Consumer complaint received 2023-12-12
Company: Experian Information Solutions Inc.
State: FL
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Disputes sent to XXXX, Experian, and XXXX on XX/XX/XXXX and XX/XX/XXXX XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. I asked for validation of the account from XXXX. They did not provide it. They did not enter a notice of dispute on XX/XX/XXXX. Please delete the account immediately. 

XXXX XXXX XXXXXXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. I asked for validation of the account from XXXX. They did not provide it. They did not enter a notice of dispute on XX/XX/XXXX. Please delete the account immediately. 

XXXX XXXXXXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. This account is not 100 % accurate across bureaus. Open date is wrong. XXXX and Experian report XX/XX/XXXX. XXXX reports XX/XX/XXXX. Account number does not match across bureaus. XXXX XXXX does not match. XXXX reports XXXX. Experian reports XXXX. XXXX reports XXXX. Limit does not match. XXXX reports XXXX. XXXX and Experian report XXXX. Date of last activity does not match. XXXX reports XX/XX/XXXX. Experian reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. XXXX reports XXXX late payments. Experian and transunion report late payments. Experian reports XXXX at 150 days late while XXXX reports XXXX as 120 days late. Yet THEY HAVE FIXED NOTHING. This account needs to be deleted immediately. 

XXXX XXXXXXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. I have informed them that I AM NOT AN AUTHORIZED USER on this account. This is not my account and they refuse to remove it. PLEASE DELETE IMMEDIATELY. 

XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. Open date is wrong. XXXX and Experian report XX/XX/XXXX. XXXX reports XX/XX/XXXX. High balance is wrong. XXXX reports XXXX. Experian reports XXXX. XXXX reports XXXX. Payment history does not match across bureaus. Date of last activity does not match. XXXX reports XX/XX/XXXX. Experian reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. Date of last payment does not match. XXXX reports XX/XX/XXXX. Experian and XXXX report XX/XX/XXXX. PLEASE DELETE IMMEDIATELY. 

XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. They have not investigated the account. They have not entered a notice of dispute. XXXX reports no late payments. XXXX and Experian report XXXX 90 day late payments. Date of last activity does not match. XXXX reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. Date of last payment is also wrong. UPDATE THIS ACCOUNT TO PAYS AS AGREED. NEVER LATE. 

XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. They have not investigated the account. They have not entered a notice of dispute. XXXX reports no late payments. XXXX and Experian report XXXX 90 day late payments. Date of last activity does not match. XXXX reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. Date of last payment is also wrong. UPDATE THIS ACCOUNT TO PAYS AS AGREED. NEVER LATE. 

XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. This account has NEVER been late. XXXX reports XXXX late payments. XXXX reports XXXX late payment. This account has never been late. Update account to PAYS AS AGREED, NEVER late. 

XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. XXXX and Experian report this account was late in XXXX. XXXX reports account was late XXXX. This account was never late. It is not reporting accurately. Update account to PAYS AS AGREED, NEVER late.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation