Consumer complaint received 2022-12-16
Company: AmeriHome Mortgage Company, LLC
State: TX
Product: Mortgage
Sub-product: VA mortgage
Issue: Trouble during payment process

Complaint:
These links has the XXXX IN XXXX XXXX created for this matter : https : XXXX? XXXX With XXXX, this COMPLAINT against the above named ENTITIES, I, XXXX XXXX ; XXXX, XXXX XXXX TO THE XXXX XXXX XXXX XXXX / XXXX enters into the records as such ; This has been an ongoing dispute and has now reach the point that GOVERNMENT AGENCIES must be notified of the actions of these CORPORATIONS, PERSONS, AND ENTITIES in regards to multiple VIOLATIONS AND BLATANT DISREGARD OF FAIR BUSINESS TRADE EVOLVING GOVERNMENTAL AGENCIES AND XXXX XXXX XXXX XXXX XXXX in ; Deceptive Trade Practices-Consumer Protection Act, DEBT COLLECTIONS ACT, MORTGAGE LENDING, TILA, SERVICING, IRS TAX CODES, TEXAS DEBT COLLECTIONS CHAPTER 392 , STATUES OF FRAUDS SEC 112.004, SECTION 112.005, SECTION 112.008 OF TEXAS PROPERTY CODE TITLE 9, UCC ARTICLE 8, NOTICE OF ADVERSE CLAIM , UCC ARTICLE 3 SECTION 3407. ALTERATION SECTION 3406. NEGLIGENCE CONTRIBUTING TO FORGED SIGNATURE OR ALTERATION OF INSTRUMENT, SECTION 3308. PROOF OF SIGNATURES AND STATUS AS HOLDER IN DUE COURSE. SECTION 3307. NOTICE OF BREACH OF FIDUCIARY DUTY SECTION 3306. CLAIMS TO AN INSTRUMENT, Section 5 of the Federal Trade Commission Act, 15 U.S.C. 45, 15 U.S.C. 1692 ( e ) states that a false, deceptive, and misleading representation, in connection with the collection of any debt,, U.S.C. Title 18 2071 and 2073, U.S.C. Title 18 471, 472, 473 and/or 513, and further : using corrupt business practices to make and possess false records and claim of obligation, not substantiated by truthful facts in violation of the XXXX XXXX Influences and Corrupt Organization ( XXXX ), U.S.C. Title 18 1961 et. seq. and further : using the U.S. Mail to present such fraud and false instruments amounting to Mail Fraud, criminal conduct falling under Title 18 U.S.C. 1341 Frauds and Swindles laws, and further sending mail with false and fictitious names, a criminal conduct falling under Title 18 U.S.C. 1842 Fictitious Names. U.S.C. 676 - U.S. Code Title 26. 

INCLUDED WITH THIS COMPLAINT, ARE EXBITS NAMED EX1 27.

SUMMARY OF EVENTS : UNDER A REQUEST FOR PROOF OF CLAIM TO XXXX XXXX, DATED XX/XX/XXXX, XX/XX/XXXX SEE EX9 AND EX9A, HER RESPONSE DATED XX/XX/XXXX, XX/XX/XXXX, SEE EX1, FROM EARLIER REQUEST DATED XX/XX/XXXX XX/XX/XXXX, REPRESENTATIVE OF AMERIHOME MORTGAGE,  I WAS PRESENTED WITH DOCUMENT NAMED XXXX AS XXXX, FROM XXXX XXXX, REPRESENTATIVE OF AMERIHOME MORTGAGE, DATED XX/XX/XXXX, XX/XX/XXXX, STATING : A DEFAULT ON XX/XX/XXXX CAUSED A TRANSFER XXXX XXXX Mortgage Electronic Registration System TO XXXXXXXX XXXX ; XXXX XXXXXXXX XXXX  PLACED LOAN IN MORTGAGE-BACKED SECURITY OF XXXX XXXX AND CONVEYED RIGHTS TO XXXX FOR ALL SERVICING DECISIONS VIA A CONTRACT BETWEEN XXXX XXXX AND XXXX ; ALTHOUGH THE CLOSING DATE OF THE LOAN WAS XX/XX/XXXX ; IN XXXX XXXX XXXX XXXX TEXAS, NOT XX/XX/XXXX STATE OF KANSAS, CITY OF XXXX XXXX ; SEE XXXX, THREE DAYS ( 3DAYS ) AFTER CLOSING, PER THE CLAIM OF DEFAULT FROM AMERIHOME MORTGAGE, SEE XXXX. INADDITION SEE XXXX, FROM AMERIHOME MORTGAGE, XXXX XXXX, DATED XX/XX/XXXX STATED THAT XXXX XXXX WAS AN INVESTOR AND THAT AMERIHOME MORTGAGE WAS THE SERVICER ; RESEARCH HAS SHOWN THAT XXXX XXXX XXXX HAS BEEN DISSOLVED OR RENAMED TO ITS MOTHER COMPANY, XXXX XXXX XXXXXXXX XXXX, WHICH IS LISTED IN DOCUMENTS FROM AMERIHOME MORTGAGE SEE XXXX, ALTHOUGH AMERIHOME HAS STATED THAT FIRST HOME WAS THE ORGINATOR OF THE LOAN, AND STATED THAT XXXX XXXXXXXX XXXX  WAS ALSO THE ORGINATOR AND XXXX XXXX WAS THE INVESTOR. DOCUMENTS FROM AMERIHOME MORTGAGE STATES, SEEEX8, XXXX XXXX XXXX  AS ORIGINATOR, ALSO EX14 AND EX16 FROM AMERIHOME MORTGAGE XXXX XXXX XXXXXXXX XXXX  AS THE ORGINATOR ; SEE EX2 DATED XX/XX/XXXX, XX/XX/XXXX, NOTICE FROM XXXX XXXX WHICH HAS XXXX XXXX XXXXXXXX XXXX, XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX CA XXXX TRANSFERRING TXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX NJ ; SEE EX3, THAT HAS AMERIHOME MORTGAGE ALSO WITH ADDRESS AS XXXX XXXX XXXXXXXX XXXX  NJ, AS WELL AS XXXX XXXX XXXXXXXX, AND XXXX XXXX XXXX SEE EX4 ; XXXX TO NOTE RECEIVED FROM AMERIHOME AS DISCLOSURE, WHICH WAS NOT ATTACHED OR PRESENT WITH/TO CLOSING DOCUMENTS ON XX/XX/XXXX, SEE EX5, SENT TO XXXX FROM XXXX XXXXXXXX XXXX  SEE EX21, NO XXXX TO NOTE MARKED ; XXXX TO NOTE DATED XX/XX/XXXX FROM XXXX XXXX XXXX XXXXXXXX XXXX, MONEY ORDER SIGNED BY XXXX XXXX XXXX XXXX XXXX XXXX XXXX FOR {$370000.00}. THIS WAS SENT AS XXXX FROM AMERIHOME ; SEE EX23, THREE CLOSING DISCLOSURES DATED XX/XX/XXXX, EX 23B DATED XX/XX/XXXX PRESENT AT CLOSING, EX23C DATED XX/XX/XXXX EMAILED 65 DAYS AFTER CLOSING ON XX/XX/XXXX FOR SIGNATURE, AN ATTEMPT TO CONTRACT ; SEE EX18 AND EX20 UNLAWFUL NOTICE OF SUBSTITUTE TRUSTEE, AND NON JUDICIAL FORECLOSURE SALE ON XX/XX/XXXX FROM XXXX XXXX XXXX, NAMING THEMSELVES XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX ( XXXX ) SUBSTITUTE TRUSTEE, NAMING AMERIHOME AS SERVICER, MORTAGAGEE, AND CLIENT, NAMING XXXX AS ORIGINAL MORTGAGEE WITHOUT XXXX. XXXX  WAS ONLY A NOMONIEE, SEE EX18A PAGE TWO NAMING AMERIHOME AS GRANTOR TO SOMETHING ; THERE HAS BEEN NO DOCUMENTATION, NO NOTICES FROM THE ORGINAL TRUSTEE XXXX XXXX XXXX XXXX ONLY NOTICE IS ENCLOSED ; NOTICE OF ACCELERATED MATURITY AND NOTE OF NON JUDICIAL FORECLOSURE DATED XX/XX/XXXX DELIVERED XX/XX/XXXX, FROM XXXX XXXX XXXX XXXX THE XXXX XXXX XXXX, CC TO XXXX XXXX XXXX XXXX XXXX XXXX ALSO STATES THAT XXXX XXXX IS ONLY LICENSED TO PRACTICE LAW IN STATE OF MASSACHUSETTS AND RHODE ISLAND. EX20A IS PAGE TWO. AS PER THE CLOSURE DISCLOSURE STATES THAT THER IS NO DEMAND FEATURE ; SEE EX15 LETTER FROM AMERIHOME STATING XXXX IS SUBSERVICER FOR XXXX, HAS NOT STATED RELATION TO AMERIHOME, TRANSFERRED TO AMERIHOME FROM XXXX, AND XXXX IS SUBSERVICER TO XXXX, XXXX HAS NO STANDING WHATSOEVER YET THEY ARE NAMED BY XXXX XXXX XXXX ; SEE EX12 AMERIHOME NOTICE OF DELAYED DISCOVERY DATED RECEIVED XX/XX/XXXX ; SEE EX26A-D FILED WITH COUNTY OF XXXX TEXAS XXXX NOTICE OF ADVERSE CLAIM, HAS BEEN SENT TO ALL PARTIES HEREIN MENTIONED ; SEE EX7 INITIAL ESCROW STATEMENT SHOWING DATE CLOSING XX/XX/XXXX AND FIRST PAYMENT DUE XX/XX/XXXX TO XXXX XXXX XXXX XXXX PREPAYMENT MADE XX/XX/XXXX FROM XXXX XXXX XXXX XXXX HOWEVER SEE EX21 TRANSFER TO XXXX WAS ACCORDING TO XXXX TO NOTE XX/XX/XXXX, ALSO SEE EX23B DATED XX/XX/XXXX EMAILED 65 DAYS AFTER CLOSING, FROM XXXX XXXX XXXX  XXXX AND AFTER NOTICE FROM XXXX, SEE EX27 FROM XXXX XXXX XXXX, NOTICE OF TRANSFER DATED XX/XX/XXXX, SEE EX2 DATED XX/XX/XXXX, XX/XX/XXXX, NOTICE FROM XXXX XXXX WHICH HAS XXXXXXXX XXXX XXXX XXXX XXXX TRANSFER ; SEE EX19 COMPLAINT TO SHERIFF, XXXX XXXX DEPARTMENT , FILE NUMBER XXXX DATED XX/XX/XXXX ; Parties named : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX ORIGINATOR XXXX XXXX XXXX XXXX XXXX XXXX Florida XXXX XXXX XXXX, XXXX & XXXX XXXX XXXX. XXXX XXXX Corporate XXXXXXXX XXXX XXXX TX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TEXAS XXXXXXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX NJ XXXX XXXX XXXX XXXX, XXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX # XXXX XXXX & XXXX : XXXX XXXX CALIFORNIA XXXX Code : XXXX AmeriHome Mortgage Company XXXX LLC- XXXX ID XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXXXXXX XXXX NJ XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX Washington, DC XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX Washington, DC XXXX XXXX XXXXXXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX New York XXXX NY XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX- STATED AS Nominee BENEFICIARY TO THE DEED OF TRUST, SELECTED BY FIRST HOME BANK AND TRUSTEE, ABOVE-REFERENCED. 
Service of Process that does not require a signature should be sent to : XXXX XXXX XXXX XXXX, MI XXXX ; Service of Process requiring a signature should be sent to : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX

Company response to consumer: Closed with explanation