Consumer complaint received 2023-12-09
Company: AMERICAN HONDA FINANCE CORP
State: NY
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Credit monitoring or identity theft protection services
Sub-issue: Problem canceling credit monitoring or identify theft protection service

Complaint:
I XXXX FAMILY OF XXXX, LIVING SOUL. THIS COMPLAINT IS AGAINST XXXX XXXX XXXX XXXX C/O AMERICAN HONDA FINANCIALXXXX ACURA FINANCIAL , HAS BEEN OPERATING IN FRAUD, IDENTITY THEFT, STOLEN PROPERTY, HARASSMENT, UNAUTHORIZED CREDIT REPORTING. IVE SENT COMPLAINTS AGAINST SED PARTIES ABOVE FOR UNLAWFUL ACTIVITIES. IVE TRUED TO WORK THIS OUT ACCORDINGLY, YET NO PREVAIL. XXXX XXXX  SENT A THIRD PARTY TOWING COMPANY WHICH IS AGAINST THE LAW ( SEE LAWS BELOW ). THE TOWER CAME ON PRIVATE PROPERTY TO RING MY FAMILY DOOR BELL, MY XXXX  YEARS YOUNG GRANDMOTHER, MY XXXX  YEARS YOUNG MOTHER, MY XXXX  YEARS YOUNG PREGNANT SISTER ALL IN ATTENDANCE WITNESSED MY PROPERTY BEING STOLEN. THEY WERE SCARED BECAUSE THEY DIDNT KNOW WHO THE MAN WAS WHO CAME TO THEIR DOOR RINGING THEIR BELL WHICH IS AGAIN AGAINST THE LAW.THIS HAS CAUSED INDEFINITE MENTAL ABUSE WHICH HAS CAUSE MY FAMILY TO ALL FILE A LAWSUIT AGAINST SED COMPANIES. 
YOU XXXX XXXX  ARE NOT IN JURISDICTION TO COLLECT ANYTHING FROM ME. YOU ARE A FOREIGN ENTITY. A FICTION INSTITUTION, WHO VIOLATES THE LAWS OF THE CONSUMER DAILY FOR YEARS. NO MORE! 

15 U.S. Code 1692f - Unfair practices ( 6 ) Taking or threatening to take any nonjudicial action to effect dispossession or disablement of property if ( A ) there is no present right to possession of the property claimed as collateral through an enforceable security interest ; ( B ) there is no present intention to take possession of the property ; or ( C ) the property is exempt by law from such dispossession or disablement. 
( 7 ) Communicating with a consumer regarding a debt by post card. 

( 8 ) Using any language or symbol, other than the debt collectors address, on any envelope when communicating with a consumer by use of the mails or by telegram, except that a debt collector may use his business name if such name does not indicate that he is in the debt collection business. 

IDENTITY THEFT 15 U.S. Code 6802 - Obligations with respect to disclosures of personal information a ) Notice requirements Except as otherwise provided in this subchapter, a financial institution may not, directly or through any affiliate, disclose to a nonaffiliated third party any nonpublic personal information, unless such financial institution provides or has provided to the consumer a notice that complies with section 6803 of this title. 
( b ) Opt out ( 1 ) In generalA financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless ( A ) such financial institution clearly and conspicuously discloses to the consumer, in writing or in electronic form or other form permitted by the regulations prescribed under section 6804 of this title, that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such third party ; and ( C ) the consumer is given an explanation of how the consumer can exercise that nondisclosure option. 


YOU XXXX XXXX C/O AMERICAN HONDA FINANCIAL/ACURA FINANCIAL HAVE BEEN IN VIOLATION OF THE LAW AND ARE SUBJECT TO PAY FEES. 

IF MY VEHICLE ISNT RETURNED FROM WHERE YOU STOLE IT FROM YOU WILL BE CHARGE {$100000.00} A DAY/ I WILL ALSO CHARGE FOR EVERY VIOLATION COMMITTED. {$1000.00} PER VIOLATION/ SELLING OF INFORMATION {$50000.00} COURT APPEARANCE {$75000.00} I TRIED TO WORK WITH YOU, YOU FAILED TO COMPLY. COURT FILINGS WILL BE PUSHED FORWARD., FEDERAL RESERVE COMPLAINT AS WELL.

Company response to consumer: Closed with explanation