Consumer complaint received 2020-12-02
Company: Experian Information Solutions Inc.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX,XX/XX/XXXXXXXX TODAYS DATE:XX/XX/XXXX To Whom it May Concern : Experian XXXX. XXXX XXXX XXXX, XX/XX/XXXXXXXX XX/XX/XXXX XXXX.XX/XX/XXXXXXXX XXXX, XX/XX/XXXXXXXXXX/XX/XXXX, XXXX XXXX.XX/XX/XXXX XXXX XXXX,XX/XX/XXXXXXXX I recently pulled a copy of my credit report and noticed the following information are in error : Inquires The FCRA states that the only permissible purpose for pulling someone's credit report is a ) firm offer of credit b ) insurance c ) employment or d ) a court order. 
The following inquiries are related to none of the aforementioned permissible purposes. 

XXXX XXXX, XXXX XXXX All Banks - non specific Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX Bank Credit Cards Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX Credit Cards Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX XXXXXX/XX/XXXXXX/XX/XXXX Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXXXX/XX/XXXXUsed Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX, Not Elsewhere Classified Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXXXX/XX/XXXX Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XX/XX/XXXX, Used Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX XXXXXX/XX/XXXX Used Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX Federal Government Inquiry date : XXXX XXXX, XXXX Removal date : XX/XX/XXXX XXXX XXXX XX/XX/XXXX Inquiry date : XXXX XXXX, XXXX Removal date : XX/XX/XXXX XXXX XXXX XX/XX/XXXX Credit Cards Inquiry date : XX/XX/XXXX Removal date : XXXX XXXX, XXXX XXXX XX/XX/XXXX All Banks XXXX non specific Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XX/XX/XXXX Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX Used Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX XX/XX/XXXX New Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX XX/XX/XXXX Credit Cards Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXXXX/XX/XXXXCredit Cards Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XX/XX/XXXX XXXX XXXX XXXX non specific Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX Bank XXXX XXXX XXXX XXXX : XX/XX/XXXX Removal date : XX/XX/XXXX XXXXXX/XX/XXXXAll Banks XXXX non specific Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XX/XX/XXXX XX/XX/XXXX Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXXXX/XX/XXXX Credit Cards Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX, XXXX XXXX All Banks - non specific Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XX/XX/XXXX Bank Credit Cards Inquiry date XXXX XX/XX/XXXX Removal date : XX/XX/XXXX XXXX Department And Variety Stores - non specific Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX Inquiry date XXXX XX/XX/XXXX Removal date : XX/XX/XXXXXXXX, XXXX XXXX XX/XX/XXXX XX/XX/XXXX Automobile Dealers, Used Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXXXXXX, XXXX XXXX XXXX XXXX XXXX XXXX All Banks - non specific Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XX/XX/XXXX Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX Please remove these inquiries from my credit report. I have enclosed a copy of my proof of identity. Sincerely, XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX,XX/XX/XXXXXXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation