Consumer complaint received 2016-09-16
Company: EQUIFAX, INC.
State: NY
Product: Credit reporting
Issue: Improper use of my credit report
Sub-issue: Report improperly shared by CRC

Complaint:
I have made XXXX Complaints to Equifax about and error in the way they are display my credit report and getting no where to finally pull and XXXX credit reports off of Equifax membership and clearly see there is a clear error in they way Equifax is report my credit report and score from XXXX and XXXX. There is no way in the world Equifax can not see the problem now once I send them this clear evidence of full credit report from all different days that show the differents account Equifax, XXXX and XXXX. 
Equifax Credit score XXXX, XXXX is XXXX, XXXX is XXXX. Equifax you telling me in my whole history of pulling all three credit reports they are never different by XXXX points. Score is difference but not that different. I never seen anything like this and Equifax you know if the same information is on all three credit reporting agency they will have around the same scores not a XXXX point differences. Equifax have the same Total balance {$62000.00}, Same Total Credit {$83000.00}, The same Total Monthly payments {$2400.00} as XXXX and XXXX but the biggest problem is the changes made on my old collection account by XXXX since the dispute was cancel. Here are all XXXX complaint # XXXX, XXXX, XXXX, XXXX, XXXX, XXXX. I attached a copy of how all XXXX of my credit reports are being displayed so you can see the difference between all three clearly showing Equifax is the only XXXX reporting a change as you can clearly see there was n't any change in my report. And i attached my whole credit report. This is beyond clear there is a error on Equifax part at this point. There is no way around this one Equifax. Explain this one. Not taking responsibility at this point is like a big slap in my face. Equifax do the right thing. I attached the full credit report from XXXX XXXX to show what was on my report than when my report was XXXX, I attached full report when i dispute was put on my credit report when my score went to XXXX as you see there was no changes, and a full report when my score went to XXXX when the dispute was cancel showing there still was no change in my credit report. So why was there a change in my payment history and score if there is no change on my credit report. If this is a system error a dispute might not fix this problem. I attached all XXXX credit report pull off of Equifax membership that I have showing all three credit report and score from Equifax, XXXX and XXXX. I hope by you looking threw all these reports you can figure out what happen. Base on all XXXX reports my score should still be around XXXX. There is no big different in the credit report from all three reporting agencys so their should not be a big change in score. Not XXXX points, as you can see XXXX and XXXX I have excellent payment history and Equifax has good payment history after the cancel dispute. Equifax that is the clear problem the old XXXX account is now being report has a new collection account the status needs to be changes for it to go back to Excellent payment history.

Company response to consumer: Closed with explanation