Consumer complaint received 2017-09-16
Company: Experian Information Solutions Inc.
State: TN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
I recently received your packet on XX/XX/XXXX. You stated you received credit reports, it should show the date/year change. The wage earner case number is XXXX, I was XXXX on XX/XX/XXXX Attorney XXXX XXXX filed both of my cases that was XXXX and was payroll deducted to pay my creditors. 

In XXXX I received a settlement from the medical malpractice law sue I filed in XXXX. Case number CT XXXX. I paid the courts {$18000.00} to pay my creditors off at 100 %. XXXX XXXX continued to pay the courts from my payroll until I was XXXX. XXXX XXXX XXXX was being paid outside the courts by me. I made a payment on XX/XX/XXXX & one in XXXX. Before my unemployment insurance began, the payments was received and posted through their bankruptcy department. 

Yet I received a packet from XXXX XXXX XXXX on XXXX/XXXX/XXXX stating my loan was with XXXX XXXX XXXX XXXX a division of XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX TX XXXX. My loan was with them from XXXX. I 've been told by secret service that there is property in Texas using my social security number. 

I will send you a copy of this information. This information was never reported to the bankruptcy courts by XXXX XXXX XXXX. 

XXXX XXXX XXXX also stated the family members used a power of attorney to access my accounts to make these fraudulent transactions without my knowledge. The bank stated the circumstances were unique, yet a background check was n't done. Nor was I made aware of these fraudulent transactions. When I learned I was a victim of identity, I was denied freedom of information. This is why it has taken me so long to report these fraudulent acts. These people are involved in organized crime, I had no part of these fraudulent transactions. 

My civil liberties have been violated, HIPPA rights, Privacy Rights, Attorney /Client privacy rights. Attorney XXXX gave family members all of my information rather than giving the copy of the checks from the department of labor to the trustee. He also gave them a copy of my retirement pension to create accounts. My drivers license have been stolen with my name being XXXX XXXX XXXX. My maiden name is XXXX I changed it when I learned I was a victim of identity theft. 
I have n't been able to pull my credit report, because all my history have been deleted. I was n't able to answer security questions. 
XXXX have been told to delete my former employer XXXX XXXX XXXX XXXX XXXX. This is the reason I included my XXXX. My separation date was XX/XX/XXXX, my date of hire wasXX/XX/XXXX. 

Even though the law states a foreclosure should remain on your credit report for ten years. XXXX XXXX and XXXX XXXX XXXX  XXXX XXXX have been deleted as though I never had those loans. All of my history is being deleted from the credit files. Social Security and IRS have my history. 

I am working with XXXX now to correct my report. I am working to include my maiden name. A security freeze have been placed on my credit report without XXXX. 

By the date and year being changed the report states it should be removed from the report in XXXX. If you need a copy please feel free to let me know. 

I am submitting as much as I possibly can to make sure I 'm able to hold XXXX XXXX XXXX accountable for their actions. They had an obligation to secure my financial records. 

As I 've mentioned in other complaints, you may want to trace the payments you received in my name. I have never had an account that have six digits as though I have a business. Nor did I make wire payments to you. I will send you a copy of the XXXX credit report when I filed bankruptcy in XXXX. The payments was itemized on that report. The government have been working with me to resolve this problem. I have been under investigation by them. This is the reason I went to the FBI to learn all that I 've learned. 

I tried not to leave no stone unturned. I was told to pull all of my tax transcripts from IRS and Social Security. A query was written for me by social security showing all of my former employers, since they have been deleted from my history /credit reports. My identity have been taken, not only stolen by family members. As I 've stated they are involved with organized crime /white collar. 

I think they stole my youngest child power of attorney when I had one drawn up on him when I learned he have a XXXX  XXXX and he 's a XXXX XXXX. He is receiving XXXX XXXX XXXX and have been since XXXX. The family members are stealing my child support benefits through XXXX court. This is how evil they are. I have become homeless as a result of the waste /abuse with banks, doctors, pharmacies, etc. All I can do it report their conduct. And proof of theft, I have no income as a result of their behavior.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation