Consumer complaint received 2017-03-10
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA
Product: Mortgage
Sub-product: Other mortgage
Issue: Settlement process and costs

Complaint:
Please forward to Attorney XXXX, who has background on BofA XXXX. 
BofA needs to understand, please, regular Homeowner loans do not apply to our XXXX, XXXX, CA business entity, officially owned by XXXX business partnerships. XX/XX/XXXX -- XXXX duplexes, registered as businesses with the State of California, XXXX, also filed with the IRS -- in estate taxes, partnership returns, as businesses, known as XXXX and XXXX. No lender can alter this structure our national expert attorneys ' attorneys have placed into effect. BofA Has tried to bring in lenders that could not possibly understand the structure, as our attorneys did not approve legal paperwork, like was approved with BofA in XX/XX/XXXX. HUD loans do not apply -- our estate, XXXX legal papers are highly specialized. Furthermore, there were BofA violations found, according to XXXX, Homeowner 's Bill or Rights, in California. The XXXX stipulated a Settlement to BofA -- $ XXXX, {$1700.00} mo to include property tax and insurance, XXXX percent interest. I signed, sister did not, partially because of concerns that BofA had $ XXXX in violations, in XX/XX/XXXX, other reasons related to her health conditions. 
I felt very grateful to the XXXX, for the stipulated settlement, best interest of XXXX and business partnerships. Welcome as a relief as I had to sell my business collateral duplex in XX/XX/XXXX -- suffering causation -- eg, like having half a paycheck, instead of a full paycheck. 

BofA can not pass this mortgage over to a lender which is not licensed to service business partnership loans, as this contradicts the initial business structure of XX/XX/XXXX, 10 years tax filings, ( XX/XX/XXXX-XX/XX/XXXX ) business partnerships and business entity, IRS and CA State Franchise Board filings. ( Figuratively, Like mixing proverbial apples and oranges -- the differentials in business versus homeowner loans, needs to be respected as totally different ). 

I signed the USDJ/BofA stipulated settlement, sister did not. Obstruction of Justice may occur because part or all of the XXXX Settlement may be based on settlements from mortgage violations. Not allowing myself to take the USDJ/BofA settlement, may be an obstruction of XXXX to myself, as well as a human rights violation, by blocking these rights, through transferring it to an unheard of lender, which is NOT licensed, best of belief and knowledge, to handle business partnership and business entity specialized Loan. MY BELIEF THE XXXX Stipulated Settlement on XXXX, is still under Statute of Limitations, to allow me to exercise my rights, by law, with our attorneys ' assistance. 
UNFINISHED LEGAL BUSINESS -- I need to accumulate funds to meet with our national expert attorneys ' attorneys, request this mortgage be placed under XXXX stipulated settlement as outlined above, believed to be under statute of limitations. 
Furthermore, our estate encountered millions in needless damages, root XX/XX/XXXX, infiltrated by a realtor bandwagon who cahooted to sabotage a commercial XXXX sale, instead of facilitating a listing and/or $ XXXX cash offer in hand. It was rigged to our detriment -- such that XXXX, was sold instead at the figurative XXXX hour, IRS estate tax proceedings. 
Millions lost needlessly. SETTLEMENTS OUR LITIGATING ATTORNEY MAY BE ABLE TO RECOVER, MAY PAY OFF BOFA MORTGAGE XXXX. 
( IT IS NOT KNOWN IF THIS IS A FACTOR IN THE XXXX SETTLEMENT -- HOW THE FIGURES WERE DERIVED BY THE USDJ ). 

BofA not allowing Justice to process full cycle, after I meet with attorneys, is also a complaint, as obstruction of Justice and human rights violations occur if this is blocked prematurely by handing off this loan to an unqualified business lender. This is believed to be possible mortgage and legal violation.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation