Consumer complaint received 2016-05-31
Company: Shellpoint Partners, LLC
State: UT
Product: Debt collection
Sub-product: Mortgage
Issue: Cont'd attempts collect debt not owed
Sub-issue: Debt was paid

Complaint:
Our loan appears to have several issues surrounding the mortgage assignments, loan transfers as well as recordings with our local property XXXX accessor 's office here in XXXX XXXXXXXX.Our loan was originated by a fraudulent mortgage company going by the name of XXXX XXXX XXXX XXXX XXXX XXXX a XXXX XXXX which originated on XXXX XXXX, XXXX a fixed rate note. The loan amount of {$35000.00} was exacerbated by XXXX and our financial means was unsupported to repay the debt at an interest rate of 15 % .XXXX was ultimately shut down by the FDIC for origination of predatory lending practices, and an assortment of illegal failures to perform fundamental fiduciary responsibilities for countless homeowners.Our loan was originally table funded by XXXX XXXX XXXX XXXX. Then allegedly transferred to XXXX XXXX XXXX XXXX XXXX XXXX XXXX on XXXX XXXX XXXX. However evidence provided in legal recordings show XXXX carried a Revoked License never to be reaffirmed to conduct business as of the date of XXXX XXXX, XX/XX/XXXX.Based on the statutes or RESPA, how could XXXX possible have reassigned the loan back to XXXX Mortgage XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The reason this action is questionable is because assignment of a Deed Of Trust was executed on XXXX XXXX, XXXX, from XXXX Mortgage XXXX a XXXX XXXX XXXX XXXX was sold and transferred to XXXX XXXX Bank XXXX, XXXX XXXX XXXX Bank XXXX as Trustee under the pooling and servicing agreement dated as of XXXX XXXX, XXXX XXXX XX/XX/XXXX.However, XXXX would not have been any position to have transferred the loan back prior to the License Revocation of XXXX XXXX, XX/XX/XXXX.Furthermore, we feel that assignments have been falsified by XXXX XXXX XXXX XXXX XXXX XXXX XXXX atty in fact for XXXX XXXX Bank XXXX XXXX XXXX XXXX Bank XXXX XXXX XXXX as Trustee under the pooling and servicing agreement dated as of XXXX XXXX, XXXX series XXXX. The assignment dated XXXX XXXX, XXXX, indicates that the loan was assigned to Resurgent XXXX XXXX from XXXX. Again, the chain of title is still very unclear at this point.We are seeking the entire assignment XXXX complete with evidence of the Allonge to the note and all applicable assignments and recordings from XXXX to Mortgage XXXX a New Jersey XXXX XXXX XXXX. Entire assignment ledger complete with evidence of the Allonge to the note and all applicable assignments and recordings from XXXX Mortgage XXXX XXXX XXXX XXXX The XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. We are seeking the entire assignment ledger complete with evidence of the Allonge to the note and all applicable assignments and recordings from XXXX, back to XXXX Mortgage XXXX a XXXX XXXX XXXX XXXX. As well as the entire assignment ledger complete with evidence of the Allonge to the note and all applicable assignments and recordings from XXXX Mortgage XXXX XXXX XXXX XXXX The XXXX XXXX to XXXX XXXX Bank XXXX, XXXX XXXX XXXX Bank XXXX as Trustee under the pooling and servicing agreement dated as of XXXX XXXX, XXXX series XXXX. Also we request entire assignment ledger complete with evidence of the Allonge to the note and all applicable assignments and recordings from XXXX XXXX Bank XXXX, XXXX XXXX XXXX Bank XXXX as Trustee under the pooling and servicing agreement dated as of XXXX XXXX, XXXX series XXXX to Resurgent XXXX. We are also seeking evidence of the Allonge to the note and all applicable assignments and recordings from Resurgent XXXX XXXX to XXXX XXXX XXXX located at XXXX XXXX XXXX, XXXX XXXX, XXXX, XXXX XXXX. 

( END OF PART XXXX COMPLAINT )

Company public response: Company disputes the facts presented in the complaint
Company response to consumer: Closed with explanation