Consumer complaint received 2023-05-19
Company: EQUIFAX, INC.
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Difficulty submitting a dispute or getting information about a dispute over the phone

Complaint:
With numerous attempts, I have been ignored by Equifax, XXXX, and XXXX I have requested removals of items on my reports along with sending proof of identification. The agencies ignored the requests and has made false pretenses that they could either not identify me or that I was not sending the request. XXXX XXXX XXXX XXXX Equifax was faxed XX/XX/XXXX NOTICE TO PRINCIPAL IS NOTICE TO AGENT, NOTICE TO AGENT IS NOTICE TO PRINCIPAL My name is XXXX XXXX, I am attesting out of good will and faith that I have not hired any third party to communicate on my behalf, nor has this letter been sent in error ; any disregard to this statement will not be tolerable and a violation of my rights under FCRA. Attached with this letter you will also find my government issued id and proof of address as required. 
There are several items that appear on my consumer report from entities that I have never signed any contract/agreement with, done business with, and/or provided consent or authorization to furnish any information to a third-party including XXXX. Along with these accounts, I have also identified incorrect public information and unauthorized inquiries. 
Persuant to 15 USC 1681e it is your compliance procedure to ensure that you are providing maximum possible accuracy of the information concerning the individual whom the consumer report relates to. I do believe that with your assistance and your duties to comply with federal law that the below information will promptly be removed from my reports.

1. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX, NY XXXX XX/XX/XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX CT XXXX XXXX, PA XXXX XX/XX/XXXX XXXX. The following personal information is incorrect Account NumbeXXXX : Employers : XXXX XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX XXXX XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
6. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
7. The inquiry was not authorized XXXX XXXXXXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
8. XXXX Account XXXX : XXXX Please remove it from my credit report. 
9. XXXX XXXX Account XXXX : XXXX Please remove it from my credit report. 
10. XXXX XXXX  Account Number : XXXX Please remove it from my credit report. 
11. XXXX Account Number : XXXX Please remove it from my credit report. 
12. XXXX Account Number : XXXX Please remove it from my credit report. 
13. XXXX LEXXXX XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
14. XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
15. XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
I am not requesting any investigations, as I would like these items removed from my report immediately. However, If your entity finds it necessary to complete an investigation prior to the removal of these items, please provide the method of verification of each " validated '' item. Under section 609 please provide the original documents that also contains my physical signature along with any other supportive information to conclude your dispute ; or remove the item. 
In addition, I am requesting a thorough and manual verification so please provide : the date that you have contacted the furnisher, the name and address of the furnisher, the name of the agent, the method of communication, and most importantly if the furnisher

Company response to consumer: Closed with explanation