Consumer complaint received 2023-02-21
Company: The Law Offices of Mitchell D. Bluhm & Associates
State: SC
Product: Debt collection
Sub-product: Medical debt
Issue: Communication tactics
Sub-issue: Used obscene, profane, or other abusive language

Complaint:
Hello, the MBA LAW LAW OFFICE OF MITCHELL D. BLUHM & ASSOC DEPT # XXXX XXXX, TX XXXX ( XXXX ) XXXX Had opened in account on me without ever verifying anything to me as well as refusing to verify anything to me and telling my personal information over the phone before even verifying if it was me they were talking to which is a huge violation of the FDCP AND FCRA, they threatened me i had 4 eye witnesses because these XXXX people did not realize I had XXXX people listening to their XXXX threatening phone. Call to me when they threaten to take legal action on me if I did not pay them right now over the phone with my bank account number so they could take more money than supposedly owed out of my account to silence them. My uncle is a judge. My brother and husband are military and have access to every type of XXXX humanly possible and they will not tolerate people threatening my safety, the amount old, they stated was {$250.00} when I made it clear to them, but they cant lift anything on my report on the {$500.00} in compliance with the new laws they turned around, deleted off my report, and then relisted it at {$580.00} to try to keep it up there again when they were listed it no 30 day notice refusal to verify debt and threatening to take legal action they can not take, they are based out of Texas. They call themselves a law firm well kind of funny how the owner of the supposed law firm name is Mitchell D Bluhm himself is not an attorney that is registered in the state of Texas where it supposed law firm is located. He has employees that work there that are registered with the Texas state bar but him himself its not registered as a lawyer in the state of Texas, because my uncle is a judge, and my friends and family are military they got a court order and found people he grew up with to talk to quite a few people spoke very poorly of him. In fact, they stated they wouldnt allow him near their children because he was a XXXX XXXX, now when they relisted the account, they raised the balance of it so they could try to keep it on there so I cant they opened on me in XX/XX/2022 its about 3 to 4 months ago and still I was never given any form of verification of any form this supposed law firm is verified only as a collection agency, and one that has had hundreds of complaints for consumer abuse. Fraudulent account listings price gouging on the account to try to make it so they can continue to report it as well as giving out peoples personal information, both two addresses they dont live at and two people on the phone before they verify it through they talking to as well as collecting phantom debt and zombie debt, not the fact of the matter is they purposely took it off my report, knowing they can report it under {$500.00} and it timers only under {$300.00} so they turned around and relisted it over {$500.00} so they could keep it up there, blank, let consumer abuse in violation of the fair, credit reporting act and fair debt collecting practices as well as consumer abuse and fraud and threatening to take legal action they can not take as well as threatening my life because like I stated I had I witnesses two of the four not counting myself, which makes five I witnesses are military and the other two one is a lawyer, and one is a judge all which witnessed them threaten legal action they cant take threaten garnishment they can not take as well as threatening me to give them my bank account information so they could take more money out then they say I supposedly owe so that it would silence them so right there theyre trying to admit theyre going to steal my extra money from me in the first place even if I did pay them which Im not because theres no proof that thats mine and according to the credit bureaus because I called them they are listing an address on my credit report that I dont live at I dont live in XXXX and I have not lived there and well over 9 months now so the credit reporting agencies have already verified to me over the phone that an address I dont live at is being verified by this company that I live there wrong that means what that you sent XXXX to an address I dont live at cause if thats the case, violation of the fair credit reporting act that collecting practices as well as consumer abuse and attempted identity theft selling, because that means if you did send something to that address, my identity can be stolen which means I will have my uncle who is the judge, my husband who is military and friends of the family that are both military, and some are lawyers and we will bury you in the XXXX ground you climbed out of, refusal to verify debt for months at a time deleting XXXX off my credit report, that you know you cant report a balance of, and then re-listing it at a higher balance is fraud, and you are well known for it. You also have contacted me about 385 times and deny it all you want. Its called a call log you XXXX XXXX, I have already had my uncle and my friend whos a lawyer start the process of suing you XXXX for what you said and Im trying to do to me either. Remove your XXXX from my XXXX credit report or I will prosecute you and I will bring you up on criminal charges. Also the place that you state the debt supposedly comes from states that its been permanently closed for a while. Also, Im uploading the person you do have working at your firm that is registered with a Texas bar and it is not the owner of a law firm the law firm in question. The owner of a law firm in any state must be a lawyer and registered in that state himself. They have Been sued for this before and are currently in a lawsuit.. 
And as for XXXX and XXXX for allowing the listing then relisting of raised balance, try to legally keep it there by committing fraud Ill be filing charges on them too if it is not removed.

Company response to consumer: Closed with non-monetary relief