Consumer complaint received 2016-01-11
Company: BB&T CORPORATION
State: NC
Product: Mortgage
Sub-product: Conventional fixed mortgage
Issue: Settlement process and costs

Complaint:
This complaint is in connection with Branch Banking and Trust Company [ BB & T ] which I complaint of in XXXX ; nevertheless, certain North Carolina attorneys/ mortgage officials changed and used bogus names have delayed my justice for corrections. I was not a default, nor was I delinquent, see previous BB & T complaint based on all fraudulently law " rules ''. Today 's complaint focuses on the issue of money laundering as part of a chain of mortgage foreclosure fraud and federal fund fraud using new actors names and a straw-man in an attempt to laundry deed/title. 
XXXX a/k/a XXXX a/k/a CONSUMER ... is continuing to sell my home by false filings in local Register of Deeds [ XXXX ] without any court/judge signatures and with authority of law ; although, I have proved false by my own filings with the ROD, BB & T and other complaints. This abusive bulling uses different names to promote its desired goals of financial profits and cover up. 
The NC Attorney General, XXXX XXXX has been controlling XXXX XXXX XXXX XXXX XXXX XXXX to perform a secret process using non existence law ( without authority ) but pretending too be lawfully by having private people, acting like police officers using fake forms, etc. to act abusive against us forcing us from our home of 23 years, actors also included attorney, XXXX XXXX XXXX 's filings in XXXX and Clerks Office without authority and XXXX XXXX XXXX XXXX 's agent XXXX XXXX without authority. Presently, a shell business XXXX XXXX XXXX alleged filings in the XXXX without authority, alleging a sell and finance through XXXX of TN to have lend money on a new mortgage on our home. This is criminal and not possible, nevertheless the chain of corruption is too confuse readers and local cops so promote help as needed to protect the mortgage fraud scheme. 
The truth is, in XXXX my husband and I bought lot XXXX in " XXXX '' subdivision in XXXX, NC building in XXXX. In XXXX, we refinanced with a 20 years conventional mortgage with a fixed rate of 5.5 %, and no escrow account, as we paid our own property taxes and homeowner 's insurance directly, which was not delinquent either. I complain on XXXX interfering with my property, property rights, and its gross negligence involving itself in federal fund fraud and money laundering. 
From XXXX, we had paid no less than {$140000.00} combined in interest & principle, and before XXXX we paid no less than {$490000.00}. We believe the mortgage processer ( XXXX XXXX Mortgage , Inc. ) located in XXXX, NC set the fraud in motion, then using BB & T, it and others abused my equity and property to obtain federal home loans, which we never received anything special. I believe that from XXXX XXXX, fraudsters collected XXXX XXXX money {$250000.00} plus, then personally used our assets without our knowledge and without our consent for other benefits, which we never received any financial or otherwise benefitted. We had an above average credit score and our 3 years tax returns showed our income supported the 28 % & 36 % monthly payment for {$1700.00} mortgage. 
We have never been offered an other financing from XXXX XXXX nor have we applied, but we have desperately worked to correct the fraud of default/delinquent off our name. We believe our mortgage was later manipulated by certain attorneys/officials or others for equity stripping. XXXX is a part of this corrupt-fraud chain.

Company public response: Company chooses not to provide a public response
Company response to consumer: Closed with explanation