Consumer complaint received 2023-08-23
Company: Resurgent Capital Services L.P.
State: NY
Product: Debt collection
Sub-product: Credit card debt
Issue: Threatened to contact someone or share information improperly
Sub-issue: Talked to a third-party about your debt

Complaint:
FACT, AFFIANT is aware and has proof in attachment labeled as exhibit ( A ) LVNV FUNDING Is in violation of 15 USC 1692 ( C ) ( A ) a debt collector may not communicate with a consumer in connection with the collection of any debt. FACT, AFFIANT is aware and has proof in attachment labeled exhibit ( A ) that LVNV FUNDING is in violation of 15 USC 1692 ( B ) ( 2 ) AND ( B ) ( 5 ) AS THESE LAWS APPLY TO ALL CREDIT COLLECTION AGENCIES ALL VIOLATIONS MUST BE ANSWERED FOR 15 USC 1692 D ( 2 ) A debt collector may not engage in any conduct the natural consequence of which is to harass oppress or abuse any person in connection with the collection of a debt without limiting the general application of the foregoing the following conduct is a violation of this section. IN TRUTH I XXXX XXXX FEEL OPRESSED AND ABUSED AS LVNV FUNDING AND ITS AFILIATES HAVE SENT ME 3 LETTERS WITH DIFFERENT AFFILIATES ( 2 ) the use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader 15 USC 1692 b Section ( 2 ) Any debt collector shall not state that such consumer owes any debt. Identify, state that he is confirming or correcting location, information concerning the consumer and only if expressly requested identify his employer not state that such consumer owes any debt not communicate with any such person more than once unless requested to do so by such persons or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information not communicate by card Section ( 5 ) not use any language, symbol on any envelope, or in the contents of any communication affected by the mail or telegrams that indicate that the debt collector is in the debt collection business or that the communication relates to the collection of a debt. 15 USC 1692 C ( A ) LVNV FUNDING IS IN CLEAR VIOLATION under the law as I have written this company numerous times about validating this dept with no response I have also sent in complaints to the cfpb about lvnv funding and still this company continues to report on my XXXX consumer report I have sent in numerous affidavits and paperwork to the company, the companies affiliates and the CFPB. I have also written XXXX about this issue. This is not my dept. I have no knowledge of this dept and the company has not forwarded me any information regarding this debt. There has been no verification of this debt yet I am still being harassed because this LVNV funding is reporting on my credit report fraudulently because this is not my account Ive sent in numerous fraud paperwork from the FTC to no avail LVNV funding. They are violating my rights and I cant get any help from the CFPB so Im trying again. This is unfair debt collection practices and I expect the CFPB to please have LVNV funding removed off my credit report and have them pay {$1000.00} for each violation of the law which they are clearly in violation of at least seven laws. Ive sent them an invoice for the violations which days refuse to pay and I asked that the CFPB please interfere and hold this debt collectors accountable for their actions. I ask for a wedding signature, verifying that the contract was actually initiated with LVN refunding, which it could not possibly be I asked LVNV funding to please send me all documentation regarding this dept which again you have failed to do so I asked LVNV funding to send me the signatures of both parties who have signed the contract for the dept that is old and still have not received a reply from LVNV funding Im asking the CFPB to please, please cause this is harassment to please look into them paying restitution under the law for every violation that I have pointed out here and now on this complaint

Company response to consumer: Closed with explanation