Consumer complaint received 2018-08-30
Company: Experian Information Solutions Inc.
State: MD
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Information belongs to someone else

Complaint:
1 ) XXXX  XXXX, XXXX XXXX XXXX ACCOUNT # : XXXX,, XXXX, XXXX, XXXX. {$540.00} ; {$540.00} ; {$1300.00} ; {$300.00} PLACED FOR COLLECTION : XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX I contacted XXXX Er Specialists on Tel : ( XXXX ) XXXX. I spoke to XXXX XXXX XXXX. She wants me to contact XXXX XXXX to produce itemized statements and signatures that shows I owed those four bills posted on my credit reports. XXXX XXXX, XXXX refused to talk to me. I did not receive any document from them. 
2 ) XXXX XXXX XXXX ACCOUNT # : XXXX ; {$600.00} Enclosed is the letter from XXXX XXXX that account has been paid in full. One account was reported by two collections agencies, the XXXX XXXX XXXX and XXXX XXXX XXXX. 
3 ) XXXX XXXX XXXX ACCOUNT # : XXXX ; {$600.00} Enclosed is the letter from XXXX XXXX that account has been paid in full. 
4 ) XXXX XXXX ACCOUNT # : XXXX ; {$530.00} My daughter XXXX XXXX signed 2 yrs contract with XXXX and I assumed the contract. Contract expired and equipment returned. XXXX XXXX  needs to produce signed contract for my daughter and I. The document produced by XXXX was not enough evidence that I still owe any bill with XXXX. XXXX billing system continues to generate bill and that was the one XXXX claimed I owed. There was no early termination, the account was assumed by me from my daughter. 
5 ) XXXX ACCOUNT # : XXXX The collection department rep, XXXX XXXX claimed he was not aware why they placed this account on my personal credit. He claimed it was erroneously placed. It is a business account that has many shareholders and I am one of them. Account belongs to XXXX XXXX, XXXX XXXX number XXXX. 
6 ) XXXX XXXX XXXX XXXX ACCOUNT # XXXX ; {$7700.00} This company made payment arrangement with me and at the same time maliciously contacted the repo. The company then sold the car without allowing me to get my car back less than the amount of the remaining on the car. It was XXXX brand new purchased by me in XXXX. XXXX XXXX then decided to come after me for the {$7700.00}. I wrote them and I was asked to settle for {$990.00} enclosed is their letter. The bill of {$7700.00} was not mine. It belongs to someone else. Equifax and TransUnion have deleted the information on my report but Experian still keeping it. 

XXXX XXXX ACCOUNT XXXX I left the apartment early than what XXXX XXXX statement specified. My rent is paid. Unknown bill in the XXXX XXXX XXXX statement. 

Collections and the other creditors proximate actions have caused me the following : Credit damage ; a lifetime of credit rejections ; inability to enjoy life such as buying a house ; emotional, financial and psychological pains. 

This is an attempt to correct my credit reports with the three credit bureaus. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX MD   XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief