Consumer complaint received 2022-11-13
Company: Experian Information Solutions Inc.
State: AZ
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
I am the consumer. I am the natural person who is protected by the US Constitution and State Constitutions. I am not an entity the State created, I AM THE BENEFICIARY to such trust. I am not a resident of the State. I am not a XXXX citizen. I am a citizen of the kingdom of Heaven. For He is my Creator. Isaiah 54:17 NKJV No weapon formed against you shall prosper, and every tongue which rises against you in judgment, You shall condemn. This is the heritage of the servants of the Lord, and their righteousness is from me says the Lord. This complaint is against XXXX XXXX XXXX XXXX Experian, XXXX, XXXX by me, XXXX : XXXX XXXX of Live Birth is XXXX first XXXX. XXXX XXXX has flagged a closed account in our name. We sold our house in XX/XX/XXXX. XXXX XXXX is alleging we voluntarily foreclosed on our home. XXXX XXXX XXXX XXXX XXXX are making adjustments to unlawfully created accounts in our name. XXXX XXXX XXXX XXXX XXXX have made reports to consumer reporting agencies without our consent to do so, which caused adverse actions to both me and my husband. XXXX XXXX did not disclose these recent flags or changes to the accounts to us nor did they have our consent to report to ANY consumer reporting agency or make adjustments to any accounts in our name. XXXX XXXX XXXX XXXX XXXX have unlawfully used our identification information to commit fraud violating XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) XXXX XXXX XXXX. XXXX XXXX XXXX. XXXX XXXX XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX. XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX. They made reports on XX/XX/XXXX for the same reasons as this which caused the same adverse actions then too. This material misrepresentation is in attempt to defraud the United States and Internal Revenue Service as well as myself and my husband XXXX XXXX. In my most recent update from Experian, my notifications showed XXXX XXXX  flagged my account as bank adjustment/deed in lieu/Bank Liquidation. The deed was sold to XXXX XXXX to avoid the continuous harassments and abuse from XXXX XXXX and XXXX XXXX The threats, harassments and abuse caused us personal injury to ourselves, our children and our personal property. XXXX XXXX XXXX XXXX XXXX listed us as tenants in their unlawful/Illegal contracts. We were not tenants nor did they have any lawful or legal right to possession of our private property. We owned our home. We extended credit to both XXXX XXXX XXXX XXXX XXXX. They deceived us but the proof is in the sale. The documents we retained to sell our home required signatures of the OWNERS, Myself and XXXX XXXX. The consumer reporting agencies failed to verify accuracy of the provided information before the adverse affect of lowering our XXXX XXXX XXXX points both times. XXXX and XX/XX/XXXX. XXXX XXXX XXXX XXXX EXPERIAN XXXX XXXX are guilty of frauds and swindles, Identity theft, Aggravated identity theft, Failure to protect customer information of financial institutions and so much more.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation