Consumer complaint received 2019-02-25
Company: WELLS FARGO & COMPANY
State: NJ
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Struggling to pay mortgage

Complaint:
1. Wells Fargo Bank N.A et al/Wells Fargo Home Mortgage had NO Assignment of Mortgage.Wells Fargo Bank N.A.  et al has gotten a foreclosure on my property using illegal documents, forged documents and robo signed Notes. The NJ assurance act was also violated by Wells Fargo when they did not contact me to modify the negative amortized loan they had me in. Wells Fargo held a sheriff sale of my property while there was an ACTIVE Loan Modification in process, this was violation of federal law 12 CFR 1024.41 - Loss mitigation procedures. | CFR | US Law | LII / Legal Information Institute XXXX XXXX    XXXX, Wells Fargo moved forward with a foreclosure, sheriff sale and now are pushing an eviction all based on the use of fraudulent, forged documents. Wells Fargo has NO assignments to even prove they had the legal rights to show they had ownership of my property. It is time that all the CFPB formalities stop and you MAKE Wells Fargo provide ALL OF THE DOCUMENTS needed to foreclose, sheriff sale a property and have an eviction. If CFPB wants to get to the bottom of this matter, hold a HEARING and REQUIRE WELLS FARGO to Provide all the documents that's needed for each step of the process to get a foreclosure, sheriff sale and eviction. Assignments are missing, documents are forged and signatures are not real. The endorsement in blank has a robo signers signature on it. Wells Fargo violated the National Mortgage Settlement, which we have proof of. This whole situation will eventually become a Supreme Court case and then Wells Fargo wont be able to hide behind the CFPB, the Superior Courts of New  Jersey, the Federal Courts of New Jersey or the Bankruptcy courts of NJ. Courts are supposed to uphold the law, NOT break the law. The courts are allowing Wells Fargo Bank N.A. et  al to BREAK THE LAW. If the CFPB is REALLY trying to get the facts and the truth, then allow both sides in a plain and simple manner lay out all the facts. Not have some NJ Court keep allowing Wells Fargo to get away with using fraudulent, forged documents. What has the world come to when then Judicial system allows fraud to be committed in their courtrooms in New Jersey. CFPB needs to institute a hearing board. Make all parties come to a hearing a present the facts, with proof. The New Jersey courts allow Wells Fargo Bank N.A. et al to say and submit whatever they want WITHOUT verifying the documentation.Wells Fargo needs to own up to the fact that they have committed fraud in my foreclosure and sheriff sale. CFPB, lets see if you are really trying to get the truth. You fine Wells Fargo Bank N.A.  et al and that did nothing. Wells Fargo claims there was a glitch that caused them to foreclose on people and not offer modifications, even though the NJ Assurance act  addressed this. That glitch included us, yet Wells Fargo continued with a foreclosure and sheriff sale against. They pay the fine CFPB gives them, and they go right back to using fraudulent forged documents in their foreclosure cases and sheriff sales. There are no assignments ... Wells is running with the false claim of possession and ownership based on the parent of Wells acquiring the parent of XXXX which means nothing absent proof the loan was included in the sale as an asset remaining on the books and records. 
Further, any assignee claiming ownership is liable for the sins of the original lender as it pertains to the usury by way of the negative amortization, which resulted in the NJ Assurance with Judge XXXX XXXX and the NMS with the NJ AG in 2012, both of which Wells has grossly and willfully violated. We can provide a detailed layout of ALL THE PROOF we have to confirm everything in this complaint is TRUE. All information is available upon request. Wells Fargo Home Mortgage N.A. et al does not have any standing to my property.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation