Consumer complaint received 2023-01-09
Company: EQUIFAX, INC.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
The attorney of the building owner where I reside threatened me with eviction unless I signed false DECLARATION OF XXXX RELATED FINANCIAL DISTRESS in order for the owner of the apartment building, XXXX XXXX , to collect Federal Aid. Please see the attached documents for the dates and location. XXXX XXXX XXXX of the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX, phone ( XXXX ) XXXX sent me a FIFTEEN DAY NOTICE TO PAY RENT OR QUIT, on behalf of XXXX XXXX XXXX At that time XXXX was the owner of the apartment building where I reside. The owner of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX CA XXXX XXXX phone ( XXXX ) XXXX. The above mentioned letter contains the following lies, violations and frauds : XXXX ) It demands I pay the plumbing bill of {$890.00} addressed to XXXX 's XXXX ( attached ), as a second rent for the month of that bill, which rent I had already paid, weeks before the date on the plumbing bill. Yes, on the date of the above-mentioned letter, my rent had been paid in full, punctually, including for the month of that plumbing bill. My monthly rent was/is paid by the XXXX XXXX XXXX XXXX ) who subsidizes my rent through the Section 8 Program, and by myself. The amount demanded as rent by the XXXX XXXX XXXX was inconsistent with the total monthly rent for the apartment where I reside, inconsistent with the HA portion and inconsistent with my portion. The amount demanded from me as rent by the XXXX XXXX XXXX was the exact amount of the plumbing bill addressed to " XXXX XXXX '', who administered the apartment building where I reside, for XXXX XXXX, the building 's owner at that time. It was for repair of plumbing in the apartment I rent, of leaks and defects extant since prior to my moving here. Therefore this demand by XXXX through their attorney XXXX XXXX is fraud. 2 ) XXXX and their attorney knowingly and intentionally violated the XXXX XXXX had signed with the XXXX XXXX. The XXXX XXXX is binding to both XXXX XXXX and myself. Its provisions are the US Dept of Housing and Urban Development requirements for the Section 8 Program and other Federal housing regulations. The XXXX XXXX XXXX XXXX XXXX. XXXX states : " the XXXX XXXX supersedes the XXXX XXXX XXXX. '' Therefore, by demanding payment for due maintenance, XXXX and their attorney violated the following ( and other ) HA Contract provisions : Part B : XXXX. " Except for the rent to owner, the owner will not receive any payments from the tenant or any other private or public source '' ; Part C : XXXX. " The owner may not charge or accept, from the tenant or from any other source, any payment for rent of the unit in addition to the approved contract rent. The contract rent includes all housing services, maintenance, utilities and appliances to be provided and paid by the owner in accordance with the lease. " ; Part C : XXXX. " The owner may not charge the tenant extra amounts for items customarily included in rent to owner in the locality, or provided at no additional cost to unsubsidized tenants in the premises. " ; Part C : XXXX. " The owner must provide all housing services as agreed to in the lease. ". 3 ) Page " 4 of 4 '' of the attorney 's letter ( attached ) is the DECLARATION OF XXXX RELATED FINANCIAL DISTRESS. It was intended for me to sign, in order for XXXX to collect XXXX XXXX to pay XXXX 's plumbing bill which the attorney was feigning as my rent. I refused to sign it. After a few months the building was transferred to XXXX XXXX XXXX XXXX together with its appfolio. Based on that, XXXX demands of me the same {$980.00} ( rounded to {$980.00} ). Because I do not owe it, I can not pay. As retaliation they too feigned it as rent. XXXX also feigned the rent to owner as " credit account '' via XXXX. See the details in my FTC Reports attached. XXXX reported this false information to the Credit Bureaus. My Equifax and XXXX XXXX XXXX now contain this false information, because of which they lowered my Credit Score below what is required in order to apply for apartment tenancy. They do not take seriously my urgent need to correct my credit report according to the truth. The Fraud Department of Equifax won't even consider my request, unless I filed an FTC Report. All my attempts to communicate with XXXX and XXXX were in vain. At this time they intensify their effort to render me homeless. They threatened me and notified the HA of their intention to start the eviction process in 30 days from today. In conclusion, this report is in regard to the fraudulent attempt by XXXX XXXX XXXX XXXX of XXXX XXXX , through his Attorney at Law XXXX XXXX , to corrupt me to apply for Federal Relief for XXXX hardship I did not qualify for. The money was intended for XXXX XXXX XXXX XXXX for the long due repair of his building 's plumbing in the apartment he was renting to me. They were trying to falsely report the plumbing bill to the Federal Government as unpaid rent, by making me the instrument of their deception. And it is about about the dire consequences of their wrongdoing to me.

Company response to consumer: Closed with explanation