Consumer complaint received 2017-08-01
Company: Experian Information Solutions Inc.
State: TN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I received a copy of my credit report from XXXX on XX/XX/XXXX. Someone is using my personal information XXXX XXXX XXXX. My drivers license have been stolen in that name. This havebeen reported to The Social Security Administration. My social security card have been stolen,  using XXXX XXXX XXXX. I 've reported to The XXXX Police Department. IRS have been notified of my name and identification being stolen. I recently got a letter from IRS. I 've been told they need 45 more days. I could n't have made wire payments to XXXX XXXX XXXX from XX/XX/XXXX-XX/XX/XXXX.I have n't had a checking account since I learned I was a victim of identity theft. There is a address listed on the report that I received from XXXX, that I am not familiar with. The address is XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, MI XXXX. I 've mailed the identity theft packet to you on XX/XX/XXXX. I just received the packet from XXXX XXXX in XX/XX/XXXX. I did a change of address with XXXX XXXX Bank to receive the packet. I 've finally got a secured phone line to correspond with you andothers. With the help of Consumer Financial Protection Beaura I 've been able to get my credit  report. Someone changed my name to XXXX XXXX XXXX. I 've changed my name through probate court to XXXX XXXX XXXX. XXXX is my maiden name. I will send you a copy of the XXXX that I received from IRS, this was reported in XX/XX/XXXX. The Department of Labor Federal Identification  Number was used to report information. Tennessee Housing Development Agency was n't used, only typed in, it 's a different address from the address the address with XXXX County Register XXXX. I did n't receive the XXXX I requested that was reported to IRS. I pulled a copy of the deed to the property, it shows the property was sold for {$18000.00}. I do n't have anything showing {$23000.00} or {$9900.00}. You stated it was sent on XX/XX/XXXX. Yet the XXXX was reported to IRS in XX/XX/XXXX with your dollar amounts. Reference number XXXX. There are two numbers linked to this account. An invoice number XXXX. I do n't have an account to pay using a check with five digits. I notice payments was being made to you with through wire transactions. Example :XXXX, XXXX. The FHA number changed in XX/XX/XXXX/ XXXX XXXX is listed in XX/XX/XXXX. The loan number XXXX, check numbers XXXX,XXXX was used to make payments. I realized you are not responsible for my mail being stolen. I only mentioned that, because I never received statements from you from XXXX. As I 've stated the FBI told me it 's an inside job. I was also told by them to pull all of my tax transcripts. I was also told to pull my credit report. When I filed bankruptcy I told Attorney XXXX I did not purchase the property with XXXX XXXX XXXX XX/XX/XXXX. The credit report reflects that date & year. The report showed a balance in the amount of {$35000.00}. XXXX XXXX showed XX/XX/XXXX also, {$49000.00}. Balance of {$0.00}. The report I recently received from XXXX, do n't show either mortgage. XXXX XXXX XXXX XXXX or XXXX XXXX XXXX. XXXX  clearly states a bankruptcy chapter XXXX remain on your account for 10 years. From XX/XX/XXXX-XX/XX/XXXX is not 10 years. As I 've mentioned my history is being deleted. Property taxes was n't being reported to IRS on the property for years. I was n't receiving tax statements on the property. I stop receiving statements from the property assessor. All I know is this information should be still listed on my credit report. I need property tax statements on the property at XXXX XXXX XXXX XXXX TN XXXX. The courts have this information on file/case number XXXX. I told Attorney XXXX XXXX XXXX my identity was stolen. I was told by him no-one was going to do anything. A tax return was filed using my social security number in XX/XX/XXXX. IRS is also investigating. Attorney would n't try to help me. This started when I filed a XXXX XXXX law sue in XX/XX/XXXX. In XX/XX/XXXX is the year I began with depositions and received a settlement. I was under wage earner when I filed the law sue. It was filed as workman 's compensation without my knowledge. My records was made public. The medical malpractice attorney asked for XXXX dollars. The public had access to my personal information /medical records also. The case number is XXXX. Honorable XXXX XXXX was the Judge over the case. I paid the wage earner courts {$18000.00} to pay my creditors at 100 % when I received the settlement. I did n't receive no where near XXXX dollars. This is why I was targeted in the manner I was. Due to greed/ the love of money. Social Security blocked my social security number on line because of the theft of my identity. I received a letter from them to file a civil sue. I 've been told by The Social Security Administration Department to pull my credit report. I was contacted in XX/XX/XXXX by them. I am seeking counsel to help with that matter. I have been denied XXXX due to theft of my identity. I 'm deprived of health care insurance. It is imperative that the person/persons responsible for this madness be held accountable for their fraudulent activities. I know that I would n't belittle my standards to do a thing like this. I am working with Authority to resolve this problem. I 'm being guided by authority /Federal Government, everything have been touched on a Federal Level.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation