Consumer complaint received 2021-08-18
Company: Fidelity National Financial, Inc
State: FL
Product: Debt collection
Sub-product: Mortgage debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt was paid

Complaint:
This is regarding a mortgage that XXXX / XXXX XXXX has used every malicious litigation tactic against me to try and enforce a mortgage they bought the bad debt for. The mortgage balance is in the {$600000.00} range/amount due but is always changing. Even up to the mediation last week, there were different amounts. 
This bad debt/mortgage was defeated in court in XXXX against other alleged lenders who then sold it to XXXX investors. 
We just had a mediation. I brought very substantial settlement offers to the table. After 6 hours of mediation, Nationstar power-hungry lawyers backed by Fidelity National Financial used the threat of more malicious litigation just because on a final agreement, I asked for 72 hours to consult with the attorney of the tenants, which is a XXXX XXXX XXXX XXXX XXXX XXXX. 
I pleaded for 72 hours of collaboration vs. more litigation for the sake of the XXXX children. 
I showed video and the information of the tenants, the XXXX children, and the founders. In hindsight, I think that was a mistake. I feel just because the tenants organization is from unknown XXXX community leaders and a lower socioeconomic non-profit organization, the attorneys involved decided it was not worth giving us 72-hours to collaborate. This was on a Friday ; they threaten me, sign the agreement now ( XXXX XXXX  on Friday ) or else on Monday, more litigation will be filed. 
I tried to appeal to the power-hungry attorneys for both XXXX and Fidelity over the weekend, all to no avail. Sure enough, on Monday, they filed more litigation. Had the non-profit been from a prestigious white community organization, we would have been granted the 72 hours plus. 
I respectfully offer this summary for everyone to understand the facts regarding this property and the alleged debt on this property and a better understanding of my position. 
The subject property/loan is not a defaulted mortgage. This is a bad debt for all involved and a business decision and should be treated that way and settled with collaboration. 
Three previous alleged debtholders never validated this subject 's alleged debt in XXXX. All three lender 's tacit assent is documented with certified mail receipts and well-documented communication. 
I have been dealing with all of this that you will read about since XXXX with this asset. All the alleged " lenders ' " reputations speak for themselves. The subject debt was part of all the predatory practices spelled out in the links below. 
I did not just one day decide not to pay this mortgage. 
Since XXXX, I have dealt with mishandled payments and escrows, abandoned broken promises, modifications, and forbearance agreements dishonored during the great " Loan Reshuffling '' of these alleged lenders. Then came the coverup and Robo-signing and outright fraud with my signatures.

This debt has been a part of all this described in these articles. https : XXXX Then the bigger insult, I only received a few hundred dollars from the billions in fines paid by all the lenders involved. 
Little History of the debt : And this is just a small part of it. 
XXXX XXXX XXXX XXXX XXXX  " Original Lender '' Their Reputation https : XXXX Aurora Loans ( alleged assigned lender # 1 ) Their Reputation XXXX XXXX  XXXX XXXX  : XXXX XXXX  : XXXX XXXX XXXX XXXX  ( alleged assigned lender # 2 ) XXXX : XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXX  on why I will and must fight this bad debt, in court, civil rights activist, and publicly if we can't collaborate and settle this. 
I am not a deadbeat debtor but a determined businessman that wants justice and restitution for XXXX XXXX  children living in the home. 
I have tried to work the subject debt out since XXXX. I had it worked out numerous times from XXXX, but the rug was pulled out from under me as per the articles. Then again, in my personal and corporate Chapter XXXX, this current alleged lender had three years to settle but ignored the opportunity. 
Since XXXX, accounting of all the figures and monies paid and owed on this acclaimed debt has never balanced and still does not balance to this day. A few days before the mediation, I received a different set of numbers and balances. 
In my previous corporate and personal Chapter XXXX, I have been personally relieved from any shortages on this acclaimed debt. 
I am only asking for XXXX and Fidelity to collaborate on a settlement and stop using malicious litigation trying to remove XXXX XXXXXXXX XXXX XXXX from a property for which XXXX only has bad debt. This needs to be handled by executive leadership and call the power-hungry attorneys off the case. 
I have a chain of emails I will provide to the corporate executives that show the attorneys ' failure to handle this case properly.

Company response to consumer: Closed with explanation