Consumer complaint received 2022-06-03
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: LA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
Transunion XXXX XXXX In accordance with the Fair Credit Reporting Act all information reported on ones files must be 100 % accurate. 

I have disputed with these agancies multiple times, no resolution. When asked how did they verify, but still reporting the same inaccurate information wrong open dates, no last date of activity, no proof of how they recieved this information. All of this is clear violation of the Faor Credit Reporting Laws, they are not following, This is grounds for removal and should cost monetary penalties per FCRA 1000 $ per violation, 15 USC 1681 section 602 A states i have the right to privacy 15 USC 1681 section 604 A section 2 this states a consumer reporting agency can not furnish information without my written instructions, this inaccurate information is also reported through a reseller XXXX XXXX My Fico laws that govern this 15 USC 1681 i ( f ) 3, all of this information including Public Records which I have disputed, these companies stated they receieved this information from United States Courts, which I contacted the courts, and there is no court in the land that mails out information or excanged information with any credit bureau, None of these companies furnished any of this information to me. 

XXXX has had a major data breech, and sent letters stating that you would recieve financial compansation for the breech also offered free reporting services, but never removed any of this information or provided documentation as per the law. XXXX and Transuinion have all had data breeches, and no resolutuon only free moniter services, again reporting inaccuarte errors cauing major financail havoc on millions. I expact all this information, public records to be removed at once from my credit files per the law. 

Transunion, reporting to creditwise ; and other secondary companies including transuion the following accounts XXXX  open XXXX no dates no activity no lates but collection XXXX XXXX XXXX XXXX dates back to XXXX, unknown history information XXXX XXXX XXXX no date of last activuty all inaccurate erroneous bankruptcy XXXX bankruptcy XXXX bankruptcy XXXX yet all these accounts are inaccurate, outdates, XXXX XXXX XXXX XXXX XXXX XXXX no open date no pay history XXXX XXXX XXXX no balance no history no date no original balance no staus no terms acceptance now no current balance no original no creditor information XXXX finacial date open XX/XX/XXXX balance XXXX, no pay status balance date XXXX no terms XXXX XXXX balance date XX/XX/XXXX no acct number no dates of last activity XXXX is showing some of the same inaccurate inofrmation despite data breeches, incorrect dates, and no proof of any of this information, XXXX  shows some of this information, however not following the rules.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation