Consumer complaint received 2023-11-28
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: PA
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
I am following the rules that your company states I must follow however, I am a victim of either identity theft or an accuracy on these credit reports and although I monitor my credit often I have been reaching out to TransUnion now for the past 6 to 9 months to please get these off of my credit report I am finally doing a consumer financial protection bureau report, because Trans Union is XXXX of the only credit bureaus that will not help you remove inquiries in a proper and professional manner, even if they know that the inquiries are not yours, even if they know that the inquiries were illegally unprofessionally and improperly placed on your consumer report and even if they know, did you did not apply for this product TransUnion still gives no leeway and getting these inquiries taken off of the report like the other credit bureaus do. 
Right now I am battling TransUnion and I have disputed these inquiries starting from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Number four is questionable because I dont know if I actually have a card that is attached to this account or not and I have tried to reach out to the company and to my cards but of course nobody wants to help so I have not been able to verify this court or if it is attached to any account that I have, but I almost positive that it is not, and it is the last inquiry on TransUnion that I need immediately removed XXXX XXXX ALL OF THE OTHER INQUIRIES, I BELIEVE OUR MIND, AND OR ATTACHED TO CREDIT ACCOUNTS THAT I HAVE OR HAVE APPLIED, FOR I HAVE NEVER REPLIED TO ANY OF THESE COMPANIES LISTED ABOVE, AND I DO NOT WANT THEM FRAUDULENTLY OR IMPROPERLY ON MY CREDIT REPORT. 
WE ARE IN VIOLATION OF CODE 1681B2 AND CODE 1681 C2 ALSO 15 US CODE 1681 EB AND ALSO US 15 CODE 1681 a2 Why any of these credit reporting agencies or any of your companies think it is OK to be in violation of these codes knowing that some of us as consumers know our rights and no our laws and I am telling you that Im going to keep writing and keep bothering and keep putting forth these professional rules, and guidelines we were supposed to adhere to until something is not about this. I should not be battling one reporting agency for for inquiries that were taken off in a matter of 15 minutes by the other two credit bureaus because they knew they were fraudulent in notof mind doing. 

So once again, without giving out any personal information, I want these inquiries immediately removed from my personal consumer report with TransUnion. They are violating me and keeping me from maintaining proper and ethical credit decisions and monitoring, and I continue to monitor my credit and I will and this is the second attempt to reach out to TransUnion, where they have failed to get back to me in a timely manner I will not let there be a third

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief