kudos to Bill Pearce, above. This is an incredibly importaqnt insight and Bill is correct, it is the true horror of Obamacare. This point needs to be shared with every independent voter, and every member of congress. Tim | 7.26.09 @ 11:06AM Marc Jeric | 7.26.09 @ 11:24AM The big complaint about private health insurance companies is that most of them will not accept patients with prior conditions. well, let us see: 1) A guy lives 30 years, healthy, and pays no health insurance thus saving himself about $200,000; at age 55 he develops cancer and wants to buy that insurance. I would say to hell with him! I spent $200,000 just for that contingency and that creep wants now a free ride. 2) In California house insurance for earthquakes is optional - its premium is added to your basic insurance. So you say no - it will save you about $100/year, say for 25 years it's a "saving" of $2,500. Then one day the quake levels your house and then you want to buy that insurance; and I say to hell with you! I do not want my quake insurance to buy you a new house; 3) Say a guy hates paying for car insurance - for accident damage or for damage from uninsured motorist. For 20 years he is "successful" - no accidents and he "saved" some $200,000 over that period. Then one day an uninsured Mexican Indian, illegal alien, totals his car and escapes. Now he wants