Need quick help Legal debt solutions to help you lower monthly payments If you're knee deep in debt and collection agencies are literally turning your life into hell, then you must be trying to get out of the awful situation. However, you need not lose your sleep, as there are several debt solutions available to help you get out of debt. Since each solution is unique, so it's advisable to compare each debt solution separately. The 5 most popular debt solutions have been discussed below so that you can identify the differences, pros & cons of each solution, and choose wisely the most advantageous one according to your financial condition. The 5 Most popular debt solutions you can take advantage of are listed below: SB1 contacted Oak View Law Group to settle her credit cards in the month of August 2009. Her Client Intake Manager was Phillip Kennedy. He explained to her the entire debt relief program and...... Learn more  Debt Settlement: A lump sum payment plan Debt settlement is one of the best debt solutions available to you. It's certainly a feasible option for people having overwhelming debt burdens. Debt settlement helps people avoid frequent collection calls and filing bankruptcy. In a debt settlement program, a professional debt arbitrator deals with the creditors on the debtor's behalf, and helps him get out of debt legally. In this debt solution, the creditor agrees to accept a far lower payment than the actual debt amount, and considers it as a full