Consumer complaint received 2022-11-13
Company: Fidelity National Information Services, Inc. (FNIS)
State: TN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I have 12 inquiries on my ChexSystems report, 10 of which I did not initiate. I have sent letters out at least 3 times, disputing these unauthorized inquiries. Some inquiries were deleted, while others remain. I do not have any accounts related to these 10 inquiries, and I have not been sent any proof that I initiated these inquiries, only that the companies associated with the inquiries " say '' that it's true. I will list the supposed date of these inquires, along with dispute letters, and certified letter receipts, along with the tracking numbers. I demand that these unauthorized inquiries be deleted or I will have to escalate the matter. Thank you. 

Inquirer # 1 : XXXX XXXX XXXX XXXX ; XXXX XXXX XXXX XXXX, XXXX, MD 20895Phone Number : XXXX Inquiry Date : XXXX  Inquirer # 2 : XXXX XXXX XXXX XXXX XXXX ; XXXX XXXX XXXX, XXXX XXXX XXXX XXXX NY XXXXPhone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX Inquirer # 3 : XXXX XXXX XXXX XXXX. ; XXXX XXXX  XXXX XXXX, XXXX, PA XXXXPhone Number : XXXX Inquiry Date : XX/XX/XXXX Inquirer # 4 : XXXX XXXX XXXX XXXX ; XXXX XXXX XXXX, XXXX XXXX, NJ XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX Inquirer # 5 : XXXX XXXX XXXX  XXXX ; XXXX XXXX XXXX, XXXX, PA XXXX Phone Number : XXXX Inquiry Date : XX/XX/XXXX Inquirer # 6 : XXXX XXXX XXXX XXXX XXXX ; XXXX XXXX XXXX, XXXX, VA XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX Inquirer # 7 : XXXX  XXXX XXXX  XXXX. ; XXXX XXXX  XXXX XXXX, XXXX, IL XXXX Phone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX Inquirer # 8 : XXXX XXXXXXXX XXXX XXXX XXXX  XXXX ; XXXX XXXX XXXX, XXXX XXXX, TX XXXX Phone Number : XXXX - On Behalf Of : XXXX XXXX ; XXXX XXXX XXXX, XXXX XXXX, OK XXXXPhone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX Inquirer # 9 : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXXPhone Number : XXXX On Behalf Of : XXXX XXXX XXXX ; XXXX XXXX XXXX, XXXX, IL XXXXPhone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX Inquirer # 10 : XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX ; XXXX XXXX XXXX, XXXX XXXX, TX XXXXPhone Number : XXXX On Behalf Of : XXXX XXXX XXXX ; XXXX XXXX XXXX, XXXX, IL XXXXPhone Number : Telephone Number Not Available Inquiry Date : XX/XX/XXXX. 

These 10 inquiries do not belong to me at all. The only 2 that are mine are the 2 that are both from XXXX XXXX XXXX, and I have the account ( s ) to prove the link. Please delete the other 10 because they are hurting my ChexSystems credit profile and score. I will take legal action if they are not deleted. Thank you. 

XXXX XXXX These are tracking numbers for 2 of 3 letters sent to ChexSystems.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation