Consumer complaint received 2019-03-26
Company: I.Q. DATA INTERNATIONAL, INC.
State: NV
Product: Debt collection
Sub-product: I do not know
Issue: False statements or representation
Sub-issue: Attempted to collect wrong amount

Complaint:
In XX/XX/XXXX, I began making payments against a default account with IQ Data International. I made good faith payments against an eviction from XXXX. ( the XXXX month of my year lease at XXXX XXXX XXXX in XXXX, TX, was never paid in full ). This was due to XXXX XXXX. I was homeless for a year until I was able to aquire housing based on my XXXX benefits. I was unable to maintain good faith payments due to increased living expenses. 
On XX/XX/XXXX, I called the I Q Data International company and pleaded with them to make payment arrangements with me and was told by their management that it would be impossible because I owed too much, am XXXX and low income. Being XXXX XXXX, I felt like giving up. I felt I had nowhere to turn and am suspicious of CLICKBATE credit ripoffs ( so called, repair ) Upon eviction from XXXX XXXX XXXX in XXXX TX, my ending balance due was around {$1200.00}. I Q Data International says I, now, owe {$4000.00}, with LOW to NO payoff flexibility. Excessive interest accumulation, arbitrary IQDATA scare tactics, unmonitored federal regalations adherence, and fluid processing fees, are prime suspect, when it comes to IQDATA INTERNATIONAL 'S business practices. I can't even afford my medicare Copays to seek medical assistance enabling me to suffer this life crisis. I am XXXX, XXXX, XXXX, and poorly medically advised by XXXX XXXX XXXX XXXX, aswell. Medicare does not pay for many of my necessities, so I am continually faced with relentless Copays, no coverage in some instances, and an ever increasing list of medical bills and costly prescriptions for medications specifically designed to keep me alive until I die. All I wanted was to have IQ Data take automatic payments from my bank, in an attempt to pay ONE of my debts, sparing homelessness from my immediate future. I have worked hard to re-establish credit and on a severely limited income. Because IQ Data refuses to assist me in any way to rectify my delimna, once again I'm facing homelessness and life-altering crisis. Because I'm on limited income I can not afford to pay {$4000.00} in full. Not even close. Please see my credit report for proof of their scandalous, uncompassionate, non-compliant, and discriminatory activities. My XXXX is being taunted and hospitalization has been considered. All I want to do, is pay the bill, according to my means, and have it documented as client attempts to pay. I'd also like to have the total amount investigated by consumer authorities. 
Please contact me ASAP in regards to my concerns. I have found numerous areas of concern within my credit files in regards to reports and removal dates. Every company I have contacted have refreshed my negative innacuracies for an additional 7 years due to collection agency buyouts. This has occured numerous times throughout my files, begining with XXXX XXXX. Every time a collection comes within a day or two of permanent removal, another debt collection company buys out the original bad debt, changes name, account numbers, addresses, phone numbers and relists my aging debt as if it were new for an additional 7 years. I thought 7 or 10 years was harsh imprisonment but 14-21 years is hopeless. I was also given leniency by student loan XXXX   on my because of my XXXX XXXX and upon looking at my credit reports, there are multiple inaccuracies and I suppose it is on record for LIFE? I will be dead before I see my delinquencies resolved. I guess everyone is right ; I AM A STATISTIC. However, I statistically, don't give up or accept personal failure. I will CC this Bcc to Commander and Chief, aswell. 
By the grace of XXXX, I humbly, ask for mercy and assistance. I should add more debt by hiring aanother company to bear my cross? 
Should you examine my credit reports, you will see glimmers of hope. If you view me inexperienced and in deep water, I will stop trying to do the right thing. I'm tired now. 

LINKS TO IQDATA INTERNATIONAL FRAUDULENCE MISREPRESENTATION XXXX XXXX XXXX

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation