Consumer complaint received 2023-08-03
Company: Experian Information Solutions Inc.
State: ID
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
XXXX XXXX XXXX Original creditor : XXXX  XXXX XXXX {$31.00} Closed Account info Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXX  XXXX XXXX Company sold - Account type Collection Date opened XX/XX/XXXX Status Collection account. {$31.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX XXXX XXXX XXXX Original creditor : XXXX  XXXX XXXX {$430.00} Account info Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXX  XXXX XXXX XXXX sold - Account type Collection Date opened XX/XX/XXXX Status Collection account. {$430.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$430.00} Balance updated XX/XX/XXXX Original balance XXXX XXXX Monthly payment Past due amount {$430.00} Terms 1 Month XXXX : XXXX XXXX {$2600.00} Closed Account info Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX sold - Account type Collection Date opened XX/XX/XXXX Status Collection account. {$2600.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$2600.00} Balance updated XX/XX/XXXX Original balance {$2600.00} Monthly payment Past due amount {$2600.00} XXXX XXXX XXXX  Original creditor : XXXX XXXX XXXX XXXX XXXX {$660.00} Closed Account info Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX XXXX XXXX  Company sold - Account type Collection Date opened XX/XX/XXXX Status Collection account. {$660.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$660.00} Balance updated XX/XX/XXXX Original balance $ XXXX Monthly payment - Past due amount {$660.00} Terms 1 Month XXXX XXXX XXXX Original creditor : XXXX  {$170.00} Closed Account info Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX sold - Account type Collection Date opened XX/XX/XXXX Status Collection account. {$170.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$170.00} Balance updated XX/XX/XXXX Original balance $ XXXX Monthly payment - Past due amount {$170.00} XXXX XXXX XXXX Original creditor : XXXX XXXX {$2900.00} Closed Account info Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX sold - Account type Debt Buyer Date opened XX/XX/XXXX Status Collection account. {$2900.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$2900.00} Balance updated XX/XX/XXXX Original balance {$2900.00} Monthly payment - Past due amount {$2900.00} Terms 1 Month XXXX XXXX XXXX Original creditor : XXXX XXXX  {$2400.00} Closed Account info Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX sold - Account type Debt Buyer Date opened XX/XX/XXXX Status Collection account. {$2400.00} past due as of XX/XX/XXXX. 
Status updated XX/XX/XXXX Balance {$2400.00} Balance updated XX/XX/XXXX Original balance {$2400.00} Monthly payment - Past due amount {$2400.00} XXXX XXXX XXXX XXXX Original creditor : XXXX  XXXX XXXX {$960.00} Closed Account info Account name XXXX XXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX XXXX sold - Account type Debt Buyer Date opened XX/XX/XXXX Status Collection account. 
Status updated XX/XX/XXXX Balance {$960.00} Balance updated XX/XX/XXXX Original balance {$960.00} 15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt.

It has been 30 days and you are in VIOLATION of this law because I am a victim of identity theft!! Please delete these items IMMEDIATELY!

These accounts should not be furnished on my consumer report as they are in VIOLATION!!!

Under, 15 U.S Code 1681b - Permissible purposes of consumer reports ( a ) IN GENERAL Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a con am demanding the deletion of the accounts listed IMMEDIATELY!

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation