Consumer complaint received 2021-03-05
Company: TD BANK US HOLDING COMPANY
State: VA
Product: Checking or savings account
Sub-product: Checking account
Issue: Problem caused by your funds being low
Sub-issue: Non-sufficient funds and associated fees

Complaint:
I am sending this complaint against Td bank ref no : XXXX, b ) complaint against XXXX bank ref no : XXXX c ) complaint against XXXX XXXX Ref no XXXX 1 ) I want to submit my complaints against TD bank for money short balance over 20K in a year period, shown on checking and saving. 
TD was not willing to discuss details or produce 18 month statement, but sent only 3 month of statement which still has shown a short balance of {$800.00} please forward this file to legal aid department who may represent me since I could not pay lawyers and request the government to provide me one lawyer 2 ) I kindly request this office to forward to legal aid office since all companies did not give solution to money short from XXXX XXXX XXXX for about $ XXXX having all information but rather buying time in putting off to refund my money frauded from my XXXX account, not willing to send bank statement or not willing why my credit card was posted as a defaults for three time after full settlement 3 ) I have submitted my complaint against XXXX XXXXXXXX XXXX which shows a short balance of {$8500.00}, Now {$7500.00} but I have paid {$24000.00} out of XXXX a remaining balance should have been {$1400.00}, which this is even accrued by cyber security fraud in conjunction with TD online bank. 
I adjusted online automatic payment of {$440.00} /month with system option payment to continue until I stop. But, system was unfairly hacked and unchecked this option and created short balance piled by choice of bad guys, interested to take advantage of me repeatedly with my other a/c - with XXXX XXXX, XXXX XXXX  XXXX XXXX, XXXX and XXXX XXXX XXXX XXXX XXXX, frauded me twice in dropping my full coverage insurance against federal Insurance policy so please forward this issue to Legal Aid to represent me, since I do not have the money, ( many minorities have been taken advantage by those banks listed, which a professional research could proof right those wrong doings ). 
so that justice will be served please refer all file Nos and following email I sent to TD bank and may provide all doc if a lawyer is assigned. 
thanks XXXX XXXX : XXXX XXXX XXXX  XXXX, va XXXX XXXX XXXX XXXX Tue, XX/XX/XXXX, XXXX XXXX  ( 10 days ago ) to XXXX Hello TD bank, Per your request and response Via consumer finance protection Office, I have called several times To discuss why short Balance Over 15k to 20 k was notice. 
Still I request TD bank to refund Me my money which shows Short Balance. 
2 ) produce a Statement of For the Last 2 years and Mail Copies to VA address 3 ) respond to all issues I have Wrote via consumer finance Protection Office and Office. Of Comptroller commission 4 ) send me online password Reset via email on file. 
To mention one Major problem About online System is : I set up automatic car loan Payment via your system for The payment an option to To be automatic until I stop.

But my online TD bank Account was hacked and Unchecked this payment So that the XXXX  Auto Payment interest was Mathematically Engineered To take advantage of me. 
So TD bank is liable For this and other possible Frauded checking and saving I have with TD bank. 
Kindly request this bank To share this Info with Consumer finance protection Office, Inspector general Office so that fair justice Be served per US government Banking LAW Thanks XXXX XXXX CC consumer finance protection Office

Company response to consumer: Closed with non-monetary relief