Consumer complaint received 2020-07-05
Company: Experian Information Solutions Inc.
State: AR
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
ftc violations filed 45 days ago XXXX Opened XX/XX/XXXX + {$88.00} Original creditor : XXXX XXXX Opened XX/XX/XXXX + {$720.00} Original creditor : XXXX   XXXX  XXXX XXXX XXXX Opened XX/XX/XXXX + {$3300.00} Original creditor : XXXX XXXX XXXX  XX/XX/XXXX Creditor Name XXXX   XXXX  Account Type Rental Agreement Account Status Closed Opened Date XX/XX/XXXX Closed Date -- Limit -- Term 12 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$1200.00} Highest Balance -- Payment Status Collection/Charge-Off Worst Payment Status -- Date of Last Payment XX/XX/XXXX Amount Past Due -- Times 30/60/90 Days Late XXXX Remarks Charged off account Payment History Latest Status : Collection/Charge-Off XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX OK OK OK OK XXXX XXXX XXXX J F M A M J XXXX XXXX XXXX XXXX XXXX D XXXX Unknown 120 120-149 Days Late 30 30-59 Days Late 60 60-89 Days Late 90 90-119 Days Late XXXX XXXX  {$0.00} Account Details Last Reported XX/XX/XXXX Creditor Name XXXX XXXX   Account Type Rental Agreement Account Status Closed - Paid and Closed Opened Date XX/XX/2015 Closed Date XX/XX/XXXX Limit -- Term 25 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$0.00} Highest Balance {$2600.00} Payment Status 30-59 Days Late Worst Payment Status -- Date of Last Payment XX/XX/XXXX Amount Past Due -- Times 30/60/90 Days Late 0/0/0 XXXX XXXX XXXX XXXX  Account Type XXXX XXXX   Account Status Closed Opened Date XX/XX/XXXX Closed Date -- Limit -- Term -- Monthly Payment {$320.00} Responsibility Individual Account. 
Balance Last Reported XX/XX/XXXX Creditor Name XXXX XXXX XXXX   Account Type Utility Company Account Status Closed Opened Date XX/XX/XXXX Closed Date -- Limit -- Term -- Monthly Payment -- Responsibility Individual Account. 
Balance {$100.00} Highest Balance -- Payment Status Collection/Charge-Off Worst Payment Status -- Date of Last Payment - XX/XX/XXXX Creditor Name XXXX XXXX XXXX Account Type Auto Account Status Closed Opened Date XX/XX/XXXX Closed Date -- Limit -- Term 75 Months Monthly Payment -- Responsibility Individual Account. 
Balance {$16000.00} Highest Balance -- Payment Status Collection/Charge-Off Worst Payment Status -- Date of Last Payment XX/XX/XXXX Amount Past Due {$16000.00} Times 30/60/90 Days Late XX/XX/XXXX Remarks Charged off account Payment History Latest Status : Collection/Charge-Off XXXX CO CO XXXX XXXX XXXX CO CO CO CO CO CO CO CO CO CO CO CO XXXX CO CO CO CO CO CO CO CO CO CO CO CO XXXX XXXX XXXX XXXX XXXX CO CO CO CO CO CO CO CO XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX OK OK OK OK XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX F M A M J XXXX XXXX XXXX XXXX XXXX XXXX CO Collection/Charge-Off U Unknown 30 30-59 Days Late 60 60-89 Days Late 90 90-119 Days Late XXXX XXXX CO {$0.00} Account Details Last Reported XX/XX/XXXX Creditor Name XXXX XXXX XXXX  Account Type Auto Account Status Closed - Paid and Closed Opened Date XX/XX/XXXX Closed Date XX/XX/XXXX Limit -- Term 72 Months Monthly Payment -- Responsibility Joint Account Balance {$0.00} Highest Balance {$20000.00} Payment Status 30-59 Days Late Worst Payment Status -- Date of Last Payment XX/XX/XXXX Amount Past Due -- Times 30/60/90 Days Late XXXX Remarks Affected by natural disaster Fixed rate Payment History Latest Status : 30-59 Days Late XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX OK OK XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX OK OK XXXX XXXX OK XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX OK OK OK OK J F M A M J XXXX XXXX XXXX XXXX XXXX D XXXX Unknown 30 30-59 Days Late XXXX   XXXX {$0.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation