Consumer complaint received 2022-12-19
Company: EQUIFAX, INC.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
To Whom # May Concern. 
I received a copy of my credit report to improve my credit and take care of my responsibilities and noticed a few accounts that I wanted a little more explanation on. 
I am not saying they are reporting right or wrong ; I am just saying that I am not 100 percent sure if they are. I also read the Fair Credit Reporting Act, which said by law, I had the right to challenge anything I am not sure is accurate. Some of the people reporting things on me I have never heard of, which made me write to you all. 
Are you familiar with U.S.C. Sec. 1681/ ( a )? I heard that if you can't provide proof, these accounts must be deleted. Well, I want these accounts deleted if they are not 100 percent right and correct. So, could you please check on these and get back to me? I saw on a Credit site and board that this lawyer said you have 30 days to complete this investigation. Please investigate the following accounts and remove them if anything is missing or not correct on them Accounts Accounts name XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX XXXX XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX XXXX XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX XXXX XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX  XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX XXXX XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX XXXX XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX XXXX  Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX  XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX XXXX XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX  XXXX XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX XXXX XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX  XXXX XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name XXXX Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report Accounts name Account number Please investigate if every piece of information is correct. If not, please remove it from my credit report

Company response to consumer: Closed with explanation