Consumer complaint received 2019-10-07
Company: Risecredit, LLC
State: OH
Product: Payday loan, title loan, or personal loan
Sub-product: Payday loan
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Apparently the credit bureau called XXXX Was notified and refuse to respect the fact that this account called rice? That I do not know about has been opened under my identity at the Bureau of motor vehicles can get proof that Ive had 1 drivers license replacement which is one replacement of a drivers license due to my drivers license debit card and checks being took from my home from previous relatives living in my home I have reported this MASSIVE TIMES! Relative is now in XXXX  for stealing my credit and personal information I reported this to all credit bureaus XXXX  knew this received Identity theft report theres no reason why they smash still be on my report get it off it is identity Theft! I have reported it with police reports proper other documents as well please get with this credit bureau and get this rice mess off of my report rice refuse to respect the fact that his identity Theft apparently it was an online loan which is something that I would never do if Im going to borrow I always go in person where my identification can be shown. Apparently this company that had my information dont even know what my middle name is they have a middle initial in order to catch them under identity DEF ask them what my middle name is my ID has XXXX XXXX XXXX XXXX I never ever list my full middle name they probably got my middle name through the identity report of death for which I reported I reported an identity DEF several times happening to all credit bureau so I dont know why experience or experience whoever they are dont have this information on me reporting an identity Theft. 
Ive never dealt with these rice people and I never will because its an online company from what Ive researched and I dont know how they could have got my personal information but it was not me I have been told that my email is under a dark web which I have no clue what that is so who knows where my personal information has been going not to mention for the last 7 years I have had issues getting my mail due to moving you can not hold me responsible for who has my mail or who has been getting my mail I have also sent proof of documentation of that this is been going on for the longest and it still exist today I have no idea where my mail has been going most of this is at the fall of United States Postal Service I did report lost drivers license credit cards and checks get this stuff straight I am not the owner of this loan I demand it comes off! This rice company that I have no identity of knowing continues to harass me for a loan I am refusing to pay because I did not open it now Im with them I did not sit down personally face-to-face and open any loan with them Ive never spoken to these people Ive never even talk to these people I have no idea who they are they will not stick your identity death loan on me! Get it OFF MY REPORTS I AM REPORTING THE RISE COMPANY TO FBI & Ohio Attorney General and Ohio Supreme Court that CFPB is allowing this company rise to harass me about a debt that I did not make Ive never talk to these people rise I dont know who they are! One of my recent creditors XXXX   XXXX monitors my credit card they found out my personal information has been discovered on a dark web? Look at attached information I have no idea I dont know how these people got my personal information God knows who else has it not my fault get it off my report now!

Company response to consumer: Closed with explanation