version of this consumer notice that will make the information easier for families to understand.  Health plans with waivers must tell consumers that their health care coverage is subject to an annual dollar limit that is lower than what is required under the law.  Specifically, the yearly notice must include the dollar amount of the annual limit along with a description of the plan benefits to which the limit applies.  Plans must illustrate how the annual limit would impact a consumer who was hospitalized, so families can understand how far their coverage will reach if they become seriously ill. Additionally, HHS periodically posts the list of the plans that have been granted waivers to ensure the public is aware of the annual limits policy and stakeholders understand how they are affected. Applications for Waiver of the Annual Limits Requirements Updated January 6, 2012 Click on the links below for a list of approved waiver applicants organized by type: Persons using assistive technology may not be able to fully access information in this file. For assistance, please email HealthInsurance@hhs.gov . CCIIO has issued guidance with respect to the application of the existing annual limit waiver criteria to Health Reimbursement Arrangements ("HRAs").  CCIIO published supplemental guidance on August 19, 2011 that exempts HRAs that are subject to the restricted annual limits as a class from having to apply individually for an annual limit waiver.  An HRA in effect prior to September 23, 2010 is exempt from applying for an annual limit waiver