and Treatment Decision Board of Appeals and with final recourse to the US Coverage and Treatment Court. Linda | 10.21.09 @ 4:16PM First, I think this site needs to be monitored for name calling, come on people! Fred is so right. And I would rather deal with an insurance company, who has to provide a certain level of service if they desire loyalty, than deal with a government buearacracy that dictates, (increasingly as the years go by) what ALL policies must look like. And as to the Americans that seek health care elsewhere, I believe you will find that 1) many go to other countries where treatments are available that have not been authorized by our FDA, 2) health care costs are lower in many other countries BECAUSE a) their policies don't support legal suits with outrageous compensations like ours do, and b) WAGES are lower there! (our union strength has something to do with wages here...) Linda | 10.21.09 @ 4:21PM David | 12.2.09 @ 6:46PM Linda, Insurance companies do not require ANY loyalty to retain customers! The moment anyone actually needs coverage, he or she already has a (preexisting) condition that would make the cost of taking out a new policy elsewhere prohibitive. Once somebody is sick or injured, the insurance companies are in complete control and they know it (and act accordingly). Tina DaBella-DuBois | 12.28.09 @ 2:26PM Linda you are absolutely correct. Change for change sake is not always good. It must be GOOD CHANGE for