Consumer complaint received 2022-10-05
Company: EQUIFAX, INC.
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
This is the last letter that I sent to the Credit Company on XX/XX/2022 in which was a certified letter. The letter stated the following On XX/XX/2022, I wrote to you requesting an investigation into items that I believed were INACCURATE. To date, I have not received a reply from you or any acknowledgement that an investigation has begun. In my previous request, I listed my reasons for disputing the information. I have enclosed it again and request that you reply within a reasonable amount of time. Since this is my SECOND request, I will also be sending a copy of this letter to the Federal Trade Commission notifying them that I have signed receipts for letters sent to you and you have not complied with my request. I regret that I am being forced to take such action. 

Please see my reasons for dispute below : 1. The following personal information is incorrect XXXX : XXXX XXXX 2. The following personal information is incorrect Former : XXXX XXXX A 3. The following personal information is incorrect Former : XXXX A XXXX 4. The following personal information is incorrect XXXX : XXXX XXXX 5. The following personal information is incorrect Also Known As : XXXX XXXX 6. The following personal information is incorrect Also Known As : XXXX XXXX A 7. The following personal information is incorrect Also Known As : XXXX XXXX XXXX 8. The following personal information is incorrect Also Known As : XXXX XXXX 9. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX PA XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX PA XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX PA XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX PA XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX PA XXXX personal information is incorrect 14. payment information is missing from this account/payment information incorrect/payments not reported/missing payments/gaps in payment history DEPT OF EDUCATION/XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX payment information is missing from this account/payment information incorrect/payments not reported/missing payments/gaps in payment history DEPT OF EDUCATION/XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX payment information is missing from this account/payment information incorrect/payments not reported/missing payments/gaps in payment history DEPT OF EDUCATION/XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX payment information is missing from this account/payment information incorrect/payments not reported/missing payments/gaps in payment history DEPT OF EDUCATION/XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX payment information is missing from this account/payment information incorrect/payments not reported/missing payments/gaps in payment history DEPT OF EDUCATION/XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX payment information is missing from this account/payment information incorrect/payments not reported/missing payments/gaps in payment history DEPT OF EDUCATION/XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX payment information is missing from this account/payment information incorrect/payments not reported/missing payments/gaps in payment history DEPT OF EDUCATION/XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 
21. The information on this account is incorrect/payment information was not correctly reported/car was paid off in full XXXX XXXX XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
22. The following information is outdated/this account was paid in full XXXX XXXX XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
23. payment information missing/ gaps in payment history XXXX BANK XXXX Account Number : XXXX

Company response to consumer: Closed with explanation