Consumer complaint received 2016-08-01
Company: TRANSWORLD SYSTEMS INC
State: FL
Product: Student loan
Sub-product: Federal student loan servicing
Issue: Can't repay my loan
Sub-issue: Can't get flexible payment options

Complaint:
I am being sued by National Collegiate Student Loan Trust for {$49000.00} in student loans. 
I feel I am being harassed, bullied, and treated unfairly! ... 
I got an education, I have never been in any trouble in my life in any way, and I have done everything right and all I got out of it is an inability to find a meaningful, livable wage job! 
I have no work, no possessions ( no car, no property, hardly anything in an account ), I abhorrently live at home with my parents and since XXXX I have applied to OVER XXXX jobs AND I CAN PROVE IT!! ... On top of all that, I have now been SUMMONED by National Collegiate Student Loan Trust to appear in court for a civil law suite in an amount that is absolutely ridiculous and obscene! ... 

Despite my repeated efforts in reaching out for help to find employment from different colleges ( as well as unemployment agencies, job banks, temp agencies, etc ... - YOU NAME IT! ) NONE of the colleges ( or ANY of the other places ) I have reached out for help from have ever been helpful in any way, shape, or form! These thieves ( and I 'm talking about the colleges ) are quick to give you a loan so they can get paid, and then when it comes to helping you find work so that you can actually pay back the loans they gave you, they are nowhere in sight to be found! 

I feel I have definitely been a victim of predatory lending and I do n't feel its fair nor right for me to be sued for an amount ( {$49000.00} ) that there is absolutely no way I can ever really pay especially given my circumstances and the lack of real help in finding any kind of gainful, meaningful, livable wage employment. 

PLEASE HELP ME and let me know what I can do to get these predators ( National Collegiate Student Loan Trust ) off my back! ... Even if they get a successful judgement against me in court, I 'll never be able to pay! - YOU CANT SQUEEZE JUICE OUT OF A PRUNE! 

I believe that instead of suing me, they should SIGNIFICANTLY reduce the amount of loan that I have to pay back. Perhaps something a lot more reasonable, sensible, and workable - such as {$12000.00} or something like that - would be a better alternative than a meaningless judgment for an amount that does n't even make any sense ( {$49000.00} ) and which is completely unrealistic for me to ever be able to repay! 

I have recently been awarded a GRANT to attend a training program which promises to better help me to find gainful employment in the field that training is being provided. 
This program will end XXXX XXXX. After XXXX XXXX - IF I actually do find gainful employment as they say they will help me to do - I MAY be able to work out a payment plan for an amount that wont create much hardship for me given my changed circumstances at that point in time. 

Please let me know what I can do to prevent a ridiculous judgment against me for a ridiculous amount that does n't even make any sense, which will only serve to unnecessarily burden me for XXXX knows how long into the remainder of my life! 
Thank you so much! - PLEASE HELP!

Company response to consumer: Closed with explanation