Consumer complaint received 2016-12-02
Company: NATIONSTAR MORTGAGE LLC
State: NY
Product: Mortgage
Sub-product: Other mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
On XX/XX/XXXX, Nationstar Mortgage , LLC received final summary judgment to foreclose on my property located at XXXX XXXX XXXX, XXXX, Fl, XXXX. The sale date scheduled for XX/XX/XXXX. They were no evidentiary hearings in this case. 

The foreclosing lender Nationstar Mortgage , LLC does not have possession of the mortgage by a valid chain of assignments, thus, the lender did not have proper standing to foreclose. 

The Mortgage was assigned first by XXXX XXXX XXXX to XXXX XXXX, XXXX, second, by XXXX as Nominee for XXXX XXXX XXXX to XXXX XXXX, formerly known as XXXX XXXX XXXX, third, by XXXX XXXX XXXX, XXXX as successor by merger to XXXX XXXX XXXX, formerly known as XXXX XXXX XXXX in favor of Nationstar Mortgage , LLC and lastly by Nationstar Mortgage , LLC as Attorney-in-Fact for XXXX XXXX XXXX, XXXX to Nationstar Mortgage , LLC itself. 

1. The second assignment states that XXXX was a party to the mortgage contract, however, this claim is unfounded. The subject mortgage is not in the MERS database. Consequently, MERS did not have the authority to assign the mortgage. 

2. There is evidence that the signatures of the endorser 's representative on the second endorsement and those of the assignor 's representative on the first assignment and the assignor 's representative and the notarizing official on the second assignment were forged or robo-signed or signed by surrogate signers. 

3. The foreclosing lender Nationstar Mortgage , LLC does not have possession of the mortgage by a valid chain of assignments, thus, the lender did not have proper standing to foreclose. 
Nationstar 's unfair and deceptive practices. 
I did not receive my default notice prior to Nationstar Mortgage initiating the foreclosure filing. According to Nationstar 's demand letter dated XX/XX/XXXX, I was XXXX in arrears, Nationstar failed to provide a viable resolution when I contacted them upon becoming XXXX in XX/XX/XXXX. When my former attorney, XXXX XXXX stopped communicating with me, I alerted Nationstar 's attorneys, XXXX XXXX XXXX and XXXX XXXX XXXX via e-mail that I did not get a default letter. Instead of responding to me, Nationstar attorneys submitted an e-filing motion to withdraw from the case within hours after I sent my e-mail. When my attorney, XXXX XXXX abruptly withdrew from the case at a Summary of Judgment hearing, I complained to the FL Attorney General XX/XX/XXXX about not receiving the default notice, the Attorney General requested of Nationstar Mortgage to respond to the inquiry. In response, Nationstar 's counsel, XXXX XXXX XXXX, sent the response letter to my former attorney, XXXX XXXX and to the Attorney General. I did not get Nationstar 's response letter, which included the default letter, until XX/XX/XXXX ( after final judgment ) when Attorney General, XXXX XXXX forward the document to me. XXXX XXXX agreed that Nationstar should have sent the letter to me having full knowledge XXXX XXXX had withdrawn from the case and has spoken to Nationstar about their misconduct. Nationstar promise to submit a letter about this matter but to date, Nationstar have not. 
At the hearing on XX/XX/XXXX, I told Nationstar 's atty, XXXX XXXX XXXX, I was under medical care, and my due process violated by my former counsel, and I desperately wanted to keep my home. XXXX told me Nationstar still wanted to foreclose and I can apply for a modification after the judgment. 
Additionally, Nationstar failed to respond to my new counsel in my original CFPB complaint # Case number : XXXX. 
Nationstar 's foreclosure on my property on XXXX is in clear violation of XXXX, SEC, XXXX XXXX XXXX laws, Fair Debt Collections, Florida Foreclosure laws. Assignment of mortgage is fraudulent

Company response to consumer: Closed with explanation