Consumer complaint received 2023-08-05
Company: LEXISNEXIS
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Other personal consumer report
Issue: Incorrect information on your report
Sub-issue: Information is incorrect

Complaint:
Name : XXXX XXXX XXXX XXXX : XXXX Address : XXXX XXXX XXXX XXXX XXXX, XXXX, GA XXXX Birthday : XX/XX/XXXX Social Security : XXXX UNDER SECTION 1, IDENTIFICATION RECORDS, Identification Record 81 is the ONLY ACCURATE IDENTIFICATION RECORD. ALL OTHER IDENTIFICATION RECORDS ARE INACCURATE AND MUST BE REMOVED IMMEDIATELY.

UNDER SECTION 2 : ADDRESS CHARACTERISTIC, ONLY RECORD 13 IS ACCURATE. ALL OTHER RECORDS UNDER ADDRESS CHARACTERISTIC ARE INACCURATE AND MUST BE REMOVED IMMEDIATELY.

UNDER SECTION 3 : PHONE RECORDS, ALL RECORDS ARE INACCURATE AND MUST BE REMOVED IMMEDIATELY. THESE ARE NOT MY NUMBERS.

UNDER SECTION 4 : EDUCATION RECORDS, ONLY RECORD 2 AND RECORD 4 ARE ACCURATE. ALL OTHER RECORDS ARE INACCURATE AND MUST BE REMOVED IMMEDIATELY.

UNDER SECTION 5 : ONLINE MARKETING, ALL RECORDS ARE INACCURATE AND MUST BE REMOVED IMMEDIATELY.

UNDER SECTION 6 : LIENS, JUDGEMENT, CIVIL FILING, ALL RECORDS ARE INACCURATE AND MUST BE REMOVED IMMEDIATELY.

UNDER SECTION 7 : AUTOMOBILE INSURANCE POLICIES, ONLY RECORD 2 AND RECORD 3 ARE ACCURATE. ALL OTHER RECORDS ARE INACCURATE AND MUST BE REMOVED IMMEDIATELY.

UNDER SECTION 8 : AUTOMOBILE INSURANCE CLAIM RECORDS, RECORD 1 MUST HAVE NOT AT FAULT INDICATOR PRESENT IMMEDIATELY. IT IS BLANK. THIS IS UNACCEPTABLE. I HAVE SHOWN PROOF THAT BOTH PROGRESSIVE AND THE POLICE REPORT HAVE SAID THIS IS A NOT AT FAULT ACCIDENT. LEAVING IT BLANK IS CAUSING MY INSURANCE PREMIUMS TO BE OUTRAGEOUS AND I CAN NOT GET INSURANCE WITH A PERFECT DRIVING RECORD. 

UNDER THE XXXX XXXX REPORT, OTHER PERSONS INFORMATION WHO ARE NOT ME ARE PRESENT ON THIS REPORT. ONLY RECORDS PERTAINING TO NAME XXXX, XXXX FOR THE DATE XX/XX/XXXX AND XX/XX/XXXX ARE ACCURATE. PLEASE IMMEDIATELY REMOVE ALL RECORDS RELATED TO XXXX, XXXX AND REMOVE ALL RECORDS RELATED TO XXXX XXXX XXXX. THESE PEOPLE ARE NOT ME AND SHOULD NOT BE ON MY REPORT AS IT IS INACCURATE. 

I AM NOT A RISKY DRIVER. I HAVE A SPOTLESS DRIVING RECORD. I HAVE DECENT CREDIT WITH NO COLLECTIONS AND NO DELINQUENT DEBT AND LOW CREDIT UTILIZATION. INACCURATE LEXISNEXIS DATA IS CAUSING MY CAR INSURANCE QUOTES TO BE THAT OF A RISKY DRIVER. PLEASE CORRECT THIS IMMEDIATELY. POSSIBLE LITIGATION WITH A CONSUMER RIGHTS ATTORNEY IS CURRENTLY PENDING AS WE GATHER ALL INACCURATE DATA. I HAVE INCLUDED THE DIRECT AUTO INSURANCE QUOTE BECAUSE IT IS REFLECTING INACCURATE DATA FROM LEXISNEXIS AND CAUSING MY PREMIUMS TO BE UNAFFORDABLE. CORRECT THIS NOW. 

PLEASE NOTE THAT I CAN NOT SEE MY LATEST LEXISNEXIS REPORT BECAUSE LEXISNEXIS SENT ME A DOWNLOAD LINK FOR IT THAT DOES NOT WORK. I HAVE ATTACHED THE LATEST LEXISNEXIS REPORT I HAVE WITH THE INFORMATION I AM DISPUTING. PLEASE REFLECT THE DISPUTES AND CORRECTED, ACCURATE INFORMATION ON A NEW REPORT. ALL POINTS IN THIS DISPUTE ARE REFERRING TO THE INFORMATION IN THE ATTACHED REPORT, WHICH I BELIEVE MAY BE ON MY CURRENT REPORT. REMOVE AND CORRECT ACCORDINGLY. 

THANK YOU.

Company response to consumer: Closed with non-monetary relief