Consumer complaint received 2022-03-24
Company: EQUIFAX, INC.
State: IL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
There are some accounts and inquiries on my credit report, from XXXX, Equifax, and XXXX that are inaccurate and not authorized by me. I have tried to dispute these accounts and they are still on my credit report. I have also reached out to the company as well. two accounts on XXXX XXXX XXXX XXXX XX/XX/XXXX with a past due amount of {$3000.00}. second account is XXXX XXXX opened XX/XX/XXXX original balance says {$10000.00} I disputed this account with XXXX and its still reporting to my credit report, The company does not have any contact information listed on the account so I had to look the company up and explained to them that I did not authorize this account. These 2 accounts are also listed on Equifax and XXXX. I disputed with all XXXX credit bureaus. There are also inquiries from the company that I disputed and its still on my account. 
XXXX Inquiries 1. Inquiry made by : XXXX XXXX Type : XXXX XXXX Inquiry Made on : XX/XX/XXXX 2. Inquiry made by : XXXX XXXX XXXX : Miscellaneous Made on : XX/XX/XXXX 3. Inquiry made by : XXXX XXXX XXXX. Type : Installment Loan Made on : XX/XX/XXXX 4. Inquiry made by : XXXX Home Loans Type : All Banks Made on : XX/XX/XXXX ( reported by Equifax ) 5. Inquiry made by : XXXX XXXX XXXX Type : Miscellaneous Made on : XX/XX/XXXX 6.Inquiry made by : XXXX Type : Miscellaneous Made on XX/XX/XXXX 7. Inquiry made by : XXXX  Type : finance personal Made on XX/XX/XXXX 8. Inquiry made by : XXXX XXXX XXXX : Banks Made on : XX/XX/XXXX 9. Inquiry made by : XXXX XXXX Type : Banks Made on XX/XX/XXXX 10.Inquiry made by : XXXX Type : finance personal Made on : XX/XX/XXXX 11.Inquiry made by : XXXX XXXX Type : finance personal Made on XX/XX/XXXX 12. Inquiry made by : XXXX  type : finance personal Made on : XX/XX/XXXX 13. Inquiry made by : XXXX XXXX XXXX type : finance personal Made on : XX/XX/XXXX 14. Inquiry made by : XXXX XXXX  type : finance personal Made on : XX/XX/XXXX 15. Inquiry made by : XXXX XXXX type : finance other than personal made on : XX/XX/XXXX 16. Inquiry made by : XXXX XXXX type : automotive Made on : XX/XX/XXXX 17. Inquiry made by : XXXX type : finance personal Made XXXX Equifax Inquiries 1 . Inquiry made by : XXXX XXXX Type : AUTO FINANCING Inquiry Made on : XX/XX/XXXX XXXX. 1. Inquiry made by : XXXX XXXX Type : PERSONAL LOAN COMPANIES Inquiry made on : XX/XX/XXXX 3.Inquiry made by : XXXX XXXX Type : AUTO FINANCING Inquiry Made on : XX/XX/XXXX 4.Inquiry made by : Settlement One Type : Miscellaneous Made on : XX/XX/XXXX 5.Inquiry made by : XXXX XXXX. Type : Installment Loan Made on : XX/XX/XXXX 6.Inquiry made by : XXXX Home Loans Type : All Banks Made on : XX/XX/XXXX XXXX made by : XXXX XXXX XXXX Type : Miscellaneous Made on : XX/XX/XXXX I have not signed any documents or gave any verbal permission authorizing the company in question to view my credit report. The listed inquiries was without authorization, and for no legitimate business purposes. As such, it is a very serious error in reporting. I never authorized such action, and this constitutes a violation of my rights under the Fair Credit Reporting Act 604 as well as a violation of my rights to privacy. The following information needs to be removed from my credit report. This is making my life hard.

Company response to consumer: Closed with explanation