Consumer complaint received 2020-09-07
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: ND
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Personal information incorrect

Complaint:
Dear Sir or Madam : On XX/XX/2020 ( a Monday afternoon ), I, XXXX XXXX XXXX ( the Complainant ) had called Trans Union LLCs ( TransUnion ) telephone representative at XXXX telephone number on or about XXXX, central time zone ; in order to dispute a fictitious personal toll-free telephone number, XXXX illegally reported onto my frozen TransUnion credit file account without my legal : 1. authorizations, 2. consents, 3. acknowledgements, or 4. knowingly and willfully participations into a said fictitious notarized instruments in order to unlock, produce, create or generate my TransUnion credit file account. After, the [ se ] assailant [ s ] or identity thieve [ s ] had intentionally, illegally and maliciously  unlocked my frozen TransUnion credit file account in order to gain access [ es ] to my TransUnion credit file account by means of making my TransUnion credit file account available as a [ n ] : 1. public domain, 2. open source, or 3. template form free TransUnion credit reports platform : 1. given away to, or 2. obtained by the public. And, the [ se ] assailant [ s ] or identity thieve [ s ] with a malice aforethought in a premeditated criminal intents had : 1. used a fictitious notarized instruments, and [ or ] 2. changed his or her or their legal name [ s ] in order to match, link or connect to my legal full name ( XXXX XXXX XXXX XXXX and, Personal Identifiable Information ( PII ) which are another way for the [ se ] assailant [ s ] or identity thieve [ s ] to gain illegal access [ es ] to my TransUnion credit file account was first ( 1st ) noticed and analyzed onto my TransUnion online updated or ran credit report dated on XX/XX/2020. ( See Exhibit A ). 

I had spoken with the TransUnions telephone representative name XXXX  in regards to my telephone dispute call about a fictitious personal toll-free telephone number, XXXX illegally reported onto my frozen TransUnion credit file account was first ( 1st )  documented onto my XX/XX/2020, TransUnion credit report. In which, my XX/XX/2020, TransUnion credit report had arrived by way of the United States Postal Service ( USPS ) mail delivered letter to my residential address that was reported as, a fictitious personal toll-free telephone number, XXXX, as my personal telephone information. And, I will never have the public toll-free telephone number, XXXX or any other toll-free telephone numbers reported, as my personal telephone number information onto my TransUnion credit file account. The TransUnion telephone representative ( name XXXX ) did deleted the fictitious personal toll-free telephone number, XXXX illegally reported onto my TransUnion credit file account and I had received an updated TransUnion credit report by way of USPS mail delivered letter sent to my residential address dated on XX/XX/2020. However, my problems are not with TransUnion dispute correction updated by the TransUnion telephone representative name XXXX but, these assailant [ s ] or identity thieve [ s ] who [ m ] illegally access [ ed ] my TransUnion credit file account from XX/XX/2020 to XX/XX/2020 to who [ m ] I have not been acquiesced with or related to had illegally unlocked my TransUnion credit file account then reported a fictitious personal toll-free telephone number, XXXX onto my TransUnion credit file account. In order for the public to gain illegal access [ es ] to my Transunion credit reports for more than seven ( 7 ) months, or 204 days without proof for no apparent reasons.

Now, I am being stalked, harassed and threated by the [ se ] assailant [ s ] or identity thieve [ s ] who [ m ] had forged my name onto a rental lease agreements along with their compromises to my TransUnion credit reports in order to obtained rental apartments on [ to ] forged signature [ s ], or a fictitious notarized instruments. This means, I have become the victim of Identity Thefts by ways of a fictitious personal toll-free telephone number, XXXX illegally reported onto my frozen TransUnion credit file account in which, the [ se ] assailant [ s ] or identity thieve [ s ] who [ m ] had illegally access [ ed ] my frozen TransUnion credit file account with a forged or fraudulent waived my rights onto a [ n ] Powers of Attorney [ s ] and [ or ] Affidavit [ s ] fictitious notarized instruments signed signature [ s ] in violation of the Fair Credit Reporting Act ( FCRA ), Title 15 U.S.C.  1681. 

And, I, XXXX XXXX XXXX ( the Complainant ) of XXXX, North Dakota, hereby revoke, annul, cancel, and nullify, in its entirety any Power of Attorney [ s ], and Affidavits bestowed for obtaining and accessing my official TransUnion credit file account in any States in which were not granted by me and, the [ se ] assailant [ s ] or identity thieve [ s ] had subscribed by a fictitious name [ s ] onto those notarized instruments by a said Power of Attorney [ s ], and Affidavits that the [ se ] assailant [ s ] or identity thieve [ s ] had executed the [ se ] instruments without my authorizations, consents, acknowledgements or knowingly and willfully participations into a said TransUnion access [ se ] to my frozen TransUnion credit file account resulting in my Identity Thefts and false impersonations problems and [ or ] an official misconducts from the [ se ] assailant [ s ] or identity thieve [ s ] who [ m ] had illegally forge [ d ] my signed signatures onto an unknown notarial instruments and dates. In which, I had [ have ] not appointed those Attorneys [ Agents ] of their legal place of agencies, as my Attorney-In-Facts [ Agents ] list hereto no  longer has these authorities to act on my behalf and any previously conferred dates executed on forged and fictitious signatures by a said Power of Attorney [ s ], and Affidavits are now revoked, cancelled, rescinded, terminated and dismissed, as of this XXXX day of XX/XX/2020, date proceeding this Revocation of Power of Attorneys and Affidavits statement.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation