Consumer complaint received 2022-08-23
Company: EQUIFAX, INC.
State: TN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
I sent my letter off on XX/XX/2022. I told the Credit Bureaus to " investigate every piece of information '' on the accounts I have listed below. Also, I have attached the letter I sent out and here is the tracking number # XXXX. 

According to the FRCA the term " investigative consumer report '' means a consumer report or portion thereof in which information on a consumers character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or whom may have knowledge concerning any such items of information. 

They stated my accounts were verified but how is that possible if they did not do a proper investigation according to the law. Also every piece of information on these accounts are still not reporting 100 % accurate. And according to the FRCA 15 USC 1681 everything has to be 100 % accurate. I have the credit report showing the inaccuracies. 

Account : XXXX XXXX Number : XXXX Account : XXXX XXXX XXXX Number : XXXX Account : XXXX XXXX Number : XXXX Account : XXXX XXXX XXXX Number XXXX XXXX Account : XXXX XXXX BANK XXXX Number : XXXX Account : XXXX XXXXXXXX XXXX Number : XXXX Account : XXXX XXXX Number : XXXX Account XXXX XXXX XXXX Number : XXXX Account : XXXX XXXX Number : XXXX Account : US DEPT OF EDUCATIO Number : XXXX Account : XXXX XXXX XXXXXXXX Number : XXXX Account : XXXX XXXX Number : XXXX Account : XXXX XXXXXXXX XXXX Number : XXXX Account : XXXX XXXXXXXX XXXX Number : XXXX Account : XXXX XXXX XXXX : XXXX Account : XXXX Number : XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX XXXXXXXX Number : XXXX Account : XXXX XXXX XXXXXXXX Number : XXXX Account : XXXX XXXX XXXX Number : XXXX Account : XXXX XXXXXXXX BANK Number : XXXX Account : XXXX XXXX XXXX Number : XXXX Account : XXXX XXXX XXXX Number : XXXX Account : XXXX XXXX XXXX Number : XXXX Account : THE XXXX XXXX XXXX Number : XXXX Account : XXXX XXXX Number : XXXX Account : XXXX XXXX Number : XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX XXXX XXXX Number : XXXX Account : XXXX XXXX XXXXXXXX Number : XXXX Account : XXXX XXXX XXXXXXXX Number : XXXX Account : XXXX XXXX XXXXXXXX Number : XXXX Account : XXXX XXXX XXXXXXXX Number : XXXX Account : XXXX XXXX XXXX Number : XXXX Account : XXXX XXXX XXXX Number : XXXX Account : XXXX Number : XXXX Account : NO ACCOUNT NAME Number : XXXX Account : XXXX XXXXXXXX BANK Number : XXXX Account : XXXX XXXX Number : XXXX Account : XXXX XXXX  BANK Number : XXXX Account : XXXX XXXXXXXX BANK Number : XXXX Account : XXXX XXXXXXXX BANK Number : XXXX Account : XXXX XXXX BANK Number : XXXX Account : XXXX XXXXXXXX BANK Number : XXXX Account : XXXX XXXX CO Number : XXXX Account : XXXX XXXXXXXX XXXX Number : XXXX Account : NO ACCOUNT NAME Number : XXXX Account : XXXX XXXX XXXX Number : XXXX Account : XXXX XXXX Number : XXXX Account : XXXX XXXX Number : XXXX Account : XXXX XXXXXXXX XXXX Number : XXXX Account : XXXX XXXX BANK Number : XXXX Account : XXXX XXXXXXXX BANK Number : XXXX Account : XXXX XXXX Number : XXXX Account : XXXX XXXX Number : XXXX Account : XXXX XXXX  Number : XXXX Account : XXXX XXXX Number : XXXX Account : XXXX XXXX Number : XXXX Account : XXXX XXXX Number : XXXX Account : XXXX XXXXXXXX Number : XXXX Account : XXXX XXXX BANK XXXX XXXX : XXXX Account : XXXX XXXX XXXX Number : XXXX Account XXXX XXXX XXXX XXXX XXXX : XXXX Account : XXXX XXXX XXXX : XXXX Account : XXXX XXXXXXXX Number XXXX XXXX Account : XXXX XXXX XXXX XXXX Number : XXXX Account : XXXX XXXX XXXX Number : XXXX Account : XXXX XXXX XXXX Number : XXXX Account : XXXX XXXXXXXXXXXX XXXX Number : XXXX Account : XXXX XXXX XXXX Number : XXXX Account : XXXX XXXX XXXX Number : XXXX Account : XXXX XXXX XXXX Number : XXXX Account : XXXX XXXX Number XXXX XXXX XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX Number : XXXX XXXX Account : XXXX XXXX Number : XXXX XXXX

Company response to consumer: Closed with explanation