I'm Confused.com: Do I have to tell my insurer about parking fines? Will Thomas, Confused.com's head of car insurance, answers another of your motoring questions. Q: I'm currently in a dispute with my local council about unpaid parking fines, and my car insurance is up for renewal soon. Will I have to report the dispute when I apply for cover? And will it make my premiums more expensive? A: Good news... the answer is a resounding no! Insurance providers are only interested in criminal offences, such as speeding or drink driving. Civil issues such as parking fines or towing charges won't affect your car insurance costs. Although obviously it's nicer not to have to pay them.