Consumer complaint received 2022-02-25
Company: CAPITAL ONE FINANCIAL CORPORATION
State: MA
Product: Credit card or prepaid card
Sub-product: General-purpose credit card or charge card
Issue: Problem with a purchase shown on your statement
Sub-issue: Credit card company isn't resolving a dispute about a purchase on your statement

Complaint:
Lawsuit Filed in XXXX District Court on Friday XX/XX/XXXX and verified by XXXX XXXX, Court Clerk. 


I XXXX XXXX XXXX XXXX, am suing CAPITAL ONE for violating XXXX XXXX CAPITAL ONE IS Claiming monies that is not rightfully theirs and imposing significant amount of stress and XXXX that has significantly affected me, my relationships and my business financially and cost me a lot of time and money I will never get back. TORTS LAW ( Definition : A tort is an act or omission that gives rise to injury or harm to another and amounts to a civilwrong for which courts impose liability. In the context of torts, " injury '' describesthe invasion of any legal right, whereas " harm '' describesaloss ordetriment in fact that an individual suffers. ) I am also suing for what appears to be potential bank fraud, wire fraud and attempted deception of debts owed. CAPITAL ONE has never presented an Original Signed Copy to review and verify by myself or the XXXX Court. They have attempted to steal my hard earned money without a Signed Contract by myself and their President or Owner of their business. Violation of Fair and Accurate Credit Transactions Act and Credit Card CARE Act. 

I believe CAPITAL ONE mishandled my private information like my social security number, address, phone and email and possibly gave access to third party agencies and collection agencies and /or hackers who gained access unlawfully to my private information and may be still misusing my information.

I believe CAPITAL ONE mishandled my private information and accidentally released it to unauthorized 3rd party agencies without my consent or authorization. Violating Consumer Credit Protection Act of XXXX. 

CAPITAL ONE has continuously failed to answer my questions during the discovery process of their lawsuit towards me such as ; What happened to my private information? Did they mismanage my social security number? How is my private information being used? How was my information used in the past? How did they monetize my private information? Where is the signed contract they sued me about? Was my private information hacked when they experienced their cyber attacks where Millions of customers information was stolen during a data breach? 

I am also suing for Torts Law for Defamation of Character. They have made numerous negative remarks on my credit reports significantly lowering my credit worthiness that has prevented me from being able to buy a vehicle, buy another home and even qualify for loans to grow my business costing me over a {>= $1,000,000} in lost revenues. They have hurt my reputation as a person and it has directly affected my business as well. I demand they make me whole financially and repair my credit reports effective immediately. Violation of Fair Credit Reporting Act. 

I demand all my monies be paid back in full 3X times the amount collected and/or requested by the creditor at treble charges, Plus {$74000.00} fine for mishandling of my private information that has resulted preventing me from building wealth and growing as an individual and for the emotional harm they have caused me. 

CAPITAL ONE has failed to provide an original copy of the signed credit card agreement between XXXX XXXX XXXX XXXX and CAPITAL ONE President and Owner on monies CAPITAL ONE Claims are owed. I demand a complete payment in full for all harms caused by Capital One and all my court fees and lawyer costs. CAPITAL ONE has violated my God Given Rights as a Natural Man, they have breached my peace in the manner they have conducted business, they have violated my Natural, Consumer and Constitutional Rights to secure my documents and person. Capital Once misused and mishandled my sensitive private information, made negative remarks on my credit report and caused me significant financial hardship, XXXX and emotional harm costing me over {>= $1,000,000} in lost revenues. I demand a payment of {$74000.00}. 

I AM THE ORIGINAL CREDITOR OF THIS ACCOUNT PER U.S.C. Codes Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation