Consumer complaint received 2019-04-16
Company: Ocwen Financial Corporation
State: VA
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Trouble during payment process

Complaint:
That this is the 3rd Complaint on OCWEN, XXXX XXXX XXXX and the 2nd on XXXX XXXX. That I have been told by the IRS to ignore a 1099 filed by OCWEN With the following evidence that has been filed with the IRS that is attached. 

That the following information and all other information needs to be given to XXXX XXXX XXXX 1. Any and all loan information that shows that XXXX got a loan from OCWEN. 
2. Who is involved with and all information, documentation of the agreement with XXXX XXXX to harass and purchase the home in a short sale, when the home is in the name of XXXX XXXX XXXX  XXXX XXXX et al XXXX yet XXXX XXXX XXXX  and OCWEN 's attorneys want XXXX to short sale after a foreclosure? 
3. How long and how many deals they have done in this fashion? 


XXXX XXXX XXXX XXXX. 
XXXX VA XXXX XXXX XXXX XXXX ( XXXX ) XXXX FRAUD - XXXX XXXX XXXX   Back Securities that do not exist / a Bait & Switch type Enterprise / Scheme by XXXX XXXX XXXX   XXXX. and OCWEN XX/XX/XXXX at XXXX XXXX XXXX XXXX XXXX of XXXX XXXX asks XXXX Are you interested in a short sale XXXX stated clearly NO and then asked by XXXX XXXX if I had gotten a recent call about selling the home you will notice this TEXT sent XX/XX/XXXX. XXXX as he states has contacted me in the past and even had been given my daughters phone number in the past. The Question Becomes : XXXX XXXX by lawyers and WHO ELSE harassing and forcing short sales on illegal foreclosures XX/XX/XXXX Phone call between OCWEN, XXXX XXXX XXXX and XXXX XXXX XXXX aka XXXX XXXX XXXX Virginia, XXXX, where OCWEN informs XXXX XXXX XXXX and XXXX XXXX XXXX acknowledge that on or around XX/XX/XXXX they had received notice from OCWEN not to foreclose. They then received from the Investor that no matter what they were to foreclose - ignoring what ever OCWEN said. XXXX : XXXX? XXXX & XXXX On XX/XX/XXXX OCWEN Loan Servicing held an illegal foreclosure on XXXX XXXX XXXX XXXX, XXXX VA XXXX. The property owner then and legally still today is XXXX XXXX XXXX. Video XX/XX/XXXX The foreclosure XXXX XXXX XXXX XXXX On or around XX/XX/XXXX a Trustee Deed was filed on the property that XXXX XXXX XXXX XXXX XXXX , as Trustee for XXXX XXXXXXXX XXXX   XXXX XXXX XXXX , Asset Backed Certificates, Series 2005-2 Trustee for XXXX XXXXXXXX ( Mtg Back Security does not exist ) see attached On or around XX/XX/XXXX XXXX XXXX XXXX  XXXX XXXX would file in the courthouse of the City of XXXX in response to a Subpoena by XXXX  that they had no interest in this foreclosure or this home - see attached On or around XX/XX/XXXX XXXX received from OCWEN a Fraudulent 1099-A Acquisition or Abandonment of Secured Property Information Returns that stated they OCWEN not Servicing, not LLC only OCWEN is / was the lender on the loan ( OCWEN on its own does not exist as an entity ). The IRS has deemed this 1099 from evidence presented to be FRAUDULENT and has told XXXX XXXX XXXX to ignore such 1099 while Criminal Investigation is starting. See attached - It should be noted XXXX XXXX XXXX is still in home. 
OCWEN Entities found : Ocwen Loan Servicing, which is licensed to service mortgages in the state, used unlicensed affiliate offshore companies to perform activities considered residential mortgage loan servicing. Ocwen Financial Solutions Private Limited, operating out of a location in XXXX, and Ocwen XXXX XXXX, operating out of a location in the XXXX, to conduct servicing activities on residential mortgage loans. VA XXXX states OCWEN is Licensed as : XXXX OCWEN XXXX XXXX, XXXX. 
XXXX XXXX Active XXXX OCWEN XXXX XXXX XXXX, XXXX. 
XXXX XXXX Active XXXX OCWEN XXXX XXXX XXXX XXXX XXXX XXXX Active XXXX OCWEN LOAN SERVICING, LLC XXXX XXXX XXXX XXXX Active OCWEN filed a 1099-A Acquisition or Abandonment of Secured Property with the IRS where Ocwen was not a secured creditor. 

Ocwen Financial Corporation is a provider of residential and commercial mortgage loan servicing, special servicing, and asset management services, which has been described as " essentially debt collectors, collecting monthly principal and interest from homeowners ''. Ocwen is headquartered in XXXX XXXX XXXX, Florida, with additional offices in XXXX, Texas, XXXX, Florida, XXXX, Texas, XXXX XXXX, California, XXXX XXXX, XXXX XXXX XXXX, and Washington, D.C. It also has support operations in the XXXX and XXXX. 

Ocwen under 26 U.S.C. 7434 willfully filed fraudulent 1099 information returns with the IRS 26 U.S.C. 7434. Civil damages for fraudulent filing of information returns. That OCWEN never lent any money to XXXX XXXX XXXX thus suffered no financial loss and was not a secured creditor under any state property laws. That the XXXX XXXX and OCWEN acting as the Servicer at all times stated clearly that XXXX XXXXXXXX XXXX was the lender and or XXXX XXXXXXXX XXXX XXXX XXXX, as Trustee  for XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX, Asset Backed Certificates, XXXX XXXX Trustee for XXXX XXXXXXXX ( Mtg Back Security does not exist ) see attached. 

OCWEN separately or in concert with one another, engaged in a scheme to defraud in which, acting knowingly or in deliberate ignorance of, or with conscious disregard of, the truth, they made false and misleading representations and omissions of material facts to investors and rating agencies. In pursuit of this fraudulent scheme, the Defendants repeatedly engaged in dishonest and deceitful actions that deprived investors of something of value. OCWEN had an intent to defraud XXXX XXXX XXXX acting with an intent to deceive and in contemplation of actual harm to the property interests of XXXX XXXX XXXX, they made false and misleading representations and omissions to XXXX. When they made these representations and omissions, OCWEN et al knew that their statements were false, or else they were aware of a high probability that their statements were false and they consciously avoided confirming that suspicion. OCWEN also knew at that time that a necessary consequence of their fraudulent scheme, if it were successful, would be injury to XXXX XXXX XXXX, and they consciously intended for this injury to occur.

Company response to consumer: Closed with explanation