Consumer complaint received 2022-04-18
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
This is XXXX XXXX, who is submitting this CFPB complaint myself, and to inform you that there is no third party involved in the process. Regardless of the multiple written requests, the unverified items listed below are still reporting on my credit report in violation of federal law. The 3 Credit Bureaus failed to comply with the Fair Credit Reporting Act, 15 USC sections 1681i within the time declared by law and continued reporting of unconfirmed information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes. Please remove the following items completely from my Credit Reports : Experian : XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX Balance {$12000.00} OFFICE OF THE ATTY GEN XXXX Balance {$3500.00} XXXX XXXX XXXX XXXX Balance {$7700.00} DEPT OF EDXXXX XXXX Balance- DEPT OF EDXXXX XXXX Balance- DEPT OF EDXXXX XXXX Balance- DEPT OF EDXXXX XXXX Balance- XXXX XXXX XXXX XXXX XXXX Balance- XXXXXXXX XXXX XXXX XXXX XXXX Balance- XXXX XXXX Balance {$1300.00} XXXX XXXX XXXX XXXX Balance {$770.00} XXXX XXXX XXXX Balance- XXXX XXXX XXXX XXXX ( Original creditor : XXXX XXXX ) XXXX Balance {$2600.00} XXXX XXXX XXXXXXXX ( Original creditor : XXXX ) XXXX Balance {$95.00} XXXXXXXX XXXX XXXX ( Original creditor : XXXX ) XXXX Balance {$800.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXXXXXX XXXX XXXX XXXX ) XXXX Balance {$74.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXXXXXX XXXX XXXXXXXX ) XXXX Balance {$1400.00} XXXX XXXX XXXX XXXX  ( Original creditor : XXXX XXXX ) XXXX Balance {$490.00} XXXX XXXX XXXXXXXX ( Original creditor : XXXX XXXX XXXX ) XXXX Balance {$120.00} XXXX XXXX XXXX ( Original creditor : XXXXXXXX XXXX XXXX XXXX  ) XXXX Balance {$2600.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXX XXXX XXXX ) XXXX Balance {$1700.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXX  ) XXXX Balance {$770.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXX XXXX XXXXXXXX XXXX. ) XXXX Balance {$960.00} XXXX XXXX XXXX ( Original creditor : XXXX XXXX XXXX XXXXXXXX XXXX. ) XXXX Balance {$940.00} XXXX XXXX XXXX ( Original creditor : XXXXXXXX XXXX XXXX ) XXXX Balance {$860.00} XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXXXXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX XXXX XXXXXXXX XXXX XXXX, VA XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX XXXX  Balance {$12000.00} ATTORNEY GENERAL-XXXX XXXX Balance {$6300.00} DEPT OF ED / XXXX XXXX Balance {$0.00} DEPT OF ED / XXXX XXXX Balance {$0.00} DEPT OF ED / XXXX XXXX Balance {$0.00} DEPT OF ED / XXXX XXXX Balance {$0.00} XXXX XXXX XXXX XXXX  Balance {$940.00} XXXX XXXX XXXX XXXX Balance {$970.00} XXXX XXXX XXXX XXXX Balance {$860.00} XXXX XXXX XXXX XXXX  Balance {$770.00} XXXX XXXX XXXXXXXX ( Original Creditor Name XXXXXXXX XXXX XXXX XXXX XXXX XXXX Balance {$2600.00} XXXXXXXX XXXX XXXX XXXX ( Original Creditor Name XXXX XXXX XXXX Balance {$800.00} XXXX & XXXX XXXX ( Original Creditor Name XXXX XXXX XXXX Balance {$95.00} XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX Balance {$12000.00} XXXX XXXX XXXX XXXX XXXX Balance {$3500.00} XXXX XXXX XXXX XXXX XXXX Balance {$0.00} DEPT OF EDXXXXXXXX XXXX  Balance {$0.00} DEPT OF ED/XXXX XXXX Balance {$0.00} DEPT OF EDXXXX XXXX Balance {$0.00} DEPT OF ED/XXXX XXXX Balance {$0.00} XXXX XXXX XXXX Balance {$1300.00} XXXX XXXX XXXX XXXX  XXXX Balance {$0.00} XXXX XXXX XXXXXXXX XXXX Balance {$770.00} XXXX XXXX - XXXX XXXX Balance {$0.00} XXXX XXXX ( Original Creditor Name XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance {$940.00} XXXX XXXX XXXX XXXX Original Creditor Name XXXX XXXX XXXXXXXX XXXX XXXX ) XXXX Balance : {$74.00} XXXX XXXX XXXX  ( Original Creditor Name XXXX XXXX XXXXXXXX XXXX XXXX ) XXXX Balance : {$1400.00} ( Original Creditor NameXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance {$970.00} XXXX XXXX XXXX  ( Original Creditor NameXXXX XXXX XXXX ) XXXX BAlance {$490.00} XXXX XXXX XXXX  ( Original Creditor Name XXXX XXXX XXXX XXXX XXXX ) XXXX {$1700.00} XXXX XXXX XXXXXXXX ( Original Creditor NameXXXXXXXX XXXXXXXX ) XXXX  Balance XXXX {$800.00} XXXXXXXX XXXX XXXX ( Original Creditor NameXXXXXXXX XXXX XXXX XXXX  Balance XXXX {$95.00} XXXX XXXX ( Original Creditor NameXXXX XXXX XXXX XXXX ) XXXX Balance : {$860.00} XXXX XXXXXXXX XXXX ( Original Creditor Name XXXX XXXX XXXX XXXX XXXX ) XXXX Balance {$4800.00} ( Original Creditor Name XXXX XXXX XXXX XXXX XXXX  Balance {$770.00} XXXX XXXX XXXX XXXX  ( Original Creditor Name XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$2600.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation