Consumer complaint received 2021-10-21
Company: Butler, Butler & Rowse-Oberle, P.L.L.C.
State: MI
Product: Debt collection
Sub-product: Auto debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Seized or attempted to seize your property

Complaint:
To start this Company continues to ignore Consumer is Original Creditor. 
Company continues to use abusive practices under 15 USC 1692a.

Company continues to ignore Cease & Desist under 15 USC 1692b Company violated 15 USC 1692c Company violated 15 USC 1692d Company violated 15 USC 1692f Company failed to validate debt under 15 USC 1692g On XX/XX/XXXX Butler, Rowse-Oblerle PLLC sent someone to XXXX XXXX XXXX threatening a subpoena on XX/XX/XXXX in which Consumer WILL NOT BE attending. 
Company continues to ignore debt was XXXX per Department of Treasury and is using legal actions under 15 USC 1692i, furnishing certain deceptive form under 15 USC 1692j and civil liability under 1692k. 

BACKGROUND INFORMATION Consumer filed Chpt XXXX Bankruptcy on or about XX/XX/XXXX. After informing XXXX XXXX from XXXX XXXX XXXX XXXX that Consumer filed a Chpt XXXX, XXXX XXXX immediately XXXX the loan. Bankruptcy Judge XXXX states on record that due to timeframes of Consumer last Chpt XXXX Bankruptcy [ case No # : XXXX ] new filing [ Case # : XXXX ] would be put on hold and extended to XX/XX/XXXX in order to get a discharge for Consumer presumption that all debts would be forgiven or discharged. Consumer decided to convert Chpt XXXX to Chpt XXXX by submitting a motion in which no one objected. Consumer had never converted so all rights to do was granted and realized after filing a Chapter XXXX case that Chapter XXXX offers a better choice in Consumers circumstances and would have benefited from voluntarily converting the bankruptcy. Consumer passed means test and submitted but was denied stating deficient which gave XXXX XXXX power to steal the vehicle from Consumer. Consumer was honest and had no fraud like conduct, false pretenses, false representations or actual fraud. Consumer had no bad faith conduct or repeated persistent violations to warrant contempt. 

On or About XX/XX/XXXX, XXXX XXXX XXXX XXXX, AFFIDAVIT AND DECLARATION OF NEGATIVE AVERMENT and MEMORANDUM IN SUPPORT OF PRIVATE ADMISTRATIVE PROCESS AKA ; CONDITIONAL ACCEPTANCE FOR VALUE FOR PROOF OF CLAIM ( CAFV ) with NOTICE OF ADMISTRATIVE REMEDY POINTS AND AUTHORITIES. Non-negotiable Private between the parties AND SILENCE IS ACQUIESCENCE NOTICE and CAVEAT, NOTICE OF FEES SCHEDULES, FINAL TRUE BILL AND ACCOUNTING, INVOICE ALL PARTIED FAILED TO SUBMITTED OATH OF OFFICES, SURETY, PERFORMANCE BONDS, BLANKET ONDS, BOND NUMBERS, SOCIAL SECURITY NUMBER, PUBLIC OR PRIVATE PLEDGES ETC. 
ALL COMPANY FAILED TO RESPOND AND IS CURRENTLY IN DEFAULT AFTER BEING PUT ON NOTICE. 

On XX/XX/XXXX, Consumer sent XXXX XXXX, Authorized Agent for XXXX XXXX XXXX XXXX Successor to XXXX XXXX XXXX XXXX XXXX as well as BUTLER ROWSE-OBERLE PLLC XXXX XXXX XXXX BANKRUPTCY JUDGE XXXX XXXX XXXX , XXXX XXXX CLERK XXXX XXXX XXXX AND XXXX XXXX BANRUTPCY TRUSTEE XXXX XXXX XXXX A CONDITIONAL ACCEPTANCE FOR VALUE ( CAFV ) PRIVATE INDEPENDENT ADMISTRATIVE PROCESS along with Proof of Claims, CAVEAT, NOTICE : ARTICLE VI U.S. CONSTITUTION , Certificate of Mailing under 37 CFR 1.8. with no response. 

On XX/XX/XXXX a Notice of Fault and Opportunity to Cure and Contest Acceptance was sent with no response. 

On XX/XX/XXXX, a NOTICE OF DEFAULT AND RES JUDICATA was sent with no response. An invoice fee and notice of fee schedule and Final True Bill of Accounting was also sent with Copyright, trademark, trade name violation : 1. Usage of XXXX, XXXX or XXXX XXXX, XXXX, XXXX including all derivatives, spellings, and upper-case lower-case combinations and renderings of the trademark and trade name without express written consent {>= $1,000,000} Acceptance of Presentments ( without contract ) 2. Unauthorized Citations {$10000.00} 3. Warnings Issued on Paper {$10000.00} 4. XXXX XXXX {$10000.00} 5. Trespassing {$25000.00} 6. Summons, Court Notices ( without contract ) {$10000.00} 7. All other related items, fees, or offers {$10000.00} 8. Punitive Damages {$10000.00} Depositions, Interrogation ( unsolicited ) 9. Name {$10000.00} 10. Drivers License Number {$10000.00} 11. Social Security Number {$50000.00} Obstruction of Travel, Property Search, Trespass, Theft, Carjacking, Interference with Commerce 12. Taking/Theft/Deprivation of Property {$10000.00} per day ( as of XX/XX/XXXX ) Signature, Endorsement, Autograph ( SEA ) 13. Autograph under threat, duress, or coercion {>= $1,000,000} Company is in violation of many FCRA violations and continues to report incorrect and outdated information. 
That appointed Attorneys, XXXX XXXX XXXX and XXXX XXXX of Butler Rowse-Oberele PLLC both represented and defended XXXX  XXXX XXXX XXXX in their 'private capacity ' with nexus to Common Law Unalienable Rights as Associated to the Original Jurisdiction. 

All parties committed COLLUSION, CONSIRACY AND FRAUD IN RESPECT FOR THIS CASE ON BEHALF OF THE CONSUMER in order for Bankruptcy case to be dismissed in order for vehicle to be taken. Consumer was not granted a Chpt XXXX stating deficient filing. Chpt & Chpt XXXX were both accepted under 11 USC 1126. All partied fail to address proof of claim stating they colluded intentionally to destroy Consumer life. All parties are aware that colluding parties may also be held liable for cost, attorney fees or expenses and if willful disregard of this subsection is found PUNITIVE DAMAGES. 
All partied DID NOT RESPOND to Proof of Claims that Consumer Bankruptcy case was unreasonably left open for 7 months in order for XXXX XXXX XXXX XXXX to take vehicle. 

Bankruptcy Judge XXXX committed " No Fair Ground of Doubt ''. 
Consumer submitted PROOF OF CLAIMS TO ALL PARTIES AND ALL PARTIED FAILED TO SUBMIT PROOF OF CLAIMS : Around XX/XX/XXXX, Consumer decided to switch to Chpt XXXX in order to keep the vehicle in question.. 

On or about XX/XX/XXXX, Consumer submitted to IRS Form XXXX and XXXX, Special Power of Attorney, Letter of Advice, Car Discharge Letter, Odometer Disclosure Statement, Power of Attorney, Bonded Bill of Exchange Order Motor Vehicle and Copy of Authenticated Birth Certificate was sent to the US DEPT OF TREASURY. 
On XX/XX/XXXX, Consumer filed an UCC1 indicating the XXXX XXXX XXXX XXXX [ XXXX ] WITH ATTACHED 35 INCH XXXX TIRES as collateral. 
As of XX/XX/XXXX per Michigan Department of State Record Lookup the vehicle owner is XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Mi XXXX [ XXXX : XXXX ] secured by XXXX XXXX XXXX XXXX , XXXX XXXX XXXX XXXX XXXX XXXX MI XXXX { Plate # : XXXX } On or around XX/XX/XXXX, Company sent summons from the XXXX District Court in XXXX Michigan . Consumer answered Summons cancelling any contract, agreement and/or citations under the 72 hour rule correction and/or nunc pro tunc ''. Company NEVER REBUTTED. [ currently waiting for copy from court ]

Company response to consumer: Closed with explanation