Gold Zakat
Suppose i have 100 grams of gold out of which 15 to 20 grams are used sometimes as ornaments and 10-20 grams are for children. At the same time i have a debt of Rs 200000 and soon will have a car loan of Rs 550000. My monthly income is 52000 and have a wife and parents and soon a child inshallah. I’m from India. Can u plz break down zakat for me as per Mohtaram Ghamidi sahabs understanding