Consumer complaint received 2023-05-18
Company: Experian Information Solutions Inc.
State: NV
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX  XXXX XXXX, Nevada XXXX SS # : XXXX | Date of Birth : XX/XX/XXXX Subject : Dispute of Incorrect Personal Information and Unauthorized Inquiries on Credit Report Dear Sir/Madam, I am writing to formally dispute several inaccuracies and unauthorized inquiries on my credit report. After reviewing the information provided in my credit report obtained from your agency, I have identified multiple errors that require immediate attention and correction. I kindly request your assistance in resolving these issues and updating my credit report accordingly. 

The following personal information is incorrect : Previous Address : XX/XX/XXXX Previous Address : XXXX XXXX XXXX, CA XXXX Previous Address : XX/XX/XXXX Name : XXXX XXXX XXXX Date of Birth : XXXX Previous Address : XXXX XXXX XXXX XXXX XXXX, XXXX, CA XXXX Previous Address : XX/XX/XXXX Previous Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, CA XXXX Previous Address XXXX XX/XX/XXXX Name : XXXX XXXX XXXX Previous Address : XXXX XXXX XXXXXXXX XXXX XXXX XXXX, CA XXXX Previous Address : XX/XX/XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, CA XXXX Previous Address : XX/XX/XXXX Name : XXXX XXXX XXXX Previous Address : XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Previous Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Name : XXXX XXXX XXXX Current Address : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NV XXXX Previous Address : XXXX XXXX XXXX XXXXXXXX XXXX XXXX CA XXXX Additionally , the following inquiries on my credit report were not authorized : XXXX XXXX  : Date of inquiry : XX/XX/XXXX XXXX XXXX : Date of inquiry : XXXX XXXX XXXX XXXX XXXX  : Date of inquiry : XXXX XXXX XXXX XXXX XXXX XXXX  Date of inquiry XXXX XX/XX/XXXX XXXX XXXX : Date of inquiry : XX/XX/XXXX XXXX Motors : Date of inquiry : XX/XX/XXXX XXXX XXXX XXXX : Date of inquiry : XX/XX/XXXX XXXX XXXX XXXX XXXX : Date of inquiry : XX/XX/XXXX XXXX XXXX XXXX : Date of inquiry : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX  : Date of inquiry XXXX XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXXXXXX XXXX XXXX : Date of inquiry : XXXX XXXX XXXX XXXX XXXX Date of inquiry : XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX XXXXXXXX XXXXXXXX XXXX XXXX Date of inquiry : XX/XX/XXXX I hereby request that you investigate these errors and take the necessary steps to rectify them. According to the Fair Credit Reporting Act ( FCRA ), I am entitled to accurate and up-to-date information on my credit report. It is crucial for these discrepancies to be corrected promptly, as they may have a detrimental impact on my financial standing and opportunities. 

I kindly ask that you provide me with a written confirmation of the actions taken to address these issues within 30 days of receiving this letter. Additionally, I request that you provide me with an updated copy of my credit report reflecting the corrected information. 

Thank you for your prompt attention to this matter. I appreciate your assistance in resolving these discrepancies and restoring the accuracy of my credit report. Please do not hesitate to contact me if you require any further information or documentation to facilitate this process. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief