Consumer complaint received 2016-06-20
Company: Trident Asset Management, L.L.C.
State: IL
Product: Debt collection
Sub-product: Other (i.e. phone, health club, etc.)
Issue: Cont'd attempts collect debt not owed
Sub-issue: Debt is not mine

Complaint:
Trident Asset Management is attempting to collect on a fraudulent debt that I have informed the organization is invalid and not a valid debt of mine or to which I have or had any knowledge. Trident claims they are collecting on this debt on behalf of their client XXXX XXXX XXXX, XXXX for the original creditor XXXX XXXX XXXX XXXX. However, I never received correspondence related to this debt from the original creditor XXXX XXXX XXXX XXXX nor XXXX XXXX XXXX, XXXX. The first I became aware of this fraudulent debt was from Trident Asset Management and their claim I owe this debt. As I informed Trident Asset Management, I attest that I do not owe this debt. I provided substantial evidence to XXXX ( the only credit reporting agency who refuse to remove the fraudulent debt from my credit profile ) as evidence this organization is attempting to collect upon an illegitimate and fraudulent debt that is purportedly from XXXX XXXX XXXX. I also opened numerous disputes with XXXX regarding this debt and they continue to inform me it has been verified as mine, which is perplexing to say the least. The debt is invalid and absolutely not mine due to the reasons noted below. 
- The fact that the address XXXX XXXX XXXX is not associated with XXXX XXXX, XXXX but instead XXXX, XXXX, XXXX. Please note, I have never lived in either of those cities or at the aforementioned address. 

- The fact that the routing number noted on the check of XXXX is associated with XXXX XXXX XXXX, XXXX. in XXXX, XXXX ( XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX ), not XXXX. Please note this is supposedly a XXXX check according to Trident Asset Management and the invalid check copy provided to me by the organization, in their collection attempt. 

- The fact that I contacted XXXX and confirmed that I in fact do not hold an account of any sort with their bank. A XXXX representative searched their entire database for both North America and globally using my social security number and separately name, noting no such person existed in their database. 

- The fact that the driver 's license number listed on the front of the check and endorsement section is not mine and likely not a valid state of XXXX driver 's license number. 

- The fact that the handwriting, including signature on the check is not mine nor does it match or have any similarity to mine at all. 

I spoke to all XXXX credit reporting agencies upon being notified of this debt through my credit monitoring subscription. I have also sent numerous letters to Trident Asset Management via U.S. certified mail asking this debt be removed and they have failed to do so. 

I am asking the Federal Trade Commission to please assist me with this matter to clear my name and credit profile from Trident Asset Management heinous claim and attempt to collect on an illegitimate and fraudulent debt. 

Lastly, I have attached the letter provided to XXXX Fraud Department via fax and most recent letter sent to Trident Asset Management via U.S. certified mail, including all supporting documents provided to both organizations to substantiate my argument that I do not owe this fraudulent debt. 

Kind Regards,

Company response to consumer: Closed with non-monetary relief