4240.2 REV CHG 2

APPENDIX 7

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

1 1000.3625 1000.3963 1000.4289 1000.4604 1000.4908

2 1000.7281 1000.7960 1000.8615 1000.9249 1000.9862

3 1001.0969 1001.1992 1001.2981 1001.3938 1001.4863

4 1001.4688 1001.6059 1001.7386 1001.8669 1001.9910

5 1001.8439 1002.0162 1002.1830 1002.3444 1002.5005

6 1002.2221 1002.4301 1002.6314 1002.8262 1003.0147

7 1002.6036 1002.8477 1003.0839 1003.3125 1003.5338

8 1002.9884 1003.2688 1003.5403 1003.8032 1004.0578

9 1003.3764 1003.6937 1004.0009 1004.2984 1004.5866

10 1003.7678 1004.1223 1004.4656 1004.7982 1005.1204

11 1004.1625 1004.5546 1004.9344 1005.3025 1005.6592

12 1004.5606 1004.9907 1005.4075 1005.8115 1006.2031

13 1004.7576 1005.2218 1005.6716 1006.1075 1006.5300

14 1004.9563 1005.4549 1005.9380 1006.4062 1006.8599

15 1005.1567 1005.6900 1006.2068 1006.7076 1007.1929

16 1005.3588 1005.9272 1006.4780 1007.0118 1007.5290

17 1005.5626 1006.1665 1006.7517 1007.3187 1007.8683

18 1005.7681 1006.4078 1007.0278 1007.6285 1008.2108

19 1005.9755 1006.6513 1007.3063 1007.9412 1008.5565

20 1006.1845 1006.8969 1007.5874 1008.2567 1008.9054

21 1006.3954 1007.1447 1007.8710 1008.5750 1009.2576

22 1006.6081 1007.3946 1008.1571 1008.8964 1009.6131

23 1006.8226 1007.6467 1008.4458 1009.2206 1009.9719

24 1007.0389 1007.9010 1008.7371 1009.5478 1010.3341

25 1007.0475 1007.9435 1008.8124 1009.6550 1010.4720

26 1007.0561 1007.9864 1008.8884 1009.7631 1010.6113

27 1007.0649 1008.0296 1008.9650 1009.8722 1010.7518

28 1007.0737 1008.0732 1009.0424 1009.9822 1010.8936

29 1007.0825 1008.1172 1009.1205 1010.0934 1011.0368

30 1007.0915 1008.1615 1009.1992 1010.2055 1011.1813

31 1007.1005 1008.2063 1009.2787 1010.3186 1011.3272

32 1007.1096 1008.2514 1009.3588 1010.4328 1011.4744

33 1007.1188 1008.2970 1009.4397 1010.5481 1011.6231

34 1007.1281 1008.3429 1009.5213 1010.6643 1011.7731

35 1007.1374 1008.3893 1009.6037 1010.7817 1011.9245

36 1007.1468 1008.4360 1009.6867 1010.9001 1012.0773

37 1006.9415 1008.2638 1009.5465 1010.7910 1011.9983

38 1006.7344 1008.0900 1009.4051 1010.6808 1011.9185

39 1006.5256 1007.9147 1009.2623 1010.5697 1011.8379

40 1006.3149 1007.7379 1009.1183 1010.4575 1011.7566

41 1006.1025 1007.5595 1008.9730 1010.3443 1011.6745

42 1005.8883 1007.3796 1008.8264 1010.2300 1011.5916

43 1005.6722 1007.1981 1008.6785 1010.1147 1011.5080

44 1005.4543 1007.0150 1008.5293 1009.9983 1011.4236

45 1005.2345 1006.8303 1008.3787 1009.8809 1011.3384

46 1005.0128 1006.6440 1008.2268 1009.7624 1011.2524

47 1004.7892 1006.4561 1008.0735 1009.6428 1011.1656

48 1004.5638 1006.2665 1007.9188 1009.5221 1011.0779

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

1 1000.5202 1000.5487 1000.5762 1000.6028 1000.6285

2 1001.0455 1001.1028 1001.1581 1001.2117 1001.2635

3 1001.5757 1001.6622 1001.7459 1001.8268 1001.9051

4 1002.1111 1002.2272 1002.3396 1002.4483 1002.5534

5 1002.6515 1002.7977 1002.9391 1003.0760 1003.2085

6 1003.1972 1003.3738 1003.5447 1003.7102 1003.8704

7 1003.7481 1003.9555 1004.1564 1004.3508 1004.5392

8 1004.3042 1004.5429 1004.7741 1004.9980 1005.2149

9 1004.8657 1005.1361 1005.3981 1005.6518 1005.8977

10 1005.4326 1005.7351 1006.0282 1006.3123 1006.5876

11 1006.0049 1006.3399 1006.6647 1006.9795 1007.2847

12 1006.5827 1006.9507 1007.3075 1007.6535 1007.9891

13 1006.9395 1007.3364 1007.7212 1008.0943 1008.4561

14 1007.2996 1007.7258 1008.1390 1008.5396 1008.9279

15 1007.6632 1008.1191 1008.5610 1008.9894 1009.4047

16 1008.0303 1008.5162 1008.9872 1009.4438 1009.8864

17 1008.4010 1008.9172 1009.4177 1009.9028 1010.3732

18 1008.7751 1009.3222 1009.8524 1010.3665 1010.8650

19 1009.1529 1009.7311 1010.2916 1010.8350 1011.3619

20 1009.5343 1010.1440 1010.7351 1011.3082 1011.8641

21 1009.9193 1010.5609 1011.1830 1011.7863 1012.3714

22 1010.3080 1010.9819 1011.6354 1012.2693 1012.8841

23 1010.7005 1011.4071 1012.0924 1012.7571 1013.4020

24 1011.0967 1011.8364 1012.5539 1013.2500 1013.9254

25 1011.2645 1012.0330 1012.7786 1013.5017 1014.2034

26 1011.4339 1012.2316 1013.0054 1013.7561 1014.4843

27 1011.6048 1012.4322 1013.2346 1014.0130 1014.7681

28 1011.7775 1012.6347 1013.4661 1014.2725 1015.0549

29 1011.9518 1012.8391 1013.6998 1014.5347 1015.3447

30 1012.1277 1013.0456 1013.9359 1014.7996 1015.6374

31 1012.3054 1013.2541 1014.1744 1015.0672 1015.9333

32 1012.4847 1013.4647 1014.4153 1015.3375 1016.2322

33 1012.6658 1013.6773 1014.6585 1015.6105 1016.5342

34 1012.8486 1013.8920 1014.9042 1015.8864 1016.8394

35 1013.0332 1014.1088 1015.1524 1016.1650 1017.1478

36 1013.2195 1014.3277 1015.4030 1016.4465 1017.4593

37 1013.1696 1014.3060 1015.4086 1016.4786 1017.5170

38 1013.1191 1014.2840 1015.4143 1016.5110 1017.5754

39 1013.0682 1014.2619 1015.4200 1016.5438 1017.6343

40 1013.0168 1014.2395 1015.4258 1016.5769 1017.6938

41 1012.9650 1014.2170 1015.4317 1016.6103 1017.7540

42 1012.9126 1014.1942 1015.4376 1016.6440 1017.8148

43 1012.8597 1014.1711 1015.4435 1016.6781 1017.8762

44 1012.8063 1014.1479 1015.4496 1016.7126 1017.9383

45 1012.7524 1014.1244 1015.4556 1016.7474 1018.0010

46 1012.6980 1014.1007 1015.4618 1016.7826 1018.0643

47 1012.6431 1014.0768 1015.4680 1016.8181 1018.1284

48 1012.5876 1014.0526 1015.4743 1016.8540 1018.1930

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 1 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

49 1004.1162 1005.8504 1007.5331 1009.1660 1010.7503

50 1003.6648 1005.4306 1007.1440 1008.8065 1010.4196

51 1003.2095 1005.0071 1006.7514 1008.4438 1010.0858

52 1002.7503 1004.5800 1006.3552 1008.0777 1009.7489

53 1002.2873 1004.1491 1005.9556 1007.7083 1009.4088

54 1001.8202 1003.7144 1005.5523 1007.3355 1009.0655

55 1001.3492 1003.2759 1005.1454 1006.9593 1008.7190

56 1000.8741 1002.8336 1004.7349 1006.5796 1008.3693

57 1000.3950 1002.3874 1004.3207 1006.1964 1008.0163

58 999.9118 1001.9374 1003.9028 1005.8098 1007.6599

59 999.4245 1001.4833 1003.4811 1005.4195 1007.3003

60 998.9330 1001.0253 1003.0557 1005.0257 1006.9372

61 998.2116 1000.3328 1002.3911 1004.3881 1006.3256

62 997.4840 999.6342 1001.7205 1003.7446 1005.7083

63 996.7503 998.9295 1001.0439 1003.0952 1005.0851

64 996.0102 998.2187 1000.3613 1002.4399 1004.4562

65 995.2639 997.5016 999.6725 1001.7785 1003.8213

66 994.5111 996.7782 998.9776 1001.1111 1003.1805

67 993.7520 996.0485 998.2764 1000.4375 1002.5336

68 992.9863 995.3125 997.5690 999.7578 1001.8808

69 992.2141 994.5699 996.8552 999.0719 1001.2217

70 991.4353 993.8209 996.1351 998.3797 1000.5565

71 990.6499 993.0654 995.4085 997.6811 999.8851

72 989.8578 992.3032 994.6753 996.9761 999.2074

73 989.0588 991.5343 993.9356 996.2647 998.5233

74 988.2531 990.7588 993.1893 995.5467 997.8328

75 987.4405 989.9764 992.4363 994.8222 997.1359

76 986.6209 989.1872 991.6766 994.0910 996.4324

77 985.7944 988.3911 990.9100 993.3531 995.7223

78 984.9607 987.5880 990.1366 992.6084 995.0055

79 984.1200 986.7779 989.3562 991.8569 994.2821

80 983.2721 985.9607 988.5689 991.0986 993.5518

81 982.4169 985.1364 987.7745 990.3333 992.8147

82 981.5544 984.3048 986.9730 989.5609 992.0707

83 980.6846 983.4660 986.1643 988.7815 991.3197

84 979.8073 982.6198 985.3484 987.9950 990.5617

85 978.9226 981.7663 984.5251 987.2012 989.7966

86 978.0303 980.9052 983.6945 986.4001 989.0243

87 977.1303 980.0366 982.8564 985.5918 988.2447

88 976.2227 979.1605 982.0109 984.7760 987.4579

89 975.3073 978.2766 981.1577 983.9527 986.6636

90 974.3841 977.3850 980.2969 983.1219 985.8620

91 973.4530 976.4857 979.4284 982.2834 985.0528

92 972.5140 975.5784 978.5521 981.4373 984.2360

93 971.5669 974.6632 977.6680 980.5834 983.4116

94 970.6118 973.7400 976.7760 979.7217 982.5794

95 969.6485 972.8088 975.8759 978.8521 981.7394

96 968.6770 971.8693 974.9678 977.9745 980.8916

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

49 1012.2876 1013.7793 1015.2269 1016.6316 1017.9949

50 1011.9848 1013.5034 1014.9770 1016.4070 1017.7947

51 1011.6790 1013.2248 1014.7247 1016.1800 1017.5924

52 1011.3703 1012.9434 1014.4698 1015.9508 1017.3879

53 1011.0586 1012.6593 1014.2124 1015.7192 1017.1814

54 1010.7440 1012.3724 1013.9524 1015.4853 1016.9727

55 1010.4263 1012.0827 1013.6898 1015.2490 1016.7618

56 1010.1056 1011.7902 1013.4245 1015.0102 1016.5488

57 1009.7819 1011.4948 1013.1567 1014.7690 1016.3335

58 1009.4550 1011.1965 1012.8861 1014.5254 1016.1159

59 1009.1250 1010.8953 1012.6128 1014.2793 1015.8962

60 1008.7918 1010.5911 1012.3368 1014.0306 1015.6741

61 1008.2053 1010.0289 1011.7980 1013.5144 1015.1796

62 1007.6132 1009.4612 1011.2538 1012.9929 1014.6799

63 1007.0155 1008.8879 1010.7042 1012.4660 1014.1750

64 1006.4120 1008.3090 1010.1491 1011.9338 1013.6649

65 1005.8027 1007.7245 1009.5884 1011.3962 1013.1495

66 1005.1876 1007.1342 1009.0221 1010.8530 1012.6287

67 1004.5666 1006.5381 1008.4501 1010.3043 1012.1025

68 1003.9396 1005.9363 1007.8725 1009.7500 1011.5707

69 1003.3067 1005.3285 1007.2890 1009.1901 1011.0335

70 1002.6676 1004.7147 1006.6997 1008.6244 1010.4907

71 1002.0225 1004.0950 1006.1045 1008.0530 1009.9422

72 1001.3711 1003.4692 1005.5034 1007.4757 1009.3879

73 1000.7135 1002.8372 1004.8963 1006.8926 1008.8280

74 1000.0497 1002.1991 1004.2831 1006.3034 1008.2621

75 999.3794 1001.5547 1003.6637 1005.7083 1007.6904

76 998.7027 1000.9040 1003.0382 1005.1071 1007.1128

77 998.0196 1000.2470 1002.4064 1004.4998 1006.5291

78 997.3299 999.5835 1001.7683 1003.8862 1005.9393

79 996.6336 998.9135 1001.1238 1003.2664 1005.3434

80 995.9306 998.2369 1000.4728 1002.6403 1004.7413

81 995.2209 997.5538 999.8154 1002.0078 1004.1329

82 994.5044 996.8639 999.1514 1001.3688 1003.5182

83 993.7810 996.1673 998.4807 1000.7233 1002.8970

84 993.0506 995.4638 997.8033 1000.0712 1002.2694

85 992.3133 994.7535 997.1192 999.4124 1001.6353

86 991.5689 994.0362 996.4282 998.7470 1000.9945

87 990.8174 993.3119 995.7303 998.0747 1000.3471

88 990.0587 992.5805 995.0254 997.3956 999.6930

89 989.2927 991.8420 994.3135 996.7095 999.0320

90 988.5194 991.0962 993.5945 996.0164 998.3641

91 987.7386 990.3431 992.8683 995.3163 997.6893

92 986.9504 989.5826 992.1348 994.6090 997.0075

93 986.1546 988.8147 991.3939 993.8945 996.3185

94 985.3512 988.0392 990.6457 993.1727 995.6224

95 984.5401 987.2562 989.8900 992.4435 994.9190

96 983.7212 986.4655 989.1267 991.7069 994.2083

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 2

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

97 967.6971 970.9217 974.0516 977.0889 980.0358

98 966.7089 969.9658 973.1271 976.1952 979.1720

99 965.7123 969.0015 972.1944 975.2932 978.3001

100 964.7071 968.0287 971.2533 974.3830 977.4200

101 963.6934 967.0475 970.3038 973.4645 976.5317

102 962.6710 966.0576 969.3458 972.5375 975.6350

103 961.6398 965.0592 968.3792 971.6021 974.7300

104 960.5999 964.0519 967.4039 970.6580 973.8164

105 959.5511 963.0359 966.4199 969.7053 972.8943

106 958.4933 962.0109 965.4271 968.7439 971.9635

107 957.4265 960.9770 964.4254 967.7737 971.0240

108 956.3505 959.9341 963.4147 966.7945 970.0757

109 955.2654 958.8820 962.3950 965.8064 969.1186

110 954.1710 957.8207 961.3661 964.8093 968.1524

111 953.0673 956.7502 960.3280 963.8030 967.1772

112 951.9541 955.6702 959.2806 962.7874 966.1928

113 950.8315 954.5809 958.2239 961.7626 965.1992

114 949.6992 953.4819 957.1576 960.7284 964.1963

115 948.5573 952.3734 956.0818 959.6847 963.1840

116 947.4056 951.2552 954.9964 958.6314 962.1622

117 946.2440 950.1272 953.9013 957.5684 961.1309

118 945.0726 948.9893 952.7963 956.4958 960.0898

119 943.8911 947.8414 951.6814 955.4133 959.0390

120 942.6996 946.6835 950.5566 954.3208 957.9784

121 941.4979 945.5155 949.4217 953.2184 956.9078

122 940.2859 944.3373 948.2766 952.1058 955.8271

123 939.0636 943.1487 947.1212 950.9831 954.7364

124 937.8308 941.9498 945.9555 949.8500 953.6354

125 936.5875 940.7404 944.7794 948.7066 952.5241

126 935.3335 939.5203 943.5927 947.5527 951.4023

127 934.0689 938.2896 942.3954 946.3882 950.2701

128 932.7934 937.0482 941.1874 945.2130 949.1272

129 931.5071 935.7959 939.9685 944.0271 947.9736

130 930.2098 934.5326 938.7387 942.8303 946.8092

131 928.9014 933.2582 937.4980 941.6225 945.6339

132 927.5818 931.9727 936.2460 940.4037 944.4476

133 926.2509 930.6760 934.9829 939.1736 943.2502

134 924.9087 929.3679 933.7085 937.9323 942.0415

135 923.5550 928.0484 932.4226 936.6797 940.8215

136 922.1898 926.7173 931.1253 935.4155 939.5900

137 920.8129 925.3746 929.8163 934.1398 938.3470

138 919.4242 924.0201 928.4955 932.8523 937.0924

139 918.0237 922.6538 927.1630 931.5531 935.8260

140 916.6112 921.2755 925.8185 930.2419 934.5477

141 915.1866 919.8852 924.4620 928.9188 933.2575

142 913.7499 918.4827 923.0933 927.5835 931.9551

143 912.3009 917.0679 921.7123 926.2359 930.6405

144 910.8395 915.6408 920.3190 924.8760 929.3136

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

97 982.8945 985.6671 988.3558 990.9628 993.4902

98 982.0598 984.8608 987.5772 990.2110 992.7646

99 981.2172 984.0467 986.7908 989.4516 992.0315

100 980.3665 983.2246 985.9965 988.6845 991.2907

101 979.5076 982.3944 985.1943 987.9095 990.5422

102 978.6405 981.5561 984.3841 987.1266 989.7859

103 977.7651 980.7096 983.5657 986.3357 989.0217

104 976.8813 979.8548 982.7392 985.5367 988.2496

105 975.9890 978.9916 981.9044 984.7296 987.4694

106 975.0882 978.1200 981.0613 983.9142 986.6811

107 974.1787 977.2398 980.2097 983.0905 985.8846

108 973.2605 976.3511 979.3496 982.2585 985.0798

109 972.3335 975.4536 978.4810 981.4179 984.2666

110 971.3977 974.5473 977.6036 980.5687 983.4449

111 970.4529 973.6322 976.7175 979.7109 982.6147

112 969.4990 972.7081 975.8225 978.8443 981.7758

113 968.5360 971.7750 974.9185 977.9688 980.9282

114 967.5637 970.8327 974.0055 977.0844 980.0717

115 966.5821 969.8812 973.0834 976.1910 979.2064

116 965.5912 968.9203 972.1520 975.2885 978.3320

117 964.5907 967.9501 971.2114 974.3768 977.4485

118 963.5806 966.9704 970.2613 973.4557 976.5558

119 962.5609 965.9811 969.3018 972.5253 975.6538

120 961.5314 964.9820 968.3326 971.5853 974.7425

121 960.4920 963.9732 967.3538 970.6358 973.8216

122 959.4426 962.9546 966.3651 969.6765 972.8911

123 958.3832 961.9259 965.3666 968.7075 971.9509

124 957.3137 960.8872 964.3581 967.7286 971.0010

125 956.2339 959.8383 963.3395 966.7397 970.0411

126 955.1438 958.7791 962.3107 965.7407 969.0713

127 954.0432 957.7096 961.2716 964.7315 968.0913

128 952.9320 956.6296 960.2222 963.7120 967.1012

129 951.8102 955.5390 959.1622 962.6820 966.1007

130 950.6777 954.4378 958.0917 961.6416 965.0898

131 949.5343 953.3257 957.0104 960.5906 964.0684

132 948.3799 952.2028 955.9183 959.5288 963.0363

133 947.2145 951.0689 954.8153 958.4561 961.9935

134 946.0379 949.9238 953.7013 957.3726 960.9398

135 944.8501 948.7676 952.5762 956.2779 959.8752

136 943.6508 947.6000 951.4397 955.1721 958.7994

137 942.4401 946.4210 950.2920 954.0550 957.7125

138 941.2178 945.2305 949.1327 952.9265 956.6142

139 939.9837 944.0283 947.9619 951.7865 955.5045

140 938.7378 942.8143 946.7793 950.6349 954.3832

141 937.4800 941.5885 945.5849 949.4715 953.2503

142 936.2101 940.3506 944.3786 948.2962 952.1055

143 934.9281 939.1006 943.1602 947.1089 950.9488

144 933.6338 937.8384 941.9296 945.9095 949.7801

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 3 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

145 909.3656 914.2011 918.9132 923.5037 927.9743

146 907.8792 912.7489 917.4948 922.1187 926.6224

147 906.3800 911.2839 916.0637 920.7211 925.2579

148 904.8681 909.8062 914.6198 919.3106 923.8805

149 903.3432 908.3155 913.1629 917.8873 922.4902

150 901.8053 906.8117 911.6930 916.4509 921.0869

151 900.2543 905.2948 910.2100 915.0013 919.6705

152 898.6900 903.7647 908.7136 913.5384 918.2408

153 897.1124 902.2211 907.2038 912.0621 916.7976

154 895.5213 900.6641 905.6805 910.5723 915.3409

155 893.9166 899.0934 904.1436 909.0688 913.8706

156 892.2982 897.5089 902.5929 907.5515 912.3865

157 890.6659 895.9106 901.0283 906.0204 910.8885

158 889.0198 894.2984 899.4497 904.4752 909.3764

159 887.3595 892.6720 897.8569 902.9158 907.8502

160 885.6851 891.0314 896.2499 901.3421 906.3096

161 883.9964 889.3764 894.6285 899.7541 904.7546

162 882.2932 887.7069 892.9925 898.1514 903.1851

163 880.5755 886.0229 891.3419 896.5341 901.6008

164 878.8432 884.3241 889.6765 894.9019 900.0016

165 877.0960 882.6104 887.9962 893.2548 898.3875

166 875.3339 880.8817 886.3009 891.5926 896.7583

167 873.5568 879.1380 884.5903 889.9151 895.1137

168 871.7645 877.3789 882.8645 888.2223 893.4538

169 869.9568 875.6045 881.1231 886.5139 891.7782

170 868.1338 873.8145 879.3662 884.7899 890.0870

171 866.2951 872.0089 877.5935 883.0501 888.3799

172 864.4408 870.1875 875.8050 881.2944 886.6569

173 862.5706 868.3501 874.0004 879.5225 884.9176

174 860.6844 866.4967 872.1797 877.7344 883.1621

175 858.7822 864.6270 870.3426 875.9299 881.3901

176 856.8637 862.7410 868.4891 874.1089 879.6015

177 854.9288 860.8385 866.6190 872.2712 877.7961

178 852.9773 858.9194 864.7321 870.4166 875.9738

179 851.0092 856.9834 862.8284 868.5450 874.1344

180 849.0243 855.0305 860.9075 866.6563 872.2777

181 847.0225 853.0605 858.9695 864.7502 870.4037

182 845.0035 851.0733 857.0141 862.8267 868.5121

183 842.9673 849.0687 855.0412 860.8856 866.6028

184 840.9137 847.0466 853.0506 858.9267 864.6755

185 838.8425 845.0067 851.0422 856.9498 862.7302

186 836.7537 842.9490 849.0158 854.9547 860.7666

187 834.6470 840.8733 846.9713 852.9414 858.7847

188 832.5223 838.7795 844.9084 850.9097 856.7841

189 830.3795 836.6673 842.8270 848.8593 854.7649

190 828.2184 834.5366 840.7270 846.7901 852.7266

191 826.0388 832.3873 838.6082 844.7020 850.6693

192 823.8406 830.2192 836.4704 842.5947 848.5927

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

145 932.3270 936.5639 940.6868 944.6978 948.5992

146 931.0078 935.2768 939.4314 943.4738 947.4060

147 929.6759 933.9771 938.1636 942.2373 946.2004

148 928.3312 932.6648 936.8830 940.9882 944.9822

149 926.9737 931.3395 935.5897 939.7263 943.7513

150 925.6031 930.0013 934.2834 938.4515 942.5076

151 924.2194 928.6500 932.9641 937.1637 941.2509

152 922.8225 927.2854 931.6315 935.8628 939.9812

153 921.4121 925.9075 930.2857 934.5486 938.6982

154 919.9883 924.5161 928.9264 933.2209 937.4019

155 918.5508 923.1111 927.5534 931.8798 936.0920

156 917.0995 921.6923 926.1668 930.5249 934.7686

157 915.6343 920.2596 924.7663 929.1562 933.4313

158 914.1551 918.8129 923.3518 927.7735 932.0801

159 912.6617 917.3521 921.9231 926.3767 930.7148

160 911.1540 915.8769 920.4802 924.9657 929.3353

161 909.6318 914.3873 919.0228 923.5402 927.9414

162 908.0951 912.8831 917.5509 922.1002 926.5330

163 906.5436 911.3642 916.0642 920.6455 925.1100

164 904.9772 909.8303 914.5627 919.1760 923.6721

165 903.3959 908.2815 913.0461 917.6914 922.2192

166 901.7994 906.7175 911.5144 916.1917 920.7513

167 900.1876 905.1382 909.9674 914.6767 919.2680

168 898.5603 903.5435 908.4049 913.1462 917.7692

169 896.9175 901.9331 906.8267 911.6001 916.2549

170 895.2589 900.3069 905.2328 910.0382 914.7248

171 893.5844 898.6649 903.6230 908.4603 913.1787

172 891.8938 897.0067 901.9970 906.8664 911.6165

173 890.1871 895.3323 900.3548 905.2562 910.0381

174 888.4640 893.6415 898.6962 903.6295 908.4432

175 886.7244 891.9342 897.0210 901.9863 906.8317

176 884.9681 890.2101 895.3290 900.3262 905.2034

177 883.1950 888.4692 893.6201 898.6493 903.5582

178 881.4049 886.7112 891.8942 896.9552 901.8958

179 879.5976 884.9360 890.1509 895.2438 900.2161

180 877.7731 883.1434 888.3903 893.5149 898.5189

181 875.9310 881.3333 886.6120 891.7684 896.8041

182 874.0713 879.5055 884.8159 890.0041 895.0713

183 872.1937 877.6597 883.0019 888.2217 893.3205

184 870.2982 875.7959 881.1697 886.4212 891.5515

185 868.3845 873.9138 879.3193 884.6022 889.7641

186 866.4525 872.0133 877.4503 882.7647 887.9580

187 864.5019 870.0942 875.5626 880.9085 886.1331

188 862.5327 868.1563 873.6561 879.0333 884.2892

189 860.5446 866.1994 871.7304 877.1389 882.4261

190 858.5374 864.2233 869.7856 875.2252 880.5436

191 856.5110 862.2280 867.8213 873.2920 878.6415

192 854.4652 860.2130 865.8373 871.3391 876.7196

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 4

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

193 821.6236 828.0322 834.3135 840.4681 846.4966

194 819.3877 825.8259 832.1372 838.3220 844.3808

195 817.1327 823.6004 829.9414 836.1562 842.2453

196 814.8584 821.3554 827.7260 833.9706 840.0897

197 812.5647 819.0908 825.4907 831.7649 837.9139

198 810.2515 816.8063 823.2354 829.5391 835.7177

199 807.9184 814.5019 820.9599 827.2928 833.5009

200 805.5654 812.1773 818.6640 825.0259 831.2633

201 803.1923 809.8323 816.3476 822.7383 829.0047

202 800.7990 807.4669 814.0104 820.4296 826.7250

203 798.3852 805.0807 811.6522 818.0998 824.4239

204 795.9508 802.6737 809.2729 815.7487 822.1012

205 793.4956 800.2456 806.8723 813.3760 819.7568

206 791.0194 797.7962 804.4502 810.9816 817.3904

207 788.5221 795.3254 802.0065 808.5652 815.0018

208 786.0034 792.8330 799.5408 806.1266 812.5908

209 783.4633 790.3188 797.0530 803.6657 810.1572

210 780.9014 787.7826 794.5429 801.1823 807.7007

211 778.3177 785.2242 792.0104 798.6761 805.2213

212 775.7118 782.6434 789.4552 796.1469 802.7186

213 773.0838 780.0401 786.8770 793.5945 800.1924

214 770.4332 777.4139 784.2758 791.0187 797.6426

215 767.7601 774.7648 781.6513 788.4193 795.0688

216 765.0641 772.0925 779.0033 785.7961 792.4710

217 762.3451 769.3968 776.3315 783.1489 789.8487

218 759.6028 766.6775 773.6358 780.4774 787.2019

219 756.8371 763.9344 770.9160 777.7813 784.5303

220 754.0478 761.1674 768.1718 775.0606 781.8336

221 751.2347 758.3761 765.4030 772.3150 779.1117

222 748.3976 755.5604 762.6094 769.5441 776.3642

223 745.5362 752.7200 759.7908 766.7479 773.5910

224 742.6503 749.8548 756.9469 763.9260 770.7917

225 739.7399 746.9646 754.0776 761.0783 767.9663

226 736.8045 744.0490 751.1825 758.2044 765.1143

227 733.8441 741.1079 748.2615 755.3043 762.2356

228 730.8584 738.1411 745.3144 752.3775 759.3299

229 727.8472 735.1484 742.3408 749.4239 756.3970

230 724.8103 732.1294 739.3407 746.4432 753.4366

231 721.7474 729.0841 736.3136 743.4352 750.4484

232 718.6584 726.0120 733.2594 740.3997 747.4322

233 715.5430 722.9132 730.1779 737.3363 744.3877

234 712.4010 719.7871 727.0687 734.2448 741.3147

235 709.2321 716.6338 723.9317 731.1250 738.2129

236 706.0362 713.4528 720.7666 727.9766 735.0820

237 702.8130 710.2440 717.5731 724.7993 731.9217

238 699.5622 707.0072 714.3511 721.5929 728.7319

239 696.2837 703.7420 711.1001 718.3571 725.5121

240 692.9772 700.4482 707.8201 715.0917 722.2621

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

193 852.3997 858.1784 863.8335 869.3662 874.7776

194 850.3145 856.1238 861.8096 867.3732 872.8155

195 848.2093 854.0491 859.7656 865.3598 870.8328

196 846.0839 851.9541 857.7010 863.3258 868.8296

197 843.9382 849.8385 855.6159 861.2712 866.8054

198 841.7718 847.7023 853.5099 859.1955 864.7602

199 839.5848 845.5451 851.3828 857.0986 862.6937

200 837.3767 843.3669 849.2344 854.9804 860.6056

201 835.1475 841.1672 847.0646 852.8405 858.4958

202 832.8970 838.9461 844.8731 850.6788 856.3641

203 830.6249 836.7032 842.6596 848.4950 854.2101

204 828.3310 834.4383 840.4241 846.2889 852.0336

205 826.0151 832.1513 838.1661 844.0603 849.8346

206 823.6770 829.8419 835.8856 841.8089 847.6125

207 821.3165 827.5098 833.5823 839.5345 845.3674

208 818.9334 825.1549 831.2559 837.2370 843.0989

209 816.5275 822.7770 828.9063 834.9160 840.8067

210 814.0985 820.3758 826.5332 832.5713 838.4907

211 811.6462 817.9511 824.1364 830.2026 836.1505

212 809.1704 815.5026 821.7155 827.8098 833.7860

213 806.6709 813.0301 819.2705 825.3925 831.3968

214 804.1474 810.5335 816.8011 822.9506 828.9827

215 801.5998 808.0124 814.3069 820.4838 826.5435

216 799.0277 805.4666 811.7878 817.9917 824.0789

217 796.4310 802.8959 809.2435 815.4742 821.5886

218 793.8094 800.3000 806.6737 812.9311 819.0724

219 791.1627 797.6787 804.0783 810.3619 816.5299

220 788.4906 795.0317 801.4569 807.7666 813.9610

221 785.7930 792.3588 798.8093 805.1447 811.3653

222 783.0694 789.6597 796.1352 802.4961 808.7426

223 780.3198 786.9342 793.4344 799.8204 806.0926

224 777.5438 784.1821 790.7066 797.1174 803.4149

225 774.7412 781.4029 787.9515 794.3869 800.7094

226 771.9117 778.5966 785.1688 791.6284 797.9757

227 769.0552 775.7628 782.3583 788.8418 795.2135

228 766.1712 772.9012 779.5197 786.0268 792.4225

229 763.2596 770.0116 776.6527 783.1830 789.6024

230 760.3202 767.0937 773.7571 780.3102 786.7530

231 757.3525 764.1473 770.8325 777.4080 783.8739

232 754.3564 761.1720 767.8786 774.4762 780.9648

233 751.3316 758.1675 764.8952 771.5145 778.0254

234 748.2778 755.1337 761.8820 768.5226 775.0554

235 745.1948 752.0701 758.8387 765.5001 772.0545

236 742.0821 748.9766 755.7649 762.4468 769.0223

237 738.9397 745.8527 752.6603 759.3623 765.9585

238 735.7672 742.6983 749.5248 756.2463 762.8628

239 732.5642 739.5130 746.3578 753.0985 759.7348

240 729.3306 736.2964 743.1592 749.9186 756.5743

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 5 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

241 689.6424 697.1257 704.5107 711.7963 718.9817

242 686.2792 693.7740 701.1716 708.4707 715.6705

243 682.8872 690.3930 697.8026 705.1146 712.3282

244 679.4662 686.9825 694.4034 701.7278 708.9547

245 676.0161 683.5421 690.9738 698.3099 705.5495

246 672.5364 680.0716 687.5134 694.8607 702.1124

247 669.0271 676.5707 684.0221 691.3799 698.6430

248 665.4877 673.0392 680.4994 687.8671 695.1411

249 661.9181 669.4768 676.9453 684.3222 691.6064

250 658.3181 665.8832 673.3592 680.7448 688.0386

251 654.6873 662.2582 669.7411 677.1345 684.4373

252 651.0254 658.6015 666.0905 673.4912 680.8023

253 647.3323 654.9127 662.4073 669.8145 677.1332

254 643.6077 651.1917 658.6910 666.1041 673.4296

255 639.8512 647.4381 654.9414 662.3596 669.6914

256 636.0627 643.6517 651.1583 658.5809 665.9181

257 632.2417 639.8322 647.3413 654.7675 662.1094

258 628.3882 635.9792 643.4900 650.9191 658.2651

259 624.5017 632.0925 639.6043 647.0355 654.3847

260 620.5821 628.1718 635.6838 643.1163 650.4679

261 616.6289 624.2169 631.7281 639.1611 646.5144

262 612.6420 620.2273 627.7370 635.1697 642.5238

263 608.6210 616.2027 623.7102 631.1417 638.4958

264 604.5657 612.1430 619.6472 627.0768 634.4301

265 600.4758 608.0478 615.5479 622.9746 630.3262

266 596.3509 603.9167 611.4119 618.8348 626.1839

267 592.1908 599.7495 607.2388 614.6571 622.0027

268 587.9951 595.5458 603.0283 610.4410 617.7823

269 583.7636 591.3053 598.7801 606.1863 613.5224

270 579.4960 587.0277 594.4939 601.8927 609.2225

271 575.1919 582.7127 590.1692 597.5596 604.8823

272 570.8511 578.3600 585.8058 593.1869 600.5014

273 566.4731 573.9691 581.4033 588.7740 596.0795

274 562.0578 569.5398 576.9614 584.3207 591.6161

275 557.6048 565.0718 572.4797 579.8266 587.1109

276 553.1137 560.5647 567.9578 575.2913 582.5634

277 548.5843 556.0181 563.3955 570.7144 577.9733

278 544.0162 551.4318 558.7922 566.0956 573.3401

279 539.4090 546.8053 554.1478 561.4344 568.6635

280 534.7625 542.1384 549.4617 556.7305 563.9431

281 530.0763 537.4306 544.7336 551.9835 559.1784

282 525.3501 532.6816 539.9632 547.1929 554.3691

283 520.5835 527.8911 535.1500 542.3585 549.5146

284 515.7762 523.0586 530.2938 537.4797 544.6147

285 510.9279 518.1839 525.3940 532.5562 539.6688

286 506.0381 513.2665 520.4503 527.5876 534.6766

287 501.1066 508.3061 515.4623 522.5734 529.6375

288 496.1329 503.3023 510.4297 517.5133 524.5512

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

241 726.0659 733.0484 739.9287 746.7062 753.3808

242 722.7700 729.7686 736.6658 743.4610 750.1541

243 719.4425 726.4567 733.3702 740.1827 746.8937

244 716.0831 723.1123 730.0418 736.8709 743.5994

245 712.6915 719.7352 726.6800 733.5253 740.2708

246 709.2674 716.3251 723.2846 730.1456 736.9075

247 705.8105 712.8815 719.8553 726.7314 733.5092

248 702.3205 709.4042 716.3917 723.2823 730.0755

249 698.7970 705.8929 712.8934 719.7980 726.6060

250 695.2397 702.3472 709.3602 716.2781 723.1004

251 691.6484 698.7667 705.7916 712.7223 719.5582

252 688.0226 695.1513 702.1874 709.1302 715.9792

253 684.3621 691.5004 698.5470 705.5014 712.3628

254 680.6665 687.8137 694.8703 701.8356 708.7088

255 676.9355 684.0910 691.1569 698.1324 705.0168

256 673.1688 680.3318 687.4063 694.3913 701.2863

257 669.3659 676.5358 683.6181 690.6121 697.5169

258 665.5266 672.7026 679.7922 686.7943 693.7082

259 661.6505 668.8320 675.9279 682.9375 689.8599

260 657.7373 664.9234 672.0250 679.0413 685.9715

261 653.7866 660.9765 668.0831 675.1054 682.0426

262 649.7979 656.9910 664.1017 671.1293 678.0728

263 645.7711 652.9664 660.0806 667.1126 674.0616

264 641.7057 648.9025 656.0192 663.0549 670.0086

265 637.6013 644.7987 651.9172 658.9558 665.9134

266 633.4576 640.6548 647.7742 654.8148 661.7756

267 629.2742 636.4703 643.5898 650.6315 657.5946

268 625.0507 632.2448 639.3635 646.4056 653.3701

269 620.7867 627.9780 635.0950 642.1365 649.1016

270 616.4819 623.6694 630.7837 637.8238 644.7887

271 612.1358 619.3185 626.4294 633.4672 640.4308

272 607.7480 614.9251 622.0315 629.0660 636.0275

273 603.3182 610.4887 617.5897 624.6199 631.5783

274 598.8459 606.0088 613.1034 620.1284 627.0828

275 594.3308 601.4851 608.5722 615.5911 622.5405

276 589.7724 596.9170 603.9958 611.0074 617.9508

277 585.1704 592.3043 599.3736 606.3770 613.3134

278 580.5242 587.6463 594.7051 601.6993 608.6276

279 575.8335 582.9428 589.9900 596.9738 603.8930

280 571.0978 578.1932 585.2277 592.2001 599.1091

281 566.3168 573.3971 580.4178 587.3777 594.2754

282 561.4900 568.5540 575.5598 582.5060 589.3914

283 556.6168 563.6635 570.6532 577.5846 584.4564

284 551.6970 558.7252 565.6976 572.6130 579.4700

285 546.7301 553.7384 560.6924 567.5906 574.4317

286 541.7155 548.7029 555.6371 562.5169 569.3410

287 536.6529 543.6180 550.5313 557.3915 564.1972

288 531.5418 538.4834 545.3745 552.2137 558.9998

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 6

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

289 491.1168 498.2547 505.3520 512.4068 519.4172

290 486.0578 493.1629 500.2288 507.2534 514.2351

291 480.9556 488.0266 495.0596 502.0529 509.0044

292 475.8098 482.8453 489.8442 496.8046 503.7247

293 470.6200 477.6187 484.5821 491.5083 498.3955

294 465.3860 472.3464 479.2728 486.1634 493.0163

295 460.1072 467.0279 473.9160 480.7695 487.5867

296 454.7833 461.6629 468.5111 475.3262 482.1062

297 449.4140 456.2509 463.0579 469.8329 476.5743

298 443.9988 450.7916 457.5558 464.2894 470.9905

299 438.5373 445.2846 452.0044 458.6950 465.3544

300 433.0292 439.7293 446.4033 453.0493 459.6654

301 427.4740 434.1255 440.7520 447.3518 453.9232

302 421.8714 428.4726 435.0501 441.6022 448.1270

303 416.2210 422.7702 429.2971 435.7998 442.2766

304 410.5222 417.0179 423.4925 429.9442 436.3713

305 404.7748 411.2153 417.6360 424.0350 430.4106

306 398.9783 405.3620 411.7270 418.0716 424.3941

307 393.1323 399.4574 405.7651 412.0535 418.3211

308 387.2364 393.5011 399.7497 405.9803 412.1912

309 381.2901 387.4928 393.6805 399.8514 406.0039

310 375.2930 381.4318 387.5569 393.6663 399.7585

311 369.2447 375.3179 381.3784 387.4245 393.4546

312 363.1447 369.1504 375.1446 381.1255 387.0916

313 356.9926 362.9290 368.8549 374.7688 380.6689

314 350.7880 356.6531 362.5089 368.3538 374.1861

315 344.5303 350.3223 356.1061 361.8800 367.6424

316 338.2192 343.9361 349.6459 355.3468 361.0374

317 331.8543 337.4941 343.1278 348.7538 354.3705

318 325.4349 330.9957 336.5513 342.1003 347.6411

319 318.9607 324.4404 329.9159 335.3858 340.8486

320 312.4312 317.8277 323.2211 328.6098 333.9924

321 305.8459 311.1572 316.4663 321.7717 327.0719

322 299.2044 304.4284 309.6510 314.8709 320.0866

323 292.5062 297.6406 302.7746 307.9068 313.0357

324 285.7507 290.7935 295.8367 300.8789 305.9188

325 278.9376 283.8864 288.8365 293.7866 298.7351

326 272.0662 276.9189 281.7737 286.6292 291.4841

327 265.1362 269.8905 274.6476 279.4063 284.1651

328 258.1469 262.8005 267.4577 272.1171 276.7776

329 251.0980 255.6485 260.2033 264.7611 269.3207

330 243.9888 248.4339 252.8840 257.3377 261.7939

331 236.8189 241.1562 245.4991 249.8462 254.1966

332 229.5878 233.8149 238.0480 242.2861 246.5281

333 222.2949 226.4092 230.5302 234.6567 238.7876

334 214.9398 218.9388 222.9450 226.9573 230.9746

335 207.5218 211.4030 215.2919 219.1874 223.0883

336 200.0404 203.8013 207.5702 211.3462 215.1281

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

289 526.3817 533.2984 540.1660 546.9831 553.7482

290 521.1721 528.0627 534.9055 541.6991 548.4420

291 515.9126 522.7758 529.5924 536.3611 543.0805

292 510.6027 517.4370 524.2262 530.9686 537.6631

293 505.2419 512.0460 518.8062 525.5211 532.1894

294 499.8298 506.6022 513.3321 520.0180 526.6585

295 494.3658 501.1051 507.8033 514.4587 521.0701

296 488.8494 495.5542 502.2191 508.8427 515.4235

297 483.2801 489.9489 496.5792 503.1693 509.7180

298 477.6575 484.2888 490.8828 497.4380 503.9532

299 471.9810 478.5732 485.1294 491.6482 498.1282

300 466.2501 472.8016 479.3185 485.7993 492.2426

301 460.4643 466.9736 473.4495 479.8907 486.2957

302 454.6230 461.0885 467.5219 473.9218 480.2868

303 448.7258 455.1457 461.5349 467.8919 474.2154

304 442.7720 449.1448 455.4881 461.8005 468.0807

305 436.7612 443.0851 449.3808 455.6469 461.8821

306 430.6927 436.9660 443.2124 449.4305 455.6189

307 424.5661 430.7871 436.9824 443.1506 449.2905

308 418.3809 424.5476 430.6900 436.8066 442.8962

309 412.1363 418.2471 424.3347 430.3979 436.4352

310 405.8319 411.8848 417.9159 423.9237 429.9070

311 399.4670 405.4603 411.4329 417.3835 423.3107

312 393.0412 398.9728 404.8850 410.7765 416.6458

313 386.5538 392.4219 398.2717 404.1020 409.9114

314 380.0042 385.8067 391.5923 397.3594 403.1069

315 373.3919 379.1269 384.8460 390.5480 396.2314

316 366.7161 372.3816 378.0323 383.6670 389.2844

317 359.9765 365.5702 371.1504 376.7158 382.2650

318 353.1722 358.6922 364.1998 369.6936 375.1725

319 346.3027 351.7468 357.1796 362.5998 368.0061

320 339.3674 344.7334 350.0892 355.4335 360.7650

321 332.3656 337.6513 342.9279 348.1941 353.4486

322 325.2967 330.4999 335.6950 340.8807 346.0559

323 318.1601 323.2785 328.3898 333.4927 338.5862

324 310.9550 315.9864 321.0115 326.0293 331.0387

325 303.6810 308.6228 313.5595 318.4897 323.4126

326 296.3372 301.1872 306.0329 310.8732 315.7070

327 288.9230 293.6787 298.4310 303.1789 307.9212

328 281.4378 286.0967 290.7532 295.4060 300.0542

329 273.8809 278.4405 282.9985 287.5538 292.1054

330 266.2515 270.7093 275.1663 279.6214 284.0737

331 258.5490 262.9025 267.2558 271.6081 275.9583

332 250.7727 255.0191 259.2662 263.5130 267.7585

333 242.9219 247.0586 251.1967 255.3352 259.4732

334 234.9959 239.0202 243.0465 247.0739 251.1016

335 226.9939 230.9030 234.8148 238.7283 242.6428

336 218.9152 222.7063 226.5007 230.2975 234.0958

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 7 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN I GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 2.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

337 192.4951 196.1331 199.7794 203.4331 207.0933

338 184.8854 188.3977 191.9188 195.4476 198.9832

339 177.2107 180.5947 183.9877 187.3888 190.7970

340 169.4704 172.7234 175.9856 179.2561 182.5341

341 161.6640 164.7833 167.9118 171.0489 174.1937

342 153.7910 156.7736 159.7657 162.7665 165.7751

343 145.8506 148.6939 151.5466 154.4081 157.2776

344 137.8425 140.5435 143.2539 145.9731 148.7004

345 129.7660 132.3217 134.8869 137.4608 140.0429

346 121.6204 124.0280 126.4449 128.8705 131.3041

347 113.4053 115.6618 117.9273 120.2014 122.4834

348 105.1200 107.2223 109.3334 111.4529 113.5801

349 96.7640 98.7090 100.6626 102.6241 104.5932

350 88.3366 90.1212 91.9140 93.7145 95.5222

351 79.8372 81.4583 83.0871 84.7231 86.3660

352 71.2652 72.7196 74.1811 75.6494 77.1241

353 62.6199 63.9044 65.1953 66.4924 67.7955

354 53.9009 55.0120 56.1290 57.2515 58.3794

355 45.1073 46.0419 46.9815 47.9260 48.8751

356 36.2387 36.9932 37.7520 38.5149 39.2816

357 27.2942 27.8654 28.4399 29.0176 29.5982

358 18.2734 18.6578 19.0444 19.4332 19.8241

359 9.1756 9.3695 9.5646 9.7609 9.9583

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

337 210.7590 214.4294 218.1036 221.7807 225.4599

338 202.5248 206.0715 209.6224 213.1769 216.7340

339 194.2116 197.6317 201.0565 204.4852 207.9172

340 185.8187 189.1092 192.4049 195.7049 199.0086

341 177.3454 180.5033 183.6667 186.8349 190.0071

342 168.7909 171.8132 174.8412 177.8744 180.9119

343 160.1544 163.0380 165.9275 168.8223 171.7220

344 151.4352 154.1768 156.9246 159.6779 162.4363

345 142.6324 145.2289 147.8316 150.4402 153.0539

346 133.7452 136.1933 138.6478 141.1081 143.5738

347 124.7729 127.0693 129.3721 131.6808 133.9949

348 115.7146 117.8559 120.0036 122.1572 124.3162

349 106.5695 108.5524 110.5415 112.5364 114.5367

350 97.3367 99.1577 100.9847 102.8174 104.6554

351 88.0155 89.6710 91.3324 92.9992 94.6711

352 78.6049 80.0915 81.5835 83.0807 84.5828

353 69.1041 70.4181 71.7372 73.0610 74.3894

354 59.5123 60.6501 61.7924 62.9391 64.0899

355 49.8286 50.7864 51.7481 52.7138 53.6830

356 40.0521 40.8261 41.6034 42.3841 43.1678

357 30.1818 30.7682 31.3573 31.9489 32.5430

358 20.2170 20.6119 21.0087 21.4073 21.8076

359 10.1567 10.3562 10.5566 10.7580 10.9603

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 8

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

1 1001.0737 1001.1188 1001.1626 1001.2053 1001.2469

2 1002.1566 1002.2473 1002.3357 1002.4217 1002.5055

3 1003.2488 1003.3858 1003.5192 1003.6492 1003.7759

4 1004.3502 1004.5342 1004.7134 1004.8880 1005.0582

5 1005.4611 1005.6926 1005.9182 1006.1381 1006.3525

6 1006.5815 1006.8612 1007.1339 1007.3997 1007.6589

7 1007.7114 1008.0400 1008.3604 1008.6729 1008.9776

8 1008.8510 1009.2291 1009.5979 1009.9577 1010.3087

9 1010.0004 1010.4287 1010.8466 1011.2543 1011.6522

10 1011.1595 1011.6387 1012.1063 1012.5628 1013.0084

11 1012.3285 1012.8593 1013.3774 1013.8833 1014.3772

12 1013.5076 1014.0906 1014.6599 1015.2159 1015.7589

13 1014.3233 1014.9511 1015.5641 1016.1626 1016.7471

14 1015.1459 1015.8191 1016.4763 1017.1180 1017.7446

15 1015.9756 1016.6948 1017.3968 1018.0822 1018.7515

16 1016.8124 1017.5780 1018.3255 1019.0552 1019.7678

17 1017.6564 1018.4691 1019.2625 1020.0371 1020.7936

18 1018.5075 1019.3679 1020.2079 1021.0281 1021.8290

19 1019.3659 1020.2746 1021.1618 1022.0281 1022.8741

20 1020.2317 1021.1892 1022.1242 1023.0373 1023.9291

21 1021.1048 1022.1118 1023.0952 1024.0557 1024.9939

22 1021.9854 1023.0425 1024.0750 1025.0835 1026.0687

23 1022.8735 1023.9813 1025.0635 1026.1207 1027.1536

24 1023.7692 1024.9284 1026.0608 1027.1674 1028.2487

25 1024.2805 1025.4831 1026.6579 1027.8057 1028.9272

26 1024.7962 1026.0426 1027.2603 1028.4499 1029.6122

27 1025.3162 1026.6071 1027.8680 1029.0999 1030.3036

28 1025.8407 1027.1764 1028.4813 1029.7560 1031.0014

29 1026.3697 1027.7508 1029.1000 1030.4180 1031.7059

30 1026.9032 1028.3302 1029.7242 1031.0862 1032.4169

31 1027.4413 1028.9147 1030.3541 1031.7604 1033.1345

32 1027.9839 1029.5042 1030.9896 1032.4408 1033.8589

33 1028.5312 1030.0990 1031.6307 1033.1275 1034.5901

34 1029.0832 1030.6989 1032.2777 1033.8204 1035.3282

35 1029.6399 1031.3041 1032.9304 1034.5198 1036.0731

36 1030.2013 1031.9146 1033.5890 1035.2255 1036.8251

37 1030.3558 1032.1097 1033.8237 1035.4988 1037.1360

38 1030.5117 1032.3066 1034.0605 1035.7746 1037.4499

39 1030.6689 1032.5052 1034.2995 1036.0530 1037.7667

40 1030.8275 1032.7055 1034.5406 1036.3339 1038.0865

41 1030.9874 1032.9076 1034.7839 1036.6174 1038.4092

42 1031.1487 1033.1114 1035.0293 1036.9034 1038.7350

43 1031.3113 1033.3170 1035.2769 1037.1921 1039.0639

44 1031.4754 1033.5245 1035.5268 1037.4835 1039.3958

45 1031.6408 1033.7337 1035.7789 1037.7775 1039.7308

46 1031.8077 1033.9448 1036.0332 1038.0742 1040.0690

47 1031.9759 1034.1577 1036.2898 1038.3736 1040.4104

48 1032.1457 1034.3725 1036.5488 1038.6758 1040.7549

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

1 1001.2874 1001.3268 1001.3652 1001.4026 1001.4390

2 1002.5871 1002.6666 1002.7440 1002.8194 1002.8930

3 1003.8993 1004.0195 1004.1366 1004.2508 1004.3621

4 1005.2240 1005.3856 1005.5432 1005.6967 1005.8465

5 1006.5614 1006.7651 1006.9638 1007.1575 1007.3464

6 1007.9117 1008.1582 1008.3986 1008.6331 1008.8619

7 1009.2749 1009.5648 1009.8477 1010.1238 1010.3932

8 1010.6511 1010.9853 1011.3114 1011.6297 1011.9404

9 1012.0406 1012.4196 1012.7897 1013.1510 1013.5038

10 1013.4433 1013.8680 1014.2828 1014.6878 1015.0834

11 1014.8595 1015.3306 1015.7908 1016.2403 1016.6795

12 1016.2893 1016.8075 1017.3138 1017.8086 1018.2922

13 1017.3180 1017.8756 1018.4204 1018.9527 1019.4729

14 1018.3565 1018.9542 1019.5381 1020.1085 1020.6658

15 1019.4050 1020.0434 1020.6669 1021.2760 1021.8712

16 1020.4636 1021.1432 1021.8070 1022.4555 1023.0891

17 1021.5323 1022.2537 1022.9585 1023.6470 1024.3197

18 1022.6112 1023.3752 1024.1215 1024.8507 1025.5632

19 1023.7005 1024.5076 1025.2962 1026.0666 1026.8195

20 1024.8002 1025.6511 1026.4825 1027.2950 1028.0890

21 1025.9104 1026.8058 1027.6808 1028.5359 1029.3717

22 1027.0313 1027.9719 1028.8911 1029.7895 1030.6677

23 1028.1629 1029.1493 1030.1134 1031.0559 1031.9773

24 1029.3054 1030.3383 1031.3480 1032.3352 1033.3005

25 1030.0233 1031.0945 1032.1416 1033.1652 1034.1661

26 1030.7480 1031.8581 1032.9431 1034.0037 1035.0408

27 1031.4797 1032.6292 1033.7526 1034.8508 1035.9246

28 1032.2185 1033.4078 1034.5702 1035.7066 1036.8176

29 1032.9643 1034.1940 1035.3961 1036.5711 1037.7199

30 1033.7172 1034.9880 1036.2301 1037.4444 1038.6315

31 1034.4774 1035.7897 1037.0725 1038.3266 1039.5527

32 1035.2448 1036.5993 1037.9234 1039.2178 1040.4835

33 1036.0196 1037.4168 1038.7827 1040.1181 1041.4240

34 1036.8018 1038.2423 1039.6506 1041.0276 1042.3742

35 1037.5915 1039.0759 1040.5272 1041.9464 1043.3344

36 1038.3888 1039.9177 1041.4126 1042.8746 1044.3046

37 1038.7365 1040.3011 1041.8309 1043.3268 1044.7899

38 1039.0874 1040.6882 1042.2533 1043.7837 1045.2804

39 1039.4417 1041.0791 1042.6799 1044.2452 1045.7759

40 1039.7994 1041.4739 1043.1108 1044.7114 1046.2766

41 1040.1606 1041.8725 1043.5461 1045.1824 1046.7826

42 1040.5251 1042.2750 1043.9856 1045.6582 1047.2937

43 1040.8932 1042.6814 1044.4296 1046.1388 1047.8103

44 1041.2649 1043.0919 1044.8780 1046.6244 1048.3322

45 1041.6400 1043.5063 1045.3309 1047.1149 1048.8595

46 1042.0188 1043.9248 1045.7883 1047.6104 1049.3923

47 1042.4012 1044.3475 1046.2503 1048.1110 1049.9307

48 1042.7873 1044.7742 1046.7169 1048.6167 1050.4747

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 9 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

49 1031.8846 1034.1474 1036.3588 1038.5200 1040.6322

50 1031.6212 1033.9204 1036.1671 1038.3627 1040.5084

51 1031.3557 1033.6914 1035.9737 1038.2039 1040.3834

52 1031.0878 1033.4604 1035.7786 1038.0437 1040.2572

53 1030.8177 1033.2274 1035.5817 1037.8821 1040.1299

54 1030.5453 1032.9923 1035.3831 1037.7189 1040.0013

55 1030.2705 1032.7552 1035.1827 1037.5543 1039.8716

56 1029.9934 1032.5160 1034.9804 1037.3882 1039.7406

57 1029.7140 1032.2747 1034.7764 1037.2205 1039.6084

58 1029.4321 1032.0313 1034.5706 1037.0513 1039.4750

59 1029.1478 1031.7858 1034.3629 1036.8805 1039.3403

60 1028.8611 1031.5381 1034.1533 1036.7082 1039.2044

61 1028.1181 1030.8245 1033.4681 1036.0505 1038.5732

62 1027.3688 1030.1046 1032.7767 1035.3867 1037.9360

63 1026.6130 1029.3784 1032.0792 1034.7168 1037.2929

64 1025.8508 1028.6459 1031.3753 1034.0408 1036.6438

65 1025.0821 1027.9069 1030.6652 1033.3586 1035.9886

66 1024.3068 1027.1615 1029.9488 1032.6701 1035.3272

67 1023.5249 1026.4096 1029.2259 1031.9754 1034.6597

68 1022.7363 1025.6511 1028.4965 1031.2742 1033.9859

69 1021.9410 1024.8859 1027.7606 1030.5667 1033.3057

70 1021.1389 1024.1141 1027.0181 1029.8526 1032.6192

71 1020.3299 1023.3355 1026.2690 1029.1320 1031.9263

72 1019.5140 1022.5501 1025.5131 1028.4048 1031.2268

73 1018.6912 1021.7578 1024.7505 1027.6709 1030.5208

74 1017.8613 1020.9586 1023.9810 1026.9303 1029.8082

75 1017.0243 1020.1524 1023.2047 1026.1830 1029.0889

76 1016.1802 1019.3391 1022.4214 1025.4287 1028.3629

77 1015.3289 1018.5188 1021.6311 1024.6676 1027.6300

78 1014.4703 1017.6912 1020.8337 1023.8994 1026.8903

79 1013.6044 1016.8564 1020.0291 1023.1243 1026.1437

80 1012.7310 1016.0143 1019.2174 1022.3420 1025.3900

81 1011.8502 1015.1648 1018.3983 1021.5526 1024.6293

82 1010.9619 1014.3079 1017.5720 1020.7559 1023.8615

83 1010.0660 1013.4435 1016.7382 1019.9519 1023.0864

84 1009.1625 1012.5716 1015.8970 1019.1405 1022.3041

85 1008.2512 1011.6920 1015.0482 1018.3217 1021.5144

86 1007.3322 1010.8047 1014.1918 1017.4955 1020.7174

87 1006.4053 1009.9096 1013.3278 1016.6616 1019.9129

88 1005.4704 1009.0068 1012.4560 1015.8201 1019.1008

89 1004.5276 1008.0960 1011.5764 1014.9708 1018.2811

90 1003.5768 1007.1772 1010.6889 1014.1138 1017.4538

91 1002.6178 1006.2504 1009.7935 1013.2490 1016.6186

92 1001.6506 1005.3155 1008.8901 1012.3762 1015.7757

93 1000.6752 1004.3724 1007.9785 1011.4954 1014.9248

94 999.6914 1003.4211 1007.0588 1010.6065 1014.0660

95 998.6993 1002.4614 1006.1309 1009.7095 1013.1991

96 997.6986 1001.4934 1005.1946 1008.8042 1012.3241

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

49 1042.6969 1044.7152 1046.6884 1048.6178 1050.5047

50 1042.6056 1044.6556 1046.6596 1048.6190 1050.5350

51 1042.5134 1044.5954 1046.6305 1048.6202 1050.5657

52 1042.4204 1044.5346 1046.6012 1048.6214 1050.5966

53 1042.3265 1044.4732 1046.5715 1048.6226 1050.6279

54 1042.2316 1044.4112 1046.5415 1048.6238 1050.6595

55 1042.1359 1044.3487 1046.5112 1048.6251 1050.6915

56 1042.0392 1044.2855 1046.4807 1048.6263 1050.7237

57 1041.9417 1044.2216 1046.4498 1048.6276 1050.7563

58 1041.8431 1044.1572 1046.4186 1048.6288 1050.7893

59 1041.7437 1044.0921 1046.3871 1048.6301 1050.8226

60 1041.6433 1044.0264 1046.3553 1048.6314 1050.8562

61 1041.0377 1043.4456 1045.7984 1048.0976 1050.3446

62 1040.4263 1042.8591 1045.2359 1047.5582 1049.8276

63 1039.8091 1042.2669 1044.6678 1047.0134 1049.3053

64 1039.1860 1041.6688 1044.0940 1046.4630 1048.7775

65 1038.5568 1041.0650 1043.5145 1045.9070 1048.2442

66 1037.9217 1040.4551 1042.9292 1045.3454 1047.7053

67 1037.2805 1039.8394 1042.3380 1044.7780 1047.1609

68 1036.6331 1039.2176 1041.7409 1044.2048 1046.6107

69 1035.9795 1038.5897 1041.1378 1043.6257 1046.0549

70 1035.3197 1037.9556 1040.5288 1043.0407 1045.4932

71 1034.6535 1037.3154 1039.9136 1042.4498 1044.9257

72 1033.9810 1036.6689 1039.2923 1041.8528 1044.3523

73 1033.3020 1036.0160 1038.6647 1041.2498 1043.7729

74 1032.6165 1035.3568 1038.0309 1040.6406 1043.1875

75 1031.9244 1034.6911 1037.3907 1040.0251 1042.5960

76 1031.2257 1034.0188 1036.7442 1039.4034 1041.9983

77 1030.5203 1033.3400 1036.0911 1038.7753 1041.3944

78 1029.8081 1032.6546 1035.4316 1038.1409 1040.7842

79 1029.0891 1031.9624 1034.7654 1037.4999 1040.1677

80 1028.3632 1031.2635 1034.0926 1036.8524 1039.5447

81 1027.6304 1030.5577 1033.4131 1036.1983 1038.9152

82 1026.8906 1029.8450 1032.7268 1035.5375 1038.2792

83 1026.1436 1029.1254 1032.0336 1034.8700 1037.6366

84 1025.3895 1028.3987 1031.3334 1034.1957 1036.9872

85 1024.6282 1027.6648 1030.6263 1033.5144 1036.3311

86 1023.8596 1026.9238 1029.9121 1032.8262 1035.6682

87 1023.0836 1026.1755 1029.1907 1032.1310 1034.9983

88 1022.3001 1025.4199 1028.4622 1031.4287 1034.3215

89 1021.5092 1024.6570 1027.7263 1030.7193 1033.6376

90 1020.7107 1023.8865 1026.9831 1030.0025 1032.9467

91 1019.9045 1023.1085 1026.2325 1029.2785 1032.2485

92 1019.0906 1022.3228 1025.4744 1028.5471 1031.5430

93 1018.2689 1021.5295 1024.7086 1027.8082 1030.8302

94 1017.4393 1020.7284 1023.9352 1027.0618 1030.1099

95 1016.6018 1019.9195 1023.1541 1026.3077 1029.3822

96 1015.7563 1019.1026 1022.3652 1025.5460 1028.6469

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 10

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

97 996.6894 1000.5169 1004.2500 1007.8907 1011.4409

98 995.6716 999.5318 1003.2969 1006.9688 1010.5494

99 994.6451 998.5381 1002.3352 1006.0384 1009.6496

100 993.6099 997.5357 1001.3650 1005.0995 1008.7413

101 992.5657 996.5246 1000.3860 1004.1520 1007.8245

102 991.5127 995.5046 999.3983 1003.1958 1006.8991

103 990.4507 994.4756 998.4017 1002.2309 1005.9650

104 989.3796 993.4377 997.3962 1001.2571 1005.0222

105 988.2993 992.3907 996.3817 1000.2744 1004.0705

106 987.2099 991.3345 995.3581 999.2826 1003.1099

107 986.1111 990.2691 994.3254 998.2818 1002.1404

108 985.0029 989.1943 993.2833 997.2718 1001.1617

109 983.8853 988.1102 992.2320 996.2525 1000.1738

110 982.7581 987.0166 991.1712 995.2239 999.1767

111 981.6213 985.9134 990.1009 994.1859 998.1702

112 980.4748 984.8005 989.0211 993.1384 997.1543

113 979.3185 983.6779 987.9316 992.0812 996.1289

114 978.1523 982.5455 986.8323 991.0144 995.0939

115 976.9761 981.4032 985.7231 989.9378 994.0491

116 975.7900 980.2509 984.6040 988.8513 992.9946

117 974.5936 979.0885 983.4749 987.7549 991.9301

118 973.3871 977.9159 982.3357 986.6484 990.8557

119 972.1702 976.7331 981.1863 985.5317 989.7713

120 970.9430 975.5399 980.0266 984.4049 988.6766

121 969.7053 974.3363 978.8565 983.2677 987.5717

122 968.4570 973.1221 977.6759 982.1200 986.4565

123 967.1980 971.8974 976.4847 980.9619 985.3307

124 965.9283 970.6619 975.2829 979.7931 984.1945

125 964.6477 969.4156 974.0703 978.6137 983.0475

126 963.3562 968.1583 972.8468 977.4234 981.8899

127 962.0537 966.8901 971.6124 976.2222 980.7213

128 960.7400 965.6108 970.3669 975.0100 979.5418

129 959.4152 964.3203 969.1102 973.7866 978.3513

130 958.0790 963.0185 967.8423 972.5521 977.1496

131 956.7314 961.7054 966.5631 971.3062 975.9366

132 955.3723 960.3807 965.2724 970.0490 974.7123

133 954.0015 959.0444 963.9701 968.7802 973.4765

134 952.6191 957.6965 962.6561 967.4998 972.2290

135 951.2248 956.3367 961.3304 966.2076 970.9699

136 949.8187 954.9651 959.9928 964.9036 969.6990

137 948.4005 953.5814 958.6432 963.5876 968.4162

138 946.9703 952.1857 957.2816 962.2596 967.1214

139 945.5278 950.7777 955.9077 960.9194 965.8144

140 944.0729 949.3574 954.5215 959.5669 964.4951

141 942.6057 947.9247 953.1229 958.2020 963.1635

142 941.1259 946.4794 951.7118 956.8246 961.8195

143 939.6335 945.0215 950.2881 955.4346 960.4628

144 938.1284 943.5509 948.8515 954.0318 959.0933

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

97 1014.9026 1018.2778 1021.5684 1024.7764 1027.9039

98 1014.0408 1017.4449 1020.7636 1023.9990 1027.1532

99 1013.1707 1016.6038 1019.9508 1023.2137 1026.3946

100 1012.2923 1015.7545 1019.1298 1022.4204 1025.6282

101 1011.4054 1014.8968 1018.3007 1021.6190 1024.8538

102 1010.5101 1014.0308 1017.4632 1020.8093 1024.0713

103 1009.6062 1013.1563 1016.6174 1019.9915 1023.2806

104 1008.6936 1012.2732 1015.7631 1019.1652 1022.4817

105 1007.7722 1011.3815 1014.9002 1018.3306 1021.6745

106 1006.8421 1010.4810 1014.0288 1017.4874 1020.8589

107 1005.9030 1009.5717 1013.1486 1016.6356 1020.0348

108 1004.9549 1008.6536 1012.2596 1015.7751 1019.2021

109 1003.9978 1007.7264 1011.3617 1014.9058 1018.3608

110 1003.0314 1006.7901 1010.4549 1014.0277 1017.5106

111 1002.0558 1005.8447 1009.5390 1013.1406 1016.6516

112 1001.0709 1004.8901 1008.6139 1012.2444 1015.7837

113 1000.0765 1003.9260 1007.6796 1011.3391 1014.9067

114 999.0726 1002.9526 1006.7359 1010.4245 1014.0206

115 998.0591 1001.9696 1005.7828 1009.5007 1013.1253

116 997.0358 1000.9770 1004.8201 1008.5673 1012.2206

117 996.0027 999.9747 1003.8479 1007.6245 1011.3065

118 994.9598 998.9625 1002.8659 1006.6720 1010.3829

119 993.9068 997.9404 1001.8741 1005.7098 1009.4497

120 992.8438 996.9084 1000.8724 1004.7378 1008.5067

121 991.7706 995.8662 999.8606 1003.7558 1007.5540

122 990.6871 994.8138 998.8388 1002.7639 1006.5913

123 989.5932 993.7511 997.8067 1001.7618 1005.6185

124 988.4888 992.6781 996.7643 1000.7495 1004.6357

125 987.3738 991.5945 995.7115 999.7268 1003.6426

126 986.2482 990.5003 994.6481 998.6937 1002.6391

127 985.1117 989.3953 993.5741 997.6501 1001.6252

128 983.9644 988.2796 992.4894 996.5958 1000.6008

129 982.8061 987.1529 991.3938 995.5307 999.5657

130 981.6367 986.0153 990.2873 994.4548 998.5197

131 980.4560 984.8664 989.1697 993.3679 997.4629

132 979.2641 983.7063 988.0409 992.2698 996.3951

133 978.0607 982.5349 986.9009 991.1606 995.3162

134 976.8458 981.3520 985.7494 990.0401 994.2260

135 975.6193 980.1575 984.5864 988.9081 993.1245

136 974.3810 978.9513 983.4118 987.7646 992.0115

137 973.1308 977.7333 982.2255 986.6093 990.8869

138 971.8687 976.5034 981.0273 985.4423 989.7505

139 970.5945 975.2614 979.8171 984.2634 988.6024

140 969.3080 974.0073 978.5948 983.0725 987.4423

141 968.0092 972.7409 977.3603 981.8694 986.2701

142 966.6980 971.4620 976.1134 980.6540 985.0857

143 965.3742 970.1707 974.8541 979.4262 983.8889

144 964.0377 968.8667 973.5821 978.1858 982.6797

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 11 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

145 936.6103 942.0674 947.4022 952.6162 957.7111

146 935.0794 940.5709 945.9398 951.1876 956.3159

147 933.5353 939.0613 944.4643 949.7459 954.9076

148 931.9780 937.5384 942.9756 948.2910 953.4861

149 930.4075 936.0023 941.4736 946.8228 952.0513

150 928.8235 934.4527 939.9581 945.3411 950.6030

151 927.2260 932.8896 938.4291 943.8458 949.1412

152 925.6149 931.3128 936.8863 942.3368 947.6656

153 923.9900 929.7222 935.3298 940.8140 946.1763

154 922.3512 928.1177 933.7592 939.2772 944.6729

155 920.6984 926.4991 932.1746 937.7263 943.1555

156 919.0315 924.8664 930.5759 936.1612 941.6238

157 917.3504 923.2194 928.9628 934.5818 940.0778

158 915.6549 921.5579 927.3352 932.9879 938.5173

159 913.9449 919.8820 925.6931 931.3794 936.9421

160 912.2203 918.1913 924.0362 929.7561 935.3522

161 910.4810 916.4859 922.3645 928.1179 933.7474

162 908.7268 914.7656 920.6779 926.4648 932.1275

163 906.9577 913.0302 918.9761 924.7965 930.4924

164 905.1734 911.2796 917.2591 923.1128 928.8421

165 903.3739 909.5137 915.5267 921.4138 927.1762

166 901.5590 907.7324 913.7788 919.6992 925.4947

167 899.7286 905.9354 912.0152 917.9688 923.7975

168 897.8826 904.1228 910.2358 916.2226 922.0843

169 896.0208 902.2942 908.4405 914.4604 920.3551

170 894.1432 900.4497 906.6291 912.6821 918.6097

171 892.2494 898.5891 904.8014 910.8874 916.8479

172 890.3395 896.7121 902.9574 909.0763 915.0696

173 888.4133 894.8188 901.0969 907.2486 913.2747

174 886.4707 892.9088 899.2197 905.4041 911.4629

175 884.5114 890.9822 897.3257 903.5427 909.6341

176 882.5354 889.0387 895.4148 901.6643 907.7882

177 880.5425 887.0782 893.4867 899.7687 905.9249

178 878.5326 885.1005 891.5413 897.8556 904.0442

179 876.5056 883.1056 889.5785 895.9251 902.1459

180 874.4612 881.0931 887.5982 893.9768 900.2298

181 872.3993 879.0631 885.6000 892.0107 898.2957

182 870.3199 877.0153 883.5840 890.0265 896.3434

183 868.2227 874.9496 881.5500 888.0242 894.3729

184 866.1075 872.8658 879.4977 886.0035 892.3839

185 863.9743 870.7638 877.4270 883.9643 890.3762

186 861.8229 868.6434 875.3377 881.9064 888.3498

187 859.6531 866.5044 873.2298 879.8296 886.3043

188 857.4648 864.3468 871.1030 877.7338 884.2397

189 855.2578 862.1702 868.9571 875.6188 882.1557

190 853.0319 859.9746 866.7920 873.4844 880.0521

191 850.7870 857.7598 864.6075 871.3304 877.9289

192 848.5230 855.5256 862.4034 869.1567 875.7857

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

145 962.6884 967.5500 972.2975 976.9328 981.4579

146 961.3262 966.2203 971.0000 975.6670 980.2234

147 959.9510 964.8777 969.6895 974.3883 978.9760

148 958.5625 963.5219 968.3660 973.0966 977.7156

149 957.1608 962.1528 967.0292 971.7916 976.4421

150 955.7456 960.7703 965.6790 970.4734 975.1553

151 954.3168 959.3743 964.3153 969.1416 973.8551

152 952.8744 957.9646 962.9380 967.7963 972.5414

153 951.4181 956.5411 961.5469 966.4373 971.2140

154 949.9479 955.1037 960.1419 965.0643 969.8727

155 948.4636 953.6521 958.7229 963.6774 968.5175

156 946.9650 952.1864 957.2896 962.2763 967.1482

157 945.4521 950.7064 955.8420 960.8609 965.7646

158 943.9247 949.2118 954.3800 959.4310 964.3666

159 942.3827 947.7026 952.9033 957.9866 962.9540

160 940.8259 946.1786 951.4119 956.5274 961.5267

161 939.2541 944.6397 949.9056 955.0533 960.0846

162 937.6673 943.0857 948.3841 953.5642 958.6274

163 936.0653 941.5165 946.8475 952.0598 957.1551

164 934.4480 939.9320 945.2955 950.5401 955.6674

165 932.8151 938.3319 943.7280 949.0049 954.1642

166 931.1666 936.7162 942.1448 947.4540 952.6453

167 929.5023 935.0846 940.5458 945.8873 951.1107

168 927.8221 933.4371 938.9308 944.3046 949.5600

169 926.1257 931.7735 937.2996 942.7057 947.9932

170 924.4131 930.0935 935.6522 941.0905 946.4101

171 922.6841 928.3971 933.9882 939.4589 944.8105

172 920.9385 926.6841 932.3076 937.8105 943.1942

173 919.1762 924.9543 930.6103 936.1454 941.5611

174 917.3970 923.2076 928.8959 934.4632 939.9110

175 915.6007 921.4438 927.1644 932.7639 938.2436

176 913.7873 919.6627 925.4156 931.0472 936.5590

177 911.9564 917.8641 923.6492 929.3130 934.8567

178 910.1080 916.0480 921.8653 927.5611 933.1368

179 908.2419 914.2140 920.0635 925.7913 931.3989

180 906.3579 912.3622 918.2436 924.0035 929.6429

181 904.4558 910.4921 916.4056 922.1973 927.8686

182 902.5356 908.6038 914.5492 920.3728 926.0759

183 900.5969 906.6970 912.6742 918.5296 924.2644

184 898.6396 904.7715 910.7805 916.6676 922.4341

185 896.6636 902.8272 908.8678 914.7867 920.5848

186 894.6686 900.8638 906.9360 912.8865 918.7161

187 892.6546 898.8812 904.9849 910.9669 916.8281

188 890.6212 896.8791 903.0143 909.0277 914.9203

189 888.5683 894.8575 901.0240 907.0687 912.9927

190 886.4958 892.8161 899.0138 905.0897 911.0449

191 884.4034 890.7547 896.9834 903.0905 909.0769

192 882.2910 888.6731 894.9328 901.0709 907.0884

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 12

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

193 846.2396 853.2718 860.1796 866.9630 873.6224

194 843.9367 850.9984 857.9359 864.7493 871.4389

195 841.6141 848.7050 855.6720 862.5152 869.2349

196 839.2717 846.3916 853.3879 860.2607 867.0102

197 836.9093 844.0579 851.0833 857.9855 864.7647

198 834.5267 841.7038 848.7581 855.6895 862.4981

199 832.1237 839.3291 846.4120 853.3724 860.2103

200 829.7003 836.9337 844.0450 851.0340 857.9010

201 827.2561 834.5173 841.6567 848.6743 855.5701

202 824.7910 832.0797 839.2470 846.2929 853.2173

203 822.3049 829.6208 836.8158 843.8896 850.8425

204 819.7976 827.1404 834.3627 841.4644 848.4454

205 817.2688 824.6383 831.8877 839.0169 846.0258

206 814.7185 822.1143 829.3905 836.5470 843.5835

207 812.1463 819.5682 826.8710 834.0544 841.1184

208 809.5522 816.9998 824.3288 831.5390 838.6301

209 806.9359 814.4089 821.7639 829.0005 836.1185

210 804.2973 811.7954 819.1760 826.4388 833.5834

211 801.6361 809.1590 816.5650 823.8536 831.0245

212 798.9523 806.4996 813.9305 821.2446 828.4416

213 796.2454 803.8169 811.2725 818.6118 825.8345

214 793.5155 801.1107 808.5906 815.9548 823.2029

215 790.7623 798.3808 805.8847 813.2735 820.5467

216 787.9855 795.6270 803.1546 810.5676 817.8656

217 785.1850 792.8492 800.4000 807.8369 815.1593

218 782.3606 790.0470 797.6207 805.0811 812.4277

219 779.5121 787.2203 794.8166 802.3001 809.6704

220 776.6392 784.3689 791.9873 799.4937 806.8874

221 773.7418 781.4925 789.1327 796.6614 804.0782

222 770.8196 778.5910 786.2525 793.8032 801.2427

223 767.8725 775.6641 783.3465 790.9189 798.3806

224 764.9002 772.7116 780.4144 788.0080 795.4916

225 761.9026 769.7332 777.4561 785.0705 792.5756

226 758.8793 766.7288 774.4713 782.1061 789.6323

227 755.8302 763.6980 771.4598 779.1145 786.6613

228 752.7550 760.6408 768.4213 776.0955 783.6625

229 749.6536 757.5568 765.3555 773.0488 780.6356

230 746.5257 754.4458 762.2623 769.9741 777.5803

231 743.3711 751.3076 759.1414 766.8713 774.4964

232 740.1895 748.1420 755.9926 763.7401 771.3835

233 736.9808 744.9486 752.8155 760.5801 768.2415

234 733.7446 741.7274 749.6099 757.3912 765.0700

235 730.4808 738.4779 746.3757 754.1730 761.8688

236 727.1891 735.2000 743.1124 750.9253 758.6376

237 723.8694 731.8934 739.8200 747.6479 755.3760

238 720.5212 728.5578 736.4980 744.3404 752.0840

239 717.1445 725.1931 733.1463 741.0026 748.7610

240 713.7389 721.7990 729.7646 737.6343 745.4069

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

193 880.1583 886.5711 892.8617 899.0307 905.0792

194 878.0051 884.4486 890.7698 896.9697 903.0491

195 875.8314 882.3052 888.6570 894.8876 900.9978

196 873.6368 880.1409 886.5231 892.7843 898.9251

197 871.4212 877.9554 884.3679 890.6595 896.8309

198 869.1843 875.7484 882.1911 888.5130 894.7148

199 866.9260 873.5199 879.9926 886.3446 892.5767

200 864.6461 871.2696 877.7720 884.1540 890.4163

201 862.3443 868.9972 875.5293 881.9411 888.2334

202 860.0204 866.7025 873.2641 879.7056 886.0278

203 857.6743 864.3854 870.9763 877.4473 883.7992

204 855.3057 862.0457 868.6656 875.1660 881.5474

205 852.9144 859.6829 866.3318 872.8613 879.2721

206 850.5002 857.2971 863.9746 870.5331 876.9732

207 848.0628 854.8879 861.5939 868.1812 874.6502

208 845.6021 852.4551 859.1894 865.8052 872.3031

209 843.1178 849.9985 856.7608 863.4050 869.9316

210 840.6097 847.5178 854.3079 860.9803 867.5353

211 838.0776 845.0129 851.8305 858.5308 865.1141

212 835.5212 842.4834 849.3284 856.0563 862.6676

213 832.9403 839.9292 846.8012 853.5566 860.1957

214 830.3346 837.3499 844.2488 851.0314 857.6980

215 827.7040 834.7454 841.6708 848.4803 855.1743

216 825.0482 832.1154 839.0670 845.9033 852.6243

217 822.3669 829.4596 836.4372 843.2999 850.0478

218 819.6600 826.7778 833.7811 840.6699 847.4444

219 816.9271 824.0698 831.0985 838.0131 844.8139

220 814.1680 821.3352 828.3890 835.3292 842.1560

221 811.3824 818.5739 825.6524 832.6179 839.4704

222 808.5702 815.7856 822.8885 829.8789 836.7568

223 805.7310 812.9699 820.0969 827.1119 834.0150

224 802.8646 810.1266 817.2774 824.3167 831.2446

225 799.9708 807.2556 814.4297 821.4930 828.4453

226 797.0492 804.3564 811.5535 818.6404 825.6169

227 794.0996 801.4288 808.6486 815.7587 822.7590

228 791.1217 798.4726 805.7146 812.8476 819.8714

229 788.1153 795.4874 802.7513 809.9068 816.9536

230 785.0801 792.4730 799.7583 806.9359 814.0055

231 782.0158 789.4290 796.7355 803.9348 811.0267

232 778.9222 786.3553 793.6823 800.9029 808.0168

233 775.7989 783.2514 790.5987 797.8402 804.9756

234 772.6456 780.1172 787.4842 794.7462 801.9027

235 769.4622 776.9523 784.3386 791.6206 798.7978

236 766.2482 773.7564 781.1615 788.4630 795.6606

237 763.0034 770.5292 777.9527 785.2733 792.4907

238 759.7276 767.2704 774.7117 782.0510 789.2877

239 756.4203 763.9797 771.4384 778.7958 786.0514

240 753.0813 760.6567 768.1323 775.5073 782.7814

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 13 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

241 710.3042 718.3751 726.3525 734.2350 742.0213

242 706.8402 714.9213 722.9099 730.8046 738.6040

243 703.3466 711.4373 719.4365 727.3427 735.1547

244 699.8231 707.9228 715.9319 723.8491 731.6730

245 696.2696 704.3775 712.3959 720.3235 728.1587

246 692.6857 700.8012 708.8283 716.7655 724.6114

247 689.0712 697.1936 705.2287 713.1750 721.0309

248 685.4258 693.5545 701.5969 709.5515 717.4168

249 681.7493 689.8835 697.9325 705.8948 713.7689

250 678.0414 686.1804 694.2353 702.2046 710.0867

251 674.3018 682.4448 690.5050 698.4805 706.3700

252 670.5302 678.6766 686.7412 694.7224 702.6185

253 666.7265 674.8755 682.9438 690.9297 698.8318

254 662.8902 671.0410 679.1123 687.1023 695.0096

255 659.0212 667.1730 675.2465 683.2399 691.1515

256 655.1192 663.2712 671.3461 679.3420 687.2573

257 651.1838 659.3352 667.4107 675.4084 683.3266

258 647.2148 655.3648 663.4401 671.4387 679.3591

259 643.2119 651.3597 659.4339 667.4327 675.3543

260 639.1748 647.3195 655.3918 663.3899 671.3120

261 635.1032 643.2439 651.3135 659.3100 667.2318

262 630.9968 639.1327 647.1987 655.1928 663.1134

263 626.8554 634.9855 643.0470 651.0378 658.9563

264 622.6786 630.8021 638.8581 646.8448 654.7603

265 618.4661 626.5820 634.6317 642.6133 650.5249

266 614.2176 622.3250 630.3674 638.3430 646.2498

267 609.9329 618.0307 626.0649 634.0335 641.9347

268 605.6115 613.6989 621.7239 629.6846 637.5790

269 601.2533 609.3292 617.3440 625.2958 633.1826

270 596.8578 604.9212 612.9249 620.8667 628.7449

271 592.4247 600.4747 608.4662 616.3971 624.2657

272 587.9538 595.9892 603.9675 611.8865 619.7444

273 583.4447 591.4646 599.4285 607.3346 615.1808

274 578.8971 586.9003 594.8489 602.7409 610.5743

275 574.3107 582.2961 590.2282 598.1051 605.9247

276 569.6851 577.6516 585.5662 593.4268 601.2315

277 565.0199 572.9664 580.8623 588.7056 596.4943

278 560.3149 568.2403 576.1164 583.9412 591.7127

279 555.5698 563.4728 571.3279 579.1331 586.8863

280 550.7841 558.6636 566.4966 574.2809 582.0146

281 545.9575 553.8123 561.6219 569.3842 577.0972

282 541.0897 548.9186 556.7036 564.4427 572.1337

283 536.1803 543.9820 551.7412 559.4558 567.1237

284 531.2289 539.0022 546.7344 554.4232 562.0668

285 526.2353 533.9789 541.6827 549.3445 556.9624

286 521.1991 528.9116 536.5858 544.2193 551.8102

287 516.1198 523.8000 531.4432 539.0470 546.6097

288 510.9971 518.6437 526.2545 533.8274 541.3604

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

241 749.7104 757.3013 764.7931 772.1853 779.4773

242 746.3071 753.9129 761.4206 768.8294 776.1388

243 742.8713 750.4914 758.0143 765.4392 772.7655

244 739.4025 747.0364 754.5740 762.0145 769.3571

245 735.9004 743.5476 751.0993 758.5547 765.9132

246 732.3648 740.0246 747.5898 755.0597 762.4334

247 728.7953 736.4671 744.0453 751.5289 758.9174

248 725.1916 732.8748 740.4652 747.9621 755.3647

249 721.5534 729.2473 736.8494 744.3589 751.7750

250 717.8803 725.5843 733.1975 740.7190 748.1480

251 714.1720 721.8854 729.5090 737.0418 744.4831

252 710.4282 718.1503 725.7836 733.3271 740.7801

253 706.6485 714.3786 722.0210 729.5746 737.0385

254 702.8326 710.5700 718.2207 725.7836 733.2579

255 698.9801 706.7241 714.3824 721.9540 729.4380

256 695.0906 702.8405 710.5058 718.0854 725.5782

257 691.1639 698.9189 706.5904 714.1772 721.6783

258 687.1996 694.9590 702.6358 710.2291 717.7377

259 683.1973 690.9602 698.6417 706.2407 713.7561

260 679.1566 686.9223 694.6077 702.2116 709.7330

261 675.0772 682.8448 690.5333 698.1414 705.6680

262 670.9587 678.7274 686.4181 694.0296 701.5607

263 666.8008 674.5698 682.2619 689.8758 697.4105

264 662.6030 670.3713 678.0640 685.6797 693.2172

265 658.3649 666.1318 673.8242 681.4407 688.9801

266 654.0863 661.8508 669.5420 677.1584 684.6990

267 649.7666 657.5279 665.2169 672.8324 680.3732

268 645.4056 653.1626 660.8486 668.4623 676.0023

269 641.0027 648.7546 656.4366 664.0475 671.5860

270 636.5577 644.3034 651.9805 659.5877 667.1236

271 632.0701 639.8086 647.4799 655.0823 662.6148

272 627.5394 635.2699 642.9342 650.5310 658.0590

273 622.9654 630.6866 638.3431 645.9332 653.4557

274 618.3475 626.0586 633.7060 641.2885 648.8045

275 613.6853 621.3851 629.0226 636.5963 644.1048

276 608.9785 616.6660 624.2924 631.8562 639.3562

277 604.2265 611.9006 619.5148 627.0678 634.5581

278 599.4291 607.0886 614.6895 622.2305 629.7100

279 594.5856 602.2294 609.8160 617.3438 624.8114

280 589.6957 597.3227 604.8937 612.4072 619.8618

281 584.7590 592.3679 599.9221 607.4202 614.8606

282 579.7750 587.3646 594.9009 602.3823 609.8074

283 574.7432 582.3123 589.8294 597.2930 604.7015

284 569.6632 577.2105 584.7072 592.1517 599.5424

285 564.5344 572.0588 579.5338 586.9579 594.3296

286 559.3566 566.8567 574.3087 581.7112 589.0625

287 554.1291 561.6036 569.0313 576.4108 583.7405

288 548.8515 556.2990 563.7012 571.0564 578.3631

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 14

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

289 505.8307 513.4422 521.0193 528.5599 536.0619

290 500.6201 508.1952 515.7373 523.2441 530.7137

291 495.3650 502.9024 510.4079 517.8796 525.3154

292 490.0651 497.5632 505.0308 512.4659 519.8665

293 484.7199 492.1772 499.6055 507.0026 514.3665

294 479.3290 486.7442 494.1317 501.4892 508.8149

295 473.8920 481.2636 488.6087 495.9253 503.2113

296 468.4087 475.7351 483.0363 490.3104 497.5552

297 462.8785 470.1582 477.4140 484.6440 491.8460

298 457.3010 464.5325 471.7413 478.9256 486.0833

299 451.6759 458.8575 466.0179 473.1549 480.2666

300 446.0028 453.1329 460.2431 467.3312 474.3953

301 440.2812 447.3583 454.4166 461.4542 468.4690

302 434.5108 441.5330 448.5379 455.5232 462.4872

303 428.6910 435.6569 442.6065 449.5380 456.4493

304 422.8215 429.7293 436.6220 443.4978 450.3547

305 416.9019 423.7498 430.5839 437.4023 444.2031

306 410.9318 417.7180 424.4917 431.2509 437.9937

307 404.9106 411.6335 418.3449 425.0431 431.7262

308 398.8380 405.4957 412.1431 418.7784 425.3998

309 392.7136 399.3042 405.8857 412.4563 419.0142

310 386.5368 393.0585 399.5722 406.0763 412.5687

311 380.3073 386.7581 393.2022 399.6377 406.0628

312 374.0245 380.4027 386.7752 393.1402 399.4959

313 367.6881 373.9916 380.2905 386.5830 392.8674

314 361.2976 367.5244 373.7478 379.9658 386.1768

315 354.8525 361.0007 367.1464 373.2879 379.4235

316 348.3523 354.4198 360.4859 366.5488 372.6068

317 341.7966 347.7814 353.7657 359.7479 365.7262

318 335.1850 341.0849 346.9854 352.8847 358.7812

319 328.5168 334.3298 340.1443 345.9585 351.7710

320 321.7917 327.5156 333.2419 338.9689 344.6951

321 315.0091 320.6418 326.2777 331.9152 337.5529

322 308.1686 313.7078 319.2511 324.7969 330.3437

323 301.2697 306.7131 312.1615 317.6133 323.0669

324 294.3119 299.6573 305.0084 310.3638 315.7219

325 287.2946 292.5397 297.7913 303.0479 308.3081

326 280.2173 285.3598 290.5095 295.6649 300.8247

327 273.0797 278.1171 283.1625 288.2143 293.2712

328 265.8810 270.8111 275.7496 280.6953 285.6468

329 258.6209 263.4411 268.2704 273.1074 277.9510

330 251.2988 256.0066 260.7241 265.4500 270.1831

331 243.9141 248.5070 253.1102 257.7224 262.3423

332 236.4663 240.9419 245.4282 249.9239 254.4280

333 228.9549 233.3105 237.6773 242.0540 246.4395

334 221.3794 225.6124 229.8570 234.1119 238.3761

335 213.7391 217.8469 221.9666 226.0970 230.2372

336 206.0336 210.0135 214.0055 218.0087 222.0219

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

289 543.5234 550.9426 558.3177 565.6473 572.9296

290 538.1442 545.5336 552.8804 560.1829 567.4396

291 532.7134 540.0718 547.3888 554.6628 561.8924

292 527.2306 534.5564 541.8422 549.0864 556.2874

293 521.6952 528.9870 536.2402 543.4530 550.6240

294 516.1068 523.3631 530.5821 537.7621 544.9016

295 510.4649 517.6842 524.8674 532.0131 539.1196

296 504.7688 511.9496 519.0957 526.2054 533.2774

297 499.0182 506.1589 513.2661 520.3385 527.3743

298 493.2125 500.3114 507.3783 514.4116 521.4097

299 487.3511 494.4067 501.4317 508.4243 515.3830

300 481.4336 488.4442 495.4255 502.3758 509.2935

301 475.4594 482.4234 489.3593 496.2656 503.1406

302 469.4279 476.3435 483.2324 490.0930 496.9236

303 463.3386 470.2042 477.0443 483.8573 490.6418

304 457.1909 464.0047 470.7943 477.5581 484.2946

305 450.9844 457.7445 464.4817 471.1945 477.8813

306 444.7183 451.4230 458.1061 464.7660 471.4012

307 438.3922 445.0396 451.6667 458.2718 464.8536

308 432.0055 438.5937 445.1629 451.7114 458.2377

309 425.5576 432.0847 438.5940 445.0840 451.5530

310 419.0478 425.5120 431.9595 438.3889 444.7986

311 412.4757 418.8749 425.2586 431.6255 437.9739

312 405.8407 412.1728 418.4908 424.7930 431.0780

313 399.1420 405.4051 411.6552 417.8908 424.1104

314 392.3791 398.5711 404.7513 410.9181 417.0702

315 385.5514 391.6702 397.7783 403.8742 409.9566

316 378.6583 384.7018 390.7356 396.7585 402.7689

317 371.6991 377.6651 383.6225 389.5701 395.5064

318 364.6733 370.5595 376.4383 382.3083 388.1682

319 357.5801 363.3843 369.1822 374.9724 380.7535

320 350.4189 356.1389 361.8536 367.5616 373.2617

321 343.1891 348.8225 354.4516 360.0752 365.6917

322 335.8900 341.4345 346.9757 352.5123 358.0430

323 328.5210 333.9741 339.4250 344.8722 350.3145

324 321.0813 326.4407 331.7988 337.1541 342.5056

325 313.5704 318.8336 324.0963 329.3573 334.6153

326 305.9875 311.1519 316.3168 321.4808 326.6428

327 298.3319 303.3950 308.4595 313.5240 318.5873

328 290.6029 295.5622 300.5236 305.4859 310.4479

329 282.7999 287.6527 292.5084 297.3657 302.2236

330 274.9220 279.6657 284.4130 289.1627 293.9138

331 266.9687 271.6006 276.2367 280.8759 285.5173

332 258.9392 263.4564 267.9786 272.5046 277.0334

333 250.8327 255.2325 259.6379 264.0477 268.4611

334 242.6486 246.9281 251.2138 255.5046 259.7995

335 234.3860 238.5424 242.7055 246.8742 251.0477

336 226.0442 230.0745 234.1120 238.1557 242.2047

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 15 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN II GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 5.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

337 198.2623 202.1115 205.9731 209.8462 213.7296

338 190.4246 194.1404 197.8688 201.6088 205.3596

339 182.5199 186.0995 189.6919 193.2960 196.9111

340 174.5478 177.9883 181.4417 184.9070 188.3834

341 166.5075 169.8061 173.1176 176.4410 179.7757

342 158.3985 161.5523 164.7189 167.8975 171.0873

343 150.2203 153.2263 156.2450 159.2757 162.3175

344 141.9723 144.8274 147.6952 150.5748 153.4655

345 133.6538 136.3551 139.0688 141.7941 144.5305

346 125.2642 127.8086 130.3651 132.9330 135.5117

347 116.8030 119.1873 121.5834 123.9906 126.4084

348 108.2694 110.4906 112.7231 114.9663 117.2197

349 99.6630 101.7178 103.7834 105.8593 107.9449

350 90.9831 92.8683 94.7636 96.6687 98.5832

351 82.2291 83.9413 85.6630 87.3939 89.1336

352 73.4003 74.9362 76.4809 78.0341 79.5955

353 64.4960 65.8523 67.2165 68.5885 69.9680

354 55.5157 56.6889 57.8692 59.0563 60.2502

355 46.4587 47.4453 48.4381 49.4368 50.4413

356 37.3244 38.1209 38.9225 39.7290 40.5404

357 28.1120 28.7148 29.3216 29.9323 30.5467

358 18.8209 19.2265 19.6348 20.0458 20.4593

359 9.4505 9.6551 9.8612 10.0686 10.2774

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

337 217.6225 221.5238 225.4327 229.3483 233.2696

338 209.1200 212.8893 216.6666 220.4509 224.2415

339 200.5361 204.1703 207.8128 211.4627 215.1193

340 191.8699 195.3659 198.8704 202.3827 205.9021

341 183.1207 186.4753 189.8387 193.2101 196.5888

342 174.2876 177.4976 180.7166 183.9438 187.1786

343 165.3699 168.4321 171.5033 174.5829 177.6703

344 156.3667 159.2777 162.1978 165.1265 168.0630

345 147.2773 150.0337 152.7994 155.5735 158.3556

346 138.1007 140.6993 143.3069 145.9230 148.5470

347 128.8362 131.2734 133.7195 136.1740 138.6364

348 119.4829 121.7552 124.0362 126.3254 128.6224

349 110.0399 112.1438 114.2561 116.3764 118.5042

350 100.5065 102.4383 104.3782 106.3257 108.2806

351 90.8817 92.6378 94.4015 96.1725 97.9504

352 81.1647 82.7413 84.3251 85.9156 87.5127

353 71.3545 72.7479 74.1478 75.5540 76.9662

354 61.4504 62.6567 63.8689 65.0867 66.3099

355 51.4513 52.4666 53.4871 54.5125 55.5426

356 41.3564 42.1768 43.0015 43.8303 44.6631

357 31.1647 31.7862 32.4110 33.0391 33.6703

358 20.8754 21.2939 21.7147 22.1377 22.5630

359 10.4875 10.6988 10.9114 11.1251 11.3399

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 16

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

1 1001.7201 1001.7760 1001.8306 1001.8840 1001.9363

2 1003.4549 1003.5675 1003.6776 1003.7853 1003.8907

3 1005.2045 1005.3747 1005.5411 1005.7040 1005.8634

4 1006.9691 1007.1977 1007.4214 1007.6403 1007.8547

5 1008.7487 1009.0366 1009.3185 1009.5944 1009.8646

6 1010.5436 1010.8917 1011.2325 1011.5664 1011.8933

7 1012.3537 1012.7629 1013.1638 1013.5564 1013.9411

8 1014.1794 1014.6506 1015.1123 1015.5647 1016.0080

9 1016.0206 1016.5547 1017.0783 1017.5914 1018.0944

10 1017.8775 1018.4756 1019.0618 1019.6367 1020.2003

11 1019.7503 1020.4132 1021.0632 1021.7007 1022.3259

12 1021.6392 1022.3678 1023.0825 1023.7836 1024.4715

13 1023.0325 1023.8164 1024.5853 1025.3395 1026.0793

14 1024.4377 1025.2777 1026.1016 1026.9096 1027.7021

15 1025.8549 1026.7518 1027.6314 1028.4941 1029.3402

16 1027.2843 1028.2388 1029.1750 1030.0931 1030.9936

17 1028.7258 1029.7388 1030.7323 1031.7068 1032.6626

18 1030.1797 1031.2520 1032.3037 1033.3352 1034.3471

19 1031.6460 1032.7783 1033.8891 1034.9786 1036.0475

20 1033.1248 1034.3181 1035.4887 1036.6371 1037.7638

21 1034.6162 1035.8713 1037.1026 1038.3107 1039.4962

22 1036.1204 1037.4381 1038.7310 1039.9997 1041.2449

23 1037.6374 1039.0186 1040.3740 1041.7042 1043.0099

24 1039.1674 1040.6129 1042.0317 1043.4243 1044.7915

25 1040.1604 1041.6589 1043.1296 1044.5730 1045.9900

26 1041.1620 1042.7141 1044.2373 1045.7323 1047.1998

27 1042.1720 1043.7784 1045.3549 1046.9022 1048.4209

28 1043.1908 1044.8521 1046.4826 1048.0828 1049.6534

29 1044.2182 1045.9352 1047.6203 1049.2742 1050.8976

30 1045.2544 1047.0278 1048.7683 1050.4765 1052.1533

31 1046.2994 1048.1299 1049.9265 1051.6899 1053.4209

32 1047.3534 1049.2417 1051.0951 1052.9144 1054.7003

33 1048.4164 1050.3632 1052.2742 1054.1501 1055.9918

34 1049.4885 1051.4945 1053.4638 1055.3971 1057.2953

35 1050.5697 1052.6357 1054.6641 1056.6556 1058.6110

36 1051.6601 1053.7869 1055.8751 1057.9256 1059.9391

37 1052.1687 1054.3438 1056.4792 1058.5760 1060.6350

38 1052.6815 1054.9055 1057.0888 1059.2324 1061.3373

39 1053.1988 1055.4721 1057.7038 1059.8948 1062.0462

40 1053.7205 1056.0436 1058.3243 1060.5633 1062.7618

41 1054.2466 1056.6202 1058.9503 1061.2379 1063.4841

42 1054.7772 1057.2018 1059.5820 1061.9187 1064.2131

43 1055.3124 1057.7885 1060.2193 1062.6058 1064.9490

44 1055.8521 1058.3803 1060.8623 1063.2991 1065.6918

45 1056.3964 1058.9774 1061.5111 1063.9988 1066.4415

46 1056.9454 1059.5796 1062.1657 1064.7050 1067.1983

47 1057.4991 1060.1871 1062.8262 1065.4175 1067.9622

48 1058.0575 1060.7999 1063.4926 1066.1367 1068.7332

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

1 1001.9874 1002.0374 1002.0862 1002.1341 1002.1809

2 1003.9938 1004.0947 1004.1934 1004.2900 1004.3845

3 1006.0194 1006.1721 1006.3215 1006.4678 1006.6110

4 1008.0645 1008.2699 1008.4710 1008.6679 1008.8608

5 1010.1291 1010.3882 1010.6420 1010.8905 1011.1340

6 1012.2136 1012.5273 1012.8346 1013.1358 1013.4308

7 1014.3180 1014.6873 1015.0492 1015.4039 1015.7516

8 1016.4426 1016.8685 1017.2860 1017.6953 1018.0966

9 1018.5875 1019.0710 1019.5451 1020.0100 1020.4660

10 1020.7530 1021.2951 1021.8268 1022.3483 1022.8601

11 1022.9393 1023.5409 1024.1313 1024.7106 1025.2791

12 1025.1465 1025.8088 1026.4588 1027.0969 1027.7233

13 1026.8051 1027.5173 1028.2161 1028.9020 1029.5753

14 1028.4797 1029.2425 1029.9910 1030.7256 1031.4465

15 1030.1703 1030.9846 1031.7837 1032.5678 1033.3373

16 1031.8771 1032.7438 1033.5942 1034.4287 1035.2478

17 1033.6002 1034.5202 1035.4229 1036.3087 1037.1781

18 1035.3399 1036.3140 1037.2698 1038.2079 1039.1286

19 1037.0962 1038.1253 1039.1352 1040.1264 1041.0994

20 1038.8694 1039.9544 1041.0193 1042.0646 1043.0907

21 1040.6596 1041.8014 1042.9222 1044.0225 1045.1028

22 1042.4669 1043.6665 1044.8441 1046.0004 1047.1358

23 1044.2916 1045.5498 1046.7853 1047.9985 1049.1900

24 1046.1337 1047.4516 1048.7459 1050.0170 1051.2656

25 1047.3811 1048.7468 1050.0880 1051.4051 1052.6988

26 1048.6404 1050.0547 1051.4435 1052.8074 1054.1470

27 1049.9118 1051.3755 1052.8127 1054.2240 1055.6102

28 1051.1953 1052.7091 1054.1955 1055.6551 1057.0886

29 1052.4912 1054.0558 1055.5921 1057.1007 1058.5825

30 1053.7995 1055.4157 1057.0027 1058.5612 1060.0919

31 1055.1203 1056.7889 1058.4274 1060.0365 1061.6171

32 1056.4538 1058.1755 1059.8663 1061.5269 1063.1581

33 1057.8000 1059.5757 1061.3196 1063.0325 1064.7152

34 1059.1592 1060.9897 1062.7875 1064.5535 1066.2885

35 1060.5314 1062.4174 1064.2701 1066.0900 1067.8782

36 1061.9167 1063.8592 1065.7674 1067.6422 1069.4845

37 1062.6570 1064.6430 1066.5939 1068.5105 1070.3936

38 1063.4043 1065.4345 1067.4286 1069.3876 1071.3123

39 1064.1589 1066.2337 1068.2716 1070.2736 1072.2405

40 1064.9206 1067.0407 1069.1231 1071.1687 1073.1784

41 1065.6896 1067.8557 1069.9831 1072.0729 1074.1260

42 1066.4661 1068.6786 1070.8517 1072.9864 1075.0836

43 1067.2499 1069.5096 1071.7290 1073.9092 1076.0511

44 1068.0413 1070.3487 1072.6151 1074.8414 1077.0287

45 1068.8402 1071.1960 1073.5100 1075.7831 1078.0164

46 1069.6468 1072.0517 1074.4139 1076.7344 1079.0145

47 1070.4612 1072.9157 1075.3268 1077.6955 1080.0229

48 1071.2833 1073.7882 1076.2488 1078.6664 1081.0419

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 17 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

49 1057.9851 1060.7683 1063.5009 1066.1838 1068.8184

50 1057.9121 1060.7364 1063.5092 1066.2314 1068.9043

51 1057.8384 1060.7043 1063.5176 1066.2795 1068.9911

52 1057.7641 1060.6718 1063.5261 1066.3279 1069.0787

53 1057.6892 1060.6391 1063.5346 1066.3769 1069.1671

54 1057.6137 1060.6061 1063.5432 1066.4262 1069.2564

55 1057.5375 1060.5728 1063.5519 1066.4761 1069.3465

56 1057.4606 1060.5392 1063.5607 1066.5263 1069.4374

57 1057.3831 1060.5053 1063.5696 1066.5771 1069.5292

58 1057.3050 1060.4712 1063.5785 1066.6283 1069.6218

59 1057.2261 1060.4367 1063.5875 1066.6800 1069.7153

60 1057.1466 1060.4019 1063.5966 1066.7321 1069.8097

61 1056.3832 1059.6683 1062.8919 1066.0553 1069.1599

62 1055.6132 1058.9283 1062.1809 1065.3723 1068.5040

63 1054.8367 1058.1818 1061.4634 1064.6830 1067.8420

64 1054.0535 1057.4288 1060.7396 1063.9875 1067.1737

65 1053.2637 1056.6691 1060.0093 1063.2855 1066.4992

66 1052.4671 1055.9029 1059.2724 1062.5771 1065.8184

67 1051.6637 1055.1299 1058.5289 1061.8622 1065.1312

68 1050.8534 1054.3502 1057.7788 1061.1408 1064.4375

69 1050.0362 1053.5636 1057.0220 1060.4127 1063.7373

70 1049.2120 1052.7702 1056.2583 1059.6780 1063.0306

71 1048.3808 1051.9698 1055.4879 1058.9365 1062.3173

72 1047.5425 1051.1624 1054.7105 1058.1882 1061.5972

73 1046.6970 1050.3480 1053.9261 1057.4331 1060.8704

74 1045.8443 1049.5264 1053.1348 1056.6711 1060.1368

75 1044.9844 1048.6976 1052.3363 1055.9020 1059.3963

76 1044.1170 1047.8616 1051.5307 1055.1260 1058.6489

77 1043.2423 1047.0183 1050.7179 1054.3428 1057.8945

78 1042.3601 1046.1676 1049.8978 1053.5524 1057.1330

79 1041.4704 1045.3094 1049.0703 1052.7548 1056.3643

80 1040.5730 1044.4437 1048.2355 1051.9499 1055.5885

81 1039.6680 1043.5705 1047.3931 1051.1375 1054.8054

82 1038.7553 1042.6896 1046.5432 1050.3178 1054.0149

83 1037.8348 1041.8010 1045.6857 1049.4905 1053.2170

84 1036.9064 1040.9047 1044.8206 1048.6557 1052.4117

85 1035.9701 1040.0005 1043.9476 1047.8132 1051.5988

86 1035.0257 1039.0883 1043.0669 1046.9629 1050.7783

87 1034.0734 1038.1682 1042.1782 1046.1049 1049.9500

88 1033.1128 1037.2401 1041.2816 1045.2390 1049.1141

89 1032.1441 1036.3038 1040.3770 1044.3652 1048.2702

90 1031.1671 1035.3594 1039.4642 1043.4834 1047.4185

91 1030.1818 1034.4066 1038.5433 1042.5935 1046.5588

92 1029.1880 1033.4456 1037.6141 1041.6954 1045.6910

93 1028.1858 1032.4761 1036.6767 1040.7891 1044.8151

94 1027.1750 1031.4982 1035.7308 1039.8745 1043.9310

95 1026.1555 1030.5116 1034.7764 1038.9515 1043.0386

96 1025.1274 1029.5165 1033.8135 1038.0200 1042.1378

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

49 1071.4056 1073.9467 1076.4427 1078.8948 1081.3041

50 1071.5291 1074.1068 1076.6386 1079.1256 1081.5690

51 1071.6537 1074.2684 1076.8364 1079.3588 1081.8368

52 1071.7796 1074.4317 1077.0362 1079.5943 1082.1073

53 1071.9066 1074.5965 1077.2380 1079.8323 1082.3806

54 1072.0349 1074.7629 1077.4418 1080.0727 1082.6567

55 1072.1643 1074.9310 1077.6476 1080.3155 1082.9358

56 1072.2951 1075.1007 1077.8555 1080.5608 1083.2177

57 1072.4271 1075.2721 1078.0655 1080.8086 1083.5026

58 1072.5603 1075.4452 1078.2776 1081.0589 1083.7905

59 1072.6948 1075.6199 1078.4918 1081.3118 1084.0813

60 1072.8307 1075.7964 1078.7082 1081.5673 1084.3752

61 1072.2070 1075.1979 1078.1340 1081.0167 1083.8472

62 1071.5773 1074.5935 1077.5541 1080.4604 1083.3138

63 1070.9416 1073.9833 1076.9685 1079.8985 1082.7748

64 1070.2998 1073.3670 1076.3769 1079.3308 1082.2302

65 1069.6518 1072.7448 1075.7795 1078.7574 1081.6799

66 1068.9977 1072.1164 1075.1761 1078.1781 1081.1238

67 1068.3372 1071.4819 1074.5666 1077.5928 1080.5620

68 1067.6705 1070.8412 1073.9511 1077.0016 1079.9943

69 1066.9973 1070.1942 1073.3294 1076.4044 1079.4207

70 1066.3177 1069.5408 1072.7014 1075.8011 1078.8412

71 1065.6316 1068.8811 1072.0672 1075.1916 1078.2556

72 1064.9389 1068.2149 1071.4267 1074.5759 1077.6639

73 1064.2396 1067.5422 1070.7798 1073.9538 1077.0660

74 1063.5336 1066.8629 1070.1263 1073.3255 1076.4619

75 1062.8208 1066.1769 1069.4664 1072.6907 1075.8515

76 1062.1012 1065.4843 1068.7998 1072.0495 1075.2348

77 1061.3746 1064.7848 1068.1266 1071.4017 1074.6116

78 1060.6411 1064.0785 1067.4467 1070.7473 1073.9820

79 1059.9006 1063.3653 1066.7599 1070.0862 1073.3457

80 1059.1530 1062.6451 1066.0663 1069.4184 1072.7029

81 1058.3982 1061.9178 1065.3658 1068.7437 1072.0534

82 1057.6362 1061.1834 1064.6582 1068.0622 1071.3970

83 1056.8669 1060.4419 1063.9436 1067.3737 1070.7339

84 1056.0902 1059.6931 1063.2218 1066.6782 1070.0639

85 1055.3061 1058.9369 1062.4928 1065.9755 1069.3868

86 1054.5145 1058.1733 1061.7565 1065.2657 1068.7027

87 1053.7153 1057.4023 1061.0129 1064.5487 1068.0115

88 1052.9084 1056.6237 1060.2618 1063.8243 1067.3131

89 1052.0938 1055.8375 1059.5032 1063.0926 1066.6074

90 1051.2713 1055.0436 1058.7370 1062.3533 1065.8944

91 1050.4410 1054.2419 1057.9631 1061.6066 1065.1739

92 1049.6028 1053.4323 1057.1816 1060.8522 1064.4460

93 1048.7565 1052.6149 1056.3922 1060.0901 1063.7104

94 1047.9021 1051.7894 1055.5949 1059.3202 1062.9672

95 1047.0395 1050.9559 1054.7896 1058.5425 1062.2162

96 1046.1686 1050.1142 1053.9763 1057.7568 1061.4575

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 18

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

97 1024.0904 1028.5126 1032.8419 1037.0800 1041.2286

98 1023.0446 1027.5000 1031.8617 1036.1314 1040.3108

99 1021.9899 1026.4785 1030.8727 1035.1741 1039.3845

100 1020.9262 1025.4481 1029.8748 1034.2080 1038.4495

101 1019.8534 1024.4086 1028.8680 1033.2331 1037.5057

102 1018.7714 1023.3601 1027.8521 1032.2492 1036.5530

103 1017.6802 1022.3024 1026.8272 1031.2563 1035.5914

104 1016.5796 1021.2354 1025.7931 1030.2543 1034.6208

105 1015.4697 1020.1591 1024.7497 1029.2431 1033.6411

106 1014.3502 1019.0733 1023.6969 1028.2227 1032.6523

107 1013.2213 1017.9781 1022.6348 1027.1929 1031.6541

108 1012.0826 1016.8733 1021.5631 1026.1536 1030.6466

109 1010.9343 1015.7588 1020.4818 1025.1048 1029.6297

110 1009.7761 1014.6346 1019.3908 1024.0464 1028.6032

111 1008.6080 1013.5005 1018.2901 1022.9784 1027.5671

112 1007.4300 1012.3565 1017.1795 1021.9005 1026.5212

113 1006.2419 1011.2025 1016.0589 1020.8127 1025.4656

114 1005.0437 1010.0384 1014.9283 1019.7150 1024.4001

115 1003.8352 1008.8642 1013.7876 1018.6072 1023.3246

116 1002.6164 1007.6796 1012.6367 1017.4892 1022.2390

117 1001.3872 1006.4847 1011.4754 1016.3610 1021.1432

118 1000.1475 1005.2793 1010.3038 1015.2225 1020.0372

119 998.8971 1004.0634 1009.1216 1014.0735 1018.9207

120 997.6362 1002.8368 1007.9289 1012.9140 1017.7939

121 996.3644 1001.5995 1006.7255 1011.7439 1016.6564

122 995.0818 1000.3514 1005.5113 1010.5630 1015.5083

123 993.7882 999.0923 1004.2862 1009.3713 1014.3494

124 992.4836 997.8223 1003.0501 1008.1687 1013.1797

125 991.1678 996.5411 1001.8030 1006.9551 1011.9990

126 989.8408 995.2487 1000.5447 1005.7303 1010.8072

127 988.5025 993.9450 999.2751 1004.4944 1009.6043

128 987.1527 992.6299 997.9942 1003.2470 1008.3901

129 985.7914 991.3033 996.7018 1001.9883 1007.1644

130 984.4185 989.9651 995.3978 1000.7180 1005.9274

131 983.0338 988.6151 994.0821 999.4361 1004.6787

132 981.6374 987.2534 992.7546 998.1424 1003.4183

133 980.2289 985.8798 991.4152 996.8368 1002.1460

134 978.8085 984.4941 990.0639 995.5193 1000.8619

135 977.3759 983.0963 988.7004 994.1897 999.5657

136 975.9311 981.6863 987.3247 992.8480 998.2574

137 974.4740 980.2639 985.9367 991.4939 996.9368

138 973.0044 978.8291 984.5363 990.1274 995.6038

139 971.5222 977.3817 983.1233 988.7484 994.2583

140 970.0274 975.9217 981.6977 987.3567 992.9002

141 968.5198 974.4489 980.2593 985.9523 991.5294

142 966.9994 972.9632 978.8080 984.5350 990.1457

143 965.4659 971.4645 977.3437 983.1048 988.7491

144 963.9194 969.9527 975.8663 981.6614 987.3393

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

97 1045.2894 1049.2642 1053.1548 1056.9631 1060.6908

98 1044.4017 1048.4059 1052.3252 1056.1613 1059.9161

99 1043.5056 1047.5392 1051.4872 1055.3513 1059.1334

100 1042.6009 1046.6641 1050.6409 1054.5331 1058.3425

101 1041.6875 1045.7803 1049.7861 1053.7064 1057.5434

102 1040.7653 1044.8880 1048.9227 1052.8714 1056.7359

103 1039.8343 1043.9868 1048.0507 1052.0278 1055.9200

104 1038.8944 1043.0769 1047.1700 1051.1757 1055.0957

105 1037.9455 1042.1580 1046.2805 1050.3148 1054.2627

106 1036.9875 1041.2302 1045.3821 1049.4451 1053.4211

107 1036.0203 1040.2932 1044.4747 1048.5666 1052.5707

108 1035.0438 1039.3471 1043.5582 1047.6791 1051.7115

109 1034.0580 1038.3917 1042.6326 1046.7825 1050.8433

110 1033.0628 1037.4270 1041.6977 1045.8768 1049.9660

111 1032.0579 1036.4528 1040.7535 1044.9618 1049.0796

112 1031.0435 1035.4691 1039.7998 1044.0375 1048.1840

113 1030.0194 1034.4757 1038.8366 1043.1037 1047.2791

114 1028.9854 1033.4727 1037.8637 1042.1604 1046.3647

115 1027.9415 1032.4597 1036.8811 1041.2075 1045.4408

116 1026.8876 1031.4369 1035.8887 1040.2449 1044.5073

117 1025.8236 1030.4041 1034.8864 1039.2724 1043.5640

118 1024.7495 1029.3611 1033.8741 1038.2900 1042.6110

119 1023.6650 1028.3080 1032.8516 1037.2976 1041.6480

120 1022.5701 1027.2445 1031.8189 1036.2951 1040.6749

121 1021.4647 1026.1706 1030.7759 1035.2823 1039.6918

122 1020.3488 1025.0862 1029.7224 1034.2592 1038.6984

123 1019.2221 1023.9912 1028.6584 1033.2256 1037.6946

124 1018.0847 1022.8855 1027.5838 1032.1815 1036.6804

125 1016.9364 1021.7689 1026.4984 1031.1267 1035.6556

126 1015.7770 1020.6414 1025.4022 1030.0611 1034.6202

127 1014.6065 1019.5029 1024.2950 1028.9847 1033.5739

128 1013.4249 1018.3532 1023.1767 1027.8973 1032.5168

129 1012.2319 1017.1922 1022.0473 1026.7988 1031.4486

130 1011.0274 1016.0199 1020.9065 1025.6891 1030.3694

131 1009.8114 1014.8361 1019.7544 1024.5680 1029.2789

132 1008.5838 1013.6407 1018.5907 1023.4355 1028.1770

133 1007.3444 1012.4336 1017.4154 1022.2915 1027.0636

134 1006.0932 1011.2147 1016.2283 1021.1357 1025.9387

135 1004.8299 1009.9839 1015.0294 1019.9682 1024.8020

136 1003.5545 1008.7410 1013.8185 1018.7887 1023.6535

137 1002.2669 1007.4859 1012.5955 1017.5972 1022.4930

138 1000.9670 1006.2186 1011.3602 1016.3936 1021.3205

139 999.6546 1004.9388 1010.1126 1015.1776 1020.1357

140 998.3296 1003.6465 1008.8525 1013.9493 1018.9386

141 996.9920 1002.3416 1007.5798 1012.7084 1017.7290

142 995.6415 1001.0238 1006.2944 1011.4548 1016.5068

143 994.2781 999.6932 1004.9961 1010.1884 1015.2719

144 992.9016 998.3495 1003.6849 1008.9092 1014.0241

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 19 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

145 962.3596 968.4276 974.3756 980.2048 985.9164

146 960.7866 966.8893 972.8716 978.7348 984.4801

147 959.2001 965.3374 971.3541 977.2513 983.0303

148 957.6000 963.7720 969.8231 975.7543 981.5670

149 955.9863 962.1929 968.2783 974.2435 980.0899

150 954.3588 960.6000 966.7197 972.7189 978.5990

151 952.7173 958.9931 965.1471 971.1803 977.0941

152 951.0619 957.3722 963.5604 969.6276 975.5751

153 949.3923 955.7370 961.9595 968.0607 974.0418

154 947.7085 954.0876 960.3443 966.4794 972.4942

155 946.0103 952.4238 958.7146 964.8836 970.9321

156 944.2975 950.7454 957.0703 963.2732 969.3553

157 942.5702 949.0523 955.4112 961.6480 967.7637

158 940.8281 947.3443 953.7373 960.0080 966.1573

159 939.0711 945.6215 952.0484 958.3529 964.5357

160 937.2991 943.8836 950.3444 956.6826 962.8990

161 935.5120 942.1304 948.6251 954.9970 961.2469

162 933.7096 940.3619 946.8905 953.2959 959.5793

163 931.8918 938.5780 945.1402 951.5793 957.8961

164 930.0584 936.7784 943.3743 949.8469 956.1971

165 928.2095 934.9631 941.5926 948.0987 954.4822

166 926.3447 933.1319 939.7949 946.3344 952.7512

167 924.4640 931.2847 937.9811 944.5540 951.0040

168 922.5672 929.4213 936.1511 942.7572 949.2404

169 920.6543 927.5416 934.3047 940.9440 947.4603

170 918.7250 925.6455 932.4417 939.1141 945.6634

171 916.7792 923.7328 930.5620 937.2675 943.8498

172 914.8168 921.8033 928.6655 935.4039 942.0191

173 912.8376 919.8570 926.7520 933.5232 940.1713

174 910.8415 917.8936 924.8214 931.6254 938.3061

175 908.8284 915.9131 922.8735 929.7101 936.4235

176 906.7981 913.9152 920.9081 927.7772 934.5232

177 904.7504 911.8998 918.9251 925.8267 932.6051

178 902.6853 909.8668 916.9244 923.8582 930.6690

179 900.6025 907.8160 914.9057 921.8718 928.7147

180 898.5019 905.7473 912.8689 919.8671 926.7422

181 896.3833 903.6605 910.8139 917.8440 924.7511

182 894.2467 901.5554 908.7405 915.8024 922.7414

183 892.0919 899.4319 906.6485 913.7421 920.7128

184 889.9186 897.2898 904.5378 911.6629 918.6652

185 887.7267 895.1289 902.4082 909.5646 916.5985

186 885.5162 892.9492 900.2595 907.4471 914.5123

187 883.2867 890.7504 898.0915 905.3102 912.4066

188 881.0382 888.5323 895.9041 903.1537 910.2812

189 878.7705 886.2949 893.6971 900.9774 908.1358

190 876.4835 884.0378 891.4704 898.7812 905.9703

191 874.1769 881.7610 889.2237 896.5648 903.7845

192 871.8506 879.4643 886.9569 894.3281 901.5782

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

145 991.5119 996.9927 1002.3605 1007.6168 1012.7633

146 990.1089 995.6226 1001.0229 1006.3113 1011.4894

147 988.6924 994.2391 999.6719 1004.9924 1010.2022

148 987.2624 992.8421 998.3074 1003.6601 1008.9016

149 985.8187 991.4313 996.9293 1002.3141 1007.5875

150 984.3611 990.0068 995.5373 1000.9544 1006.2597

151 982.8896 988.5682 994.1315 999.5809 1004.9180

152 981.4040 987.1157 992.7116 998.1933 1003.5624

153 979.9041 985.6488 991.2775 996.7916 1002.1926

154 978.3898 984.1677 989.8291 995.3755 1000.8086

155 976.8611 982.6720 988.3661 993.9450 999.4102

156 975.3177 981.1617 986.8886 992.4999 997.9972

157 973.7595 979.6366 985.3963 991.0401 996.5694

158 972.1864 978.0965 983.8890 989.5653 995.1268

159 970.5982 976.5414 982.3667 988.0755 993.6692

160 968.9947 974.9710 980.8291 986.5704 992.1964

161 967.3759 973.3853 979.2762 985.0501 990.7082

162 965.7416 971.7840 977.7078 983.5141 989.2046

163 964.0917 970.1671 976.1236 981.9626 987.6853

164 962.4259 968.5343 974.5236 980.3951 986.1501

165 960.7441 966.8856 972.9077 978.8117 984.5990

166 959.0463 965.2207 971.2755 977.2121 983.0317

167 957.3322 963.5395 969.6271 975.5962 981.4481

168 955.6016 961.8418 967.9621 973.9638 979.8480

169 953.8545 960.1275 966.2805 972.3147 978.2312

170 952.0906 958.3964 964.5821 970.6488 976.5976

171 950.3098 956.6484 962.8667 968.9658 974.9469

172 948.5119 954.8833 961.1342 967.2657 973.2791

173 946.6968 953.1009 959.3843 965.5483 971.5939

174 944.8644 951.3010 957.6169 963.8133 969.8912

175 943.0143 949.4835 955.8319 962.0606 968.1707

176 941.1466 947.6482 954.0290 960.2900 966.4322

177 939.2609 945.7949 952.2081 958.5013 964.6757

178 937.3571 943.9235 950.3689 956.6944 962.9009

179 935.4352 942.0338 948.5114 954.8690 961.1076

180 933.4948 940.1255 946.6353 953.0250 959.2956

181 931.5358 938.1986 944.7405 951.1622 957.4647

182 929.5580 936.2528 942.8266 949.2803 955.6148

183 927.5613 934.2880 940.8937 947.3792 953.7456

184 925.5454 932.3039 938.9414 945.4588 951.8569

185 923.5102 930.3004 936.9696 943.5187 949.9485

186 921.4555 928.2772 934.9781 941.5588 948.0203

187 919.3812 926.2343 932.9667 939.5789 946.0720

188 917.2869 924.1714 930.9351 937.5788 944.1034

189 915.1726 922.0882 928.8833 935.5583 942.1142

190 913.0380 919.9847 926.8109 933.5172 940.1044

191 910.8829 917.8605 924.7178 931.4552 938.0736

192 908.7073 915.7156 922.6037 929.3722 936.0217

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 20

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

193 869.5044 877.1475 884.6697 892.0710 899.3512

194 867.1382 874.8104 882.3621 889.7931 897.1034

195 864.7518 872.4529 880.0338 887.4944 894.8345

196 862.3450 870.0747 877.6847 885.1746 892.5443

197 859.9176 867.6758 875.3145 882.8335 890.2326

198 857.4695 865.2558 872.9231 880.4709 887.8993

199 855.0005 862.8147 870.5102 878.0867 885.5441

200 852.5104 860.3522 868.0757 875.6807 883.1668

201 849.9990 857.8681 865.6195 873.2526 880.7672

202 847.4662 855.3624 863.1412 870.8022 878.3452

203 844.9117 852.8347 860.6407 868.3294 875.9004

204 842.3355 850.2849 858.1178 865.8339 873.4327

205 839.7372 847.7127 855.5723 863.3155 870.9418

206 837.1167 845.1181 853.0041 860.7741 868.4277

207 834.4738 842.5008 850.4128 858.2093 865.8899

208 831.8084 839.8605 847.7983 855.6210 863.3284

209 829.1202 837.1972 845.1603 853.0091 860.7428

210 826.4091 834.5105 842.4988 850.3731 858.1330

211 823.6747 831.8004 839.8134 847.7130 855.4987

212 820.9171 829.0665 837.1039 845.0286 852.8398

213 818.1358 826.3087 834.3702 842.3195 850.1559

214 815.3308 823.5268 831.6120 839.5855 847.4468

215 812.5019 820.7205 828.8290 836.8266 844.7124

216 809.6488 817.8897 826.0212 834.0423 841.9523

217 806.7713 815.0341 823.1882 831.2325 839.1663

218 803.8693 812.1536 820.3298 828.3970 836.3543

219 800.9424 809.2478 817.4458 825.5354 833.5158

220 797.9906 806.3166 814.5360 822.6476 830.6508

221 795.0135 803.3597 811.6001 819.7334 827.7589

222 792.0110 800.3770 808.6378 816.7924 824.8398

223 788.9829 797.3682 805.6491 813.8245 821.8934

224 785.9289 794.3330 802.6336 810.8294 818.9194

225 782.8488 791.2713 799.5911 807.8068 815.9175

226 779.7424 788.1828 796.5213 804.7565 812.8875

227 776.6095 785.0673 793.4240 801.6783 809.8291

228 773.4498 781.9245 790.2990 798.5718 806.7419

229 770.2631 778.7543 787.1460 795.4369 803.6259

230 767.0492 775.5562 783.9647 792.2732 800.4806

231 763.8078 772.3302 780.7549 789.0805 797.3059

232 760.5388 769.0760 777.5164 785.8586 794.1013

233 757.2418 765.7933 774.2489 782.6071 790.8668

234 753.9167 762.4819 770.9520 779.3258 787.6019

235 750.5632 759.1415 767.6257 776.0145 784.3064

236 747.1810 755.7718 764.2696 772.6727 780.9800

237 743.7700 752.3727 760.8834 769.3004 777.6224

238 740.3298 748.9438 757.4668 765.8971 774.2334

239 736.8602 745.4850 754.0197 762.4627 770.8125

240 733.3610 741.9959 750.5417 758.9967 767.3596

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

193 906.5107 913.5497 920.4685 927.2679 933.9484

194 904.2931 911.3625 918.3120 925.1421 931.8535

195 902.0543 909.1540 916.1339 922.9947 929.7368

196 899.7940 906.9238 913.9340 920.8253 927.5980

197 897.5120 904.6717 911.7122 918.6337 925.4369

198 895.2082 902.3977 909.4681 916.4198 923.2534

199 892.8822 900.1013 907.2015 914.1833 921.0471

200 890.5340 897.7825 904.9123 911.9240 918.8178

201 888.1633 895.4410 902.6003 909.6416 916.5653

202 885.7699 893.0765 900.2650 907.3359 914.2893

203 883.3535 890.6889 897.9065 905.0066 911.9896

204 880.9140 888.2779 895.5243 902.6536 909.6660

205 878.4511 885.8433 893.1184 900.2765 907.3181

206 875.9646 883.3848 890.6883 897.8752 904.9458

207 873.4543 880.9023 888.2340 895.4494 902.5488

208 870.9199 878.3955 885.7551 892.9988 900.1269

209 868.3612 875.8641 883.2515 890.5232 897.6796

210 865.7780 873.3080 880.7228 888.0224 895.2069

211 863.1701 870.7268 878.1688 885.4960 892.7085

212 860.5371 868.1204 875.5892 882.9438 890.1840

213 857.8790 865.4884 872.9839 880.3655 887.6332

214 855.1953 862.8306 870.3525 877.7609 885.0559

215 852.4860 860.1469 867.6949 875.1298 882.4517

216 849.7506 857.4368 865.0106 872.4718 879.8204

217 846.9891 854.7002 862.2995 869.7866 877.1616

218 844.2011 851.9369 859.5613 867.0741 874.4752

219 841.3863 849.1464 856.7957 864.3338 871.7608

220 838.5446 846.3286 854.0024 861.5656 869.0181

221 835.6757 843.4833 851.1812 858.7691 866.2468

222 832.7793 840.6101 848.3318 855.9441 863.4467

223 829.8551 837.7087 845.4539 853.0902 860.6174

224 826.9029 834.7790 842.5472 850.2072 857.7586

225 823.9223 831.8205 839.6115 847.2948 854.8701

226 820.9133 828.8331 836.6464 844.3526 851.9515

227 817.8754 825.8165 833.6516 841.3804 849.0024

228 814.8084 822.7703 830.6269 838.3779 846.0227

229 811.7119 819.6942 827.5720 835.3447 843.0119

230 808.5859 816.5881 824.4865 832.2805 839.9697

231 805.4298 813.4515 821.3702 829.1851 836.8959

232 802.2435 810.2842 818.2226 826.0581 833.7900

233 799.0267 807.0860 815.0437 822.8991 830.6518

234 795.7791 803.8563 811.8329 819.7079 827.4809

235 792.5003 800.5951 808.5900 816.4841 824.2770

236 789.1901 797.3020 805.3147 813.2275 821.0396

237 785.8482 793.9766 802.0066 809.9375 817.7686

238 782.4742 790.6186 798.6655 806.6140 814.4635

239 779.0679 787.2277 795.2909 803.2566 811.1240

240 775.6290 783.8037 791.8826 799.8648 807.7496

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 21 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

241 729.8319 738.4762 747.0325 755.4990 763.8744

242 726.2726 734.9257 743.4919 751.9693 760.3564

243 722.6830 731.3442 739.9195 748.4071 756.8055

244 719.0627 727.7314 736.3152 744.8123 753.2213

245 715.4114 724.0869 732.6785 741.1846 749.6035

246 711.7290 720.4105 729.0093 737.5236 745.9518

247 708.0151 716.7020 725.3073 733.8291 742.2658

248 704.2695 712.9610 721.5720 730.1007 738.5453

249 700.4919 709.1873 717.8033 726.3381 734.7899

250 696.6821 705.3806 714.0008 722.5410 730.9993

251 692.8397 701.5405 710.1643 718.7091 727.1731

252 688.9645 697.6669 706.2934 714.8421 723.3111

253 685.0561 693.7594 702.3879 710.9396 719.4129

254 681.1144 689.8176 698.4473 707.0014 715.4781

255 677.1390 685.8414 694.4714 703.0271 711.5065

256 673.1297 681.8304 690.4599 699.0163 707.4976

257 669.0861 677.7843 686.4125 694.9688 703.4511

258 665.0080 673.7028 682.3289 690.8841 699.3667

259 660.8951 669.5856 678.2086 686.7620 695.2440

260 656.7470 665.4323 674.0514 682.6022 691.0826

261 652.5635 661.2427 669.8570 678.4042 686.8823

262 648.3442 657.0165 665.6250 674.1677 682.6425

263 644.0889 652.7533 661.3551 669.8924 678.3630

264 639.7973 648.4527 657.0470 665.5779 674.0434

265 635.4690 644.1146 652.7003 661.2239 669.6833

266 631.1037 639.7385 648.3146 656.8299 665.2823

267 626.7012 635.3241 643.8896 652.3957 660.8401

268 622.2610 630.8710 639.4250 647.9208 656.3562

269 617.7829 626.3790 634.9204 643.4049 651.8303

270 613.2666 621.8477 630.3754 638.8476 647.2619

271 608.7117 617.2768 625.7898 634.2485 642.6507

272 604.1179 612.6658 621.1630 629.6072 637.9963

273 599.4848 608.0145 616.4948 624.9235 633.2983

274 594.8122 603.3225 611.7848 620.1967 628.5562

275 590.0996 598.5895 607.0326 615.4267 623.7696

276 585.3468 593.8150 602.2378 610.6129 618.9382

277 580.5535 588.9988 597.4001 605.7550 614.0615

278 575.7191 584.1404 592.5190 600.8526 609.1391

279 570.8435 579.2395 587.5942 595.9052 604.1705

280 565.9262 574.2957 582.6253 590.9125 599.1553

281 560.9669 569.3087 577.6118 585.8740 594.0931

282 555.9653 564.2780 572.5535 580.7894 588.9835

283 550.9209 559.2033 567.4498 575.6581 583.8260

284 545.8335 554.0842 562.3004 570.4798 578.6201

285 540.7026 548.9204 557.1049 565.2540 573.3654

286 535.5279 543.7113 551.8629 559.9803 568.0614

287 530.3089 538.4566 546.5739 554.6583 562.7077

288 525.0454 533.1560 541.2375 549.2875 557.3038

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

241 772.1571 780.3461 788.4402 796.4385 804.3402

242 768.6520 776.8547 784.9634 792.9772 800.8952

243 765.1132 773.3291 781.4518 789.4805 797.4143

244 761.5406 769.7689 777.9051 785.9482 793.8972

245 757.9337 766.1739 774.3230 782.3798 790.3434

246 754.2922 762.5437 770.7050 778.7749 786.7526

247 750.6159 758.8780 767.0508 775.1333 783.1244

248 746.9043 755.1763 763.3601 771.4545 779.4585

249 743.1571 751.4384 759.6325 767.7381 775.7543

250 739.3741 747.6640 755.8676 763.9838 772.0115

251 735.5547 743.8525 752.0651 760.1912 768.2298

252 731.6988 740.0037 748.2245 756.3598 764.4087

253 727.8059 736.1173 744.3455 752.4894 760.5477

254 723.8758 732.1928 740.4278 748.5794 756.6466

255 719.9079 728.2298 736.4708 744.6295 752.7048

256 715.9020 724.2281 732.4743 740.6393 748.7219

257 711.8578 720.1872 728.4378 736.6084 744.6976

258 707.7748 716.1067 724.3610 732.5363 740.6313

259 703.6526 711.9863 720.2434 728.4226 736.5227

260 699.4910 707.8255 716.0846 724.2670 732.3713

261 695.2894 703.6239 711.8843 720.0689 728.1766

262 691.0476 699.3813 707.6419 715.8280 723.9382

263 686.7652 695.0971 703.3571 711.5438 719.6557

264 682.4417 690.7709 699.0294 707.2158 715.3286

265 678.0767 686.4024 694.6585 702.8437 710.9564

266 673.6700 681.9911 690.2439 698.4269 706.5387

267 669.2210 677.5366 685.7851 693.9651 702.0749

268 664.7294 673.0385 681.2818 689.4577 697.5647

269 660.1947 668.4963 676.7334 684.9042 693.0075

270 655.6166 663.9097 672.1395 680.3043 688.4028

271 650.9946 659.2782 667.4997 675.6575 683.7501

272 646.3283 654.6013 662.8134 670.9632 679.0490

273 641.6173 649.8786 658.0804 666.2210 674.2989

274 636.8611 645.1097 653.2999 661.4303 669.4993

275 632.0594 640.2940 648.4717 656.5908 664.6497

276 627.2116 635.4313 643.5952 651.7019 659.7496

277 622.3174 630.5209 638.6700 646.7630 654.7985

278 617.3763 625.5624 633.6955 641.7738 649.7957

279 612.3878 620.5554 628.6712 636.7336 644.7409

280 607.3516 615.4993 623.5967 631.6420 639.6334

281 602.2670 610.3938 618.4714 626.4983 634.4728

282 597.1338 605.2382 613.2949 621.3022 629.2583

283 591.9513 600.0322 608.0667 616.0530 623.9896

284 586.7192 594.7752 602.7861 610.7503 618.6659

285 581.4369 589.4667 597.4528 605.3934 613.2868

286 576.1040 584.1062 592.0661 599.9818 607.8517

287 570.7200 578.6933 586.6255 594.5150 602.3600

288 565.2844 573.2273 581.1306 588.9924 596.8110

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 22

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

289 519.7370 527.8090 535.8533 543.8674 551.8493

290 514.3832 522.4152 530.4208 538.3977 546.3436

291 508.9836 516.9742 524.9397 532.8778 540.7863

292 503.5380 511.4856 519.4095 527.3074 535.1769

293 498.0458 505.9490 513.8298 521.6858 529.5149

294 492.5067 500.3639 508.2001 516.0128 523.7999

295 486.9203 494.7300 502.5199 510.2877 518.0312

296 481.2862 489.0468 496.7889 504.5102 512.2085

297 475.6039 483.3138 491.0065 498.6797 506.3312

298 469.8731 477.5307 485.1723 492.7957 500.3988

299 464.0934 471.6970 479.2858 486.8578 494.4108

300 458.2643 465.8122 473.3466 480.8655 488.3666

301 452.3854 459.8759 467.3543 474.8182 482.2658

302 446.4563 453.8877 461.3082 468.7156 476.1078

303 440.4766 447.8471 455.2080 462.5569 469.8920

304 434.4458 441.7537 449.0531 456.3419 463.6180

305 428.3634 435.6069 442.8431 450.0698 457.2852

306 422.2291 429.4063 436.5774 443.7403 450.8929

307 416.0424 423.1515 430.2556 437.3527 444.4408

308 409.8029 416.8420 423.8772 430.9066 437.9282

309 403.5101 410.4772 417.4417 424.4014 431.3545

310 397.1635 404.0568 410.9485 417.8366 424.7192

311 390.7627 397.5801 404.3971 411.2116 418.0216

312 384.3072 391.0468 397.7870 404.5258 411.2613

313 377.7966 384.4564 391.1177 397.7788 404.4376

314 371.2304 377.8083 384.3887 390.9699 397.5500

315 364.6081 371.1020 377.5994 384.0986 390.5978

316 357.9292 364.3370 370.7493 377.1643 383.5803

317 351.1933 357.5128 363.8378 370.1665 376.4971

318 344.3999 350.6289 356.8644 363.1045 369.3475

319 337.5484 343.6848 349.8285 355.9778 362.1309

320 330.6384 336.6799 342.7296 348.7857 354.8466

321 323.6694 329.6138 335.5671 341.5278 347.4940

322 316.6408 322.4858 328.3405 334.2033 340.0725

323 309.5522 315.2954 321.0490 326.8116 332.5815

324 302.4031 308.0421 313.6923 319.3522 325.0201

325 295.1929 300.7253 306.2697 311.8244 317.3879

326 287.9211 293.3446 298.7806 304.2276 309.6842

327 280.5872 285.8992 291.2244 296.5612 301.9082

328 273.1906 278.3887 283.6005 288.8245 294.0593

329 265.7309 270.8125 275.9083 281.0169 286.1369

330 258.2075 263.1700 268.1472 273.1377 278.1402

331 250.6198 255.4606 260.3165 265.1862 270.0685

332 242.9672 247.6838 252.4157 257.1619 261.9211

333 235.2494 239.8389 244.4442 249.0641 253.6973

334 227.4655 231.9253 236.4012 240.8920 245.3965

335 219.6153 223.9426 228.2862 232.6450 237.0178

336 211.6979 215.8899 220.0985 224.3224 228.5606

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

289 559.7968 567.7079 575.5807 583.4134 591.2043

290 554.2565 562.1344 569.9753 577.7774 585.5391

291 548.6631 556.5063 564.3138 572.0839 579.8150

292 543.0162 550.8231 558.5957 566.3323 574.0312

293 537.3151 545.0842 552.8205 560.5220 568.1871

294 531.5594 539.2892 546.9875 554.6524 562.2822

295 525.7485 533.4374 541.0961 548.7228 556.3158

296 519.8819 527.5283 535.1459 542.7327 550.2872

297 513.9591 521.5614 529.1361 536.6815 544.1958

298 507.9796 515.5360 523.0663 530.5685 538.0410

299 501.9427 509.4516 516.9357 524.3931 531.8221

300 495.8480 503.3077 510.7438 518.1546 525.5384

301 489.6949 497.1036 504.4901 511.8525 519.1892

302 483.4828 490.8388 498.1738 505.4860 512.7739

303 477.2112 484.5126 491.7943 499.0546 506.2918

304 470.8795 478.1244 485.3510 492.5575 499.7421

305 464.4871 471.6737 478.8433 485.9940 493.1242

306 458.0334 465.1599 472.2705 479.3636 486.4374

307 451.5179 458.5823 465.6320 472.6654 479.6809

308 444.9400 451.9402 458.9271 465.8989 472.8541

309 438.2990 445.2332 452.1552 459.0634 465.9561

310 431.5944 438.4604 445.3155 452.1580 458.9863

311 424.8255 431.6213 438.4074 445.1822 451.9439

312 417.9918 424.7153 431.4303 438.1351 444.8281

313 411.0925 417.7417 424.3834 431.0161 437.6382

314 404.1272 410.6997 417.2660 423.8244 430.3734

315 397.0951 403.5888 410.0775 416.5593 423.0329

316 389.9956 396.4083 402.8170 409.2201 415.6160

317 382.8280 389.1575 395.4840 401.8059 408.1218

318 375.5918 381.8357 388.0776 394.3160 400.5495

319 368.2862 374.4422 380.5972 386.7497 392.8984

320 360.9107 366.9763 373.0419 379.1061 385.1675

321 353.4644 359.4373 365.4111 371.3846 377.3562

322 345.9468 351.8244 357.7040 363.5841 369.4634

323 338.3571 344.1370 349.9198 355.7041 361.4885

324 330.6947 336.3744 342.0578 347.7436 353.4304

325 322.9589 328.5357 334.1172 339.7019 345.2885

326 315.1489 320.6203 326.0972 331.5780 337.0617

327 307.2641 312.6274 317.9969 323.3713 328.7492

328 299.3037 304.5562 309.8157 315.0807 320.3502

329 291.2670 296.4060 301.5526 306.7055 311.8636

330 283.1534 288.1760 293.2069 298.2449 303.2887

331 274.9619 279.8654 284.7778 289.6978 294.6244

332 266.6920 271.4735 276.2643 281.0635 285.8699

333 258.3428 262.9993 267.6658 272.3411 277.0242

334 249.9136 254.4422 258.9812 263.5296 268.0863

335 241.4036 245.8013 250.2098 254.6281 259.0553

336 232.8121 237.0758 241.3507 245.6358 249.9303

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 23 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN III GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 5 YEARS AT 7.50 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

337 203.7129 207.7669 211.8374 215.9235 220.0241

338 195.6597 199.5727 203.5023 207.4476 211.4075

339 187.5378 191.3068 195.0926 198.8940 202.7102

340 179.3464 182.9687 186.6075 190.2620 193.9314

341 171.0851 174.5575 178.0464 181.5509 185.0702

342 162.7532 166.0728 169.4086 172.7600 176.1260

343 154.3502 157.5138 160.6934 163.8884 167.0979

344 145.8754 148.8799 151.9002 154.9355 157.9852

345 137.3282 140.1705 143.0282 145.9006 148.7870

346 128.7079 131.3849 134.0767 136.7828 139.5027

347 120.0141 122.5224 125.0450 127.5815 130.1312

348 111.2460 113.5823 115.9324 118.2958 120.6719

349 102.4030 104.5640 106.7382 108.9250 111.1240

350 93.4844 95.4668 97.4616 99.4683 101.4865

351 84.4897 86.2901 88.1019 89.9249 91.7587

352 75.4182 77.0330 78.6584 80.2941 81.9396

353 66.2692 67.6949 69.1302 70.5749 72.0286

354 57.0420 58.2751 59.5168 60.7667 62.0246

355 47.7360 48.7729 49.8171 50.8685 51.9268

356 38.3505 39.1875 40.0306 40.8796 41.7343

357 28.8848 29.5183 30.1565 30.7992 31.4463

358 19.3383 19.7645 20.1938 20.6263 21.0619

359 9.7103 9.9253 10.1419 10.3602 10.5801

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

337 224.1382 228.2648 232.4030 236.5517 240.7102

338 215.3812 219.3676 223.3658 227.3749 231.3941

339 206.5403 210.3832 214.2382 218.1044 221.9809

340 197.6146 201.3109 205.0194 208.7393 212.4697

341 188.6034 192.1498 195.7084 199.2785 202.8594

342 179.5059 182.8989 186.3043 189.7212 193.1490

343 170.3212 173.5575 176.8061 180.0663 183.3374

344 161.0484 164.1246 167.2129 170.3128 173.4236

345 151.6868 154.5993 157.5238 160.4598 163.4066

346 142.2355 144.9808 147.7379 150.5062 153.2852

347 132.6936 135.2680 137.8540 140.4510 143.0584

348 123.0602 125.4602 127.8714 130.2931 132.7251

349 113.3346 115.5564 117.7889 120.0316 122.2841

350 103.5157 105.5555 107.6055 109.6653 111.7344

351 93.6028 95.4568 97.3204 99.1931 101.0747

352 83.5948 85.2591 86.9324 88.6141 90.3041

353 73.4909 74.9616 76.4405 77.9271 79.4212

354 63.2902 64.5633 65.8437 67.1310 68.4250

355 52.9918 54.0632 55.1409 56.2246 57.3142

356 42.5946 43.4602 44.3311 45.2069 46.0877

357 32.0978 32.7535 33.4132 34.0768 34.7442

358 21.5004 21.9419 22.3861 22.8330 23.2826

359 10.8015 11.0244 11.2487 11.4745 11.7016

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 24

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

1 1000.5676 1000.6010 1000.6331 1000.6640 1000.6937

2 1001.1401 1001.2073 1001.2719 1001.3341 1001.3940

3 1001.7175 1001.8188 1001.9164 1002.0104 1002.1008

4 1002.2998 1002.4357 1002.5667 1002.6928 1002.8142

5 1002.8871 1003.0580 1003.2228 1003.3815 1003.5344

6 1003.4794 1003.6858 1003.8847 1004.0765 1004.2613

7 1004.0767 1004.3190 1004.5527 1004.7779 1004.9950

8 1004.6792 1004.9578 1005.2266 1005.4857 1005.7355

9 1005.2868 1005.6022 1005.9065 1006.2000 1006.4830

10 1005.8996 1006.2522 1006.5925 1006.9208 1007.2376

11 1006.5176 1006.9079 1007.2847 1007.6483 1007.9992

12 1007.1409 1007.5694 1007.9830 1008.3824 1008.7679

13 1007.6101 1008.0736 1008.5212 1008.9532 1009.3702

14 1008.0832 1008.5823 1009.0641 1009.5292 1009.9782

15 1008.5604 1009.0954 1009.6119 1010.1105 1010.5918

16 1009.0417 1009.6130 1010.1646 1010.6972 1011.2113

17 1009.5271 1010.1351 1010.7223 1011.2892 1011.8365

18 1010.0166 1010.6618 1011.2849 1011.8866 1012.4676

19 1010.5103 1011.1931 1011.8526 1012.4896 1013.1046

20 1011.0083 1011.7291 1012.4254 1013.0980 1013.7476

21 1011.5105 1012.2697 1013.0033 1013.7120 1014.3966

22 1012.0169 1012.8151 1013.5864 1014.3317 1015.0517

23 1012.5277 1013.3652 1014.1747 1014.9570 1015.7129

24 1013.0429 1013.9202 1014.7683 1015.5881 1016.3803

25 1013.3998 1014.3138 1015.1974 1016.0515 1016.8769

26 1013.7597 1014.7108 1015.6303 1016.5191 1017.3781

27 1014.1228 1015.1113 1016.0671 1016.9911 1017.8841

28 1014.4889 1015.5153 1016.5078 1017.4673 1018.3948

29 1014.8581 1015.9228 1016.9524 1017.9479 1018.9102

30 1015.2305 1016.3339 1017.4011 1018.4330 1019.4305

31 1015.6061 1016.7486 1017.8537 1018.9224 1019.9557

32 1015.9849 1017.1670 1018.3104 1019.4164 1020.4858

33 1016.3669 1017.5890 1018.7712 1019.9149 1021.0209

34 1016.7522 1018.0146 1019.2362 1020.4179 1021.5610

35 1017.1408 1018.4440 1019.7053 1020.9256 1022.1062

36 1017.5327 1018.8772 1020.1786 1021.4379 1022.6564

37 1017.7620 1019.1446 1020.4829 1021.7780 1023.0312

38 1017.9933 1019.4143 1020.7899 1022.1212 1023.4095

39 1018.2265 1019.6864 1021.0997 1022.4676 1023.7914

40 1018.4618 1019.9609 1021.4122 1022.8171 1024.1768

41 1018.6990 1020.2377 1021.7276 1023.1699 1024.5658

42 1018.9383 1020.5170 1022.0458 1023.5258 1024.9585

43 1019.1796 1020.7988 1022.3668 1023.8851 1025.3549

44 1019.4230 1021.0830 1022.6907 1024.2476 1025.7550

45 1019.6685 1021.3697 1023.0175 1024.6135 1026.1588

46 1019.9160 1021.6589 1023.3473 1024.9827 1026.5664

47 1020.1657 1021.9506 1023.6800 1025.3553 1026.9779

48 1020.4175 1022.2449 1024.0156 1025.7313 1027.3932

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

1 1000.7223 1000.7499 1000.7763 1000.8017 1000.8262

2 1001.4516 1001.5070 1001.5604 1001.6116 1001.6609

3 1002.1879 1002.2717 1002.3523 1002.4298 1002.5044

4 1002.9312 1003.0437 1003.1521 1003.2563 1003.3566

5 1003.6816 1003.8234 1003.9599 1004.0913 1004.2177

6 1004.4392 1004.6107 1004.7758 1004.9348 1005.0878

7 1005.2041 1005.4057 1005.5999 1005.7869 1005.9670

8 1005.9764 1006.2085 1006.4321 1006.6477 1006.8553

9 1006.7560 1007.0191 1007.2728 1007.5173 1007.7529

10 1007.5431 1007.8377 1008.1218 1008.3957 1008.6598

11 1008.3377 1008.6643 1008.9793 1009.2831 1009.5761

12 1009.1399 1009.4990 1009.8454 1010.1796 1010.5021

13 1009.7727 1010.1610 1010.5357 1010.8971 1011.2458

14 1010.4114 1010.8295 1011.2329 1011.6220 1011.9973

15 1011.0563 1011.5046 1011.9370 1012.3542 1012.7566

16 1011.7074 1012.1862 1012.6482 1013.0939 1013.5238

17 1012.3648 1012.8746 1013.3665 1013.8412 1014.2991

18 1013.0284 1013.5696 1014.0920 1014.5960 1015.0824

19 1013.6984 1014.2715 1014.8247 1015.3586 1015.8738

20 1014.3748 1014.9803 1015.5648 1016.1290 1016.6735

21 1015.0576 1015.6960 1016.3123 1016.9072 1017.4815

22 1015.7471 1016.4187 1017.0672 1017.6934 1018.2980

23 1016.4431 1017.1485 1017.8297 1018.4876 1019.1229

24 1017.1458 1017.8854 1018.5999 1019.2900 1019.9565

25 1017.6745 1018.4451 1019.1895 1019.9086 1020.6031

26 1018.2082 1019.0103 1019.7851 1020.5335 1021.2564

27 1018.7471 1019.5810 1020.3866 1021.1648 1021.9165

28 1019.2911 1020.1573 1020.9941 1021.8026 1022.5835

29 1019.8403 1020.7392 1021.6077 1022.4468 1023.2574

30 1020.3948 1021.3268 1022.2274 1023.0977 1023.9384

31 1020.9547 1021.9202 1022.8534 1023.7551 1024.6265

32 1021.5198 1022.5194 1023.4856 1024.4193 1025.3217

33 1022.0904 1023.1245 1024.1241 1025.0903 1026.0241

34 1022.6665 1023.7355 1024.7690 1025.7681 1026.7339

35 1023.2481 1024.3524 1025.4203 1026.4529 1027.4511

36 1023.8352 1024.9754 1026.0782 1027.1446 1028.1758

37 1024.2436 1025.4164 1026.5507 1027.6477 1028.7084

38 1024.6560 1025.8617 1027.0280 1028.1559 1029.2466

39 1025.0722 1026.3114 1027.5100 1028.6693 1029.7904

40 1025.4925 1026.7654 1027.9968 1029.1879 1030.3398

41 1025.9168 1027.2239 1028.4885 1029.7118 1030.8950

42 1026.3451 1027.6869 1028.9851 1030.2411 1031.4560

43 1026.7776 1028.1544 1029.4867 1030.7758 1032.0228

44 1027.2142 1028.6265 1029.9933 1031.3159 1032.5955

45 1027.6550 1029.1032 1030.5050 1031.8615 1033.1742

46 1028.1000 1029.5846 1031.0218 1032.4127 1033.7589

47 1028.5492 1030.0707 1031.5437 1032.9696 1034.3497

48 1029.0028 1030.5616 1032.0709 1033.5321 1034.9466

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 25 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

49 1020.5022 1022.3688 1024.1776 1025.9302 1027.6281

50 1020.5877 1022.4937 1024.3410 1026.1311 1027.8653

51 1020.6739 1022.6198 1024.5059 1026.3337 1028.1046

52 1020.7608 1022.7470 1024.6723 1026.5382 1028.3462

53 1020.8484 1022.8753 1024.8402 1026.7446 1028.5901

54 1020.9368 1023.0047 1025.0095 1026.9529 1028.8363

55 1021.0260 1023.1353 1025.1804 1027.1631 1029.0848

56 1021.1159 1023.2669 1025.3529 1027.3752 1029.3356

57 1021.2066 1023.3998 1025.5268 1027.5893 1029.5887

58 1021.2980 1023.5338 1025.7023 1027.8053 1029.8442

59 1021.3903 1023.6690 1025.8794 1028.0233 1030.1022

60 1021.4833 1023.8053 1026.0581 1028.2433 1030.3625

61 1021.4045 1023.7665 1026.0582 1028.2812 1030.4373

62 1021.3250 1023.7273 1026.0582 1028.3195 1030.5129

63 1021.2449 1023.6877 1026.0583 1028.3582 1030.5891

64 1021.1640 1023.6478 1026.0583 1028.3972 1030.6661

65 1021.0825 1023.6076 1026.0584 1028.4365 1030.7438

66 1021.0003 1023.5670 1026.0584 1028.4762 1030.8222

67 1020.9173 1023.5260 1026.0585 1028.5163 1030.9013

68 1020.8337 1023.4847 1026.0585 1028.5568 1030.9812

69 1020.7493 1023.4431 1026.0586 1028.5976 1031.0619

70 1020.6643 1023.4010 1026.0586 1028.6388 1031.1433

71 1020.5785 1023.3586 1026.0587 1028.6803 1031.2254

72 1020.4919 1023.3159 1026.0587 1028.7223 1031.3084

73 1020.2286 1023.0928 1025.8750 1028.5769 1031.2004

74 1019.9630 1022.8677 1025.6895 1028.4301 1031.0914

75 1019.6951 1022.6407 1025.5024 1028.2820 1030.9814

76 1019.4250 1022.4117 1025.3137 1028.1326 1030.8703

77 1019.1525 1022.1807 1025.1232 1027.9818 1030.7582

78 1018.8777 1021.9477 1024.9311 1027.8296 1030.6451

79 1018.6006 1021.7127 1024.7372 1027.6760 1030.5309

80 1018.3211 1021.4756 1024.5416 1027.5210 1030.4156

81 1018.0392 1021.2364 1024.3442 1027.3645 1030.2992

82 1017.7549 1020.9951 1024.1451 1027.2067 1030.1818

83 1017.4681 1020.7517 1023.9441 1027.0474 1030.0632

84 1017.1790 1020.5062 1023.7414 1026.8866 1029.9436

85 1016.7077 1020.0749 1023.3494 1026.5328 1029.6273

86 1016.2324 1019.6400 1022.9538 1026.1758 1029.3080

87 1015.7531 1019.2012 1022.5547 1025.8156 1028.9857

88 1015.2697 1018.7585 1022.1520 1025.4520 1028.6604

89 1014.7821 1018.3120 1021.7457 1025.0851 1028.3321

90 1014.2904 1017.8616 1021.3358 1024.7148 1028.0007

91 1013.7944 1017.4073 1020.9222 1024.3412 1027.6661

92 1013.2943 1016.9489 1020.5049 1023.9641 1027.3285

93 1012.7899 1016.4866 1020.0839 1023.5836 1026.9877

94 1012.2811 1016.0202 1019.6590 1023.1995 1026.6436

95 1011.7680 1015.5497 1019.2304 1022.8120 1026.2964

96 1011.2506 1015.0751 1018.7980 1022.4209 1025.9459

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

49 1029.2727 1030.8654 1032.4076 1033.9007 1035.3462

50 1029.5451 1031.1721 1032.7476 1034.2731 1035.7500

51 1029.8202 1031.4818 1033.0911 1034.6493 1036.1580

52 1030.0979 1031.7946 1033.4379 1035.0293 1036.5702

53 1030.3782 1032.1104 1033.7883 1035.4132 1036.9868

54 1030.6613 1032.4294 1034.1421 1035.8011 1037.4076

55 1030.9470 1032.7514 1034.4995 1036.1928 1037.8329

56 1031.2355 1033.0766 1034.8605 1036.5886 1038.2626

57 1031.5268 1033.4050 1035.2251 1036.9884 1038.6967

58 1031.8208 1033.7366 1035.5933 1037.3924 1039.1354

59 1032.1177 1034.0715 1035.9652 1037.8004 1039.5787

60 1032.4174 1034.4096 1036.3408 1038.2126 1040.0265

61 1032.5281 1034.5553 1036.5205 1038.4253 1040.2715

62 1032.6400 1034.7024 1036.7020 1038.6403 1040.5189

63 1032.7528 1034.8510 1036.8853 1038.8574 1040.7690

64 1032.8668 1035.0010 1037.0704 1039.0767 1041.0216

65 1032.9819 1035.1525 1037.2574 1039.2983 1041.2769

66 1033.0980 1035.3055 1037.4463 1039.5222 1041.5348

67 1033.2153 1035.4600 1037.6370 1039.7483 1041.7954

68 1033.3337 1035.6159 1037.8297 1039.9767 1042.0588

69 1033.4533 1035.7735 1038.0243 1040.2075 1042.3249

70 1033.5739 1035.9325 1038.2208 1040.4406 1042.5937

71 1033.6958 1036.0931 1038.4193 1040.6761 1042.8654

72 1033.8188 1036.2553 1038.6198 1040.9140 1043.1399

73 1033.7473 1036.2194 1038.6186 1040.9467 1043.2054

74 1033.6751 1036.1832 1038.6174 1040.9796 1043.2717

75 1033.6023 1036.1466 1038.6162 1041.0129 1043.3386

76 1033.5287 1036.1096 1038.6150 1041.0465 1043.4063

77 1033.4545 1036.0723 1038.6137 1041.0805 1043.4746

78 1033.3795 1036.0346 1038.6125 1041.1148 1043.5437

79 1033.3038 1035.9966 1038.6112 1041.1495 1043.6134

80 1033.2274 1035.9582 1038.6099 1041.1846 1043.6839

81 1033.1502 1035.9194 1038.6087 1041.2199 1043.7552

82 1033.0723 1035.8802 1038.6074 1041.2557 1043.8271

83 1032.9937 1035.8407 1038.6060 1041.2918 1043.8999

84 1032.9143 1035.8007 1038.6047 1041.3283 1043.9734

85 1032.6346 1035.5567 1038.3956 1041.1533 1043.8316

86 1032.3522 1035.3103 1038.1844 1040.9765 1043.6884

87 1032.0671 1035.0616 1037.9712 1040.7979 1043.5436

88 1031.7792 1034.8103 1037.7557 1040.6174 1043.3974

89 1031.4886 1034.5566 1037.5382 1040.4352 1043.2496

90 1031.1952 1034.3005 1037.3184 1040.2510 1043.1003

91 1030.8990 1034.0418 1037.0965 1040.0650 1042.9495

92 1030.6000 1033.7806 1036.8723 1039.8771 1042.7971

93 1030.2981 1033.5168 1036.6459 1039.6873 1042.6431

94 1029.9933 1033.2505 1036.4172 1039.4955 1042.4874

95 1029.6856 1032.9815 1036.1862 1039.3018 1042.3302

96 1029.3749 1032.7099 1035.9530 1039.1061 1042.1713

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 26

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

97 1010.5455 1014.4092 1018.1704 1021.8309 1025.3926

98 1009.8344 1013.7374 1017.5371 1021.2354 1024.8342

99 1009.1172 1013.0598 1016.8983 1020.6345 1024.2706

100 1008.3939 1012.3762 1016.2536 1020.0281 1023.7016

101 1007.6644 1011.6866 1015.6033 1019.4162 1023.1274

102 1006.9287 1010.9910 1014.9470 1018.7986 1022.5477

103 1006.1867 1010.2893 1014.2849 1018.1754 1021.9626

104 1005.4384 1009.5815 1013.6169 1017.5465 1021.3720

105 1004.6836 1008.8675 1012.9429 1016.9117 1020.7759

106 1003.9225 1008.1472 1012.2629 1016.2712 1020.1742

107 1003.1548 1007.4207 1011.5767 1015.6248 1019.5669

108 1002.3805 1006.6877 1010.8844 1014.9725 1018.9539

109 1001.4128 1005.7574 1009.9909 1014.1150 1018.1317

110 1000.4369 1004.8190 1009.0893 1013.2496 1017.3017

111 999.4526 1003.8724 1008.1796 1012.3762 1016.4640

112 998.4598 1002.9174 1007.2618 1011.4949 1015.6185

113 997.4587 1001.9541 1006.3358 1010.6055 1014.7650

114 996.4489 1000.9824 1005.4015 1009.7079 1013.9035

115 995.4305 1000.0022 1004.4588 1008.8021 1013.0340

116 994.4035 999.0134 1003.5076 1007.8880 1012.1563

117 993.3676 998.0160 1002.5480 1006.9655 1011.2703

118 992.3229 997.0098 1001.5797 1006.0345 1010.3761

119 991.2693 995.9948 1000.6028 1005.0951 1009.4734

120 990.2067 994.9710 999.6171 1004.1470 1008.5624

121 988.9444 993.7434 998.4236 1002.9870 1007.4352

122 987.6714 992.5050 997.2194 1001.8163 1006.2975

123 986.3874 991.2559 996.0045 1000.6350 1005.1492

124 985.0925 989.9958 994.7786 999.4428 1003.9900

125 983.7866 988.7246 993.5417 998.2396 1002.8200

126 982.4694 987.4424 992.2938 997.0255 1001.6391

127 981.1411 986.1489 991.0347 995.8002 1000.4470

128 979.8013 984.8441 989.7643 994.5637 999.2438

129 978.4502 983.5279 988.4826 993.3158 998.0293

130 977.0875 982.2002 987.1893 992.0565 996.8035

131 975.7131 980.8609 985.8845 990.7857 995.5661

132 974.3270 979.5098 984.5680 989.5032 994.3171

133 972.9291 978.1469 983.2397 988.2089 993.0565

134 971.5193 976.7721 981.8994 986.9028 991.7840

135 970.0974 975.3853 980.5472 985.5848 990.4995

136 968.6633 973.9863 979.1829 984.2546 989.2031

137 967.2170 972.5751 977.8063 982.9122 987.8944

138 965.7584 971.1515 976.4174 981.5576 986.5736

139 964.2872 969.7155 975.0161 980.1905 985.2403

140 962.8036 968.2670 973.6022 978.8109 983.8945

141 961.3072 966.8057 972.1757 977.4186 982.5361

142 959.7981 965.3317 970.7364 976.0136 981.1650

143 958.2761 963.8447 969.2841 974.5957 979.7810

144 956.7410 962.3448 967.8189 973.1648 978.3841

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

97 1028.8577 1032.2279 1035.5055 1038.6923 1041.7905

98 1028.3355 1031.7412 1035.0535 1038.2743 1041.4056

99 1027.8083 1031.2498 1034.5970 1037.8520 1041.0168

100 1027.2761 1030.7535 1034.1359 1037.4254 1040.6239

101 1026.7388 1030.2524 1033.6702 1036.9944 1040.2269

102 1026.1963 1029.7463 1033.1999 1036.5590 1039.8258

103 1025.6486 1029.2353 1032.7249 1036.1192 1039.4205

104 1025.0957 1028.7193 1032.2451 1035.6749 1039.0110

105 1024.5374 1028.1983 1031.7605 1035.2261 1038.5972

106 1023.9739 1027.6721 1031.2710 1034.7727 1038.1791

107 1023.4049 1027.1408 1030.7767 1034.3147 1037.7567

108 1022.8305 1026.6043 1030.2775 1033.8519 1037.3299

109 1022.0429 1025.8507 1029.5570 1033.1641 1036.6738

110 1021.2478 1025.0897 1028.8294 1032.4692 1036.0110

111 1020.4450 1024.3212 1028.0946 1031.7672 1035.3412

112 1019.6346 1023.5452 1027.3523 1031.0581 1034.6645

113 1018.8164 1022.7616 1026.6027 1030.3417 1033.9807

114 1017.9903 1021.9703 1025.8455 1029.6180 1033.2898

115 1017.1564 1021.1713 1025.0808 1028.8869 1032.5916

116 1016.3144 1020.3645 1024.3084 1028.1483 1031.8863

117 1015.4644 1019.5497 1023.5283 1027.4022 1031.1735

118 1014.6062 1018.7270 1022.7404 1026.6485 1030.4534

119 1013.7399 1017.8963 1021.9447 1025.8871 1029.7257

120 1012.8652 1017.0574 1021.1409 1025.1179 1028.9905

121 1011.7703 1015.9941 1020.1087 1024.1161 1028.0183

122 1010.6649 1014.9205 1019.0662 1023.1040 1027.0361

123 1009.5490 1013.8363 1018.0132 1022.0816 1026.0436

124 1008.4223 1012.7415 1016.9497 1021.0487 1025.0408

125 1007.2849 1011.6360 1015.8755 1020.0053 1024.0275

126 1006.1365 1010.5197 1014.7906 1018.9513 1023.0037

127 1004.9772 1009.3925 1013.6949 1017.8865 1021.9692

128 1003.8067 1008.2542 1012.5882 1016.8108 1020.9239

129 1002.6250 1007.1048 1011.4704 1015.7241 1019.8678

130 1001.4320 1005.9441 1010.3415 1014.6263 1018.8006

131 1000.2276 1004.7720 1009.2013 1013.5174 1017.7224

132 999.0116 1003.5885 1008.0497 1012.3971 1016.6328

133 997.7840 1002.3934 1006.8865 1011.2654 1015.5320

134 996.5446 1001.1865 1005.7117 1010.1221 1014.4197

135 995.2933 999.9679 1004.5252 1008.9672 1013.2958

136 994.0300 998.7373 1003.3268 1007.8004 1012.1602

137 992.7547 997.4947 1002.1164 1006.6218 1011.0127

138 991.4671 996.2399 1000.8940 1005.4311 1009.8533

139 990.1671 994.9729 999.6593 1004.2283 1008.6818

140 988.8547 993.6934 998.4122 1003.0132 1007.4982

141 987.5298 992.4014 997.1527 1001.7857 1006.3022

142 986.1921 991.0967 995.8806 1000.5456 1005.0937

143 984.8416 989.7793 994.5958 999.2929 1003.8726

144 983.4782 988.4489 993.2981 998.0274 1002.6389

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 27 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

145 955.1929 960.8317 966.3405 971.7208 976.9740

146 953.6315 959.3054 964.8489 970.2636 975.5507

147 952.0568 957.7657 963.3440 968.7930 974.1141

148 950.4687 956.2126 961.8255 967.3089 972.6640

149 948.8670 954.6459 960.2935 965.8112 971.2004

150 947.2516 953.0654 958.7477 964.2998 969.7230

151 945.6224 951.4711 957.1881 962.7745 968.2317

152 943.9793 949.8629 955.6145 961.2352 966.7265

153 942.3221 948.2406 954.0268 959.6819 965.2071

154 940.6509 946.6042 952.4249 958.1143 963.6736

155 938.9653 944.9533 950.8086 956.5323 962.1256

156 937.2653 943.2881 949.1779 954.9358 960.5631

157 935.5508 941.6083 947.5325 953.3247 958.9860

158 933.8217 939.9138 945.8725 951.6988 957.3941

159 932.0778 938.2044 944.1975 950.0580 955.7873

160 930.3190 936.4801 942.5075 948.4022 954.1654

161 928.5452 934.7407 940.8024 946.7312 952.5283

162 926.7562 932.9861 939.0820 945.0449 950.8758

163 924.9519 931.2162 937.3462 943.3431 949.2079

164 923.1323 929.4307 935.5949 941.6257 947.5243

165 921.2970 927.6296 933.8279 939.8926 945.8249

166 919.4462 925.8128 932.0450 938.1436 944.1097

167 917.5795 923.9801 930.2462 936.3786 942.3783

168 915.6968 922.1313 928.4312 934.5974 940.6307

169 913.7981 920.2664 926.6000 932.7998 938.8667

170 911.8832 918.3851 924.7524 930.9858 937.0862

171 909.9519 916.4874 922.8883 929.1551 935.2889

172 908.0041 914.5731 921.0074 927.3077 933.4749

173 906.0396 912.6420 919.1097 925.4433 931.6438

174 904.0584 910.6940 917.1950 923.5619 929.7956

175 902.0603 908.7290 915.2631 921.6632 927.9300

176 900.0451 906.7468 913.3139 919.7471 926.0469

177 898.0127 904.7472 911.3473 917.8134 924.1462

178 895.9629 902.7302 909.3630 915.8620 922.2277

179 893.8956 900.6955 907.3610 913.8927 920.2912

180 891.8107 898.6430 905.3411 911.9054 918.3365

181 889.7079 896.5725 903.3030 909.8998 916.3635

182 887.5872 894.4839 901.2467 907.8759 914.3720

183 885.4484 892.3771 899.1720 905.8334 912.3619

184 883.2913 890.2518 897.0786 903.7722 910.3328

185 881.1158 888.1079 894.9666 901.6921 908.2848

186 878.9217 885.9453 892.8356 899.5929 906.2176

187 876.7088 883.7637 890.6855 897.4745 904.1310

188 874.4771 881.5630 888.5161 895.3366 902.0248

189 872.2263 879.3431 886.3274 893.1792 899.8989

190 869.9563 877.1038 884.1190 891.0020 897.7530

191 867.6668 874.8449 881.8908 888.8048 895.5871

192 865.3579 872.5662 879.6427 886.5875 893.4008

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

145 982.1017 987.1056 991.9874 996.7490 1001.3923

146 980.7120 985.7491 990.6636 995.4575 1000.1326

147 979.3090 984.3793 989.3266 994.1529 998.8599

148 977.8926 982.9961 987.9763 992.8349 997.5739

149 976.4625 981.5993 986.6124 991.5035 996.2745

150 975.0188 980.1889 985.2349 990.1585 994.9616

151 973.5612 978.7646 983.8436 988.7998 993.6350

152 972.0897 977.3265 982.4384 987.4272 992.2946

153 970.6041 975.8742 981.0191 986.0405 990.9402

154 969.1042 974.4077 979.5857 984.6398 989.5718

155 967.5900 972.9269 978.1379 983.2247 988.1890

156 966.0612 971.4315 976.6756 981.7952 986.7919

157 964.5178 969.9215 975.1987 980.3510 985.3802

158 962.9596 968.3967 973.7071 978.8922 983.9538

159 961.3865 966.8570 972.2005 977.4184 982.5125

160 959.7983 965.3023 970.6789 975.9296 981.0563

161 958.1948 963.7323 969.1420 974.4256 979.5848

162 956.5760 962.1469 967.5898 972.9063 978.0980

163 954.9417 960.5460 966.0220 971.3714 976.5958

164 953.2918 958.9294 964.4386 969.8209 975.0779

165 951.6260 957.2970 962.8394 968.2546 973.5442

166 949.9442 955.6486 961.2241 966.6722 971.9945

167 948.2464 953.9841 959.5927 965.0737 970.4286

168 946.5322 952.3033 957.9450 963.4589 968.8465

169 944.8017 950.6060 956.2808 961.8276 967.2479

170 943.0545 948.8921 954.6000 960.1797 965.6326

171 941.2906 947.1614 952.9023 958.5149 964.0005

172 939.5099 945.4137 951.1877 956.8331 962.3514

173 937.7120 943.6490 949.4560 955.1342 960.6851

174 935.8969 941.8670 947.7069 953.4179 959.0014

175 934.0644 940.0675 945.9403 951.6841 957.3003

176 932.2144 938.2504 944.1561 949.9326 955.5814

177 930.3466 936.4155 942.3540 948.1632 953.8446

178 928.4609 934.5627 940.5339 946.3758 952.0897

179 926.5572 932.6917 938.6956 944.5701 950.3165

180 924.6352 930.8023 936.8389 942.7460 948.5248

181 922.6948 928.8945 934.9636 940.9033 946.7145

182 920.7358 926.9680 933.0696 939.0417 944.8854

183 918.7580 925.0227 931.1567 937.1611 943.0371

184 916.7613 923.0583 929.2246 935.2614 941.1697

185 914.7454 921.0746 927.2732 933.3422 939.2827

186 912.7102 919.0715 925.3023 931.4035 937.3761

187 910.6556 917.0489 923.3117 929.4450 935.4497

188 908.5812 915.0064 921.3012 927.4664 933.5032

189 906.4869 912.9439 919.2705 925.4677 931.5364

190 904.3726 910.8612 917.2196 923.4486 929.5491

191 902.2380 908.7581 915.1482 921.4089 927.5412

192 900.0830 906.6345 913.0560 919.3483 925.5123

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 28

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

193 863.0292 870.2675 877.3744 884.3499 891.1940

194 860.6806 867.9488 875.0858 882.0917 888.9666

195 858.3119 865.6097 872.7767 879.8129 886.7182

196 855.9230 863.2502 870.4470 877.5131 884.4488

197 853.5137 860.8701 868.0963 875.1923 882.1581

198 851.0839 858.4691 865.7246 872.8502 879.8459

199 848.6332 856.0471 863.3316 870.4866 877.5121

200 846.1617 853.6039 860.9173 868.1014 875.1564

201 843.6690 851.1394 858.4812 865.6943 872.7786

202 841.1551 848.6533 856.0234 863.2652 870.3785

203 838.6196 846.1454 853.5435 860.8137 867.9559

204 836.0625 843.6156 851.0415 858.3398 865.5105

205 833.4836 841.0636 848.5170 855.8433 863.0423

206 830.8827 838.4893 845.9699 853.3238 860.5509

207 828.2595 835.8925 843.3999 850.7813 858.0362

208 825.6139 833.2730 840.8070 848.2154 855.4979

209 822.9457 830.6305 838.1908 845.6260 852.9358

210 820.2547 827.9650 835.5512 843.0129 850.3496

211 817.5408 825.2761 832.8880 840.3758 847.7393

212 814.8036 822.5637 830.2008 837.7146 845.1044

213 812.0431 819.8275 827.4897 835.0290 842.4449

214 809.2590 817.0674 824.7542 832.3187 839.7604

215 806.4512 814.2831 821.9942 829.5836 837.0507

216 803.6193 811.4745 819.2095 826.8234 834.3157

217 800.7632 808.6413 816.3999 824.0380 831.5550

218 797.8828 805.7834 813.5650 821.2269 828.7684

219 794.9777 802.9004 810.7048 818.3902 825.9557

220 792.0479 799.9922 807.8190 815.5274 823.1167

221 789.0930 797.0585 804.9073 812.6384 820.2510

222 786.1129 794.0992 801.9695 809.7229 817.3584

223 783.1073 791.1140 799.0054 806.7806 814.4388

224 780.0760 788.1026 796.0148 803.8114 811.4917

225 777.0189 785.0649 792.9973 800.8150 808.5171

226 773.9356 782.0007 789.9529 797.7911 805.5145

227 770.8260 778.9096 786.8811 794.7395 802.4838

228 767.6899 775.7914 783.7819 791.6600 799.4247

229 764.5269 772.6460 780.6548 788.5522 796.3369

230 761.3369 769.4731 777.4998 785.4159 793.2202

231 758.1197 766.2724 774.3165 782.2508 790.0742

232 754.8750 763.0437 771.1047 779.0568 786.8987

233 751.6026 759.7867 767.8641 775.8334 783.6935

234 748.3023 756.5013 764.5945 772.5805 780.4582

235 744.9737 753.1871 761.2956 769.2978 777.1926

236 741.6167 749.8439 757.9671 765.9851 773.8964

237 738.2311 746.4714 754.6088 762.6419 770.5693

238 734.8165 743.0694 751.2205 759.2681 767.2110

239 731.3728 739.6377 747.8017 755.8634 763.8212

240 727.8996 736.1759 744.3524 752.4274 760.3996

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

193 897.9073 904.4900 910.9429 917.2667 923.4622

194 895.7107 902.3246 908.8087 915.1639 921.3909

195 893.4931 900.1379 906.6532 913.0396 919.2979

196 891.2543 897.9298 904.4761 910.8936 917.1831

197 888.9939 895.7001 902.2772 908.7257 915.0464

198 886.7120 893.4486 900.0563 906.5356 912.8873

199 884.4081 891.1750 897.8132 904.3232 910.7058

200 882.0822 888.8792 895.5477 902.0883 908.5015

201 879.7340 886.5609 893.2595 899.8305 906.2743

202 877.3633 884.2199 890.9485 897.5496 904.0239

203 874.9699 881.8559 888.6143 895.2455 901.7500

204 872.5535 879.4689 886.2568 892.9179 899.4525

205 870.1140 877.0584 883.8758 890.5665 897.1310

206 867.6511 874.6243 881.4709 888.1911 894.7853

207 865.1646 872.1664 879.0420 885.7914 892.4152

208 862.6542 869.6845 876.5887 883.3673 890.0204

209 860.1199 867.1782 874.1110 880.9184 887.6007

210 857.5612 864.6474 871.6085 878.4445 885.1558

211 854.9780 862.0918 869.0809 875.9453 882.6854

212 852.3700 859.5112 866.5281 873.4206 880.1892

213 849.7371 856.9054 863.9497 870.8702 877.6671

214 847.0789 854.2740 861.3456 868.2937 875.1187

215 844.3952 851.6168 858.7154 865.6909 872.5437

216 841.6859 848.9336 856.0589 863.0616 869.9419

217 838.9505 846.2242 853.3758 860.4054 867.3131

218 836.1890 843.4882 850.6660 857.7221 864.6568

219 833.4010 840.7254 847.9290 855.0114 861.9728

220 830.5862 837.9356 845.1646 852.2731 859.2610

221 827.7445 835.1185 842.3726 849.5067 856.5208

222 824.8756 832.2738 839.5527 846.7122 853.7521

223 821.9791 829.4012 836.7046 843.8891 850.9546

224 819.0549 826.5005 833.8280 841.0372 848.1279

225 816.1027 823.5714 830.9226 838.1562 845.2718

226 813.1222 820.6136 827.9882 835.2457 842.3860

227 810.1131 817.6269 825.0245 832.3056 839.4700

228 807.0752 814.6109 822.0311 829.3354 836.5237

229 804.0082 811.5653 819.0077 826.3350 833.5467

230 800.9118 808.4900 815.9542 823.3039 830.5387

231 797.7857 805.3845 812.8701 820.2418 827.4994

232 794.6297 802.2487 809.7551 817.1485 824.4284

233 791.4434 799.0821 806.6090 814.0236 821.3254

234 788.2265 795.8845 803.4315 810.8668 818.1901

235 784.9789 792.6556 800.2222 807.6778 815.0222

236 781.7001 789.3951 796.9807 804.4563 811.8212

237 778.3899 786.1027 793.7069 801.2018 808.5869

238 775.0480 782.7780 790.4003 797.9141 805.3189

239 771.6740 779.4208 787.0607 794.5929 802.0169

240 768.2677 776.0307 783.6877 791.2378 798.6804

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 29 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

241 724.3968 732.6839 740.8722 748.9600 756.9459

242 720.8640 729.1613 737.3607 745.4608 753.4599

243 717.3011 725.6079 733.8179 741.9295 749.9412

244 713.7078 722.0233 730.2432 738.3658 746.3895

245 710.0837 718.4075 726.6366 734.7695 742.8045

246 706.4287 714.7599 722.9976 731.1402 739.1859

247 702.7425 711.0805 719.3261 727.4776 735.5334

248 699.0248 707.3689 715.6217 723.7814 731.8466

249 695.2753 703.6247 711.8840 720.0514 728.1252

250 691.4939 699.8479 708.1129 716.2872 724.3690

251 687.6801 696.0379 704.3080 712.4885 720.5776

252 683.8337 692.1947 700.4691 708.6549 716.7506

253 679.9545 688.3178 696.5957 704.7862 712.8877

254 676.0421 684.4070 692.6876 700.8821 708.9886

255 672.0964 680.4620 688.7445 696.9422 705.0530

256 668.1169 676.4824 684.7662 692.9661 701.0805

257 664.1034 672.4680 680.7521 688.9536 697.0707

258 660.0557 668.4186 676.7021 684.9043 693.0233

259 655.9733 664.3336 672.6158 680.8179 688.9380

260 651.8561 660.2130 668.4929 676.6941 684.8144

261 647.7038 656.0562 664.3331 672.5324 680.6522

262 643.5160 651.8631 660.1360 668.3326 676.4509

263 639.2924 647.6333 655.9014 664.0943 672.2102

264 635.0327 643.3665 651.6287 659.8171 667.9298

265 630.7366 639.0624 647.3178 655.5008 663.6092

266 626.4039 634.7206 642.9683 651.1448 659.2481

267 622.0341 630.3408 638.5799 646.7490 654.8462

268 617.6270 625.9227 634.1521 642.3128 650.4030

269 613.1823 621.4660 629.6846 637.8360 645.9181

270 608.6996 616.9702 625.1771 633.3181 641.3912

271 604.1786 612.4351 620.6293 628.7589 636.8218

272 599.6190 607.8603 616.0407 624.1578 632.2096

273 595.0204 603.2455 611.4110 619.5146 627.5542

274 590.3826 598.5903 606.7398 614.8288 622.8551

275 585.7051 593.8944 602.0268 610.1000 618.1120

276 580.9877 589.1574 597.2715 605.3279 613.3244

277 576.2300 584.3789 592.4737 600.5121 608.4919

278 571.4317 579.5586 587.6328 595.6521 603.6141

279 566.5924 574.6962 582.7487 590.7475 598.6906

280 561.7117 569.7912 577.8207 585.7980 593.7209

281 556.7894 564.8433 572.8486 580.8031 588.7046

282 551.8250 559.8521 567.8320 575.7625 583.6413

283 546.8182 554.8172 562.7704 570.6756 578.5306

284 541.7686 549.7382 557.6635 565.5421 573.3719

285 536.6760 544.6149 552.5108 560.3616 568.1649

286 531.5398 539.4466 547.3120 555.1335 562.9090

287 526.3597 534.2332 542.0666 549.8576 557.6039

288 521.1354 528.9742 536.7742 544.5332 552.2490

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

241 764.8288 772.6074 780.2809 787.8484 795.3092

242 761.3569 769.1506 776.8401 784.4244 791.9029

243 757.8518 765.6600 773.3648 780.9655 788.4611

244 754.3130 762.1351 769.8548 777.4712 784.9835

245 750.7403 758.5758 766.3097 773.9413 781.4696

246 747.1334 754.9816 762.7292 770.3753 777.9192

247 743.4920 751.3522 759.1128 766.7730 774.3317

248 739.8156 747.6873 755.4603 763.1338 770.7069

249 736.1040 743.9864 751.7713 759.4576 767.0443

250 732.3569 740.2494 748.0454 755.7437 763.3436

251 728.5738 736.4757 744.2822 751.9920 759.6043

252 724.7545 732.6651 740.4814 748.2020 755.8261

253 720.8985 728.8172 736.6425 744.3733 752.0085

254 717.0056 724.9316 732.7653 740.5055 748.1511

255 713.0755 721.0080 728.8493 736.5982 744.2536

256 709.1076 717.0460 724.8942 732.6510 740.3154

257 705.1017 713.0451 720.8995 728.6636 736.3363

258 701.0575 709.0051 716.8648 724.6354 732.3157

259 696.9744 704.9255 712.7898 720.5661 728.2532

260 692.8523 700.8060 708.6741 716.4553 724.1484

261 688.6906 696.6461 704.5172 712.3025 720.0008

262 684.4891 692.4455 700.3187 708.1073 715.8100

263 680.2473 688.2038 696.0783 703.8693 711.5756

264 675.9648 683.9205 691.7954 699.5880 707.2971

265 671.6413 679.5953 687.4697 695.2631 702.9740

266 667.2764 675.2278 683.1008 690.8939 698.6058

267 662.8696 670.8175 678.6882 686.4802 694.1922

268 658.4206 666.3640 674.2314 682.0214 689.7326

269 653.9290 661.8669 669.7301 677.5171 685.2265

270 649.3943 657.3257 665.1837 672.9668 680.6735

271 644.8162 652.7401 660.5919 668.3701 676.0731

272 640.1942 648.1096 655.9542 663.7264 671.4248

273 635.5279 643.4338 651.2701 659.0353 666.7280

274 630.8169 638.7121 646.5392 654.2964 661.9823

275 626.0607 633.9443 641.7609 649.5091 657.1872

276 621.2589 629.1297 636.9349 644.6729 652.3421

277 616.4112 624.2680 632.0606 639.7873 647.4465

278 611.5170 619.3587 627.1376 634.8518 642.5000

279 606.5758 614.4013 622.1653 629.8660 637.5019

280 601.5874 609.3954 617.1433 624.8293 632.4518

281 596.5511 604.3405 612.0711 619.7411 627.3491

282 591.4665 599.2361 606.9482 614.6011 622.1932

283 586.3333 594.0817 601.7740 609.4085 616.9836

284 581.1508 588.8768 596.5481 604.1629 611.7197

285 575.9187 583.6210 591.2699 598.8638 606.4010

286 570.6364 578.3137 585.9390 593.5106 601.0269

287 565.3035 572.9544 580.5547 588.1028 595.5968

288 559.9195 567.5427 575.1167 582.6397 590.1102

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 30

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4240.2 REV CHG 2

APPENDIX 7

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

289 515.8665 523.6691 531.4344 539.1601 546.8440

290 510.5525 518.3176 526.0468 533.7377 541.3882

291 505.1932 512.9193 520.6109 528.2656 535.8813

292 499.7881 507.4738 515.1263 522.7434 530.3228

293 494.3368 501.9806 509.5925 517.1705 524.7122

294 488.8390 496.4393 504.0092 511.5465 519.0490

295 483.2942 490.8496 498.3759 505.8710 513.3326

296 477.7020 485.2109 492.6921 500.1435 507.5627

297 472.0621 479.5229 486.9574 494.3634 501.7387

298 466.3740 473.7851 481.1714 488.5304 495.8601

299 460.6373 467.9972 475.3335 482.6439 489.9264

300 454.8516 462.1586 469.4433 476.7035 483.9371

301 449.0165 456.2689 463.5003 470.7086 477.8916

302 443.1315 450.3276 457.5041 464.6587 471.7894

303 437.1963 444.3344 451.4541 458.5534 465.6300

304 431.2104 438.2887 445.3500 452.3921 459.4129

305 425.1734 432.1902 439.1912 446.1743 453.1375

306 419.0848 426.0382 432.9772 439.8996 446.8033

307 412.9441 419.8325 426.7076 433.5673 440.4097

308 406.7511 413.5724 420.3818 427.1770 433.9561

309 400.5051 407.2576 413.9993 420.7281 427.4420

310 394.2058 400.8875 407.5596 414.2201 420.8669

311 387.8527 394.4617 401.0623 407.6524 414.2301

312 381.4453 387.9796 394.5067 401.0245 407.5311

313 374.9832 381.4409 387.8924 394.3359 400.7693

314 368.4658 374.8449 381.2189 387.5860 393.9442

315 361.8929 368.1912 374.4856 380.7741 387.0550

316 355.2637 361.4793 367.6920 373.8999 380.1012

317 348.5780 354.7086 360.8375 366.9626 373.0823

318 341.8351 347.8787 353.9216 359.9617 365.9975

319 335.0346 340.9891 346.9437 352.8967 358.8463

320 328.1761 334.0391 339.9033 345.7669 351.6281

321 321.2590 327.0284 332.7999 338.5717 344.3422

322 314.2828 319.9563 325.6328 331.3106 336.9880

323 307.2470 312.8223 318.4016 323.9830 329.5649

324 300.1511 305.6259 311.1055 316.5881 322.0722

325 292.9946 298.3666 303.7441 309.1255 314.5092

326 285.7769 291.0437 296.3167 301.5944 306.8753

327 278.4976 283.6567 288.8228 293.9944 299.1699

328 271.1562 276.2051 281.2618 286.3246 291.3922

329 263.7520 268.6884 273.6330 278.5846 283.5416

330 256.2846 261.1058 265.9359 270.7736 275.6174

331 248.7534 253.4569 258.1699 262.8910 267.6189

332 241.1578 245.7410 250.3342 254.9361 259.5454

333 233.4974 237.9577 242.4284 246.9084 251.3963

334 225.7716 230.1062 234.4518 238.8070 243.1707

335 217.9798 222.1861 226.4037 230.6314 234.8680

336 210.1214 214.1966 218.2835 222.3808 226.4875

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

289 554.4839 562.0779 569.6242 577.1209 584.5664

290 548.9962 556.5597 564.0768 571.5457 578.9648

291 543.4559 550.9874 558.4739 565.9136 573.3049

292 537.8625 545.3606 552.8150 560.2241 567.5861

293 532.2156 539.6786 547.0995 554.4764 561.8077

294 526.5145 533.9411 541.3269 548.6701 555.9690

295 520.7587 528.1473 535.4965 542.8045 550.0696

296 514.9478 522.2968 529.6078 536.8790 544.1087

297 509.0813 516.3891 523.6603 530.8930 538.0857

298 503.1585 510.4235 517.6532 524.8460 532.0000

299 497.1789 504.3994 511.5861 518.7372 525.8509

300 491.1420 498.3164 505.4583 512.5660 519.6378

301 485.0473 492.1738 499.2693 506.3318 513.3599

302 478.8942 485.9711 493.0183 500.0340 507.0166

303 472.6821 479.7077 486.7049 493.6719 500.6072

304 466.4105 473.3829 480.3283 487.2449 494.1311

305 460.0788 466.9962 473.8879 480.7523 487.5875

306 453.6864 460.5469 467.3831 474.1933 480.9758

307 447.2327 454.0345 460.8133 467.5674 474.2952

308 440.7172 447.4584 454.1778 460.8739 467.5450

309 434.1392 440.8178 447.4760 454.1121 460.7245

310 427.4982 434.1122 440.7071 447.2812 453.8329

311 420.7936 427.3410 433.8705 440.3806 446.8695

312 414.0247 420.5034 426.9656 433.4095 439.8337

313 407.1909 413.5989 419.9916 426.3673 432.7245

314 400.2917 406.6268 412.9479 419.2532 425.5412

315 393.3263 399.5865 405.8337 412.0665 418.2832

316 386.2942 392.4772 398.6484 404.8064 410.9495

317 379.1947 385.2982 391.3912 397.4722 403.5395

318 372.0272 378.0490 384.0615 390.0631 396.0522

319 364.7909 370.7288 376.6585 382.5784 388.4870

320 357.4853 363.3370 369.1814 375.0172 380.8430

321 350.1098 355.8727 361.6296 367.3789 373.1193

322 342.6635 348.3354 354.0023 359.6627 365.3152

323 335.1458 340.7243 346.2986 351.8676 357.4298

324 327.5562 333.0386 338.5180 343.9930 349.4622

325 319.8938 325.2777 330.6595 336.0380 341.4117

326 312.1579 317.4408 322.7225 328.0017 333.2773

327 304.3479 309.5271 314.7061 319.8835 325.0581

328 296.4631 301.5360 306.6095 311.6824 316.7534

329 288.5027 293.4666 298.4319 303.3975 308.3621

330 280.4660 285.3182 290.1726 295.0281 299.8834

331 272.3523 277.0900 281.8307 286.5732 291.3164

332 264.1609 268.7813 273.4054 278.0321 282.6602

333 255.8909 260.3912 264.8958 269.4037 273.9138

334 247.5417 251.9189 256.3011 260.6872 265.0763

335 239.1125 243.3637 247.6205 251.8818 256.1467

336 230.6025 234.7247 238.8530 242.9865 247.1241

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 31 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN IV GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 2.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

337 202.1959 206.1372 210.0905 214.0546 218.0284

338 194.2027 198.0073 201.8242 205.6521 209.4901

339 186.1412 189.8063 193.4838 197.1725 200.8716

340 178.0108 181.5335 185.0687 188.6153 192.1724

341 169.8110 173.1883 176.5782 179.9796 183.3916

342 161.5412 164.7702 168.0116 171.2647 174.5285

343 153.2007 156.2783 159.3683 162.4699 165.5823

344 144.7890 147.7122 150.6476 153.5945 156.5522

345 136.3055 139.0710 141.8487 144.6378 147.4375

346 127.7495 130.3543 132.9711 135.5990 138.2373

347 119.1203 121.5613 124.0139 126.4773 128.9509

348 110.4175 112.6914 114.9764 117.2719 119.5774

349 101.6404 103.7439 105.8580 107.9822 110.1161

350 92.7883 94.7180 96.6579 98.6074 100.5660

351 83.8605 85.6132 87.3754 89.1466 90.9264

352 74.8565 76.4288 78.0097 79.5991 81.1964

353 65.7756 67.1639 68.5602 69.9641 71.3753

354 56.6172 57.8180 59.0260 60.2407 61.4620

355 47.3805 48.3903 49.4063 50.4282 51.4558

356 38.0649 38.8802 39.7005 40.5258 41.3558

357 28.6697 29.2868 29.9078 30.5326 31.1611

358 19.1943 19.6094 20.0273 20.4478 20.8708

359 9.6380 9.8474 10.0583 10.2705 10.4841

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

337 222.0110 226.0011 229.9979 234.0004 238.0076

338 213.3371 217.1921 221.0543 224.9225 228.7960

339 204.5801 208.2969 212.0212 215.7520 219.4886

340 195.7391 199.3145 202.8977 206.4879 210.0841

341 186.8135 190.2442 193.6831 197.1292 200.5817

342 177.8023 181.0851 184.3763 187.6749 190.9803

343 168.7047 171.8363 174.9764 178.1242 181.2789

344 159.5200 162.4970 165.4825 168.4759 171.4765

345 150.2472 153.0661 155.8937 158.7291 161.5719

346 140.8856 143.5430 146.2090 148.8829 151.5642

347 131.4342 133.9266 136.4274 138.9361 141.4522

348 121.8923 124.2160 126.5481 128.8878 131.2349

349 112.2590 114.4104 116.5699 118.7370 120.9111

350 102.5333 104.5087 106.4920 108.4825 110.4798

351 92.7144 94.5101 96.3132 98.1233 99.9399

352 82.8014 84.4136 86.0327 87.6583 89.2902

353 72.7934 74.2183 75.6494 77.0866 78.5295

354 62.6895 63.9231 65.1623 66.4069 67.6567

355 52.4888 53.5270 54.5702 55.6182 56.6707

356 42.1903 43.0292 43.8723 44.7194 45.5702

357 31.7932 32.4286 33.0674 33.7093 34.3541

358 21.2964 21.7243 22.1544 22.5868 23.0212

359 10.6990 10.9150 11.1323 11.3507 11.5703

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 32

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4240.2 REV CHG 2

APPENDIX 7

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

1 1001.0282 1001.0675 1001.1054 1001.1420 1001.1774

2 1002.0652 1002.1443 1002.2207 1002.2945 1002.3657

3 1003.1111 1003.2305 1003.3460 1003.4575 1003.5653

4 1004.1659 1004.3263 1004.4813 1004.6312 1004.7761

5 1005.2297 1005.4316 1005.6269 1005.8157 1005.9982

6 1006.3026 1006.5466 1006.7827 1007.0110 1007.2318

7 1007.3847 1007.6714 1007.9488 1008.2172 1008.4769

8 1008.4760 1008.8060 1009.1254 1009.4346 1009.7337

9 1009.5766 1009.9505 1010.3126 1010.6631 1011.0024

10 1010.6867 1011.1051 1011.5103 1011.9028 1012.2829

11 1011.8062 1012.2697 1012.7188 1013.1539 1013.5754

12 1012.9352 1013.4446 1013.9382 1014.4165 1014.8800

13 1013.8486 1014.3992 1014.9328 1015.4499 1015.9509

14 1014.7697 1015.3622 1015.9364 1016.4928 1017.0319

15 1015.6987 1016.3336 1016.9490 1017.5453 1018.1230

16 1016.6356 1017.3135 1017.9706 1018.6074 1019.2243

17 1017.5805 1018.3020 1019.0014 1019.6792 1020.3359

18 1018.5335 1019.2992 1020.0414 1020.7608 1021.4580

19 1019.4946 1020.3051 1021.0908 1021.8524 1022.5906

20 1020.4640 1021.3197 1022.1495 1022.9540 1023.7338

21 1021.4416 1022.3433 1023.2177 1024.0657 1024.8877

22 1022.4276 1023.3758 1024.2955 1025.1875 1026.0525

23 1023.4220 1024.4173 1025.3830 1026.3197 1027.2282

24 1024.4249 1025.4680 1026.4802 1027.4622 1028.4148

25 1025.2041 1026.2904 1027.3445 1028.3672 1029.3594

26 1025.9901 1027.1201 1028.2166 1029.2806 1030.3127

27 1026.7827 1027.9570 1029.0966 1030.2023 1031.2750

28 1027.5822 1028.8012 1029.9844 1031.1324 1032.2463

29 1028.3884 1029.6529 1030.8801 1032.0711 1033.2268

30 1029.2016 1030.5119 1031.7839 1033.0184 1034.2164

31 1030.0217 1031.3785 1032.6958 1033.9744 1035.2153

32 1030.8488 1032.2527 1033.6158 1034.9391 1036.2235

33 1031.6829 1033.1345 1034.5441 1035.9127 1037.2412

34 1032.5242 1034.0241 1035.4807 1036.8952 1038.2685

35 1033.3727 1034.9214 1036.4257 1037.8867 1039.3054

36 1034.2284 1035.8266 1037.3792 1038.8873 1040.3520

37 1034.8523 1036.4952 1038.0913 1039.6417 1041.1475

38 1035.4815 1037.1696 1038.8097 1040.4029 1041.9505

39 1036.1161 1037.8499 1039.5346 1041.1712 1042.7610

40 1036.7562 1038.5362 1040.2660 1041.9465 1043.5791

41 1037.4017 1039.2285 1041.0039 1042.7289 1044.4048

42 1038.0527 1039.9269 1041.7484 1043.5185 1045.2383

43 1038.7092 1040.6313 1042.4996 1044.3153 1046.0796

44 1039.3714 1041.3420 1043.2576 1045.1194 1046.9289

45 1040.0392 1042.0588 1044.0223 1045.9309 1047.7860

46 1040.7128 1042.7819 1044.7939 1046.7499 1048.6512

47 1041.3920 1043.5114 1045.5724 1047.5763 1049.5245

48 1042.0771 1044.2472 1046.3578 1048.4103 1050.4060

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

1 1001.2115 1001.2444 1001.2762 1001.3069 1001.3364

2 1002.4346 1002.5010 1002.5651 1002.6270 1002.6868

3 1003.6694 1003.7699 1003.8670 1003.9607 1004.0512

4 1004.9160 1005.0512 1005.1818 1005.3080 1005.4298

5 1006.1746 1006.3451 1006.5099 1006.6690 1006.8228

6 1007.4453 1007.6516 1007.8511 1008.0440 1008.2303

7 1008.7281 1008.9710 1009.2059 1009.4329 1009.6525

8 1010.0232 1010.3032 1010.5741 1010.8361 1011.0894

9 1011.3307 1011.6485 1011.9560 1012.2536 1012.5414

10 1012.6508 1013.0070 1013.3518 1013.6855 1014.0084

11 1013.9835 1014.3788 1014.7615 1015.1321 1015.4908

12 1015.3290 1015.7640 1016.1853 1016.5934 1016.9886

13 1016.4362 1016.9063 1017.3616 1017.8026 1018.2296

14 1017.5541 1018.0599 1018.5497 1019.0241 1019.4835

15 1018.6826 1019.2247 1019.7497 1020.2581 1020.7505

16 1019.8220 1020.4009 1020.9617 1021.5047 1022.0306

17 1020.9723 1021.5887 1022.1858 1022.7641 1023.3241

18 1022.1336 1022.7881 1023.4221 1024.0363 1024.6311

19 1023.3060 1023.9992 1024.6708 1025.3214 1025.9517

20 1024.4897 1025.2222 1025.9320 1026.6197 1027.2861

21 1025.6847 1026.4571 1027.2058 1027.9313 1028.6343

22 1026.8911 1027.7042 1028.4923 1029.2562 1029.9966

23 1028.1092 1028.9634 1029.7917 1030.5947 1031.3731

24 1029.3389 1030.2350 1031.1041 1031.9468 1032.7639

25 1030.3217 1031.2550 1032.1601 1033.0377 1033.8886

26 1031.3139 1032.2849 1033.2266 1034.1397 1035.0251

27 1032.3156 1033.3249 1034.3038 1035.2530 1036.1734

28 1033.3269 1034.3751 1035.3917 1036.3776 1037.3336

29 1034.3479 1035.4356 1036.4905 1037.5137 1038.5060

30 1035.3787 1036.5064 1037.6003 1038.6614 1039.6905

31 1036.4194 1037.5878 1038.7213 1039.8208 1040.8874

32 1037.4701 1038.6797 1039.8534 1040.9921 1042.0967

33 1038.5308 1039.7823 1040.9968 1042.1753 1043.3187

34 1039.6017 1040.8957 1042.1517 1043.3706 1044.5534

35 1040.6828 1042.0201 1043.3181 1044.5781 1045.8009

36 1041.7743 1043.1554 1044.4962 1045.7979 1047.0614

37 1042.6098 1044.0298 1045.4085 1046.7469 1048.0461

38 1043.4534 1044.9128 1046.3298 1047.7055 1049.0410

39 1044.3050 1045.8044 1047.2604 1048.6740 1050.0463

40 1045.1648 1046.7048 1048.2002 1049.6523 1051.0621

41 1046.0328 1047.6139 1049.1495 1050.6406 1052.0884

42 1046.9091 1048.5320 1050.1082 1051.6390 1053.1254

43 1047.7938 1049.4590 1051.0766 1052.6476 1054.1733

44 1048.6870 1050.3952 1052.0546 1053.6665 1055.2320

45 1049.5888 1051.3405 1053.0424 1054.6958 1056.3018

46 1050.4992 1052.2950 1054.0401 1055.7356 1057.3827

47 1051.4183 1053.2590 1055.0477 1056.7860 1058.4749

48 1052.3463 1054.2323 1056.0655 1057.8471 1059.5785

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 33 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

49 1042.5218 1044.7376 1046.8929 1048.9889 1051.0271

50 1042.9702 1045.2323 1047.4327 1049.5728 1051.6539

51 1043.4225 1045.7314 1047.9774 1050.1621 1052.2867

52 1043.8786 1046.2348 1048.5270 1050.7567 1052.9253

53 1044.3386 1046.7426 1049.0815 1051.3569 1053.5700

54 1044.8026 1047.2548 1049.6410 1051.9625 1054.2207

55 1045.2705 1047.7716 1050.2055 1052.5736 1054.8775

56 1045.7424 1048.2928 1050.7750 1053.1904 1055.5404

57 1046.2183 1048.8186 1051.3496 1053.8128 1056.2096

58 1046.6983 1049.3490 1051.9294 1054.4409 1056.8850

59 1047.1825 1049.8841 1052.5144 1055.0748 1057.5668

60 1047.6707 1050.4238 1053.1046 1055.7145 1058.2550

61 1047.9094 1050.7089 1053.4350 1056.0891 1058.6728

62 1048.1502 1050.9965 1053.7683 1056.4671 1059.0945

63 1048.3930 1051.2865 1054.1046 1056.8486 1059.5202

64 1048.6379 1051.5791 1054.4439 1057.2336 1059.9499

65 1048.8849 1051.8743 1054.7862 1057.6221 1060.3836

66 1049.1340 1052.1721 1055.1316 1058.0142 1060.8214

67 1049.3852 1052.4724 1055.4802 1058.4099 1061.2633

68 1049.6385 1052.7754 1055.8318 1058.8092 1061.7093

69 1049.8941 1053.0810 1056.1866 1059.2122 1062.1595

70 1050.1518 1053.3894 1056.5445 1059.6188 1062.6139

71 1050.4117 1053.7004 1056.9057 1060.0292 1063.0726

72 1050.6738 1054.0141 1057.2701 1060.4434 1063.5356

73 1050.6769 1054.0634 1057.3646 1060.5822 1063.7178

74 1050.6800 1054.1131 1057.4600 1060.7224 1063.9018

75 1050.6831 1054.1633 1057.5563 1060.8638 1064.0874

76 1050.6863 1054.2139 1057.6534 1061.0065 1064.2748

77 1050.6894 1054.2649 1057.7514 1061.1505 1064.4640

78 1050.6926 1054.3164 1057.8503 1061.2959 1064.6549

79 1050.6959 1054.3683 1057.9500 1061.4426 1064.8476

80 1050.6991 1054.4207 1058.0507 1061.5906 1065.0422

81 1050.7024 1054.4736 1058.1522 1061.7400 1065.2385

82 1050.7057 1054.5269 1058.2547 1061.8907 1065.4367

83 1050.7091 1054.5807 1058.3580 1062.0429 1065.6368

84 1050.7124 1054.6349 1058.4623 1062.1964 1065.8387

85 1050.4467 1054.4144 1058.2863 1062.0639 1065.7488

86 1050.1787 1054.1920 1058.1086 1061.9301 1065.6582

87 1049.9084 1053.9677 1057.9294 1061.7952 1065.5666

88 1049.6358 1053.7414 1057.7485 1061.6590 1065.4743

89 1049.3608 1053.5131 1057.5661 1061.5215 1065.3810

90 1049.0835 1053.2828 1057.3820 1061.3828 1065.2869

91 1048.8039 1053.0505 1057.1962 1061.2428 1065.1919

92 1048.5218 1052.8161 1057.0088 1061.1015 1065.0960

93 1048.2374 1052.5797 1056.8197 1060.9590 1064.9992

94 1047.9505 1052.3413 1056.6289 1060.8151 1064.9015

95 1047.6611 1052.1007 1056.4365 1060.6699 1064.8029

96 1047.3693 1051.8581 1056.2422 1060.5234 1064.7033

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

49 1053.0086 1054.9350 1056.8074 1058.6273 1060.3959

50 1053.6774 1055.6445 1057.5568 1059.4154 1061.2218

51 1054.3525 1056.3610 1058.3136 1060.2116 1062.0563

52 1055.0341 1057.0846 1059.0780 1061.0159 1062.8995

53 1055.7223 1057.8152 1059.8501 1061.8284 1063.7514

54 1056.4170 1058.5529 1060.6298 1062.6492 1064.6123

55 1057.1184 1059.2979 1061.4174 1063.4783 1065.4821

56 1057.8265 1060.0502 1062.2129 1064.3160 1066.3610

57 1058.5414 1060.8099 1063.0163 1065.1622 1067.2490

58 1059.2632 1061.5769 1063.8277 1066.0170 1068.1463

59 1059.9919 1062.3515 1064.6473 1066.8806 1069.0530

60 1060.7275 1063.1337 1065.4750 1067.7530 1069.9690

61 1061.1876 1063.6350 1066.0165 1068.3337 1070.5881

62 1061.6520 1064.1411 1066.5634 1068.9203 1071.2135

63 1062.1209 1064.6522 1067.1157 1069.5130 1071.8455

64 1062.5943 1065.1683 1067.6736 1070.1117 1072.4841

65 1063.0722 1065.6895 1068.2370 1070.7165 1073.1293

66 1063.5547 1066.2157 1068.8061 1071.3274 1073.7813

67 1064.0418 1066.7472 1069.3809 1071.9446 1074.4400

68 1064.5336 1067.2838 1069.9614 1072.5682 1075.1056

69 1065.0301 1067.8257 1070.5478 1073.1980 1075.7781

70 1065.5314 1068.3728 1071.1399 1073.8343 1076.4577

71 1066.0374 1068.9254 1071.7381 1074.4771 1077.1443

72 1066.5484 1069.4833 1072.3422 1075.1265 1077.8380

73 1066.7730 1069.7495 1072.6489 1075.4729 1078.2232

74 1066.9998 1070.0182 1072.9587 1075.8229 1078.6125

75 1067.2288 1070.2896 1073.2716 1076.1764 1079.0057

76 1067.4600 1070.5637 1073.5876 1076.5335 1079.4031

77 1067.6934 1070.8404 1073.9068 1076.8943 1079.8046

78 1067.9290 1071.1199 1074.2292 1077.2588 1080.2103

79 1068.1669 1071.4020 1074.5548 1077.6269 1080.6202

80 1068.4071 1071.6870 1074.8837 1077.9989 1081.0344

81 1068.6495 1071.9747 1075.2158 1078.3746 1081.4529

82 1068.8943 1072.2653 1075.5513 1078.7542 1081.8757

83 1069.1414 1072.5587 1075.8901 1079.1376 1082.3030

84 1069.3910 1072.8549 1076.2324 1079.5250 1082.7347

85 1069.3430 1072.8479 1076.2655 1079.5975 1082.8456

86 1069.2945 1072.8408 1076.2990 1079.6707 1082.9577

87 1069.2456 1072.8337 1076.3328 1079.7446 1083.0710

88 1069.1962 1072.8265 1076.3669 1079.8193 1083.1854

89 1069.1463 1072.8192 1076.4014 1079.8947 1083.3010

90 1069.0960 1072.8118 1076.4362 1079.9710 1083.4179

91 1069.0452 1072.8044 1076.4714 1080.0480 1083.5359

92 1068.9938 1072.7969 1076.5069 1080.1258 1083.6552

93 1068.9420 1072.7893 1076.5428 1080.2043 1083.7757

94 1068.8897 1072.7817 1076.5791 1080.2837 1083.8975

95 1068.8369 1072.7739 1076.6157 1080.3639 1084.0206

96 1068.7836 1072.7661 1076.6526 1080.4449 1084.1449

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 34

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

97 1046.7978 1051.3299 1055.7565 1060.0795 1064.3004

98 1046.2214 1050.7970 1055.2665 1059.6315 1063.8937

99 1045.6401 1050.2595 1054.7720 1059.1794 1063.4831

100 1045.0538 1049.7173 1054.2732 1058.7231 1063.0687

101 1044.4625 1049.1703 1053.7698 1058.2627 1062.6505

102 1043.8662 1048.6186 1053.2620 1057.7980 1062.2283

103 1043.2647 1048.0620 1052.7496 1057.3291 1061.8022

104 1042.6581 1047.5005 1052.2326 1056.8559 1061.3720

105 1042.0464 1046.9342 1051.7110 1056.3783 1060.9378

106 1041.4294 1046.3629 1051.1847 1055.8964 1060.4996

107 1040.8072 1045.7866 1050.6537 1055.4100 1060.0573

108 1040.1796 1045.2052 1050.1179 1054.9192 1059.6108

109 1039.2611 1044.3268 1049.2789 1054.1189 1058.8485

110 1038.3348 1043.4407 1048.4324 1053.3113 1058.0792

111 1037.4006 1042.5469 1047.5783 1052.4963 1057.3026

112 1036.4584 1041.6452 1046.7165 1051.6738 1056.5187

113 1035.5081 1040.7357 1045.8470 1050.8438 1055.7275

114 1034.5498 1039.8181 1044.9698 1050.0062 1054.9289

115 1033.5832 1038.8926 1044.0847 1049.1609 1054.1228

116 1032.6084 1037.9590 1043.1916 1048.3078 1053.3091

117 1031.6253 1037.0172 1042.2906 1047.4469 1052.4878

118 1030.6337 1036.0671 1041.3814 1046.5782 1051.6588

119 1029.6337 1035.1088 1040.4642 1045.7014 1050.8221

120 1028.6252 1034.1420 1039.5387 1044.8167 1049.9775

121 1027.3139 1032.8661 1038.2975 1043.6097 1048.8040

122 1025.9915 1031.5790 1037.0452 1042.3916 1047.6196

123 1024.6577 1030.2806 1035.7817 1041.1624 1046.4241

124 1023.3126 1028.9709 1034.5069 1039.9219 1045.2174

125 1021.9559 1027.6498 1033.2207 1038.6700 1043.9993

126 1020.5877 1026.3170 1031.9229 1037.4067 1042.7699

127 1019.2078 1024.9726 1030.6135 1036.1318 1041.5289

128 1017.8161 1023.6165 1029.2924 1034.8452 1040.2763

129 1016.4125 1022.2485 1027.9595 1033.5468 1039.0119

130 1014.9970 1020.8685 1026.6146 1032.2365 1037.7357

131 1013.5693 1019.4764 1025.2576 1030.9142 1036.4475

132 1012.1294 1018.0722 1023.8885 1029.5798 1035.1473

133 1010.6773 1016.6556 1022.5072 1028.2331 1033.8348

134 1009.2127 1015.2267 1021.1134 1026.8741 1032.5101

135 1007.7356 1013.7853 1019.7072 1025.5026 1031.1729

136 1006.2459 1012.3312 1018.2884 1024.1186 1029.8232

137 1004.7435 1010.8645 1016.8568 1022.7219 1028.4608

138 1003.2283 1009.3849 1015.4125 1021.3124 1027.0857

139 1001.7001 1007.8923 1013.9552 1019.8899 1025.6977

140 1000.1589 1006.3867 1012.4848 1018.4544 1024.2967

141 998.6044 1004.8679 1011.0013 1017.0058 1022.8825

142 997.0368 1003.3358 1009.5045 1015.5439 1021.4551

143 995.4557 1001.7904 1007.9943 1014.0685 1020.0142

144 993.8611 1000.2314 1006.4705 1012.5797 1018.5599

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

97 1068.4209 1072.4429 1076.3681 1080.1984 1083.9355

98 1068.0547 1072.1165 1076.0807 1079.9493 1083.7239

99 1067.6851 1071.7869 1075.7905 1079.6976 1083.5101

100 1067.3118 1071.4541 1075.4973 1079.4434 1083.2941

101 1066.9350 1071.1180 1075.2012 1079.1866 1083.0759

102 1066.5546 1070.7786 1074.9022 1078.9271 1082.8553

103 1066.1705 1070.4359 1074.6002 1078.6651 1082.6325

104 1065.7828 1070.0899 1074.2951 1078.4003 1082.4073

105 1065.3913 1069.7404 1073.9870 1078.1328 1082.1798

106 1064.9961 1069.3876 1073.6758 1077.8626 1081.9500

107 1064.5971 1069.0312 1073.3615 1077.5897 1081.7177

108 1064.1943 1068.6714 1073.0440 1077.3140 1081.4830

109 1063.4694 1067.9833 1072.3919 1076.6971 1080.9008

110 1062.7376 1067.2884 1071.7332 1076.0740 1080.3126

111 1061.9988 1066.5867 1071.0680 1075.4445 1079.7182

112 1061.2529 1065.8781 1070.3961 1074.8086 1079.1176

113 1060.4999 1065.1626 1069.7174 1074.1662 1078.5107

114 1059.7396 1064.4401 1069.0320 1073.5172 1077.8976

115 1058.9721 1063.7105 1068.3397 1072.8616 1077.2780

116 1058.1972 1062.9738 1067.6405 1072.1993 1076.6520

117 1057.4149 1062.2298 1066.9344 1071.5303 1076.0195

118 1056.6251 1061.4786 1066.2211 1070.8544 1075.3804

119 1055.8277 1060.7200 1065.5007 1070.1716 1074.7346

120 1055.0227 1059.9540 1064.7731 1069.4819 1074.0821

121 1053.8822 1058.8459 1063.6968 1068.4367 1073.0674

122 1052.7309 1057.7270 1062.6097 1067.3808 1072.0421

123 1051.5685 1056.5971 1061.5117 1066.3141 1071.0061

124 1050.3949 1055.4562 1060.4028 1065.2366 1069.9593

125 1049.2101 1054.3040 1059.2827 1064.1480 1068.9016

126 1048.0140 1053.1406 1058.1515 1063.0483 1067.8330

127 1046.8064 1051.9658 1057.0089 1061.9374 1066.7531

128 1045.5872 1050.7795 1055.8550 1060.8152 1065.6621

129 1044.3563 1049.5816 1054.6894 1059.6815 1064.5596

130 1043.1137 1048.3720 1053.5123 1058.5362 1063.4457

131 1041.8591 1047.1505 1052.3233 1057.3793 1062.3202

132 1040.5925 1045.9170 1051.1225 1056.2105 1061.1829

133 1039.3138 1044.6715 1049.9096 1055.0298 1060.0338

134 1038.0228 1043.4138 1048.6847 1053.8371 1058.8728

135 1036.7195 1042.1438 1047.4474 1052.6321 1057.6996

136 1035.4036 1040.8613 1046.1978 1051.4149 1056.5142

137 1034.0751 1039.5663 1044.9358 1050.1853 1055.3165

138 1032.7340 1038.2586 1043.6610 1048.9431 1054.1063

139 1031.3799 1036.9380 1042.3736 1047.6882 1052.8835

140 1030.0129 1035.6046 1041.0732 1046.4205 1051.6480

141 1028.6328 1034.2581 1039.7599 1045.1398 1050.3995

142 1027.2394 1032.8984 1038.4334 1043.8461 1049.1381

143 1025.8327 1031.5254 1037.0937 1042.5392 1047.8636

144 1024.4126 1030.1390 1035.7406 1041.2190 1046.5757

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 35 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

145 992.2529 998.6587 1004.9331 1011.0772 1017.0920

146 990.6310 997.0723 1003.3820 1009.5609 1015.6103

147 988.9952 995.4720 1001.8169 1008.0307 1014.1147

148 987.3454 993.8578 1000.2378 1006.4866 1012.6050

149 985.6816 992.2293 998.6446 1004.9282 1011.0813

150 984.0035 990.5867 997.0371 1003.3556 1009.5432

151 982.3111 988.9297 995.4152 1001.7685 1007.9907

152 980.6042 987.2581 993.7787 1000.1669 1006.4237

153 978.8828 985.5720 992.1276 998.5506 1004.8419

154 977.1466 983.8711 990.4617 996.9195 1003.2454

155 975.3957 982.1553 988.7809 995.2735 1001.6339

156 973.6298 980.4245 987.0851 993.6124 1000.0072

157 971.8487 978.6785 985.3740 991.9360 998.3653

158 970.0525 976.9173 983.6476 990.2443 996.7081

159 968.2410 975.1406 981.9058 988.5370 995.0352

160 966.4139 973.3484 980.1483 986.8141 993.3467

161 964.5713 971.5406 978.3751 985.0755 991.6424

162 962.7129 969.7169 976.5860 983.3208 989.9221

163 960.8386 967.8773 974.7809 981.5501 988.1857

164 958.9484 966.0215 972.9596 979.7632 986.4330

165 957.0419 964.1495 971.1220 977.9599 984.6638

166 955.1192 962.2612 969.2680 976.1401 982.8781

167 953.1801 960.3563 967.3973 974.3035 981.0756

168 951.2244 958.4347 965.5099 972.4502 979.2563

169 949.2520 956.4964 963.6055 970.5798 977.4198

170 947.2628 954.5411 961.6841 968.6923 975.5662

171 945.2566 952.5686 959.7455 966.7875 973.6952

172 943.2332 950.5789 957.7895 964.8653 971.8066

173 941.1926 948.5718 955.8160 962.9254 969.9004

174 939.1345 946.5472 953.8248 960.9677 967.9762

175 937.0588 944.5048 951.8158 958.9921 966.0340

176 934.9654 942.4446 949.7888 956.9984 964.0737

177 932.8542 940.3663 947.7436 954.9864 962.0949

178 930.7249 938.2698 945.6801 952.9560 960.0976

179 928.5774 936.1550 943.5982 950.9069 958.0816

180 926.4116 934.0217 941.4975 948.8391 956.0466

181 924.2272 931.8697 939.3781 946.7523 953.9926

182 922.0242 929.6989 937.2397 944.6464 951.9193

183 919.8024 927.5091 935.0821 942.5212 949.8266

184 917.5616 925.3002 932.9051 940.3765 947.7143

185 915.3017 923.0719 930.7087 938.2121 945.5822

186 913.0225 920.8241 928.4926 936.0279 943.4301

187 910.7238 918.5566 926.2567 933.8237 941.2578

188 908.4055 916.2693 924.0007 931.5993 939.0651

189 906.0673 913.9620 921.7245 929.3545 936.8519

190 903.7092 911.6345 919.4279 927.0891 934.6179

191 901.3310 909.2867 917.1108 924.8029 932.3630

192 898.9324 906.9183 914.7728 922.4958 930.0870

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

145 1022.9788 1028.7389 1034.3739 1039.8852 1045.2745

146 1021.5313 1027.3252 1032.9936 1038.5379 1043.9597

147 1020.0699 1025.8976 1031.5994 1037.1768 1042.6312

148 1018.5944 1024.4561 1030.1914 1035.8018 1041.2888

149 1017.1049 1023.0004 1028.7692 1034.4127 1039.9325

150 1015.6011 1021.5305 1027.3328 1033.0095 1038.5621

151 1014.0829 1020.0462 1025.8821 1031.5920 1037.1773

152 1012.5501 1018.5474 1024.4168 1030.1600 1035.7782

153 1011.0026 1017.0338 1022.9369 1028.7133 1034.3645

154 1009.4403 1015.5055 1021.4422 1027.2519 1032.9360

155 1007.8630 1013.9622 1019.9326 1025.7756 1031.4927

156 1006.2706 1012.4038 1018.4079 1024.2842 1030.0343

157 1004.6630 1010.8301 1016.8679 1022.7776 1028.5607

158 1003.0399 1009.2410 1015.3125 1021.2556 1027.0718

159 1001.4013 1007.6364 1013.7415 1019.7181 1025.5674

160 999.7470 1006.0160 1012.1549 1018.1649 1024.0473

161 998.0769 1004.3798 1010.5524 1016.5958 1022.5114

162 996.3907 1002.7276 1008.9338 1015.0107 1020.9595

163 994.6884 1001.0591 1007.2991 1013.4094 1019.3914

164 992.9697 999.3744 1005.6480 1011.7918 1017.8070

165 991.2346 997.6731 1003.9804 1010.1576 1016.2060

166 989.4829 995.9552 1002.2961 1008.5068 1014.5884

167 987.7143 994.2205 1000.5950 1006.8391 1012.9540

168 985.9288 992.4687 998.8769 1005.1544 1011.3025

169 984.1263 990.6999 997.1416 1003.4526 1009.6338

170 982.3064 988.9137 995.3890 1001.7333 1007.9478

171 980.4691 987.1100 993.6188 999.9965 1006.2441

172 978.6142 985.2886 991.8309 998.2419 1004.5228

173 976.7415 983.4495 990.0251 996.4695 1002.7835

174 974.8508 981.5923 988.2013 994.6789 1001.0261

175 972.9421 979.7169 986.3593 992.8701 999.2503

176 971.0150 977.8232 984.4988 991.0428 997.4561

177 969.0695 975.9109 982.6197 989.1968 995.6432

178 967.1054 973.9799 980.7218 987.3320 993.8114

179 965.1224 972.0300 978.8050 985.4482 991.9605

180 963.1204 970.0610 976.8690 983.5451 990.0903

181 961.0992 968.0727 974.9136 981.6226 988.2007

182 959.0587 966.0650 972.9387 979.6805 986.2914

183 956.9986 964.0375 970.9440 977.7186 984.3622

184 954.9188 961.9903 968.9293 975.7366 982.4129

185 952.8190 959.9230 966.8946 973.7344 980.4432

186 950.6991 957.8354 964.8394 971.7118 978.4531

187 948.5589 955.7274 962.7638 969.6685 976.4422

188 946.3982 953.5988 960.6673 967.6043 974.4104

189 944.2168 951.4493 958.5499 965.5191 972.3575

190 942.0144 949.2788 956.4114 963.4126 970.2831

191 939.7910 947.0870 954.2514 961.2846 968.1871

192 937.5462 944.8738 952.0699 959.1349 966.0693

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 36

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

193 896.5134 904.5291 912.4140 920.1675 927.7896

194 894.0736 902.1191 910.0340 917.8179 925.4706

195 891.6131 899.6880 907.6327 915.4468 923.1300

196 889.1315 897.2356 905.2099 913.0539 920.7674

197 886.6288 894.7617 902.7653 910.6391 918.3826

198 884.1046 892.2662 900.2989 908.2021 915.9755

199 881.5589 889.7489 897.8104 905.7429 913.5458

200 878.9915 887.2095 895.2996 903.2610 911.0934

201 876.4021 884.6479 892.7663 900.7564 908.6179

202 873.7906 882.0639 890.2103 898.2289 906.1192

203 871.1568 879.4573 887.6314 895.6782 903.5972

204 868.5005 876.8279 885.0294 893.1041 901.0514

205 865.8215 874.1755 882.4041 890.5064 898.4818

206 863.1196 871.4999 879.7552 887.8849 895.8882

207 860.3947 868.8008 877.0827 885.2394 893.2702

208 857.6464 866.0782 874.3862 882.5696 890.6276

209 854.8747 863.3317 871.6655 879.8753 887.9603

210 852.0794 860.5612 868.9205 877.1564 885.2680

211 849.2601 857.7664 866.1509 874.4125 882.5504

212 846.4168 854.9472 863.3565 871.6435 879.8074

213 843.5491 852.1033 860.5370 868.8491 877.0386

214 840.6570 849.2346 857.6923 866.0290 874.2439

215 837.7402 846.3407 854.8221 863.1832 871.4230

216 834.7985 843.4215 851.9262 860.3112 868.5756

217 831.8316 840.4768 849.0043 857.4129 865.7016

218 828.8394 837.5063 846.0563 854.4881 862.8006

219 825.8217 834.5098 843.0818 851.5364 859.8724

220 822.7781 831.4871 840.0807 848.5577 856.9167

221 819.7086 828.4379 837.0528 845.5516 853.9334

222 816.6128 825.3621 833.9977 842.5180 850.9220

223 813.4906 822.2594 830.9152 839.4566 847.8825

224 810.3418 819.1295 827.8051 836.3672 844.8144

225 807.1660 815.9722 824.6672 833.2494 841.7176

226 803.9631 812.7873 821.5011 830.1031 838.5918

227 800.7329 809.5745 818.3067 826.9279 835.4366

228 797.4750 806.3336 815.0837 823.7236 832.2519

229 794.1894 803.0644 811.8317 820.4899 829.0373

230 790.8756 799.7665 808.5507 817.2266 825.7926

231 787.5336 796.4398 805.2403 813.9333 822.5174

232 784.1630 793.0840 801.9002 810.6099 819.2116

233 780.7636 789.6988 798.5302 807.2560 815.8747

234 777.3352 786.2840 795.1300 803.8714 812.5066

235 773.8775 782.8393 791.6993 800.4557 809.1069

236 770.3903 779.3645 788.2379 797.0088 805.6753

237 766.8733 775.8593 784.7455 793.5302 802.2116

238 763.3262 772.3234 781.2218 790.0198 798.7153

239 759.7489 768.7565 777.6666 786.4771 795.1864

240 756.1410 765.1585 774.0795 782.9020 791.6243

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

193 935.2800 942.6389 949.8665 956.9632 963.9295

194 932.9920 940.3821 947.6411 954.7693 961.7673

195 930.6821 938.1032 945.3934 952.5531 959.5827

196 928.3501 935.8020 943.1233 950.3142 957.3752

197 925.9957 933.4783 940.8305 948.0525 955.1448

198 923.6187 931.1318 938.5147 945.7677 952.8911

199 921.2190 928.7623 936.1758 943.4596 950.6140

200 918.7963 926.3696 933.8135 941.1279 948.3132

201 916.3503 923.9536 931.4275 938.7724 945.9883

202 913.8810 921.5138 929.0177 936.3928 943.6393

203 911.3879 919.0502 926.5838 933.9890 941.2658

204 908.8710 916.5624 924.1256 931.5606 938.8676

205 906.3299 914.0503 921.6428 929.1074 936.4444

206 903.7645 911.5136 919.1351 926.6292 933.9959

207 901.1745 908.9520 916.6024 924.1257 931.5219

208 898.5597 906.3654 914.0444 921.5967 929.0222

209 895.9198 903.7534 911.4608 919.0418 926.4964

210 893.2546 901.1158 908.8513 916.4608 923.9444

211 890.5639 898.4525 906.2157 913.8535 921.3657

212 887.8474 895.7630 903.5538 911.2196 918.7602

213 885.1049 893.0472 900.8653 908.5588 916.1275

214 882.3360 890.3049 898.1499 905.8708 913.4674

215 879.5407 887.5356 895.4073 903.1554 910.7796

216 876.7185 884.7393 892.6373 900.4122 908.0638

217 873.8694 881.9156 889.8396 897.6411 905.3198

218 870.9929 879.0642 887.0139 894.8417 902.5471

219 868.0888 876.1849 884.1600 892.0137 899.7455

220 865.1569 873.2774 881.2775 889.1568 896.9148

221 862.1969 870.3415 878.3663 886.2708 894.0546

222 859.2086 867.3768 875.4258 883.3553 891.1646

223 856.1916 864.3830 872.4560 880.4100 888.2445

224 853.1457 861.3600 869.4565 877.4347 885.2939

225 850.0706 858.3073 866.4270 874.4290 882.3127

226 846.9660 855.2248 863.3672 871.3926 879.3003

227 843.8317 852.1121 860.2768 868.3252 876.2566

228 840.6673 848.9689 857.1555 865.2265 873.1812

229 837.4727 845.7949 854.0030 862.0962 870.0738

230 834.2474 842.5898 850.8190 858.9339 866.9340

231 830.9912 839.3534 847.6031 855.7393 863.7614

232 827.7038 836.0853 844.3551 852.5122 860.5559

233 824.3848 832.7852 841.0745 849.2521 857.3169

234 821.0341 829.4527 837.7612 845.9587 854.0442

235 817.6513 826.0876 834.4148 842.6316 850.7374

236 814.2360 822.6896 831.0348 839.2707 847.3962

237 810.7881 819.2583 827.6211 835.8754 844.0202

238 807.3070 815.7934 824.1733 832.4454 840.6090

239 803.7927 812.2946 820.6909 828.9804 837.1622

240 800.2446 808.7615 817.1738 825.4801 833.6796

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 37 1/80

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

4240.2 REV CHG 2

APPENDIX 7

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

241 752.5023 761.5290 770.4603 779.2941 788.0288

242 748.8325 757.8677 766.8086 775.6532 784.3996

243 745.1313 754.1743 763.1242 771.9789 780.7364

244 741.3985 750.4487 759.4069 768.2709 777.0389

245 737.6339 746.6905 755.6562 764.5289 773.3067

246 733.8371 742.8993 751.8719 760.7526 769.5395

247 730.0078 739.0750 748.0537 756.9417 765.7369

248 726.1459 735.2173 744.2013 753.0958 761.8988

249 722.2509 731.3258 740.3144 749.2147 758.0246

250 718.3227 727.4002 736.3927 745.2981 754.1141

251 714.3610 723.4403 732.4359 741.3455 750.1670

252 710.3654 719.4457 728.4436 737.3567 746.1829

253 706.3357 715.4162 724.4155 733.3313 742.1614

254 702.2715 711.3514 720.3514 729.2690 738.1022

255 698.1726 707.2511 716.2508 725.1695 734.0050

256 694.0388 703.1149 712.1136 721.0324 729.8693

257 689.8696 698.9425 707.9392 716.8574 725.6949

258 685.6648 694.7336 703.7275 712.6441 721.4813

259 681.4241 690.4878 699.4780 708.3922 717.2282

260 677.1472 686.2049 695.1905 704.1013 712.9353

261 672.8337 681.8845 690.8645 699.7711 708.6021

262 668.4834 677.5264 686.4998 695.4012 704.2283

263 664.0959 673.1300 682.0960 690.9913 699.8135

264 659.6710 668.6953 677.6527 686.5409 695.3573

265 655.2082 664.2217 673.1697 682.0497 690.8593

266 650.7074 659.7090 668.6465 677.5173 686.3192

267 646.1681 655.1568 664.0827 672.9434 681.7365

268 641.5900 650.5647 659.4781 668.3276 677.1108

269 636.9728 645.9325 654.8322 663.6695 672.4418

270 632.3162 641.2597 650.1447 658.9686 667.7290

271 627.6198 636.5461 645.4153 654.2247 662.9720

272 622.8833 631.7912 640.6434 649.4373 658.1704

273 618.1063 626.9947 635.8288 644.6060 653.3238

274 613.2885 622.1562 630.9711 639.7304 648.4317

275 608.4296 617.2754 626.0698 634.8101 643.4938

276 603.5292 612.3519 621.1247 629.8447 638.5096

277 598.5869 607.3853 616.1352 624.8338 633.4787

278 593.6024 602.3753 611.1011 619.7770 628.4006

279 588.5753 597.3214 606.0218 614.6738 623.2749

280 583.5053 592.2233 600.8971 609.5238 618.1012

281 578.3920 587.0806 595.7264 604.3267 612.8789

282 573.2350 581.8929 590.5094 599.0818 607.6077

283 568.0339 576.6598 585.2457 593.7890 602.2871

284 562.7884 571.3809 579.9348 588.4475 596.9166

285 557.4981 566.0558 574.5764 583.0572 591.4957

286 552.1627 560.6841 569.1699 577.6174 586.0240

287 546.7816 555.2655 563.7150 572.1277 580.5011

288 541.3546 549.7994 558.2113 566.5878 574.9263

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

241 796.6625 805.1939 813.6214 821.9440 830.1606

242 793.0461 801.5913 810.0336 818.3719 826.6051

243 789.3951 797.9534 806.4098 814.7632 823.0125

244 785.7091 794.2799 802.7499 811.1178 819.3824

245 781.9877 790.5704 799.0533 807.4351 815.7146

246 778.2307 786.8246 795.3198 803.7148 812.0085

247 774.4376 783.0421 791.5489 799.9565 808.2639

248 770.6083 779.2226 787.7403 796.1599 804.4802

249 766.7422 775.3657 783.8936 792.3245 800.6571

250 762.8391 771.4710 780.0085 788.4500 796.7942

251 758.8985 767.5382 776.0845 784.5359 792.8911

252 754.9202 763.5669 772.1213 780.5819 788.9473

253 750.9038 759.5567 768.1184 776.5875 784.9624

254 746.8489 755.5072 764.0756 772.5523 780.9360

255 742.7551 751.4181 759.9922 768.4759 776.8677

256 738.6221 747.2890 755.8681 764.3579 772.7570

257 734.4495 743.1194 751.7027 760.1979 768.6034

258 730.2369 738.9089 747.4957 755.9954 764.4066

259 725.9839 734.6573 743.2466 751.7500 760.1661

260 721.6902 730.3640 738.9549 747.4613 755.8814

261 717.3553 726.0287 734.6204 743.1288 751.5521

262 712.9789 721.6509 730.2426 738.7520 747.1777

263 708.5605 717.2303 725.8209 734.3306 742.7577

264 704.0998 712.7664 721.3551 729.8640 738.2917

265 699.5964 708.2588 716.8445 725.3519 733.7791

266 695.0498 703.7070 712.2889 720.7937 729.2196

267 690.4596 699.1107 707.6877 716.1889 724.6126

268 685.8254 694.4693 703.0405 711.5372 719.9575

269 681.1468 689.7826 698.3469 706.8379 715.2540

270 676.4234 685.0499 693.6063 702.0907 710.5015

271 671.6547 680.2709 688.8183 697.2951 705.6995

272 666.8404 675.4451 683.9824 692.4504 700.8474

273 661.9798 670.5720 679.0981 687.5564 695.9448

274 657.0727 665.6512 674.1651 682.6123 690.9912

275 652.1186 660.6822 669.1826 677.6178 685.9859

276 647.1170 655.6646 664.1504 672.5723 680.9285

277 642.0675 650.5979 659.0678 667.4753 675.8184

278 636.9695 645.4815 653.9344 662.3263 670.6551

279 631.8228 640.3151 648.7497 657.1247 665.4380

280 626.6267 635.0980 643.5131 651.8700 660.1666

281 621.3808 629.8299 638.2242 646.5616 654.8402

282 616.0846 624.5102 632.8824 641.1991 649.4584

283 610.7376 619.1384 627.4871 635.7818 644.0205

284 605.3395 613.7140 622.0379 630.3092 638.5260

285 599.8896 608.2365 616.5342 624.7808 632.9742

286 594.3874 602.7053 610.9755 619.1959 627.3646

287 588.8326 597.1200 605.3612 613.5540 621.6966

288 583.2245 591.4800 599.6907 607.8546 615.9695

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 38

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4240.2 REV CHG 2

APPENDIX 7

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

289 535.8813 544.2854 552.6582 560.9970 569.2993

290 530.3612 538.7233 547.0554 555.3550 563.6195

291 524.7939 533.1124 541.4024 549.6613 557.8865

292 519.1791 527.4525 535.6988 543.9154 552.0997

293 513.5163 521.7431 529.9441 538.1168 546.2587

294 507.8052 515.9836 524.1378 532.2650 540.3629

295 502.0452 510.1738 518.2795 526.3597 534.4119

296 496.2361 504.3132 512.3687 520.4002 528.4050

297 490.3774 498.4013 506.4050 514.3860 522.3419

298 484.4686 492.4376 500.3878 508.3167 516.2219

299 478.5093 486.4218 494.3168 502.1918 510.0445

300 472.4991 480.3533 488.1913 496.0108 503.8092

301 466.4376 474.2317 482.0110 489.7731 497.5155

302 460.3244 468.0566 475.7753 483.4782 491.1628

303 454.1589 461.8274 469.4838 477.1256 484.7504

304 447.9407 455.5437 463.1359 470.7148 478.2780

305 441.6694 449.2051 456.7311 464.2452 471.7449

306 435.3446 442.8110 450.2690 457.7163 465.1506

307 428.9657 436.3609 443.7489 451.1275 458.4944

308 422.5324 429.8544 437.1705 444.4784 451.7759

309 416.0441 423.2909 430.5331 437.7683 444.9943

310 409.5004 416.6701 423.8363 430.9967 438.1492

311 402.9008 409.9913 417.0794 424.1630 431.2399

312 396.2448 403.2540 410.2621 417.2667 424.2658

313 389.5319 396.4578 403.3836 410.3072 417.2263

314 382.7617 389.6022 396.4436 403.2839 410.1209

315 375.9337 382.6865 389.4414 396.1961 402.9488

316 369.0474 375.7104 382.3764 389.0435 395.7095

317 362.1023 368.6732 375.2482 381.8252 388.4023

318 355.0978 361.5744 368.0561 374.5408 381.0267

319 348.0335 354.4135 360.7995 367.1896 373.5818

320 340.9088 347.1900 353.4780 359.7711 366.0672

321 333.7233 339.9032 346.0909 352.2845 358.4821

322 326.4764 332.5527 338.6376 344.7293 350.8260

323 319.1677 325.1379 331.1175 337.1048 343.0980

324 311.7965 317.6581 323.5301 329.4105 335.2976

325 304.3623 310.1130 315.8747 321.6456 327.4241

326 296.8646 302.5018 308.1507 313.8095 319.4767

327 289.3029 294.8240 300.3575 305.9016 311.4548

328 281.6766 287.0791 292.4945 297.9213 303.3578

329 273.9852 279.2664 284.5611 289.8677 295.1848

330 266.2280 271.3853 276.5566 281.7404 286.9352

331 258.4046 263.4352 268.4804 273.5385 278.6083

332 250.5144 255.4156 260.3318 265.2615 270.2033

333 242.5568 247.3258 252.1102 256.9086 261.7195

334 234.5312 239.1653 243.8150 248.4791 253.1562

335 226.4370 230.9333 235.4455 239.9723 244.5125

336 218.2738 222.6293 227.0010 231.3876 235.7879

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

289 577.5626 585.7848 593.9636 602.0969 610.1828

290 571.8465 580.0338 588.1791 596.2805 604.3358

291 566.0757 574.2265 582.3369 590.4046 598.4279

292 560.2495 568.3624 576.4362 584.4688 592.4584

293 554.3675 562.4408 570.4765 578.4724 586.4268

294 548.4291 556.4612 564.4572 572.4148 580.3323

295 542.4338 550.4231 558.3777 566.2954 574.1743

296 536.3810 544.3259 552.2374 560.1135 567.9522

297 530.2703 538.1689 546.0357 553.8685 561.6653

298 524.1010 531.9517 539.7720 547.5597 555.3129

299 517.8725 525.6736 533.4456 541.1865 548.8943

300 511.5844 519.3340 527.0560 534.7483 542.4089

301 505.2360 512.9324 520.6025 528.2443 535.8559

302 498.8268 506.4680 514.0844 521.6740 529.2347

303 492.3561 499.9404 507.5012 515.0365 522.5444

304 485.8234 493.3489 500.8522 508.3314 515.7845

305 479.2282 486.6928 494.1366 501.5577 508.9542

306 472.5697 479.9715 487.3539 494.7149 502.0527

307 465.8474 473.1844 480.5034 487.8023 495.0794

308 459.0607 466.3309 473.5843 480.8191 488.0334

309 452.2090 459.4103 466.5961 473.7646 480.9140

310 445.2916 452.4219 459.5380 466.6381 473.7204

311 438.3079 445.3650 452.4093 459.4389 466.4519

312 431.2573 438.2391 445.2093 452.1661 459.1077

313 424.1391 431.0434 437.9374 444.8192 451.6870

314 416.9527 423.7772 430.5927 437.3972 444.1890

315 409.6974 416.4399 423.1745 429.8994 436.6129

316 402.3726 409.0308 415.6822 422.3251 428.9578

317 394.9776 401.5490 408.1149 414.6735 421.2231

318 387.5117 393.9941 400.4720 406.9438 413.4077

319 379.9743 386.3651 392.7527 399.1352 405.5110

320 372.3646 378.6615 384.9561 391.2468 397.5320

321 364.6820 370.8824 377.0816 383.2780 389.4698

322 356.9258 363.0272 369.1284 375.2277 381.3237

323 349.0953 355.0950 361.0956 367.0953 373.0928

324 341.1897 347.0852 352.9825 358.8799 364.7761

325 333.2084 338.9970 344.7882 350.5807 356.3727

326 325.1506 330.8295 336.5120 342.1966 347.8819

327 317.0155 322.5821 328.1531 333.7271 339.3026

328 308.8025 314.2539 319.7106 325.1710 330.6339

329 300.5108 305.8442 311.1836 316.5276 321.8749

330 292.1396 297.3521 302.5714 307.7960 313.0247

331 283.6882 288.7769 293.8730 298.9752 304.0823

332 275.1558 280.1177 285.0877 290.0644 295.0467

333 266.5416 271.3737 276.2145 281.0626 285.9170

334 257.8449 262.5441 267.2525 271.9690 276.6923

335 249.0649 253.6281 258.2010 262.7825 267.3714

336 240.2007 244.6247 249.0589 253.5022 257.9534

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

Page 39 1/80

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4240.2 REV CHG 2

APPENDIX 7

PLAN V GRADUATED PAYMENT MORTGAGE (SECTION 245)

WITH INCREASING PAYMENTS FOR 10 YEARS AT 3.00 PERCENT EACH YEAR

OUTSTANDING PRINCIPAL BALANCE FACTORS

(PER THOUSAND DOLLARS OF ORIGINAL LOAN PROCEEDS)

FOR 30 YEAR MORTGAGES WITH ANNUAL CONTRACT INTEREST RATES OF

INSTALLMENT

NUMBER 10.25 10.50 10.75 11.00 11.25

337 210.0408 214.2526 218.4809 222.7242 226.9815

338 201.7374 205.8027 209.8844 213.9813 218.0925

339 193.3632 197.2788 201.2109 205.1584 209.1201

340 184.9174 188.6803 192.4597 196.2545 200.0637

341 176.3994 180.0066 183.6301 187.2690 190.9223

342 167.8088 171.2570 174.7215 178.2012 181.6953

343 159.1447 162.4308 165.7330 169.0502 172.3817

344 150.4066 153.5274 156.6640 159.8154 162.9808

345 141.5939 144.5461 147.5137 150.4959 153.4918

346 132.7059 135.4863 138.2815 141.0909 143.9139

347 123.7420 126.3471 128.9666 131.5998 134.2461

348 114.7016 117.1280 119.5682 122.0217 124.4877

349 105.5839 107.8282 110.0856 112.3557 114.6378

350 96.3883 98.4470 100.5181 102.6012 104.6956

351 87.1142 88.9837 90.8649 92.7572 94.6602

352 77.7609 79.4377 81.1252 82.8230 84.5307

353 68.3276 69.8081 71.2982 72.7977 74.3062

354 58.8138 60.0943 61.3833 62.6806 63.9858

355 49.2188 50.2954 51.3795 52.4707 53.5688

356 39.5418 40.4108 41.2860 42.1672 43.0540

357 29.7821 30.4398 31.1022 31.7692 32.4407

358 19.9390 20.3814 20.8271 21.2760 21.7279

359 10.0119 10.2351 10.4600 10.6865 10.9146

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_

INSTALLMENT

NUMBER 11.50 11.75 12.00 12.25 12.50

337 231.2515 235.5332 239.8255 244.1272 248.4374

338 222.2166 226.3527 230.4997 234.6565 238.8222

339 213.0951 217.0823 221.0806 225.0891 229.1068

340 203.8862 207.7211 211.5673 215.4240 219.2903

341 194.5890 198.2682 201.9589 205.6603 209.3715

342 185.2027 188.7228 192.2544 195.7969 199.3493

343 175.7265 179.0839 182.4529 185.8328 189.2228

344 166.1595 169.3506 172.5534 175.7670 178.9908

345 156.5008 159.5220 162.5548 165.5985 168.6522

346 146.7495 149.5972 152.4563 155.3261 158.2059

347 136.9048 139.5752 142.2568 144.9489 147.6508

348 126.9657 129.4551 131.9553 134.4657 136.9857

349 116.9314 119.2359 121.5508 123.8755 126.2096

350 106.8009 108.9166 111.0422 113.1772 115.3212

351 96.5734 98.4963 100.4286 102.3697 104.3194

352 86.2478 87.9740 89.7088 91.4519 93.2030

353 75.8232 77.3486 78.8818 80.4227 81.9707

354 65.2988 66.6192 67.9466 69.2808 70.6215

355 54.6735 55.7847 56.9020 58.0252 59.1541

356 43.9464 44.8441 45.7469 46.6547 47.5672

357 33.1165 33.7964 34.4803 35.1681 35.8596

358 22.1828 22.6405 23.1010 23.5643 24.0300

359 11.1443 11.3754 11.6080 11.8420 12.0773

360 -0.0000 -0.0000 -0.0000 -0.0000 -0.0000

NOTE: DUE TO THE ROUNDING INVOLVED IN COMPUTING ACTUAL PAYMENTS,

ACTUAL OUTSTANDING BALANCES WILL TEND TO BE LOWER THAN THOSE

COMPUTED USING THE ABOVE FACTORS.

THE HIGHEST OUTSTANDING BALANCE AND FACTORS ARE UNDERLINED.

1/80 Page 40

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