Consumer complaint received 2023-04-24
Company: WELLS FARGO & COMPANY
State: MO
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Applying for a mortgage or refinancing an existing mortgage

Complaint:
I am filing this complaint because Wells Fargo has avoided to address the issues that they did that cost me to lose my home, my marriage, and everything I have worked over 30 years for. 
You can easily see that Wells Fargo is covering up the truth by the 2 conflicting reports created by Wells Fargo. 1 Stating she reviewed conversations, but couldnt find the most important ones. And then you have the 2nd representative stating they dont have any of the voice conversation. So here you can see they continue in the corruptive manner as they have been doing for years. 
How does a company that was found guilty of 11 Federal Felonies, Yet not one person went to prison? 
Because Its all about HOW MUCH JUSTICE THEY COULD AFFORD and they used their Billions of dollar to manipulate all the things they have unlawfully done. 
This evaluation process will never be fair or right when you have a Wells Fargo Representative being the one overseeing these cases. There should be someone who can stand in the middle and review these cases.. Not where Wells Fargo has control to manipulate everything the way they want you to believe they didnt do anything wrong. 

Wells Fargo Wrongfully foreclosed on my home when they mislead me through the HARP Program. 
HARP was a refinance process backed by the government. During this process I was misled believing Wells Fargo was putting me through this government back process to make sure most Americans would not lose their homes. Wells Fargo intentionally put me through a process to make it look as if I wasnt making my monthly payments. 
I have given the information that clearly shows Wells Fargo and their associates knowingly put me on a path to allow them to legally foreclose on my home. Everything that I was told to do, I followed. All the payments and the money they drafted was not applied to my loan, it was stolen by Wells Fargo. 
I have included a court hearing that was in Utah, Where a Guy was put through the Identical process that Wells Fargo put me through, and He was awarded his House back, and {$450000.00} for punitive Damages. 
There are several things that prove that Wells Fargo committed Felony Fraud, and Wells Fargo fails to address these issues. 
The Most important things that show these Corporate Fraudulent actions they committed, Which are all fact, Yet Wells Fargo continues to lie and only goes by what they what you to believe, and Never admits the truth. 





PLEASE PAY CLOSE ATTENTION - Here are the things Well Fargo did during all this. All to avoid showing the truth in the process they put me through. 

First, I waited over 2 months for a court hearing for a 6 panel jury and the judge to hear my case, and 2 weeks before the hearing, The Judge made a decision in favor of Wells Fargo without hearing the case. 
Why would he do this. He gave no reason for this decision, and its Because Wells Fargo Paid him off, This would have exposed their Fraudulent actions without any doubt. 

Next is the recorded conversations, XXXX States she reviewed these conversations, yet couldnt find the most important ones, and then the Next Representative, XXXX, Lies and tells me they dont save anything after 7 years, Right after XXXX admits to listening to them, But still the most important 3 conversations that would prove that the loan services was Not done appropriately, nor correctly at all. 
The most important call I made to them, was with XXXX XXXX, Who I asked if I could mail them a Cashiers Check for the {$9000.00}, apply to my loan and just put me back in good status, and XXXX XXXX exact response was Im Sorry Wells Fargo Does Not want to do anything for me This right here easily, and clearly shows all Wells Fargo wanted is my Home and the {$80000.00} in Equity. 
Very odd how this conversation couldnt be found, Again Proves their Fraudulent Actions. 
The other 2 Were XXXX XXXX, and XXXX XXXX. 
Also, XXXX XXXX XXXX the first lawyer I hired, who was on channel 2 News with XXXX XXXX, He was telling the public what the financial institutes were doing and stated for people to get an attorney. 
I hired him, and amazingly in just 30 days, he contact the judge asking to be removed from my case Why would this be. Because Wells Fargo Threaten him, or Paid him off to step aside. And after 3 years My 2nd Attorney, XXXX XXXX had suddenly just vanished. 
Very easy to see what happened here, Wells Fargo paid for the justice they needed. 
Again, For Wells Fargo to be convicted and found guilty of 11 Federal Felonies, and Not one person went to prison for these crimes. You ask yourself why is that, and Its because Wells Fargo has the money to afford any justice they want.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation