Consumer complaint received 2023-06-02
Company: Comerica
State: IL
Product: Checking or savings account
Sub-product: Checking account
Issue: Problem with a lender or other company charging your account
Sub-issue: Transaction was not authorized

Complaint:
The company had no authority to go in my account on the name not matching transaction which I do so commonly and still in conversion money for me in light of Illinois law under 815 legislative has created this statute that has prohibited in my state bait and switch whether or not this dirty corrupt slimy as CFPB GIVES A CARE ABOUT AMERICANS OR NOT UNDER A WASHED UP XXXX  PRESIDENT WITH A CRIMINAL HIDDEN INTEREST AMERICANS. 
Come on u XXXX XXXX XXXX  ''! Im injured here please let me have the coat items I paid for..! N XXXX XXXX u tricked me XXXX XXXX XXXX XXXX  TIME TIME AGAIN N BASICALLY NEVER SEND STUFF U SAY '' I DONT CHARGE BUT MY CARD ENDING HAS BEEN CHARGed cash over XXXX XXXX I WAS BATHING SWITCHED AND LURED BASED ON AN INTENT BY A WHAT I THOUGHT WAS A AUTHORIZED CARD MEMBER HOLDER UNDER FEDERAL STATUTES OF THE CFPB XXXX XXXX  XXXX  HAS PREVIOUS REPORTS AND TIPS SO THE FEDERAL RUN TO THE FEDERAL BUREAU OF INVESTIGATIONS FOR CREDIT CARD AND ONLINE FRAUD IN THE CONSUMER ACCEPTED THIS EXPERIENCE IN ILLINOIS IS UNDER ( 815 ILCS ) THE XXXX XXXX XXXX HAS BROKE THE LAW AND LISTED THE FOLLOWING ATTACHED ITEMS FOR SALE AND WHEN I PAY FOR THEY GAVE ME A RECEIPT AND I WAS CHARGED IMMEDIATELY AND MY ORDER WAS PROCESSED I WAS EVEN GIVING A FAKE RECEIPT SHIPPING AND SOME OTHER BULL XXXX AS NUMBERS AND INFORMATION THAT THEY NEVER INTENDED TO DO ONE THEY PAY XXXX XXXX TO THE XXXX  ATTORNEY GENERAL 'S OFFICE AND THEY HAVE PAID MONEY TO THE THEY HAVE PAID BRIBE MONEY TO ALSO THE XXXX TO AVOID JUSTICE AND REFUSE TO ANSWER AND XXXX XXXX XXXX XXXX XXXX ON ALL OF PREVIOUS CONSUMER SECTION- ( XXXX XXXXSECTION VIOLATIONS WE'RE THROUGH A COMPUTER MECHANISM XXXX XXXX XXXX MADE FALSE AND MISLEADING IT AND AND AND AND BOGUS FRAUDULENT STATEMENTS MISREPRESENTING UNDER - ( SECTION 807 AND 806 ) ENGAGED IN FRAUD AND MISMANAGEMENT AND COMMUNICATION SCAMS WITH THE UNITED STATES GOVERNMENT WHO I AM REPORTING THEM TO XXXXXXXX XXXX XXXXXXXX HAS THEIR FRIDAY ME AS A SOCIAL SECURITY RECIPIENT WITH THE DIRECT EXPRESS CARD AND UNDER THE SOCIAL SECURITY ACT HAVE CONVERSION TIME IT CONSTITUTION FROM THE STATE OF ILLINOIS THE OBJECTIVE IN THIS COMPANY CONSTITUTES A PROFESSIONAL FRAUD AND BE MINDFUL OF THEIR OBLIGATION TO THIRD PARTIES AND CLIENTS WHERE I HAVE BEEN RELIED UPON THIS COLD AND BEEN ADVERSE BY THE CONSEQUENCES THAT THEY HAVE NEVER TAKEN REASONABLE NECESSARY PROTECTIVE ACTIONS TO TAKE CARE OF AS PROVIDED BY FEDERAL LAW WHEN DEALING WITH CREDIT CARDS AND CUSTOMERS IN CYBERSPACE AND ONLINE THE OBLIGATION EXTENUATES TO ILLINOIS EVEN IF THIS COMPANY IS OWNED BY BY MARSHALS OR SOME OTHER COMPANY THEY ALL JOINTLY ALIVE AND SEPARATELY BEAR THE COST FOR COMMITTING FRAUD AND I WANT TO PRESS FEDERAL CHARGES THIS IS THE COURSE OF ACTION INVOLVED BECAUSE I RECENTLY BELIEVE THAT XXXX XXXX  XXXX HAS ENGAGED IN CRIMINAL AND FRAUDULENT ACTIVITY REGARDING THE WITHDRAWAL AND MATERNITY ADVERSITY AFFECTS OF MY BANK ACCOUNT WHICH IS FUNDAMENTALLY INJURE ME AND BASICALLY IT'S BEEN UNREASONABLE AND VERY DIFFICULT TO DEAL WITH THESE SLIME BALLS I HAVE PROOF BECAUSE I CALLED THE AUTOMATED CALL SYSTEM TODAY AROUND XXXXXXXX XXXX AND THE MONEY WAS MISSING IT WAS UNDER {$600.00} AND IF THEY DIDN'T TAKE THE MONEY OUT OF THE RENT IT WOULD HAVE BEEN AROUND {$250.00} TO {$260.00} ROUGHLY FRAUD HAS OCCURRED IN THIS XXXX  XXXX DIRECT EXPRESS " -BANK WITH A XXXX '' IN ITS NAME, .JUST LET ANYBODY WITHOUT INFORMED CONSENT IMPROPERLY TO COME IN AND STEAL AND THEFT AND RIDE FROM MY BANK ACCOUNTS AGAINST MY KNOWLEDGE MY CONSENT AND VIOLATING THE OBLIGATIONS AND THEN THERE IS SUBSTANTIAL MISCONDUCTING QUESTION THE PANEL HERE IS TO FIND THE AGGRIEVED {$10.00} XXXX AND ISSUE A CHECK OF {$10000.00} TO XXXX XXXXXXXX FOR THE FIRST COUNT NO LESS THAN {$1000.00} AND THERE IS NO ACCURATE WAY OF GETTING AROUND THIS THE COLDEST CIVIL PROCEDURE DOES NOT EVEN ALLOW THIS BAIT AND SWITCH AND THEN CHARGE MY CREDIT CARD AND SAY NO I DIDN'T AND THEN DON'T SHIP AN ITEM THAT I PAY FOR A UPS JUST FLEW RIGHT PAST THE HOUSE TODAY AND DELIVER NOTHING THIS IS RETALIATION FOR THIS COMPANY BEING REPORTED PREVIOUSLY ON PREVIOUS FEDERAL REPORT SAYS TRANSCRIPTS AND COLLECTION OF RECORDS AND SOFTWARES AND ZIP FILES AND REPORTS BY SECRETARIES WHO WORK FOR THE ATTORNEY GENERAL AND THE CFPB TO PROVE THESE PROCEEDINGS HAVE COMMENCED THIS IS A NEW PROCEEDING AND NOT A DUPLICATE IT ALL I KNOW THE CFPB IS XXXX UNDER THIS PRESIDENT BUT Please contact customer service with any questions XXXX XXXX Update UNFORTUNATELY XXXX YOUR RECENT ORDER HAS BEEN CANCELED. 

You will not be charged for the canceled item ( XXXX ) in this order. Please contact Customer Service at XXXX or drop us an email with any questions or concerns. 

We regret any inconvenience this may cause. 


ORDER INFORMATION : Billing Address : XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Order Date : XX/XX/XXXX Order # : XXXX Customer # : XXXX Shipping Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Shipping Method : XXXX XXXX XXXX Instructions : Notes : ITEMS CANCELED : PRICE QTY ITEM TOTAL XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX THE LAW UNDER 1681, 16 91 SECTIONS E K I J E AND ALL OF THE SECTIONS HAVE PROHIBITED IN VULCAN HARM AND AN AUTHORIZED CARD MEMBER COMING IN MY ACCOUNT WITH THE INTENT TO SEE ME THROUGH A COMPUTER DATABASE SYSTEM AND IT'S TRIFLING DIRECT EXPRESS JUST CONTINUOUSLY HAS ALLOWED THIS TO TAKE SHAPE I HAVE REPORTED THIS TO YOU GUYS AND YOU HAVE DONE NOTHING BUT THIS TIME I WANT YOU TO DO SOMETHING ABOUT THIS THIS IS A SERIOUS CHARGE AND NOT ONLY HAVE MY EMOTIONALLY DEVASTATED I AM HARD BECAUSE I NEED THAT COAT AND I WANT THAT COAT THEY LIED AND DECEIVED ME AND THE CFPB WHEN THEY SAID THAT I WAS NOT CHARGED BUT I WAS CHARGED THE MONEY IS MISSING FROM MY ACCOUNT I JUST CALLED MY BANK ACCOUNT I GOT XXXX OR XXXX THE OTHER DANCE AND ON THE THIRD WELL WHICH WAS TODAY THEY GAVE IT EARLY I DID ANOTHER ALMOST WHAT XXXX XXXX SOMETHING LIKE THAT I PAID {$95.00} TO MY STORAGE FEE I PURCHASED {$120.00} WORTH OF FOOD ABOUT {$120.00} WORTH OF FOOD THEY CHARGED ME ABOUT {$130.00} XXXX AND THAT LEFT ME WITH ABOUT XXXX IF THEY DIDN'T CHARGE ME I WOULD HAVE NEARLY {$250.00} ALMOST YOU KNOW {$300.00} ON TOP OF THE CHECK THAT CAME ON THE 3RD AND IT WOULD BE REFLECTING ACCURATE IT IS NOT MY BANK ACCOUNT IS NOT REFLECTING THEREFORE THERE IS NO SUCH THING AS A NEGATIVE BALANCE THEREFORE THAT LEAVES CONVERSION NEGLIGENCE AND THAT WORSE THEFT WHAT THIS COMPANY HAS DONE YET AGAIN IS ILLEGAL AND I WANT THEM CHARGED AND FIND AN INDICTED.COM AND UNDER THE DEBT COLLECTING STATUE THEY HAVE BROKEN THE LAW WHEN I RELY UPON THAT CONTRACT THAT I WOULD BE IN GOOD FAITH PURCHASING SOMETHING THAT I NEED A COAT A PAIR OF JEANS IN THE HOODIE I WAS DEFRAUDED ON MY CONFIDENCE AFTER THE GAME WAS OVER AND FOR THAT THERE'S NO TURNING BACK THE SAME GOES AGAINST THE DIRECT EXPRESS ON THIS COMPLAINT COMPLAINT HERE WITH THE COPD ON DEFENDANTS, MY XXXX XXXX, THEY WERE XXXX XXXX XXXX XXXX  XXXX AND DIRECT EXPRESS XXXX XXXX UNLAWFUL SEARCH FOR OUT OF MY BANK ACCOUNT. 

