Consumer complaint received 2022-11-05
Company: Experian Information Solutions Inc.
State: VA
Product: Credit card or prepaid card
Sub-product: General-purpose credit card or charge card
Issue: Problem with a purchase shown on your statement
Sub-issue: Card was charged for something you did not purchase with the card

Complaint:
Experian credit reporting agency continues to give out incomplete or inaccurate information after the CFPB and I sent notice requesting corrections : ( XXXX ). 

Experian acts as if it is not under the Fair Credit Reporting Act ( FCRA ) ( 15 U.S.C. 1681 and continues negligent or willful noncompliance with federal law. 
Experian is causing me numerous damages while stealing falsified persona for-profit and XXXX peace. 
Experian is not taking grave measures but rather is very reckless. 
Experian was brazened enough to demonstrate its illegal activity to the CFPB. 
I provided the exact credit-report-number Experian generated but then Experian flippantly notified me via the CFPB that it expects me to jump through hoops to get it to follow the law. Hopefully, the CFPB will not sit by and watch this clear violation. 

Enforce the requirement that the Experian consumer reporting agency adopts reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of this subchapter. 
Experian has grave hoops to jump through, stop Experian from imposing its grave duties onto me the consumer. 
Stop Experian from stealing my identity and hijacking my peace. 

On XX/XX/2022, Experian did not follow 15 U.S. Code 1681c2, make Experian follow the law. Experian is asking me the consumer to provide them details of their id theft. Experian is a financial XXXX violating my rights and making mej gravel for justice. 

Experian credit reporting agency continues to give out incomplete or inaccurate information after the CFPB and I sent notices requesting corrections. 
Experian acts as if it is not under the Fair Credit Reporting Act ( FCRA ) ( 15 U.S.C. 1681 and continues negligent or willful noncompliance with federal law. 
Experian is causing me numerous damages while stealing falsified persona for-profit and XXXX peace. 

Enforce the requirement that the Experian consumer reporting agency adopts reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of this subchapter. 
Experian has grave hoops to jump through, stop Experian from imposing its grave duties onto me the consumer. 
Stop Experian from stealing my identity and hijacking my peace. 

Experian is not taking grave measures but rather is very reckless. 
Experian was brazened enough to demonstrate its illegal activity to the CFPB. 
I provided the exact report number Experian generated but then Experian flippantly notified me via the CFPB that it expects me to jump through hoops to get it to follow the law. Hopefully, the CFPB will not sit by and watch this clear violation. 


Experian has grave hoops to jump through, stop Experian from imposing its grave duties onto me the consumer. 

On XX/XX/2022, Experian did not follow 15 U.S. Code 1681c2. Instead of following the federal law, Experian via the CFPB tried to usurp the law and impose its policy like a pirate! CFPB knowS that Experian does not follow the law or what? Experian is asking me the consumer to provide it with details of Experian 's id theft right on the CFPB 's portal! Experian is a financial XXXX violating my rights and then making me gravel for justice. 
How is Experian allowed to openly get away with such obvious violations? 
Who actually enforces the federal law requirement that the Experian consumer reporting agency adopts reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of federal law? 

Stop Experian from stealing my identity and hijacking my peace. 

Experian has grave hoops to jump through that its not fulfilling and no one is enforcing. 
Stop Experian from imposing its grave duties onto me the consumer. 
Explain how Experisan missed the four day window it had to comply with the law right in front of the CFPB. 

On XX/XX/2022, Experian did not follow 15 U.S. Code 1681c2. Instead of following the federal law, Experian via the CFPB tried to usurp the law and impose its policy like a pirate! CFPB knowS that Experian does not follow the law or what? Experian is asking me the consumer to provide it with details of Experian 's id theft right on the CFPB 's portal! Experian is a financial XXXX violating my rights and then making me gravel for justice. 
How is Experian allowed to openly get away with such obvious violations? 
Who actually enforces the federal law requirement that the Experian consumer reporting agency adopts reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of federal law? 

Stop Experian from stealing my identity and hijacking my peace. 

On XX/XX/2022, Experian did not follow 15 U.S. Code 1681c2.

Experian did not follow the law. Experian is asking me the consumer to provide them details of their id theft. Experian is a financial XXXX violating my rights and making me gravel for justice. 
Experian is stealing my id and selling it along with various offerings all while ignoring its duty when id theft is filed. 
Experian made me pay to view their dirty works. 
Experian responded to the CFPB with an idiotic templated form letter for ME, the consumer, to take grave actions and follow Experian 's unlawful dispute process. 
XXXX fire and XXXX on these evil acts that are depleting my resources. 
Experian is a detriment to society as it proves to be incorrigible. 

Experian credit reporting agency continues to give out incomplete or inaccurate information after the CFPB and I sent notices requesting corrections. 
Experian acts as if it is not under the Fair Credit Reporting Act ( FCRA ) ( 15 U.S.C. 1681 and continues negligent or willful noncompliance with federal law. 
Experian is causing me numerous damages while stealing falsified persona for-profit and raping peace. 

Enforce and follow the requirement that the Experian consumer reporting agency adopts reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of this subchapter. 
Experian has grave hoops to jump through, stop Experian from imposing its grave duties onto me the consumer. 
Stop Experian from stealing my identity and hijacking my peace. 

Experian is not taking grave measures but rather is very reckless. 
Experian was brazened enough to demonstrate its illegal activity to the CFPB. 
I provided the exact report number Experian generated but then Experian flippantly notified me via the CFPB that it expects me to jump through hoops to get it to follow the law. Hopefully, the CFPB will not sit by and watch Experian openly violate federal laws.

Company response to consumer: Closed with explanation