text: Credit Card companies are the worst our economy is really in the pits and they are making money on people like us who should not be living beyond our means I cut up this card and call Credit One to ask if there was anything formal I needed to do in order to close the account and the representative hung up on me I got tired of giving my hard earned money to greedy people who treat their customers so horribly I made that mistake for too long I do not want to owe anyone anything It is the most amazing feeling of freedom to not owe a credit card company Cash is King