Consumer complaint received 2023-10-07
Company: TrueAccord Corp.
State: OH
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
They're reporting information on my credit report that is already paid in full, I had a collection email because they sold my " debt '' which is not lawful in of itself but I would like a response to these laws in which I know they're violating. 

But moreover they can not be making any sort of legal determinations which they're, do they have a license to practice law and if they do that would be to my surprise because in all of my years of my life I've never once seen anyone have such a license., ... Below is an email I forwarded and CC 'd many parties of each company because they're colluding to try and get me to do something that I am not capable of doing because the matter is already prepaid. I don't wish to contract with anyone of you and you all are violating my XXXX given right to choose to accept or reject a contract, I don't pledge to the dead by XXXX XXXX XXXX XXXX XXXX mortgage is defined as XXXX XXXX XXXX. Death dissolves all things. XXXXXXXX XXXXXXXX XXXX XXXX XXXX XXXX. Applied to the case of the death of a party to an action. In XXXX it is XXXX ' meaning 'dead ' and XXXX ' meaning 'pledge ' ... 

( Before the email body- is read let me also say how am I even able to " pay '' these people if all they ever do is deny/refuse my correspondences what if there was negotiable instruments or drafts paid through an endorsement that identifies a specific person or organization that the payer authorizes to receive money, they'd still never know because they refuse it. According to UCC 3-603 it's

discharged so why are they still reporting false information? ) That address on file is not correct.

According to the FCRA you must send me a written notice to a valid address on file within 5 days. 

I havent received any correspondence via15 USC Code 1692 g.

I am also curious who you are Ive never heard of trueaccord. I have never signed a contract aforementioned so I never accepted any written contract with you seeing as I have unlimited right to contract and I say NO. 

So I reject your offer as all debts are prepaid and owed to the United States Treasury. 

I know Title 18 8 outlines that all debts are owed to the United States treasury, according to HJR 192 which means federal reserve notes.

Title 31 3123 is the faith of the United States in all public debt.

Title 31 3130 further illustrates the matter. 

Also refer to the Senate documents : No. 43 73rd Congress Congressional Record, XX/XX/1933 on HR 1491, pg.83 I do not wish to contract with you or consent to anything youre doing whatsoever I have never even seen or heard of XXXX. 

Especially since youre emailing me instead of giving me a written notice reporting on someones credit is already a violation of their rights. 

This is in direct violation of 15 USC 1692c ( a ) ( 1 ) ( 2 ) ( 3 ) ( b ) ( C ) ( 1 ) ( 2 ) ( 3 ) ( d ) I have a right to know who my accuser is I dont know who XXXX is. Consider this matter closed. 

XXXX : XXXX XXXX XXXX All rights reserved. 
Without Prejudice

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation