Consumer complaint received 2015-10-09
Company: SELECT PORTFOLIO SERVICING, INC.
State: CA
Product: Mortgage
Sub-product: Other mortgage
Issue: Loan servicing, payments, escrow account

Complaint:
Select Portfolio Servicing, as a 3rd party debt collector, is attempting to steal my home. i have defaulted the company for fraudulent documents and misdeeds, counterfeit documents, identity theft, slander of my title, false claims to IRS, and more. Today i find that they have caused to be recorded a Notice of Trustee sale on my private property. By their alleged records, they say the last payment made on my home was XX/XX/XXXX, which i have said is time barred from collection, regardless of the fact it is not owed. i have spent years gathering evidence, reaching out in attempts to settle this manner honorably and give the ability to XXXX and all entities involved with them in these actions, the ability to correct their damages against me. I have gone to the last degree of notice to them by filing a Notice of Default and have a lien against them for the damages. i have proven that the grant deed they are using is a forgery. Now, they are attempting to do a trustee sale on XX/XX/XXXX, on the trustee sale document it warns bidders they are bidding on a lien, not the property, but it is a trustee sale with my private property. i have open criminal claims and insurance claims against SPS and associates as well. The CFPB has made it very clear that attempting to collect a time barred obligation, foreclosing as a debt collector that has no standing, using the USPS, recording fraudulent documents is all criminal and i also have assignments proven void. DEBT COLLECTORS CAN NOT FORECLOSE! i have offered affidavits of fact, they have defaulted on answering any and on the TILA RESCISSION demand that was done many times. Filing a NOD on any debt they are attempting to collect that is past statute of limitations is also unlawful, though i do not owe them any funds, or any entity they are attempting to collect on behalf of. No power of attorney was recorded with any of their claims, they used multiple counties to record documents and also lied saying i rented out my home claiming i do not live there. They have caused documents to be filed by another Debt Collector, XXXX XXXXThis is serious and i must have assistance in stopping this grand theft of my home. here are codes that i have found : Penal Code 115 - felony ( knowingly procures or offers false document for recording or filling ) ; CA Penal Code 115.5 - felony ( recording false document affecting title ) ; XXXX Penal Code 115.5 - felony ( false sworn statement to notary ) ; XXXX Penal Code 118 - felony ( perjury ). 
XXXX Penal Code 132 - felony ( offering false evidence ) ; XXXX Penal Code 134 - felony ( preparing false document for deceitful purposes ) ; XXXX Penal Code 470 ( a ) - felony ( forgery - no authorization to sign ) ; XXXX Penal Code 470 ( c ) - felony ( forgery - falsified court evidence ) ; XXXX Penal Code 470 ( d ) - felony ( forgery - falsified acknowledgement ) ; XXXX Penal Code 471 - felony ( forgery - falsifying records ) ; XXXX Penal Code 471 - felony ( falsified acknowledgement ) ; XXXX Penal Code 475 - felony ( forgery - facilitating passage of forged instrument ) ; XXXX Penal Code XXXX ( a ) - felony ( fraudulent representation to defraud a person of money or real property ) ; XXXX Penal Code 1189 ( a ) ( 2 ) - felony ( notary false statement ) ; XXXX. Government Code 8225 - ( Notary coercion ) ; XXXX Government Code 406.009 ( 6 ) - ( Notary/Signatory fraud ) ; XXXX Penal Code 489 ( b ) - felony ( Grand Theft and grounds for ) i do not owe any obligation to XXXX or those they claim they represent, they are fraudulently attempting to decieve and sell my home through deceptive and unjust actions. 
. I DO NOT HAVE A LOAN OWED TO THESE ENTITIES! i did not contract and do not contract with any associated entity of XXXX or alleged affiliates. The choice of which process this relates to is not accurate to this complaint, it is not a mortgage as there is none, it is nothing owed or borrowed. There is no executed contract.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation