Consumer complaint received 2017-07-10
Company: Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)
State: AZ
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Struggling to pay mortgage

Complaint:
Bayview Loan Servicing is the subservicer my loan and continues to follow directives from the Master Servicer to foreclose on our loan and the Master Servicer XXXX XXXX XXXX has no standing. The notes and other mortgage documents, including lawfully executed mortgage assignments, were required to have been delivered at the inception of the XXXX XXXX, and XXXX XXXX XXXX repeatedly certified that the XXXX XXXX complied with that requirement. However, XXXX XXXX XXXX discovered that the mortgage assignments were missing so XXXX XXXX XXXX devised and operated a scheme to replace the missing assignments with fraudulent, fabricated assignments this was done to conceal that the XXXX XXXX were never assigned the notes. XXXX XXXX XXXX in concert with the mortgage servicing companies ( which needed possession of the note to foreclose ), prepared and filed thousands of affidavits falsely representing that the XXXX XXXX had possession of the note and that the note was lost in unknown circumstances. These fraudulent documentsusually assignments of the mortgagewere then filed in court to persuade the court that the trust was the proper party to foreclose on the mortgage. XXXX XXXX XXXX concealed that the notes and assignments were never delivered to the XXXX XXXX, and disseminated false and misleading statements to the investor, and homeowners so that XXXX XXXX XXXX could foreclose on our home. The Exhibits attached will substantiate the fraudulent and fabricated assignments. <P/><P/>Exhibit A Adjustable Rate Note the signatures on the document are forged, the county is wrong, all the lines for signatures have the same defect. Exhibit B Corporation Assignment of Deed of Trust, filed XX/XX/XXXX ; however, this date contradicts the closing date on Exhibit E Pooling Servicing Agreement, which states a closing date of XX/XX/XXXX, therefore XX/XX/XXXX filed the fake, robosigned Corporation Assignment of Deed of Trust FIVE YEARS TOO LATE. In addition The Corporation Assignment of Deed of Trust is also backdated with a effective date of XX/XX/XXXX the reason the document was backdated because XX/XX/XXXXwas foreclosing on our home without standing from XX/XX/XXXX throughXX/XX/XXXX, so XX/XX/XXXX filed this fraudulent document back date their standing for foreclosures fromXX/XX/XXXX throughXX/XX/XXXX. Furthermore, The Corporation Assignment of Deed of Trust is also signed by a ROBO SIGNER XXXX XXXX Assistant Secretary. In addition, the defects in the The Corporation Assignment of Deed of Trust states Certificateholders of XXXX, XXXX XXXX Mortgage Pass-Through Trust XXXX is listed in XXXX XXXX XXXX XXXX XXXX XXXX XXXX ,XX/XX/XXXX , XX/XX/XXXX..listed as Exhibit A of List of Trusts That Used Fraudulent Mortgage Documents PLEASE SEE EXHIBITS ATTACHED Exhibit A Adjustable Rate Note Signatures on this document are forged Exhibit B Corporation Assignment of Deed of Trust This document is completely fraudulent Exhibit D Pooling Servicing Agreement states attached is a copy of prospectus supplement datedXX/XX/XXXX, received in this Commission on XX/XX/XXXX, under the name of XX/XX/XXXX Pass Through XXXX XXXX , File No. XXXX Exhibit E Pooling Servicing Agreement stating that trust closed on XX/XX/XXXX

Company response to consumer: Closed with explanation