Consumer complaint received 2021-12-09
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: AL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Was not notified of investigation status or results

Complaint:
Hello I am having a major issue with TransUnion LLC Consumer Disclosure Center XXXX XXXX XXXX XXXX, PA XXXX. 
I have send 3 letters within the past 100 days asking and begging for TransUnion to do a REAL investigation on behalf of my dispute with inaccurate information they are publishing about me on my consumer report but they seem to not care at all that they are publishing incorrect and inaccurate information on my credit report which has lead to me being denied for housing loans, credit cards and jobs. TransUnion has basically been ruining my my life without remorse or care as they ( DO NOT ) do a REAL investigation when a consumer asks they just rely e-Oscar to verify critical information about a consumers profile and then publish it knowing its a Very High potential that the information is false or inaccurate but since this is how they get paid they could care less about how false statements and inaccuracies affect a real live consumer who has a family to take care of. 
I have repeatedly called written letters asking for TransUnion to do and investigation into 4 unauthorized inquiries I have list on my credit report listed below and send me there findings and DELETE ALL unverified information and after 100 days I HAVE NOT receive a response. Which sickens me very much that a consumer reporting company would even respond to a ( PAYING ) consumers complaint XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XX/XX/XXXX Furthermore to add consumer insult to injury I call TransUnion and spoke with a rep on the phone inquiring about these bankruptcies as to whom reported this and the reps reply was the US bankruptcy court system in my state, so I asked the rep did they furnish you with that info and the rep stated YES. I was curious about this so I wrote a letter to the bankruptcy court in my state asking for procedures on how they furnish bankruptcies to TransUnion, to my surprise the clerk mailed me a letter back stating the DO NOT FURNISH any credit bureau with bankruptcy information and NEVER have. So I was highly upset when I found out that the rep I spoke with LIED so I have sent several letters over the past 100 days asking TransUnion to DELETE these unverified bankruptcies and they refuse and the refuse to provide me with the furnisher of this information other than the US bankruptcy court so may check whomever is putting false misleading inaccurate and incorrect info on my consumer report. But they continue to tell me its been verified and clearly in the letter from the court it states they DO NOT send bankruptcy information to TransUnion or ANY credit bureaus. 
TransUnion seems to be concerned only with making money and they care less about reporting accurately and timely on a consumers behalf. listed below is unverified information on my consumer report that needs to be DELETED ASAP XXXXXXXX XXXXXXXX Bankruptcy XX/XX/XXXX XXXX XXXX Bankruptcy XX/XX/XXXX XXXX XXXX  Bankruptcy XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief