Consumer complaint received 2017-04-18
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA
Product: Mortgage
Sub-product: Conventional adjustable mortgage (ARM)
Issue: Loan modification,collection,foreclosure

Complaint:
Bank  of America through agents has continued for more than a decade to terrorize a civilian family of consumers having exto rted more than  XXXX   XXXX  in labor credits to date. Consumers have been disappointed by comprehensive regulatory enforcement actions that have failed to curb the insurrection and rebellion by  Bank of America and agents against this family of consumers, the creditors of the United States. Bank of America c ontinues to  XXXX  the estates of consumers after having received millions from wire transfers through  XXXX   XXXX   XXXX   XXXX   XXXX , an affiliate using fraudulent schemes including duplicate promissory notes, illegal transfers and assignments of the deed of trust in violation of the terms and conditions of the contract including ; initiation of acceleration in violation of the terms and conditions of the contract deed of trust and initiation of an illegal foreclosure proceeding in violation of state and federal laws and violation of the deed of trust they are not contracted parties and are impairing the contract having stolen the property of consumers including all promissory notes, the deeds of trust, and now through illegal foreclosure sale the property of  American civilians. Misrepresentation of the securitized note. Department of State never gave notice of any suit pursuant to Title 22 CFR 93.2. Bank of America and agents violated direct orders cease and desist illegal debt collection activities by consumers for failure to validate the claim against consumers. Bank of America and affiliates have used counterfeit securities pursuant to the fact that the SEC provided an attestation stating that the period that Bank of America and affiliates were trading counterfeit securities during the time the instruments have been continuously under the control of the SEC. During this period consumers  have documented record of nearly  XXXX   XXXX   XXXX  in theft by Ban k of America in an institutionalized scheme that includes a trust that is void pursuant to New York laws for failing to deposit timely pursuant to the pooling and servicing agreement. Evidence of extortion include wire transfer receipts, transfers on the public record, records published on consumer credit reporting bureaus and written testimony provided by Bank of America an d affiliates.    XXXX   XXXX   XXXX   admitted in writing that they did not own the loan shortly before initiating  foreclosure proceedings.     Receipts from wire transfers and payments tendered along with assignments total over  XXXX   XXXX . The agency of the banks representatives was terminated and power of attorney terminated to prevent breech by non-contract parties interfering in contract. The original and second lenders are bankrupt after having table funded both loans and committing fraud on behalf of Ba nk of America via   XXXX  to    XXXX   XXXX   XXXX   a nd  XXXX   XXXX  both bankrupt. The governing contract is the deed of trust the interlopers are attacking was sold to  XXXX   two  days prior to execution by civilian consumers void on its face pursuant to California and federal laws. The signatures were rescinded  three ti mes  XXXX   XXXX ,  XXXX   XXXX  and  XXXX   XXXX  and the direct orders to cease and desist the attacks against American civilians in breach of the laws and fiduciary duties to the harm and detriment of principals in order to continue raping the estates of during infancy. The agents of Ban k of America have ignored all of the violations pointed out under sworn affidavit under notary seal evidencing the fact that Bank of America has institutionalized practices that terrorize civilian citizens despite consent orders by OCC and DOJ in the largest single ruling in history. Civilians continue to be targeted by Bank of America as the Bank has continued the predatory business practices they were supposed to be barred.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation