Consumer complaint received 2016-12-30
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA
Product: Mortgage
Sub-product: Other mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
Bank of America and their agents, representatives, and employees have been coming to and on my property for years without a prior appointment or my consent, approval, and knowledge. At some time between XXXX XXXX XXXX, XXXX and XXXX XXXX XXXX, XXXX, someone ( s ) tried to enter my home through the locked garage door, which was damaged in the process due to the attempted break in and entering. 

Bank of America has instructed and/or allowed their representatives to act in an unlawful manner during their efforts to separate me from my home and property. Due, in part, to the advertised, improper, prohibited, and unlawful XXXX XXXX, XXXX Trustee 's Sale at public auction, all manner of folk have been coming to my home loitering, trespassing, vandalizing, and soliciting, including those acting on behalf of or otherwise representing the interests of Bank of America. I have suffered everything from mail tampering to property damage, which has escalated since the date of the Trustee 's Sale at public auction has been advertised. 

71 ) Home Mortgage Disclosure Act. 

72 ) Real Estate Document Negligence. 

73 ) Real Estate Document Fraud. 

74 ) Attempted Break In and Entering. 

75 ) Trespassing. 

76 ) Loitering. 

77 ) Vandalism. 

All previously mentioned resolutions for the injury and harm caused are desired and mandatory, including all statutory, exemplary, and punitive damages plus an addtional ten percent and an immediate reimbursement of all amounts applied and assessed to this mortgage account at a compounded daily interest rate of ten percent via cashier 's check not drawn on Bank of America or any of their affiates, or on a bank that does not conduct business within the state of California. Not only must Bank of America pay me back, to include mesne profits ( sold at auction amount, mortgage values to include both principal and interest, and rents ), Bank of America must also repay the tax payers all amounts associated with this account. This includes, but is not limited to, TARP, XXXX, HHF funds since XXXX. 

Damages are calculated as followsXXXX : STATUTORY : {$50000.00} for every household member, mesne profits, plus Median Property Value ( MPV ) and all amounts ever assessed on or associated with the real property and home loan mortgage account, personal property of at least {$300000.00} or actual value, whichever is greater, and all litigation costs. Household pets and livestock are an additional {$50000.00} each, plus ; EXEMPLARY : Payment of all property taxes and insurances for a minimum of fifty ( 50 ) years and three ( 3 ) times statutory damages, plus ; PUNITIVE : The statutory and exemplary damages for each instance of every cause of action listed, plus an additional 10 % of the total monetary damages ( statutory, exemplary, and punitive ). 

*Death claims are an additional trebling of calculated total damages for each instance. 

**Seniors and XXXX persons are entitled to any additional damages allowed by law for each eligible household member. 

***Next of kin may bring a private right of action provided there is first hand knowledge and next of kin status can be proven. First hand knowledge is assumed if next of kin was a member of the household. 

I did not default on Bank of America. 

Bank of America defaulted on me! 

Bank of America must stop themselves from defaulting on consumers of mortgage related products and services.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation