Consumer complaint received 2015-07-05
Company: Ocwen Financial Corporation
State: TX
Product: Mortgage
Sub-product: Conventional fixed mortgage
Issue: Settlement process and costs

Complaint:
XXXX XXXX I XXXX XXXX, via Postal Mail received a Modification Statement from Ocwen Loan Servicing , LLC . XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX. The statement is date XXXX XXXX XXXX, Ocwen has always sent statements on or about the XXXX of each month with added late fees. I have complainant Ocwen of this Matter since XXXX. In this complaint this is not about mortgage statements late with added late fees as such. This complaint is focused on I XXXX XXXX have never applied for a modification with Ocwen Loan Servicing , LLC . XXXX, FL XXXX, or any government or servicer or bank, and I would never apply for a modification, as I have come to see from all the many settlements and law suits including the suit with Ocwen Loan Servicing , LLC . XXXX, FL, these Modifications are a scam, and do not help the homeowner. These modifications take alot of paper work and time, and the Homeowner has to quilfiy for this Modification and many time the trial fees are not applied to the debt and the money is forever lost in the pocket of the investors or the servicer or who can say where the money has gone. 

The statement dated XXXX XXXX XXXX say I oow XXXX modification payment and XXXX is due. I do not owe any payment to Ocwen, I have never send any documents to Ocwen nor where my place of employment or how long I have worked at my current job. I have never given Ocwen my personal information such a Driver License or Social Security Number, I have never given XXXX any information. 


Ocwen is aware I have filed Id THEFT in XXXX XXXX, and XXXX was The origianal Lender who was sued by all Attorney G, and shut down in XXXX. I continued to pay XXXX so I was lead to think.. yet how XXXX is gone. and how can i send money to XXXX when they are gone. My signature has been forged on a Hud-1. 

Ocwen is aware of this complaint and if you, look in your records, I Have filed complaints on all the serviers including Ahmsi-Homeward, who merged with Ocwen, prof can be found in the security Exchange. 

I have many many many issues in the matter, but here and now this complaint is against Ocwen whom has put me in a modification I never agreed to. Ocwen would have had to forged my information on documents, and forged my personal signature and address and id information. I have called FTC and filed Id theft against Ocwen, FTC case # XXXX. XXXX XXXX XXXX, I have file ID Thelft report with my state and County Police Department # case XXXX XXXX XXXX Police Department, State of Texas. 
I have filed a complaint and talk with Texas XXXX lending, this department is the Ocwen Loan Servicing , LLC . is registered\license ( s ). In my complaint on phone and in writing with Texas XXXX lending, I requested to see the modification documents Ocwen has, which show I did apply for this Modification in which they say I am now late XXXX, and XXXX payment. I also requested all phone conversations as I have called Ocwen and asked to get this issues corrected. Ocwen never returened my calls, I record all my phone converstaions its legal in the STATE OF TEXAS and I also tell the person on the other end I am recording for my protection. I have many phone calls recorded of Ocwen including a conversation of an employee saying there internal computer system is set on auto to add late fees and they the call center can not change the internal systems. 
My phone records and emails. 
Ocwen Loan Servicing , LLC . XXXX, FL XXXX, should be charged with Id Theift and criminal charges for taking money from me of a XXXX I do not owe, when they knew I have filed ID Theft in XXXX and now again in XXXX. Ocwen Loan Servicing , LLC . XXXX, FL XXXX, said

Company response to consumer: Closed with explanation