Consumer complaint received 2020-10-26
Company: EQUIFAX, INC.
State: KY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
I have disputed the inaccurate reportings with XXXX, XXXX, and Equifax several times to no avail. The following names reporting on my credit file are in correct : XXXX XXXX, XXXX XXXX, XXXX XXXX. The following addresses are incorrect and do not belong to me, XXXX A XXXX XXXX, XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, and XXXX XXXX XXXX XXXX XXXX. I never paid the following accounts late, XXXX XXXX : XXXX  is reporting a payment status of current but also is reporting late payments of 90 days for XX/XX/XXXX, XX/XX/XXXX, 120 days late for XX/XX/XXXX and XX/XX/XXXX, XXXX  is reporting a payment status of current but also is reporting late payments of 90 days for XX/XX/XXXX, XX/XX/XXXX, 120 days late for XX/XX/XXXX and XX/XX/XXXX, Equifax is reporting a payment status of current but also is reporting late payments of 90 days for XX/XX/XXXX, 120 days late for XX/XX/XXXX, and XX/XX/XXXX. USDOE/XXXX  : XXXX  is reporting a payment status of current but also reporting late payments of 90 days late for XXXX and XXXX of XXXX, XX/XX/XXXX, 120 days late for XXXX through XX/XX/XXXX, XXXX  is reporting a payment status of current but also reporting late payments of 90 days late for XXXX and XXXX of XXXX, XX/XX/XXXX, 120 days late for XXXX through XX/XX/XXXX, 150 days late for XX/XX/XXXX, 180 das for XXXX through XX/XX/XXXX, 150 days late for XX/XX/XXXX, Equifax is reporting a payment status of current but also reporting late payments of 90 days late for XXXX and XXXX of XXXX, 120 days late for XXXX andXX/XX/XXXX, 120 days late for XXXX through XX/XX/XXXX. XXXX : XXXX is not reporting any late payments, XXXX  and Equifax are reporting a current payment status but late payments of 30 days late in XX/XX/XXXX. The following accounts do not belong to me and should be removed from my credit file, XXXX XXXX Account Number XXXX XXXX  is reporting an opened date of XX/XX/XXXX, XXXX  is reporting an opened date of XX/XX/XXXX and Equifax is not reporting this account, XXXX  Account Number XXXX XXXX is reporting an opened date of XX/XX/XXXX, XXXX  is reporting an opened date of XX/XX/XXXX, Equifax is not reporting this account, XXXX  AT XXXX XXXX XXXX Account Number XXXX XXXX  is reporting an opened date of XX/XX/XXXX, XXXX  is reporting an opened date of XX/XX/XXXX and Equifax is nor reporting this account. Chapter XXXX  Bankruptcy : XXXX  ( Account Number : XXXX ) and XXXX  ( Account Number : XXXX ) are reporting a discharged bankruptcy as XX/XX/XXXX. I have reached out to the credit bureaus to help me in getting this matter resolved. Is XXXX, XXXX  and Equifax considered to be furnishers? These accounts either do not belong to me or were not paid late and XXXX, XXXX and Equifax have failed to plead their case to who has provided them with this false information. Please help me to get this matter resolved.

Company response to consumer: Closed with explanation