Consumer complaint received 2022-11-30
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NV
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 
XXXX XXXX XXXX : # XXXX, XXXX XXXX XXXX : # XXXX, XXXX XXXX  XXXX XXXX XXXX XXXX, XXXX  XXXX  : # XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX  : # XXXX has violated my rights. 
15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 
NOTICE : XXXX, XXXX, and Transunion are only reporting agencies and are all in violation of utilizing hired overseas agents from foreign governments to handle XXXX XXXX XXXX XXXX information of my Estate and ALL of their XXXX ENTITIES/PERSONS that call these XXXX reporting agencies. This IS a direct threat against EVERY customer/client these SO-CALLED bureaus have in their database. When in FACT according to Title 15 U.S.C. Subsection 1681 ( W ) the Consumer Financial Protection Bureau is the ONLY Lawful Credit Reporting Agency. Therefore My uploaded supporting documents will show that Eye, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX demand the removal of ALL Negative reporting from these false Reporting Agencies that are preventing professional and financial growth of the XXXX XXXX  XXXX XXXX Acct # XXXX. This reporting is also a deliberate trespass against the Estate and its Fee Schedule. ( see attached ) Per UCC 3- 311, and UCC 3- 308 all reporting creditors have failed to return negotiable instruments nor countersigns of coupons/vouchers to show proof of non-acceptance by way of Certified Mailing as Petitioned, therefore the Estate hereby Demand every creditor have a XXXX OID form filed on every account associated with XXXX XXXX XXXX/ Under Declaration of Trust. I Know that YOU as the C.F.P.B. will heed to the attached Filled UCC 1 Statement and also MAKE the PROPER reporting to EACH creditor giving NOTICE that the XXXX XXXX XXXX and its Estate are HEREBY Secured Party/Creditors. Any other negative reporting there-after will be seen as Defamation of character, Breach of Common Law Copyright Agreement, Harmful and Abusive Language, and Violation of the Estate Fee Schedule.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief