Consumer complaint received 2016-08-08
Company: WELLS FARGO & COMPANY
State: GA
Product: Mortgage
Sub-product: FHA mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
I am filing this dispute against Wells Fargo Home Mortgage ( the Bank ) because Wells Fargo management and Board wrongfully foreclosed on my primary residence on XXXX XXXX, 2016. Wells Fargo Home Mortgage third party service provider, XXXX XXXX, XXXX failed to use a legal description of my property on the " Notice of Sale Under Power '' ( foreclosure announcement ), see attachment XXXX. Moreover, this wrongful foreclosure sale of my primary residence occur more than 180 calendars ago and both liens on my home have not settled. This act committed by the Bank 's third party service provider is a violation of federal consumer financial laws. I have not received any written settlement documentation/notice within the 45-60 days timeline from Wells Fargo Home Mortgage third party service provider XXXX XXXX, XXXX as mandated by federal consumer financial laws. Also, Wells Fargo Home Mortgage is in violation of Servicemembers Civil Relief Action ( SCRA ). 
In addition, I sent a complete loan modification application package to the Bank, see attachment XXXX. My loan modification application package was received per telephone confirmation conversation on a recorded line with XXXX XXXX on XXXX XXXX, 2016 which occurred at XXXX central time zone and my loan modification application package was never reviewed, refer to attachment XXXX and attachment XXXX. 
Most of all, it is my understanding that XXXX XXXX XXXX XXXX XXXX is not a bona fide third party purchaser of my primary residence that Wells Fargo Home Mortgage wrongfully foreclosed on XXXX XXXX, 2016, see attachment XXXX for more details ( XXXX XXXX of my personal property inside my primary residence when XXXX XXXX, XXXX XXXX of XXXX XXXX XXXX and unknown male burglarized my home on XXXX XXXX, 2016 due to Wells Fargo tainted foreclosure sale of my security deed ). Also, attachment XXXX consist of photos of the inside of my home which still shows one of my XXXX rug that I strategically placed in front of my stove on my kitchen floor as of the date of this written complaint. 
Moreover, it is also my understanding that Wells Fargo Home Mortgage third party provider XXXX XXXX, XXXX and XXXX XXXX XXXX XXXX XXXX are in collusion regarding the wrongful foreclosure of my primary residence on XXXX XXXX, 2016, see attached police reports. The identical pictures that XXXX XXXX, XXXX have on it 's internet auction website were the same pictures that XXXX XXXX of XXXX XXXX XXXX that XXXX XXXX, owner of XXXX XXXX XXXX XXXX XXXX broke into my home and hired to put pictures of my owner occupied home on the worldwide web. 
The XXXX video from XXXX XXXX, 2016 burglary which contains XXXX XXXX 's contact information clearly shows my toaster oven, refrigerator, garbage can, back of my breakfast table chair, dinning room chair that I placed on my multi-color rug dinning room rug, tea pot I placed in the center on top of my stove, XXXX rug in from of my stove on the floor, and in front of my back door, window blinds etc. This horrific act is clearly against the laws of the United States of America and I do not want this to happen to another American household. 
Therefore, I am requesting the Consumer Financial Protection Bureau ( CFPB ) to investigate and fine Wells Fargo Home Mortgage because this national financial institution continues to be in noncompliance of federal consumer financial regulations. It is my hope the CFPB will not allow another American household to experience such severe financial harm orchestrated by Wells Fargo Home Mortgage management and Board.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation