Consumer complaint received 2023-02-17
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: AZ
Product: Checking or savings account
Sub-product: Other banking product or service
Issue: Managing an account
Sub-issue: Funds not handled or disbursed as instructed

Complaint:
XXXX XXXX XXXX XXXX : XX/XX/1972 Last XXXX XXXX Account Ending In : XXXX ATTENTION : CFO TO WHOM IT MAY CONCERN : I WOULD LIKE TO RECEIVE ALL CURRENT AND BACK UNEARNED INTEREST that was received when I open the account using my social security number obtaining a loan on my behalf the LENDER so once you guys the BORROWER. Drew from the TRUST ACCOUNT connected to the social security ALL ACCOUNTS can not be REFUSED or CLOSED without my permission the ONLY fiduciary of the account. 

I thought the Secretary of State could create DBA but I see that Bank of America was acting a Secretary of State of Arizona. Because I don't have a DBA XXXX XXXX. nor was no {$730.00} ever was credited to my account then that would explain why I could no longer access my online banking information and when I called in no one could help me. Nevertheless the plot or scheme you'll chose to use to continue to DEFRAUD me. 

The bank did not have my express permission to shut the account down. I demand that the account be re-opened. Which they violated the TILA " Truth In Lending Act especially when they closed the account and since they have continued to receive money from that account that they " allegedly " claimed was closed and they NEVER gave me any of the unearned interest nor inform me that you'll was keeping it. And I was unlawfully blocked from access to the account. When again, I am the ONLY fiduciary ( BENEFICIARY ) over the account. 

So, I due to repeatedly being ignored I have already contacted the IRS and filed an ( 3949-A ) and requested an audit so that I can receive my proper REFUND and I have requested a ledger of balances and credits on the account which you'll have to refused to show. The only thing that you'll show is the account information but not showing. 

WHAT YOU'LL REECIVED FROM THE " TRUST ACCOUNT. 

I would like to ask AGAIN to be put me back in right standing promptly and without delay within 45 days are less and if my request is not granted to me. So, again I have requested an audit due to you guys ' false pretenses. When in reality you'll had access to the TRUST ACCOUNT which means ALL my debt is pre-paid so I don't owe you guys anything you'll actually owe me. You'll are in violation of the TILA " Truth In Lending Act, when guys did not inform me that you will be withdrawing money from my TRUST ACCOUNT with interest. I will not let this go away you'll have robbed my ancestors and they died broke, yet they weren't. So, if you'll think THIS GENERATION is falling for it I am here to tell YOU that. Your sadly mistaken this is personal to me so I will not GO NOWHERE UNTIL I AM GIVEN WHAT I AM RIGHTFULLY DUE. I will be continuing to file a complaint with CPB for a paper trail you'll will not just push me to the side. 

I will not let this go away and I will be publishing on you guys ' reviews so other consumers will know what I didn't know. I will also let them know that you'll work together and CPB is not working for us they " ONLY act " like they do. They only collect complaints but do nothing to investigate our complaints. I am also contacting the sectary of state and attorney general office as well. And I am SURE the XXXX parties are turning blind eyes. But I PRMOISE you'll I will be back also if the XXXX win preferably XXXX because he doesn't play any games with bankers THAT'S WHY YOU'LL WANTED HIM OUT. 

My Heavenly Father/God allowed you guys to cheat the election so NOW XXXX His children will work with XXXX not against him. Again, if you'll think I am going to just go away. Unfortunately, you'll are sadly mistaken I am not, I am going to be a thorn in you'll patch until I received what I AM RIGHTFULLY DUE. I was warned you'll may have attempt to take my life, well I am telling you now. That's just what you'll will have to do because I want what is due to me and this the catch when and if you'll come for me. EVERYONE involved them and their family 's fate will follow mines immediately and without delay. You'll might get by, but I PROMISE you this you'll want get away. NOW I understand why my Ancestors used voodoo back in slavery days to fight their oppressors I GET IT NOW. If you'll was smart, you'll would give me WHAT I AM DUE. so, I can shut up and leave you'll alone. But ignoring me will not make this go away nor stop me from perusing justice for myself. And Heaven is backing me regardless how the cookies crumbles, and I trust the " REAL God '' The Creator/My Heavenly Father. And if He be for me then WHO can be against me? 

XXXX XXXX XXXX XXXX, Beneficiary Without prejudice UCC 1-308 I RESERVE ALL MY RIGHTS

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation