BEE-spoke-data/consumer-finance-complaints huggingface dataset:
Consumer complaint received 2016-02-22
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: FL
Product: Credit card
Issue: Other

Complaint:
My roommate has a couple of credit cards. At no point The Credit Bureaus have been provided with my social security number. I am listed as an authorized user on the crads. However, I NEVER gave them my social security number. They are providing information based on just my name. According to the FTC. The Credit Bureaus must have the the persons social security in order to report the information. I received a leller from XXXX of the credit bureaus trying to verify my personal information. I am not going to provide them with my personal information in order for them to clean up the illegal reporting that they are doing. I demand that they take the reporting off my credit report. It is affecting my income to credit ratio and negatively affect my FICO score. According to the FTC they must have full authorization from me to report and they do not have it. I did not provide Bank Of America my social security. therefore. The amount MUST be removed from my credit report. This will be the third issue I filed. The first XXXX was XXXX, The other XXXX was XXXX & XXXX Bank.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2017-02-07
Company: Navient Solutions, LLC.
State: WA
Product: Student loan
Sub-product: Non-federal student loan
Issue: Dealing with my lender or servicer
Sub-issue: Keep getting calls about my loan

Complaint:
I am a XXXX Veteran on a fixed income and I am seeking relief and any available damages from Navient for predatory debt collection practices on a private student loan. I became XXXX while in the process of obtaining a degree from XXXX University XX/XX/XXXX. At the Time I had Federal loans through XXXX and a private loan through XXXX. I went through a Bankruptcy XX/XX/XXXX which was finalized XX/XX/XXXX. XXXX closed the account on XX/XX/XXXX. No payments were ever made. After receiving my XXXX rating from the Veterans Administration I went through the process with XXXX to have my student loans forgiven and eventually received notification that the U.S. Department of Education had accepted my application ( attached ). Some time later this Company called Navient started harassing me and pegging my credit report for missed payments. I provided them documentation from XXXX and told them that I never had a loan through them. They stated that the letter did n't apply to them and that I had to pay. After quite a bit of back and forth and after them sending it to various collection agencies I had an attorney send a letter ( attached ). The original XXXX loan was originated on XX/XX/XXXX and account closed on XX/XX/XXXX. The Bankruptcy was finalized XX/XX/XXXX. Some time after this Navient somehow took over the loan and said I have to pay no matter what. My attorneys recommended that the best course of action is to go through CFPB as this company has a history of doing this and you are familiar with their practices. 1 This debt was listed on my bankruptcy. 2 if this debt is not covered by that bankruptcy the statute of limitations of 6 years for collections and 7 years for credit reporting has long since expired. 3 the process and proof produced to XXXX and recognized by the U.S. Department of Education should be recognized. This company continues to damage my credit and report monthly, this has cause me continued harm over the years ( credit summary attached ). This company took a {$1500.00} loan and turned it into a fictitious {$44000.00} debt that they never even serviced in the first place and use predatory collection practices to attempt to take advantage of unsuspecting consumers.

Company response to consumer: Closed with explanation
Consumer complaint received 2023-08-23
Company: Experian Information Solutions Inc.
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
THERE IS A BUNCH OF INFORMATION ON MY REPORT THAT IS FRAUD! EITHER THE MISINFORMATION STEMS FROM INACCURATE REPORTING, INCOMPLETE REPORTING OR REPORTING OF UNVERIFIABLE INFORMATION. PLEASE CORRECT AND REMOVE THIS FROM MY CREDIT REPORTXXXX XXXX XXXX and XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2023-02-10
Company: CAPITAL ONE FINANCIAL CORPORATION
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
The Consumer Reporting Agencies have Violated the United States Code Law ( TILA 15 U.S. Code 1666 ( b ) billing error ) Recently I checked my credit report and noticed multiple billing errors under 15 U.S. Code 1666 ( b ) billing error ( 4 ) The creditors failure to reflect properly on a statement a payment made by the obligor or a credit issued to the obligor. ( 5 ) A computation error or similar error of an accounting nature of the creditor on a statement. As I know the creditor didnt notify me 21 days before with a statement so there should be no late payments on these accounts. I demand to see hard solid proof from the creditor bank account that I didnt pay and was marked late because this clearly a billing error. The items below should all be updated as agreed on my consumer report.

