Consumer complaint received 2023-08-05
Company: EQUIFAX, INC.
State: CT
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
EQUIFAX has a history that dates back to its founding in XXXX. Originally established as the XXXX XXXX XXXX by XXXX XXXX and XXXX XXXX, the company 's primary focus was to gather credit information and provide credit reports to local businesses and retailers. In that time of history I am aware that EQUIFAX had participated in massive privacy violations reporting information on consumers based on religion, XXXX XXXX, marital saturates and much more. Through the immense criticism and backlash that EQUIFAX has received threw out its history it was forced to change its name from XXXX to EQUIFAX deriving from the meaning EQUILITY and FACTUAL. EQUIFAX only came into existence in XXXX  and consumer reports have been around for centuries. EQUIFAX constant violations towards Federally Protected Consumers had caused The United States Congress to pass The Fair Credit Reporting Act aka FCRA demanding and regulating EQUIFAX to perform ALL DUTIES and RESPONSIBILITIES with RESPECT, INTEGRITY and ACCURACY to the consumer. Congress within the FCRA has clearly and directly classified EQUIFAX as an ELABORATE MECHANISM who has ASSUMED ( see 15 USC 1681 ( 2 ) ( 3 ) ) its role to gather my personal identifying information and furnish a consumer report without my consent nor PERMISSIBLE PURPOSE 15 USC 1692b. EQUIFAX you have abused me by violating my Federally Protected Right to PRIVACY and have furnished information on my behalf without permissible purpose as CONGRESS has demanded you need and you have WILLINGLY without LAWFUL GONGRESSIONAL AUTHORITY have chosen to furnish negative information on my behalf that has negatively impacted my reputation causing me to lose credit opportunities and the ability to EXERCISE MY RIGHT TO CREDIT which is a clear and direct violation under TITTLE 18 USC 242. This is a FACT because CONGRESS under the Fair Credit Reporting Act due to your abusive practices in your earlier years has clearly and directly demanded you to EXCLUDE ALL TRANSACTIONAL ACCOUNT INFORMATION INCLUDING EXPERIENCES from a consumer report see TITTLE 15 USC 1681a ( 1 ) ( 2 ). EQUIFAX YOU HAVE WILLINGLY WENT AGAINST YOUR CONGRESSIONAL DUTIES AND RESPONSIBILITIES AND WILLINGLY FURNISHED INFORMATION ON MY CONSUMER REPORT CONGRESS DEMANDS YOU EXCLUDE HURTING MY REPUTATION AND ABILITY TO EXERCISE MY RIGHT TO CREDIT FALLING DIRECTLY IN VIOLATION UNDER TITTLE 18 USC 242 FOR DEPRIVING ME OF A RIGHT. I HAVE REQUESTED IN ABUNDANCE TO HAVE THESE ACCOUNTS REMOVED UNDER CONGRESS REQUIREMENTS AND YOU HAVE IGNORED ME AND HAVE NOT SETTLED IN GOOD FAITH. I AM DONE DEALING WITH THIS ISSUE AND YOU ARE LIABLE UNDER TITTLE 15 USC 1681n AND TITTLE 15 USC 1681o FOR WILLFUL AND NEGLIGENCE HARM TO A CONSUMER DEPRIVING THE CONSUMER OF A FEDERALLY PROTECTED RIGHT VIOLATING TITTLE 18 USC 242. NOTICE IT IS A FACG YOU ARE ALSO UNDER VIOLATION OF REGULATION Z OF THE CFPB.

Company response to consumer: Closed with explanation