Consumer complaint received 2020-08-20
Company: SN SERVICING CORPORATION
State: FL
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Trouble during payment process

Complaint:
1. Respondent XXXX XXXX XXXX agents burglarized my home on XX/XX/XXXX, based on false assertions that our home is unoccupied. 
2. There wasn't any court order or judgment.

3. I owe no money to XXXX XXXX, which is pursuing meritless foreclosure litigation originally filed by FNMA.

4. Our motions to dismiss for lack of standing is pending in Circuit Court. 5. A prior meritless foreclosure case by XXXX XXXX XXXX on the same non-existent mortgage note was resolved in our favor, with that bank found to lack standing, held in contempt of court, and ordered to pay our attorneys fees. That case was dismissed after six years and one day.

6. XXXX XXXX hired SN Servicing, which well knows I live in my home, 7. Acting on behalf of XXXX XXXX, SN hired XXXX XXXX XXXX XXXX, of XXXX, N.J, which hired XXXX XXXX XXXX  of XXXX, Florida, which hired XXXX 's XXXX XXXX XXXX ( XXXX  ) of XXXX, Florida. 
8. XXXX 's corporate charter expired in XXXX. 
9. XXXX, was XXXX XXXX XXXX agent.

10. On behalf of XXXX XXXX, XXXX burglarized my home on XX/XX/XXXX. 
11. The CEO of XXXX XXXX has since apologized. 
12. I am waiting to learn : Who are the beneficial owners of the trust that XXXX XXXX worked for in ordering burglary of my home?

13. I await a proposal from XXXX XXXX, its law firm, servicer and other agents, whose corporate burglars broke my back door lock, walked around my house, saw me napping, called 911 and reported me dead.

14. U.S. BANKS 's hirelings walked around my house without COVID-19 face masks, as did local police. 
15. XXXX XXXX XXXX hirelings told police and EMT that I was not supposed to be in my own house.

16. XXXX XXXX has caused damage to me in the community, where I am a candidate for office oh the XX/XX/XXXX ballot, as this event was reported in Historic City News, a local online hate website.

17. XXXX XXXX   authorized its burglars to break into my backyard, break into the back door, change the lock and cut down our tropical plants and trees.

18. XXXX XXXX is acting pursuant to a pattern of activity that violates RICO.

19. Please initiate a civil, criminal and administrative investigation of XXXX XXXX. 
20. Please subpoena and take depositions re : JXXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, Florida, XXXX ; XXXX President XXXX XXXX XXXX and VP XXXX XXXX XXXX, advancing XXXX XXXX XXXX  unlicensed, unethical, tortious and criminal activity, including burglary and elder financial abuse, to wit, claiming to represent " the bank '' and breaking the rear door lock and making illegal entry into my home, threatening to cut down trees and tropical plants. 
21. When caught, XXXX refused to replace the rear door lock it admittedly destroyed. 
XXXX is an illegal corporation, whose Florida corporate charter expired on XX/XX/XXXX. Please see Secretary of State 's record, below, establishing beyond XXXX that XXXX 'XXXX XXXX XXXX XXXX  was not authorized to do business in Florida on the day of the burglary. 
22. XXXX has not been authorized to do business in the State of  Florida for some two years and two months.. 
23. Two ( 2 ) other corporations were owned by XXXX XXXX XXXX, but each has an expired corporate charter : XXXX, XXXX ( expired XXXX, no annual report ever filed ) ; and XXXX XXXX XXXX XXXX, ( expired XXXX, no annual report ever filed ). 
XXXX. XXXX XXXX has no other corporations registered with the Florida Secretary of State. Without a corporate charter, XXXX, this long-defunct and expired corporation, has no right to do business and hold itself out as a corporation in the State of Florida. See Florida Statute 617.140Effect of dissolution, stating, " ( 1 ) A dissolved corporation continues its corporate existence but may not conduct its affairs except to the extent appropriate to wind up and  liquidate its affairs ... '' XXXX 'XXXX XXXX  XXXX XXXX XXXX unlicensed Real Estate activity concerning my homestead property on XX/XX/XXXX was illegal, unethical, tortious and criminal. 
25. XXXX has no Florida Real Estate license, though its agent told the XXXX XXXX Police and me that it was acting as a " property manager '' for " the bank. '' 26. The Florida Department of Business and Professional Regulation ( DBPR ) website shows that there is no Florida Real Estate license for either of the expired corporation 's  principals, President XXXX XXXX XXXX and Vice President XXXX XXXX XXXX. 
27. XXXX 's President, Ms. XXXX XXXX, sent two men, Messrs. XXXX XXXX and XXXX XXXX, who are brothers, to my home on XX/XX/XXXX, without legal authority, purporting to act on behalf of " the bank. '' 28. The two men burglarized my home, breaking and entering from the back door. 
29. Mr. XXXX XXXX saw me napping, and then called the XXXX XXXX Police. 
30 Mr. XXXX XXXX claimed that he thought that I was " dead. '' 31. In fact, i was taking a nap.

32. My peaceful quiet enjoyment of my private property was violated by Respondents, whose reckless actions put my life at risk on XX/XX/XXXX. 
33. As XXXX XXXX said, " the reports of my death were greatly exaggerated. '' 34. Mr. XXXX XXXX, told me that he was directed by XXXX XXXX to break into our home from the rear and to cut down our trees and tropical plants to prepare our home for sale. 
35. Mr. XXXX XXXX told me that he had just finished working for XXXX XXXX XXXX XXXX XXXX  on two ( 2 ) other properties, in adjoining counties.

36. Thus, XXXX  appears to have a routine pattern and practice of unlicensed activity, 37. Again, Florida Secretary of State Records show XXXX  ; s corporate charter expired in XXXX, 38. XXXX never filed any annual reports, violating Florida law, 39. XXXX 's two principals are apparently working out of a residence, at XXXX XXXX XXXX, XXXX, Florida, which is the address that Messrs. XXXX XXXX and XXXX XXXX gave too XXXX. 
40. XXXX XXXX caused its agent XXXX 's XXXX XXXX XXXX, to directed the burglary of my home, without a court order or any legal authority. 
41. Please undertake a thorough investigation. 
42. Florida Secretary of State records proving XXXX 'S XXXX XXXX XXXX 'S lack of a valid corporate chapter follow, establishing beyond peradventure that its actions on XX/XX/XXXX were illegal and ultra vires : Detail by Entity Name Florida Profit Corporation XXXX XXXX XXXX XXXX XXXX Filing Information Document Number XXXX FEI/EIN Number NONE Date Filed XX/XX/XXXX State FL Status INACTIVE Last Event ADMIN DISSOLUTION FOR ANNUAL REPORT Event Date Filed XX/XX/XXXX Event Effective Date NONE Principal Address XXXX XXXX XXXX XXXX, FL XXXX Mailing Address XXXX XXXX XXXX XXXX, FL XXXX Registered Agent Name & Address XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Officer/Director Detail Name & Address Title P XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Title VP HEAD, XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX -- XXXX Annual Reports No Annual Reports Filed Document Images XX/XX/XXXX -- Domestic Profit View image in PDF format

Company response to consumer: Closed with explanation