Consumer complaint received 2019-04-29
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I XXXX XXXX am FED UP! These fraudulent accounts do not belong to me, yet they continue to report. I am filing a civil suit against transunion, XXXX and XXXX  as of XX/XX/XXXX. I opted out over 3 months ago so Im no longer subject myself to Transunion, XXXX and XXXX   arbitration bylaws .Transunion , XXXX and XXXX   removed accounts and readded them back on my credit report and due to the FCRA , I am supposed to be notified in writing before this takes place. I WAS NOT!!!!!! I, as a consumer have the right to know how these accounts were verified, because they do not belong to me but yet they are still reporting! I am sure that Transuinion, XXXX and XXXX did not go to the original furnisher to verify these accounts are mine and they have to do so under the FCRA.If they did verify, they would have realized immediately that I have no clue of these accounts and they do not belong to me. Failure to notify me that Transunion, XXXX  and XXXX  reinserting an item on my credit report in writing FCRA ( A ) ( 5 ) ( B ) ( iii ) results in {$1000.00} fine. As transunion, XXXX  and XXXX has violated the  FCRA..Transunion, XXXX and XXXX  has refused to removed fraudulent accounts after I provided proof. This is considered defamation of character and willful injury. under the FCRA section XXXX XXXX XXXX  XXXX XXXX XX/XX/XXXX XXXX $ XXXX XXXX XXXX XXXX XX/XX/XXXX {$5700.00} XXXX XXXX XXXX {$520.00} XXXX XXXX  XXXX XXXX XXXX   XXXX {$110.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$6000.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$740.00} XXXX XXXX XX/XX/XXXX {$270.00} XXXX XXXX XXXX {$6000.00} XX/XX/XXXX Due to the credit bureaus negligence we have also decide to add the following individuals into our pending lawsuit. We strongly feel like these particular individuals within each bureau are mainly responsible as overseers as it pertains to our case XXXX XXXX XXXX Customer Service Manager at XXXX XXXX XXXX Email : XXXX XXXX XXXX Operations XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX Compliance Fraud XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX and Chief Client XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Chief Compliance XXXX XXXX XXXX XXXX XXXX XXXX XXXX VP/Sr XXXX of Regulation and XXXX XXXX XXXX XXXX XXXX XXXX Senior Vice President XXXX XXXX Theft XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX vice president chief legal XXXX XXXX XXXX XXXX TRANSUNION XXXX XXXX XXXX XXXX and XXXX Transunion XXXX XXXX XXXX XXXX XXXX Vice President Transunion XXXX XXXX XXXX XXXX XXXX Fraud and XXXX XXXX Transunion XXXX XXXX XXXX XXXX Senior analyst consumer experiences Transunion XXXX XXXX XXXX XXXX Director-Transunion Consumer Interactive Servicing Transunion XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation