Consumer complaint received 2022-07-10
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In Accordance with the Fair Credit Act, XXXX reporter XXXX has violated my rights. 15 USC 1681 Section 602-8 states that I have the right to privacy. 15 USC 1681 Section 604a- Section 2 states that a consumer reporting agency can not furnish consumer accounts without having my written instructions to do so. The following accounts are material evidence for the purpose of this complaint, XXXX XXXX Act. # XXXX Collection/ Chargeoff XXXX Opened {$0.00} High Balance {$9100.00} Balance, XXXX XXXX XXXX XXXXt. # XXXX 90 Days XXXX XXXX Opened {$7400.00} High Balance {$5800.00} Balance, Dept Of Ed / XXXX-Closed Act. # XXXX 120 Days Late XXXX Opened {$8500.00} High Balance {$0.00} Balance, Dept XXXX XXXX  / XXXXClosed Act. # XXXX 120 Days Late XXXX Opened {$8500.00} High Balance {$0.00} Balance, Dept Of Ed / XXXXClosed Act. # XXXX* 120 Days Late XXXX Opened {$8500.00} High Balance {$0.00} Balance , Dept Of Ed / XXXXClosed Act. # XXXX 120 Days Late XXXX Opened {$7100.00} High Balance {$0.00} Balance, Dept Of Ed / XXXX-Closed Act. # XXXX 120 Days Late XXXX Opened {$8500.00} High Balance {$0.00} Balance, Dept Of Ed / XXXXlosed Act. XXXX XXXX 120 Days Late XXXX Opened {$6800.00} High Balance {$0.00} Balance, Dept Of Ed / XXXXClosed Act. # XXXX 120 Days Late XXXX XXXX {$12000.00} High Balance {$0.00} Balance, Dept Of Ed / XXXX-Closed Act. # XXXX 120 Days Late XXXX Opened {$12000.00} High Balance {$0.00} Balance, Dept Of Ed / XXXX-Closed Act. # XXXX 120 Days Late XXXX Opened {$20000.00} High Balance {$0.00} Balance , Dept Of Ed / XXXXt-Closed Act. # XXXX 120 Days Late XXXX Opened {$13000.00} High Balance {$0.00} Balance, DepXXXX Of Ed / XXXX-Closed Act. # XXXX 120 Days Late XXXX Opened {$14000.00} High Balance {$0.00} Balance, Dept Of Ed / XXXXClosed Act. # XXXX 120 Days Late XXXX Opened {$15000.00} High Balance {$0.00} Balance, Dept Of Ed / XXXX-Closed Act. # XXXX 120 Days XXXX XXXX Opened {$20000.00} High Balance {$0.00} Balance, Dept Of Ed / XXXXClosed Act. # XXXX Closed XXXX Opened {$8500.00} XXXX XXXX {$0.00} Balance, Dept Of Ed / XXXXClosed Act. # XXXX Closed XXXX Opened {$12000.00} High Balance {$0.00} Balance, XXXX XXXX XXXX # XXXX Closed XXXX Opened {$0.00} Credit Limit XXXX XXXX XXXX  Act. # XXXX Closed XXXX Opened {$700.00} Credit Limit {$0.00} XXXX, XXXX XXXX  Act. # XXXX Closed XXXX Opened {$350.00} Credit Limit {$0.00} Balance, XXXX XXXX XXXX XXXX XXXX XXXX XXXX Opened {$7400.00} High Balance {$0.00} Balance XXXX XXXX XXXX XXXX  Balance {$4700.00} Original Creditor : Not XXXX XXXX XXXX Act. # XXXX Opened XXXX Reported Closed Condition, Original Creditor : Not Available COLLECTIONS XXXX Act. # XXXX Opened XXXX Reported Closed Condition, XXXX XXXX XXXX # XXXX 90 Days Late XXXX Opened {$0.00} High Balance {$9100.00} Balance, XXXX XXXX XXXX XXXX XXXX # XXXX Collection/ Chargeoff XXXX Opened {$0.00} High Balance {$2100.00} Balance, Dept Of Ed/XXXX  Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Dept Of EdXXXX Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Dept Of Ed/XXXX Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Dept Of Ed/XXXX Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Dept Of Ed/XXXX Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Dept Of Ed/XXXX  Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Dept Of Ed/XXXX Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Dept Of EdXXXX  Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Dept Of EdXXXX  Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Dept Of Ed/XXXX  Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Dept Of EdXXXX Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Dept Of Ed/XXXX Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Dept Of Ed/XXXX Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Dept Of Ed/XXXX Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, Credit XXXX XXXX XXXX  Act. # XXXX Closed XXXX Opened {$700.00} Credit Limit {$0.00} Balance, XXXX XXXX XXXX Act. # XXXX Closed XXXX Opened {$0.00} High Balance {$0.00} Balance, XXXX XXXX XXXX XXXX # XXXX Closed XXXX Opened {$350.00} Credit Limit {$0.00} Balance, TRANSUNION XXXX XXXX Balance {$4700.00} Balance {$4700.00} Original Creditor : Not Available COLLECTIONS XXXX Act. # XXXX Opened XXXX Reported Unknown XXXX XXXX   Balance {$67.00} Original Creditor : Not Available COLLECTIONS  XXXX Act. # XXXX Opened XXXX Reported Unknown Condition, Dpt EdXXXX XXXX # XXXX 120 Days Late XXXX Opened {$12000.00} High Balance {$0.00} Balance, Dpt EdXXXX XXXX # XXXX 120 Days Late XXXX Opened {$8500.00} High Balance {$0.00} Balance, Dpt EdXXXX Act. # XXXX 120 Days Late XXXX Opened {$8500.00} High Balance {$0.00} Balance, Dpt EdXXXX XXXX # XXXX 120 Days Late XXXX Opened {$8500.00} High Balance {$0.00} Balance Dpt EdXXXX XXXX # XXXX 120 Days Late XXXX Opened {$8500.00} High Balance {$0.00} Balance, Dpt EdXXXX XXXX # XXXX 120 Days Late XXXX Opened {$6800.00} High Balance {$0.00} Balance, Dpt EdXXXX XXXX # XXXX 120 Days Late XXXX Opened {$20000.00} High Balance {$0.00} Balance, Dpt EdXXXX XXXX # XXXX 120 Days Late XXXX Opened {$7100.00} High Balance {$0.00} Balance, Dpt EdXXXX XXXX # XXXX 120 Days Late XXXX Opened {$12000.00} High Balance {$0.00} Balance, Dpt Ed/XXXX XXXX # XXXX 120 Days Late XXXX Opened {$15000.00} High Balance {$0.00} Balance, Dpt EdXXXX XXXX # XXXX 120 Days Late XXXX Opened {$12000.00} High Balance {$0.00} Balance, Dpt EdXXXX XXXX # XXXX 120 Days Late XXXX Opened {$14000.00} High Balance {$0.00} Balance, Dpt EdXXXX XXXX # XXXX 120 Days Late XXXX Opened {$20000.00} High Balance {$0.00} Balance, Dpt EdXXXX XXXX # XXXX 120 Days Late XXXX Opened {$13000.00} High Balance {$0.00} Balance, XXXX  Act. # XXXX Closed XXXX Opened {$21000.00} High Balance {$9100.00} Balance, XXXX XXXX # XXXX Closed XXXX Opened {$0.00} Credit Limit {$0.00} Balance, XXXX XXXX # XXXX Closed XXXX Opened {$700.00} Credit Limit {$0.00} Balance, XXXX XXXX XXXX  # XXXX Closed XXXX Opened {$350.00} Credit Limit {$0.00} Balance

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief