Consumer complaint received 2017-01-26
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA
Product: Mortgage
Sub-product: Other mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
This morning at about XXXX on XX/XX/XXXX XXXX adults, XXXX female and XXXX males, trespassed, loitered and vandalized upon my property. The acts committed included, but are not limited to, rattling multiple windows, juggling of the front door handle, opening my mail box, trying to lift open my garage door, noise disturbances, and removing signage posted on the property, including, but not limited to, the public notice of adverse possession posted on the front door. While I intended to continue to post such a notice, now that it has been removed, I will not repost the notice only to have it removed again. Anyway, those who may be interested in such notices as no trespassing, no loitering, no soliciting, and adverse possession have been made aware. 

These are the same group of folks that have been trespassing upon my property since at least XX/XX/XXXX claiming ownership. Today however, these XXXX actually parked in my driveway, got out, and proceeded to discuss their plans to landscape and what essentially amounts to breaking in and entering, and then, I suppose, have me literally thrown out of my own home. It should be noted that for some of this time XXXX XXXX XXXX Police Department ( XXXX ) Units, including XXXX sergeant, was on the scene at least part of the time. I did request assistance from the XXXX, specifically to have them removed and arrested for trespassing, loitering, vandalism, and terrorism. I should have also requested they be charged with theft as they did not return my signs and related materials to me. This act alone indicates an intent to circumvent the law and bypass the California Superior Court to resolve the matter. 

Just to be clear, in the State of California, one must go through the judicial system to gain possession of real property if that possession is contested and the property is currently occupied. Before one can prove a claim of right to tile through Trustee 's Sale, one must first prove the seller has and had the right, as a matter of law, to sell. In this instance, the sellers - Bank of America and XXXX XXXX XXXX XXXX ( XXXX ) - must prove full compliance with the law allowing for the sale of the subject property. In the meantime, I should not be subjected to unwarranted traffic in and upon my property. I have already issued a cease and desist request to the relevant parties, including the purchasers of the any debt associated with the XX/XX/XXXX Deed of Trust sold on XX/XX/XXXX. 

Today, I have made it known and clear to the XXXX trespassers, who literally scared me XXXX, I will await the service of a Summons for whatever legal action they intend to bring related to the contested right to title and possession. I have already made clear they are not to come back to my property, so service should be performed by a registered process server only. 

All previously mentioned resolutions are desired and mandatory.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation