Consumer complaint received 2015-06-14
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting
Issue: Credit reporting company's investigation
Sub-issue: Problem with statement of dispute

Complaint:
There were liens on my credit report with the XXXX of Mississippi Revenue XX/XX/XXXX. I called an spoke with XXXX XXXX of the State of Mississippi Revenue office. I was informed that a new computer tracking system was put in that pull all information of business that have not filed there taxes or owe taxes. I had not been in business since XX/XX/XXXX, ( nine years ago at the time ) and had not lived in the state since XX/XX/XXXX. This lien was caused by not filing a " XXXX '' return and informing the state that I was no longer in business. I Did Not Owe Any money. I was instructed to send XXXX XXXX tax returns and the final return request account to be closed. I did and the lien was cancelled not satisfied as if I had to pay any money. I sent this documentation to all XXXX credit bureaus immediately. XXXX and XXXX removed the liens, Equifax refused stating it was a record of fact that I had a lien and refused to remove the liens. Equifax is still reporting a lien from XXXX as well that was in error. I am attaching the corresponding documents and communication with the Mississippi Revenue representative. I had to send the same information to XXXX XXXX my credit union when I was trying to purchase a home, who accepted it. I am requesting an investigation of Equifax relationship with member creditor 's requesting all previous credit discrepancies like mine continue to be report. Even if the error was on the creditor, state, federal or pubic record. This causes lower credit scores for the consumer and reward the creditor 's the right to charge higher interest rates. Most consumers do not have the ability to fight the credit bureau or the creditor 's. We desperately need your help with this matter for all consumers sake. 

XXXX XXXX Sales tax Lien XXXX XXXX ( XXXXXXXXXXXX ) Attachment XXXX/XXXX/XXXX Documents To : XXXX XXXX XXXXXXXXXXXX Active ViewXXXX XXXX XXXX XXXXTax AnalystXXXX. XXXXThis e-mail is advisory only and is not binding on the Mississippi Department of Revenue. For more information, please seeXXXX 
Effective XXXX XXXX, XXXX, Mississippi will implement a Statewide Tax Lien Registry. For more information, please visit http : XXXX & gt ; & gt ; & gt ; XXXX XXXX & lt ; XXXXXXXXXXXX & gt ; XXXX/XXXX/XXXX XXXX XXXX & gt ; & gt ; & gt ; ActionsXXXX XXXXXX/XX/XXXXTo : XXXX XXXX Good morning, I am contacting you because there is still a tax lien on my credit from XXXX XXXX. I have called them and was told it is coming from Mississippi state sales tax and it will be removed when the state removes it from the credit bureau. Can you please check into this for me. I am in the middle of closing on a has and was told I needed to pay this or show proof that this has been taken care of and will be removed from my credit report. I am due to close on next Tuesday. I was told this late yesterday and I know this is a short notice. I can be reached at XXXX these numbers : XXXX or XXXX. 
Thank you, XXXX XXXX

Company response to consumer: Closed with explanation