Consumer complaint received 2019-08-20
Company: Experian Information Solutions Inc.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
To Whom It May Concern: XXXXYour company have violated the provisions of section 605B, 623(a)(6), or 615(f),You have no proofs to offer to support a dispute, and thus your assertion in the form of a policy report is being used to obtain blockage, not contest the accuracy of its reportingYou have refused to fallowed the credit reporting act 605bStating that you have reason to determine that you have made a misrepresentation of material fact relevant to the request to block; c) XXXX has reason to determine that you obtained possession of goodsThe account #XXXX XXXX  acc#XXXXThe account # XXXX acc#XXXXThe account # XXXX acc# XXXXand those inquired are fraudXXXXInquiry from XX/XX/XXXXMisc.XXXXInquiry from XX/XX/XXXXUtilities & FuelXXXXInquiry from XX/XX/XXXXUtilities & FuelXXXX XXXX XXXXInquiry from XX/XX/XXXXFinanceXXXX XXXXInquiry from XX/XX/XXXXFinanceXXXXInquiry from XX/XX/XXXXMisc.XXXX XXXXInquiry from XX/XX/XXXXAutomotiveXXXX XXXXInquiry from XX/XX/XXXXFinanceXXXX XXXXInquiry from XX/XX/XXXXFinanceXXXX XXXXInquiry from XX/XX/XXXXCredit UnionXXXX XXXXInquiry from XX/XX/XXXXCredit UnionXXXX XXXXInquiry from XX/XX/XXXXCredit UnionXXXX XXXXInquiry from XX/XX/XXXXCredit UnionXXXX XXXXInquiry fromXX/XX/XXXXCredit UnionXXXX XXXXInquiry from XX/XX/XXXXCredit UnionXXXX XXXXInquiry from XX/XX/XXXXCredit UnionXXXX XXXXInquiry from XX/XX/XXXXMisc.XXXX XXXXInquiry from XX/XX/XXXXBankXXXX XXXXInquiry from XX/XX/XXXXBankXXXXInquiry from XX/XX/XXXXFinanceXXXXInquiry from XX/XX/XXXXFinanceXXXXInquiry from XX/XX/XXXXFinanceXXXXInquiry from XX/XX/XXXXFinanceXXXXInquiry fromXX/XX/XXXXFinanceRespond As a victim of identity theft (meaning Identity theft is a crime in which an imposter obtains key pieces of personal information, such as Social Security or driver's license numbers, in order toimpersonate someone else) I have provided relevant information about my Identity Theft Report. FCRA § 605B(b), 15 U.S.C. § 1681c-2(b). Such notification by a CRA triggers two obligations for the furnisher. First, under FCRA section 623(a)(6)(A),you must not allowed the furnisher may not continue to report that information to any CRA. FCRA § 623(a)(6)(A), 15 U.S.C. § 1681s- 2(a)(6)(A). Second, under FCRA section 615(f), it may not sell or transfer that debt to anyone else who would try to collect it. FCRA § 615(f), 15 U.S.C. § 1681m(f).As required by section 611 of the Fair Credit Reporting Act, 15 U.S.C. § 1681i, a copy of which is enclosed, I am requesting that the item(s) be removed to correct the information. You have no way to ascertain the legitimacy of my action without investigating the items in question The account and those inquired are fraudXXXX XXXX XXXX DOB XXXX SS XXXX 1XXXX XXXX XXXX XXXX, XXXX, FL XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief