Consumer complaint received 2023-05-02
Company: Experian Information Solutions Inc.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
FCRA 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies- ( 3 ) Duty to provide notice of dispute If the completeness or accuracy of any information furnished by any person to any consumer reporting agency is disputed to such person by a consumer, the person may not furnish the information to any consumer reporting agency without notice that such information is disputed by the consumer.

Under FCRA 15 U.S. Code 1681s2 ( 3 ) you violated the law. I disputed these inaccurate items over 35 days ago and you havent notated is as disputed. You cause me to lose out on offers due to reporting this inaccurate item and not notating it was disputed. 
The items below should all be removed from my consumer report under 15 USC 1681s-2 ( 3 ) XXXX XXXX XXXX XXXX XXXX under the Fair Credit Reporting Act this disputed item may not appear on my credit report if it can not be supported by any evidence. 15 USC 1681Give me a written response in regards to how you retrieved info on this account and send documentation back as well, thanks. 
XXXX XXXX - XXXX 15 U.S. Code 1681e ( b ) and 15 U.S. Code 1681i ( 5 ) this account in violation not reporting 100 % accurate You are bound by the FCRA laws to respond to my requests in a 30 day time period - I would recommend a response with written method of verification and documentation. 
XXXX  - XXXXUnder 15 U.S. Code 1681e ( b ) and 15 U.S. Code 1681i ( 5 ) this account in violation not reporting 100 % accurate You are bound by the FCRA laws to respond to my requests in a 30 day time period - I would recommend a response with written method of verification and documentation. 
XXXX - XX/XX/XXXX This inquiry was not authorized The following inquiry was not authorized and should not be reporting. 
XXXX - XX/XX/XXXX This inquiry was not authorized The following inquiry was not authorized and should not be reporting. 
XXXX - XX/XX/XXXX This inquiry was not authorized The following inquiry was not authorized and should not be reporting. 
XXXX - XX/XX/XXXX This inquiry was not authorized The following inquiry was not authorized and should not be reporting. 
XXXX - XX/XX/XXXX This inquiry was not authorized The following inquiry was not authorized and should not be reporting. 
XXXX - XX/XX/XXXX This inquiry was not authorized The following inquiry was not authorized and should not be reporting. 
XXXX  - XX/XX/XXXX This inquiry was not authorized The following inquiry was not authorized and 1 of 4 should not be reporting. 
XXXX XXXX XXXX - XX/XX/XXXX This inquiry was not authorized The following inquiry was not authorized and should not be reporting. 
XXXX - XX/XX/XXXX This inquiry was not authorized The following inquiry was not authorized and should not be reporting. 
XXXX - XX/XX/XXXX This inquiry was not authorized The following inquiry was not authorized and should not be reporting. 
XXXX - XX/XX/XXXX This inquiry was not authorized The following inquiry was not authorized and should not be reporting. 
XXXX - XX/XX/XXXX This inquiry was not authorized The following inquiry was not authorized and should not be reporting

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation