Consumer complaint received 2016-12-26
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA
Product: Mortgage
Sub-product: Other mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
Bank of America , N.A . ( BofA ) has unlawfully allowed my mortgage debt to be assumed and giving the appearance my home and property is to be sold at auction on XXXX XXXX, XXXX at XXXX against my protests and openly nortorious adverse possession public claim. Groups of BofA employees, representatives, or agents are part of a racketeering financial and real estate enterprise and business scheme made possible by their established business relationship ( s ) and insider information. These relationships and business practices have allowed for the fraudulent snatch-back of my home while I am pending in the modification process. 
This mortgage account is supported by both state and federal government assistance programs that are not included in the minimum opening bid or payoff amount. Assistance is provided based on my eligibility, not BofA 's eligibility or the eligibility of their employees, representatives, or agents. When a foreclosure, foreclosure alternative, Short or Trustee Sale takes place, these government assistance funds ( welfare ) must be reimbursed prior to or at the time of sale. 
Because BofA is engaged in a racketeering scheme with their business partners and representatives, including their employees in their dual roles as bona fide purchasers ( BFPs ), the current Trustee Sale at auction date will be suspended the maximum times allowed without my knowledge or consent. At that point, BofA will either concede to dual tracking and other violations in law, or park and stall this account by placing it in the position it was in prior to the recording of the NOD and NTS. 
All a borrower has to do is NOT provide consent once a violation in law has occured AND stay in their homes to thwart the bank 's racketeering enterprise scheme. Then follow it up with a private right of action. 
33 ) Constitutional Rights violations to access and participate in government. 
34 ) Wrongful Foreclosure - Unintentional. 
35 ) Wrongful Sale of Real Property - Unintentional. 
52 ) Withholding of accurate or complete mortgage related documents. 
53 ) Negligent Sale of Real Property. 
54 ) Fraudulent Sale of Real Property. 
55 ) Emergency Mortgage Relief/Making Home Affordable ( MHA ) Fraud. 
56 ) Welfare and Insurance Fraud - State. 
57 ) Welfare and Insurance Fraud - Federal. 
58 ) Profiting from unfair business advantages and relationships ( insider information ). 
All previously mentioned resolutions are desired including all statutory, exemplary, and punitive damages plus an addtional ten percent and an immediate reimbursement of all amounts applied to this mortgage account at a quarterly interest rate of ten percent via cashier 's check not drawn on Bank of America or any of their affiates, or on a bank that does not conduct business within the state of California. Not only must Bank of America pay me back, to include mesne profits, Bank of America must also repay the tax payers all amounts associated with this account. This includes, but is not limited to, TARP, MHA, HHF funds since XXXX. 
Damages are calculated as follows*/** : STATUTORY : {$50000.00}, plus Median Property Value ( MPV ) and all amounts ever accessed on or associated with the real property, home loan mortgage account, and personal property of at least {$300000.00} or actual value, whichever is greater. Household pets and livestock are an additional {$50000.00} each, plus ; EXEMPLARY : Payment of all property taxes and insurances for a minimum of fifty ( 50 ) years and three ( 3 ) times statutory damages, plus ; PUNITIVE : The statutory and exemplary damages for each instance of every cause of action listed, plus an additional 10 % of the total monetary damages ( statutory, exemplary, and punitive ). 
*Death claims are an additional trebling of calculated total damages for each instance. 
**Seniors and XXXX persons are entitled to any additional damages allowed by law for each eligible household member.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation