Consumer complaint received 2023-04-08
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In accordance with the Fair Credit Reporting act XXXX  Account # XXXX XXXX XXXX XXXX  {$1000.00} Charge off, Account # XXXX XXXX XXXX XX/XX/XXXX {$900.00} Charged off/Written off, Account # XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX Paid Closed, Account # XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX {$1800.00} Charged off/Written off, Account # XXXX XXXX XXXX {$1600.00} Closed/ Written off, Account # XXXX XXXX XXXX XXXX XXXX XXXX {$310.00} Charged off/written off , Account # XXXX XXXX XXXX XX/XX/XXXX {$1600.00} Collection, Account # XXXX XXXX XXXX XXXX XX/XX/XXXX {$660.00} Collection, Account # XXXX XXXX XXXX XXXX XX/XX/XXXX {$1600.00} Collection, XXXX XXXX XX/XX/XXXX Inquiry, XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX Inquiry, XXXX XXXX XXXX  Inquiry XXXX XXXX XXXX XX/XX/XXXX Inquiry, XXXX XXXX XX/XX/XXXX Inquiry, Account # XXXX XXXX XXXX XX/XX/XXXX {$900.00} Charged off/Written off, Account # XXXX XXXX XXXX XX/XX/XXXX XXXX $ Paid Closed, Account # XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$1800.00} Charged off/Written off, Account # XXXX XXXX XX/XX/XXXX {$1600.00} Closed/ Written off, Account # XXXX XXXX XXXX XXXX XXXX XXXX  {$310.00} Charged off/written off, Account # XXXX XXXX XXXX XXXX {$410.00} Collection/Written off , Account # XXXXXXXX XXXX XXXX XX/XX/XXXX {$210.00} Collection, Account # XXXXXXXX XXXX XXXX XX/XX/XXXX {$390.00} Collection, Account # XXXX XXXX XXXX XX/XX/XXXX {$590.00} Collection, Account # XXXX XXXX XXXX XX/XX/XXXX {$290.00} Collection, Account # XXXX XXXX XXXX XX/XX/XXXX {$790.00} Collection, Account # XXXX XXXX XXXX XXXX {$550.00} Collection, Account # XXXX XXXX XXXX XXXX XXXX  {$4700.00} Collection, Account # XXXX XXXX XXXX XXXX {$3600.00} Collection, Account # XXXXXXXX XXXX XXXX XXXX  {$580.00} Collection, Account # XXXX XXXX XXXX XX/XX/XXXX {$1600.00} Collection, Account # XXXX XXXX XXXX XXXX XX/XX/XXXX {$660.00} Collection, Account # XXXX XXXX XXXX XXXX XX/XX/XXXX {$1600.00} Collection, XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX Inquiry, XXXX XXXX XXXX Inquiry, XXXX XXXX XXXX XXXX  Inquiry, XXXX XXXX XXXX XXXX XX/XX/XXXX Inquiry, XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Inquiry, XXXX XXXX XX/XX/XXXX Inquiry, XXXX XXXX XXXX XX/XX/XXXX Inquiry , XXXX XXXX XXXX  XX/XX/XXXX Inquiry , XXXX XXXX XX/XX/XXXX Inquiry, XXXX XX/XX/XXXX Inquiry , XXXX XXXX Inquiry, XXXX XXXX XXXX XXXX XX/XX/XXXX Inquiry, XXXX XXXX XXXX XXXX XX/XX/XXXX Inquiry, Account # XXXX XXXX XXXX XX/XX/XXXX {$900.00} Charged off/Written off, Account # XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX Paid Closed, Account # XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$1800.00} Charged off/Written off , Account XXXX XXXX XXXX XXXX {$1600.00} Closed/ Written off, Account # XXXX XXXX XXXXXXXX XXXX XXXX {$1100.00} Charged off as bad debt, Account # XXXX XXXX XXXX {$1000.00} Charged off as bad debt, Account # XXXXXXXX XXXX XXXX XXXX Charged off as bad debt, Account # XXXXXXXX XXXX XXXX XXXX {$550.00} Collection, Account # XXXXXXXX XXXX XXXX XXXX XX/XX/XXXX {$4700.00} Collection, Account XXXX XXXX XXXX XXXX XX/XX/XXXX {$1600.00} Collection, Account # XXXX XXXX XXXX XXXX XX/XX/XXXX {$660.00} Collection, Account XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX {$1600.00} Collection, XXXX XXXX XX/XX/XXXX Inquiry, XXXX XX/XX/XXXX Inquiry, XXXX XXXX XX/XX/XXXX Inquiry, XXXX XXXX XX/XX/XXXX Inquiry has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation