Consumer complaint received 2019-03-11
Company: EQUIFAX, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Texas XX/XX/XXXX I XXXX XXXXy am a victim of inaccurate/unverifiable/invalid/outdated and/or possibly even fraudulent misinformation. This denouncing of the mis-reporting/ mis-information is to assert my command that you, as regulated, produce physically counters per federal laws of my disputes failed to facilitate my request that they either delete/or block at a minimum the following unconfirmed / yetaffirmed/ outdated/ misreported/ merged/ unrecognized/ and-or fraudulent information from my credit record. I demand to be convinced ( as mandated ) that you can adequately evidence in requisite precisely how the misinformation come to take place if even at all, with my knowledge AND authorization in writing of any person/ persons/ or entities that might be irrefutably responsible or even that I factually received any money, goods, or services as a result of the disputed misinformation of INACCURATE MISINFORMATION/ UNVERIFIABLE & INVALID INFORMATION/POSSIBLY FRAUDULENT information and/or even possible of Identity Theft hence my utilzation of this manipulated Identity Victims Complaint The Paperwork Reduction Act requires the FTC to display a valid control number ( in this case, XXXX control # XXXX ) before we can collect or sponsor the collection of your information, or require you to provide it. FTC Report # XXXX ( 1 ) It can not be determined with federally required physical verification of 100 % validity that I nor anyone authorized use of my name or personal information to lawfully obtain money, credit, loans, goods, or services or for any other purpose as described in this report.

( 2 ) It can not be determined with federally required physical verification of 100 % validity that I nor anyone authorized received any money, goods, services, or other benefit as a result of the events described in this report.

( 3 ) I am willing to work with law enforcement if charges are brought against the person ( s ) who committed the fraud should that be the findings based on a federally regulated investigation exactly by the books, if you will.

( 4 ) I believe the following person used my information or identification documents to open new accounts, use my existing accounts, or commit other fraud. I do NOT verifiably with confidence state that I KNOW or even have a suggestion as to who ( or whom ) may have elected to commit these acts versus me, if any.

UNFORETUNATELY, I HAVE LITTLE TO NO INFORMATION ABOUT THE potential EVENTS OF ISSUE, AS I WAS MISFORTUNATED TO DISCOVER THE ISSUES MYSELF WHEN I VIEWED MY CREDIT REPORTS AS I SOUGHT to ensure adequate reporting should I elect to seek funding such as future FINANCING FOR A HOME.

Additional information about the criminal like mis-reporting of mis-information ( for example, how the responsible party even if potentially an identity thief -- gained access to my information or which documents or information were used ) : NONE -- UNFORTUNATELY, I HAVE LITTLE TO NO INFORMATION ABOUT THE EVENTS OF ISSUE, AS I WAS MISFORTUNATED TO DISCOVER THE ISSUES MYSELF WHEN I VIEWED MY CREDIT REPORTS AS I SOUGHT FINANCING FOR A HOME RECENTLY THE FOLLOWING ACCOUNTS I WOULD LIKE TO CONFIRM ARE NOT, AS I MIGHT SUSPECT, A DIRECT RESULT OF unauthorized, OUTDATED/ and/or unrecognized misinformation that is also inaccurate or at least unverifiable to meet laws of report-ability, please as such, DELETE and permanently block ASAP or physically verify the validity of any and all data and information of the account ( s ) alleged to me in dispute below, every and each notation, all calculations, the dates and relate-vent balances, and all accounting records, whether or not reported. Additionally, I request you ensure these reported items and the reporters each are compliant to Metro ( I or II as applicable ) regulations such as the required 426-character format field P6 statement ( s ), the minimal five ( 5 ) portioned Personal Identifiers, and even the adequate complete alpha, numeric, and/or alphanumeric source code ( s ). 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company response to consumer: Closed with explanation