Riba Only On Consumable Items
Poor laborers are paying Riba just for man-push cart, trolley cart, masonry equipment and all these are non-consumable items. I’m not sure what’s the problem. You would rather have these people die hungry? Who says they’re paying riba? In trade buyers do have ability (money) and willingness to buy but in such Riba based transactions buyers (poor people) only have willingness they do not have ability to buy. According to what principle? If someone can’t buy a house then they should live under the blue sky? If lending money on riba is haram, than how can providing non-consumable items on riba be made halal. You have assumed that the money earned from usable items is riba. With that understanding, your conclusion is correct. However, that is certainly not the case. Even in our classical fiqh and Islamic banking, the concept of ijarah (lease) and Ijara wa Iqtina (lease to own) transactions are considered absolutely fine. By your viewpoint, renting out anything would be haram, while we have evidence of prophet Muhammad SAW himself being involved in such transactions. For example, please see: https://sunnah.com/bukhari/47/16 In transactions based on usable items, a portion of the payment received is the usage fee or rent. On what principle do you insist that it’s riba? For reference, we had a similar discussion before: Discussion 39878 I suggest that you do a bit of in-depth research on this topic and then understand Ghamidi sahab’s viewpoint in this regard. A transaction doesn’t become riba according to our own wishes – we need to have evidence from prophet SAW or God in order to categorize something as haram. Ghamidi sahab has explained his viewpoint in depth in the following videos. If you see anything questionable in principle, please don’t hesitate to point it out. Discussion 30863