Consumer complaint received 2022-08-11
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XX/XX/2022 Dear EXPERIAN, XXXX, XXXX I, XXXX XXXX, consumer, and natural person, am aware of all my rights that I have, and which are protected by the congress under the Fair Credit Reporting Act ( FCRA ). The list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 

1. XXXX BANK - ACCOUNT # XXXX 15 U.S.C 1681 section 602 A.States I have the right to privacy.

15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Deleted this account immediately, unless you want to be held {$1000.00} per violation 2XXXX - ACCOUNT # XXXX 15 U.S.C 1681 section 602 A.States I have the right to privacy.

15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Deleted this account immediately, unless you want to be held {$1000.00} per violation 3. BANK XXXX XXXX - ACCOUNT # XXXX 15 U.S.C 1681 section 602 A.States I have the right to privacy.

15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Deleted this account immediately, unless you want to be held {$1000.00} per violation 4. XXXX CARD - ACCOUNT # XXXX 15 U.S.C 1681 section 602 A.States I have the right to privacy.

15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Deleted this account immediately, unless you want to be held {$1000.00} per violation 5. XXXX CARD - ACCOUNT # XXXX 15 U.S.C 1681 section 602 A.States I have the right to privacy.

15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Deleted this account immediately, unless you want to be held {$1000.00} per violation 6.XXXX - ACCOUNT # XXXX 15 U.S.C 1681 section 602 A.States I have the right to privacy.

15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Deleted this account immediately, unless you want to be held {$1000.00} per violation 7XXXX - ACCOUNT # XXXX 15 U.S.C 1681 section 602 A.States I have the right to privacy.

15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Deleted this account immediately, unless you want to be held {$1000.00} per violation 8XXXX - ACCOUNT # XXXX 15 U.S.C 1681 section 602 A.States I have the right to privacy.

15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Deleted this account immediately, unless you want to be held {$1000.00} per violation 9. XXXX BANK XXXX - XXXX 15 U.S.C 1681 section 602 A.States I have the right to privacy.

15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Deleted this account immediately, unless you want to be held {$1000.00} per violation 10.XXXX - ACCOUNT # XXXX 15 U.S.C 1681 section 602 A.States I have the right to privacy.

15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Deleted this account immediately, unless you want to be held {$1000.00} per violation 11. XXXX - ACCOUNT # XXXX 15 U.S.C 1681 section 602 A.States I have the right to privacy.

15 U.S.C 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 

Deleted this account immediately, unless you want to be held {$1000.00} per violation

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation