Consumer complaint received 2023-01-23
Company: W&A Intermediate Co., LLC
State: CO
Product: Debt collection
Sub-product: Medical debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened to sue you for very old debt

Complaint:
On XX/XX/XXXX I, XXXX XXXX, called WAKEFIELD & Associates, to inform them that XXXX alleged 'debts ' they were holding in my name had been improperly sent to them after speaking with the University of Colorado XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  for dates of service XX/XX/XXXX, XXXX, XX/XX/XXXX, & XX/XX/XXXX, as each of these 'ER ' entities failed to bill my insurance company & had improperly indicated that I was an uninsured patient. I was told by XXXX, XXXX XXXX XXXX XXXX XXXX & XXXX XXXX Specialists that the XXXX 'debts ' would be pulled back from WAKEFIELD & Associates XXXX sent to my insurance for payment & removed from debt collection. 

When I called XXXX on XX/XX/XXXX I was told they were carrying XXXX alleged debts in my name, XXXX of which would have been in my son 's name, XXXX XXXX, as he was a minor when those alleged debts occurred. They proceeded to list XXXX debts that are XXXX years old. 

I called XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX & XX/XX/XXXX to make certain that the XXXX bills from XXXX had been pulled back from WAKEFIELD & Associates XXXX XXXX have been told in no uncertain terms, that yes in fact, those bills have been pulled back from this collection agency so my insurance can be properly billed & no longer reside with XXXX. 

I also called WAKEFIELD & Associates back on XX/XX/XXXX or XX/XX/XXXX to inform them that the alleged debts they claim to carry for dates of service XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, & XX/XX/XXXX were no longer valid in the State of Colorado as XXXX never pursued a lawsuit to collect those alleged debts in my name & my son 's name, & those alleged debts had met their statute of limitations after 6 years, & they should not have them in any queue to try and collect on as they had missed their window of opportunity by blowing past the XXXX  statute of limitations as these alleged debts are from XXXX and XXXX. 

That's 11 years ago for the alleged debts from XXXX & 10 years ago for the debts they allege to carry from XXXX. This is a Colorado law, & they apparently could care less about this law as I called to remedy the situation once I learned the XXXX ' component of the billing that was never sent to my insurance for dates of service XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX & XX/XX/XXXX were being pulled from their collection company. 

I was mocked and ridiculed when I told them these debts were too old to collect on. I spoke to several supervisors including, XXXX XXXX & a XXXX XXXX Both of these people failed to recognize that Colorado has laws that apply to medical debt collection, & that the company they work for, XXXX, was blowing past the laws of Colorado by keeping a medical debt they never pursued or took to court. If they were going to collect on these debts they would have taken their claims to court in XXXX and XXXX. They did not. It's XXXX. 

As I said before, I was mocked & ridiculed, I was peppered with inappropriate questions about whether I accepted services in XXXX & XXXX. I told them I couldn't remember what I had for dinner XXXX nights prior so there was no way in XXXX they were going to get straight answers from me about alleged debts that were XXXX & XXXX XXXX XXXX. 

XXXX is currently holding onto XXXX debts that are unlawful. The dates of service are : XX/XX/XXXX, appears to be in my name, XXXX XXXX. I want this & all old accounts in my name & my son 's name REMOVED from their queue as these are over XXXX XXXX XXXX & were never escalated for collection through any court in Colorado, & has met the statute of limitations for their ability to collect on these alleged debts. This is an invalid account. 

The next date of service is XX/XX/XXXX, in my son 's name, XXXX XXXX, & a minor at the time. With federal health insurance too. Again, same issue, met the statute of limitations YEARS ago, never escalated through a court in Colorado, and now invalid. 

The next date of service is XX/XX/XXXX, in my name, XXXX XXXX & same as above. Blown past the laws of Colorado & never escalated to collect through a legal process. This debt is now invalid. 

The last date of service is XX/XX/XXXX, in my son 's name, XXXX XXXX, same as above. Blown past the statute of limitations, never escalated though a legal court process in Colorado & now invalid. I want the AG of Colorado to know that the people I spoke to were rude & haughty, mocking & threatened to take me to court for these debts. I told them good luck. That any judge would look at the dates of service & laugh them out of court. But you see they are using a shady tactic. That tactic was thinking they had me with dates of service XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, & XX/XX/XXXX they had been assigned by the XXXX ' groups. If I started payment on those dates, they had all the accounts under XXXX #, thereby trapping me into paying on invalid debts that are XXXX years old. 

XXXX needs to remove all the invalid debts that have blown past Colorado XXXX XXXX XXXX XXXX under reference # XXXX XXXX in my name, XXXX XXXX and my sons name, XXXX XXXX. 

Thank you.

Company response to consumer: Closed with explanation