Consumer complaint received 2020-06-19
Company: Experian Information Solutions Inc.
State: NV
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information is missing that should be on the report

Complaint:
Hello, My name is " XXXX XXXX XXXX ". I have been filling complaint over year to request that the following items be immediately investigated. However, none of responses from the credit bureaus has intensionally avoided their responsibility to remove inaccurate account in my credit report. The items below I have disputed and none of the data furnishers have provided me any scope of the " so-called '' investigations as required by 1681s-2 ( b ) and it has already passed the legal time from of 30 days to do so. ] had disputed several items that do not belong to me to XXXX, XXXX, and Experian and I also included all proper and required identification such as my drivers license, social security card, and proof of address and yet the bureaus have been using " stall tactics '' to delay my disputes and or not give me the proper fairness of the FCRA. On XX/XX/XXXX the bureaus sent me a letter requesting that I send them my social, drivers license, and proof of address saying that they " Can not ' help me but I know this is just a stall tactic they are using because I have proof and transmission receipts from CFPB including my drivers license, my social security card, and my proof of address ** Name reported ** _XXXX, XXXX , XXXX  This name is incorrect, please delete it as my only accurate name is XXXX XXXX XXXX . 
** Address reported ** _XXXX  XXXX XXXX XXXX XXXX  XXXX XXXX XXXX , NV XXXX _XXXX XXXX XXXX XXXX, FL XXXX _XXXX  XXXX XXXX XXXX XXXX, XXXX _XXXX  XXXX XXXX XXXX  XXXX XXXX XXXX , NV XXXX _XXXX  XXXX  XXXX XXXX, XXXX XXXX _XXXX  XXXX XXXX XXXX, MS XXXX Please delete these addresses above as they are incorrect and not belong to me. I have provided proofs of my current address as driver license and tax return documents. 
**Credit card** _XXXX  XXXX  XXXX Reported  :XX/XX/XXXX How can there be a monthly payment of XXXX $ on a closed account? DELETE IMMEDIATELY!!!! 
_XXXX/XXXX  XXXX  Reported : XX/XX/XXXX This credit card is not mine and provide me full documentation provide that this is me or delete it!!! 
_XXXX  XXXX XXXX  Reported : XX/XX/XXXX This credit card is not belong to me, I never worked with XXXX XXXX XXXX. Provide me full documentation about this account or delete it!! 
_XXXX XXXX XXXX  Reported : XX/XX/XXXX This account is unauthorized, the furnisher has failed to follow Metro2 Reporting Compliance by not updating the remarks on the account which is a violation of the F.C.R.A _XXXX/XXXX XXXX Reported : XX/XX/XXXXI NEVER receipted any loans or credit with XXXX/XXXX XXXX. You have to either delete it or provide me full documentation!!! 
_XXXX/XXXX  XXXX Reported : XX/XX/XXXX This account is also not mine, I never used any XXXX  XXXX credit card or XXXX XXXX with XXXX. Please provide me full documentation or delete it immediately. 
_XXXX  XXXX Reported : XX/XX/XXXX This account is unauthorized, the furnisher has failed to follow Metro2 Reporting Compliance by not updating the remarks on the account which is a violation of the F.C.R.A _XXXX  XXXX  XXXX Reported : XX/XX/XXXX This account is not mine, delete it immediately!!! 
**Auto Loans** _XXXX XXXX Reported : XX/XX/XXXX I never receipted any loans or credit from this company. This account is not mine so please remove it off my credit report. 
_XXXX XXXX XXXX Reported : XX/XX/XXXX _XXXX XXXX XXXX Reported : XX/XX/XXXX _XXXX XXXX XXXX Reported : XX/XX/XXXX _XXXX XXXX XXXX Reported : XX/XX/XXXX _XXXX XXXX XXXX  Reported : XX/XX/XXXXI never own '' XXXX XXXX XXXX " any money. These account are incorrect, someone has intensionally put them in their to intervene me from improving my credit and their personal benefit. DELETE THESE ACCOUNT!!!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation