Consumer complaint received 2022-12-03
Company: Mr. Cooper Group Inc.
State: OH
Product: Mortgage
Sub-product: VA mortgage
Issue: Struggling to pay mortgage

Complaint:
NOTICE TO PRINCIPAL IS NOTICE TO AGENT NOTICE TO AGENT IS NOTICE TO PRINCIPLE THIS IS NOTICE TO XXXX XXXX dba President for MR. COOPER and XXXX XXXX dba Chief Financial XXXX for MR. COOPER and agents for MR. COOPER. 

All public officers must have a Oath of office. The Oath is to protect and defend the United States Constitution bill of rights " We the People ''.

This is my Affidavit Statement and is in accordance with Title 28 USC 1746 ( 1 ) I declare ( or certify, verify, or state ) under penalty of perjury under the laws of the United States of America that the foregoing is true and correct.

As my witness to this affidavit to CFPB agents are hereby put on notice to seek the answers to my questions that have NOT been answered since the Alleged Loan was assigned to MR COOPER In July 0f 2022.

I, a living man on the land come in Peace and stand with the united States peace flag. I accept all offers upon proof of claim. I only seek the truth and corporate public servants who ignore their accountability as mandated in article 8 Ohio bill of rights have by their silence and failure to fully inform the people of the consequence 's arising from the corporate offer to contract is deemed and inducement by fraud.

About 7 months age my mortgage was assigned to NATIONSTAR MORTGAGE LLC dba MR. COOPER GROUP. I have sent numerous emails and letters to MR COOPER agents and all correspondence has been unanswered. 

I am ordering CFPB to investigate and look into this matter immediately. I believe 'NATIONSTAR MORTGAGE LLC dba MR COOPER GROUP has not brought forth a valid claim. I believe this action is brought forth under color of law. As CFPB are the protectors and are to defend the constitution of the United States. I as the living man with my God given Rights " OBJECT '' to this Alleged Foreclosure complaint. As I'm Under duress, threat, and force of fear for my life, liberty and the pursuit of happiness. This Notice is brought to CFPB in good faith and is given for patent right, without recourse, all rights reserved. 

Here are some questions that I have been unanswered and in accordance with law are required in a billing dispute with a third-party debt collector that must have burden of proof to bring forth an action against the Consumer.

1. So, how can a corporation that has NOT produced a valid accounting of the off/on book entry ledger in accordance with the Truth and Lending Act, Fair Debt Collections practices and the UCC 9-210 signed under oath, notarized in accordance with Title 28 USC 1746 put my private property up for auction on XXXX and XXXX XXXX XXXX estate XXXX 
XXXX. The XXXX copy of the Deed of Trust and Promissory Note are not certified and not signed under penalty of perjury. I question the Authenticity of these documents and order NATIONSTAR MORGAGE LLC dba MR COOPER to bring forth the Wet ink Autograph originals. 
XXXX. I also order NATIONSTAR MORTGAGE LLC dba MR COOPER to bring forth the Original Contract that between NATIONSTAR MORTAGE LLC dba MR COOPER and the living man. ( Meeting of the minds to be a valid contract ). 
XXXX. I order NATIONSTAR MORTGAGE LLC dba MR COOPER bring forth the accounting and show CFPB what was actually " LOANED '' the living man. Prove What " Money '' was loaned " Lawful '' or " Legal ''. ( Check Book entry Credits ). 
XXXX. Was the money that was loaned to me from another depositor 's existing deposit in depositor 's accounts, as I assumed, or was the money " loaned '' to me created by my " Signing an instrument '', thus " creating '' the money that was formerly non-existent within your bank? 
XXXX. If the money was not loaned from another depositor 's existing account deposits in your bank, did the money loaned to me exist as an asset of your bank prior to my " loan '' creation? 
XXXX. Did the money that your bank allegedly " loaned '' me exist ( as I assumed it did prior to my signing an instrument with your banking institution )? 
XXXX. If the money loaned to me was money other than depositor 's account money, such as bank assets, will you provide me proof of the transaction with a copy of the accounting ledger showing the existence and transfer od said money from the bank 's asset accounts to the payment instrument or account which funded my loan? 
XXXX. Did your bank create, at any time, any hidden account of deposit in my name/or in the name of this alleged loan for the total amount funded that was held, or is being held, by the bank without my knowledge? 
XXXX. Upon an Instrument to be deposited in your bank are you required to follow ( GAAP ) Generally Accepted Accounting Practices? Title 12 USC 1831.

10. When a consumer makes a deposit of an instrument in your bank if you follow ( GAAP ) Generally Accepted Accounting Practices the bank is supposed to give credit for the receipt of the note, draft, check against a deposit account?

This is just little introduction of the questions I have for the Agents at NATIONSTAR MORTGATE LLC dba MR COOPER. If you do not respond to CFPB with a sworn statement under oath and witnessed by a notary, it will be refused, and you have accepted my affidavit as truth and you have no valid proof of claim. As the Agents at CFPB has the authority to collect under the law for bringing a false claim under color of law.

Company response to consumer: Closed with explanation