Consumer complaint received 2020-10-26
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: KY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
I have disputed the inaccurate reportings with TransUnion, XXXX and XXXX several times to no avail. The following names reporting on my credit file are in correct : XXXX XXXX, XXXX XXXX, XXXX XXXX. The following addresses are incorrect and do not belong to me, XXXX A XXXX XXXX, XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Way, XXXX XXXX XXXX XXXX XXXX, and XXXX XXXX XXXX XXXX XXXX. I never paid the following accounts late, XXXX XXXX : TransUnion is reporting a payment status of current but also is reporting late payments of 90 days for XX/XX/XXXX, XXXX XXXX, 120 days late for XX/XX/XXXX and XX/XX/XXXX, XXXX is reporting a payment status of current but also is reporting late payments of 90 days for XX/XX/XXXX, XXXX XXXX, 120 days late for XX/XX/XXXX and XX/XX/XXXX, XXXX is reporting a payment status of current but also is reporting late payments of 90 days for May 2019, 120 days late for XX/XX/XXXX, and XX/XX/XXXX. XXXX : TransUnion is reporting a payment status of current but also reporting late payments of 90 days late for XXXX and XXXX of XXXX, XXXX XXXX, 120 days late for XXXX through XX/XX/XXXX, XXXX  is reporting a payment status of current but also reporting late payments of 90 days late for XXXX and XXXX of XXXX, XXXX XXXX 120 days late for XXXX through XXXX XXXX, 150 days late for XXXX XXXX, 180 das for XXXX through XXXX XXXX, 150 days late for XX/XX/XXXX, XXXX is reporting a payment status of current but also reporting late payments of 90 days late for XXXX and XXXX of XXXX, 120 days late for XXXX and XXXX XXXX, 120 days late for XXXX through XX/XX/XXXX. XXXX : TransUnion is not reporting any late paymentsXXXX XXXX and XXXX are reporting a current payment status but late payments of 30 days late in XX/XX/XXXX. The following accounts do not belong to me and should be removed from my credit file, XXXX XXXX Account Number XXXX TransUnion is reporting an opened date of XX/XX/XXXX, XXXX is reporting an opened date of XX/XX/XXXX and XXXX is not reporting this account, XXXX Account Number XXXX TransUnion is XXXX an opened date of XX/XX/XXXX, XXXX is XXXX an opened date of XX/XX/XXXX, XXXX is not reporting this account, XXXX XXXX XXXX XXXX XXXX XXXX Number XXXX TransUnion is reporting an opened date of XX/XX/XXXX, XXXX  is reporting an opened date of XX/XX/XXXX and XXXX is nor XXXX this account. Chapter XXXX Bankruptcy : TransUnion ( Account Number : XXXX ) and XXXX ( Account Number : XXXX ) are reporting a XXXX bankruptcy as XX/XX/XXXX. I have reached out to the credit bureaus to help me in getting this matter resolved. Is TransUnion, XXXX and XXXX considered to be furnishers? These accounts either do not belong to me or were not paid late and TransUnion, XXXX and XXXX  have failed to plead their case to who has provided them with this false information. Please help me to get this matter resolved.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation