Consumer complaint received 2022-06-29
Company: PARAMOUNT RESIDENTIAL MORTGAGE GROUP
State: FL
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Applying for a mortgage or refinancing an existing mortgage

Complaint:
PROOF OF CLAIM : Paramount Residential Mortgage Grouping of XXXX, FL 's XXXX XXXX ( Agent ) and XXXX XXXX XXXX ( General XXXX, NMLS XXXX ) have denied my right to acquire an Asset ( mortgage installment contract ) using my credit as Consumer.I XXXX, the Consumer/Executor/Grantor and lying soul have mentioned to both that I was not interested in entering a sales agreement nor financing by way one contract but only to acquire my right to use my credit by way of Credit Agreement in order to purchase the Mortgage Installment Contract. XXXX and XXXX have both confirmed operating Under Truth and Lending Act, ECOA, The Buck Act, The Gold Clause ( House Joint Resolution XXXX ) and RESPA. Pursuant to TILA 's Regulation Z " a ) The obligation is initially payable to the institution. In this case it was made payable to XXXX, XXXX. Furthermore, My application has been accepted by XXXX, XXXX and properly endorsed, and perfected all approved by a U.C.C financing statement, which both agents are in receipt of. I was only in request of a consumer credit transaction by loan, I was charged for the reselling of a Binding Agreement. The Right and enforcement of the overall performance after the credit amount and principal information has been given back for performance thereof. Both agents proceeded, on recorded landline, to confirm " Income '' was required. In Response, I have informed them that income '' wages '' defined under the IRS and XXXX XXXX XXXX do not concern consumers who can not be taxed due to the fact that I am foreign Resident, American National ( The Bucks Act XXXX ) -The Buck Act of XXXX Also States in order for Corp. U.S. to tax a Citizen of one of the several states, Corp. The U.S. had to create some sort of contractual nexus.the government knows it can not tax those state Citizens who live and work outside the territorial jurisdiction of Article 1, Section 8, Clause 17 ( 1:8:17 ) or Article 4, Section 3, Clause 2 ( 4:3:2 ) in the U.S. Constitution. So, in 1940, Congress passed the " Buck Act '', 4 U.S.C.S. Sections 105-113. In Section 110 ( e ), this Act authorized any department of the federal government to create a " Federal area '' for imposition of the " Public Salary Tax Act of XXXX ''. This tax is imposed at 4 U.S.C.S. Sec. 111. The rest of the taxing law is found in the Internal Revenue Code. The Social Security Board had already created a " Federal area '' overlay. In addition, APR is evidence of credit extended to consumers, while the finance charge '' is the sum of all payments due a debt or security account for the obligation due to the United States ( 15 U.S. Code 1605a ). XXXX, XXXX Is holding my principal interest, '' for my benefit '', however has infringed on my consumer rights and has not credited the account from proceeds requested by way of application while ( The Truth in Lending Act ) every account made from the consumer ( XXXX : XXXX - Beneficiary ) is held in my Social Security Account, which SECURES ALL ASSETS PLEDGED, FOR THE HOLDER ( XXXX : XXXX ) U.C.C. 3-306 XXXX, XXXX has in fact breached their duty of performance by NOT CREDITING my secured asset ( application ) by way of proceeds in credits or legal tender all requested and accepted by way of Application. They are holding the balance, which covers the accounts entirety for this transaction. According to the U.S. it is Bankrupt meaning me as an overall resident is covered and insured.I also have the right to demand payment in the form of Gold or gold equivalent ( The Gold Clause ) provisions of obligations which purport to give the obligee a right to require payment in gold or a particular kind of coin or currency... are inconsistent with the declared policy of congress... in the payment of debts.. I have overall accepted the obligation ( bond/debt ) which are in act covered by the principal interest, ; XXXX, XXXX As we know any contract is in fact an INSURANCE POLICY, and upon accepting something that was issued to me ( offered Goods ) I have then given the goods '' back for performance. By way of guaranteed interest this company is more than insured and covered with present day value incurred from interest thereof and with my principal information and Social Security Account. I have been offered and issued an application without ALL required Disclosures pursuant to The Truth in Lending Act and XXXX. XXXX, XXXX owes me the crediting of the same amount requested along with principal information on the application by the applicant ; XXXX are still due on my application referenced in this transaction. Lastly, I do not appreciate the descrimination I have faced all while trying to enter into Consumer Credit Agreement To have my phone number was blocked on XX/XX/XXXX by XXXX XXXX, After enforcing my consumer rights with her, and nicely declining all other coerced transactions i did not want to enter into. Not to mention the Truth in Lending Disclosures Both are required to tell the Consumer but refused and denied and willingly lied to me about it.I am deeply displeased with the BREACH OF PERFORMANCE 42 U.S. Code 5149 from this company and its untrained associates. XXXX XXXX is in receipt of certified mail with return green slip, tracking number XXXX. All CC 'd parties have also been notified of this transaction and Binding agreement due for performance CC 'd to : Attorney General of FL, Fl XXXX XXXX XXXX, Consumer Relations of Florida 's XXXX XXXX, and XXXX XXXX XXXX. XXXX XXXX filing number for the financing statement is XXXX of the secured collateral ( application ).

Company response to consumer: Closed with explanation