Consumer complaint received 2020-08-16
Company: Fig Tech Inc.
State: FL
Product: Payday loan, title loan, or personal loan
Sub-product: Payday loan
Issue: Received a loan you didn't apply for

Complaint:
This is New Complaint to supplement the Existing Complaint Number XXXX, against " FIG LOAN INC/FIG LOANS XXXX XXXX XXXX XXXX XXXX XXXX XXXX NY XXXX, PH : ( XXXX ) XXXX FIG LOANS '' '. Please review the referenced Complaint No. XXXX for the history. The referenced Existing Complaint was submitted to CFPB on XX/XX/XXXX. CFPB submitted the Existing Complaint to FIG LOAN INC on XX/XX/XXXX. On XX/XX/XXXX, FIG LOAN INC contacted me all apologetic about what the agony that they caused me, and stated that they have removed all the wrongful claims about the fraudulent Loan/Account, and asked me not to pursue them legally, because any wrongful reporting has been deleted. Obviously, FIG LOAN INC. used their sweet talks, tactics and lies, to fool me by telling  what I wanted to hear, and to fool CFPB by filing on XX/XX/XXXX, their deceiving Company 's Response to CFPB telling CFPB that the issue was resolved, and that they addressed the impact of this fraudulent Loan, by immediately removing their bad reporting records from my three credit reports. Please refer to CFPB deceiving Response under Existing Complaint No.XXXX. ALL THIS WAS A SHOW AND BUNCH OF LIES GENERATED BY FIG LOAN INC.TO GET AWAY WITH MURDER, AND DECEIVE ME, CFPB AND THE PUBLIC/CONSUMERS AT LARGE. I FOUND OUT ON XX/XX/2020, THAT THEY HAD RE-STARTED THE SAME FRAUDULENT & WRONGFUL CLAIMS AGAINST ME, BY REPORTING THE SAME AGAIN ON XX/XX/XXXX TO THE THREE CREDIT BUREAUS, WITHOUT ANY CONSIDERATION WHATSOVER ...???? THIS IS A PURE TORTURE, HARASSMENT, DECEIT AND FRAUD ....!!!! I HAVE RE-ATTACHED BELOW MY FEEDBACK ON XX/XX/XXXX TO THEIR FRAUDULENT RESPONSE OF XX/XX/XXXX, TO AID THE READER/INVESTIDGATOR TO SEE THE DEGREE OF AGONIES THAT THIS COMPANY MAY PUT IN SOMEONE'S LIFE AND CREDITS. PLEASE REFER TO IT BELOW, AS THIS COMPANY SHOULD BE TAKEN OUT OF EXISTENCE FOR THEIR CONSTANT ILLEGAL, MISLEEDING AND DECEIVING PRACTICE. ENOUGH IS ENOUGH ...!!! THIS CAN'T KEEP ON HAPPENING OVER AND OVER ...????? 


MY FEEDBACK FILED ON XX/XX/XXXX IN REPLY TO FIG LOAN INC 'S RESPONSE TO THE ORIGINAL CLAIM FILED ON XX/XX/XXXX : The response that this company provided may look humble and apologetic, but it is definitely defrauding and misleading. It seems this is their gimmicks to fool me from pursuing them further, to fool CFPD of being a legitimate company to aid them on trapping more consumers into the same situation that they put me in. This is done by their constant reporting of false information the Credit Agencies i.e. XXXX, XXXX and XXXX, as they reported the same false information again on XX/XX/XXXX. The ATTACHMENT XXXX ( 3.5 MB ) that they provided in their fraudulent and sweet Company 's Response to CFPB IS FAKE. This is not my Driver License, This is not my picture on the Driver License, and this is not my signature on the Driver License. This submitted Driver License is generated by Fig Loan Inc, perhaps on their computers and printers to frame me and others, and put my life into XXXX over and over, again and again..!!! This Fraudulent Fig Loan Inc, stated that they had verified the information submitted with the Photo ID that is NOT A TRUE FLORIDA LICENSE, AND IT IS NOT MINE ...????, This seems to be fabricated by them solely, as there no justifications for their claim. They assumably provided a loan to someone based on an application that does not exist, as it was not posted nor attached, and based on a Driver License /Photo ID that is FAKE and does not exist. At the end their response, to defraud the consumer more and more, they state that if you have any questions to not hesitate to reach out to them at XXXX, which is an untrue and defrauding statement. They had claim in their response that they saw my calls on their main phone, but did not have staffing available to take my call, as they normally respond within two hours. Well, this is the most deceiving claim that anyone can make, and therefore this company should be put out of business completely, After they claim in their response on XX/XX/XXXX that they had immediately removed this fraudulent loan claim reporting rom my credit reports, THEY HAVE LIED TO CFPD, LIED TO ME AND LIED TO THE PUBLIC ...!!!!. Because on XX/XX/XXXX they re-submitted the same fraudulent claims back to all the credit bureaus, and caused my credit scores on the three agencies reports to drop by 80 points and more. I was alerted by XXXX XXXX that handles XXXX and XXXX, and was notified by XXXX  Directly at the beginning of this week. so I immediately called them and emailed them, but at NO AVAIL AS ALWAYS TOTALLY UNLIKE WHAT THEY FRAUDULENTLY CLAIM.. My call logs are the following : XX/XX/XXXX at XXXX XXXX, XX/XX/XXXX at XXXX XXXX, XX/XX/XXXX at XXXX XXXX My email Logs are the following : XX/XX/XXXX at XXXX XXXX, XX/XX/XXXX at XXXX, and UP UNTIL THIS MINUTE NO RESPONSE TO MY CALLS NOR MY EMAILS, AND THEREFORE THEIR CLAIM OF RESPONDING IN TWO HOURS IS PRETTY DECEIVING AND FRAUDULENT. I hereby asked that CFPB reinstate my complaint against FIG LOAN INC. but this time CFPB must post them on their public site as : " FIG LOAN INC IS A DEFRAUDING COMPINY, CONSUMER BE AWARE ''. I also shall demand that CFBD order them through whatever means this Federal Entity has, to IMMEDIATELY & PROMPTLY CLEAN MY CREDIT REPORT FROM THEIR FRAUDULENT & UNTRUTHFUL CLAIMS, AND IMPOSE A LARGE FINE ON THEM TO COMPENSATE ME FOR THE AGONIES THEY ARE CONSTANTLY PUTTING ME THROUGH, AND ORDER THE CLOSING OF THEIR BUSINESS DUE TO THEIR CONSTANT DECEIT TO THE CONSUMER AND THEIR ON GOING FRAUDULENT PRACTICES, THIS MUST HAPPEN IMMEDIATELY AND ONCE FOR ALL.

Company response to consumer: Closed with explanation