Consumer complaint received 2017-09-01
Company: Ocwen Financial Corporation
State: MD
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Trouble during payment process

Complaint:
1. On or around XX/XX/XXXX XXXX, Ocwen had a Sheriff kick down my house door ( I have several recorded/backed up videos of this fraudulent act with the Sheriff showing me all his documents he had with not ONE document authorizing the eviction to come to my house without any court order signed from a Judge and even a document from an attorney 's office to NOT evict my house XXXX XXXX XXXX XXXX XXXX XXXX XXXX MD XXXX. There 's never been a hearing per Maryland required Statue Rule 2-311 ( f ),  MD Rule 14-204, and Rule 20535,. I challenge the fraudulent foreclosure and sale of my home that I 've been in for 11 years 2. I have previous letter and documents where Ocwen did this same fraudulent act back in XXXX, where I had an attorney where they took my house out foreclosure and I had Senator XXXX XXXX office involved and have documentation to support. They 've admitted to the same crime and was never held accountable for it, but retaliated against me with another fraudulent act. However, per Government records it shows Ocwen & XXXX XXXX have been fined 60 billion for their continuous mortgages fraudulent activities, but victims are continuously suffering from what 's continuing to be allowed. 

3. I also have a letter stating that my house was taken out of foreclosure and received a very small settlement per that fraudulent foreclosure back in XXXX. 

4. I had a private investigator to investigate the entire fraudulent sale of my home XXXX, with recorded XXXX report and other documentations to show this was the same approach taken back in XXXX per OcwenXXXX XXXX. Due MD statue any fraudulent sale of someone 's property and this not being the first time, the sale is 100 % invalid and my certified private investigator is willing to go public and testify in court! 

5. The fraudulent foreclosure was in conflict with MD Rule 14-404. Based on legal doctrine the foreclosure was " not actionable as a matter of law, '' and the court lacked the jurisdictional power to ratify the sale 6. The Circuit Court 's denial of the motion to vacate the fraudulent foreclosure sale and dismiss action, without holding a hearing, when the ruling was dispositive of the case was a mistake within the confines of Rule 2-311 ( f ) and Rule 2-535 ( b ). Which creates " manifest injustice! '' 7. My private investigator have backed up recorded videos & documentation of the entire illegal eviction that took place, that 's continuing to be allowed across this country to thousands of homeowners. 

8. I need this issue resolved as soon as possible as you already know by thousand of other victims this is not just fraudulent but it 's " illegal and UNJUST! '' Something that should not still be allowed with nobody going to jail but being allowed. I hate to believe our Government is involved with illegal activities and on standby to continue to allow this type of activities to happen! This is the 2nd time and same process they 've done per certified official document. 

***Not to mention they not only blocked me from making payments to my loan and I have a certified official letter from the vendor sending me return of mortgage payment letter. '' They are also willing to testify Ocwen ( I have a written statement ) put my loan into default per falsifying Government documentation to gain insurance per my home equity, which is FRAUD! Not to mention my NOTE being SOLD per XX/XX/XXXX, with the deed and NOTE being separated! ( MERS ) I have recorded documentation that shows my house was paid off per XXXX report XXXX and they made BILLIONS of dollars from my home NOTE & still GREED to not just ask for more money, but LIE and falsify Government documents ( which is ILLEGAL ) to gain equity! The Government is aware of this fraudulent activity and only fine OcwenXXXX XXXX when they 've already made billions of dollars from just ONE note which my house was one, which was separated from the DEED. Once this is done you 'll already know the mortgage is instantly INVALID there 's no more mortgage. I have the full XXXX report with the sale of my NOTE per wall-street and BILLIONS of dollars made since the time of purchase XXXX and other evidence to prove this sale was not only FRAUD but illegal and a form of retaliation for their previous illegal/fraudulent. I will await their reply before sending my private investigation information and the refund letter of my mortgage payments for a year, allowing them the opportunity to LIE again so I take to court and etc. The attached document is to show CFPB this is NOT their first time of the same fraudulent act! 

***I 've attached some of my preliminary fraud summary investigation for your review. 
***I would like to save the rest of my evidence for if going public or court ***I was not able to upload a larger report due to size, I can send via email if given an email address

Company response to consumer: Closed with explanation