Consumer complaint received 2019-08-15
Company: SUNTRUST BANKS, INC.
State: FL
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Closing on a mortgage

Complaint:
Single owner of my property and my house XXXX XXXX. Suntrust Mortgage Unfair reporting created debt unauthorized lending practices anti trust issues of personal information was used as a Mortgage Scam Electronic registration system, Mortgage Fraud, securities fraud ... The Washington Supreme Court ruled that MERS is not considered a beneficiary under state law. Fla can a business operate without a identification number ( EIN ) or tax number? LLC owners must still pay federal taxes. LLC owners may need an EIN, or Employer Identification Number ... Without one, your business can not operate legally.

inaccuracy, fraud and scamI never signed these contracts, they were Fraudulent identify theft and mortage theft. May Be Submitted In My Name Or My Identity Fraudulent mortgage documents MERS Assignment of : Mortgage accts. accuracy, fraud and scam of Electronic Registration Have Been Used without My Consent To Fraudulently Obtain Goods Or Services Mortgage. XXXX county records, tax fees and documents are missing banks cant own real estate with tax fees or records found at the XXXX XXXX county clerk office. county land records show I have never authorized these loans. I have been extorted by and scamed someone is using my identity to pay debts that i do not owe. while others had forged signatures or documents put together by someone with very poor Photoshop skills.the electronic mortgage registry with the same name. There must of been an error in their SYSTEMS. I am the property Owner and deed owner. MERS was used Fraudulent mortgage documents. to creat this acct. force me to pay a debt that i don not own. i own my home and have the deed, both to the land and the property. This is not my account. i am owed money from this account. Suntrust Mortgage reported to XXXX, XXXX and XXXX  Real Estate Debt {$100000.00} I. MERS Mortgage Fraud MERS ASSIGNMENT nstallment Loans Collections Debt Total Debt {$110000.00}. Something as part of a whole.Sun Trust Mortgage organization as a ilegal corporation created a mortgage using my old name and address signitures copied and pasted on documents which was sold from one bank to another, then an assignmenta document showing that the mortgage has been transferred. 
Fraudulent mortgage documents. Sun Trust Mortgage I have paid money for i debt i dont not owe.although i have {$700.00} Paid 516 Months. 
copies or photos of documents I have never authorized this forge signiture.SUNTRUST MORTGAGE,. i paid to avaid damage to my credit and home but i dont no owe this debt. Nor did i authorized these accounts. loan no. Conventional Real Estate Loan, Including Purchase Money company with Tax no. and without EIN number to operate in the state of florida. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , Utah XXXX XXXX billing for a mortgage i do not owe. XXXX. i am owed a refund for the money i have invested into these accounts. I will need to send documents by mail.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation