Consumer complaint received 2022-12-15
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 

XXXX. XXXX XXXX Account XXXX : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX XXXX Account Number : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX XXXX  Account Number : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX XXXX XXXX  Account Number : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX  XXXX XXXX XXXX Account Number : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX Account XXXX : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX XXXX Account XXXX : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX Account XXXX : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX Account XXXX : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX XXXX  Account XXXX : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX Account XXXX : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX Account XXXX : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX Account XXXX : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX Account XXXX : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX XXXX Account Number : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX  XXXX Account XXXX : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX XXXX Account Number : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX XXXX Account Number : XXXX Please remove this from my credit report! 

XXXX. This is a fraudulent account, the data reported is outdated and inaccurate. 
XXXX XXXX XXXX Account Number : XXXX In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.has violated my rights.

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation