Consumer complaint received 2021-06-29
Company: Resurgent Capital Services L.P.
State: CA
Product: Debt collection
Sub-product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt was result of identity theft

Complaint:
Please see complaint XXXX that was closed. Please review the response from LVNV funding. It is absolutely false and a lie and I have proof. I have attached the communication with LVNV Funding 's attorney whom I worked personally with in dismissing the case against me for the debt they claim. They have absolutely lied about why the case was dismissed. I also will point out, they provided false statements of an account with their original case for this account filed against me, which is why they clearly stated the documents I attached were not for the account they are collecting for, but those are indeed the statements they provided to the court for this exact case. There is major illegal practices taking place at this company and I plan to seek an attorney to prevent this from happening to other people. Please review all documents from my complaints and you will see, I am not responsible for this account and by them continuing to report and harass me to collect, they are financially abusing me! Please help. 

If they couldn't get a hold of me to serve me, then why the XXXX do I have all these documents showing my communication and documents proving this isn't my account and communication with their lawyer dropping the case against me??? They lied!!!! If this doesn't get resolved then what is the CFPB for?? I have been fighting this for almost two years now. This is abuse!!!!!!! What more proof can I provide before you stop and look at it and get this off my credit reporting. I can't take it anymore! 


See the response from Resurgent/LVNV funding XXXX regarding my complaint and the investigation conducted. XXXX if you look at the documents they provided in their own response they have provided account statement for two different accounts!! Pg 47 has statements from one account and pg 51 is a completely different account. It almsot looks as though statements were falsely made. I also have statements submitted to the courts for this account that have my name completely removed from them and only Mr. XXXX listed and another account number listed!! But this is supposedly all for the same debt they are collecting on? That is makes no sense at all.. How they can change statements made from years ago has me very concerned. I feel there should be a deeper investigation done with this company as they seem to be able to generate statements from previous years and edit them to fit their need to get their money. Not one of the statements have the total listed for the amount of debt they are claiming, nor is it itemized as to what the charges are for. I have provided everything you need to see they are lying and that I have already proved with THEIR OWN attorney XXXX this is not my debt. There is already another law suit issued for the debt of this account to the account owner. I never even lived at the address the statements were mailed to, I never even knew about the account. It is your job to investigate this. I have provided everything you need to clearly see they are lying and this isn't my account and the case was dismissed because I proved so, NOT because they couldn't get a hold of me to serve me, they mailed me the XXXX fraud packet for XXXX sake! Thank you and look forward to your response!

Company response to consumer: Closed with explanation