Consumer complaint received 2023-03-03
Company: EQUIFAX, INC.
State: SC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, South Carolina XXXX SSN : SS # : XXXX XXXX : Date of Birth : XX/XX/XXXX Dear Sir/Madam, I am writing to dispute several items on my credit report. I have reviewed my credit report and have found some inaccuracies that I would like to have corrected as soon as possible. 

Firstly, I would like to dispute the collection account for XXXX XXXX. I have never received any medical services from this facility and therefore do not owe them any money. 

Secondly, I would like to dispute the collection account for XXXX XXXX  XXXX. I have never received dental services from this facility and therefore do not owe them any money. 

Thirdly, I would like to dispute the charge off account for XXXX XXXX XXXX. This account was discharged in bankruptcy and should no longer be on my credit report. 

Fourthly, I would like to dispute the multiple charge off accounts for XXXX XXXX XXXX XXXX. These accounts were also discharged in bankruptcy and should no longer be on my credit report. 

Fifthly, I would like to dispute the charge off account for XXXX XXXX XXXX XXXX. This account was also discharged in bankruptcy and should no longer be on my credit report. 

Sixthly, I would like to dispute the collection account for XXXX XXXX XXXXXXXX XXXX XXXX. This account was also discharged in bankruptcy and should no longer be on my credit report. 

Seventhly, I would like to dispute the charge off account for XXXX XXXX XXXX  XXXX. This account was also discharged in bankruptcy and should no longer be on my credit report. 

Eighthly, I would like to dispute the charge off account for XXXX XXXX XXXX XXXX. This account was also discharged in bankruptcy and should no longer be on my credit report. 

Ninthly, I would like to dispute the charge off account for XXXX XXXX. This account was also discharged in bankruptcy and should no longer be on my credit report. 

Tenthly, I would like to dispute the charge off account for XXXX XXXX XXXX. This account was also discharged in bankruptcy and should no longer be on my credit report. 

Eleventhly, I would like to dispute the charge off account for XXXX XXXX XXXX  XXXX. This account was also discharged in bankruptcy and should no longer be on my credit report. 

Twelfthly, I would like to dispute the charge off account for XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX and XXXX XXXX XXXX. These accounts were also discharged in bankruptcy and should no longer be on my credit report. 

Lastly, I would like to dispute the charge off accounts for XXXX XXXX and XXXX  XXXX XXXX These accounts were also discharged in bankruptcy and should no longer be on my credit report. 

I am requesting that all of the above mentioned items be investigated and corrected or removed from my credit report as soon as possible. According to the Fair Credit Reporting Act ( FCRA ), I have the right to dispute any inaccuracies on my credit report and have them corrected. I am also requesting that you provide me with a free copy of my updated credit report after the investigation is complete. 

Thank you for your attention to this matter. 

Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation