Consumer complaint received 2019-04-16
Company: Premier Holdings
State: ID
Product: Debt collection
Sub-product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened to sue you for very old debt

Complaint:
On XX/XX/XXXX I received a message on my phone from a XXXX XXXX, stating a file # and her phone contact. She threatened that my XXXX XXXX XXXX would be used to satisfy a debt and I needed to Contact her concerning it. 
On my lunch hour I called back 3 times until she picked up instead of the answering machine. She explained that XXXX was imposing a lien on the car for past debt owed. I asked her the name of the agency she worked for and she told me Premier Holding XXXX XXXX. 
I explained that two other companies in the last 2 weeks, one in  New Jersey and one in Washington State had contacted me about the very same debt and how was that possible they were all collecting on the same debt. She gave me some song and dance about sometimes when a file gets closed it doesn't get " cleared '' before getting passed to another agency. How does that make sense? So what she's saying is, XXXX XXXX and XXXX in New Jersey, XXXXt and affiliates in XXXX, WA and XXXX, PA and her company, Premier Holding XXXX in XXXX Texas are all trying to collect different amounts on the same " Barred '' debt from XXXX at the same time but not one of them has to be accountable about it. 
Last week I just wrote and mailed letters to both of those other collection agencies informing them of the status of the debt being time barred and to cease and desist from any further contact. 
I also explained to XXXX, that in XXXX, a XXXX XXXX XXXX, XXXX in XXXX, TX ( complaint file # XXXX ) along with XXXX XXXX XXXX XXXX in XXXX, TX ( complaint file # XXXX ) tried to collect on the very same time barred debt from XXXX, that I filed complaints against both with the Consumer Financial Protection Bureau and both agencies withdrew pursuing collection. 
XXXX informed me that Premier Holding XXXX was not a debt collector but a legal entity with the authority to take legal action. She said she would put the notes in the file and she would go ahead and file a 1099 with the IRS and asked me if I knew what a 1099 was. I said yes I did. She gave me the amount of the debt and that was the end of the conversation. 
XXXX did not address the fact that the XXXX XXXX XXXX was no longer the focus of the conversation as it was at the beginning, or how filing a 1099 with the IRS was connected with the time barred debt with XXXX. 
I googled Premier Holding XXXX in XXXX, TX, and low and behold they have countless complaints against them for trying to collect an various types of debt including old, time barred debt. AND they ARE a debt collector. 
Here are the facts as I know them : 1. If one reviews the tactics of the above complaints I lodged against XXXX and XXXX, both in Texas, with the CFPB in XXXX a pattern of deception, lies, manipulation, and misrepresentation forms. Premier Holding XXXX in XXXX TX is just a new name with the same old bag of tricks. 
2. My Credit Reports did not reflect a debt owed to XXXX in XXXX nor have they since. 
3. The debt was deemed " Time Barred '' in XXXX. It is impossible for the same " Time Barred Debt '' to un-time bar itself at a later time in the future. 
4. I have never received any legal written documentation as to anything XXXX XXXX from Premier Holding XXXX says as being true. 
5. These types of businesses are deplorable, a parasite on societies back end, passing the same old out dated information on from one agency to another harassing people year after year. I'm sick and tired of rehashing the same information over and over again with people who will stoop to any level of deceit to get what they want and blatantly disregard the truth of the matter.

Company response to consumer: Closed with explanation