Consumer complaint received 2020-02-03
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Old information reappears or never goes away

Complaint:
This account is not mines.

1. XXXX XXXX XXXX
Original creditor: XXXX XXXX XXXX XXXX
XXXX
0% paid off

These accounts are more than 7 years old. Some are not mines and I have disputed these each month for the past year.

1. XXXX XXXX XXXX XXXX XXXX
Paid, closed
68 charge-offs

2. XXXX XXXX XXXX XXXX XXXX  
Paid, closed
22 charge-offs

3. XXXX XXXX XXXX
XXXX
Paid, closed
16 charge-offs

4. XXXX XXXX XXXX XXXX XXXX XXXX
Paid, closed
66 charge-offs

5. XXXX XXXX XXXX  
XXXX  Paid, closed
73 charge-offs

These inquiries are not mines.


XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date:XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Automobile Dealers, New
Inquiry date: XX/XX/XXXX
Removal date:XX/XX/XXXX
XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX/XXXX  XXXX Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date:XX/XX/XXXX XXXX XXXX XXXX XXXX  Auto Financing Companies
Inquiry date: XX/XX/XXXX Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date: XX/XX/XXXX
Removal date:XX/XX/XXXX
XXXX/XXXX  XXXX  Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXXXXXX  XXXX/XXXX  XXXX
Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  XXXX/XXXX  XXXX  XXXX  Automobile Dealers, Used
Inquiry date:XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX
Federal Government
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX/XXXX  XXXX  Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX/XXXX  XXXX XXXX  
Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX XXXX XXXX  
Bank Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Automobile Dealers, New
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX  Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date:XX/XX/XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX/XXXX XXXX
Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX/XXXX XXXX  Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX/XXXX XXXX   XXXX
Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX/XXXX  XXXX XXXX  Bank Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  Wireless Telephone Service Provider
Inquiry date: XX/XX/XXXX
Removal date:XX/XX/XXXX
XXXX/XXXX XXXX XXXX
Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXXXXXX  XXXX/XXXX  XXXX
Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX/XXXX  XXXX  
Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX XXXX   XXXX  XXXX  Bank Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX/XXXX  XXXX  Bank - Installment Loans
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX XXXX  Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Finance Reseller
Inquiry date:XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX XXXX XXXX/XXXX  Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date:XX/XX/XXXX
XXXX  
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX/XXXX  XXXX  Auto Financing Companies
Inquiry date:XX/XX/XXXX
Removal date:XX/XX/XXXX XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX
Tenant Screeners (Reseller)
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX  Tenant Screeners (Reseller)
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  Tenant Screeners (Reseller)
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX   XXXX  XXXX  Finance Companies - non specific
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX/XXXX  XXXX  Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX/XXXX  XXXX  Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX XXXX XXXX XXXX  
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  XXXX  Bank Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX  
Bank Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  Bank Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  Credit Unions
Inquiry date:XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX/XXXX  XXXX  Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  Auto Reseller
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  Credit Unions
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  Credit Unions
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX XXXX
Tenant Screeners (Reseller)
Inquiry date: XX/XX/XXXX
Removal date:XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation