the percent of SPF in tinted moisturizers isn't enough, no matter how high it is. I recommend neutrogina SPF 30 moisturizer. It's really light and a reasonable price. Yeah! I use the Tarte Tinted Moisturizer ($36) everyday under my Makeup Forever HD Foundation ($40)! The tinted moisturizer works as a great foundation base and also adds a bit of extra coverage before the foundation application. Good luck!