Consumer complaint received 2023-12-08
Company: Experian Information Solutions Inc.
State: NJ
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
To whom it may concern : This letter is a formal complaint that you have ignored my previous request and failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit reports you publish. 
Under federal law ( 15 U.S. Code 1681i ), you had thirty ( 30 ) days to complete your investigation from the date you received my dispute. 
Credit reporting laws ensure that bureaus report only 100 % accurate credit information and every step must be taken to assure the information reported is completely accurate and correct. 
Here is a list of items that were sent in my initial dispute letter that now must be deleted from your database. 
Inquiries XXXX XXXX XXXXXX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Experian, XXXX, XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX Experian, XXXX, XXXX XXXX XXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX Experian, XXXX, XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXX  XXXX XXXX XX/XX/XXXX Experian, XXXX, XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX ExperianXXXX XXXXXXXX XXXX XXXXXXXX XXXX XX/XX/XXXXXXXX Experian, XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Experian XXXX XXXXXXXX XXXX XXXX  XXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXXXXXX XX/XX/XXXX Experian XXXX XXXX, And XXXX XXXX XXXX XX/XX/XXXX Experian, XXXX, XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXX/XX/XXXX Experian XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXXXXXX. XX/XX/XXXX ExperianXXXX XXXX XXXX  XXXX XXXX XXXX XX/XX/XXXX Experian, XXXX, XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX Experian, XXXX, And XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXXXX/XX/XXXX Experian, XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX Experian, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Experian, XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Experian, XXXXXXXX XXXX XXXX  XXXX XXXX XX/XX/XXXX Experian XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXXXX/XX/XXXX Experian, XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXXXXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXXXXXX XXXX XXXXXXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation