Consumer complaint received 2016-05-01
Company: NATIONSTAR MORTGAGE LLC
State: FL
Product: Mortgage
Sub-product: FHA mortgage
Issue: Loan modification,collection,foreclosure

Complaint:
The original lender of my mortgage was XXXX and the closing date was XXXX/XXXX/XXXX. XXXX sold my mortgage to XXXX XXXX XXXX XXXX, XXXX on XXXX/XXXX/XXXX. Both of these assignments were properly recorded in the county records of XXXX County XXXX. XXXX XXXX XXXX XXXX XXXX either sold or transferred my mortgage to XXXX XXXX XXXX XXXX. XXXX XXXX was taking my mortgage payments from around XX/XX/XXXX-XX/XX/XXXX. On XXXX XXXX XXXX an assignment of mortgage was allegedly executed by XXXX XXXX XXXX XXXX F/K/A/ XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , F/K/A/ XXXX XXXX XXXX XXXX XXXX is the assignor and XXXX XXXX XXXX XXXX is the assignee. The assignment was prepared by XXXX XXXX. This document was NEVER recorded in the county records of XXXX XXXX XXXX until XX/XX/XXXX.The assignment of mortgage was not recorded by XXXX Mortgage XXXX XXXX XXXX XXXX XXXX Mortgage XXXX XXXX . It was recorded by Aurora Loan Services and it is shown at the top left hand corner of the document when recorded return to : Assignment Prep Department Aurora Loan Services XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX. Aurora Loan Services acquisition date of the mortgage was XXXX/XXXX/XXXX. An employee of XXXX XXXX has stated to me that my mortgage was not put into the XXXX XXXX XXXX XXXX, XXXX until XXXX/XXXX/XXXX. Why would the owner of the mortgage XXXX XXXX XXXX XXXX XXXX XXXX XXXX Mortgage XXXX XXXX XXXX my mortgage to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX does not purchase mortgages? The assignment of mortgage from XXXX XXXX XXXX XXXX F/K/A/ XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and to Aurora Loan Services was never recorded XXXX County XXXX records. On XXXX XXXX XXXX the servicing of the loan was transferred from Aurora Loan Services to XXXX XXXX XXXX.Somewhere between XX/XX/XXXX-XX/XX/XXXX the servicing of the mortgage was transferred to XXXX XXXX XXXX XXXX.Then on XXXX XXXX XXXX Aurora Loan Services mysteriously decided to buy the servicing rights back and became the servicer of the loan once again.The lender was Aurora Bank FSB. Aurora Bank FSB is who the mortgage interest was being paid to and it is shown as such on the XXXX IRS Mortgage Interest statement.Lehman filed bankruptcy in XX/XX/XXXX and then changed their name to Aurora Bank FSB. Aurora Bank FSB went out of business and sold the mortgage servicing rights of all mortgages it was servicing to Nationstar Mortgage LLC. The XXXX XXXX XXXX XXXX XXXX investor look up tool on the XXXX XXXX XXXX XXXX XXXX web site states the servicer of the loan is currently Nationstar Mortgage LLC. The investor is shown as Lehman/FNMA non-laser. The XXXX # is XXXX. The first XXXX digits of the min # is the company ID # and that company is Auora Loan Services, not Nationstar Mortgage LLC. We have reason to believe that there is no true lender and the alleged mortgage debt was in fact charged off as a bad debt. I have requested Nationstar Mortgage provide information regarding a true sale assignments trustee name XXXX XXXX Milestone report and other information. Nationstar Mortgage LLC has produced SEVERAL copies of the promissory note. The trust is the only rightful entity that has the authority to foreclose. An endorsement on the promissory note was endorsed as pay to the order of blank. The person who endorsed the document is XXXX XXXX. XXXX XXXX was a notary from XXXX Co XXXX. XXXX XXXX is the notary on the assignment of mortgage from XXXX to XXXX XXXX XXXX XXXX XXXX On the promissory note XXXX XXXX XXXX the endorsement as an attorney in fact. XXXX XXXX has never been employed by XXXX XXXX

Company response to consumer: Closed with explanation