Consumer complaint received 2023-08-06
Company: Experian Information Solutions Inc.
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-issue: Their investigation did not fix an error on your report

Complaint:
Pertaining to account XXXX  XXXX XXXX There are alot of red flags to the account even with the amount owed being different amongst the credit bureaus. I have sent in a dispute before here tracking number saying you received it. XXXX. XXXX. XXXX. 

I would like this to be resolved immediately because I waited patiently and nothing was done. Below I provided a detailed explanation what is wrong and provided proof of my credit report. 


You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding updateccount for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XX/XX/XXXX ' is reported as 30 days on XXXX. 3O days on Experian and 60 Days on XXXX. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding updateccount for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of OC ' is reported as 30 days on XXXX. 3O days on Experian and 60 Days on XXXX. 


You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XX/XX/XXXX ' is reported as Ok on XXXX. Ok on Experian and 30 Days on XXXX. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XX/XX/XXXX ' is reported as 60 days on XXXX. 60 days on Experian and 90 Days on XXXX. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XX/XX/XXXX ' is reported as 90 days on XXXX. 90 days on Experian and 120 Days on XXXX. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XX/XX/XXXX ' is reported as 120 days on XXXX. 120 days on Experian and ok on XXXX. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XX/XX/XXXX ' is reported as ok on XXXX. ok on Experian and not reported on XXXX. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XXXX XXXX ' is reported as ok on XXXX. ok on Experian and not reported on XXXX. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XX/XX/XXXX ' is reported as ok on XXXX. ok on Experian  and 30 days late. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XX/XX/XXXX ' is reported as 30 days late om XXXX. 30 days late on Experian and 60 days late on XXXX. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. XXXX requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XX/XX/XXXX ' is reported as 30 days late om XXXX. 30 days late on Experian and not reported on XXXX. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XX/XX/XXXX ' is reported as ok on XXXX. okExperian and 30 days late on XXXX. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XX/XX/XXXX ' is reported as 30 days late om XXXX. 30 days late on Experian and 60 days late on XXXX. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XX/XX/XXXX ' is reported as 60 days late om XXXX. 60 days late on Experian and 90 days late on XXXX. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XXXX XXXX ' is reported as 90 days late om XXXX. 90 days late on Experian and 120 days late on XXXX. 

You are breking the law The Fair Credit Reporting Act ( FCRA ), Public Law No. 91-508 requires to promote accuracy fairness and privacy of personal information. I have contacted you before and nothing was done, you have a responsibility to remove the late payment. I am demanding that you Update this account for inaccuracy and false reporting, this is unacceptable and not fair at all because when looking at the information you provided the month of XX/XX/XXXX ' is reported as 30 days late om XXXX. 30 days late on Experian and 60 days late on XXXX.

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation