Consumer complaint received 2022-10-23
Company: Experian Information Solutions Inc.
State: TN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
in regards to XXXX notice sent out with account number XXXX and confirmation of # XXXX is grammatically corrupt due to language fraud which violates 15 U.S. Code 1692f - Unfair practices-A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 5 ) Causing charges to be made to any person for communications by concealment of the true purpose of the communication. Such charges include, but are not limited to, collect telephone calls and telegram fees. ( 8 ) Using any language or symbol, other than the debt collectors address, on any envelope when communicating with a consumer by use of the mails or by telegram, except that a debt collector may use his business name if such name does not indicate that he is in the debt collection business. 15 U.S. Code 1692d - Harassment or abuse : A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 2 ) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader. ( 4 ) The advertisement for sale of any debt to coerce payment of the debt. The document was addressed to an all capital symbol person which is a corporation and is not the Living Man yet XXXX is uttering forgery 1 of public record counterfeit documents which contains language fraud and is not written in XXXX. The document is evidence of identity theft by the alter, trading and selling of the social security card, name and account number between financial institution. Any document that has different languages written on it is null and void. The document has written in XXXX the Status which says paid as agreed, so who's paying on the account and Eye need proof from the accountant and the underwriter for such counterfeit documents uttered by XXXX? Members of Congress are aiding and abetting in foreign terrorism because financial corporations that are outsourced in XXXX are committing crimes against XXXX XXXX XXXX, Women, Sons and Daughters everyday. How does Man who's the creation of God ( The Creator and the Sovereign ) becomes pre-approved to be generated in the database of corporations without due process of law and without express contract for offer, acceptance and/or rejection? it can't happen. Also XXXX failed to validate the debt by producing the contracts that the Natural Living Man has with Men and Women of XXXXU.S. Department of Education when there's no lawful money to pay debts and debts don't exist with Living Men and/or Women, its the corporations who are in debt and the United States Corporation is obligated to pay the People back what their owed in accordance with Article 1, Section 10, Clause 1 and 18 U.S.C. 8. Provide who's the surety, and co-surety? who's the granter and who's the beneficiary? and list the insurance companies involved because all this information is much needed. Who's account did the funds come from and who's hands received the funds that employees of XXXXU.S. Department of Education claim is owed when they weren't apart of any contract that proves elements of a contract regarding the meeting of the minds? Who purchased the debt that is owed to the holder in due course of the security instrument?

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation