Consumer complaint received 2023-04-13
Company: WELLS FARGO & COMPANY
State: LA
Product: Mortgage
Sub-product: FHA mortgage
Issue: Trouble during payment process

Complaint:
Gentleman, I am following up with you concerning XXXX XXXX. 

Wells Fargo and XXXX XXXX Mortgage continue to deny that they are the appropriate company at issue. 

Along with my synopsis of this case, I am resubmitting corroboration documents substantiating that Wells Fargo, XXXX XXXX Mortgage are Explicitly, Unquestionably, and Undeniably the appropriate company at issue. 

1. I have attached the most recent document submitted to the Trial Court " XX/XX/XXXX '' from Wells Fargo 's Counsel XXXX XXXX XXXX. 

Wells Fargo continues to DENY that it is the appropriate company at issue, but the " Motion To Substitute Party Plaintiff '' filed by Wells Fargo 's Counsel XXXX XXXX XXXX confirms that Wells Fargo is indeed the appropriate company at issue. This is irrefutable. 

THIS IS AN ONGOING LITIGATED MATTER INITIATED BY WELLS FARGO. 

Wells Fargo has deliberately filed this " Motion to Substitute Party Plaintiff '' in the hopes of evading its Unlawful, Predatory Mortgage Servicing Practices and Wrongful Foreclosure action against me. 

As evidenced in the attached 5th Circuit Court of Appeal Ruling, Wells Fargo Failed to Establish it is the proper party to enforce the Promissory Note at issue. 

WELLS FARGO HAS FAILED TO SUBSTANTIATE OWNERSHIP IN THE NOTE AND MORTGAGE AT ISSUE. 

Wells Fargo had no authority or legal right to assign The Note and Mortgage at issue in which it has not proven ownership in. THIS IS FRAUD AND AN ILLEGALITY. 

I am also attaching the Transfer Of Note Secured By Mortgage from XXXX To XXXX Mortgage in the amount of {$110000.00} dated XX/XX/XXXX. 

I am also attaching the Corrective Assignment of Mortgage Note from XXXX to Wells Fargo Dated XX/XX/XXXX which has been fraudulently altered to {$210000.00}. 

Both Assignments are False, Forged, Fraudulent and Fabricated Assignments. 

XXXXXXXX XXXX FABICATED AND FORGEDTHE CORRECTIVE ASSIGNMENT. 

The Originator, XXXX Mortgage was not in existence at the time the said documents were executed. XXXX Mortgage was defunct in XXXX. 

This substantiates the fact that the assignments are False, Forged, Fraudulent and Fabricated. This is Irrefutable. THIS IS FRAUD AND AN ILLEGALITY. 

WELLS FARGO, XXXX XXXX AND XXXX SHOULD BE HELD ACCOUNTABLE FOR THEIR EGREGIOUS ACTIONS. THIS IS UNLAWFUL. 

XXXX Mortgage continues to Deny that it is not the proper party at issue as well. I am attaching two Affidavits of Amounts Owed from XXXX and one Affidavit of Amounts Owed from XXXX Mortgage that were submitted to Wells Fargo to pursue foreclosure against XXXX XXXX. As evidenced in the 5th Circuit of Appeals Ruling, the Affidavits were INVALIDATED. 

XXXX XXXX AND XXXX MORTGAGE ARE EXPLICITLY, UNQUESTIONABLY, AND UNDENIABLY THE APPROPRIATE COMPANY AT ISSUE HERE AS WELL. 

XXXX XXXX  and XXXX XXXX  have placed Forced Placed Insurance on my property in which they have no legal right to do so. 

THIS IS FRAUD AND AN ILLEGALITY. 

I appreciate your assistance in resolving this matter. 

Kindest Regards, XXXX XXXX ( XXXX ) XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation