Learing How To Deal With A Personal Bankrupcy There are good and bad feelings associated with bankruptcy. Be prepared to go through your finances with a fine toothed comb and share the information with lots of unfamiliar people. But, you will also have the opportunity to get a fresh start, rid yourself of bill collectors and start rebuilding your credit. You can make the bankruptcy process easier on yourself by keeping the following tips in mind. Meet with a few attorneys who offer free consultations before hiring one. Be certain you talk to the lawyer, himself, instead of a paralegal or assistant; those people aren't allowed to give legal advice. It will be important to work with a bankruptcy lawyer that you feel comfortable with; a little comparison shopping will help you find the right one. You're going to need to select an attorney with ample experience dealing in bankruptcies if you're planning to file. There is a long list of personal bankruptcy attorney for you to choose from. While you may want to pick out one that isn't that expensive, be sure that they are experienced with bankruptcy filing first. If you are going to declare bankruptcy, hire a lawyer first. The complexities of the process of filing, court proceedings and other issues can best be handled by a competent lawyer. Your lawyer also knows how to properly file the paperwork and can answer any questions that you have. Pick the right time to file. Timing can be critical