Consumer complaint received 2020-04-16
Company: JPMORGAN CHASE & CO.
State: OH
Product: Checking or savings account
Sub-product: Checking account
Issue: Managing an account
Sub-issue: Problem using a debit or ATM card

Complaint:
Someone opened accounts in my name and have stolen my identity. I was on social security and a shelter was helping me with my finances and overseeing my account and personal information. A check was deposited into the account and it was overdrawn. It was from a closed account. A XXXX bank account. I am not responsible for this account. XXXX cleared me in my dispute, also there was a XXXX  XXXX  XXXX account that was tampered with. Since you all are saying I did it, the law requires proof of this transaction by video or photo. The Identity Theft and Assumption Deterrence Act IDENTITY THEFT AND ASSUMPTION DETERRENCE ACT As amended by Public Law 105-318, 112 Stat. 3007 states that a creditor or financial institution must do a thorough investigation to protect victims of identity theft and provide accurate proof. Not just stating a record of an account. I said that I opened a chase account in the past but not this account that was tampered with. I did not authorize this account. Maybe there was some miscommunication. 
( d ) Definitions. -- Subsection ( d ) of section 1028 of title 18, United States Code, is amended to read as follows : " ( d ) In this section -- " ( 1 ) the term `document-making implement ' means any implement, impression, electronic device, or computer hardware or software, that is specifically configured or primarily used for making an identification document, a false identification document, or another document-making implement ; " ( 2 ) the term `identification document ' means a document made or issued by or under the authority of the United States Government , a State, political subdivision of a State, a foreign government, political subdivision of a foreign government, an international governmental or an international quasi-governmental organization which, when completed with information concerning a particular individual, is of a type intended or commonly accepted for the purpose of identification of individuals ; " ( 3 ) the term `means of identification ' means any name or number that may be used, alone or in conjunction with any other information, to identify a specific individual, including any -- " ( A ) name, social security number, date of birth, official State or government issued driver 's license or identification number, alien registration number, government passport number, employer or taxpayer identification number ; " ( B ) unique biometric data, such as fingerprint, voice print, retina or iris image, or other unique physical representation ; " ( C ) unique electronic identification number, address, or routing code ; or " ( D ) telecommunication identifying information or access device ( as defined in section 1029 ( e ) ) ; " ( 4 ) the term `personal identification card ' means an identification document issued by a State or local government solely for the purpose of identification ; " ( 5 ) the term `produce ' includes alter, authenticate, or assemble ; and " ( 6 ) the term `State ' includes any State of the United States, the District of Columbia , the Commonwealth of Puerto Rico , and any other commonwealth , possession, or territory of the United States. ".

( e ) Attempt and Conspiracy. -- Section 1028 of title 18, United States Code, is amended by adding at the end the following : " ( f ) Attempt and Conspiracy. -- Any person who attempts or conspires to commit any offense under this section shall be subject to the same penalties as those prescribed for the offense, the commission of which was the object of the attempt or conspiracy. ". 

If you all dont do your research and investigate this matter, I will file a lawsuit, this will cost you all more money and time. You all are violating my rights and not following the law.

Company response to consumer: Closed with explanation