Consumer complaint received 2022-08-13
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Not only is this my second time sending this because there were no results. But also 15 USC 1681d Subsection ( b ) - Any person who procures or causes to be prepared an investigative consumer report on any consumer shall, upon written request made by the consumer within a reasonable period of time after the receipt by him of the disclosure required by subsection ( a ) ( 1 ), make a complete and accurate disclosure of the nature and scope of the investigation requested. This disclosure shall be made in a writing mailed, or otherwise delivered, to the consumer not later than five days after the date on which the request for such disclosure was received from the consumer or such report was first requested, whichever is the later. 

I did not receive any communication from either of the Credit Bureaus. 

XX/XX/XXXX To Whom It May Concern : I am extremely disappointed that you have failed to maintain reasonable procedures to assure complete accuracy in the information you publish and insist that you comply with the law by providing the requested information within the 30 days allowed. 
As a matter of convenience to you and to expedite my request, I am resubmitting my request to correct my credit report. My friend at XXXX XXXX XXXX XXXX. mentioned to me the following laws have you heard of them? 
In accordance and pursuant to the Federal Credit Reporting Act 15 USC 1692c Unless by written permission of the consumer the debt collector may not communicate 15 USC 1681 Section 602 ( h ) - I have the right to privacy 15 USC 1681 Section 604 ( a ) ( 2 ) - A Consumer Reporting Agency may not furnish my information without my written consent/permissible permission. 
XXXX, Equifax, and XXXX have violated FCRA rights by furnishing the following accounts on my consumer report with errors. It has cost me the inability to obtain decent transportation and housing for my family. I DEMAND THEY BE REMOVED OR I WILL FILE CLAIM IN SMALL CLAIMS COURT!!!!! 
XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX All Banks XX/XX/XXXX Equifax XXXX Bank Credit Cards XX/XX/XXXX XXXX XXXX Banks and XXXX XXXX XXXXXXXX XX/XX/XXXX XXXX XXXX XXXX Bank Credit Cards XX/XX/XXXX XXXX XXXX Banks and XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX Banks and XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX Sales Financing Company XX/XX/XXXX XXXX XXXX Credit card and travel / entertainment companies XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX XXXX All Banks - non specific XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX XXXX All Banks XXXX non specific XX/XX/XXXX XXXX XXXX National Credit Card Cos. XX/XX/XXXX Equifax XXXX XXXX XXXX XXXXXXXX All Banks XXXX non specific XX/XX/XXXX XXXX XXXX XXXX XXXX Automotive Supplies XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX All Banks XX/XX/XXXX Equifax XXXX XXXX Banks and XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXXXXXX XXXX XXXX  Bank Credit Cards XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX Automobile Dealers, New XX/XX/XXXX Equifax XXXX XXXX Bank Credit Cards XX/XX/XXXX XXXX XXXX Credit card and travel / entertainment companies XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX All Rights Reserved Without Prejudice, XXXX XXXX Cc XXXX CFPB Attn : XXXX XXXX Assistant Director of Enforcement Federal Trade Commissions Attorney Generals Office State Senate XXXX XXXX XXXX , PLLC Texas Small Claims Court Jurisdiction 1 Texas Comptroller Federal Reserve System FDIC

Company response to consumer: Closed with explanation