Consumer complaint received 2020-05-28
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Last Reported XX/XX/XXXX Creditor Name XXXX  Account Type Secured Loan Account Status Closed - Derogatory Opened Date XX/XX/XXXX Closed Date XX/XX/XXXX Limit -- Term 32 Months Monthly Payment {$0.00} Responsibility Individual Balance {$1600.00} Highest Balance {$3200.00} Payment Status Collection/Charge-Off Worst Payment Status Unknown Date of Last PaymentXX/XX/XXXX Amount Past Due {$1600.00} Times 30/60/90 Days Late 0/0/0 Remarks Charged off as bad debt Profit and loss write-off Payment History Latest Status : Collection/Charge-Off No payment history has been reported by this creditor.

Creditor Contact Details XXXX XXXX, XXXX.

XXXX XXXX XXXX XXXX, TX XXXX  ( XXXX  ) XXXX-XXXX   XXXX  {$2700.00} Account Details Last Reported XX/XX/XXXX Creditor Name XXXX  Account Type Secured Loan Account Status Closed - Derogatory Opened Date XX/XX/XXXXClosed Date XX/XX/XXXX Limit -- Term 32 Months Monthly Payment {$0.00} Responsibility Individual Balance {$2700.00} Highest Balance {$3700.00} Payment Status Collection/Charge-Off Worst Payment Status Unknown Date of Last Payment XX/XX/XXXXAmount Past Due {$2700.00} Times 30/60/90 Days Late 0/0/0 Remarks Charged off as bad debt Profit and loss write-off Payment History Latest Status : Collection/Charge-Off No payment history has been reported by this creditor.

Creditor Contact DetailsXX/XX/XXXX, XX/XX/XXXX.XX/XX/XXXX, TX XXXX  ( XXXX  ) XXXX-XXXX  XXXX  {$690.00} Account Details Last Reported XX/XX/XXXX Creditor Name XXXX  Account Type Secured Loan Account Status Closed - Derogatory Opened DateXX/XX/XXXX Closed DateXX/XX/XXXX Limit -- Term 13 Months Monthly Payment {$0.00} Responsibility Individual Balance {$690.00} Highest Balance {$1400.00} Payment Status Collection/Charge-Off Worst Payment Status Unknown Date of Last Payment XX/XX/XXXX Amount Past Due {$690.00} Times 30/60/90 Days Late 0/0/0 Remarks Charged off as bad debt Profit and loss write-off Payment History Latest Status : Collection/Charge-Off No payment history has been reported by this creditor.

Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX CHILD SU {$50000.00} Account Details Last Reported Apr 30, 2020 Creditor Name XXXX  CHILD SU Account Type Child Support Account Status Open Opened Date Aug 18, 2019 Closed Date -- Limit -- Term -- Monthly Payment {$0.00} Responsibility Individual Balance {$50000.00} Highest Balance {$0.00} Payment Status 120-149 Days Late Worst Payment Status 120-149 Days Late Date of Last Payment XX/XX/XXXX Amount Past Due {$50000.00} Times 30/60/90 Days Late 0/0/8 Remarks -- Payment History Latest Status : 120-149 Days Late 2020 120 120 120 2019 120 120 120 120 120 J F M A M J J A S O N D 120 120-149 Days Late Creditor Contact Details XXXX  CHILD SUPPORT XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX {$0.00} 0 % of Credit Limit* XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX XXXX XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX Removed By* :XX/XX/XXXX Inquiry Type : Finance XXXX  Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXX  Inquiry Date : XX/XX/XXXX Removed By* : XX/XX/XXXX Inquiry Type : Misc.

XXXX   Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXX Inquiry Date :XX/XX/XXXXRemoved By* : XX/XX/XXXX Inquiry Type : Finance XXXX  Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX, SD XXXX XXXX XXXX XXXX XXXX  Inquiry Date : XX/XX/XXXX Removed By* : XX/XX/XXXXInquiry Type : XXXX XXXX Creditor Contact Details XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX Removed By* : XX/XX/XXXX Inquiry Type : XXXX XXXX Creditor Contact Details XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX Inquiry Date : XX/XX/XXXX Removed By* : XX/XX/XXXX Inquiry Type : National Credit Cards/Airlines *

Company response to consumer: Closed with explanation