so we need you to verify your online access to your account to enable us know that you are the owner of the account. This will let you learn more about the following below: * How you can protect yourself from fraud and identity theft * How to detect, report, and resolve fraud if it has happened to you * How to lower your risk for fraud (take our Identity Theft Quiz) We Kindly ask you to confirm your details, to let us know that you are the owner of the account. Please Note: If we do no receive the appropriate account verification within 48 hours, then we will assume this Commonwealth Bank account is fraudulent and will be suspended. The purpose of this verification is to ensure that your bank account has not been fraudulently used and to combat the fraud from our community. Regards,, Commonwealth Bank Subject: PLEASE READ: Tax Refund - $452.00 NZD Dear Email address removed , After the last annual calculations of your fiscal activity we have discovered that you are eligible to receive a tax refund of $452.00 NZD. Kindly complete the tax refund request and allow 6-9 working days to process it. A refund can be delayed for a variety of reasons. For example submitting invalid records or applying after the deadline. To access the form for your tax refund, please visit: Important note about your online refund: For security reasons, we will record your ip-address, the date and time. Deliberate wrong inputs