Consumer complaint received 2021-12-01
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: VA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Transunion, XXXX and XXXX are redlining my credit profile. These Bureaus are at fault for reporting account information multiple times. 
In XX/XX/2021 I closed XXXX account on my profile. XXXX, XXXX XXXX and XXXX. All of these accounts reported on the date that they were supposed to report in XX/XX/2021. The credit Bureaus all increased my score across the board. On XX/XX/2021 Transunion sent an alert that my score had gone up from XXXX to XXXX because an account removed a delinquency from my report. XX/XX/2021 XXXX updated my score by XXXX points from XXXX. On XX/XX/2021 XXXX sent an alert that a high utilization had decreased and my score had went from XXXX to XXXX. On XXXX XXXX Transunion reported that my score had went from XXXX to XXXX because a collection account was removed from my profile. On the same day XXXX lowered my score from XXXX to XXXX did not provide a reason for the change. On XXXX XXXX Transunion sent an alert that the balance on my bank card has DECREASED causing my score to drop from XXXX to XXXX. The same day XXXX sent an alert that the balance on XXXX of my accounts decreased by {$85.00} causing my score to increase XXXX points to XXXX. On XX/XX/2021 an alert from XXXX that my score had decreased from XXXX to XXXX. On the same day Transunion sent an alert that my score had dropped from XXXX to XXXX. On XX/XX/2021 XXXX sent an alert that my score had dropped from XXXX to XXXX. No explanation was given. On XX/XX/2021 XXXX sent an alert that my score had went from XXXX to XXXX without any explanation. On the same date Transunion sent an alert that my score had dropped from XXXX to XXXX no explanation was given. On XX/XX/2021 XXXX sent an alert that my score had decreased from XXXX to XXXX no explanation was given. On XX/XX/2021 XXXX reported that XXXX XXXX had reported that my account was closed and in good standing. XXXX lowered my score from XXXX to XXXX. On XX/XX/2021 Transunion reported that an account balance had increased by {$75.00} which caused a change in points from XXXX to XXXX. On XX/XX/2021 XXXX sent an alert that an account on my profile had been updated as ( XXXX XXXX ) from XXXX. XXXX is not a loan it is a line of credit. XXXX lowed my score by XXXX points from XXXX to XXXX. On XX/XX/2021 XXXX sent an alert that XXXX had updated my account as closed and paid as agreed dropping my score from XXXX to XXXX. On XX/XX/2021 Transunion sent an alert that my score had dropped from XXXX to XXXX because XXXX reported that the account was closed at my request. These Bureaus are REDLINING my credit! I have no collections or bankruptcies. I have reached out to each bureau to get a reasonable explanation as to the dramatic drop in points in the course of 2 weeks. No explanation was given. I am filing this complaint because there is no official way to complain directly through the bureaus. I am requesting that a formal investigation be preformed.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief