Consumer complaint received 2021-01-20
Company: BARCLAYS BANK DELAWARE
State: GA
Product: Debt collection
Sub-product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt was result of identity theft

Complaint:
I reviewed my consumer credit report and observed accounts that did not belong to me.I contacted my local police precinct and filed an identity theft report.I notified each company that corresponded with each frraudulent accopunt and I notified the credit bureaus as well.I sent notice to Barclays Bank that they had an account that was reporting negatively in my name and asked that they do an investigation into this matter and I provided them with a copy of my police report as well documents verifying my identity.They did an investigation and said that they " Verified '' that the debt belonged to me.I then requested via letter through certified mail that they provide me proof to support their claim that I owed a debt.The documents I requested are as follows : 1. Who or what is the current legal owner if the debt? If your company is the owner then provide proof of the proper transfer of the debt to your company. 
2. Does your company have the original paperwork that established and created the debt? If so then please provide it. 
3. Who or what is the name and address of the original lender of the debt? What is the date of the origination of the debt? 
4. Provide a copy of all written agreements that established the debt. Provide a written copy of all written agreements signed by me as it relates to the debt. 
5. Provide me a list of all owners of the debt, including the date of transfers or assignments of the debt. 
6. Provide a written statement in which you declare that the applicable statutes of limitations have not run out on this debt thereby establishing you are legally entitled to collect the debt. 
7. Provide an accounting of all payments of made against the debt and an accounting of all fees, charges, costs, legal fees, penalties, and interest charged because of the debt. 
8. Provide a verification or copy of all legal papers filed against me in an effort to collect the debt, including any judgment that has been obtained against me as it relates to the debt. 
9. Provide proof that you have filed all necessary paperwork with the appropriate agencies that allow you to collect a debt in my home state or my home city and include your registration and/or license numbers. 
10. Provide each and every time your company has filed a report with any of the credit bureaus as it relates to the debt on my consumer credit report. Provide the exact content of each report filed with any of the credit bureaus as it relates to my consumer credit report. 
11. Provide any and all tax related documents filed in regards to this debt including but not limited to any 1099 OID or 1040v forms. 

However instead of providing me with these documents I was sent statements pertaining to this account which was not what I requested because statements do not validate or verify an obligation to pay a debt.I was also sent notice from a third party debt collector in conjunction with the notice I received from Barclays Bank whom the original debt was sold to. 

Barclays Bank is in violation of several laws including but not limited to : 15 USC 1692 ( c ) 15 USC 1692 ( d ) 15 USC 1692 ( e ) 15 USC 1692 ( f ) 15 USC 1692 ( g ) 15 USC 1692 ( j ) 15 USC 1681s-2 ( a ) ( 1 ) 15 USC 1681c-2

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation