a Green Card and that his parents and grandparents had not become naturalized citizens. Scenario Four Banker:  Were you born in the USA? Client: Yes, but I am not a US person. Banker: Prove it! Client: Here is my CLN. Banker: Now prove that you haven't become a Green Card holder after your relinquishment. Client: I can't do that! Case settled : The account holder is recalcitrant because the possession of a CLN is no proof that one is not US person because a former US citizen may be a holder of a valid Green Card. (N.B.: I actually knew a former US citizen who was a Green Card holder). 20 Responses well, you point out the advantage of living in the USA.  Now, with the intergovernmental agreements coming nicely into place, a homelander will have to prove that he is not a citizen of 47 other countries. The US, the Banks, and now perhaps Canada's Federal government, are all placing the entire onus on the individual taxpayer to shoulder the burden of proof -- to whatever standard they decree, and bear the brunt of their priorities, with no benefit to us, only injury, and apparently no avenue exists for recourse. There is now no onus placed on any of those entities to prove that any of this is warranted, that any crime has or may be committed, that any tax is owed, that our assets are potentially illegal, that we must identify our citizenship or lack thereof, etc. The