Consumer complaint received 2017-05-01
Company: MNE Services, Inc
State: NY
Product: Debt collection
Sub-product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened to arrest you or take you to jail if you do not pay

Complaint:
Received this email : ase File No :   XXXX   XXXX  - #  XXXX    XXXX    Total Outstanding : - {$940.00} Loan Company : - ADVANTAGE CASH SERVICES One Time Settlement Amount - {$250.00} [ Due By   XXXX   XXXX   XXXX       ] As we put your SSN into our   XXXX   XXXX   XXXX   XXXX  , we found that you have been never charged for a fraud activity & that is the reason Court has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is {$940.00} or else the lawsuit amount which is about {$5200.00} WILL BE DOWNLOADED AGAINST YOU.           If you want to settle this matter today itself, then you can get some percent deduction on the  Restitution Amount  and you can take care of this issue by making the payment of the  Settlement Amount t oday. You have to send us a promissory note to stop your case file temporarily out of the court house. So get back to u s ASAP.          We are very sorry to say that you are going to be legally prosecuted in the Court House within seven days as after giving you several notifications through E-mail and at your address, we did not get any response from your side. Your  SSN  is put on hold by the US Government, so before the legal charges get really serious against you, we are notifying you about these legal charges. But as we were not able to reach you so we are sending you a final notification Email. Your case file   XXXX   XXXX  - #  XXXX   XXXX  ; and since its a legal matter you will need our help, so email us now to make a payment and freeze down this case.         AS YOU ARE A DEFAULTER ON THIS CREDIT,  XXXX   XXXX   XXXX   XXXX  HAS STATED THREE SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE : ( 1 ) VIOLATION OF FEDERAL BANKING REGULATION (  2  ) COLLATERAL CHECK FRAUD (  3  ) THEFT BY DECEPTION Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within  48  hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney.         AGAIN IF YOU WANT TO RESOLVE THIS MATTER THEN CONTACT US IMMEDIATELY THRU E-MAIL or CALL  US  AT  XXXX  (  XXXX  )  XXXX   XXXX  DURING WORKING HOURS ( From Monday To Friday  XXXX  AM to  XXXX  PM PST ATTORNEY OF UNITED STATES Copyright   XXXX   XXXX    XXXX - XXXX . All Rights Reserved ADVANTAGE CASH SERVICES -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - The Factual Basis for the complaints is as follows : You accepted to return the funds from this aforementioned advancement as per contract.     And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.         At present,  XXXX   XXXX  is seeking either of the following remedies : - All funds to be returned as per terms of initial contract Best Regards ADVANTAGE CASH SERVICES Phone : + (  XXXX  )  XXXX   XXXX   XXXX   XXXX  Privacy | Terms of use

Company response to consumer: Closed with explanation