Consumer complaint received 2023-02-22
Company: Experian Information Solutions Inc.
State: AZ
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
RE : Notice of Intent to File a Lawsuit Dear Experian, This letter serves as notice of my intent to file a lawsuit against you if I do not receive payment of {$10000.00} within 14 days to the above address for the multiple violations of my consumer rights and the immediately removal of the identity theft, inaccuracies, and fraudulent information your are reporting on my consumer report. 

Here is a statement of my case that I intend to submit to the court : The Defendant has violated my consumer rights of 15 U.S. Code 1681c2 by steady reporting fraudulent information on my consumer report after being supplied with my FTC report almost two years ago. They are also violating 15 U.S. Code 1681 by reporting inaccurate information on my consumer report when I have stressed to them multiple times to remove the inaccuracies or to show proof that this information was verified, and to show proof that they have my written permission to report this information on my consumer report. This situation has been going on since XX/XX/XXXX. The Defendant has reported on my consumer report that I am also known as : XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX. These are not my names and are not tied to me, they have been supplied with my social security card and also my ID stating my legal name of XXXX XXXX. The Defendant has also illegally reported address that is not linked to me one being a business located in XXXX, IN, that address is XXXX XXXX XXXX XXXX XXXX, IN XXXX, the other address is XXXX XXXX XXXX XXXX XXXX, AZ XXXX XXXX There is a Bankruptcy that has been reported when I have proof that the US Bankruptcy court do not report to the Defendant and the Defendant was also asked to verify how this information was verified on my consumer report and to also provide proof that they had my written permission to report this on my consumer report. The Defendant failed to provide such information. Not to mention I have multiple inquiries listed on my consumer report that was never authorized by me. Those inquiries are listed as : XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX, XXXX XXXX NA listed on XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX listed XXXX XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX listed XXXX XX/XX/XXXX, XXXX XXXXXXXX XXXX XXXX  XXXX XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX, and XXXX XXXX listed on XX/XX/XXXX. Accounts that have not been authorized and legally verified are XXXX XXXX XXXX XXXX with an account number of XXXX, XXXX XXXX account number XXXX, XXXX XXXX XXXX XXXX  account number XXXXXXXX XXXX XXXX XXXX XXXX  account number XXXX why this is listed twice is disturbing and unauthorized, XXXX XXXX XXXX account number XXXXXXXX XXXXXXXX XXXX account number XXXX, XXXX account number XXXX, and XXXX XXXX XXXXXXXX account number XXXX. These are all considered identity theft and fraudulently reporting according to the law and need to be removed immediately. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation