Consumer complaint received 2024-01-05
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: WI
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
I received a copy of my credit report and found the following items to be errors. Here as follows are items in error : The following addresses & phone numbers & names are reporting incorrectly and must be removed immediately Names XXXX, XXXX XXXX XXXX XXXX XXXX Note : The only name that should be listed on my credit file is XXXX XXXX. No other name should be listed, please remove it from my credit file. It reports inaccurate information. I only have one name, immediately remove other names from my credit file. 


Addresses XXXX XXXX XXXXXXXX XXXX XXXXXXXX, WI XXXX Date Reported : XX/XX/XXXXXXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, WI XXXX Date Reported XX/XX/XXXXXXXX  Note : I did not live at these address please remove these addresses, the only address should be listed should be only XXXX XXXX XXXX XXXX XXXX XXXX WI XXXX Phone Numbers ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX Note : Please remove these phone numbers, I never had these numbers please remove these phone numbers. 

Sincerely, XXXX I received a copy of my credit report and found the following item ( XXXX ) to be errors. Here are follows are items in error I am writing this letter to dispute information that is falsely listed on my credit report referenced below. I would like these accounts removed from my credit report, I would like these to be deleted from my credit report. The inaccurate information that appears on my credit report is as follows : COMPANY NAME : XXXX XXXX XXXX ( XXXX ) XXXX ADDRESS : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX MO XXXX XXXX : I NEVER APPLIED WITH THIS COMPANY, I WOULD LIKE THIS REMOVED FROM MY CREDIT REPORT. THIS IS INCORRECT INFORMATION LISTED. I AM A VICTIM OF IDENTITY THEFT. I WOULD LIKE THIS TO BE REMOVED IMMEDIATELY. 

COMPANY NAME : XXXX XXXX XXXX ( XXXX ) DATE : XX/XX/XXXX ADDRESS : XXXX XXXX XXXX XXXX, CA XXXX REASON : : I NEVER APPLIED WITH THIS COMPANY, I WOULD LIKE THIS REMOVED FROM MY CREDIT REPORT. THIS IS INCORRECT INFORMATION LISTED. I AM A VICTIM OF IDENTITY THEFT. I WOULD LIKE THIS TO BE REMOVED IMMEDIATELY. 
COMPANY NAME : XXXX XXXX ( XXXX ) DATE : XX/XX/XXXX ADDRESS : XXXX XXXX XXXX XXXX, TX XXXX REASON : I NEVER APPLIED WITH THIS COMPANY, I WOULD LIKE THIS REMOVED FROM MY CREDIT REPORT. THIS IS INCORRECT INFORMATION LISTED. I AM A VICTIM OF IDENTITY THEFT. I WOULD LIKE THIS TO BE REMOVED IMMEDIATELY. 

COMPANY NAME : XXXX  ( XXXX ) DATE : XX/XX/XXXX ADDRESS : XXXX XXXX XXXX, XXXX XXXX XXXX, AL XXXX REASON : I NEVER APPLIED WITH THIS COMPANY, I WOULD LIKE THIS REMOVED FROM MY CREDIT REPORT. THIS IS INCORRECT INFORMATION LISTED. I AM A VICTIM OF IDENTITY THEFT. I WOULD LIKE THIS TO BE REMOVED IMMEDIATELY. 

COMPANY NAME : XXXX XXXX  ( XXXX ) DATE : XX/XX/XXXX ADDRESS : XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX REASON : I NEVER APPLIED WITH THIS COMPANY, I WOULD LIKE THIS REMOVED FROM MY CREDIT REPORT. THIS IS INCORRECT INFORMATION LISTED. I AM A VICTIM OF IDENTITY THEFT. I WOULD LIKE THIS TO BE REMOVED IMMEDIATELY. 


I received a copy of my credit report and found the following item ( s ) to be errors. Here are follows are items in error I would like the following inquiries to be removed from my credit report and I would like to dispute these credit inquiries that are placed on my credit file. 

Company Name : XXXX Location : XXXX XXXX XXXX XXXX XXXX, WI XXXX Requested On : XX/XX/XXXX Inquiry Type : Participant Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX XXXX XXXX  Location : XXXX XXXX XXXX XXXX, DE XXXX Requested On : XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX XXXX XXXX XXXX Location : XXXX XXXX XXXX XXXX XXXX, SD XXXX Requested On : XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX XXXX  Location : XXXXXXXX XXXX XXXX XXXXXXXX XXXX, MN XXXX Requested On : XX/XX/XXXX, XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX XXXX  Location : XXXXXXXX XXXX XXXX XXXXXXXX XXXX, MN XXXX Requested On : XX/XX/XXXX, XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX XXXX XXXX Location : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Requested On : XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX XXXX XXXX Location : XXXX XXXX XXXX XXXX, WI XXXX Requested On : XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 


Company Name : XXXX Location : XXXX XXXX XXXX XXXX, NC XXXX Requested On : XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX XXXX Location : XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX, TX XXXX Requested On : XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : TRANS UNION NA via XXXX XXXX - XXXX XXXX  Location : XXXX XXXX XXXX XXXX XXXX, WI XXXX Requested On : XX/XX/XXXX Inquiry Type : Individual Permissible Purpose CREDIT TRANSACTION Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX XXXX XXXX OPT Location : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WI XXXX Requested On : XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX Location : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Requested On : XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX XXXX XXXX Location : XXXX XXXX XXXX XXXX XXXX, TX XXXX Requested On : XX/XX/XXXX, XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX XXXX  Location : XXXX XXXX XXXX XXXX, MN XXXX Requested On : XX/XX/XXXX, XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX XXXX XXXX XXXX Location : XXXX XXXX XXXX XXXX XXXX, TX XXXX Requested On : XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX via XXXX Location : XXXX XXXX XXXX XXXX, IL XXXX Requested On : XX/XX/XXXXXXXX  Inquiry Type : Individual Permissible Purpose CREDIT TRANSACTION Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX XXXX XXXX Location : XXXX XXXX XXXX XXXX XXXX, WI XXXX Requested On : XX/XX/XXXXXXXX  Inquiry Type : Individual Permissible Purpose WRITTEN AUTHORIZATION Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX XXXX XXXX Location : XXXXXXXX XXXX XXXXXXXX XXXX XXXX, TX XXXX Requested On : XX/XX/XXXX, XX/XX/XXXX Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX  XXXX Location : XXXXXXXX XXXX XXXX  XXXX, VA XXXX Requested On : XX/XX/XXXXXXXX  Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS. 

Company Name : XXXX NAME XXXX Location : XXXX XXXX XXXX XXXX XXXX, SD XXXX Requested On : XX/XX/XXXXXXXX  Inquiry Type : Individual Reason : I NEVER APPLIED WITH THIS COMPANY, I DID NOT AUTHORIZE THIS ON MY CREDIT FILE. I NEED THIS REMOVED IMMEDIATELY. I DO NOT KNOW WHO THIS COMPANY IS.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief