Consumer complaint received 2022-06-08
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: UT
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
I have been demanding full disclosure of the entire consumer file concerning me for over XXXX months because it is obvious that TRANS UNION does not have proper procedures in place to insure maximum possible accuracy of the information contained in the consumer profile and consumer reports pertaining to me. TRANS UNON has willfully and intentionally failed or refused to provide me with the full disclosure in violation of Fair Credit Reporting Act 609. TRANS UNION continues to fail to provide maximum possible accuracy in the consumer file and consumer reports concerning me and I am being damaged. It appears that TRANS UNION is conspiring with companies to defame my character, commit aggravated identity theft, and appears to have vested interest in refusing to permanently delete information from the consumer file concerning me that I have repeatedly disputed. Some of these companies do not even exist. The Secretary of State of Utah and the state provided by TRANS UNION as the address of the alleged creditor, do not have any record of the company existing. I have provided this evidence multiple times to TRANS UNION and they have willfully refused and negligently failed to delete the information. 
I have filed CFPB complaints for these same accounts, and TRANS UNION only chose to remove 1 or 2. XXXX  has already deleted these accounts because the accounts can not be verified or validated. How can TRANS UNION possibly claim that they actually verified the information I disputed when the companies do not exist, and other credit reporting agencies are unable to? Does TRANS UNION have access to private information about me that I am not privy to? I have not given and do not give TRANS UNION permission to appropriate my name and likeness and leverage inaccurate information about me. 
I demand TRANS UNION to immediately DELETE the following information : 1. The CURRENT ADDRESS and PREVIOUS ADDRESSES are NOT my addresses. DELETE them ALL. I do not give you permission to furnish and/or report this information about me. I have given you my correct address multiple times and you refuse to make the corrections. 
2. XXXX XXXX XXXX XXXX is not my Employer. Delete it immediately. 
XXXX. XXXX XXXX XXXX is not my Employer. Delete it immediately. 
XXXX. XXXX XXXX XXXX  ( Inquiry XX/XX/2022 ) : This company does not exist. I have never done business with this company and do not give them permission to access the consumer file or consumer reports regarding me. 
XXXXXXXX XXXX  : This company does not exist. I have never done business with this company and do not give them permission to furnish any information about me to a credit reporting agency. XXXX and XXXX have already deleted this account as it can not be verified and validated. 
XXXX. XXXX XXXX : This company does not exist. I have never done business with this company and do not give them permission to furnish any information about me to a credit reporting agency. XXXX has already deleted this account as it can not be verified and validated. TRANS UNION has illegally re-aged this account to cause further damage to me.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief