Consumer complaint received 2020-11-25
Company: Resurgent Capital Services L.P.
State: FL
Product: Debt collection
Sub-product: Credit card debt
Issue: Written notification about debt
Sub-issue: Didn't receive notice of right to dispute

Complaint:
I recieved a letter on appx XX/XX/XXXX from XXXX XXXX XXXX. 
It stated that on XXXX LVNV funding LLC has acquired my acct. It also stated it was from a debt collector but however at this time it isn't an attempt to collect a debt. I called them the same day and requested information on this debt. I also mailed a letter of dispute. I requested the acct information, signed contract from original creditor, all the acct statements from opening until closing of the acct. I didn't recall having this acct. I also asked for the signed and dated bill of sale notarized and the affidavit. I never received anything. 
On or around XX/XX/XXXX I received a phone call from XXXX XXXX XXXX. I disputed the debt and requested all the documents I requested from Resurgent and also told them I already disputed it with Resurgent and was waiting on the information I requested in the letter. 

On XX/XX/XXXX I received a letter from XXXX XXXX XXXX. It stated I owed {$5800.00} and to call or pay online. It did have the 30day notice on it. I called them on XX/XX/XXXX and disputed it with them. I received on XX/XX/XXXX a packet from XXXX XXXX XXXX  and in contained in lt the XXXX statements and nothing else. 
On XX/XX/XXXX I called XXXX XXXX XXXX  and informed them that they didn't send all the documents I requested. On XX/XX/XXXX I sent XXXX the same letter I sent to the prior two company 's. I disputed the debt and requested the same item 's. 

On XX/XX/XXXX I received a collection letter from XXXX XXXX XXXX requesting payment and to make arrangements. I called them the same day and explained to them I am disputing the debt and I have already sent letters to two other companies. I requested all the information again from the third company. On XX/XX/XXXX I mailed them the same letter as the other two companies. 

This was also listed on my credit report and is disputed and noted on my credit report. 
LVNV should have been notified by credit bureaus again. 

On XX/XX/XXXX I received a flyer in the mail from a credit repair company out of XXXX, Fl stating I was being sued and they could help. I immediately looked up XXXX county records were I live to see what it was. It was listed that XXXX XXXX XXXX XXXX has filed a small claims law suit against me for LVNV Funding LLC. I immediately called them and asked for information. I was told they sent a letter out several months ago and my 30 days were up and I can't do anything about it. Since I didn't reply it falidates the debt. I disagreed with them. I explained to them I never received any letter from them and I have been disputing this with 3 different companies all controlled by LVNV Funding LLC. I was still waiting for information from the last company I sent a letter to. They did send me some documents as requested but were all generic looking stuff. It looked like a 3rd grader made a spread sheet. I called them back and told them I am still disputing it and can I please get the proper documents already. We have a pretrial mediation coming up. I have called them back several times and explained to them I need the actual contract, the bill of sale and not one that looks like the name was copied. I requested the same as the other letters I sent out. I also let them know I will be sending a letter and requesting the same items and also proof that the even sent me a letter. I also let them know they filed and unjust suit against me with out proper evidence and violation of a disputed account. 

LVNV funding LLC is all over the placing being sued for on ethical practices, false evidence and many other items.

Company response to consumer: Closed with explanation