Consumer complaint received 2018-05-06
Company: ECMC GROUP, INC.
State: GA
Product: Debt collection
Sub-product: Federal student loan debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Collected or attempted to collect exempt funds

Complaint:
Two years ago there was a Corporation that popped up on my purported credit report called ECMC, saying that I owed them a student loan that has grown since then. Now mind you this is about the same time XXXX, along with XXXX XXXX had many accounts just cropping up without merit. 15USC1692e ( 12 ). 
I asked this dead paper pushing Corporation to identify themselves, they stated that they are the grantor of this loan how is this possible when I have no knowledge of these crooks or why they have appeared out of nowhere saying that I signed a promissory note along with a copy and I owe them money. This is mail fraud. 
I do not have loan level documentation, where these wet ink signatures are and the CFPB, has stated on more than one occasion that without this there is no such thing it is just a fictitious account that a fictitious dead legal structure trying to dupe the people once again. 
My questions are who provided my private information to these people so they can pretend I owe them, where has the loan level documentation gone? Did the Consumer indeed sign over to this Corporation power of attorney? Was the Consumers information traded on the stock market, have there been some other forms of EFTs sent to this Corporation and why? Who is the holder in due course of this purported debt which the Consumer has paperwork saying that this loan is now due. Due who? Who besides the Consumer can call a loan due? Full disclosure is what needs to be had. Was this a credit sale, and where is the wet ink signature of this purported loan from ECMC? Where are all of the assets and all of the accompanying loan level documentation saying the Consumer has an obligation to XXXX XXXX and ECMC? This purported loan was for personal family and household so how can the nontaxable Consumer owe anybody anything? Was the Consumers ssn account have a lien on it for these purported loans and why, where is the account held? Was it indeed XXXX XXXX who have the account and how much does it have in it? Was there an unauthorized wire transfer of funds from the Consumers ssn account to these paper dead legal structures and why? This pursuant to 15USC1592e is being done. Was this account taken to Wall Street and traded with Dun and Bradstreet unknown numbers? Was power of attorney given to this paper pushing Corporation by the Consumer through some deceptive paperwork? 15USC1692Why is this Corporation interacting with the living while they are just paper fiction? 
Why is this Corporation taking my Social Security by the way through unauthorized electronic funds transfer? Where do these funds go and why? My signature funded this transaction and show that it did not and put all of my money back into the Account right away. Send settlement of account paperwork. This account number needs to show which bank has it and how much is in the account and when can the Consumer pay this out again and obtain cancellation of debt paperwork. XXXX v. UNITED STATES prohibited the use of corporations by all governments representing the American Republic. All laws created by these government corporations are private corporate regulations called public law, statutes, codes and ordinances to conceal their true nature. XXXX XXXX XXXX v. United States says that when private commercial paper is used by corporate government, then government loses its sovereignty status and becomes no different than a mere private corporation. And further, the government must be willing to enter the contract or commercial agreement into evidence before trying to get the court to enforce its demands, called statutes. See the XXXX XXXX XXXX XXXX XXXX v. XXXX XXXX XXXX XXXX. This talks about the government becoming a corporator. The Consumer did not do a commercial transaction but who called the loan due only the Consumer can do that not a Corporation. If so show who did this without the Consumers Consent. This is elder abuse as well as abuse pursuant to FDCPA 15UDC1692d.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation