Consumer complaint received 2017-01-26
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: WA
Product: Credit reporting
Issue: Incorrect information on credit report
Sub-issue: Public record

Complaint:
This is my second time opening a dispute with TransUnion and my second document that I am sending from the Court to have it removed. Washington law states that once a state lien is vacated/satisfied the documents that I have attached should be sent to your credit agency to have it removed from your record. The governing status of limitation has expired in Washington, detail public records are not released to third-parties agencies. This was a warrant from XXXX Washington. It was actually not a tax lien with the IRS. XXXX filed these documents and they withdrawal the warrant do to payment or a judgement.. NOT A TAX LIEN. XXXX XXXX XXXX. 
Section XXXX ( b ) provides : Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. XXXX XXXX. XXXX ( a ), XXXX ( a ) ( XXXX ) and XXXX ( b ). 
I think there is some confusion with the jargon/verbage as you suggested. The Department will cancel a state tax lien when the delinquent tax liability has been resolved. The Department will mark an entry of satisfaction on the execution docket and withdrawal the lien with the Clerk of Superior Court in each county where the lien had been recorded. I have read reports of these same public records being deleted from other Transunion files. I can go on record to say this is something that was agreed on and paid and should no longer being my credit report. I am in the process of buy a home and it is not fair that XXXX other credit reporting agencies have seen the same letter and removed it from my record. I personally feel as TransUnion is violating my civil rights and privacy laws. Not sure it is my race or gender to which they are holding me accountable for this record that I have provided all the information for it be removed from my report. XXXX. XXXX XXXX. XXXX provides in pertinent part : ( b ) Reasonable procedures. It is the purpose of this subchapter to require that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit ... in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of this subchapter. This is my last attempt to work this out between the agency. The law is very clear as to the Civil liability and the remedy available to me ( Section XXXX & XXXX ) if you fail to comply with Federal Law. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. 

To avoid legal action, I demand that you delete all the unverified accounts listed below immediately. Please provide me with a copy of an updated and corrected credit report showing that these items have been deleted.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation