Consumer complaint received 2019-05-10
Company: WELLS FARGO & COMPANY
State: CA
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Applying for a mortgage or refinancing an existing mortgage

Complaint:
Wells Fargo and XXXX XXXX XXXX XXXX are directly connected to XXXX XXXX, who is XXXX XXXX attorney. Both have steadily been harassing my family and I on a continuous basis with threats and demands. Again, Wells Fargo has committed many violations, and has not work cohesively with me as a consumer, nor my family. Moreover, Wells Fargo 's attorney is attempting to have my case dismissed due to the fact that they do not want to be exposed for all of the criminal activities and unethical practices regarding our family estate. In addition, Wells Fargo, has managed to XXXX XXXX XXXX XXXX XXXX XXXX, who has been steadily having outside meetings with Wells Fargo 's legal Counsel who is Attorney XXXX XXXX XXXX, discussing various cases, which is completely illegal. The U.S. House of Representatives needs to impeach Judge XXXX XXXX XXXX XXXX for making deals with Wells Fargo to remove the cases from state court to federal court based on their " diversity, '' which is quite shocking to me due to the fact that majority of the violations have been committed in the state of California. Attorney XXXX XXXX XXXX, should be banned from practicing law in our great state due to is corrupted activities. Wells Fargo, assumes that the federal court will be kind to them due to the fact that Wells Fargo controls their retirement fund, and apparently, they have been correct since Wells Fargo has been very successful in having all of their cases removed from state court, which is a complete abomination, and corruption of the court system. I am requesting that my case be returned to the state court due to the fact that majority of the violations pertained to the California Homeowners ' Bill of Rights, and if you click on the following link, the amended version which was active on XX/XX/XXXX, prior to the illegal auction of our home on XX/XX/XXXX, and can be view explicitly : XXXX XXXX XXXX  Three of the California Homeowners XXXX Bill of Rights that were violated pertained to the fact that a lender is prohibited to record a notice of default, notice of sale, or conduct a trustee when a complete loan modification has been submitted. In fact, if a lender has unlawfully conducted this process, these actions should be rescinded immediately. Wells Fargo, has continuously postponed the sale of my home from month to month with a notice of default recorded, a notice of sale pending, and finally conducting a trustee sale illegally. In addition, when I appealed the initial denial of the modification due to the fact that Wells Fargo had the incorrect salary stipulated on the denial letter, which was comprised for XXXX less than the verification of my salary that I sent to them, they never responded in writing the result of my appeal. They continued with the illegal auction date, even though I faxed a letter to XXXX notifying them that this was dual-tracking and I never received a response to my appeal. XXXX, was the company that scheduled the illegal auction according to Wells Fargo 's orders. In addition, I requested alternatives to foreclosure to explore my various options, and Wells Fargo never responded. Also, I requested the possibility of restructuring my payments, and they refused to respond to my request. I was told that the appeal to the modification was denied 24 hours prior to the illegal auction of my family 's home. Now, that is true corruption on Wells Fargo 's part! In addition, XXXX XXXX sent Wells Fargo 's Attorney, XXXX XXXX XXXX a pay-off request so that they could take over the current loan, and I could refinance the property. XXXX XXXX XXXX, refused to send a pay-off amount, which had my signature authorizing this information to be disseminated. The interim CEO of Wells Fargo who is XXXX XXXX XXXX needs to ensure that consumers are protected against mortgage predators, as Wells Fargo has exhibited, and work cohesively with families to keep their property if it's their desire, and is feasible. I am extremely proud of U.S. Congressmember XXXX XXXX, head of the XXXX XXXX XXXX and is a longtime ally of my family, for ensuring that the consumers will continue to have protection and rights regarding their homes. In conclusion, Wells Fargo has been continuously attempting to have my case dismissed by the federal court system, which is an infringement upon my constitutional rights as a U.S. citizen. Wells Fargo is running scared due to the fact that they have a great deal to lose if they are exposed. I have a right to due process, and for my case to be presented in the court system. I am demanding that the illegal sale of my home be rescinded immediately, so that my family and I can move on with our lives and continue to strive to achieve the " American Dream. '' Finally, Wells Fargo 's Attorney XXXX XXXX XXXX, arrogantly stated that he did not have to explain to any consumer regarding reasons one was denied for the modification, and that Wells Fargo, can charge an exorbitant amount of fees, which he stated was the normal process of a mortgager lender. Wow, that is just outrageous, when one believes that a company is above the law. The regulator of Well Fargo, needs to ban them from conducting mortgage loans, taking advantage of people illegally, and making trillions off the middle class consumers with their predatory lending practices. Lastly, Wells Fargo illegally emailed my file to XXXX XXXX XXXX, who is currently not my legal counsel. In addition, Wells Fargo emailed me another client 's personal and private data, who is presently in litigation with them. Finally, again, Wells Fargo 's Attorney issued me a fraudulent document, which allegedly was a page from the mortgage note. Currently, I have the original note, which is totally in contrast with the fraudulent not that the attorney had directly given to me in front of witnesses. Wells Fargo is a trillion dollar predatory lending institution that needs to be shut down, and investigated. Wells Fargo, you need to rescind the illegal sale of my family 's home, so my Mother will not turn over in her grave due to your unethical and criminal behavior.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation