Consumer complaint received 2016-10-04
Company: Ocwen Financial Corporation
State: GA
Product: Mortgage
Sub-product: Conventional adjustable mortgage (ARM)
Issue: Loan modification,collection,foreclosure

Complaint:
COMPLAINT XXXX. ROBOSIGNING. My problem is OCWEN. They have a foreclosure scheduled for Tuesday, XXXX XXXX, XXXX which I wish cancelled because I have an outstanding offer of settlement to OCWEN with no response re in over 90 days, and the title is clouded with a XXXX ( Exhibit A ) filed during litigation, and because of prior discussed Pretender Lender, American Mortgage Exchange XXXX XXXX XXXX " XXXX '' XXXX who set up the loan closing illegally but was not a registered corporation nor a licensed Lender XXXX. There are XXXX assignments which cloud the title bec of robosigning, including XXXX, XXXX, XXXX, XXXX, & XXXX, XXXX. Since the original purpose of the XXXX was to stop robosigning, and CFPB has responsibility to enforce the XXXX, I will show that robosigning and fraud is at work at OCWEN despite prohibitions. 
The first assignment was recorded XXXX XXXX, XXXX by attorney XXXX XXXX signing for XXXX as nominee for AME listed as " lender. '' ( Exhibit B ) .It was not the lender because it was unqualified and unauthorized to operate as a corporation or licensed lender. This assignment is VOID since XXXX had no security interest to transfer. In a normal case there would be nothing wrong with the form and substance of this assignment. It was executed by attorney XXXX and there is no robosigning. ( Exhibit B ). The first page of Ex B is the assignment on my property from XXXX to the trust, XXXX XXXX XXXX ( " Trust '' ). The rest are other assignments by the same firm where witnesses and signatures are consistent and the notary and corporate stamp are affixed. 
The second assignment ( Exhibit C ), was filed XXXX XXXX, XXXX from XXXX for XXXX. The signatories are suspicious and several of these individuals are robosigners with their activities identified. This doc is from XXXX to the Trust, signed by XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX and XXXX XXXX. All XXXX are listed as robosigners on lists circulated to attorneys and parties. The signature of XXXX XXXX raises serious questions of authenticity. XXXX XXXX is listed on the XXXX XXXX XXXX Approved ( recognized ) Robo-signer List. XXXX XXXX, an expert on this fraud for years has her list used by numerous XXXX property clerks around the country who will not accept documents from people on this list absent verification. See Exhibit F for lists of robosigners ). 
Exhibit D is an assignment re my XXXX mortgage dated XXXX XXXX, XXXX. It is not involved in this case but is useful for comparison. My assignment created by XXXX robosigning factory in XXXX, XXXX has robosigners XXXX XXXX, ( signature stamp ) that could be used by anyone, XXXX XXXX who signs for XXXX to another Trust, XXXX XXXX XXXX XXXX XXXX, and signature varies wildly in assignments, XXXX whose signature varies. Viewing these same signatures in the other assignments shows XXXX is a stamp, XXXX is a mass of differing circles, and some of notary XXXX XXXX signatures vary. XXXX is the primarily cited robosigner. 
Exhibit XXXX is the third assignment in my case and each of the XXXX signatures is a robosigner. This doc was prepared for OCWEN and filed XXXX XXXX, XXXX, well after OCWEN had signed many consent orders not to allow robosigning. The XXXX robosigners here are XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, and XXXX XXXX. XXXX 's signature is the most fraudulently signed as here and in the other assignments for OCWEN. The last assignment example, XXXX, shows the absurdity of uncontrolled robosigning for OCWEN. 
Exhibit F identifies the robosigners discussed in my assignments from the XXXX list & other lists. Some are ranked depending on what has been reported by litigants through affidavits, depositions, recognition & prevalence. 
OCWEN persists in condoning robosigning which is fraud.

Company response to consumer: Closed with explanation