text: Once upon a time I had FIrst Union then Wachovia bought it then Wells Fargo bought Wachovia so now my bank is Wells Fargo I tend to stay loyal to a business as long as the customer service stays good but I have gotten tired of this giant banks policies and I am itching to go with something smaller like a local credit union nI started to notice ridiculously high fees for things that should not incur a fee to begin with For instance I get charged to put money INTO my savings account and then I get charged even more if I or they have to pull it back into my checking They call this overdraft protection but it is MY money coming from MY savings account not a line of credit Do not banks like for a person to put money into their savings account nWhile shopping around I have found that the credit unions tend to not do this or if they do charge they charge a nominal fee for removing money from savings usually only if you do it more than so many times in a month NO ONE ELSE charges you to transfer money INTO your savings like Wells Fargo doesnBottom line is I have no problem with the customer service at this particular branch or any Wells Fargo branch I have used but I think Wellls Fargo charges fees for things they should not and too much at that I also think it is the more ethical thing to do to switch away from big banks like Wells Fargo I would rather keep my money local unless it benefits me financially to not keep it local which is far from the case with Wells Fargo I am switching to a credit union