Consumer complaint received 2023-10-25
Company: AMERICAN EXPRESS COMPANY
State: CT
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
AFFIDAVIT OF TRUTH AND CEASE AND DESIST NOTICE Final Notice NOTICE TO AGENT IS NOTICE TO PRINCIPLE NOTICE TO PRINCIPLE IS NOTICE TO AGENT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 

RE : AMEX Amex is a furnisher of Inaccurate and incorrect information to my consumer reporting agencies. 

The reporting of such inaccurate information as cause serious damage to my character my reputation my general mode of living and my ability to obtain credit for personal and also my purpose. 

You're inaccurate reporting have damaged my livelihood 15US code 16 81 s - 2 responsibility of furnishing of information to consumer reporting agencies Duty a moral or legal application a responsibility Accurate correct in all details exact Prohibition a law or regulation forbidden something As defined by the IRS Even if you don't receive a form 1099C you must report cancel that as gross income on your tax return The IRS clearly define a charge off as gross or ordinary income. Income does not get reported and the Consumer report Which in fact makes your reporting of this account inaccurate incorrect and must be deleted By definition the IRS clearly says I canceled our charge of is income the report of this account as a debt is inaccurate and must be deleted from my consumer report. I demand you're company removed this inaccurate incorrect information on my consumer report, to be deleted immediately. 

15 USC 1681 S- 2 says your company are a furniture of information to a consumer reporting agencies.

You are prohibited by law to cease and desist this report of incorrect inaccurate information 15 USC 16 81 2 - S ( a ) ( 1 ) A.

A person shall not furnish any information related to a consumer to any consumer reporting agency If the person knows are as reasonable cause to believe that the information is inaccurate. 

Your company is hereby put and notice, your company is the furnisher of information which as cause serve implication to obtain credit for personal and house purpose. 

The lender must file form XXXX and send you a copy if the amount canceled is {$600.00} or more and the lender is a financial institution, XXXX XXXX, government agency, or other applicable entity as discussed earlier in this chapter XXXX. 

XXXX XXXX XXXX XXXX XXXX XXXX A duty of furniture of information to provide accurate information XXXX ) prohibition Be reported information after notice of confirmation of errors A Person shall not furnish information related to a consumer to any consumer report in agency if. 
XXXX ) the person has been notified by the consumer at address specifically by the person for such notice that specified information is incorrect and. 
XXXX ) the information is in fact inaccurate. 

In Conclusion I have shown you and your company is reporting inaccurate information you are put on notice of reporting inaccurate information. Your company have cause me and my family severe harm due to your negligence and inaccurate reporting. This is a final opportunity to cure and delete this erroneous inaccurate account from my consumer report. 



XXXX XXXX

Company response to consumer: Closed with non-monetary relief