Consumer complaint received 2023-10-12
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
I made Multiple Attempts on Website /Declined it ( see proof attached ) Disputed by Mail and by Phone But Transunion Failed to complete my disputes and correct multiple Major incorrect information on my Credit report TransUnion XXXX XXXX XXXX XXXX 2000 XXXX XXXX PA XXXX Subject : Transunion Failed to XXXX my Disputes and correct my Credit report File Number : XXXX I- Request for Immediate removal of the incorrect personal information in my credit report in Compliance Credit Reporting Laws and Regulations II- Notice of Formal Dispute The federal Fair Credit Reporting Act ( FCRA ) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. 

Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete, or unverifiable information must be removed or corrected, usually within 30 days. 

In accordance with the Fair Credit Reporting Act XXXX. Disclosures to consumers [ 15 U.S.C. 1681g ] ( a ) Information on file ; sources ; report recipients. Every consumer reporting agency shall, upon request, and subject to 610 ( a ) ( 1 ) [ 1681h ], provide clear and accurate consumers information : Pursuant to FCRA section 611 ( a ) ( 2 ) 9A ) and section 609 ( c ) 91 ) you are required to provide me ALL relevant information gathered during your investigation ) Transunion Repeatedly Refused Remove the inaccurate personal information from my credit report cousin emotional distress as well as financial distress Transunion Repeatedly failed to provide an option for me to dispute the incorrect personal information onLine, thus costing me additional money ( paper, ink, mailing fee, postage fee ) I XXXX XXXX once again Dispute the Inaccurate information as it appears in the credit reports generated by you Report Number XXXX Under ALSO KNOWN AS XXXX XXXX I In -accurate Transunion refused to Delete, Failed to clearly and accurately report my name Addresses Other Address to be deleted. XXXX XXXX XXXX  XXXX, FL XXXX Other Address to be deleted. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Other Address to be deleted. XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Phone Numbers Phone Number to be deleted. ( XXXX ) XXXX Phone Number to be deleted. ( XXXX ) XXXX Phone Number to be deleted. ( XXXX ) XXXX Phone Number to be deleted. ( XXXX ) XXXX Item # XXXX Reasons Additional comments XXXX XXXX XXXX XXXX Please DELETE I have no knowledge of this collection account LVNV Failed to Validate this debt. I Request for Documentation in Compliance with CFPB Debt Collection Regulations. I Requested for Documentation in Compliance with Fair Debt Collection Practices Act FDCPA Supporting Document File Size Document Type XXXX XXXX XXXX- CFPB complaint and Notice of Dispute.pdf XXXX KB Attached Item # XXXX Reasons Additional comments XXXX XXXX XXXX XXXX XXXX Please DELETE I have no knowledge of this collection account MidlandCM Failed to Validate this debt .Request for Documentation in Compliance with CFPB Debt Collection Regulations. I Request for Documentation in Compliance with Fair Debt Collection Practices Act ( FDCPA ) Supporting Document File Size Document Type MidlandCM Dispute Dollars XXXX CFPB XXXX XXXX KB Other relevant documentation Item # XXXX Reasons Additional comments XXXX XXXX XXXX XXXX XXXX Please DELETE I have no knowledge of this collection account XXXX XXXX to validate this debt. I Request for Documentation in Compliance with CFPB Debt Collection Regulations. I Request for Documentation in Compliance with Fair Debt Collection Practices Act Supporting Document File Size Document Type MidlandCM Dispute Dollars XXXX CFPB XXXX XXXX KB Other relevant documentation Transunion XXXX was to my phone and email and website disputes : Since names, addresses and employers don't affect your XXXX XXXX, consider disputing only clearly incorrect personal info, as opposed to small spelling errors. 
XXXX " Dispute Temporarily Unavailable. 
Looks like theres a temporary error. 
What to do now : Please wait a few minutes and try again. Return to the Dispute Center. 
To report this error, contact our Website Access Support team '' ****Transunion Please Remove his Inaccurate information as being in Dispute from my credit report Immediately Sincerely, XXXX XXXX XXXX : XXXX XXXX XXXX Notice of Formal Dispute I am writing to formally dispute Inaccurate information as presented in credit Reports Generated by you. I am currently disputing the validity and accuracy information listed below and demand that you either provide all the necessary documentation as required by tFCRA and the consumers right laws, or DELETE the inI I XXXX XXXX once again Dispute the Inaccurate information as it appears in the credit reports generated by you Report Number XXXX Under ALSO KNOWN AS XXXX XXXX I In -accurate Transunion refused to Delete, Failed to clearly and accurately report my name Addresses Address not mine to be deleted : XXXX XXXX XXXX XXXX XXXX FL XXXX Address not mine to be deleted : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Address not mine to be deleted : XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Phone XXXX Phone Number NOT Mine to be deleted : ( XXXX ) XXXX Phone Number NOT Mine to be deleted : ( XXXX ) XXXX Phone Number NOT Mine to be deleted : ( XXXX ) XXXX Phone Number NOT Mine to be deleted : ( XXXX ) XXXX Item # XXXX Reasons Additional comments XXXX XXXX XXXX XXXX Please DELETE I have no knowledge of this collection account LVNV Failed to Validate this debt. I Request for Documentation in Compliance with CFPB Debt Collection Regulations. I Requested for Documentation in Compliance with Fair Debt Collection Practices Act FDCPA Supporting Document File Size Document Type XXXXXXXX XXXX XXXX- CFPB complaint and Notice of Dispute.pdf XXXX KB Attached Item # XXXX Reasons Additional comments XXXX XXXX XXXX XXXX XXXX Please DELETE I have no knowledge of this collection account MidlandCM Failed to Validate this debt .Request for Documentation in Compliance with CFPB Debt Collection Regulations. I Request for Documentation in Compliance with Fair Debt Collection Practices Act ( FDCPA ) Supporting Document File Size Document Type XXXX Dispute Dollars XXXX CFPB XXXX XXXX KB Other relevant documentation Item # XXXX Reasons Additional comments XXXX XXXX XXXX XXXX XXXX Please DELETE I have no knowledge of this collection account XXXX Failed to validate this debt. I Request for Documentation in Compliance with CFPB Debt Collection Regulations. I Request for Documentation in Compliance with Fair Debt Collection Practices Act Supporting Document File Size Document Type XXXX  Dispute Dollars XXXX CFPB XXXX XXXX KB Other relevant documentation Transunion in Violation OF Fair Credit Reporting Act Transunion is in Violation of my Rights as consumer as described under Fair Credit Reporting ACt Transunion is obligated by law to provide my personal information accurately and truthfully ***I demand that you either provide proof and validate the inaccurate personal information listed above or DELETE them Immediately from my credit report ***In the absence of providing the requested documentation, I demand that you DELETE them Immediately from my credit report I appreciate your attention to this matter and your prompt response. If you have any questions or need further clarification, please do not hesitate to contact me at the phone number or email address provided above. 

Sincerely, XXXX XXXX Address : XXXX XXXX XXXX XXXX Fl, XXXX Phone : XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief