Consumer complaint received 2021-12-31
Company: Specialized Loan Servicing Holdings LLC
State: IL
Product: Debt collection
Sub-product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-issue: Seized or attempted to seize your property

Complaint:
Complaint against XXXX XXXX  XXXX XXXX for XXXX XXXX XXXX for unlawful seizure ( theft ) of my property and XXXX XXXX as the Master Servicer and Depositor. 

Demand to produce copy of the general Ledger for the account receivable owned by my creditor for my property located at XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX, XXXX, IL XXXX and sold for {$130000.00} on XX/XX/XXXX. MLS # XXXX ; and proof of receipt and distribution of funds after sale, such as copies of wire transfer receipts after the sale {$130000.00} ; proof of deposit these money on general ledger of the Creditor who owns and maintains this account receivable ; proof of distribution of these funds to Investors who have legal rights to collect these payments ( in other words, who paid value for my alleged loan.

Please identify who was my creditor who was entitled for relief and how this Creditor obtained rights to collect from me ( paid value for my alleged loan, as required under UCC Art XXXX/XXXX. 

Please state the full list of investors who received money from {$130000.00} foreclosure sale of my property proceeds and provide me a release of lien from each Investor with proof that the payment was made from these proceeds. 

Please explain why XXXX XXXX  never provided me any receipts or releases of lien, accompanies by a copy of its Accounting Ledger where my loan was written off as " paid '' These records must be kept permanently on books and ledgers of XXXX XXXX  XXXX XXXX who is the responsible party for all XXXX XXXX financial affairs. 

If no such ledger is kept and maintained on anyone 's accounting books and records, please explain why no such accounting records were created. 

Statement of Fact. On XX/XX/XXXX I executed a Note and Mortgage for XXXX Investment and Loan, who pretended to be a " Lender ''. As I recently learned, I became a victim of mass securitization fraud where I " inhereted '' information about securitization scheme initiated with the prior owner by one of Big Investment Banks. 

XXXX was merely an aggregator of my information which XXXX passed to likely XXXX XXXX to use in the next level of securitization which XXXX XXXX XXXX about {$180.00} per {$1.00} of information dressed as a " loan '' which XXXX passed to me via XXXX. 

On XX/XX/XXXX someone acting as " XXXX XXXX XXXX lawyers '' ( XXXX ) filed a fraudulent complaint per instructions from some third -parties ( likley Lenders Processing Services ) who most likely furnished this " Complaint '' to be filed. 

Complaint lacked any evidence except standing alone stamped signature of " XXXX XXXX '' who was defunct Vice President since XXXX. 

Complaint lacked any references to my alleged Creditor and did not contained any accounting records. 

Yet, XXXX XXXX  XXXX XXXX managed to obtain favorable but void verdict and sold my property via realtor XXXX XXXX who did not know who is his client because he received al insturcitons via someone's website ( XXXX XXXX 's XXXX XXXX now XXXX XXXX XXXX XXXX XXXX I was never provided any copies of any financial records, particularly a copy of general ledger for the account receivable for my alleged " loan '' neither during this foreclosure or after it. 

I was never provided any releases of my alleged " lien '' or proof of payments to investors after the sale. 

Instead, I became a victim of a new illegal collection by Specialized Loan Servicing LLC who started demanded from me money four months after my property was sold by XXXX XXXX  XXXX XXXX. 

I have reason to believe that nobody loaned me any money and all proceeds from sale of my property went to XXXX XXXX as additional revenue on top of pornographic profits XXXX receive by trading my securitized identity on the open markets, plus profits from credit default swaps. 

This is why it is essential for XXXXXXXX XXXX XXXX XXXX to provide me copies of General Lender for loan account receivable for my property where XXXX XXXX  deposited {$130000.00} proceeds from forced sale of my property on or about XX/XX/XXXX. 

As well as the Affidavit from XXXX XXXX  and its authorized officer, in the following format, to verify XXXX authority to sell my property to third party and receive {$130000.00} for it. 

" XXXX has a loan account receivable arising from her transaction on the XXXX day of _, XXXX. XXXX [ identify the Creditor ] has all rights, title and interest to the underlying obligation, the legal debt. By law XXXX owes XXXX that money. We have been hired/ appointed to serve the interests of XXXX and empowered by XXXX to administer, collect and enforce the right to collect payments of interest and principal as provided by XXXX 's note and the recorded Mortgage. A copy of that authorization, signed by an authorized officer of XXXX is attached. Attached is a copy of the XXXX ledger on which XXXX loan account appears showing the balance, payments and disbursements from inception to the present. Attached is her recorded Mortgage and Note with her promise to pay us. Name of signor, position with the XXXX XXXX, and full contact information - office address, phone & fax number, email ''

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation