Consumer complaint received 2023-09-14
Company: ALLY FINANCIAL INC.
State: GA
Product: Vehicle loan or lease
Sub-product: Loan
Issue: Repossession
Sub-issue: Company explaining amount owed

Complaint:
There are no suitable fiduciaries within the administration of Ally Financial Corporation. Fiduciaries are in breach of their duties, in breach of their obligations, in breach of consideration. They are not upholding the Power of Appointment Act, Social Security Act, Emergency Banking Act, Securities Exchange Act, Negotiable Instruments Act, Dodd-Frank Act, Gramm-Leach-Bliley Act, Public Law 73-10, Title 18 >Part I >Chapter 1> Section 8, Title 12> Chapter2 >Subchapter I> Section 24, also in violation of the Universal Postal Union, & The Constitution for the United States of America ( circa ) 1787 . 
I have tender payment in the form of Registered Securities to the Trustee/Paying Agent to their addresses on file ( Indenture Trustee, CEO, Processing Center ) which have not been returned to me. They have stolen my securities passing it on to a transfer agent who has most likely gave a special endorsement & pooled. XXXX XXXX have made a claim on the original instrument in correspondence for account in the name XXXX XXXX. Also, filing 1099s with the IRS in an attempt to settle, offset, discharge this event. The only correspondence back XXXX XXXX received from Ally Financial was to state 1099 is not a form of expectable payment also to inform XXXX XXXX of what was fit form of payment. 
As Grantor of this event, XXXX XXXX have claimed & made request that are totally being ignored ( RED FLAGS ) as consumer/debtor. Now over standing the debtor have rights under the uniform commercial code. Over standing now that XXXX XXXX gave a blank indorsement on the instrument. Grantor XXXX XXXX was & who has given value for the interest in negotiation to the original Instrument. On more than one occasion XXXX XXXX have tried to settle & reconcile this account by sending tender /requesting documentation including any single or double book entry, ledger, journal where XXXX XXXX allegedly cause physical debt, expense, loss, or in the case of tort. Where XXXX XXXX caused injury, medical records, time lost, work lost. It is crucial that XXXX XXXX address any legal, mental, medical, financial matters. Ally Financial have failed to provide any evidence under penalty of Perjury to ascertain and articulate the validity of this account, which XXXX XXXX have requested. 
These are Red Flags, XXXX XXXX no longer believes the action is legal, being discriminated against in many forms, trying to attain my rights. Harassed every single day by phone, sending third parties ( XXXX XXXX ) to my abode to take my property. Its feeling like a simulation of a legal matter. XXXX XXXX waived rights unwillingly, unknowingly and am trying to correct the error & omissions. XXXX XXXX NO longer believes that there may be an outstanding debt, or an obligation to contract, in connection with this account, tort, with the action. Were there any proceeds made that exceeded any amount of debt from the initial transaction. Does Ally Financial have legal, and equitable possession, do they have the notes, security agreement, pertinent to the account in question. Mere copies will not suffice XXXX XXXX requires signed statement by President, CEO, Secretary, Treasurer with joinder. XXXX XXXX requires assurance, XXXX XXXX believes ALLY Financial does not have original, legal equitable possession to the property title nor interest. XXXX XXXX must be able to obtain relief where it shall be granted.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation