balance from your transfer will revert to a higher interest rate. Some credit cards revert to the regular purchase rate. Others will charge you a higher cash advance rate on any remaining balance. Let's consider our previous example: Credit Card (A) will revert to a 16.99% purchase rate after your introductory period . If you only pay off 80% of your transferred balance when that offer expires, the remaining balance will incur further interest at the higher 16.99% rate instead of the 1.9% balance transfer rate. It is very important that you know each reverting rate policy before choosing a balance transfer credit card. That's especially true if there's a chance you won't pay off the balance during the introductory period. How to Get the Most out of Balance Transfers It isn't enough to know that you can save some money on interest by getting a balance transfer credit card. So let's talk about how you can get the most out of these deals, and let's look at a common mistake that might put your good credit history at risk. How Much Can You Transfer to a Balance Transfer Credit Card? If you really want to get the most out of a balance transfer credit card offer, you should transfer all of your high interest balances to low interest balance transfer cards. It would be even better if you could consolidate those balances onto a single card. But can you really do that? How much of your current debt would