Consumer complaint received 2020-09-01
Company: Experian Information Solutions Inc.
State: VA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
To Whom It May Concern : On XX/XX/2020, XXXX, XXXX, and Experian are reporting inaccurate and unverifiable information on my credit report. Please see accounts and its details below that are deemed incorrect on my credit files. 

For XXXX, 1. The high credit or original amount is being reported inaccurately XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
2. The high credit or original amount is being reported inaccurately XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
3. the date 's of last activity are inaccurate XXXX XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
4. I was never late on this account XXXX  Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
5. I was never late on this account XXXX  Account Number : XXXX Delete this account for reporting inaccurate information. 
6. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
7. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
8. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
9. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
10. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
11. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
12. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
13. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
14. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
15. this account has two completely different dates of last activity USDOEXXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
16. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
17. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
18. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information.

19. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information.

20. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
21. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
22. I was never late on this account XXXX XXXX XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
23. This was an illegal repossession followed by illegally reporting on my credit report this should have been investigated and corrected immediately. 
XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
24. remove for inaccuracy - this account reporting is completely inaccurate even though it is from 1 creditor XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
25. This was an illegal repossession followed by illegally reporting on my credit report this should have been investigated and corrected immediately. 
XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report For EXPERIAN 1. The high credit or original amount is being reported inaccurately XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
2. The high credit or original amount is being reported inaccurately XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
3. the date 's of last activity are inaccurate XXXX XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
4. I was never late on this account XXXX  Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
5. I was never late on this account XXXX  Account Number : XXXX Delete this account for reporting inaccurate information.

6. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
7. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
8. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information.

9. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
10. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information.

11. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX  Delete this account for reporting inaccurate information.

12. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX  Delete this account for reporting inaccurate information.

13. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX  Delete this account for reporting inaccurate information.

14. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX  Delete this account for reporting inaccurate information.

15. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX  Delete this account for reporting inaccurate information.

16. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX  Delete this account for reporting inaccurate information.

17. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
18. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
19. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
20. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
21. This was an illegal repossession followed by illegally reporting on my credit report this should have been investigated and corrected immediately. 
XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
22. This was an illegal repossession followed by illegally reporting on my credit report this should have been investigated and corrected immediately. 
XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

For XXXX  1. The high credit or original amount is being reported inaccurately XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
2. The high credit or original amount is being reported inaccurately XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
3. the date 's of last activity are inaccurate XXXX XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
4. I was never late on this account XXXX  Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
5. remove for inaccuracy - this account reporting is completely inaccurate even though it is from 1 creditor XXXX XXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
6. I was never late on this account XXXX  Account Number : XXXX Delete this account for reporting inaccurate information. 
7. I was never late on this account XXXX XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
8. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
9. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
10. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
11. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
12. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
13. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
14. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
15. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
16. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
17. this account has two completely different dates of last activity USDOEXXXX Account Number : XXXX Delete this account for reporting inaccurate information. 
18. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
19. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
20. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
21. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
22. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
23. the date 's of last activity are inaccurate US DEPT ED Account Number : XXXX Delete this account for reporting inaccurate information. 
24. This was an illegal repossession followed by illegally reporting on my credit report this should have been investigated and corrected immediately. 
XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation