Consumer complaint received 2020-10-24
Company: Experian Information Solutions Inc.
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
This problem would experience has been going on for decades. Experience has been doing this to me ever since I left the United States military in one way or form. The latest agregious actions were not supplying me with a yearly free credit report until I sought out a company called fair shake then they sent a copy of your credit report which was incorrect let 's go to the beginning. I have an account would XXXX XXXX department store which is positive and has always been positive but they're showing it as account 's that be considered that may be considered negative. Of dealt with this company as I said for decades and it seems like their actions or con of like actions that they wouldn't do to someone who's wealthy just a common person XXXX  veteran like myself they actually seem to take it personal and purposely hold very minor things against you that they  wouldn't hold against someone who lives a lot better life in myself. It borders on racism and discrimination. They have a doctor 's bill that was disputed by XXXX themselves as being high and unreasonable for a visit XXXX paid the bill but they're showing it on my credit report as negative so company called commercial acceptance. Doctor 's bills are not supposed to be held against someone especially people who have been deathly ill or very sick or XXXX. XXXX one is XXXX XXXX XXXX XXXXXXXX which their reporting is negative when I have an agreement with them to pay {$37.00} per month which is bent on time and is not exactly closed its trying to get me back into a positive area due to my Military XXXX in my numerous XXXX. All of my problems that I have with experience by due to injuries in the military and illnesses and XXXX  XXXX. They also have due to my health again and account with USA a which was asked by USA a they received all the paperwork to remove that account from my credit report as a negative account it was sent to them I still have a copy of it they ignored it their intentions just seem to be so terrible and this is the type of language are received from now unless you send us additional relevant information to support your claim we will not reinvestigate this information again. Everything that these people are showing is negative for me has been followed with positive  correspondents and this is very sad because experience has been like this towards me ever since I grew up in a red line XXXX Pennsylvania neighborhood and this was an error when redlining was enormous. All I'm asking is for my life back and I shouldn't have to be XXXX years old served my country honorably and be treated in  this manner just because I not without warrant have major XXXX major setbacks all companies have worked with me and only Experian is the instigator. They have no intention of allowing me a chance to be a person of good standing financially. In your credit report the so called negative reports are on the first page and your positive reports are on a second or third page. This type of power over someone keeping them from being able to buy a home to enjoy their life to enjoy their Marriage to enjoy their grandchildren is a travesty. I am requesting that people read this I'm requesting that people take this to XXXX because this company has been doing this for decades and they're still doing it and the problem with them still doing it is even during a class action lawsuit they still do not respond to their clients as human beings unless they are wealthy unless they have a code number that immediately tells them that this guy 's report can be fixed due to their finacial Status but the poor guys and  the poor woman 's report can't is thrown into the trash bin. In stop playing musical chairs with the lives of XXXX elderly poor people is unjust it's unfair and it's in bad faith.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation