on both in the post and, more importantly, you will see how trouble is inevitable or perhaps why we're already in trouble. So don't bail out on me quite yet. Take a look at the following Chart 1, The Impending US Healthcare Crisis: Why it is Only a Matter of When: What do we see? We see economic growth E (with the random ups and downs taken out for simplicity). As is typically the case, it curves upward, representing exponential or compounding growth. We see D "$ at Some Percentage of the Economy" which parallels the economy itself. For example, this curve might represent 10 or 20 percent of the economy. Because it's a percentage, it grows at exactly the same rate as the economy. We also see H, Healthcare Spending. Note that, consistent with a lengthening history in the US, the rate of growth is faster than the economy (E) and faster than at $ at Some Percentage of the Economy (D). Because it grows faster, eventually it overtakes and crosses D at a point we have labeled "Decision/Behavioral Change Threshold." Then something changes. Now what might that "Decision/Behavioral Change Threshold" be? Let's return to the questions you answered at the beginning. (You did answer them didn't you?) Let's assume that you answered that at 15 percent of your family income you would have to drop coverage. Beyond that, regardless of the risk, it would be just too expensive to pay the monthly premiums. Your family circumstances and decision