Consumer complaint received 2017-09-16
Company: JPMORGAN CHASE & CO.
State: AZ
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Once again this is a follow-up complaint to reports XXXX and XXXX JP MORGAN CHASE BANK did knowingly report false and fraud statements and has violated the FCRA and Violated federal and state laws. JP MORGAN CHASE BANK SAID THAT ACCOUNT ENDING IN XXXX WAS SLATE CARD OPENED IN XX/XX/XXXX WITH Washington Mutual and sold to XXXX in XX/XX/XXXX.  Of course JP MORGAN CHASE BANK SAID that they had no documents to prove that the information that they said was accurately REPORTED. But I do have documentation to show not only JP MORGAN CHASE statements are false and not accurate but will show that they knowingly and maliciously been reporting false information that has violated the FCRA. My XXXX report XXXX datedXX/XX/XXXXXX/XX/XXXX shows account ending in XXXX was not a slate Washington Mutual account but in fact it is a XXXX Account. It was opened in XX/XX/XXXX the same as jp Morgan stated it was opened. I also have a letter to XXXX dated XX/XX/XXXX disputing accounts being REPORTED inaccurately # 2 is the account Chase claims is the slate card from Washington Mutual. I have a letter from Chase executive office dated XX/XX/XXXX where I sent an email regarding this account ending XXXX to XXXX XXXX XXXX showing the false and fraudulent activity chase had did. XXXX XXXX sent this letter that Chase has confirmed the above reference Account charged off as a Loss to Washington Mutual and was sold with all rights title and interest to XXXX onXX/XX/XXXX 

Now I have proved that jp Morgan chase has Violated the FCRA, FTC and Federal and state laws. They sold an account that does n't belong to them they are suppose to make sure that the information that they are reporting is accuate and have documentation to show it. They were found guilty by the FCPA FOR SIMILAR BUSINESS PRACTICES. CHASE BANK CLAIMED THAT THEY LOWERED THE credit limit on account ending XXXX because of negative information in my credit report which is completely unfactual and false. My credit score when they reported that was XXXX and that was in XX/XX/XXXX. No my credit score is XXXX because chase keeps reporting false information to the credit bureaus. On XXXX report dated XX/XX/XXXX # XXXX where they claimed in there response to the previous complaints where they corrected the in accurate information is False and in VIOLATION of Fcra, FTC, and criminal because they knowingly and maliciously and purposely reported new information to make my credit report worse. Such as Account status where they reported past due 120 days when it shows a XXXX balance. And they reported high credit in XX/XX/XXXX as {$520.00} completely unfactual and false they even proceed that with the response to my previous complaints. They even added a second commit XX/XX/XXXX where they reported past due 120 days. Which is completely false statements and fraudulent REPORTED to damage my my credibility in my good credit standing. They said in the last response to CFPB THEY MONETARILY ISSUED ME A CREDIT FOR the XXXX dollars and all interest and fees. 
This will be my last complaint to CFPB CAUSE I have provided all the documentation that jp Morgan chase has KNOWINGLY and had knowledge of what they were reporting was false and fraudulent do damage my credit worthiness and credibility. They HAVE VIOLATED SO MANY LAWS I DONT KNOW WHERE TO START AND HOW MANY. Fcra, Ftc and they must have accuate information before they reported it to the credit bureaus and FCPB. 
I HOPE THAT THE FCPB REALLY TAKES WHAT HAPPENED TO MYSELF SERIOUSLY AND TO MAKE SURE THAT JP MORGAN CHASE DOES N'T DO THIS TO OTHER CONSUMERS. I WANT CRIMINAL CHARGES AGAINST JP MORGAN AND FINED FOR ALL THE VIOLATIONS THEY COMMITTED AGAINST MYSELF. I ALSO WISH THE fcpb or government entity that protects consumers from companies who knowingly and falsely violate the fcra FTC and ruin a person 's credit worthiness. I wish to seek punitive damages in the amount of XXXX dollars for these violations that they have been committing to myself since XX/XX/XXXX. But if they wish to settle with me out of court for XXXX dollars then I will accept that offer as well. 
Please take this last complaint very seriously and make JP Morgan chase pay heavily and make then reoort to the CFPB ON A MONTHLY BASIS TO MAKE SURE THAT THEY ARE NOT IN ANY VIOLATIONS THANK YOU VERY MUCH FROM A CONSUMER WHO WANTS TO BE PROTECTED.

Company response to consumer: Closed with explanation