Consumer complaint received 2021-08-06
Company: Early Warning Services, LLC
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
ATTN : CFPB and FTC and Florida States Attorney General In CFPB complaint number XXXX EWS conveniently sent a response to my initial complaint number XXXX that there is inaccurate and unverifiable information on my report that they failed to address within 30 days of which the supposed attached PDF with their response is an invalid and unopenable PDF. 

EWS clearly states in their attached correspondence with me, that they received my dispute letter in regards to my entire account on XX/XX/2021. It is now XX/XX/2021 and I have not received a report in regards to any investigation. XXXX XXXX XXXX XXXX XXXX XXXX Consumer ID : XXXX here are MULTIPLE violations on my Early Warning Services report including 15usc 6802 subsections ( a ) and ( b ) which prohibits the disclosure of my non public personal information without my consent! This is a violation of the FCRA All of the accounts for Early Warning Systems are listed below : Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! Open date incorrect Closed date incorrect Consumer removed date incorrect XXXX  XXXX XXXX Account # : XXXX Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX XXXX ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! Open date incorrect Closed date incorrect Consumer removed date incorrect XXXX XXXX  Account # : XXXX Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! Open date incorrect Closed date incorrect Consumer removed date incorrect Account was never overdrawn to my knowledge XXXX  XXXX XXXX FLORIDA Account # : XXXX Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! Open date incorrect Closed date incorrect Consumer removed date incorrect XXXX XXXX XXXX Account # : XXXX Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX XXXX ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! Open date incorrect Closed date incorrect Consumer removed date incorrect Account was never overdrawn to my knowledge XXXX  XXXX XXXX FLORIDA Account # : XXXX Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX  Account # : XXXX XXXX date incorrect Closed date incorrect Consumer removed date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX  Account # : XXXX Open date incorrect Closed date incorrect Consumer removed date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX  Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX  Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Account was never overdrawn to my knowledge Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Account was never overdrawn as far as I know Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and XXXX XXXX subsections ( a ) and ( b ) violations! XXXX XXXX XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Name : XXXX XXXX XXXX SSN/Tax ID # : XXXX Consumer ID : XXXX Incorrect information and 15usc 6802 subsections ( a ) and ( b ) violations! XXXX XXXX XXXX XXXX Account # : XXXX Open date incorrect Closed date incorrect Last status change date incorrect Delete this account please if you can not validate the debt with all documentation associated with it to include any contracts that display my signature. Thank you, XXXX XXXX

Company response to consumer: Closed with explanation