Consumer complaint received 2023-04-03
Company: WELLS FARGO & COMPANY
State: MO
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Trouble during payment process

Complaint:
The bottom line for me to file this complaint is because I never missed any monthly payment, From XX/XX/XXXX till XX/XX/XXXX, when Wells Fargo intentionally put me into XXXXorclosure stsing I wasn't making my monthly payments, Which was Not True .... I was always making my payments, but on my monthly statements it showed " NOT APPLIED ", Payment was made but Wells Fargo was not applying my payments to my loan ..... 
They were intentionally making it look as if I wasn't making any payments at all But I was, and Never did I stop making my monthly payments. 
Their goal was to take my home for financial gain for them, and Left me homeless. 

Most important is that I called Wells Fargo and Spoke to XXXX XXXX in the Executive Offices of Wells Fargo, I offered and ask to let me Airmail a check for the {$9000.00} they stole from me by not taking the money I paid, never applying this money to my loan. 
I ask them where I could Airmail a Cashiers Check to Please apply this to my Mortgage, put my loan back in good status and stop the foreclosure. XXXX XXXX told me they would not accept my check, because my home was much more valuable and they were not going to stop the foreclosure process. 
This is why they dont have the recording of me talking to XXXX XXXX XXXX It was destroyed. 

I know for a fact that Wells Fargo has destroyed anything that would show that they intentionally foreclosed on my home only for their financial gain. So there will not be any documentation that would reflect their unlawful procedures. 
Anything and anyone that was part of this illegal fraudulent process have been removed, let go so they could not verify against what they did and the process they force me through to Steal my home from me and destroy my life. 

Since I was forced out of my house, and living on the streets I was not able to save any documentation that I had and they know this. 
That is why anything they did save will only reflect in their favor, all to hide the truth of them putting me into forclosure. 

MORE INFO... 
I wanted to say a few more things because what Wells Fargo intentionally did That completely destroy my marriage of 25 years, separated my whole family was all only for money, a company that has Billions of dollars, How Greedy must you be to do things like this I swear to you that everything I have said to you is 100 % the truth, am hoping that youll be able to see that during your research, and Im praying that youll be able to help me get back what I have lost. 
Which you know I cant get that time back, but maybe with your help I can reconnect with my wife and kids as a family like it was supposed to be I struggled and pleaded with them to let me pay them the entire amount they claimed I was behind on my mortgage payment, which I was never behind, I was making my monthly payments. 
We even setup automatic payments, the money was drafted, but again Not Applied to my loan. 
They took {$3800.00} all not applied to my loan, and I canceled that. 
They would not except my payment I offered, a Cashiers Check for {$9000.00}, That I would have airmailed to them, and for them to put my loan back in good standings, and leave me alone. .Any other financial company would have accepted this. 
Unbelievable, Knowing how they were going to just rip my life to pieces without a care. 
They damaged everything including my credit I had a credit score of XXXX, After what they did I was set back to a credit score of XXXX. 
Still today, My exwife and XXXX daughter live in a very small apt . just like I do. 
My Ex-wife was my high school sweetheart, we were together for over 30 years The only way or chance I would have to get her back, and my family back the way we were is to be able to buy her a new house, this would also give me the chance to see all my family together again for Parties, the holiday, etc. 
I know that there was {$3.00} XXXX Dollars that they were to use to compensate all the people that they took advantage of and filed a complaint with the Consumer Financial Protection Bureau. 
So hopefully you will be able to get me what I deserve.. 
There is no dollar amount that can give me back all that I lost, and all the time I lost being together with my wife and kids I pray to God that you are doing this for me, and see that Wells Fargo did something really wrong, and that you can compensate me for all I have had to go through because of this, It should have never happened. 
I want to thank you for looking into this.. Hopefully Ill hear from you soon. 
Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation