Consumer complaint received 2022-08-31
Company: EQUIFAX, INC.
State: TN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Equifax Is Required To Validate the Debt Prove that the Natural Living Man did not fund his own loan pursuant to the social security card name and account number which that Man is the beneficiary of who collects all payments regarding the corporate legal fiction which is XXXX XXXX XXXX being traded on the Stock Market, Securities and Exchange Commission. Prove that credits have not been siphoned from the Social Security and Birth Certificate Trust Accounts. Pursuant to 15 U.S.C. 1602L that the social security card and/or drivers license are not credit cards. Please Note : Unauthorized use means a use of a credit card by a person other than the cardholder is a violation of 15 U.S.C. 1602 ( p ). Under Penalty of Perjury by Public Servants? Congress Members, Third Party Debt Collects and The Consumer Reporting Agencies Making The Claim of Loan Forgiveness, Prove that such loan was provided from the banks, Prove that digits weren't transferred in database systems to create fictitious debts which never existed. Prove that The XXXX did not loan his signature on the promissory note in which employees used to monetize from and that they never loaned nor did they ever risk their own legal tender/fiat currency and/or assets. 


Regarding loan forgiveness, XXXX want them to prove XXXX was given a loan in first place otherwise I want the loans returned back to me because banks dont lend money neither do they loan assets of its depositors pursuant to 12 U.S.C . 83 and 12 U.S.C. 1431. Any debt created off the back of something which did not exist in the first place is called counterfeiting, money laundering, unlawful racketeering, securities fraud, trust fraud, bank fraud, counterfeiting, violation of entrusted property, malpractice, barbarity, malfeasance of office, violation of the privacy act of 1974 pursuant to 5 U.S.C. 552a, violation of 31 C.F.R. 1.32-full disclosure of the social security card , violation of 42 U.S.C. 408-penalties for altering and selling the social security card for profit, violation of 15 U.S.C. 1681b ( a ) ( 3 ) -permissible purposes for consumer report when in fact no written authorization, consent or permission was granted by the consumer in order for U.S. Department of EducationXXXX to send consumer report to credit reporting agencies. Equifax willfully failed to investigate and contact the contact before the consumer report was published all which violate fair debt collection practices act and fair credit reporting act. Other violations includes aggravated identity theft pursuant to 18 U.S.C. 1028, violation of 15 U.S.C. 1611-criminal liability for willful and knowing violation, violation of 15 U.S.C. 1692c ( a ) - communication in connection with debt collection, violation of 15 U.S.C. 1640-civil liability, violation of 15 U.S.C. 1641-liability of assignees, violation of 15 U.S.C. 1681s-2-responsibilities of furnishers of information to consumer reporting agencies, 15 U.S.C . 1681n- civil liability for willful noncompliance, 15 U.S.C . 1681o-civil liability for negligent noncompliance, violation of 15 U.S.C. 1692k-civil liability, violation of 15 U.S.C. 1692g ( b ) - disputed debts-if the consumer notifies the debt collector in writing within the thirty day period described in subsection ( a ) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor the debt collector shall cease collection of the debt, or any disputed portion thereof until the debt collector obtains verification of the debt or a copy of a judgement, or the name and address of the original creditor, and a copy of such verification or judgement, or name and address of the original creditor is mailed to the consumer by the debt collector.

Company response to consumer: Closed with explanation