Consumer complaint received 2022-08-11
Company: WELLS FARGO & COMPANY
State: IL
Product: Debt collection
Sub-product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-issue: Seized or attempted to seize your property

Complaint:
Complaint against XXXX Bank, XXXX XXXX, Wells Fargo Bank, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 

All parties repeatedly violate all applicable laws, particularly RESPA and provide me misleading statements or not respond at all, like alleged Trustee XXXX XXXX  who said that my complaints do not belong to them. 

XXXX XXXX repeatedly try to divert my attention to XX/XX/XXXX sale of my property to XXXX XXXX  but never provided me any material proof of this purchase such as copy of receipt of payment made by XXXX XXXX  for my property. 

However, I demanded proof of receipt of money from the sale of my property to XXXX XXXX  ( who is now in possession of stolen from me property ) whom XXXX XXXX, as Trustee for XXXX  XXXX under authority of its Board of Directors, sold my property on XX/XX/XXXX and received {$130000.00} CASH for it. 

I demand a receipt for this {$130000.00} cash deposited by XXXX XXXX financial officer on my alleged loan accounting ledger and a Release of lien signed by XXXX  authorized officer, with his/her name signed on it, with direct phone number where I can call with questions. 

Wells Fargo employees told me that they do not have records of my alleged loan and even asked me to confirm if this foreclosure was valid. Nonetheless, the Affidavit filed allegedly by XXXX XXXX, who claimed to be Vice President of Wells Fargo bank, as servicing agent for XXXX  and all other documents such as forged Assignment to XXXX XXXX on XX/XX/XXXX was also allegedly from Wells Fargo XXXX XXXX XXXX  must confirm in writing that they employees received this Assignment and paid value for this Mortgage on or before XXXX XXXX, XXXX. However, without my Note this Assignment is legal nullity and the Note is still missing and never provided to me. I received a forged Note while the alleged original ( without any assignments or endorcements ) was never given to me and concealed by the Judge. 

Also, XXXX XXXX and XXXX must explain which relationship has XXXX and XXXX XXXX  to XXXX XXXX XXXX XXXXXXXX XXXX XXXX, XXXX IL XXXX if the Servicer was also listed Wells Fargo and its XXXX XXXX XXXX XXXX XXXX? Why XXXX responds my QWR addressed to XXXX who is now acting as XXXX XXXX  whom I asked to confirm their alleged sales of loans to XXXX XXXX XXXX XXXX? This Trust apparently exists as of today, actively traded to Investors, rated by XXXX and must keep its accounting documents particularly ledgers permanently. 

XXXX, XXXX XXXX and Wells Fargo must identify the Owner of my alleged loan and names of its individual responsible employees who authorized ( 1 ) acceptance of my loan by Trustee XXXX, approved by Trustor XXXX ; ( 2 ) who hired lawfirm XXXX XXXX XXXX to initiate foreclosure case XXXX ; ( 3 ) who paid money for my property after the sale on XX/XX/XXXX to XXXX XXXX  and how much XXXX paid for it ; ( 4 ) who received {$130000.00} from XXXX XXXX  after sale of my property on XX/XX/XXXX. 

In sum, I demand receipts of sales of my alleged loan ; and other documents as following : 1. Receipt of money paid by XXXX XXXX XXXX XXXX XXXX and Loan in XXXX, when my alleged loan was allegedly sold to them. When and where exactly XXXX sold my alleged loan to XXXX XXXX? 
2. Copy of the accounting ledger created by XXXX financial officer which can show the amount paid by XXXX XXXX to XXXX for my alleged loan 3. Copy of my Note, recorded on the ledger as an Asset to XXXX XXXX XXXX 4. List of all Investors who purchased parts of my alleged loan and proof of distribution of money received from me must be recorded on the ledger. 
5. When exactly XXXX  accepted my alleged loan in the Trust XXXX  XXXX if the Assignment ( void ) indicated that Sellers Lender ID is XXXX, was recorded on XX/XX/XXXX. Please provide me a letter from XXXX and Wells Fargo ( who pose as a Servicer ) responsible employee proof of acceptance of my alleged loan by XXXX XXXX. 
6. On XX/XX/XXXX my property was allegedly sold to XXXX XXXX. I demand proof of money such as copy of wire transfer, ACH, cashiers check paid by XXXX  for my property which must be recorded on my loan accounting ledger. 
7. On XX/XX/XXXX XXXX XXXX  allegedly sold my property for {$130000.00} to XXXX XXXX who paid cash for it. I demand XXXX XXXX, as Trustor, XXXX  as Trustee and Wells Fargo as a Servicer to provide me proof of receipt of these money ; proof of deposit it on my alleged loan accounting ledger ; proof of distribution of these money to Investors who have alleged

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation