Consumer complaint received 2022-09-16
Company: WELLS FARGO & COMPANY
State: GA
Product: Debt collection
Sub-product: Mortgage debt
Issue: False statements or representation
Sub-issue: Impersonated attorney, law enforcement, or government official

Complaint:
Wells Fargo Bank ( Wells ) paid a {$5.00} XXXX penalty in the Robo signed settlement with the DOJ and XXXX States which included the State of Nebraska. Wells Fargo Bank with XXXX  and XXXX & XXXX Robo signed the Assignment of Deed of Trust on XX/XX/XXXX, that was recorded at XXXX XXXX Register of Deed Office on XX/XX/XXXX violating Nebraska Statute 76-2710 as XXXX  assigned the Deed of Trust as nominee. Fact is that from XX/XX/XXXX through XX/XX/XXXX, did not as the Assignment stated that they paid value for the mortgage loan. XXXX XXXX XXXX XXXX XXXXXXXX ) on XX/XX/XXXX, purchased my XXXX XXXX XXXX  loan and on XX/XX/XXXX, submitted and had accepted my mortgage loan on XX/XX/XXXX, without a date & time stamped Deed of Trust and without a stamped date and time Assignment of DOT from XXXX XXXX Register of Deeds Office because they have failed to deliver the documents when they owned the mortgage loan debt, which XXXX XXXX became owner of the Mortgage Note on XX/XX/XXXX when the loan was accepted into the XXXX XXXX XXXX pooling, The Mortgage loan should have been removed from the XXXX XXXX XXXX by XXXX who never fixed the pooling situation. There is no Assignment of DOT in the XXXX XXXX pooling for my mortgage loan which there is a requirement for and is the one of the reason Wells needed to XXXX sign the Assignment of DOT as there was no title link from XXXX XXXX XXXX  ( XXXX ) recorded at XXXX XXXX Register, and it appeared as if XXXX had not sold the loan debt of XX/XX/XXXX to XXXX and the county not been made aware of the XX/XX/XXXX mortgage loan sale and the XX/XX/XXXX, XXXX endorsement in blank transfer to XXXX XXXX before or after the illegal recording of the DOT by XXXX who does not own a debt against my property that the loans been paid in full can not have a back dated DOT placing a lien when the debt to XXXX stop existing on XX/XX/XXXX, but the DOT by XXXX is delivered and recorded on XX/XX/XXXX. The situation of Title never got corrected and once XXXX stopped existing on XX/XX/XXXX, XXXX and XXXX  resorted to fabricating the Assignment of DOT as the successor to XXXX was only XXXX and with no assignments recorded that was require to pool the mortgage and to use the power of the DOT to non-judicial foreclosure. Wells is saying the XXXX was the owner of the debt and they were working for XXXX when foreclosing. XXXX is saying that they did not own the mortgage loan, which XXXX right that they don't own the loan debt as Wells did not own the debt, but XXXX did own the Mortgage Note that control the loan. Either Wells or XXXX can or did provide proof of purchasing my mortgage loan debt. I am supplying the stamped and dated DOT and Assignment of Deed of Trust plus the letters from XXXX XXXX and letter from the FDIC verifying the date of the mortgage loan sale from XXXX to XXXX!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation