Consumer complaint received 2020-04-23
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
The account below is not mines. I have not received any notification about this debt. By law i'm authorized to receive notification of debt prior to posting to report. I have had my bank account closed and two other accounts, that had authorized users that I didn't know.

1. XXXX XXXX XXXX Last reported XX/XX/ {$1300.00} Reported balance The two accounts below balance is not correct. 

1. US DEPT OF EDUCATION/XXXX Last reported XX/XX/XXXX {$10000.00} 2. XXXX/XXXX  Last reported XX/XX/ {$1400.00} The inquiries are not mines and may have been due to fraud. 

Hard Inquiries XXXX XXXX Finance/Personal ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XX/XX/XXXX Finance/Personal ( XXXX ) XXXX XXXX  XXXX XXXX  XXXX  Inquiry : XX/XX/XXXX Finance/Personal ( XXXX ) XXXX XXXX/XXXX  XXXX XXXX Inquiry : XX/XX/ XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX Inquiry : XX/XX/XXXX Bank ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XX/XX/XXXX Automotive ( XXXX ) XXXX XXXX/XXXX   XXXX XXXX Inquiry : XX/XX/XXXX Automotive ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance/Personal ( XXXX ) XXXX XXXX  XXXX XXXX XXXX Inquiry : XX/XX/XXXX Finance/Personal ( XXXX ) XXXX XXXX XXXX Inquiry : XX/XX/XXXX Finance/Personal ( XXXX ) XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance/Personal ( XXXX ) XXXX XXXX/XXXX  XXXX XXXX Inquiry : XXXX XXXX, XXXX Automotive ( XXXX ) XXXX XXXX/XXXX   XXXX Inquiry : XXXX XXXX, XXXX Finance/Personal ( XXXX ) XXXX XXXX/XXXX XXXX  Inquiry : XX/XX/XXXX Finance/Personal ( XXXX ) XXXX XXXX/XXXX  XXXX XXXX Inquiry : XX/XX/XXXX Automotive ( XXXX ) XXXX XXXX  XXXX XXXX Inquiry :XX/XX/XXXX Bank ( XXXX ) XXXX XXXX XXXX Inquiry : XX/XX/XXXXFinance/Personal ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Automotive ( XXXX ) XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance/Personal ( XXXX ) XXXX XXXX Inquiry : XX/XX/XXXX Miscellaneous ( XXXX ) XXXX XXXX  XXXX-XXXX XXXX Inquiry : XX/XX/XXXX Bank ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XX/XX/XXXX Bank ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XX/XX/XXXX Finance/Personal ( XXXX ) XXXX XXXX/XXXX XXXX   XXXX  XXXX  Inquiry : XX/XX/XXXX Automotive ( XXXX ) XXXX XXXX  Inquiry :XX/XX/XXXXBank ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XX/XX/XXXX Automotive ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XX/XX/XXXX Finance/Personal ( XXXX ) XXXX XXXX XXXX Inquiry : XXXX  XXXX, XXXX XXXX XXXX XXXX ) XXXX XXXX XXXX : XX/XX/XXXX Bank ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XX/XX/XXXX Automotive ( XXXX ) XXXX XXXX XXXX Inquiry : XX/XX/XXXX Finance/Personal ( XXXX ) XXXX XXXX/XXXX  XXXX Inquiry : XX/XX/XXXXAutomotive ( XXXX ) XXXX XXXX   XXXX XXXX Inquiry : XX/XX/XXXXFinance/Personal ( XXXX ) XXXX XXXX XXXX Inquiry : XX/XX/XXXX Finance/Personal ( XXXX ) XXXX XXXX XXXX, XXXX Inquiry : XX/XX/XXXX Travel/Entertainment ( XXXX ) XXXX XXXX/XXXX  XXXX XXXX Inquiry : XX/XX/XXXXAutomotive ( XXXX ) XXXX XXXX XXXX, XXXX Inquiry : XX/XX/XXXX XXXX ( XXXX ) XXXX XXXX/XXXX  XXXX XXXX XXXX Inquiry :XX/XX/XXXX Automotive ( XXXX ) XXXX XXXX  XXXX XXXX XXXX Inquiry : XX/XX/XXXX Finance/Personal ( XXXX ) XXXX XXXX  XXXX  - XXXX  Inquiry : XX/XX/XXXX Credit Union ( XXXX ) XXXX XXXX  XXXX XXXX   Inquiry : XX/XX/XXXX Finance/Personal ( XXXX ) XXXX XXXX XXXX, XXXX Inquiry : XX/XX/XXXX Travel/Entertainment ( XXXX ) XXXX XXXX  XXXX XXXX  XXXX XXXX  Inquiry : XX/XX/XXXX Bank ( XXXX ) XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation