Consumer complaint received 2023-06-13
Company: First Advantage LNS Inc.
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Problem with personal statement of dispute

Complaint:
COMPANY INFORMATION : NATIONAL CREDIT AUDIT CORPORATIONXXXX XXXX XXXX INVOLVEMENT : Debt Collector ACCOUNT NUMBER : XXXX My latest credit report shows the company on my credit report NATIONAL CREDIT AUDIT CORPORATIONXXXX XXXX the debt collector .

1. I ask that the follow debt reporting be removed immediately from my credit file for false statement/ representation ( trying to collect wrong amount, attempts to collect debt not owed ( Over charging, falsely reporting negligence of property, Items or issues not repaired or replaced before move-in, submitted maintenance request while occupied, Reference of pet order by tenant that never owning a pet ) on my XXXX XXXX credit report XXXX 

Evicted from my XXXX XXXX XXXX even after notifying management of my recorded medical/disability. I had a payment issue with my employer and insurance payout in regards to XXXX status. The management team refused to negotiate rental of housing to satisfy past due balance. I offered proof my medical records yet the management team refused any paper work regard paper work regarding my claim. 
2.

Fair Housing laws make it illegal to discriminate against anyone based on a protected class in any of the following ways : Refusing to rent or sell housing Refusing to negotiate for the sale or rental of housing Making housing unavailable or denying that housing is available Setting different terms, conditions, or privileges for the sale or rental of housing, a mortgage loan, homeowners or renters insurance, or any other housing transaction Advertising in a discriminatory way Threatening or intimidating anyone exercising a fair housing right or assisting anyone else in exercising their fair housing rights Types of Housing Covered by the Fair Housing Act The Fair Housing Act and the Pennsylvania Human Relations Act cover all types of housing, including : Apartments Mobile Home Parks Condominiums Single Family Homes Public Housing Nursing Homes Dormitories Group Homes for People with Disabilities Fair Housing Laws Title VIIXXXX of the Civil Rights Act of 1968, as amended, is known as The Fair Housing Act. 

The Fair Housing Act is the federal law that makes it illegal to discriminate in any housing related transaction based on seven protected classes.

Race Color National Origin Religion Sex Disability Familial Status ( or the presence of minor children in a household, pregnant women, or anyone in the process of securing legal custody of a child ) The Pennsylvania Human Relations Act is the state law protecting consumers against housing discrimination and adds two additional protected classes.

Age ( over 40 ) Users, handlers, or trainers of assistance animals for persons with disabilities A Contract or Rental Agreement Does Not Deem an Apartment Complex Exempt from The Fair Housing Act.

Company public response: Company believes it acted appropriately as authorized by contract or law
Company response to consumer: Closed with non-monetary relief