Consumer complaint received 2017-08-15
Company: JPMORGAN CHASE & CO.
State: CA
Product: Debt collection
Sub-product: Mortgage debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt was result of identity theft

Complaint:
Alleged Account # XXXX FINAL RESPONSE TO JPMORGAN CHASE BANK NA CO MORTGAGE DEPT Reference number XXXX, XXXX : NOTICE - MOST IMPORTANT - The documents for this alleged Mortgage Assignment is nothing but forgeries and robo signing at best. NO ACTUAL FINDINGS - Within the request they the bank JPMorgan Chase NA Mortgage Co was requested to provide proof of said signatures that of the original signatures not forgeries. The signatures are proven not to be that of XXXX XXXX XXXX nor that of XXXX XXXX XXXX the real persons in flesh. Whom do not and has never given any permission to JPMorgan Chase, nor XXXX Mortgage XXXX XXXX XXXX XXXX Funding. WRONG IDENTITY - JPMorgan Chase Bank has referred to XXXX XXXX XXXX & XXXX XXXX XXXX as XXXX XXXX XXXX and XXXX XXXX XXXX, as well as XXXX XXXX or as in XXXX XXXX using the same address within this claim. This is completely and utterly identity theft, fraud no contract. There are no forms presented of an actual ledgers, copy of a check for payments signed by the real persons nor an accurate date or timeline of events for this loan to have taken place. What has been presented to all seen in this complaint is nothing best of forgeries, identity fraud, fraud no contract, and fraud in the inclusion! The attempts of communications with XXXX XXXX XXXX and XXXX XXXX XXXX are therefore cut off, and has never truly existed with the Plaintiffs/real party ( s ) in interest on in the acts of harassment. The document dated XXXX XXXX, XXXX are all forgeries as stated multiple times to JPMorgan Chase Bank to its employees, and agents as in CEOs XXXX, CFO and Representatives. Their response is internally created by former employees of XXXX Mortgage XXXX XXXX XXXX XXXX Funding that of XXXX XXXX and XXXX XXXX XXXX whom may or many not be real persons. Proof of the existence of an account of the actual establishment of debt account but the actual Sentient human XXXX XXXX XXXX and that of XXXX XXXX XXXX duly signed and written out by both parties and not any unilateral agreement. This would include but not limited to the actual agreement upon which the signature page has direct reference to the entire agreement XXXX XXXX XXXX and XXXX XXXX XXXX is an artificial entity, a title, of the limited liability fictitious corporation which is legal trade mark, which constitutes valuable legal interest of which all right, title and interest are reserved and of which you have filed to knotty the Caretaker and acceptance agent and supply proof of claim against the limited liability corporation. XXXX XXXX, XXXX - XXXX From XXXX XXXX dated XXXX XXXX, XXXX. The letter states that the right to cancel was received and that neither credit reporting nor a history thereof shall or has ever taken place. Please see the attachments. The original letter and envelope has been kept in good status and or shape and is ready for review by court of law and by a jury of our peers. JPMorgan Chase sues the FDIC for issues with WaMu banking issues and legal matters that pertain to this matter in fact. The Accounting documents is no ledger and is misleading at best and a false representation of the facts. On the attached documents pages 11 of this alleged accounting not a ledger rather they stated that they acquired the alleged mortgage loan on XXXX XXXX, XXXX, and later a payment on XXXX XXXX, XXXX to WaMu - XXXX Mortgage, when in fact the final payment was made to XXXX Mortgage on or about XXXX XXXX, XXXX and the payoff letter sent to XXXX XXXX XXXX XXXX XXXX XXXX on XXXX XXXX, XXXX. There was no payments made to WaMu during this time, nor was there any credit reporting agencies provide any history of such payments therefore this is a fraudulent attempt of identity theft and Mortgage Assignment fraud. This is why the credit history of JPMorgan Chase has been deleted from both XXXX XXXX XXXX and XXXX XXXX XXXX. The Right to Cancel forms presented by JPMorgan Chase are forgeries - It has been shown as of XXXX XXXX that the signatures that appear on the Note of XXXX Mortgage XXXX. XXXX XXXX has concluded that beyond a reasonable doubt that the signatures upon the alleged documents presented by JPMorgan Chase Bank are not XXXX XXXX XXXX. An earlier signature expert presented the original signatures that on the documents in XXXX XXXX XXXX identity are not that of XXXX XXXX XXXX and are forgeries. The handwriting expert and examination was done at an earlier time in the year of XXXX. The handwriting expert completed XXXX XXXX XXXX report on XXXX XXXX. Neither signature match the original signatures of the living persons that of XXXX XXXX XXXX XXXX XXXX XXXX XXXX or XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The forgeries also represent misleading ideals of XXXX thereof for XXXX XXXX XXXX signs his name in full aka XXXX XXXX XXXX in most cases whenever finalizing legal contractual documents of any kind. This is not presented in there findings! The doctored up accounting document not a ledger never presented any facts of the true identity time frame of this mortgage in fact there is no history of any payments during the accounting documents presented in the year of XXXX, XXXX nor XXXX. As of XXXX payments for demanded and forced under duress as XXXX XXXX XXXX and XXXX XXXX XXXX investigated this fraudulent action created and caused by JPMorgan Chase bank and employees. Proof of claim that You JPMorgan Chase Bank NA Mortgage Co are the original holder in due course, of the aforementioned original debt instrument, and that it is not being un-sold to another party. A copy of the actual accounting, original ledger whereby JPMorgan Chase Bank NA and XXXX Mortgage XXXX XXXX XXXX XXXX Funding has incurred a loss as a result of the alleged debt. An invoice ( not a Statement ), for any amount of money allegedly owed to JPMorgan Chase NA XXXX XXXX XXXX or XXXX XXXX XXXX for that matter has alleged. Proof of claim that there is any money in circulation is backed by anything of value, by which any debt including this one that lends to the possibility XXXX XXXX or Department of Education might get paid by way of actual money, and that the value of the attached is not sufficient to the discharge this debt under the following laws ; Fair debt collection practices act ( FDCPA ), XXXX XXXX XXXX XXXX, XXXX Title XXXX of the Consumer Credit Protection Act of XXXX. The Indentured Trust Act of XXXX HJR XXXX, XXXX Statutes at large XXXX, and XXXX, XXXX of XXXX The securities exchange act of XXXX The fair credit reporting act public law No. XXXX enacted in XXXX The Bankruptcy act of XXXX XXXX U.S.C. XXXX, XXXX. XXXX U.C.C. XXXX, XXXX, XXXX, XXXX, XXXX, XXXX Third Party Collection agency - JPMorgan Chase is a third party collector and or creditor using the identities of XXXX XXXX and XXXX WaMu XXXX Mortgage XXXX XXXX XXXX XXXX Funding and XXXX that of which the the bank JPMorgan Chase claims to have acquired as of these dates XXXX XXXX, XXXX XXXX, and that of XXXX XXXX. Rather the Mortgage XXXX XXXX was created XXXX XXXX, XXXX XXXX XXXX XXXX XXXX years thereafter the alleged acquisition. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CUSP # XXXX - JPMorgan Chase Bank stated that XXXX confirmed that XXXX has not found any records indicating that XXXX XXXX XXXX or his company, XXXX XXXX XXXX XXXX XXXX and XXXX XXXX, were customers of XXXX XXXX or JPMorgan Chase. The documents we received with your correspondence, the year XXXX XXXX shows that at that time he was a customer of XXXX XXXX XXXX XXXX XXXX XXXX XXXX which cleared through XXXX, XXXX XXXX XXXX. XXXX XXXX? - Facts of the USDA XXXX XXXX XXXX # XXXX - this investment was not done in XXXX. The XXXX form was sent to JPMorgan Chase Bank as of the year XXXX along with other documents of history between the two parties XXXX XXXX XXXX and XXXX XXXX the investment documents mentioned therein their letter of denial is simply former relationship building. The investor XXXX XXXX XXXX controller/owner of XXXX XXXX XXXX XXXX XXXX XXXX XXXX continued thereafter XXXX building relationships with XXXX XXXX employees, brokers bankers and others therein and outside of XXXX XXXX since XXXX till the crash of the markets thereof in the year of XXXX. This letter simply states the date and time of relationship and those beginning in its investment stages. The USDA XXXX XXXX CUSP # XXXX is a hedge fund investment the so called XXXX was stocks. Relationships with XXXX XXXX employees such as XXXX XXXX and subsidiary of JPMorgan Chase Bank that of XXXX XXXX employee XXXX XXXX has provided enough evidence that within emails phone calls and physical meetings dates times phone numbers email accounts has provided enough information therein for JPMorgan Chase to acknowledge these substantial facts yet they have used information given to them by XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX which is now XXXX XXXX BANK. During the 9 and half years of this dispute, complaint, or claims, JPMorgan Chase nor XXXX XXXX has ever mentioned this information. Nor have they attempted to contact XXXX XXXX XXXX in person whereas the bank ( s ) JPMorgan Chase  Bank and XXXX XXXX XXXX has his contact information. JPMorgan Chase alleges that the account information was from XXXX which has been closed since such time but never mentioned the XXXX XXXX XXXX XXXX # XXXX therein such bank on numerous occasions a investor XXXX or XXXX has shown the XXXX NUMBER USDA XXXX XXXX # XXXX to be real and have been moved around within said bank that of JPMorgan Chase Bank. The investment of XXXX XXXX XXXX XXXX # XXXX states in writing that this investment is within and through XXXX XXXX Co, nothing further nor anyone else mentioned therein this agreement of XXXX. XXXX XXXX employed by XXXX XXXX and XXXX XXXX XXXX within this deal employed by XXXX XXXX, never mentioned XXXX XXXX XXXX XXXX XXXX XXXX XXXX which is now XXXX XXXX XXXX during its conversations, during meetings, nor in emails or text messages. XXXX XXXX, XXXX JPMorgan Chase received another offer to pay discharge this alleged debt in the form of a Money Order ( bond ) in its full payment in the amount of {$460000.00} plus any interest if any is allowed within both federal and state laws. Therefore no response to such payment has been given in acknowledgment within said information of XXXXreasury Direct Account information Bill Of Exchange Act 34 of XXXX [ Assented to XXXX XXXX XXXX ] [ Date Of Commencement : XXXX XXXX XXXX ] ( Afrikaans text signed by the State President ) as amended by XXXX XXXX XXXX XXXX of XXXX XXXX XXXX XXXX XXXX XXXX XXXX of XXXX XXXX Act XXXX of XXXX Bills of Exchange Amendment Act 56 of XXXX Act. To consolidate and amend the law relating to bills of exchange, cheques and promissory notes. XXXX. XXXX XXXX XXXX homeowner XXXX XXXX XXXX how and XXXX XXXX XXXX XXXX XXXX XXXX XXXX etc, .. XXXX XXXX XXXX XXXX XXXX XXXX FARMS MI XXXX Corporate number - XXXX Dissolved XXXX, please advise how is it possible to file a corporate title lien when this corporation was dissolved as of XXXX and agains in Michigan via Delaware as of XXXX? XXXX XXXX, XXXX company type is XXXX XXXX. XXXX XXXX assigned to this business is XXXX and state of formation is DE. This company business address is XXXX XXXX XXXX XXXX XXXX XXXX De XXXX. Mailing address is XXXX Mortgage, XXXX XXXX XXXX XXXX # XXXX XXXX XXXX Ca XXXX. You can find this business by geo coordinates : XXXX XXXX ' XXXX '' XXXX, XXXX XXXX ' XXXX '' XXXX There are no public or private records of any agents or officers of this alleged corporation and its dealings at this time. XXXX XXXX, XXXX was incorporated on Monday XXXX XXXX XXXX, so this company age is twelve years, two months and XXXX days. Current company status of this company is XXXX. XXXX XXXX, XXXX XXXX is XXXX XXXX XXXX , XXXX Of XXXX.. According to Maryland business register this business is not in good standing. Definitions 46. Notice of dishonor and effect of falter to five such notice subject to the provisions of this Act, if a bill has been dishonored by non-acceptance or by nonpayment, notice of dishonor must be given to the drawer and each endures, and any drawer of endorser to whom such notice is not given is discharged : Provided that ( a ) if a bill is dishonored by a non-acceptance, and notice of dishonor is not given, the right of the holder in due course who became such a holder subsequent to the omission, shall not be prejudiced by the omission ; ( b ) if a bill is dishonored by a non - acceptance, and due notice of dishonor is given, it shall not be necessary to give notice of a subsequent dishonor by nonpayment, unless the bill was accepted in the meantime. Proof of the existence of an account of the actual establishment of debt account but the actual Sentient human XXXX XXXX XXXX duly signed and written out by both parties and not any unilateral agreement. This would include but not limited to the actual agreement upon which the signature page has direct reference to the entire agreement XXXX XXXX XXXX is an artificial entity, a title, of the limited liability fictitious corporation which is legal trade mark, which constitutes valuable legal interest of which all right, title and interest are reserved and of which you have filed to knotty the Caretaker and acceptance agent and supply proof of claim against the limited liability corporation. Proof of claim that You XXXX XXXX or Department Of Education are the original holder in due course, of the aforementioned original debt instrument, and that it is not being un-sold to another party. A copy of the actual accounting, original ledger whereby JPMorgan Chase XXXX XXXX XXXX XXXX XXXX XXXX Funding has incurred a loss as a result of the alleged debt. An invoice ( not a Statement ), for any amount of money allegedly owed to XXXX XXXX or Department of Education XXXX XXXX XXXX for that matter has alleged. Proof of claim that there is any money in circulation is backed by anything of value, by which any debt including this one that lends to the possibility XXXX XXXX or Department of Education might get paid by way of actual money, and that the value of the attached is not sufficient to the discharge this debt under the following laws ; Fair debt collection practices act ( FDCPA ), 15 U.S.C 1692 et., 1978 Title VII of the Consumer Credit Protection Act of 1978.
The Indentured Trust Act of 1939 HJR 192, 112 Statutes at large 48, and P.L., 73.10 of 1933 The securities exchange act of 1934 The fair credit reporting act public law No. 91-508 enacted in 1970 The Bankruptcy act of 1933 12 U.S.C. 411, P.L. 97-280 U.C.C. 1-103, 1-308, 2-221, 2-104, 3-415-419, 3-500-510 The aforementioned was done at the will of The administrator, no further solicitation for contracting will be permitted. This correspondence is produced under the full reservation of any and all secured rights, and without recourse. All patients shall be presented to the XXXX via prepaid debit card and or cashiers check only! If any attempt is made to provide payment in any other fashion and or form we must express that is must comply with title XXXX XXXX. XXXX, and XXXX statute at large chapter XXXX. Also provide these further items if associated with this matter in any fashion and or form Federal Reserve form S3 registration statement, Federal Reserve form 424 ( b ) ( 5 ) prospectus, Federal Reserve for FR 2046 balance sheet ( s ), Federal Reserve for FR 2049 balance sheet ( s ), Federal Reserve form 2099 balance sheet ( s ), The Deed Of Trust.
Chain Of Custody This is al lawful request in accords with the aforementioned and the following : U.C.C. - Article 3 - Negotiable Instruments.. Part 5. Dishonor UCC 3-501. Presentment.
Pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested.
U.C.C. - Article 3 - Negotiable Instruments .. Part 5. Dishonor 3-501. Presentment.
Presentment means a demeaned made by or on behalf of a person entitled to enforce an instrument ( i ) to pay the instrument made to the drawee or a party obligated to pay the instrument or, in the case of a note or accepted draft payable at a bank, to the bank =, or ( ii ) to accept a draft made to the drawee.
The following rules are subject to Article 4, agreement of the parties, and clearing - house rules and such the like : ( 2 ) Upon demand of the persons to whom presentment is made, the person making presentment must ( i ) exhibit the instrument, ( ii ) give reasonable identification and, if presentment is made on behalf of another person, reasonable evidence of authority to do so, and ( iii ) signed a receipt on the instrument for any payment made or surrenderer the instrument in full payment is made.
By refusing to supply you will be violating the law and my rights under UCC. Once Again this is not a request for a verification or proof of my mailing address, but a request for a VALIDATION made pursuant to the above named Title and Section ( as well as another laws both federal and local ). It is respectfully requested that your offices provide competent evidence that there is any legal obligation to pay in accords with the aforementioned laws. Please provide and or furnish the following : What money your say owed is ; Explain and show how your offices calculated what allegedly is owed ; Provide a certified copy of the original signed instrument that shows agreement to pay what is owed ; Provide a verification or certification copt of any judgement of applicable ; Identify the original creditor in this matter and the contractual agreement emptying your company.
Proof that the statute of limitation has not expired on this account Show that your licensed to collect in the state of California Provide verification of your license number EIN and registration agent. It comes of necessity and obligation to inform you that if your offices have reported information to any of the credit agencies such action will be construed as fraud under both Federal and State Laws. Further if any negative marks are found on any portion of the credit files associated with this matter by your company or the company that you represent it will come necessary to bring legal action against you for the following : Violation of the Fair Debt Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character and may include any of the following means ; administrative reviews, SEC Hearing, Lien and or Law suit.
If you and your offices are able to provide the proper documentation ( originals wet signatures and or certified copies of verified documents with signatures and a copy of check payments etc, .. and such the like of all verified documents ) as requested in the forgoing Declaration, it will revive a prompt response, however at least 45 days will be needed to investigate and review the validity of the information prove and during such time all collection activity is requested cease and desist in good faith. Further during this validation period, should any action be undertaken which could be construed as detrimental to any portion of the credit files related hereto, it will constitute a breach and will result in consultation with legal counsel and action thereafter. This includes any listing of any information to any credit reporting repository that could be inaccurate or invalid or verifying an account as accurate when in the there is no certified valid proof that is it so. Notice the XXXX Release Mortgage Assignment is title RELEASE from XXXX whom was paid by JPMorgan Chase and or XXXX XXXX XXXX to file this fraudulent document dated XXXX XXXX, XXXX, recorded XXXX XXXX, XXXX with the XXXX XXXX XXXX. This is a fraudulent document due to its nature and lack of information therein. There is no dollar amount owed, there is no date to which the third party debt collector JPMorgan Chase acquired loan, its titled RELEASE! t is believed that this loan was created in XXXX thereafter XXXX XXXX XXXX obtained investments within the Bank XXXX XXXX XXXX Co. Which is now or have been acquired by JPMorgan Chase NA as of the year XXXX. The Documents where prepared by XXXX XXXX XXXX of JPMorgan Chase Co NA she is also the alleged Secretary for MERS? As well the Beneficiary and Nominee for XXXX XXXX WaMu XXXX is XXXX XXXX XXXX XXXX XXXX XXXX, XXXX LA XXXX phone number XXXX XXXX she prepared this fraudulent document on XXXX XXXX, XXXX, and had paid XXXX XXXX XXXX XXXX XXXX, to record it with XXXX XXXX XXXX Recorder Registrar on XXXX XXXX, XXXX. XXXX ( XXXX ) years after the alleged acquisition of XXXX Chase Bank well after again XXXX years after XXXX Mortgage was no longer in business within XXXX XXXX of XXXX XXXX and the State, Of California. This document was not mailed to the halls property thereafter the recording of this fraudulent document nor was it on record as of XXXX/XXXX/XXXX when both XXXX XXXX XXXX and XXXX XXXX XXXX visited the XXXX XXXX XXXX XXXX XXXX office. This was the first time the halls made an appearance to do a property title search since owning and living on and in their home property of XXXX XXXX XXXX XXXX XXXX CA [ XXXX ]. Now was any permission given for anyone to record such documents on the halls behalf during such time. It is also stated that XXXX XXXX XXXX alleges that XXXX XXXX XXXX and XXXX XXXX XXXX recorded alleged said deed of trust on XXXX/XXXX/XXXX. This is completely false. Further more as stated on 99 % of mortgage assignments there is an amount owed to the assignee rather on the alleged assignment there is no amount recorded. I believe its is due to no amount recorded therein there is no amount owed. Since this alleged loan was created, to avoid and hide the investment funds USDA FUNDS was CUSIP Number CUSIP # XXXX worth $ XXXX maturity date XXXX XXXX, XXXX, originated XXXX XXXX. The final maturity date for this investment is XXXX XXXX, XXXX. Therefore XXXX XXXX XXXX XXXX XXXX XXXX XXXX owner and CEO of XXXX XXXX XXXX XXXX XXXX XXXX XXXX is the only recipient of said funds. Therefore the issue at hand is the alleged mortgage loan created documents, DEED Title instrument used to create illusion of the actual funds of XXXX NUMBER CUSIP # XXXX. This is the issue at hand. More over we have emails from JPMorgan Chase that indicates other forgeries that of family members and former friends or associates. The documents are doctored up some are newly created and are nothing but a false representation of banking should be to and for the people. The fraudulent mortgage assignment was created 10 years after JPMorgan Chase Bank alleges to have acquired the note from XXXX Mortgage XXXX XXXX XXXX XXXX Funding thereafter alleged acquisition by WaMu. JPMorgan also contradicts itself by stating that they acquired the loan from WaMu XXXX XXXX a letter sent XXXX XXXX, and again in XXXX XXXX in form of another letter this year XXXX XXXX. THE LAW ON THE BILL OF EXCHANGE ACT - Bill Of Exchange Act 34 of 1964 [ Assented to 11 May 1964 ] [ Date Of Commencement : 15 May 1964 ] ( Afrikaans text signed by the State President ) as amended by Suretyship Amendment Act 57 of 1971 Bills of Exchange Amendment Act 58 of 1977 Finance Act 77 of 1986 Bills of Exchange Amendment Act 56 of 2000 Act. To consolidate and amend the law relating to bills of exchange, cheques and promissory notes. XXXX. XXXX XXXX XXXX homeowner XXXX XXXX XXXX how and XXXX XXXX XXXX Nominee Secretary Beneficiary MERS etc, XXXX XXXX XXXX XXXX XXXX XXXX XXXX FARMS MI XXXX Corporate number - XXXX Dissolved XXXX, please advise how is it possible to file a corporate title lien when this corporation was dissolved as of XXXX and agains in Michigan via Delaware as of  XXXX? XXXX XXXX, XXXX company type is XXXX XXXX. XXXX XXXX assigned to this business is XXXX and state of formation is DE. This company business address is XXXX XXXX XXXX XXXX XXXX XXXX De XXXX. Mailing address is XXXX Mortgage, XXXX XXXX XXXX XXXX # XXXX XXXX XXXX Ca XXXX. You can find this business by geo coordinates : 39 9 ' 28.7 '' N, 75 31 ' 19.3 '' W. There are no public or private records of any agents or officers of this alleged corporation and its dealings at this time. XXXX XXXX, XXXX was incorporated on Monday XXXX XXXX XXXX, so this company age is XXXX years, XXXX months and XXXX days. Current company status of this company is XXXX. XXXX XXXX, XXXX XXXX is XXXX XXXX XXXX XXXX XXXX Of XXXX According to Maryland business register this business is not in good standing. Definitions 46. Notice of dishonor and effect of falter to five such notice subject to the provisions of this Act, if a bill has been dishonored by non-acceptance or by nonpayment, notice of dishonor must be given to the drawer and each endures, and any drawer of endorser to whom such notice is not given is discharged : Provided that ( a ) if a bill is dishonored by a non-acceptance, and notice of dishonor is not given, the right of the holder in due course who became such a holder subsequent to the omission, shall not be prejudiced by the omission ; ( b ) if a bill is dishonored by a non - acceptance, and due notice of dishonor is given, it shall not be necessary to give notice of a subsequent dishonor by nonpayment, unless the bill was accepted in the meantime. Proof of the existence of an account of the actual establishment of debt account but the actual Sentient human XXXX XXXX XXXX and that of XXXX XXXX XXXX duly signed and written out by both parties and not any unilateral agreement. This would include but not limited to the actual agreement upon which the signature page has direct reference to the entire agreement XXXX XXXX XXXX and XXXX XXXX XXXX is an artificial entity, a title, of the limited liability fictitious corporation which is legal trade mark, which constitutes valuable legal interest of which all right, title and interest are reserved and of which you have filed to knotty the Caretaker and acceptance agent and supply proof of claim against the limited liability corporation. Proof of claim that You JPMorgan Chase Bank NA Mortgage Co are the original holder in due course, of the aforementioned original debt instrument, and that it is not being un-sold to another party. A copy of the actual accounting, original ledger whereby JPMorgan Chase Bank NA and XXXX Mortgage XXXX XXXX XXXX XXXX Funding has incurred a loss as a result of the alleged debt. An invoice ( not a Statement ), for any amount of money allegedly owed to JPMorgan Chase NA XXXX XXXX XXXX or XXXX XXXX XXXX for that matter has alleged. Proof of claim that there is any money in circulation is backed by anything of value, by which any debt including this one that lends to the possibility XXXX XXXX or Department of Education might get paid by way of actual money, and that the value of the attached is not sufficient to the discharge this debt under the following laws ; Fair debt collection practices act ( FDCPA ), 15 U.S.C 1692 et., 1978 Title VII of the Consumer Credit Protection Act of 1978.
The Indentured Trust Act of 1939 HJR 192, 112 Statutes at large 48, and P.L., 73.10 of 1933 The securities exchange act of 1934 The fair credit reporting act public law No. 91-508 enacted in 1970 The Bankruptcy act of 1933 12 U.S.C. 411, P.L. 97-280 U.C.C. 1-103, 1-308, 2-221, 2-104, 3-415-419, 3-500-510 The aforementioned was done at the will of The administrator, no further solicitation for contracting will be permitted. This correspondence is produced under the full reservation of any and all secured rights, and without recourse. All patients shall be presented to the Estate via prepaid debit card and or cashiers check only! If any attempt is made to provide payment in any other fashion and or form we must express that is must comply with title 12 U.S.C. 411, and 112 statute at large chapter 48.
Also provide these further items if associated with this matter in any fashion and or form Federal Reserve form S3 registration statement, Federal Reserve form 424 ( b ) ( 5 ) prospectus, Federal Reserve for FR 2046 balance sheet ( s ), Federal Reserve for FR 2049 balance sheet ( s ), Federal Reserve form 2099 balance sheet ( s ), The Deed Of Trust.
Chain Of Custody This is al lawful request in accords with the aforementioned and the following : U.C.C. - Article XXXX - Negotiable Instruments.. Part 5. Dishonor UCC 3-501. Presentment.
Pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested.
U.C.C. - Article 3 - Negotiable Instruments .. Part 5. Dishonor 3-501. Presentment.
Presentment means a demeaned made by or on behalf of a person entitled to enforce an instrument ( i ) to pay the instrument made to the drawee or a party obligated to pay the instrument or, in the case of a note or accepted draft payable at a bank, to the bank =, or ( ii ) to accept a draft made to the drawee.
The following rules are subject to Article 4, agreement of the parties, and clearing - house rules and such the like : ( 2 ) Upon demand of the persons to whom presentment is made, the person making presentment must ( i ) exhibit the instrument, ( ii ) give reasonable identification and, if presentment is made on behalf of another person, reasonable evidence of authority to do so, and ( iii ) signed a receipt on the instrument for any payment made or surrenderer the instrument in full payment is made. By refusing to supply you will be violating the law and my rights under UCC. Once Again this is not a request for a verification or proof of my mailing address, but a request for a VALIDATION made pursuant to the above named Title and Section ( as well as another laws both federal and local ). It is respectfully requested that your offices provide competent evidence that there is any legal obligation to pay in accords with the aforementioned laws. Please provide and or furnish the following : What money your say owed is ; Explain and show how your offices calculated what allegedly is owed ; Provide a certified copy of the original signed instrument that shows agreement to pay what is owed ; Provide a verification or certification copt of any judgement of applicable ; Identify the original creditor in this matter and the contractual agreement emptying your company.
Proof that the statute of limitation has not expired on this account Show that your licensed to collect in the state of California Provide verification of your license number EIN and registration agent.
It comes of necessity and obligation to inform you that if your offices have reported information to any of the credit agencies such action will be construed as fraud under both Federal and State Laws. Further if any negative marks are found on any portion of the credit files associated with this matter by your company or the company that you represent it will come necessary to bring legal action against you for the following : Violation of the Fair Debt Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character and may include any of the following means ; administrative reviews, SEC Hearing, Lien and or Law suit.
If you and your offices are able to provide the proper documentation ( originals wet signatures and or certified copies of verified documents with signatures and a copy of check payments etc, .. and such the like of all verified documents ) as requested in the forgoing Declaration, it will reviv

Company response to consumer: Closed with explanation