Translate the text from English to Welsh.



 
It is anticipated that the loan fund, which enables SMEs to access affordable finance, will help more local companies build new homes.  The Cabinet Secretary said that innovation and an increased role for SME home builders will help identify alternatives to the existing model for house building.

 Carl Sargeant said:

 
> "SME house builders were hit particularly hard by the global economic crisis and continue to be affected. I hope the expansion of the Property Development Fund will have a significant impact in helping SMEs who are building homes, and encouraging more local companies to become developers.
> 
>  "We have a challenging target of delivering 20,000 affordable homes over this term of government. In working to meet our target, I want as many homes as possible to be delivered by SMEs, creating new capacity in this sector. I want to see people thinking innovatively about how we can do things differently to address the challenges we all face."

 The loan fund, which is run by Finance Wales, supports small and medium sized construction companies, who are unable to access affordable finance from traditional sources,to get projects off the ground to build new homes.

 Cenydd Rowlands, Property Fund Manager at Finance Wales:

 
> "The additional £30m is a real boost to the fund and with an expanded team in place we’re excited to support even more small to medium\-sized developers. The mixed\-use and residential projects we can fund have direct impact on their local communities through direct and indirect employment opportunities as well as providing much needed quality housing."







Translation:


 
Rhagwelir y bydd y gronfa benthyg, a fydd yn galluogi busnesau bach a chanolig eu maint i gael cyllid fforddiadwy, yn helpu mwy o gwmnïau lleol i adeiladu cartrefi newydd. 

  Dywedodd Ysgrifennydd y Cabinet y byddai blaengaredd a chynnydd yn rôl adeiladwyr cartrefi BBaCh yn helpu i ddod o hyd i gynlluniau eraill i'r model presennol o adeiladu tai.

 Dywedodd Carl Sargeant:

 
> "Cafodd adeiladwyr cartrefi BBaCh eu taro'n arbennig o wael gan yr argyfwng economaidd byd\-eang ac maen nhw'n dal i deimlo'r effeithiau. Gobeithio y bydd ehangu'r Gronfa Datblygu Eiddo yn cael effaith sylweddol drwy helpu busnesau bach a chanolig eu maint sy'n adeiladu cartrefi ac annog mwy o gwmnïau lleol i fynd yn ddatblygwyr.
> 
>  "Rydyn ni wedi pennu targed uchelgeisiol o greu 20,000 o dai fforddiadwy yn ystod tymor y llywodraeth hon. Wrth i ni weithio i gwrdd â'n targed, rwyf am weld cynifer o dai â phosibl yn cael eu darparu gan fusnesau bach a chanolig eu maint gan ddatblygu capasiti newydd yn y sector. Rwyf am weld pobl yn meddwl o'r newydd am sut y gallwn wneud pethau'n wahanol er mwyn mynd i'r afael â'r heriau sy'n ein hwynebu ni i gyd."

 Bydd y gronfa benthyg sy'n cael ei rhedeg gan Gyllid Cymru yn cefnogi cwmnïau adeiladu bach a chanolig eu maint nad ydynt yn gallu dod o hyd i gyllid fforddiadwy o ffynonellau traddodiadol er mwyn datblygu prosiectau i adeiladu cartrefi newydd. 

 Dywedodd Cenydd Rowlands, Rheolwr Cronfa Eiddo Cyllid Cymru:

 
> "Mae’r £30m ychwanegol yn hwb mawr i’r gronfa a hefyd, gyda thîm mwy o faint yn ei le, mae’n dda gennym allu rhoi cymorth i ragor o ddatblygwyr bach a chanolig eu maint. Bydd y prosiectau preswyl a chymysg eu defnydd y gallwn eu hariannu yn cael effaith uniongyrchol ar eu cymunedau lleol drwy sicrhau cyfleoedd am swyddi yn uniongyrchol ac yn anuniongyrchol yn ogystal â darparu tai o safon y mae gwir eu hangen."