Consumer complaint received 2015-12-23
Company: Altisource Portfolio Solutions, S.à r.l.
State: VA
Product: Debt collection
Sub-product: Mortgage
Issue: Taking/threatening an illegal action
Sub-issue: Seized/Attempted to seize property

Complaint:
These XXXX party debt collectors/interlopers and Altisource are attempting to steal my property even though this " debt '' was lawfully discharged in a Chapter XXXX in XXXX. I listed the debt as unsecured/disputed which was never challenged by these XXXX party debt collectors. The new " bank '' that is now saying that they have standing to do this did not try and lift the stay, nor did they file any kind of proof of claim. 
The bankruptcy was lawfully discharged and listed this new bank as being fully discharged. These interlopers did not prove that they are the holder in due course, nor did they have anything filed such as an assignment in the court records in XXXX XXXX XXXX until XXXX. They filed that assignment within days after I filed a Quiet Title action against them in XXXX XXXX XXXX, these documents ( an assignment and substitution of trustee ) were back dated to XXXX XXXX. 
These XXXX party debt collectors have been harassing me and attempting to seize my property without any proof of having the authority to do so since XXXX. They have attempted to sell my home on XXXX different occasions. They held an unlawful administrative auction on my property on XXXX XXXX XXXX and unlawfully foreclosed. This was done despite the fact that there were XXXX lis pendens filed on the property and there was active litigation with a Petition for Rehear in the Virginia Supreme Court. The " bank '' then e-filed a Trustee Deed stating they " paid '' {$490000.00} but they simply made a book entry and never paid any lawful money. 
I have asked NUMEROUS times for the full account loan data from the original lender in numerous QWR 's and other correspondence, they have refused to provide this information because they do n't have it. I have received numerous threats, the last one was sent as a Notice of Demand For Possession. In this UNSIGNED threat letter, they state they will start eviction proceedings if I do not vacate the property within 10 days. This letter was UNSIGNED and dated the XXXX XXXX XXXX. I have made a formal complaint with the postal service that this is harassment sent through the XXXX. I also plan to make a police report with copies to the XXXX 's office as well. I sent these XXXX party debt collectors an affidavit for them to sign to show they are doing this lawfully - they have not responded. 
Again, I have asked time and time again for account loan data from original lender and the debt collector refused yet they are continuing to threaten to steal my property. They have also enlisted this company Altisource that has been on my property causing further injury to me and my family. Altisource has called me numerous times and has called relatives and discussed with them our private business, these relatives were as far away as Florida. This is harassment and needs to CEASE AND DESIST until these debt collectors/interlopers can prove they have the authority to foreclose on a unsecured/disputed debt that has been lawfully discharged in Chapter XXXX without any proof of claim otherwise filed.

Company public response: Company chooses not to provide a public response
Company response to consumer: Closed with explanation