Consumer complaint received 2020-04-04
Company: Danco Financial Services, LLC
State: GA
Product: Vehicle loan or lease
Sub-product: Loan
Issue: Managing the loan or lease
Sub-issue: Billing problem

Complaint:
On XX/XX/2020 I sent in a tender of payment for the full satisfaction to pay off the alleged loan with Danco Financial Auto, located in XXXX, Georgia XXXX. They refused the payment, which they felt in default in dishonor. Now, they're refusing to give up the title to my car. This family owned business is doing shady business as well as Fraudulent. According to FDCPA laws and Title 15 U.S. Code 1692g I  have a right to asked for a debt validation letter, I asked them to validate this alleged debt as well as to verify and send me a certified copy of the " Accounting Statements ''. Danco Financial didn't do either. They sent me a payment history. A payment history is not an accounting statement, these are two different documents. After, they couldn't vertify my request, they manual from their office turn my car off so I wouldn't start. They have some kind of wires, that's hooked up to my starter that's in my car and if I missed a payment, they turned it off. I don't mind owing up to an obligation I have to pay, as long as Danco Financial can furnished an " Accounting Statements '' which they haven't. 
Next, they been harassing me about this debt, causing so much mental stress to my health, headaches, worry about if they gone turn off my car or not, how am I supposed to make it to work or not. According to the Declaration of Human Rights, Article 4 there shall be no slavery. It's a form of slavery when you're using Federal Reserve Notes to try and play off a debt using a debt, knowing you're never going to pay off this war debt. This is a violation that's goes against The Declaration of Human Rights & Danco Financial is in violation of my Human Rights.

Furthermore, According to the State of Georgia Constitution, Section 1, Paragraph 1, I have a right to Life, liberty, and property. No person shall be deprived of life, liberty, or property except by due process of law. This is my right. Danco Financial never gave me ANY DUE PROCESS OF LAW. In the declaration of Independence 1776, I have unalienable rights from My Creator, which man can not and will not take them away from me. You didn't give them so you will not take them away from me.

Section 1 Paragraph 7 in the State of Georgia Constitution says, such laws as will protect them in the full enjoyment of the rights, privileges, and immunities due to such citizenship. So Danco Financial stop with the fraud and the breaking of the laws.

Finally, Danco Financial can not take any of my intangible property rights nor my tangible property without just compensation by law. This private company is in so many violations, breaking the laws and are getting away with it. I am reporting them of the Fraudulent they're doing. They're doing extortion, which is a felony in the State of Georgia, shady business in the State of Georgia, as well as over the phone. They aren't staying in honor but dishonor. What you do in the dark, will come to the light. Learn how to handle things and act accordingly.

Company response to consumer: Closed with explanation