Consumer complaint received 2017-10-02
Company: Pressler & Pressler, LLP
State: NJ
Product: Debt collection
Sub-product: Medical debt
Issue: Written notification about debt
Sub-issue: Didn't receive enough information to verify debt

Complaint:
I have been a patient of XXXX XXXX XXXX since XX/XX/XXXX. In XX/XX/XXXX he was the XXXX   who XXXX my daughter on XX/XX/XXXX. I began my treatment with him in XX/XX/XXXX. My treatment was paid through my health insurance and XXXX XXXX was a provider on XXXX XXXX XXXX network. At the end of my XXXX I received a bill from XXXX XXXX and it was for {$300.00}. I called XXXX XXXX up to inquire about this balance and they informed me that he was paid a reasonable and customary fees according to his provider contract. He billed XXXX XXXX  A total of more than {$14000.00}. He received everything but the {$300.00}. I was told by XXXX XXXX ; providers sign A contract agreeing to the financial terms in their network and they are Prohibited for from billing unreasonable rates. I called XXXX XXXX 's wife ( billing coordinator ) and she informed me that they were going to write this balance off and adjusted. 

I go on with my life and forget about this and come to find out Pressler and Pressler has issued a default judgment against me. I was never served with paperwork. They put this on my credit report as well and I disputed it with all three bureaus and it was deleted ; as a result of the credit bureau being unable to validate the validity of the judgment. I have tried to call to resolve this with pressler and pressler several times. I asked Pressler and Pressler to supply me with a validation of debt. Pressler and Pressler provided a statement which contained mine and another patients medical billing diagnostic codes. It was seven pages long and there was no patient identifier to link me to The balance I supposedly owe. There is nothing from XXXX XXXX  supporting this balance is actually owed. The only documentation I have is a statement from XXXX XXXX 's office with the hand written total at the bottom that does not match the dollar amount on the printed statement. I am not very familiar with the legal aspects on this. I was very scared. I am a single mother of XXXX small children ; that I support by myself and I do not have the financial resources to obtain an attorney and fight them. They went and purchased this debt without any verification from XXXX XXXX and solely on the paper statement from the providers office. This does not suffice that I owe a debt. The statement with the patient account consists of my name in addition to another individual 's name and I am unable to differentiate what belongs to me and what belongs to myself or the other individuals name printed on the paperwork. 

I wrote a statement objecting to the wage garnishment. I am scheduled to appear in XXXX county court on XX/XX/XXXX. The docket number is DC # XXXX. I 'm hoping that someone can please help me. I do not owe this debt ; Pressler and Pressler have violated the fair credit act. 
Sincerely XXXX XXXX

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation