Translate the text from Welsh to English.



 
Mae terfyn cyfalaf yn pennu a yw unigolyn yn talu cost lawn ei ofal preswyl ai peidio, neu a yw’n cael cymorth ariannol tuag at y gost oddi wrth ei awdurdod lleol. 

Yn Rhaglen Lywodraethu Llywodraeth Cymru, mae ymrwymiad i godi’r terfyn cyfalaf a ddefnyddir gan awdurdodau lleol i godi tâl am ofal preswyl o £24,000 i £50,000 yn ystod tymor y Cynulliad presennol.

Y terfyn cyfalaf yng Nghymru yw’r uchaf yn y DU. Yn Lloegr, mae pobl sydd â chyfalaf a chynilion dros £23,250 yn gorfod talu cost lawn eu gofal preswyl eu hunain.

Mae’r cynnydd yn cael ei gyflwyno fesul cam, gan ddechrau ym mis Ebrill 2017 pan gafodd y terfyn ei godi i £30,000\. Heddiw mae’r terfyn cyfalaf wedi cael ei godi eto, y tro hwn o £30,000 i £40,000\.

Mae hyd at 4,000 o bobl sy’n byw mewn cartrefi gofal preswyl yn talu’r gost lawn am eu gofal. Mae oddeutu 450 o bobl sy’n byw mewn cartrefi gofal preswyl eisoes wedi elwa ar derfyn uwch y llynedd, a’r disgwyl yw y byddwn yn gweld y nifer hwnnw yn cynyddu’n gyson.

Dywedodd y Gweinidog Gofal Cymdeithasol, Huw Irranca\-Davies:


> “Dyma’r ail gam tuag at gyflawni un o’n chwe phrif ymrwymiad yn 'Symud Cymru Ymlaen' i fwy na dyblu’r cyfalaf y caiff person mewn gofal preswyl ei gadw heb orfod ei ddefnyddio i dalu am y gofal hwnnw.
> 
> “O heddiw ymlaen, bydd y terfyn cyfalaf yn codi o £30,000 i £40,000, gan sicrhau bod preswylwyr yn cael cadw £10,000 ychwanegol o’r cynilion y maen nhw wedi gweithio’n galed i’w ennill a chyfalaf arall i’w defnyddio yn ôl eu dymuniad. Erbyn diwedd y Cynulliad presennol, bydd y terfyn yn codi i £50,000\.
> 
> “Dyma enghraifft gadarn arall o’r Llywodraeth hon yn cyflawni ei hymrwymiadau i bobl Cymru.”







Translation:


 
A capital limit determines whether a person pays for the full cost of their residential care, or whether they receive financial support towards the cost from their local authority.

The Welsh Government’s Programme for Government commits Ministers to increasing this capital limit used by local authorities who charge for residential care from £24,000 to £50,000 during the current Assembly term.

The capital limit in Wales is the highest in the UK. In England, people with capital and savings above £23,250 have to fund all of their own residential care.

The increase is being delivered in a phased approach, starting in April 2017 when the limit was increased to £30,000\. The capital limit has today increased further from £30,000 to £40,000\.

There are up to 4,000 care home residents who pay for the full cost of their care. Around 450 care home residents have already benefitted from the increase last year, with a steady increase in this number expected.

Social Care Minister, Huw Irranca\-Davies said:


> “This is the second step in delivering one of our top six 'Taking Wales Forward' commitments to more than doubling the amount of capital a person in residential care can retain without having to use this to pay for their care.
> 
> “From today, the capital limit is rising from £30,000 to £40,000, thereby allowing residents to retain a further £10,000 of their hard earned savings and other capital to use as they wish. By the end of the currently Assembly, the limit will be raised to £50,000\.
> 
> “This is another firm example of this Welsh Government delivering its commitments to the people of Wales.”