Consumer complaint received 2019-03-18
Company: DISCOVER BANK
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
1 ) As of notice on XX/XX/XXXX, Discover Financial Services, XXXX XXXX XXXX XXXX XXXX, Illinois, XXXX, was requested to reimburse me due to Discover 's breach of duty, errors, and misconducts for affirming fraudulent charges, interest and fees it permitted on the credit card.

2 ) OnXX/XX/XXXX, Discover admitted under perjury of law, disclosed a letter from XX/XX/XXXX, that they refused to correct and accept my notice of address update, this is a debt violation and a past due reimbursement to me for {$1000.00} with a marginal interest rate of 10 % for breach duty and rudeness.

3 ) Discover case number XXXX  and XXXX XXXX XXXX Report XXXX under perjury of law has disclosed that on XX/XX/XXXX, it used fraudulent documentation/contracts, XXXX reports, and tie-in sale repair contracts, made-up of fabricated data and designs, and Discover Financial Services affirmed under perjury of law that the vehicle had no defects and federal ESS recalls. In facto, XXXX XXXX XXXX claims with me that it is a false and fabricated XXXX  report. Next, XXXX XXXX XXXX defrauded me with a false Tie-in Sale contract which never or would provided coupon bookelts or repairs ever. Discover Financial Services ignored my documents from XXXX XXXX inXX/XX/XXXX and XX/XX/XXXXand my requests to continue the investigation and failed to due it duty, breach its credit card agreement, and proceeded to cover up its own internal errors and negligence.

4 ) Discover Financial Services disregarded the truth from me and XXXX XXXX XXXX. Discover 's permitted the lies and fraud to squash an investigation and closed the investigation on XX/XX/XXXX.

5 ) Consumer protection laws clearly state that the departments of motor vehicle and highway safety are concerned for the systems designed in protecting the vehicles occupants, as the seat belts and cooper tire safety cage. Hence, the fraudulent XXXX  report used in Discover 's decision was invalid and a warranty is due from the seller as a promise that the vehicle is safe to operate and drive, and defects make a vehicle unsafe to operate or be driven, if it be seat belts and cooper tire cages, BE IT a new car sale, used car sale, or 'as is ' car sale due to property liability laws.

6 ) The Florida Department of Motor vehicle 's certified title records is proof that deception of odometer and title records existed and reasonably explains the Florida department of motor vehicle cancel and suspend of this auto dealer.

7 ) XX/XX/XXXX notice provided to Discover, the reason the Department of Motor vehicle had to suspend and cancel 'XXXX XXXX ', 'XXXX XXXX ', 'XXXX XXXX XXXX XXXX ' and XXXX XXXX XXXX XXXX ' d/b/a 'XXXX XXXX XXXX XXXX ' dealer license .

8 ) This is auto dealer fraud by way of misrepresentation and due to Discover Financial Services breach of duty and negligent misrepresentations on my credit report and credit scores this wrongful and heinous acts of fraud.

9 ) I have suffered and endured. I have been oppressed and haze by Discover credit card and it Financial Services Representatives.

10 ) Discover Financial Services knew or should have known that my documents, XXXX XXXX XXXX, publicly announced federal ESS recalls of seat belts, law enforcement title disclosure, and the department of motor vehicle were true.

11 ) I had two car accidents and suffered injuries, my loved ones were in this car, and citizens. I dislike Discover Financial Services reckless disregard for the truth and safety of citizens.

12 ) As of XX/XX/XXXX you have a past due debt of {$15000.00} with a marginal interest of 10 % applied that is due me, add-on this in-facto as of XX/XX/XXXX, these representatives made and caused debt violations, known as, and a one being, 'XXXX XXXX ', 'XXXX XXXX ' , and 'XXXX XXXX ' , using the title of Associates of Executive Office of Customer Advocacy for Discover Financial Services in XXXX , Illinois and/or XXXX XXXX XXXX XXXX XXXX XXXX, Ohio, XXXX   and/or XXXX XXXX XXXX XXXX XXXX, Illinois, XXXX

13 ) I look forward to embarrassing Discover Financial Services with the federal subpoena records of its failed investigation and breach of duty regarding the violent acts of XXXX XXXX XXXX XXXX, known as FRAUD, stop your delay and refunding my money immediately.

Respectfully yours, XXXX XXXX XXXX  and my loved ones

Company response to consumer: Closed with explanation