Consumer complaint received 2021-07-28
Company: 1st Franklin Financial Corporation
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
XX/XX/XXXX XXXX XXXX XXXX {$17000.00}. This company is reporting this account that is not mine. They said I cosigned for my daughter and I never did. I provided the police report to them and I was actually sent a letter by this company that they have taken care of the matter and account was deleted from my record. 

XX/XX/XXXX XXXX XXXX XXXX {$30000.00}. The car was totaled loss after struck by a drunk driver. XXXX paid the vehicle off. They are showing that the vehicle had late payments from XXXX when I no longer had the car. It was paid. 

XX/XX/XXXX XXXX {$190.00}. I ordered merchandise from XXXX and never received it. I call them to dispute. However, I keep paying bill because I didnt want my credit to go bad. 

XX/XX/XXXX XXXX XXXX {$9100.00} Collections account. I never applied or had an account with this company. I have contacted them and sent police reports and disputed account. They keep reporting this erroneous information. 

1st Franklin Financial {$5000.00} Collections account loan. I never applied for had an account with this company. I have contacted them and sent police reports and disputed account. They keep reporting this erroneous information. 

1st Franklin Financial {$3100.00} Collections account loan. I never applied for or had a loan with this company. 

Inquiries-XXXX  XX/XX/XXXX XXXX XXXX -never applied to this company. I disputed with company. Still reporting. 
XXXX XXXX XXXX  XXXX-never applied to this company. I disputed with company. Still reporting XXXX XXXX-never applied to this company. I disputed with company and credit bureau and its still reporting. 
XXXX XXXX-never applied to this company. I disputed with company and credit bureau and its still reporting. 
XXXX XXXX-never applied to this company. I disputed with company and credit bureau and its still reporting. 
XXXXnever applied to this company. I disputed with company and credit bureau and its still reporting. 
XXXX-never applied to this company. Fraudulent applications. 
XXXXXXXX XXXX XXXX-Fraudulent application. Never applied. 
XXXX XXXX XXXX XXXX-Fraudulent application never applied. 
XXXX XXXX XXXX-Fraud application never applied. 
XXXX XXXX-Fraudulent application never applied. 
XXXX XXXX XXXX-Fraudulent application never applied. 
XXXX XXXX-Fraudulent application never applied XXXX XXXX XXXX-Fraudulent application never applied. 
XXXX XXXX XXXX-Fraudulent application never applied. 
XXXX XXXX XXXX XXXX-Fraudulent application never applied. 
XXXX XXXX XXXX-Fraudulent application never applied. 
XXXX XXXX XXXX application never applied. 
XXXX XXXX-Fraudulent application never applied. 
XXXX XXXX XXXX-Fraudulent application never applied. 
XXXX XXXX XXXX-Never applied or had an account with company. 
XXXX XXXX XXXX-Fraudulent applications, Never authorized to pull my credit. 
XXXX XXXX XXXX-Fraudulent applications. Never auhorized to pull my credit. 
XXXX-Fraudulent application. Never authorized to pull my credit. 
XXXX XXXX-Fraudulent application-Never authorized pull my credit. 
Inquiries-XXXX  never authorized any of the inquiries below. 
XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX-1st Franklin Financial XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX-1st Franklin Financial XXXXXXXX XXXX XXXX  Presently all my information is on the dark web and I am unable to get it removed. My file is in consumer affairs and it has been almost impossible for me to do anything.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation