Consumer complaint received 2020-03-07
Company: Innovis
State: NC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX # XXXX XXXX, NC XXXX For Innovis Consumer Assistance & Attorney General/Consumer Finance/XXXX. 
RE : Request to Block Unauthorized Credit and Collection Accounts and Inquiries from Credit Report under FCRA 605B I am a victim of identity theft. I have received a copy of a report from your system that lists numerous credit, bank and auto accounts assigned to my name, birthdate and Social security number, which I have been unaware of and have since asked the top three CRAs to investigate and have removed as well as Innovis, which I am alerting you of such at this time. These fraudulent accounts were established using my personal Identification without my authorization. The information listed below, which appears on my credit report, is the result of identity theft on the affected accounts are listed below. 
This miscarriage of information has caused my life undue strain, hardship and debt, for which I do not owe and have never owed. Your company is aiding in distributing wrong, unidentifiable and fraudulent reporting. 
I have provided you with a copy of the Identity Theft Report and my identification. You are required, after being notified of such information, to investigate and immediately remove and block this information, without prejudice. You must provide documentation as of its accuracy or remove it immediately without prejudice. After such, a block and freeze will be placed immediately and I will be notified of this information via US Mail. 
XXXXXXXX XXXX XXXX ACCT : XXXX AMT : {$910.00} XXXX XXXX XXXX ACCT : XXXX AMT : {$750.00} XXXX XXXX XXXX ACCT : XXXX AMT : {$1000.00} XXXX XXXX ACCT : XXXX AMT : {$120.00} XXXX XXXX ACCT : XXXX AMT : {$3700.00} XXXX XXXX  ACCT : XXXX AMT : {$7700.00} XXXX XXXX XXXX  ACCT : XXXX AMT : {$1600.00} XXXX XXXX XXXX ACCT : XXXX AMT : {$1900.00} XXXX XXXX XXXX ACCT : XXXX AMT : {$1900.00} XXXX XXXX XXXX ACCT : XXXX AMT : {$83.00} XXXX XXXX XXXX  ACCT : XXXX AMT : {$1600.00} XXXX XXXX XXXX XXXX  ACCT : XXXX AMT : {$1600.00} JXXXX XXXX XXXX ACCT : XXXX AMT : {$5000.00} XXXX XXXX XXXX ACCT : XXXX AMT : {$3900.00} XXXX XXXX XXXX ACCT : XXXX AMT : {$2700.00} XXXX XXXX XXXX  ACCT : XXXX AMT : {$6000.00} XXXX  ACCT : XXXX AMT : {$3500.00} Also, all of the following unauthorized Credit Inquiries will be removed immediately without prejudice : XXXX, XXXX XXXX XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX XXXX XXXX XXXX  XX/XX/XXXXXXXX XXXX XXXX XXXX  XX/XX/XXXX, XX/XX/XXXX I have enclosed my FTC Identity Theft Report. All fraudulent items have been listed above. 
I have continuously been in contact with XXXX, XXXX, and XXXX  via the CFPB. 
This is again a demand to remove and block such information from the report in question. 
Please block this information from my credit report, as directed by section 605B of the Fair Credit Reporting Act, and notify all furnishers of this information. 


I appreciate your prompt attention to this matter, and await your reply. 
Sincerely, XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX

Company response to consumer: Closed with explanation