Consumer complaint received 2023-02-04
Company: WELLS FARGO & COMPANY
State: NY
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Trouble during payment process

Complaint:
Wells Fargo XXXX XXXX XXXX ; XXXX XXXX. XXXX CFPB XXXX I am a XXXX XXXX XXXX XXXX XXXX committed by Wells Fargo Bank XXXX. 

I have not been contacted by Wells Fargo Bank as a victim. 

My property address was : XXXX XXXX XXXX XXXX XXXX XXXX, a XXXX XXXX XXXX During the time periods as specified in the consent order I had submitted numerous complaints with your agency about the fraud and outright unlawful acts on the part of this bank to basically steal my property which they did with help from their friends who worked in the XXXX XXXX XXXX XXXX, and XXXX XXXX ( respect to property damage ) XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX and the real XXXX XXXX who would gain from the foreclosure and resale of my property aside from the Bank Wells Fargo by sale of my property on the XXXX  steps..The XXXX of my property was a house flipper but told XXXX XXXX this was XXXX to be his primary residence and he tried to XXXX me to pay utility bills. 

I retain all my previous complaints between XXXX to XXXX that were submitted to your agency and documentation from the XXXX Supreme Court and my own communications to the courts and county clerks office. The acts committed by this bank far exceed what is stated in the consent order including violation of CFPB rules during that time period. The end result was unlawful foreclosure of my property and all my personal possession being thrown into a dumpster. My XXXX XXXX had revealed to me that Wells Fargo owes me at least {$100000.00} for all the mortgage payments I had paid. I paid my property taxes to XXXX XXXX with the exception of a couple of interruptions by Wells Fargo to go around me at times to make it appear that I was not paying property tax because they arranged for the receiver of taxes unknown to me to accept a payment from them before the tax due date. I have my letters of correspondence to the receiver of taxes when XXXX did this to complain about it. This is XXXX example of the tactics used and there were many more used against me which could not have happened had there been no XXXX  system and the willingness of all the players who helped push the foreclosure through the XXXX XXXX Supreme Court system against my explicit instructions in writing to the court. The Bank brought in this XXXX XXXX XXXX law firm to help the local lawyer representing the bank to create an encyclopedia of a response to the XXXX Supreme Court to find a way to interpret the law to justify the stealing of my home. I guess a deal was struck behind closed doors when the big XXXX XXXX  lawyer utilized my XXXX lawyer who was no longer XXXX  me ( I mistakenly hired ) He participated in the deed of trust against my wishes having his name on new mortgage loan mod statements for payments on a loan modification I never agreed to as I was not in default or hit that threshold of default to justify filing a foreclosure case. 

Recently, I had sent a letter to your agency certified mail ( that appears according to USPS ) to be delayed in the mailing system? Certified mail XXXX mailed on XX/XX/XXXX. Did you receive my letter? If you did I would appreciate correspondence and acknowledgement of your receipt of it. Sometime the USPS mailing system is not accurate to the consumer view screens. 

So now a few years after the fraudclosure I am back here making a complaint with your agency for not being contacted by Wells Fargo as a victim as expected because greedy criminal banks don't change their behaviors they just double down with their new electronic tools. 

I hope to be hearing from your agency very soon. 

Respectfully, XXXX XXXX ALL RIGHTS RESERVED

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation