Consumer complaint received 2022-02-02
Company: EQUIFAX, INC.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
To Whom It May Concern, This letter is a formal complaint that the following companies ( Equifax, XXXX, XXXX ) are reporting inaccurate and incomplete credit information. 

I am distressed that the aforementioned entities have included the information below in my credit profile and that they have failed to maintain reasonable procedures in their operations to assure maximum possible accuracy in the credit reports they've published. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. The following information therefore needs to be re-investigated and deleted from my credit profile. 

FPDCPA Section 807 Violation Misleading False Reporting XXXX  Account Number : XXXX The balance is {$0.00}, please correct FPDCPA Section 807 Violation Misleading False Reporting XXXX  Account Number : XXXX The balance is {$0.00}, please correct FPDCPA Section 807 Violation Misleading False Reporting XXXX Account Number : XXXX The balance is {$0.00}, please correct FPDCPA Section 807 Violation Misleading False Reporting XXXX  Account Number : XXXX The balance is {$0.00}, please correct FPDCPA Section 807 Violation Misleading False Reporting XXXX BXXXX  Account Number : XXXX The balance is {$0.00}, please correct FPDCPA Section 807 Violation Misleading False Reporting XXXXL XXXX Account Number : XXXX The balance is {$0.00}, please correct FPDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number : XXXX The balance is {$0.00}, please correct FPDCPA Section 807 Violation Misleading False Reporting XXXX Account Number : XXXX The balance is {$0.00}, please correct FPDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number XXXX XXXX The balance is {$0.00}, please correct FPDCPA Section 808 Unfair practices USDOE/XXXX  Account Number : XXXX Please investigate and delete from my credit report. 

FPDCPA Section 808 Unfair practices USDOE/XXXX  Account Number : XXXX Please investigate and delete from my credit report. 

FPDCPA Section 807 Violation Misleading False Reporting XXXX XXXX  Account Number : XXXX The balance is {$0.00}, please correct 15 US C 1692 Validation of Debts USDOE/XXXX  Account Number : XXXX Please investigate and delete from my credit report. 

FPDCPA Section 807 Violation Misleading False Reporting XXXX Account Number : XXXX Please investigate and delete from my credit report. 


The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX FPDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number : XXXX The balance is {$0.00}, please correct FPDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number : XXXX The balance is {$0.00}, please correct

Company response to consumer: Closed with explanation