Consumer complaint received 2021-05-31
Company: SELECT PORTFOLIO SERVICING, INC.
State: FL
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Closing on a mortgage

Complaint:
I am XXXX years old. I am a victim of Identity Theft and Criminal Fraud of XXXX. XXXX never built my Home. The. victims of XXXX conduct, schemes. The Home was built for {$25000.00}. This criminal XXXX XXXX ex inmates unlicensed to build Residential Construction. I am being targeted for my property by prison inmates were used. I can't hardly leave my house, they are looking at me like a XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX of XXXX XXXX to Combat Elder Fraud ... Fraud and Abuse Alteration/forgery of documents. Transformation of victims of XXXX conduct and may be eligible for compensation under the settlement. This pathway of XXXX have been reestablished. A closed account is being used to established a debt. Submission of inaccurate information or document falsification to stop. material misstatement, misrepresentation, or omission relied upon t MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ( " MERS '' ) ITS SUCCESSORS AND ASSIGNS, at XXXX XXXX XXXX, XXXX, MI, XXXX transfer of servicing rights from one MERS member to another MER. This account closed XXXX Can not be a non-MERS member. MINs included in a TO must be " Active ( Registered ) '' status.. Invalid assignment from MERS to another lender before suit gave that lender standing to bring the foreclosure action. transfer Florida Courts. Assignment of Beneficiary MERS does not keep the record of the assignment of beneficiary though it is required by law, Pretending to be contractors of the city of XXXX XXXX. MERS Assignee : as XXXX XXXX XXXX, Recorded : XX/XX/XXXX, Instrument # : XXXX XXXX, Book : XXXX, Page : XXXX in XXXX XXXX , State of Florida XXXX MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ( " MERS '' dated XXXX XXXX, XXXX On By the Name : Title : XXXX XXXX XXXX XXXX XXXX of XXXX XXXX XXXX XXXX XXXX. ( " MERS '' ), XXXX Transfers different XXXX XXXX account transfer of Mortgage 's Fraud, lies, and deception. Many MERS Security Instruments assigned. MERS MERSCORP Holdings, Inc. MERS has been named as a mortgagee closed account XXXX.Bad faith litigations. 
Accounts and Transfers relating to these various account claims ( " Plaintiff ) CSMC 2019-RPL3 Trust. Violations of 18 U.S. Code 1030 8 U.S. Code 1324c - document frauds knowledge or in reckless disregard of the fact that The Account activity listed is immoral act, purposefully lying, about signatures, fraud scheme faked Assignees. XXXXXXXX XXXX XXXX XXXX, and the purpose of which is to deceive. Fraud Documents Listed used multiple different names and account numbers other than filed by as Fraud documents used action lacked jurisdiction illegal or fraudulent conduct which was the basis of the transaction. The complaint Petition Unclean Hands false assertion conspiracy to commit wire and mail fraud. for in the Fraud Foreclosure Action only specified the state-court proceedings financial institution has acted improperly, abusive, unfair, or deceptive practices. fraud and breach of contract for the listed a mortgage very different names and account numbers both and Names used other than had been used and filed a complaints submitted documents forged signature and initials. 
1. XXXX XXXX the reliance filed Fraud documents of. Fraud ( deceit, conspiracy, procuring/inducing breach of contract, electronic data, are compiled into portfolios which are transferred to the secondary. and thirdly. Fraud, Credit card accounts, Fraud Mortgage. There is never ending Many accounts ' and thousands of dollars paid but the only thing i continue to see, is all the account and changes yet there are more and more Fraud accounts. An information includes phishing, malware and scams. Phishing. the accounts were defective everything from no judgment, wrong balance, account out of statue, Court refused, many cases filed. I contend More Court abuse and court document 's being altered. XXXX XXXX homeowner Respondent denied the allegations and asserted various. Answer/Response to Complaint/Petition, Consequently, deny all the allegations of agreement is based on a false premise a contract and all its terms and conditions. The Complaint constructive fraud claims are a breach of fiduciary duty, fail to state a claim upon which relief may be granted. Terms in this set ( 2 ) - Actual fraud, if the person makes a misrepresentation of material fact knows at the time the statement is made that it is false, then you have fraudulent intent in the form of actual fraud. Second Affirmative Defense A response must be filed and served not later than 14 days prior to the date of hearing set forth in the notice ; and ( B ) If a response is not timely filed and served, the court may grant the False Claims Act, malicious intent to injure the Respondent Rights have been violated and denied due process my rights were violated here. As Owner issued certificate of title, right, title, CSMC 019-R L3 Trust, Lack of capacity, Fraud, unlawful fraudulent misrepresentation, deceit, unjust Petition contained fraud False and falsified signatures and initials in the Complaint. Plaintiffs claims are barred, in whole or in part, by the applicable statute of limitations. XXXX XXXX, Identity Theft Victims. 
CSMC 2019-RPL3 TRUST, Pattern, alleged by petition the Quiet Title Action ), Listed a lot # this name, to filed documents foreclose its claim of lien In the Quiet Title Action, Listed XXXX documentation with claim as of lien for inconsistently the court in the Foreclosure used different name and account numbers for third account Action named unauthorized Second Basically, a lack of capacity. False statement were made knowing, it was false and with an intent to induce a contract within For the foregoing reasons, plaintiff has failed to state a claim for securities fraud under 10 ( b ) and 20 ( a ) of the Exchange Act Complaint false statement filings listed as mortgage different names and account numbers both filed claim, relied on the assertion Mortgage Fraud, allegations, any document submitted in ( No Cause of Action ) made by the plaintiff. Therefore, voids the plaintiff Original Answer. Contract paid, final XX/XX/XXXX. I never contracted for XXXX to build a poorly constructed Home for {$25000.00} and used the neighborhood probations contractors and illegal construction of XXXX XXXXXXXX XXXX XXXX XXXX XXXX principal address is XXXX XXXX XXXX, XXXX XXXX, XXXX. Meanwhile you can send your letters to XXXX XXXX XXXX, XXXX XXXX, FL, XXXX. The company`s registered agent is XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX FL, XXXX. 
The Court illegal conduct violates any provision of Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act ( CFPA ). The Court to give violators favor and refuse to judgment dismissed, account paid demanding more and more money. Balance neve changes. related to : CORPORATE ASSIGNMENT OF MORTGAGE Recording Requested By : XXXX XXXX XXXX When Recorded Mail To : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MO, XXXX ( XXXX ) XXXX. XXXX MERS # : XXXX / MERS Phone # : ( XXXX ) XXXX Assignment Prepared on : XX/XX/XXXX Assignor : MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ( " MERS '' ) ITS SUCCESSORS AND ASSIGNS, at XXXX. XXXX XXXX, XXXX, MI, XXXX Assignee : XXXX XXXX XXXX, at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, UT, XXXX For value received, the Assignor does hereby grant, assign, transfer and convey, unto the above-named Assignee all, even recently submitted fraud Car financing and Other Accounts created by the Credit card fraud 1. XXXX reported fraud account {$3300.00} o XXXX. XXXX of Florida Your report has been submitted to the Federal Trade Commission. 
Thank you for helping our work to protect consumers. 
Report Number XXXX The report will not be available after you exit this page. View your report 2. XXXX data breach Identity Theft stolen, Disputed, I have never used or activated this account and usual acct. number reported opened XXXX XXXX XXXX XXXX XXXX XXXX credit limit credit limit originally $ XXXX.Now increased amount showing on credit report an account recently balance. {$13000.00} since XX/XX/XXXX unauthorized XXXX.Reported from Closed credit card activity. 
Presently Portfolio Selecting Servicing LLC is wants reinstatement for additional {$19000.00}. and additionally want me to pay closed account {$100000.00}. PLUS ASKING FOR TOTAL OF XXXX = over again {$120000.00}. I have paid this amount many times over. For a debt i didn't owe. I don't know how the obtained my information. Family has a history with XXXX XXXX of XXXX XXXX. Fla. 

I did not receive settlement of settlement information. This account is presently being pursed in Florida Court Case. Assignee : as XXXX XXXX XXXX, Recorded : XX/XX/XXXX. XXXX filed XX/XX/XXXX. Presently they are attempting to steal in XXXX XXXX FL, XXXX XXXX area. I don Not feel safe because this house was built with unlicensed contractors and have many issues. I Placed a collateral estoppel. Collateral estoppel is binding only upon those parties to the first action in which a decision was made and anyone who might be regarded as in privity with those parties, such as a bailor and bailee or a principal and his or her agent. In many jurisdictions a party in a lawsuit who is not subject to the estoppel effect of a prior judgment the court has decided that issue. because the party was not a party to the original action in which the judgment was rendered. 
XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation