Consumer complaint received 2023-01-29
Company: EQUIFAX, INC.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX Apt XXXX XXXX, Florida XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Equifax Information Services LLC XXXX XXXX XXXX XXXX XXXX GA XXXX Greetings, My name is XXXX XXXX XXXX XXXX I am writing to delete the following information from my credit report. I am a victim of identity theft and did not open these accounts. More specifically, my social security number was compromised and used to open these fraudulent accounts that do not belong to me and without my permission. These accounts are now being furnished onto my credit report without permissible purpose, consent or my knowledge. In lieu of 15 USC 1681c-2- ( a ) which states, " a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt ''. I appreciate your due diligence and assistance in remedying this situation in advance. 

Please block the reporting of the following fraudulent accounts : XXXXXXXX XXXX XXXXXXXX Account Number : XXXX Balance : {$580.00} Date Opened : XX/XX/XXXX I did not open or authorize the opening of the following account. Please block from my credit report. 



XXXX XXXX : Account Number : XXXX Balance : {$630.00} Date Opened : XX/XX/XXXX I did not open or authorize the opening of the following accounts.Please block from my credit report. 

XXXX XXXX XXXX XXXX  Account Number : XXXX Balance : {$17000.00} Date Opened : XX/XX/XXXX I did not open or authorize the opening of the following accounts.Please block from my credit report. 

XXXX XXXX XXXX XXXX Account Number : XXXX BALANCE : {$2900.00} Date Opened : XX/XX/XXXX I did not open or authorize the opening of the following accounts.Please block from my credit report. 

XXXX XXXX XXXX Account Number : XXXX Balance : {$2300.00} Date Opened ; XX/XX/XXXX I did not open or authorize the opening of the following accounts.Please block from my credit report. 

XXXX  Account Number : XXXX Balance : {$2000.00} Date Opened : XX/XX/XXXX I did not open or authorize the opening of the following accounts.Please block from my credit report. 

XXXX Account Number : XXXX Balance : {$1900.00} Date Opened : XX/XX/XXXX I did not open or authorize the opening of the following accounts.Please block from my credit report. 

XXXX XXXX Account Number : XXXX Balance : {$1400.00} Date Opened : XX/XX/XXXX I did not open or authorize the opening of the following account. Please block from my credit report. 

XXXX XXXX  Account Number : XXXX Balance : {$560.00} Date Opened : XX/XX/XXXX I did not open or authorize the opening of the following account. Please block from my credit report. 

XXXX XXXX Account Number : XXXX Balance : {$490.00} Date Opened : XX/XX/XXXX I did not open or authorize the opening of the following account. Please block from my credit report. 

XXXX Account Number : XXXX Balance : {$120.00} Date Opened : XX/XX/XXXX I did not open or authorize the opening of the following account. Please block from my credit report. 


XXXX Account Number : XXXX Balance : {$93.00} Date Opened : XXXX XXXX, XXXX I did not open or authorize the opening of the following account. Please block from my credit report. 


XXXX XXXX  Account Number : XXXX Balance : {$81.00} Date Opened : XX/XX/XXXX I did not open or authorize the opening of the following account. Please block from my credit report. 

There are also several unauthorized fraudulent inquiries being furnished to my credit report. Please block them from my credit report as well. 

UNAUTHORIZED INQUIRIES : INQUIRY : DATE : XXXX XX/XX/XXXX -I did not authorize this inquiry. Please delete. 

XXXX XXXXXXXX I did not authorize this inquiry. Please delete. 


XXXX  XXXX I did not authorize this inquiry. Please delete. 



These fradulent accounts have brought me undue hardships please delete these accounts as soon as received and in accordance with the FCRA. I have also notified the XXXX XXXX XXXX and the CFPB of this.. I have provided the CFPB report as well as my identity theft affidavit with this letter that will be sent via certified mail for tracking purposes. Please note I DO NOT WISH to have any SECURITY FREEZES added to my credit report. However, I am aware of my right to do so. 

I appreciate your due- diligence is rectifying this matter. 







With Kind Regard, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, Florida XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Enclosed with this letter : Affidavit CFPB Complaint Identification Social Security Card Utility Bill

Company response to consumer: Closed with explanation