privacy during the separation process. Susan's active role on the Executive Committee of Austlaw, an association of independent law firms located throughout NSW, Victoria, Queensland and the ACT, has now led to her appointment as Chairperson of the network. Susan Bannigan B.Econ ACA: Director Susan has over 25 years experience in the financial services industry in Europe and Australia. Susan joined RAMS Financial Group Pty Ltd in 2008 as Chief Financial Officer, after working 12 years within the Westpac Group in a variety of senior finance, treasury and business roles. Since early 2011, Susan has taken on the role of Chief Operating Officer for RAMS, responsible for the IT, finance, legal and compliance functions. Working to better the lives of sick or disadvantaged children and to give them opportunities to enjoy their childhood is something Susan is passionate about as a mother of three. Michael Barbour: Director Michael Barbour first joined Westpac Banking Corporation fourteen years ago as a senior tax advisor and is currently the General Manager of Group Taxation, a position he has held for over 6 years. Michael is responsible for the overall management of Westpac's taxation function providing direct tax advice, structuring and risk management advice to the Westpac Board, Group Treasury, Mergers and Acquisitions team and Westpac's Senior CFO group. Prior to joining Westpac Michael worked for over a decade both with the Australian Taxation Office and in Senior Manager positions in Big 4 Accounting Firms. Michael currently provides strategic financial advice to the Aboriginal