Consumer complaint received 2019-10-11
Company: SELECT PORTFOLIO SERVICING, INC.
State: FL
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Closing on a mortgage

Complaint:
Mortgage fraud Create a Fraud File did not offer resolution or refund continue to send copies of Unauthorized illegal use of my business name, Credit information fraudsters illegally faked an Identity Theft, Mortgage fraud, identity theft, the mortgage account number, mortgage fraud reported data breach, mortgage fraud, this victim of data breach information may have ... working with third-party. contract, which termination could result in Related Third Party. Any sort of " material misstatement, misrepresentation, or omission  relating to the property. Misstatement, Misrepresentation deliberate misrepresentation and deception : deceptive practices including predatory ... Various deceptive and fraudulent practices by mortgage lenders, ... by misrepresenting information, XXXX contends he is not personally liable for any damages Mr. XXXX engaged in unfair and deceptive trade practices, or any other type Court has disposed of that motion by Any person injured in his business or property by reason of a violation of section 1962 of this  chapter may sue therefor in any appropriate United States district court and shall recover threefold the damages he sustains and the cost of the suit, including a reasonable attorneys fee, except that no person may rely upon any conduct that would have been actionable as fraud in the purchase or ... 18 U.S.C. 1964 - U.S. Code - Unannotated Title 18. Crimes and Criminal Procedure 1964 separate order. of fraudulent behavior. ORDERED AND ADJUDGED that Plaintiff XXXX XXXX shall recover from Defendant XXXX XXXX XXXX XXXX XXXX, the principal sum of {$5500.00}, court costs of {$300.00}, and arbitration costs of {$900.00}, for all of which let execution issue instanter and forthwith. This judgment shall accrue interest at the legal rate of eleven percent ( 11 % ) per annum. DONE AND ORDERED at XXXX XXXX, XXXX County, Florida, this XX/XX/XXXX. 
suffered by Plaintiff. He argues that any liability lies with the corporation. Plaintiff argues that Mr. XXXX is individually liable because he personally performed some of the work on the house. As a general principal, a corporate officer or employee may be not held personally liable for acts of the corporation, absent evidence of wrongdoing, such as fraud. lenders which contained false statements. The sums obtained by the appellants ... I Placed a fraud alert and freeze on credit report File a police report. The first thing you should do is file a police report with local police department. Identity theft, property title theft identity theft until a mortgage originator pulls credit score in preparation for a home loan, Loan Fraud mortgage fraud identity theft, the victims are  unaware scams A Stolen Identity Event is the theft or your personal identification, social security number, or other method of identifying result in the wrongful use of such information, Stolen Identity use this information unauthorized transactions on my Credit card fraud is the unauthorized use of a credit Request that the fraudulent accounts be removed from my credit file.. fraudulent charges Satisfaction of Mortgage required to release the lien and obtain the title. Use the Satisfaction of Mortgage document property through a private loan agreement that is now paid in full. The mortgage lien release, a document also known as the 'satisfaction of mortgage ', is a document that is acquired from, and to recover damages from signed by a mortgage lender. This document is an acknowledgement, that states, that the ( previous ) borrower has completed a payment agreement and therefore the mortgage is recognized by all. Advise the lender that I have yet to receive its "  release of lien '' document. Note you have written proof of payoff of the mortgage, including your mortgage loan note marked " Paid. '' The mortgage lien release, if the other party hadnt breached the contract. A document the satisfaction of mortgage, is a document that is acquired from, and signed by a mortgage lender. This document is an acknowledgement, that states, that the ( previous ) borrower has completed a payment agreement and therefore the  mortgage is recognized by all parties as paid in full. Once the satisfaction document has been filed and updated with the land registry or county registry, a clear title shall be returned to the land owner A Satisfaction of Mortgage, also known as a Mortgage Lien Release, the mortgagee ( financial institution ) advising that the mortgage has been paid in full, all terms of the loan have been satisfied and there will no longer be a lien on the property. This means the borrower has completely repaid their loan to the lender as agreed upon ( inclusive of late fees or other required payments by the lender ). Legal remedies for breach of contract. For example, a person may be entitled to monetary compensation if the other  party fails to live up to the terms of the contract. The Payee Name false representation of a start to consider the possible remedies The Owner ( s ) never signed by the property Owner never signed Loan obligation under the agreement. 
XXXX XXXX  , XXXX of Virginia said to be the mortgage holder of Loan Total amount of mortgage, Mortgage date of execution Full and legal description of the property to include tax parcel number Acknowledgement that all payments have been made in full Acknowledgement releasing the lender from filing a lien against the property. fails to do something they agreed to do, for any type of personal loan within three days of making the contract. Remedies can be awarded. Indeed, under Florida law, Date signed and signature of all appropriate parties. Breach of Contract, contracts may be cancelled within a three-day period. ... Federal law says you can cancel a contract. Recorded with the local County Recorders Office or Land Registry. Once the Satisfaction of Mortgage is filed the lien is lifted. parties involved in a contract failed to follow or do their duties and responsibilities that are related to the contract. Breach of Contract : Remedies The remedies for breach of contract include the following : money damages, restitution, rescission, reformation, and specific performance. position he or she would  have been in if the other party hadnt breached the contract. A money damage award includes a sum of money that is given as compensation for financial losses caused by a breach of contract. XXXX XXXX contracted with XXXX XXXX XXXX , XXXX, for the ( c ) Any person injured in his business or property by reason of a violation of section 1962 of this chapter may sue therefor in any appropriate United States district court and shall recover threefold the damages he sustains and the cost of the suit, including a reasonable attorneys fee, except that no person may rely upon any conduct that would have been actionable as fraud in the purchase or sale of securities to establish a violation of section 1962. The exception contained in the preceding sentence does not apply to an action against any person that is criminally convicted in connection with the fraud, in which case the statute of limitations shall start to run on the date on which the conviction becomes final. 
construction of a house. Defendant XXXX XXXX was the president of the corporation and signed the contract on behalf of the corporation. XXXX personally, performed some of the construction work himself. Since completion of Plaintiff 's house, the corporation has been dissolved. Plaintiff has sued the corporation and Mr. XXXX individually for failing to construct the home in accordance with the contract and the applicable building codes. ORDERED AND ADJUDGED that recover from Defendant XXXX XXXX XXXX , XXXX, the principal sum of {$5500.00}, court costs of {$300.00}, and arbitration costs of {$900.00}, for all of which let execution issue instanter and forthwith. This judgment shall accrue interest at the legal rate of eleven percent ( 11 % ) per annum. 
DONE AND ORDERED at XXXX XXXX, XXXX County, Florida, this XX/XX/2008. Instrument # XXXX # XXXX XX/XX/XXXX Court Order to repair our credit. 

Registration Statement Washington, DC XXXX Pursuant to the Foreign Agents Registration Act of 1938, as amended List every foreign principal to whom you will render services in support of the primary registrant Describe separately and in detail all services which you will render to the foreign principal ( s ) listed in Item 10 either directly, or through the primary registrant listed in Item 8, and the date ( s ) of such services. ( If space is insufficient, a full insert page must be EXECUTION registration statement must include In accordance with 28 U.S.C. 1746, the undersigned swears or affirms  under penalty of perjury that he/she has read the privacy Act Statement. The filing of this document is required for the Foreign Agents Registration Act of 1938, as amended, 22 U.S.C. 611 et seq., for the purposes of registration under the Act and public  disclosure. Provision of the information requested is mandatory, and failure to provide the information is subject to the penalty and enforcement provisions established in Section 8 of the Act. Every registration statement, short form registration statement, supplemental statement information set forth in this registration statement and that he/she is familiar with the contents thereof and that such contents are in their entirety true and accurate to the best of his/her knowledge and belief. 
Name IRS Number ( EIN ), XXXX ( EIN ). Reporting File Select Portfolio Servicing Inc FEI/EIN XXXX. XXXX XXXX. XXXX XXXX XXXX, UT XXXX. Account Registration No Year of Birth Nationality Present Citizenship If present citizenship was not acquired by birth, ________________ indicate  when, and how acquired. 
Residence________________________ Address ( es ) ______________________________ Indicate your connection with the primary registrant : partner director employee consultant officer associate agent subcontractor other ( specify ) _______________________________ 10. List every foreign  principal to whom you will render services in support of the primary registrant. 
11. Describe separately and in detail all services which you will render to the foreign principal ( s ) listed in Item 10 either directly, or through the primary registrant listed in Item 8, and the date ( s ) of such services. ( If space is insufficient, a full insert page must be Foreign Agents Registration Act : An Overview Registration and Disclosure Requirements used. ) Name Officer/Registered Agent Registered Agent Name Trademark Name Trademark Owner Name FEI/EIN Detail by Document Number Zip Code Street Address ( Date of signature ) ( Signature ) used. ) _____________________________________ Business Address ( es ) ____________________________________

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with explanation