Consumer complaint received 2018-10-12
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: DC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Other personal consumer report
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
I PROTEST AGAINST this Privacy Violation and I demand that TRANSUNION CREDIT REPORT CO. REMOVES this from my file.!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! 

The Transunion Posted on the last pages of its credit file report, my financial private information which they obtained from the Department of Consumer and Regulatory Affairs of District of XXXX Government, and from the Recorder of Deeds. or LAND OFFICE of  District of XXXX Government. 

This is not a secret information, but this is only for " NEED To KNOW BASIS " only, like for bankers, title lawyers, Mortgage Lenders, who lend loan and they know how to obtain it with TITLE company or lawyers, or investigators who search for a TITLE on property. In this case, someone was looking for to get hands on my HOME without my consent and I RESENT this!!! 

I don't do business with XXXX XXXX companies, and I don't allow TRANSUNION to post this information from Recorder of Deeds on my credit report. 

Only the Transunion posted this information from THIRD SUPPLIERS party.!!!! @ # % $ E^T & Y Neither XXXX nor XXXX did not post it, but Transunion did post it and I want TU to remove it ASAP!!! 
+++++++++++++++++++++++++++++ This is what happened : I received Transunion Credit Report in summer XXXX and on the last page I saw that there is a section under the name : THIRD PARTY DISCLOSURE by XXXX XXXX . 
XXXX XXXX disclosed a lot of information about me, on my TRANSUNION CREDIT REPORT, and I did not understand why they reported so much information about me. 
In XX/XX/XXXX-I applied for an AUTO LOAN 3 BANKS, but neither of them was XXXX XXXX. 

In Summer XXXX I called to Transunion, asked them why this THIRD PARTY DISCLOSURE INFORMATION by XXXX XXXX is there? 

The TU agent could not explain. But said that this will be on my records for 2 years. 
I told to him that I don't know and I don't recognize XXXX XXXX. 
He said that I must file a dispute. I asked him how I can do this on the phone? 
he said that he can take information now, or I cam mail it to Transunion. 
I did submitted my dispute on the phone with TRansunion Agent in XX/XX/XXXX. It was in the evening. I did not write down name or employee number, nor the date or time. 

In XX/XX/XXXX, I obtained all my credit files from the - TRANSUNION -XX/XX/XXXXXXXX -  XXXX and I see on my Credit File by Transunion, on the last page, an information under the title " THIRD PARTY SUPPLIED INFORMATION '' by XXXX XXXX for and on request of XXXX XXXX, see attached document. 


Today, I login again to my XXXX WEBSITE to review what s going on on my credit file. I am able to go to XXXX and to TRANSITION to review my credit file and to file a dispute directly with XXXX and TRANSUNION online. 

I don't see information by XXXX XXXX ( aka XXXX a CONSUMER DISCLOSURE website, as they call themselves ), on my XXXX  Credit file. 

I don't see XXXX aka XXXX XXXX or XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX! XXXX XXXX on my XXXX Credit File. 

I only see this information by XXXX " Third Party Disclosure '' on XXXX credit File, in the very end, under section '' THIRD PARTY DISCLOSURE ''. 
The information which is listed on THIRD PARTY DISCLOSURE Information by XXXX   XXXX on Transunion last pages, is very disturbing : this information is taken directly from the Department of Consumer Regulatory Affairs and TAX office and RECORDER oF DEEDS office in District of XXXX, and posted on my credit report. 
Yes it is a public information, but even on " RECORDER OF DEEDS '' it is protected by DC .Government with a Users ID and Password. It person is a lawyer or real estate mortgage professional, they can login there with their users ID and PW, to view confidential information. SOmeone a title investigator who had an access to RECORDER of DEEDS in Washington XXXX XXXX XXXX XXXX website, accessed my informaition, which is protected by user id and pw, and released it to transunion XXXX 

I dont know if XXXX and XXXX  also received this information. But they did not post it. 

Transunion posted it. And today i investigated on XXXX website what Transuunion if  doing, and who did submit this information to TRANSUNION. 
It looks like the Disclosure file is provided by XXXX, on behalf of XXXX XXXX company. 

I dont know who XXXX XXXX is, but they crossed the line, .It supposed not to be on credit report. It has nothing to do with credit report. This is a professional information related to mortgage lending, appraisal of my VETERANS AFFAIRS loan, or buying and selling. 

If someone wanted to lend me money to buy a car, they are XXXX. 
I would not place my HOME as a collateral against XXXX! 

THESE ARE SHARKS LOAN SHARKS, NOT PEOPLE. 
XXXX. 

But Transunion has common sense understanding that they violate my PRIVACY! under US CODE on Privacy, and posted all this info about me on my CREDIT REPORT!! 

I PROTEST AGAINST this Privacy Violation and I demand that TRANSUNION REMOVES this from my file.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief