Consumer complaint received 2023-07-27
Company: REGIONS FINANCIAL CORPORATION
State: FL
Product: Checking or savings account
Sub-product: Checking account
Issue: Managing an account
Sub-issue: Funds not handled or disbursed as instructed

Complaint:
On or about XXXX I open a checking account with regions Bank .The banker who underwrote the contract forged their signature onto my account signature card turning my account into a trust account and then fraudulently swapping me the owner to be a minor or to an incompetent position of the trust thus fraudulently transferring securities that were supposed to be allowed to me as the beneficiary /owner and Investor of the account to another Private or Secret account the bank holds or knows about.This is a grave violation of both US Code Title 18 Section 1348 and 15 US Code 689 Unlawful acts and commissions ; breach of Fiduciary duty, when supervising government Securities. On the above set date XXXX witness regions banker XXXX XXXX XXXX Id : XXXX forged her signature to my account signature card thus creating a trust account and mislocating the allotted securities for this account. No one is supposed to put their name on my property except for me, not a person that I don't know or trust that works in a bank claiming false ownership and control over the account This is a violation of XXXX federal laws. After she forged her name on to my account signature card I witness her place the paper under a stack of papers on her desk in order to conceal it from my eye site so that I would not notice.So then I asked for a copy of my signature card to examine the documents and she only gave me a automated copy from here computer but I noticed that the original was still sitting in front of me under a stack of papers which made me wonder how could she go into the computer and print out something that's sitting right here in front of me? Not to mention the information on the paper that she printed out had information that I never given the bank, there is a phone number that I had 5 years ago that I never gave regions.How did they invade my privacy as well without my signature or permissible consent? The information that I placed on the original document, with my signature and her signature she kept and filed with the bank manager, thus turning my bank account into a trust account and making me the holder a minor by deceit and without my permission and misappropriating all of the funds and securities that's what's supposed to be allowed to me so that I would not have to suffer from indigency do to the Emergency Banking Act my account never received my credit signature card or my line of credit from being an investor to this bank and they stole my securities and along with the government securities and misappropriated all of my funds, is this miss conduct when the bank manager is watching the banker and acknowledged her by nodding his head and looking in the same direction on the day of the transaction. May I give notice that the bank manager can see all transactions going on at every banker 's computer via remote control and Bank private access they witnessed the banker still the securities that I allotted for and did nothing I would like remedy all rents due all monies due all credits due all insurance premiums due and an audit of the account. There is no one other than myself over the account but yet the banker placed herself over the account without my permission and this initiates a conflict of interest and then not stopping there XXXX issues me misleading information as the account signature card form is incomplete that she'd giving me because it has blank balance blank interest rate and blank annual percentage rate yield when the one that I originally signed had blue ink and numbers on. this is fraud, I am in financial shock please someone help! This bank and banker stole securities from the government and made false claims and reports to the Federal Reserve, FDIC, Sec, IRS This was not allowed please help I have all documents showing fraud in this Bank I never signed the actual paper or clicked a actual system on the computer that gave authorization for the social security number administration to disclose my social security number verification this is fraud my name in all CAP is placed on this paper without my permission consent and my signature is no where on this paper I withdraw their permission they never and they never gained my permission for authorization for automatic payroll deposits that I have not been accounted for they do not have my permission to place my name and their name on my belongings this is fraud I have all supporting documentation They should be charged with XXXX and federally indicted for security fraud amongst other federal charges please handle this matter as soon as possible for I am left without any finances to survive and being deprived and discriminated against. I am in financial shock from the actions and damages of this Supervisory FDIC insured Bank. All attachments are in support and evidence of this claim. Please correct the Account and keep it open to for my privacy

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation