Consumer complaint received 2023-02-18
Company: Brock & Scott, PLLC
State: SC
Product: Debt collection
Sub-product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Sued you without properly notifying you of lawsuit

Complaint:
On XX/XX/XXXX, I was issued a Summons by XXXX XXXX  XXXX XXXX XXXX ( XXXX ), Brock & Scott PLLC seeking a judgment for a XXXX  Credit card debt filed in the State of South Carolina XXXX of XXXX in the XXXX XXXX XXXX XXXX XXXX XXXX XXXX. 

XXXX XXXX  XXXX, XXXX XXXX XXXX ( XXXX ), Brock & Scott PLLC made several violations in violating the Fair Debt Collection Practice Act, and the Privacy Act in the filing of the Summons by submitting an exhibit to the Court of my expired XXXX Professional License with my attached photo along with a document displayed with my name listed as a XXXX XXXX XXXX XXXX XXXX that is electronially displayed online. Thus, violating my privacy. 
rights and civil rights. 

Also, I was sued without being properly notified of the lawsuit. 

Attached with the Summons at the Court House electronically displayed online is a documentation of my expired XXXX Professional license with my attached photo along with a display document of my name listed as a XXXX XXXX XXXX XXXX XXXX. My photo is not redacted/blocked out, which personal information is supposed to be redacted. My privacy rights are being violated. This violation puts me at risk for identity thief and fraud etc. 

In addition, XXXX XXXX  XXXX XXXX XXXX XXXX XXXX ( XXXX ), Brock & Scott PLLC did NOT obtain my XXXX professional lisence with my attached photo from me, which they deceptively, falsely, misleadingly misrepresented my XXXX professional licence in connection with the collection of the debt by submitting it to the Court as a document. Submitting my expired license with my photo to the Court like I killed someone. 

XXXX XXXX XXXX ( XXXX ) XXXX XXXX, Brock & Scott PLLC, and the XXXX XXXX XXXX House violated my privacy rights. My photo should have been redacted/blocked out. They all put me at risk for identity thief and fraud etc.. My personal information ( professional license with attached photo ) should not be displayed online. 

I'm not sure how XXXX XXXX XXXX ( XXXX ), XXXX XXXX  XXXX or Brock & Scott PLLC obtained my XXXX Professional license with my attached photo, which my professional license were issued on XX/XX/XXXX and expired on XX/XX/XXXX and couldn't have been in used to obtain the XXXX Target Credit Card. The way how my XXXX XXXX license is displayed in the photo, my professional license is NOT public information. I attached my photo to that professional license along with the XXXX XXXX XXXX XXXX XXXX document like that to be submitted to the SBA XXXX Small Business Administration ) when I applied for the XXXX XXXX and XXXX in XXXX or XXXX. I'm not sure if the XXXX used XXXX Bank XXXX to issue the funds for the XXXX proceeds that I received or if the XXXX have my personal information public. 

I never submitted my XX/XX/XXXX - XX/XX/XXXX ( expire ) Professional License to Target Enterprise In. ( TEI ), XXXX XXXX  XXXX nor Brock & Scott PLLC. My XXXX Professional License were not used at the opening of the XX/XX/XXXX XXXX credit card to obtain credit and should NOT be used as an exhibit in XXXX in an attempt to collect on a bad debt without proper documentation. 

On Thursday, I was contacted by a XXXX XXXX. I went online to the Court, discovered the Summons and document of my expired professional license with my attached photo online. 
On Friday XXXX, XXXX. I contacted Brock & Scott PLLC about the exhibit document of my expired XXXX Professional license with my attached photo displayed electronically online at the Court House along with the filing of their lawsuit on behalf of XXXX XXXX  XXXX, the representative spoke with the Attorney who denied that Brock & Scott PLLC submitted my expired XXXX license to the Court as a document in an attempt to collect on the bad debt. The representative said, " He don't believe XXXX XXXX  XXXX or XXXX would do anything wrong by falsely submitting my expire XXXX license to the Court ''. While speaking to the representative on the phone, the XXXX XXXX tried to serve me without all of the documents that were filed with the Lawsuit because they knew they had error with submitting my XXXX expired license to the Court. By law, ALL Court documents are to be serve that were filed/clocked in! 
I also on Friday, XX/XX/XXXX, I emailed Brock & Scott PLLC about submitting.my expired XXXX professional license with my attached photo to the Court as a document violating my privacy rights. 

Also, the Civil Processor tried to serve me without identifying who I was, he threw the documents on the ground and left. On XX/XX/XXXX, my house was a total loss due to a house fire. The house is inhabitable. I don't live at that address. I was sitting in my car in the driveway when the Civil Processor showed up and threw the documents on the ground not knowing or asking who I was. I was not properly served the Summons and the Summons were left on the ground. 

XXXX XXXX XXXX ( XXXX ), XXXX XXXX  XXXX, Brock & Scott PLLC falsely and deceptive place my XXXX professional license attached with my photo in the Court as a document for the Target credit card debt. In doing so, XXXX XXXX XXXX ( XXXX ), XXXX Bank XXXX, Brock & Scott PLLC violated my privacy rights by electronically displaying my photo and personal information online and deceptively violated the Fair Debt Collections Act. 

XXXX XXXX, XXXX XXXX XXXX ( XXXX ), Brock & Scott PLLC continues its abusive practices toward consumers by not protecting personal information and deceptively violating the Fair Debt Collections Act. 

Brock & Scott PLLC filed this lawsuit and submitted the document of my expired XXXX professional license with my attached photo! As of Friday, XX/XX/XXXX, my expired XXXX license with my attached photo have been removed from the Court records as it was clocked in with this Summons. 

On Friday, XX/XX/XXXX, Brock and Scott PLLC attempted to collect funds on the bad debt when they know they violated my privacy rights and violated the Fair Debt Collections Act. I also asked Brock & Scott not to call my cell but I continue to receive harassing phone calls constantly throughout the day. 

My business was affected and suffered by CoVid. Now, I'm suffering from a house fire. The house fire was a traumatic experience, which also made me unemployed etc.

Company response to consumer: Closed with explanation