Consumer complaint received 2023-01-17
Company: FIRST INTERSTATE BANCSYSTEM, INC.
State: GA
Product: Mortgage
Sub-product: VA mortgage
Issue: Trouble during payment process

Complaint:
Great Western Bank ( GWB ) who violated XXXX XXXX XXXX as it illegally recorded the Deed of Trust ( DOT ) on XX/XX/XXXX, when in fact it had already sold my Dept of VA XXXX XXXX XX/XX/XXXX, to XXXX XXXX XXXX XXXX XXXX ) but failed to deliver and record the DOT while XXXX ownership the debt which ended on XX/XX/XXXX. The issue of failure to provide XXXX with the correct Deed of Trust ( DOT ) and Assignment of DOT was address in the XX/XX/XXXX, Limited Power of Attorney ( POA ) by GWB XXXX XXXX XXXX as GWB only originated XXXX loans that it sold to XXXX in XXXX XXXX which all had DOT recorded and XXXX XXXX Deed of Trust except for my loan which did not have a Assignment of DOT up and until after XXXX stop existing on XX/XX/XXXX, when in fact the FDIC declared it a " failed bank ''! GWB knows who the successor of my loan was and it was XXXX that GWB endorsed the Note on XX/XX/XXXX, by VP XXXX XXXX. There is no assign and is reason the POA that was not recorded until XX/XX/XXXX, when XXXX was at the end of assigning the XXXX XXXX Fed Gov Backed Mortgage loans to XXXX XXXX Bank starting on XX/XX/XXXX in XXXX XXXX with the XXXX or so XXXX mortgage loans ending in XX/XX/XXXX with XXXX or XXXX more taking place after that date. Here are the names of the other XXXX loans that GWB originated in XXXX XXXX and sold to XXXX, XXXX, XXXX and XXXX all having assignments to XXXX. Understand that XXXX stop existing on XX/XX/XXXX, and did not have a assignment in my loan file, and as GWB did not create after the fact a assignment neither could XXXX because it would expose the XX/XX/XXXX, sale of the loan, but also there was a blank endorsed Note to XXXX XXXX using the XXXX procedure that all Fed Gov mortgage loan must have to be placed into the bank 's XXXX XXXX XXXX. Now after XX/XX/XXXX XXXX does not exist and is no longer a member of MERS and MERS can not act as a nominee as they are not working for the GWB who sold l interest in the loan on XX/XX/XXXX, and the successor of the loan was XXXX, but the stopped existing on XX/XX/XXXX, without selling the loan because the Note is owned by XXXX who is in physical possession of the mortgage Note and no one been assigned because GWB XXXX up when not recording the DOT in the timeframe and required. MERS violates XXXX XXXX XXXX and as they never received a certification from the State of XXXX XXXX of XXXX which XXXX them from using XXXX XXXX as this matter should have used the XXXX procedure to provide proof of purchasing the loan debt which XXXX did not purchase the debt from GWB ever XXXX XXXX  to trick XXXX XXXX into recording the XX/XX/XXXX Assignment of DOT that was just entered into the matter of Release of XXXX, made it appear that XXXX paid value for my loan from GWB as if XXXX did not purchase the mortgage loan on XX/XX/XXXX, which can not be told to XXXX XXXX due the date is after GWB has sold the debt and does not have a financial interest in the loan after XX/XX/XXXX! XXXX does not own the Note after XX/XX/XXXX, which is XXXX owner of the Note after GWB. The recording of Assignment of DOT on XX/XX/XXXX, is a illegally recording as it after XXXX exist and XXXX never purchased the mortgage loan. GWB who does not create XXXX XXXX XXXX and did not know that the mortgage Notes are all endorsed in Blank taking away the ability of the lender to act on the XXXX. However, XXXX XXXX is not authorized by US Congress to buy or sell a mortgage loan! As in the recent XX/XX/XXXX, CFPB XXXX XXXX against XXXX for {$3.00} XXXX for abusing XXXX XXXX of its customers I am XXXX of those victims. XXXX is XXXX XXXX Bank has already admitted to not purchasing the mortgage loan!

Company response to consumer: Closed with explanation