Consumer complaint received 2023-02-26
Company: Resurgent Capital Services L.P.
State: TX
Product: Debt collection
Sub-product: Other debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt was result of identity theft

Complaint:
I have sent this company multiple emails with notices to cease and desist stating to verify this debt and it has not been verified. They keep sending me a copy of a bill from another company. 

I have no contract with this company to perform anything and also have stated to them that if they brought a debt that it was a volunteer effort on their part per- A volunteer, stranger, or intermeddler is " one who thrusts himself into a situation on his own initiative, and not one who becomes a party to a transaction upon the urgent petition of a person who is vitally interested, and whose rights would be sacrificed did he not respond to the importunate appeal. '' Laffranchini, 39 Nev. 48, 153 P. at 252. Parties may be considered volunteers if, in making a payment, they have no interest of their own to protect, they act without any obligation, legal or moral, and they act without being requested to do so by the person liable on the original obligation. Henningsen v. United States Fidelity Guar. Co., 208 U.S. 404, 411 ( 1908 ) ; Smith v. State Sav. & Loan Ass'n, 175 Cal. App. 3d 1092, 1098, 223 Cal. Rptr. 298, 301 ( 1986 ) ; Norfolk & Dedham Fire Ins. Co. v. Aetna Casualty & Surety Co., 132 Vt. 341, 344, 318 A.2d 659, 661 ( 1974 ). 

This company extinguished the alleged debt upon purchase and any attempt to collect or sell the debt is an act of fraud. 

There were given 10 days to provide the below documents. 

Failure to provide me with a written letter by your agency/law firm of non-existence of debt within 10 days will result in the actions mentioned below. Failure to purge all derogatory credit reporting from any credit agencies, including XXXX, XXXX and XXXX without validity of the aforementioned debt shall be considered an act of fraud. 

Illegal extortion of funds Punitive damages General damages Exemplary damages Special damages Inability to obtain fresh credit for filing judgments against XXXX credit bureau and/or such further & other relief as I deem necessary to seek. 

You have 10 days upon receipt to respond to this notice of fraud. If you do not respond within the 10 days you agree that this declaration is true and that you will report debt as paid in full and that no money is owed to XXXX XXXX XXXX, XXXX. 
THAT, this declaration if not rebutted by any man, representing XXXX XXXX XXXX, XXXX at any level, in any matter, at any time within 10 days upon receipt, these facts stand as true in the both the private and public record. 

I have not received any documents but the other companies statement so they are now in default. 

I also provided the below notice : XX/XX/XXXX Lawful Notice of Dispute Resurgent Capital Services XXXX XXXX XXXX XXXX XXXX, California XXXX RE : Reference # XXXX To Agent or Assigns of Resurgent Capital Services : I am in receipt of a computer-generated letter from your company dated XXXX XXXX, with unsigned, unverified, unvalidated statements alleging some kind of debt. Who are you? Do I have a contract with you? If yes, please send a certified copy of the contract that exists between XXXX XXXX and Resurgent Capital Services. 

It is my policy to pay all legitimate debts, but to also not be defrauded by clever schemes and I do not owe the debt for the account in the above Regarding. However, your claims are conditionally accepted provided you furnish me with a claim verified under penalty of perjury. 
Please verify your claim under pains and penalties that this is a true debt and not a collection scheme per the F.D.C.P.A at 15 U.S.C. 1692 e.g. 

Please send me a certified copy of your license to collect a debt in Michigan. If you purchased this as a debt collections device to make money as a debt collector, thank you for paying off the bill. You have 10 days to respond with a statement of account with a XXXX balance and remove any and all unlawful reporting on my credit report. Failure to respond in XXXX business days is acceptance and your failure to cure your dishonor will receive my NOTICE AND DEMAND for {>= $1,000,000} in damages for violations to include : Fraud, Extortion, Denial of Right to Happiness, Dishonor in Commerce, Collusion, Racketeering, Conspiracy, Intimidation, Defamation, TILA violations, FDCPA violations. 

Here are the terms of this self-executing Contract : Respondent must respond in an Affidavit with the requested supporting documentation and mail to the Authorized Representative as XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX [ XXXX ]. In the absence of a true bill, kindly tender payment of {$1000.00} payable to : XXXX XXXX for 1 ( one ) unsigned, unverified, unvalidated statement punishable by Federal Law pursuant to Title 18 USC 1341, 1702, 1703 and 1708.

NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE All Rights Reserved,

Company response to consumer: Closed with explanation