Consumer complaint received 2020-12-02
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
I have sent multiple requests and a warning of complaint to this bureau to investigate the following accounts reporting on my credit report with no response or result. I have exhausted all efforts to have them follow the law that allows me to have a fair shot with my credit. My credit is being negatively affected by these accounts that they continue to ignore despite my best effort to send letters including certified letters dated. XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. 

1. The inquiry was not authorized XX/XX/XXXXDate of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

2. The inquiry was not authorized XX/XX/XXXX Date of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

3. The inquiry was not authorized XX/XX/XXXX Date of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

4. The inquiry was not authorized XX/XX/XXXXDate of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

5. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

6. The inquiry was not authorized XX/XX/XXXXDate of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

7. The inquiry was not authorized XX/XX/XXXX Date of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

8. The inquiry was not authorized XX/XX/XXXX Date of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

9. The inquiry was not authorized XX/XX/XXXX Date of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

10. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

11. The inquiry was not authorizedXX/XX/XXXX Date of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

12. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

13. Validate AccountXX/XX/XXXXXXXX Account Number : XXXX Please supply information on how you have verified this item. 

14. Validate Account US DEPT ED Account Number : XXXX Please supply information on how you have verified this item. 

15. Validate Account DEPTEDXX/XX/XXXXAccount Number : XXXX Please supply information on how you have verified this item. 

16. Validate Account US DEPT ED Account Number : XXXX Please supply information on how you have verified this item. 

17. Validate Account DEPTEDXX/XX/XXXXAccount Number : XXXX Please supply information on how you have verified this item. 

18. Verify Account XXXX XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 

19. The inquiry was not authorized XX/XX/XXXX Date of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

20. The inquiry was not authorizedXX/XX/XXXX Date of inquiry : XX/XX/XXXX Please supply information on how you have verified this item. 

21. Validate Account XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation