Consumer complaint received 2018-05-13
Company: Ocwen Financial Corporation
State: CA
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Struggling to pay mortgage

Complaint:
THIS COMPLAINT IS ABOUT XXXX XXXX USING FORGED LOAN ASSIGNMENTS AS PROOF OF OWNING MY RENTAL HOME, TO TRY TO ILLEGALLY EVICT MY FAMILY -- COSTING ME ALMOST $ 100k 1 ) I am a renter with a long term lease. My family moved into the home XX/XX/XXXX 2 ) XXXX XXXX filed an eviction against me about XX/XX/XXXX, and XX/XX/XXXX. They claimed they foreclosed in XX/XX/XXXX. 
3 ) XXXX XXXX dismissed their first eviction, after I replied with my lease. 
4 ) XXXX XXXX filed their second eviction, after I wrote them a letter informing them they did not have the entire house in their name, and it has extensive geological issues rendering it a " danger to life and limb ''. 
5 ) Throughout, XXXX XXXX persisted in trying to sell the home, despite being aware of the extensive Geological issues, dangerous mold, and a rat infestation, among other issues. 
6 ) I had reason to believe the loan assignments to XXXX XXXX were forged, and as a result XXXX XXXX did not actually have any interest in the house at all ( so then neither does their agent OCWEN. ) 7 ) Namely, the first assignment to XXXX XXXX was 3 years too late, and was signed by " XXXX XXXX '' -- who the first National Mortgage Settlement acknowledges did not exist and is a forgery. All assignments with XXXX XXXX and from XXXX are forged, and not authentic. 
8 ) If the assignment is fake, XXXX XXXX as the trustee of a trust ( not a direct lender ) can not possibly have an actual interest of any kind in my rental home. 
9 ) Since XXXX XXXX 's assignment is fake, they do not actually have standing ( the right ) to evict my family. 
10 ) My attorney asked to depose XXXX XXXX 's person most knowledgeable ( PMK ), to their attorneys XXXX XXXX XXXX XXXX XXXX, to get discovery on this issue. 
11 ) XXXX XXXX continued to put off the PMK deposition. My attorney forced the issue. 
12 ) A substitution of attorney was then signed, subbing in XXXX XXXX XXXX. The Substitution was signed by OCWEN, not XXXX XXXX. 
13 ) XXXX XXXX via their attorneys XXXX XXXX XXXX, persisted in avoiding the deposition and hearing for more than three years!! 
14 ) A deposition with XXXX XXXX 's PMK ( from OCWEN ) was held in Spring XX/XX/XXXX. OCWEN stated they were operating under the authority of XXXX XXXX. 
15 ) OCWEN could not describe exactly how they ( supposedly ) got the loan. 
16 ) OCWEN was unable to prove ownership of the loan or the house. 
17 ) My attorneys requested additional discovery, for XXXX XXXX to prove my house was in the trust XXXX XXXX claimed to be the Trustee of. If it was not, XXXX XXXX had no standing in my house and therefore no client, no right to foreclose and no right to evict. 
18 ) XXXX XXXX was unable to provide any proof my rental house is in the trust they claim an interest in the house in, or that they have any client. In other words -- XXXX XXXX is claiming to represent someone they do not represent, and to have interest in a house they have no interest in. 

Therefore -- all of XXXX XXXX 's attempts to evict me as a renter were illegal, as they never had the right to foreclose and they never had the right to evict me. 

In case XXXX XXXX claims they are the wrong party, I have attached a letter from their attorney stating they represent XXXX XXXX. They also claim I have submitted the same complaint. Not true. There is no complaint they've properly responded to which I submitted again. 

XXXX XXXX keeps claiming I have no right to bring their illegal activity up. I have spent nearly $ 100K due to their fraud, trying to illegally evict my family. Of course I have a right to complain about this. I would appreciate it if you stop letting them get away with this!!!

Company response to consumer: Closed with explanation