Consumer complaint received 2023-05-15
Company: Experian Information Solutions Inc.
State: LA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
*Please Note that I acknowledge no other mandated recited personal identifier details. Further, I struggle to believe is of merits your
assumed-privilege to report ANY other facts not proven undoubtable in its perfect and compliantly reported compliant reporting.
Additionally, I forward to you my accost for you to demonstrate confirming proof in evidence of such descriptively correct and
testimonially compliant reporting if indeed you and or any other involved reporting entity(ies) related to any negative claim are now
and continually will be such to knowingly having satisfied at least the minimal criterion to have described. COMPLIANT
REPORTING practices is a MANDATORY CRITERION for reporting, NOT an optional one!
My Personal Tracking Number is XXXX XXXX XXXX XXXX XXXX
Re: This letter serves as my Official Written Notification of My Consumer Complaint in concerns of your potentially unfair injurious
questionable reporting codes and my contesting of your assumed privilege to report forcing me to defy you to demonstrate chronicle
proof of your necessarily perfect reporting principals supposed to be also certifiably compliant to established reporting standards.
To whom it concerns,
My state and applicable XXXX reporting regulations require that no claim of negativity is reputed unsubstantiated, unfairly,
untruthfully, unproven, spuriously nor elsewise potentially as questionably. With this, I demand removal from reporting or necessarily
with substantial modification of the supposed claim(s) , as currently listed, to a status undoubtable in its uncorrupted and compliant
reporting. Do so in particularly for at least the following listed dubious claim(s) apparently with potential deficiencies of reporting:Please understand that to date, I've no knowledge that each or even ANY OF these ostensible claims are fairly or even with
regard to anything other than significantly recklessly poor adherence to requisites of reporting standards and or even reporting laws
in order to so be assumed having had been ethically claimed without deviation(s) from the aforementioned credit reporting
mandates and standards nor else known to be unquestionably legitimate accurate full timely truly and factually. How could I or
anyone else for that matter made assumptions otherwise?
Being so devastatingly suspect, understand here and now this notice is my official written complaint signaling to you that each any
and all such of the offending claim's data reporting furnisher(s) and each any and all accepting data repository(ies) priorassumed privilege(s) to report claims aberrant or divergent from any of the minimal reporting standards and or mandates is here
now and continually onwards CONTESTED.
Further, assuming that the related entities will likely resist by claiming their reporting was indeed executed in adequacy, as is within
my consumer rights to do so I here and now query you for absolute certifiably compliant demonstrated document evidence
of facts each any and all of the claim's data reporting furnisher(s) and as well each any and all of the accepting data
repository(ies) to demonstrate undeniable physical evidence showcasing exact proof of their having satisfied no lesser than at
least the minimal criterion to have used that privilege to ethically report allegations of delinquencies and or claims of derogatoriness
surely to be injurious and negatively versus me. Documenting the certified compliant reporting process(es) will meet my desired
proof, particularly that highlighting the adherence to the utilized and unabridged XXXX XXXX  Data-filled Field Formatted Reporting
Standards for Compliant reporting certainty in total accordance with the FCBA, FCRA, ECOA, and any of the applicable state
reporting laws!This Consumer Note is my official call for you to discontinue reporting of the item above-displayed and aforementioned contested allegation in
its reportability and challenged for its evident certified compliance of reporting only true, accurate, complete, timely, and or else wise physically
verified and validated claims. Due to at least these few compliance-issues in your current reporting I demand you prove beyond doubt your
claim(s). This XXXX  is deficient as reported, as above-displayed in evidence of uncertified Type questionable even poor reporting .Per
Federal reporting regulations all claims MUST be to a maximum "possible" accuracy and a maximum "possible" completeness , and even the
reporting mandates related to the standard of certifiably compliant reporting is that there be no swaying from the XXXX XXXX  Format compliance
since , per XXXX XXXX XXXX XXXX  "Any deviation from these standards jeopardizes the integrity of the data" so remove or rectify your current not
confirmed nor certified claim of adequate compliance, as is mandated! Finally, this public Record event appears to be missing its requisite
reported XXXX XXXX, and the XXXX  Consumer Information Indicator (aka XXXX codes

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief