Consumer complaint received 2017-04-05
Company: WELLS FARGO & COMPANY
State: NJ
Product: Debt collection
Sub-product: Mortgage
Issue: Taking/threatening an illegal action
Sub-issue: Seized/Attempted to seize property

Complaint:
Superior Court New Jersey XXXX County- is not a " State '' defined in 1692a ( 8 ), however is not exempt pursuant to 1692o, FDCPA. Accordingly, under federal statute and laws of the United States, Constitutions, the consumers, federal laws, preempts any state laws which are inconsistent with federal consumer laws, or provide less sufficiency in regards to protections.The Supremacy Clause to the US constitution is also proper in relation to this action. SCNJ claims to be a Foreign State, State Court under New Jersey. SCNJ upon belief, are creations of a corporate legislature who operated outside a judicial district, federal territory of the United States. SCNJ has its own private special laws, constitution, writing system, rules, regulations, religious script foreign to the consumer, federal statutes and other laws of the United States. SCNJ upon belief is not a federal territory, judicial district, court, or competent jurisdiction defined in federal statutes to instrumentalities of interstate commerce. 
The actions taken by SCNJ are upon private instruments, assets, consumer accounts, within interstate commerce, which are in fact obligations of the United States. Therefore, SCNJ are foreclosing upon, bringing suit against, seizing or by disablement, dispossession, accounts, intrumantalites of the United States, which includes the consumer. SCNJ, this lacks any jurisdiction, competently or otherwise, to engage in any acts against the United States instrumentalities thereof, or the consumer who is sovereign to such illegal acts. 
SCNJ failed to obtain prior consent from the Consumer, or permission from a proper, competent judicial court, district, before engaging in such acts. It is believed that SCNJ is acting on the false notion that the consumer is nome sort of artificial entity, citizen, or other, corporation formed under their foreign state, laws. Therefore, the SCNJ is properly defined as a debt collector, 1692a ( 6 ), collecting a debt defined in 1692a ( 5 ) and not exempt under 1692a ( 6 ), Consequently, and knowingly, no evidence has been presented to support this presumption. The consumer is not a citizen, state citizen, and such creation of an entity without knowledge and consent is of the consumer is fraud, even criminal. 

2. XXXX- claims to be an attorney and or law firm of an unknown, alleged creditor, mortgagee, lender, Wells Fargo Bank NA who is a debt collector acting as a servicer for an unknown party not a creditor to the consumer. XXXX either initiated this debt collection action under the guise of " Foreclosure ''. Consequently, the filing or maintaining of such illegal action violates several federal protections, including constitutions of the United States. 
XXXX is not an attorney when engaged in interstate commerce by enforcing in any way instrumentalities of the United States, the consumer 's assets, instruments and accounts. XXXX Pluese, is not authorized by the consumer, and has not obtained permission from a judicial court of competent jurisdiction to collect debts for the United States. XXXX is also not properly licensed and or insured under federal law as it is a corporation of limited liability. Should XXXX cause harm which it has to the United States, and or the Consumer while engaging in illegal, legal behavior and conduct in its collection activities, it lacks liability insurance and bonding to indemnify its actual damages to the United States and the consumer. The counterfeited Assignments, Allonges, Notes and Mortgage documentation has been reported to the appropriate federal authorities. Those documents were criminal attempt to counterfeit assets, obligations of the US and private property of the secured party creditor, Maker and Consumer ( s ).

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation