Consumer complaint received 2020-09-17
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
The following items are reporting inaccurately on my credit file. I have submitted several disputes to the credit agencies with regards to these inaccurate late status ; Incorrect Names : XXXX XXXX  Incorrect Address : XXXX XXXX, XXXX XXXX, GA ( XXXX  ) Incorrect Address : XXXX XXXX, XXXX, GA XXXX Experian XXXX XXXX  XXXX Incorrect Address : XXXX XXXX XXXX XXXX, XXXX, GA XXXX ( XXXX  XXXX Dept ED/XXXX  - Date Open : XX/XX/XXXX ( TU ) ; Date : XX/XX/XXXX ( XXXX  XXXX XXXX  XXXX ; Bal : {$5200.00} ; the status is reporting incorrectly. I was never late from XX/XX/XXXX - XX/XX/XXXX ; Dept EDXXXX - Date Open : XX/XX/XXXX ( TU ) ; Date : XX/XX/XXXX ( XXXX  XXXX XXXX  XXXX ; Bal : {$11000.00} ; the status is reporting incorrectly. I was never late from XX/XX/XXXX - XX/XX/XXXX ; Dept EDXXXX - Date Open : XX/XX/XXXX ( TU ) ; Date : XX/XX/XXXX ( XXXX  XXXX XXXX  XXXX ; Bal : {$6800.00} ; the status is reporting incorrectly. I was never late from XX/XX/XXXX - XX/XX/XXXX ; Dept EDXXXX - Date Open : XX/XX/XXXX ( TU ) ; Date : XX/XX/XXXX ( XXXX  XXXX XXXX  XXXX ; Bal : {$3300.00} ; the status is reporting incorrectly. I was never late from XX/XX/XXXX - XX/XX/XXXX ; Dept EDXXXX - Date Open : XX/XX/XXXX ( TU ) ; Date : XX/XX/XXXX ( XXXX  XXXX XXXX  XXXX ; Bal : {$4800.00} ; the status is reporting incorrectly. I was never late from XX/XX/XXXX - XX/XX/XXXX ; Dept EDXXXX - Date Open : XX/XX/XXXX ( TU ) ; Date : XX/XX/XXXX ( XXXX  XXXX XXXX  XXXX ; Bal : {$3500.00} ; the status is reporting incorrectly. I was never late from XX/XX/XXXX - XX/XX/XXXX ; Dept EDXXXX - Date Open : XX/XX/XXXX ( TU ) ; Date : XX/XX/XXXX ( XXXX  XXXX XXXX XXXX ; Bal : {$3900.00} ; the status is reporting incorrectly. I was never late from XX/XX/XXXX - XX/XX/XXXX ; Dept EDXXXX - Date Open : XX/XX/XXXX ( TU ) ; Date : XX/XX/XXXX ( XXXX  XXXX XXXX  XXXX ; Bal : {$5300.00} ; the status is reporting incorrectly. I was never late from XX/XX/XXXX - XX/XX/XXXX ; Dept ED/XXXX  - Date Open : XX/XX/XXXX ( TU ) ; XX/XX/XXXX ( XXXX  XXXX XXXX  XXXX ; Bal : {$1400.00} ; the status is reporting incorrectly. I was never late from XX/XX/XXXX - XX/XX/XXXX ; XXXX  - Date Open : XX/XX/XXXX ( TU ) ; XX/XX/XXXX ( XXXX  XXXX XXXX  XXXX ; Bal : {$34000.00} ; the status is reporting incorrectly. I was never late from XX/XX/XXXX - XX/XX/XXXX ; XXXX XXXX - Date Open : XX/XX/XXXX ( TU ) ; XX/XX/XXXX ( XXXX XXXX XXXX  XXXX ; Bal : {$0.00} ; the status is reporting incorrectly. I was never late from XX/XX/XXXX - XX/XX/XXXX ; The following items are reporting as a direct result of identity of theft : Oppity Fin - Date Opened : XX/XX/XXXX ( TU ) ; XX/XX/XXXX ( XXXX  XXXX XXXX XXXX ; Bal : {$3500.00} ; this account is a result of identity theft. 

XXXX XXXX - Date Opened : XX/XX/XXXX ( TU ) ; XX/XX/XXXX ( XXXX  XXXX XXXX  XXXX ; Bal : {$180.00} ; this account is a result of identity theft. 

Dept EDXXXX - Date Open : XX/XX/XXXX ( TU ) ; Bal : {$0.00} ; this account is a result of identity theft. 

XXXX XXXX - Date Opened : XX/XX/XXXX ( TU ) ; Bal : {$210.00} ; this account is a result of identity theft.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation