him about it. He said he had already rebuilt the house like six times. Each time from the money from Federal flood insurance he would make his house more expensive and he built it INTENTIONALLY to have it destroyed which was why it was so close to the water. He said he had become a millionaire off of it. I can not vouch for him telling the truth but I was really bothered at the time. I agree, and I see your point. I think those home owners usually have insurance because they know they are living in a risky location. Honestly, I don't know exactly how it works, but I was just addressing the idea of totally getting rid of it for everyone. The Above Top Secret Web sites are a wholly owned social content community of The Above Network, LLC. This content community relies on user-generated content from our member contributors. The opinions of our members are not those of site ownership who maintains strict editorial agnosticism and simply provides a collaborative venue for free expression.