Canada Learning Bond (CLB) Participation Rate (percentage), Cumulative Number of Beneficiaries, and Cumulative Number of Eligible Children by Forward Sortation Area (FSA; i.e., the first three characters of the postal code)

The CLB is available to children born on or after January 1, 2004, who are from low-income families or getting benefits under the *Children’s Special Allowance Act*. 

The CLB provides an initial payment of $500, and $100 for each year of eligibility up to age 15 (to a maximum of $2,000) and is retroactive. This means CLB payments can be requested for years the beneficiary was eligible, even for years before they were named in an RESP.  Personal contributions are not required to receive the CLB.

The table consists of quarterly data beginning with the period ending on December 31, 2006.  The first column presents the number of children who have ever received the CLB, the second column presents the number of eligible children in the given Forward Sortation Area (sourced from the Canada Revenue Agency), and the third column presents the participation rate or the proportion of children receiving the CLB in relation to the eligible population.

All population counts of 30 or below are censored due to privacy issues.
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A methodological note on the cumulative CLB file 
- as of March 14, 2024

The cumulative CLB file is an update of the CLB data from consecutive editions of the Quarterly National CLB report by Forward Sortation Area (FSA). The current file is updated using CLB data from the last four quarters (Q1 2025 through to Q4 2025) that can be found in the Q4 2025 National CLB report. The Q4 2025 report also contains the updated FSA values from the March 2026 release of Statistics Canada’s Postal Code Conversion File. In this edition one new FSA value was created (L3E) and no FSA values were removed. Updates of the historical and recent CLB data, in the cumulative file, are adjusted to reflect the new and old FSA values. All counts of 30 or under are not included and are represented with an asterisk in the Quarterly National CLB report by FSA. The Quarterly National CLB report by FSA presents CLB data by FSA and does not include the CLB aggregated data at either the national or province and territory levels.

As of January 1, 2022, individuals eligible for the CLB who were born in 2004 or after but did not receive it yet can apply for the benefit when they turn 18. As a result, adult beneficiaries (i.e., those who receive it between the ages of 18 and 20) are included in beneficiary counts from 2022 onward.

The primary source of data that is used to produce these numbers comes from the Canada Education Savings Program’s administrative data. Some updates (e.g., reversals, repayments, data errors, and reporting delays) may have been introduced in the Canada Education Savings Program’s administrative data that could affect the previous reporting periods. As a result, the values in the latest quarterly report supersede the previous quarterly reports.

**Please note that the Open Government Portal provides data that add to those already available in the Canada Education Savings Program Annual Statistical Review. The most recent version of the report, which includes data up to 2024, was published on August 5, 2024 and can be found here:** https://www.canada.ca/en/employment-social-development/services/student-financial-aid/education-savings/reports/statistical-review.html



Organization: Employment and Social Development Canada | Emploi et Développement social Canada