Consumer complaint received 2022-07-11
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
I reported all 3 major credit bureaus XXXX, XXXX, and Experian that the collection from XXXX XXXX XXXX XXXX XXXX XXXX has many inaccuracies. 
Experian and XXXX account number is different form XXXX. Experian and XXXX are reporting a high balance of {$1500.00} and XXXX is reporting a high balance of {$1500.00}. Experian date of last activity is XX/XX/XXXX, XXXX date of last activity if XX/XX/XXXX and XXXX date of last activity is XX/XX/XXXX all dates are different from each credit bureau. Experian and XXXX is reporting balanced owed of {$1600.00} and XXXX is reporting balance owed of {$1600.00} all different from each bureaus and also balanced owed is higher than the high credit amount. Experian and XXXX account status is listed as closed and XXXX account status is listed as open, however when their is a collection it can not be have an open status. These inaccuracies are causing me emotional mental distress due to the fact I can not I apply for credit to make major purchases for myself without having to pay high interest due to these inaccuracies. 
XXXX XXXX XXXX XXXX Experian XXXX Account # : -- XXXX XXXX High Balance : -- {$1500.00} {$1500.00} Last Verified : -- -- -- Date of Last Activity : -- XX/XX/XXXX XX/XX/XXXX Date Reported : -- XX/XX/XXXX XX/XX/XXXX Date Opened : -- XX/XX/XXXX XX/XX/XXXX Balance Owed : -- {$1600.00} {$1600.00} Closed Date : -- -- -- Account Rating : -- Derogatory Derogatory Account Description : -- Joint Joint Dispute Status : -- Account not disputed Account disputed Creditor Type : -- Other Collection Agencies Other Collection Agencies Account Status : -- Closed Closed Payment Status : -- Collection/Chargeoff Collection/Chargeoff Creditor Remarks : -- Customer disputedaccount - reported bysubscriber. Consumer disputes thisaccount informationSubject has not satisfieddebt. 
Original Creditor : -- XXXX XXXX XXXX XXXX XXXX  Last Payment : -- -- -- Past Due Amount : -- {$0.00} {$0.00} Account Type : XXXX XXXX XXXX XXXX Account # : XXXX -- -- High Balance : {$1500.00} -- -- Last Verified : XX/XX/XXXX -- -- Date of Last Activity : XX/XX/XXXX -- -- Date Reported : XX/XX/XXXX -- -- Date Opened : XX/XX/XXXX -- -- Balance Owed : {$1600.00} -- -- Closed Date : -- -- -- Account Rating : Derogatory -- -- Account Description : Joint -- -- Dispute Status : Account not disputed -- -- Creditor Type : Collection Services -- -- Account Status : Open -- -- Payment Status : Collection/Chargeoff -- -- Creditor Remarks : Account informationdisputed by consumer, meets FCRArequirements -- -- Original Creditor : XXXX XXXX XXXX  -- -- Last Payment : -- -- -- Past Due Amount : {$0.00} -- -- Account Type : -- -- --

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation