Consumer complaint received 2022-07-15
Company: Experian Information Solutions Inc.
State: AR
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
For over 100 days I've attempted to reach each credit bureau and HAVE not received ONE RESPONSE from any bureau. BELOW IS The information I'd like investigated and removed from my file. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Arkansas XXXX Date of Birth : XX/XX/XXXX SS # : XXXX To all three Credit BUREAUS : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Experian XXXX XXXX XXXX XXXX TEXAS XXXX XXXX XXXX XXXX XXXX XXXX PA XXXX XX/XX/XXXX To Whom It May Concern, This letter is a formal complaint that you have ignored my previous request and failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit reports you publish. Credit reporting laws ensure that bureaus report only 100 % accurate credit information and every step must be taken to assure the information reported is completely accurate and correct. 
Please refer to my previous letter for the information that needs to be re-investigated. 
1. The following personal information is incorrect Account Number : Former : XXXX XXXX XXXX 2. The following personal information is incorrect Account Number : Former : XXXX XXXX XXXX 3. The following personal information is incorrect Account Number : Former : XXXX XXXX XXXX 4. The following personal information is incorrect Account Number : Former : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Arkansas XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX 5. The following personal information is incorrect Account Number : Former : XXXX XXXX XXXX 6. The following personal information is incorrect Account Number : Also Known As : XXXX XXXX XXXX 7. The following personal information is incorrect Account Number : Also Known As : XXXX XXXX XXXX 8. The following inquiry is more than two years old and I would like it removed XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
9. The following inquiry is more than two years old and I would like it removed XXXX  XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
10. The following inquiry is more than XXXX years old and I would like it removed XXXX XXXX  XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
11. The following inquiry is more than two years old and I would like it removed XXXX XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
12. The following inquiry is more than XXXX years old and I would like it removed XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
13. Validate Account XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
14. This is a duplicate account XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
15. Other information I would like changed XXXX XXXX XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 
16. This is the wrong creditor for this item XXXX XXXX XXXX XXXX  Account Number : XXXX Please remove it from my credit report. 
17. Validate Account XXXXXXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
18. Validate Account XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
19. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
20. Validate Account XXXXXXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
21. Validate Account XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
22. Validate Account XXXXXXXX XXXX  XXXX Account Number : XXXX Please remove it from my credit report. 
23. Validate Account XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
24. Validate Account XXXX XXXX XXXXXXXX Account Number : XXXX Please remove it from my credit report. 
25. Validate Account XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
26. The following personal information is incorrect XXXXXXXX XXXX  XXXX. 
Account Number : XXXX Please remove it from my credit report. 
27. This is a duplicate account XXXX XXXX XXXX XXXXXXXX Account Number : XXXX Please remove it from my credit report. 
28. The following personal information is incorrect Account Number : Former : XXXX XXXX XXXX 29. The following personal information is incorrect Account Number : Former : XXXX XXXX XXXX 30. The following personal information is incorrect Account Number : Former : XXXX XXXX XXXX 31. The following personal information is incorrect Account Number : Former : XXXX XXXX XXXX 32. The following personal information is incorrect Account Number : Former : XXXX XXXX XXXX 33. The following personal information is incorrect Account Number : Also Known As : XXXX XXXX XXXX 34. The following personal information is incorrect Account Number : Also Known As : XXXX XXXX XXXX 35. The following personal information is incorrect Account Number : Also Known As : XXXX XXXX XXXX 36. The following personal information is incorrect Account Number : Also Known As : XXXX XXXX XXXX 37. The following personal information is incorrect Account Number : Also Known As : XXXX XXXX XXXX 38. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX AR XXXX 39. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX KY XXXX 40. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX TX XXXX 41. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX GA XXXX 42. Validate Account XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
43. This is the wrong creditor for this item XXXX XXXX XXXX XXXXXXXX Account Number : XXXX Please remove it from my credit report. 
44. The following information is outdated. I would like it removed from my credit history report XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
The information must be deleted from my report as soon as possible. The information is inaccurate and misleading and as such represents a very serious error in your reporting. 
Under federal law, you have thirty ( 30 ) days to complete your re-investigation. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested as well, to be provided within fifteen ( 15 ) days of the completion of your re-investigation. 
Sincerely yours, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief