Consumer complaint received 2023-12-12
Company: Experian Information Solutions Inc.
State: FL
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
XXXX XXXX XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. They have no provided proof that this is my account. Please delete immediately. 

XXXX XXXX XXXXXXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. Date opened wrong. XXXX and Experian report XX/XX/XXXX and XXXX reports XX/XX/XXXX. High balance is wrong. XXXX reports XXXX. Experian reports XXXX. XXXX reports XXXX. Date of last activity is inconsistent. XXXX reports XX/XX/XXXX. Experian reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. Payment history is completely wrong. XXXX reports XXXX 30 day late, XXXX 60 day late, and XXXX 90 day late. Experian reports 3 day late, XXXX 60 day late, and XXXX 90 day late. XXXX reports no late payments. Date of last payment is wrong. XXXX reports XX/XX/XXXX. Experian and XXXX reports XX/XX/XXXX. PLEASE DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. Open date is wrong XXXX and Experian report XX/XX/XXXX and XXXX reports XX/XX/XXXX. XXXX and XXXX report account as open. Experian reports it as closed. XXXX does not list original creditor. XXXX reports collection account as 120 days past due. XXXX reports XXXX 90 day late payment. Experian and XXXX report account as collection charge off. XXXX reports XX/XX/XXXX as date of last activity. XXXX reports XX/XX/XXXX and Experian reports XX/XX/XXXX. XXXX reports terms as 0 months and Experian reports 1 month. PLEASE DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. This account is garbage. Literally everything is inconsistent across bureaus. Account type : XXXX and XXXX report it as an open account. Experian reports it as an installment loan. Monthly payment with XXXX is XXXX. XXXX and Experian report XXXX. Date opened with XXXX and Experian is XX/XX/XXXX. XXXX reports XX/XX/XXXX. Experian reports 1 month terms and XXXX and XXXX report XXXX. Date of last activity for XXXX is XX/XX/XXXX. Experian is XX/XX/XXXX. XXXX is XX/XX/XXXX. There has been no notice of dispute entered on account. It literally says account not disputed. Account rating for XXXX and XXXX is XXXX. Experian reports PAID. The court has no provided this information to ANY of the bureaus and has NOT been contacted to fix account. My last dispute reason was as follows : " XXXX XXXX did not furnish this information to you. This is being fraudulently reported. Provide method of verification on this account. Delete immediately. '' The bureaus did not provide me with mothods. 
DELETE THIS IMMEDIATELY. 

XXXX XXXXXXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. Open date is wrong Experian and XXXX report XX/XX/XXXX and XXXX reports XX/XX/XXXX. High balance is wrong. XXXX reports XXXX. Experian reports XXXX. XXXX reports XXXX. Last activity is wrong. XXXX reports XX/XX/XXXX. Experian reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. There has been no notice of dispute added to the account. It literally says account NOT disputed. Payment history is wrong. XXXX reports XXXX 90 day late payments. Experian reports XXXX 90 day late payments and XXXX reports XXXX 90 day late payments. Date of last payment is wrong. XXXX reports XX/XX/XXXX. Experian and XXXX reports XX/XX/XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief