Consumer complaint received 2016-10-04
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA
Product: Mortgage
Sub-product: Reverse mortgage
Issue: Settlement process and costs

Complaint:
RE : REQUEST FOR NEW COMPLAINT SUBMISSION Prior submission # XXXX Bank of America , N.A . and XXXX XXXX ( XXXX ), XXXX Wrongful Foreclosure, Lender Fraud, Securities Fraud, False Claims & Title Dispute XXXX XXXX XXXX XXXX, XXXX CA XXXX ; Borrowers : XXXX XXXX XXXX, XXXX & XXXX XXXX XXXX ( both deceased ) XXXX No. XXXX ; FHA Case No. XXXX ; Investor No. XXXX ; XXXX XXXX XXXX. XXXX I had a conversation with CFPB representative XXXX regarding submissions against Bank of America : XXXX XXXX ( OCC forwarded ) XXXX ( Federal Res board forwarded ) XXXX ( Federal Res Board forwarded ) I am requesting that we open a new complaint against Bank of America as XXXX has NOT been resolved. BofA requested authorization from me including probate administration orders and I sent the following to them and they did not respond and the CFPB closed the matter as resolved when it was not : 1. XXXX XXXX, BofA letter dated XXXX/XXXX/XXXX 2. E-mail from XXXX with successful faxing of Letters dated XXXX/XXXX/XXXX 3. Fax Cover Sheet with XXXX/XXXX/XXXX and fax number of XXXX 4. Certified Mail Receipts and One Return Receipt from BofA 5. Court Orders for Probate, XXXX/XXXX/XXXX 6. Letters of Administration, XXXX/XXXX/XXXX XXXX. XXXX Death Certificates 8. IRS assignation of Employer ID Number for XXXX Family Holding Trust ( the Estate ) dated XXXX/XXXX/XXXX XXXX. The XXXX Family Holding Trust establishing the Estate of XXXX XXXX XXXX, XXXX with XXXX XXXX /as trustee XXXX/XXXX/XXXX I am resending these supporting documents to the CFPB. 

Also, on the forwarded FRB & OCC complaints, I received 3 letters from the CFPB dated XXXX/XXXX/XXXX with, " the company was unable to respond to your complaint because it appears you 're involved in pending prior litigation. '' This is untrue. 1. There was a prior complaint in XXXX XXXX XXXX Court but it was stricken as if the complaint never existed. Judge XXXX judicial clerk confirmed that the tentative ruling stands and that I can re-file at any time and I will if the CFPB and BofA can not resolve this issue. 2. There is NO pending litigation. 

Once again : I have all right as Successor in Interest, Probate Administrator, Executor of the Estate to bring any complaints AND there is no current litigation and previous litigation was " Stricken '' with a different plaintiff AND I can bring suit again at any time as stated by the judicial clerk. Unless Bank of America can produce any order stating otherwise to the CFPB and to me, this issue is NOT resolved. 

The original complaint and CFPB submissions were about these Bank of America violations : Specific violations of Bank of America , N.A . : 1. XXXX - false claims of servicer status - See Exhibit-K and Exhibit-L 2. XXXX et seq - bona fide purchaser, fraud, recession & damages - instruments in chain of title were not properly recorded, false, void, etc. ( also Homeowner 's Bill of Rights XXXX et seq. ) 3. XXXX - Grant Deed Notary Acknowledgement & penalty 4. XXXX ( XXXX ) & XXXX & XXXX ( deceit ) & Uniform Fraudulent Transfer Act of XXXX violations 5. Knowledge that the original note was not securitized or improperly securitized 6. Additional undetermined violations and penal code violations

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation