Consumer complaint received 2019-01-17
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I recently found 3 wrong transactions under my name and addresses in my credit report with this company XXXX XXXX  I got recently legalized as Permanent Resident in the United States on XX/XX/XXXX. I have all the proves to show. I just received my SSN as well on XX/XX/XXXX I came to the United States on XX/XX/XXXX with a XXXX XXXX   XXXX. I wrote a letter to the company saying these things : * I am not the person that they are looking for. 
* I didn't check my credit score before because I didn't have a valid SSN and I wasn't able to apply for any credit before. 
* I recently open 2 credit cards account with XXXX XXXX. Both of them are in great shape. 
and paid on time. 
* My information shows on the dark web. ( i saw it for the first time on my XXXX XXXX XXXX at the same time that all these things showed up as well on my report ) * I opened my XXXX XXXX XXXX  App from XXXX XXXX on XX/XX/XXXX on XX/XX/XXXX my credit score was XXXX then I checked again and now is XXXX. 
* I was looking into my app and its show 3 transactions under my name with the wrong addresses and years that don't match. these are the accounts : *1 ) XXXX XXXX XXXX {$1000.00} on debt Date Reported XX/XX/XXXX Payment Status Collection/Chargeoff Account Status Derogatory Amount Past Due Not Reported Account Details Bureau Name XXXX XXXX XXXX Original Lender XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Account Type Not Reported Responsibility Individual Age Of Account 3 Years, 1 Month Credit Limit Not Reported Highest Balance {$1000.00} Payment Details Amount Past Due Not Reported Date of Last Payment Not Reported Monthly Payment Not Provided Payment Frequency Not Reported Lender Info XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX ( XXXX ) XXXX *2 ) XXXX XXXX XXXX  {$1100.00} on debt ( account closed ) Bureau Name XXXX XXXX XXXX  Account Type Credit Card Responsibility Individual Credit Limit {$500.00} Credit Used 229 % Highest Balance {$1200.00} Date Account Opened XX/XX/XXXX Date Account Closed XX/XX/XXXX Payment Details Amount Past Due {$1100.00} Date of Last Payment XX/XX/XXXX Monthly Payment {$0.00} Payment Frequency Not Reported Worst Pay Status Unknown Lender Info XXXX XXXX XXXX XXXX XXXX , TX XXXX ( XXXX ) XXXX *3 ) XXXX XXXX XXXX XXXX NY ( wrong address ) Total Debt {$2200.00} Accounts With a Negative Pay Status LENDERTYPEBALANCE XXXX XXXX XXXX COLLECTION/CHARGEOFFOther {$1000.00} XXXX XXXX XXXX COLLECTION/CHARGEOFFCredit Cards {$1100.00} I sent a letter and copies of all the pieces of evidence that I didn't live in all those places. I even put my ex-landlords phone number so they can reach them and talk to them. 
I sent copies of all the letters when I got legalized and copies of all my IDs with the dates on it. 
I can resend all the copies that I sent to this company to you. 
How can I have transactions before getting my valid SSN?

My personal information was stolen on the web.

and now my credit score is in a pretty bad shape XXXX  P.D. I can resend the letter that I sent to this company to you also the copies of everything.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation