Consumer complaint received 2022-08-26
Company: Experian Information Solutions Inc.
State: SC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
Ok, sir or maam... .CFPB I KNOW SOMEONE THERE READS A ND INTERACTS WITH THESE COMPLAINTS OR AT LEAST I PRAY THEY DO .... 

1. ALL THE WAY BACK TO XX/XX/22 WICH MAKES XXXX PAST 30 DAYS I HAVE BEEN FILUNG COMPLAINTS ON HERE TO XXXX, XXXX XXXX, AND EXPERIAN ALSO XXXX XXXX, FROM THEM NOT LISTING ON MY REPORT AS ONE OF THEIR REPS AGREED, TO MATH INCORRECT AND XXXX IS THE ONLY ONE TO RESPOND ( XXXX ONCE ) WICH HAS ALLOWED ON THIS PLATFORM AND THREW ALL OF THE CREDIT BUREAUS PLATFORMS FOR DISPUTE TO PLAY THE BULLY ROLE AND BEAR NO PROOF OR EVEN ACKNOWLEDGE MY REQUEST FOR PROOF XXXX. I DID NOT KNOW OF THE ABILITY OF USE OF CALL RECORDINGS UNTIL XXXX XXXX SAID THEY USED THEM IN FORMING THEIR DESISION THAT MY CONVERSATION OF SAID AGREEMENT TO LIST THE ACCOUNT AS '' PAID IN FULL, '' AND XXXX AUTHOR SAYS REP WOULD HAVE BENN ACTING UNPROFESSIONAL IF IT WERE. ONCE XXXX XXXX MADE PUBLIC THEIR REVIEW OF CALL RECORDINGS, I HAVE BEEN FORMALY REQUESTING THOSE CALLS FOR PERSONAL REVIEW ( BECAUSE I KNOW WHAT WAS SAID DURING THE CONVERSATON BECAUSE I WAS THE PERSON INVOLVED IN THE OPEN DIALOG CONVERSATION .IM NOT JUST AN A BULLY AUTHOR. I WILL PROVIDE IN A DOCUMENT XXXX REFUSING TO PROVIDE THEM TO ME WICH I BY FCRA RIGHTS AM INTITELED TO. 

3 XXXX FINANCE STAED I NEED A WARANT TO REVIEW THE CALLS. THEY SHOULD NOT BE ABLE TO HIDE BEHIND A LEGAL SHEILD OF A WARRANT.THEY MADE THE PRESSANCE, AND REVIEW OF THEM PUBLIC BY MENTION .OUR FEDERAL GOVERNMENT DOES NOT ALLOW FOR USE OF XXXX XXXX SIDE OF AN ARGUMENT BOTH SIDES MUST DISCLOSE OR EXCLUDE.!!!!!!!!! 

4.That being said all 3 credit bureaus have done nothing to explain, help the consumer navigate this dispute, or mediate or for all purposes educate wich all are duties of the credit bureaus. I PROBABLY WILL NOT GET IT BUT I REQUEST NO LEAS THAN {$100.00} AND NO MORE THAN $ XXXX XXXX LISTED THAT WAS WILLFULLY NEGLECTED BY ALL 3 BUREAUS ( XXXX, XXXX, AND EXPERIAN ) THEY HSVE CHOSEN TO TURN A DEAF EAR TO MY REQUEST FOR EVIDENCE, OR THEY DO NOT ACTUALLY READ THE DISPUTED OR COMPLAINTS SIR OR MAAM IS YOU READ MY PREVIOUS COMPLAINTS YOU WILL FIND THAT MY WORDS ARE NOT SCORNED CLAIMS, BUT INSTEAD THEY ARE FACTS BACKED BY THE METHOD OF CFPB KEEPING TRANSPARANT RECORDS 5. THIS ONE I ASK YOU TO PLEASE GRANT IN 1 OF 2 METHODS THAT ACCORDING TO THE FCRA CAN BE LEGALLY JUSTIFIED AS A LEGAL RESPONCE OR ACTION 5 ( a ) Delete the XXXX FINANCE on the grounds of failure to provide evidence, that they willfully made use of when deciding in their decision .with out the supply of the calls they the author said showed that they could not substantiate my claim with. The FCRA SAYS THAT ANY INFORMATION THAT CANT NOT BE VERIFIED OR AUTHENTICATES MUST BE REMOVED, THAT BEING SAID WITH THEM SAYING THAT THEY REVIEWED THEM AND THERE IS NOTHING THERE BUT REFUSING TO LET ME HEAR TOO IS BIG BUSSINESS BULLING THE LITTLE GUY!!! XXXX is what the fcra and cfpb are here to prevent. Without the submission of the calls for my review it's unproven weather I'm right or they are wich makes this unauthentacated wich is grounds for deletion!!!! Or 2.DELETE ON THE GROUNDS THAT THE CREDIT BUREAUS HAVE FAILED THE FURNISHER AND CONSUMER IN THE FACT THEY HAVE FAILED TO RESPOND TO MY COMPLAINTS WITHIN GIVEN TIME REQUIRMENTS, AS WELL AS HORRIBLY DROPPING THE BALL IN RESPECT TO WHAT THE CFPB SAYS SHOULD BE IN A REAPONCE, AS WELL AS HORROBLY FUMBELING THEIR CORE DUTIES OF MEDIATION, EDUCATION, AND NAVIGATIONTHE THIS VERY CONFUSING AND LENGHTY PROCESS EITHER OF THE GROUNDS FOR DELETION BUT CFPB I HAVE IN BLACK AND WHITE SHOWN HOW MY RIGHTS HAVE BEEN VIOLATED BY ALL PARTIED PLEASE HAVE THIS ACOUNT REMOVED FROM MY CREDIT FILE THANK YOU

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief