Consumer complaint received 2023-04-19
Company: EQUIFAX, INC.
State: MN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XX/XX/2023 I am writing to file a complaint against Equifax for illegal, deceptive, and fraudulent violations of my consumer and privacy rights under the Fair Credit Reporting Act, GLBA, and 4TH amendments. I am requesting that Equifax take immediate action to comply with legal requirements and remove any information, transactions or experiences that violate any section of the law including but not limited to the GLBA, FCRA, and all State Law. 

Equifax has repeatedly violated my rights under the by engaging in various illegal and deceptive practices, including : Reporting inaccurate information to credit bureaus, despite my efforts to correct errors in my credit report ; Failing to promptly update my credit report with accurate information, even after being notified of errors or omissions ; Failing to provide me with a complete and accurate disclosure of the information in my credit report, as required by law ; Continuing to report inaccurate information to credit bureaus, even after I have disputed it and provided supporting evidence ; Failing to provide me with a notice of adverse action when taking adverse action based on my credit report, as required by law ; Failing to remove any information, transactions or experiences that violate any section of 15 USC 1681 ; Failing to comply with other FCRA requirements regarding consumer rights and protections.

leaking and publishing my data to non affiliated 3rd parties and illegal markets. 
I believe that Equifax 's actions and policies are not only illegal, but also unethical and harmful to consumers like myself. These practices have caused me financial harm, as well as emotional distress and inconvenience. these violations completely Ignore The Frank DODD ACT and almost all Information and privacy laws.

FCRA requires CRAs to implement and maintain reasonable procedures to ensure that the information in their credit reports is accurate, up-to-date, and complete. Additionally, the FCRA requires CRAs to take reasonable measures to protect against unauthorized access to, or use of, consumer information, and to ensure the confidentiality and security of the information they maintain. 

I am therefore requesting that Equifax take action to comply with the FCRA law and hold yourselves accountable for your violations. I believe that Equifax should be required to : Correct any inaccurate information in my credit report and provide me with a corrected report ; Provide me with a complete and accurate disclosure of the information in my credit report, as required by law ; Investigate my disputes and correct any errors in my credit report ; Cease all illegal and deceptive practices and policies that violate the FCRA and harm consumers like myself ; Remove any information, transactions or experiences that violate any section of 15 USC 1681. 
Thank you for your attention to this matter. I look forward to your prompt response and action. 

Concerned XXXX XXXX

Company response to consumer: Closed with explanation