Consumer complaint received 2022-04-20
Company: Experian Information Solutions Inc.
State: NJ
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
This letter is a formal complaint that you are reporting inaccurate and incomplete credit information. 

I am distressed that you have included the below information in my credit profile and have failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit reports you publish. 

Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. 

The following information therefore needs to be reinvestigated. I respectfully request to be provided proof of this alleged item, specifically the contract, note or other instrument bearing my signature. Failing that, the item must be deleted from the report as soon as possible : XXXXDEPT OF EDACCT # XXXXThe account is not mine. Resulting from the identity theft that should be blocked, by name of the source, such as the credit card issuer or bank, and type of item, such as credit account, checking account, etc. 

US DEPT OF EDUCATION ACCT # XXXXThe account is not mine. Resulting from the identity theft that should be blocked, by name of the source, such as the credit card issuer or bank, and type of item, such as credit account, checking account, etc. 

XXXX/DEPT OF ED ACCT # XXXXThe account is not mine. Resulting from the identity theft that should be blocked, by name of the source, such as the credit card issuer or bank, and type of item, such as credit account, checking account, etc. 

XXXX ACCT # XXXX account is not mine. Resulting from the identity theft that should be blocked, by name of the source, such as the credit card issuer or bank, and type of item, such as credit account, checking account, etc. 

XXXX XXXX XXXX ACCT # XXXXThe account is not mine. Resulting from the identity theft that should be blocked, by name of the source, such as the credit card issuer or bank, and type of item, such as credit account, checking account, etc. 

XXXX XXXX XXXX ACCT # XXXXThe account is not mine. Resulting from the identity theft that should be blocked, by name of the source, such as the credit card issuer or bank, and type of item, such as credit account, checking account, etc. 

XXXX XXXX XXXX ACCT # XXXXThe account is not mine. Resulting from the identity theft that should be blocked, by name of the source, such as the credit card issuer or bank, and type of item, such as credit account, checking account, etc. 

Chapter XXXX bankruptcy dismissed ACCT # XXXXThe account is not mine. Resulting from the identity theft that should be blocked, by name of the source, such as the credit card issuer or bank, and type of item, such as credit account, checking account, etc. 

XXXX XXXX  ACCT # XXXXThe account is not mine. Resulting from the identity theft that should be blocked, by name of the source, such as the credit card issuer or bank, and type of item, such as credit account, checking account, etc. 


Chapter XXXX bankruptcy dismissed ACCT # XXXXThe account is not mine. Resulting from the identity theft that should be blocked, by name of the source, such as the credit card issuer or bank, and type of item, such as credit account, checking account, etc. 

XXXX XXXX XXXX ACCT # XXXXThe account is not mine. Resulting from the identity theft that should be blocked, by name of the source, such as the credit card issuer or bank, and type of item, such as credit account, checking account, etc. 





XXXX XXXX XXXX XXXX XXXX NJ XXXX Address ID # XXXX Single family XXXX XXXX XXXX XXXX XXXX NJ XXXX Address ID # XXXX Single family XXXX XXXX XXXX XXXX, NJ XXXX XXXX ID # XXXX Single family XXXX XXXX XXXX XXXX, NJ XXXX XXXX ID XXXX XXXX Single family XXXX XXXX XXXX XXXX XXXX, NJ XXXX Address ID # XXXX XXXX complex XXXX XXXX XXXX XXXX, NJ XXXX Address ID # XXXX Multifamily XXXX XXXX XXXX XXXX, NJ XXXX Address ID # XXXX Single family XXXX XXXX XXXX XXXX XXXX, NJ XXXX Address ID # XXXX Single family XXXX XXXX XXXX XXXX XXXX NJ XXXX Address ID # XXXX Single family Date XXXX XXXX XXXX XXXX XXXX, NJ XXXX XXXX XXXX XXXX XXXX XXXX, NJ XXXX XXXX XXXX XXXX XXXX, NJ XXXX XXXX XXXX XXXX XXXX XXXX, NJ XXXX XXXX Number ( XXXX ) XXXX Number XXXX XXXX XXXX XXXX Number ( XXXX ) XXXX XXXX XXXX XXXX ) XXXX Number ( XXXX ) XXXX Number ( XXXX ) XXXX : XXXX  XX/XX/20 XXXX Number ( XXXX ) XXXX Number ( XXXX ) XXXX Number ( XXXX ) XXXX Number ( XXXX ) XXXX Number ( XXXX ) XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief