Consumer complaint received 2021-01-12
Company: EQUIFAX, INC.
State: NV
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
To Whom It May Concern, This letter is a formal complaint that the bureaus ignored my previous request and failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit reports you publish. Credit reporting laws ensure that bureaus report only 100 % accurate credit information and every step must be taken to assure the information reported is completely accurate and correct. 

Please refer to my previous letter for the information that needs to be re-investigated. 

1. The status is incorrect for the following account/ Inaccurate dates, I was not late and I didn't authorize this to be on my report.

DPT ED/XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

2. The status is incorrect for the following account/ Inaccurate dates, I was not late and I didn't authorize this to be on my report.

DPT ED/XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

3. The following information is outdated. I would like it removed from my credit history report/ Inaccurate dates, I was not late and I didn't authorize this to be on my report. 
DPT ED/XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

4. This is a duplicate account/ Inaccurate dates, I was not late and I didn't authorize this to be on my report. 
DPT ED/XXXX Account Number : XXXX Please remove it from my credit report. 

5. The following information is outdated. I would like it removed from my credit history report/ Inaccurate dates, I was not late and I didn't authorize this to be on my report. 
DPT ED/XXXX Account Number : XXXX Please remove it from my credit report. 

6. The following information is outdated. I would like it removed from my credit history report/ Inaccurate dates, I was not late and I didn't authorize this to be on my report. 
DPT ED/XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 

7. The following information is outdated. I would like it removed from my credit history report/ Inaccurate dates, I was not late and I didn't authorize this to be on my report. 
DPT ED/XXXX Account Number : XXXX Please remove it from my credit report. 

8. The following information is outdated. I would like it removed from my credit history report/ Inaccurate dates, I was not late and I didn't authorize this to be on my report. 
DPT ED/XXXX Account Number : XXXX Please remove it from my credit report. 

9. The following information is outdated. I would like it removed from my credit history report/ Inaccurate dates, I was not late and I didn't authorize this to be on my report. 
DPT ED/XXXX Account Number : XXXX Please investigate and delete from my credit report. 

The information must be deleted from my report as soon as possible. The information is inaccurate and misleading and as such represents a very serious error in your reporting. 

Under federal law, you have thirty ( 30 ) days to complete your re-investigation. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested as well, to be provided within fifteen ( 15 ) days of the completion of your re-investigation, or I will have to take legal actions to have this verified and removed.

Company response to consumer: Closed with explanation