Consumer complaint received 2020-02-07
Company: Experian Information Solutions Inc.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
This information being reported is false. I did not open an account with XXXX XXXX XXXX. In fact they only sent me a list of inaccurate records which appears newly created. So i advise and request the following. Also the have the wrong address.

Cali Civ Code 1401 for evidence includes an original contract bill and agreement and such the like.

Affidavit of Fact and Discovery : Writ of right Notice to agent is notice to principal, notice to principal is notice to agent. UCC 1-202 Dear, XXXX XXXX CEO of XXXX XXXX XXXX In order to come to a peaceful resolution in regards to any alleged debt, notices or payments allegedly owed I am exercising my constitutional and contractual rights to discovery on this matter. It must be fully disclosed that I, XXXX XXXX XXXX XXXX XXXX XXXX, am an XXXX and indigenous XXXX American, distinguished from and not to be held as surety for XXXX XXXX.

I am the natural person who currently inhabits and is occupying the living quarters corporately referred to as care of XXXX ; land parcel ID : XXXX XXXX XXXX XXXX XXXX, geographical location circa , LAND PATEN LONGITUDE LATITUDE FOR LOT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ; XXXX XXXX XXXX XXXX. I have received mailings communications from your agency regarding the alleged debt for cell phone services over a year passed. You were notified in my letter to Cease and Desist.

Please mail to me, the following certified and verified official copies of loan related documents and answer to the following questions ; so that I may make a physical inspection of said documents and answers, to verify wither or not you or your agency has a valid claim or interest in my ancestral estate.

Produce the Original agreement with you or XXXX ( front and back ) associated with the Loan from your Agency / Entity / Persons to the Borrower.

Produce any Allonge, Bill of Exchange, and / or Promissory Note ( front and back ) complete with any Affixations or Allocations attached to the Borrower Promissory Note for Endorsements.

Produc

e all Book keeping Journal entries associated with the Loan to the Borrower. Produce the Contract associated with the Loan to the Borrower, phone services which would clearly identify who the Creditor ( Grantor ) is and the Debtor ( Grantee ) is. Produce the Account Number from which the money came to fund the Check given to the Borrower.
Produce Verification that the Borrowers Promissory Note was a Gift or De Donis to the Lender from the Borrower.

Produce the Name and the Address of the current Holder of the Borrowers Promissory Note.

Produce the Name and Address of the Lenders CPA and Auditor, for the period covering the Execution.

Produce a copy of their legal authority and bond number to do business in the State of XXXX or XXXX.

Produce the Bill of particulars and or receipt that proves that the Loan was in fact lawful money i.e. gold or silver coin or anything of value. Clarify wither or not you or your agency is asking for gold or silver coin as payment of this alleged debt or Private commercial paper ( Federal Reserve Notes ) Who is listed as the Lender. What was the original debt owed before the securing of the mortgage i.e.
the pledging of the estate as collateral ( surety )?

What exactly is being Borrowed from XXXX or your agency?

If, XXXX XXXX, is listed as the Mortgagor, i.e. the holder of the title to the property, what exactly is being borrowed from you or your agency?

Does the word Foreclosure mean Before the closure?

Is a Closure the signing of an instrument or contract?

Can a Foreclosure be executed after a closure?

Can Corporations / Artificial persons own property or be the holder of any real instruments?

What is your nationality?

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief