Consumer complaint received 2018-05-16
Company: Aldridge PIte Haan, LLP
State: WA
Product: Debt collection
Sub-product: Auto debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt is not yours

Complaint:
XX/XX/XXXX 1 ). What is the complaint about : A credit collection agency is trying to hold me accountable for a debt that never existed. 

2 ). What type of problem are you having : On XX/XX/XXXX, I received a collection letter from Aldridge Pite Hann , LLP XXXX XXXX  3 ). What happened, ( background and or history ) : In XX/XX/XXXX I bought a XXXX XXXX XXXX new from a Dealership in XXXX XXXX. I put XXXX down on this and had a Payment of XXXX per month. At that point I was working for the XXXX and the XXXX XXXX XXXX XXXX, making roughly XXXX per month. 
On XX/XX/XXXX, I was injured on the job while responding to an alarm as a XXXX XXXX XXXX. The injury was so severe that I would require XXXX, and later would leave me NEVER again be able to perform the duties of an XXXX XXXX XXXX, nor those of a XXXX XXXX XXXX. 
In XXXX or XX/XX/XXXX I submitted a request and was granted XXXX per month through the Washington XXXX XXXX XXXX XXXX XXXX. This compensation lasted roughly 9 months. Then due to my second required XXXX and incomplete recovery, the XXXX compensation drops to XXXX per month. 
Timeline : XX/XX/XXXX purchase new Vehicle XX/XX/XXXX injured in the line of duty.

XX/XX/XXXX began receiving monthly compensation XX/XX/XXXX 1st of 3 XXXX XX/XX/XXXX-XX/XX/XXXX Made regular if not on time payments to XXXX XXXX XXXX. 
XX/XX/XXXX 2nd required XXXX XX/XX/XXXX late total end of compensation from the XXXX XX/XX/XXXX late or early XX/XX/XXXX Contacted XXXX and VOLINTARILLY SURRENDERED Vehicle due to inability to earn and make payments. At this point I may have been behind delinquent ONE month behind in my payments. 

In late XX/XX/XXXX, or early XX/XX/XXXX, I contacted XXXX XXXX XXXX and began the process of surrendering the vehicle back to them. At that point I was facing a 3rd XXXX, and was not able to work, and was at the end of compensation from the XXXX XXXX XXXX XXXX. 

XX/XX/XXXX/XX/XX/XXXX Voluntarily surrendered the vehicle to XXXX XXXX XXXX. A flatbed truck came to where I was living and the pickup was made. I apologize for not remembering the exact date. All I thought to do was take digital pictures of the condition of the vehicle on that day. I still have the pictures, but cant figure out how to retrieve the time stamp on them. 

XX/XX/XXXX I began the thought process of trying to rebuild my credit so that one day I could purchase a house. During my recovery the bills piled up and some were paid by the XXXX  and others were not. This and other factors such as zero income at that time led to a poor credit history. 
It was during this point that I learned that of the debt/collection against me. 
At that point it was listed as XXXX XX/XX/XXXX, began working with a VA Credit Counselor to challenge and repair items on my Credit Report. After writing to all 3 credit bureaus and challenging this item as well as two others I was told that in the case of this item from XXXX the item had been charged off I believe I spoke with XXXX. 

XX/XX/XXXX. Received correspondence from XXXX based collection agency stating that I owe XXXX 4 ). What company is the complaint about : Aldridge Pite Hann LLP, XXXX XXXX   XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX 5 ). People involved Aldridge Pite Hann LLP, XXXX XXXX  Summary : This collection agency is trying to collect on a debt which occurred after I returned/surrendered the vehicle. Coupled with egregious fees. 



Very Respectfully, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation