Consumer complaint received 2023-10-26
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting or other personal consumer reports
Sub-product: Other personal consumer report
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
Disputing Information in Credit Report I am writing to dispute the following information in my file. 

This item [ for instance : My credit denial for years dating back to as far as XXXX to XXXX ] is inaccurate or incomplete because I am requesting that all items be removed [ or request another specific change to correct the information ]. 

Most of the companies on my credit report was not given permission by me. I didn't give any of the Bureaus to share or give my information to companies. And by them doing so my information and identity was used and compromised Enclosed is documentation supporting my request : [ describe the documents youre sending, for instance : my credit report, with the disputed items circled. ] Please investigate this matter and delete [ or correct ] the disputed item [ s ] as soon as possible. 

Sincerely, XXXX XXXX Topics Credit, Loans, and Debt Credit and Debt XX/XX/XXXX XX/XX/XXXX Ran info against the dark web We ran your personal information against millions of data points on the Dark Web. 

Less Information ( 14 ) Compromised Information Found Potential Site : linkedin.com Password : XXXX Date : XXXX Email : XXXX Compromised Information Found Potential Site : XXXX Password : XXXX XXXX Date : XXXX Email : XXXX Compromised Information Found Potential Site : XXXX XXXX XXXX XXXX Date : XXXX Email : XXXX Compromised Information Found Potential Site : XXXX Password : XXXX Date : XXXX Email : XXXX Compromised Information Found Potential Site : profile information from XXXX XXXX XXXX ( XXXX ) and XXXX Password : XXXX XXXX Date : XXXX Email : XXXX Compromised Information Found Potential Site : XXXX Password : XXXX Date : XXXX Email : XXXX Compromised Information Found Potential Site : XXXX Password : XXXX Date : XXXX Email : XXXX Compromised Information Found Potential Site : XXXX Password : XXXX Date : XXXX Email : XXXX Compromised Information Found Potential Site : XXXX Password : XXXX XXXX Date : XXXX Email : XXXX Compromised Information Found Potential Site : XXXX Password : XXXX Date : XXXX Email : XXXX Compromised Information Found Potential Site : clearvoicesurveys.com Password : XXXX Date : XXXX Email : XXXX Compromised Information Found Potential Site : XXXX Password : XXXX XXXX Date : XXXX Email : XXXX Compromised Information Found Potential Site : XXXX Password : XXXX XXXX Date : XXXX Email : XXXX Compromised Information Found Potential Site : XXXX Password : XXXX XXXX Date : XXXX Email : XXXX this is just an example of all the wrong Experian has done to my credit. And there is much more... 


Filter by : Credit score and rating Identity and fraud protection Connected accounts Experian Boost Unread Archived Select all Mark as read Archive Oldest Today XXXX got a copy of your Experian Credit Report. 
experian-bug Check out your latest credit card offer, matched just for you. 
See offer details XX/XX/XXXX XXXX got a copy of your Experian Credit Report. 
XX/XX/XXXX XXXX got a copy of your Experian Credit Report. 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
experian-bug Your personal info is at risk 11 times Find out where info like your phone number and address are exposed. 

See your scan results XX/XX/XXXX Your Account Dispute has been updated. 
XX/XX/XXXX Your Dispute Results are ready. 
XX/XX/XXXX Your Account Dispute has been updated. 
XX/XX/XXXX Your Account Dispute has been updated. 
XX/XX/XXXX Your Account Dispute has been updated. 
XX/XX/XXXX Your Account Dispute has been updated. 
1 2 3...

11 Currency A personal loan could help your credit Oldest XX/XX/XXXX Your Account Dispute has been updated. 
XX/XX/XXXX You have opened an Account Dispute on your Experian credit report. 
XX/XX/XXXX You have opened an Account Dispute on your Experian credit report. 
XX/XX/XXXX You have opened an Account Dispute on your Experian credit report. 
XX/XX/XXXX You have opened an Account Dispute on your Experian credit report. 
XX/XX/XXXX You have opened an Account Dispute on your Experian credit report. 
XX/XX/XXXX You have opened an Account Dispute on your Experian credit report. 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX XXXX XXXX XXXX XXXX has reported your account as over or at your credit limit. 
XX/XX/XXXX XXXX XXXX reported a new account on your Experian Credit Report. 


XXXX XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
XX/XX/XXXX XXXX got a copy of your Experian Credit Report. 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XXXX XXXX, XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
XX/XX/XXXX XXXX got a copy of your Experian Credit Report. 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX XXXX has reported Positive Activity : Loan Paid. 
XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
XX/XX/XXXX XXXX XXXX XXXX has flagged your account as 30 Days Past Due. 
XX/XX/XXXX XXXX XXXX got a copy of your Experian Credit Report. 
XX/XX/XXXX Your XXXX XXXX XXXX account 's Credit Usage significantly increased to 93.4 %. 
XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX XXXX XXXX XXXX XXXX has reported your account as over or at your credit limit. 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
XX/XX/XXXX XXXX XXXX XXXX has flagged your account as Collections. 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX XXXX XXXX XXXX reported a new account on your Experian Credit Report. 
XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
XX/XX/XXXX XXXX XXXX XXXX XXXX has reported your account as over or at your credit limit. 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
1 ...

4 5 6...

11 XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX XXXX XXXX XXXX XXXX has flagged your account as Charge-off. 
XX/XX/XXXX XXXX XXXX XXXX XXXX has flagged your account as 180 Days Past Due. 
XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
XX/XX/XXXX XXXX XXXX has flagged your account as 150 Days Past Due. 
XX/XX/XXXX XXXX XXXX XXXX XXXX has flagged your account as Charge-off. 
XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XXXX XXXX, XXXX XXXX XXXX XXXX XXXX has flagged your account as 150 Days Past Due. 
XXXX XXXX, XXXX XXXX XXXX  XXXX XXXX has reported your account as over or at your credit limit. 
XXXX XXXX, XXXX Your XXXX Score has decreased by XXXX points. 

XXXX XXXX, XXXX XXXX  XXXX has flagged your account as 120 Days Past Due. 
XXXX XXXX, XXXX XXXX XXXX XXXX XXXX has flagged your account as 150 Days Past Due. 
XXXX XXXX, XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX XXXX XXXX XXXX XXXX has reported your account as over or at your credit limit. 
XX/XX/XXXX XXXX XXXX XXXX XXXX has flagged your account as 120 Days Past Due. 
XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
XX/XX/XXXX XXXX XXXX XXXX XXXX has flagged your account as 120 Days Past Due. 
XX/XX/XXXX XXXX XXXX XXXX XXXX has flagged your account as 90 Days Past Due. 
XX/XX/XXXX Your XXXX XXXX XXXX XXXX account balance increased to {$7400.00}. 
XX/XX/XXXX XXXX XXXX has flagged your account as 90 Days Past Due. 

XX/XX/XXXX Good news : Your XXXX Score has increased by XXXX points! 
XX/XX/XXXX XXXX XXXX XXXX XXXX has flagged your account as 90 Days Past Due. 
XX/XX/XXXX XXXX XXXX XXXX XXXX has closed a credit line on your account. 
XX/XX/XXXX Your XXXX XXXX XXXX XXXX account balance increased to {$6300.00}. 
XX/XX/XXXX Your XXXX XXXX  XXXX XXXX account 's Credit Usage significantly increased to 99.63 %. 
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX has flagged your account as 60 Days Past Due. 
XX/XX/XXXX XXXX XXXX XXXX XXXX has flagged your account as 60 Days Past Due. 
XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX has flagged your account as 30 Days Past Due. 
XX/XX/XXXX XXXX XXXX XXXX has flagged your account as 60 Days Past Due. 

XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
XX/XX/XXXX XXXX XXXX XXXX XXXX has flagged your account as 30 Days Past Due. 
XX/XX/XXXX Your XXXX XXXX  XXXX XXXX account balance increased to {$5200.00}. 
XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
XX/XX/XXXX Your XXXX XXXX XXXX XXXX XXXX account 's Credit Usage significantly increased to 109.67 %. 
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX has reported your account as over or at your credit limit. 
XX/XX/XXXX XXXX XXXX XXXX has flagged your account as 30 Days Past Due. 
XX/XX/XXXX Your Credit Rating has changed from Fair to Poor. 
XX/XX/XXXX Your XXXX Score has decreased by XXXX points. 
XX/XX/XXXX Your XXXX XXXX XXXX XXXX account 's Credit Usage significantly increased to 64.63 %.

Company response to consumer: Closed with explanation