Consumer complaint received 2016-04-14
Company: SELECT PORTFOLIO SERVICING, INC.
State: FL
Product: Mortgage
Sub-product: Conventional adjustable mortgage (ARM)
Issue: Loan modification,collection,foreclosure

Complaint:
Florida Attorney General Office of Attorney General State of Florida The Capitol XXXX XXXX, Fl XXXX Florida Judicial Qualifications Commission XXXX, Florida XXXX Consumer Finance Protection Bureau ( Sent Via Email ) Florida Bar Association ( Sent Via Email ) I am writing to you with a formal complaint against, Florida Attorney XXXX XXXX XXXX ( Attorney ID # XXXX ), Judge XXXX XXXX of the XXXX XXXX XXXX XXXX, and XXXX and US Bank. 
Although, I believe my Attorney XXXX XXXX XXXX bares some responsibility, especially when it comes to his duty as a professional lawyer to be prompt, diligent and to maintain communications with me as his client concerning representation. The most important part of this complaint is against XXXX XXXX XXXX, of the XXXX XXXX XXXX XXXX, The XXXX and US Bank. 
The right to a fair trial is an essential right in all countries respecting the rule of law. The right to a fair trial applies to all types of judicial proceedings, whether civil or criminal. 
When it came to Judicial proceedings throughout the last several years that I have been fighting my Home Foreclosure case, Judge XXXX XXXX has solely and willfully ignored my rights to a fair trial and the rule of law. 
When I inquired about Judge XXXX XXXX with the XXXX XXXX XXXX XXXX XXXX, I was told that he is a RETIRED Judge who is only brought in when a XXXX XXXX XXXX XXXX XXXX is out sick or on a short term leave. 
The reason that I inquired about his position was because every time a hearing was scheduled on the court file, it would show a different Judge that would be over/or assigned to the Judicial proceedings. Yet, every time over the past several years that I attended a hearing, it was always before XXXX XXXX XXXX rather than the Judge listed on the court file. 
It was of interest to me after I had read an article about our Florida State Governor / States Attorney General giving a directive to all Civil Courts to " Clear out '' all outstanding or " Older '' Home Foreclosure cases in their systems. It had become obvious to me that he was following this directive even if it meant completely ignoring the rule of Law. There was no other obvious reason for his rulings. In the last hearing conducted on XXXX/XXXX/2015, it was made more than apparent to myself, my Attorney, and friends who I brought with to the hearing that there was not a chance of a fair hearing or trial. I do intend to acquire a copy of the court transcript as proof of his complete lack of integrity, appearance of Impropriety, his total lack of impartiality, and his failure to follow the rule of Law. 

In the hearing, the Plaintiff failed to prove " chain of title '' in several areas. The Lawyer for the Plaintiff had prepared for a " blank endorsed note case ''. She only realized during the Trial that the original note was endorsed to the original lender, " XXXX ''. That specific endorsement required them to show a written transfer from " XXXX to XXXX. We had an admission by them that they had never received such assignment and that admission was placed in the evidence in the form of their answers to admissions to our discovery sent to them in the Trial. It should have been required by the Judge for them to show that they owned the Note or had a blank endorsed Note at the time that they filed the Lawsuit. Also, the Plaintiff failed to prove or tender into the record ANY evidence whatsoever concerning the alleged transfer by merger from XXXX XXXX XXXX to US BANK. US BANK is the named Plaintiff and NOT XXXX. They failed to show standing in the named Plaintiff, US BANK.The party that appeared in court XXXX

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation