Consumer complaint received 2021-04-15
Company: Resurgent Capital Services L.P.
State: MD
Product: Debt collection
Sub-product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened or suggested your credit would be damaged

Complaint:
This matter is included in litigation due to attempts to collect an alleged debt which is neither owed nor validated. This alleged debt is fraudulent and XXXX is a willing party to their fraud. 

I have filed a complaint with CFPB ; I have disputed this debt with XXXX, and XXXX. I sent Resurgent/LVNV FUNDING. LLC an affidavit in response to the dunning letter and demanded that they VALIDATE the debt, which they have not : and are continuing to report on my XXXX and XXXX  credit reports. XXXX  and XXXX  are continuing to allow this egregious act. 

Both XXXX and XXXX need to validate the debt properly and by checking the CREDIT BUREAUS LVNV FUNDING LLC pulled my credit with XXXX  and entered a collections entry XX/XX/2020. This was NOT a permissible pull. LVNV FUNDING LLC made an XXXX  entry stating that the account was opened XX/XX/2020 for {$2300.00}. Since my last dispute with CFPB, XXXX  has deleted the entry from my reports. 

XXXX does not now and have never had any business, written, expressed, alleged or implied, with LVNV FUNDING LLC and the joint and several principals, agents or assigns of LVNV FUNDING LLC and does not, in any manner, with this Affidavit agree to contract with, reage, renew, or revive any alleged contracts or agreements upon and by which LVNV FUNDING LLC and the joint and several principals, agents or assigns of LVNV FUNDING LLC may incorrectly claim, allege or presume exists with the Trust. 

XXXX has and asserts a superior, claim in equity and a legal right of subrogation over any charges and or claims of indebtedness alleged by LVNV FUNDING LLC and the joint and several principals, agents or assigns of LVNV FUNDING LLC as being owed by the Trust and hereby instructs LVNV FUNDING LLC and the joint and several principals, agents or assigns of LVNV FUNDING LLC to act honorably and amicably in the execution of their joint and several fiduciary duties, as duly appointed Trustees and setoff and discharge, in full and with prejudice to the Trust, all accounts, claims, and charges which are now and or may arise a result of Exhibit 1. 


XXXX is receiving countless annoying autodialed calls where for 3-5 seconds noone is on the line. I initially sent a series of letters to the credit reporting agencies. 

I am fully aware of how reporting works and found evidence of non-compliance in accordance to the E-Oscar and Metro 2 format procedures to report. 

Please see attached documents of proof of me sending the letter and the agencies receiving them. In addition to that, please note that they are ignoring my request to modify accounts, which would lead to changes on all agency reports ( as per the carbon copy rules of E-Oscar updates ). 

It is very important that you please investigate and resolve as this is injurious to my character and is obstructing my ability to obtain financing. 


I want LVNV FUNDING LLC stop entering false accounts on my credit reports That the agencies comply with E-Oscar and Metro-2 formatting rules.

That the CDIA ensures that the Metro 2 task force reviews the data furnisher 's malpractice and investigate my accounts in question. 

The non-compliant items be removed. 

This matter is included in litigation due to attempts to collect an alleged debt which is neither owed nor validated. This alleged debt is fraudulent and XXXX  and XXXX  is a willing party to their fraud.

Company response to consumer: Closed with explanation