Consumer complaint received 2021-07-04
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Re : This is certainly not a normal debate. Make a move quickly you are in infringement. 

NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 and Area 617 If it's not too much trouble, acknowledge this last composed OFFER OF SETTLEMENT BEFORE LITIGATION as my endeavor to agreeably resolve your proceeded with infringement of the Fair Credit Reporting Act in regards to your refusal to erase INACCURATE, Unverifiable and Invalidated data from my customer record. I expect to seek after prosecution as per the FCRA to look for help and recuperate all financial harms that I might be qualified for under Section 616 and Section 617 if the INACCURATE, Unverifiable and Invalidated things recorded beneath are not erased immediately. A duplicate of this letter just as INACCURATE ERRONEOUS ITEMS shipped off you beforehand will likewise turn out to be essential for a f ormal grievance to the Federal Trade Commission and will be utilized as proof in forthcoming suit furnished you neglect to consent to this proposal of settlement. 

YOU ARE IN DIRECT VIOLATION OF THE FCRA, the unconfirmed things recorded beneath still stay on my credit report disregarding Federal Law. You are needed under the FCRA to have a duplicate of the first banks documentation on record to check that this data is mine and is right. In the aftereffects of your examinations, you expressed recorded as a hard copy that you " checked '' that these things are being " accounted for accurately ''? Who confirmed these records? You have NOT given me a duplicate of ANY unique documentation ( a purchaser contract with my mark on it ) as needed under Section 609 ( a ) ( 1 ) ( A ) and Section 611 ( a ) ( 1 ) ( A ). Furthermore you have neglected to give the strategy for check as needed under Section 611 ( a ) ( 7 ). If it's not too much trouble, be prompted that under Section 611 ( 5 ) ( A ) of the FCRA you are needed to " ... promptly DELETE all data which can't be confirmed. '' I'm reaching you about the compromising of my government managed retirement number. I'm a survivor of Identity Theft. I reached the Federal Trade Commission and recorded a protest # I'm a casualty of data fraud and I write to question certain data in my document coming about because of the wrongdoing that I as of late got mindful of. The things I am questioning don't identify with any exchanges that I have made or approved. Kindly REMOVE this data at the soonest conceivable time. 

If it's not too much trouble, know that reliant upon your reaction, I might be enumerating any likely issues with your organization by means of an online public official statement, including documentation of any potential little cases activity. I'm likewise including a duplicate of my grievance to the associations underneath : CC : XXXX XXXX Assistant Director of Enforcement Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, XXXX XXXX CC : XXXX XXXX  XXXX, XXXX XXXX  XXXX XXXX CC : Consumer Financial Protection Bureau CC : Attorney General 's Office CC : XXXX XXXX XXXX CC : State Senate CC : Federal Deposit Insurance Corporation CC : Comptroller Of The Currency CC : Federal Reserve System CC : Credit and protection CC : Federal Trade Commission CC : State Regulatory office CC : California Regulatory organization Division of buyer protests '' 1. As needed by segment FCRA 605B ( 15 U.S.C. 1681c-2 ) a duplicate of which is encased which expresses that this data should be taken out inside four work long stretches of receipt, I am mentioning that the unfavorable data on the things be taken out to address my credit report 2. Kindly Remove All Fraudulent records as I have no information on these records because of the Equifax information penetrate/fraud. Everything is being explored by the FTC P.S. If it's not too much trouble, know that subject to your reaction, I might be itemizing any likely issues with your organization by means of an online public official statement, including documentation of any potential little cases activity. I'm likewise including a duplicate of my protest to the associations underneath : CC : XXXX XXXX Assistant Director of Enforcement Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, XXXX XXXX CC : XXXX XXXX XXXX, XXXX XXXX  XXXX XXXX CC : Consumer Financial Protection Bureau CC : Attorney General 's Office CC : XXXX XXXX XXXX CC : State Senate CC : Federal Deposit Insurance Corporation CC : Comptroller Of The Currency CC : Federal Reserve System CC : Credit and protection CC : Federal Trade Commission CC : State Regulatory organization CC : California Regulatory organization Division of buyer protests State head legal officer as it were I Recently Seen a False Collection from an organization I won't ever know about. Additionally I don't have an agreement with this organization and they don't have a permit to gather in my state I'm a survivor of fraud and I write to question certain data in my record coming about because of the wrongdoing that I as of late got mindful of. The thing I am questioning don't identify with any exchanges that I have made or approved. 

I'm not obligated for the obligation with

Company response to consumer: Closed with explanation