Consumer complaint received 2022-11-18
Company: Experian Information Solutions Inc.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
My privacy has been breached as well as a consumer with a similar or same name as mine. 
Several inaccuracies appear on my credit report and have not yet been deleted ..Per the fair credit act statute 602 no credit reporting agency had the right to report anything about me without written consent. 
This must consist of several factors 1.validation of the debt by actual accounting 2.verification of each creditors claim against me .a signed invoice must be enclosed 3. A copy of the contract binding both parties ( myself and them ) in the form of a certified mail So that there is an independent witness to the delivery The wet ink signature of both parties ( which can not happen by a soulless legal fiction. 
Full disclosure..I was not told that I was creating the credit with my wet ink signature..therefore no third parties can collect or sign a contract on their behalf..The erroneous individual and merging of information with a person with the same or similar name is illegal and all on my report must be deleted. 

I received this fr Experian on XX/XX/2022. 



From : " Experian '' XXXX To : " XXXX XXXX '' XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ^_Experian^_ XXXX XXXX XXXX XXXX Experian XXXX XXXX  The results of the processing of your dispute ( s ) are now available. View the results instantly online. 

For your protection, the results will be available online for 30 days. 

Your Report Number is : XXXX Your Investigation ID is : XXXX Get Results Is your email address on the XXXX XXXX? Find out now. 

PLEASE DO NOT REPLY TO THIS MESSAGE This notice is systemically generated, and we can not receive responses. 

Experian and the Experian marks used herein are trademarks or registered trademarks of Experian Information Solutions , Inc. Other product and company names mentioned herein are the property of their respective owners. 

Privacy Policy Contact Us Please delete everything on my consumer credit report that does not follow this law and proof that I lawfully owe must be deleted immediately..These errors have caused me great harm and have decrease my quality of life .Attached herein is a copy of all three credit report responses from Experian XXXX and XXXXif all information is not deleted I will be forced to exercise and enforce my civil and constitutional rights in a court of law with the minimum suit for each entry entitling me financial reimbursement from these agencies who are themselves fictitious in nature.. 
Furthermore my information appears on the dark web and my information has been merged with an entity /person with the same name as. Mine. 

All copies attached herein Experian dispute report number XXXX XXXX XXXX submitted on XX/XX/2022 at XXXX XXXX These agencies continue to harass me repeatedly requesting verification by me not the creditor or entity that supposedly reported the inaccuracies to them after the have infringed ony privacy and constitutional rights. 
Please insist that every entry be deleted regardless of it's content based on the above laws that were not followed on their behalf.. 
There have been no changes to these inaccurate entries and none have been deleted to date..

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation