Consumer complaint received 2023-02-24
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Was not notified of investigation status or results

Complaint:
. This account has been settled and paid. 
XXXX XXXX  XXXX Account Number : XXXX Please DELETE this NEGATIVE and INCORRECT information from my credit FILE. 

2. The following account was a Charge-off. Balance should be XXXX. 
XXXX  XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

3. The following account was a Charge-off. Balance should be XXXX. 
XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

4. Pursuant 15 USC 1666 an open line of credit can not be reported as late knowing the above information the information reported on the account is inaccurate. I was never late on any payments for this account. 
XXXX XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 

5. This is my second attempt to remove this alleged debt. It is the bureau 's responsibility to report accurate information ONLY. I have not given written consent for this account to be placed on my report and is a direct violation of my rights under 15 USC XXXXXXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

6. Pursuant 15 USC 1666 an open line of credit can not be reported as late knowing the above information the information reported on the account is inaccurate. I was never late on any payments for this account. 
DPT EDXXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 

7. Pursuant 15 USC 1666 an open line of credit can not be reported as late knowing the above information the information reported on the account is inaccurate. I was never late on any payments for this account. 
DPT EDXXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 

8. Pursuant 15 USC 1666 an open line of credit can not be reported as late knowing the above information the information reported on the account is inaccurate. I was never late on any payments for this account. The account was charged off the balance should be XXXX. 
XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

XXXX. Pursuant 15 USC 1666 an open line of credit can not be reported as late knowing the above information the information reported on the account is inaccurate. I was never late on any payments for this account. This account has also reached its statute of limitation. 
DPT EDXXXX Account Number : XXXX Please remove it from my credit report. 

10. Pursuant 15 USC 1666 an open line of credit can not be reported as late knowing the above information the information reported on the account is inaccurate. I was never late on any payments for this account. 
XXXX Account Number : XXXX Please remove it from my credit report. 

11. Pursuant 15 USC 1666 an open line of credit can not be reported as late knowing the above information the information reported on the account is inaccurate. I was never late on any payments for this account. 
XXXX  XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 

12. Account paid, and creditor agreed to remove it. Pursuant to 15 USC 1666 late payments can not be placed on an open line of credit. The bureaus have assumed the responsibility of ensuring only accurate information is reported onto credit reports. 
XXXX XXXX Account Number : XXXX Please remove it from my credit report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation