Translate the text from English to Welsh.



 
 


Following my previous statements on Access to Finance and the Availability of Funding for SMEs in Wales, I would like to update Members on the work which has been undertaken on the feasibility of creating a Development Bank for Wales (DBW).


In June 2014, I asked Professor Dylan Jones\-Evans to lead a Task \& Finish Group to explore the potential mission, role and operations that a Development Bank could undertake and to provide an evidence\-based feasibility study on the options for consideration.


I have now received his report which raises key points about the methods to close the funding gap and help deliver finance to Welsh SMEs including charitable, community and social enterprises. It also raises questions about some of the principles which underpin the provision of finance and the role of government funding for SMEs in economic development.


In undertaking the feasibility study, the Group sought contributions from numerous industry bodies and institutions, engaged extensively across the banking and finance sector, as well as with intermediaries, academia and the wider business community. I would like to thank all of the individuals and organisations who have participated and contributed to this study, and in particular I would like to place on record my thanks to Professor Jones\-Evans and the Members of the Group for producing this significant body of work.


I will be making an Oral Statement on the 17th March which will provide an opportunity to discuss the report. 


 







Translation:


 
Yn y gorffennol, rydw i wedi cyhoeddi datganiadau o dan y teitlau Mynediad at Gyllid ac Adolygiad o’r Cyllid sydd ar gael ar gyfer Busnesau Bach a Chanolig yng Nghymru. Yn dilyn hynny, hoffwn roi’r wybodaeth ddiweddaraf i’r Aelodau ar y gwaith sydd wedi’i wneud ar yr astudiaeth ddichonoldeb ar gyfer creu Banc Datblygu ar Gyfer Cymru (DBW).

Ym mis Mehefin 2014, gofynnais i’r Athro Dylan Jones\-Evans arwain Grŵp Gorchwyl a Gorffen. Gofynnais i’r Grŵp edrych ar genhadaeth a swyddogaeth Banc Datblygu a’r math o weithrediadau y gallai ymgymryd â nhw ac yna cyflwyno astudiaeth ddichonoldeb, yn seiliedig ar dystiolaeth, ar yr opsiynau y dylid eu hystyried.  
   
Mae ei adroddiad bellach wedi dod i law. Mae’n codi materion allweddol sy’n ymwneud â’r dulliau o gau’r bwlch cyllido a chynorthwyo’r gwaith o gyflenwi cyllid i Fusnesau Bach a Chanolig Cymru, gan gynnwys mentrau elusennol, cymunedol a chymdeithasol. Hefyd, mae’n codi cwestiynau am rai o’r egwyddorion sy’n sail i’r modd y caiff cyllid ei ddarparu ac ynghylch y rôl y mae cyllid a roddir i Fusnesau Bach a Chanolig gan y llywodraeth yn ei chwarae mewn datblygu economaidd.   

Wrth ymgymryd â’r astudiaeth ddichonoldeb, aeth y Grŵp ati i chwilio am gyfraniadau gan nifer o gyrff a sefydliadau yn y diwydiant. Yn ogystal, gwnaeth y Grŵp ymgysylltu’n eang ar draws y sector bancio a chyllid, a hefyd gyda chyfryngwyr, academyddion a’r gymuned fusnes yn ehangach. Hoffwn ddiolch i’r holl unigolion a’r sefydliadau hynny sydd wedi cymryd rhan yn yr astudiaeth hon ac sydd wedi cyfrannu ati. Yn benodol, hoffwn ddiolch i’r Athro Jones\-Evans ac aelodau’r grŵp am lunio’r gwaith cynhwysfawr hwn a hoffwn i’r diolch hwnnw fod ar gof a chadw.

Byddaf yn gwneud Datganiad Llafar ar 17 Mawrth a cheir cyfle yn sgil hynny i drafod yr adroddiad.