Consumer complaint received 2016-01-09
Company: Credit International Corporation
State: WA
Product: Debt collection
Sub-product: Auto
Issue: Communication tactics
Sub-issue: Threatened to take legal action

Complaint:
I bought a car from XXXX XXXX in XXXX WA XXXX in XX/XX/XXXX. Due to a serious domestic abuse situation my finances were cut so drastically knew could not afford the car. I brought the car back in on about XX/XX/XXXX. I had put {$500.00} down and made 2 payments. They took the car with my boyfriend who 's been XXXX for over 25 yrs, I had him do the transaction as my witness that the car was in better condition than when purchased. They advised him I would be charged a storage fee. He objected and said the car will be put back on lot for sale. A week later the car was for sale at same amnt as I got it for, then a week later about it was gone. So assumed the car was resold. Since then I have had no contact with them. My address is the same. My boyfriend also stated that charging me 30 % interest not legal here. I have n't worked for two years. This holiday season worked just for holidays. I was surprised to see my last large check was garnished about {$250.00}. That day in the mail was a letter with papers for a " Writ of Garnishment for Continuing Lien on Earnings '' from XXXX XXXX XXXX XXXX XXXX XXXX XXXX WA XXXX ph XXXX, case no XXXX. Plaintiff is XXXX XXXX XXXX XXXX. and Credit International Corp. I was never served anything such as notice the car was to be auctioned, the selling price, nor any notices of service with papers to answer forms etc. The amount due is {$2500.00}. Judgement bal {$2100.00}, Interest from XX/XX/XXXX-XX/XX/XXXX {$180.00}, filing fees {$32.00}, postage of cert mail {$15.00}, garnishment atty fees {$210.00}. I am shocked at this obvious way of " double dipping. '' I have to pay for car plus whoever bought car also. But what 's move obvious is that I did n't receive anything at all related to this matter. I challenge anything that was signed by me from anyone on this matter. I tried calling the Atty, and the recording was a co called XXXX and I talked to whoever answers phone and told knew nothing about it and to contact the car dealer. I called them and again nobody around to answer anything, when I advised her I will take legal counter action she said the woman who would deal with this got in car accident and call back in a week. I received a call from XXXX and had my boyfriend talk to this really rude woman. She said could not talk to XXXX XXXX as my forms I got said to do. She said to call back and make payment arrangements. A little late since I am being garnished already. This totally unacceptable to mess with people like this. It 's corrupt and illegal.I have filed a complaint with AG. I can predict that they will say tried to contact me and I did n't respond so got judge to ok garnishment. But it states from XXXX/XXXX/XXXX? I did seek some legal counsel and they to said I must be served properly or the case should be requested to be dismissed. Now neither will respond. I will go to XXXX Court and file a declaration with my response on Monday XXXX/XXXX/XXXX. Can you please look into this and offer me assistance? I am a single Mom and struggling to survive and this is total harassment and feel also feel this would not have happened if I was a man. I have always had positive response from AG, FTC ( after looking at credit report see have identity theft again ) and believe it or not the IRS. Please enforce all laws so this does n't happen again, I can tell it 's been done by them many times as the way it was set up and timed. My employer will also be notified as contacting me at my job will not be tolerated. They have my address, email and XXXX phone numbers to contact me but little late. I bet there is some type of forgery of my signature. While this in dispute can any further payments be suspended? And the amnt already taken be returned. I should also get copies of when vehicle returned with balance, when car resold and for how much and all attempts to contact me after that. Thank you so much

Company response to consumer: Closed with explanation