Consumer complaint received 2022-07-12
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
I received a copy of my credit report and I have found the following accounts listed below to be in error. Pursuant to 15 USC 1666b A creditor may not treat a payment on a credit card account under LATE OPEN end consumer credit plan as late for any purpose, unless the creditor has adopted reasonable procedures designed to ensure that each periodic statement including the information required by section 1637 ( b ) of this title is mailed or delivered to the consumer not later than 21 days before the payment due date. 
XXXX : XXXX XXXX XXXX XXXX Balance {$7200.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX  XXXX Balance {$7100.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$6800.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXXXXXX Balance {$6200.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$4900.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$3800.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$3600.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$3400.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$3100.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX Balance {$2700.00} ( XX/XX/XXXX - XX/XX/XXXX, XXXX XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX, XXXX XXXX - XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX ) XXXX : XXXX XXXX XXXX XXXX Balance {$7200.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$7100.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX  XXXX Balance {$6800.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$6200.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX  XXXX Balance {$4900.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$3800.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX  XXXX Balance {$3600.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX XXXX XXXX XXXX XXXX  XXXX Balance {$3400.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX Balance {$3100.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX  XXXX Balance {$2700.00} ( XX/XX/XXXX, XXXX XXXX - XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX ) TransUnion : XXXX OF XXXX XXXX Balance {$7200.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$7100.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$6800.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$6200.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$4900.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX  XXXX Balance {$3800.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$3600.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXXE XXXX Balance {$3400.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX XXXX Balance {$3100.00} Date Open : XX/XX/XXXX ( XX/XX/XXXX ) XXXX XXXX XXXX Balance {$2700.00} ( XX/XX/XXXX, XXXX XXXX - XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX - XX/XX/XXXX )

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief