Consumer complaint received 2023-10-18
Company: HW Holding, Inc
State: TX
Product: Debt collection
Sub-product: Rental debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt is not yours

Complaint:
On XX/XX/XXXX, I, the consumer, sent a certified green letter document to the CFO at Hunter Warfield Inc., located at XXXX XXXX XXXX XXXX, XXXX, FL XXXX. 

They have been harassing me via email communications in attempts to collect an alleged debt that I, the consumer, do not owe. What they are attempting to collect is false and misleading. It's identity theft as well as extortion, coercion, and a violation of privacy rights as a consumer. 

In the letter, I let them know I was disputing their claim and requested validation of the alleged account. I politely and humbly asked for Hunter Warfield to provide me with the following items : The amount they claimed I, the consumer, owed them, the collector. 
Evidence of licensing numbers and registered agent in the state of Texas. 
Proof that they are, in fact, a licensed debt collector in the state of Texas. 
Confirmation that the alleged account has not crossed the statute of limitation ( SOL ) period. 
Copies of the documents that prove I, the consumer, agreed to pay the alleged amount to the collector, Hunter Warfield. 
An explanation of the alleged debt computed amount. 
I also stated in the letter that if they failed to provide the information I requested within a time period of 10 days from the date of receipt of my notice, all account information should be deleted from my credit report, and a copy of the deletion request should be sent to me at once, or I would be forced to take legal action. 

Today is XX/XX/2023. I have not received any of the requested documents from the collector, Hunter Warfield. The certified letter was sent on XX/XX/XXXX. Per my tracking, it says someone on XX/XX/XXXX received my letter. Tracking # XXXX XXXX. We are now outside of the 10-day window. 

I am seeking relief as they were unable to properly validate this alleged debt. 

Furthermore, due to this matter not being equitable and fair, I filed a complaint with XXXX Complaint # XXXX was submitted on XX/XX/2023, in which they replied on XX/XX/2023, asking me to give authorization for Hunter Warfield to give information regarding my complaint in order to protect my privacy. My privacy has already been breached. 

A company I have never done business with is attempting to collect an alleged debt and has been using my personal non-public information, and reporting to the credit agencies without ever having properly validated the debt or ever receiving consent to report to any of the credit reporting agencies, and somehow getting access to my private non-public information, including my social, home address, email, and phone number. 

Hunter Warfield has many violations in this complaint alone. 

Violation of 15 U.S. Code 1692g - as they did not properly validate the alleged debt to me, the consumer.

Violation of 15 U.S. Code 1692d - Harassment.

Violation of 15 U.S. Code 1692f ( 1 ) - Unfair practices by attempting to collect an alleged debt while adding interest.

Violation of 15 U.S. Code 1692e ( 8 ) - False or misleading representation by sharing false credit information on me, the consumer, by reporting to credit agencies when this account is in dispute.

I could list more illegal practices that Hunter Warfield is carrying out on an innocent consumer, yet I really just want to amicably solve this misunderstanding. Please see resolution below.

Company response to consumer: Closed with explanation