will cost you money later; Appoint an accountancy firm which is large enough to know what they are doing but small enough to care. If you're in Shoreditch, London, www.dands.co.uk is a great example of experience combined with boutique size; 29. Open a bank account. Agree on signing authorities for financial management; If co-founders, allow single signatory but only up to a sensible cap (eg 5,000 or $10,000) with dual signatures required above that; Make sure you have good online banking which ideally interfaces with your accountant's software; 30. Check again the team is in alignment with last 29 items. Sometimes small disagreements can be a sign of a deeper disagreement. Schedule an offsite strategic planning retreat to perfect alignment if necessary. (Choose an excellent, experienced facilitator to maximise chances of success -- perhaps you mentor if he or she is capable); 31. Celebrate achieving the last 30 items! It may not seem important, but it is for psychological reasons and bonding; 32. Get a simple subscription agreement for the founders' investment. Pay for your start-up equity by transferring the par value cash into the bank; 33. Learn about all of the taxes your company will have to pay. Do not rely on your accountant to make the decisions; they cannot understand your business well enough to do this entirely themselves. You must understand taxes well enough to ensure you are paying all of the taxes the company owes and that you are not creating personal liability for your directors;