Consumer complaint received 2023-07-26
Company: Pressler & Pressler, LLP
State: NJ
Product: Debt collection
Sub-product: Credit card debt
Issue: Written notification about debt
Sub-issue: Didn't receive enough information to verify debt

Complaint:
Business, or the joke that they attempt to be, Pressler, Felt, and Warshaw, located at XXXX XXXX XXXX, XXXX, NJ, telephone number : XXXX ( XXXX ) XXXX has been calling me constantly not leaving messages trying to harass and intimidate me for over a year, especially at times that I have reported I am unavailable in which they are violating my privacy, and making me feel uncomfortable having panic attacks daily. I submitted to them via regular and certified mail documentation, I.e a debt verification letter requested in early XX/XX/XXXX that had gone unanswered until XX/XX/XXXX in which I did not receive any verification of such reported debt. They reportedly stated I received an imaginary letter on XX/XX/XXXX from them that does not exist verifying this supposed debt. I received their supposed verification which was merely a letter stating a supposed credit card account, and some statements with my name, without providing further evidence of myself 1 ) signing said contact and never providing proof of such contract, 2 ) statements without signatures or proof of receipt of good or services supposed charged to said account, and lack of sufficient evidence that this debt is or was mine, lack of contracts associated with said purchased or receipts, and no documentation of obligations of the supposed contract in question, as this contract has clearly indicated notation of an arbitration agreement which has been contemplated and should proceed with private arbitration due to Pressler, Felt and Warshaws breach of said contract as well as the supposed original creditor doing so as well based on this observation. This is a violation of the time frame as noted in the FCRA ( 5 ) to ( 30 ) days. Additionally they attempted to ineffectively service me in the Special Civil division of the XXXX XXXX XXXX XXXX XXXX, NJ, in XXXX XXXX while I was hospitalized with complications of XXXX, XXXX, and a XXXX XXXX. Additionally I was not only unable to respond as arbitration agreements are noted and were planned to be contemplated and acted on due to breach of contact on their behalf. Additionally I am entitled to title II Accomodations under ADA previously on file with the court, which they disregarded as prior litigation had been undergone with them. Additionally they signed supposed documents denying awareness of my XXXX status to the court. 

They blatantly disregarded my rights under ADA, ineffectively attempted service of a summons and complaint, resulting in a default judgment while I was on my deathbed hospitalized. I should have died so these people wouldnt continue harassing me. 

They continue to harass me constantly. With no context in their calls and hang-ups, no messages and manipulative tactics, sending threatening letters for purposes of intimidation, which result in me having ongoing panic attacks and decompensation of my mental health, as well as stress resulting in my physical health declining as a result. I would like financial compensation for the undue hardship that Pressler, Felt, and Warshaw have put myself and my family through.

The defamation of character, and damage to my credit report which has good history on all bases with the exception of their supposed collection account. Which should be retracted and repaired and myself be compensated for damages of them applying this derogatory mark to my credit score.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation