Consumer complaint received 2018-02-18
Company: Ocwen Financial Corporation
State: FL
Product: Mortgage
Sub-product: FHA mortgage
Issue: Closing on a mortgage

Complaint:
This is to inform you that XXXX XXXX, XXXX XXXX AS TRUSTEEFOR MORTGAGE PASS THROUGH CERTIFICATES, XXXX XXXX XXXX, Filed a Lawsuit in XX/XX/XXXX against my property which is located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX Florida XXXX Claimed that they acquired the mortgage from XXXX XXXX XXXX XXXX XXXX in the amount of {$200.00}, XXXX to be the creditor to whom the debt is owed by those individuals who are obligated under the promissory note and mortgage, and the case number XXXX was voluntary dismissal in XX/XX/XXXX. On XX/XX/XXXX XXXX XXXX XXXX, XXXX XXXX AS THE TRUSTEE FOR THE HOLDERS XXXX XXXX XXXX XXXX XXXX XXXX, MORTGAGE PASS=THROUGH CERTIFICATES, XXXX XXXX XXXX XXXX XXXX XXXX filed another Lawsuit again case number XXXX. The lender listed on the mortgage attached to the complaint is the Originator. The plaintiff alleges that the plaintiff is the owner and holder of the promissory note .The note submitted shows that another party is the owner. The plaintiff failed to produce an assignment that would illustrate that the plaintiff was legally assigned the mortgage and is the true party at interest. On XX/XX/XXXX received notice of assignment, sale, loan number XXXX or transfer of servicing rights. Stated that you are hereby notified that the servicing of your mortgage loan, that is, the right to collect payments from you will be assigned, sold or transferred from XXXX XXXX XXXX XXXX  to Ocwen Loan Servicing, LLC, and effective XX/XX/XXXX On XX/XX/XXXX received Delinquency notice from Ocwen loan Servicing stated that you are late on your mortgage payment as XX/XX/XXXX, you are 1912 days on your mortgage loan. Your account first became delinquent on XXXX XXXX. Failure to bring your loan current may result in fees and foreclosure-the loss of your home. On XX/XX/XXXX my attorney XXXX XXXX sent a letter to Ocwen loan servicing to provide verification of the debt owed. Ocwen loan servicing never respond to that letter instead Ocwen denied receiving the letter. On XX/XX/XXXX Ocwen fraudulent foreclosed my properly. On XX/XX/XXXX received an apology letter from Ocwen stated on XX/XX/XXXX Ocwen incorrectly foreclosed my property. They sincerely apologize for any inconvenience this may cause. On XX/XX/XXXX received a delinquent status of the loan from Ocwen stated that the foreclosure proceedings were initiated on the property on XX/XX/XXXX. On XX/XX/XXXX, the foreclosure proceedings were completed and the property was conveyed to Real Estate owned ( REO ). Please be advised that on XX/XX/XXXX the holder of the XXXX XXXX XXXX XXXX, filed an emergency motion to cancel and reset the foreclosure sale and was granted by the Judge. On XX/XX/XXXX Ocwen loan servicing stated that Ocwen is the owner or loan servicer and Ocwen has authorized the withdrawal of XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX as its counsel for every case attached exhibit, and has retained XXXX XXXX XXXX. Ocwen also stated that the investor/owner Name : XXXX XXXX  XXXX, XXXX XXXX, as the Trustee for mortgage pass-through certificates, XXXX  XXXX XXXX loan # XXXX, INCLUDING AN INVESTOR Loan # XXXX. On XX/XX/XXXX received a Loan modification From Ocwen loan servicing in the amount of  {$220000.00}, plus a balloon payment in the amount of {$150.00}, XXXX, Ocwen stated that they received an escrow payment on XX/XX/XXXX in the amount of {$5.00}, XXXX, which not true ... Furthermore Ocwen loan servicing fraudulent created multiple fake payments history including escrow accounts. The evidence will show that Ocwen loan servicing does not own the mortgage or note, the evidence will show that XXXX XXXX does not own the mortgage or note, neither XXXX XXXX, the evidence will show that Ocwen loan servicing does not respect the Law, the evidence will show that Ocwen continue to lie over and over again, and get away with it. Please see all attachments below for details. Thank you.

Company response to consumer: Closed with explanation