Consumer complaint received 2022-09-30
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TN
Product: Debt collection
Sub-product: Federal student loan debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt is not yours

Complaint:
XXXX XXXX XXXX XXXX XXXX failed to validate debts they are claiming a Natural Living Man owes pursuant to 15 U.S.C. 1692g-validation of debts. A woman by the name XXXX sent XXXX as the Natural Living Man an email with document that has false and misleading information and representation pursuant to 15 U.S.C. 1692e which has no wet ink signature therefore she's making false claims that they loan me something which can not be proven. XXXX never attended full sail university for any debt to be validated as such and she failed that any loan were placed directly in my hands and not transferred by digits into the hands of someone else which would apply to XXXX XXXX XXXX as well. Who is the holder in due course of the security which was purchased by the back and where are the disclosure if such debt were valid? who transferred or gave something of value because banks don't lend money, they purchase security instruments which they monetize off of by selling on the XXXX XXXX XXXXXXXX XXXX with Securities and Exchange Commission, investors and insurance companies. Names are registered on paper so who would XXXX be referring to the birth certificate instrument or the social security card name and account and how are they along with the consumer reporting agencies able to get away with identity theft. I have the recordings on XX/XX/2022 of an employee of XXXX XXXX  failing to validate the debt and he also failed to transfer the call to XXXX since XXXX is the one who's making claims that a Natural Living Man who's dominion is his birthright owes such frivolous debt. Only the United States are obligated to pay debts because they haven't paid back the Lawful Money they owe The XXXX XXXX in which We the Original Inhabitants on our landmass. Unalienable rights of inheritance can not be taxed and its the corporations who owe its debts to The Lawful Man of Nature. If XXXX XXXX purchased security instruments and/or debts with promissory notes that means they owe the Natural Living Man back all the credits because he exchanged something of value, so what did XXXX XXXX  exchange of value and if we're talking federal reserve notes given in exchange for an asset than the intrinsic value is XXXX. 


Other Violations include 15 U.S.C. 1681 ( a ) ( 4 ) -rights to privacy, 15 U.S.C 1681 ( b ) ( e ) false information, 15 U.S.C . 1681 ( b ) did not use manner which fair and equitable to the consumer in reporting negative allegations without written permission, 15 U.S.C. 1681 ( a ) ( 2 ) need written permission, Unjust Enrichment, Aggravated Identity Theft pursuant to 18 U.S.C. 1028a, 15 U.S.C. 1692f-Unfair practices, defamation of character, 15 U.S.C. 1681n-civil liability for willful noncompliance, 15 U.S.C. 1611-civil liability for willful and knowing violation, 15 U.S.C. 1640 civil liability and 15 U.S.C. 1641 liability of assignee, willfully extortionate of extension of credit 18 U.S.C 894. 

Not only did XXXX implement false and misleading information pursuant to 18 U.S.C. 1001 stating that they are not debt collectors under the Fair Debt Collection Practices Act but the financial institutions TransUnion, XXXX and XXXX are responsible for aiding and abetting in crimes being committed but those making false claims without providing proof. Where's the offer that XXXX XXXX made with the Natural Living Man yet they willfully failed to fulfill now they're attempting to charge that Man. XXXX XXXX is willfully engaging in unjust enrichment because they failed to disclose that they received consideration for the consumer credit transaction and misrepresented the transaction. They willing and knowingly requested payments, threatened and harass the Natural Living Man to damage his personal and professional reputation which caused XXXX XXXX XXXX XXXX XXXX all behind an alleged debt especially if they received consideration!.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief