Consumer complaint received 2019-03-11
Company: Experian Information Solutions Inc.
State: TX
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Texas XX/XX/XXXX I XXXX XXXX am a victim of inaccurate/unverifiable/invalid/outdated and/or possibly even fraudulent misinformation. This denouncing of the mis-reporting/ mis-information is to assert my command that you, as regulated, produce physically counters per federal laws of my disputes failed to facilitate my request that they either delete/or block at a minimum the following unconfirmed / yet-affirmed/ outdated/ misreported/ merged/ unrecognized/ and-or fraudulent information from my credit record. I demand to be convinced ( as mandated ) that you can adequately evidence in requisite precisely how the misinformation come to take place if even at all, with my knowledge AND authorization in writing of any person/ persons/ or entities that might be irrefutably responsible or even that I factually received any money, goods, or services as a result of the disputed misinformation of INACCURATE MISINFORMATION/ UNVERIFIABLE & INVALID INFORMATION/POSSIBLY FRAUDULENT information and/or even possible of Identity Theft hence my utilzation of this manipulated Identity Victims Complaint The Paperwork Reduction Act requires the FTC to display a valid control number ( in this case, OMB control # XXXX ) before we can collect or sponsor the collection of your information, or require you to provide it. FTC Report # XXXX ( 1 ) It can not be determined with federally required physical verification of 100 % validity that I nor anyone authorized use of my name or personal information to lawfully obtain money, credit, loans, goods, or services or for any other purpose as described in this report. 



( 2 ) It can not be determined with federally required physical verification of 100 % validity that I nor anyone authorized received any money, goods, services, or other benefit as a result of the events described in this report. 



( 3 ) I am willing to work with law enforcement if charges are brought against the person ( s ) who committed the fraud should that be the findings based on a federally regulated investigation exactly by the books, if you will. 



( 4 ) I believe the following person used my information or identification documents to open new accounts, use my existing accounts, or commit other fraud. I do NOT verifiably with confidence state that I KNOW or even have a suggestion as to who ( or whom ) may have elected to commit these acts versus me, if any. 



UNFORETUNATELY, I HAVE LITTLE TO NO INFORMATION ABOUT THE potential EVENTS OF ISSUE, AS I WAS MISFORTUNATED TO DISCOVER THE ISSUES MYSELF WHEN I VIEWED MY CREDIT REPORTS AS I SOUGHT to ensure adequate reporting should I elect to seek funding such as future FINANCING FOR A HOME. 



Additional information about the criminal like mis-reporting of mis-information ( for example, how the responsible party even if potentially an identity thief -- gained access to my information or which documents or information were used ) : NONE -- UNFORTUNATELY, I HAVE LITTLE TO NO INFORMATION ABOUT THE EVENTS OF ISSUE, AS I WAS MISFORTUNATED TO DISCOVER THE ISSUES MYSELF WHEN I VIEWED MY CREDIT REPORTS AS I SOUGHT FINANCING FOR A HOME RECENTLY THE FOLLOWING ACCOUNTS I WOULD LIKE TO CONFIRM ARE NOT, AS I MIGHT SUSPECT, A DIRECT RESULT OF unauthorized, OUTDATED/ and/or unrecognized misinformation that is also inaccurate or at least unverifiable to meet laws of report-ability, please as such, DELETE and permanently block ASAP or physically verify the validity of any and all data and information of the account ( s ) alleged to me in dispute below, every and each notation, all calculations, the dates and relate-vent balances, and all accounting records, whether or not reported. Additionally, I request you ensure these reported items and the reporters each are compliant to Metro ( I or II as applicable ) regulations such as the required 426-character format field P6 statement ( s ), the minimal five ( 5 ) portioned Personal Identifiers, and even the adequate complete alpha, numeric, and/or alphanumeric source code ( s ). 



XXXX XXXX XXXX, Acct.XXXX Company or Organization : XXXX XXXX XXXX Account Number : XXXX Company or Organization : XXXX XXXX XXXX Account Number : XXXX Company or Organization : XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX  XXXX XXXX Credit Inquiries : XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX  XXXX , XXXX XXXX XXXX, XXXX XXXX XXXX , XXXX XXXX XXXX XXXX, XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief