Consumer complaint received 2021-10-05
Company: Tromberg, Morris & Poulin, PLLC
State: FL
Product: Debt collection
Sub-product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-issue: Sued you without properly notifying you of lawsuit

Complaint:
Tromberg , Morris & Poulin , PLLC ( hereinafter referred to as TMP ) is a law firm retained by XXXX XXXX, XXXX to pursue legal action against me the consumer, XXXX XXXX for a credit card debt in the amount of {$1100.00}, TMP has responded to the validation request ( attached ). I also found many violations. Pursuant to what law did you conduct this investigation under federal code? As the consumer and origins of this consumer credit transaction in discuss, you don't have the authority nor my consent to investigate. 
Pursuant to what law did you conduct this investigation under federal code? As the consumer and origins of this consumer credit transaction in discuss, you don't have the authority nor my consent to investigate. 

I sent a certified verification request and you and your client did not provide me with what congress defines as proof pursuant to 15 USC 1692g. Without providing me what was requested you are attempting to collect an alleged debt you didn't get consent nor authorization from me, the executor and administrator of the surname given. 

Since you did NOT Provide me with what was requested by federal law, your claim of investigation of this matter is hearsay and you ( Tromberg Morris Poulin PLLC ) are in default of my affidavit of Truth and Cease and Desist.

You ( Tromberg Morris Poulin PLLC ) a third party debt Collector, is in multiple violations of the FDCPA. Your sue against me regarding this alleged debt obligation are in direct violation 15 USC 1692c ( 13 ) " False '' representation or implication that documents are legal process '' As you Tromberg Morris/ Povin , PLLC are also in violation of 15 USC 1692c ( 3 ) ''The false representation or implication that any individual is an attorney ''. I do NOT have any contract with you, nor did you have written consent from me, the CONSUMER, NATURAL PERSON. I am entitled to damages caused by Tromberg Morris Poulin PLLC. Multiple Violations of the rights pursuant to the FDCPA.

If you wish to continue this suit, pursuant to 15 USC 1692k ''Civil liability '' I will seek remedy for all damages incurred.

For resolution of this matter before court, My remedy pursuant to 15 USC 1692c ; 1 ) To advise the consumer that the debt collector 's further efforts are being terminated, 2 ) As I am the consumer and creditor I am notifying you of my rights to invoke specified remedies. 

XXXX ) As I am the consumer and creditor I intend to invoke my specified remedies as follow : 1.Pay attached invoice ( if you are not going to stop this alleged debt ) 2.Send proof of audit trail 3.Remove all negative reporting from all consumer reporting agencies.

4. Proof in letter of completion. I take a vital role in my life and as I am the consumer in fact, and I look forward to the resolution of these matters in discussion. 


I Demand response in written in 10 days. 

Attached all the Documents, Affidavit of truth, Cease and Desist, Letter to a Third Party Collector, labeled violations, Invoice, etc.

Company response to consumer: Closed with explanation