Consumer complaint received 2023-09-21
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: IN
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
Transunion is being allowed to run their consumer service without accountability. I have not received any information showing that they verified. They continue to send information is verified as accurate but has not provided anything. They were found guilty of discarding millions of letters without doing the proper investigation. Please hold them accountable. I sent the following disputes about my consumer report : XXXX XXXX with account number XXXX Each bureau reports a different date of last activity. This proves not to be accurate or complete. Please delete this account as the furnished is violating my rights as a consumer. I will pursue my damages for violating the Fair credit reporting act. 

XXXX XXXX with account number XXXX Each bureau reports a different date of last activity. This proves not to be accurate or complete. Please delete this account as the furnished is violating my rights as a consumer. I will pursue my damages for violating the Fair credit reporting act. 

XXXX with account number XXXX A monthly payment reported on closed account. This is a violation. A monthly payment can not be shown on a closed account. Delete this account for violation. 

XXXXXXXX XXXX with account number XXXX A monthly payment reported on closed account. This is not complete or accurate. Also XXXX is reporting open still. This account is closed. Please delete because this violating my consumer rights. 

XXXX with account number XXXX This account was sold but still reports a balance. The original creditor was supposedly owed the balance and sold it to this debt collector. I have received no information as to the sale of this alleged debt and no proof of it being my debt. Please delete this from my consumer report as it violates my consumer rights. I am aware I can pursue litigation as a result of theses violations. 

XXXX XXXX with account number XXXX need to see the docs that the creditor sent to you that were used during the investigation to make the determination that this account is accurate. No proof? Then you can not report. Delete this account for violating my consumer rights. 

XXXX with account number XXXX This account does not have any remarks showing it was disputed prior to this dispute. This is a violation and needs to be deleted from my consumer report today. I will not tolerate the inaccurate and incomplete reporting of information. Delete. Delete. Delete. 

XXXX XXXX  with account number XXXX how can there be a past due on this collection? This is not complete or accurate. Past due can not be shown on a collection. Delete this account from my consumer report. Delete. Delete. Delete. 

XXXX XXXX with account number XXXX Youre required to report this account as transferred. Delete it. Also the Date of Last activity is different on all consumer reports. This is a violation and the debt collector needs to beheld responsible for the required completeness and accuracy of my consumer report. Delete. Delete. Delete.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief