Consumer complaint received 2021-12-16
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
XXXX, TRANSUNION, AND XXXX have commited identity theft on my personal credit report by being deceptive. Fraud is deceptive. Deception means you are giving an appearance on something that is misleading. According to the FCRA, 15 USC 1692e, you can not use any deceptive/misleading representation. These practices can not be utilized on my credit report for PRIVACY. It is DECEPTIVE, because XXXX, Transunion, and XXXX are telling my private information to the public people without my consent. I have private information being publicized. A consumer reporting agency can not furnish anything unless it was initiated by the consumer, which is myself. Which I never authorized them, resulting in deception! 15 USC 1681b ( c ) ( 3 ), 15 USC 1681d ( 1 ), 15 USC 1681m ( d ) ( 1 ) ( D ) the consumer has a right to prohibit information contained in the consumers file with any consumer reporting agency from being used in connection with any credit or insurance transaction that is not initiated by the consumer ;, 15 USC 6802 ( e ) ( 2 ) go in further detail of how I've been deceived. These accounts are deceptive, they are breaking my privacy rights and need to be removed! 

Not just that, but they are reporting inaccuracies throughout my consumer profile!! According to the FCRA, everything has to be reported accurately. 15 U.S.C. 1681i 55 ( e ) Treatment of Complaints and Report to Congress ( 1 ) In general. The Bureau shall ( A ) compile all complaints that it receives that a file of a consumer that is maintained by a consumer reporting agency described in section 603 ( p ) contains incomplete or inaccurate information, with respect to which, the consumer appears to have disputed the completeness or accuracy with the consumer reporting agency or otherwise utilized the procedures provided by subsection ( a ) ; and ( B ) transmit each such complaint to each consumer reporting agency involved. 

These accounts are deceptive and inaccurate : XXXX XXXX : acct. number : XXXX TRANSUNION, XXXX XXXX XXXX XXXX : acct # XXXX XXXX XXXX XXXX XXXX XXXX : acct # : XXXX XXXX- XXXX XXXX acct # : XXXX TRANSUNION AND XXXX XXXX XXXX XXXX XXXX acct. # : XXXX TRANSUNION AND XXXX- XXXX XXXX XXXX XXXX XXXX  # : XXXX TRANSUNION AND XXXX XXXX in sv : acct. # : XXXX TRANSUNION AND XXXX XXXX XXXX XXXX XXXXXXXX XXXX acct. # : XXXX TRANSUNION XXXX XXXX XXXX AND XXXX- XXXX XXXX XXXX acct. # : XXXX TRANSUNION XXXX XXXX XXXX AND XXXX- XXXX XXXX XXXX XXXX acct. # : XXXX TRANSUNION AND XXXX XXXX XXXX XXXX acct. # : XXXX TRANSUNION AND XXXX XXXX XXXX XXXX : acct. # : XXXX TRANSUNION AND XXXX- XXXX : acct. # : XXXX TRANSUNION- XXXX : acct # : XXXX XXXX XXXX XXXX XXXX : acct XXXX XXXX XXXX XXXX- NO CREDITOR NAME : acct # : XXXX XXXX- NO CREDITOR NAME : acct # XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief