Consumer complaint received 2022-06-21
Company: Resurgent Capital Services L.P.
State: KY
Product: Debt collection
Sub-product: I do not know
Issue: Attempts to collect debt not owed
Sub-issue: Debt was result of identity theft

Complaint:
In reference to Claim No. XXXX - I am a federally protected consumer! 

Pursuant to 15 USC 6801- in your correspondence it was stated, " With its purchase of the Account, the Current Owner acquired all ownership rights ... '' however, as a federally protected consumer this company is violation of the privacy obligation policy. I do not feel safe with this company having any of my nonpublic personal information that I never gave them consent to! 

Even after sending a cease and desist to RESURGENT, they continue to violate me and my personal non-public information pursuant to the Gramm Leach Bliley Act 15 USC 6801. Invasions of individual privacy is a violation of federal law. Ref. 15 USC 1692 ( a ). Every consumer has the Right to Privacy. Due to the sale of my nonpublic personal information that you mentioned in your response to my initial complaint, I have reason to believe that this company is operating illegally and committing racketeering crimes due to their abusive and deceptive business practices attempting to coerce me, a federally protected consumer. XXXX is a federal crime that will end in time in federal prision!!! 

I am a federally protected consumer demanding evidence of the method of verification. Who was spoken to during your attempt to verify this information as ACCURATE and LAWFUL prior to furnishing it to my consumer report? On what day and at what time was this information verified? Provide receipts and documentation of the consumer receiving knowledge of my information being sold to other companies prior to the sale of the original instrument of indebtedness. If proper documentation informing the consumer prior to the sale ( a fraudulent sale ) can not be provided, then I as a federally protected consumer have reason to believe that a unilateral contract is in place which would completely remove any obligation from myself, a federally protected consumer.

In RESURGENT 'S attempt to respond to my complaint, they stated " With the purchase of the Account ... '' and attempted to attach documents to the response. However, nowhere does it have my WET signature confirming and affirming that I am obligated to make any payments to RESURGENT!

RESURGENT stated, " After investigating the Account, we found no evidence of the mishandlings alleged in the inquiry. '' I demand evidence of your investigation methods and proof that NO evidence of deceptive business practices have taken place. 

I am demanding that RESURGENT honors my cease and desist ( that I will re-attach ) and cease all communication with myself, XXXX XXXX - a federally protected consumer, by no longer reaching out to me via phone, email, mail, or any consumer reporting agency/third party reporting agencies. This means that all consumer reporting agencies must be notified immediately and all reports on my consumer profile must be eliminated effective receipt of this official notice. This means stop harassing me via phone, email, mail, or any other method used to harass and extort me!

Company response to consumer: Closed with explanation