help out a lot untill you really start to show which i really popped out at 12-13weeks, because it's finally a reality to them. I know we'll be ok after the baby's born not only because the military helps a lot but because we know how to budget and we know what we will cut if we get into a bind. My advice to you is start a savings allotment with you're job so if you get in a rut you have that extra money for the baby or each other, spend wisly only on things you really need and pay bills FIRST never wait on them. If you do this and you have money left over you can get one or two things for yourself and it'll give you a better satisfaction. I am scared of birth but i know the pain isn't forever and i'm going to iqnore it untill the day comes. Q&A: Are we ready to have a baby? Q&A: Are we ready to have a baby? I believe we are ready, but my husband needs a little convincing. We're early 30s, financially sound, and have been married a little over a year - together 3.5, and are in a strong, loving relationship. My husband was raised as an only child with his mother having horrible financial sense. As a result, he didn't travel and was forced to grow up quickly and handle the finances. As an adult, we are now happily traveling and knocking off