Consumer complaint received 2022-10-19
Company: Experian Information Solutions Inc.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information is missing that should be on the report

Complaint:
XXXX XXXX : XXXX : XXXX, XXXX, XXXX OF EXPERIAN, XXXX, XXXX SENIOR CITIZEN, CONSTITUENT, WITH A USA PASSPORT 1. I HAVE PAID XXXX, AND XXXX XXXX CREDIT CARDS ON TIME FOR OVER 20 YEARS : 2. I MAYBE RELOCATING FROM XXXX  TO XXXX DUE TO COVID19 AND HIGH PRICES IN XXXX 3. THIS INFORMATION IS MISSING ON MY CREDIT REPORT A : I HAVE A MONTHLY GUARANTEED INCOME FROM NOW UNTIL MY DEATH TO PAY ALL DEBT OWED B : I PURCHASED A CAR IN XXXX USING MY CREDIT CARDS AS PAYMENT AS CASH : INSTEAD OF CARRYING A NOTE ON A CAR PAYMENT FOR 4, YEARS, 5 YEARS, 6 YEARS, 7 YEARS, I WILL PAY IT OFF IN 2 YEARS. 
C : I BOUGHT A CAR WITH MY CREDIT CARDS FOR {$7300.00} D : I AM PAYING {$200.00} PER MONTH TO SCHOOLS FIRST CREDIT CARD AND BORROWED {$4000.00} ON MY GOOD CREDIT NAME : SO WHAT XXXX : I AM PAYING {$150.00} A MONTH ON MY XXXX CREDIT CARDS FOR FOR BORROWING {$3000.00} AND MY GOOD NAME AND CREDIT : SO WHAT I WILL PAY OFF THIS DEBT IN 2 YEARS INSTEAD OF XXXX. 

XXXX. I HAVE BEEN LIVING AT XXXXXXXX XXXX XXXX IN XXXXXXXX XXXX FOR OVER XXXX XXXX YEARS. 
I HAVE PAID FROM XX/XX/XXXX -- XXXX, {$1300.00} PER MONTH OVER {$16000.00} AND THIS DOES NOT EVEN SHOW UP ON MY CREDIT REPORT : I PAID FROM XX/XX/XXXX -- XXXX XXXX FOR RENT OVER {$16000.00} I PAID FROM XX/XX/XXXX -- XXXX XXXX FOR RENT OVER {$16000.00} I HAVE PAID FROM XX/XX/XXXX -- XX/XX/XXXX OVER {$16000.00} I PAID FROM XX/XX/XXXX -- XXXX XXXX OVER {$16000.00} I HAVE PAID OVER {$90000.00} FOR RENT AT XXXX XXXX. 
THIS INFORMATION DOES NOT APPEAR AT ALL ON CREDIT BUREAUS, WHY? 

XXXX. I HAVE PAID XXXXXXXX XXXX ON TIME ON MY CREDIT CARDS OVER 20 YEARS AND NEVER MISSED A PAYMENT XXXX. I HAVE PAID XXXX XXXXXXXX CREDIT CARDS OVER 20 YEARS AND NEVER MISSED A PAYMENT XXXX. I HAVE PAID MY XXXX XXXX CREDIT CARDS OVER 12 YEARS AND NEVER MISSED A PAYMENT ARE ALL THREE CREDIT REPORTING AGENCIES VIOLATING MY CIVIL RIGHTS AND THE CIVIL RIGHTS OF OVER XXXX XXXX SENIOR CITIZENS AND CONSTITUENTS TO HARM US AND HAVE CREDIT CARD COMPANIES AND CAR COMPANIES TO GET US A HIGHER INTEREST RATE? 
SHOULD THEIR BE A CLASS ACTION LAWSUIT AGAINST THE XXXX XXXX XXXX XXXX AND THE CREDIT REPORTING SYSTEM XXXX. THE CREDIT REPORTING AGENCY ARE PLAYING ABUSIVE GAME OVER ME, WHY? 
A : WHY AS MY CREDIT FICO SCORE DROPPED FROM XXXX TO XXXX OR LOWER B : SO WHAT I HAVE {$21000.00} CREDIT CARD DEBT : THIS IS LIKE HAVING A CAR LOAN FOR {$21000.00} SO WHAT C : I HAVE A GUARANTEED INCOME TO PAY ALL DEBT EVERY MONTH FROM NOW UNTIL MY DEATH FOR THE NEXT XXXX  YEARS. 
WHY IS THIS INFORMATION NOT ON MY CREDIT REPORT XXXX. IS MY CIVIL RIGHTS BEING ABUSED BY ALL XXXX CREDIT AGENCIES A : IS THIS DONE TO HARM ME AND OTHER CONSTITUENTS PLEASE FILE THIS COMPLAINT AND HAVE ALL INFORMATION SENT TO ME AT XXXX and forward to me at XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX MY FICO SCORE SHOULD BE XXXX NOT XXXX OR LOWER WHAT GIVES THE CREDIT AGENCY POWER OVER ME TO ABUSE ME AND OTHER CONSTITUENTS, SHOULD A CLASS ACTION BE AGAINST THEM AND THE XXXX XXXX XXXX AND THEIR REPORTING PROCESS. 

THANKS IN ADVANCE FOR YOUR HELP CC : ATTORNEY GENERAL XXXX OF XXXX AND XXXX CC : XXXX XXXX XXXX XXXXXXXX AND XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief