Consumer complaint received 2022-11-11
Company: Experian Information Solutions Inc.
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, OH XXXX Date Opened XX/XX/XXXX Date Closed XX/XX/XXXX Remarks PURCHASED BY ANOTHER LENDER ; TRANSFERRED TO ANOTHER OFFICE in accordance with the Fair Credit Reporting act XXXX XXXX Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, OH XXXX Date Opened XX/XX/XXXX Date Closed XX/XX/XXXX Opened XX/XX/XXXX Date Closed XX/XX/XXXX Transferred ; was Charged-off< in accordance with the Fair Credit Reporting act XXXX XXXX  Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX, OH XXXX Date Opened XX/XX/XXXX Date Closed XX/XX/XXXX Transferred ; was Charged-off< in accordance with the Fair Credit Reporting act XXXX XXXX Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions XXXX XXXX Opened XX/XX/XXXX Date Closed XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, OH XXXX Date Opened XX/XX/XXXX Date Closed XX/XX/XXXX PURCHASED BY ANOTHER LENDER ; TRANSFERRED TO ANOTHER OFFICE in accordance with the Fair Credit Reporting act XXXX XXXXAccount # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions XXXX XXXX Opened XX/XX/XXXX Closed XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX, OH XXXX Date Opened XX/XX/XXXX Date Closed XX/XX/XXXX >Transferred ; was Charged-off< in accordance with the Fair Credit Reporting act XXXX XXXX Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions XXXX XXXX Opened XX/XX/XXXX Pay Status >Transferred ; was Charged-off< Date Closed XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, OH XXXX XXXX Opened XX/XX/XXXX Date Closed XX/XX/XXXX Remarks PURCHASED BY ANOTHER LENDER ; TRANSFERRED TO ANOTHER OFFICE in accordance with the Fair Credit Reporting act XXXX XXXX Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, OH XXXX Date Opened XX/XX/XXXX Date Closed XX/XX/XXXX Opened XX/XX/XXXX Pay Status >Transferred ; was Charged-off< Closed XX/XX/XXXX in accordance with the Fair Credit Reporting act XXXX XXXX Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX, OH XXXX Date Opened XX/XX/XXXX Date Closed XX/XX/XXXX Opened XX/XX/XXXX Pay Status >Transferred ; was Charged-off< Closed XX/XX/XXXX PURCHASED BY ANOTHER LENDER ; TRANSFERRED TO ANOTHER OFFICE XXXX XXXX XXXX XXXX XXXX XXXXXXXX, OH XXXX XXXX accordance with the Fair Credit Reporting act XXXX XXXX Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX OH XXXX Opened XX/XX/XXXX Closed XX/XX/XXXX in accordance with the Fair Credit Reporting act XXXX XXXX Account # XXXX has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation