Consumer complaint received 2019-03-27
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA
Product: Money transfer, virtual currency, or money service
Sub-product: Domestic (US) money transfer
Issue: Fraud or scam

Complaint:
Bank of America, XXXX XXXX and XXXX If other, please specify : XXXX Transaction Amount : {$2500.00} Transaction Date : XX/XX/XXXX Was the money sent? Yes Victim Bank Name : bank of America If other, please specify : XXXX Transaction Amount : {$2500.00} Transaction Date : XX/XX/XXXX Was the money sent? Yes Victim Bank Name : Bank of America Recipient Bank Name : XXXX XXXX If other, please specify : XXXX Transaction Amount : {$1000.00} Transaction Date : XX/XX/XXXX Was the money sent? Yes. 
This man promised me he would build me a " funnel '' to launch my online course in a week and wrote a contract up for an immediate to begin 90 days course launch, after I pay him {$6000.00} - ONLY acceptable through XXXX. I sent him two {$2500.00} transactions and one {$1000.00} to make the total {$6000.00}. 4 weeks passed by and the work hasn't been done and barely if at all started. so I found out from a group forum that he has scammed a bunch of people out of thousands and possibly 100s of thousands of dollars collectively. I googled and saw scam reports and I realized I have been scammed. He then started threatening me to sue me for the forum post and the feed and I don't know if I feel safe anymore. 

Its been abusive emotionally, financially, and mentally, he tried gaslighting me and my family has suffered while I suffer. This is a BAD BAD guy out here hurting a lot of innocent people with his internet scam. I have to care for my mother and sons and life and I couldnt. I had such bad anxiety, my sister came up to help with my mom and I couldnt barely function. I told him this was effecting me and my family. Also, it turns out people who did work with him previously said he is a sociopath who does scam people and not perform or return their money and they left because they didnt want to be associate with him because they witnessed how he was scamming people and they said they would be a witness and sign a statement. 

NOW the bank XXXX XXXX should just give me back my money and XXXX needs to return the transfer, this is XXXX. I want my money back from this XXXX XXXX. 

XXXX needs to learn when to BLACKLIST users from receiving funds through them and not allow him to scam people through there payment gateway I have reported it to my bank to files a XXXX dispute through bank of america to his account at XXXX XXXX - but they couldnt help they said they coudnt get my money back. They said this is where we file things like this, but I am also pursuing a small claims case, I dont know what else to do. 

Then on Monday XX/XX/XXXX I filed the dispute with the bank of america XXXX departmen and have not seen anything in return I have not got my money back. I want it back. They also are not protecting me as their customer if they dont refund my money for this scam. I was scammed.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation