Consumer complaint received 2015-03-19
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting
Issue: Incorrect information on credit report
Sub-issue: Reinserted previously deleted info

Complaint:
I have been disputing with Experian for over 1.5 years for inaccurate reports and fraudulent reports and XXXX loans that was deleted then put back on and I have fraud alert with security freeze with my number some one changed my fraud alert phone number and put there number in there mines was removed and I have sent out numerous stuff too Experian will not follow the fcra are the fdcpa they want proof I sent proof XXXX times they still allow it too happen I need help please I have good credit know its been destroyed Equifax would n't send me credit report for 14 months and transunion want remove the fraudulent inquires that 's why hade fraud alert think XXXX on XXXX/XXXX/XXXX XXXX called me yes called said my fraud alert phone number hade been tampered with did n't match from XXXX XXXX XXXX fraud alert number supposed too be XXXX been like that since XXXX XXXX know XXXX XXXX XXXX its got number showing up as XXXX its not me I have sent proof too Experian XXXX times XXXX times even copy of my dl and my cell bill with my correct number XXXX I have XXXX inquiries on XXXX for what and why XXXX do n't remove inquiries you allowed them and you need too remove them that was the purpose of the fraud alert and security freeze and Experian has been notified as well theres also like XXXX as of today XXXX/XXXX/XXXX XXXX has XXXX I have been locked out from them it seems the credit bearus remove positive and want remove negative as result when its not yours they know that I have asked Experian and XXXX and XXXX almost 1.5 years item verify too consumer they want if they cant get the offending report on the partial account too show proof then is automatic delete its 21 days they been doing this know one year from XXXX XXXX too XXXX XXXX XXXX so upset I have numerous auto loans that are not mine XXXX yes other XXXX no then XXXX I paid off my mortgage in XXXX XXXX sum of {$85000.00} in form of check Experian allowed too stay on but XXXX removed it and XXXX removed why I did n't dispute that nor would I ever try that that 's positive account good faith then I paid of XXXX trucks XXXX in XXXX XXXX sum of {$28000.00} and XXXX XXXX XXXX sum of {$37000.00} in full XXXX deleted it and XXXX as well why I did n't request that nor was it disputed and XXXX XXXX I paid of another loan with tcc {$32000.00} deleted buy Experian XXXX XXXX why XXXX XXXX XXXX deleted ally loan deleted why I called asked them why they said it was fraud loan I told them was not fraud loan them loans were mine in good faith I have the contracts but theres XXXX fraud loans opened wright know on Experian and XXXX on XXXX that 's not mine as I explained too them they laughed at me hung up XXXX me I called with case number they said they closed it it was joke on me hows that joke on me its my life here were talking about I have maintained great credit some one has stolen my identity I put on security freeze some one removes it I have tons of inquiries the credit bearus want help me they told me pretty much stop disputing it it says it on report with Experian item updated your dispute will not be processed are you kidding me I got letters from the ftc fraud they let you print out for fraud report heres XXXX was deleted put back on XXXX XXXX XXXX partial account number XXXX these are supposed too have XXXX numbers auto loan {$29000.00} not me that 's why it was deleted back on XXXX limit {$300.00} deleted act XXXX back its not me please help me im being frauded with fraud alert thanks XXXX

Company public response: Company chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief