Consumer complaint received 2023-06-08
Company: Eastern Account Systems of Connecticut, Inc.
State: VA
Product: Debt collection
Sub-product: Other debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt was result of identity theft

Complaint:
*THIS IS NOT A DUPLICATE COMPLAINT* *THIS COMPLAINT IS IN RESPONSE TO COMPLAINT # XXXX ACCOUNT NUMBER : XXXX DOB : XX/XX/1977 " Original Creditor '' : XXXX XXXX XXXX XXXX XXXX : Dear XXXX XXXX XXXX XXXX XXXX, I am writing this letter to inform you, XXXX XXXX XXXX XXXX XXXX, as the representative of Eastern Account System of Connecticut, Inc. , that I dispute the alleged debt you claim I owe, and I hereby request validation of the debt as provided under the Fair Debt Collection Practices Act ( FDCPA ), specifically 15 USC 1692g. Furthermore, I believe that your actions may be in violation of the False Claims Act. This communication serves as a formal notice that your claim is disputed, and I am requesting competent evidence that I have any legal obligation to pay you. Please note that this is not a request for mere verification of my mailing address, but a demand for validation under the aforementioned Title and Section. Account Number : XXXX Pursuant to 15 USC 1692c. ( c ), I am notifying you in writing that I refuse to pay this alleged debt, and I am demanding that you cease all forms of communication with me through any and all mediums unless it pertains to my remedy in writing via mail. Furthermore, pursuant to 15 USC 1692c. ( c ) ( 2 ), I am invoking my specified remedy as a consumer, and I demand the following from the original creditor : - Deletion from all consumer reports. - Return of the requested documents so I can fully assess the validity of any alleged debt. - Cease and rescind use of my intellectual property, my signature. Please provide the following information : - Name and address of the original creditor who created the debt. - Name on file of alleged debtor. - Alleged account number. - Address on file for alleged debtor. - Amount of alleged debt. - Date that this alleged debt became payable. - Date of original charge or delinquency. - Was this debt assigned to a debt collector or purchased? - Amount paid if debt was purchased. - Commission for debt if collection efforts are successful. - Documentary evidence that your agency is in fact the holder in due course. - Certified copy of the original negative information notice required by FCRA section 623 ( 7 ) ( A ). Please provide the name and address of the bonding agent for EASTERN ACCOUNT SYSTEM, in case legal action becomes necessary. You must respond with copies of ALL requested information, assignments, or other transfer agreements that would establish your right to collect this alleged debt within thirty days from the date of your receipt of this letter. Please be aware that I understand falsifying and concealing documentary evidence or making false statements is punishable under Title 18 U.S.Code 1001 and may result in up to five years of imprisonment. Without the information required by law for your offices to have on file, there is no valid way that your office can validate any alleged debt. Your claim can not and WILL NOT be considered if any portion of this form is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. To acquiesce or fail to comply with the requirements of this notice would be an admission that there is no proof of claim for this alleged debt. You agreed to discharge the matter accordingly, not sell or assign this matter to another agency, as well as remove the false allegation

Company public response: Company disputes the facts presented in the complaint
Company response to consumer: Closed with explanation