Consumer complaint received 2023-11-28
Company: Fidelity National Information Services, Inc. (FNIS)
State: FL
Product: Credit reporting or other personal consumer reports
Sub-product: Other personal consumer report
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Attn : ChexSystems and Consumer relations department Name : XXXX XXXX XXXX Social : XXXX Consumer ID : XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Between XXXX my information was wrongfully stolen, obtained, and used to fraudulently open, checking and savings accounts, multiple banking institutions, including chexsystems in XXXX which is falsely and wrongfully reporting account s that are not mine and accounts that have the kast frour of a social security number attached to it which is not mine either ( XXXX is bot mine ), which I will provide below. 

In accordance with the Fair Credit Reporting act. Chexsyatems inc reporting certain wrong personal information including phone numbers, addresses and the accounts below have violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 

Addresses : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ( ARE ALL INCORRECT AND DO NOT BELONG TO ME AND NEVER HAVE ) PHONE NUMBERS : XXXX, XXXX, XXXX ( ARE ALL INCORRECT AND DO NOT AND HAVE NEVER BELONGED TO ME ) SSNs : ENDING IN XXXX ( IS NOT MY LAST FOUR AND DOES NOT BELONG TO ME OR ON MY FILE OR IN CONNECTION OR LINKED TO ME IN ANY WAY ) ACCOUNTS : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX THESE ARE NOT ONKYBNOT MYBLAST FOR OF SSN BUT ALSONNON OF THESE ACCOUNTS BELONG TO ME THEYRE INCORRECT AND FRAUDULENTLY OBTAINED AND LINKED TO MY PERSONAL FILE.

My only CORRECT address is : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 

Also a linked last four of social ending in XXXX does not belong to me and is not mine and should not be on my file along with these above mentioned accounts and wrong personal information being reported on CHEXSYSTEMS have violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

These banks along with Chexsystems have caused for all banks to not allow me to be able t open up a normal bank account and feel like a bormal person because Chexsystems is wrongfully reporting inaccuracies and fraudulent information on my personal consumer ID. I need these accounts removed from y Chexsystems file/reports asap.

The only correct information that should be reporting is ; Name : XXXX XXXX XXXX Social : XXXX Address:XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ; phone : ( XXXX ) XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation