Consumer complaint received 2021-01-22
Company: The Law Offices of Mitchell D. Bluhm & Associates
State: MO
Product: Debt collection
Sub-product: I do not know
Issue: Attempts to collect debt not owed
Sub-issue: Debt is not yours

Complaint:
I am a XXXX  employee with the XXXX  XXXX XXXX XXXX ( XXXX ). On XX/XX/XXXX, XXXX XXXX XXXX in Texas mailed me a letter to inform me of a privacy incident involving a database used by the XXXX/XXXX, and that my personal information has been impacted by this privacy incident. The compromised information included personally identifiable information ( PII ) such as names, SSNs, DOBs, positions, grades, and duty stations. See attached document. 

On XX/XX/XXXX, while being interviewed by a XXXX  XXXX XXXX XXXX and XXXX XXXX ( XXXX ) XXXX for my security clearance background re-investigation, I was asked about the three ( 3 ) medical debt collections that were placed on my credit file. I was completely unaware of these debt collections since I havent checked my credit report. I firmly stated that I shouldnt have any debt collections on my credit file ; most significantly nothing related to any medical debt as I have always used the Veterans Affairs Hospital at XXXX XXXX, Kansas for all my medical needs. Any and all medical services I receive from the VA are 100 % covered due to service-connected XXXX. 

After my interview, I immediately requested for my free Annual Credit Report via online with all the three credit bureaus ( XXXX, XXXX, and XXXX ). I reviewed those three medical debt collections that are as follows : ( 1 ) XXXX XXXX  ( XXXX XXXX XXXXXXXX, XXXX, NC XXXX ), Date Opened : XX/XX/XXXX, Amount : {$340.00} ; ( 2 ) XXXX XXXX ( XXXX XXXX  XXXX, XXXX, NC XXXX ), Date Opened : XX/XX/XXXX, Amount : {$180.00} ; ( 3 ) XXXX XXXX ( XXXX XXXXXXXX XXXX, XXXX, NC XXXX ), Date Opened : XX/XX/XXXX, Amount : {$120.00}. XXXX XXXX XX/XX/XXXX, I disputed all three medical debt collections with XXXX, XXXX, and XXXX. As a result, all three collections were deleted/removed off my credit file. 

On XX/XX/XXXX, XXXX XXXX ( XXXX XXXX XXXX, XXXX, NC XXXX ; Phone : XXXX ) placed multiple collections on my credit file for the amounts of : {$260.00} ; {$260.00} ; {$500.00} ; {$180.00}. 

On XX/XX/XXXX, XXXX XXXX ( XXXX XXXXXXXX XXXX, XXXX, NC XXXX ; Phone : XXXX ) once again placed the following collections on my credit file : {$500.00} ; {$180.00} ; {$260.00} ; {$260.00} ; {$260.00}. 

On XX/XX/XXXX, XXXX, XXXX ( XXXX. XXXX XXXX, XXXX XXXX, MO XXXX ; Phone : XXXX ) placed a collection on my credit file for the amount of {$10000.00}. 

On XX/XX/XXXX, XXXX, XXXX ( XXXX. XXXX XXXX, XXXX XXXX, MO XXXX ; Phone : XXXX ) once again placed the same collection on my credit file for the amount of {$10000.00}. 

On XX/XX/XXXX, XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX XXXX, XXXX, TX XXXX ; Phone : XXXX ) placed a collection on my credit file for the amount of {$2100.00}. 

On XX/XX/XXXX, LAW OFFICES MBA ( XXXX XXXX XXXX XXXX XXXX, XXXX, TX XXXX ; Phone : XXXX ) placed a collection on my credit file for an account that was opened on XX/XX/XXXX for the amount of {$2100.00}. 

AGAINALL OF THE ABOVE DEBT COLLECTIONS THAT HAVE BEEN PLACED ON MY CREDIT FILE DOES NOT BELONG TO ME! I CONTINUOUSLY DISPUTE ALL THESE COLLECTIONS THAT HAVE BEEN AND CONTINUE TO GET PLACED ON MY CREDIT FILE, BUT IT CONTINUES ON AND ON!! I HAVE PLACED MY CREDIT FILE ON FRAUD ALERT SINCE BECOMING AWARE OF THE FALSE THREE DEBT COLLECTIONS THAT WERE PLACED ON MY CREDIT FILE ON OR AROUND XX/XX/XXXX. CURRENTLY, MY CREDIT FILE REMAINS ON FRAUD ALERT STATUS, BUT ALL THESE FALSE DEBT COLLECTIONS CONTINUES TO GET PLACED ON MY CREDIT FILE! I FIRMLY BELIEVE THAT THESE COLLECTIONS AGENCIES ARE FULLY AWARE THEY ARE PLACING THESE COLLECTIONS UNDER THE WRONG CONSUMERS CREDIT REPORT, AND WILL CONTINUE TO DO SO UNTIL FACED WITH LEGAL RAMIFICATIONS. IT IS ALSO IMPORTANT TO NOTE, THAT INITIALLY THESE DEBT COLLECTIONS AGENCIES HAVE A DIFFERENT ADDRESS ( ES ) ON THEIR FILE, AND WILL UPDATE THEIR FILE WITH MY ADDRESS ONCE THEY GET AHOLD OF IT. PLEASE ASSIST.

Company response to consumer: Closed with non-monetary relief