Consumer complaint received 2020-08-13
Company: EQUIFAX, INC.
State: LA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
The following Hard inquiries are appearing on my credit report which i DID NOT APPLY FOR. Please remove ALL inquires below, Please don not respond with a automated computer generated answer or claim the inquiries are factual. THEY ARE NOT FACTUAL AND I DID NOT APPLY FOR THEM. It's obvious that the creditors have my personal information and will easily be able to verify my name and address. However, I did not contact these creditors nor applied for anything : 1. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

2. Show me proof that this inquiry was authorized or remove XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

3. Show me proof that this inquiry was authorized or remove XXXX   Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

4. Show me proof that this inquiry was authorized or remove XXXX   Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

5. Show me proof that this inquiry was authorized or remove XXXX XXXX  Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

6. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

7. Show me proof that this inquiry was authorized or remove XXXX XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

8. Show me proof that this inquiry was authorized or remove XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

9. Show me proof that this inquiry was authorized or remove XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

XXXX. Show me proof that this inquiry was authorized or remove XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

11. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

12. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

13. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

14. Show me proof that this inquiry was authorized or remove XXXX   XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

15. Show me proof that this inquiry was authorized or remove XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

16. Show me proof that this inquiry was authorized or remove XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

17. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

18. Show me proof that this inquiry was authorized or remove XXXX XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

19. Show me proof that this inquiry was authorized or remove XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

20. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

XXXX. XXXX me proof that this inquiry was authorized or remove XXXX XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

22. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

23. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

24. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 

25. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. 

26. Show me proof that this inquiry was authorized or remove XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

27. Show me proof that this inquiry was authorized or remove XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

28. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

29. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

30. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

31. Show me proof that this inquiry was authorized or remove XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

32. Show me proof that this inquiry was authorized or remove XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 


By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec. 1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter.

Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.

Thank you for your time and help in this matter.

Company response to consumer: Closed with explanation