Reimbursement for most services is also relatively easy.  You simply need to fill out a form and mail it to Green Shield (the actual insurance company) and wait for a cheque to be sent to you.  Unfortunately, the plan does not subsidize costs for eyeglasses or contact lenses (drat!).  But, both domestic and international students are covered, provided you're enrolled full-time at the St. George or UTM campuses or are a Toronto School of Theology student. However, if you are covered by your parents' health and dental plan, you have the option to opt out of the UTSU plan and receive a refund for those fees.  You'll have to do it soon though, as the opt out deadline is October 5, 2012 (for students beginning in the Fall session; there is a different opt out period for Winter session).  Just make sure you have proof of alternative insurance coverage by providing the insurer's name and policy number when completing the opt-out form online. While part-time undergraduate students and graduate students are not covered by the UTSU plan, APUS and GSU have plans for their respective students.  Check out APUS or GSU for details. As for me, I plan on going to an optometrist ASAP and, while I may not be using the majority of what is covered by the health and dental plan (yet!), it's nice knowing that a variety of benefits are there for me to use if and when I need them.