Consumer complaint received 2020-10-26
Company: Experian Information Solutions Inc.
State: KY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
I have disputed the inaccurate reportings with XXXX, Experian, and XXXX several times to no avail. The following names reporting on my credit file are in correct : XXXX XXXX, XXXX XXXX, XXXX XXXX. The following addresses are incorrect and do not belong to me, XXXX A XXXX XXXX, XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, and XXXX XXXX XXXX XXXX XXXX. I never paid the following accounts late, XXXX XXXX : XXXX is reporting a payment status of current but also is reporting late payments of 90 days for XX/XX/XXXX, XX/XX/XXXX, 120 days late for XX/XX/XXXX and XX/XX/XXXX, Experian is reporting a payment status of current but also is reporting late payments of 90 days for XX/XX/XXXX, XX/XX/XXXX, 120 days late for XX/XX/XXXX and XX/XX/XXXX, XXXX is reporting a payment status of current but also is reporting late payments of 90 days for XX/XX/XXXX, 120 days late for XX/XX/XXXX, and XX/XX/XXXX. USDOE/XXXX  : XXXX is reporting a payment status of current but also reporting late payments of 90 days late for XXXX and XXXX of XXXX, XX/XX/XXXX, 120 days late for XXXX through XX/XX/XXXX, Experian is reporting a payment status of current but also reporting late payments of 90 days late for XXXX and XXXX of XXXX, XX/XX/XXXX, 120 days late for XXXX through XX/XX/XXXX, 150 days late for XX/XX/XXXX, 180 das for XXXX through XX/XX/XXXX, 150 days late for XX/XX/XXXX, XXXX is reporting a payment status of current but also reporting late payments of 90 days late for XXXX and XXXX of XXXX, 120 days late for XXXX and XX/XX/XXXX, 120 days late for XXXX through XX/XX/XXXX. XXXX : XXXX is not reporting any late payments, Experian and XXXX are reporting a current payment status but late payments of 30 days late in XX/XX/XXXX. The following accounts do not belong to me and should be removed from my credit file, XXXX XXXX Account Number XXXX XXXX is reporting an opened date of XX/XX/XXXX, Experian is reporting an opened date of XX/XX/XXXX and XXXX is not reporting this account, XXXX Account Number XXXX XXXX is reporting an opened date of XX/XX/XXXX, Experian is reporting an opened date of XX/XX/XXXX, XXXX is not reporting this account, XXXX XXXX  XXXX XXXX XXXX Account Number XXXX XXXX is reporting an opened date of XX/XX/XXXX, Experian is reporting an opened date of XX/XX/XXXX and XXXX is nor reporting this account. Chapter XXXX Bankruptcy : XXXX ( Account Number : XXXX ) and Experian ( Account Number : XXXX ) are reporting a discharged bankruptcy as XX/XX/XXXX. I have reached out to the credit bureaus to help me in getting this matter resolved. Is XXXX, Experian and XXXX considered to be furnishers? These accounts either do not belong to me or were not paid late and XXXX, Experian and XXXX have failed to plead their case to who has provided them with this false information. Please help me to get this matter resolved.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation