it, so why shouldn't this chap have a break? if I had a credit rating I'd be off like a shot." Perhaps if our MPs had let "petty morality" stand in their way we'd have a little more faith in their integrity. Because someone else's standards of morality are low, it doesn't sanction dishonesty for everyone else. Would you apply the same standards to the Tottenham rioters who burnt down people's property and destroyed their livelihoods? There's also the small question of consequences, even if your credit rating is good to start with, it sure as hell won't be if you don't pay the debt back. This cannot be a serious question. Of COURSE you should go! Go and worry later, throw caution to the wind and live! Its a chance not to be missed. A no brainer of all no brainers. Really only a total nerd wouldnt go...go on budget, its the best way anyway. Dont try and do whole of Asia in 2 months. India and Thailand perhaps...5k will cover itnon a budget. I used to do it on 100 a week, food, travel, accom in 90s so now 500 a week should easily cover it... This all seems a bit random. Is the two month opportunity time-delimited? If not I can't help agreeing with fflump: why haven't you got any resources and what are the implications of that? Borrowing costs money, and you could end up chasing your tail with a weight of debt bringing you down