Consumer complaint received 2024-01-10
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: CA
Product: Credit reporting or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
By the Laws that uphold deemed as FCRA ( Fair Credit Reporting Act ) /U.SC The Furnishers / Credit Reporting agencies of the following accounts INQUIRYS : XXXX XXXX XX/XX/ XXXX FRAUD/REMOVE XXXX XXXX XXXX XX/XX/ XXXX FRAUD/REMOVE XXXX PA XX/XX/ TransUnion FRAUD/REMOVE XXXX XXXX XXXX XXXX XXXX FRAUD/REMOVE XXXX XXXX XXXX XXXX XX/XX/ TransUnion FRAUD/REMOVE XXXX XXXX XX/XX/ TransUnion FRAUD/REMOVE XXXX - 06/09/2023 XXXX FRAUD/REMOVE XXXX 06/09/2023 TransUnion FRAUD/REMOVE XXXX XXXX XXXX XXXX XX/XX/ TransUnion FRAUD/REMOVE XXXX XXXX XXXX XX/XX/ XXXX FRAUD/REMOVE XXXX XX/XX/2023 TransUnion FRAUD/REMOVE XXXX XXXX XXXX XXXX 04/05/2023 TransUnion FRAUD/REMOVE XXXX XXXX XXXX XX/XX/ XXXX FRAUD/REMOVE XXXX  XXXX XXXX XXXX XXXX FRAUD/REMOVE XXXX - XXXX  XXXX FRAUD/REMOVE XXXX - XX/XX/2023 XXXX FRAUD/REMOVE XXXX XXXX XXXX 03/28/2023 XXXX FRAUD/REMOVE XXXX XXXX XXXX XXXX XXXX FRAUD/REMOVE XXXX XXXX XXXX XX/XX/ XXXX FRAUD/REMOVE XXXX XX/XX/ TransUnion FRAUD/REMOVE XXXX XXXX XXXX TransUnion FRAUD/REMOVE XXXX XXXX XXXX XX/XX/ XXXX FRAUD/REMOVE XXXX XXXX XXXX XXXX XXXX FRAUD/REMOVE have violated my rights . according to 15 U.S.C 1681 Section 602 A States I have the right to privacy. also according to 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. along with the Fact that The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system. Being the fact I did. not solicit, authorize, or knew about these accounts nor their furnishing this goes against my immediate rights as a consumer as well as against the fairness respect and impartiality that the reporting agencies/ furnishers are to uphold. In aspects and reference to 604 - 15 U.S.C. 1681b Section A which states " consumer may report furnishing done. By the consumer in that this file was not done or in any way initiated by me deemed as fraud and shall be removed " MY COMPLAINTS ARE BEING DENIED AND CLOSED WHICH IS AGAINST THE LAW By the Laws that uphold deemed as FCRA ( Fair Credit Reporting Act ) /U.SC The Furnishers / Credit Reporting agencies of the following accounts XXXX ACCT # XXXXFRAUD/REMOVE XXXX XXXX ACCT # XXXX FRAUD/REMOVE XXXX ACCT # XXXX FRAUD/REMOVE XXXX ACCT # XXXX FRAUD/REMOVE XXXX XXXX  TransUnion FRAUD/REMOVE XXXX XXXX XXXX XX/XX/ XXXX INQUIRY : XXXX XXXX XXXX XX/XX/ FRAUD/REMOVE XXXX XXXX XXXX XX/XX/ have violated my rights. according to 15 U.S.C 1681 Section 602 A States I have the right to privacy. also according to 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. along with the Fact that The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system. Being the fact I did. not solicit, authorize, or knew about these accounts nor their furnishing this goes against my immediate rights as a consumer as well as against the fairness respect and impartiality that the reporting agencies/ furnishers are to uphold. In aspects and reference to 604 - 15 U.S.C. 1681b Section A which states " consumer may report furnishing done. By the consumer in that this file was not done or in any way initiated by me deemed as fraud and shall be removed.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief