Consumer complaint received 2023-06-09
Company: Experian Information Solutions Inc.
State: IL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Difficulty submitting a dispute or getting information about a dispute over the phone

Complaint:
ignored my request to provide me via mail with the documents used to verify disputed accounts which they have NOT verified and can not called verified without documentation ( bank statements ) under Section 611 ( 5 ) ( A ) of the FCRA- you are required to " ... promptly DELETE all information which can not be verified. '' The law is very clear as to the Civil liability and the remedy available to me for " negligent noncompliance '' ( Section 617 ) if you fail to comply with this Federal Law.

I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. I demand the following accounts be verified with certified bank statements and contacts mailed to me or the accounts be deleted immediately.

Name of Account : Account Number : Provide Physical Bank Statements and Proof of contact Verification via the mail or DELETE IMMEDIATELY. Delete.

Account Name : XXXX Account Number : XXXX Date Opened : XXXX Status : Paid ( Closed ) Type of Account : -- Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX Number : XXXX Reason : Please remove this item and any accounts under any other account numbers with this company Account Name : XXXX XXXX Account Number : XXXX Date Opened : XXXX Date Closed : XXXX Date Reported : XXXX Status : Derogatory Type of Account : Charge Account Address : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Number : XXXX - XXXX XXXX Reason : Please remove this item and any accounts under any other account numbers with this company Account Name : XXXX  Account Number : XXXX Date Opened : XXXX Date Closed : XXXX Date Reported : XXXX Status : Derogatory Type of Account : Credit Card Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX ,  DE XXXX Number XXXX XXXX Reason : Please remove this item and any accounts under any other account numbers with this company Account Name : XXXX Account Number : XXXX Date Opened : XXXX Date Closed : XXXX Date Reported : XXXX Status : Closed Type of Account : Secured loan Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Number : XXXX Reason : Please remove this item and any accounts under any other account numbers with this company Account Name : XXXX  Account Number : XXXX Date Opened : XXXX Date Closed : XXXX Date Reported : XXXX Status : Paid ( Closed ) Type of Account : Secured credit card Address : XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX Number XXXX XXXX Reason : Please remove this item and any accounts under any other account numbers with this company Account Name : XXXX  Account Number : XXXX Date Opened : XXXX Date Closed : XXXX Date Reported : XXXX Status : Closed Type of Account : Secured loan Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Number : XXXX Reason : Please remove this item and any accounts under any other account numbers with this company Inquiries : XXXX  / XXXX Inquiry Date : XXXX Reason : Please remove this item Please remove the following inaccurate information : Inaccurate Employment Info : XXXX XXXX XXXX XXXX Inaccurate Addresses : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation