AbstractPhil/geometric-vocab-256d huggingface dataset:
no-par-value stock: stock with no par value specified in the corporate charter or on the stock certificate
preferred stock: stock whose holders are guaranteed priority in the payment of dividends but whose holders have no voting rights
cumulative preferred: preferred stock whose dividends if omitted accumulate until paid out
hot stock: newly issued stock that is in great public demand
market value: the price at which buyers and sellers trade the item in an open marketplace
corporate bond: a bond issued by a corporation; carries no claim to ownership and pays no dividends but payments to bondholders have priority over payments to stockholders a corporate bond is a safer investment than common stock in the same company
coupon bond: a bond issued with detachable coupons that must be presented to the issuer for interest payments
junk bond: a (speculative) bond with a credit rating of BB or lower; issued for leveraged buyouts and other takeovers by companies with questionable credit
performance bond: a bond given to protect the recipient against loss in case the terms of a contract are not filled; a surety company assumes liability for nonperformance
unsecured bond: the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future
government security: a security issued by United States government agencies or the Farm Credit System
utility bond: a bond issued to finance the construction of public utility services
zero coupon bond: a bond that is issued at a deep discount from its value at maturity and pays no interest during the life of the bond; the commonest form of zero-coupon security
right: (frequently plural) the interest possessed by law or custom in some intangible thing mineral rights film rights
share: any of the equal portions into which the capital stock of a corporation is divided and ownership of which is evidenced by a stock certificate he bought 100 shares of IBM at the market price
authorized shares: the maximum number of shares authorized under the terms of a corporation's articles of incorporation
speculation: an investment that is very risky but could yield great profits he knew the stock was a speculation when he bought it
stake: the money risked on a gamble
pot: the cumulative amount involved in a game (such as poker)
security: defense against financial failure; financial independence his pension gave him security in his old age insurance provided protection against loss of wages due to illness
hedge: any technique designed to reduce or eliminate financial risk; for example, taking two positions that will offset each other if prices change
coverage: the total amount and type of insurance carried
automobile insurance: insurance against loss due to theft or traffic accidents
no fault insurance: a system of automobile insurance where a party who is injured in an automobile accident recovers damages up to a specific amount against his own insurance company regardless of who was responsible for the accident the amount of litigation resulting from minor accidents is reduced by no fault insurance
hospitalization insurance: insurance that pays all or part of a patient's hospital expense
life insurance: insurance paid to named beneficiaries when the insured person dies in England they call life insurance life assurance
tontine: a form of life insurance whereby on the death or default of a participant his share is distributed to the remaining members
whole life insurance: insurance on the life of the insured for a fixed amount at a definite premium that is paid each year in the same amount during the entire lifetime of the insured
malpractice insurance: insurance purchased by physicians and hospitals to cover the cost of being sued for malpractice obstetricians have to pay high rates for malpractice insurance
reinsurance: sharing the risk by insurance companies; part or all of the insurer's risk is assumed by other companies in return for part of the premium paid by the insured reinsurance enables a client to get coverage that would be too great for any one company to assume
term insurance: low-cost insurance that is valid only for a stated period of time and has no cash surrender value or loan value term insurance is most often associated with life insurance policies
health maintenance organization: group insurance that entitles members to services of participating hospitals and clinics and physicians
security: property that your creditor can claim in case you default on your obligation bankers are reluctant to lend without good security
deposit: money given as security for an article acquired for temporary use his deposit was refunded when he returned the car
down payment: a partial payment made at the time of purchase; the balance to be paid later
satisfaction: (law) the payment of a debt or fulfillment of an obligation the full and final satisfaction of the claim
earnest money: money given by a buyer to a seller to bind a contract
recognizance: (law) a security entered into before a court with a condition to perform some act required by law; on failure to perform that act a sum is forfeited
pledge: a deposit of personal property as security for a debt his saxophone was in pledge
bail: (criminal law) money that must be forfeited by the bondsman if an accused person fails to appear in court for trial the judge set bail at $10,000 a $10,000 bond was furnished by an alderman
margin: the amount of collateral a customer deposits with a broker when borrowing from the broker to buy securities
brokerage account: a fund that a customer has entrusted to a securities brokerage you can't get a brokerage account unless you have $20,000
guarantee: a collateral agreement to answer for the debt of another in case that person defaults
wealth: an abundance of material possessions and resources
gold: great wealth; --Ben Jonson Whilst that for which all virtue now is sold, and almost every vice--almighty gold
means: considerable capital (wealth or income) he is a man of means
pocketbook: your personal financial means that car is too expensive for my pocketbook
venture capital: wealth available for investment in new or speculative enterprises
capital: assets available for use in the production of further assets
account: a statement of recent transactions and the resulting balance they send me an accounting every month
income statement: a financial statement that gives operating results for a specific period
principal: capital as contrasted with the income derived from it
funds: assets in the form of money
bank: the funds held by a gambling house or the dealer in some gambling games he tried to break the bank at Monte Carlo
bankroll: a roll of currency notes (often taken as the resources of a person or business etc.) he shot his roll on a bob-tailed nag
pocket: a supply of money they dipped into the taxpayers' pockets
medicaid funds: public funds used to pay for Medicaid
treasury: the funds of a government or institution or individual
m1: a measure of the money supply; includes currency in circulation plus demand deposits or checking account balances
m2: a measure of the money supply; M1 plus net time deposits (other than large certificates of deposit)
m3: a measure of the money supply; M2 plus deposits at institutions that are not banks (such as savings and loan associations)
public treasury: a treasury for government funds
pork barrel: a legislative appropriation designed to ingratiate legislators with their constituents
fund: a reserve of money set aside for some purpose
exchange traded fund: a mutual fund that is traded on a stock exchange
savings: a fund of money put by as a reserve
bank account: a fund that a customer has entrusted to a bank and from which the customer can make withdrawals he moved his bank account to a new bank
pension fund: a fund reserved to pay workers' pensions when they retire from service
trust: something (as property) held by one party (the trustee) for the benefit of another (the beneficiary) he is the beneficiary of a generous trust set up by his father
charitable trust: a trust created for charitable or religious or educational or scientific purposes
clifford trust: a trust established to shift the income to someone who is taxed at a lower rate than the grantor for a period of 10 years or more
constructive trust: a trust created by a court (regardless of the intent of the parties) to benefit a party that has been wrongfully deprived of its rights
direct trust: a trust created by the free and deliberate act of the parties involved (usually on the basis of written documentation)
nondiscretionary trust: an investment trust that can buy only those securities listed when the trust was organized
living trust: a trust created and operating during the grantor's lifetime
savings account trust: a savings account deposited by someone who makes themselves the trustee for a beneficiary and who controls it during their lifetime; afterward the balance is payable to the previously named beneficiary
checking account: a bank account against which the depositor can draw checks that are payable on demand
time deposit account: a savings account in which the deposit is held for a fixed term or in which withdrawals can be made only after giving notice or with loss of interest
dormant account: a savings account showing no activity (other than posting interest) for some specified period the dormant account reverted to the state under escheat laws
certificate of deposit: a debt instrument issued by a bank; usually pays interest
support: the financial means whereby one lives each child was expected to pay for their keep he applied to the state for support he could no longer earn his own livelihood
support: financial resources provided to make some project possible the foundation provided support for the experiment
comforts: things that make you comfortable and at ease all the comforts of home
subsistence: minimal (or marginal) resources for subsisting social security provided only a bare subsistence
hoard: a secret store of valuables or money
store: a supply of something available for future use he brought back a large store of Cuban cigars
issue: supplies (as food or clothing or ammunition) issued by the government
seed corn: good quality seeds (as kernels of corn) that are reserved for planting
reserve: something kept back or saved for future use or a special purpose
blood bank: a place for storing whole blood or blood plasma the Red Cross created a blood bank for emergencies
food bank: a place where food is contributed and made available to those in need they set up a food bank for the flood victims
pool: the combined stakes of the betters
pool: any communal combination of funds everyone contributed to the pool
reserve account: funds taken out of earnings to provide for anticipated future payments
valuation reserve: a reserve fund created by a charge against profits in order to provide for changes in the value of a company's assets
treasure: any possession that is highly valued by its owner the children returned from the seashore with their shells and other treasures
treasure: accumulated wealth in the form of money or jewels etc. the pirates hid their treasure on a small island in the West Indies
valuable: something of value all our valuables were stolen
treasure trove: treasure of unknown ownership found hidden (usually in the earth)
ice: diamonds look at the ice on that dame!
medium of exchange: anything that is generally accepted as a standard of value and a measure of wealth in a particular country or region
standard: the value behind the money in a monetary system
tender: something that can be used as an official medium of payment
credit: arrangement for deferred payment for goods and services
business loan: a bank loan granted for the use of a business
home loan: a loan secured by equity value in the borrower's home
installment credit: a loan repaid with interest in equal periodic payments
open-end credit: a consumer credit line that can be used up to a certain limit or paid down at any time
credit account: credit extended by a business to a customer
advance: an amount paid before it is earned
credit card: a card (usually plastic) that assures a seller that the person using it has a satisfactory credit rating and that the issuer will see to it that the seller receives payment for the merchandise delivered do you take plastic?
calling card: a card that is used instead of cash to make telephone calls
cash card: a credit card that entitles the holder to receive cash
draft: a document ordering the payment of money; drawn by one person or bank on another
foreign bill: a bill of exchange that is drawn in one country and made payable in another
credit line: the maximum credit that a customer is allowed
traveler's letter of credit: a letter of credit given to a traveler
traveler's check: a letter of credit issued by a bank or express company that is payable on presentation to any correspondent of the issuer
bank draft: a draft drawn by a bank against funds deposited in another bank
money order: a written order for the payment of a sum to a named individual; obtainable and payable at a post office
overdraft credit: credit provided by a bank in honoring a customer's overdrafts
deposit: money deposited in a bank or some similar institution
acceptance: banking: a time draft drawn on and accepted by a bank
check: a written order directing a bank to pay money he paid all his bills by check
bad check: a check that is dishonored on presentation because of insufficient funds issuing a bad check is a form of larceny
giro: a check given by the British government to someone who is unemployed; it can be cashed either at a bank or at the post office
paycheck: a check issued in payment of wages or salary
certified check: a check containing certification that the person who issued the check has sufficient funds on deposit to cover payment
personal check: a check drawn against funds deposited in your personal checking account
cashier's check: a check issued by the officer of a bank on the banks own account (not that of a private person) cashier's checks are as good as cash
blank check: a check that has been signed but with the amount payable left blank
disability check: a monthly payment made to someone who has become disabled and is unable to work
medicare check: a check reimbursing an aged person for the expenses of health care
old-age pension: a monthly payment made to someone who is retired from work
money: the most common medium of exchange; functions as legal tender we tried to collect the money he owed us
money: the official currency issued by a government or national bank he changed his money into francs
boodle: informal terms for money
subsidization: money (or other benefits) obtained as a subsidy
eurocurrency: currency of the major financial and industrial countries held in those countries for the purpose of lending and borrowing
cash: prompt payment for goods or services in currency or by check
cash: money in the form of bills or coins there is a desperate shortage of hard cash
hard currency: a currency that is not likely to depreciate suddenly in value the countries agreed to conduct their bilateral trade in hard currency, replacing previous barter arrangements Germany once had a solid economy, good fiscal and monetary policies, and a hard currency
paper money: currency issued by a government or central bank and consisting of printed paper that can circulate as a substitute for specie
change: money received in return for its equivalent in a larger denomination or a different currency he got change for a twenty and used it to pay the taxi driver
change: the balance of money received when the amount you tender is greater than the amount due I paid with a twenty and pocketed the change
coinage: coins collectively
small change: a trifling sum of money
change: coins of small denomination regarded collectively he had a pocketful of change
bezant: a gold coin of the Byzantine Empire; widely circulated in Europe in the Middle Ages
quarter: a United States or Canadian coin worth one fourth of a dollar he fed four quarters into the slot machine
half dollar: a United States coin worth half of a dollar
halfpenny: an English coin worth half a penny
penny: a coin worth one-hundredth of the value of the basic unit
twopence: a former United Kingdom silver coin; United Kingdom bronze decimal coin worth two pennies
fourpence: a former English silver coin worth four pennies
sixpence: a small coin of the United Kingdom worth six pennies; not minted since 1970
dollar: a United States coin worth one dollar the dollar coin has never been popular in the United States
susan b anthony dollar: a United States coin worth one dollar
silver dollar: a dollar made of silver
sou: a former French coin of low denomination; often used of any small amount of money he hasn't a sou to his name
maundy money: specially minted silver coins that are distributed by the British sovereign on Maundy Thursday
bill: a piece of paper money (especially one issued by a central bank) he peeled off five one-thousand-zloty notes
treasury: negotiable debt obligations of the United States government which guarantees that interest and principal payments will be paid on time
treasury bill: a short-term obligation that is not interest-bearing (it is purchased at a discount); can be traded on a discount basis for 91 days
treasury bond: a debt instrument with maturities of 10 years or longer
treasury note: securities with maturities of 1 to 10 years; sold for cash or in exchange for maturing issues or at auction
hundred dollar bill: a United States bill worth 100 dollars
fifty dollar bill: a United States bill worth 50 dollars
twenty dollar bill: a United States bill worth 20 dollars
tenner: a United States bill worth 10 dollars
fiver: a United States bill worth 5 dollars
nickel: five dollars worth of a drug a nickel bag of drugs a nickel deck of heroin
dollar: a piece of paper money worth one dollar
deficit: an excess of liabilities over assets (usually over a certain period) last year there was a serious budgetary deficit
federal deficit: an excess of the federal government's spending over its revenue federal deficits can cause inflation
due: a payment that is due (e.g., as the price of membership) the society dropped him for non-payment of dues
debt limit: the maximum borrowing power of a governmental entity
debt instrument: a written promise to repay a debt
note: a promise to pay a specified amount on demand or at a certain time I had to co-sign his note at the bank
call loan: a loan that is repayable on demand
participation loan: a loan that is shared by a group of banks that join to make a loan too big for any one of them alone
personal loan: a loan that establishes consumer credit that is granted for personal use; usually unsecured and based on the borrower's integrity and ability to pay
automobile loan: a personal loan to purchase an automobile
real estate loan: a loan on real estate that is usually secured by a mortgage
charge: financial liabilities (such as a tax) the charges against the estate
encumbrance: a charge against property (as a lien or mortgage)
assessment: an amount determined as payable the assessment for repairs outraged the club's membership
record: a document that can serve as legal evidence of a transaction they could find no record of the purchase
ledger: a record in which commercial accounts are recorded they got a subpoena to examine our books
daybook: a ledger in which transactions have been recorded as they occurred
entry: a written record of a commercial transaction
credit: an accounting entry acknowledging income or capital items
debit: an accounting entry acknowledging sums that are owing
accounting: a bookkeeper's chronological list of related debits and credits of a business; forms part of a ledger of accounts
profit and loss: an account compiled at the end of an accounting period to show gross and net profit or loss
balance of trade: the difference in value over a period of time of a country's imports and exports of merchandise a nation's balance of trade is favorable when its exports exceed its imports
carry-over: the accumulated and undivided profits of a corporation after provision has been made for dividends and reserves
compensating balance: a minimum credit balance that a bank may require a borrower to keep on deposit as a condition for granting a loan; a common requirement for establishing a line of credit at a bank the compensating balance increases the effective interest rate to the bank since the net amount loaned is reduced but the interest paid is unchanged
balance of payments: a system of recording all of a country's economic transactions with the rest of the world over a period of one year a favorable balance of payments exists when more payments are coming in than going out
audited account: an inspection of the accounting procedures and records by a trained accountant or CPA
review: (accounting) a service (less exhaustive than an audit) that provides some assurance to interested parties as to the reliability of financial data
expense account: an account to which salespersons or executives can charge travel and entertainment expenses
payroll: a list of employees and their salaries the company had a long payroll
payroll: the total amount of money paid in wages the company had a large payroll
peanuts: an insignificant sum of money; a trifling amount her salary is peanuts compared to his
purse: a sum of money offered as a prize the purse barely covered the winner's expenses
purse: a sum of money spoken of as the contents of a money purse he made the contribution out of his own purse he and his wife shared a common purse
value: the amount (of money or goods or services) that is considered to be a fair equivalent for something else he tried to estimate the value of the produce at normal prices
mess of pottage: anything of trivial value Esau sold his birthright to Jacob for a mess of pottage
premium: the amount that something in scarce supply is valued above its nominal value they paid a premium for access to water
bankbook: a record of deposits and withdrawals and interest held by depositors at certain banks
checkbook: a book issued to holders of checking accounts
iou: an informal debt instrument; representing `I owe you'
hotel plan: a plan and a room rate for providing a room and meals to guests at a hotel
american plan: a hotel plan that includes three meals daily
modified american plan: a hotel plan that includes breakfast and dinner (but not lunch)
bermuda plan: a hotel plan that provides a full breakfast daily
european plan: a hotel plan that provides a continental breakfast daily
security: a formal declaration that documents a fact of relevance to finance and investment; the holder has a right to receive interest or dividends he held several valuable securities
stock certificate: a certificate documenting the shareholder's ownership in the corporation the value of his stocks doubled during the past year
tax-exempt security: a security that is not subject to taxation
bond: a certificate of debt (usually interest-bearing or discounted) that is issued by a government or corporation in order to raise money; the issuer is required to pay a fixed sum annually until maturity and then a fixed sum to repay the principal
premium bond: a government bond that bears no interest or capital gains but enters the holder into lotteries
warrant: a type of security issued by a corporation (usually together with a bond or preferred stock) that gives the holder the right to purchase a certain amount of common stock at a stated price as a sweetener they offered warrants along with the fixed-income securities
zero-coupon security: a security that makes no interest payments but instead is sold at a deep discount from its face value
convertible: a corporate security (usually bonds or preferred stock) that can be exchanged for another form of security (usually common stock)
treasury stock: stock that has been bought back by the issuing corporation and is available for retirement or resale; it is issued but not outstanding; it cannot vote and pays no dividends
unlisted security: a security traded in the over-the-counter market
over the counter stock: stock that is not listed and traded on an organized exchange