Consumer complaint received 2015-05-21
Company: JPMORGAN CHASE & CO.
State: NJ
Product: Mortgage
Sub-product: FHA mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
This matter is in regard to the foreclosure of my home at XXXX XXXX XXXX, XXXX XXXX. The home loan was originally signed by Fannie Mae in XX/XX/XXXX. The holder of the mortgage was JP Morgan Chase ( XXXX, Account # XXXX XXXX. In XX/XX/XXXX, I was terminated from my XXXX where I was employed for over 18 years and had earned tenure. I filed a complaint with the EEOC in regard to the loss of my job. XXXX of the people named in that complaint last name is XXXX. I will attach a copy of that complaint. XXXX XXXX is the daughter-in-law to the judge whose last name is XXXX and who sits on bench in XXXX, XXXX ( XXXX XXXX ). The name of the law firm representing JP Morgan Chase is XXXX , XXXX & XXXX, XXXX ( XXXX ) out of XXXX XXXX, XXXX. There may be no connection between my EEOC complaint and my mortgage foreclosure, but with all the things that have happened to me in the last 5 years, I ca n't rule anything out. In XX/XX/XXXX, I agreed to a short sale of my home. Chase contracted with a XXXX XXXX realtor to accept bids on the property. In XX/XX/XXXX, XXXX bids were submitted which was more that the balance ( {$77000.00} ) owed on the property. I think the highest bid was {$87000.00}. XXXX XXXX submitted the bids to Chase for approval. Chase responded by asking that all bids start at {$100000.00}. The bidders cancelled their offers with XXXX XXXX to bid for the property. XXXX XXXX in turn terminated there contract with Chase to sell the property. I learned that on XX/XX/XXXX, Chase XXXX my property at an XXXX XXXX Sheriff 's Sale in XXXX, XXXX XXXX. I received a letter of eviction from XXXX, XXXX and XXXX dated XX/XX/XXXX, informing me that the property was sold and that I had ten ( 10 ) days from the date of the letter to be out of the home. I complied and on XX/XX/XXXX board a flight to XXXX to live with my sister in XXXX, XXXX. I notified the post office to forward all my mail to my sister 's address and to notify those sending mail to my home address of my address change. Around XX/XX/XXXX, I was notified that I had unclaimed property with the XXXX Taxation Department. I called them and was informed that I and JP Morgan Chase were named on an insurance claim. I was informed that in order to process the claim, it needed to be signed by both myself and JP Morgan. Well, since that time, I have been given the run around between, the taxation office, JP Morgan, XXXX, XXXX & XXXX , XXXX and Fannie Mae. At the beginning of this month, a representative from Chase called to inform me that they had completed their internal investigation on my request for a written statement from them that I was not obligated to pay the balance of the mortgage. When I asked for that in writing, I was told to contact their attorneys at XXXX The attorneys at XXXX informed me that Chase had come to the conclusion that they would not hold me liable to the balance of the mortgage, but that they could not put that in writing. They then instructed me to contact Fannie Mae who is the original signers of the mortgage. Fannie Mae informed me that they could not put anything in writing because they were only the signers of the mortgage and that I should contact JP Chase 's attorneys. My questions are : Should n't I have received documents from JP Morgan Chase finalizing the terms of the foreclosure anyway? How much did the new owners of the property pay for the purchase of the property that was once my home? Is there a connection between my EEOC complaint and the way in which my mortgage has been handled?

Company response to consumer: Closed with explanation