I need to know not only your CURRENT reasons for asking for a loan, I also need to understand any FUTURE plans you have so I can structure a home loan that works for you now AND into the future. I would say that 80% of my role as a Mortgage Adviser is one of a confidant to my clients and it is from this position that strong client relationships are formed!!! The remaining 10% of my role is liaising with your real estate agents, solicitors, conveyancers, banks, accountants and all other interested parties involved in your loan request to make sure everything happens with the least amount of stress to you. If you would like to experience what I can do for you as your Smartline Personal Mortgage Adviser, please contact me. Contact About Established in 1999, Smartline is an Australian-owned finance and mortgage loan broker with over 200 franchise owners throughout Australia. Smartline Ipswich Region is committed to set the benchmark in Australia for mortgage advice and client care. Darren Utz is a fully qualified and trained mortgage broking professional who "live and breathe" home loans.