Consumer complaint received 2017-08-25
Company: EQUIFAX, INC.
State: NM
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Equifax Credit Bureau continues to allow, several different creditors that have already been removed and deleted from my credit report to be placed back on on the, " COLLECTIONS '' section of my credit report. 
The Creditors I am going to list have been disputed with all the legal documentation that Equifax Credit Bureau is now stating, it can not find my file in which I have all the original documents but I am finding it almost near impossible to keep having to mail them the information over and over again. " In fact, I even made sure that I mailed them the many fraudulent creditors information via, " Certified U.S. Mail and Equifax Credit Bureau representatives are telling me they can not find my file now? ( Included in those certified mailed documents I also sent to the Creditors but the Creditors continue hiring new Collection Agencies to try and place themselves back onto my Equifax Credit Report. ) I should not have to be dealing with these issues over and over again as it is costing me money to resend these documents via mail or fax! " I do not have the money to keep mailing or faxing the already sent documents to only be told they do not have my original filed documents? '' It does not make any sense to me at all as the, " Two Creditors '' I am going to list have already been, " Investigated and Removed and Deleted, '' from all of the three credit bureaus as I provided them with the police reports, the legal affidavit and all the documents they requested so they were able to investigate these creditors! And it was found as I proved to them, " the first time '' that indeed were, " Fraudulent Accounts! '' Now, all of a sudden, they are placed back on! 
Before I list the Creditors, I would like to say that last month, in the month of XXXX XXXX one other creditor whom also was a " Fraudulent Creditor '' tried to place themselves back onto my Equifax Credit Report and Eqifax Credit Bureau 's Dispute Agents were able to validate from using the police reports on file and the other documents yet today the " My very important legal documents '' can not be found anywhere! '' Something is not right with what is going on and it is affecting my credit tremendously! 

The creditor I am speaking about that tried to place themselves back onto my Equifax Credit Report was for over, " One million dollars, " Twice '' they tried to claim I owed them this insane amount of money and so this creditor which is a, " Federal Bank was investigated and once again removed for being, " A Fraudulent Account! '' Equifax even sent me a letter letting me know that they they contacted the Creditor in their investigation found that, " Yes, indeed they were, a " Fraudulent! '' Yet, today, a little over a month now and no one can find my extensive file of fraudulent Creditors? '' I feel like something is not right as this should not be happening and I even pay Equifax Credit Bureau on a monthly basis for their services and yet I am told that I have to re-do everything all over again. ( AT WHAT POINT DOES EQUIFAX CREDIT BUREAU TAKE RESPONSIBILITY FOR LOSING MY LEGAL DOCUMENTS? ) I see this as an abuse that should not be happening! 

The creditors that have once again been placed on my credit file that were already once, " Investigated, Removed and Deleted, '' are : 1. XXXX, ie., " XXXX '' in the amount of {$6400.00} Account Number : XXXX and 2. XXXX XXXX XXXX XXXX, ie., " XXXX XXXX XXXX XXXX XXXX '' in the amount of {$760.00} Account Number : XXXX The one that was taken off immediately after using my legal documents that Equifax Credit Bureau has on file in the month of XXXX XXXX was for the : XXXX XXXX XXXX  Unusual , in the amount of XXXX, account number : XXXX " The one has been a serious, " Fraudulent Account '' that I am still paying the bank for on a monthly basis as they are claiming I still owe them? I am disputing this separately but it did come back in XXXXXXXXX. 

Non of these accounts ever exist on my credit reports as they were found to all be, " Fraudulent! ''

Company response to consumer: Closed with non-monetary relief