Rebel Against Excessive Mortgage Interest Charges How to Use a HELOC to Pay for Your House Using a little understood technique of moving your money to its most advantageous position, you could cut 10 or even 20 years off your 30-year fixed home mortgage. The concept is simple: move money worth x dollars over to a place where it's worth y dollars, for example trading U.S. dollars for Euros -- or whatever the money markets of the day show could be profitable. The difference doesn't have to be very much. A gain of  a cent could yield a profit of $5000 overnight if $1,000,000 were placed in such a position. Stock markets work on a similar principle: invest a dollar today for something anticipated to be worth more than a dollar in the future. Bringing it closer home, you can achieve results similar to these investment gains by moving your home's equity to something that is costing you more than your house. The main difference is instead of spending a dollar to earn a profit of 15, you'll spend 15 to avoid being charged the whole dollar.* "What is costing me more than my house?" The simple answer is "the mortgage interest you pay on your house." ** Therefore, anything you can do to cut the mortgage interest charged you is a quick way to save money. Now back to the notion of moving money from one place to another to realize a gain. Instead of x and y --