Consumer complaint received 2022-06-12
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Upon viewing my credit reports and I noticed DEPTEDXXXX/ ( XXXX ) had a discrepancy in the Date Opened, last reported, last active, and date of last payment section of the listing. 
Transunion are reporting date opened XX/XX/XXXX However XXXX is reporting date opened XX/XX/XXXX. If this the same account, reported by the same creditor how are these numbers different? 
Transunion are reporting last reported XX/XX/XXXX. However, XXXX last reported XX/XX/XXXX. If this the same account, reported by the same creditor how are these dates different? 
Transunion are reporting last active XX/XX/XXXX. However, XXXX last reported XX/XX/XXXX. If this the same account, reported by the same creditor how are these numbers different? 
Transunion are reporting date of last payment XX/XX/XXXX. However, XXXX date of last payment XX/XX/XXXX. If this the same account, reported by the same creditor how are these numbers different? 
XXXX has perfect payment history has perfect payment history and transunion has serveral deliquency payments. If this the same account, reported by the same creditor how are these numbers different? 
Because of this, its apparent neglect in ensuring everything on my report is accurate, consistent and up to date please DELETE these items immediately. 

I have enclosed a screenshot for your viewing. Please view Date Opened, Last Reported, last active, and date of last payment and the payment history Section Upon viewing my credit reports and I noticed XXXX XXXX ( XXXX ) had a discrepancy in the Date opened, account status, payment status, last reported, date last active, date of last payment section of the listing. 
Transunion are reporting date opened XX/XX/XXXX However XXXX and XXXX is reporting date opened XX/XX/XXXX. If this the same account, reported by the same creditor how are these numbers different?. 
XXXX are reporting account status Paid. However, XXXX and Transunion account status is derogatory. If this the same account, reported by the same creditor how are the statuses different? 
XXXX are reporting payment status XXXX 120 Days. However, Transunion and XXXX date opened XXXX off. If this the same account reported by the same creditor how are these payment statuses different? 
Transunion are reporting date last active XX/XX/XXXX. However, XXXX date last active XX/XX/XXXX. XXXX, last active date XX/XX/XXXX. If this the same account, reported by the same creditor how are these dates different? 
Transunion are reporting date of last payment XX/XX/XXXX. However, XXXX date last reported XX/XX/XXXX. XXXX last reported XX/XX/XXXX. If this the same account, reported by the same creditor how are these dates different? 
Transunion are reporting date last reported XX/XX/XXXX. However, XXXX date last reported XX/XX/XXXX. XXXX last reported XX/XX/XXXX. If this the same account, reported by the same creditor how are these dates different? 
Transunion has no payment history and labeled as a charge off, which we know a charge off cant be considered a debt per the irs and should not be reporting as a debt, but XXXX has almost perfect payment history. If this the same account, reported by the same creditor how are these dates different? 
Because of this, its apparent neglect in ensuring everything on my report is accurate, consistent and up to date please DELETE these item immediately. 

I have enclosed a screenshot for your viewing. Please view Date opened, account status, payment status, last reported, date last active, date of last payment section

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief