Consumer complaint received 2023-10-31
Company: WELLS FARGO & COMPANY
State: CT
Product: Credit card
Sub-product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-issue: Application denied

Complaint:
-- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- UPDATE TO CLAIM # XXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - NOTICE TO AGENT IS NOTICE TO PRINCIPAL, NOTICE TO PRINCIPAL IS NOTICE TO AGENT -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- I on behalf of the principal accept ALL RIGHTS, TITTLES, EQUITY and INTEREST. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- WELLS FARGO HAS DISCRIMINATED UNDER THE EQUAL CREDIT OPPORTUNITY ACT AGAINST THE PRINCIPAL DENYING A RIGHT TO CREDIT BECAUSE THE PRINCIPAL EXERCISED A RIGHT TO CREDIT. NOWHERE IN FEDERAL LAW DOES IT STATE A DENIAL OF A RIGHT DUE TO A FAIR XXXX XXXX SCORE WHICH IS FICTACIOUS AND NOT A CREATION OF CONGRESS. A FEDERALLY PROTECTED RIGHT CAN NOT BE DENIED DUE TO FICTATIOUS SCORE. I AM DONE DEALING WITH THIS MATTER IN GOOD FAITH FOR WELLS FARGO CONTINUES TO REPEAT ABOUT A XXXX SCORE BEING THE REASON FOR DENYING ME A RIGHT WHILE OBTAINING MY ESTATE AND SECURITY FOR ITS GAIN. WELLS FARGO WILL BE HELD LIABLE UNDER 18 USC 241 AND 18 USC 242 AS WELL AS UNDER ECOA AND THE SECURITIES ACT OF 1934 FOR SECURITIES FRAUD. WELLS FARGO YOU WILL ALSO RECIEVE A I.R.S. AUDIT UNDER I.R.S. FORM 3949a AND I.R.S FORM 211 FOR YOUR BREACH OF FIDUCIARY DUTIES. THESE UNLAWFUL ADVERSE ACTION HAS CAUSED ME MASSIVE FINANCIAL HARM AND IS INTERFERRING WITH MY PURSUIT TO HAPPINESS AS DESCRIBED UNDER THE CONSTITUTION. WELLS FARGO YOU HAVE FAILED IN YOUR TRUTH IN LENDING REQUIREMENTS AND HAVE FAILED TO DISCLOSE TO ME MY RIGHT OF RECISSION AT THE MOMENT OF APPLICATION, THERE FOR UNDER TILA THE DEADLINE TO RECIND MY ORIGINAL APPLICATION IS NOW 3 YEARS. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- I HERE BY EXERCISE MY TRUTH IN LENDING RIGHT TO RECIND MY " ORIGINAL '' CREDIT APPLICATION APPLICATION ( SECURITY ) WITH YOU WELLS FARGO AND NO LONGER WISH TO EXTEND CREDIT AND DO BUSINESS WITH YOU -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- YOU WELLS FARGO HAVE UNTIL XX/XX/XXXX TO RETURN TO ME MY ORIGINAL CREDIT CARD APPLICATION UNDER TURHT IN LENDING. FAILURE TO DO SO WILL RESULT IN A SEVERE FEDERALL VIOLATION UNDER TURHT IN LENING AND MY NEXT FORM OF COMMUNICATION WITH YOU WILL BE VIA FEDERAL COURT LITIGATION. DO NOT CALL ME WITH NO RECONSIDERATION STALL TACTIC LIKE THE PAST 3 TIMES. YOU HAVE COMMITTED SECURITIES FRUAD UNDER THE SECURITY EXCHANGE ACT OF 1934 BY ACQUIRING MY SECURITY VIA CREDIT APPLICATION WITH SOCIAL AND DENYING ME MY OWN CREDIT AND WILL BE HELD LIABLE.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation