Consumer complaint received 2023-08-23
Company: HYUNDAI CAPITAL AMERICA
State: NJ
Product: Debt collection
Sub-product: Auto debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Seized or attempted to seize your property

Complaint:
XXXX KIA XXXX XXXX # XXXX, DEBT VALIDATION XX/XX/XXXX -- -- -- XXXX XXXX XXXX XXXX XXXX ( XXXX ) ; XXXX XXXX XXXX, NJ XXXX, XXXX XX/XX/XXXX XXXX XXXX : XXXX XXXX; XXXX XXXX : XXXX XXXX XXXX XXXX : THIRD-PARTY DEBT COLLECTORS : XXXX XXXX XXXX, XXXX XXXX XXXX NJ XXXX OWNER ( S ) : XXXX and XXXX XXXX -- XXXX XXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - Re : Debt Validation. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - ( A ) For, I am disputing the alleged debt claim to pay the WWT 501c3 income via the pass- through third-party XXXX towing company because they both conspired under arms threat duress coercion to seize the XXXX XXXX away from me and havent articulated in writing the cause of action, yet both are claiming obligation payment for towing and storage fees. -- -- - EXHIBIT A : KIA TITLE OWNERSHIP ( B ) I dont believe this is my debt because this entity is under a private 501c3 corporation chartered code and statutes By-Laws that are only applicable to voluntary donations, membership participants of which Im neither. Thus, based on rules under the Clearfield Doctrine 1943 law, it mandates a corporation obtain consent /contract prior to proceeding with any matter. I have sent several Affidavit of Fact and letters to prove- debt owed by me, as they refuse disclosure to provide evidence of debt obligation. -- -- - EXHIBIT B : AFFIDAVIT OF FACT ( C ) The amount is wrong because : -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- a. The WWT 501c3 fail to provide a contract or cause of action obligation ; b. Fail to provide the laws deeming obligation for payment ; c. They are demanding payment in only cash refusing to provide a cash receipt ; d. The amount about {$10000.00} accumulating, they refuse an itemize invoice ; e. Both private companies fail following tax laws to provide disclosure of tax identification information ; XXXX XXXX has no business license or business registration thus, actions deem inducement to fraud, IRS tax evasion, unreported Internal Revenue Service taxable event demand for money over {$600.00} and unsubstantiated claim of debt. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -EXHIBIT C : WWT NON-PROFIT STATUS, ORR COLLECTIONS ( D ) Other, for lacking good faith /by mistake, they are refusing to validate debt, refusing to provide cause of action including not follow rules pursuant to Forfeiture where 90 days is timeline to provide a cause of action or return the XXXX XXXX. Therefore, the Parties are to provide debt validation by answering the following questions under the penalty of perjury and provide the below requested information. -- - Disclosure : -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- a. WWT 501c3 establishment, Do we have a contract in dispute Yes/No ; b. XXXX , Do we have a contract in dispute Yes/No ; c. Provide cause of action nature of the crime by XXXX XXXX including payment obligation ; d. Provide payment invoice ; e. Provide Federal Tax identification number for WWT 501c3 ; f. Provide Federal Tax identification number and business registration for XXXX XXXX ; g. Provide rules for Forfeiture deeming res XXXX XXXX seizure past 90 days without show of cause ; -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Otherwise, I demand {$30000.00} to transfer tittle for just compensation for the XXXX XXXX because duress, its out of my control, care and responsibility as of XX/XX/XXXX. It is tampered with, used by unknown third-party actors for the last XXXX  months. Thus, I shouldnt have to take responsibility for incurred damages. -- -- -- -- -- -- -- -- -- -- -- -- -- -END.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation