Consumer complaint received 2016-11-23
Company: First Data Corporation
State: CA
Product: Debt collection
Sub-product: Other (i.e. phone, health club, etc.)
Issue: Cont'd attempts collect debt not owed
Sub-issue: Debt is not mine

Complaint:
Please see the following letter ( sent Certified to TRS XXXX/XXXX/XXXX disputing the supposed debt relating to the deposit check written by myself on XXXX XXXX for {$4000.00} toward purchase of a vehicle that failed precipitously ( even before I got home that afternoon ) which sent the vehicle off the road entirely and very nearly off a XXXX ' cliff. 


Thursday, XXXX XXXX, XXXX TRS Recovery Services/TeleCheck XXXX Department/Disputes XXXX XXXX XXXX XXXX XXXX, Texas XXXX Via FAX and Certified XXXX Re : Stop Payment on check # XXXX per your reference # XXXX Checking account # XXXX XXXX XXXX XXXX amt. {$4000.00} To whom it may concern ; On XXXX XXXX, XXXX I wrote the subject check to XXXX / XXXX XXXX ( not XXXX XXXX XXXX as a deposit during the purchase of a Certified XXXX XXXX XXXX vehicle ( XXXX miles ) During the drive home the transmission failed ( exploded ) forcing me off the road suddenly and to my terror and without warning very nearly drove the vehicle off the XXXX XXXX some XXXX to XXXX ' below off XXXX XXXX near XXXX, XXXX.. not 45 minutes after leaving the dealership. 

At XXXX XXXX next morning ( XXXX XXXX ) I contacted the salesman and the manager of the dealership and promptly rescinded the option agreement as is my right in XXXX which I had signed the evening before and sent the spare set of keys back via XXXX XXXX. Even though I can not be entirely certain, by my records the check was presented for payment several days later, with full knowledge of the fact that I had stopped payment on the check and that I had no intention of honoring any sales agreement that had by this time been rescinded and that I had no intention of going ahead with any purchase of any XXXX vehicle ever again, anytime soon and certainly never wished to see the vehicle that had almost killed me the evening before. I later learned the vehicle 's XXXX location needed XXXX tow trucks and the XXXX XXXX XXXX to stop/control traffic for several hours. Aside from collecting my personal belongings from the vehicle the next morning at the tow company I never wanted to see that vehicle or any vehicle from XXXX XXXX XXXX again ... Needless to say ( and the subject of this dispute ) I wrote to the dealership, got no action or assistance of any kind and so explained that I was rescinding our contract and that I had stopped payment on the subject deposit check earlier that very day ( AND FOLLOWED THAT NOTIFICATION UP WITH THIS LETTER OF CANCELLATION ) If you require proof and/or validation of this event and or it 's details it may help to contact XXXX XXXX at XXXX customer relations in XXXX at : XXXX : XXXX XXXX XXXX XXXX. XXXX Fax : XXXX XXXX XXXX E-mail : XXXXXXXXXXXX Web : XXXX IN CONCLUSION : Therefore I completely dispute the validity of this transaction which was initiated by XXXX of XXXX without my knowledge or authorization and as any reasonable person might assume hereby notify XXXX of the dealership 's apparently suspicious attempt to gain payment of the above mentioned {$4000.00} whilst already knowing the transaction to have been canceled in it 's entirety days beforehand on the morning of XXXX XXXX, XXXX. 

Sincerely, Signature Name, Address/Telephone # withheld

Company response to consumer: Closed with explanation