Consumer complaint received 2020-10-06
Company: National Credit Systems,Inc.
State: WA
Product: Debt collection
Sub-product: Other debt
Issue: Written notification about debt
Sub-issue: Didn't receive enough information to verify debt

Complaint:
The " right to collect this debt '' has been transferred to multiple attorneys throughout the past few years. The original collection attempts came from The XXXX  XXXX XXXX  XXXX XXXX who threatened me. They possessed original " the right to collect the debt ''. I fought them vigorously and disputed the debt demanding from them proof of the debt. The information the first attorney presented to me as proof of the debt contradicted the itself and proved my point that the debt is 100 % false. I was given DIFFERENT paperwork than what was originally submitted, and the documentation the attorney supplied as proof was missing very crucial " Lease End '' dates that the original paperwork contained. When The XXXX  XXXX  XXXX XXXX could not verify the debt, the debt was " recalled '' ( according to the response of the attorney XXXX XXXX XXXX and the " right to collect the debt '' was then sold to the National Credit System Inc. This absurd game of playing " hot potato '' with a debt that can't be verified is ridiculous and it needs to be addressed. When one collection agency fails in their efforts to collect on a debt, the " right to collect the debt '' is then " transferred '' to another collection agency and the collection harassment then continues anew with the now new collection agency aggressively pursuing a false debt that, if looked at closely, will show itself to be false. PLEASE LOOK AT THE DOCUMENTS I HAVE INCLUDED THUS FAR! The crucial " Lease End '' dates are missing from the documents supplied by XXXX XXXX XXXX XXXX XXXXThey also provided INCOMPLETE documentation as proof. Also conveniently missing from the " proof '' is my " Intent to Vacate '' document I submitted to the XXXX XXXX management on XX/XX/2016. My " Notice to Vacate '' submission, in conjunction with the missing " Lease End '' dates the original documents contain ( with original signatures ) contrast with the documents supplied from the attorney. Once this was pointed out to the attorney, the attorney transferred the debt back to the original creditor, who then AGAIN transferred the rights to the debt to the National Credit Systems Inc. The National Credit System Inc. has since continued to report the collection debt to the credit bureaus despite the debt being completely false. The National Credit System Inc. is pursuing a false debt that was " verified '' by attorney XXXX XXXX with incomplete documentation. I attempted to contact the original creditor and ask them why the amount of the debt was in existence. The XXXX XXXX XXXX, which manages The XXXX XXXX  in XXXX, refused to provide me with any information, instead stating that I needed to contact the National Credit Systems Inc. The National Credit System can only provide the same " proof of debt '' that has already been submitted. And I can prove that this collection debt is 100 % false with this same documentation! The lease renewal documentation provided proves that I was in a month to month lease. To move out I only needed to submit a " notice to vacate '' at least 20 days prior to moving. We provided a full 30 days advance notice. So the lease renewal documentation itself and my " notice to vacate '' notice submitted well within the required time frame prove that the debt can not be legally justified and is therefore invalid. The lease proves we couldn't have broken a lease, because I chose the " month to month '' as my lease option after completing my lease on XX/XX/2016. All of the bogus charges are false and the false debt needs to be removed from my credit profile. 
PLEASE NOTE : The documentation I have provided are for reference purposes and to show that the documentation provided is very incomplete and false.

Company response to consumer: Closed with explanation