Consumer complaint received 2022-07-27
Company: Stuart-Lippman and Associates, Inc
State: TN
Product: Debt collection
Sub-product: Other debt
Issue: False statements or representation
Sub-issue: Impersonated attorney, law enforcement, or government official

Complaint:
In accordance with the fair reporting Act 15 U.S.C 1692 Stuart- Lippman has violated my rights Stuart XXXXLippman and Associates has been trying to collect a debt from me concerning an accident that my daughter and their client minor son was involved in. Originally, they called at least 10 times and sent at least 4 letters to my address trying to collect the debt from my minor child that was driving. I then called and asked why they were trying to contact my daughter. The woman I spoke to stated that they were trying to collect a debt for their client XXXX XXXX. I explained to her that XXXX is a minor and that i believed their client maybe committing was insurance fraud because the insured party was not driving the vehicle and that their minor son was driving and crashed into my vehicle the police on the scene stated to me that the kid did not have a driver 's license. 

I wanted to know how it was possible to collect a debt from a child the Stuart - Lippman associate that I spoke to said that according to the police report that XXXX was XXXX. Explained to her that she was not XXXX she then proceeded to say that I am then responsible I asked her how when that child caused the accident, he should not have been in the car driving without a driver 's license. I explained to her that i believed the father made a claim on the son 's behalf because there is no way an insurance company will insure a child without a driver 's license. S then said that she did not care and that i was responsible because I didn't have insurance, I explained that my truck was XXXX yrs. old and not owned by the bank so i really didn't need it furthermore I explained that this kid actually crashed into my car. She once again said she didn't care and that i was responsible. I then stated that i was not involved and to stop calling me by this time someone from that company called me at least 10 times under the 15 usc code 1692 ( a ) There is abundant evidence that abusive, deceptive, and unfair debt collection practices occurred by the debt collectors. They continued to mail letters to the house and call me until i changed my number then they continue to call on the new telephone number. 

15 usc code 1692c ( b ) communication with third party, without the prior consent of the consumer given directly to the debt collector. Stuart Lippman contacted the Department of safety financial responsibility department in the attempt to collect the debt causing the action to revoke my driver 's license for myself and my daughter 15 usc code 1692d Harassment or abuse. Debt collector may not engage in any conduct the natural consequences of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Stuart -Lippman took action to revoke my driver 's license with the XXXX district court in Tennessee in connection with debt that threatened my ability to work due to the fact I held a XXXX XXXX XXXX XXXX. 

15 usc code 1692e ( 3 ) False representation or implication that any individual is an attorney or that any communication is from an attorney, Stuart-Lippman Assocaites never XXXX the fact that they were a debt collection company. This was disclosed after I sent them an affidavit of proof concerning the accident In accordance with the fair reporting Act 15 U.S.C 1692 Stuart- Lippman has violated my rights

Company response to consumer: Closed with explanation