Consumer complaint received 2023-03-15
Company: EQUIFAX, INC.
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX New York, New York XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Dear Sir/Madam, I am writing in regards to my credit report which contains several inaccuracies. Specifically, there are a number of negative items that have been reported in error, and I would like to request that these be removed from my credit report immediately. 

The following accounts contain incorrect information that must be corrected or deleted from my credit report : XXXX XXXX - Account Number : XXXX Please verify the payment status, balance, payment history, comments and account number as they might be incorrect. Correct or delete all these incorrect information from this account. 

XXXX XXXX XXXX XXXX  - Account Number : XXXX Please verify the payment status, balance, payment history, comments and account number as they might be incorrect. Correct or delete all these incorrect information from this account. 

XXXX - Account Number : XXXX Please verify the payment status, balance, payment history, comments and account number as they might be incorrect. Correct or delete all these incorrect information from this account. 

XXXXXXXX XXXX - Account Number : XXXX Please verify the payment status, balance, payment history, comments and account number as they might be incorrect. Correct or delete all these incorrect information from this account. 

DEPT OF EDUCATIONXXXX - Account Number : XXXX This situation is completely absurd. There is no record in my possession that this account belongs to me. You must remove this inaccurate information from my credit report without any delay. 

DEPT OF EDUCATIONXXXX - Account Number : XXXX This situation is completely absurd. There is no record in my possession that this account belongs to me. You must remove this inaccurate information from my credit report without any delay. 

DEPT OF EDUCATIONXXXX - Account Number : XXXX This situation is completely absurd. There is no record in my possession that this account belongs to me. You must remove this inaccurate information from my credit report without any delay. 

DEPT OF EDUCATIONXXXX - Account Number : XXXX This situation is completely absurd. There is no record in my possession that this account belongs to me. You must remove this inaccurate information from my credit report without any delay. 

DEPT OF EDUCATIONXXXX - Account Number : XXXX This situation is completely absurd. There is no record in my possession that this account belongs to me. You must remove this inaccurate information from my credit report without any delay. 

XXXX XXXX - Account Number : XXXX This situation is completely absurd. There is no record in my possession that this account belongs to me. You must remove this inaccurate information from my credit report without any delay. 

XXXX XXXX XXXX XXXX - Account Number : XXXX This situation is completely absurd. There is no record in my possession that this account belongs to me. You must remove this inaccurate information from my credit report without any delay. 

XXXX XXXX  - Account Number : XXXX This situation is completely absurd. There is no record in my possession that this account belongs to me. You must remove this inaccurate information from my credit report without any delay. 

In addition, the following personal information contained in my credit report is incorrect and must be removed : Account Number : XXXX XXXX XXXX- This name belongs to someone else. Delete it from my report immediately. 

Account Number : XXXX XXXX - This name belongs to someone else. Delete it from my report immediately. 

Account Number : XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX XX/XX/XXXX - This address belongs to someone else. Delete it from my report immediately. 

Account Number : XXXX XXXX XXXX XXXX, WI XXXX XX/XX/XXXX - This address belongs to someone else. Delete it from my report immediately. 

Account Number : XXXX XXXX - This name belongs to someone else. Delete it from my report immediately. 

Account Number : XXXX XXXX - This name belongs to someone else. Delete it from my report immediately. 

I would like to request that these errors be corrected as soon as possible, as they are affecting my ability to obtain credit and other financial services. I understand that it is important to maintain accurate credit reports, and I hope that you will take prompt action to correct these errors. 

Thank you for your attention to this matter. 

Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation