Consumer complaint received 2023-11-26
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: CA
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Struggling to pay mortgage
Sub-issue: Foreclosure

Complaint:
Regarding Notice of Error Request for information regarding account number XXXX My name is XXXX XXXX XXXX ( birth name I have tried repeatedly to conyacr Bank of AMERICA for two reason one I was unaware that there appears to be a loan associated with the property located at XXXX XXXX XXXX, XXXX, CA XXXX. 


My parents lost this home in XXXX due to past foreclosure. The bank sold the home to a couple, if the bank is using accurate information this will show as past homeowners. 

After negotiations which included finding the couple a comparable home, paying there closing close and {$100.00} over what they paid, they sold the property to me. 

Please see past attempts by bank of AMERICA to forclouse on said property and judicial rendered decisions pertaining to legal homeownership. 

in order to move forward, regarding the remaining Balance that Bank of AMERICA claims is owed. 

I would like to assist Bank of AMERICA by offering full REPAYMENT of said loan from the joint account held by the alleged borrower 's XXXX XXXX and XXXX XXXX XXXX at XXXX XXXX. I expect to receive a release form if required to remit said funds from the account. I would like to resolve this matter within XXXX hours. 

Please use the account information to verify the amount exceeds the amount owed. 


I would also like to apply for successor on this matter to review all documentation associated with said loan to include when the money was deposited, or whom the money was allocated to. 

Although I am currently dealing with a high profile case of wage theft. My credentials speak for itself along with extensive property I own in name. Also see Duplicity case as filed with rendered judicial decision noncompliant. 

I agree to sign a release form allowing bank of AMERICA to recover the REPAYMENT of the loan from the account number given associated with XXXX XXXX. 

please contact me at the address given as primary residence and or XXXX XXXX XXXX. 

Please also note the forms attached are an example of what I receiving from Bank of AMERICA and XXXX XXXX on behave of Bank of AMERICA. 

I did file a formal complaint against Bank of AMERICA regarding this matter attached I included fax receipt and USPS tracking number to show I have filed put every from and returned them. 

I was also paying the monthly payments while attempting to rectify this error with your bank.. 

THESE ARE the several address in which different form I am have been sent to return no matter I return them, when I ca the same claim unreceived Fax XXXX XXXX XXXX address bof Mail stop XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX fax XXXX BoA XXXX XXXX XXXX XXXX TX XXXX I have tried to pay out of pocket only to be transferred to a BoA agent who will not allow me too because as the agent stated name is NOT associated with this loan. 


Basically unless your Bank is a a part of a conspiracy the easy of locating the legal property owner is as simply or as difficult as you plan it. 

Specifically since Bank of AMERICA has attempted to take me to court and lost. They seem.to want to reanimate a part case to include loan REPAYMENT XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, CA XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation