Consumer complaint received 2023-03-07
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
Please note, this is not a duplicate complaint and I'm not using any third party for this complaint. Due to the new evidence and after comparing my report with others Bureaus I came to combustion that Transunion Credit Bureau has reported incorrect information on my report. I truly believe in accordance with the Fair Credit Reporting act. The list of accounts below has violated my federally protected consumer rights to privacy and confidentiality 15 USC 1681. Account name : XXXX XXXX  XXXX XXXX XXXXXXXX - incorrect information of payment history of XX/XX/2019 till XX/XX/2019 and XX/XX/2019 till XX/XX/2019, insurance, balance and addresses ; 15 U.S.C. 1681 Section 602 A. States I have the right to privacy. 15U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 U.S.C. 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to any consumer reporting agency if the person knowns or has reasonable causes to believe that the information is inaccurate. 
This account must be validate and verified if not it MUST BE DELETED. 
Account name : XXXX XXXX XXXX XXXX is violated my rights and privacy. 
Notice to all, I am that I am, the consumer in fact, natural person, original creditor, XXXX, executor, administrator, holder in due course for any and all derivatives therefore for the surname/given name XXXX, Consumer, and I have been appointed and accepted being the executor both public and private for all matters proceeding, and I hereby claim that I will XXXX  Consumer, XXXX and autograph as the agent XXXX attorney in fact, so be it ; Whereas, I of age, of majority, given this herein notice to all, I make solemn oath to the one and only most high of creation only, whoever that may be, and I depose the following facts, so be it, now present : Fact,, The Truth in Lending Act is intended to inform consumers about the cost of credit. 
Fact, The Truth in Lending Act is intended to protect consumers against abuse and deceit by creditors and I have been abused and deceived so be it. 
Fact, XXXX is aware and has proof in attachment labeled as exhibit A that XXXX XXXX XXXX XXXX is in violation of 15 USC 1692. ( C ) ( A ). A debt collector may not communicate with a consumer in connection with the collection of any debt. 
Fact, XXXX is aware and has proof in attached labeled as exhibit A that XXXX XXXX XXXX XXXX IS IN VIOLATION OF 15 USC 1692 ( B ) ( 2 ). ANY debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall not state such consumer owes any debt. 
Fact, XXXX is aware and has proof in attachment labeled as exhibit that XXXX XXXX XXXX XXXX is in violation of 15 USC 1692 ( B ) ( 5 ). Not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in debt collection business or that the communication relates to the collection of debt. 
Fact, XXXX is aware and has proof in attachment labeled as exhibit A that XXXX XXXX XXXX XXXX is in violation of 15 USC 1692 ( D ) ( 2 ). The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader. 

Please provide me correct credit report with all correct information. ONLY TRANSUNION HAS REPORTED THESE items on my report. Transunion has denied to do investigation in the right way and responded frivolously.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief