Consumer complaint received 2022-04-18
Company: Experian Information Solutions Inc.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In Accordance with the Fair Credit Reporting Act. The XXXX of Accounts below has violated my federally protected rights to privacy and confidentiality under 15 USC 1681. 
Account name ( 1 ). XXXX XXXX XXXX Account number XXXX Original creditor Account type Child Support Date opened XX/XX/XXXX Account status ( 2. ) Account name XXXX XXXXXXXX XXXX XXXX Account number XXXX Original creditor Account Date opened XX/XX/XXXX Account status Closed ( 3. ) Account name XXXX XXXX XXXXXXXX Account number XXXX Original creditor Date opened XX/XX/XXXX ( 4. ) Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXX Account type Auto Loan Date opened XX/XX/XXXX Account status Closed ( 5. ) XXXX XXXX XXXX Inquired on XX/XX/XXXX ( 6. ) Business Type : Automobile Dealers, Used XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX ( 7. ) XXXXK XXXX  XXXX Inquired on XX/XX/XXXX Business Type : Bank Credit Cards XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX ( 8. ) XXXX Inquired on XX/XX/XXXX Business Type : Auto Reseller XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX ( 9. ) CREDIT XXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Bank Credit Cards XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX ( 10. ) XXXX XXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Bank Credit Cards XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX ( 11. ) XXXX XXXX Inquired on XX/XX/XXXX Business Type : Credit Unions XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX ( 12. ) XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : Bulk Purchase Finance - General XXXX XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX ( 13. ) XXXX XXXX Inquired on XX/XX/XXXX Business Type : Automobile Dealers, Used XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX ( 14. ) XXXX XXXX Inquired on XX/XX/XXXX Business Type : Automobile Dealers, Used XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX ( 15 ). XXXX Inquired on XX/XX/XXXX Business Type : Personal Loan Companies XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX ( 16. ) US SM BUS ADMIN ODA Inquired on XX/XX/XXXX Business Type : Federal Government XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX ( 17. ) XXXX XXXX Inquired on XX/XX/XXXX Business Type : Credit Unions XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX ( 18. ) XXXX XXXX Inquired on XX/XX/XXXX Business Type : Auto Financing Companies XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX # Accounts has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the rights to privacy.

15 U.S.C 1681 section 604 Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.

15 U.S.C 1681c. ( a ) ( 5 ) Section states : No consumer reporting agency may make any consumer report containing any of the following items of information, any other adverse item of information, other than records of conviction of crimes which antedates the report by more than Seven years.

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer reporting agency if the persons knows or has reasonable cause to believe that the information is inaccurate.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation