Consumer complaint received 2023-12-20
Company: Experian Information Solutions Inc.
State: FL
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
IN ACCORDANCE WITH THE FAIR CREDIT REPORTING ACT EXPERIAN AND ACCOUNT # XXXX XXXX & XXXX HAS VIOLATED MY RIGHTS ON DATE XX/XX/XXXX FOR BALANCED OWED {$3200.00}. XXXX XXXX. XXXX SECTION XXXX. STATES I HAVE THE RIGHT TO PROVACY. XXXX XXXX XXXX SECTION XXXX A SECTION XXXX : IT STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTION SO THEREFORE I NEED THESE ACCOUNTS DELETED IMMEDIATELY IN ACCORDANCE WITH THE FAIR CREDIT REPORTING ACT EXPERIAN ACCOUNT AND ACCOUNT # XXXX : XXXX XXXX XXXX HAS VIOLATED MY RIGHTS ON DATE XX/XX/XXXX FOR BALANCED OWED {$1000.00}. 15 U.S.C. 1681 SECTION 602A. STATES I HAVE THE RIGHT TO PROVACY. 15 U.S.C 1681 SECTION 604 A SECTION 2 : IT STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTION SO THEREFORE I NEED THESE ACCOUNTS DELETED IMMEDIATELY IN ACCORDANCE WITH THE FAIR CREDIT REPORTING ACT EXPERIAN ACCOUNT AND ACCOUNT # XXXX XXXX XXXX XXXX HAS VIOLATED MY RIGHTS ON DATE XX/XX/XXXX FOR BALANCED OWED {$1700.00} 15 U.S.C. 1681 SECTION 602A. STATES I HAVE THE RIGHT TO PROVACY. 15 U.S.C 1681 SECTION 604 A SECTION 2 : IT STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTION SO THEREFORE I NEED THESE ACCOUNTS DELETED IMMEDIATELY IN ACCORDANCE WITH THE FAIR CREDIT REPORTING ACT XXXX ACCOUNT : XXXX XXXX XXXX HAS VIOLATED MY RIGHTS ON DATE XX/XX/XXXX FOR BALANCED OWED {$1700.00} 15 U.S.C. 1681 SECTION 602A. STATES I HAVE THE RIGHT TO PROVACY. 15 U.S.C 1681 SECTION 604 A SECTION 2 : IT STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTION SO THEREFORE I NEED THESE ACCOUNTS DELETED IMMEDIATELY IN ACCORDANCE WITH THE FAIR CREDIT REPORTING ACT XXXX ACCOUNT : XXXX & XXXX HAS VIOLATED MY RIGHTS ON DATE XX/XX/XXXX FOR BALANCED OWED {$3200.00}. 15 U.S.C. 1681 SECTION 602A. STATES I HAVE THE RIGHT TO PROVACY. 15 U.S.C 1681 SECTION 604 A SECTION 2 : IT STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTION SO THEREFORE I NEED THESE ACCOUNTS DELETED IMMEDIATELY IN ACCORDANCE WITH THE FAIR CREDIT REPORTING ACT XXXX ACCOUNT : XXXX XXXX XXXX HAS VIOLATED MY RIGHTS ON DATE XX/XX/XXXX FOR BALANCED OWED {$69.00} 15 U.S.C. 1681 SECTION 602A. STATES I HAVE THE RIGHT TO PROVACY. 15 U.S.C 1681 SECTION 604 A SECTION 2 : IT STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTION SO THEREFORE I NEED THESE ACCOUNTS DELETED IMMEDIATELY IN ACCORDANCE WITH THE FAIR CREDIT REPORTING ACT XXXX ACCOUNT : XXXX XXXX XXXX HAS VIOLATED MY RIGHTS ON DATE XX/XX/XXXX FOR BALANCED OWED {$69.00} 15 U.S.C. 1681 SECTION 602A. STATES I HAVE THE RIGHT TO PROVACY. 15 U.S.C 1681 SECTION 604 A SECTION 2 : IT STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTION SO THEREFORE I NEED THESE ACCOUNTS DELETED IMMEDIATELY IN ACCORDANCE WITH THE FAIR CREDIT REPORTING ACT XXXX XXXX XXXX XXXX HAS VIOLATED MY RIGHTS ON DATE XX/XX/XXXX FOR BALANCED OWED {$3200.00}. 15 U.S.C. 1681 SECTION 602A. STATES I HAVE THE RIGHT TO PROVACY. 15 U.S.C 1681 SECTION 604 A SECTION 2 : IT STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTION SO THEREFORE I NEED THESE ACCOUNTS DELETED IMMEDIATELY IN ACCORDANCE WITH THE FAIR CREDIT REPORTING ACT XXXX ACCOUNT : XXXX XXXX XXXX HAS VIOLATED MY RIGHTS ON DATE XX/XX/XXXX FOR BALANCED OWED {$1700.00} 15 U.S.C. 1681 SECTION 602A. STATES I HAVE THE RIGHT TO PROVACY. 15 U.S.C 1681 SECTION 604 A SECTION 2 : IT STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTION SO THEREFORE I NEED THESE ACCOUNTS DELETED IMMEDIATELY IN ACCORDANCE WITH THE FAIR CREDIT REPORTING ACT XXXX ACCOUNT : XXXX XXXX XXXX HAS VIOLATED MY RIGHTS ON DATE XX/XX/XXXX FOR BALANCED OWED {$890.00} 15 U.S.C. 1681 SECTION 602A. STATES I HAVE THE RIGHT TO PROVACY. 15 U.S.C 1681 SECTION 604 A SECTION 2 : IT STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTION SO THEREFORE I NEED THESE ACCOUNTS DELETED IMMEDIATELY IN ACCORDANCE WITH THE FAIR CREDIT REPORTING ACT XXXX ACCOUNT : XXXX XXXX XXXX HAS VIOLATED MY RIGHTS ON DATE XX/XX/XXXX FOR BALANCED OWED {$1400.00} 15 U.S.C. 1681 SECTION 602A. STATES I HAVE THE RIGHT TO PROVACY. 15 U.S.C 1681 SECTION 604 A SECTION 2 : IT STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTION SO THEREFORE I NEED THESE ACCOUNTS DELETED IMMEDIATELY

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief