Consumer complaint received 2017-06-16
Company: CAPITAL ONE FINANCIAL CORPORATION
State: IL
Product: Credit card or prepaid card
Sub-product: General-purpose credit card or charge card
Issue: Advertising and marketing, including promotional offers
Sub-issue: Confusing or misleading advertising about the credit card

Complaint:
Someone never, Ever, intentionally, and deliberately failed to disclose to me that their was " *get this XXXX XXXX XXXX!!! # *A CARD CREDIT OPENINGG FEE??! * SUCH A VITAL NONDISCLOSURE'TO ME IN ADVANCE I WOULD HAD gladly hung up the telephone n rescinded the card immediately this XXXX XXXX XXXX XXXX XXXX, speaking " XXXX XXXX, talk '' n XXXX XXXX are barely understandable to began with.under section 807-806 under the title 15 with debylt collection the misrepresentation of any kind false statements, are deemed Highly unlawful under that code and title for purposes of enforcement.this card issuer is by The-Way dealing in FRAUD n deceit scams by scheming plotting, conspiring to with old Vital data to XXXX veterans such as dunn relative to the whooooppping! {$40.00} fee for being given the card, the false website fraud scam online that has been selling n sharing as This cars is guilty of sending my name and data through a machine based '' credit card sharing system fraudulently XXXX XXXX XXXX XXXX up MY CREDIT WITHOUT MY CONSENT!! I HAVE NOT GIVEN AGREEMENT NOR PERMISSION FOR SUCH SAID SCAM SCHEME FRAID BY FOREIGNORS TO ENGAGE N SUCH A DECEPTIVE TRADE UNFAIR PRACTICES PATTERNS VS ME N MY DEBTOR/CONSUMER RIGHTS.I mean its ridiculous " Every since this card lured me from XXXX, IM GETTING ALL THESE XXXX XXXX XXXX XXXX XXXX XXXX XXXX!!! DENUAL OF LOAN N CREDIT CARD SHEETS DOCUMENTS SENT TO MY HOUSE BY WHICH. I NEVER ASKED FOR PERIOD.ALSO TO SAY {$300.00} IS AVAILABLE BUT IN ACTUAL MONEY TIME N REALITY ON $ XXXX/IS AVAILABLE IS THE DEEPEST DECEIT KNOWM TO THE CREDIT CARD INDUSTRU ITS BAIT '' N " SWITCH '' SCHEME FRAUD N OUT OF UTAH, THEIR REAL CROOKS I NEVER ASKED for THIS CARD .TRUTHFUL IN LENDING LAWS ARE BEING FOR A 'PREDICATED SCAM ACT PURPOSE CARRIES OUT BY THIS COMPANY VS CONSUMERS WORLDWIDE AND THATS SERIOUS STUFF BECAUSE THEIR FOREIGN MAKES ITBA COMMERCIAL CRIME PERIOD!! SHUT THEM DOWN FOR CAPPING ' '' AMOUNTS PURPORTING YOYR APPROOVED BUT REALLY YOUR PAYING FOR THE CARD N THAT MUST BE STATED OFFBACK '' #! PLUS BY ALLOWING IDENTIFY THEFT VICTIM 'S TO BE CAIGHT UP IN THIS-DUNN IS EVEM MORE SCAMMY ''! MISLEADING FRAUDULENT BASED*ALSO  DECEPTIVE AS IM HARMED RELYING ON THE XXXX $ THEY SAID I GOT AVAILABLE THEY ALLOWED A NONMATCHING NAME TRANSACTION TO GO THRU TOO, online etc, this IS A BILLION DOLLAR INDUSTRY CREDIT CARDS ETC WITH A VERY UNUSEFUL AMOUNT OF CASH TO WORK WITH TO BEGIN WITH TO BE CHARGED ALL THAT DUE NEXT MONTH VS A XXXX WHILE TAKING ADVANTAGE OF A XXXX DURING A CREDIT CARD MECHANISM opportunity /MENTIONING ONLY THE GOOD STUFF ONLINE INSTEAD OF DISCLOSING ALL THE DETAILS OF " HIDDENFEES '' N COST IT A TRAGEDY TO MY CONFIDENCE AS A VETERAN AND AS A CONSUMER TOO.! ATTN,  GENERALS OFFICE IS BEYOND USELESS OF ILLINOIS IT IS A XXXX CORRUPTER '' SECTIONS 1692- PROHIBIT INVOKING FEAR N HARM N ABUSE VS DEBTORS N ALSO MISLEADING WORDS N TERMS USED TO DEFRAUD CONSUMERS IS A FEDERAL OFFENSE .WHICJ IS PRETTY MUCH WHY THEIR NOT DISCLOSING THEIR ( 1 ) ASSETS N TRUSTEES N CORPORATE "  ACCOUNTABLE '' BOARD PEOPLE SO I CAN SUE THEY XXXX N FEDERAL XXXX DIST COURT.THE POBOX, HURTS THIS OPPORTUNITY "! I WANT THIS COMPANY SHUT DOWN FASR N MADE FINED FOR SECRETIVLY BEING APART OF PROLLY ANOTHER CREDIT CARD COMPANY SHARING ILLEGALLY DATA N MY PERSONAL INFO SO THATY ( 2 ) SCORE TAKES A UNLAWFUL HIT ( WHICH XXXX VIOLATIONS OCCUR FROM SUCH SAID HIT'CAUSING A VIRTUAL INSULATED '' PROTECTIVELY BUBBLE FOR CAPITOL ONE TO SAY '' THIS IS WHY WE CANT GIVE U LOAN INCREASE ETC'+. They have companies i despise names I 've never seen before but I recognize the title on the documents these companies are hate abhor extremely prejudiced discriminatory of companies that are telling me that I 've been denied for some I have n't even apply for it which is extremely conspiratorial because the purpose of this is to keep to keep a brother down to keep my credit score XXXX up and to keep my life a living XXXX when it comes to trying to receive any extension of any kind of monetary help which I regret XXXX does not disclose that you will be subjected to this nor does XXXX 's AKA XXXX.this is discriminator acts n is subjected to a CIVIL RIGHTS ACT AS THE 'INTENT PREDICATED /PRETEXTUAL '' INTENT TO BIAS, /HARM CARD USERS POTENTIALLY MORE COLORED THAN WHITES IS  ENOUGH TO BE INVESTIGATED ABOYT AS U KNOW CFPB XXXX HATES GIVING REAL CREDIT CARDS TO XXXX PEOPLE COMMUNITIES ONLY OTHER XXXX N FOREIGNORS STEALING OUR SOCIAL # 'THANKS TOO THE USA GOVERNMENTS : ) XXXX , IM NOT PAYING THEM ZILCH I DEMAND WAIVER OF SUCH {$40.00} FEE OR A JURY CAM DECIDE AS I NEEDES THOUGHT I GET! /I ASKED " XXXX $ MY WINDOW? '' A LADY SAID YES.SO THERE! this is a USA trillion dollar racket! multiply XXXX $ all whom deal with this this feescam is huger than the XXXX fraud n their was immense also pobox '' straw '' hmmmm..not good

Company response to consumer: Closed with explanation