Whom to blame and why to blame as day-to-day brilliant amenities are luring people to go beyond their means? Despite their financial incapacity to avail those things, if they feel like unable to avail, they find financial solutions in the forms of loans. Further heedless overspending turns them into the trap of debt. A debt-trap is a vicious crunch if a person fails to manage it in time. Fighting away from such big burden becomes as important as dieting to an obese person. Considerably, to this effect secured debt consolidation loans have been designed out to assist those who find themselves helpless into debt crunch. These security based elimination processes keep a ceremony of collateral placing. On the basis of the value of the offered asset, the required sum of the money is sanctioned to the borrowers. With that, borrowers start repaying their debt plans. Secured Loans Generally, amount offered with the secured forms of debt consolidation is 3,000. Amount obtained can be requested to be increased up to 75,000 though, need is required lies on the financial circumstances of the candidates. And borrowers avail these loan benefits for a period ranges in between 5 years- 25 years. Borrowers ready to accept these conditions have to invest their time in managing to find out a right loan provider for their debt malaise. These days, many debt consolidation companies offer to pay off debtors' credit card bills, store cards and multiple lending. Some of the lenders just start misleading debtors which