Consumer complaint received 2020-11-09
Company: Experian Information Solutions Inc.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
It has been MONTHS since I received a response or an update from the bureaus. It is my understanding that the bureaus have 30 days to respond to a dispute. Since XXXX I have received absolutely nothing! I've even tried to mail letters certified mail which costed me more money. I have the tracking numbers from XXXX with XXXX  : XXXX, Experian : XXXX, and XXXX  : XXXX. I have gotten results before. I've been mailing letters to the same address. The items that are wrong are : **I am demanding proof of these account validations or deleted from my account. I am constantly being ignored and stated that is it not myself who is sending this in. I am being ignored and this is myself who is disputing these items. I need to be answered and not ignored like I was before. See proof of my social security, drivers license and mailing address. I need these answered and investigated with proof. 

1. Chapter XXXX Bankruptcy Case Number : XXXX Please remove this inaccurate information from my credit report. 

2. Validate Account Chapter XXXX Bankruptcy Case Number : XXXX Please investigate and delete from my credit report. 

3. Please provide validation of the debt XXXX XXXX Account Number : XXXX Or delete this account. 

4. The creditor has not provided validated for this account. 
XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 

5. The creditor has not validated the debt after many attempts to do so. 
XXXX XXXX Account Number : XXXX Please identify the Creditor and provide validation of this account. 
6. The creditor has not validated the debt after many attempts to do so. 
XXXX Account Number : XXXX Please remove it from my credit report. 

XXXX. The creditor has not validated the debt after many attempts to do so. 
XXXX Account Number : XXXX Please identify the XXXX and provide validation of this account. 

XXXX. The creditor has not validated the debt after many attempts to do so. 
XXXX Account Number : XXXX Please identify the Creditor and provide validation of this account. 

XXXX. The creditor has not provided validated for this account. 
XXXX Account Number : XXXX Please supply information on how you have verified this item. 

10. The creditor has not validated the debt after many attempts to do so. 
XXXX Account Number : XXXX Please identify the Creditor and provide validation of this account. 

11. Comment section is incorrect XXXX Account Number : XXXX Please remove it from my credit report. 

12. The creditor has not provided validated for this account. 
XXXX Account Number : XXXX Please supply information on how you have verified this item. 

13. The creditor has not validated the debt after many attempts to do so. 
XXXX XXXX XXXX Account Number : XXXX Please identify the Creditor and provide validation of this account. 

14. The creditor has not provided validated for this account. 
XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 

15. Please provide validation of the debt XXXX Account Number : XXXX Or delete this account. 

16. The creditor has not provided validated for this account. 
XXXX  XXXX Account Number : XXXX Please supply information on how you have verified this item. 

17. Account Status and Payment Status are incorrect XXXX XXXX XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
18. The creditor has not provided validated for this account. 

XXXX XXXX Account Number : XXXX Please supply information on how you have verified this item. 

19. Please provide validation of the debt XXXX XXXX Account Number : XXXX Or delete this account. 

20. Creditor has not been identified nor has any contact information been provided for the creditor. 
XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

21. Creditor has not been identified nor has any contact information been provided for the creditor. 
XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

22. This has not been verified. 
XXXX XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation