Consumer complaint received 2022-06-07
Company: Experian Information Solutions Inc.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
( XXXX ) In accordance with the Fair Credit Reporting Act, XXXX XXXX XXXX ( No Acct # Reported - Amount : {$1200.00} ), has violated my rights. 

15 U.S.C 1681 Section 602 A states I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 also states a consumer reporting agency can not furnish a account without my written instructions. 

*Previously tried to dispute directly through credit bureaus and Company, to no avail. 
-- -- -- -- -- -- -- ( 2 ) In accordance with the Fair Credit Reporting ActXXXX XXXX XXXX XXXX ( No Acct # Reported - Amount : {$2100.00} ), has violated my rights. 

15 U.S.C 1681 Section 602 A states I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 also states a consumer reporting agency can not furnish a account without my written instructions. 

*Previously tried to dispute directly through credit bureaus and Company, to no avail. 
-- -- -- -- -- -- -- ( 3 ) In accordance with the Fair Credit Reporting Act, XXXX XXXX XXXX ( Acct # : XXXX - Amount : {$240.00} ), has violated my rights. 

15 U.S.C 1681 Section 602 A states I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 also states a consumer reporting agency can not furnish a account without my written instructions. 

*Previously tried to dispute directly through credit bureaus and Company, to no avail. 
-- -- -- -- -- -- -- ( 4 ) In accordance with the Fair Credit Reporting Act, XXXX XXXX  XXXX ( Acct # : XXXX - Amount : {$690.00} ) has violated my rights. 

15 U.S.C 1681 Section 602 A states I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 also states a consumer reporting agency can not furnish a account without my written instructions. 

*Previously tried to dispute directly through credit bureaus and Company, to no avail. 
-- -- -- -- -- -- -- ( 5 ) In accordance with the Fair Credit Reporting Act, XXXX XXXX XXXX Acct # : XXXX Amount : {$6500.00} ), has violated my rights. 

15 U.S.C 1681 Section 602 A states I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 also states a consumer reporting agency can not furnish a account without my written instructions. 

*Previously tried to dispute directly through credit bureaus and Company, to no avail. 
-- -- -- -- -- -- -- ( 6 ) In accordance with the Fair Credit Reporting ActXXXX XXXX XXXX XXXX ( Act # : XXXX - {$8000.00} ) has violated my rights. 

15 U.S.C 1681 Section 602 A states I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 also states a consumer reporting agency can not furnish a account without my written instructions. 

*Previously tried to dispute directly through credit bureaus and Company, to no avail. 
-- -- -- -- -- -- -- ( 7 ) In accordance with the Fair Credit Reporting Act, XXXX XXXX XXXX ( Acct # : XXXX - {$690.00} ) has violated my rights. 

15 U.S.C 1681 Section 602 A states I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 also states a consumer reporting agency can not furnish a account without my written instructions. 

*Previously tried to dispute directly through credit bureaus and Company, to no avail. 
-- -- -- -- -- -- -- ( 8 ) In accordance with the Fair Credit Reporting Act, XXXX XXXX ( Acct # : XXXX - Amount : Paid/Closed ), has violated my rights. 

15 U.S.C 1681 Section 602 A states I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 also states a consumer reporting agency can not furnish a account without my written instructions. 

* There multiple of these accounts reporting under different names and reporting false and duplicate information ( some with no account # s ). I've disputed through the bureaus and attempted to correct this with the Agency, to no avail. 
-- -- -- -- -- -- -- ( XXXX ) In accordance with the Fair Credit Reporting Act XXXX ST OF IDAHO/CHILD SU ( No Account # s reporting - Amounts : 1- {$5200.00} and 2- {$16000.00} ), has violated my rights. 

15 U.S.C 1681 Section 602 A states I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 also states a consumer reporting agency can not furnish a account without my written instructions. 

* There multiple of these accounts reporting under different names and reporting false and duplicate information ( some with no account # s ). I've disputed through the bureaus and attempted to correct this with the Agency, to no avail. 
-- -- -- -- -- -- -- ( 10 ) In accordance with the Fair Credit Reporting Act, XXXX XXXX XXXX XXXX ( No Account # - Amount : {$24000.00} has violated my rights. 

15 U.S.C 1681 Section 602 A states I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 also states a consumer reporting agency can not furnish a account without my written instructions. 

* There multiple of these accounts reporting under different names and reporting false and duplicate information ( some with no account # s ). I've disputed through the bureaus and attempted to correct this with the Agency, to no avail. 
-- -- -- -- -- -- -- ( 11 ) In accordance with the Fair Credit Reporting Act, XXXX XXXX XXXX Acct # : XXXX - {$23000.00} ) has violated my rights. 

15 U.S.C 1681 Section 602 A states I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 also states a consumer reporting agency can not furnish a account without my written instructions. 

* There multiple of these accounts reporting under different names and reporting false and duplicate information ( some with no account # s ). I've disputed through the bureaus and attempted to correct this with the Agency, to no avail.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief