Consumer complaint received 2023-05-31
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CT
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Closing on a mortgage

Complaint:
I have been trying to resolve this issue since XXXX What has occurred here as previously stating in submission is fraud upon a XXXX never married senior citizen has been caught is a scheme by a predatory and the lender and their failures to me as the consumer were and are despicable, and they should be held accountable. 

As the consumer and their neglect to the agreed contractual terms plus more than XXXX years to abide by agreed terms is unreasonable. 

Bank of America assigned a property to themselves attaching my original mortgage claiming I borrowed {$76000.00} dollars on XX/XX/XXXX and that is not true and can be proven. 

Then Bank of America sold in a Pool Servicing Agreement bundled unsure of what series gave XXXX Master Participation a property they did not own and that should be considered criminal. 

XXXX was violated RESPA was violated I have requested on numerous occasions the following : Qualified Written Request ( QWR ) which has never been provided a MERS  milestone report and Every dated transfer including when XXXX XXXX gave them ownership to transfer to another investor I also want to know the investors Ie : XXXX ( what is the full name and when they became the investor and all others and I want to know the securities series XXXX under which Bank of America sold to XXXX XXXX  XXXX  with as servicer XXXX  especially when Bank of America had nothing to sell to them XXXX XXXX  XXXX XXXX for XXXX XXXX XXXX XXXX 

Nonetheless this Ponzi Scheme needs to be halted and there must be some agency that can help me. I have hit XXXX brick wall after another, spoke with many XXXX and decided to hire an Attorney to find out what the another hired Attorney was doing which none of XXXX have anything to clean up the now clouded title by these predators to unjustly enrich themselves with false affidavits to line their pockets. 

I guess they figure if the banks and servicers can profiteer so should the Attorney foreclosure mill and XXXX appointed by the court. 

Moreover, I thought you had to be over XXXX to write an affidavit for it to be a legal document. Bank of America created this catastrophe and my mission is to stop the thievery, I did not do this they did it to me and legal action is more than required they have stolen my home with judicial assistance. 

I am a consumer and I should have rights that are adhered to please secure the requested documents mentioned above and direct me further. 

Bank of America account # XXXX XXXX XXXX # XXXX Action is required the judicial is against consumers and please demand that the information requested is provided actually someone should be sued because these are illegal actions against the consumer and it appears as a consumer I do not have any rights when I paid for services that were violated upon the agreed terms and they have now triple billed me.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation