Consumer complaint received 2023-09-19
Company: JPMORGAN CHASE & CO.
State: MO
Product: Mortgage
Sub-product: FHA mortgage
Issue: Problem with a company's investigation into an existing problem
Sub-issue: Was not notified of investigation status or results

Complaint:
JP Morgan Chase created a fraudulent warranty deed of trust using my personal identifying information without my consent or permission to use the local circuit clerks office to file a fraudulent warranty deed on behalf of XXXX XXXXXXXX XXXX XXXX XXXX XXXX JP Morgan Chase fraudulently represented that they were XXXX XXXXXXXX XXXX XXXX XXXX XXXX and assigned themselves in the same document as the new owner of the warranty deed in my property that was filed in XXXX XXXX XXXX XXXX. Any ancts of fraud nullifies the entire contract. The Warranty deed was fraud JP Morgan Chase subsequently filed another fraudulent document and filed with the same local clerks office Assigning the note to XXXX and nominated themselves in the same warranty deed as successor trustee in the warranty deed which is fraudulent in violation. In the same manner JP Morgan Chase fraudulently used my personal identifying information and separated the warranty deed and created an assignment of security instrument to XXXX XXXX solely for the purpose of foreclosure. 
Even though homeowners were to be giving relief during COVID, JP Morgan Chase entered into servicing agreements with small privately held banks like XXXX using the Assignment of Security Instrument separate from the Warranty Deed of Trust solely to foreclose on myself and other not so knowledgeable consumers. I did everything I was supposed to do and ultimately went into XXXX XXXXe and was placed on XXXX So, when I was giving the non-judicial foreclosure notice I temporarily moved close to XXXX Hospital for the purpose of transplant but also because I was consistently getting denials from XXXX Bank regarding my COVID application that I later learned though the Master Servicing Agreement that nothing I did would save my home until I started to see the massive amounts of fraud. 

I have revoked JP Morgans chase security interest in my home by affidavit due to the broken chain in command and fraud of the warranty deed. 
JP Morgan Chase has continue to expedite foreclosure efforts by hiring a law firm as successor trustee based upon the fraudulently filed warranty deed. 
This is a pattern of criminal activity, deceit and fraud on the part of JP Morgan Chase. 
JPMorgan Chase who assigned Servicing rights to XXXX XXXX  XXXX XXXXXXXX XXXX by fraudulent conveyance was found guilty and in violation of FCA 31 USC 3729 et seq ; FIRREA 12 USC s 1883s ; Civil Monetary Penalties Law 42 USC 1320a ; and the Civil Monetary Penalties Law, 42 USC 1320a-7a ; and the Program Fraud Civil Remedies Act, 31 USC 3801 et seq., in the United States District Court Southern District XXXX XXXX XXXX for their securitization and using nefarious tactics by using the lower state courts recorder of deeds to process fraudulent conveyance of warranty deeds which in fact is the case with the alleged debt and Note referenced above therefore any assignment in the Note referenced XX/XX/XXXX is fraudulent and void. 

This is NOT a request for verification using the XXXX  system or any other third-party credit agency such as XXXX XXXX nor is it a request to verify proof of my mailing address or other statistical information. Instead, this is a request for VALIDATION of the debt with supporting documentation pursuant to 15 USC Code 1681 ( C-1 ) Sec 605 ( A ) ; 15 USC 1681 ( b ) Sec. 604 ; 15 USC 1681 ( C-2 ) Sec 605B ; and 15 USC 1692g Sec. 809 ( b ) of the FDCPA that is competent evidence that I have a legal contractual obligation with JP Morgan Chase to provide remedy to you other than remedy already providing.

Company response to consumer: Closed with explanation