Consumer complaint received 2017-08-08
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Experian, XXXX and XXXX respectfully are not following the Federal and State Consumers Laws implemented in Legislation in XXXX, XXXX. With respect all Three credit reporting agencies keeps Retaliating and Discriminating against me because of my National Origin as a XXXX and XXXX XXXX. As many disputes and Federal Complaints filed, it appears that agencies thinks that I need to be educated on credit matters than instead doing their job in making corrections and deleting the Hard inquiries and negatives from my credit reports. With respect to all three credit reporting agencies I am a Military Veteran and very educated. Under the Fair Credit Reporting Act 15 U.S.C & 1681 ( FRCA ) IS U.S Federal Government Legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. In due of respect with all three credit reporting agencies Transunion, Equifax and Experian must comply with all Federal and State Regulations of the laws. With due of respect credit reporting agencies should n't be in a special interest accommondating their business partners with Financial Institutions and companies. In regards in been specific on my credit reports inaccuracy, I am putting down all XXXX XXXX Hard Inquiries that is damaging my scores to prosper. Here is the list by each credit reporting agencies and I am requesting my official signatures that I applied for application credit with creditors. I am requesting my hand written official signatures and not a computerize signatures that some creditors wants Consumers to do. Please send evidence to Federal Government also. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- UNAUTHORIZE HARD INQUIRIES 1.EXPERIAN Unauthorize Hard Inquiries XXXX, LLC.Dated XX/XX/XXXX.. ( 2.XXXX .Dated XX/XX/XXXX. ( XXXX hard inquiries ) MY EXPERIAN CREDIT SCORE IS XXXX. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - 2.XXXX ... 1.XXXX XXXX XXXX.Dated XX/XX/XXXX. ( 2.XXXX XXXX .Dated XX/XX/XXXX. ( 3.XXXX Dated XX/XX/XXXX. ( 4.XXXX or XXXX XXXX.Dated XX/XX/XXXX. ( 5.XXXX, XXXX, XXXX.Dated XX/XX/XXXX. ( 6.XXXX XXXX XXXX.Dated XX/XX/XXXX. ( 7.XXXX XXXX XXXX.Dated XX/XX/XXXX. ( 8.XXXX XXXX Dated XX/XX/XXXX. ( 9.XXXX XXXX XXXX..Dated XX/XX/XXXX. ( 10.XXXX XXXX XXXX .Dated XX/XX/XXXX.. ( XXXX Hard inquiries ) MY XXXX CREDIT SCORE XXXX. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- XXXX.. ( 1.XXXX or XXXX, XXXX.DatedXX/XX/XXXX. ( 2.XXXX XXXX.Dated XX/XX/XXXX. ( 3.XXXX .Dated XX/XX/XXXX. ( 4.XXXX XXXX XXXX XXXX.Dated XX/XX/XXXX. ( 5.XXXX XXXX XXXX.Dated XX/XX/XXXX. ( 6.XXXX XXXX XXXX.Dated XX/XX/XXXX. ( 7.XXXX XXXX XXXX.Dated XX/XX/XXXX. ( 8.XXXX XXXX XXXX.Dated XX/XX/XXXX. ( 9.XXXX XXXX XXXX XXXX .XX/XX/XXXX . ( 10.XXXX.Dated XX/XX/XXXX. ( 11.XXXX XXXX.Dated XX/XX/XXXX. ( 12.XXXX XXXX.XX/XX/XXXX. ( 13.XXXX XXXX XXXX XXXX . ( Dated XX/XX/XXXX. ( 14.XXXX XXXX # XXXX.Dated XX/XX/XXXX.. ( 15 .XXXX.Dated XX/XX/XXXX ... ( 16.XXXX XXXX # XXXX .Dated.XX/XX/XXXX.. ( 17.XXXX XXXX.Dated XX/XX/XXXX ... MY XXXX CREDIT SCORE IS XXXX. Please delete all hard unauthorize inquiries and negatives on my credit report. Very Urgent Matters.I am XXXX XXXX and XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation