Consumer complaint received 2022-07-21
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Im submitting a complaint to you today to inform you I was the victim of identity theft. I researched on how to remove the fraudulent accounts in my report and found that I need to visit FEDERAL TRADE COMMISION or https : //www.ftc.gov to file a report and Per FCRA section 605b Credit Reporting Agencies are required to remove/block any accounts listed on an id theft report. Please find the ATTACHED documents to assist in the blocking of the erroneous information which is being posted to my report. 

Here is the list of accounts and items which do not belong to me or were opened without my permission. 

EXPERIAN : XXXX XXXX  XXXX CARD XXXX Open Date XX/XX/XXXX Balance : {$1500.00} XXXX  XXXX XXXX  XXXX Open Date XX/XX/XXXX Balance : {$1200.00} XXXX XXXX XXXX XXXX Open Date XX/XX/XXXX Balance : {$5100.00} XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Balance : {$18000.00} XXXX XXXX  XXXX Date Opened XX/XX/XXXX Balance : {$7200.00} XXXX  XXXX XXXX  XXXX Date Opened XX/XX/XXXX Balance : {$3900.00} XXXX XXXX  XXXX Date Opened XX/XX/XXXX Balance : {$3000.00} XXXX XXXX XXXX  XXXX Date Opened XX/XX/XXXX Balance : {$2400.00} XXXX XXXX  XXXX XXXX Date Opened XX/XX/XXXX Balance : {$1500.00} XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Balance : {$790.00} XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Balance : {$41.00} EXPERIAN BUSINESS CRED XX/XX/XXXX EXPERIAN BUSINESS CRED XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX EXPERIAN BUSINESS CRED XX/XX/XXXX EXPERIAN BUSINESS CRED XX/XX/XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX, XXXX SXXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX, XXXX XXXX : XXXX XXXX  XXXX CARD XXXX Open Date XX/XX/XXXX Balance : {$1500.00} XXXX  XXXX XXXX  XXXX Open Date XX/XX/XXXX Balance : {$1200.00} XXXX XXXX XXXX  XXXX Open Date XX/XX/XXXX Balance : {$5100.00} XXXX  XXXX  XXXX XXXX Open Date XX/XX/XXXX Balance : {$780.00} XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Balance : {$18000.00} XXXX XXXX XXXX Date Opened XX/XX/XXXX Balance : {$7200.00} - XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Balance : {$3900.00} XXXX XXXX  XXXX Date Opened XX/XX/XXXX Balance : {$3000.00} XXXX XXXX XXXX  XXXX Date Opened XX/XX/XXXX Balance : {$2400.00} XXXX XXXX XXXX XXXX XXXXXXXX Date Opened XX/XX/XXXX Balance XXXX {$790.00} XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Balance : {$410.00} XXXX XXXX  XXXX, XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX  XX/XX/XXXX XXXX XX/XX/XXXX XXXX : XXXX XXXX  XXXX CARD XXXX Open Date XX/XX/XXXX XXXX : {$1500.00} XXXX XXXX XXXX  XXXX Open Date XX/XX/XXXX Balance : {$1200.00} XXXX XXXX XXXX XXXXXXXX Open Date XX/XX/XXXX Balance XXXX {$5100.00} XXXX XXXX XXXX XXXX Open Date XX/XX/XXXX Balance : {$780.00} XXXX XXXX XXXX  XXXX Date Opened XX/XX/XXXX Balance XXXX {$790.00} XXXX XXXX  XX/XX/XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XX/XX/XXXX According to FCRA Section 605B ( a ) the CREDIT REPORTING AGENCIES shall block any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief