Riba Only On Consumable Items
Ghamidi sahab has not created but only explained the distinction between usable and consumable items in regards to riba. Also he’s not the first one or the only one to explain this difference. Regardless of that, it is already well known that when a fee is charged on usable items it’s called rent or usage fee . There’s no prohibition of renting things in God’s religion. Prophet SAW as well as sahaba are also known to have rented usable items. For example, please see: https://sunnah.com/bukhari/47/16 For Ghamidi sahab’s own explanation in regards to usable and consumable items, please refer to the following video from 13:07 to 30:05: https://youtu.be/QZZpVOQQ5Wc?start=13m7s Islam has not placed any responsibility of meeting the basic needs of its people on the state. In other words, Islam is not partial to a socialist or a capitalist system. It is left up to the people to decide with mutual consultation what kind of system they want. If you would like to discuss this point further please create a new question on Ask Ghamidi. Finally, I think that there’s of course room for error in application, there isn’t, however, any room for interpretation in regards riba on usable vs. consumable items.