Consumer complaint received 2018-11-20
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: VA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Old information reappears or never goes away

Complaint:
The Complainants Transunion Report Number XXXX still has incorrect information that violated FCRA despite dispute was made. The Complainant re-affirm its condemnation of the continuous targeting of its financial reputation by Transunion which it did in a reckless intentional and unlawful manners. For instance but not limited to this adverse actions taken by Transunion with intentional recklessness : transunion impeded the complainant ability to dispute an incorrect information on his Transunion credit report referenced above. As anyone looking at this complete full complaints attachements, Transunion impeded the complainant ability to submit online dispute of the depregatory information or negative item or collection that shouldve been deleted since it clearly broke the FCRA act which Transunion was made aware of and avoided to correct its mistake and insists instead to cause more irreparable damages and losses to the complainant. In its online dispute website, which by the way you are forced to buy credit score to use it, Transunion States click on the edit icon* or the request investigate button* which neither of the two ways to start and request online dispute were made available by Transunion to the complainant to dispute the only derogatory unlawful contested item that was placed and accepted by Transunion without due diligence ( recklessness ) and in violation of the FCRA act. The complainant tried other way to get around that Transunions intentional obstraction to impede the complainants ability to use online dispute which is supposedly available to other customers ( discrimination and retalitation by Transunion after other complaints were made before by the complainant so good job Transunion for excelling in Customer Coercion and intimidation never seen even in a dictatorship ). He followed instructions located at the last pages of that above referenced credit report but Transunion made it clear to buy its credit score service or you will not use online dispute service. You can also check the attchaments pointing to time to price the multiple attempts to continue the process of online dispute without buying the Transunions Credit score service but unfortunately it seemed you must buy that or you will stay in a loop of : you click start then you see a message with loading description on it then the page goes back to the initial page that has start button. Very disrespectful and immorale, deceptive and unlawful business behavior that was from Transunion toward the complainant. Transunion and its Executives were noticed about the complainants struggle with this agency that falsified his credit report records, included adverse account in violation on the FCRA and moreover now is discriminating against him in retaliation after filing complaints about Transunions Violations. This is unacceptable and Transunion should be held accountable. The complainant reserve all his rights without waiving any of them under any circumstances amd which include but not limited to the right to Sue Transunion and it is a promise from the complainant that Transunion will be sued for not complying to the Law and for its discrimination and retaliation against the Complainant. Transunion should Take off and delete the unlawfully placed only negative item on the referenced report above and its should stop its discrimination and retaliation against the complainant. Transunion showed that it had been Un-American toward the complainant. I am hoping that a federal or state investigation on Transunion will be initiated soon to stop its Un-American business behavior and make sure neither Transunion or others will ever thinking to intimidate and damage Americanss financial with such described business manners and others. Be assured that all factual evidences are privileged and many in qualitative and quantitative volume and all the attempts to resolve the issues that Transunion Created against the complainant are now exhausted and this is was a final notice to Transunion. All above and other might be used in a court of law so you can not expect legal strategy to make Transunion comply to Law and held accountable for nothing doing so as complained about it and all attempts by The complainants to settle with good faith were exhausted now after ignored by Transunion and Their Executives each by their name might be added to a possible lawsuit which is not a talkative show off and the coming days will make those with any doubt change their business calculation methodologies and maybe be resign.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation