Consumer complaint received 2021-05-20
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Im looking to improve my credit scores from last year and looking to buy a home. but these factual errors and multiple duplications and my credit report is not been removed. I want these collections and incorrect informations removed from my credit report, and I demand a Validation of these account. Otherwise delete these collection FCRA Violation. 

1.Correct name And Addresses Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 

Incorrect Addresses on my Equifax file. Attempted to remove this but Equifax not removing Addresses that are not mine - FCRA Violation. 


XXXX - Not mine Never opened Close this account. Multiple attempts to dispute. Not mine, Remove this account from my credit report XXXX, Equifax and XXXX. 
{$0.00} Closed Unknown payment history Account number XXXX XXXX. Not My Collection Remove it From my Equifax account Original creditor : {$53.00} Account number XXXX Not my Collection Remove from my account Immediately- FCRA Violation, Factual Validation, FDCPA Violation- Remove this account From my account. 

Original creditor : {$75.00} Account number XXXX Original creditor : {$250.00} Account number XXXX Original creditor : {$130.00} Account number XXXX XXXX XXXX  Original creditor : XXXX XXXX {$380.00} Account number XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX {$97.00} Account number XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX {$260.00} Account number XXXX XXXX, Not My Inquiries- FCRA Violation - Remove From my Credit report. 
7 inquiries These lenders have accessed your credit file : XXXX XXXX Miscellaneous Reptg. Agencies XXXX XXXX, Miscellaneous Reptg. Agencies XXXX XXXX XXXX XXXX  Credit Unions XXXX XXXX XXXX All Banks XXXX XXXX XXXX All Banks XXXX XXXX, Miscellaneous Reptg. Agencies XXXX - CARD XXXX XXXX Credit Card Cos. 


Not my collection. FCRA Violation, Not mine never mine. 
XXXX XXXX LP Original creditor : XXXX XXXX  {$380.00} Balance updated XXXX XXXX, XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX {$250.00} Balance updated XX/XX/XXXX XXXXXXXX XXXX XXXX Original creditor : XXXX XXXX {$380.00} Balance updated XX/XX/XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX {$130.00} Balance updated XXXX XXXX, XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX {$97.00} Balance updated XX/XX/XXXX XXXX XXXX XXXX XXXX creditor : XXXX XXXX XXXX {$260.00} Balance updated XX/XX/XXXX Remove these Hard Inquiries from my credit report XXXX XXXX Bank Credit Cards Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX Automobile Dealers, Used Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX Not my name Remove these names from my account. From Equifax XXXX XXXX XXXX XXXX XXXX Not my name FCRA Violation remove these name from my XXXX credit report Addresses XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. 
XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX.

Company response to consumer: Closed with explanation