Consumer complaint received 2023-04-24
Company: Experian Information Solutions Inc.
State: VA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
This company did not provide me with the original application or contract bearing my signature like I asked. This company are violating my consumer right to privacy pursuant to 15 USC 1681b 2. This company have also, no permission to report ANYTHING using my info pursuant to 15 USC 1681 4. Therefore, this company is unlawfully reporting this debt under my name to the credit reporting agencies, and must be removed. I am on active military duty status. I have rights under 15 U.S.C 1681. Experian is govern by 15 U.S.C 1681. They have violated my rights numerous of times. I demand the accounts listed below be remove because according to 15 U.S.C 1681 : I have the right to privacy and i did not give Experian written permission to furnish these accounts XXXX XXXX  XXXX  Inquired XXXXXXXX XXXX XXXX XXXX Inquired XXXX XXXX XXXX XXXX Inquired  onXXXX XXXX XXXX XXXX Inquired XXXX XXXX XXXX  Inquired XXXXXXXX XXXX XXXX XXXX  Inquired XXXXXXXX XXXX XXXX XXXX Inquired XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Inquired XXXX XXXXXXXX XXXX XXXX Inquired XXXX XXXX  XXXX Inquired XXXX XXXX XXXX  XXXX Inquired XXXXXXXX XXXX Inquired XXXX XXXX  XXXX  XXXX Inquired XXXX XXXX XXXX  Inquired XXXX XXXX XXXX Inquired XXXX XXXXXXXX XXXX XXXX Inquired XXXX XXXX XXXX Inquired XXXX XXXX XXXX XXXX XXXX Inquired XXXX XXXX XXXX XXXX Inquired XXXX XXXX XXXX XXXX Inquired XXXX XXXX XXXXXXXX XXXX  Incorrect Personal Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXXXXXX XXXX XXXXXXXX XXXX, XXXXXXXX XXXX XXXXXXXX XXXX XXXX Balance {$7000.00} XXXX XXXX XXXX, XXXX Date opened XX/XX/XXXX Balance {$620.00} XXXX XXXX XXXX  XXXX XXXX XXXX Balance-0 XXXX XXXX XXXX Date XXXX Balance-XXXX XXXX XXXX Date XXXX Balance  {$23000.00} XXXX XXXX XXXX Date XXXX Balance {$6200.00} XXXX XXXX XXXX Date XXXX Balance {$7300.00} XXXXXXXX XXXX  Date openedXXXX Balance {$0.00} XXXX XXXX XXXX XXXX Date openedXXXX Balance {$0.00} XXXX XXXX Date XXXX Balance-XXXX  XXXXXXXX XXXX Potentially negative Date XXXX Balance {$250.00} XXXX XXXX  Date XXXX Balance {$890.00} XXXX  XXXX XXXX Date XXXX Balance {$310.00} XXXX 
XXXX Date XXXX Balance {$83.00} XXXXXXXX XXXX  XXXX Date XXXX Balance-0 XXXX XXXX XXXX XXXX Date XXXX Balance-XXXX XXXX XXXXXXXX XXXX Date XXXX Balance {$140.00} XXXX XXXX Date XXXX Balance-0 XXXX XXXX XXXX  Date XXXX Balance {$1000.00} XXXX XXXX XXXX  Date XXXX Balance {$510.00} XXXX Date XXXX Balance-0 XXXXXXXX XXXX  Date XXXX Balance {$0.00} XXXX XXXX XXXX XXXX  Date XXXX Balance {$0.00} XXXX XXXX  Date XXXX BalanceXXXX XXXX XXXX Date XXXX Balance {$250.00}. 

XXXX XXXX  Date XXXX Balance {$890.00} XXXX XXXX XXXX Date XXXX Balance {$310.00} XXXX  Date opened03/11/2014 Balance {$83.00} XXXX XXXX  XXXX Date XXXX Balance-0 XXXX XXXX XXXX XXXX XXXX XXXX Balance-XXXX XXXX XXXX XXXX  Date XXXX Balance {$140.00} XXXX XXXX Date XXXX Balance-XXXX XXXX XXXX XXXX  Date openedXXXX Balance {$1000.00} XXXX XXXX XXXX Date openedXXXX Balance {$510.00} XXXX Date XXXX Balance-0 XXXX XXXX Date openedXXXX Balance {$23000.00} XXXX XXXX XXXX Date XXXX Balance {$6200.00} XXXX XXXX XXXX Date XXXX Balance {$7300.00} XXXX XXXX XXXX  XXXX Date XXXX Balance-XXXX XXXX XXXX XXXX Date XXXX Balance- XXXX XXXX XXXXXXXX XXXX XXXX Date XXXX Balance {$620.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief