Consumer complaint received 2023-11-03
Company: T.S. Holdings
State: PA
Product: Debt collection
Sub-product: Rental debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt is not yours

Complaint:
IQ Data has attempted to contact me several times - even after I specifically asked them not to after the first time in reference to a {$14000.00} debt I do not own or know anything about from XXXX XXXX XXXX in Texas. I was met with abusive language and intimidation tactics. I had already reached out to the apartment complex listed on my credit report because I have never lived there. I have been living in XXXX XXXX  for over 20 years. I have been in the same apartment I am in currently for 6 years. I am an almost XXXX XXXX XXXX woman. My credit score is XXXX! I pay every bill on time. This accusation is ridiculous. I've never even been to Texas! 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX IQ Data International I am reaching out to whomever this matter concerns on behalf of myself, XXXX XXXX XXXX, a federally protected consumer. I am enforcing my rights according to 15 USC 1692g by asking your company to VALIDATE the alleged debt as well as send me evidence that i am obligated to pay this alleged debt. I am not refusing to pay the debt but rather asking your company to validate this debt as it is your lawful duty when asked by a consumer. I am also making your company aware that invalidated information on my consumer report may be fraud under federal and state laws, and I will not hesitate to bring forth legal action if my rights continue to be violated under the FDCPA and FCRA. You have 30 days to validate this debt and during this time all furnishing and collection activities must cease and desist through any and all mediums including my consumer report. If IQ Data International fails to respond within 30 days to validate this debt it shall be deleted and removed from my credit file immediately.

If adverse action is taken against me as a consumer I will consult my legal counsel. Please be advised that according to 15 USC 1692g - Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumers written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. 
Thank you for your attention in this matter, XXXXXXXX XXXX XXXXXXXX Without prejudice, All Natural Rights Reserved

Company response to consumer: Closed with explanation