Consumer complaint received 2021-02-16
Company: Experian Information Solutions Inc.
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
XXXX are you advancing your frauds coverup by avoiding reply to CFPB XXXX? XXXX  are you choosing to further advance Nissans fraud smokescreen by avoiding reply to CFPB XXXX? Experian are you choosing to further advance XXXX  fraud conspiracy by avoiding reply to CFPB XXXX? 

XX/XX/XXXX @ XXXX XXXX, XXXX, XXXX and XXXX were emailed with this XXXX Request : XXXX lease XXXX was the 1st of 2 emails. The 2nd of 2 emails was @ XXXX Good morning : As email requested of XXXX , Experian and XXXX  , now 122 times : Mr. XXXX XXXX the lessee and the intended transferor. I was the intended transferee. In response to Mr. XXXX misrepresentations I was pleased with XXXX advised XX/XX/XXXX denied lease transfer, confirmed by its XX/XX/XXXX letter stating : account # XXXX we have received your transfer of lease package. At this time, your request can not be processedExpired ; applicant will need to submit a new credit application to restart the TOL process Experian and XXXX  please request my provision of this original letter should XXXX continue to persevere to obstruct its XX/XX/XXXX letter existence and repeatedly requested provision. As requested in 122 emails since XX/XX/XXXX please return email a true copy of Transfer of Lease Agreement signed and duly executed by me ( transferee ) after XX/XX/XXXX decline ( blank TOL part of the XX/XX/XXXX letter XXXX including XXXX returned to me approval, date and title consent to this ( after XX/XX/XXXX decline ) Transfer of Lease Agreement or return ASAP email that no such dated ( after XX/XX/XXXX decline ) Transfer of Lease Agreement ever existed. 

Attached is the XX/XX/XXXX dated letter I USPS received XX/XX/XXXX ( 1 of 2 email attachment ). If in fact XXXX did not backdate this letter it was more than 100 times requested to email this attachment to me. Also attached is the completed ID Theft Affidavit ( 2 of 2 email attachment ). To avoid increasing damages please return email that XXXX # XXXX is totally removed from my personal credit report. 

Respectfully : XXXX XXXX 1. XXXX  and Experian please immediately advise by return email to XXXX if you have or have NOT, in entirety, removed any reverence to XXXX # XXXX from my personal credit report. 

XXXX subsequently delivered XXXX  clear evidence of fraud attached as XX/XX/XXXX XXXX received XXXX fraudulently represented lease to XXXX  and Experian. 

2. XXXX  and Experian please immediately advise by return email to XXXX that you have or have NOT received the same XXXX fraudulently represented lease? 

3. XXXX  and Experian please immediately advise by return email to XXXX that XXXX has or has NOT provided you its XX/XX/XXXX letter in part stating : account # XXXX we have received your transfer of lease package. At this time, your request can not be processedExpired ; applicant will need to submit a new credit application to restart the TOL process?

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation