Consumer complaint received 2015-12-02
Company: NATIONSTAR MORTGAGE LLC
State: MO
Product: Mortgage
Sub-product: Other mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
We are filing this Federal Consumer complaint against our mortgage servicer Nationstar Mortgage ( NSM ) and the " notorious foreclosure mill '' known as Law Offices XXXX Missouri XXXX ; with relation to violations of the Missouri Non-judicial foreclosure laws and procedures act. *Chapter XXXX Mo. Rev. Stat. ; XXXX v. XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX ( Mo. XX/XX/XXXX XXXX Our complaint in particular surrounds violations to procedures to Notice of sale. It is the responsibility of NSM as well as XXXX to contain the date, book and page of the Deed of Trust, name of each grantor on the Deed of Trust, the time, terms and place of sale, and a description of the real estate to be sold. The notice must be published and mailed to required parties.XXXX registered agents of NSM have further failed to comply with proper notice with relation to publications as follows:1. PublicationPursuant to Section XXXX Mo XXXX., a Notice of Foreclosure Sale must be printed in a newspaper published in the county in which the real estate is situated at least once a week for a total of four weeks, with the last publication being not more than one week before the sale date. If the land is located in more than XXXX XXXX, the notice must be published in each XXXX. If the land is located in a Missouri XXXX XXXX, of which there are XXXX, publication is for XXXX consecutive days in a daily newspaper with the last day being the date of sale.Furthermore, XXXX, registered agents of NSM have further failed to comply with proper notice with relation to mailing as follows with relation to notice to XXXX XXXX recorder 's office via mail ; of the intent to execute foreclosure action on our real property XX/XX/XXXX, at XX/XX/XXXX:2. MailPursuant to section XXXX Mo. Rev. XXXX, the notice of sale must be mailed via certified or registered mail, postage prepaid and deposited in the U.S. mail at least 20 days before the date of the foreclosure sale. Such notice must be sent to the last known address of the original grantors in the Deed of Trust, the last known address of person 's shown by the recorder 's office to be the owners of the property as of 40 days before the date of the foreclosure sale, and any person who has recorded a request for notice of sale under the Deed of Trust either at least 40 days before the date of the sale or recorded under another Deed of Trust that was recorded before the Deed of Trust now being foreclosed, if that prior Deed of Trust is not released of record. Lastly, there are XXXX liens totaling in the amount of approximately {$11000.00}, which are outstanding liens on title for our home. Our records and attempts have indicated that the XXXX, has not been notified According to XXXX XXXX XXXX Section XXXX, of the intent to execute foreclosure action on our real property XX/XX/XXXX, at XXXX : 3. Notice to XXXXAccording to XXXX XXXX XXXX Section XXXX, notice of the foreclosure sale must be sent to the Internal Revenue Service if an XXXX Notice of Lien on the real estate is filed more than 30 days before the date of the sale. This notice must be given by personal service or by registered or certified mail to the XXXX District Director at least 25 days before the date of sale.We implore your office to address this matter at once due to our pending foreclosure sale date of XX/XX/XXXX, at XXXX. This illegal process has been conducted very expeditiously and it is an injustice to allow NSM and XXXX to abuse homeowners in this manner.

Company response to consumer: Closed with explanation