Consumer complaint received 2016-10-29
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: FL
Product: Debt collection
Sub-product: Mortgage
Issue: False statements or representation
Sub-issue: Attempted to collect wrong amount

Complaint:
DISPUTE BANK OF AMERICA FRAUDULENT CHARGES This letter is intended to dispute Bank of America Home Loans/ Bank of America N.A fraudulent, fabricated charges and criminal activities, to defraud XXXX XXXX client : 1 ) According fraudulent Account Statements submitted to XXXX County Florida as part of Wrong Foreclosure in XXXX, '' AFFIDAVITS SUPPORTING PLAINTIFFS MOTION FOR SUMMARY FINAL JUDGMENT '', filed and sworn by Bank of America N.A on XXXX XXXX, XXXX, clearly show Bank of America criminal activities and fraudulent billing. 
2 ) This fraudulent and fabricated Account Statement from XXXX to XXXX, stated that outline of transaction for above-referenced account number is {$3.00}, XXXX for concepts of home inspection, initial lawn cut, photos legal charges and others, based on Date XXXX/XXXX/XXXX. Good though Date:XXXX. EXHIBIT 1 3 ) On XXXX XXXX, XXXX in response to our complaint dated XXXX XXXX, XXXX, though its lawyers XXXX XXXX XXXX XXXX, Bank of America fabricated a new Account Statement for the same period of time ( XXXX to XXXX ). Bank of America added new bogus, fake charges for every years as Title Search, attorney fees, property inspection, court filings, process server and initial yard maintenance and others. EXHBIT 2 4 ) For the same period of time XXXX and XXXX both account statement has serious inconsistencies, a difference of {$13.00}, XXXX. It prove Bank of America fraudulent and criminal activities to steal my property with fake charges and malicious prosecution claiming interest in a property, style XXXX. 

On XXXX XXXX XXXX Bank of America N.A charged XXXX XXXX {$2.00}, XXXX in legal fee and Process Server in regard a Wrong Foreclosure, style XXXX, claiming false interest in the property, before buying Countrywide. Fraud. " XXXX XXXX XXXX own the property by virtue of an assignment to be recorded. '' The assignment was fraudulent recorded in XXXX XXXX. 

At the time, of the foreclosure and charges Bank of America was not servicing of the Account. Bank of America N.A became servicing of the account, by acquired Countrywide in XXXX. Later Countrywide change name to Bank of America Home Loans. Bank of America committed fraud. 

In other hand, many of the Yard Maintenance charges from XXXX and XXXX were done by the home association, XXXX XXXX XXXX XXXX. 

In XXXX XXXX XXXX Bank of America falsely and fraudulently charged homeowner XXXX XXXX the amount of {$5.00}, XXXX, in just one day, for the followings title fees, attorney fees, property inspections, initial yard maintenance- adjustment, yard maintenance, court filing, etc. 

Bank of America admitted that on XXXX XXXX XXXX transferred the servicing to XXXX, but Bank of America Home Loans continue its fraudulently and falsely charging XXXX XXXX with fake charges for the amount of {$5.00}, XXXX the following month on XXXX XXXX, XXXX On XXXX XXXX XXXX, Comptroller of Currency Administrator of National Banks conditionally approved merging application Bank of America Home Loans into Bank of America N.A, while continue in XXXX fraudulent charging homeowners fees. 

On XXXX Bank of America acquired Countrywide. Bank of America Home Loans XXXX, which became Countrywide, also fabricated finance, legal fees and maintenance charges from XXXX to XXXX for the amount of {$4.00}, XXXX. 

During period of XXXX to XXXX Bank of America Home Loan do not exist, it was not handling the homeowner account. It show that All charges from XXXX to XXXX are fake. 

Bank of America, " The Rule of the Organized XXXX '', on XXXX begin a new case of Wrong Foreclosure, claiming lost Note, and with a bogus assignment Mortgage, " style XXXX XXXX '', with the sole intention to defraud XXXX XXXX ' client. Bank of America charged XXXX XXXX for total amount of {$7.00}, XXXX, according Account Statement re-writte

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation