Consumer complaint received 2023-08-03
Company: JPMORGAN CHASE & CO.
State: NJ
Product: Debt collection
Sub-product: Mortgage debt
Issue: Took or threatened to take negative or legal action
Sub-issue: Seized or attempted to seize your property

Complaint:
In XX/XX/XXXX, JPMorgan Chase Bank National Association ( " Chase '' ) by and through counsel, commenced foreclosure proceedings against me in the Superior Court of New Jersey under Docket No. F-25014-16 ( " State Foreclosure Action '' ), by claiming ownership and possession of a XXXX refinance mortgage loan that I never requested and I never signed ; for which agents of Ideal Mortgage Bankers dba XXXX XXXX stole my identity to create ; the debt associated with the forged XXXX transaction was already XXXX by bankruptcy order issued on XX/XX/XXXX by the U.S. Bankruptcy Court for the District of New Jersey in case under Case No. 15-18718-MBK, at which time, no mortgage was recorded for the forged XXXX transaction ; and no mortgage was recorded when Chase commenced foreclosure proceedings in XXXX. 

In XXXX, Chase caused the XXXX XXXX XXXX XXXX XXXX to record an affidavit allegedly made in XXXX by a purported officer of XXXX XXXX, stating that the original security instrument for the forged XXXX transaction was lost or destroyed ; and attaching a purported true copy which displays the unlawful forging of my name upon an instrument that I never requested, I never signed, and I never received any benefit therefrom. 

In XX/XX/XXXX, Chase - by and through its purported agent XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) and its counsel XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  ), procured an order of final judgment in the State Foreclosure Action, and have my home listed for Sheriff 's Sale on XX/XX/XXXX. 

From XX/XX/XXXX through XX/XX/XXXX, I forwarded Chase monthly installments of principal and interest that Chase demanded were due and owing towards what I believed was the only mortgage loan that I signed, which was the original purchase transaction in XX/XX/XXXX with XXXX XXXX being named my lender. I did not discover until XX/XX/XXXX that my original mortgage was discharged of record in early XXXX because agents of XXXX XXXX stole my identity to create the forged XXXX transaction, without ever recording the forged security instrument for the bogus refinance that I never requested ; I never signed ; and I never benefited from the transaction. 

Furthermore, I have never received credit with the credit bureaus for any of the payments of principal and interest that I forwarded to Chase from XX/XX/XXXX through XX/XX/XXXX. 

To all of the foregoing issues above, my home is being stolen for I refuse to pay Chase and/or its agent XXXX, a judgment amount of {$240000.00} ( approximately ) towards a forged XXXX refinance that I never requested ; I never signed ; I received no benefit from ; the debt was for the forged XXXX transaction was discharged in XXXX, when no security instrument was recorded and no security instrument is recorded to present date, only an affidavit of lost or destroyed mortgage, with a forged copy attached thereto. I have also attached for review ; ( XXXX ) a handwriting expert report from XXXX, stating that someone forged my name on the documents associated with the forged XXXX transaction ; and ( XXXX ) federal criminal indictments and orders against key executives of XXXX XXXX, related to bank fraud and other offenses.

Company response to consumer: Closed with explanation