are offered an affordable plan through your employer. Not only can you compare rates from different companies, but also different plans within the same company. Reading the handbook for your health insurance policy will keep you informed for any future occurrences. You should get a booklet from your provider on what is in your policy, this way you can understand what can benefit you the most. Even though parts of the manual may not be exactly riveting, it's still important for you to absorb all of the information within it. TIP! Figure out whether your records are being transferred as per legal mandates. If that is the case, you are eligible for free copies of your health records once every year. Health Insurance Do the math to see what all you will be paying for with health insurance policy coverage. Remember to include any annual premiums, deductibles and other fees into your calculations. Don't sign up for health insurance until you've considered all the costs and found the cheapest and best plan for your needs. TIP! As you prepare to change to a new health insurance plan, you should carefully track all medical expenses related to maintaining your coverage. Be aware of what you can afford to pay for coverage and deductibles, whether it is for you or someone else in your family. If you really want to stay with your primary doctor, then you would need to find a health plan that would cover your visits. Ask your doctor