Consumer complaint received 2019-01-31
Company: Experian Information Solutions Inc.
State: SD
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In XX/XX/XXXX, after graduating with honors ( XXXX GPA ) and obtaining a XXXX degree in XXXX XXXX. I enrolled in XXXX XXXX XXXX XXXX. It was one of 6 Academic Centers of Excellence in the whole USA and one of only two schools that had the advanced certifications on the three advanced topics. The certifications were XXXX, XXXX, XXXX, XXXX, XXXX, and XXXX. The A stands for advanced. 

Before, during and after enrolling at the school I was in a corporate XXXX role receiving disbursements via cash, check or electronic transfer as a form as compensation. 

While enrolled at the school 2 people showed up at the apartment complex and claimed they worked for the FBI. The apartment XXXX gave them the directions to an empty apartment because she was able to verify they did not work for the FBI and she was intimidated by them. They had explained to her that they needed to confiscate my hard drives. 

After this incident, I vacated the premises and consulted with various people about the requirements for having information on public records. The corporation was domesticated to XXXX and I became a resident of XXXX XXXX. These were two states with strong privacy laws, a strong law enforcement community, zero tolerance for drugs, gangs and government corruption and states that believed in the American Dream, getting to know your neighbors and looking out for one another. 

Due to XXXX XXXX being a place that harbors illegal immigrants and encourages them to avoid contact with police and immigration agents who often try and help file paperwork with the help of an interpreter to obtain some type of status for them and track down people they are hiding from or causing them harm, I was encouraged to continue and oversee a branch office for the corporation in XXXX XXXX. 

During this process of removing my name from the public record, establishing a branch office for the XXXX   corporation and searching for locals to conduct the small amount of work that could not be done remotely, a PO Box was used in the course of my role as an XXXX for XXXX, XXXX. 

Attached is the XX/XX/XXXX Statement of Information for XXXX , XXXX with my home address while still a resident of XXXX   and the XX/XX/XXXX Statement of Information showing some of the attorneys involved because of this incident. This was XXXX Corporation XXXX and was domesticated to XXXX. It is public record. 

Attached is also the Statement of Information for the XXXX XXXX Branch Office for the XXXX Corporation filed in XX/XX/XXXX which shows the PO Box used in the role of being a corporate XXXX. I do not recall ever providing this information to XXXX as a personal address. XX/XX/XXXX is when the corporation decided to cease operations in XXXX XXXX due to crime, XXXX, government corruption and lack of a talent pool able to function at a level competitive with Washington D.C., New York, XXXX and XXXX. 

The XX/XX/XXXX Statement of Information is missing from the website although it was filed.

The XX/XX/XXXXStatement of Information shows my place of residence address as well as one of the locals that would function as the secretary for the local branch office in order to run papers to the City Halls, check mail and stay on top of local tax changes or filing deadlines. 

The Secretary is using an office address which is allowed based on my conversations with the XXXX Franchise Tax Board, Attorneys, Business Owners and Federal Regulators. 

This XXXX XXXX Branch Office of the XXXX Corporation is XXXX Corporation XXXX and also accessible through the franchise Tax Board website. The Secretary is no longer locatable at the location on the public record and  that office closed in XX/XX/XXXX and the corporation moved to XXXX XXXX XXXX XXXX XXXX due to homeless gangbangers residing underneath a freeway overpass nearby. 

I have updated my address with XXXX multiple times and the information keeps changing. After speaking with Experian to remove the address from my credit file, They said they couldn't because it was coming from the Department of Education. 

When logging into my account today, I was able to figure out how to view my profile and updated the address to the same address I have been using since XX/XX/XXXX for all my private financial data and identity verification. 

I am demanding Experian delete this fraudulent information from their computers systems forthwith. 

As a note a professor at one of the schools was interviewed a few years back and said the students were being encouraged to commit identity theft and commit crimes if it would advance national security interests. The program does not conduct background checks. They are now teaching these behaviors to middle school children.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation