Consumer complaint received 2023-01-10
Company: Experian Information Solutions Inc.
State: HI
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Experian and consistently made a XXXX  of my report, it should be removed, and made a XXXX of my report, that includes the following below : Report XXXX, XXXX shold be removed. 

General personal statements currently displaying on your personal credit report at your request appear below. ID FRAUD VICTIM ALERT FRAUDULENT APPLICATIONS MAY BE SUBMITTED IN MY NAME OR MY IDENTITY MAY HAVE BEEN USED WITHOUT MY CONSENT TO FRAUDULENTLY OBTAIN GOODS OR SERVICES. DO NOT EXTEND CREDIT WITHOUT FIRST CONTACTING ME PERSONALLY AND VERIFYING ALL APPLICATION INFORMATION AT DAY OR EVENING XXXX. THIS VICTIM ALERT WILL BE MAINTAINED FOR XXXX  YEARS BEGINNING XXXX. Delinquency due to Natural or Declared XXXX DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I XXXX BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. BANKRUPTCY DUE TO BUSINESS FAILURE. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I XXXX BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. BANKRUPTCY DUE TO BUSINESS FAILURE. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF XXXXEXPERIAN. BANKRUPTCY DUE TO BUSINESS FAILURE. I XXXX BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF XXXXEXPERIAN. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I XXXX BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF XXXXEXPERIAN. BANKRUPTCY DUE TO MEDICAL BILLS. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. I XXXX BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF EXPERIANXXXX DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I SUFFERED BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF EXPERIANXXXX Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I XXXX BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF XXXXEXPERIAN. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. BANKRUPTCY DUE TO BUSINESS FAILURE. I XXXX  BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. BANKRUPTCY DUE TO MEDICAL BILLS. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF XXXXEXPERIANXXXX. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I XXXX BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF XXXXEXPERIANXXXX Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I XXXX  BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief