Consumer complaint received 2023-11-10
Company: CARRINGTON MORTGAGE SERVICES, LLC
State: LA
Product: Debt collection
Sub-product: Mortgage debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened or suggested your credit would be damaged

Complaint:
XXXX XXXX, Agent Of XXXX XXXX, Louisiana CARRINGTON MORTGAGE SERVICES ( Servicer ) XXXX California XXXX XXXX XXXX XXXX ( Trustee ) Delaware Subject : Request for Repayment and Notification of XXXX XXXX XXXX XXXX XXXX Debt Collector XXXX XXXX XXXX XXXX NOTICE ***notice to agent is notice to principal notice to principal is notice to XXXX I XXXX XXXX, a living man of the age of majority do here by affirm the following to be the entire and whole truth, to the best of my description here at hand, So help me XXXX. 

Notice is hereby given that failure or refusal to contest this AFFIDAVIT OF TRUTH & FACT within twenty ( 20 ) days on a point-for-point basis shall be construed as constructive silence and concealment of incriminating evidence and shall create the legal presumption or conclusion that the authorities stated by CARRINGTON is operating under fraudulent contract. They are conspiring with public officials to cause harm on a mass scale to grossly benefit, the meaning of the criminal charge labeled as RICO. The conspiracy is but not limited to passing counterfeit notes such as re-created COPIES to the Judge who has allowed the counterfeiting in the court on a mass scale, this fraud to the homeowners is designed to rob them of their property ( which goes to the lawyers ), and create new Notes from the next victims in order to securitize it and make billions and ultimately they get to rob the the XXXX XXXX XXXX Trust, and tell the homeowners that they are getting a loan in reality the companys like CARRINGTON dont loan any of their own credit, they loan the consumer ( homeowner ) their own credit from above mentioned Trust from the Treasury discount window. These pretender lenders, never put any skin in the game. Then they redline the families stick them with fees and late charges, and they never pay the interest off the escrow, they ALWAYS have more than one you never see the others, the APPLICATION is the instrument on all financing type purchases, with your signature and your SS # or EIN. The Note or Application creates the money when it sent to the treasury 12 USC 411, 412. Your house is paid for they go on to make hundreds of millions of dollars of a average {$200000.00} house, while they try to foreclose on you to get another victim. The application is the collateral in consumer credit transactions, the house is just lagniappe or a little something extra, like we say it here in XXXX Louisiana. 

The truth is CARRINGTON is a third party debt collector and they do not have nor does the Trustee XXXX because they both have made confessions of not having the the note on the online open forums of the CFPB and the XXXX XXXX XXXX. The note is the one document that shows ownership of the mortgage, since they do not have it and they never did have note, Therefore I hereby demand that the full cost of the note plus interest, and associated fees be paid to me immediately. Also, I demand payment of all proceeds paid toward the mortgage since the beginning, including attorney fees {$10000.00} in XXXX, plus all fees, and PLUS INTEREST, also the ESCROW ACCOUNTS on ledger and off need to be paid plus INTEREST. As we add on, there was a promissory note that was signed UNDER DURESS for the the loan modification in XXXX, creating NEW MONEY which it says right on the front of that note page. This Further evidences the CARRINGTON fraud. Also when recreating such forgeries of financial instruments, CARRINGTON will add endorsement stamps and delete endorsement stamps at will, completely ignoring the FACT that on the signature page the words, NA-VARIETUR ( which means can not change ) are plainly stated on the page that they do in deed change. The endorsements mean the mortgage was paid for how many time now? And Since I was made an accommodation party with out my knowledge or me giving prior written consent ( IDENTITY THEFT ), I demand the securitization, process plus interest. The XXXX XXXX will assist is in that endeavor. Thats leads us to the obvious Hobbs Act violations, and Under title 18 of the UNITED STATES CODE, Depravation of Rights Under Color of Law, real Criminal jail time can be warranted. Not to mention the violations of THE FEDERAL RESERVE ACT sections 29 and 16, breech of Fiduciary Duty, this fine has 4 tiers starting at {$5000.00} per day, CARRINGTON has passed that a long time ago, and this has been going on since XXXX. 

This Mortgage is Nullified, Therefore THIS IS THE FORMAL NOTICE either produce the original wet ink signature Note or to claim and recoup all proceed previously spoken. 

This is your ORDER to remove the negative marks from all credit files such as, but not limited to, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, CHECKS, and any and all others. I have had your illegal company CARRINGTON MORTGAGE SERVERS who is just a 3rd party debit collector that I never contracted with, deceive me into believing that your company owned the mortgage, but come to find out CARRINGTON MORTGAGE IS A COMPLETE FRAUD. For the 3rd time REMOVE ALL NEGATIVE ITEMS FROM THE CREDIT REPORTS for the transmitting utility XXXX XXXX XXXX, if they make their way back again let it be know now that the fine then will be {>= $1,000,000} Paid in XXXX per UCC article 9. Because enough is truly enough, your not going to bully me and my family anymore, damage is done, the world is finding out, according to plan. Its time to pay back for the destruction caused. 

With this NOTICE You will have 2O days to cure, produce the ORIGINAL WET INK SIGNATURE Note that was signed on the closing day. Or the above stated recoupments. 
The statements made in this affidavit form 15 U.S.Code 1692e ( 4 ) 15 USC 1692e ( 4 ) 1692e ( 4 ) - Foreclosures, Repossessions, Wage garnishment, or arrests are all illegal in the collection of any debts. This is similar to the 4th amendment.

Also, the FEDERAL RECESSION LAW obtain to you, its on the court file and over a month old now, I SENT IT USPS confirmation see attachment. 

I ask you only reply with pertinent laws to back up any rebuttals. 

I would like to upload my POA with Certificates, like the dually Authenticated Birth Certificate, Apostille Certificate of live Birth, 2 DBAs and Affidavit of Beneficial Ownership. 



Sincerely, By : XXXX XXXX Agent UCC 1-308 Done in Good Faith

Company response to consumer: Closed with explanation