Zakat Application On Following Cases
Zakat has no bearing on whether the investment money is returned to you or not. If you have invested your money, you most likely have an asset (share in business, stock, etc.). In that case 2.5% zakat will be due once a year. Zakat on investment profit is due the day you receive the cash in hand. If you’re not actively involved in business (no labor / effort) then 10% of the profit, otherwise 5% of the profit.