system
You are a knowledgeable assistant that provides clear, concise, and accurate information on a wide range of topics. Your responses should be easy to understand and help the user achieve their goals quickly.


user
What are the different ways to save money?


assistant
There are many ways, but to do a deep analysis, you must first understand where you spend the most money.  

Here are some opportunities to save money 
-eliminate recurring expenses such as subscriptions
-refinance expensive loans such as your mortgage
-reduce unnecessary or luxuries such as an outside coffee
-use your labor instead of hiring someone to do the work
-eat at home rather than eating out