Consumer complaint received 2022-12-03
Company: EQUIFAX, INC.
State: TN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Im tired of the disrespect and disregard for my consumer rights i have been constantly ignored mislead and lied to by what is pose to be professional businesses that are more like a pack of wolves if you ask me i have attempted to settle this matter privately with each of the companies i also provided each of them with facts and proofs of the violations committed against me in a habitual and continuous manner I recently submitted a complaint prior to this one about my rights being violated and it is causing me a great deal of stress and embarrassment still I have not been able to think straight nor have i been able to eat or sleep because of all the stress this has also been affecting my abilities to parent my children correctly due to the negligent damages you have caused to me and my children because of that i seek monetary compensation as well as any alleged debts cancelled and deleted and block from my credit reports immediately you all are blatantly lying and using very deceptive and predatory practices from both the Credit Reporting Agency 's and The furnishers for violating my rights as a consumer in my prior complaint I stated that you all put information on my credit report that was not authorized by me at all nor orally or in writing you also stated that the information I have been disputing since XXXX as verified or accurate or certified but have not sent me any written correspondence showing proof of how such accounts or information has been verified, accurate or certified. Since then they have deleted some but not all the accounts i listed but not only did you delete the accounts you also could not provide me with the reasons to why you deleted which is fraudulent and very sneaky XXXX XXXX  was even deleted and blocked from my credit report and was put back on more then a week later i was never informed of the deletion nor was i informed of them placing it back on my credit report after they deleted it and still have yet to provide me with a written statement as to how and why this was aloud to happen. Also if this information being furnished to my report is as correct as it was claimed to be then why was it deleted in the first place from all 3 credit agency 's. The 2 account furnishers I am complaining about today as well as each credit agency Equifax, XXXX, and XXXX as well as the XXXX XXXX XXXX, AND XXXX XXXX XXXX XXXX. like come on man you guys are in total violation!!!! I am not happy about this at all P.S. this has and will ALWAYS JEOPARDIZED MY IDENTITY FOR THE REST OF MY LIFE NATURAL BORN XXXX GIVEN LIFE!!!! I require proper Compensation and that the accounts and inquiries that were deleted in a sneaky fraudulent manner REMAIN DELETED AND ANY ACCOUNT THAT I HAVE REQUESTED BE DELETED AND BLOCKED BE DONE SO PROMPTLY and IF THE BALANCE HASNT BEEN CORRECTED CORRECT THE BALANCE. you are in violation of : FCRA 15 USC 1681 ( a ) ( 4 ) FCRA 15 USC 1681a. ( b ) ( c ) ( d ) ( e ) ( 1 ) FCRA 604 15 USC 1681b. ( a ) ( 2 ) FCRA 605B 15 USC 1681c-2. FCRA 606 [ 15 U.S.C. 1681d ] FCRA 607 15 USC 1681e. ( b ) FCRA 609 15 USC 1681g. ( a ) ( 1 ) FCRA 611 15 USC 1681i. ( 5 ) ( A ) ( i ) ( ii ) ( B ) ( i ) ( iii ) ( iii ) ( C ) ( 7 ) ( 8 ) ( b ) ( c ) FCRA 616 15 USC 1681n. ( a ) ( 1 ) ( A ) ( B ) ( 2 ) FCRA 617 15 USC 1681o. ( a ) ( 1 ) FCRA 619 15 USC 1681q. FCRA 623 15 USC 1681s-2. ( A ) ( C ) ( a ) ( 3 ) ( 7 ) ( E ) ( 8 ) ( A ) ( B ) ( i ) ( iii ) ( iv ) ( D ) ( E ) ( iii ) ( 9 ) ( B ) ( D ) ( E ) ( 2 ), ( e ) ( 2 ) ( A ) ( B ) ( C ) ( D ) Thanks and looking forward to your response.

Company response to consumer: Closed with explanation