Consumer complaint received 2018-03-10
Company: AES/PHEAA
State: MA
Product: Student loan
Sub-product: Federal student loan servicing
Issue: Dealing with your lender or servicer
Sub-issue: Received bad information about your loan

Complaint:
Hello, 
When I started my college education to become a XXXX XXXX I had spoke to finical aide office as I had concerns on taking out loans. I was informed that I had no issues to worry about because my loans would be forgiven as I was becoming a XXXX XXXX and that I qualified for loan forgiveness. I was also told I definitely would qualify as I was "XXXX". 
Fedloan in PA told If I consolidated my loans it was the best thing and that would lower my payments and interest. 
Now I have my degree and I am struggling to pay my monthly amount. I do not qualify for loan forgiveness because I do not work for a non-profit company.
from XX/XX/XXXX-XX/XX/XXXX I have loans
total amount of XXXX.
Labs originally through XXXX XXXX, now XXXX and loans through XXXX.
I am trying to find assistance on all the above as I was mislead.


File Source:U.S. DEPARTMENT OF EDUCATION, NATIONAL STUDENT LOAN DATA SYSTEM (NSLDS)

Student Enrollment Status Effective Date:XX/XX/XXXX
Student Total All Loans Outstanding Principal:$XXXX  Student Total All Loans Outstanding Interest:$XXXX
Student Pell Lifetime Eligibility Used:831.773%
Student Total All Grants:$XXXX
Total DIRECT CONSOLIDATED UNSUBSIDIZED Outstanding Principal:$XXXX  
Total DIRECT CONSOLIDATED UNSUBSIDIZED Outstanding Interest:$XXXX
Total DIRECT CONSOLIDATED SUBSIDIZED Outstanding Principal:$XXXX  Total DIRECT CONSOLIDATED SUBSIDIZED Outstanding Interest:$XXXX
Total DIRECT PLUS GRADUATE Outstanding Principal:$XXXX
Total DIRECT PLUS GRADUATE Outstanding Interest:$XXXX
Total DIRECT STAFFORD UNSUBSIDIZED Outstanding Principal:$XXXX
Total DIRECT STAFFORD UNSUBSIDIZED Outstanding Interest:$XXXX
Total DIRECT STAFFORD SUBSIDIZED Outstanding Principal:$XXXX
Total DIRECT STAFFORD SUBSIDIZED Outstanding Interest:$XXXX
Total FFEL STAFFORD SUBSIDIZED Outstanding Principal:$XXXX
Total FFEL STAFFORD SUBSIDIZED Outstanding Interest:$XXXX  Total FFEL STAFFORD UNSUBSIDIZED Outstanding Principal:$XXXX  Total FFEL STAFFORD UNSUBSIDIZED Outstanding Interest:$XXXX
Total FFEL CONSOLIDATED Outstanding Principal:$XXXX
Total FFEL CONSOLIDATED Outstanding Interest:$XXXX
Loan Type:DIRECT CONSOLIDATED UNSUBSIDIZED

Loan Attending School Name:SCHOOL CODE FOR CONSOLIDATION LOANS
Loan Attending School OPEID:XXXX
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:
Loan Period End Date:
Loan Amount:$XXXX
Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX
Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XXXX
Loan Outstanding Interest Balance as of Date:XX/XX/XXXXLoan Interest Rate Type:FIXED
Loan Interest Rate:6.50%
Loan Repayment Plan Type:REVISED PAY AS YOU EARN PLAN
Loan Repayment Plan Begin Date:XX/XX/XXXX
Loan Repayment Plan Scheduled Amount:$XXXX
Loan Repayment Plan IDR Plan Anniversary Date:XX/XX/XXXX
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:XX/XX/XXXX
Loan Next Payment Due Date:XX/XX/XXXX
Loan Cumulative Payment Amount:$XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Status:FB
Loan Status Description:FORBEARANCE
Loan Status Effective Date:XX/XX/XXXX
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Status:FB
Loan Status Description:FORBEARANCE
Loan Status Effective Date:XX/XX/XXXX
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX XXXX(PHEAA)
Loan Contact Street Address 1:XXXX XXXX XXXX
Loan Contact Street Address 2:
Loan Contact City:XXXX
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:XXXX
Loan Contact Web Site Address:
Loan Type:DIRECT CONSOLIDATED SUBSIDIZED

Loan Attending School Name:SCHOOL CODE FOR CONSOLIDATION LOANS
Loan Attending School OPEID:XXXX
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:
Loan Period End Date:
Loan Amount:$XXXX  
Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX
Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XXXX  Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:6.50%
Loan Repayment Plan Type:REVISED PAY AS YOU EARN PLAN
Loan Repayment Plan Begin Date:XX/XX/XXXX
Loan Repayment Plan Scheduled Amount:$XX/XX/XXXX
Loan Repayment Plan IDR Plan Anniversary Date:XX/XX/XXXX
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:XX/XX/XXXX
Loan Next Payment Due Date:XX/XX/XXXX
Loan Cumulative Payment Amount:$XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Status:FB
Loan Status Description:FORBEARANCE
Loan Status Effective Date:XX/XX/XXXX
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Status:FB
Loan Status Description:FORBEARANCE
Loan Status Effective Date:XX/XX/XXXX
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX XXXX(PHEAA)
Loan Contact Street Address 1:XXXX XXXX XXXX  Loan Contact Street Address 2:
Loan Contact XXXX  Loan Contact State Code:GA
Loan Contact Zip Code:XXXX
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:XXXX
Loan Contact Web Site Address:
Loan Type:DIRECT CONSOLIDATED UNSUBSIDIZED

Loan Attending School Name:SCHOOL CODE FOR CONSOLIDATION LOANS
Loan Attending School OPEID:XXXX  
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:
Loan Period End Date:
Loan Amount:$XXXX  
Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX
Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XXXX Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:6.25%
Loan Repayment Plan Type:INCOME-BASED REPAYMENT
Loan Repayment Plan Begin Date:XX/XX/XXXX
Loan Repayment Plan Scheduled Amount:$XXXX
Loan Repayment Plan IDR Plan Anniversary Date:
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:
Loan Next Payment Due Date:XX/XX/XXXX
Loan Cumulative Payment Amount:$XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:PN
Loan Status Description:NON-DEFAULTED, PAID IN FULL THROUGH CONSOLIDATION LOAN
Loan Status Effective Date:XX/XX/XXXX
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Status:FB
Loan Status Description:FORBEARANCE
Loan Status Effective Date:XX/XX/XXXX
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Status:FB
Loan Status Description:FORBEARANCE
Loan Status Effective Date:XX/XX/XXXX
Loan Status:DA
Loan Status Description:DEFERRED
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX   XXXX(PHEAA)
Loan Contact Street Address 1:XXXX XXXX XXXX
Loan Contact Street Address 2:
Loan Contact City:XXXX  
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX  
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:XXXX  
Loan Contact Web Site Address:
Loan Type:DIRECT CONSOLIDATED SUBSIDIZED

Loan Attending School Name:SCHOOL CODE FOR CONSOLIDATION LOANS
Loan Attending School OPEID:XXXX
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:
Loan Period End Date:
Loan Amount:$XXXX  
Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX
Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XXXX  Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:6.25%
Loan Repayment Plan Type:INCOME-BASED REPAYMENT
Loan Repayment Plan Begin Date:XX/XX/XXXX
Loan Repayment Plan Scheduled Amount:$XXXX  Loan Repayment Plan IDR Plan Anniversary Date:
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:
Loan Next Payment Due Date:XX/XX/XXXX
Loan Cumulative Payment Amount:$XX/XX/XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:PN
Loan Status Description:NON-DEFAULTED, PAID IN FULL THROUGH CONSOLIDATION LOAN
Loan Status Effective Date:XX/XX/XXXX
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Status:FB
Loan Status Description:FORBEARANCE
Loan Status Effective Date:XX/XX/XXXX
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Status:FB
Loan Status Description:FORBEARANCE
Loan Status Effective Date:XX/XX/XXXX
Loan Status:DA
Loan Status Description:DEFERRED
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX   XXXX(PHEAA)
Loan Contact Street Address 1:XXXX XXXX XXXX
Loan Contact Street Address 2:
Loan Contact XXXX  
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX  
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:XXXX  
Loan Contact Web Site Address:
Loan Type:DIRECT PLUS GRADUATE

Loan Attending School Name:XXXX XXXX
Loan Attending School OPEID:XXXX
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:XX/XX/XXXX
Loan Period End Date:XX/XX/XXXX
Loan Amount:$XXXX
Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX  Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XXXX  
Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:6.41%
Loan Repayment Plan Type:
Loan Repayment Plan Begin Date:
Loan Repayment Plan Scheduled Amount:
Loan Repayment Plan IDR Plan Anniversary Date:
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:
Loan Next Payment Due Date:
Loan Cumulative Payment Amount:$XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:PN
Loan Status Description:NON-DEFAULTED, PAID IN FULL THROUGH CONSOLIDATION LOAN
Loan Status Effective Date:XX/XX/XXXXLoan Status:DA
Loan Status Description:DEFERRED
Loan Status Effective Date:XX/XX/XXXX
Loan Status:IA
Loan Status Description:LOAN ORIGINATED
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX
Loan Contact Street Address 1:XXXX XXXX XXXX
Loan Contact Street Address 2:
Loan Contact City:XXXX
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX  Loan Contact Phone Number:XXXX  
Loan Contact Phone Extension:
Loan Contact Email Address:
Loan Contact Web Site Address:XXXX
Loan Type:DIRECT STAFFORD UNSUBSIDIZED

Loan Attending School Name:XXXX XXXX
Loan Attending School OPEID:XXXX  Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:XX/XX/XXXX
Loan Period End Date:XX/XX/XXXX
Loan Amount:$XXXX
Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX
Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX  Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XXXX  
Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:6.80%
Loan Repayment Plan Type:STANDARD REPAYMENT
Loan Repayment Plan Begin Date:XX/XX/XXXX
Loan Repayment Plan Scheduled Amount:$XXXX  
Loan Repayment Plan IDR Plan Anniversary Date:
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:
Loan Next Payment Due Date:XX/XX/XXXX
Loan Cumulative Payment Amount:$XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:PN
Loan Status Description:NON-DEFAULTED, PAID IN FULL THROUGH CONSOLIDATION LOAN
Loan Status Effective Date:XX/XX/XXXX
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Status:IG
Loan Status Description:IN GRACE PERIOD
Loan Status Effective Date:XX/XX/XXXX
Loan Status:IA
Loan Status Description:LOAN ORIGINATED
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX  Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX XXXX(PHEAA)
Loan Contact Street Address 1:XXXX XXXX XXXX
Loan Contact Street Address 2:
Loan Contact City:XXXX
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:XXXX
Loan Contact Web Site Address:
Loan Type:DIRECT STAFFORD UNSUBSIDIZED

Loan Attending School Name:XXXX XXXX
Loan Attending School OPEID:XXXX
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:XX/XX/XXXX
Loan Period End Date:XX/XX/XXXX
Loan Amount:$XXXX
Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX
Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XXXX  Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:6.80%
Loan Repayment Plan Type:STANDARD REPAYMENT
Loan Repayment Plan Begin Date:XX/XX/XXXX
Loan Repayment Plan Scheduled Amount:$XXXX  
Loan Repayment Plan IDR Plan Anniversary Date:
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:
Loan Next Payment Due Date:XX/XX/XXXX
Loan Cumulative Payment Amount:$XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:PN
Loan Status Description:NON-DEFAULTED, PAID IN FULL THROUGH CONSOLIDATION LOAN
Loan Status Effective Date:XX/XX/XXXX
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Status:IG
Loan Status Description:IN GRACE PERIOD
Loan Status Effective Date:XX/XX/XXXX
Loan Status:IA
Loan Status Description:LOAN ORIGINATED
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX XXXX(PHEAA)
Loan Contact Street Address 1:XXXX XXXX XXXX
Loan Contact Street Address 2:
Loan Contact City:XXXX  
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX  
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:XXXX  
Loan Contact Web Site Address:
Loan Type:DIRECT STAFFORD SUBSIDIZED

Loan Attending School Name:XXXX XXXX
Loan Attending School OPEID:XXXX
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:XX/XX/XXXX
Loan Period End Date:XX/XX/XXXX
Loan Amount:$XXXX
Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX
Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XXXX
Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:6.80%
Loan Repayment Plan Type:STANDARD REPAYMENT
Loan Repayment Plan Begin Date:XX/XX/XXXXLoan Repayment Plan Scheduled Amount:$XXXX
Loan Repayment Plan IDR Plan Anniversary Date:
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:
Loan Next Payment Due Date:XX/XX/XXXX
Loan Cumulative Payment Amount:$XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:PN
Loan Status Description:NON-DEFAULTED, PAID IN FULL THROUGH CONSOLIDATION LOAN
Loan Status Effective Date:XX/XX/XXXX
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Status:IG
Loan Status Description:IN GRACE PERIOD
Loan Status Effective Date:XX/XX/XXXX
Loan Status:IA
Loan Status Description:LOAN ORIGINATED
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX XXXX(PHEAA)
Loan Contact Street Address 1:XXXX XXXX XXXX
Loan Contact Street Address 2:
Loan Contact City:XXXX  
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX  
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:XXXX  
Loan Contact Web Site Address:
Loan Type:DIRECT CONSOLIDATED UNSUBSIDIZED

Loan Attending School Name:SCHOOL CODE FOR CONSOLIDATION LOANS
Loan Attending School OPEID:XXXX  
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:
Loan Period End Date:
Loan Amount:$XXXX
Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX
Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XXXX
Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:6.55%
Loan Repayment Plan Type:
Loan Repayment Plan Begin Date:
Loan Repayment Plan Scheduled Amount:
Loan Repayment Plan IDR Plan Anniversary Date:
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:
Loan Next Payment Due Date:
Loan Cumulative Payment Amount:$XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:PN
Loan Status Description:NON-DEFAULTED, PAID IN FULL THROUGH CONSOLIDATION LOAN
Loan Status Effective Date:XX/XX/XXXX
Loan Status:DA
Loan Status Description:DEFERRED
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX  
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX
Loan Contact Street Address 1:XXXX XXXX XXXX  
Loan Contact Street Address 2:
Loan Contact City:XXXX
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:
Loan Contact Web Site Address:XXXX
Loan Type:DIRECT CONSOLIDATED SUBSIDIZED

Loan Attending School Name:SCHOOL CODE FOR CONSOLIDATION LOANS
Loan Attending School OPEID:XXXX
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:
Loan Period End Date:
Loan Amount:$XXXX
Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX
Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XXXX
Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:6.55%
Loan Repayment Plan Type:
Loan Repayment Plan Begin Date:
Loan Repayment Plan Scheduled Amount:
Loan Repayment Plan IDR Plan Anniversary Date:
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:
Loan Next Payment Due Date:
Loan Cumulative Payment Amount:$XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:PN
Loan Status Description:NON-DEFAULTED, PAID IN FULL THROUGH CONSOLIDATION LOAN
Loan Status Effective Date:XX/XX/XXXX
Loan Status:DA
Loan Status Description:DEFERRED
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX  
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX  Loan Contact Street Address 1:XXXX XXXX XXXX  
Loan Contact Street Address 2:
Loan Contact City:XXXX
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:
Loan Contact Web Site Address:XXXX
Loan Type:DIRECT CONSOLIDATED UNSUBSIDIZED

Loan Attending School Name:SCHOOL CODE FOR CONSOLIDATION LOANS
Loan Attending School OPEID:XXXX
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:
Loan Period End Date:
Loan Amount:$XXXX  Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX  Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XXXX  Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:6.55%
Loan Repayment Plan Type:
Loan Repayment Plan Begin Date:
Loan Repayment Plan Scheduled Amount:
Loan Repayment Plan IDR Plan Anniversary Date:
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:
Loan Next Payment Due Date:
Loan Cumulative Payment Amount:$XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:PN
Loan Status Description:NON-DEFAULTED, PAID IN FULL THROUGH CONSOLIDATION LOAN
Loan Status Effective Date:XX/XX/XXXX
Loan Status:DA
Loan Status Description:DEFERRED
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX  
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX
Loan Contact Street Address 1:XXXX XXXX XXXX  
Loan Contact Street Address 2:
Loan Contact City:XXXX
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX  Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:
Loan Contact Web Site Address:XXXX
Loan Type:DIRECT CONSOLIDATED SUBSIDIZED

Loan Attending School Name:SCHOOL CODE FOR CONSOLIDATION LOANS
Loan Attending School OPEID:XXXX
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:
Loan Period End Date:
Loan Amount:$XXXX
Loan Disbursed Amount:$XXXX  Loan Canceled Amount:$XXXX
Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XXXX Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:6.55%
Loan Repayment Plan Type:
Loan Repayment Plan Begin Date:
Loan Repayment Plan Scheduled Amount:
Loan Repayment Plan IDR Plan Anniversary Date:
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:
Loan Next Payment Due Date:
Loan Cumulative Payment Amount:$XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:PN
Loan Status Description:NON-DEFAULTED, PAID IN FULL THROUGH CONSOLIDATION LOAN
Loan Status Effective Date:XX/XX/XXXX
Loan Status:DA
Loan Status Description:DEFERRED
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX  
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX
Loan Contact Street Address 1:XXXX XXXX XXXX  
Loan Contact Street Address 2:
Loan Contact City:XXXX
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:
Loan Contact Web Site Address:XXXX
Loan Type:DIRECT CONSOLIDATED SUBSIDIZED

Loan Attending School Name:SCHOOL CODE FOR CONSOLIDATION LOANS
Loan Attending School OPEID:XXXX
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:
Loan Period End Date:
Loan Amount:$XXXX
Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX
Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XX/XX/XXXX
Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:4.50%
Loan Repayment Plan Type:
Loan Repayment Plan Begin Date:
Loan Repayment Plan Scheduled Amount:
Loan Repayment Plan IDR Plan Anniversary Date:
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:
Loan Next Payment Due Date:
Loan Cumulative Payment Amount:$XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:PN
Loan Status Description:NON-DEFAULTED, PAID IN FULL THROUGH CONSOLIDATION LOAN
Loan Status Effective Date:XX/XX/XXXX
Loan Status:DA
Loan Status Description:DEFERRED
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX  
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX
Loan Contact Street Address 1:XXXX XXXX XXXX  
Loan Contact Street Address 2:
Loan Contact City:XXXX
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:
Loan Contact Web Site Address:XXXX
Loan Type:DIRECT CONSOLIDATED UNSUBSIDIZED

Loan Attending School Name:SCHOOL CODE FOR CONSOLIDATION LOANS
Loan Attending School OPEID:XXXX  Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:
Loan Period End Date:
Loan Amount:$XXXX
Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX  Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XX/XX/XXXX
Loan Outstanding Interest Balance:$XXXX  Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:4.50%
Loan Repayment Plan Type:
Loan Repayment Plan Begin Date:
Loan Repayment Plan Scheduled Amount:
Loan Repayment Plan IDR Plan Anniversary Date:
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:
Loan Next Payment Due Date:
Loan Cumulative Payment Amount:$XXXX  Loan PSLF Cumulative Matched Months:0
Loan Status:PN
Loan Status Description:NON-DEFAULTED, PAID IN FULL THROUGH CONSOLIDATION LOAN
Loan Status Effective Date:XX/XX/XXXX
Loan Status:DA
Loan Status Description:DEFERRED
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX  
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX
Loan Contact Street Address 1:XXXX XXXX XXXX  
Loan Contact Street Address 2:
Loan Contact City:XXXX
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:
Loan Contact Web Site Address:XXXX
Loan Type:FFEL STAFFORD SUBSIDIZED

Loan Attending School Name:XXXX XXXX XXXX
Loan Attending School OPEID:XXXX
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX
Loan Period Begin Date:XX/XX/XXXXLoan Period End Date:XX/XX/XXXX
Loan Amount:$XXXX
Loan Disbursed Amount:$XXXX
Loan Canceled Amount:$XXXX
Loan Canceled Date:
Loan Outstanding Principal Balance:$XXXX
Loan Outstanding Principal Balance as of Date:XXXX
Loan Outstanding Interest Balance:$XXXX
Loan Outstanding Interest Balance as of Date:XX/XX/XXXX
Loan Interest Rate Type:FIXED
Loan Interest Rate:6.00%
Loan Repayment Plan Type:INCOME-BASED REPAYMENT
Loan Repayment Plan Begin Date:XX/XX/XXXX
Loan Repayment Plan Scheduled Amount:$XXXX
Loan Repayment Plan IDR Plan Anniversary Date:
Loan Confirmed Subsidy Status:
Loan Subsidized Usage in Years:
Loan Reaffirmation Date:
Loan Most Recent Payment Effective Date:XX/XX/XXXX
Loan Next Payment Due Date:
Loan Cumulative Payment Amount:$XXXX
Loan PSLF Cumulative Matched Months:0
Loan Status:PN
Loan Status Description:NON-DEFAULTED, PAID IN FULL THROUGH CONSOLIDATION LOAN
Loan Status Effective Date:XX/XX/XXXX
Loan Status:DA
Loan Status Description:DEFERRED
Loan Status Effective Date:XX/XX/XXXX
Loan Status:FB
Loan Status Description:FORBEARANCE
Loan Status Effective Date:XX/XX/XXXX
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Status:FB
Loan Status Description:FORBEARANCE
Loan Status Effective Date:XX/XX/XXXX
Loan Status:RP
Loan Status Description:IN REPAYMENT
Loan Status Effective Date:XX/XX/XXXX
Loan Status:IG
Loan Status Description:IN GRACE PERIOD
Loan Status Effective Date:XX/XX/XXXX
Loan Status:IA
Loan Status Description:LOAN ORIGINATED
Loan Status Effective Date:XX/XX/XXXX
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX  
Loan Disbursement Date:XX/XX/XXXX
Loan Disbursement Amount:$XXXX
Loan Contact Type:Current Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX  Loan Contact Street Address 1:XXXX XXXX XXXX
Loan Contact Street Address 2:
Loan Contact City:XXXX
Loan Contact State Code:PA
Loan Contact Zip Code:XXXX
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:
Loan Contact Web Site Address:XXXX
Loan Contact Type:Current Lender
Loan Contact Name:XXXX XXXX XXXX XXXX/XX/XX/XXXX-XX/XX/XXXX XXXX
Loan Contact Street Address 1:XXXX XXXX XXXX XXXX
Loan Contact Street Address 2:
Loan Contact City:XXXX
Loan Contact State Code:DC
Loan Contact Zip Code:XXXX
Loan Contact Phone Number:
Loan Contact Phone Extension:
Loan Contact Email Address:
Loan Contact Web Site Address:
Loan Contact Type:Current ED Servicer
Loan Contact Name:XXXX XXXX XXXX/XXXX
Loan Contact Street Address 1:XXXX XXXX XXXX
Loan Contact Street Address 2:
Loan Contact City:XXXX
Loan Contact State Code:GA
Loan Contact Zip Code:XXXX
Loan Contact Phone Number:XXXX
Loan Contact Phone Extension:
Loan Contact Email Address:
Loan Contact Web Site Address:XXXX
Loan Type:FFEL STAFFORD UNSUBSIDIZED

Loan Attending School Name:XXXX XXXX XXXX
Loan Attending School OPEID:XXXX
Loan Date:XX/XX/XXXX
Loan Repayment Begin Date:XX/XX/XXXX








Thank you.

Company response to consumer: Closed with explanation