Consumer complaint received 2021-08-26
Company: EQUIFAX, INC.
State: LA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I've been disputing inaccurate accounts with XXXX, XXXX and Equifax via USPS Certified Mail over the past 6 months. According to FCRA the following accounts still remain inaccurate and needs to be removed for the following violations listed below ... .Account XXXX XXXX XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by XXXX and XXXX , Payment pattern reporting after account closed date by XXXX , Re-Aged account by XXXX and XXXX ... .. Account XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by XXXX, XXXX and Equifax, Payment pattern reporting after account closed date by XXXX and Equifax, Re-Aged account by XXXX, XXXX, Equifax ... .. Account XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by XXXX and XXXX , Payment pattern reporting after account closed date by XXXX, Re-Aged account by XXXX and XXXX ... .. Account XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by XXXX, Inaccurate Late 90 Days on a {$0.00} balance account reported by XXXX, Payment pattern reporting after account closed date by XXXX, Re-Aged account by XXXX and XXXX ... .. Account XXXX XXXX, XXXX, Equifax dates of last activity does not coincide it reports 3 different dates, this account had been Re-Aged by XXXX XXXX Equifax, Payment pattern reporting after account closed date by XXXX and Equifax. Account XXXX XXXX XXXX, XXXX, Equifax dates of last activity does not coincide it reports 3 different dates, this account had been Re-Aged by XXXX and XXXX, Payment pattern reporting after account closed date by XXXX. XXXX XXXX XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by XXXX, this account had been Re-Aged by XXXX and XXXX, Payment pattern reporting after account closed date by XXXX ... .. Collection Account XXXX reports ; an inaccurate OPEN account status by XXXX , this account Re-Ages every month by XXXX XXXX XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by XXXX and XXXX ... .Collection Account XXXX XXXX ( XXXX XXXX ) reports ; an inaccurate OPEN account status by XXXX, this account Re-Ages every month by XXXX  ... XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by XXXX and XXXX, , this account has an duplicate collection account XXXX XXXX ( XXXX XXXX XXXX XXXX ) recorded blatantly by Equifax it reports an inaccurate OPEN account status and payment status Late 120 days, records an erroneous past due amount and an inaccurate balance owed, and an erroneous payment data pattern ... Collection Account XXXX XXXX ( XXXX XXXX XXXX ) reports ; an inaccurate OPEN account status by XXXX, this account Re-Ages every month by XXXX ... XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by XXXX  and XXXX ,, this account has an duplicate collection account XXXX XXXX ( XXXX XXXX XXXX ) recorded blatantly by XXXX  it reports an inaccurate OPEN account status and payment status Late 120 days, records an erroneous past due amount and an inaccurate balance owed and an erroneous payment data pattern .... Collection Account XXXX XXXX ( XXXX XXXX XXXX ) reports ; an inaccurate OPEN account status by XXXX, this account Re-Ages every month by XXXX ... XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by XXXX and XXXX ,, this account has an duplicate collection account XXXX XXXX ( XXXX XXXX ) recorded blatantly by Equifax it reports an inaccurate OPEN account status and payment status Late 120 days, records an erroneous past due amount and an inaccurate balance owed and an erroneous payment data pattern .... Collection Account XXXX XXXX reports ; an inaccurate OPEN account status by XXXX, this account Re-Ages every month by XXXX ... XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by XXXX and XXXX , ,this account has an duplicate collection account XXXX ( XXXX ) recorded blatantly by Equifax it reports an inaccurate OPEN account status and payment status Late 120 days, records an erroneous past due amount and an inaccurate balance owed and an erroneouspayment data pattern ... XXXX Find my most recent dispute letters attached.

Company response to consumer: Closed with explanation