Consumer complaint received 2023-09-20
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with fraud alerts or security freezes

Complaint:
Student loans Total balance : {$43000.00} U S DEPT OF ED/XXXX POTENTIALLY NEGATIVE Balance {$2900.00} Balance updated XX/XX/XXXX U S DEPT OF EDXXXX POTENTIALLY NEGATIVE Balance {$4100.00} Balance updated XX/XX/XXXX U S DEPT OF EDXXXX POTENTIALLY NEGATIVE Balance {$3500.00} Balance updated XX/XX/XXXX U S DEPT OF ED/XXXX POTENTIALLY NEGATIVE Balance {$1300.00} Balance updated XX/XX/XXXX U S DEPT OF EDXXXX POTENTIALLY NEGATIVE Balance {$5200.00} Balance updated XX/XX/XXXX U S DEPT OF EDXXXX POTENTIALLY NEGATIVE Balance {$4200.00} Balance updated XX/XX/XXXX U S DEPT OF ED/XXXX POTENTIALLY NEGATIVE Balance {$850.00} Balance updated XX/XX/XXXX U S DEPT OF EDXXXX POTENTIALLY NEGATIVE Balance {$4000.00} Balance updated XX/XX/XXXX U XXXX DEPT OF EDXXXX POTENTIALLY NEGATIVE Balance {$9500.00} Balance updated XX/XX/XXXX U S DEPT OF ED/XXXX POTENTIALLY NEGATIVE Balance {$7100.00} Balance updated XX/XX/XXXX XXXX XXXX POTENTIALLY NEGATIVE Balance {$3100.00} Balance updated XX/XX/XXXXXXXX XXXX XXXX  POTENTIALLY NEGATIVE Balance {$3200.00} Balance updated XX/XX/XXXX XXXX XXXX XXXX LATE PAYMENT Balance - Balance updated XXXX XXXX POTENTIALLY NEGATIVE Balance {$350.00} Balance updated XX/XX/XXXX XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XXXX XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XXXX XXXX XXXX XXXX XXXXXXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXXXXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXXXXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX XXXX  Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXXXXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX XXXX XXXX XXXX Inquiry date XX/XX/XXXX Removal date XX/XX/XXXX These accounts and inquiries was not approved. I have complained several times for several years and nothing hasnt changed yet. Can these be removed off my credit. 15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt. It has been 30 days and you are in VIOLATION of this law because I am a victim of identity theft!! Please delete these items IMMEDIATELY! These accounts should not be furnished on my consumer report as they are in VIOLATION!!! Under, 15 U.S Code 1681b - Permissible purposes of consumer reports ( a ) IN GENERAL Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer I am demanding the dele the accounts listed IMMEDIATELY!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation