Consumer complaint received 2022-09-30
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
I was in the process of applying for new employment and it was brought to my attention that there is some inaccurate information reporting on my credit report.I received a copy of my credit report and to my surprise I saw all these inaccurate items that are not correct. By the way I hope that this does not hinder my ability to obtain employment due to this inaccurate information showing. I was advised by a legal friend of mine that under 15 US Code 1681a section 603 ( k ) ( b ) ( ii ) can be considered an adverse action. 
Therefore I want the following accounts to be updated to the correct amount, date, status, open and closed date, last date of activity and time. 
If you can not complete this request, please delete the accounts immediately. I have provided an exhibit of evidence showing the inaccuracies of my reports. 
Please investigate if every piece of information is correct. If not, please remove it from my credit report. 
1. The following personal information is incorrect Account Number : ALSO KNOWN AS : XXXX XXXX XXXX 2. The following personal information is incorrect Account Number : CURRENT ADDRESS : XXXX XXXX XXXX XXXX XXXX XXXX XXXX 3. The following personal information is incorrect Account Number : EMPLOYER XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 4. The following personal information is incorrect Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  5. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX XXXX XXXX XXXX 6. there is some inaccurate information reporting. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX Delete this account. 
7. XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX 8. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 9. XXXX XXXX XXXX  Date of inquiry : XX/XX/XXXX 10. The inquiry was not authorized XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX 11. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX 12. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX 13. XXXX XXXX XXXX XXXX XXXX XXXX  : XX/XX/XXXX 14. XXXX XXXX XXXX XXXX XXXX XXXX : XX/XX/XXXX 15. XXXX XXXX XXXX XXXX XXXX XXXX XXXX 16. XXXX XXXX XXXX  DXXXX XXXX XXXX XXXX XXXX 17. there is some inaccurate information reporting. 
XXXX XXXX XXXX XXXX XXXX XXXX Delete this account. 
18. there is some inaccurate information reporting. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Delete this account. 
19. there is some inaccurate information reporting. 
XXXX XXXX XXXX XXXX XXXX XXXX Delete this account. 
20. there is some inaccurate information reporting. 
XXXX XXXX XXXX XXXX XXXX Delete this account. 
21. there is some inaccurate information reporting. 
XXXX XXXX XXXX XXXX XXXX Delete this account. 
22. there is some inaccurate information reporting. 
XXXX XXXX XXXX XXXX XXXX Delete this account. 
23. there is some inaccurate information reporting. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Delete this account. 
24. there is some inaccurate information reporting. 
XXXX XXXX XXXX XXXX XXXX XXXX Delete this account. 
25. there is some inaccurate information reporting. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX Delete this account. 
26. The following personal information is incorrect Account Number : CURRENT ADDRESS : XXXX XXXX XXXX XXXX XXXX 27. The following personal information is incorrect Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX 28. The following personal information is incorrect Account Number : XXXX XXXX XXXX 29. The following personal information is incorrect Account Number : XXXX XXXX XXXX 30. The following personal information is incorrect Account Number : XXXX XXXX XXXX XXXX 31. The following personal information is incorrect Account Number : PREVIOUS ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 32. The following personal information is incorrect Account XXXX : XXXX XXXX XXXX XXXXXX/XX/XXXX 33. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX 34. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX 35. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX 36. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX 37. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XX/XX/XXXX 38. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 39. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX 40. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX  : XX/XX/XXXX 41. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 42. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX  43. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX 44. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX 45. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX 46. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX 47. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX 48. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  49. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 50. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX  51. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX  52. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX 53. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX 54. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 55. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 56. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 57. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 58. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  59. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX 60. The inquiry was not authorized XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 61. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 62. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX 63. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 64. there is some inaccurate information reporting. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX Delete this account.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief