Consumer complaint received 2017-10-16
Company: Chaplin & Papa, P.C.
State: VA
Product: Debt collection
Sub-product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened to sue you for very old debt

Complaint:
on XXXX I went to XXXX to get my Virginia license, But the XXXX representative claim that I had a lien on my license, she said it was a judgment on XXXX, that I have to pay the debtors, that the the lien is {$27000.00} ... I was shocked that I told the XXXX there 's no way that I could come up with this amount and did n't even know where it was coming from, anyway I found out after calling the collection agency that it was an accident occurred on XXXX, that I was involved, I did not get a ticket, the police officer only asked me of my car insurance, so I gave him my insurance information ... after this incident, did not hear anything else about the accident. I moved to California, then come back to Virginia I contacted the collection agency and we both agreed to settled for {$7000.00} including all interest a payment plan of {$7000.00}, XXXX XXXX arranged a payment plan for {$150.00} anyway, this company continue to debit my account for XXXX months a total of {$12000.00} which they were over paid of {$5000.00} ... I contact my bank of stop payment to XXXX XXXX XXXX, which who is the collection company. 

I received a letter from this company asking me to pay more money, I called them XXXX XXXX, XXXX Iasked for XXXX XXXX XXXX, the receptionist told me she no longer employed then she transfer me to another representative who handle my account, I told her the debt that you claim I still owed is been paid, that we settled for the amount of {$7000.00} and that they owed me instead, of the amount of {$5000.00}. I told her that I only authorized of {$7000.00} I demand a full refund of said amount. she said that the settlement was not settled and she is now willing to make a new arrangement to me, this account was already settled, her replied was not settled, and she is propose to make a new settlement, anyway I told her that the settlement was made and they should honor it, and told her that I will not going to make new agreement period! 

I received another letter that they demand {$1800.00} of payment or they will call the XXXX of Virginia, if my payment was not received that they will have my driver license suspended now they are making threat against Va license, I think this is harassment they claim that this is outside of consumer that I ca n't complaint to the cfpb that XXXX XXXX nor XXXX in the context of claim is not a debt of my claim, Im confused, the original creditor who they are collecting is my present car insurance company, they now claim they renew my debt of my judgment that is now general district court, this is a very old debts that is almost XXXX yrs old, when the accident happened, I was not served to go to court, the police officer must gave them a wrong car insurance, I was insured by XXXX and still have insured by them, that my liability should been paid by them. I think this is conflict situation that the original client of where I have a car insurance with is XXXX, that they should have pay the damages, anyway I plan of retaining a lawyer, about this matter, this Company want to scam me for more money!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation