Consumer complaint received 2018-02-13
Company: NATIONSTAR MORTGAGE LLC
State: FL
Product: Mortgage
Sub-product: FHA mortgage
Issue: Closing on a mortgage

Complaint:
***PLEASE NOTE ... MR COOPER IS NATIONSTAR*** Nationstar has committed and confirmed loan origination fraud, escrow fraud, embezzlement, misappropriation of funds, and they have confirmed these criminal acts in writing. Most recently, Nationstar stole 2 different house payments and applied them to fraudulent fees they added onto my account illegally.

With the CFPB copied, I want you to reply by just writing " confirm '' next to every line below ... and I will move to the Attorney Generals, Texas licensing, etc. This is simply a confirmation of what you put in writing previously.

# 1 ) Nationstar approves of loan origination fraud # 2 ) Nationstar approves of misleading information sent via U.S. mail.

# 3 ) Nationstar approves of wire fraud, specifically telling a consumer they are applying payments towards a loan while stealing them without their knowledge.

# 4 ) Nationstar, when caught in the criminal acts of wire fraud, has committed fraud by pretending they can not retrieve the tapes I have requested even though they will have a rep, time and date stamp of the payment and a digital file they can easily access if they wanted to. 
# 5 ) Nationstar has no obligation to follow state laws, federal laws or consumer laws # 6 ) Nationstar is allowed to make up multiple lies and change stories as they commit crimes to shield itself from prosecution..

# 7 ) Nationstar stated that Florida made a new law for wind insurance and it was added because of this new law.

# 8 ) Nationstar stated that no wrongdoing occurred even though the entire loan packet is fraudulent.

# 9 ) Nationstar engages in computer and wire fraud daily as part of normal business and has no intention of stopping it, # 10 ) Nationstar uses escrow fraud to pad the bottom line as a standard operating procedure. I paid the full amount due on my escrow shortage and immediately got a second request for another escrow shortage ... even though I just paid the full amount requested by Nationstar. Please confirm that you have intentionally defrauded the consumer in a systematic attempt to create a fictional foreclosure crisis to feed the rest of your system. 
# 12 ) Nationstar 's Title Company ( XXXX XXXX ) confirmed in writing that you never owned XXXX XXXX XXXX in XXXX Florida but you did sell it for profit and defraud the insurance industry by collecting the mortgage insurance. Please confirm that you routinely steal homes and sell them without proper paperwork. 


Also ... this is my 10th request ... I want DIRECT CONTACT INFORMATION for NATIONSTAR 'S ATTORNEYS ... TO HAVE THEM DISBARRED ... The attorneys have been hiding after committing crimes and your company is now hiding them from me. If these attorneys are so brilliant and everything is legal ... they should have no problem handling the attempts to end their careers in criminal fraud, money laundering and criminal conversion. 

I WANT COPIES OF THE TAPES I PREVIOUSLY REQUESTED ... CLEARLY DOCUMENTING INTENTIONAL CRIMINAL FRAUD WHERE YOU STOLE MY XX/XX/XXXX AND XX/XX/XXXX PAYMENTS ... WITHOUT FURTHER DELAY I am sick and tired of the scams and games ... COMPLY with the information requests and CONFIRM the statements in writing. 

OR ... CANCEL THE LOAN AS REQUIRED BY LAW AND I GO AWAY ... FOREVER ***A NOTE FOR CFPB ... I HAVE WRITTEN EVIDENCE ON EVERY DOCUMENTED CRIMINAL ACT ... I ALSO HAVE CONFIRMED THAT EVERY INTENTIONAL CRMINAL ACT IS ENDORSED AND APPROVED BY XXXX XXXX

Company response to consumer: Closed with explanation