the American family has lost $700,000. The $40 billion per month that is being sent to the banks by the Fed, should be going to the people. The banks should be fined for the fraud that they have committed EU banks participated as well. Add those fines to the $40 billion and send every American citizen living in a household that earns less than $1 million per year a one time grant for $100,000. This would cost $31 trillion,$400 billion and would resolve most of the socioeconomic problems in the country. Shift to a VAT. Outlaw all offshore accounts for individuals and companies. Keep the safety nets for the elderly and the disadvantaged. Laissez les bon temps roulez! We are big time underwater with a Fannie Mae mortgage, and after hearing about government help for people with loans originating from them, I went to check online what solution they would put forward. All over you heard about plans put in place to find solutions for homeowners.. There is nothing, but smoking screens or refinance with predatory closing costs. Nothing!!!!! This family's story is indeed sad, and I know it is repeated many times across the country. Unfortunately, this couple is voting against their own interest by voting for more government. It was indeed government interference in the housing markets (the CRA and its enforcement) that caused the bubble and inevitable collapse. The Dodd-Franck bill enshrines the big banks as too-big-to-fail entities that will be protected by the government. I'd advise