Consumer complaint received 2022-09-18
Company: AmeriCollect
State: SC
Product: Debt collection
Sub-product: Medical debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened or suggested your credit would be damaged

Complaint:
Americollect Inc., is demanding money from me with the intentions of damaging my credit scores if not received in their version of a timely manner. Americollect Inc., are debt collectors demanding a debt on behalf of XXXX XXXX XXXX XXXX. I have not received any goods or services from Americollect Inc., and I do not know how Americollect Inc., received my private medical information. Please be advised no consent to treat documents bare the name Americollect Inc., as Americollect Inc., is not a medical facility with active medical degrees allowed to collect funds from their alleged patients. 

With proof of receipt Americollect Inc., received my validation notice on XX/XX/2022 via XXXX mail. Americollect Inc., is aware they do not have a permissible purpose to contact me for any reason in regards to anything. There are no contracts in place to support we have agreed to honorably conduct business and I have not agreed to pay/tender anything to Americollect Inc. , on behalf of another company at the expense of my medical information being on display for whomever. 

Americollect Inc., proved they are willing to do whatever they can to force their alleged clients into paying debts while violating their XXXX rights in the process. The account validation provided by Americollect dated ( XX/XX/2022 ) proves I am the victim, and if I dont pay Americollect Inc. , they will damage my credit scores. By providing documents of my previous private XXXX XXXX, Americollect Inc., have indeed violated my XXXX rights. 

I am not a party to any agreements that Americollect Inc., may or may not have with XXXX XXXX XXXX XXXX I am not responsible for Americollect Inc.s purchase / transfer from XXXX XXXX XXXX XXXX XXXX 

On XX/XX/2022, an unnamed authorized representative of Americollect Inc., mailed her/his/their/a version of a reply to my validation notice. My validation notice was completely ignored. The unnamed authorized representative of Americollect Inc. Due to the carelessness of the unnamed authorized representative for Americollect Inc. , my private medical information is currently on display proving several violations of my XXXX XXXX. 

I have contacted XXXX XXXX XXXX XXXX in efforts to clear this matter with the original creditor. I would like to know the name and number of the authorized representative that released my detailed private medical information to Americollect Inc. At this time, I demand no further contact from any associate or authorized representative of Americollect Inc XXXX 

My credit files are not to be reported to or damaged in regards to this matter as Americollect Inc., are not Holders In Due Course with contractual agreements to support goods or services provided to me.

All calls are recorded for my safety Please be advised that Americollect Inc., is not a Holder in Due Course. Please Cease and Desist. 

I have included all proof in the attachments.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation