Consumer complaint received 2017-05-02
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Trouble during payment process

Complaint:
This is a letter of Demand to the requisite recipient. It is the format in which  IA  wih to make my complaint.      XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX .   XXXX    XXXX   XXXX  CA  XXXX  (  XXXX  )  XXXX  Letter To Bank Of America  XXXX   XXXX   XXXX  TO :  XXXX   XXXX   XXXX , Chief  Executive Officer Bank of America Corporation   XXXX   XXXX   XXXX   XXXX .    XXXX , NC  XXXX   Re :  Reimbursement for major losses from  XXXX   XXXX ,  XXXX  to  XXXX   XXXX ,  XXXX  Dear  XXXX   XXXX  : This is the second letter I have sent to  y0u v ia the Consumer Financial Protection Bureaus Complaint Section. Your meter is running, and I wont wait to take action.     I already had offered you the chance to make a good faith gesture by providing me with a lump sum payment of {$25.00}. Now, the demand is about to double. If I have not heard a positive response from you by the fourth Wednesday of  XXXX , or  XXXX   XXXX ,  XXXX , the amount will be {$50000.00} plus compound interest.     In late  XXXX , I sent your office a Qualified Written Request ( RESPA ) per the Letter of Mortgage Satisfaction you sent us on  XXXX   XXXX ,  XXXX . The letter inquired as to whether Bank of America had fulfilled its fiduciary obligation as Trustee and alleged  Owner  of the Mortgage  Loan  (  XXXX  ) we were deemed to owe.     To my knowledge and belief, neither forms  XXXX ,  XXXX , or the forms  XXXX  and  XXXX  Schedule A had been filed commensurate with this account. I will be expecting your firm to verify in writing, with proof that those forms have been filed, and the income accruing from this transaction has been reported to the   Internal Revenue Service   and the   XXXX   XXXX   XXXX   XXXX   XXXX .     We both agree that my spouse and me are the sole proprietors of the property at  XXXX   XXXX   XXXX ,  XXXX   XXXX   XXXX  CA  XXXX . Again, I am reclaiming possession of that property ; and, I will have my vehicle towed to that sight and placed on the property at a later date, if I have not been given the means to get it repaired before then by you and  XXXX   XXXX ,  XXXX . I will be contacting him next, along with the  CEO  of  XXXX   XXXX .     We will demand compensation from the  XXXX  of them and the other trustees/beneficiaries connected to this mortgage. At some point, the pressure will m ount, in media, and in the legal system such that you will be forced to comply. Make it easier and simple. Make the good-faith gesture, and we can apply that to what you owe. And, we both know you owe restitution.     Otherwise, I will be forced to pursue legal and media actions that will cost you in a myriad of ways. By networking, publishing letters to you and writing articles, and linking to other sites.      Youve taken some positive steps, dont stop now. Better  sooner than later.     Sincerely,  XXXX   XXXX .

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation