Consumer complaint received 2017-09-29
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: AL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Hard Inquiries TransUnion report. 
XXXX XXXX XXXX The below inquiries where deleted from my credit report due to inaccurate information from the below creditors and after the recent issue TransUnion was having with security and removals, the below items were once again added back on to my credit report and I did not receive a 5-day notice thereafter. 

I contacted TransUnion requesting that these below inquiries be removed immediately due to the ineffectiveness to accurately report the deleted inquiries that were recently added back onto my credit report. I am requesting this under Fair Credit Reporting Act 611 where in States under Section B : that a notice to the consumer must be given if any information that has been deleted from a consumer 's file pursuant to subparagraph. ( A ) is reinserted in the file, the consumer reporting agency shall notify the consumer of the reinsertion in writing not later than 5 business days after the reinsertion or, if authorized by the consumer for that purpose, by any other means available to the agency. ( iii ) additional information. As part of, or in addition to, the notice under clause ( ii ), a consumer reporting agency shall provide to a consumer in writing not later than 5 business days after the date of the reinsertion a statement that the disputed information has been reinserted : the business name and address of any furniture of information contacted and the telephone number of such Furniture, if we double available, or of any furniture of information that contacted the consumer reporting agency, in connection with the reinsertion of such information and I noticed that the consumer has the right to add a statement to the consumer 's file disputing the accuracy or completeness of the disputed information. 

Despite my efforts to comply with the fair Credit Reporting Act 611 TransUnion has refused to remove the reinserted inquiries below. '' This is unjust and unfair credit reporting through TransUnion. 


XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX - Automotive ( XXXX ) XXXX See an error? 

Find out how to dispute a hard inquiry Institution Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX BL XXXX, AL XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX - Bank ( XXXX ) XXXX See an error? 

Find out how to dispute a hard inquiry Institution Information XXXX XXXX XXXX XXXX XXXX 3 XXXX XXXX XXXX XXXX, IL XXXX ( XXXX ) XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX - Automotive XXXX XXXX XXXX XXXX See an error? 

Find out how to dispute a hard inquiry Institution Information XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX ( XXXX ) XXXX XXXX XXXX XXXX M Inquiry : XXXX. XXXX, XXXX - Automotive XXXX XXXX XXXX XXXX XXXX an error? 

Find out how to dispute a hard inquiry Institution Information XXXX XXXX XXXX M XXXX XXXX XXXX XXXX, AL XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX NA Inquiry :XX/XX/XXXX - Bank XXXX XXXX XXXX XXXX See an error? 

Find out how to dispute a hard inquiry Institution Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX ( XXXX ) XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation