Consumer complaint received 2022-03-24
Company: Experian Information Solutions Inc.
State: IL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
There are some accounts and inquiries on my credit report, from Experian, XXXX, and XXXX that are inaccurate and not authorized by me. I have tried to dispute these accounts and they are still on my credit report. I have also reached out to the company as well. XXXX accounts on Experian XXXX XXXX XXXX XX/XX/XXXX with a past due amount of {$3000.00}. second account is XXXX XXXX opened XX/XX/XXXX original balance says {$10000.00} XXXX disputed this account with Experian and its still reporting to my credit report, The company does not have any contact information listed on the account so I had to look the company up and explained to them that I did not authorize this account. These XXXX accounts are also listed on XXXX and XXXX. I disputed with all XXXX credit bureaus. There are also inquiries from the company that I disputed and its still on my account. 
XXXX Inquiries XXXX. Inquiry made by : XXXX XXXX Type : XXXX XXXX Inquiry Made on : XX/XX/XXXX XXXX. XXXX made by : XXXX XXXX XXXX : Miscellaneous Made on : XX/XX/XXXX XXXX. XXXX made by : XXXX XXXX XXXX. Type : Installment Loan Made on : XX/XX/XXXX XXXX. Inquiry made by : XXXX Home Loans Type : All Banks Made on : XX/XX/XXXX ( reported by XXXX ) XXXX. Inquiry made by : XXXX Credit Bureau Type : Miscellaneous Made on : XX/XX/XXXX XXXX made by : XXXX Type : Miscellaneous Made on XX/XX/XXXX XXXX. XXXX made by : XXXX Type : finance personal Made on XX/XX/XXXX XXXX. XXXX made by : XXXX XXXX XXXX : Banks Made on : XX/XX/XXXX XXXX. Inquiry made by : XXXX XXXX  Type : Banks Made on XX/XX/XXXX XXXX made by : XXXX Type : finance personal Made on : XX/XX/XXXX XXXX made by : XXXX XXXX Type : XXXX XXXX Made on XX/XX/XXXX XXXX. Inquiry made by : XXXX type : finance personal Made on : XX/XX/XXXX XXXX. Inquiry made by : XXXX XXXX XXXX type : finance personal Made on : XX/XX/XXXX XXXX. XXXX made by : XXXX Bank type : finance personal Made on : XX/XX/XXXX XXXX. XXXX made by : XXXX XXXX type : finance other than personal made on : XX/XX/XXXX XXXX. XXXX made by : XXXX XXXX type : automotive Made on : XX/XX/XXXX XXXX. XXXX made by : XXXX type : finance personal Made XXXX XXXX Inquiries XXXX XXXX Inquiry made by : XXXX XXXX Type : XXXX XXXX Inquiry Made on : XX/XX/XXXX XXXX. XXXX. Inquiry made by : XXXX XXXX Type : PERSONAL LOAN COMPANIES Inquiry made on : XX/XX/XXXX XXXX made by : XXXX XXXX Type XXXX XXXX XXXX  Inquiry Made on : XX/XX/XXXX XXXX made by : Settlement XXXX Type : Miscellaneous Made on : XX/XX/XXXX XXXX made by : XXXX  XXXX. Type : Installment Loan Made on : XX/XX/XXXX XXXX made by : XXXX Home Loans Type : All Banks Made on : XX/XX/XXXX XXXX made by : XXXX XXXX XXXX  Type XXXX XXXX XXXX XXXX : XX/XX/XXXX I have not signed any documents or gave any verbal permission authorizing the company in question to view my credit report. The listed inquiries was without authorization, and for no legitimate business purposes. As such, it is a very serious error in reporting. I never authorized such action, and this constitutes a violation of my rights under the Fair Credit Reporting Act 604 as well as a violation of my rights to privacy. The following information needs to be removed from my credit report. This is making my life hard.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation