Consumer complaint received 2017-08-08
Company: JPMORGAN CHASE & CO.
State: GA
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Trouble during payment process

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , GA XXXX ( XXXX ) XXXX XX/XX/XXXXTO WHOM IT MAY CONCERN : I am a XXXX year old, disabled XXXX XXXX , XXXX , Veteran. I suffer from XXXX XXXX, and have been in a long, 10 year battle with JPMorgan Chase Bank ( Chase ), for the past ten ( 10 ) years over my XXXX, GA home.
My loan had been with WaMu. WaMu lost my closing documents, including the Note and Deed. When the real estate market crashed, I lost the rental homes that I had been using to survive and pay my bills. Then WaMu bellied up and FDIC took them over in XX/XX/XXXX..
I have a Lost Note Affidavit from the records keeper of WaMu wherein she stated that they needed to have all of the documents re-signed, which I gladly would have done, had they contacted me. WaMu did not have any of my documents, and I believe that the loan had been sold into to a foreign investment several times people realize, every loan that WaMu got their hands on, they sold, and the loans ended up in write offs. My loan would have been no different. I had a securitized expert search for my loan,. My loan was not to be found.
Further, federal laws show that FDIC does not execute assignments for banks that they have had to take over, and another bank buys the assets. During a federal court lawsuit, in XX/XX/XXXX, my attorney was suspended for six months. Needless to say I lost the lawsuit. During that period of time, Chase magically received a bogus assignment, to prove 2 they owned the loan, which is not true. It is ludicrous for Chase to think anyone will believe that during my claims for fraud, and their lack of proof of ownership of the loan, the FDIC magically presents Chase with an Assignment, with the date of XX/XX/XXXXon the Assignment. The Assignment claimed that it was drawn up by FDIC in Texas, yet Chase, in XXXX, FL, had XXXX XXXX XXXX XXXX, draw up the document, sent it to Chase for two of their employees, who forged their title as Vice president onto the Assignment, and notarized the assignment.
Nowhere on the assignment is there a sworn statement, a mention of a dollar amount, and other discrepancies. I have a Notary fraud action in XXXX County, Florida against the two employees who forged their titles as well as the notary. The Governor of Florida has pulled the notarys commission, and put it permanently on hold. The Florida action was filed in XX/XX/XXXX, and remains on-going.
In the meantime, Chase continued making false claims here in Georgia. The last fraudulent claims made, is that they foreclosed on my home XX/XX/XXXX. I know that there was no foreclosure auction of my property, because I went to the Courthouse steps. I arrived for the auction at XXXX XXXX, and left after XXXX XXXX No auction took place. Since I knew no one would believe that XXXX County, Georgia had no auction on XX/XX/XXXX, I contacted the Sheriffs office to find out what I could from them about the lack of auction. The XXXX County Sheriffs Office was kind enough to allow me to obtain a video tape of the Courthouse auction area, showing that at no time on XX/XX/XXXX was there an auction between the hours that auctions take place in XXXX County, Georgia.
Chase, is filing a dispossessory against me at this time, and they never legally conducted a sale under power, and never had legal title to my property. The Courts in Georgia allow the banks to do whatever they please, and I had an Emergency TRO Petition in XXXX County Superior Court for a while, trying to keep the foreclosure from taking place until after the Florida case ended, to prevent that case from becoming moot.
Florida, unlike Georgia, has laws against presenting falsified real property documents into the public records. I believe and the Florida Court also believes that I will prevail in my Florida case. The defendants filed seven ( 7 ) motions to dismiss, and I 3 travelled to Florida to appear at hearings three times, and survived all seven motions without being dismissed.
But my complaint to you, here in Georgia, is that we have a problem with the fraud that Chase is committing against Georgia residents. I dont know how many other times Chase has claimed to have bought properties at the auction on the courthouse steps, when there was in fact no auction held. But I have proof that they have committed fraud this time, and I need help. I can not afford an attorney. I can not afford to move. I am XXXX years old. I served my country in the XXXX in XXXX XXXX and contracted XXXX XXXX because of my faithful service.
On federal court judge denied my quiet title action, claiming that Chase did not purchase all of the loans that WaMu had had, and then the next judge stated that I failed to state a claim for relief and dismissed, because five years after allegedly obtaining my loan, they acquired a bogus assignment. The latest pattern in Georgia, is the foreclosing entities fail to consummate the foreclosure, because the foreclosing entity did not have standing to foreclose, and a couple of years down the road, the true creditor is coming forward to foreclose as well. I know of two ( 2 ) people myself, that this has happened to. Georgia does nothing to protect its citizens from these fraudulent acts.
Bottom line, is that I need help, and this madness needs to end. Any assistance that you can provide me with, will be greatly appreciated. I believe there was Bid Rigging at the auction, I was told my Property was sold in less than 2 min. there were no other bidders. This is certainly a perfect example of Bid Rigging, unlawful foreclosure and price fixing ....
Sincelery, XXXX XXXX

Company response to consumer: Closed with explanation