Consumer complaint received 2023-12-12
Company: EQUIFAX, INC.
State: FL
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
XXXX XXXX XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. They have no provided proof that this is my account. Please delete immediately. 

XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. Date opened wrong. Equifax and XXXX report XX/XX/XXXX and XXXX reports XX/XX/XXXX. High balance is wrong. Equifax reports XXXX. XXXX reports XXXX. XXXX reports XXXX. Date of last activity is inconsistent. Equifax reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. Payment history is completely wrong. Equifax reports 3 30 day late, 2 60 day late, and 31 90 day late. XXXX reports 3 day late, 2 60 day late, and 11 90 day late. XXXX reports no late payments. Date of last payment is wrong. Equifax reports XX/XX/XXXX. XXXX and XXXX reports XX/XX/XXXX. PLEASE DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. Open date is wrong Equifax and XXXX report XX/XX/XXXX and XXXX reports XX/XX/XXXX. Equifax and XXXX report account as open. XXXX reports it as closed. Equifax does not list original creditor. Equifax reports collection account as 120 days past due. Equifax reports 1 90 day late payment. XXXX and XXXX report account as collection charge off. XXXX reports XX/XX/XXXX as date of last activity. Equifax reports XX/XX/XXXX and XXXX reports XX/XX/XXXX. Equifax reports terms as 0 months and XXXX reports 1 month. PLEASE DELETE THIS ACCOUNT IMMEDIATELY. 

XXXX XXXX XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. This account is garbage. Literally everything is inconsistent across bureaus. Account type : Equifax and XXXX report it as an open account. XXXX reports it as an installment loan. Monthly payment with equifax is XXXX. XXXX and XXXX report 0. Date opened with Equifax and XXXX is XX/XX/XXXX. XXXX reports XX/XX/XXXX. XXXX reports 1 month terms and Equifax and XXXX report XXXX. Date of last activity for Equifax is XX/XX/XXXX. XXXX is XX/XX/XXXX. XXXX is XX/XX/XXXX. There has been no notice of dispute entered on account. It literally says account not disputed. Account rating for Equifax and XXXX is XXXX. Experian reports PAID. The court has no provided this information to ANY of the bureaus and has NOT been contacted to fix account. My last dispute reason was as follows : " XXXX XXXX did not furnish this information to you. This is being fraudulently reported. Provide method of verification on this account. Delete immediately. '' The bureaus did not provide me with mothods. 
DELETE THIS IMMEDIATELY. 

XXXX  XXXX : This account was disputed on XX/XX/XXXX and XX/XX/XXXX. Open date is wrong XXXX and Equifax report XX/XX/XXXX and XXXX reports XX/XX/XXXX. High balance is wrong. Equifax reports XXXX. XXXX reports XXXX. XXXX reports XXXX. Last activity is wrong. Equifax reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. XXXX reports XX/XX/XXXX. There has been no notice of dispute added to the account. It literally says account NOT disputed. Payment history is wrong. Equifax reports 21 90 day late payments. XXXX reports 7 90 day late payments and XXXX reports 0 90 day late payments. Date of last payment is wrong. Equifax reports XX/XX/XXXX. XXXX and XXXX reports XX/XX/XXXX.

Company response to consumer: Closed with non-monetary relief