Consumer complaint received 2020-09-02
Company: LEXISNEXIS
State: NH
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Unable to get your credit report or credit score
Sub-issue: Other problem getting your report or credit score

Complaint:
I, Mister XXXX XXXX XXXX, a married man to my wife, XXXX XXXX XXXX as of XX/XX/XXXX am filing this Complaint against LexisNexis as they refuse to provide me with a FULL LexisNexis Report in accordance with the Fair Credit Reporting Act. I just received and opened an alleged LexisNexis link that shuts down every couple minutes and forces me to print the FRAUD mish mash of data that has removed specific identifying characteristics of my identity such as removing my birth date, my social security number, my gender, which male, my marital status is not shown which should be married, no emails, no cell phone history, etc. Regardless, I can not dispute a FRAUD mish mash of papers from LexisNexis as my consumer number and case number are required to be on each page, which this mish mash does not have. It is so bad that it can't be disputed as it is NOT a FULL LexisNexis consumer report which needs to contain the following reports, with my consumer number and case number on every page : 1. ) Produce my FULL LexisNexis Report ( s ) utilizing/inputting all of the Key Identification Characteristics of my identity for each report, as state above, for me, Mister XXXX XXXX XXXX, of XXXX XXXX XXXX, XXXX, NH XXXX, gender : MALE, marital status : MARRIED, birth date : XX/XX/XXXX, Social Security Number XXXX, cell phone XXXX, email : XXXX 2. ) As you know, a FULL LexisNexis Report includes the following reports : ( 1 ) XXXX XXXX Report for Auto : Summarizes auto insurance loss history provided by participating insurance companies. It is used to assess applications and renewals of auto insurance underwriting.

( 2 ) XXXX  . Report for Property : Summarizes property  insurance loss history provided by participating insurance companies. It is used to assess applications and renewals of property insurance underwriting. 
( 3 ) Current Carrier Reports : Summarizes historical home and auto coverage information provided by participating insurance companies. It is used to assess current insurance coverage as well as identity gaps in prior underwriting.

( 4 ) XXXX : Provides attributes using public record data. It is used for insurance underwriting and insurance prescreening.

( 5 ) Traffic Violation Search : Provides search results from public records. It is used to asses applications and renewals of insurance underwriting. 
( 6 ) XXXX XXXX  : Provides search results from national court records regarding bankruptices, tax liens, judgments ( civil and criminal ). It is used to monitor developments that could affect a current account relationship. 
( 7 ) XXXX XXXX XXXX : Provides search results from public records, including property and personal information. It is used by public assistance agencies to evaluate applications for government benefits. 
( 8 ) Collections Descisioning Report : Provides search results from public records. It is used to determine a consumer 's ability to pay an oustanding debt. 
( 9 ) XXXX XXXX XXXX XXXX XXXX  : Provides search results from public records. It is used for underwriting life insurance. 
( 10 ) XXXX XXXX : Provides search results from public records. It is used by lenders to evaluate an applicant 's ability and willingness to repay a debt.

Company response to consumer: Closed with explanation