Consumer complaint received 2023-09-07
Company: EQUIFAX, INC.
State: FL
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Hey Guys hope all is well Im in the process of making and huge purchase for me and my family but theres an account negatively being reported on my credit report that Ive never opened ive filed and identity theft reports via local police station and identitytheft.gov send it out to credit bureau and its still being reported on my credit profile XXXX was the only credit bureau to remove this inaccurate information from my credit report XXXX and equifax are the only to credit bureau reporting this inaccurate information I was an victim of identity theft account were opened that didnt belong to me and have notified all three bureaus that this is an violations of my right under the FCRA XXXX is the only credit bureau that acted accordingly and followed the law under the FCRA XXXX and Equifax decided not to follow the law and which would be to remove the inaccurate information from my credit report listed below that Im unaware of and that Ive never opened up these accounts nor have anyone permission to do so : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Doing my research and studying Ive seen case where both Equifax and XXXX where both sued for this unlawful practice and not follow the law FCRA Ive sent several letters to the bureau and the creditors and also filed reports to the Cfpb and Ive still not getting any information or results from XXXX and equifaxXXXX is the only credit bureaus that removed all the inaccurate information that was being reported on my credit listed above. 


This an violation of my rights and the accounts needs to removed immediately I demand under the law FCRA that XXXX and equifax remove these accounts from my credit report and send me and letter with proof that theyve done so Just like XXXX Did please and thanks I dont know why its taking so long but this isnt fair Ive lost millions of dollars because of this unlawful practices by the creditors bureau XXXX and equifax Please notify me that the above items have been deleted pursuant to " 611 ( a ) ( 6 ) [ 15 USC ' 1681 ; ( a ) ( 6 ) ]. I am also requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of " 612 ( 15 USC 1681 ], there should be no charge for this report. 
If you have any questions or need additional information, please contact me at the address noted above. 
Also, I would like to remind you, using the E-Oscar method to verify this debt, which you are aware of, is against the FRCA guidelines. Please also include in your own reply the method used to " verify '' the debt you claim I owe XXXX U.S.C. 1681s-2. ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information Is inaccurateXXXX

Company response to consumer: Closed with non-monetary relief