Home Mortgage Offset Account
JazakAllah brother Umer, Yes I remember that detailed enlightening discussion with you few years ago and even after my latest discussion with Australian bank that I quoted above I am still stuck at the same point i.e., Whether to take caution or use this offset facility to save money on mortgage. However, as more I dig into banking business more it seems that majority of what I am getting back from them has primarily RIBA in it but then house Mortgage business / other business investments are not RIBA therefore it is that argument that Javaid Sahab has mentioned in his clip one can make. I think you have given a clear answer from your point of view and I can also see Javaid Sahab has given very clear stand point in attached clips. Thank you so much.