Consumer complaint received 2023-03-19
Company: Experian Information Solutions Inc.
State: WI
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXXXXXX Date of Birth : XX/XX/XXXXDear Sir/Madam, I am writing to dispute several items on my credit report which I believe are inaccurate and unfair. I have reviewed my credit report and found several negative items that I believe should not be there. Below is a list of the disputed items with their respective account numbers and dates : Inquiries from XX/XX/XXXX between XX/XX/XXXX XXXX XX/XX/XXXX. These inquiries were not authorized by me, and they have reached the statute of limitation. 

Account from XX/XX/XXXXXXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account from XX/XX/XXXX ( Account Number : XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account from XXXX XXXX XXXX ( Account Number : XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account from XXXX XXXX ( Account Number : XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account from XX/XX/XXXX( Account Numbers : XXXX and XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account from XXXX ( Account XXXX : XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account from XXXX XXXX ( Account Number : XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account from XX/XX/XXXX ( Account Number : XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account fromXX/XX/XXXX Account Number : XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account from XX/XX/XXXX ( Account Number : XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Accounts from XXXX ( Account Numbers : XXXX and XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete these accounts from my report completely. 

Account from XX/XX/XXXX Account Number : XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account from XXXX XX/XX/XXXX Account Number : XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account from XX/XX/XXXX ( Account Number : XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account from XXXX ( Account Number : XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account from XX/XX/XXXX ( Account Number : XXXX ). Please verify the payment status, balance, comments, payment history, and account number as they might be incorrect. Fix or delete this account from my report completely. 

Account from XXXX XXXX XXXX ( Account Number : XXXX ). I never had any business relationship with this company. Hence, there is no way this account belongs to me. Please delete this unknown account from my credit report right away.

Inquiry from XXXX XXXX ( Date of inquiry : XX/XX/XXXX ). This inquiry was not authorized by me, and it has reached the statute of limitation. 

I request that you investigate and resolve these issues as soon as possible. I also ask that you send me a written confirmation of any corrections made to my credit report. 

Thank you for your attention to this matter. 

Sincerely, XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation