Consumer complaint received 2022-10-25
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Personal information incorrect

Complaint:
I am writing to inform you that I have received a copy of my credit report and it has come up with some errors. It seems as though your company has MIXED or MERGED my personal information with that of someone else. You reported several wrong personal identifiers in the file, which may jeopardize my identity if they are not changed immediately! I want this resolved as soon as possible so please remove all inaccuracies from your records before any bad consequences happen because these things can really harm someone's life. My only name is XXXX XXXX, I do not have another name or alias. I insist that you remove all names from your system that do not match XXXX XXXX. Also, my current address is XXXX XXXX XXXX XXXX XXXXXXXX, TX XXXX ! I am requesting that the information in my file be updated to reflect only my current correct address. Any address that you have on file for me that deviates from XXXX XXXXXXXX XXXX XXXX  XXXX, TX XXXX is not accurate and should be removed immediately. I also ask that you remove any employers and phone numbers associated with my credit report. I do not AUTHORIZE you to retain or report any information, which consists of unverified claims about myself being potentially outdated or inaccurate. The incorrect personal identifiers your company is choosing to illegally furnish on my consumer report are as follows : Negative Addresses XXXX XXXX XXXX XXXX XXXX TX XXXX - Never Lived There ; MIXED OR MERGED ; DELETE IMMEDIATELY XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX Never Lived There ; MIXED OR MERGED ; DELETE IMMEDIATELY XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX Never Lived There ; MIXED OR MERGED ; DELETE IMMEDIATELY XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX - Never Lived There XXXX MIXED OR MERGED ; DELETE IMMEDIATELY XXXX XXXX XXXX XXXX XXXX, TX XXXX - Never Lived There ; MIXED OR MERGED ; DELETE IMMEDIATELY XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX, TX XXXX - Never Lived There ; MIXED OR MERGED XXXX DELETE IMMEDIATELY XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX - Never Lived There ; MIXED OR MERGED XXXX DELETE XXXX XXXX XXXX XXXX XXXX, TX XXXX - Never Lived There ; MIXED OR MERGED XXXX DELETE IMMEDIATELY XXXX XXXX XXXX XXXX XXXX, TX XXXX - Never Lived There ; MIXED OR MERGED ; DELETE IMMEDIATELY XXXX XXXX XXXX XXXX XXXX, TX XXXX - Never Lived There ; MIXED OR MERGED ; DELETE IMMEDIATELY XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX - Never Lived There ; MIXED OR MERGED ; DELETE IMMEDIATELY XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX - Never Lived There ; MIXED OR MERGED ; DELETE IMMEDIATELY Incorrect Names XXXX XXXX - Never Known by this name ; MIXED OR MERGED ; DELETE IMMEDIATELY XXXX XXXX - Never Known by this name ; MIXED OR MERGED ; DELETE IMMEDIATELY XXXX XXXX - Never Known by this name ; MIXED OR MERGED ; DELETE IMMEDIATELY XXXX XXXX - Never Known by this name ; MIXED OR MERGED ; DELETE IMMEDIATELY XXXX XXXX - Never Known by this name ; MIXED OR MERGED ; DELETE IMMEDIATELY I do NOT have any OTHER NAMES, ADDRESSES, or DATE OF BIRTHS, and I do NOT want any OTHER NAMES, ADDRESSES, or DATE OF BIRTHS to be reported. IF ANY I DEMAND IT BE DELETED NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing on my consumer rights.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief