Consumer complaint received 2019-10-30
Company: Experian Information Solutions Inc.
State: NV
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
RE : Request to make justifiable corrections or removals of unverifiable or invalid allegations of account information so to meet federal reporting standards of completeness of the current reporting status, timeliness, truth, accuracy, and compliance else wise of every single one even each any and or all of the aspects of alleged account information documentarily to be proven mine so to further enhance your adequate and mandated compliance to proper and fair reporting.

According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in a fraudulent account.

I demand to see Verifiable Proof ( an original Consumer Contract with my Signature on it ) you have on file of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA, unverified accounts must be removed and if you are unable to provide me a copy of verifiable proof, you must remove the accounts listed below. 
I demand the following accounts be verified or removed immediately : Name of Account : XXXX XXXX Account # XXXX Provide Physical Validation : UNVERIFIED/UNVALIDATED Name of Account : MEDICAL Account # XXXX Provide Physical Validation : UNVERIFIED/UNVALIDATED Name of Account : XXXX XXXX ( ACCOUNT STOLEN BY EX- SPOUSE IN WHICH A POLICE REPORT WAS PROVIDE 18 MONTHS AGO TO THE BUREAUS ). 
Account # XXXX Provide Physical Validation : UNVERIFIED/UNVALIDATED Please remove all non-account holding inquiries over 30 days old as well as any and all accusations of inquiry, true or not, which LACK PHYSICAL DOCUMENTARY TESTAMENTS to its FACTS. Please delete any and all inquiries that do not currently have certification of being with PHYSICAL DOCUMENTARY proof of adequate federally REQUIRED permissible purpose from anyone lawfully and exactly identified as being me and ONLY me or any such authority with PROOF of their then-current status to do such an act without my direct consent and or substantiated writing acknowledgement of their rights to do so. UNDOCUMENTED allegations of applications that can NOT be PHYSICALLY attested to as factually TRUE, CORRECT, COMPLETE, TIMELY, and in COMPLIANCE with Metro 2 regulations MUST BE IMMEDIATELY removed by complete and PERMANENT DELETION, particularly INFRINGING is if retained upon a challenge to its reporting and also its potential DEFICIENT nature! Additionally, Please add a Promotional Suppression to my credit file. Lawfully any and every DEROGATORY account lacking PROOF of ownership and responsibility to INCLUDE legally obtained PERMISSIBLE PURPOSE must as well be neutralized. Mentioned here or not, EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF the derogatory accounts linked to a DEFICIENT of compliance ALLEGED INQUIRY should be ANNULLED IMMEDIATELY. I demand that you DO SO to all such reported items of mis-reportings and or misinformations, regardless or not if mentioned or not.IGNORANCE to a INFRINGEMENT is NOT lawful reason to be derelict! 

Thank You, XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation