Consumer complaint received 2020-02-03
Company: Experian Information Solutions Inc.
State: NC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
1. Please furnish the name of lhe original creditor ; and Please furnish the address and phone number of lhe original creditor ; and 2. Please furnish lhe name of the person who verified the dispute with the original creditor ; and 3. Please furnish a copy of the original contract redacting my social securiry number to prevent identity theft and stale under penalty of perjury that your client is the bona fide party in interest of the contract and will produce the original for my own and a judge 's inspection should there be, trial to contest these matters ; and 4. Please produce die account and the ledger Statement showing the full accounting of the alleged obligation you are now attempting to collect.

Pursuant to title 15 1692 ( f ) define payment : commercial development of oil, natural gas, or minerals includes exploration, extraction, processing, export, and other significant actions relating to oil, natural gas, or minerals, or the acquisition of a license for any such activity, as determined by the Commission ; The debt has been paid Pursuant to 15 U.S. Code 1692e. False or misleading representations You are in violation Please show original contract ( wet ink seal ) Show me the contract where you have permission to use my name?

In order for any contract to be legal, lawful, and valid, it must con tain all 4 of the following requirements. If any 1 is missing, incorrect, or otherwise invalid, the entire contract is considered breached and unen forceable. A contract must : # 1 Provide full disclosure of all the terms of the contract.

# 2 Provide equal consideration from both parties to the contract.

# 3 Provide for and evidence lawful terms and conditions. AND ...

# 4 Contain signatures of both parties to the contract, signifying a meeting of the minds.

I request the corporation send me their balance sheet, FAS 95, Thrih Finance Report ( TFR ), FR 2046 Balance Sheet, 1 ~ 1 0, S-3/A registration settlement, 424-b5 prospect, RC-Sand RC-B call schedules and offset the debt with what the corporation owes the debtor pursuant 10 FAS 140. This is based on the fact that noteS are sold to the FED in exchange for their promissory notes. Based on the failure to fully disclosure this information I am rescinding these contracts pursuant to the Truth in Lending Act, Regulation Z, 12 CFR 226.23. Further, under CRS 38-36-167 this entire mauer is void since I never recorded the title and ownership of the application and the property has been sold this bank is in default and these entire mauers are void.

The use by me of any Statutes, codes, rules, regulations, legal definitions, coun citations Or any other commercial or public references is meant ONLY to explain what is required to do and it shall NOT be assumed to mean that I have entered into any contract, assumed, presumed or actual, or into any jurisdiaion, alluded to, assumed or presumed thereby. All government officials/public servants/employees are bound by all statutes, codes. rules. regulations. legal definitions. coun citations and all other commercial and public references and I am not a government official/public servant/employee. 

Certified mail Receipt : XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief