Consumer complaint received 2015-05-25
Company: Experian Information Solutions Inc.
State: WA
Product: Credit reporting
Issue: Incorrect information on credit report
Sub-issue: Account status

Complaint:
This information is true, correct, complete, not misleading, under penalty of perjury ; I am called XXXX XXXX, and I am being harmed by XXXX Bank employee XXXX XXXX, an unknown person, whose actions have prevented me from being able to rent ; Where I have already been robbed by XXXX bank of my property in XXXX and have been renting a place to live for XXXX years ; a recent credit report dispute resulted in A XXXX Bank employee, updating the credit report that the account was paid in full and never late in XXXX ; I opened a new dispute with CFPB in XXXX indicating that my complaint with CFPB in XXXX that employees of XXXX Mortgage were trying to steal the property at that time, that now we have the proof that it was paid in full and the property was stolen, and the credit report is now correct, showing paid in full never late for XXXX ; this was reported in XXXX XXXX. 

In response the CFPB complaint, XXXX, an employee of XXXX Mortgage, XXXX XXXX, a Consultant, an unknown person with no personal knowledge of my relationship with XXXX XXXX Mortgage, indicated in the response to CFPB that an employee of XXXX Bank made a change to the credit report from the true and correct information, Paid in Full/Never Late to a non fact and misrepresentation of the situation with, foreclosed ; a foreclosure can only be done by a creditor owed a debt, and a court was used to make a public record of a forclosure when it was property theft ; This information was added .without indicating there was a open dispute when the update was made ; FCRA violation ; The credit report information is currently used to deny rent credit causing property owners to deny me the ability to rent, where prior to XXXX XXXX XXXX my identifying information to add that incorrect entry to the report, I could get work and I could rent ; Experian website rejects additional disputes to the response from the company and does not provide option to demand the information is removed from the report. 
My complaint regarding XXXX, the company and it 's employees, is I have no business relationship with any of the unknown persons, and every entry put into the credit report by this company is from a business and its employees with no business relationship with me ; This company surfaced after I paid my mortgage in full with XXXX XXXX Mortgage, and this appears to be witness tampering by XXXX XXXX who indicated in the response to CFPB that an order was issued to an employee to change that credit report information ; The property is stolen by using a lot of people and the court business to get paperwork, a public record, and assistance from a man with a gun to force me from the property ; My relationship with XXXX XXXX Mortgage was legitimate and there was no pre-payment penalty ; The only information that would be valid on the credit report is if it contains the name XXXX XXXX Mortgage ; XXXX Mortgage has XXXX the credit report to appear to have a business relationship with me when none ever existed ; THERE is no contract, no agreement, no assignment, no beneficiary status, no thing ; and they can not violate the law contract, trust, commercial, credit reporting or otherwise to force an appearance of a business relationship and Experian should be able to deal with complaints that there is no business relationship without giving canned answers that do n't relate to the transaction and give appearance of a business relationship when XXXX of the canned answers are selected to dispute the entry ; In XXXX XXXX, XXXX XXXX, XXXX, XXXX

Company public response: Company chooses not to provide a public response
Company response to consumer: Closed with explanation