Consumer complaint received 2018-03-04
Company: JPMORGAN CHASE & CO.
State: MA
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Trouble during payment process

Complaint:
JP Morgan Chase Bank XXXX has once again threatened me with foreclosure ( see attached ) while refusing to acknowledge wrong accounting and that the " alleged '' loan They " Say '' belongs to XXXX XXXX when in fact it does Not, as per the report from the FHFA-OIG in XXXX. Also, JP Morgan Chase Bank XXXX has Not fulfilled the RESPA ( see attached ) I sent them correctly and or in full, while the Mortgage and Promissary note and Allonge I had a document authenticator Expert examine and were found to be Fake and also Unattached, on XX/XX/XXXX at the office of Attorney XXXX XXXX XXXX, clip art, robo signed and etc ... were used to fabricate these documents! JP Morgan Chase Bank XXXX Claims to be the original from XXXX, in fact are not! but are FRAUD!! I will show this document only in court and my expert will be testifying to her report!! I have once again tried to get JP Morgan Chase Bank XXXX to look at the original transaction history they sent me in XXXX showing XXXX XXXX XXXX XXXXXXXX as the owner of this bad note. The attached XXXX XXXXXXXX XXXX XXXXXXXX payment history clearly shows wrongful accounting, whereas the payments posted into an escrow account that did not exist at that time ( I paid my own out of pocket ) as well as wrongful fines and charges. Both of these things went on for years totaling over {$8000.00} and also covered up payments. These wrongfully posted payments are the cause of the so called by Chase to be in Default. Anyway, for the THIRD time in 3 yrs JP Morgan Chase is threatening to foreclose on me, because I refuse to give them this money again and instead now are claiming that they " may '' acellerate this alleged loan, to THIS week and enter my home to take posession!! I have my home posted No trespassing all around it and will have anyone arrested if they try to do this to me! XXXX XXXX DOES NOT OWN THIS ALLEGED LOAN and can not do this!!! The FHFA-OIG report ( see page XXXX of this report in the second box ) clearly states that it is NOT a GSE loan. There are an Enormous amount of errors in the paperwork required to foreclose! in addition to that one situation and JP Morgan Chase Bank XXXX is still trying to force foreclosure down my throat even though the facts are on paper. Please see all attached. As well as the Assignment of Mortgage that JP Morgan Chase Bank XXXX put into the Registry of Deeds as far back as XXXX see attached. They claim ownership rights to foreclose this is also XXXX XXXX!! This will be an illegal foreclosure which I will sue JP Morgan Chase Bank XXXX for milliions for abuses and damages since XXXX. I am also presently looking into how to file a class action suit based on fraud and predatory lending. Also, Chase is trying to merge the two separate loans into one by not putting an account number on the second Equity line loan even though on the phone they told me they are not, the attached pg two of the letter show this. It was part of a mailing they sent me with over 1000 pages, I this past Friday spoke to XXXX XXXX  of their exec office. I obviously can not scan into file here. There is no way for me to list all of the crimes I believe are being still commited by JP Morgan Chase Bank XXXX, from fraud, to collusion to conspiracy to abuses to me ongoing since XXXX. I am XXXX yrs old and legally XXXX with many stress related medical problems including previous XXXX, XXXX, previous near death XXXX and etc..Now at this moment away from my home, at the public library for the use of the internet, while my electricity at home has been out since this past storm Friday and will remain off until Tuesday, I am here in Terror! that when I return home that my locks may have been ripped out and replaced and my heating system altered as per the threat on my door back in XXXX also ( see attached ). I am and have been grossly abused by JP Morgan Chase Bank XXXX for years resulting in aggravated medical issues and many financial as well as social damages. I am demanding this BS stop!!! I will not be denied my rights because this financial phychopath that calls itself JP Morgan Chase Bank XXXX is a financial XXXX!! demanding of me money THEY OWE ME!! to take my home with the use of another ILLEGAL FORECLOSURE. I will also be sending to many news reporters my documents to expose the corruption going on here, in this attempt to take my home with abuse and fraud for profit. Lastly, XXXX XXXX needs to admit to the same, for whom JP Morgan Chase Bank XXXX XXXX is trying to foreclose on me, on their behalf!!

Company response to consumer: Closed with explanation