Consumer complaint received 2016-12-31
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA
Product: Mortgage
Sub-product: Other mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
Bank of America ( BofA ) wrongfully sold my property and home having full knowledge I am pending in the loss mitigation process at the time my property and home were sold. 
Bank of America has America has committed multiple violations of the law. Bank of America chose not to modify or foreclose upon receipt of request for mortgage assistance or upon first deliquency. Even after multiple approvals for mortgage assistance, Bank of America chose to make material misrepresentations and refused to place me in a trial payment plan ( TPP ) while simultaneously increasing their efforts to separate me from my home on the tax payers dime through the use of TARP funds. Bank of America has purposely prolonged and extended the loss mitigation process for profit benefiting themselves and their business partners. Bank of America and their cohorts have engaged in business practices indicative of a Racketeer Influenced Corrupt Organization ( RICO ) and continue to do so in an undisguised manner lacking fear of any possible consequences of their business activities relating to real property, mortgages and mortgage backed securities. 
XXXX ) Adverse Possession. 
XXXX ) XXXX Requirements. 
All previously mentioned resolutions for the injury and harm caused are desired and mandatory, including all statutory, exemplary, and punitive damages plus an addtional XXXX percent and an immediate reimbursement of all amounts applied and assessed to this mortgage account at a compounded daily interest rate of ten percent via cashier 's check not drawn on Bank of America or any of their affiates, or on a bank that does not conduct business within the state of California. Not only must Bank of America pay me back, to include mesne profits ( sold at auction amount, mortgage values to include both principal and interest, and rents ), Bank of America must also repay the tax payers all amounts associated with this account. This includes, but is not limited to, TARP, MHA, HHF funds since 2007. 
Damages are calculated as followsXX/XX/XXXX : STATUTORY : {$50000.00} for every household member, mesne profits, plus Median Property Value ( MPV ) and all amounts ever assessed on or associated with the real property and home loan mortgage account, personal property of at least {$300000.00} or actual value, whichever is greater, and all litigation costs. Household pets and livestock are an additional {$50000.00} each, plus ; EXEMPLARY : Payment of all property taxes and insurances for a minimum of fifty ( 50 ) years and three ( 3 ) times statutory damages, plus ; PUNITIVE : The statutory and exemplary damages for each instance of every cause of action listed, plus an additional XXXX % of the total monetary damages ( statutory, exemplary, and punitive ). 
*Death claims are an additional trebling of calculated total damages for each instance. 
**XXXX and XXXX persons are entitled to any additional damages allowed by law for each eligible household member. 
***Next of kin may bring a private right of action provided there is first hand knowledge and next of kin status can be proven. First hand knowledge is assumed if next of kin was a member of the household. 
I did not default on Bank of America. 
Bank of America defaulted on me! 
Bank of America must stop themselves from defaulting on consumers of mortgage related products and services.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation