Consumer complaint received 2023-04-18
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: NC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
To start I am very into keeping my Credit Reports accurate and excellent, the account in reference is the only negative account on my 3 reports and ive tried to get it removed but instead it updates with new inaccurate information each time with no fix from the TU, XXXX and TU. I have also tried to contact the bank but they cant find the account per the rep that answers and they are very rude. Ive never done this before and hope im doing this correctly and can get this removed as it was paid in full to XXXX ( XXXX XXXX XXXX ) who once paid removed there collection reporting.. 
Below is exactly what each report shows. How can they show a History with multiple Charge Offs shown as recent as XX/XX/XXXX and each report shows stuff a bit different, also several areas are blank. I just want this removed as I paid in full and have lost a lot of sleep over this, The Credit Reports have me with many late Payments do to the months showing CO ( Charged-Off ) instead of just CO in XXXX, I have been declined for new accounts saying recent delinquency because of it showing CO ( Charged-Off ) in XXXX.Please Help your my only hope. 

XXXX Account Name : XXXX ( XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX Adjust ) Account Type : Credit Card Date Opened : XX/XX/XXXX Open/Closed : Closed Status : Closed. {$430.00} Written Off Status Updated : XX/XX/XXXX Balance {$0.00} Balance Updated : XX/XX/XXXX Credit Limit : $ XXXX Monthly Payment {$0.00} High Balance : {$430.00} Terms : -- -- Responsibility : Indv Payment History : XX/XX/XXXX XXXX, XX/XX/XXXX XXXX, XX/XX/XXXX XXXX, XX/XX/XXXX CO, XX/XX/XXXX XXXX CO, XX/XX/XXXX CO, XX/XX/XXXX CO, XX/XX/XXXX CO TransUnion Account XXXX XXXX Total XXXX Date Opened : XX/XX/XXXX Responsibility : Indv Account Type : Revolving Loan Type : Credit Card Balance : {$0.00} Date Updated : XX/XX/XXXX Payment Received : {$0.00} High Balance : {$430.00} Credit Limit : {$300.00} Pay Status XXXX Sold was Charged Off Terms : Monthly Date Closed : XX/XX/XXXX Estimate to be Removed : XX/XX/XXXX Remarks : Purchased by another Lender : Paid In Full/Was Charged Off Payment History : XX/XX/XXXX XXXX, XX/XX/XXXX XXXX, XX/XX/XXXX XXXX, XX/XX/XXXX CO, XX/XX/XXXX CO, XX/XX/XXXX CO, XXXX Account : XXXX XXXX XXXX XXXX Reported Balance XXXX {$0.00} Payment XXXX {$0.00} XXXX XXXX Last Payment : -- -- -- -- Past Due : -- -- -- -- -- - Account Status : Closed Date Reported : XX/XX/XXXX Account Type : Revolving Account Owner : Indv Loan Type : Credit Card Credit Limit : {$300.00} High Credit XXXX XXXX XXXX XXXX -- Terms : Monthly Activity Designator : Transfer/Sold/Paid Date Opened : XX/XX/XXXX Date Reported : XX/XX/XXXX Date of Last Activity : -- -- -- -- Months Reviewed : XXXX Date of Last Payment : -- -- - Payment Amount {$0.00} Date of first Delinquency : XX/XX/XXXX Date of Major Delinquency : XX/XX/XXXX Amount Past Due : -- -- -- -- Payment History : XX/XX/XXXX CO, XX/XX/XXXX CO, XX/XX/XXXX CO Dash -- --- is no info shown on report... 

I'm trying to be very accurate, I just want to have this gone and not hurting me do to things reported inaccurate.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief