Consumer complaint received 2015-04-26
Company: Ocwen Financial Corporation
State: PA
Product: Debt collection
Sub-product: Mortgage
Issue: Cont'd attempts collect debt not owed
Sub-issue: Debt is not mine

Complaint:
I had a closing on a property that had many errors and problems and rescinded on the same day as closing. XX/XX/XXXX. When I rescinded this on the ground of fraud, they obtained a bogus Settlement Service named XXXX which did not have anything to do with this loan, that service was XXXX from my original settlement statement and charges document signed by XXXX XXXX XXXX and the Sellers Legal representative. There were no witnesses, no agents for the lender, no Notary on site in XXXX, PA, and no signature from XXXX XXXX XXXX, on the originals. Even the note is not dated or witnessed of the assignments that were not filed in County records as Pennsylvania law requires. There are no certified copies of any assignments, or transfers filed and recorded into Public record, and what was filed were forgeries with my signature, with the XXXX stamped on page XXXX. Page XXXX of the Mortgage does not state the borrowers name, just as Borrower is on the main page. I have all the Original Certified copies that the court would not let me introduce into record on my motions and strike petitions. All my petitions have been denied, even my discovery request was ignored before Judgment was passed. XXXX is producing false records to foreclose on properties that they do n't own, or even made consideration for in any purchase by using XXXX that did not track any assignments to this mortgage either also documented. Then there is XXXX claiming they own the mortgage, but they don'r show standing and on the XXXX XXXX loan lookup site it also states the XXXX does not own my loan, with the address of XXXX XXXX XXXX, XXXX, PA XXXX ; last XXXX of the social XXXX. But I get letters from XXXX that they own the loan, and I just received another default letter from XXXX Mortgage that I owe on a loan to their account No. XXXX in which I have no contract with that I signed. and also Homecomings has a loan number # XXXX, and XXXX XXXX with another loan number of # XXXX. Each XXXX can come back and file judgement against this same mortgage, when it was already being in foreclosure. I did not care about this home and did not want a free home, I am interested only in winning against XXXX Mortgage for fraud and all the TILA and RESPA violations and collecting back all the funds I had to pay since the Deposit to the Real Estate. I did not put up the closing fees, my wife received an award for negligence of her mothers death and put up over {$8000.00}. My income was not considered in the pay back, and they just needed my signature so I would default and they would have unjust enrichment, and all the actors have made at least XXXX times the loan amount from the Mortgage bailouts that never helped me, but enriched all the scammers I mentioned here. I want my day in court, but in XXXX XXXX even the recorders office is corrupt along with the Judges. Citizens have no chance of finding justice here, and the only way to find justice may be to file a Federal complaint and report the criminal activity of XXXX County to the authorities, which I plan on commencing soon as I can fight this unethical Judgement that is selling my Home tomorrow XX/XX/XXXX at XX/XX/XXXX. I already filed a XX/XX/XXXX on Friday XX/XX/XXXX to give me time to get the proper authorities to investigate, and I also intend on filing another Quiet Title XX/XX/XXXX to slow this runaway train of Justice.

Company response to consumer: Closed with explanation