imagine if you have not managed your wealth well.  Then what?  Well, that is 20 years of poverty and heartache.  Every day, scraping to get by.  Or maybe even worse, simply working until the day you die. Learn To Invest Or Suffer The Terrible Consequences You have been warned.  Learn to invest or suffer a life or retirement of potential poverty and sadness.  The sooner you learn to invest, the sooner you can make any mistakes you need to and get to the profitable side of trading and investing in time for financial freedom and retirement.