Consumer complaint received 2023-08-15
Company: EQUIFAX, INC.
State: OK
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
I made a formal complaint to Equifax about the issues listed below however, their response was that they could not find me in their database. 

I find it funny that they can not locate my file but they can charge my card {$30.00} a month and find it just finebut then I complain and they all the sudden can not find my profile. This sounds like another lie and another downfall of Equifax, failing the general public and causing hard-working individuals to suffer and their future to be in the hands of incompetent Equifax corporation.Equifax should consider changing there name to XXXX since they let anybody and there dog report false information on people credit reports and then lie and say they cant find the profile just so that way they dont have to spend any time on it mean while they charge me {$30.00} a month. They need to look harder if they can not find my profile because I am able to logon to their website. Im also able to get on other websites such as XXXX XXXX, nerdWallet my XXXX XXXXXXXX  equifax.com XXXX  and on every single website Im able to see my report from them so I find an extremely unsettling that they are holding my information not only hostage and I didnt give them permission to report any of the thing on my credit in the first place but now theyre saying within their own system they can not find it however, I can go to five or 10 websites and find it right away that is a giant security concern when it comes to them, holding my information hostage, but then losing it within their system and not even being able to find it what a complete failure is to the general public. I dont know what to tell them besides open their eyes and look harder, because if all these other websites can find me and I can find myself on their own site, then it sounds like either they are lying because they dont wan na do their job and they probably have XXXX XXXX submissions because they dont do their job in the first place and mess up on everything so this is probably just a general reply that they do to everyone in order to buy them time and to cause you more headaches so you wont complain the next time however, I am not going to back down to their games or the other agencies so for once in your life, do your job find my profile like I can on the first try on your website and correct it immediately before I sue. 

XXXX has already removed these and now transunion is aswell so now equifax is the only one reporting these..On my, Equifax Credit reports there are 4 inquires on those reports, they are the only inquires listed. They are all recent as well and occurred from XXXX. XXXX of them are all for the same company XXXX  XXXX and XXXX is for XXXX XXXX XXXX. However, I have never applied for anything with XXXX  XXXX everything that I have a plied for a only been excepted for and those are debts from multiple years ago and do not show up as inquiries on my credit score. I also drive a XXXX truck, and I have never applied for anything that has to do with XXXX XXXX XXXX. These inquiries look like they were denied or maybe they were falsely generated in the first place by the company in the first place but it does not look like any of the inquiries where granted. However, they should not be on my report at all and I need them removed. I have contacted all of the credit bureaus, but they seem to have done absolutely nothing and have not responded to any of my disputes and I have opened with them. Im sure they dont care about it and have other higher level things to worry about but I need these removed immediately as now I am meeting to go and inquire about buying a new car but I can not because these for recent fraudulent inquiries are on my report. Please have XXXX, Equifax, and transunion remove these or I will be forced into getting an attorney to sue them for falsely reporting on my report. XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation