Consumer complaint received 2023-10-02
Company: Resurgent Capital Services L.P.
State: MI
Product: Debt collection
Sub-product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt was paid

Complaint:
NOTICE TO PRINCIPAL IS NOTICE TO AGENT NOTICE TO AGENT IS NOTICE TO PRINCIPAL Details of all violations explained below. documents attached also. 

LVNV FUNDING, LLC/LVNV FUNDING HAS BOUGHT MY IDNETIFYING INFORMATION FROM XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, XXXX XXXX XXXX NV XXXX SOLD IT ON THE XXXX. MY PERSON, MY ENTITY HAS BEEN TAKEN AND PUT OUT TO BE SECURITIZED AND NUMEROUS VIOLATIONS ARE HAPPENING. I HAVE ALSO REVIEWED THE XXXX AND XXXX FORMS ON SEC.GOV Item XXXX. 
Form XXXX Summary None. 

88 Table of Contents SIGNATURES Pursuant to the requirements of Section 13 or 15 ( d ) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. 


XXXX XXXX XXXX By : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date : XX/XX/XXXX Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed by the following persons on behalf of the registrant and in the capacities and on the dates indicated. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX 
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX. 

Chief Executive Officer and a Director Senior Vice President and Chief Financial Officer ( Principal Executive Officer ) ( Principal Financial and Accounting Officer ) Date : XX/XX/XXXX Date : XX/XX/XXXX /s/ XXXX XXXX XXXX XXXX XXXX. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. 

XXXX XXXX XXXX XXXX of the Board of Directors and a Director Director Date : XX/XX/XXXX Date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Date : XX/XX/XXXX /s/ XXXX XXXX XXXX XXXX XXXX Date XXXX XX/XX/XXXX XXXX LVNV FUNDING/LVNV FUNDING LLC/RESURGENT CAPITAL Filing Information Document Number XXXX XXXX XXXX XXXX Date Filed XX/XX/XXXX State DE Status ACTIVE Principal Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Changed : XX/XX/XXXX Mailing Address XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Changed : XX/XX/XXXX Registered Agent Name & Address XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, FL XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX : XX/XX/XXXX Authorized Person XXXX XXXX XXXX Detail Name & Address Title President XXXX, XXXX XXXX XXXX Place XXXX XXXX XXXX, SC XXXX Title VP XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Title XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Annual XXXX Report Year Filed Date XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX VIOLATION OF CODES THAT GOVERN LVNV FUNDING/ LVNV FUNDING LLC/ RESURGENT XXXX XXXX  AND ALL OTHER SISTER COMPANIES THAT THEY CONTINUE TO CONTACT ME AND ENFORCE DEBT THAT IS NO LONGER OWED. EVEN WITH CEASE AND DESIST IN PLACE. 
IN DOING SO AND PUBLICALLY STATING ON MY CREDIT REPORT THAT I HAVE AN ATTORNEY ASSIGNED TO SUE ME IS EVEN FURTHER PROOF OF VIOLATION. 

15 U.S. Code 1681- Congressional findings and statement of purpose a ) Accuracy and fairness of credit reporting The Congress makes the following findings : ( 4 ) There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. 

IN USING SEVERAL DIFFERENT NAMES, LLC 'S AND ADDRESSES LVNVFUNDING/LVNV FUNDING, LLC AND RESURGENT HAVE VIOLATED THE FDCPA AS DEFINED BY THE CFPB LIST OF VIOLATIONS. 
Also LVNV and LVNV llc, has placed two different companies on my credit reports which MAKES DOUBLE THE IMPACT ON MY CREDIT REPORT FROM TWO DIFFERENT DEBT COLLECTION COMPANIES INSTEAD OF JUST ONE. MAKING MY CREDIT EVEN MORE DERAGOTORY AND DROPPING Y SCORE TO XXXX. AGAIN A VIOLATION OF THE FDCPA. DECEPTIVE AND THREATENING PRACTICES THAT INVOKE FEAR AND LIES WITH THE CONSUMER. 

XXXX XXXX XXXX  has been accepting of the payment discharge through the IRS and proven so and properly remitted my XXXX to me. I also have proof attached that it was all accepted through the IRS. 
However, LVNV FUNDING /LVNV FUNDING, LLC/ RESURGENT CAPITAL REFUSE TO ACCEPT THIS. I AM BEING HARRASSED ABOUT THIS, THREATENED TO BE SUED BY THEIR ATTORNEY AND IT IS PUBLICALLY PLAYING OUT ON MY CREDIT REPORT EVEN DOWNTO THE ATTORNEY IS NOW ON THE CASE STATEMENT ON MY CREDIT REPORT. 

I never gave any financial company permission to report my identifying information to another. a clear violation of 15 U.S. Code 1681b - Permissible purposes of consumer reports Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other ( 2 ) In accordance with the written instructions of the consumer to whom it relates. 
written consent is needed to add anything to the consumer report if I did not give this authorization that is a violation. 
XXXX XXXX ( XXXX XXXX. XXXX ) which is law law that backs the code is even stricter as it states that any agency can only access the report in response to a request by the head of a State or local child support enforcement agency ( or a State or local government official authorized by the head of such an agency ) 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information : Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

No adverse item besides the conviction of crimes should be on the report any item that is a derogatory mark is not allowed into consumer reports this is another violation.

LVNV FUNDING/ LVNV FUNDING LLC/ RESURGENT CAPITAL HAS : ATTACKED MY CREDIT USING COERCION AND DECEPTION AND HUMILIATION. 
IGNORED THE FACT THAT THE PAYMENT WAS ACCEPTED BY XXXX  XXXX AND DELETED FORM MY CREDIT REPORTS ACROSS THE BOARD! 

SECURITIZED MY IDENTIFYING INFORMATION AND SECURITIZED IT IN THE MARKETS. 

LVNV FUNDING AND LVNV FUNDING LLC AND RESURGENT CAPITAL BOUGHT MY IDENTITY, LIKENESS, AND INFORMATION FROM A COMPANY- XXXX XXXX XXXX WITHOUT ACKNOWLEDGING THAT IT IS PUNISHABLE OF TWO YEARS IMPRISONMENT TO SELL INFORMATION TO AN ENTITY FOR FINANCIAL GAIN. 
Willful noncompliance is another violation. 

15 U.S. Code 1681n - Civil liability for willful noncompliance ( a ) In general Any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of ( A ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} ; or ( B ) in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure or {$1000.00}, whichever is greater ; I DEMAND TO KNOW WHO RESURGENT CAPITAL/LVNV FUNDING/LVNV FUNDING, LLC SPOKE TO AT XXXX XXXX XXXX  TO GET MY PRIVATE IDENTIFYING INFORMATION ALSO, THE TIME AND DATE ALSO, THE RECORDING OF THE PHONE CALL AND THE AMOUNT PAID FOR THE ACCOUNT I DEMAND THIS INFORMATION AND I AM REVIEWING ALL LVNV FUNDING/LVNV FUNDING LLC SEC FILINGS.

Company response to consumer: Closed with explanation