Consumer complaint received 2022-06-18
Company: EQUIFAX, INC.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
CFPB Write up In accordance with the Fair Credit Reporting act XXXX  Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions _______________ XXXX XXXX XXXX  -- -- XXXX Past Due : {$420.00} Comments : Customer disputed account - reported by subscriber. 
Account seriously past due date/account assigned to attorney, collection agency, or credit grantor 's internal collection department. 
Consumer disputes this account information Collection account _______________ XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Past Due : {$420.00} Payment Status : Collection/Chargeoff Last Reported : XX/XX/XXXX Comments : Account information disputed by consumer, meets FCRA requirements _______________ XXXX ( Original Creditor : XXXX XXXX XXXX ) Past Due : {$430.00} XX/XX/XXXX Comments : Account information disputed by consumer, meets FCRA requirements Customer disputed account - reported by subscriber. 
Consumer disputes this account information Medical Subject has not satisfied debt. 
_______________ US DEPT ED ( 1 ) Past Due : {$18000.00} Last Reported : XX/XX/XXXX Comments : Collection Account Student loan permanently assigned to government Student loan permanently assign to government. 
Account seriously past due date/account assigned to attorney, collection agency, or credit grantor 's internal collection department. 
Student loan assigned to government Collection account _______________ US DEPT ED ( 2 ) Past Due : {$31000.00} XX/XX/XXXX Comments : Collection Account Student loan permanently assigned to government Student loan permanently assign to government. 
Account seriously past due date/account assigned to attorney, collection agency, or credit grantor 's internal collection department. 
Student loan assigned to government Collection account _______________ DEPTEDXXXX ( 1 ) Past Due : {$17000.00} XX/XX/XXXX XX/XX/XXXX Comments : Account closed due to transfer Account transferred or sold Student loan _______________ DEPTEDXXXX  ( 2 ) Past Due : {$28000.00} Comments : Account closed due to transfer Account transferred or sold Student loan _______________ US DEPT ED ( 3 ) {$5500.00} XX/XX/XXXX Comments : Collection Account Student loan permanently assigned to government Student loan permanently assign to government. 
Account seriously past due date/account assigned to attorney, collection agency, or credit grantor 's internal collection department. 
Student loan assigned to government Collection account _______________ US DEPT ED ( 4 ) Past Due : {$2500.00} XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Comments : Collection Account Student loan permanently assigned to government Student loan permanently assign to government. 
Account seriously past due date/account assigned to attorney, collection agency, or credit grantor 's internal collection department. 
Student loan assigned to government Collection account _______________

Company response to consumer: Closed with explanation