Translate the text from English to Welsh.



 
It launches with the new £100m Wales Flexible Investment Fund, more micro finance available and extended lending terms.  In total the Development Bank of Wales has around £440m available to invest in Welsh business.

The Wales Flexible Investment Fund will invest more and over longer periods than existing funds, offering up to £5m in a single round and repayment terms of up to 10 years.

Through the Development Bank, the Welsh Government is also trebling the amount of micro finance available from £6m to over £18m, with further funds also being developed.

With the Welsh Government’s  Help to Buy – Wales scheme and private sector investment the £440m more than doubles and over the next five years, the Development Bank is targeted to have an impact of over £1bn on the Welsh Economy. As a result, it is expected to support 1,400 businesses with those businesses creating and safeguarding more than 20,000 jobs.

Economy and Infrastructure  Secretary, Ken Skates said:


> “I am delighted we have been able to quickly progress  Welsh Government’ plans  to establish The Development Bank of Wales.  
> 
> "The bank will use  Welsh Government funding to support investments that will help grow Wales’ economy both today and into the future and provide businesses with the support they need.


> “As our businesses thrive and repay the loans, that money will be  re\-invested meaning that the  capital doesn’t just help businesses succeed now, it funds the next generation of Welsh success stories too.”

Giles Thorley, Chief Executive of the Development Bank of Wales said:


> “Ninety\-nine % of all businesses across Wales are micro to medium size. They account for 60% of all private sector employment. As businesses face the uncertainty of Brexit, the need to provide stability and stimulate growth is more immediate than ever.


> “For Welsh businesses the changes mean that there is more finance available to support them no matter what their stage of business. Micro, small and medium businesses are vital to the Welsh economy and we are proud to have worked with so many ambitious and dedicated entrepreneurs. The message to Welsh businesses is simple: get in touch. We’re here to help your business succeed.”







Translation:


 
Wrth i’r banc gael ei lansio, bydd cyllid ar gael drwy Gronfa Fuddsoddi Cymru, sef cronfa newydd sy'n werth £100 miliwn. Bydd mwy o ficrogyllid ar gael a bydd yn cynnig telerau benthyca estynedig. Mae gan Fanc Datblygu Cymru gyfanswm o ryw £440 miliwn ar gael i fuddsoddi mewn busnesau yng Nghymru.

Bydd Cronfa Buddsoddi Hyblyg Cymru yn buddsoddi mwy o arian, a hynny am gyfnodau hirach na chronfeydd sy'n bodoli eisoes, gan gynnig hyd at £5 miliwn mewn un cylch cyllido a thelerau ad\-dalu o hyd at 10 mlynedd. 

Drwy'r Banc Datblygu, mae Llywodraeth Cymru hefyd yn treblu maint y microgyllid sydd ar gael o £6 miliwn i fwy na £18miliwn, ac mae wrthi hefyd yn datblygu cronfeydd eraill.

Gyda chynllun Cymorth i Brynu – Cymru, sy'n un o gynlluniau Llywodraeth Cymru, a buddsoddiad gan y sector preifat, bydd y £440 miliwn yn mwy na dyblu dros y pum mlynedd nesaf. Nod y Banc Datblygu yw cael effaith a fydd yn werth dros £1 biliwn ar economi Cymru. Yn sgil hynny, digwylir iddo roi cymorth i 1,400 o fusnesau, a bydd y busnesau hynny'n creu ac yn diogelu dros 20,000 o swyddi.

Dywedodd Ken Skates, yr Ysgrifennydd dros yr Economi a'r Seilwaith:


> "Dwi'n hynod falch ein bod wedi gallu llwyddo i fwrw ymlaen â chynlluniau Llywodraeth Cymru i sefydlu Banc Datblygu Cymru.  
> 
> "Bydd y banc yn defnyddio cyllid oddi wrth Lywodraeth Cymru i gefnogi buddsoddiad a fydd yn helpu economi Cymru i dyfu yn awr ac yn y dyfodol. Bydd hefyd yn rhoi’r cymorth y mae ei angen ar ein busnesau.


> "Wrth i'n busnesau ffynnu ac ad\-dalu'r benthyciadau, bydd yr arian hwnnw'n cael ei ailfuddsoddi, sy'n golygu nad dim ond ar hyn o bryd y mae'r cyfalaf yn helpu busnesau i lwyddo. Bydd hefyd yn cyllido'r genhedlaeth nesaf o lwyddiannau yng Nghymru."

Dywedodd Giles Thorley, Prif Weithredwr Banc Datblygu Cymru:


> “Busnesau micro, bach neu ganolig eu maint yw 99% o'r holl fusnesau yng Nghymru. Nhw sydd i gyfrif am 60% o'r holl swyddi yn y sector preifat. Wrth i fusnesau wynebu'r ansicrwydd sy'n gysylltiedig â Brexit, mae mwy o angen nag erioed o'r blaen inni gynnig sefydlogrwydd a symbylu twf, a hynny ar unwaith.
> 
> "Mae'r newidiadau'n golygu bod mwy o gyllid ar gael i helpu busnesau yng Nghymru, lle bynnag maen nhw arni. Mae busnesau micro, bach a chanolig yn hanfodol i economi Cymru ac rydyn ni'n falch o fod wedi gweithio gyda chynifer o entrepreneuriaid uchelgeisiol ac ymroddedig. Mae'r neges i fusnesau yng Nghymru yn un syml: cysylltwch â ni. Rydyn ni yma i helpu'ch busnes i lwyddo."