Consumer complaint received 2022-02-09
Company: EQUIFAX, INC.
State: VA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
This is an UPDATE with new information! Equifax has not addressed any of my issues. Pursuant to 15 USC 1681i ( a ) ( 1 ) ( A ) EQUIFAX is supposed to REINVESTIGATE my dispute and verify accuracies and completeness. EQUIFAX has failed to do so. I requested PHYSICAL verification containing my ORIGINAL signature of the contract. Also I requested that it not be verified via XXXX. EQUIFAX simply sent me a credit report and stated my accounts were verified. Who did they verify them through? Pursuant to 15 USC 1681a ( e ), EQUIFAX did not obtain such verification from my neighbors by conducting interviews, speaking with my friends and associates or anyone who may have knowledge of my information. Furthermore, in Pursuant of 15 USC 1692g ( b ), I requested that the original creditor be VERIFIED as mentioned earlier. EQUIFAX has failed to meet the requirements set forth by me, the consumer under the Fair Credit Reporting Act. To be clear, the accounts on my report I am referencing are : I demand the following accounts be verified or removed immediately. 
1. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX 2. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX 3. The following personal information is incorrect Employers : XXXX  XXXX 4. The following personal information is incorrect Employers : XXXX 5. The following personal information is incorrect Employers : XXXX XXXX XXXX 6. The following account is not mine XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

7. The following account is not mine XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

8. The following account is not mine 1 XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

9. The following account is not mine XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

10. The following account is not mine XXXX  XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

11. The following account is not mine XXXX Account Number : XXXX Please remove it from my credit report. 
12. The following account is not mine XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 
13. The following account is not mine XXXX Account Number : XXXX Please remove it from my credit report. 

14. The following account is not mine XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

15. The following account is not mine XXXX  XXXX Account Number : XXXX Please remove it from my credit report. 

16. The following account is not mine XXXX  Account Number : XXXX Please remove it from my credit report. 

17. The following account is not mine XXXX XXXX  Account Number : XXXXXXXXXXXXX**** Please remove it from my credit report. 

18. The following account is not mine XXXX XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

19. The following account is not mine XXXX  Account Number : XXXX Please remove it from my credit report.

Company response to consumer: Closed with explanation