Consumer complaint received 2022-10-21
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
Violation of my civil rights under 15 U.S.C 1681, section 602 A States that I have a right to privacy, and under 15 U.S.C. 1681, section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Accounts XXXX XXXX XXXX acct # XXXX violated my rights XXXX XXXX acct # XXXX violated my civil rights XXXX XXXX XXXX acct # XXXX violated my civil rights, XXXXXXXX XXXX XXXXXXXX XXXX XXXX my civil rights See attached uploaded copies of my credit files with XXXX, Trans Union XXXX and XXXX Credit Bureau XXXX The uploaded copies of my credit reports reporting inaccuracies, accounts shows payments current with all three credit bureaus.. Under two payment history accounts show 30 days late. With Trans Union late from XX/XX/XXXX to XXXX XXXX and XX/XX/XXXX to XX/XX/XXXX / XXXX Credit Bureau reporting late payments from XX/XX/XXXX to XX/XX/XXXX and XX/XX/XXXX to XX/XX/XXXX / XXXX Credit Bureau shows late payments from XX/XX/XXXX to XX/XX/XXXX and XX/XX/XXXX to XX/XX/XXXX Inaccurate credit reporting information with XXXX  XXXXXXXX XXXX ( last reported ) Collection Charge off with XXXX last reported XX/XX/XXXX / XXXX last reported Charge off XX/XX/XXXX Date last active XXXX XX/XX/XXXX/ XXXX Date last active XX/XX/XXXX Under comment section : XXXX- customer disputed account-reported by subscriber Under comment section : XXXX- Consumer dispute this account information Medical Subject has not satisfied debt Date last payment : XXXX : XX/XX/XXXX Date last payment : XXXX : XX/XX/XXXX XXXX  XXXX XXXX XXXX-Last Reported XXXX - Last Reported XX/XX/XXXX XX/XX/XXXX XXXX-Date Last Active XXXX- Date Last Active XX/XX/XXXX XX/XX/XXXX XXXX Comments : Customer disputed account-reported by subscriber XXXX Comments : Customer disputes this account information subject has not satisfied debt Security Finance : Inaccuracies Trans Union : XXXX : Date opened- XX/XX/XXXX Date openedXXXX XX/XX/XXXX Date Last Active- XX/XX/XXXX XXXX Last Active- XX/XX/XXXX Date Last Payment- XX/XX/XXXX Date Last Payment- XX/XX/XXXX Date Last Active- XX/XX/XXXX Date Last Active- XX/XX/XXXX Comment section- Trans Union : charge off as bad debt profit and loss write off Comment section-XXXX  : Charge off account amount in high credit original charge off amount XXXX XXXX : Trans union : XXXX : Date opened XXXX XX/XX/XXXX Date opened : XX/XX/XXXX High Credit : {$580.00} High Credit : {$0.00} Date Last Active : XX/XX/XXXX Date Last Active : XX/XX/XXXX I have provided copies of the credit accounts that are reporting inaccuracies with all three credit bureau. That are reporting with my accounts with XXXX These accounts are in direct violations of the Fair Credit Reporting Act 15 U.S.C. 1681. These accounts violates my civil rights under federal law. 

I have obtained the copy of the letter sent to the director of CFPB, sent by XXXX XXXX. Stating of the investigation of consumers rights violations by all three credit bureaus XXXX, Trans Union, and XXXX. I am in the process of filing a civil rights violations complaint through Federal Court pertaining to these consumer rights of mines being violated.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief