Consumer complaint received 2023-12-10
Company: EQUIFAX, INC.
State: CT
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
My information was sold and bought illegally because I was a victim of the Equifax data breach. I want these items deleted from my consumer report effective immediately. I am attaching proof that Equifax has admitted that i was in fact a victim of this data breach and Equifax has done nothing to resolve this. Furthermore, due to the violation of the privacy on my rights being violated under the Privacy Act of 1974, The Freedom Of Information Act 5 U.S. Code 552, the Data Care Act of 2023, under the Consumer Privacy Bill of Rights. Equifax has violated my consumer rights continuing to ignore my claims and requests to delete these illegal accounts form my consumer report. Not only has all of my Consumer Rights been violated within the Laws, Rule, Regulations and Requirements above, furthermore my 12 CFR 100.34 ( c ) right has been violated alleging these account belong to me i have yet FAILED TO BE OR RECIEVE INFORMAL NOTICE. The reporting of inaccurate and outdate information which 15 U.S Code 1681 ( b ) speaks on that relevancy and the obligation Equifax has. Please help me Update my personal information and delete these items from my Equifax consumer report. 

My PERSONAL INFORMATION is as follows ; My ONE only name is : XXXX XXXX XXXX My one and only Deliverable / Mailing address is : XXXX XXXX XXXX XXXX, CT XXXX My ONLY responsive email is : XXXX Any other PERSONAL information Equifax is providing needs to be deleted and updated IMMEDIATELY. 

ACCOUNTS VIOLATIONS as follows : 12CFR 1006.34 ( my validation of authenticity request of this actual debt belonging to me and not ALLEDGED being mine was never produced from Equifax ) XXXX - XXXXXXXX XXXX XXXXXXXX XXXX XXXX CLOSED ) - XXXX  XXXX XXXX XXXX XXXX - XXXX XXXX 15 U.S. Code 1681 ( a ) ( 2 ) EXCLUSIONS - reports containing information solely as to transactions or experiences between consumer and the person making the report! Eqifax is a 3rd party and PER the FCRA as a federally protected consumer I am now OPTING OUT of any and all authorization, I the consumer may have given you, written or non written, verbal or non verbal, Per U.S. Code 6802. Please update the account that follows : XXXX XXXX XXXX  XXXX XXXX. 

INQUIRY VIOLATIONS as follows, Please delete ALL ; by said per Laws above and U.S. Code 1681 ( a ) ( 1-4 ) - Accuracy and Fairness of Credit Reporting , and ( b ) Reasonable Procedures and Permissible Purpose. 

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Company response to consumer: Closed with non-monetary relief