Consumer complaint received 2022-07-10
Company: CCF Intermediate Holdings LLC
State: SC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
PUBLIC THIS IS A PUBLIC COMMUNICATION TO ALL Notice to agent is notice to principal Notice to principal is notice to agent Applications to all successors and assigns All are without excuse Common Law Private American Civilian National Without prejudice UCC 1-207/UCC 1-308 ALL inalienable and fundamental rights reserved non waived. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Authorized Representative/Attorney-In-Fact for : XXXX XXXXXXXX XXXX I would like to thank Cash Central Financial Inc. et. al. for taking the time to respond to my previous complaints. 

I hereby memorialize this document on the public record, for the public record to be made part of the public record. This is my third attempt at resolving this manner with Cash Central of South Carolina , LLC, dba Cash Central, et. al. 

As records show, I requested debt validation via certified mail on XX/XX/XXXX to Cash Central Financial Inc. et. al. In this letter, I gave 30 days notice for the company to respond and provide me with the information that I requested. I received no response from the company. I then sent a second letter via certified mail on XX/XX/XXXX, requesting that Cash Central Financial Inc. et. al. cease the reporting of unverified, invalidated inaccuracies, pursuant to the Fair Debt Collections Practices Act ( FDCPA ). Cash Central Financial XXXX et. al. has failed to provide me with the validated debt they claim I owe them. Cash Central XXXX XXXX et. al. continues to provide inaccuracies, unverified, and invalidated debt to credit reporting, thus causing me undue stress and injury. Furthermore, Cash Central Financial Inc. et. al. has made the following remarks on my credit report : Charged off as bad debt, Profit and loss write-off FURTHERMORE : Cash Central Financial Inc. et . al. closed my alleged account on XX/XX/XXXX, BEFORE attempting to remedy the matter. I submitted a complaint to the CFPB on XX/XX/XXXX, reporting these inaccuracies. Cash Central Financial Inc. et. al. states they have provided me with all documentation as requested, however, as records show, they have continually failed to do so, causing me further undue stress and injury as they are continuing to report these inaccuracies to my credit report. 

Therefore, I am now submitting yet another complaint requesting the information Cash Central Financial Inc. et.al. is legally and lawfully required to produce. 

TO ALL PARTIES AND THEIR ATTORNEYS OF RECORD : PLEASE TAKE NOTICE that I give notice, THIS IS A PUBLIC COMMUNICATION TO ALL ; Notice to agent is Notice to principles ; Notice to principles is Notice to assigns ; Applications to all successors and assigns ; All are without excuse. It is not now, nor has it ever been, my intention to avoid paying any obligation that is legally and lawfully owed. 
THEREFORE, I hereby gives notice, as I have always given notice, in order that I can make arrangements to pay an obligation which I may owe, obligatory lawfully legal documentation that has been lawfully and legally verified and validated the claimed alleged debt must be done so by complying in good faith with request for validation, and notice that I dispute part of, or ALL of the companys non verified nor validated claimed alleged debt. 1. I hereby demand the company to furnish a copy of the original promissory note redacting alleged social security number to prevent identify theft and state under penalty of perjury under oath, that the company, named in their response, is the holder in due course of the promissory note and will produce the original for my own, and a judges inspection should there be a trial to contest these matters. 2. I hereby demand the company to produce the account and general ledger statement showing the full accounting of the alleged obligation that you are now attempting to collect by authority of UCC 3-501 Presentment, which has continually failed to be produced on the public record for the public record to be made part of the record. 3. I hereby demand to identify by name and address all persons, corporations, associations, or any other parties, but not limited to, having an interest in legal proceedings regarding the alleged debt, but not limited to. As records show, I gave multiple notices stating I was exercising my rights under authority of : FCRA 611 ( a ) ( 6 ) ( B ) ( iii ) which provides that a consumer may request a description of the procedure used to determine the accuracy an completeness of the information to be provided to the consumer by the agency, including the business name and address of ANY As public records show, Cash Central of South Carolina , LLC, dba Cash Central, a member of the CCF, XXXX, LLC family of brands, is a subsidiary of Cash Central Financial Inc., which is chartered in the state, in the state of South Carolina, which makes them subject to : providing all the debt validation information required by law. 
Therefore, I am requesting Cash Central XXXX, XXXX. al. to provide what was originally requested, and for Cash Central XXXX, XXXX. al. to delete the current information provided by Cash Central Financial, et. al. from credit reporting. There is also a demand that Cash Central fill out and provide a form mandated by the federal Privacy Act of 1974.

Therefore, as public records show, Cash Central Financial Inc. et. al. has not been legally and lawfully compliant, and has not provided substantative law that would or could legally and lawfully back their alleged claims and/or allegations, but not limited to, submitted hereto.

Cash Central Financial Inc, et. al. has failed to show that I am part of their jurisdiction, and until they are able to provide legal and lawful proof of this, this alleged contract is therefore null and void ab initio.

If Cash Central Financial Inc. et. al. is claiming jurisdiction, they must submit the alleged contract, under U.C.C. 3-501 presentment, which I vehemently deny exists. But if such jurisdiction exists, that must be placed into evidence on the public record, so that I may possibly examine it.

I do not accept this, or any offers to contract. I do not consent to these proceedings, nor have I ever. Jurisdiction has been/is denied.

Therefore, please provide jurisdiction evidence on the public record so that I may possibly examine it.

Common Law Private American Civilian National Without prejudice UCC 1-207/UCC 1-308 ALL inalienable and fundamental rights reserved non waived. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, Authorized Representative/Attorney-In-Fact for : XXXX XXXXXXXX XXXX Subscribed To And Sworn To Before God [ XXXX XXXX ] this day of XXXX XX/XX/XXXX Acknowledgment By Publication

Company response to consumer: Closed with explanation