Consumer complaint received 2023-08-11
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Subject : Disputing Unauthorized Inquiries and Incorrect Account Information To Whom It May Concern, I am writing to formally dispute and request the removal of several unauthorized credit inquiries and incorrect account information from my credit report. I have carefully reviewed my credit report and identified several instances where violations of fair credit reporting practices have occurred, thus necessitating your immediate attention to rectify these matters. 

Unauthorized Inquiry - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report. 
Violated Law : Fair Credit Reporting Act ( FCRA ), Section 611 ( a ) ( 1 ) ( A ) Incorrect Account Information - XXXX XXXX Account Number : XXXX Violation : Please remove it from my credit report. 
Violated Law : Fair Credit Reporting Act ( FCRA ), Section 611 ( a ) ( 1 ) ( A ) Incorrect Account Information - XXXX XXXX XXXX Account Number : XXXX Violation : Please remove it from my credit report. 
Violated Law : Fair Credit Reporting Act ( FCRA ), Section 611 ( a ) ( 1 ) ( A ) Incorrect Account Information - XXXX XXXX Account Number : XXXX Violation : Please remove it from my credit report. 
Violated Law : Fair Credit Reporting Act ( FCRA ), Section 611 ( a ) ( 1 ) ( A ) Incorrect Account Information - XXXX XXXX Account Number : XXXX Violation : Please remove it from my credit report. 
Violated Law : Fair Credit Reporting Act ( FCRA ), Section 611 ( a ) ( 1 ) ( A ) Incorrect Personal Information Also Known As : XXXX XXXX Violation : The following personal information is incorrect Violated Law : Fair Credit Reporting Act ( FCRA ), Section 607 ( b ) ( 1 ) Incorrect Personal Information Previous Address : XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Violation : The following personal information is incorrect Violated Law : Fair Credit Reporting Act ( FCRA ), Section 607 ( b ) ( 1 ) Incorrect Personal Information Previous Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Violation : The following personal information is incorrect Violated Law : Fair Credit Reporting Act ( FCRA ), Section 607 ( b ) ( 1 ) Unauthorized Inquiry - XXXX Date of Inquiry : XX/XX/XXXX Violation : The inquiry was not authorized Violated Law : Fair Credit Reporting Act ( FCRA ), Section 604 ( a ) ( 3 ) ( B ) I demand that these violations be addressed in accordance with the Fair Credit Reporting Act. An expeditious resolution is expected within 15 days, as mandated by law. I appreciate your cooperation in correcting these inaccuracies and providing written confirmation of the actions taken. 

Thank you for your prompt attention to this matter. I anticipate a swift resolution. 


Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief