Riba Al-fadl, Bai As-Salam And Things To Be Paid On Credit
These are simple Trading arrangments. Riba comes in when there is a loan transaction i.e. where you borrow money ( or other useable item e.g. Dates ) and lender asks you to return it back in the form of money ( or the same useable item e.g. Dates ) and unconditionally demands profit over and above the original amount ( i.e. either demands more money over the principal or in case of Dates, demands more dates over and above the Original Dates or some other Quality dates different than the Dates originally lent by the lender ). If you borrow chips from a shop then you are simple paying the amount of the same chips to the shopkeeper at a later date. There is no loan involved, it is a simple trading arrangment. Similarly neither is paying Advance to the shopkeeper is a loan arrangement, you are not giving shopkeeper a loan and demanding something over and above that loan (i.e. Riba), you’re paying already determined price for goods (i.e. Dates) that you are purchasing.