Consumer complaint received 2020-09-04
Company: EQUIFAX, INC.
State: NJ
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
To Whom It May Concern : On XX/XX/2020, Equifax, XXXX, and XXXX  are reporting inaccurate and unverifiable information on my credit report. Please see accounts and its details below that are deemed incorrect on my credit files. 

FOR Equifax 1. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
2. the date 's of last activity are inaccurate XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
3. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX XXXX  Account Number : XXXX Please remove it from my credit report. 
4. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
5. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX XXXX  Account Number : XXXX The amount of balance is higher than the amount of High Balance. Close this inaccurate account 6. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX   XXXX  Account Number : XXXX Please remove it from my credit report. 
7. Validate Account XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
8. I was never late on this account XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 

FOR XXXX 1. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX XXXX XXXX Account Number : XXXX  Please remove it from my credit report. 
2. I was never late on this account XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
3. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
4. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
5. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX XXXX Account Number : XXXX The amount of balance is higher than the amount of High Balance. Close this inaccurate account 6. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX XXXX  Account Number : XXXX Please remove it from my credit report. 
7. Validate Account XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

FOR XXXX  1. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
2. the date 's of last activity are inaccurate XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
3. I was never late on this account XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
4. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
5. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
6. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX XXXX Account Number : XXXX The amount of balance is higher than the amount of High Balance. Close this inaccurate account 7. you are reporting 3 different dates of last activity/Date of last payment/and Date Open XXXX   XXXX  Account Number : XXXX Please remove it from my credit report.

Company response to consumer: Closed with explanation