Consumer complaint received 2019-12-06
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Unable to get your credit report or credit score
Sub-issue: Other problem getting your report or credit score

Complaint:
After continuous efforts to have TransUnion investigate the following accounts. 30 days ago. The company has refused to send me updates on investigation after submitting a method of verification request. As a result TransUnion is in violation. 

Please see detail attachments : XXXX XXXX XXXX : can not be verified by either the original creditor nor the collection agency. This is a violation. As a result account must be deleted. 

XXXX XXXX XXXX : can not completely verify balance of {$980.00}. But still continues to report on my credit profile. As a result of this account must be removed. 

XXXX  XXXX XXXX  : can not be completely verified. But still continues to be reported on my credit profile. This is a violation. As a result account must be removed immediately. 

XXXX  XXXX XXXX  : currently reports on my consumer Credit profile : a past due balance of {$3500.00} and also reports a credit limit of {$1600.00} on a closed account. This is a violation. As a result this account must be removed. 


XXXX  XXXX XXXX  : currently reports an opening date of XX/XX/XXXX but does not reports first date of delinquencies to satisfy statute of limitations law. This is a violation. As a result this account must be deleted. 


XXXX XXXX  : currently reports as updated and verified. But in account details also reports. Last date of activity XX/XX/XXXX. But this account was disputed 30 days ago. This is a violation. As a result this account must be removed. 

XXXX XXXX  : neither TransUnion or XXXX XXXX  has been able to provide me with methods of validation and or methods of verification. This is a violation. As a result this account must be deleted immediately. 

XXXX : as it appears on my current credit report. XXXX is reported with last date of activity in XXXX of XXXX. But this account was disputed 30 days ago. This is a violation. As a result XXXX must be completely deleted from my TransUnion report. 

XXXX : as it appears on my current report. XXXX is reporting a past due of {$1500.00} on a closed account. This is a violation. Effective immediately this account must be deleted. 

XXXX XXXX XXXX  : is currently reporting a credit limit of {$300.00} while at the same time reporting a past due balance of {$380.00} on a closed account. This is a violation. As a result effective immediately this account must be removed. 

XXXX XXXX XXXX : last reported XXXX of XXXX. But still reports multiple inaccuracies in violations. Account must be removed. 

XXXX XXXX XXXX   : currently reports last date of activity in XXXX of XXXX. Even though account was disputed 30 days ago. This is a violation. Effective immediately this account must be deleted from my credit report. 

XXXX  XXXX XXXX  : currently reports that account has been sold to XXXX XXXX XXXX. But still reports a credit limit of {$450.00}. while collection agency XXXX XXXX XXXX reports a balance of {$980.00}. This is a violation. Both XXXX XXXX XXXX and original creditor : XXXX XXXX XXXX. Must be removed from my credit report effective immediately.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation