Consumer complaint received 2023-07-20
Company: Experian Information Solutions Inc.
State: MO
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In accordance with the Fair Credit Reporting act XXXX XXXX XXXX XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2: It also states a consumer reporting agency cannot furnish a account without my written instructions


XXXX XXXX XXXX XXXX  unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
------------
XXXX XXXX
Collection/Chargeoff XXXX  unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
------------------- XXXX XXXX XXXX  Collection/Chargeoff
Past due XXXX
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
------------------------ XXXX XXXX  Closed
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
------------------
XXXX XXXX
Closed
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
---------------------
DEPTEDXXXX XXXX  Open
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
--------------------
DEPTEDXXXX XXXX  Open
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
------------------
DEPTEDXXXX XXXX  Open
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
-------------------
DEPTEDXXXX XXXX  Open
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
----------------------
XXXX XXXX  Current
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
--------------------
XXXX XXXX  Collection/Chargeoff XXXX  unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
----------------------

XXXX XXXX XXXX
Closed
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
------------------ XXXX XXXX  Late 120 Days
XXXX
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
--------------------
XXXX XXXX  Late 120 Days
XXXX
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
------------------
XXXX XXXX  Late 120 Days XXXX XXXX  unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
----------------------
XXXX XXXX
Late 120 Days XXXX  unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
---------------------
XXXX XXXX
Late 120 Days XXXX
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
-------------------
XXXX XXXX XXXX XXXX  Collection/Chargeoff
XXXX  unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
------------------------ XXXX XXXX XXXX  Collection/Chargeoff XXXX
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
----------------------
XXXX XXXX XXXX
Collection/Chargeoff XXXX  unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
---------------------
XXXX XXXX XXXX  Collection/Chargeoff XXXX
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
------------------------- XXXX XXXX XXXX  Collection/Chargeoff XXXX
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
------------------------------
XXXX XXXX XXXX  Collection/Chargeoff
XXXX  unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
----------------------------
XXXX XXXX XXXX XXXX  Collection/Chargeoff XXXX
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
------------------------
XXXX XXXX XXXX
Collection/Chargeoff
XXXX
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
----------------------------
XXXX XXXX XXXX***
Collection/Chargeoff XXXX
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
------------------------------
XXXX
Collection/Chargeoff
XXXX
unlawfully reporting false, defaming, and incorrect information to the credit bureaus 
I have no knowledge nor association with this account and have tried reporting to agnecy already
--------------------------

Below are false  inquiries not done by me
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation