Consumer complaint received 2022-12-23
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: IL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
I would I was going over my credit report and I just now noticed that they are maliciously putting a previously a lot of inquiries on my credit file that I did not authorize and approve these are these type of things that I've been talking about after numerous times of reporting to you guys that they're doing XXXX and loan has over XXXX inquiries on my file that's right now that I can count right now on on XXXX XXXX thing they have more than XXXX dates that they have hard inquiry on my credit file and I do not know I know some of these dates are on the same exact date so I did not request my credit card to be hardinkery three times in one day pretty much a lot of the inquiries on my file like XXXX XXXX XXXX XXXX XXXX XXXX has more than XXXX inquiries on under hard increase under my credit file and I know I will not ask for them to do a XXXX inquiry on my file if I got denied XXXX or XXXX or XXXX times why would I keep asking them to run credit check that makes no sense I am providing documents showing that XXXX is abusing the the power by continuously putting XXXX increase on my file since they can not report any anything else accurately so they produce it to be going to my side because it takes longer and it's harder to get off of inquiry than anything else you have to actually submit each document for each one of these credit increase so they like to stack them up I should not have to spend my time or my hard earn money to go under here and go each one by XXXX and try to dispute each XXXX of these when they know and they're internally putting these on our files 85 % of these increases on these trial have been for business-related inquiries in the first place so they should be placed on my business credit not my personal credit I am an XXXX XXXX XXXX XXXX XXXX another one they have more than XXXX XXXX XXXX more than XXXX inquiries under my inquiries that I apply for a hard credit check that I do not apply for it and why do we have to dispute this. I don't know my next step but this is discrimination cuz I don't know why they would sit there and pinpoint me out of everybody that goes through there and sit here it's been one thing after another with these guys they I call and tried to get the disputed they hang up in my face and send me to answering service the next time I call in so why are they allowed to do this please advise me to the next steps I need to take to get this resurrected or get this fixed so they don't happen again I have been denied a lot of credit or loans or stuff due to the fact that they are discriminating against me and all my XXXX  XXXX or whatever it is I have also provided a documentation the experience is doing the exact same thing I'm sure TransUnion is too XXXX  and provide outlet soft increase I know they don't affect your credit but if they don't take my credit I'm on them off of there if I did not approve them and I went in to provide documentation showing that they follow the law when they put them on there

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation