Consumer complaint received 2021-11-26
Company: Experian Information Solutions Inc.
State: NV
Product: Vehicle loan or lease
Sub-product: Loan
Issue: Problems at the end of the loan or lease
Sub-issue: Unable to receive car title or other problem after the loan is paid off

Complaint:
This is a Tribunal Consular Jurisdiction Court order and matter as to Experian collaborated with XXXX XXXX claiming that there was a new creditor claiming the debt was owed well after the debt had been paid as of XX/XX/XXXX approximately one year ago. 

They stated on their own letter head and document that they did not know of XXXX XXXX XXXX XXXX and wanted her to send private vital information concerning her identity such as social security no. passport drivers license etc, .. as such the court order was sent to them with proof and evidence along with affidavits etc, .. as to the name title appellation and allodial title of XXXX ; XXXX XXXX XXXX. 

They ignored that and said that a new creditor would be attactching themselves to this debt. Now how would they know of such unless they too were involved in the process and illegal dealings of this matter. 

As such they predicted correctly for On Wednesday XX/XX/XXXX approximately XXXX an alleged process server XXXX XXXX located at XXXX XXXX XXXX XXXX XXXX NV XXXX XXXX [ XXXX ] appeared on the private grounds domicile that of Diplomat ; XXXX XXXX XXXX XXXX. He was demanding to see the likes of a all caps incorporation which he was told did not exist. 

He then went on line on his tablet and showed the cohort of ; XXXX XXXX XXXX a name registered with the XXXX of XXXX. He was informed that, that all caps name you pulled up is an Estate Trust, there is no woman or person by that name. As such he the process server was directed to go to the State Dept. of NV and do a search for the PPEHTrust whereas he could find the Estate Trust as proof that was not a person nor a woman but an Estate Trust. 

He did not wear a mask, nor gloves and appeared to be either tired or other. The man XXXX ; XXXX XXXX XXXX attempted to see the documents to see and verify if he was at the correct location looking for the right person, the man said he could not see the document. XXXX XXXX XXXX XXXX then asked him if he had a warrant and he said no, just a court document from XXXX XXXX CA signed by a Judge but no name of the judge was given. 

The man did not produce a warrant and proceeded to attempt to serve documents while he was standing in front of a Trespassing sign posted on the front door. He has breached the peace in his attempt to serve a none existing being corporation all caps straw without proper information or evidence that he had the correct address. 

This man working for a process serving company on behalf of XXXX XXXX XXXX XXXX in pursuance of some alleged property was discovered by camera. The grounds on the XXXX has multiple camera angles with strong zooming abilities. Once the XXXX XXXX XXXX XXXX was able to gain access to the property cameras. 

What was discovered was that the all caps incorporation name was XXXX XXXX XXXX with two listed addresses and XXXX records from Texas and North Carolina. Please see the photo attached herein. 

Title 12USC95a I XXXX XXXX XXXX XXXX of sound mind and body present this claim in regards to 26USCode 7605 [ a ] and [ b ]. I did not give permission for use of my private social security number nor have i given consent to a audit or examination after XX/XX/XXXX LTR549C, nor after XX/XX/XXXX LTR4883C. i am a foreign official envoy with visa. Cease and Desist as to 18USC1341subsec1342 illegal usage of fictitious name [ s ] in all capital letters as my property is with a private estate trust. Title 12USC95a for i am not lost at sea, the living sentient being and rightful heir form and declare my right to reversion of the State as misprinted in all caps straw man woman and nomdegurre. 

I surrender and assign any all recessionary interest to the foreign United States and to any and all subsidiaries for full acquittal discharge settlement and closure. I assume no liabilities or debts however contrived and do not consent to stand as surety for the foreign private for profit orgs. Legal facts and grounds- If a Court or Judge in another state wants to make an order for an out of state property and person he must show jurisdiction, whereas in this matter the XXXX XXXX Court and Judge as well case and complaint has no Jurisdiction in the XXXX XXXX Nevada. Nor was it shown. 

The document showed that XXXX XXXX  was pursuing a XXXX XXXX XXXX whom has two other vehicles registered in Texas and North Carolina and as such the fraudulent attempt to repossess or make theft of property located in XXXX XXXX NV XXXX within the land of XXXX XXXX was illegal. The process server went on to say that maybe they are attempting to sue the XXXX of XXXX XXXX XXXX, the cohort XXXX ; XXXX XXXX XXXX XXXX explained that would not be legal nor judicial for the Estate is located without the US of America and is held in a private Trust not located here. 

This appears to be reaching far on the behalf of XXXX XXXX, for on XX/XX/XXXX approximately one year ago Diplomat ; XXXX XXXX XXXX XXXX paid by was of Tender of Payment the balance due after received the payoff demand from XXXX XXXX. 

Shortly after XXXX XXXX began illegally tracking cell phone calls to family and friend members, and unknown persons not involved. From XXXX MI, to FL, CA, and other states. XXXX XXXX went on a rampage to embrace ; XXXX XXXX XXXX XXXX claiming she owed a debt after receiving the tender of payment in full based upon the payoff demand presented in writing and over the phone by an legal dept employees located in MI and FL. 

Stated within the tender of payment was The above United States government obligations is hereby accepted and acknowledged and I do assign and pledge the total value of the obligation to the United States of America through the United States Department of the Treasury to be redeemed for value and receivable at the Federal Reserve, the Federal Reserve Bank, and/or any member bank and/or national Association as prescribed by statute ( the act of XX/XX/XXXX ; the act of XX/XX/XXXX ; 12 USC 411 ; 18 USC 8 ; and the intentions of the United States Congress concerning THE CURRENT SERIOUS NATIONAL EMERGENCY ). 

12 U.S. Code 411 - Issuance to reserve banks ; nature of obligation ; redemption - ( XXXX XXXX, XXXX, ch. 6, 16 ( par. ) ,38 Stat. 265 ; XXXX XXXX, XXXX, ch. 6, 2 ( b ) ( 1 ) ,48 Stat. 337 ; XXXX XXXX, XXXX, ch. 614, title II, 203 ( a ) ,49 Stat. 704. ) '' Since XX/XX/XXXX, the United States has been in A STATE OF DECLARED NATIONAL EMERGENCY. '' Senate Report 93-549, XX/XX/XXXX ; Public Law 94-112 - XX/XX/XXXX and 7 CFR 1901.508 Servicing of insured notes outstanding with investors.

3-603. TENDER OF PAYMENT. ( a ) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument, the effect of tender is governed by principles of law applicable to tender of payment under a simple contract. ( b ) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument and the tender is refused, there is discharge, to the extent of the amount of the tender, of the obligation of an endorser or accommodation party having a right of recourse with respect to the obligation to which the tender relates. What say you? 

Proof of Payment Funds Via Tender of Payment HJR192 10/28/1977 UCC3-603 [ a ] and [ b ] 31U.S.Code, 822 31 U.S.Code 463. 

Approximately XX/XX/XXXX at XXXX am before the XXXX XXXX XXXX presumed to hear the matter between XXXX XXXX and XXXX ; XXXX XXXX XXXX XXXX concerning the XXXX XXXX XXXX with evidence proof of payment tender of payment and other evidentiary documents as it was shown that XXXX XXXX and CEO XXXX XXXX and employee XXXX along with XXXX XXXX investigations was notified of the Consulate Court action and hearing on XX/XX/XXXX with certified proof of service documented calls with XXXX giving the address of his location and corporate offices of XXXX XXXX [ Bank ] located in XXXX MI and other states. They all failed to appear. In fact the claimant herein known as ; XXXX XXXX XXXX XXXX on behalf of XXXX XXXX XXXX ESTATE TRUST and PPEHTrust was present and shown return mail from XXXX XXXX and proof of service via XXXX mail form XXXX certified mail and delivery. 

See proof of service as to several mailings went out to Experian located in Texas whom keeps sending mail claiming they don't know who XXXX XXXXXXXX XXXX XXXX is, rather sends a credit report rating claiming that a new creditor is underway. They all defaulted. Several liens have been filed against XXXX and XXXX for total amount due now which you have acquired during this fraudulent acquisition of an alleged debt in the amount of {>= $1,000,000} plus the lien amount filed against you within the State Dept [ s ] totaling {>= $1,000,000} for a grand total of {>= $1,000,000}. 

Now said lien has been filed against XXXX XXXX located in NV GA and CA in the amount of {>= $1,000,000} for total amount due as this is court of record herein this online WE THE PEOPLE Government Agency is now due in the amount of {>= $1,000,000} Which Experian is now responsible for trading off private Social Security Numbers, identify records drivers license etc, .. thereto XXXX XXXX located in CA. 

For sharing private information with associates XXXX XXXX 18 USCode Sec. 242 and 42 USCode Sec 1983 also 42 USCode Sec. 408 Section 7 of Public Law 93-579 also Cc ; 8CFR274a.2 Verification of employment eligibility as to they reported information to agencies and corporations as to a job or employee without the knowledge and consent of the claimant herein.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation