Consumer complaint received 2020-10-05
Company: WELLS FARGO & COMPANY
State: ME
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
I submitted a complaint get a gun against Wells Fargo it took them over a month to just try to say that they had looked into it before never did a new investigation I have screenshots that show that they are reporting that payments were made when they never were payments in which for that theyre saying were made in XXXX and a car that was given back in XXXX they try to charge me repo fees when I gave it back to the dealership, The evidence that I have shows that theyre stating that I made two payments in XXXX stated that I made two payments in XXXX that little investigation that they just sent me as a reply shows that I never paid them nothing so then why are they reporting that I did why are they reporting that the account was re-opened and then re-closed in XXXX why do I have evidence and screenshots of this, Why do I now have evidence that the car was never auctioned off they gave it to another dealership the sell it for them, I have the sales report it was never auctioned off it was given to another dealership to sell it in XXXX Massachusetts, no action has ever been done on the vehicle, they state that the dealership knew nothing of the rust damage they actually did know about it and I witnesses that know that I told him because they were with me when I bought the XXXX car, when I gave the car back and I talk to the dealership that night I had told them of the rust damage and they told me to go XXXX myself, they can deny all they want such a thing called evidence is very very easy to come by when I keep every XXXX thing I have, so if I said to pick the car up at the dealership that I gave it back you cant charge me a repossession fee I gave it back to the XXXX place I got it from to know auction was done you gave it to a XXXX dealership in XXXX Massachusetts Seller for you I never received any copy of an auction report and thats why because it was never XXXX auction off you simply gave it to another dealership to re-fucking sell it for you and made up your XXXX numbers and XXXX you XXXX XXXX, As for the XXXX XXXX thing when I called you guys before you told me that I was a wet back very disgraceful I should have my entire tribe shoot arrows up your XXXX XXXX XXXX, as for the balance youre trying to report and dates kind of funny how youre zeroing out months worth of data so you can commit violations of the fair credit reporting act and the fair debt collection practices call the religion of credit which is 100 % illegal and I now found out you guys have been Sued before for the same XXXX activities you were doing to me you say you try to do everything for your customer blah blah you know the chef your customer explained why the XXXX youre back has been sued so much you XXXX XXXX XXXX XXXX XXXX  XXXX, I have all the evidence that I need all three credit reports I monitor 24 XXXX seven 365 days a year I noticed that you zeroed out XXXX months so you could reach credit which is illegal I will see you in court and you can XXXXXXXX XXXX XXXXXXXX and thats if I can even take you to court and I dont just load up my XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation