Consumer complaint received 2022-03-15
Company: Experian Information Solutions Inc.
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Listed below are Bankruptcy 's regarding inaccurate and unknown things on my credit report. To this day I have not received any proof these are my accounts other then automated ; we validated and meets FCRA regulations. I feel I am being taken advantage of and being ignored by my disputes. I have called them and told them they have the wrong XXXX XXXX XXXX I'm attaching a pic of them mailing info to XXXX XXXX. I have never been a XXXX and never will be Proving they have the wrong person! XXXX has already removed these wrongful listings. I have called XXXX XXXX Experian who said I need to talk to the Bankruptcy Courts which i mailed them asking why they are telling Bureaus I have an account with them. They said they have no record of me and besides that they do NOT report to the Bureaus. Attached will be a letter from the Deputy Clerk saying such. Section 611 ( a ), it is plainly stated that a failure to investigate these terms within 30 days gives reason to remove these items from my credit report. I know they have not investigated this because the BCourts do NOT report to them. It has been over 60 days so these should be deleted PROMPTLY. I demand these accounts be deleted immediately or I will file for ligation which intent to sue was already sent due to the stress they caused me. my information was also impacted by all XXXX Bureau 's data breach and may have gotten into the hands of the wrong person. XXXX removed after I showed them the BCourt letter. 
I have sent a Validation certified letter to the Bureaus. All i got was a letter from XXXX addressed to XXXX XXXX ( is NOT me ) & nothing from Experian. Per the FCRA they are to present the Validation proof they received and have not provided anything, given that these are not mine I understand. This is why I know the Bureau 's have not validated anything because the BCourts could not validate anything to me! Also attaching Certified Receipts showing I have tried to resolve this and was ignored. I also understand these Bureaus make money by reporting these false claims to stay in business. 
Chapter XXXX Bankruptcy XXXX  Court : XXXX XXXX  XXXX... This is NOT a real Court No address included XXXX shown in attached Credit Report Chapter XXXX Bankruptcy XXXX Court : XXXXXXXX XXXX XXXX... This is NOT a real Court No address included XXXX shown in attached Credit Report PLUS ALL Bankruptcy 's listed show DISMISSED or DISCHARGED. Guess Bureaus missed that in their false reporting. So if they are DISMISSED or DISCHARGED how can they even be reported?? 
Dismissed Law : to put out of judicial consideration : refuse to hear or hear further in court dismiss all charges This case is dismissed.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation