Consumer complaint received 2023-04-17
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MD
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit repair services
Issue: Confusing or missing disclosures

Complaint:
TransUnion NOTICE TO AGENT is NOTICE TO PRINCIPAL NOTICE TO AGENT XXXX XXXX  XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX VA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX BANK YOUR COMPANY IS FURNISHING INACCURATE INFORMATION To the consumer Reporting agencies The reporting of innaccurate information has affecred my character, my reputation, livehood, and ability to obtain credit and a house.

You and you company have affected my livehood 15 U.S. Code 1681s-2-Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of Furnishers of information to provide accrate infortmation ( I ) Prohibition ( A ) Reporting information with actual knowledge if errors A person shall not furnish anyy information relating to a comsumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

( B ) Reporting information after notice and confirmation of errorsA person shall not furnish information relating to a consumer to any consumer reporting agency if - ( I ) the person has been notified by the consumer, at the address specified by the person for such notices, that specified information is inaccurate; and ( ii ) the information is, in fact, inaccurate. ( c ) No address requirement /A person who clearly and conspicuously specifies to the consumer ab address fort notices referred to in subparagraph ( B ) shall not be subject to subparagraph ( A ) ; however, nothing in subparagraph ( B ) shall require a person to specify such an address Duty : moral and legal obligation Accurate : correct in all details in exacts prohibition : a law and regulation forbidding something As defined by the IRS Even if you didnt receive a tax form 1099-c you must report cancelled debt and gross income The IRS clearly states charge off as income the reporting of this account is inaccurate.

INCOME DOES NOT GET REPORTED ON THE COSUMER REPORT, WHICH MAKES THIS REPORTING INACCURATE. 
By definition, the IRS clearly states, the charge off is income, the reporting of this account as inaccurate. 
15 USC 1681 S-2 You are a furnisher of information to the reporting to the credit burea agencis. A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the informarion is inaccurate.

You are PROHIBITED BY LAW to furnish accurate information.I demand you to CESEASE and DESEASE of this inaccurate information.

You are heregy put on noctice you have been reporting inaccurate information.

15 U.S. code 1681s-2- Responsibilities of furnisher of information to consumer reporting agenices ( B ) Reporting information after noctice and confirmation of errorsA person shall not furnish information relating to a consumer Reporting Agency if- ( i ) the person has been notified by the consumer, at the address specified by the person for such notices, the specific information is inaccurate : and ( ii ) The lender must file a 1099-c and you a copy of the debt if more than XXXX $ and the lender is a federal institution, credit union, and government agency.Please send me my form 1099 c that they should of sent you that filed as cancelled debt In conclusion, you are hereby put on notice, amd i have clearky shown this inaccurate information.This reporting has caused my fmaily a tremendous financial loss as I am not able to process fully with my livelihood.

You have 10 Calender Days to Remove this from my Credit Report. 
Bank statement social securitycard Driver Licence Sincerly, XXXXXXXX XXXX XXXXXXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief