When Does Hajj Become Obligatory?
Deen does not oblige one to ignore one’s basic needs. Deen is easy. God says in the Quran يُرِيدُ اللَّهُ بِكُمُ الْيُسْرَ وَلَا يُرِيدُ بِكُمُ الْعُسْرَ So, you can fulfil your needs and then go for Hajj. If you choose to go for Hajj instead of fulfilling this kind of need, then it is your choice, and you are allowed to make it.