Consumer complaint received 2022-08-10
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
I AM REQUESTING THE REMOVAL OF THE OF ALL SOFT INQUIRIES FROM MY CREDIT BUREAU. I UNDERSTAND THEY MAY NOT AFFECT THE SXORE. HOWEVER IT MAKES IT APPEAR I AM DESPERATE TO BORROW MONEY WHICH IS NOT HE CASE. FOR EXAMPLE XXXX Inquired XXXX XX/XX/2022 and 1 more XXXX Inquired on XX/XX/2022 and 1 more XXXX Inquired on XX/XX/2022 and 1 more XXXX Inquired on XX/XX/2022 and 1 more XXXX Inquired on XX/XX/2022 and 1 more XXXX  Inquired on XX/XX/2022 and 1 more XXXX  Inquired on XX/XX/2022 XXXX Inquired on XX/XX/2022 XXXXXXXX XXXX Due to the extensiveness of our ID Theft/Fraud I go through my credit report almost daily and sometime multiple. Both my spouse and I are VERRRRY aware of what are are attempting to do strategically. The goal is to ensure My CREDIT SCORE continues to drop and maintain in the low 600 range. This is a strategic plan created by Creditors, past BR Court Judge, Trustee and the Credit Bureau. 

Unbeknownst to these individuals, if my wife 's credit scores are not attacked my cred scores are attacked. Excessive Hard and Soft Inquiries. We are HIGHLY educated regarding the effects of certain actions on the accounts. This is PURELY RETALITORY BEHAVIOR, WHICH HEMPS US IMMENSELY. 

Key cooperatives are XXXX, XXXXXXXX XXXXXXXX XXXX XXXX XXXX. XXXX XXXX XXXX AND OTHERS, If we are not mistaken it appears THE common denominator is XXXXXXXX XXXX. Let 's not even mention XXXX THEY ARE FULLY AWARE OF WHAT THEY ARE DOING AND ARE UNDER WATCH! EVERY ACCOUNT HAS BEEN FLAGGED AND CLOSED FOR FRIVIOULY REASON AFTER MY WIFE REPORTED THE XXXX INCIDENT. SHE APPLIED ONE TIME BUT RECEIVED 1 TO 2 ADDITIONAL DENIAL LETTERS AS IFSHE APPLY MORE THAN ONCE. THEY EVEN TOOK THE XXXX XXXX XXXX JUSTIFYING I REPORTED THE CARD LOST.STOLEN. THANKS FOR BUILDING MY CASE! 
WE just sit bank and watch and REPORT! 

History, XXXX XXXX XXXX  is connected to EVERY REAL PROPERTY AND COMMERICAL PROPERTY WHICH WAS STOLEN IN MY WIFE 'S BRC WHICH WAS CLOSED ON XXXX. SHE OPENED IT XXXX. 4 YEARS DEALING WITH SICK INDIVIDUALS attempting to make us appear INCOMPENTENT AND ATTEMPTING TO DAMAMGE US AT THE SAME TIME. Given my wife and I being a XXXX  couple, we know how these individual work. 

The goal is to damage us enough in order to find reason for steal the final property XXXX XXXX XXXX XXXX, XXXX XXXX  XXXX. As the BRC  judge stated to my wife, " XXXX XXXX I am showing there are 15 loans on this property ''. I believe my wife 's response was she tracked 20 loans on this address which were NOT our loans. Loans running simultaneously, Damaging my credit would prevent me for obtaining any housing loans. AGAIN, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX WAS A SCAM. This was the last Real Property abandoned by the Trustee on paper in my wife 's BR  when in actuality it wasn't. This home was connected to XXXX XXXX XXXX who staged a fraud closing and used two key individuals as Straw buyers. The same process as the additional Real Properties located at XXXX XXXX XXXX XXXX, XXXX XXXX  and XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( EX BUSINESS PARTNER TOOK OF SEVERAL SBA LOANS USING MY NAME, CREDIT AND MORE FOR ALL ADDITIONAL LOANS ) and XXXX XXXX XXXX  XXXX XXXX XXXX, XXXX XXXX XXXX. 

CLOSING ATTORNEY WHO WERE UNDER INVESTIGATION, SUSPENDED OR ON PROBATION WERE BANNED FROM EVEN CARRYING OUT FUDIARY DUTIES. My wife has placed this on records numerous time. XXXX XXXX and XXXX XXXX both were located in XXXX XXXX. 

The right is becoming larger and larger. The adoptive parent of the Child my wife testified for in XXXX XXXX Court which was against the state of Ga informed me. " The Ex Attorney General of Georgia Stated if my case goes to court in the form of a lawsuit, there would be not attorney 's and judges left in Ga. ''. Meaning the majority is involved in illegal activities and my wife has exposed them ''. 


Also, as it relates to disputes and personal statements, the credit bureau EXPECIALLY XXXX allows you to only place a personal statement on your bureau based on a drop box. This is there way of controlling your credit disputes in order to deprive particular minority groups and those minority groups who are successful like myself and spouse. This is another type of personal injury given the ceiling is definitely cut off for us. Suppressing freedom of speech, THESE BURUEAUS ARE DESTROYING PEOPLES LIVES! 
CREDIT BREECHES PLEASE

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief