Consumer complaint received 2022-10-11
Company: Experian Information Solutions Inc.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
send XX/XX/2022 Hello to whom it may concern, I have contacted the credit bureaus to do a verification of my credit report by mail. They responded within a couple weeks. 
They said they conducted their investigation and updated all information and that everything was accurate. After their investigation I went ahead and researched myself and discovered improper inaccuracies even after they did their investigation. 



In accordance to the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights. 

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions The following accounts have huge discrepancies. 



XXXX. XXXX XXXX XXXX XXXX XXXX XXXX is inconsistent Last Reported is inconsistent Date Last Active is inconsistent Date of Last Payment is inconsistent XXXX. XXXX XXXX XXXX -Date Opened is inconsistent -High Credit is inconsistent -Credit Limit is inconsistent -Last Reported : is inconsistent Date Last Active is inconsistent Date of Last Payment is inconsistent XXXX. XXXX XXXX -Account Type - Detail : inconsistent -Date Opened is inconsistent -High Credit is is inconsistent Payment Status is inconsistent Last Reported : is inconsistent Date Last Active is inconsistent Date of Last Payment is inconsistent XXXX. XXXX XXXX XXXX Account Status : is inconsistent Date Opened is inconsistent High Credit is inconsistent Payment Status : is inconsistent Last Reported : is inconsistent Date Last Active : is inconsistent Date of Last Payment : is inconsistent XXXX. XXXX XXXX XXXX XXXX, XXXX -Account # is inconsistent -Account Type is inconsistent -Account Status is inconsistent - Date Opened is inconsistent -No. of Months ( terms ) is inconsistent -Last Reported is inconsistent -Date Last Active is inconsistent XXXX. XXXX XXXX Account Type - Detail is inconsistent Account Status : is inconsistent Date Opened is inconsistent No. of Months ( terms ) is inconsistent Last Reported : is inconsistent Date Last Active : is inconsistent Date of Last Payment : is inconsistent XXXX XXXX  XXXX Account Status : is inconsistent Date Opened : is inconsistent High Credit : is inconsistent Last Reported : is inconsistent Date Last Active : is inconsistent Date of Last Payment : is inconsistent XXXX. XXXX XXXX Account Type - Detail : is inconsistent Account Status : is inconsistent Date Opened : is inconsistent High Credit : is inconsistent Last Reported : is inconsistent Date Last Active : is inconsistent Date of Last Payment : is inconsistent XXXX. XXXX XXXX Account Type - Detail : is inconsistent Date Opened : is inconsistent High Credit : is inconsistent Last Reported is inconsistent Date Last Active : is inconsistent Date of Last Payment : is inconsistent XXXX INQUIRY is inconsistent XXXX - INQUIRY is inconsistent XXXX XXXX -INQUIRY is inconsistent XXXX INQUIRY - INQUIRY is inconsistent

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation