Consumer complaint received 2023-07-08
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Public record information inaccurate

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX. 
XXXX XX/XX/XXXX Dear Reader, Subject : Disputing Information in Credit Report I am writing to dispute the following information in my file. 
This item is inaccurate because what is inaccurate or incomplete and why. I am requesting that this item be removed.. 
Enclosed is documentation supporting my request : [ describe the documents youre sending, for instance : my credit report, with the disputed items circled. ] Please investigate this matter and delete [ or correct ] the disputed item [ s ] as soon as possible. 
Sincerely, XXXX XXXX FAQ : Credit Reporting and the Bankruptcy Court Does the Bankruptcy Court report information regarding my bankruptcy case to credit bureaus? 

The Bankruptcy Court has no interaction with credit bureaus, including XXXX, TransUnion, and XXXX. The Bankruptcy Court does not report information regarding bankruptcy cases to credit bureaus and does not verify the accuracy of information regarding bankruptcy cases held by credit bureaus. 
XXXX XXXX Do you see information you believe to be inaccurate? yes Account info Account name XXXXXXXX XXXX Account numberXXXX Account Auto Loan Responsibility Individual Date opened XX/XX/XXXX Status Discharged through Bankruptcy XXXX XXXXStatus updated XX/XX/XXXX My attorney letter to XXXX Hi XXXX, XXXX will release the lien on Plaintiffs XXXX XXXX XXXX in exchange for dismissing XXXX as a defendant with prejudice in this action. Please confirm that XXXX will be dismissed with prejudice and that XXXX does not need to respond in this action and I will draft a settlement agreement and release. 

XXXX XXXX XXXX XXXX XXXX : ( XXXX ) XXXX XXXX XXXX XXXX XXXX, CA XXXX CONFIDENTIALITY NOTE : The information contained in this transmission is privileged and confidential information intended to be delivered to, and for the use of, only the individual ( s ) to whom it is addressed. It may contain information that is confidential, proprietary, attorney work product, attorney-client privileged, or subject to other doctrines and/or privileges recognized under applicable law. In no event is this material to be read, used, copied, reproduced, stored, or retained by anyone other than the named addressee ( s ) except with the express consent of the sender. 

XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX, XXXX to me The lien on Plaintiffs vehicle was released on XX/XX/XXXX. Plaintiff should receive the paper title in the mail from the XXXX in the next few weeks. 


XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Tel : ( XXXX ) XXXX Fax : ( XXXX ) XXXX XXXX  Leave me a XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX, XXXX to me The lien on Plaintiffs vehicle was released on XX/XX/XXXX. Plaintiff should receive the paper title in the mail from the XXXX in the next few weeks. 


XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Tel : ( XXXX ) XXXX Fax : ( XXXX ) XXXX XXXX Leave me a XXXX review This account needs to removed because there was an agreement and i purchased my car so there is no balance please have this removed at once. 








Balance updated - Recent payment - Monthly payment - Original balance {$24000.00} Highest balance XXXX XXXX XXXX Do you see information you believe to be inaccurate? 
Account info Account name XXXX XXXX XXXX Account number ( different account numbers on 3 credit reporting agency ) pls investigate this account because it has no starting credit and shows no payments and tha actual balance have this removed at once Account type Credit card Responsibility Individual Date opened XX/XX/XXXX Status Discharged through Bankruptcy XXXX XXXX. 
Status updated XX/XX/XXXX Balance - Balance updated - Recent payment - Monthly payment - Credit limit {$300.00} Highest balance {$620.00} Record details Record type XXXX XXXX bankruptcy discharged Date filed XX/XX/XXXX Date resolved XX/XX/XXXX Responsibility Individual ( Not correct is reporting Different Reference number ref numbers on transuion and other credit reporting agency. 
XXXX Reinvestigation information ( Need to now how was this investigated due to the fact that the bankruptcy court does not report. 
This item remained unchanged from our processing of your dispute in XXXX XXXX. 
On record until XX/XX/XXXX Home Account Preferences Message Center, you have 2 unread messages2 Your XXXX credit report As of XX/XX/XXXX Credit Report dateXXXX - XX/XX/XXXX Your XXXX credit report

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief