Consumer complaint received 2016-08-02
Company: National Credit Adjusters, LLC
State: WI
Product: Debt collection
Sub-product: I do not know
Issue: Cont'd attempts collect debt not owed
Sub-issue: Debt resulted from identity theft

Complaint:
On XXXX/XXXX/2016 I received a letter from a debt collector known as : National Credit Adjusters , LLC. stating that I owed them {$2500.00}. I never had any contact with this company before and they are fraudulently claiming that I owe them money from a company called XXXX XXXX ( Online Payday Lender ). I sent them a letter attempting to get details of this debt to file an identity theft report. National Credit Adjusters , LLC. did not respond to my request that was sent to both their PO Box in XXXX, XXXX and their registered agent in XXXX, XXXX. My letters were sent to them via the USPS via certified mail on XXXX XXXX, 2016. The certified mail numbers are XXXX and XXXX. 

In the letter National Credit Adjusters sent me on XXXX/XXXX/2016 they stated on the letter that they are licensed in my state to collect debts, they are not. My address was not accurate on this letter. 

On XX/XX/2016 a person claiming to be a XXXX XXXX left a voicemail on my phone impersonating an officer of the court and threatened to come to my home to serve me legal papers. On XX/XX/XXXX the same person called telling me the same thing he had stated the other day his voice mails with his statements are saved. His calls were an attempt to extort me by making me pay for a debt that is not mine with the threat being that I would be sued if I did not pay. No one came to my home. XXXX XXXX stated my home address and claimed to have my social security number in the voice mails. 

The addresses for National Credit Adjusters were listed on their letter from XXXX/XXXX/2016 were : National Credit Adjusters , LLC. XXXX XXXX XXXX, XXXX, XXXX XXXX and XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX. I have the letter that I received on XXXX/XXXX/2016 National Credit Adjusters , LLC. I have the extortion and court officer impersonation voice mails that were left on my phone XX/XX/XXXX and XX/XX/2016. I have all the certified mailing documentation for the letters that I sent to National Credit Adjusters , LLC. on XX/XX/2016. I also have copies of the letters sent to National Credit Adjusters , LLC. 

I sent certified mailings to National Credit Adjusters on XX/XX/2016 at the following addresses : National Credit Adjusters , LLC. XXXX XXXX XXXX, XXXX, XXXX XXXX and National Credit Adjusters LLC, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, WI XXXX. I have all documentation from these mailings. National Credit Adjusters CFO XXXX XXXX signed for the letter that was sent to XXXX, XXXX. XXXX XXXX an employee of XXXX XXXX XXXX the registered agent for National Credit Adjusters , LLC signed for my letter in XXXX, XXXX XXXX I have also have been receiving pre-texting mailings at my home adress that are fraudulent for alleged " lost property ''. These mailings are from National Credit Adjusters , LLC as the address listed is the same erroneous one that was provided by them on the collection letter that I received on XXXX/XXXX/2016. 

This fraudulent account has been reported to the FBI Internet Crime Complaint Center and the The U.S. Postal Inspection Service ( reference number # XXXX ). I will continue to report my identity theft to relevant state and federal law enforcement officials until this matter is resolved.

Company response to consumer: Closed with explanation