Consumer complaint received 2018-05-03
Company: EQUIFAX, INC.
State: CO
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I literally copy and paste the same XXXX thing every XXXX time. it is laughable at how XXXX XXXX  the people at Equifax and XXXX   are when some just reply with a generic cryptic " the unauthorized 3rd party '' and REFUSE to do there XXXX jobs and fight in my favor against some generic debt collector and the XXXX FRAUD on my report. so here I am again AND TOMORROW AND THE DAY AFTER AND THE DAY AFTER THAT. I will NOT STOP FIGHTING FOR MYSELF SINCE YOU CHOOSE!!! TO REFUSE TO DO YOUR XXXX JOBS YOU REPEATEDLY SEND MORE OF MY INFORMATION TO XXXX   REFUSE!!!!!! TO GIVE ME ANY OF THERE INFORMATION AND REFUSE TO PULL YOUR XXXX HEAD OUT OF YOUR XXXX XXXX LONG ENOUGH TO USE SOME COMMON XXXX SENSE. and your GENERIC COPY AND PASTE REPLIES ARE A XXXX JOKE. 

boy at the rate these repugnant useless companies reply back its laughable NO investigation no work done, they just email the debt collector get a reply back that is always a yes and then close these VALID complaints out within 3 days with a generic copy and paste response from a generic employee that probably worked at a XXXX XXXX last week. 
Yet again another cryptic message from these XXXX. there is an unauthorized 3rd party means nothing to me so since I have to guess what the XXXX you mean I have every right to include evidence from XXXX XXXX   showing the sheer incompetence and XXXX of the company you work for if you werent so cryptic I wouldnt have to grasp at straws and if you werent so in favor of continuing to believe XXXX  just because they bought my social Unsecurity number from XXXX knows who, just continues to show how since XX/XX/XXXX you have done XXXX to fix this matter and remove this FRAUDULENT charge from my report and just continue to take the word of some low rent debt collector. You have my authority to inform whomever the XXXX 3rd party you want. And XXXX authority to refuse evidence I present in my favor. however you DONT have the authority to forward anything to XXXX  it is NOT their job or decision to decide whether this is fraud or not its actually YOUR job. XXXX  and Equifax. 
after my social security number was hacked in XX/XX/XXXX I received a debt collection from XXXX in the amount of XXXX.dollars on my credit report but that is DATED from XX/XX/XXXX it is utterly moronic first ; for a debt collector to wait 4 XXXX years to start collecting on something. 2ndly that the only process this repugnant credit reporting agency does as an investigation is contact this debt collector which they ALWAYS say yes and then im stuck with a debt on my credit report forever. this illegal and frivolous way of investigating clearly shows the bias and discrimination Equifax has towards the customer and how well they lay in bed with the debt collector. Furthermore it makes XXXX!!! XXXX sense that after my bankruptcy filing and clearance in XX/XX/XXXX I have gone 9 XXXX years without ANYTHING!!! on my credit report UNTIL AFTER!!! this hack occurred and my social UNsecurity number is out for anyone to get and use. Equifax DOES NOT take a customers word as evidence or the paperwork provided but they sure as XXXX take a debt collectors based solely on the fact that they give my social security as evidence and they NEVER use common sense or logic when reviewing a credit report. since my bankruptcy I have had perfect credit until my information was hacked.

Company response to consumer: Closed with explanation