Interest – Consumable Vs Non-Consumable
It is the nature of transaction which determine it is loan or investment. In personal loan the lender doesn’t not bother where the money will be used. In the investment, the money is given for a particular purpose, considering that it would generate profit. These are two different things. Mortgage is not investment. It is selling and purchasing. The bank purchases car or r house and sell it to you with some additional amount for facilitating you to pay it later.