Consumer complaint received 2023-06-01
Company: Experian Information Solutions Inc.
State: IL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Improper use of your report
Sub-issue: Credit inquiries on your report that you don't recognize

Complaint:
Inquiries not recognized or authorized on credit profile. 

In the course of recently screening my personal Experian credit report, I observed what obviously appears to be likely some unauthorized and or fraudulent credit inquiries and undoubtedly ones deficient of the compliant proven permissible purpose ( to be retained or reported lawfully ) allegedly made by the following Original Creditors : Alleged Creditor # XXXX and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Important dates Inquiry date : XX/XX/XXXX Alleged Creditor # XXXX and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry dateXXXX  XXXX, XXXX Removal XXXX XXXX Additional details Business typeFinance other than personal Contact info Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Alleged Creditor # XXXX and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry dateXXXX XXXXXXXX, XXXX Removal XXXX XXXX Additional details Business typeFinance other than personal Contact info Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Alleged Creditor # XXXX  and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XX/XX/XXXX ( XXXX ) XXXX ( XXXX ) XXXX Alleged Creditor # XXXX and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX CARD Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Important dates Inquiry date : XX/XX/XXXX Alleged Creditor # XXXX and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry XXXX XXXX, XXXX Removal XXXX XXXX Additional details Business typeFinance other than personal Contact info Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Alleged Creditor # XXXX and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry XXXXXXXX XXXXXXXX, XXXX Removal XXXX XXXX Additional details Business typeFinance other than personal Contact info Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Alleged Creditor # XXXX and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry XXXX XXXX, XXXX Removal XXXX XXXX Additional details Business typeFinance other than personal Contact info Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Alleged Creditor # XXXX and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry XXXXXXXX XXXX  XXXX Removal XXXX XXXX Additional details Business typeFinance other than personal Contact info Address XXXX XXXX XXXX XXXXXXXX Phone number ( XXXX ) XXXX Alleged Creditor # XXXX and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX Important dates Inquiry XXXXXXXX XXXXXXXX, XXXX Removal XXXX XXXX Additional details Business typeFinance, personal Contact info Address XXXX XXXX XXXX, XXXX Phone number ( XXXX ) XXXX Alleged Creditor #  XXXX  and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX Important dates Inquiry XXXXXXXX XXXX, XXXX Removal XXXX XXXX Additional details Business typeFinance, personal Contact info Address XXXX XXXX XXXX XXXX XXXX XXXX Phone number ( XXXX ) XXXX Alleged Creditor # XXXX and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX Important dates Inquiry XXXXXXXX XXXX, XXXX Removal XXXX XXXX Additional details Business typeFinance, personal Contact info Address XXXXXXXX XXXX XXXX XXXXXXXX Phone number ( XXXX ) XXXX Alleged Creditor # XXXX  and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX Important dates Inquiry XXXXXXXX XXXX XXXXXXXX Removal XXXX XXXX Additional details Business typeFinance, personal Contact info Address XXXXXXXX XXXX XXXX XXXXXXXX Phone number ( XXXX ) XXXX Alleged Creditor #  XXXX and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX XXXX Important dates Inquiry dateXXXX XXXX, XXXX Removal XXXX XXXX Additional details Business typeAutomotive Contact info Address XXXX XXXX XXXX XXXX XXXX Phone number ( XXXX ) XXXX Alleged Creditor #  XXXX and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry deficient of true Permissible Purpose that REQUIRES immediate and permanent deletion : XXXX XXXX  Important dates Inquiry dateXXXX XXXXXXXX, XXXX Removal XXXX XXXX Additional details Business typeAutomotive Contact info Address XXXX XXXX XXXX XXXX XXXX XXXX Phone number ( XXXX ) XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with non-monetary relief