Consumer complaint received 2022-08-22
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
XX/XX/2022 XXXX XXXX XXXX XXXX XXXX XXXX, Tx XXXX Experian as the holder of violating my request To Whom Beholds accountability of decision of adverse of my rights within stated organization above : 15 U.S.C 1681 section 602 A states I have the right to privacy 15 U.S.C 1681 section 604 A section 2 also states a consumer REPORTING AGENCY CAN NOT FURNISH A ACCOUNT WITHOUT MY WRITTEN INSTRUCTIONS 15 U.S.C 1666B If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge, such additional finance charge may not be imposed with respect to such portion of the credit extended for the billing cycle of which such period is a part, unless a statement which includes the amount upon which the finance charge for the period is based was mailed or delivered to the consumer not later than 21 days before the date specified in the statement by which payment must be made in order to avoid imposition of that finance charge.

This letter is in response to your recent claim that the account ( s ) listed below have been verified and that the information they are reporting under my name is accurate. Also demand of late payments to be all expunged under pre junction. All has been a violation of my rights that you have held over my ability to live a solely wholesome life as to the reasons why I am requesting this investigation to be sent within 15 days mail or expunged charge offs as well as collections. 

In accordance with the Fair Credit Report Act XXXX Account # XXXX has violated my rights 15 U.S.C 1681 Section 602 A. States I have the right to privacy 15 U.S.C Section 604 A Section 2 also states a consumer reporting agency can not furnish an account without my written authorization In accordance with the Fair Credit Report Act XXXX  Account # XXXX has violated my rights 15 U.S.C 1681 Section 602 A. States I have the right to privacy 15 U.S.C Section 604 A Section 2 also states a consumer reporting agency can not furnish an account without my written authorization In accordance with the Fair Credit Report Act XXXX Account # XXXX has violated my rights 15 U.S.C 1681 Section 602 A. States I have the right to privacy 15 U.S.C Section 604 A Section 2 also states a consumer reporting agency can not furnish an account without my written authorization In accordance with the Fair Credit Report Act XXXX Account # XXXX has violated my rights 15 U.S.C 1681 Section 602 A. States I have the right to privacy 15 U.S.C Section 604 A Section 2 also states a consumer reporting agency can not furnish an account without my written authorization In accordance with the Fair Credit Report Act XXXX  Account # XXXX has violated my rights 15 U.S.C 1681 Section 602 A. States I have the right to privacy 15 U.S.C Section 604 A Section 2 also states a consumer reporting agency can not furnish an account without my written authorization In accordance with the Fair Credit Report Act XXXX  Account # XXXX has violated my rights 15 U.S.C 1681 Section 602 A. States I have the right to privacy 15 U.S.C Section 604 A Section 2 also states a consumer reporting agency can not furnish an account without my written authorization In accordance with the Fair Credit Report Act XXXX  Account # XXXX has violated my rights 15 U.S.C 1681 Section 602 A. States I have the right to privacy 15 U.S.C Section 604 A Section 2 also states a consumer reporting agency can not furnish an account without my written authorization In accordance with the Fair Credit Report Act XXXX Account # XXXX has violated my rights 15 U.S.C 1681 Section 602 A. States I have the right to privacy 15 U.S.C Section 604 A Section 2 also states a consumer reporting agency can not furnish an account without my written authorization In accordance with the Fair Credit Report Act XXXX  Account # XXXX has violated my rights 15 U.S.C 1681 Section 602 A. States I have the right to privacy 15 U.S.C Section 604 A Section 2 also states a consumer reporting agency can not furnish an account without my written authorization In accordance with the Fair Credit Report Act XXXX Account # XXXX has violated my rights 15 U.S.C 1681 Section 602 A. States I have the right to privacy 15 U.S.C Section 604 A Section 2 also states a consumer reporting agency can not furnish an account without my written authorization In accordance with the Fair Credit Report Act XXXX  I previously disputed these accounts with Experian. I dont agree with the results of their revolved actions within this investigation. Please mail me the proof of your investigation or remove the negative information as all documents were not furnished to me through mail. 

Be advised that the description of the procedure used to determine the accuracy and completeness of the information must be provided within fifteen ( 15 ) days of the completion of your investigation. 

Sincerely, XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation