Consumer complaint received 2022-11-26
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Hello, I am disputing the following items on my credit report : 1. ) XXXX XXXX XXXX - A. ) Date of First Delinquency : XX/XX/XXXX, but the 'Payment status ' chart says XX/XX/XXXX is 'Pays as Agreed/Current '. They can't both be true. 
B. ) No Payment status/data for XX/XX/XXXX- XX/XX/XXXX. - - Please correct the errors on XXXX XXXX XXXX or delete the whole account. 
___________________________________________________ ___________________________________________________ XXXX. ) XXXX XXXX XXXX - A. ) Date of First Delinquency : XX/XX/XXXX, but the 'Payment status ' chart says XX/XX/XXXX is 'Pays as Agreed/Current. ' Both can't be true. 
B. ) No Payment status/data for XX/XX/XXXX- XX/XX/XXXX. - - Please correct the errors on XXXX XXXX XXXX or delete the whole account. 
____________________________________________________ ____________________________________________________ XXXX. ) XXXX XXXX XXXX - A. ) Date of First Delinquency : XX/XX/XXXX, but the 'Payment status ' chart says XX/XX/XXXX has 'No Data Available. ' They can't both be true. 
B. ) Payment status/data missing from XX/XX/XXXX to XX/XX/XXXX. - - Please correct the errors on XXXX XXXX XXXX or delete the whole account. 
____________________________________________________ ____________________________________________________ XXXX. ) XXXX XXXX XXXX ( {$3600.00} ) - A. ) Date of First Delinquency : XX/XX/XXXX, but the 'Payment status ' chart says XX/XX/XXXX is XXXX as XXXX. ' They can't both be true. 
B. ) Payment status/data missing from XX/XX/XXXX to XX/XX/XXXX. 
XXXX ) Date of Last Payment : XX/XX/XXXX, but there's no 'Actual Payment Amount ' listed/showing & XXXX says Date of Last Payment : XX/XX/XXXX ( see attached ). Which one is it? They can't both be right. - - Please correct errors A, B and C on XXXX XXXX  XXXX or delete the whole account. 
____________________________________________________ ____________________________________________________ XXXX. ) XXXX XXXX XXXX - A. ) Date of First Delinquency : XX/XX/XXXX, but the 'Payment status ' chart says XX/XX/XXXX is XXXXPays as Agreed/Current. ' They can't both be true. 
B. ) Payment status/data missing from XX/XX/XXXX to XX/XX/XXXX. 
XXXX ) Date of Last Payment : XX/XX/XXXX, but there's no 'Actual Payment Amount ' listed/showing & XXXX says Date of Last Payment : XX/XX/XXXX ( see attached ). Which one is it? They can't both be right. - - Please correct errors A, B and C on XXXX XXXX  XXXX or delete the whole account. 
____________________________________________________ ____________________________________________________ XXXX. ) XXXX XXXX XXXX XXXX - A. ) 'Past Due Amount ' is {$6900.00} and 'charge off amount ' is {$6900.00}, which one is it? Both can't be true. 
B. ) Payment status/data missing from XX/XX/XXXX through XX/XX/XXXX. 
XXXX ) Date of Last Payment : XX/XX/XXXX, but there's no 'Actual Payment Amount ' listed. - - Please correct errors A, B and C on XXXX XXXX XXXX XXXX or delete the whole account. 
____________________________________________________ ____________________________________________________ XXXX. ) XXXX XXXX XXXX XXXX ( {$9600.00} ) - A. ) Payment status/data missing from XX/XX/XXXX to XX/XX/XXXX. 
B. ) Date of Last Payment : XX/XX/XXXX, but there's no 'Actual Payment Amount ' listed. 
XXXX ) XXXX shows Date of Last Payment : XX/XX/XXXX, but Equifax shows Date of Last Payment : XX/XX/XXXX?? Which one is it? They both can't be right. - - Please correct errors A, B and C on XXXX XXXX XXXX XXXXXXXX or delete the whole account. 

***I have attached a copy of my Equifax credit report for review***

Company response to consumer: Closed with explanation