to select carefully which subjects you feel require direct teaching but perhaps there would be others you could learn independently from the text book. I do particularly like Richard Davies's suggestion. If I were your employer I would be very impressed with that propsal. It shows real commitment. Good luck ! My company was also small and couldn't afford the whole package, due to that I took 2 exams per sitting but didn't go to revision cources, and I passed all exams first time. This way you can shorten the study time and it might be acceptible to company money wise. ( except CIMA - I did go to revision course there as it is essential! ) I have struggled with a few papers and it seems like its taking ages to complete Cima... Only a few papers now but still it can easily take years! I have 2 in Strat and the topcima to do! But passing the strat papers is hard!