Consumer complaint received 2022-06-07
Company: Experian Information Solutions Inc.
State: WI
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Wisconsin XXXX Telephone : ( XXXX ) XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Experian XXXX XXXX XXXX XXXX, TX XXXX XX/XX/XXXX To whom it may concern, Im writing this letter to dispute the following accounts : 1. 15 U.S. Code 1681n Civil Liability for willful noncompliance XXXX  XXXX Bankruptcy Case Number : XXXX This account is inaccurate and i'm seeking litigation Please delete at once 2. invalid inquiry XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX please delete this unauthorized inquiry from my account 3. invalid inquiry XXXX  Date of inquiry : XX/XX/XXXX please delete this unauthorized inquiry from my account 4. unknown and unauthorized never gave permission for inquiries XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

5. invalid inquiry XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX please delete this unauthorized inquiry from my account 6. invalid inquiry XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX please delete this unauthorized inquiry from my account 7. invalid inquiry XXXX XXXX Date of inquiry : XX/XX/XXXX please delete this unauthorized inquiry from my account 8. 15 U.S Code 1666 ( b ) XXXX XXXX Account Number : XXXX This account is inaccurate and i'm seeking litigation Please delete at once 9. FDCPA section 807 Violation Misleading False Reporting XXXXXXXX XXXX XXXX XXXX XXXX Account Number : XXXX This account is inaccurate and i'm seeking litigation Please delete at once 10. invalid inquiry XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX please delete this unauthorized inquiry from my account 11. invalid inquiry XXXX XXXX Date of inquiry : XX/XX/XXXX please delete this unauthorized inquiry from my account 12. invalid inquiry XXXX XXXX  Date of inquiry : XX/XX/XXXX please delete this unauthorized inquiry from my account 13. invalid inquiry XXXX XXXX XXXX XXXX  Date of inquiry : XX/XX/XXXX please delete this unauthorized inquiry from my account 14. invalid inquiry XXXX XXXX Date of inquiry : XX/XX/XXXX please delete this unauthorized inquiry from my account 15. The following personal information is incorrect Account Number : Date of Birth : XXXX XXXX. The following personal information is incorrect Account Number : Current Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WI XXXX XX/XX/XXXX 17. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX, WI XXXX XX/XX/XXXX 18. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WI XXXX XX/XX/XXXX 19. The following personal information is incorrect Account Number : XXXX  : XXXXXXXX XXXX XXXX This agency is in violation of 15 U.S.C. 1692g. They were to notify me of this in writing 5 days prior, I was not. As the original creditor, only I can validate this debt. I do not validate this debt. Therefore, the following accounts must be deleted from my report.

Failure to respond satisfactorily with deletion of the above referenced account and a free copy of my report after the changes have been made will result in the above actions being taken against your company ; I will also be seeking {$1000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of 15 U.S.C 1692g My contact information is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Wisconsin XXXX Thank You Sincerely yours, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief