Consumer complaint received 2021-03-30
Company: Simon's Agency, Inc.
State: NY
Product: Debt collection
Sub-product: Credit card debt
Issue: Written notification about debt
Sub-issue: Didn't receive enough information to verify debt

Complaint:
I XXXX XXXX was entered into credit inquiry transactions that I did not authorize or consent to.I am a victim of identity theft and I believe my information is being used by bad people on the dark web. Having these False and misleading inquiries reporting to my credit report is very damaging and is hindering my ability to purchase a brand new car for me and my baby girl. I ask that you please remove all these false misleading inquiries from my credit report so I can began to repair my credit and eventually get my daughter the new car that I promised her. please resolve this matter quickly. I have included a list of all inquiries and accounts that I did not authorize below along with the dates. 
My information was obtained without permissible purpose. 
XXXX XXXX XXXX defines Civil liability for willful noncompliance in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure or {$1000.00}, whichever is greater ; I identify all the inquiries accounts listed below as to be a result of identity theft, therefore they should be removed from my account no later that XXXX  days of receiving this complaint. 
XXXX XXXX Code XXXX defines as a Block of information resulting from identity theft ( a ) Block Except as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than XXXX business days after the date of receipt by such agency of ( XXXX ) a copy of an identity theft report ; Please remove all the accounts listed below : XXXX XXXX  XXXX
Account Number : 
This Account is inaccurate and Im seeking litigation please delete at once XXXX. SIMONS AGENCY, INC.
Account Number : XXXX This Account is inaccurate and Im seeking litigation please delete at once XXXX Inquiry was not authorized XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 2.The Inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 3.The Inquiry was not authorized XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 4.The Inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 5.The Inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 6.The Inquiry was not authorized XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 7.The Inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 8.The Inquiry was not authorized XXXX  XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 9.The Inquiry was not authorized XXXX  XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 10.The Inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 11.The Inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/2019 Please remove it from my credit report 12.XXXX  XXXX Date of inquiry : XX/XX/2019 13.The Inquiry was not authorized XXXX Date of inquiry : XX/XX/2019 14.The Inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/2019

Company response to consumer: Closed with explanation