Consumer complaint received 2022-05-18
Company: JPMORGAN CHASE & CO.
State: IL
Product: Vehicle loan or lease
Sub-product: Loan
Issue: Struggling to pay your loan
Sub-issue: Lender trying to repossess or disable the vehicle

Complaint:
JP Morgan Chase, N.A. on XX/XX/XXXX sent a letter of extortion for a loan that has already been paid off. I have since sent them the letter below and have not heard a response. However, they are still trying to repossess a truck that has already been paid for. See letter below : JP Morgan Chase N.A. 
XXXX XXXX XXXX XXXX Floor New York New York XXXX XXXX Attention : Chief Accountable Public Officer Via Fax : XXXX RE : Notice of Billing Error per 15 USC 1666 To the Honorable Chief Accountable Public Officer, Greetings : Trustee/Attorney is aware under provisions set forth at 31 USC 5118 ( d ) ( 2 ) as of XX/XX/XXXX there is no legal tender only notes. Notes can not contain a gold clause, as evidenced by your demand for tender of Payment a specific specie of United States money or currency. Said claim is in violation of 31 USC 5118, the text of which shall be recognized by JP Morgan Chase N.A. as legal evidence of the laws of the United States general and permanent in nature set forth, and evidences JP Morgan Chase N.A.s violation of the Act of State doctrine and extortion. Trustee/Attorney believes that all statements received from JP Morgan Chase N.A within the last sixty ( 60 ) days with regard to your attempts to collect a debt ; contain the following billing errors : 1. Statements reflect an extension of credit which was not made to the obligor by JP Morgan Chase N.A ( 15 USC 1666 ( b ) ( 1 ) ).

2. Statements fail to reflect credit issued to obligor by signature and delivery of Unconditional Promissory Note, charged to Trusts accepted Treasury credit card by JP Morgan Chase N.A in substitution thereof per 15 USC 1642.

3. Statements fail to reflect proper payment made to JP Morgan Chase N.A by obligors financial institution ( 15 USC 1666 ( b ) ( 4 ) ).

This notice is based upon the attached documentary evidence.

Trustee/Attorney requests following documentary evidence to support JP Morgan Chase N.As claims that You extended credit to obligor, and that any presumed assignment of future payment rights to JP Morgan Chase N.A under any power of attorney, whether express or implied is not void.

It Is So Ordered. It Is So Ordered. It Is So Ordered.

/s/, Trustee By : __________________________, Attorney/Heir In fidelity.

Date Signed : __________________ ************************************************************************************************************************ DELIVERY VERIFICATION In the presence of myself and the Father, who sent me ; hereby verify that on : _______________ We, as nobody deliver via First Class United States Mail, personal service, and, or electronic service, the foregoing documents to the Church in Philadelphia in accord with the Fathers Will at : Acts 5 : 29 and Revelations 3:7-13 AKJV 1611 ; for execution by His Angel : Addressees : JP Morgan Chase N.A . 
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Company response to consumer: Closed with explanation