Consumer complaint received 2023-06-03
Company: Experian Information Solutions Inc.
State: AL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
XXXX Experian an XXXX failed to comply with federal regulations guidelines causing me credit harm an provide false information make seem like I'm not paying.an paid in full full balance they keep lowering my credit score instead improve it they keep dropping not right now they doing consumer violation consumer financial protection act they refusing to investigate they refuse to delete incorrect information off my credit report when the company said delete they doing it illegal operation tampering with credit file XXXX refuse to correct my address it XXXX XXXX XXXX XXXX XXXX XXXX  they not providing correct address I hereby request they removed everything from my credit report as paid in full stop reported false information file lawsuits on company with evidence an proff I have due incorrect address that XXXX have on file is incorrect information using that not even correct address they in violation refuse to correct information every thing must match my personal information address an account missing information on this XXXX XXXX  don't get my personal information confused with a similar name that people using use on me force me to pay a debt with driver license verification must have valid identification card to match the identity of the consumer if they can't provide that an they running credit with provide documentation like social security number an i.d it can be any one using my personal information I am under identity thefts freezes on my credit report XXXX never investigation this problem they correct way make each party responsible for this harm that cause me can't provide copy of identification number everything must be deleted off my credit report I demand copy provide the i.d issue by government if they can't provide I'm file lawsuits on XXXX an XXXX XXXX XXXX XXXX failed to comply with federal regulations guidelines XXXX XXXX XXXX loans operation business failed to provide documentation identification number on record must match the social security number to run any credit in the United States of America failed to comply need that if u can provide me that identification number an watch the same i.d state of Alabama provide for me I will pay the full balance u can't provide that information I hereby request everything be removed an I'm force to file lawsuits for Allowing someone credit with out identification number issue by the government you must provide XXXX form of identification number approve credit to prevent identity thefts an fraud company refuse to do that now y'all in violation along with XXXX for requesting documentation failed to investigate correct way everyone remove XXXX XXXX XXXX XXXX from my credit report XXXX Experian XXXX deleted due Incorrect verification account incorrect information incorrect amount XXXX still failed to delete All incorrect information due identity thefts fraudulent activity still operating illegally account be placed on my credit report when I have freeze on it address is incorrect that not my address on that XXXX records they provide false information force me credit score to drop how my credit score poor an my credit score supposed be in good standard is be XXXX XXXX with good credit score discrimination equals right an protection under 14 the amendment united State Constitution federal Constitution violation my civil rights have the right sue state an federal I am in title to know what was use against me on credit report I been on file sent XXXX requirements documentation im failed to comply results in another lawsuits against XXXX if my credit score don't be place back were it was file another XXXX tampering with records proving false information reported false information allowing company to report false information on credit report with 2 forms identification provide by federal cant even Cash check with driver license or State i.d that apply to all credit lenders violation XXXX XXXXXXXX number federal regulations consumer financial protection right act we need that i.d an an full amount an date transaction must be corrected XXXX XXXX XXXX XXXXXXXX  in violation federal law long with XXXX XXXX XXXX XXXX XXXX operation to collect debt don't belong to no body an XXXX XXXX I file my dispute due to identity thefts credit company on my credit report must reimburse me debt settlement agreement supposed be paid to me that was part of the discrete revocable trust account never received that request full investigation credit file that y'all trying cover up tampering records federal offense have the right to sue need a copy every failed to do so I will file lawsuits an subpoena them records consumer rights I was effected by identity thefts fraudulent report over XXXX credit company was removed including false name failed to provide them documentation this is corrupted organization it's ok 2 option proved 2 forms identification number an correct payment amount an XXXX if that address don't watch my government issue i.d an mailing address file lawsuits false information so my identity can't be verified due to incorrect information in data base an y'all trying harm me some. More cause me to become homeless with bad credit my personal information being reported stolen effective data breaches y'all still operating illegally I am tired of being a victim with these credit report agency time take action I will not be a victim no more denied credit home loan credit card now it time y'all hold accountable for yall action I am a victim refusing to correct my credit score instead lower my credit score make it poor pay for incorrect information delete this from my credit report call XXXX XXXX XXXX that should been deleted that what XXXX XXXX XXXX said miss understanding failed to remove an investigation need feds stepped in fraudulent activity documents I prove XXXX XXXX XXXX XXXX XXXXXXXX everyone everything must be removed an XXXX failed to comply with federal regulations guidelines identity thefts fraudulent activity take they side not mines it wrong harassment me denied my credit I demand my credit score back to XXXX like it was sent my self credit builder account is paid in full I paid it off early still not ask the company they rather report it unpaid Harm my credit score I'm file lawsuits on XXXX Harm discrimination cause me mentally depressed become homeless due violation consumer rights not following the law

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief