Consumer complaint received 2022-10-24
Company: EQUIFAX, INC.
State: NC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Equifax just submitted their response to dispute number XXXX and again, these retards at Equifax rambled on about all kinds of stuff that wasnt even the complaint! These dummies cant even read! 

No wonder my XXXX is so messed up you have the XXXX  over at XXXX XXXX services intentionally, with total disregard to the state and federal laws they have already broken and now you got the XXXX  over at equifax now doing the same thing the XXXX at XXXX XXXX XXXX are doing, responding to the complaint apparently under the influence of alcohol or drugs because how else would you explain why these two sets oXXXX XXXX continue to break the law time and time again by not properly and accurately reporting Correctly according to the law, and here you go again, right here- they all must be on drugs to be so absolute incoherent as to what the complaint here states and the garbage that they wrote back just to fill in the space obviously since they are always covering up for each other - blatant inaccurate And unfair to me according to the fair credit reporting act - for years on my file! 

Delete this XXXX XXXX XXXX off of my report because it is null and void the moment they admitted indirectly in the illegal letter they sent to me a couple of months ago, and equifax is doing the same thing right here they are all making a mockery out of the CFPB and running the show the way they want to not according to law! 

Equifax answer this complaint properly and accurately by law! Youve already lied so we know you have no credibility along with your XXXX friends Over at XXXX XXXX XXXX because they are so blatant in their illegal behavior its Better than the XXXX tapes! 

You are all going to be sued and Ive trid to help you and plead with you to stop violating my rights. And braking the law this depriving due process in the dispute process! 

Lady you better get your XXXX pulled up tight Because after you were warned to stop all this illegal behavior and get off my Credit file with your bogus XXXX and then producing a XXXX  note violating my rights And breaking the law! 

Yall got all three strikes in one throw there and your out again!

Id you wan na have your insurance company call me and make a settlement Ill consider it or Im close to choosing which lawyers to turn this over! 
And Im trying to be kind and help you all even the credit bureaus and not bringing yall in on depositions to answer to all this you have created! 

This includes XXXX XXXX XXXX, equifax? XXXX, and XXXX! 

My email address to use is XXXX. 

You all have until this Wednesday XX/XX/2022, at XXXX XXXX each or you that wan na have your insurance company to perhaps compensate me for all that you have done! 

If you think Im kidding, let it be known right now that I am going to exercise every legal recourse posible to hold all all of you accountable for your XXXX  actions throughout this whole ordeal when you all know now today, and Have known forever and a day that two medical bills were never validated properly and after 30 days, 60 days, 90 days, 220 days, damn yall took what 5 years to try and submit this failed attempt of a validation product - you violated a federal law. 

After 30 days of submitting the dispute of validation by me of my first complaint demanding verification of these two medical debts, they should if been deleted by all of you, they both should of been deleted! 

Your failed attempt to finally do your job and provide honest verifiable, accurate and complete validation in an an accepted manner even if it were remotely correct doesnt go in reverse and cover all the years of abuse and illegal activities as I have proof for every bit of it. 

Im trying to help you all even though you have almost destroyed me and I believe what I should do is follow my XXXX beliefs and forgive you, and because Im not mad at any of you for the grimy greedy ways yall have handled this and still have your mess on my collection report meanwhile Im helping you all like a good XXXX brother even though youve damaged me. 

XXXX  afternoon at XXXX ; XXXX is the time and date that ends any option of talking with me and maybe suggest the elements of a resolve satisfactory to me and fair to you. 

I dont know what the answer is Ive never been at a point like this Before - I have over 24 accounts on my credit report with a 100 % stellar rating for years! Perfect - now can you imagine the damaged your company XXXX has created And where people can go to jail for stuff yall have done and alot of hefty fines/ enormous statutory penalties then some other things Im not a lawyer but punitive damages- ever heard of that? Explain it to me so I will know, please? 

And since Im not an lawyer by any means, nor do I wan na be, I did read somewhere that you lose the protections afforded to you as being registered as a corporation / LLC if your actions where found to of - or included fraud or deception. 

L

Company response to consumer: Closed with explanation