to be about moving to a new town and making friends at Animal Crossing, Tom Nook is the equivalent of an evil banker. Rather than just get a house when you start the game, Nook will lumber you with a huge mortgage, for which you will have to working every day catching butterflies and the like, just to pay off and survive. Forget about improving your house or buying new furniture for quite some time; you now have the chains of a mortgage to worry about. In a kids game, with talking animals and butterflies, you have a mortgage! Now if that isn't annoying, I don't know what is. Surely you play a game like Animal Crossing to escape the real world and its responsibilities? Not if Tom Nook has anything to say about it you don't. The Vault at GodisaGeek.com is the opinion of only one of our writers, and a character that one person finds horribly irritating may not be true for another player. With that being the case, please use our commenting options below to let us know who your picks for the most annoying video game characters would be, and why?