Translate the text from English to Welsh.



 
Our Welsh Government support package for businesses is the most generous offer of help anywhere in the UK.


Our £1\.7 billion plus business support package, which is equivalent to 2\.6% of our GVA, complements other UK schemes and means that companies in Wales have access to the most generous offer of help anywhere in the UK.


Our Economic Resilience Fund (ERF) has been designed to plug gaps left by the UK Government’s package of business support. This is because we want to support as many businesses as we can at this incredibly challenging time.


So far our ERF has helped more than 13,000 businesses with more than £300m of support. It has also helped to protect more than 100,000 jobs that otherwise might have been lost.


Last week we opened applications for Phase 3 of the ERF with this latest round of support releasing a further **£300m** for businesses in Wales to help them deal with the economic challenges of this current firebreak and help them prepare for a post\-Covid future as the UK exits from the Brexit transition period.


Our ERF 3 support comes in two main parts:


* First, a **£200m package** of **Lockdown Business Grants** to help thosedirectly affected by the shorter term challenges of having to close during the firebreak, as well as those subject to local restrictions before it started. This element will provide more than 60,000 micro and SME businesses with urgent emergency finance to help them with fixed cost thru face during the firebreak and includes discretionary support available at a local authority level. £11m which has already reached businesses.
* Second, a **£100m package** of **Business Development Grants** to help firms prepare themselves for the longer term challenges they face. This element was intended not as day to day, emergency finance but to fund projects that can prepare their business for a post\-Covid and EU exit future.


The demand for the Business Development Grant element of the Economic Resilience Fund has been exceptional with nearly 6,000 applications received. The fund has been paused to allow an assessment of applications to be undertaken and payments to be issued to successful applicants as quickly as possible so we can start getting support into the bank accounts of Welsh businesses in the coming weeks.


In the first days we have already approved grants to micro business ranging from launching of a music and wellbeing programme to reducing energy costs via replacement of doors and windows, both of which secure jobs and investment for the future.


However, this pause does not affect the first and much larger element of the fund – the £200m ERF Lockdown Business Fund which remains open.


Funding  is delivered collaboratively between the Welsh Government and Local Authorities. This element of the fund will provide the following to over 60k businesses:


* Retail, leisure and hospitality businesses forced to close (as defined by the regulations) during the firebreak lockdown period occupying a property with a rateable value between £12,001 and £51,000 will be eligible for a £5,000 payment.
* Every business eligible for Small Business Rates Relief occupying a property with a rateable value of £12,000 or less will be eligible for a £1,000 payment.
* A discretionary enhanced £2,000 top\-up grant will be made available on an application basis for those businesses with a rateable value of £12,000 or less who are forced to close by the firebreak lockdown (as defined by the regulations).
* A further discretionary enhanced £1,000 grant will be made available to businesses on the same basis where they have been materially affected by local lockdown restrictions prior to the start of the firebreak lockdown period.


Businesses must be on the non\-domestic rates (NDR) rating list for their local authority on 1 September. While some businesses will have properties that are eligible for an NDR grant, to receive any of the Lockdown Business Grants, businesses will need to register their details, as well as make a short on\-line application to their respective local authority for the discretionary elements.


Local authorities are also delivering a £25m Lockdown Discretionary Grant for businesses that are closed or materially impacted that do not pay business rates and therefore not eligible


for the non\-domestic rates (NDR) linked grants. Eligible businesses are able to apply for a grant of £1\.5k and those who have been subject to local lockdown restrictions prior to the national firebreak are eligible for an additional £500\.


I also recognise that the lockdown discretionary fund is fully utilised in a small number of local authority areas and others are close to be fully utilised. In response the Minister for Finance and I have asked officials to explore with Local Authority colleagues how we can re\-purpose the un\-utilised budget from the original round of Covid\-19 NDR linked grants to provide more funding to support those business who are eligible under the discretionary fund.


The £300m ERF package is of course in addition to the HMT support available via the Job Retention Scheme and the Self Employed Income Support scheme which have been enhanced in recent days as we as a Government have requested. ERF is unique and additional for Welsh Business to access to support their viability and critically their employees.


Finally, I’m continuing to explore further options for supporting businesses through the pandemic, including to help them prepare for EU transition. My colleague the Finance Minister has set aside funding for a fourth phase of the ERF to support businesses and employees. We are developing a mechanism for businesses to register an interest in any future funds and I will provide a further update on next steps in the coming weeks.


 







Translation:


 
Pecyn cymorth Llywodraeth Cymru i fusnesau yw'r cynnig mwyaf hael o gymorth unrhyw le yn y DU.


Mae ein pecyn cymorth i fusnesau gwerth £1\.7 biliwn a mwy, sy'n cyfateb i 2\.6% o'n Gwerth Ychwanegol Gros (GYC), yn ategu cynlluniau eraill y DU ac yn golygu bod cwmnïau yng Nghymru yn gallu cael y cynnig mwyaf hael o gymorth o gymharu ag unrhyw le arall yn y DU.


Mae ein Cronfa Cadernid Economaidd (ERF) wedi'i chynllunio i lenwi bylchau a adawyd gan Lywodraeth y DU yn ei phecyn cymorth i fusnesau. Y rheswm am hyn yw ein bod eisiau cefnogi cynifer o fusnesau ag y gallwn yn ystod yr adeg hynod heriol hon.


Hyd yma mae ein ERF wedi helpu mwy na 13,000 o fusnesau gyda mwy na £300miliwn o gymorth. Mae hefyd wedi helpu i ddiogelu mwy na 100,000 o swyddi a allai fod wedi'u colli fel arall.


Yr wythnos diwethaf agorwyd Cam 3 y Gronfa i geisiadau gyda'r cylch cymorth diweddaraf hwn yn rhyddhau **£300miliwn** pellach i fusnesau yng Nghymru i'w helpu i ddelio â heriau economaidd y cyfnod atal byr presennol hwn a'u helpu i baratoi ar gyfer dyfodol ar ôl Covid wrth i'r DU ymadael â chyfnod pontio Brexit.


Mae dwy brif ran i gymorth ERF 3:


* Yn gyntaf, **pecyn gwerth £200miliwn** o **Grantiau i Fusnesau dan Gyfyngiadau Symud** i helpu'r rhai yr effeithir arnynt yn uniongyrchol gan yr heriau tymor byrrach o orfod cau yn ystod y cyfnod atal byr, yn ogystal â'r rhai sy'n ddarostyngedig i gyfyngiadau lleol cyn iddo ddechrau. Bydd yr elfen hon yn rhoi cyllid brys i fwy na 60,000 o fusnesau micro a busnesau bach a chanolig i'w helpu gyda chostau sefydlog yn ystod y cyfnod atal byr ac mae'n cynnwys cymorth yn ôl disgresiwn sydd ar gael ar lefel awdurdod lleol. Mae £11miliwn eisoes wedi cyrraedd busnesau.
* Yn ail, **pecyn gwerth £100m** o **Grantiau Datblygu Busnes** i helpu cwmnïau i baratoi eu hunain ar gyfer yr heriau tymor hwy y maent yn eu hwynebu. Ni fwriadwyd yr elfen hon fel cyllid brys o ddydd i ddydd ond i ariannu prosiectau a all baratoi eu busnes ar gyfer dyfodol ar ôl Covid ac ar ôl ymadael â’r UE.


Mae'r galw am elfen Grant Datblygu Busnes y Gronfa Cadernid Economaidd wedi bod yn eithriadol gyda bron i 6,000 o geisiadau wedi dod i law. Mae'r gronfa wedi'i rhewi i ganiatáu i asesiad o geisiadau gael ei gynnal ac i daliadau gael eu rhoi i ymgeiswyr llwyddiannus cyn gynted â phosibl fel y gallwn ddechrau sicrhau cymorth yng nghyfrifon banc busnesau Cymru yn ystod yr wythnosau nesaf.


Yn ystod y dyddiau cyntaf rydym eisoes wedi cymeradwyo grantiau i ficrofusnesau yn amrywio o lansio rhaglen gerddoriaeth a llesiant i leihau costau ynni drwy osod drysau a ffenestri newydd, ac mae'r ddau ohonynt yn sicrhau swyddi a buddsoddiad ar gyfer y dyfodol.


Fodd bynnag, nid yw'r oedi hwn yn effeithio ar elfen gyntaf a llawer mwy y gronfa – y Gronfa i Fusnesau dan Gyfyngiadau Symud gwerth £200m yr ERF sy'n parhau ar agor.


Darperir cyllid ar y cyd rhwng Llywodraeth Cymru ac awdurdodau lleol. Bydd yr elfen hon o'r gronfa yn darparu'r canlynol i dros 60,000 o fusnesau:


* Bydd busnesau manwerthu, hamdden a lletygarwch sy'n gorfod cau (fel y'u diffinnir gan y rheoliadau) yn ystod y cyfnod atal byr mewn eiddo sydd â gwerth trethadwy rhwng £12,001 a £51,000 yn gymwys i gael taliad o £5,000\.
* Bydd pob busnes sy'n gymwys i gael Rhyddhad Ardrethi i Fusnesau Bach sy’n meddiannu eiddo â gwerth trethadwy o £12,000 neu lai yn gymwys i gael taliad o £1,000\.
* Bydd grant £2,000 atodol yn ôl disgresiwn ar gael ar sail gwneud cais i'r busnesau hynny sydd â gwerth trethadwy o £12,000 neu lai sy'n cael eu gorfodi i gau gan y cyfnod atal byr (fel y'u diffinnir gan y rheoliadau).
* Bydd grant pellach o £1,000 yn ôl disgresiwn ar gael i fusnesau ar yr un sail lle mae cyfyngiadau symud lleol wedi effeithio'n sylweddol arnynt cyn dechrau'r cyfnod atal byr.


Rhaid i fusnesau fod ar y rhestr ardrethu ar gyfer Ardrethi Annomestig (NDR) ar gyfer eu hawdurdod lleol ar 1 Medi. Er y bydd gan rai busnesau eiddo sy'n gymwys i gael grant NDR, i dderbyn unrhyw un o’r Grantiau i Fusnesau dan Gyfyngiadau Symud, bydd angen i fusnesau gofrestru eu manylion, yn ogystal â gwneud cais byr ar\-lein i'w hawdurdod lleol perthnasol am yr elfennau a fydd yn cael eu darparu yn ôl disgresiwn.


Mae awdurdodau lleol hefyd yn darparu Grant yn ôl Disgresiwn i Fusnesau dan Gyfyngiadau Symud gwerth £25miliwn ar gyfer busnesau sydd wedi gorfod cau neu yr effeithiwyd arnynt yn sylweddol nad ydynt yn talu ardrethi busnes ac felly nad ydynt yn gymwys i gael y grantiau cysylltiedig â NDR. Gall busnesau cymwys wneud cais am grant o £1\.5 mil ac mae'r rhai sydd wedi bod yn ddarostyngedig i gyfyngiadau symud lleol cyn y cyfnod atal byr cenedlaethol yn gymwys i gael £500 ychwanegol.


Rwyf hefyd yn cydnabod bod y gronfa yn ôl disgresiwn i fusnesau dan gyfyngiadau symud yn cael ei defnyddio'n llawn mewn nifer bach o ardaloedd awdurdodau lleol a bod eraill yn agos i’w defnyddio'n llawn. Mewn ymateb, mae'r Gweinidog Cyllid a minnau wedi gofyn i swyddogion holi cydweithwyr awdurdodau lleol sut y gallwn addasu’r gyllideb nas defnyddiwyd o gylch gwreiddiol grantiau cysylltiedig â NDR Covid\-19 i ddarparu mwy o arian i gefnogi'r busnesau hynny sy'n gymwys o dan y gronfa hon.


Mae'r pecyn ERF gwerth £300m wrth gwrs yn ychwanegol at gymorth Trysorlys Ei Mawrhydi sydd ar gael drwy'r Cynllun Cadw Swyddi a'r cynllun Cymorth Incwm i’r Hunangyflogedig sydd wedi'u gwella yn y dyddiau diwethaf, fel yr ydym ni fel Llywodraeth wedi gofyn amdano. Mae’r ERF yn unigryw ac yn gronfa ychwanegol y gall Busnesau Cymru gael mynediad iddi i’w helpu i oroesi a chefnogi eu gweithwyr.


Yn olaf, rwy'n parhau i archwilio opsiynau pellach i gefnogi busnesau drwy'r pandemig, gan gynnwys eu helpu i baratoi ar gyfer ymadael â’r UE. Mae fy nghyd\-Weinidog, y Gweinidog Cyllid, wedi neilltuo cyllid i gefnogi busnesau a gweithwyr trwy pedwerydd cam o’r Gronfa  Cadernid Economaidd ac rydym yn datblygu mecanwaith i fusnesau gofrestru mewn unrhyw gronfeydd yn y dyfodol. Byddaf yn darparu’r wybodaeth ddiweddaraf am y camau nesaf yn ystod yr wythnosau nesaf.