Consumer complaint received 2021-01-27
Company: U.S. BANCORP
State: KY
Product: Money transfer, virtual currency, or money service
Sub-product: Traveler's check or cashier's check
Issue: Fraud or scam

Complaint:
An attorney by the name of XXXX XXXX sent my bank ( US BANK ) a Non same day cashiers check request XXXX gen ledger # XXXX cost center # XXXX for parcel # XXXX on XX/XX/XXXX. ( on or about ). This was dated to be paid within a week 7 days from date of notice. This same attorney filed for Notice of satisfaction and motion to dismiss on XXXX XXXX. My property was released XX/XX/XXXX. I paid any and all debts to this person by the dates specified and this attorney sent me a letter and acknowledged my payment and said however you owe me for another 500 and something dollars. Plus fees. I communicated via email with this attorney i had paid in full by the due date and i do not owe any more. He agreed and released my property but not before filing for foreclosure and sending my bank US Bank this attempt to collect a debt and the non same day cashier check request. On XX/XX/XXXX. My bank took this money {$3600.00} out on XXXX 5 months after the request was subbmitted and it was no longer valid. They will not explain how this happened and I have spoke to the credit dept at XXXXusbank on XXXX to a XXXX who was terribly rude and unhelpful. He said " Your asking me questions I do not know the answer to ''. Then said " is there anything else i can help you with sir? '' I said " I need an answer or to speak with someone who can tell me why this happened? '' The bank did not have proper documentation feom MrXXXX XXXX XXXX to release any funds from my equity line of credit. Not my personal checking account. Not my business acct. My equity line which is now overdrawn and I owethem a XXXX $ payment immediately by XX/XX/XXXX which I do not have XXXX . This is imperative i getthis resolved.Due to XXXX XXXX not having a real phone number or address I had to contact an attorney and had to pay my attorney XXXX $ to write an email to XXXX whom then responded to my attorney promptly. My emails were disregarded up until my atty contacted him. He then email me saying that he will give me back my XXXX $ and my bank should have not given it to him. It is a dispute with my bank. He then enclosed a release of responsibility onthis matter. It states he will not be responsible for any lawsuits that arise from this and he can not be sued over this from now until forever. This includes any future lawsuits also. He is not to blame in any way. He is to blame for all of these problems I did not owe him anything in the first place. I will not sign his agreement due to the fact he has tried to steal money from me 2x already and I caught it both times. I believe he has done this to every person whom he bought a tax lein from due to the agressive paperwork he subbmitted on me. He has found loopholes from banks to pay him large sums without being detected by the bank. Proper paperwork is to be legally filed by a judgement from a judge. Please help me, before this payment is due on XXXX XXXX XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation