Consumer complaint received 2023-07-13
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 

I DEMAND YOU DELETE THESE ACCOUNTS
 

It is a fact that pursuant to research and development by I the affiant consumer am the paramount reporter, I have some reasonable assumption that due process from the XXXX United States Bankruptcy act no gold has been in circulation and since silver has been canceled from circulation consumer credit protection seems to be the basis of all economic stability, see further 15 USC 1601 not limited to though directly invoked, I being a Federally protected consumer, so be it, and;

It is a fact that pursuant to research and development by I the affiant consumer, I have some reasonable assumption that due process of 18 USC 8 Obligation and Securities of the United States, I allege that I am not the direct adequate obligated party to the nature and cause of current debt other than to differ the creation of debt to the United States, any debt collector 1st, or 3rd party, collecting any form of the public debt shall have a reasonable chief executive officer that has sworn an oath to the United States Constitution so that the CEO chief executive officer may set off any said debt obligations of the United States and properly keep XXXX XXXX XXXX  or any security in exchange necessary on record, so be it, and;

It is a fact that the United States Congress in the session that did so enact the codes pursuant to 15 USC chapter 41 Consumer Credit Protection did so with an overwhelming advantage to the consumer so that the consumer no matter what race or ethnicity will not be discriminated in the pursuit of happiness when making household goods and services purchases, whereby the consumer also has the Consumer Financial Protection Bureau, to assist the consumer in any dispute with banks and various other organizations, so be it, and;

It is a fact that the United States Congress did so state emphatically that pursuant to 15 USC 1692 subsections abusive debt collection practices have caused an abundance of marital problems, and loss of employment, and have caused an invasion of personal privacy, and not limited to these statements abusive debt collection is prevalent, so be it, and;

It is a fact that I directly request a bill of particulars for any said debt XXXX XXXX XXXX, I do directly request the species of payment or indirect form pursuant to any ISO regulations and that I am directly required to pay as a debt pursuant commerce and trade, and that further research and development, I have discovered that 15 USC 78m(q)(1)(C)(i) states that payment be for the commercial development of oil, minerals, and natural gas, so be it, and I do not consent to pay any debt obligations that are not directly related to my the consumer, so be it, and;

It is a fact pursuant 15 USC chapter 41 it is a fact that 15 USC chapter 41, not limited to may be used by the consumer in the place of any existing STATE codes as due process the State consumer laws if they dont meet or exceed that of the general public, so be it, and;

It is a fact that the consumer has location information and or a place of abode, not an address or anything else be listed under commerce and trade, that I affiant can find or produce, and notice I use my mailbox, as a private mailbox, and I give all notices of record;

It is a fact that I by this notice and demand, a notice of mistake of material fact that I do not owe any debt obligation of the United States and I declare I have absolutely no knowledge of the alleged debts listed on your website, company records, or any and all derivatives, therefore, of, and/or with any affiliates or agencies acting as a real party or a third-party interloper, I again state I have no knowledge of this indirect, unverified, debt, so be it, and; 

Affidavit of truth herein directed;
Fact, I am an eyewitness to the information by allegations against my name being incorrect, and I demand the documented verification of any and all derivatives for an alleged debt for any such debts alleged to be mine XXXX the consumer in fact, so be it, and; 

Fact, all creditors must be aware that if they were eyewitnesses to their allegations, then they must know who stole my identity and possibly conspired with the individual to steal my identity and attempt to hold me to fraudulent/unenforceable contracts which an entity cannot be an eyewitness to unless using deceptive practices in and affecting commerce in violation of the Fair Debt Collection Practices Act, notice it takes a natural person to engage in commerce by using an artificial person, so be it, and;

Affidavit of notice of the wrong person;
I do not know any of the alleged creditors and debt collectors, look up any Secretary of State website for any valid State liens, if so, show evidence of record certified, so be it, and; 

Fact, I never sat across a table from any of the alleged creditors and debt collectors and never entered into a contract with any receiving a meeting of the minds, so be it, and;

Fact, I know that no valid direct verified contracts exist with me and another party by wet ink signature, and if so, I allege that it may have been securitized, so I know that any attempt to collect a debt is actually an alleged indirect action, please verify and document all verifications accordingly, so be it, and; 

Affidavit of notice of fraudulent accounts, loans, credit cards, and other financial information; and fact, all allege contracts are completely fraudulent and the attempt to enforce a fraudulent contract is unlawful due to the contract being created through the illegal activity of identity theft and power of attorney fraud, so be it, and;

Fact, please show good faith in this matter by expediting the securing of the alleged information listed on your sight in order to avoid me receiving further injury, damages, mental anguish, and losses due to me being a victim of identity theft, so be it, and;

Fact, the Fair Debt Collection Practices Act is intended to secure my right to privacy and my privacy has been breached so be it, and;

Fact, I am sure the removal of my information from your website, company records, or any and all derivatives therefore, of, and/or with any affiliates will ensure my privacy rights wont be violated again due to my lack of consent and this herein unrebutted affidavit of truth being serviced to you today and therefore, standing as truth in commerce, so be it, and;

Affidavit of notice of right to use for public law: 48, 48 112;
Fact, I am not a debtor. 

Fact, I am a Secured Party Creditor pursuant 15 USC 1602j and for record it is fact that I the secured party DISCHARGES ALL DEBTS PURSUANT TO 73RD CONGRESS. SESS 1. CHS. 48 49. XXXX XXXX XXXX HJR 192 HR 1491 PUBLIC LAW 1 48 STAT 1 PUBLIC LAW 10 CHAPTER 48 STAT 112 PUBLIC LAW 73-10 40 STAT 411 TRADING WITH THE ENEMY ACT (TWEA) XXXX XXXX XXXX  
**Brady v. U.S., 397 U.S., 742 at 748. Waivers of Constitutional Rights must not only be done voluntarily; they must be knowingly intelligent acts done with sufficient awareness of the relevant circumstances and consequences**

b.) **18 U.S. Code  241.Conspiracy against rights:
If two or more persons conspire to injure, oppress, threaten, or intimidate any person in any State, Territory, Commonwealth, Possession, or District in the free exercise or enjoyment of any right or privilege secured to him by the Constitution or laws of the United States, or because of his having so exercised the same; 
They shall be fined under this title or imprisoned not more than ten years, or both; and if death results from the acts committed in violation of this section or if such acts include XXXX  or an attempt to XXXX, XXXX XXXX XXXX  or an attempt to commit XXXX XXXX XXXX or an attempt to XXXX, they shall be fined under this title or imprisoned for any term of years or for life, or both, or may be sentenced to death. XXXX XXXX XXXX, ch. 645, 62 Stat. 696; Pub. L. 90284, title I,  103(a), XXXX XXXX, 82 Stat. 75; Pub. L. 100690, title VII,  7018(a), (b)(1), XXXX XXXX, 102 Stat. 4396; Pub. L. 103322, title VI,  60006(a), title XXXII, 320103(a), 320201(a), title XXXIII,  330016(1)(L), XXXX XXXX XXXX, 108 Stat. 1970, 2109, 2113, 2147; Pub. L. 104294, title VI,  604(b)(14)(A), 607(a), XXXX XXXX XXXX, 110 Stat. 3507, 3511.)**

Affidavit of truth herein directed; and fact, I have enclosed a certified true and exact copy of a verified UCC-11 showing no verified debt for the name XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX or any and all derivatives thereof, so be it, and;

Fact, the natural person defined see 15 U.S.C. 1692a (3) The term consumer means any natural person obligated or allegedly obligated to pay any debt., so be it, and; The IRS exclusively states there becomes a difference between a natural person and an entity, for communication purposes communicate with me as the executor see 15 U.S.C. 1692c(d).

Fact, that the natural person has been defined see 15 U.S.C. 1692a (4) The term creditor means any person who offers or extends credit creating a debt or to whom a debt is owed, but such term does not include any person to the extent that he receives an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another, so be it, and;

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation