Consumer complaint received 2022-06-15
Company: M. G. Credit, Inc.
State: FL
Product: Debt collection
Sub-product: I do not know
Issue: Written notification about debt
Sub-issue: Didn't receive enough information to verify debt

Complaint:
MG Credit XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL. XXXX XXXX XXXX XXXX XXXX to MG Credit XXXX In response to your letter with each document sent in an attempt to prove I owe MG Credit on behalf of XXXX XXXX you also stated I owe a lien via DMV and sent some printouts of this involving additional storage fees etc.

Let me start by saying I PHYSICALLY visited my local DMV I was given LEGITIMATE printouts from the DMV with verifiable proof I DO NOT OWE ANY LIEN. I ALSO PHYSICALLY visited XXXX XXXX  on the same day. I spoke with 2 office managers onsite. Both searched their systems and assured me they have no records of XXXX XXXX at all ever being in their system ASSUMING THEIR SYSTEM ONLY DATES BACK SO FAR. I requested XXXX XXXX PROVIDE ME PHYSICAL VERIFIABLE PROOF of any alleged debt I owe them. After being told they have nothing in their system to give me I then asked for proof I do not owe their company XXXX XXXX has denied ever having XXXX XXXX in their system at all. 
XXXX XXXX denies all involvement with this alleged debt and was not able to provide me with any supporting documents since they have nothing in their system about XXXX XXXX owing them any debt. XXXX XXXX is requesting I send them the documents MG Credit has sent to me since they have no records of XXXX XXXX anywhere in their systems. XXXX XXXX office manager gave me their cellphone number to help me resolve this issue. 
With all the lies, deceit, abusive, unfair, false deceptive forms sent to me, all the FCRA/FDCPA/FCCPA VIOLATIONS I have since contacted A Law Firm MG Credit is very familiar with to get legal advice on this matter as this is beyond bizarre and MG Credit is claiming I owe their client XXXX XXXX and XXXX XXXX claims to not know of any of the following alleged debts nor any records/documents of XXXX XXXX at all in their systems . I DID NOT HAVE A VEHICLE STORED ANYWHERE FOR 62 DAYS THESE ARE ALL FALSE CLAIMS. 

I previously requested MG Credit send additional documents to help prove their claims I only received sketchy-looking printouts with overlays of other wording this paperwork provide by MG Credit is false, deceptive, and unverifiable just HIDEOUS. These forms have no signatures and look old and outdated. Perhaps the Bill of Sale, Master Purchase, Sale Agreements, Terms, and Conditions, and Addendum might help in future issues being resolved outside of litigation. I may or may not attach copies of my TRUE documents from the DMV or just save them as part of discovery. 

I UNDERSTAND MG CREDIT IS IN THE BUSINESS OF BUYING PAPER JUST MAKE SURE WHEN YOU BUY PAPER THAT YOU ARE NOT BUYING A BUNCH OF JUNK. I DO NOT OWE MG CREDIT ANY DEBT I DO NOT OWE XXXX XXXX  ANY DEBT. 

PERMENATELY REMOVE/DELETE YOUR MARKS FROM EACH OF MY CONSUMER REPORTS AS SOON AS POSSIBLE TO REMOVE YOUR AGENCY FROM YOUR FOUL POSITION. MG Credit MUST BE A FOOL TO RUN AFOUL TO CONGRESS WITH NO REGARD TO THE LEGAL TROUBLES THAT MUST FOLLOW FOR EACH VIOLATION. 

MG Credit HAS NO CREDIBILITY AT ALL. XXXX XXXX  IS REMOVING THEMSELVES FROM THE SITUATION AS THEY SEE LITIGATION IS NOT WORTH LOSING MUCH MORE THAN THE FABRICATED AMOUNTS OF {$1300.00} WILL COST BOTH MG Credit AND XXXX XXXX A LOT MORE IN THE END.

Company public response: Company believes complaint caused principally by actions of third party outside the control or direction of the company
Company response to consumer: Closed with explanation