Consumer complaint received 2015-05-13
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NJ
Product: Credit reporting
Issue: Improper use of my credit report
Sub-issue: Report shared with employer w/o consent

Complaint:
On or about XXXX XXXX, XXXX, without my knowledge and without my written authorization, XXXX XXXX XXXX received a copy of my credit report, as indicated on my credit report. As the widow of one of its shareholders, I was requesting to be reimbursed by XXXX XXXX XXXX for personal loans in excess of {$73000.00}, that I made to XXXX XXXX XXXX in XXXX, as the defendant in multiple lawsuits, including dissolution of the corporation by a surviving shareholder. Because of that specific lawsuit, XXXX allegedly needed operating capital, which I partially supplied in the form of XXXX loans that remain outstanding after all these years. I did not apply for employment with XXXX XXXX XXXX at that time, and there was/is no need for XXXX at any point in time to go behind my back for a copy of my credit report. Posing as my " potential employer '', and in order to fulfill the credit bureau 's requirement, someone allegedly had my signature forged on its application for my credit report, and was successful apparently, as XXXX appears as an employer on my credit report to this day, XXXX. XXXX XXXX XXXX had my personal information on file, in order to add me to the group health insurance policy, due to my marriage to XXXX of its shareholders, XXXX XXXX XXXX, who later died. At the point in time of the credit report, there was/is no offer of employment by XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX. and/or XXXX XXXX, XXXX, nor did I seek an employment position with XXXX after meeting XXXX XXXX, and marrying him in XXXX. After being shocked to see XXXX as XXXX of my employers listed on my credit report, I immediately complained to the XXXX credit bureaus that I had not signed any document authorizing XXXX to gain access to my credit report at any time, nor did I have any knowledge of its intent to do so without my knowledge and/or signed authorization. I have repeatedly requested from the XXXX credit bureaus, copies of each/every document XXXX forwarded to the credit bureaus, including a copy of my authorizing signature, in order for XXXX or anyone associated with XXXX including XXXX XXXX, to receive a copy of my credit report, the purpose for which remains unknown. This request has not been acknowledged nor responded to by the credit bureaus. XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, NY, did not/does not have any right to access my credit reports, nor to receive unauthorized credit reports. Because of XXXX 's action, I believe my rights have been violated under credit reporting laws. According to the New York Department of State, XXXX 's corporate attorney is XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX, - XXXX, XXXX, New York XXXX. XXXX XXXX XXXX is XXXX 's business operations XXXX, XXXX XXXX, and XXXX XXXX XXXX are majority shareholders of XXXX XXXX XXXX, upon information and belief. I am requesting a full and complete investigation into the unauthorized access of my credit report by XXXX XXXX XXXX. I also request a copy of each/every document forwarded by XXXX XXXX XXXX to the credit bureaus, for the purpose of my becoming employed by XXXX in or around XXXX, in order to get an unauthorized copy of my credit report, with said credit report actually being supplied by the credit bureaus to XXXX on or about XXXX XXXX, XXXX. Thank you. XXXX XXXX.

Company public response: Company chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief