Consumer complaint received 2016-07-11
Company: EQUIFAX, INC.
State: GA
Product: Credit reporting
Issue: Credit reporting company's investigation
Sub-issue: Investigation took too long

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX, XXXX Equifax To the Corrections Department : Just like the commercial said, I got a copy of my credit report and there are things that just are n't accurate on it. I am greatly concerned because I am a good paying person and do n't want people to think otherwise because of these mistakes that are on your report about me. Please fix the following items so anyone who looks at my credit report will see what a good payer I am. XXXX, XXXX XXXX This account is incomplete. Is there a creditor, what is their name? Please provide accurate information or extract from my file ASAP as it is affecting it. XXXX XXXX XXXX I discovered some data that may have been misunderstanding, furthermore I expect an investigation on the account number, payment status, account status, 24 month payment history and comments. Modify or may I please have a removal of this item. XXXX XXXX XXXX XXXX Please look into your records and review the account status, payment status, past due, comments and see if this is reporting correctly.If it results necessary please fix it or withdraw from my file. Dept of Veterans Affairs XXXX Authenticate the payment status, account status, account history, and high balance, and the last reported date. I think the data may be unfavorable ; look into it or delete the information from my credit report. XXXX XXXX It seems like the account number, account status, pay status and date open have inaccurate information. Please make all corrections immediately or retrieve from my file if necessary. XXXX XXXX XXXX I am under the impression that the high credit, comments, payment status and 120 days late payment history could be inaccurate. Please look through your records and nullify if needed. XXXX XXXX XXXX XXXX There may be misleading information on this account on the account status, payment status and comments. Please verify and repair or remove it altogether from my credit report. XXXX XXXX XXXX Kindly perform the proper investigation and corroborate that the account name, amount and status are correct as i believe it might be inaccurate. If necessary correct or extract from my file. XXXX. XXXX XXXX XXXX Verify this accounts pay status, account status and date opened as it appears to have errors in it, please extract from my file if it can not be proved otherwise. Incorrect Name XXXX XXXX XXXX Please take a careful look at the documents provided by me and update my file to read my name as shown on my drivers license. XXXX XXXX XXXX I consider that the account number, account status and payment status needs to be reviewed as it might be wrong. If assertive please remove from my file. XXXX XXXX XXXX Take a look at your records and verify that the information being reported is correct as i feel it is not being reported correctly. If this is the case please retrieve from my file. XXXX XXXX XXXX Investigate the account status, payment status and comments as it seems to be reporting erroneously. Please review your records and if so remove from my report. 
XXXX XXXX XXXX I think the payment status and payment history were mistakenly reported. Please find out and if unable to validate abstract from my report. 
I thank you so much for taking the time to help me fix this all up as the commercials said you would be helpful in fixing this kind of stuff. 
Happy Day to you, XXXX XXXX XXXX DOB : XXXX/XXXX/XXXX SSN : XXXX

Company response to consumer: Closed with explanation