Consumer complaint received 2022-12-14
Company: LEXISNEXIS
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Other personal consumer report
Issue: Incorrect information on your report
Sub-issue: Public record information inaccurate

Complaint:
LexisNexis, to begin, I find it very disturbing that these companies get paid to sit around and collect personal information with no regulatory authority as to how long they are allowed to keep records on people. Its more alarming how they are collecting inaccurate data at that, if this company can collect a record, should they be required to follow through with each account and make sure anything changed? Is it ok for this company to keep records and information from 20 years ago? Furthermore, sell this information to companies? 

I was recently denied from credit. The adverse notice mentioned LexisNexis report was why they denied me. In quote Multiple identities associated with my XXXX number, Multiple addresses verifying correct data XXXX / judgement My credit is frozen on all three XXXX from identity theft. I wasnt aware this XXXX XXXX XXXX XXXX  was a separate company I needed to check in with as well. Needless to say, I requested my disclosure file and received a XXXX page file. 
XXXX page file. Is this normal or is it just me? 

Theres so many addresses to even begin to question on my file. Like wise with phone numbers, many of which have never belonged to me. 

A company that is associated with me that lists I am the XXXX of, XXXX XXXX. This is a first I have ever heard of this company, I can assure you I did not open this company. 

Names of people I associated with from XXXX. An XXXX XXXX XXXX XXXXo be precise, which thanks LexisNexis for reminding me of that person. But why is he on MY file and dated from XXXX on an insurance claim. I can assure you this is false. 

What makes me very angry is a lein/ judgement. This has been settled, XXXX balance, and the company, XXXX XXXX XXXX confirmed in a letter and has removed its trade line from my credit report. What gives LexisNexis the right to not update their data too? Let me guess, I was supposed to dispute it. I was supposed to know LexisNexis existed, I was supposed to know LexisNexis sold my personal information to anyone who purchased it? 

What makes me even more upset is convictions that I was never convicted of is associated with my name. Which is humiliating to know when a company receives my information from LexisNexis, I am a criminal. I was never convicted of possession of cs, never in my entire life! I was never convicted of a Violation of a XXXXXXXX XXXX XXXX, never in my entire life! This is humiliating and damaging! This is beyond not right and against the law to sell my identity that of which is completely false. 

XXXX XXXX and XXXX XXXX with multiple insurance claims with cars I have never owned? 

Duplicate, unrecognizable, out dated, false, inaccurate, clear reg flags of identity theft, and unverifiable data collected on XXXX pages that LexisNexis has sold to MULTIPLE companies of which I did not request. 

XXXX XXXX, shows I gave a written consent for pre qualification. Let me make myself very clear, I do not have a credit karma account. I do not know why credit karma has pulled my credit from LexisNexis XXXX XXXX XXXX every other day for the past 6 years. I can only assume it is because companies like LexisNexis enables them.

Company response to consumer: Closed with explanation