Consumer complaint received 2019-08-08
Company: JPMORGAN CHASE & CO.
State: AL
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Closing on a mortgage

Complaint:
My complaint is about Washington Mutual participating in Mortgage Fraud. Even though the fraud began XX/XX/XXXX, I recently discovered it while looking up family real estate documents in XXXX County Courthouse records.Up until XX/XX/XXXX, I had a fiduciary Trust in all involved in the divorce court ordered sale of marital home.Also, there was either a forged signature at closing ( forgery has no SOL, ) or else a straw man to flip sale. 

The problem : I was given our jointly owned home pending divorce. But I couldnt afford its mortgage payments assigned by court, Court ordered home sold in 6 months. I lost control of house sale via Court.I was forced to sell home for only {$3500.00} more ( {$290000.00} ) than purchased new XX/XX/XXXX ( {$290000.00} ). 

Before home sale ordered, I added $ XXXX of upgrades thru my inheritance. 

My then spouse, XXXX XXXX, lived in home only 6 months before moving out. I paid everything about the home from day one, before forced to sell 3 years later. 

I paid notes and upkeep until my inheritance depleted inXX/XX/XXXX. My spouse was never forced to pay alimony or child support by court. I paid thousands in improvements, that house was my retirement. Because spouse never paid support, foreclosure loomed XX/XX/XXXX,  & court took over after ordering sale. 

Problem : house flipped 4 months later, XXXX higher-its true worth-by mysterious buyer nobody saw. WAMU Mortgage should have closed out when XXXX XXXX & I sold house to the buyer I never met & who never desired to see home inside.But, XX/XX/XXXX, WAMU had my now ex husband and I sign a mortgage release lien from a different WAMU altogether, this in FL. But WAMU Mortgage was paid XX/XX/XXXX!! Why again, XX/XX/XXXX? 

People involved : ( 1 ) Me, victim, lost $ XXXX in mortgage fraud. ( 2 ) WAMU, applied second mortgage after house already soldXX/XX/XXXX. ( 3 ) XXXX XXXX XXXX XXXX, changed conventional mortgage to promissory note for mysterious buyer XXXX XXXX XXXX XX/XX/XXXX. ( 4 ) Ex spouse XXXX, forged name of XXXX XXXX. ( 5 ) Real Estate Agent XXXX XXXX XXXX whom I fired from selling home earlier for walking inside randomly. XXXX was same agent who sold house for flip. 

Documents : ( not in same order, sorry! ) ( 1 ) XX/XX/XXXX First Mortgage of home with XXXX XXXX. ( 2 ) assignment of same, on same day, to WAMU. ( 3 ) Court Record of XX/XX/XXXX sale recorded XX/XX/XXXX. ( 4 ) copy of sale of home XX/XX/XXXX, Closing XXXX XXXX XXXX disbarred for XXXX later, in XX/XX/XXXX. Also, doc incorrectly states spouse and I are single. Were not divorced until that XX/XX/XXXX. No real estate agents or buyer showed at closing, just spouse, XXXX XXXX and I, ( 5 ) Mysterious Buyer XXXX XXXX Contract On XXXX XXXX in XX/XX/XXXX, who was seller? Also, note botched the zip code, it was XXXX. ( 6 ) promissory note for mysterious XXXX XXXX XXXX mortgage to buy XXXX XXXX onXX/XX/XXXX.  Note XXXX XXXX XXXX On paragraphs 2 & 3, acts like for a rental, not for a sale. Also, two borrowed amounts for note, $ XXXX or XXXX? ( 7 ) Sale of XXXX XXXX XXXX contract in XX/XX/XXXX by XXXX XXXX, just 4 months later, $ XXXX higher ( $ XXXX ). ( 8 ) XX/XX/XXXX Lien Release by WAMU, my ex had me sign it, or something like it in XX/XX/XXXX. This time a Florida WAMU release.. ( 9 ) XXXX XXXX XXXX  mortgage lien release for XXXX XXXX  with wrong year : says released XX/XX/XXXX, should, XX/XX/XXXX. Also, XXXX XXXX own notary & employee notarized that she recognized her own boss (? ). Why? XXXX XXXX Boss claims in release he knew Mysterious Buyer. But that is not what is notarized.

Company response to consumer: Closed with explanation