Consumer complaint received 2020-03-13
Company: Law Office of Michael J. Scott, PC
State: SC
Product: Debt collection
Sub-product: I do not know
Issue: False statements or representation
Sub-issue: Impersonated attorney, law enforcement, or government official

Complaint:
MICHAEL XXXX  SCOTT, XXXX XXXX OF THE FIRM SCOTT & ASSOCIATES , PC, its counterparts and or subsidiaries, but not limited to, refused to provide FCRA verification that had been stated to provide in the form of 38 sent certified letters to compliantly provide.Instead, this was purposely ignored 39 times.They admitted ( as documented ) identity theft, yet refused to remedy my credit of their allegations.

They know this is not my account, but continue to illegally report otherwise, reporting derogatory marks on an unverified account after saying theyd verified the account.Theyve not produced any evidence as listed here below to provide and Instead evading and making Harassing phone calls against regulations even after having received a Cease and desist.

WHEN THEY DID NOT RECEIVE THEIR INTENDED RESULTS OF THEIR ALLEGATIONS, THEY THEN TOOK DRASTIC ILLEGAL MEASURES BY WAY OF COMMITTING THE FOLLOWING ACTS, BUT NOT LIMITED TO ( AS DOCUMENTED ) ; -IMPERSONATING AN OFFICER OF THE LAW -DISCUSSING AN ALLEGED DEBT WITH PERSONS OTHER THAN THE ACCUSED.

-FILING A LAWSUIT WITHOUT HAVING SPOKEN TO THE ACCUSED.

-MAKING HARASSING CALLS AND WRITING HARASSING LETTERS TO MANIPULATE.

-FILING A LAWSUIT AGAINST THE ACCUSED IN HOPES OF ACCUSED NOT RECEIVING INFORMATION TO BE ABLE TO ANSWER TO AND THEREFORE CAUSING A DEFAULT BY WAY OF NON RESPONSE.

-MICHAEL XXXX  SCOTT AND SCOTT & ASSOCIATES LP REFUSING SERVICE -XXXX XXXX REFUSING SERVICE -ATTEMPTS TO EXTORT -ATTEMPTS TO COMMIT FRAUD RICO CONSPIRACY Upon researching they have a steady history of class action lawsuits both past and present for their illegal tactics through themselves their counterparts and or subsidiaries, as is seen their many outstanding lawsuits.They continue believing themselves to be above the law not to be punished for their illegal heinous willful negligent and purposeful crimes of retaliation and negligence.

They have continued harassing calls despite my documented complaints and have further refused to provide lawful necessary stated compliant responses for verification.

THEY FRAUDULENTLY CONTINUE TO REFUSE TO REMEDY AND SEEK ANY MEANS POSSIBLE NOT TO PROVIDE ME WITH FCRA REGULATIONS STATED VERIFICATION.

They refused to provide any of their verifications here which I requested numerous times to provide for the exact following information with a declaration sworn under penalty of perjury under oath. : Please be advised that I am exercising my rights under FCRA 611 ( a ) ( 6 ) ( B ( iii ) which provides that a consumer may request a description of the procedure used to determine the accuracy and completeness of the information shall be provided to the consumer by the agency, including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher, if reasonably available. In compliance with this method of investigation request, please provide the following : *The description of the procedure used to determine the accuracy and completeness of the information.

*Name, address, and telephone number of each person contacted regarding this alleged account.

*A copy of any documents provided bearing my signature, showing that I have a legally binding contractual obligation to pay them the exact amount claimed.

Any automated response or e-Oscar verification is unacceptable.I am requesting a re-investigation along with your method of verification.

The item ( s ) in question are inaccurate representing a very serious reporting error.

I expect to receive a response within 15 days of receipt of this letter in compliance with the FCRA.If not, I expect this item will be removed from my credit files immediately.

NON OF THIS VERIFICATION WAS PROVIDED AS STATED BY FCRA RULES AND REGULATIONS NECESSARY FOR COMPLIANCE.AS SUCH COMPLAINTS CONTINUE TO BE FILED AND FURTHER ACTION IS PENDING UPON THE RECEIVED COMPLIANT RESPONSES AS STATED. IT IS A FEDERAL CRIME TO ILLEGALLY REPORT UNVERIFIED INACCURACIES UPON A CREDIT REPORT ALONG WITH DEROGATORY TRADE LINE MARKS AND COMMENTS ALBEIT DOCUMENTED ADMITTANCE OF IDENTITY THEFT AS STATED BY THEM.

PLEASE REMOVE ANY AND ALL INACCURACIES UPON MY CREDIT REPORT IMMEDIATELY.THIS INCLUDES BUT IS NOT LIMITED TOO : INACCURATE CREDIT REPORTING : INACCURATE DEROGATORY MARKS ; INACCURATE STATEMENTS UPON CREDI ; INACCURATE REPORTING OF THE ABOVE TO 3 CRED AGENCIES.I KNOW OF NOTHING THAT SUPPORTS THEIR CLAIMED ALLEGATIONS.THE UNVERIFIED ALLEGATIONS THEY CONTEND ARE NOT MINE.FURTHER THEY DISMISSED THEIR LAWSUIT UPON RECEIVING MY ANSWER TO THEIR ILLEGALLY FILED LAWSUIT, SINCE THEY FAILED TO PROVIDE FCRA COMPLIANT VERIFICATION.

REMOVAL OF ALL ILLEGALLY INACCURATELY REPORTED CREDIT REPORTING WHICH INCLUDES BUT IS NOT LIMITED TOO : REMOVAL OF INACCURATE DEROGATORY MARKS ; REMOVAL OF INACCURATE CREDIT REPORTING ( REPLACED WITH ACCURATE CREDIT REPORTING ) ; REMOVAL OF ANY AND ALL INACCURATELY REPORTED DEROGATORY STATEMENTS REGARDING MY CREDIT TO ANY AND ALL REPORTS WRITTEN UPON OR STATED IMMEDIATELY.

Company response to consumer: Closed with explanation