Consumer complaint received 2017-02-28
Company: JPMORGAN CHASE & CO.
State: CA
Product: Mortgage
Sub-product: Conventional adjustable mortgage (ARM)
Issue: Loan modification,collection,foreclosure

Complaint:
Chase has made my life a living XXXX. Chase had lied to me during a mod request that the prior mod had wrong figures and increased arrears by using the wrong interest rates. Then XXXX of Chase bank flushed my file out when admitted he had received clarification of my P & L that I was a sole business not an LLC. This caused a wrongful Notice XXXX XXXX filed with a false affidavit that 30 Days had past when no days past as XXXX had my full file the very same date they accidently flushed and that was admitted to be wrong & promised to be corrected - however instead filed a Defective NOD of XX/XX/XXXX ' violating HBOR and had strung me along and transferred me out during an open review sending me to XXXX - in XX/XX/XXXX ' during the transfer this was disputed and has continued to be disputed. THE FIGURES ARE WRONGLY ACCRUED. And this faulty NOD caused massive harassment for now 4 years of straight back to back sale date threats regardless of any applicable laws. XXXX attempted to file a NTSD Sale Date threat During the window of transfer time. ( another violation of law ) then claimed Chase never gave them any prior files so that they use this as the excuse each time. This has caused massive abuses. This was a LOAN FROM XX/XX/XXXX ' that in XX/XX/XXXX ' XXXX said in order to rewrite loan ( market dropped at this time ) was to be in default and they 'd rewrite -- However instead all parties went under - XXXX went belly up. XXXX also went down and fell into hands of JP Morgan Chase Securities - under Chase Bank. Chase claimed to be owner however in XX/XX/XXXX ' the SEC states that side dealings occurred on these earlier than XX/XX/XXXX 'take over and I believe my loan was sold to an outside party NOT THE CURRENT ROUTE THAT IS BEING CREATED and stated to the Federal Courts and Regulators. Chase never fixed the promises and instead put me into hands of very abusive and collection mentality who have no comprehension of the laws= XXXX. Chase stated they were the Investor owner in XX/XX/XXXX XX/XX/XXXX ' until 3 lawsuits came out attacking Chase - then suddenly by a backdated non link in the chain of title - XXXX is claiming to own a security that is NOT TRUE -The FDIC states no it was Chase. However Chase has let new false and fake documents come to light including not only forged affidavits and assignments to wrong parties but now an allonge that is self created naming to be XXXX - this allonge makes no sense - making claims that by passed both XXXX and Chase - and XXXX also - then by a backdated fake assigned non linking claim to XXXX that was missing nearly 4 years going back and missing entire links in the chain. Now my file is completely bogus. Chase admitted that their was no real investor known. However released the 2nd lien and allowed this bogus claim of FAKE CLAIMS to be be made and appears that the attorney firms work closely with Chase using the same address. This has caused wrong figures of over XXXX in damages to have occurred by illegal harassment and constant sale date threats not following any laws and publishing time barred debt ( IF it even existed anymore ) Chase has not provided the true facts to XXXX and XXXX continues to act with forged notes lacks competency and continues to ignore the laws. This includes having threatened and caused 3rd parties to publish a debt that is no longer owed and it is believed that the figures claimed as owed are caused from Chase Bank 's allowing False Claims to be made by XXXX. XXXX fails to follow the laws and misrepresents details to homeowner, to Attorney 's and self directs dealings to cause libel and slander to title, and defame reputation and cause interferences due to publishing a false debt being claimed as owed. A debt that was written off in XX/XX/XXXX and was discharged in XX/XX/XXXX '. The fact that XXXX as Trustee for XXXX is BOGUS.

Company response to consumer: Closed with explanation