Consumer complaint received 2019-06-16
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Enclosed/Attached is a copy of my original dispute letter I am writing this due to non-compliance with Credit Reporting Agency TransUnion They failed to conduct a proper investigation in accordance to FCRA guidelines I strongly believe that they are in violation of the FCRA and are outright refusing to uphold the law Because in my review of my most recent Transunion report, I can still see inaccuracies and blatant violation. And so, my dispute letter to the CRA dated XX/XX/XXXX, once again Im challenging inaccurate Items previously disputed ( XXXX XXXX, XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX/XXXX, XXXX XXXX , XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX   XXXX, XXXX XXXX XXXX XXXX XXXX ). Dispute reason : remove this account because the Status updated date didn't change/updated, this irrefutable proof that no investigation was done as per FCRA remove for violation However, in the CRA dispute results report they claim the items was verified as accurate and updated but how could this be? when the status updated didn't change/updated after the investigation was done, this proves that no investigation was ever done. Status updated date didn't change/updated even though the CRA claimed that the inaccurate items reporting on my credit report was verified as accurate and their investigation is complete, but the Status updated date didn't change/updated to be a current updated date as per FCRA. 
It is to be noted that prior to dispute with the CRA, inaccurate items XXXX XXXX status updated date was ( XX/XX/XXXX ), XXXX XXXX status updated date was ( XX/XX/XXXX ), XXXX status updated date was ( XX/XX/XXXX ), XXXX XXXX XXXX status updated date was ( XX/XX/XXXX ), XXXX XXXX status updated date was ( XX/XX/XXXX ), XXXX XXXX status updated date was ( XX/XX/XXXX ),  XXXX/XXXX status updated date was ( XX/XX/XXXX ), XXXX XXXX XXXX I was never late, I paid on time XX/XX/XXXX. Update payment history XXXX XXXX XXXX remove this account because the status updated date [ XX/XX/XXXX ] didnt change/updated, this irrefutable proof that no investigation was done as per FCRA. remove for violation XXXX XXXX XXXX these late payments are completely wrong. I need for you to remove this account because theres no way for you to legally verify XXXX XXXX XXXX XXXX XXXX XXXX remove this account because the status updated date [ XX/XX/XXXX ] didnt change/updated, this irrefutable proof that no investigation was done as per FCRA. remove for violation XXXX XXXX XXXX XXXX XXXX remove this account because the status updated date [ XX/XX/XXXX ] didnt change/updated, this irrefutable proof that no investigation was done as per FCRA. remove for violation XXXX XXXX XXXX remove this account because the status updated date [ XX/XX/XXXX ] didnt change/updated, this irrefutable proof that no investigation was done as per FCRA. remove for violation XXXX XXXX XXXX XXXX XXXX XXXX remove this account because the status updated date [ XX/XX/XXXX ] didnt change/updated, this irrefutable proof that no investigation was done as per FCRA. remove for violation After what is known as an investigation that was conducted and completed by the CRA, TransUnion report still shows the Status updated date didn't change/updated.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation