Consumer complaint received 2019-10-08
Company: BANK OF AMERICA, NATIONAL ASSOCIATION
State: NC
Product: Money transfer, virtual currency, or money service
Sub-product: Mobile or digital wallet
Issue: Fraud or scam

Complaint:
I have reported fraud since XXXX XXXX to all credit reporting agencies and banks and accounts I have recently obtained NEW information during a legal proceeding on XX/XX/XXXX at XXXX XXXX. 
THIS IS NOT A DUPLICATE COMPLAINT TO BANK OF AMERICA XXXX XXXX XXXX XXXX  XXXX Virginia As per XXXX XXXX letter dated XX/XX/XXXX after intense research of my claims of fraudulent use of my monies and my personal information since XXXX. XXXX XXXX states without a doubt that the only bank of America accounts I have had are as follows XXXX opened XX/XX/XXXX XXXX opened in XXXX XXXX XXXX but sent me a signature w9 card of XXXX XXXX XXXX with a recorded CD BOA CK # line and page # beside a fraudulently added cosigner as proof it was WHITED out at bottom on right of whatever card that was from. 
Bank if America has REFUSED TI GIVE ME the amount if the certificate deposit made by XXXX XXXX recorded beside his fraudulently added name to my sole account. 
Mr XXXX has stated under oath that we had a joint account while living at XXXX XXXX XXXX XXXXXXXX XXXX nc XXXX we moved there in XXXX XXXX thru XX/XX/XXXX. XXXX under oath stated that I received a check every 2 weeks and deposited into a joint account during this timeframe. False. He also states under oath I never cashed the checks just deposited them He also states under oath that he would deposit my solely owned checks into a joint boa account. During this time while we lived at XXXX XXXX XXXX ..NOW he might have deposited into a joint account with someone else but it was not me. So I have attached a ledger for my solely issued checks from XXXX XXXX XXXX  and it XXXX XXXX or they might be XXXX company issued checks I just found out in the name XXXX XXXX. 
Maybe the joint account is in this name since I was just advised that some of my solely owned XXXX  checks were issued this as a pay or. I have no knowledge of this payor account thru XXXX  that was in this fraud name of XXXX XXXX. 
The amount that is being stated by XXXX. Was approx 260 thousand dollars plus of solely owned checks of mine in the names XXXX XXXX -XXXX  or XXXX XXXX XXXX XXXX I recently was informed SO PLEASE BANK OF AMERICA RECHECK YOUR FILES and advise me of any other joint accounts that had my names attached or as authorized user or beneficiary. 
Now I reported several boa accounts in XXXX as fraud one of XXXX and a fia. Which neither was removed from my credit. They stated individual accounts so both were fraud. The XXXX says last payment was XXXX XXXX. I NEED THESE SIGNATURES ALSO AND the actual address where the bills were being sent - the account number is attached to this complaint Also the line of credit account that boa denies of XXXX attached And the XXXXxxxx that boa denies maybe it was not a loan type account after all maybe a CD or other type loan account. please bank of America I need your assistance in recovering from this horrible identity theft and my monies over a million dollars. 
The statements I have made in regards to XXXX  are being transcribed and I have asked for a copy in my civil case as. I am the pro se counsel for myself since I don't currently have my monies and I can provide if necessary to bank of America the statements Mr XXXX on record states of depositing my solely owned checks into a bank of America joint account while living at XXXX XXXX  XXXX. Timeframe XXXX XXXX thru XX/XX/XXXX -I will continue the search until my identity thief person or entity is revealed and held accountable for this matter. 
XXXX XXXX++ XXXX XXXX XXXX

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation