Consumer complaint received 2020-03-10
Company: Experian Information Solutions Inc.
State: MS
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
XXXX  has reported these accounts on my credit that do not belong to me. 
> > XXXX/XXXX  > XX/XX/XXXX > Banks and S & Ls > > XXXX  > XX/XX/XXXX > Finance > > XXXX XXXX > XX/XX/XXXX > Finance > > XXXX XXXX > XX/XX/XXXX > Home furnishing > > XXXX XXXX  > XX/XX/XXXX > Finance > > XXXX > XX/XX/XXXX > Finance > > XXXX > XX/XX/XXXX > Finance > > Sent from my XXXX > >>> On XX/XX/XXXX, at XXXX XXXX, XXXX XXXX <XXXX> wrote : >> OPEN ACCOUNTS >> XXXX  XXXX >> XX/XX/XXXX >> {$310.00} >> XXXX >> XXXX   XXXX/XXXX  >> XX/XX/XXXX >> {$260.00} >> XXXX >> XXXX  XXXX/XXXX  >> XX/XX/XXXX >> {$290.00} >> XXXX >> XXXX XXXX/XXXX  >> XX/XX/XXXX >> {$270.00} >> XXXX >> XXXX  XXXX XXXX XXXX >> XX/XX/XXXX >> {$470.00} >> XXXX >> XXXX/XXXX  XXXX >> XX/XX/XXXX >> {$150.00} >> XXXX >> XXXX  XXXX  XXXX >> XX/XX/XXXX >> {$180.00} >> XXXX XXXX XXXX >> XXXX >> XXXX XXXX >> XX/XX/XXXX >> {$810.00} >> XXXX XXXX  XXXX >> INQUIRIES >> XXXX/XXXX  >> XX/XX/XXXX >> Complete Department Stores >> XXXX XXXX XXXX  >> XX/XX/XXXX >> Bank Credit Cards >> XXXX XXXX , XXXX XXXX >> XX/XX/XXXX >> All Banks >> XXXX  >> XX/XX/XXXX >> Sales Financing Company >> XXXX/XXXX >> XX/XX/XXXX >> Specialty Clothing Store >> XXXX XXXX >> XX/XX/XXXX >> Auto Financing Company >> XXXX XXXX XXXX  XXXX  >> XX/XX/XXXX >> Auto Financing Company >> XXXX/XXXX  >> XX/XX/XXXX >> Finance Company >> XXXX/XXXX  >> XX/XX/XXXX >> Specialty Clothing Store >> XXXX/XXXX  >> XX/XX/XXXX >> Jewelers >> XXXX XXXX XXXX >> XX/XX/XXXX >> Finance Company >> XXXX XXXX XXXX  XXXX  >> XX/XX/XXXX >> Auto Financing >> XXXX  XXXX XXXX  XXXX >> XX/XX/XXXX >> Bank Credit Cards >> XXXX XXXX >> XX/XX/XXXX >> Auto Financing >> XXXX XXXX XXXX XXXX  >> XX/XX/XXXX >> Auto Financing >> PUBLIC RECORD >> US BKPT CT MS XXXX >> Chapter XXXX >> Filing Date XX/XX/XXXX >> XXXX XXXX XXXX  >> XX/XX/XXXX >> {$0.00} >> XXXX >> XXXX  XXXX  >> XX/XX/XXXX >> {$0.00} >> XXXX >> XXXX XXXX XXXX >> XX/XX/XXXX >> {$0.00} >> XXXX XXXX/XXXX  Inquiry Date : XX/XX/XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX XXXX   XXXX  Inquiry Dates : XX/XX/XXXX/XX/XX/XXXX XXXX  XXXX XXXX Inquiry Date : XX/XX/XXXX XXXX  Inquiry Date : XX/XX/XXXX XXXX  has reported these accounts below that do not belong to me. 
EXPERIAN Account Name XXXX  XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : XXXX Original Creditor-XXXX  XXXX XXXX.MS Account Name XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : XXXX Original Creditor- XXXX XXXX XXXX  XXXX Account Name XXXX XXXX XXXX Account numbers : XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : XXXX Original Creditor-N/A Account Name US Dept of ED/XXXX/XXXX  Account numbers : XXXX XXXX Date Opened : XX/XX/XXXX Balance : XXXX Original Creditor : N/A Account Name XXXX Account number : XXXX Date Opened : XXXX XXXX Balance : XXXX Original Creditor : N/A Account Name XXXX/XXXX  Account number : XXXX Date Opened : XX/XX/XXXX Balance :XXXX Original Creditor : N/A Inquiries XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX XXXX/XXXX  XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX XXXX  Inquiry Dates : XX/XX/XXXX/XX/XX/XXXX XXXX  has reported these files on my credit that do not belong to me Account Name XXXX  XXXX XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Balance : XXXX Original Creditor-XXXX XXXX XXXX.MS Account Name XXXX XXXX XXXX  Account number : XXXX Date Opened :XX/XX/XXXX Balance : XXXX Original Creditor- XXXX XXXX XXXX XXXX   Inquiries XXXX  XXXX XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX XXXX-XXXX Inquiry Date : XX/XX/XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX XXXX Inquiry Date : XX/XX/XXXX XXXX  XXXX XXXX Inquiry Date : XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation