Consumer complaint received 2019-12-21
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL
Product: Debt collection
Sub-product: Medical debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt is not yours

Complaint:
On my TransUnion credit report there are two charges from Medical that shouldn't be there. The insurance company at the time made a mistake and charged me the extra 20 % over Medicare. I have Medicare with Medicaid assistance and on the transunion credit report there are two charges for medical that shouldn't be there my insurance company at the time made a mistake and charged me the extra 20 % over Medicare. I have Medicare with Medicaid assistance and at the time I paid the co-pay of {$30.00} for both XXXX and XXXX XXXX XXXX. These occurred back in XXXX. I had XXXX XXXX  XXXX. The bills were for {$83.00} on one and {$87.00} on the other. I called my insurance at the time and they made a mistake yet it's still is on my credit report. In addition I received another bill adding to the {$83.00} an attorney fee and a miscellaneous fee of {$15.00} for the bill from the XXXX  XXXX of {$83.00} totalling {$130.00}. They are all in collection from different collection agencies. I can not seem to resolve this matter and it's affecting my credit score. I have disputed them with Trans union a few times. The insurance company was supposed to correct the matter yet they are still in collection. 
Another issue I'm having a problem with is a XXXX bill for {$130.00} that I don't owe because they they charge in advance. This occurred back in XXXX. My home was foreclosed on and I wasn't even living there. I had stopped the service when I was evicted. I called them numerous times and they will not reverse it these charges. Its really bringing down my score and I am very frustrated. I've placed disputes with TransUnion quite a few times to no avail. Please help as I am XXXX and becoming more XXXX  each day. These charges won't go away and suddenly new ones from XXXX are coming in. I never received a bill yet now they're sending me with interest. I don't remember ever owing some of these new ones. My ex husband walked out in XXXX not giving me any money toward the mortgage or any household bill since XXXX. I couldn't do it by myself as being on XXXX my income was very limited. Thus we went into foreclosure. He was applying for his VA compensation that he received 100 % for fraudulent reasons. Along with the money from the VA he was also receiving workmans compensation. When he left he never gave me a dime. I lived in the house for 2 years waiting to go to court. I also had no a/c and I live in XXXX  Florida. Someone did something to the ac unit. By the time the trial for both foreclosure and divorce came around my XXXX were XXXX XXXX and missed both. When the police came to do a welfare check on me 3 times they refused to take me to the hospital. I had no car nor phone at the time. Therefore the judge awarded me nothing because he claimed I voluntarily didn't show up. After getting out of the hospital I was XXXX  for quite some time. It's been 4 years 7 months and I'm still dealing with all the after effects. Thank you for listening. There is much more to the story but I won't bother you with it. Please help me. I still have no car and live in a one room apt . My children live in NY and I'm all alone here trying to survive. I'd like to move near them but between my poor credit and no car at XXXX years old I'll probably not be able. PS. I recently have had XXXX and was in the hospital. When I came home I had 3 more and fell on my XXXX  XXXX XXXX XXXX XXXX bad. I can not afford to go to the hospital again as I'm being charged for the ambulance of {$200.00}. I can not work even part time without a car. Therefore it's extremely XXXX  sitting in this room 24/7. Please help me. Thank you again.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation