Consumer complaint received 2020-08-20
Company: Experian Information Solutions Inc.
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
In accordance with the Fair Credit Reporting Act Section 611 ( 15 U.S.C.  1681I ), I am practicing my right to challenge questionable information that I have found on my personal credit report. I do not recognize the information listed below and request that you investigate the source of these accounts and ascertain that the creditor had a permissible purpose, and is able to verify my complete file information including full name, address, date of birth and SSN #. INCORRECT ACCOUNT INFORMATION The accounts below are reporting incorrectly please investigate these : XXXX XXXX  XXXX  # XXXX This account is unrecognizable. This account reflects 22 chargeoffs. You can not have 22 chargeoffs on one account and the status date is incorrect if you showing a recent balance date. This is non-factual reporting.Please remove. XXXX  XXXX XXXX  # XXXX This account show 120 days past due from XXXX. You can not have 3 consecutive months of the same number of days past due. This is non-factual reporting. Please remove. XXXX  XXXX XXXX # XXXX This account show 120 days past due from XXXX. You can not have 3 consecutive months of the same number of days past due. This is non-factual reporting. Please remove. XXXX  XXXX XXXX  # XXXX This account is unrecognizable. This account reflects 32 chargeoffs. You can not have 32 chargeoffs on one account and the status date is incorrect if you showing a recent balance date. This is non-factual reporting.Please remove. XXXX XXXX # XXXX account reflects 43 chargeoffs. You can not have 43 chargeoffs on one account .The status date and balance does not match up. This is non-factual reporting. Please remove. XXXX XXXX XXXX XXXX XXXX This account show 2 consecutive months of 30 day late payments in XXXX. This is non-factual reporting. Please remove. XXXX XXXX XXXX XXXX I have no knowledge or records of the listed account. 
Please advise me as to the name and address of the medical provider, the date and type of service, and to whom the service was provided, as any account I might have had may be obsolete.If you can obtain this information, I also would need the name of the person providing this data, and the manner in which it was provided in order that I may pursue additional legal remedies in violation of the HIPPA Act. XXXX XXXX XXXX XXXX XXXX No knowledge of this account. Please remove. XXXX XXXX XXXX XXXX I have no knowledge or records of the listed account. 
Please advise me as to the name and address of the medical provider, the date and type of service, and to whom the service was provided, as any account I might have had may be obsolete.If you can obtain this information, I also would need the name of the person providing this data, and the manner in which it was provided in order that I may pursue additional legal remedies in violation of the HIPPA Act. XXXX XXXX XXXX XXXX I have no knowledge or records of the listed account. 
Please advise me as to the name and address of the medical provider, the date and type of service, and to whom the service was provided, as any account I might have had may be obsolete.If you can obtain this information, I also would need the name of the person providing this data, and the manner in which it was provided in order that I may pursue additional legal remedies in violation of the HIPPA Act. XXXX XXXX XXXX XXXX I have no knowledge or records of the listed account. 
Please advise me as to the name and address of the medical provider, the date and type of service, and to whom the service was provided, as any account I might have had may be obsolete.If you can obtain this information, I also would need the name of the person providing this data, and the manner in which it was provided in order that I may pursue additional legal remedies in violation of the HIPPA Act. XXXX XXXX XXXX XXXX No knowledge of this account. Please remove. XXXX XXXX XXXX XXXX I have no knowledge or records of the listed account. 
Please advise me as to the name and address of the medical provider, the date and type of service, and to whom the service was provided, as any account I might have had may be obsolete.If you can obtain this information, I also would need the name of the person providing this data, and the manner in which it was provided in order that I may pursue additional legal remedies in violation of the HIPPA Act. XXXX XXXX XXXX XXXX I have no knowledge or records of the listed account. 
Please advise me as to the name and address of the medical provider, the date and type of service, and to whom the service was provided, as any account I might have had may be obsolete.If you can obtain this information, I also would need the name of the person providing this data, and the manner in which it was provided in order that I may pursue additional legal remedies in violation of the HIPPA Act. XXXX XXXX XXXX No knowledge of this account. Please remove. XXXX XXXX XXXX XXXX I have no knowledge or records of the listed account. 
Please advise me as to the name and address of the medical provider, the date and type of service, and to whom the service was provided, as any account I might have had may be obsolete.If you can obtain this information, I also would need the name of the person providing this data, and the manner in which it was provided in order that I may pursue additional legal remedies in violation of the HIPPA Act. I am allowing you 30 days to complete this investigation after which I authorize you to mail me my updated credit reports along with the investigation results

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation