Consumer complaint received 2022-12-15
Company: Debt Collectors International, Inc.
State: MN
Product: Debt collection
Sub-product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened to sue you for very old debt

Complaint:
I ( XXXX XXXX ) own a company called XXXX XXXX XXXX XXXX. I owe a debt that is 90+ days old to a Vendor. ( XXXX XXXX XXXX ) I have been in contact with them about payments until I was recently sick with XXXX  for a month. Out of the blue, I started receiving phone calls and threatening e-mails from a debt collector. The man who is collecting the debt called my family members, called myself non stop, and texts and e-mails non stop. I am trying to get the funds together to pay the debt. Meanwhile, the e-mails are not stopping. He threatened a lawsuit, press release about my company among other things. This type of harassment should never happen to anyone or to a small business. Below are examples of what was said from the debt collector. I am trying to transfer money into one account to make a partial payment. These e-mails were sent to me in a matter of hours. 

Companies Involved Myself- XXXX XXXX XXXX XXXX XXXX 
XXXX XXXX Owner ( I owe the debt ) XXXX XXXX XXXX XXXX XXXX MN XXXX Ph : XXXX Vendor the Debt is Owed to : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX E-mail : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Debt Collector Information : XXXX XXXX Operations Manager Debt Collectors International , Inc . 
Phone : XXXX Fax : XXXX First Communication with Amount Owed XXXXAll Contact below happened on XX/XX/2022 and the morning of XXXX Please be advised that our office now represents the above-named client with respect to your past due balance of {$9400.00}. Prior to recommending to our client that they commence litigation in the local courts, we afford you this opportunity to remit your payment to us by absolutely no later than 5 days from the date of this notice. Our bank details are listed below to effectuate payment or you can call our office at XXXX to complete your payment : -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - E-mail # 1 XXXX, Why would you have to transfer money to pay it instead of just making the payment from that account. My client is done with the excuses and the games. If you want to pay attorneys fees, court costs, interest in addition to having a press release issued once the suit is filed about the mannerisms of your company make the mistake of continuing to operate as you have. This needs to be dealt with today. XXXX and Wire payments take one day. It does not take 3 days. 

XXXX XXXX Operations ManageXXXX Debt Collectors International , Inc . 
Phone : XXXX Fax : XXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Email # 2 XXXX, The numbers we called are registered to you. We will stop when this has been paid. You have said repeaditly that this is going to be handled but as of now you have not. When I have confirmation the payment has been made we will stop. 

XXXX XXXX Operations Manager Debt Collectors International , Inc . 
Phone : XXXX Fax : XXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Email # 3 Understand that my client has not taken this action lightly. While we would like to work with you on this do not misinterpret our flexibility for lack of resolve to do what is necessary to enforce this through all legal means available. 

I await confirmation of your payment. 

Be governed accordingly XXXX XXXX Operations Manager Debt Collectors International , Inc . 
Phone : XXXX Fax : XXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - Email # 4 In the event we do not receive your payment by the deadline, we will advise our client to consider retaining one of our local affiliate attorneys for litigation.

If litigation becomes necessary, you may be held responsible for additional costs of this action ; including, but not limited to : court costs, attorney fees and other litigation expenses that the court may award. Time is of the essence if you wish to resolve this matter without additional expense. Once the deadline for payment passes, your opportunity for resolving the matter without litigation will have passed. 
Please do not fail to give this matter your urgent attention. Make your payment now to avoid additional expense. If you have any questions concerning this case, contact me immediately. 
Be Governed Accordingly, XXXX XXXX Operations Manager Debt Collectors International , Inc . 
Phone : XXXX Fax : XXXX

Company public response: Company believes the complaint provided an opportunity to answer consumer's questions
Company response to consumer: Closed with explanation