Consumer complaint received 2021-09-13
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
fcra violations : never late : XXXX/XXXX 1 late payment {$0.00} Balance updated XX/XX/XXXX Account Info Hover over labels for more details Account number XXXX Account status Open Date opened XX/XX/XXXX Account type Revolving Usage : 0 % Balance on XX/XX/XXXX Credit Limit {$0.00} {$300.00} XXXX : the same : XXXX/XXXX 1 late payment {$0.00} Balance updated XX/XX/XXXX Account Info Hover over labels for more details Account number XXXX Account status Open Date opened XX/XX/XXXX Account type Revolving account Usage : 0 % Balance on XX/XX/XXXX Credit Limit {$0.00} {$300.00} Payment Info Status Paid or paying as agreed not showing : XXXX/XXXX  Unknown payment history {$0.00} Balance updated XX/XX/XXXX Account Info Hover over labels for more details Account number XXXX Account status Open Date opened XXXX XXXX, XXXX Account type Revolving Usage : 0 % Balance on XX/XX/XXXX Credit Limit {$0.00} {$1400.00} XXXX XXXX XXXX  Unknown payment history Balance updated XX/XX/XXXX Account Info Hover over labels for more details Account number XXXX Account status Open Date opened XX/XX/XXXX Account type Revolving Usage : - Balance on XX/XX/XXXX Credit Limit - {$750.00} XXXX XXXX XXXX {$0.00} Closed Unknown payment history Hover over labels for more details Account number XXXX Account status Closed Date opened XXXX XXXX, XXXX Account type Revolving Balance on XX/XX/XXXX Credit Limit {$0.00} {$3300.00} Payment Info Status Pays account as agreed Status date XX/XX/XXXX Past due amount - Highest balance {$4000.00} Monthly payment - Late payments - No payments have been reported on this account. 
Additional info Responsibility Individual Account Terms - Company sold - Original creditor - Comments Your statements- Contact XXXX XXXX XXXX XXXX XXXX , DE XXXX ( XXXX ) XXXX Is everything correct? 
Reminder : You are currently reviewing your Equifax Credit Report. If you find inaccurate information, you can either dispute the information online or via postal mail. Disputes about information on this report must be submitted to Equifax. Dispute with Equifax Online or by Mail at XXXX XXXX XXXX, XXXX, GA, XXXX XXXX  XXXX XXXX  {$0.00} Closed Unknown payment history XXXX XXXX  {$0.00} Closed Unknown payment history XXXX XXXX {$0.00} Closed Unknown payment history Hover over labels for more details Account number XXXX Account status Closed Date opened XX/XX/XXXX Account type Revolving Balance on XX/XX/XXXX Credit Limit {$0.00} {$2000.00} Payment Info Status Pays account as agreed Status date XX/XX/XXXX Past due amount - Highest balance XXXX XXXX  Monthly payment - Late payments - No payments have been reported on this account. 
Additional info Responsibility Individual Account Terms - Company sold - Original creditor - Comments Your statements- Contact C/O XXXX XXXX XXXX XXXX, FL XXXX ( XXXX ) XXXX Is everything correct? 
Reminder : You are currently reviewing your Equifax Credit Report. If you find inaccurate information, you can either dispute the information online or via postal mail. Disputes about information on this report must be submitted to Equifax. Dispute with Equifax Online or by Mail at XXXX XXXX XXXX, XXXX, GA, XXXX SYNCB/DISCOUNT TIRE {$0.00} Closed Unknown payment history XXXX/XXXX  {$0.00} Closed XXXX payment history Hover over labels for more details Account number XXXX Account status Closed Date opened XXXX XXXX, XXXX Account type Revolving Balance on XXXX XXXX, XXXX Credit Limit {$0.00} {$700.00} Payment Info Status Pays account as agreed Status date XXXX XXXX Past due amount - Highest balance $ 694 Monthly payment - Late payments - No payments have been reported on this account. 
Additional info Responsibility Individual Account Terms - Company sold - Original creditor - Comments ACCOUNT CLOSED BY CREDIT GRANTOR Your statements- Contact XXXX XXXX XXXX XXXX, GA XXXX Is everything correct? 
Reminder : You are currently reviewing your Equifax Credit Report. If you find inaccurate information, you can either dispute the information online or via postal mail. Disputes about information on this report must be submitted to Equifax. Dispute with Equifax Online or by Mail at XXXX XXXX XXXX, XXXX, GA, XXXX XXXX/XXXX  XXXX  {$0.00} Closed Unknown payment history Account Info Hover over labels for more details Account number XXXX Account status Closed Date opened XX/XX/XXXX Account type Revolving Balance on XX/XX/XXXX Credit Limit {$0.00} {$630.00} Payment Info Status Pays account as agreed Status date XX/XX/XXXX Past due amount - Highest balance XXXX XXXX  Monthly payment - Late payments - No payments have been reported on this account. 
Additional info Responsibility Individual Account Terms - Company sold - Original creditor - Comments- Your statements- Contact XXXX XXXX XXXX XXXX, GA XXXX Is everything correct? 
Reminder : You are currently reviewing your Equifax Credit Report. If you find inaccurate information, you can either dispute the information online or via postal mail. Disputes about information on this report must be submitted to Equifax. Dispute with Equifax Online or by Mail at XXXX XXXX XXXX, XXXX, GA, XXXX XXXX/XXXX  {$0.00} Closed Unknown payment history Account Info Hover over labels for more details Account number XXXX Account status Closed Date opened XX/XX/XXXX Account type Revolving Balance on XX/XX/XXXX Credit Limit {$0.00} {$200.00} Payment Info Status Pays account as agreed Status date XX/XX/XXXX Past due amount - Highest balance XXXX  XXXX  Monthly payment - Late payments - No payments have been reported on this account. 
Additional info Responsibility Individual Account Terms - Company sold - Original creditor - Comments Your statements- Contact XXXX XXXX XXXX XXXX, GA XXXX Is everything correct? 
Reminder : You are currently reviewing your Equifax Credit Report. If you find inaccurate information, you can either dispute the information online or via postal mail. Disputes about information on this report must be submitted to Equifax. Dispute with Equifax Online or by Mail at XXXX XXXX XXXX, XXXX, GA, XXXX XXXX/XXXX  {$0.00} Closed Unknown payment history Account Info Hover over labels for more details Account number XXXX Account status Closed Date opened XX/XX/XXXX Account type Revolving Balance on XX/XX/XXXX Credit Limit {$0.00} {$700.00} Payment Info Status Pays account as agreed Status date XX/XX/XXXX Past due amount - Highest balance XXXX XXXX Monthly payment - Late payments - No payments have been reported on this account. 
Additional info Responsibility Individual Account Terms - Company sold - Original creditor - Comments- Your statements- Contact XXXX XXXX XXXX XXXX, GA XXXX ( XXXX ) XXXX Is everything correct? 
Reminder : You are currently reviewing your Equifax Credit Report. If you find inaccurate information, you can either dispute the information online or via postal mail. Disputes about information on this report must be submitted to Equifax. Dispute with Equifax Online or by Mail at XXXX XXXX XXXX, XXXX, GA, XXXX Hide 16 closed accounts see attachments for proof XXXX : fcra violations : credit card graphic XXXX/XXXX  Link card name 1 late payment {$0.00} Balance updated XX/XX/XXXX Account Info Hover over labels for more details Account number XXXX Account status Open Date opened XX/XX/XXXX Account type Charge Card Usage : 0 % Balance on XX/XX/XXXX Credit Limit {$0.00} {$300.00} not mine fcra violations : XXXX XXXX XXXX XXXX {$13000.00} Closed 4 potentially negative months Account Info Hover over labels for more details Account number XXXX Account status Closed Date opened XX/XX/XXXX Account type Lease address not mine fcra : XXXX XXXX  XXXX XXXX XXXX XXXX  XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX, TX

Company response to consumer: Closed with explanation