Consumer complaint received 2015-07-16
Company: Selip & Stylianou, LLP
State: NY
Product: Debt collection
Sub-product: Credit card
Issue: Taking/threatening an illegal action
Sub-issue: Sued w/o proper notification of suit

Complaint:
I am writing to request your assistance in looking into the deceptive practices of this collection law-firm above. It appears that they are using tactics that may be violating consumer protection law in debt collection practices depriving consumers of their rights to dispute. 

1 In XXXX XXXX, I received a notice from the above company, The next day, I contacted their offices as instructed -- the memo dated XXXX/XXXX/XXXX instruct me to contact the plaintiff attorney, not the court. I followed the instructions provided and contacted the plaintiff attorney by phone and also faxed a letter on XXXX/XXXX/XXXX disputing the debt ( see letter ). 

2. The company responded with a letter dated XXXX/XXXX/XXXX by sending me a bill with a due date for XXXX. I had requested a bill showing what my balance was back when I made a payment back in XXXX XXXX for {$100.00}. I was disputing the amount owed, disputing the charges. 

3. I wrote back to the company and faxed another dispute letter on XXXX XXXX, XXXX continue to dispute the amount owed. 

4. The company sent me a response on XXXX/XXXX/XXXX saying that they furnished me the information, I was not disputing that I owe XXXX XXXX, I was disputing that the balance was inaccurate and that I needed proof of the last known charges and activity on the account which was XXXX XXXX. In the last paragraph of their letter it indicated that if I was disputing the amount to send a letter and so on.. 

5. On XXXX XXXX, XXXX -- I sent another letter to the company disputing the balance and requesting the documents again. 

The company never responded to my XXXX XXXX letter, they since had not communication with me, until XXXX XXXX XXXX when I received a letter from them with a copy of a DEFAULT judgment that they filed the court clerk 's office indicating that I failed to respond to their judgment. 

Facts:1. The only judgment that the above firm served me with was the original judgment which I am attaching dispute letters showing that I RESPONDED as instructed to their office on XXXX different occasions. 
2. The plaintiff failed to respond to my dispute and furnish the information provided-and was probably unable to obtain proof of the original of the debt3. Instead of using credible legal procedure to settle the debts, they utilized unfaithful and dirty tactics, violated my rights. 
4. Went to the court, committed perjury under the law by filing false documents with the court that I defaulted on the judgment and failed to respond when in fact I responded and they failed to furnish proof. 
5. I went the court house and the clerk 's office, I was told that the company did not notify their offices that they had been in contact with me, instead they the company told the court and clerk 's office that I did not respond to their summons the the clerks office granted them the default judgement based on their false information that I did not respond to their summons. They filed a false affirmation with the clerk 's office.

Company public response: Company chooses not to provide a public response
Company response to consumer: Closed with explanation