Consumer complaint received 2021-08-05
Company: Ocwen Financial Corporation
State: TX
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Trouble during payment process

Complaint:
Every single day I have to spend hours of my time trying to circumnavigate these hackers who PHH Mortgage Services hired to purposely put me in a hole and hold me there so that I don't report the fraud scheme they are committing on all of America, no matter what type of home loan you have, by staging defaults to a homeowner 's home loan so that they can back out and reverse all payments and entries at the 10 year mark, where they illegally foreclose and sell the homeowner 's home at auction for exactly the same price as purchased by the homeowner when they 1st obtained their mortgage. The purchaser is none other than themselves who turn around and sell the home back into an overinflated market that their very own fraud helped to create. 

I purchased my home in XX/XX/XXXX for {$130000.00}. 10 years later in XX/XX/XXXX is when PHH Mortgage Services started committing fraud to stage a default to my home loan where 14 months later from XX/XX/XXXX, my house was sold for exactly the same amount as purchased, {$130000.00}, on XX/XX/XXXX. Had I not pulled an incredible feat and made so much noise the day before the auction when I called in all day refusing to get off the phone making everyone aware of the " mistake '' they were making the day, it may have not been noticed by to many people or by the right person where they had no choice but to put my mortgage back at the time where rightfully belongs, in my hands. 

You can hide behind plausible deniability all you want, but the mortgage statements you have on file are 100 % fraudulent and I can easily prove it. Your statements do not show the truth, that I had 3 illegal foreclosures, complete with 3 notice of sales all of which were filed in court with 3 auction dates where you illegally tried to auction off my home. The fact that these 3 foreclosures were disposed when my lawyer couldn't even reach me due to your hackers purposely hindering my communication where I could not reach him at all only shows the lengths you will go through to cover up your fraud. 

I would show the evidence but your hackers are once again purposely remoting into my laptop where they disabled my usb drive so I cant transfer from my laptop to my thumb nail drive so I can upload and report on a public computer. They are attached to my laptop with some device called charge 2 and will not let me disable or get that device off me. This is a violation of my civil rights keeping me from reporting fraud, obtaining legal representation and even keeping me from obtaining work that would bring in much needed funds to get me out of this hole your fraudulent organization has me in so that I don't report your fraud and be able to pay my mortgage. 

I already reported this to the attorney general. You are not treating any other homeowner in this way which makes this discrimination! You messed up when funneling me into your fraud scheme and it blew up in your face leaving evidence everywhere and because of uyour mess up, I'm the one that has to pay with every aspect of my life that you ruined to try and hide your fraud. 

I will not stop from coming forward and reporting every bit of the fraud you are committing on the American public staging defaults, illegally foreclosing on homeowner 's homes just so you can turn around and turn it into a revenue source! You are purposel6y hindering my communication and making it so I can't even communicate online with anyone about this fraud. I have XXXX and the fact you tie me up every single day having to reset passwords and then reset them again from different computers just to get around these hackers you purposely put on me is discrimination! I need to be out working! Not having to put up with this every single day of my life since you committed this fraud on me back in XX/XX/XXXX! 

Get your hackers off me! Get them from out my laptop and phones! They have no right to remote in and keep me from reporting fraud! This is discrimination! Quit using plausible deniability and have someone from the department commiting this fraud answer these complaints so that something is finally done!

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation