Consumer complaint received 2023-05-24
Company: Resurgent Capital Services L.P.
State: NY
Product: Debt collection
Sub-product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-issue: Sued you in a state where you do not live or did not sign for the debt

Complaint:
The company is LVNV funding. 

I first became knowledgeable of this company in XXXX, early XXXX when they attempted to sue me and filed a lawsuit in Texas. This was not a state that I had currently lived in yet, but I had started to forward mail there as I was going to move there in XX/XX/XXXX. 

The address that I was moving to received the summons, and thats when lawyer started to contact me. After doing some research, a period of time has passed, I reached out to LVNV as well as attorneys All along Ive declared that this debt is not mine. 

When I called the courts, as time was closing in, they later, said that the case was dropped, and then maybe within a month or two it was deleted off my credit report, only to find itself on my credit again only a couple months later All during this. I had also applied for a passport, a US one, in which it took me nine months to get it, and which even the state department acknowledge that theres some identity theft going on with my particular name and information so clearly this had returned again with my identification issues, a previous issue that I had with someone who was utilizing my identity in XXXX, Oregon many years ago, not sure if this is the same exact case. 

At any rate, I have contacted this company multiple times and ask them to send a verification letter or validation of death or whatever language that is utilize so I can file a police report Ill go through the necessary steps because this is a {$3000.00} plus debt that is on my credit that is destroying my credit, now I have a couple other things that are on my credit that I own up to, but this does not belong to me I called them as recently as three months ago they said that they were sending out, then I called him two weeks ago and they said that they should be in 5 to 7 business days. So I didnt get it within the pre-5 to 7 business days so I reach out to them again today and they said that Ill get a 24 to 48 hours, I asked her do you have any record of it being sent out before, she said no. 

I am doing my best to work with this company to figure out what the XXXX is going on, pardon, my language, but this is ridiculous that they are slow responding for me to get this issue resolved, meanwhile, they have no problem every month reporting that this is debt when I know for a fact that this debt does not belong to me. I dont know what else to do, but these collection agencies should be held to a high standard in terms of going after people who have debt, especially when all Ive been doing, is trying to go through the steps that have been advised to me by multiple credit, bureaus and information on the Internet to get this resolved, if it was to be my debt that I could pay it, but Im not gon na pay for something that does not belong to me and could be an issue of identity theft, like the state department found out, and what happened when I was in college Like I said, I can own up to my debt that I owe as I have two other collections that are on my credit, as well as a charge off, I have seven credit cards that Ive worked very hard to improve incorrect my credit, but this account with this huge amount of that absolutely does not belong to me and I dont want it on my credit report if it does not belong there

Company response to consumer: Closed with explanation