Consumer complaint received 2023-03-15
Company: EQUIFAX, INC.
State: NC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, North Carolina XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Dear Sir/Madam, I am writing to dispute several negative items on my credit report, which are listed below : The inquiry from XXXX XXXX XXXX  on XX/XX/XXXX was not authorized. Moreover, inquiries have reached the statute of limitation. 

The inquiry from XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX XXXX I on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX NA on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX XXXX XXXX XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX  on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX XXXX  on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX, XXXX XXXX on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The inquiry from XXXX XXXX XXXX  on XX/XX/XXXX was not authorized. Inquiries have reached the statute of limitation. 

The account number XXXX with XXXX contains incorrect late payments. I request that you remove them as soon as possible. 

The account number XXXX with XXXX XXXX XXXX A contains incorrect late payments. I request that you remove them as soon as possible. 

The account number XXXX with XXXX XXXX contains incorrect late payments. I request that you remove them as soon as possible. 

The account number XXXX with XXXXXXXX XXXX contains incorrect late payments. I request that you remove them as soon as possible. 

I am not familiar with the account number XXXX with XXXX XXXX XXXX I kindly request that you investigate and confirm whether this account belongs to me. If it does not, please remove it from my credit report. 

The account number XXXX with XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. 

The account number XXXX with XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. 

The account number XXXX with XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. 

The account number XXXX with XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. 

The account number XXXX with XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. 

The account number XXXX with XXXX is not familiar to me. I request that you remove this account from my credit report immediately. 

The account number XXXX with XXXX XXXX XXXX XXXX XXXXs not familiar to me. I request that you remove this account from my credit report immediately. 

The account number XXXX with XXXX  is not familiar to me. I request that you remove this account from my credit report immediately. 

The account number XXXX with XXXX  is not familiar to me. I request that you remove this account from my credit report immediately. 

The account number XXXX with XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. 

The account number XXXX with XXXX XXXX XXXX is not familiar to me. I request that you remove this account from my credit report immediately. 

The account number XXXX with XXXXXXXX XXXX XXXX XXXX is not familiar to me. I kindly request that you investigate and confirm whether this account belongs to me. If it does not, please remove it from my credit report. 

I would like to request that you investigate and correct these errors on my credit report as soon as possible. Please notify me in writing of the actions you take regarding this matter. 

Thank you for your prompt attention to this matter. 

Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation