Consumer complaint received 2023-02-02
Company: U.S. BANCORP
State: OH
Product: Debt collection
Sub-product: Mortgage debt
Issue: False statements or representation
Sub-issue: Impersonated attorney, law enforcement, or government official

Complaint:
XXXX XXXX XXXX XXXX XXXX filed a complaint in foreclosure stating they are US Bank National attorneys and not acting as debt collectors. 

I never received anything not did i send them written consent to contact. 

I sent XXXX XXXX XXXX, XXXX XXXX XXXX and XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, request for proof of Authority that they were hired by US Bank National Board of directors and they ignored my request. 

XXXX XXXX XXXX in collusion with XXXX XXXX XXXX XXXX XXXX agents entered the Foreclosure Complaint and opened up a XXXX XXXX Common Pleas account to collect a debt without prior written consent to contact using private information I did not provide them nor did I approve anyone to provide them. 

Neither XXXX XXXX XXXX agents nor the XXXX XXXX XXXX XXXX XXXX have entered on the record a prior judgement from a court of competent jurisdiction or prior written consent. 

Though I did not receive first communication about a debt the post master stamped XXXX on 4 certified return receipt mailings and pulled off the XXXX XXXX pretending to be agent and having representative capacity. The US postal Service does not have POA over myself and committed Federal Crimes. 

I have reported the Federal Crimes to the XXXX XXXX Clerk as well as to the US post office but neither have done anything to correct the matter. 

The request for proof of authority to the Debt Collectors misrepresenting as US Bank attorneys was a Judicial Notice sent to everyone involved. That Judicial notice was entered as an answer to the Foreclosure Complaint rather than a Judicial notice of Intent to Sue and Attorney No Authority. It was in no way an answer and explicitly was titled Judicial notice. 

The XXXX XXXX XXXX XXXX XXXX XXXX will not correct the record. 

Once the Judicial notice that included Intent to Sue and a Cease and desist was entered as an answer to the complaint in foreclosure all other communications between the XXXX XXXX XXXX XXXX XXXX and the XXXX XXXX XXXX debt collectors was sent to the XXXX XXXX XXXX XXXX XXXX XXXX. 

I have verification that the XXXX XXXX Treasurer was also sending mail addressed to XXXX XXXX XXXX to the Sheriff 's address and it was never returned to sender. 

The XXXX XXXX XXXX XXXX XXXX XXXX does not have a power of Attorney or agent representative capacity to receive mail addressed to XXXX XXXX XXXX. 

I have tried to correct this matter sever times and not even the Commissioner will respond. My house was allegedly sold at Sheriff auction with full knowledge of all the abuse of process and I and my daughter and pets are in danger of being forcibly removed from my home. 

XXXX XXXX XXXX debt Collectors published a ss # on public record and opened up several accounts pretending to be me requesting information form the Dept of Defence and a Title Company. Again i did not give them POA or prior written consent to do anything on my behalf. 

This is an emergent matter I have evidence of everything stated and am willing to aver in open court.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation