Consumer complaint received 2019-11-28
Company: John C. Heath, Attorney at Law, PLLC
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit repair services
Issue: Fraud or scam

Complaint:
I subscribed to the heavy pressure and persistent sales tactics if Lexington law to assist me in improving my fcio score just fractions of mere pints in order to qualify for a v.a.loan to buy the house I have been renting for the past 20 years as my landlord is anxious to sell it to me. And I am equally anxious to begin realize the equity I have and will for a very Long time, hence forth from my perfect record of payments thus far after a long phone call which I gave all of my financial information, concerns with eronious entries, entries far exceeding their 2,7, & 10 now 20 year statuetes of limitations, excessive credit inquiries, and an incident of identity theft, stolen pay checks cashed in my name and a cable company who refuses to accept that the lleased cable box assigned to the contract I signed with trhen had been completely destroyed beyond recognition in A massive house fire inXXXX, and they have still got their hioks in me to pay for their equiptment. Also, and finally XXXX bankruptcies still on my report that we're never initiated, and ended up in my first home being forclosed, a devastating divorce, repo of my vehicles, loss of employment, as I stated, from 1993. Followed by an individual who helped themselves to my tax return of over XXXX dollars. Lexington law assured me hat with my payments of funds Into their program they would contact the entities I had most cobcerns with and that with in a shormout of time I should have realized some major benefit from heir services. With hundreds of give away dollars I don't have on a fixed income of XXXX invested I took the plunge ... I haven't seen any change In my credit except that it continues to be tracking in the opposite direction that I need it to in order to be able to get a mortgage on my home ... then there is the second group that solicited me and talked adversly about Lexington laws practices or lack there of much to the arrival of the smaller late bus ... .and claimed I would be seeing improvements within the first month of subscribing g to their service. Going on two years now and I'm still burnt on the funds invested in both of these scam artists oreying on my SSI and pension checks .. every month ... I CONTACTED both agencies and informed them I would appreciate a refund and to both groups nothing has come back. no credit improvements though they continue to solicit me for funding to engage them in their fraudulent practice of just taking my money and delivering nothing for it. Hundresds of dollars and not some trendy introductory promotional sale price ... I have begun communications with these entities referred to in my credit report personally. I haven t made much progress on my journey as yet though I have been able to at least enter my issues with detailed explaination s and getting my complaints entered into my credit report giving any entity who may be Interested in qualifying me, evaluating me, scoring me or investigating me the immediate availability of the real situations, issues, events, errors, and my failures too with stubbornness and determination to correct and see through to whatever end may come how one person THE OWNER of the file had either very little, to none of the overwhelming involvement in or initiation of the most damning entrues

Company response to consumer: Closed with explanation