Consumer complaint received 2016-05-21
Company: CAINE & WEINER COMPANY, INC.
State: CA
Product: Debt collection
Sub-product: Other (i.e. phone, health club, etc.)
Issue: Taking/threatening an illegal action
Sub-issue: Sued w/o proper notification of suit

Complaint:
I opened up my XXXX about 10 years ago which consists of wiring money to different countries. and during that time one of the company 's that I did services for closed while i still owed money, after closing down I guess they sold all their accounts to a debt collector " Caine and weiner '' I never received a bill or anything of that nature. In XXXX XXXX I get a call from my bank stating that I have judgement against me for the amount {$36000.00}. I had XXXX, all of my savings, my retirement money everything I worked so hard for is gone. All of it. I was in shock I responded and went to court, I did not know how this happened without me knowing. The original debt was supposedly {$12000.00}, honestly I do n't remember but that 's what the collectors say it was. The judge gave them XXXX and me XXXX I was n't happy but at least I still had something to live off of and I thought it was over. But in XXXX XXXX they did it again the money the judge gave me back was taken. I do not understand how they can do it again after a judge gave me the money, why they can take it again. I just shut down emotionally and physically. I do n't know if who to contact or what I can do. I was a strong woman who never had obstacles in life but I do n't know how to fight this, i have perfect credit and pay everything on time ive been responsible and now at tge age of XXXX this happens to me, I can not afford to keep my buisness running, I might loose my home. They never told me whom to pay, if I would have known I would have made payment arrangements with them but these debt collectors wait years and years later to charge interest I 'm being charged XXXX A DAY every single day. In other words after everything they took I still owe them and will keep owing them forever there 's no way I can pay them off I do n't have anything more. I never got served with those court papers back in XXXX. Is n't that illegal? I just need some type of guidance, how do I get my life back. .... in XXXX a company I owed to shut down, and my bill got sent to a collection company, I did not have a clue who to pay. This never showed up on my credit report never got a bill, was never notified who to pay. In XXXX caine and weiner sued me and won because I did not show up to court, I had no idea I had court or that I was being sued. They never served me those papers. The case file says they went to my buisness address, I am not the only buisness in the building. In total there are about XXXX buisnesses running. XXXX XXXX my bank accounts are levied and I have 10 days to file a claim, I did as best as I could, we get a court date the collectors do n't even show up but I still loose XXXX of my money. In XXXX XXXX I get another levy. This time I completely broke down my daughter did the claim for me and I still loose. My daughter then tells me it never stops. That everyday that passes they 're charging me {$6.00}. I 'm living off of my credit cards now, I can not go bankrupt because I do not owe anything else. I 've have paid my taxes every year since XXXX, paid everything on time, was getting ready to retire and finally rest with my family and grandchildren. And now when I have no energy to start again from scratch everything I have worked so hard for is taken. Please let me know that this is not legal. Help me. This is the last attempt I am going to do, I need guidance. I need help. 
XXXX XXXX XXXX XXXX My daughter XXXX XXXX XXXX XXXX Hope to hear from you soon.

Company response to consumer: Closed with explanation