Consumer complaint received 2022-03-22
Company: Block, Inc.
State: NC
Product: Money transfer, virtual currency, or money service
Sub-product: Mobile or digital wallet
Issue: Confusing or missing disclosures

Complaint:
My customer sent a payment square is holding the payment for 90 days. This is causing slander and defamation of character and bad business practices. I am unable to deliver an important service due to this. 

You have committed several federal violations against me, a Private law abiding Federally Protected Consumer. Each violation is a statutory cost of {$1000.00} each, which does not include my personal cost and fees ( which I determine ) for taking time to address these issues. Violations committed against me include but not limited to : 1. Violated 15 USC 1692c ( a ) ; Communication without prior consent, expressed permission 2. Violated 15 USC 1692c ( b ) ; Communication without prior consent, expressed permission 3. Violated 15 USC 1692d ; Harass and oppressive use of XXXX about an alleged debt. 
4. Violated 15 USC 1692d ( 1 ) ; Attacking my reputation, accusing me of owing an alleged debt to you.

5. Violated 15 USC 1692d ( 2 ) ; Use of obscene or profane language on my report ( saying I owe you a debt ) 6. Violated 15 USC 1692e ; Using false, deceptive or misleading representations 7. Violated 15 USC 1692e ( 2 ) ( A ) ; False representation of the character and amount of the alleged debt 8. Violated 15 USC 1692e ( 2 ) ( B ) ; False representation of any service rendered or compensation 9. Violated 15 USC 1692e ( 8 ) ; Communicating false information 10. Violated15USC1692e ( 9 ) ; Use/distributionofcommunicationwithauthorizationorapproval 11. Violated 15 USC 1692e ( 10 ) ; False Representation ( not a party to alleged debt by my consent ) 12. Violated 15 USC 1692e ( 12 ) ; False representation/implication ( innocent purchasers for value ) 13. Violated15USC1692f ; UnfairPracticesattemptingcollectanallegeddebt.

14. Violated15USC1692f ( 1 ) ; Attemptingtocollectadebtunauthorizedbyanagreementbetweenparties. 15. Violated15USC1692g ( a ) ( 4 ) CertifiableValidationandVerificationofallegeddebt ( s ) 16. Violated 15 USC 1692j ( a, b ) ; Furnishing certain deceptive forms. ( You are not a party in the alleged debt ) 17. IDENTITYTHIEF ; Obtainingpersonalidentificationinformationwithoutpriorconsentandcreatingan account in my name without my knowledge. 18. InvasionofIndividualandFamilyPrivacy You, XXXX XXXX XXXX and its representatives/agents are Civilly Liable for your transgression against me, a consumer, under XXXX. Should I take this lawful action ordering judgement against you. I invoke the right to acquire the use for judgement by any and all derivatives pertaining to the use of private arbitration or any and all derivatives pertaining to the use of a court of competent jurisdiction, such use can add additional damages it deems necessary. 
Respectively XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX comply there will be a {$2500.00} additional penalty per day plus interest. You have agreed and stipulated to this consumer consent order for your participation in interstate commerce, agreeing and stipulating to my terms and for whatever monetary compensation I may arise to. In addition, if you do not comply fully you will be obstructing justice and held in contempt to be tried as a criminal.

Company response to consumer: Closed with explanation