Consumer complaint received 2022-10-14
Company: Experian Information Solutions Inc.
State: AL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Was not notified of investigation status or results

Complaint:
I, XXXX XXXX XXXX, consumer and natural person, am aware of all rights that I have and which are protected by Congress, under the Fair Credit Reporting Act ( FCRA ). The list of accounts below have been reported on my consumer credit report with has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. I have previously written and conveyed this concern to EXPERIAN and I received a response stating that. Well, I am stating that yes, it is XXXX XXXX XXXX that is disputing these items that have violated my privacy and confidentiality under 15 USC 1681.

Delete this account immediately, unless you want to be held {$1000.00} per violation XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions 2. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX} 15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX} 15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions 6. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S.C 1681 section 602 A.-states I have the right to privacy. 
15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions 7. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions 8. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX} 15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Date XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX} 15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX} 15 U.S.C 1681 section 602 A.-states I have the right to privacy.

15 U.S.C 1681 section 604 A. Section 2-staes a consumer reporting agency can not furnish account without my written instructions This letter is a formal complaint that you are reporting inaccurate and incomplete information on my credit report. I am distressed that you have included the below information on my credit report and have failed to maintain reasonable procedures in your operations to assure maximum possible accuracy on the credit reports that you are publishing. Credit reporting laws ensure that agencies report only 100 % accurate personal and credit information. Every step must be taken to assure the information thats being reported is completely accurate and correct.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation