Consumer complaint received 2019-03-25
Company: Experian Information Solutions Inc.
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
My name is XXXX XXXX. Someone has stolen my identity. I've been living in XXXX for 6 Years and finally checked my credit sometime last year and saw that I had tons of accounts and inquires on my credit report that were not mines and inquires I did not authorize. I have been dealing with XXXX, XXXX And Experian on this matter for almost a year and nothing has been done! I have faxed, sent certified mail in which I have the receipts for the dates in which I sent. And a full copy of my police report that I faxed and mailed into XXXX, XXXX and Experian and the accounts still are reporting to my credit.This has put a major strain on my life, I was denied employment because I did not meet the credit requirements. I tried to purchase a car, I had to put down a substantial down payment with ridiculous interest rates. I was denied for a mortgage last month when a tried to purchase my first home. Even though I saved up the down payment, I was not creditworthy. I feel stuck, hopeless and powerless. so I've decide to hire an attorney. XXXX XXXX XXXX of XXXX XXXX XXXX  XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX XXXX PA XXXX. He has found several breaches in the FCRA concerning my case. Also XXXX, Experian and XXXX  are in non compliance concerning the FCRA. Here are the accounts my lawyer and I are placing in our claims EXPERIAN DBA XXXX XXXX XXXX  XXXX XX/XX/XXXX {$68.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$1400.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$2200.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$1600.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$6600.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$1100.00} XXXX XXXX  XXXX XXXX XX/XX/XXXX {$440.00} XXXX XXXX XXXX  XXXX XXXX XX/XX/XXXX {$310.00} XXXX XXXX XXXX   XXXX XX/XX/XXXX {$1000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$17000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$140.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$980.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$1800.00} XXXX XXXX XXXX XXXX/XXXX XXXX XX/XX/XXXX {$12000.00} XXXX XXXX    XXXX XX/XX/XXXX {$200.00} INQURIES XXXX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX/XXXX XXXX/XXXX XXXX XXXX XXXX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DBA XXXX XXXX XXXX XXXX XX/XX/XXXX {$68.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$1400.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$2200.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$1600.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$6600.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$1100.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$440.00} XXXX  XXXX XXXX XXXX XXXX XX/XX/XXXX {$310.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$1000.00} XXXX XXXX XXXX  XXXX XX/XX/XXXX {$17000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$140.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$980.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$1800.00} XXXX XXXX XXXX XXXX/XXXX XXXX XX/XX/XXXX {$12000.00} XXXX XXXX   XXXX XX/XX/XXXX {$200.00} XXXX {$790.00} XXXX {$67.00} XXXX {$140.00} XXXX {$50.00} XXXX {$68.00} XXXX {$980.00} XXXX/XXXX XXXX   {$720.00} INQUIRES XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) DBA XXXX XXXX XXXX XXXX XX/XX/XXXX {$68.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$1400.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$2200.00} XXXX  XXXX XXXX XXXX XX/XX/XXXX {$1600.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$6600.00} XXXX XXXX  XXXX XXXX XX/XX/XXXX {$1100.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$440.00} XXXX  XXXX XXXX XXXX XXXX XX/XX/XXXX {$310.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$1000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$17000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$140.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$980.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$1800.00} XXXX XXXX XXXX XXXX/XXXX  XXXX XX/XX/XXXX {$12000.00} XXXX XXXX   XXXX XX/XX/XXXX {$200.00} XXXX XXXX XXXX XXXX XXXX XXXX {$310.00} XXXX XXXX XXXX XXXX {$68.00} XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX {$58.00} XXXX XXXX XXXX XXXX {$58.00} XXXX XXXX XXXX XXXX {$67.00} XXXX XXXX XXXX XXXX {$50.00} XXXX XXXX XXXX XXXX {$980.00} XXXX XXXX XXXX XX/XX/XXXX {$1000.00} INQUIRES XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  due to the credit bureaus negligence we has also decided to name the following individuals in our pending lawsuit. We strongly feel like these particular individuals are mainly responsible considering their position as overseers pertaining our case EXPERIAN XXXX XXXX -CEO Experian XXXX XXXX XXXX XXXX Vice president and associate general counsel XXXX XXXX -XXXX Operations Supervisor XXXX XXXX XXXX Senior Vice President XXXX Fraud ID theft XXXX XXXX_ Vice  President and Group Counsel XXXX XXXX XXXX XXXX Corporate Vice President , Chief Legal Officer XXXX XXXX XXXX Executive Vice President XXXX XXXX XXXXDirector fraud and Identity management XXXX XXXX XXXX XXXX- Vice President and Division General Counsel-Regulatory

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief