Translate the text from Welsh to English.



 
O dan y polisi rhenti pum mlynedd sy'n cael ei gyhoeddi heddiw, a fydd yn dod i rym o Ebrill 2020:


* gellir ymgodi rhenti cymdeithasol i swm sy'n cyfateb i uchafswm y mynegai prisiau defnyddwyr (CPI) \+ 1% am bum mlynedd ar yr amod bod y CPI yn aros o fewn amrediad rhagnodedig
* bydd landlordiaid yn parhau'n gyfrifol am bennu eu rhenti o fewn ffiniau polisi rhenti Llywodraeth Cymru. Mewn ymateb i geisiadau gan landlordiaid cymdeithasol am fwy o hyblygrwydd, gallai rhent tenantiaid unigol gynyddu o CPI \+ 1% ynghyd â hyd at £2, ar yr amod bod rhenti eraill naill ai'n cael eu rhewi neu eu lleihau ac nad yw cynnydd cyffredinol y landlord ar gyfer ei holl stoc yn fwy na CPI \+ 1%
* disgwylir i landlordiaid cymdeithasol gael eu polisïau eu hunain ar renti a thâl gwasanaeth a gwneud eu penderfyniadau eu hunain ynghylch sut y caiff rhenti eu cynyddu bob blwyddyn. Fel rhan o hyn, disgwylir i landlordiaid cymdeithasol weithio gyda'u tenantiaid i nodi pa ffactorau y dylid eu cynnwys wrth asesu fforddiadwyedd


Dywedodd Julie James, y Gweinidog Tai a Llywodraeth Leol: 



> Mae'n bwysig cydbwyso'r angen i denantiaid allu fforddio eu rhent, a sicrhau bod gan landlordiaid cymdeithasol y sicrwydd incwm rhenti sydd ei angen arnynt i adeiladu mwy o dai cymdeithasol. Rwyf wedi ystyried amrywiaeth o ffactorau ac wedi ystyried canfyddiadau nifer o adroddiadau annibynnol yn ofalus wrth wneud y penderfyniad hwn.
> 
> 
> Rydyn ni'n gwybod bod ansawdd cartrefi pobl yn cael effaith wirioneddol ar eu hiechyd, eu lles a'u hansawdd bywyd. Wrth gydweithio â landlordiaid cymdeithasol Cymru, mae gennym gynlluniau uchelgeisiol i adeiladu llawer mwy o dai cymdeithasol yng Nghymru. Mae'r fargen rhenti hon yn taro cydbwysedd rhwng yr uchelgais hwnnw a'r angen i sicrhau bod pobl gyffredin yn gallu fforddio talu eu rhent.


Mae Llywodraeth Cymru'n cymryd camau i gynyddu'r cyflenwad o dai fforddiadwy yng Nghymru, gan gynnwys:


* caniatáu i awdurdodau lleol uchelgeisiol gael grant tai i adeiladu mwy o dai cyngor yn ddi\-oed ac ar raddfa fawr
* sicrhau bod awdurdodau cynllunio lleol yn manteisio ar bob cyfle i greu datblygiadau tai yng Nghymru sy'n cynnwys o leiaf 50% o dai fforddiadwy






Translation:


 
Under the five year rent policy being announced today, which will to come into effect from April 2020:


* social rents can be uplifted by a maximum of the Consumer Price Index \+1% for five years as long as CPI stays within a prescribed range
* landlords will retain responsibility for setting their rents within the boundaries of Welsh Government rent policy. In response to requests from social landlords for more flexibility, individual tenants’ rent could increase by CPI\+1% plus up to £2, on condition that other rents are either frozen or reduced and that the landlord’s overall increase for all their stock is no greater than CPI\+1%
* social landlords are expected to have their own rent and service charge policies and make their own decisions on how rents are increased each year. As part of this, social landlords are expected to work with their tenants to identify what factors should be included when assessing affordability


Minister for Housing and Local Government, Julie James said:



> It’s important to balance the need for tenants to be able to afford their rent, and ensuring social landlords have the rental income certainty they need to build more social housing. I have taken a variety of factors into account and considered carefully the findings of a number of independent reports in making this decision.
> 
> 
> We know the quality of people’s homes has a very real impact on their health, well\-being and quality of life. Together with Welsh social landlords, we have ambitious plans to build much more social housing in Wales. This rent deal balances that ambition against the need to make sure ordinary people can afford to pay their rent.


The Welsh Government is taking a range of actions to increase the supply of affordable housing in Wales, including:


* allowing ambitious local authorities to access housing grant to build more council houses at pace and scale
* ensure local planning authorities are taking all opportunities to create housing developments with at least 50% affordable housing in Wales