Consumer complaint received 2016-03-25
Company: NATIONSTAR MORTGAGE LLC
State: DE
Product: Mortgage
Sub-product: Home equity loan or line of credit
Issue: Loan modification,collection,foreclosure

Complaint:
THIS QWR LETTER SENT BY E-MAIL TO ALL PARTIES XXXX XXXX, 2016 XXXX XXXX QWR LETTER, XXXX MAILED XXXX/XXXX/2016 WE HAVE NOT RECEIVED ALL OF THE XXXX QWR LETTER REQUEST AND NOW SENDING THIS SECOND REQUEST. I DEMAND THE ANSWERS TO BE SENT IN WRITING BY XXXX, MAILED DIRECT & NOT E-MAIL XXXX ( NATIONSTAR MORTGAGE LLL, / XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX ( lender ) SERVICER : NATIONSTAR MORTGAGE LLC XXXX XXXX XXXX XXXX XXXX XXXX, XXXX , XXXX XXXX ATTENTION : XXXX XXXX XXXX. LLC XXXX XXXX MARKET XXXX, XXXX XXXX XXXX, XXXX, DE XXXX This letter is a " QUALIFIED WRITTEN REQUEST '' in compliance with and under the Real Estate Settlement Procedures Act, 12 U.S.C. Section 2605 ( e ). 

Reference : Account # XXXX Hereinafter the subject loan and is the reference for all questions and requests described below. 

To Whom It May Concern : I am writing about the accounting and servicing of this mortgage and clarification of various sale, transfer, funding source, legal and beneficial ownership, charges, credits, debits, transactions, reversals, actions, payments, analyses and records related to the servicing of this account from its origination to the present date. 

I hereby demand absolute firsthand evidence from you of the original uncertified or certified security regarding the above referenced account. In the event you do not supply me with the very security, it will be a positive confirmation on your part that you never really created or owned one. DEMAND ALL ATTACHMENTS TO THE MORTGAGE AND NOTE RECORDED OR NOT RECORDED, DONE BY YOUR NOTORY PUBLIC AND SEALED BY YOUR ATTORNEY, THE XXXX XXXX XXXX, XXXX, XXXX I also hereby demand that a chain of transfer from you to wherever the security is now be promptly sent as well. Absent the actual evidence of the security, I have no choice but to dispute the validity of your lawful ownership, funding, entitlement right and the current debt. *** I SUSPECT ROBO-SINGING FRAUD ON THE ASSIGNMENT RECORDED XX/XX/XXXX AND YOUR COUNSEL 'S SUBMISSION TO THE DELAWARE COURT ALONG WITH A ROBO-SIGNER THAT ATTEST TO THE MORTGAGE ACCOUNTING THAT WAS ATTACHED TO THE COURT FILING. I HAVE EVER REASON TO BELIEVE THIS STATEMENT TO BE TRUE,, DUE TO INFORMATION COLLECTED BY THE XXXX NOTARY DEPARTMENT, AND THE XXXX XXXX XXXX COMPANY AND OTHER RELATED DOCUMENTS. YOUR COMPANY HAS COMMITTED PERJURY TO STATE AND FEDERAL AGENCY 'S WITH THE STATEMENT, " YOU CAN NOT GIVE AN ACCOUNTING OF MY CLOSING FUNDS, AS PER OUR REQUEST MANY TIMES OVER THE YEARS BECAUSE YOU DID NOT ORIGINATE OUR REFINANCE CASH-OUT LOAN " FALSE, WE HAVE THE TITLE COMPANY 'S CLOSING INSTRUCTIONS AND CHEC 'S, XXXX XXXX XXXX XXXX 'S LETTERHEAD PER-SALE MORTGAGE COMMITMENT, SIGNED AND DATED. ECT..WE RECEIVED DATA ALONG THE WAY FROM DIFFERENT SOURCES. WE HAVE MANY XXXX 'S THAT SHOWS DIFFERENT DOLLAR AMOUNTS AND DIFFERENT APR 'S AND GOOD FAITH ESTIMATES AND THEY ARE DIFFERENT AS WELL AS THE LENDERS ORIGINATION & CLOSING FEES. WE DEMAND THE REQUESTED INFORMATION AGAIN TO REDEEM YOURSELF 'S AND INVESTIGATE OUR COMPLAINTS. YOUR CLOSING ANGENT DID N'T PAY-OFF XXXX OF XXXX MORTGAGES BEFORE FUNDING LOAN. 
WE DID NOT COLLECT ALL OF OUR CASH-OUT PROCEEDS FROM CLOSING! 
WE HAVE ORGINIAL CHECKS THAT WERE SENT AFTER MANY DEMANDS AND RECEIVED 19 MONTHS AFTER CLOSING THAT WE COULD NOT CASH, WILL PROVIDE THE ORGINIAL CHECKS TO THE FEDERAL AND STATE DEPARTMENTS. 
WE WILL NOT ALLOW YOUR COMPANY TO CONTINUE THE FRAUD AND DECEPTION WITH PREDATORY LENDING PRACTICES, WE ALSO MAKE THE COMPLAINT OF DUAL-TRACKING AND CAN PROVE, KICK-BACKS RELATING TO LENDERS FORCED HAZARD INSURANCE AND INSPECTIONS FEE KICK-BACKS, AS PER CLASS-ACTIONS IN THE USA. 
WE HAVE SAVED OUR DATA AS WE BECAME AWARE OF THE COMPANY 'S DECEIT FOR YEARS, AND LACK OF GOOD FAITH IN YOUR DEALINGS WITH US AND OTHERS. ALL YOU EVER SEND TO US OR OUR STATE AND GOVERNMENT OFFICIAL 'S ARE OUR PAYMENT HISTORY,

Company response to consumer: Closed with explanation