Consumer complaint received 2017-10-28
Company: JPMORGAN CHASE & CO.
State: IL
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Struggling to pay mortgage

Complaint:
In XX/XX/XXXX CHASE BANK offered me a Loan Modification of XXXXXXXX per month  which were paid on time.  Someone caused funds that I paid to be funneled to a different account (as identified by Attorney XXXX XXXX )  That amount of XXXXXXXX. created a computer missed payment triggering a foreclosure (I wonder who did that?) , and difficult to discover.   Then, I was foreclosed on by publication from Chase attorneys XXXX and XXXX with no prior indication there was an issue. (I discovered today that XXXX and XXXX were indited committing an elaborate schemes changing signatures, modifying and inserting documents to fit their plans to deceitfully acquire my property, Which they did.    The final hearing is XX/XX/XXXX, XXXX XXXX 

XXXX!  1700 foreclosures in XXXX were put on hold due to XXXX and XXXX!
Thanks for alerting after I lost my house, XXXX,  It would almost seem like you were in on it.   I wonder if the judge knew also?


Learning from XXXX XXXX, my defense Attorney yesterday, that there appeared in my file a turn down letter denying me a loan modification which I have never seen and I believe that XXXX  XXXX may have fabricated this document, and other documents and placed them in my file.  Causing the deterioration of my ability to negotiate with my bankers.

Evidence of XXXX XXXX  and collusion is that when asked in front of Judge XXXX (in the records) XXXX XXXX Judge, by my Attorney XXXX XXXX, on my 
behalf for the documents and payment history of the loan modification   XXXX and XXXX claimed that a LOAN MODIFICATION WAS NEVER ISSUED.

We then filed a motion for an affidavit of payment history.   I continued to ask XXXX XXXX for that accounting but XXXX XXXX would not provide them until this loan was sold by CHASE until it wound up in the hands of XXXX XXXX.

By this time XXXX XXXX just gave up.   Then I found another Attorney (XXXX was my 3rd Attorney)  XXXX XXXX was on NOLO and after speaking to many attorneys I found him to be very analytical and determined illegal activities had taken place and would like to reopen the class action, because again CHASE denied any payment history took place because there was no LOAN MODIFICATION,  which is now in our hands and verified by 2 CHASE EMPLOYEES.

Now is the time to present this to Judge XXXX XXXX gets the evidence to Judge XXXX,  this is what Judge XXXX said:   


XXXX,

Traditionally, the arguments are credited to the party (you) rather than his advocate (attorney).  Essentially the thought is the party had a chance to present this evidence, and must not have for some good reason.  I was asked why you didn't present this evidence previously, and I stated that it was present in an earlier construction of the file, but not orally argued.  I said I couldn't state why it wasn't orally argued because it wasn't me who argued it.  I believe I said "I can't know previous counsel's mind." Most judges are willing to let an attorney come in and at least give it a good try with a new argument, but I expect you faced some prejudice due to the age of the file.

With that said, I stand by my statement on the appeal.  Your evidence presented meets the standards for a motion to vacate and it should have been set aside with a new hearing on the merits.  If I were a judge, I would have vacated based on this evidence, because it goes directly to your liability.

XXXX XXXX XXXX XXXX
Attorney at Law

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Phone: XXXX
Fax: XXXX
XXXX


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-------- Original Message --------
Subject: Judge says no evidence from new lawyer
From: XXXX XXXX 
Date: Thu, XX/XX/XXXX XX/XX/XXXX
To: XX/XX/XXXX XX/XX/XXXX,

How can a judge prevent new evidence from being entered because it's from a newly hired attorney  and not the previous attorney who did not understand the case or realize the evidence  that you did?

XX/XX/XXXX

NOTE:   THE ACTUAL MOTION TO VACATE CONTAINING VERIFIABLE EVIDENCE PRODUCED BY CHASE AS SELF INCRIMINATION ACKNOWLEDGING THEY DID IT.  JUDGE WOULD NOT LOOK AT IT?  SOMEONE SHOULD REALLY LOOK AT THIS CASE?

Company response to consumer: Closed with explanation