Consumer complaint received 2022-09-12
Company: EQUIFAX, INC.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
As a XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I have sent 10s of 100s REPORTS & DISPUTES To CFPB, FTC, XXXX  It is illegal discrimination to take any of the following actions because of race, color, religion, XXXX ( including gender identity and XXXX orientation ), disability, familial status, or national origin : Due to information I gave to you support my applications, inquiry or other to obtain housing, credit and or basic human rights You unlawfully under Fair Housing Act, Fair Credit Injunctive relief, is a remedy which restrains me from doing certain acts to live a secure and healthy there is no other remedy at law and is causing me irreparable harm if the relief is not granted. The purpose of this form of relief is to prevent future wrong. Homelessness, Illness, Mental Health and Poverty Under Reporting, Fair Lending I have been Denied and/or Refused Relief, Refuse to rent housing Refuse to negotiate for housing Otherwise make housing unavailable Set different terms, conditions or privileges for sale or rental of a dwelling Provide a person different housing services or facilities Falsely deny that housing is available for inspection, sale or rental Make, print or publish any notice, statement or advertisement with respect to the sale or rental of a dwelling that indicates any preference, limitation or discrimination Impose different sales prices or rental charges for the sale or rental of a dwelling Use different qualification criteria or applications, or sale or rental standards or procedures, such as income standards, application requirements, application fees, credit analyses, sale or rental approval procedures or other requirements Evict a tenant or a tenants guest Harass a person Fail or delay performance of maintenance or repairs Limit privileges, services or facilities of a dwelling Discourage the purchase or rental of a dwelling Assign a person to a particular building or neighborhood or section of a building or neighborhood For profit, persuade, or try to persuade, homeowners to sell their homes by suggesting that people of a particular protected characteristic are about to move into the neighborhood ( blockbusting ) Refuse to provide or discriminate in the terms or conditions of homeowners insurance because of the race, color, religion, XXXX ( including gender identity and XXXX orientation ), disability, familial status, or national origin of the owner and/or occupants of a dwelling Deny access to or membership in any multiple services Types of Lending Discrimination The courts have recognized three methods of proof of lending discrimination under the ECOA and the FHAct XXXX Overt evidence of disparate treatment ; Comparative evidence of disparate treatment ; and Evidence of disparate impact. Disparate Treatment The existence of illegal disparate treatment may be established either by statements revealing that a lender explicitly considered prohibited factors ( overt evidence ) or by differences in treatment that are not fully explained by legitimate nondiscriminatory factors ( comparative evidence Causing me to lose and miss out on employment and opportunity. 

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Company response to consumer: Closed with explanation