// File: contracts/modules/escrow/Escrow.sol



// SPDX-License-Identifier: GPL-3.0
// Copyright: https://github.com/credit-cooperative/Line-Of-Credit/blob/master/COPYRIGHT.md

 pragma solidity ^0.8.16;

import {Denominations} from "chainlink/Denominations.sol";
import {IERC20} from "openzeppelin/token/ERC20/IERC20.sol";
import {SafeERC20} from "openzeppelin/token/ERC20/utils/SafeERC20.sol";

import {ReentrancyGuard} from "openzeppelin/security/ReentrancyGuard.sol";
import {IEscrow} from "../../interfaces/IEscrow.sol";
import {IOracle} from "../../interfaces/IOracle.sol";
import {ILineOfCredit} from "../../interfaces/ILineOfCredit.sol";
import {CreditLib} from "../../utils/CreditLib.sol";
import {LineLib} from "../../utils/LineLib.sol";
import {EscrowState, EscrowLib} from "../../utils/EscrowLib.sol";

/**
 * @title  - Credit Cooperative Escrow
 * @notice - Ownable contract that allows someone to deposit ERC20 and ERC4626 tokens as collateral to back a Line of Credit
 */
contract Escrow is IEscrow, ReentrancyGuard {
    using SafeERC20 for IERC20;
    using EscrowLib for EscrowState;

    /// @notice the minimum value of the collateral in relation to the outstanding debt e.g. 10% of outstanding debt
    uint32 public immutable minimumCollateralRatio;

    /// @notice Stakeholders and contracts used in Escrow
    address public immutable oracle;

    /// @notice borrower on line contract
    address public immutable borrower;

    /// @notice all data around terms for collateral and current deposits
    EscrowState private state;

    /**
      * @notice           - Initiates immutable terms for a Line of Credit agreement related to collateral requirements
      * @param _minimumCollateralRatio - In bps, 3 decimals. Cratio threshold where liquidations begin. see Escrow.isLiquidatable()
      * @param _oracle    - address to call for collateral token prices
      * @param _line      - Initial owner of Escrow contract. May be non-Line contract at construction before transferring to a Line.
                          - also is the oracle providing current total outstanding debt value.
      * @param _borrower  - borrower on the _line contract. Cannot pull from _line because _line might not be a Line at construction.
    */
    constructor(uint32 _minimumCollateralRatio, address _oracle, address _line, address _borrower) {
        minimumCollateralRatio = _minimumCollateralRatio;
        oracle = _oracle;
        borrower = _borrower;
        state.line = _line;
    }

    /**
     * @notice the current controller of the Escrow contract.
     */
    function line() external view override returns (address) {
        return state.line;
    }

    /**
     * @notice - Checks Line's outstanding debt value and current Escrow collateral value to compute collateral ratio and checks that against minimum.
     * @return isLiquidatable - returns true if Escrow.getCollateralRatio is lower than minimumCollateralRatio else false
     */
    function isLiquidatable() external returns (bool) {
        return state.isLiquidatable(oracle, minimumCollateralRatio);
    }

    /**
     * @notice - Allows current owner to transfer ownership to another address
     * @dev    - Used if we setup Escrow before Line exists. Line has no way to interface with this function so once transfered `line` is set forever
     * @return didUpdate - if function successfully executed or not
     */
    function updateLine(address _line) external returns (bool) {
        return state.updateLine(_line);
    }

    /**
     * @notice add collateral to your position
     * @dev requires that the token deposited by the depositor has been enabled by `line.Arbiter`
     * @dev - callable by anyone
     * @param amount - the amount of collateral to add
     * @param token - the token address of the deposited token
     * @return - the updated cratio
     */
    function addCollateral(uint256 amount, address token) external payable nonReentrant returns (uint256) {
        return state.addCollateral(oracle, amount, token);
    }

    /**
     * @notice - allows  the lines arbiter to  enable thdeposits of an asset
     *        - gives  better risk segmentation forlenders
     * @dev - whitelisting protects against malicious 4626 tokens and DoS attacks
     *       - only need to allow once. Can not disable collateral once enabled.
     * @param token - the token to all borrow to deposit as collateral
     */
    function enableCollateral(address token) external returns (bool) {
        return state.enableCollateral(oracle, token);
    }

    /**
     * @notice remove collateral from your position. Must remain above min collateral ratio
     * @dev callable by `borrower`
     * @dev updates cratio
     * @param amount - the amount of collateral to release
     * @param token - the token address to withdraw
     * @param to - who should receive the funds
     * @return - the updated cratio
     */
    function releaseCollateral(uint256 amount, address token, address to) external nonReentrant returns (uint256) {
        return state.releaseCollateral(borrower, oracle, minimumCollateralRatio, amount, token, to);
    }

    /**
     * @notice calculates the cratio
     * @dev callable by anyone
     * @return - the calculated cratio
     */
    function getCollateralRatio() external returns (uint256) {
        return state.getCollateralRatio(oracle);
    }

    /**
     * @notice calculates the collateral value in USD to 8 decimals
     * @dev callable by anyone
     * @return - the calculated collateral value to 8 decimals
     */
    function getCollateralValue() external returns (uint256) {
        return state.getCollateralValue(oracle);
    }

    /**
     * @notice liquidates borrowers collateral by token and amount
     *         line can liquidate at anytime based off other covenants besides cratio
     * @dev requires that the cratio is at or below the liquidation threshold
     * @dev callable by `line`
     * @param amount - the amount of tokens to liquidate
     * @param token - the address of the token to draw funds from
     * @param to - the address to receive the funds
     * @return - true if successful
     */
    function liquidate(uint256 amount, address token, address to) external nonReentrant returns (bool) {
        return state.liquidate(amount, token, to);
    }
}

// File: lib/chainlink/contracts/src/v0.8/Denominations.sol



// SPDX-License-Identifier: MIT

pragma solidity ^0.8.0;

library Denominations {
  address public constant ETH = 0xEeeeeEeeeEeEeeEeEeEeeEEEeeeeEeeeeeeeEEeE;
  address public constant BTC = 0xbBbBBBBbbBBBbbbBbbBbbbbBBbBbbbbBbBbbBBbB;

  // Fiat currencies follow https://en.wikipedia.org/wiki/ISO_4217
  address public constant USD = address(840);
  address public constant GBP = address(826);
  address public constant EUR = address(978);
  address public constant JPY = address(392);
  address public constant KRW = address(410);
  address public constant CNY = address(156);
  address public constant AUD = address(36);
  address public constant CAD = address(124);
  address public constant CHF = address(756);
  address public constant ARS = address(32);
  address public constant PHP = address(608);
  address public constant NZD = address(554);
  address public constant SGD = address(702);
  address public constant NGN = address(566);
  address public constant ZAR = address(710);
  address public constant RUB = address(643);
  address public constant INR = address(356);
  address public constant BRL = address(986);
}

// File: lib/openzeppelin-contracts/contracts/token/ERC20/IERC20.sol



// SPDX-License-Identifier: MIT
// OpenZeppelin Contracts (last updated v4.9.0) (token/ERC20/IERC20.sol)

pragma solidity ^0.8.19;

/**
 * @dev Interface of the ERC20 standard as defined in the EIP.
 */
interface IERC20 {
    /**
     * @dev Emitted when `value` tokens are moved from one account (`from`) to
     * another (`to`).
     *
     * Note that `value` may be zero.
     */
    event Transfer(address indexed from, address indexed to, uint256 value);

    /**
     * @dev Emitted when the allowance of a `spender` for an `owner` is set by
     * a call to {approve}. `value` is the new allowance.
     */
    event Approval(address indexed owner, address indexed spender, uint256 value);

    /**
     * @dev Returns the amount of tokens in existence.
     */
    function totalSupply() external view returns (uint256);

    /**
     * @dev Returns the amount of tokens owned by `account`.
     */
    function balanceOf(address account) external view returns (uint256);

    /**
     * @dev Moves `amount` tokens from the caller's account to `to`.
     *
     * Returns a boolean value indicating whether the operation succeeded.
     *
     * Emits a {Transfer} event.
     */
    function transfer(address to, uint256 amount) external returns (bool);

    /**
     * @dev Returns the remaining number of tokens that `spender` will be
     * allowed to spend on behalf of `owner` through {transferFrom}. This is
     * zero by default.
     *
     * This value changes when {approve} or {transferFrom} are called.
     */
    function allowance(address owner, address spender) external view returns (uint256);

    /**
     * @dev Sets `amount` as the allowance of `spender` over the caller's tokens.
     *
     * Returns a boolean value indicating whether the operation succeeded.
     *
     * IMPORTANT: Beware that changing an allowance with this method brings the risk
     * that someone may use both the old and the new allowance by unfortunate
     * transaction ordering. One possible solution to mitigate this race
     * condition is to first reduce the spender's allowance to 0 and set the
     * desired value afterwards:
     * https://github.com/ethereum/EIPs/issues/20#issuecomment-263524729
     *
     * Emits an {Approval} event.
     */
    function approve(address spender, uint256 amount) external returns (bool);

    /**
     * @dev Moves `amount` tokens from `from` to `to` using the
     * allowance mechanism. `amount` is then deducted from the caller's
     * allowance.
     *
     * Returns a boolean value indicating whether the operation succeeded.
     *
     * Emits a {Transfer} event.
     */
    function transferFrom(address from, address to, uint256 amount) external returns (bool);
}

// File: lib/openzeppelin-contracts/contracts/token/ERC20/utils/SafeERC20.sol



// SPDX-License-Identifier: MIT
// OpenZeppelin Contracts (last updated v4.9.0) (token/ERC20/utils/SafeERC20.sol)

pragma solidity ^0.8.19;

import "../IERC20.sol";
import "../extensions/IERC20Permit.sol";
import "../../../utils/Address.sol";

/**
 * @title SafeERC20
 * @dev Wrappers around ERC20 operations that throw on failure (when the token
 * contract returns false). Tokens that return no value (and instead revert or
 * throw on failure) are also supported, non-reverting calls are assumed to be
 * successful.
 * To use this library you can add a `using SafeERC20 for IERC20;` statement to your contract,
 * which allows you to call the safe operations as `token.safeTransfer(...)`, etc.
 */
library SafeERC20 {
    using Address for address;

    /**
     * @dev An operation with an ERC20 token failed.
     */
    error SafeERC20FailedOperation(address token);

    /**
     * @dev Indicates a failed `decreaseAllowance` request.
     */
    error SafeERC20FailedDecreaseAllowance(address spender, uint256 currentAllowance, uint256 requestedDecrease);

    /**
     * @dev Transfer `value` amount of `token` from the calling contract to `to`. If `token` returns no value,
     * non-reverting calls are assumed to be successful.
     */
    function safeTransfer(IERC20 token, address to, uint256 value) internal {
        _callOptionalReturn(token, abi.encodeCall(token.transfer, (to, value)));
    }

    /**
     * @dev Transfer `value` amount of `token` from `from` to `to`, spending the approval given by `from` to the
     * calling contract. If `token` returns no value, non-reverting calls are assumed to be successful.
     */
    function safeTransferFrom(IERC20 token, address from, address to, uint256 value) internal {
        _callOptionalReturn(token, abi.encodeCall(token.transferFrom, (from, to, value)));
    }

    /**
     * @dev Increase the calling contract's allowance toward `spender` by `value`. If `token` returns no value,
     * non-reverting calls are assumed to be successful.
     */
    function safeIncreaseAllowance(IERC20 token, address spender, uint256 value) internal {
        uint256 oldAllowance = token.allowance(address(this), spender);
        forceApprove(token, spender, oldAllowance + value);
    }

    /**
     * @dev Decrease the calling contract's allowance toward `spender` by `requestedDecrease`. If `token` returns no value,
     * non-reverting calls are assumed to be successful.
     */
    function safeDecreaseAllowance(IERC20 token, address spender, uint256 requestedDecrease) internal {
        unchecked {
            uint256 currentAllowance = token.allowance(address(this), spender);
            if (currentAllowance < requestedDecrease) {
                revert SafeERC20FailedDecreaseAllowance(spender, currentAllowance, requestedDecrease);
            }
            forceApprove(token, spender, currentAllowance - requestedDecrease);
        }
    }

    /**
     * @dev Set the calling contract's allowance toward `spender` to `value`. If `token` returns no value,
     * non-reverting calls are assumed to be successful. Compatible with tokens that require the approval to be set to
     * 0 before setting it to a non-zero value.
     */
    function forceApprove(IERC20 token, address spender, uint256 value) internal {
        bytes memory approvalCall = abi.encodeCall(token.approve, (spender, value));

        if (!_callOptionalReturnBool(token, approvalCall)) {
            _callOptionalReturn(token, abi.encodeCall(token.approve, (spender, 0)));
            _callOptionalReturn(token, approvalCall);
        }
    }

    /**
     * @dev Use a ERC-2612 signature to set the `owner` approval toward `spender` on `token`.
     * Revert on invalid signature.
     */
    function safePermit(
        IERC20Permit token,
        address owner,
        address spender,
        uint256 value,
        uint256 deadline,
        uint8 v,
        bytes32 r,
        bytes32 s
    ) internal {
        uint256 nonceBefore = token.nonces(owner);
        token.permit(owner, spender, value, deadline, v, r, s);
        uint256 nonceAfter = token.nonces(owner);
        if (nonceAfter != nonceBefore + 1) {
            revert SafeERC20FailedOperation(address(token));
        }
    }

    /**
     * @dev Imitates a Solidity high-level call (i.e. a regular function call to a contract), relaxing the requirement
     * on the return value: the return value is optional (but if data is returned, it must not be false).
     * @param token The token targeted by the call.
     * @param data The call data (encoded using abi.encode or one of its variants).
     */
    function _callOptionalReturn(IERC20 token, bytes memory data) private {
        // We need to perform a low level call here, to bypass Solidity's return data size checking mechanism, since
        // we're implementing it ourselves. We use {Address-functionCall} to perform this call, which verifies that
        // the target address contains contract code and also asserts for success in the low-level call.

        bytes memory returndata = address(token).functionCall(data);
        if (returndata.length != 0 && !abi.decode(returndata, (bool))) {
            revert SafeERC20FailedOperation(address(token));
        }
    }

    /**
     * @dev Imitates a Solidity high-level call (i.e. a regular function call to a contract), relaxing the requirement
     * on the return value: the return value is optional (but if data is returned, it must not be false).
     * @param token The token targeted by the call.
     * @param data The call data (encoded using abi.encode or one of its variants).
     *
     * This is a variant of {_callOptionalReturn} that silents catches all reverts and returns a bool instead.
     */
    function _callOptionalReturnBool(IERC20 token, bytes memory data) private returns (bool) {
        // We need to perform a low level call here, to bypass Solidity's return data size checking mechanism, since
        // we're implementing it ourselves. We cannot use {Address-functionCall} here since this should return false
        // and not revert is the subcall reverts.

        (bool success, bytes memory returndata) = address(token).call(data);
        return success && (returndata.length == 0 || abi.decode(returndata, (bool))) && address(token).code.length > 0;
    }
}

// File: lib/openzeppelin-contracts/contracts/security/ReentrancyGuard.sol



// SPDX-License-Identifier: MIT
// OpenZeppelin Contracts (last updated v4.9.0) (security/ReentrancyGuard.sol)

pragma solidity ^0.8.19;

/**
 * @dev Contract module that helps prevent reentrant calls to a function.
 *
 * Inheriting from `ReentrancyGuard` will make the {nonReentrant} modifier
 * available, which can be applied to functions to make sure there are no nested
 * (reentrant) calls to them.
 *
 * Note that because there is a single `nonReentrant` guard, functions marked as
 * `nonReentrant` may not call one another. This can be worked around by making
 * those functions `private`, and then adding `external` `nonReentrant` entry
 * points to them.
 *
 * TIP: If you would like to learn more about reentrancy and alternative ways
 * to protect against it, check out our blog post
 * https://blog.openzeppelin.com/reentrancy-after-istanbul/[Reentrancy After Istanbul].
 */
abstract contract ReentrancyGuard {
    // Booleans are more expensive than uint256 or any type that takes up a full
    // word because each write operation emits an extra SLOAD to first read the
    // slot's contents, replace the bits taken up by the boolean, and then write
    // back. This is the compiler's defense against contract upgrades and
    // pointer aliasing, and it cannot be disabled.

    // The values being non-zero value makes deployment a bit more expensive,
    // but in exchange the refund on every call to nonReentrant will be lower in
    // amount. Since refunds are capped to a percentage of the total
    // transaction's gas, it is best to keep them low in cases like this one, to
    // increase the likelihood of the full refund coming into effect.
    uint256 private constant _NOT_ENTERED = 1;
    uint256 private constant _ENTERED = 2;

    uint256 private _status;

    /**
     * @dev Unauthorized reentrant call.
     */
    error ReentrancyGuardReentrantCall();

    constructor() {
        _status = _NOT_ENTERED;
    }

    /**
     * @dev Prevents a contract from calling itself, directly or indirectly.
     * Calling a `nonReentrant` function from another `nonReentrant`
     * function is not supported. It is possible to prevent this from happening
     * by making the `nonReentrant` function external, and making it call a
     * `private` function that does the actual work.
     */
    modifier nonReentrant() {
        _nonReentrantBefore();
        _;
        _nonReentrantAfter();
    }

    function _nonReentrantBefore() private {
        // On the first call to nonReentrant, _status will be _NOT_ENTERED
        if (_status == _ENTERED) {
            revert ReentrancyGuardReentrantCall();
        }

        // Any calls to nonReentrant after this point will fail
        _status = _ENTERED;
    }

    function _nonReentrantAfter() private {
        // By storing the original value once again, a refund is triggered (see
        // https://eips.ethereum.org/EIPS/eip-2200)
        _status = _NOT_ENTERED;
    }

    /**
     * @dev Returns true if the reentrancy guard is currently set to "entered", which indicates there is a
     * `nonReentrant` function in the call stack.
     */
    function _reentrancyGuardEntered() internal view returns (bool) {
        return _status == _ENTERED;
    }
}

// File: contracts/interfaces/IEscrow.sol



// SPDX-License-Identifier: GPL-3.0
// Copyright: https://github.com/credit-cooperative/Line-Of-Credit/blob/master/COPYRIGHT.md

 pragma solidity ^0.8.16;

interface IEscrow {
    struct Deposit {
        uint amount;
        bool isERC4626;
        address asset; // eip4626 asset else the erc20 token itself
        uint8 assetDecimals;
    }

    event AddCollateral(address indexed token, uint indexed amount);

    event RemoveCollateral(address indexed token, uint indexed amount);

    event EnableCollateral(address indexed token);

    error InvalidCollateral();

    error CallerAccessDenied();

    error UnderCollateralized();

    error NotLiquidatable();

    // State var getters.

    function line() external returns (address);

    function oracle() external returns (address);

    function borrower() external returns (address);

    function minimumCollateralRatio() external returns (uint32);

    // Functions

    function isLiquidatable() external returns (bool);

    function updateLine(address line_) external returns (bool);

    function getCollateralRatio() external returns (uint);

    function getCollateralValue() external returns (uint);

    function enableCollateral(address token) external returns (bool);

    function addCollateral(uint amount, address token) external payable returns (uint);

    function releaseCollateral(uint amount, address token, address to) external returns (uint);

    function liquidate(uint amount, address token, address to) external returns (bool);
}

// File: contracts/interfaces/IOracle.sol



 pragma solidity ^0.8.16;

interface IOracle {
    /** current price for token asset. denominated in USD */
    function getLatestAnswer(address token) external returns (int);

    /** Readonly function providing the current price for token asset. denominated in USD */
    function _getLatestAnswer(address token) external view returns (int);
}

// File: contracts/interfaces/ILineOfCredit.sol



// SPDX-License-Identifier: GPL-3.0
// Copyright: https://github.com/credit-cooperative/Line-Of-Credit/blob/master/COPYRIGHT.md

 pragma solidity ^0.8.16;

import {LineLib} from "../utils/LineLib.sol";
import {IOracle} from "../interfaces/IOracle.sol";

interface ILineOfCredit {
    // Lender data
    struct Credit {
        //  all denominated in token, not USD
        uint256 deposit; // The total liquidity provided by a Lender in a given token on a Line of Credit
        uint256 principal; // The amount of a Lender's Deposit on a Line of Credit that has actually been drawn down by the Borrower (in Tokens)
        uint256 interestAccrued; // Interest due by a Borrower but not yet repaid to the Line of Credit contract
        uint256 interestRepaid; // Interest repaid by a Borrower to the Line of Credit contract but not yet withdrawn by a Lender
        uint8 decimals; // Decimals of Credit Token for calcs
        address token; // The token being lent out (Credit Token)
        address lender; // The person to repay
        bool isOpen; // Status of position
    }

    // General Events
    event UpdateStatus(uint256 indexed status); // store as normal uint so it can be indexed in subgraph

    event DeployLine(address indexed oracle, address indexed arbiter, address indexed borrower);

    event SortedIntoQ(bytes32 indexed id, uint256 indexed newIdx, uint256 indexed oldIdx, bytes32 oldId);

    // MutualConsent borrower/lender events

    event AddCredit(address indexed lender, address indexed token, uint256 indexed deposit, bytes32 id);
    // can only reference id once AddCredit is emitted because it will be indexed offchain

    event SetRates(bytes32 indexed id, uint128 indexed dRate, uint128 indexed fRate);

    event IncreaseCredit(bytes32 indexed id, uint256 indexed deposit);

    // Lender Events

    // Emits data re Lender removes funds (principal) - there is no corresponding function, just withdraw()
    event WithdrawDeposit(bytes32 indexed id, uint256 indexed amount);

    // Emits data re Lender withdraws interest - there is no corresponding function, just withdraw()
    event WithdrawProfit(bytes32 indexed id, uint256 indexed amount);

    // Emitted when any credit line is closed by the line's borrower or the position's lender
    event CloseCreditPosition(bytes32 indexed id);

    // After accrueInterest runs, emits the amount of interest added to a Borrower's outstanding balance of interest due
    // but not yet repaid to the Line of Credit contract
    event InterestAccrued(bytes32 indexed id, uint256 indexed amount);

    // Borrower Events

    // receive full line or drawdown on credit
    event Borrow(bytes32 indexed id, uint256 indexed amount);

    // Emits that a Borrower has repaid an amount of interest Results in an increase in interestRepaid, i.e. interest not yet withdrawn by a Lender). There is no corresponding function
    event RepayInterest(bytes32 indexed id, uint256 indexed amount);

    // Emits that a Borrower has repaid an amount of principal - there is no corresponding function
    event RepayPrincipal(bytes32 indexed id, uint256 indexed amount);

    event Default(bytes32 indexed id);

    // Access Errors
    error NotActive();
    error NotBorrowing();
    error CallerAccessDenied();

    // Tokens
    error TokenTransferFailed();
    error NoTokenPrice();

    // Line
    error BadModule(address module);
    error NoLiquidity();
    error PositionExists();
    error CloseFailedWithPrincipal();
    error NotInsolvent(address module);
    error NotLiquidatable();
    error AlreadyInitialized();
    error PositionIsClosed();
    error RepayAmountExceedsDebt(uint256 totalAvailable);
    error CantStepQ();
    error EthSupportDisabled();
    error BorrowFailed();

    // Fully public functions

    /**
     * @notice - Runs logic to ensure Line owns all modules are configured properly - collateral, interest rates, arbiter, etc.
     *          - Changes `status` from UNINITIALIZED to ACTIVE
     * @dev     - Reverts on failure to update status
     */
    function init() external;

    // MutualConsent functions

    /**
    * @notice        - On first call, creates proposed terms and emits MutualConsentRegistsered event. No position is created.
                      - On second call, creates position and stores in Line contract, sets interest rates, and starts accruing facility rate fees.
    * @dev           - Requires mutualConsent participants send EXACT same params when calling addCredit
    * @dev           - Fully executes function after a Borrower and a Lender have agreed terms, both Lender and borrower have agreed through mutualConsent
    * @dev           - callable by `lender` and `borrower`
    * @param drate   - The interest rate charged to a Borrower on borrowed / drawn down funds. In bps, 4 decimals.
    * @param frate   - The interest rate charged to a Borrower on the remaining funds available, but not yet drawn down
                        (rate charged on the available headroom). In bps, 4 decimals.
    * @param amount  - The amount of Credit Token to initially deposit by the Lender
    * @param token   - The Credit Token, i.e. the token to be lent out
    * @param lender  - The address that will manage credit line
    * @return id     - Lender's position id to look up in `credits`
  */
    function addCredit(
        uint128 drate,
        uint128 frate,
        uint256 amount,
        address token,
        address lender
    ) external payable returns (bytes32);

    /**
     * @notice           - lets Lender and Borrower update rates on the lender's position
     *                   - accrues interest before updating terms, per InterestRate docs
     *                   - can do so even when LIQUIDATABLE for the purpose of refinancing and/or renego
     * @dev              - callable by Borrower or Lender
     * @param id         - position id that we are updating
     * @param drate      - new drawn rate. In bps, 4 decimals
     * @param frate      - new facility rate. In bps, 4 decimals
     */
    function setRates(bytes32 id, uint128 drate, uint128 frate) external;

    /**
     * @notice           - Lets a Lender and a Borrower increase the credit limit on a position
     * @dev              - line status must be ACTIVE
     * @dev              - callable by borrower
     * @dev              - The function retains the `payable` designation, despite not accepting Eth via mutualConsent modifier, as a gas-optimization
     * @param id         - position id that we are updating
     * @param amount     - amount to deposit by the Lender
     */
    function increaseCredit(bytes32 id, uint256 amount) external payable;

    // Borrower functions

    /**
     * @notice       - Borrower chooses which lender position draw down on and transfers tokens from Line contract to Borrower
     * @dev          - callable by borrower
     * @param id     - the position to draw down on
     * @param amount - amount of tokens the borrower wants to withdraw
     */
    function borrow(bytes32 id, uint256 amount) external;

    /**
     * @notice       - Transfers token used in position id from msg.sender to Line contract.
     * @dev          - Available for anyone to deposit Credit Tokens to be available to be withdrawn by Lenders
     * @dev          - The function retains the `payable` designation, despite reverting with a non-zero msg.value, as a gas-optimization
     * @notice       - see LineOfCredit._repay() for more details
     * @param amount - amount of `token` in `id` to pay back
     */
    function depositAndRepay(uint256 amount) external payable;

    /**
     * @notice       - A Borrower deposits enough tokens to repay and close a credit line.
     * @dev          - callable by borrower
     * @dev          - The function retains the `payable` designation, despite reverting with a non-zero msg.value, as a gas-optimization
     */
    function depositAndClose() external payable;

    /**
     * @notice - Removes and deletes a position, preventing any more borrowing or interest.
     *         - Requires that the position principal has already been repais in full
     * @dev      - MUST repay accrued interest from facility fee during call
     * @dev - callable by `borrower` or Lender
     * @dev          - The function retains the `payable` designation, despite reverting with a non-zero msg.value, as a gas-optimization
     * @param id -the position id to be closed
     */
    function close(bytes32 id) external payable;

    // Lender functions

    /**
     * @notice - Withdraws liquidity from a Lender's position available to the Borrower.
     *         - Lender is only allowed to withdraw tokens not already lent out
     *         - Withdraws from repaid interest (profit) first and then deposit is reduced
     * @dev - can only withdraw tokens from their own position. If multiple lenders lend DAI, the lender1 can't withdraw using lender2's tokens
     * @dev - callable by Lender on `id`
     * @param id - the position id that Lender is withdrawing from
     * @param amount - amount of tokens the Lender would like to withdraw (withdrawn amount may be lower)
     */
    function withdraw(bytes32 id, uint256 amount) external;

    // Arbiter functions
    /**
     * @notice - Allow the Arbiter to signify that the Borrower is incapable of repaying debt permanently.
     *         - Recoverable funds for Lender after declaring insolvency = deposit + interestRepaid - principal
     * @dev    - Needed for onchain impairment accounting e.g. updating ERC4626 share price
     *         - MUST NOT have collateral left for call to succeed. Any collateral must already have been liquidated.
     * @dev    - Callable only by Arbiter.
     */
    function declareInsolvent() external;

    /**
     *
     * @notice - Updates accrued interest for the whole Line of Credit facility (i.e. for all credit lines)
     * @dev    - Loops over all position ids and calls related internal functions during which InterestRateCredit.sol
     *           is called with the id data and then 'interestAccrued' is updated.
     * @dev    - The related internal function _accrue() is called by other functions any time the balance on an individual
     *           credit line changes or if the interest rates of a credit line are changed by mutual consent
     *           between a Borrower and a Lender.
     */
    function accrueInterest() external;

    function healthcheck() external returns (LineLib.STATUS);

    /**
     * @notice - Cycles through position ids andselects first position with non-null principal to the zero index
     * @dev - Only works if the first element in the queue is null
     */
    function stepQ() external;

    /**
     * @notice - Returns the total debt of a Borrower across all positions for all Lenders.
     * @dev    - Denominated in USD, 8 decimals.
     * @dev    - callable by anyone
     * @return totalPrincipal - total amount of principal, in USD, owed across all positions
     * @return totalInterest - total amount of interest, in USD,  owed across all positions
     */
    function updateOutstandingDebt() external returns (uint256, uint256);

    // State getters

    function status() external returns (LineLib.STATUS);

    function borrower() external returns (address);

    function arbiter() external returns (address);

    function oracle() external returns (IOracle);

    /**
     * @notice - getter for amount of active ids + total ids in list
     * @return - (uint256, uint256) - active credit lines, total length
     */
    function counts() external view returns (uint256, uint256);

    /**
     * @notice - getter for amount of active ids + total ids in list
     * @return - (uint256, uint256) - active credit lines, total length
     */

    function interestAccrued(bytes32 id) external returns (uint256);

    /**
     * @notice - info on the next lender position that must be repaid
     * @return - (bytes32, address, address, uint, uint) - id, lender, token, principal, interestAccrued
     */
    function nextInQ() external view returns (bytes32, address, address, uint256, uint256, uint256, uint128, uint128);

    /**
     * @notice - how many tokens can be withdrawn from positions by borrower or lender
     * @return - (uint256, uint256) - remaining deposit, claimable interest
     */
    function available(bytes32 id) external returns (uint256, uint256);
}

// File: contracts/utils/CreditLib.sol



// SPDX-License-Identifier: GPL-3.0
// Copyright: https://github.com/credit-cooperative/Line-Of-Credit/blob/master/COPYRIGHT.md

 pragma solidity ^0.8.16;
import {Denominations} from "chainlink/Denominations.sol";
import {ILineOfCredit} from "../interfaces/ILineOfCredit.sol";
import {IOracle} from "../interfaces/IOracle.sol";
import {IInterestRateCredit} from "../interfaces/IInterestRateCredit.sol";
import {ILineOfCredit} from "../interfaces/ILineOfCredit.sol";
import {LineLib} from "./LineLib.sol";

/**
 * @title Credit Cooperative Line of Credit Library
 * @notice Core logic and variables to be reused across all Credit Cooperative Marketplace Line of Credit contracts
 */

library CreditLib {
    event AddCredit(address indexed lender, address indexed token, uint256 indexed deposit, bytes32 id);

    /// @notice Emitted when Lender withdraws from their initial deposit
    event WithdrawDeposit(bytes32 indexed id, uint256 indexed amount);

    /// @notice Emitted when Lender withdraws interest paid by borrower
    event WithdrawProfit(bytes32 indexed id, uint256 indexed amount);

    /// @notice Emits amount of interest (denominated in credit token) added to a Borrower's outstanding balance
    event InterestAccrued(bytes32 indexed id, uint256 indexed amount);

    // Borrower Events

    /// @notice Emits when Borrower has drawn down an amount (denominated in credit.token) on a credit line
    event Borrow(bytes32 indexed id, uint256 indexed amount);

    /// @notice Emits that a Borrower has repaid some amount of interest (denominated in credit.token)
    event RepayInterest(bytes32 indexed id, uint256 indexed amount);

    /// @notice Emits that a Borrower has repaid some amount of principal (denominated in credit.token)
    event RepayPrincipal(bytes32 indexed id, uint256 indexed amount);

    // Errors

    error NoTokenPrice();

    error PositionExists();

    error RepayAmountExceedsDebt(uint256 totalAvailable);

    error InvalidTokenDecimals();

    error NoQueue();

    error PositionIsClosed();

    error NoLiquidity();

    error CloseFailedWithPrincipal();

    error CallerAccessDenied();

    /**
     * @dev          - Creates a deterministic hash id for a credit line provided by a single Lender for a given token on a Line of Credit facility
     * @param line   - The Line of Credit facility concerned
     * @param lender - The address managing the credit line concerned
     * @param token  - The token being lent out on the credit line concerned
     * @return id
     */
    function computeId(address line, address lender, address token) external pure returns (bytes32) {
        return keccak256(abi.encode(line, lender, token));
    }

    // getOutstandingDebt() is called by updateOutstandingDebt()
    function getOutstandingDebt(
        ILineOfCredit.Credit memory credit,
        bytes32 id,
        address oracle,
        address interestRate
    ) external returns (ILineOfCredit.Credit memory c, uint256 principal, uint256 interest) {
        c = accrue(credit, id, interestRate);

        int256 price = IOracle(oracle).getLatestAnswer(c.token);

        principal = calculateValue(price, c.principal, c.decimals);
        interest = calculateValue(price, c.interestAccrued, c.decimals);

        return (c, principal, interest);
    }

    /**
     * @notice         - Calculates value of tokens.  Used for calculating the USD value of principal and of interest during getOutstandingDebt()
     * @dev            - Assumes Oracle returns answers in USD with 1e8 decimals
     *                 - If price < 0 then we treat it as 0.
     * @param price    - The Oracle price of the asset. 8 decimals
     * @param amount   - The amount of tokens being valued.
     * @param decimals - Token decimals to remove for USD price
     * @return         - The total USD value of the amount of tokens being valued in 8 decimals
     */
    function calculateValue(int price, uint256 amount, uint8 decimals) public pure returns (uint256) {
        return price <= 0 ? 0 : (amount * uint(price)) / (1 * 10 ** decimals);
    }

    /**
     * see ILineOfCredit._createCredit
     * @notice called by LineOfCredit._createCredit during every repayment function
     * @param oracle - interset rate contract used by line that will calculate interest owed
     */
    function create(
        bytes32 id,
        uint256 amount,
        address lender,
        address token,
        address oracle
    ) external returns (ILineOfCredit.Credit memory credit) {
        int price = IOracle(oracle).getLatestAnswer(token);
        if (price <= 0) {
            revert NoTokenPrice();
        }

        (bool passed, bytes memory result) = token.call(abi.encodeWithSignature("decimals()"));

        if (!passed || result.length == 0) {
            revert InvalidTokenDecimals();
        }

        uint8 decimals = abi.decode(result, (uint8));

        credit = ILineOfCredit.Credit({
            lender: lender,
            token: token,
            decimals: decimals,
            deposit: amount,
            principal: 0,
            interestAccrued: 0,
            interestRepaid: 0,
            isOpen: true
        });

        emit AddCredit(lender, token, amount, id);

        return credit;
    }

    /**
     * see ILineOfCredit._repay
     * @notice called by LineOfCredit._repay during every repayment function
     * @dev uses uncheckd math. assumes checks have been done in caller
     * @param credit - The lender position being repaid
     */
    function repay(
        ILineOfCredit.Credit memory credit,
        bytes32 id,
        uint256 amount,
        address payer
    ) external returns (ILineOfCredit.Credit memory) {
        if (!credit.isOpen) {
            revert PositionIsClosed();
        }

        unchecked {
            if (amount > credit.principal + credit.interestAccrued) {
                revert RepayAmountExceedsDebt(credit.principal + credit.interestAccrued);
            }

            if (amount <= credit.interestAccrued) {
                credit.interestAccrued -= amount;
                credit.interestRepaid += amount;
                emit RepayInterest(id, amount);
            } else {
                uint256 interest = credit.interestAccrued;
                uint256 principalPayment = amount - interest;

                // update individual credit line denominated in token
                credit.principal -= principalPayment;
                credit.interestRepaid += interest;
                credit.interestAccrued = 0;

                emit RepayInterest(id, interest);
                emit RepayPrincipal(id, principalPayment);
            }
        }

        // if we arent using funds from reserves to repay then pull tokens from target
        if(payer != address(0)) {
            LineLib.receiveTokenOrETH(credit.token, payer, amount);
        }

        return credit;
    }

    /**
     * see ILineOfCredit.withdraw
     * @notice called by LineOfCredit.withdraw during every repayment function
     * @dev uses uncheckd math. assumes checks have been done in caller
     * @param credit - The lender position that is being bwithdrawn from
     */
    function withdraw(
        ILineOfCredit.Credit memory credit,
        bytes32 id,
        address caller,
        uint256 amount
    ) external returns (ILineOfCredit.Credit memory) {
        if (caller != credit.lender) {
            revert CallerAccessDenied();
        }

        unchecked {
            if (amount > credit.deposit - credit.principal + credit.interestRepaid) {
                revert ILineOfCredit.NoLiquidity();
            }

            if (amount > credit.interestRepaid) {
                uint256 interest = credit.interestRepaid;

                credit.deposit -= amount - interest;
                credit.interestRepaid = 0;

                // emit events before setting to 0
                emit WithdrawDeposit(id, amount - interest);
                emit WithdrawProfit(id, interest);
            } else {
                credit.interestRepaid -= amount;
                emit WithdrawProfit(id, amount);
            }
        }

        LineLib.sendOutTokenOrETH(credit.token, credit.lender, amount);

        return credit;
    }

    /**
     * see ILineOfCredit._accrue
     * @notice called by LineOfCredit._accrue during every repayment function
     * @dev public to use in `getOutstandingDebt`
     * @param interest - interset rate contract used by line that will calculate interest owed
     */
    function accrue(
        ILineOfCredit.Credit memory credit,
        bytes32 id,
        address interest
    ) public returns (ILineOfCredit.Credit memory) {
        if (!credit.isOpen) {
            return credit;
        }
        unchecked {
            // interest will almost always be less than deposit
            // low risk of overflow unless extremely high interest rate

            // get token demoninated interest accrued
            uint256 accruedToken = IInterestRateCredit(interest).accrueInterest(id, credit.principal, credit.deposit);

            // update credit line balance
            credit.interestAccrued += accruedToken;

            emit InterestAccrued(id, accruedToken);
            return credit;
        }
    }

    function interestAccrued(
        ILineOfCredit.Credit memory credit,
        bytes32 id,
        address interest
    ) external view returns (uint256) {
        return
            credit.interestAccrued +
            IInterestRateCredit(interest).getInterestAccrued(id, credit.principal, credit.deposit);
    }

    function getNextRateInQ(uint256 principal, bytes32 id, address interest) external view returns (uint128, uint128) {
        if (principal == 0) {
            revert NoQueue();
        } else {
            return IInterestRateCredit(interest).getRates(id);
        }
    }
}

// File: contracts/utils/LineLib.sol



// SPDX-License-Identifier: GPL-3.0
// Copyright: https://github.com/credit-cooperative/Line-Of-Credit/blob/master/COPYRIGHT.md

 pragma solidity ^0.8.16;
import {IInterestRateCredit} from "../interfaces/IInterestRateCredit.sol";
import {ILineOfCredit} from "../interfaces/ILineOfCredit.sol";
import {IOracle} from "../interfaces/IOracle.sol";
import {IERC20} from "openzeppelin/token/ERC20/IERC20.sol";
import {SafeERC20} from "openzeppelin/token/ERC20/utils/SafeERC20.sol";
import {Denominations} from "chainlink/Denominations.sol";

/**
 * @title Credit Cooperative Line of Credit Library
 * @notice Core logic and variables to be reused across all Credit Cooperative Marketplace Line of Credit contracts
 */
library LineLib {
    using SafeERC20 for IERC20;

    address constant WETH = 0xC02aaA39b223FE8D0A0e5C4F27eAD9083C756Cc2; // mainnet WETH

    error EthSentWithERC20();
    error TransferFailed();
    error SendingEthFailed();
    error RefundEthFailed();

    error BadToken();

    event RefundIssued(address indexed recipient, uint256 value);

    enum STATUS {
        UNINITIALIZED,
        ACTIVE,
        LIQUIDATABLE,
        REPAID,
        INSOLVENT
    }

    /**
     * @notice - Send ETH or ERC20 token from this contract to an external contract
     * @param token - address of token to send out. Denominations.ETH for raw ETH
     * @param receiver - address to send tokens to
     * @param amount - amount of tokens to send
     */
    function sendOutTokenOrETH(address token, address receiver, uint256 amount) external returns (bool) {
        if (token == address(0)) {
            revert TransferFailed();
        }

        // both branches revert if call failed
        if (token != Denominations.ETH) {
            // ERC20
            IERC20(token).safeTransfer(receiver, amount);
        } else {
            // ETH
            bool success = _safeTransferFunds(receiver, amount);
            if (!success) {
                revert SendingEthFailed();
            }
        }
        return true;
    }

    /**
     * @notice - Receive ETH or ERC20 token at this contract from an external contract
     * @dev    - If the sender overpays, the difference will be refunded to the sender
     * @dev    - If the sender is unable to receive the refund, it will be diverted to the calling contract
     * @param token - address of token to receive. Denominations.ETH for raw ETH
     * @param sender - address that is sendingtokens/ETH
     * @param amount - amount of tokens to send
     */
    function receiveTokenOrETH(address token, address sender, uint256 amount) external returns (bool) {
        if (token == address(0)) {
            revert TransferFailed();
        }
        if (token != Denominations.ETH) {
            // ERC20
            if (msg.value != 0) {
                revert EthSentWithERC20();
            }
            IERC20(token).safeTransferFrom(sender, address(this), amount);
        } else {
            // ETH
            if (msg.value < amount) {
                revert TransferFailed();
            }

            if (msg.value > amount) {
                uint256 refund = msg.value - amount;

                if (_safeTransferFunds(msg.sender, refund)) {
                    emit RefundIssued(msg.sender, refund);
                }
            }
        }
        return true;
    }

    /**
     * @notice - Helper function to get current balance of this contract for ERC20 or ETH
     * @param token - address of token to check. Denominations.ETH for raw ETH
     */
    function getBalance(address token) external view returns (uint256) {
        if (token == address(0)) return 0;
        return token != Denominations.ETH ? IERC20(token).balanceOf(address(this)) : address(this).balance;
    }

    /**
     * @notice  - Helper function to safely transfer Eth using native call
     * @dev     - Errors should be handled in the calling function
     * @param recipient - address of the recipient
     * @param value - value to be sent (in wei)
     */
    function _safeTransferFunds(address recipient, uint256 value) internal returns (bool success) {
        (success, ) = payable(recipient).call{value: value}("");
    }
}

// File: contracts/utils/EscrowLib.sol



// SPDX-License-Identifier: GPL-3.0
// Copyright: https://github.com/credit-cooperative/Line-Of-Credit/blob/master/COPYRIGHT.md

 pragma solidity ^0.8.16;

import {Denominations} from "chainlink/Denominations.sol";
import {IERC20} from "openzeppelin/token/ERC20/IERC20.sol";
import {SafeERC20} from "openzeppelin/token/ERC20/utils/SafeERC20.sol";
import {IOracle} from "../interfaces/IOracle.sol";
import {ILineOfCredit} from "../interfaces/ILineOfCredit.sol";
import {IEscrow} from "../interfaces/IEscrow.sol";
import {CreditLib} from "../utils/CreditLib.sol";
import {LineLib} from "../utils/LineLib.sol";

struct EscrowState {
    address line;
    address[] collateralTokens;
    /// if lenders allow token as collateral. ensures uniqueness in collateralTokens
    mapping(address => bool) enabled;
    /// tokens used as collateral (must be able to value with oracle)
    mapping(address => IEscrow.Deposit) deposited;
}

library EscrowLib {
    using SafeERC20 for IERC20;

    // return if have collateral but no debt
    uint256 constant MAX_INT = type(uint256).max;

    /**
     * @notice updates the cratio according to the collateral value vs line value
     * @dev calls accrue interest on the line contract to update the latest interest payable
     * @param oracle - address to call for collateral token prices
     * @return cratio - the updated collateral ratio in 4 decimals
     */
    function _getLatestCollateralRatio(EscrowState storage self, address oracle) public returns (uint256) {
        (uint256 principal, uint256 interest) = ILineOfCredit(self.line).updateOutstandingDebt();
        uint256 debtValue = principal + interest;
        uint256 collateralValue = _getCollateralValue(self, oracle);
        if (debtValue == 0) return MAX_INT;
        if (collateralValue == 0) return 0;

        uint256 _numerator = collateralValue * 10 ** 5; // scale to 4 decimals
        return ((_numerator / debtValue) + 5) / 10;
    }

    /**
     * @notice - Iterates over all enabled tokens and calculates the USD value of all deposited collateral
     * @param oracle - address to call for collateral token prices
     * @return totalCollateralValue - the collateral's USD value in 8 decimals
     */
    function _getCollateralValue(EscrowState storage self, address oracle) public returns (uint256) {
        uint256 collateralValue;
        // gas savings
        uint256 length = self.collateralTokens.length;
        IOracle o = IOracle(oracle);
        IEscrow.Deposit memory d;
        for (uint256 i; i < length; ++i) {
            address token = self.collateralTokens[i];
            d = self.deposited[token];
            // new var so we don't override original deposit amount for 4626 tokens
            uint256 deposit = d.amount;
            if (deposit != 0) {
                if (d.isERC4626) {
                    // this conversion could shift, hence it is best to get it each time
                    (bool success, bytes memory assetAmount) = token.call(
                        abi.encodeWithSignature("previewRedeem(uint256)", deposit)
                    );
                    if (!success) continue;
                    deposit = abi.decode(assetAmount, (uint256));
                }
                collateralValue += CreditLib.calculateValue(o.getLatestAnswer(d.asset), deposit, d.assetDecimals);
            }
        }

        return collateralValue;
    }

    /** see Escrow.addCollateral */
    function addCollateral(
        EscrowState storage self,
        address oracle,
        uint256 amount,
        address token
    ) external returns (uint256) {
        if (amount == 0) {
            revert InvalidZeroAmount();
        }
        if (!self.enabled[token]) {
            revert InvalidCollateral();
        }

        LineLib.receiveTokenOrETH(token, msg.sender, amount);

        self.deposited[token].amount += amount;

        emit AddCollateral(token, amount);

        return _getLatestCollateralRatio(self, oracle);
    }

    /** see Escrow.enableCollateral */
    function enableCollateral(EscrowState storage self, address oracle, address token) external returns (bool) {
        if (msg.sender != ILineOfCredit(self.line).arbiter()) {
            revert ArbiterOnly();
        }
        if (token == address(0) || token == Denominations.ETH) {
            revert EthSupportDisabled();
        }

        bool isEnabled = self.enabled[token];
        IEscrow.Deposit memory deposit = self.deposited[token]; // gas savings
        if (!isEnabled) {
            (bool passed, bytes memory tokenAddrBytes) = token.call(abi.encodeWithSignature("asset()"));

            bool is4626 = tokenAddrBytes.length != 0 && passed;
            deposit.isERC4626 = is4626;

            // if 4626 save the underlying token to use for oracle pricing
            deposit.asset = !is4626 ? token : abi.decode(tokenAddrBytes, (address));

            int256 price = IOracle(oracle).getLatestAnswer(deposit.asset);
            if (price <= 0) {
                revert InvalidCollateral();
            }

            (bool successDecimals, bytes memory decimalBytes) = deposit.asset.call(
                abi.encodeWithSignature("decimals()")
            );

            if (!successDecimals || decimalBytes.length == 0) {
                revert InvalidTokenDecimals();
            }
            deposit.assetDecimals = abi.decode(decimalBytes, (uint8));

            // update collateral settings
            self.enabled[token] = true;
            self.deposited[token] = deposit;
            self.collateralTokens.push(token);
            emit EnableCollateral(deposit.asset);
        }

        return true;
    }

    /** see Escrow.releaseCollateral */
    function releaseCollateral(
        EscrowState storage self,
        address borrower,
        address oracle,
        uint256 minimumCollateralRatio,
        uint256 amount,
        address token,
        address to
    ) external returns (uint256) {
        if (amount == 0) {
            revert InvalidZeroAmount();
        }
        if (msg.sender != borrower) {
            revert CallerAccessDenied();
        }
        if (self.deposited[token].amount < amount) {
            revert InvalidCollateral();
        }
        self.deposited[token].amount -= amount;

        LineLib.sendOutTokenOrETH(token, to, amount);

        uint256 cratio = _getLatestCollateralRatio(self, oracle);
        // fail if reduces cratio below min
        // but allow borrower to always withdraw if fully repaid
        if (
            cratio < minimumCollateralRatio && // if undercollateralized, revert;
            ILineOfCredit(self.line).status() != LineLib.STATUS.REPAID // if repaid, skip;
        ) {
            revert UnderCollateralized();
        }

        emit RemoveCollateral(token, amount);

        return cratio;
    }

    /** see Escrow.getCollateralRatio */
    function getCollateralRatio(EscrowState storage self, address oracle) external returns (uint256) {
        return _getLatestCollateralRatio(self, oracle);
    }

    /** see Escrow.getCollateralValue */
    function getCollateralValue(EscrowState storage self, address oracle) external returns (uint256) {
        return _getCollateralValue(self, oracle);
    }

    /** see Escrow.liquidate */
    function liquidate(EscrowState storage self, uint256 amount, address token, address to) external returns (bool) {
        if (amount == 0) {
            revert InvalidZeroAmount();
        }

        if (msg.sender != self.line) {
            revert CallerAccessDenied();
        }
        if (self.deposited[token].amount < amount) {
            revert InvalidCollateral();
        }

        self.deposited[token].amount -= amount;

        LineLib.sendOutTokenOrETH(token, to, amount);

        return true;
    }

    /** see Escrow.isLiquidatable */
    function isLiquidatable(
        EscrowState storage self,
        address oracle,
        uint256 minimumCollateralRatio
    ) external returns (bool) {
        return _getLatestCollateralRatio(self, oracle) < minimumCollateralRatio;
    }

    /** see Escrow.updateLine */
    function updateLine(EscrowState storage self, address _line) external returns (bool) {
        require(msg.sender == self.line);
        self.line = _line;
        return true;
    }

    event AddCollateral(address indexed token, uint256 indexed amount);

    event RemoveCollateral(address indexed token, uint256 indexed amount);

    event EnableCollateral(address indexed token);

    event Liquidate(address indexed token, uint256 indexed amount);

    error ArbiterOnly();

    error InvalidZeroAmount();

    error InvalidCollateral();

    error EthSupportDisabled();

    error CallerAccessDenied();

    error UnderCollateralized();

    error NotLiquidatable();

    error InvalidTokenDecimals();
}

// File: lib/openzeppelin-contracts/contracts/token/ERC20/extensions/IERC20Permit.sol



// SPDX-License-Identifier: MIT
// OpenZeppelin Contracts (last updated v4.9.0) (token/ERC20/extensions/IERC20Permit.sol)

pragma solidity ^0.8.19;

/**
 * @dev Interface of the ERC20 Permit extension allowing approvals to be made via signatures, as defined in
 * https://eips.ethereum.org/EIPS/eip-2612[EIP-2612].
 *
 * Adds the {permit} method, which can be used to change an account's ERC20 allowance (see {IERC20-allowance}) by
 * presenting a message signed by the account. By not relying on {IERC20-approve}, the token holder account doesn't
 * need to send a transaction, and thus is not required to hold Ether at all.
 */
interface IERC20Permit {
    /**
     * @dev Sets `value` as the allowance of `spender` over ``owner``'s tokens,
     * given ``owner``'s signed approval.
     *
     * IMPORTANT: The same issues {IERC20-approve} has related to transaction
     * ordering also apply here.
     *
     * Emits an {Approval} event.
     *
     * Requirements:
     *
     * - `spender` cannot be the zero address.
     * - `deadline` must be a timestamp in the future.
     * - `v`, `r` and `s` must be a valid `secp256k1` signature from `owner`
     * over the EIP712-formatted function arguments.
     * - the signature must use ``owner``'s current nonce (see {nonces}).
     *
     * For more information on the signature format, see the
     * https://eips.ethereum.org/EIPS/eip-2612#specification[relevant EIP
     * section].
     */
    function permit(
        address owner,
        address spender,
        uint256 value,
        uint256 deadline,
        uint8 v,
        bytes32 r,
        bytes32 s
    ) external;

    /**
     * @dev Returns the current nonce for `owner`. This value must be
     * included whenever a signature is generated for {permit}.
     *
     * Every successful call to {permit} increases ``owner``'s nonce by one. This
     * prevents a signature from being used multiple times.
     */
    function nonces(address owner) external view returns (uint256);

    /**
     * @dev Returns the domain separator used in the encoding of the signature for {permit}, as defined by {EIP712}.
     */
    // solhint-disable-next-line func-name-mixedcase
    function DOMAIN_SEPARATOR() external view returns (bytes32);
}

// File: lib/openzeppelin-contracts/contracts/utils/Address.sol



// SPDX-License-Identifier: MIT
// OpenZeppelin Contracts (last updated v4.9.0) (utils/Address.sol)

pragma solidity ^0.8.19;

/**
 * @dev Collection of functions related to the address type
 */
library Address {
    /**
     * @dev The ETH balance of the account is not enough to perform the operation.
     */
    error AddressInsufficientBalance(address account);

    /**
     * @dev There's no code at `target` (it is not a contract).
     */
    error AddressEmptyCode(address target);

    /**
     * @dev A call to an address target failed. The target may have reverted.
     */
    error FailedInnerCall();

    /**
     * @dev Replacement for Solidity's `transfer`: sends `amount` wei to
     * `recipient`, forwarding all available gas and reverting on errors.
     *
     * https://eips.ethereum.org/EIPS/eip-1884[EIP1884] increases the gas cost
     * of certain opcodes, possibly making contracts go over the 2300 gas limit
     * imposed by `transfer`, making them unable to receive funds via
     * `transfer`. {sendValue} removes this limitation.
     *
     * https://consensys.net/diligence/blog/2019/09/stop-using-soliditys-transfer-now/[Learn more].
     *
     * IMPORTANT: because control is transferred to `recipient`, care must be
     * taken to not create reentrancy vulnerabilities. Consider using
     * {ReentrancyGuard} or the
     * https://solidity.readthedocs.io/en/v0.8.0/security-considerations.html#use-the-checks-effects-interactions-pattern[checks-effects-interactions pattern].
     */
    function sendValue(address payable recipient, uint256 amount) internal {
        if (address(this).balance < amount) {
            revert AddressInsufficientBalance(address(this));
        }

        (bool success, ) = recipient.call{value: amount}("");
        if (!success) {
            revert FailedInnerCall();
        }
    }

    /**
     * @dev Performs a Solidity function call using a low level `call`. A
     * plain `call` is an unsafe replacement for a function call: use this
     * function instead.
     *
     * If `target` reverts with a revert reason, it is bubbled up by this
     * function (like regular Solidity function calls).
     *
     * Returns the raw returned data. To convert to the expected return value,
     * use https://solidity.readthedocs.io/en/latest/units-and-global-variables.html?highlight=abi.decode#abi-encoding-and-decoding-functions[`abi.decode`].
     *
     * Requirements:
     *
     * - `target` must be a contract.
     * - calling `target` with `data` must not revert.
     *
     * _Available since v3.1._
     */
    function functionCall(address target, bytes memory data) internal returns (bytes memory) {
        return functionCallWithValue(target, data, 0, defaultRevert);
    }

    /**
     * @dev Same as {xref-Address-functionCall-address-bytes-}[`functionCall`], but with a
     * `customRevert` function as a fallback when `target` reverts.
     *
     * Requirements:
     *
     * - `customRevert` must be a reverting function.
     *
     * _Available since v5.0._
     */
    function functionCall(
        address target,
        bytes memory data,
        function() internal view customRevert
    ) internal returns (bytes memory) {
        return functionCallWithValue(target, data, 0, customRevert);
    }

    /**
     * @dev Same as {xref-Address-functionCall-address-bytes-}[`functionCall`],
     * but also transferring `value` wei to `target`.
     *
     * Requirements:
     *
     * - the calling contract must have an ETH balance of at least `value`.
     * - the called Solidity function must be `payable`.
     *
     * _Available since v3.1._
     */
    function functionCallWithValue(address target, bytes memory data, uint256 value) internal returns (bytes memory) {
        return functionCallWithValue(target, data, value, defaultRevert);
    }

    /**
     * @dev Same as {xref-Address-functionCallWithValue-address-bytes-uint256-}[`functionCallWithValue`], but
     * with a `customRevert` function as a fallback revert reason when `target` reverts.
     *
     * Requirements:
     *
     * - `customRevert` must be a reverting function.
     *
     * _Available since v5.0._
     */
    function functionCallWithValue(
        address target,
        bytes memory data,
        uint256 value,
        function() internal view customRevert
    ) internal returns (bytes memory) {
        if (address(this).balance < value) {
            revert AddressInsufficientBalance(address(this));
        }
        (bool success, bytes memory returndata) = target.call{value: value}(data);
        return verifyCallResultFromTarget(target, success, returndata, customRevert);
    }

    /**
     * @dev Same as {xref-Address-functionCall-address-bytes-}[`functionCall`],
     * but performing a static call.
     *
     * _Available since v3.3._
     */
    function functionStaticCall(address target, bytes memory data) internal view returns (bytes memory) {
        return functionStaticCall(target, data, defaultRevert);
    }

    /**
     * @dev Same as {xref-Address-functionCall-address-bytes-string-}[`functionCall`],
     * but performing a static call.
     *
     * _Available since v3.3._
     */
    function functionStaticCall(
        address target,
        bytes memory data,
        function() internal view customRevert
    ) internal view returns (bytes memory) {
        (bool success, bytes memory returndata) = target.staticcall(data);
        return verifyCallResultFromTarget(target, success, returndata, customRevert);
    }

    /**
     * @dev Same as {xref-Address-functionCall-address-bytes-}[`functionCall`],
     * but performing a delegate call.
     *
     * _Available since v3.4._
     */
    function functionDelegateCall(address target, bytes memory data) internal returns (bytes memory) {
        return functionDelegateCall(target, data, defaultRevert);
    }

    /**
     * @dev Same as {xref-Address-functionCall-address-bytes-string-}[`functionCall`],
     * but performing a delegate call.
     *
     * _Available since v3.4._
     */
    function functionDelegateCall(
        address target,
        bytes memory data,
        function() internal view customRevert
    ) internal returns (bytes memory) {
        (bool success, bytes memory returndata) = target.delegatecall(data);
        return verifyCallResultFromTarget(target, success, returndata, customRevert);
    }

    /**
     * @dev Tool to verify that a low level call to smart-contract was successful, and revert (either by bubbling
     * the revert reason or using the provided `customRevert`) in case of unsuccessful call or if target was not a contract.
     *
     * _Available since v5.0._
     */
    function verifyCallResultFromTarget(
        address target,
        bool success,
        bytes memory returndata,
        function() internal view customRevert
    ) internal view returns (bytes memory) {
        if (success) {
            if (returndata.length == 0) {
                // only check if target is a contract if the call was successful and the return data is empty
                // otherwise we already know that it was a contract
                if (target.code.length == 0) {
                    revert AddressEmptyCode(target);
                }
            }
            return returndata;
        } else {
            _revert(returndata, customRevert);
        }
    }

    /**
     * @dev Tool to verify that a low level call was successful, and revert if it wasn't, either by bubbling the
     * revert reason or with a default revert error.
     *
     * _Available since v5.0._
     */
    function verifyCallResult(bool success, bytes memory returndata) internal view returns (bytes memory) {
        return verifyCallResult(success, returndata, defaultRevert);
    }

    /**
     * @dev Same as {xref-Address-verifyCallResult-bool-bytes-}[`verifyCallResult`], but with a
     * `customRevert` function as a fallback when `success` is `false`.
     *
     * Requirements:
     *
     * - `customRevert` must be a reverting function.
     *
     * _Available since v5.0._
     */
    function verifyCallResult(
        bool success,
        bytes memory returndata,
        function() internal view customRevert
    ) internal view returns (bytes memory) {
        if (success) {
            return returndata;
        } else {
            _revert(returndata, customRevert);
        }
    }

    /**
     * @dev Default reverting function when no `customRevert` is provided in a function call.
     */
    function defaultRevert() internal pure {
        revert FailedInnerCall();
    }

    function _revert(bytes memory returndata, function() internal view customRevert) private view {
        // Look for revert reason and bubble it up if present
        if (returndata.length > 0) {
            // The easiest way to bubble the revert reason is using memory via assembly
            /// @solidity memory-safe-assembly
            assembly {
                let returndata_size := mload(returndata)
                revert(add(32, returndata), returndata_size)
            }
        } else {
            customRevert();
            revert FailedInnerCall();
        }
    }
}

// File: contracts/interfaces/IInterestRateCredit.sol



// SPDX-License-Identifier: GPL-3.0
// Copyright: https://github.com/credit-cooperative/Line-Of-Credit/blob/master/COPYRIGHT.md

 pragma solidity ^0.8.16;

interface IInterestRateCredit {
    struct Rate {
        // The interest rate charged to a Borrower on borrowed / drawn down funds
        // in bps, 4 decimals
        uint128 dRate;
        // The interest rate charged to a Borrower on the remaining funds available, but not yet drawn down (rate charged on the available headroom)
        // in bps, 4 decimals
        uint128 fRate;
        // The time stamp at which accrued interest was last calculated on an ID and then added to the overall interestAccrued (interest due but not yet repaid)
        uint256 lastAccrued;
    }

    /**
     * @notice - allows `lineContract to calculate how much interest is owed since it was last calculated charged at time `lastAccrued`
     * @dev    - pure function that only calculates interest owed. Line is responsible for actually updating credit balances with returned value
     * @dev    - callable by `lineContract`
     * @param id - position id on Line to look up interest rates for
     * @param drawnBalance the balance of funds that a Borrower has drawn down on the credit line
     * @param facilityBalance the remaining balance of funds that a Borrower can still drawn down on a credit line (aka headroom)
     *
     * @return - the amount of interest to be repaid for this interest period
     */

    function accrueInterest(bytes32 id, uint256 drawnBalance, uint256 facilityBalance) external returns (uint256);

    /**
     * @notice - updates interest rates on a lender's position. Updates lastAccrued time to block.timestamp
     * @dev    - MUST call accrueInterest() on Line before changing rates. If not, lender will not accrue interest over previous interest period.
     * @dev    - callable by `line`
     * @return - if call was successful or not
     */
    function setRate(bytes32 id, uint128 dRate, uint128 fRate) external returns (bool);

    function getInterestAccrued(
        bytes32 id,
        uint256 drawnBalance,
        uint256 facilityBalance
    ) external view returns (uint256);

    function getRates(bytes32 id) external view returns (uint128, uint128);
}