Consumer complaint received 2018-09-24
Company: Experian Information Solutions Inc.
State: SC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Hello I have several accounts thats not mines XXXX, veteran administration, XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Ive been working and have not check my credit. When I did i saw all this stuff on my report. I fell in XXXX. The creditors sais i must contact the credit bureau because they report not them. Im not good at this and my job and family takes my time please help. this is mot my stuff. God please help me All the inquiries are not mines i havent applied for credit in years XXXX XXXX company Responsibility Individual Remarks Charged off as bad debt Account closed by consumer Times 30/60/90 days late 0/0/0 Closed XX/XX/XXXX Account status Derogatory XXXX Unsecured loan Responsibility Individual Remarks Charged off as bad debt Purchased by another lender Times 30/60/90 days late 0/0/0 Closed XXXX XXXX, XXXX Account status CLOSED VETERMAN ADMIN Govt Overpayment Responsibility Individual Account. 
Remarks Collection account Times 30/60/90 days late 0/0/28 Closed No Inf US DEPT OF EDUCATION Reported : XXXX XXXX, XXXX {$3100.00} Closed US DEPT OF EDUCATION Reported : XXXX XXXX, XXXX {$6000.00} Closed US DEPT OF EDUCATION Reported : XXXX XXXX, XXXX {$1800.00} Closed US DEPT OF EDUCATION Reported : XXXX XXXX, XXXX {$1300.00} Closed US DEPT OF EDUCATION Reported : XXXX XXXX, XXXX {$2300.00} Closed US DEPT OF EDUCATION Reported : XXXX XXXX, XXXX {$7700.00} Closed US DEPT OF EDUCATION Reported : XXXX XXXX, XXXX {$4800.00} Closed US DEPT OF EDUCATION Reported : XXXX XXXX, XXXX {$2300.00} Closed US DEPT OF EDUCATION Reported : XXXX XXXX, XXXX {$1500.00} Closed US DEPT OF EDUCATION Reported : XXXX XXXX, XXXX {$1500.00} Closed US DEPT OF EDUCATION Reported : XXXX XXXX, XXXX {$2000.00} Closed US DEPT OF EDUCATION Reported : XXXX XXXX, XXXX {$320.00} Closed DEPT OF ED / XXXX Reported : XXXX XXXX, XXXX {$0.00} Closed DEPT OF ED / XXXX Reported : XXXX XXXX, XXXX {$0.00} Closed DEPT OF ED / XXXX Reported : XXXX XXXX, XXXX {$0.00} Closed DEPT OF ED / XXXX Reported : XXXX XXXX, XXXX {$0.00} Closed DEPT OF ED / XXXX Reported : XXXX XXXX, XXXX {$0.00} Closed DEPT OF ED / XXXX Reported : XXXX XXXX, XXXX {$0.00} Closed DEPT OF ED / XXXX Reported : XXXX XXXX, XXXX {$0.00} Closed DEPT OF ED / XXXX Reported : XXXX XXXX, XXXX {$0.00} Closed DEPT OF ED / XXXX Reported : XXXX XXXX, XXXX {$0.00} Closed DEPT OF ED / XXXX Reported : XXXX XXXX, XXXX {$0.00} Closed DEPT OF ED / XXXX Reported : XXXX XXXX, XXXX {$0.00} Closed DEPT OF ED/XXXX XXXX Reported : Apr. XXXX, XXXX {$0.00} Closed DEPT OF ED/XXXX XXXX Reported : Apr. XXXX, XXXX {$0.00} Closed DEPT OF ED/XXXX XXXX Reported : Apr. XXXX, XXXX {$0.00} Closed XXXX XXXX Reported : XXXX XXXX, XXXX {$0.00} Closed INQUIRIES XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX  XXXX XXXX XXXX   Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX Credit Union ( XXXX ) XXXX XXXX  XXXX XXXX XXXX XXXX  Inquiry : XXXX. XXXX, XXXX Bank ( XXXX ) XXXX XXXX XXXX XXXX  XXXX XXXX Inquiry : XX/XX/XXXX Bank ( XXXX ) XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX Home Furnishings ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX  XXXX  Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Bank ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX  XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX Credit Union ( XXXX ) XXXX XXXX XXXX XXXX  XXXX XXXX Inquiry : XXXX. XXXX, XXXX Bank ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX   Inquiry : XX/XX/XXXX Bank ( XXXX ) XXXX XXXX XXXX XXXX XXXX  Inquiry : XXXX. XXXX, XXXX Home Furnishings ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX, XXXX Finance ( XXXX ) XXXX XXXX XXXX XXXX   Inquiry : XXXX XXXX, XXXX Bank ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX Reported : XXXX XXXX, XXXX {$1000.00} Needs Attention XXXX XXXX Reported : XXXX XXXX, XXXX {$880.00} Needs AttentionollectionsXXXX XXXX XXXX   Reported : XXXX XXXX, XXXX {$1000.00} Needs Attention XXXX XXXX Reported : XXXX XXXX, XXXX {$880.00} Needs Attention

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief