Consumer complaint received 2022-09-23
Company: EQUIFAX, INC.
State: IL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I am a victim of identity theft and did not make the charge, request for credit, open accounts or make late payments. I ask that the items be deleted to correct my credit report. I reported the theft of my identity to the Federal Trade Commission and I also enclosed copies of the FTC ID Theft Affidavit. Please delete the items as soon as possible : inquires, accounts that are not mine, late payment and personal information. I have listed the names of the companies ; and the dates the inquiries were made ALSO SHOULD HAVE BEEN PROTECTED BY CARES ACE ( XXXX ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Since I did not authorize these companies to obtain my credit report, I demand that the items be removed immediately and my credit score be adjusted accordingly. In addition, I am requesting a copy of updated credit report reflecting these changes be sent to me immediately. I appreciate your attention in this matter. By the provision of the Fair Credit Reporting Act, please have these items removed from my report. Please send me an updated copy of my credit report to the above address. According to the act, there shall be no charge for the updated report. 

Correction of Inaccurate Information in Credit Report Please be aware that I dispute the following information contained in my credit file : o XXXX XXXX XXXX # XXXX ; NOT MINE/NEVER LATE ACCOUNT COVERD BY The Coronavirus Aid, Relief, and Economic Security ( CARES ) Act has forbearance and credit reporting requirements o XXXX XXXX XXXX XXXX XXXX, XXXX, XXXXX ; NOT MINE/NEVER LATE ACCOUNT COVERD BY The Coronavirus Aid, Relief, and Economic Security ( CARES ) Act has forbearance and credit reporting requirements o XXXX XXXX XXXX # XXXX XXXXX ; COVID RELEIF EXCEPTION/NEVER LATE/COMPANY ERROR MISAPPLIED PAYMENT/ ACCOUNT COVERD BY The Coronavirus Aid, Relief, and Economic Security ( CARES ) Act has forbearance and credit reporting requirements o TIME PAYMENT XXXX # : XXXX ; COVID RELIEF EXCEPTION/ NEVER LATE ACCOUNT COVERD BY The Coronavirus Aid, Relief, and Economic Security ( CARES ) Act has forbearance and credit reporting requirements o XXXX XXXX XXXX # : XXXX, XXXX, XXXX, XXXX ; NOT MINE ACCOUNT COVERD BY The Coronavirus Aid, Relief, and Economic Security ( CARES ) Act has forbearance and credit reporting requirements o XXXX # : XXXXX ; COVID RELIEF EXCEPTION/NEVER LATE ACCOUNT COVERD BY The Coronavirus Aid, Relief, and Economic Security ( CARES ) Act has forbearance and credit reporting requirements o XXXX  # : XXXXX ; NEVER LATE STATEMENTS ATTACHED THERE WERE NO PAYMENTS DUE XXXX ACCOUNT COVERD BY The Coronavirus Aid, Relief, and Economic Security ( CARES ) Act has forbearance and credit reporting requirements o XXXX XXXX XXXX CREDIT # : XXXX, XXXX ; NOT MINE/PAID IN FULL/REMOVAL LETTER REQUEST ATTACHED. ACCOUNT COVERD BY The Coronavirus Aid, Relief, and Economic Security ( CARES ) Act has forbearance and credit reporting requirements XXXX XXXX XXXX XXXX XXXX # : XXXX, XXXX, XXXX, ACCOUNT COVERD BY The Coronavirus Aid, Relief, and Economic Security ( CARES ) Act has forbearance and credit reporting requirements The following Address are reporting incorrectly and need to be removed immediately : XXXX XXXX XXXX XXXX, IL XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX

Company response to consumer: Closed with explanation