Consumer complaint received 2022-02-22
Company: Experian Information Solutions Inc.
State: MD
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
XXXX Incorrect Personal information Previous Addresses : XXXX XXXX  XXXX XXXX XXXX, MD XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX XXXX XXXX XXXX, FL XXXX Employers : XXXX XXXX XXXX XXXX XXXX = Please remove this inaccurate information in my account. 

Charge-off : XXXX XXXX XXXX XXXX Balance : {$3000.00} =You are reporting inaccurate information on this account. Per FCRA, reporting must be 100 % accurate or the information must be deleted. 

Inquiries : XXXX XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX  Date of Inquiry XX/XX/XXXX XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXX XXXX  Date of Inquiry XX/XX/XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX =Establish a verification of the data presented. I believe it is incorrect so please verify and remove it from my credit report if unable to verify. 

EXPERIAN Incorrect Personal Information Previous Addresses : XXXXXXXX XXXX XXXX XXXX XXXX, MD XXXX XXXX XXXX XXXX XXXX MD XXXX Employers : XXXX XXXX XXXX = Please check this and remove immediately. 

Collection : XXXXXXXX XXXX XXXXXXXX ( Original Creditor : XXXX XXXX ) XXXX Balance : {$510.00} XXXX XXXX ( Original Creditor : XXXX ) XXXX Balance : {$27.00} =I would like you to review the date this collection was first assigned and the date of the last activity. I don't think this collection is 100 % accurate, please remove this item immediately Charge-off : XXXX XXXX XXXX XXXX Balance : {$3000.00} =You are reporting inaccurate information on this account. Per FCRA, reporting must be 100 % accurate or the information must be deleted. 

Inquiries : XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX  Date of Inquiry XX/XX/XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXXXXXX XXXX Date of Inquiry XX/XX/XXXX XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX =Provide evidence that these are mine. If not, delete it. 


XXXX Incorrect Personal Information Previous Address ( es ) : XXXX XXXX XXXX  XXXX, MD XXXX XXXX XXXX  XXXX XXXX XXXX, MD XXXX =These are not my legal address. Kindly remove this right away. 

Employers : XXXX XXXX XXXX XXXX XXXX XXXXPlease verify and delete immediately. 


Collection : XXXXXXXX XXXX XXXXXXXX ( Original Creditor : XXXX XXXX ) XXXX Balance : {$510.00} = Please remove this collection from my credit report. 

Late Close : XXXX XXXX XXXX Balance : {$0.00} =I need the following investigated account name, date of last activity, and opening date. I believe this information may be wrong. I need this removed immediately. 

Charge-off : XXXX XXXX XXXX XXXX Balance : {$3000.00} =You are reporting inaccurate information on this account. Per FCRA, reporting must be 100 % accurate or the information must be deleted. 

Inquiries : XXXX Date of Inquiry XX/XX/XXXX XXXX Date of Inquiry XX/XX/XXXX XXXX  Date of Inquiry XX/XX/XXXX XXXX XXXX Date of Inquiry XX/XX/XXXX =I believe I did not sign any paper authorizing these inquiries. Delete it.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief