Consumer complaint received 2022-06-22
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: IL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit repair services
Issue: Confusing or missing disclosures

Complaint:
I received a copy of my credit for it with the intentions of trying to improve my credit and take on my responsibilities and noticed a few accounts and I dont want and would also like a little more explanation on. I am not saying they are reporting right or wrong. I am just saying that I am not 100 % sure if they are. I also read something called the fair credit reporting act where it said by law. I had the right to challenge anything I am not sure is accurate. Some of the people Reporting things on me I have never heard of which made me write to you all.

Are you familiar with something called 15 USC 1681 ( I ) ( a ) I heard that if you cant provide proof these Account must be deleted. Well, I want these accounts deleted if they are not 100 % percent right and correct. So could you please check on these and get back to me? I saw on a credit site read where a lawyer said you have 30 days to complete this investigation please investigate the following accounts and remove them if anything is missing or not correct on them. 

Account Account name XXXX XXXX XXXX  Account Number : XXXX Please investigate if every piece of information is correct, if not please remove it from my credit report. 

XXXX Account Number : XXXX Please investigate if every piece of information is correct, if not please remove it from my credit report. 

XXXX Account Number : XXXX Please investigate if every piece of information is correct, if not please remove it from my credit report. 

XXXX Account Number : XXXX Please investigate if every piece of information is correct, if not please remove it from my credit report. 

XXXX Account Number : XXXX Please investigate if every piece of information is correct, if not please remove it from my credit report. 

XXXX Account Number : XXXX Please investigate if every piece of information is correct, if not please remove it from my credit report. 

XXXX XXXX XXXX Account Number : XXXX Please investigate if every piece of information is correct, if not please remove it from my credit report. 

XXXX Account Number : XXXX Please investigate if every piece of information is correct, if not please remove it from my credit report. 

XXXX XXXX XXXX Date : XXXX Inquiry Type : Miscellaneous Department and Variety Stores XXXX XXXX Date : XXXX Inquiry Type : XXXX XXXX XXXXXXXX XXXX Date : XXXX Inquiry Type : XXXX XXXX XXXXXXXX Date : XXXX Inquiry Type : XXXX XXXX XXXXXXXX XXXX Date XXXX XXXX Inquiry Type : XXXX XXXX XXXX XXXX  Date : XXXX Inquiry Type : XXXX XXXX XXXX  XXXX Date : XXXX Inquiry Type : Bank Credit Cards XXXX XXXX XXXX XXXX XXXX XXXX Type : Auto Dealers, XXXX XXXX XXXX XXXX  Date : XXXX Inquiry Type : Bank Credit Cards Date : XXXX Inquiry Type : XXXX XXXX XXXXXXXX XXXX  Date XXXX XXXX Inquiry Type : Credit Unions XXXX Date : XXXX Inquiry Type : Personal Loan Companies XXXX XXXX  Date : XXXX Inquiry Type : Miscellaneous Automotive XXXX XXXX  Date : XXXX Inquiry Type : Credit Unions XXXX XXXX  Date : XXXX Inquiry Type : Bank Credit Cards XXXX XXXX XXXX XXXX XXXX Inquiry Type : Credit Unions XXXX Date : XXXX Inquiry Type : Auto Financing XXXX XXXX Date : XXXX Inquiry Type : Auto Dealers, Used I also read where I can get the updated report after you investigate this from the free lawyer guy. Could you please send it to me? Also, please let me know who had access to my file as well. I want the investigate outcome to be sent to my address I put on the from area. Thank you for your time and help in this matter

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief