Consumer complaint received 2017-07-26
Company: Experian Information Solutions Inc.
State: TN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
My rights have been violated while under wage earner. A breach of contract on the property at XXXX XXXX XXXX XXXX TN XXXX. I was under wage earner when XXXX XXXX XXXX sent my mortgage to XXXX XXXX XXXX XXXX XXXX for servicing on XXXX, without my knowledge. The case number was XXXX. The courts was n't notified of this change, neither was I. I was making payments to XXXX XXXX every month per my agreement with the courts. Loan number XXXX. The date of purchase on loan with XXXX XXXX XXXX XXXX have been changed to XX/XX/XXXX. This was changed on the credit report pulled when I filed bankruptcy in XXXX  case number XXXX. This changed was allowed by the Trustee -XXXX XXXX . XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TN XXXX. She feel as though she 's in a large law firm and I am a victim. She 's above the law. I kept telling XXXX XXXX that I am a victim of identity theft. It did n't matter to her. This should n't have escalated to this point. My life have been in danger, every since I filed a medical malpractice law sue in XXXX. The loan I had with the XXXX XXXX was refinanced while I was under wage earner. The new loan was with XXXX XXXX XXXX loan number XXXX. It did n't matter to the Trustee that these fraudulent transitions was being reported to IRS. XXXX-mortgage interest statements was reported every month using my personal information.Taxes on the property was n't being filed with IRS. Information reported but not being filed, because I did n't know know anything about the the transactions that was being made. I learned of this after I learned my identity have been stolen. My drivers license was stolen, my social security card have been stolen. The name XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX is being used by others. They 've changed my date of birth with all three credit agencies. All of personal information was changed with all three credit agencies without my knowledge. Rather than Attorney XXXX using my new creditors to file bankruptcy in XXXX. He filed the creditors that had been discharged from XXXX and XXXX. In XXXX I received a settlement from the medical malpractice law sue I filed in XXXX. Case number XXXX. I paid the courts {$18000.00} on case number XXXX. My payments were payroll deducted every week. The FBI told me it 's an inside job. Even in the courts. XXXX XXXX /aka XXXX XXXX XXXX posed as a paralegal with the XXXX XXXX XXXX. XXXX had direct access to my personal information. Court documents was being tampered with from XXXX-XXXX. The property was suppose to be sold for {$18000.00}. I only know this, because XXXX Count Register of deeds mailed a copy of the deed to me in XXXX. I had no involvement with the sale of the property. Attorney XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Tennessee XXXX worked with whom ever to sell my property where I lived for 18 years. In XXXX XXXX XXXX XXXX XXXX reported a XXXX-C to IRS or someone reported to IRS fraudulent information. The department of labor Federal Identification number was used for Tennessee Housing Development Agency. The amount reported to IRS was $ XXXX+XXXX. XXXX XXXX XXXX XXXX account number was referenced. My social security number was used to report these fraudulent transitions to IRS. The FBI told me to pull all of my transcripts from IRS. I 've done what was asked of me by authority. I filed police reports. Report number XXXX. The department of labor Federal Identification number is XXXX. The number was use on form XXXX-G to report my unemployment funds to IRS in XXXX and XXXX. This is how I gained access to the number. State of Tennessee Department of labor and workforce development. XXXX XXXX XXXX XXXX XXXX TN XXXX. XXXX XXXX XXXX XXXX XXXX my former employer reported this to IRS. Their ein number is XXXX. This was report includes my wages from my W-2 after I was laid off on XX/XX/XXXX. The amount {$23000.00}. I never received my XXXX W-2 to file my taxes. Someone filed a return using my personal information in XXXX. I 've reported this to IRS. The person used an account I opened with XXXX XXXX when I received the settlement from the medical malpractice law sue. The refund amount was {$5300.00}. This is the reason the FBI told me to pull all of my transcripts from IRS. I would n't have known otherwise.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation