Consumer complaint received 2022-11-14
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
Transunion consumer reporting company violated XXXX XXXX XXXX XXXX - Responsibilities of furnishers of information to consumer reporting agencies XXXXXXXX XXXX XXXX XXXX XXXX  ( Please delete this account from my report due to its inaccuracies. ) This account information is inaccurate. The account was paid in full and on time and never late. You are showing late payment history on an account that was never late. Please remove the late payments from this account because it is inaccurate. The account was paid, and the creditor did not report accurately. 
XXXX. XXXX XXXX  ( Please delete this account from my report due to its inaccuracies. ) This account information is inaccurate. The account was settled and should not appear on my credit report as owing a balance. You can not report a charge off when an agent of the creditor accepted payment for this account. Please provide written information XXXX XXXX  stating they did not accept payment in full for this account. 
XXXX. XXXX  XXXX XXXX Please delete this account from my report due to its inaccuracies. ) This account information is inaccurate. The account was paid in full as agreed after a consumer dispute with the creditor. Using derogatory language to describe a paid in full as a chargeXXXXoff is damaging to a potential lender when looking at my credit report. Your reporting is inaccurate. Please contact the creditor to confirm this account was paid in full as agreed. 
XXXX. XXXX XXXX XXXX XXXX XXXX XXXX Please delete this account from my report due to its inaccuracies. ) This account information is inaccurate. The account was paid in full as agreed after a consumer dispute with the creditor. Using derogatory language to describe a paid in full as a chargeXXXXoff is damaging to a potential lender when looking at my credit report. Your reporting is inaccurate. Please contact the creditor to confirm this account was paid in full as agreed. 
XXXX. XXXX XXXX ( Please delete this account from my report due to its inaccuracies. ) This account information is inaccurate. The account was paid in full as agreed after a consumer dispute with the creditor. Using derogatory language to describe a paid in full as a chargeXXXXoff is damaging to a potential lender when looking at my credit report. Your reporting is inaccurate. Please contact the creditor to confirm this account was paid in full as agreed. 
XXXX. XXXX XXXX XXXX XXXX  XXXX ( Please delete this account from my report due to its inaccuracies. ) This account information is inaccurate. The account was paid in full as agreed after a consumer dispute with the creditor. Using derogatory language Charge_off to describe a paid in full as agreed it damaging to a potential lender when looking at my credit report. Your reporting is inaccurate. Please contact the creditor to confirm this account was paid in full as agreed.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief