Consumer complaint received 2017-10-07
Company: WELLS FARGO & COMPANY
State: PA
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Struggling to pay mortgage

Complaint:
*** Do Not Combine This Complaint With Previous Complaints ****Do Not Forward This Complaint to Wells Fargo Servicer ***** See Attached Fraud Complaint to DOJ ****** Please Forward This Info to Additional Federal Agencies XXXX XXXX XXXX XXXX XXXXXXXX has engaged in Fraud with Wells Fargo and others to mislead Federal Agencies XXXX Local Courts, Investors, Securitized Certificate Holders, My Family and I. 

As explained in the attached letter to the Department of Justice, I have a right to know who the Real Party of Interest is for my mortgage loan. Evidence from Wells Fargo ( my Loan Servicer ), shows that XXXX XXXX XXXX XXXX XXXX is the Owner of my Mortgage. Certain documents from Wells Fargo reflect that XXXX XXXX / XXXX XXXX XXXX XXXX XXXX is the Owner of my Mortgage. 

XXXX XXXX denies any Ownership or Involvement of my Mortgage. 

Wells Fargo has avoided my rights to receive details about the legal owner of interest for my mortgage loan. XXXX XXXX has been just as uncooperative. 

To refrain from providing the information that I am seeking, XXXX XXXX XXXX XXXX XXXX has largely ignored the Consumer Financial Protection Bureau, as cases from XXXX/XXXX/XXXX, XXXX/XXXX/XXXX, XXXX/XXXX/XXXX and XXXX/XXXX/XXXX remain " Open. '' -- - Where is the CFPB enforcement when Licensed Financial Companies, Lenders, Loan Servicers and Trustees fail to respond to government authorities. 

XXXX XXXX XXXX XXXX XXXX purchased my mortgage via earnest consideration for {$1.00} from Wells Fargo on XXXX XXXX, XXXX. I challenged the merit of the document, as it was merely created to show that XXXX XXXX XXXX XXXX XXXX was the rightful Owner of my mortgage. The attempt was so poor, that a second attempt to establish Ownership was performed and also recorded into courthouse records in XXXX XXXX, XXXX ( Four Years Later ). 

Recorded title records from Wells Fargo display that the first Assignment of Mortgage from Wells Fargo to XXXX XXXX XXXX XXXX XXXX was Invalid, because according to Wells Fargo, it did not have Standing to Assign the Mortgage. Therefore, The Trustee for the Trust, XXXX XXXX XXXX XXXX XXXX and Wells Fargo reconvened to create what is purported to be an Assignment of Mortgage. 

This creates many complexities, as the need to piece together an Assignment of Mortgage was rather necessary. If the original Assignment of Mortgage was Fraudulent -- Assigned without Standing, then the Trustee and Loan Servicer " Failed '' to properly preserve / maintain my Mortgage Note. 

At best, the Trustee, received the Assignment of Mortgage more than " XXXX '' years after the Trust was closed. The Trust closed on XXXX XXXX, XXXX. The Assignment of Mortgage was created among Wells Fargo and XXXX XXXX XXXX XXXX XXXX on XXXX XXXX, XXXX and recorded XXXX XXXX, PA courthouse records XXXX XXXX, XXXX. 

*When I requested proof of Ownership or clarity about the Owner of my Mortgage, both Wells Fargo and XXXX XXXX have been uncooperative. 

*** Please investigate the above, as representatives from both companies mentioned to me that requests were being made to postpone the XXXX 's XXXX that was scheduled for XXXX XXXX, XXXX. Neither company postponed the sale, and as a result, my home was sold via foreclosure. XXXX XXXX in Wells Fargo 's Office of the President told me that she has submitted a request to " Rescind the Foreclosure Sale '' -- I am waiting to get the Official notification. 

**** Do Not Combine this Case With Other Complaints!
***** Alert All Agencies About the Fraud Within my Case!!!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation