Consumer complaint received 2015-07-31
Company: DISCOVER BANK
State: NC
Product: Credit card
Issue: Delinquent account

Complaint:
I am XXXX my husband is XXXX and we are going on XXXX years of marriage. At one time we had such good credit that we had too much credit and were considering filing bankruptcy but we have never walked away from our bills so we went into a debt settlement program in XXXX at a charge well over {$5000.00} with XXXX XXXX XXXX. XXXX XXXX Offices in XXXX took on XXXX accounts, XXXX of which were DISCOVER. DISCOVER agreed to the debt settlement program with XXXX Law Offices. In XXXX XXXX DISCOVER and their blood thirsty attorney XXXX filed a judgment against me ( XXXX {$12000.00} ) and a judgment against my husband ( XXXX {$15000.00} ). XXXX XXXX Offices created a reply document for each of us that we filed in the county we lived in as instructed. We were told to do nothing and wait and see?! In XXXX we went through a job LAY OFF and had to sell our home of 16 years through a " short sale '' to prevent foreclosure because the lenders refused to work with us even though our loans were current at the time?! We sold off everything we owned to make ends meet until we could find employment which meant relocating from XXXX.. I am XXXX because we had no insurance and no state agency or government agency was willing to help us?! We are XXXX Finding a job and renting was not easy with these XXXX judgments hanging over our heads. DISCOVER and their cut throat attorney XXXX Law Offices XXXX ruined that for us time and time again and it is still happening now?! In XXXX we went through another job LAY OFF and relocated from XXXX and once again the job and renting was an issue for us?! We have a letter from DISCOVER and the FDIC stating very clearly that no suits were ever filed against us on either DISCOVER XXXX XXXX ) account to date?! WHAT LIARS?! We have since contacted DISCOVER at XXXX XXXX XXXX their executive office but to no avail?! We will never own another home in our lifetime. DISCOVER has ruined our credit, job opportunityand rental opportunities to date on XXXX accounts that were charged off in XXXX XXXX?! 
My husband also served in the XXXX and is a veteran and this is how our so called " American dream '' ends. So a very adamant message to DISCOVER and their blood sucking attorney XXXX Law Offices unless these XXXX judgments are completely removed from all XXXX credit reporting agencies we will NEVER consider any type of debt settlement on these accounts to date and now we have no home they can attach?! How in the XXXX are we supposed to pay these blood sucking XXXX with no job or place to live?! Hey, we need transportation to get to work as well. Another thing ruined by DISCOVER and DOMINION Law Offices?! If they are unwilling to comply with our REQUEST to remove these XXXX judgments in an expedient manner they can remain untilwe die and DISCOVER and their blood sucking attorney XXXX Law Offices will get ZERO XXXX )?! It is a shame in a great nation like ours where my husband served in the military and is getting XXXX over by these unfeeling and uncaring blood suckers over accounts charged off in XXXX XXXX that we can not get a second chance to survive. Welive pay day to pay day. I am not in good health. We have not had the good fortune to win a lottery and our ship has sunk. Until someone in authority STOPS this from happening to hard working American citizens we will never be a great nation again. We have filed complaint after complaint and will continue to do so until someone hears usand STOPS DISCOVER and XXXX Law Offices from continuing to ruin our credit and making our lives miserable with their unwillingness to be cooperative, but DISCOVER is great at LYING, we have written proof of that?! We have written to the XXXX Attorney General, Senators and even our current President but to no avail, no one cares?!

Company response to consumer: Closed with explanation