Consumer complaint received 2023-07-15
Company: EQUIFAX, INC.
State: AL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
Saturday, XX/XX/2023 Equifax Information Services LLC XXXX XXXX XXXX XXXX, GA XXXX Dear Equifax, I received a copy of my credit report and am writing to dispute the following information that appears on my Equifax report XXXX 

The following inquiries are unauthorized, and I ask that you delete them : Inquiry from XXXX XXXX XXXX XXXX on XX/XX/2023 I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

Inquiry from XXXX XXXX XXXX, on XX/XX/2023 I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

Inquiry from XXXX XXXX XXXX on XX/XX/2023 I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

Inquiry from XXXX XXXX XXXX XXXX on XX/XX/2023 I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

Inquiry from XXXX XXXX Of XXXX, on XX/XX/2023 I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

The XXXX XXXX XXXX XXXX dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

Tower loan I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 


XXXX  XXXX bank usa XXXX dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 



XXXX XXXX  o I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

XXXX XXXX service I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

XXXX XXXX  I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

XXXX XXXX XXXX  I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

XXXX XXXX XXXX XXXX dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

All in credit union XXXX dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

XXXX XXXX  I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 


XXXX card service XXXX dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

XXXX XXXX district I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

XXXX XXXX XXXX dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 


XXXX auto finance XXXX dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

XXXX XXXX dealer XXXX I dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 

XXXX XXXX XXXX XXXX dont recognize this lender and I dont remember authorizing them to perform a hard inquiry on my credit report. 


By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec. 1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter.

Thank you for your time and help in this matter. 

Sincerely, XXXX XXXX XXXX

Company response to consumer: Closed with explanation