Consumer complaint received 2020-07-07
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Inquiries Below are the names of people and/or organizations who have obtained a copy of your Credit Report. Inquiries such as these can remain on your credit file for up to two years.

Creditor Name Type of Business Date of Inquiry Credit Bureau XXXX XXXX Mortgage Reporters XX/XX/XXXX XXXX  XXXX XXXX XXXX Automobile Dealers, Used XX/XX/XXXX XXXX  XXXX XXXX  XXXX Tenant   Screeners  ( Reseller ) XX/XX/XXXX XXXX  XXXX  XXXX  Miscellaneous Reptg. Agencies   XX/XX/XXXX XXXX XXXX XXXX Auto Financing XX/XX/XXXX XXXX  XXXX XXXX XXXX Credit Unions XX/XX/XXXX XXXX XXXX XXXX XXXX Automobile Dealers, New XX/XX/XXXX XXXX   XXXX XXXX XXXX XXXX Auto Financing XX/XX/XXXX XXXX  XXXX XXXX XXXX Credit Unions XX/XX/XXXX XXXX  XXXX Miscellaneous and public record XX/XX/XXXX Transunion XXXX XXXX  Finance, personal XX/XX/XXXX Transunion XXXX XXXX  XXXX  Finance other than personal XX/XX/XXXX Transunion XXXX XXXX Banks  and XXXX XXXX XXXX XX/XX/XXXX Transunion XXXX XXXX XXXX Automotive   XX/XX/XXXX Transunion ALL FTC VIOLATIONS XXXX XXXX XXXX  XXXX - - Account Holder XXXX - - Account Type Collection - - Account Condition Collection - - Date Opened XX/XX/XXXX - - High Balance {$0.00} - - Monthly Payment {$0.00} - - Account Balance {$510.00} - - Last Reported XX/XX/XXXX - - Amount Past Due {$0.00} - - Limit {$0.00} - - Remarks - U S DEPARTMENT OF ED Account Holder - XXXX XXXX Account Type - Installment Installment Account Condition - Indeterminate Indeterminate Date Opened - XX/XX/XXXX XX/XX/XXXX High Balance - {$15000.00} {$15000.00} Monthly Payment - {$0.00} {$0.00} Account Balance - {$0.00} {$0.00} Last Reported - XX/XX/XXXX XX/XX/XXXX Amount Past Due - {$0.00} {$0.00} Limit - {$0.00} {$0.00} Remarks - Transfer - Responsibility - Individual Account Individual Account Past Due - 30 Days - 0 0 Past Due - 60 Days - 0 0 XXXX XXXX XXXX XXXX - - Account Holder XXXX - - Account Type Collection - - Account Condition Collection - - Date Opened XX/XX/XXXX - - High Balance {$0.00} - - Monthly Payment {$0.00} - - Account Balance {$510.00} - - Last Reported XX/XX/XXXX - - Amount Past Due {$0.00} - - Limit {$0.00} - - Remarks - - - Responsibility Individual - - Past Due - 30 Days 0 XXXX XXXX XXXX XXXX XXXX ( ALL STUDENT LOANS ) XXXX  XXXX XXXX XXXX 4 - - Account Holder XXXX - - Account Type Installment - - Account Condition Open - - Date Opened XX/XX/XXXX - - High Balance {$0.00} - - Monthly Payment {$19.00} - - Account Balance {$2000.00} - - Last Reported XX/XX/XXXX - - Amount Past Due {$0.00} - - Limit {$0.00} - - Remarks - - - Responsibility Individual - - Past Due - 30 Days 10 - - Past Due - 60 Days 1 - - Past Due - 90 Days 9 - - 24-Month Payment History Month XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Year XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  30 OK OK OK OK 30 30 30 Transunion XXXX  OK Current30 30 Days Late60 60 Days Late90 90 Days Late120 120 Days Late150 150 Days Late 180 180 Days LatePP Payment PlanRF Reposession ForeclosureCO Collection Charge OffNG NegativeNA Not Available Account 26 XXXX  Transunion XXXX Account XXXX XXXX XXXX XXXX XXXX - - Account Holder XXXX - - Account Type Installment - - Account Condition Open - - Date Opened XX/XX/XXXX - - High Balance {$0.00} - - Monthly Payment {$12.00} - - Account Balance {$1300.00} - - Last Reported XX/XX/XXXX - - Amount Past Due {$0.00} - - Limit {$0.00} - - Remarks - - - Responsibility Individual - - Past Due - 30 Days 10 - - Past Due - 60 Days 1 - - Past Due - 90 Days 9 - -

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation