Consumer complaint received 2020-11-10
Company: Merchants Credit Corporation
State: CA
Product: Debt collection
Sub-product: I do not know
Issue: Attempts to collect debt not owed
Sub-issue: Debt is not yours

Complaint:
Good day, We Would like to start off By saying thank you to the FTC for setting up consumer safety code of ethics Amongst Commerce We have several concerns about A false debt created by credit union number XXXX XXXX  XXXX  XXXX, et XXXX. Ac # xx xxx XXXX In aggressive PURSUIT letter number # XXXX, security code number : XXXX NEW account identifier # A xx xxx XXXX With unfair and strict bias and prejudice/ misconception and misinterpretation of : A " BENEFICIARY '' can not inherent a DEBT. 

A " BENEFICIARY '' is not liable for that debt unless specifically agreed upon with FULL disclosures of DEBT inherentance given this MUST BEEE TRANSPARENT to the falsely accused. Before being Falsely accused. 

# XXXX, Allowed by the XXXX XXXX XXXX to operate Horrendous A.false accusations of # XXXX ( approved by the XXXX XXXX XXXX for full criminal activities ) B.very aggressive debt chasing practices immediately forward private information to " BENEFICIARY '' for a chasing of this false debt C.in clear violation of FTC and CP code of ethical dealings D. Credit Union number XXXX letter number XXXX Therefore all the above should be held liable for obstruction of law by action of aggressive false accusations The above banking establishments are in full awareness and strict negligence and written defamation of financial discrimination of prejudice pursuits They have NOT corrected their mistakes and false accusations made towards XXXX XXXX XXXX XXXX, et XXXX. 

XXXX We request all out FEES of LEGAL discovery. Processjng and production of documents be paid for by PROCESSING be forgiven for XXXX XXXX. By the issuance of letter XXXX full negligence, parties 1,2,3 are all liable 2. By debt collection Association full negligence 3. The attorney professional misconception and misconduct of constitution law, In fringes upon Bill of Rights adopted by the Constitution DUE TO THE CRIMES THESE BANKS/CREDIT UNIONS/ DEBT COLLECTORS AND THEIR REPRESENTATIONS THUS FAR WE ARE REQUESTING FULL COMPENSATION SINCE XX/XX/2020 FOR ALL FALSE INTERPRETATION OF STAATORY law. 

This has been a horrible financial journey. We request full investigation for XXXX XXXX XXXX, et XXXX. 
20 + addresses for disputes XXXX, et  XXXX +3 addresses. For aggrieved disputes Including XXXX, XXXX Michigan XXXX pllc, et XXXX. XXXX XXXX XXXX c/o XXXX both Committed false representation and misconception of constitution rights Disclosing/Reveling NON-relavent facts of private information ; distribution of the XXXX  XXXX XXXX, XXXX -- -employees/retirees, and their spouces, and family -property and addresses have been falsely accused and -familes and hoseholds have been falsely accused and chased by " unfair debt collection practice ( es ). 


G. ALONG WITH financial difficulties the stress and burden of correcting these " Professionals '' has resulted in physical pains to the victim ( s ) stress and family home autonomy due to the direct stress from this absolutely NON PROFESSIONALS, with complete non COMPLIANCE of XXXX, XXXX  and XXXX codes of conduct ; there are too many t o list in this email. 

Also credited unions of banks and their attorneys have never made an attempt to correct have not paid for any damages done I n strict negligence by them Also XXXX XXXX XXXX XXXX, et XXXX. Have NEVER to properly PAID by this estate banks of associations for any in house training sessions on HOW to properly implement and teach them the law and sections of XXXX  and XXXX  ethical Values. 

XXXX codes also state JUST DUE and Fair Pop in station to process these law cases must be paid by the defendants. 

We seek for compensatory and punitive damages, to the household family and property addresses exposed due to these true and purely heinous illegal CHASING CRIMES committed by HUGE member owned BUSINESSes IN ORDER to decieve the people into financial hardships for 11 months. 

XXXX Thank you for all the services that you do. 

XXXX XXXX XXXX XXXX, XXXX  XXXX. 
XXXX XXXX XXXX XXXX XXXX, CA XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation