Consumer complaint received 2018-03-19
Company: CCS Financial Services, Inc.
State: GA
Product: Debt collection
Sub-product: Other debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt is not yours

Complaint:
XXXX  has admitted that my credit file has been breached, and XXXX breach goes back for years. I know! Thieves are using my information all over Georgia with impunity and this company is in with XXXX. I do not have insurance with XXXX. XXXX XXXX XXXX XXXX is still with this trickery and foolery. I need to know what could be done to this collection company criminally.

I told them I will file a complaint against them with the Consumer Financial Protection Bureau. In a three day turn around they put that negative account on my credit file. That account is either, fraudulent, or XXXX XXXX  is a part of this misguided decimation to my credit file.

However, it didnt matter to them because it is vengeance, and revenge against me for threatening to file a complaint and letting other consumers know about their duplicitous business practice. This is unacceptable and unenforceable, and this is an unscrupulous attempt by C.C.S. against me.

They are more disturbed at me. They are only worried about saving their brand, and not helping the consumer. My Social Security number, birth date, address, driver 's license information is in the hands of criminals, or C.C.S.s employees, this must be an inside job. This is precisely the category of data criminals can use to mimic victims to banks, credit card companies, insurance companies, and other businesses defenseless to deception.

I consider it is an inside job by the staff of this credit collection. These are smooth and courageous criminals. This situation emerged since my personal data is cherished by thieves. C.C.S. is in the business of freelancing my information to XXXX. This company is much more than a credit reporting agency. It is a data broker with thieves who are living like fat rats. It collects information from all of us, analyzes it all, and strong arm innocent consumers with threats.

C.C.S. retaliated against me for saying I will file a complaint against them through the C.F.P.B. This retribution came instant within days after I mention it. As a Veteran who fought for his country, and a Gold Star Family Member. They dont care who they XXXX  over to save their brand.

I learned this the hard way after they were XXXX on destroying my credit so I can not get my V. A. loan They are creating havoc in my life. C.C.S. has a strong dislike toward Veterans. They are strongly aware that nothing will happen to them since they believe they are too big to fail.

I am filing this complaint because they made a threat to me. I can not fathom why would they do this to a Veteran. I have fought for this Country. I come home and get squash by XXXX XXXX. They are castigating me for saying I would file a complaint. This stain is an illegal injustice, while they put this blemished on my credit report. After reading all the negative reviews and complaints against them, I must file this complaint.

My address is XXXX XXXX XXXX XXXX   XXXX, Georgia XXXX. However, they still put this mess on my credit. They need to get the right XXXX XXXX. There are over a hundred XXXX XXXX throughout the State of Georgia and Florida.

I am resolved to the fact that C.C.S. is a XXXX  and a gutless   wonder! Why would they put that negative account on my credit file that doesnt belong to me, except mere retribution? I have sent two police reports and F.T.C. fraud affidavit to XXXX XXXX   Company.

C.C. S. has a copy of the same information. They are too stubborn, and they are too crooked to satisfy the consumer. They are more concerned about their brand at the expense of Veterans. This company and their employees should be penalized through the criminal justice system. Just imagine this, if they are doing this to Veterans, just imagine what they are doing to civilian consumers.

Company public response: Company believes the complaint is the result of a misunderstanding
Company response to consumer: Closed with explanation