Consumer complaint received 2020-04-09
Company: EQUIFAX, INC.
State: OH
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I am writing as my last results to get his matte fixed before i have to go higher up to fix this, for i have contacted equifax 3 times by phone and i have aways disputed these items 5 times. There is a few matters here that i am very very upset about and a huge vilation of my rights and i want this matter fixed NOW!! I have sent in my papers that i needed for them to fix this and all they do is update that the dispute is finshed and nothing is done or update. Equifax is in violation of my rights and i am not going to let them harm my credit file anymore by not doing their job. To start with i have a few inquiries that are listed on my credit file that i have no acknogle of and i have contacted the companies and told they can not do anything since they have no record of me because i have no account with them, i have also sent in my id report stating this information also and still after two months and 5 disputes and 3 phone calls, why is nothing still not being done? Next there  is a consumer statement on my credit report that i will attach a picture with along with this report, it is on my file as a statement that can be seen and also as if i wrote it, it stats in the statment something in the lines of " There should be no balance, past due balances o rmonthly payment on an acounnt no longer owned by the original company ths account has been transfered and needs deleted immediatley '', for i am not sure why they have this as my consumer statement and as i have proof of me disputing, calling in and asking for deletion of this false reporting information on my file, I do not have any past due or negative items or late payments or anything in that sense for this statement to make sense or belong with my credit file and i want it deleted NOW, it is false statment and gives false information on my file and that is another violaton of my rights. also i had disputed a account to make sure that it was reporting updated information on a auto loan and just to update it that it was paid off and 12 months of postive reporting payments for this account and instead of doing that equfiax AGAIN voilated my rights and went upon theirselves and deleted this account that showed my longest postive account and payment history and i am very upset about this, i can name 5 viloations they are doing and i am sick of it not gettin taken care and my rights not being taken into consideraction, so something needs to be done. If this is not taken care of by filling once again a complaint and then i know my rights and will go to the next step. My account that was deleted needs to be put back on and also these inquiries that i have no acknogle of needs deleted RIGHT now and also the false reporting consumer statement that is reporting false information and lies and these are all huge violatons of my rights. I will attach again my ftc report to this and hope this is all taken care of!! 

inqurie dates XXXX XX/XX/2020 - XXXX XXXX   XXXX XXXX XXXX   XXXX  Thank you XXXX XXXX XXXX last

Company response to consumer: Closed with explanation