Consumer complaint received 2023-04-27
Company: Experian Information Solutions Inc.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
XXXX XXXX Experian XXXX XXXX XXXX XXXXXXXX, TX. XXXX XX/XX/2023 Dear Experian, Im not happy with the way your company is handling my disputes. My next step in this matter is to file complaints with the Attorney Generals Office in your state and my state if this matter is not fixed. These accounts listed below are problematic and need to be reinvestigated. 
XXXX XXXX, Account XXXX XXXXXXXX, unverifiable/inaccurate reporting. 
XXXX XXXX XXXX XXXX, Account XXXX XXXXXXXX, Inaccurate late payment history, unverifiable, account current. 
XXXX, Account XXXX XXXXXXXX, Inaccurate late payment history, account current, unverifiable reporting. 
XXXX XXXX XXXX ( XXXX ), Account XXXX XXXXXXXX, inaccurate reporting closed account. 
XXXX XXXX XXXX ( XXXX XXXX XXXX XXXXXXXX ), Account XXXX XXXXXXXX, inaccurate reporting. 
XXXX XXXX, Account XXXX XXXXXXXX, unverifiable/inaccurate reporting XXXX XXXX, Account XXXX XXXX , unverifiable/inaccurate reporting. 
XXXX XXXX, Account XXXX XXXXXXXX, unverifiable/inaccurate reporting. 
XXXX XXXX Account XXXX XXXXXXXX, unverifiable/inaccurate reporting. 
XXXX XXXX, Account XXXX XXXXXXXX, unverifiable /inaccurate reporting. 
XXXX XXXX Account XXXX XXXXXXXX, unverifiable/inaccurate reporting XXXX XXXX, Account XXXX XXXX, Outdated account past 7 years, closed. 
XXXX XXXX XXXX, Account XXXX XXXXXXXX, outdated account/inaccurate reporting. 
XXXX XXXX, Account XXXX XXXXXXXX, unverifiable/inaccurate reporting. 
XXXX XXXX XXXXXXXX, Account XXXX XXXXXXXX, closed/inaccurate reporting. 
XXXX, Account # XXXX, inaccurate reporting/closed account. 
XXXX XXXX XXXX, Account # XXXX, paid in full/inaccurate reporting/ closed account/ resolved. 
XXXX XXXX XXXX XXXX XXXX XXXX Account XXXX XXXXXXXX, inaccurate reporting/closed account, unverifiable amount. 
XXXX XXXX XXXX XXXX XXXX XXXX  XXXX Account XXXX XXXXXXXX, Inaccurate reporting/ unverifiable information. 
Department of EducationXXXX XXXX Account XXXX XXXXXXXX, Outdated account, closed, paid in full. 
XXXX XXXX XXXX, Account XXXX XXXXXXXX, Outdated account past 7 years, closed, paid in full. 
XXXX XXXX, Account XXXX XXXX, closed account, inaccurate reporting. 



These accounts should not be furnished on my consumer report they are in VIOLATION!! Under 15 U.S. Code 1681b-Permissible purposes of consumer reports ( a ) in general XXXX to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) in accordance with the written instruction of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federally protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer, I am demanding the deletion of the accounts listed IMMEDIATELY.

Its your duty, mandated by law, to reinvestigate any dispute sent by consumers. The furnisher never provided any proof to me that the account listed above was reported 100 % accurate. Im telling you that Im ready to initiate my own investigation by filing complaints with the Attorney Generals Office in my state and yours if the above items are not deleted ASAP. 
Tracking everything CC : IdentityTheft.gov Number is XXXX Respectfully, XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief