Consumer complaint received 2023-05-29
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
This is a follow up to my previous complaint with COMPLAINT ID # XXXX originally filed on XX/XX/XXXX. I received a response on XX/XX/XXXX. Unfortunately, out of the 9 accounts I submitted complaints about, because of the gross inaccuracies and discrepancies in them, TRANSUNION refused to comply with my request to " DELETE '' on all of them. The failure of TRANSUNION to accurately report these items on my credit report as of the time I filed my initial complaint on XX/XX/XXXX violated my FRCA right and prompted my initial complaint against them regardless of any correction or update on their part later. I hereby demand that TRANSUNION " DELETE '' all 9 accounts and take full accountability for their negligence and blatant failure to accurately report my accounts. 


XXXX XXXX XXXX ( Account # XXXX ) TRANSUNION Account Type Detail : Credit Card Account Status : Closed Date opened : XX/XX/XXXX High Credit : {$17000.00} Credit limit : {$16000.00} Last date of payment : XX/XX/XXXX XXXX Account Type Detail : Credit Card Account Status : Paid Date opened : XX/XX/XXXX High Credit : {$0.00} Credit limit : {$16000.00} Last date of payment : XX/XX/XXXX XXXX Account Type Detail : - Account Status : Paid Date opened : XX/XX/XXXX High Credit : {$15000.00} Credit limit : {$0.00} Last date of payment : XX/XX/XXXX XXXX XXXX ( Account # XXXX ) TRANSUNION Date opened : XX/XX/XXXX Credit Limit : {$6600.00} High Credit : {$7700.00} Last date of payment : XX/XX/XXXX XXXX Date opened : XX/XX/XXXX Credit Limit : {$6600.00} High Credit : {$0.00} Last date of payment : XX/XX/XXXX XXXX Date opened : XX/XX/XXXX Credit Limit : {$0.00} High Credit : {$7600.00} Last date of payment : XX/XX/XXXX XXXX  XXXX ( Account # XXXX ) TRANSUNION Account Type Detail : Credit Card Account Status : Derogatory Date opened : XX/XX/XXXX High Credit : {$3500.00} Last date of payment : XX/XX/XXXX XXXX Account Type Detail : Credit Card Account Status : Paid Date opened : XX/XX/XXXX High Credit : {$0.00} Last date of payment : XX/XX/XXXX XXXX Account Type Detail : - Account Status : Derogatory Date opened : XX/XX/XXXX High Credit : {$0.00} Last date of payment : XX/XX/XXXX XXXX ( Account # XXXX ) TRANSUNION Account Status : Derogatory Date opened : XX/XX/XXXX XXXX Account Status : Paid Date opened : XX/XX/XXXX XXXX XXXX XXXX XXXX Account XXXX XXXX : Unsecured loan Monthly Payment : {$0.00} No. of Month ( Terms ) : 3 Payment Status : Collection/chargeoff Last date of payment : XX/XX/XXXX XXXX Account Type Detail : Collection Monthly Payment : {$220.00} No. of Month ( Terms ) : XXXX Payment Status : Late 120 Days Last date of payment : XX/XX/XXXX XXXX XXXX XXXX TRANSUNION Account # : XXXX Account Type Detail : Credit card Account Status : Paid Date opened : XX/XX/XXXX High Credit : {$2700.00} Payment Status : Current Last date of payment : XX/XX/XXXX XXXX Account # : XXXX Account Type Detail : Credit card Account Status : Paid Date opened : XX/XX/XXXX High Credit : {$2700.00} Payment Status : Late 30 days Last date of payment : XX/XX/XXXX XXXX Account # : XXXX Account Type Detail : - Account Status : open Date opened : XX/XX/XXXX High Credit : {$0.00} Payment Status : Current Last date of payment : -

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief