sale and sign the required form (Discharge Authority/Authority to Release Mortgage) This step is not required if you do not have a mortgage. In that case, simply provide the Title Deed (if one is issued) to our office. 2. Provide your instructions as to the bank account into which you wish the settlement funds to be banked. You may be able to instruct your bank (the mortgagee) if you have a savings account with them, to take all funds at settlement, in which case they will attend to the banking of your funds into your account. If you have decided to use Top Gun Conveyancing then simply instruct your Real Estate agent to put the following details on your contract: