Consumer complaint received 2016-05-06
Company: EQUIFAX, INC.
State: NC
Product: Credit reporting
Issue: Incorrect information on credit report
Sub-issue: Information is not mine

Complaint:
I am unsure of where to begin because this has been a up-hill battle for the past XXXX two years. As a young business professional my credit and identity was the center of my success until my identity theft occurred. Every aspect of my identity was compromised and taken advantage of. I 've had credit cards, bank accounts, apartments and even auto loans take-out in my name. I was not aware of this matter because I did not have any type of monitoring service to alert me of any suspicious activity. It was not until I got harassing phone calls from a property management company demanding {$12000.00} or I will be sued. Of course I was unaware of this issue so I acquired documentation from the landlords and then my journey of a nightmare begun. I immediately contacted the police department, hired an investigator, contact me attorney 's and prepared to fight a war that I could spot a mile away. I researched for days and took off of work because I was in fear of my life, who knows who could have been behind this! Nonetheless, acquired monitoring services via XXXX, XXXX XXXX and my bank XXXX XXXX Bank XXXX. I placed credit fraud alerts with all of the credit bureaus and submitted my credit report, which contact multiple accounts, fraudulent addresses, phone numbers and more. I followed every step that the Federal Trade Commission provided me with. I submitted the FTC Affidavit notarized, Police Report, Letters from my attorneys and last but not least my credit report with the fraud accounts and inquiries highlight and a letter specially describing every detail of the fraud accounts. However after submitting all of these documents and working extremely hard to recover my name, XXXX companies that I 've dealt XXXX. I have written to these companies at least 12 times throughout the years and submitted exactly what the credit agencies required me to. I have gotten the XXXX Police Department involved by requiring Bank XXXX to supply us with video surveillance, which they are unable to do. I have sent XXXX information showing proof of residence during the time of fraud and supporting identity theft documents. These companies refused to listen and examine proof of identity they, because it will remove the fraud debt they are claiming that I owe. I have exhausted all of my options before resorting to the legal system and forming a lawsuit. I am in need of help to fight these companies to remove this fraudulent debt. I dispute these XXXX accounts every month with Equifax for the last 2 years. I have expressed the ability to provide proof of identity theft and no matter what I provide this companies refuse to help me. I am providing supporting documents to this to hopefully help these accounts to be removed and show fraud. Please help me, I thank you for your time and consideration. Whatever is needed to resolve this issue, I am willing to go to the fullest extent of the law for this issue and to remove these fraudulent accounts to clear my name. I want my life back, I want my name back because in today 's society credit is everything, and unfortunately I got shot in the foot before I could get started. Please help me.

Company response to consumer: Closed with non-monetary relief