Consumer complaint received 2019-02-11
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
On XX/XX/2018 I sent this information : Consumer CHECK for physically verifiable PROOF of validity and CERTIFICATION of mandatory COMPLIANT REPORTING, even to XXXX XXXX FORMAT REPORTING COMPLIANCE and DEMAND OF REMOVAL OF ANY AND ALL ITEMS NOT DOCUMENTED AS FULLY TRUE, CORRECT, COMPLETE, VALIDATED, COMPLIANT per XXXX FORMAT and CERTIFIED AS SUCH with legal standing in full accord of my STATE 's and the applicable FEDERAL regulatory reporting laws and standards of lawful reporting. This letter is forwarded to ONLY INDIVIDUALS in capacity to analyze and modify or REMOVE information found to be without the required certification of being physically verifiable in the validation of the information BUT ALSO if the information, TRUE OR NOT, is with deficient evidence of REPORTING COMPLIANCE ( even to the mandatory perfect XXXX XXXX FORMAT COMPLIANCE ) and or is missing such requisite testimonial document proof of certified compliance in full accordance of law ( s ). From my recent and extensive DETERMINED research into YOUR REQUISITES for FULLY PROVABLE ( not simply you ARE STATING SUCH but actual demonstrated testimonial certificate of every fact to the confirmation of full truth, correctness, completeness, timeliness, ownership, responsibility, and elsewise mandated obedience of compliance, which undoubtedly includes your requirement to precise and exacting in your adequate keeping with the established standards of XXXX XXXX Compliance. The XXXX XXXX compliance is irrefutable in requisite as by your own descriptive definition of the automated web-based verification process from which you transfer and communicate information to and from in consideration concerning a consumer complaint of potential mis-information and or mis-reporting. In fact, review for yourself should you still be derelict in your proper understanding. clearly you can see in the image included that since you in fact utilize e- OSCAR you in fact claim to be XXXX XXXX compliant, certainly no court would relieve you of duties to comply with a demand from a consumer in question for documented and certifiable testimonial demonstrated proof of the self-proclaimed compliance to truth, accuracy and completeness as well as to exactingly correct XXXX XXXX data field formatted reporting. This would irrefutably be so should you describe or claim that e-OSCAR is a web-based, XXXX XXXX compliant, automated system. Your counter to this would be considered OBVIOUS indication of your WILLFUL much more ILLEGAL possibly even CRIMINAL disregard of your adequate lawful regulatory reporting as signaled by the US 49 CFR 241.5, SEE below : Further, according to Title 49 cfr, subtitle B, Chapter II, Part 241, Section 241.15 ( c ) ( c ) A person who knowingly and willfully falsifies a record or report required by this part may be subject to criminal penalties under 49 U.S.C. 21311. Further, per U.S. Code Title 49 Subtitle V Part A Chapter 213 Subchapter II 21311 ( 3 ) does not enter required specified facts and transactions in such a record or report Ok, now that we have undoubted precedence out in the open, you are now with declaration of knowledge of said laws and standards as well as your required actions upon a consumer complaint to any allegation that is either or all : Not current, not true, not correct, Not COMPLETE, Not Timely, NOT AUTHORIZED, and or NOT REPORTABLE! Please Note, this is NOT A DISPUTE as you might be accustomed, rather this is my LAWFUL compelling of you to display, AS LEGALLY REQUIRED, absolute PROOF of your FULL COMPLIANT, TRUE, ACCURATE, AND COMPLETE reporting. This is NOT an effort to DISPUTE ANYTHING, REGARDLESS you MUST ERADICATE any and all CHALLENGED item ( s ) of DEROGATORY nature in this WRITTEN COMPLAINT of your DERELICTION of responsible and RELIABLE reporting. This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. I request that you VERIFY the VALIDITY of all claims physically, CHECK for the factual and precise CERTIFIED COMPLIANCE OF REPORTING and REMOVE or MODIFY as needed any item ( s ) of derogatory allegation of which the PHYSICALLY VERIFIABLE VALIDITY and or the CERTIFIABLE COMPLIANT REPORTING is deficient or missing via willful derelict OR even if dereliction is due to ignorance. To collect any claim MUST be verifiably VALID, and to REPORT the alleged VALID COLLECT-ABLE derogatory information MUST be of a documented CERTIFIED COMPLIANT REPORTING, such as to the true, correct, complete, timely, and undeniably factually perfect XXXX XXXX FORMAT reporting compliance standards! VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim ( s ) and every aspect of claim ( s ) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts : Notation : Please verify and validate all claims, every notation, dates and balances, whether reported or not. Remove immediately the unverified therefore invalidly reported Public Record claim. No Court verified any consumer data to any third party entity, making impossible any such claims of your misreporting being perfectly true correct, and verified factually valid much less undenialy and certifibly compliant, a mandatory criteria for reporting consumer data, true or not. 
: Unlawful, Not Compliant, Questionable and or Faulty Reports of CHP XXXX BANKRUPTCY Information related to the Inaccurate Public Record that is being Reported despite being deficient in the not proven fully true, correct, timely, mine, complete, or otherwise compliant to any and all aspects of its reporting per the requisite XXXX data formatted reporting compliance regulations.I am now certifiably challenging the reportability for the unproven infringing allegations made by your reporting of an obviously NOT PROVEN NOT TO BE INACCURATE Public Record that has been and c ontinues to be UNETHICALLY moreover unlawfully Reported!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief