Consumer complaint received 2019-10-15
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Equifax has continually placed fraudulent data on my credit report. They have accounts listed on there even that were lost or stolen cards and the cards don't even exist with the company anymore. There is a XXXX XXXX XXXX  card on there it shows a limit of {$3000.00} with a balance of {$2800.00}, I don't have a {$3000.00} limit card with XXXX XXXX, and they aren't sure why Equifax is reporting incorrect information. On top of that Equifax is listing a fraudulent address as my address, I do not live at that address, and they list my actual primary address as a second address again it's shady. I want the fraudulent accounts removed from my credit file, and the fraudulent address removed from my credit file that I didn't authorize be placed on my credit file, and my drivers license doesn't even match that address. Equifax Fraudulent accounts are listed below, There is a long list they have a ton of accounts that don't actually exist or were closed due to fraud. 

Fraudulent Address, that is listed on the IdentityTheftAffidavit from the FTC which is Law Enforcement Recognized below. 
XXXX XXXX XXXX XXXX, XXXX TX XXXX. 
Account # 1 XXXX XXXX - Opened XX/XX/XXXX Balance {$770.00} Credit Limit {$1000.00} Account # 2- XXXX XXXX XXXX XXXX opened on XXXX XXXX says reported XXXX XXXX XXXX XXXX told me this card doesn't even exist yet Equifax shows it no other credit reporting agency shows this account, and seems odd it hasn't updated since XXXX. 
Account # 3- XXXX  XXXX - Opened XXXX XXXX Balance {$1500.00} Credit Limit {$1100.00} This account is fraudulent and was not authorized. Opened from an Identity Thief. 
Account # 4 - XXXX XXXX - Opened XXXX XXXX Balance {$3300.00} Credit Limit {$6500.00} This account is fraudulent and was not authorized. Opened from an Identity Thief Account # 5- XXXX XXXX XXXX Opened on XXXX XXXX Balance {$4600.00} Credit limit {$2600.00} This account was a result of identity theft. Opened from a thief using stolen identity. 
Account # 6- XXXX XXXX XXXX Opened on XXXX XXXX Balance {$11000.00} Credit Limit {$4800.00} This account is identity theft, Opened from an Identity Thief using stolen identity information. This account is fraud, and was not authorized. 
Account # 7- XXXX  XXXX XXXX XXXX Opened on XXXX XXXX Balance {$2100.00} Credit Limit {$2000.00} This account is the result of identity theft, was opened as a fraudulent account which I never received from a thief. Additionally, this account is not on any other consumer report besides Equifax. 
Account # 8- XXXX XXXX XXXX XXXX - Opened on XXXX XXXX Balance {$15000.00} Credit limit {$15000.00} This account is the result of identity theft, this account was not authorized this account is fraudulent. 
Account # 9- XXXX XXXX XXXX XXXX XXXX Opened on XXXX XXXX, Balance {$10000.00} Credit Limit {$10000.00} This account is the result of identity theft, this account was not authorized and Equifax is the only credit agency reporting this fraudulent account the company has agreed it's fraud. 
Account # 10- XXXX XXXX XXXX XXXX Opened on XXXX XXXX Balance shows as {$4300.00}, This is inaccurate as XXXX only shows a balance of {$800.00} And Equifax is reporting this fraudulent account without updating data. 
Account # 11- XXXX XXXX XXXX Opened on XXXX XXXX Balance {$980.00} Credit Limit doesn't show instead it shows a highest balance in the credit limit slot of {$1000.00} again Equifax reporting fraudulent accounts with incorrect data Account # 12- XXXX XXXX   - Opened on XXXX XXXX Balance {$3800.00} Credit limit doesn't show instead shows a highest balance of {$4000.00} again Equifax reporting invalid fraudulent data. I have not authorized this account this account is identity theft, and was opened by a fraudster using stolen identification. 
Account # 13- XXXX XXXX - Opened on XXXX XXXX Balance {$7600.00} Highest balance {$8000.00} This account is fraudulent and was opened as a result of identity theft. 
Account # 14- XXXX XXXX XXXX Opened on XXXX XXXX Shows a balance of {$15000.00} then it shows a highest balance of {$15000.00}, Yet it shows payments of XXXX $ for XXXX and then 2 deliquencys in XXXX. This account is fraudulent and opened as a result of identity theft. I did not authorize this account, and no other credit reporting agency shows this account again fraud. 
Account # 15- XXXX XXXX XXXX XXXX Opened XXXX XXXX Balance {$8000.00} Highest Balance {$8500.00} This account is fraudulent opened as result of identity theft. 
Account # 16- XXXX XXXX XXXX XXXX Opened on XXXX XXXX Balance {$9800.00} Highest Balance {$10000.00} - This account is fraudulent and opened as a result of identity theft. Fraud. 
Account # 17 - XXXX - Opened on XXXX XXXX Balance {$9000.00} Highest Balance {$9100.00} This account is fraudulent opened as a result of identity theft. Using a fraudulent address. 
Account # 18 - XXXX XXXX XXXX XXXX Opened on XXXX XXXX Balance {$11000.00} Highest Balance {$12000.00} This account is fraudulent opened as a result of identity theft. 
Account # 19- XXXX XXXX  Opened on XXXX XXXX Balance {$7400.00} Highest Balance {$8000.00} This account is fraudulent opened as a result of identity theft. 
Account # 20 - XXXX XXXX XXXX Opened on XXXX XXXX Balance shows at {$650.00} Highest balance shows {$0.00} this account hasn't been updated since XXXX XXXX. Again this is a fraudulent account, and actually conns even advised me there was a fraudulent person making payments on this account so equifax is reporting fraudulent information incorrectly. 
Account # 21- XXXX XXXX XXXX Opened on XXXX XXXX Balance {$9700.00} Highest Balance {$10000.00} This account is fraudulent and was opened as a result of identity theft. Not authorized and is fraudulent. 
Account # 22- XXXX XXXX  XXXX Opened on XXXX XXXX Balance shows as {$980.00} Credit limit shows as {$500.00} XXXX has advised me this account has a {$0.00} balance, it was closed and is fraudulent. Yet Equifax which hasn't updated this account since XX/XX/XXXX Refuses to correct the fraudulent information they are reporting inaccurately. 
Account # 23- XXXX XXXX  XXXX XXXX- Opened on XXXX XXXX Balance {$14000.00} Credit limit {$15000.00} This account is fraudulent and was opened as result of identity theft. 
Account # 24- XXXX XXXX  XXXX XXXX - Opened on XXXX XXXX Balance {$11000.00} Credit limit shows as {$10000.00} This account is fraudulent and was opened as a result of identity theft from a fraudster. 
Fraudulent inquiries - XXXX XXXX. This inquiry was placed on my file because Equifax has a fraudulent address that is reporting which is preventing me from being able to lock my credit file. They also do not send me any information. They send it to the fraudulent address.

Company response to consumer: Closed with non-monetary relief