Consumer complaint received 2019-01-09
Company: Kenneth E. Davidson, Attorney
State: CO
Product: Debt collection
Sub-product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened to sue you for very old debt

Complaint:
Separated in XX/XX/XXXX from Spouse and moved out Apartment, notified apartment verbally was never removed from month to month arrangement since 12 month lease was up. Received letter of Debt through Spouse who they allowed to stay in Apartment for 3 months without paying rent. First her lawyer mentioned I should pay but an agreement was made for all Parties to to pay half. I therefore did that as part of the separation agreement, it was paid in person. After 3 years and apparently after ex spouse did not pay her amount I was served with a notice, but even as tried to just clear up the difference, realized the amount was wrong. I then asked from both the creditor and Apartment for my payment history which no one wants to provide. I did this multiple times by phone and in letter, I also sent a official request for validation of the debt and am waiting. 

Since then even before giving me a validation I have been brought to court which I again stated my position and am now facing trial by jury. Meanwhile my ex spouse was sued in XX/XX/XXXX and a payment agreement reached. So she was not at this court hearing or is required to go to trial for the same debt we are both on. With that I document ed the times I called, I was told by the Apartment Supervisor that indeed I did pay half of the amount they first sued my ex for, so i mentioned she contact the law office to notify them of this since they admitted they were never made aware. In that very call she hung up on me when I asked for a written document. I legally recorded tall correspondences with both the Apartment and creditors. Since sending a letter to the creditors asking them for the corrected amount if any and that the Supervisor XXXX at XXXX XXXX could verify, no traction. 

I called the Apartments Back and appear the Creditors Kenneth E Davidson Law Office has adviced their client to just tell me to call them and that the amount owed is after I paid Half. Which could not be the case based of what you will see in the documents I attach. No one has up till now provided a validation of any debt even after all this. I have Mortgage company back in XX/XX/XXXX asking me for the number to verify that indeed I followed the Separation Agreement and paid Half will attach that email. 

Excuses from the XXXX client, XXXX XXXX has been it is in a vault they can't get to my payment history right away. The Supervisor had some but I needed to talk to her lawyer. Needless to say I would call the creditors and they would tell me call the apartments, have apartments call them. I would call the Apartments they would say there was either no reason to talk to the lawyers, or from the Supervisor call them, when I told her what the Creditors Kenneth E Davidson Law office said. 

All communication has been notes and I have had a certified third party transcript the audio. I have legal emails mentioning the first time i heard of the amount, which I paid half. I also will attach all this to this complaint. 

I have been trying to work with this creditor since XX/XX/XXXX. I have only been able to add some documents here because of the size limit. I have added in order numbers for the transcripts. I have copies of recordings when needed. Since colorado recordings are legal of the person doing it, if the call is theirs. The legal document she received has a different amount from the one I received, that too has not been validated. 

Also I have added the apartment receipts showing rental amount, 3 times {$720.00} doesn't make XXXX dollars. I only have 2 of those receipts. also added here. of.To purchase my home I have had extensive credit check done back in XX/XX/XXXX for me to be able to, including inquiry into this matter, they specifically wanted to call and clarify. That email asking about this added. Where i lived, in end of XX/XX/XXXX. I had no lease. 

Communication has been Law firm tells me ask Apartment to call them, Apartment has told me there is no reason to call or have the Law Office call them. Basicall a Ping Pong effect and getting nowhere. Because of the limits here not documents have been added but am ready to had over more on request if you guys are able to help me.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation