Consumer complaint received 2021-06-13
Company: EQUIFAX, INC.
State: TN
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Investigation took more than 30 days

Complaint:
XXXX I contacted XXXX XXXX XXXX certified mail and received the certified delivery back from them on XXXX XXXX. Till this day I have not heard anything back from them concerning inaccurate information on my credit report. Personal information : XXXX XXXXXXXX XXXX  # XXXX XXXX, TN XXXX This data is incorrect, please delete from my XXXX credit report. This address is unknown and should not be on my credit report. 
Employer History : XXXXXXXX XXXX XXXX  XXXX XXXX This is not accurate and needs to be removed from my XXXX  credit report,. I have never worked for this company. 

Nothing has been corrected and deleted from my credit report. As you can see it's been over 90 days. I also sent them a copy of my current driver 's license with correct address on it, a copy of my utility bill and a copy of my social security card. I also explained to them in my letter that I went to the FTC.com website and started reading. The site said that your company had 30 days to complete an investigation. The site went on to say that if you don't complete the investigation within that time frame, then you must delete the disputed account. 

No one from there company has reached out to me. 
XXXX Equifax I also sent them a letter on XXXX XXXX explaining to them that they are reporting inaccurate personal information on my credit report and received back by certified mail that they received my letter on XXXX XXXX. Here is my letter to them. to dispute the following information in my file. I have circled and highlighted the items I dispute on the attached copy of the report I received. 
These items disputed by Employer History : XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX. is inaccurate because the spelling of my current employment is inaccurate. The correct spelling should be XXXX XXXX XXXX and remove XXXX XXXX XXXX. 
There is no identifiable information for this account XXXX XXXX $ XXXX Creditor : Available. Please delete How can closed accounts have a balance? Please delete these items listed below. 
XXXX XXXX XXXX XXXX # XXXX Days Late High Closed Balance {$10000.00} XXXX XXXX XXXX XXXX # XXXX Closed Balance {$1100.00} XXXX Federal Credit Act. # XXXX Closed High Balance {$600.00} XXXX Bank XXXX # XXXX Closed Balance {$98.00} XXXX Federal Credit Act. # XXXX Balance {$1100.00} _____________________________________________________________________ Inquires, these listed inquires below has no available information. 
Inquiry : XXXX XXXX XXXX of XXXX : Contact : Not Available Inquiry : XXXX XXXXXXXX XXXXDate of Inquiry : Contact : Not Available Inquiry : XXXXDate of Inquiry : Contact : Not Available Inquiry : CbnaDate of Inquiry : Contact : Not Available Inquiry : XXXX XXXX XXXX of Inquiry : XXXX Contact : Not Available Inquiry : XXXXDate of Inquiry : XXXX Contact : Not Available Inquiry : XXXXDate of Inquiry : XXXXContact : Not Available Inquiry : XXXX XXXX XXXX XXXX : XXXX Contact : Not Available Inquiry : XXXX XXXX XXXXDate of Inquiry : XXXXContact : Not Available En closed are copies of my credit report supporting my position. Please reinvestigate this these matters and delete the disputed items as soon as possible _________________________________________________________________ I

Company response to consumer: Closed with explanation