Consumer complaint received 2018-05-07
Company: Experian Information Solutions Inc.
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
The following accounts were opened under my name wrongfully and I would like to have these accounts removed and blocked from my account immediately. In addition, the wrong address was used under my name. The police report provides evidence of identity theft as well as the incorrect address being used. Thank you for your prompt attention to this matter. 



XXXX XXXX XXXX XXXX Account Number XXXX Account Type Credit Card Terms Revolving Date Opened XX/XX/XXXX Account Status Closed Payment Status Paid Payment Status Details Current Status Updated XX/XX/XXXX Balance {$1200.00} Balance Updated - Credit Limit {$8000.00} Past Due Amount - High Balance {$1200.00} Monthly Payment {$20.00} Balloon Payment - Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX XXXX XXXX, XXXX, NY XXXX XXXXwnership Individual Original Creditor - Company Sold-to - Original Amount - Comments - Payment History XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Number XXXX Account Type Installment Loan Terms 60 Months Date Opened XX/XX/XXXX Account Status Open Payment Status Paid Payment Status Details Current Status Updated XX/XX/XXXX Balance {$54000.00} Balance Updated - Credit Limit - Past Due Amount - High Balance - Monthly Payment {$980.00} Balloon Payment - Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX XXXX XXXX, XXXX, NY XXXX Ownership Individual Original Creditor - Company Sold-to - Original Amount {$55000.00} Comments - Payment History XXXX XXXX XXXX XXXX XXXX XXXX Account Number XXXX Account Type Unknown Terms 60 Months Date Opened XX/XX/XXXX Account Status Open Payment Status Paid Payment Status Details Current Status Updated XX/XX/XXXX Balance {$40000.00} Balance Updated - Credit Limit - Past  Due Amount - High Balance - Monthly Payment {$1000.00} Balloon Payment - Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX  XXXX, XXXX, VA XXXX Ownership Individual Original Creditor - Company Sold-to - Original Amount {$39000.00} Comments - Payment History XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Number XXXX Account Type Credit Card Terms Revolving Date Opened XX/XX/XXXX Account Status Open Payment Status Paid Payment Status Details Current Status Updated XX/XX/XXXX Balance {$4100.00} Balance Updated - Credit Limit {$3900.00} Past Due Amount - High Balance {$4100.00} Monthly Payment {$83.00} Balloon Payment - Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX, XXXX, VA XXXX XXXX XXXX XXXX XXXX - Company Sold-to - Original Amount - Comments - Payment History XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Number XXXX Account Type Credit Card Terms Revolving Date Opened XX/XX/XXXX Account Status Open Payment Status Paid Payment Status Details Current Status Updated XX/XX/XXXX Balance {$9700.00} Balance Updated - Credit Limit {$10000.00} Past Due Amount - High Balance {$9800.00} Monthly Payment {$190.00} Balloon Payment - Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX XXXXXXXX, VA XXXX Ownership Individual Original Creditor -  Company Sold-to - Original Amount - Comments - Payment History XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX Account Number XXXX Account Type Installment Loan Terms 60 Months Date Opened XX/XX/XXXX Account Status Open Payment Status Paid Payment Status Details Current Status Updated XX/XX/XXXX Balance {$45000.00} Balance Updated - Credit Limit - Past Due Amount - High Balance - Monthly Payment {$830.00} Balloon Payment - Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX, XXXX, VA XXXX Ownership Individual Original Creditor - Company Sold-to - Original Amount {$45000.00} Comments - Payment History XX/XX/XXXX XXXX XXXX XXXX XXXX Account Number XXXX Account Type Credit Card Terms Revolving Date Opened XX/XX/XXXX Account Status Closed Payment Status Late Payment Status Details Credit line closed / not paying as agreed Status Updated XX/XX/XXXX Balance - Balance Updated - Credit Limit {$300.00} Past Due Amount - High Balance {$330.00} Monthly Payment - Balloon Payment - Contact Phone ( XXXX ) XXXX Contact Address XXXX XXXX XXXX, XXXX XXXX, MO XXXX Ownership Individual Original Creditor - Company Sold-to - Original Amount - Comments **CONSUMER STATEMENT** Y ITEM DISPUTED BY CONSUMER

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief