Consumer complaint received 2022-02-28
Company: Radius Global Solutions LLC
State: MI
Product: Debt collection
Sub-product: Other debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt is not yours

Complaint:
I XXXX XXXX, am submitting this complaint without any assistance from outside assitance. After viewing a copy of my credit file. I noticed that false information was added without my written or oral consent. This company Radius Global Solution. Has created a duplicate collection account stating that I a consumer owe them an alleged debt. It appears that XXXX XXXX has violated my rights to privacy by selling my information to Radius Global Solution in XXXX of XXXX. CLEARLY AND CONSPICOUSLY ON MY CREDIT FILE, IT STATES ASSIGNED TO ATTORNEY/ COLLECTION AGENCY WHICH IS RADIUS GLOBAL SOLUTION. I NEVER AUTHORIZED SUCH TRANSACTION, TO TAKE PLACE NOR, DO I HAVE A WRITTEN AGREEMENT TO CONTRACT WITH RADIUS GLOBAL SOLUTION. NOR DO NOT CONSENT TO CONTRACT WITH RADIUS GLOBAL SOLUTION. THIS SHOULD BE EXCLUDED FROM MY CREDIT FILE, THE TRANSFER OF MY INFORMATION IN REGARD TO THE # SSN IS IDENTITY THEFT. XXXX XXXX BOUGHT THE DEBT, IT DOES NOT MAKE ME LIABLE FOR THE ALLEGED DEBT OBLIGATION. THIS IS NOT A REQUEST FOR INVESTIGATION, THIS IS A DEMAND FOR DELETION OF THE FRAUDELENT ACCOUNT ON MY CREDIT FILE EXPEDITIOUSLY! FUTHERMORE. PURSUIT TO 15 U.S. Code 1692e - False or misleading representations U.S. Code Notes/ A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.

( 2 ) The false representation of ( A ) the character, amount, or legal status of any debt; or ( B ) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt. 
( 3 ) The false representation or implication that any individual is an attorney or that any communication is from an attorney. ( 3 ) The false representation or implication that any individual is an attorney or that any communication is from an attorney.

( 4 ) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.

( 5 ) The threat to take any action that can not legally be taken or that is not intended to be taken.

( 6 ) The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer to ( A ) lose any claim or defense to payment of the debt; or ( B ) become subject to any practice prohibited by this subchapter.

( 7 ) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer.

( 8 ) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed.

( 9 ) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval.

( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.

( 11 ) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action.

( 12 ) The false representation or implication that accounts have been turned over to innocent purchasers for value.

( 13 ) The false representation or implication that documents are legal process.

( 14 ) The use of any business, company, or organization name other than the true name of the debt collectors business, company, or organization.

( 15 ) The false representation or implication that documents are not legal process forms or do not require action by the consumer.

( 16 ) The false representation or implication that a debt collector operates or is employed by a consumer reporting agency as defined by section 1681a ( f ) of this title. 
( Pub. L. 90321, title VIII, 807, as added Pub. L. 95109, XX/XX/XXXX, 91 Stat. 877 ; amended Pub. L. 104208, div. A, title II, 2305 ( a ), XX/XX/XXXX, 110 Stat. 3009425. ) Notes

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation