Consumer complaint received 2023-12-17
Company: Experian Information Solutions Inc.
State: CA
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Public record information inaccurate

Complaint:
It is a violation of the Fair Credit Reporting Act to report false information. 

In accordance with the Fair Credit Report Act. The following account below has violated my Federally Protected Consumer Right, both privacy and confidentially under U.S.C. 1681. 

The account is as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Experian credit reporting agency. 

U.S.C. 1681 s-2 ( A ) ( 1 ) A person shall not furnish any information relating to consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

Experian has continued to circumvent the law for years and continues to do so. NO MORE!! Attached is a copy of my LexisNexis report containing the about mentioned Bankruptcy as you can see the information is incorrect and has been for more than nine years. Moreover, I have been in contact with LexisNexis and they are in the process of deleting this information. 

Please see the NexisLexis report dated XX/XX/2023, the information is obviously problematic and very wrong and can not be reported with false or incorrect information. According to that document the case had a petitioner as XXXX XXXX XXXX filing in XXXX XXXXXXXX ( no attorney on record ) as an individual and the Primary Debtor. The second line it states that Petitioner Represented Attorney. It can not be both. As you can see the information in this document is incorrect.

NexisLexis got it wrong as you can see and are taking action and deleting that information of my NexisLexis report. Experian is reporting that they received from a Data Miner that they themselves have information that is incorrect. Review the document and take action immediately and delete the bankruptcy off my credit report. Read the law below : ALL REPORTED DATA MUST BE COMPLETE, CORRECT AND PROVEN IF CHALLENGED. I DO NOT GRANT YOU AUTHORITY TO REPORT VERSUS ME WITHOUT ADEQUATE COMLIANCE OF STATE AND FEDERAL LAWS BEING APPLICABLE THROUGHOUT. AS SUCH I DEMAND DELETION IMMEDIATELY OF YOUR DECLARED CLAIMS AGAINST ME, PER COMMON LAW, YOU ARE DEMANDED TO DEMONSTRATE THAT YOU CAN HAVE WILLINGNESS TO ABSOULTELY VERIFY AND VIDATE ( OR JUST SAY CERTIFICATE ) EVERY AND ONE EVEN ANY AND OR ALL ALLEGATIONS YET PHYSICALLY DEFICIENT OR UNPROVEN MINE, CHALLENGED OR NOT. NOTE THE UNWFULNESS AND VILE INFRINGEMENT CREATED POTENTIALLY VERSUS ME SHOULD YOU CONTINUE TO RETAIN REPORT RESTRUCTURE RESELL RETURN OR ELSE WISE VERY AND ONE EVEN EACH ANY OR ALL DATA, NOTIONS, DATES, BALANCES, CALCULATION, AUDITS, ACCOUNTING REORDS, REQUISITE 426-CHARACTER FORMATE FIELDED P6 STATEMENT ( S ), MANADTED 386 PARCELS OF CONFIRMATION NECSSARY TO REPORT A COLLECTION ACTIVITY AND OR DEBT LLEGED, THE MINIMAL FIVE ( 5 ) PORTIONED PERSONAL IDENTIFERS, THE ALPHA-/NUMERIC-/AND OR ALPHA-NUMERIC SOURCE CODES ( S ), AS WELL AS EVERY AND ONE EVEN ANY AND ALL LEGISTRATIONS, ACTS, ARTICLES, PARAGRAPHS, - STATEMENTS, REGULATIONS, OBLIGATIONS OR OTHERWISE REQUIRED, WHETHER MENTIONED OR NOT. ANNUL IN BRIEF TODAY EVEN RIGHT NOW AND DO SO THEREAFTER MINUS ANY RESULTANT PREJUDICES AND OR INJURIES TO ME, REAL OR IMAINED WITAL. 

This information must be deleted immediately. If you do not take action instantaneously, I am prepared to sue you right away. I have tried multiple times to get resolve and you persist on doing the wrong thing. 


XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation