Consumer complaint received 2021-03-23
Company: WELLS FARGO & COMPANY
State: MD
Product: Checking or savings account
Sub-product: Other banking product or service
Issue: Problem with a lender or other company charging your account
Sub-issue: Transaction was not authorized

Complaint:
Wells Fargo and it's affiliates opened multiple accounts in my name without my knowledge or consent. 

Wells Fargo and it's affiliates opened a mortgage using my old business name XXXX, XXXX using my tax id number without my knowledge or consent. 

I have copies of multiple promissory notes where my signature was forged. 

I have copies of multiple mortgage closing settlement statements with different dates, different dollar amounts and none of them were done with my knowledge or consent. 

I have copies of bank statements with account numbers I did not open. 

I have copies of Loan applications with my signature forged. These applications include inaccurate information about me ie ; my years of education says 15 years when I did not attend college ; says I was not a current homeowner when I was at the time ; says I was applying for a construction loan when my home was over 20 years old etc etc Unauthorized credit inquires Multiple account charge offs on my credit report in XXXX. I am not aware of any legitimate charge offs. 

Multiple account transfered to another company and closed by me in XXXX on my credit report. This did not occur. 

I have copies of statements showing Transfer of funds from existing deposit accounts to unauthorized accounts without my knowledge or consent.. 

A request was sent to the IRS in XXXX for a copy of my taxes. My signature was forged and this was done without my knowledge or consent. 

I have statements showing random bank fees and charges withdrawn from existing account without my knowledge or permission. These fees and charges range anywhere from {$30.00} to {$1000.00} on a monthly basis and this went on for years.. 

I have statements that show teller withdraws were made from existing account but was told there is no withdraw slip with my signature to support said withdraw. These withdraws were made without my knowledge or consent. 

It appears there are multiple title insurance policy and claims. These are from copies of title insurance documents, documents that says Wells Fargo loss control and account printouts that reflect insurance 1 - 5 etc. 

I have Documents from a refinance of existing mortgage in XXXX. This was done without my knowledge or permission. I never knew of the refinance it appears the only changes were an increase in principle and MERS was added. Payment did not change so thier was no benefit to me. 

I have evidence to show XXXX XXXX XXXX, XXXX XXXX, XXXX and XXXX have conspired together against me and my home. This includes but isn't limited to three unlawful foreclosures on an existing account. On one of the unlawful forclosures a shell company called XXXX XXXX XXXX XXXX was used to perform an illegal eviction. I have many reasons to believe this illegal eviction was done to get rid of all the fraudulent documents. I've been able to obtain copies of some things from multiple parties. I have enough to show thier aweful scheme. 

I am currently being harassed. My phones, computers, printers have been hacked multiple times. Ive had to replace my computer three times and phones and printers have been replaced so many times I've lost count. Where I currently live has been broken into numerous times where flash drives and documents were stolen. 

The above all occurred during the period XXXX - Present. It has been detrimental to me financially and to my health to me socially it has turned my life upside down etc. My life is a living XXXX. They must be held accountable.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation