Consumer complaint received 2018-09-18
Company: RUSHMORE LOAN MANAGEMENT SERVICES LLC
State: NC
Product: Debt collection
Sub-product: I do not know
Issue: False statements or representation
Sub-issue: Attempted to collect wrong amount

Complaint:
Based on my discovery, XXXX XXXX, XXXX has accepted and executed an unlawful mortgage assignment from Rushmore Loan Management Services. These deceptive, fraudulent, unlawful assignments are without merit due to my understanding that XXXX XXXX XXXX XXXX ( being represented by XXXX XXXX XXXX, XXXX ) were the CURRENT unauthorized servicer 's for XXXX XXXX XXXX XXXX who in fact conducted an assignment using Rushmore without proper POA that went unrecorded and the notaries were executed fraudulently ( See Attachments ). Ref. Page1 : XXXX XXXX XXXX XXXX & Rushmore Loan Management Services, LLC conducted, organized, and transferred an unrecorded assignment with Rushmore not having POA to do so. Rushmore was not authorized to do so until XX/XX/XXXX. The original lender closed its doors XX/XX/XXXX and never authorized MERS, XXXX XXXX XXXX XXXX nor Rushmore to accept, hold nor transfer an assignment. In fact the assignment that was transferred is the first note and all of these assignments recorded and unrecorded are based off of the second note which is FRAUD. XXXX XXXX misrepresented both XXXX XXXX XXXX XXXX & Rushmore.  The original lender NEVER demanded payment for the second note. The second note never was assigned it was in fact the first note that was unlawfully transferred by ALL parties. Ref Page2 : The assignment transfers were unlawfully notarized and the loan number was used for Rushmore & XXXX XXXX XXXX XXXX. XXXX XXXX unlawfully notarized documents on the behalf of Rushmore Loan Services, LLC who is no were to be found. Page3 : Rushmore unlawfully transferred its servicing rights to SLS however, Rushmore without the proper authorization transferred ownership to XXXX. From my understanding XXXX XXXX XXXX XXXX was the current owner of the fraudulent note that was transferred from MERS as grantor on my deed. Page4 : XXXX XXXX XXXX XXXX confirms ownership that was fraudulently transferred by XXXX  and authorized XXXX to be its servicer. REF Page6 : XXXX XXXX XXXX XXXX and Rushmore confirms that the relationship of mortgage assignments were fraudulently conducted due to Rushmore was executing mortgage assignments BEFORE they had XXXX to do so ( See attachment Page # 1 ). I never surrendered my property. REF Page7 : Rushmore Loan Management Services, LLC unlawfully executed an unrecorded assignment informing me that XXXX   XXXX, XXXX is the current owner. Confusingly, from my discovery XXXX XXXX XXXX XXXX was the owner, XXXX was the servicer and XXXX and XXXX, XXXX represented XXXX. However, due to unfair, unlawful business practices by ALL parties I am left with a " clouded deed '' with no clear understanding of how to stop these unlawful unrecorded transactions that were never authorized by the original lender. Ref Page 8 : Rushmore Loan Services, LLC deliberately mailed this document to a residence where I do not live. Rushmore tried to forward this document so I could not follow the trail of unlawful assignments. Rushmore and all affiliates are well aware of my current address.

Company response to consumer: Closed with explanation