Consumer complaint received 2019-09-05
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
First of All, Equifax has not resolved anything since my last 46 complaints against the company. They continue to apply their own fraud to my credit profile, Additionally they continually report fraudulent addresses, and fraudulent accounts. They refuse to take identity theft seriously, and refuse to follow all laws put in place to protect consumers, Equifax refuses to block the fraudulent accounts/ tradelines and refuses to assist even with law enforcement documentation that I have attached to previous complaints that they seem to ignore. Equifax shows Total open balances {$180000.00} Which is actually absurd. Most of these accounts have already been reported to Equifax as Identity theft Fraud. They were opened by true name fraud, using a fraudulent address and Equifax doesn't care nor wants to do anything about it. They do not block the fraudulent accounts, they do not follow LAW 603 ( B ) Even after they were sent law enforcement documentation, and Identification. They continually report the fraudulent accounts, Most of the accounts either show payments with " No data '' Or " Late '' When neither occurred as I never made payments on these accounts because they were opened by a FRAUDSTER. Equifax continues to refuse to assist with blocking the fraudulent account 's and continually damage my credit causing monetary loss. I am requesting Equifax be looked into as These accounts are on my FTC Affidavit which is a Legal Document, and Equifax refuses to look over this. When I have called they just tell me they haven't " Gotten it '' Even though it's attached to my complaints. They also tell me that, They refuse to correct the fraudulent addresses, and respond to the complaints saying they have " verified the fraudulent information as accurate '' Yet can't provide details or information on what they are verifying because it definitely isn't true. 

Fraudulent Accounts opened from a thief - XXXX XXXX Opened on XX/XX/XXXX, Account # XXXX Balance {$980.00} XXXX XXXX Opened on XX/XX/XXXX, Account # XXXX Balance {$7600.00} XXXX XXXX Opened on XX/XX/XXXX, " Listed as revolving or option '' Account # XXXX Balance {$11000.00} XXXX XXXX Opened on XX/XX/XXXX, Account # XXXX Balance {$3400.00} XXXX XXXX Opened on XX/XX/XXXX, Account # XXXX Balance {$1400.00} XXXX XXXX Opened on XX/XX/XXXX, XXXX Balance {$3800.00}. 
XXXX XXXX XXXX XXXX Opened on XX/XX/XXXX, Account # XXXX Balance {$15000.00} This account shows no payment data yet says it's been opened since XX/XX/XXXX because this is a fraudulent account and equifax chose to insert it themselves. 
XXXX XXXX XXXX Opened on XX/XX/XXXX, Account # XXXX Balance {$2000.00} XXXX XXXX XXXX Opened on XX/XX/XXXX Account # XXXX Balance {$650.00} Opened and Paid for by a person not me. XXXX XXXX confirmed payments were made from a XXXX XXXX yet Equifax is the only one putting it on my credit file again fraudulent. 
XXXX XXXX Opened on XX/XX/XXXX Account # XXXX Balance {$4500.00} XXXX XXXX XXXX XXXX opened on XX/XX/XXXX Balance {$15000.00} Account number isn't even listed because this account is fraudulent and Equifax was already notified and inserted an account with no account number again Shady and illegal. 
XXXX XXXX XXXX XXXX Opened on XX/XX/XXXX Balance {$10000.00} Opened Illegally by a thief Equifax doesn't list an account # XXXX Opened on XX/XX/XXXX Balance {$9100.00} Account # XXXX Opened by a thief. 
XXXX XXXX XXXX opened on XX/XX/XXXX Balance {$9900.00} Account # XXXX XXXX XXXX XXXX opened on XX/XX/XXXX Balance {$8000.00} Account # XXXX XXXX XXXX  opened on XX/XX/XXXX Balance {$990.00} Account # XXXX XXXX XXXX Opened on XX/XX/XXXX Balance {$7600.00} Account # XXXX XXXX XXXX DBA XXXX Opened on XX/XX/XXXX Balance {$11000.00} Account # XXXX XXXX XXXX Card Opened on XX/XX/XXXX Balance {$980.00} Account # XXXX According to Equifax this shows at a XXXX balance and opened. According to XXXX this account is at a 0 balance and CLOSED. So Equifax again reporting false illegal information that is not accurate and fraudulent. 
Equifax continually tells me they do not receive my " Documentation '' Attached to my CFPB Complaints and do not review the documentation. I am again attaching a LEGAL FTC Affidavit that is used by law enforcement. I want the fraudulent accounts blocked immediately. Equifax hasn't followed the law in over 3 Years. It's time they actually follow the FCRA laws starting with 603 ( b ) and stop taking Identity theft as a joke.

Company response to consumer: Closed with non-monetary relief