Consumer complaint received 2023-02-17
Company: Eastern Revenue, Inc.
State: PA
Product: Debt collection
Sub-product: Other debt
Issue: Written notification about debt
Sub-issue: Didn't receive enough information to verify debt

Complaint:
Please be advised this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act ( FCRA ) 15 U.S. Code 1692g stating your claim is disputed and validation is requested. 
Please understand that this letter is not a request for verification or proof of mailing address. This services as an explicit a request for VAILDATION made pursuant to the above-mentioned Title and Section. Im requesting that your office provides me with competent evidence that I have any legal obligation to pay you.

Im also informing Eastern Revenue Inc., that if your office has reported invalidated information to any of the XXXX major credit bureaus ( XXXX, XXXX, or XXXX ) this action may constitute fraud under both Federal and State Laws. 
Due to this fact, if any negative mark is found on any of my credit reports by Eastern Revenue Inc or the company you represent, I will not hesitate in bringing legal action against and your client for the following : violation of the Fair Credit Reporting Act, violation of the Fair Debt Collection Practices Act, and Defamation of Character ( per se ). 
If Eastern Revenue Inc, can provide the proper documentation as requested in the following Declaration, I will require at least 30 calendar days to investigate this information, during which time all collection activity shall CEASE and DESIST. 
Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing of information to a credit reporting repository that could be inaccurate or invalidated. 
If Eastern Revenue Inc., fails to respond to this validation request within 30 calendar days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file, and a copy of such deletion request shall be sent to me immediately.

The Following information is required. Please fill om the form below in its entirety.

1. Name and address of Alleged creditor : 2. Name on file of alleged debtor : 3. Alleged Account # : 4. Address on file for alleged debtor : 5. Amount of alleged debt : 6. Date this alleged became payable : 7. Date of original charge off or delinquency : 8. Was this debt assigned to a debt collector or purchased? ___No ___Yes 9. Amount Paid if debt was purchased : 10. Commission for debt if collection efforts are successful : Please attach copies of the following : Agreement with your client that grants Eastern Revenue Inc., the authority to collect this alleged debt.

Signed agreement Debtor has made with Eastern Revenue Inc., or other verifiable proof Debtor has a contractual obligation to pay Debt collector.

Any agreement that bears the signature of Debtor, wherein agreed to pay Creditor. 
All statements while this account was open. 
Have any insurance claims been made by any creditor regarding this account? 
__Yes __No Have any Judgements been obtained by any creditor regarding this account? 
__Yes __No Please provide me the name and address of the bonding agent for Eastern Revenue Inc. , in case legal action becomes necessary : Date : ___________ Authorized Signature of Creditor You must return this completed form along with copies of all requested information, assignments of other transfer agreements, which would establish your right to collect this alleged debt within 30 calendar days from the date of receipt of this letter.

Your Claim can not and WILL NOT be considered if any portion of this form is not completed and retuned with copies of all requested documents. This is a request for Validation made pursuant to the Fair Debt Collection Practices Act.

Please allow 30 calendar days for processing after I receive this information.

Company response to consumer: Closed with explanation