Debt Options Online How Pay It And Repair My Credit? November 17th, 2012 debt op My ex girlfriend left me with two great debts. One from a telephone I got for her that she never paid and the another on my credit card that I failed to pay because she "needed" the money to solve other "problems". Now how I can get out from this? From a christian point of view. What says the Bible about that? What about her? OK, the debts are in your name, you need to pay them to clear your credit. No way around that. Hopefully, you have also cut off the exes access to the phone and to your credit card. Otherwise, she will continue to run up bills on you. Finally, since you describe her as your "ex", presumably she will not be a problem in the future (at least not financially). From a Christian point of view, you still have to pay your honest debts. And they ARE your debts, you "co-signed" on the phone that she never paid, you are legally responsible. Likewise, you let her use your credit card, you are legally responsible for those debts as well. And you need to forgive her and let her go. It is the best thing you can do as a Christian and for your own mental health. Blessings on your Journey!