Consumer complaint received 2016-03-17
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting
Issue: Credit reporting company's investigation
Sub-issue: Problem with statement of dispute

Complaint:
Hello, I have been a victim of Identity theft on multiple occasions since 2012 and have reported this to many government agencies including the FTC, IRS, XXXX Police and more. As a result my information has been misused fraudulently and there were charges incurred by parties unknown to me on several occasions on many of my accounts and I have been working relentlessly to remedy the negative effects of this. Almost ALL of the creditors and reporting agencies have done their own investigations and come to the realization that I have indeed been victimized, and most have cleared up their files. 

The one outrageous entity remaining, is XXXX XXXX XXXX, XXXX in XXXX, CA, and their XXXX Collector, XXXX XXXX , who not only refuses to accept the numerous documentation and disputes I have submitted thru the past several years, but also keeps adding {$10000.00} to the fictitious amount they have been reporting ( over {$30000.00} ) each time I dispute their ridiculous charade! Their attempts to pressure the consumer by intimidation are beyond reason! Their lack of willingness to examine the evidence and come to the conclusions that everyone else has, seems like a sinister ordeal! Furthermore, this is all on a corporate account that I was associated with as one of the managers! Where is the Original Instrument of debt? Why are they pursuing me when they have no other recourse? 

Their Ref. # is : XXXX / XXXX ( original Creditor of record ) file number is XXXX The corporation in question was XXXX XXXX XXXX which was owned by some other corporation, ALL of which are dissolved. 

XXXX XXXX XXXX info is : XXXX XXXX XXXX XXXX XXXX. XXXX . XXXX XXXX, CA XXXX Contact : XXXX XXXX, XXXX Collector Ph. XXXX Fax : XXXX They continue to disregard the fact that XXXX HAS acknowledged that there was indeed fraudulent activity, unauthorized account ( s ) and unauthorized use of my information ( XXXX file # XXXX ), and that we have always continued to dispute their report, and said balances and amounts repeatedly. In fact, the representatives from XXXX ( and on a separate occasion, an IRS agent ) are the ones who informed me about the fraudulent activities, and I was unaware of this and the extent of it previous to that! 
Further, the above referenced claim is on a corporate account, and that company was owned by yet XXXX other corporations, all of which have been dissolved and out of business for several years. Simply having been point of contact, or having made any good faith efforts to resolve this while investigating the information does not constitute acceptance of liability by me personally, nor an agreement to the accuracy of the information reported by said collection company in any way. 
Initially, XXXX notified us of fraudulent activity, the IRS investigated and notified me of falsified Tax reports under my information and fixed it and recommended putting a Fraud Alert on my file. Police, FTC and other authorities were notified and reports were filed and Credit Freeze/Alerts were put in place. Since then, XXXX, XXXX, XXXX XXXX, XXXX XXXX and several other institutions have investigated and acknowledge this and ALL have corrected their records. Yet they refuse to comply despite having been provided with ample documentation to that effect and several letters of dispute! 
I have continuously disputed the information, and any personal liability in this matter. That position has not changed, and I demand - once again - that this be corrected and struck from any consumer reports. I am attaching some of the aforementioned supporting documents, and there more available upon request. I appreciate your attention to this matter! 

Respectfully, XXXX XXXX XXXX XXXXXXXXXXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation