Consumer complaint received 2022-12-16
Company: CMG MORTGAGE, INC
State: TX
Product: Debt collection
Sub-product: Mortgage debt
Issue: Written notification about debt
Sub-issue: Didn't receive enough information to verify debt

Complaint:
THIS LINK HAS BEEN ESTABLISHED FOR XXXX XXXX XXXX XXXX XXXX XXXXXXXX : XXXX? XXXX To whom this may concern, This has been an ongoing dispute and has now reach the point that GOVERNMENT AGENCIES must be notified of the actions of these CORPORATIONS, PERSONS, AND ENTITIES in regards to multiple VIOLATIONS AND BLATANT DISREGARD OF FAIR BUSINESS TRADE EVOLVING GOVERNMENTAL AGENCIES AND MILITARY SERVICE MEMBERS AND VETERANS in ; Deceptive Trade Practices-Consumer Protection Act, DEBT COLLECTIONS ACT, MORTGAGE LENDING, TILA, SERVICING, IRS TAX CODES, TEXAS DEBT COLLECTIONS CHAPTER 392, STATUES OF FRAUDS SEC XXXX, SECTION XXXX, SECTION XXXX OF TEXAS PROPERTY CODE TITLE 9, UCC ARTICLE 8, NOTICE OF ADVERSE CLAIM, UCC ARTICLE 3 SECTION 3407. ALTERATION SECTION 3406. NEGLIGENCE CONTRIBUTING TO FORGED SIGNATURE OR ALTERATION OF INSTRUMENT, SECTION 3308. PROOF OF SIGNATURES AND STATUS AS HOLDER IN DUE COURSE. SECTION 3307. NOTICE OF BREACH OF FIDUCIARY DUTY SECTION 3306. CLAIMS TO AN INSTRUMENT, Section 5 of the Federal Trade Commission Act, 15 U.S.C. 45, 15 U.S.C. 1692 ( e ) states that a false, deceptive, and misleading representation, in connection with the collection of any debt,, U.S.C. Title 18 2071 and 2073, U.S.C. Title 18 471, 472, 473 and/or 513, and further : using corrupt business practices to make and possess false records and claim of obligation, not substantiated by truthful facts in violation of the Federal Racketeer Influences and Corrupt Organization ( RICO ), U.S.C. Title 18 1961 et. seq. and further : using the U.S. Mail to present such fraud and false instruments amounting to Mail Fraud, criminal conduct falling under Title 18 U.S.C. 1341 Frauds and Swindles laws, and further sending mail with false and fictitious names, a criminal conduct falling under Title 18 U.S.C. 1842 Fictitious Names. U.S.C. 676 - U.S. Code Title 26. INCLUDED WITH THIS COMPLAINT, ARE EXBITS NAMED XXXX XXXX. SUMMARY OF EVENTS : UNDER A REQUEST FOR PROOF OF CLAIM TO XXXX XXXX, DATED XX/XX/XXXX, XX/XX/XXXX SEE XXXX AND XXXX, HER RESPONSE DATED XX/XX/XXXX, XX/XX/XXXX, SEE XXXX, FROM EARLIER REQUEST DATED XX/XX/XXXX XX/XX/XXXX, REPRESENTATIVE OF XXXXXXXX XXXX I WAS PRESENTED WITH DOCUMENT NAMED HEREIN AS XXXX, FROM XXXX XXXX, REPRESENTATIVE OF XXXXXXXX XXXX, DATED XX/XX/XXXX, XX/XX/XXXX, STATING : A DEFAULT ON XX/XX/XXXX CAUSED A TRANSFER FROM XXXX XXXX XXXX XXXX XXXX TO CMG MORTGAGE ; XXXX XXXXXXXX XXXX PLACED LOAN IN MORTGAGE-BACKED SECURITY OF XXXX XXXX AND CONVEYED RIGHTS TO CMG FOR ALL SERVICING DECISIONS VIA A CONTRACT BETWEEN XXXX XXXX AND CMG ; XXXX THE CLOSING DATE OF THE LOAN WAS XX/XX/XXXX ; IN XXXX XXXX XXXX XXXX TEXAS, NOT XX/XX/XXXX STATE OF KANSAS, XXXX XXXX XXXXXXXX XXXX XXXX  XXXX XXXX, XXXX DAYS ( 3DAYS ) AFTER CLOSING, PER THE CLAIM OF DEFAULT FROM XXXXXXXX XXXXXXXX, SEE XXXX. INADDITION SEE XXXX, FROM XXXXXXXX XXXX XXXXXXXX XXXX, DATED XX/XX/XXXX STATED THAT XXXX XXXX WAS AN INVESTOR AND THAT XXXXXXXX XXXX WAS THE SERVICER ; RESEARCH HAS SHOWN THAT XXXX XXXX XXXX  HAS BEEN DISSOLVED OR RENAMED TO ITS MOTHER COMPANY, XXXX XXXX XXXXXXXX XXXX, WHICH IS LISTED IN DOCUMENTS FROM XXXXXXXX XXXX XXXX XXXXXXXX, ALTHOUGH XXXX HAS STATED THAT XXXX XXXXE WAS THE ORGINATOR OF THE LOAN, AND STATED THAT XXXX XXXX XXXX  WAS ALSO THE ORGINATOR AND XXXX XXXX WAS THE INVESTOR. DOCUMENTS FROM XXXXXXXX XXXX XXXX, XXXXXXXX XXXX XXXX XXXX AS ORIGINATOR, ALSO XXXX AND XXXX FROM XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX  AS THE ORGINATOR ; SEE XXXX DATED XX/XX/XXXX, XX/XX/XXXX, NOTICE FROM CMG FINIANCIAL WHICH HAS CMG MORTGAGE INC XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TRANSFERRING TO CMG MORTGAGE INC XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX, THAT HAS XXXXXXXX XXXX ALSO WITH ADDRESS AS XXXX XXXXXXXX XXXX XXXX XXXX  AS WELL AS CMG MORTGAGE INC, AND XXXX XXXX XXXX SEE XXXX ; XXXX TO NOTE RECEIVED FROM XXXX AS DISCLOSURE, WHICH WAS NOT ATTACHED OR PRESENT WITH/TO CLOSING DOCUMENTS ON XX/XX/XXXX, SEE XXXX, SENT TO CMG FROM XXXX XXXXXXXX XXXX XXXXXXXX XXXX, NO XXXX TO NOTE MARKED ; XXXX TO NOTE DATED XX/XX/XXXX FROM XXXX XXXX XXXX  XXXX CMG, MONEY ORDER SIGNED BY XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXR {$370000.00}. THIS WAS SENT AS DISCOVERY FROM XXXX ; SEE XXXX, XXXX CLOSING DISCLOSURES DATED XX/XX/XXXX, XXXX XXXX DATED XX/XX/XXXX PRESENT AT CLOSING, XXXX DATED XX/XX/XXXX EMAILED 65 DAYS AFTER CLOSING ON XX/XX/XXXX FOR SIGNATURE, AN ATTEMPT TO CONTRACT ; SEE XXXX AND XXXX UNLAWFUL NOTICE OF SUBSTITUTE TRUSTEE, AND NON JUDICIAL FORECLOSURE SALE ON XX/XX/XXXX FROM XXXX XXXX XXXX, NAMING THEMSELVES XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX ( XXXX ) SUBSTITUTE TRUSTEE, NAMING XXXX AS SERVICER, XXXX, AND CLIENT, NAMING XXXX AS ORIGINAL MORTGAGEE WITHOUT CMG. XXXXXXXX WAS ONLY A NOMONIEE, SEE XXXX PAGE XXXX NAMING XXXX AS XXXX TO SOMETHING ; THERE HAS BEEN NO DOCUMENTATION, NO NOTICES FROM THE ORIGINAL TRUSTEE XXXX XXXX XXXX XXXX ONLY NOTICE IS ENCLOSED ; NOTICE OF ACCELERATED MATURITY AND NOTE OF NON JUDICIAL FORECLOSURE DATED XX/XX/XXXX DELIVERED XX/XX/XXXX, FROM XXXX XXXX XXXX XXXX THE XXXX XXXX XXXXXXXX XXXX XXXXO XXXX XXXX XXXX XXXX XXXXXXXX XXXX ALSO STATES THAT XXXX XXXX IS ONLY LICENSED TO PRACTICE LAW IN STATE OF MASSACHUSETTS AND RHODE ISLAND. XXXX IS PAGE XXXX. AS PER THE CLOSURE DISCLOSURE STATES THAT THER IS NO DEMAND FEATURE ; SEE XXXX LETTER FROM XXXX STATING XXXX IS SUBSERVICER FOR CMG, HAS NOT STATED RELATION TO XXXX, TRANSFERRED TO XXXX FROM CMG, AND XXXX IS SUBSERVICER TO CMG, XXXX HAS NO STANDING WHATSOEVER YET THEY ARE NAMED BY XXXX XXXX XXXX ; SEE XXXX XXXX  NOTICE OF DELAYED DISCOVERY DATED RECEIVED XX/XX/XXXX ; SEE XXXX FILED XXXX XXXX OF XXXX TEXAS XXXX NOTICE OF ADVERSE CLAIM, HAS BEEN SENT TO ALL PARTIES HEREIN MENTIONED ; SEE XXXX INITIAL ESCROW STATEMENT SHOWING DATE CLOSING XX/XX/XXXX AND FIRST PAYMENT DUE XX/XX/XXXX TO FIRST HOME BANK XXXX XXXX MADE XX/XX/XXXX FROM XXXX XXXX XXXX XXXX XXXX SEE XXXX TRANSFER TO CMG WAS ACCORDING TO XXXX TO NOTE XX/XX/XXXX, ALSO SEE XXXX DATED XX/XX/XXXX EMAILED 65 DAYS AFTER CLOSING, FROM XXXX XXXX XXXX XXXX AND AFTER NOTICE FROM CMG, XXXX XXXX FROM XXXX XXXX XXXX, NOTICE OF TRANSFER DATED XX/XX/XXXX, SEE XXXX DATED XX/XX/XXXX, XX/XX/XXXX, NOTICE FROM CMG FINIANCIAL WHICH HAS CMG MORTGAGE INC XXXX XXXX TRANSFER ; SEE XXXX COMPLAINT TO SHERIFF, XXXX XXXX DEPARTMENT XXXX XXXX NUMBER XXXX DATED XX/XX/XXXX ;

Company response to consumer: Closed with explanation