Consumer complaint received 2023-12-12
Company: EQUIFAX, INC.
State: FL
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Disputes sent to XXXX, XXXX, and Equifax on XX/XX/XXXX and XX/XX/XXXX XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. I asked for validation of the account from XXXX. They did not provide it. They did not enter a notice of dispute on XX/XX/XXXX. Please delete the account immediately. 

XXXX XXXXXXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. I asked for validation of the account from XXXX. They did not provide it. They did not enter a notice of dispute on XX/XX/XXXX. Please delete the account immediately. 

XXXX  XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. This account is not 100 % accurate across bureaus. Open date is wrong. Equifax and XXXX report XX/XX/XXXX. XXXX reports XX/XX/XXXX. Account number does not match across bureaus. High Balance does not match. Equifax reports XXXX. XXXX reports XXXX. XXXX reports XXXX. Limit does not match. Equifax reports XXXX. XXXX and XXXX report XXXX. Date of last activity does not match. Equifax reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. XXXX reports XXXX late payments. XXXX and XXXX report late payments. XXXX reports XXXX at 150 days late while equifax reports XXXX as 120 days late. Yet THEY HAVE FIXED NOTHING. This account needs to be deleted immediately. 

XXXX XXXXXXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. I have informed them that I AM NOT AN AUTHORIZED USER on this account. This is not my account and they refuse to remove it. PLEASE DELETE IMMEDIATELY. 

XXXX  XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. Open date is wrong. Equifax and XXXX report XX/XX/XXXX. XXXX reports XX/XX/XXXX. High balance is wrong. Equifax reports XXXX. XXXX reports XXXX. XXXX reports XXXX. Payment history does not match across bureaus. Date of last activity does not match. Equifax reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. Date of last payment does not match. Equifax reports XX/XX/XXXX. XXXX and XXXX report XX/XX/XXXX. PLEASE DELETE IMMEDIATELY. 

XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. They have not investigated the account. They have not entered a notice of dispute. XXXX reports no late payments. Equifax and XXXX report 3 90 day late payments. Date of last activity does not match. Equifax reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. Date of last payment is also wrong. UPDATE THIS ACCOUNT TO PAYS AS AGREED. NEVER LATE. 

XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. They have not investigated the account. They have not entered a notice of dispute. XXXX reports no late payments. Equifax and XXXX report 3 90 day late payments. Date of last activity does not match. Equifax reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. Date of last payment is also wrong. UPDATE THIS ACCOUNT TO PAYS AS AGREED. NEVER LATE. 

XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. This account has NEVER been late. Equifax reports 2 late payments. XXXX reports 1 late payment. This account has never been late. Update account to PAYS AS AGREED, NEVER late. 

XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. Equifax and XXXX report this account was late in XXXX. XXXX reports account was late XXXX. This account was never late. It is not reporting accurately. Update account to PAYS AS AGREED, NEVER late.

Company response to consumer: Closed with non-monetary relief