Consumer complaint received 2021-04-28
Company: Fidelity National Information Services, Inc. (FNIS)
State: ND
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Other personal consumer report
Issue: Incorrect information on your report
Sub-issue: Personal information incorrect

Complaint:
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. 
XXXX XXXX XXXX XXXX, North Dakota XXXX Email Address : XXXX Phone Number : XXXX Chex Systems , Inc XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, Minnesota XXXX XXXX Phone : XXXX XXXX : XXXX XXXX XXXX ChexSystems Consumer ID : Disclosure Report Displays an Incorrect Fictitious Name, XXXX XXXX XXXX Dispute Requests Problems Dear Sir or Madam : I, XXXX XXXX XXXX XXXX Complainant ) had ran my online Chex Systems , Inc ( ChexSystems ) consumer identification number,, Disclosure Report dated on XX/XX/XXXX ( Monday ). After, I had answered, my ChexSystems identity protection questions correctly onto the ChexSystems online web application then I had noticed onto my ChexSystems Disclosure Report, the fictitious name, XXXX XXXX XXXX who had been unlawfully reported into my ChexSystems Disclosure file account, without my lawful authorities. See Exhibit A. 

And, I had filed an official dispute dated on XX/XX/XXXX XXXX Monday XXXX, in regard to an assailant with a fictitious, similar, or an exact name, as my [ full ] legal name XXXX XXXX XXXX XXXX, XXXX XXXX XXXX or XXXX XXXX XXXX : who had unlawfully written [ bad ] personal checks, or who had unlawfully cashed his/her checks using my personal identifiable information or PII such as, social security number without my lawful authorities, or who had unlawfully and intentionally changed his or her legal name in order to trafficked, in false or authentication features or used in false identification document. 

In order to matched, linked, mapped, or connected to my [ full ] legal name, XXXX XXXX XXXX, XXXX XXXX XXXX or XXXX XXXX, or ascribed to a similar name characteristic such as, XXXX XXXX XXXX. And, the assailant who has a malice aforethought in a premeditated criminal intents to write those forged checks which is matched, linked, mapped, or connected into my ChexSystems disclosure file account, without any legitimate proof or evidence is highly probable because the assailant had unlawfully written those [ bad ] checks or cashed his/her checks with the malicious intents to cause me false personations and identity thefts problems by ways of using my PII and, use my ChexSystems identity disclosure file account, as a harassment tools for no apparent reasons. Therefore, my full legal name is XXXX XXXX XXXX, and not XXXX XXXX XXXX for which, I had faxed, ChexSystems dated on XX/XX/XXXX, in order to address my fictitious name problem with XXXX XXXX XXXX in a legal dispute and concern requests problems which was unlawfully reported into my ChexSystems disclosure file account, without my lawful authorities dated back on XX/XX/XXXX. See Exhibit B. 

I had received a letter from ChexSystems dated on XX/XX/XXXX XXXX Tuesday ) pertaining to my fictitious name problems with XXXX XXXX XXXX dispute and concern requests corrections into my personal information ChexSystems disclosure file account, section is as follows : ChexSystems records indicate that the disputed personal information was provided by you in a previous contact with us. See Exhibit C. 

I would like to address ChexSystems quoted statement above for which, I had not legally communicated to ChexSystems in a previous contact with them ; in regard to my legal uses of XXXX XXXX XXXX, as my legal name is not truthfully quoted above. However, I had knowingly and willfully disputed, the XXXX XXXX XXXX fictitious name problem which is unlawfully reported into my ChexSystems disclosure file account, dated on XX/XX/XXXX. See Exhibit B. Furthermore, the ChexSystems who is a nongovernmental legal entity had established their company policies, and procedurals in injunction with states, and Federal governmental statutes and [ or ] handbooks. In order to govern their ChexSystems employees or consumers code of conducts within their scope of organizational actions integrated from guidelines, rules, focuses and principals, as resulted from outlining in injunction with states, and Federal governmental and nongovernmental entities terms and conditions coordinated bargain-for-exchange offers for a consumer honest services by ways of securing ChexSystems employees job performances or consumers documentations away from their unethical misconducts when ChexSystemss employees had unlawfully, intentionally, deliberately, knowingly and willfully participated or allowed into a said trafficking of false or actual consumers : identification documents, authentication features, or personal identification cards for the use in false : personations, identification documents, means of identifications, document making implements, or ChexSystems employees or consumers who [ m ] had subscribed by a fictitious name and intentionally forged my signatures onto an official notarized instruments by ways of those collections of a [ n ] : Powers of Attorney, Affidavits or Waived Rights documents. 
And, ChexSystems employees or consumers who [ m ] had subscribed by a fictitious name and intentionally executed those notarized instruments or waived rights documents without my : authorizations, consents, acknowledgements or knowingly and willfully participations into a said forged or fraudulent notarized instruments or waived rights documents conspiracies without my lawful authority pursuant to Title 18 U.S.C. 1028 ( relates to Fraud and related activity in connection with identification documents, authentication features, and information ). Therefore, ChexSystems employees or consumers who [ m ] had breached their nongovernmental entity fiduciary duties in honest services agreements or contracts against my actual identification documents, authentication features and personal identification cards such as, my driver license, passport, social security card, online Federal accounts, and other authentication features instruments. And, I am forced into a compulsory condition of servitude under the Thirteenth ( 13th ) Amendment because the assailant with a fictitious, similar, or an exact name, as my [ full ] legal name who is intentionally trafficking in identification problems are ascribing into our societal politics his/her personal beliefs, ideologies, dogmas or problems to be unlawfully allowed, assigned, advocated, granted, and permitted to coexist, cohabitate, or share the same exact ChexSystems disclosure file account, with me, or as me without an assailant legal proof or evidence is in violation of the Fair Credit Reporting Act, Title 15 U.S.C. 1681 and, acting under the color of law, Title 42 U.S.C. 1983 ( relates to the Civil Action for Deprivation of Rights ). 

Now, I am forced or compelled to write a ChexSystems disputes complaint because I do not write personal checks anymore, and I will use my personal debit cards for transactional purposes and, my personal institutional bank has a feature where I can write personal checks into my online bank account and my online personal bank account will generate a personal check number and the online generated bank check number system will disburse the check to the recipient on my behalf. Furthermore, I had not written a personal check since, XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation