Consumer complaint received 2020-08-27
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
I am requesting with this written complaint that the following inaccurate items is a result of non-factual reporting. The items are as follows : XXXX XXXX XXXX  XXXX This account reflects 2 consecutive months of 120 days past due in XX/XX/XXXX and the same in XXXX XXXX.You can not have more than 1 month with the same number of days past due. Also the account shows 8 charge offs. An account can only reflect 1 charge off. This is non-factual reporting Please remove this account. XXXX XXXX/XXXX  XXXX This account reflects 2 consecutive months of 120 days past due in XX/XX/XXXX and the same in XXXX XXXX.You can not have more than 1 month with the same number of days past due. This is non-factual reporting Please remove this account. XXXX  XXXX XXXX  XXXX This account shows 19 charge offs. An account can only reflect 1 charge off. The last balance date and status date should match. This is non-factual reporting Please remove this account. XXXX XXXX XXXX Balance owed is incorrect. Balance is XXXX. Account no longer with the creditor. This is non-factual reporting. Please remove this account. XXXX XXXX   XXXX From XXXX This account reflects 8 consecutive months of 120 days past due. You can not have more than 1 month with the same number of outstanding days past due. This is non-factual reporting Please remove this account. XXXX XXXX  XXXX From XXXX This account reflects 8 consecutive months of 120 days past due. You can not have more than 1 month with the same number of outstanding days past due. This is non-factual reporting Please remove this account. XXXX XXXX XXXX From XXXX This account reflects 8 consecutive months of 120 days past due. You can not have more than 1 month with the same number of outstanding days past due. This is non-factual reporting Please remove this account. XXXX XXXX XXXX From XXXX This account reflects 8 consecutive months of 120 days past due. You can not have more than 1 month with the same number of outstanding days past due. This is non-factual reporting Please remove this account. XXXX XXXX OH XXXX This account reflects 2 consecutive months of 120 days past due in XX/XX/XXXX and the same in XXXX XXXX.You can not have more than 1 month with the same number of days past due. This is non-factual reporting. Please remove the account. XXXX XXXX XXXX XXXX There should not be a balance due if the status reflects that this was sent to a collection agency and the account also reflects 3 chargeoffs.An account can only reflect 1 charge off. This is non-factual reporting Please remove this account. XXXX XXXX  XXXX The last balance date and status date should match. This account shows 17 charge offs. An account can only reflect 1 charge off. This is non-factual reporting Please remove this account. XXXX XXXX   XXXX The last balance date and status date should match. This account reflects that this was a loan. This is non-factual reporting Please remove this account.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation