Consumer complaint received 2020-03-27
Company: WELLS FARGO & COMPANY
State: GA
Product: Vehicle loan or lease
Sub-product: Loan
Issue: Problems at the end of the loan or lease
Sub-issue: Unable to receive car title or other problem after the loan is paid off

Complaint:
I tendered a payment in the full amount to pay off the loan, on XX/XX/XXXX. They kept the payment, cashed it and now keeping the Certificate of title from me. I have reached out to the Attorney general for further investigation of the company Wells Fargo Auto, doing shady business. According to the State of Texas law on extortion. Texas treats extortion as a felony, and the consequences are severe. Extortion is defined as the gaining of property through the threat of violence, harm to reputation, property damage or unfavorable government action. ... An individual facing charges of extortion is in serious legal jeopardy. 
I will be taking them to court for a lawsuit under Title 42 violating my civil rights, due process of law, and defaming of my character. 
This is the Second time Wells Fargo Auto extorted money from it consumers, which is me, twice, in XXXX and XX/XX/XXXX. 
I'm staying in honor, however, Wells Fargo Auto is not and by the shady business and the fraud they are doing, by the laws of Equity. I don't want to argue and go back and forth of this ongoing issue, I just want to continue staying in honor. Equity doesn't deal with statutes and codes. Maxim : The law will not allow an injury without a remedy. Wells Fargo Auto has injured the borrower, which is XXXX XXXX Therefore, Wells Fargo Auto has to give me my remedy by law. Equity follows the law, which means, when the law fails, equity will take over. Maxim : The law is nothing without equity, but equity is everything even without the law. So every piece of paper Wells Fargo Auto gave me was money. Since we don't have any money since XXXX. President Roosevelt signed executive order 6102 to have all gold and silver be removed, leaving me the inabilities pay my debts off. Congress gave the peoples a remedy which is HJR -192 and public law 73-10, is that remedy. So once Wells Fargo Auto gave me that piece of paper they gave me money and under the Law of Notice, Wells Fargo representative was asking me what do I want to do with that piece of paper? So when Representative called me the first thing they said was " this call is being recorded, this communication is from a debt collector, any information obtained will be used for that purpose ''. ( Information means charge ). 
A charge, whether it be the cop, a credit card statement, a car loan, a student loan voucher, etc.. is simply a claim against property. Who is the property? Me, I, XXXX XXXX. Since my ability to pay for things, as per the Constitution of the United States says in Article 1 Sec 10.., was taken away in XXXX when the money changed.. They had to give us a remedy, and that remedy is in the Charge itself. 
We have a charge from our Creator and it is to " Come Out of Her My People '' .. get out of XXXX. One can absolutely do that and without having to live under a rock or in a cave for the rest on ones life. According to the Negotiable Instruments law, every piece of paper they send you with a demand on it is a negotiable instrument. 
I will leave with this one very important definition out of XXXX XXXX XXXX 6th Edition : Discharge in Equity Practice. In the process of accounting before a master in chancery ( any judge ) the discharge IS a statement of expenses and counter-claims brought in and filed, by way of set-off, by the accounting defendant ; which follows the CHARGE in order.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation