your case. Before picking one, first check our Q5. Are you SURE you're happy to give away up to a third of your payout? Reclaiming is easier than you think. It could just take one letter to your bank. All you need to do is let your bank know, in your own words so it doesn't have to be complicated, what happened (see reclaiming reasons above). Claims handlers aren't even necessarily quicker or easier - you'll still need to send them the info for your claim and may need to chase them on how your case is going. Here are a few success stories for inspiration - and there are loads more PPI Successes - before you hand a claims handler your cash: I received notification I'm entitled to 3,398 from HSBC for mis-sold PPI and just had to tell you. One letter was all it took and a little wait. To anyone thinking of claiming, just do it, it will only cost you a stamp. Remember, it's your money! In Sep 2010 I claimed 750 back from Welcome Finance. It then sent me a letter saying that it was looking into the other loans I had with them and in December they put just over 3,500 into my account. Plus the Financial Ombudsman says... People who pay a claims management company to represent them are no more or less likely to win. Possible alternative: Use a lawyer to take it to court yourself An alternative is to find yourself