Consumer complaint received 2016-09-16
Company: WELLS FARGO & COMPANY
State: OH
Product: Mortgage
Sub-product: Home equity loan or line of credit
Issue: Loan modification,collection,foreclosure

Complaint:
I am writing to you today in a final effort to recoup my losses from the fraudulent mortgage and fraudulent foreclosure that Wells Fargo Bank NA subjected me to. These events had a devastating effect on my life and finances from which 13 years later I have still not recovered. 
I have attached as evidence what I have left after repeated bouts of homelessness resulting from Well 's Fargo 's actions. 
I am reaching out to you for help as my last resort. So far I 've contacted the Controller of the Currency, the XXXX office ; I 've filed a lawsuit with XXXX counts, XXXX of which were counts of fraud and truth in lending violations, which was dismissed based on a one-year statute of limitations of a small portion of the lawsuit, and have contacted the XXXX office. I am still suffering as a result of Wells Fargo 's actions from XXXX to XXXX. I am shaking as I am writing this. It is so upsetting to even think about these things and describing them yet again to someone. It is so upsetting to look at the hundreds of pages of documents that I still have, although hundreds more have been lost due to repeated homelessness. 
In XXXX I detailed a cost of {$500000.00} to my attorney in my lawsuit against Wells Fargo Bank , NA. Wells Fargo 's fraudulent HELOC, foreclosure, and the subsequent tsunami it caused for me, parents, grandmother, colleagues, and friends include that {$500000.00} plus additional expenses I 've incurred since then. These expenses were due to being financially ruined and having my credit destroyed for now 13 years. 
I am XXXX XXXX XXXX, have no savings, no retirement, was homeless repeatedly, have a XXXX and XXXX health issues including XXXX. It has taken an additional toll on my parents who are afraid to move out of their house and incur larger expenses in assisted living because they are still supporting me with emergency expenses. My XXXX children, of whom I had custody and had raised mostly on my own, left me to move in with their father and have n't spoken to me in 13 years. I felt like they had been XXXX. 
In addition to what is documented in the attached files, the result of Well 's Fargo 's fraudulent actions also have affected me as follows : I now have a XXXX XXXX XXXX ( XXXX XXXX suffered in XXXX resulting from an injury received while unemployed and living in substandard housing. It took me XXXX XXXX years to re-learn how to XXXX and I will never XXXX normally again. 
I now have XXXX I now have a XXXX that severely curtails what I can XXXX without getting XXXX ( documented by my XXXX ) Since XXXX I owe my parents an additional $ XXXX that they loaned me to pay off my financed vehicle ( over {$40000.00} paid on a {$25000.00} XXXX XXXX XXXX 18 % interest because I have not been able to obtain financing since XXXX except through predatory lenders ) plus emergency food and housing money. 
I am currently working as a temp making less than half of what I used to make as an XXXX due to the fallout of losing my XXXX job in XXXX after paying XXXX out of my checking account plus the {$700.00} per month overdraft fees Wells Fargo was charging me for coffee, lunches, work clothes, gasoline, and utilities. All because I could n't have a credit card or revolving bank loan. I have had sporadic engineering work since then, but my positions ended in all cases and I was left unemployed and at times, homeless. 
Please review the attached documentation and let me know what you can do for me to recoup the over half-million dollars Wells Fargo owes me plus damages. 
Thank you

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation