mid-fourties. Q&A: Are we ready to have a baby? You are never really ready for a baby. You just have to choose weather you want one. My husband and I have been married for almost 2-years. We both have great jobs and a nice house but we still can't make up our minds when we want to start having children. We currently have two laborador retrievers and they are great but they are a handful. We keep wondering if we are ok with just the dogs or expanding our family with children. Either way we do not use contraceptives so we feel that if we are blessed with a child then it was meant to be, and if not that is ok too. Make sure ladies you have plenty of love in your marriage before a baby comes. Q&A: Are we ready to have a baby? My husband and I have been together for almost 4 1/2 years, married for 5 months. We both have good jobs, however we live across the country from all of our family and we are beginning to feel financially stressed now that our school loan payments have begun to kick in. We don't yet own a home, and are questioning whether or not we need our family or a home of our own to raise a child...We want a baby SOOO bad but we want to make sure we can give our child the world...How do you really know when the time is right?