Consumer complaint received 2023-08-21
Company: EQUIFAX, INC.
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Reporting company used your report improperly

Complaint:
In accordance with the Fair Credit Reporting Act. This list of Accounts Below has violated my federally protected consumer rights to privacy and confidentiality under 15 U.S.C. 1681 15 U.S.C. 1681 Section 602 A. States I have the right to privacy 15 U.S.C. 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without written instructions. 15 U.S.C. 1681c. ( a ) ( 5 ) Section States No consumer reporting agency may make any consumer report containing any of the following item of information, Any adverse item of information, other than records of arrest, indictment, or conviction of crime which, from date of disposition, release, or parole, antedate the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) - A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or consciously avoids knowing that the information is inaccurate Inquiries XXXX XXXXXXXX Location XXXXXXXX XXXX XXXXXXXX XXXX, VA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX Inquiry Type Individual XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX XXXX On XX/XX/XXXX Phone ( XXXX ) XXXX Inquiry Type Individual/ Name Location XXXX XXXX XXXX XXXX, VA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX Inquiry Type Individual XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX , UT XXXX Requested XXXX XX/XX/XXXX Phone ( XXXX ) XXXX Inquiry Type Individual XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX SD XXXX Requested On XX/XX/XXXX Phone Phone number not available Inquiry Type Individual XXXX XXXX XXXX via EQUIFAX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NJ XXXX Requested On XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX Inquiry Type Individual Permissible Purpose XXXX XXXX  XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX SD XXXX Requested On XX/XX/XXXX Phone Phone number not available Inquiry Type IndividuaXXXX XXXX XXXX XXXX  via EQUIFAX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NJ XXXX Requested On XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX Inquiry Type Individual Permissible Purpose XXXX XXXX  XXXX IXXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX View Your Report | XXXX Credit Report XXXX XXXX XXXX? XXXX of XXXX XX/XX/XXXX, XXXX AM The listing of a company 's inquiry in this section means that they obtained information from your credit file in connection with an account review or other business transaction with you. These inquiries are not seen by anyone but you and will not be used in scoring your credit file ( except insurance companies may have access to other insurance company inquiries, certain collection companies may have access to other collection company inquiries, and users of a report for employment purposes may have access to other employment inquiries, where permitted by law ). Name Location XXXX XXXX XXXX XXXX XXXX XXXX, SD XXXX Requested On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX  Location XXXX XXXX XXXX # XXXX XXXX, CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX  Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX  Location XXXX XXXX XXXX XXXX, VA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Your Report | XXXX Credit Report XXXX XXXX XXXX? XXXX of XXXX XX/XX/XXXX, XXXX XXXX  Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX via XXXX XXXX  Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX, PA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX  Location XXXX XXXX XXXX XXXX XXXX, CA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX, VA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXXXXXX XXXX XXXX XXXX  Location XXXX XXXX XXXX XXXX, FL XXXX Requested On XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX  Location XXXX XXXX XXXX XXXX XXXX NY XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX View Your Report | XXXX Credit Report XXXX XXXX XXXX? XXXX of XXXX XX/XX/XXXX, XXXX AM Location XXXX XXXX XXXX XXXX XXXX KS XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX Location XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX Location 2 XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX OH XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX  XXXX Location XXXX XXXX  XXXX XXXX XXXX XXXX XXXX, NY XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX  Location XXXX XXXX XXXX XXXX XXXX XXXX, AL XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX via XXXX XXXX XXXX  Location XXXX XXXX XXXX XXXX XXXX CO XXXX Requested On XX/XX/XXXX Phone Phone number not available XXXX View Your Report | XXXX Credit Report XXXX : XXXXXXXX XXXX of XXXX XX/XX/XXXX, XXXXXXXX XXXX  Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX XXXX XXXX IL XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX VA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX  XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX Requested On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXXXXXX Location XXXX XXXX  XXXX XXXX XXXX XXXX XXXX VA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX  Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX

Company response to consumer: Closed with explanation