Consumer complaint received 2018-09-28
Company: Experian Information Solutions Inc.
State: NC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I wish to report I am a victim of identity theft. Someone has been using my identity in New York Sate and Georgia. I am requesting the credit bureaus remove the listed accounts and inquiries from my credit report immediately and permanently. I appreciate your quick attention to this matter and I appreciate your time. 



XXXX Account Type Installment Loan Terms 54 Months Date Opened XX/XX/XXXX Account Status Closed Payment Status Late Payment Status Details Charge-off Status Updated XX/XX/XXXX Balance {$9900.00} Balance Updated - Credit Limit - Past Due Amount {$9900.00} High Balance - Monthly Payment - Balloon Payment - Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX, XXXX XXXX, TX XXXX Ownership Individual Original Creditor - Company Sold-to - Original Amount {$10000.00} Comments - XXXX Account Type Credit Card Terms Minimum Date Opened XX/XX/XXXX Account Status Closed Payment Status Late Payment Status Details 120 days past due Status Updated XX/XX/XXXX Balance {$4400.00} Balance Updated - Credit Limit {$4000.00} Past Due Amount {$480.00} High Balance {$4400.00} Monthly Payment {$130.00} Balloon Payment - Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX, XXXX, DE XXXX Ownership Individual account Original Creditor - Company Sold-to - Original Amount - Comments XXXX XXXX XXXX Account Type Installment Loan Terms 060 Months Date Opened XX/XX/XXXX Account Status Closed Payment Status Late Payment Status Details Charged off as bad debt Status Updated XX/XX/XXXX Balance {$25000.00} Balance Updated - Credit Limit - Past Due Amount {$1900.00} High Balance {$25000.00} Monthly Payment - Balloon Payment - Contact Phone - Contact Address XXXX XXXX XXXX, XXXX, TX XXXX Ownership Co-signer on account Original Creditor - Company Sold-to - Original Amount - Comments - XXXX XXXX Account Type Installment Loan Terms 060 Months Date Opened XX/XX/XXXX Account Status Closed Payment Status Late Payment Status Details Charged off as bad debt Status Updated XX/XX/XXXX Balance {$24000.00} Balance Updated - Credit Limit - Past Due Amount - High Balance {$25000.00} Monthly Payment {$630.00} Balloon Payment - Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX, XXXX, VA XXXX Ownership Individual account Original Creditor - Company Sold-to - Original Amount - Comments - XXXX XXXX XXXX   Account Type Credit Card Terms Minimum Date Opened XX/XX/XXXX Account Status Closed Payment Status Late Payment Status Details 120 days past due Status Updated XX/XX/XXXX Balance {$3200.00} Balance Updated - Credit Limit {$3000.00} Past Due Amount {$250.00} High Balance {$3200.00} Monthly Payment {$120.00} Balloon Payment - Contact Phone ( XXXX ) XXXX Contact Address ATTN CREDIT REPORTING, XXXX   XXXX XXXX, XXXX, IL XXXX Ownership Individual account Original Creditor - Company Sold-to - Original Amount - Comments XXXX/XXXX  Account Type Unknown Terms Date Opened XX/XX/XXXX Account Status Closed Payment Status Late Payment Status Details Charged off as bad debt Status Updated XX/XX/XXXX Balance {$2200.00} Balance Updated - Credit Limit {$2000.00} Past Due Amount {$560.00} High Balance {$2200.00} Monthly Payment - Balloon Payment - Contact Phone ( XXXX ) XXXX Contact Address C/O XXXX XXXX XXXX, XXXX, FL XXXX Ownership Individual account Original Creditor - Company Sold-to - Original Amount - Comments

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief