Consumer complaint received 2019-10-30
Company: Selene Finance LP
State: CA
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Struggling to pay mortgage

Complaint:
Timeline u XXXX XXXX I receive notice from XXXX XXXX XXXX that home is under foreclosure and works for Selene Finance . I have been in real estate for 20 years. I have never seen intentional malicious action with confidence, and arrogance committing fraud upon the court, fabricating documents and violating bankruptcy stay as well as CFPB laws regarding successor in interest due to divorce XX/XX/XXXX - Foreclosure sale date XX/XX/XXXX - I plead with XXXX XXXX that this debt is incorrect loan was paid off in XXXX sent her reconveyances and loan modification showing DOT is void. They have so many incorrect information as well as actions to confuse my family. XXXX XXXX postpone sale until XX/XX/XXXX - and would not stop forced me to file a bankruptcy. After XX/XX/XXXX they did not return any calls or requests nor did the loan servicer. Forced to file another bankruptcy XXXX XXXX Continued to reach out and never received response. I live at my primary residence so there was no mail sent either. 
XX/XX/XXXX they foreclose although they forced me into 3rd bankruptcy filing and they did not void foreclosure stating 3rd filing makes stay not apply. 
XX/XX/XXXX receive letter offering {$5000.00}. Cash for keys. Unlawful Detainer filed by XXXX XXXX   although still in bankruptcy and fraudulent documents were used to perform trustee sale as well as XXXX XXXX being the foreclosure trustee as well as the law firm that filed unlawful detainer on XX/XX/XXXX. 
The tenants that I inherited when I gained exclusive rights and possession in XX/XX/XXXX. Have been ignored in the unlawful detainer and incorrectly had my ex wife XXXX XXXX who moved out in XXXX and they know her true address. They were her servicer two years after she moved. 
Unlawful Detainer ends with Judgement to XXXX XXXX XX/XX/XXXX. They then sell property at real estate auction on XX/XX/XXXX. New buyer somehow requests ex parte hearing amending judgement and replacing XXXX XXXX  as Plaintiff 's and file Writ of Execution and lock out me and their bonafide tenants. 
My property is worth {$2.00} XXXX dollars. I previously had a lien for $ XXXX. My equity was {$1.00} XXXX. The servicer, foreclosing trustee ( law firm ), New Buyer have robbed me of my equity and left me on the street. I pray my complaint get results. I complained about this ongoing situation 3 times throughout this and Selene response was always they cant speak to me even when I was trying to get information as well as give information to clear up alleged default. Although I knew was fraud. I was acting in good faith. 
This conspiracy within 1 year stole {$1.00} XXXX dollars from me as well as the $ XXXX renovation I completed after my home was destroyed by their client XXXX XXXX who I believe had a part in this extremely alarming crime. Please Help. Attached will be documents validating the narrative I have described. 
XXXX XXXX who are shareholders of XXXX XXXX XXXX in a investor pitch conference declaring they seek non performing notes with equity " We go after the Homeowners Equity '' See Attached. 
Also is the Loan Modification Amendment stating the true date of Deed Of Trust which is correct. Initial DOT dated XX/XX/XXXX was rescinded by lender at purchase due to usury. New Deed of Trust dated XX/XX/XXXX was correct also supported by Loan Application signed on XX/XX/XXXX XXXX

Company response to consumer: Closed with explanation