Consumer complaint received 2019-09-20
Company: HYUNDAI CAPITAL AMERICA
State: GA
Product: Debt collection
Sub-product: Federal student loan debt
Issue: False statements or representation
Sub-issue: Attempted to collect wrong amount

Complaint:
RE : XXXX XXXX XXXX This is my second time disputing your inaccurate reporting. You continuously are reporting a number of errors on this account that require a simple fix. The following inaccuracies ( 1 ) XXXX is reporting a different date opened, than XXXX & XXXX. ( 2 ) XXXX  is reporting a different Last Reported Date then XXXX & XXXX. ( 3 ) My main concern is your negligent reporting of me being Late ( XX/XX/XXXX ) & ( XX/XX/XXXX ). I was never late I paid on time. You can either fix this reporting Late error to Paid or Remove this account because you are reporting inaccurately. 


RE : XXXX I dont understand how this creditor continues to collect a debt that is over 7 years old.  Not only that the creditors continues to report several inaccuracies and you allow them to get away with it??? This account is reporting the following inaccuracies ( 1 ) All three credit bureaus are reporting a different Account #, ( 2 ) XXXX is reporting a different Date Opened than XXXX & XXXX. Please remove this account, thanks for your cooperation.

RE : XXXX Im so confused, how your reporting this invalid account information. All 3 Bureaus on This account are reporting 3 different Account # s,. Other inaccuracies I noticed are ( 2 ) XXXX is reporting another date opened than XXXX & XXXX ( 3 ) XXXX  is reporting a different Las
t Reported, and Date Last Active then XXXX & XXXX. This is a violation Please remove this account promptly.

RE : XXXX/XXXX Besides, the fact that you are negligently reporting, a debt, that was paid on time, there are a number of violations on this account ; ( 1 ) XXXX is reporting a different Monthly paymen date than XXXX & XXXX. ( 2 ) XXXX Date op
ened is not the same as XXXX & XXXX.

( 3 ) XXXX is reporting a another Last reported date than XXXX & XXXX. ( 4 ) XXXX has a different Last Date Active, ( 5 ) XXXX is reporting a different Date of Last Payment, this is not only confusing but invalid information being relayed. Solution to this problem is to remove this account due to inaccuracies, Thank you for our cooperation.

RE : DPT EDXXXX | This reporting from the Dept ED/XXXX is reporting the following errors & inaccuracies and the account as a result needs to be deleted. Reports shows the following violations & errors ; ( 1 ) XXXX Date open is not same as XXXX & XXXX, ( 2 ) XXXX   Monthly Payment Date is different, ( 3 ) XXXX has a different Last Reported, ( 4 ) XXXX is reporting a different Date Last Active, ( 5 )XX/XX/XXXX is reporting a different Date of Last Payment.

RE : DPT EDXXXX This reporting of from the Dept ED/XXXX is reporting the following errors & inaccuracies ( 1 ) XXXX is reporting a different Account # Account # XXXX, ( 2 ) XXXX is reporting a different Date Opened XX/XX/2008, promptly Delete this account, due to incorrect reporting thank you. 


RE : XXXX This Inaccurate reporting is ridiculous, as well as damaging to my credit. I have given the opportunity to correct our mistake and you have failed, therefore im requesting you delete this account due to the inaccurate information you are reporting. First of all XXXX is reporting a different Date Opened than XXXX & XXXX. ( 2 ) XXXX is reporting a different Last Reported Date, than XXXX & XXXX, ( 3 ) All three Bureaus are reporting different Date Last Active, and XXXX reports a different Date OF Last Payment, then XXXX & XXXX. This is account its reporting so many inaccuracies the information is confusing and invalid Delete this immediately. 


RE : Hyundai Finc | These inaccurate reportings from this debtor are alarming, ( 1 ) XXXX reports a different Date opened than XXXX & XXXX ( 2 ) All three credit bureaus report different High Credit, ( 3 ) All three credit bureaus report different Date Last Active, ( 4 ) XXXX records a different Date of Last Payment. ( 5 ) XXXX is also violating FCRA Promptly delete this account!

Also XXXX is reporting Charge-Off multiple times, how is that possible if charge off means account is closed? *Delete this account, due to it inaccuracies and please mail me the credit reports update. 

RE : DPT ED XXXX | Im appalled how you continue to report inaccurate account information on my credit firstly XXXX is reporting a different Account # than XXXX & XXXX . ( 2 ) Secondly XXXX is reporting a different Date Opened than XXXX  & XXXX. Thirdly XXXX is reporting a different Last Reported date than XXXX & XXXX. Date of Last payment is incorrectly report on XXXX. There are several inaccuracies, please delete this account!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation