Consumer complaint received 2019-08-23
Company: Experian Information Solutions Inc.
State: AR
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX AR , XXXX Experian / XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX To Experian Dispute Department I recently pulled my credit report and I discovered upon viewing that the following listings below are reporting inaccurately. I have included a screenshot highlighting in yellow each violation as proof. Please delete the following immediately.

1. DELETE XXXX/XXXX  XXXX because it is a closed account that is still reporting chargeoff collection activity in the payment history section for years XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. {$2900.00} Past Due as of XX/XX/XXXX. The Balance Updated ( XX/XX/XXXX ). And it is not reporting transferred or sold in the company sold, status updated or remarks sections of this listing. " Delete for multiple inaccuracies. '' 2. DELETE U.S. DEPARTMENT OF EDUCATIONXX/XX/XXXX XX/XX/XXXX because it is a closed account that is still reporting chargeoff collection activity in the payment history, section of this listing for years XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. {$5700.00} Past due as of XX/XX/XXXX. Status Updated and Balance Updated on XX/XX/XXXX. " Delete for multiple inaccuracies. '' 3. DELETE XXXX XXXX XXXX because it is reporting a different Balance Updated date for XXXX on ( XX/XX/XXXX ). However they are reporting ( XX/XX/XXXX ) in the Balance Updated section on Experian. These dates are inconsistent. Dont you get your information from the same company? Delete This Violation Immediately!

4. DELETE U.S. DEPARTMENT OF EDUCATION XXXX  because it is a closed account that is still reporting chargeoff collection activity in the payment history, section of this listing for years XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. {$11000.00} Past due as of XX/XX/XXXX. Status Updated and Balance Updated on XX/XX/XXXX. " Delete for multiple inaccuracies. '' 5. DELETE XXXX/XXXX XXXX XXXX because it is not reporting transferred or sold in the company sold, status updated or remarks sections of this listing. Additionally, it is a closed account that is still reporting chargeoff collection activity in the payment history, section of this listing for years XX/XX/XXXX, XX/XX/XXXX. {$410.00} Past due as of XX/XX/XXXX. Status Updated and Balance Updated on XX/XX/XXXX. " Delete for multiple inaccuracies. '' 6. DELETE XXXX XXXX XXXX XXXX because it is reporting a different Balance Updated date on XXXX  ( XX/XX/XXXX ). However they are reporting ( XX/XX/XXXX ) in the Balance Updated section on Experian. These dates are inconsistent. Dont you get your information from the same company? Delete This Violation Immediately!

7.DELETE XXXX XXXX XXXX XXXX XXXX because this listing has been re-aged to stay on my account longer. Isnt that a violation. Additionally, they did not enter a notice of dispute when they updated the status on ( XX/XX/XXXX ) as required by 623 of the fcra. Delete Immediately!

Because of this apparent neglect in ensuring everything on my report is accurate, consistent and up to date please Delete these items immediately! And send me another credit report.

Included is a copy of my State Id, Social Security Card, Utility Bill, and Least Agreement.

Thanks XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX AR , XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief