Consumer complaint received 2022-04-20
Company: EQUIFAX, INC.
State: MS
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
TransunionI have called and talked with XXXX fraud department about suspicious fraudulent accounts and inquiries on my credit report for the third time this year. XXXX may allow me to dispute accounts but not inquiries one time the next time XXXX may allow me to dispute inquiries but not accounts. The inaccurate fraudulent accounts and inquiries are listed below have violated my federal consumer rights to privacy and confidentiality under 15 USC 1681. I have a right to privacy under section ( 602 A ) 15 USC 1681 and section ( 604 A ) section 2 states that a consumer reporting agency can not furnish an account without my written instructions and permission. 
ACCOUNTS- XXXX XXXX XXXXXX/XX/XXXX {$9700.00} XXXX XXXX  XX/XX/XXXX {$1200.00} First XXXX XXXX XX/XX/XXXX {$2900.00} XXXX XXXX XXXX XX/XX/XXXX {$1700.00} XXXX XXXX XXXX  XX/XX/XXXX INQUIRIES- XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Ive XXXX XXXX to update my address phone number and employment history. 
Correct phone # XXXX Correct employment XXXX XXXX XXXXXXXX - XXXX. XXXX Correct Name. XXXX XXXX No consumer reporting agency may make any consumer report containing containing any of the following items of information other than records of convictions of crimes which antedates my report for more than seven years,, 15 USC 1681 C ( AX5 ).

15 USC 1681 s-2 ( AX1 ) states that no one shall furnish any information relating to a consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 

Equifax Correct address XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Incorrect address XXXX XXXX XXXX XXXX, XXXX XXXX Accounts XXXX XXXX. XXXX, XXXX {$46000.00} XXXX XXXX XXXX XXXX XXXX, XXXX {$17000.00} XXXXXXXX XXXX XXXX XXXXXXXX, XXXX {$390.00} XXXX Bank XXXX XXXX, XXXX. {$3100.00} XXXX XXXX XXXX XXXX, XXXX. {$1700.00} XXXX XXXX. XXXX XXXX, XXXX. {$0.00} XXXX XXXX XXXX XXXX, XXXX {$2900.00} XXXX XXXX. XX/XX/XXXX. {$1200.00} XXXX XXXX XXXX XXXX, XXXX. {$9700.00} XXXX La. XX/XX/XXXX {$0.00} XXXX La. XX/XX/XXXX. {$0.00} XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXXXXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX  - Correct address. XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Incorrect addresses ( XXXX ) XXXX XXXX XXXX XXXXXXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Accounts- XXXX XXXX XXXX {$17000.00} account # XXXX XXXX XXXX XXXX {$46000.00} account # XXXX XXXX XXXX XXXXXXXX. {$1900.00} account # XXXX XXXXXXXX XXXX XXXXXXXX. {$3000.00} account # XXXX XXXXXXXX XXXX XXXX {$390.00} account # XXXX XXXXXXXX XXXX XXXXXXXX. {$8000.00} account # XXXX XXXX XXXX XXXX. {$1300.00} account # XXXX XXXX XXXX XXXX. {$0.00} account # XXXX XXXX XXXX. XXXX {$0.00} account # XXXX XXXX XXXX. XXXX. {$0.00} account # XXXX

Company response to consumer: Closed with explanation