Consumer complaint received 2019-03-13
Company: U.S. BANCORP
State: WA
Product: Mortgage
Sub-product: FHA mortgage
Issue: Trouble during payment process

Complaint:
complaint against US BANK - XXXX XXXX XXXX - XXXX MN, XXXX XXXX XXXX & XXXX XXXX FORECLOSURE FRAUD CASE - ILLEGAL TRANSFERS OF PROPERTY Estate case -- 2Civil Case - 2 Probate - 2Bankruptcy Case - 2Court of Appeals Case - related to this property COMPLAINT US BANK along with XXXX XXXX and XXXX XXXX and US Banks attorneys ' XXXX XXXX in XXXX, Washington have 1. worked to defraud the Estate of the deceased XXXX XXXX , Date of death is XX/XX/XXXX - nearly 7 yrs ago 2. Has wrongfully obtained a default judgment after death claiming US Bank as the legal Promissory Note and Deed of Trust owner ; a did this using fraudulent documents ; and by failing to publish notice or provide ANY notice to any known or unknown heir. 

3. There are 8 cases are involved - 2 civil, 2 probate, 2 bankruptcy, 2 court of appeals, and now a supreme court filing for discretionary review RAP 13.5 ( a ) must be filed by this Friday deadline on XX/XX/XXXX ( a ) XXXX County Superior Court of Washington State - Case # 's XXXX ; XXXX, XXXX ( b XXXX XXXX County Superior Court of Washington Case # XXXX ( c ) Court of Appeals - XXXX District XXXX. XXXX & ( d ) bankruptcy XXXX XXXX XXXX XXXX XXXX Washington 4. Discovery in court files include robo-signed documents benefitting US Bank 5. XXXX XXXX names the deceased as grantor 266 days after death to wrongfully transfer the DEED of Trust to US Bank - ( a ) This act violates Human Remains Laws using the deceased after death, ( b ) identity theft law signing on behalf of the deceased after death without legal authority, the Deed of Trust ACT - DTA for failing to use XXXX XXXX XXXX the actual named legal Trustee with Irrevocable trust named in the deed of Trust. 

6.XXXX  XXXX is named in the Notice of Default as legal Promissory Note holder just prior to death. 

7. Loan was insured FHA - default payments were made to the actual lean holder XXXX XXXX and US bank is making fraudulent claim against the estate for the back payments in claimed in the default judgment - when XXXX XXXX would have surely paid these payments under contract and insured to cover default payments ... 
8. US Bank is simply Loan Servicing Provider - attorney XXXX XXXX, XXXX XXXX  XXXX even stated this in phone conversation ( surely taped and possibly now deleted ) today XX/XX/XXXX 8. NOTICE of default was NOT recorded by US bank or their many agency 's attorneys. 

9. Notice of Default was prepared by US Bank and mentions XXXX XXXX and NOT XXXX XXXX XXXX the actual Trustee. 

10. XXXX XXXX was shutdown and forced out of business by the US Dept. of Justice for Foreclosure Fraud. 

11. US Bank wrongfully attached 4th page to Promissory note after death making them lienholder ( Robo Signed Document ) 12. XXXX XXXX violated Deed of Trust Act - XXXX is NOT the Trustee but only a beneficiary named in Deed. 

13. XXXX XXXX issued assignment of Deed of Trust 266 days naming the deceased as the grantor - 266 days after death ; this act violates the Deed of Trust Act and clouds the Property Chain of Title. IS not Trustee no legal right to do this 14. US Bank seized estate property 55 days after death when default payments would have been paid by FHA XXXX XXXX as deceased was terminally ill with a known shortened life span and- XXXX XXXX in these cases cuts mitigation costs and will not purse such cases. Insurance is for coverage is for default payments covering the lender - global Mortgage was paid -- US Banks claims are fictitious 15. US Bank has refused to release loan supporting documents to the legal Estate Successor Personal Representative to support their claims and default judgment amounts. 

16. US Bank and their Attorneys have refused to work directly with the Heir of the Estate as legal titled property owner and has forced this Heir into bankruptcy twice to protect the legal interest of the Heir and the home from being sold at auction - when the Heir has been willing to reinstate the loan at the amount owing at the time of death 17. US Bank caused  damages to the property that offset the amount of the loan owing at the time of death 17. US Bank and their attorney 's are committing fraud and of course doing it with eyes wide open

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation