#### Appendix B: VA Forms and Their Uses

+-----------------------------------------------------------------------+
| [How to Use this Appendix]{.underline}                                |
+-----------------------------------------------------------------------+
| > This appendix lists and describes the forms most frequently used by |
| > lenders and other program participants in connection with the       |
| > processing, closing, and guaranty of VA loans. It also provides the |
| > sections of this handbook pertinent to each form. Direct any        |
| > questions on the use of these forms or acceptable alternatives to   |
| > the appropriate VA office.                                          |
+-----------------------------------------------------------------------+

+------------------+---------------------------------------------------+---+
| [VA Form         | VA Transmittal List                               |   |
| 26-028           |                                                   |   |
| 5](http://www.vb |                                                   |   |
| a.va.gov/pubs/fo |                                                   |   |
| rms/26-0285.pdf) |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Lists all      |                                                   |   |
| > documents      |                                                   |   |
| > required on    |                                                   |   |
| > closed loans.  |                                                   |   |
| > Documents vary |                                                   |   |
| > according to   |                                                   |   |
| > whether the    |                                                   |   |
| > loan was       |                                                   |   |
| > automatically  |                                                   |   |
| > closed, prior  |                                                   |   |
| > approval, or   |                                                   |   |
| > an Interest    |                                                   |   |
| > Rate Reduction |                                                   |   |
| > Refinancing    |                                                   |   |
| > Loan. Lender   |                                                   |   |
| > signs the form |                                                   |   |
| > to certify     |                                                   |   |
| > that all       |                                                   |   |
| > applicable     |                                                   |   |
| > documents are  |                                                   |   |
| > complete and   |                                                   |   |
| > have been      |                                                   |   |
| > submitted.     |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "How to Report |                                                   |   |
| > Loan Closing   |                                                   |   |
| > and Request    |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > section 5.04,  |                                                   |   |
| > "How to Report |                                                   |   |
| > Loan Closing   |                                                   |   |
| > and Request    |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 5.05,  |                                                   |   |
| > "Procedures    |                                                   |   |
| > for Automatic  |                                                   |   |
| > Processing of  |                                                   |   |
| > IRRRLs" in     |                                                   |   |
| > Section 6.01,  |                                                   |   |
| > and "How to    |                                                   |   |
| > Report Loan    |                                                   |   |
| > Closing and    |                                                   |   |
| > Request        |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 6.02   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| [VA Form         | VA Loan Summary Sheet                             |   |
| 26-028           |                                                   |   |
| 6](http://www.vb |                                                   |   |
| a.va.gov/pubs/fo |                                                   |   |
| rms/26-0286.pdf) |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Lender         |                                                   |   |
| > completes the  |                                                   |   |
| > form with      |                                                   |   |
| > basic          |                                                   |   |
| > information on |                                                   |   |
| > each closed    |                                                   |   |
| > loan. VA uses  |                                                   |   |
| > the            |                                                   |   |
| > information to |                                                   |   |
| > establish      |                                                   |   |
| > internal loan  |                                                   |   |
| > records and    |                                                   |   |
| > assist in      |                                                   |   |
| > issuing the    |                                                   |   |
| > Loan Guaranty  |                                                   |   |
| > Certificate.   |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "Who is the    |                                                   |   |
| > Loan Guaranty  |                                                   |   |
| > Certificate    |                                                   |   |
| > Issued to?" in |                                                   |   |
| > Section 1.08,  |                                                   |   |
| > "How to Report |                                                   |   |
| > Loan Closing   |                                                   |   |
| > and Request    |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 5.04,  |                                                   |   |
| > "How to Report |                                                   |   |
| > Loan Closing   |                                                   |   |
| > and Request    |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 5.05,  |                                                   |   |
| > "Procedures    |                                                   |   |
| > for Automatic  |                                                   |   |
| > Processing of  |                                                   |   |
| > IRRRLs" in     |                                                   |   |
| > Section 6.01,  |                                                   |   |
| > and "How to    |                                                   |   |
| > Report Loan    |                                                   |   |
| > Closing and    |                                                   |   |
| > Request        |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 6.02   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-0500  | Notification to Mortgagee of Funding Fee Shortage |   |
+------------------+---------------------------------------------------+---+
| > Bills lender   |                                                   |   |
| > for any        |                                                   |   |
| > shortage in    |                                                   |   |
| > the VA funding |                                                   |   |
| > fee paid on a  |                                                   |   |
| > particular     |                                                   |   |
| > loan.          |                                                   |   |
| >                |                                                   |   |
| >                |                                                   |   |
| ***Reference***: |                                                   |   |
| > "Funding Fee   |                                                   |   |
| > Receipts" in   |                                                   |   |
| > Appendix C     |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| [VA Form         | Federal Collection Policy Notice                  |   |
| 26-050           |                                                   |   |
| 3](http://www.vb |                                                   |   |
| a.va.gov/pubs/fo |                                                   |   |
| rms/26-0503.pdf) |                                                   |   |
+------------------+---------------------------------------------------+---+
| >                |                                                   |   |
| Veteran-borrower |                                                   |   |
| > signs the form |                                                   |   |
| > as             |                                                   |   |
| > acknowledgment |                                                   |   |
| > of the actions |                                                   |   |
| > the Federal    |                                                   |   |
| > Government may |                                                   |   |
| > take in the    |                                                   |   |
| > event of loan  |                                                   |   |
| > default. All   |                                                   |   |
| > loan           |                                                   |   |
| > submissions    |                                                   |   |
| > must include   |                                                   |   |
| > either a       |                                                   |   |
| > signed VA      |                                                   |   |
| > [Form          |                                                   |   |
| > 26-050         |                                                   |   |
| 3](http://www.vb |                                                   |   |
| a.va.gov/pubs/fo |                                                   |   |
| rms/26-0503.pdf) |                                                   |   |
| >                |                                                   |   |
| [or]{.underline} |                                                   |   |
| > the HUD/VA     |                                                   |   |
| > addendum to    |                                                   |   |
| > the URLA.      |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "Procedures    |                                                   |   |
| > for Automatic  |                                                   |   |
| > Processing of  |                                                   |   |
| > IRRRLs" in     |                                                   |   |
| > Section 6.01   |                                                   |   |
| > and "How to    |                                                   |   |
| > Report Loan    |                                                   |   |
| > Closing and    |                                                   |   |
| > Request        |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 6.02   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-0546  | Assessment of Late Fee                            |   |
+------------------+---------------------------------------------------+---+
| > Bills lender   |                                                   |   |
| > for late fee   |                                                   |   |
| > if the funding |                                                   |   |
| > fee was paid   |                                                   |   |
| > beyond 15 days |                                                   |   |
| > after loan     |                                                   |   |
| > closing.       |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "Funding Fee   |                                                   |   |
| > Receipts" and  |                                                   |   |
| > "Late Fees and |                                                   |   |
| > Interest" in   |                                                   |   |
| > Appendix C     |                                                   |   |
+------------------+---------------------------------------------------+---+

Continued on next page

Appendix B: VA Forms and Their Uses, Continued

+------------------+---------------------------------------------------+---+
| VA Form 26-0547  | Assessment of Late Fee and Interest               |   |
+------------------+---------------------------------------------------+---+
| > Bills lender   |                                                   |   |
| > for late fee   |                                                   |   |
| > plus interest  |                                                   |   |
| > if the funding |                                                   |   |
| > fee was paid   |                                                   |   |
| > beyond 30 days |                                                   |   |
| > after loan     |                                                   |   |
| > closing.       |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "Funding Fee   |                                                   |   |
| > Receipts" and  |                                                   |   |
| > "Late Fees and |                                                   |   |
| > Interest" in   |                                                   |   |
| > Appendix C     |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-0548  | Receipt of Late Fee and Accrued Interest          |   |
+------------------+---------------------------------------------------+---+
| > Provided to    |                                                   |   |
| > lender as      |                                                   |   |
| > proof of       |                                                   |   |
| > payment of     |                                                   |   |
| > late fee and   |                                                   |   |
| > interest on    |                                                   |   |
| > late VA        |                                                   |   |
| > funding fee    |                                                   |   |
| > payment.       |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "Funding Fee   |                                                   |   |
| > Receipts" and  |                                                   |   |
| > "Late Fees and |                                                   |   |
| > Interest" in   |                                                   |   |
| > Appendix C     |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-0551  | Debt Questionnaire                                |   |
+------------------+---------------------------------------------------+---+
| >                |                                                   |   |
| Veteran-borrower |                                                   |   |
| > completes and  |                                                   |   |
| > signs the form |                                                   |   |
| > to provide     |                                                   |   |
| > information on |                                                   |   |
| > prior VA loans |                                                   |   |
| > and potential  |                                                   |   |
| > indebtedness   |                                                   |   |
| > to the Federal |                                                   |   |
| > Government.    |                                                   |   |
| > All loan       |                                                   |   |
| > submissions    |                                                   |   |
| > must include   |                                                   |   |
| > either a       |                                                   |   |
| > completed,     |                                                   |   |
| > signed VA Form |                                                   |   |
| > 26-0551        |                                                   |   |
| >                |                                                   |   |
| [or]{.underline} |                                                   |   |
| > URLA.          |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "Procedures    |                                                   |   |
| > for Automatic  |                                                   |   |
| > Processing of  |                                                   |   |
| > IRRRLs" in     |                                                   |   |
| > Section 6.01   |                                                   |   |
| > and "How to    |                                                   |   |
| > Report Loan    |                                                   |   |
| > Closing and    |                                                   |   |
| > Request        |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 6.02   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| [VA Form         | Counseling Checklist for Military Homeowners      |   |
| 26-059           |                                                   |   |
| 2](http://www.vb |                                                   |   |
| a.va.gov/pubs/fo |                                                   |   |
| rms/26-0592.pdf) |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Active duty    |                                                   |   |
| > military       |                                                   |   |
| > borrowers and  |                                                   |   |
| > their lenders  |                                                   |   |
| > must sign this |                                                   |   |
| > form to        |                                                   |   |
| > certify that   |                                                   |   |
| > the borrower   |                                                   |   |
| > has received   |                                                   |   |
| > counseling on  |                                                   |   |
| > homeownership  |                                                   |   |
| > and the loan   |                                                   |   |
| > obligation.    |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "Fulfill       |                                                   |   |
| > Requirements   |                                                   |   |
| > for Active     |                                                   |   |
| > Duty Members"  |                                                   |   |
| > in Section     |                                                   |   |
| > 5.02, "Before  |                                                   |   |
| > Requesting     |                                                   |   |
| > Prior          |                                                   |   |
| > Approval" and  |                                                   |   |
| > "How to        |                                                   |   |
| > Request Prior  |                                                   |   |
| > Approval" in   |                                                   |   |
| > Section 5.04,  |                                                   |   |
| > and "How to    |                                                   |   |
| > Report Loan    |                                                   |   |
| > Closing and    |                                                   |   |
| > Request        |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 5.05   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| [VA Form         | HUD/VA Addendum to Uniform Residential Loan       |   |
| 26-18            | Application (URLA)                                |   |
| 02a]{.underline} |                                                   |   |
|                  |                                                   |   |
| [HUD Form        |                                                   |   |
| 92               |                                                   |   |
| 900-A](http://ww |                                                   |   |
| w.hud.gov/utilit |                                                   |   |
| ies/intercept.cf |                                                   |   |
| m?/offices/adm/h |                                                   |   |
| udclips/forms/fi |                                                   |   |
| les/92900-a.pdf) |                                                   |   |
+------------------+---------------------------------------------------+---+
| >                |                                                   |   |
| Veteran-borrower |                                                   |   |
| > signs the      |                                                   |   |
| > addendum to    |                                                   |   |
| > acknowledge    |                                                   |   |
| > certain        |                                                   |   |
| > statutory and  |                                                   |   |
| > regulatory     |                                                   |   |
| > information    |                                                   |   |
| > and make       |                                                   |   |
| > required       |                                                   |   |
| >                |                                                   |   |
|  certifications. |                                                   |   |
| > It is required |                                                   |   |
| > on all loans   |                                                   |   |
| > except         |                                                   |   |
| > Interest Rate  |                                                   |   |
| > Reduction      |                                                   |   |
| > Refinancing    |                                                   |   |
| > Loans.         |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "The           |                                                   |   |
| > Certification" |                                                   |   |
| > in Section     |                                                   |   |
| > 3.05, "How to  |                                                   |   |
| > Request Prior  |                                                   |   |
| > Approval" in   |                                                   |   |
| > section 5.04,  |                                                   |   |
| > and "How to    |                                                   |   |
| > Report Loan    |                                                   |   |
| > Closing and    |                                                   |   |
| > Request        |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 5.05   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| [VA Form         | VA Request for Determination of Reasonable        |   |
| 26-180           | Value/HUD Application for Property Appraisal and  |   |
| 5](http://www.vb | Commitment                                        |   |
| a.va.gov/pubs/fo |                                                   |   |
| rms/26-1805.pdf) |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Used to        |                                                   |   |
| > request VA     |                                                   |   |
| > Form 26-1843,  |                                                   |   |
| > Certificate of |                                                   |   |
| > Reasonable     |                                                   |   |
| > Value, for     |                                                   |   |
| > existing       |                                                   |   |
| > property or    |                                                   |   |
| > individual     |                                                   |   |
| > proposed       |                                                   |   |
| > construction.  |                                                   |   |
| > Check with the |                                                   |   |
| > local VA       |                                                   |   |
| > office for     |                                                   |   |
| > procedures.    |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > Section 13.05, |                                                   |   |
| > and Section    |                                                   |   |
| > 13.10          |                                                   |   |
+------------------+---------------------------------------------------+---+

Continued on next page

Appendix B: VA Forms and Their Uses, Continued

+------------------+---------------------------------------------------+---+
| [VA Form         | Request for Determination of Loan Eligibility --  |   |
| 26-1             | Unmarried Surviving Spouses                       |   |
| 817]{.underline} |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Application    |                                                   |   |
| > for VA         |                                                   |   |
| > eligibility    |                                                   |   |
| > used by an     |                                                   |   |
| > unremarried    |                                                   |   |
| > surviving      |                                                   |   |
| > spouse of a    |                                                   |   |
| > veteran who    |                                                   |   |
| > died as a      |                                                   |   |
| > result of      |                                                   |   |
| > service or     |                                                   |   |
| > s              |                                                   |   |
| ervice-connected |                                                   |   |
| > causes.        |                                                   |   |
| >                |                                                   |   |
| >                |                                                   |   |
| ***Reference***: |                                                   |   |
| > "Application   |                                                   |   |
| > for            |                                                   |   |
| > Unremarried    |                                                   |   |
| > Surviving      |                                                   |   |
| > Spouses" in    |                                                   |   |
| > Section 2.03   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| [VA Form         | Report and Certification of Loan Disbursement     |   |
| 26-1             |                                                   |   |
| 820]{.underline} |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Used to report |                                                   |   |
| > all closed     |                                                   |   |
| > home loans     |                                                   |   |
| > (both          |                                                   |   |
| > automatic and  |                                                   |   |
| > prior          |                                                   |   |
| > approval) to   |                                                   |   |
| > VA and request |                                                   |   |
| > guaranty.      |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > Section 1.08,  |                                                   |   |
| > "The           |                                                   |   |
| > Certification" |                                                   |   |
| > in Section     |                                                   |   |
| > 3.05, "How to  |                                                   |   |
| > Request Prior  |                                                   |   |
| > Approval" and  |                                                   |   |
| > "Conditional   |                                                   |   |
| > Commitments"   |                                                   |   |
| > in Section     |                                                   |   |
| > 5.04, "How to  |                                                   |   |
| > Report Loan    |                                                   |   |
| > Closing and    |                                                   |   |
| > Request        |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 5.05,  |                                                   |   |
| > "Procedures    |                                                   |   |
| > for Automatic  |                                                   |   |
| > Processing of  |                                                   |   |
| > IRRRLs" in     |                                                   |   |
| > Section 6.01,  |                                                   |   |
| > and "How to    |                                                   |   |
| > Report Loan    |                                                   |   |
| > Closing and    |                                                   |   |
| > Request        |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 6.02   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| [VA Form         | Compliance Inspection Report                      |   |
| 26-1             |                                                   |   |
| 839]{.underline} |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Used by the VA |                                                   |   |
| > compliance     |                                                   |   |
| > inspector to   |                                                   |   |
| > report         |                                                   |   |
| > property       |                                                   |   |
| > inspection     |                                                   |   |
| > results        |                                                   |   |
| > required by VA |                                                   |   |
| > Form 26-1843,  |                                                   |   |
| > Certificate of |                                                   |   |
| > Reasonable     |                                                   |   |
| > Value.         |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "General       |                                                   |   |
| > Procedures" in |                                                   |   |
| > Section 9.09   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-1843  | Certificate of Reasonable Value (CRV)             |   |
+------------------+---------------------------------------------------+---+
| > Indicates the  |                                                   |   |
| > VA-established |                                                   |   |
| > reasonable     |                                                   |   |
| > value of the   |                                                   |   |
| > property. Also |                                                   |   |
| > indicates the  |                                                   |   |
| > validity       |                                                   |   |
| > period and any |                                                   |   |
| > special        |                                                   |   |
| > conditions.    |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "How to        |                                                   |   |
| > Request Prior  |                                                   |   |
| > Approval" and  |                                                   |   |
| > "Changes       |                                                   |   |
| > Occurring      |                                                   |   |
| > After Issuance |                                                   |   |
| > of the         |                                                   |   |
| > Certificate of |                                                   |   |
| > Commitment" in |                                                   |   |
| > Section 5.04,  |                                                   |   |
| > "How to Report |                                                   |   |
| > Loan Closing   |                                                   |   |
| > and Request    |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 5.05,  |                                                   |   |
| > "Borrower      |                                                   |   |
| > Notice on the  |                                                   |   |
| > CRV/NOV" in    |                                                   |   |
| > Section 7.03,  |                                                   |   |
| > "Procedures"   |                                                   |   |
| > in Section     |                                                   |   |
| > 7.05, "Maximum |                                                   |   |
| > Loan Amount    |                                                   |   |
| > and            |                                                   |   |
| > Downpayment    |                                                   |   |
| > Required" and  |                                                   |   |
| > "Other         |                                                   |   |
| > Requirements"  |                                                   |   |
| > in Section     |                                                   |   |
| > 7.06, Section  |                                                   |   |
| > 7.10,          |                                                   |   |
| > "Itemized Fees |                                                   |   |
| > and Charges"   |                                                   |   |
| > in Section     |                                                   |   |
| > 8.02, and      |                                                   |   |
| > "Effect of     |                                                   |   |
| > Title          |                                                   |   |
| > Limitations on |                                                   |   |
| > Reasonable     |                                                   |   |
| > Value" in      |                                                   |   |
| > Section 7.02   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-1843a | Master Certificate of Reasonable Value (MCRV)     |   |
+------------------+---------------------------------------------------+---+
| > Indicates the  |                                                   |   |
| > VA-established |                                                   |   |
| > reasonable     |                                                   |   |
| > values for     |                                                   |   |
| > projects       |                                                   |   |
| > involving the  |                                                   |   |
| > proposed       |                                                   |   |
| > construction   |                                                   |   |
| > of five or     |                                                   |   |
| > more similar   |                                                   |   |
| > properties.    |                                                   |   |
| > Include a      |                                                   |   |
| > highlighted    |                                                   |   |
| > copy of the    |                                                   |   |
| > form with each |                                                   |   |
| > loan           |                                                   |   |
| > submission in  |                                                   |   |
| > the subject    |                                                   |   |
| > development.   |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "How to        |                                                   |   |
| > Request Prior  |                                                   |   |
| > Approval" in   |                                                   |   |
| > Section 5.04,  |                                                   |   |
| > "How to Report |                                                   |   |
| > Loan Closing   |                                                   |   |
| > and Request    |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 5.05   |                                                   |   |
+------------------+---------------------------------------------------+---+

Continued on next page

Appendix B: VA Forms and Their Uses, Continued

+------------------+---------------------------------------------------+---+
| VA Form 26-1844  | Request for Acceptance of Changes in Approved     |   |
|                  | Drawings and Specifications                       |   |
| HUD Form 92577   |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Used by        |                                                   |   |
| > builders,      |                                                   |   |
| > sellers and    |                                                   |   |
| > others to      |                                                   |   |
| > request        |                                                   |   |
| > changes in     |                                                   |   |
| > approved       |                                                   |   |
| > drawings and   |                                                   |   |
| >                |                                                   |   |
|  specifications. |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "How to        |                                                   |   |
| > Request Prior  |                                                   |   |
| > Approval" in   |                                                   |   |
| > Section 5.04   |                                                   |   |
| > and "How to    |                                                   |   |
| > Report Loan    |                                                   |   |
| > Closing and    |                                                   |   |
| > Request        |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 5.05   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| [VA Form         | Request for Postponement of Offsite or Exterior   |   |
| 26-1             | Onsite Improvements-Home Loan                     |   |
| 847]{.underline} |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Identifies any |                                                   |   |
| > postponed      |                                                   |   |
| > property       |                                                   |   |
| > improvements.  |                                                   |   |
| > Contains the   |                                                   |   |
| > veteran's      |                                                   |   |
| > agreement to   |                                                   |   |
| > have funds     |                                                   |   |
| > escrowed for   |                                                   |   |
| > completion of  |                                                   |   |
| > the            |                                                   |   |
| > improvements   |                                                   |   |
| > at a later     |                                                   |   |
| > date.          |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "General       |                                                   |   |
| > Procedures"    |                                                   |   |
| > and "Letters   |                                                   |   |
| > of Credit" in  |                                                   |   |
| > Section 9.09   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-1849  | Escrow Agreement for Postponed Exterior Onsite    |   |
|                  | Improvements                                      |   |
+------------------+---------------------------------------------------+---+
| > Actual escrow  |                                                   |   |
| > agreement      |                                                   |   |
| > which          |                                                   |   |
| > describes work |                                                   |   |
| > to be          |                                                   |   |
| > completed on   |                                                   |   |
| > exterior       |                                                   |   |
| > onsite         |                                                   |   |
| > improvements,  |                                                   |   |
| > funds          |                                                   |   |
| > escrowed, and  |                                                   |   |
| > parties to     |                                                   |   |
| > agreement      |                                                   |   |
| > (usually       |                                                   |   |
| > builder,       |                                                   |   |
| > lender and     |                                                   |   |
| > escrow agent). |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "General       |                                                   |   |
| > Procedures"    |                                                   |   |
| > and "Letters   |                                                   |   |
| > of Credit" in  |                                                   |   |
| > Section 9.09   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-1859  | Warranty of Completion of Construction in         |   |
|                  | Substantial Conformity with Approved Plans and    |   |
| HUD Form 92544   | Specifications                                    |   |
+------------------+---------------------------------------------------+---+
| > Warranty that  |                                                   |   |
| > improvements   |                                                   |   |
| > have been      |                                                   |   |
| > completed in   |                                                   |   |
| > substantial    |                                                   |   |
| > conformity     |                                                   |   |
| > with the plans |                                                   |   |
| > and            |                                                   |   |
| > specifications |                                                   |   |
| > reviewed and   |                                                   |   |
| > accepted by    |                                                   |   |
| > VA.            |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "Builder's     |                                                   |   |
| > Warranty       |                                                   |   |
| > Coverage" in   |                                                   |   |
| > Section 10.08, |                                                   |   |
| > "Details" in   |                                                   |   |
| > Section 10.09, |                                                   |   |
| > "Table of NOV  |                                                   |   |
| > Conditions &   |                                                   |   |
| > Requirements"  |                                                   |   |
| > in Section     |                                                   |   |
| > 13.06, and in  |                                                   |   |
| > Chapter 13,    |                                                   |   |
| > Exhibit 1.     |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-1866  | Certificate of Commitment                         |   |
+------------------+---------------------------------------------------+---+
| > VA's           |                                                   |   |
| > commitment to  |                                                   |   |
| > the lender     |                                                   |   |
| > that it will   |                                                   |   |
| > guarantee a    |                                                   |   |
| > loan submitted |                                                   |   |
| > by the lender  |                                                   |   |
| > for VA's prior |                                                   |   |
| > approval as    |                                                   |   |
| > long as the    |                                                   |   |
| > loan conforms  |                                                   |   |
| > to that        |                                                   |   |
| > presented in   |                                                   |   |
| > the prior      |                                                   |   |
| > approval       |                                                   |   |
| > submission.    |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > Sections 5.04  |                                                   |   |
| > and 6.02       |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| [VA Form         | Request for Determination of Eligibility and      |   |
| 26-1             | Available Loan Guaranty Entitlement               |   |
| 880]{.underline} |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Veteran's      |                                                   |   |
| > application    |                                                   |   |
| > for a          |                                                   |   |
| > Certificate of |                                                   |   |
| > Eligibility    |                                                   |   |
| > (COE) and/or   |                                                   |   |
| > restoration of |                                                   |   |
| > entitlement.   |                                                   |   |
| > The veteran    |                                                   |   |
| > must submit    |                                                   |   |
| > proof of       |                                                   |   |
| > military       |                                                   |   |
| > service or any |                                                   |   |
| > existing COE   |                                                   |   |
| > with the       |                                                   |   |
| > application.   |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > Section 2.03   |                                                   |   |
| > and "How to    |                                                   |   |
| > Apply for      |                                                   |   |
| > Restoration"   |                                                   |   |
| > in Section     |                                                   |   |
| > 2.06           |                                                   |   |
+------------------+---------------------------------------------------+---+

Continued on next page

Appendix B: VA Forms and Their Uses, Continued

+------------------+---------------------------------------------------+---+
| VA Form 26-1899  | Loan Guaranty Certificate (LGC)                   |   |
+------------------+---------------------------------------------------+---+
| > Evidence of    |                                                   |   |
| > VA's guaranty  |                                                   |   |
| > of a           |                                                   |   |
| > particular     |                                                   |   |
| > loan           |                                                   |   |
| > (contingent    |                                                   |   |
| > upon loan      |                                                   |   |
| > eligibility    |                                                   |   |
| > and lender     |                                                   |   |
| > compliance     |                                                   |   |
| > with law and   |                                                   |   |
| > regulations).  |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > Sections 3.11, |                                                   |   |
| > 3.12 and 5.07  |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-6363  | Endorsement to Certificate of Reasonable Value    |   |
+------------------+---------------------------------------------------+---+
| > Used for       |                                                   |   |
| > endo           |                                                   |   |
| rsements/changes |                                                   |   |
| > to VA Form     |                                                   |   |
| > 26-1843 (CRV). |                                                   |   |
| > May be used to |                                                   |   |
| > change the     |                                                   |   |
| > value,         |                                                   |   |
| > validity       |                                                   |   |
| > period,        |                                                   |   |
| > conditions, or |                                                   |   |
| > correct the    |                                                   |   |
| > identification |                                                   |   |
| > of the         |                                                   |   |
| > property.      |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "How to        |                                                   |   |
| > Request Prior  |                                                   |   |
| > Approval" in   |                                                   |   |
| > Section 5.04,  |                                                   |   |
| > "How to Report |                                                   |   |
| > Loan Closing   |                                                   |   |
| > and Request    |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 5.05,  |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-6378  | Escrow Agreement for Postponed Offsite            |   |
|                  | Improvements                                      |   |
| HUD Form 92606   |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Actual escrow  |                                                   |   |
| > agreement      |                                                   |   |
| > which          |                                                   |   |
| > describes work |                                                   |   |
| > to be          |                                                   |   |
| > completed on   |                                                   |   |
| > offsite        |                                                   |   |
| > improvements,  |                                                   |   |
| > funds          |                                                   |   |
| > escrowed, and  |                                                   |   |
| > parties to     |                                                   |   |
| > agreement      |                                                   |   |
| > (usually       |                                                   |   |
| > builder,       |                                                   |   |
| > lender and     |                                                   |   |
| > escrow agent). |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "General       |                                                   |   |
| > Procedures"    |                                                   |   |
| > and "Letters   |                                                   |   |
| > of Credit" in  |                                                   |   |
| > Section 9.09   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| [VA Form         | Loan Analysis                                     |   |
| 26-6             |                                                   |   |
| 393]{.underline} |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Used by        |                                                   |   |
| > underwriter to |                                                   |   |
| > analyze        |                                                   |   |
| > applicant's    |                                                   |   |
| > income,        |                                                   |   |
| > expenses and   |                                                   |   |
| > c              |                                                   |   |
| reditworthiness, |                                                   |   |
| > and indicate   |                                                   |   |
| > the credit     |                                                   |   |
| > decision.      |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > Sections 4.08  |                                                   |   |
| > and 4.09       |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-6681  | Application for Fee Personnel Designation         |   |
+------------------+---------------------------------------------------+---+
| > Used by fee    |                                                   |   |
| > appraisers and |                                                   |   |
| > compliance     |                                                   |   |
| > inspectors to  |                                                   |   |
| > apply for the  |                                                   |   |
| > VA fee panel.  |                                                   |   |
| > Also used by   |                                                   |   |
| > lenders when   |                                                   |   |
| > requesting     |                                                   |   |
| > approval of    |                                                   |   |
| > the staff      |                                                   |   |
| > appraisal      |                                                   |   |
| > reviewer for   |                                                   |   |
| > LAPP           |                                                   |   |
| > authority.     |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-8261  | Certificate of Veteran Status                     |   |
+------------------+---------------------------------------------------+---+
| > Issued by VA   |                                                   |   |
| > as evidence of |                                                   |   |
| > a veteran's    |                                                   |   |
| > eligibility    |                                                   |   |
| > for better     |                                                   |   |
| > terms on FHA   |                                                   |   |
| > loans.         |                                                   |   |
| >                |                                                   |   |
| >                |                                                   |   |
| ***Reference***: |                                                   |   |
| > Section 2.08   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-8261a | Request for Certificate of Veteran Status         |   |
|                  |                                                   |   |
| HUD Form 92950   |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Used to apply  |                                                   |   |
| > for VA Form    |                                                   |   |
| > 26-8261 in     |                                                   |   |
| > order to       |                                                   |   |
| > obtain better  |                                                   |   |
| > terms on FHA   |                                                   |   |
| > loans.         |                                                   |   |
| >                |                                                   |   |
| >                |                                                   |   |
| ***Reference***: |                                                   |   |
| > Section 2.08   |                                                   |   |
+------------------+---------------------------------------------------+---+

Continued on next page

Appendix B: VA Forms and Their Uses, Continued

+------------------+---------------------------------------------------+---+
| VA Form 26-8320  | Certificate of Eligibility for Loan Guaranty      |   |
|                  | Benefits (COE)                                    |   |
+------------------+---------------------------------------------------+---+
| > Issued as      |                                                   |   |
| > evidence that  |                                                   |   |
| > the named      |                                                   |   |
| > individual is  |                                                   |   |
| > eligible for a |                                                   |   |
| > VA home loan   |                                                   |   |
| > based on       |                                                   |   |
| > military       |                                                   |   |
| > service. Shows |                                                   |   |
| > the amount of  |                                                   |   |
| > available      |                                                   |   |
| > entitlement.   |                                                   |   |
| >                |                                                   |   |
| >                |                                                   |   |
| ***Reference***: |                                                   |   |
| > Chapter 2      |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-8320a | Certificate of Eligibility for Loan Guaranty      |   |
|                  | Benefits (Reserves/National Guard) (COE)          |   |
+------------------+---------------------------------------------------+---+
| > Issued as      |                                                   |   |
| > evidence that  |                                                   |   |
| > the named      |                                                   |   |
| > individual is  |                                                   |   |
| > eligible for a |                                                   |   |
| > VA home loan   |                                                   |   |
| > based on       |                                                   |   |
| > service in the |                                                   |   |
| > Reserves or    |                                                   |   |
| > National       |                                                   |   |
| > Guard. Shows   |                                                   |   |
| > the amount of  |                                                   |   |
| > available      |                                                   |   |
| > entitlement.   |                                                   |   |
| >                |                                                   |   |
| >                |                                                   |   |
| ***Reference***: |                                                   |   |
| > Chapter 2      |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-8375  | Termite Soil Treatment Guarantee                  |   |
|                  |                                                   |   |
| HUD Form 92052   |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Executed by    |                                                   |   |
| > builder and    |                                                   |   |
| > pest control   |                                                   |   |
| > applicator as  |                                                   |   |
| > evidence that  |                                                   |   |
| > the soil has   |                                                   |   |
| > been treated   |                                                   |   |
| > for            |                                                   |   |
| > subterranean   |                                                   |   |
| > termites.      |                                                   |   |
| > Warrants       |                                                   |   |
| > against        |                                                   |   |
| > termite        |                                                   |   |
| > infestation    |                                                   |   |
| > for a 5 year   |                                                   |   |
| > period.        |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-8497  | Request for Verification of Employment (VOE)      |   |
+------------------+---------------------------------------------------+---+
| > Used to verify |                                                   |   |
| > employment and |                                                   |   |
| > income of loan |                                                   |   |
| > applicants who |                                                   |   |
| > are not        |                                                   |   |
| > self-employed. |                                                   |   |
| > May be used to |                                                   |   |
| > verify         |                                                   |   |
| > previous       |                                                   |   |
| > employment.    |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "Income from   |                                                   |   |
| > Non-Military   |                                                   |   |
| > Employment"    |                                                   |   |
| > and "Active    |                                                   |   |
| > Military       |                                                   |   |
| > Applicant's    |                                                   |   |
| > Income" in     |                                                   |   |
| > Section 4.02   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-8497a | Request for Verification of Deposit               |   |
+------------------+---------------------------------------------------+---+
| > Used to verify |                                                   |   |
| > funds on       |                                                   |   |
| > deposit with   |                                                   |   |
| > applicant's    |                                                   |   |
| > financial      |                                                   |   |
| > institution.   |                                                   |   |
| > Also used to   |                                                   |   |
| > verify loans   |                                                   |   |
| > or other       |                                                   |   |
| > credit         |                                                   |   |
| > extended to    |                                                   |   |
| > the applicant. |                                                   |   |
| >                |                                                   |   |
| >                |                                                   |   |
| ***Reference***: |                                                   |   |
| > Section 4.04   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-8736  | Application for Authority to Close Loans on an    |   |
|                  | Automatic Basis - Nonsupervised Lenders           |   |
+------------------+---------------------------------------------------+---+
| > Nonsupervised  |                                                   |   |
| > lender's       |                                                   |   |
| > application    |                                                   |   |
| > for automatic  |                                                   |   |
| > authority.     |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > Sections 1.05  |                                                   |   |
| > and 1.06, and  |                                                   |   |
| > "Extension of  |                                                   |   |
| > Authority      |                                                   |   |
| > (Geographic)"  |                                                   |   |
| > in Section     |                                                   |   |
| > 1.07           |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| [VA Form         | Nonsupervised Lender's Nomination and             |   |
| 26-87            | Recommendation of Credit Underwriter              |   |
| 36a]{.underline} |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Used by a      |                                                   |   |
| > nonsupervised  |                                                   |   |
| > lender to      |                                                   |   |
| > request VA     |                                                   |   |
| > approval of a  |                                                   |   |
| > credit         |                                                   |   |
| > underwriter.   |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "Procedures    |                                                   |   |
| > and Criteria   |                                                   |   |
| > for            |                                                   |   |
| > Qualification" |                                                   |   |
| > in Section     |                                                   |   |
| > 1.05, and      |                                                   |   |
| > "Underwriter   |                                                   |   |
| > Approval" in   |                                                   |   |
| > Section 1.07   |                                                   |   |
+------------------+---------------------------------------------------+---+

Continued on next page

Appendix B: VA Forms and Their Uses, Continued

+------------------+---------------------------------------------------+---+
| VA Form 26-8791  | VA Affirmative Marketing Certification            |   |
+------------------+---------------------------------------------------+---+
| > Certification  |                                                   |   |
| > by a builder   |                                                   |   |
| > or other party |                                                   |   |
| > requesting a   |                                                   |   |
| > VA appraisal   |                                                   |   |
| > that they will |                                                   |   |
| > not decline to |                                                   |   |
| > sell the       |                                                   |   |
| > property based |                                                   |   |
| > on the race,   |                                                   |   |
| > color,         |                                                   |   |
| > religion, sex  |                                                   |   |
| > or national    |                                                   |   |
| > origin of the  |                                                   |   |
| > purchaser.     |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "VA            |                                                   |   |
| > Regulations at |                                                   |   |
| > [38 CFR        |                                                   |   |
| > 36.43          |                                                   |   |
| 63"]{.underline} |                                                   |   |
| > in Section     |                                                   |   |
| > 17.08          |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| [VA Form         | VA Equal Opportunity Lender Certification         |   |
| 26-8             |                                                   |   |
| 812]{.underline} |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Lender's       |                                                   |   |
| > certification  |                                                   |   |
| > to VA that it  |                                                   |   |
| > practices      |                                                   |   |
| > equal          |                                                   |   |
| > opportunity in |                                                   |   |
| > housing.       |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > Sections 1.02  |                                                   |   |
| > and 1.03       |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-8850  | Wood Destroying Insect Information - Existing     |   |
|                  | Construction                                      |   |
| HUD Form 92053   |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Used by the    |                                                   |   |
| > pest control   |                                                   |   |
| > operator to    |                                                   |   |
| > report         |                                                   |   |
| > findings       |                                                   |   |
| > regarding      |                                                   |   |
| > inspection of  |                                                   |   |
| > a dwelling for |                                                   |   |
| > the presence   |                                                   |   |
| > of wood        |                                                   |   |
| > destroying     |                                                   |   |
| > insects.       |                                                   |   |
| > Borrower signs |                                                   |   |
| > form to        |                                                   |   |
| > acknowledge    |                                                   |   |
| > inspection     |                                                   |   |
| > results.       |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-8923  | Interest Rate Reduction Refinancing Loan          |   |
|                  | Worksheet                                         |   |
+------------------+---------------------------------------------------+---+
| > Used to        |                                                   |   |
| > calculate the  |                                                   |   |
| > VA funding     |                                                   |   |
| > fee, loan      |                                                   |   |
| > origination    |                                                   |   |
| > fee, loan      |                                                   |   |
| > discount, and  |                                                   |   |
| > maximum loan   |                                                   |   |
| > amount for an  |                                                   |   |
| > IRRRL.         |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "Maximum Loan" |                                                   |   |
| > and            |                                                   |   |
| > "Procedures    |                                                   |   |
| > for Automatic  |                                                   |   |
| > Processing of  |                                                   |   |
| > IRRRLs" in     |                                                   |   |
| > Section 6.01,  |                                                   |   |
| > and "Prior     |                                                   |   |
| > Approval       |                                                   |   |
| > Submission"    |                                                   |   |
| > and "How to    |                                                   |   |
| > Report Loan    |                                                   |   |
| > Closing and    |                                                   |   |
| > Request        |                                                   |   |
| > Guaranty" in   |                                                   |   |
| > Section 6.02   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| [VA Form         | Verification of VA Benefit-Related Indebtedness   |   |
| 26-8             |                                                   |   |
| 937]{.underline} |                                                   |   |
+------------------+---------------------------------------------------+---+
| > Required on    |                                                   |   |
| > all loans.     |                                                   |   |
| > Lender submits |                                                   |   |
| > the form to VA |                                                   |   |
| > to identify    |                                                   |   |
| > any VA         |                                                   |   |
| >                |                                                   |   |
|  benefit-related |                                                   |   |
| > indebtedness   |                                                   |   |
| > that the       |                                                   |   |
| > applicant may  |                                                   |   |
| > owe to VA.     |                                                   |   |
| > Also used to   |                                                   |   |
| > verify a       |                                                   |   |
| > veteran's      |                                                   |   |
| > exemption from |                                                   |   |
| > the VA funding |                                                   |   |
| > fee due to     |                                                   |   |
| > s              |                                                   |   |
| ervice-connected |                                                   |   |
| > disability.    |                                                   |   |
| >                |                                                   |   |
| > *              |                                                   |   |
| **References***: |                                                   |   |
| > "Debt Related  |                                                   |   |
| > to VA          |                                                   |   |
| > Benefits" in   |                                                   |   |
| > Section 4.06   |                                                   |   |
| > and "How to    |                                                   |   |
| > Verify Exempt  |                                                   |   |
| > Status" in     |                                                   |   |
| > Section 8.08   |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-8998  | Acknowledgment of Receipt of Funding Fee From     |   |
|                  | Mortgagee                                         |   |
+------------------+---------------------------------------------------+---+
| > Provided to    |                                                   |   |
| > lender as      |                                                   |   |
| > proof of       |                                                   |   |
| > payment of the |                                                   |   |
| > VA funding fee |                                                   |   |
| > on a           |                                                   |   |
| > particular     |                                                   |   |
| > loan.          |                                                   |   |
| >                |                                                   |   |
| >                |                                                   |   |
| ***Reference***: |                                                   |   |
| > "Funding Fee   |                                                   |   |
| > Receipts" in   |                                                   |   |
| > Appendix C     |                                                   |   |
+------------------+---------------------------------------------------+---+

+------------------+---------------------------------------------------+---+
| VA Form 26-8999  | Acknowledgment of Receipt of Funding Fee Shortage |   |
|                  | From Mortgagee                                    |   |
+------------------+---------------------------------------------------+---+
| > Provided to    |                                                   |   |
| > lender as      |                                                   |   |
| > proof of       |                                                   |   |
| > payment of a   |                                                   |   |
| > VA funding fee |                                                   |   |
| > shortage on a  |                                                   |   |
| > particular     |                                                   |   |
| > loan.          |                                                   |   |
| >                |                                                   |   |
| >                |                                                   |   |
| ***Reference***: |                                                   |   |
| > "Funding Fee   |                                                   |   |
| > Receipts" in   |                                                   |   |
| > Appendix C     |                                                   |   |
+------------------+---------------------------------------------------+---+

Continued on next page

Appendix B: VA Forms and Their Uses, Continued

  -----------------------------------------------------------------------
  NON-VA FORMS OFTEN USED IN VA LOAN GUARANTY PROGRAM

  -----------------------------------------------------------------------

+------------------+---------------------------------------------------+---+
| DD Form 214      | Certificate of Release or Discharge From Active   |   |
|                  | Duty                                              |   |
+------------------+---------------------------------------------------+---+
| > Provided to    |                                                   |   |
| > veteran by     |                                                   |   |
| > military. Used |                                                   |   |
| > as proof of    |                                                   |   |
| > military       |                                                   |   |
| > service to     |                                                   |   |
| > establish      |                                                   |   |
| > eligibility    |                                                   |   |
| > for VA home    |                                                   |   |
| > loan benefits. |                                                   |   |
| > Submit to VA   |                                                   |   |
| > as attachment  |                                                   |   |
| > to VA Form     |                                                   |   |
| > 26-1880.       |                                                   |   |
| >                |                                                   |   |
| >                |                                                   |   |
| ***Reference***: |                                                   |   |
| > Section 2.04   |                                                   |   |
+------------------+---------------------------------------------------+---+

+---------------------+-----------------------------------------------+---+
| Freddie Mac Form 65 | Uniform Residential Loan Application (URLA)   |   |
|                     |                                               |   |
| [Fannie Mae Form    |                                               |   |
| 1003                |                                               |   |
| ](https://www.efann |                                               |   |
| iemae.com/sf/formsd |                                               |   |
| ocs/forms/1003.jsp) |                                               |   |
+---------------------+-----------------------------------------------+---+
| > Industry-accepted |                                               |   |
| > form used as the  |                                               |   |
| > borrower's        |                                               |   |
| > application for   |                                               |   |
| > VA or other       |                                               |   |
| > residential       |                                               |   |
| > loans.            |                                               |   |
| >                   |                                               |   |
| > ***References***: |                                               |   |
| > "How to Request   |                                               |   |
| > Prior Approval,"  |                                               |   |
| > "Certificate of   |                                               |   |
| > Commitment" and   |                                               |   |
| > "Changes          |                                               |   |
| > Occurring After   |                                               |   |
| > Issuance of the   |                                               |   |
| > Certificate of    |                                               |   |
| > Commitment" in    |                                               |   |
| > Section 5.04, and |                                               |   |
| > "How to Report    |                                               |   |
| > Loan Closing and  |                                               |   |
| > Request Guaranty" |                                               |   |
| > in Section 5.05   |                                               |   |
+---------------------+-----------------------------------------------+---+

+---------------------+-----------------------------------------------+---+
| Freddie Mac Form 70 | Uniform Residential Appraisal Report (URAR)   |   |
|                     |                                               |   |
| [Fannie Mae Form    |                                               |   |
| 1004                |                                               |   |
| ](https://www.efann |                                               |   |
| iemae.com/sf/formsd |                                               |   |
| ocs/forms/1004.jsp) |                                               |   |
+---------------------+-----------------------------------------------+---+
| > Industry-accepted |                                               |   |
| > form used by VA   |                                               |   |
| > Fee appraisers to |                                               |   |
| > complete all      |                                               |   |
| > property          |                                               |   |
| > appraisals        |                                               |   |
| > (except           |                                               |   |
| > manufactured      |                                               |   |
| > homes).           |                                               |   |
| >                   |                                               |   |
| > ***References***: |                                               |   |
| > "How to Request   |                                               |   |
| > Prior Approval"   |                                               |   |
| > in Section 5.04   |                                               |   |
| > and "How to       |                                               |   |
| > Report Loan       |                                               |   |
| > Closing and       |                                               |   |
| > Request Guaranty" |                                               |   |
| > in Section 5.05   |                                               |   |
+---------------------+-----------------------------------------------+---+

+---------------------+-----------------------------------------------+---+
| HUD-1               | Settlement Statement                          |   |
+---------------------+-----------------------------------------------+---+
| > Required by RESPA |                                               |   |
| > for most real     |                                               |   |
| > estate            |                                               |   |
| > settlements.      |                                               |   |
| > Discloses the     |                                               |   |
| > parties to the    |                                               |   |
| > transaction and   |                                               |   |
| > the costs, fees,  |                                               |   |
| > charges, and      |                                               |   |
| > disbursements     |                                               |   |
| > incident to       |                                               |   |
| > settlement of the |                                               |   |
| > loan.             |                                               |   |
| >                   |                                               |   |
| > ***References***: |                                               |   |
| > "How to Report    |                                               |   |
| > Loan Closing and  |                                               |   |
| > Request Guaranty" |                                               |   |
| > in Section 5.04,  |                                               |   |
| > "How to Report    |                                               |   |
| > Loan Closing and  |                                               |   |
| > Request Guaranty" |                                               |   |
| > in Section 5.05,  |                                               |   |
| > "Procedures for   |                                               |   |
| > Automatic         |                                               |   |
| > Processing of     |                                               |   |
| > IRRRLs" in        |                                               |   |
| > Section 6.01, and |                                               |   |
| > "How to Report    |                                               |   |
| > Loan Closing and  |                                               |   |
| > Request Guaranty" |                                               |   |
| > in Section 6.02   |                                               |   |
+---------------------+-----------------------------------------------+---+

+---------------------+-----------------------------------------------+---+
| SF 180              | Request Pertaining to Military Records        |   |
+---------------------+-----------------------------------------------+---+
| > Used by veterans  |                                               |   |
| > who cannot locate |                                               |   |
| > their military    |                                               |   |
| > records to        |                                               |   |
| > request their     |                                               |   |
| > records (such as  |                                               |   |
| > a DD 214) from    |                                               |   |
| > the military.     |                                               |   |
| >                   |                                               |   |
| > ***Reference***:  |                                               |   |
| > "Assistance in    |                                               |   |
| > Obtaining         |                                               |   |
| > Required Proof of |                                               |   |
| > Service" in       |                                               |   |
| > Section 2.04      |                                               |   |
+---------------------+-----------------------------------------------+---+