Consumer complaint received 2023-03-22
Company: JPMORGAN CHASE & CO.
State: IL
Product: Checking or savings account
Sub-product: Checking account
Issue: Managing an account
Sub-issue: Problem using a debit or ATM card

Complaint:
XXXX XXXX falsely advertised her product She was not truthful. She failed to explain DCR IS for those who are experts in whatever niche/lob they have tons of knowledge in. Which is not for beginners! Although she offers a list of 200 plus options, You CAN NOT build a course on something you don't have any knowledge of. For example, how do you build a course about graphic designs if you don't have the knowledge and expertise. 
I failed to believe she would actually take the necessary steps of showing me step by step on how to create a digital course like herself but she didn't and proclaimed to me upon purchasing her course. 
She used fear tactics to keep consumers like myself from moving forward with a dispute. She would constantly brag about never losing a chargeback and would also block consumers from the product you paid for if you dispute the charge. Which turns into theft. 
Again ... By her constantly throwing examples in your face about NEVER LOSING CHARGEBACK CASES, she made you fearful of speaking up sooner. She would purposely use gaslighting tactics to silence the consumer. 
She also filtered/deleted and blocked people that put any negative reviews about the product. 
There is lots of proof to back up XXXX deleting and blocking anyone that leaves a comment on her XXXX account regarding the course. feel as though XXXX XXXX what she did is fraudulent behavior. Any real reputable business is not going to put a XXXX  or h are un humans because someone blew the whistle on Scam, fraud, Murder for hire, deleting negative reviews from all facebook platforms so her business can look perfect to anyone who search it. By deleting negative reviews she took away my consumer rights to make the best educated decision for myself and money. Had I known what you know now, I wouldn't have conducted business with a company that has a history of unethical behavior and bad business practices. 
She scouts out those who are already established in business. Use their real numbers and lie to make it seem like they made money from taking her course. I made a big mistake by making a transaction on XX/XX/2022 and another on XXXX her class. I did try to file a dispute but Chase Bank denied my claim XXXX times. I really thought this was a legitimate class & this class was supposed to teach you how to credit a digital course and teach you how to do credit repair. The course wasnt nothing as described actually its was a scam/fraudulent course to begin with. I thought I was going to become more knowledgeable within my business from what was supposed to be taught to me and XXXX others. According to federal law there is no statue of limitation on fraud scams constitute as fraud. Its a XXXX called XXXX XXXX XXXX review of other victims in stories like myself. XXXX XXXX got exposed for her scamming course by a famous XXXX influencer by the name of XXXX XXXX XXXX. XXXX XXXX XXXX had exposed XXXX XXXX scamming fraudulent course to thousands of people around the world. XXXX XXXX was so upset that she tried to sue the XXXX for defamation of creator and then she allegedly hired someone to killed the XXXX. XXXX XXXX lost on courts against the XXXX but if currently still under investigation with the FBI. I hope as victim of XXXX XXXX fraudulent digital course review that someone can see what me and other students dealt with.

Company response to consumer: Closed with explanation