Consumer complaint received 2015-10-24
Company: U.S. BANCORP
Product: Bank account or service
Sub-product: Checking account
Issue: Account opening, closing, or management

Complaint:
I had a business checking account at US Bank, which since XXXX/XXXX/15 has been used and continues to be used up to 3x a day to harass me professionally, personally, and financially, to the point of justification of seeking criminal justice protections from the employees involved at US Bank. On XXXX/XXXX/15, a fraudulent manual accounting adjustment was applied to my business checking account by the Branch Manager of the XXXX XXXX Branch of US Bank, who at the same time disabled the overdraft protection on the account and any deposits to the account, fraudulently creating an overdraft condition XXXX XXXX also blocked the victims from any method that could be used to clear the overdraft, a condition she has since continued to use to XXXX about to outside entities like XXXX, the XXXX, the CFPB, any part of US Bank I have contacted to seek remedy to the constant harassment while also blocking the victims from clearing any overdraft that under the law I do n't owe to begin with, and demanding cash only in person only paid only to XXXX XXXX whose branch I visited once over a year ago, and which despite the pretense of resolution to CFPB in the long list of justified major regulatory compliance breech by US Bank via XXXX XXXX and her allies, has continued to emit false claims as a party who has been the object of justified procedure vs the refusal to comply with the mandatory Cease and Desist so that the mandatory dispute of fraud the law requires, can be pursued, and instead kept and keeps playing inflammatory games to manipulate excessive continual harassment with fraud played nonprocedurally with third persons. 
I have sought the mandatory documentation of US Bank, which pretended to settle but did not clear the fraudulent dispute XXXX XXXX created personally with XXXX within 2 to 3 days of creating the overdraft condition fraudulently, and they have flatly refused to comply with the mandatory condition period. I am literally looking at accounting fraud, bank fraud with a check that cleared the maker 's bank once and was deposited to US Bank only, wire fraud and mail fraud seeking to coerce and extort payment in fraud from victims only in cash to XXXX XXXX in person which US Bank has also refused to remedy so the victims could even pay US Bank funds we do n't owe due to the by now 56 days of this later, thousands in malicious premeditated damages that XXXX XXXX appears to be just getting warmed up with. 
It is not possible to drop that factual dispute due to the attached letter I was sent to " get a shock out of you '' when I had been mislead by the responses to CFPB as the meaning as always of anything US Bank emits or does, and US Bank is continuing to flatly refuse to comply with mandatory debt creation and collection law as well as the very justified inquiry into the person who have gone so far they have lied to CFPB earlier and to XXXX pretending to represent the maker of the check and their bank, etc, for inflammatory manipulation purposes to get the results they want of people with more fraud. The letter illegally removes all services nationally permanently from a noncustomer who has been seeking a forced end to US Bank since XXXX/XXXX/15 and has no contact with them, for inflammatory pretense as in the above to keep this up, requiring no access to any site nationally on plain paper without signature or name, by XXXX XXXX of US Bank in XXXX who claims these are " not really letters from us '' except when XXXX or XXXX or CFPB get in touch with them. These are people who are subject to a long list of possible state and federal criminal charges, stalking charges, harassment charges at a minimum, and a lawsuit for the damages they just reached out to inflict more of without the lawful option to have contact with me. XXXX. So far nearly daily since XXXX/XXXX/15.

Company public response: Company chooses not to provide a public response
Company response to consumer: Closed