# Loan Transfer File Layout 

**DATA SUBMISSION TO DEPARTMENT OF EDUCATION'S SERVICER**

**OVERVIEW:**

**This document describes the file formats and record layouts for
loading borrower data onto the system.**

**Instructions for Use:**

The file for loading external sale data onto the system is a fixed
length, sequential format with a

record length of 256 characters or bytes. This file should be
transmitted electronically. A listing of the accounts

included in the file, referred to as a "Transmittal," must accompany the
submitted file.

Borrower Records

-   There are eleven different borrower data record layouts.

-   Some of the records are optional and will be so noted in the
    description of the record.

-   Some records may be repeated a number of times and, consequently,
    the number of repetitions should be specified in the record
    description. In the case of multiple sets of records for a Borrower,
    each set of records should be numbered sequentially.

Prepared by: Last revised:

+---+---+---+---+-----------------+---+--------+------+----------------+
| R | F | F | D | Data Fields     | \ | Condi  | V    | Format /       |
| e | i | i | a |                 | * | tional | alid | Definitions    |
| c | e | e | t |                 |   | Requir | Va   |                |
| C | l | l | a |                 | R | ements | lues |                |
| o | d | d |   |                 |   |        |      |                |
| d |   |   | T |                 |   |        |      |                |
| e | L | P | y |                 |   |        |      |                |
|   | e | o | p |                 |   |        |      |                |
|   | n | s | e |                 |   |        |      |                |
|   | g | i |   |                 |   |        |      |                |
|   | t | t |   |                 |   |        |      |                |
|   | h | i |   |                 |   |        |      |                |
|   |   | o |   |                 |   |        |      |                |
|   |   | n |   |                 |   |        |      |                |
+===+===+===+===+=================+===+========+======+================+
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| D |   |   |   |                 |   |        |      |                |
| 1 |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| H |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| a |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| R |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| O |   |   |   |                 |   |        |      |                |
| n |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| h |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| a |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| p |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| f |   |   |   |                 |   |        |      |                |
| i |   |   |   |                 |   |        |      |                |
| l |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
| D | 0 | 0 | C | D1 Record ID    | R |        | "D1" | Record D1      |
| 1 | 2 | 1 | H |                 |   |        |      | should occur   |
|   |   | - | A |                 |   |        |      | one time per   |
|   |   | 0 | R |                 |   |        |      | file.          |
|   |   | 2 |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      | Record 01 is   |
|   |   |   |   |                 |   |        |      | not a required |
|   |   |   |   |                 |   |        |      | record         |
|   |   |   |   |                 |   |        |      | although it is |
|   |   |   |   |                 |   |        |      | requested for  |
|   |   |   |   |                 |   |        |      | reconciliation |
|   |   |   |   |                 |   |        |      | purposes.      |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 0 | C | ED SERVICER ID  | X |        |      | Internal Use   |
|   | 9 | 3 | H |                 |   |        |      | Only           |
|   |   | - | A |                 |   |        |      |                |
|   |   | 1 | R |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Borrower Count  | R |        |      | Total Number   |
|   | 5 | 2 | U |                 |   |        |      | of borrowers.  |
|   |   | - | M |                 |   |        |      | 99999          |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Disbursement    | R |        |      | Total number   |
|   | 6 | 7 | U | Count           |   |        |      | of             |
|   |   | - | M |                 |   |        |      | disbursements  |
|   |   | 2 |   |                 |   |        |      | 999999         |
|   |   | 2 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 1 | 2 | N | Total PBO       | R |        |      | Sum of all the |
|   | 1 | 3 | U |                 |   |        |      | principal      |
|   |   | - | M |                 |   |        |      | balances       |
|   |   | 3 |   |                 |   |        |      | 999999999v99   |
|   |   | 3 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 2 | 3 | C | FILLER          | R |        |      |                |
|   | 2 | 4 | H |                 |   |        |      |                |
|   | 3 | - | A |                 |   |        |      |                |
|   |   | 2 | R |                 |   |        |      |                |
|   |   | 5 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+

+---+---+---+---+-----------------+---+--------+------+----------------+
| R | F | F | D | Data Fields     | \ | Condi  | V    | Format /       |
| e | i | i | a |                 | * | tional | alid | Definitions    |
| c | e | e | t |                 |   | Requir | Va   |                |
| C | l | l | a |                 | R | ements | lues |                |
| o | d | d |   |                 |   |        |      |                |
| d |   |   | T |                 |   |        |      |                |
| e | L | P | y |                 |   |        |      |                |
|   | e | o | p |                 |   |        |      |                |
|   | n | s | e |                 |   |        |      |                |
|   | g | i |   |                 |   |        |      |                |
|   | t | t |   |                 |   |        |      |                |
|   | h | i |   |                 |   |        |      |                |
|   |   | o |   |                 |   |        |      |                |
|   |   | n |   |                 |   |        |      |                |
+===+===+===+===+=================+===+========+======+================+
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
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| d |   |   |   |                 |   |        |      |                |
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| T |   |   |   |                 |   |        |      |                |
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| H |   |   |   |                 |   |        |      |                |
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| n |   |   |   |                 |   |        |      |                |
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| T |   |   |   |                 |   |        |      |                |
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| d |   |   |   |                 |   |        |      |                |
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| c |   |   |   |                 |   |        |      |                |
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| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| p |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| f |   |   |   |                 |   |        |      |                |
| i |   |   |   |                 |   |        |      |                |
| l |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
| D | 0 | 0 | C | D2 Record ID    | R |        | "D2" | Record D2      |
| 2 | 2 | 1 | H |                 |   |        |      | should occur   |
|   |   | - | A |                 |   |        |      | one time per   |
|   |   | 0 | R |                 |   |        |      | file.          |
|   |   | 2 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 0 | C | ED Servicer ID  | X |        |      | First 2 digits |
|   | 9 | 3 | H |                 |   |        |      | = Client Code  |
|   |   | - | A |                 |   |        |      |                |
|   |   | 1 | R |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | C | Batch ID        | R |        |      | 0001           |
|   | 4 | 2 | H |                 |   |        |      |                |
|   |   | - | A |                 |   |        |      |                |
|   |   | 1 | R |                 |   |        |      |                |
|   |   | 5 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Borrower Count  | R |        |      | Total Number   |
|   | 5 | 6 | U |                 |   |        |      | of borrowers.  |
|   |   | - | M |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      | 99999          |
|   |   | 0 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 2 | N | Disbursement    | R |        |      | Total number   |
|   | 6 | 1 | U | Count           |   |        |      | of             |
|   |   | - | M |                 |   |        |      | disbursements  |
|   |   | 2 |   |                 |   |        |      | 999999         |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 1 | 2 | N | Total PBO       | R |        |      | Sum of all the |
|   | 1 | 7 | U |                 |   |        |      | principal      |
|   |   | - | M |                 |   |        |      | balances       |
|   |   | 3 |   |                 |   |        |      | 999999999v99   |
|   |   | 7 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 2 | 3 | C | FILLER          | R |        |      |                |
|   | 2 | 4 | H |                 |   |        |      |                |
|   | 3 | - | A |                 |   |        |      |                |
|   |   | 2 | R |                 |   |        |      |                |
|   |   | 5 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+

+---+---+---+---+-----------------+---+--------+------+----------------+
| R | F | F | D | Data Fields     | \ | Condi  | V    | Format /       |
| e | i | i | a |                 | * | tional | alid | Definitions    |
| c | e | e | t |                 |   | Requir | Va   |                |
| C | l | l | a |                 | R | ements | lues |                |
| o | d | d |   |                 |   |        |      |                |
| d |   |   | T |                 |   |        |      |                |
| e | L | P | y |                 |   |        |      |                |
|   | e | o | p |                 |   |        |      |                |
|   | n | s | e |                 |   |        |      |                |
|   | g | i |   |                 |   |        |      |                |
|   | t | t |   |                 |   |        |      |                |
|   | h | i |   |                 |   |        |      |                |
|   |   | o |   |                 |   |        |      |                |
|   |   | n |   |                 |   |        |      |                |
+===+===+===+===+=================+===+========+======+================+
|   |   |   |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| 0 |   |   |   |                 |   |        |      |                |
| 1 |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| B |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
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| w |   |   |   |                 |   |        |      |                |
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| r |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| R |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
| 0 | 0 | 0 | C | 01 Record ID    | R |        | "01" | Record 01      |
| 1 | 2 | 1 | H |                 |   |        |      | should occur   |
|   |   | - | A |                 |   |        |      | one time per   |
|   |   | 0 | R |                 |   |        |      | set of records |
|   |   | 2 |   |                 |   |        |      | for the        |
|   |   |   |   |                 |   |        |      | borrower.      |
|   |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      | Record 01 is   |
|   |   |   |   |                 |   |        |      | required       |
|   |   |   |   |                 |   |        |      | record.        |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 0 | N | Borrower Social | R |        |      |                |
|   | 9 | 3 | U | Security Number |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Set Number      | X |        | NULL | Internal Use   |
|   | 1 | 2 | U |                 |   |        |      | Only           |
|   |   | - | M |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 2 | 1 | C | Borrower Name   | R |        |      | LASTNAME,      |
|   | 5 | 3 | H |                 |   |        |      | FIRSTNAME M.   |
|   |   | - | A |                 |   |        |      |                |
|   |   | 3 | R |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 1 | 3 | C | Student's       | C | Re     |      | For PLUS Grad  |
|   | 0 | 8 | H | Social Security |   | quired |      | loans, this    |
|   |   | - | A | Number          |   | for    |      | field will     |
|   |   | 4 | R |                 |   | Plus   |      | match borrower |
|   |   | 7 |   |                 |   | Loans  |      | SSN            |
|   |   |   |   |                 |   | and    |      |                |
|   |   |   |   |                 |   | some   |      |                |
|   |   |   |   |                 |   | Alter  |      |                |
|   |   |   |   |                 |   | native |      |                |
|   |   |   |   |                 |   | Loans  |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 4 | D | Separation Date | R |        |      | MMDDYY         |
|   | 6 | 8 | A |                 |   |        |      |                |
|   |   | - | T |                 |   |        |      | Date on which  |
|   |   | 5 | E |                 |   |        |      | borrower       |
|   |   | 3 |   |                 |   |        |      | ceased to be   |
|   |   |   |   |                 |   |        |      | enrolled at    |
|   |   |   |   |                 |   |        |      | least          |
|   |   |   |   |                 |   |        |      | half-time. For |
|   |   |   |   |                 |   |        |      | PLUS Loans,    |
|   |   |   |   |                 |   |        |      | (including     |
|   |   |   |   |                 |   |        |      | PLUS Grad)     |
|   |   |   |   |                 |   |        |      | this is the    |
|   |   |   |   |                 |   |        |      | actual or      |
|   |   |   |   |                 |   |        |      | anticipated    |
|   |   |   |   |                 |   |        |      | final          |
|   |   |   |   |                 |   |        |      | disbursement   |
|   |   |   |   |                 |   |        |      | date.          |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 5 | D | Grace End Date  | X |        | Sp   | System         |
|   | 6 | 4 | A |                 |   |        | aces | Calculated     |
|   |   | - | T |                 |   |        |      | value.         |
|   |   | 5 | E |                 |   |        |      |                |
|   |   | 9 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 6 | N | Number Months   | C | Re     |      |                |
|   | 2 | 0 | U | Grace           |   | quired |      |                |
|   |   | - | M |                 |   | for    |      |                |
|   |   | 6 |   |                 |   | FFELP  |      |                |
|   |   | 1 |   |                 |   | Loans  |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 6 | N | Number of       | X |        |      | System         |
|   | 2 | 2 | U | Disbursements   |   |        |      | Calculated     |
|   |   | - | M |                 |   |        |      | Value          |
|   |   | 6 |   |                 |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 6 | N | Interest Rate   | X |        | Null | Not used;      |
|   | 5 | 4 | U |                 |   |        |      | Required in    |
|   |   | - | M |                 |   |        |      | Disbursement   |
|   |   | 6 |   |                 |   |        |      | record 08      |
|   |   | 8 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 6 | C | Guarantor Code  | R |        | See  |                |
|   | 2 | 9 | H |                 |   |        | T    |                |
|   |   | - | A |                 |   |        | able |                |
|   |   | 7 | R |                 |   |        | 3    |                |
|   |   | 0 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | N | Loan Status     | X |        | Sy   |                |
|   | 2 | 1 | U |                 |   |        | stem |                |
|   |   | - | M |                 |   |        | Ca   |                |
|   |   | 7 |   |                 |   |        | lcul |                |
|   |   | 2 |   |                 |   |        | ated |                |
|   |   |   |   |                 |   |        | V    |                |
|   |   |   |   |                 |   |        | alue |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | C | Interest Code   | X |        | See  | System         |
|   | 3 | 3 | H |                 |   |        | Ta   | Calculated     |
|   |   | - | A |                 |   |        | bles | Value          |
|   |   | 7 | R |                 |   |        | 1 &  |                |
|   |   | 5 |   |                 |   |        | 2    |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | D | Accrued Through | N |        | S    | MMDDYY         |
|   | 6 | 6 | A | Date            |   |        | pace |                |
|   |   | - | T |                 |   |        |      | Located in     |
|   |   | 8 | E |                 |   |        |      | Header and is  |
|   |   | 1 |   |                 |   |        |      | normally the   |
|   |   |   |   |                 |   |        |      | same date for  |
|   |   |   |   |                 |   |        |      | all borrowers  |
|   |   |   |   |                 |   |        |      | in the         |
|   |   |   |   |                 |   |        |      | transmission   |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 8 | C | New Borrower    | X |        | S    | Internal Use   |
|   | 1 | 2 | H | Code            |   |        | pace | Only           |
|   |   | - | A |                 |   |        |      |                |
|   |   | 8 | R |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 2 | 8 | C | Driver License  | N |        |      |                |
|   | 0 | 3 | H | Number          |   |        |      |                |
|   |   | - | A |                 |   |        |      |                |
|   |   | 1 | R |                 |   |        |      |                |
|   |   | 0 |   |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | C | Driver License  | C | Re     | V    |                |
|   | 2 | 0 | H | State           |   | quired | alid |                |
|   |   | 3 | A |                 |   | if     | S    |                |
|   |   |   | R |                 |   | L      | tate |                |
|   |   | - |   |                 |   | icense | code |                |
|   |   | 1 |   |                 |   | number |      |                |
|   |   | 0 |   |                 |   | is     |      |                |
|   |   | 4 |   |                 |   | p      |      |                |
|   |   |   |   |                 |   | assed. |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | C | Deferment Flag  | N |        | [    | If borrower    |
|   | 1 | 0 | H |                 |   |        | "Y"] | requests in    |
|   |   | 5 | A |                 |   |        | {.un | school         |
|   |   |   | R |                 |   |        | derl | deferment on   |
|   |   | - |   |                 |   |        | ine} | application    |
|   |   | 1 |   |                 |   |        | =    | form.          |
|   |   | 0 |   |                 |   |        | d    |                |
|   |   | 5 |   |                 |   |        | efer |                |
|   |   |   |   |                 |   |        | all  |                |
|   |   |   |   |                 |   |        | l    |                |
|   |   |   |   |                 |   |        | oans |                |
|   |   |   |   |                 |   |        | du   |                |
|   |   |   |   |                 |   |        | ring |                |
|   |   |   |   |                 |   |        | in   |                |
|   |   |   |   |                 |   |        | sc   |                |
|   |   |   |   |                 |   |        | hool |                |
|   |   |   |   |                 |   |        | pe   |                |
|   |   |   |   |                 |   |        | riod |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 |   | First           | X |        | Sp   | Internal Use   |
|   | 6 | 0 |   | Disbursement    |   |        | aces | Only           |
|   |   | 6 |   | Date            |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
|   |   | - |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | D | Birth Date      | R |        |      | MMDDYY         |
|   | 6 | 1 | A |                 |   |        |      |                |
|   |   | 2 | T |                 |   |        |      |                |
|   |   |   | E |                 |   |        |      |                |
|   |   | - |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | D | Actual Grad     | C | Used   |      | MMDDYY         |
|   | 6 | 1 | A | Date            |   | for    |      |                |
|   |   | 8 | T |                 |   | some   |      | For Grad PLUS  |
|   |   |   | E |                 |   | Alt    |      | loans passed   |
|   |   | - |   |                 |   | loans; |      | to us before   |
|   |   | 1 |   |                 |   | nec    |      | the repayment  |
|   |   | 2 |   |                 |   | essary |      | begin date     |
|   |   | 3 |   |                 |   | for    |      | (day after     |
|   |   |   |   |                 |   | PLUS   |      | last           |
|   |   |   |   |                 |   | Grad   |      | disbursement,  |
|   |   |   |   |                 |   | loan   |      | this is used   |
|   |   |   |   |                 |   | defe   |      | to record the  |
|   |   |   |   |                 |   | rment. |      | student's      |
|   |   |   |   |                 |   |        |      | anticipated    |
|   |   |   |   |                 |   |        |      | grad date. See |
|   |   |   |   |                 |   |        |      | deferment      |
|   |   |   |   |                 |   |        |      | begin and end  |
|   |   |   |   |                 |   |        |      | date below for |
|   |   |   |   |                 |   |        |      | loans passed   |
|   |   |   |   |                 |   |        |      | after the      |
|   |   |   |   |                 |   |        |      | repayment      |
|   |   |   |   |                 |   |        |      | begin date.    |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | C | Fee Group Code  | C | Re     |      |                |
|   | 3 | 2 | H |                 |   | quired |      |                |
|   |   | 4 | A |                 |   | for    |      |                |
|   |   |   | R |                 |   | Condi  |      |                |
|   |   | - |   |                 |   | tional |      |                |
|   |   | 1 |   |                 |   | Loans  |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | C | Borrower        | N |        | [C]  |                |
|   | 1 | 2 | H | Citizenship     |   |        | {.un |                |
|   |   | 7 | A | Code            |   |        | derl |                |
|   |   |   | R |                 |   |        | ine} |                |
|   |   |   |   |                 |   |        | = US |                |
|   |   |   |   |                 |   |        | Cit  |                |
|   |   |   |   |                 |   |        | izen |                |
|   |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        | [M]  |                |
|   |   |   |   |                 |   |        | {.un |                |
|   |   |   |   |                 |   |        | derl |                |
|   |   |   |   |                 |   |        | ine} |                |
|   |   |   |   |                 |   |        | =    |                |
|   |   |   |   |                 |   |        | Cana |                |
|   |   |   |   |                 |   |        | dian |                |
|   |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        | [R]  |                |
|   |   |   |   |                 |   |        | {.un |                |
|   |   |   |   |                 |   |        | derl |                |
|   |   |   |   |                 |   |        | ine} |                |
|   |   |   |   |                 |   |        | =    |                |
|   |   |   |   |                 |   |        | P    |                |
|   |   |   |   |                 |   |        | erma |                |
|   |   |   |   |                 |   |        | nent |                |
|   |   |   |   |                 |   |        | Resi |                |
|   |   |   |   |                 |   |        | dent |                |
|   |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        | [O]  |                |
|   |   |   |   |                 |   |        | {.un |                |
|   |   |   |   |                 |   |        | derl |                |
|   |   |   |   |                 |   |        | ine} |                |
|   |   |   |   |                 |   |        | =    |                |
|   |   |   |   |                 |   |        | O    |                |
|   |   |   |   |                 |   |        | ther |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 1 | 1 |   | Filler          |   |        | SP   |                |
|   | 2 | 2 |   |                 |   |        | ACES |                |
|   | 9 | 8 |   |                 |   |        |      |                |
|   |   | - |   |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 5 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+

+---+---+---+---+-----------------+---+--------+------+----------------+
| R | F | F | D | Data Fields     | \ | Condi  | V    | Format /       |
| e | i | i | a |                 | * | tional | alid | Definitions    |
| c | e | e | t |                 |   | Requir | Va   |                |
| C | l | l | a |                 | R | ements | lues |                |
| o | d | d |   |                 |   |        |      |                |
| d |   |   | T |                 |   |        |      |                |
| e | L | P | y |                 |   |        |      |                |
|   | e | o | p |                 |   |        |      |                |
|   | n | s | e |                 |   |        |      |                |
|   | g | i |   |                 |   |        |      |                |
|   | t | t |   |                 |   |        |      |                |
|   | h | i |   |                 |   |        |      |                |
|   |   | o |   |                 |   |        |      |                |
|   |   | n |   |                 |   |        |      |                |
+===+===+===+===+=================+===+========+======+================+
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
| # |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| 0 |   |   |   |                 |   |        |      |                |
| 2 |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| - |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| D |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| f |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| m |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| n |   |   |   |                 |   |        |      |                |
| t |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
| a |   |   |   |                 |   |        |      |                |
| t |   |   |   |                 |   |        |      |                |
| a |   |   |   |                 |   |        |      |                |
|   |   |   |   |                 |   |        |      |                |
| R |   |   |   |                 |   |        |      |                |
| e |   |   |   |                 |   |        |      |                |
| c |   |   |   |                 |   |        |      |                |
| o |   |   |   |                 |   |        |      |                |
| r |   |   |   |                 |   |        |      |                |
| d |   |   |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
| 0 | 0 | 0 | C | 02 -- Record ID |   |        | "02" | 02 Record is a |
| 2 | 2 | 1 | h |                 |   |        |      | required       |
|   |   | - | a |                 |   |        |      | record if the  |
|   |   | 0 | r |                 |   |        |      | borrowers      |
|   |   | 2 |   |                 |   |        |      | account has    |
|   |   |   |   |                 |   |        |      | any deferment  |
|   |   |   |   |                 |   |        |      | months.        |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 0 | D | Deferment Begin | C | If a   |      | MMDDYY         |
|   | 6 | 3 | A | Date            |   | def    |      |                |
|   |   | - | T |                 |   | erment |      | For Grad PLUS  |
|   |   | 0 | E |                 |   | begin  |      | loans that     |
|   |   | 8 |   |                 |   | date   |      | have been      |
|   |   |   |   |                 |   | is     |      | fully          |
|   |   |   |   |                 |   | pro    |      | disbursed,     |
|   |   |   |   |                 |   | vided, |      | populate this  |
|   |   |   |   |                 |   | at     |      | field with the |
|   |   |   |   |                 |   | least  |      | day after the  |
|   |   |   |   |                 |   | one of |      | last           |
|   |   |   |   |                 |   | the    |      | disbursement   |
|   |   |   |   |                 |   | data   |      | date.          |
|   |   |   |   |                 |   | items  |      |                |
|   |   |   |   |                 |   | for \# |      |                |
|   |   |   |   |                 |   | of     |      |                |
|   |   |   |   |                 |   | Months |      |                |
|   |   |   |   |                 |   | must   |      |                |
|   |   |   |   |                 |   | have a |      |                |
|   |   |   |   |                 |   | value  |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 0 | D | Deferment End   | C | Re     |      | MMDDYY         |
|   | 6 | 9 | A | Date            |   | quired |      |                |
|   |   | - | T |                 |   | if     |      | For Grad PLUS  |
|   |   | 1 | E |                 |   | Def    |      | loans,         |
|   |   | 4 |   |                 |   | erment |      | populate this  |
|   |   |   |   |                 |   | Begin  |      | field with the |
|   |   |   |   |                 |   | Date   |      | anticipated    |
|   |   |   |   |                 |   | is     |      | graduation     |
|   |   |   |   |                 |   | pr     |      | date.          |
|   |   |   |   |                 |   | ovided |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Months          | N |        |      |                |
|   | 2 | 5 | U | Forbearance     |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 1 | , |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Months Student  | N |        |      |                |
|   | 2 | 7 | U | Deferment       |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
|   |   | 8 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 1 | N | Months          | N |        |      |                |
|   | 2 | 9 | U | Fellowship      |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 0 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 2 | N | Months Public   | N |        |      |                |
|   | 2 | 1 | U | Heath Deferment |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 2 | N | Months Armed    | N |        |      |                |
|   | 2 | 3 | U | Forces          |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 4 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 2 | N | Months Peace    | N |        |      |                |
|   | 2 | 5 | U | Corps Deferment |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 2 | N | Months Vista    | N |        |      |                |
|   | 2 | 7 | U | Deferment       |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 8 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 2 | N | Months          | N |        |      |                |
|   | 2 | 9 | U | Internship      |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
|   |   | 0 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 3 | N | Months Tax      | N |        |      |                |
|   | 2 | 1 | U | Exempt          |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 3 | N | Months          | N |        |      |                |
|   | 2 | 3 | U | Unemployment    |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
|   |   | 4 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 3 | N | Months          | N |        |      |                |
|   | 2 | 5 | U | Disability      |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 3 | N | Months          | N |        |      |                |
|   | 2 | 7 | U | Rehabilitation  |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
|   |   | 8 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 3 | C | Deferment Type  | C | Re     | See  |                |
|   | 1 | 9 | H |                 |   | quired | T    |                |
|   |   | - | A |                 |   | if     | able |                |
|   |   | 3 | R |                 |   | Def    | 4    |                |
|   |   | 9 |   |                 |   | erment |      |                |
|   |   |   |   |                 |   | Begin  |      |                |
|   |   |   |   |                 |   | Date   |      |                |
|   |   |   |   |                 |   | is     |      |                |
|   |   |   |   |                 |   | pr     |      |                |
|   |   |   |   |                 |   | ovided |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 4 | D | Interest        | C | If a   |      |                |
|   | 6 | 0 | A | Capitalization  |   | date   |      |                |
|   |   | - | T | Date            |   | in the |      |                |
|   |   | 4 | E |                 |   | past   |      |                |
|   |   | 5 |   |                 |   | is     |      |                |
|   |   |   |   |                 |   | pro    |      |                |
|   |   |   |   |                 |   | vided, |      |                |
|   |   |   |   |                 |   | there  |      |                |
|   |   |   |   |                 |   | must   |      |                |
|   |   |   |   |                 |   | be an  |      |                |
|   |   |   |   |                 |   | amount |      |                |
|   |   |   |   |                 |   | in     |      |                |
|   |   |   |   |                 |   | Capit  |      |                |
|   |   |   |   |                 |   | alized |      |                |
|   |   |   |   |                 |   | in     |      |                |
|   |   |   |   |                 |   | terest |      |                |
|   |   |   |   |                 |   | in     |      |                |
|   |   |   |   |                 |   | record |      |                |
|   |   |   |   |                 |   | 08.    |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 4 | D | Commit Begin    | N |        |      | MMDDYY         |
|   | 6 | 6 | A | Date            |   |        |      |                |
|   |   | - | T |                 |   |        |      |                |
|   |   | 5 | E |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 5 | D | Commit End Date | N |        |      | MMDDYY         |
|   | 6 | 2 | A |                 |   |        |      |                |
|   |   | - | T |                 |   |        |      |                |
|   |   | 5 | E |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 5 | N | Commit Amount   | N |        |      |                |
|   | 7 | 8 | U |                 |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
|   |   | 4 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 6 | N | 78 Interest     | N |        |      |                |
|   | 7 | 5 | U | Amount          |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | N | Months Economic | N |        |      |                |
|   | 2 | 2 | U | Hardship Def    |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
|   |   | 3 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | N | Months          | N |        |      |                |
|   | 2 | 4 | U | Motherhood      |   |        |      |                |
|   |   | - | M | Deferment       |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
|   |   | 5 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | N | Months NOAA     | N |        |      |                |
|   | 2 | 6 | U | Deferment       |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 7 | N | Months Parental | N |        |      |                |
|   | 2 | 8 | U | Leave Deferment |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 7 |   |                 |   |        |      |                |
|   |   | 9 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 0 | 8 | N | Months Teacher  | N |        |      |                |
|   | 2 | 0 | U | Deferment       |   |        |      |                |
|   |   | - | M |                 |   |        |      |                |
|   |   | 8 |   |                 |   |        |      |                |
|   |   | 1 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+
|   | 1 | 8 |   | FILLER          |   |        | SP   |                |
|   | 7 | 2 |   |                 |   |        | ACES |                |
|   | 5 | - |   |                 |   |        |      |                |
|   |   | 2 |   |                 |   |        |      |                |
|   |   | 5 |   |                 |   |        |      |                |
|   |   | 6 |   |                 |   |        |      |                |
+---+---+---+---+-----------------+---+--------+------+----------------+

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th colspan="3"><p>Field</p>
<p>Length</p></th>
<th colspan="3"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="14"><h3 id="record-03---payment-data">record 03 - Payment
Data</h3></td>
<td></td>
</tr>
<tr class="even">
<td colspan="2">03</td>
<td colspan="2">02</td>
<td colspan="4">01-02</td>
<td>CHAR</td>
<td>03 Record ID</td>
<td>R</td>
<td></td>
<td>“03”</td>
<td>One 03 Record per set of borrower data.</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="2">03</td>
<td colspan="2">06</td>
<td colspan="4">03-08</td>
<td>DATE</td>
<td>Date of Prior Servicer’s Earliest Unpaid Installment</td>
<td>C</td>
<td>If the due date has been determined and disclosed to the borrower,
it must be provided here.</td>
<td></td>
<td>MMDDYY</td>
<td></td>
</tr>
<tr class="even">
<td colspan="2"></td>
<td colspan="2">06</td>
<td colspan="4">09-14</td>
<td>DATE</td>
<td>Date of Last Borrower Payment</td>
<td>N</td>
<td></td>
<td></td>
<td>MMDDYY</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="2"></td>
<td colspan="2">07</td>
<td colspan="4">15-21</td>
<td>NUM</td>
<td>Principal Amount of Last Payment</td>
<td>X</td>
<td></td>
<td>NULL</td>
<td>Internal Use Only</td>
<td></td>
</tr>
<tr class="even">
<td colspan="2"></td>
<td colspan="2">07</td>
<td colspan="4">22-28</td>
<td>NUM</td>
<td>Interest Amount of Last Payment</td>
<td>X</td>
<td></td>
<td>NULL</td>
<td>Internal Use Only</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="2"></td>
<td colspan="2">06</td>
<td colspan="4">29-34</td>
<td>DATE</td>
<td>First Day Delinquent</td>
<td>X</td>
<td></td>
<td>SPACES</td>
<td>Internal Use Only</td>
<td></td>
</tr>
<tr class="even">
<td colspan="2"></td>
<td colspan="2">06</td>
<td colspan="4">35-40</td>
<td>DATE</td>
<td>Interim Delinquency Date</td>
<td>C</td>
<td>Not currently used; eventually use for alt loans</td>
<td></td>
<td>MMDDYY</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="2"></td>
<td colspan="2">06</td>
<td colspan="4">41-46</td>
<td>DATE</td>
<td>Date Last Borrower Notice Sent</td>
<td>X</td>
<td></td>
<td>SPACES</td>
<td>Internal Use Only</td>
<td></td>
</tr>
<tr class="even">
<td colspan="2"></td>
<td colspan="2">06</td>
<td colspan="4">47-52</td>
<td>DATE</td>
<td>Date Disclosure Sent To Borrower</td>
<td>X</td>
<td></td>
<td>SPACES</td>
<td>Internal Use Only</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="2"></td>
<td colspan="2">07</td>
<td colspan="4">53-59</td>
<td>NUM</td>
<td>Monthly Fixed Payment Amount</td>
<td>C</td>
<td>Required if account is in repayment</td>
<td></td>
<td>99999v99</td>
<td></td>
</tr>
<tr class="even">
<td colspan="2"></td>
<td colspan="2">02</td>
<td colspan="4">60-61</td>
<td>CHAR</td>
<td>Repayment Plan Code</td>
<td>R</td>
<td></td>
<td>SEE Table 5</td>
<td></td>
<td></td>
</tr>
<tr class="odd">
<td colspan="2"></td>
<td colspan="2">03</td>
<td colspan="4">62-64</td>
<td>CHAR</td>
<td>Discipline Code (HEAL)</td>
<td>X</td>
<td></td>
<td>SPACES</td>
<td>Internal Use Only</td>
<td></td>
</tr>
<tr class="even">
<td colspan="2"></td>
<td colspan="2">03</td>
<td colspan="4">65-67</td>
<td>CHAR</td>
<td>FILLER</td>
<td>X</td>
<td></td>
<td>SPACES</td>
<td>Internal Use Only</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="2"></td>
<td colspan="2">06</td>
<td colspan="4">68-73</td>
<td>DATE</td>
<td>Date Last Account Statement Sent</td>
<td>X</td>
<td></td>
<td>SPACES</td>
<td>Internal Use Only</td>
<td></td>
</tr>
<tr class="even">
<td colspan="2"></td>
<td colspan="2">06</td>
<td colspan="4">74-79</td>
<td>DATE</td>
<td><p>Deferment / Forbearance</p>
<p>Certification Date</p></td>
<td>N</td>
<td></td>
<td></td>
<td>MMDDYY</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="2"></td>
<td colspan="2">06</td>
<td colspan="4">80-85</td>
<td>DATE</td>
<td>Separation Certification Date</td>
<td>N</td>
<td></td>
<td></td>
<td>MMDDYY</td>
<td></td>
</tr>
<tr class="even">
<td colspan="2"></td>
<td colspan="2">171</td>
<td colspan="4">86-256</td>
<td>CHAR</td>
<td>FILLER</td>
<td>N</td>
<td></td>
<td></td>
<td>SPACES</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="14"><h3
id="record-04---interest-and-late-charge-record">record 04 - interest
and Late Charge Record</h3></td>
<td></td>
</tr>
<tr class="even">
<td colspan="2">04</td>
<td colspan="2">02</td>
<td colspan="2">01-02</td>
<td colspan="3">CHAR</td>
<td>04 Record ID</td>
<td>R</td>
<td></td>
<td>“04”</td>
<td>One “04” record per borrower account</td>
<td></td>
</tr>
<tr class="odd">
<td colspan="2"></td>
<td colspan="2">07</td>
<td colspan="2">03-09</td>
<td colspan="3">NUM</td>
<td>Current Due</td>
<td>X</td>
<td></td>
<td>NULL</td>
<td>Internal Use Only</td>
<td></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="4">10-16</td>
<td colspan="2">NUM</td>
<td>Partial Due Amount</td>
<td>C</td>
<td>If borrower owes any partial payments.</td>
<td></td>
<td colspan="2"><p>Any partial amount due.</p>
<p>Will Need to be discussed.</p>
<p>99999v99</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="4">17-23</td>
<td colspan="2">NUM</td>
<td>Interest Current Due</td>
<td>X</td>
<td></td>
<td>Null</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="4">24-30</td>
<td colspan="2">NUM</td>
<td>Interest Past Due</td>
<td>X</td>
<td></td>
<td>Null</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="4">31-37</td>
<td colspan="2">NUM</td>
<td>Borrower Interest Paid in Current Yr.</td>
<td>X</td>
<td></td>
<td>Null</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="4">38-44</td>
<td colspan="2">NUM</td>
<td>Borrower Interest Paid in Prior Year</td>
<td>X</td>
<td></td>
<td>Null</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="4">45-51</td>
<td colspan="2">NUM</td>
<td>Maximum Interest Rule 78”s</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">02</td>
<td colspan="4">52-53</td>
<td colspan="2">NUM</td>
<td>Post Deferment Grace Months</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td colspan="4">54-55</td>
<td colspan="2">NUM</td>
<td>Number of Forbearances</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">02</td>
<td colspan="4">56-57</td>
<td colspan="2">NUM</td>
<td>Number of Payments Made</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="4">58-64</td>
<td colspan="2">NUM</td>
<td>Late Charges Accrued</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="4">65-71</td>
<td colspan="2">NUM</td>
<td>Total Late Charges Paid</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="4">72-78</td>
<td colspan="2">NUM</td>
<td>Last Late Charge Paid</td>
<td>X</td>
<td></td>
<td>NULL</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td colspan="4">79</td>
<td colspan="2">CHAR</td>
<td>Late Charge Code</td>
<td>X</td>
<td></td>
<td>NULL</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">177</td>
<td colspan="4">80-256</td>
<td colspan="2">CHAR</td>
<td>FILLER</td>
<td>N</td>
<td></td>
<td>SPACES</td>
<td colspan="2"></td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="12"><h3 id="record-05---supplemental-borrower-data">record
05 - Supplemental Borrower Data</h3></td>
</tr>
<tr class="even">
<td>05</td>
<td colspan="2">02</td>
<td>01-02</td>
<td colspan="2">CHAR</td>
<td>05 RECORD ID</td>
<td>R</td>
<td></td>
<td>“05”</td>
<td colspan="2">One “05” record per set of borrower data</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">10</td>
<td>03-12</td>
<td colspan="2">CHAR</td>
<td>Previous Borrower Name</td>
<td>X</td>
<td></td>
<td>SPACES</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">10</td>
<td>13-22</td>
<td colspan="2">CHAR</td>
<td>Home Phone Number</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Telephone numbers must include area code.</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">10</td>
<td>23-32</td>
<td colspan="2">CHAR</td>
<td>Business Phone Number</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">Telephone numbers must include area code</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>33-33</td>
<td colspan="2">CHAR</td>
<td>Home Phone Code</td>
<td>R</td>
<td></td>
<td><p><u>“G”</u> = Good</p>
<p><u>“B”</u> = Bad</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>34-34</td>
<td colspan="2">CHAR</td>
<td>Business Phone Code</td>
<td>C</td>
<td>Provide if business phone is provided</td>
<td><p><u>“G”</u> = Good</p>
<p><u>“B”</u> = Bad</p></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>35-40</td>
<td colspan="2">DATE</td>
<td>Address Effective Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>41-46</td>
<td colspan="2">DATE</td>
<td>Address Status Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>47-47</td>
<td colspan="2">CHAR</td>
<td>Address Condition Code</td>
<td>R</td>
<td></td>
<td><p><u>“G”</u> = Good</p>
<p><u>“B”</u> = Bad</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>48-48</td>
<td colspan="2">NUM</td>
<td>Address Source Code</td>
<td>X</td>
<td></td>
<td>NULL</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>49-49</td>
<td colspan="2">CHAR</td>
<td>Loan Type Code</td>
<td>R</td>
<td></td>
<td><p>A = SLS</p>
<p>B = STANFORD ED LOAN</p>
<p>C = CONSOLIDATION</p>
<p>*D = Grad PLUS</p>
<p>G = STAFFORD</p>
<p>*P = PLUS</p>
<p>T = TERI</p>
<p>Q = Alternative</p>
<p>V = PRIVATE</p>
<p>Z = PREP</p></td>
<td colspan="2">* Note: when loan type = D, we will actually translate
that into two fields on servicing. Loan type will = P, and a new field,
Grad PLUS identifier, will be populated with the value GB.</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>50-50</td>
<td colspan="2">CHAR</td>
<td>Cosigner Indicator</td>
<td>X</td>
<td></td>
<td>SPACES</td>
<td colspan="2">Provided in Record 8</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>51-51</td>
<td colspan="2">CHAR</td>
<td>Cosigner Due Diligence Indicator</td>
<td>X</td>
<td></td>
<td>SPACES</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>52-52</td>
<td colspan="2">CHAR</td>
<td>Enrollment Code</td>
<td>N</td>
<td></td>
<td><p>“F” = Full time</p>
<p>“H” = Half Time</p></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>53-53</td>
<td colspan="2">CHAR</td>
<td>Independent/Dependent Student Indicator</td>
<td>X</td>
<td></td>
<td>SPACES</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>54-54</td>
<td colspan="2">CHAR</td>
<td>Claim Code</td>
<td>C</td>
<td>Required if a claim filed date is given on record type “08”</td>
<td><p>D = DEATH</p>
<p>H = DISABLITY</p></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>55-55</td>
<td colspan="2">CHAR</td>
<td>Student Status Verification Source</td>
<td>X</td>
<td></td>
<td>SPACE</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>56-61</td>
<td colspan="2">CHAR</td>
<td>School Code</td>
<td>R</td>
<td></td>
<td>VALID USOE (FICE #)</td>
<td colspan="2">First six digits of USOE (FICE #) of last school
attended</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>62-62</td>
<td colspan="2">CHAR</td>
<td>Variable Cap Code</td>
<td>N</td>
<td></td>
<td><p>Space = Do not Capitalize</p>
<p>N = Never Capitalize on a variable period</p>
<p>M= Capitalize on a monthly schedule</p>
<p>Q = Capitalize on a quarterly schedule</p>
<p>S = Capitalize on a semi-annual basis</p>
<p>A = Capitalize Annually</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">09</td>
<td>63-71</td>
<td colspan="2">NUM</td>
<td>Gradation Factor</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>Related to Graduated Repay</p>
<p>9999v99999</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>72-77</td>
<td colspan="2">DATE</td>
<td>Next Gradation Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>Related to Graduated Repay</p>
<p>MMDDYY</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>78</td>
<td colspan="2">CHAR</td>
<td>Disclosure To Be Sent Code</td>
<td>X</td>
<td></td>
<td>SPACE</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">04</td>
<td>79-82</td>
<td colspan="2">NUM</td>
<td>Loan Origination Code</td>
<td>C</td>
<td>Required if Internal Loan Origination</td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td>83-84</td>
<td colspan="2">CHAR</td>
<td>School Campus Code</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Last two digits of USOE (FICE #) of last school
attended</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">172</td>
<td>85-256</td>
<td colspan="2">CHAR</td>
<td>FILLER</td>
<td></td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th colspan="2"><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="13"><strong>record 06 - Borrower Address
Record</strong></td>
</tr>
<tr class="even">
<td>06</td>
<td colspan="2">02</td>
<td colspan="2">01- 02</td>
<td colspan="2">CHAR</td>
<td>06 Record ID</td>
<td>R</td>
<td></td>
<td>“06”</td>
<td colspan="2">One “06” record per borrower</td>
</tr>
<tr class="odd">
<td>06</td>
<td colspan="2">25</td>
<td colspan="2">03-27</td>
<td colspan="2">CHAR</td>
<td>Borrower Street Address</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">25</td>
<td colspan="2">28-52</td>
<td colspan="2">CHAR</td>
<td>Borrower “Care of” Address</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">16</td>
<td colspan="2">53-68</td>
<td colspan="2">CHAR</td>
<td>Borrower City</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">02</td>
<td colspan="2">69-70</td>
<td colspan="2">CHAR</td>
<td>Borrower State</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Must be blank if foreign address</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">05</td>
<td colspan="2">71-75</td>
<td colspan="2">CHAR</td>
<td>Borrower Zip</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">04</td>
<td colspan="2">76-79</td>
<td colspan="2">CHAR</td>
<td>Borrower Zip +4</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td colspan="2">80-80</td>
<td colspan="2">CHAR</td>
<td>Foreign Address Code</td>
<td>C</td>
<td>Required if foreign address</td>
<td><p><u>“F”</u> = Foreign address</p>
<p><u>SPACE</u> = domestic address</p></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">176</td>
<td colspan="2">81-256</td>
<td colspan="2"></td>
<td>Spaces</td>
<td></td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="12"><h3 id="record-07---disbursement-data-record">record 07
- Disbursement Data Record</h3></td>
</tr>
<tr class="even">
<td>07</td>
<td colspan="2">02</td>
<td>01-02</td>
<td colspan="2">CHAR</td>
<td>07 Record ID</td>
<td>R</td>
<td></td>
<td>“07”</td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td>07</td>
<td colspan="2">02</td>
<td>03-04</td>
<td colspan="2">NUM</td>
<td>Disbursement Number</td>
<td>R</td>
<td></td>
<td><p>Valid values are 01 thru 64 and each disbursement should be</p>
<p>numbered one greater than the previous disbursement</p></td>
<td colspan="2">Sequential number of underlying disbursements</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>05-10</td>
<td colspan="2">DATE</td>
<td>Note Date</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>11-16</td>
<td colspan="2">DATE</td>
<td>Disbursement Date</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"><p>MMDDYY</p>
<p>Funding Date</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>17-24</td>
<td colspan="2">NUM</td>
<td>Note Amount</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"><p>Sum of all disbursements for this loan.</p>
<p>999999v99</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">08</td>
<td>25-32</td>
<td colspan="2">NUM</td>
<td>Disbursement Amount</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">999999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>33-40</td>
<td colspan="2">NUM</td>
<td>Borrower Paid Principal Amount</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">999999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td>41-47</td>
<td colspan="2">NUM</td>
<td>Borrower Paid Interest Amount</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>48-55</td>
<td colspan="2">NUM</td>
<td>Principal Balance Outstanding</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"><p>Disbursement amount</p>
<p>999999v99</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td>56-62</td>
<td colspan="2">NUM</td>
<td>Interest Receivable Borrower</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td>63-69</td>
<td colspan="2">NUM</td>
<td>Interest Receivable Government</td>
<td>X</td>
<td></td>
<td>NULL</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>70-70</td>
<td colspan="2">CHAR</td>
<td>Benefit Code</td>
<td>R</td>
<td></td>
<td><p><u>4</u> = Subsidized Interest</p>
<p><u>8</u> = Non subsidized interest</p></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">02</td>
<td>71-72</td>
<td colspan="2">NUM</td>
<td>Bond Identifier Code</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">08</td>
<td>73-80</td>
<td colspan="2">Num</td>
<td>Average Daily Balance</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>Used for calculating special allowance</p>
<p>999999v99</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>81-81</td>
<td colspan="2">CHAR</td>
<td>Cosigner Code</td>
<td>X</td>
<td></td>
<td>SPACE</td>
<td colspan="2">Internal Use Only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td>82-85</td>
<td colspan="2">CHAR</td>
<td>Promotional Code</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">Client Use</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">11</td>
<td>86-96</td>
<td colspan="2">NUM</td>
<td>Application Number</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td>97-98</td>
<td colspan="2">NUM</td>
<td>Disbursement Segment</td>
<td>R</td>
<td></td>
<td><p>“1”</p>
<p>“2”</p>
<p>Etc…..</p></td>
<td colspan="2"><p>Disbursement number for multiply disbursed loans</p>
<p>Not Required for “T” or “E” loans</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">10</td>
<td>99-108</td>
<td colspan="2">NUM</td>
<td>Check Number</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>109-109</td>
<td colspan="2">CHAR</td>
<td>Disbursement Type</td>
<td>N</td>
<td></td>
<td><p><u>C</u> = Check</p>
<p><u>E</u> = EFT</p>
<h2 id="space">Space</h2></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>110-115</td>
<td colspan="2">DATE</td>
<td>Check Delivery Date</td>
<td>X</td>
<td></td>
<td>SPACES</td>
<td colspan="2">Internal Use only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td>116-117</td>
<td colspan="2">CHAR</td>
<td>Grade Level</td>
<td>R</td>
<td></td>
<td>See table 07</td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>118-118</td>
<td colspan="2">CHAR</td>
<td>Space</td>
<td>X</td>
<td></td>
<td>SPACE</td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>119-124</td>
<td colspan="2">DATE</td>
<td>Loan Guarantee Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>125-125</td>
<td colspan="2">CHAR</td>
<td>Lender of Last Resort</td>
<td>N</td>
<td></td>
<td>“Y”</td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td>126-129</td>
<td colspan="2">CHAR</td>
<td>Client Product ID</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">For Client use</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>130-130</td>
<td colspan="2">CHAR</td>
<td>MPN Confirmation Code</td>
<td>N</td>
<td></td>
<td>Y = Yes, valid MPN exists; N = No, a valid MPN does not exist; U =
Unknown – the service provider does not know if a valid MPN exists.</td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>131-131</td>
<td colspan="2">CHAR</td>
<td>Federal Application Code</td>
<td>N</td>
<td></td>
<td><p>B = Federal Stafford Application/Prom Note; M = MPN; P = Federal
PLUS Application/Prom Note.</p>
<p>Q = PLUS MPN</p>
<p>G = Grad PLUS</p></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>132-132</td>
<td colspan="2">CHAR</td>
<td>Serial Loan Code</td>
<td>N</td>
<td></td>
<td>Indicates how the school intends to use the master promissory note
(MPN). <strong>Values:</strong> N = New MPN; S = Serial MPN.</td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>133-138</td>
<td colspan="2">DATE</td>
<td>School Certification Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">19</td>
<td>139-157</td>
<td colspan="2">CHAR</td>
<td>CommonLine Unique ID</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td>158-161</td>
<td colspan="2">NUM</td>
<td>Loan Origination Indicator Code</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">First two positions ALWAYS zero filled, followed by
designated value for disbursing agent</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>162-162</td>
<td colspan="2">CHAR</td>
<td>Fully Disbursed Indicator</td>
<td>N</td>
<td></td>
<td><p><u>C</u> = Fully disbursed by Cancellation</p>
<p><u>F</u> = Fully Disbursed</p>
<p><u>P</u> = Partially disbursed</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td>163-166</td>
<td colspan="2">NUM</td>
<td>Borr Incentive Plan Code</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>167-167</td>
<td colspan="2">CHAR</td>
<td>Assigned Incentive Indicator</td>
<td>N</td>
<td></td>
<td><p>A = Servicer Assigned</p>
<p>C = Client Assigned</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>168-173</td>
<td colspan="2">DATE</td>
<td>Application Received Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>174-181</td>
<td colspan="2">CHAR</td>
<td>NCHELP Guar Code</td>
<td>C</td>
<td></td>
<td>Refer to table for valid values</td>
<td colspan="2">Left Justify</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td>182-185</td>
<td colspan="2">NUM</td>
<td>Loan Origination Code</td>
<td>X</td>
<td></td>
<td></td>
<td colspan="2">First two positions ALWAYS zero filled, followed by
designated value for original lender</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">02</td>
<td>186-187</td>
<td colspan="2">CHAR</td>
<td>E-Signature (Authentication) type code</td>
<td>N</td>
<td></td>
<td><p>A =</p>
<p>“F” = FAFSA PIN</p>
<p>P = pinless</p>
<p>BLANK</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>188-193</td>
<td colspan="2">DATE</td>
<td>Blanket Approval Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>194</td>
<td colspan="2">CHAR</td>
<td>Borrower E-Signature Indicator Code</td>
<td>N</td>
<td></td>
<td><p>Y = E Signature</p>
<p>Blank = Not E Signature</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>195</td>
<td colspan="2">CHAR</td>
<td>PLUS/ ALT Student E-signature Indicator Code</td>
<td>N</td>
<td>PLUS or Alternative Loans</td>
<td><p>Y = E Signature</p>
<p>Blank = Not E Signature</p></td>
<td colspan="2">Used only when the student is not the borrower and has
also e-signed</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">09</td>
<td>196-204</td>
<td colspan="2">CHAR</td>
<td>ESIGN Source</td>
<td>N</td>
<td></td>
<td><p>S = School</p>
<p>L = Lender</p>
<p>G = Guarantor</p>
<p>O = Guarantor/Servicer</p>
<p>And the 8 digit OPEID or NCHELP assigned id</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">01</td>
<td>205</td>
<td colspan="2">CHAR</td>
<td>Guarantor Type</td>
<td>N</td>
<td></td>
<td><p>B = Blanket Guarantee</p>
<p>SPACE = Traditional Guarantee</p></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">51</td>
<td>206-256</td>
<td colspan="2">CHAR</td>
<td>FILLER</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="12"><h3 id="record-08---claim-and-enrollment-data">record
08 - Claim and Enrollment Data</h3></td>
</tr>
<tr class="even">
<td>08</td>
<td colspan="2">02</td>
<td>01-02</td>
<td colspan="2">Char</td>
<td>08 Record ID</td>
<td>R</td>
<td></td>
<td>“08”</td>
<td colspan="2">One record per disbursement record</td>
</tr>
<tr class="odd">
<td>08</td>
<td colspan="2">02</td>
<td>03-04</td>
<td colspan="2">NUM</td>
<td>Disbursement Number</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Sequential number of underlying disbursements – links
data with record 07</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>05-10</td>
<td colspan="2">DATE</td>
<td>Claim Filed Date</td>
<td>C</td>
<td>Required if claim paid date is provided</td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>11-16</td>
<td colspan="2">DATE</td>
<td>Claim Paid Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>17-22</td>
<td colspan="2">DATE</td>
<td>Claim Reject Date</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>23-28</td>
<td colspan="2">DATE</td>
<td>School Refund Date</td>
<td>C</td>
<td>Required if school refund amount is provided</td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>29-36</td>
<td colspan="2">NUM</td>
<td>School Refund Amount</td>
<td>N</td>
<td>Required if school refund date is given</td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td>37-43</td>
<td colspan="2">NUM</td>
<td>Capitalized Interest Amount</td>
<td>C</td>
<td>Required if capitalization date is give in Record</td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>44-51</td>
<td colspan="2">NUM</td>
<td>Principal Paid by Claim</td>
<td>C</td>
<td>Required if claim paid date is given</td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td>52-58</td>
<td colspan="2">NUM</td>
<td>Interest Paid by Claim</td>
<td>C</td>
<td>Required if claim paid date is provided</td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">08</td>
<td>59-66</td>
<td colspan="2">NUM</td>
<td>Loan ID Number</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">05</td>
<td>67-71</td>
<td colspan="2">NUM</td>
<td>Disclosed Interest Rate</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">V99999</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">03</td>
<td>72-74</td>
<td colspan="2">CHAR</td>
<td>Disclosed Interest Code</td>
<td>R</td>
<td></td>
<td>See Tables 1 and 2</td>
<td colspan="2">Must be a valid code</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>75-80</td>
<td colspan="2">DATE</td>
<td>Loan Period Start Date</td>
<td>C</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>81-86</td>
<td colspan="2">DATE</td>
<td>Loan Period End Date</td>
<td>C</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td>87-93</td>
<td colspan="2">NUM</td>
<td>Loan Origination Fee paid by the borrower</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td>94-100</td>
<td colspan="2">NUM</td>
<td>Insurance Premium (guarantee fee/ Default fee) paid by the
borrower</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td>101-104</td>
<td colspan="2">CHAR</td>
<td>Credit Score Code</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">14</td>
<td>105-118</td>
<td colspan="2">CHAR</td>
<td>Certificate ID</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">21</td>
<td>119-139</td>
<td colspan="2">CHAR</td>
<td>Loan Identification</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>140-140</td>
<td colspan="2">CHAR</td>
<td>Loan ID Source</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td>141-142</td>
<td colspan="2">CHAR</td>
<td>Underlying Loan Type</td>
<td>C</td>
<td>Required for Consolidation loans Servicer originates</td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>143-143</td>
<td colspan="2">CHAR</td>
<td>Loan Add or Increase Code</td>
<td>C</td>
<td>Required for consolidation loans if loan add on or increase Servicer
originates</td>
<td><p><u>“A”</u></p>
<p><u>“I”</u></p>
<h2 id="space-1">SPACE </h2></td>
<td colspan="2"><p><u>“A”</u> = Add on to consolidation loan</p>
<p><u>“I”</u> = increase consolidation loan</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">06</td>
<td>144-149</td>
<td colspan="2">NUM</td>
<td>Payee Code</td>
<td>C</td>
<td>Required for consolidation loans Servicer originates</td>
<td></td>
<td colspan="2">Office of Education code of Payee</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">50</td>
<td>150-199</td>
<td colspan="2">CHAR</td>
<td>Payee Name</td>
<td>C</td>
<td>Required for consolidation loans Servicer originates</td>
<td></td>
<td colspan="2">Name to Print on Guarantor Notification of Loan
consolidation</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">7</td>
<td>200-206</td>
<td colspan="2">NUM</td>
<td>Loan Origination Fee paid by the client</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">7</td>
<td>207-213</td>
<td colspan="2">NUM</td>
<td>Unreported Capitalized Interest OID</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>The amount of capitalized interest OID that ED Servicer will be
responsible to report on 1098E’s.</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">7</td>
<td>214-220</td>
<td colspan="2">NUM</td>
<td>Unreported Loan Origination Fee OID</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>The amount of origination fee OID paid by the borrower that ED
Servicer will be responsible to report on 1098E’s.</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">7</td>
<td>221 - 227</td>
<td colspan="2">NUM</td>
<td>Guaranty (Default) Fee Paid by the Guarantor</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>The amount of the default fee which was paid by the guarantor and not
the borrower</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">7</td>
<td>228 - 234</td>
<td colspan="2">NUM</td>
<td>Guarantor (Default) fee paid by the lender</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>The amount of the default fee which was paid by the lender and not
the borrower.</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">22</td>
<td>235-256</td>
<td colspan="2">CHAR</td>
<td>FILLER</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">Fill with spaces</td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th colspan="2"><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="13"><strong>Record 09 – Summarized Disbursement Data – Used
only if allocation of amounts cannot be made at the disbursement
level.</strong></td>
</tr>
<tr class="even">
<td>09</td>
<td colspan="2">02</td>
<td colspan="2">01-02</td>
<td colspan="2">CHAR</td>
<td>09 Record ID</td>
<td>R</td>
<td></td>
<td>“09“</td>
<td colspan="2">Optional use only</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">08</td>
<td colspan="2">03-10</td>
<td colspan="2">NUM</td>
<td>Summary Principal Balance</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">999999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="2">11-17</td>
<td colspan="2">NUM</td>
<td>Summary Capitalized Interest</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">08</td>
<td colspan="2">18-25</td>
<td colspan="2">NUM</td>
<td>Summary Principal Paid</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">999999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="2">26-32</td>
<td colspan="2">NUM</td>
<td>Summary Interest Paid</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">08</td>
<td colspan="2">33-40</td>
<td colspan="2">NUM</td>
<td>Summary Principal Paid by Claim</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">999999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="2">41-47</td>
<td colspan="2">NUM</td>
<td>Summary Interest Receivable Borr</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="2">48-54</td>
<td colspan="2">NUM</td>
<td>Summary Interest Paid by Claim</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="2">55-61</td>
<td colspan="2">NUM</td>
<td>Summary Loan Origination Fees paid by the borrower</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="2">62-68</td>
<td colspan="2">NUM</td>
<td>Summary Insurance Premiums</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="2">69-75</td>
<td colspan="2">NUM</td>
<td>Summary Loan Origination Fees paid by the client</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">99999v99</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">07</td>
<td colspan="2">76-82</td>
<td colspan="2">NUM</td>
<td>Summary Unreported Capitalized Interest OID</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>Summarized amount of capitalized interest OID that ED Servicer will
be responsible to report on 1098E’s.</p></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">07</td>
<td colspan="2">83-89</td>
<td colspan="2">NUM</td>
<td>Summary Unreported Loan Origination Fee OID</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"><p>99999v99</p>
<p>Summarized amount of loan origination OID that ED Servicer will be
responsible to report on 1098E’s.</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">167</td>
<td colspan="2">90-256</td>
<td colspan="2">CHAR</td>
<td>FILLER</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2">Fill with spaces.</td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="12"><h3 id="record-10---reference-data">Record 10 -
Reference Data</h3></td>
</tr>
<tr class="even">
<td>10</td>
<td colspan="2">02</td>
<td>01-02</td>
<td colspan="2">CHAR</td>
<td>10 Record ID</td>
<td>R</td>
<td></td>
<td>“10”</td>
<td colspan="2">Record 11 should occur one time for each reference. The
standard request is two references.</td>
</tr>
<tr class="odd">
<td>10</td>
<td colspan="2">02</td>
<td>03-04</td>
<td colspan="2">CHAR</td>
<td>Reference number</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Sequential number of underlying references. Used to
match Record 10 and 11.</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td>05-05</td>
<td colspan="2">CHAR</td>
<td>Reference Type</td>
<td>C</td>
<td></td>
<td><p><u>“D”</u></p>
<p><u>“M”</u></p>
<p><u>“S”</u></p>
<p>“T”</p>
<p><u>SPACE</u></p></td>
<td colspan="2"><p><u>“D”</u> = Dependent Student, PLUS loans only</p>
<p><u>“M”</u> = Co-maker</p>
<p><u>“S”</u> = Cosigner</p>
<p><u>“T”</u> = Student co-maker</p>
<p><u>SPACE</u> = other Reference</p></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">28</td>
<td>06-33</td>
<td colspan="2">CHAR</td>
<td>Reference Name</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">28</td>
<td>34-61</td>
<td colspan="2">CHAR</td>
<td>Reference C/O Line</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">09</td>
<td>62-70</td>
<td colspan="2">NUM</td>
<td>Reference SSN</td>
<td>C</td>
<td>Required if ref type = “M” or “T”</td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">06</td>
<td>71-76</td>
<td colspan="2">DATE</td>
<td>Reference Birth Date</td>
<td>C</td>
<td></td>
<td></td>
<td colspan="2">MMDDYY</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">180</td>
<td>77-256</td>
<td colspan="2"></td>
<td>FILLER</td>
<td></td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2"></td>
<td></td>
<td colspan="2"></td>
<td></td>
<td></td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
</tbody>
</table>

<table style="width:100%;">
<colgroup>
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 4%" />
<col style="width: 0%" />
<col style="width: 5%" />
<col style="width: 0%" />
<col style="width: 6%" />
<col style="width: 25%" />
<col style="width: 3%" />
<col style="width: 13%" />
<col style="width: 10%" />
<col style="width: 24%" />
<col style="width: 0%" />
</colgroup>
<thead>
<tr class="header">
<th colspan="2">Rec Code</th>
<th colspan="2"><p>Field</p>
<p>Length</p></th>
<th colspan="2"><p>Field</p>
<p>Position</p></th>
<th><p>Data</p>
<p>Type</p></th>
<th>Data Fields</th>
<th><p>*</p>
<p>R</p></th>
<th>Conditional Requirements</th>
<th>Valid Values</th>
<th>Format / Definitions</th>
<th></th>
</tr>
</thead>
<tbody>
<tr class="odd">
<td colspan="13"><strong>Record 11 - Reference Data</strong></td>
</tr>
<tr class="even">
<td>11</td>
<td colspan="2">02</td>
<td colspan="2">01-02</td>
<td colspan="2">CHAR</td>
<td>11 Record ID</td>
<td>R</td>
<td></td>
<td>“11”</td>
<td colspan="2">Record 11 should occur one time for each reference. The
standard request is two references.</td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td colspan="2">03-04</td>
<td colspan="2">NUM</td>
<td>Reference Number</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2">Sequential number of underlying references – Used to
match Record 10 and 11</td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">01</td>
<td colspan="2">05-05</td>
<td colspan="2">CHAR</td>
<td>Reference Foreign Address Code</td>
<td>C</td>
<td>Required if address is foreign</td>
<td><p><u>“F”</u> if address is foreign</p>
<p><u>SPACE</u> if address is domestic</p></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">28</td>
<td colspan="2">06-33</td>
<td colspan="2">CHAR</td>
<td>Reference Street Address</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">16</td>
<td colspan="2">34-49</td>
<td colspan="2">CHAR</td>
<td>Reference City</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">02</td>
<td colspan="2">50-51</td>
<td colspan="2">CHAR</td>
<td>Reference State Code</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">05</td>
<td colspan="2">52-56</td>
<td colspan="2">CHAR</td>
<td>Reference Zip Code</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">04</td>
<td colspan="2">57-60</td>
<td colspan="2">CHAR</td>
<td>Reference Zip+4</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">10</td>
<td colspan="2">61-70</td>
<td colspan="2">CHAR</td>
<td>Reference Residence Phone Number</td>
<td>R</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="odd">
<td></td>
<td colspan="2">10</td>
<td colspan="2">71-80</td>
<td colspan="2">CHAR</td>
<td>Reference Work Phone Number</td>
<td>N</td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
<tr class="even">
<td></td>
<td colspan="2">176</td>
<td colspan="2">81-256</td>
<td colspan="2">CHAR</td>
<td>Spaces</td>
<td></td>
<td></td>
<td></td>
<td colspan="2"></td>
</tr>
</tbody>
</table>

**Table 1** - Interest Codes for FFELP Loans

  --------------------------------------------------------------------------------------
  Code                   Loan Type  Date Range            Comments
  ------ ------- ------- ---------- ---------- ---------- ------------------------------
  Pos 1  Pos 2   Pos 3                                    

  F      X       space                                    Fixed Rate; Valid Rates are 3%
                                                          thru 14%

  C      space   1       Stafford   07/01/88   09/30/92   

  E      space   2       Stafford   07/23/92   06/30/94   Oldest loan disb between
                                                          07/01/88 and 09/30/92

  D      space   7       Stafford   07/23/92   06/30/94   Oldest loan at 7% Fixed Rate

  D      space   8       Stafford   07/23/92   06/30/94   Oldest loan at 8% Fixed Rate

  D      space   9       Stafford   07/23/92   06/30/94   Oldest loan at 9% Fixed Rate

  G      space   1       Stafford   07/23/92   06/30/94   No outstanding loans as of
                                                          10/01/92

  G      space   2       Stafford   07/01/94   06/30/95   

  H      space   1       Stafford   07/01/95   06/30/98   

  X      space   1       Stafford   07/01/98   06/30/99   

  P      space   1       PLUS/SLS   07/01/87   09/30/92   12% Cap

  R      space   1       SLS        10/01/92   06/30/99   10% Cap

  T      space   1       PLUS       10/01/92   06/30/99   11% Cap

  T      space   2       PLUS       07/01/94   06/30/98   9% Cap

  Y      space   1       PLUS       07/01/98   06/30/99   9% Cap
  --------------------------------------------------------------------------------------

**Table 2** - Interest Codes for Private Loans (This is a sample list;
other options available)

  --------------------------------------------------------------------------
  Code                 Description
  ------ ------- ----- -----------------------------------------------------
  Pos 1  Pos 2   Pos 3 

  F      space   1     Prime

  I      space   1     91-day T-bill, based on ABER last auction in May,
                       rounded to .10%

  J      space   1     Quarterly average of the weekly Auction Average for
                       the 91-day T-bill

  K      space   1     Monthly auction average yield for the 52-week T-bill

  L      space   1     Coupon equivalent of 13-week T-bill

  M      space   1     Prime; time delay for New York loans

  N      space   1     Prime; non-New York loans

  Q      space   1     91-day T-bill; 12-month average ending in November

  S      space   1     Stanford loan program

  U      space   1     91-day T-bill; weighted bond equivalent

  Z      space   1     Prime
  --------------------------------------------------------------------------

**Table 3** - Guarantor Codes (This is not a comprehensive list;
Alternative loan list is maintained separately)

  -----------------------------------------------------------------------
  GUAR CODE    GUARANTOR CODE DEFINITION
  ------------ ----------------------------------------------------------
  AM           American Medical Association

  AR           SLGFA -- Arkansas

  AZ           Arizona Educational Loan Program

  BA           Bank of America

  CA           California Student Aid Commission

  CD           California Dental Association

  CM           Chase Education Finance

  CO           Colorado Student Loan Program

  CT           Connecticut Student Loan Foundation

  CV           California Veterinary Medical Association

  DF           Dental Foundation of California

  EA           TERI -- BAL

  EB           TERI -- MAL

  EC           TERI -- REL

  ED           TERI -- DAL

  EF           TERI -- DEL

  EG           TERI -- GAL

  EH           TERI -- LAL

  EI           TERI -- BEL

  EJ           TERI -- HAL

  EK           TERI -- CEL

  EL           TERI -- ISL

  F2           Fleet Education Funding

  FE           FISL / Department of Education

  FG           Fleet Bank -- Massachusetts

  FL           Office of Student Financial Assistance

  FS           Fleet National

  GA           Georgia Higher Education Assistance Corporation

  GL           Great Lakes Higher Education Corporation

  HE           TGA (HEAF)

  IL           Illinois Student Assistance Foundation

  KY           Kentucky Higher Education Assistance Authority

  LA           Louisiana Student Financial Assistance Commission

  MA           American Student Assistance

  MC           Fleet Bank -- Massachusetts

  MD           Maryland Higher Education Loan Corporation

  ME           Finance Authority of Maine

  MI           Michigan Higher Education Assistance Authority

  MO           Missouri Student Loan Program

  MU           Fleet Bank -- Maine

  MV           Fleet Bank -- Maine

  NE           Nebraska Student Loan Program

  NH           New Hampshire Higher Education Assistance Foundation

  NJ           New Jersey Office of Student Assistance

  NM           New Mexico Student Loan Guaranty Corporation

  NS           North star Guarantee Inc.

  NY           New York Higher Education Service Corporation

  OH           Great Lakes (Ohio Student Aid Commission)

  OK           Oklahoma Guaranteed Student Loan Program

  OR           Oregon State Scholarship Commission

  PA           Pennsylvania Higher Education Assistance Agency

  PP           SLFA -- Prep

  QA           Resource Loan -- Undergraduate

  QB           Discounted Resource -- Undergraduate

  QC           Grove City College -- Undergraduate

  QD           Resource Loan -- Graduate

  QF           Grove City College -- Graduate

  QG           Bridgewater College

  QH           Davidson College

  QI           Southern College of Seventh-day Adventists

  QJ           University of the Pacific

  QK           First Union National Bank

  QL           First Union National Bank

  QN           First Union National Bank

  RI           Rhode Island Higher Education

  SL           Student Loan Funding Corporation

  ST           Bank of America -- Stanford

  TC           TERI -- Continuing Education

  TE           TERI

  TG           Educational Credit Management Corporation (TGA)

  TN           Tennessee Student Assistance Corporation

  TX           Texas Guaranteed Student Loan Corporation

  UA           Fleet National Bank, Fleet Services

  UP           University of Pennsylvania

  US           United Student Aid Funds, Inc.

  VA           Education Credit Management Corporation

  WA           Northwest Education Loan Association

  X1           Norstar Bank, NA

  X2           Norstar Bank, Upstate Capital

  X3           Fleet National Bank

  X4           Norstar Bank -- Upstate Hudson Valley

  X5           Norstar Bank -- Mohawk Valley

  X6           Norstar Bank
  -----------------------------------------------------------------------

Table 4 - Deferment Type Codes

  -----------------------------------------------------------------------
  CODE          DEFERMENT TYPE DEFINITIONS
  ------------- ---------------------------------------------------------
  A             Military

  C             Economic Hardship

  D             Temporary Disability

  E             Forbearance

  F             Fellowship

  H             Public Health

  L             Parental Leave

  M             Mothers Re-entering Work Force

  N             Internship

  O             National Oceanic and Atmospheric Administration

  P             Peace Corps

  R             Rehabilitation

  S             Student

  T             Teacher in Shortage Area

  U             Unemployment

  V             Action (Vista)

  W             Military

  X             Tax Exempt
  -----------------------------------------------------------------------

Table 5 - Repayment Plan Codes (this is not a comprehensive list; used
for illustration only)

+------+---------------------------------------------------------------+
| CODE | REPAYMENT PLAN DEFINITIONS                                    |
+======+===============================================================+
| A    | 10-year level plan; \$30 / \$50 minimum payment amount, based |
|      | upon disbursement dates.                                      |
+------+---------------------------------------------------------------+
| B    | 25-year level plan; \$50 minimum payment amount (currently    |
|      | not in use; was created for HEAL loans).                      |
+------+---------------------------------------------------------------+
| C    | Level pay plan; \$50 minimum payment amount; term varies      |
|      | based on principal balance                                    |
|      |                                                               |
|      | (less than \$7,500 = 120 months; \$7,500 to \$9,999 = 144     |
|      | months; \$10,000 to \$19,999 = 180 months;                    |
|      |                                                               |
|      | \$20,000 to \$44,999 = 240 months; \$45,000 or more = 300     |
|      | months).                                                      |
+------+---------------------------------------------------------------+
| D    | Graduated plan using same repayment "tiers" as Plan C;        |
|      | gradates every 24 months; last amount cannot be more than 3   |
|      | times the first.                                              |
+------+---------------------------------------------------------------+
| E    | Manual input of any amount; \$30 / \$50 minimum payment       |
|      | amount; maximum term of 10 years.                             |
+------+---------------------------------------------------------------+
| F    | Level pay plan; term varies based on principal balance        |
|      |                                                               |
|      | (less than \$12,000 = 120 months, \$12,000 to \$17,999 = 180  |
|      | months, \$18,000 or more = 240 months).                       |
+------+---------------------------------------------------------------+
| G    | Graduated plan; \$30 minimum payment amount; 10-year term;    |
|      | gradates every 24 months; last amount cannot be more than 3   |
|      | times the first.                                              |
+------+---------------------------------------------------------------+
| I    | Income sensitive plan.                                        |
+------+---------------------------------------------------------------+
| J    | Level plan; \$50 minimum payment amount; term varies based on |
|      | principal balance                                             |
|      |                                                               |
|      | (less than \$30,000 = 120 months, \$30,000 to \$59,999 = 180  |
|      | months, \$60,000 or more = 240 months).                       |
+------+---------------------------------------------------------------+
| L    | 10-year level plan; \$50 minimum payment amount; allows       |
|      | manual input of any amount.                                   |
+------+---------------------------------------------------------------+
| M    | 12-year level plan; \$50 minimum payment amount; allows       |
|      | manual input of any amount.                                   |
+------+---------------------------------------------------------------+
| N    | 15-year level plan; \$50 minimum payment amount; reserved for |
|      | special New York loans.                                       |
+------+---------------------------------------------------------------+
| O    | 15-year level plan; \$50 minimum payment amount; allows       |
|      | manual input of any amount.                                   |
+------+---------------------------------------------------------------+
| P    | 20-year level plan; \$50 minimum payment amount; allows       |
|      | manual input of any amount.                                   |
+------+---------------------------------------------------------------+
| Q    | 25-year level plan; \$50 minimum payment amount; allows       |
|      | manual input of any amount.                                   |
+------+---------------------------------------------------------------+
| R    | 30-year level plan; \$50 minimum payment amount; allows       |
|      | manual input of any amount.                                   |
+------+---------------------------------------------------------------+
| T    | 22.5-year level plan; currently used for TERI loans.          |
+------+---------------------------------------------------------------+
| V    | 10-year level plan; \$50 minimum payment amount; term held    |
|      | constant but payment amount changes if interest rate changes  |
|      | (not currently used).                                         |
+------+---------------------------------------------------------------+
| X    | 10-year level plan; no minimum payment amount.                |
+------+---------------------------------------------------------------+
| Y    | 20-year level plan; reserved for special New York loans.      |
+------+---------------------------------------------------------------+
| A1   | 10-year graduated plan; \$50 minimum payment amount; 2 years  |
|      | of interest only, and then level principal and interest for   |
|      | remaining term.                                               |
+------+---------------------------------------------------------------+
| A2   | 10-year graduated plan; \$50 minimum payment amount; 2 years  |
|      | of interest only, then 3 years of interest and partial        |
|      | principal, then level principal and interest for remaining    |
|      | term.                                                         |
+------+---------------------------------------------------------------+
| P1   | 20-year graduated plan; \$50 minimum payment amount; 2 years  |
|      | of interest only, and then level principal and interest for   |
|      | remaining term.                                               |
+------+---------------------------------------------------------------+
| P2   | 20-year graduated plan; \$50 minimum payment amount; 2 years  |
|      | of interest only, then 3 years of interest and partial        |
|      | principal, then level principal and interest for remaining    |
|      | term.                                                         |
+------+---------------------------------------------------------------+

Table 6 - State Codes

  -----------------------------------------------------------------------
  CODE       DEFINITIONS              CODE     DEFINITIONS
  ---------- ------------------------ -------- --------------------------
  AL         Alabama                  NJ       New Jersey

  AK         Alaska                   NM       New Mexico

  AR         Arkansas                 NV       Nevada

  AZ         Arizona                  NY       New York

  CA         California               OH       Ohio

  CO         Colorado                 OK       Oklahoma

  CT         Connecticut              OR       Oregon

  DE         Delaware                 PA       Pennsylvania

  FL         Florida                  RI       Rhode Island

  GA         Georgia                  SC       South Carolina

  HI         Hawaii                   SD       South Dakota

  ID         Idaho                    TN       Tennessee

  IL         Illinois                 TX       Texas

  IN         Indiana                  UT       Utah

  IA         Iowa                     VA       Virginia

  KS         Kansas                   VT       Vermont

  KY         Kentucky                 WA       Washington

  LA         Louisiana                WI       Wisconsin

  MA         Massachusetts            WV       West Virginia

  MD         Maryland                 WY       Wyoming

  ME         Maine                    AA       American Continent/Canada

  MI         Michigan                 AE       Europe

  MN         Minnesota                AP       Pacific Islands

  MO         Missouri                 AS       American Samoa

  MS         Mississippi              CM       Northern Mariana Islands

  MT         Montana                  DC       District of Columbia

  NC         North Carolina           GU       Guam

  ND         North Dakota             PR       Puerto Rico

  NE         Nebraska                 TT       Trust Territories

  NH         New Hampshire            VI       Virgin Islands
  -----------------------------------------------------------------------

Table 7 - Grade Level Codes

  ------------------------------------------------------------------------
  CODE       DEFINITIONS              CODE      DEFINITIONS
  ---------- ------------------------ --------- --------------------------
  01         Freshman                 07        Graduate, 2^nd^ year

  02         Sophomore                08        Graduate, 3^rd^ year

  03         Junior                   09        Graduate, 4^th^ year

  04         Senior                   10        Graduate, 5^th^ year

  05         Fifth-year undergraduate 19        Grade level unknown

  06         Graduate, 1^st^ year               
  ------------------------------------------------------------------------