Consumer complaint received 2020-01-29
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Was not notified of investigation status or results

Complaint:
I have already submitted complaint in XX/XX/XXXX. TransUnion stated in response to CFPB Complaint they will take 60 days. Equifax investigated and removed inquires based on their investigation but TransUnion still shows all inquires present and no update on investigation that has now past 60 days! Remove my inquires from previous Complaint and dispute. TransUnion has had substantial time to investigate and have failed to do so in a timely manner. Here is copy if complaint issued in XX/XX/XXXX.. 

I have a fraud Alert on all 3 of my Credit Bureaus. I have wrote letters and have called to all Creditors and to all Major Credit Bureau to remove several Inquires that I do not recognize. The inquires still populate that were back in XX/XX/XXXXand they just keep coming back every other week it seems. I have a total of 171 Inquires on my credit file and they are mostly all the same things from years ago. I have contact by phone and by mail and get the same response. There is nothing that can be done. I have not received any letters back that I have sent to the Furnishers. I did Purchase an Auto but through my own Bank not though a dealership which are not listed in the inquires. I also have not started a Credit Card of any sort. I thought the fraud Alert was suppose to help. My information was compromised during the XX/XX/XXXXBreach as well as the Transunion Glitch - and seek no restitution other the Free Credit Monitoring. All I require is for proof that I approved these Inquires. I did not select some of the inquires because I did cause those. according to Section 604 of the Fair Credit Reporting Act, Permissible Purposes of Consumer Reports 15 U.S. Code 1681b, Subsection ( a ), the below creditors have not demonstrated any allowable permissible purpose - and any consumer reporting agency may furnish a consumer report under those circumstances and no other. If, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation ; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. XXXX Transunion XXXX XX/XX/XXXXXXXX XXXX XX/XX/XXXX on XX/XX/XXXX - XX/XX/XXXX - XX/XX/XXXX XXXX XXXX XX/XX/XXXXXXXXTransunion - XX/XX/XXXX- Creditor Name - XX/XX/XXXXXXXX - Dates of Inquires - XX/XX/XXXX XXXX - XX/XX/XXXX - XXXX XX/XX/XXXX - XX/XX/XXXX - XX/XX/XXXX XXXX - XX/XX/XXXX - XX/XX/XXXX - XX/XX/XXXX - XX/XX/XXXX XX/XX/XXXX- Transunion - XX/XX/XXXX-Creditor Name - XX/XX/XXXX - Dates of Inquires - XX/XX/XXXX XX/XX/XXXX- Transunion - XX/XX/XXXX Creditor Name - XX/XX/XXXX - Dates of Inquires - XX/XX/XXXX XX/XX/XXXXXXXX Transunion XXXX XX/XX/XXXXXXXX Creditor Name - XX/XX/XXXX- Dates of Inquires - XX/XX/XXXX XXXX XX/XX/XXXX XX/XX/XXXX- Transunion - XX/XX/XXXX -Creditor Name XXXX XXXX - Dates of Inquires - XX/XX/XXXX - XX/XX/XXXX - XX/XX/XXXX XX/XX/XXXXXXXX Transunion - XX/XX/XXXX- Creditor Name - XX/XX/XXXX - Dates of Inquires - XX/XX/XXXX XX/XX/XXXX- Transunion - XX/XX/XXXX - Creditor Name - XX/XX/XXXX - Dates of Inquires - XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXXXXXX Transunion - XX/XX/XXXX- Creditor Name - XX/XX/XXXX - Dates of Inquires - XX/XX/XXXX XX/XX/XXXX-Transunion - XX/XX/XXXXXXXX Creditor Name - XX/XX/XXXX - Dates of Inquires - XX/XX/XXXX - XX/XX/XXXX XXXX XX/XX/XXXX XX/XX/XXXXXXXXTransunion XXXX XX/XX/XXXX- Creditor Name - XX/XX/XXXX- Dates of Inquires - XX/XX/XXXX - XX/XX/XXXX - XXXX - XX/XX/XXXX XX/XX/XXXX-Transunion - XX/XX/XXXXCreditor Name XXXX XX/XX/XXXX- Dates of Inquires - XX/XX/XXXX - XX/XX/XXXX - XX/XX/XXXX - XX/XX/XXXX - XX/XX/XXXX- Transunion - XX/XX/XXXX- Creditor Name - XX/XX/XXXX- Dates of Inquires - XX/XX/XXXX - XX/XX/XXXX - XX/XX/XXXX - XX/XX/XXXX - XXXX Transunion XXXX XX/XX/XXXX- Creditor Name XXXX XX/XX/XXXX - Dates of Inquires - XX/XX/XXXX XX/XX/XXXX- Transunion - XX/XX/XXXXXXXX Creditor Name - XX/XX/XXXX - Dates of Inquires - XX/XX/XXXX XX/XX/XXXX- Transunion - XX/XX/XXXX- Creditor Name - XXXX - Dates of  Inquires - XX/XX/XXXX - XX/XX/XXXX XX/XX/XXXX-Transunion - XX/XX/XXXX-Creditor Name XXXX XXXX XXXX - Dates of Inquires - XX/XX/XXXX XX/XX/XXXX-Transunion - XX/XX/XXXX- Creditor Name - XX/XX/XXXXXXXX -Dates of Inquires - XX/XX/XXXX XX/XX/XXXX-Transunion - XX/XX/XXXX-Creditor Name - XX/XX/XXXX - Dates of Inquires - XX/XX/XXXX XX/XX/XXXXXXXXTransunion - XX/XX/XXXX- Creditor Name - XX/XX/XXXX-Dates of Inquires - XX/XX/XXXX XX/XX/XXXX-Transunion - XX/XX/XXXX- Creditor Name - XX/XX/XXXX - Dates of Inquires - XX/XX/XXXX XX/XX/XXXX-Transunion - XX/XX/XXXX- Creditor Name - XX/XX/XXXX XX/XX/XXXX- Dates of Inquires - XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation