Consumer complaint received 2019-07-13
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC.
State: DE
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
I understand that you are required to ensure the accuracy of my credit report. The problem that I'm facing is that I've found quite a few inaccuracies on my it and have pointed them out to no avail. On top of this, you've now responded with some sort of refusal to re-investigate my accounts! I can't figure out how this can possibly be legal. I may not be an attorney and I may not know the FCRA from top to bottom, but what I do know is that you are responsible for maintaining my information in your database. Part of this job is to ensure the accuracy of my data, because it impacts my ability to obtain and maintain credit with my current and future creditors! I know that you can't just tell me that you won't re-investigate when I tell you that these accounts are not reported accurately. The accounts listed below need to be re-investigated, as is my right under the FCRA : XXXX XXXX Acct # XXXX The date of this alleged late payment is XX/XX/2013 you did not legally verify this payment history - I need to see the proof or you need to update to paid as agreed Also please be aware that this exceeds the statue limitations for the state of Delaware to having this listed its a violation and you must delete On report shows XXXX  on XX/XX/2013 Also please be aware that this exceeds the statue limitations for the state of Delaware to having this listed its a violation and you must delete This account is older than 3 years from first date of alleged debt Also please be aware that this exceeds the statue limitations for the state of Delaware to having this listed its a violation and you must delete XXXX XXXX Acct # XXXX The date of this alleged late payment is XX/XX/2013 This account is older than 3 years from first date of alleged debt please be aware that this exceeds the statue limitations for the state of Delaware to having this listed its a violation and you must delete XXXX XXXX Acct # XXXX The date of this alleged late payment is XX/XX/2013 This account is older than 3 years from first date of alleged debt please be aware that this exceeds the statue limitations for the state of Delaware to having this listed its a violation and you must delete The account was sold or transferred to XXXX XXXX XXXX Acc # XXXX and is Double reporting negative information which is a violation. 



XXXX XXXX XXXX Acc # XXXX re-age of account collection attempt its a violation and you must delete This account is older than 3 years from first date of alleged debt please be aware that this exceeds the statue limitations for the state of Delaware to having this listed its a violation and you must delete XXXX XXXX XXXX XXXX Acct # XXXX The date of this alleged late payment is XX/XX/2013 his account is older than 3 years from first date of alleged debt please be aware that this exceeds the statue limitations for the state of Delaware to having this listed its a violation and you must delete

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation