Consumer complaint received 2020-04-23
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Old information reappears or never goes away

Complaint:
These accounts are more than 10 years old, they should ave been removed from my report.

1.XXXX XXXX XXXX XXXX
XXXX  Paid, closed
69 charge-offs
2. XXXX XXXX XXXX XXXX XXXX
Paid, closed
22 charge-offs
3.  XXXX XXXX XXXX XXXX  Paid, closed
16 charge-offs
4. XXXX XXXX XXXX XXXX XXXX XXXX
Paid, closed
69 charge-offs
5. XXXX XXXX XXXX XXXX XXXX
Paid, closed
72 charge-offs
6. XXXX XXXX XXXX XXXX XXXX  Paid, closed
22 charge-offs


This account has not been late and I can prove XXXX is not correct.

1. XXXX XXXX XXXX Paid, closed
11 late payments

These inquiries were due to fraud. Please delete. XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date: XXXX XXXX XXXXXXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX  All Banks - non specific
Inquiry date: XXXX XXXX XXXX  
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Bank Credit Cards
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX  
XXXX XXXX XXXX
Mortgage Companies
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX XXXX XXXX XXXX  
Automobile Dealers, Used
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX  Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX XXXX XXXX XXXX  Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX  Automobile Dealers, New
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX  
XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXXXXXX  
Finance Companies - non specific
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal dateXXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX  
XXXX XXXX XXXX
Automobile Dealers, Used
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Automobile Dealers, Used
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX  
AAFES
Federal Government
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX   XXXX XXXX XXXX XXXX XXXX  Automobile Dealers, Used
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal dateXXXX XXXX XXXX XXXX XXXX XXXX XXXX  Bank Credit Cards
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Automobile Dealers, New
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Automobile Dealers, Used
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX  
Automobile Dealers, Used
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Automobile Dealers, Used
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX  Wireless Telephone Service Provider
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX  Automobile Dealers, Used
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX
Automobile Dealers, Used
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Automobile Dealers, Used
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX  
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX
Bank - Installment Loans
Inquiry dateXXXX XXXX XXXX XXXX  
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Finance Reseller
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal dateXXXX XXXX XXXX XXXX  
XXXX XXXX USA
Finance Companies - non specific
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX  Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX XXXX  
Bank Credit Cards
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX  
XXXX XXXX  Tenant Screeners (Reseller)
Inquiry date: XXXX XXXX XXXX  
Removal date: XXXX XXXX XXXX XXXX  Tenant Screeners (Reseller)
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX  
Tenant Screeners (Reseller)
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX  
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX  
Automobile Dealers, Used
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX  Finance Companies - non specific
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XXXX XXXX XXXX  
Removal date: XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX
Credit Unions
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX
Removal date: XXXX XXXX XXXX XXXX
Auto Reseller
Inquiry date: XXXX XXXX XXXX  Removal date: XXXX XXXX XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XXXX XXXX XXXX  
Removal date: XXXX XXXX XXXX XXXX
Credit Unions
Inquiry date: XXXX XXXX XXXX  
Removal date: XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation