Consumer complaint received 2023-10-28
Company: AMERICAN EXPRESS COMPANY
State: CT
Product: Credit card
Sub-product: General-purpose credit card or charge card
Issue: Closing your account
Sub-issue: Company closed your account

Complaint:
-- -- -- NOTICE TO AGENT IS NOTICE TO PRINCIPLA-NOTICE TO PRINCIPAL IS NOTICE TO AGENT. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Your behavior in this matter in marking these complaints as DUPLICATE to have the CFPB close them automatically is very DECEPTIVE, FRIVILOUS and DONE IN BAD FAITH -- -- -AGAIN this is not a DUPLICAT COMPLAINT I repeat -- this is not a DUPLICATE COMPLAINT. Your responses and behavior in this matter are being recorded and kept as exhibits. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- UPDATE TO CLAIM # XXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- - -- -- -- -- -- -- -- -- -- -- -- Dear AMERICAN EXPRESS XXXX XXXX XXXX - Asset-Backed Securities -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - AMERICAN EXPRESS has committed Securities Fraud under the Security Act of 1934. I have exercised my GRANTED RIGHT OF CREDIT as defined under 15 USC 1602 with AMERICAN EXPRESS for the purpose of an extension of my own credit I being the Original Creditor and Credit Card Holder as CONGRESS defined under 15 USC 1691a. AMERICAN EXPRESS has acquired my CREDIT CARD defined under 15 USC 1602 for the purpose of to extending to me my own credit and nothing more. AMERICAN EXPRESS has obtained real lawful money in commerce via a Finance Charge and Credit Application ( ASSET/SECURITY ) and yet has discriminated against me by denying me a right to credit within the banking system. AMERICAN EXPRESS continues to obtain my Original Credit Application ( ASSET/SECURITY ) and CREDIT CARD, but continues to discriminate me and voluntary furnish false statements about me to my reputation harming my character and my federal right to extend my credit within the banking system which I have been discouraged and suffered a loss of confidence in due to AMERICAN EXPRESS XXXX Multiple attempts have been made to settle the matter in Good Faith before escalation and AMERICAN EXPRESS has continued to violate me and ignore all attempts claiming they have the lawful authority to deny a federal right and shut down all my accounts. AMERICAN EXPRESS was presented with a Affidavit Of Truth and a Pre - Arbitration Settlement Request and was given until XX/XX/XXXX to respond accordingly. Notice it is fact AMERICAN EXPRESS has ignored its Arbitration Laws, has ignored and failed to properly respond to the Affidavit and continues to disregard the severe issue at hand. Hence AMERICAN EXPRESS has committed Securities Fraud and refuses to perform accordingly under its fiduciary and Trust duties a IRS Form 211 and 3949a will be filed against AMERICAN EXPRESS. Notice it is fact AMERICAN EXPRESS is DEMANDED under TURHT IN LENDING to provide SPECIFIC DISCLOSURES to, me the consumer at application such as MY RIGHT TO RECISSION under 15 USC 1635 with 3 days after application. Notice it is fact AMERICA EXPRESS has failed to provide me this right there for under TRUTH IN XXXX the dead line for recission is now 3 years. I HERE BY EXERCISE MY RIGHT TO RECISSION AND DEMAND AMERICAN EXPRESS TO RETURN TO ME MY " ORIGINAL '' CREDIT APPLICATION

Company response to consumer: Closed with explanation