Consumer complaint received 2022-04-11
Company: EQUIFAX, INC.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Hello, I've reached out to the credit bureaus on many occasions to have negative items that are not mine deleted off my report. My information was apart of two data breaches, EQUIFAX and XXXX. I AM VERY UPSET the credit bureaus have not responded back to me about my investigation. I sent a letter XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, it's more than 60 days. I need these accounts deleted or updated. These are the items I demanding to be deleted immediately : 1. Under 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies- ( 3 ) you failed to notate this account was in dispute within 30 days now this account in violation XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 2. FDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number : XXXX  This Account is inaccurate and seeking litigation please delete it once 3. FDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number : XXXX  This Account is inaccurate and seeking litigation please delete it once 4. FDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 5. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX XXXX Account Number : XXXX  This Account is inaccurate and seeking litigation please delete it once 6. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 7. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 8. FDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number : XXXX  This Account is inaccurate and seeking litigation please delete it once 9. FDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 10. FDCPA Section 807 Violation Misleading False Reporting XXXX XXXX  Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 11. FDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 12. Under 15 USC 1692f a debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt this account is in violation XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 13. Under 15 USC 1692f a debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt this account is in violation XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 14. Under 15 USC 1692f a debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt this account is in violation XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 15. FDCPA Section 807 Violation Misleading False Reporting XXXX XXXX  Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 16. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 17. have not supplied proof under the doctrine of estoppel by silence XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I may presume that no proof of the alleged debt nor therefore any such debt in fact exists. XXXX  Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 18. FDCPA Section 807 Violation Misleading False Reporting XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 19. Under 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies- ( 3 ) you failed to notate this account was in dispute within 30 days now this account in violation XXXX Account Number : XXXX  This Account is inaccurate and seeking litigation please delete it once 20. FDCPA Section 807 Violation Misleading False Reporting XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 21. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX  Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 22. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX XXXX XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 23. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once

Company response to consumer: Closed with explanation