Consumer complaint received 2021-12-01
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Was not notified of investigation status or results

Complaint:
Dear Complaint Department, I tracked down some INCORRECT records on my credit report that you need to eliminate. They are recorded beneath. If it's not too much trouble, eliminate the INCORRECT records and send me another duplicate of my credit report after it is finished. 
I have encased a duplicate of my Driver 's License and Social Security Card for ID and confirmation. 
I dispute XXXX XXXX XXXX XXXX XXXX XXXX Experian received an Automated Consumer Dispute Verification form Ad XXXX XXXX XXXX to delete this incorrect account. The representative at Ad XXXX XXXX XXXX authorized the deletion of this account due to the Fair Credit Reporting Act and Fair Credit Billing Act violations. In addition, the Activity Designator is missing, the Terms Duration is missing, the Balance is not correct, the Date Opened is not correct, the Creditor Classification is missing, the Date of the 1st Delinquency is not correct and the Date of Last Activity is missing. This account is not correct. Please delete it. 
I dispute XXXX XXXX XXXX XXXX Experian received an Automated Consumer Dispute Verification form XXXX XXXX XXXX to delete this incorrect account. The representative at XXXX XXXX XXXX authorized the deletion of this account due to the Fair Credit Reporting Act and Fair Credit Billing Act violations. In addition, the Activity Designator is missing, the Terms Duration is missing, the Balance is not correct, the Date Opened is not correct, the Creditor Classification is missing, the Date of the 1st Delinquency is not correct and the Date of Last Activity is missing. This account is not correct. Please delete it. 
I dispute XXXX XXXX XXXX XXXX  XXXX Experian received an Automated Consumer Dispute Verification form XXXX XXXX XXXX XXXXo delete this incorrect account. The representative at XXXX XXXX XXXX  authorized the deletion of this account due to the Fair Credit Reporting Act and Fair Credit Billing Act violations. In addition, the Activity Designator is missing, the Terms Duration is missing, the Balance is not correct, the Date Opened is not correct, the Creditor Classification is missing, the Date of the 1st Delinquency is not correct and the Date of Last Activity is missing. This account is not correct. Please delete it. 
I dispute XXXX XXXX. Experian received an Automated Consumer Dispute Verification form XXXX to delete this incorrect account. The representative at XXXX authorized the deletion of this account due to the Fair Credit Reporting Act and Fair Credit Billing Act violations. In addition, the Activity Designator is missing, the Terms Duration is missing, the Balance is not correct, the Date Opened is not correct, the Creditor Classification is missing, the Date of the 1st Delinquency is not correct and the Date of Last Activity is missing. This account is not correct. Please delete it. 
I dispute XXXX XXXX XXXX. XXXX received an Automated Consumer Dispute Verification from XXXX XXXX to delete the lates off this account. The representative XXXX XXXX authorized the deletion of the lates due to Fair Credit Reporting Act and Fair Credit Billing Act violations. Please delete these incorrect lates. 
I dispute XXXX XXXX XXXX. XXXX received an Automated Consumer Dispute Verification from XXXX XXXX to delete the lates off this account. The representative XXXX XXXX authorized the deletion of the lates due to Fair Credit Reporting Act and Fair Credit Billing Act violations. Please delete these incorrect lates. 
I appreciate you removing these INCORRECT accounts and information. 
Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief