Consumer complaint received 2021-09-29
Company: SOUTHSTATE CORPORATION
State: FL
Product: Checking or savings account
Sub-product: Checking account
Issue: Managing an account
Sub-issue: Deposits and withdrawals

Complaint:
To the Consumer Financial Protection Bureau : CenterState Bank participated in fraud. CenterState Bank is now SouthState Bank. I have been trying to collect this fraud claim since 2012 and since then they had a big merge with another very wealthy bank. They merged during the pandemic smoothly with ease and made them even more wealthy. I tried many, many times to report this to them and have the appropriate action but they chose to protect the participants of fraud. They have refused since 2012 to re-imburse me for fraud, even though their bank clearly has a fraud policy of restoring the victim funds. There are several involved in this fraud including bank employees. There are two bank managers, two lawyers involved and three employees who all obstructed any investigations. They split up about {$250000.00}. They embezzled in just 32 days {$92000.00}. I have every document and every cancelled check and every forged signature. 

I was the only signer on this account and not responsible for fraud, but this was covered up, so they refused to give back my money stolen by fraud. They circumvented law enforcement investigations. 

The bank policy is clear. The victim is not responsible for fraud. This has been my premise from the beginning. I had no signers on this account except me and only me. I was the only signer on the signature card. 

This bank destroyed me and my family while protecting embezzlers. They went way out of their way to protect their two bank managers and perpetrators who devised several fraud schemes. Even to the point of threatening me with charges and jail time for asking for my money back that was supposed to be protected by bank policy. This bank created a life-altering hardship that changed the course of my life. The money stolen was my life savings. I can not emphasize enough the destitution and destruction this bank caused. 

One attorney is so powerful that he protected all the perpetrators and obstructed justice. He prevented an investigation, covered for the two bank managers and protected the embezzlers. Three of these individuals committed Identity Theft by stealing my identity as well. One of the bank managers was convicted in a Federal Court for other unrelated bank fraud. 

One of the bank managers lived next door to me and participated in a home burglary while I was away. This bank, CenterState bank, even participated in mortgage and deed fraud in separate instance which I will be reporting. 
This bank manager told me that I called the bank via phone and added signers to this checking account. She said I called and added debit cards for employees as well as added check signers-by phone. I dont know of a bank anywhere where you can verbally call the bank and put a check signer on an account or authorize debit cards to employees over the phone. If this was done, it was not me and I would have never allowed it. 

I did not call this bank and add a check signer to this or any checking account nor did I call to add any debit cards. If I wanted someone to be a signer to my account I would have gone in with that person with the correct identification. They know this and I know this. This claim is ridiculous and fraudulent. This is their only defense except threatening the arrest of me the victim. What would be the point of having a signature card? What would have been the point of me signing the signature card when I opened this checking account? Under this banks excuse is that anyone could call the bank and add themselves as a check signer. 

They used their considerable influence to keep anyone from being prosecuted then used threats to keep from being exposed of bank fraud and mortgage fraud. After I delivered all the documents, evidence and witnesses enclosed in the screen shot their attorney threatened to have me arrested. This was their latest Obstruction of Justice. 
After I compiled a massive list of witnesses, interviews, documents, actual forgeries and an investigation by a private investigator I submitted it all to the bank. I did this during the pandemic. Their response was they were going to have me charged and warned me to be silent and Govern Myself Accordingly which is a threat. This is from a bank where I deposited hundreds of thousands of dollars. I weighed whether I should file this complaint under multiple and continued threats by the bank, but I have done nothing wrong. I am a crime victim.

Company response to consumer: Closed with explanation