Consumer complaint received 2022-07-05
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I AM WRITING IN REGARDS TO A LETTER RECEIVED BY XXXX XXXXXXXX XXXX DATE XX/XX/XXXX. APPARENTLY, SOMEONE SUBMITTED A CLAIM PERTAINING TO THIS FRAUDULENT LOAN. WE DID NOT. PLEASE NOTE WE INVESTIGATED THE COMPLIANT AND NOTICE THE FOLLOWING : 1. THE ADDRESS IS NOT THE CORRECT ADDRESS FOR BOA 'S MORTGAGE AND LOAN FRAUD CLAIMS. IN XXXX THE XXXX CENTER WAS SOLD TO XXXX. 

2. WE DID NOT SUBMIT THIS CLAIM. ALL DOCUMENTS REGARDING THE SUBMITTER ARE TO BE SENT TO US BY XXXX ASAP! 

3. THIS FRAUDULENT LOAN IS INACTIVE IN THE XXXX XXXX  XXXX XXXX. REQUESTING COPIES OF ALL XXXX FRADULUENT MORTGAGE STATEMENTS AND ALL DOCUMENTS SIGNED. AFTER REVIEWING AN ALTISOURCE REPORT THERE WAS A QUITCLAIM DEED FILED. SECURITY DEED AND WARRANTY DEED JOINT SUVIORSHIP. ALL DEED COPIES ARE TO BE SENT TO US ALSO. 

XXXX PURCHASED THE XXXX XXXX ADDRESS IN XXXX, THIS IS AN INSIDE JOB. SIMILAR TO ADDITIONAL ISSUES I PERSONALLY HAVE HAD WITH BOA. 

WE NEVER RECEIVED AN INITIAL FIRST AND SECOND LOAN ON PROPERTY LOCATED AT XXXX XXXX XXXX, WE ARE VICTIMS OF ID THEFT. WE WERE VICTIMS OF A LARGE PONZI SCHEME. THERE WERE OVER 30 PLUS FRAUDULENT LOANS TAKEN OUT ON ALL WHAT WE THOUGH WERE OUR PROPERTIES. IN XXXX SO. HOW DID YOU FINANCE A LOAN WITH YOUR BANK.FURTHERMORE YOU WILL FIND FRADULENT MODIFICATION FOR XXXXXXXX XXXX  FROM XXXX XXXX XXXX 'S 1098 FORM. THE INDIVIDUALS WHO RESIDED AT XXXX XXXX XXXX XXXX PRIOR WAS XXXX AND XXXX XXXX, AFTER MUCH RESEARCHED WE UNCOVERED THEY WERE WORKING WITH THE XXXX XXXX XXXX AND XXXX, IT APPEARS ALL OF OUR INFORMATION WAS OBTAINED AND THEY WOULD TRAVEL AROUND THE COUNTRY AND UTILIZED INDIVIDUALS CREDIT ETC. WE UNCOVEREDOVER XXXX HOUSE ATTACHED TO OUR NAMES IN PLACED WERE THEY RESIDED, WE LOCATED THESE LIST OF ADDRESSES FOR THEM THEY EVEN UTILIZED XXXX XXXX XXXX, XXXX GA XXXX IN ORDER TO GET FRAUD LOANS. WE PUT THIS TOGETHER JUST RECENTLY AFTER WE BEGAN PULLING INFORMATION OFF LINE. 
Address Property Est Dates XXXX AND XXXX XXXX ( PERSON 'S OF INTEREST ) XXXX XXXX XXXX XXXX, GA XXXX XXXX - Now Owner XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX - XXXX Owner XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX - XXXX Owner XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX, NJ XXXX XXXX - XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX - XXXX XXXX XXXX XXXXL XXXX, GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX, OR XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MD XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MD XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MD XXXX XXXX - XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX XXXX - XXXX XXXXXXXX XXXX XXXX  XXXX XXXX XXXX, GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX, VA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX - XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX - XXXX XXXX XXXX SR XXXX XXXX, IN XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX XXXX - XXXX XXXX XXXX XXXXXXXX XXXX  XXXX XXXX, GA XXXX XXXX - Now XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX NC XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX - XXXX XXXX XXXX CT XXXX XXXX, MI XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX XXXX - XXXX XXXX KISKIAC XXXX XXXX XXXX VA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX NC XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NC XXXX XXXX - XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX GA XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX XXXX - XXXX XXXX XXXX CV XXXX XXXX XXXX XXXX VA XXXX XXXX - XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief