Consumer complaint received 2020-09-04
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
To Whom It May Concern : On XX/XX/2020, XXXX, XXXX, and Experian are reporting inaccurate and unverifiable information on my credit report. Please see accounts and its details below that are deemed incorrect on my credit files. 

For XXXX  1. The high credit or original amount is being reported inaccurately XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
2. DOLA and DOLP are not accurate on all 3 credit bureaus. This information must be accurate complete and verifiable per the FCRA   AND FDCPA XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
3. The account is a collection/charged off account the balance should be XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
4. The account is a collection/charged off account the balance should be XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
5. The high credit or original amount is being reported inaccurately XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
6. DOLA and DOLP are not accurate on all 3 credit bureaus. This information must be accurate complete and verifiable per the FCRA   AND FDCPA XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
7. The dates last active do not match at XXXX  XXXX and XXXX. 
XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
8. Validate Account XXXX Account Number : XXXX I don't recognize this account and I need for you to remove it please 9. unknown collection XXXX Account Number : XXXX Please remove it from my credit report. 

For EXPERIAN 1. The high credit or original amount is being reported inaccurately XXXX XXXX Account Number :  XXXX Please remove this inaccurate information from my credit report. 
2. DOLA and DOLP are not accurate on all 3 credit bureaus. This information must be accurate complete and verifiable per the XXXX   AND FDCPA XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
3. The account is a collection/charged off account the balance should be XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
4. The high credit or original amount is being reported inaccurately XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
5. DOLA and DOLP are not accurate on all 3 credit bureaus. This information must be accurate complete and verifiable per the FCRA AND FDCPA XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
6. The dates last active do not match at XXXX  XXXX and XXXX. 
XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report For XXXX 1. The high credit or original amount is being reported inaccurately XXXX XXXX Account Number :  XXXX Please remove this inaccurate information from my credit report. 
2. DOLA and DOLP are not accurate on all 3 credit bureaus. This information must be accurate complete and verifiable per the XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
3. The account is a collection/charged off account the balance should be XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
4. The account is a collection/charged off account the balance should be XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
5. The high credit or original amount is being reported inaccurately XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
6. The dates last active do not match at XXXX  XXXX and XXXX. 
XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation