Consumer complaint received 2016-12-21
Company: JPMORGAN CHASE & CO.
State: CA
Product: Mortgage
Sub-product: Conventional adjustable mortgage (ARM)
Issue: Loan servicing, payments, escrow account

Complaint:
Fabricated assignments CAN NOT form the basis for a lawful eviction in California per the Supreme Court Published case XXXX XXXX v. XXXX. et al., Case No. XXXX ( XXXX. XX/XX/XXXX ). 

This COMPLAINT is in response to JP Morgan Chase Bank Wrongful Foreclose sale, by use of FRAUDULENT ASSIGNMENTS. Please investigate the attached documents. Annotations for penal Code 115. Penal Code 132 and 134 is a felony for preparing for offering a false or fabricated assignment. 

XXXX If you will review my attached documents you will learn that " XXXX XXXX '' is the very first one on the title. Probably the most famous of the many " Robo-Signers '' that have been discovered is " XXXX XXXX '', who was an employee of XXXX based out of XXXX XXXX. XXXX is now a defunct subdivision of XXXX XXXX XXXX located in XXXX, XXXX. In review of several mortgage documents, XXXX XXXX was acting as " Vice President '' for up to XXXX BANKS ... ALL AT THE SAME TIME. There is also OVER XXXX VARIATIONS in the signatures of XXXX XXXX ... PROVING that other people were signing as " XXXX XXXX ''. 
Probably the most famous of the many " Robo-Signers '' that have been discovered is " XXXX XXXX '', who was an employee of XXXX based out of XXXX XXXX. XXXX is now a defunct subdivision of XXXX XXXX XXXX located in XXXX, XXXX. In review of several mortgage documents, XXXX XXXX was acting as " Vice President '' for up to XXXX BANKS ... ALL AT THE SAME TIME, including XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, and XXXX XXXX!! There is also OVER XXXX VARIATIONS in the signatures of XXXX XXXX ... PROVING that other people were signing as " XXXX XXXX ''. 

JP Morgan National Association ( " Chase '' ) XXXX XXXX XXXX,. 
XXXX, XXXX XXXX XXXX : NOTICE OF VALIDATION OF ALLEGED DEBT Loan No. : XXXX Borrower Name : XXXX XXXX XXXX This letter dated XX/XX/XXXX, is to notify you, your firm and the mortgage company claiming ownership of this alleged loan and note, that I am exercising my rights under the " Fair Debt Collections Practices Act '' as codified at 15 USC 1692, which stipulates that a debt collector must, if requested, provide validation of the alleged debt, i.e. validate the debt, per " The Fair Debt Collections Practices Act '', " FDCPA ''. The debt collector ( Wrongful Foreclosure Attorney, " Chase '' who are the Alleged Lender ) is mandated under " FDCPA '' to cease and desist ALL collection activity until validation of the original note is provided ( my 4th request ). 

This letter requests VALIDATION of the alleged debt accompanied by an Affidavit from JP Morgan Chase Bank , National Association ( " Chase '' ) Please provide the following : 1. Copy of the original alleged note accompanied by an AFFIDAVIT from the " Chase '' 2. Identify to what the alleged debt pertains. 

3. Provide details how the alleged debt was calculated. 
( XXXX v. XXXX XXXX, XXXX XXXX XXXX and XXXX XXXX, XXXX, XXXX Circuit Court, XX/XX/XXXX. 

4. Provide Regulation Z, and Notice of Right to Cancel ( Truth in Lending Act ) 5. Provide copies of any papers that show that I agreed to pay the alleged debt. 

6. Identify the original creditor. 

7. Provide the agreement between the creditor and your firm which authorizes you to collect funds XXXX without a contract, your firm has no right to foreclose ). 

8. Provide evidence that the Statute of Limitations has not expired on this account. 

9. Provide evidence that you are licensed to collect in my state. 

10. Provide your license numbers and the Alleged Lender 's Registered Agent. 

Chase, forward the information back to CFPB, OCC, and XXXX State Attorney General offices, and XXXX XXXX XXXX

Company response to consumer: Closed with explanation