Consumer complaint received 2020-07-21
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
There are several accounts that are reporting incorrectly on my credit reports : Personal Information : Name : XXXX XXXX XXXX  XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX  ) Address : XXXX XXXX XXXX XXXX ( Experian XXXX Address : XXXX XXXX XXXX XXXX  ( Experian XXXX Address : XXXX XXXX XXXX XXXX  XXXX Address : XXXX XXXX  XXXX XXXX XXXX XXXX  XXXX Inaccurate late reporting : XXXX  - XXXX XXXX, XXXX  XXXX Experian XXXX ; Opened - XX/XX/XXXX ( XXXX  ) ; Opened - XX/XX/XXXX ( Experian XXXX XXXX  XXXX ; Balance - {$90000.00} ; I was never late on this account, please remove late reporting. 

XXXX XXXX  - ( Experian XXXX ; Opened - XX/XX/XXXX ; Balance - {$2700.00} ; I was never late on this account, please remove late reporting. 

XXXX XXXX  - ( Experian, XXXX, XXXX  XXXX ; Opened - XX/XX/XXXX ( XXXX  ) ; Opened - XX/XX/XXXX ; Balance - {$2600.00} ; I was never late on this account, please remove late reporting. 

USDOE/GLELSI - XXXX XXXX XXXX XXXX  XXXX ; Opened - XX/XX/XXXX ; Opened XX/XX/XXXX ; Balance - {$0.00} ; I was never late on this account, please remove late reporting. 

The following accounts are reporting either due to error or Identity Theft, Please remove the following items : US DEPT ED - XXXX XXXX, XXXX, Experian XXXX ; Opened - XX/XX/XXXX ( XXXX  ) ; Opened - XX/XX/XXXX ( XXXX  XXXX Experian XXXX ; Bal : {$11000.00} ; This account belongs to someone else or it is a direct result of identity theft. 

XXXX XXXX XXXX - XXXX Experian XXXX XXXX  XXXX Opened - XX/XX/XXXX ; Bal : {$1100.00} ; This account belongs to someone else or it is a direct result of identity theft. 

XXXX XXXX XXXX - XXXX XXXX - ( Experian XXXX XXXX  XXXX Opened - XX/XX/XXXX ; Bal : {$1100.00} ; This account belongs to someone else or it is a direct result of identity theft. 

US DEPT ED - ( XXXX, XXXX, Experian XXXX ; Opened - XX/XX/XXXX ( XXXX  ) ; Opened - XX/XX/XXXX ( XXXX  XXXX Experian XXXX ; Bal : {$3800.00} ( XXXX  ) ; {$0.00} ( Experian XXXX ; {$3300.00} ( XXXX  XXXX. This account belongs to someone else or it is a direct result of identity theft. 

US DEPT ED - XXXX XXXX, XXXX, Experian XXXX ; Opened - XX/XX/XXXX ( XXXX  ) ; Opened - XX/XX/XXXX ( XXXX  XXXX Experian XXXX ; Bal : {$8200.00}. This account belongs to someone else or it is a direct result of identity theft. 

XXXX  - ( XXXX, XXXX, Experian XXXX ; Opened - XX/XX/XXXX ( TU ) ; Opened - XX/XX/XXXX ( XXXX  XXXX Experian XXXX ; Bal : {$0.00}. This account belongs to someone else or it is a direct result of identity theft. 

The following inquiries was not authorized by me : XXXX XXXX XXXX ( 3 TIMES XXXX XXXX XXXX XXXX XXXX ( 2 TIMES ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( 2 TIMES ) XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation