Consumer complaint received 2022-07-26
Company: Experian Information Solutions Inc.
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
Statement # 1 Experian ( Loans ) DEPARTMENT OF EDUCATIONXXXX Account # XXXX | Balance : {$11000.00} In accordance with the Fair Credit Reporting Act DEPARTMENT OF EDUCATIONXXXX XXXX Account # XXXX, has violated my rights. 

DEPARTMENT OF EDUCATIONXXXX Account # XXXX Balance : {$25000.00} In accordance with the Fair Credit Reporting Act DEPARTMENT OF EDUCATIONXXXX, Account XXXX XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Statement # 2 Experian ( Loans ) XXXX XXXX Account # XXXX Balance : {$30000.00} In accordance with the Fair Credit Reporting Act XXXX XXXX XXXX Account # XXXX, has violated my rights. 

XXXX XXXX Account # XXXX Balance : {$27000.00} In accordance with the Fair Credit Reporting Act XXXX XXXX XXXX Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Statement # 3 Experian ( Collections ) XXXX XXXX XXXX| Account # XXXX Balance : {$57.00} In accordance with the Fair Credit Reporting Act XXXX XXXX XXXX, Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Statement # 4 Experian ( Collections ) XXXX XXXX XXXX XXXX| Account # XXXX | Balance : {$100.00} In accordance with the Fair Credit Reporting Act XXXX XXXX XXXX XXXX, Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Statement # 5 Experian Inquiries XXXX XX/XX/XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX In accordance with the Fair Credit Reporting act the companies listed above has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Statement # 6 XXXX ( Loans ) DEPTEDXXXX Account # XXXX Balance : {$11000.00} In accordance with the Fair Credit Reporting Act DEPTEDXXXX Account # XXXX, has violated my rights. 

DEPTEDXXXX| Account # XXXX | Balance : {$25000.00} In accordance with the Fair Credit Reporting Act DEPTEDXXXX, Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Statement # 7 XXXX ( Loans ) XXXX XXXX Account # XXXX Balance : {$30000.00} In accordance with the Fair Credit Reporting Act XXXX XXXX XXXX Account # XXXX, has violated my rights. 

XXXX XXXX Account # XXXX Balance : {$27000.00} In accordance with the Fair Credit Reporting Act XXXX XXXX XXXX Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Statement # 8 XXXX ( Collections ) XXXX Account # XXXX Balance : {$57.00} In accordance with the Fair Credit Reporting Act XXXX, Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Statement # 9 XXXX Inquiries XXXX| XX/XX/XXXX In accordance with the Fair Credit Reporting act this company listed above has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Statement # 10 XXXX ( Loans ) DEPT OF ED/XXXX  Account # XXXX | Balance : {$11000.00} In accordance with the Fair Credit Reporting Act DEPT OF ED/XXXX  Account # XXXX XXXX has violated my rights. 

DEPT OF EDXXXX Account XXXX XXXX Balance : {$25000.00} In accordance with the Fair Credit Reporting Act DEPT OF ED/XXXX  Account # XXXX, has violated my rights.

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Statement # 11 XXXX ( Loans ) XXXX XXXX XXXX| Account # XXXX Balance : {$30000.00} In accordance with the Fair Credit Reporting Act XXXX XXXX  XXXX, Account XXXX, has violated my rights. 

XXXX XXXX SERVICES| Account # XXXX Balance : {$27000.00} In accordance with the Fair Credit Reporting Act XXXX XXXX  XXXX, Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Statement # 12 XXXX ( Collections ) CREDITOR NOT LISTED| Account # XXXX Balance {$100.00} In accordance with the Fair Credit Reporting Act ( XXXX XXXX  XXXX XXXX ), Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Statement # 13 XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX | XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX In accordance with the Fair Credit Reporting act the above companies listed above has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief