Consumer complaint received 2021-09-08
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
I consumer XXXX XXXX have been violated in several way by the referenced below companies. Pursuit to 15 U.S.C 6802 ( a ) The below listed companies had no right to disclose any non public personal information to non- affiliated third parties. Additionally I was not disclosed of my right to opt-out pursuit to 15 U.S.C ( b ) ( B ). As a federally protected Consumer I have a right to privacy, pursuit 1692 and anything I deem private is in fact private. According to 15 U.S.C 1681 a ( 2 ) ( i ) a consumer credit report should not include any consumer credit transactions. Transunion, XXXX and XXXX have also undermined me a consumer by reporting false and misleading credit information. Almost all of my credit balance are inconsistent, pursuit to 15 U.S.C 1692 e 2 ( a ). 

XXXX XXXX had no right to disclose non public personal information to a non affiliated third party pursuit to 15 U.S.C 6802 ( b ) 1. Additionally they were suppose to me of my right to opt-out pursuit 15 U.S.C 6802 ( b ) 1 B.

*There are several account on my Consumer report by this company, and I am required them to be removed immediately. * XXXX XXXX XXXX had no right to disclose non public personal information to a non affiliated third party pursuit to 15 U.S.C 6802 ( b ) 1. Additionally they were suppose to me of my right to opt-out pursuit 15 U.S.C 6802 ( b ) 1 B.

*There are several account on my Consumer report by this company, and I am required them to be removed immediately. * XXXX XXXX XXXX XXXX  had no right to disclose non public personal information to a non affiliated third party pursuit to 15 U.S.C 6802 ( b ) 1. Additionally they were suppose to me of my right to opt-out pursuit 15 U.S.C 6802 ( b ) 1 B.

TRANS UNION has been reporting false and misleading personal credit information and incorrect balances on my accounts, pursuit 15 U.S.C 1692 e 2 ( a ). Additionally, I XXXX XXXX never gave Transunion written instruction to furnish anything on my consumer report, Pursuit to 15 U.S.C 1681 B ( a ) 2. 

XXXX has been reporting false and misleading personal credit information and incorrect balances on my accounts, pursuit 15 U.S.C 1692 e 2 ( a ). Additionally, I XXXX XXXX never gave XXXX written instruction to furnish anything on my consumer report, Pursuit to 15 1681 U.S.C B ( a ) 2. 

XXXX has been reporting false and misleading personal credit information and incorrect balances on my accounts, pursuit 15 U.S.C 1692 e 2 ( a ). Additionally, I XXXX XXXX never gave XXXX written instruction to furnish anything on my consumer report, Pursuit to 15 U.S.C 1681 B ( a ) 2.

According to 15 U.S.C 1681 ( a ) 4 reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. However the complete opposite has been shown. 

As a federally protected consumer I am enforcing my rights, and if any of these companies choose not to comply they are civilly liable 15 U.S.C 1681 n ( a ) 1 A.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation