Consumer complaint received 2022-01-09
Company: MicroBilt / PRBC (formerly CL Verify)
State: SC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
Since XXXX, I've requested reports on me and my children. Sending each company 4 forms of identification and either they stated they never received it or i get a letter stating in order to receive my report I have to send the forms of identification that I already sent in ( XXXX I've sent proof of identity for me and my kids 24 times ) and here we are in XXXX and I still keep getting the same letter in the mail denying my report and my kids reports. The forms of IDENTIFICATION was my Drivers license, Birth Certificates for me and my kids, My daughters state ID, all of our social security cards, school records, and phone bill. In XXXX, when I called XXXX  and provided the number on the top of page they told me that wasn't the number associated with the letter they sent out to me... .which make me believe my mail is being intercepted but they customer service couldn't even assist me due to the Report Number that I had on the piece mail they sent me wasn't the right number. Me and my kids were victims of Medicade Fraud and our full names were being using illegally for crimes involving financial crimes, and medical crimes. So our middle names were dropped which I stated detailed information in writing over 36 times since XXXX and I've still gotten no where. The problem still persist and the criminals are using IP theft ( medical device ), Server Interception, and more things involving my cellphone ( purchased 46 cell phones brand new since XXXX ) now on my XXXX account brand new it shows Multiple XXXX ASSOCIATED WITH ONE CELLPHONE THAT I ORDER I called and filed a complaint nothing is being done. All my callare being routed to foreigners. The following inquiries that I didn't do on my credit report INQUIRES GUIDE TO XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 
ALSO it shows inquires for these credit reporting agencies being pulled up to 4 times a day and I can't even. Acces XXXX XXXX report. The following names, addresses, phone numbers needs to be removed : WRONG ADDRESSES XXXX XXXX XXXX XXXX SC XXXX XXXX XXXX XXXX XXXX SC XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX SC WRONG PHONE NUMBER XXXX XXXX NAMES XXXX XXXX XXXX False DEBT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes that is my middle name but honestly I've never used my middle name for anything. 
Looking my at my tax records someone has swapped them out as well. I never used XXXX XXXX XXXX XXXX SC XXXX Shows 3rd party XXXX XXXX I gave permission to discuss my taxes with the IRS her phone number is XXXX with a PIN XXXX. I NEVER GAVE ANYONE PERMISSION TO TALK TO THE IRS FOR ME. SHOWS FARM INCOME THATS FRAUD. SHOWS A DIRECT DEPOSIT THATS FALSE SHOWS XXXX XXXX XXXX THATS FRAUD.

MISSING FEDERAL WITH HELD. SHOWS INVESTMENT INCOME AND ME FILING MARRIED AND FILING JOINTLY THATS FRAUD ... THERES MORE ERRORS AS WELL. SOMEONE IS FRAMING ME FOR FINANCIAL FRAUD. ON MY BANK STATEMENTS ITS SHOWING FOREIGN ATM CHARGES ALL OF SUDDEN. WHEN CALLING TO CHECK MY BALANCE IT PROMPTS ME 3 TIMES REQUESTING MY MEMBER ID AND PIN ESCH TIMES I USED THE SAME NUMBER AND IT STATED IT WAS WRONG WHEN IT WAS RIGHT. IM GETTING MAIL WITH FAMILY MEMBERS NAMES ON IT WHEN NOBODY ISNT SUPPOSE TO HAVE MY PRIVATE po box . I WAS ACCUSED OF SNAP TRAFFICKING BACK IN XXXX  WHEN REALLY THATS FALSE. SOMEONBODY IS AND HAVE BEEN FOR ATLEAST 10 YEARS BEFORE I EVEM REALIZED IT. 
CREDIT BUREAUS I MAILED WERE : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX PRBC XXXX XXXX XXXX XXXX IM PRETTY SURE MAIL FRAUD IS THE BIGGEST ISSUE HERE BECAUSE THE PAPER DOESNT FEEL OR LOOK REAL

Company response to consumer: Closed with explanation