Consumer complaint received 2017-01-13
Company: Kramer & Frank, P.C.
State: MO
Product: Debt collection
Sub-product: Credit card
Issue: False statements or representation
Sub-issue: Impersonated an attorney or official

Complaint:
This company pretended that a debt was owed to them and filed a false claim of ( BREACH OF CONTRACT ) we conditionally accepted for value their initial claim providing that they produce the Contract in accordance with G.A.A.P Generally Accepted Accounting Principles & I.F.R.S International Financial Reporting Standards, FDCPA Fair Debt Collection Practices Act FCRA Fair Credit Reporting Act, 15 U.S.C. 1681, MO. CIVIL RULES Uniform Business Records as Evidence Law. Pursuant to R.S.Mo. 490.680. UCC1-206. And the documents to prove our claim can be found in the uploaded documents. By not producing the Contract nor the laws that shows they had legal claim they went into further criminal activity by Simulating legal process -- penalty. 575.130. 1. A person commits the offense of simulating legal process if, with purpose to mislead the recipient and cause him or her to take action in reliance thereon, he or she delivers or causes to be delivered : ( 1 ) A request for the payment of money on behalf of any creditor that in form and substance simulates any legal process issued by any court of this state ; Upon getting the corporation of XXXX XXXX COUNTY GOV. in name only to assist them in their illegal actions they went even further into crimes because they were asked again for the contract in accordance with Short title.490.660. Sections 490.660 to 490.690 may be cited as " The Uniform Business Records as Evidence Law ''. ( L. 1949 p. 275 1 ) Business defined.490.670. The term " business '' shall include every kind of business, profession, occupation, calling or operation of institutions, whether carried on for profit or not. ( L. 1949 p. 275 2 ) Records, competent evidence, when.490.680. A record of an act, condition or event, shall, insofar as relevant, be competent evidence if the custodian or other qualified witness testifies to its identity and the mode of its preparation, and if it was made in the regular course of business, at or near the time of the act, condition or event, and if, in the opinion of the court, the sources of information, method and time of preparation were such as to justify its admission. ( L. 1949 p. 275 3 ) Account book, when produced. 490.650. The court before which any action for the recovery of any sum or balance due on account, and where the matter at issue and on trial is a proper and usual subject of charge on books of account, may require either party to produce, at the trial, either his ledger or original book of entries, or both ; and no disputed account shall be allowed upon the oath of the party, when it shall appear that he has a book of original entries, unless such book shall be produced upon reasonable request. ( RS Mo 1939 1888 ) Prior revisions : 1929 1724 ; 1919 5411 ; 1909 6355 And the court assisted them by not following the rule of law but by removing documents from the docket in which some of the documents can be found in the uploaded documents. 
Now without the contract in accordance with the laws above here are some of the criminal activities they have engaged in. Missouri Statue : 500.266 ( 1 ) " Basic rights information '', information applicable to a noncitizen, ( 7 ) " Financial harm ", detriment, injury, or loss of a financial nature, including credit Extortion, criminal violation of the usury laws under chapter 408, or employment Contracts that violate the statute of frauds provisions under chapter 43 18 USC Ch. 41 : EXTORTION AND THREATS 876. Mailing threatening communications 877. Mailing threatening communications from foreign country. 
878. Threats and extortion against foreign officials, official guests, or internationally Protected persons.. Lastly I have cited laws that govern commercial transaction pertaining to Contract Law. In all their responses they never produce contract

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation