Consumer complaint received 2023-12-15
Company: Resurgent Capital Services L.P.
State: NY
Product: Debt collection
Sub-product: Other debt
Issue: Electronic communications
Sub-issue: You told them to stop contacting you, but they keep trying

Complaint:
PURDANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 USC 1692g stating that your claim is disputed, and validation is requested. 
This is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to the above-name TITLE and SECTION. 
1 respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you. 
At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major credit bureaus, this may constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company you represent, will not hesitate in bringing legal action against you and your client for the following violation of the Fair Credit Reporting Act, Violation of the Fair Debt Collection Practice Act, and Defamation of Character. 
Your offices are to provide the proper documentation as requested in the following declaration. will require at least 30 days to investigate this information, during which time all collection activities must cease and desist. Also, during this validation period, if action is taken which could be considered cetrimental to any of my reports, l will consult my legal counsel for suit. This is including any listing of any information to a credit reporting agency that could be inaccurate or invalidated. 
If your office fails to respond to this validation request within 30 days from the date of your receipt, l references to this account must be deleted and completely removed from my credit file, and a copy of such deletion request shall be sent to me immediately ... .Pursuant to 15 USC 1692 ( c ) I am notifying you in writing that I refused to pay this alleged debt, and I : demanding that you cease all forms of communication with me through any all mediums. 
Pursuant to 15 USC 1692c ( c ) ( 2 ) - I am revoking my specified remedy as a Consumer, natural person I am demanding all the following : XXXX out the balance on this account Deletions from all customer reports Have any judgments been obtained by any creditor regarding this account? 
YES or NO Please provide the name and address of bonding agent for LVNV FUNDING, in case legal action becomes necessary : Authorized Signature of Creditor : Date : XX/XX/XXXX  You must return this completed form along with copies of all requested information, assignments, other transfer agreements, which would establish your right to collect this alleged debt within 30 di from the dte of your receipt of this letter. 
Your claim can not and WILL NOT be considered if any portion of this form is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. 
Please allow 30 days for processing after I receive this information. 
Please answer the following statements/questions 1. Name and address of alleged creditor.

2. Name on file of alleged debtor.

3. Alleged account #.

4. Address on file for alleged debtor.

5. Alleged account #.

6. Amount of alleged debt.

7. Date ( this alleged debt became payable ) 8. Date of original charge or delinquency.

9. Was this debt assigned to a debt collector or purchased?

10. Amount paid if debt was purchased?

11. Commission for debt if collection efforts are successful.

Please attach copies of the following : Agreement with your client that grants LVNV FUNDING the authority to collect this all debt.

Signed agreement Debtor has made with Debt Collector, or other verifiable proof Debtor contractual obligation to pay Debt Collector.

Any agreement that bears the signature of Debtor, wherein agreed to pay Creditor.

All statements while this account was open.

Have any insurance claims been made by any creditor regarding this account?

Agreement with your client that grants LVNV FUNDING the authority to collect this allegedly debt.

Signed agreement Debtor has made with Debt Collector, or other verifiable proof Debtor ha contractual obligation to pay Debt Collector.

Any agreement that bears the signature of Debtor, wherein agreed to pay Creditor.

All statements while this account was open.

Have any insurance claims been made by any creditor regarding this account?

Company response to consumer: Closed with explanation