Consumer complaint received 2020-06-11
Company: Experian Information Solutions Inc.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Personal information incorrect

Complaint:
To whom may concern : My name is XXXX XXXX, I am writing a request these inaccurate items be immediately investigated. 
XXXX Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXX, CA XXXX **EMPLOYMENT INFO _XXXX XXXX XXXX XXXX ***These name, addresses and employment information are incorrect and need to be removed off my account as it prevents me from obtaining credit. 
**Account : XXXX XXXX XXXX 
Reported : XXXX. XXXX, XXXX This account states that I had XXXX  months late payments. However I was never late on this account and the creditor has agreed to remove the late payment to avoid any litigation. I demand that this be removed. 
XXXX XXXX XXXX 
XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX **Account : _XXXX XXXX  XXXX INC/ Inquiry : XX/XX/XXXX Unauthorized inquiry and data furnisher has violated Metro2 reporting compliance by not reporting their contact information. 
**Account : _XXXX XXXX XXXX XXXX/ Inquiry : XXXX XXXX, XXXX Unauthorized inquiry and data furnisher has violated Metro2  reporting compliance by not reporting their contact information. 
**Account : XXXX XXXX XXXX : XXXX XXXX, XXXX This charge off account are not mine, please delete!!! 
**Account : XXXX XXXX XXXX/ Inquiry : XXXX XXXX, XXXX Provide me documentation that this is my account or delete it!! 
**Account : XXXX XXXX : XXXX XXXX, XXXX Unauthorized inquiry and data furnisher has violated Metro2 reporting compliance by not reporting their contact information. 
**Account : _XXXX XXXX XXXX XXXX XXXX/ Inquiry : XXXX XXXX, XXXX Unauthorized inquiry and data furnisher has violated Metro2 reporting compliance by not reporting their contact information. 
**Account : XXXX XXXX XXXX/ Inquiry : XXXX. XXXX, XXXX This charge off account are not mine, please delete!!! 
**Account : _XXXX XXXX Inquiry : XXXX. XXXX, XXXX Provide me documentation that this is my account or delete it!! 
**Account : XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX _XXXX XXXX XXXX XXXX  Inquiry : XXXX XXXX, XXXX Unauthorized inquiry and data furnisher has violated Metro2 reporting compliance by not reporting their contact information. 
**Account : _XXXX XXXX XXXX Inquiry : XXXX. XXXX, XXXX Unauthorized inquiry and data furnisher has violated Metro2 reporting compliance by not reporting their contact information. 
**Account : _XXXX XXXX Inquiry : XXXX. XXXX, XXXX _XXXX XXXX Inquiry : XXXX. XXXX, XXXX XXXX XXXX XXXX  XXXX Inquiry : XXXX XXXX, XXXX This charge off account are not mine, please delete!!! 
**Collection : XXXX XXXX XXXX Reported : XXXX. XXXX, XXXX I never receipt any loan or credit from this company, you have to provide me documentation that this is my account or delete it!! 
**Collection : _XXXX XXXX XXXX Reported XXXX XXXX. XXXX, XXXX I never receipt any loan or credit from this company, you have to provide me documentation that this is my account or delete it!! 
**Collection : XXXXXXXX XXXX XXXX Reported : XXXX. XXXX, XXXX This wasn't told to the creditor listed on this account- DELETE IMMEDIATELY!!! 
****I demand removal as they are in violation of the following applicable credit reporting laws : XXXX XXXX XXXX ( a ) of FCRA/FACTA I am exercising my right to audit your records that claim you have verified to the credit bureaus this debt. XXXX XXXX XXXX XXXX a ) XXXX requires early warning notice ONLY after they have notified said person before it is placed on the credit report

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation