Consumer complaint received 2019-10-17
Company: Dynamic Recovery Solutions, LLC
State: KY
Product: Debt collection
Sub-product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt was result of identity theft

Complaint:
The debt collector in question - Dynamic Recovery Solutions - took recovery of a " debt '' originally held by XXXX , XXXX that occurred due to credit card fraud that was reported at the time. 
The credit bureaus expunged the debt and credit card account from my history as - at the time - XXXX XXXX and XXXX XXXX  - where the fraud occurred - was working with me to build a fraud case against the individual. XXXX XXXX and XXXX dropped the fraud investigation and sent the debt to collection at XXXX , XXXX, when I stated that I could not pay the fraudulent charges. 
I communicated this information to XXXX , XXXX several times, challenging the debt, but they persisted for years. 
Recently - in mid XX/XX/XXXX, I received a letter from Dynamic Recovery Solutions that was trying to collect on the debt, but admitted in the letter that the debt was no longer recoverable or actionable unless claimed/admitted to the debt, paid the debt, promised to pay, waived the statute of limitations or asked for verification. 
As I was not wanting to deal with this, I ignored this letter, as they admit themselves that the debt is past the statute of limitations and is not actionable. 
Today, XX/XX/2019, at approximately XXXX XXXX EST, I was called by someone who stated their name and asked for someone with my name. I asked who they were, they restated their name and asked if I was the named individual. I said that I was, at which point they committed a potential crime, of which I am reporting here. Note, this individual did not immediately state who they were calling on behalf of when asked, did NOT state that she was with Dynamic Recovery Solutions or that she was a debt collector. 
What I am reporting now is the potential crime and violation of the FDCPA : once I stated that I shared the name of the named individual, the caller began stating the social security number over the phone - completely without any prompt or question, as well as in violation of Federal law in accordance with the FDCPA. 
I was shocked and flabbergasted, so I told them not to call me again and I hung up. I called their corporate number to bring this up to their manager, who promptly stated that this is standard procedure, and then tried to collect on the false, fraudulent debt. At that time, I stated that I am not calling about any debt, but to give them notice that what they were doing was unethical, dangerous and potentially illegal. The person kept trying to get me to admit any claim or verification, at which time I reiterated I was not answering any of their questions, that I was calling regarding their severely dangerous, unethical and potentially unethical practices, and not to call again. 
I researched this issue, as I was and am still quite upset that someone would start telling someone another individual 's social security number over the phone, only to find that this was indeed illegal.

Company response to consumer: Closed with non-monetary relief