Consumer complaint received 2020-07-28
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Never lived at following addresses:XXXX XXXX XXXX XXXX XXXX XXXX XXXX , TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , TX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX , TX XXXX XXXX XXXX  XXXX  XXXX  XXXX XXXX  TX XXXX XXXX XXXX XXXX XXXX , TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , TX XXXX XXXX XXXX XXXX XXXX , TX XXXX XXXX XXXX XXXX XXXX , TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , TX XXXX FTC Violations not mine : XXXX XXXX XXXX Account Type Auto Account Status Closed Opened Date XX/XX/XXXX Closed Date -- Limit -- Term 72 Months Monthly Payment -- Responsibility Joint Account Balance {$8700.00} Highest Balance -- Payment Status Collection/Charge-Off Worst Payment Status -- Date of Last Payment XX/XX/XXXX US DEPARTMENT OF EDU Account Type Education Loan Account Status Closed Opened Date XX/XX/XXXX Closed Date -- Limit -- Term 36 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$0.00} Highest Balance {$4000.00} Payment Status Collection/Charge-Off Worst Payment Status -- Date of Last Payment XX/XX/XXXX US DEPARTMENT OF EDU Account Type Education Loan Account Status Closed Opened Date XX/XX/XXXX Closed Date -- Limit -- Term 36 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$0.00} Highest Balance {$6500.00} Payment Status Collection/Charge-Off Worst Payment Status -- Date of Last Payment XX/XX/XXXX XXXX  XXXX  XXXX  Account Type Auto Account Status Closed - Transfer/Sold Opened Date XX/XX/XXXX Closed Date XX/XX/XXXX Limit -- Term 74 Months Monthly Payment -- Responsibility Joint Account Balance {$0.00} Highest Balance {$25000.00} Payment Status Current Worst Payment Status -- Date of Last Payment XX/XX/XXXX XXXX  XXXX  XXXX  Account Type Auto Account Status Closed - Transfer/Sold Opened Date XX/XX/XXXX Closed Date -- Limit -- Term 72 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$0.00} Highest Balance -- Payment Status Collection/Charge-Off Worst Payment Status -- Date of Last Payment XX/XX/XXXX XXXX  XXXX XXXX Account Type Education Loan Account Status Closed - Transfer/Sold Opened  Date XX/XX/XXXX Closed Date XX/XX/XXXX Limit -- Term 187 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$0.00} Highest Balance {$10000.00} Payment Status 120-149 Days Late XXXX XXXX XXXX XXXX Original Creditor RESIDENCE AT XXXX XXXX Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. 
Balance {$3600.00} High Balance {$3600.00} Remarks Consumer disputes after resolution XXXX XXXX   Original Creditor XXXX  ON BEHALF OF XXXX XXXX Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. 
Balance {$1300.00} High Balance {$1300.00} XXXX XXXX , XXXX . 
Original Creditor XXXX  XXXX  Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. 
Balance {$680.00} High Balance {$680.00} XXXX   Original Creditor XXXX XXXX XXXX Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. 
Balance {$660.00} High Balance {$660.00} XXXX   XXXX  XXXX  Original Creditor XXXX  XXXX XXXX   Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. 
Balance {$810.00} High Balance {$810.00} XXXX XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. 
Balance {$260.00} High Balance {$260.00} XXXX XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. 
Balance {$140.00} High Balance {$140.00} XXXX  XXXX   XXXX  Original Creditor XXXX  XXXX  Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Joint Account Balance {$15000.00} High Balance {$15000.00} XXXX XXXX, Original Creditor XXXX  XXXX   Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Joint Account Balance {$15000.00} High Balance {$15000.00} XXXX  XXXX  account Fixed rate XXXX XXXX Account Type Education Loan Account Status Closed - Paid and Closed Opened Date XX/XX/XXXX Closed Date XX/XX/XXXX Limit -- Term -- Monthly Payment -- Responsibility Individual Account. 
Balance {$0.00} Highest Balance {$2600.00} Payment Status Current Worst Payment Status -- Date of Last Payment XX/XX/XXXX Amount Past Due -- Times 30/60/90 Days Late 0/0/0 Remarks Fixed rate XXXX XXXX Account Type Education Loan Account Status Closed - Paid and Closed Opened Date XX/XX/XXXX Closed Date XX/XX/XXXX Limit -- Term -- Monthly Payment -- Responsibility Individual Account. 
Balance {$0.00} Highest Balance {$4000.00} Payment Status Current Worst Payment Status -- Date of Last Payment XX/XX/XXXX Amount Past Due -- Times 30/60/90 Days Late 0/0/0 Remarks Fixed rate XXXX XXXX Account Type Auto Account Status Closed - Paid and Closed Opened Date XX/XX/XXXX Closed Date -- Limit -- Term 42 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$0.00} Highest Balance {$11000.00} Payment Status Current Worst Payment Status -- Date of Last Payment XX/XX/XXXX Amount Past Due -- Times 30/60/90 Days Late 0/0/0 Remarks Fixed rate XXXX XXXX XXXX  Account Type Education Loan Account Status Closed - Transfer/Sold Opened Date XX/XX/XXXX Closed Date XX/XX/XXXX Limit -- Term 187 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$0.00} Highest Balance {$10000.00} Payment Status 120-149 Days Late Worst Payment Status -- Date of Last Payment XX/XX/XXXX XXXX  XXXX  XXXX  Account Type Auto Account Status Closed - Transfer/Sold Opened Date XX/XX/XXXX Closed Date -- Limit -- Term 72 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$0.00} Highest Balance -- Payment Status Collection/Charge-Off XXXX  XXXX  XXXX  Account Type Auto Account Status Closed - Transfer/Sold Opened Date XX/XX/XXXX Closed Date XX/XX/XXXX Limit -- Term 74 Months Monthly Payment -- Responsibility Joint Account Balance {$0.00} Highest Balance {$25000.00} Payment Status Current Worst Payment Status -- Date of Last Payment XX/XX/XXXX US DEPARTMENT OF EDU Account Type Education Loan Account Status Closed Opened Date XX/XX/XXXX Closed Date -- Limit -- Term 36 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$0.00} Highest Balance {$4000.00} Payment Status Collection/Charge-Off Worst Payment Status -- Date of Last Payment XX/XX/XXXX Amount Past Due -- XXXX XXXX XXXX Account Type Auto Account Status Closed Opened Date XX/XX/XXXX Closed Date -- Limit -- Term 72 Months Monthly Payment -- Responsibility Joint Account Balance {$8700.00} Highest Balance -- Payment Status Collection/Charge-Off Worst Payment Status -- Date of Last Payment XX/XX/XXXX XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation