Riba (usable Vs Consumable)
Thats correct as per ghamidi Sahib, some people might say to mention hadith that’s about renting a land , Let’s clear the wording of the Hadith prophet PBUH rented the land there must be some rent for the land ,when we use term rent so that Jew was paying rent to PBUH second part of the Hadith granted the land for rent one condition that’s half of production go towards PBUH ,so in general prophet taking rent from the land and that half what produces ,this is exactly the same as you do mortgage bank buys for you on one condition condition is you will pay certain % extra to the actual cost , now compare the Hadith,Jew paying rent ,we paying towards the actual cost as for monthly repayments , now second part of the Hadith Jew paying extra half of what land produces the same way we are paying extra towards the actual cost of the mortgage,hope this clears ghamidi Sahib point of view absolutely correct