Consumer complaint received 2019-04-06
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: AL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Being a victim of Identity theft is hard on anyone. I have experience tough and egregious hardships because someone has stolen my identity. I can not get credit anywhere. This has ruined my life. I lost my job last year and tried to refinance my house and car, I was told sorry, we can not help you. I filed a police report last year on XX/XX/XXXX. ( report XXXX XXXX ) with XXXX Police Department. I, ve also mailed in certified letters to Transunion, XXXX and XXXX. I received nothing. I also believed my information was leaked due to the information breach with XXXX. The thieves are continuing to use my credit. Ive faxed all 3 bureaus, as well as called them, At this point I have hired me a lawyer to assist me in this matter ( XXXX XXXX, XXXX XXXX XXXX, XXXX AL XXXX ) of XXXX XXXX Law offices. He notice several instances where TransUnion, XXXX and XXXX  are in non-compliance with the FCRA. Im a victim but yet Im treated as if Im nothing. Transunion, XXXX and XXXX   continue to report Fraudulent accounts and inquiries to my credit report and I want it to stop Immediately! 

The accounts and inquiries are as followed XXXX XXXX XXXX XX/XX/XXXX {$170.00} XXXX XXXX XXXX XX/XX/XXXX {$180.00} XXXX XXXX XXXX   XXXX XX/XX/XXXX {$83.00} XXXX {$83.00} XXXX XXXX XXXX XXXX {$160.00} XXXX XXXX XXXX XX/XX/XXXX {$8.00} 473 Inquiries are as followed 700 XXXX XXXX XXXX XXXX XXXX XXXX XXXX NA XXXX XXXX Auto Fin Comenity Bank/Victoria consumer portfolio XXXX XXXX XXXX XXXX XXXX XXXX main XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX alabama XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX bank XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX global lending services cap XXXX XXXX XXXX I regional XXXX tower loan C XXXX BAnk XXXX XXXX XXXX co XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX settlement o flagship XXXX XXXX XXXX XXXX bank XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX mortgage XXXX XXXX XXXX These inquiries show up multiple times as someone tried to use my credit to purchase a vehicle online. Please remove all unauthorized inquiries immediately. I never applied for an auto loan!!!!! 


Due to the credit bureaus negligence we have also decide to add the following individuals into our pending lawsuit. We strongly feel like these particular individuals within each bureau are mainly responsible as overseers as it pertains to our case EXPEIRIAN EMPLOYEES NAMED IN LAWSUIT XXXX XXXX Operations Manager XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TRANSUNION EMPLOYEES NAMED IN LAWSUIT XXXX XXXX XXXX Vice President Transunion XXXX XXXX XXXX XXXX XXXX Fraud and XXXX XXXX Transunion XXXX XXXX EQUIFAX EMPLOYEES NAMED IN LAWSUIT XXXX XXXX XXXX VP/Sr Manager of Regulation and XXXX XXXX XXXX XXXX XXXX XXXX Senior Vice President XXXX XXXX Theft XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX vice president chief legal officer XXXX XXXX XXXX We feel these particular individuals have not assisted in making sure their respective bureaus are in compliance with the fair credit reporting act concerning my client. These individuals with be named in our pending lawsuit if the fraudulent information keeps reporting on their credit.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation