Consumer complaint received 2016-02-04
Company: JPMORGAN CHASE & CO.
State: MN
Product: Credit reporting
Issue: Incorrect information on credit report
Sub-issue: Account terms

Complaint:
You have no statements for this period. It may be because : Your account is new or it 's the first month of the year and your account has n't generated a statement yet. 
Credit card/Line of credit : You 've closed your account or there has been no activity on the account for the entire billing period. 
Auto finance account : You 've closed your account or you 've signed up for automatic debit. 
Note : Online statements will be available for viewing within 3-5 business days of the statement closing date. 
Above you will find Chase 's credit card statement discrepancy and falsification on reporting processes. By referencing the Chase statements I will without a doubt prove this falsification of inaccuracy and another reason why my receipt of proper monthly statement is falsified and inaccurate by Chase. In turn Chase placed a 30 day late on my Slate account ending in XXXX. I will compare XXXX of my accounts and highlight the errors as I continue to dispute my case. 
Reference document XXXX attached account ending in XXXX references the above statement. This account ending in XXXX is not a new account but it is in the first month of the year and in this case has generated a statement ( Discrepancy ). Reference document XXXX attached account ending in XXXX references the above statement. This account ending in XXXX is not a new account but it is in the first month of the year and has not generated a statement. ( Possible reason for no statement as stated by Chase ) Neither of these accounts above are closed and neither of them have had any activity on the accounts for this monthly billing period. Please reference statement document XXXX and XXXX for this reference. Another discrepancy here is that both accounts had no activity for the monthly billing statement yet one of them generated a monthly statement and the other did not. Why would I receive a statement for one and not the other for proper notification to the consumer? You can also reference due date document XXXX and XXXX which also states the payment due dates which are only XXXX days apart yet XXXX statement is generated for the consumer on XXXX account but not the other account in my name. 
Finally referencing the delivery method document you will find exactly how my accounts are setup by US Mail and all of them are set for the same default mailing address. I have since setup 10 day alert notifications which I also do not receive. With regard to the receipt of physical statements received by US Mail, I only receive XXXX physical statement out of all XXXX Chase accounts. As an example, my Marriot account ending in XXXX is the only statement I receive by mail in which I did for XX/XX/XXXX with no current activity on that account with a credit balance. On the other account ending in XXXX I did not receive a physical monthly billing statement by XXXX Mail for XX/XX/XXXX and again the account had no current activity and a credit balance. ( Discrepancy ) There are many inaccuracies with Chase and the consumer is punished for these inaccuracies by reporting negative and inaccurate information for reporting purposes. 
I am reporting this to the XXXX, FTC, CFPB, Attorney General, Secret Service, FBI and to protect my Fair Credit Reporting Rights. I will contact the attorney general to file a lawsuit against Chase for counsel for the state as well as a personal law suit toward Chase for damages. 

See all docs. Any information on your credit file that can not be verified has to be removed. Chase placed a 30 day late on my Slate account ending in XXXX. I never received a statement from Chase either by mail or electronically. Chase can verify that a statement was generated but I would like to ask Chase to verify that without a doubt I received the statement on my end either by US Postal Mail or electronically by email? Was the physical statement certified with a return receipt for verificatio

Company response to consumer: Closed with explanation