father's insurance until her stepmother canceled her coverage. Then she has a freak accident, I think it was a broken glass in the kitchen, severing a key tendon in her hand. She goes to the nearest "I have no coverage" hospital, and they sew her up so she won't bleed to death ... but no reattaching the tendon, that's not necessary. So now she has one working hand & thumb. Mom couldn't add her to her policy till annual enrollment, so dipped into her 401(k) to reattach the tendon ... So you're eating at your favorite luxury restaurant, and there's an accident in the kitchen. Are you really comfortable with the person who gets injured preparing your meal being left with only one working hand (and probably no livelihood) because they don't have healthcare coverage? In my mind it really speaks to the character of the restaurant owners who are unhappy about it ... I think I'd have to boycott those restaurants. My sympathies to the young lady; however, just for the sake of clarity, if someone got hurt on the job (at least in California) it would be covered under workers' compensation insurance, which is an involuntary system (in California). Of course, employers are always complaining about workers' comp, too! True ... but I'd also hate to think that if it happened a few minutes before or after work that the people preparing my meal would be screwed. My view is that if I can afford to do something