Consumer complaint received 2019-02-05
Company: Caliber Home Loans, Inc.
State: LA
Product: Mortgage
Sub-product: Home equity loan or line of credit (HELOC)
Issue: Closing on a mortgage

Complaint:
On XX/XX/XXXX was my last payment to XXXX XXXX, which was forfeited and protected by my homestead protection instrument due to their money laundering adjudication. XXXX agreed to release lein in XXXX or the XXXX XXXX department would. However, I continue to call, write and request release so I may move due to illness severity. 

Instead, XXXX XXXX XXXX XXXX for XXXX XXXX c/o Caliber Home Loans, Inc. created fraudulent instruments in XX/XX/XXXX, after trying to get me to sign a modification agreement since XX/XX/XXXX. I refused and sent sever QWR and RESPA TILA with financial accuracy and contractual validation and nothing was ever sent. I continued to get harassed in XXXX even while they were in a Class Action Litigation involving the fraudulent Notices sent out in XX/XX/XXXX through XX/XX/XXXX. They submitted a XXXX instrument which said XXXX and XXXX was servicer XX/XX/XXXX, which was fraudulent. Class Action Settlement, which included me as a protected member was made in XXXX? XXXX. XXXX, XXXX. XXXX. v XXXX XXXX  XXXX. XXXX. I received several letters from a firm that threaten to sue me for foreclosure, however, I sent pages of OWR requests and requested the same from them. The Firm continued through XXXX which had constructed a fraudulent modification agreement with my signature on it that I did not sign. The Firm transferred into another XXXX agreement for expedited foreclosures under rule XXXX which was a fraudulent notarized affidavit in support was attached. It did not mention XXXX XXXX and was using XXXX XXXX as owner with XXXX XXXX XXXX XXXX as XXXX ( servicer ) for XXXX XXXX, which had Caliber Home Loans Address. XXXX MPT does not exist as an entity per XXXX of XXXX. XXXX was not allow to sue any of the protected members so the created the front XXXX XXXX as a front for XXXX XXXX XXXX XXXX XXXX XXXX XXXX. The Judge granted Foreclosure order on the fraudulent Modification Agreement and did not read the 202 pages of facts regarding the real estate frauds, as set out and done before in other Class Action Settlements with the same bad actors. I filed a Petition for Automatic Stay and Dismissal and Defendants did not Answer for 60+ days, I filed Motion to Vacate Order with Order in XX/XX/XXXX with Default and Rule 736.11 ( c ). The XXXX ignored and accept Answer 78 days after served and 16 days after I file to Vacate w/ Order. The XXXX had some improprieties which are described in statements. On XX/XX/XXXX the XXXX allowed a move to XXXX XXXX with different parties and motions to delay, avoid or cease the Order to Vacate with Different attorneys and firms as in answer submitted XX/XX/XXXX. I closed on my house on XX/XX/XXXX with the agreement there would not be a lien, however, they deducted almost {$200000.00} from my proceeds which left me with enough to pay mover to get to XXXX because of my illnesses and healthcare from my son. I had nothing to purchase home and paying a rent I can not afford, nor medications, delayed operating procedures, etc. The lien was with a fraudulent Short Sale I did not sign. I did not get the HUD number form the Attorney XXXX XXXX. HUD said I never had a lien on my home which is true. The lien was created fraudulently and had been done, I assume thousands of times, since they settle these Class Action annually. I assume they make more money filing fraudulent real estate claims, which figures into the XXXX XXXX XXXX XXXX XXXX Billions in XXXX XXXX, an paying off a small percentage of these claims filed was more profitable for Caliber and XXXX XXXX Funds. The Move to XXXX XXXX allowed the Defendants to file fraudulent Motions of non service to XXXX and Summary Judgement doing the period I was moving a XXXX square foot home into a XXXX square foot rental home. I lived out of boxes for months, not having access to computer and was very ill and bed ridden most the time. The fraudulent material documents and statement of facts were accepted by the XXXX XXXX and ORDERS were judge against me. I sent Answer to Move Notice on XX/XX/XXXX regarding the fraudulent information, but again, it was ignored. This is an on going racketeering in XXXX area, since I could not get an Attorney to negotiate a settlement XXXX XXXX XXXX  made because it was fair, one hung up on me and the other did think I should be able to get my home released from the lien, would take {$3000.00} to file bankruptcy though. This is a very bad situation when there are so many JUDICIAL IMPROPRIETIES allow to happen so hardworking, XXXX XXXX XXXX XXXX person are ripped of by the lack of enforcement of the rule of law. I just had hand XXXX on XX/XX/XXXX and sent a note to the Magistrate along with several motions proving fraudulent documents and facts and that the filing in XXXX XXXX was a Frivolous Law Suit. The Magistrate defended the Defendant position which said that All Orders were granted with Prejudice and that rulings made in XXXX XXXX that confirmed the frauds were double jeopardy. THIS WAS SHOCKING. AND NOT TRUE. PLEASE INVESTIGATE THIS. CALIBER HAS DONE THIS FOR YEARS AND I NEED MY MONEY OF {$750000.00} IN DAMAGES AND {$50.00} XXXX IN SANCTIONS AND PUNITIVE DUE TO FRAUD INCLUDING XXXX XXXX FUNDS, A {$160.00} XXXX DOLLAR ASSET FUND.

Company response to consumer: Closed with explanation