Consumer complaint received 2022-07-11
Company: Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)
State: FL
Product: Debt collection
Sub-product: Mortgage debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Seized or attempted to seize your property

Complaint:
A debt collector has furnish deceptive forms in an attempt to foreclose on my home. We are currently awaiting trial XX/XX/XXXX. ( Complaint Attached ) At the very bottom of the Verification page it states " Pursuant to the Fair Debt Collections Practices Act you are advised that this office may be deemed a debt collector and any information obtained may be used for that purpose. Debt collector has filed a complaint to foreclose in violation of 15 U.S.C. 1692 i / and 15U.S.C. 1692 j furnishing deceptive forms to do so. Case number : XXXX IN THE CIRCUIT OF THE XXXX XXXX XXXX IN AND FOR XXXX COUNTY XXXX FLORIDA XXXX I am filing this complaint along with a motion for summary judgement in the state court. The debt collector has violated state and federal laws. Bayview Loan Servicing filed the complaint in court. Bayview Loan Servicing changed its to name to Community Loan Servicing. It's counsel is XXXX XXXX XXXX whom also is a debt collector. Bayview Loan Servicing transferred the alleged loan account to XXXX XXXX XXXX Doing Business As XXXX XXXX XXXX. In the midst of litigation in XXXX of XXXX. In the complaint the debt collector claimed standing as holder and furnish deceptive documents. The debt collectors have misrepresented themselves all documentation is fraudulent prohibited acts done by notary public by signing document with initials him and notarizing documents for employer in which they have a financial interest in. The judge and two attorney 's all three went to same law schools the whole case is based on hearsay from debt collectors.117.107Prohibited acts.

( 1 ) A notary public may not use a name or initial in signing certificates other than that by which the notary public is commissioned ( 12 ) A notary public may not notarize a signature on a document if the notary public has a financial interest in or is a party to the underlying transaction ; however, a notary public who is an employee may notarize a signature for his or her employer, and this employment does not constitute a financial interest in the transaction nor make the notary a party to the transaction under this subsection as long as he or she does not receive a benefit other than his or her salary and the fee for services as a notary public authorized by law. For purposes of this subsection, a notary public who is an attorney does not have a financial interest in and is not a party to the underlying transaction evidenced by a notarized document if he or she notarizes a signature on that document for a client for whom he or she serves as an attorney of record and he or she has no interest in the document other than the fee paid to him or her for legal services and the fee authorized by law for services as a notary public. ( Certification for Ownership of Instrument Attached ) and ( Notary registration from State of Florida ) Proving they work for the same company. The alleged creditor of the alleged loan is XXXX XXXX XXXX in which terminated itself in XXXX.

Company response to consumer: Closed with explanation