Consumer complaint received 2020-03-12
Company: CURO Intermediate Holdings
State: CA
Product: Debt collection
Sub-product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened to sue you for very old debt

Complaint:
I just received an email ( see below ) for a debt I do not have. I do not have any outstanding bills with this company. I've had companies try to fraudulently get money from me in the past and this is the latest example of this scam. I want to report them and go after them for fraud if possible. 

CONTENTS OF EMAIL : XXXX XXXX <XXXX> Thu, XX/XX/2020 at XXXX XXXX To : " XXXX '' <XXXX> CASE NO : XXXX CURRENT BALANCE : {$920.00} Today Settlement amount {$480.00} CONTACT AT : mailto :  XXXX After receiving this email we will issue a legal warrant on your name within the next couple of hours so before you do anything read this email very carefully and respond back early as possible. You are hereby notified that a lawsuit has been filed against you for three serious allegations. Speedy Cash is a client of ours, and we are going to be representing them in future legal proceedings. 
The charges with Speedy Cash pressed on you are : 1 ) Violation of Federal Banking Regulation 2 ) Collateral Check Fraud 3 ) Theft by Deception Basicall y all the payday loan companies and payday loan store in the state of PA working under my client which is Speedy cash Inc?
When the creditor attempted to extract the funds back from your account as a repayment, at that time 6 EFTs were returned back constituting worthless electronic checks. So, as of now rather than chasing you for money the creditor has simply decided to write this money as a loss, as well as declared to be stolen and they pressed charges against you.

Now

the affidavit is taken by FDCPA law that means the Fair Debt Collection Practices Act under Section 9 Chapter 19. Now this means just two things for you : 1. ) If you are on any state supervised probation on payroll, then you will need to intimate the officer about this case. 2. ) If you have any prior convictions including
but not limited to worthless check, grand theft or money laundering, so please be aware that they shall handle this case as a habitual offense as your state is a zero-tolerance state.

Finally, this case is going to be downloaded in your State County Court and your Local County Sheriff department Monday at XXXX XXXX as per your State Standard Time and after then you will be forced to resolve this case legally by facing all the legal problems and spending money on your attorney as fees, case execution charges, legal penalties, bail charges, paper development charges on the top of the due amount that you owe from your creditor that is {$980.00} If you are willing to settle it out of the court you can surely respond positively today itself. We can only accept your full payment today also there is no negotiation and there are no payment plans available as the issue at hand is extremely time-sensitive. 

So kindly respond to this email on mailto : XXXX to resolve this matter. 

Sincerely, XXXX XXXX XXXX  XXXX XXXX # XXXX, XXXX XXXX XXXX, XXXX TX.

Company response to consumer: Closed with explanation