Consumer complaint received 2022-10-15
Company: Mr. Cooper Group Inc.
State: FL
Product: Debt collection
Sub-product: Mortgage debt
Issue: Attempts to collect debt not owed
Sub-issue: Debt was paid

Complaint:
On XX/XX/XXXX, XXXX XXXX employee of Nationstar Mortgage, LLC signed a verified mortgage complaint under penalty of perjury, which states, Plaintiff holds the note & mortgage. The complaint further states Borrower ( s ) owe plaintiff {$19000.00} that is due on the principal on the note and mortgage interest from XX/XX/XXXX, late charges, costs of collection and reasonable attorney fees and such other expenses as may be permitted by the mortgage. The complaint states the owner of the subject property is XXXX XXXX, which is also materially false, fictitious, or fraudulent statement as XXXX XXXX XXXX XXXX XXXX acquired the property as a married couple and XXXX is a tenancy by entirety state. The complaint states The interests of each defendant are subject, subordinate, and inferior to the right, title, interest, and lien of Plaintiffs mortgage, unless as otherwise provided by law. This is false, fictitious and is misrepresentation, as the Nationstar Mortgage, LLC never had any right, title, interest or mortgage lien on the subject property. Nationstar Mortgage, LLC has never had or owned a first lien mortgage on the subject property XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXXOn, XX/XX/XXXX, SEVEN days after the verified mortgage foreclosure complaint was filed, a corporate assignment of mortgage XXXX XXXXXXXX XXXX XXXX from XXXX XXXX XXXX XXXX XXXX ( as grantor ) to NATIONSTAR MORTGAGE LLC ( grantee ) was recorded in the official land records of XXXX XXXXXXXX XXXX XXXX  on XX/XX/XXXX against the fee simple property of XXXX XXXX and XXXX XXXX XXXX located at XXXX XXXX XXXX XXXX , FL XXXXXXXX XXXX The assignment was back dated and executed by XXXX XXXX ( a former employee of Nationstar Mortgage, LLC, signing as the assistant secretary of XXXX XXXXXXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX with XXXX  XXXX XXXX XXXX XXXX XXXX as the sole assignor, ( not as a nominee or beneficiary for any lender, mortgage servicer or bank ) located at XXXX XXXX XXXX XXXX, XXXX XXXXXXXX and Nationstar Mortgage, LLC as the assignee.This assignment is fictitious in nature & contains materially false, fictitious, or fraudulent statements as XXXX  XXXX XXXX XXXX XXXX did not have any interest to assign and was not a nominee for any party that held interest in the mortgage. There is no assignment in the official records of XXXX XXXX which shows mortgage XXXX XXXX XXXX XXXX as a previous grantee. There is no assignment in the official records of XXXX XXXXXXXX XXXX that would give Nationstar Mortgage LLC employee the authority to assign a mortgage from any party to Nationstar Mortgage LLC. NATIONSTAR MORTGAGE, LLC has never owned a mortgage or a note signed by XXXX XXXX or XXXX XXXX. Nationstar Mortgage LLC has never owned a first mortgage lien on the subject property. Nationstar Mortgage, LLC and its employees have engaged in fraudulent document filing, theft of property and unjust enrichment as well as fraud in the inducement. There are no records which show Nationstar Mortgage, LLC has EVER held a first mortgage lien on the subject property. Theft of real property is a crime.Fabricating assignments of mortgage, fabricated mortgage and note, and payment history from servicers who do not have any interest, title, right or ownership of any debt associated with the homeowners property is a crime. 

Neither XXXX XXXX or XXXX XXXX has ever been in default to Nationstar Mortgage, LLC. Nationstar Mortgage, LLC was never the owner of a mortgage or a note signed by XXXX XXXX or XXXX XXXX.

Company response to consumer: Closed with explanation