Consumer complaint received 2023-01-21
Company: WELLS FARGO & COMPANY
State: TX
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
REGARDING RESPONSE TO CFPB COMPLAINT XXXX I HAVE READ SUBMITTED RESPONSE BY WELLS FARGO XXXX THE INDIVIDUAL WHO SIGNED THIS LETTER IS NOT IN THE EXECUTIVE OFFICE, THE INDIVUAL IS A PERSONAL BANKER AND I HAVE NEVER SPOKEN TO ANY ONE FROM WELLS FARGO NOR THIS RESPONDANT WHICH IS STATED WITHIN THE WELL FARGO RESPONSE, THIS LETTER IS FRAUDLUENT AND WAS WRITTEN BY SOMEONE AS DIRECTED BY XXXX XXXX XXXX XXXX XXXX WHO SERVED AS VP FOR WELLS FARGO. THE RESPONSE WAS WRITTEN AS IS I WAS INQUIRING IN REGARDS TO AN INITIAL LOAN IN XXXX XXXX XXXX. THIS DATE WAS LISTED WITHIN THE LETTER IN ORDER TO INTENTIONALLY DERAIL ME AND OTHERS. THE LOAN OF XXXX WAS TAKEN OUT YEARS LATER AFTER XXXX UTILIZING A FRAUDULENT POA WITH MY NAME ON IT. FURTHER MORE IN XXXX XXXX XXXX UNBEKNOWST TO ME XXXX XXXX AND HER FATHER XXXX XXXX WHERE INVOLVED IN OBTAIN FRAUD LOANS ON MY CURRENT PROPERTY XXXX XXXX XXXXXXXX XXXX, XXXX XXXX TEXAS. ON XXXX THE HOME AT XXXXXXXX XXXX XXXXXXXX XXXX WAS OLD 3 TIMES WITHIN ONE DAY. 2 TIMES TO XXXX XXXX AND ONE TIME TO BOTH MYSELF AND XXXX XXXX. AFTR FURTHER RESEARCH THE INITIAL SELLERS OF THE HOME WERE INVOLVED IN ADDITIONAL REAL PROPERTY PURCHASE INVOLVING XXXX XXXX AND XXXX XXXX XXXX, AS STATED ALSO, MY BROTHERS HOME XXXX XXXX XXXX, XXXX GA WAS ALSO UTILIZED BY XXXX XXXX AND HER XXXX XXXXXXXX XXXX TO OBTAIN A FRAUDLUENT LOAD VIA WELLS FARGO. GIVEN XXXX XXXX SITS OR SAT ON THE FEDERAL RESERVE BOARD OF TX AND AGAIN THE VP FOR WELLS FARGO, '' ACCORDING TO XXXX XXXX '' THEY HAVE ACCESS TO ANY AMOUNT OF MONEY. 

MY BROTHERS INFORMATION WAS STOLEN AND UTILIZED BY THE XXXX IN ADDIITION TO THE MORTAGE FRAUD MY XXXX XXXX XXXXXXXX PREVIOUSLY HAD WHEN THE HOME WAS PURCHASED IN XXXX. 
BOTH ARE CONNECTED TO THE BANKRUPTCY COURTS IN BOTH XXXX  ABD XXXX AND HAVE NOT ONLY DAMAGED MY LIFE BUT HAVE COMPLETELY DAMAGED THE LIVES OF MY XXXX AND OTHERS. THEY STEAL PROPERTIES AND INDIVIDUALS INFORMATION FROM THE BANKRUPTCY COURTS WITH THE ASSISTANCE OF TRUSTEES SUCH AS THOSE IN XXXX AND COMMIT MORTGAGE FRAUD. MY XXXX ; S LIFE IS A COMPLETE DISASTER AS A RESULT OF THE INITIALS INDIVIDUALS INVOLED IN THE FRAUD PERTAINING TO ALL OF HIS REAL PROPERTY AND THE XXXX ADDED ADDITIONAL LAYERS ALONG WITH THE XXXX TRUSTEES AND JUDGES IN XXXX 



ALSO, MY MOTHER XXXX XXXX FILED A CFPB REPORT AGINST WELLS FARGO THE XXXX BEFORE MY INITIAL COMPLAINT WAS FILED XXXX, SHE REQUESTED A COPY OF THE XXXX CHECK WRITTEN TO XXXX XXXX AND MYSELF AS A WEDDING GIFT MEMOED AS DOWN PAYMENT FOR XXXX XXXX XXXXXXXX XXXX THE CHECK WAS WRITTEN IN XXXX FOR THE XXXX XXXX XXXX PURCHASE. WELLS FARGO REFUSED TO RESEARCH AND LOCATE THE CHECK FOR HER DUE TO BEING GIVEN DIRECTIVES BY XXXX XXXX, IT APPEARS HER COMPLAINT IS NO LONGER IN THE CFPB SYSTEM AND WELLS FARGO DID NOT RESPOND. IS THERE CORRUPTION WITHIN THE CFPB SYSTEM?

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation