Consumer complaint received 2018-07-30
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
hello i have several accounts that dont belong to me. I need help to get them removed the creditors say that i cant. Im a XXXX XXXX and I have difficulty with things. Please i need this stuff of my credit. I never did this XXXX Act. # XXXX {$25.00} Past Due XX/XX/XXXX Opened {$300.00} Credit Limit {$300.00} Balance Individual Account Credit Card Account Type Open Condition XX/XX/XXXX Date Reported {$43.00} Payment XXXX/XXXX Act. # XXXX {$120.00} Past Due XX/XX/XXXX Opened {$400.00} Credit Limit {$540.00} Balance Individual Account Credit Card Account Type Open Condition XX/XX/XXXX XXXX XXXX XXXX Act. # XXXX {$550.00} Past Due XX/XX/XXXX Opened {$21000.00} High Balance {$21000.00} Balance XXXX XXXX XXXX Act. # XXXX {$910.00} Past Due XX/XX/XXXX Opened {$15000.00} High Balance {$14000.00} Balance Individual Account Vehicle Loan Account Type Open Condition XX/XX/XXXX Date Reported {$450.00} Payment COLLECTIONS XXXX XXXX Original Creditor XXXX Act. # XX/XX/XXXX Opened XX/XX/XXXX Reported Closed Condition Compare this account across all bureaus. 
Show Comparison Creditor Contact : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, TX XXXX | ( XXXX ) XXXX XXXX XXXX Balance {$0.00} COLLECTIONS XXXX XXXX Original Creditor XXXX Act. # XX/XX/XXXX Opened XX/XX/XXXX Reported Closed Condition XXXX XXXX Balance {$520.00} COLLECTIONS XXXX XXXX XXXX   Original Creditor XXXX Act. # XX/XX/XXXX Opened XX/XX/XXXX Reported Closed XXXX XXXX XXXX XXXX Balance {$340.00} COLLECTIONS XXXX XXXX Original Creditor XXXX Act. # XXXX   XXXX XXXX Balance {$310.00} COLLECTIONS XXXX XXXX XXXX XXXX Original Creditor XXXX Act. # XX/XX/XXXX Opened XX/XX/XXXX Reported Closed Condition XXXX XXXX Act. # XXXX {$25.00} Past Due XX/XX/XXXX Opened {$300.00} Credit Limit {$300.00} Balance Individual Account Credit Card Account Type Open Condition XX/XX/XXXX Date Reported {$43.00} XXXX XXXX/XXXX   Act. # XXXX {$910.00} Past Due XX/XX/XXXX Opened {$15000.00} High Balance {$14000.00} Balance XXXX/XXXX Act. # XXXX {$120.00} Past Due XX/XX/XXXX Opened {$0.00} Credit Limit {$540.00} Balance Individual Account Credit Card Account Type Open Condition XX/XX/XXXX Date Reported {$34.00} Payment XXXX   XXXX Original Creditor XXXX Act . # XX/XX/XXXX Opened XX/XX/XXXX Reported Closed Condition Balance {$1400.00} COLLECTIONS XXXX XXXX Original Creditor XXXX Act. # XX/XX/XXXX Opened XX/XX/XXXX Reported Closed Condition Balance {$340.00} COLLECTIONS XXXX XXXX Original Creditor XXXX Act. # XX/XX/XXXX Opened XX/XX/XXXX Reported Closed Condition XXXX   XXXX XXXX Balance {$310.00} COLLECTIONS Medical Original Creditor XXXX Act. # XX/XX/XXXX Opened XX/XX/XXXX Reported Open Condition Compare this account across all bureaus. 
Show Comparison Creditor Contact : XXXX XXXX, XXXX XXXX, PA XXXX XXXX XXXX Balance {$770.00} COLLECTIONS 11 XXXX   Original Creditor XXXX Act. # XX/XX/XXXX Opened XX/XX/XXXX Reported Open Condition Compare this account across all bureaus. 
Show Comparison Creditor Contact : XXXX XXXX XXXX XXXX, XXXX, FL XXXX | ( XXXX ) XXXX XXXX XXXX XXXX Balance {$340.00} COLLECTIONS 11 XXXX XXXX   Original Creditor XXXX Act. # XX/XX/XXXX Opened XX/XX/XXXX Reported Open Condition Compare this account across all bureaus. 
Show Comparison Creditor Contact : XXXX XXXX XXXX, XXXX, TX XXXX | ( XXXX ) XXXX XXXX XXXX XXXX Balance {$1400.00} COLLECTIONS XXXX XXXX XXXX Original Creditor XXXX Act. # XX/XX/XXXX Opened XX/XX/XXXX Reported Open Condition Compare this account across all bureaus. 
Show Comparison Creditor Contact : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, NY XXXX | ( XXXX ) XXXX Open AccountsClosed AccountsAll Accounts Your Closed Accounts Reported from XXXX   XX/XX/XXXX Sort by All Account Types Viewing Closed All Account Types Acceptancenow Act. # XXXX {$0.00} Past Due XX/XX/XXXX Opened {$3900.00} High Balance {$2800.00} Balance Individual Account Home Loan Account Type Closed Condition XX/XX/XXXX Date Reported {$130.00} Payment Remarks : Charged off as bad debt Profit and loss write-off Payment History XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 1 Late Payment Compare this account across all bureaus. 
Show Comparison Creditor Contact : XXXX XXXX XXXX, XXXX, TX XXXX | ( XXXX ) XXXX XXXX XXXX Act. # XXXX {$0.00} Past Due XX/XX/XXXX Opened {$22000.00} High Balance {$0.00} Balance Joint Account Vehicle Loan Account Type Closed Condition XX/XX/XXXX Date Reported {$440.00} Payment Remarks : Closed Payment History XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 2 Late Payments XX/XX/XXXX 8 Late Payments XX/XX/XXXX 8 Late Payments Compare this account across all bureaus. 
Show Comparison Creditor Contact : XXXX XXXX XXXX, XXXX, MN XXXX | ( XXXX ) XXXX XXXX XXXX XXXX/XXXX Act. # XXXX {$0.00} Past Due XX/XX/XXXX Opened {$1700.00} High Balance {$0.00} Balance XXXX XXXX XXXX/XXXX Act. # XXXX {$0.00} Past Due XX/XX/XXXX Opened {$2600.00} High Balance {$0.00} Balance Individual Account Student Loan Account Type Closed Condition XX/XX/XXXX Date Reported {$0.00} Payment XXXX XXXX XXXX/XXXX Act. # XXXX {$0.00} Past Due XX/XX/XXXX Opened {$3500.00} High Balance {$0.00} Balance Individual Account Student Loan Account Type Closed Condition XX/XX/XXXX Date Reported {$0.00} Payment Balance {$770.00} COLLECTIONS XXXX Original Creditor XXXX Act. # XX/XX/XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation