Consumer complaint received 2018-01-16
Company: Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)
State: TX
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Struggling to pay mortgage

Complaint:
Bayview Loan Servicing LLC, located in XXXX XXXX, FL, is a predatory lender, who has over 1,400 lawsuits against them, as this can be verified through XXXX XXXX. Bayview has over 250 complaints with XXXX, over 190 with XXXX, over 150 with XXXX, and they have a 1 star rating with Consumer Protective Services, as well as over 250 complaints with the Better Business Bureau, which they do not subscribe to. 

Bayview conspired with the Chapter XXXX Trustee 's Office to plan on illegally foreclosing on our properties, and split the illegal profits. This is fully documented in the Neystels ' Chapter XXXX Bankruptcy filing. 

My Mother and I had to battle for years and go to the Whitehouse 3 times, and after 6 long, angonizing years, the Chapter XXXX Trustee was ordered to back off on the collections of a judgment taken illegally. However, the Federal Judge, took the illegal judgment off of my Mother, yet, in retaliation, left the illegal judgment on me. 

Bayview, in XX/XX/XXXX, foreclosed upon our properties, in violation of a Federal Automatic Stay afforded by the Bankruptcy Laws of the United States Code. I finally had to go to a hearing before the judge, and present evidence, with counsel, proving Bayview illegally foreclosed on the properties, while violating an Automatic Stay. Thereafter, the Judge ruled to have the illegal foreclosures rescinded. During this time, Bayview obtained an in rem order, that was taken against me, illegally, as Bayview 's predatory attorney, XXXX XXXX, admitted on court record, that he was aware that I was hospitalized during the time of the hearing. This is on appeal concerning the in rem order. These illegal actions have caused irreparable damage, along with the still lingering approximate {>= $1,000,000} judgment still haunting me. 

Bayview has charged fraudulent interest, and charges, on our accounts. 

On XX/XX/XXXX, Bayview, again illegally foreclosed on our properties, while violating an Automatic Stay in place with my Bankruptcy Petition, as well as violating an Automatic Stay in place with my Sister 's Bankruptcy Case Filing. 

My Sister was protected by the Automatic Stay, when the second illegal foreclosure took place on XX/XX/XXXX. 

The law is very clear, yet simple, there was not only one Automatic Stay in place, yet also my Sister 's Automatic Stay was also in full force. 

Bayview, the predatory lender 's attorney, XXXX XXXX, took my Sister to a Court hearing around mid XX/XX/XXXX, while my Sister was in the hospital, and a note from the Doctor was filed with the Court, as well as given to the Judge, showing she was hospitalized, and because of all the corruption and drama, as well as the fear of becoming homeless, she XXXX XXXX, and is still to this day hospitalized. Numerous case laws, as well as being supported by the United States Code, clearly says a Court can not rewrite the laws and history, which have established you can not retroactively lift an Automatic Stay that was in place, in this case there were two in place on XX/XX/XXXX. 

The Judge in my case, and in my Sister 's case, both had the audacity of making accusations that my Sister is playing games, and I have committed perjury, which is absolute nonsense. 

The will was never probated, within the timeframe that the law allows. Therefore, my Sister, XXXX XXXX, as well as my Brother, XXXX XXXX, and I, all retain a 1/3 interest in the Estate. This has created the entire family to be broken apart, and contest the heirships of the properties. 

I am currently XXXX XXXX, and due to my financial hardship I am being forced to represent myself. Bayview, the predatory lender, by and through its counsel, continue to schedule hearing after hearing, and in the midst of this kaos, my doctor has provided numerous doctor 's notes stating that I am XXXX XXXX, can not read my pleadings, and am unable to attend any hearings until mid XX/XX/XXXX, providing that my eye procedures have gone as planned. 

I will be glad to provide copies of Court transcripts, and copies of any filings regarding these matters discussed above. 

Please contact me by phone, as if I receive any letter, or email, there will be a delay in me receiving the information contained within, because I have to have someone else read everything for me. 

You can contact me 24/7, with any questions you may have, or any input. 

Thank you in advance, XXXX XXXX ( XXXX ) XXXX

Company response to consumer: Closed with explanation