Consumer complaint received 2023-12-19
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: OK
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
On XX/XX/XXXX I disputed the following items by mail. After your investigation, these items are still reporting without proof of your investigation. Please reinvestigate these matters and delete the disputed information as soon as possible. I have attached all necessary documents for your convince. Thank you for your assistance. 

ID THEFT ACCOUNTS XXXX XXXXXXXX : Account # XXXX Opened on XX/XX/XXXX and a balance of {$0.00} REQUEST : DELETE THIS ACCOUNT REASON FOR DELETION : ID THEFT ( NOT MINE OR NO KNOWLEDGE OF THIS ACCOUNT ) XXXX & XXXX HAVE SINCE DELETED THIS ACCOUNT DUE TO ID THEFT ( See attached documents ) XXXX : Account # XXXX Opened on XX/XX/XXXX and a balance of {$1100.00}. 
REQUEST : DELETE THIS ACCOUNT REASON FOR DELETION : ID THEFT ( NOT MINE OR NO KNOWLEDGE OF THIS ACCOUNT ) ***XXXX HAS SINCE DELETED THIS ACCOUNT DUE TO ID THEFT ( See attached documents ) XXXX : Account # XXXX Opened on XX/XX/XXXX and has a balance of {$600.00}. 
REQUEST : DELETE THIS ACCOUNT REASON FOR DELETION : ID THEFT ( NOT MINE OR NO KNOWLEDGE OF THIS ACCOUNT ) ***XXXX HAS SINCE DELETED THIS ACCOUNT DUE TO ID THEFT ( See attached documents ) INACCURATE ACCOUNTS XXXX XXXX : Account # XXXX REASON : INACCURATE REPORTING This account is incorrectly being reported as a charged off account with a balance due. Please provide proof of the charge off and update the balance to {$0.00} or delete this account. 
REQUEST : DELETE THIS ACCOUNT ADDITIONAL INACCURACIES : The Date Of Last Payment : TransUnion ( XX/XX/XXXX ), XXXX ( XX/XX/XXXX ), XXXX ( XX/XX/XXXX ) The Date Last Active : TransUnion ( XX/XX/XXXX ), XXXX ( XXXX ), XXXX ( XX/XX/XXXX ) I can not verify that this account is 100 % accurate so it is deemed INACCURATE. 

XXXX XXXX : Account # XXXX REASON : INACCURATE REPORTING This account is incorrectly being reported as a charged off account with a balance due. Please provide proof of the charge off and update the balance to {$0.00} or delete this account. 
REQUEST : DELETE THIS ACCOUNT ADDITIONAL INACCURACIES : The Date Of Last Payment : TransUnion ( XX/XX/XXXX ), XXXX ( XX/XX/XXXX ), XXXX ( XX/XX/XXXX ) The Date Last Active : TransUnion ( XX/XX/XXXX ), XXXX XX/XX/XXXX ), XXXX ( XX/XX/XXXX ) I can not verify that this account is 100 % accurate so it is deemed INACCURATE. 

XXXX XXXX : Account # XXXX REASON : OBSOLETE ACCOUNT According to my records this account is too old to be on my report and is obsolete. 
REQUEST : DELETE THIS ACCOUNT XXXX  HAS SINCE DELETED THIS ACCOUNT DUE TO AGE XXXX XXXX : Account # XXXX REASON : INACCURATE REPORTING I dont remember ever being late with a payment on this account. Please provide statements and records of all payments made and missed since I opened this account. 
REQUEST : DELETE THIS ACCOUNT ADDITIONAL INACCURACIES : The Date Of Last Payment : TransUnion ( XX/XX/XXXX ), XXXX ( XXXX ), XXXX ( XX/XX/XXXX ) Account Status : TransUnion ( XXXX ), XXXX ( XXXX ), XXXX ( XXXX ) Payment Status : TransUnion ( XXXX ), XXXX ( Late 30 days ), XXXX ( XXXX )

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief