Consumer complaint received 2017-09-06
Company: FIRST HORIZON BANK
State: TN
Product: Checking or savings account
Sub-product: Checking account
Issue: Opening an account
Sub-issue: Unable to open an account

Complaint:
First Tennessee Bank gave permission to family members using a power of attorney without my knowledge/permission. In XX/XX/XXXX I filed a medical malpractice law sue gross negligence by the lab technician. I filed the sue against the XXXX XXXX XXXX XXXX XXXX XXXX, case number XXXX XXXX. The family began to prepare my death without my Knowledge. They stole my child power attorney that is a XXXX XXXX and he have a mental XXXX. His name is XXXX XXXX XXXX XXXX his social security number is XXXX. First Tennessee Bank admits the circumstances were unique, yet they allowed this theft of funds in my name using my personal information. 

My former employer XXXX XXXX XXXX XXXX XXXX did n't report their employers identification tax number to the XXXX XXXX of the Tennessee Department of labor. XXXX XXXX XXXX did not report their correct bye date to the TN Department of labor. Family members changed the date to abuse /waste government funds. I was laid off on XX/XX/XXXX, the year all this theft began. Tax returns were filed using my social security number. First Tennessee Bank transferred my loan to XXXX XXXX XXXX without my knowledge through IRS in XX/XX/XXXX. My home was hit by a tornado in XX/XX/XXXX a new roof was put on the property at XXXX XXXX XXXX XXXX. In XX/XX/XXXX the loan was suddenly transferred to XXXX XXXX XXXX XXXX XXXX while I was under wage earner. The courts was n't notified of the loan being transferred. 

First Tennessee Bank did n't bother to notify XXXX XXXX XXXX XXXX of the Power of Attorney. Nor did First Tennessee Bank notify XXXX XXXX XXXX XXXX of XXXX XXXX XXXX. First Tennessee Bank offset checks that was printed in my name from employees with The TN department of labor.
First Tennessee Bank is responsible for the theft of funds using my social security number and drivers license number that with was stolen and copied by family members. 

I was employed with XXXX XXXX XXXX XXXX XXXX from XX/XX/XXXX-XX/XX/XXXX. First Tennessee Bank is concerned about their reputation as though I do n't have a reputation. 

All of my rights have been violated, civil liberties, privacy rights. One thing for sure the family ca n't access IRS and Social security data base to delete my history. 

All of those 1098-mortgage statements reported to IRS by XXXX XXXX XXXX and XXXX XXXX XXXX are still there. No-one filed tax returns on the property at XXXX XXXX XXXX. 

This is the reason the FBI told me to pull all of my tax transcripts. The family could n't go to IRS personally and request tax transcripts. The return do not reflect the settlement I received from the medical malpractice law sue I filed. I received the settlement in XX/XX/XXXX and paid the courts {$18000.00} paying my creditors at 100 %. 

In XX/XX/XXXX I was in a XXXX XXXX on my way to church. {$10000.00} was deposited into my account from my attorney. First Tennessee Bank offset those funds. If you pull the check you 'll see I did n't endorse. Since you stated I did n't have to endorse my retirement check in the amount of {$280000.00}. Maybe I do n't have to endorse a {$10000.00} check. 

Your bank do n't protect the people that bank with them. My parents are XXXX. My late father XXXX XXXX Served passed away in XX/XX/XXXXand his social security number is still being used by the family members. 

My mother passed away in XX/XX/XXXX, her social security number still active and is being used. The State of Tennessee is allowing everyone to use this power of attorney and not do back ground check on this particular family. 

These people have violated Hippa laws and many other laws. It 's alright by First Tennessee Bank. XXXX XXXX XXXX is able to violate laws and this except able. Since Social security told me to file a civil action law sue and report to the U S Attorney General in XXXX XXXX and request to appear before a Judge. 

First Tennessee Bank and the family will be pleased. IRS is already investigating the theft of my identity.

Company response to consumer: Closed with explanation