Consumer complaint received 2020-01-13
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Old information reappears or never goes away

Complaint:
The accounts below are not mines and one is more than 8 years old and should have been deleted from credit report. 1. is not mines  2. is more than 8 years old 3. is not mines.

1. XXXX XXXX   XXXX
Original creditor: XXXX XXXX XXXX XXXX  
$XXXX
Account number
XXXX  Collection opened XX/XX/XXXX
XXXX XXXX / Agency / Attorney


2. XXXX XXXX XXXX XXXX
Paid, closed
71 charge-offs
Account number XXXX
Account status Closed
Date opened XX/XX/XXXX
Account type Auto Loan
Balance Loan Amount $XXXX


3. XXXX XXXX XXXX$XXXX
Paid, closed
21 charge-offs
Account number XXXX
Account status Closed
Date opened XX/XX/XXXX
Account type Auto Loan
Balance Loan Amount $XXXX
closed

The inquires below is not mines and I did not authorized.

XXXX XXXX XXXX
Automobile Dealers, New
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX   XXXX Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXXXXXX XXXX   XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXXRemoval date: XX/XX/XXXX
XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX1
XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX   XXXX  Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  XXXX XXXX XXXX
Automobile Dealers, Used
Inquiry date: XX/XX/XXXX Removal date: XX/XX/XXXX XXXX
Federal Government
Inquiry date:XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXXRemoval date: XX/XX/XXXX
XXXX XXXX XXXX  Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  XXXX  XXXX  Finance Companies - non specific
Inquiry date: XX/XX/XXXX
Removal date:XX/XX/XXXX
XXXX/XXXX  XXXX  Auto Financing Companies
Inquiry date:XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXXXXXXXXXXXXXXXXXX   XXXX XXXX
Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX  Bank  Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX   XXXX XXXX
Automobile Dealers, New
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX  
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Bank Credit Cards
Inquiry date: XX/XX/XXXX
Removal date:XX/XX/XXXXXXXX XXXX XXXX  
Bank   Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX  Auto Financing Companies
Inquiry date:XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX   XXXX  Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXXXXXX XXXX XXXX  
Automobile Dealers, Used
Inquiry date: XX/XX/XXXXRemoval date: XX/XX/XXXX
XXXX XXXX XXXX  Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX/XXXX XXXX XXXX Bank Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX   Telephone Service Provider
Inquiry date: XX/XX/XXXXRemoval date: XX/XX/XXXX
XXXX XXXX XXXXXXXX
Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX  Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX XXXX/XXXX XXXX  
Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXXXXXX XXXX  Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX XXXX Bank Credit Cards
Inquiry date:XX/XX/XXXXRemoval date: XX/XX/XXXX
XXXX XXXX XXXX - Installment Loans
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date: XX/XX/XXXXRemoval date: XX/XX/XXXX
XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX  
Finance Reseller
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX  Auto Financing Companies
Inquiry date:XX/XX/XXXX
Removal date: XX/XX/XXXXXXXX  
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX
Finance Companies - non specific
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX   XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX Bank  Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXXXXXX XXXX XXXX   XXXX Bank Credit Cards
Inquiry date:XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX
Tenant Screeners (Reseller)
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXXXXXX XXXX
Tenant Screeners (Reseller)
Inquiry date: XX/XX/XXXX
Removal date:XX/XX/XXXX
XXXX
Tenant Screeners (Reseller)
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX  Finance Companies - non specific
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX/XXXX XXXX  Automobile Dealers, Used
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXXXXXX XXXX   XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX  
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX XXXX
Auto Financing Companies
Inquiry date: XXXX XXXX XXXX  Removal date: XX/XX/XXXXXXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXXRemoval date: XX/XX/XXXX
XXXX XXXX XXXX Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXXXXXX XXXX XXXX  
Bank  Credit Cards
Inquiry date:XX/XX/XXXXRemoval date: XX/XX/XXXX
XXXX Bank Credit Cards
Inquiry date:XX/XX/XXXX
Removal date: XX/XX/XXXX XXXX  Credit Unions
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXXXXXX   XXXX
Auto Financing Companies
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX  Auto Reseller
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX
XXXX XXXX XXXX Bank   Credit Cards
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXXXXXX  Credit Unions
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXXXXXX
Credit Unions
Inquiry date: XX/XX/XXXXRemoval date: XX/XX/XXXX
XXXXXXXX XXXX
Tenant Screeners (Reseller)
Inquiry date: XX/XX/XXXX
Removal date: XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation