Consumer complaint received 2016-11-20
Company: WELLS FARGO & COMPANY
State: AZ
Product: Mortgage
Sub-product: Home equity loan or line of credit
Issue: Settlement process and costs

Complaint:
Wells Fargo reinstated a lien by altering the loan number of the Deed of Trust dated XXXX Recorded XXXX Instrument no : XXXX in Book NA and Page NA in XXXX County State of XXXX securing Loan XXXX, that was paid in full XXXX XXXX, XXXX and Released with Deed of Reconveyance dated XXXX/XXXX/XXXX Recorded XXXX/XXXX/XXXX Document No : XXXX. Wells Fargo Recorded a Deed Correction XXXX/XXXX/XXXX switching the secured loan to XXXX on the corrected Deed of Trust to create a new lien by altering the loan number on the Deed of Trust. 
I have not applied for, and have not executed any loan documentation with Wells Fargo. I have no open or active Wells Fargo Accounts. 
Wells Fargo has taken a hostile posture with me from the onset of my complaints 17 years ago. Wells Fargo has compromised my financial and overall well being with predatory tactis. Wells Fargo has altered documentation, fabricated documentation, and aggressively pursued my assets, XXXX homes that were high equity low mortgage balance. There were no laws and not a single advocate and certainly no legal recourse that I could find in XXXX XXXX. No one understood the distinctions of the regulatory powers over specific financial institutions. Everyone assumed their was some oversight and consumer protection and there was none. I have had no choice but to over pay Wells Fargo or become homeless. Wells Fargo proved their above the law criminal activity when they fabricated default to foreclosed my XXXX house with false and inaccurate accounting, including scanned, forged and blatantly fraudulent. documents. Per the notices from Dept. of Justice advising I would receive compensation in the National Mortgage Settlement and the Independent Foreclosure Review as a result of Wells Fargo illegal activity. Those settlement checks combined wouldnt even cover my cost in paper, printing and postage all the years I floundered seeking to reconcile my issues with Wells Fargo.. I 've openly expressed Wells Fargo payment demands from are nothing more than extortion payments. I either pay Wells Fargo unwarranted demands or become homeless. Wells Fargo alters legal binding documents at Wells Fargo whim. It doesnt matter the math can not be verified per the terms agreed, it doesnt matter the agreement has been supplemented with undisclosed pages. It doesnt matter there is no verifiable documentation or executed agreements, applications or signed documentation that would legally bind a person. There is only Wells Fargo submitting compromised documentation and no one questions that accuracy or validity. 

I pulled my credit histories from XXXX XXXX to Date and there are no Wells Fargo accounts and No Lines of credit accounts to be found by XXXX, XXXX or XXXX XXXX. I owe less than {$1700.00} on my first mortage originated in XXXX with maturity XXXX XXXX. 30 years is a long time and its nothing short of XXXX to think Wells Fargo could my home with deceptive tactics. Do you really think Wells Fargo would not report a line of credit? Can you help me or refer me to legal counsel that has integrity, expertise and the ability to file a case against this horrific lender.? 
You may call or email. I appreciate at your earliest convenience.. 
XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation