Consumer complaint received 2023-04-18
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: IN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
On XX/XX/XXXX, I disputed the following student loans with TransUnion and requested proof of accounts that I do not recognize as mine. The accounts listed below are not mine and should be removed from my credit report : 1. The following account is not mine XXXX XXXXN XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$2000.00} ). Please remove it from my credit report. 

2. The following account is not mine XXXX XXXX XXXX XXXX Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$1000.00} ). Please remove it from my credit report. 

3. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$3000.00} ). Please remove it from my credit report. 

4. The following account is not mine XXXX XXXX XXXX  ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$1500.00} ). Please remove it from my credit report. 

5. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$4900.00} ). Please remove it from my credit report. 

6. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$1500.00} ). Please remove it from my credit report. 

7. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$1700.00} ). Please remove it from my credit report. 

8. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$5500.00} ). Please remove it from my credit report. 

9. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$4500.00} ). Please remove it from my credit report. 

10. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$3500.00} ). Please remove it from my credit report. 

11. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$2400.00} ). Please remove it from my credit report. 

12. The following account is not mine XXXX XXXX XXXX  ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$2700.00} ). Please remove it from my credit report. 

13. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$2000.00} ). Please remove it from my credit report. 

14. The following account is not mine XXXX XXXX XXXX  ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$890.00} ). Please remove it from my credit report. 

15. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$440.00} ). Please remove it from my credit report. 

16. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$1000.00} ). Please remove it from my credit report. 

17. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$5500.00} ). Please remove it from my credit report. 

18. The following account is not mine XXXX XXXX XXXX  ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$2900.00} ). Please remove it from my credit report. 

19. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$2500.00} ). Please remove it from my credit report. 

20. The following account is not mine XXXX XXXX XXXX ( Account Number XXXX, Open Date XX/XX/XXXX, Highest balance : {$1000.00} ). Please remove it from my credit report. 

As of today, more than 60 days have passed since I disputed the accounts with TransUnion, and they have not responded to my request to investigate, as required by the FCRA

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief