Consumer complaint received 2018-03-09
Company: NATIONSTAR MORTGAGE LLC
State: CA
Product: Mortgage
Sub-product: Other type of mortgage
Issue: Struggling to pay mortgage

Complaint:
Mr. Cooper is publishing a claim to a Debt that is not legally owed. Mr. Cooper has instructed several 3rd parties to publish a Debt Collectiot which violates the FDCPA. Mr. Cooper has instructed several parties to claim two locations of an Auction to take place on XX/XX/2018. The auction sites and websites are different from the Notice of Sale.  This publishing is causing extreme harm. Two auction sites recorded on public records on the same date with two entirely different locations. And Mr. Cooper is causing SLANDER OF TITLE ; DEFAMATION OF CHARACTER AND TARNISHING MY BUSINESS REPUTATION BY publishing to a local newspaper claiming a debt is owed that is not owed, and not legally entitled to make such claim and additionally instructing to publish now another 3rd party XXXX XXXX XXXX is owed this debt. No such party is known or found exists. 

Nationstar - Mr. Cooper has instructed 3rd Parties to Publish a a Debt Claimed as Owed, which is a violation of the federal discharge and no such legal debt is owed. 
This violates the FDCPA the Fair Debt buyers act ( being a prior time barred debt ) as well as discharged.  This is causing a " Defamation of Character Statement as Publishing in a Newspaper FALSE CLAIMS OF DEBT OWED and these " Untrue claims '' are tarnishing my reputation, causing harm to my business interfering with my business income. Furthering a Slander of Title and causing a Federal and State XXXX laws violated and FDCPA Violation. Causing and Instructing 3rd Parties named, as XXXX XXXX to publish a " debt as owed '' knowing this is false. Causing harm to my entire reputation by instructing 3rd Parties to publish in a local Newspaper XXXX   XXXX claims that a debt is owed. This is causing great distress. and is violating the federal bankruptcy injunction that was discharged and no longer legally owed. This " Debt Collection Practice '' must immediately cease. This must immediately be stopped. This is false information and including trickery, which is illegal. 

In addition ; Nationstar aka Mr. Cooper is directing " other 3rd Parties '' including XXXX XXXX of XXXX XXXX, to publish a falsely claimed debt, and an Auction to be found on a site that is non existent. Then found on public records, an Auction referencing a sale to take place at a location owned by Nationstar that is " out of the State ''.  There are two separate auction locations, two separate locations instructed to find details ; and none of which match. This is causing extreme harassment to threaten a foreclosure by false information published and provided. 

Attached show a different location to take place in XXXX on XX/XX/2018. Each communication is causing massive harm and confusion. The MLS is a local realtor MLS that publishes out to many sites having over 100K views. 

Attached is the Published Slanderous Newspaper showing a Collection of Debt claimed knowing this is not true or valid. 

Attached is the Notice of Default -  which violated the CFR 1024.41 as a facially complete package was acknowledged and received. And that NOD reflects claiming a Debt Collection Attempt by a Debt Collector named as XXXX XXXX   instructed solely by Mr. Cooper 's directing this false publishing.

Company response to consumer: Closed with explanation