Consumer complaint received 2022-06-19
Company: Experian Information Solutions Inc.
State: SD
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
Important dates Inquiry date XXXX XXXX XXXX Removal date XXXX XXXX Additional details Business type Banks and XXXX XXXX XXXX Contact info Address XXXX XXXX XXXX XXXX XXXX XXXX, SDXXXX Phone number XXXX XXXX XXXX XXXX Important dates Inquiry date XXXX XXXX XXXX Removal date XXXX XXXX Additional details Business type Banks and XXXX XXXX XXXX Contact info Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX UTXXXX  Phone number XXXX XXXX XXXX XXXX  Important dates Inquiry date XXXX XXXX XXXX  Removal date XXXX XXXX Additional details Business type Banks and XXXX XXXX XXXX Contact info Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, UTXXXX Phone number XXXX XXXX XXXX XXXX Important dates Inquiry date XXXX XXXX XXXX Removal date XXXX XXXX Additional details Business type Banks and XXXX XXXX XXXX Contact info Address XXXX XXXX XXXX XXXX XXXX VAXXXX Phone number XXXX XXXX XXXX XXXX Important dates Inquiry date XXXX XXXX XXXX Removal date XXXX XXXX Additional details Business type Miscellaneous and public record Contact info Address XXXX XXXX XXXX XXXX XXXX XXXX, GAXXXX Phone number XXXX XXXX XXXX XXXX Important dates Inquiry date XXXX XXXX XXXX Removal date XXXX XXXX Additional details Business type Finance, personal Contact info Address XXXX XXXX XXXX XXXX GAXXXX Phone number XXXX XXXX XXXX XXXX Important dates Inquiry date XXXX XXXX XXXX Removal date XXXX XXXX  Additional details Business type Banks and XXXX XXXX XXXX Contact info Address XXXX XXXX XXXX XXXX, GAXXXX Phone number XXXX XXXX XXXX XXXX Important dates Inquiry date XXXX XXXX XXXX Removal date XXXX XXXX Additional details Business type Banks and XXXX XXXX XXXX  Contact info Address XXXX XXXX XXXX XXXX MDXXXX Phone number XXXX XXXX XXXX XXXX Important dates Inquiry date XXXX XXXX XXXX Removal date XXXX XXXX  Additional details Business type Credit card and travel / entertainment companies Contact info Address XXXX XXXX XXXX XXXX, FLXXXX Phone number XXXX XXXX XXXX XXXX Important dates Inquiry date XXXX XXXX XXXX Removal date XXXX XXXX Additional details Business type Credit card and travel / entertainment companies Contact info Address XXXX XXXX XXXX XXXX, FLXXXX Phone number XXXX XXXX XXXX XXXX Important dates Inquiry date XXXX XXXX XXXX Removal date XXXX XXXX Additional details Business type Automotive Contact info Address XXXX XXXX XXXX XXXX XXXX XXXX SDXXXX Phone number XXXX XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX Balance details 0 % of this account is paid off Balance on XXXX XXXX XXXX {$1600.00} Original balance {$1600.00} Account info Account number XXXX Date opened XXXX XXXX XXXX Account type Open account Status - Status date XXXX XXXX Comments Account information disputed by consumer Statements No Statements Contact info Name XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, MN XXXX  Phone number XXXX XXXX XXXX XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX Balance details 0 % of this account is paid off Balance on XXXX XXXX XXXX  {$1600.00} Original balance {$1600.00} Account info Account number XXXX Date opened XXXX XXXX XXXX Account type Debt Buyer Status Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Status date XXXX XXXX  Comments Account information disputed by consumer Statements No Statements Contact info Name XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, MN XXXX Phone number XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Original creditor : XXXX XXXX Balance details 0 % of this account is paid off Balance on XXXX XXXX XXXX {$1600.00} Original balance {$1600.00} Account info Account number XXXX Date opened XXXX XXXX XXXX  Account type Debt Buyer Status Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Status date XXXX XXXX Comments Account information disputed by consumer Statements No Statements Contact info Name XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, MN XXXX  Phone number XXXX XXXX XXXX XXXX XXXX XXXX XXXX Original creditor : XXXX XXXXS Balance details 0 % of this account is paid off Balance on XXXX XXXX XXXX {$1600.00} Original balance {$1600.00} Account info Account number XXXX  Date opened XXXX XXXX XXXX Account type Debt Buyer Status Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department Status date XXXX XXXX Comments Account information disputed by consumer Statements No Statements Contact info Name XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX MN XXXX  Phone number XXXX XXXX XXXX XXXX In accordance witht the Fair Credit Reporting Act all of these account have violated my rigths.
15U.S.C 1621 section 602 A. Staes rigth to privacy 15U.S.C 1021 Section A Section 2. It also sates a consumer reporting agency can not furnish an account without my written consent

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief