Consumer complaint received 2022-08-03
Company: EQUIFAX, INC.
State: OH
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
My name is XXXX XXXX XXXX and XXXX am writing to let you guys know that there is 100 % unauthorized use on my credit report I did not do this at all and I'm highly XXXX about this. All the accounts listed below are not my accounts at all and need to be gone asap. THE ADDRESSES ON MY CREDIT REPORT IS TOTALLY INCORRECT. Ive never lived at any of the address on my credit profile. My only address since I was XXXX is XXXXXXXX XXXX XXXX XXXXXXXX, oh XXXX. This is the final step that I am taking before taking this fraudulent activity in front of a judge. I've spoken to my lawyer, and he told me that this should help. If not, then we will be taking massive legal action against the CFPB, XXXX, XXXX, Equifax, and all other parties included in this fraudulent activity. I'm not trying to be a bad person and make anybody 's day bad but I'm really tired of this and I need this fraudulent activity off of my credit report immediately. My lawyer 's name is XXXX XXXX and he works out of the Law Offices in XXXX Kentucky at XXXX XXXX XXXX, XXXX XXXX My lawyer 's DIRECT CELL LINE IS XXXX. 

In accordance with the Fair Credit Reporting act, ALL ACCOUNTS LISTED BELOW AND INQUIRIES have violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions All Other Accounts That have violated My Rights Will Be Listed Below. 
XXXX # XXXX - XXXX/EQUIFAX XXXX XXXX XXXXXXXX # XXXXEQUIFAX XXXX RM ( Original Creditor : XXXX AT T ) -ACCT XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) -ACCT # XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) -ACCT XXXX XXXX XXXX XXXX XXXX  Original Creditor XXXX XXXX XXXX XXXX ) -ACCT # 213349****-XXXX/EQUIFAX/XXXX  REMOVE ALL INQUIRIES LISTED BELOW BECAUSE THEY ARE 100 % FRAUDULENT XXXX  CARD Bank Credit Cards XX/XX/XXXX XXXX XXXX XXXX Bank Credit XXXX XX/XX/XXXX XXXX XXXX - XX/XX/XXXX Equifax XXXX XXXX Mortgage Companies - Finance XX/XX/XXXX XXXX XXXX Mortgage Companies - Finance XX/XX/XXXX XXXX XXXX XXXX Bank Credit Cards XX/XX/XXXX XXXX XXXX XXXX Bank Credit Cards XX/XX/XXXX XXXX XXXX XXXX Auto Financing XX/XX/XXXX XXXX XXXX XXXX Auto Dealers XXXX Used XX/XX/XXXX XXXX XXXX XXXX Auto Dealers, Used XX/XX/XXXX XXXX XXXX XXXX  Auto Financing XX/XX/XXXX XXXX XXXX XXXX Auto Dealers XXXX XXXX XX/XX/XXXX XXXX XXXX - XX/XX/XXXX Equifax XXXX XXXX XXXX Bank Credit Cards XX/XX/XXXX XXXX XXXX XXXX Bank Credit Cards XX/XX/XXXX XXXX XXXX - XX/XX/XXXX Equifax XXXX Bank Credit Cards XX/XX/XXXX XXXX XXXX XXXX Bank Credit Cards XX/XX/XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Equifax XXXX XXXX, Not Elsewhere Classified XX/XX/XXXX XXXX XXXX XXXX Sales Financing XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX Equifax XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX Equifax XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX Financing XX/XX/XXXX XXXX XXXX XXXX Auto Financing XX/XX/XXXX XXXX XXXX XXXX XXXX - XX/XX/XXXX Equifax XXXX XXXX Auto Financing XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX Auto Financing XX/XX/XXXX XXXX XXXX XXXX Auto Dealers, New XX/XX/XXXX XXXX XXXX Auto Financing XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX Equifax XXXX XXXX XXXX Auto Financing XX/XX/XXXX XXXX XXXX XXXX Auto Financing XX/XX/XXXX XXXX The information that these creditors have is also 100 % incorrect XXXX I've never worked at the jobs on my credit report. My employer since before I was XXXX is XXXX XXXX XXXX  Please help me. I do not want to have to take legal action but I do have the time and funds to do so. So please remove this off of my credit asap. Thank you for reading.

Company response to consumer: Closed with explanation