Consumer complaint received 2016-08-04
Company: EQUIFAX, INC.
State: FL
Product: Credit reporting
Issue: Incorrect information on credit report
Sub-issue: Information is not mine

Complaint:
XXXX/XXXX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Equifax Information Services , LLC . 
XXXX XXXX XXXX, XXXX XXXX XXXX XXXX / XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : CFPB Case Num : XXXX Dear Equifax I have attached copy of all the correspondence regarding this issued. 
( 1 ) A copy of my credit report on each account for XX/XX/XXXX ( 2 ) Letter from Dept of Education XXXX Discharge XX/XX/XXXX ( 3 ) Letter from XXXX XXXX/XXXX/XXXX FFEL Teach Loan Discharge ( 4 ) Letter from XXXX XXXX/XXXX/XXXX XXXX XXXX Discharge ( 5 ) Letter from my Attorney in XXXX/XXXX/XXXX ( 6 ) Letter From XXXX XXXX/XXXX/XXXX Remove From Credit ( 7 ) CFPB From Experian XXXX/XXXX/XXXX Remove From Credit This are the loan that appear on my Credit Report : Case Num : XXXX Department of Education XXXX/XXXX/XXXX {$6000.00} Account XXXX Open Paid Case Num : XXXX Department of Education XXXX/XXXX/XXXX {$2000.00} Account XXXX Open Paid Case Num : XXXX Department of Education XXXX/XXXX/XXXX {$3500.00} Account XXXX Open Paid Case Num : XXXX Case Num : XXXX US Dept of ED/XXXX XXXX/XXXX/XXXX {$3300.00} Account XXXX Closed Transfer Case Num : XXXX XXXX Department of Edu XXXX/XXXX/XXXX {$3500.00} Account XXXX Closed Unknown Case Num : XXXX US Dept of ED/XXXX XXXX/XXXX/XXXX {$6000.00} Account XXXX Closed Collection Case Num : XXXX US Dept of ED/XXXX XXXX/XXXX/XXXX {$3500.00} Account XXXX Closed Collection Case Num : XXXX US Dept of ED/XXXX XXXX/XXXX/XXXX {$6000.00} Account XXXX Closed Collection Case Num : XXXX Dept of ED/XXXX XXXX {$6000.00} Account XXXX Open Late Case Num : XXXX XXXX XXXX XXXX/XXXX/XXXX {$6000.00} Account XXXX Close Late Case Num : XXXX XXXX XXXX XXXX/XXXX/XXXX {$1100.00} Account XXXX Paid Closed XXXX XXXX XXXX/XXXX/XXXX {$6000.00} Account XXXX Paid Closed XXXX XXXX XXXX/XXXX/XXXX {$2000.00} Account XXXX Paid Closed XXXX XXXX XXXX/XXXX/XXXX {$3500.00} Account XXXX Paid Closed Unfortunately these institutions have not provided me with accurate information. In addition XXXX took this entire loans with out my consent. They lied they said it was scholarship not needed to be repaid. 

What I do n't understand if I submitted all the documentation that was request of me for the XXXX on time in XXXX. Why I 'm dealing with this nightmare still 8 years letter. 

Furthermore XXXX was able to process my application plus report to the Credit Bureau that Loans were paid as agreed close. Why do the other agencies report I was UN default? Along with loans benign open send to collection and late. Why are they still open it should be close? In addition it has been 8 years seen this Loan were reported to the Credit Bureau. And how many centuries do they need to solve these problems. 

To solve the problem, I will appreciate your clarification and explanation on every single loan that appear on my credit report. My Understanding was that XXXX took XXXX loans and the Dept of XXXX Paid and clears this loan in XXXX. However on my credit Report it appears XXXX loans from different agencies. 

I have enclosed copies of all my records correspondence. 
At this point I 'm very confuse as to why all this offices within the Dept of Education are reporting inaccurate information. 

I look forward to your reply and resolution to my problems. Thank you for the opportunity to clarified this issued. 


XXXX XXXX

Company response to consumer: Closed with explanation