Consumer complaint received 2020-02-20
Company: Ocwen Financial Corporation
State: HI
Product: Debt collection
Sub-product: Mortgage debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Seized or attempted to seize your property

Complaint:
Complaint to Consumer Protection against OCWEN LOAN SERVICE Ocwen needs to provide all payments made to Ocwen by XXXX XXXX XXXX XXXX. 

Ocwen needs to explain why they sent a letter dated XX/XX/XXXX that they will schedule a sale of my property XXXX XXXX XXXX XXXX, Hawaii without legal standing. 

( See Exhibit A. ) Ocwen needs to explain why they sent me correspondence on XX/XX/XXXX of an unrecorded assignment dated XX/XX/XXXX from XXXX XXXX XXXX  to XXXX XXXX  XXXX XXXX. 

When they already claim they sold the servicing rights in XXXX to XXXX/XXXX  XXXX. 

XXXX Exhibit B ) Ocwen needs to explain why they sent me correspondence on XX/XX/XXXX of assignment dated XX/XX/XXXX from XXXX XXXX  to XXXX XXXX  XXXX, when they already claim to have sold servicing rights to XXXX/XXXX XXXX. 

( see exhibit C. ) Ocwen needs to explain why they sent correspondence dated XX/XX/XXXX, subject matter XX/XX/XXXX letter from GMAC, stating entire balance immediately needs to be paid after 35 days of date of letter dated XX/XX/XXXX. 

( See attached Exhibit D ) Ocwen needs to explain their letter dated XX/XX/XXXX signed by Mr. XXXX XXXX of their executive offices stating that Ocwen enclosed in their letter the corrected assignments. Ocwen executed assignment documents dated XX/XX/XXXX and another dated XX/XX/XXXX and one more dated XX/XX/XXXX. 



Ocwen executed assignment documents in XXXX as they stated in their letter. Now Ocwen claims they dont have any executed assignments in XXXX and XXXX.. Why did Ocwen state XXXX In their letter XX/XX/XXXX that they had corrected assignments in XX/XX/XXXX. 

Ocwen states the mortgage and note was secured in a trust with XXXX XXXX  in XX/XX/XXXX. 



See letter dated XX/XX/XXXX. Ocwen needs to provide a true recorded assignment that they claim took place in XX/XX/XXXX With XXXX XXXX.. 



Ocwen lied to me. I have a recorded conversation with Mr. XXXX XXXX of XXXX XXXX XXXX XXXX recorded in XXXX Mr. XXXX stated the XXXX XXXX  XXXX had no interest in XXXX XXXX XXXX property. 



He stated there was no recorded assignment to XXXX XXXX  XXXX or there was no assignment recorded to MERS system as nominee. 



Mr. XXXX stated if XXXX XXXX  XXXX had an interest, a recorded assignment had to be recorded in XXXX to the trust or to the MERS system. 



Ocwen claims to have transferred servicing rights and ownership of mortgage in XX/XX/XXXX without any legal standings and rights. 



Ocwen executed assignments XXXX XXXX, XX/XX/XXXX, XX/XX/XXXX and again in XXXX even after they claim the servicing rights were sold to XXXX/XXXX. XXXX in XX/XX/XXXX. 



See attached letter : dated XX/XX/XXXX from XXXX XXXX of XXXX XXXX XXXX XXXX XXXX to Ocwen private investor relations. 

Also see attached letter dated XX/XX/XXXX from Ocwen Mr. XXXX XXXX office of the consumer ombudsman. 



In letter from Mr. XXXX he states he believes XXXX XXXX is currently servicing. He states that PHH/Ocwen is not currently the server. Ocwen can not take this action on your behalf. So why did Ocwen executed a fraudulent assignment again in XXXX, if Ocwen already sold the servicing in XXXX? 



Its now over seven years GMAC Ocwen XXXX/XXXX. XXXX continuously execute fraudulent assignments in attempts to show legal standings and execute endorsement of the note. The original wet copy note endorsed in blank and wet copy mortgage docs do not exist. 

GMAC in XX/XX/XXXX, stated they only had copies. Ocwen and XXXX /XXXX. XXXX executed fraudulent endorsements on copies of the note. 



On XX/XX/XXXX I received copies of original mortgage documents from XXXX national title prior to recording and executed by XXXX  XXXX XXXX. The notary page signed by a notary, venue page State of Hawaii was left in blank.

Company response to consumer: Closed with explanation