Consumer complaint received 2023-08-27
Company: Experian Information Solutions Inc.
State: OH
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In accordance with the Fair Credit Reporting act. The list of accounts below has violated my federally protected consumer rights to privacy under 15 USC 1681. 
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15 U.S.C, 1681 Section 602 A. States I have the right to privacy. 
15 U.S.C 1681 section 604 section 2 : It also states that a consumer reporting agency can not furnish na account without my written instructions. 
15 U.S.C 168c. ( a ) ( 5 ) Section states : No consumer reporting agency nay make any consumer report containing any kind of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 
18 U.S.C. 1681.s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation