Consumer complaint received 2019-02-11
Company: CASH AMERICA INTERNATIONAL, INC.
State: WY
Product: Debt collection
Sub-product: Payday loan debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened to arrest you or take you to jail if you do not pay

Complaint:
I received the following email XX/XX/XXXX at XXXX XXXX. I am already paying this with a different company so I'm not sure what this is. 

FINAL NOTICE BEFORE LEGAL ACTION. 





DEAR, Do not try to ignore this soft copy NOTICE it may take you in the very critical situation. So read this email very carefully to the end. 





CASE FILE TRANSFERRED : XX/XX/XXXX XX/XX/XXXX Police Case # XXXX Warrant ID # XXXX Complaint # : XXXX DEBT SETTLEMENT AMOUNT : {$920.00} Dear Valued Client, This e-mail is being recorded and monitored for scrutiny and surveillance purposes by Headquarters, Local Authorities, the Attorney Generals Office and as well as by the Federal Municipal Courthouse & this recording shall act as a testimonial/evidence If I will get no positive response then your case will be sent for prosecution and Local Sheriff Department will be contacting you with the non-bail able arrest warrant as it shall support our primary allegation of you willfully avoiding the subject matter. 



Hi, I am the inquiry officer from the ( Bad Loans/Error Tax Crime/Fraud Investigation ) unit of Federal Investigation Dept. I have received your case file today from XXXX XXXX. So due to your unresponsive behave we mark this case as a flat refusal and press three legal charges against you that will be revealed only in the courthouse. 



These Legal Proceedings Will be issued on Following Details Unsettled Debt-XXXX XXXX XXXX PT Police Case # XXXX Warrant ID # XXXX Complaint # : XXXX Docket no : XXXX FDCPA This e-mail is served to warn you regarding the accusation of CRIME & FRAUD you performed under the investigation happen by Case Report Analytics unit ofFID ( Federal Investigation Dept . ). 



Since we have sent you several notifications and you are not responding to the payment, you agreed to pay. 



So, at last, our POLICE OFFICERS must be coming either at your workplace or home to take you into custody for 72 hrs unless the bail and your Federal Benefits will be garnished. Also SSN will be blacklisted, and Social Security Facility will be suspended, after bail this matter will be fully revealed in courthouse after the default judgment you have to bear {$95000.00} as court restitution fee, in case if you fail to pay court fee then as per the law your property and bank account will be seized and sealed respectively with the imprisonment of 7 years. 





We apologize, but we have tried to be patient and sensitive with your case file but now the case is out of our hand, and we are not able to help you anymore. 



We look forward to hearing from you. You can reach us at this email address XXXX XXXX I would like to understand were you available at your address on XX/XX/XXXX & XX/XX/XXXX between XXXX & XXXX respectively. Reason to ask you for a specific date is because our attempts to send you certified letters on the mentioned dates have returned undelivered & we have the copy of the yellow slip left at your doorstep requesting you to either reschedule the delivery of package or collect it locally from XXXX office, however, there was no response, and the paper-works returned undelivered. 







NOTE : THIS CASE IS UNDER INVESTIGATION OF CREDIT BUREAU Regards, XXXX XXXX, Former Attorney General ( US ) Department-Laws & Enforcement XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, California XXXX Litigation Recovery Law Offices Privacy Terms of use Confidentiality Statement & Notice : This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation. 



Urgent Attention Required : I don't appreciate your negligence on this account. If you feel this is a threat ... 



Of course, it is a threat weren't you paying ATTENTION!!! ..? Life as you know it is about to get much worse unless you satisfy me immediately. I will not repeat the consequences over and over as you know very well what'd be happen next if once you refuse the proposal. 



( I would like to let you know-Our judicial system divides the courts into federal courts and state ones. In both systems, there are trial courts ( called by various names depending on the state, and called District Courts in the federal system ), intermediate appellate courts in which typically three judges hear the appeal and write an opinion explaining their decision, and a supreme court. In the federal system, the judges are appointed by the president for life and confirmed by the Senate. As just noted, the trial courts are called District Courts, and there are currently 94 of them in the country. The intermediate appellate courts are divided into thirteen different Circuit Courts of Appeal. When an appeal is had from the District Courts judgment in any given case, it will go to the relevant Circuit Court of Appeals, where usually it is heard by a panel of three judges. Their decision can be appealed to the entire Circuit Court ( called an en banc hearing ) or to the United States Supreme Court ). 



With that being said, compromise is also a good thing, and proposing one that allows the recipient/alleged to save face is often the right solution to the legal dilemma. 



You are being listed as the primary suspect in a case being filed by Groups Of Attorney. You are under their criminal records now. If you want to get a chance to settle this matter outside the courthouse please talk to XXXX XXXX XXXX ( Case/Report Analytics & Batch No-XXXX ) via responding same e-mail it will redirect to their inbox automatically or may feel to call on above number and pay them on the Case ID # XXXX ASAP Today that you supposed to pay in previous month. 



NOTE : This notice is provided to you on behalf of XXXX XXXX XXXX XXXX XXXX. And its parent company, and their respective family of companies including XXXX XXXX, its parent company, Cash America International , Inc., and all of their respective subsidiaries and affiliates, ( hereafter collectively referred to as the " XXXX XXXX Related Companies, '' " we, '' " our, '' or " us '' ). 



The XXXX XXXX Related Companies include, but are not limited to : XXXX XXXX, Cash America International , Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX  XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX   XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX  XXXX   XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX   XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX   XXXX, XXXX XXXX, XXXX XXXX, XXXX  XXXX XXXX XXXX, or any company-owned XXXX XXXX XXXX locations. " You '' or " You're '' means you as a participant in or as a user of the products and services offered by a XXXX XXXX XXXX XXXX. 



CONFIDENTIALITY NOTICE : This e-mail message, including any attachments, is for the sole use of the intended recipient ( s ) and may contain confidential and privileged information or may otherwise be protected by law. Any unauthorized review, use, disclosure or distribution is prohibited. If you are not the intended recipient, please contact the sender by reply e-mail and destroy all copies of the original message and any attachment thereto. 



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Company response to consumer: Closed with explanation