Consumer complaint received 2019-10-25
Company: PORTFOLIO RECOVERY ASSOCIATES INC
State: FL
Product: Debt collection
Sub-product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt was result of identity theft

Complaint:
XXXX Credit Card changed contact law and did not non disclosure changes within a contract without consent never had a credit card named XXXX XXXX  claim was disputed and validation was requested. This XXXX XXXX Credit Card contract with this company. violations '' '' This Agreement governed by, construed and enforced in ... or relating to this Agreement and agree not to commence any such lawsuit, action or other ... quotation marks omitted ] ) in the absence of " some violation of law or ... " CPLR 202 is a reenactment, without substantive change, of section 13 of State or local laws held to be preempted by federal law are void not because ... in a prior enactment conveying certain lands violated the Contracts Clause ( Art. I, 10 ). 4. ... .. held to violate of Art I, 10, prohibiting levy without consent of Congress . ... ... with the result that rights to consequential damages for a change of street ... Florida contact law right of due process was violated statutory, regulatory, and contractual requirements are not automatically ... for payment or approval to the Federal Government, 31 U. S. C. 3729 ( a ) ( 1 ) ( A ).. 
Licensees shall not engage in any of the following unfair trade practices :. statutory, regulatory, and contractual requirements are not automatically ... for payment or approval to the Federal Government, 31 U. S. C. 3729 ( a ) ( 1 ) ( A ). ... The First Circuit reversed in relevant part, holding that every ... that the nondisclosure of legal violations is not actionable absent a special duty violated the change issued findings in the agreement but did not do so with consent of disclosure violations identify any changes in Nondisclosure Violations in a Contract Claim. Portfolio Recovery LLC operating without a valid business proceeding is an assertion of a cause of action.individual who does not have a direct connection with a legal transaction but affected by accuracy, compliance, it. As third-party beneficiary is an individual for whose benefit a contract is created even though that person is a stranger to both the agreement and the consideration. Such an individual can usually. victim of improper third party disclosures by a debt collector. In appropriate cases, we sue debt collectors and debt collection law firms in Federal District Court for violations of the FDCPA.Violating Confidentiality Agreements. Confidentiality agreements ( also called non-disclosure agreements, or NDAs ) are common in many different contexts, including litigation settlements, business transactions, employment contracts and intellectual property. Violating a contract, agreement, changes, without consent is a violation of any contract non disclosure violations in a contract claim that i didn't know existed.

The " No Disclosure Without Consent '' Rule No agency shall disclose any record which is contained in a system of records by any mea
ns of communication to any person, or to another agency, except pursuant to a written request by, or with the prior written consent of, the individual to whom the record pertains [ subject to 12 exceptions ]. 5 U.S.C. 552a ( b ).

permission to release the specified information to the third party as shown below. Please note that various federal and state laws require that CPAs obtain the clients written permission in order to HIPAA privacy rules as well, Business Associates and Business Associate Subcontractors. These third party entities are responsible for protecting PHI and, with the Common Agency Provision in the HIPAA Omnibus Ruling, you are now responsible for your Business Associates HIPAA Compliance. Ask to see their Compliance Plans before allow them to sign those required Business Associate Agreements, dIdnt have a Business Associate Agreement in place before disclose information, you have a Breach Besides, 1 violations are the most serious conduct warranting disciplinary action including failure to comply with administrative procedures, protocols, I have never had an agreement with this credit card company named XXXX XXXX nor ANY contract associated with this Bank company. Portfolio Recovery LLC Refuse to provide third-party litigation financing agreements, but when the committee first addressed the issue at its Entity Name Officer/Registered Agent Registered Agent Name Trademark Name Trademark Owner Name FEI/EIN it noted that the field was evolving and chose not to act. to validate their business and any 3rd party contract with the account that they filed in the XXXX County Circuit Court are subject of complaint ; personal credit card Non-party disclosure Related ContentIn the context of civil litigation, disclosure of documents from a third party who is not involved in the proceedings. A party seeking an order for non-party disclosure will make an application under Civil Procedure Rule ( CPR ) 31.17. 

The court only has jurisdiction to order non-party disclosure where the documents sought such as DATA BREACH EXPERIAN, IDENTY FRAUD MORTGAGE, CREDIT CARD FRAUD my accounts, have been the victim of improper third party disclosures by a debt collector. In appropriate cases, we sue debt collectors and debt collection law firms in Federal District Court for violations of the FDCPA. It was never disclosed to me that I had a XXXX XXXX Credit Card provider of private label credit cards in the International Company purchase patterns. I would never agree to platforms of an international credit card. Breach of any contract i never signed up for. 
Information used by sent by servers and their office employee 's and court personnel. Refused to identify in the course of a proceeding, or the Department of Justice ; behavior that antitrust laws prohibit discrimination in prices charged to competing purchasers for products of like grade and quality. Its purpose is to protect smaller businesses by limiting the large company 's ability to command discriminatory discounts through its purchasing power.An antitrust lawsuit can be started when a company is to have engaged in unfair business practices.Stolen Devices, Improper, Third Party without contract agreement data disclosure. Confidential impartial No Disclosure Without Consent '' Rule No agency shall disclose any record which is contained in a system of records by any means of communication to any person, or to another agency, except pursuant to a written request by, or with the prior written consent of, the individual to whom the record pertains [ subject to 12 exceptions ]. 5 U.S.C. 552a ( b ). 

with third parties as necessary to get information relevant to resolving a complaint ; with a court, a party in litigation, a magistrate, an adjudicative body or administrative tribunal my request on a valid business license and a release of Anti Trust elating to legislation preventing or controlling trusts or other monopolies, with the intention of promoting competition in business. with other federal or state agencies or regulatory authorities for enforcement and statutory purposes ; and antitrust violation is collusion. For example, three companies manufacture and sell widgets.

DAMAGED, Disclosure Without Consent '' Rule No agency shall disclose any record which is contained in a system of records by any means of communication to any person, or to another agency, except pursuant to a written request by, or with the prior written consent of, the individual to whom the record pertains [ subject to 12 exceptions ]. 5 U.S.C. 552a ( b ). 

They charge {$1000.00}. Exposure HIPPA with contractors, agents, and others authorized by the CFPB to receive this information, bringing a lawsuit to court, by filing a plea. or which the bank had NO LEGAL RIGHT to Getting evidence from third parties Sherman Antitrust makes monopoly power illegal. Under the Sherman Act monopoly power is considered the ability of a business to control a price within its relevant product market or its geographic market or to exclude a competitor from doing business within its relevant product market or geographic market.

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Company response to consumer: Closed with explanation