Consumer complaint received 2016-06-29
Company: Ocwen Financial Corporation
State: MD
Product: Debt collection
Sub-product: Mortgage
Issue: Cont'd attempts collect debt not owed
Sub-issue: Debt resulted from identity theft

Complaint:
The office of ocwen ombudsman team party XXXX making the representation had knowledge or belief that the representation was false, or made the representation with the requisite indifference to the truth. 
acts contrary to honesty and justice why these document was fabricated and doctored documents. 
Representation was made with the intent to induce the recipient to act, or refrain from acting. 
Recipient acted or did not act in justifiable reliance on the representation. 
Recipient suffered damages as a result.XXXX OF THE OFFICE OF OMBUDSMAN TEAM WITH OCWEN LOAN SERVICING 1. Representation was made of a material fact. 
2. Representation was untrue. 
3. Party making the representation knew it was untrue. 
4. Representation was made with the intent to deceive and for the purpose of inducing the recipient to act upon it. 
5. Recipient justifiably relied on the representation. 
6. By relying on the untrue statement, the recipient suffered damages. 
XXXX Misconduct in Other States XXXXXXXX and XXXX While XXXX and XXXX provided much of the news for reports on attorney misconduct, other states ' attorneys managed to earn negative attention as well. 
Foreclosure law firms in XXXX and XXXX admitted to committing serious misconduct. Attorneys at XXXX, XXXX, XXXX XXXX XXXX PA and at XXXX, XXXX XXXX XXXX XXXX admitted that other attorneys had signed their signatures in documents submitted to XXXX Several notaries had their licenses revoked and the XXXX XXXX XXXX XXXX adopted a rule allowing courts to appoint independent attorneys to review foreclosure documents for irregularities. 




.Filing of shady assignments. 
A false representation was made, usually XXXX of fact. 
XXXX XXXX BANK XXXX IS NOT MY LENDER acts contrary to honesty and justice making false statements or AND present false statements BY under the control of ocwen loan serivcers ( XXXX XXXX XXXXXXXX XXXX, XXXX XXXX, XXXX, XXXX, XXXX XXXX. presenting lost note that has been fabricated or doctored documents, these need to be brought under the attention of Economic Crimes Division of the XXXX office FOR investigation. 
" " XXXX. XXXX and XXXX While XXXX and XXXX provided much of the news for reports on attorney misconduct, other states ' attorneys managed to earn negative attention as well. DEBT COLLECTOR law firms in XXXX admitted to committing serious misconduct. Attorneys at XXXX, XXXX, XXXX XXXX XXXX XXXX and at XXXXXXXX, XXXX XXXX XXXX admitted that other attorneys had signed their signatures in documents submitted to XXXX The firm took signature pages of bank or servicer employees from affidavits and attached them to other affidavits as needed irm being investigated by the XXXX an attorney at the Law Offices of XXXX XXXX XXXX said she handled between XXXX and XXXX XXXX files at any given time.XXXX Further, the attorney testified that it was common practice to sign documents without notaries present, and then to allow notaries to stamp those documents later as if they had been signed in front of a XXXX As with XXXX XXXX rumors circulated that XXXX attorneys signed documents without reviewing them.XXXX After XXXX XXXX stopped referring cases to the firm,XXXX the firm paid {$2.00} XXXX to settle the XXXX investigation, making it the only high volume foreclosure firm XXXX to settle.XXXX The foreclosure mill, Law Firm of XXXX XXXX, has been shut down after the owner, XXXX XXXX, pled guilty to unlawful and unethical practices at his firm.

Company response to consumer: Closed with explanation