Consumer complaint received 2022-01-29
Company: WELLS FARGO & COMPANY
State: IL
Product: Mortgage
Sub-product: FHA mortgage
Issue: Struggling to pay mortgage

Complaint:
Wells Fargo has been working with my lawyer to help them foreclose on me. I didnt even know about the court until two days before the they put a judgement against that was the first summons and my lawyer set us up to fail. the lawyer assistant told us dont worry I will help you modify well handle court and to me and my husband. I would sign an affidavit so we thought third attempt to apply for a modification which they kept all the programs through the pandemic some secret as this lawyer thinks another XXXX $ to sell us out to the opposing party. He told my husband who is on the title not to worry or go to court the modification agreement for the third time could be suspiciously denied because they told me this Wells Fargo told me my husband who I put on my home title whom pays 2/3 the bills that his income doesnt count and I dont qualify for modification and I shouldnt and can no longer own my home. the person name was XXXX then my lawyer did not go to court while he just told us two days before not to go and we didnt and when was trying to tell that he doesnt accept debit or credit to finish payments after the first XXXX $ I gave him to do nothing but throw the case. so I had to do a ach deduction every month after because my debit isnt good enough they wanted my bank account after they cost me my house. I got the default judgment because we never got the other notices until this one that the lawyer assistant who was messing us around for two years trying to get us a modification we signed notarized and I can prove that by getting the notary proof. three months go by and I asked my mother whom has connection to her former XXXX  she worked for to see if she can find out th3 day it was recorded. recorder of deeds yet anD she said no. After three or four months still no bill or note that was expected and no denial and no modification and I hav3 a pretty darn good reason to prove that my attorney s party must have been a conflict t of interest in helping wells Fargo attain my home behind my bac. my fiduciary failed me because about ten days later I get a default judgement after being told it was taken care we never new about the other court dates they were sending them to the law group and they said they were handling them and gave Wells Fargo XXXX XXXX  to foreclose with no lawyer present and no truth or knowledge. No one sent us any mortgage modification denial letter nothing just complete disregard for their clients. Wells Fargo has lied as a lawyer gave me that tip that my husbands income does in fact count and Im going to vacate the order and maybe file a few more motions I could hope may be In my behalf now that I have any knowledge that I will defend myself I will do that and Wells Fargo will respect just as he would someone else in the XXXX actions without their little scandal on me they just did. feel completely betrayed and discrimination for both me and my husband former XXXX XXXX on XXXX XXXX for two different XXXX a lot of hardships and this was complete utter misconduct on both Wells Fargo and the XXXX XXXX XXXX  to mislead me and deception on where my case was going unusual and suspicious denial of modifications without explanation of any sort yes Im about to lose my home over what scandal they just pulled on me and I want it pushed to the fullest extent of the law I also will be filing to bar.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation