Consumer complaint received 2022-03-04
Company: Resurgent Capital Services L.P.
State: ID
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-product: Credit reporting
Issue: Incorrect information on your report
Sub-issue: Account information incorrect

Complaint:
For years I have an account XXXX XXXX XXXX that was closed for reasons of incorrect information, balance, date, etc. Then over time it was given to a COLLECTION AGENCY CALLED XXXX AFTER DISPUTING IT THROUGH XXXX XXXX WITH NO HELP, IT STARTED APPEARING TWICE ON MY REPORT BUT WITH A BALANCE JUST A COUPLE DOLLARS DIFFERENT. IN THE LAST COUPLE YEARS IT HAS BEEN SOLD TO OR TAKEN OVER BY LVNV FUNDING LLC. i HAVE BEEN DISPUTING THIS ISSUE FOR YEARS. Check if you should dispute. You can remove an incorrect collection with a dispute. It only takes a few taps and can help your score. 
1 ) LVNV FUNDING LLC {$1200.00} Needs attention 2 ) HIGH IMPACT LVNV FUNDING LLC {$1200.00} Past complaints : Past Disputes XX/XX/XXXX Completed XXXX XXXX Reported on XX/XX/XXXX {$1000.00} Item Results Result : Verified As Accurate - It looks like this item is actually correct and that it's going to stay on your credit report. 

Dispute Reason Ownership : I have no knowledge of this account. 
Dispute Results From XXXX XXXX received your request on XX/XX/XXXX and completed their investigation on XX/XX/XXXX. Please review the results carefully. 

If you're not satisfied with these results you can go to XXXX 's site and submit a Request for Investigation. You'll be able to attach supporting documents to your dispute and ask XXXX to add an explanatory statement to your credit report. 
Want to take it offline? You can print the Request for Investigation form and mail it to the address below. 

If you have specific questions regarding your dispute request or need to submit additional information or an updated address, please contact XXXX using the address shown below. When contacting XXXX, provide your current file number : XXXX. 

Mail : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX Phone : XXXX Monday - Friday Hours : XXXX am XXXX pm EST Closed on major U.S. holidays View Your Latest XXXX Credit Report Review the XXXX Bill of Rights XX/XX/XXXX Completed XXXX XXXX Reported on XX/XX/XXXX {$1000.00} Item Results Result : Verified As Accurate - It looks like this item is actually correct and that it's going to stay on your credit report. 

Dispute Reason Ownership : I have no knowledge of this account. 
Dispute Results From XXXX XXXX received your request on XX/XX/XXXX and completed their investigation on XX/XX/XXXX. Please review the results carefully. 

If you're not satisfied with these results you can go to XXXX 's site and submit a Request for Investigation. You'll be able to attach supporting documents to your dispute and ask XXXX to add an explanatory statement to your credit report. 
Want to take it offline? You can print the Request for Investigation form and mail it to the address below. 

If you have specific questions regarding your dispute request or need to submit additional information or an updated address, please contact XXXX using the address shown below. When contacting XXXX, provide your current file number : XXXX. 

Mail : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX Phone : XXXX Monday - Friday Hours : XXXX am XXXX pm EST Closed on major U.S. holidays View Your Latest XXXX Credit Report Review the XXXX Bill of Rights XX/XX/XXXX Completed XXXX XXXX Reported on XX/XX/XXXX {$1000.00} Item Results Result : Verified As Accurate - It looks like this item is actually correct and that it's going to stay on your credit report. 

Dispute Reason Accuracy : There were fraudulent charges made on this account. 
Dispute Results From XXXX XXXX received your request on XX/XX/XXXX and completed their investigation on XX/XX/XXXX. Please review the results carefully. 

If you're not satisfied with these results you can go to XXXX 's site and submit a Request for Investigation. You'll be able to attach supporting documents to your dispute and ask XXXX to add an explanatory statement to your credit report. 
Want to take it offline? You can print the Request for Investigation form and mail it to the address below. 

If you have specific questions regarding your dispute request or need to submit additional information or an updated address, please contact XXXX using the address shown below. When contacting XXXX, provide your current file number : XXXX. 

Mail : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX Phone : XXXX Monday - Friday Hours : XXXX am XXXX pm EST Closed on major U.S. holidays View Your Latest XXXX Credit Report Review the XXXX Bill of Rights XX/XX/XXXX Completed XXXX XXXX Reported on XX/XX/XXXX {$1000.00} Item Results Result : Verified As Accurate - It looks like this item is actually correct and that it's going to stay on your credit report. 

Dispute Reasons Accuracy : This account is settled. 
The creditor agreed to delete this account. 
Dispute Results From XXXX XXXX received your request on XX/XX/XXXX and completed their investigation on XX/XX/XXXX. Please review the results carefully. 

If you're not satisfied with these results you can go to XXXX 's site and submit a Request for Investigation. You'll be able to attach supporting documents to your dispute and ask XXXX to add an explanatory statement to your credit report. 
Want to take it offline? You can print the Request for Investigation form and mail it to the address below. 

If you have specific questions regarding your dispute request or need to submit additional information or an updated address, please contact XXXX using the address shown below. When contacting XXXX, provide your current file number : XXXX. 

Mail : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX Phone : XXXX Monday - Friday Hours : XXXX am XXXX pm EST Closed on major U.S. holidays View Your Latest XXXX Credit Report Review the XXXX Bill of Rights XX/XX/XXXX Completed XXXX Reported on XX/XX/XXXX {$0.00} Item Results Result : Deleted - XXXX has deleted the account or record from your XXXX credit report. 

Dispute Reason Ownership : I am no longer liable for this account. 
Dispute Results From XXXX XXXX received your request on XX/XX/XXXX and completed their investigation on XX/XX/XXXX. Please review the results carefully. 

If you're not satisfied with these results you can go to XXXX 's site and submit a Request for Investigation. You'll be able to attach supporting documents to your dispute and ask XXXX to add an explanatory statement to your credit report. 
Want to take it offline? You can print the Request for Investigation form and mail it to the address below. 

If you have specific questions regarding your dispute request or need to submit additional information or an updated address, please contact XXXX using the address shown below. When contacting XXXX, provide your current file number : XXXX. 

Mail : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX Phone : XXXX Monday - Friday Hours : XXXX am XXXX pm EST Closed on major U.S. holidays View Your Latest XXXX Credit Report Review the XXXX Bill of Rights XX/XX/XXXX Completed XXXX XXXX Reported on XXXX XXXX, XXXX {$1800.00} Item Results Result : Deleted - XXXX has deleted the account or record from your XXXX credit report. 

Dispute Reason Ownership : I am no longer liable for this account. 
Dispute Results From XXXX XXXX received your request on XX/XX/XXXX and completed their investigation on XX/XX/XXXX. Please review the results carefully. 

If you're not satisfied with these results you can go to XXXX 's site and submit a Request for Investigation. You'll be able to attach supporting documents to your dispute and ask XXXX to add an explanatory statement to your credit report. 
Want to take it offline? You can print the Request for Investigation form and mail it to the address below. 

If you have specific questions regarding your dispute request or need to submit additional information or an updated address, please contact XXXX using the address shown below. When contacting XXXX, provide your current file number : XXXX. 

Mail : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX Phone : XXXX Monday - Friday Hours : XXXX am XXXX pm EST Closed on major U.S. holidays View Your Latest XXXX Credit Report Review the XXXX Bill of Rights XX/XX/XXXX Completed XXXX XXXX Reported on XXXX XXXX, XXXX {$1800.00} Item Results Result : Based on your dispute request, XXXX has included new information on your XXXX credit report. 

Dispute Reason Ownership : I am no longer liable for this account. 
Dispute Results From XXXX XXXX received your request on XX/XX/XXXX and completed their investigation on XX/XX/XXXX. Please review the results carefully. 

If you're not satisfied with these results you can go to XXXX 's site and submit a Request for Investigation. You'll be able to attach supporting documents to your dispute and ask XXXX to add an explanatory statement to your credit report. 
Want to take it offline? You can print the Request for Investigation form and mail it to the address below. 

If you have specific questions regarding your dispute request or need to submit additional information or an updated address, please contact XXXX using the address shown below. When contacting XXXX, provide your current file number : XXXX. 

Mail : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX Phone : XXXX Monday - Friday Hours : XXXX am XXXX pm EST Closed on major U.S. holidays View Your Latest XXXX Credit Report Review the XXXX Bill of Rights Needs attention HIGH IMPACT

Company response to consumer: Closed with explanation