Consumer complaint received 2015-06-10
Company: WELLS FARGO & COMPANY
State: NV
Product: Mortgage
Sub-product: Conventional fixed mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
My name is XXXX XXXX XXXX I have an active Case number : XXXX, XXXX # XXXX. I am in need of immediate intervention. XXXX XXXX XXXX @ WELLS FARGO ( WF ) is not returning any of my messages and a TRUSTEE sale is scheduled for XX/XX/XXXX. I believe would be unlawful and deprives me my right protected by the XXXX Am.. [ XXXX ] or shall any person be deprived of life, liberty, or property, without due process of law. 14th Am.Sec. 1 [ N ] or shall any State deprive any person of life, liberty, or property, without due process of law. I can not afford a lawyer so my court filing process is slow and unsure. I Received a fraudulent response to my QWR rec. by WF on XX/XX/XXXX ( ex.a ) from XXXX XXXX XXXX XXXX @ WF ( ex, b ) on XX/XX/XXXX, clearly a violation of the 30 day required response pursuant to sec. 6 of the RESPA. The cover sheet document was back dated XX/XX/XXXX, clearly suspect, since it was mailed on XX/XX/XXXX 8 wks. after. WELLS FARGO ignored my QWR. Instead XXXX XXXX XXXX posed XXXX questions of his own ( 1. Who is the investor of the account? 2. Why are you calling us? 3. What are my options? ) all of which I never asked, falsely attributing said questions to my QWR. He also sent me copies of closing doc 's which I already have and did n't request for. I need proof they have proper standing and authority. Total disclosure, especially since WF has a vast documented history of fraud and criminal activity regarding mortgages. Reviewing the " NOTE '' XXXX, endorsed XX/XX/XXXX Specifically sec. XXXX. BORROWER 'S PROMISE TO PAY, it states " In return for a loan that I have received, " past tense " We received no such thing on or prior to XX/XX/XXXX. Evidence the purported lender failed to satisfy their obligation as to the specific terms and requirements spelled out in the purported AGREEMENT/CONTRACT/ NOTE/ DRAFT. The purported lender failed to perform their obligation to the terms stated. It is presumed, XXXX XXXX XXXX has been intentionally withholding vitally important information regarding the purported loan, WF 's claim to be the holder in due course and alleged TRUSTEE NATIONAL DEFAULT SPECIALISTS CORP.S authority to execute said TRUSTEE SALE, depriving me of my right to due process. For 10 month 's I have been asking for information, and have gotten nothing, from XXXX XXXX XXXX @ WELLS FARGO. NOT EVEN XXXX single phone call, that I 've requested for many times in speaking to other WF employees after getting XXXX XXXX XXXXvoicemail XXXX, extension XXXX I 've asked them many times, to record our conversation and send it to him so he can prepare himself for our conversation, I realize he may have a busy schedule and this would ensure efficient use of his time. He has had many opportunities to speak with me ( 10 months worth ). It appears he will avoid contact and elude his legal responsibilities until after WF steals my home. I am requesting intervention if at all possible to stop this TRUSTEE SAle. Thank you.

Company public response: Company chooses not to provide a public response
Company response to consumer: Closed with explanation