Consumer complaint received 2023-08-14
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: MD
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
After receiving notification from all 3 Consumer reports, I have found after great measure, Transunion continues to report inaccuracies. VIOLATING my FCRA rights. I submitted on XX/XX/2023 a formal inquiry on the accounts listed below in this document. I requested an investigation for any incorrect information be investigated, if found inaccurate or unfounded to be removed from my Consumer reports within receipt of completed investigation of 30 days. I have requested several investigations over the past 60 days into these accounts with no response, Furthermore I have requested online investigations via Transunion dispute center and have received no response of accurate information. Transunion has returned updated, and validated responses in the past 7 months, and continues to report adverse inaccurate information on the following accounts : XXXX  acct # -Date of last activity incorrect, does not match all 3 XXXX XXXX -Close Date incorrect, does not match all 3 XXXX XXXX -Payment history does not match all 3 XXXX XXXX XXXXXXXX account XXXX -High balance inaccurate, does not match all 3 XXXX XXXX -Date of last activity incorrect, does not match all 3 XXXX XXXX  -Close Date incorrect, does not match all 3 XXXX XXXX -Payment history does not match all 3 XXXX XXXX  -incorrect credit limit, does not match all 3 XXXX  XXXX  account XXXX -High balance inaccurate, does not match all 3 XXXX XXXX -Date of last activity incorrect, does not match all 3 XXXX XXXX  -Payment history does not match all 3 XXXX XXXX XXXX account -Date of last activity incorrect, does not match all 3 XXXX XXXX -Close Date incorrect, does not match all 3 XXXX XXXX XXXXPayment history does not match all 3 XXXX XXXX XXXXHigh balance does not match all 3 XXXX XXXX XXXX XXXX account # -Close Date inaccurate does not match all 3 XXXX XXXX -Payment history inaccurate does not match all 3 XXXX XXXX -High Balance inaccurate does not match all 3 XXXX XXXX XXXX deleted the XXXX XXXXXXXX account reporting inaccurately By the provisions of the Fair Credit Reporting Act, I demand that these items be removed from my report. Unde

r U.S.C. 15 sec 1681g. It is my understanding that these items with are inaccurate. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec. 1681 ( a ), you must complete this within 30 days of receipt of this letter. Failure to delete these inaccurate accounts above will lead to all legal proceedings against transunion for unlawful FCRA violations. Transunion has tied up my report for more than 60 days as documented in my complaint. Leaving me unable to verify if transunion is reporting correctly.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief