Consumer complaint received 2023-04-02
Company: EQUIFAX, INC.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
This is a new complaint PER THE EMAIL THAT WAS SENT TO ME on XX/XX/XXXX from EQUIFAX BREACH SETTLEMENT Today I got an email from XXXX Subject : Your Equifax Settlement Claim is Incomplete ( You Must Act or Your Claim Will Be Denied ) Your Claim Number : XXXX Dear XXXX XXXX XXXX : You filed a claim in the Equifax Data Breach Settlement. To be a Settlement Class Member you must have been one of the approximately 147 million U.S. consumers identified by Equifax whose personal information was impacted by the Data Breach that Equifax announced in XXXX of XXXX. However, according to Equifaxs records, you are not a member of the Settlement Class and are not eligible for Settlement benefits. 

If you believe this determination was incorrect, you must provide proof of Class membership. This could include providing confirmation of a previous name you used or the email address where you received Settlement Notice so that we can attempt to locate you in our records. 

You must provide proof of Class Membership by XX/XX/XXXX. 

If you do not, your claim will be denied without further communication from the Settlement Administrator. 

To submit proof of Class Membership, click here. 

You can also submit proof of Class Membership by mail postmarked by XX/XX/XXXX. Please make sure to include your full name, mailing address, and Claim Number ( provided above ) and mail it to : Equifax Data Breach Settlement c/o XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX For more information about the Settlement, please visit the Settlement Website at www.EquifaxBreachSettlement.com. 

This notice is from the Court-appointed Settlement Administrator ( XXXX XXXX XXXX ), not Equifax. Please do not contact Equifax with questions. You may contact JND by email at XXXX, by phone toll-free at XXXX, or by mail at Equifax Data Breach Settlement XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, WA XXXX XXXX 

Equifax Debt Settlement is violating laws and defaming my character which has caused me alot of damages : The XXXX XXXX XXXX XXXX XXXX Police Department also has my information on Police Report on file from my being a victim of Equifax I have attached court records verifying I am a verified victim of the Equifax Data Breach of XXXX. All my personal information was stolen and compromised. 

I have attached Identity Theft Report and Police Report Two crimes happened : 1. Cyber criminals took my info from 2. Equifax, Equifax Data Breach and I am a Verifiable Victim of Identity Theft My information was stolen XX/XX/XXXX My info, the law, the crimes that were broken are attached in the case see ( court order attached ) I was mislead as a consumer ( UDAAP ) this was the law that was broken Cyber Crime with Equifax Identity Theft with Equifax on XX/XX/XXXX In XX/XX/XXXX, Equifax announced that it had been the victim of a criminal cyberattack on its systems. The attackers gained unauthorized access to the personal information of approximately 147 million U.S. consumers. This information included peoples names, Social Security numbers, birth dates, addresses, and in some instances drivers license numbers, credit card numbers, or other personal information. 

I was mislead as a consumer ( UDAAP ) this was the law that was broken that allows me to have {$20000.00} paid to me due to the Equifax Data Breach. I would like to be reimbursed for the action to prevent, time spent, potential harm, and recovery of {$20000.00} https : XXXX In re Equifax Data Breach Settlement XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX Equifax Claim Number XXXX - claim was received on XX/XX/XXXX I was mislead as a consumer ( UDAAP ) this was the law that was broken that allows me to have {$20000.00} paid to me due to the Equifax Data Breach. 

I would like to be reimbursed for the action to prevent, time spent, potential harm, and recovery of {$20000.00} XXXX XXXX XXXX In re Equifax Data Breach Settlement XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXXSection 611 ( 5 ) A of the CRA 15 U.S.C. 1681i, every single one even each any or all of the unproven, non complaint, incomplete, untrue, incorrect, and or unverified aspects of any alleged derogatory accounts must be promptly negated in its entirety or the alleged accounts are to be deleted. It is also my understanding that Under the U.S.C. 1681, ever single one even each any or all of the unproven, non compliant, incomplete, untrue, incorrect, and or unverfied aspects of any alleged derogatory accounts must be promptly negated in its entirety or the alleged accounts are to be completely deleted I am now ENACTING MY CONSUMER AND CIVIL RIGHTS TO COMPEL YOU TO ANNUL with PERMANENT DELETION of these derogatory accounts or provide testimony and certification that you are adhering to mandated Metro 2 data formatted reporting standards according to regulations Identity Stolen Denied XXXX AND XXXX lost XXXX due to XXXX XXXX reporting Denied Unemployment Denied forbearance on school loans Had to pay more for car insurance Had to spend extra money due to suffering and had to have medical treatment due to stress, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and breathing heavy after I found out I was affected and my personal info had been compromised and or stolen from Equifax. 

I was denied mortgages Charged a higher deposit on home rentals Could not finance a vehicle Everything will have to be logged Screenshots of every time I order a credit report Copies of mail Phone calls to credit bureau ( logged ) Notarized affidavit of truth Dr appt for XXXX XXXX Identity Theft ( Notarized ) Police Report Refusals for XXXX and loans Refused for jobs and credit applications Turned down for mortgage or credit Talked to counselor for stress ( receipts or proof ) Massage ( receipt ) tense due to you being a victim of your stuff stolen I have already sent via certified mail with tracking # the following and sent to Equifax Breach Settlement # I spent {$100.00} My priority mail packaging, box and weigh was XXXX Receipt attached Police Report FTC Report Notarized Identity Theft Affadavit Notarized Affadavit of Truth My ID Equifax Claim # Court Orders ( 2 ) UDAAP FCRA report This new complaint will also be sent to Georgia Attorney General, BBB, and other federal entitites so that it is tracked as evidence and that the EQUIFAX DATA BREACH SETTLEMENT is not in compliance with the Judge 's mandatory court order and if my rights continue to being violated and they continue to break the law, I will be forced to take legal actions for actual damages when there has been negligent noncompliance. " Compensatory damages AND Punitive damages. '' Governing Law. This Letter of Intent shall be governed under the laws of the State of Georgia.

Company response to consumer: Closed with explanation