Consumer complaint received 2023-12-30
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX, Florida XXXX Date of Birth : XX/XX/XXXX SS # : XXXX TransUnion, XXXX, XXXX XX/XX/XXXX EMERGENCY! 
- Cease and Desist reporting of the account name filings to all consumer reporting agencies. 
- Remove reporting of the account name filings from all consumer reporting agencies. 
Ignoring this Cease and Desist will be evidence that the infringements were willing, deceptive, and in. 
Violation of the FCRA This is the final step I am taking BEFORE TAKING THIS INACCURATE, FRAUDULENT ACTIVITY IN FRONT OF A JUDGE. Under the FCRA, ONLY CORRECT INFORMATION WILL BE ADDED TO A CONSUMERS CREDIT REPORT, and the information on my credit report FROM XXXX XXXX XXXX XXXX ISNT ACCURATE! I've spoken to my lawyer, and he told me that I COULD EASILY take THIS to court AND FINE XXXX XXXX XXXX XXXX {$1000.00} PER VIOLATION ( and there are a lot of violations ). I DEMAND YOU, XXXX XXXX XXXX XXXX, REMOVE ALL OF THESE FRAUDULENT, INACCURATE ACCOUNTS FROM MY CREDIT REPORT WITHIN 24 HOURS OF RECEIVING THIS LETTER. YES, I WANT THE ENTIRE ACCOUNT FULLY WHIPPED OFF MY CREDIT REPORT WITH NO FRAUD OR DISPUTE COMMENTS OR REMARKS LEFT ON MY CREDIT REPORT The Accounts Below Are 1000 % FCRA Violations and NEEDS TO BE FULLY REMOVED FROM MY TRANSUNION AND XXXX CREDIT REPORT, OR there WILL BE SOME XXXX LEGAL ACTION BEING TAKEN!!!! THESE ACCOUNTS ARE INACCURATE, AND ACCORDING TO THE FCRA, THAT IS XXXX FRAUDDDDDD!!!! SO, REMOVE THE ACCOUNTS LISTED BELOW NOW!!!!! 
Incorrect Personal Information This personal information is incorrect : Name : XXXX XXXX XXXX - XXXX This personal information is incorrect : Former : XXXX XXXX - XXXX, XXXX This personal information is incorrect : Also Known As : XXXX XXXX - XXXX, XXXX This personal information is incorrect : Previous Address ( es ) : XXXX XXXX XXXX XXXX FL XXXX- XXXX This personal information is incorrect : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXXXXXX FL XXXX - XXXX This personal information is incorrect : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXXXXXX FL XXXX - TransUnion This personal information is incorrect : Employers : XXXX XXXX XXXX - TransUnion Unauthorized Inquiries XXXX XXXX - ( Date : XX/XX/XXXX ) - XXXX, XXXX XXXX XXXX - ( Date : XX/XX/XXXX ) - XXXX, XXXX XXXXXXXX XXXX XXXX XXXX - ( Date : XX/XX/XXXX ) - XXXX XXXX OF XXXX - ( Date : XX/XX/XXXX ) - XXXXXXXX XXXX XXXX - ( Date : XX/XX/XXXX ) - XXXX, XXXX XXXX XXXX - ( Date : XX/XX/XXXX ) - XXXX XXXX XXXX XXXX XXXX - ( Date : XX/XX/XXXX ) - XXXXXXXX XXXX XXXX XXXX - ( Date : XX/XX/XXXX ) - XXXX XXXX XXXX XXXX - ( Date : XX/XX/XXXX ) - XXXXXXXX XXXX XXXX XXXX - ( Date : XX/XX/XXXX ) - XXXX XXXX XXXX XXXX - ( Date : XX/XX/XXXX ) - XXXX, XXXX XXXX XXXX XXXX - ( Date : XX/XX/XXXX ) - XXXX XXXXXXXX XXXX - ( Date : XX/XX/XXXX ) - XXXX XXXXXXXX XXXX XXXXXXXX - ( Date : XX/XX/XXXX ) - XXXX XXXXXXXX XXXX XXXXXXXX - ( Date : XX/XX/XXXX ) - XXXXXXXX XXXX XXXX XXXX XXXX ( Date : XX/XX/XXXX ) - XXXX XXXX XXXXXXXX XXXX - ( Date : XX/XX/XXXX ) - XXXX XXXX XXXX XXXX XXXX ( Date : XX/XX/XXXX ) - XXXX XXXX XXXX - ( Date : XX/XX/XXXX ) - TransUnion XXXX XXXX XXXX ( Date XXXX XX/XX/XXXX ) - XXXX XXXX - ( XXXX XXXX XX/XX/XXXX ) - XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX XX/XX/XXXX ) - XXXX XXXX XXXX NA XXXX ( Date : XX/XX/XXXX ) - XXXX XXXXXXXX XXXX - ( Date : XX/XX/XXXX ) - TransUnion XXXX XXXX - ( Date : XX/XX/XXXX ) - TransUnion XXXX - ( Date : XX/XX/XXXX ) - TransUnion XXXX XXXX - ( Date : XX/XX/XXXX ) - TransUnion XXXX XXXX XXXX - ( Date : XX/XX/XXXX ) - TransUnion XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX ) - XXXX XXXX XXXX XXXX - ( Date : XX/XX/XXXX XXXX - XXXX XXXX - ( Date : XX/XX/XXXX ) - TransUnion XXXX XXXX - ( Date : XX/XX/XXXX ) - TransUnion XXXX XXXX XXXX - ( Date : XX/XX/XXXX ) - TransUnion Identity Theft Accounts XXXX - XXXX XXXX - ACCT # : XXXX - XXXX, XXXX, TransUnion XXXX XXXX XXXX - ACCT # XXXX XXXX XXXX XXXX, XXXX, TransUnion XXXXXXXX XXXX XXXX XXXX  XXXX - ACCT # : XXXX - XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX ACCT # : XXXX - XXXX, TransUnion XXXX XXXX - ACCT # : XXXX - XXXX XXXX XXXX XXXX TransUnion XXXX XXXX - ACCT # : XXXX - XXXX, XXXX XXXX TransUnion XXXX XXXX XXXX - ACCT # : XXXX - XXXX, XXXX XXXX TransUnion TO MAKE THE DELETION PROCESS EASIER FOR YOU , I'VE ATTACHED THE INACCURATE ACCOUNT THAT NEEDS TO BE TAKEN OFF MY CREDIT REPORT ASAP!!! BEFORE YOUR XXXX GET SUED, IM NOT PLAYING NO GAMES AT ALL!!! GET THIS XXXX OFF MY CREDIT. WHAT YOUR CORPORATION IS DOING VIOLATES THE CONSUMER FAIR CREDIT REPORTING ACT AND IS FRAUD!!! 
In accordance with FCRA, Section 611, I am requesting this information to review for completeness and accuracy, and appropriateness. In lieu of sending the information, you can reopen the dispute and ensure a proper investigation is performed. 
I would appreciate a timely response outlining the steps that will occur to resolve this matter. If I do not receive a response I will have no choice but to exercise my right under FRCA, Section 616, and pursue legal action.

Listen up, credit bureau. I'm making it crystal clear that I demand accuracy and completeness in my credit report in accordance with FCRA, Section 611. So, I'm requesting that you provide me with the information I need to review my report and make sure that it's appropriate. 
If you're too XXXX lazy to send me the information, then reopen my dispute and make sure that a proper investigation is performed. I won't stand for any XXXX from you guys. 
I expect a timely response outlining the steps that will be taken to resolve this matter. If I don't receive a response, then you can bet your XXXX that I'll exercise my right under FCRA, Section 616, and pursue legal action. So, step up and do the right thing or face the consequences. 
Sincerely, XXXX XXXX WHEN DONE WITH YOUR INVESTIGATION, I WILL NEED A FULL UPDATE SENT BACK TO ME FROM XXXX TRANSUNION AND XXXX!!! 
THE INACCURATE ACCOUNTS LISTED ARE VIOLATIONS OF THE FCRA, AND IF NOT REMOVED WITHIN 24 HOURS OF RECEIVING THIS NOTICE, MY LAWYER AND I WILL FILE LEGAL ACTION AGAINST YOU!!! 

MOVE THIS INACCURATE FRAUDULENT XXXX FROM MY CREDIT REPORT NOW, OR GET YOUR XXXX SUED FOR {$1000.00} PER VIOLATION. I TRIED TO BE NICE, BUT NOT ANYMORE I HAVE ALREADY MADE A CFPB COMPLAINT ABOUT YOUR BUSINESS, AND I WONT STOP UNTIL THIS INACCURATE INFORMATION IS 100 % REMOVED FROM THE REPORT

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief