Consumer complaint received 2020-07-11
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
ftc violations on all accounts listed : XX/XX/XXXX Creditor Name XXXX XXXX XXXX Account Type Secured Loan Account Status Closed Opened Date XX/XX/XXXX Closed Date -- Limit XX/XX/XXXX Creditor Name US DEPARTMENT OF EDU Account Type Education Loan Account Status Closed Opened Date XX/XX/XXXX Closed Date -- Limit -- Term 36 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$1300.00} Highest Balance {$1700.00} Payment Status Collection/Charge-Off Worst Payment Status -- Date of Last Payment -- Amount Past Due {$1300.00} Times 30/60/90 Days Late 0/0/0 Remarks Student loan assigned to government Collection account Payment History Latest Status : Collection/Charge-Off XXXX CO CO CO CO CO XXXX U U U U U U U CO CO CO CO CO  XXXX U U U U U U U U U U U U XXXX U U U U U U U U U U U U XXXX U U U U U U U U U U U U XXXX U U U U U U U U U U U U XXXX U U U U U U U U U U U U XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX Collection/Charge-Off U Unknown US DEPARTMENT OF EDU {$3000.00} Account Details Last  Reported XX/XX/XXXX Creditor Name US DEPARTMENT OF EDU Account Type Education Loan Account Status Closed Opened Date XX/XX/XXXX Closed Date -- Limit -- Term 36 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$3000.00} Highest Balance {$3000.00} Payment Status Collection/Charge-Off Worst Payment Status -- Date of Last Payment -- Amount Past Due {$3000.00} Times 30/60/90 Days Late 0/0/0 Remarks Student loan assigned to government Collection account Payment History Latest Status : Collection/Charge-Off XXXX CO CO CO CO CO XXXX U U U U U U U CO CO CO CO CO XXXX U U U U U U U U U U U U XXXX U U U U U U U U U U U U XXXX U U U U U U U U U U U U XXXX U U U U U U U U U U U U XXXX U U U U U U U U U U U U XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX Collection/Charge-Off U Unknown XX/XX/XXXX Creditor Name XXXX XXXX XXXX  Account Type Auto Account Status Closed - Transfer/Sold Opened Date XX/XX/XXXX XX/XX/XXXX Creditor Name XXXX  XXXX XXXX Account Type Education Loan Account Status Closed - Transfer/Sold Opened Date XX/XX/XXXX Closed Date XX/XX/XXXX Limit XX/XX/XXXX Creditor Name XXXX  XXXX XXXX Account Type Education Loan Account Status Closed - Transfer/Sold Opened Date XX/XX/XXXX Closed Date XX/XX/XXXX XX/XX/XXXX Creditor Name XXXX XXXX XXXX Account Type Auto Account Status Closed - Paid and Closed Opened Date XX/XX/XXXX Closed Date XX/XX/XXXX Limit -- Term 72 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$0.00} Highest Balance {$22000.00} Payment Status 30-59 Days Late Worst Payment Status -- Date of Last Payment XX/XX/XXXX Amount Past Due -- Times 30/60/90 Days Late 0/0/0 Remarks -- XX/XX/XXXX Collection Agency XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX   Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. 
Balance {$180.00} High Balance {$180.00} Remarks Medical XXXX XXXX XXXX {$60.00} Account Details Last Reported XX/XX/XXXX Collection Agency XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX  Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. 
Balance {$60.00} High Balance {$60.00} Remarks Medical XXXX XXXX XXXX XXXX {$3000.00} Account Details Last Reported XX/XX/XXXX Collection Agency XXXX XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX  Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. 
Balance {$3000.00} High Balance {$3000.00} Remarks Consumer disputes after resolution XXXX XXXX XXXX XXXX {$1600.00} Account Details Last Reported XX/XX/XXXX Collection Agency XXXX XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX  Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. 
Balance {$1600.00} High Balance {$1600.00} Remarks Medical

Company response to consumer: Closed with explanation