Consumer complaint received 2023-06-14
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Im filing this complaint against experian, I have tried and sent countless complaints and ftc identity theft reports showing and proving Im a victim of identity theft and I have been ignored, experian has shown negligence and disregard for my rights and privacy, I filed a ftc complaint against XXXX XXXX for stealing my identity and using it to open this fraudulent account in my name, I will provide documentation to prove that XXXX XXXX has went as far as to deceive experian, XXXX XXXX initial balance was XXXX dollars then the amount changed to XXXX dollars, XXXX XXXX made experian believe that the car was sold at auction and that was the remaining balance, resources I have has provided that the state of ga has no record of a repossession, my information I have been giving has shown by a previous manager that XXXX XXXX  has placed this vehicle on a truck sent the vehicle out of state by XXXX so this vehicle woujd not be found, the vehicle was sold to an individual in Florida, this XXXX was sold to an auction, this was made to be a. deception by XXXX XXXX and XXXX, experian ran an auto check and found by running the vin number, the vehicle was purchased by an individual that bought from XXXX in Florida not at an auto auction, because like the documents I have that show this vehicle was spotted on the website of XXXX and it was setting on a XXXX car lot in Florida I have the documentation to prove it, XXXX XXXX has deceived both CFPB and has denied removing this fraudulent account, the of ga does it have any record of any repossession of that vehicle, I also have fabricated documents that was sent to an address I dont live was shown that the car was sold at an auction, but wasnt, so XXXX XXXX has lied, now remove this car from my credit report or I will sue for Damages and negligence by XXXX XXXX and I will file this complaint with the attorney general in Texas for review and show that XXXX XXXX committed fraud and lied about the selling of this car I never owned, I will not under no circumstances send any information to XXXX XXXX. My information has already by this company been compromised and used, XXXX helped XXXX XXXX by providing false statements and information of the where about sand how this car was sold and I will also turn this over to the attorney general for the state of ga, for deception and not providing accurate information on how this vehicle was sold, I have documentation that shows the date that car was bought and where it was bought from ( XXXX car lot in Florida ) this vehicle was found by the vin number being searched by experian and this vehicle needs to be remove before I file suite thats all you got to do in this matter, I will provide the attorney general in Texas that documentation to show the matter in which XXXX XXXX  has not provided any information on the that the car was sold at auction it never was, I ran this pass a good friend for the state all repossessions are supposed to be reported as reposssed that didnt happen but yet XXXX XXXX got XXXX to load this vehicle on a truck and take out of state to another car lot and lied his the car was sold, thats deception and covering up as fraud in this matter, easy fix I dont want money or anything just remove this vehicle or Im going to the news media and provide those documents to an investigative reporter and show just how XXXX XXXX needs to be brought under investigation by CFPB and the federal trades commission for fraud, please dont make me push any more points I tried to be nice your reps on the phone were very rude and unprofessional and recorded, in my state I can record anyone I see fit under ga start ga , remove this account from experian thank.

Now here is a cease and desist demand as of today I can file an initial order and send to XXXX XXXX. 

1 ) stop sending letters of a harassing nature 2 ) you are being requested by the sole authority of that property not to send anymore letters to that address 3 ) do not try any form to communicate through that address or your actions will be deemed inappropriate and harassing.

4 ) any further communication from this point will be considered harassment by XXXX XXXX  and deemed inappropriate for further action against the XXXX XXXX 5 ) legal action will be initiated and a report filed for any further action will be documented and used for the purposes described in this cease and desist order, calls will be recorded and documented and immediately reported as harassment.

6 ) as of today no letters or any communication or correspondence from XXXX XXXX  will be made or received communication stops as of this filing with the CFPB, this serves as a notice and written communication. 

7 ) this communication is to be taking seriously, follow this order as it is written any disregard will be a complaint filed for harassing from this point This is to be seriously and considered what this complaint and order that has been filed, the person at that address has complained to law enforcement about the constant harassment from XXXX XXXX  stop sending letters, that account is fraud and needs to be removed immediately and stop using my personal as gain or you will be sued for actual damages, Im asking fro this point nicely you have deceived experian Experian remove this account from my file please read this entire complaint, this car and information that was provided was fraudulent.

8 ) any communication from this point after XXXX XXXX receives this communication and fails to abide by its terms as written will be handled by authorities for any harassment, the sole person responsible for this cease and desist order demands you stop any and all activity if ignored charges will be filed Thank you.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation