Consumer complaint received 2022-10-20
Company: EQUIFAX, INC.
State: OR
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
XXXX & Equifax stated my account was properly Investigation but how is that possible if the open date is Inaccurate, the date last active is Inaccurate, and the date last reported is not accurate? This is ground for removal they also violated my rights under 15 U.S.C 1681 Section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : it also states a consumer reporting agency can not furnish an account without my written instructions. Below are the names of the original creditors, along with account numbers and a list of various violations. DEPEDXXXX Account # XXXX Violation 1 : Date Opened : ( XXXX ) XX/XX/XXXX Date Opened : ( Equifax ) XX/XX/XXXX Violation 2 High Credit Limit : ( XXXX XXXX ) {$1500.00} High Credit Limit : ( Equifax ) {$1100.00} Violation 3 : Date Last Reported:XXXX ( XXXX ) Date Last Reported:XXXX ( Equifax ) Violation 4 : Date Last Active : ( XXXX XXXX ) XXXX Date Last Active : ( Equifax ) XX/XX/XXXX DEPENDXXXX Account # XXXX Violation 1 : Date Last Reported : XX/XX/XXXX ( XXXX ) Date Last Reported : XX/XX/XXXX ( Equifax ) Violation 2 : Date Last Active : XX/XX/XXXX ( XXXX ) Date Last Active : XX/XX/XXXX DEPTEDXXXX Account # XXXX Violation 1 : Date Last Reported : XX/XX/XXXX ( XXXX ) Date Last Reported : XX/XX/XXXX ( Equifax ) Violation 2 : Date Last Active XXXX XX/XX/XXXX ( XXXX ) Date Last Active : XX/XX/XXXX ( Equifax ) DEPTEDXXXX Account # XXXX Violation 1 : Date Last Reported : XX/XX/XXXX ( XXXX ) Date Last Reported : XX/XX/XXXX ( Equifax ) Violation 2 : Date Last Active : XX/XX/XXXX ( XXXX ) Date Last Active : XX/XX/XXXX ( Equifax ) DEPTEDXXXX Account # XXXX Violation 1 : Date Last Reported : XX/XX/XXXX ( XXXX ) Date Last Reported : XX/XX/XXXX ( Equifax ) Violation 2 : Date Last Active : XX/XX/XXXX XXXX XXXX ) Date Last Active : XX/XX/XXXX ( Equifax ) US DEPT ED Account # XXXX Violation 1 : Date Last Reported : XX/XX/XXXX ( XXXX ) Date Last Reported : XX/XX/XXXX ( Equifax ) Violation 2 : Date Last Active : XX/XX/XXXX ( XXXX ) Date Last Active : XX/XX/XXXX US DEPT ED Account # XXXX Violation 1 : Account Status XXXX Indeterminate ( XXXX ) Account Status : Closed ( Equifax ) Violation 2 : Date Last Reported : XX/XX/XXXX ( XXXX XXXX Date Last Reported : XX/XX/XXXX ( Equifax ) Violation XXXX XXXX Date Last Active : XX/XX/XXXX ( XXXX XXXX Date Last Active : XX/XX/XXXX ( Equifax ) US DEPT ED Account # XXXX Violation 1 : Date Last Reported XXXX XX/XX/XXXX ( XXXX ) Date Last Reported : XX/XX/XXXX Violation 2 : Date Last Active XXXX XX/XX/XXXX ( XXXX ) Date Last Active : XX/XX/XXXX ( Equifax ) Violation 3 : Payment Status : Collection ( XXXX ) Payment Status : 120 Days Late ( Equifax ) US DEPT ED Account # XXXX Violation 1 : Payment Status XXXX Collection XXXX XXXX ) Payment Status : Collection ( Equifax ) Violation XXXX : Date Last Reported : XX/XX/XXXX ( XXXX ) Date Last Reported : XX/XX/XXXX ( Equifax ) Violation 3 : Date Last Active : XX/XX/XXXX ( XXXX ) Date Last Active : XX/XX/XXXX ( Equifax )

Company response to consumer: Closed with explanation