Consumer complaint received 2023-09-04
Company: EQUIFAX, INC.
State: AZ
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Public record information inaccurate

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX 
XXXX XXXX, AZ XXXX SSN : XXXX XXXX : XX/XX/XXXX Dear Consumer Financial Protection Bureau XXXX I am writing to seek your assistance in enforcing my legal rights and addressing multiple credit reporting violations that have profoundly impacted my life. The violations in question involve various creditors and accounts, and the details of these violations are deeply distressing. I believe that these creditors have unlawfully reported inaccurate and unverified information on my credit report, which has had severe consequences for my financial well-being and overall quality of life. 

These violations not only caused immense stress and XXXX  but also hindered my ability to secure housing, obtain reasonable interest rates on loans, and access financial opportunities that would have otherwise been available to me. The emotional toll of this situation has been overwhelming, and I am left feeling helpless and unfairly burdened by these inaccuracies on my credit report. 

In light of these violations, I kindly request that the Consumer Financial Protection Bureau take immediate action to investigate and enforce my legal rights. Specifically, I urge you to engage with the relevant creditors listed below and request the removal of these unverified accounts from my credit report : XXXX ( Account number : XXXX ) Potential Violation : Inaccurate Reporting under FCRA Section 1681e Federal ( Account number : XXXX ) Potential Violation XXXX Inaccurate Reporting under FCRA XXXX XXXX XXXX ( Account XXXX XXXX XXXX ) Potential Violation : Inaccurate Reporting under FCRA Section 1681e XXXX XXXX XXXX XXXX Account number : XXXX ) Potential Violation : Inaccurate Reporting under FCRA Section 1681e XXXX XXXXXXXX ( Account number : XXXX ) Potential Violation : Inaccurate Reporting under FCRA Section 1681e U.S. Bankruptcy Court XXXX Account number : XXXX ) Potential Violation : Inaccurate Reporting under FCRA Section 1681e XXXX  | XX/XX/XXXX XXXX Account number : N/A XXXX Potential Violation : Inaccurate Reporting under FCRA Section 1681e XXXX XXXX XXXX  AZ XXXX ( Account XXXX XXXX XXXX ) Potential Violation : Inaccurate Reporting under FCRA XXXX XXXX XXXX XXXX | XX/XX/XXXX ( Account number XXXX XXXX ) Potential Violation XXXX Inaccurate Reporting under FCRA Section 1681e These creditors have not only violated my rights but have also caused immeasurable harm to my well-being. I implore the Consumer Financial Protection Bureau to hold them accountable for their actions and ensure the immediate rectification of these credit reporting violations. 

I genuinely appreciate your attention to this matter and your commitment to safeguarding consumers ' rights. Please feel free to contact me at [ Your Phone Number ] or [ Your Email Address ] if you require any further information or documentation to assist with your investigation. 

Thank you for your time and assistance in addressing this pressing issue. I look forward to a resolution that will help alleviate the burdens I have endured due to these credit reporting violations. 

Sincerely, XXXX XXXX

Company response to consumer: Closed with non-monetary relief