Consumer complaint received 2022-10-10
Company: LAKEVIEW LOAN SERVICING, LLC
State: SC
Product: Debt collection
Sub-product: Mortgage debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Seized or attempted to seize your property

Complaint:
This is a request for a validation of debt pursuant to 15 U.S.C. 1692g and other consumer laws. I have attached a copy of an invoice of some sort placed on the public record claiming that XXXX XXXX XXXX XXXX owes an alleged debt. I request an authenticated record from an accountant not a what is written on a piece of paper. I have the right to this request, and I demand an authenticated record of accounting from LAKEVIEW LOAN SERVICING , LLC and XXXX XXXX XXXX who works for LAKEVIEW LOAN SERVICING , LLC. 
This is request is also pursuant to 12 C.F.R. 1006.34, I request the following : XXXX. The Itemization date-1006.34 ( b ) ( XXXX ) ; 1006.34 ( c ) ( XXXX ) ( vi ) XXXX. The amount of the debt as of that itemization XXXX C.F.R. 1006.34 ( c ) ( XXXX ) ( vii ) XXXX. An itemization of the current amount of the debt that discloses categories of information since the itemization date : XXXX ) interest, XXXX ) fees, XXXX ) payments, and XXXX ) credits XXXX. The current amount of the debt as of the date that the validation information is provided. 12 CFR 1006.34 ( c ) ( XXXX ) ( ix ). 
Also, pursuant to 15 U.S.C. 1602 ( p ) - The term unauthorized use, as used in section 1643 of this title, means a use of a credit card by a person other than the cardholder who does not have actual, implied, or apparent authority for such use and from which the cardholder receives no benefit. LAKEVIEW LOAN SERVICING , LLC has used my credit card for the last 3 years and I have received no benefits from the use of my credit card ( SSN Card ) as defined in 15 U.S.C. 1602 ( L ). Because my social security number was used to finance the home known as XXXX XXXX  XXXX, XXXX, SC XXXX, this is proof of fraudulent activity This company, LAKEVIEW LOAN SERVICING , LLC is subject to civil liability pursuant to 15 U.S.C. 1692 ( k ), and criminal liability pursuant to 15 U.S.C. 1611 for willful and knowing violation from a financial institution. 
I demand to be compensated for the use of Social Security Number ( credit card ) for over 3 years with LAKEVIEW LOAN SERVICING , LLC. I have tried to resolve the matter with XXXX XXXX ( acting as CEO ) by way of communication through mail and Supreme Court. I have a default judgment against XXXX XXXX ( acting as CEO ) and this individual and company has refused to send satisfaction of mortgage. 
I have contacted HUD and USDA for the location of satisfaction of mortgage and neither agency has them. This is fraud on LAKEVIEW LOAN SERVICING , LLC. I am requesting the MASTER FILE be given to me. I have a right to have to the XXXX FILE with no redactions. This is a request for an authenticated record of accounting on LAKEVIEW LOAN SERVICING , LLC. 
LAKEVIEW LOAN SERVICING , LLC and XXXX XXXX ( acting as CEO ) are in possession of stolen property and I demand that my property is returned to me.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation