Consumer complaint received 2016-06-18
Company: JPMORGAN CHASE & CO.
State: MA
Product: Mortgage
Sub-product: Conventional adjustable mortgage (ARM)
Issue: Loan servicing, payments, escrow account

Complaint:
I have been filing complaints on this site since XXXX in regards to this XXXX/Chase predator loan regarding abuses and fraud which I have sent in over XXXX pages of documents supporting my complaints. Chase has ignored all of them, keeping this predator loan full of wrong accounting, illegal practices including use of a suspense account, estimate payments, an illegal low interest cap, wrongful fines, charges and fees etc ..., misapplied payments and etc ... On XXXX XXXX, XXXX I sent in to Chase the XXXX XXXX, XXXX payment and Chase received it on XXXX XXXX, XXXX. As of this moment on XXXX/XXXX/XXXX the check has not been processed by my bank yet and is has been XXXX days since there receipt, see attached, where is my check??? more fraud?? On XXXX/XXXX/XXXX XXXX pm I spoke to a XXXX XXXX of Chase executive office he told they are not changing their decision regardless of my many documents ignored, he states Chase Never received over the past XXXX years ) over XXXX pages ). During the conversation he stated that I was Not being referred to foreclosure and then XX/XX/XXXX XXXXXXXX days later, Chase issued this intent to foreclose letter ( attached ). Also, XXXX XXXX XXXX on XXXX/XXXX/XXXX at XXXX the very next day she told me that she is going to send me the whole loan file and it will take time to get to me, being since XX/XX/XXXX records ( Chase has hidden many of these I have supplied many times to them and ignored, destroyed? ) to go through and tell them what is missing and Resend them to Chase ( I have no home internet, copier, fax and etc all costing $ $ $ ). I am on a SSI and food stamps income only can not afford this! This is XXXX yrs worth of records they are telling me to go through, even though this is their job!! I believe based on my documents many times sent to them and ignored or destroyed, that Chase is XXXX me into foreclosure with this imenent threat to take my home via fraud, XXXX, and XXXX. I am here now uploading proofs of many things showing recent communications with Chase including a XXXX threat of foreclosure letter to my Deceased co joint tenant co signer to the original loan dated XX/XX/XXXX. This was a separate complaint I filed on this site proving he has been taken Off of the deed ( years ago ) as per also with XXXX and the deed was supplied to them, as well as his death certificate and Chase acknowledging it over a month ago. Now again I am also being XXXX here to have to be subject to this XXXX fraud attempt to a man dead since XXXX and already removed from my ONLY deed. I am also attaching a letter I recently sent to the FHFA-OIG of complaint including some of this now since that letter dated XXXX XXXX, XXXX to them. I just now received a letter of foreclosure intent, which I was just days ago told is not happening by XXXX XXXX of Chase Exec offices. The documents I will be receiving from Chase will take probably over a month and yet these XXXX XXXX workers ( proven in book, also attached ) will probably not reach me for me to do this Massive research job ( Chase is refusing to do THEY DO HAVE THE DOCUMENTS I SENT MANY TIMES ) Until After they Start foreclose on XXXX/XXXX/XXXX as per also attached : acceleration letter of intent to foreclose. I am outraged that this XXXX XXXX designated workers bank is about to use XXXX trying to make me pay monies They owe ME!! with an XXXX to take my home if I do not give them what they want!! WHERE THE XXXX ARE MY CONSUMER RIGHTS???? Where is my check that Chase received on XXXX/XXXX/XXXX???? More fraud??

Company response to consumer: Closed with explanation