Consumer complaint received 2022-02-21
Company: EQUIFAX, INC.
State: IL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
Upon reviewing my credit report I still see that the errors in which I have disputed on multiple occasions still have not been Deleted, Removed or Addressed to say the least. I find that the blatant disregard and lack of response regarding inaccurate credit reporting is appalling. Please DELETE the following below. 

XXXX XXXX XXXXXXXX XXXX XXXX Equifax Account # : XXXX XXXX XXXX High Balance : {$1900.00} {$0.00} {$0.00} Last Verified : XX/XX/XXXX -- -- Date of Last Activity : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date Reported : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance Owed : {$0.00} {$0.00} {$0.00} Closed Date : XXXX -- -- Account Rating : Derogatory Paid Derogatory Account Description : Individual Individual Individual Dispute Status : Account not disputed Account not disputed Account disputed Creditor Type : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX Closed Payment Status : Collection/Chargeoff Unknown Collection/Chargeoff XXXX XXXX XXXX XXXX after XXXX XXXX XXXX XXXX less than full balance Account legally paid in full for lass than the full balance. 
Account legally paid in full for less than the full balance. 
Consumer disputes- reinvestigation in progress Amount in H/C column is credit limit Payment Amount : {$0.00} {$0.00} {$0.00} Last Payment : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Term Length : -- -- -- Past Due Amount : {$0.00} {$0.00} {$0.00} Account Type : Credit Card Credit Card XXXX XXXX Frequency : -- -- -- Credit Limit : {$1500.00} {$1500.00} {$1500.00} The Account Below has NEVER BEEN LATE Update to reflect PAID AS XXXX XXXX XXXXXXXXXXXX XXXX XXXXXXXX XXXX Equifax Account XXXX XXXX XXXX XXXX XXXX High Balance : {$8200.00} {$8200.00} {$8200.00} Last Verified : XX/XX/XXXX -- -- Date of Last Activity : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date Reported : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance Owed : {$0.00} {$0.00} {$0.00} Closed Date : XXXX -- -- Account Rating : Closed Paid Paid Account Description : Individual Individual Individual Dispute Status : Account not disputed Account not disputed Account disputed Creditor Type : Finance/Personal Personal Loan Companies Auto Financing Account Status : Closed Closed Open Payment Status : Current Current Current Creditor Remarks : Account information disputed by consumer, meets FCRA requirements -- Consumer disputes- reinvestigation in progress Payment Amount : {$0.00} {$0.00} {$0.00} Last Payment : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Term Length : XXXX ( XXXX ) XXXX ( XXXX ) -- Past Due Amount : {$0.00} {$0.00} {$0.00} Account Type XXXX XXXX XXXX XXXX XXXX -- Payment Frequency : Monthly ( every XXXX XXXX XXXX XXXX Credit Limit : -- -- -- Collection Accounts : Accounts seriously past due XXXX XXXXXXXX XXXX XXXX Equifax Account # : XXXX XXXX -- XXXX XXXX XXXX {$2400.00} {$2400.00} -- Last Verified : XX/XX/XXXX -- -- Date of Last Activity : XX/XX/XXXX XX/XX/XXXX -- Date Reported : XX/XX/XXXX XX/XX/XXXX -- Date Opened : XX/XX/XXXX XX/XX/XXXX -- Balance Owed : {$2400.00} {$2400.00} -- Closed Date : -- -- -- Account Rating : Derogatory Derogatory -- Account Description : Individual Individual -- Dispute Status : Account not disputed Account not disputed -- Creditor Type : Collection Services Other Collection Agencies -- Account Status : Open Closed -- Payment Status : Collection/Chargeoff Collection/Chargeoff -- Creditor Remarks : Dispute resolved; customer disagrees Customer disputed account - reported by subscriber. 
-- Original Creditor : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX. -- Last Payment : -- -- -- Past Due Amount : {$0.00} {$0.00} -- Account Type : -- -- -- PORTFOLIO XXXX XXXX Equifax Account # : -- -- XXXX High Balance : -- -- {$2400.00} Last Verified : -- -- -- Date of Last Activity : -- -- XX/XX/XXXX Date Reported : -- -- XX/XX/XXXX Date Opened : -- -- XX/XX/XXXX Balance Owed : -- -- {$2400.00} Closed Date : -- -- -- Account Rating : -- -- Derogatory Account Description : -- -- Individual Dispute Status : -- -- Account disputed Creditor Type : -- -- Factoring Companies Account Status : -- -- Open Payment Status : -- -- Late XXXX Days Creditor Remarks : -- -- Consumer disputes- reinvestigation in progress Collection account Payment Amount : -- -- {$0.00} Last Payment : -- -- XX/XX/XXXX Term Length : -- -- -- Past Due Amount : -- -- {$2400.00} Account Type : -- -- Collection Payment Frequency : -- -- -- Credit Limit : -- -- --

Company response to consumer: Closed with explanation