Consumer complaint received 2016-12-24
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NY
Product: Credit reporting
Issue: Incorrect information on credit report
Sub-issue: Information is not mine

Complaint:
It has been over two months since I sent a dispute letter to TransUnion and have yet to hear back from them. There are numerous issues with my credit report. It is currently associated with XXXX other individuals : 1. The XXXX credit account listed in the report is not mine. This account is linked to my college address and was reported to be opened under a name that does not belong to me. At the time this account was reported to be opened, I had already graduated college and was no longer living in that address. I never authorized to open this account. I am requesting that the item be removed to correct the information in the report. 

2. The name ( name # 1 ) is incorrect. As noted in my passport, my legal name is ( omitted legal name ). The ( name # 1 ) has never been my name. I am requesting that the item be removed to correct the information in the report. 

3. The name ( name # 2 ) is incorrect. As noted in my passport, my legal name is ( omitted legal name ). The ( name # 2 ) has never been my name. I am requesting that the item be removed to correct the information in the report. 

4. The address ( address # 1 ) is outdated. I am requesting that the item be removed from the report. 

5. The address ( address # 2 ) is incorrect. I have never lived in the state of ... I am requesting that the item be removed to correct the information in the report. 

6. The address ( address # 3 ) is incorrect. I have never lived in ... I am requesting that the item be removed to correct the information in the report. 

7. The address ( address # 4 ) is incorrect. I have never lived in ... I am requesting that the item be removed to correct the information in the report. 

8. The address ( address # 5 ) is incorrect. I have never lived in ... I am requesting that the item be removed to correct the information in the report. 

9. The address ( address # 6 ) is incorrect. I have never lived in ... I am requesting that the item be removed to correct the information in the report. 

10. The address ( address # 7 ) is incorrect. I have never lived in ... I am requesting that the item be removed to correct the information in the report. 

11. The address ( address # 8 ) is incorrect. I have never lived in ... I am requesting that the item be removed to correct the information in the report. 

12. The address ( address # 9 ) is incorrect. I have never lived in ... I am requesting that the item be removed to correct the information in the report. 

13. The telephone numbers ( omitted ) and ( omitted ) are outdated. I am requesting that these telephone numbers be removed from the report. 

14. The telephone numbers ( phone # 1 ), ( phone # 2 ), ( phone # 3 ), ( phone # 4 ), and ( phone # 5 ) are incorrect and should not be associated with my report. I am requesting that these telephone numbers be removed from the report. 

15. The XXXX XXXX ( account # 1 ) listed in the report is incorrect. I never authorized to open this account. I am requesting that the item be removed to correct the information in the report. 

16. The XXXX XXXX ( account # 2 ) listed in the report is incorrect. I never authorized to open this account. I am requesting that the item be removed to correct the information in the report. 

17. The XXXX ( account # 3 ) listed in the report is incorrect. I never authorized to open this account. I am requesting that the item be removed to correct the information in the report. 

Attached : - Dispute letter sent to TransUnion. 
- Passport. 
- Utility bill from XXXX as proof of my address. 
- Utility bill from XXXX as proof of my address. 
- XXXX pages from the report with the incorrect addresses, incorrect names, incorrect phones, and incorrect credit accounts. 
- A certified mail receipt with the postmark date of my dispute letter sent to TransUnion. 
- A return receipt of my original dispute letter sent to TransUnion. This is proof of receipt of my letter by TransUnion.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation