Consumer complaint received 2023-08-05
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX D XXXX, TX XXXX XXXX XX/XX/XXXX RE SS #. XXXX Experian XXXX XXXX XXXX XXXX, TX XXXX XX/XX/XXXX To Whom It May Concern, I recently reviewed a copy of my credit report and noticed the following information regarding inquiries to be in error. The Fair Credit Reporting Act states that the only permissible purpose for pulling a persons credit report is ( 1 ) a firm offer of credit, ( 2 ) Insurance, ( 3 ) an application for employment, or ( 4 ) a court order.

The following inquiries are not related to one of the allowable purposes, as I have reiterated from the Fair Credit Reporting Act. 

XXXX XXXX Unauthorized inquiry date XX/XX/XXXX. 
XXXX XXXX Unauthorized inquiry date XX/XX/XXXX. 
XXXX XXXX XXXX Unauthorized inquiry date XX/XX/XXXX. 
XXXX XXXX Unauthorized inquiry date XX/XX/XXXX XXXX XXXX Unauthorized inquiry date XX/XX/XXXX. 
XXXX XXXX Unauthorized inquiry date XX/XX/XXXX. 
XXXX Unauthorized inquiry date XX/XX/XXXX. 
XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XX/XX/XXXX. 
XXXX -Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XX/XX/XXXXXXXX XXXX Unauthorized inquiry date XXXX XXXX XXXX XXXX Unauthorized inquiry date XX/XX/XXXX XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XX/XX/XXXX XXXX Unauthorized inquiry date XXXX XXXXL Unauthorized inquiry date XXXX XXXX XXXX Unauthorized inquiry date XX/XX/XXXX XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XX/XX/XXXX XXXX XXXX Unauthorized inquiry date XXXX XXXX XXXX Unauthorized inquiry date XX/XX/XXXXXXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XX/XX/XXXX XXXX XXXX XXXX Unauthorized inquiry date XX/XX/XXXX XXXX XXXX Unauthorized inquiry date XX/XX/XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XXXX XXXXL Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XX/XX/XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XXXX XXXX Unauthorized inquiry date XX/XX/XXXX Please remove these inquiries from my credit report immediately. 

If any of these companies purport a hard pulled my credit report with permission, then I exercise my legal right to ask for verification, including : XXXX ) Name and title of person who pulled my credit. 
XXXX ) Date they purport that I gave permission. 
XXXX ) Method, they purport I gave permission. 

Please send me a new credit report reflecting the changes. 

Thank You, XXXX XXXX NOTE XXXX PLEASE SEE ATTACHMENTS :

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief