Consumer complaint received 2020-01-25
Company: SELECT PORTFOLIO SERVICING, INC.
State: VA
Product: Debt collection
Sub-product: I do not know
Issue: Attempts to collect debt not owed
Sub-issue: Debt is not yours

Complaint:
NOTICE ; False, deceptive, misleading foreclosure alleged XXXX  XXXX XXXX EQUITY MAXIMIZER AGREEMENT AND DISCLOSURE STATEMENT and HOME EQUITY CREDIT LINE DEED OF TRUST are defected and SELECT PORFOLIO SERVICING.INC. XXXX XXXX XXXX. XXXX   do false, deceptive, misleading representation for following reasons : 1- Both alleged XXXX  XXXX XXXX EQUITY MAXIMIZER AGREEMENT AND DISCLOSURE STATEMENT and HOME EQUITY CREDIT LINE DEED OF TRUS have wrong address. 
2- I, XXXX XXXX is only one signed XXXX  XXXX XXXX EQUITY MAXIMIZER AGREEMENT AND DISCLOSURE STATEMENT. 
3- XXXX XXXX is not party in alleged XXXX  XXXX XXXX EQUITY MAXIMIZER AGREEMENT AND DISCLOSURE STATEMENT. 
4- on HOME EQUITY CREDIT LINE DEED OF TRUST? trustee is XXXX XXXX, XXXX XXXX XXXX XXXX  XXXX XXXX, XXXX, Virginia XXXX? When he fired? ALLEGED NOTE and DEED OF TRUST separated multi times. And breached. 
5- XXXX  XXXX XXXX XXXX breached its contract and therefore, three ( 3 ) of  our property unlawfully foreclosed. 
6- there is two different account number one ending XXXX ( closed on XX/XX/XXXX ) and other ending XXXX ( closed on XX/XX/XXXX ), with one XXXX  XXXX XXXX EQUITY MAXIMIZER AGREEMENT AND DISCLOSURE STATEMENT and HOME EQUITY CREDIT LINE DEED OF TRUST. 
7- Alleged account ending XXXX foreclosed, and closed by XXXX  XXXX XXXX XXXX on XX/XX/XXXX before complaint filed on XX/XX/XXXX XXXX.by /s/ XXXX XXXX, esq. with XXXX XXXX XXXX , XXXX. case No XXXX XXXX XXXX ( XXXX  ) at SUPERIOR COURT OF DISTRICT OF COLUMBIA. 
8- Per XXXX  XXXX XXXX Notice Date : XX/XX/XXXX account ending XXXX closed onXXXX stated the servicing of your home equity line of credit transfer to Select Portfolio Servicing Inc. on XX/XX/XXXX. 
9- XXXX XXXX XXXX , XXXX DO NOT HAVE STANDING, and there is non-trial, Therefore all court orders case number XXXX XXXX ( XXXX  ) are void and nulls ab initio.

10- Alleged XXXX  XXXX XXXX XXXX interest transferred to XXXX  XXXX XXXX XXXX per XXXX XXXX letter dated XX/XX/XXXX. Without any facts. 
11- XXXX XXXX from XXXX XXXX XXXX , XXXX counsel for XXXX  XXXX XXXX , XXXX. stated if we do not hear from you, we will assume that you do not consent transfer XXXX  XXXX XXXX INTEREST to XXXX XXXX XXXX XXXX. 
12- I do not know CEO, address and contact information of XXXX  XXXX XXXX XXXX or any of their agreement WITH XXXX XXXX XXXX , XXXX. 
13- which one is correct XXXX XXXX XXXXXXXX letter stated XX/XX/XXXX account ending XXXX closed onXXXX stated the servicing of your home equity line of credit transfer to Select Portfolio Servicing Inc. on XX/XX/XXXX. Or XXXX XXXX hear say statement XXXX  XXXX XXXX XXXX interest transferred to XXXX XXXX XXXX XXXX. 
14- If interest of XXXX  XXXX XXXX XXXX transferred to XXXX  XXXX XXXX XXXX with COOPERATION ASSIGNMENT OF DEED OF TRUST FILED ON XX/XX/XXXX BY XXXX  XXXX XXXX XXXX, SELECT PORFOLIO SERVICING, INC.Doc # : XXXX, why XXXX XXXX XXXX , XXXX foreclose alleged debt on behalf of XXXX  XXXX XXXX XXXX, and SELECT PORFOLIO SERVICING, INC. 
15- Which alleged lien DID transfer to XXXX  XXXX XXXX XXXX what is the amount and who will get all the payments from foreclosure? 
16- I, XXXX XXXX do not have any copy of retainer agreement between XXXX XXXX XXXX XXXX XXXX . with XXXX XXXX XXXX XXXX and SELECT PORFOLIO SERVICING, INC. 
17- I XXXX XXXX do not know who is CEO and contact information and address of XXXX  XXXX XXXX XXXX. 
18- Both SELECT PORFOLIO SERVICING .INC and XXXX XXXX XXXX XXXX schedule JUDICIAL Foreclosure on XX/XX/XXXX WITHOUT ANY TRIAL. 
19- There is one lien or two liens?? Who is noteholder SELECT PORTFOLIO SERVISING INC. RESPONDS on XX/XX/XXXX Validation of Debt - In your inquiries, you requested that we provide evidence of the debt. SPS is a mortgage servicer and the servicing of your account was transferred to SPS on XX/XX/XXXX. We have enclosed a copy of the Notice of Servicing Transfer evidencing this transfer. As a servicer, we service the account according to the terms of the XXXX XXXX XXXX Equity Maximizer Agreement and Disclosure Statement ( Note ) and Deed of Trust. Please find enclosed a copy of the Note and Deed of Trust that were signed by you during the origination. Please note, for additional clarification, that SPS services the second lien on the subject property. We do not service the first lien referenced in your inquiry. Servicing Rights - In your inquiries, you questioned SPSs authority to service your account. Please understand that servicing rights and duties are established by contract between the Noteholder and the servicer. As the servicer, SPS is responsible for enforcing the Deed of Trust and Note on behalf of the Noteholder. Please note SPS does not originate loans. Prior Servicers - In your inquiries, you expressed dissatisfaction with how prior servicers handled the account. We are unable to speak on behalf of prior servicers actions. However, SPS is confident that the servicing of your loan by SPS has been compliant with all applicable state and federal regulations. SPS is committed to assisting customers. Please see the enclosed Early Intervention Notice dated XX/XX/XXXX, advising of the loss mitigation options that you may qualify for. In addition, we have attempted to contact you to discuss the account ; however, no contact was made until XX/XX/XXXX. Foreclosure - In your inquiries, you requested we cancel the foreclosure sale scheduled. Please be advised the foreclosure sale has been cancelled. We have enclosed the Foreclosure Sale Date Change Notice, for your review. As of the date of this letter, the account is due for XX/XX/XXXX. I NEVER HAD 2ND LIEN, AND ALLEGED LINE OF CREDIT PASSED STATUE OF LIMITATION AND BREACHED BY ALLEGED LOAN GENERATOR. 
20- If XXXX  XXXX XXXX XXXX XXXX FORECLOSE ALLEGED LIEN ENDING XXXX ( closed on XX/XX/XXXX ), AND SELECT PORFOLIO FORECLOSE LIEN ENDING XXXX ( closed on XX/XX/XXXX ), THAT MEANS ALL are false, deceptive, misleading representation, BECAUSE I, NEVER HAD TWO LIENS, and they can not provide two liens NOTES and DEED OF TRUST. 
21- Both SELECT PORFOLIO SERVICING.INC and XXXX XXXX XXXX XXXX   schedule judicial Foreclosure without any trial on XX/XX/XXXX for which alleged lien? Why XXXX XXXX XXXX XXXX, their substitute trustees are on XXXX XXXX XXXX   JUDICIAL SALE without any trial, and who will get all the PAYMENTS? 
22- There is non-court order judge appoint trustee or substitute trustee. There was no trial all hear say.if there was any trial I need a copy of all transcript. 
23- XXXX XXXX XXXX  claim Substitute trustee appointed by court, and it is judicial sale, XXXX XXXX XXXX  stated XXXX XXXX XXXX XXXX XXXX XXXX XXXX , et, al. court appointed trustee. This is a False misleading statements. There was non-trial. 
XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX and XXXX XXXX XXXX as Substitute Trustees same as APPOINT OF SUBSTITUTE TRUSTEES FILLED ON XX/XX/XXXX Doc # : XXXX by XXXX  # XXXX for account ending XXXX closed on XX/XX/XXXX. 
All land record filling without any chain of title it is slander, and cloud my property known as XXXX XXXX XXXX record and it is a trap for unlawful, deceptive foreclosure such as : 24- 1-APPOINT OF SUBSTITUTE TRUSTEES FILLED ON XX/XX/XXXX Doc # : XXXX by XXXX  # XXXX. And their names are XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX and XXXX XXXX XXXX as Substitute Trustees 25- 2-NOTICE OF LIS PENDENCE FILED ON XX/XX/XXXX Doc # : XXXX by XXXX XXXX XXXX # : XXXX. 
26- 3-ASSIGNMENT OF DEED OF TRUST FILED ON XX/XX/XXXX BY XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, DOC # : XXXX 27- 4-COOPERATION ASSIGNMENT OF DEED OF TRUST FILED ON XX/XX/XXXX BY XXXX  XXXX XXXX XXXX , SELECT PORFOLIO SERVICING, INC.Doc # : XXXX 28- 5- and others that are not named from DEED record 29- On Thursday, XX/XX/XXXX, XXXX  XXXX  XXXX to Pay {$16.00} Billion in Historic Justice Department Settlement for Financial Fraud Leading up to and During the Financial Crisis 30- Seperation of NOTE and DEED OF TRUST and breach of agreement, without affidavit or testimony and without any trial all of the orders on case XXXX ( XXXX  ) are hear say and all orders are void and null. and all prove false, deceptive, misleading foreclosure. And all violation of due process of law and violation of FDCPA. And violate my constitution right 4th, 5th, 7th, 9th amendments. And attempt to steal property.

31- Without any chain of titles all are here say, 32- What is penalty for breach of contract and false, deceptive, misleading representation?

33- Did XXXX XXXX , XXXX XXXX rebutted or respond to any of Aggrieved partys verification, validation, and dispute notice that aggrieved party sent via certify mail and via email on ( 1st ( XX/XX/XXXX ) ,2nd ( XX/XX/XXXX ), 3rd (  XX/XX/XXXX ) notices, AND AFFIDAVITH OF TRUTH ( XX/XX/XXXX ), and friendly letter ( XX/XX/XXXX ) and default judgment ( XX/XX/XXXX ) ,1st ( XX/XX/XXXX ), 2nd ( XX/XX/XXXX ), 3rd ( XX/XX/XXXX ) notices of opportunity to cure, motion to comply ( XX/XX/XXXX ) .opposition to opposition to do not comply ( XX/XX/XXXX ) affidavit of material fact ( XX/XX/XXXX ). Notice Special appearance ( XX/XX/XXXX ), notice XX/XX/XXXX, and notice XX/XX/XXXX? 
35- I demand a copy of NOTE and DEED OF TRUST and account history for alleged account ending in XXXX ( closed on XX/XX/XXXX same LOC, balance {$0.00}, no contract ), 2nd ending in XXXX ( closed on XX/XX/XXXX same LOC, balance {$0.00}, no contract ), and 3rd ending in XXXX ( opened by debt collector SELECT PORTFOLIO SERVICING , INC. , same LOC, no contract ).

36- I, demand a copy of formal verifiable complaint under oath or affirmation and under penalty of perjury for alleged account ending in XXXX ( closed on XX/XX/XXXX same LOC, balance {$0.00}, no contract ), 2nd ending in XXXX ( closed on XX/XX/XXXX same LOC, balance {$0.00}, no contract ), and 3rd ending in XXXX ( opened by 3rd party debt collector SPS , same LOC, no contract ).

37- I, demand name and address, and contact information any man or woman claim own alleged debt. And when, what, how I damaged him or her financially?

38- XXXX  XXXX XXXX XXXX , SELECTIVE PORFOLIO SERVICING.INC and XXXX XXXX XXXX XXXX, Please note that still I have no record of doing business with you and I, need to know who you are and to verify your claim. Please note that my time is a very limited resource and if you fail to provide the necessary information, such as : 40- 1- I demand a copy of SELECT PORFOLIO SERVICING, INCXXXX, AND XXXX  XXXX XXXX XXXX , XXXX XXXX XXXX , XXXX. charter if were incorporated, partnership, sole proprietorship, etc. and name and address and contact information of SELECTIVE PORFOLIO SERVICING, INC.,  and XXXX XXXX XXXX XXXX, XXXX XXXX XXXX , XXXX. CEO, and copy of their License with time and place of registration, all the particulars needed to perfect alleged lien and claim. 
41- 2- I demand, if there is any contract to prove I, XXXX XXXX have contract with SELECT PORFOLIO SERVICING, INC, and XXXX  XXXX XXXX XXXX , and XXXX XXXX XXXX , XXXX. I need a copy immediately. 
42- 3-I demand a copy of chain of title naming SELECTIVE PORFOLIO SERVICING, INC. XXXX XXXX XXXX XXXX and XXXX XXXX XXXX , XXXX. as the real party of interest or holder of the negotiable instrument of alleged 1st and alleged 2nd lien.

43- As you know there is no agreement or contract in the absence of mutual consent?

44- extortion and Fraud is felony 45- If I deposit anyone 's negotiable instrument without a contract authorizing it, and steal property I would go to jail. If it was our policy to violate a contract, I could go to jail for a very long time.

46- What is the name, address and contact information of man or woman claiming own alleged debt?

47- Federal False Claims Act [ 31 U.S.C. 3729-3733, Section 3729. ] False claims 48- [ 15 U.S. Code 1692f. ] Unfair practices 49- Conspiring to deprive rights retained by the people [ 18 U.S.C. 241 ].

50- Deprivation of rights retained by the people by action under color of law [ 18 U.S.C. 242 ].
51- 9-61.200 - National Stolen Property Act18 U.S.C. 2311, 2314, and 2315 52- The Federal Bureau of Investigation has investigative jurisdiction for the stolen property offenses set forth in 18 U.S.C. 2311, 2314 and 2315. The Office of Enforcement Operations of the Criminal Division has supervisory responsibility over offenses arising under 18 U.S.C. 2314 and 2315.

53- 1318. National Stolen Property Act -- " Falsely Made, Forged, Altered, Or Counterfeited '' 54- The Federal Bureau of Investigation has investigative jurisdiction for the stolen property offenses set forth in 18 U.S.C. 2311, 2314 and 2315. The Office of Enforcement Operations of the Criminal Division has supervisory responsibility over offenses arising under 18 U.S.C. 2314 and 2315.

55- Standing : The Foreclosing Party Must Prove It Has the Right to Foreclose 56- What is the minimum amount that any man can fraud?

57- What is the minimum amount of fraud any man can endure?

58- I, demand stop false, deceptive, unlawful foreclosure immediately.

59- I, demand SUPERIOR COURT OF WASHINGTON DC CASE NO. XXXX XXXX  XXXX XXXX  ( XXXX ) close with prejudice immediately.

60- I demand all of the false instrument in land record have notice of satisfaction immediately to prevent future harassments, and unlawful, deceptive foreclosure attempt again.

58- I have no record of doing business with you and I, need to know who you are and to verify your claim. Please note that my time is a very limited resource and if you fail to provide the necessary information, you agree to compensate me for my expended resources dealing with your matter at the rate of $ XXXX/minute. my compensation for any court i attend is {$500000.00}.

i am able, ready, willing to settle any debt that is true, due and owing.

i say here and will verify in open court that all here said are true I reserve all my rights with prejudice, including amend my notice, exhibits, and add more counts violations.

Respectfully submitted BY ; XXXX XXXX XXXX XXXX : costumer advocate for SELECT PORTFOLIO SERVICING INC. 
XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX Spservicing.com XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, Maryland XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX   District Of Columbia XXXX XXXX  XXXX, XXXX, XXXX XXXX | Washington, DC XXXX XXXX XXXX XXXX  XXXX XXXX XXXX CONTACT : UNKNOWN Address : unknown Tel : unknown Contract : unknown Website : unknown

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation