Consumer complaint received 2022-09-06
Company: EQUIFAX, INC.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
To Whom It May Concern : I was in the process of applying for new employment and it was brought to my attention that there is some inaccurate information reporting on my credit report.I received a copy of my credit report and to my surprise I saw all these inaccurate items that are not correct. By the way I hope that this does not hinder my ability to obtain employment due to this inaccurate information showing. I was advised by a legal friend of mine that under 15 US Code 1681a section 603 ( k ) ( b ) ( ii ) can be considered an adverse action. 
Therefore I want the following accounts to be updated to the correct amount, date, status, open and closed date, last date of activity and time. 
If you can not complete this request, please delete the accounts immediately. I have provided an exhibit of evidence showing the inaccuracies of my reports. 
Please investigate if every piece of information is correct. If not, please remove it from my credit report. 
1. The following personal information is incorrect Account Number : CURRENT ADDRESS : XXXX XXXX XXXXXXXX, GA XXXX 2. The following personal information is incorrect Account Number : CURRENT ADDRESS : XX/XX/XXXX 3. The following personal information is incorrect Account Number : EMPLOYER XXXX XXXX XXXX XXXX XXXX XXXX 4. The following personal information is incorrect Account Number : EMPLOYER : XX/XX/XXXX XXXX. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX # XXXX, GA XXXX 6. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX, FL XXXX XXXX. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XX/XX/XXXX 8. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Delete this account. 
9. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Delete this account. 
10. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Delete this account. 
11. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Delete this account. 
12. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Delete this account. 
13. there is some inaccurate information reporting. 
XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
14. there is some inaccurate information reporting. 
XXXX XXXX Account Number : XXXX Delete this account. 
15. there is some inaccurate information reporting. 
XXXX Account Number : XXXX Delete this account. 
16. The following accounts were closed by me and should state that XXXX XXXX Account Number : XXXX Delete this account. 
17. This account is not in compliance per the FCRA due the reporting of unverified and Incomplete balances XXXX Account Number : XXXX Delete this account. 
18. there is some inaccurate information reporting. 
XXXX XXXX Account Number : XXXX Please remove this inaccurate XXXX loan from my report 19. there is some inaccurate information reporting. 
XXXX XXXX Account Number : XXXX Delete this account. 
20. I was never 30 days late in this account. 
XXXX Account XXXX : XXXX Please remove it from my credit report. 
21. there is some inaccurate information reporting. 
XXXX XXXX XXXX  Account Number : XXXX Delete this account. 
22. there is some inaccurate information reporting. 
XXXX Account Number : XXXX Delete this account. 
23. there is some inaccurate information reporting. 
XXXX XXXX Account Number : XXXX Delete this account. 
24. there is some inaccurate information reporting. 
XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
25. there is some inaccurate information reporting. 
XXXX Account Number : XXXX Please remove this inaccurate student loan from my report 26. The following status of this account is incorrect and incomplete XXXX XXXX XXXX Account Number : XXXX Delete this account. 
27. there is some inaccurate information reporting. 
XXXX XXXX Account XXXX : XXXX Delete this account.

Company response to consumer: Closed with explanation