Company response to consumer: Closed with explanation
Consumer complaint received 2022-12-15
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
When I investigated my credit report, I realized that some of the information was erroneous. The 3 credit bureaus are required to authenticate these accounts under Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ). ( A ). It is not acceptable to treat these reporting accounts as unconfirmed information without producing proof within the legal time range. Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ). ( A ), please investigate the unverifiable accounts below : XXXX XXXX XXXX Balance Owed : {$4300.00} XXXX XXXX Balance Owed : {$1300.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2023-01-22
Company: WELLS FARGO & COMPANY
State: NC
Product: Checking or savings account
Sub-product: Checking account
Issue: Managing an account
Sub-issue: Deposits and withdrawals

Complaint:
i have had an account with this company for years and somehow someone hacked my account and wells fargo closed my account without proper investigation or proof. also it looked as if someone accessed my accounts without my knowledge

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2022-11-08
Company: EdFinancial Services
State: WA
Product: Student loan
Sub-product: Federal student loan servicing
Issue: Struggling to repay your loan
Sub-issue: Can't temporarily delay making payments

Complaint:
My school got XXXX down n I am fighting to prove that I am being used for money purposes and for con artists to use me to gain in life and am not able stop having a debt n having collectors after me n my kids too. And also the whole schism was to only get my money n loans then the federal government said that they shut the school down so it looks like the FBI is one responsible for stealing my loans n its close to XXXX XXXX in how much I got ta pay back n I need this to end Im being abused n treated like Im nuts so could you plz help me n contact me at XXXX to discuss further options now thank you XXXX XXXX XXXX or XXXX XXXX XXXX XXXX, Wa XXXX

Company response to consumer: Closed with explanation
Consumer complaint received 2018-08-22
Company: Dyck-O'Neal, Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
I had previously tried to get Dyck O'Neal to correct their improper reporting on my credit reports. This last time they finally listed the original creditor which proves they are indeed a collections account. Yet they are not listed on my report as a collections account but rather as an open loan. So this makes my account look like I haven't made payments on a recent loan these past 120-149 days. The first deliquency was XX/XX/2016. This is basically termed, 'parking a debt ' to make it appear newer than it really is and is thus illegal. I have told them I am willing to pay the debt provided they furnish me a true validation that they own the debt ( not just them saying so and not a contract with the XXXX or bill, but a purchase agreement between them and the XXXX  or a simple letter from the XXXX on XXXX company letterhead ) AND they correct the illegal parking tactic reporting they put in my report. Just correct what is wrong. That's it. No deleting, just accuracy. I even asked if I could disputed the inaccuracy and they just not reply, because they are wrong, but they declined stating they must accurately report to the agencies by law, though they are inaccurately doing so. I'm running out of available options and feel that the company 's tactics infringe on my rights.

Company response to consumer: Closed with explanation
Consumer complaint received 2023-05-02
Company: NEW YORK COMMUNITY BANCORP INC
State: FL
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Trouble during payment process

Complaint:
Flagstar Bank Loan # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Fl XXXX -no escrows -charging {$200.00} for forced placed insurance for a XXXX  day lapse in coverage, didnt send an application, invoice or policy -limited markets for mortgages w/ 100 % increases in premiums -the land is worth XXXX, the building is XXXX, insured for XXXX, the loan is also protected by the land w/out coverage - they are taking advantage of florida residents w/ no disclosure, forced place insurance is arbitrary and Flagstar needs to stop this illegal activity

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2023-01-25
Company: Credit Karma, LLC
State: PA
Product: Money transfer, virtual currency, or money service
Sub-product: Refund anticipation check
Issue: Confusing or misleading advertising or marketing

Complaint:
When finishing filing my tax returns with XXXX, I was presented with an offer to receive my refund faster on the condition that I sign up for a " Spend Account '' with Credit Karma. I signed up for the account successfully and was then directed to a finish page. 

The same day I was notified that the IRS had accepted my return. However, I received no such " advance '' as was advertised. 

As a result, due to other extenuating circumstances with XXXX XXXX regarding money they stole from me that was overpaid to them for a mortgage over a week before the closing date of my sale, and also due to what XXXX described in an email as a " technical issue '' making the proceeds from that sale inaccessible, I am suffering financial hardship.

Company response to consumer: Closed with explanation
Consumer complaint received 2022-11-08
Company: PORTFOLIO RECOVERY ASSOCIATES INC
State: IL
Product: Debt collection
Sub-product: Credit card debt
Issue: Communication tactics
Sub-issue: Called before 8am or after 9pm

Complaint:
For the last year I have received over 100s of calls from Portfolio recovery ( the collection company who bought the debt ). They continue to call me from a multitude of phone numbers.In 2021 I disputed the account with XXXX and requested that they validate the debt. XXXX XXXX XXXX  never sent me documents verifying the debt they just sent an email saying that the company verified the debt, but I was never able to view the documents to validate the debt for myself. Furthermore, the debt has continued to report even though it is over 7 years old, and without me having the documents to verify I owe the debt which I rightfully believe I do not owe this debt, under perjury of law.

Company response to consumer: Closed with explanation
Consumer complaint received 2023-02-10
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
This is my first endeavor to tell you that I am a victim of identity theft and I complain to question specific records in my document coming about because of the wrongdoing. The records I am questioning connect with no exchanges acquiring any possession of goods, services, or money that I have made or authorized. Assuming no one cares, either way, block the noteworthy of any information in my credit record that came about due to alleged fraud or extortion. 
XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX Balance : {$0.00XXXX XXXX XXXX XXXX XXXXXXXX Balance : {$0.00} XXXX XXXXXXXX Balance : {$0.00} XXXX XXXX XXXXXXXX Balance : {$610.00} XXXX XXXXXXXX Balance : {$4800.00} XXXX  XXXX Balance : {$0.00} XXXX XXXX XXXX Balance : {$1600.00} XXXX XXXXXXXX Balance : {$0.00} XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX Balance : {$840.00} XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) XXXX Balance : {$1200.00} XXXX XXXX XXXX XXXX Balance : {$800.00} XXXX XXXX XXXX XXXX {$180.00} XXXX XXXX XXXXXXXX XXXX Balance : {$0.00} XXXX XXXX XXXXXXXX Balance : {$630.00} XXXX XXXX XXXXXXXX Balance : {$630.00} XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$1200.00} XXXX  XXXX Balance : {$180.00} XXXX XXXXXX/XX/XXXX XXXX XXXXXX/XX/XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX XXXXXX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX, TX XXXX

Company response to consumer: Closed with explanation
Consumer complaint received 2023-02-10
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
This is my first endeavor to tell you that I am a victim of identity theft and I complain to question specific records in my document coming about because of the wrongdoing. The records I am questioning connect with no exchanges acquiring any possession of goods, services, or money that I have made or authorized. Assuming no one cares, either way, block the noteworthy of any information in my credit record that came about due to alleged fraud or extortion. 
XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX Balance : {$0.00} XXXXXXXX XXXX XXXXXXXX XXXX XXXX : {$0.00} XXXX XXXXXXXX Balance : {$0.00} XXXX XXXX XXXXXXXX Balance : {$610.00} XXXX XXXXXXXX Balance : {$4800.00} XXXX XXXXXXXX Balance : {$0.00} XXXX XXXX XXXX Balance : {$1600.00} XXXX XXXXXXXX Balance : {$0.00} XXXXXXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX Balance : {$840.00} XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) XXXX Balance : {$1200.00} XXXX XXXX XXXX XXXX Balance : {$800.00} XXXX XXXX Balance : {$180.00} XXXXXXXX XXXX XXXXXXXX XXXX Balance : {$0.00} XXXX XXXX XXXXXXXX Balance : {$630.00} XXXX XXXX XXXXXXXX Balance : {$630.00} XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$1200.00} XXXX XXXXXXXX Balance : {$180.00} XXXX XXXXXX/XX/XXXXXXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief
Consumer complaint received 2022-11-08
Company: Paypal Holdings, Inc
State: TN
Product: Money transfer, virtual currency, or money service
Sub-product: Domestic (US) money transfer
Issue: Other transaction problem

Complaint:
I sent a payment to a man named XXXX XXXX with PayPal. The pay again icon in my PayPal account was used. I paid XXXX XXXX a year ago for hosting a website. XXXX said he did not receive the payment and was about to take down my website so I paid him again. The second time I entered his email to pay and did not use the pay again icon. 

XXXX received the second payment. Upon trying to get the first payment refunded PayPal said I must ask XXXX to refund me because the transfer was personal and completed. 

XXXX said the email that was associated with the first payment was not his. PayPal 's database had used another XXXX XXXX email as recipient. Not the email I sent a payment last year. PayPal refuses to credit back the payment and the wrong person will not answer my emails or refund the payment.

Company response to consumer: Closed with monetary relief
Consumer complaint received 2018-12-29
Company: AMERICAN EXPRESS COMPANY
State: NH
Product: Credit card or prepaid card
Sub-product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-issue: Card opened as result of identity theft or fraud

Complaint:
An XXXX XXXX American Express card was attempted opened in my name. I received a denial from American Express as I had placed a freeze on my credit files. I did not apply for nor did I solicit credit. I called the number provided at XXXX and referenced # XXXX. I have since added a fraud alert to my credit files.

Company response to consumer: Closed with explanation
Consumer complaint received 2022-03-12
Company: WELLS FARGO & COMPANY
State: NV
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Trouble during payment process

Complaint:
NEW EVIDENCE 1 ) WELLS FARGO CONTINUES TO STATE FALSE NARRATIVE PHONE RECORDS SHOW THAT MANY CALLS TO PERSONNEL FROM A XXXX IN TEXAS TO XXXX IN XXXX HAS ALWAYS BEEN RETURNED BUT XXXX PASS IT ON TO MESSAGING XXXX HAS NEVER RETURNED CALLS 2 ) CALLS TO NAME & NUMBERS OF INDIVIDUAL ANSWERING CAN NOT CONFIRM THAT THEY ARE WITH WELLS FARGO- LIKE SCAMMERS THEY ATTEMPT TO GET INFORMATION THAT IF THEY WERE WELLS FARGO THEY WOULD HAVE 3 ) CLAIMS OF INCREASING MONTHLY MORTGAGE DUE TO INCREASE IN ESCROW BECAUSE OF INCREASE TO VALUE OF HOME, COST OF INSURANCE AND TAXES HAS BEEN CONFIRMED WAS FALSE IN MONITORED RETURN CALL ON THURSDAY WHERE PERSON LEAVING MESSAGE INDICATES THAT THEY ARE AN ATTORNEY BUT THEY DO NOT LEAVE A NAME 4 ) IN # 3 THEY WERE INFORMED THAT PROPERTY IS BEING SOLD TO RELIEF OWNER OF ALL OF THE FALSE NARRATIVE & i EXCESSIVE CHARGES THAT XXXX XXXX OF SOUTHERN NEVADA XXXX XXXX A LAWYER " XXXX XXXX ) STATED THAT WELLS FARGO HAS A HUGE REPUTATION FOR ABUSES IDENTIFIED IN # 3 THEN LITIGATION WIL START FOR REDRESS & REPARATIONS LOST BECAUSE THE HOME WILL HAVE GO SELL FOR NEARLY NOTHING BECAUSE OF REPORTED STRUCTURAL DAMAGE THAT XXXX XXXX DID NOT DISCLOSE DURING THE SALE NOR TO THE TRANSFER TO WELLS FARGO. 
THERE ARE EXTENSIVE LAWSD THAT REQUIRE A SELLER- " XXXX XXXX  '' TO DISCLOSE CONDITIONS THAT " XXXX FAILED TO REPORT. 
& NOW WELLS FARGO HAS FAILED TO LITIGATE A CLAIM FOR DAMAGES AS THE PROPERTY CAN NOT BE BILLED FOR WELLS FARGO FALSE NARRATIVE FIGURES OF PROPERTY VALUE WHEN IN EXCESS THE PROPERTY WILL HAVE TO SELL FOR A " VAST LOSS OF VALUE '' 5 ) WELLS FARGO INSIST ON TAXES INCREASES EVERY 6 MONTHS IN THERE REPLY TO FORMER COMPLAINTS WHEN THE COUNTY HAS CONFIRMED THAT IT ONLY RELEASES TAXABLE INCOME EVERY YEAR- THUS WELLS FARGO FIGURES ARE PERJURY! 

6 ) & AGAIN XXXX  IS CLAIMING INCREASE IN ESCROW DUE TO INCREASE IN INSURANCE THAT IS BEING BILLED BOTH BY AXXXX XXXX XXXX THRU THE MONTHLY HOA DUES FOR THE STRUCTURE AS WELL AS THE INSURANCE WELLS FARGO IS CLAIMING FOR THE SAME STRUCTURE THAT CAN NOT SELL @ " ANY MARKET VALUE DUE TO THE DAMAGE TO THE STRUCTURE. 

WELLS FARGO MUST PROVIDE A SUBSTNATIAL REFUND TO CLAIMS OF ESCROW INSURANCE FOR INSURANCE THAT IS BEING DOUBLE BILLED TO THE PROPERTY OWNER. THE INSURANCE CLAIMED BY WELLS FARGO MUST BE REFUNDED -AS WELL AS XXXX XXXX DATING BACK TO XX/XX/2018 WHEN THE SALE -VOID OF DISCLOSURE WAS CLEAR TO CLOSE!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation
Consumer complaint received 2023-08-07
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Report provided to employer without your written authorization

Complaint:
The information on my consumer report was not accurate and I did not give any kind of consent for my personal information to be shared my right to privacy has been violated I have been under mental distress because of my privacy being violated and the consumer selling my information to third party organization I request that the inquiries be removed off my report immediately or I plan to take legal action I'm aware of my open end credit plan

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation