Consumer complaint received 2022-07-11
Company: EQUIFAX, INC.
State: SC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In accordance with the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Account Name : XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$0.00} Account Status : Open Payment Status : Current, was past due 120 days Account Name : XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Date Opened : XXXX, XXXX, XXXX Account Balance : -- Account Status : Closed Payment Status : Account transferred to another office Account Name : XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : -- Account Status : Closed Payment Status : Charge - off Account Name : XXXX XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$46000.00} Account Status : Closed Payment Status : Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Account XXXX XXXX XXXXXXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$400.00} Account Status : -- Payment Status : Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Account Name : XXXX XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$600.00} Account Status : -- Payment Status : Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Account Name : XXXX XXXX Account Number : XXXX Date Opened XXXX XX/XX/XXXX Account Balance : {$600.00} Account Status : -- Payment Status : Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Account Name : XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : -- Account Status : Closed Payment Status : Account transferred to another office Account Name : XXXX XXXX XXXX XXXX XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$10000.00} Account Status : Closed Payment Status : Charge - off Account Name : XXXXXXXX XXXX  Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$22000.00} Account Status : Closed Payment Status : Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Account Name : XXXX XXXXXXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : -- Account Status : Closed Payment Status : Legally paid in full for less than the full balance Account Name : XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$4100.00} Account Status : -- Payment Status : Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Account Name : XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Account Balance : {$150.00} Account Status : -- Payment Status : Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department

Company response to consumer: Closed with explanation