Consumer complaint received 2017-09-11
Company: EQUIFAX, INC.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Personal information incorrect

Complaint:
I have been harrassed by servicer after letters and documents produced by XXXX XXXX XXXX XXXX. On XX/XX/XXXXEquifax mailed a letter stating that someone [ XXXX XXXX ] attempted to recreate a loan in the amount of {$55000.00} by creating a different identiy in my name or assumed as XXXX XXXX BOD XX/XX/XXXX. When in fact my name is XXXX XXXX XXXX BOD XX/XX/XXXX THey have also been paid by way of money order on XX/XX/XXXXas they requested. 
NOTICE REMINDER OF PAYOFF PAID IN FULL DISCHARGE PAYMENT MONEY ORDER AS REQUESTED. Payment or payoff {$54000.00} was received by XXXX XXXX XXXX XXXX on XX/XX/XXXX Registration USPS number Tracking : XXXX and before thus XXXX XXXX XXXX XXXX received the payment or payoff on XX/XX/XXXXXXXX. Posting 90 days late on XX/XX/XXXXis deemed harassment and possible extortion. 
On several occasions since XX/XX/XXXX I have recieved multiple emails and letters requesting new and more information for a student loan. See attached docs emails and letters. I called to ask what was going on and was suggested to ignore the emails and calls. I have recieved a numberous amount of calls emails and letters for offers of free money for college, so on and so forth. This is an internal issue for the Department of Education and the servicer XXXX XXXX. 
I would like to file a complaint due to the amount of harassment and extortion produced by your agency as XXXX XXXX XXXX services. I spoke with XXXX a manager on XX/XX/XXXXconcerning the payments and payoff with XXXX XXXX and on the behalf of The Dept Of Education, whom have received multiple payments before and thereafter XX/XX/XXXX. As well the credit agency filed a complaint on this behalf due to attempts thereafter the Dept Of Ed receiving payment in full that your agency attempted to file late on the credit agency thereafter payment was mailed and received. As well the documents stated that after payment my private and personal information shall be deleted and no more attempts to contact communicate or create some form of verbal contract or written contractual documented be it by phone mail or email. In no way is this communication a form of contract only to prevent legal recourse and false documented information. Attached to this email are the correspondences during before and final. XXXX XXXX on multiple occasion attempted to file new agreements or contracts forbarrences please ceist this type of actions for they shall produce legal recourse against you. I have not allowed or given permission thereafter payments in full has been received by the US Dept Of Ed address of US Dept Of ED XXXX. XXXX, XXXX GA XXXX. Now I am dealing with Identity theft and have taken such actions against those whom have created this dilemma and those assisting is such illegal actions, and if its found that someone inside your agency is assisting in attempts to slander my good name and reputation I shall alert the authorities of such things asap. Please be advised there are no other forms of communication thereafter nor a log in account addressed hereafter XX/XX/XXXX after the payment was received anyone attempting to collect on this closed account shall be forwarded to the proper authorities and legal ramification shall be pursued. You have 10 business days to remove all false reports from credit bureaus. 
XXXX XXXX XXXX I spoke with XXXX manager of the complaint department onXX/XX/XXXX and she stated if any harrasment persist that I could file a compalint. 
Payment or payoff was received by US Dept Of Education on XXXX XXXX, XXXX Registration USPS number Tracking : XXXX and before thus XXXX XXXX XXXX XXXX received the payment or payoff onXX/XX/XXXX XXXX. Posting 90 days late on XXXX XXXX XXXX is deemed harassment and possible extortion. The Credit Bureaus have noted the account ( s ) closed as of XX/XX/XXXX, please inform me of why you are claiming that i am 90 days late when there have n't been a payment maid since XX/XX/XXXX and thereafter XX/XX/XXXXpaid in full? As well the documents presented shows interest owed on this alleged account and a new balance as if a forbearance has occurred some how without my signature or permission! 
Done this XX/XX/XXXX I declare under penalties of perjury in accordance with the laws of the United States of America ( without the United States ) Title 28 U.S.C. 1746 ( 1 ) the forgoing is true and correct and is admitted when not rebutted, so help me.
iam IAM ' ; a Sentient being in living flesh operating in the outer expression ( 3rd Dimension ) as : XXXX, : XXXX XXXX : XXXX : : : a naturalized original descendant of the ancient, XXXX XXXX XXXX XXXX, and XXXX of the ancient western hemisphere ; the Real Party in Interest, First Lien Holder [ FRCP Title IV. > PARTIES > Rule 17 ( b ) ( 3 ) ( A ) ] of : XXXX, XXXX XXXX XXXX : ( a corporation sole ) doing business as ( d.b.a ) XXXX XXXX XXXX ( XXXX XXXX created XXXX XXXX, XXXX ). : XXXX ; XXXX XXXX XXXX : has attained the Age of Majority and is competent in His own affairs having in his possession the Authenticated Documents pertaining to the full and authoritative operation within His own Due Process and rights as an Indigenous Aboriginal and Registered Owner, Pursuant to the Minnesota Court General Rules of Practice - Rule 220 pertaining to Birth Certificates.Notice to Agent is Notice to Principal, Notice to Principal is Notice to Agent- All rights Reserved [ U.C.C. 1-308, 12 USC 95a ( 2 ) ]. As such He demands All of His unalienable rights at all times and does not waive any of His rights. 
iam IAM ' XXXX XXXX XXXX XXXX and upon this ROCK ( Revelation of Common Knowledge ) I will build my CHURCH ( Comprehensive Historical Universal Revelation Combating Hopelessness ) and the Gates of XXXX ( Misinformation ) shall not prevail against it. 
A new money order was sent to the alleged agency of XXXX XXXX XXXX on XX/XX/XXXX. 
[ PRI ] VATE AND CONFIDENTIALITY-CLAIM : FOR THIS [ PRI ] VATE E-MAIL-MESSAGE WITH THE [ ATTACHMENT ( S ) WITH THE [ PRI ] VILEDGE-KNOWLEDGE AND/OR : CONFIDENTIAL-KNOWLEDGE IS WITH THE CLAIM OF THE SOLE-USE WITH THE VOLITION OF THE CLIENT-VESSEL ( S ) BY THIS [ PRI ] VATE AND CONFIDENTIALITY-CLAIM. FOR THE POLITICAL, PRIVATE, PUBLIC-ENTITIES, FEDERAL, STATE, LOCAL-CORPORATE-GOVERNEMENT ( S ), MUNICIPALITY ( IES ), INTERNATIONAL-ORGANIZATION ( S ), GLOBAL-ORGANIZATION ( S ), CORPORATION ( S ), AGENT ( S ), INVESTIGATOR ( S ), INFORMANT ( S ), ET. AL., AND & OR : THIRD-PARTY ( IES ) WITH THE CONS-PIRACY OF THE COLLUSION BY THE MONITORING AND & OR BY OTHER MEANS OF THE SPYING FOR THE COLLECTION OF THESE COMMUNICATIONS WITH THE LACK OF THE AUTHENTIC-AUTHORIZATION BY THE CONTRACT-PARTIES ARE WITH THE VOID-CLAIM FOR THE LACK OF AN AUTHENTIC-AUTHORIZATION FOR THE USE, [ RE ] VIEW, [ DIS ] COVERY- [ DIS ] CLOSURE AND : [ DIS ] TRIBUTION & TRANSFER OF THE KNOWLEDGE IN THIS E-MAIL. FOR THIS AUTHOR AND : SENDER OF THIS E-MAIL IS WITH THE CLAIM OF THE RIGHT OF A LIVING-SOVEREIGN WITH THE LACK OF THE [ A ] PARTHIED AND [ RE ] COURSE BY THE CLAIMANT. FOR AN OMISSION OF THE KNOWLEDGE IN THIS E-MAIL IS WITH THE LACK OF A CLAIM FOR A WAIVER OF THE OWNERSHIP-RIGHTS AND & OR : RIGHTS WITH A CLAIM BY THE AUTHOR.
FOR A CLAIM WITH THE PRINCIPLE IS WITH THE SAME-CLAIM WITH THE [ A ] GENT. FOR A CLAIM WITH THE [ A ] GENT IS WITH THE SAME-CLAIM WITH THE PRINCIPLE. XXXX XXXX XXXX

Company response to consumer: Closed with explanation