Consumer complaint received 2022-10-21
Company: LAKEVIEW LOAN SERVICING, LLC
State: TX
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Struggling to pay mortgage

Complaint:
THIS IS A SERIOUS AND URGENT MATTER... ..I NEED ALL CONSUMER LAW HELP. I Brought my house back in XXXX and later it was sold to LAKEVIEW SERVICING on XXXX account ending in XXXX I was told it was sent to Lakeview the Lender. 
I have asked how did Lakeview the Bank loan me money, How can Lakeview claim I owe, How did Lakeview give me any money. Did Lakeview deposit a check for my house, in order for me to pay them back? I ask for proof never provided me valid proof. 12 USC 1431 Bank can't loan you the money cause they are the borrower. 42 USC 408 There is no lawful money. They use the credit of my Social security 15 USC 1602 ( I ). 

Then XXXX XXXX  XXXX  claimed they brought servicing rights from XXXX XXXX  ON XXXX and had the account XXXX, then around XX/XX/XXXX, I started receiving lots of loans from Modficatons calls due to Covid. I wrote a debt validation letter to XXXX as well asking who is the Holder of the Note around XX/XX/XXXX, I ask them to validate the debt as well. I was sent a letter from the XXXX stating that did a forensic investigation on my accounts had been hacked and that some person has my information and I may have received false loan modification documents in the mail. I was told by XXXX to file a Police Report and to let the Attorney General Know and all the agency out there know. This was around XX/XX/XXXX XXXX sent documents to sign then I was told they were lost I had to resign again. 

I called in trying to make a payment I was told it was sold and that if I made any payment it would be voluntary and would not be added to the loan note. The community sells the same account back to XXXX and shows my house paid off on my Consumer Report as paid off which would be true based on the consumer laws of them using my social security card number, Banks cant loan the barrow off of my social security card. I am the Creditor. The XXXX XXXX number was XXXX Now XXXX sells the loan back to XXXX under a different number showing the XXXX XXXX as paid off but still trying to say I owe through XXXX with a different loan number XXXX. 

So now Lakeview hade in XXXX now to XXXX which shows paid in full on the credit report which I have a copy of and XXXX was showing paid off as well until I spoke to them they went in and showed it as transferred on the Consumer report. Lakeview and XXXX kept sending me loan modification documents in the mail for me to notarize in a notary which I relied on later was a fraud and unlawful to have a loan doc signed in front of a notary when it was to be done at a closing office... I learn all of this in the last 2 months... I kept being sent loan modification documents and the interest rate kept going up every month I kept getting different statements in the mail on the day the loan is due which was very odd and strange. I called again in XXXX and was told that XXXX has just received my Loan docs. I ask were they moving all these accounts around to confuse the consumer so it can appear to be late, I could never make a payment cause it kept being sold. then I realize as I start to study that something is not right with this loan ... BANK CANT LOAN MONEY, OR EVEN CREDIT. XXXX ACCOUNT XXXX AND NOW XXXX. There is a XXXX page about XXXX, Lakeview XXXX they are the same company with different names but the same. It is unlawful and frauding people. Who sends statements out stating a bill is due the day they received it Fraud ..... I am disputing, I am a victim of false loan documents. LOAN CARE IS TRYING FORECLOSURE ON MY HOUSE ON MY OWN CREDIT. THIS WHOLE THING IS FRAUD AND A CLASS ACTION LAWSUIT WILL BE FILED IN XXXX COURT ON THE FEDERAL LEVEL NOT NO ADMINISTRATIVE COURT

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation