Consumer complaint received 2016-11-15
Company: CHECK INTO CASH INC.
State: WI
Product: Debt collection
Sub-product: Payday loan
Issue: Cont'd attempts collect debt not owed
Sub-issue: Debt was paid

Complaint:
I have received dozens of emails from this XXXX stating that I owe for a pay day loan that I took out in XX/XX/XXXX and the debt was discharged in a bankruptcy XXXX # XXXX filed : XXXX/XXXX/XXXX & discharged : XXXX/XXXX/XXXX - ( a copy will be attached ) I have told these same people that time and time again. I just co-incidentally received another email from them today which I will attach stating that I will lose my job, that I will go to jail, purporting to be the united states attorney and the list goes on and on. among other things they stated in the email : " My name is XXXX XXXX from XXXX XXXX XXXX. Reason of this email that we have registered a case against you. 
COURT HOUSE Following is your information. 
CUSTOMER ID : XXXX CASE FILE # : XXXX - XXXX LOAN INFORMATION PAST DUE AMOUNT - {$970.00} CREDITOR - XXXX Creditors- XXXX XXXX XXXX which is a parent company of more then XXXX cash websites and internet web portals in USA and operates under different names in different states. 
Apart from getting laid off by your current employer after we send them the legal notice you will be blacklisted from getting any job. 
Through an IRS ( Internal Revenue Service ) your social security number will be put on hold causing severe damage to your credit history or credit report and your income paychecks will be put on hold. 
Any child support, XXXX, unemployment or retirement benefits will be either place on hold or will be stopped until the outcome of the case. 
Our primary job was to notify you about the case before we send you legal document in the mail because once this case gets registered then we wo n't be able to help you out of court. Our client is least interested in getting the money at this point as they want to just go ahead and start taking legal actions however we wanted to contact you and give you last chance to resolve this case out of court. 
If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future. 
It may be possible that you may have some financial hardship with you. 
So, we are just giving you a last chance that if you just make a payment by Today then we will close this account as paid in full with XXXX balance. 
We do hope that you will work out with this offer which is of SETTLEMENT AMOUNT - - {$300.00} NOTE : THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS. '' Yours sincerely UNITED STATES ATTORNEY XXXX XXXX XXXX XXXX | Terms of Use | Careers | Complaints | Privacy Policy -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- XXXX XXXX XXXX, XXXX. 
XXXX Monday - Friday : XXXX to XXXX Central Standard Time Saturday : XXXX to XXXX Central Standard Time Sunday : XXXX to XXXX Central Stand Sincerely, XXXX XXXX XXXX XXXX XXXX Support While I know that they have not filed a case against me, I am tired of the harassment that has continued for the last 5 years. 

please stop them from contacting me.

Company response to consumer: Closed with explanation