Consumer complaint received 2022-08-10
Company: EQUIFAX, INC.
State: IL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Complaint against Equifax Information Services, LLC XXXX Equifax , Inc, owned by major Investment Banks and operated by XXXX XXXX XXXX, XXXX XXXX XXXX XXXX On XX/XX/2022 XXXX XXXX XXXX XXXX via its sham conduit XXXX XXXX XXXX ( registered by XXXX 's lawyer XXXX XXXX XXXX ) sent me electronically generated, unsigned letter on Equifax Information Services, LLC letterhead where I was directed to submit my highly sensitive personal information to some post offices po box es where it will be collected by unknown to me parties. The contact phone number provided by " Equifax '' is regularlty reported to FCC and FTC as a scam robo-call ; and even listed as Decautur County Jail number ( where this " Equifax '' gang belongs, long time overdue ) I demand explanations why letters from allegedly " Equifax '' XXXX always unsigned and never coming from responsible employeess of Equifax - are generated and sent to me by document forger XXXX XXXX via sham conduits such as XXXX, XXXX renamed as XXXX XXXX, XXXX and various nest dolXXXX XXXX companies like XXXX XXXX 

Who has an access to my personal information and my credit report " with Equifax '' - if ALL data about my " credit report '' is handled by undisclosed to me third parties, like XXXX XXXX XXXX, XXXX ( whose top lawyer XXXX XXXX holds more 2500 jobs, from Secretary to President, in various nest doll corporations like XXXX XXXX XXXX XXXX XXXXn variations ), and others ), and XXXX XXXX XXXX XXXX who operates a bundle of XXXX companies like XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, ect. 

Which methods use Equifax to contact alleged furnishers of my information? 

According to public sources, " Equifax '' uses so-called E-Oscar program, which is a trademark of XXXX XXXX XXXX XXXX XXXX The e-OSCAR process begins with an Automated Consumer Dispute Verification ( ACDV ). In other words, Equifax never contact any alleged " furnishers '' to verify tradelines on customers ' accounts and merely receive electronically transmitted information provided by unknown to them parties- which based on all evidence is XXXX XXXX XXXX acting as XXXX XXXX XXXX XXXX who operates a massive central repository and command center. 

Why XXXX XXXX, XXXX and their corporations such as XXXX, XXXX XXXX XXXX XXXX ( better known as XXXX XXXX ect have access to my alleged " credit report files? 

Anyone who knows about foreclosure litigation and securitization of " debt '' knows that the only way the banks could succeed is if they had a central repository and central command center from which all documents were fabricated and all instructions were issued. 
For nearly all loans the central command was XXXX XXXX XXXX, aided by XXXX. While XXXX is technically defunct and XXXX XXXX went to jail taking one for the team, the functions of XXXX  remained the same. XXXX is active as of today in GA under XXXX 's XXXX XXXX changed its name to XXXXXXXX XXXX and in a PR coup transformed itself into the publisher of what is largely viewed as comprehensive data on consumer lending, specially mortgage lending and foreclosures. 

Hence it went from the purveyor of false, fraudulent, forged documentation to the purveyor of data perceived as reliable and thence became a trusted source whose data is considered worthy of legal presumptions. 

Systems at XXXX XXXX include data processing on virtually all consumer loans subject to claims of securitization. 
The systems on XXXX XXXX are designed for the the express purpose of presenting consistent data in foreclosure and collection claims. 

It also enables the retention of mill lawyers who receive secured emails from unknown to them sources directing lawyers to login into XXXX XXXX 's secured website ( usually XXXX, XXXX or XXXX ) and print documents prepared by other parties- to present these documents in Courts as their own documents. 

This process is called " referrals '' and described in details in XXXX XXXX XXXX XXXX. 

I think this process apply to all collection mill law Firms. XXXX XXXX XXXX pleadings are definitely not prepared by lawyers whose names appear on them.

Company response to consumer: Closed with explanation