Consumer complaint received 2021-07-07
Company: ENCORE CAPITAL GROUP INC.
State: NV
Product: Debt collection
Sub-product: I do not know
Issue: False statements or representation
Sub-issue: Impersonated attorney, law enforcement, or government official

Complaint:
On XX/XX/2021 a complaint was submitted on XXXX 's behalf to cfpb about address XXXX XXXX  XXXX XXXX XXXX MN XXXX, complaint number XXXX, a copy will be attached. After who ever at XXXX. XXXX  XXXX XXXX XXXX MN XXXX, stated in their response " We consider consumer complaints a serious matter, fully respects consumers rights, and apologize for the inconvenience caused to you '' Which is a total lie, and disregard of the Fair Debt Practices Collections Act. XXXX XXXX has rebutted the presumption of being a consumer of XXXX. XXXX  XXXX XXXX XXXX MN XXXX and does not consent or volunteer into any contracts offers with this corporation. XXXX XXXX XXXX XXXX XXXX MN XXXX is trying to force XXXX XXXX to be a consumer which is unlawful and involuntary servitude, XXXX. XXXX XXXX XXXX XXXX MN XXXX has still been harassing XXXX by sending more envelopes with no person taking liability from XXXX. XXXX  XXXX XXXX XXXX MN XXXX, claims which are fraud. XXXX has been refusing to accept any mail from XXXX. XXXX  XXXX XXXX XXXX MN XXXX, due to the fact that XXXX has demanded XXXX XXXX XXXX XXXX XXXX MN XXXX to provide a verification under penalty of perjury of their claims and XXXX XXXX XXXX XXXX XXXX MN XXXX has not done so. XXXX 's refusal to accept XXXX. XXXX  XXXX XXXX XXXX MN XXXX artifices have been documented with witnesses for future legal proceedings, hearsay, assumptions made about XXXX from XXXX. XXXX XXXX XXXX XXXX MN XXXX are not valid, which are a constitutional tort. 
15 U.S.C 1692 g ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumers written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. 
( b ) Disputed debts If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt, XXXX. XXXX XXXX XXXX XXXX MN XXXX had failed to provide evidence on XX/XX/2021 of any claim it has against XXXX under penalty of perjury, which by law XXXX XXXX XXXX XXXX XXXX MN XXXX is in default. 
Verification - Confirmation of correctness, truth or authenticity, by affidavit, oath or deposition. XXXX XXXX XXXX of XXXX XXXX, XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX ) Obligation - that which a person is bound to or forbear, any duty imposed by law, promise, contract, ( XXXX XXXX  XXXX  XXXX ) XXXX XXXX XXXX XXXX XXXX MN XXXX has failed to provide proof of a Obligation, instrument signed by XXXX, and XXXX. XXXX  XXXX XXXX XXXX MN XXXX has failed to provide any evidence of its claims under penalty of perjury which 15 U.S.C 1692 g ( 4 ) states it must do thus it is harassing XXXX by using unfair practices.

Company response to consumer: Closed with explanation