Translate the text from Welsh to English.



 
Bydd gwybodaeth ar gael ar ein gwefan newydd, Eich Cartref yng Nghymru, ynghylch y ddau gynllun sef Rhentu i Berchnogi – Cymru a Rhanberchnogaeth – Cymru i helpu pobl i benderfynu pa un o'r ddau gynllun all eu helpu i fynd ar yr ysgol i brynu cartref. 

 Bydd Rhentu i Berchnogi – Cymru yn helpu pobl sy'n gallu fforddio taliadau misol ond sydd heb gynilo digon i dalu blaendal morgais. Bydd Rhanberchnogaeth – Cymru yn helpu pobl sydd â blaendal bychan ac sy'n gallu cael morgais ar gyfran o werth yr eiddo. 

 Nid ar gyfer pobl sy'n prynu am y tro cyntaf yn unig y mae'r cynlluniau, fodd bynnag. Mae meini prawf wedi'u pennu ar gyfer pobl sydd am wneud cais am y cynlluniau sy'n cynnwys gofyniad bod incwm blynyddol y teulu yn £60,00 neu lai. 

 Bydd Rebecca Evans, y Gweinidog Tai ac Adfywio, yn ymweld â chartref newydd yn Kennard Point, Crymlin, datblygiad gan y Grŵp Pobl, lle bydd cartrefi ar gael o dan y ddau gynllun. 

 Dywedodd Rebecca Evans: 

 
> "Mae Cymorth i Brynu Cymru wedi bod yn gynllun llwyddiannus ac wedi helpu llawer o bobl yng Nghymru sydd â 5% o flaendal i brynu eu cartref. Er hynny, mae yna lawer o bobl sy'n gweithio'n galed ac sy'n ei chael hi'n anodd cynilo ar gyfer blaendal. Rydyn ni'n gwbl ymrwymedig i gefnogi pobl i gymryd y cam cyntaf anodd hwnnw tuag at brynu eu cartref yng Nghymru.
> 
>  “Mae Llywodraeth Cymru yn buddsoddi £70 miliwn yn y cynlluniau Rhentu i Berchnogi a Rhanberchnogaeth yn rhan o'n hymrwymiad i adeiladu 20,000 o dai fforddiadwy erbyn 2021\. 
> 
>  "Ar hyn o bryd, dim ond ychydig o eiddo sydd ar gael i'w prynu drwy'r cynlluniau Rhentu i Berchnogi – Cymru a Rhanberchnogaeth – Cymru, ac rydyn ni'n gweithio gyda chymdeithasau tai ledled Cymru i sicrhau y bydd rhagor ar gael cyn hir. 
> 
>  “Os oes gennych ddiddordeb mewn prynu eiddo o dan y naill gynllun neu'r llall yna ewch i wefan Eich Cartref yng Nghymru i weld ble mae cartrefi ar gael neu fe allwch gofrestru i dderbyn e\-byst pan ddaw eiddo ar gael yn eich ardal chi.
> 
>  "Bydd y cynlluniau hyn yn helpu pobl heddiw i fynd ar yr ysgol i brynu cartref; yn hytrach na threulio blynyddoedd yn cynilo am flaendal felly fe allant dreulio'r blynyddoedd hynny yn byw yn eu cartref."

 Dywedodd Hayley Macnamara, Rheolwr Polisi a Rhaglenni Tai Cymunedol Cymru:

 
> “Rydyn ni’n croesawu’r buddsoddiad sylweddol gan Lywodraeth Cymru ar ffurf grant i helpu cymdeithasau tai i ddatblygu eiddo o dan y cynlluniau Rhentu i Berchnogi a Rhanberchnogaeth. Drwy helpu pobl sy’n ei chael hi’n anodd cynilo tuag at gael blaendal, mi fydd hyn yn help i’r bobl hynny ar gyllidebau isel i adael y farchnad rhentu preifat a phrynu eu cartref eu hunain. Yn bwysig iawn hefyd, bydd hefyd yn creu llif o incwm all gael ei ailfuddsoddi yn y sector tai cymdeithasol.
> 
>  “Fel sector, rydyn ni wedi ymrwymo’n llwyr i gwrdd â’r targed o adeiladu 20,000 o dai fforddiadwy erbyn 2011\. Rydyn ni felly’n gweithio’n agos â Llywodraeth Cymru i ddatblygu modelau effeithiol megis Rhentu i Berchnogi a fydd yn ein helpu i wireddu’n gweledigaeth o sicrhau bod gan bawb yr hawl i gartref o safon.”

 Dywedodd Kathryn Edwards, Rheolwr Gyfarwyddwr Grŵp Pobl ar gyfer Tai a Chymunedau:

 
> “Rydyn ni wrth ein bodd bod Llywodraeth Cymru wedi dewis Kennard Point i gyhoeddi’r buddsoddiad grant sylweddol hwn.
> 
>  "Mae rhanberchnogaeth yn ffordd boblogaidd a fforddiadwy o brynu eiddo am y tro cyntaf erbyn hyn. Ond, mae’r cyllid ychwanegol hwn o £70m, ynghyd â chyflwyno cynllun Rhentu i Berchnogi, yn golygu bod gan bobl yng Nghymru hyd yn oed fwy o ddewis o ran sut a phryd y maen nhw’n prynu cartref, a does dim angen iddyn nhw roi’r gorau ar eu dyhead o berchen ar gartref eu hunain.”







Translation:


 
Your Home in Wales, our new website, will provide people with information on the Rent to Own \- Wales and Shared Ownership – Wales schemes and help them to decide which of the two schemes can help them get on the housing ladder. 

 Rent to Own \- Wales will help those who can afford monthly payments but do not able to save enough for a mortgage deposit. Shared Ownership \- Wales will help those who have access to a small deposit and are able to get a mortgage on a proportion of the value of the property. 

 The schemes are not just available to first time buyers but eligibility criteria apply, including a requirement for applicants to have a combined annual household income of £60,000 or less. 

 Minister for Housing and Regeneration Rebecca Evans will visit a show home at Kennard Point in Crumlin, a development by Pobl Group, where homes will be available for both schemes. 

 Rebecca Evans said: 

 
> “Help to Buy Wales has successfully supported many people in Wales who have a 5% deposit to buy their own home. However, we know there are many hard\-working people who find it hard to save a deposit. We are committed to supporting people to take that difficult first step into buying their own home in Wales.
> 
>  “The Welsh Government is investing £70m in Rent to Own and Shared Ownership, as part of our commitment to building 20,000 affordable homes by 2021\. 
> 
>  “There are currently a small number of properties available to buy through Rent to Own \- Wales and Shared Ownership \- Wales, and we are working with housing associations throughout Wales to ensure that more will be available soon. 
> 
>  “If you are interested in buying using either of these schemes then please visit the Your Home in Wales website to see where there are homes available or you can sign up to receive emails when properties become available in your area.
> 
>  “These schemes will help people to get on the property ladder today; instead of spending years saving for a deposit they will spend those years living in their home.”

 Hayley Macnamara, Policy and Programmes Manager at Community Housing Cymru said: 

 
> “We welcome Welsh Government’s significant grant investment to help housing associations develop Rent to Own and Shared Ownership properties. By assisting people who are struggling to save for a deposit, it helps those on low budgets leave the private rental market and buy their own homes. Crucially, it also generates an income stream that can be reinvested into the social housing sector. 
> 
>  “As a sector we are committed to meeting the target to build 20,000 affordable homes by 2021, and are working closely with the Welsh Government to develop effective models such as Rent to Own that will help us achieve our vision to make good housing a basic right for all.”

 Kathryn Edwards, Pobl Group’s Managing Director, Homes and Communities said:

 
> “We are delighted the Welsh Government has chosen Kennard Point to announce their significant grant investment.
> 
>  "Shared ownership is already a very popular, affordable way of getting onto the property ladder. This additional £70m funding, coupled with the introduction of Rent to Own means people in Wales now have a greater choice of how and when they buy and don’t have to give up on their aspirations of owning their own home.”