Consumer complaint received 2021-08-23
Company: EQUIFAX, INC.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
I requested a block and removal of unauthorized inquiries on my XXXX  credit file because of Identity Theft on XX/XX/XXXX. FTC Report Number XXXX XXXX was informed of 5 unauthorized inquiries on my credit file resulting from Identity Theft on XX/XX/XXXX. Article Number : XXXX XXXX XXXX XXXX XXXX The inquiries that were unauthorized were : XXXX/XXXX/XXXX/XXXX  on XX/XX/XXXX XXXX XXXX  on XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX  on XX/XX/XXXX XXXX/XXXX XXXX XXXX on XX/XX/XXXX I sent an affidavit of truth citing FCRA violations along with an Identity theft affidavit and an invoice for {$5000.00} due upon receipt on XX/XX/XXXX for violating my rights under the FCRA. 

XXXX received my affidavit of truth along with an Identity theft affidavit and an invoice for {$5000.00} on XX/XX/XXXX. 

XXXX removed 3 out of 5 inquiries. 

XXXX  did not provide me with any material evidence regarding the verification of the remaining 2 inquiries : 1. XXXX XXXX XXXX  XX/XX/XXXX 2. XXXX  on XX/XX/XXXX As of XX/XX/XXXX XXXX  has not removed the final 2 inquiries, provided me with material evidence regarding the verification of the remaining 2 inquiries or remitted payment of the invoice. 
_____________________________________________________________________________________ I requested a block and removal of unauthorized inquiries on my Equifax credit file because of Identity Theft on XX/XX/XXXX. FTC Report Number XXXX. 

Equifax was informed of 2 unauthorized inquiries on my credit file resulting from Identity Theft on XX/XX/XXXX. Article Number : XXXX XXXX XXXX XXXX XXXX Equifax refused to remove the unauthorized inquiries. 

I sent an affidavit of truth citing FCRA violations along with an Identity theft affidavit and an invoice for {$2000.00} to Equifax on XX/XX/XXXX for violating my rights under the FCRA. 

Equifax refused to remit payment by attempting a stall tactic on XX/XX/XXXX alleging that they couldn't verify me with the identification and proof of address I submitted. I have proof that Equifax has accepted my same verifying documents for the last 3 months with no issues. 

A {$500.00} fee was added to the original {$2000.00} invoice making the total amount {$2500.00} due on receipt of the invoice. 

Equifax received my invoice for {$2500.00} on XX/XX/XXXX Equifax did not provide me with any material evidence regarding the verification of these 2 inquiries : 1. XXXX/XXXX  on XX/XX/XXXX 2. XXXX XXXX on XX/XX/XXXX As of XX/XX/XXXX Equifax has not removed the 2 inquiries, provided me with material evidence regarding the verification of the inquiries or remitted payment of the invoice. 
_____________________________________________________________________________________ I requested a block and removal of unauthorized inquiries on my XXXX  credit file because of Identity Theft on XX/XX/XXXX. FTC Report Number XXXX. 
XXXX was informed of 2 unauthorized inquiries on my credit file on XX/XX/XXXX because of Identity Theft. Article Number : XXXX XXXX XXXX XXXX XXXX The following inquiries that were removed were : XXXX XXXX on XX/XX/XXXX XXXX XXXX on XX/XX/XXXX XXXX XXXX  on XX/XX/XXXX XXXX XXXX on XX/XX/XXXX I sent an affidavit of truth citing FCRA violations along with an invoice for {$4000.00} due upon receipt to XXXX  on XX/XX/XXXX for violating my rights under the FCRA. 
XXXX  received my invoice for {$4000.00} on XX/XX/XXXX As of XX/XX/XXXX, XXXX  has not remitted payment of the invoice.

Company response to consumer: Closed with explanation