Consumer complaint received 2021-09-14
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: SC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Hello I am writting for assistance. I recently sent in two letters back to back with my police report, two forms of identification, and also placed a freeze on my account with each bureau. I have received correspondence from Transuion, XXXX and XXXX with stalls letters. These bureau has had over 30 days to comply and update fradulent information on my credit report. The letter below is what was submitted and requested to be removed : To Whom It May Concern, I am a victim of identity theft and have enclosed a copy of my police report/identity theft report, a copy of my drivers license and social security card as proof of my identity, plus proof of my current address. I am writing to request that you place an immediate block on the following fraudulent information in my credit file within 4 days upon receipt of this correspondence. 

I have recently obtained a copy of my credit file and the information does not relate to any transactions that I have made ; therefore, I am requesting that these accounts be completely removed and blocked from my credit file. This is not a regular dispute I have filed a complaint with the Federal Trade Commission to document being a victim of identity theft. 

Please block this fraudulent information per sections 605B, 615 ( f ) and 623 ( a ) ( 6 ) of the Fair Credit Reporting Act. I am requesting that the following fraudulent accounts be deleted and blocked from my credit file : 1. The inquiry was not authorized XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

2. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

3. The inquiry was not authorized XXXX  XXXX  XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

4. The inquiry was not authorized XXXX XXXX  XXXX  of inquiry : XX/XX/XXXX Please remove it from my credit report. 

5. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

6, The inquiry was not authorized XXXX  Date of XXXX : XX/XX/XXXX XXXX. XXXXThe inquiry was not authorized XXXX XXXX  Date of Inquiry : XX/XX/XXXX The inquiry was not authorized XXXX XXXX Date of Inquiry : XX/XX/XXXX The inquiry was not authorized XXXX Date of Inquiry : XX/XX/XXXX The inquiry was not authorized XXXX  Date of Inquiry : XX/XX/XXXX The inquiry was not authorized XXXX XXXX  Date of Inquiry : XX/XX/XXXX The inquiry was not authorized XXXX  Date of Inquiry : XX/XX/XXXX The inquiry was not authorized XXXX  Date of Inquiry : XX/XX/XXXX The inquiry was not authorized XXXX  Date of Inquiry : XX/XX/XXXX The inquiry was not authorized XXXX Date of Inquiry : XXXX The inquiry was not authorized XXXX  Date of Inquiry : XX/XX/XXXX The inquiry was not authorized XXXX  Date of Inquiry : XX/XX/XXXX Transunion Inquiries that is showing that is due to Identity Theft That Has Been Requested To Be Remove -Refer To letter that is attached XXXX  XXXX XXXX XXXX  XXXX  XXXX XXXX XXXX XXXX  XXXX Kind regards, XXXX XXXX Enclosures : Police Report/Identity Theft Report, FCRA Sections 605B, 615 ( f ), 623 ( a ) ( 6 )

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation