Consumer complaint received 2023-05-24
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
I am writing to submit a formal complaint regarding inaccurate information on my credit report, which I reported to TransUnion on XX/XX/XXXX. Unfortunately, TransUnion has not responded to my inquiry, and the following discrepancies remain unresolved. I am seeking your assistance in addressing these issues and ensuring compliance with federal law. 

The inaccurate information on my credit report pertains to the following accounts : XXXX XXXX XXXX XXXX Opened : XXXX. XXXX, XXXX Balance : {$2800.00} XXXX  XXXX Opened : XXXX XXXX, XXXX Balance : {$710.00} XXXX XXXX Opened : XXXX XXXX, XXXX Balance : {$940.00} XXXX XXXX XXXX XXXX XXXX XXXX Opened : XXXX. XXXX, XXXX Balance : {$8500.00} XXXX XXXX XXXX Opened : XXXX. XXXX, XXXX Balance : {$3500.00} XXXX Opened : XXXX XXXX, XXXX Balance : {$100.00} XXXX XXXX XXXX  Opened : XXXX. XXXX, XXXX Balance : {$770.00} XXXX XXXXXXXX ( late payment inaccuracy ) Opened : XXXX. XXXX, XXXX Balance : {$260.00} For each of these accounts, I dispute the accuracy of the reported information and request the necessary corrections to be made on my credit report. The details of each account are as follows : XXXX XXXX XXXX XXXX : This account does not belong to me, and I have no association with it. Therefore, I request that TransUnion removes this account from my credit report, as it is inaccurately listed. 

XXXX XXXX : I do not have any account with XXXX  XXXX, and thus, it should not be present on my credit report. I request that TransUnion removes this account from my credit report, as it is inaccurately listed. 

XXXXXXXX XXXX  : I have never had an account with XXXXXXXX XXXX, and therefore, it should not be included on my credit report. I request that TransUnion removes this account from my credit report, as it is inaccurately listed. 

XXXX XXXX - XXXXXXXX XXXX XXXXXXXX : I have no affiliation with XXXX XXXX - XXXX XXXX XXXX  and do not recognize this account. I request that TransUnion removes this account from my credit report, as it is inaccurately listed. 

XXXX XXXX XXXX : I have no knowledge of or connection to XXXX XXXX XXXX, and thus, it should not be reported on my credit file. I request that TransUnion removes this account from my credit report, as it is inaccurately listed. 

XXXX : I have no relationship or agreement with XXXX, and this account should not be associated with my credit report. I request that TransUnion removes this account from my credit report, as it is inaccurately listed. 

XXXX XXXX XXXX : I am not familiar with XXXX XXXX XXXX  and do not have any account with them. I request that TransUnion removes this account from my credit report, as it is inaccurately listed. 

XXXX XXXX ( late payment inaccuracy ) : TransUnion incorrectly reports that this account had a late payment. However, I can confirm that this information is inaccurate. I request that TransUnion corrects or updates this inaccurate information on my credit report accordingly.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief