Consumer complaint received 2023-04-16
Company: Experian Information Solutions Inc.
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In accordance with the Fair Credit Repoorting Act. The list of Accounts and Inquiries stated below being reported by Experian is in violation of 15 USC 1681 and in violation of my federally protected Rights to privacy.In which under under 15 USC 1681m, Im entitled to hold them civilly liable for each violation, moreover 15 1681 602A states I have the right to privacy, it also states a consumer reporting agency can not furnish a account without my written instructions ; in which I have never written them saying that it give them consent to publish any information about me including my Name, Accounts, Dates, Records etc. [ which in this title account means a demand deposit, savings deposit, or other asset account ( other than an occasional or incidential credit balance in an open end credit plan as defined in section 1602 ( i ) of this title established primarily for personal, family, or household purposes, but such term does not include an account held by a financial institution pursuant to a bona fide trust agreement ] 15 USC 1681c ( a ) ( 5 ) section states no cunsumer report containing any of the following items of information.Any other adverse items of, other than records of convictions of crimes which anyedates the report by more than seven years.Thus a Inquire is not a crime and Account is not one neither, so it shall not be reported by such agency.In which the following Inquiries are being reported on my consumer report without my written consent : Violation # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX 15 USC 1681s-2 ( A ) ( 1 ) states a person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause tobelieve the information is inacurate.In closing Experian is doing a poor job in protecting consumers information and are comitting identity theft because they are using information that they dont have consent to use and selling it for a profit, when they are confronted by the person they act like you aint say a word.Well I saying it now and I said it before erase ALL my information out of your records you dont not have my consent and if I tell you again I will be filing a criminal complaint with the other Bureau also I will be filing a Complaint with the United States District Court for damages. Cease and desist Reporting my information without my consent.Final WARNING!!!!!!!!!!!! 
XXXX XXXX XXXX/ Consumer Without Recourse

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief