Consumer complaint received 2022-05-13
Company: EQUIFAX, INC.
State: TN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
I have reviewed my credot report and I have discovered some inaccuracies on the following accounts. These accounts have not been updated or validated since years ago. Equifax, XXXX, And XXXX are stating that they have been validated, how have they been validated when no one has provided any proof that these accounts belong to me and they are severely outdated with different dates displaying on each credit bureau. Under the Fair Credit Reporting Act as a consumer I am proetcted from incorrect information being reported on my credit report. I want these accounts investigated and removed immediately due to failure by Equifax, XXXX, and XXXX due diligence to validate these accounts appearing on my credit report. 

XXXX XXXX  ( XXXX ) Reporting different open dates, dates last active, dates of last payment and incorrect balances on all XXXX credit bureaus Statute of debt collections in Tennessee is 4 years this is due for deletion XXXX XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX  XXXX ) XXXX Reporting different dates of last payment and incorrect balances on all XXXX and XXXX XXXX XXXX Original Creditor : XXXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX Reporting different dates of last payment and incorrect balances on all XXXX and XXXX Statute of debt collections in Tennessee is 4 years this is due for deletion XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Reporting different dates of last payment and incorrect balances on all XXXX and XXXX Statute of debt collections in Tennessee is 4 years this is due for deletion and someone else 's name is the primary tenant at this apartment and it has not been validated that this account belongs to me XXXX XXXX XXXX Reporting different dates of last payment and incorrect balances on all XXXX, Equifax, and XXXX Statute of debt collections is 7 years this account is outdated and due for removal XXXX XXXXXXXX Reporting different dates of last payment and incorrect balances on Equifax Statute of debt collections in Tennessee is 4 years this is due for deletion XXXX XXXXXXXX Reporting different dates of last payment and incorrect balances on Equifax Statute of debt collections in Tennessee is 4 years this is due for deletion Listed twice under a whole other account number and different balances?? 

XXXX XXXX Reporting different dates of last payment and incorrect balances on Equifax Statute of debt collections is 7 years this is due for deletion XXXX XXXX XXXXXXXX Reporting different dates of last payment and incorrect balances on all XXXX, Equifax, and XXXX Statute of debt collections is 7 years this account is outdated and due for removal XXXX XXXXXXXX Reporting different dates of last payment and incorrect balances on all XXXX, Equifax, and XXXX Statute of debt collections in Tennessee is 4 years this account is outdated and due for removaXXXX XXXX XXXXXXXX Reporting different dates of last payment and incorrect balances on Equifax Statute of debt collections in Tennessee is 4 years this is due for deletion XXXX XXXX XXXX Reporting different dates of last payment and incorrect balances on all XXXX, Equifax, and XXXX Statute of debt collections is 7 years this account is outdated and due for removal XXXX XXXXXXXX Reporting different dates of last payment and incorrect balances on all XXXX, Equifax, and XXXX Statute of debt collections is 7 years this account is outdated and due for removal XXXX XXXX  XXXX Reporting different dates of last payment and incorrect balances on all XXXX, Equifax, and XXXX Statute of debt collections is 7 years this account is outdated and due for removal XXXX XXXXXXXX Only reporting on Equifax with incorrect date of last payment and incorrect balance Please validate this debt it has not been validated properly from Equifax

Company response to consumer: Closed with explanation