Consumer complaint received 2022-04-24
Company: Experian Information Solutions Inc.
State: IN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I need all of these accounts, hard, AND soft inquires removed from my Experian credit report as they are fraudulent. They are listed below : You have 1 open account 1 credit card or credit line Total balance : {$0.00} XXXXXXXX XXXX XXXX card name | What's this? 
Exceptional payment history {$0.00} Balance updated XX/XX/XXXX Account Info Tap labels for more details Account number XXXX Account status Open Date opened XX/XX/XXXX Account type Credit Card Usage : 0 % Balance on XX/XX/XXXX Credit Limit {$0.00} {$1000.00} Payment Info Status Current Status date XX/XX/XXXX Past due amount - Highest balance - Monthly payment - Late payments - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - - - - - - - - - - - On Time - Data Unavailable Additional info XXXX XXXX XXXX XXXX XXXX sold - Original creditor - Comments- Your statements- Contact XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX ( XXXX ) XXXX Is everything correct? 
If inaccurate information appears on your report, you can contact the lender directly to have it corrected, or let us know online or by mail. 
Dispute this account Card info Account Name XXXX XXXX  Card name Link card name View card perks You might have great perks and not know it. 
Over 80 % of card holders don't know the extent of their credit card perks. Identify your cards to see how your perks can help you save. 
Explore Perks XXXX  XXXX Closed Exceptional payment history Account Info Tap labels for more details Account number XXXX Account status Closed Date opened XX/XX/XXXX Account type Credit Card Balance on XX/XX/XXXX Credit Limit - {$500.00} Payment Info Status Paid satisfactorily Status date XX/XX/XXXX Past due amount - Highest balance $ 86 Monthly payment - Late payments - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - - - - - - - - NA - - On Time NA No Applicable Payment History - Data Unavailable Additional info XXXX XXXX XXXX XXXX XXXX sold - Original creditor - Comments Account closed at consumers request Account closed at consumers request and dispute investigation completed consumer disagrees Your statements- Contact XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX ( XXXX ) XXXX Is everything correct? 
If inaccurate information appears on your report, you can contact the lender directly to have it corrected, or let us know online or by mail. 
Dispute this account XXXX XXXX XXXX Closed Exceptional payment history Account Info Tap labels for more details Account number XXXX Account status Closed Date opened XX/XX/XXXX Account type Secured Credit Card Balance on XX/XX/XXXX Credit Limit XXXX {$0.00} Payment Info Status Paid satisfactorily Status date XX/XX/XXXX Past due amount - Highest balance $ 86 Monthly payment - Late payments - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - NA - - - - - - - - - - XXXX - - - - - - - - - - On Time NA No Applicable Payment History - Data Unavailable Additional info XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Original creditor - Comments- Your statements- Contact XXXX XXXX XXXX XXXX XXXX, OK XXXX ( XXXX ) XXXX Is everything correct? 
If inaccurate information appears on your report, you can contact the lender directly to have it corrected, or let us know online or by mail. 
Dispute this account XXXX XXXX  Closed Exceptional payment history Account Info Tap labels for more details Account number XXXX Account status Closed Date opened XX/XX/XXXX Account type Secured Credit Card Balance on XX/XX/XXXX Credit Limit - {$200.00} Payment Info Status Paid, XXXX balance Status date XX/XX/XXXX Past due amount - Highest balance - Monthly payment - Late payments - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX - - - - - - - NA - - - - NA No Applicable Payment History - Data Unavailable Additional info XXXX XXXX XXXX XXXX XXXX sold - Original creditor - Comments Account closed at consumers request Your statements **CONSUMER STATEMENT** XXXX ACCOUNT CLOSED BY CONSUMERS REQUEST Contact XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX XXXX XXXX ) XXXX Is everything correct? 
If inaccurate information appears on your report, you can contact the lender directly to have it corrected, or let us know online or by mail. 
Dispute this account XXXX XXXX XXXXXXXX Closed Exceptional payment history Account Info Tap labels for more details Account number XXXX Account status Closed Date opened XX/XX/XXXX Account type Credit Card Balance on XX/XX/XXXX Credit Limit - {$750.00} Payment Info Status Paid, XXXX balance Status date XX/XX/XXXX Past due amount - Highest balance $ 8 Monthly payment - Late payments - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NA - - - - - - - - - - - NA No Applicable Payment History - Data Unavailable Additional info XXXX XXXX XXXX XXXX XXXX XXXX XXXX Original creditor - Comments- Your statements **CONSUMER STATEMENT** XXXX ACCOUNT CLOSED BY CONSUMERS REQUEST Contact XXXX XXXX FL XXXX XXXX XXXX, NY XXXX Is everything correct? 
If inaccurate information appears on your report, you can contact the lender directly to have it corrected, or let us know online or by mail. 
Dispute this account

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation