Consumer complaint received 2022-07-26
Company: Experian Information Solutions Inc.
State: AZ
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In accordance with the Fair Credit Reporting act XXXX  Account # XXXX, XXXX  and XXXX has violated my rights and broken federal law. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It's also states a consumer reporting agency can not furnish a account without my written instructions. 

ACCOUNTS : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account number:XXXX XXXX  XXXX XXXX XXXX XXXX 
XXXX XXXXXXXX XXXX. 
XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX Also the below listed " personal '' and private information is EXTREMELY inaccurate and is in direct violation of federal law via ; Fair Credit Reporting Act ( FCRA ) ADDRESSES : Personal Information : Address : XXXX XXXX XXXX XXXX XXXX AZ, XXXX ( Address ID # XXXX ) XXXX XXXX XXXX XXXX XXXX OH, XXXX ( Address ID # XXXX ) XXXX XXXX XXXX XXXX XXXX OH, XXXX ( Address ID # XXXX ) XXXX XXXX XXXX XXXX XXXX # XXXX XXXX AZ, XXXX XXXX XXXX ID # XXXX ) XXXX XXXX XXXX XXXX XXXX OH, XXXX ( XXXX ID # XXXX ) XXXX XXXX XXXX XXXX # XXXX XXXX AZ, XXXX ( Address ID # XXXX ) XXXX XXXX XXXX XXXX XXXX AZ, XXXX ( Address ID # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX AZ, XXXX ( Address ID # XXXX ) XXXX XXXX XXXX XXXX # XXXX XXXX AZ, XXXX ( Address ID # XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX AZ, XXXX ( Address ID # XXXX ) XXXX XXXX XXXX XXXX XXXX OH, XXXX ( Address ID # XXXX ) NAMES : Personal Information : Names XXXX XXXX XXXX XXXX ( Name ID # XXXX ) XXXXXXXX XXXX XXXX ( Name ID # XXXX ) XXXX XXXX XXXX Name ID # XXXX ) XXXX XXXX ( Name ID # XXXX ) It has also come to my attention for the record that ; Experian ( EXPERIAN XXXX, Experian XXXX ), XXXX, ( ( XXXX ) Subsidiary of XXXX XXXX Services XXXX XXXX XXXX XXXX XXXX of XXXX XXXX. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, is currently, in real time reporting one or more Unknown/Fraudulent " hard Inquiries '', also in direct violation of federal law. Listed below are the Fraudulent|Unknown/Inaccurate hard Inquiries ; Hard Inquiries : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Simply for the record and personal record moving forward as evidence received. Last 4 of my social security number for correct credit profile identification purposes. 
XXXX XXXX My only legal/ Valid date of birth is : XX/XX/1995 My only legal/ Given name is : XXXX XXXX I will not be providing any other extra/additional information to any of the credit reporting agencies if requested as a response to my complaint. My only response will be civil litigation in federal court moving foward. If corrections are not made within the legally allotted amount of time once verified that this complaint has been received by the credit reporting agencies before mentioned via CFPB, thus binding as record.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief