Consumer complaint received 2020-09-01
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
To Whom It May Concern : On XX/XX/2020, XXXX, XXXX, and Experian are reporting inaccurate and unverifiable information on my credit report. Please see accounts and its details below that are deemed incorrect on my credit files. 

For XXXX One of the specific items of concern is the reporting of XXXX by XXXX XXXX XXXX, 1. The high credit or original amount is being reported inaccurately XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
2. I was never late on this account XXXX XXXX XXXX   Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
3. The high credit or original amount is being reported inaccurately XXXX Account Number : XXXX Please investigate and delete from my credit report. 
4. I was never late on this account DEPTEDXXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
5. I was never late on this account DEPTEDXXXX  Account Number : XXXX I paid on time and was never late ; please remove any and all late payments and update to paid as agreed 6. the date 's of last activity are inaccurate XXXX  XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
7. The dates last active do not match at XXXX  XXXX  and Equifax. 
XXXX  XXXX Account Number : XXXX Delete this account for reporting inaccurate information For EXPERIAN One of the specific items of concern is the reporting of XXXX by XXXX XXXX XXXX, 1. The high credit or original amount is being reported inaccurately XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
2. I was never late on this account XXXX XXXX XXXX   Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
3. the date 's of last activity are inaccurate XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
4. The high credit or original amount is being reported inaccurately XXXX Account Number : XXXX Please investigate and delete from my credit report. 
5. remove for inaccuracy - this account reporting is completely inaccurate even though it is from 1 creditor XXXX XXXX  FTCU Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
6. the date 's of last activity are inaccurate XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
7. The dates last active do not match at XXXX  XXXX  and XXXX. 
XXXX XXXX Account XXXX  : XXXX Delete this account for reporting inaccurate information. 
8. the date 's of last activity are inaccurate XXXX XXXX XXXX  Account Number : XXXX Delete this account for reporting inaccurate information. 

For XXXX  One of the specific items of concern is the reporting of XXXX by XXXX XXXX XXXX, 1. The high credit or original amount is being reported inaccurately XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
2. the date 's of last activity are inaccurate XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
3. The high credit or original amount is being reported inaccurately XXXX Account Number : XXXX Please investigate and delete from my credit report. 
4. I was never late on this account DEPTEDXXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
5. I was never late on this account DEPTEDXXXX  Account Number : XXXX I paid on time and was never late ; please remove any and all late payments and update to paid as agreed 6. the date 's of last activity are inaccurate XXXX  XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
7. The dates last active do not match at XXXX  XXXX  and XXXX. 
XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
8. the date 's of last activity are inaccurate XXXX XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation