1040.9426 1041.5643 1042.1756 1042.7769 1043.3683

16 1043.3421 1044.0038 1044.6544 1045.2944 1045.9238

17 1045.7722 1046.4748 1047.1658 1047.8454 1048.5140

18 1048.2331 1048.9778 1049.7101 1050.4305 1051.1392

19 1050.7253 1051.5130 1052.2878 1053.0500 1053.8000

20 1053.2491 1054.0810 1054.8994 1055.7045 1056.4968

21 1055.8051 1056.6822 1057.5452 1058.3944 1059.2301

22 1058.3935 1059.3170 1060.2258 1061.1201 1062.0004

23 1061.0148 1061.9858 1062.9415 1063.8822 1064.8083

24 1063.6694 1064.6891 1065.6929 1066.6811 1067.6541

25 1065.5456 1066.6013 1067.6404 1068.6634 1069.6705

26 1067.4456 1068.5382 1069.6135 1070.6720 1071.7143

27 1069.3698 1070.5000 1071.6125 1072.7075 1073.7856

28 1071.3184 1072.4873 1073.6377 1074.7701 1075.8851

29 1073.2917 1074.5001 1075.6895 1076.8602 1078.0129

30 1075.2902 1076.5390 1077.7682 1078.9782 1080.1696

31 1077.3141 1078.6042 1079.8742 1081.1244 1082.3555

32 1079.3636 1080.6961 1082.0078 1083.2993 1084.5710

33 1081.4393 1082.8151 1084.1695 1085.5031 1086.8165

34 1083.5413 1084.9613 1086.3595 1087.7363 1089.0924

35 1085.6700 1087.1354 1088.5783 1089.9993 1091.3991

36 1087.8257 1089.3374 1090.8262 1092.2925 1093.7370

37 1089.1358 1090.6800 1092.2006 1093.6982 1095.1735

38 1090.4625 1092.0398 1093.5930 1095.1227 1096.6295

39 1091.8061 1093.4173 1095.0037 1096.5662 1098.1052

40 1093.1667 1094.8125 1096.4330 1098.0289 1099.6008

41 1094.5447 1096.2257 1097.8810 1099.5111 1101.1167

42 1095.9401 1097.6572 1099.3480 1101.0131 1102.6532

43 1097.3533 1099.1072 1100.8343 1102.5351 1104.2104

44 1098.7844 1100.5760 1102.3400 1104.0774 1105.7887

45 1100.2338 1102.0637 1103.8656 1105.6402 1107.3884

46 1101.7015 1103.5706 1105.4111 1107.2239 1109.0098

47 1103.1879 1105.0969 1106.9769 1108.8288 1110.6531

48 1104.6932 1106.6430 1108.5633 1110.4550 1112.3187

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

1 1002.8092 1002.8421 1002.8743 1002.9058 1002.9368

2 1005.6570 1005.7238 1005.7892 1005.8534 1005.9164

3 1008.5440 1008.6457 1008.7455 1008.8434 1008.9395

4 1011.4707 1011.6085 1011.7436 1011.8763 1012.0066

5 1014.4377 1014.6125 1014.7843 1014.9529 1015.1185

6 1017.4454 1017.6586 1017.8680 1018.0737 1018.2758

7 1020.4945 1020.7471 1020.9953 1021.2393 1021.4791

8 1023.5855 1023.8787 1024.1670 1024.4504 1024.7291

9 1026.7190 1027.0541 1027.3836 1027.7077 1028.0265

10 1029.8956 1030.2738 1030.6458 1031.0119 1031.3720

11 1033.1159 1033.5384 1033.9542 1034.3635 1034.7663

12 1036.3804 1036.8486 1037.3095 1037.7633 1038.2101

13 1038.8693 1039.3713 1039.8654 1040.3518 1040.8307

14 1041.3924 1041.9292 1042.4575 1042.9775 1043.4894

15 1043.9502 1044.5228 1045.0863 1045.6409 1046.1869

16 1046.5432 1047.1526 1047.7523 1048.3426 1048.9238

17 1049.1718 1049.8191 1050.4561 1051.0832 1051.7006

18 1051.8365 1052.5228 1053.1982 1053.8632 1054.5178

19 1054.5379 1055.2642 1055.9792 1056.6831 1057.3762

20 1057.2765 1058.0440 1058.7996 1059.5435 1060.2762

21 1060.0527 1060.8625 1061.6599 1062.4451 1063.2185

22 1062.8671 1063.7204 1064.5607 1065.3884 1066.2038

23 1065.7201 1066.6181 1067.5026 1068.3740 1069.2325

24 1068.6124 1069.5563 1070.4863 1071.4025 1072.3055

25 1070.6624 1071.6393 1072.6017 1073.5499 1074.4842

26 1072.7406 1073.7514 1074.7471 1075.7281 1076.6947

27 1074.8473 1075.8929 1076.9229 1077.9376 1078.9375

28 1076.9830 1078.0643 1079.1295 1080.1789 1081.2130

29 1079.1481 1080.2660 1081.3673 1082.4524 1083.5216

30 1081.3429 1082.4985 1083.6369 1084.7586 1085.8639

31 1083.5679 1084.7621 1085.9386 1087.0979 1088.2404

32 1085.8235 1087.0573 1088.2730 1089.4709 1090.6516

33 1088.1101 1089.3846 1090.6404 1091.8780 1093.0979

34 1090.4282 1091.7443 1093.0413 1094.3197 1095.5798

35 1092.7781 1094.1370 1095.4763 1096.7964 1098.0980

36 1095.1604 1096.5631 1097.9457 1099.3088 1100.6529

37 1096.6271 1098.0596 1099.4714 1100.8633 1102.2356

38 1098.1140 1099.5769 1101.0188 1102.4401 1103.8414

39 1099.6214 1101.1155 1102.5880 1104.0395 1105.4706

40 1101.1495 1102.6755 1104.1795 1105.6620 1107.1236

41 1102.6986 1104.2573 1105.7935 1107.3077 1108.8007

42 1104.2690 1105.8612 1107.4303 1108.9772 1110.5022

43 1105.8610 1107.4874 1109.0904 1110.6706 1112.2286

44 1107.4748 1109.1364 1110.7740 1112.3884 1113.9801

45 1109.1109 1110.8083 1112.4814 1114.1308 1115.7572

46 1110.7695 1112.5037 1114.2131 1115.8983 1117.5602

47 1112.4508 1114.2226 1115.9692 1117.6913 1119.3895

48 1114.1553 1115.9656 1117.7502 1119.5100 1121.2455

Page 17 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

49 1105.2790 1107.2545 1109.1998 1111.1160 1113.0037

50 1105.8723 1107.8738 1109.8447 1111.7858 1113.6981

51 1106.4732 1108.5012 1110.4980 1112.4646 1114.4018

52 1107.0816 1109.1366 1111.1599 1113.1525 1115.1150

53 1107.6978 1109.7803 1111.8305 1113.8495 1115.8379

54 1108.3218 1110.4323 1112.5099 1114.5558 1116.5706

55 1108.9538 1111.0927 1113.1982 1115.2715 1117.3133

56 1109.5938 1111.7616 1113.8956 1115.9967 1118.0659

57 1110.2419 1112.4392 1114.6021 1116.7316 1118.8288

58 1110.8983 1113.1255 1115.3179 1117.4764 1119.6020

59 1111.5629 1113.8207 1116.0430 1118.2310 1120.3857

60 1112.2361 1114.5248 1116.7777 1118.9957 1121.1800

61 1111.9088 1114.2119 1116.4785 1118.7098 1120.9067

62 1111.5774 1113.8949 1116.1754 1118.4200 1120.6297

63 1111.2417 1113.5738 1115.8683 1118.1264 1120.3490

64 1110.9018 1113.2486 1115.5572 1117.8288 1120.0644

65 1110.5576 1112.9192 1115.2420 1117.5273 1119.7760

66 1110.2090 1112.5855 1114.9227 1117.2217 1119.4837

67 1109.8560 1112.2475 1114.5992 1116.9121 1119.1875

68 1109.4984 1111.9051 1114.2714 1116.5984 1118.8872

69 1109.1364 1111.5583 1113.9393 1116.2804 1118.5829

70 1108.7697 1111.2071 1113.6029 1115.9583 1118.2744

71 1108.3984 1110.8513 1113.2620 1115.6318 1117.9618

72 1108.0223 1110.4909 1112.9167 1115.3010 1117.6449

73 1107.6415 1110.1259 1112.5668 1114.9657 1117.3238

74 1107.2558 1109.7561 1112.2124 1114.6260 1116.9983

75 1106.8653 1109.3816 1111.8533 1114.2818 1116.6684

76 1106.4698 1109.0022 1111.4895 1113.9330 1116.3340

77 1106.0692 1108.6179 1111.1209 1113.5795 1115.9951

78 1105.6636 1108.2287 1110.7475 1113.2214 1115.6516

79 1105.2528 1107.8344 1110.3691 1112.8584 1115.3035

80 1104.8367 1107.4350 1109.9859 1112.4906 1114.9506

81 1104.4154 1107.0305 1109.5975 1112.1179 1114.5930

82 1103.9888 1106.6208 1109.2041 1111.7402 1114.2305

83 1103.5567 1106.2057 1108.8055 1111.3575 1113.8631

84 1103.1191 1105.7853 1108.4017 1110.9697 1113.4907

85 1102.6760 1105.3595 1107.9926 1110.5767 1113.1133

86 1102.2272 1104.9282 1107.5781 1110.1785 1112.7308

87 1101.7727 1104.4913 1107.1582 1109.7750 1112.3431

88 1101.3125 1104.0487 1106.7328 1109.3661 1111.9501

89 1100.8464 1103.6005 1106.3017 1108.9517 1111.5519

90 1100.3744 1103.1464 1105.8651 1108.5318 1111.1482

91 1099.8964 1102.6865 1105.4227 1108.1063 1110.7391

92 1099.4123 1102.2207 1104.9744 1107.6752 1110.3244

93 1098.9220 1101.7488 1104.5204 1107.2383 1109.9041

94 1098.4256 1101.2708 1104.0603 1106.7956 1109.4781

95 1097.9228 1100.7867 1103.5942 1106.3469 1109.0464

96 1097.4136 1100.2963 1103.1220 1105.8923 1108.6088

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

49 1114.8639 1116.6972 1118.5044 1120.2862 1122.0433

50 1115.5822 1117.4390 1119.2692 1121.0736 1122.8529

51 1116.3103 1118.1911 1120.0448 1121.8723 1123.6742

52 1117.0485 1118.9537 1120.8314 1122.6825 1124.5075

53 1117.7968 1119.7270 1121.6292 1123.5043 1125.3530

54 1118.5555 1120.5111 1122.4383 1124.3379 1126.2108

55 1119.3245 1121.3061 1123.2588 1125.1836 1127.0811

56 1120.1041 1122.1122 1124.0910 1126.0414 1127.9641

57 1120.8945 1122.9296 1124.9350 1126.9115 1128.8600

58 1121.6957 1123.7583 1125.7909 1127.7941 1129.7689

59 1122.5079 1124.5987 1126.6589 1128.6894 1130.6911

60 1123.3313 1125.4508 1127.5392 1129.5976 1131.6268

61 1123.0702 1125.2013 1127.3010 1129.3701 1131.4095

62 1122.8055 1124.9484 1127.0594 1129.1393 1131.1891

63 1122.5371 1124.6919 1126.8143 1128.9052 1130.9655

64 1122.2651 1124.4319 1126.5658 1128.6677 1130.7386

65 1121.9893 1124.1682 1126.3138 1128.4268 1130.5085

66 1121.7098 1123.9009 1126.0581 1128.1825 1130.2749

67 1121.4264 1123.6298 1125.7989 1127.9346 1130.0380

68 1121.1391 1123.3550 1125.5360 1127.6832 1129.7976

69 1120.8478 1123.0763 1125.2694 1127.4282 1129.5537

70 1120.5525 1122.7937 1124.9990 1127.1695 1129.3062

71 1120.2532 1122.5072 1124.7247 1126.9071 1129.0551

72 1119.9498 1122.2166 1124.4466 1126.6409 1128.8004

73 1119.6422 1121.9220 1124.1646 1126.3708 1128.5419

74 1119.3303 1121.6233 1123.8785 1126.0969 1128.2797

75 1119.0142 1121.3205 1123.5884 1125.8191 1128.0137

76 1118.6937 1121.0134 1123.2942 1125.5373 1127.7438

77 1118.3688 1120.7020 1122.9958 1125.2514 1127.4699

78 1118.0395 1120.3863 1122.6932 1124.9614 1127.1920

79 1117.7056 1120.0661 1122.3863 1124.6672 1126.9101

80 1117.3671 1119.7415 1122.0750 1124.3688 1126.6241

81 1117.0240 1119.4124 1121.7594 1124.0662 1126.3339

82 1116.6762 1119.0787 1121.4392 1123.7591 1126.0395

83 1116.3236 1118.7403 1121.1146 1123.4477 1125.7408

84 1115.9661 1118.3972 1120.7853 1123.1318 1125.4377

85 1115.6037 1118.0493 1120.4514 1122.8113 1125.1303

86 1115.2363 1117.6965 1120.1127 1122.4862 1124.8183

87 1114.8639 1117.3389 1119.7693 1122.1565 1124.5018

88 1114.4864 1116.9762 1119.4210 1121.8220 1124.1806

89 1114.1036 1116.6085 1119.0677 1121.4827 1123.8548

90 1113.7156 1116.2356 1118.7094 1121.1385 1123.5242

91 1113.3223 1115.8575 1118.3461 1120.7894 1123.1888

92 1112.9236 1115.4742 1117.9776 1120.4353 1122.8486

93 1112.5194 1115.0855 1117.6039 1120.0761 1122.5033

94 1112.1096 1114.6914 1117.2249 1119.7117 1122.1530

95 1111.6942 1114.2917 1116.8405 1119.3420 1121.7976

96 1111.2730 1113.8865 1116.4507 1118.9671 1121.4371

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\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

97 1096.8980 1099.7996 1102.6436 1105.4316 1108.1653

98 1096.3758 1099.2964 1102.1589 1104.9648 1107.7158

99 1095.8469 1098.7868 1101.6678 1104.4918 1107.2602

100 1095.3114 1098.2705 1101.1703 1104.0124 1106.7984

101 1094.7690 1097.7477 1100.6663 1103.5267 1106.3303

102 1094.2198 1097.2180 1100.1557 1103.0344 1105.8560

103 1093.6635 1096.6815 1099.6383 1102.5357 1105.3752

104 1093.1002 1096.1381 1099.1142 1102.0302 1104.8879

105 1092.5298 1095.5877 1098.5832 1101.5181 1104.3940

106 1091.9521 1095.0301 1098.0452 1100.9991 1103.8934

107 1091.3670 1094.4654 1097.5002 1100.4731 1103.3860

108 1090.7745 1093.8933 1096.9480 1099.9402 1102.8717

109 1090.1745 1093.3139 1096.3885 1099.4002 1102.3505

110 1089.5669 1092.7270 1095.8217 1098.8529 1101.8223

111 1088.9515 1092.1325 1095.2475 1098.2984 1101.2869

112 1088.3283 1091.5303 1094.6657 1097.7364 1100.7442

113 1087.6972 1090.9203 1094.0763 1097.1670 1100.1942

114 1087.0581 1090.3025 1093.4792 1096.5900 1099.6367

115 1086.4109 1089.6767 1092.8742 1096.0053 1099.0717

116 1085.7554 1089.0428 1092.2613 1095.4128 1098.4990

117 1085.0916 1088.4007 1091.6404 1094.8124 1097.9186

118 1084.4194 1087.7503 1091.0113 1094.2040 1097.3303

119 1083.7386 1087.0915 1090.3739 1093.5875 1096.7341

120 1083.0491 1086.4243 1089.7282 1092.9627 1096.1298

121 1082.3510 1085.7484 1089.0740 1092.3296 1095.5173

122 1081.6439 1085.0637 1088.4112 1091.6881 1094.8965

123 1080.9278 1084.3702 1087.7397 1091.0381 1094.2672

124 1080.2027 1083.6678 1087.0594 1090.3793 1093.6295

125 1079.4683 1082.9563 1086.3701 1089.7118 1092.9832

126 1078.7246 1082.2356 1085.6719 1089.0354 1092.3280

127 1077.9715 1081.5056 1084.9644 1088.3500 1091.6641

128 1077.2088 1080.7661 1084.2477 1087.6554 1090.9911

129 1076.4363 1080.0171 1083.5216 1086.9515 1090.3090

130 1075.6541 1079.2585 1082.7859 1086.2383 1089.6177

131 1074.8619 1078.4900 1082.0406 1085.5156 1088.9170

132 1074.0597 1077.7116 1081.2855 1084.7832 1088.2068

133 1073.2473 1076.9232 1080.5204 1084.0411 1087.4870

134 1072.4245 1076.1245 1079.7454 1083.2891 1086.7575

135 1071.5913 1075.3156 1078.9602 1082.5270 1086.0180

136 1070.7475 1074.4962 1078.1646 1081.7548 1085.2686

137 1069.8930 1073.6662 1077.3587 1080.9723 1084.5090

138 1069.0276 1072.8255 1076.5421 1080.1793 1083.7392

139 1068.1512 1071.9739 1075.7148 1079.3758 1082.9589

140 1067.2637 1071.1114 1074.8767 1078.5616 1082.1680

141 1066.3649 1070.2377 1074.0276 1077.7365 1081.3664

142 1065.4547 1069.3527 1073.1673 1076.9004 1080.5540

143 1064.5329 1068.4563 1072.2957 1076.0532 1079.7306

144 1063.5994 1067.5483 1071.4127 1075.1946 1078.8960

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

97 1110.8461 1113.4757 1116.0554 1118.5868 1121.0712

98 1110.4133 1113.0591 1115.6545 1118.2010 1120.7001

99 1109.9746 1112.6367 1115.2478 1117.8096 1120.3235

100 1109.5298 1112.2084 1114.8355 1117.4127 1119.9414

101 1109.0789 1111.7741 1114.4172 1117.0100 1119.5538

102 1108.6219 1111.3337 1113.9931 1116.6015 1119.1605

103 1108.1585 1110.8872 1113.5630 1116.1872 1118.7614

104 1107.6888 1110.4345 1113.1267 1115.7669 1118.3566

105 1107.2126 1109.9755 1112.6843 1115.3406 1117.9458

106 1106.7298 1109.5100 1112.2356 1114.9081 1117.5291

107 1106.2404 1109.0381 1111.7805 1114.4694 1117.1063

108 1105.7443 1108.5595 1111.3190 1114.0244 1116.6773

109 1105.2414 1108.0743 1110.8510 1113.5731 1116.2420

110 1104.7315 1107.5823 1110.3763 1113.1152 1115.8005

111 1104.2147 1107.0835 1109.8950 1112.6507 1115.3524

112 1103.6907 1106.5777 1109.4067 1112.1796 1114.8979

113 1103.1595 1106.0648 1108.9116 1111.7017 1114.4367

114 1102.6210 1105.5447 1108.4095 1111.2169 1113.9687

115 1102.0752 1105.0174 1107.9002 1110.7252 1113.4940

116 1101.5218 1104.4828 1107.3838 1110.2264 1113.0123

117 1100.9608 1103.9407 1106.8600 1109.7204 1112.5236

118 1100.3921 1103.3910 1106.3288 1109.2072 1112.0278

119 1099.8155 1102.8336 1105.7900 1108.6865 1111.5248

120 1099.2311 1102.2685 1105.2437 1108.1584 1111.0144

121 1098.6386 1101.6954 1104.6896 1107.6227 1110.4966

122 1098.0380 1101.1144 1104.1276 1107.0793 1109.9712

123 1097.4291 1100.5253 1103.5577 1106.5281 1109.4381

124 1096.8118 1099.9279 1102.9797 1105.9690 1108.8973

125 1096.1860 1099.3222 1102.3936 1105.4018 1108.3486

126 1095.5517 1098.7081 1101.7991 1104.8265 1107.7919

127 1094.9086 1098.0854 1101.1962 1104.2428 1107.2271

128 1094.2567 1097.4539 1100.5847 1103.6509 1106.6540

129 1093.5958 1096.8137 1099.9646 1103.0504 1106.0726

130 1092.9258 1096.1645 1099.3358 1102.4412 1105.4827

131 1092.2466 1095.5063 1098.6980 1101.8233 1104.8842

132 1091.5581 1094.8389 1098.0511 1101.1966 1104.2770

133 1090.8601 1094.1622 1097.3951 1100.5608 1103.6609

134 1090.1525 1093.4760 1096.7298 1099.9159 1103.0359

135 1089.4351 1092.7802 1096.0551 1099.2617 1102.4017

136 1088.7080 1092.0748 1095.3708 1098.5981 1101.7582

137 1087.9708 1091.3594 1094.6769 1097.9249 1101.1054

138 1087.2235 1090.6341 1093.9731 1097.2421 1100.4431

139 1086.4659 1089.8987 1093.2593 1096.5495 1099.7711

140 1085.6978 1089.1530 1092.5354 1095.8469 1099.0893

141 1084.9193 1088.3969 1091.8013 1095.1342 1098.3976

142 1084.1300 1087.6303 1091.0568 1094.4113 1097.6957

143 1083.3299 1086.8529 1090.3017 1093.6780 1096.9837

144 1082.5187 1086.0647 1089.5359 1092.9341 1096.2612

Page 19 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

145 1062.6540 1066.6286 1070.5181 1074.3247 1078.0501

146 1061.6966 1065.6970 1069.6118 1073.4431 1077.1928

147 1060.7271 1064.7533 1068.6936 1072.5498 1076.3238

148 1059.7452 1063.7975 1067.7633 1071.6445 1075.4431

149 1058.7509 1062.8293 1066.8208 1070.7272 1074.5505

150 1057.7439 1061.8487 1065.8659 1069.7976 1073.6458

151 1056.7241 1060.8553 1064.8985 1068.8557 1072.7288

152 1055.6914 1059.8491 1063.9184 1067.9012 1071.7994

153 1054.6455 1058.8300 1062.9255 1066.9340 1070.8574

154 1053.5864 1057.7976 1061.9195 1065.9539 1069.9027

155 1052.5138 1056.7520 1060.9003 1064.9607 1068.9350

156 1051.4275 1055.6928 1059.8677 1063.9542 1067.9543

157 1050.3275 1054.6199 1058.8216 1062.9344 1066.9602

158 1049.2134 1053.5332 1057.7617 1061.9009 1065.9527

159 1048.0852 1052.4325 1056.6880 1060.8537 1064.9316

160 1046.9427 1051.3175 1055.6001 1059.7925 1063.8966

161 1045.7857 1050.1881 1054.4980 1058.7172 1062.8476

162 1044.6139 1049.0442 1053.3814 1057.6275 1061.7844

163 1043.4273 1047.8854 1052.2501 1056.5233 1060.7068

164 1042.2256 1046.7117 1051.1040 1055.4043 1059.6146

165 1041.0086 1045.5229 1049.9429 1054.2705 1058.5076

166 1039.7761 1044.3187 1048.7665 1053.1215 1057.3856

167 1038.5280 1043.0989 1047.5747 1051.9572 1056.2485

168 1037.2640 1041.8634 1046.3672 1050.7774 1055.0959

169 1035.9840 1040.6119 1045.1439 1049.5819 1053.9277

170 1034.6877 1039.3442 1043.9045 1048.3704 1052.7438

171 1033.3749 1038.0602 1042.6489 1047.1428 1051.5437

172 1032.0454 1036.7596 1041.3768 1045.8988 1050.3275

173 1030.6990 1035.4422 1040.0879 1044.6382 1049.0947

174 1029.3356 1034.1078 1038.7822 1043.3608 1047.8453

175 1027.9548 1032.7561 1037.4593 1042.0663 1046.5789

176 1026.5564 1031.3870 1036.1191 1040.7546 1045.2954

177 1025.1403 1030.0002 1034.7613 1039.4255 1043.9945

178 1023.7062 1028.5954 1033.3856 1038.0786 1042.6760

179 1022.2538 1027.1726 1031.9919 1036.7137 1041.3397

180 1020.7830 1025.7313 1030.5799 1035.3306 1039.9852

181 1019.2936 1024.2715 1029.1494 1033.9291 1038.6124

182 1017.7851 1022.7928 1027.7001 1032.5090 1037.2210

183 1016.2576 1021.2949 1026.2318 1031.0698 1035.8108

184 1014.7106 1019.7778 1024.7442 1029.6115 1034.3815

185 1013.1439 1018.2410 1023.2371 1028.1338 1032.9328

186 1011.5573 1016.6844 1021.7102 1026.6363 1031.4645

187 1009.9506 1015.1077 1020.1632 1025.1189 1029.9763

188 1008.3234 1013.5106 1018.5960 1023.5812 1028.4680

189 1006.6756 1011.8929 1017.0082 1022.0231 1026.9392

190 1005.0068 1010.2543 1015.3995 1020.4441 1025.3898

191 1003.3169 1008.5945 1013.7698 1018.8441 1023.8193

192 1001.6054 1006.9133 1012.1186 1017.2228 1022.2276

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

145 1081.6964 1085.2655 1088.7593 1092.1796 1095.5283

146 1080.8628 1084.4552 1087.9716 1091.4142 1094.7846

147 1080.0178 1083.6335 1087.1729 1090.6378 1094.0301

148 1079.1611 1082.8003 1086.3627 1089.8502 1093.2646

149 1078.2927 1081.9556 1085.5412 1089.0513 1092.4879

150 1077.4123 1081.0990 1084.7079 1088.2409 1091.6999

151 1076.5198 1080.2305 1083.8629 1087.4189 1090.9004

152 1075.6150 1079.3499 1083.0059 1086.5851 1090.0892

153 1074.6978 1078.4569 1082.1368 1085.7393 1089.2662

154 1073.7679 1077.5515 1081.2553 1084.8813 1088.4313

155 1072.8253 1076.6335 1080.3614 1084.0110 1087.5841

156 1071.8698 1075.7026 1079.4548 1083.1282 1086.7246

157 1070.9010 1074.7588 1078.5354 1082.2326 1085.8525

158 1069.9190 1073.8018 1077.6029 1081.3243 1084.9677

159 1068.9235 1072.8314 1076.6572 1080.4028 1084.0701

160 1067.9143 1071.8475 1075.6981 1079.4681 1083.1593

161 1066.8912 1070.8498 1074.7255 1078.5200 1082.2353

162 1065.8540 1069.8382 1073.7390 1077.5582 1081.2977

163 1064.8026 1068.8125 1072.7386 1076.5826 1080.3465

164 1063.7367 1067.7725 1071.7240 1075.5930 1079.3815

165 1062.6561 1066.7180 1070.6951 1074.5892 1078.4023

166 1061.5607 1065.6487 1069.6515 1073.5709 1077.4089

167 1060.4503 1064.5646 1068.5932 1072.5380 1076.4010

168 1059.3246 1063.4653 1067.5199 1071.4903 1075.3784

169 1058.1834 1062.3506 1066.4313 1070.4275 1074.3409

170 1057.0265 1061.2204 1065.3274 1069.3494 1073.2882

171 1055.8536 1060.0744 1064.2078 1068.2558 1072.2202

172 1054.6647 1058.9124 1063.0724 1067.1465 1071.1366

173 1053.4594 1057.7342 1061.9209 1066.0213 1070.0373

174 1052.2376 1056.5395 1060.7530 1064.8798 1068.9218

175 1050.9989 1055.3282 1059.5686 1063.7220 1067.7902

176 1049.7432 1054.1000 1058.3675 1062.5475 1066.6420

177 1048.4703 1052.8546 1057.1493 1061.3562 1065.4771

178 1047.1798 1051.5918 1055.9138 1060.1477 1064.2951

179 1045.8716 1050.3114 1054.6609 1058.9218 1063.0960

180 1044.5455 1049.0132 1053.3902 1057.6783 1061.8794

181 1043.2010 1047.6968 1052.1015 1056.4170 1060.6450

182 1041.8381 1046.3620 1050.7946 1055.1375 1059.3926

183 1040.4565 1045.0087 1049.4691 1053.8396 1058.1219

184 1039.0558 1043.6364 1048.1249 1052.5231 1056.8328

185 1037.6359 1042.2449 1046.7616 1051.1876 1055.5248

186 1036.1965 1040.8341 1045.3790 1049.8329 1054.1977

187 1034.7373 1039.4035 1043.9768 1048.4588 1052.8513

188 1033.2580 1037.9530 1042.5547 1047.0649 1051.4853

189 1031.7584 1036.4823 1041.1125 1045.6510 1050.0993

190 1030.2382 1034.9910 1039.6499 1044.2167 1048.6932

191 1028.6970 1033.4789 1038.1666 1042.7619 1047.2665

192 1027.1347 1031.9456 1036.6622 1041.2861 1045.8190

5/81 Page 20

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

193 999.8722 1005.2104 1010.4458 1015.5799 1020.6144

194 998.1170 1003.4855 1008.7510 1013.9150 1018.9793

195 996.3394 1001.7383 1007.0340 1012.2280 1017.3220

196 994.5393 999.9685 1005.2944 1010.5185 1015.6423

197 992.7163 998.1759 1003.5320 1008.7861 1013.9399

198 990.8701 996.3601 1001.7465 1007.0307 1012.2144

199 989.0005 994.5209 999.9375 1005.2519 1010.4655

200 987.1071 992.6579 998.1048 1003.4493 1008.6930

201 985.1896 990.7708 996.2480 1001.6227 1006.8964

202 983.2478 988.8594 994.3669 999.7718 1005.0756

203 981.2813 986.9233 992.4611 997.8962 1003.2300

204 979.2898 984.9621 990.5302 995.9956 1001.3595

205 977.2730 982.9757 988.5741 994.0696 999.4637

206 975.2306 980.9636 986.5922 992.1179 997.5421

207 973.1622 978.9254 984.5843 990.1403 995.5946

208 971.0675 976.8610 982.5501 988.1362 993.6207

209 968.9462 974.7699 980.4892 986.1055 991.6200

210 966.7980 972.6518 978.4013 984.0476 989.5923

211 964.6224 970.5063 976.2859 981.9624 987.5371

212 962.4192 968.3331 974.1427 979.8493 985.4540

213 960.1881 966.1319 971.9715 977.7080 983.3428

214 957.9285 963.9022 969.7717 975.5382 981.2030

215 955.6402 961.6437 967.5431 973.3395 979.0342

216 953.3229 959.3561 965.2852 971.1115 976.8360

217 950.9761 957.0389 962.9977 968.8537 974.6081

218 948.5995 954.6917 960.6801 966.5658 972.3500

219 946.1926 952.3143 958.3322 964.2475 970.0613

220 943.7552 949.9061 955.9534 961.8982 967.7416

221 941.2869 947.4668 953.5434 959.5176 965.3905

222 938.7871 944.9961 951.1018 957.1053 963.0076

223 936.2556 942.4934 948.6281 954.6607 960.5924

224 933.6919 939.9584 946.1220 952.1837 958.1444

225 931.0956 937.3906 943.5829 949.6735 955.6634

226 928.4663 934.7897 941.0106 947.1299 953.1487

227 925.8037 932.1552 938.4044 944.5524 950.6000

228 923.1071 929.4866 935.7641 941.9405 948.0168

229 920.3764 926.7836 933.0891 939.2938 945.3986

230 917.6109 924.0457 930.3790 936.6119 942.7450

231 914.8102 921.2724 927.6334 933.8941 940.0554

232 911.9740 918.4632 924.8517 931.1401 937.3294

233 909.1017 915.6178 922.0335 928.3494 934.5664

234 906.1930 912.7357 919.1783 925.5215 931.7661

235 903.2472 909.8163 916.2856 922.6559 928.9278

236 900.2640 906.8592 913.3550 919.7520 926.0511

237 897.2430 903.8639 910.3859 916.8095 923.1355

238 894.1835 900.8299 907.3778 913.8277 920.1803

239 891.0851 897.7568 904.3302 910.8062 917.1852

240 887.9474 894.6439 901.2427 907.7443 914.1495

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

193 1025.5509 1030.3910 1035.1365 1039.7891 1044.3504

194 1023.9453 1028.8147 1033.5893 1038.2706 1042.8604

195 1022.3176 1027.2164 1032.0200 1036.7303 1041.3487

196 1020.6675 1025.5958 1030.4286 1035.1678 1039.8149

197 1018.9948 1023.9525 1028.8146 1033.5828 1038.2587

198 1017.2990 1022.2863 1027.1778 1031.9751 1036.6799

199 1015.5800 1020.5969 1025.5177 1030.3443 1035.0780

200 1013.8373 1018.8838 1023.8342 1028.6900 1033.4528

201 1012.0706 1017.1469 1022.1268 1027.0119 1031.8038

202 1010.2797 1015.3857 1020.3952 1025.3097 1030.1308

203 1008.4641 1013.6000 1018.6391 1023.5831 1028.4335

204 1006.6236 1011.7893 1016.8581 1021.8316 1026.7113

205 1004.7577 1009.9533 1015.0518 1020.0549 1024.9641

206 1002.8662 1008.0917 1013.2200 1018.2527 1023.1914

207 1000.9487 1006.2041 1011.3623 1016.4246 1021.3928

208 999.0048 1004.2902 1009.4782 1014.5703 1019.5680

209 997.0342 1002.3496 1007.5674 1012.6892 1017.7165

210 995.0365 1000.3818 1005.6295 1010.7812 1015.8381

211 993.0114 998.3866 1003.6642 1008.8457 1013.9323

212 990.9584 996.3636 1001.6711 1006.8823 1011.9987

213 988.8771 994.3123 999.6497 1004.8908 1010.0369

214 986.7673 992.2324 997.5997 1002.8706 1008.0465

215 984.6284 990.1234 995.5206 1000.8214 1006.0270

216 982.4601 987.9850 993.4121 998.7427 1003.9781

217 980.2620 985.8168 991.2738 996.6342 1001.8994

218 978.0337 983.6183 989.1051 994.4953 999.7903

219 975.7747 981.3891 986.9057 992.3257 997.6504

220 973.4847 979.1288 984.6751 990.1249 995.4794

221 971.1632 976.8370 982.4130 987.8924 993.2767

222 968.8098 974.5131 980.1188 985.6279 991.0418

223 966.4240 972.1569 977.7921 983.3308 988.7744

224 964.0054 969.7677 975.4324 981.0007 986.4739

225 961.5536 967.3452 973.0393 978.6371 984.1399

226 959.0680 964.8888 970.6123 976.2396 981.7718

227 956.5483 962.3982 968.1509 973.8075 979.3692

228 953.9939 959.8728 965.6547 971.3405 976.9315

229 951.4044 957.3122 963.1231 968.8381 974.4583

230 948.7793 954.7158 960.5556 966.2996 971.9490

231 946.1181 952.0832 957.9517 963.7247 969.4032

232 943.4203 949.4138 955.3110 961.1128 966.8202

233 940.6854 946.7072 952.6328 958.4633 964.1995

234 937.9129 943.9628 949.9168 955.7757 961.5406

235 935.1023 941.1801 947.1622 953.0495 958.8430

236 932.2530 938.3585 944.3686 950.2841 956.1060

237 929.3646 935.4976 941.5354 947.4789 953.3291

238 926.4364 932.5967 938.6621 944.6335 950.5117

239 923.4680 929.6554 935.7481 941.7471 947.6532

240 920.4588 926.6730 932.7928 938.8192 944.7530

Page 21 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

241 884.7698 891.4908 898.1146 904.6417 911.0726

242 881.5518 888.2970 894.9455 901.4977 907.9542

243 878.2929 885.0620 891.7348 898.3117 904.7934

244 874.9926 881.7851 888.4819 895.0833 901.5899

245 871.6504 878.4660 885.1863 891.8118 898.3430

246 868.2656 875.1039 881.8475 888.4968 895.0522

247 864.8379 871.6985 878.4649 885.1375 891.7167

248 861.3666 868.2490 875.0378 881.7334 888.3361

249 857.8512 864.7550 871.5658 878.2839 884.9098

250 854.2911 861.2159 868.0482 874.7885 881.4370

251 850.6858 857.6310 864.4845 871.2464 877.9172

252 847.0347 853.9999 860.8740 867.6571 874.3497

253 843.3371 850.3218 857.2160 864.0200 870.7339

254 839.5926 846.5963 853.5101 860.3343 867.0692

255 835.8005 842.8226 849.7555 856.5996 863.3548

256 831.9602 839.0001 845.9517 852.8150 859.5902

257 828.0710 835.1283 842.0979 848.9799 855.7745

258 824.1325 831.2065 838.1936 845.0938 851.9072

259 820.1439 827.2340 834.2380 841.1558 847.9875

260 816.1046 823.2103 830.2305 837.1653 844.0148

261 812.0140 819.1345 826.1704 833.1216 839.9882

262 807.8714 815.0061 822.0570 829.0239 835.9071

263 803.6762 810.8244 817.8896 824.8717 831.7708

264 799.4276 806.5886 813.6675 820.6641 827.5784

265 795.1251 802.2982 809.3900 816.4003 823.3293

266 790.7679 797.9523 805.0563 812.0798 819.0226

267 786.3553 793.5503 800.6658 807.7016 814.6576

268 781.8866 789.0915 796.2177 803.2650 810.2335

269 777.3611 784.5750 791.7111 798.7693 805.7495

270 772.7781 780.0002 787.1455 794.2137 801.2047

271 768.1369 775.3663 782.5199 789.5973 796.5984

272 763.4367 770.6726 777.8335 784.9193 791.9298

273 758.6768 765.9182 773.0857 780.1790 787.1979

274 753.8564 761.1024 768.2756 775.3755 782.4019

275 748.9747 756.2245 763.4023 770.5079 777.5410

276 744.0310 751.2835 758.4651 765.5755 772.6143

277 739.0244 746.2787 753.4630 760.5772 767.6209

278 733.9542 741.2092 748.3954 755.5123 762.5598

279 728.8196 736.0743 743.2612 750.3799 757.4302

280 723.6198 730.8730 738.0596 745.1791 752.2311

281 718.3538 725.6046 732.7897 739.9089 746.9617

282 713.0210 720.2681 727.4507 734.5685 741.6209

283 707.6203 714.8626 722.0416 729.1568 736.2077

284 702.1511 709.3874 716.5615 723.6730 730.7213

285 696.6123 703.8414 711.0095 718.1160 725.1605

286 691.0031 698.2238 705.3846 712.4850 719.5245

287 685.3227 692.5337 699.6859 706.7789 713.8121

288 679.5701 686.7700 693.9124 700.9967 708.0224

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

241 917.4082 923.6489 929.7957 935.8493 941.8105

242 914.3156 920.5827 926.7561 932.8366 938.8251

243 911.1805 917.4736 923.6734 929.7807 935.7962

244 908.0023 914.3211 920.5470 926.6808 932.7231

245 904.7804 911.1247 917.3764 923.5363 929.6052

246 901.5143 907.8836 914.1608 920.3467 926.4418

247 898.2032 904.5973 910.8997 917.1112 923.2323

248 894.8465 901.2651 907.5924 913.8292 919.9760

249 891.4437 897.8864 904.2383 910.5000 916.6722

250 887.9942 894.4605 900.8366 907.1229 913.3202

251 884.4972 890.9869 897.3867 903.6974 909.9193

252 880.9521 887.4647 893.8880 900.2225 906.4689

253 877.3583 883.8934 890.3397 896.6977 902.9681

254 873.7150 880.2722 886.7411 893.1223 899.4163

255 870.0217 876.6004 883.0915 889.4954 895.8126

256 866.2776 872.8775 879.3903 885.8165 892.1564

257 862.4820 869.1025 875.6366 882.0846 888.4469

258 858.6342 865.2749 871.8297 878.2991 884.6833

259 854.7335 861.3938 867.9689 874.4591 880.8648

260 850.7791 857.4586 864.0534 870.5640 876.9907

261 846.7704 853.4684 860.0825 866.6129 873.0600

262 842.7066 849.4226 856.0553 862.6050 869.0720

263 838.5869 845.3202 851.9710 858.5394 865.0258

264 834.4105 841.1606 847.8289 854.4154 860.9207

265 830.1768 836.9430 843.6280 850.2322 856.7557

266 825.8848 832.6664 839.3677 845.9888 852.5299

267 821.5338 828.3302 835.0470 841.6844 848.2425

268 817.1229 823.9335 830.6652 837.3181 843.8926

269 812.6515 819.4754 826.2212 832.8891 839.4792

270 808.1185 814.9550 821.7143 828.3964 835.0015

271 803.5232 810.3716 817.1435 823.8391 830.4585

272 798.8647 805.7241 812.5080 819.2163 825.8492

273 794.1422 801.0118 807.8068 814.5271 821.1727

274 789.3547 796.2338 803.0390 809.7704 816.4280

275 784.5014 791.3890 798.2037 804.9454 811.6142

276 779.5814 786.4766 793.2998 800.0510 806.7301

277 774.5937 781.4957 788.3265 795.0862 801.7748

278 769.5375 776.4452 783.2828 790.0501 796.7472

279 764.4117 771.3242 778.1675 784.9416 791.6463

280 759.2155 766.1318 772.9799 779.7597 786.4710

281 753.9477 760.8668 767.7187 774.5032 781.2203

282 748.6076 755.5284 762.3830 769.1712 775.8930

283 743.1940 750.1154 756.9717 763.7626 770.4879

284 737.7060 744.6270 751.4837 758.2762 765.0041

285 732.1426 739.0618 745.9180 752.7109 759.4403

286 726.5026 733.4191 740.2735 747.0657 753.7953

287 720.7851 727.6975 734.5490 741.3392 748.0681

288 714.9890 721.8961 728.7434 735.5305 742.2573

5/81 Page 22

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

289 673.7443 680.9319 688.0631 695.1374 702.1543

290 667.8446 675.0184 682.1371 689.2000 696.2067

291 661.8698 669.0285 676.1332 683.1834 690.1785

292 655.8191 662.9612 670.0506 677.0866 684.0688

293 649.6915 656.8155 663.8881 670.9086 677.8763

294 643.4861 650.5905 657.6447 664.6481 671.5999

295 637.2018 644.2851 651.3194 658.3042 665.2386

296 630.8376 637.8982 644.9111 651.8756 658.7911

297 624.3926 631.4289 638.4187 645.3614 652.2563

298 617.8656 624.8759 631.8411 638.7603 645.6330

299 611.2557 618.2384 625.1771 632.0712 638.9200

300 604.5618 611.5150 618.4257 625.2929 632.1161

301 597.7829 604.7049 611.5856 618.4242 625.2201

302 590.9178 597.8068 604.6558 611.4640 618.2307

303 583.9654 590.8196 597.6350 604.4109 611.1467

304 576.9247 583.7421 590.5221 597.2638 603.9667

305 569.7945 576.5732 583.3158 590.0215 596.6895

306 562.5737 569.3117 576.0149 582.6825 589.3137

307 555.2611 561.9564 568.6182 575.2457 581.8381

308 547.8556 554.5062 561.1245 567.7097 574.2612

309 540.3560 546.9596 553.5323 560.0733 566.5817

310 532.7611 539.3156 545.8406 552.3350 558.7982

311 525.0697 531.5729 538.0478 544.4936 550.9094

312 517.2805 523.7302 530.1528 536.5476 542.9137

313 509.3923 515.7861 522.1542 528.4956 534.8097

314 501.4039 507.7395 514.0506 520.3363 526.5960

315 493.3140 499.5889 505.8406 512.0682 518.2711

316 485.1212 491.3330 497.5229 503.6899 509.8334

317 476.8244 482.9705 489.0960 495.1999 501.2814

318 468.4221 474.5000 480.5585 486.5966 492.6137

319 459.9130 465.9201 471.9089 477.8787 483.8286

320 451.2958 457.2293 463.1458 469.0445 474.9245

321 442.5690 448.4263 454.2677 460.0925 465.8998

322 433.7314 439.5096 445.2731 451.0211 456.7530

323 424.7815 430.4777 436.1604 441.8289 447.4822

324 415.7178 421.3292 426.9282 432.5140 438.0860

325 406.5389 412.0624 417.5747 423.0749 428.5625

326 397.2434 402.6760 408.0985 413.5100 418.9100

327 387.8298 393.1684 398.4979 403.8176 409.1268

328 378.2965 383.5379 388.7713 393.9959 399.2111

329 368.6421 373.7831 378.9170 384.0433 389.1612

330 358.8650 363.9022 368.9334 373.9580 378.9751

331 348.9636 353.8937 358.8188 363.7382 368.6512

332 338.9364 343.7560 348.5714 353.3821 358.1874

333 328.7818 333.4872 338.1895 342.8879 347.5819

334 318.4981 323.0859 327.6714 332.2539 336.8328

335 308.0838 312.5502 317.0152 321.4780 325.9382

336 297.5371 301.8784 306.2191 310.5585 314.8960

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

289 709.1132 716.0137 722.8555 729.6383 736.3617

290 703.1565 710.0492 716.8842 723.6613 730.3802

291 697.1180 704.0014 710.8284 717.5985 724.3115

292 690.9965 697.8693 704.6867 711.4485 718.1542

293 684.7908 691.6515 698.4581 705.2101 711.9072

294 678.4997 685.3469 692.1412 698.8820 705.5691

295 672.1222 678.9544 685.7348 692.4629 699.1385

296 665.6569 672.4726 679.2376 685.9516 692.6141

297 659.1028 665.9003 672.6485 679.3467 685.9946

298 652.4585 659.2363 665.9659 672.6468 679.2786

299 645.7229 652.4793 659.1887 665.8506 672.4646

300 638.8947 645.6280 652.3155 658.9567 665.5513

301 631.9726 638.6810 645.3449 651.9638 658.5371

302 624.9553 631.6371 638.2756 644.8703 651.4207

303 617.8415 624.4948 631.1061 637.6748 644.2004

304 610.6299 617.2529 623.8350 630.3759 636.8749

305 603.3191 609.9098 616.4610 622.9721 629.4425

306 595.9078 602.4643 608.9825 615.4618 621.9018

307 588.3947 594.9148 601.3980 607.8436 614.2511

308 580.7782 587.2600 593.7061 600.1159 606.4888

309 573.0569 579.4983 585.9052 592.2770 598.6133

310 565.2296 571.6283 577.9938 584.3255 590.6229

311 557.2945 563.6484 569.9703 576.2597 582.5161

312 549.2504 555.5571 561.8332 568.0780 574.2910

313 541.0957 547.3529 553.5808 559.7786 565.9459

314 532.8288 539.0342 545.2114 551.3600 557.4792

315 524.4483 530.5994 536.7236 542.8203 548.8889

316 515.9526 522.0468 528.1154 534.1578 540.1735

317 507.3400 513.3748 519.3853 525.3709 531.3309

318 498.6090 504.5818 510.5316 516.4576 522.3593

319 489.7580 495.6661 501.5524 507.4162 513.2569

320 480.7852 486.6259 492.4460 498.2448 504.0218

321 471.6891 477.4595 483.2106 488.9416 494.6520

322 462.4679 468.1652 473.8443 479.5047 485.1456

323 453.1199 458.7412 464.3454 469.9321 475.5005

324 443.6434 449.1856 454.7119 460.2218 465.7147

325 434.0366 439.4966 444.9420 450.3721 455.7863

326 424.2976 429.6724 435.0336 440.3807 445.7131

327 414.4248 419.7110 424.9848 430.2457 435.4929

328 404.4162 409.6106 414.7937 419.9650 425.1237

329 394.2700 399.3693 404.4583 409.5365 414.6033

330 383.9843 388.9849 393.9764 398.9581 403.9295

331 373.5572 378.4557 383.3460 388.2276 393.1000

332 362.9867 367.7794 372.5650 377.3429 382.1126

333 352.2708 356.9541 361.6313 366.3017 370.9650

334 341.4076 345.9778 350.5427 355.1018 359.6548

335 330.3951 334.8482 339.2970 343.7409 348.1796

336 319.2311 323.5632 327.8919 332.2167 336.5371

Page 23 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

337 286.8563 291.0688 295.2813 299.4933 303.7043

338 276.0398 280.1196 284.2000 288.2807 292.3610

339 265.0859 269.0289 272.9733 276.9185 280.8641

340 253.9928 257.7949 261.5991 265.4049 269.2116

341 242.7587 246.4159 250.0757 253.7377 257.4012

342 231.3818 234.8899 238.4011 241.9149 245.4309

343 219.8603 223.2150 226.5732 229.9346 233.2985

344 208.1924 211.3893 214.5901 217.7944 221.0019

345 196.3763 199.4109 202.4497 205.4925 208.5387

346 184.4099 187.2777 190.1500 193.0265 195.9067

347 172.2915 174.9878 177.6888 180.3942 183.1037

348 160.0191 162.5392 165.0641 167.5936 170.1273

349 147.5908 149.9298 152.2737 154.6223 156.9752

350 135.0045 137.1575 139.3154 141.4780 143.6449

351 122.2582 124.2202 126.1870 128.1584 130.1342

352 109.3500 111.1158 112.8863 114.6613 116.4405

353 96.2777 97.8422 99.4111 100.9842 102.5614

354 83.0393 84.3971 85.7590 87.1248 88.4943

355 69.6326 70.7783 71.9277 73.0805 74.2367

356 56.0556 56.9836 57.9148 58.8490 59.7861

357 42.3060 43.0108 43.7181 44.4278 45.1398

358 28.3817 28.8575 29.3350 29.8142 30.2951

359 14.2805 14.5213 14.7631 15.0058 15.2494

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

337 307.9136 312.1208 316.3254 320.5269 324.7248

338 296.4405 300.5186 304.5949 308.6690 312.7403

339 284.8096 288.7545 292.6983 296.6406 300.5809

340 273.0188 276.8262 280.6331 284.4393 288.2443

341 261.0659 264.7313 268.3970 272.0627 275.7277

342 248.9487 252.4677 255.9876 259.5081 263.0286

343 236.6648 240.0329 243.4024 246.7730 250.1443

344 224.2120 227.4245 230.6389 233.8549 237.0722

345 211.5880 214.6401 217.6945 220.7511 223.8093

346 198.7904 201.6772 204.5668 207.4589 210.3531

347 185.8169 188.5334 191.2531 193.9756 196.7006

348 172.6649 175.2062 177.7508 180.2985 182.8491

349 159.3321 161.6929 164.0572 166.4249 168.7955

350 145.8160 147.9910 150.1697 152.3517 154.5370

351 132.1141 134.0979 136.0853 138.0763 140.0705

352 118.2237 120.0108 121.8015 123.5957 125.3931

353 104.1424 105.7271 107.3153 108.9069 110.5016

354 89.8674 91.2440 92.6239 94.0069 95.3930

355 75.3962 76.5588 77.7243 78.8928 80.0640

356 60.7260 61.6685 62.6137 63.5614 64.5115

357 45.8540 46.5705 47.2890 48.0096 48.7322

358 30.7776 31.2617 31.7472 32.2343 32.7227

359 15.4939 15.7392 15.9853 16.2322 16.4798

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

5/81 Page 24

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

1 1001.0389 1001.0539 1001.0682 1001.0820 1001.0953

2 1002.0909 1002.1213 1002.1505 1002.1785 1002.2054

3 1003.1564 1003.2026 1003.2470 1003.2896 1003.3305

4 1004.2354 1004.2978 1004.3578 1004.4155 1004.4709

5 1005.3281 1005.4072 1005.4833 1005.5564 1005.6267

6 1006.4346 1006.5309 1006.6235 1006.7125 1006.7982

7 1007.5553 1007.6691 1007.7787 1007.8841 1007.9855

8 1008.6902 1008.8221 1008.9490 1009.0713 1009.1889

9 1009.8395 1009.9899 1010.1347 1010.2742 1010.4086

10 1011.0034 1011.1728 1011.3360 1011.4933 1011.6448

11 1012.1821 1012.3709 1012.5530 1012.7286 1012.8978

12 1013.3758 1013.5846 1013.7860 1013.9803 1014.1677

13 1014.3512 1014.5767 1014.7941 1015.0037 1015.2059

14 1015.3391 1015.5816 1015.8154 1016.0408 1016.2582

15 1016.3395 1016.5994 1016.8500 1017.0917 1017.3247

16 1017.3526 1017.6304 1017.8983 1018.1566 1018.4057

17 1018.3786 1018.6748 1018.9603 1019.2357 1019.5012

18 1019.4177 1019.7326 1020.0363 1020.3292 1020.6117

19 1020.4699 1020.8041 1021.1264 1021.4373 1021.7371

20 1021.5355 1021.8894 1022.2308 1022.5601 1022.8778

21 1022.6147 1022.9888 1023.3497 1023.6979 1024.0340

22 1023.7075 1024.1023 1024.4833 1024.8509 1025.2058

23 1024.8143 1025.2302 1025.6317 1026.0193 1026.3935

24 1025.9351 1026.3727 1026.7952 1027.2032 1027.5972

25 1026.8322 1027.2880 1027.7281 1028.1530 1028.5634

26 1027.7406 1028.2150 1028.6732 1029.1155 1029.5426

27 1028.6605 1029.1541 1029.6306 1030.0908 1030.5351

28 1029.5922 1030.1053 1030.6007 1031.0791 1031.5410

29 1030.5357 1031.0687 1031.5835 1032.0806 1032.5606

30 1031.4911 1032.0446 1032.5792 1033.0954 1033.5940

31 1032.4588 1033.0332 1033.5879 1034.1238 1034.6413

32 1033.4387 1034.0344 1034.6099 1035.1658 1035.7028

33 1034.4311 1035.0487 1035.6453 1036.2218 1036.7788

34 1035.4360 1036.0760 1036.6943 1037.2918 1037.8692

35 1036.4538 1037.1166 1037.7571 1038.3762 1038.9745

36 1037.4845 1038.1706 1038.8338 1039.4749 1040.0947

37 1038.2854 1038.9914 1039.6738 1040.3334 1040.9711

38 1039.0966 1039.8228 1040.5248 1041.2034 1041.8594

39 1039.9180 1040.6649 1041.3869 1042.0849 1042.7597

40 1040.7499 1041.5180 1042.2604 1042.9782 1043.6722

41 1041.5924 1042.3820 1043.1454 1043.8834 1044.5970

42 1042.4456 1043.2572 1044.0419 1044.8007 1045.5344

43 1043.3096 1044.1437 1044.9503 1045.7302 1046.4845

44 1044.1846 1045.0416 1045.8705 1046.6721 1047.4474

45 1045.0707 1045.9512 1046.8028 1047.6266 1048.4234

46 1045.9681 1046.8725 1047.7474 1048.5938 1049.4126

47 1046.8769 1047.8057 1048.7043 1049.5738 1050.4151

48 1047.7972 1048.7510 1049.6739 1050.5670 1051.4313

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

1 1001.1080 1001.1201 1001.1318 1001.1430 1001.1537

2 1002.2312 1002.2559 1002.2796 1002.3024 1002.3242

3 1003.3698 1003.4075 1003.4437 1003.4784 1003.5118

4 1004.5241 1004.5752 1004.6243 1004.6714 1004.7167

5 1005.6943 1005.7592 1005.8216 1005.8815 1005.9391

6 1006.8805 1006.9597 1007.0358 1007.1090 1007.1794

7 1008.0831 1008.1770 1008.2673 1008.3542 1008.4378

8 1009.3022 1009.4112 1009.5162 1009.6173 1009.7146

9 1010.5380 1010.6627 1010.7828 1010.8985 1011.0099

10 1011.7909 1011.9317 1012.0673 1012.1981 1012.3242

11 1013.0610 1013.2183 1013.3701 1013.5164 1013.6576

12 1014.3485 1014.5230 1014.6913 1014.8537 1015.0104

13 1015.4010 1015.5891 1015.7705 1015.9455 1016.1144

14 1016.4678 1016.6700 1016.8650 1017.0531 1017.2345

15 1017.5494 1017.7661 1017.9750 1018.1766 1018.3709

16 1018.6458 1018.8774 1019.1008 1019.3162 1019.5239

17 1019.7573 1020.0043 1020.2424 1020.4722 1020.6938

18 1020.8841 1021.1469 1021.4003 1021.6448 1021.8806

19 1022.0264 1022.3054 1022.5746 1022.8343 1023.0848

20 1023.1844 1023.4801 1023.7655 1024.0408 1024.3066

21 1024.3583 1024.6712 1024.9732 1025.2647 1025.5461

22 1025.5483 1025.8789 1026.1981 1026.5062 1026.8038

23 1026.7547 1027.1035 1027.4403 1027.7656 1028.0797

24 1027.9777 1028.3452 1028.7002 1029.0431 1029.3743

25 1028.9596 1029.3423 1029.7119 1030.0689 1030.4138

26 1029.9550 1030.3534 1030.7380 1031.1096 1031.4685

27 1030.9642 1031.3785 1031.7787 1032.1652 1032.5385

28 1031.9871 1032.4179 1032.8340 1033.2359 1033.6242

29 1033.0242 1033.4719 1033.9044 1034.3221 1034.7257

30 1034.0755 1034.5406 1034.9899 1035.4239 1035.8432

31 1035.1412 1035.6242 1036.0907 1036.5415 1036.9770

32 1036.2217 1036.7229 1037.2072 1037.6752 1038.1274

33 1037.3169 1037.8369 1038.3395 1038.8251 1039.2946

34 1038.4273 1038.9665 1039.4878 1039.9917 1040.4787

35 1039.5529 1040.1119 1040.6524 1041.1749 1041.6802

36 1040.6939 1041.2733 1041.8335 1042.3752 1042.8991

37 1041.5876 1042.1837 1042.7601 1043.3174 1043.8564

38 1042.4936 1043.1068 1043.6998 1044.2732 1044.8277

39 1043.4121 1044.0429 1044.6528 1045.2427 1045.8131

40 1044.3432 1044.9920 1045.6193 1046.2261 1046.8129

41 1045.2871 1045.9543 1046.5996 1047.2236 1047.8273

42 1046.2439 1046.9301 1047.5937 1048.2355 1048.8564

43 1047.2139 1047.9195 1048.6019 1049.2620 1049.9006

44 1048.1973 1048.9227 1049.6244 1050.3032 1050.9600

45 1049.1942 1049.9399 1050.6613 1051.3594 1052.0348

46 1050.2048 1050.9713 1051.7130 1052.4307 1053.1254

47 1051.2292 1052.0171 1052.7795 1053.5175 1054.2318

48 1052.2678 1053.0775 1053.8612 1054.6198 1055.3544

Page 25 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

49 1048.4816 1049.4566 1050.4002 1051.3134 1052.1971

50 1049.1746 1050.1714 1051.1361 1052.0697 1052.9732

51 1049.8765 1050.8955 1051.8816 1052.8361 1053.7598

52 1050.5872 1051.6289 1052.6370 1053.6127 1054.5571

53 1051.3070 1052.3717 1053.4022 1054.3997 1055.3652

54 1052.0360 1053.1242 1054.1775 1055.1971 1056.1842

55 1052.7742 1053.8863 1054.9630 1056.0052 1057.0143

56 1053.5218 1054.6584 1055.7587 1056.8241 1057.8557

57 1054.2789 1055.4404 1056.5650 1057.6539 1058.7084

58 1055.0456 1056.2324 1057.3817 1058.4948 1059.5727

59 1055.8221 1057.0348 1058.2093 1059.3469 1060.4488

60 1056.6084 1057.8474 1059.0476 1060.2103 1061.3366

61 1057.1521 1058.4138 1059.6360 1060.8200 1061.9671

62 1057.7027 1058.9875 1060.2321 1061.4379 1062.6060

63 1058.2604 1059.5686 1060.8360 1062.0640 1063.2537

64 1058.8250 1060.1572 1061.4479 1062.6984 1063.9101

65 1059.3969 1060.7534 1062.0677 1063.3413 1064.5754

66 1059.9761 1061.3573 1062.6957 1063.9928 1065.2497

67 1060.5626 1061.9690 1063.3320 1064.6529 1065.9331

68 1061.1565 1062.5886 1063.9766 1065.3219 1066.6258

69 1061.7580 1063.2162 1064.6297 1065.9997 1067.3279

70 1062.3671 1063.8519 1065.2913 1066.6867 1068.0394

71 1062.9840 1064.4959 1065.9616 1067.3827 1068.7606

72 1063.6087 1065.1481 1066.6407 1068.0881 1069.4916

73 1063.9837 1065.5468 1067.0625 1068.5323 1069.9576

74 1064.3635 1065.9507 1067.4899 1068.9825 1070.4300

75 1064.7480 1066.3598 1067.9228 1069.4386 1070.9087

76 1065.1375 1066.7741 1068.3614 1069.9009 1071.3940

77 1065.5319 1067.1939 1068.8058 1070.3693 1071.8858

78 1065.9313 1067.6190 1069.2560 1070.8439 1072.3842

79 1066.3358 1068.0496 1069.7121 1071.3249 1072.8894

80 1066.7455 1068.4858 1070.1742 1071.8123 1073.4015

81 1067.1603 1068.9277 1070.6424 1072.3062 1073.9205

82 1067.5804 1069.3752 1071.1167 1072.8066 1074.4465

83 1068.0059 1069.8285 1071.5973 1073.3138 1074.9796

84 1068.4367 1070.2877 1072.0841 1073.8277 1075.5200

85 1068.6102 1070.4856 1072.3058 1074.0725 1075.7873

86 1068.7860 1070.6861 1072.5304 1074.3206 1076.0583

87 1068.9639 1070.8891 1072.7579 1074.5720 1076.3329

88 1069.1441 1071.0948 1072.9885 1074.8267 1076.6112

89 1069.3266 1071.3032 1073.2220 1075.0849 1076.8934

90 1069.5114 1071.5142 1073.4586 1075.3464 1077.1793

91 1069.6986 1071.7280 1073.6984 1075.6115 1077.4691

92 1069.8881 1071.9445 1073.9412 1075.8801 1077.7628

93 1070.0800 1072.1638 1074.1873 1076.1523 1078.0606

94 1070.2744 1072.3860 1074.4366 1076.4281 1078.3623

95 1070.4713 1072.6110 1074.6891 1076.7076 1078.6681

96 1070.6706 1072.8389 1074.9450 1076.9908 1078.9781

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

49 1053.0523 1053.8802 1054.6815 1055.4572 1056.2083

50 1053.8477 1054.6941 1055.5135 1056.3067 1057.0746

51 1054.6539 1055.5194 1056.3572 1057.1683 1057.9536

52 1055.4713 1056.3562 1057.2129 1058.0423 1058.8454

53 1056.2998 1057.2047 1058.0807 1058.9289 1059.7502

54 1057.1398 1058.0650 1058.9608 1059.8282 1060.6682

55 1057.9913 1058.9373 1059.8534 1060.7405 1061.5996

56 1058.8546 1059.8218 1060.7586 1061.6658 1062.5446

57 1059.7297 1060.7187 1061.6766 1062.6045 1063.5033

58 1060.6168 1061.6281 1062.6077 1063.5567 1064.4761

59 1061.5161 1062.5501 1063.5519 1064.5225 1065.4630

60 1062.4278 1063.4851 1064.5095 1065.5022 1066.4643

61 1063.0784 1064.1551 1065.1985 1066.2096 1067.1895

62 1063.7379 1064.8346 1065.8973 1066.9271 1067.9253

63 1064.4064 1065.5235 1066.6059 1067.6550 1068.6718

64 1065.0842 1066.2220 1067.3246 1068.3933 1069.4292

65 1065.7713 1066.9302 1068.0535 1069.1422 1070.1976

66 1066.4678 1067.6484 1068.7927 1069.9019 1070.9772

67 1067.1739 1068.3766 1069.5424 1070.6725 1071.7682

68 1067.8897 1069.1149 1070.3026 1071.4542 1072.5707

69 1068.6153 1069.8635 1071.0737 1072.2471 1073.3850

70 1069.3510 1070.6226 1071.8557 1073.0514 1074.2111

71 1070.0967 1071.3923 1072.6488 1073.8673 1075.0493

72 1070.8527 1072.1727 1073.4531 1074.6949 1075.8996

73 1071.3399 1072.6806 1073.9809 1075.2423 1076.4659

74 1071.8339 1073.1955 1074.5163 1075.7974 1077.0404

75 1072.3346 1073.7176 1075.0592 1076.3606 1077.6232

76 1072.8422 1074.2470 1075.6098 1076.9319 1078.2146

77 1073.3568 1074.7838 1076.1682 1077.5114 1078.8146

78 1073.8785 1075.3281 1076.7345 1078.0992 1079.4234

79 1074.4073 1075.8800 1077.3089 1078.6954 1080.0410

80 1074.9434 1076.4396 1077.8914 1079.3003 1080.6676

81 1075.4869 1077.0070 1078.4821 1079.9138 1081.3034

82 1076.0379 1077.5823 1079.0812 1080.5361 1081.9484

83 1076.5964 1078.1656 1079.6888 1081.1674 1082.6029

84 1077.1626 1078.7571 1080.3050 1081.8078 1083.2669

85 1077.4519 1079.0677 1080.6364 1082.1593 1083.6381

86 1077.7451 1079.3826 1080.9724 1082.5159 1084.0147

87 1078.0424 1079.7019 1081.3132 1082.8776 1084.3968

88 1078.3437 1080.0257 1081.6588 1083.2446 1084.7844

89 1078.6492 1080.3540 1082.0093 1083.6168 1085.1778

90 1078.9589 1080.6869 1082.3648 1083.9943 1085.5768

91 1079.2729 1081.0244 1082.7254 1084.3773 1085.9817

92 1079.5911 1081.3666 1083.0910 1084.7658 1086.3925

93 1079.9138 1081.7137 1083.4618 1085.1598 1086.8093

94 1080.2409 1082.0655 1083.8379 1085.5595 1087.2321

95 1080.5725 1082.4223 1084.2193 1085.9650 1087.6612

96 1080.9086 1082.7840 1084.6060 1086.3763 1088.0964

5/81 Page 26

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

97 1070.6044 1072.7972 1074.9273 1076.9964 1079.0063

98 1070.5374 1072.7550 1074.9093 1077.0020 1079.0349

99 1070.4695 1072.7123 1074.8910 1077.0077 1079.0639

100 1070.4008 1072.6690 1074.8726 1077.0134 1079.0933

101 1070.3311 1072.6251 1074.8539 1077.0193 1079.1231

102 1070.2606 1072.5807 1074.8349 1077.0252 1079.1533

103 1070.1892 1072.5357 1074.8157 1077.0312 1079.1839

104 1070.1169 1072.4901 1074.7963 1077.0372 1079.2149

105 1070.0437 1072.4440 1074.7766 1077.0434 1079.2464

106 1069.9695 1072.3972 1074.7566 1077.0496 1079.2782

107 1069.8944 1072.3498 1074.7364 1077.0560 1079.3105

108 1069.8183 1072.3018 1074.7159 1077.0624 1079.3432

109 1069.4678 1071.9753 1074.4126 1076.7818 1079.0848

110 1069.1129 1071.6445 1074.1053 1076.4974 1078.8228

111 1068.7534 1071.3094 1073.7940 1076.2093 1078.5572

112 1068.3894 1070.9700 1073.4786 1075.9173 1078.2881

113 1068.0208 1070.6262 1073.1591 1075.6215 1078.0153

114 1067.6475 1070.2780 1072.8354 1075.3217 1077.7389

115 1067.2694 1069.9252 1072.5074 1075.0179 1077.4586

116 1066.8865 1069.5680 1072.1751 1074.7100 1077.1746

117 1066.4988 1069.2061 1071.8385 1074.3980 1076.8868

118 1066.1061 1068.8395 1071.4974 1074.0819 1076.5950

119 1065.7084 1068.4682 1071.1519 1073.7616 1076.2993

120 1065.3057 1068.0921 1070.8018 1073.4370 1075.9996

121 1064.6190 1067.4276 1070.1590 1072.8152 1075.3984

122 1063.9235 1066.7545 1069.5077 1072.1852 1074.7890

123 1063.2192 1066.0727 1068.8479 1071.5467 1074.1713

124 1062.5059 1065.3821 1068.1794 1070.8997 1073.5453

125 1061.7836 1064.6826 1067.5021 1070.2442 1072.9108

126 1061.0521 1063.9741 1066.8160 1069.5798 1072.2677

127 1060.3112 1063.2564 1066.1208 1068.9066 1071.6159

128 1059.5610 1062.5294 1065.4165 1068.2245 1070.9553

129 1058.8013 1061.7931 1064.7030 1067.5332 1070.2858

130 1058.0318 1061.0472 1063.9801 1066.8327 1069.6071

131 1057.2527 1060.2917 1063.2477 1066.1229 1068.9193

132 1056.4636 1059.5264 1062.5057 1065.4036 1068.2222

133 1055.6644 1058.7513 1061.7540 1064.6747 1067.5156

134 1054.8552 1057.9661 1060.9924 1063.9361 1066.7994

135 1054.0356 1057.1708 1060.2208 1063.1877 1066.0736

136 1053.2056 1056.3653 1059.4391 1062.4293 1065.3379

137 1052.3651 1055.5493 1058.6471 1061.6608 1064.5923

138 1051.5139 1054.7228 1057.8448 1060.8820 1063.8366

139 1050.6519 1053.8856 1057.0319 1060.0928 1063.0706

140 1049.7789 1053.0376 1056.2083 1059.2931 1062.2943

141 1048.8948 1052.1786 1055.3739 1058.4828 1061.5074

142 1047.9995 1051.3086 1054.5286 1057.6616 1060.7099

143 1047.0928 1050.4273 1053.6721 1056.8295 1059.9016

144 1046.1746 1049.5346 1052.8045 1055.9863 1059.0824

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

97 1080.9589 1082.8559 1084.6989 1086.4895 1088.2295

98 1081.0099 1082.9287 1084.7930 1086.6044 1088.3646

99 1081.0617 1083.0026 1084.8885 1086.7209 1088.5016

100 1081.1141 1083.0775 1084.9853 1086.8391 1088.6406

101 1081.1673 1083.1535 1085.0835 1086.9590 1088.7816

102 1081.2211 1083.2305 1085.1830 1087.0806 1088.9247

103 1081.2758 1083.3086 1085.2840 1087.2039 1089.0699

104 1081.3311 1083.3877 1085.3864 1087.3290 1089.2172

105 1081.3873 1083.4680 1085.4903 1087.4560 1089.3666

106 1081.4442 1083.5494 1085.5957 1087.5847 1089.5183

107 1081.5019 1083.6319 1085.7025 1087.7153 1089.6721

108 1081.5604 1083.7156 1085.8108 1087.8478 1089.8282

109 1081.3234 1083.4997 1085.6153 1087.6721 1089.6718

110 1081.0832 1083.2807 1085.4169 1087.4939 1089.5132

111 1080.8397 1083.0586 1085.2158 1087.3131 1089.3523

112 1080.5928 1082.8335 1085.0118 1087.1297 1089.1890

113 1080.3426 1082.6052 1084.8049 1086.9437 1089.0233

114 1080.0889 1082.3737 1084.5951 1086.7550 1088.8552

115 1079.8317 1082.1390 1084.3823 1086.5636 1088.6847

116 1079.5710 1081.9010 1084.1665 1086.3695 1088.5117

117 1079.3067 1081.6597 1083.9476 1086.1725 1088.3361

118 1079.0387 1081.4150 1083.7257 1085.9727 1088.1580

119 1078.7671 1081.1669 1083.5006 1085.7701 1087.9773

120 1078.4917 1080.9153 1083.2723 1085.5645 1087.7940

121 1077.9104 1080.3534 1082.7292 1085.0398 1087.2870

122 1077.3211 1079.7836 1082.1784 1084.5074 1086.7726

123 1076.7237 1079.2059 1081.6198 1083.9675 1086.2507

124 1076.1181 1078.6201 1081.0533 1083.4197 1085.7211

125 1075.5041 1078.0261 1080.4788 1082.8641 1085.1839

126 1074.8817 1077.4239 1079.8962 1082.3005 1084.6388

127 1074.2508 1076.8132 1079.3052 1081.7288 1084.0858

128 1073.6112 1076.1940 1078.7060 1081.1489 1083.5247

129 1072.9627 1075.5662 1078.0982 1080.5606 1082.9555

130 1072.3054 1074.9296 1077.4818 1079.9639 1082.3779

131 1071.6390 1074.2841 1076.8567 1079.3586 1081.7919

132 1070.9635 1073.6297 1076.2227 1078.7446 1081.1974

133 1070.2787 1072.9660 1075.5797 1078.1218 1080.5942

134 1069.5844 1072.2932 1074.9277 1077.4900 1079.9822

135 1068.8806 1071.6109 1074.2664 1076.8492 1079.3613

136 1068.1672 1070.9191 1073.5957 1076.1991 1078.7313

137 1067.4439 1070.2176 1072.9155 1075.5397 1078.0921

138 1066.7107 1069.5064 1072.2257 1074.8708 1077.4436

139 1065.9674 1068.7852 1071.5261 1074.1923 1076.7857

140 1065.2138 1068.0539 1070.8167 1073.5040 1076.1181

141 1064.4500 1067.3125 1070.0971 1072.8059 1075.4408

142 1063.6756 1066.5607 1069.3674 1072.0977 1074.7537

143 1062.8905 1065.7984 1068.6273 1071.3793 1074.0565

144 1062.0947 1065.0255 1067.8768 1070.6506 1073.3492

Page 27 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

145 1045.2447 1048.6304 1051.9254 1055.1319 1058.2520

146 1044.3030 1047.7145 1051.0348 1054.2661 1057.4104

147 1043.3494 1046.7868 1050.1325 1053.3887 1056.5574

148 1042.3836 1045.8471 1049.2184 1052.4996 1055.6929

149 1041.4055 1044.8953 1048.2923 1051.5987 1054.8167

150 1040.4151 1043.9312 1047.3540 1050.6858 1053.9286

151 1039.4120 1042.9546 1046.4034 1049.7606 1053.0284

152 1038.3962 1041.9654 1045.4403 1048.8232 1052.1161

153 1037.3674 1040.9634 1044.4646 1047.8732 1051.1914

154 1036.3256 1039.9485 1043.4761 1046.9106 1050.2542

155 1035.2706 1038.9205 1042.4746 1045.9352 1049.3043

156 1034.2021 1037.8792 1041.4600 1044.9467 1048.3416

157 1033.1201 1036.8244 1040.4320 1043.9451 1047.3658

158 1032.0243 1035.7560 1039.3906 1042.9301 1046.3768

159 1030.9146 1034.6739 1038.3355 1041.9016 1045.3744

160 1029.7908 1033.5777 1037.2665 1040.8594 1044.3584

161 1028.6527 1032.4674 1036.1835 1039.8032 1043.3287

162 1027.5002 1031.3427 1035.0863 1038.7330 1042.2850

163 1026.3330 1030.2036 1033.9747 1037.6485 1041.2272

164 1025.1510 1029.0497 1032.8485 1036.5496 1040.1551

165 1023.9539 1027.8809 1031.7075 1035.4360 1039.0684

166 1022.7416 1026.6970 1030.5516 1034.3076 1037.9670

167 1021.5140 1025.4978 1029.3804 1033.1641 1036.8508

168 1020.2707 1024.2831 1028.1939 1032.0053 1035.7194

169 1019.0116 1023.0527 1026.9919 1030.8311 1034.5726

170 1017.7365 1021.8065 1025.7740 1029.6413 1033.4104

171 1016.4453 1020.5441 1024.5402 1028.4356 1032.2324

172 1015.1376 1019.2654 1023.2902 1027.2138 1031.0385

173 1013.8133 1017.9703 1022.0237 1025.9757 1029.8284

174 1012.4721 1016.6584 1020.7407 1024.7212 1028.6019

175 1011.1139 1015.3295 1019.4408 1023.4499 1027.3588

176 1009.7385 1013.9835 1018.1238 1022.1616 1026.0988

177 1008.3456 1012.6201 1016.7896 1020.8562 1024.8218

178 1006.9350 1011.2391 1015.4378 1019.5333 1023.5276

179 1005.5064 1009.8402 1014.0683 1018.1928 1022.2157

180 1004.0597 1008.4233 1012.6809 1016.8345 1020.8862

181 1002.5946 1006.9881 1011.2752 1015.4580 1019.5386

182 1001.1109 1005.5343 1009.8511 1014.0632 1018.1727

183 999.6084 1004.0617 1008.4082 1012.6498 1016.7884

184 998.0867 1002.5702 1006.9465 1011.2175 1015.3853

185 996.5457 1001.0594 1005.4655 1009.7662 1013.9633

186 994.9851 999.5290 1003.9652 1008.2955 1012.5219

187 993.4047 997.9789 1002.4451 1006.8052 1011.0611

188 991.8042 996.4088 1000.9051 1005.2950 1009.5805

189 990.1834 994.8184 999.3448 1003.7647 1008.0798

190 988.5420 993.2074 997.7641 1002.2139 1006.5588

191 986.8797 991.5756 996.1626 1000.6425 1005.0172

192 985.1962 989.9228 994.5402 999.0502 1003.4547

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

145 1061.2879 1064.2417 1067.1156 1069.9115 1072.6315

146 1060.4701 1063.4471 1066.3436 1069.1617 1071.9034

147 1059.6409 1062.6413 1065.5607 1068.4011 1071.1646

148 1058.8004 1061.8243 1064.7667 1067.6296 1070.4151

149 1057.9484 1060.9959 1063.9614 1066.8470 1069.6547

150 1057.0846 1060.1559 1063.1448 1066.0531 1068.8831

151 1056.2089 1059.3043 1062.3165 1065.2479 1068.1004

152 1055.3212 1058.4407 1061.4766 1064.4311 1067.3061

153 1054.4213 1057.5650 1060.6247 1063.6025 1066.5004

154 1053.5090 1056.6772 1059.7608 1062.7620 1065.6828

155 1052.5842 1055.7769 1058.8846 1061.9094 1064.8534

156 1051.6467 1054.8641 1057.9961 1061.0446 1064.0118

157 1050.6962 1053.9386 1057.0949 1060.1673 1063.1580

158 1049.7327 1053.0001 1056.1810 1059.2775 1062.2917

159 1048.7560 1052.0485 1055.2541 1058.3748 1061.4128

160 1047.7658 1051.0836 1054.3141 1057.4592 1060.5211

161 1046.7620 1050.1053 1053.3607 1056.5304 1059.6163

162 1045.7444 1049.1133 1052.3939 1055.5882 1058.6984

163 1044.7128 1048.1075 1051.4134 1054.6325 1057.7671

164 1043.6670 1047.0876 1050.4190 1053.6631 1056.8222

165 1042.6069 1046.0535 1049.4104 1052.6797 1055.8635

166 1041.5321 1045.0050 1048.3877 1051.6822 1054.8908

167 1040.4426 1043.9418 1047.3504 1050.6704 1053.9040

168 1039.3381 1042.8638 1046.2984 1049.6440 1052.9028

169 1038.2185 1041.7707 1045.2315 1048.6029 1051.8869

170 1037.0834 1040.6624 1044.1495 1047.5468 1050.8563

171 1035.9327 1039.5386 1043.0522 1046.4755 1049.8106

172 1034.7662 1038.3991 1041.9393 1045.3888 1048.7497

173 1033.5837 1037.2438 1040.8107 1044.2865 1047.6733

174 1032.3849 1036.0722 1039.6660 1043.1683 1046.5812

175 1031.1696 1034.8844 1038.5052 1042.0341 1045.4731

176 1029.9376 1033.6799 1037.3279 1040.8836 1044.3490

177 1028.6887 1032.4587 1036.1340 1039.7165 1043.2084

178 1027.4226 1031.2204 1034.9231 1038.5327 1042.0512

179 1026.1390 1029.9648 1033.6950 1037.3318 1040.8771

180 1024.8379 1028.6917 1032.4496 1036.1137 1039.6859

181 1023.5188 1027.4008 1031.1865 1034.8780 1038.4773

182 1022.1816 1026.0919 1029.9056 1033.6246 1037.2511

183 1020.8261 1024.7647 1028.6065 1032.3532 1036.0070

184 1019.4518 1023.4190 1027.2889 1031.0635 1034.7448

185 1018.0587 1022.0546 1025.9527 1029.7553 1033.4641

186 1016.6465 1020.6710 1024.5976 1028.4282 1032.1648

187 1015.2148 1019.2682 1023.2233 1027.0821 1030.8465

188 1013.7634 1017.8458 1021.8295 1025.7166 1029.5091

189 1012.2921 1016.4035 1020.4160 1024.3316 1028.1521

190 1010.8005 1014.9411 1018.9825 1022.9265 1026.7753

191 1009.2884 1013.4583 1017.5286 1021.5013 1025.3784

192 1007.7556 1011.9548 1016.0542 1020.0557 1023.9612

5/81 Page 28

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

193 983.4914 988.2486 992.8964 997.4366 1001.8711

194 981.7650 986.5528 991.2310 995.8015 1000.2660

195 980.0165 984.8351 989.5438 994.1446 998.6392

196 978.2459 983.0952 987.8345 992.4656 996.9903

197 976.4528 981.3328 986.1027 990.7642 995.3191

198 974.6368 979.5477 984.3482 989.0401 993.6253

199 972.7978 977.7394 982.5706 987.2931 991.9086

200 970.9355 975.9079 980.7697 985.5227 990.1686

201 969.0494 974.0527 978.9452 983.7288 988.4050

202 967.1394 972.1735 977.0968 981.9109 986.6176

203 965.2051 970.2700 975.2241 980.0688 984.8060

204 963.2463 968.3420 973.3268 978.2021 982.9698

205 961.2625 966.3891 971.4046 976.3106 981.1088

206 959.2535 964.4109 969.4571 974.3938 979.2225

207 957.2190 962.4072 967.4841 972.4515 977.3108

208 955.1587 960.3776 965.4852 970.4832 975.3731

209 953.0721 958.3218 963.4601 968.4887 973.4092

210 950.9591 956.2394 961.4084 966.4677 971.4187

211 948.8192 954.1301 959.3298 964.4196 969.4012

212 946.6521 951.9936 957.2239 962.3443 967.3564

213 944.4574 949.8295 955.0903 960.2413 965.2840

214 942.2349 947.6375 952.9288 958.1103 963.1835

215 939.9841 945.4171 950.7388 955.9508 961.0545

216 937.7047 943.1680 948.5202 953.7626 958.8967

217 935.3964 940.8899 946.2724 951.5452 956.7096

218 933.0587 938.5824 943.9951 949.2982 954.4930

219 930.6913 936.2450 941.6879 947.0212 952.2463

220 928.2938 933.8775 939.3504 944.7139 949.9693

221 925.8659 931.4794 936.9823 942.3759 947.6613

222 923.4071 929.0503 934.5831 940.0066 945.3222

223 920.9170 926.5899 932.1524 937.6058 942.9513

224 918.3954 924.0976 929.6898 935.1729 940.5484

225 915.8416 921.5732 927.1948 932.7076 938.1129

226 913.2554 919.0162 924.6671 930.2095 935.6444

227 910.6364 916.4261 922.1063 927.6780 933.1425

228 907.9840 913.8026 919.5118 925.1128 930.6067

229 905.2980 911.1452 916.8833 922.5134 928.0366

230 902.5778 908.4534 914.2203 919.8793 925.4317

231 899.8230 905.7269 911.5223 917.2101 922.7915

232 897.0333 902.9652 908.7889 914.5053 920.1156

233 894.2081 900.1678 906.0196 911.7645 917.4034

234 891.3469 897.3343 903.2140 908.9871 914.6545

235 888.4495 894.4642 900.3716 906.1727 911.8683

236 885.5152 891.5570 897.4919 903.3207 909.0444

237 882.5436 888.6122 894.5743 900.4307 906.1823

238 879.5342 885.6294 891.6185 897.5022 903.2815

239 876.4866 882.6081 888.6239 894.5346 900.3413

240 873.4003 879.5478 885.5899 891.5275 897.3614

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

193 1006.2017 1010.4303 1014.5588 1018.5892 1022.5233

194 1004.6263 1008.8845 1013.0423 1017.1016 1021.0644

195 1003.0294 1007.3171 1011.5043 1015.5927 1019.5843

196 1001.4105 1005.7279 1009.9445 1014.0621 1018.0825

197 999.7693 1004.1165 1008.3626 1012.5094 1016.5589

198 998.1055 1002.4826 1006.7583 1010.9345 1015.0131

199 996.4189 1000.8259 1005.1312 1009.3369 1013.4447

200 994.7091 999.1460 1003.4812 1007.7163 1011.8534

201 992.9758 997.4427 1001.8077 1006.0725 1010.2389

202 991.2186 995.7157 1000.1105 1004.4050 1008.6009

203 989.4373 993.9645 998.3893 1002.7136 1006.9390

204 987.6315 992.1889 996.6437 1000.9978 1005.2529

205 985.8008 990.3885 994.8734 999.2574 1003.5421

206 983.9450 988.5629 993.0780 997.4919 1001.8065

207 982.0637 986.7119 991.2571 995.7011 1000.0455

208 980.1565 984.8351 989.4105 993.8845 998.2588

209 978.2231 982.9320 987.5377 992.0418 996.4461

210 976.2631 981.0024 985.6384 990.1727 994.6069

211 974.2761 979.0459 983.7122 988.2766 992.7409

212 972.2618 977.0620 981.7586 986.3533 990.8477

213 970.2198 975.0505 979.7774 984.4024 988.9269

214 968.1498 973.0108 977.7682 982.4234 986.9781

215 966.0513 970.9428 975.7304 980.4160 985.0009

216 963.9239 968.8458 973.6639 978.3797 982.9948

217 961.7673 966.7196 971.5680 976.3141 980.9595

218 959.5810 964.5637 969.4424 974.2188 978.8945

219 957.3647 962.3776 967.2867 972.0935 976.7993

220 955.1179 960.1611 965.1005 969.9375 974.6737

221 952.8402 957.9137 962.8833 967.7506 972.5170

222 950.5311 955.6349 960.6347 965.5323 970.3289

223 948.1904 953.3242 958.3543 963.2820 968.1088

224 945.8174 950.9813 956.0415 960.9994 965.8564

225 943.4118 948.6057 953.6960 958.6840 963.5711

226 940.9732 946.1970 951.3173 956.3353 961.2525

227 938.5010 943.7546 948.9048 953.9529 958.9001

228 935.9948 941.2782 946.4582 951.5362 956.5134

229 933.4541 938.7671 943.9769 949.0847 954.0919

230 930.8785 936.2211 941.4605 946.5980 951.6351

231 928.2676 933.6394 938.9084 944.0756 949.1424

232 925.6207 931.0218 936.3201 941.5169 946.6134

233 922.9374 928.3676 933.6952 938.9215 944.0475

234 920.2172 925.6764 931.0331 936.2887 941.4442

235 917.4596 922.9476 928.3333 933.6181 938.8030

236 914.6641 920.1807 925.5953 930.9091 936.1232

237 911.8301 917.3751 922.8184 928.1611 933.4043

238 908.9572 914.5305 920.0022 925.3736 930.6458

239 906.0448 911.6461 917.1462 922.5461 927.8470

240 903.0924 908.7214 914.2496 919.6779 925.0075

Page 29 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

241 870.2747 876.4479 882.5162 888.4803 894.3410

242 867.1095 873.3080 879.4021 885.3924 891.2798

243 863.9040 870.1275 876.2471 882.2634 888.1772

244 860.6577 866.9060 873.0508 879.0927 885.0325

245 857.3702 863.6428 869.8124 875.8797 881.8452

246 854.0410 860.3375 866.5316 872.6238 878.6148

247 850.6694 856.9895 863.2077 869.3245 875.3406

248 847.2550 853.5983 859.8402 865.9813 872.0221

249 843.7972 850.1633 856.4285 862.5934 868.6586

250 840.2954 846.6838 852.9720 859.1604 865.2496

251 836.7491 843.1595 849.4701 855.6816 861.7945

252 833.1578 839.5896 845.9223 852.1565 858.2925

253 829.5209 835.9736 842.3279 848.5843 854.7431

254 825.8377 832.3109 838.6864 844.9645 851.1457

255 822.1077 828.6009 834.9970 841.2964 847.4996

256 818.3303 824.8430 831.2592 837.5795 843.8040

257 814.5049 821.0365 827.4724 833.8129 840.0585

258 810.6309 817.1808 823.6359 829.9962 836.2622

259 806.7076 813.2754 819.7490 826.1285 832.4145

260 802.7345 809.3195 815.8111 822.2093 828.5147

261 798.7109 805.3125 811.8215 818.2379 824.5620

262 794.6362 801.2538 807.7795 814.2135 820.5559

263 790.5097 797.1426 803.6845 810.1354 816.4955

264 786.3307 792.9784 799.5357 806.0029 812.3801

265 782.0987 788.7603 795.3325 801.8154 808.2090

266 777.8128 784.4878 791.0741 797.5720 803.9814

267 773.4725 780.1601 786.7599 793.2720 799.6966

268 769.0770 775.7764 782.3890 788.9147 795.3538

269 764.6257 771.3362 777.9607 784.4993 790.9521

270 760.1178 766.8386 773.4743 780.0251 786.4908

271 755.5526 762.2829 768.9291 775.4912 781.9691

272 750.9294 757.6684 764.3242 770.8968 777.3862

273 746.2475 752.9942 759.6588 766.2412 772.7412

274 741.5060 748.2597 754.9322 761.5234 768.0333

275 736.7043 743.4640 750.1436 756.7428 763.2617

276 731.8416 738.6064 745.2921 751.8985 758.4255

277 726.9171 733.6860 740.3769 746.9895 753.5237

278 721.9300 728.7021 735.3973 742.0151 748.5556

279 716.8795 723.6538 730.3522 736.9744 743.5202

280 711.7648 718.5403 725.2410 731.8665 738.4166

281 706.5851 713.3608 720.0627 726.6905 733.2439

282 701.3397 708.1143 714.8164 721.4454 728.0012

283 696.0275 702.8001 709.5012 716.1304 722.6875

284 690.6478 697.4173 704.1163 710.7446 717.3018

285 685.1998 691.9649 698.6607 705.2869 711.8431

286 679.6825 686.4421 693.1335 699.7565 706.3106

287 674.0952 680.8479 687.5338 694.1523 700.7031

288 668.4368 675.1815 681.8606 688.4734 695.0197

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

241 900.0993 905.7560 911.3120 916.7685 922.1265

242 897.0651 902.7491 908.3329 913.8173 919.2035

243 893.9892 899.7003 905.3115 910.8237 916.2379

244 890.8709 896.6089 902.2473 907.7870 913.2290

245 887.7098 893.4744 899.1397 904.7066 910.1763

246 884.5053 890.2961 895.9880 901.5820 907.0790

247 881.2566 887.0734 892.7917 898.4125 903.9366

248 877.9633 883.8058 889.5502 895.1974 900.7483

249 874.6248 880.4925 886.2627 891.9361 897.5136

250 871.2403 877.1330 882.9286 888.6279 894.2316

251 867.8093 873.7266 879.5474 885.2722 890.9019

252 864.3311 870.2727 876.1182 881.8682 887.5235

253 860.8050 866.7706 872.6404 878.4153 884.0959

254 857.2305 863.2195 869.1134 874.9127 880.6183

255 853.6069 859.6189 865.5364 871.3598 877.0900

256 849.9334 855.9681 861.9087 867.7558 873.5102

257 846.2094 852.2663 858.2296 864.1000 869.8782

258 842.4342 848.5128 854.4984 860.3917 866.1933

259 838.6071 844.7069 850.7144 856.6301 862.4546

260 834.7274 840.8479 846.8767 852.8144 858.6614

261 830.7943 836.9350 842.9847 848.9438 854.8129

262 826.8071 832.9675 839.0375 845.0176 850.9082

263 822.7652 828.9447 835.0344 841.0349 846.9466

264 818.6676 824.8657 830.9747 836.9950 842.9273

265 814.5137 820.7297 826.8574 832.8971 838.8493

266 810.3027 816.5360 822.6817 828.7402 834.7118

267 806.0338 812.2838 818.4469 824.5236 830.5141

268 801.7062 807.9722 814.1522 820.2463 826.2551

269 797.3191 803.6005 809.7965 815.9076 821.9339

270 792.8716 799.1677 805.3792 811.5065 817.5498

271 788.3630 794.6730 800.8993 807.0421 813.1017

272 783.7924 790.1156 796.3559 802.5136 808.5888

273 779.1590 785.4946 791.7482 797.9199 804.0101

274 774.4619 780.8091 787.0752 793.2603 799.3645

275 769.7002 776.0582 782.3360 788.5336 794.6513

276 764.8730 771.2410 777.5296 783.7390 789.8693

277 759.9794 766.3565 772.6552 778.8755 785.0175

278 755.0185 761.4039 767.7117 773.9420 780.0950

279 749.9895 756.3821 762.6982 768.9377 775.1007

280 744.8912 751.2902 757.6136 763.8614 770.0336

281 739.7229 746.1273 752.4570 758.7121 764.8926

282 734.4835 740.8923 747.2274 753.4888 759.6766

283 729.1721 735.5842 741.9237 748.1905 754.3846

284 723.7876 730.2020 736.5448 742.8159 749.0154

285 718.3291 724.7447 731.0897 737.3641 743.5678

286 712.7956 719.2113 725.5574 731.8340 738.0409

287 707.1860 713.6005 719.9467 726.2243 732.4333

288 701.4992 707.9115 714.2565 720.5340 726.7439

5/81 Page 30

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

289 662.7065 669.4419 676.1129 682.7188 689.2594

290 656.9034 663.6282 670.2897 676.8875 683.4210

291 651.0265 657.7394 664.3902 670.9784 677.5036

292 645.0749 651.7745 658.4132 664.9905 671.5060

293 639.0478 645.7325 652.3577 658.9228 665.4273

294 632.9440 639.6125 646.2228 652.7742 659.2662

295 626.7626 633.4135 640.0074 646.5436 653.0217

296 620.5027 627.1344 633.7103 640.2299 646.6926

297 614.1633 620.7742 627.3307 633.8320 640.2778

298 607.7432 614.3319 620.8673 627.3489 633.7761

299 601.2416 607.8063 614.3190 620.7793 627.1864

300 594.6574 601.1964 607.6849 614.1221 620.5075

301 587.9895 594.5012 600.9636 607.3761 613.7381

302 581.2368 587.7195 594.1541 600.5402 606.8771

303 574.3984 580.8501 587.2553 593.6132 599.9231

304 567.4730 573.8921 580.2659 586.5937 592.8750

305 560.4596 566.8442 573.1848 579.4807 585.7314

306 553.3571 559.7052 566.0107 572.2729 578.4911

307 546.1644 552.4741 558.7425 564.9689 571.1528

308 538.8802 545.1495 551.3789 557.5676 563.7150

309 531.5034 537.7303 543.9186 550.0676 556.1766

310 524.0330 530.2153 536.3604 542.4676 548.5361

311 516.4675 522.6032 528.7030 534.7662 540.7921

312 508.8060 514.8928 520.9451 526.9622 532.9432

313 501.0470 507.0828 513.0854 519.0541 524.9881

314 493.1895 499.1720 505.1226 511.0405 516.9252

315 485.2321 491.1589 497.0552 502.9202 508.7531

316 477.1736 483.0423 488.8819 494.6915 500.4704

317 469.0126 474.8210 480.6014 486.3531 492.0755

318 460.7480 466.4934 472.2121 477.9036 483.5670

319 452.3783 458.0582 463.7128 469.3414 474.9432

320 443.9023 449.5141 455.1019 460.6650 466.2026

321 435.3185 440.8596 446.3780 451.8730 457.3437

322 426.6257 432.0934 437.5396 442.9637 448.3648

323 417.8224 423.2139 428.5852 433.9356 439.2644

324 408.9072 414.2197 419.5133 424.7872 430.0406

325 399.8787 405.1094 410.3223 415.5167 420.6920

326 390.7355 395.8813 401.0106 406.1227 411.2168

327 381.4760 386.5341 391.5768 396.6034 401.6133

328 372.0990 377.0661 382.0191 386.9572 391.8797

329 362.6027 367.4759 372.3360 377.1824 382.0143

330 352.9858 357.7618 362.5258 367.2772 372.0154

331 343.2466 347.9222 352.5868 357.2400 361.8810

332 333.3837 337.9555 342.5174 347.0689 351.6094

333 323.3954 327.8600 332.3158 336.7623 341.1987

334 313.2802 317.6342 321.9804 326.3182 330.6470

335 303.0365 307.2763 311.5092 315.7348 319.9524

336 292.6626 296.7846 300.9007 305.0104 309.1130

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

289 695.7342 702.1431 708.4857 714.7619 720.9716

290 689.8900 696.2941 702.6331 708.9068 715.1151

291 683.9654 690.3635 696.6977 702.9676 709.1732

292 677.9594 684.3501 690.6781 696.9430 703.1447

293 671.8707 678.2528 684.5733 690.8318 697.0282

294 665.6984 672.0704 678.3819 684.6327 690.8225

295 659.4412 665.8017 672.1029 678.3445 684.5263

296 653.0979 659.4455 665.7349 671.9660 678.1384

297 646.6674 653.0005 659.2767 665.4957 671.6572

298 640.1485 646.4656 652.7270 658.9324 665.0815

299 633.5400 639.8395 646.0845 652.2748 658.4100

300 626.8406 633.1209 639.3480 645.5215 651.6411

301 620.0491 626.3085 632.5159 638.6711 644.7736

302 613.1642 619.4010 625.5871 631.7222 637.8058

303 606.1846 612.3971 618.5602 624.6734 630.7365

304 599.1091 605.2954 611.4337 617.5234 623.5641

305 591.9362 598.0947 604.2062 610.2705 616.2871

306 584.6648 590.7934 596.8764 602.9133 608.9039

307 577.2933 583.3901 589.4427 595.4505 601.4131

308 569.8206 575.8836 581.9037 587.8803 593.8130

309 562.2450 568.2723 574.2578 580.2013 586.1021

310 554.5653 560.5547 566.5037 572.4119 578.2788

311 546.7800 552.7294 558.6398 564.5106 570.3414

312 538.8877 544.7949 550.6644 556.4956 562.2882

313 530.8868 536.7496 542.5760 548.3655 554.1175

314 522.7759 528.5920 534.3731 540.1185 545.8277

315 514.5535 520.3206 526.0539 531.7529 537.4171

316 506.2180 511.9337 517.6169 523.2671 528.8837

317 497.7679 503.4297 509.0603 514.6593 520.2259

318 489.2017 494.8071 500.3826 505.9277 511.4419

319 480.5176 486.0641 491.5819 497.0706 502.5298

320 471.7142 477.1990 482.6565 488.0863 493.4877

321 462.7897 468.2102 473.6047 478.9727 484.3137

322 453.7424 459.0959 464.4247 469.7282 475.0059

323 444.5708 449.8544 455.1146 460.3508 465.5624

324 435.2731 440.4839 445.6726 450.8385 455.9812

325 425.8475 430.9827 436.0968 441.1896 446.2603

326 416.2924 421.3488 426.3854 431.4019 436.3976

327 406.6058 411.5804 416.5365 421.4735 426.3910

328 396.7861 401.6757 406.5479 411.4024 416.2386

329 386.8313 391.6327 396.4179 401.1866 405.9380

330 376.7397 381.4495 386.1444 390.8238 395.4873

331 366.5092 371.1242 375.7253 380.3122 384.8842

332 356.1382 360.6548 365.1587 369.6494 374.1264

333 345.6245 350.0392 354.4423 358.8333 363.2117

334 334.9663 339.2755 343.5741 347.8618 352.1379

335 324.1615 328.3615 332.5520 336.7325 340.9026

336 313.2081 317.2952 321.3737 325.4433 329.5034

Page 31 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

337 282.1568 286.1573 290.1529 294.1429 298.1268

338 271.5175 275.3929 279.2640 283.1306 286.9919

339 260.7431 264.4893 268.2323 271.9714 275.7061

340 249.8317 253.4449 257.0557 260.6634 264.2676

341 238.7816 242.2579 245.7324 249.2047 252.6741

342 227.5911 230.9264 234.2606 237.5931 240.9237

343 216.2584 219.4485 222.6381 225.8268 229.0141

344 204.7816 207.8223 210.8631 213.9036 216.9432

345 193.1591 196.0460 198.9336 201.8214 204.7089

346 181.3888 184.1176 186.8475 189.5780 192.3089

347 169.4689 172.0351 174.6027 177.1715 179.7410

348 157.3976 159.7965 162.1973 164.5995 167.0029

349 145.1728 147.3999 149.6290 151.8599 154.0924

350 132.7927 134.8431 136.8958 138.9505 141.0069

351 120.2553 122.1241 123.9954 125.8689 127.7443

352 107.5585 109.2409 110.9257 112.6129 114.3021

353 94.7004 96.1912 97.6845 99.1801 100.6779

354 81.6788 82.9730 84.2695 85.5683 86.8691

355 68.4918 69.5840 70.6784 71.7749 72.8734

356 55.1372 56.0221 56.9090 57.7977 58.6881

357 41.6129 42.2850 42.9588 43.6341 44.3108

358 27.9167 28.3705 28.8255 29.2816 29.7388

359 14.0465 14.2763 14.5067 14.7378 14.9694

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

337 302.1041 306.0744 310.0371 313.9917 317.9380

338 290.8475 294.6970 298.5398 302.3756 306.2039

339 279.4361 283.1607 286.8797 290.5925 294.2987

340 267.8678 271.4635 275.0544 278.6400 282.2199

341 256.1404 259.6030 263.0615 266.5157 269.9650

342 244.2517 247.5769 250.8988 254.2170 257.5313

343 232.1996 235.3829 238.5637 241.7416 244.9163

344 219.9818 223.0188 226.0539 229.0869 232.1173

345 207.5959 210.4821 213.3669 216.2503 219.1317

346 195.0398 197.7703 200.5002 203.2291 205.9567

347 182.3110 184.8812 187.4512 190.0207 192.5896

348 169.4072 171.8121 174.2173 176.6225 179.0275

349 156.3260 158.5606 160.7959 163.0317 165.2676

350 143.0649 145.1241 147.1844 149.2455 151.3071

351 129.6215 131.5001 133.3801 135.2611 137.1430

352 115.9932 117.6860 119.3802 121.0757 122.7724

353 102.1775 103.6790 105.1820 106.6864 108.1921

354 88.1719 89.4764 90.7826 92.0903 93.3992

355 73.9737 75.0757 76.1792 77.2843 78.3907

356 59.5803 60.4739 61.3690 62.2655 63.1632

357 44.9889 45.6683 46.3489 47.0308 47.7136

358 30.1969 30.6561 31.1161 31.5771 32.0388

359 15.2016 15.4343 15.6675 15.9012 16.1354

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

5/81 Page 32

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

1 1001.5993 1001.6182 1001.6365 1001.6541 1001.6710

2 1003.2188 1003.2574 1003.2945 1003.3302 1003.3647

3 1004.8590 1004.9177 1004.9742 1005.0287 1005.0812

4 1006.5200 1006.5994 1006.6760 1006.7499 1006.8211

5 1008.2021 1008.3029 1008.4001 1008.4939 1008.5845

6 1009.9056 1010.0284 1010.1469 1010.2613 1010.3717

7 1011.6308 1011.7761 1011.9166 1012.0522 1012.1832

8 1013.3778 1013.5465 1013.7095 1013.8670 1014.0192

9 1015.1471 1015.3397 1015.5259 1015.7060 1015.8801

10 1016.9388 1017.1560 1017.3662 1017.5695 1017.7661

11 1018.7534 1018.9959 1019.2306 1019.4578 1019.6777

12 1020.5909 1020.8595 1021.1195 1021.3713 1021.6152

13 1022.1186 1022.4082 1022.6885 1022.9600 1023.2228

14 1023.6657 1023.9769 1024.2782 1024.5698 1024.8522

15 1025.2324 1025.5659 1025.8887 1026.2011 1026.5036

16 1026.8191 1027.1754 1027.5203 1027.8542 1028.1774

17 1028.4259 1028.8057 1029.1734 1029.5293 1029.8739

18 1030.0531 1030.4570 1030.8481 1031.2267 1031.5934

19 1031.7010 1032.1297 1032.5448 1032.9468 1033.3361

20 1033.3699 1033.8240 1034.2638 1034.6898 1035.1024

21 1035.0599 1035.5402 1036.0054 1036.4560 1036.8927

22 1036.7715 1037.2785 1037.7698 1038.2458 1038.7071

23 1038.5048 1039.0393 1039.5574 1040.0595 1040.5462

24 1040.2601 1040.8228 1041.3684 1041.8973 1042.4102

25 1041.6944 1042.2803 1042.8482 1043.3988 1043.9326

26 1043.1470 1043.7566 1044.3474 1044.9203 1045.4756

27 1044.6181 1045.2519 1045.8664 1046.4620 1047.0395

28 1046.1078 1046.7666 1047.4052 1048.0243 1048.6246

29 1047.6165 1048.3008 1048.9642 1049.6075 1050.2311

30 1049.1443 1049.8548 1050.5437 1051.2117 1051.8594

31 1050.6916 1051.4289 1052.1440 1052.8374 1053.5098

32 1052.2585 1053.0234 1053.7652 1054.4847 1055.1825

33 1053.8453 1054.6384 1055.4077 1056.1540 1056.8779

34 1055.4523 1056.2743 1057.0718 1057.8455 1058.5962

35 1057.0797 1057.9314 1058.7577 1059.5596 1060.3378

36 1058.7278 1059.6098 1060.4658 1061.2966 1062.1030

37 1060.0433 1060.9503 1061.8306 1062.6850 1063.5142

38 1061.3755 1062.3082 1063.2133 1064.0919 1064.9446

39 1062.7246 1063.6835 1064.6142 1065.5175 1066.3943

40 1064.0909 1065.0767 1066.0335 1066.9622 1067.8637

41 1065.4745 1066.4878 1067.4714 1068.4261 1069.3530

42 1066.8758 1067.9172 1068.9281 1069.9096 1070.8624

43 1068.2948 1069.3650 1070.4040 1071.4128 1072.3923

44 1069.7319 1070.8315 1071.8993 1072.9361 1073.9429

45 1071.1872 1072.3170 1073.4142 1074.4797 1075.5145

46 1072.6610 1073.8216 1074.9489 1076.0439 1077.1074

47 1074.1535 1075.3457 1076.5038 1077.6289 1078.7219

48 1075.6650 1076.8895 1078.0792 1079.2350 1080.3582

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

1 1001.6873 1001.7030 1001.7181 1001.7326 1001.7466

2 1003.3978 1003.4298 1003.4605 1003.4901 1003.5186

3 1005.1319 1005.1806 1005.2276 1005.2729 1005.3165

4 1006.8897 1006.9560 1007.0198 1007.0813 1007.1407

5 1008.6718 1008.7561 1008.8373 1008.9157 1008.9914

6 1010.4784 1010.5813 1010.6806 1010.7765 1010.8691

7 1012.3097 1012.4320 1012.5500 1012.6641 1012.7742

8 1014.1663 1014.3085 1014.4459 1014.5787 1014.7071

9 1016.0484 1016.2112 1016.3687 1016.5209 1016.6681

10 1017.9564 1018.1405 1018.3186 1018.4910 1018.6578

11 1019.8906 1020.0967 1020.2962 1020.4894 1020.6765

12 1021.8514 1022.0802 1022.3019 1022.5166 1022.7246

13 1023.4773 1023.7238 1023.9625 1024.1936 1024.4175

14 1025.1256 1025.3903 1025.6466 1025.8947 1026.1351

15 1026.7965 1027.0800 1027.3545 1027.6203 1027.8777

16 1028.4904 1028.7933 1029.0867 1029.3707 1029.6457

17 1030.2076 1030.5306 1030.8434 1031.1462 1031.4395

18 1031.9483 1032.2921 1032.6250 1032.9473 1033.2595

19 1033.7131 1034.0782 1034.4318 1034.7743 1035.1060

20 1035.5021 1035.8892 1036.2642 1036.6275 1036.9795

21 1037.3156 1037.7255 1038.1226 1038.5074 1038.8803

22 1039.1542 1039.5874 1040.0073 1040.4143 1040.8087

23 1041.0180 1041.4753 1041.9187 1042.3486 1042.7654

24 1042.9074 1043.3896 1043.8572 1044.3107 1044.7505

25 1044.4501 1044.9519 1045.4385 1045.9103 1046.3679

26 1046.0140 1046.5360 1047.0422 1047.5330 1048.0090

27 1047.5994 1048.1422 1048.6686 1049.1790 1049.6739

28 1049.2066 1049.7708 1050.3180 1050.8486 1051.3632

29 1050.8358 1051.4222 1051.9908 1052.5422 1053.0770

30 1052.4875 1053.0966 1053.6873 1054.2602 1054.8159

31 1054.1619 1054.7944 1055.4079 1056.0029 1056.5801

32 1055.8594 1056.5159 1057.1528 1057.7707 1058.3701

33 1057.5801 1058.2614 1058.9224 1059.5638 1060.1862

34 1059.3246 1060.0313 1060.7171 1061.3827 1062.0287

35 1061.0930 1061.8259 1062.5373 1063.2278 1063.8981

36 1062.8857 1063.6455 1064.3832 1065.0994 1065.7948

37 1064.3192 1065.1005 1065.8591 1066.5955 1067.3106

38 1065.7723 1066.5758 1067.3559 1068.1132 1068.8485

39 1067.2455 1068.0717 1068.8738 1069.6526 1070.4088

40 1068.7389 1069.5885 1070.4133 1071.2142 1071.9919

41 1070.2528 1071.1264 1071.9746 1072.7982 1073.5980

42 1071.7876 1072.6858 1073.5580 1074.4050 1075.2276

43 1073.3434 1074.2670 1075.1639 1076.0349 1076.8809

44 1074.9207 1075.8702 1076.7925 1077.6883 1078.5584

45 1076.5196 1077.4959 1078.4441 1079.3653 1080.2603

46 1078.1405 1079.1442 1080.1192 1081.0665 1081.9870

47 1079.7838 1080.8155 1081.8180 1082.7922 1083.7390

48 1081.4496 1082.5101 1083.5409 1084.5427 1085.5164

Page 33 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

49 1076.8316 1078.0828 1079.2985 1080.4798 1081.6275

50 1078.0130 1079.2916 1080.5339 1081.7411 1082.9140

51 1079.2094 1080.5160 1081.7855 1083.0192 1084.2180

52 1080.4209 1081.7561 1083.0536 1084.3143 1085.5396

53 1081.6479 1083.0123 1084.3382 1085.6268 1086.8791

54 1082.8905 1084.2847 1085.6398 1086.9567 1088.2367

55 1084.1489 1085.5736 1086.9584 1088.3044 1089.6127

56 1085.4232 1086.8791 1088.2943 1089.6700 1091.0074

57 1086.7138 1088.2015 1089.6477 1091.0538 1092.4209

58 1088.0208 1089.5409 1091.0190 1092.4561 1093.8536

59 1089.3443 1090.8977 1092.4082 1093.8771 1095.3057

60 1090.6847 1092.2719 1093.8156 1095.3171 1096.7774

61 1091.6670 1093.2825 1094.8536 1096.3818 1097.8683

62 1092.6618 1094.3060 1095.9053 1097.4608 1098.9739

63 1093.6693 1095.3428 1096.9707 1098.5542 1100.0945

64 1094.6895 1096.3930 1098.0501 1099.6621 1101.2303

65 1095.7228 1097.4568 1099.1437 1100.7848 1102.3815

66 1096.7691 1098.5343 1100.2517 1101.9225 1103.5482

67 1097.8287 1099.6257 1101.3741 1103.0754 1104.7308

68 1098.9019 1100.7312 1102.5113 1104.2436 1105.9293

69 1099.9886 1101.8510 1103.6635 1105.4274 1107.1441

70 1101.0892 1102.9853 1104.8308 1106.6270 1108.3754

71 1102.2037 1104.1342 1106.0133 1107.8426 1109.6233

72 1103.3324 1105.2979 1107.2114 1109.0744 1110.8881

73 1104.0891 1106.0838 1108.0257 1109.9164 1111.7572

74 1104.8554 1106.8798 1108.8507 1110.7696 1112.6381

75 1105.6315 1107.6861 1109.6865 1111.6343 1113.5309

76 1106.4174 1108.5027 1110.5332 1112.5104 1114.4358

77 1107.2133 1109.3300 1111.3911 1113.3983 1115.3529

78 1108.0193 1110.1679 1112.2603 1114.2980 1116.2825

79 1108.8356 1111.0166 1113.1408 1115.2096 1117.2246

80 1109.6622 1111.8764 1114.0329 1116.1335 1118.1795

81 1110.4994 1112.7472 1114.9367 1117.0696 1119.1474

82 1111.3471 1113.6292 1115.8524 1118.0182 1120.1283

83 1112.2057 1114.5227 1116.7801 1118.9795 1121.1226

84 1113.0752 1115.4277 1117.7200 1119.9536 1122.1303

85 1113.5577 1115.9396 1118.2606 1120.5223 1122.7264

86 1114.0464 1116.4582 1118.8084 1121.0986 1123.3306

87 1114.5413 1116.9835 1119.3633 1121.6826 1123.9429

88 1115.0425 1117.5155 1119.9256 1122.2744 1124.5636

89 1115.5501 1118.0544 1120.4952 1122.8740 1125.1926

90 1116.0641 1118.6003 1121.0723 1123.4817 1125.8302

91 1116.5847 1119.1533 1121.6570 1124.0975 1126.4765

92 1117.1118 1119.7133 1122.2493 1124.7214 1127.1314

93 1117.6457 1120.2807 1122.8494 1125.3537 1127.7953

94 1118.1864 1120.8553 1123.4574 1125.9944 1128.4681

95 1118.7339 1121.4374 1124.0734 1126.6437 1129.1500

96 1119.2884 1122.0269 1124.6974 1127.3016 1129.8412

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

49 1082.7428 1083.8267 1084.8801 1085.9039 1086.8990

50 1084.0539 1085.1616 1086.2382 1087.2846 1088.3017

51 1085.3830 1086.5152 1087.6156 1088.6852 1089.7249

52 1086.7303 1087.8876 1089.0125 1090.1059 1091.1689

53 1088.0962 1089.2793 1090.4292 1091.5471 1092.6339

54 1089.4809 1090.6903 1091.8660 1093.0090 1094.1203

55 1090.8846 1092.1210 1093.3231 1094.4919 1095.6283

56 1092.3076 1093.5717 1094.8009 1095.9961 1097.1584

57 1093.7502 1095.0427 1096.2996 1097.5219 1098.7107

58 1095.2126 1096.5342 1097.8195 1099.0697 1100.2857

59 1096.6951 1098.0465 1099.3610 1100.6397 1101.8837

60 1098.1980 1099.5799 1100.9243 1102.2323 1103.5049

61 1099.3143 1100.7209 1102.0894 1103.4209 1104.7164

62 1100.4459 1101.8778 1103.2710 1104.6265 1105.9456

63 1101.5930 1103.0509 1104.4694 1105.8496 1107.1926

64 1102.7560 1104.2404 1105.6847 1107.0902 1108.4579

65 1103.9349 1105.4465 1106.9173 1108.3486 1109.7416

66 1105.1301 1106.6694 1108.1673 1109.6251 1111.0440

67 1106.3417 1107.9093 1109.4350 1110.9200 1112.3654

68 1107.5699 1109.1666 1110.7207 1112.2335 1113.7061

69 1108.8150 1110.4414 1112.0246 1113.5658 1115.0664

70 1110.0773 1111.7341 1113.3470 1114.9174 1116.4464

71 1111.3569 1113.0447 1114.6881 1116.2883 1117.8466

72 1112.6541 1114.3737 1116.0482 1117.6790 1119.2673

73 1113.5496 1115.2950 1116.9946 1118.6499 1120.2622

74 1114.4574 1116.2291 1117.9545 1119.6349 1121.2716

75 1115.3778 1117.1763 1118.9279 1120.6340 1122.2957

76 1116.3107 1118.1367 1119.9152 1121.6474 1123.3348

77 1117.2565 1119.1105 1120.9164 1122.6754 1124.3890

78 1118.2153 1120.0980 1121.9318 1123.7182 1125.4586

79 1119.1873 1121.0991 1122.9616 1124.7760 1126.5438

80 1120.1727 1122.1143 1124.0059 1125.8490 1127.6448

81 1121.1716 1123.1436 1125.0651 1126.9374 1128.7619

82 1122.1842 1124.1874 1126.1393 1128.0414 1129.8952

83 1123.2108 1125.2456 1127.2287 1129.1614 1131.0451

84 1124.2514 1126.3187 1128.3335 1130.2974 1132.2118

85 1124.8743 1126.9677 1129.0081 1130.9969 1132.9356

86 1125.5057 1127.6258 1129.6922 1131.7064 1133.6700

87 1126.1459 1128.2930 1130.3860 1132.4262 1134.4151

88 1126.7948 1128.9696 1131.0896 1133.1563 1135.1711

89 1127.4526 1129.6556 1131.8032 1133.8968 1135.9381

90 1128.1195 1130.3512 1132.5269 1134.6481 1136.7163

91 1128.7956 1131.0565 1133.2608 1135.4101 1137.5058

92 1129.4810 1131.7717 1134.0052 1136.1831 1138.3069

93 1130.1757 1132.4968 1134.7601 1136.9672 1139.1196

94 1130.8801 1133.2321 1135.5257 1137.7625 1139.9442

95 1131.5941 1133.9776 1136.3021 1138.5693 1140.7808

96 1132.3179 1134.7335 1137.0896 1139.3877 1141.6296

5/81 Page 34

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

97 1119.4400 1122.2073 1124.9058 1127.5374 1130.1038

98 1119.5936 1122.3899 1125.1169 1127.7763 1130.3699

99 1119.7491 1122.5749 1125.3308 1128.0184 1130.6396

100 1119.9066 1122.7624 1125.5474 1128.2637 1130.9129

101 1120.0661 1122.9522 1125.7670 1128.5123 1131.1900

102 1120.2276 1123.1445 1125.9894 1128.7642 1131.4708

103 1120.3912 1123.3392 1126.2147 1129.0195 1131.7554

104 1120.5569 1123.5365 1126.4430 1129.2782 1132.0439

105 1120.7247 1123.7363 1126.6743 1129.5403 1132.3363

106 1120.8945 1123.9387 1126.9086 1129.8059 1132.6326

107 1121.0666 1124.1438 1127.1459 1130.0751 1132.9330

108 1121.2408 1124.3514 1127.3865 1130.3478 1133.2374

109 1120.9951 1124.1324 1127.1935 1130.1804 1133.0948

110 1120.7463 1123.9105 1126.9980 1130.0107 1132.9503

111 1120.4943 1123.6858 1126.8000 1129.8387 1132.8038

112 1120.2391 1123.4582 1126.5994 1129.6645 1132.6554

113 1119.9806 1123.2276 1126.3961 1129.4879 1132.5049

114 1119.7189 1122.9941 1126.1902 1129.3090 1132.3524

115 1119.4538 1122.7576 1125.9815 1129.1276 1132.1979

116 1119.1854 1122.5179 1125.7701 1128.9439 1132.0412

117 1118.9135 1122.2752 1125.5560 1128.7577 1131.8824

118 1118.6382 1122.0294 1125.3390 1128.5691 1131.7215

119 1118.3594 1121.7804 1125.1192 1128.3779 1131.5584

120 1118.0771 1121.5281 1124.8965 1128.1842 1131.3931

121 1117.3563 1120.8304 1124.2212 1127.5307 1130.7609

122 1116.6264 1120.1236 1123.5370 1126.8685 1130.1201

123 1115.8872 1119.4077 1122.8438 1126.1975 1129.4707

124 1115.1386 1118.6826 1122.1416 1125.5175 1128.8124

125 1114.3805 1117.9481 1121.4301 1124.8285 1128.1453

126 1113.6127 1117.2041 1120.7093 1124.1303 1127.4691

127 1112.8352 1116.4505 1119.9790 1123.4228 1126.7837

128 1112.0478 1115.6872 1119.2392 1122.7058 1126.0891

129 1111.2504 1114.9140 1118.4896 1121.9793 1125.3851

130 1110.4429 1114.1308 1117.7302 1121.2431 1124.6715

131 1109.6251 1113.3375 1116.9608 1120.4970 1123.9483

132 1108.7969 1112.5340 1116.1813 1119.7411 1123.2152

133 1107.9582 1111.7200 1115.3916 1118.9750 1122.4723

134 1107.1089 1110.8956 1114.5916 1118.1988 1121.7193

135 1106.2487 1110.0605 1113.7810 1117.4122 1120.9561

136 1105.3776 1109.2147 1112.9598 1116.6151 1120.1825

137 1104.4954 1108.3579 1112.1278 1115.8073 1119.3985

138 1103.6021 1107.4900 1111.2849 1114.9888 1118.6039

139 1102.6973 1106.6109 1110.4309 1114.1594 1117.7985

140 1101.7811 1105.7205 1109.5657 1113.3189 1116.9822

141 1100.8533 1104.8186 1108.6892 1112.4673 1116.1548

142 1099.9136 1103.9050 1107.8012 1111.6042 1115.3163

143 1098.9620 1102.9796 1106.9015 1110.7297 1114.4663

144 1097.9983 1102.0423 1105.9900 1109.8435 1113.6049

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

97 1132.6067 1135.0478 1137.4289 1139.7514 1142.0172

98 1132.8994 1135.3665 1137.7729 1140.1204 1142.4104

99 1133.1961 1135.6896 1138.1219 1140.4946 1142.8093

100 1133.4969 1136.0173 1138.4758 1140.8742 1143.2141

101 1133.8018 1136.3495 1138.8348 1141.2593 1143.6248

102 1134.1109 1136.6864 1139.1988 1141.6499 1144.0414

103 1134.4243 1137.0279 1139.5679 1142.0461 1144.4641

104 1134.7420 1137.3742 1139.9423 1142.4480 1144.8930

105 1135.0641 1137.7254 1140.3220 1142.8557 1145.3282

106 1135.3905 1138.0815 1140.7071 1143.2693 1145.7697

107 1135.7215 1138.4425 1141.0977 1143.6888 1146.2176

108 1136.0570 1138.8086 1141.4937 1144.1143 1146.6721

109 1135.9388 1138.7140 1141.4223 1144.0655 1146.6453

110 1135.8189 1138.6181 1141.3499 1144.0160 1146.6182

111 1135.6973 1138.5209 1141.2765 1143.9658 1146.5907

112 1135.5741 1138.4223 1141.2020 1143.9149 1146.5628

113 1135.4491 1138.3224 1141.1265 1143.8632 1146.5344

114 1135.3225 1138.2210 1141.0499 1143.8108 1146.5057

115 1135.1941 1138.1183 1140.9722 1143.7576 1146.4765

116 1135.0640 1138.0141 1140.8934 1143.7037 1146.4469

117 1134.9320 1137.9084 1140.8135 1143.6490 1146.4169

118 1134.7983 1137.8013 1140.7324 1143.5935 1146.3864

119 1134.6627 1137.6927 1140.6502 1143.5372 1146.3555

120 1134.5252 1137.5825 1140.5669 1143.4801 1146.3242

121 1133.9137 1136.9912 1139.9951 1142.9274 1145.7899

122 1133.2938 1136.3915 1139.4152 1142.3666 1145.2478

123 1132.6654 1135.7835 1138.8270 1141.7978 1144.6978

124 1132.0283 1135.1670 1138.2306 1141.2209 1144.1398

125 1131.3824 1134.5419 1137.6257 1140.6356 1143.5737

126 1130.7277 1133.9081 1137.0122 1140.0420 1142.9993

127 1130.0640 1133.2654 1136.3900 1139.4398 1142.4165

128 1129.3911 1132.6137 1135.7590 1138.8289 1141.8252

129 1128.7090 1131.9530 1135.1191 1138.2093 1141.2253

130 1128.0175 1131.2830 1134.4701 1137.5807 1140.6167

131 1127.3165 1130.6037 1133.8119 1136.9431 1139.9992

132 1126.6059 1129.9149 1133.1444 1136.2964 1139.3727

133 1125.8854 1129.2165 1132.4675 1135.6403 1138.7370

134 1125.1551 1128.5083 1131.7809 1134.9748 1138.0921

135 1124.4148 1127.7903 1131.0846 1134.2998 1137.4377

136 1123.6642 1127.0622 1130.3785 1133.6151 1136.7738

137 1122.9034 1126.3240 1129.6624 1132.9205 1136.1003

138 1122.1321 1125.5755 1128.9361 1132.2159 1135.4169

139 1121.3501 1124.8165 1128.1995 1131.5012 1134.7236

140 1120.5575 1124.0469 1127.4525 1130.7762 1134.0201

141 1119.7539 1123.2666 1126.6949 1130.0408 1133.3064

142 1118.9393 1122.4754 1125.9265 1129.2948 1132.5822

143 1118.1135 1121.6731 1125.1473 1128.5381 1131.8476

144 1117.2763 1120.8597 1124.3571 1127.7706 1131.1022

Page 35 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

145 1097.0224 1101.0928 1105.0665 1108.9455 1112.7318

146 1096.0340 1100.1311 1104.1309 1108.0355 1111.8469

147 1095.0331 1099.1570 1103.1831 1107.1134 1110.9500

148 1094.0195 1098.1703 1102.2228 1106.1790 1110.0410

149 1092.9930 1097.1708 1101.2498 1105.2321 1109.1196

150 1091.9534 1096.1585 1100.2642 1104.2726 1108.1858

151 1090.9007 1095.1330 1099.2655 1103.3003 1107.2393

152 1089.8345 1094.0944 1098.2538 1102.3150 1106.2800

153 1088.7549 1093.0423 1097.2288 1101.3166 1105.3077

154 1087.6614 1091.9766 1096.1904 1100.3049 1104.3223

155 1086.5541 1090.8971 1095.1383 1099.2797 1103.3235

156 1085.4328 1089.8037 1094.0724 1098.2409 1102.3112

157 1084.2971 1088.6962 1092.9925 1097.1881 1101.2851

158 1083.1471 1087.5744 1091.8984 1096.1214 1100.2452

159 1081.9824 1086.4380 1090.7900 1095.0404 1099.1912

160 1080.8029 1085.2870 1089.6671 1093.9450 1098.1229

161 1079.6085 1084.1212 1088.5294 1092.8350 1097.0402

162 1078.3988 1082.9403 1087.3767 1091.7102 1095.9428

163 1077.1738 1081.7441 1086.2090 1090.5704 1094.8305

164 1075.9332 1080.5325 1085.0259 1089.4154 1093.7032

165 1074.6769 1079.3052 1083.8272 1088.2451 1092.5606

166 1073.4045 1078.0621 1082.6129 1087.0591 1091.4025

167 1072.1161 1076.8029 1081.3826 1085.8573 1090.2288

168 1070.8112 1075.5274 1080.1362 1084.6394 1089.0392

169 1069.4898 1074.2355 1078.8734 1083.4053 1087.8334

170 1068.1515 1072.9269 1077.5940 1082.1548 1086.6113

171 1066.7963 1071.6014 1076.2978 1080.8876 1085.3727

172 1065.4238 1070.2587 1074.9847 1079.6035 1084.1173

173 1064.0339 1068.8988 1073.6543 1078.3023 1082.8449

174 1062.6263 1067.5212 1072.3064 1076.9838 1081.5553

175 1061.2009 1066.1259 1070.9408 1075.6476 1080.2482

176 1059.7573 1064.7125 1069.5573 1074.2936 1078.9234

177 1058.2954 1063.2809 1068.1557 1072.9216 1077.5806

178 1056.8149 1061.8308 1066.7357 1071.5313 1076.2197

179 1055.3156 1060.3620 1065.2970 1070.1225 1074.8404

180 1053.7972 1058.8741 1063.8394 1068.6948 1073.4423

181 1052.2595 1057.3671 1062.3627 1067.2482 1072.0254

182 1050.7023 1055.8406 1060.8666 1065.7822 1070.5892

183 1049.1253 1054.2944 1059.3509 1064.2967 1069.1336

184 1047.5283 1052.7282 1057.8153 1062.7914 1067.6583

185 1045.9110 1051.1418 1056.2596 1061.2660 1066.1630

186 1044.2731 1049.5349 1054.6834 1059.7203 1064.6475

187 1042.6144 1047.9073 1053.0865 1058.1540 1063.1115

188 1040.9346 1046.2586 1051.4687 1056.5668 1061.5546

189 1039.2335 1044.5886 1049.8297 1054.9584 1059.9767

190 1037.5107 1042.8970 1048.1691 1053.3286 1058.3774

191 1035.7661 1041.1836 1046.4867 1051.6771 1056.7564

192 1033.9993 1039.4481 1044.7823 1050.0035 1055.1135

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

145 1116.4276 1120.0348 1123.5556 1126.9920 1130.3459

146 1115.5672 1119.1985 1122.7428 1126.2022 1129.5786

147 1114.6950 1118.3505 1121.9185 1125.4010 1128.8001

148 1113.8109 1117.4907 1121.0825 1124.5884 1128.0102

149 1112.9145 1116.6189 1120.2347 1123.7640 1127.2089

150 1112.0059 1115.7349 1119.3748 1122.9278 1126.3958

151 1111.0847 1114.8385 1118.5028 1122.0796 1125.5709

152 1110.1509 1113.9297 1117.6184 1121.2192 1124.7340

153 1109.2042 1113.0081 1116.7215 1120.3464 1123.8848

154 1108.2445 1112.0737 1115.8119 1119.4611 1123.0233

155 1107.2717 1111.1263 1114.8894 1118.5630 1122.1492

156 1106.2854 1110.1656 1113.9538 1117.6520 1121.2624

157 1105.2856 1109.1915 1113.0050 1116.7280 1120.3626

158 1104.2720 1108.2038 1112.0427 1115.7906 1119.4497

159 1103.2445 1107.2024 1111.0668 1114.8398 1118.5235

160 1102.2029 1106.1869 1110.0771 1113.8753 1117.5838

161 1101.1470 1105.1573 1109.0733 1112.8970 1116.6304

162 1100.0765 1104.1133 1108.0553 1111.9046 1115.6631

163 1098.9913 1103.0548 1107.0229 1110.8979 1114.6816

164 1097.8912 1101.9814 1105.9759 1109.8768 1113.6859

165 1096.7760 1100.8931 1104.9141 1108.8409 1112.6756

166 1095.6454 1099.7896 1103.8372 1107.7902 1111.6506

167 1094.4993 1098.6707 1102.7450 1106.7244 1110.6107

168 1093.3374 1097.5361 1101.6374 1105.6432 1109.5556

169 1092.1595 1096.3858 1100.5141 1104.5466 1108.4851

170 1090.9655 1095.2194 1099.3749 1103.4341 1107.3990

171 1089.7550 1094.0367 1098.2195 1102.3057 1106.2971

172 1088.5279 1092.8374 1097.0478 1101.1610 1105.1790

173 1087.2840 1091.6215 1095.8595 1099.9999 1104.0447

174 1086.0229 1090.3886 1094.6543 1098.8221 1102.8939

175 1084.7444 1089.1384 1093.4321 1097.6273 1101.7262

176 1083.4484 1087.8708 1092.1925 1096.4154 1100.5415

177 1082.1346 1086.5856 1090.9354 1095.1861 1099.3396

178 1080.8027 1085.2823 1089.6605 1093.9391 1098.1201

179 1079.4525 1083.9609 1088.3675 1092.6741 1096.8829

180 1078.0838 1082.6211 1087.0562 1091.3910 1095.6276

181 1076.6962 1081.2625 1085.7263 1090.0895 1094.3539

182 1075.2895 1079.8850 1084.3776 1088.7692 1093.0618

183 1073.8635 1078.4883 1083.0098 1087.4299 1091.7507

184 1072.4179 1077.0720 1081.6226 1086.0714 1090.4206

185 1070.9524 1075.6360 1080.2157 1084.6934 1089.0710

186 1069.4668 1074.1799 1078.7889 1083.2956 1087.7018

187 1067.9607 1072.7036 1077.3419 1081.8776 1086.3126

188 1066.4339 1071.2066 1075.8744 1080.4393 1084.9032

189 1064.8861 1069.6887 1074.3861 1078.9803 1083.4731

190 1063.3171 1068.1496 1072.8768 1077.5004 1082.0223

191 1061.7265 1066.5891 1071.3460 1075.9991 1080.5503

192 1060.1140 1065.0067 1069.7936 1074.4763 1079.0568

5/81 Page 36

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

193 1032.2100 1037.6902 1043.0555 1048.3076 1053.4483

194 1030.3980 1035.9095 1041.3060 1046.5891 1051.7606

195 1028.5630 1034.1058 1039.5335 1044.8477 1050.0500

196 1026.7047 1032.2789 1037.7378 1043.0831 1048.3163

197 1024.8227 1030.4283 1035.9186 1041.2949 1046.5591

198 1022.9168 1028.5539 1034.0754 1039.4829 1044.7781

199 1020.9867 1026.6552 1032.2081 1037.6468 1042.9730

200 1019.0321 1024.7320 1030.3162 1035.7861 1041.1434

201 1017.0526 1022.7840 1028.3995 1033.9007 1039.2891

202 1015.0480 1020.8108 1026.4577 1031.9901 1037.4096

203 1013.0179 1018.8121 1024.4904 1030.0540 1035.5047

204 1010.9620 1016.7876 1022.4972 1028.0922 1033.5740

205 1008.8800 1014.7370 1020.4779 1026.1041 1031.6172

206 1006.7715 1012.6599 1018.4321 1024.0896 1029.6338

207 1004.6362 1010.5559 1016.3594 1022.0482 1027.6236

208 1002.4738 1008.4248 1014.2596 1019.9796 1025.5862

209 1000.2839 1006.2661 1012.1321 1017.8834 1023.5212

210 998.0662 1004.0795 1009.9768 1015.7592 1021.4282

211 995.8202 1001.8647 1007.7931 1013.6067 1019.3069

212 993.5458 999.6213 1005.5808 1011.4256 1017.1569

213 991.2424 997.3490 1003.3395 1009.2153 1014.9777

214 988.9098 995.0472 1001.0688 1006.9756 1012.7690

215 986.5475 992.7158 998.7682 1004.7060 1010.5305

216 984.1552 990.3542 996.4374 1002.4062 1008.2616

217 981.7325 987.9621 994.0761 1000.0756 1005.9620

218 979.2791 985.5392 991.6838 997.7141 1003.6312

219 976.7944 983.0849 989.2600 995.3210 1001.2689

220 974.2782 980.5989 986.8045 992.8960 998.8746

221 971.7299 978.0808 984.3167 990.4387 996.4478

222 969.1493 975.5302 981.7963 987.9486 993.9882

223 966.5359 972.9467 979.2428 985.4253 991.4953

224 963.8893 970.3297 976.6558 982.8684 988.9687

225 961.2091 967.6790 974.0348 980.2774 986.4078

226 958.4948 964.9940 971.3794 977.6518 983.8123

227 955.7460 962.2744 968.6892 974.9912 981.1816

228 952.9623 959.5196 965.9636 972.2952 978.5152

229 950.1432 956.7293 963.2023 969.5632 975.8128

230 947.2882 953.9029 960.4048 966.7948 973.0738

231 944.3970 951.0400 957.5705 963.9895 970.2977

232 941.4691 948.1401 954.6990 961.1467 967.4840

233 938.5039 945.2027 951.7899 958.2661 964.6321

234 935.5010 942.2274 948.8425 955.3470 961.7417

235 932.4600 939.2137 945.8565 952.3891 958.8121

236 929.3804 936.1611 942.8313 949.3917 955.8429

237 926.2616 933.0690 939.7664 946.3543 952.8334

238 923.1031 929.9370 936.6612 943.2764 949.7832

239 919.9046 926.7645 933.5153 940.1575 946.6917

240 916.6654 923.5511 930.3281 936.9970 943.5584

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

193 1058.4793 1063.4023 1068.2191 1072.9316 1077.5415

194 1056.8221 1061.7755 1066.6224 1071.3647 1076.0041

195 1055.1422 1060.1260 1065.0030 1069.7752 1074.4444

196 1053.4392 1058.4534 1063.3607 1068.1630 1072.8618

197 1051.7127 1056.7575 1061.6952 1066.5275 1071.2562

198 1049.9625 1055.0379 1060.0060 1064.8685 1069.6272

199 1048.1883 1053.2944 1058.2929 1063.1857 1067.9744

200 1046.3896 1051.5265 1056.5556 1061.4787 1066.2975

201 1044.5662 1049.7339 1054.7936 1059.7471 1064.5962

202 1042.7178 1047.9163 1053.0067 1057.9907 1062.8700

203 1040.8439 1046.0733 1051.1944 1056.2090 1061.1187

204 1038.9443 1044.2046 1049.3565 1054.4017 1059.3418

205 1037.0185 1042.3098 1047.4925 1052.5684 1057.5391

206 1035.0663 1040.3886 1045.6022 1050.7088 1055.7100

207 1033.0872 1038.4405 1043.6850 1048.8224 1053.8542

208 1031.0809 1036.4653 1041.7407 1046.9089 1051.9714

209 1029.0471 1034.4624 1039.7689 1044.9679 1050.0612

210 1026.9852 1032.4317 1037.7691 1042.9990 1048.1231

211 1024.8950 1030.3726 1035.7410 1041.0018 1046.1567

212 1022.7761 1028.2847 1033.6841 1038.9759 1044.1616

213 1020.6280 1026.1677 1031.5982 1036.9209 1042.1374

214 1018.4504 1024.0211 1029.4826 1034.8363 1040.0838

215 1016.2429 1021.8446 1027.3371 1032.7218 1038.0001

216 1014.0050 1019.6377 1025.1612 1030.5769 1035.8861

217 1011.7363 1017.4000 1022.9545 1028.4011 1033.7413

218 1009.4364 1015.1311 1020.7165 1026.1941 1031.5652

219 1007.1050 1012.8305 1018.4468 1023.9553 1029.3573

220 1004.7414 1010.4978 1016.1450 1021.6844 1027.1173

221 1002.3454 1008.1325 1013.8105 1019.3808 1024.8446

222 999.9164 1005.7342 1011.4430 1017.0441 1022.5387

223 997.4540 1003.3024 1009.0419 1014.6738 1020.1992

224 994.9577 1000.8367 1006.6069 1012.2694 1017.8256

225 992.4272 998.3366 1004.1373 1009.8304 1015.4174

226 989.8618 995.8016 1001.6327 1007.3565 1012.9740

227 987.2612 993.2312 999.0927 1004.8469 1010.4950

228 984.6248 990.6249 996.5166 1002.3013 1007.9799

229 981.9521 987.9822 993.9041 999.7190 1005.4281

230 979.2427 985.3026 991.2546 997.0997 1002.8391

231 976.4961 982.5857 988.5675 994.4427 1000.2123

232 973.7117 979.8308 985.8424 991.7475 997.5472

233 970.8890 977.0375 983.0786 989.0136 994.8433

234 968.0274 974.2051 980.2758 986.2403 992.0999

235 965.1266 971.3333 977.4332 983.4272 989.3165

236 962.1858 968.4213 974.5503 980.5737 986.4925

237 959.2047 965.4687 971.6266 977.6791 983.6274

238 956.1825 962.4749 968.6614 974.7429 980.7204

239 953.1188 959.4393 965.6543 971.7646 977.7711

240 950.0129 956.3614 962.6046 968.7434 974.7787

Page 37 5/81

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

241 913.3850 920.2961 927.0991 933.7944 940.3826

242 910.0629 916.9991 923.8277 930.5490 937.1637

243 906.6986 913.6596 920.5133 927.2604 933.9013

244 903.2916 910.2768 917.1555 923.9280 930.5948

245 899.8413 906.8504 913.7536 920.5511 927.2434

246 896.3471 903.3798 910.3070 917.1292 923.8467

247 892.8085 899.8643 906.8152 913.6616 920.4039

248 889.2249 896.3034 903.2776 910.1478 916.9146

249 885.5958 892.6965 899.6935 906.5872 913.3780

250 881.9206 889.0430 896.0624 902.9791 909.7935

251 878.1987 885.3423 892.3836 899.3229 906.1605

252 874.4294 881.5938 888.6566 895.6180 902.4782

253 870.6123 877.7969 884.8806 891.8636 898.7461

254 866.7467 873.9510 881.0551 888.0592 894.9635

255 862.8319 870.0553 877.1793 884.2040 891.1296

256 858.8674 866.1094 873.2527 880.2975 887.2438

257 854.8525 862.1125 869.2746 876.3389 883.3054

258 850.7866 858.0640 865.2442 872.3275 879.3137

259 846.6690 853.9631 861.1610 868.2626 875.2679

260 842.4991 849.8093 857.0241 864.1435 871.1674

261 838.2762 845.6019 852.8330 859.9695 867.0113

262 833.9996 841.3401 848.5869 855.7398 862.7989

263 829.6687 837.0233 844.2850 851.4537 858.5295

264 825.2827 832.6507 839.9266 847.1105 854.2022

265 820.8410 828.2216 835.5111 842.7094 849.8164

266 816.3429 823.7353 831.0376 838.2496 845.3712

267 811.7875 819.1910 826.5054 833.7303 840.8657

268 807.1743 814.5881 821.9137 829.1508 836.2993

269 802.5025 809.9257 817.2617 824.5102 831.6710

270 797.7713 805.2031 812.5487 819.8077 826.9801

271 792.9800 800.4195 807.7738 815.0426 822.2256

272 788.1278 795.5741 802.9362 810.2139 817.4068

273 783.2139 790.6661 798.0352 805.3208 812.5227

274 778.2376 785.6947 793.0698 800.3625 807.5724

275 773.1980 780.6591 788.0393 795.3381 802.5551

276 768.0944 775.5585 782.9427 790.2466 797.4699

277 762.9259 770.3920 777.7792 785.0873 792.3158

278 757.6918 765.1587 772.5480 779.8592 787.0919

279 752.3911 759.8578 767.2481 774.5614 781.7973

280 747.0231 754.4885 761.8787 769.1930 776.4310

281 741.5868 749.0499 756.4387 763.7530 770.9920

282 736.0815 743.5409 750.9274 758.2404 765.4794

283 730.5062 737.9608 745.3438 752.6543 759.8921

284 724.8600 732.3087 739.6868 746.9938 754.2291

285 719.1421 726.5835 733.9556 741.2578 748.4895

286 713.3515 720.7844 728.1492 735.4453 742.6721

287 707.4874 714.9104 722.2666 729.5553 736.7760

288 701.5487 708.9605 716.3067 723.5868 730.8000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

241 946.8643 953.2404 959.5116 965.6788 971.7427

242 943.6725 950.0759 956.3749 962.5701 968.6625

243 940.4367 946.8673 953.1937 959.4167 965.5373

244 937.1565 943.6138 949.9674 956.2180 962.3665

245 933.8312 940.3149 946.6954 952.9734 959.1495

246 930.4601 936.9700 943.3771 949.6820 955.8856

247 927.0427 933.5784 940.0118 946.3434 952.5741

248 923.5783 930.1395 936.5988 942.9568 949.2143

249 920.0663 926.6525 933.1374 939.5215 945.8055

250 916.5059 923.1169 929.6270 936.0368 942.3470

251 912.8966 919.5320 926.0669 932.5020 938.8380

252 909.2377 915.8969 922.4563 928.9164 935.2779

253 905.5285 912.2112 918.7946 925.2793 931.6658

254 901.7683 908.4740 915.0810 921.5899 928.0011

255 897.9564 904.6846 911.3148 917.8474 924.2830

256 894.0920 900.8424 907.4953 914.0512 920.5106

257 890.1746 896.9465 903.6216 910.2004 916.6832

258 886.2032 892.9962 899.6931 906.2942 912.8000

259 882.1773 888.9908 895.7089 902.3319 908.8601

260 878.0960 884.9295 891.6683 898.3126 904.8628

261 873.9586 880.8115 887.5704 894.2355 900.8072

262 869.7643 876.6360 883.4145 890.0998 896.6925

263 865.5123 872.4023 879.1997 885.9047 892.5177

264 861.2018 868.1094 874.9252 881.6493 888.2821

265 856.8321 863.7566 870.5901 877.3327 883.9847

266 852.4023 859.3431 866.1936 872.9540 879.6246

267 847.9116 854.8680 861.7348 868.5124 875.2010

268 843.3592 850.3303 857.2129 864.0070 870.7128

269 838.7441 845.7294 852.6269 859.4368 866.1592

270 834.0656 841.0642 847.9760 854.8009 861.5392

271 829.3228 836.3339 843.2591 850.0984 856.8518

272 824.5147 831.5376 838.4754 845.3282 852.0960

273 819.6406 826.6744 833.6240 840.4895 847.2709

274 814.6994 821.7432 828.7038 835.5812 842.3754

275 809.6903 816.7432 823.7140 830.6024 837.4085

276 804.6123 811.6735 818.6534 825.5520 832.3692

277 799.4644 806.5329 813.5212 820.4290 827.2564

278 794.2458 801.3206 808.3162 815.2324 822.0691

279 788.9555 796.0356 803.0375 809.9610 816.8061

280 783.5924 790.6768 797.6840 804.6139 811.4663

281 778.1555 785.2432 792.2547 799.1899 806.0487

282 772.6439 779.7337 786.7485 793.6880 800.5521

283 767.0565 774.1474 781.1642 788.1069 794.9753

284 761.3923 768.4830 775.5009 782.4457 789.3171

285 755.6502 762.7396 769.7573 776.7030 783.5765

286 749.8292 756.9161 763.9324 770.8778 777.7521

287 743.9281 751.0112 758.0249 764.9689 771.8428

288 737.9459 745.0239 752.0337 758.9750 765.8474

5/81 Page 38

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 4

APPENDIX 16

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

289 695.5346 702.9337 710.2687 717.5387 724.7431

290 689.4440 696.8291 704.1514 711.4099 718.6042

291 683.2760 690.6457 697.9538 705.1995 712.3821

292 677.0296 684.3824 691.6748 698.9062 706.0758

293 670.7039 678.0382 685.3135 692.5290 699.6841

294 664.2977 671.6120 678.8686 686.0668 693.2058

295 657.8102 665.1029 672.3392 679.5184 686.6398

296 651.2402 658.5096 665.7241 672.8828 679.9849

297 644.5867 651.8312 659.0221 666.1586 673.2399

298 637.8486 645.0665 652.2322 659.3448 666.4035

299 631.0250 638.2145 645.3532 652.4401 659.4746

300 624.1146 631.2740 638.3838 645.4434 652.4518

301 617.1164 624.2438 631.3230 638.3534 645.3339

302 610.0292 617.1227 624.1696 631.1688 638.1197

303 602.8520 609.9098 616.9222 623.8885 630.8077

304 595.5836 602.6036 609.5797 616.5111 623.3967

305 588.2228 595.2031 602.1409 609.0353 615.8854

306 580.7684 587.7070 594.6044 601.4598 608.2724

307 573.2194 580.1140 586.9690 593.7834 600.5562

308 565.5744 572.4230 579.2334 586.0045 592.7356

309 557.8322 564.6327 571.3962 578.1220 584.8091

310 549.9916 556.7417 563.4562 570.1344 576.7752

311 542.0515 548.7488 555.4120 562.0402 568.6326

312 534.0104 540.6526 547.2622 553.8382 560.3796

313 525.8671 532.4519 539.0054 545.5268 552.0149

314 517.6203 524.1453 530.6403 537.1045 543.5370

315 509.2687 515.7313 522.1654 528.5700 534.9442

316 500.8110 507.2087 513.5792 519.9216 526.2351

317 492.2458 498.5760 504.8804 511.1580 517.4081

318 483.5718 489.8318 496.0673 502.2775 508.4615

319 474.7875 480.9746 487.1386 493.2786 499.3937

320 465.8916 472.0031 478.0927 484.1597 490.2032

321 456.8826 462.9156 468.9281 474.9193 480.8882

322 447.7592 453.7108 459.6432 465.5556 471.4471

323 438.5198 444.3871 450.2365 456.0671 461.8781

324 429.1629 434.9429 440.7062 446.4520 452.1795

325 419.6872 425.3768 431.0509 436.7088 442.3496

326 410.0911 415.6871 421.2689 426.8357 432.3866

327 400.3730 405.8722 411.3584 416.8309 422.2887

328 390.5314 395.9306 401.3179 406.6927 412.0540

329 380.5647 385.8605 391.1456 396.4193 401.6808

330 370.4714 375.6604 380.8398 386.0090 391.1671

331 360.2498 365.3285 370.3988 375.4599 380.5110

332 349.8983 354.8632 359.8207 364.7701 369.7105

333 339.4153 344.2627 349.1038 353.9377 358.7639

334 328.7990 333.5253 338.2462 342.9610 347.6690

335 318.0478 322.6491 327.2461 331.8379 336.4239

336 307.1600 311.6325 316.1016 320.5664 325.0264

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

289 731.8814 738.9531 745.9577 752.8949 759.7645

290 725.7335 732.7975 739.7956 746.7275 753.5929

291 719.5011 726.5560 733.5462 740.4714 747.3312

292 713.1830 720.2273 727.2083 734.1254 740.9783

293 706.7781 713.8104 720.7805 727.6881 734.5327

294 700.2850 707.3038 714.2618 721.1583 727.9931

295 693.7027 700.7065 707.6506 714.5347 721.3582

296 687.0299 694.0170 700.9458 707.8158 714.6265

297 680.2653 687.2342 694.1461 701.0003 707.7966

298 673.4077 680.3567 687.2499 694.0869 700.8671

299 666.4558 673.3832 680.2561 687.0741 693.8366

300 659.4083 666.3124 673.1633 679.9605 686.7035

301 652.2640 659.1428 665.9699 672.7446 679.4665

302 645.0214 651.8732 658.6746 665.4250 672.1238

303 637.6792 644.5022 651.2760 658.0002 664.6741

304 630.2360 637.0282 643.7726 650.4686 657.1158

305 622.6905 629.4499 636.1629 642.8288 649.4472

306 615.0413 621.7658 628.4453 635.0792 641.6668

307 607.2869 613.9745 620.6185 627.2181 633.7729

308 599.4258 606.0744 612.6807 619.2441 625.7639

309 591.4567 598.0641 604.6305 611.1554 617.6381

310 583.3780 589.9419 596.4663 602.9505 609.3938

311 575.1882 581.7064 588.1864 594.6276 601.0293

312 566.8858 573.3559 579.7892 586.1850 592.5428

313 558.4692 564.8888 571.2730 577.6211 583.9326

314 549.9369 556.3036 562.6362 568.9341 575.1967

315 541.2873 547.5985 553.8770 560.1223 566.3335

316 532.5188 538.7719 544.9938 551.1837 557.3410

317 523.6297 529.8221 535.9847 542.1167 548.2174

318 514.6184 520.7474 526.8480 532.9193 538.9607

319 505.4831 511.5461 517.5818 523.5897 529.5691

320 496.2223 502.2163 508.1844 514.1260 520.0404

321 486.8341 492.7562 498.6538 504.5262 510.3728

322 477.3168 483.1641 488.9882 494.7885 500.5643

323 467.6687 473.4381 479.1857 484.9108 490.6126

324 457.8879 463.5764 469.2444 474.8911 480.5159

325 447.9726 453.5770 459.1621 464.7273 470.2719

326 437.9210 443.4381 448.9371 454.4175 459.8785

327 427.7312 433.1576 438.5672 443.9594 449.3336

328 417.4012 422.7336 428.0504 433.3510 438.6348

329 406.9293 412.1641 417.3846 422.5901 427.7801

330 396.3133 401.4471 406.5677 411.6746 416.7670

331 385.5514 390.5805 395.5976 400.6021 405.5934

332 374.6415 379.5622 384.4720 389.3704 394.2568

333 363.5816 368.3901 373.1889 377.9773 382.7548

334 352.3696 357.0621 361.7459 366.4204 371.0852

335 341.0034 345.5759 350.1408 354.6974 359.2453

336 329.4810 333.9294 338.3713 342.8059 347.2328

Page 39 5/81

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4240.2 REV CHG 4

APPENDIX 16

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 15.25 15.50 15.75 16.00 16.25

337 296.1338 300.4736 304.8108 309.1447 313.4747

338 284.9675 289.1706 293.3719 297.5707 301.7665

339 273.6593 277.7216 281.7828 285.8424 289.8998

340 262.2074 266.1247 270.0416 273.9577 277.8723

341 250.6100 254.3779 258.1463 261.9145 265.6820

342 238.8651 242.4795 246.0949 249.7108 253.3266

343 226.9710 230.4274 233.8853 237.3444 240.8039

344 214.9258 218.2196 221.5155 224.8130 228.1117

345 202.7275 205.8541 208.9833 212.1146 215.2475

346 190.3741 193.3289 196.2866 199.2469 202.2092

347 177.8638 180.6419 183.4233 186.2076 188.9943

348 165.1945 167.7910 170.3911 172.9944 175.6004

349 152.3642 154.7742 157.1879 159.6051 162.0252

350 139.3708 141.5892 143.8115 146.0372 148.2661

351 126.2123 128.2339 130.2594 132.2884 134.3207

352 112.8866 114.7061 116.5295 118.3563 120.1865

353 99.3915 101.0036 102.6193 104.2385 105.8609

354 85.7249 87.1241 88.5266 89.9324 91.3412

355 71.8847 73.0653 74.2490 75.4356 76.6250

356 57.8685 58.8249 59.7839 60.7455 61.7095

357 43.6743 44.4005 45.1290 45.8595 46.5920

358 29.2996 29.7899 30.2817 30.7750 31.2697

359 14.7423 14.9905 15.2396 15.4894 15.7400

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 16.50 16.75 17.00 17.25 17.50

337 317.8001 322.1204 326.4350 330.7434 335.0451

338 305.9586 310.1465 314.3297 318.5075 322.6796

339 293.9543 298.0055 302.0528 306.0958 310.1339

340 281.7849 285.6950 289.6021 293.5056 297.4051

341 269.4482 273.2127 276.9749 280.7344 284.4908

342 256.9419 260.5562 264.1689 267.7797 271.3881

343 244.2636 247.7229 251.1814 254.6387 258.0943

344 231.4110 234.7106 238.0100 241.3088 244.6067

345 218.3817 221.5166 224.6520 227.7873 230.9224

346 205.1732 208.1385 211.1047 214.0715 217.0385

347 191.7831 194.5736 197.3655 200.1585 202.9521

348 178.2089 180.8194 183.4317 186.0454 188.6603

349 164.4480 166.8732 169.3005 171.7295 174.1601

350 150.4979 152.7323 154.9690 157.2078 159.4484

351 136.3560 138.3941 140.4346 142.4774 144.5222

352 122.0197 123.8557 125.6942 127.5352 129.3783

353 107.4862 109.1143 110.7451 112.3782 114.0135

354 92.7529 94.1673 95.5841 97.0033 98.4247

355 77.8170 79.0115 80.2084 81.4074 82.6086

356 62.6758 63.6443 64.6148 65.5874 66.5618

357 47.3263 48.0625 48.8004 49.5399 50.2809

358 31.7658 32.2632 32.7619 33.2617 33.7627

359 15.9914 16.2434 16.4961 16.7495 17.0036

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

5/81 Page 40

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