Consumer complaint received 2022-09-06
Company: Experian Information Solutions Inc.
State: WA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
The Consumer DEMANDS the Consumer Financial Protection Bureau ( CFPB ) to fulfill its fiduciary duty and enforcement obligations mandate EXPERIAN to correct the Consumers credit profile to reflect the following : Remove all references to XXXX and all alleged debts reported by XXXX ; the result of Identity Theft ; which pertains to obtaining the Consumers private credentials and forged signature to record fraudulent documents to extort indigenous unencumbered property that is outside U.S. Jurisdiction. EXPERIAN failed to investigate Identity Theft and lacks standing to settle disputes that pertain to indigenous property, outside U.S. Jurisdiction. 

MEMORANDUM OF FACTS On XX/XX/XXXX, the Consumer filed a complaint against EXPERIAN [ case : XXXX ] for reporting incorrect information on the Consumers report. CFPB systematically dismissed the Consumers complaint. Accordingly, the CRPB opinion was REJECTED by the Consumer ; VOID ab initio. 

In brief, the Consumer is subjected to ongoing injury as a result of the negative consumer credit reports, which is based on IDENTITY THEFT, conspiracy, harassment, extortion, and fraud ; published by EXPERIAN ; derogatory reports facilitated by XXXX XXXX XXXX ( XXXX ) ; address : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, Washington XXXX ; the designated legal counsel for all involved criminal conspirators ; PERPETRATORS i.e. purported business partners/affiliates/clients. 

For more than three years ( since XX/XX/XXXX ), the Consumer has filed disputes and complaints at the Experian Credit Bureau, who continues to produce defective Dispute results based on incompetence, fraud, and conflict of interest. Again, in XXXX ( XXXX, XXXX, and XXXX ), the Consumer filed disputes at the Experian Credit Bureau [ XXXX ; XXXX ; XXXX ] ; the SUBJECT of a complaint was against the company : XXXX XXXX XXXX XXXX ( not its client XXXX ; the identified alleged THIRD PARTY COLLECTOR, who has no contract with the Consumer ). 

EXPERIAN is the ONLY consumer credit bureau that will not REMOVE the fraudulent filings reported by XXXX XXXX XXXX XXXX, on behalf of its criminal client : XXXX ; both are indicted as DOMESTIC XXXX organizations. 

( See the attached documents. ) In detail, XXXX XXXX XXXX XXXX is the SUBJECT of the Experian complaint because the FRAUD, CONSPIRACY, and IDENTITY THEFT was perpetrated and facilitated by the entity -- XXXX XXXX XXXX XXXX -- who continues to facilitate fraud, conspiracy, UNAUTHORIZED BUSINESS ARRANGEMENTS, and orchestrate illegal activities against the Consumer. ( See the attached documents and FTC complaint # XXXX. ) XXXX XXXX XXXX on behalf of its purported client ; XXXX XXXX ; address : XXXX XXXX XXXX, XXXX XXXX, Virginia XXXX. RECORDED A FRAUDULENT ASSIGNMENT DEED OF TRUST ( based on the Consumers personal credentials, which were illegally obtained ; IDENTITY THEFT ) XX/XX/XXXX. XXXX XXXX, the THIRD PARTY COLLECTOR, filed a JUDICIAL FORECLOSURE XX/XX/XXXX, which was facilitated by XXXX XXXX XXXX. 

XXXX XXXX XXXX, on behalf of its purported business partner ; XXXX XXXX XXXX ( XXXX ) ; address : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, Washington XXXX ; ALLEGEDLY CONDUCTED A TRUSTEES SALE ( NON-JUDICIAL FORECLOSURE ) XX/XX/XXXX, which was facilitated by XXXX XXXX XXXX. 

XXXX XXXX XXXX on behalf of its purported client ; FANNIE MAE ; address : XXXX XXXX XXXX, XXXX, Washington DC XXXX ; despite the invalidated TRUSTEES SALE ; POSTED A NOTICE TO VACATE XX/XX/XXXX. 

XXXX XXXX XXXX on behalf of its purported client ; XXXX XXXX XXXX XXXX ; address : XXXX XXXX XXXX XXXX, Washington DC XXXX. ( Corporate registration is expired and inactive ) ; despite the invalidated TRUSTEES SALE ; POSTED A NOTICE TO VACATE XX/XX/XXXX, which was facilitated by XXXX XXXX XXXX Consequently, on XX/XX/XXXX, all issues ( judicial and non-judicial ) related to the proceedings that involved the Consumer were transferred and settled at the XXXX XXXX XXXX XXXX ; with a Final Adjudication and Closure Contract, which stipulated : a permanent restraining order/injunction from adverse actions and immediately expunge recorded documents, credit reports, etc XXXX XXXX XXXX is in contempt of the Tribal Courts ORDER ; continues to report negative reports to the XXXX credit agencies and continues to facilitate illegal activities against the Consumer. XXXX XXXX XXXX an employee at XXXX XXXX XXXX was indicted and convicted as a Domestic XXXX and for hate crimes against the Consumer. 

( See the attached documents. ) The XXXX reserves the right to pursue damages against CFPB.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief