Consumer complaint received 2023-05-24
Company: WELLS FARGO & COMPANY
State: CA
Product: Debt collection
Sub-product: I do not know
Issue: Attempts to collect debt not owed
Sub-issue: Debt was result of identity theft

Complaint:
Wells Fargo is garnishing my wages! A victim of both the XXXX Breach and XXXX XXXXXXXX breach, I was out on XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  and upon returning to work, a few months after which I realized my pay seemed very low comparatively, come to find out I had a summons against me!!!! Now wages are being levied -mind you NO paperwork was served, and MY EMPLOYER NEVER PROVIDED THE DOCUMENTS TO FIGHT FOR MY MONEY now w a judgment against me for debt that is not mine! I have not a shred of paperwork my employer is 3k miles away and accounting rejects my emails to request the paperwork they received so I know what I am even being sued for and by whom. Long story short I was told the garnishment was for Wells Fargo and giving my employer instructions like that will do me any good and not even given my instructions ( too late to fight at this point ) but some sort of idea of what is going on here either way, found out this apparent debt that I owe was filed by wells in XXXX XXXX and got the case number did some digging and paid an arm and a leg on courts website to print paperwork from this judgment I had no clue was happening and not only do they have zero proof the debt is mine ( had a rep " testify " on paper he knew me and remembered my paperwork in OH  - never been to this state in my life nor would ever want to but long story short this liar said the documents are lost or destroyed so his word is evidence and they won the judgment by default. Clueless in the law I filed an exemption after hours of research thinking after they saw I am on gov medical insurance and make XXXX barely scraping by and for years have not spent any money on a shred of entertainment to budget my money now it is going to a bank who have a credit card I am assuming again no paperwork to show what or where or who this debt belongs to etc and it is def not mine! So now I am losing my house and back and owe my landlady rent bless her heart and after six months on XXXX from the injury, I am so far down in debt now I'll never get out. I want Wells Fargo to show me evidentiary proof that this is my debt owed, I want to see my signature on the contract ( being sued for breach of contract ) and as a taxpaying American citizen with rights, I was this creditor to prove to me with a shred of evidence that the debt belongs to me. If this is a credit card I certainly never gave this thief permission to use my information and bounce out on XXXX due to the most correct bank in the country. I have reached out to them via courts filing the exemption that they have now opposed!!! So I am done, I am terrified to contact them directly as I have read this may assume the responsibility of the debt thru some admission of sorts. So I am here on a government website and asking my government to use my tax money to show this bank I have filed a complaint and I want answers I want proof and I want evidence. I want the contact documents per sued for breach of contract you miraculously lost and if they can't prove and provide this to me within the lawful timeframe given I am filing a countersuit and submitting a motion with the courts to sue them back and get me rights back and my money back. I have not only been victimized by identity theft causing endless anguish and financial ruin for years now and continuing still but I will not be unlawfully targeted and punished for a debt I have not made. I pay my bills! I don't pay somebody else 's especially these fraudulent people who have destroyed me on paper financially and now legally and literally. Anxiously awaiting my proof or a court dismissal and returned hard-earned wages. My credit ruin is still a work in progress and never before did I think a bank would take this sort of action without a shred of notice given to me or a shred of proof no less it is mine. The only debt on my credit is from careless companies that had my personal information and I entrusted them to keep it private only to lose it in not one but two breaches thus far I have had all collections removed per the theft was validated by them also therefore lawfully removed. Wells Fargo may now do the same as I am so terrified of any legal action moving forward with them directly even sending a dispute or calling to get the evidence they ( won't have because it is not mine ) claim they have or had whatever either way this is disgusting and I am sick and two weeks from homelessness and need this case dismissed rightfully so and my levied money I work hard for back to me the rightful owner and earner and away from this bank who illegally got away with robbing me of it thru unconstitutional and fraudulent claims/heresy by reps of the company who claim they remember me in Ohio ( I have lived in XXXX XXXX my whole life never left since adulthood ) so this bogus judgment needs to be proven or dismissed asap

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief