Consumer complaint received 2023-11-30
Company: JPMORGAN CHASE & CO.
State: FL
Product: Checking or savings account
Sub-product: Checking account
Issue: Problem caused by your funds being low
Sub-issue: Bounced checks or returned payments

Complaint:
That was the name given to me, they reached out asking for my consent to use my pictures on my XXXX account for a painting for the " XXXX XXXX XXXX XXXX XXXX '' and said I would receive a cut of the profits, which would have been {$850.00} out of a {$3000.00} total they were gon na be paid for said painting. First they sent me XXXX checks for {$500.00} each totaling {$1000.00}. They instructed me to send this money to their " painting supplier '' via XXXX. At this point I tried sending the original money back wanting to back out but they refused. The " painting supplier '' was XXXX XXXX to whom I have the phone number of, also of the original scammer. Afterwards they made me send {$500.00} through XXXX XXXX for more " painting supplies. This is where I started to find suspicion and attempted to send their money back but they kept telling me to send more money to a different person named XXXX XXXX XXXX, who's email and phone number I also have. After blocking them on XXXX and continuing our conversation via text messages, they accused me of trying to steal their {$1000.00}. They threatened to get their " uncle that works for the FBI '' involved to get me detained. After that they kept harassing me to send their money to the XXXX XXXX XXXX when I had already sent it. The next day I had to contact my bank to confirm with them that I was trying to make those payments so I could get this person 's {$1000.00} out of my account as soon as possible. Then they made me send {$50.00} XXXX times to a person named XXXX XXXX, which I also have an email and phone number. these {$50.00} deposits were to bypass the flagging of the {$500.00}. Afterwards they sent me even more money, first being a check of another {$500.00} to have me send even more money. They had me get XXXX and send this money to XXXX XXXXXXXX XXXX which went through. Then they wanted me to send {$130.00} to XXXX XXXX via XXXX for " delivery fees '' but that did not go through. Then another {$500.00} was sent to me to have me send {$400.00} to another XXXX account which I have the email off. Afterwards a back and fourth occurred. They then had me attempt a wire transfer with my bank to XXXX XXXX which also didn't go through. They continued to harass me to send more money to XXXX, XXXX payments of {$50.00}. And finally they wanted me to send {$1800.00} from the checks they deposited to my account via XXXX XXXX to XXXX. They had deposited a total of {$7000.00} in checks which was supposed to cover all the payments for the project and they had me send a total of {$5200.00} to all the people listed above. After the last transaction my bank returned all the checks for money that I didn't have anymore causing my account to overdraft to roughly - {$2500.00}. We had another back and fourth where I questioned them and they blocked me. After contacting my bank they were unable to give me any information to help me. They also never attempted to contact me, Now my back which is JP Morgan Chase if foreclosing my account which will appear on my record for years, and refusing to do any further bossiness with me in the future..

Company response to consumer: Closed with explanation