Consumer complaint received 2017-07-14
Company: FIRST HORIZON BANK
State: TN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
First Horizon violated my protection under the wage earner law. Please trace the confirmation number for a payment I made on XX/XX/XXXX to First Horizon. - ( XXXX ). The payment was made to the Bankruptcy Department. The amount Of The payment was {$580.00}. I was under wage earner in XX/XX/XXXX when my loan was given to XXXX XXXX XXXX to service. The courts was n't notified to notify me of this transaction. My case number was XXXX. I paid my mortgage outside the courts per my agreement with the courts. I was discharge in XX/XX/XXXX. I physically drove to XXXX XXXX XXXX Tennessee and paid my representive who name is XXXX XXXX XXXX. I never mailed my payments I paid them through the bank or at that location. Suddenly I 'm homeless & told there is property in Texas with my social security number. I have never been to Texas. I was told by the FBI that it 's an inside job & to pull my tax returns. I learned my former employer XXXX XXXX amended and restated all of my tax returns and made themselves my conservator. The XXXX Family have prepared my death after I did n't pass away in XX/XX/XXXX when I was given an XXXX XXXX XXXX XXXX & flown to XXXX. I was told I needed a XXXX XX/XX/XXXX or I would n't survive. The XX/XX/XXXX case number is XXXX. XXXX XXXX XXXX did not report to IRS using my XXXX medical form & XXXX as noted that I was on medical leave. XXXX XXXX filed all of my medical claims without my knowledge. The company is a S-Corporation. There was a hostile take over in XX/XX/XXXX. My problems began with the new owners. I was in XXXX for a short period of time, due to XXXX XXXX XXXX. In XX/XX/XXXX the company used my employee owned senior preferred retirement pension to sell my home without my knowledge or permission. They reported all of these fraudulent transitions to IRS. In XX/XX/XXXX XXXX was used. The address was overridden to reflect First Horizon address in Texas. This is where the property come from in Texas the FBI and secret service told me I have. This is the reason my life have been in jeapordy. Due to all Of The fraudulent activities. I was wanted out of that house and on the streets. No on was satisfied until the government took the property from me. I was in my home for eighteen years. From XX/XX/XXXX-XX/XX/XXXX, I 've been beaten all my teeth broken. I finally found a secured sight to report my findings. My personal information was stolen. My drivers license number is XXXX. The case number prior to the other wage earner number is XXXX. I was discharge XX/XX/XXXX. The property was reaffirmed in XX/XX/XXXX through the Bankruptcy courts. Case number XXXX. I changed the bankruptcy to wage earner later and continued to make payments. They were payroll deducted weekly. My tax statements was stolen from my home. I had to pull my tax statements to learn everything that was done to me. The property is XXXX XXXX XXXX XXXX Tennessee XXXX. My social security number is XXXX. My home owners insurance was first with XXXX XXXX, later with XXXX. XXXX policy number is XXXX. The agent in XX/XX/XXXX was XXXX XXXX, his number was XXXX. He left to finish school. I met XXXX XXXX this is when everything came unglued. My home was hit by a tornado in XX/XX/XXXX. I put a new roof on the home. I remember my older sister talking ugly to me for no reason. I told my late father how she carried herself about my decision to repair my home. XXXX XXXX XXXX XXXX is her name. She forged my signature for get daughter XXXX XXXX. I was told by the United States Attorney General my youngest child power of attorney is on file to do all these damages. That child have a XXXX XXXX XXXX and he is a XXXX XXXX. He have receive assisstance from social security since XX/XX/XXXX-XX/XX/XXXX a little after I purchased the home. The family refinanced the second mtg I had with XXXX XXXX XXXX while I was in XXXX. The utilities appears to be stolen also. XXXX XXXX XXXX XXXX XXXX gave me a print from XX/XX/XXXX-XX/XX/XXXX showing the account number linked to the property. It is XXXX and everything I apply for is taken from me. All my credit information have been changed. IRS told me about this. In XX/XX/XXXX a tax return was filed using my personal information. It was n't what was on my XXXX or XXXX from the department of labor that was filed. I filed a bankruptcy in XX/XX/XXXX, because I needed everything in the courts with a Judge. My former employer EIN number is XXXX. It is with XXXX XXXX XXXX XXXX. My credit inquiry was done with XXXX XXXX XXXX Credit Inquiry Department XXXX TN XXXX in XX/XX/XXXX. The amount Of The original loan was {$49000.00}. I paid the Down Payment Assistance Loan off, the amount was {$2100.00}. The deed is XXXX with XXXX XXXX. I was given {$45.00} at the closing table. No one knows that but the agent that sold me the home. And the attorneys that was there. This how I find it so hard to believe it was so very to take a person home. Unless some kick backs was paid to attorneys. Example Attorney XXXX XXXX he conspired with the XXXX XXXX. XXXX XXXX was my agent in XX/XX/XXXX, she is the only person I associated with, when I purchased that property. When the property was sold in XX/XX/XXXX to Tennessee Housing Agency I was n't there. I was n't notified Of The sell. All of my mail in XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX is being stolen. In XX/XX/XXXX when I began my depositions for the law sue filed in XX/XX/XXXX. The attorney XXXX XXXX filed it as workman 's compensation. All of my personal information became public knowledge. XXXX XXXX was served a subpoena on XX/XX/XXXX from The XXXX XXXX XXXX. The company refused to give the courts my employee records. This is the reason The government went to the company and pulled my employee records. They managed to get information to me. My home was broken into in XX/XX/XXXX, my laptops was taken. I 've paid attorneys to pull information for me. I was denied freedom of information.

Company response to consumer: Closed with explanation