Consumer complaint received 2021-02-01
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
TransUnion Consumer CONTACT DEPARTMENT XXXX XXXX XXXX XXXX  XXXX, PA XXXX Dear Trans Union I have sent you Trans Union Multiple dispute letters for the items listed below. I have a filed a police report and FTC which I have documented and sent to you. The issue is the listed fraud items are still listed on my Trans Union credit report and causing inaccuracies. XXXX  have updated my information and removed the false information. 
After review of 15 U.S. Code 1681b - Permissible purposes of consumer reports U.S. Code from the Consumer FCRA cited ( a ) Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the written instructions of the consumer to whom it relates. 

I XXXX XXXX have not sign any written instructions to Trans Unon or to any consumer reporting agency listed below to furnish information on my report. Being that I did not give consent to Trans Union or any consumer reporting agency in article section 1681g ( a ) ( 5 ) of the FCRA, a consumer reporting agency shall not furnish to any person a record of inquiries in connection with a credit or insurance transaction that is not initiated by a consumer. Concluded The information needs to be REMOVED ( Deleted ) ) or it violates the articles that are within the Consumer FCRA and continues to be an item of IDENTITY THEFT. 
There has been unauthorized accounts opened with my information. I did not consent Oral, physically or Written. Credit reporting laws ensure that bureaus report only 100 % Valid and Accurate information. The following items do not belong to me I am requesting that the following items be removed IMMIDATELY. 
DEPT OF ED/XXXX XXXX {$2700.00} DEPT OF ED/XXXX XXXX {$3800.00} DEPT OF ED/XXXX XXXX {$2700.00} DEPT OF ED/XXXX  XXXX {$380.00} DEPT OF ED/XXXX XXXX {$3400.00} DEPT OF ED/XXXX XXXX {$320.00} DEPT OF ED/XXXX XXXX {$2400.00} DEPT OF ED/XXXX XXXX {$1100.00} DEPT OF ED/XXXX XXXX {$1900.00} DEPT OF ED/XXXX XXXX {$2200.00} DEPT OF ED/XXXX XXXX {$2700.00} DEPT OF ED/XXXX XXXX {$3900.00} DEPT OF ED/XXXX XXXX {$3700.00} XXXX  FRAUD DEPARTMENT XXXX XXXX XXXX  XXXX XXXX, TX XXXX Dear XXXX  I have sent you XXXX  Multiple dispute letters for the items listed below. I have a filed a police report and FTC which I have documented and sent to you. The issue is the listed fraud items are still listed on my XXXX  credit report and causing inaccuracies. XXXX  have updated my information and removed the false information. 
After review of 15 U.S. Code 1681b - Permissible purposes of consumer reports U.S. Code from the Consumer FCRA cited ( a ) Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the written instructions of the consumer to whom it relates. 

I XXXX XXXX have not sign any written instructions to XXXX or to any consumer reporting agency listed below to furnish information on my report. Being that I did not give consent to XXXX  or any consumer reporting agency in article section 1681g ( a ) ( 5 ) of the FCRA, a consumer reporting agency shall not furnish to any person a record of inquiries in connection with a credit or insurance transaction that is not initiated by a consumer. Concluded The information needs to be REMOVED ( Deleted ) ) or it violates the articles that are within the Consumer FCRA and continues to be an item of IDENTITY THEFT. 
There has been unauthorized accounts opened with my information. I did not consent Oral, physically or Written. Credit reporting laws ensure that bureaus report only 100 % Valid and Accurate information. The following items do not belong to me I am requesting that the following items be removed IMMIDATELY. 

DEPT OF ED/XXXX XXXX {$2700.00} DEPT OF ED/XXXX XXXX {$3800.00} DEPT OF ED/XXXX XXXX {$3700.00} DEPT OF ED/XXXX XXXX {$2700.00} DEPT OF ED/XXXX XXXX {$380.00} DEPT OF ED/XXXX XXXX {$3400.00} DEPT OF ED/XXXX XXXX {$320.00} DEPT OF ED/XXXX XXXX {$2400.00} DEPT OF ED/XXXX XXXX {$1100.00} DEPT OF ED/XXXX XXXX {$1900.00} DEPT OF ED/XXXX  XXXX {$2200.00} DEPT OF ED/XXXX XXXX {$2700.00} DEPT OF ED/XXXX XXXX {$3900.00} I am NOW FORCED TO FILL A CFPB COMPLAINT AGAISNT XXXX  FOR FAILING TO REMOVE THE FRAUD ITEMS

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation