Consumer complaint received 2021-04-02
Company: EQUIFAX, INC.
State: IN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I XXXX XXXX was entered into credit inquiry transactions that I did not authorize or consent XXXX am a victim of identity theft and I believe my information is being used by bad people on the dark web. Having these False and misleading inquiries reporting to my credit report is very damaging and is hindering my ability to purchase a home for me and my baby girl. I ask that you please remove all these false misleading inquiries from my credit report so I can began to repair my credit and eventually get my daughter a house. please resolve this matter quickly. I have included a list of all inquiries that I did not authorize below along with the dates. 

My information was obtained without permissible purpose. 

15 USC 1681n defines Civil liability for willful noncompliance in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure or {$1000.00}, whichever is greater ; Bakruptcy court shared my information with the credit Bureaus without my written consent, that is an infringement of my privacy 15 USC 1682 ( a ) ( 4 ) ( b ) ( 2 ). if you can not provide me the writen document with my signature on it, then you must remove it by FCRA laws. 

I identify all the inquiries and accounts listed below as to be a result of identity theft, therefore they should be removed from my account no later that 4 days of receiving this complaint. 

XXXX XXXX XXXX XXXX defines as a XXXX of information resulting from identity theft ( a ) Block Except as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than XXXX business days after the date of receipt by such agency of ( XXXX XXXX a copy of an identity theft report ; Please remove all the accounts listed below : I demand that the following account be verified or removed immediately : 1. US BANKRUPTCY COURT GAVE THE CREDIT Bureaus MY information. they infringed upon my privacy please see 15 USC 1681 ( a ) ( 4 ) ( b ) ( 2 ) Chapter XXXX Bankruptcy Case Number : XXXX This account is Inaccurate and I'm seeking litigation please delete at once. 

XXXX. I did not authorize this 15 U.S. Code 1681n - Civil liability for willful noncompliance ( b ) XXXX SM BUS ADMIN ODA Date of inquiry : XX/XX/2020 This account is Inaccurate and I'm seeking litigation please delete at once. 

XXXX. I did not authorize this XXXX XXXX Code XXXX - Civil liability for willful noncompliance ( b ) JPMCB CARD Date of inquiry : XX/XX/2020 This account is Inaccurate and I'm seeking litigation please delete at once. 

XXXX. If I received good and services then please have a senior XXXX certify under the penalty of perjury that I in fact received good and services as a result of this transaction in writing under XXXX XXXX XXXX ( a ) ( XXXX ). 
XXXX XXXX Account Number : XXXX This account is Inaccurate and I'm seeking litigation please delete at once. 

XXXX. If I received good and services then please have a senior XXXX certify under the penalty of perjury that I in fact received good and services as a result of this transaction in writing under XXXX XXXX XXXX ( a ) ( XXXX ). 
XXXX Account XXXX : XXXX This account is Inaccurate and I'm seeking litigation please delete at once. 

XXXX. If I received good and services then please have a senior XXXX certify under the penalty of perjury that I in fact received good and services as a result of this transaction in writing under XXXX XXXX XXXX ( a ) ( XXXX ). 
XXXX Account Number : XXXX This account is Inaccurate and I'm seeking litigation please delete at once. 

XXXX. If I received good and services then please have a senior executive certify under the penalty of perjury that I in fact received good and services as a result of this transaction in writing under 15 USC 1681B ( a ) ( XXXX ). 
XXXX Account Number : XXXX This account is Inaccurate and I'm seeking litigation please delete at once. 

XXXX. If I received good and services then please have a senior executive certify under the penalty of perjury that I in fact received good and services as a result of this transaction in writing under 15 USC 1681B ( a ) ( XXXX ). 
XXXX SYNCHRONY BANK Account Number : XXXX This account is Inaccurate and I'm seeking litigation please delete at once. 

XXXX. If I received good and services then please have a senior executive certify under the penalty of perjury that I in fact received good and services as a result of this transaction in writing under 15 USC 1681B ( a ) ( 2 ). 
XXXX XXXX Account XXXX : XXXX This account is Inaccurate and I'm seeking litigation please delete at once. 

XXXX. If I received good and services then please have a senior executive certify under the penalty of perjury that I in fact received good and services as a result of this transaction in writing under 15 USC 1681B ( a ) ( 2 ). 
08 XXXX XXXX XXXX XXXX XXXX A Account Number : XXXX This account is Inaccurate and I'm seeking litigation please delete at once. 

11. If I received good and services then please have a senior executive certify under the penalty of perjury that I in fact received good and services as a result of this transaction in writing under 15 USC 1681B ( a ) ( 2 ). 
XXXX XXXX XXXX XXXX Account Number : XXXX This account is Inaccurate and I'm seeking litigation please delete at once. 




If I received good and services, then please have a senior XXXXxecutive certify under the penalty of perjury that I in fact received good and services as a result of this transaction in writing under 15 USC 1681B ( a ) ( 2 ) .if I consented to these inquiries, then

Company response to consumer: Closed with explanation