Consumer complaint received 2022-08-18
Company: EQUIFAX, INC.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
I am a Natural Born Person, I am a Living human being, I have rights under 15 USC 1681. 
Equifax, XXXX and XXXX are governed by 15 USC 1681 and these 3 major credit reporting agencies have violated my right numerous of times. I demand the inaccurate, fraudulent information, negative accounts and inquiries be removed and delete off of my reports and files. As 15 USC 1681 states ; I have the right to notification of these negative accounts, inaccurate information and fraud before adding the information to my reports and files. I have not given permission to Equifax, XXXX and XXXX to furnish any of these account to my credit report or file. I have the right to privacy, I did not give Equifax written or verbal permission to report the inaccurate information, Fraudulent Accounts and inquiries that I never apply for credit. 

Listed below are the inaccurate accounts, Fraudulent Accounts and information and unauthorized inquiries. 

Equifax : Inaccurate Addresses : XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX GA XXXX * XXXX XXXX XXXXXXXX XXXX, FL XXXX Inaccurate Phone Numbers : * ( XXXX ) XXXX Fraudulent Accounts : XXXX XXXX XXXX XXXX {$2100.00} XXXX XXXX {$57.00} Collections XXXX XXXX XXXX XXXX {$400.00} Fraudulent Inquiries : XXXXXXXX XXXX XXXXXXXX XXXX, XXXX XXXX : XXXX  am a Natural Born Person, I am a Living human being, I have rights under 15 USC 1681. 
Equifax, XXXX and XXXX are governed by 15 USC 1681 and these 3 major credit reporting agencies have violated my right numerous of times. I demand the inaccurate, fraudulent information, negative accounts and inquiries be removed and delete off of my reports and files. As 15 USC 1681 states ; I have the right to notification of these negative accounts, inaccurate information and fraud before adding the information to my reports and files. I have not given permission to Equifax, XXXX and XXXX to furnish any of these account to my credit report or file. I have the right to privacy, I did not give Equifax written or verbal permission to report the inaccurate information, Fraudulent Accounts and inquiries that I never apply for credit. 

Listed below are the inaccurate accounts, Fraudulent Accounts and information and unauthorized inquiries. 

Equifax : XXXX Addresses : XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXX Numbers : * ( XXXX ) XXXX XXXX Accounts : XXXX XXXX XXXX XXXX {$2100.00} XXXX XXXX {$57.00} Collections XXXX XXXX XXXX XXXX {$400.00} XXXX Inquiries : XXXXXXXX XXXX XXXX XXXXXXXX, XXXX XXXX : XXXX Inaccurate Addresses : XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXXXXXX XXXX  XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX Fraudulent Accounts : XXXX XXXX XXXX XXXX {$2100.00} XXXX XXXX XXXX {$2400.00} XXXX XXXX XXXX XXXX {$1400.00} 13 Fraudulent Inquiries XXXX XXXX XXXX Inquiry Date- XX/XX/XXXX XXXX Inquiry DateXXXX XX/XX/XXXX XXXX XXXX Date- XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX  XXXX Date- XX/XX/XXXX XXXX XXXX  Inquiry Date- XX/XX/XXXXXXXX XXXX XXXX XXXX Inquiry Date- XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX *XXXX XXXX XXXX XXXX Date- XX/XX/XXXXXXXX XXXXXXXX XXXX Inquiry Date- XX/XX/XXXX XXXX Inaccurate Addresses : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX  XXXX XXXX XXXX XXXX, XXXX XXXXXXXX Fraudulent Accounts : XXXX XXXX XXXX XXXX {$2100.00} XXXXXXXX XXXX XXXX {$400.00} XXXX XXXX XXXX {$2400.00} XXXX XXXX {$1400.00} XXXX XXXX XXXX {$3300.00} XXXX XXXX XXXX XXXX XXXX {$57.00} Fraudulent Inquiries : XXXX XXXX Inquiry Date- XX/XX/XXXX XXXX XXXX Inquiry Date- XX/XX/XXXX XXXX Equifax XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXXXXXX XXXX XX/XX/XXXXXXXX XXXX

Company response to consumer: Closed with explanation