Consumer complaint received 2023-06-21
Company: Pasadena Receivables, Inc.
State: MD
Product: Debt collection
Sub-product: Credit card debt
Issue: False statements or representation
Sub-issue: Impersonated attorney, law enforcement, or government official

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Subject : Seeking Relief From Attempts To Collect Nonexistent Debt ( District Court of Maryland XXXX XXXX XXXX XXXX XXXX XXXX ) This letter is to lodge a complaint about an unscrupulous debt-collection business ( which has been acting feloniously in Maryland as well as other States ). 

The company, which represents itself variously as a debt-collection agency, a law firm, and the like, conducts business under various names : 1. Pasadena Receivables XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please note : All of the above-named companies use the same mailing address : XXXX XXXXXXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXX 

The financial persecution I have suffered has lasted nearly 15 years. The unwarranted garnishment of my income ( or attempts to do so ) persisted from XXXX until XXXX. Since XXXX, I have been receiving letters from Pasadena Receivables ( the plaintiff ), under various names.

Pasadena Receivables started appealing to the court to extort me for an alleged debt by garnishing my employersstrangely enough, after I had filed a criminal case against my ex-husband ( XXXX XXXX XXXX ). It is important to note that he had usage access to ( but not ownership of ) my XXXX XXXX XXXX XXXX XXXX XXXX XXXX. 

The principal amount that Pasadena Receivables was originally demanding was {$4800.00}. None of the three credit bureaus had or has any record of such a debt ( or any debt ) on my part. However, Pasadena began adding daily interest to that amount, such that on the interest worksheet, the original amount of judgment ( from XXXX XXXX XXXX XXXXXXXX XXXX ) was specified as being {$5400.00}. 

In XXXX, when I was employed at XXXX XXXX XXXX XXXXXXXX XXXX, Pasadena Receivables had a process server present a letter of garnishment ( for {$6300.00} ) to XXXX XXXX  letter signed by a clerk of the District Court. XXXX  XXXX complied with the request by garnishing the amounts specified by Pasadena from my weekly paychecks ( amounts that included ever-increasing interest ). My paychecks from XXXX XXXX were garnished from XXXX XXXX, XXXX, to XXXX XXXX, XXXX. During that time, I submitted several motions to the District Court asking that the garnishment be terminated. After each filing, I received a letter of denialon official court stationery. The mailing address on each envelope was that of Pasadena. 

In a letter to me dated XX/XX/XXXX, Pasadena ( under the name XXXX XXXX XXXX XXXX  [ see above list ] ), specifying a balance due of {$2000.00}, announced that it had sold the debt to XXXX XXXX XXXX XXXX XXXX 

In XXXX of XXXX, a new ( supposed ) creditor, XXXX XXXX, XXXX, started trying to garnish my paychecks by mailing a letter and a copy of a second writ of garnishment, to my then employer, XXXX XXXX XXXX. In addition, XXXX filed a garnishment request in the District Court of Maryland for XXXX XXXX in the amount of {$2400.00}, to be withheld from my paychecks. 


However, under the name XXXX, Pasadena filed a motion with the District Court claiming that it had received only {$4500.00} instead of the correct total amount ( {$6300.00} ), from garnishments by XXXX XXXX 


At that point, I hired a consumer-rights attorney, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. After examining all my documents, XXXX XXXX XXXX XXXX sent a letter dated XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, re Pasadena Receivables Inc.reporting yet another case in which Pasadena ( 1 ) succeeded in obtaining a judgment without proof of ownership or adequate chain of title ( as well as an additional amount cited as attorney fees for self-representation ), and ( 2 ) then assigned the ownership of the debt ( without adequate chain of title ) to another company ( XXXX XXXX XXXX XXXX ). In the letter, The XXXX XXXX XXXX asked Pasadena to dismiss the garnishment and vacate the judgment. Pasadena sent a motion dated XX/XX/XXXX, to XXXX XXXX XXXX, with a copy to XXXX XXXX ( who had achieved this result ), asking XXXX XXXX to dismiss the request for garnishment of my wages. 

No further action was initiated by Pasadena or any of its aliases until XX/XX/XXXX. 

Then, for the third time, the court assigned the right for Pasadena Receivables ( under the name XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX See list above ] ) to instruct XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  to garnish {$2600.00} plus {$150.00} ( legal processing fee ) from my checking account at the bank. That amount was withdrawn from my checking account by XXXX, XXXX XXXX XXXX, XXXX, on XX/XX/XXXX. 

Then XXXXXXXX XXXX XXXX XXXX, mailed me a letter notifying me of that action dated XX/XX/XXXX, to an address where I had not lived for 2 years ( XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX ). 

According to files of the District Court of Maryland for XXXX XXXX, the case is still opendespite the fact that Pasadena had succeeded in garnishing my wages from XXXX XXXX  and my checking account at XXXX XXXX XXXX XXXXamounts totaling {$7300.00}. 

Pasadena has been using the District Court of Maryland to deny all of the motions that I have filed. But there are no letters of denial in court files. The District Court of Maryland for XXXX XXXX has approved all of Pasadenas requests. I feel that I can not trust the court because all of its actions have favored Pasadena ( under various names ). 

Since none of the avenues I have pursued to get justice have helped me, I am seeking ( 1 ) to recover the funds that were wrongly taken from me and ( 2 ) for this case to be closed, as stated in an official document in the file named above. 

Yours very truly, ( XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation