Consumer complaint received 2023-12-12
Company: Experian Information Solutions Inc.
State: FL
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Neither Experian, XXXX, or XXXX has fixed the problems on my report. I havent recieved anything from them. I dont understand how the errors havent been fixed when I listed out all of the errors below. I have attached the inconsistencies on a 3 bureau report table. 

XXXX XXXX This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. The account literally hasn't been touched. Date opened is wrong, High balance is wrong, last activity is wrong, Pay history is wrong. Delete this account immediately. 

XXXX XXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. No notice of dispute has been entered on this account. I asked for validation of this account and got no response. They have not investigated account. This needs to be deleted immediately. 

XXXX XXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. No notice of dispute has been entered on this account. Open date is wrong, high balance is wrong. The account has not been investigated. Delete this account immediately. 

XXXX XXXX XXXX XXXXXXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Open date is wrong, High balance is wrong, Payment history is wrong, last activity is wrong. Delete this account immediately. 

XXXX XXXXXXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Open date is wrong, terms are wrong, last activity is wrong. They did not provide validation. Delete this account immediately. 

XXXX XXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Open date is wrong, date of last activity is wrong. Delete this account immediately. 

XXXX XXXX XXXXXXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Open date is wrong, Date of last activity is wrong. Experian is reporting charge off monthly for payment history while transunion isnt. Experian is reporting open, wile XXXX  is reporting closed. Delete this account immediately. 

XXXXXXXX XXXX XXXXXXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Open date is wrong and date of last activity is wrong. Delete this account immediately. 

XXXXXXXX XXXX XXXXXXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Open date is wrong and date of last activity. Delete this account immediately. 

XXXX XXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. This account has not investigated at all. There is no notice of dispute. This account has not been validated and I have recieved no response from the creditor. Delete this account immediately. 

XXXX XXXX This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. This account has not investigated at all. There is no notice of dispute. This account has not been validated and I have recieved no response from the creditor. Delete this account immediately. 

XXXX XXXXXXXX This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. No notice of dispute has been entered on account. Payment status is current with XXXX and XXXX and unknown with experian. Account was never late. UPDATE ACCOUNT TO NEVER LATE XXXX XXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Open date is wrong, last activity is wrong, payment history is wrong. XXXX is no notice of dispute entered on account. Delete this account immediately. 

XXXX XXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Open date is wrong, High Balance is wrong, Date of Last Activity is wrong, Payment history is wrong, and NO NOTICE OF DISPUTE. Please Delete the account immediately. 

XXXX XXXX XXXX XXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Open date is wrong, Date of last activity is wrong. No validation was provided for debt. Delete this account immediately. 

XXXX XXXX XXXX XXXX This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Open date is wrong, Date of last activity is wrong. No validation was provided for debt. Delete this account immediately. 

XXXX XXXX XXXX XXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Monthly payment wrong, date opened wrong, date of last activity is wrong, payment history is wrong, NO NOTICE OF DISPUTE has been entered and validation was not provided. Delete this account immediately. 

XXXX XXXX XXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Open date wrong, high balance, last activity, and payment history is wrong. NO NOTICE OF DISPUTE has been entered and validation was not provided. Delete this account immediately. 

XXXX XXXX XXXX XXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Account status is wrong. Experian says paid and XXXX says closed. Date opened is wrong, Payment status is wrong. Experian says 30 days deliquent and XXXX says current. Date of last activity is wrong. Payment history is wrong. Experian has XXXX 30 day late payments and XXXX has XXXX. NO NOTICE OF DISPUTE has been entered and validation was not provided. Delete this account immediately. 

XXXX XXXX XXXX XXXXXXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Date opened is wrong, date of last activity is wrong, payment history is wrong. Experian has XXXX 30 day late payments while transunion has XXXX. NO NOTICE OF DISPUTE has been entered and validation was not provided. Delete this account immediately. 

XXXX XXXX XXXX XXXXXXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Open date is wrong, date of last activity is wrong, and no validation provided from creditor. Delete this account immediately. 

XXXX XXXXXXXX : This account was disputed on XX/XX/2023, XX/XX/2023, and XX/XX/2023. Opened date is wrong, high balance is wrong, limit is blank, last activity is wrong, payment history is wrong, and NOT NOTICE OF DISPUTE. Delete this account immediately. 

XXXX XXXX XXXX XXXX : provided no XXXX letter. Date opened is wrong. Date of last activity is wrong. No validation provided. Delete this account immediately.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation