Consumer complaint received 2016-01-12
Company: JPMORGAN CHASE & CO.
State: AZ
Product: Mortgage
Sub-product: FHA mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
I hereby file a complaint against XXXX XXXX XXXX XXXX COMPANY, AND. P. MORGAN CHASE BANK on the grounds of a frivolous fake/false Loan Modification executed on XXXX XXXX, XXXX by XXXX XXXX XXXX, Vice President of J.P. Morgan Chase Bank , N.A . Therefore, I file a complaint on Mortgage Fraud against you and your Servicing company XXXX along with your attorneys XXXX and XXXX for fraud and abuse in lowering my mortgage {$1400.00}. In which my mortgage was NEVER lowered as legally signed and approved by XXXX XXXX XXXX, Vice President. 
I 've been paying {$1500.00} per month ever since I first got the predatory lending mortgage from Chase Bank in XXXX. You lied to me and defrauded me because I was elderly and you had XXXX XXXX XXXX fake documents to obtain the loan as you never asked for any information in reference to my daughter as she was not present throughout the entire procedures of the closing of the loan. You took advantage of me. 
Chase Bank escalated my property of XXXX XXXX XXXX, XXXX, IL XXXX to be worth {$310000.00} when it was no more worth than {$200000.00}. Chase Bank raised it {$100000.00} more in which this is mortgage fraud and mortgage abuse! My daughter 's name you added without my knowledge or hers was solely to include some debts owed to creditors but you never asked her or me for her Social Security Number, Date of Birth, Proof of Income or anything. I have a HUD-1 closing statement indicating all creditors were paid however ; XXXX XXXX XXXX failed and neglected to give me letters of proof of payment. Why was that? Predatory Lending.I am requesting a full investigation be open on my behalf by the Federal Bureau of Investigation. I am trying to relocate as I fell behind in my mortgage due to a XXXX XXXX and other ailments that hit me hard. I started falling behind in my mortgage in XXXX and I continued to pay {$1500.00} because again there was never a reduction in accordance to your legal document of {$1400.00}. 
I go back and forth to AZ for treatments where my daughter resides. 
I completed all paper work for the HAFA relocation assistance for Chase Bank and XXXX XXXX XXXX for up to {$10000.00} and I 'm getting resistance. Because of this I want to take this to Federal Court along with State Court for an overall investigation of mortgage fraud against Chase Bank, XXXX XXXX, XXXX and XXXX, and XXXX for giving me the run around and causing me more undue stress and illness. Creditors were paid in full and you never gave me proof of all of this. There was title search, title tract and I wonder why when you allegedly did a Loan Modification there was nothing mentioned of XXXX XXXX having a lien on anyone after they were paid in XXXX listed? We all know how crooked XXXX, XXXX, etc are and they extorted more money than anybody else.I am asking you for my Relocation Assistance under XXXX so I can move my things out of the property at XXXX XXXX XXXX, IL as I am on a fixed income and since there was scheming and scamming along with fraud in this whole ordeal of a loan modification that never took place. I want a full investigation into Chase Bank Loan Modification signed by XXXX XXXX XXXX, Vice President of JP Morgan Chase Bank N.A .

Company response to consumer: Closed with explanation