Consumer complaint received 2017-11-23
Company: Solomon and Solomon, P.C.
State: CT
Product: Debt collection
Sub-product: Private student loan debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened to sue you for very old debt

Complaint:
My loans were handled by a law office in the state where I live, where I was summoned to civil court for 8 separate private student loans taken out from XXXX XXXX, that were between 7 and 10 years old on XX/XX/XXXX when I received those summonses. 
With very limited funds and a payment plan, I hired an attorney to represent me by XX/XX/XXXX, and over the course of the year he worked to prepare us for court. But though I knew I had never made ay payments on my loans and believed them to be too old for collections, compounded with the fact that they had changed hands so many numerous times between the time I took the loans out from XXXX XXXX to the time the XXXX XXXX XXXX XXXX XXXX sued me, my lawyer felt sure I should settle with them and agree to pay the loans as well as the incredibly compounded interest about which the XXXX XXXX XXXX XXXX XXXX were unwilling to budge. 
We never even went into a courtroom. No one ever produced any paperwork signifying they owned the loans, that the loans had not already been charged off by XXXX -- I had told my lawyer I had had to pay additional taxes one year because of charge off notifications. Decisions were made about my future and my children 's future in a little room where I was not invited in and I was handed a judgement in XX/XX/XXXX of graduating monthly payments to be made, seemingly, forever. 
I began making payments and by fall of XX/XX/XXXX, my payments were now going to yet another collection company by the name of Solomon and Solomon. My bank denied the payments at first because it was an unannounced and unfamiliar company seeking the funds from my account. I revised the payment methods with some hiccups due to their not being able to access the funds from my savings account -- where I was transferring part of my check from work every month to make the payments -- and eventually began making payments now to Solomon and Solomon. I made payments or attempted to make payments to Solomon and Solomon through much of XX/XX/XXXX, until XX/XX/XXXX at which point the payments were too much for me ( having become $ XXXX/month ) and thinking back to a closed-door conversation with my lawyer wherein he told me if it got to be too much I could declare a bankruptcy because the private student loans were now a in a judgment, I stopped making payments thinking that would be the route I would have to go. 
In XX/XX/XXXX I met with a lawyer who told me my previous attorney was mistaken and that even though it was a judgement, because it had originated as student loan debt I could not discharge it in a bankruptcy. I asked her advice and she said not to throw good money after bad at this point but to wait and see if they got in touch. 
In XX/XX/XXXX a friend sent me the article in the XXXX about XXXX XXXX XXXX and the lawsuits against them because of lack of paperwork and trying to collect on loans that were too old. I sent that article to both my attorney from the lawsuit and to the attorney I had hoped would be able to help me discharge the judgement. 
I did not hear from either one. 
On XX/XX/XXXX the offices of Solomon and Solomon attempted to garnish my wages through the State of CT Superior Court in XXXX XXXX. I submitted a claim of exemption form with a description of the circumstances involved and attached on article outlining how XXXX and its affiliates are currently barred from collection actions due to the ongoing audit on their portfolio of XXXX, XXXX private student loans. 
I have subsequently been given a court date to provide evidence to support my claim that there was the possibility of illegality in the way in which I was sued for payment for outdated loans.

Company response to consumer: Closed with explanation