Consumer complaint received 2023-08-19
Company: Experian Information Solutions Inc.
State: CT
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information is missing that should be on the report

Complaint:
Consumer credit reporting is verifying and validating accounts that front belong to me, inaccurate accounts and incomplete accounts. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, TN XXXX not my address at all and never was XXXX ( XXXX accounts ) reporting late payments, payments were never late and no one has ever provided information to back up this claim. All payments were made on time. Update as paid on time or paid as agreed. Company should supply statement proving I was late and I would like a copy of this. Remove late pay ents as the information is false. 

XXXX XXXX XXXX for XXXX XXXX. This account is I fake false account. Please provide full payment history of every payment made and contract with my signature I asked for this information. Nothing was ever supplied and they marked this is accurate and verified. How did they verify this? What information was given? Please send me copies of all information saying this is accurate and mine or delete ASAP. They did nothing. Experian does not have an address on file that coincides with the address XXXXXXXX XXXX XXXX I disputed this and asked for information I was never given. I asked Experian and I have copies as well. I asked what is the process and how did they verify and validate this information. I asked what was the process I asked for contracts or agreements with signatures nothing was ever supplied to me. Delete this account. I also sent everything certified mail with return receipts and still have all this information. Delete ASAP Experian does not have an address on file that coincides with the address XXXX XXXX XXXX XXXX an XXXX account Out of the East coast I asked for the same information as I did all accounts I disputed. I asked for the process they took to validate this information and nothing. I asked for original contracts and or agreements and nothing was sent. I asked for information be sent to me and nothing. They did nothing DELETE also Experian does not have an address on file that coincides with the address XXXX XXXX  same as all the above. asked for the same information as I did all accounts I disputed. I asked for the process they took to validate this information and nothing. I asked for original contracts and or agreements and nothing was sent. I asked for information be sent to me and nothing. They did nothing DELETE also they do not have an address on file that coincides with the address XXXX XXXX  -This account is I fake false account. Please provide full payment history of every payment made and contract with my signature I asked for this information. Nothing was ever supplied and they marked this is accurate and verified. How did they verify this? What information was given? Please send me copies of all information saying this is accurate and mine or delete ASAP. They did nothing. does not have an address on file that coincides with the address XXXX-This account is I fake false account. Please provide full payment history of every payment made and contract with my signature I asked for this information. Nothing was ever supplied and they marked this is accurate and verified. How did they verify this? What information was given? Please send me copies of all information saying this is accurate and mine or delete ASAP. They did nothing. does not have an address on file that coincides with the address

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation