سٹوڈنٹ ویزہ – بینک سٹمنٹ – سود ہے کیا ؟
I am not a scholar but just a truth seeker. Someone from the moderators should reply you. I am just sharing here my views: 1. If students don’t have their own money (or parents money) and they are faking it to meet the requirement, obviously this is a sin and also crime for deceiving the visa authorities. 2. If you have funds but not necessarily in cash form and you need help converting it in cash for three months to meet the requirements, the additional money you pay is a fee for the service and not usury or riba. It becomes riba only if the flow of wealth transfer is one way and there is no counter part or equivalent value being passed on against it to the paying party.