Consumer complaint received 2019-01-11
Company: EQUIFAX, INC.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
In XXXX When i became aware of an account being reported from my bank credit card department that it is reporting i retain 2 accounts with Equifax. 
Equifax is a Credit reporting facility to which has retrieved Dispute dealing communications with a bank credit card department in removing the inaccurate reporting. Those months it took was XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX proceeding XX/XX/XXXX and then it was removed equifax reported the account accurate 1 time in their correction, process. 
. Again XX/XX/XXXX, Equifax reports inaccurate information. Equifax has already been advised i do not have 2 accounts with XXXX XXXX credit card i retain " ONLY '' 1. 
in that complaint submitted to Equifax. 
Well i do not see how or what i would have to go thru all the issues again in XX/XX/XXXX .hereon after in it equifax reporting 1 retain 2 accounts. 
I think Equifax may have public opinion in any manner would be its reporting is a positive on my account. Unless you are applicant you need to listen and correct from being my dependent. I hope you understand these rights. 
the account holder for it to be reported as 2 independent accounts i hold only 1 account with XXXX   XXXX  and use it independelty why do i have a dependent on my account titled XXXX XXXX $ XXXX/XXXX XX/XX/XXXX i am accounting independelty for the dependency to remove. 
XXXX XXXX XXXX XXXX XXXX / XXXX and XXXX XXXX XXXX XXXX it is equifax or company reporting it our claiming to be dependents. These are the facts. \. In XXXX on XX/XX/XXXX Equifax received a Letter in Notice from the investigation of a IRS and input of keys internally conducted and letter was mailed to Equifax from I. I am the prepared of the facts of law. The truth is if you really look at it Equifax has misused my identity and do not appear as if they can comprehend. 

. Equifax appears after i mailed to them the contents my credit file report is missing reporting to customer no accounts, no credit score etc. 
how is it i am to rebuild a credit history for my self. 
Do you believe i am XXXX  years of age and create a credit file for me on bases of publication prepared by the IRS. 
I am not a identifiable person at the age of XXXX. My credit File created in XXXX I was first reported and a today 's everyday life things. 
I do understand equifax does not have to process information if they do not want to. Wherefore the internal documents have been processed and i would not had been told directly by the IRS to process service to Equifax unless service was denied process by Equifax XXXX XX/XX/XXXX : I am oblige to the IRS So i hope you understand my direction at this time are : Real Estate in a Deceased Estate. Equifax use it as a identification theory. The Deceased Estate is my business Real Estate income? " What am i deprived. '' Do you seek special Attention? 2. department of Treasury IRS identity theft mark accounts, and placing id theft indicator on account. Equifax deleted all accounts, and all history in XXXX after receipt of the IRS letter dated XXXX My independent rights 1 on 1 with Equifax was revoked I do believe the Department of Treasury. IRS in properly identifying I, and my resources hold a lot more authority over Equifax. Do you have rights to not process my tax reporting. How come i do not see relevancy of Equifax processing 2 Identity theft indicators 1 Employment 2 Credit Cards , Financial & Tax. Why have Equifax limited my resources. to credit of XXXX or so i am told i do not need a credit score to get credit. Are you I? 
If we evaluate its not a matter of breach its a matter of civil opinion in what equifax will process and what it wont process and is statistical law is unbalanced of adjudications we all hold but only to 1 equality of acts of a personal profile is identity by naturalization laws. 
Why do you prevail my rights as that you only really reply when a demand is ordered. If i were to demand i would seek relief from the IRS in that i have tried repeatedly for Equifax to return my identity of resources going back to XXXX to properly report my credit useage on hand that my indemnification is some other act of Equifax and refuse to correct, I therefore seek relief so i can pay accounts and rebuild a credit file as Equifax seeks i retain it to pay its right the right i do not retain but to some order am mandadted by equifax if i want credit for ability of economic flow Article i can add if i must add to its rights. In addition i s right to have value in life and will seek to eact according to Equifax with prima facie evidence to the IRS to sent the 1099 C to equifax will all publications and declare it my tax break of my identity upheld or demurred by equifax deduction for life. I will explain to the IRS. Even thou i have already earned it they have eliminated my credit ability.from date of income first job tier reported to the Department of Treasury The internal revenue services. 
By background Equifax has a clear view of A. XXXX Chapter XXXX B. XXXX thru XXXX IRS Investigation letter of internal rule processor of letter to Equifax C. XXXX a new credit file created new accounts - XXXX XXXX activated in XX/XX/XXXX or XX/XX/XXXX D. Equifax made consumer agree with XXXX credit score and 0 credit accounts after serviced letter from IRS. No correction has been given as to the financial, tax and credit cards preference XXXX US Title XXXX Tile XXXX US Bankruptcy. a new credit file is XX/XX/XXXX and inaccurate in eviormental fule factors at one time rpeorted by equifax but no longer sustainable by processors of equifax rceipt o f letter form the IRS XX/XX/XXXX are mandating i create a new credit life. I am not party to this action of Equifacx We have a disagreement. I am not party to your acts. I seek resolution. Therefore if resolution is not given in the identity and credit factors of XXXX XXXX XXXX XXXX reporting twice in proper to report accurate while im on hold while Equifax completes the information in task of credit identity file Real Estate and all accounts i have had with Equifax in blind of its secure holdings and information not to my accountability or access.

i will seek resolution with the Department of Treasury Internal revenue servile against Equifax for the rebuttal of 1. Real Estate. 2 Employment and pay roll, 4. Length of credit History and all information incomplete in the enclosures i have provided. The estimation is as follows credit score at XXXX age XXXX at age to use what was reported as employment, income, address i was given a credit line from a XXXX XXXX in XXXX. 
Since then no matter what i buy or what line of credit is producted to XXXX or XXXX, XXXX i get a low scale rate on the idnex of inaccuarte reprting pof infrmation processed Equifax should not touch the data entry of data imput and have some point and block my internal roll call from stimulaions and points of income, tax that build the loan i am entitled to by simple input of application of more than a credit score. I am not your independent to choose credit laws that fit me because your descreation or data input says you can do so. Do you have a independent court order over the rights i retain. I have asked Equifax before, but still no reply. 
What is credit law in California.? Whats is a credit Score used for What Purpose? 
. I was unaware a lid of the United States bankruptcy XXXX to report my credit history to-date is 1 year and 8 month My Credit History would be years in file as a independent in name given and credit activity would be 1 year 8 months is incorrect. 

I will seek a internal audit of Equifax as a dependent of all populations in balances of score of i reported as XXXX by equifax to XXXX. Or remove what profile does not belong to i. 
In all accounts Equifax was given a opportunity to comply with the XXXX XXXX Data Breach XX/XX/XXXX for all accounts i have reported inaccurate with detail, or product not received, and other issues that do not meet the Fair credit reporting to date. 

Equifax still reporting these accounts. 

I understand a new party task each complaint and equifax tried real hard to comply with the information in any case provided by customer. 
If my credit file did not first report XX/XX/XXXX then why would you indicate on a credit file XX/XX/XXXX for resolutions of key information to complaints of information.reply. is obvious in the prior dispute re-reporting XX/XX/XXXX The customs of this complaint but not the exact principle. I bet your best friends credit file is 100 percent accurate? 
.. Now i could act to make equifax beneficial in retaining a XXXX dollar credit certificate advocate for a lawyers certificate of credit laws and request it mail letters to equifax to access and create task month to month to up an better my credit. Well for a new outlook on my credit profile sounds good. Yet once i was unable to continue to pay those month to month fees i would loose all credit restoration equifax input for I under the credit law firm to do so, i would have a defaulted credit file ... .. How do i know. I submitted the same dispute in complaint with the credit bureaus XXXX. In XXXX thru XXXX i have a law firm credit repair handle the issues. the issues then went under abstract condition the case for judgement filed with the Department of Treasury Internal revenue service XXXX XX/XX/XXXX * XX/XX/XXXX to date. We cant get much higher than this.. 
. Why am i having issues with Equifax. The way it appears from XXXX Equifax suggest i rebuild a credit file, history. The IRS information is not to any decision of Equifax holdings of prior process. Equifax in part have told me to redo my credit file to have a credit file from XX/XX/XXXX to date yet use my real estate as a identity factor suppressing my data from credit stimulation enacting that if i get a loan for {$250000.00} parcel XXXX XXXX XXXX XXXX., XXXX, ca XXXX real estate ownership on XXXX mailing date of process to Equifax XXXX Equifax has yet to input the data as it is my credit and state it as a identity verification in that to verify i have withheld my credit file from stimulation of a credit score to earn a XXXX loan for a credit score to stimulate equifax process of data of, The Department of Treasury Internal Revenue Service, XXXX XXXX Data Breach XX/XX/XXXX XXXX Reported by the General Attorney for the State of California. XX/XX/XXXX. & Banks credit card departments Complaints of inaccurate, Credit file created, History, age of credit first reported etc.. Please get the principle of the complaint while i am still awaiting for proper comply from equifax in all internal manners of notice of i, XXXX XXXX XXXX.

Company response to consumer: Closed with non-monetary relief