Consumer complaint received 2018-03-29
Company: EQUIFAX, INC.
State: NV
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Credit monitoring or identity theft protection services
Sub-issue: Problem canceling credit monitoring or identify theft protection service

Complaint:
Yesterday the XX/XX/XXXX, I sent a complaint on Equifax based on a letter dated XX/XX/XXXX and came home to a credit report from Equifax # XXXX in my mail the evening of XX/XX/XXXX. Now I don't know if the mail man is holding my mail or the complex which I am having serious issues with and plan to move asap or both but this is ridiculous. So I will be reporting Equifax properly with the latest that still shows items on there I have constantly requested to be removed because I have never applied or requested their services. The first inquiries is XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IN XXXX dated XX/XX/XXXX ; I don't know who these people are. As usual I have to see the multiple student loans account that are closed as of 7 years ago or paid which I am grateful for but why do they have to be still on my credit report as public notices. I am on a payment plan of XXXX due to my XXXX and low income level, so they should not be allowed on my credit report because when I go to apply for something they see all these loans for school and I get denied. XXXX XXXX XXXX # XXXX is a thorn in my backside, I don't get this, why are they allowed to be on my credit report through my XXXX discharged XX/XX/XXXX, after multiple disgusted of them being on my credit report and request to be removed. XXXX XXXX XXXX XXXX XXXX is a fraud I have been fighting since they tried to give me an illegal evictions on a weekly pre paid motel extended stay environment I only needed for at least 1 to 2 months but after my not receiving mail and things seemed to be changed up in my room and their treatment as a result of my leaving XXXX XXXX across the street from their establishment ; now look these people are liars, I do not owe them {$240.00} and they have caused me to not only miss out on getting a new apartment which is what their goal was but refuse to leave me alone. I paid these guys on a month contract through my debit pre paid XXXX XXXX XXXX XXXX XXXX XXXX I have been established since XX/XX/XXXX with and left these embesals XX/XX/XXXX because I was waiting to get moved into my new apartment through XXXX Nevada Housing Authority and they knew it. So I left to another weekly establishment, stayed one month and moved into my Housing Authority Unit XX/XX/XXXX. XXXX XXXX, I sent a good will letter XX/XX/XXXX and do plan on paying the low balance of {$37.00}, why in collections I do not know but they will get there money. And of course the other thorn in my side is my XXXX still being reported on my credit report as if it's public knowledge that also helps denial of anything although it is considered a fresh start. My attachment from the Federal BK XXXX XXXX NV Court as well as XXXX which is who they state gave the information states to me that the court do not report to credit reporting agencies via email and the XXXX approved not to report my information per my request. I just noticed the back of report and also discovered other accounts I have been requesting multiple times to be removed because they are fraudulent, which is ; XXXX XXXX XXXX dated XX/XX/XXXX, I am on XXXX medicare, XXXX XXXX XXXX XXXX another XXXX, XXXX XXXX XXXX XXXX dated XX/XX/XXXX, my car was a XXXX XXXX XXXX I purchased in XXXX Ca and paid too much for {$10000.00} and it was stolen from me at my current address I do plan to move soon from on XX/XX/XXXX, I guess they thought because the address is XXXX, to steal it XX/XX/XXXX would bring them luck, not so, however, I do not own a car and have not nor do I plan on getting another car loan and did not get one through XXXX XXXX XXXX, this is fraud but they refuse to remove them.

Company response to consumer: Closed with explanation