Consumer complaint received 2018-03-02
Company: All State Credit Bureau, Inc.
State: MI
Product: Debt collection
Sub-product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened or suggested your credit would be damaged

Complaint:
I rented a Townhouse from XXXX XXXX XXXX ( XXXX XXXX, XXXX, XXXX Mi ( XXXX ) XXXX ) from XX/XX/XXXX to XX/XX/XXXX. At the beginning of XX/XX/XXXX I requested a 9 month lease due to I was going to purchase home. I ended getting a house and gave them a notice and I was Leaving XX/XX/XXXX 3 months early. There was a waiting list for the townhouse and I was told by Manager XXXX XXXX the Townhouse had already been rented an they needed to know when I was moving out. I payed XXXX 's rent. Someone moved in on XX/XX/XXXX so 3 Days without a renter. They first send me a statement for XXXX which including the 3 remaining months on the Lease. I replied and told them I knew the place had been rented so they can charge me for the 3 months rent. They agreed and stated they would send me a know statement, I requested they email any future statements to me because I did not want them to have my new Address. At the time I moved out the Manager had left and so I did not know who was running the place, I have all the letters and statements. I never heard or was emailed any 2nd Statement. I figured if they removed the 3 months rent and they still had my {$200.00} Security Deposit which would have covered all the Misc Item they had on there they just forgot about it. The collection agency ( XXXX XXXX XXXX   XX/XX/XXXX XXXX XXXX XXXX XXXX, XXXX, MI XXXX ( XXXX ) XXXX ) contacts me beginning ofXX/XX/XXXX stating I owe Clairemont {$1400.00}. I told them I never received any 2nd statement, come to find out they didn't email me a copy they sent to my old address where they knew I did not live. Finally get a copy of statement and XXXX has {$1200.00} re-rental Charge and re-rental fee above plus all the Misc items from the first statement. The collection company told me I could pay it or dispute it, I disputed it and she said " they want this to go to court anyways '' I was happy to have a judge hear this they just made up the {$1200.00} in fees. The lease states they can charge {$300.00} for breaking the lease. Well they never took me to court BUT I notice my Credit score dropped, the collection company put is on my Credit report. No one can tell how they can do that without a judgment against me. Did not know what I could do so I just took the hit on my credit. Last month I get a letter from an Attorney ( XXXX. XXXX XXXX XXXX. XXXX XXXX XXXX, MI XXXX ( XXXX ) XXXX ) stating she has retained to collect the debt and added {$180.00} in interest so now I owe {$1600.00} and put it back on my Credit with the new amount which caused my credit to drop again. They are abusing the system I don't owe any back rent, they are out no money the place was rented right away and any maintenance ( Painting, Carpet Cleaning ) had to be done anyway I lived there for XXXX. There has to be law against a company just making up absurd fees and the Collection company does not ask for prove and screws someone credit up. The Maintenance person and me had some disagreements the last year I was there and this is a Vendetta from that, Why he had access to my leasing file I will never know. I was more then ready to get this in front of a judge but they never took me to court. In the last month I send a Cease and Desist letter to the Lawyer and Collection company. I am disputing the debt on XXXX not sure where that was go. I also paid a {$54.00} premium a month for wanting a 9 month lease, A {$100.00} non-refundable deposit plus {$25.00} above and beyond my rent for my Dog so I have giving place enough my money. Can you Please Help me.

Company response to consumer: Closed with explanation