Consumer complaint received 2022-01-06
Company: Ocwen Financial Corporation
State: NH
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Struggling to pay mortgage

Complaint:
I received a divorce from my wife in XXXX and the house was given to me all right so the house I filed for a loan modification in XXXX which I was approved for and continued on the moon modification. Ran into financial problems And reapplied in XXXX for another loan modification. I was approved paid all the payments on time. Then Phh Mortgage decided I needed my ex-wife signature all of a sudden. Ive had this in litigation in courts Phh Mortgage has been sued for many of the similar situations not allowing XXXX mods and going after foreclosure in many states. So after months of trying to get them to give me the loan modification without her signature. Thats my ex-wife. Period they put it in default in my mortgage and said I was behind and now after while they were going to proceed for closure. I saw them in court. My wife is XXXX and the XXXX  and things through this whole has been XXXX XXXX XXXX XXXX. The cases now in the New Hampshire Supreme Court and is an appeal from the lower court. I filed for a motion to stay the foreclosure which was scheduled for XX/XX/XXXX by Phh. During this time I had a purchase and sale agreement which wouldve paid Phh of liens and give us a profit to move on. I sent it to Phh Mortgage ignored the purchase and sale and while litigation and appeals are going on in the Supreme Court and heading for the lower court they foreclosed on XX/XX/XXXX out of the blue. They sold the house for {$160000.00} which left me with no profit and no liens paid it just paid their due. I had the house for sale for XXXX with a buyer who didnt need inspection or anything it was in stone. Which means they wouldve been paid XX/XX/XXXX and we all couldve walked away and no disruption of my life in glens would be paid and Phh wouldve lost nothing. Instead they snuck in sold it at auction for the amount I set above. Now my XXXX wife and I will walk out of here with nothing. Shes been XXXX I am XXXX XXXX XXXX with many health issues. They were willing to throw us on XXXX XXXX with no profit and a XXXX  woman This is been much pain and suffering when is that couldve been avoided by just letting Us Sell our House and walking away. They have done this many times in the past to other buyers have been sued in many states and you can check on that. Ive already filed a complaint but this is different I did not include many things that they did I want them to be held liable. And to reverse this foreclosure sale because of XXXX XXXX. It is the right of my wife do not be XXXX XXXX XXXX XXXX XXXX  during XXXX with nothing on XXXX XXXX when things are set and everybody wouldve been paid and we have XXXX XXXX XXXX XXXX XXXX. Theyre going to make excuses. Theyve been sued so many times this is a case of going against XXXX act on a XXXX person when they couldve taken care of it it really is a horrible thing and a horrible company to do this Phh Mortgage related to Ocwen mortgage have been sued so many times its ridiculous. I want this complaint to stand for a while not be settled in one day like the last one. Nothing was addressed by them other than legal paperwork. Does not excuse their treatment of a XXXX woman and And stealing of profits that couldve allowed us to move on to get another place to rent or buy. Theyve ruined our credit with this. So it basically be on XXXX XXXX which is unconscionable I did contact Phh his attorney he was aware of the purchase and sale. He ignored it. And ignored litigation in the courts thats going on right now in the Supreme Court of New Hampshire. And a remand is asked by us to the lower court which really shouldve settled the state to prevent this foreclosure. They knew this and did it anyway for closing on my house. This company Has no regard for human compassion and against XXXX act laws. And certainly not a reasonable weight of two weeks for the house to sale before their foreclosure. They should be reprimanded and I want this report answered sincerely why they did it anyway. We are in XXXX XXXX My wife has been ill worse since this. Phh Mortgage was well aware of XXXX people living here in my home. It seems like my last complaint was answered in two days. How can that be with no research I want this researched and I want them held accountable for against the XXXX act in an illegal act to dislodge us from our house especially when they know we will make profit and move on with compassion. They had none or even considering litigation in the courts sincerely XXXX XXXX

Company response to consumer: Closed with explanation