Consumer complaint received 2016-11-09
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: GA
Product: Mortgage
Sub-product: Conventional fixed mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
FROM THE DESK OF XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX Consumer Protection Finance Bureau CASE # XXXX & XXXX XXXX CASE # XXXX XXXX XXXX, XXXX XXXX XXXX Office & XXXX-Fax Re : NOTICE OF MORTGAGE FRAUD BY XXXX XXXX BANK XXXX. 
BANK OF AMERICA MORT. DEPT.- FORMER LOAN # XXXX LOAN # XXXX Subject : BOA Loan # XXXX - CFPB XXXX XXXX Request for CPFB/FBI Immediate Assistance in Enforcement of Consent Order Signed by Bank Of America XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX for XXXX XXXX United States of America XXXX. 
Bank of America XXXX XXXX District Case # XXXX cv XXXX Dear XXXX. CPFB/FBI : I am writing this letter to serve as my official request for the CFPB to reopen the Complaint against Bank of America in Case # XXXX, and attach it to the complaints filed against XXXX XXXX XXXX XXXX XXXX & XXXX XXXX BANK XXXX, XXXX XXXX XXXX BANK XXXX. XXXX XXXX. TRUSTEE FOR XXXX MASTER PARTICIPATION TRUST, XXXX XXXX XXXX XXXX, XXXX XXXX. 
1 ) Bank of America is the original orchestrator of the Mortgage Fraud claims against XXXX XXXX XXXX XXXX Bank XXXX XXXX Bank XXXX, XXXX XXXX and should be held equally liable for the mortgage fraud tactics of these entities. 
XXXX XXXX COMPLAINT BOA OF XXXX XXXX FRAUD-XXXX 2 ) Bank of America was fully aware that these entities did not exist as a legitimate Mortgage Company, and as such has violated their consent order to cease and desist from any further unlawful foreclosure tactics. 
3 ) Bank of America claims that it assigned the mortgage to a new servicer back in XXXX XXXX, XXXX. However the Mortgage records of XXXX XXXX show that this mortgage was not assigned until XXXX XXXX, XXXX, and recorded on XXXX XXXX, XXXX. It was signed by XXXX XXXX XXXX XXXX XXXX and not by XXXX XXXX Bank Trust AKA Bank XXXX XXXX XXXX. TRUSTEE FOR XXXX MASTER PARTICIPATION TRUST. 
4 ) Bank of America 's consent order guaranteed us that our mortgage would not be sold, or transferred to any stealth foreclosing entity, or predatorial lender, or ghost Mortgage Company. 
5 ) BOA knew that Long Star Fund out of XXXX is the holder of XXXX MASTER PARTICIPATION TRUST, and not XXXX XXXX Bank XXXX XXXX Bank XXXX XXXX XXXX. TRUSTEE FOR XXXX MASTER PARTICIPATION TRUST. They are not mentioned in any documents of transfer of my mortgage to BOA. 
We sent Bank of America the below itemized letter, and incorporate it into this complaint by reference. 
LETTER NO. XXXX TO BANK OF AMERICA FROM THE DESK OF XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX COMPLAINT BOA OF XXXX XXXX XXXX XXXX XXXX, XXXX Consumer Protection XXXX XXXX CASE XXXX XXXX XXXX XXXX XXXX XXXX CASE # XXXX XXXX XXXXXXXX XXXX XXXX Office & XXXX RE : FOLLOW-UP RESPONSE TO XXXX HOME RESPONSE dated XXXX XXXX Certified # XXXX & XXXX XXXX Certified # XXXX SENT BY XXXX XXXX XXXX Request for CPFB/FBI Immediate Assistance in Enforcement of Consent Order Signed by Bank Of America XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX for XXXX XXXX United States of America XXXX Bank of America XXXX XXXX XXXX Case # XXXX Subject : Response to XXXX XXXX Loans XXXX XXXX XXXX XXXX XXXX BANK XXXX XXXX XXXX XXXX XXXX BANK XXXX. XXXX XXXX. TRUSTEE FOR XXXX MASTER PARTICIPATION TRUST, XXXX XXXX XXXX XXXX, XXXX XXXX Per FDCPA and Georgia FDCPA XXXX Dear XXXX. CPFB/FBI : I am writing this letter to serve as my official r

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation