Consumer complaint received 2022-04-24
Company: EQUIFAX, INC.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
Equifax Information Services LLC XXXX XXXX XXXX XXXX, GA XXXX XX/XX/XXXX Equifax : I want to express my gratitude for everything that XXXX helped me achieve on my credit. I have been working on it for months now, doing everything on my end to rebuild my score and I can say that the update that I received this month made me happy somehow. I know I still got a lot of work to do to be able to say that I made it, so I am really hoping you won't get tired of helping me. Could you please review these remaining activities on my credit that are either fraudulent, not mine, unauthorized or inaccurate? I would very much appreciate any help you can give. Under 15 U.S.C. Sec. 1681i ( a ), the investigation must be complete within 30 days of receipt of this letter. 
1. XXXX  XXXX Bankruptcy -- XXXX XXXX : XXXX Validate Account. Please remove this inaccurate information from my credit report. 
2. XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
3. XXXX  -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
4. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
5. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
6. XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
7. XXXX XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit 8. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
9. XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
10. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
11. XXXX  -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
12. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
13. XXXX  -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
14. XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
15. XXXX  -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
16. XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
17. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
18. XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
19. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
20. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
21. XXXX -- XXXX of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit 22. XXXX XXXX -- Account XXXX : XXXX XXXX Account. Please remove this inaccurate information from my credit report. 

Experian po box XXXX XXXX, TX XXXX XX/XX/XXXX XXXX : I want to express my gratitude for everything that youve helped me achieve on my credit. I have been working on it for months now, doing everything on my end to rebuild my score and I can say that the update that I received this month made me happy somehow. I know I still got a lot of work to do to be able to say that I made it, so I am really hoping you won't get tired of helping me. Could you please review these remaining activities on my credit that are either fraudulent, not mine, unauthorized or inaccurate? I would very much appreciate any help you can give. 
Under 15 U.S.C. Sec. 1681i ( a ), the investigation must be complete within 30 days of receipt of this letter. 
1. XXXX XXXX Bankruptcy -- XXXX XXXX : XXXX Validate Account. Please remove this inaccurate information from my credit report. 
2. XXXX  -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
3. XXXX XXXX XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
4. XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
5. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
6. XXXX XXXX NA -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
7. XXXXXXXX XXXX XXXXXXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit. 
report. 
8. XXXX XXXX XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
9. XXXX XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
10. XXXX XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
11. XXXX XXXXXXXX XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
12. XXXX XXXXXXXX XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
13. XXXX XXXXXXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
14. XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
15. XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
16. XXXX XXXXXXXX XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
17. XXXXXXXX XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
18. XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
19. XXXX XXXX -- Account Number : XXXX XXXX Account. Please remove this inaccurate information from my credit report. 
20. XXXX SELF-REPORTED -- Account Number : XXXX Validate Account. Please remove this inaccurate information from my credit report. 
21. XXXX XXXX -- Account Number : XXXX Validate Account. Please remove this inaccurate information from my credit report. 

XXXX XXXX XXXX XXXX XXXX po box XXXX XXXX, PA XXXX XX/XX/XXXX XXXX : I want to express my gratitude for everything that youve helped me achieve on my credit. I have been working on it for months now, doing everything on my end to rebuild my score and I can say that the update that I received this month made me happy somehow. I know I still got a lot of work to do to be able to say that I made it, so I am really hoping you won't get tired of helping me. Could you please review these remaining activities on my credit that are either fraudulent, not mine, unauthorized or inaccurate? I would very much appreciate any help you can give. 
Under 15 U.S.C. Sec. 1681i ( a ), the investigation must be complete within 30 days of receipt of this letter. 
1. DEPT OF ED -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
2. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
3. DEPT OF ED -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
4. XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
5. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
6. DEPT OF ED -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
7. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
8. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
9. XXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
10. XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
11. XXXX XXXXXXXX XXXX -- Date of inquiry : XX/XX/XXXX The inquiry was not authorized. Please remove this inaccurate information from my credit report. 
12. XXXX XXXX -- Account Number : XXXX Validate Account. Please remove this inaccurate information from my credit report. 
13. XXXX XXXX -- Account Number : XXXX Validate Account. Please remove this inaccurate information from my credit report. 
14. XXXX XXXX Bankruptcy -- XXXX XXXX : XXXX Validate Account. Please remove this inaccurate information from my credit report.

Company response to consumer: Closed with explanation