Consumer complaint received 2016-11-23
Company: Galaxy Capital Acquisitions, LLC
State: CA
Product: Debt collection
Sub-product: Credit card
Issue: Cont'd attempts collect debt not owed
Sub-issue: Debt resulted from identity theft

Complaint:
I have been a victim of Identity Theft since XXXX XXXX, XXXX. I already filed a XXXX XXXX Police report, placed a Security Freeze and Fraud Alert through my credit report such as XXXX. I also filed a report through the Federal Trade Commission. The suspect stole my personal information such as my Social Security Number, date of birth and work related information to open numerous fraudulent accounts under my name without my knowledge and authorization. I had to contact most and all credit card companies and financial companies to dispute the fraudulent charges against me. The fraudulent charges were dropped in my favor because I cooperated with the credit card merchants. My credit score was restored back to XXXX points again since XXXX XXXX. I always paid my bills on-time without penalties. I have and owned a good home because I am a responsible person and paid my bills on time. The suspect ruined my life, my freedom, my reputation as an honest man and credit score when he opened these fraudulent accounts and avoided captured from the law. I have suffered through enough anger, frustration and stress for the past 12 months since my Identity Theft case. Today on XXXX XXXX, XXXX I received a bill for the amount of {$6300.00} by the company known as XXXX which represented Galaxy International Purchasing , LLC. I cooperated with XXXX XXXX XXXX back on XXXX XXXX which also represented Galaxy International Purchasing , LLC. I faxed XXXX XXXX XXXX all the paper works it needed such as my CA Driver License, my Social Security Card, my work ID, an affidavit form which included a notary signature person to verify the true identity of me and a XXXX XXXX Police report. I did NOT hear anything from XXXX XXXX XXXX since then because I thought my case was dropped in my favor. It appeared Galaxy International Purchasing , LLC is still harassing me through another collection agency trying to force me to pay bills which I do NOT owe and I refused to pay the {$6300.00} because I have been a victim of Identity Theft. Galaxy International Purchasing , LLC should be punished for allowing criminals to use anyone 's name without conducting a thorough investigation of the person. And now I have to pay the amount because of Galaxy International Purchasing , LLC was negligence to allow criminals to steal victim 's identity and open fraudulent accounts. I refused to pay XXXX due to Identity Theft and will hire an attorney to sue Galaxy International Purchasing , LLC for repeated harassment. I would like Galaxy International Purchasing , LLC to STOP sending me bills for which I do NOT owe and will NEVER pay because I did what Galaxy International Purchasing , LLC want by sending them my personal Driver License, a police report, my Social Security Card and an affidavit form which included a notary signature. I am very upset with Galaxy International Purchasing , LLC for the repeated harassment and for allowing criminals to use my name to open fraudulent accounts and force me to pay the price.

Company response to consumer: Closed with non-monetary relief