Consumer complaint received 2022-01-24
Company: Flagstar Bank, N.A.
State: OH
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
XXXX through flagstar bank was a va loan that was transferred from XXXX XXXX XXXX XXXXXXXX that was established XX/XX/XXXX and with XXXX XXXXXXXX until sent to Flagstar XX/XX/XXXX until XX/XX/XXXX. However, they are reporting 13 late payments from dates XXXX until XXXX when Flagstar did not have the loan. XXXX XXXXXXXX XXXX is also reporting 12late payments all but XXXX date that Flagstar is reporting. XXXX XXXX XXXX ( XXXX dob XX/XX/XXXX ) filed an Affidavit through XXXX County Domestic Relations Court that he refinanced XXXX XXXX loan prior to XX/XX/XXXX and when I was served I provided a copy to the VA department via email with receipts and to XXXX XXXX XXXX through multiple routes. I thought XXXX would help me but instead they sold the loan to Flagstar Bank and sent me a goodbye letter and to look for the welcome letter. I even asked Flagstar to mail payoff balances, loan summaries, account details, etc to the XXXX County Court House daily and sometimes multiple times a day as they refused to accept Flagstar as the mortgage. Judicial Notice is taken in case XXXX regarding property address XXXX XXXX XXXX XXXX Ohio that the quick claim deed was signed by me XX/XX/XXXX and filed by recorder/auditor XX/XX/XXXX and also I provided in person a copy but was told I would go to jail for saying I had filed quick claim deed by XXXX XXXX XXXX I have purchased transcripts in case from the court for this matter to prove the situation. After XX/XX/XXXX it was established that I had filed XXXX deed I was told the case of contempt asking to jail me was purged but I do have all transcripts but the transcript for XX/XX/XXXX in front of Judge XXXX XXXX as the court reporter XXXX XXXX is typing up and has been paid XXXX to date through XXXX with XXXX XXXX. I am seeking help with my credit to remove the late 13 payments from flagstar and stop them from doing this to others as if they got me they got many, as well as the fraud on the divorce XXXX attempting and actually succeeding in fraud documented through court transcripts, credit reports, separation agreements that merged with divorce decree, even the mutual agreement that was unethically obtained by XXXX XXXX and XXXX XXXX stating it was only for XXXX to refi and the document would not be used in any other way .... but then was sent to court as mutual agreement and the court acknowledges that they never serviced me. The mail all leads to XXXX XXXX XXXX XXXX, OH XXXX owned by XXXX XXXX. My juror summons from XXXX county court also was tracked with case numbers through the usps inspector department as supposedly it was a federal crime to forward mail of an ex spouse to a XXXX XXXX XXXX XXXX sheriff says its civil not criminal. Court laughs at me. Please help. XXXX lien XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Oh XXXX property address. XXXX originated as an interest rate reduction loan through the va and changed from XXXX to XXXX XXXX. Thank you for your time.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation