Consumer complaint received 2020-08-31
Company: Experian Information Solutions Inc.
State: NC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
To Whom It May Concern : On XX/XX/XXXX, XXXX  XXXX, and Experian are reporting inaccurate and unverifiable information on my credit report. Please see accounts and its details below that are deemed incorrect on my credit files. 

FOR XXXX  1. Validate Account XXXX  XXXX Account Number : XXXX Please investigate and delete from my credit report. 
2. Validate Account XXXX Account Number : XXXX Please investigate and delete from my credit report. 
3. I was never late on this account XXXX XXXX  Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
4. Validate Account XXXX Account Number : XXXX Please investigate and delete from my credit report. 
5. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
6. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
7. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
8. Validate Account XXXX Account Number : XXXX Please investigate and delete from my credit report. 
9. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
10. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
11. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
12. Validate Account XXXX Account Number : XXXX Please investigate and delete from my credit report. 
13. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
14. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
15. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 


FOR Experian 1. Validate Account XXXX Account Number : XXXX Please investigate and delete from my credit report. 
2. I was never late on this account XXXX XXXX  Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
3. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
4. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
5. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
6. Validate Account XXXX Account Number : XXXX Please investigate and delete from my credit report. 
7. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
8. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
9. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
10. Validate Account XXXX Account Number : XXXX Please investigate and delete from my credit report. 
11. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
12. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
13. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

FOR XXXX  1. Validate Account XXXX Account Number : XXXX Please investigate and delete from my credit report. 
2. Validate Account XXXX Account Number : XXXX Please investigate and delete from my credit report. 
3. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
4. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
5. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
6. Validate Account XXXX Account Number : XXXX Please investigate and delete from my credit report. 
7. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
8. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
9. Validate Account XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
10. Validate Account XXXX Account Number : XXXX Please investigate and delete from my credit report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation