Consumer complaint received 2022-08-23
Company: JPMORGAN CHASE & CO.
State: MI
Product: Debt collection
Sub-product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-issue: Seized or attempted to seize your property

Complaint:
Complaint against JP Morgan Chase and demand to verify their status as banking institution for XXXX XXXX XXXX XXXX XXXX and ownership of account # XXXX, XXXX number # XXXX prepared by an individual employee of JP Morgan Chase bank. 
On XX/XX/XXXX I submitted my demand for total payoff statement since I found an alternative financing option with a real private Creditor. 
My new Creditor wants additional guarantees what her and my money will be received by my current lawful Creditor and deposited on the account owned by this Creditor and administered by its real authorized employees ; and not stolen by undisclosed to me parties via complex money laundering scheme operated by Investment Banks, including JP Morgan. 
On XX/XX/XXXX I received an unsigned XXXX XXXX which came from XXXX, XXXX ( as usual ). 
This Payoff lacks ANY references to my Creditor ; is not signed by ANY representative of my alleged Creditor ( despite my strong demand ) ; and only has a line that the Servicer is purportedly XXXX. 
XXXX XXXX XXXX is the real Servicer ( under CFPB Rules ) for unknown to me parties who send me faceless correspondence, phony billing statements ; void Notices of Default ; fraudulent Modification ; fake XXXX  XXXX XXXX and most recently a bogus Payoff Statement where I was directed to wire {$140000.00} to JP Morgan Chase who suddenly and unexplainably appeared as a recipient of my money for unknown to me creditor ; During all time in question the alleged banking institution was XXXX XXXX XXXX where XXXX XXXX deposited my money collected by alleged servicers XXXX XXXX XXXX XXXX XXXX and XXXX, although XXXX never even appeared on my processed by XXXX checks. 
XXXX  XXXX XXXX is the current Defendant in my Federal Complaint 22-CV-3486, Fedorova v. BOA, CFPB, SEC, FTC, FDIC et al, XXXX I suspect they decided to drop from this scam ; and pass role of banking institution to JP Morgan Chase, who XXXX XXXX in this crime from the beginning, starting in XXXX as alleged Lender for my property Seller XXXX. 
According to XXXX, in XXXX they purportedly received enough money on my behalf from unknown to me parties, to satisfy Steins {$200000.00} mortgage with my {$130000.00} alleged loan, sometime in XX/XX/XXXX while my closing was on XX/XX/XXXX. This absurd letter was sent to me by unidentified JP Morgans customer support team. XXXX never provided to me any verification that they received any wire transfers on my behalf from XXXX XXXX XXXX XXXX XXXX XXXX or anyone else. 
Now JP Morgan wants me to wire them {$140.00}, XXXX, for unknown to me parties, while JP Morgan can not find {$130000.00} they purportedly received on my behalf from pretender XXXX XXXX XXXX  XXXX XXXX in XXXX. 

Who can guarantee that my {$140.00}, XXXX will not disappear like {$130000.00} alleged loan on my behalf for which JP Morgan has no records? 
Since JP Morgan suffers from severe episodes of amnesia about their accounting receivables, JPM must prove to me ownership of the account # XXXX since all my prior payments were always collected and processed by XXXX XXXX branches XXXX  and XXXX into XXXX  XXXX XXXX account which lacked any references to XXXX who never received a cent from me. 
I demand XXXX XXXX XXXX employee to VERIFY for me, in writing, that this account was opened by XXXX authorized employee and currently belongs and administered by XXXX and its responsible employees. This is not private information ; since this information is necessary to complete my transfer of very significant for me funds. 
Moreover, the XXXX number # XXXX, according to public records, belongs to at least XXXX other banks : XXXX XXXX Bank XXXX XXXX ), XXXX Bank, XXXX. and XXXX XXXX Bank. 
Which creates a reasonable confusion regarding ownership of the account receivable where my wire transfer will be deposited and by whom - since the payoff does not contain any names of any individual employee who is responsible for preparation of this XXXX XXXX and for receipt and deposit of my money. Thus, verification of ownership of this account must be provided to me by my alleged current creditor and its responsible individual employee, before I make any payments to this account. 
These disclosures are mandatory since I do not know who receives my money which are processed by unknown to me employees like XXXX XXXX, via someones XXXX XXXX XXXX XXXX XXXX ] secured website to a shady credit union in California, without crediting any money to my principal or to my escrow. 
Thus, verification of ownership of this account must be provided to me by my alleged current creditor and its responsible individual employee, before I make any payments to this account. 
I reserve my right to make a test wire transfer into this account, and XXXX responsible employee must confirm in writing that he/she received my money, before I make any significant deposit on this questionable account.

Company response to consumer: Closed with explanation