Consumer complaint received 2015-04-08
Company: P&B Capital Group, LLC
State: MN
Product: Consumer Loan
Sub-product: Vehicle loan
Issue: Problems when you are unable to pay

Complaint:
I co-signed a loan for my son-in-law XXXX XXXX in XX/XX/XXXX for a vehicle. In XX/XX/XXXX the vehicle was repossessed. XXXX XXXX said that the company had offered him a pay out amount and that he was going to make payments on it. I had heard nothing more on it until last week when a call from P & B Capital Group LLC came to my home. XXXX XXXX spoke to my wife XXXX and stated that I am responsible for half of the remaining {$6800.00} and that they would soon be levying a judgement on me if something was not done. She told him that the loan was supposed to have been taken care of and that there had been no request for payment from his company. XXXX XXXX gave her contact information for XXXX XXXX who was now my ex son-in-law and told her that I had better do something to get XXXX to pay or it would be up to me to pay the full balance due. I went to speak to XXXX XXXX, gave him the contact phone number for XXXX XXXX, and was told that XXXX would call P & B Capital. Today my wife XXXX called XXXX XXXX and told him that I spoke to XXXX XXXX and asked XXXX XXXX if he had received a call. XXXX XXXX asked first when this would of been and said that yes XXXX had called and left a message, but now was not answering any calls again. XXXX XXXX was very rude to my wife, said that he was now getting angry and that it was too late anyway because the account was now going to be pulled for further action. She then told him that I wanted to be sent copies of the loan showing the amount due and XXXX XXXX refused saying that they had been sending out paperwork since XX/XX/XXXX. My wife told him that we had not received any correspondence from them and XXXX XXXX became agitated. He told my wife that he would send it by e-mail or fax but would not send it out by mail. XXXX refused to give him an e-mail address and told him that I wanted to receive the information by mail. Again he refused. XXXX requested the address for the company and XXXX XXXX refused, got angry and said that he wanted to speak to me only. XXXX XXXX then disonnected the call. Less than a minute later he called back and said that he would send the information by e-mail only. XXXX told him that she would not give him the e-mail address and XXXX XXXX said " I have it ''. He gave some strange e-mail address and XXXX told him that he would be sending it to someone else because that was not our e-mail address. XXXX again requested the information by mail and was told no. XXXX also told XXXX XXXX that if he could n't provide the paper work and the address for his company he should n't be trying to collect. He finally gave her the address, and then again ended the call. XXXX then went into my XXXX XXXX account and did a credit report. That vehicle shows for a company called XXXX and is showing a zero balance. There is not listing for P & B Capital Group LLC. I do n't owe this company anythinng, and XXXX XXXX is harassing my wife XXXX who is XXXX and supposed to stay clear of stress. I am asking that you please tell them to cease their contacts. 
Thank you, XXXX XXXX XXXX XXXX XXXX XXXX XXXX MN XXXX phone XXXX

Company response to consumer: Untimely response