Consumer complaint received 2020-09-04
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
To Whom It May Concern : On XX/XX/2020, XXXX, XXXX, and Experian are reporting inaccurate and unverifiable information on my credit report. Please see accounts and its details below that are deemed incorrect on my credit files. 

For XXXX  1. Bankruptcy does not belong to me Chapter XXXX Bankruptcy Case Number : XXXX Please remove this inaccurate information from my credit report. 
2. I was never late on this account XXXX XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
3. remove for inaccuracy - this account reporting is completely inaccurate even though it is from 1 creditor XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
4. I was never late on this account XXXX XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 

For EXPERIAN 1. Bankruptcy does not belong to me Chapter XXXX Bankruptcy Case Number : XXXX Please remove this inaccurate information from my credit report. 
2. remove for inaccuracy - this account reporting is completely inaccurate even though it is from 1 creditor XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
3. remove for inaccuracy - this account reporting is completely inaccurate even though it is from 1 creditor XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
4. The date of last active and date opened is inaccurate and inconsistent to the 2 bureaus. This debt was included in bankruptcy. 
XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
5. The date of last active and date opened is inaccurate and inconsistent to the 2 bureaus. This debt was included in bankruptcy. 
XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
6. I was never late on this account XXXX XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
7. remove for inaccuracy - this account reporting is completely inaccurate even though it is from 1 creditor XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
8. the date 's of last activity are inaccurate XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
9. the date 's of last activity are inaccurate XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
10. remove for inaccuracy - this account reporting is completely inaccurate even though it is from 1 creditor XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
11. remove for inaccuracy - this account reporting is completely inaccurate even though it is from 1 creditor XXXX XXXX XXXX   XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

For XXXX 1. Bankruptcy does not belong to me Chapter XXXX Bankruptcy Case Number : XXXX Please remove this inaccurate information from my credit report. 
2. remove for inaccuracy - this account reporting is completely inaccurate even though it is from 1 creditor XXXX XXXX   Account Number : XXXX Please remove this inaccurate information from my credit report. 
3. The date of last active and date opened is inaccurate and inconsistent to the 2 bureaus. This debt was included in bankruptcy. 
XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
4. The date of last active and date opened is inaccurate and inconsistent to the 2 bureaus. This debt was included in bankruptcy. 
XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
5. I was never late on this account XXXX XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
6. remove for inaccuracy - this account reporting is completely inaccurate even though it is from 1 creditor XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
7. the date 's of last activity are inaccurate XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
8. the date 's of last activity are inaccurate XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
9. remove for inaccuracy - this account reporting is completely inaccurate even though it is from 1 creditor XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation