Consumer complaint received 2023-01-23
Company: EQUIFAX, INC.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Personal information incorrect

Complaint:
The following letter was mailed to your agency on XX/XX/XXXX and signed for by your agency on XX/XX/XXXX. I have attached the tracking information, the original letter, and identifying documents with this complaint. Please review. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, Florida XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Equifax Information Services LLC XXXX XXXX XXXX XXXX XXXX GA XXXX Re : Letter to Remove Inaccurate Credit Information To Whom It May Concern : I received a copy of my credit report and found the following item ( s ) to be in error : 1. The following personal information is incorrect Name : XXXX XXXX XXXX. The following personal information is incorrect Employers : XXXX XXXX 3. The following personal information is incorrect Employers : NAVIENT Please delete these inaccurate personal identifiers!

Below I have also listed inaccurate inquiries that are being furnished to my credit report as well : The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 


The inquiry was not authorized XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 

There are also some erroneous accounts being furnished to my credit report as well. Please not I did not open or authorize the opening of the following accounts : The following account is not mine XXXXXXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

The following account is not mine XXXX XXXX  XXXX Account Number : XXXX Please remove it from my credit report. 

The following account is not mine XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

The following account is not mine XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

The following account is not mine XXXX XXXX XXXX Account Number : XXXX-******************* Please remove it from my credit report. 

The following account is not mine XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

The following account is not mine XXXX Account Number : XXXX Please remove it from my credit report. 

The following account is not mine XXXX Account Number : XXXX Please remove it from my credit report. 

The following account is not mine XXXX XXXX  Account Number : XXXX Please remove it from my credit report. 

16. The following account is not mine XXXX XXXX XXXXXXXX Account Number : XXXX Please remove it from my credit report. 

The following account is not mine XXXXXXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec.1681i ( a ), you must complete this reinvestigation within 30 days of receipt of this letter. Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.Thank you for your time and help in this matter. Please delete this inaccurate personal information from my credit report. The FCRA states information furnished must be 100 % accurate! Please verify this information or DELETE these inaccurate accounts from my credit report as outlined in the FCRA. I appreciate your time on this matter. 


Sincerely, XXXX XXXX

Company response to consumer: Closed with explanation