Consumer complaint received 2022-12-13
Company: EQUIFAX, INC.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
In accordance with the fair credit reporting act. The list of accounts below has violated my protected consumer rights to privacy and confidentiality under XXXX5 USC 1681.federally 15 U.S.C 1681 section 604 A section 2 : it also states a consumer reporting agency can not furnish an account without my written instructions. 

A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 

The account was supposed to be closed a long time ago i took the Defendant to XXXX XXXX XXXX XXXX XXXX. 

XXXXXXXX XXXX XXXX  XXXX C/O XXXX XXXX XXXX XXXX XXXX FL XXXX The vehicle they sold me was faulty on XX/XX/XXXX while i was driving on the highway the vehicle engulfed in flames while i was driving it had a huge engine fire car ended up blowing up the brakes stopped working so i had to jump out of the moving vehicle that was on fire above iv'e provided the fire report and incident details also the small claims settlement i was paid from the dealership they owed me XXXX i should've never been in credit with this car dealership. 


XXXX - XXXX Fire Incident Report Basic Incident Date : XX/XX/XXXX State : FL Exposure : XXXX Location Type : XXXX Directions Wildland FDID : XXXX XXXX Mobile property ( vehicle ) fire, other Incident Type Aid Type : XXXX None Alarm : XX/XX/XXXX XXXX Cleared : XX/XX/XXXX XXXX XXXX. ) XXXX Provide basic life support ( BLS ) XXXX Fire Control or Extinguishment, Other {$10000.00} Contents Loss : {$0.00} Property Loss : {$10000.00} Contents Value : {$0.00} Property Value : XXXX Not mixed use XXXX Highway or divided highway XXXX XXXX : XXXX Dates & Times Address : XXXX XXXX XXXX, FL XXXX Given or Received Arrival : XX/XX/XXXX XXXX Controlled : State : FL Incident Number : Exposure : See XXXX Report for patient transported. 
XXXX Report : XXXX found a vehicle on the side of XXXX XXXX with a heavily involved engine compartment fire. XXXX pulled from XXXX and fire quickly extinguished. XXXX performed and the vehicle was searched. Driver stated he was driving and began smelling smoke and saw flames. Driver was transported to ER for evaluation of respiratory distress. 
XXXX XX/XX/XXXX XXXX XXXX FL Remarks L Fire Incident Report NFIRS - XXXX Fire Number Residential Units : XXXX Buildings Involved : XXXX Acres Burned : XXXX On-Site Materials or Products Material XXXX : XXXX None Storage : Material XXXX : Material XXXX : Human Factors XXXX Engine area, running gear, wheel area Area of Ignition : XXXX Undetermined Heat Source : XXXX Undetermined Item First Ignited : Type of Material First Ignited : U Cause undetermined after investigation Cause of Ignition : X None Asleep Possibly impared by alcohol or drugs Unattended person Possibly mentally XXXX Physically XXXX Multiple Persons Age was a factor Estimated age of person involved : XXXX Gender : Factors Contributing to XXXX XXXX None XXXX. ) XXXX. ) Fire Suppression Factors XXXX. ) NNN None XXXX. ) XXXX. ) Equipment Involved in Ignition Brand : Model : Serial # : Year : XXXX XXXX XXXX XXXX XXXX XXXX Involved in ignition and burned Type : XXXX Passenger car. 
Make : XXXX XXXX Model XXXX XXXX XXXX License Plate XXXX FL XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX State : FL Exposure : XXXX Fire Incident Report XXXX - XXXX Structure Fire Minor ( XXXX % ) Significant ( XXXX % ) Heavy ( XXXX % ) Extreme ( XXXX % ) B Injured Person C Fire Incident Report NFIRS - XXXX Fire Service Casualty Equipment Failure Fire Incident Report NFIRS - XXXX Apparatus Department : A Incident Date : Incident Number : XXXX State : FL XX/XX/XXXX Unit Name : XXXX Use : SUPPRESSION Remarks Title : Dispatched : XX/XX/XXXX XXXX Cleared : XX/XX/XXXX XXXX On Scene : XX/XX/XXXX XXXX Unit Name : XXXX Use : XXXX Remarks Title : Dispatched : XX/XX/XXXX XXXX Cleared : XX/XX/XXXX XXXX On Scene : Apparatus Totals XXXX XXXX Suppression XXXX Other XXXX Fire Incident Report NFIRS - XXXX XX/XX/XXXX XXXX SAXTON XXXX XXXX XXXX XXXX FALCONE, XXXX XXXX Suppression XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Suppression XXXX XXXX XXXX XXXX XXXX XXXX XXXX. ID # Name Unit Role A Department : Incident Date : Incident Number : XXXX State : FL XXXX XXXX, XXXX XXXX XXXX DE LA XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX PASTOR, XXXX XXXX XXXX IN XXXX XXXX COURT IN AND FOR XXXX XXXX XXXX, FLORIDA CASE NO. : XXXX XXXX SC XXXX XXXX XXXX XXXX XXXX XXXX, PLAINTIFF, v. 
XXXX XXXX XXXX, DEFENDANT. 
_______________________ STIPULATION AND ORDER FOR PAYMENT WITH JUDGMENT UPON DEFAULT AND ORDER DIRECTING CLERK TO CLOSE FILE The undersigned parties to this action stipulate that : XXXX. The XXXX agrees to accept and the Defendant agrees to pay to XXXX {$600.00} plus {$0.00} court costs and {$0.00} attorney fees, for a total of {$600.00} in full settlement of the above styled action. 
XXXX. Entry of this judgment is stayed provided XXXX makes a payment of {$600.00} on or before XX/XX/XXXX. In the event of a default, XXXX will be entitled to a judgment in the amount of {$600.00} less monies paid. 
XXXX. On affidavit ( notarized letter ) of non-payment filed by Plaintiff, specifying the amount paid and the remaining balance due, with a copy mailed to Defendant, a final judgment shall be entered against the Defendant, without further notice or hearing, for the remaining balance of the amount agreed to in paragraph XXXX ( XXXX. ). 
XXXX. Payments are to be made by mail or delivery to XXXX XXXX at Defendants place of business located at XXXX XXXX XXXX XXXX, XXXX XXXX, Florida XXXX. 

THE REMAINDER OF THIS PAGE LEFT BLANK. CONTINUED ON PAGE XXXX. 

Page XXXX of XXXX The current mailing address of the Defendant is : XXXX XXXX XXXX XXXX, XXXX XXXX, Florida XXXX. 
XXXX. All changes in address shall be given in writing by filing a new address notice ( letter ) with the XXXX XXXX XXXX, which must show that copies were mailed to all parties. 
AGREED and SIGNED on this XXXX day of XXXX, XXXX. 
Agreed to by parties in Court ( Remotely ) __________________________ XXXX XXXX XXXX ATTORNEY FOR PLAINTIFF PLAINTIFF XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ATTORNEY FOR DEFENDANT DEFENDANT XXXX XXXX XXXX By : XXXX XXXX, XXXX XXXX XXXX APPROVING STIPULATION AND ORDER OF DISMISSAL It is ORDERED AND ADJUDGED that the parties are to abide by the terms of this Stipulation. 
This action is dismissed and is administratively closed with jurisdiction reserved only to enforce this Stipulation. 

XXXX XXXX XXXX XXXX XXXX XXXX Name Address Email XXXX XXXX XXXX XXXX. 

XXXX SOUTH XXXX XXXX C/O XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX

Company response to consumer: Closed with explanation