Consumer complaint received 2017-08-19
Company: Ocwen Financial Corporation
State: CA
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Closing on a mortgage

Complaint:
On XX/XX/XXXX, XXXX XXXX and American Home Mortgage file lawsuit in the XXXX XXXX County Superior Court, XXXX XXXX Division, case number XXXX. XXXX XXXX, American Home Mortgage and its crooked lawyer " XXXX XXXX '' committed fraud upon the court, using forged fabricated documents, false payment history, false principal balance and false other false fees and then using other false documents and robo-witnesses to be guaranteed favorable judgment. XXXX XXXX and American Home Mortgage used fraud upon the court to destroy my life, soon after was declared XXXX XXXX. I been hospitalized multiple times having XXXX, XXXX and fear of Ocwen Loan Servicing stealing me home I own free and clear which caused me to be on XXXX which has caused me other troubles. I have always told my XXXX that XXXX XXXX, American Home Mortgage, Ocwen Loan Servicing and all its crooked lawyers committed fraud against me attempting to steal my home I own free and clear, and that all Ocwen 's harm has caused all my serious XXXX troubles. I attached a recent letter signed by my current physician who will be testifying in court to defend me. On XX/XX/XXXX, Ocwen Loan Servicing California attorney " XXXX XXXX '' responded to my CFPB consumer complaint attaching supporting documents. I finally had a chance to review the response, they are just shuffling so much papers in my face to spin its cover-ups. I been having a terrible time locating the person who has the Option One Mortgage {$550000.00} evidence being paid off in full. I am still trying to locate the person with the evidence. On XX/XX/XXXX, and XX/XX/XXXX, I mailed out evidence to Ocwens Loan Servicing requesting investigation and corrections to be made to the so-called phony made up loan account, as of today Ocwen Loan Servicing and its crooked lawyers failed to respond to my many requests. I made several attempts in the past requesting Ocwen Loan Servicing to clean up its mess and investigate and make corrections to its past errors but Ocwen Loan Servicing and its attorney XXXX XXXX refuse to do so, instead all they been doing is threatening me with XXXX fraudulent trustee sale using forged fabricated documents, false principal balance history, false payment history, fraudulent lawyer and court added fees and other fees, and then threatening me that if I did n't agree to sign Ocwen Loan Servicing increased {$750000.00} none negotiable loan modification offer in 48 hours Ocwen Loan Servicing would instruct XXXX to proceed with the fraudulent trustee sale taking place in just days and I would lose my home I own free and clear. I retained lawyer XXXX XXXX to file the lawsuit but instead he scammed me close to {$10000.00}. XXXX XXXX then sent my file to California XXXX XXXX who was in XXXX with XXXX. XXXX XXXX then filed TROs in court. My motion was denied because XXXX XXXX did n't follow the rules of the court and did n't property serve all the defendants. I fired incompetent lawyer XXXX XXXX. I was able to locate just a few of Ocwen Loan Servicing 's errors which I am sure Ocwen 's crooked employees are aware of, but they just cover it up spinning there pin hoping I will just over look the errors so Ocwen employees and its crooked lawyers can continue to harass and abuse me further which increases my health troubles. Error # 1, On, XX/XX/XXXX, I paid Option One Mortgage payment in the amount of {$3100.00}. Ocwen Loan Servicing records attached do n't show payment as ever being posted. Error # 2, On XX/XX/XXXX, I paid Option One Mortgage {$3300.00}, Ocwen Loan Servicing is showing a incorrect mortgage payment in the amount of {$3100.00} being posted to the account on XX/XX/XXXX. Error # 3, On XX/XX/XXXX, I paid Option One Mortgage {$3100.00}. Ocwen Loan Servicing is showing a incorrect payment in the amount of {$3100.00} being posted on XX/XX/XXXX. Also, on my bank statement attached it shows I overpaid Option One Mortgage to much on the payoff so Option One Mortgage refunded me the difference in the amount of {$69000.00}, wired deposit into my account. I went down to XXXX XXXX again on XX/XX/XXXX, at XXXX requesting the Option One Mortgage wire deposit records but the bank representative informed me that XXXX XXXX  is only able to pull Washington Mutual bank statements only and that 's it, and they can not pull anything else from XXXX XXXX XXXX . If Ocwen Loan Servicing would just stop harassing me and committing fraud against me and just help me subpoena the wire records I 'm sure it will lead them to the actual payoff which will prove Ocwen Loan Servicing makes many mistakes and harassment many of homeowner and are nothing but scum of the earth fraudulent scums who should all be arrested and thrown in prison. If I am forced to pay on my loan all over again I request that Ocwen Loan Servicing honor the {$660000.00} loan modification offer attached with a monthly mortgage payment of {$2600.00} until I can locate the payoff evidence. I can not afforded the increased loan modification I was coerced into with over {$1000.00} more in mortgage payments to avoid XXXX  fraudulent trustee sale taking place in just days. So, why do n't you scums just stop harassing me and threatening me and just send off a reasonable loan modification that I can afforded until I can locate the damn evidence. Stop acting like a bunch of XXXX!
I am requesting Ocwen Loan Servicing to rescind the Notice of Default recorded against my property I own free and clear.
I have attached Bank Records showing mortgage payments.
I have attached " XXXX XXXX '' response to my consumer complaint using Ocwen Loan Servicing forged fabricated documents, false payment history and false principal balance history.
I have attached letter from my doctor who will testify in court.
I have attached state bar and prosecution letters as to XXXX XXXX, XXXX XXXX and XXXX XXXX scamming me several of thousand of dollars to defend me against shady Ocwen Loan Servicing and its crooked lawyers.
I have attached a loan modification that was previously offered to me before Ocwen started threatening me pushing me around then increasing the offer over {$1000.00} more in payments. I can barley afford {$2600.00} payment that was previously offered. I CAN NOT AFFORED YOUR DAMN INCREASED {$380000.00} MONTHLY MORTGAGE THREATS. So, if you want to continue ripping me off, and I 'm forced to pay a mortgage payments all over again then just stop threatening me with increased modifications that I can not afford. SOUND GOOD?

Company response to consumer: Closed with explanation