Consumer complaint received 2022-12-05
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: RI
Product: Checking or savings account
Sub-product: Other banking product or service
Issue: Problem with a lender or other company charging your account
Sub-issue: Transaction was not authorized

Complaint:
My basic social and economic rights have not been protected. The fault lies in the entire chain of events that got me here. I am a victim of the XXXX financial crisis and ascending far right political forces. Does a conspiracy to commit extortion exist when the conspirators agree to obtain property from someone outside the conspiracy? What is the best justification for the modern law of private property? What is happening here requires human rights proponents to pay attention. It should be prohibited to remove basic protections from me and to punish me for something I did not do. Shameful tactics have been used against me to silence me. All I have been left with is a sense of deep despair. Rhode Island judges should be dismissed for their role in this fiasco. How does a right come to be? Look at me. I am a victim of the subprime banking crisis and domestic XXXX XXXX terrorism. My life and money ( $ XXXX ) have been stolen by some very bad actors. The response to XXXX XXXX XXXX is woefully inadequate. I have a right to be free from XXXX against women. My civil and human rights have been threatened. I was set up and bullied with sabotage and dirty tricks. There was entrapment and improper inducement. This is a case of catastrophic domination, harassment, cruelty and social XXXX. Is it against the law to ruin somebody? How can I defend my rights when there is a violation of my moral sphere and my personal dignity? From whom can I claim my rights? Does anyone have a duty to protect my rights? XXXX renders an individual vulnerable to be taken advantage of in negotiation and dispute settings. This war has not been won or lost but in this skirmish there have been grievous casualties ( my daughter ). A frame-up is a set-up. I am one step away from ruin and am self-advocating. I know the facts, I know the system, I can state my case. 

I have provided a candid explanation about what happened, where I'm coming from and what I need regarding the events that led to my implosion.. There should be a broader shift toward taking social and economic rights seriously in the wake of the XXXX financial crisis and the ascending of far right political forces. There is a demand for social and political transformation. There are human rights to food, water, and housing protection. Against the backdrop of rising far right forces inequality and poverty impair one 's ability to enjoy almost all human rights. Material well being is a prerequisite for participation in life. There has been an attack on my human rights to health, housing and a clean environment. BofA has caused me economic precarity. I am castigating BofA for its potential to exacerbate my levels of economic inequality and social immiseration. BofA 's refusal to accept responsibility makes a mockery to hold others to account after they caused me such great misery with their punitive mean spirited callous measures. This is a disgrace. All I am left with is a sense of deep despair. There is a need to embrace and assert economic and social rights as human rights. There is a need for a collaboration with a broader range of actors to be more persuasive and less didactic and to be prepared to break with some of the old certainties. What is happening here to me requires human rights proponents to rethink many long standing assumptions and pay attention to the consequences. Fixing this platform requires more than good algorithms and demands a solution to this messy situation that must be ultimately made by a human being. The fault lies in the entire chain of events where the rich and privileged are walking free. Congress should be called upon to address the underlying problems here rather than punishing. It should be prohibitive to remove my basic protections and punish me for something I did not do. BofA is using shameful tactics which are linked to discrimination. The government must step in here and make a good faith decision. The Rhode Island judges should be dismissed for their role in this fiasco. The fault lies in the entire chain of events that got me here. When basic social and economic rights are not protected there is no doubt many issues need to be addressed. Do rights claims risk serving as an apology for a minimalist justice that could blunt demands for more radical social transformation?

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation