Consumer complaint received 2022-04-11
Company: EQUIFAX, INC.
State: GA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account status incorrect

Complaint:
THIS IS RIDICULOUS!! 
I have tried to be patient with the Bureaus regarding my credit report. As a consumer I have the right to a credit report that 100 % accurate. I have sent several letters to the Bureaus and they have not only ignored my request but continue to allow inaccurate and duplicate accounts on my credit report. Today I will be showing how I have multiple duplicate account on my credit report that is damaging my score unfairly! Despite me disputing these account The bureaus allow the furnishers to report inaccurate information and duplicate information. 
For instance XXXX XXXX is account number XXXX and is currently being disputed. Instead of it being verified or removed from my Report each Bureau is allowing it to be reported AGAIN under XXXX  XXXX same account number with a OBSARD amount that is over a XXXX increase and when I asked them to verify this information the response is always " they have verified the information ', if this information is being verified I shouldn't have the duplicate accounts with completely different amounts! 
This same account is added to my XXXX and XXXX account again with a slightly different account number but the same amount being reported and the original account being the XXXX XXXX, XXXX, XXXX added it again as XXXX this is the same account on my credit report 3xs with XXXX and XXXX and twice with Equifax. 
EQUIFAX tried to hide their error by changing the account number but keeping the amount this is showed by comparing the accounts to the original on my credit report XXXX but still referencing the XXXX account number I'm attaching my most recent credit report as proof of this error. THERE IS NO EXCUSE OF THE BUREAUS NEGLIENCE CONCERING THIS ACCOUNT! I have sent letters that have been ignored. Followed up with more letter that were again IGNORED. I have submitted complaints in here that were derailed!!!! 
Again as a consumer I have the RIGHT to a credit report that is 100 % accurate! According the the FCRA the Bureaus have a duty to verify all information before it is added to a consumers credit report. This is one instance that outwardly shows that the Bureaus aren't doing their jobs. In former complaints I have made in the CFPB the bureaus have all stated that they have began a investigation. There will be NO MORE PROCRASTINATION regarding inaccurate and duplicate information on my credit report. The only response that I want to see from the Bureaus is that these duplicate and inaccurate accounts were DELETED from my report. Any other response I will be filing another complaint with the XXXX, the FTC and taking whatever measure that I legally have in my rights! It has been over now 120 days and I will NOT SIT BACK and be BULLIED AND MISREPENSTED BY FALSE INFORMATION! I am a CONSUMER and the FCRA has guideline that BUREAUS AND FURNISHERS MUST FOLLOW!! The CFPB HAS A ROLE TO PROTECT ME AS A CONSUMER! 
I have submitted my Credit report as PROOF of this MISREPRESNETATION! THIS MATTER MUST BE CORRECTED!

Company response to consumer: Closed with explanation