Consumer complaint received 2022-04-15
Company: Experian Information Solutions Inc.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
You will find on page 1, the email transmittal received from Experian, and the subject title of the email was XXXX, want to add to your {$4900.00} in available credit? And in bold print the transmittal stated Lets that get you more credited to your name Further, Experian stated opening a new credit card with a higher limit cant be an opportunity to pump up your credit score over time to check out your top card matches today. 
I reasonably relied upon these fraudulent inducements to apply and applied for XXXX XXXX XXXXXXXX XXXX  XXXX ( Page2 ) Matched for you and was denied ( Page 3 ) denial letter.

If not for the fraudulent inducement of the email transmittals false and misleading statements that led me to apply has caused me injury in the form of an inquiry on my credit report that would not be there if I was induced to apply with a certain level of confidence in the communications of Experian. 
It is in the publics best interest that such fraudulent inducements in advertising and solicitation from a major credit Bureau with intimate knowledge of your credit status and using that status to induce the consumer to apply for credit that will harm their credit rating through the inquiry generated. 
I would not have applied in the absence of such fraudulent inducements and false and misleading information from major credit Bureau that should have known that their representations will be given greater weight than those directly from a creditor. Experians endorsement, here, is the fraudulent inducement which is not in the interest of the general public. 
And I would not have applied without such inducements that any reasonable person would infer that since Experian made the offer, being an authority in credit status, with intimate knowledge of my credit history, that when I applied, I assumed more likely than not I would be approved. Or else why did they solicit me in this matter anyways. I was not seeking any more credit. 
Based upon the foregoing, inter alia, if Experian does not remove the credit inquiry made by the credit card company Experian endorsed, then I will be compelled to file a class action lawsuit against Experian in the United States XXXX XXXX XXXX XXXX XXXX California. 
It is the Federal Trade Commissions duty to protect the public from fraudulent inducements and such fraud in the factum which occurs by deception causing consumers to misunderstand the nature of the transaction ( applying for credit ) and has a consumer I provided my electronic signature without the knowledge of its true nature. 
In the interest of consumers who may also be sent such fraudulent inducements in email transmittals from Experian which consumers foreseeably rely upon to their detriment.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief