Consumer complaint received 2019-04-16
Company: Experian Information Solutions Inc.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Problem with personal statement of dispute

Complaint:
THIS AFFIDAVIT IS NOARY SUPPORTED AND SELF AUTHENTICATING BY WAY OF THE LAWFUL NOTIFICATION : THE DOCUMENTS XXXX XXXX PRODUCED ARE NEWLY CREATED ROBO SIGNED AND FORGED TENDER OF PAYMENT OFFERING WAS DECLINED IN WRITING THEREFORE SET FOR DISCHARGE On XX/XX/XXXX, XXXX XXXX produced no documents or either they are incomplete and newly created, for the documents they created are forged, XXXX signed and newly created. This is for the XXXX XXXX. 
The Disclosures created by XXXX XXXX was newly created well after i signed electronically. The Disclosures created by XXXX XXXX does not have the full document i am presenting with this affidavit. The Disclosures The original document was done so by electronically email, not in person. Therefore they have the power to alter the said documents presented to the credit bureaus. I have requested for the past 45 days the original contract wet signatures or online signatures and the lender information rather i have not received any statements nor responses from my request in the mail. The only thing i get from said bank are email alerts asking for more money after the tender of payment was received credited on XX/XX/XXXX, then reversed on XX/XX/XXXX. This is harassment. 
XXXX XXXX has a FRAUD ALERT document. were it states that Criminals are hacking email accounts of lenders, real estate agents, title companies, settlement agents or attorneys, and other, resulting in fraudulent wire instructions being used to divert funds to the account of the criminal. It is proven this is what XXXX XXXX   has done this alone. 
XXXX XXXX never provided me with a full copy of the alleged loan agreement or contract and has only done such with the credit agencies or all three credit bureaus by fraud and incomplete documents. 
The signatures XXXX XXXX has produced are forged they also tried to copy my infant trust account number but got it wrong they left out a key [ s ] letter or number [ s ] that shows and proves it was forged. 
What XXXX XXXX has produced and presented to the credit agencies/bureas are forged documents. The originals were incomplete as they presented them and have not presented said documents to the consumer herein. 
3-603. TENDER OF PAYMENT. ( a ) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument, the effect of tender is governed by principles of law applicable to tender of payment under a simple contract. ( b ) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument and the tender is refused, there is discharge, to the extent of the amount of the tender, of the obligation of an endorser or accommodation party having a right of recourse with respect to the obligation to which the tender relates. ( c ) If tender of payment of an amount due on an instrument is made to a person entitled to enforce the instrument, the obligation of the obligor to pay interest after the due date on the amount tendered is discharged. 
Now no one wants to acknowledge facts of law and the validity therein but if i use a credit or line of credit to purchase items that are property that constitutes property as well. The said notes shall be obligations of the United States and shall be receivable by all national and member banks and Federalreserve banksand for all, and other public dues. They shall be redeemed at the Treasury Department of the United States, in the city of Washington, District of Columbia, or at any FederalReserve bank. 12 U.S. Code 411 - Issuance to reserve banks ; nature of obligation ; redemption - ( Dec. 23, 1913, ch. 6, 16 ( par. ) ,38 Stat. 265 ; Jan. 30, 1934, ch. 6, 2 ( b ) ( 1 ) ,48 Stat. 337 ; Aug. 23, 1935, ch. 614, title II, 203 ( a ) ,49 Stat. 704. ) Due to the fact that the evidence  produced by XXXX XXXX forged robo signed and newly created well after the original electronic document the debt must be discharged and paid in full by the tender of payment offer made, as they have declined see Law 3-306. 
I give full authority to the United States Government to monitor the purposes of this matter. 
# ss XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation