Are Women Supposed To Cover Neck And Jewellery Worn There?
There are two different things. The parts of of body for zeenat to be covered and awrah. The parts of zeenat which stay usually exposed are not the parts of awrah. Awrah are the private parts which have to covered all the time. Zeenat is done on exposed parts of body like face, hands, feet, neck, chest. Here God has allowed to keep exposed the parts on which zeenat is done, this includes face hands and feet. Chest area can be exposed therefore God especially mentioned to cover it. As far as awrah is concerned, it is only the private parts. The adjacent parts to private parts are covered to different extents in different cultures. You may suggest that arms should be covered but it belongs to preemptive measures and here people may have different opinions.