Consumer complaint received 2023-06-01
Company: EQUIFAX, INC.
State: IL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
Inquiries not recognized or authorized on credit profile. 

In the course of recently screening my personal XXXX  credit report, I observed what obviously appears to be likely some unauthorized and or fraudulent credit inquiries and undoubtedly ones deficient of the compliant proven permissible purpose ( to be retained or reported lawfully ) allegedly made by the following Original Creditors : Alleged Creditor # 1 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX Address XXXX XXXX XXXXXXXX XXXXXXXX Phone number ( XXXX ) XXXX Important dates Inquiry date : XX/XX/XXXX Alleged Creditor # 2 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry dateXXXX  XXXX, XXXX Removal XXXX XXXX Additional details Business typeFinance other than personal Contact info Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Alleged Creditor # 3 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry dateXXXX XXXX, XXXX Removal XXXX XXXX Additional details Business typeFinance other than personal Contact info Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Alleged Creditor # 4 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX  XXXX XX/XX/XXXX ( XXXX ) XXXX ( XXXX ) XXXX Alleged Creditor # 5 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Important dates Inquiry date : XX/XX/XXXX Alleged Creditor # 6 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry XXXX XXXX, XXXX Removal dateXXXX XXXX Additional details Business typeFinance other than personal Contact info Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Alleged Creditor # 7 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry dateXXXX  XXXX, XXXX Removal XXXX XXXX Additional details Business typeFinance other than personal Contact info Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Alleged Creditor # 8 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry dateXXXX XXXX, XXXX Removal dateXXXX XXXX Additional details Business typeFinance other than personal Contact info Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Alleged Creditor # 9 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX XXXX dates Inquiry dateXXXX XXXX XXXXXXXX Removal dateXXXX XXXX Additional details Business typeFinance other than personal Contact info Address XXXXXXXX XXXX XXXX XXXXXXXX Phone number ( XXXX ) XXXX Alleged Creditor # 10 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry dateXXXX XXXX  XXXX Removal dateXXXX XXXX Additional details Business typeFinance, personal Contact info Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Alleged Creditor # 11 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX Important dates Inquiry dateXXXX  XXXX, XXXX Removal dateXXXX XXXX Additional details Business typeFinance, personal Contact info Address XXXX XXXX XXXX XXXX XXXX XXXX Phone number ( XXXX ) XXXX Alleged Creditor # 12 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX Important dates Inquiry dateXXXX XXXX, XXXX Removal dateXXXX XXXXXXXX Additional details Business typeFinance, personal Contact info Address XXXXXXXX XXXX XXXX XXXXXXXX Phone number ( XXXX ) XXXX Alleged Creditor # 13 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX Important dates Inquiry dateXXXX XXXX XXXX Removal dateXXXX XXXX Additional details Business typeFinance, personal Contact info Address XXXXXXXX XXXX XXXX XXXXXXXX Phone number ( XXXX ) XXXX Alleged Creditor # 14 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX XXXX Important dates Inquiry dateXXXX  XXXX, XXXX Removal dateXXXX XXXX Additional details Business typeAutomotive Contact info Address XXXX XXXX XXXX XXXX XXXX Phone number ( XXXX ) XXXX Alleged Creditor # 15 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry dateXXXX  XXXX, XXXX Removal dateXXXX  XXXX Additional details Business typeAutomotive Contact info Address XXXX XXXX XXXX XXXX XXXX XXXX Phone number ( XXXX ) XXXX

Company response to consumer: Closed with explanation