Translate the text from English to Welsh.



 
Help to Buy Wales has supported thousands of people to realise their dream of home ownership since it was launched in January 2014, with more than 13,400 homes delivered through the scheme.


The UK Government closed applications to Help to Buy in England at the end of October, but here in Wales, the scheme has continued to be an important source of support for the housing industry and supply chains.


It has also been used as a mechanism to bring about desired change within the housing industry. Phase two saw the end of the delivery of leasehold houses. Phase three has seen improvements in quality, broadband, ‘peppercorn’ level ground rent charges and the requirement for estate management fees, and any other charges, to be provided in writing before a deposit for a home is accepted.


The current phase of the scheme is due to close to applications at the end of March 2023\.


Today I am announcing my intention to extend Help to Buy Wales for a further two years, until March 2025\.


It is important to ensure that the extension to the scheme takes account of changes in the housing market, the impact of the current economic climate on potential home\-owners and the housing industry. 


I will, therefore, introduce a new price cap of £300,000 for Help to Buy Wales from April 2023, in line with increases in average house prices in Wales. Working towards our goals of improving the energy efficiency of homes, all homes purchased with the support of the scheme will need to reach a minimum of Energy Performance Certificate (EPC) B.


This extension has been developed with the support of UK Finance, the Home Builders Federation, the Federation of Master Builders and the Development Bank of Wales.


The Welsh Government wants to ensure support for potential new home\-owners continues to be relevant and targeted at those who most need it, particularly in these economically challenging times.


I have asked my officials to commission research into the future needs of home buyers, and the role Help to Buy Wales can play to meet those needs. The research findings, which will be available in the summer, will underpin future planning to support people wishing to buy a home.


In making this announcement today I am providing certainty to people who are hoping to buy a home and offering support to more than 90 developers and SMEs registered to deliver the scheme.







Translation:


 
Mae Cymorth i Brynu \- Cymru wedi cefnogi miloedd o bobl i wireddu eu breuddwyd o fod yn berchen ar dŷ, ers ei lansio ym mis Ionawr 2014, gyda mwy na 13,400 o gartrefi wedi cael eu darparu drwy’r cynllun.


Fe wnaeth Llywodraeth y DU gau ceisiadau ar gyfer Cymorth i Brynu yn Lloegr ddiwedd mis Hydref, ond yma yng Nghymru, mae’r cynllun wedi parhau i fod yn ffynhonnell gymorth bwysig i’r diwydiant tai a chadwyni cyflenwi.


Mae hefyd wedi cael ei ddefnyddio fel ffordd o gyflawni’r newid a ddymunir o fewn y diwydiant tai. Arweiniodd cam dau at roi’r gorau i gynnig tai ar sail lesddaliad. Mae cam tri wedi arwain at welliannau o ran ansawdd, band eang, rhenti tir am rent tir rhad a’r gofyniad i ffioedd rheoli ystadau, ac unrhyw daliadau eraill, gael eu darparu’n ysgrifenedig cyn y derbynnir blaendal am gartref.


Disgwylir i gam presennol y cynllun gau i geisiadau ddiwedd mis Mawrth 2023\.


Heddiw, rwy’n cyhoeddi fy mwriad i estyn Cymorth i Brynu \- Cymru am ddwy flynedd arall, tan fis Mawrth 2025\.


Mae’n bwysig sicrhau bod yr estyniad i’r cynllun yn ystyried newidiadau yn y farchnad dai ac effaith yr hinsawdd economaidd sydd ohoni ar ddarpar berchnogion tai a’r diwydiant tai.


Byddaf, felly, yn cyflwyno cap newydd ar brisiau o £300,000 ar gyfer Cymorth i Brynu – Cymru, o fis Ebrill 2023 ymlaen, yn unol â’r cynnydd ym mhrisiau tai ar gyfartaledd yng Nghymru. Wrth weithio tuag at ein nodau o wella effeithlonrwydd ynni yn ein cartrefi, bydd angen i bob cartref a brynir gyda chymorth y cynllun gyrraedd Band B y Dystysgrif Perfformiad Ynni (EPC) o leiaf.


Datblygwyd yr estyniad hwn gyda chefnogaeth UK Finance, Ffederasiwn Adeiladwyr Cartrefi, Ffederasiwn y Meistr Adeiladwyr a Banc Datblygu Cymru.


Mae Llywodraeth Cymru eisiau sicrhau bod cymorth i ddarpar berchnogion tai newydd yn parhau i fod yn berthnasol ac wedi’i dargedu at y rhai sydd ei angen fwyaf, yn enwedig yn y cyfnod heriol hwn yn economaidd.


Rwyf wedi gofyn i fy swyddogion gomisiynu ymchwil i anghenion prynwyr tai yn y dyfodol, a’r rôl y gall Cymorth i Brynu \- Cymru ei chwarae wrth ddiwallu’r anghenion hynny. Bydd canfyddiadau’r ymchwil, a fydd ar gael yn yr haf, yn sail i gynllunio yn y dyfodol er mwyn cefnogi pobl sy’n dymuno prynu tŷ.


Wrth wneud y cyhoeddiad hwn heddiw, rwy’n rhoi sicrwydd i bobl sy’n gobeithio prynu tŷ, ac yn cynnig cymorth i fwy na 90 o ddatblygwyr a busnesau bach a chanolig sydd wedi cofrestru i ddarparu’r cynllun.