Consumer complaint received 2021-08-06
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA
Product: Money transfer, virtual currency, or money service
Sub-product: International money transfer
Issue: Money was not available when promised

Complaint:
at @ XXXX pst today, international wire transfers of {$270.00} and {$280.00} were not received by XXXX est ... the time BANK OF AMERICA SAYS THEY CONTRACTED FOR. 
THERE IS SOMETHING FUNNY GOING ON AT BANK OF AMERICA. 
IT WILL BE NECESSARY FOR CFPB INVESTIGATORS TO SIMPLY FOLLOW THE MONEY.THE MONEY LEFT MY ACCOUNT CORRECTLY AND NORMALLY ON THE XX/XX/XXXX ( BEFORE CUTOFF ) AND XX/XX/XXXX ( BEFORE CUTOFF ). 
I HAVE SENT MY FAMILY SUPPORT FOR OVER TWENTY YEARS. 
XXXX AND I WERE FINALLY MARRIED ON XXXX XXXX, BUT I HAVE BEEN SENDING SINCE XXXX.WE HAVE AND HAVE HAD CHILDREN TO SUPPORT DURING THIS TIME. 
THIS MONEY IS NECESSARY FOR LIVING EXPENSES OF MY FAMILY AND MAINTAINING MY HOME IN XXXX XXXX. 
THE CFPB SEEMS TO INVOKE SOME SORT OF SECRECY ONLY BENEFICIAL TO BANK OF AMERICA NOT ME. 
MY PERSONAL SAFETY WOULD BE BETTER SERVED LEAVING THE COMPLAINTS IN THE COMPLAINT HISTORY. 
FOR EXAMPLE A CONVERSATION WITH A HIGHER UP AT BOFA WIRE DEPT ENDED THE CALL WITH " STAY SAFE '' A VEILED THREAT. 
THE CFPB BY NOT REQUIRING BANK OF AMERICA TO ANSWER MY COMPLAINTS IN THE PUBLIC FORUM AND INPUT IN THE XXXX XXXX ACTUALLY IS MORE DANGEROUS FOR MY PERSONAL SAFETY. 

MY COMPLAINTS OF XXXX AND XX/XX/2020 AGAINST BANK OF AMERICA ARE STILL ONLINE. 
AND " MAGICALLY '' BANK OF AMERICA NOW OBEYS REGULATION C, ADHERES TO FED RESERVES DEFINITIONS OF LAW AND DOES NOT DO 10S OF BILLIONS IN UNNECCESSARY CHECK HOLDS TO PLAY WITH THE FLOAT ANY LONGER. 
ALL BANK OF AMERICA CHECKING ACCOUNT HOLDERS BENEFIITED FROM MY WORK 1.5 YEARS AGO. 
TODAY I MYSELF WHO LIVES LIKE A XXXX SENDING MONEY HOME IS IN JEOPARDY AS BANK OF AMERICA PLAYS WITH TRANSFERING MONEY FOR FAMILY SUPPORT. 
WHAT IS NORMAL FOR ME IS AT XXXX XXXX  PST THE WIRE MONEY LEAVES MY ACCOUNT GOES TO XXXX BOFA THEN GOES TO XXXX XXXX  XXXX XXXX IN XXXX XXXX CR THEN TO MY WIFES ACCOUNT BY XXXX PST. 
THAT IS THE TIME NECESSARY TO SEND A WIRE FROM ME TO MY WIFE, IF YOU FOLLOW THE MONEY YOULL FIND THAT THE XX/XX/XXXX TRANSFERS AND XX/XX/XXXX TRANFER WERE SENT SOMEWHERE ELSE TO EARN MONEY FOR BANK OF AMERICA AS THEY DELAY WIRES. 
SO I WILL PROVIDE THE CFPB WITH INFORMATION OF THE XXXX AMERICANS LIVING IN THE UNITED STATES, THAT THEIR BANK, BANK OF AMERICA IS CHEATING THEM ALSO. 
WE CHECK THE BOX THAT ALLOWS THE OUTSIDE TIME WITH THE WIRES..BUT WE DO NOT GIVE PERMISSION FOR BOFA TO SPECULATE ON CURRENCY MARKETS OR INVEST IN OVERNITE FUNDS WITH XXXX XXXX. 
WE GAVE OUR WIRE MONEY IN GOOD FAITH, PAYING A FEE WITH THE LOWER EACCEPTED EXCHANGE RATE TO FEED CLOTHE AND EDUCATE OUR FAMILIES. 
SO THIS MONEY, TENS OF BILLIONS IS BEING FLOATED FOR SPECULATION PRIOR TO SENDING TO OUR FAMILIES AND OUR FAMILIES SUFFER FOR IT NEEDLESSLY ONLY FOR THE BETRAYAL OF TRUST AND GREED OF BANK OF AMERICA. 
I PROVED THEY WERE CORRUPT A YEAR AGO AND THE CFPB LET THEM OFF THE HOOK FOR CHANGING THEIR CHECK HOLD GAME AND ADHERING TO THE DEPOSITORS BOOKLET. 
IF THE XXXX AND XXXX AMERICAN POPULATIPON KNOW WHAT IM SAYING..IT COULD BREAK AND CLOSE BANK OF AMERICA , XXXX CAN BE RESENTFUL WHEN RIPPED OFF WHEN THEIR TRUST IS BETRAYED AND THEIR FAMILIES SUFFER FOR IT. 
CFPB ... FOLLOW THE MONEY ... .... OF MY LAST 3 WIRES THAT LEFT MY ACCOUNT ... .. HAVE NOT BEEN DELIVERED TO MY WIFE AS OF NOW ... BEYOND THE CONTRACT TIMES ... FOLLOW THE MONEY AND YOU WILL UNDERSTAND THE CRIME AND THE NEW ILLEGAL SECRET PROFIT CENTER AS BANK OF AMERICA RIPS OFF THE CUSTOMERS THAT KEEPS FEEDING BANK OF AMERICA TO MAKE THEM THE 2ND LARGEST BANK AND BIGGEST DEPOSITOR BANK IN AMERICA ,

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation