Consumer complaint received 2023-06-05
Company: Experian Information Solutions Inc.
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
I received a copy of my credit report with the intention of trying to improve my credit and take care of my responsibilities and noticed a few accounts that I wanted a little more explanation on. I am not saying they are reporting right or wrong. I am just saying that I an not 100 percent sure if they are. I also read something called the Fair Credit Reporting Act where it said by law, I had rights to challenge anything I am not sure is accurate. Some of the people reporting things on me, I have never heard of which made me write to you all. 

Are you familiar with something called 15 U.S.C Sec. 1681 ( a )? I heard that if you cant provide proof, these accounts must be deleted. Well I want these accounts deleted if they are not 100 percent right and correct. So, could you please check on these and get back to me? I saw on a Credit Site and Board where this lawyer said you have 30 days to complete the investigation. Please investigate the following accounts and remove them if anything is missing or not correct on them. 

XXXX XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report XXXX XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report XXXX XXXXXXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report XXXX XXXX XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report XXXX XXXX XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report XXXX XXXX  XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report XXXX XXXX XXXX investigate if every piece of information is correct. If not, please remove it from my credit report XXXX XXXX XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report XXXX XXXX XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report XXXX XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report XXXX XXXX  XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report XXXX XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report XXXX  XXXX XXXX XXXX Please investigate if every piece of information is correct. If not, please remove it from my credit report

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation