Consumer complaint received 2018-08-29
Company: CORELOGIC INC
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
XX/XX/XXXX after had hired a credit repair law firm in XX/XX/XXXX. My credit score allowed the due process to get a home finance. A loan. I applied with a XXXX XXXX XXXX. My first application on XX/XX/XXXX was denied, because a credit reporting agency had reported a XXXX collections. I owed no debt and the information was incorrect. I contacted the credit bureau reporting it and requested they remove it. I was denied. I returned a phone call to the XXXX XXXX XXXX office. I gave the documents that supported the right for the removal of the collections debt reporting on my credit report withholding the home finance application from due process. The XXXX XXXX XXXX - loan officer had contacted the Credit Bureaus and without incident it was removed. XXXX XXXX XXXX had gotten me the home finance approval as long as my credit report pulled XX/XX/XXXX had no debt /collections reported. The Credit report pulled XX/XX/XXXX approved the process of the home finance. I needed the small down payment for the purchase. etc. I was reported in collections with a payday loan XXXX XXXX XXXX   XXXX redress XX/XX/XXXX. The personal down payment loan assistance and investigation for the return of theft of account going back to XX/XX/XXXX expired the home finance approved XX/XX/XXXX. On XX/XX/XXXX I was notified of a data breach going back to XX/XX/XXXX. XXXX XXXX. In review of credit reports for XX/XX/XXXX & XX/XX/XXXX the information reported by XXXX XXXX XXXX in the collections debt retains 4 debts. Yet on that date of the Inquiry 's it was expressed that XX/XX/XXXX the home finance was approved to process the application and pay the down payment. Down payment was needed so i applied for what i am applicable for in reference to a credit card, financial, tax identity theft indicator prepared by the Department of Treasury. IRS going back to XX/XX/XXXX placing a id theft indicator on account XX/XX/XXXX with credit repair in XX/XX/XXXX for the having of a credit score for the personal loan for down payment assistance. I had no intentions to have to go back to XX/XX/XXXX to remove fraud and etc the FTC XXXX settlement. I contacted XXXX XXXX XXXX in reference to the above information assisting i the undersigned in contacting a company. : XXXX XXXX for my credit report XX/XX/XXXX & XX/XX/XXXX. XXXX XXXX XXXX are unable to provide me with a copy or letter affirming its assistance in removal of a debt and therefore the 2 credit reports furnished by XXXX are as equal to provide customer of each credit report on the dates of my 2 credit Inquiry were XX/XX/XXXX & XX/XX/XXXX. : XXXX XXXX XXXX if followed by more XXXX XXXX reporting inquiry to be removed in XX/XX/XXXX. Data Breach XX/XX/XXXX XXXX XXXX credit reports for XX/XX/XXXX and XX/XX/XXXX state totally other than the home finance inqury 's a application. as processed in the information provided.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation