Consumer complaint received 2015-04-21
Company: JPMORGAN CHASE & CO.
State: MI
Product: Mortgage
Sub-product: Conventional fixed mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
Dear CFPB, I 've contacted you on numerous occasions concerning XXXX, my ex-husband interfering with a claim he has no right to. XXXX XXXX XXXX XXXX, and now most recently known as XXXX XXXX XXXX Who by the way receivived payment for a fraudulent MERS # XXXX was paid to Kyanite on XX/XX/XXXX after Metlife home Loans had been Paid XXXX XXXX but you do n't want to hear that they 're crooks. 
how many time does a null and void have to be paid? 

wwhy does n't somebody do some real investigating over there, rather then just ask a deceitful unlawful company. ( probably a XXXX corporation for all we know. Ill tell the hacking on my pc is surely sofisicated., But we wont go there now.mAllow mke to just tell you the facts .... 
Yes. 1. Metlife was paid off for underwriting errors and omission 's XXXX -- XXXX for XXXX for loan # XXXX. XXXX was paid by Mers ( XXXX ) on XXXX for loan # XXXX XXXX XXXX XXXX and Metlife Home Loans all agree that a MERS # was not on this loan. Please call and verify this ... XXXX ( Kyanite ) was Paid for this unregistered MERS #. XXXX. 
3. XXXX know I had contacted them clearly up to the sale date as to where they were getting back to me. 
XXXX Canceled my homeowners insurance with XXXX just XXXX day after they received their payment XX/XX/XXXX. Not even a month into my said redemption period. 
Redemption period ..hell they deemed my house as abandoned 4 days after the XXXX sale. yes XX/XX/XXXX XXXX sent an acquisition of abandonment to the IRS stating that my home had been abandoned. 
So XXXX was probably paid by their securing entity because they do not use the MERS system as an insuring instrument. 
Metlife put in for their claim because they had realized that XXXX Of XXXX Mortgage had done her own underwriting charging us and telling us that XXXX would be do it. 
XXXX XXXX XXXX and owner of XXXX mortgage .absconded with the XXXX from what her title work read. why would the title work of loan amount of XXXX only insure it for XXXX idk.. 
Bottom Line ... this Loan is paid for and probably more then once..Let me know if you 'd like the supporting docs. you have many of them them btw the Note has XXXX dates XXXX & XXXX. JMC charged us XXXX for underwriting ... and she did it. 
From the results that I 've received in the past your workers are not through enough to receive results, that can help me find relief. I guess I 'll just have to seek the newpaper if I want to see some possible results. 
By my quirerey ... did n't you find it odd that XXXX said that they would have to get permission from the consumer ... .I thought I was the consumer.. or are my findings correct. they have already sold my house..Way back in XX/XX/XXXX ... 

Sincerely Disappointedthat you allow our Government to repeatedly pay for phantom ..mortgages, just because you will not take the time to truly research my concerns and complaints. 
XXXX XXXX XXXX XXXX XXXX -- XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation