Consumer complaint received 2022-08-23
Company: EQUIFAX, INC.
State: MI
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
XXXX XXXX XXXX XXXX XXXX, TX XXXX XX/XX/XXXX Re : Letter to Remove Inaccurate Credit Information To Whom It May Concern : I received a copy of my credit report and found the following item ( s ) to be in error : 1. The following account is not mine FACTUAL DATA Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
2. The following account is not mine XXXX XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
3. The following account is not mine XXXX XXXX, XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
4. The following account is not mine XXXX XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX Mail Current Status - Processed For Delivery ( XX/XX/XXXX XXXX PM ) Letter Mailed Date and Time XXXX XX/XX/XXXX XXXX XXXX  Pass through - Standard Recipient Address - XXXX XXXX  XXXX XXXX XXXX TX XXXX Please remove it from my credit report. 
5. The following account is not mine XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
6. The following account is not mine XXXX XXXX XXXX  XXXX Account Number : XXXX Please remove it from my credit report. 
7. The following account is not mine XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
8. The following account is not mine XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
9. The following account is not mine XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
10. The following account is not mine XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
11. The following account is not mine XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
12. The following account is not mine XXXX XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
13. The following account is not mine XXXX Account Number : XXXX Please remove it from my credit report. 
By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec. 
1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter. 
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months. 
Thank you for your time and help in this matter. 
Sincerely, Equifax Information Services LLC XXXX XXXX XXXX XXXX, GA XXXX XX/XX/XXXX Re : Letter to Remove Inaccurate Credit Information To Whom It May Concern : I received a copy of my credit report and found the following item ( s ) to be in error : 1. The following account is not mine FACTUAL DATA Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
2. The following account is not mine XXXX XXXX  XXXX Account Number : XXXX Please remove it from my credit report. 
3. The following account is not mine XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
4. The following account is not mine XXXX  XXXX XXXX  XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Michigan XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX Mail Current Status - Processed For Delivery ( XX/XX/XXXX XXXX XXXX  ) Letter Mailed Date and Time - XX/XX/XXXX XXXX XXXX  Pass through - Standard Recipient Address - XXXX XXXX XXXX XXXX, GA XXXX Please remove it from my credit report. 
5. The following account is not mine XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
6. The following account is not mine XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
7. The following account is not mine XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
8. The following account is not mine XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
9. The following account is not mine XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
10. The following account is not mine XXXX XXXX XXXX  XXXX Account Number : XXXX Please remove it from my credit report. 
11. The following account is not mine XXXX Account Number : XXXX Please remove it from my credit report. 
By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec.

1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter. 
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months. 
Thank you for your time and help in this matter.

Company response to consumer: Closed with explanation