Consumer complaint received 2020-09-04
Company: EQUIFAX, INC.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
To Whom It May Concern : On XX/XX/2020, Equifax, XXXX, and XXXX are reporting inaccurate and unverifiable information on my credit report. Please see accounts and its details below that are deemed incorrect on my credit files. 

For EQUIFAX 1. The high credit or original amount is being reported inaccurately XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
2. DOLA and DOLP are not accurate on all 3 credit bureaus. This information must be accurate complete and verifiable per the FCRA AND XXXX  XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
3. The account is a collection/charged off account the balance should be XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
4. The account is a collection/charged off account the balance should be XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
5. The high credit or original amount is being reported inaccurately XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
6. DOLA and DOLP are not accurate on all 3 credit bureaus. This information must be accurate complete and verifiable per the FCRA AND FDCPA XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
7. The dates last active do not match at Equifax XXXX  and Equifax. 
XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
8. Validate Account XXXX  Account Number : XXXX I don't recognize this account and I need for you to remove it please 9. unknown collection XXXX   Account Number : XXXX Please remove it from my credit report. 

For XXXX 1. The high credit or original amount is being reported inaccurately XXXX XXXX Account Number :  XXXX Please remove this inaccurate information from my credit report. 
2. DOLA and DOLP are not accurate on all 3 credit bureaus. This information must be accurate complete and verifiable per the FCRA AND FDCPA XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
3. The account is a collection/charged off account the balance should be XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
4. The high credit or original amount is being reported inaccurately XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
5. DOLA and DOLP are not accurate on all 3 credit bureaus. This information must be accurate complete and verifiable per the FCRA AND FDCPA XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
6. The dates last active do not match at Equifax XXXX  and Equifax. 
XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report For XXXX 1. The high credit or original amount is being reported inaccurately XXXX XXXX Account Number :  XXXX Please remove this inaccurate information from my credit report. 
2. DOLA and DOLP are not accurate on all 3 credit bureaus. This information must be accurate complete and verifiable per the FCRA AND FDCPA XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
3. The account is a collection/charged off account the balance should be XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
4. The account is a collection/charged off account the balance should be XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
5. The high credit or original amount is being reported inaccurately XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
6. The dates last active do not match at Equifax XXXX and Equifax. 
XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report.

Company response to consumer: Closed with explanation