Consumer complaint received 2021-09-23
Company: AMERICAN EXPRESS COMPANY
State: NV
Product: Credit card or prepaid card
Sub-product: General-purpose credit card or charge card
Issue: Fees or interest
Sub-issue: Problem with fees

Complaint:
Consumer Financial Protection Bureau, What Happened? : I have repeatedly reported American Express to the Consumer Financial Protection Bureau for fraud, harassment, discrimination, predatory revenue creation at my expense, and issuing false statements to the CFPB, and the CFPB has repeatedly closed my complaints and failed to protect me from American Expresss fraud and harassment.

American Express et al businesses that I have reported to the CFPB are not allowed to communicate with me, yet the CFPB facilitates such harassment of me.

American Express has committed fraud against me as part of American Expresss culture, and American Express has likely committed fraud against other consumers.

Now American Express audaciously refers to American Expresss fraud, harassment, discrimination, predatory revenue creation at my expense, and failure to immediately close my account as directed as American Expresss courtesy by crediting any unpaid amount to me in American Expresss predatory revenue creation from me as I have factually reported and closed my account in writing to American Express, the Consumer Financial Protection Bureau, and the Federal Trade Commissions, and American Express chose to ignore while defending American Expresss culture of fraud and ignorance.

Per American Express, We are writing to inform you that your account referenced above has had an amount remaining unpaid for several months. For this reason, we have closed the account. As a courtesy we have credited any unpaid amount and the balance is now {$0.00}. If you have any questions about your account please call us at the telephone number on the back of your Card or on your statement.

Here American Express continues harassing me and issuing false statements in American Expresss mockery of me, the CFPB, the FTC, and the rules, regulations, and laws to which American Express is bound. 

I closed the account in writing in XX/XX/2021 and with every CFPB and FTC complaint that I have filed. 

There never was a balance amount on the account for several months during the span of XXXX 2021 while American Express persisted in fraud and predatory revenue creation at my expense, and American Expresss culture of ignorance has intentionally misused my time as I have repeatedly reported to the CFPB, FTC, et al. 

In my XX/XX/2021 CFPB report, I directed American Express and the CFPB to charge off the account and file a lawsuit, and American Express failed in that capacity as well, Charge off the account, send the account to collections, file a lawsuit, whatever it takes to stop Amex, et al, failures and harassment of me, so that I may report the predatory revenue creation and harassment of relative persons, collectors, agencies, et al to the Consumer Financial Protection Bureau. 

XXXX failed in resolving the matter of a paltry {$23.00}, XXXX XXXX failed in resolving the matter of a paltry {$150.00}, and thus American Express intentionally lost my business and caused me exponential mental anguish while I was XXXX  XXXX. 

American Express, best of luck in your continued culture of fraudulent business practices. 

Consumer Financial Protection Bureau, stop closing my complaints without resolution. 

What would be a fair resolution to this issue? : Protection from fraud, harassment, retaliation, discrimination, predatory revenue creation, systematic exploitation of my identity, and violation of my Federal Civil Rights. 

Compensation for damages and exponential XXXX XXXX 

Prosecution of XXXX, XXXX XXXX, American Express, et al. 


-- XXXX XXXX XXXX XXXX : XXXX ( XXXX ) XXXX Email : XXXX All communications logged as harassment spam and forwarded to the appropriate agency, department, institution, et al to assist informing lawsuits regarding any and all fraud and predatory revenue creation practices.

Company response to consumer: Closed with monetary relief