Consumer complaint received 2017-12-15
Company: DISCOVER BANK
State: GA
Product: Credit card or prepaid card
Sub-product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-issue: Card opened as result of identity theft or fraud

Complaint:
Submitted XX/XX/XXXX
Typed XX/XX/XXXX:

XX/XX/XXXX
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX
PH:. XXXX
PH: XXXX
EM:
XXXX
XXXX
XXXX XXXX 
XXXX XXXX
Date of Birth XX/XX/XXXX
SS#: XXXX
TO:
*  Consumer Financial Protection Brueau
*  Department of Veteran Affairs, Office of the Inspector General
My name is XXXX XXXX XXXX,  I've received more than one email from Discover Card in my XXXX XXXX, past emails from Discover Card were unautherized deletions.
From:  Discover Card XXXX
To:  You XXXX
Date:  XX/XX/XXXX, XXXX XXXX XXXX From: Discover Card XXXX>
To Recipient 
Date  Mon, XX/XX/XXXX XXXX XXXX
I dont and havent ever had a Discover Checking, Savings, Business Accounts nor Loans of any kind through any Bank called Discover. The 1st time I was contacted by Discover Card I resided alone from XX/XX/XXXX to XX/XX/XXXXat XXXX XXXX XXXX at XXXX XXXX XXXX XXXX XXXX in XXXX, XXXX years prior to me moving here to XXXX, XXXX in XX/XX/XXXX. When 


Discover Card had 1st contacted me in XXXX, XXXX  it was associated with my XXXX XXXX XXXX website  related  online Merchants Account.  Not once have I ever applied for or had any Website Merchant Accounts here in XXXX; I only applied for online online Merchant Accounts associated with my XXXX related Accounts I purchased while residing in XXXX, XXXX.  Some of my website related  information was stolen both in  XXXX, XXXX and here in XXXX along with my other property that hasn't been returned to me.  I don't and haven't ever had any XXXX XXXX related Agreements,Contracts or Credit Cards offered to Veterans associated with ones businesses.  Nor have I ever applied for or had a Business License or Business Permit in any City or State inspite of my diverse interest.  Not once have I ever allowed another be it an Paralegal, Payee, Attorney, Employers, Landlords, Veteran Organizations including Vocational Rehabilitation Programs, XXXX( XXXX XXXX XXXX, XXXX  XXXX, Entertainment Companies, Banks, Celebrity Personal Assistant Agencies or Celebs, Shelters, Charities, HUD, Housing Arthority, Department of Veteran Affairs, Military, Law Enforcement or anyone else nor their employess to sign any business related Agreements or Contracts on my behalf; not even my family members or friends. 
None of my XXXX XXXX attempts were associated with my Employers, Department of Veteran Affairs,Vocational Rehabilitation Programs Military, Landlords, HUD( Housing Authority),Friends, Family nor did I ever sign related Agreements or Contracts with them. Not once had I ever provided anyone the passwords to be able to sign into my accounts rather were aware of my accounts or not.  Yes, my desktop computer that was stolen along with my other property XX/XX/XXXX was registered with my Online Merchant Account.  I had paid for my Merchant related Accounts through my same XXXX XXXX XXXX Account I purchased both of my XXXX XXXX XXXX related accounts through.  That was 1st once during the Summer of XX/XX/XXXX and 2nd my related website months later, while I  resided in XXXX XXXX  and I worked for XXXX. I never offered nor did I ever sign any business Contracts or Agreements with XXXX nor my Landlord or their staff associted with any of my online websites or Merchant Accounts.  My XXXX XXXX XXXX Compensation was deposited into both of my XXXX  XXXX XXXX Accounts at that time.  My account was changed during the Summer of XX/XX/XXXXbecause of theft of my Bank Card. None of my Checking,Savings, past Credit Cards or  Business related  were shared accounts in which others were allowed to 
use to make purchases.  I had written checks from my XXXX XXXX XXXX account to pay for my XXXX XXXX XXXX XXXX on the XXXX XXXX here in XXXX in XX/XX/XXXX before it's name changed to XXXX XXXX. Prior to me using my same account open a Checking account in person at XXXX XXXX before it's name was changed to XXXX  XXXX.  Where my XXXX XXXX XXXX XXXX has been deposited since that time. I had used my XXXX XXXX Checking to pay for my XXXX XXXX XXXX XXXX both before theft of my property XX/XX/XXXX and that was also prior to the theft of my property  from my XXXX XXXX XXXX XXXX in XX/XX/XXXX.
I've stated this many times:
I paid for my 1st XXXX XXXX XXXX Membership while employed at XXXX using my XXXX XXXX XXXX account XXXX my XXXX XXXX XXXX XXXX was also deposited.  That was changed to XXXX because I didn't receive my 1st XXXX XXXX XXXX Card the bank sent to XXXX XXXX residence on XXXX XXXX in XX/XX/XXXX while I was there.  In which both my XXXX  salary and XXXX XXXX XXXX XXXX were deposited into my account, no money from XXXX XXXX nor anyone else that was at that residence was given to nor were any of my children there.  Nor did XXXX or any other person at that residence ever give me my missing Bank Card not even after I moved out and stayed a month at XXXX XXXX XXXX using my replacement card to pay for my Hotel room. Which is the same account I used to pay for XXXX XXXX  Membership, XXXX XXXX XXXX, XXXX XXXX  Membership fees, and various online Merchant Account activation related fees.
*  XXXX XXXX XXXX.
XXXX XXXX  XXXX XXXX. Membership

# XXXX
*  XXXX XXXX Membership
# XXXX
*  Total Merchant Services XXXX and XXXX.
*  XXXX XXXX XXXX XXXX XXXX
* XXXX XXXX changed my $XXXX a month fees to my XXXX  XXXX XXXX account #XXXX.
XX/XX/XXXX - XX/XX/XXXX XXXX XXXX, XXXX.

Rep: XXXX XXXX XXXX, Fl 
XXXX
XXXX Website 
XXXX
Software and website owner, I performed Internet advertising and marketing, to promote this software and website. I worked and XXXX from my home XXXX XXXX XXXX XXXX XXXX , XXXX. I purchased XXXX XXXX XXXX-Software Electronic Book CD and was given a website to promote the software on the internet.  The XXXX was given a copy of my website owner certificate document submitted to me when I purchased the software marketing program as well copies of my other school transcripts in addition to XXXX  XXXX XXXX for example. XXXX, represented the first initials of my children's names.  I wasn't ever paid and I'm still owed the money.  Nor did my marketing program have anything to do with any schools, college nor university programs nor did I ever offer or sign any agreement to include it such.  Nor did my XXXX XXXX XXXX have anything to do with any other employers, Department of Family and Children, Military, Veteran Organizations or Food Stamp programs, Section 8 nor Indianapolis Housing Authority for example; only me.
Thank you,
XXXX XXXX

Company response to consumer: Closed with explanation