Consumer complaint received 2021-11-30
Company: Experian Information Solutions Inc.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
I have contacted XXXX, XXXX and Experian 4 times in the last 13 months and have reported alot of fraud on my credit report. XXXX XXXX and XXXX both have has breach in there system inwhich compromised my credit report as well as millions of other people and they will not do anything to help the situation and no one can send me the proof that and of the fraud accounts are mine, ( no signature, No ID, No Witness ) Nothing as part of the FCRA guidelines, they do not follow the laws they tend to think they make up there own laws and can do what ever the XXXX they want to and they are costing me a lot of money because they refuse to do there XXXX job. I need your help. 

XXXX XXXX XXXX user-I have never had this card-FRAUD XXXX XXXX user-I have never had this card-FRAUD XXXX XXXX XXXX XXXX Inquire date XXXX never applied-Never authorized a credit inquiry -FRAUD XXXX XXXX XXXX-Inquiry XXXX XXXX-Never applied-Never authorized a credit inquiry-FRAUD XXXX-Inquiry date-XXXX. XXXX applied-Never authorizied a credit inquiry-FRAUD XXXX XXXX XXXX XXXX have never had or applied for this card-FRAUD XXXX XXXX XXXX XXXXNever applied-Never authorized a credit inquiry-FRAUD XXXX XXXX-Inquiry date-XXXX XXXX-Never applied-Never authorized a credit inquiry-Fraud XXXX XXXX-Inquiry date-XXXXXXXX XXXX-Never Applied-Never Authorized a credit inquiry-Fraud XXXX XXXXXXXX XXXX-Inquiry XXXXNever applied-never authorized a credit inquiry-Fraud XXXX XXXX XXXX XXXX inquiry XXXXNever Applied-Never authorized a credit inquiry-Fraud XXXX XXXX XXXXXXXX-Inquiry date-XXXX XXXX-Never applied-Never Authorized a credit inquiry-Fraud XXXX-Inquirydate-XXXX XXXX-Never Applied-Never authorizied a credit inquiry-Fraud XXXX XXXX XXXX-Inquiry date-XXXX XXXX-Never applied-Never authorized a credit inquiry-Fraud XXXX XXXX XXXX -Inquiry date XXXX XXXX-Never applied-Never authorized a credit inquiry-Fraud XXXX XXXX XXXX Inquiry date XXXX XXXXXXXX-Never Applied-Never Authorized a credit inquiry-Fraud XXXX XXXX # XXXX date-XXXX XXXX-Never applied-Never authorized a credit inquiry-Fraud XXXX XXXX XXXX-Inquiry date-XXXX XXXXXXXXNever applied-Never Authorized a credit inquiry-Fraud XXXX XXXX XXXX XXXX XXXX XXXX-Inquiry XXXX XXXXNever applied-Never authorizied a credit inquiry-Fraud XXXX XXXXInquiry date-XXXX XXXX-Never applied-Never Authorizied a credit inquiry-Fraud XXXX-Inquiry Date-XXXX XXXXNever Applied-Never Authorized a credit inquiry-FRAUD XXXX XXXX-Inquiry Date-XXXX XXXX-Never Applied-Never Authorized a credit inquiry-Fraud XXXX-Inquiry date-XXXX XXXXXXXX-Never Applied-Never Authorized a credit inquiry-Fraud XXXX XXXX XXXX XXXX-Inquiry date-XXXXXXXX XXXX-Never applied-Never Authorized a credit inquiry-Fraud XXXX XXXX XXXX Inquiry Date-XXXX XXXX-Never applied-Never Authorized a credit inquiry-Fraud XXXX-Inquiry date-XXXX XXXX-Never applied-Never authorized a credit inquiry-fraud None of the credit bureaus can provide any proof as stated by law and the FCRA for any and all authorizations. Most of these inquiries has no existing phone numbers and no address as they are required to per law on file. I have tried to contact them. But the ones that I did contact said the credit bureaus are responsible to fix things, the credit bureaus says the other companies are responsible to fix things. I ham not playing any games any more. These XXXX bureaus put a fraud alet on my file but cant proove that I authorized anything. They have cost me enough money, and now I want them to fix this within 15 days.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation