Consumer complaint received 2021-07-19
Company: Receivable Management Group, Inc. (GA)
State: FL
Product: Debt collection
Sub-product: Medical debt
Issue: Written notification about debt
Sub-issue: Didn't receive enough information to verify debt

Complaint:
on XXXX in response to a that was sent on a collection that i do not own and do not wish to pay, the company receivable management group company response has still continued to violate my rights under FAIR CREDIT REPORTINF ACT AND FAIR DEBT COLLECTION PRACTICES ..the company response as follow : XXXX XXXX, ( XXXX ) referred an account for collection follow up on XXXX XXXX, to Receivable Management Group XXXX Inc ( RMG ) on XX/XX/19. On the same day as placement, RMG mailed correspondence, containing the required disclosures under XXXX ( a ), to XXXX XXXX at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX. An additional correspondence was mailed to the same address on XXXX/XXXX  Neither of the correspondences were returned and were therefore considered delivered. XXXX mailed a notice to XXXX XXXX at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Fl XXXX on XXXXThe notice was not returned and was therefore considered delivered. Neither RMG or XXXX has ever received any form of dispute, or has been contacted in any way by XXXX XXXXif the company has follow all regulations by law i need these documents sent in a attachment in their response.. 

the list of my constitutional rights violations follow as:15 U.S. Code 1692g - Validation of debts ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing ... .THE COMPANY HAS NEVER SENT ME A NOTICE OR GAVE ME THE RIGHT UNDER FDCPA TO DISPUTE, ON XXXX XXXX THAT WAS THE FIRST Attempt AND THE COLLECTION AGENCY STILL CONTINUE TO FURNISH THIS FALSE DEBT WITHOUT MY CONSENT. The company mentioned sendind a notice on XXXX/XXXX?? which is XXXX XXXX from my understanding this is a inaccurate date it should be DELETED ..the company mentioned again that a second attempt was mailed out to the address as:XXXX XXXX XXXX XXXX XXXX on XXXX, THIS IS AN INNACURATE date and should be DELETED under FDCPA XXXX.the company mentioned in their statement that they made 2 attempts but in the their response the addresses are not the same and their for should be DELETED!!! my rights as a consumer has been violated ... 


15 U.S. Code 1692e.False or misleading representations ( 11 ) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action. 

THIS IS A ( ( ( ( HIPPA VIOLATION ) ) ) I DID NOT RECEIVE NOR SIGNED A HIPPA RELEASE, THIS IS A VIOLATION UNDER FEDERAL LAW.. 

the company mentioned a statue but did not give specific details on staue.company has not provided account number of this debt, the original debt amount placed by the creditor, an address, are the license, the statue of limitations on this debt.. 

15 U.S. Code 1692c - Communication in connection with debt collection ( c ) Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except ( 1 ) to advise the consumer that the debt collectors further efforts are being terminated ; ( 2 ) to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor ; or ( 3 ) where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy. If such notice from the consumer is made by mail, notification shall be complete upon receipt..I DEMANDED THE DEBT COLLECTOR STOP FURNISHING THIS FALSE DEBT WITHOUT PROVIDING ME WITH THE PROPER DOCUMENTS BY THE FDCPA!!!!!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation