Consumer complaint received 2020-08-19
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Open Account Number : XXXX Payment Responsibility : Individual Date Opened : XX/XX/XXXX Balance Date : XX/XX/XXXX Balance Amount : {$2000.00} Monthly Payment : High/Limit : {$1900.00} Account Status : Collection Past Due Amount : {$0.00} Comments : COLLECTION ACCOUNT ORIGINAL CREDITOR : XXXX XXXX XXXX  XXXX ACCOUNT INFORMATION DISPUTED BY CONSUMER XXXX XXXX Equifax XXXX   XXXX  Account Type : Open Installment Account Number : XXXX XXXX Payment Responsibility : Individual Individual Date Opened : XX/XX/XXXX XX/XX/XXXX Balance Date : XX/XX/XXXX XX/XX/XXXX Balance Amount : {$3000.00} {$3000.00} Monthly Payment : High/Limit : {$3000.00} {$3000.00} Account Status : Collection Collection Past Due Amount : {$0.00} {$3000.00} Comments : COLLECTION ACCOUNT ORIGINAL CREDITOR : XXXX XXXX XXXX XXXX   ACCOUNT INFORMATION DISPUTED BY CONSUMER LAST REPORTED DELINQUENCIES : XXXX ORIGINAL CREDITOR : XXXX XXXX XXXX XXXX COLLECTION ACCOUNT ACCOUNT INFORMATION DISPUTED BY CONSUMER LAST PAID : XXXX XXXX XXXX  Equifax XXXX  XXXX  Account Type : Installment Account Number : XXXX Payment Responsibility : Individual Date Opened : XX/XX/XXXX Balance Date : XX/XX/XXXX Balance Amount : {$4300.00} Monthly Payment : {$0.00} High/Limit : {$4300.00} Account Status : Collection Past Due Amount : {$4300.00} Comments : LAST REPORTED DELINQUENCIES : XXXX AMOUNT IN HIGH CREDIT ORIGINAL CHARGE-OFF AMOUNT CONS DISPUTES - REINVESTIGATION IN PROCESS Show Details XXXX XXXX XXXX Equifax XXXX  XXXX  Account Type : Open Open Revolving Account Number XXXX XXXX XXXX XXXX Payment Responsibility : Individual Individual Individual Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance Date : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance Amount : {$5100.00} {$5100.00} {$5100.00} Monthly Payment : {$0.00} High/Limit : {$5100.00} {$5100.00} {$5100.00} Account Status : Collection Collection As Agreed Past Due Amount : {$3500.00} {$3500.00} {$3500.00} Comments : CONSUMER DISPUTES THIS ACCOUNT INFORMATION CHARGED OFF ACCOUNT ACCOUNT INFORMATION DISPUTED BY CONSUMER THIS IS AN ACCOUNT IN GOOD STANDING LAST REPORTED DELINQUENCIES : XXXX UNPAID BALANCE REPORTED AS A LOSS BY CREDIT GRANTOR ACCOUNT INFORMATION DISPUTED BY CONSUMER LAST PAID : Show Details XXXX  CARD Equifax XXXX  XXXX  Account Type : Revolving Revolving Revolving Account Number : XXXX XXXX XXXX XXXX XXXX XXXX Individual Individual Individual Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance Date : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance Amount : {$7600.00} {$7600.00} {$7600.00} Monthly Payment : {$0.00} High/Limit : {$7600.00} {$7600.00} {$6500.00} Account Status : Collection Collection Late Over 120 Days Past Due Amount : {$7600.00} {$7600.00} {$7600.00} Comments : LAST REPORTED DELINQUENCIES : XXXX CHARGED OFF ACCOUNT ACCOUNT CLOSED BY CREDIT XXXX ACCOUNT CLOSED BY CREDIT XXXX ACCOUNT DELINQUENT 180 DAYS PAST DUE DATE LAST REPORTED DELINQUENCIES : XXXX UNPAID BALANCE REPORTED AS A LOSS BY CREDIT GRANTOR ACCOUNT CLOSED BY CREDIT GRANTOR LAST PAID : XX/XX/XXXX XXXX XXXX XXXX Equifax XXXX   XXXX  Account Type : Open Account Number : XXXX Payment Responsibility : Individual Date Opened : XX/XX/XXXX Balance Date : XX/XX/XXXX Balance Amount : {$3000.00} Monthly Payment XXXX {$0.00} High/Limit : {$3000.00} Account Status : Collection Past Due Amount : {$3000.00} Comments : CONSUMER DISPUTES THIS ACCOUNT INFORMATION COLLECTION ACCOUNT Show Details XXXX  XXXX  Account Type : Installment Account Number : XXXX Payment Responsibility : Joint Contractual Liability Date Opened : XX/XX/XXXX Balance Date : XX/XX/XXXX Balance Amount : $ 0 Monthly Payment : High/Limit : {$16000.00} Account Status : As Agreed Past Due Amount : {$0.00} Comments : LAST REPORTED DELINQUENCIES : XXXX CLOSED Show Details Equifax XXXX  XXXX  Account Type : Revolving Revolving Account Number : XXXX XXXX Payment Responsibility : Individual Individual Date Opened : XX/XX/XXXX XX/XX/XXXX Balance Date : XX/XX/XXXX XX/XX/XXXX Balance Amount : {$4300.00} {$4300.00} Monthly Payment : High/Limit : {$4300.00} {$4000.00} Account Status : Collection Late Over 120 Days Past Due Amount : {$4300.00} {$4300.00} Comments : ACCOUNT CLOSED BY CREDIT GRANTOR ACCOUNT DELINQUENT 180 DAYS PAST DUE DATE LAST REPORTED DELINQUENCIES : XXXX UNPAID BALANCE REPORTED AS A LOSS BY CREDIT GRANTOR ACCOUNT INFORMATION DISPUTED BY CONSUMER LAST PAID : XX/XX/XXXX Show Details XXXX XXXX XXXX  Equifax XXXX  XXXX  Account Type : Revolving Revolving Revolving Account Number : XXXX XXXX XXXX Payment Responsibility : Individual Individual Individual Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance Date : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance Amount XXXX {$410.00} {$410.00} $ 412 Monthly Payment : {$0.00} High/Limit : {$410.00} {$410.00} {$300.00} Account Status : Collection Collection Late Over 120 Days Past Due Amount : {$410.00} {$410.00} {$410.00} Comments : LAST REPORTED DELINQUENCIES : XXXX CHARGED OFF ACCOUNT ACCOUNT CLOSED BY CREDIT GRANTOR ACCOUNT CHARGED TO PROFIT AND LOSS ACCOUNT DELINQUENT 180 DAYS PAST DUE DATE LAST REPORTED DELINQUENCIES : XXXX UNPAID BALANCE REPORTED AS A LOSS BY CREDIT GRANTOR LAST PAID : XX/XX/XXXX WF/PREFERRED CUST ACCT Equifax XXXX  XXXX  Account Type : Revolving Revolving Revolving Account Number : XXXX XXXX XXXX Payment Responsibility : Individual Individual Individual Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance Date : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance Amount : {$3400.00} {$3400.00} {$3400.00} Monthly Payment : {$0.00} High/Limit : {$3400.00} {$4800.00} {$4800.00} Account Status : Collection Collection Late Over 120 Days Past Due Amount : {$3400.00} {$3400.00} {$3400.00} Comments : LAST REPORTED DELINQUENCIES : XXXX CONSUMER DISPUTES AFTER RESOLUTION CHARGED OFF ACCOUNT DISPUTE RESOLVED-CUSTOMER DISAGREES ACCOUNT DELINQUENT 150 DAYS PAST DUE DATE LAST REPORTED DELINQUENCIES : XXXX UNPAID BALANCE REPORTED AS A LOSS BY CREDIT GRANTOR DISPUTE RESOLVED - CONSUMER DISAGREES LAST PAID : XXXX XXXX XXXX Equifax XXXX  XXXX  Reported Not Reported Reported Collector : XXXX XXXX, XXXX XXXX XXXX Account Number : XXXX XXXX Date Opened : XX/XX/XXXX XX/XX/XXXX Balance Date : XX/XX/XXXX XX/XX/XXXX Balance Amount : {$2000.00} {$2100.00} Date of Status : XX/XX/XXXX XX/XX/XXXX Status : Closed Open XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation