Consumer complaint received 2023-06-09
Company: EQUIFAX, INC.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 


XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - Collection Account XX/XX/XXXX {$22000.00} XXXX XXXX XXXX XXXX XXXX, XXXX {$22000.00} XXXX XXXX XXXX XXXX - Account XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  {$1700.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Balance $ {$470.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance {$1000.00} XXXX XXXX XXXX XXXX - XXXX XXXX, XXXX Balance {$32.00} XXXX  XXXX XXXX XX/XX/XXXX {$330.00} XXXX  XXXX Bankruptcy : XXXX XXXX Bankruptcy {$0.00} XXXX XXXX XXXX XXXX XXXX XXXX {$21000.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$300.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  {$0.00} XXXX XXXX XXXX XXXX XXXX XXXX {$0.00} XXXX  XXXX XXXX - XXXX XXXX, XXXX {$660.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX  {$440.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$990.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$0.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$7900.00} XXXX XXXX XXXX XXXX XX/XX/XXXX {$8400.00} XXXX XXXX  XXXX - XXXX XXXX, XXXX {$100.00} XXXX XXXX  XXXX - XX/XX/XXXX {$720.00} XXXX XXXX XXXXXXXX - - XX/XX/XXXX {$720.00} XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX {$750.00} XXXX XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX {$0.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$300.00} US DEPT. OF EDUCATIO XXXX - XX/XX/XXXX XXXX XXXX {$35000.00} US DEPT. OF EDUCATIO XXXX - XX/XX/XXXX {$9400.00} XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX - XX/XX/XXXX Paid Off XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Paid Off XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$470.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$1000.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$0.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$21000.00} XXXX XXXX - XX/XX/XXXX {$870.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  {$0.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$6900.00} XXXX XXXX XXXX XXXX XXXX XXXX {$0.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$720.00} XXXX XXXX XXXX XXXX XXXX XXXX  {$1000.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$100.00} XXXX  XXXX XXXX - XX/XX/XXXX {$400.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  {$6900.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX  {$460.00} XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$12000.00} BANKRUPTCY XXXX  XXXX : XX/XX/XXXX {$0.00}

Company response to consumer: Closed with explanation