Consumer complaint received 2016-04-20
Company: WELLS FARGO & COMPANY
State: FL
Product: Mortgage
Sub-product: Conventional fixed mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
America 's Servicing Company / Wells Fargo continuously fail to respond to my QWR, Complaint, Dispute of Debt and Validation of Debt. I have sent it to them via this portal, mail, and e-mail and to date they still do not fully respond to this request as required by law. I recently received more evidence that shows that although America 's Servicing Company in XXXX was servicer for the loan on my property the owner listed is XXXX XXXX XXXX and it is under pool number XXXX which is totally different from what the foreclosure complaint state and what ASC/Wells Fargo continue to state in there correspondence. The fraud is evident and continues which is why they do not respond QWR, Complaint, XXXX of Debt and Validation of Debt. Attached to this complaint is the newly discovered evidence which shows that there is something fraudulent in all these documents. 
I continue to believe that the documentation used to file a foreclosure action against me are fraudulent. This is a XXXX XXXX CASE. Documents prepared and filed by XXXX XXXX. 
Assignment of Mortgage that supposedly assigns the mortgage to the Plaintiff in the case, XXXX, et al, is fraudulent for the following reasons : 1.New evidence shows XXXX XXXX XXXX as owner 2.Assignment assigns the mortgage on XXXX XXXX, XXXX to BAFC XXXX trust. This is not possible because this trust closed in XXXX XXXX. Two years prior to the assignment of mortgage. 
3. Assignment assigns the mortgage to the trust approximately 20 days AFTER the filing of the XXXX XXXX to Foreclosure and Foreclosure Complaint. This would make it impossible for the current plaintiff, XXXX XXXX XXXX, to file the complaint because they would not have had standing at the time they filed the complaint. 
4. Assignment has a clause backdating the date it was filed in order to serve their purpose. This is considered fraud specially when the Note bears no date to show that in fact that note was assigned on the backdated date. Backdating an assignment is a fraud and would make it null and void. 
5. Assignment of mortgage was signed by XXXX XXXX and notarized by XXXX XXXX XXXX, known robosigners. 
6. Assignment of mortgage was prepared and filed by XXXX XXXX XXXX, foreclosure mill attorney who was disbarred for using fraudulent documents to file foreclosure complaints. 7. In searching the SEC records for XXXX XXXX, the mortgage loan in question does not appear anywhere in the mortgage loan tape of the loans that were part of the XXXX XXXX trust. 
8. America 's Servicing Company/Wells Fargo during the foreclosure process in XXXX they provided a note which was endorsed and it stated : Pay to the order of XXXX as trustee for XXXX XXXX without recourse and signed by XXXX XXXX. 5 YEARS LATER America 's Servicing Company / Wells Fargo provided to bankruptcy court during my bankruptcy a note with a blank endorsement. This is after an original with an endorsement had been provided to the court. Honestly they must have magical powers to be able to remove and endorsement that is endorsed to XXXX as trustee for XXXX XXXX and then 5 years later the note that is provided in Federal court has a blank endorsement and not endorsed to anyone. Again, this is fraud. I sent letters to America 's Servicing Company, Wells Fargo, XXXX, the judges presiding over my case, the Chief Judge and the Foreclosure Administrative Judge and to the clerk of XXXX XXXX County Courts requesting a full investigation of these allegations and requesting proof that they in fact own said mortgage but have never received proof or complete and concrete answers to any of my suspicions nor has an investigation been done on my land records or court records. No proof or proper response has been received.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation