Consumer complaint received 2018-11-02
Company: HUNTINGTON NATIONAL BANK, THE
State: MI
Product: Credit card or prepaid card
Sub-product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-issue: Application denied

Complaint:
applied for a credit card with Huntington Bank on XX/XX/XXXX at the XXXX branch, XXXX, Michigan. I had to release my XXXX  freeze for 1 day. It was in the afternoon on a friday ~ XXXX. One week later I get a letter telling me that I was denied. 
Request id on the letter said. XXXX - if one exist I don't know card # Reasons for denial were : * Huntington has already issued the maximum amount of allowable unsecured credit card dept to this individual * Insufficient income for amount of debt.

I called Huntington and told them my score/income was and what the letter said. They checked to see if I had a credit card and told me I didn't but they see no reason why I wasn't given a card. I only have student loans and I paid off car note and old credit cards.. 
I never had a credit card with huntington bank Later I went into the branch and they called for me and they told the manger I was denied. I was told that there was no card in my name - however it doesn't explain the letter - I have nothing but student loans - unless the reports I have from XXXX  and XXXX are copy cats and forged. 
End 1st Some how things may be getting covered up - I tried to tell people in XX/XX/XXXX that XXXX  was hacked and there has always been a problem with XXXX  ... likely infiltrated for a long time now ... I have had some crazy dealings with XXXX  and many ... Whoever this is is scamming and stealing my old credit reports and old loan documents and letters, tearing things out of note books and calendars I think it was report numbers * high chance that they have COPIED the CREDIT BUREaus data base and controlling it.. something is happening that is not right. Because I dont have a lot of money some people dont look at this as being something someone would take the time to do.. It is a new day and new ways of doing crime. People need to wake up because something is seriously wrong and there has been so much I cant tell it all I am dealing with serious high level hacking and I am concerned that my credit report is being modified with XXXX  and XX/XX/XXXX. I got my report around XX/XX/XXXX ( mailed ) when I requested it over the phone for XXXX  when I was trying to get a house phone from XXXX XXXX XXXX  or XXXX. - I didn't get it because XXXX said they were told when I call back ( after my freeze was released ) to have her call this number? the guy on the phone said it was customer service and he would transfered me ... then he came back and said no one answered. I believe it was a scam to see when my freeze was lifted .... Point 1 I got the first report from XXXX   then later I received another report. I started the process of applying with Annual credit report but didn't send any identifying information because - I believed it would be intercepted - like it was last year - this hacking group is targeting the mail for credit bureaus. Just recently I got a XXXX report and I never sent in any identifying information.. My id was stolen XX/XX/XXXX so I flagged my account ... somehow they are able to get my report. I believe that a huntington credit card is out there in my name but everything that is being done is made to look like me ... I've seen - forged documents - that's another situation. Entry in my home and stealing of documents and hacking and messing up cell phones blocking mobile data reprogramming phone so they can sync and use it and block me from using it.. this all has been happening for last 3 years+ without police help.. Someone tried to get in just Wednesday XX/XX/XXXX XXXX night and I didnt make it to wrk waiting on cops ( saw door damage by chain area- I caulk and taped it to make sure - what has been still happening while sleep.stealing docs. )

Company response to consumer: Closed with explanation