Consumer complaint received 2022-02-22
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
The account or accounts listed below are reporting delinquencies which are inaccurate. The Creditor failed to make corrections within the time frame the payment was made. I have made several attempts to get the inaccurately reported late payments Deleted or Removed. 

XXXX XXXX Experian XXXX Account # : XXXX -- XXXX High Balance : {$120000.00} -- {$120000.00} Last Verified : XX/XX/XXXX -- -- Date of Last Activity : XX/XX/XXXX -- XX/XX/XXXX Date Reported : XX/XX/XXXX -- XX/XX/XXXX Date Opened : XX/XX/XXXX -- XX/XX/XXXX Balance Owed : {$0.00} -- {$0.00} Closed Date : XXXX -- -- Account Rating : Closed -- Paid Account Description : Individual -- Individual Dispute Status : Account not disputed -- Account not disputed Creditor Type : Bank -- Mortgage Companies Account Status : Closed -- Closed Payment Status : Late 60 Days -- Late 60 Days Creditor Remarks : Closed -- Closed or paid account/zero balance Real Estate Mortgage Payment Amount XXXX {$0.00} XXXX {$0.00} Last Payment : XX/XX/XXXX -- XX/XX/XXXX Term Length : XXXX ( XXXX ) -- XXXX ( XXXX ) Past Due Amount : {$0.00} -- {$0.00} Account Type : FHA real estate mortgage -- Real estate mortgage Payment Frequency : Monthly ( every month ) -- -- Credit Limit : -- -- -- Two-Year payment history XXXX Experian NONE REPORTED XXXX Days Late - 7 Year History XXXX Experian XXXX XXXX : XXXX XXXX : XXXX XXXX XXXX XXXX XXXX : -- XXXX : -- XXXX : -- XXXX : XXXX XXXX : XXXX XXXX : XXXX XXXX XXXX Experian XXXX Account # : XXXX XXXX XXXX XXXX XXXX XXXX {$410.00} {$410.00} {$800.00} Last Verified : XX/XX/XXXX -- -- Date of Last Activity : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date Reported : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance Owed : {$0.00} {$0.00} {$0.00} Closed Date : XXXX -- -- Account Rating : Paid Paid Paid Account Description : Individual Individual Individual Dispute Status : Account not disputed Account not disputed Account not disputed Creditor Type : Finance/Personal Credit Card - Dept. Store Sales Financing Account Status : Closed Closed Closed Payment Status : Current Current Current Creditor Remarks : Canceled by credit grantor Account has been closed due to inactivity. 
Closed or paid account/zero balance Charge Payment Amount : {$0.00} {$0.00} {$0.00} Last Payment : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Term Length : -- -- -- Past Due Amount : {$0.00} {$0.00} {$0.00} Account Type : Charge account Charge account Charge account Payment Frequency : -- -- -- Credit Limit : {$800.00} {$800.00} -- Two-Year payment history XXXX Experian XXXX Days Late - 7 Year History XXXX Experian XXXX XXXX : XXXX XXXX : XXXX XXXX : XXXX XXXX : XXXX XXXX : XXXX XXXX : XXXX XXXX : XXXX XXXX : XXXX XXXX : XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief