Consumer complaint received 2019-08-13
Company: WELLS FARGO & COMPANY
State: PA
Product: Checking or savings account
Sub-product: Checking account
Issue: Closing an account
Sub-issue: Company closed your account

Complaint:
On XX/XX/XXXX a freeze was put on my account by wellsfargo. I was informed that they had made a business decision to close my account in XXXX and sent a letter out in XX/XX/XXXX. I did not get letter. Wellsfargo is XXXX, XXXX, and discriminating against me due to earnings. 
First they will not tell me why they closed my account. I am on a business account which I explained to Wellsfargo and sent the LLC showing I am not the owner anymore. The other signer on the account is 100 % owner of business. I make no transactions on this account other then a few transfer because the other signer paid me that way for our settlement. The other signer agreed to pay off the remaining loans I have with wellsfargo for our settlement. He also still pays a few remaining bills for credit cards in my name. That is the only dealings I have with the company. I have no other affiliation or dealings with the company anymore. 
On XX/XX/XXXX a bank draft was cashed by the other signer for {$55000.00} which was returned. I have no idea why the check was returned. I told Wellsfargo the check was cashed in XXXX, Texas and I live PA. I have no involvement with company. Originally the owner was not compliant with going to the bank and removing me off the account. Wellsfargo kept stating that even though he was 100 % owner, I could not remove myself. I provided the LLC when I was removed in XX/XX/2017. The business account was then put in the Fraud department where the investigator had said several times that if the other signer made a good faith payment they would allow him to keep the account open. The signer made a deposit on XXXX XXXX after speaking with the investigator. On XX/XX/XXXX I was informed that the account had been charged off and was placed in the legal litigation department of Wellsfargo. What was the point of the other signer making a deposit if the account was going to be charged off anyway! The other signer went into a local branch to have my name removed from the account because again I have nothing to do with this so its pointless for Wellsfargo to have me involve. He was advised that because the account is closed my name can not removed. 
First off, Wellsfargo ONLY closed all of MY accounts which is weird to me considering that I am not the one who made the deposit or any deposits in that account. I do not make as many transactions as the other signer in my other accounts as he does to his. SO I KNOW that played a roll. I find it hard to believe I was a business risk to Wellsfargo with a personal account. 
Lastly, WHY IS MY NAME BEING KEPT on an account when I have Wellsfargo documents to show I have NO INVOLVEMENT with activity of the business. Wellsfargo is attempting to assume because I am a woman and XXXX I am a RISK to them. When I am a nurse and have good credit. Now I will not be able to open another bank account. I suffered overdraft fees from my deposits being frozen. I have filed several complaints with Wellsfargo and they are doing nothing. This bank is by far the most corrupt agency in the United States. Countless reports of dishonesty with this bank. What is the purpose of trying to come after me when you were documentation and the other signer tried to remove me! I AM NOT PAYING THEM anything when I had nothing to do with this and I have no idea what happened with check! Also, why can they just close an account because they feel like it. I didn't just wake up and decide to no longer pay my credit card bills and loans. I have had an account with Wellsfargo for almost 15 years. I

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation