Consumer complaint received 2018-03-31
Company: Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)
State: AZ
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Trouble during payment process

Complaint:
This is XXXX XXXX. I have ben writing to you since Bayview Loan Servicing , LLC sent me a letter on XX/XX/XXXX saying I owed them XXXX or they were removing me from my vacation of Stay. It was then that I started writing every agency in the US and our leaders and institutions to let you all know that I was terribly taken advantage of by a fraudulent mortgage servicing company. I contiunued to write you as I contined to try to show someone with evidence that Bayview was trying to steal my home. Well, no one really cared and bc I'm considered poverty I did not have enough money to get someone to represent me or fight for me and get the criminals put out of business and put in jail bc they are doing this all over American and I BELIEVE THE TOP DAWGS or Wallstreet XXXX KNOWS ALL ABOUT WHATS TAKING PLACE. As I was becoming aware of all the corruption taking place, I still tried to fight to save my home of 14 years that I worked very hard and was doing the right things a homeowner does the HONEST way, so I thought that someone was going to hlep me and not allow what took place onXX/XX/XXXX. On XX/XX/XXXX I decided to walk into federal court in XXXX  Arizona pro sec ( File # XXXX ) -and put a claim against Bayview Loan Servicing , LLC for fraud/illegal foreclosure ( again bc NO ONE would represent me ) and I thought or had hope that finally I was going to be able to show a jury with evidence that this was indeed what is happening as before Bayview bought my note, I WAS NEVER LATE and had a positive escrow of XXXX OnXX/XX/XXXX, the Judge XXXX XXXX XXXX closed my case ( after being active since XX/XX/XXXX and, being totally silent for about 6 to 7 months ) closed the case with prejudice stating there is no such thing as Wrongful Foreclosure!!!! I was once again shocked to my core.! ) bc I did not even get to show my evidence to the judge or a jury and 2 ) bc I didn't believe that this is what our justice system was about. Ive been told by and educated friend that bc I was pro sec and did not have the money for a lawyer, probably I didn't have some of the paperwork correct, which is total injustice ... .Right after my case was closed Bayview had an investor buy my home ... Now if that isn't enough. Besides having someone buy my home, they did not even give me notice of any kind this sale was taking place, by mail, or not by putting it in the county recorders office - NOTHING!!!! As I had stated to you earlier in the beginning of the nightmare - I TOTALLY UNDERSTAND WHY PEOPLE SNAP!! WHEN someone takes and turns your life upside down and inside out and is backed by the people you are suppose to trust and believe in, XXXX, what else would one expect but for you to fight back in the only way they are leaving you with doing .... It's so insane and it has ruined me inside as a person ... I also stated in the beginning I wish it would have never happened to me because it broke my spirit and screwed up my phyche finding out everything I have to this day about XXXX XXXX XXXX, our leaders, our injustice in the justice system, our laws, our police officers, our congressmen. It's so ugly and especially the poorer population of America ( we'll call them/us ) left in the cold and beaten and useless because WE DON'T HAVE A CHANCE IN XXXX. If I had money, I might have been able to get a little further and maybe save my home, but I'm not sure bc I have met and talked with a few richer people than myself that have had this happen to them too. If there is anything you can do now to stop these thieves from taking my home ( bc I am still living here at XXXX XXXX XXXX XXXX XXXX AZ XXXX, but am expecting the worst now af being escorted out by the police saying I don't own the home anymore bc now bayview gets not only my home but my XXXX  equity THAT I worked hard and HONEST for, so again, if you can stop them from doing this ( which I believe you have had a year and a half worth of time to do it ) PLEASE TAKE ACTION NOW ... .Here are a couple of my file numbers that I could find XXXX and XXXX ( there are approximately 8 or 10 more file numbers from XX/XX/XXXXuntil I went to federal court XX/XX/XXXX. I just want to add I don't trust anyone anymore and maybe someday someone will be able to explain just what it is that your company, lawyers, our government system does that we are suppose to BELIEVE in ... I DID NOTHING WRONG IN THIS ENTIRE SCHEME OF ILLEGAL ACTIVITY ... BAYVIEW STARTED THIS AND IT LOOKS LIKE THEY HAVE WON, but I have not moved out of my home YET!!!! I believe it will probably be recorded in the XXXX County Records on Monday, XX/XX/XXXX that it is no longer my home but Iron XXXX XXXX XXXX XXXX home as it was not in the XXXX  County Records AS RECORDED when my mother and I drove downtown in XXXX  on Wednesday,XX/XX/XXXX to get papers on where the sale took place and from whom since I DIDN'T HAVE ANY NOTICE IT was sold until this day. I tried to save my home right up to the day they illegally sold it and am still trying, but have no faith whatsoever that justice will take place..

Company response to consumer: Closed with explanation