Consumer complaint received 2018-06-19
Company: MORGAN STANLEY & CO. LLC
Product: Checking or savings account
Sub-product: Other banking product or service
Issue: Managing an account
Sub-issue: Deposits and withdrawals

Complaint:
Ladies and Gentlemen, XXXX XXXX XXXX XXXX  now received the messages ( please see enclosed XXXX XXXX XXXX  Complaint Detail XXXX, XX/XX/XXXX and XXXX XXXX Complaint Detail XXXX Dated XX/XX/XXXX ) : QUOTE Potential fraud STATUS Company responded there may be potential fraud involved - on XX/XX/XXXX We reviewed the complaint you submitted and sent it to the company for a response. The company responded that you may have been a victim of fraud.

UNQUOTE It should be emphasized that, the correspondence realized between XXXX XXXX XXXX  XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX, MORGAN STANLEY, XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX   including their subsidiaries and XXXX XXXX XXXX XXXX / XXXX XXXX and XXXX XXXX  clearly shows, that the documents provided in connex with asset ownership of our company XXXX XXXX XXXX XXXX ( ACCOUNTS, DEPOSITS and INVESTMENTs ) and TRANSACTIONS related to our assets and described as well as all internationally binding AGREEMENTS and BANK STATEMENTS have been registered and confirmed by the competent AUTHORITIES.

These documents relate to investments made by XXXX XXXX XXXX XXXX   / XXXX XXXX  among others with XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, XXXX XXXX, MORGAN STANLEY, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX etc and their subsidiaries.

In particular, we refer to the documents attached, as follows : 11. Please see Enclose- XXXX  / compare realized MTN XXXX XXXX  USD from XXXX XXXX XXXX and XXXX  ), which folder contains the collected agreements and realized ILLEGAL TRANSACTIONS between XXXX and XXXX XXXX and XXXX, XXXX XXXX and XXXX XXXX. XXXX BANK INSTRUMENTS, BANK STATEMENTS, ACCOUNTS and INVESTMENTS realized by its subsidiaries which have been submitted directly to us as legal Owners by competent Authorities, among others, detailing the functions and responsibilities of XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX  and their subsidiaries.

XXXX XXXX XXXX XXXX   there was called a STABILIZATION MANAGER and XXXX XXXX XXXX   has the function of a PAYMENT AGENT. Again we refer to the letter addressed to FED dated 1. XX/XX/XXXX from which is apparent that XXXX is paticipating in the use and in dispositions with respect to our assets. Further it is conclusive to deduce that the banks mentioned have been proceeded and will proceed on a systematic and obviously fraudulent basis.

2. Please see enclosure Finalinformation Memorandum US XXXX  Global Commercial Paper Programme Dated XX/XX/XXXX page 25 : - Arrangers : XXXX XXXX  and XXXX XXXX XXXX ; - ECP dealers :  XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, - USCP dealers : XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX , XXXX XXXX XXXX XXXX , XXXX XXXX XXXX, - ECP Fiscal Agent : XXXX XXXX - USCP Fiscal Agent : XXXX XXXX XXXX XXXX XXXX  PLEASE SPECIFICLY NOTE PAGE 6 where is STATED : The Notes will be listed on any stock exchange by XXXX XXXX XXXX.

3. Please see enclosures : Document No.1 and No.2 ) : CUSIP Numbers : XXXX XXXX, XXXX XXXX, XXXX XXXX, and XXXX  XXXX Amendment No.1 dated XX/XX/XXXX to Pricing Supplement No.XXXX dated XX/XX/XXXX - To prospectus dated XX/XX/XXXX and prospectus supplement dated XX/XX/XXXX ) - Filed Pursuant to Rule 424 ( b ) ( 3 ), Registration Statement No.XXXX.

THE SAME ABOVE MENTIONED DOCUMENT IS ISSUED ( FALSE D ) FROM XXXX XXXX IN TWO DIFFERENT OPTIONS!!! ( please see below : Option A and B ) - XXXX XXXX and XXXX XXXX XXXX, XXXX   Branch I. {>= $1,000,000} XXXX XXXX XXXX XXXX XXXX XXXX  traded Notes due XX/XX/XXXX II. {>= $1,000,000} XXXX XXXX XXXX XXXX XXXX XXXX traded Notes due XX/XX/XXXX III. {>= $1,000,000} XXXX XXXX XXXX XXXX XXXX traded Notes due XX/XX/XXXX IV. {>= $1,000,000} XXXX XXXX XXXX XXXX XXXX traded Notes dueXX/XX/XXXX Please further note respective page from XXXX XXXX XXXX   IN ADDITION TO SUPPLEMENTAL PLAN OF DISTRIBUTION EASY CAN BE SEEN THAT IS STATED : OPTION A : The following supplements the section entiteld Suplemental Plan of Distribution on page PS-49.On XX/XX/XXXX XXXX XXXX XXXX and XXXX XXXX XXXX , XXXX   Branch ( XXXX XXXX ) entered into an agreement with XXXX XXXX XXXX  ( XXXX ) under with XXXX will receive a portion of the investor fee in consideration for its role in marketing the securities. The actual amount a portion received by XXXX XXXX  in a given year will depend on the number of securities then out standing and the number of other then outstanding securities issued by XXXX XXXX and certain statutory trusts which XXXX XXXX XXXX XXXX  serves as managing owner and marketed by XXXX. The amount paid to XXXX is subject to limitations on the amount of compensation which may be paid to XXXX members, such as XXXX. OPTION B : The following supplements the section entiteld Suplemental Plan of Distribution on page PS-49. On XX/XX/XXXX XXXX XXXX XXXX  and XXXX XXXX XXXX, XXXX Branch ( XXXX XXXX ) entered into an agreement with XXXX XXXX XXXX XXXX XXXX ( XXXX ) under which XXXX will receive a portion of the investor fee in consideration for its role in marketing the securities.The actual amount a portion received by XXXX in a given year will depend on the number of securities then out standing and the number of other then outstanding securities issued by XXXX XXXX  and certain statutory trusts which XXXX XXXX XXXX XXXX serves as managing owner and marketed by XXXX. The amount paid to to XXXX is subject to limitations on the amount of compensation which may be paid to XXXX members, such as XXXX.

(!!! ) With respect to such international crime lead by XXXX XXXX XXXX and XXXX XXXX XXXX together with their subsidiaries and in cooperation with other banks such as XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, Morgan Stanlley & Co. XXXXXXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX ect. indicated by XXXX XXXX XXXX XXXX  we assume that our messages ( 5 e-mails with attachments ) sent on Monday, XX/XX/XXXX at XXXX XXXX and onXX/XX/XXXX at XXXX XXXX ( 1 e-mail with attachments ), which were sent to SEC US, Federal Deposit Insurance Corporation ( FDIC ), CFPB, FEDERAL RESERVE BORD OF GOVERNORS and to Office of the Comptroller of the Currency, have been studied carefully.

As easily can be seen from the relevant evidence ( mentioned above ) and from our requests it is clear, that XXXX XXXX XXXX and XXXX XXXX XXXX both with their subsidiaries in cooperation with ALL BANKS and FINANCIAL COMPANIES mentioned above such as XXXX XXXX XXXX XXXX XXXX ( XXXX ) have abused XXXX XXXX XXXX XXXX assets ( accounts, deposits, securities, cash, gold, bank-instruments and guarantees ) by realizing our assets in the most part registered with SEC US in US stock-market.

According to our investigations, volume of abuse up to now amounts to USD XXXX XXXX. Our evidence has been submitted to you and to mentioned competent INTERNATIONAL AUTHORITIES as it can be seen from our previous correspondence with CFPB.

What we emphasize is that our assets have been misused worldwide, as already can be seen from the Letter to FED dated XX/XX/XXXX ( CLM 1 ( 1 ) ( 1 ) ( 6 ) ), which we have cited many times before. At the same time our assets were and are registered and insured by FDIC and mostly used under the eyes of SEC US and of DTC to the detriment of XXXX XXXX XXXX XXXX and to the detriment of our authorized representative XXXX XXXX.

This has led to the result that XXXX XXXX XXXX XXXX, XXXX XXXX  and XXXX XXXX   are denied access to those bank 's existing business records ( account statements and business documents ), and that we are deprived of any opportunity freely to dispose of assets of XXXX XXXX XXXX XXXX.

In addition, other offenses have to be added to the volume of damage, especially as billions of our assets are moved daily. These include money laundering, tax fraud, forgery and process-fraud. Those criminal activities have endangered the entire monetary system, affecting both, the US and the worlds finance systems.

peRepeatedly we have pointed XXXX XXXX XXXX to the bank statement ( dated XX/XX/XXXX of XXXX XXXX XXXX XXXX ), of which you can derive our assets deposited in this bank and which are exactly listed there ( CDs in total, stockholders equity : USD XXXX XXXX XXXX, please see our FILE XXXX XXXX and documents, which already have been sent to you ).

Due to the fact that there are binding insurance agreements confirmed and FDIC insured, related to XXXX XXXX XXXX XXXX / XXXX XXXX which confirm our assets at XXXX XXXX  ( XXXX ) XXXX ( see our supplements sent to FDIC onXX/XX/XXXX, XXXX XXXX ( XXXX ) XXXX, guarantees, shares, common stock etc. ), according to the corresponding FDIC policy number, we kindly ask CFPB to assist us in making available above mentioned contracts and all account statements of our assets at ALL ABOVE MENTIONED BANKS and XXXX XXXX XXXX  and their branches and subsidiaries to be sent to us immediately.

Especially since our property is internationally registered and is insured with FDIC, we kindly ask that CFPB immediately will use its powers and enable us to protect our property and to provide us for free disposal.

Such criminal activities of these banks in connection with the legally exclusive assets of XXXX XXXX XXXX XXXX / XXXX XXXX consistently have deceived US INSTITUTIONS. This, with obvious aim that by misusing our assets as described, they gain an improper enrichment in their favor, their customers and / or third parties. In addition, one must remember that these activities and methods already partially have been used for decades (! ).

For XXXX XXXX XXXX XXXX this is completely inadmissible and unacceptable.

Due to such global fraud of the managers personally responsible for the respective acting banks ( to our disadvantage ), also the US- and world-wide financial stability is extremely endangered. This, because of the gigantic sums and shifts of assets in the hundreds of Billions of USD. XXXX XXXX XXXX XXXX  therefore requests, this because of apparent threat to our assets and the threat to international financial stability, to take all legal measures to protect our assets, accounts, deposits, guarantees, bank instruments and securities and to make them available. In addition, it is necessary immediately to take adequate sanctions against the banks mentioned.

We therefore repeatedly and kindly ask CFPB for understanding that in view of such a gigantic, global scam with hundreds of billions of USD simple standard steps of the respective national supervisory authorities can not be expected. They are clearly overwhelmed. Further clearing and prosecution therefore primarily is in the responsibility of national and international law enforcement authorities.

Our target is to maintain Financial Stability, Transparency and Accountability.

Therefore with respect to above mentioned requests - we kindly ask for urgent support by CFPB as follows : 1. All deposits described by us, attributable to XXXX XXXX XXXX XXXX / XXXX XXXX and insured with FDIC a.s.a.p. to provide to us, to involve international prosecutors and to inform us about all necessary steps ; 2. To arrange and support us that documents and agreements mentioned above, especially account-statements from XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, Morgan Stanley & Co. XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX   will be sent to us immediately ; 3. Urgently to initiate all legally required measures ; Expecting your urgent response we remain with kind regards XXXX XXXX, President Commissaries from XXXX XXXX XXXX XXXX and XXXX XXXX  XXXX XXXX, 100 % Proxy Holder and CIO from XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation