Consumer complaint received 2021-05-22
Company: TMX Finance LLC
State: TX
Product: Payday loan, title loan, or personal loan
Sub-product: Title loan
Issue: Charged fees or interest you didn't expect

Complaint:
There is document attached called UNETHICAL BUSINESS that has a breakdown of some of the main things from the car place that sold me the lemon car for XXXX and and was latter found guilty by DMV regulator, to the lawyer who threatened me and caused me a world of issues to TITLEMAX the ones this settlement is over, to the other company. Thee is the lawyers odd proposal out of nowhere it showed up after me trying call her nicely three times months prior. Anyways the rest is new stuff, since 9 months ago and fact that if this not settled this time, I need to file criminal charges, human rights charges and more, this gone on past what it should TITLEMAX should be ashamed. It is Saturday night XX/XX/XXXX, this is a major update I did you a thing of a title Max 9 months ago or 8 months ago and it was very slim in comparison to this one this update is going to have some more files in it and I am keeping some files in case tell them access not do what they need to do and that is what I will put in the next part and that's going to be what it's going to take to make me happy to make this go away because as of today I can myself no I'm going to go and I'm going to have human rights committees and everything else start taking this the next level and that's slowing it down saying XXXX no you know you know no this is what happens nothing that you was lawful I don't know how they exist I do not know how they got away with doing what they're doing with me because the bottom line is TitleMax the car company has told me the car h y r e car and he actually over and a bunch of other people and companies did do what I said that they did doing before the pandemic there's no lies there's no jokes this is real this is his realism I have facts and proof of all those things but not only that the fact is I was a good guy and all the situations. No no telemax is not get away with this this is ridiculous you know the funny thing is TitleMax I spoke to TitleMax online before I ever went in to the store twice and there are two things that happened in those conversations that the one in the office doesn't realize and they coincide awfully with each other and I wonder if XXXX XXXX and figure out what those two things are it was the amount that I originally was going to ask for which I did and TitleMax blew me up and both times I didn't realize the predatory cuz I didn't know about predatory loans until the second one was done I was going on here but the bottom line is yeah I did ask for something lower when I was online both times and both as long as we're done back to back because I was going to have the first one and everything is going to be in a closed letter or breakdown is is 100 % accurate and I ain't tired of sitting here since my last putting up TitleMax has no proof on anything that they've done they have actually when I call them out when I said something to a regulator I called them out I called the office and were you sending regulators liar you know lies for and and things that aren't real off of the app the next day my contract is disappeared off that app all together if that doesn't say something that is pretty scary meaning that I don't have any access to my app I mean sorry I don't have access to that contract the XXXX XXXX so as far as I'm concerned that's probably unlawful so why do I not have XXXX in my hand for the loss of two cars two line predatory loans the fact that illegally yes and I and if any regulator or anybody wants to discuss the illegalities with me I would be glad to I'm not going to sit here and take the fact that everyone 's wants to jump on the fact that I was a few weeks late or whatever no sir the owner of the company said if you're six stay home I called XXXX XXXX I let them know what's going on I said call me back thank you the number I had they never once called when I was done being XXXX after three and a half weeks I called said you want me to come down and make the payment or do you want me to wait till Donald Trump has the the money in my account so I can just do it or what not no phone call back so sorry other phone calls. XXXX is forced from there what did I just say they did two predatory loans to me and the document falsification and it gets worse from there I called several times the car was taken see where the stuff was I had a lot of stuff in that car I did not get a phone call back from TitleMax did not get a phone call back they're not going to phone call back this was back in XX/XX/XXXX now I talked to regulator and we both assumed as of XX/XX/XXXX neither one of us were told any different that they still had myself it was very clearly slide myself so what happens now title Max, the regulated by the way was very professional and I felt bad for him because at one point I I could hear it in his voice he was very happy with the fact that he felt he may be being lied to by TitleMax and you know I was truth is he was and I'm saying it's on the government website so that it can be traced so about mine is he was and I felt bad for him because he really is a good regulator he's looking at what he does he's like he's and I've started talking to me and I felt more comfortable and more understanding I haven't contacted him since because I know that he's busy but things have gotten even worse cuz TitleMax sent me a basic threat after I have the phone talking to him I did tell him that to replace the stuff we probably cost around XXXX that's not how much everything technically well over XXXX XXXX XXXX with the stuff that car the CDs but those CDs they cost almost {$10000.00} that's not the way money works today cuz he's worthless so I understand that but there's other stuff in there and everything I've listed and that car was there something in the car in the back right now, and by the way the car in the back right now it's cost me XXXX a month just to drive it cuz for XXXX no this is not okay I have lost everything my life I'm XXXX my XXXX XXXX my reboot was supposed to happen and XX/XX/XXXX I've lost too much my loss if you want to be technical I don't care what but he wants to say or anybody wants to get glib about it because you can or can't put a price on it but my entertainment crew is very important to me those projects are important to me who knows that they would have made {$20000.00} or a XXXX XXXX huh what is this is this is this is this is my life a joke it is life a joke that's I don't care about their response I don't care about their alleged allegedly alleging. And TitleMax told me {$150.00} I have proof on that too you know, several people said to me no you have proof that's all yes I do but I don't have to have proof either because think about it XXXX XXXX off after I made my next payment don't you think that other people. It's in the owner website or I'm sorry I didn't say we're not taking cars right now and working with people one on one I'm not giving that as excuse I'm just saying hey you know I did everything right I made that phone call I was waiting for phone call back so that's all I'm thinking in my head so what did I do wrong nothing and I don't want to hear one word from TitleMax cuz if TitleMax response again with any of the ludicity they better understand that I am going to go XXXX XXXX XXXX XXXX with going to every human resources person I can in this country to find out how to take care of this human rights thing and I'm talking XXXX and XXXX of XXXX and I'm talking going to every regulator making sure that they get XXXX and XXXX of XXXX because this is crazy these guys have some documented application to a blind and it's all right there on top of the wedding cake so what else needs to be proven except for the fact that this company on top of the radar they don't care if they don't care what they do so miss games sends me a contract she says you better cease on social media well first of all I hadn't been on social media while but no don't thank you if I have something to say about your product I'm going to say it because it doesn't work look the bottom line is doesn't work. And also TitleMax both phones I got they knew that I needed money for that car that could cost XXXXin the shop for weeks on end and I want to be very clear very clear, I also have a witness who signed a statement that they were harassed by title Max by the time Max saying that I was missing and they're worried about me because I owed money are you kidding me my friend was standing next to me that morning when they called me we reached an agreement I would make a payment the next the following week and they called harassed him didn't know we live together they harassed him several times by the way right in the beginning.

Company response to consumer: Closed with explanation