Consumer complaint received 2016-07-11
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting
Issue: Credit reporting company's investigation
Sub-issue: Investigation took too long

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX, 2016 Experian To the Corrections Department : Just like the commercial said, I got a copy of my credit report and there are things that just are n't accurate on it. I am greatly concerned because I am a good paying person and do n't want people to think otherwise because of these mistakes that are on your report about me. Please fix the following items so anyone who looks at my credit report will see what a good payer I am. XXXX XXXX Please verify this account for I believe the Status, number and date open may not add up. Please corroborate your files and if needed fix or erase from report ASAP. XXXX, XXXX XXXX This account is incomplete. Is there a creditor, what is their name? Please provide accurate information or extract from my file ASAP as it is affecting it. XXXX XXXX XXXX XXXX XXXX XXXX Proceed a inspection with the info, because could be inexact. Verify the high balance, date opened, monthly payment, and account status. React promptly by repair or deleting this potential error. XXXX XXXX Inspect the high credit, comments, last reported date, account status, and 24 month payment history. Take care of this and repair it accordingly or I highly suggest you revoke the information from my credit file. XXXX XXXX XXXX I discovered some data that may have been misunderstanding, furthermore I expect an investigation on the account number, payment status, account status, 24 month payment history and comments. Modify or may I please have a removal of this item. XXXX XXXX Provide me more information about this account, when and why it was placed as collection, the name of the creditor who sold you this account and status., if not, delete Dept of Veterans Affairs XXXX Authenticate the payment status, account status, account history, and high balance, and the last reported date. I think the data may be unfavorable ; look into it or delete the information from my credit report. XXXX XXXX Can you verify that the information provided like, pay status, date opened and high credit are assertive since i believe it might have errors. If not able to validate please correct as soon as possible. XXXX XXXX XXXX I am under the impression that the high credit, comments, payment status and 120 days late payment history could be inaccurate. Please look through your records and nullify if needed. XXXX XXXX XXXX XXXX If you could please compare your documents as i feel the account number, pay status and high credit could be mistakenly reporting. If not accurate please withdraw from my report. XXXX XXXX XXXX XXXX After looking over my credit report I could not be certain of the status, high credit and payment history for this account please scrutinize the information on the report and see if there is any misreporting if so nullify. XXXX XXXX XXXX XXXX Check into the date open, monthly payment, credit limit, status, payment history, and comments. The data must be revised carefully and please extract all errors from my personal file. XXXX XXXX XXXX XXXX Verify the following data such as ; account number, account status, pay status, pay history and comments as it appears to be wrong. If it can not be verified please abstract from my report. Incorrect Name XXXX XXXX XXXX Please take a careful look at the documents provided by me and update my file to read my name as shown on my drivers license. XXXX XXXX XXXX It seems like the pay status, creditor name and account status are not correct. Corroborate the data and get rid of all the information that is not being reported correctly. XXXX XXXX XXXX It appears to me that the account status, comments and

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief