Consumer complaint received 2020-12-04
Company: Experian Information Solutions Inc.
State: OR
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
Experian credit reporting agency has for the past 25-30 years failed to correct my credit report. There are multiple our numerous credit report requests brand that we're not authorized or requested by me and some companies ran them multiple times including Experian themselves up those companies many of them are phony I went through each one myself and called the telephone numbers attached to the companies that were running my credit and they were fake and fraudulent I requested Experian look into that they did not and they are still on there. The child support enforcement was exonerated for me my daughter was stolen when she was three and for the last 30 or two years Experian has had child support enforcement on my credit report and I sent them copies of the lien releases and they still show it on my credit report it shows closed or charged off but it's still on there it should not be on there at all.. XXXX and XXXX XXXX XXXX are the same debt I've explained that to Experian many times and they do not correct it XXXX was a credit card and XXXX XXXX  is bought the debt from XXXX to collect on it they show it twice they show each one on my credit report so looks like I have two collections and since I've had them on there for 5 years at this point I believe that they should just remove them completely because it's their fault that I had double collection debt. I've had XXXX XXXX XXXX several times in my life there's an XXXX XXXX XXXX {$50.00} collection on my account it is not my explain that to them and they won't remove it it is not mine. I can provide documents that show my XXXX XXXX XXXX accounts were closed out and paid in full. I'd like to know why none of my good credit is on my credit report and never has been for open well as long as I've had credit. I've had several insurance agencies for car insurance I've had a good rental history one with 8 years at one location in XXXX where I had XXXX XXXX XXXX in XXXX and XXXX XXXX XXXX none of those companies reflect on my credit report yet they are they require having good credit so they must report it as well I would like to know why I have a auto loan I paid off a vehicle in 2011 that doesn't show up I have three credit cards I have a XXXX XXXX credit card I've had XXXX XXXX credit card I have a gas card none of that is reflected on my credit reporting and they are I've checked with the company they say they report it and if they're reporting it then why isn't it not reflected on my credit report. I'd be more than happy to give you the telephone numbers in the name of the people I talk to if those companies. Matter of fact I'll step it up and I'll request it in writing how about that. I have one social security number not four like Experian has listed. 
I've tried to correct my name they don't correct that either. I've only been married twice my name is XXXX XXXX XXXX I've been married to XXXX XXXX into XXXX XXXX. My nickname is XXXX. There shouldn't be any other spellings or names on my credit report. 
I've disputed these things in several times over the years and for the last 10 years when I go to dispute anything it doesn't let me I can't I don't get that option to dispute that once in a while I do but not too often I've even paid experience to fix it and I paid for them to protect my identity hasn't worked I like to refund for all the money I have paid them they've charged me {$30.00} for months for the last I don't know how many years and for what I like my money back.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief