Consumer complaint received 2023-06-15
Company: Experian Information Solutions Inc.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
in accordance with the fair credit reporting act. the list of accounts bellow has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681.

THE FOLLOWING COMPANEY BELOW IS FAKING THE OPENING DATES OF THE FOLLOWING ACCOUNTS BELOW AS WELL THEY HAVE NO BUSINESS LICENSE TO OPERATE AND CONDUCT BUSNISSE IN THE STATE OF CALIFORNIA. AND THE XXXX CREDIT BUREAU ARE KEEP SAYING THEY VERIFIY THESE ACCOUNTS. ITS NOT TRUE THE XXXX BUREAU IS LYING. THEY NEVER SEND ME ANY PROOF OF ANYTHINGS ONLY SAYING OH WE VERIFIY. LIE LIE LIE 1 ) XXXX XXXX ACCOUNT # XXXX THE DATES OF OPENING THIS ACCOUNTS IS INACCURATE AND A FALSE INFORMATION 'S ON MY CREDIT REPORT MUST BE DELETED IMMEDIATELY. XXXX ) XXXX XXXX ACCOUNT # XXXX THE DATES OF OPENING THIS ACCOUNTS IS INACCURATE AND A FALSE INFORMATION 'S ON MY CREDIT REPORT MUST BE DELETED IMMEDIATELY. XXXX ) XXXX XXXX XXXX ACCOUNT # XXXX THE DATES OF OPENING THIS ACCOUNTS IS INACCURATE AND A FALSE INFORMATION 'S ON MY CREDIT REPORT MUST BE DELETED IMMEDIATELY. XXXX ) XXXX  XXXX XXXX ACCOUNT # XXXX THE DATES OF OPENING THIS ACCOUNTS IS INACCURATE AND A FALSE INFORMATION 'S ON MY CREDIT REPORT MUST BE DELETED IMMEDIATELY. XXXX ) XXXX XXXX XXXX ACCOUNT # XXXX THE DATES OF OPENING THIS ACCOUNTS IS INACCURATE AND A FALSE INFORMATION 'S ON MY CREDIT REPORT MUST BE DELETED IMMEDIATELY. XXXX ) XXXX XXXX XXXX ACCOUNT # XXXX THE DATES OF OPENING THIS ACCOUNTS IS INACCURATE AND A FALSE INFORMATION 'S ON MY CREDIT REPORT MUST BE DELETED IMMEDIATELY. XXXX ) XXXX XXXX XXXX XXXX # XXXX THE DATES OF OPENING THIS ACCOUNTS IS INACCURATE AND A FALSE INFORMATION 'S ON MY CREDIT REPORT MUST BE DELETED IMMEDIATELY. XXXX ) XXXX XXXX XXXX ACCOUNT # XXXX THE DATES OF OPENING THIS ACCOUNTS IS INACCURATE AND A FALSE INFORMATION 'S ON MY CREDIT REPORT MUST BE DELETED IMMEDIATELY. XXXX ) XXXX XXXX XXXX ACCOUNT # XXXX THE DATES OF OPENING THIS ACCOUNTS IS INACCURATE AND A FALSE INFORMATION 'S ON MY CREDIT REPORT MUST BE DELETED IMMEDIATELY. IMMEDIATELY. XXXX ) XXXX XXXX XXXX ACCOUNT # XXXX THE DATES OF OPENING THIS ACCOUNTS IS INACCURATE AND A FALSE INFORMATION 'S ON MY CREDIT REPORT MUST BE DELETED IMMEDIATELY. THE DATES OF OPENING THIS ACCOUNTS IS INACCURATE AND A FALSE INFORMATION 'S ON MY CREDIT REPORT MUST BE DELETED IMMEDIATELY. 15 U.S.C 1681 SECTION 602A STATES I HAVE THE RIGHT TO PRIVACY 15 U.S.C 1681 SECTION 604 A SECTION 2 IT ALSO STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH A ACCOUNT WITHOUT MY WRITTEN INSTRUCTIONS. 15 U.S.C 1681 c. ( a ) ( 5 ) SECTION STATES NO CONSUMER REPORTING AGENCY MAY MAKE ANY CONSUMER REPORT CONTAINING ANY OF THE FOLLOWING ITEMS OF INFORMATION ANY OTHER ADVERSE ITEM OF INFORMATION OTHER THAN RECORDS OF CONVICTIONS OF CRIMES WGICH ANTEDATES THE REPORT BY MORE THAN SEVEN YEARS. 15 U.S.C 1681s-2 ( A ) ( 1 ) A PERSON SHALL NOT FURNISH ANY INFORMATION RELATING TO A CONSUMER REPORTING AGENCY IF THE PERSON KNOWS OR HAS REASONABLE CAUSE TO BELIVE THAT THE INFORMATION IS INACCURATE.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief