Consumer complaint received 2023-09-20
Company: HOMESTAR FINANCIAL CORPORATION
State: GA
Product: Mortgage
Sub-product: FHA mortgage
Issue: Closing on a mortgage
Sub-issue: Closing disclosure or other related disclosures

Complaint:
Homestar was a accessory to mortgage FRAUD after the fact- On XXXX XXXX, XXXX XXXX Homestar Processor reached out to the closing attonery paralegal XXXX XXXX, to let her know she had a post-closing issue on my loan Homestar didn't have a Builders Warranty or a Certificated of Occupancy she asked XXXX XXXX, if she could reach out to the builder, XXXX XXXX XXXX to get these documents. XXXX XXXXProcessor had made serveral attemps to get these documents from XXXX XXXX XXXX XXXX before closing on my loan but he fail to send them to her ; They closed on my loan without the forms. 
Please review the attachment email chain of the coversation to get greater context as XXXX XXXX XXXX XXXX, was stalling because he did not have the forms. XXXX XXXX XXXX XXXX ; did not get the Builder Warranty and Certificated of Occupany until he Fraudulently paid XXXX XXXX and XXXX XXXX the City Inspector for these documents. 
Homestar allowed XXXX XXXX XXXX XXXX to bring the documents back to the closing attonery office with a wet signature from XXXX XXXX, a builder they had never heard of-and then HOMESTAR COMMITED FRAUD WHEN THEY XXXX XXXX SIGN MY NAME ON THE DOCUMENT!! 
I NEVER XXXX XXXX SIGN THE BUILDER WARRANTY. 
I would have never sign that document because it had a builders name on the document I had never heard of-Mr. XXXX XXXX I reported this FRAUD AND THEFT BY DECEPTION TO XXXX XXXX XXXX  XXXX GA XXXX 
I applied for a arrest warrrant for XXXX XXXX XXXX and XXXX XXXX This case was heard before Chief Maigistrate XXXX XXXX XXXX XXXX she Denied the the arrest warrant because she felt it was a CIVIL CASE and not Criminal but that's a LIE- It is BOTH ; this is a small town and they are going to be complicit in behavior. 
This Pre-Arrest warrant hearing was recorded in a Court of Law- This case docket can be Suppoena and reviewed by Homestar . 
XXXX XXXX XXXX, the fake builder confess to building the home XXXX XXXX-Builder confess to NOT building the home All of the sub contractor confess to NOT perfoming any of the work on the home. 
Everyone confess that XXXX XXXX XXXX paid them under the table cash money and they did not have one receipt or one document for any of the costruction of this property-NOT ONE piece a paper! 
This property was XXXX and the Builder - XXXX XXXX, could not produce one document of any supplies that he purchase from any vendor. 
The Plumber XXXX XXXX confess to NOT doing plumbing - The person who did the plumbing is a CRACKHEAD and he could not come to court because he was in rehab. 
This whole entired house was built by unlicensed individuals XXXX XXXX XXXX paid XXXX XXXX to sign the Builder Warranty XXXX XXXX XXXX paid XXXX XXXX for the Certificated of Occupacy XXXX XXXX XXXX tried not to paid those guys because he wanted to keep all the money for himself but when he realized he was going to have to produce to the documents to the closing attonery to give to Homestar he went ahead and paid the money. 
That is why it took him six days to get the documents to the closing attonery. 
If you review the emails you can see XXXX XXXX XXXX XXXX is a Bold Face Liar who was just making up excuse try to waste time. 
HOMESTAR could have prevented this whole closing from taking place. When XXXX XXXX XXXX failed to send in the required documents we should have NEVER close on this loan.XXXX XXXX XXXX failed to closed on the last closing because he could not produce the documents. 
The realtor XXXX XXXX testify in court onXX/XX/XXXX, she was the agent who had a contract on the property before me. 
The XXXX XXXX XXXX XXXX Ga This property XXXX is Mortgage Fraud!!! 
The Builder and all the Sub contractor have all been reported to Secretary of State Licensing Divsion for Fraud!!

Homestar can not just write back and say the complete a investigaton without subpoenaing the COURT DOCKET # XXXX from the Magistrate Court XXXX XXXX GA and revewing it. The evidence will clearly show Mortgage Fraud and Theft By Deception! 
The evidence will show HUD FRAUD ( 18USC 287, 1001 AND 31, USC 3729 )

Company response to consumer: Closed with explanation