Consumer complaint received 2021-01-12
Company: TRANSWORLD SYSTEMS INC
State: FL
Product: Debt collection
Sub-product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened or suggested your credit would be damaged

Complaint:
CONSUMER FINANCIAL PROTECTION BUREAU XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX / VS NATIONWIDE CREDIT INC. 
XXXX XXXX XXXX XXXX, DE XXXX XXXX ID : XXXX ON THE BEHALF : XXXX XXXX XXXX, XXXX. 
XXXX XXXX XXXX XXXX, OH XXXX FEI/EIN : XXXX REGISTERED AGENT : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. 
XXXX, FL XXXX As of the date : : [ XX/XX/XXXX ] RE : : [ ACCOUNT ENDINGXXXX ] WITH AN OUTSTANDING ACCOUNT BALANCE OF : [ {$20000.00} ] WAS REFERRED TO NATIONWIDE CREDIT FOR COLLECTIONS. 


XXXX XXXX COMPLAINT OF [ CREDITORS / COLLECTION AGENCY ] HARASSMENT AND FRAUDULENT DEMAND FOR PAYMENT LETTERHEADS / REMOVAL REQUEST : : OF THE DAMAGING NEGATIVE INFORMATION REPORTED TO THE CONSUMERS 3 CREDIT REPORTING BUREAUS FILE. / I XXXX XXXX XXXX, HEREBY, SUBMIT THIS COMPLAINT OF HARASSMENT, AND FRAUDULENT DEMAND FOR PAYMENT LETTER, AND DAMAGING NEGATIVE INFORMATION, THAT WAS REPORTED TO MY CONSUMER ACCOUNT, WITH THE THREE CREDIT REPORTING BUREAUS BY : __NATIONWIDE CREDIT INC. ; WHOM IS A COLLECTION AGENCY. AND DOING BUSINESS ON BEHALF OF ; XXXX XXXX XXXX, XXXX. 

NOW, THEREFORE! ON THE DATE OF XX/XX/XXXX. I RECENTLY RECEIVED, __ANOTHER HARASSING PIECE OF COMMUNICATION, VIA__BY LETTERHEAD, FROM NATIONWIDE CREDIT INC . DEMANDING PAYMENT FOR AN OUTSTANDING ACCOUNT BALANCE, IN THE AMOUNT OF : [ {$20000.00} ] XXXX XXXX, XXXX XXXX XXXX XXXX DOLLARS, AND XXXX CENTS. 


[ 1 ] I XXXX XXXX XXXX, NEVER OPENED AN ACCOUNT WITH XXXX XXXX XXXX, XXXX. IN OR AROUND, THE TIMEFRAME PRESCRIBED BY THE CREDIT GRANTOR. WHERE UPON__IT WAS DEFINITELY OPENED BY SOMEONE ELSE? __OTHER THAN, MYSELF! THEREFORE, THE VALIDITY__ OF NATIONWIDE CREDIT INC . CLAIM AGAINST__ THE SUGGESTED NAMED PERSON ON THE ACCOUNT IS FRAUDULENT. 


REMEDY__THAT IM SEEKING : [ A ] MONITARY RETRIBUTION : : FOR BEING HARASSED, INCONVENIENCED, AND FOR THE RUINED CREDIT RATINGAMOUNT TOTAL : [ {$5000.00} ] [ B ] WHEREFORE, I STRONGLY SUGGEST__THAT, NATIONWIDE CREDIT INC., DIRECT ALL FEASIBLE ATTENTION AND EFFORT, ON LOCATING THIS IDENTITY THEFT. AND I ALSO SUGGEST : AN IMMEDIATE STOPPAGE__TO ALL HARASSING DEMAND FOR PAYMENT COMMUNICATIONS. OR__I WILL BE FORCED ; TO BRING FORTH__SOME FORM OF JUSTIFIABLE LEGAL ACTION, WITHIN THE COURT OF LAW. TO REMEDY : :__THIS PETITION AND CHARGES__ AGAINST THE PARTIES INVOLVED. 




IN CONCLUSION : : I AM HEREBY -- REQUESTING AN IMMEDIATE RESPONSE__CORRECTION AND REMOVAL, OF THE DAMAGING NEGATIVE INFORMATION REPORTED TO MY CONSUMER CREDIT FILE. TOWHICH__WAS SUBSEQUENTLY SUBMITTED TO THE THREE CREDIT REPORTING BUREAUS. 





CERTIFICATION I XXXX XXXX, THE COMPLANTANT__HERETOFOR, CERTIFY THAT THE INFORMATION WRITTEN WITHIN THIS CORRESPONDENCE, ARE ACCURATE AND TRUE. DONE THIS. XXXX XXXX OF. XX/XX/XXXX. 

XXXX XXXX XXXX.. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX /

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation