Consumer complaint received 2023-08-24
Company: EQUIFAX, INC.
State: WA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
On XX/XX/XXXX XXXX XXXX XXXX made an agreement with XXXX XXXX for place of residence with an application and disclosed a bankruptcy XX/XX/XXXX. The businesses took {$150.00} and a application fee {$36.00} with a promise of occupancy on XXXX XXXX. They breached that agreement on XXXX XXXX. XXXX XXXX XXXX provided bankruptcy XXXX which included a debt released with Division of Child Support. They were also given a letter by Department of labor XX/XX/XXXX stating XXXX XXXX XXXX is an employee under the definition of the law 6 USC 1142 ; 6 USC 1132 ( 5 ) gave court exhibits XXXX dkt XXXX both orders. The parties broke the equal opportunity in credit for fair housing opportunity XXXX XXXX XXXX is a person under XXXX  over XXXX of age with a known XXXX. XXXX XXXX XXXX is a exempt employee title Judiciary Clerk. XXXX. Unemployment worker for injury from XXXX15 U.S.C . 
United States Code, XXXX penalty {>= $1,000,000} XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ( XXXX XXXX XXXX ) property location of incident XXXX XXXX XXXX XXXX XXXX XXXX XXXX Washington  XXXX Register agent XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX WA XXXX Complaint : XXXX XXXX XXXX was discriminated against for equal lending practice as a XXXX XXXX  of XXXX XXXX XXXX years old with a known XXXX under fair housing act. 

XXXX XXXX XXXX have money for a application fee twice to the apartment {$36.00} and paid a holding deposit and was denied access to rent as others in similar circumstances. XXXX had already told the landlord about bankruptcy almost 9years ago which included Department of Child Support and the federal court gave discharge of the debt while giving a judgement against the father and XXXX XXXX XXXX and XXXX XXXX XXXX . A mandate dkt 63 was given to all parties. XXXX, XXXX also provided letter XX/XX/XXXX from U.S Department of Labor to the apartment the first time she tried to rent in XXXX. The holding deposit was {$150.00} move in was on XXXX XXXX. The administration manager XXXX XXXX is the person who denied a person of XXXX equal rights and the denial by phone on XX/XX/XXXX around XXXX XXXX. She tried to blame on-site but both parties were given a written statement with documentation. This matter concludes retaliation occurred against XXXX XXXX XXXX in trying to redline a person of XXXX without equal access to Housing. A injunction upon the parties shall be sought to stop and assist. 

( XXXX  ) Refuse to provide or discriminate in the terms or conditions of homeowners insurance because of the race, color, religion, sex ( including gender identity and sexual orientation ), disability, familial status, or national origin of the owner and/or occupants of a dwelling Deny access to or membership in any multiple listing service or real estate brokers organization What Types of Housing Are Covered? 
The Fair Housing Act covers most housing. In very limited circumstances, the Act exempts owner-occupied buildings with no more than four units, single-family houses sold or rented by the owner without the use of an agent, and housing operated by religious organizations and private clubs that limit occupancy to members. 

What Is Prohibited? 
In the Sale and Rental of Housing : It is illegal discrimination to take any of the following actions because of race, color, religion, sex ( including gender identity and sexual orientation ), disability, familial status, or national origin : Refuse to rent or sell housing Refuse to negotiate for housing Otherwise make housing unavailable Set different terms, conditions or privileges for sale or rental of a dwelling Provide a person different housing services or facilities Falsely deny that housing is available for inspection, sale or rental Make, print or publish any notice, statement or advertisement with respect to the sale or rental of a dwelling that indicates any preference, limitation or discrimination Impose different sales prices or rental charges for the sale or rental of a dwelling Use different qualification criteria or applications, or sale or rental standards or procedures, such as income standards, application requirements, application fees, credit analyses, sale or rental approval procedures or other requirements Evict a tenant or a tenants guest Harass a person Fail or delay performance of maintenance or repairs Limit privileges, services or facilities of a dwelling Discourage the purchase or rental of a dwelling Assign a person to a particular building or neighborhood or section of a building or neighborhood For profit, persuade, or try to persuade, homeowners to sell their homes by suggesting that people of a particular protected characteristic are about to move into the neighborhood ( XXXX  ) Refuse to provide or discriminate in the terms or conditions of homeowners insurance because of the race, color, religion, sex ( including gender identity and sexual orientation ), disability, familial status, or national origin of the owner and/or occupants of a dwelling Deny access to or membership in any multiple listing service or real estate brokers organization For more information and examples, visit Examples of Housing Discrimination. 

In Mortgage Lending : It is illegal discrimination to take any of the following actions based on race, color, religion, sex ( including gender identity and sexual orientation ), disability, familial status, or national origin : Refuse to make a mortgage loan or provide other financial assistance for a dwelling Refuse to provide information regarding loans Impose different terms or conditions on a loan, such as different interest rates, points, or fees Discriminate in appraising a dwelling Condition the availability of a loan on a persons response to harassment Refuse to purchase a loan For more information about discrimination in mortgage lending, visit Fair Lending. 

Harassment : The Fair Housing Act makes it illegal to harass persons because of race, color, religion, sex ( including gender identity and sexual orientation ), disability, familial status, or national origin. Among other things, this forbids sexual harassment. Learn more about sexual harassment here. 

Other Prohibitions : In addition, it is illegal discrimination to : Threaten, coerce, intimidate or interfere with anyone exercising a fair housing right or assisting others who exercise the right Retaliate against a person who has filed a fair housing complaint or assisted in a fair housing investigation Advertising : For more information about advertising and the Fair Housing Act, visit Advertising and Marketing. 

Additional Protections For Persons With XXXX : Housing providers must make reasonable accommodations and allow reasonable modifications that may be necessary to allow persons with XXXX to enjoy their housing. Get more information about reasonable accommodation here. 

Certain multifamily housing must be accessible to persons with XXXX. Get more information here. 

Additional Resources Examples of Housing Discrimination Fair Housing and Related Laws File a Complaint Back to FHEO Home Agency Resources U.S. Department of Housing and Urban Development XXXX XXXX XXXX, XXXX, Washington , DC XXXX T : XXXX TTY : XXXX Notice given XX/XX/XXXX Remedies equal housing opportunity which was denied and threated differently. 
XXXX XXXX XXXX is seeking relief over {>= $1,000,000} Have been communicating by email and agreed upon I declare ( or certify, verify, or state ) under penalty of perjury that the foregoing is true and correct. Executed on XX/XX/XXXX ( Signature ) /s XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX WA XXXX XXXX XXXX XXXXAll evidence has been provided to XXXX

Company response to consumer: Closed with explanation