I'd take the current value of $240 million, and use $40 million of it for family and personal requirements, educating my 3 grandchildren, make 2 children  gifts, gifts to all alma maters. Leaves $200 million for foundation that would attempt to make a dent in the nation's economic and financial illiteracy. This is as necessary as knowledge about medicine and health.  I'd create a committee of Bernanke,  Fischer, head, Bank of Israel, Buffett,  a bunch of young economists and financiers and journalists to fashion  a curriculum. Find the heir to Moynihan, former chairman, Sen. Finance Committee, maybe add Rogoff of Harvard, Samuelson of MIT and hire a brilliant aggressive staff to write short pamphlets that can be understood or taught in a way to  communicate basic rules. There's been too much borrowing , too much risk taking, scarcity prudence in investment techniques, inability deal with concepts of future liabilities, relationship of currencies, global geopolitics. All this will take generations, but it is an absolute necessity going forward. I can tell from feedback to what I write that ordinary Americans are infested with rumor, superstition, incorrect information, propaganda, political ideology, ange r, frustration, lack of the tools by which to be a person educated about economics and finance. We are an economically illiterate nation.  So, if I was extraordinarily fortunate to beat the odds and win the half billion,  I would try to  improve the wisdom of the millions who read Forbes.com and wor ry about how  their children and grandchildren