Consumer complaint received 2022-09-22
Company: Lazega & Johanson LLC
State: GA
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
THIS SERVES AS A COMPLAINT REGARDING THE RESPONSE TO CFPB COMPLAINT XXXX. 

PLEASE NOTE THE INFORMATION PROVIDED TO YOU IS TOTALLY INCORRECT AN THE SUBMITTED LIED REGARDING DOCUMENTS AND OTHER. 

THE REASON WHY THIS INDIVIDUAL IS ATTEMPTING TO COVER IS RELATED TO THE BUILDER/INVESTOR OF THE OF THE SUBDIVISION, XXXX XXXX XXXX XXXX XXXX AND XXXX XXXX  XXXX XXXX XXXX XXXX XXXX IS RELATED TO XXXX AND XXXX XXXX XXXX IN XXXX GEORGIA XXXX THEY ARE THE LEGAL ENTITIY FOR XXXX AT XXXX XXXX XXXX. IF YOU CAN RECALL THIS WAS THE PREVIOUS LOCATION OF MY AGENCIES, WHICH ALL PARTIES NAMED AND OTHERS, APPEARED TO HAVE EMBEZZLED MONEY AND COMMITTED ADDITIONAL ILLEGAL ACTS TO INCLUDE POSSIBLY PARTICIPATING IN THE SBA SCAM. I WAS THROWN OUT ON THE STREET AND OUT OF MY BUILDING ILLEGALLY CITING DEFAULT, WHICH WAS INCORRECT. AS JUDGES AND ATTORNIES WERE PAID OFF BY INDIVIDUALS IN THE US BRC OF NORTHERN GEORGIA. XXXX AT IT'S FINEST! 

SPEAKING OF THE XXXX XXXX XXXX FILED TWO CLAIMS WITHIN MY XXXX CASE AND DOUBLED THE AMOUNT. I SUBMITTED A LETTER OF INTENT TO COMMIT FRAUD IN RFERENCE TO XXXX AND THE XXXX JUDGE DISMISSED IT BECAUSE, HE IS THE ATTORNEY, WHO IS LINKED TO THE SUBDIVISION HOA. IN OTHER WORDS THE ENTERPRISE HAD A GOAL OF BANKRUPTING MYSELF AND SPOUSE IN ORDER TO FORCE US OUT OF XXXX HLD IN ORDER TO COVER THE MORTGAGE FRAUD, WHICH IS CONNECTED TO THE HOME. 

WE KNOW XXXX IS WORKING WITH XXXX XXXX XXXX TO ASSIST IN BUILDING A CASE FOR NON-JUDICIAL FORECLOSURE, AT THIS POINT WE WOULD RECOMMEND TAKING THE RIGHT SIDE. GIVEN THE EVIDENCE AT HAND AND AS STATED, WE WILL ENSURE ALL INVOLVED ARE CHARGED! THE ATTACHED DOCUMENTATION IS JUST A SAMPLE. YES, ALL DOCUMENTS ARE AUTHENTICATED AND LOCATED IN SEVERAL LOCATIONS. 

BASED ON RETRIEVED DOCUMENTS IT IS VERY EASY TO IDENTIFY WHICH INDIVIDUAL CAPITALIZED FROM THE FRAUD, THE CLOSING ATTORNEY XXXX XXXX WAS NOT IN THE FRAUD BUSINESS BY HIMSELF. HE IS CURRENTLY SERVING 15 YEARS. HIS FIRMED WAS THE PRIMARY CLOSING ATTORNEY ON THE HOME LOCATED IN THE DOWNS. 

ATTACHMENTS : 1. PROOF OF XXXX XXXX AND XXXX XXXX FOR THE DOWNS PRIOR TO L AND J 2. CERTIFIED MAIL CARD OF RECEIPT OF PAYMENT BY A, T AND XXXX XXXX PAID XX/XX/XXXX XXXX. PROOF OF XXXX FILING 2 XXXX CLAIMS IN XXXX XXXX 'S XXXX XXXX XXXX PART I -LETTER AND DOWNS BYLAWS ETC AND INSTRUCTIONS TO OWNERS REGARDING SIGNING, PLEASE NOTE MANY OF THE SIGNATURES APPEARED FORGED AND PLEASE NOTE THERE APPEAR TO BE SEVERAL DIFFERENT PAIRS OF WITNESSES AND NOTARIES WHO ARE THE SAME INDIVIDUALS. 
5. PART 2-SIGNATURES ( NOT VALID DUE TO REQUIREMENTS AND NOTARY FORMAT ) 6. PART 3-SIGNATURES ( NOT VALID DUE TO REQUIREMENTS AND NOTARY FORMAT ) 7. THE DOWNS BALANCE SHEET 8. XXXX XXXX WAS APPARRENTLY TIPPED OFF BY POSSIBLY XXXX AND XXXX THERE WOULD BE A BANKRUPTCY FILING GIVEN MY BUSINESS PARTNER APPEARED TO HAVE COMMITTED EMBEZZLEMENT AND OTHER WHO WERE IN ON IT KEPT XXXX ABREAST. HE WANTED TO ENSURE THE XXXX FILING WAS COMPLETED IN ORDER TO ASSERT HIS PART AND CAUSE MORE INJURY. 
XXXX. LETTER FROM GA COMMUNITY MANAGEMENT STATING BALANCE WAS XXXX ON XXXX XXXX XXXX XXXX FROM GA COMMUNITY MANAGMENT STATING BALANCE WAS XXXX ON XXXX XXXX XXXX WAS A VIOLATION OF STAY DUE TO XXXX BEING FILED XXXX XXXX XXXX. LETTER ORDER STAY BY XXXX XXXX XXXX ON XXXX XXXX DUE TO BEING NOTIFIED XXXX FORGED HER SIGNATURE. SHE ISSUED THE ORDER. 
12. XXXX ATTEMPTED TO BACKDATE A STAY ORDER, WHICH IS ISSUED BY A JUDGE ONLY. NOTICED IT'S NOT RECORDED. ISSUED XXXX 13.LETTER FROM BG REGARDING PAYING ONLINE 14.LEDGER SENT BY XXXX XXXX XXXX XXXX XXXX PAID TO L AND J XXXX XXXX XXXX. L AND J PAYMENTS FOR XXXX NOT CREDITED 17. LETTER FROM XXXX XXXX INDICATION OWING XXXX 18.PAYMENT RECEIPT EVEN FOR XXXX FOR THE DOWNS HOA XXXX HOA PAYMENT FOR XXXX FINAL PAYMENT AS THE RESULT OF THE LAST AMOUNT SENT XXXX ( THESE PAYMENTS WERE EMAIL TO XXXX XXXX WITH UPDATED SPREADSHEETS AND EVIDENCE OF PAYMENTS DUE TO NOT RECEIVING ANY RECEIPTS AFTER EACH PAYMENT WA MADE. ) XXXX XXXX XXXX XXXX ( THE DOWNS ) PAYMENT DATE LAST 4 DIGITS OF CONFIRM FORM VIA XXXX XXXX XXXX CC XXXX XXXX XXXX XXXX CC XXXX XXXX XXXX XXXX CC XXXX XXXX XXXX XXXX CC XXXX XXXX XXXX XXXX CC XXXX XXXX XXXX XXXX CC XXXX XXXX XXXX CC XXXX XXXX XXXX CC XXXX XXXX XXXX CC XXXX XXXX XXXX XXXX CC XXXX XXXX XXXX CC XXXX REMAINING XXXX XXXX XXXX XXXX CC XXXX XXXX XXXX CC XXXX XXXX XXXX XXXX CC XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation