Consumer complaint received 2020-08-31
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Personal information incorrect

Complaint:
I originally contacted Experian XX/XX/XXXX via written request to correct and remove old addresses from my report as they undeliverable to me by the U.S. Post office and they are not reportable as per the FCRA since they are in accurate. I provided proof of my identity along with proof of my current address. They removed one old address been then added an even older outdated address from more than 7 years ago. Every time I send a written request to delete an old address they delete it but somehow manage to add an even older outdated address which at this time are addresses from when i lived out of state as a teen. They even added the dates of these next to the addresses on my credit report which are from XXXX & XXXX. Im XXXX   years and they just added these which drops my credit score. Its obvious the Experian credit bureau is causing intentional wreckless damage to my credit bureau on purpose. I'm fighting this every month since the original letter from XXXX. Why would they keep going further and further back from when I was a teen in a different state. There are no accounts or lines of credit associated with these addresses they just added on my credit. There are no creditors adding this information this is Experian intentionally. They are not suppose to be seeking old negative information. They are only suppose to report what is reported not purposely seeking information to add to my credit report.They are in violation of the FCRA for purposely seeking negative outdated information to harm me. For intentionally reporting outdated information.There should never be any retaliation to a consumer when we update our information. This is a violation of the FCRA asoutdated or inaccurate information can not be added or reported. Yout agency need to look into the fraudulent behavior of this credit bureau. I want them to delete old addresses permanently from my credit report and stop researching old addresses. They were in violation of FCRA when they added addresses from XXXX and XXXX to my personal information. This information is way older than what I asked them to delete in the XX/XX/XXXX letter I sent certified. Im including the original letter I sent in XX/XX/XXXX and copies of every credit report since then of them adding old outdated information. The credit reports are from XXXX XXXX showing how Experian is adding outdated info. I just pulled my credit today and it shows previous addresses that were not there before and have not been on my report since I was younger one is from 23 years ago and one is from 14 years ago. I was XXXX and XXXX XXXX XXXX. Again, im XXXX XXXX XXXX. There are no creditors, no debt on my credit report associated with any accounts. Please see the proof.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation