Consumer complaint received 2020-11-23
Company: Mr. Cooper Group Inc.
State: MI
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Public record information inaccurate

Complaint:
A new Mr Cooper Mortgage company, picks up said mortgages from fallen banks. Seterus is not a bank it was a serviced. And a crooked one at that. Aka XXXX. 
What has happened here is that Mr. Cooper picks up the old modification paperwork that I used from XXXX. That I tried to modify in XXXX Even in a less pen-dens to enforce the modification I had already begun and wanted to affirm and continue. But then they wanted to switch it out for a very different one. Seterus Then representing XXXX XXXX XXXX XXXX was terminated in federal court along with my X husband XXXX XXXX ( see attached ) in fact it was because they altered the original mortgage docs. And also added the legal description in which it didnt have. They illegally assigned this bogus loan to me. This was not the loan that I had been a party to in XXXX. That was found to be null and void. 
Recently I see a lien, and a mortgage with equifax mortgage solutions. Theyve got my old documents, and additional pages that are not my signature. And they appear to be modifying this loan for someone else. Using my equity. 
Please do something, this is soo very wrong Ive been advocating for my home for over 12 years now. In which I was supposed to receive in my divorce settlement in XXXX. Mr XXXX XXXX is to blame for this constant nonsense. When his chapter XXXX attorney found no loan they created a new one and expect me to pay for him absconding with the equity. 
I see Mr XXXX also received an amount of funds for excess asset forfeiture funds? In XXXX He probably received the title claim funds as well. I have received nothing and ate left destitute. Please Im nearly XXXX years old and are so disenheartened from the crime I find, Even XXXX township is involved. They state that I sold my home on XXXX XXXX XXXX in XXXX, in which I did not! Ive requested through a FOIA request the closing documents, and settlement statement. And they refuse to provide it. 
Please look in to this and review your stipulation file no 2014-CFPB-0001 RESPA Act 12 U.S.C. 2607 and of course codified. 
It appears that some good faith settlement occurred, however it appears that I was again overlooked for any funds, compensation, restitution, or rightful claim that I had. 
You released respondence from all potential liability for violations, and end with giving any legal or equitable right remedy or claim to no one other then their successors in interest. 
And many waivers added, most importantly the Last I. Any right to claim denial of due process. 
Any right to claim denial of due process! 
This is repugnant to the Constitution of the United States of America.! And that would make it null and void. Because not even the president, or your CO, or Mr XXXX of XXXX Mortgage has the right to deny our rights guaranteed us as as Americans. 
Your conclusion of Law here may be what has stood in the way of my finding much needed Relief. 
I would appreciate a concerted effort for the sake of Justice and myself to resolve this situation and make way for defending my rights under the law. 
Sincerely Submitted and true as I have lived and toiled in it. Unfairly denied that which is mine, and refresh again once more in me the faith I had once in my Country. 
XXXX XXXX XXXX dob XX/XX/XXXX

Company response to consumer: Closed with explanation