Consumer complaint received 2022-07-15
Company: EQUIFAX, INC.
State: NC
Product: Debt collection
Sub-product: Other debt
Issue: Written notification about debt
Sub-issue: Didn't receive notice of right to dispute

Complaint:
I am very annoyed and disappointed when I got my credit report just today. I have researched my rights on the internet regarding whats happening on my credit report. I dont know if you are playing games with me because I KNOW MYSELF, I KNOW MY ACCOUNT, I KNOW IF I PAID ON TIME OR NOT, I KNOW IF THIS IS MY ACCOUNT OR THERES SOME ANOMALLY GOING ON HERE. PLEASE Im begging you to investigate what is happening on my credit report. Im listing down all of the information below that is clearly a 100 % inaccuracy on my credit. 

1. Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap XXXX  XXXX  XXXX  I Account Number : XXXX Please remove it from my credit report. 

2. Under 15 U.S. Code 1681e ( b ) and 15 U.S. Code 1681i ( 5 ) this account in violation not reporting 100 accurate. 
XXXX XXXX XXXX  I Account Number : XXXX Please remove this inaccurate information from my credit report. 

3. Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

4. Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

5. Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

6. Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

7. Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

8. Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

9. Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

10. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

11. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX  I Account Number : XXXX Please remove it from my credit report. 

12. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

13. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

14. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

15. Under 15 U.S.C. 1681i ( 7 ) Method of verification this account is in violation it was reported without valid evidence. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

16. Under 15 U.S.C. 1681i ( 7 ) Method of verification this account is in violation it was reported without valid evidence. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

17. Under 15 U.S.C. 1681i ( 7 ) Method of verification this account is in violation it was reported without valid evidence. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

18. Under 15 U.S.C. 1681i ( 7 ) Method of verification this account is in violation it was reported without valid evidence. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

19. Under 15 U.S.C. 1681i ( 7 ) Method of verification this account is in violation it was reported without valid evidence. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

20. Under 15 U.S.C. 1681i ( 7 ) Method of verification this account is in violation it was reported without valid evidence. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

21. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

22. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX  I Account Number : XXXX Please remove it from my credit report. 

23. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX  I Account Number : XXXX Please remove it from my credit report. 

24. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

25. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX  I Account Number : XXXX Please remove it from my credit report. 

26. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX  I Account Number : XXXX Please remove it from my credit report. 

27. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX  I Account Number : XXXX Please remove it from my credit report. 

28. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX  I Account Number : XXXX Please remove it from my credit report. 

29. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

30. Under 15 U.S. Code 1692d-Harassment and abuse have been harassed and have trauma this account in violation. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

31. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature they have not been able to provide such proof to me therefore you are reporting misleading false accounts. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

32. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature they have not been able to provide such proof to me therefore you are reporting misleading false accounts. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

33. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature they have not been able to provide such proof to me therefore you are reporting misleading false accounts. 
XXXX XXXX XXXX  I Account Number : XXXX Please remove it from my credit report. 

34. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature they have not been able to provide such proof to me therefore you are reporting misleading false accounts. 
XXXX  Account Number : XXXX Please remove it from my credit report. 

35. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature they have not been able to provide such proof to me therefore you are reporting misleading false accounts. 
XXXX  XXXX XXXX  I Account Number : XXXX Please remove it from my credit report. 

36. Contacted Debt collector asked for proof of the alleged debt specifically the alleged original application bearing my signature they have not been able to provide such proof to me therefore you are reporting misleading false accounts. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

37. Under 15 U.S. Code 1681e ( b ) and 15 U.S. Code 1681i ( 5 ) this account in violation not reporting 100 accurate. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

38. Under 15 U.S. Code 1681e ( b ) and 15 U.S. Code 1681i ( 5 ) this account in violation not reporting 100 accurate. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

39. Under 15 U.S. Code 1681e ( b ) and 15 U.S. Code 1681i ( 5 ) this account in violation not reporting 100 accurate. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

40. Under 15 U.S. Code 1681e ( b ) and 15 U.S. Code 1681i ( 5 ) this account in violation not reporting 100 accurate. 
XXXX XXXX XXXX I Account Number : XXXX Please remove it from my credit report. 

41. Under 15 U.S. Code 1681e ( b ) and 15 U.S. Code 1681i ( 5 ) this account in violation not reporting 100 accurate. 
XXXX Account Number : XXXX Please remove it from my credit report. 

42. Under 15 U.S. Code 1692j - Furnishing certain deceptive forms I am not participating in the collection of this alleged debt. Cease and desist asap XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

Under 15 U.S. Code 1681e ( b ) and 15 U.S. Code 1681i ( 5 ) this account in violation not reporting 100 % accurate. I want you to conduct an investigation regarding this and if they don't give proof of evidence I want this to be deleted from my credit report.

Company response to consumer: Closed with explanation