Consumer complaint received 2022-03-28
Company: CBC Companies, Inc.
State: IL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
This is my Complaint against Innovis Credit Bureau where I dispute and demand to remove incorrect and derogatory reports and validate all information based on material evidence. 
I am a victim of XXXX XXXX XXXX XXXX fraudulent lending practices some of which appear on my report as delinquent or existing loans. In order to report mortgage accounts to be included in my credit history, it must be reported by my lender. 
NONE of the Companies whose names appear on my credit report are not my lenders and have absolutely no relationship to my alleged Loan. 
1. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX I demand Innovis to provide me material evidence and documents, particularly a copy of the account receivable from a general ledger based on which they determined that XXXX XXXX XXXX XXXX XXXX was my lender if my alleged loan was originated and signed with another XXXX, XXXX XXXX  XXXX on XX/XX/XXXX as XXXX XXXX  while neither XXXX  or XXXX XXXX has no records about this transaction and XXXX specifically denied to be a Lender. Please provide me copies of all documents presented by XXXX or any other party which can verify XXXX relationship to my property. 

According to XX/XX/XXXX Status, this account was transferred to another party. Please provide me all documents based on which Innovis determined that here was a transfer around on XX/XX/XXXX, and from whom to whom. 

Please provide me name and contact information of XXXX XXXX XXXX XXXX XXXX authorized employee who submitted these documents to Innovis. 

In the meanwhile, please remove this entry from my credit history as false, derogatory and deceptive. 

2. XXXX XXXX XXXX, XXXX Partial Account XXXX I demand Innovis to provide me material evidence and documents, particularly a copy of the account receivable from a general ledger based on which they determined that XXXX XXXX XXXX XXXX XXXX has any relationship to my alleged loan if neither XXXX  or XXXX XXXX have no information about my transaction or about XXXX relationship to it. Please provide me name and contact information of XXXX XXXX XXXX, XXXX authorized employee who submitted these documents to Innovis. 
In the meanwhile, please remove this entry this entry from my credit history as false, derogatory and deceptive. 

3. XXXX XXXXXXXX XXXX XXXX Accounts XXXX Please provide me material evidence and all documents, particularly a copy of the account receivable from a general ledger submitted to Innovis by XXXX  XXXX XXXX which can prove XXXX ownership of these accounts ; and proof that this account was charged off. 
In the meanwhile, please remove this entry as false, derogatory and deceptive. 


4. XXXX  XXXX XXXX, partial account XXXX Please provide me material evidence and all documents, particularly a copy of the account receivable from a general ledger submitted to Innovis by XXXX XXXX XXXX which can prove XXXX ownership of these accounts ; and proof that this account was charged off. 
In the meanwhile, please remove this entry as false, derogatory and deceptive. 

5. XXXX XXXX XXXX, partial account XXXX Please provide me material evidence and all documents, particularly a copy of the account receivable from a general ledger submitted to Innovis by XXXX which can prove XXXX XXXX ownership of these accounts ; and proof that this account was charged off. 
In the meanwhile, please remove this entry as false, derogatory and deceptive.

Company response to consumer: Closed with explanation