By taking out a credit card early and using it responsibly you can build up a history that will benefit you greatly later in life. Companies such as aqua provide credit building credit cards that will help you to do this. This is the best way to make sure that you are not held back by any failures to make payments that you made when you were younger. Check for errors There are other measures that you can take to help you with your credit rating. First and foremost you should make sure that there are no errors in your credit report. The three main credit agencies are required, by a government measure, to provide you with a statutory credit report for just 2, so it is worth getting one of these and checking it thoroughly to make sure that it is free of errors and that you do not have debt that is not yours attributed to you. If you do find incorrect information then you can contact the credit agencies, explain the problem, and they will act to rectify the situation. More Features Recently I had the privilege of watching a craftsman at work. There are not all that many craftsmen about these days and the particular craft that I refer to is the manufacturing of jewellery. Shaun Atkinson is the Master of this ancient art, his father and grandfather were both Jewellers in Beverley and he has worked in the trade all his If you're thinking of