Consumer complaint received 2022-07-06
Company: Experian Information Solutions Inc.
State: NC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
In accordance with the Fair Credit Reporting Act where it said by law, I had rights to challenge anything I am not sure is accurate. 15 U.S. C 1681 section 602 A states I have the right to privacy. 15 U. S. C 1681 section 604 A section 2, states a consumer reporting agency can not furnish account information without my written instructions. 15 U.S.C 1692 C states that prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collection may not communicate with the consumer in connection with the collection of any debt. Each credit bureau has a different balance amount and different dates. Under the Fair Credit Reporting Act, the following accounts have violated my rights. 
XXXX has agreed to delete negative credit reports related to loans it no longer owns and to provide plaintiffs with the information they are entitled to. Once the suit is finalized, Top Class Actions will notify the plaintiffs. A lawyer can evaluate the claim and contact the victims of the XXXX practice. The attorneys will also work with the Attorney Generals office to determine how the settlement affects them. 

XXXX class action suit states, The settlement outlines key points that must be addressed to resolve. While the suit is not filed in Texas, the Attorney Generals office should consider filing a suit against XXXX in that state. As with any other class-action lawsuit, the suit should be carefully scrutinized before any decision is made. Its important to understand the facts of the lawsuit before making a decision. The settlement can affect the lives of many consumers. 

Collection Account : XXXX XXXX XXXX Account Number : XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report. 
Collection Account : XXXX Account Number : XXXX Please investigate if every piece of information is correct. XXXX is settled in a class action suit against them. If not, please remove it from my credit report. 
Collection Account : XXXX Account Number : XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report. 
Collection Account : XXXX XXXX XXXX Account Number : XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report.Collection Account : XXXX Account Number : XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report. 
Collection Account : XXXX XXXX Account Number : XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report. 
Collection Account : XXXX XXXX XXXX Account Number : 2XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report. 

Paid Account/Late Payments : XXXXl XXXX Account Number : XXXX Paid Account/Late Payments : XXXX XXXXXXXX Account Number : XXXX Please investigate if every piece of information is correct on the reported late payment history. If the late payments are not reporting XXXX percent accurate, please remove them from this account and update the account as paid as agreed I also read where I can get the updated report after you investigate this from the XXXX XXXX guy. Could you please send it to me? Also, please let me know who had access to my file as well. I want the investigation outcome to be sent to my address I put on the from area.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief