Consumer complaint received 2019-04-17
Company: Experian Information Solutions Inc.
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I XXXX XXXX am a victim of identity theif. Ive reach out to XXXX, Experian and XXXX in XXXX of last year and nothing has changed with my credit report. I just started college in XXXX but yet I see a ton of student loans that I did not apply for. I was denied school attendance 3 time because of fraudulent student loans. I strongly believe my information was compromise due to XXXX  data breach. I have hired a local attorney to assist me in this matter and we plan to take legal action against XXXX, XXXX and Experian. If the items that has been stated do not get removed immediately. I opted out XXXX of last year in hopes that my information would not be shared. XXXX, XXXX and Experian has violated the FCRA as if concern my identity theft request to remove all fraudulent accounts and inquiries concerning this unfortunate event that so many including myself have been through. I have a copy of the certified mail receipts as well as a copy of police report.on XX/XX/XXXX. 

The fraudlent accounts and inquiries are as followed per bureau EXPERIAN XXXX XXXX XXXX XX/XX/XXXX {$1500.00} XXXX XXXX XXXX XXXX XXXX XXXX XX XX/XX/XXXX {$500.00} XXXX XXXX XXXX XXXX {$1300.00} XXXX XXXX XXXX XXXX XXXX XXXX {$800.00} XXXX XXXX XXXX XXXX XXXX XXXX {$330.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$7000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$2000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$3500.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$4500.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$5500.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$2700.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$3500.00} XXXX XXXX XXXX XXXX XXXX {$4000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$66000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$20000.00} XXXX XXXX XX/XX/XXXX {$2500.00} XXXX XXXX XXXX XX/XX/XXXX {$5000.00} XXXX XXXX XXXX XX/XX/XXXX {$2500.00} XXXX XXXX XXXX XX/XX/XXXX {$4000.00} XXXX XXXX XXXX XX/XX/XXXX {$3500.00} XXXX XXXX XXXX XX/XX/XXXX {$2000.00} XXXX XXXX XXXX {$140.00} XXXX XXXX XXXX XXXX   XXXX {$330.00} XXXX XXXX XXXX {$1300.00} XXXX XXXX XXXX XXXX XXXX XXXX {$170.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$800.00} XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX XXXX XXXX XX/XX/XXXX {$1500.00} XXXX XXXX XXXX XXXX XXXX  XXXX XX XX/XX/XXXX {$500.00} XXXX XXXX XXXX XXXX {$1300.00} XXXX XXXX XXXX XXXX XXXX XXXX {$800.00} XXXX XXXX XXXX XXXX XXXX  XXXX {$330.00} XXXX XXXX XXXX   XXXX XX/XX/XXXX {$7000.00} XXXX XXXX XXXX  XXXX XX/XX/XXXX {$2000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX XXXX XXXX XXXX XX/XX/XXXX {$4500.00} XXXX XXXX XXXX   XXXX XX/XX/XXXX {$5500.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$2700.00} XXXX XXXX XXXX   XXXX XX/XX/XXXX {$3500.00} XXXX XXXX XXXX XXXX XXXX {$4000.00} XXXX XXXX XXXX   XXXX XX/XX/XXXX {$66000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$20000.00} XXXX   XXXX XX/XX/XXXX {$2500.00} XXXX XXXX XXXX XX/XX/XXXX {$5000.00} XXXX XXXX XXXX XX/XX/XXXX {$2500.00} XXXX XXXX XXXX XX/XX/XXXX {$4000.00} XXXX XXXX XXXX XX/XX/XXXX {$3500.00} XXXX XXXX XXXX XX/XX/XXXX {$2000.00} XXXX XXXX XXXX {$140.00} XXXX XXXX XXXX XXXX  XXXX {$330.00} XXXX XXXX XXXX {$1300.00} XXXX XXXX XXXX XXXX XXXX XXXX {$170.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$800.00} INQUIRIES XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX {$1500.00} XXXX XXXX XXXX XXXX XXXX XXXX XX XX/XX/XXXX {$500.00} XXXX XXXX XXXX XXXX {$1300.00} XXXX XXXX XXXX XXXX XXXX XXXX {$800.00} XXXX XXXX XXXX XXXX XXXX XXXX {$330.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$7000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$2000.00} XXXX XXXX XXXX   XXXX XX/XX/XXXX {$3500.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$4500.00} XXXX XXXX XXXX   XXXX XX/XX/XXXX {$5500.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$2700.00} XXXX XXXX XXXX   XXXX XX/XX/XXXX {$3500.00} XXXX XXXX XXXX XXXX XXXX {$4000.00} XXXX XXXX XXXX   XXXX XX/XX/XXXX {$66000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$20000.00} XXXX   XXXX XX/XX/XXXX {$2500.00} XXXX XXXX XXXX XX/XX/XXXX {$5000.00} XXXX XXXX XXXX XX/XX/XXXX {$2500.00} XXXX XXXX XXXX XX/XX/XXXX {$4000.00} XXXX XXXX XXXX XX/XX/XXXX {$3500.00} XXXX XXXX XXXX XX/XX/XXXX {$2000.00} XXXX XXXX XXXX {$140.00} XXXX XXXX XXXX XXXX XXXX {$330.00} XXXX XXXX XXXX {$1300.00} XXXX XXXX XXXX XXXX XXXX XXXX {$170.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$800.00} INQUIRIES XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX Due to the credit bureaus negligence we have also decide to add the following individuals into our pending lawsuit. We strongly feel like these particular individuals within each bureau are mainly responsible as overseers as it pertains to our case My XXXX XXXX XXXX of XXXX XXXX XXXX will be placing these individuals as apart of our claims if fraudulent accounts and inquires by XX/XX/XXXX EXPERIAN XXXX XXXX Customer Service Manager at Experian Experian NCAC Email : XXXX XXXX XXXX Operations Manager Experian XXXX XXXX XXXX XXXX CEO CEO Experian Americas XXXX XXXX XXXX XXXX CFE CCIA Compliance Fraud Investigator Experian North America XXXX XXXX XXXX CEO North America Experian XXXX XXXX XXXX  XXXX XXXX President US Commercial Services and Chief Client Officer XXXX XXXX XXXX XXXX XXXX President XXXX XXXX XXXX XXXX XXXX XXXX XXXX Svp US consumer Information Services XXXX XXXX XXXX SVP Chief Compliance Officer XXXX XXXX XXXX XXXX XXXX CRCM VP/Sr Manager of Regulation and Compliance XXXX   XXXX XXXX XXXX XXXX Senior Vice President Enterprise fraud/ID Theft  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Corporate vice president  chief legal officer XXXX  XXXX XXXX XXXX XXXX XXXX EVP Compliance and Litigation XXXX XXXX XXXX XXXX XXXX Executive Vice President XXXX  XXXX XXXX XXXX XXXX Director Fraud and Identity management XXXX  XXXX XXXX XXXX XXXX Senior analyst consumer experiences XXXX XXXX XXXX XXXX XXXX Director-XXXX Consumer Interactive Servicing XXXX XXXX XXXX We feel these particular individuals have not assisted in making sure their respective bureaus are in compliance with the fair credit reporting act concerning my client. These individuals with be named in our pending lawsuit if the fraudulent information keeps reporting on their credit. 






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Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief