Consumer complaint received 2018-08-02
Company: Stearns Ventures, LLC
State: GA
Product: Debt collection
Sub-product: Mortgage debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Seized or attempted to seize your property

Complaint:
RE : STEARNS LENDING, LLC is in violation of the NATIONAL CURRENCY ACT, now NATIONAL BANK ACT. 
STEARNS LENDING, LLC is attempting fraud, therefore we rescinded all contracts and signatures. 
STEARNS LENDING, LLC is now attempting to foreclose on our home next month. 
DEMAND STEARNS TO STOP FORECLOSURE ATTEMPTS IMMEDIATELY. 
CONCERNING According to UCC 9-102 Article 9 Definitions ( 28 )  - DEBTOR means : ( a ) a person having an interest other than security interest or other lien. ( b ) a seller of accounts, chattel paper, payment intangibles, or promissory note. The bank is the DEBTOR. 
According to 15 U.S.C. 1692g The debt must be validated. STEARNS LENDING, LLC never responded to my affidavits, which required STEARNS LENDING, LLC to validate the debt. 
According to UCC 9-513 ( a ) ( 1 ) STEARNS LENDING, LLC never made an advance and never value to XXXX XXXX or XXXX XXXX. 
31 U.S. CODE 3123 - Payment of obligations and interest on the public debt. ( Has been violated ) 31 U.S. CODE 5103 - Legal Tender ( The original note was treated as legal tender ) 18 U.S. CODE 8 - Obligation or other Security of the United States defined. ( Has been violated ) According to National Currency Act - Section 27, 28, & 53 ( Banks can not own property ) STEARNS LENDING CONTACTS : ( XXXX ) XXXX or ( XXXX ) XXXX First of all we have never signed a contract/ agreement binding XXXX XXXX to STEARNS LENDING, LLC showing both parties signatures. Weve asked for any evidence of this contract/ agreement and we have never gotten a response from STEARNS LENDING, LLC . STEARNS LENDING, LLC and its representative, XXXX XXXX is attempting fraud. REQUIRE STEARNS LENDING, LLC TO STOP FORECLOSURE IMMEDIATELY. 

We have researched very thoroughly over the last year or so to find ways to have STEARNS LENDING, LLC respond to our Affidavits to verify where they had given us value through a loan or any other agreement and they never responded to our requests or Affidavits. We tried this for several months. We even went as far as contacting other agents that they hired along with their attorney, XXXX XXXX. They all refused to respond to our Affidavits. XXXX XXXX is representing STEARNS LENDING, LLC,  but also acts as ATTORNEY IN FACT for XXXX XXXX. This is a fraudulent conflict of interest and TREASON against XXXX XXXX, Estate. 

We suspect STEARNS LENDING, LLC is attempting to commit fraud. We rescinded all contracts and signatures possibly binding STEARNS LENDING, LLC and XXXX XXXX. STEARNS LENDING, LLC is now attempting to foreclose on property controlled by XXXX XXXX. STEARNS LENDING, LLC is in violation of the NATIONAL CURRENCY ACT, now NATIONAL BANK ACT, which states that banks can not own property. STEARNS LENDING, LLC is required to stop foreclosure attempts immediately! We are asking your office to please contact STEARNS LENDING, LLC immediately ; according to NATIONAL CURRENCY ACT, now THE NATIONAL BANK ACT this is a requirement. 

If a contract or agreement is void for fraud or voidable for fraud, and the opposing party ignores ( does not respond to/rebut ) one 's affidavit of rescindment for fraud, a dishonor has occurred ( UCC 3-505 ) for non acceptance of refusal for cause ( of unconscionable instrument UCC 2-302 ). UCC 1-103.6 mandates all parties to construe the statute in harmony with the common law, within statutorily created legislative agency, forcing recognition of common law rights. 

I, XXXX XXXX, a well know XXXX  and my husband being a XXXX XXXX XXXX with substantial social followings decided not to go public with our story about bank fraud concerning STEARNS LENDING, LLC thus far, because this could cause uproar in communities across the country. Again, we are asking your office, with all due respect to contact STEARNS LENDING, LLC immediately to reverse their dishonorable and possible fraudulent actions.

Company response to consumer: Closed with explanation