Consumer complaint received 2015-07-20
Company: Fidelity National Information Services, Inc. (FNIS)
State: MI
Product: Credit reporting
Issue: Incorrect information on credit report
Sub-issue: Public record

Complaint:
XX/XX/XXXXChexSystemsXXXX XXXX XXXX. # XXXX, XXXX XXXX XXXX XXXX, XXXXRE : Consumer ID XXXX and XXXX XXXX report # unknownTo whom it may concern : I request assistance in this matter regarding the following items I dispute with Chexystems and any/all other credit reporting repositories utilizing misinformation to identify me. I have been harmed based on your misinformation to the banking institutions. Unfortunately, what has happened to me has been a 'domino effect ' resulting in not approving due to other banks not approving. 

However, in light of this please take note that I am disputing the following as inaccurate and request the same to be removed immediately in accordance to the FCRA : Kindly note that I had to file XXXX police reports due to Identity Fraud in the following police stations : a ) XXXX XXXX, XXXX, b ) XXXX XXXX, XXXX, c ) XXXX, XXXX, and d ) XXXX County Sheriff. The man who stole my identity, XXXX XXXX XXXX, is currently XXXX sentenced in Judge XXXX 's court room with case # XXXX. This is for mail fraud and check creation of identities not belonging to XXXX XXXX. 

Incorrect name association : XXXX XXXX XXXXIncorrect addresses :1. XXXX XXXX XXXX # XXXX XXXX, XXXX XXXX ( Commercial office building ) 2. XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX ( Commercial office building ) 3. XXXX XXXX XXXX XXXX XXXX, XXXX XXXX ( Strip Mall ) XXXX. XXXX XXXX XXXX XXXX # XXXX XXXX, MI XXXX XXXX XXXX ' XXXX XXXX XXXX. XXXX XXXX XXXX XXXX # XXXX XXXX, XXXX XXXX ( Goin ' Postal ) Incorrect Lien InformationAs documented, there was an improper lien filed, it was subsequently discharged and then withdrawn. Please find the paperwork associated with this. Kindly delete the section that has to do with liens because the state of XXXX made a mistake. 

Finally, regarding evictions, I am in litigation against my former landlord aka XXXX XXXX XXXX. They failed to repair water damage stemming from XXXX water leaks/damages resulting in mold, illness to me, and credit which was at XXXX to having to file for bankruptcy due having to pay rent to them and the hotel/other costs in order to live. These 'property managers ' refused to even reimburse for rotting food caused by their inoperable refrigerators, for example. I have a complaint with the state of Michigan and XXXX XXXX is the investigator on the file. The main number is XXXX. However, there were never XXXX evictions at all. XXXX was filed on XX/XX/XXXX and currently being challenged in court. 

I request that the XXXX evictions become removed and the XXXX to be stated as 'in dispute ' due to the fact that it is being investigated by the state and current litigation. 

I also disagree with the # XXXX category of the Wealth Index. I believe that because I have no debt at all that I am much better off than your regular American who is saddled with debt and living paycheck to paycheck. 

Kindly remove these discrepancies immediately as these supposed 'findings ' have defamed my name. Again, as stated, I am unable to open and maintain a bank account, so the reason why I had to attempt to open up so many accounts is because of the closings. They were closed based on the other banks closing and the findings from ChexSystems and / or XXXX XXXX - information that is inaccurate. 

I appreciate your speedy resolve in this matter. I am contacting the Consumer Financial Protection Bureau because your companies have continued to disparage my name. 

XXXX XXXX

Company public response: Company chooses not to provide a public response
Company response to consumer: Closed with explanation