Consumer complaint received 2021-11-18
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MS
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
On XX/XX/XXXX I called Transunion and spoke to a representative who told me that her name was XXXX XXXX and she was a supervisor. I explained that Back in XXXX, I sent not only a letter to TransUnion but also did the disputes online. She advised me that yes they were received, at that she saw another follow-up letter received on XX/XX/XXXX but it was not put into the system until XX/XX/XXXX. This has been well past XXXX days since my original letter and the companies continue to make inquires without my authorization I advised them that I did not authorize any hard inquires on my credit report and outlined which inquires they were. I checked today because they are still showing and I can not even dispute them again it says I am not able to dispute. I have yet to get any letters or correspondence from Transunion. 

Today I found out from the XXXX XXXX XXXX XXXX I could file this in court. I went to the court and started the paperwork and was told I needed to call TransUnion and get the name and address of the Attorney of record for the company for the subpoena. The employee XXXX XXXX told me she does not have that information and that I would just have to wait XXXX years for them to fall off my report. 

I am requesting the Attorney 's name or representative name for this subpoena for the following disputes. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX XXXX did not authorize nor did I file an application with this company. 

XXXX XXXXXXXX  total, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX XXXX, I had a loan with this company prior in XXXX and have never reapplied for another loan and it is paid off. 

XXXX XXXX XXXX, I had a loan with this company in XXXX and have never reapplied for another. 

XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX XXXX  XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX XXXX, I applied for and got a loan with this company but it is showing XXXX hard inquires on my report when it should have only been XXXX. I reached out to XXXX and they state they only ran XXXX report. XXXX XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX XXXX, XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

XXXX XXXX XXXX, I did not authorize nor did I file an application with this company. 

All I am requesting at this time is the name of the attorney and address for this subpoena, I am wanting to bring suit against Transunion for not being able to provide to me information showing my signatures for these hard inquires to my credit. I am also awaiting responses from each of the listed of what companies requested information and will be bringing suit against them as well if they can not provide signatures.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation