Consumer complaint received 2022-07-26
Company: Experian Information Solutions Inc.
State: SC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In accordance with the Fair Credit reporting act XXXX  Account has violated my Right 1. XXXX XXXX XXXX  Opened XXXX 2 {$350.00} XXXX XXXX XXXX XXXX Opened XXXX 3. {$510.00} XXXX XXXX Opened XXXX XXXX XXXX 4. {$2900.00} XXXX XXXX XXXX XXXX error Needs attention 5. {$510.00} XXXX XXXX XXXX  error Needs attention 6. {$350.00} XXXX XXXX 7. {$290.00} XXXX XXXX error Needs attention 8 {$2900.00} XXXX XXXX XXXX XXXX error Needs attention XXXX XXXX XXXX XXXX XXXX Credit Card Closed account {$350.00} 10. XXXX XXXX XXXX Bank XXXX XXXX XXXX Account number XXXX Account type Credit card Responsibility Individual 11XXXXXXXX XXXX XXXX XXXX Account number XXXX Account type Auto Loan Responsibility Individual Date opened XX/XX/XXXX Status Account charged off. {$15.00}, XXXX written off. {$16.00}, XXXX past due as of XX/XX/XXXX XXXX XXXX  Account number XXXX Account type Note Loan Responsibility Individual Date opened XX/XX/XXXX Status Account charged off. {$690.00} written off. {$690.00} past due as of XX/XX/XXXX. 

XXXXXXXX XXXX Account number XXXX Account type Note Loan Responsibility Individual Date opened XX/XX/XXXX Status Refinanced, closed. 
Status updated XXXX XXXX 14. XXXX XXXX Account number XXXX Account type Secured Loan Responsibility Individual Date opened XX/XX/XXXX Status Account charged off. {$2.00}, XXXX written off. {$2.00}, XXXX past due as of XX/XX/XXXX. 

15. ccount info Account name XXXX XXXX Account number XXXX Account type Secured Loan Responsibility Individual Date opened XX/XX/XXXX Status Account charged off. {$860.00} written off. {$960.00} past due as of XX/XX/XXXX. 
Status updated XXXX XXXX Balance {$960.00} 16. XXXX XXXX XXXX Account number XXXX Account type Unsecured Responsibility Individual Date opened XX/XX/XXXX Status Account charged off. {$860.00} written off. {$950.00} past due as of XX/XX/XXXX. 

XXXX, XXXX. 
Account number XXXX Account type Collection Responsibility Individual Date opened XX/XX/XXXX Status Collection account. {$240.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$240.00} Balance updated XX/XX/XXXX 17. ccount info Account name XXXX XXXX XXXX  Account number XXXX Account type Collection Responsibility Individual Date opened XX/XX/XXXX Status Collection account. {$56.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX XXXX {$56.00} Balance updated XX/XX/XXXX 18. XXXX XXXX XXXX Account number XXXX Account type Collection Responsibility Individual Date opened XX/XX/XXXX Status Collection account. {$100.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$100.00} Balance updated XX/XX/XXXX XXXX XXXX XXXX XXXX Account number XXXX Account type Lease Responsibility Individual Date opened XX/XX/XXXX Status Account charged off. {$1.00}, XXXX past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$1300.00} Balance updated XX/XX/XXXX 15 U.S.C 1681 602 A States I have the right to Privacy 15 U.S.C Section 604 A Section 2. It also states a consumer reporting Agency can not furnish my account, without my written instructions. 15 U.S.C 1681c ( a ) ( 5 ) no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information. other than records convictions of crimes which antiendates the report by more than 7seven years

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief