Consumer complaint received 2022-01-17
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
Equifax Information Services LLC XXXX XXXX XXXX XXXX, GA XXXX Re : Letter to Remove Inaccurate Credit Information To Whom It May Concern : I received a copy of my credit report and found the following item ( s ) to be in error : 1. The inquiry was not authorized XXXX Please remove it from my credit report. 

2. I have NO knowledge of this account XXXX Please investigate and delete from my credit report. 

3. This is a duplicate account XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report. 

4. This is a duplicate account XXXX XXXX XXXX XXXX Please remove it from my credit report. 

5. The following information is outdated. I would like it removed from my credit history report XXXX Please remove it from my credit report. 


By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec. 1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter. 

Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months. 

XXXX XXXX XXXX XXXX XXXX, TX XXXX Re : Letter to Remove Inaccurate Credit Information To Whom It May Concern : I received a copy of my credit report and found the following item ( XXXX ) to be in error : 1. I have NO knowledge of this account XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

2. I have NO knowledge of this accounXXXX XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

3. I have NO knowledge of this account TX XXXX XXXX XXXXXXXX XXXX  Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

4. I have NO knowledge of this account XXXX XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

5. I have NO knowledge of this account XXXX  Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

6. I have NO knowledge of this account TX XXXX XXXX XXXX XXXX  Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

7. The following account is not mine XXXX XXXX XXXX XXXX XXXX Please investigate and delete from my credit report. 

XXXX. The following account is not mine XXXX XXXX XXXX XXXX XXXX Please investigate and delete from my credit report. 

XXXX. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX Please investigate and delete from my credit report. 

XXXX. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX Please investigate and delete from my credit report. 

XXXX. I have NO knowledge of this account XXXX XXXX Please investigate and delete from my credit report. 

XXXX. Validate AccounXXXX XXXX XXXX XXXX XXXX  XXXX A Please investigate and delete from my credit report. 

XXXX. Validate Account XXXX XXXX Please investigate and delete from my credit report. 

XXXX. The following information is outdated. I would like it removed from my credit history report NORDSTMTD Please remove it from my credit report. 

XXXX. Validate Account XXXX XXXX XXXX XXXXXXXX Please remove it from my credit report. 


By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec. 1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter. 

Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months. 

Thank you for your time and help in this matter. 

XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX, PA XXXX Re : Letter to Remove Inaccurate Credit Information To Whom It May Concern : I received a copy of my credit report and found the following item ( XXXX ) to be in error : XXXX. I have NO knowledge of this account DEPT OF ED Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

XXXX. I have NO knowledge of this account XXXX XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

XXXX. I have NO knowledge of this account DEPT OF ED Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 

XXXX. The inquiry was not authorized XXXX Please remove it from my credit report. 

XXXX. This is a duplicate account XXXX XXXX XXXX XXXX XXXX  Please remove it from my credit report. 

XXXX. I have NO knowledge of this account XXXX XXXX  Please investigate and delete from my credit report. 

XXXX. Validate Account XXXX XXXX XXXX XXXX XXXX A Account Number : XXXX Please investigate and delete from my credit report. 

XXXX. This is a duplicate account XXXX XXXX XXXX XXXX Please remove it from my credit report. 

XXXX. The following information is outdated. I would like it removed from my credit history report XXXX Please remove it from my credit report. 

XXXX. Validate Account XXXX XXXX  Please remove it from my credit report. 


By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec. 1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter. 

Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months. 

Thank you for your time and help in this matter. 

Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation