Consumer complaint received 2020-09-16
Company: NISSAN MOTOR ACCEPTANCE COMPANY LLC
State: FL
Product: Vehicle loan or lease
Sub-product: Loan
Issue: Problems at the end of the loan or lease
Sub-issue: Unable to receive car title or other problem after the loan is paid off

Complaint:
Tender was received to secure payment on a loan I never received, I also did not receive the promissory note in which belongs to me if supposedly I owe a debt. 
Second this account has been closed an status is charged off, instead off payed off Instrument number used to pay debt is XXXX XXXX and was received as of the XXXX of XXXX also requested certain information with no response detailed below Affidavit and Notice to Produce the Following : Evidence that requirements have been met for Perfecting Sections 9-313 and 9-316 ( d ) and ( e ) for goods covered by a certificate of title Please provide, 17CFR 240.12g5-1=name of record holder, identified as owner of securities on record certified copy of registration statement under 15 USC sub sect,77b ( a ) all info statements and returns filed with the IRS with the name and address of all recipients tax code 871 ( a ) ( 1 ) ,881 ( a ) ,1441 ( a ) ,1442 ( a ) and 6049. 
original promissory note at interest and allonge front and back affixed to original note at interest with endorsements related to transaction.

Certified copies of the following : 1099OID report FR 2046 Balance Sheet 424-B5 Prospectus ; and RC-S and RC-B Call Schedule Indenture Trustee T-1 form Any FR2900 forms regarding this account the week transaction was completed 1, Provide status of holder of the instrument ( promissory note ) etc UCC sub.sect.3-301 or status of non-holder in possession of instrument who has the right of a holder UCC sub, sect. 3-301 ( ii ) 2.Prove status of being entitled to enforce the instrument as a person not in possession of the instrument pursuant to UCC 3-309 ( a ) ( 1 ).
3.Prove non possession of the note is not the result of a transfer 9UCC3-309 ( a ) ( 2 ) ).

To assure no fraud has been committed Pursuant to UCC 3-305. Illegality and false representation ( fraud ) perpetuated in this transaction According to General Accounting Principle ( GAAP ) 10 calendar days will be provided for your proper response related to this notice, Acquiescence will confirm account balance has been properly adjusted to {$0.00} Balance as per contract ( Money Order ) previously received for proper adjustment and original title provided. 

This notice can and will be used if legal action is necessary for damages. 

Hello Ms. XXXX, XXXX Infiniti Financial Services department would be the best department to assist with your email inquiry. Unfortunately, they do not have an email support team and you would need to contact their department directly via phone to receive further assistance. 

If this a legal matter, an attorney letter of representation would need to be sent to the following address and our Arbitration 's department will reach out to the appropriate party : and XXXX to me We have been trying to deliver an important message to you from Nissan Motor Acceptance Corporation XXXX Please call today at XXXX. Our Office is open between the hours of XXXX a.m. to XXXX p.m. XXXX Monday - Thursday, XXXX a.m. to XXXX p.m. XXXX Friday, and XXXX a.m. to XXXX p.m. XXXX Saturday. 

Respectfully, Nissan Motor Acceptance Corporation Please note that replies to this email will not be answered. 

This is an attempt to collect a debt. Any information obtained will be used for that purpose. 

No response from regular mail or email. I collected certified mail receipts, where an offer was made to settle the accounting for some odd reason their are two companies here with my information both claiming to have an interest nothing has been provided to the fact, no information as to where the promise to pay is located or ownership or right to collect. 

I have not received a loan.

Company response to consumer: Closed with explanation