Consumer complaint received 2015-12-31
Company: McCalla Raymer Leibert Pierce, LLC
State: GA
Product: Debt collection
Sub-product: Mortgage
Issue: Taking/threatening an illegal action
Sub-issue: Seized/Attempted to seize property

Complaint:
Over the last 6 years, I have corresponded repeatedly with XXXX Bank, loan servicer, XXXX Bank XXXX XXXX, XXXX and XXXX XXXX XXXX, loan servicer, each time reminding them all that XXXX and now XXXX is fraudulently servicing a loan and does not possess legal standing to order a foreclosure. 
XXXX XXXX as Foreclosure Attorneys are representing a fraudulent loan. 
Despite the overwhelmingly incriminating evidence I have gathered and have shown to XXXX, XXXX Bank XXXX XXXX XXXX XXXX XXXX for XXXX XXXX Mortgage XXXX XXXX XXXX, XXXX, XXXX and XXXX and various local attorneys that XXXX has hired to respond to my requests. 
I have had to point out to each of them on several occasions that : - The Security Deed and other documents are different and altered, thus making the Security Deed null and void. Check this out for yourself. 
- Parties admitted that the originator was planning to issue corrective documents, also part of the fraudulent activity I have been pointing out. 
- The recent XXXX XXXX corrective assignment is also fraudulent. 
- The original Assignment of Security Deed that was created on XXXX XXXX, XXXX was not recorded on my property in any XXXX as per my investigation and was fraudulently signed by someone other than the person stated and was assigned to " BLANK '', no entity or person listed on this document, thus making it null and void. 
- This original Assignment was not only not recorded into public records, it was never actually obtained by XXXX XXXX Mortgage or XXXX Bank. It was stated by XXXX XXXX Mortgage that the note and Security Deed went directly to the trust at the inception of my loan. That is not the case. To this date, XXXX Bank never received my note or Security Deed, nor has any authority to foreclose on my property. Upon the securitization, the note and Security Deed were separated, making the note null and void. 
I have also repeatedly demanded from XXXX documents showing proper chain of title, including a current copy of the promissory note dated XXXX XXXX, XXXX showing all stamps, transfers, endorsements, and assignments and Allonges showing current location of my Note. As XXXX Bank has found, XXXX refuses to provide various mortgage documents. XXXX XXXX XXXX does n't even know anything about these documents. 
XXXX Bank says that they have the right to foreclose on my property because since they are the Trustee they were granted ownership by XXXX XXXX Mortgage, however Unless an asset is transferred into a " lifetime trust '', the asset DOES NOT become trust property. There was no legal transfer into this trust that claims to be the beneficiary of my note when it was actually assigned to this trust. I can prove it. That means, on or about XXXX XXXX, XXXX, my note was put into the trust that it currently is in and traded fraudulently without legal assignment that placed it there from inception. It was neither reported to the XXXX as an asset to that trust nor reported to the XXXX as being placed in that trust. 
The assignment of a mortgage without the transfer of the underlying mortgage/note is nullity. I understand that the Security Deed and mortgage note were separated at the inception of the loan. 
I have also pointed out to XXXX Bank that a trustee 's act that is contrary to the trust agreement is void. The trustee has allowed the creation of documents that are incorrect and have been completed by proven, verified and fraudulent Robo Signers. That means that the documentation that was created in order to cause these fraudulent foreclosures were all done illegally. 
Now they 've created a replacement assignment. XXXX XXXX XXXX not being successors in interest did n't have the authority to do such. They were only the debt servicer. Now XXXX through McCalla Raymer are trying to foreclose on my house.

Company response to consumer: Closed with explanation