in the short run. However, all of these new costs to cover the uninsured and improve coverage for the insured will be fully offset by administrative savings. In the long run, the best way to control costs is to improve health planning to assure appropriate investments in expensive, high-tech care, to negotiate fees and budgets with doctors, hospital and drug companies, and to set and enforce a generous but finite overall budget. How will we keep doctors from doing too many procedures? This is a problem in any system that reimburses physicians on a fee-for-service basis. In today's health system, another problem is physicians doing too little for patients. So the real question is, "How do we discourage both overcare and undercare?" One approach is to carefully control new capital expenditures. Once a hospital or imaging center purchases a multimillion-dollar CT scanner, it will try to generate enough scans to pay off the fixed cost. Explicit health planning should be done to assure that expensive machines and facilities are sited where they are needed and not where they are redundant and likely to generate overuse. Another approach is to compare physicians' use of tests and procedures to their peers with similar patients. A physician who is "off the curve" will stand out. A related approach is to set spending targets for each specialty. This encourages doctors to be prudent stewards and to make sure their colleagues are as well, because any doctor doing unnecessary procedures will be taking money away