Consumer complaint received 2016-03-31
Company: Ocwen Financial Corporation
State: MO
Product: Mortgage
Sub-product: Other mortgage
Issue: Loan servicing, payments, escrow account

Complaint:
I do not owe a {$91000.00} mortgage on the property at XXXX XXXX. 
I do not use a {$100000.00} line of credit I paid off in XX/XX/XXXX. 
I do not use a {$24000.00} line of credit I paid off in XX/XX/XXXX. 
I did not refinance a {$33000.00} VA loan on XXXX XXXX. 
I did not borrow any down payments I paid off the {$260000.00} loan released in XX/XX/XXXX with the {$260000.00}. 
They want me to pay again. 
I paid off the {$240000.00} balance with the {$360000.00} I paid to Indymac. 
I paid off the {$49000.00} XXXX principal balance with the {$49000.00} paid to XXXX and {$5700.00} paid to XXXX. 
I paid the taxes and and insurance with the {$70000.00} difference in the 7 % XX/XX/XXXX mortgage supposedly paid off in XX/XX/XXXX and the {$260000.00} Indymac/XXXX mortgage at 4.34 % The XX/XX/XXXX XXXX loan paid off the XX/XX/XXXX mortgage that was refinanced in XX/XX/XXXX The XX/XX/XXXX refinance paid off the loan recorded and released on my neighbors lot XXXX in XXXX XXXX. 
Paid off again by a XXXX mortgage from XXXX XXXX that did not pay off anything. 
XXXX XXXX used a paid in full line of credit to pay off a VA loan I had already paid off. 
And a {$24000.00} line of credit along with the {$18000.00} paid to XXXX/ XXXX {$9400.00} + {$2700.00} {$14000.00} of credit to pay off {$14000.00} paid to midland I wish to pay off the current balance with the {$120000.00} lines of credit and the {$91000.00} mortgage on my duplex. 
{$220000.00} + the {$130000.00} + XXXX {$140000.00} paid to the VA mortgage. 
= {$360000.00} They only owe me {$140000.00} for the VA loan. 
Credit cards. They can use the {$170000.00} individual payments to pay the {$100000.00} principal balances ( that were also discharged in my bankruptcy ). 
They can return the remaining {$73000.00} credit and the {$30000.00} paid to XXXX for the {$100000.00} line of credit. And refund the {$24000.00} used to pay the escrow to the duplex for the new buyer for the {$4700.00} Ocwen loaned me on my {$5000.00} HAMP incentives. Instead of the {$5700.00} XXXX payments Ocwen used to pay to XXXX for XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX taxes they did n't have to pay ( because I paid it off early ). 

In all I have paid all of the {$510000.00} on the XX/XX/XXXX mortgage I had paid all of the {$130000.00} on the XX/XX/XXXX duplex loan. 
I paid all of the {$99000.00} on a VA loan I assumed and never refinanced. 
For the above I paid all monthly payments with taxes and insurance to pay off 15 year loans on each property. 
Plus the {$41000.00} duplex payoff in XX/XX/XXXX and another {$62000.00} to XXXX XXXX from the foreclosure. 
I didn't/do n't owe anyone anything on the VA loan paid in full I did n't use or authorize and gave no one any security interest in a line of credit on my duplex from XX/XX/XXXX. 
I did n't use, mortgage or owe anyone any money on {$24000.00} line of credit on my house from XX/XX/XXXX. 
I do n't owe and could not mortgage my neighbors property. 
I do n't owe anyone else anything for any other recording errors.

Company response to consumer: Closed with explanation