Consumer complaint received 2022-02-20
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NJ
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
Somebody has been using my identity for years. I never knew how to correct this until now. 

XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX - Late- XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XXXX XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XXXX XXXX, XX/XX/XXXX, XX/XX/XXXX, XXXX XXXX XXXX XXXXXXXX XXXX - Late- XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX XXXX XXXX, XX/XX/XXXX XXXX- Hard Inquiries XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXXXXXX XXXX ( XXXX ) XXXX Bank Credit Cards Inquiry XXXX XXXX XX/XX/XXXX, Removal date : XX/XX/XXXX XXXX Sales Financing Company XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX  XXXX ( XXXX XXXX XXXX XXXX Contact-Sales Financing Company Inquiry date : XX/XX/XXXX, Removal date : XX/XX/XXXX XXXX XXXX Department Stores, Inquiry date : XX/XX/XXXX XXXX XXXX date : XX/XX/XXXX Contact info, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX, ( XXXX ) XXXXXXXX XXXX XXXX XXXX Credit Unions Inquiry date : XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Contact info XXXX XXXX XXXX XXXX  XXXXXXXX XXXX XXXXXXXX ( XXXX ) XXXX XXXX Bank Credit Card, XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXX XXXX, ( XXXX ) XXXX Bank XXXX Cards XXXX Inquiry date : XX/XX/XXXX XXXX XXXX date : XX/XX/XXXX XXXX XXXX Bank Credit Cards Inquiry date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX, ( XXXX ) XXXX XXXX XXXX XXXX All Banks - nonspecific Inquiry date : XX/XX/XXXX, Removal date : XX/XX/XXXX XXXX info XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX - nonspecific Inquiry date : XX/XX/XXXX XXXX Removal date : XX/XX/XXXX XXXX info, XXXX XXXX XXXX XXXX  XXXXXXXX XXXX XXXXXXXX, ( XXXX ) XXXX XXXX XXXX Bank XXXX Cards Inquiry date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX Contact info XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX, ( XXXX ) XXXXXXXX XXXX XXXX XXXX XXXX Auto Financing Companies Inquiry date : XX/XX/XXXX, Removal date : XX/XX/XXXX XXXX info, XXXX XXXX XXXX, XXXX, TX XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX IN Original creditor : XXXX XXXX XXXX XXXX XXXX ) Balance updated XX/XX/XXXX XXXX XXXX opened XX/XX/XXXX, Account type Collection Paid off : XXXX XXXX Balance on XX/XX/XXXX, Original balance {$1900.00} Transunion Inquiries XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX- XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX TransUnion Delinquent Accounts XXXX XXXX- Condition- Open XXXX Balance {$5600.00} XXXX Balance {$6600.00} Limit {$6000.00} Reported XX/XX/XXXX Remarks Dispute resolved ; reported by XXXX Creditor Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$160.00} XXXX XXXX {$770.00} {$6600.00} Limit {$500.00} Reported XX/XX/XXXX Remarks Dispute resolved ; reported by XXXX Creditor Information XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Phone # XXXX XXXX Trans Union XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TransUnion XXXX Derogatory Accounts First Premier XXXX XXXX XX/XX/XXXX Collection / Charge-Off Current XXXX {$510.00} Opened XX/XX/XXXX Current Balance {$510.00} Reported XX/XX/XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Phone # : XXXXXXXX XXXX XXXX XXXX  Closed on XX/XX/XXXX Collection / Charge-Off Current XXXX {$500.00} Opened XX/XX/XXXX Reported XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Phone # : XXXX XXXX XXXX XXXX XXXX XXXX Paid XX/XX/XXXX Loan Type Secured credit card XXXX XX/XX/XXXX XXXX XX/XX/XXXX Last Payment XX/XX/XXXX Remarks Dispute resolved ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Phone # : XXXX XXXX Inquires XXXX XXXXXX/XX/XXXXXXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX Date- XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXXXX/XX/XXXX XXXX Closed Account XXXX XXXX XXXX XX/XX/XXXX High Credit {$1600.00} Date XXXX XXXX Delinquency XX/XX/XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief