Consumer complaint received 2022-05-23
Company: CORELOGIC INC
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Other personal consumer report
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
HOW ARE YOU FALSELY & INACCURATELY REPORTING MONTHLY LATE PAYMENTS TO CREDIT BUREAUS/AGENCIES ON A AN APARTMENT I HAVE NOT RESIDED IN XX/XX/2017 The account you are reporting on has been IDENTIFIED as an ILLEGAL EVICTION THATS IN DIRECT VIOLATION OF FTC AND MY CONSUMER RIGHTS & NO MONTHLY PAYMENT ACCOUNT SHOULD APPEAR or EXIST after PROPERTY was Vacated. FHA STATES under the Violence Against Women Act protects women and children from eviction. I have a right to factual reporting on my credit profile You have falsely reported XXXX late payments since XX/XX/2017 on this property that is receiving monthly payments from current tenant. Since the property is no longer in my name it is impossible for me to DEFAULT or INCURE Monthly LATE PAYMENTS after the fact I have a right to have an accurate and FACTUAL CREDIT FILE & DISCREPANCIES like this are UNACCEPTABLE and VIOLATE MY CONSUMER RIGHTS. So please immediately remove this account and its entirety from all my credit files/reports AFFIDAVIT OF TRUTH/CEASE & DESISTS Notice to all I am that I am the consumer in fact natural person or original creditor lender executor administrator holder in due course of any and all derivatives there of for the surname given XXXX. I have been appointed and accept being the executor both public and private for all matters proceeding and hereby claim that I will d/b/a XXXX XXXX and autograph as the agent, attorney in ; Fact so be it now present. Fact the Fair Debt Collections Practices Act is intended to secure my right to privacy and my privacy has been breached so be it and ; Fact I am sure the removal of my information from your website, company records or any and all derivatives therefor of and or with any affiliates Will ensure my privacy rights wont be violated again due to my lack of consent and this here in unrebuited affidavit of truth been service to you today and therefore standing as truth in commerce so be it and fact please show good faith in this matter by expediting this securing of the alleged information listed on your site in order to avoid receiving further injury damages mental anguish and losses due to me being a victim of identity theft so be it and fact affiant is aware and has proof in the attachment labeled as exhibit A exhibit B that you are in violation of CODE 15 USC 1692b ( 2 ) Fact affiant is aware and has proof in the attachment labeled as exhibit A and exhibit B that you are in violation of code 15 USC 1692b ( 5 ) Fact affiant is aware and has proof in the attachment labeled as exhibit A and exhibit B that you are in violation of 1692d ( 1 ) I sent you numerous Cease and Desits and I have refused to pay any alleged debts because there is NO LAW that requires me to do so further correspondence is a direct violation of my consumer rights privacy and Is infringement. Youre also in violation having put your logos on the outside contents of the envelopes, contacting at assumed, unusual and inconvenient times and place under FDCPA 15 USC 1692 ( a, b, c ) Remove all assumed debts immediately or compensate me for each violation FDCPA 16 USC 169 2d and FCRA 15 USC 181 by intentionally ruining & harming my reputation by threatening me with obscene, abusive and profane language and/or correspondence, via telephone calls, emails, post cards-and phone calls stating Failure to pay this debt will result in you furnishing this debt to any or all consumer reporting agencies as you have done. Not limited to showing different amounts allegedly owed that are all showing positive. You have also failed to furnish AN AFFIDAVIT OF TRUTH which ARE NOT contracts that bare my signature you are NOT the actual debt collector because a corporation can not speak or correspond which means you have defaulted. The threats on your behalf can not be legally taken as you illegally assumed the debt was valid as I am the original creditor and consumer which proves you furnished deceptive forms Under Code 15 USC 1692j Under code 15 USC 1692h Which deems you liable Under Code 15 USC 1692k to REMIT PAYMENTS in full. I am requesting you to return or send me all payments Thank you I SWEAR that all information provided herein, I do so under penalty of perjury that the information I so affirm to be true, correct, accurate to the best of my ability and knowledge, so be it ; I do not accept this offer to contract. I do not consent to these proceedings. I do require subrogation of the bond to settle the charge. As the original creditor I do not validate this debt nor has anyone contacted or spoken to me directly to validate debt Cease & Desists immediately, you must remove all late payment history You have violated my Consumer Rights with letters phone calls and threats of non payment

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation