Consumer complaint received 2019-03-26
Company: Experian Information Solutions Inc.
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
My name is XXXX XXXX.Being a victim of Identity theft is hard on anyone. I have experience tough and egregious hardships because someone has stolen my identity. I can not get credit anywhere. This has ruined my life. I lost my job last year and tried to refinance my house and car, I was told sorry, we can not help you. I filed a police report last year on XX/XX/XXXX. ( report No XXXX ) with XXXX Police Department. I, ve also mailed in certified letters to XXXX, XXXX  and Experian. I received nothing. I also believed my information was leaked due to the information breach with XXXX. The thieves are continuing to use my credit. Ive faxed all 3 bureaus, as well as called them, At this point I have hired me a lawyer to assist me in this matter ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX of XXXX PA XXXX ) He noticed several instances where XXXX, XXXX and Experian are in non-compliance with the FCRA. Im a victim but yet Im treated as if Im nothing. XXXX, XXXX  and Experian continue to report Fraudulent accounts and inquiries to my credit report and I want it to stop Immediately! 

Here is a list of the fraudulent accounts and inquiries that continue to report to my credit per bureau Experian XXXX XXXX XXXX XXXX XX/XX/XXXX {$450.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$270.00} INQUIRIES XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ser XXXX mortgage ser XXXX XXXX preowned XXXX XXXX XXXX ( XXXX ) XXXX XXXX XXXX XXXX XX/XX/XXXX {$450.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$270.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$270.00} INQUIRES XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX mortgage XXXX XXXX credit ( XXXX ) XXXX XXXX XXXX XXXX XX/XX/XXXX {$450.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$270.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$270.00} INQUIRIES XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX  XXXX XXXX  XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX PR XXXX XXXX XXXX  XXXX XXXX XXXX Due to the credit bureaus negligence we have also decide to add the following individuals into our pending lawsuit. We strongly feel like these particular individuals within each bureau are mainly responsible as overseers as it pertains to our case EXPERIAN XXXX XXXX Customer Service Manager at Experian Experian XXXX Email : XXXX XXXX XXXX Operations Manager Experian XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX XXXX Compliance Fraud Investigator Experian XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and Chief Client XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Chief Compliance Officer XXXX XXXX XXXX XXXX XXXX XXXX VP/Sr Manager of Regulation and Compliance XXXX   XXXX XXXX XXXX XXXX Senior Vice President XXXX XXXX/ID Theft XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX vice president chief legal officer XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX Vice President XXXX XXXX XXXX XXXX XXXX Director Fraud and Identity management XXXX XXXX XXXX XXXX XXXX Senior analyst consumer experiences XXXX XXXX XXXX XXXX XXXX Director-XXXX  Consumer Interactive Servicing XXXX XXXX XXXX We feel these particular individuals have not assisted in making sure their respective bureaus are in compliance with the fair credit reporting act concerning my client. These individuals with be named in our pending lawsuit if the fraudulent information keeps reporting on their credit.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief