you can use it to transact online. You can link an account to your ANZ Internet Banking in one of three ways: Use the link my accounts function on ANZ Internet Banking - this will take 24-48 hours. Contact the ANZ Internet Banking team on 13 33 50 (International callers: +61 3 9683 8833 ) 24 hours a day, seven days a week - this will be immediate. " Transfer between my accounts " can be used to make a one-off payment to your linked ANZ Credit Card or set up a recurring payment of the same amount to your linked ANZ Credit Card. You may also use the " Pay ANZ Credit Card " to arrange regular payments to your ANZ Credit Card on the due date or at regular intervals from one of your linked accounts. No. " Transfer between my Accounts " can only be used to make a one-off payment to your loan. To organise direct loan payments follow the steps below: Go to the " Account overview " page for your loan account Click on the " Create or Manage Direct Loan Repayments " link The " Direct Loan Payments " page gives details of any direct loan payments that you have set up on the selected loan. It allows you to add a new recurring payment, modify, or delete an existing direct loan payment. As part of the terms and conditions of an E*TRADE account, you are unable to transfer funds from this account