Consumer complaint received 2016-10-14
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL
Product: Credit reporting
Issue: Incorrect information on credit report
Sub-issue: Information is not mine

Complaint:
XXXX Credit Reports By Delivery Via US Mail Only : XXXX., XXXX XXXX XXXX, XXXX, GA XXXX By Phone : XXXX XXXX Credit Reports By Delivery Via US Mail Only : XXXX, TX XXXX Transunion XXXX, PA XXXX Re : Unauthorized Credit Inquiry Dear Creditor, I recently received a copy of my XXXX, XXXX and Transunion Credit Reports. The reports show Numerous unauthorized credit inquiries I do not recall authorizing. I understand that you should n't be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from my credit file because it is making it very difficult for me to acquire credit. IT 'S ALSO PREVENTING ME FROM PURCHASING A HOME AS EACH INQUIRY STAYS ON MY REPORT FOR 2 YEARS AND ALSO DECLINES MY SCORE BY XXXX POINTS Please be so kind as to forward me documentation that you have had the unauthorized inquiry removed. 
If you find that I am remiss, and you did have my authorization to inquire into my credit report, then please send me proof of this. 

Thanking you in advance, Sincerely, XXXX XXXX SS # XXXX XXXX Florida XXXX XXXX On XXXX XXXX, XXXX, Congress passed House Joint Resolution ( HJR 192 ). HJR 192 was passed to suspend the gold standard and abrogate the gold clause in the national constitution. Since then no one in America has been able to lawfully pay a debt. This resolution declared : " To assure uniform value to the coins and currencies of the Unites States, Whereas the holding of or dealing in gold affect public interest, and are therefore subject to proper regulation and restriction ; and Whereas the existing emergency has disclosed that provisions of obligations which purport to give the obligee a right to require payment in gold or a particular kind of coin or currency of the United States, or in an amount in money of the United States measured thereby, obstruct the power of the Congress to regulate the value of the money of the United States, and are inconsistent with the declared policy of the Congress to maintain at all times the equal power of every dollar, coined or issued by the United States, in the markets and in the payment of debts, Now, therefore, be it Resolved by the Senate and House of t Representative of the United States of America in Congress assembled, that ( a ) every provision contained in or made with respect to any obligation which purports to give the obligee a right to require payments in gold or a particular kind of coin or currency, or in an amount in money of the United States measured thereby, is declared to be against public policy ; and no such provision shall be contained in or made with respect to any obligation hereafter incurred. Every obligation, heretofore or hereafter incurred, whether or not any such provision is contained therein or made with respect thereto, shall be discharged upon payment, dollar for dollar, in any coin or currency which at time of payment is legal tender for public and private debts. Any such provision contained in any law authorizing obligations to be issued by or under authority of the United States, is hereby repealed, but the repeal of any such provision shall not invalidate any other provision or authority contained in such law. 

( b ) As used in this resolution, the term 'obligation ' means any obligation ( including every obligation of and to the United States , excepting currency ) payable in money of the United States ; and the term 'coin or currency ' means coin or currency of the United States , including Federal Reserve notes and circulating notes of Federal Reserve banks and national banking associations. 
Sec. XXXX The last sentence of paragraph ( XXXX ) of subsection ( XXXX ) of section XXXX of the Act entitled 'An Act to relieve the existing

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation