Consumer complaint received 2016-07-02
Company: NATIONSTAR MORTGAGE LLC
State: FL
Product: Mortgage
Sub-product: FHA mortgage
Issue: Application, originator, mortgage broker

Complaint:
NATIONSTAR HAS BEEN PROVEN GUILTY OF EMBEZZLEMENT, CONSPIRICY TO COMMIT EMBEZZLEMENT, EXTORTION, RACKETEERING, SEVERAL VIOLATIONS OF THE TRUTH IN LENDING ACT, NOT LIMITED TO ESCROW FRAUD, ESCROW THEFT, FAILURE TO FOLLOW THE 45 DAY RULE, AND LOAN ORIGINATION FRAUD. THEY ARE ALSO GUILTY OF DEFRAUDING A US GOVERNMENT INSTITUTION WITH CRIMINAL INTENT, PREDATORY LENDING, MISLEADING A CONSUMER, AND DELIBERATELY MISLEADING A GOVERNMENT INVESTIGATION FIRST AND FOREMOST, THEIR CLAIM THAT NO ONE IS ACCOUNTABLE AND NO ONE HAS A RECORD IS A LIE. IF THIS IS A TOP DOWN TRANSACTION AND FREEDOM MORTGAGE SUBCONTRACTED THE LOAN ... ALL PARTIES ARE RESPONSIBLE FOR COMPLIANCE AND ALL PARTIES ARE GUILTY OF CRIME COLLECTIVELY HERE. 

IF THIS IS A BOTTOM UP TRANSACTION, AND NATIONSTAR PURCHASED THIS ACCOUNT, THEY ARE RESPONSIBLE FOR ALL ASSETS AND LIABILITIES ... ALL PARTIES ARE RESPONSIBLE FOR COMPLIANCE AND ALL PARTIES ARE GUILTY OF CRIME COLLECTIVELY HERE. 

I KNEW NOTHING ABOUT THIS SCAM OR THESE SCAM ARTISTS PRIOR TO DATA COLLECTION SO I HAVE 100 % ACCURACY IN EVIDENCE FOR CRIMINAL CONVICTION. EVIDENCE COLLECTED DURING THE PAST 12 MONTHS IS BEING FORWARDED TO FBI FOR A CRIMINAL PROSECUTION. 

NATIONSTAR HAS BEEN PROVEN GUILTY OF EMBEZZLEMENT~ Our escrow account was stolen for a period of approx 7 months according to the evidence. This was confirmed in writing by XXXX XXXX and Nationstar Execs. We further allege that this was predatory and we think they reviewed death certificates prior to the theft. This caused the payment to double on a grieving widow with a fixed income. This was no accident. This was criminal and intentional. The ensuing cover-up has been appalling so that adds evidence to the death certificate allegations. We have asked over 25 times in writing " how much money was stolen and how long was it stolen for '' and all we have been given was dates the money left the account and returned to our account. We know it was approximately {$1500.00} We were never notified of the theft and it is highly illegal to misuse/misappropriate escrow funds and everyone confirmed it happened here. 
CONSPIRICY TO COMMIT EMBEZZLEMENT ~ Nothing is an accident with these people They have worked together in a tight knit scam the Mafia would envy. I have finally gotten them to break their alliance and now we have Freedom Mortgage blaming Nationstar, Nationstar blaming Freedom Mortgage, and LoanCare blaming both of them. It is bizarre. 
EXTORTION ~ Worse than XXXX XXXX extortion. The XXXX has an honest loan disclosure process and they do n't change the contract along the way. They do n't double the payment when you have made every payment on time. This racketeering scam has no honest loan disclosure, they steal money we have paid, they bill us fir theft, and they bury grandma in a hole she could never dig out of XXXX. I thank God every day that this widow had sons to save her. 
RACKETEERING ~ This is a tight knit criminal group with no regard for the law with the intent to harm, intentionally. They prey on consumers and they prey on taxpayers. Defrauding the US Government is a cornerstone of their business plan. When fraud is found they even have a plan to foreclose and hide it. The XXXX would be proud for sure. 
SEVERAL VIOLATIONS OF THE TRUTH IN LENDING NOT LIMITED TO ESCROW FRAUD, ESCROW THEFT, FAILURE TO FOLLOW THE 45 DAY RULE, AND LOAN ORIGINATION FRAUD ~ The loan origination was a scam. These people made our payment go up and they added 2 years to our loan. They hid these facts with a dishonest loan disclosure process. We were never notified within the required 45 days of the loan disclosure fraud. We were never notified within the 45 days when our escrow funds were stolen or put back. We were never notified within the 45 days when they tried to cover up the loan origination and predatory lending with forced insurance.

Company response to consumer: Closed with explanation