Consumer complaint received 2021-01-15
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
XXXX {$0.00} Balance updated XX/XX/XXXX XXXX late payment Account Info Hover over labels for more details Account number XXXX Account status Open Date opened XX/XX/XXXX Account type Revolving Charge Account Usage : 0 % Balance on XX/XX/XXXX Credit Limit {$0.00} {$5000.00} Payment Info Status Current, was past due 30 days Status date XX/XX/XXXX Past due amount - Highest balance {$1800.00} Monthly payment {$0.00} Late payments XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX - - - - - - - - - - - XXXX XXXX - - XXXX On Time 30 Days Late - Data Unavailable Additional info Responsibility Individual Terms Revolving Company sold - Original creditor - Comments fcra violations never late see attachments XXXX XXXXXXXX XXXX {$7500.00} Balance updated XX/XX/XXXX 1 late payment Account Info Hover over labels for more details Account number XXXX Account status Open Date opened XX/XX/XXXX Account type Auto Loan Paid Off : 14 % Balance on XX/XX/XXXX Loan Amount {$7500.00} {$8700.00} Payment Info Status Current, was past due 30 days Status date XX/XX/XXXX Past due amount The balance currently reported as past-due by the company holding the account. 
- Original loan amount {$8700.00} Monthly payment {$260.00} Late payments XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  30 On Time 30 Days Late Fcra violations never late see attachments XXXX XXXX  Credit Cards Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXXXXXX XXXX Credit Cards Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX XXXX XXXX Credit Cards Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX Credit Cards Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX All Banks - non specific Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX Credit Unions Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX Department And Variety Stores - non specific Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX XXXX XXXX Credit Unions Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX XXXX Home Furnishings - non specific Inquiry date : XX/XX/XXXX Removal date : XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX All Banks - non specific Inquiry date : XX/XX/XXXX Removal date : XX/XX/XXXX FCRA violations inquires not authorized This account is currently under dispute You can't create a new dispute for an account that is already being disputed, but the details are here for your records. 

Dispute Submitted Under Dispute Dispute Resolution back button Reason and details Add a Comment Add more detail to your disputeXXXX characters back buttonReason and details Do you believe this information appearing on your Credit Report may be a result of identity theft? 

back buttonChange Dispute Reason If you believe that this information appears on your Credit Report as a result of identity theft, contact us by phone immediately. 
Report # : XXXX XXXX Mon - Fri : XXXX - XXXX back button Reason and details back buttonReason and details General Account Info Report Number : XXXX Date Generated : XX/XX/XXXX Account NameXXXX XXXXXXXX Account XXXX Account TypeCell Phone ResponsibilityIndividual Date XXXX StatusPaid in settlement. 
Status UpdatedXXXX XXXX Balance- Balance Updated- Recent Payment- Monthly Payment {$0.00} Original Balance {$1200.00} Highest Balance {$1200.00} Terms1 Months On Record Until fcra violations not mine

Company response to consumer: Closed with explanation