Consumer complaint received 2023-03-12
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, Texas, XXXX XX/XX/XXXX Dear Experian, I, XXXX XXXX XXXX, have written this letter to dispute incorrect social security number, another persons name, accounts in collections, and inquiries that are falsely listed on my credit report with your bureau. The following items are clearly fraudulent and are affecting my credit scores. I have claimed fraud on numerous occasions and your company is reporting another social security number that is not mine, and another persons name. According to the Fair Credit Reporting Act, legally the following incorrect information is not valid should be removed immediately : THIS IS NOT MY SOCIAL OR NAME Incorrect Social Security Number : ending in XXXX Incorrect Name : XXXX XXXX XXXX I DO NOT HAVE KNOWLEDGE OF THESE ACCOUNTS Party Owed : XXXX XXXX XXXX  ( ORIGINAL CREDITOR : XXXX ) Amount : {$540.00} Account Number from Credit Report : XXXX Party Owed : XXXX XXXX XXXX  ( ORIGINAL CREDITOR : XXXX ) Amount : {$110.00} Partial Account Number from Credit Report : XXXX Party Owed : XXXX XXXXXXXX Amount : {$1100.00} Partial Account Number from Credit Report : XXXX Party Owed : XXXX XXXX XXXX Amount : {$0.00} Account Number from Credit Report : XXXX Party Owed : XXXX XXXX XXXX XXXX Amount : {$2100.00} Partial Account Number from Credit Report : XXXX Party Owed : XXXX XXXX XXXX  Amount : {$0.00} Partial Account Number from Credit Report : XXXX Party Owed : XXXX XXXX XXXX XXXX  Amount : {$0.00} Partial Account Number from Credit Report : XXXX Party Owed : XXXX XXXX Amount : {$0.00} Account Number from Credit Report : XXXX Party Owed : XXXX XXXX Amount : {$510.00} Partial Account Number from Credit Report : XXXX Party Owed : XXXX XXXX Amount : {$2200.00} Partial Account Number from Credit Report : XXXX. 

INQUIRIES I DID NOT AUTHORIZE Creditor Name : XXXX XXXXXXXX Type of Business : Auto Financing Date of Inquiry : XX/XX/XXXX Creditor Name : XXXX XXXXXXXX Type of Business : Auto Dealers, Used Date of Inquiry : XX/XX/XXXX Creditor Name : XXXX XXXX Type of Business : Auto Financing Date of Inquiry : XX/XX/XXXX Creditor Name : XXXX Type of Business : Auto Financing Date of Inquiry : XX/XX/XXXX Creditor Name : XXXX XXXX XXXX XXXX Type of Business : Auto Financing Date of Inquiry : XX/XX/XXXX I am disputing this claim due to : THE AFORMENTIONED SOCIAL SECURITY NUMBER, NAME, COLLECTION ACCOUNTS AND INQUIRIES ARE INCORRECT AND I HAVE NO KNOWLEDGE OF THEM. THEY FRAUDLENT AND INCORRECTLY REPORTING AND I AM REQUESTING THAT ALL BE REMOVED IMMEDIATELY. I HAVE FILED A DISPUTE WITH CFPB THAT THE PREVIOUS SOCIAL SECURITY NUMBER, INCORRECT NAME, AND ACCOUNTS ARE FRAUDLENT. 

This is my official request to have the aforementioned items to be deleted off my credit report. Enclosed maybe additional evidence to support my claim.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation