Consumer complaint received 2018-01-02
Company: Experian Information Solutions Inc.
State: NJ
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
I am overly confused by the correspondence I have been receiving from not only your bureau, but the other two bureaus also. I have a lot of items that are reporting inaccuracies, and your bureau has verified these accounts. I do n't understand how the disputing process works when you perform it, but I do believe you are doing something wrong on your end. Again, I am writing to dispute the following items to be DELETED from my credit report as soon as possible : Incorrect Name : XXXX, XXXX, XXXX This name is incorrect and is not an accurate name for me. Delete this name for violating the FCRA. 

XXXX XXXX This name is incorrect and is not an accurate name for me. Delete this name for violating the FCRA. 

Incorrect Address : XXXX XXXX XXXX XXXX XXXX, NJ XXXX This address is incorrect and is not an accurate address for me. Delete this address for violating the FCRA. 


XXXX XXXX XXXX XXXX XXXX Please check out account name, number, type, terms and payment amount I do n't think it 's 100 % correct. Please remove this student loan for violating the Fair Credit Reporting Act. 

XXXX XXXX XXXX XXXX XXXX I am asking for investigation account name, terms, type and number on this account because it does not match my documents. Please GET RID OF this student loan for it 's inaccuracies. 

XXXX XXXX XXXX XXXX XXXX I am asking for investigation account name, terms, type and number on this account because it does not match my documents. Please GET RID OF this student loan for it 's inaccuracies. 

XXXX XXXX XXXX XXXX XXXX The following items do not seem correct account name, number and type. I do n't think it 's 100 % accurate. Please remove this student loans from reporting on my credit report. 

XXXX XXXX XXXX XXXX XXXX I would like you to check the date of last activity, date of opening and date of last status because they do not match my records. Please remove this student loan for it 's errors. 

XXXX XXXX XXXX XXXX XXXX Please check out account name, number, type, terms and payment amount I do n't think it 's 100 % correct. Please remove this student loan for violating the Fair Credit Reporting Act. 

XXXX XXXX XXXX XXXX XXXX This item is questioned because the account name, type, terms and number are all wrong. Delete this student loan from my credit report. 

XXXX XXXX XXXX XXXX XXXX I am requesting full investigation on the opening date, last activity date, status date, and first reported date because they do not match my records. Please remove this student loan from my credit report. 

XXXX XXXX XXXX XXXX XXXX Please check out date of opening and date of last activity because this does not coincide with my records. Please delete this student loan for it 's errors. 

XXXX XXXX XXXX XXXX XXXX Please check out account name, number, type, terms and payment amount I do n't think it 's 100 % correct. Please remove this student loan for violating the Fair Credit Reporting Act. 

XXXX XXXX XXXX XXXX XXXX The following items do not seem correct date of opening and date of last activity because this does not match my records. Please discard this student loan from my credit report. 

XXXX XXXX XXXX XXXX XXXX This student loan does not seem accurate to me. Can you investigate the account number, account terms, account balance, balance history and the payment history. Please delete this student loan for any inaccuracies. 

XXXX XXXX XXXX XXXX XXXX I am requesting full investigation on the opening date, last activity date, status date, and first reported date because they do not match my records. Please remove this student loan from my credit report. 

XXXX XXXX XXXX XXXX XXXX Please check out date of opening and date of last activity because this does not coincide with my records. Please delete this student loan for it 's errors. 

XXXX XXXX XXXX XXXX XXXX This item is questioned because the account name, type, terms and number are all wrong. Delete this student loan from my credit report. 

XXXX XXXX XXXX XXXX Please investigate this collections status, I do n't think it 's accurate. Please remove this collection for it 's inaccuracies.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief