Consumer complaint received 2023-04-25
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: AZ
Product: Debt collection
Sub-product: Other debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt was paid

Complaint:
I RESERVE ALL MY RIGHTS WITHOUT PREJUDICE " AGAIN '' XXXX : XXXX, My Title ) BENEFICIARY and Sovereign and I possess " all '' social and civil rights. 
The Account is completely fictitious. Plus The Bank Can Create XXXX 's XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX  XXXX XXXX Account Ending In : XXXX ATTENTION : CFO TO WHOM IT MAY CONCERN : I WOULD LIKE TO RECEIVE ALL CURRENT AND BACK UNEARNED INTEREST that was received when I open the account using my social security number obtaining a loan on my behalf the BENEFICIARY/TRUSTEE/LENDER so once you guys BORROWED the money from me... The BORROWER. XXXX from the TRUST ACCOUNT and borrowed money to create stocks and bonds connected to the social security. 

With that being said then ALL ACCOUNTS can not be REFUSED or CLOSED without my written permission the ONLY beneficiary/trustee of the account. The bank became a A REAL PARTY AND INTEREST TO THE ACCOUNT once they accepted my social security number NOT EIN NUMBER but social security number and open the account. 

Buy refusing to pay me fiduciary of the account they are defrauding me as well as the government. That means the gain the money by false pretense. With the intentions of defrauding the goernment as well as me. 

I was told ONLY the Secretary of State could create DBA but I see that Bank of America was acting a Secretary of State of Arizona there's no such name with the ARIZONA SECRETARY STATE. Because I don't have a DBA XXXX XXXX nor was no {$730.00} less known XXXX plus ever was credited to my account then that would explain why I could no longer access my online banking information and when I called in no one could help me. 


Nevertheless the plot or scheme you'll chose to use to continue to DEFRAUD me. The bank did not have my express permission to shut the account down. I demand that the account be re-opened. Which they violated the TILA " Truth In Lending Act especially when they closed the account and since they have continued to receive money from that account that they " allegedly " claimed was closed and they NEVER gave me any of the unearned interest nor inform me that you'll was keeping it. And I was unlawfully blocked from access to the account. When again, I am the ONLY fiduciary ( BENEFICIARY ) over the account. So, I due to repeatedly being ignored I have already contacted the IRS and filed an ( 3949-A ) and requested an audit so that I can receive my proper REFUND and I have requested a ledger of balances and credits on the account which you'll have to refused to show AND JUST PATIENTLY WAIT on the political parties to change and they will. this I am sure of so .... im sure they will help BOA remeber their fudiciary obligations since they have forgotten. 

And is embezzleing money from the trust and keeping it all for themselves. 

The only thing that you'll show is the account information but not showing. WHAT YOU'LL REECIVED FROM THE " TRUST ACCOUNT from the government? 
I would like to ask AGAIN toput me back in right standing promptly and without delay within 15 days are less and if my request is not granted to me. So, again I have requested another audit due to you guys ' false pretenses. When in reality you'll had access to the TRUST ACCOUNT which means ALL my debt is pre-paid so I don't owe you guys anything you'll actually owe me. 

You'll are in violation of the TILA " Truth In Lending Act, when guys did not inform me that you will be withdrawing money from my TRUST ACCOUNT with interest. I will not let this go away you'll have robbed my ancestors and they died broke, yet they weren't. So, if you'll think THIS GENERATION is falling for it I am here to tell YOU that. Your sadly mistaken this is personal to me so I will not GO NOWHERE UNTIL I AM GIVEN WHAT I AM RIGHTFULLY DUE. I will be continuing to file a complaint with CPB for a paper trail you'll will not just push me to the side. I will not let this go away and I will be publishing on you guys ' reviews so other consumers will know what I didn't know today XX/XX/XXXX. I will also let them know that you'll work together and CPB is not working for us they " ONLY act " like they do. They only collect complaints but do nothing to investigate our complaints. I am also contacting the sectary of state and attorney general office as well. 


And I am SURE the Democrat parties are turning blind eyes. But I PRMOISE you'll I will be back also if the republican win preferably XXXX because he doesn't play any games with bankers THAT'S WHY YOU'LL WANTED HIM OUT. 

My Heavenly Father/God allowed you guys to cheat the election so NOW TODAY His children will work with XXXX not against him. Again, if you'll think I am going to just go away. Unfortunately, you'll are sadly mistaken I am not, I am going to be a thorn in you'll patch until I received what I AM RIGHTFULLY DUE then I qill go away quitely. I was warned you'll may have attempt to take my life, well I am telling you now. That's just what you'll will have to do because I want what is due to me and this the catch when and if you'll come for me. 

EVERYONE involved them and their family 's fate will follow mines immediately and without delay. You'll might get by, but I PROMISE you this you'll want to get away. NOW I understand why my Ancestors used XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I GET IT NOW. If you'll was smart, you'll would give me WHAT I AM DUE. so, I can shut up and leave you'll alone. But ignoring me will not make this go away nor stop me from perusing justice for myself. And Heaven is backing me regardless how the cookies crumbles, and I trust the " REAL God '' The Creator/My Heavenly Father. And if He be for me then WHO can be against me? BY THE WAY HOW HAS LIFE BEEEN FOR YOU SINCE I FIRST REACHED OUT TO YOU'LL? ..... GIVE YOUR LIFE TO CHRIST JESUS WHILE YOU STILL CAN AND STOP WORKING AGAINST GOD 'S PEOPLE. BECAUSE HE WILL REMEMBER THIS WHEN YOU STAND BEFORE Him. 

XXXX XXXX XXXX XXXX, Beneficiary Without prejudice UCC 1-308 I RESERVE ALL MY RIGHTS and Sovereign and I possess " all '' social and civil rights. 


ACCORDING TO HJR 192 " BANK of AMERICA '' ALL MY DEBT IS DISCHARGED/OFFSET MEANING I OWE YOU'LL NOTHING. I DEMAND THAT YOU'LL REVERSE THE CHARGE OFF AND PUT THE CORRECT BALANCE OF XXXX XXXX  AND STOP HARASSING ME THROUGH EMAIL AND MAIL WITH THESE FRAUDELENT AND FICTIOUS CHARGES.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation