Consumer complaint received 2022-05-16
Company: Experian Information Solutions Inc.
State: OK
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In accordance with the Fair Credit Reporting Act, XXXX ( account number XXXX ) has violated my rights. 

15 U.S.C. 1681 SECTION 602 A. states, I have the right to privacy.

15 U.S.C. 1681 SECTION 604 A. SECTION 2 : It also states reporting agency can not furnish a account without my written instructions. 

XXXX XXXX  AMOUNT - {$11000.00} ACCOUNT NUMBER - XXXX DATE OPENED - XXXX XXXX, XXXX AUTO LOAN REPOSSESSION STATUS DATE - XX/XX/XXXX PAST DUE AMOUNT - {$4500.00} RESPONSIBILITY - INDIVIDUAL TERMS - 72 MONTHS ADDRESS - XXXX XXXX XXXX XXXX XXXX, AZ XXXX PHONE NUMBER - ( XXXX ) XXXX ________________________________________________ In accordance with the Fair Credit Reporting Act, XXXX XXXX XXXX & XXXX XXXX XXXX XXXX ( account number XXXX ) has violated my rights. 

15 U.S.C. 1681 SECTION 602 A. states, I have the right to privacy.

15 U.S.C. 1681 SECTION 604 A. SECTION 2 : It also states reporting agency can not furnish a account without my written instructions. 

XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX ON XXXX. XXXX, XXXX - {$61.00} ACCOUNT NUMBER - XXXX DATE OPENED - XXXX. XXXX, XXXX ( COLLECTION ) STATUS DATE XXXX XXXX ADDRESS - XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX PHONE NUMBER - ( XXXX ) XXXX ________________________________________________ In accordance with the Fair Credit Reporting Act, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( account number XXXX ) has violated my rights 15 U.S.C. 1681 SECTION 602 A. states, I have the right to privacy.

15 U.S.C. 1681 SECTION 604 A. SECTION 2 : It also states reporting agency can not furnish a account without my written instructions. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ON XXXX. XXXX, XXXX {$120.00} ACCOUNT NUMBER - XXXX DATE OPENED - XXXX XXXX, XXXX ( COLLECTIONS ) XXXX XXXXXXXX XXXX ADDRESS - XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, AZ XXXX PHONE NUMBER - ( XXXX ) XXXX ________________________________________________ In accordance with the Fair Credit Reporting Act, XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( account number XXXX ) has violated my rights. 

15 U.S.C. 1681 SECTION 602 A. states, I have the right to privacy.

15 U.S.C. 1681 SECTION 604 A. SECTION 2 : It also states reporting agency can not furnish a account without my written instructions. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX. 
BALANCE ON XXXX. XXXX, XXXX {$5300.00} ACCOUNT NUMBER - XXXX ( COLLECTIONS ) DATE OPENED- XXXX. XXXX, XXXX XXXX XXXX G ADDRESS - XXXX XXXX XXXX XXXX XXXX  XXXX, OK XXXX PHONE NUMBER - ( XXXX ) XXXX XXXX XXXX In accordance with the Fair Credit Reporting Act, XXXX XXXX  ( inquiry account ) has violated my rights. 

15 U.S.C. 1681 SECTION 602 A. states, I have the right to privacy.

15 U.S.C. 1681 SECTION 604 A. SECTION 2 : It also states reporting agency can not furnish a account without my written instructions. 

XXXX XXXX INQUIRY DATE XXXX. XXXX, XXXX REMOVAL DATE- XX/XX/XXXX XXXX XXXX COMPANIES ( BUSINESS TYPE ) ADDRESS - XXXX XXXX XXXX XXXX XXXX AZ XXXX XXXX PHONE NUMBER - ( XXXX ) XXXX ________________________________________________

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief