Huqooq Ul Ibaad
Let’s say for this example all measures were taken except for insurance- but it wasn’t knowingly. The burning of the mansion itself isn’t sinful. But if we take into account the general narrative it is that any right infringed must be compensated for in this life or you will have to pay for it in the next: A right has been infringed- property has been damaged The damage itself wasn’t sinful But according to huqooq ul ibaad concept since I couldn’t pay the debt- I will be held accountable for it and give back this wealth by exchanging deeds. This does not sit right with me