Consumer complaint received 2022-09-23
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
CFPB THIS IS NOT A DUPLICATE. XXXX WANTED DOCUMENTS SO I AM SUBMITTING JUST A FEW IN ORDER FOR THEM TO UNDERSTAND WE ARE NOT BLUFFLING AND WE MEAN WHAT WE SAY! 



I AM WRITING REGARDING CFPB CASE NUMBER XXXX. COMMUNICATION WAS SENT VIA XXXX XXXX XXXX ON XX/XX/XXXX. BASICALLY, IT APPEARS XXXX IS STATING THEY WERE THE ASSIGNED SERVICER BUT, REDIRECTED US TO CONTACT XXXX XXXX XXXX XXXX XXXX AS XXXX FOR XXXX I XXXX XXXXXXXX, MORTGAGE BACKED CERTIFICATES, SERIES XXXX. XXXX AS A SERVICER KNOWING THEY WERE ENGAGING IN FRAUDULUENT ACTIVITIES AS DIRECTED BY XXXX XXXX WILL STILL BE HELD LIABLE. 

FURTHERMORE, XXXX XXXX DIRECTED TO CANCEL THE FRAUDULENT SECOND LOAN FOR A MORTGAGE WHICH, DID NOT RECIEVE. THE REASON WHY XXXX XXXX XXXX INSTRUCTED XXXX XXXX AND XXXX TO CANCEL THE LIEN WAS TO COVER THE FRAUDULENT SECOND MORTGAGE WAS DUE TO BOTH XXXX AND XXXX USED OUR PERSONAL INFORMATION AND CREDIT TO TO OBTAIN FRAUDULENT LOANS, WHICH WERE POCKETED BY THE ENTERPRISE. THEY FIGURED IF THEE SECOND FRAUD LOAN IN THE AMOUNT OF XXXX WAS WAS STATED TO HAVE BEEN PAID TO XXXX XXXX IN XXXX BY XXXX, THIS WOULD ELIMINATE SOME OF THE FRAULUENT EVIDENCE. XXXX DON'T THINK SO! 

YES, XXXX XXXX CALLED THE SHOTS AND HERE WE GO AGAIN. HOW MUCH MONEY DO THEY NEED TO STEAL AND HOW MANY LIVES DO THEY REALLY WANT TO DESTROY? 

LET 'S NOW MENTION XXXX, XXXX, XXXX AND XXXX OR SHALL WE CALL THEM MONEY RISE and POWER LEAPS! THIS FIRM 'S REPUTATION IS JUST UNGODLY! THEY ACTUALLY INCORPORATED FRAUDULENT DOCUMENTS INTO THERE WRONGFUL FORCLOSURE FILINGS. IF YOU NEVER HAD A LOAN FOR A MORTGAGE XXXX CAN'T FORCLOSE. THEIR GOAL TO ENSURE XXXX XXXX XXXX RETRIEVED HIS HOME. HE WAS THE PURCHASER NOT US. WE WERE USED FOR OTHERS TO STEAL A XXXX WE NEVER RECEIVED! 
FURTHER MORE XXXX SENT US A FORCLOSURE LETTER DATED XXXX ATTACHMENTS 1. FRAUD WRIT FILE IN XXXX XXXX BUT XXXX XXXX ALLOWED THE ATTORNEY TO FLE IT IN XXXX WHERE XXXX XXXX XXXX XXXX IS LOCATED. 
2. LETTERS FOR XXXX  DATED XX/XX/XXXX THROWING XXXX UNDER THE BUS. WHO CARE THEY BOTH WILL BE HELD LIABLE. 
3. XXXX XXXX WHICH LIST PAYMENTS MADE TO THEM BY US BEGINNING XXXX DON'T THINK SO. 
4. LETTER FROM XXXX STATING XXXX XXXX INSTRUCTED THEM TO ELIMINATE THE 2ND FRAUD LOAN. A COPY OF A 1099C WITH A FRAUD AMOUNT WE ARE SUPPOSE TO PAY INTEREST ON! NOPE! 
5. COPY OF XXXX FORMS WE NEVER SIGNED ALTHOUGH THEY WERE CUT OFF WHILE SCANNING. 
6. XXXX FRAUDULENT STATEMENT 7. LETTERS FROM XXXX XXXX STATING HE PURCHASED XXXXXXXX XXXX  ON XX/XX/XXXX ( HE DIDN'T PURCHASED. IT WAS BY PURCHASED XX/XX/XXXX VIA XXXX XXXX XXXX BY XXXX XXXX XXXX VIA XXXX XXXXXX/XX/XXXX WAS THE SAME DAY XXXX AND THE ENTERPRISE USED OUR INFORMATION TO FRAUDLUENT OBTAIN A LOAN WHICH WAS STOLEN BY THEM. WE BASICALLY WERE PAYING XXXX XXXX XXXXXXXX XXXX MORTGAGE UNTIL WE WERE NOTIFIED OF ID THEFT AND FRAUD BY A FEDERAL AGENCY. 
8. XXXX XXXX XXXX XXXX XXXX ATTORNEY WHO IS CONNECTED TO XXXX XXXX OBTAINS A WRIT DATED FOR XX/XX/XXXX FROM XXXX XXXX, HE DIDN'T TRAVEL TO XXXX XXXX THIS TIME. HE'S THE XXXX XXXX XXXX XXXX! 
THIS WAS SHOWN TO US WHEN WE WERE ILLEGALLY KICKED OUT IN XX/XX/XXXX. THAT'S RIGHT XX/XX/XXXX. XXXX XXXX MARSHALLS WERE TOLD NOT TO GIVE US A COPY! BECAUSE IT WAS FRAUDULENT!!!!! 

SUPPOSELY ABANDONED AND LIFT OF STAY REGARLESS FRAUD OR NOT NOT VIOLATED AUTOMATIC STAY XXXX XXXX! 

THERE IS STILL SOOOOOOO MUCH MORE EVIDENCE. LET 'S NOT MENTION THE XXXX XXXX MAGISTRATE JUDGE! PLEASE!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation