+----------+-----------------------+-------+---+------------+----------+
| #        | ## IN-SCH             |       |   |            |          |
|  ED SEAL | OOL DEFERMENT REQUEST |       |   |            |          |
|          |                       |       |   |            |          |
| **SCH**  | ### Federal Family E  |       |   |            |          |
|          | ducation Loan Program |       |   |            |          |
|          |                       |       |   |            |          |
|          | **WARNING:** Any      |       |   |            |          |
|          | person who knowingly  |       |   |            |          |
|          | makes a false         |       |   |            |          |
|          | statement or          |       |   |            |          |
|          | misrepresentation on  |       |   |            |          |
|          | this form or on any   |       |   |            |          |
|          | accompanying          |       |   |            |          |
|          | documents shall be    |       |   |            |          |
|          | subject to penalties  |       |   |            |          |
|          | which may include     |       |   |            |          |
|          | fines, imprisonment   |       |   |            |          |
|          | or both, under the    |       |   |            |          |
|          | U.S. Criminal Code    |       |   |            |          |
|          | and 20 U.S.C. §1097.  |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
| **       |                       |       |   |            |          |
| *SECTION |                       |       |   |            |          |
| 1:       |                       |       |   |            |          |
| BORROWER |                       |       |   |            |          |
| I        |                       |       |   |            |          |
| DENTIFIC |                       |       |   |            |          |
| ATION*** |                       |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
|          |                       | P     |   |            |          |
|          |                       | lease |   |            |          |
|          |                       | enter |   |            |          |
|          |                       | or    |   |            |          |
|          |                       | co    |   |            |          |
|          |                       | rrect |   |            |          |
|          |                       | the   |   |            |          |
|          |                       | foll  |   |            |          |
|          |                       | owing |   |            |          |
|          |                       | in    |   |            |          |
|          |                       | forma |   |            |          |
|          |                       | tion. |   |            |          |
|          |                       |       |   |            |          |
|          |                       | SSN   |   |            |          |
|          |                       | \|    |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | |\_\_ |   |            |          |
|          |                       | \|\_\ |   |            |          |
|          |                       | _\|-\ |   |            |          |
|          |                       | |\_\_ |   |            |          |
|          |                       | \|\_\ |   |            |          |
|          |                       | _\|-\ |   |            |          |
|          |                       | |\_\_ |   |            |          |
|          |                       | \|\_\ |   |            |          |
|          |                       | _\|\_ |   |            |          |
|          |                       | \_\|\ |   |            |          |
|          |                       | _\_\| |   |            |          |
|          |                       |       |   |            |          |
|          |                       | Name  |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       |       |   |            |          |
|          |                       | Ad    |   |            |          |
|          |                       | dress |   |            |          |
|          |                       | \     |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       |       |   |            |          |
|          |                       | City, |   |            |          |
|          |                       | S     |   |            |          |
|          |                       | tate, |   |            |          |
|          |                       | Zip   |   |            |          |
|          |                       | \     |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       |       |   |            |          |
|          |                       | T     |   |            |          |
|          |                       | eleph |   |            |          |
|          |                       | one - |   |            |          |
|          |                       | Home  |   |            |          |
|          |                       | ( )   |   |            |          |
|          |                       | \     |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       |       |   |            |          |
|          |                       | T     |   |            |          |
|          |                       | eleph |   |            |          |
|          |                       | one - |   |            |          |
|          |                       | Other |   |            |          |
|          |                       | ( )   |   |            |          |
|          |                       | \     |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       |       |   |            |          |
|          |                       | E     |   |            |          |
|          |                       | -Mail |   |            |          |
|          |                       | Ad    |   |            |          |
|          |                       | dress |   |            |          |
|          |                       | (Opti |   |            |          |
|          |                       | onal) |   |            |          |
|          |                       | \_\   |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
|          |                       | \_\_\ |   |            |          |
|          |                       | _\_\_ |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
| #        |                       |       |   |            |          |
| ### SECT |                       |       |   |            |          |
| ION 2: D |                       |       |   |            |          |
| EFERMENT |                       |       |   |            |          |
|  REQUEST |                       |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
| *        |                       |       |   |            |          |
| **Before |                       |       |   |            |          |
| a        |                       |       |   |            |          |
| nswering |                       |       |   |            |          |
| any      |                       |       |   |            |          |
| qu       |                       |       |   |            |          |
| estions, |                       |       |   |            |          |
| c        |                       |       |   |            |          |
| arefully |                       |       |   |            |          |
| read the |                       |       |   |            |          |
| entire   |                       |       |   |            |          |
| form,    |                       |       |   |            |          |
| i        |                       |       |   |            |          |
| ncluding |                       |       |   |            |          |
| the      |                       |       |   |            |          |
| inst     |                       |       |   |            |          |
| ructions |                       |       |   |            |          |
| and      |                       |       |   |            |          |
| other    |                       |       |   |            |          |
| inf      |                       |       |   |            |          |
| ormation |                       |       |   |            |          |
| in       |                       |       |   |            |          |
| Sections |                       |       |   |            |          |
| 5 and    |                       |       |   |            |          |
| 6.***    |                       |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
|  I meet |                       |       |   |            |          |
| the      |                       |       |   |            |          |
| qualif   |                       |       |   |            |          |
| ications |                       |       |   |            |          |
| for the  |                       |       |   |            |          |
