Consumer complaint received 2019-01-26
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: VA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
I contacted and called Transunion many times such as on XX/XX/2018 and to dispute a credit inquiry and/or unauthorized and inaccurate information on my Transunion credit report that is shown in the attached file under CFPB record number XXXX.So any  answer to this complaint with instructing me to go ahead and dispute directly with Transunion is a joke since I already tried that and therefore no excuse using that way of answering a complaint should be the answer to this complaint and here what you did. Transunion refused to intitiate my dispute and/or refused to investigate the above referenced unauthorized information that Transunion chose to keep on my Transunion file against my will and in violation of the FCRA and applicable Virginia state law and and/or regulations. Transunion also made it impossible to dispute that online. There is no way I could disputed that online since my ability to do so is impeded by Transunions restrictions posed on my person to impede my ability to use the online dispute service which is a shameful unethical business behavior. Transunion retaliatory and unlawful actions against me continues after filing before complaint with the CFPB about Transunions violations toward my person. Transunion refused recklessly to allow me to dispute and it is recorded and privileged. Transunion refused recklessly to look into the issue and insisted instead to maintain innacaurte harmuful information in my records kept with this bureau. Transunion retaliated against me by denying my rights asserted under applicable law and regulations. Transunion must comply to the law. I demand from Transunion pursuant to the freedom of information act and/or privacy act to justify in writing why the disputed information that is shown in the attached file should remain as incorrect as it is now without my consent and against my will and in violation of the FCRA and my privacy. I am so tired of coming to this platform over and over to seek protection from Transunions unexplained aggressions and violations of many of rights as indicated herein and elsewhere and no my contistutioal right to peace is under imminent attacks and violated by Transunion. Transunion involved staff or individuals please have a life and let me along in peace or face justice. Exhausted all friendly initiative to resolve this issue caused and maintained by Transunion in violation of applicable law and/or regulations. all stated herein is to my current state of belief knowledge and understanding and it is subject to anything or correction from error or other and at any time without prior notice and from anywhere by my person or my legal representative if any and without waiving my rights asserted by law and regulations.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation