Consumer complaint received 2020-11-17
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
The Fair Credit Reporting Act promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies ( CRAs ). To ensure compliance, the agency pursues an aggressive enforcement program aimed at the main players in the consumer reporting system CRAs, those who send them information, and consumer report users. The FTC has sued CRAs, charged companies with furnishing inaccurate information to CRAs, and charged users of consumer reports with failing to notify consumers when they make negative decisions about them based on a consumer report. underage with XX/XX/XXXX - NEVER LATE, XX/XX/XXXX/XX/XX/XXXX/XX/XX/XXXX - NEVER LATE, XXXX XXXX, XX/XX/XXXXXX/XX/XXXX, XX/XX/XXXX XX/XX/XXXX XXXX | XXXX XXXX XXXX, XXXX. XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX, XXXX XX/XX/XXXX - NEVER LATE, XXXX XXXX XXXX XXXX - NEVER LATE, THE XX/XX/XXXX XX/XX/XXXXXX/XX/XXXX - PAID OFF - NEVER LATE, XXXX XXXX DEALER SERVICES - NEVER LATE. 
The Fair Credit Reporting Act, 15 U.S.C. 1681, is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. see attach ftc violations Fair Lending Laws and Regulations XX/XX/XXXXto Pay {$570.00} Million as Part of Settlement with FTC, CFPB, and States Related to XXXX Data Breach. 

The FTC enforces the Fair Debt Collection Practices Act ( FDCPA ), which prohibits deceptive, unfair, and abusive debt collection practices. ... The FTC has sued over 30 debt collection companies for violating the law, banning some from the business and making them pay steep financial penalties. XX/XX/XXXX - And as the FTC 's multi-million dollar settlement with XX/XX/XXXXXXXX XXXX ... federal, and local government, have violated my civil rights as well as the ... FTC Action Halts Operation That Billed More Than {$25.00} Million ... www.ftc.gov news-events press-releases XXXX XX/XX/XXXX - ... to debit hundreds of thousands of consumers ' bank accounts and bill ... and hired a company with call centers in the U.S., the XXXX, and XXXX ... is being violated and it appears to the Commission that a proceeding is in ... Volume 90 : Pages 608-668 - Federal Trade Commissionwww.ftc.gov default files documents volume-90 PDF between Perpetual and XXXXXX/XX/XXXXor between Perpetual and. XXXX XX/XX/XXXX would constitute a violation of the antitrust laws. PAR. 15. ( a ) The boards of ... XXXX XX/XX/XXXX to Pay {$23.00} Million and Cease Operations to ... www.ftc.gov news-events press-releases XXXX XX/XX/XXXX - Under a proposed consent order, XXXX 's XXXX XXXX XX/XX/XXXX ... all of its U.S.-based assets, to settle Federal Trade Commission charges that it ... participating in deceptive acts or practices in violation of the FTC Act, ... FTC to law violators : Don't bank on bankruptcy | Federal Trade ... www.ftc.gov blogs business-blog XXXX ftc-la ... XX/XX/XXXX - He and his family then chose to work with the sources of our antitrust groups who were restraining us through unfair trade practices to assure the ... Complaint for injunctive and Other Equitable Relief - Federal ... www.ftc.gov files documents cases XXXX PDF the bank accounts of consumers for fraudulent and unauthorized charges, in violation of the Federal Trade Commission Act, 15. U.S.C. Section 45 ( a ). ... as fraud or unauthorized and implied that XX/XX/XXXX XXXX XXXX 's customers were therefore ... Online Lending Company Agrees to Settle FTC Charges It ... www.ftc.gov news-events press-releases XXXX XX/XX/XXXX XXXX, XXXX - ... to consent to automatic payments from their bank accounts. ... The Commission has also charged the online lending company with the following law violations : ... The settlement order was filed with U.S. District Court for the ... FTC Returns Nearly {$100.00} Million to 450,000 Homeowners ... www.ftc.gov news-events press-releases XXXX XX/XX/XXXX - The FTC 's XX/XX/XXXX settlement order required XXXX, which is now owned by XX/XX/XXXXXXXX XXXX, to pay {$100.00} million to be used for ... Proceed with Caution : Expanded Role for the FTC on the ... XXXX XXXX XXXX XXXX XXXX XXXX, XXXX - Although banks are not subject to the FTC 's consumer protection ... and a penalty of {$520.00} million against a bank, for violations of the Bank Secrecy Act, ... The FTC also has been actively enforcing the EU-US Privacy Shield ... Searches related toXX/XX/XXXXXXXX XXXX ftc violations ftc XXXX XXXX XXXX, sanctuary bay promoters jailed Page Navigation The Fair Credit Reporting Act ( FCRA ) is a federal law that regulates credit reporting agencies and compels them to insure the information they gather and distribute is a fair and accurate summary of a consumer 's credit history. ... The law is intended to protect consumers from misinformation being used against them. XX/XX/XXXX - Latest News XX/XX/XXXXwill pay at least {$800.00} million and potentially ... from the breach, which costs the consumer tens of thousands of dollars?

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation