Consumer complaint received 2023-11-17
Company: Upgrade, Inc.
State: TX
Product: Debt collection
Sub-product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened or suggested your credit would be damaged

Complaint:
On XX/XX/2023, I ; XXXX XXXX XXXX authorized representative/Attorney-in Fact and Beneficiary for XXXX XXXX, and Grantor Trustee/Executor of Living Estate and Trust of XXXX XXXX XXXX received a solicitation from XXXX XXXX a third party debt collection agency that currently has violations with CFPB for multiple violations of consumer laws. I have been harmed and injured by this entity for the following : XXXX XXXX XXXX , XXXX is operating under Color of Law without a contract with undersigned affiant and has committed the following violations in regards to ID number XXXX against the living woman/Beneficiary/Grantor Trustee/Executor of Living Estate , XXXX XXXX XXXX XXXX XXXX XXXX : 42 USC1983 Civil action for deprivation of rights ; [ 18 USC872 ] Laundering of monetary instruments ; 18 USC1001 Statements or entries generally ; [ 18 USC1951 ] ( Hobbs Act ) ; [ 18 U.S. Code 1025 ] False pretenses on high seas and other waters ; [ 18 USC1581 ] Peonage ; obstructing enforcement ; [ 18 USC1651 ] Piracy under law of nations ; [ 18 USC 891 ] et al Definitions and rules of construction for extortionate extensions of credit ; [ 18 USC1589 ] Forced labor et al ; [ 18 USC 894 ] Collection of extensions of credit by extortionate means ; [ 18 USC242 ] Deprivation of rights under color of law ; [ 18 USC 245 ] Federally protected activities ( b ) Whoever, whether or not acting under color of law, by force or threat of force willfully injures, intimidates or interferes with, or attempts to injure, intimidate or interfere with ( B ) participating in or enjoying any benefit, service, privilege, program, facility, or activity provided or administered by the United States ; [ or ] ( C ) applying for or enjoying employment , or any perquisite thereof, by any agency of the United States ; [ 18 USC1028 ] - Fraud and related activity in connection with identification documents, authentication features, and information ; [ 15 USC1 ] Trusts, etc., in restraint of trade illegal ; penalty ; [ 15 USC2 ] - Monopolizing trade a felony ; penalty Claim : the undersigned is aware of false, misleading, and deceptive business practices by XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  in that there is no contract or obligation owed to collect damages or to create a bond via use of XXXX XXXX ; Claim : the undersigned is aware that all public debt is obligations of the United States [ 18 USC8 ] - Obligation or other security of the United States defined ; and [ 31USC3123 ] - Payment of obligations and interest on the public debt ; Claim : the undersigned has assigned all security interest via security agreement, Hold Harmless, and filing of UCC1/UCC3 for all Consumer accounts to the Living Trust and Estate of XXXX XXXX XXXX ; Claim : the undersigned affiant has been harmed and injured by the false claims of XXXX XXXX XXXX XXXX XXXX AND/OR XXXX XXXX  XXXX This a violation of Validity of contract ; False or misleading representations ; Unfair Practices ; Validation of debt regarding name and address of original creditor ; Making extortionate extensions of credit ; Financing extortionate extensions of credit ; Collection of extensions of credit by extortionate means ; False claims ; Involuntary servitude ; Civil liabilities on account of false registration statement ; Anti-Trust Laws and warrants recovery for damages and injury threefold pursuant Suits by persons injured ;

Company response to consumer: Closed with explanation