| d        |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| checked  |                       |       |   |            |          |
| below    |                       |       |   |            |          |
| and      |                       |       |   |            |          |
| request  |                       |       |   |            |          |
| that my  |                       |       |   |            |          |
| loan     |                       |       |   |            |          |
| holder   |                       |       |   |            |          |
| defer    |                       |       |   |            |          |
| r        |                       |       |   |            |          |
| epayment |                       |       |   |            |          |
| of my    |                       |       |   |            |          |
| loan(s): |                       |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
| > While  |                       |       |   |            |          |
| > I am   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| enrolled |                       |       |   |            |          |
| > at an  |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| eligible |                       |       |   |            |          |
| > school |                       |       |   |            |          |
| > as a   |                       |       |   |            |          |
| > **F    |                       |       |   |            |          |
| ULL-TIME |                       |       |   |            |          |
| > ST     |                       |       |   |            |          |
| UDENT.** |                       |       |   |            |          |
| > (For   |                       |       |   |            |          |
| > b      |                       |       |   |            |          |
| orrowers |                       |       |   |            |          |
| > with a |                       |       |   |            |          |
| > FFEL   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  Program |                       |       |   |            |          |
| > loan.) |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| > While  |                       |       |   |            |          |
| > I am   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| enrolled |                       |       |   |            |          |
| > at an  |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| eligible |                       |       |   |            |          |
| > school |                       |       |   |            |          |
| > as a   |                       |       |   |            |          |
| > **LESS |                       |       |   |            |          |
| > THAN   |                       |       |   |            |          |
| > F      |                       |       |   |            |          |
| ULL-TIME |                       |       |   |            |          |
| > BUT AT |                       |       |   |            |          |
| > LEAST  |                       |       |   |            |          |
| > H      |                       |       |   |            |          |
| ALF-TIME |                       |       |   |            |          |
| > ST     |                       |       |   |            |          |
| UDENT.** |                       |       |   |            |          |
| > (For   |                       |       |   |            |          |
| > b      |                       |       |   |            |          |
| orrowers |                       |       |   |            |          |
| > who,   |                       |       |   |            |          |
| > on the |                       |       |   |            |          |
| > date   |                       |       |   |            |          |
| > they   |                       |       |   |            |          |
| > signed |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > pr     |                       |       |   |            |          |
| omissory |                       |       |   |            |          |
| > note,  |                       |       |   |            |          |
| > did    |                       |       |   |            |          |
| > not    |                       |       |   |            |          |
| > have   |                       |       |   |            |          |
| > an     |                       |       |   |            |          |
| > out    |                       |       |   |            |          |
| standing |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  balance |                       |       |   |            |          |
| > on a   |                       |       |   |            |          |
| > FFEL   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  Program |                       |       |   |            |          |
| > loan   |                       |       |   |            |          |
| > made   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| **before |                       |       |   |            |          |
| > July   |                       |       |   |            |          |
| > 1,     |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| 1987**.) |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| > **     |                       |       |   |            |          |
| *NOTE:** |                       |       |   |            |          |
| > Your   |                       |       |   |            |          |
| > pr     |                       |       |   |            |          |
| omissory |                       |       |   |            |          |
| > note   |                       |       |   |            |          |
| > or     |                       |       |   |            |          |
| > other  |                       |       |   |            |          |
| > loan   |                       |       |   |            |          |
| > d      |                       |       |   |            |          |
| ocuments |                       |       |   |            |          |
| > may    |                       |       |   |            |          |
| > state  |                       |       |   |            |          |
| > that a |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| borrower |                       |       |   |            |          |
| > with   |                       |       |   |            |          |
| > an     |                       |       |   |            |          |
| > out    |                       |       |   |            |          |
| standing |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  balance |                       |       |   |            |          |
| > on a   |                       |       |   |            |          |
| > FFEL   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  Program |                       |       |   |            |          |
| > loan   |                       |       |   |            |          |
| > made   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  **prior |                       |       |   |            |          |
| > to     |                       |       |   |            |          |
| > July   |                       |       |   |            |          |
| > 1,     |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  1993**, |                       |       |   |            |          |
| > must   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  receive |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  another |                       |       |   |            |          |
| > loan   |                       |       |   |            |          |
| > in     |                       |       |   |            |          |
| > order  |                       |       |   |            |          |
| > to     |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  qualify |                       |       |   |            |          |
| > for a  |                       |       |   |            |          |
| > h      |                       |       |   |            |          |
| alf-time |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  student |                       |       |   |            |          |
| > de     |                       |       |   |            |          |
| ferment. |                       |       |   |            |          |
| > This   |                       |       |   |            |          |
| > req    |                       |       |   |            |          |
| uirement |                       |       |   |            |          |
| > was    |                       |       |   |            |          |
| > el     |                       |       |   |            |          |
| iminated |                       |       |   |            |          |
| > by the |                       |       |   |            |          |
| > Higher |                       |       |   |            |          |
| > E      |                       |       |   |            |          |
| ducation |                       |       |   |            |          |
| > Am     |                       |       |   |            |          |
| endments |                       |       |   |            |          |
| > of     |                       |       |   |            |          |
| > 1998.  |                       |       |   |            |          |
| > **E    |                       |       |   |            |          |
| ffective |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  October |                       |       |   |            |          |
| > 1,     |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  1998**, |                       |       |   |            |          |
| > no     |                       |       |   |            |          |
| > FFEL   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  Program |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| borrower |                       |       |   |            |          |
| > who is |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| eligible |                       |       |   |            |          |
| > for a  |                       |       |   |            |          |
| > d      |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| > based  |                       |       |   |            |          |
| > on     |                       |       |   |            |          |
| > en     |                       |       |   |            |          |
| rollment |                       |       |   |            |          |
| > as at  |                       |       |   |            |          |
| > least  |                       |       |   |            |          |
| > a      |                       |       |   |            |          |
| > h      |                       |       |   |            |          |
| alf-time |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  student |                       |       |   |            |          |
| > is     |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| required |                       |       |   |            |          |
| > to     |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  receive |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  another |                       |       |   |            |          |
| > loan   |                       |       |   |            |          |
| > in     |                       |       |   |            |          |
| > order  |                       |       |   |            |          |
| > to     |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  qualify |                       |       |   |            |          |
| > for    |                       |       |   |            |          |
| > this   |                       |       |   |            |          |
| > def    |                       |       |   |            |          |
| erment.* |                       |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
| ###      |                       |       |   |            |          |
| ## SECTI |                       |       |   |            |          |
| ON 3: BO |                       |       |   |            |          |
| RROWER U |                       |       |   |            |          |
| NDERSTAN |                       |       |   |            |          |
| DINGS AN |                       |       |   |            |          |
| D CERTIF |                       |       |   |            |          |
| ICATIONS |                       |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
| >  **I  |                       |       |   |            |          |
| > un     |                       |       |   |            |          |
| derstand |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  that:** |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  **(1)** |                       |       |   |            |          |
| > I am   |                       |       |   |            |          |
| > not    |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| required |                       |       |   |            |          |
| > to     |                       |       |   |            |          |
| > make   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| payments |                       |       |   |            |          |
| > of     |                       |       |   |            |          |
| > loan   |                       |       |   |            |          |
| > p      |                       |       |   |            |          |
| rincipal |                       |       |   |            |          |
| > during |                       |       |   |            |          |
| > my     |                       |       |   |            |          |
| > de     |                       |       |   |            |          |
| ferment. |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| Interest |                       |       |   |            |          |
| > will   |                       |       |   |            |          |
| > not be |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  charged |                       |       |   |            |          |
| > on my  |                       |       |   |            |          |
| > su     |                       |       |   |            |          |
| bsidized |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  loan(s) |                       |       |   |            |          |
| > during |                       |       |   |            |          |
| > my     |                       |       |   |            |          |
| > de     |                       |       |   |            |          |
| ferment. |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| However, |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| interest |                       |       |   |            |          |
| > will   |                       |       |   |            |          |
| > be     |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  charged |                       |       |   |            |          |
| > on my  |                       |       |   |            |          |
| > unsu   |                       |       |   |            |          |
| bsidized |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| loan(s). |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  **(2)** |                       |       |   |            |          |
| > I have |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > option |                       |       |   |            |          |
| > of     |                       |       |   |            |          |
| > making |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| interest |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| payments |                       |       |   |            |          |
| > on my  |                       |       |   |            |          |
| > unsu   |                       |       |   |            |          |
| bsidized |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  loan(s) |                       |       |   |            |          |
| > during |                       |       |   |            |          |
| > my     |                       |       |   |            |          |
| > de     |                       |       |   |            |          |
| ferment. |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  **(3)** |                       |       |   |            |          |
| > I may  |                       |       |   |            |          |
| > choose |                       |       |   |            |          |
| > to     |                       |       |   |            |          |
| > make   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| interest |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| payments |                       |       |   |            |          |
| > by     |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| checking |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > box    |                       |       |   |            |          |
| > below. |                       |       |   |            |          |
| > My     |                       |       |   |            |          |
| > loan   |                       |       |   |            |          |
| > holder |                       |       |   |            |          |
| > may    |                       |       |   |            |          |
| > ca     |                       |       |   |            |          |
| pitalize |                       |       |   |            |          |
| > that I |                       |       |   |            |          |
| > do not |                       |       |   |            |          |
| > pay    |                       |       |   |            |          |
| > during |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > d      |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  period. |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| > I wish |                       |       |   |            |          |
| > to     |                       |       |   |            |          |
| > make   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| interest |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| payments |                       |       |   |            |          |
| > on my  |                       |       |   |            |          |
| > unsu   |                       |       |   |            |          |
| bsidized |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  loan(s) |                       |       |   |            |          |
| > during |                       |       |   |            |          |
| > my     |                       |       |   |            |          |
| > de     |                       |       |   |            |          |
| ferment. |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  **(4)** |                       |       |   |            |          |
| > My     |                       |       |   |            |          |
| > d      |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| > will   |                       |       |   |            |          |
| > begin  |                       |       |   |            |          |
| > on the |                       |       |   |            |          |
| > date   |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > c      |                       |       |   |            |          |
| ondition |                       |       |   |            |          |
| > that   |                       |       |   |            |          |
| > q      |                       |       |   |            |          |
| ualifies |                       |       |   |            |          |
| > me for |                       |       |   |            |          |
| > a      |                       |       |   |            |          |
| > d      |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| > began, |                       |       |   |            |          |
| > as     |                       |       |   |            |          |
| > c      |                       |       |   |            |          |
| ertified |                       |       |   |            |          |
| > by the |                       |       |   |            |          |
| > au     |                       |       |   |            |          |
| thorized |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| official |                       |       |   |            |          |
| > who    |                       |       |   |            |          |
| > c      |                       |       |   |            |          |
| ompletes |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  Section |                       |       |   |            |          |
| > 4 of   |                       |       |   |            |          |
| > this   |                       |       |   |            |          |
| > form.  |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  **(5)** |                       |       |   |            |          |
| > My     |                       |       |   |            |          |
| > d      |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| > will   |                       |       |   |            |          |
| > end on |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  earlier |                       |       |   |            |          |
| > of the |                       |       |   |            |          |
| > date   |                       |       |   |            |          |
| > that I |                       |       |   |            |          |
| > no     |                       |       |   |            |          |
| > longer |                       |       |   |            |          |
| > meet   |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > c      |                       |       |   |            |          |
| ondition |                       |       |   |            |          |
| > that   |                       |       |   |            |          |
| > q      |                       |       |   |            |          |
| ualifies |                       |       |   |            |          |
| > me for |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > de     |                       |       |   |            |          |
| ferment, |                       |       |   |            |          |
| > or the |                       |       |   |            |          |
| > ending |                       |       |   |            |          |
| > date   |                       |       |   |            |          |
| > of     |                       |       |   |            |          |
| > that   |                       |       |   |            |          |
| > c      |                       |       |   |            |          |
| ondition |                       |       |   |            |          |
| > as     |                       |       |   |            |          |
| > c      |                       |       |   |            |          |
| ertified |                       |       |   |            |          |
| > by the |                       |       |   |            |          |
| > au     |                       |       |   |            |          |
| thorized |                       |       |   |            |          |
| > o      |                       |       |   |            |          |
| fficial. |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  **(6)** |                       |       |   |            |          |
| > If my  |                       |       |   |            |          |
| > d      |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| > does   |                       |       |   |            |          |
| > not    |                       |       |   |            |          |
| > cover  |                       |       |   |            |          |
| > all my |                       |       |   |            |          |
| > past   |                       |       |   |            |          |
| > due    |                       |       |   |            |          |
| > p      |                       |       |   |            |          |
| ayments, |                       |       |   |            |          |
| > my     |                       |       |   |            |          |
| > loan   |                       |       |   |            |          |
| > holder |                       |       |   |            |          |
| > may    |                       |       |   |            |          |
| > grant  |                       |       |   |            |          |
| > me a   |                       |       |   |            |          |
| > for    |                       |       |   |            |          |
| bearance |                       |       |   |            |          |
| > for    |                       |       |   |            |          |
| > all    |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| payments |                       |       |   |            |          |
| > due    |                       |       |   |            |          |
| > before |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > begin  |                       |       |   |            |          |
| > date   |                       |       |   |            |          |
| > of my  |                       |       |   |            |          |
| > d      |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  or---if |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > period |                       |       |   |            |          |
| > for    |                       |       |   |            |          |
| > which  |                       |       |   |            |          |
| > I am   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| eligible |                       |       |   |            |          |
| > for a  |                       |       |   |            |          |
| > d      |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| > has    |                       |       |   |            |          |
| > e      |                       |       |   |            |          |
| nded---a |                       |       |   |            |          |
| > for    |                       |       |   |            |          |
| bearance |                       |       |   |            |          |
| > for    |                       |       |   |            |          |
| > all    |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| payments |                       |       |   |            |          |
| > due at |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > time   |                       |       |   |            |          |
| > my     |                       |       |   |            |          |
| > d      |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  request |                       |       |   |            |          |
| > is     |                       |       |   |            |          |
| > pr     |                       |       |   |            |          |
| ocessed. |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  **(7)** |                       |       |   |            |          |
| > If I   |                       |       |   |            |          |
| > am     |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| eligible |                       |       |   |            |          |
| > for a  |                       |       |   |            |          |
| > post-d |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| > grace  |                       |       |   |            |          |
| > period |                       |       |   |            |          |
| > on     |                       |       |   |            |          |
| > loans  |                       |       |   |            |          |
| > made   |                       |       |   |            |          |
| > before |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  October |                       |       |   |            |          |
| > 1,     |                       |       |   |            |          |
| > 1981,  |                       |       |   |            |          |
| > my     |                       |       |   |            |          |
| > loan   |                       |       |   |            |          |
| > holder |                       |       |   |            |          |
| > may    |                       |       |   |            |          |
| > grant  |                       |       |   |            |          |
| > me a   |                       |       |   |            |          |
| > for    |                       |       |   |            |          |
| bearance |                       |       |   |            |          |
| > on my  |                       |       |   |            |          |
| > other  |                       |       |   |            |          |
| > loans  |                       |       |   |            |          |
| > for    |                       |       |   |            |          |
| > this   |                       |       |   |            |          |
| > period |                       |       |   |            |          |
| > so     |                       |       |   |            |          |
| > that I |                       |       |   |            |          |
| > can    |                       |       |   |            |          |
| > begin  |                       |       |   |            |          |
| > r      |                       |       |   |            |          |
| epayment |                       |       |   |            |          |
| > of all |                       |       |   |            |          |
| > my     |                       |       |   |            |          |
| > loans  |                       |       |   |            |          |
| > at the |                       |       |   |            |          |
| > same   |                       |       |   |            |          |
| > time.  |                       |       |   |            |          |
| > I      |                       |       |   |            |          |
| > un     |                       |       |   |            |          |
| derstand |                       |       |   |            |          |
| > that   |                       |       |   |            |          |
| > my     |                       |       |   |            |          |
| > loan   |                       |       |   |            |          |
| > holder |                       |       |   |            |          |
| > may    |                       |       |   |            |          |
| > ca     |                       |       |   |            |          |
| pitalize |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| interest |                       |       |   |            |          |
| > that   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  accrues |                       |       |   |            |          |
| > on my  |                       |       |   |            |          |
| > other  |                       |       |   |            |          |
| > loans  |                       |       |   |            |          |
| > during |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > s      |                       |       |   |            |          |
| ix-month |                       |       |   |            |          |
| > period |                       |       |   |            |          |
| > and    |                       |       |   |            |          |
| > that   |                       |       |   |            |          |
| > this   |                       |       |   |            |          |
| > will   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| increase |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > p      |                       |       |   |            |          |
| rincipal |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  balance |                       |       |   |            |          |
| > of my  |                       |       |   |            |          |
| > other  |                       |       |   |            |          |
| > loans. |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  **(8)** |                       |       |   |            |          |
| > My     |                       |       |   |            |          |
| > loan   |                       |       |   |            |          |
| > holder |                       |       |   |            |          |
| > may    |                       |       |   |            |          |
| > grant  |                       |       |   |            |          |
| > me a   |                       |       |   |            |          |
| > for    |                       |       |   |            |          |
| bearance |                       |       |   |            |          |
| > on my  |                       |       |   |            |          |
| > loans  |                       |       |   |            |          |
| > for up |                       |       |   |            |          |
| > to 60  |                       |       |   |            |          |
| > days,  |                       |       |   |            |          |
| > if     |                       |       |   |            |          |
| > ne     |                       |       |   |            |          |
| cessary, |                       |       |   |            |          |
| > for    |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > co     |                       |       |   |            |          |
| llection |                       |       |   |            |          |
| > and    |                       |       |   |            |          |
| > pr     |                       |       |   |            |          |
| ocessing |                       |       |   |            |          |
| > of     |                       |       |   |            |          |
| > docum  |                       |       |   |            |          |
| entation |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  related |                       |       |   |            |          |
| > to my  |                       |       |   |            |          |
| > d      |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| request. |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| Interest |                       |       |   |            |          |
| > that   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  accrues |                       |       |   |            |          |
| > during |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| > for    |                       |       |   |            |          |
| bearance |                       |       |   |            |          |
| > will   |                       |       |   |            |          |
| > not be |                       |       |   |            |          |
| > capi   |                       |       |   |            |          |
| talized. |                       |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
|  **I    |                       |       |   |            |          |
| certify  |                       |       |   |            |          |
| that:    |                       |       |   |            |          |
| (1)**    |                       |       |   |            |          |
| The      |                       |       |   |            |          |
| inf      |                       |       |   |            |          |
| ormation |                       |       |   |            |          |
| I        |                       |       |   |            |          |
| provided |                       |       |   |            |          |
| in       |                       |       |   |            |          |
| Sections |                       |       |   |            |          |
| 1 and 2  |                       |       |   |            |          |
| above is |                       |       |   |            |          |
| true and |                       |       |   |            |          |
| correct. |                       |       |   |            |          |
| **(2)**  |                       |       |   |            |          |
| I will   |                       |       |   |            |          |
| provide  |                       |       |   |            |          |
| ad       |                       |       |   |            |          |
| ditional |                       |       |   |            |          |
| docum    |                       |       |   |            |          |
| entation |                       |       |   |            |          |
| to my    |                       |       |   |            |          |
| loan     |                       |       |   |            |          |
| holder,  |                       |       |   |            |          |
| as       |                       |       |   |            |          |
| r        |                       |       |   |            |          |
| equired, |                       |       |   |            |          |
| to       |                       |       |   |            |          |
| support  |                       |       |   |            |          |
| my       |                       |       |   |            |          |
| d        |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| status.  |                       |       |   |            |          |
| **(3)**  |                       |       |   |            |          |
| I will   |                       |       |   |            |          |
| notify   |                       |       |   |            |          |
| my loan  |                       |       |   |            |          |
| holder   |                       |       |   |            |          |
| imm      |                       |       |   |            |          |
| ediately |                       |       |   |            |          |
| when the |                       |       |   |            |          |
| cond     |                       |       |   |            |          |
| ition(s) |                       |       |   |            |          |
| that     |                       |       |   |            |          |
| q        |                       |       |   |            |          |
| ualified |                       |       |   |            |          |
| me for   |                       |       |   |            |          |
| the      |                       |       |   |            |          |
| d        |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| ends.    |                       |       |   |            |          |
| **(4)**  |                       |       |   |            |          |
| I have   |                       |       |   |            |          |
| read,    |                       |       |   |            |          |
| und      |                       |       |   |            |          |
| erstand, |                       |       |   |            |          |
| and meet |                       |       |   |            |          |
| the      |                       |       |   |            |          |
| eli      |                       |       |   |            |          |
| gibility |                       |       |   |            |          |
| criteria |                       |       |   |            |          |
| of the   |                       |       |   |            |          |
| d        |                       |       |   |            |          |
| eferment |                       |       |   |            |          |
| for      |                       |       |   |            |          |
| which I  |                       |       |   |            |          |
| have     |                       |       |   |            |          |
| applied. |                       |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
| **Bo     |                       |       |   | **Date**   |          |
| rrower's |                       |       |   | \_\_       |          |
| Sig      |                       |       |   | \_\_\_\_\_ |          |
| nature** |                       |       |   | \_\_\_\_\_ |          |
| \_\_\_\_ |                       |       |   | \_\_\_\_\_ |          |
| \_\_\_\_ |                       |       |   | \_\_\_\_\_ |          |
| \_\_\_\_ |                       |       |   | \_\_\_\_\_ |          |
| \_\_\_\_ |                       |       |   | \_\_\_\_\_ |          |
| \_\_\_\_ |                       |       |   |            |          |
| \_\_\_\_ |                       |       |   |            |          |
| \_\_\_\_ |                       |       |   |            |          |
| \_\_\_\_ |                       |       |   |            |          |
| \_\_\_\_ |                       |       |   |            |          |
| \_\_\_\_ |                       |       |   |            |          |
| \_\_\_\_ |                       |       |   |            |          |
| \_\_\_\_ |                       |       |   |            |          |
| \_\_\_\_ |                       |       |   |            |          |
| \_\_\_\_ |                       |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
|          |                       |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
| ###      |                       |       |   |            |          |
| # SECTIO |                       |       |   |            |          |
| N 4: AUT |                       |       |   |            |          |
| HORIZED  |                       |       |   |            |          |
| OFFICIAL |                       |       |   |            |          |
| 'S CERTI |                       |       |   |            |          |
| FICATION |                       |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
| ***NOTE: |                       |       |   |            |          |
| As an    |                       |       |   |            |          |
| alt      |                       |       |   |            |          |
| ernative |                       |       |   |            |          |
| to       |                       |       |   |            |          |
| co       |                       |       |   |            |          |
| mpleting |                       |       |   |            |          |
| this     |                       |       |   |            |          |
| section, |                       |       |   |            |          |
| the      |                       |       |   |            |          |
| school   |                       |       |   |            |          |
| may      |                       |       |   |            |          |
| attach   |                       |       |   |            |          |
| its own  |                       |       |   |            |          |
| en       |                       |       |   |            |          |
| rollment |                       |       |   |            |          |
| certi    |                       |       |   |            |          |
| fication |                       |       |   |            |          |
| report   |                       |       |   |            |          |
| listing  |                       |       |   |            |          |
| the      |                       |       |   |            |          |
| required |                       |       |   |            |          |
| informa  |                       |       |   |            |          |
| tion.*** |                       |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
| I        |                       |       |   |            |          |
| certify, |                       |       |   |            |          |
| to the   |                       |       |   |            |          |
| best of  |                       |       |   |            |          |
| my       |                       |       |   |            |          |
| k        |                       |       |   |            |          |
| nowledge |                       |       |   |            |          |
| and      |                       |       |   |            |          |
| belief,  |                       |       |   |            |          |
| that the |                       |       |   |            |          |
| borrower |                       |       |   |            |          |
| named    |                       |       |   |            |          |
| above:   |                       |       |   |            |          |
|          |                       |       |   |            |          |
| **(1)**  |                       |       |   |            |          |
| is/was   |                       |       |   |            |          |
| enrolled |                       |       |   |            |          |
| as       |                       |       |   |            |          |
| (check   |                       |       |   |            |          |
| the      |                       |       |   |            |          |
| app      |                       |       |   |            |          |
| ropriate |                       |       |   |            |          |
| box) a   |                       |       |   |            |          |
| f        |                       |       |   |            |          |
| ull-time |                       |       |   |            |          |
| student  |                       |       |   |            |          |
| or at    |                       |       |   |            |          |
| least a  |                       |       |   |            |          |
| h        |                       |       |   |            |          |
| alf-time |                       |       |   |            |          |
| student  |                       |       |   |            |          |
|          |                       |       |   |            |          |
| > during |                       |       |   |            |          |
| > the    |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| academic |                       |       |   |            |          |
| > period |                       |       |   |            |          |
| > from   |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| \|\_\_\| |                       |       |   |            |          |
| \_\_\|-\ |                       |       |   |            |          |
| |\_\_\|\ |                       |       |   |            |          |
| _\_\|-\| |                       |       |   |            |          |
| \_\_\|\_ |                       |       |   |            |          |
| \_\|\_\_ |                       |       |   |            |          |
| \|\_\_\| |                       |       |   |            |          |
| > to     |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| \|\_\_\| |                       |       |   |            |          |
| \_\_\|-\ |                       |       |   |            |          |
| |\_\_\|\ |                       |       |   |            |          |
| _\_\|-\| |                       |       |   |            |          |
| \_\_\|\_ |                       |       |   |            |          |
| \_\|\_\_ |                       |       |   |            |          |
| \|\_\_\| |                       |       |   |            |          |
| > and    |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  **(2)** |                       |       |   |            |          |
| > is     |                       |       |   |            |          |
| > re     |                       |       |   |            |          |
| asonably |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| expected |                       |       |   |            |          |
| > to     |                       |       |   |            |          |
| >        |                       |       |   |            |          |
| complete |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  his/her |                       |       |   |            |          |
| >        |                       |       |   |            |          |
|  program |                       |       |   |            |          |
| > requ   |                       |       |   |            |          |
| irements |                       |       |   |            |          |
| > on     |                       |       |   |            |          |
| > \      |                       |       |   |            |          |
| |\_\_\|\ |                       |       |   |            |          |
| _\_\|-\| |                       |       |   |            |          |
| \_\_\|\_ |                       |       |   |            |          |
| \_\|-\|\ |                       |       |   |            |          |
| _\_\|\_\ |                       |       |   |            |          |
| _\|\_\_\ |                       |       |   |            |          |
| |\_\_\|. |                       |       |   |            |          |
+----------+-----------------------+-------+---+------------+----------+
| Name of  |                       |       | O |            |          |
| Ins      |                       |       | P |            |          |
| titution |                       |       | E |            |          |
| \_\_     |                       |       | - |            |          |
| \_\_\_\_ |                       |       | I |            |          |
| \_\_\_\_ |                       |       | D |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
| \_\_\_\_ |                       |       | _ |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
| \_\_\_\_ |                       |       | _ |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
| \_\_\_\_ |                       |       | _ |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
| \_\_\_\_ |                       |       | _ |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
| \_\_\_\_ |                       |       | _ |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
+----------+-----------------------+-------+---+------------+----------+
| Address  |                       |       | C |            |          |
| \_\_     |                       |       | i |            |          |
| \_\_\_\_ |                       |       | t |            |          |
| \_\_\_\_ |                       |       | y |            |          |
| \_\_\_\_ |                       |       | , |            |          |
| \_\_\_\_ |                       |       | S |            |          |
| \_\_\_\_ |                       |       | t |            |          |
| \_\_\_\_ |                       |       | a |            |          |
| \_\_\_\_ |                       |       | t |            |          |
| \_\_\_\_ |                       |       | e |            |          |
| \_\_\_\_ |                       |       | , |            |          |
| \_\_\_\_ |                       |       | Z |            |          |
| \_\_\_\_ |                       |       | i |            |          |
| \_\_\_\_ |                       |       | p |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
| \_\_\_\_ |                       |       | _ |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
+----------+-----------------------+-------+---+------------+----------+
| Na       |                       |       | T |            |          |
| me/Title |                       |       | e |            |          |
| of       |                       |       | l |            |          |
| Au       |                       |       | e |            |          |
| thorized |                       |       | p |            |          |
| Official |                       |       | h |            |          |
| \_\_\_   |                       |       | o |            |          |
| \_\_\_\_ |                       |       | n |            |          |
| \_\_\_\_ |                       |       | e |            |          |
| \_\_\_\_ |                       |       | ( |            |          |
| \_\_\_\_ |                       |       | ) |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
| \_\_\_\_ |                       |       | _ |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
| \_\_\_\_ |                       |       | _ |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
| \_\_\_\_ |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
+----------+-----------------------+-------+---+------------+----------+
| **Au     |                       |       | * |            |          |
| thorized |                       |       | * |            |          |
| Of       |                       |       | D |            |          |
| ficial's |                       |       | a |            |          |
| Sig      |                       |       | t |            |          |
| nature** |                       |       | e |            |          |
| \_\_     |                       |       | * |            |          |
| \_\_\_\_ |                       |       | * |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
| \_\_\_\_ |                       |       | _ |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
| \_\_\_\_ |                       |       | _ |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
| \_\_\_\_ |                       |       | _ |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
| \_\_\_\_ |                       |       | _ |            |          |
| \_\_\_\_ |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
|          |                       |       | \ |            |          |
|          |                       |       | _ |            |          |
+----------+-----------------------+-------+---+------------+----------+

+-----------------------------------------------------------------------+
| #### SECTION 5: INSTRUCTIONS FOR COMPLETING THE FORM                  |
+-----------------------------------------------------------------------+
| Type or print using dark ink. Report dates as month-day-year          |
| (MM-DD-YYYY). For example, 'January 31, 2006' = '01-31-2006'. An      |
| authorized school official must either (A) complete Section 4, or (B) |
| attach the school's own enrollment certification report listing the   |
| required information. If you need help completing this form, contact  |
| your loan holder.                                                     |
|                                                                       |
| ***Return the completed form and any required documentation to the    |
| address shown in Section 7.***                                        |
+-----------------------------------------------------------------------+
| #### SECTION 6: DEFINITIONS FOR IN-SCHOOL DEFERMENT REQUEST           |
+-----------------------------------------------------------------------+
| **** An **authorized certifying official** for an In-School          |
| Deferment is an authorized official of the school where I am/was      |
| enrolled as a full-time or at least half-time student.                |
|                                                                       |
| **** **Capitalization** is the addition of unpaid interest to the    |
| principal balance of my loan. This will increase the principal and    |
| the total cost of my loan.                                            |
|                                                                       |
| **** A **deferment** is a period during which I am entitled to       |
| postpone repayment of the principal balance of my loan(s). The        |
| federal government pays the interest that accrues during an eligible  |
| deferment for all subsidized Federal Stafford Loans and for Federal   |
| Consolidation Loans for which the Consolidation Loan application was  |
| received by my loan holder **(1)** on or after January 1, 1993, but   |
| before August 10, 1993, **(2)** on or after August 10, 1993, if it    |
| includes ***only*** Federal Stafford Loans that were eligible for     |
| federal interest subsidy, or **(3)** on or after November 13, 1997,   |
| for that portion of the consolidation loan that paid a subsidized     |
| FFEL Loan or a subsidized Federal Direct Loan. I am responsible for   |
| the interest that accrues during this period on all other FFEL        |
| Program loans.                                                        |
|                                                                       |
| **** The **Federal Family Education Loan (FFEL) Program** includes   |
| Federal Stafford Loans (both subsidized and unsubsidized), Federal    |
| Supplemental Loans for Students (SLS), Federal PLUS Loans, and        |
| Federal Consolidation Loans.                                          |
|                                                                       |
| ** Forbearance** means permitting the temporary cessation of         |
| payments, allowing an extension of time for making payments, or       |
| temporarily accepting smaller payments than previously scheduled. I   |
| am responsible for the interest that accrues on my loan(s) during a   |
| forbearance. If I do not pay the interest that accrues, the interest  |
| may be capitalized.                                                   |
|                                                                       |
| **** The **holder** of my FFEL Program loan(s) may be a lender,      |
| guaranty agency, secondary market, or the U.S. Department of          |
| Education.                                                            |
+-----------------------------------------------------------------------+
| #### SECTION 7: WHERE TO SEND THE COMPLETED DEFERMENT REQUEST         |
+-----------------------------------------------------------------------+
| RETURN THE COMPLETED DEFERMENT REQUEST AND ANY REQUIRED DOCUMENTATION |
| TO:                                                                   |
|                                                                       |
| **(IF NO ADDRESS IS SHOWN, RETURN TO YOUR LOAN HOLDER)**              |
+-----------------------------------------------------------------------+
| #### SECTION 8: IMPORTANT NOTICES                                     |
+-----------------------------------------------------------------------+
| ####### Privacy Act Notice                                            |
|                                                                       |
| The Privacy Act of 1974 (5 U.S.C. 552a) requires that the following   |
| notice be provided to you:                                            |
|                                                                       |
| The authority for collecting the requested information from and about |
| you is §428(b)(2)(A) et seq. of the Higher Education Act of 1965, as  |
| amended (20 U.S.C. 1078(b)(2)(A) et seq.) and the authority for       |
| collecting and using your Social Security Number (SSN) is §484(a)(4)  |
| of the HEA (20 U.S.C. 1091(a)(4)). Participating in the Federal       |
| Family Education Loan (FFEL) Program and giving us your SSN are       |
| voluntary, but you must provide the requested information, including  |
| your SSN, to participate.                                             |
|                                                                       |
| The principal purposes for collecting the information on this form,   |
| including your SSN, are to verify your identity, to determine your    |
| eligibility to receive a loan or a benefit on a loan (such as a       |
| deferment, forbearance, discharge, or forgiveness) under the FFEL     |
| program, to permit the servicing of your loan(s), and, if it becomes  |
| necessary, to locate you and to collect on your loan(s) if your       |
| loan(s) become delinquent or in default. We also use your SSN as an   |
| account identifier and to permit you to access your account           |
| information electronically.                                           |
|                                                                       |
| The information in your file may be disclosed to third parties as     |
| authorized under routine uses in the appropriate systems of records.  |
| The routine uses of this information include its disclosure to        |
| federal, state, or local agencies, to other federal agencies under    |
| computer matching programs, to agencies that we authorize to assist   |
| us in administering our loan programs, to private parties such as     |
| relatives, present and former employers, business and personal        |
| associates, to credit bureau organizations, to financial and          |
| educational institutions, to guaranty agencies, and to contractors in |
| order to verify your identity, to determine your eligibility to       |
| receive a loan or a benefit on a loan, to permit the servicing or     |
| collection of your loan(s), to counsel you in repayment efforts, to   |
| enforce the terms of the loan(s), to investigate possible fraud and   |
| to verify compliance with federal student financial aid program       |
| regulations, to locate you if you become delinquent in your loan      |
| payments or if you default, to provide default rate calculations, to  |
| provide financial aid history information, to assist program          |
| administrators with tracking refunds and cancellations, or to provide |
| a standardized method for educational institutions efficiently to     |
| submit student enrollment status.                                     |
|                                                                       |
| In the event of litigation, we may send records to the Department of  |
| Justice, a court, adjudicative body, counsel, party, or witness if    |
| the disclosure is relevant and necessary to the litigation. If this   |
| information, either alone or with other information, indicates a      |
| potential violation of law, we may send it to the appropriate         |
| authority for action. We may send information to members of Congress  |
| if you ask them to help you with federal student aid questions. In    |
| circumstances involving employment complaints, grievances, or         |
| disciplinary actions, we may disclose relevant records to adjudicate  |
| or investigate the issues. If provided for by a collective bargaining |
| agreement, we may disclose records to a labor organization recognized |
| under 5 U.S.C. Chapter 71. Disclosures may also be made to qualified  |
| researchers under Privacy Act safeguards.                             |
+-----------------------------------------------------------------------+
| **Paperwork Reduction Notice**                                        |
|                                                                       |
| According to the Paperwork Reduction Act of 1995, no persons are      |
| required to respond to a collection of information unless it displays |
| a currently valid OMB control number. The valid OMB control number    |
| for this information collection is 1845-0005. The time required to    |
| complete this information collection is estimated to average 0.16     |
| hours (10 minutes) per response, including the time to review         |
| instructions, search existing data resources, gather and maintain the |
| data needed, and complete and review the information collection.      |
| ***If you have any comments concerning the accuracy of the time       |
| estimate(s) or suggestions for improving this form, please write      |
| to:***                                                                |
|                                                                       |
| U.S. Department of Education, Washington, DC 20202-4651               |
|                                                                       |
| ***If you have any comments or concerns regarding the status of your  |
| individual submission of this form, write directly to the address     |
| shown in Section 7.***                                                |
+-----------------------------------------------------------------------+