Consumer complaint received 2023-12-04
Company: TRANSWORLD SYSTEMS INC
State: GA
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TRANSWORLD SYSTEMS INC XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX PA XXXX ( XXXX XXXX XXXX Dear XXXX XXXX XXXX, I have a fraudulent account that your company is reporting on my credit report that is a result of fraud and identity theft. I have filed a Police Report, Federal Trade Commission Identity Theft Report, and IRS Form 14039 Identity Theft Affidavit with the Criminal Investigation Department of the IRS ( See Attachments for Certified copies ). The address you are reporting has been included in the Police Report and reported as fraudulent I've never lived at that address. I request that this unauthorized item and alleged account to be removed and deleted from your file, records and/or system and you update the major credit bureaus to do the same. The following collection : TRANSWORLD SYSTEM INC ( Original Creditor : XXXX XXXX XXXX XXXX, Account Number : XXXX, Amount : {$900.00}. 

TRANSWORLD SYSTEM INC continues to try to extort monies from me when no monies are due. In actuality TRANSWORLD SYSTEM INC owes me ME money. Month after month they continue to furnish negative information to the credit bureaus. I have no knowledge of account XXXX. I've called the alleged creditor XXXX XXXX XXXX and they have verified " NO ACCOUNT WITH THE SSN ENDING IN XXXX OR NAME IS IN OUR SYSTEM OR RECORDS. '' I contacted TRANSWORLD SYSTEM INC by way of Affidavit sent Certified Mail Return Receipt Requested with an Affidavit of Mailing. A copy of the Affidavit has been attached to this complaint. They've obtained my information by way of Identity Theft pursuant to OCGA 16-9-121. They've included that information in my consumers ' report in exchange for monetary compensation. Punishing me for the repayment of a alleged debt by furnishing nonpublic information without my consent to unauthorized third parties as a means to ruin my financial reputation is a violation of 18 USC 894. I've requested verification by way of Affidavit, which is to be sworn under penalty of perjury so that I may have the opportunity to hold XXXX XXXX and TRANSWORLD SYSTEM INC liable for making false and unsubstantiated claims against me. You have failed to rebut the Affidavit point for point in a timely manner. In commerce an unrebutted Affidavit stands truth! Also in any court of law, ALL debt must be sworn to. No such documentation exists from TRANSWORLD SYSTEM INC. Not to mention, of why we owed this amount to TRANSWORLD SYSTEM INC , the 1099 OID & all other related tax documents for this alleged account have failed to be produced to me for my inspection. We've NEVER done business with TRANSWORLD SYSTEM INC. Yet instead, we received an informal computer generated dunning letter containing our personal information and some start and end date of some alleged account. Not sure who TRANSWORLD SYSTEM INC is or how they got our information, but due to lack of information and evidence of us owing that amount, I will like to say that this account is fraudulent and kindly ask to have TRANSWORLD SYSTEM INC remove this account from their computer, books, and/or files & cease all collections activities. 

Please mail or forward all responses to the Notary address provided herein. 

Thank you for giving this matter your immediate attention. 

Warm Regards,

Company response to consumer: Closed with explanation