Consumer complaint received 2016-03-10
Company: WELLS FARGO & COMPANY
State: CA
Product: Mortgage
Sub-product: Other mortgage
Issue: Application, originator, mortgage broker

Complaint:
On XXXX XXXX, XXXX at XXXX XXXX. in front of the Courthouse located at XXXX XXXX XXXX XXXX, XXXX XXXX, California XXXX, my home was sold at an insider-auction trustee sale auction ( " Illegal Foreclosure '' ) which involved XXXX XXXX XXXX a ( " Substitution of Trustee '' ) hired by Wells Fargo Bank N.A., America 's Servicing Company ( " ASC '' ), A Subsidiary of Wells Fargo N.A . ( " Servicer, Debt-Collector '' ). 
It is noted and witnessed that a " Substitution of Trustee '' is not recorded to the property XXXX XXXX XXXX, XXXX XXXX, CA XXXX on Monday XXXX XXXX, XXXX XXXX at XXXX XXXX and a " Stay '' was filed in the Federal Bankruptcy Chapter XXXX Court approximately XXXX XXXX. XXXX XXXX, XXXX before the XXXX XXXX. auction sale day. 
The unknown female ( " Auctioneer '' ) chose to not identify herself, but sold the property at the auction to her co-worker, a known male employee of XXXX XXXX XXXX XXXX off-duty employee ( " AuctioneerXXXX '' ) who chose to not identify himself. 
The Trustee-Auction was witnessed by several legal observers, live streamers and private tv-filmer ( s ) for legal evidence. Multiple bidders are known to me and several legal observers ... that the same bidding parties are repeated insider-bidders to multiple trustee auctions that have [ purportedly ] purchased foreclosed properties. 
On XXXX XXXX, XXXX it is known to me and legal observers that there was no visible evidence of money ( ies ) that purchased the property at the auction sale. The off-duty auctioneer did not have any money at auction sale, nor did he bid on the auctioned property. 
It is known to me on Friday XXXX XXXX, XXXX that the Federal Trade Commission ( " FTC '' ) filed a lawsuit in XX/XX/XXXX against XXXX XXXX XXXX and XXXX XXXX XXXX COMPANY for Permanent Injunction and other Equitable Relief. 
It is further know to me that on or about XXXX XXXX, XXXX the UNITED STATES DISTRICT JUDGE, XXXX XXXX XXXX signed a Final Judgment and Order which stipulated that " The Parties hereby consent to entry of the foregoing Oder, which shall constitute a final judgment and order, each Party to bear it own costs and attorneys ' fees incurred in connection with the action '' ; which was signed by Chief Executive Officer ( Acting ), XXXX XXXX for Defendant XXXX XXXX XXXX and THE XXXX XXXX XXXX. ( See attached ) It was further known to me that the " Injunctive Relief '' Prohibited Business Practices involving the defendants, and each of them, their officers, employees, agents, representatives, and all other persons or entities in active concert or participation with them who receive actual notice of this order by personal service or otherwise, directly or through any corporation, Subsidiary, division, or other device, are hereby permanently restrained and enjoined, in connection with the servicing of any loan, from ; ( See attached details ). 
ALL PARTIES named in this complaint, amongst others are complicit to the " Illegal Foreclosure Auction '' which took place on XXXX XXXX, XXXX. The home was sold under value for the amount of $ XXXX, whereas the true value of the home lists approx. $ XXXX in today 's current listing. 
The brokers involved in the counterfeit loan docs, are the parties who profited from unauthorized " Lien-Stripping '' of equity from XXXX XXXX XXXX 's ( " XXXX '' ) private property. XXXX is a victim of " Identity-Theft '' which has been proven and has shown the nexus to this Complaint and the identity-theft reference no. XXXX with the FTC. 
All Parties complicit to this complaint FAILED TO RESPOND to all Complaints filed with CFPB Case Numbers [ XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, and other agency ( XXXX ) related ( i.e. Credit-Bureau ). 
ASC ( " Trustee, Debt-Collector '' ) never answered the Complaints or provided evidence to prove authority to sell the property. ASC violated FDCPA 15 USC 1692.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed