Consumer complaint received 2021-11-30
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I have contacted Transunion, XXXX and XXXX 4 times in the last 13 months and have reported alot of fraud on my credit report. Trans Union and XXXX both have has breach in there system inwhich compromised my credit report as well as millions of other people and they will not do anything to help the situation and no one can send me the proof that and of the fraud accounts are mine, ( no signature, No ID, No Witness ) Nothing as part of the FCRA guidelines, they do not follow the laws they tend to think they make up there own laws and can do what ever the XXXX they want to and they are costing me a lot of money because they refuse to do there XXXX job. I need your help. 

XXXXXXXX XXXX XXXX user-I have never had this card-FRAUD XXXX XXXXAuthorized user-I have never had this card-FRAUD XXXXl XXXX Auto Finance Inquire date XXXX never applied-Never authorized a credit inquiry -XXXX XXXX XXXX XXXX date-XXXX  XXXXNever applied-Never authorized a credit inquiry-FRAUD XXXX-Inquiry date-XXXX. XXXX applied-Never authorizied a credit inquiry-FRAUD XXXX XXXX XXXX XXXX have never had or applied for this card-FRAUD XXXX XXXX XXXX XXXX-Never applied-Never authorized a credit inquiry-FRAUD XXXX XXXXXXXX XXXX XXXX-Never applied-Never authorized a credit inquiry-Fraud XXXX Finance-Inquiry date-XXXX. XXXX-Never Applied-Never Authorized a credit inquiry-Fraud XXXX XXXX XXXXXXXX XXXX-Never applied-never authorized a credit inquiry-Fraud XXXXl XXXX XXXX XXXX XXXX XXXXXXXXNever Applied-Never authorized a credit inquiry-Fraud XXXX XXXX Dealer-Inquiry XXXX XXXX-Never applied-Never Authorized a credit inquiry-Fraud XXXX-Inquirydate-XXXX. XXXXNever Applied-Never authorizied a credit inquiry-Fraud XXXX XXXX XXXXInquiry date-XXXXXXXX XXXX-Never applied-Never authorized a credit inquiry-Fraud XXXX XXXX XXXX  -Inquiry date XXXX XXXX-Never applied-Never authorized a credit inquiry-Fraud XXXX XXXX XXXXs Inquiry date XXXX XXXXNever Applied-Never Authorized a credit inquiry-Fraud XXXX XXXX # XXXX date-XXXX XXXX-Never applied-Never authorized a credit inquiry-Fraud XXXX XXXX XXXX-Inquiry date-XXXX XXXX-Never applied-Never Authorized a credit inquiry-Fraud XXXX XXXX XXXX XXXX XXXX Services-Inquiry XXXX XXXXNever applied-Never authorizied a credit inquiry-Fraud XXXX Financial-Inquiry date-XXXX  XXXX-Never applied-Never Authorizied a credit inquiry-Fraud XXXXquiry Date-XXXX  XXXXNever Applied-Never Authorized a credit inquiry-FRAUD Alley Financial-Inquiry Date-XXXX  XXXX-Never Applied-Never Authorized a credit inquiry-FrauXXXX XXXX-Inquiry date-XXXX  XXXXNever Applied-Never Authorized a credit inquiry-XXXX XXXX XXXX XXXX  Fin-Inquiry date-XXXX  XXXXNever applied-Never Authorized a credit inquiry-XXXX XXXX XXXX XXXX XXXX XXXX XXXX-Never applied-Never Authorized a credit inquiry-Fraud XXXXnquiry date-XXXX  XXXX-Never applied-Never authorized a credit inquiry-fraud None of the credit bureaus can provide any proof as stated by law and the FCRA for any and all authorizations. Most of these inquiries has no existing phone numbers and no address as they are required to per law on file. I have tried to contact them. But the ones that I did contact said the credit bureaus are responsible to fix things, the credit bureaus says the other companies are responsible to fix things. I ham not playing any games any more. These XXXX bureaus put a fraud alet on my file but cant proove that I authorized anything. They have cost me enough money, and now I want them to fix this within 15 days.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief