Consumer complaint received 2022-12-24
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
AS YOU ARE AWARE YOU COMPANY HAS ENGAGED IN EXCESSIVE MORTGAGE FRAUD. THE PROPERTY LOCATED AT XXXX XXXX XXXX XXXX WAS PURCHASED BY THE XXXX XXXX XXXX XXXX XXXX TO XX/XX/XXXX. THE HOME LISTED AVAILABLE FOR SALE. GIVEN YOUR HISTROY XXXX XXXX XXXX, THE XXXX BRC OF NORTHERN GEORGIA, TRUSTEE XXXX XXXX XXXX AND MORE XXXX ARE COMPLETELY AWARE OF THE STRAWBUYING WHICH XXXX PLACE WITH THIS HOME. YOU ALSO HAD A PREXISITNG RELATIONSHIP WITH THE LAND OWNERS WHO ACTUALLY BUILT THE XXXX XXXX SUBDIVIDISION, THEY OWN THE LAND, HOMES AND CONTROLS THE HOA. THE CLOSING ATTORNEY XXXX XXXX WHO WAS REMANDED FROM ENGAGING IN THE CLOSING OF REAL PROPERTIES WA ON XXXX DUE TO BEING UNXDER INVESTIGATION FOR PREVIOUS ILLEGAL MORTGAGE TRANSACTIONS. 

WHEN THE XXXX WAS FILED IN THE XXXX BRC OF NORTHERN GA IT WAS TO INVESTIGATE THE FRAUD ON THE HOME. THIS XXXX NOT HAPPEN. XXXX XXXX PAID THE BRC OFF IN ORDER TO TAKE POSSESSION THE HOME. THE HOME WAS NEVER PURCHASED BY XXXX AND XXXX CONDUCTED A FRAUD LOAND TRANSACTION UTILIZING OUR PERSONAL INFORMATION AND DIVIDIED THE MONEY AMOUNT EVERYONE INVOLVED SUCH AS THE ATTORNEY, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX AND MORE. 

BECAUSE YOU COMPANY WAS UNDER THE ASSUMPTION NO ONE WOULD EVER FIGURE THE PUZZLE WOULD EVENTUALLY BE PUT TOGETHER, YOU PAID THE XXXX TO COVER. WELL, IT DIDN'T WORK. XXXX XXXX ALONG WITH XXXX XXXX HAVE WORKED TOGETHER FOR YEARS IN THE SAME CAPACITY. 

PEOPLE NOW KNOW WHAT IS REALLY TAKING PLACE WITH THEIR PROPERTIES AND YOUR BANKS LIKE MANY OTHERS IN RELATION TO STRAWBUYERS. INTERESTING ENOUGH THE STRAWBUYERS ARE LIKE OTHER FELONS. IN ORDER FOR THEM NOT TO RECEIVE EXCESSIVE JAIL TIME FOR PREVIOUSLY IDENTIFIED CRIMES, THEY ARE APPROACHED BY POLITICAL FIGURES, JUDGES AND OTHERS TO COMPLETE THEIR DIRTY WORK. IN OTHER WORDS THEY ARE THE CATALYSTS FOR MAKING THOSE WHO THINK THEY ARE IN XXXX AND IN CONTROL WEALTHIER. SO, MINIORITIES ARE USED FOR THIS TASK. WE ARE TARGETED AND SOUGHT OUT. 

XXXX XXXX PURCHASED XXXX NVT ON XX/XX/XXXX. ALL TITLE SEARCHES SHOWED A CLEAR TITLE, BUT XXXX TO XXXX THE TITLE COMPANY WAS OWNED BY THE DAUGHTER OF A KEY LAWFIRM WHICH HANDLES BANKRUPTCIES IN THE XXXX BRC OF XXXX XXXX XXXX XXXX COMPANY. THE XXXX XXXX XXXX XXXX XXXX THIS HOME PRIOR SO. ALL PARTIES INVOLVED PRIOR TO XX/XX/XXXX REGARDING TRANSACTION WITH XXXX XXXX ARE EQUALLY INVOLVED. THE HOME WAS FORCLOSED UNDER XXXX XXXX XXXX NOT XXXX AND XXXX ; XXXX. THE HOME WAS FORECLOSED UNDER XXXX XXXX XXXX XX/XX/XXXX. I FILED XXXX IN XX/XX/XXXX. THIS HOME LIKE THE ADDITIONALL REAL PROPERTIES WERE NEVER OUR HOMES. POLITICAL FIGURES AND ATTORNIES AND STEALING OUR MONEY,. 

THIS IS SUCH AS COMMON PRACTIVE IN GA. SINCE THE WORD IS OUT NEW SUBDIVISION ARE BEING BUILT ADVERTISING THE HOMES ARE FOR RENTAL ONLY????? AGAIN WE WERE PAYING RENT! 


THE INTERESING PIECE TO THIS FRAUD XXXX XXXX XXXX XXXX HAD THE AUDACITY TO ATTEMPT TO ELIMINATE THIER NAMES OFF OF THE DOCUMENTS WHICH LISTED LENDER. WELL, GUESS WHAT YOU DID NOT CLEAN UP THE MESS VERY WELL. 

IN CLOSING, XXXX XXXX 'S CREDIT IS CLEAN AND OUR CREDIT IS ILLEGALLY FLAWED AND THE XXXX PROCEEDING WAS A TOTAL SCAM XXXX XXXX. THIS STRAWBUYERS LATER CAME BACK AND ILLEGALLY TOOK POSSESSION OF THE HOME FOR THE FAMILY WHO HOME THE SUBDIVIDISION AFTER 18 YEARS OF NON PAYMENTS! 

THIS IS A NO GO! THE DOCUMENTS CAN NOT BE DESTROYED SO WE ARE NOT WORRIED ABOUT THIS ACTION. YOU CAN CALL IT FRIVILOUS OR WHATEVER. THE PROOF IS ON PAPER. AND NO YOU ARE NOT RECEIVING AN UPLOADED COPY.ALL PARTIES BE INDICTED. OH, THE XXXX TRUSTEE ASSIGNED TO THE XXXX SOLD THE HOME TO A TRUSTEE LOCATED IN XXXX GEORGIA. THIS IS WHY XXXX GEORGIA IS POPPING UP ALL OVER THE PLACE! 

OR THIS COULD BE A DISTRACTION IN XXXX FOR THE FEDS NOT TO TARGET THE XXXX. XXXX TRUSTEE XXXX XXXX XXXX. XXXX XXXX WAS GIVEN A LOAN BY XXXX BANK IN XXXX GEORGIA IN RELATION TO XXXX NVT, XXXX GA. 

IT APPEARS THE TRUSTEE IN XXXX GA WAS CONNECTED TO XXXX BANK IN XXXX GA. TRUSTEE SALE NUMBER XXXX THE MASSES ARE FULLY AWARE OF WHAT YOUR HAVE DONE. AND DON'T ATTEMPT TO BE CREATIVE IN GETTING RID OF XXXX!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation