Consumer complaint received 2019-04-09
Company: SYNCHRONY FINANCIAL
State: NV
Product: Debt collection
Sub-product: Credit card debt
Issue: Written notification about debt
Sub-issue: Didn't receive enough information to verify debt

Complaint:
I have asked Synchrony Bank to provide in writing their reasons for accepting or declining the Tender of Payment i XXXX XXXX XXXX had only received a phone call and they left me a voice message stating that the payment was sent to the back office and that they would be looking into the tender and processing that tender, i have not received any notices of any other kind. 

XXXX : PROCESS REQUEST NUMBER - Contract # XXXX XXXX XXXX contract # XXXX AFFIDAVIT OF TRUTH THIS AFFIDAVIT IS SELF AUTHENTICATING BY WAY OF THE LAWFUL NOTIFICATION : FOR TENDER OF PAYMENT OFFERING RECEIVED ACCEPTED OR DECLINED IN WRITING I HAVE NOT RECEIVED. 
Come now and notice that I the woman owner of said property acquired by purchases! havent received a letter [ s ] from the CEO or Controllers from the Back Office of Synchrony Bank, agency or corporation concerning the decline of the Tender of Payment Offer. Please provide in writing your legal and or lawful reason [ s ] for not accepting the government obligations, bills of exchange, drafts, notes, trade acceptances, and bankers acceptances, because it is backed by the credit of the nation. A letter from the Research Department is not the proper channel for this type of payment because they do not know what the Tender Of Payment is! Such is legal Tender for property and this card was used to secure such.

A copy of the Tendered payment was mailed to the US Treasury and received for you to retrieve payment! Please note ; In the United States, a mortgage note ( also known as a real estate lien note, borrower 's note ) is a promissory note secured by a specified mortgage loan. Mortgage notes are a written promise to repay a specified sum of money plus interest at a specified rate and length of time to fulfill the promise. It's the promissory note that contains the promise to repay the amount borrowed. ( Learn more about promissory notes. ) While a promissory note is basically an IOU that contains the promise to repay the loan, the contractual agreement is the document that pledges the property as security for the loan.

3-603. TENDER OF PAYMENT. ( a ) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument, the effect of tender is governed by principles of law applicable to tender of payment under a simple contract. ( b ) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument and the tender is refused, there is discharge, to the extent of the amount of the tender, of the obligation of an endorser or accommodation party having a right of recourse with respect to the obligation to which the tender relates. ( c ) If tender of payment of an amount due on an instrument is made to a person entitled to enforce the instrument, the obligation of the obligor to pay interest after the due date on the amount tendered is discharged. 
Thus all is dealing with property of State of the people and my private property. 
ss # XXXX XXXX XXXX all calls are recorded IN THE MATTER OF ARBITRATION BETWEEN THE FOLLOWING PARTIES Arbitration or Meditation Demanded if there is threat of collections or taking of property hereafter the tender of payment has been offered thereto Synchrony Bank a XXXX XXXX Bank or XXXX Bank in concert with the FDIC and the United States Of America. 
You are unlawfully demanding and or attempting to collect late fees and/or parents in violation of the terms of the agreement and the arbitration process as you have claimed a debt is owed after tender of payment, you are hereby order to cease and desist from any further attempts at such collection! If you continue to ignore the terms of the agreement, the daily penalty rate will insure for each day since the entering of agreement and the default of infraction. A request will be made to the Arbitrator to adjust the award as a result of the calculations not previously taken into account by the soon to be arbitrator, as is permitted via the Federal Arbitration Act 9 USC 1-16.

Please note this is a legal tender and not a fictions currency but back by the " Under thenew law government obligations, bills of exchange, drafts, notes, trade acceptances, and bankers acceptances, because it is backed by the credit of the nation.It will represent a mortgage on all the homes, and other property of all the people of the nation. '' Senate Document No. 43, 73rd Congress, 1st Session, Congressional Record, March 9, 1933 on HR 1491 p. 83.

Therefore tender of payment or The said notes shall be obligations of the United States and shall be receivable by all national and member banks and Federalreserve banksand for all, and other public dues. They shall be redeemed at the Treasury Department of the United States, in the city of Washington, District of Columbia, or at any FederalReserve bank. 12 U.S. Code 411 - Issuance to reserve banks ; nature of obligation ; redemption - ( Dec. 23, 1913, ch. 6, 16 ( par. ) ,38 Stat. 265 ; Jan. 30, 1934, ch. 6, 2 ( b ) ( 1 ) ,48 Stat. 337 ; Aug. 23, 1935, ch. 614, title II, 203 ( a ) ,49 Stat. 704. ) Therefore this is lawful money and United States Currency and not illegal

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation