Consumer complaint received 2016-02-25
Company: Ditech Financial LLC
Product: Mortgage
Sub-product: Other mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
FORECLOSURE XXXX XXXX XXXX XXXX XXXX. and SERVICERS FORGED SIGNATURE AND ISSUES WITH COLSING DOCUMENTS AND ABILITY TO GET THEM FROM SERVICER PER REQUEST. XXXX PAGE ARM NOT AND XXXX PAGE FILED IN STATE OF HAWAII ARM NOTE NOT THE SAME. SIGNATURE IS CLEARLY DIFFERENT ON THE XXXX PAGE. 

I am in a current forecloser as of XXXX/XXXX/XXXX in Hawaii ( Case was dismissed without prejuduce in XXXX and Quit Claimed in XXXX by the association ) on a condo ( XXXX XXXX XXXX XXXX. XXXX XXXX XXXX HI, XXXX ) case with XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX As Trustee For The Certificate holders of the XXXX XXXX XXXX Certificates, XXXX XXXX. The Servicing companies in order XXXX XXXX XXXX XXXX. and currently former Green Tree now DITECH. I recently have called them and asked for documents. The first time they sent me a ARM rider note that was not in my original documents that where filed in the state of Hawaii XXXX. The arm that they had sent was XXXX pages XXXX signature and no date. The XXXX in the state of Hawaii is XXXX pages and is Notarized and signed. The signature on the ARM XXXX page note provided by the servicer looks not like mine in anyway comparing it to my signatures on the Notarized ARM XXXX page doc in the filed papers. Since then I have contacted the service 2 times request additional documents including Interest Only Feature Disclosure, Fee and Obligations Addendum, Borrower Property Condition Certification, Adjustable Rate Mortgage Loan Program Disclosure Interest Only ARM, Signature and Name Certification, Itemization of Amount Financed ( which varies {$280000.00} in promissory note and XXXX on this document ), the Truth in Lending Disclosure Statement, and a full copy of the Promissory note and any Riders or other documents attached to this. The have only sent back the XXXX Page ARM so far and a notice from XXXX XXXX XXXX of ARM rate change not the signed XXXX I requested. Since the signature on the XXXX page ARM is n't mine clearly and the have not produced the other documents as of yet. I am very concerned with the closing of this threw country wide in XXXX and concerned that either documents I was supposed to sign might have not been or other documents signed not by me to look as if they all had been. I stopped paying in XXXX after trying to refi and never being able to and questions and concerns with the loan then and now even more. There is also I feel issues with the Request for Verification of Employment form that has the request page XXXX other pages sampled to it then a page I signed separately almost a month prior that is a Information Authorization Document. The stated on it per my employer that I was making XXXX yearly and there is no pay stubs on number XXXX it says see attached consent form that was almost a month old and not signed along with the verification. Only the Employer signed and no other verification is provided for evidence of me actually making that and I made when filed taxes for that year XXXX XXXX or close to that. It draws my concern to as if this was even legal enough to qualify me for this loan and if the attached verification page I signed was even meant for this document. I will be providing the ARM documents in question and can and will provided the rest if need be.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation