cindyjolley: Today, a person who has a FICO score of 700 or above is considered to have a good credit score. Having a good score is critical to getting approved for a loan such as a mortgage. You can find more information here: http://www.moolanomy.com/1805/what-is-a-\\... Posted 2 year ago Was this helpful? 2 0 cindyjolley: What is a good credit score will vary slightly based on who you are dealing with. However, it is safe to say that people who have FICO scores in the mid 700's, are considered excellent credit risks. You can find more information here: http://www.creditscoring.com/pages/bar.h\\...