text: Customer beware I have just learned one of the most rip off and stupid rule that Bank of America is using for crediting refund On I used my debit card to pay for my prescriptions I knew before hand that it was going to cost quite a bit of money The clerk charged my account for dollars which was the mistake She immediately electronically refunded the money to my account I did not pay any attention to my balance thinking that the refund would went back in to my account immediately This morning I received an alert telling me that my fund is below my set limit I immediately logged into my account I found the charge and did not see the credit I called Boca customer service she told me it is their rule that the refund would not be credit back for days I complained that they took my fund immediately but yet minutes after noticed the mistake the credit was made I have to wait for days it does not make sense Well this is the rule she replied You be the judge is this a rip off practice and a stupid rule or what