Consumer complaint received 2021-08-26
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: LA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I've been disputing inaccurate accounts with Transunion, XXXX and XXXX via USPS Certified Mail over the past 6 months. According to FCRA the following accounts still remain inaccurate and needs to be removed for the following violations listed below ... .Account XXXX XXXX XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by Transunion and XXXX , Payment pattern reporting after account closed date by XXXX , Re-Aged account by Transunion and XXXX ... XXXX Account XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by Transunion, XXXX and XXXX, Payment pattern reporting after account closed date by XXXX and XXXX, Re-Aged account by Transunion, XXXX, XXXX ... .. Account XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by Transunion and XXXX , Payment pattern reporting after account closed date by XXXX, Re-Aged account by Transunion and XXXX ... .. Account XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by Transunion, Inaccurate Late 90 Days on a {$0.00} balance account reported by XXXX, Payment pattern reporting after account closed date by XXXX, Re-Aged account by Transunion and XXXX ... .. Account XXXX Transunion, XXXX, XXXX dates of last activity does not coincide it reports 3 different dates, this account had been Re-Aged by Transunion XXXX XXXX, Payment pattern reporting after account closed date by XXXX and XXXX. Account XXXX XXXX  Transunion, XXXX, XXXX dates of last activity does not coincide it reports 3 different dates, this account had been Re-Aged by Transunion and XXXX, Payment pattern reporting after account closed date by XXXX. XXXX XXXX XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by XXXX, this account had been Re-Aged by Transunion and XXXX, Payment pattern reporting after account closed date by XXXX ... .. Collection Account XXXX reports ; an inaccurate OPEN account status by Transunion XXXX this account Re-Ages every month by Transunion ... XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by Transunion and XXXX ... .Collection Account XXXX XXXX  ( XXXX XXXX ) reports ; an inaccurate OPEN account status by Transunion, this account Re-Ages every month by Transunion ... XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by Transunion and XXXX, , this account has an duplicate collection account XXXX XXXX ( XXXX XXXX XXXX XXXX ) recorded blatantly by XXXX it reports an inaccurate OPEN account status and payment status Late 120 days, records an erroneous past due amount and an inaccurate balance owed, and an erroneous payment data pattern ... Collection Account XXXX XXXX ( XXXX XXXX XXXX ) reports ; an inaccurate OPEN account status by Transunion, this account Re-Ages every month by Transunion ... XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by Transunion and XXXX ,, this account has an duplicate collection account XXXX XXXX  ( XXXX XXXX XXXX ) recorded blatantly by XXXX it reports an inaccurate OPEN account status and payment status Late 120 days, records an erroneous past due amount and an inaccurate balance owed and an erroneous payment data pattern .... Collection Account XXXX XXXX ( XXXX XXXX Bank ) reports ; an inaccurate OPEN account status by Transunion, this account Re-Ages every month by Transunion ... XXXX  Re-Aged this account when it opened, Inaccurate balance owed reported by Transunion and XXXX ,, this account has an duplicate collection account XXXX XXXX ( XXXX XXXX ) recorded blatantly by XXXX it reports an inaccurate OPEN account status and payment status Late 120 days, records an erroneous past due amount and an inaccurate balance owed and an erroneous payment data pattern .... Collection Account XXXX XXXX  reports ; an inaccurate OPEN account status by Transunion, this account Re-Ages every month by Transunion ... XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by Transunion and XXXX  , ,this account has an duplicate collection account XXXX ( XXXX ) recorded blatantly by XXXX it reports an inaccurate OPEN account status and payment status Late 120 days, records an erroneous past due amount and an inaccurate balance owed and an erroneouspayment data pattern ... XXXX Find my most recent dispute letters attached.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation