Consumer complaint received 2022-07-30
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
Re : This is definitely not a normal question. Make a move quickly you are in infringement. 
NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 and Segment 617 If it's not too much trouble, acknowledge this last composed OFFER OF SETTLEMENT BEFORE LITIGATION as my endeavor to agreeably determine your proceeded with infringement of the Fair Credit Reporting Act in regards to your refusal to erase INACCURATE, Unverifiable and Invalidated data from my shopper document. I expect to seek after case as per the FCRA to look for help and recuperate all financial harms that I might be qualified for under Section 616 and Section 617 on the off chance that the INACCURATE, Unverifiable and Invalidated things recorded beneath are not erased right away. A duplicate of this letter as well as INACCURATE ERRONEOUS ITEMS shipped off you beforehand will likewise turn out to be important for a f ormal XXXX  to the Federal Trade Commission and will be utilized as proof in forthcoming case furnished you neglect to consent to this proposal of settlement. 
YOU ARE IN DIRECT VIOLATION OF THE FCRA, the unsubstantiated things recorded beneath still stay on my credit report disregarding Federal Law. You are expected under the FCRA to have a duplicate of the first loan bosses documentation on record to confirm that this data is mine and is right. In the aftereffects of your examinations, you expressed recorded as a hard copy that you " checked '' that these things are being " accounted for accurately ''? Who confirmed these records? You have NOT given me a duplicate of ANY unique documentation ( a purchaser contract with my particular on it ) as expected under Section 609 ( a ) ( 1 ) ( A ) and Section 611 ( a ) ( 1 ) ( A ). Moreover you have neglected to give the strategy for confirmation as expected under Section 611 ( a ) ( 7 ). Kindly be prompted that under Section 611 ( 5 ) ( A ) of the FCRA- you are expected to " ... promptly DELETE all data which can't be confirmed. '' I'm reaching you about the compromising of my government managed retirement number. I'm a survivor of Identity Theft. I reached the Federal Trade Commission and recorded a XXXX  XXXX I'm a survivor of wholesale fraud and I write to question specific data in my document coming about because of the wrongdoing that I as of late became mindful of. The things I am questioning connect with no exchanges that I have made or approved. If it's not too much trouble, REMOVE this data at the earliest conceivable time. 
Kindly know that subject to your reaction, I might be specifying any likely issues with your organization through a web-based public official statement, including documentation of any potential little cases activity. I'm likewise including a duplicate of my XXXX  to the associations underneath : CC : XXXX XXXX XXXX XXXX of XXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, XXXX XXXX CC : Law Firm XXXX, XXXX and XXXX XXXX XXXX : Consumer Financial Protection Bureau CC : Attorney General 's Office CC : XXXX XXXX XXXX CC : State Senate CC : Federal Deposit Insurance Corporation CC : Comptroller Of The Currency CC : Federal Reserve System CC : Credit and protection CC : Federal Trade Commission CC : State Regulatory organization CC : California Regulatory organization Division of buyer XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief