Consumer complaint received 2021-02-02
Company: Hunt & Henriques
State: CA
Product: Debt collection
Sub-product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Seized or attempted to seize your property

Complaint:
On or about XX/XX/XXXX I received a debt collection letter from Hunt & Henriques regarding an alleged debt on XXXX credit card account # XXXX. I promptly disputed and requested validation pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. 1692-1692p., as there was no valid debt associated with that account. Hunt and Henriques failed to properly respond to my validation request. On or about XX/XX/XXXX Hunt & Henriques filed a lawsuit on behalf of XXXX , XXXX . case # XXXX. I did not know the correct procedure to Answer the complaint, and a default judgment was entered against me on or about XX/XX/XXXX for approximately {$30000.00}. In XXXX of XXXX I had to short sale my house, and it was discovered that Hunt & Henriques had put a lien on my house. My realtor negotiated a payoff of {$2000.00} which was sent to XXXX via Hunt & Henriques out of escrow to complete the short sale and remove the lien. On or about XXXX of XXXX, XXXX XXXX XXXX . returned the {$2000.00} check as a refund on the account proving there was no debt attached to this account. This also proves that Hunt & Henriques was fraudulently trying to collect on an alleged debt which again was never properly validated. At this point Im not sure how many violations of the FDCPA are involved. The have damaged my name and my credit, not to mention the stress, coercion, intimidation fraud and extortion actions. Shortly thereafter I found an administrative remedy to create a solution. This process started on or about XX/XX/XXXX and ended on or about XX/XX/XXXX. Both Hunt & Henriques and XXXX , XXXX . have failed to respond to my affidavits. My administrative remedy created an administrative judgment against them for damages. In XXXX Hunt & Hunriques stole {$120.00} from my bank account. I also recently discovered that on or about XX/XX/XXXX Hunt & Henriques filed a motion to renew the fraudulent judgment Case # XXXX and they have a hearing scheduled for XX/XX/XXXX. 
Hunt & Henriques have never properly validated the alleged debt they were trying to collect and failed to prove their claim. 
XXXX , XXXX . returned and refunded money to me sent to them on this same account proving there is no debt associated with this account. 
Hunt & Henriques and XXXX , XXXX . both have failed to respond to my affidavits with an affidavit thereby proving my claim, and admitting damages to me in the process. 
I have attached the refunded check and un-rebutted affidavits as evidence in this complaint. Hunt & Henriques and XXXX , XXXX . XXXX failure to respond in affidavit form rebutting anything I have stated in affidavit form proves my claim and damages owed to me. Case # XXXX needs to be vacated and or satisfaction of judgment needs to be entered. Failure to comply with in 30 days will result in copies of this complaint being sent to any and all governing bodies, XXXX, XXXX, XXXX, XXXX XXXX of California, and XXXX XXXX California XXXX XXXX. 
Without Prejudice, XXXX XXXX

Company response to consumer: Closed with explanation