Consumer complaint received 2023-03-10
Company: EQUIFAX, INC.
State: AR
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I have been requesting to the Credit Reporting Agencies to remove the fraudulent accounts and information off of my Credit File but it seems that the Credit Bureaus have grown adamant in claiming that the disputed items belong to me. Once again, I was a victim of identity theft and the items I am trying to remove were items resulted due to the theft of my identity. I have read that under the Fair Credit Reporting Act section 605b, the Credit Reporting Agencies are required to remove any accounts and information that resulted due to identity theft. Please take a good look of the following items and have them removed as soon as possible : XXXX XXXX XXXX ; XXXX XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX ; XXXX XXXX XXXX XXXX XXXX, AR XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AR XXXX ; XXXX XXXX Balance XXXX : {$0.00} ; XXXX XXXX Balance Owed : {$0.00} ; XXXX XXXX Balance Owed : {$0.00} ; XXXX XXXX XXXXXXXX Balance Owed : {$5800.00} ; XXXX  XXXX XXXX XXXX {$290.00} ; XXXX XXXX  XXXX Balance Owed XXXX {$0.00} ; XXXX XXXX XXXX Balance Owed : {$280.00} ; XXXX XXXX XXXX Balance Owed : {$29.00} ; XXXX XXXX  XXXX Balance Owed : {$98.00} ; XXXX XXXX XXXXXXXX Balance Owed : {$0.00} XXXX XXXX XXXX  XXXX Balance Owed : {$690.00} ; XXXX XXXX XXXX Balance Owed : {$360.00} ; XXXX XXXX XXXX XXXX Balance Owed : {$710.00} ; XXXX XXXX XXXX XXXX Balance Owed : {$420.00} ; XXXX XXXX XXXX XX/XX/XXXX ; XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX ; XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX Balance Owed : {$0.00} ; XXXX XXXX Balance XXXX : {$0.00} ; XXXX XXXX XXXX Owed : {$0.00} ; XXXXXXXX XXXX XXXX Balance Owed : {$5800.00} ; XXXX XXXX  XXXX Balance Owed : {$0.00} ; XXXX XXXX XXXX Balance Owed : {$29.00} XXXX XXXX MGMT XXXX Balance Owed : {$690.00} ; XXXX, XXXX XXXX Balance Owed : {$75.00} ; XXXX XXXX XXXX XXXX Balance Owed : {$420.00} ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX  XX/XX/XXXX ; XXXX XXXX XXXX XX/XX/XXXX ; XXXX XXXX XXXX  XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XXXX ; XXXX XXXX ; XXXX, XXXX, XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX, AR XXXX ; SELF / XXXX XXXX Balance Owed : {$0.00} ; XXXX XXXX Balance XXXX XXXX {$0.00} ; XXXX XXXX XXXX Owed : {$1500.00} ; XXXX XXXX Balance Owed : {$290.00} ; XXXX  XXXX Balance Owed : {$0.00} ; XXXX XXXX XXXX Balance Owed : {$53.00} ; XXXX XXXX Balance Owed : {$800.00} ; XXXX XXXX  XXXX Balance XXXX : {$690.00} ; XXXX XXXX XXXX Balance Owed : {$360.00} ; XXXX XXXX XXXX Balance Owed : {$100.00} ; XXXXXXXX XXXX  XXXX Balance Owed : {$420.00} ; XXXX XXXX XXXX XX/XX/XXXX ; XXXX XXXX XX/XX/XXXX ; XXXX XXXX XX/XX/XXXX ; XXXX XXXX XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX AND XXXX XX/XX/XXXX ; XXXX XXXX  XX/XX/XXXX ; XXXXXXXX XXXX XXXX  XX/XX/XXXX ; XXXX XX/XX/XXXX ; XXXX XX/XX/XXXX XXXX XXXX CH XX/XX/XXXX XXXX XXXX  XXXX XX/XX/XXXX ; XXXX XXXX XXXX Balance Owed : {$0.00} ; XXXX AR XXXX Balance Owed : {$280.00} ; XXXX XXXX XXXX Balance Owed : {$29.00} ; XXXX XXXX Balance XXXX : {$0.00} ; XXXX XXXX Balance Owed : {$0.00} ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX. I previously asked that the Credit Bureaus send me copies of proof of verification or proof of ownership supporting that claims that the disputed items belong to me. I have waited for the Credit Bureaus to send me copies of the needed documents and yet they have sent me nothin. With the Credit Bureaus failure to send me the needed documents, it was assumed that the disputed items should have been removed from my Credit File.

Company response to consumer: Closed with explanation