Consumer complaint received 2019-01-24
Company: EQUIFAX, INC.
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
TWO PAGES SENT ELECTRONIC MAIL AND UNITED STATES POSTAL SERVICE PAGE 1 OF 2 XX/XX/XXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, Iowa, XXXX CC : EQUIFAX XXXX XXXX XXXX XXXX XXXX, Georgia, XXXX NOTICE OF REIMBURSEMENT OF {$50000.00} IS DUE XXXX XXXX XXXX, DUE TO EQUIFAXS SLANDER, MISPRESENTATIONS OF FACT, NEGLIGENCE, BREACH OF DATA, AND HAZING ME Dear Representatives of Consumer Financial Protection Bureau ( CFPB ) : This letter is sent to register and report my formal complaints against Equifax, a Federal Credit Reporting Bureau. Equifax negligently breach data, which cause financial harm thus endangered me. Equifax failed to investigate fraud appropriately. These are facts of disclosure regarding Equifaxs slander, misrepresentations of fact, breach of data, negligence. Equifaxs negativity and hazing is bias profiling of me, and slander me to creditors and companies : known as XXXX/MasterCard and XXXX. 

It is my duty to inform CFPB of the gross harm caused doing the recovery in the aftermath of XX/XX/XXXXHurricane Irma. Equifax made numerous errors and neglected to investigate, repair, and respond for its breach of data. Thus numerous accounts of wire fraud, identity theft, misuse of my data, my stolen date of birth, and social security number did occur. 

The investigative team of Social Security Office, the IRS ( Department of the Treasury-refer to XXXX ), and my accounting affirm of XXXX, XXXX XXXX XXXX , XXXX, has affirmed no wrongdoing on my part. Hence, Equifaxs errors created false data, misrepresentations, and fraud.

1 ) The Social Security Admistration Office affirmed that an internal change occurred illegally, that my correct date of birth of xxxx, was stolen and incorrectly registered as xxxx, and this is breach of data, identity theft, and fraud. 
2 ) Equifax received notices from XXXX XXXX and XXXX that unauthorized foreign transaction charges and fees posted on my account, credit/cash funds stolen on XX/XX/XXXX in XXXX and on CONTINUED PAGE 2 OF 2 XX/XX/XXXX in XXXX : even thou a 7-year fraud alert with the Federal Credit Bureaus existed. 
2 ) Equifax placed an active-duty alert on the account, which required remedy. Equifaxs letter dated XX/XX/XXXX, and I am a non-veteran or military employee. 
3 ) Then while XXXX  and XXXX  investigated, disputed, and responded to the fraud kindly and with care, Equifax did not. 
4 ) My file complaint reference number against Equifax is registered in XXXX : my Equifax complaint reference number is XXXX. 
5 ) XXXX notified my in writing that Equifax in the month of XX/XX/XXXX demanded credit limit reductions for the reason of Equifax and its fraudulent data ; thus credit limit of {$8400.00} reduced to {$5000.00} without just cause. Equifax use false data to slander me and in the aftermath of recovery from a natural and unnatural disaster of XXXX Hurricane Irma 6 ) XXXX XXXX has reported to me that Equifax disclosed data, which caused more charges that are fraudulent and having to remedy with law enforcement and lawyers. Unauthorized-incidents by XXXX/XXXX-XXXX, XXXX/XXXX, in California XXXX Next, unauthorized charges on XX/XX/XXXX, all due to Equifaxs breach of data did these fraud charges post onto new XXXX XXXX accounts. 
7 ) Equifax lied, lost, and misplaced my data. Equifax denied data from law enforcement, police reports, and letters of law offices regarding a fraud of XXXX of XXXX XXXX. The United States Postal Service ( USPS ) reference number and signature of a one being, XXXX is dated XX/XX/XXXX ; USPS track number is XXXX. 

Equifax has failed to properly investigate, respond, and appropriately refund and credit funds to me for their negligence and breach of data. 

Thank you CFPB for providing assistance to me with a remedy that restores my dignity and finances. 

Respectfully yours.

Company response to consumer: Closed with explanation