Consumer complaint received 2023-01-30
Company: Aspen Yo LLC
State: CA
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Trouble during payment process

Complaint:
My lender is XXXX XXXX XXXX XXXX XXXX, loan servicer is-Gregory Funding LLC. acts in reckless disregard of state and federal laws/ regulations, created artificial barriers, their bogus overbilling is in dispute, however this bogus company up to date repeatedly refused to do an escrow analysis, added up bogus/invalid charges, forcing me to overpay my mortgage that's five times more what's owed per month, especially knowing that I struggle with extreme financial hardship. Their purpose is to force me to high risk of homelssness and property foreclosure. My property/primary home- is under imminent danger and threat. This criminal company singled out my name-as XXXX  XXXX XXXX, discriminated and retaliated against in multiple ways that's continued up to date. I would have a hunger strike outside of FBI, requesting their help to rid me from this criminal clanXXXX XXXX and Gregory Funding . Gregpry Funding- is under serious Alert/red flagged by the XXXX ( please review all other victimized customers complaints, who are similarly affected ), predatory lending, fraud is this company 's corporate culture. Where is the CFPB 's control in this existing chaos and anarchy? The Gregory Funding fraudsters targeted my name/loan account and continously retaliate against me in different ways. They force me to overpay the amount they want not what is the net monthly loan payment amount, I repeatedly demanded to run an escrow analysis, adjust/correct the amount that as per loan agreement contract, they refuse to report my mortgage payments, also without my consent and permission the Gregory Funding LLC . checked my credit, committing major fraud-somebody applied for a home loan under my name, through fraud and ID Theft. The Gregory Funding LLC, committed major fraud by filing a Notice of Default back in XX/XX/2022 by forcing me to pay {$140.00} 000.00 ( one hundred forty seven thousands of dollars ), and threatened to sell my Property/Transfer the Deed without Court Order. My lawyers fought back against this fraud, after longstanding battle, I successfully stopped my property Foreclosure and illegal Transfer of the Deed of Trust. Gregory Funding company seriously impacted/crashed my credit score in retaliation-this was their vendetta. Currently this bogus entity of fraudsters and cheaters demand from me the amount of XXXX that exceeds 5 times more of my monthly mortgage loan amount. The CFPB is in default, your lack of control, allowed the Gregory Funding LLC to continue their anarchy, in spite and full disregard of all laws. As an XXXX XXXX  and XXXX XXXX XXXX XXXX XXXX I would speak out on global mass media platforms to unmask your bureacracy and existing chaos. The FBI Headquarters ( Washington, D.C. ) and Justice Department along with the Federal Reserve will be contacted through my local congressman 's office for my case, asking an audit and investigation against CFPB in this matter based upon your favorable decisions made in my previous complaints against this criminal clan named-XXXX XXXX and Gregory Funding . The federal investigation must unmask and reveal your agency 's conspiracy with this clan. Why the CFPB keeps a blind eye over this deception, fraud and predatory lending?

Company response to consumer: Closed with explanation