a broad range of careers and professions -- that's the way in! Increasingly, that's the way into a whole number of professions including teaching, law, medicine, business and a whole range of other things that typically you didn't need a higher degree for but you do now. You mentioned in your February column, "We're ripe for a great disruption in higher education" , that higher education is still reliant on a medieval model. How does this impact its value proposition that it pushes people into careers? The value of proposition of higher education is changing very quickly. Let me give you one really, really graphic example. In the United States today, of current university graduates... only one out of two of them is finding a job that's utilizing his or her skills or education level. The other 50% either can't find work or are taking work that doesn't need their qualifications. ... It used to be that if you got that piece of paper -- that certificate, that degree, whatever it was -- you were pretty certain that your lifelong earnings would be considerably higher than somebody without that degree, and that's still true. But it's less true, it's less true than ever before. Not only that, the differences in what you will be able to earn with your degree are quite sharp. ... The differentiation between the hard sciences and the hard skills and the people who can offer hard skills, and the old line liberal arts degrees, is