Consumer complaint received 2020-09-18
Company: Quality Recovery Services, Inc.
State: GA
Product: Debt collection
Sub-product: Other debt
Issue: False statements or representation
Sub-issue: Attempted to collect wrong amount

Complaint:
This complaint is about Quality Recovery Services AND XXXX  for inaccurate false reporting. Please read below : I have disputed with XXXX  several times and presented evidence. I complained to XXXX  that this company is reporting inaccurate information in 2 separate reports on my credit. They are reporting the same account on my credit report, twice, with different origin dates, account numbers, and amounts allegedly owed. First ( in a letter Quality Recovery Services sent me ) they claimed I owed {$4000.00}. After my first dispute they reported I owed {$2600.00}. They then added a second report to my credit claiming I owe {$2800.00}. XXXX  is currently allowing them to report the same account twice, with falsified information. The different reporting being reported to and allowed by XXXX  ( that is on my credit ) goes as follows : Report # 1- account number ends in XXXX, amount owed is {$2800.00}, original amount owed is {$2100.00}, first date of delinquency is XX/XX/2015. Report # 2- account number ends in XXXX, amount owed is {$2600.00}, original amount owed is {$2000.00}, first date of delinquency is XX/XX/2015. 
Quality Recovery Services/ Original Creditor : XXXX and XXXX XXXX and Country is currently reporting a negative listing to XXXX  regarding the above referenced account ( ID # XXXX ). Based on my records, I can find no reason for you to report such a history. A review of the records included with this letter will prove that Quality Recovery Services is reporting false information to XXXX. 
The alleged debt owed is from a property I once lived in. The following documents, which are included with this letter, are as follows : 1. Check Paid to Original creditor XXXX/ XXXX XXXX and XXXX on my behalf for an amount owed. Along with an email sent from the organization that paid XXXX on my behalf 2. Bank Statement showing money, in the amount of {$160.00}, taken out and paid to Radco ( for monies owed ) on XX/XX/15. The same day I rented a XXXX and moved ( which the bank statement also shows ) 3. Judgement on Pleadings/ Order and Judgement 4. Application To Execute Writ of Possession. 
I was served with eviction papers by the original creditor on XX/XX/2015. A payment, on my behalf, in the form of a check, for the amount of {$660.00}, was written out to XXXX XXXX XXXX and XXXX on XX/XX/2015. See the included email with check and bank statement as proof of payment. Due to eviction, I voluntarily vacated this unit on XX/XX/2015, and self evicted. The same day I vacated the unit I made a payment of {$160.00} to go with the payment of {$660.00}, for a total payment of {$820.00} made to XXXX XXXX XXXX and XXXX before! vacated. I went to the XXXX County Courthouse and found the Order and Judgement and Application To Execute Writ Of Possession, on which there is falsified information. The management company who filed the Application To Execute Writ Of Possession, on behalf of XXXX, falsely states they had not accepted any money as of XX/XX/2015 ; when in fact they had accepted a total of {$820.00} before XX/XX/2015. Because this payment was accepted, legally, the eviction process should have been dismissed by the court. Because this payment was not reported to the court, eviction was illegally obtained. Additionally, because there is falsified information in the Application To Execute Writ Of Possession this judgment was also illegally obtained making the judgment null and void. Therefore any company or debt collections agency claiming I owe this debt should cease and desist any efforts to collect this debt. 
The erroneous status of your credit reporting and records is unacceptable. False reporting of this debt to ANY and ALL credit agencies should IMMEDIATELY stop. ANY and ALL records of this falsely reported debt should be removed from my credit IMMEDIATELY. I invite you to submit a competed XXXX XXXX XXXX to XXXX  to remove the negative notations. Upon removal of negative notations, I agree to hold your company harmless from any and all inconvenience and damage related to it. 
This information and documentation is critical and time sensitive. Within less than thirty ( 30 ) days, I will be damaged partially because of the discrepancy with your reported records. Title 15, Section 1666 of the United States Code, I requires your response within thirty ( 30 ) days.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation