Consumer complaint received 2018-06-26
Company: Phelan Hallinan Diamond & Jones, PC
State: NY
Product: Mortgage
Sub-product: Conventional home mortgage
Issue: Struggling to pay mortgage

Complaint:
As per the letter you received from Dep of Justice and from XXXX XXXX ; this criminal looter firm find guilty in lying to their clients and triple charging them we have to penalize3 them {$4.00} bill so those criminals will be out of business soon. 
I will inform CFPB that I will provide soon a PETITION signed by minim XXXX. CFPB penalize XXXX XXXX for {$1.00} bill for crimes a lot less than those two Law Firms and because a few thousand people complained about them. Well as of today I have XXXX people signing the petition against the criminals mentioned above and I expect to get from XXXX to XXXX so such criminal activity will stop. If XXXX is enough to bring a similar penalty to the above mention criminal company like XXXX XXXX please let me know so I can bring the petition as well as their letter confirmation and a proof of the illegality done against them so CFPB can penalize those criminal institution immediately. I am glad that this happened since those people, companies and lawyer which used forge documents IN ORDER TO OBTAIN A FRAUDULENT DECISION will be expose. No lying lawyer or Judge are above law see the case with the Judge from XXXX that got 28 years sentencing. What is the difference between a mortgage and a Promissory Note? Homebuyers sometimes think of the mortgage ( or deed of trust ) as the contract they are signing with the bank to borrow money to purchase a house, but it is the promissory note that contains the promise to repay the amount borrowed. A mortgage note ( also known as a real estate lien note, borrower 's note ) is a promissory note secured by a specified mortgage loan. Mortgage notes are a written promise to repay a specified sum of money plus interest at a specified rate and length of time to fulfill the promise. The mortgage note states the amount of debt and the rate of interest, and obligates the borrower, who signs the note, personally responsible for repayment. Without a promissory note, a foreclosing plaintiff can not show a legal injury, i.e., does not have standing to sue. Without standing, the action before the court does not qualify as a " case or controversy '' under Article III of the constitution. Courts can only make rulings on " cases or controversies ; '' advisory opinions are a legal nullity. Consequently, a court that purports to enter a " judgment '' where it has no subject matter jurisdiction has in fact entered a legal nullity on its docket ; that " judgment '' is void as a matter of law. As such, any such " judgment '' entered where the plaintiff had no standing is open to collateral attack in any subsequent proceeding. What is more, subject matter jurisdiction can not be waived ; were that the case, parties could falsely induce courts to make binding rulings -- obviously non-sensical. In essence, the ruling upheld that those who had purchased foreclosure properties that had been illegally foreclosed upon did not in fact have title to those properties. As mention many times soon I will get back my property and soon will start my criminal case against everybody that defrauded my property and must pay {$260000.00} very fast. How can you allow looting, vandalism, theft and criminal activity inside a property and the case is in Courts????? 

ITEMIZED LIST OF ITEMS OF STOLEN PRIVATE PROPERTY ( I DO NOT HAVE MORTGAGE ) Total {$160000.00} There is another {$74000.00} on the stolen property for which I have all Photo Total damages is now {$240000.00} plus {$23000.00} for a GRAND TOTAL of {$260000.00} Thank you XXXX XXXX

Company response to consumer: Closed with explanation