Consumer complaint received 2022-11-14
Company: Experian Information Solutions Inc.
State: NC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
READ THIS COMPLAINT : XXXX A supervisor created this complaint for me with the CFPB and have been waiting to see if XXXX XXXX XXXX willfully and intentionally responds to the complaint XXXX, and they did. XXXX XXXX XXXX perjured themselves again, to the CFPB. 

This is not a duplicate and you, with CFPB verified that when you created this complalint. 

Please investigate and take action. 

Send your complaint to the company for a response ; or Send your complaint to another state or federal agency, or help you get in touch with your state or local consumer protection office ; or Let you know if we need more information to continue our work. 
YOUR COMPLAINT I received a letter from XXXX XXXX XXXX dated XX/XX/2022 the content of that letter broke both federal and state law pertaining to coercion, attempting to persuade me into withdrawing any further disputes regarding the XXXX medical debts they are tiring to collect and have been for several years. In addition to that they threated me with laws that do not exist and tried to persuade me from further disputing, which is my constitutional right. And also they also violated XXXX compliance laws when they provided to me partial medical statement attached to this letter. And on that partial statement it included daughters ' physicians names and also the services provided to me although the services were x 'd out. XXXX XXXX XXXX also confirmed in this letter as they did a few weeks ago that they never had had proper validation of these XXXX medical debts as required by law even though they lied for years claiming that the did because if so why would they tell the CFPB that they would have to get with their client and have the client send me, the consumer that validation information and again we see today via this dispute the letter that attaches to this dispute by their own words that they have just recently gotten in touch with their client for any validation documentation because they never had it before, that they lied and said they did. And further more they lied to me when they said that they got in touch with their client and provide validation which turned out to be a fabricated document that violated my XXXX rights, therefore making that document illegal to see if it were in fact a true hospital statement from the servicer. But according to your letter you lied again when you said that hospital statement came form your client but if you look at header the client is clearly XXXX, XXXX so you lied again because you own that statement. You have violated my right of due process from the first day I have disputed these accounts with you though the credit bureau by never providing proper validation of these accounts time after time. You should stop right now and read the letter that you sent to me and prepare your responses that I have brought up. Do not miss XXXX thing that I have brought to your attention and that includes why you have not responded to these complaints for serval months. You are required by law to follow these possesses and procedures. You are required by law to follow the rules set forth by the credit bureau in your collaboration with them and their services. And in addition to the issues that I expect you to respond to in this dispute XXXX last question I expect an answer to is where did you come into possession of that so-called medical statement you provide to me. Along with the entity and person who provide it to you. Failure to provide that information to me will lead me to assume that you have access to the providers electronic system and downloaded that information with or without someone's permission. I'll let you clarify that.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation