Consumer complaint received 2021-09-17
Company: Pressler & Pressler, LLP
State: NJ
Product: Debt collection
Sub-product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt was result of identity theft

Complaint:
Pressler, Felt & Warshaw Attorney for XXXX XXXX  failed to provide proof of authority to validate the alleged debt, despite a written request I sent on XX/XX/2021, to produce for my inspection upon demand as required by law, the original ( wet signature ) contract and agreement. They willfully committed fraud and identity theft by obtaining credit card statements to show as proof of a consumer contract. According to 18 USC 1028 ( a ) ) ( 1 ) Identity theft means a fraud was committed or attempted using the identifying information of another person without authority. I never gave XXXX XXXX, or it is affiliates permission or authority to obtain any IDENTIFYING INFORMATION regarding myself. Pursuant to 15 USC 1692 ( c ) ) ( b ) without the prior consent of the consumer given directly to the debt collector, a debt collector may not communicate, in connection with the collection of any debt, with any person other than the consumer. XXXX XXXX  via written communication addressed to me on XX/XX/2021 and XX/XX/2021 admittedly forwarded my personal information to a third-party company ( Pressler , Felt & Warshaw ) , which is a violation. Pursuant to 15 USC 1692 ( e ) ) ( 10 ) a debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer ; and, 15 USC 1692 ( e ) ) ( 16 ) The false representation or implication that a debt collector operates or is employed by a consumer reporting agency. Pursuant to 15 USC 1692 ( f ) ) ( 8 ) a debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Using any language or symbol, other than the debt collectors address, on any envelope when communicating with a consumer by use of the mails or by telegram. Pressler. Felt, and Warshaw Acting Attorney for XXXX XXXX repeatedly sent correspondences to me on Pressler, Felt & Warshaw letterhead, which is a complete violation of the FDCPA. Pursuant to 15 USC 1692 ( d ) ) ( 5 ) causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number is a violation by XXXX XXXX. Pursuant to 15 USC 6801 ( b ) ) ( 3 ) protection of nonpublic personal information by XXXX XXXX  was violated when they shared my location & financial information with a third-party company. XXXX XXXX  is in violation of U.S. Constitution IV Amendment. Amendment IV The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated, and no warrants shall issue, but upon probable cause, supported by oath or affirmation, and particularly describing the place to be searched, and the persons or things to be seized. XXXX XXXX  has made 61 violations while trying to collect this allege debt from me, and pursuant to 15 USC 1692 ( k ) ( A ) they are liable to me in the amount of { {$61000.00} } ; that is { {$1000.00} } for each of the 61 violations committed against.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation