Consumer complaint received 2016-02-05
Company: WELLS FARGO & COMPANY
State: CA
Product: Mortgage
Sub-product: Other mortgage
Issue: Application, originator, mortgage broker

Complaint:
NOTICE OF DEFAULT XXXX XXXX XXXX XXXX, A Subsidiary of XXXX XXXX Bank XXXX, the BANK OF NEW YORK MELLON, FORMERLY KNOWN AS THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO XXXX XXXX BANK, XXXX. AS TRUSTEE FOR XXXX XXXX XXXX XXXX XXXX XXXX, MORTGAGE PASS-THROUGH CERTIFICATES, XXXX XXXX ( hereinafter " The Bank of New York '' ). 
1. THE BANK OF NEW YORK ( BONY ) did NOT appear at a Trustee 's Sale following foreclosure proceedings which was filmed with video-recording ( s ) and legal observers. BONY did not pay for the property at auction, which was conducted by XXXX ( A Dissolved Corporation, XXXX XXXX, XXXX ). 
On XXXX XXXX, XXXX a " Legal Courier '' XXXX XXXX posted a THREE/NINETY DAY NOTICE on the front door XXXX XXXX XXXX, XXXX XXXX, CA XXXX approximately XXXX. 
2. The Courier represented that he was carrying-out his legal duties from the bank ( BONY ). 
3. The Bank ( BONY ) has FAILED to respond to the DEBT VALIDATION LETTER ( S ) which requires them to answer and provide the discovery which they are claiming an interest in the subject property. 
4. The Bank ( BONY ) has recently retained XXXX, XXXX XXXX XXXX as Attorneys when the CONSUMER FINANCIAL PROTECTIONS BUREAU ( CFPB ) sent requests for response to BONY. 
5. BONY has hired Counsel ( XXXX XXXX XXXX, XXXX XXXX to defend a XXXX Grand Theft of property which was conducted through an ILLEGAL AUCTION - " INSIDER BID RIGGING SCHEME '' on XXXX XXXX, XXXX at XXXX. 
6. BONY fails to recognize that XXXX XXXX XXXX XXXX XXXX, MORTGAGE PASS-THROUGH CERTIFICATES, XXXX XXXX signed CONSENT ORDERS. 
7. The CONSENT ORDERS are attached to this Complaint, and will be forwarded to the UNITED STATES BANKRUPTCY COURT which hold Jurisdiction on the property issues. 
8. NEW DISCOVERY, finds there IS enough evidence to CONFIRM that an internal ring of document preparers, and notary ( s ), are creating false ownership to a property and do NOT have first hand knowledge of the facts to this case. 
9. There is enough evidence to prove FRAUD, CHAIN OF TITLE FRAUD, INTENTIONAL ESCROW NEGLIGENCE, MONEY LAUNDERING, UNAUTHORIZED EQUITY STRIPPING, SECURITIES FRAUD amongst other things to be disclosed. 
10. This Complaint is in DEFAULT FROM NON RESPONSE from Case number : XXXX ; Case number : XXXX ; Case number : XXXX ; Case number : XXXX Related Case Number : XXXX ; Case number : XXXX ; Case number : XXXX ; Case number : XXXX. 
11. The cases in paragraph XXXX, have NOT been responded to, and are directly related to the the NEW COMPLAINT FILED TODAY. 
12. BONY is retaliating because I have reported them to the Federal Trade Commission ( FTC ) related to the stipulated Consent Orders, Securities Exchange Commission ( SEC ), Federal Bureau of Investigations ( FBI ), XXXX XXXX XXXX ( XXXX ), Internal Revenue Service ( IRS ) and various other agency ( XXXX ). 
13. BONY is representing the parties ( XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX ), who illegally used my personal information to take loan against my property and use my property as collateral, while marketing it in commerce products with XXXX XXXX, unbeknownst to me. 
14. I am NOT a party to those contracts. All Instruments have been properly RESCINDED, pursuant to 15 USC 1635. The parties and BONY have no interest or successor-interest in the property, as those claims were WAIVED by NON-RESPONSE and failure to file a Complaint within 20 Days. 
15. BONY is an acting as a DEBT COLLECTOR in violation of the FAIR DEBT COLLECTION PROCEDURE ACT 1692 ( g ) Section 809. By their own waiver of response, they have NO RIGHT TO MAKE A CLAIM OR SUCCESSOR-INTEREST as of XXXX XXXX, XXXX. ALL Instruments with my name XXXX XXXX XXXX has been rescinded and are VOID. 
CEASE AND DESIST!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed