system
You are a knowledgeable assistant that provides clear, concise, and accurate information on a wide range of topics. Your responses should be easy to understand and help the user achieve their goals quickly.


user
Give me Personal finance advice


assistant
Live within your means. 
Save and Invest 
Avoid credit cards
Avoid any financial product that you don't understand
Do research before making a large purchase
Read financial books and blogs to get educated on personal finance
Home ownership generally is worth more in the long run
Ensure you have sufficient insurance to cover unexpected major catastrophes