Q&A Thread (January 2022)
Question 2 : Carried Forward : I am working in a Islamic bank since last 10 years and previously I was working in conventional bank. I personally feel their is huge difference in both banking. In the lecture where Sir ghamdi sab describe the banking sector is quite surprising for me. One one side He pointed Islamic bank as shari excuse (ellat) on other hand He trying to justify conventional bank. Here I m sharing some points. 1 . Their is no asset based financing in conventional banks. They purchase car in name of borrower and charged him interest and returned in installment. How we called it ijara if something is already in my ownership?? On other hand Islamic purchase a car with bank ownership and rent out to customers. Is this not a pure shari way?? Or its just shari ellat?? 2 . Conventional banks finance business in two ways I. Running finance ii. Fixed finance. In running finance they charged per day interest until you pay full financed amount back to bank on other side Islamic bank always use sale purchase agreements where Islamic banks sale goods in different types of bai like bai murabaha, bai musawama , bai Salam, etc etc so is this a pure shari way or it’s just a shari ellat.?? Original Thread : Discussion 50866
Question 03 : There is consensus among majority of Muslim scholars that Sunnah of Prophet was to not recite portion of Quran after Fatiha in the 3rd and 4th Rakah of Salah ( like Dhur, Asar, Maghrib and Isha ). If such a consensus exists, then why can’t it be called as Sunnat-i-Sabita and then why does Ghamidi Sahab encourage reciting of Quran portion in those Rakahs as well? Original Thread : Discussion 58030
No need for this question. This can be skipped.