Consumer complaint received 2017-04-26
Company: EQUIFAX, INC.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
XXXX   XXXX   XXXX  and  XXXX   XXXX   XXXX   XXXX  owes us the sum of {$9900.00} ( include  security deposit )  because  XXXX   XXXX   XXXX  breaches the Covenant of Quiet Enjoyment ( Civil Code  1927 )  and Constructive Evict our family at the apartment  XXXX   XXXX   XXXX ,  XXXX   XXXX ,  XXXX   XXXX , Ca  XXXX . Instead of paying our family the security deposit and the above amount, the  XXXX   XXXX  want us to pay {$1600.00} and put my husband and myself into collection agen cy (   XXXX   XXXX   XXXX   ).  Please see below are the whole story and the calculation.   Since on or about  XXXX   XXXX ,  XXXX  my neighbor upstairs  XXXX   XXXX   XXXX ,  XXXX   XXXX  and other five people of their friends moved in, They has been holding late and loud parties which are very disruptive to my family on weekdays and weekend. There are a lot of pounding, loud music, throwing furniture and heavy stuff on floor, dog barking which goes on through the night and well into the morning.  XXXX   XXXX  Police Department has been called many times.  XXXX   XXXX   XXXX  warned and issued citation to upstairs neighbor for dog barking. Temporary Restraining Order ( TRO ) was issued by Court to against upstairs neighbor. I have complained to apartment manager,  XXXX  many times by person and letters and also let apartment manager know that my apartment is UNLIVABLE condition. Instead of correcting the problem, apartment  manager   XXXX   XXXX  harassed me by yelling at me that if I call police and OC Animal Control, and file  TRO  again, the  XXXX   XXXX   XXXX  will give us  3-day  notice to quit and cut of my water even we paid rent on time so my family will have no place to live in short period of time.   Our family were fear to be homeless from  XXXX  harassment if we call police and OC animal control and the upstairs neighbor continues to make excessive noise including throwing furniture and sofa sacking the floor to wake us up every  XXXX  from around  XXXX  :  XXXX    XXXX    to  XXXX   XXXX  in the  XXXX .   Due to excessive noise and harassment from upstairs neighbors and apartmen t manager   XXXX   XXXX  my apartment is unlivable condition which forces us to move out immediately on  XXXX   XXXX ,  XXXX , two months before lease ends.   By law, the  XXXX   XXXX   XXXX  has to return to us with the amount base on the following calculation : Security deposit : {$3400.00}. ( {$1100.00} plus  two times security deposit in damages ) On   XXXX   XXXX ,  XXXX   XXXX  told me that the  XXXX   XXXX  will never return my security deposit.   Back rent due to breach of covenant of quiet enjoyment and Constructive Eviction on  XXXX ,  XXXX ,  XXXX ,  XXXX   XXXX  : {$1200.00}  x 4 =  {$5000.00} Emotional distress, pain and suffering : {$1200.00} Moving expenses : {$300.00} Total : {$9900.00} Now, the  XXXX   XXXX ,  XXXX   XXXX   XXXX ,  XXXX   XXXX   XXXX   XXXX ,  XXXX   XXXX ,  XXXX , Ca  XXXX  demand my husband and I amount {$1600.00} plus interest of {$33.00}, Account #  XXXX  for  XXXX   XXXX   XXXX  and  XXXX   XXXX   XXXX   XXXX , even we dont owe them any money, but  XXXX   XXXX   XXXX  still did not pay us the security deposit and the above calculated money.    XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX , and  XXXX   XXXX   XXXX   XXXX   XXXX  threaten us that they would report us to Credit Bureaus, contact our employes, and file lawsuit against us.   On  XXXX / XXXX / XXXX  my credit report from  XXXX   XXXX ,  XXXX  showed the incorrect information that I have collection account with the amount of {$1600.00} from  XXXX   XXXX   XXXX  which is the debt I do not owe.

Company response to consumer: Closed with explanation