Consumer complaint received 2022-02-08
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Was not notified of investigation status or results

Complaint:
Hi, I can't believe you guys are taking advantage of me. I AM VERY UPSET the credit bureaus have not responded back to me about my investigation. I sent a letter, it's more than 60days. I need these accounts deleted or updated. These are the items I demanding to be deleted immediately : 1. Under 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies- ( 3 ) you failed to notate this account was in dispute within 30 days now this account in violation XXXXL Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 2. FDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number : XXXX  This Account is inaccurate and seeking litigation please delete it once 3. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 4. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 5. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 6. FDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 7. FDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number : XXXX  This Account is inaccurate and seeking litigation please delete it once 8. Under 15 USC 1692f a debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt this account is in violation XXXX XXXX Account Number : XXXX  This Account is inaccurate and seeking litigation please delete it once 9. Under 15 USC 1692f a debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt this account is in violation XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 10. FDCPA Section 807 Violation Misleading False Reporting XXXX XXXX Account Number : XXXX  This Account is inaccurate and seeking litigation please delete it once 11. Under 15 USC 1692f a debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debt this account is in violation XXXX XXXXXXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 12. FDCPA Section 807 Violation Misleading False Reporting XXXXXXXX XXXX  Account Number : XXXX  This Account is inaccurate and seeking litigation please delete it once 13. FDCPA Section 807 Violation Misleading False Reporting XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 14. FDCPA Section 807 Violation Misleading False Reporting XXXX XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 15. have not supplied proof under the doctrine of estoppel by silence XXXX XXXX XXXX ( XXXX XXXX  XXXX XXXX XXXX XXXX I may presume that no proof of the alleged debt nor therefore any such debt in fact exists. 
XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 16. FDCPA Section 807 Violation Misleading False Reporting XXXX  Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 17. FDCPA Section 807 Violation Misleading False Reporting XXXX  Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 18. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX  Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 19. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX, XXXX XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 20. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 21. Under 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies- ( 3 ) you failed to notate this account was in dispute within 30 days now this account in violation XXXX XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief