Consumer complaint received 2017-05-30
Company: Experian Information Solutions Inc.
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
1.  Annexed herein EXHIBIT A is the response from  XXXX   XXXX   XXXX  (  XXXX   )  on  XX/XX/XXXX  to a CFPB complaint relating to  XXXX  account starting in #  XXXX  ... an account number reported on ALL  (   XXXX  ) credit reporting agencies. In   XXXX   response to this CFPB complaint, it references an account amount of {$640.00}. As such,   XXXX    XXXX  account number starting in #  XXXX  on the credit report and  XXXX  account amount of {$640.00} are linked and one in the same, and should be treated as such by the credit reporting agency.   The FCRA requires you to verify the validity of this item within 30 days. If the validity can not be verified, the law obligates you to remove the item as soon as is possible. In this case, it is plain and clear by the response from  XXXX  that  XXXX  account starting in #  XXXX  MUST be removed from my credit report.     2. Annexed herein EXHIBIT B is the response from  XXXX   XXXX   XXXX  (  XXXX   )  on  XXXX  to a CFPB complaint relating to  XXXX  account starting in #  XXXX  ... an account number reported on AL L (   XXXX  ) credit reporting agencies. In PRAs response to this CFPB complaint, it references  XXXX  account ending in  XXXX . As such, both  XXXX  account numbers starting in #  XXXX  on the credit report and  XXXX  account ending in  XXXX  are linked and  XXXX  in the same, and should be treated as such by the credit reporting agency.   The FCRA requires you to verify the validity of this item within 30 days. If the validity can not be verified, the law obligates you to remove the item as soon as is possible. In this case, it is plain and clear by the response from  XXXX  that  XXXX  account starting in #  XXXX  MUST be removed from my credit report.     PLEASE NOTE : In addition,  XXXX /  XXXX   and/or others continue to report completely made-up names and addresses on my credit report. I lived at the same address since  XX/XX/XXXX  ( almost 20-years ), refinanced  on  XX/XX/XXXX  as  shown on my credit report at  XXXX   XXXX   XXXX   XXXX ,  XXXX   XXXX ,  XXXX , NY  XXXX  as recorded by  XXXX   XXXX  account starting in #  XXXX  where I continue to make monthly payments on-time all reported with exception that I live in  XXXX   XXXX  of a  XXXX  -family dw elling under my FULL legal name  XXXX   XXXX , all the same exact information provided in my CFPB complaints.     The incorrect or erroneous names reported that should be removed are as follows : ( Experian Report Number :  XXXX , Date Issued :  XX/XX/XXXX    )  XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX  A  XXXX  The incorrect or erroneous addresses reported that should be removed are as follows : ( Experian Report Number :  XXXX , Date Issued :  XX/XX/XXXX    )  XXXX   XXXX   XXXX   XXXX ,  XXXX ,  XXXX , NY  XXXX  - -    XXXX    Family  XXXX   XXXX   XXXX   XXXX , #  XXXX ,  XXXX , NY  XXXX  - -   XXXX  F amily  XXXX   XXXX   XXXX   XXXX ,  XXXX , NY  XXXX  - -   XXXX   Family  XXXX   XXXX   XXXX   XXXX ,   XXXX    XXXX ,  XXXX , NY  XXXX  - -  XXXX  Family  XXXX   XXXX   XXXX ,  XXXX , NY  XXXX  - -   XXXX   XXXX   XXXX    XXXX   XXXX   XXXX   XXXX ,  XXXX ,  XXXX , NY  XXXX  - -  XXXX  Family Further, the Florida addresses should be removed, since I only vacation there from time to time but not at these addresses :  XXXX   XXXX   XXXX   XXXX ,  XXXX   XXXX , FL  XXXX  - -   XXXX    Family  XXXX   XXXX   XXXX   XXXX ,  XXXX   XXXX , FL  XXXX  - - Single Family  XXXX   XXXX   XXXX   ,   XXXX , FL  XXXX  - - Multifamily

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief