4240.2 REV CHG 2

APPENDIX 6

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 10.25 10.50 10.75 11.00 11.25

1 .4175 .4176 .4177 .4178 .4178

2 .4190 .4193 .4195 .4198 .4200

3 .4196 .4201 .4205 .4209 .4213

4 .4192 .4198 .4204 .4210 .4215

5 .4175 .4183 .4191 .4198 .4205

6 .4145 .4155 .4164 .4173 .4181

7 .4106 .4116 .4127 .4137 .4147

8 .4062 .4074 .4066 .4098 .4109

9 .4013 .4072 .4041 .4054 .4067

10 .3959 .3975 .3990 .4005 .4019

11 .3900 .3917 .3934 .3950 .3966

12 .3834 .3853 .3871 .3889 .3907

13 .3760 .3781 .3801 .3821 .3840

14 .3679 .3702 .3724 .3745 .3766

15 .3590 .3614 .3673 .3661 .3683

16 .3490 .3516 .3541 .3566 .3590

17 .3380 .3406 .3434 .3461 .3486

18 .3259 .3287 .3315 .3342 .3370

19 .3124 .3153 .3183 .3212 .3240

20 .2974 .3005 .3035 .3065 .3095

21 .2809 .2840 .2871 .2902 .2932

22 .2626 .2657 .2688 .2719 .2750

23 .2423 .2454 .2485 .2516 .2546

24 .2196 .2228 .2259 .2289 .2319

25 .1949 .1978 .2007 .2036 .2064

26 .1673 .1700 .1727 .1753 .1779

27 .1368 .1391 .1415 .1433 .1461

28 .1030 .1049 .1067 .1066 .1105

29 .0656 .0668 .0681 .1694 .0706

30 .0241 .0246 .0251 .0256 .0261

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 2

APPENDIX 6

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 11.50 11.75 12.00 12.25 12.50

1 .4179 .4180 .4180 .4181 .4182

2 .4203 .4205 .4207 .4209 .4211

3 .4217 .4221 .4224 .4228 .4231

4 .4221 .4226 .4231 .4236 .4241

5 .4212 .4219 .4225 .4232 .4238

6 .4189 .4197 .4205 .4213 .4220

7 .4157 .4166 .4175 .4184 .4192

8 .4120 .4131 .4141 .4151 .4161

9 .4079 .4091 .4103 .4114 .4125

10 .4033 .4047 .4060 .4073 .4085

11 .3982 .3997 .4012 .4026 .4040

12 .3924 .3941 .3957 .3973 .3988

13 .3859 .3877 .3895 .3913 .3929

14 .3787 .3806 .3826 .3845 .3863

15 .3705 .3727 .3748 .3768 .3788

16 .3614 .3637 .3659 .3682 .3703

17 .3511 .3536 .3560 .3584 .3607

18 .3397 .3423 .3448 .3473 .3498

19 .3266 .3295 .3322 .3349 .3375

20 .3123 .3152 .3180 .3206 .3235

21 .2962 .2991 .3020 .3048 .3077

22 .2780 .2810 .2840 .2869 .2897

23 .2577 .2607 .2636 .2666 .2695

24 .2348 .2378 .2407 .2436 .2465

25 .2093 .2121 .2149 .2177 .2205

26 .1806 .1832 .1858 .1884 .1910

27 .1484 .1507 .1530 .1553 .2576

28 .1124 .1142 .1161 .1180 .1198

29 .0719 .0732 .0745 .0758 .0770

30 .0266 .0271 .0276 .0281 .0286

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

Page 1 (2 of 2) 1/80

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4240.2 REV CHG 2

APPENDIX 6

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 10.25 10.50 10.75 11.00 11.25

1 .4192 .4193 .4194 .4195 .4196

2 .4242 .4246 .4249 .4252 .4256

3 .4278 .4284 .4289 .4295 .4300

4 .4296 .4304 .4312 .4320 .4327

5 .4294 .4305 .4314 .4324 .4334

6 .4269 .4281 .4293 .4304 .4315

7 .4229 .4242 .4255 .4268 .4280

8 .4183 .4196 .4213 .4227 .4241

9 .4133 .4150 .4166 .4182 .4197

10 .4078 .4086 .4114 .4131 .4148

11 .4016 .4036 .4056 .4075 .4093

12 .3948 .3970 .3991 .4012 .4032

13 .3873 .3896 .3919 .3942 .3964

14 .3790 .3815 .3839 .3863 .3887

15 .3697 .3724 .3750 .3776 .3801

16 .3595 .3623 .3651 .3678 .3705

17 .3482 .3512 .3541 .3570 .3598

18 .3356 .3387 .3418 .3448 .3478

19 .3217 .3250 .3281 .3313 .3344

20 .3063 .3097 .3129 .3162 .3194

21 .2893 .2927 .2960 .2993 .3026

22 .2704 .2738 .2772 .2805 .2838

23 .2495 .2529 .2562 .2595 .2628

24 .2264 .2296 .2329 .2361 .2393

25 .2007 .2038 .2069 .2100 .2130

26 .1723 .1752 .1780 .1808 .1837

27 .1409 .1434 .1458 .1483 .1506

28 .1061 .1081 .1100 .1120 .1140

29 .0675 .0689 .0702 .0715 .0729

30 .0248 .0253 .0259 .0264 .0269

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 2

APPENDIX 6

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 11.50 11.75 12.00 12.25 12.50

1 .4197 .4198 .4199 .4200 .4201

2 .4259 .4262 .4265 .4268 .4271

3 .4306 .4311 .4316 .4321 .4326

4 .4335 .4342 .4349 .4356 .4363

5 .4343 .4352 .4361 .4369 .4378

6 .4326 .4336 .4347 .4357 .4366

7 .4292 .4304 .4316 .4327 .4338

8 .4254 .4268 .4280 .4293 .4305

9 .4212 .4227 .4241 .4255 .4268

10 .4165 .4181 .4196 .4212 .4227

11 .4111 .4129 .4146 .4163 .4180

12 .4052 .4071 .4090 .4108 .4136

13 .3985 .4006 .4026 .4046 .4066

14 .3910 .3932 .3954 .3976 .3997

15 .3826 .3850 .3874 .3897 .3919

16 .3731 .3757 .3782 .3807 .3831

17 .3626 .3653 .3680 .3706 .3732

18 .3507 .3536 .3564 .3592 .3619

19 .3374 .3404 .3434 .3463 .3491

20 .3225 .3256 .3287 .3317 .3347

21 .3058 .3090 .3121 .3153 .3183

22 .2871 .2903 .2935 .2967 .2998

23 .2661 .2693 .2725 .2756 .2788

24 .2425 .2457 .2488 .2519 .2550

25 .2161 .2191 .2221 .2251 .2281

26 .1865 .1893 .1921 .1948 .1976

27 .1532 .1557 .1582 .1606 .1631

28 .1160 .1180 .1200 .1220 .1240

29 .0743 .0756 .0770 .0783 .0797

30 .0274 .0280 .0285 .0290 .0296

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 2

APPENDIX 6

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 10.25 10.50 10.75 11.00 11.25

1 .4207 .4209 .4210 .4211 .4212

2 .4290 .4294 .4298 .4303 .4307

3 .4353 .4361 .4368 .4375 .4382

4 .4394 .4404 .4414 .4423 .4433

5 .4407 .4419 .4431 .4443 .4455

6 .4387 .4401 .4415 .4429 .4442

7 .4345 .4361 .4376 .4391 .4406

8 .4298 .4316 .4333 .4349 .4366

9 .4247 .4266 .4285 .4303 .4321

10 .4190 .4211 .4231 .4251 .4270

11 .4127 .4149 .4171 .4193 .4214

12 .4057 .4081 .4105 .4128 .4151

13 .3980 .4005 .4031 .4056 .4080

14 .3894 .3921 .3949 .3975 .4001

15 .3799 .3828 .3857 .3885 .3913

16 .3694 .3725 .3755 .3785 .3814

17 .3577 .3610 .3642 .3673 .3704

18 .3448 .3482 .3515 .3548 .3580

19 .3306 .3340 .3375 .3409 .3442

20 .3148 .3183 .3218 .3253 .3268

21 .2972 .3009 .3044 .3080 .3115

22 .2779 .2815 .2851 .2896 .2922

23 .2564 .2600 .2635 .2670 .2706

24 .2326 .2361 .2395 .2429 .2464

25 .2062 .2095 .2128 .2161 .2193

26 .1771 .1801 .1831 .1861 .1891

27 .1448 .1474 .1500 .1526 .1552

28 .1090 .1111 .1132 .1153 .1174

29 .0694 .0706 .0722 .0736 .0750

30 .0255 .0260 .0266 .0271 .0277

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 2

APPENDIX 6

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 11.50 11.75 12.00 12.25 12.50

1 .4214 .4215 .4216 .4217 .4218

2 .4311 .4315 .4319 .4322 .4326

3 .4388 .4395 .4402 .4408 .4414

4 .4442 .4451 .4460 .4469 .4478

5 .4467 .4478 .4489 .4500 .4511

6 .4455 .4468 .4481 .4493 .4506

7 .4421 .4435 .4449 .4463 .4476

8 .4382 .4397 .4413 .4428 .4443

9 .4338 .4355 .4372 .4388 .4406

10 .4289 .4308 .4326 .4344 .4362

11 .4235 .4255 .4275 .4294 .4313

12 .4173 .4195 .4216 .4237 .4258

13 .4104 .4128 .4151 .4173 .4195

14 .4027 .4052 .4077 .4101 .4124

15 .3940 .3967 .3993 .4019 .4044

16 .3843 .3872 .3899 .3927 .3954

17 .3734 .3764 .3794 .3822 .3851

18 .3612 .3644 .3674 .3705 .3735

19 .3475 .3508 .3540 .3572 .3603

20 .3322 .3355 .3389 .3421 .3454

21 .3150 .3184 .3218 .3252 .3285

22 .2957 .2991 .3026 .3060 .3093

23 .2740 .2775 .2809 .2843 .2877

24 .2498 .2531 .2565 .2598 .2631

25 .2225 .2258 .2290 .2322 .2354

26 .1920 .1950 .1980 .2010 .2039

27 .1578 .1605 .1631 .1657 .1683

28 .1195 .1216 .1237 .1258 .1279

29 .0765 .0779 .0794 .0806 .0823

30 .0283 .0288 .0294 .0300 .0306

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 2

APPENDIX 6

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 10.25 10.50 10.75 11.00 11.25

1 .4180 .4181 .4182 .4182 .4183

2 .4207 .4210 .4213 .4215 .4217

3 .4229 .4234 .4238 .4243 .4247

4 .4245 .4252 .4258 .4264 .4270

5 .4254 .4262 .4271 .4279 .4286

6 .4254 .4265 .4275 .4285 .4295

7 .4246 .4259 .4271 .4283 .4295

8 .4227 .4242 .4256 .4270 .4284

9 .4197 .4214 .4230 .4246 .4262

10 .4154 .4173 .4191 .4209 .4226

11 .4096 .4117 .4137 .4157 .4176

12 .4027 .4049 .4071 .4092 .4113

13 .3950 .3974 .3998 .4021 .4043

14 .3865 .3891 .3916 .3941 .3965

15 .3771 .3798 .3825 .3852 .3878

16 .3666 .3695 .3724 .3752 .3780

17 .3551 .3581 .3612 .3641 .3670

18 .3423 .3455 .3486 .3517 .3548

19 .3281 .3314 .3347 .3379 .3411

20 .3124 .3158 .3192 .3225 .3258

21 .2950 .2985 .3019 .3053 .3087

22 .2758 .2793 .2827 .2861 .2895

23 .2545 .2579 .2613 .2647 .2681

24 .2309 .2342 .2375 .2408 .2441

25 .2047 .2079 .2110 .2142 .2173

26 .1758 .1787 .1816 .1845 .1873

27 .1437 .1462 .1488 .1513 .1538

28 .1082 .1102 .1122 .1143 .1163

29 .0689 .0702 .0716 .0730 .0744

30 .0253 .0258 .0264 .0269 .0274

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 2

APPENDIX 6

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 11.50 11.75 12.00 12.25 12.50

1 .4184 .4184 .4185 .4186 .4186

2 .4220 .4222 .4224 .4226 .4228

3 .4251 .4254 .4258 .4262 .4265

4 .4276 .4281 .4287 .4292 .4297

5 .4294 .4301 .4308 .4315 .4322

6 .4304 .4313 .4322 .4331 .4339

7 .4306 .4317 .4328 .4338 .4348

8 .4297 .4310 .4323 .4335 .4347

9 .4277 .4292 .4306 .4320 .4333

10 .4243 .4260 .4276 .4291 .4307

11 .4194 .4213 .4230 .4248 .4264

12 .4133 .4153 .4173 .4191 .4210

13 .4065 .4087 .4108 .4128 .4148

14 .3989 .4012 .4034 .4057 .4078

15 .3903 .3928 .3952 .3976 .3999

16 .3807 .3833 .3859 .3884 .3909

17 .3699 .3727 .3754 .3781 .3808

18 .3578 .3607 .3636 .3665 .3693

19 .3442 .3473 .3503 .3533 .3562

20 .3290 .3322 .3353 .3384 .3415

21 .3120 .3152 .3185 .3216 .3248

22 .2929 .2962 .2994 .3027 .3059

23 .2714 .2747 .2780 .2812 .2844

24 .2474 .2506 .2538 .2570 .2602

25 .2204 .2235 .2266 .2297 .2327

26 .1902 .1931 .1959 .1988 .2016

27 .1563 .1589 .1614 .1639 .1664

28 .1183 .1204 .1224 .1245 .1265

29 .0758 .0771 .0785 .0799 .0813

30 .0280 .0285 .0291 .0296 .0302

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

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4240.2 REV CHG 2

APPENDIX 6

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 10.25 10.50 10.75 11.00 11.25

1 .4191 .4192 .4193 .4194 .4195

2 .4242 .4245 .4248 .4251 .4254

3 .4287 .4292 .4297 .4302 .4307

4 .4324 .4332 .4339 .4347 .4354

5 .4352 .4363 .4372 .4382 .4391

6 .4371 .4383 .4396 .4408 .4419

7 .4378 .4393 .4408 .4422 .4436

8 .4372 .4389 .4406 .4423 .4439

9 .4351 .4370 .4390 .4408 .4427

10 .4312 .4334 .4356 .4377 .4397

11 .4255 .4279 .4302 .4325 .4347

12 .4183 .4209 .4234 .4258 .4282

13 .4103 .4131 .4157 .4184 .4209

14 .4015 .4044 .4072 .4100 .4128

15 .3917 .3948 .3978 .4008 .4037

16 .3809 .3841 .3873 .3904 .3935

17 .3689 .3722 .3756 .3789 .3821

18 .3556 .3591 .3626 .3660 .3694

19 .3408 .3445 .3481 .3516 .3551

20 .3245 .3283 .3319 .3356 .3392

21 .3065 .3103 .3140 .3177 .3213

22 .2865 .2903 .2940 .2977 .3014

23 .2643 .2681 .2718 .2754 .2791

24 .2398 .2434 .2470 .2506 .2541

25 .2127 .2161 .2195 .2229 .2262

26 .1826 .1857 .1888 .1919 .1950

27 .1493 .1520 .1547 .1574 .1601

28 .1124 .1146 .1167 .1189 .1211

29 .0715 .0730 .0745 .0759 .0774

30 .0263 .0269 .0274 .0280 .0286

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4240.2 REV CHG 2

APPENDIX 6

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PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

MONTHLY MORTGAGE INSURANCE PREMIUM FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

PREMIUM FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

YEAR 11.50 11.75 12.00 12.25 12.50

1 .4195 .4196 .4197 .4198 .4198

2 .4257 .4259 .4262 .4264 .4267

3 .4312 .4317 .4321 .4326 .4330

4 .4360 .4367 .4374 .4380 .4386

5 .4400 .4409 .4418 .4426 .4434

6 .4431 .4442 .4452 .4463 .4473

7 .4449 .4462 .4475 .4488 .4500

8 .4455 .4470 .4485 .4500 .4514

9 .4445 .4462 .4479 .4496 .4512

10 .4417 .4437 .4456 .4474 .4492

11 .4369 .4390 .4411 .4431 .4451

12 .4306 .4328 .4351 .4373 .4394

13 .4234 .4259 .4283 .4307 .4330

14 .4155 .4181 .4207 .4232 .4257

15 .4065 .4093 .4121 .4148 .4174

16 .3965 .3995 .4024 .4053 .4081

17 .3853 .3884 .3915 .3945 .3975

18 .3727 .3760 .3792 .3823 .3854

19 .3586 .3620 .3653 .3686 .3718

20 .3427 .3462 .3497 .3531 .3565

21 .3250 .3285 .3321 .3356 .3390

22 .3050 .3087 .3122 .3158 .3193

23 .2827 .2863 .2899 .2934 .2969

24 .2577 .2612 .2647 .2682 .2716

25 .2296 .2330 .2363 .2396 .2429

26 .1981 .2012 .2043 .2074 .2105

27 .1628 .1656 .1683 .1710 .1737

28 .1233 .1255 .1277 .1299 .1320

29 .0789 .0804 .0819 .0834 .0849

30 .0292 .0297 .0303 .0309 .0315

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