Consumer complaint received 2022-10-12
Company: Radius Global Solutions LLC
State: GA
Product: Debt collection
Sub-product: Credit card debt
Issue: Communication tactics
Sub-issue: Used obscene, profane, or other abusive language

Complaint:
Dear Radius Global Solutions LLC : I have received multiple letters in the mail and phone calls from companies such as yourselves wanting to collect an alleged debt. I am confused about what appears to be the same alleged debt coming from multiple sources. In regard to the Alleged Debt. In order to eliminate my confusion, I am requesting Validation and Verification of the alleged debt in its entirety from Radius Global Solutions LLC. The validation of the alleged debt must follow in accordance with the provisions of 15 U.S. Code 1692g - Validation of debts ( a ) NOTICE OF DEBT ; CONTENTS Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumers written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. ( c ) ADMISSION OF LIABILITY- The failure of a consumer to dispute the validity of a debt under this section may not be construed by any court as an admission of liability by the consumer.

My request for Validation and Verification of the alleged debt should not only follow in accordance with 15 U.S. Code 1692g - Validation of debts. But also, under Lawful definition of Verification. Which is the declaration under oath or upon the penalty of perjury. A response in an Affidavit of Truth under the penalty of perjury validating and verifying the alleged debt will suffice. If the alleged debt Can not be Validated and Verified from you " Radius Global Solutions LLC '' in accordance with 15 U.S. Code 1692g - Validation of debts, and in declaration under oath or upon the penalty of perjury in an Affidavit of Truth. I Demand Deletion, Removal, and the alleged debt to show a balance of {$0.00}. I also want confirmation that the alleged debt shows a balance of {$0.00} as it would be Proven that the alleged debt is indeed Unvalidated, Unverified, Inaccurate, and Incorrect. These are indeed violations to my consumer rights and could be compensated for under the provisions of 15 U.S. Code 1692k - Civil liability.

Note that I am Engaging with Radius Global Solutions LLC through the CFPB only to put them on NOTICE to Validate AND Verify the Alleged Debt.

A fair resolution would be to confirm the alleged debt to show a balance of {$0.00}.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation