Consumer complaint received 2016-04-23
Company: WELLS FARGO & COMPANY
State: NC
Product: Student loan
Sub-product: Non-federal student loan
Issue: Dealing with my lender or servicer
Sub-issue: Don't agree with fees charged

Complaint:
Lender ( s ) violated my civil and legal rights as a XXXX person participating in VR approved by XXXX state agencies and a court order. I was already receiving XXXX XXXX benefits and had been for several years. After 7 years of un-successful job searching I requested discharge forms from the XXXX lender, XXXX bank who promptly sold all my loans to XXXX different banks and increased my discharge request requirements to XXXX approvals instead of XXXX. They knowingly sold worthless paper. XXXX banks then interfered with my rights to file for a discharge request by refusing to process forms or lied about it. Wrongly and arbitrarily terminated an indefinite deferment while I was trying to get XXXX to pay for loans as required by CFR. I filed XXXX sets of XXXX identical discharge requests. I never received the same answer from ANY of the lenders. Out of XXXX forms, not XXXX was denied due to my status, XXXX was approved but ignored. The rest were denied based on fabricated form errors that were not true. XXXX falsified my XXXX records and wrongly terminated my monthly XXXX benefits forcing me to stay in a job I was never medically ( or otherwise ) qualified for because manager misstated job qualifications and left out physical requirements. XXXX left me in an appeal process for years, ignoring their own ruling that I was qualified when my benefits were wrongly terminated. During that time I was forced to file bankruptcy and loans were wrongly not discharged. An illegal wage garnishment took place between XXXX and XXXX, stealing more than {$20000.00} which I WANT RETURNED. In XXXX, I was finally able to get XXXX to reinstate XXXX benefits. I am still waiting for some of those benefits to be paid. My legal right to unlimited VR by California court order was ignored. I never signed a loan document with the knowledge that I would have to pay them as the laws state others were responsible, making the wage garnishment an entrapment as well as fraud in the inducement. The DOE knew this was happening and refused to do anything. They were complicit. This activity stripped a XXXX person of their rights to VR, due process and equal protection which resulted in the complete destruction of my XXXX retraining such that I can not use it for it 's intended purpose for the rest of my life even if I were not XXXX, due to the destruction of my credit. I estimate my losses in potential income and benefits to exceed {>= $1,000,000}. This does not even include theft of my civil and legal rights over the last 20 plus year. 
The lenders repeatedly interfered in my rights to file discharge requests, ignored my doctors valid forms requesting discharges multiple times. They illegally obtained wage garnishments effectively forcing me into forced servitude while I had an appeal process in place with XXXX after XXXX extorted my benefits by forcing me to choose losing my home a second time or continue to work in a job I was not medically qualified for and caused additional injury. Had the garnishment not taken place, I could have left sooner and survived the expected years I had to wait to get XXXX to reinstate my monthly benefits. The lender share guilt in reckless endangerment. NOBODY policed the lenders. They belong in jail with the rest of the common criminals who steal money. I want the stolen money from the illegal wage garnishments returned.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation