Consumer complaint received 2021-03-22
Company: EQUIFAX, INC.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
I have disputed the inaccurate reportings with XXXX, XXXX, and Equifax several times to no avail. The following addresses are incorrect and do not belong to me, XXXX B XXXX XXXX XXXX XXXX, AL XXXX, XXXX XXXX XXXX XXXX XXXX, AL XXXX, XXXX XXXX XXXX XXXX XXXX, GA XXXX, XXXX XXXX XXXX XXXX XXXX, GA XXXX, XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX. I never paid the following accounts late, XXXX XXXX XXXX : XXXX is not reporting this account, XXXX is reporting a payment status of Current, and reporting late payments of 30 days late in XXXX, XXXX, XXXX, and XXXX of XXXX and XXXX of XXXX, 60 days late in XXXX, and XXXX of XXXX and XXXX of XXXX, 90 days late in XXXX of XXXX and XXXX of XXXX and 120 days late in XXXX. of XXXX, Equifax is reporting a payment status of Current and reporting late payments of 30 days late in XXXX, XXXX, XXXX, and XXXX of XXXX and XXXX of XXXX, 60 days late in XXXX, and XXXX of XXXX and XXXX of XXXX, 90 days late in XXXX of XXXX and XXXX of XXXX and 120 days late in XXXX. of XXXX, XXXX XXXX : XXXX is reporting a payment status of Current and reporting late payments of 30 days late in XXXX, XXXX, and XXXX of XXXX, XXXX, XXXX and XXXX of XXXX, 60 days late in XXXX of XXXX and XXXX of XXXX, 90 days late in XXXX of XXXX, XXXX is reporting a payment status of Current and reporting late payments of 30 days late in XXXX, XXXX, and XXXX of XXXX, XXXX, XXXX and XXXX of XXXX, 60 days late in XXXX of XXXX and XXXX of XXXX, 90 days late in XXXX of XXXX, and Equifax is reporting a payment status of Current and reporting late payments of 30 days late in XXXX, XXXX, and XXXX of XXXX, XXXX, XXXX and XXXX of XXXX, 60 days late in XXXX of XXXX and XXXX of XXXX, 90 days late in XXXX of XXXX. XXXX : XXXX  is reporting a payment status of Current and reporting late payments of 30 days late in XXXX of XXXX and XXXX of XXXX and 60 days late in XXXX of XXXX, XXXX  is reporting a payment status of Current and reporting late payments of 30 days late in XXXX of XXXX and XXXX of XXXX and 60 days late in XXXX of XXXX, and Equifax is reporting a payment status of Current and reporting late payments of 30 days late in XXXX of XXXX and XXXX of XXXX and 60 days late in XXXX of XXXX. XXXX XXXX : XXXX  is reporting a payment status of Current and reporting late payments of 30 days late in XXXX and XXXX XXXX and 60 days late in XXXX XXXX, XXXX  is reporting a payment status of Current and reporting late payments of 30 days late in XXXX and XXXX XXXX and 60 days late in XXXX XXXX, and Equifax is reporting a payment status of Current and reporting late payments of 30 days late in XXXX and XXXX XXXX. XXXX XXXX : XXXX is reporting a payment status of Current and reporting late payments of 30 days late in XXXX XXXX and XXXX XXXX, 60 days late in XXXX XXXX and XXXX XXXX and 90 days late in XXXX XXXX, XXXX  is reporting a payment status of Current and reporting late payments of 30 days late in XXXX XXXX and XXXX XXXX, 60 days late in XXXX XXXX and XXXX XXXX and 90 days late in XXXX XXXX, and Equifax is reporting a payment status of Current and reporting late payments of 30 days late in XXXX XXXX and XXXX XXXX, 60 days late in XXXX XXXX and XXXX XXXX and 90 days late in XXXX XXXX. XXXX : XXXX  is reporting a payment status of Late 60 Days and reporting a 30 day late payment in XXXX XXXX, XXXX and Equifax are reporting a payment status of Current and no late payments are reported, XXXX XXXX XXXX  and Equifax are reporting a payment status of Current and no late payments are reported, XXXX  is reporting a payment status of Current and reporting a late payment in XXXX XXXX, XXXX GA XXXX : XXXX  is reporting a payment status of Late 30 days and reporting a 30 day late payment in XX/XX/XXXX, XXXX is reporting a payment status of Unknown and reporting a 30 day late payment in XX/XX/XXXX, Equifax is reporting a payment status of Late 30 days and not reporting when the account was late 30 days. The following accounts do not belong to me and should be removed from my credit file, XXXX XXXX  : Account Number XXXX XXXX is reporting an opened date of XX/XX/XXXX, XXXX and Equifax are reporting an opened date of XX/XX/XXXX. XXXX XXXX : Account Number XXXX XXXX  XXXX reporting an opened date of XX/XX/XXXX, XXXX  and Equifax are reporting a opened date of XX/XX/XXXX. XXXX  XXXX : Account Number XXXX XXXX  is reporting an opened date of XX/XX/XXXX, XXXX  and Equifax are reporting opened dates of XX/XX/XXXX. I have reached out to the credit bureaus to help me in getting this matter resolved. Is XXXX, XXXX  and Equifax considered to be furnishers? These accounts either do not belong to me or were not paid late and XXXX, XXXX  and Equifax have failed to plead their case to who has provided them with this false information. Please help me to get this matter resolved.

Company response to consumer: Closed with explanation