Consumer complaint received 2018-04-05
Company: CURO Intermediate Holdings
State: TX
Product: Payday loan, title loan, or personal loan
Sub-product: Payday loan
Issue: Received a loan you didn't apply for

Complaint:
This will be the final communication i will be giving on this matter because I have made an offical police report and to the FTC, because my Identity was indeed stolen and I have already given Speedy cash of the person actually responsible. I have no connections whatsoever in this matter and I highly advise for you to cease any contact and to release me and my private ibfo from this case. Because I am NOT the person you are looking for and I have explain thia to the fraud dept becauase when it was first reported. Also, it should be report that this person that I have mebtoned many tinea s have been the name on the letter abd it was wrongly mailed to my addrsleas. This person. do not live there. I have also report it to the US Postal inspectof to not habe these speedy cash letter deliver anymore because it did indeed was address with a different name that I never heard abd this is the person that Stole my ID abd use my personal info, includibg my address and etc. To open this account fraudently and I have given all info needed and been corporative as much as possible but you do not have any authroity to cobtibue to harass me and falsely place use my personal info to falsely accuse me of so ething i had bothing to do with ; in fact I am the vixtim here and it is agaist my rights to be force into communicate eith a company that is breaking the law at this point. 

I was only instructed to give either a police case/report number or an FTC avvadavit abd in this case, I gave both. 

So, please cease these harassing and unlawful acts abd remove all my ibfo from your system and from this case. You have no authority to use my stolen info and you need to go after XXXX XXXX. This is who these letters was actually adress to and I have photos of them and I have given APD this info also. Again he does not live at the XXXX XXXX XXXX address. He lives somewhere else. Yhis accoubt us to be closed nd all further actions for collections will cease XXXX XXXX stole ny ID and personal info abd he use my address falsely and without legal permission. This is my final statement to resolve this matter. 

P.S. For further reference : XXXX Police report # XXXX & FTC case # XXXX for more info. 

here is the XXXX XXXX XXXX case #, on for reference as well as to the main reason for this second comlaint to the CU.S. XXXX XXXX XXXX because of an recent email correspondent threatening a lawsuit by the creditor of Speedy cash ( XXXX XXXX XXXX XXXX XXXX ), to me on or around XX/XX/2018 via email. I do beleive this to be a scam/Fraud because there have been recent reporting of financial payday loan institution such as XXXX XXXX   XXXX, XXXX and other similar payday loans putting loans in people 's names and falsely accusing, including placing lawsuits, on those people, including myself, of owing on this loans that I honestly have no association with whatsoever. So, this is a very serious matter that needs to be address by U.S CFPB. 
Here 's the proof : CREDITOR : XXXX XXXX XXXX CASE NO : XXXX Attention : XXXX XXXX, AMOUNT OUTSTANDING : {$850.00} Unpaid invoice # { Debt Recovery Case Number : { XXXX } I am also attaching one of the more recent letters from Speedy Cash with XXXX XXXX XXXX 's name on it to show proof to clear my name, privacy and personal info.

Company response to consumer: Closed with explanation