Consumer complaint received 2020-05-28
Company: Experian Information Solutions Inc.
State: ME
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Hello, the credit bureau Experian continuously allows fraudulent reporting into account, they state when I dispute items that it said the company stated its mine yet multiple times now after doing my own investigations Im finding fraud on behalf of multiple companies including charges on old closed accounts from states I havent lived in for years, when summiting disputes they continued to state it accurate, 1. I was never sent any 30 day notices from multiple companies that Experian to this day still allows fraudulent reporting, Ive had collection accounts appear on my report that everyone states is mine, when I find and show much evidence the companies and threaten to sue for fraud and violating the fair credit reporting act they remove them so fast that it shows how ridiculous Experian investigators actually do anything what so ever to investigate, Im being continuously targeted by Experian allowing fraudulent reporting, and there reps have even admitted to me they dont verify anything whatsoever before putting on my credit report if its sent to them they just lost it, I consider this discrimination against me were they wont do anything whatsoever for me but continue to allow fraudulent reporting, I have had everything from being charged for cable service at an address in another state they refused to take stating the account was mine, hmm funny how showing an old account at charges for service I dont live at is verified as accurate, even more funny when I threatened to sue the company and the debt collector they hired for fraudulent charges and all of a sudden they took it down faster than they put it up, another one which is now a lawsuit for fraud, allowed a retaliation collection to be put up with no verification and no 30 day notice to me sent by anyone, that was an attack on me from the company for reporting them to the bbb, and how I feel as if I cant even trust Experian, XXXX or XXXX  to do anything right because of abuse and discrimination against me that I have a lawsuit going on against 1 company and continued fraudulent reporting from others that are going to lead to lawsuits because of fraudulent charges and reporting, I believe Experian, XXXX  and XXXX  are being both discriminative abusive and lazy on doing any proper investigations when I dispute an item and they just say ohh yah the company says its yours, lets see hmm the company reporting it isnt going to admit guilt, its there job to do a thorough investigation but instead they dont do XXXX, but when I do something with my evidence all of the sudden the company takes them down or I end up in a lawsuit against those companies because of lack of The credit bureaus doing any investigations, companies are quick to take down when I do it myself, but disputing with them with the credit bureaus I have no trust in then because of abuse and discrimination they all continue to allow and do themselves by doing no real investigation, I mine as well ask for continued fraudulent reporting seeing as The bureaus do nothing, is just strait out Blatantly discriminating and abusing me that I dont feel safe with them being in charge of my credit report when they allow constant fraud and do nothing about it whatsoever besides saying oh the company says its yours.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation