Consumer complaint received 2023-07-28
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
To Whom It May Concern : This notice is to inform you that you unlawfully reported fraudulent accounts that arose from IDENTITY THEFT that you did not verify as required by law on my consumer report. I recently checked my consumer report and noticed accounts I didnt open on my own. 
Pursuant XXXX XXXX XXXX XXXX - XXXX of information resulting from identity theft Except as otherwise provided in this section, aconsumer reporting agencyshall block the reporting of any information in thefileof aconsumerthat theconsumeridentifies as information that resulted from an allegedidentity theft, not later than XXXX business days after the date of receipt by such agency of ( XXXX ) appropriate proof of the identity of theconsumer ; ( XXXX ) a copy of anidentity theft report ; ( XXXX ) the identification of such information by theconsumer ; and ( XXXX ) a statement by theconsumerthat the information is not information relating to any transaction by theconsumer. 

The Following accounts are a result of Identity theft and was not initiated by me, I demand that they are DELETED immediately : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX My identity has been stolen you are hereby put on notice. 
Aggravated Identity Theft pursuant to XXXX XXXX. XXXX. 
Whoever, during and in relation to anyfelony violation enumerated in subsection ( c ), knowingly transfers, possesses, or uses, without lawful authority, a means of identification of another person shall, in addition to the punishment provided for such felony, be sentenced to a term of imprisonment of 2 years. 

XXXX XXXX XXXX Permissible purpose of consumer reports Subject to subsection ( c ) any consumer reporting agency XXXX furnish a consumer report under the following circumstances and no other : ( XXXX ) In accordance with the written instructions of the consumer to whom it relates. 
XXXX states XXXX XXXX XXXX Fair Credit Reporting Act ( a ) Accuracy and fairness of credit reports ( XXXX ) There is a need to insure thatconsumerreporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for theconsumers right to privacy. 
Pursuant XXXX XXXX XXXX XXXX - Block of information resulting from identity theft Except as otherwise provided in this section, aconsumer reporting agencyshall block the reporting of any information in thefileof aconsumerthat theconsumeridentifies as information that resulted from an allegedidentity theft, not later than XXXX business days after the date of receipt by such agency of ( XXXX ) appropriate proof of the identity of theconsumer ; ( XXXX ) a copy of anidentity theft report ; ( XXXX ) the identification of such information by theconsumer ; and ( XXXX ) a statement by theconsumerthat the information is not information relating to any transaction by theconsumer. 

I have attached all the relevant documents pursuant the above Section of the law. 
I demand all the above Fraudulent accounts DELETED immediately. 
I Demand an updated copy of my Consumer file reflecting these changes ( XXXX XXXX XXXX XXXX XXXX Access to free reports ) Be Advised I will CC The Bureau of Consumer Protection Financial XXXX CFPB ) FTC Attorney XXXX XXXX XXXX XXXX state and Mine Thank you,

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief