Consumer complaint received 2023-12-13
Company: Diversified Adjustment Service, Inc.
State: SC
Product: Debt collection
Sub-product: Telecommunications debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Threatened or suggested your credit would be damaged

Complaint:
Authorized representatives : XXXX XXXX DBA CEO & XXXX XXXX DBA Senior Vice President of Diversified Adjustment Service Inc., are demanding {$150.00} Per the XXXX XXXX XXXX ; Diversified Adjustment Service Inc., is a corrupt debt collection company whom refuses to provide authorized representatives when aiming to negotiate an alleged debt. 

Upon checking my credit report an unknown authorized representative of Diversified Adjustment Service Inc., flagged my credit files with unverified collection & unpaid activity on XX/XX/2023 and XX/XX/2023 Diversified Adjustment Service Inc., decided not to honorably submit their demand for payment through the US Postal service to allow me to properly dispute their claim of {$150.00} I did not authorize XXXX XXXX or XXXX XXXX access to my social security number to damage my credit files. 

Diversified Adjustment Service Inc., are debt collectors demanding a debt on behalf of XXXX XXXX. I have not received goods or services from Diversified Adjustment Service Inc. 

I am formerly requesting XXXX XXXX to provide authentic contractual agreements stating the equitable exchange of goods or services to me ; along with a permissible purpose to Diversified Adjustment Service Inc., releasing my private information.

Diversified Adjustment Service Inc., is not an honorable or honest business that allows their alleged clients the opportunity to defend themselves. 

I am not a party to any agreements Diversified Adjustment Service Inc., may or may not have with XXXX XXXX I am not responsible for Diversified Adjustment Service Incs purchase / transfer from XXXX XXXX. 

Present authentic contractual agreements supporting Diversified Adjustment Service Inc., and I have agreed to honorably conduct business. I do not agree to pay/tender anything to Diversified Adjustment Service Inc. , on behalf of XXXX XXXX . 

Diversified Adjustment Service Inc., are prime examples of debt collectors that abuse their authority in efforts to force consumers to pay debts that they have no first - hand knowledge of. 

I have contacted XXXX XXXX in efforts to clear this matter with the original creditor. I would like to know the name and number of the authorized representative that released my detailed private information to Diversified Adjustment Service Inc.

Diversified Adjustment Service Inc., does not have my permission to contact me on my private phone line attempting to negotiate debts that do not belong to me. All calls are recorded for my safety. 

Diversified Adjustment Service Incs reply outside of the CFPBs portal, must be delivered via the US postal service. If the envelope is not properly stamped by the postmaster ; it will be returned to sender due to mail code violations. I will upload proof of return to sender if necessary. Please abide by all mail codes. 

I have included all proof in the attachments.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation