Consumer complaint received 2023-03-31
Company: Bonial & Associates, P.C
State: TX
Product: Debt collection
Sub-product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-issue: Seized or attempted to seize your property

Complaint:
This is a complaint against unlawful actions by XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX, XXXX, XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, Texas, and it's agents under the color of law. They are all complicit in and responsible for profiting off of endangering my life and bringing severe harm to me and my financial reputation. The conspiracy begins with XXXX reporting negative information to my consumer report that defames my character and financial reputation. They failed to provide me the proper forms to opt out of having such negative and harmful information from being furnished to my report. They directly or indirectly transferred my nonpublic personal information to third party debt XXXX in an attempt to extort me and ruin my life. Because they posted this negative information to my consumer reports, multiple third-party debt collectors gained access to my nonpublic personal information and used it against me to make me homeless, for unjust enrichment. Attorneys XXXX XXXX XXXX and XXXX XXXX XXXX with law firm XXXX XXXX XXXX XXXX XXXX and attorneys XXXX XXXX XXXX and XXXX XXXX XXXX from XXXX XXXX XXXX XXXX XXXX in XXXX, Texas, and XXXX XXXX, a licensed real estate broker with XXXX XXXX XXXX started harassing me in connection with collection of an alleged debt, and falsely misrepresented themselves as " representing '' XXXX XXXX XXXX Bank, XXXX and XXXX Bank XXXX XXXX. These attorneys & real estate agents then unlawfully used public funding to commit fraud and other private crimes, including abusing & simulating legal process under Section XXXX of the Texas XXXX XXXX [ under the regulation of HUD ] to prosecute me in XXXX XXXX XXXX XXXX for " Forcible Detainer '' which is lawfully intended for a rightful owner of property to recover property they have lawful possessory rights to. They did this with the ulterior motive of acquiring my private property for the first time without ever proving they had lawful possessory rights to the property. They used forged documents to perfect their forged title under the guise of a legitimate " sale '', without ever presenting the court with valid admissible evidence of their claim on the record. They submitted several other forged documents on the public record with intent to defraud me into believing they had lawful authority to prosecute on behalf of national banks pursuant to Texas Rule 12. One titled Limited Power of Attorney and another, Affidavit of XXXX XXXX. XXXX XXXX of XXXX and its agents then allowed all of this fraud to happen by allowing these attorneys to testify as counsel without ever bringing a competent witness to verify their allegations under the penalty of perjury to be cross-examined by me, despite me entering on the record several challenges and objections. By law under Texas Statute a county has the power to buy, hold, sell, and lease property owned by the county. The record does not reflect my private home ever being owned by the county, or for public use, therefore XXXX XXXX should have never allowed private corporate agents in agency to intervene with my property and federally protected civil rights, for personal financial gain. The writ of possession they issued to the constables lacked certification and legitimacy for many reasons, but the most important being it was not signed and it was requested by XXXX based on an order from Judge XXXX XXXX XXXX who was disqualified by law for failing to follow proper due process of sending notice to the Secretary of the Treasury a notice of fiduciary duty, making her judgment null & void. This is proof the County is evading taxes for opening a case [ account ] in my name without my consent and without notice to the Treasury. They are not tax exempt and should be held accountable for their actions. Agents of the county then sent other agents in uniform with weapons to come to my home and use threats, intimidation, and violence to swindle me out of a safe place to call home. These actions by all parties constitute a pattern of Racketeering activity by conspiracy and extortion. XXXX XXXX XXXX, XXXX has been notified in writing of my request for " validation of the debt '' and audit of the account from its consummation so that they all may remedy their wrongdoings. I look forward to being provided documentary evidence with verified books of account proving they gave me something of value, to justify the fact that I, and all of my belongings were thrown out on the street. If they are unable to provide proof of the accounting records, accounts receivable, and wire transfer receipt in connection with the alleged " loan '', then I was made homeless by negligence and criminality of law, and XXXX XXXX XXXX, XXXX & all others will be held liable for their crimes of conspiracy, extortion, unlawful taking, financing and collection of extortionate extensions of credit, etc. No just compensation was given to me for the taking of my private property and I am still homeless against the legislative intent of HUD for preventing homelessness. Most of these agents under the color of law have [ or should have ] a sworn oath of office with the Secretary of State swearing to defend and uphold the Constitution, which would mean, by their actions, they are warring against the Constitution for violating my First, Fourth, and Fifth amendment rights.

Company response to consumer: Closed with explanation