over the year -- same with rental income. His options are few -- grow a vege garden, get income under the table ( very naughty), or have family live rent free but buy the groceries. Getting a little more creative he could 'lease' his car to some one that can't afford one and they can buy some groceries and/or tend a vege garden for him. So, where are his 'people' in all of this? I mean the Maori community that look after each other and have all this extra funding for Maori community initiatives. Polish Pride See now thats something that I find really amusing with the society we live in. Everyone needs a home to live in. Everyone. Unfortunately you have to, under the current system pay for it. The resources exist. We know how to build them, yet we say fuck you, you shouldn't own a house if you have to get welfare to buy food. (another thing that everyone needs and should have). In a just world everyone should have a home, everyone should have food, everyone should have power. They are not hard concepts to grasp really and if the system fails in some of these areas then this is one argument (among many) in the need for a new system. Bunswalla Of course everyone needs a home to live in, but you don't have to own a home or have a mortgage in order to have a roof over your head. If Sam has assets