1. THIS ACTION IS BROUGHT PURSUING TO THE LAWS OF THE UNITED STATES CONSTITUTION, SPECIFICALLY, 42 U.S.C.SECTION 1983 AND 1985 IN THE LOSS UNDER THE STATE OF ILLINOIS, PENDING CLAIMS 815 ILCS, UNFAIR TRADE PRACTICES ACT VIOLATIONS, FAIR DEBT BILLING ACT VIOLATIONS BECAUSE THIS IS OVER {$50.00} AND DIRECT EXPRESS IN THIS COMPANY TOGETHER HAVE BROKE THE LAW REPEATEDLY JUST AS INSTACART JUST AS XXXX AND JUST AS ALL THE REST OF THESE GUYS, SCUMBAG CORPORATIONS THE DEPRIVATIONS IN THE CIVIL RIGHTS OF THIS BROTHER AND OMISSIONS OF THE DEFENDANTS, THE UNITED STATES OF AMERICA, XXXX XXXX, XXXX 'S, XXXX '' -TRADING POST, AND THEY'RE BAIT AND SWITCH TRICKERY, AND THE CEO WHO IS ALLOWED THIS TO HAPPEN, COMMITTED UNDER COLOR OF LAW. 
2.

I COMMAND A CLASS ACTION N A QUICK PROMPT REFUND. REFUND A REFUNDDD!

card charges.

Disputing credit card billing errors after the 60-day dispute period ends What if you agreed to delivery on a date in the future that turns out to be more than 60 days after your statement showing the charge was sent to you but the delivery didnt arrive or you rejected it because it was not what you agreed to buy? Can you still dispute the charge? 

Youre likely outside the protection of the Fair Credit Billing Act. Still, some credit card issuers may extend the 60-day dispute period when a shipment is delayed. Send a dispute letter to your credit card company. Include copies of any documents showing the expected and actual delivery dates, including any notice the seller sent you about the shipment delay. 

Disputing debit card Disputing credit card billing errors The Fair Credit Billing Act treats certain credit card charges that you dispute as billing errors. Billing errors include charges for items that you didn't accept or that weren't delivered as agreed, involved the wrong amount, were unauthorized, and certain others. Disputes about the quality of the item are not billing errors. The law spells out how to challenge billing errors. 

Disputing credit card billing card charges. 

Disputing credit card billing errors after the 60-day dispute period ends What if you agreed to delivery on a date in the future that turns out to be more than 60 days after your statement showing the charge was sent to you but the delivery didnt arrive or you rejected it because it was not what you agreed to buy? Can you still dispute the charge?

Youre likely outside the protection of the Fair Credit Billing Act. Still, some credit card issuers may extend the 60-day dispute period when a shipment is delayed. Send a dispute letter to your credit card company. Include copies of any card charges.

Disputing credit card billing errors after the 60-day dispute period ends What if you agreed to delivery on a date in the future that turns out to be more than 60 days after your statement showing the charge was sent to you but the delivery didnt arrive or you rejected it because it was not what you agreed to buy? Can you still dispute the charge?

Youre likely outside the protection of the Fair Credit Billing Act. Still, some credit card issuers may extend the 60-day dispute period when a shipment is delayed. Send a dispute letter to your credit card company. Include copies of any documents showing the expected and actual delivery dates, including any notice the seller sent you about the shipment delay.

Disputing debit card showing the expected and actual delivery dates, including any notice the seller sent you about the shipment delay. 

Disputing debit card Pardon expression of race bank robbing anger also misstating section z c.f.r. 
Full quick refund of a DISPUTED BILLING AMOUNT TAKEN.OUT ACCOUNT ENDING XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation