Consumer complaint received 2021-07-02
Company: EQUIFAX, INC.
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
According to XXXX XXXX and Equifax The account of XXXX XXXX Open on XX/XX/2018 Was verified as accurate First XXXX XXXX  showed that I returned the item in one account an item that I never have in my place, an item that was reported with the credit Bureau by XXXX XXXX Second again showed the item in another account with late payments On XXXX  only one late payment On Equifax 2 late payments On XXXX  2 late payments If this information was from the furnisher why doesnt match and why so many errors and mistakes? And why they were 2 account with the same item?

Why the agreements didnt have any signature and in many pages not even a date?

How this is possible and how this is verified?

By XXXX XXXX XXXXnd Equifax And this is just a piece of all the errors on my credit report All this agencies must be regulated better Third the contract agreement Was sent to me doesnt have any signature Only employees signature Not my State ID, no my social security and not even my signature In many of the pages not even a date How I know this is legit? 
But according to XXXX XXXX and Equifax this is verified Accurate information Also in this agreement have different amount than the credit bureau are reporting Second have different monthly payment that the one the credit bureau are reporting Neither of this information match I dont know this credit agencies do any investigation Im for years with this situation From where this agencies get this information doesnt look like from the furnisher Also not even the last date active match between all the credit bureau agencies I agree with President Bidens to Plan To Change Credit Reporting And Scoring And I agree that The XXXX administration has a big target in its sights, or rather three big targetsEquifax, XXXX and XXXX 
To much abuse of this agencies Many times people with inaccurate credit history and they can do nothing because this credit agencies, do wrong For example I have been fighting this inaccurate reports with this Credit agencies such as XXXX Equifax and XXXX Several times but most of the time according to this agencies the account or accounts are verified and accurate This shows that the credit agencies must be regulated, specially XXXX That after I sent many letters and disputes They didnt even send me a single letter of why my dispute wasnt valid except when I complained with the consumer Bureau And when I requested many things About the verification of this accounts Neither of the Credit Bureau send nothing of what I was requesting This show the kind of investigation this agencies do Im sending a example of documents here so the same Consumer Bureau can check How accurate are the investigations of the credit Bureaus This isnt a fair report I have XXXX sister I have a condition of Pre XXXX and because of this inaccurate reports I cant be able to rent, to get a better live as a human been If is no resolution for my case I will be sending a letter the White House to President Biden in the name of the XXXX community to check my own case as a example of what is going today with the credit reports And why needs to change to a different Bureau I just wish that the information comes again accurate to go to court And sue XXXX  Equifax and XXXX  This is an abuse and an unfair act

Company response to consumer: Closed with explanation