Consumer complaint received 2021-10-02
Company: Roberts Markel Weinberg Butler Hailey PC
State: TX
Product: Debt collection
Sub-product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-issue: Sued you without properly notifying you of lawsuit

Complaint:
This complaint/dispute is specifically committed and routed to the CFPB as provided in 15 USC sec 1692I and per Federal Trade Commission . This case involves abuse, False or Misleading Representations, conveying of information regarding a debt directly or indirectly to any person through any medium, and Lack of Consent to communicate with the Consumer. On XX/XX/XXXX I received an unsigned certified package that no one signed for. In the package there contained a law suite and threatening debt collection letter back dated for XX/XX/XXXX titled " DEMAND LETTER '' ( In bold text ) Violates 15 USC 1692 ( d ). Though the packaged appears to be a certified letter, in the text of the letter it states, " Sent via regular mail '' The header of the letter has a logo in all capital letters, bold text, size 48 that state XXXX ( XXXX XXXX XXXX XXXX XXXX ). The letter was in reference to " XXXX : XXXX XXXX XXXX XXXX XXXX XXXX fees and other charges allegedly due. I have done no business with this Law firm. The alleged debt collectors also harassed the ex-wife of the consumer to serve her a law suite in regards to ( Consumer ) XXXX XXXX XXXX XXXX. The violator 's " DEMAND LETTER '' states threats to sue and foreclose my property if I didn't pay them. I can not be sued if an attorney is involved. ( FDCPA 15 USC 1692 ( e ) ) An attorney can not claim to be a debt collector without committing fraud. The violators who sent me this letter are namely ( attorneys ) XXXX XXXX XXXX : XXXX, XXXX XXXX XXXX : XXXX ( XXXX ), and alleged Account Assistant XXXX XXXX ( XXXX ). The attorney 's process server admits in a letter serving the wrong address and wrong person who is not a party of interest to my property and alleged HOA and attorney fees. Their process server sent all notices to the ex-wife XXXX XXXX at XXXX XXXX XXXX XXXX XXXX, Texas XXXX XXXX which on XX/XX/XXXX the XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX at XXXX XXXX XXXX XXXX, Texas [ XXXX ]. This is a vicious and wrongful foreclosure attack that it over reaches for fees less than {$3000.00} to gain my property worth {$300000.00}. The violated my consumer right by Taking or threatening to take any nonjudicial action to effect dispossession or disablement of property if There is no present right to possession of the property claimed as collateral through an enforceable security interest ; ( B ) there is no present intention to take possession of the property; or ( C ) the property is exempt by law from such dispossession or disablement. The consumer ( XXXX XXXX XXXX XXXX did not sign a contract with the debt collector nor a real party in reference ) The debt collector can not provide proof that a signed contract exist between the Consumer and alleged debt collector nor the party they collect for. The debt collector has cause the consumer a hardship of over {$10000.00} worth for time, time away from work and hardship damages in preparing to defend against their actions file in Case No. XXXX XXXX XXXX of XXXX County , Texas.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation