Consumer complaint received 2021-10-12
Company: Experian Information Solutions Inc.
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
I was reviewing my credit report because Im trying to purchase a home I found a bunch of outdated and inaccurate personal information as well as inaccurate and missing account information. 
Under the FCRA the law states reporting should be valid and accurate. 
I have disputed these accounts numerous times and I was not given a fair investigation but I was given the run around in fact I was ignored. 
I will be attaching my credit report showing that all bureaus are reporting inaccurate information which is hurting my credit score. 
I am showing multiple addresses that are family addresses my One and only address is XXXX XXXX XXXX XXXX XXXX XXXX Pa XXXX. My date of birth is XX/XX/2000. 

Please see attached exhibits with inaccurate information DEPTEDXXXX ( 1 ) Date opened- dates differ Comments- comments differ Date last active- differ Date last payment- dates differ ( and are missing ) DEPTEDXXXX ( 2 ) Date open- dtates differ Comments- they differ Dates last active- dates differ Dates last payment date differ missing information DEPTEXXXX ( 3 ) Date open- dates differ Comments- differ Dates last active- dates differ Date of last payment- missing information but differ DEPTEXXXX ( 4 ) Date opened- dates differ Last reported- dates differ Comments- comments differ Date last active- dates differ Date last payment- missing information but also differs DEPTEFXXXX  ( 5 ) Date opened- dates differ Comments-comments differ Date last active- dates differ Date last payment- dates differ and information missing DEPTED XXXX  ( 6 ) Date opened- date differs Date last reported- dates differ Comments- comments differ Date last active- dates differ Date last payment- missing information but also differ DEPTEDXXXX ( 7 ) Date opened- dates differ Last reported- dtates differ Comments- comments differ Date last active- dates differ Date lady payment- dates differ and are missing DEPTEDXXXX  ( 8 ) Date opened- date differ Last reported- dates differ Comments- comments differ Date last active- dates differ Dates last payment- dates differ and are missing information DEPTEDXXXX ( 9 ) Date opened- dates differ Comments- comments differ Date last active- dates differ Date last payment-dyes differ and are missing information DEPTEDXXXX ( 10 ) Date opened-dates differ Last reported- dates differ Comments- comments differ Date last active- dates differ Date last payment- dates differ or missing information DEPTEDXXXX ( 11 ) Date opened- dates differ Last reported- dates differ Comments- comments differ Date last active- dates differ Date last payment- date differ and missing information DEPTEDXXXX ( 12 ) Date opened- dates differ Last reported- dates differ Comments- comments differ Date last active- dates differ Date last payment- dates differ and also missing information DEPTEDXXXX ( 13 ) Date opened- dates differ Last reported- dates differ Comments- comments differ Date last active- dates differ Date of last payment- dates differ and missing information XXXX XXXX Account numbers differ Account status closed but has a monthly payment of XXXX dollars Date opened- dates differ Balance XXXX but the account status is closed Payment status current but the account states closed Last reported-dates differ Comments- comments differ Date last active- dates differ Date of last payment- dates differ XXXX Date opened- dates differ Last reported- dates differ Comments- comments differ Date last active- dates differ Date lady payment-dates differ Affirm All information on this account differs and missing information XXXX Date opened- date differs Balance- XXXX but the account has been charged off Payment status- states charge off but its a balance and past due balance on charge off Last reported- dates differ Comments- comments differ Date last active-dates differ Date lady payment-dates differ XXXX/XXXX Account type- differ Date opened- dates differ Balance- XXXX but the account says charge off High credit- differ Credit limit- differ Past due- it states its a charge off so why would it have a past due balance Last reported- dates differ Comments- comments differ Date last active- dates differ Date lady payment- dates differ Please review and deleted inaccurate accounts and personal information as it a violation of FCRA

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief