Consumer complaint received 2023-04-13
Company: EQUIFAX, INC.
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I am writing to file a complaint with the Consumer Financial Protection Bureau about collection accounts, inquiries, and old personal information on my credit report that I believe are inaccurate and harming my credit score. I have reviewed my credit report from the three major credit bureaus, and I have discovered that there are collection accounts, inquiries, and old personal information on my report that I do not believe are accurate. Specifically these, 1. The following personal information is incorrect Name : XXXX XXXX XXXX 2. The following personal information is incorrect Date of Birth : XXXX 3. The following personal information is incorrect 4. The following personal information is incorrect Previous Address es : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX XX/XX/XXXX 5. The following personal information is incorrect Previous Address es : XXXX XXXX XXXXXXXX XXXX  XXXX XXXX, PA XXXX XX/XX/XXXX 6. The following personal information is incorrect Previous Address es : XXXX XXXX XXXX XXXX, PA XXXX XX/XX/XXXX 7. The inquiry was not authorized XXXXXXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

8. The inquiry was not authorized XXXX XXXXXXXX XXXX  XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

9. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

10. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

11. The inquiry was not authorized XXXXXXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

12. The inquiry was not authorized XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

13. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

14. The inquiry was not authorized XXXX XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

15. The inquiry was not authorized XXXX XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

16. The inquiry was not authorized XXXX  XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

17. Validate Account XXXX XXXX XXXX  Account Number : XXXX Please remove it from my credit report. 

18. Identity Theft XXXX Account Number : XXXX This is not mine. 

19. The following personal information is incorrect Name : XXXX XXXX XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX XX/XX/XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX, PA XXXX XX/XX/XXXX This information is inaccurate and unfair because I am a ( XXXX ). Our consumer profiles have been mixed and these address, inquires and accounts do not belong to me. Despite my efforts to resolve this issue with the credit bureaus and the creditors themselves, the information remains on my credit report. Therefore, I respectfully request that the Consumer Financial Protection Bureau investigate this matter and work with the credit bureaus and creditors to have the inaccurate and unfair information removed from my credit report. I am committed to resolving this issue and ensuring that my credit report is accurate and fair. I have attached copies of my credit report and any other relevant documentation that supports my claim. Thank you for your attention to this matter.

Company response to consumer: Closed with explanation