Consumer complaint received 2021-03-31
Company: Experian Information Solutions Inc.
State: AR
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
to whom it may concern this letter is in response to negative information that XXXX XXXX XXXX XXXX has placed on my credit report. i contacted experian credit reporting agency i sent then 32 pages of information proving my case against capital was fraudulant and experian refuse to remove the negativity that XXXX XXXX XXXX XXXX has placed on my credit report. i sent them a police report that i filed against XXXX XXXX XXXX XXXX for taking over XXXX $ from my bank account. i sent them proof of on XX/XX/XXXX XXXX XXXX added a fraudulant address to my credit report a address that is not linked to me or have never been linked to me i also sent the pictures of the address that XXXX XXXX added to my credit report i sent the pictures in color so that experian can see that the the house was a old burned down house the address that was added was XXXX XXXX XXXX XXXX XXXX ar XXXX capital one also added a fraudulant email address to my personal information a email that has never been linked to me. me and my lawyer has been trying to contact that email to see who owns it but no response.i have asked experian to please remove all the negative information from my credit report and they did remove some but did not remove all experian also told me that they do not have the power to remove the information even tho they see through the information i sent them that i was telling the truth but that they did not have the authority to remove the negative information i was told that only XXXX  XXXX auto finance have that authority. i have been working really hard on my case showing all proof that XXXX  XXXX is negalant in this matter but experian still refuse to correct the information XXXX  XXXX has ruined my credit and has caused me to become stressed and depressed with what is going on my lawyer and i were hoping that the credit reporting agencies would review all information and would do the right thing and remove and correct the lies that XXXX XXXX auto finance has placed on my credit report ... .my resolution is that experian remove all the negative information that XXXX XXXX has put on my credit report ... .i contacted equifax and they have totally cleared up all the negative that XXXX XXXX had put on my credit report.ATTENTION I WAS WARNED THAT XXXX XXXX COULD COME BACK AND PUT THE SAME NEGATIVE INFORMATION BACK ON MY CREDIT REPORT AGAIN. I WAS WARNED TO WATCH MY REPORT AND HE ALSO SAID THAT HE COULD SEE THAT TRANSUNION AND EXPERIAN WAS GIVING ME A HARD TIME WITH REMOVING THE LIES. HE ALSO TOLD ME NOT TO GIVE UP BECAUSE HE CAN SEE THAT XXXX XXXX XXXX XXXX IS USEING THE SAME TACTIC ON ME THAT XXXX XXXX USED BACK DURING THE HEIGHT OF THE RECESSION AND ALSO MY LAWYER SAID THE SAME THING. I WILL BE FILING OTHER CHARGES AGAINST XXXX XXXX XXXX XXXX SOON.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation