Consumer complaint received 2018-10-25
Company: SELECT PORTFOLIO SERVICING, INC.
State: CA
Product: Debt collection
Sub-product: Mortgage debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt is not yours

Complaint:
On XX/XX/XXXX a friend/family member was searching the web and they found my address and home listed as a pre foreclosure. When in fact my home has been paid off since XX/XX/XXXX. Select Portfolio Servicing Inc. along with others being sued now in court for this slanderous act has added a 7th Trustee named Trustee : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX # XXXX, XXXX, AZ XXXX Phone : ( XXXX ) XXXX. The first alleged Trustee was 1. ] Title company no longer in business as of XX/XX/XXXX, 2nd. ] XXXX a fraudulent company whom listed themselves under XXXX XXXXXXXX XXXX whom was found to be fraud by the SEC in XX/XX/XXXX. 3rd. ] XXXX 4th. ] XXXX and subsidiaries unknown, 5th. XXXX XXXX XXXXXXXX not XXXX XXXX but XXXX XXXX XXXXXXXX unknown and fraudulent. 6. ] was XXXX 7. ] is XXXX XXXX XXXX XXXX A lien was placed upon the property by a XXXX XXXX XXXX and XXXX XXXX formerly of a out of business company named XXXX XXXX XXXXXXXX as of XX/XX/XXXX whom both now are currently working and well hidden within XXXX XXXX. i XXXX XXXX XXXX own the property and have done so legally and since XX/XX/XXXX. Any attempts of pre-foreclosures have added all parties to current law suits in XXXX circuit and new cases complaint being filed at this time for trespassing and i have a XXXX XXXX USDA lien on my home against anyone whom attempts to take my property, you are now being put on notice. Your partner S.P.S. should have warned you of the current cases but they did not and now you are added along with all personnel realtors title companies and such the like. As of XX/XX/XXXX a QWR and a cease and desist was given to all parties as well No genuine issues produced by the companies involved but they claim to be erroneously sued when in fact they have been in communications with the Appellants since XX/XX/XXXX concerning these matters. The original cease and desist was given via the QWR aka qualified written request and thereafter. All parties have been served the cease and desist over and over again due to the amount of added changes to the defendants roster. They add someone every six months it seems. The evidence provided by the Appellants are clear and undisputed. The Defendants provided the addresses and locations of where to send complaints, forms and letters and such was used to show proof of service thereto all the Appellees. The appeals court can see clearly the evidence of the documents statements affidavits and claims provided are clear and undisputed by the Appellees and the use or attempt to dismiss the case before being argued before the panel and this court is obstruction of justice and failure to due process. Therefore a hearing must be set so that the evidence can be made clear and the Appellants can defend and oppose all that was submitted to the courts and not to the appellees as of XX/XX/XXXX. This case is now in XXXX Circuit court of appeals and thereafter if needed it shall be in the US SUPREME COURT OF APPEALS. SPS asked me the home owner to give them consent to foreclose on my home and i say again they asked me for consent which i will never give the answer was no and its still no. SPS produced fraudulent documents alleging a loan took place but they are four to five different copies the 1st. ] has a date on top with a bar code, the 2nd. ] has no date but adds new signatures, the 3rd has initials at the bottom the fourth has altered dates and newly added loan numbers the fifth is blank. SPS claims to the XXXX XXXX County Registrar office that they have served a Default notice to my home and i swear no notice has ever been served to my property. The newly added Trustee has been added to the multi million dollar suit. For more information go to the courts website and look up case number i, woman, XXXX XXXX XXXX i, man, XXXX XXXX XXXX Court Of Appeal No. XXXX District Court No. - XXXX XXXX XXXX XXXX et al.,, 2 ; XXXX XXXX ( XXXX ) XXXX XXXX XXXXXXXX, XXXX XXXX, XXXX, Select Portfolio Servicing Inc. not limited to employees and acquired ) XX/XX/XXXX banks involved ) FAIURE OF DUE PROCESS defendants ( s ) and appellee. SPS will lie and say this is in court and they can't say anything but they are being sneaky during our attempts of hearings and court dates trying to sneak on the property break and enter and attempt to take my home, but it aint happening. PERIOD YOU SPS FAW. SPS has attempted to apply this to my credit report but it was blocked and deleted multiple times this year. They are alleging that i have not paid them the so called original lender since two years ago when i have not had a mortgage in over 10 years approximately. They will try to weasel their way out of this complaint but this is being reported to all authorities and sorry to the newly added trustee whom is now being sued and added to the law suit in court to date.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation