// File: contracts/payment/CoverPaymentManager.sol



// SPDX-License-Identifier: GPL-3.0-or-later
pragma solidity 0.8.6;

import "@openzeppelin/contracts/token/ERC20/IERC20.sol";
import "@openzeppelin/contracts/token/ERC20/extensions/IERC20Metadata.sol";
import "@openzeppelin/contracts/token/ERC20/utils/SafeERC20.sol";
import "@openzeppelin/contracts/utils/math/Math.sol";
import "@openzeppelin/contracts/token/ERC20/extensions/draft-IERC20Permit.sol";
import "@openzeppelin/contracts/utils/structs/EnumerableSet.sol";
import "@openzeppelin/contracts/utils/Address.sol";
import "@openzeppelin/contracts/utils/Multicall.sol";
import "@openzeppelin/contracts/security/ReentrancyGuard.sol";
import "./../utils/SolaceSigner.sol";
import "./../interfaces/payment/ISCP.sol";
import "./../interfaces/utils/IRegistry.sol";
import "./../interfaces/payment/ICoverPaymentManager.sol";


/**
 * @title Cover Payment Manager
 * @author solace.fi
 * @notice A cover payment manager for [**Solace Cover Points**](./SCP) that accepts stablecoins  and `SOLACE` for payment.
 *
 */
contract CoverPaymentManager is ICoverPaymentManager, Multicall, SolaceSigner, ReentrancyGuard {
    using Address for address;
    using EnumerableSet for EnumerableSet.AddressSet;

    /***************************************
    STATE VARIABLES
    ***************************************/

    /// @notice Registry address.
    address public registry;

    /// @notice SOLACE token address.
    address public solace;

    /// @notice Solace Cover Points contract.
    address public scp;

    /// @notice The premum pool.
    address public premiumPool;

    /// @notice Pause contract.(Default is False)
    bool public paused;

    /// @notice The mapping that holds token info.
    mapping(address => TokenInfo) public tokenInfo;

    /// @notice The mapping of token index to address.
    mapping(uint256 => address) private _indexToToken;

    /// @notice Set of products.
    EnumerableSet.AddressSet private _products;

    /// @notice The number of tokens that have been added.
    uint256 public tokensLength;

   /***************************************
    MODIFIERS
    ***************************************/

    modifier whileUnpaused() {
        require(!paused, "contract paused");
        _;
    }

    /***************************************
    CONSTRUCTOR
    ***************************************/

    /**
     * @notice Constructs the Solace Cover Teller - Stables contract.
     * @param _governance The address of the [governor](/docs/protocol/governance).
     * @param _registry The address of the registry contract.
     */
    constructor(address _governance, address _registry) SolaceSigner(_governance) {
        _setRegistry(_registry);
    }

    /***************************************
    DEPOSIT FUNCTIONS
    ***************************************/

    /**
     * @notice Deposits tokens from msg.sender and credits them to recipient.
     * @param token The token to deposit.
     * @param from The depositor of the token.
     * @param recipient The recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     */
    function depositStableFrom(
        address token,
        address from,
        address recipient,
        uint256 amount
    ) external override nonReentrant whileUnpaused {
        require(productIsActive(msg.sender), "invalid product caller");
        _depositStable(token, from, recipient, amount);
    }

    /**
     * @notice Deposits tokens from msg.sender and credits them to recipient.
     * @param token The token to deposit.
     * @param recipient The recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     */
    function depositStable(
        address token,
        address recipient,
        uint256 amount
    ) external override nonReentrant whileUnpaused {
        _depositStable(token, msg.sender, recipient, amount);
    }

    /**
     * @notice Deposits tokens from depositor using permit.
     * @param token The token to deposit.
     * @param from The depositor of the token.
     * @param depositor The depositor and recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     * @param deadline Time the transaction must go through before.
     * @param v secp256k1 signature
     * @param r secp256k1 signature
     * @param s secp256k1 signature
     */
    function depositSignedStableFrom(
        address token,
        address from,
        address depositor,
        uint256 amount,
        uint256 deadline,
        uint8 v,
        bytes32 r,
        bytes32 s
    ) external override nonReentrant whileUnpaused {
        require(productIsActive(msg.sender), "invalid product caller");
        _depositSignedStable(token, from, depositor, amount, deadline, v, r, s);
    }

    /**
     * @notice Deposits tokens from depositor using permit.
     * @param token The token to deposit.
     * @param depositor The depositor and recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     * @param deadline Time the transaction must go through before.
     * @param v secp256k1 signature
     * @param r secp256k1 signature
     * @param s secp256k1 signature
     */
    function depositSignedStable(
        address token,
        address depositor,
        uint256 amount,
        uint256 deadline,
        uint8 v,
        bytes32 r,
        bytes32 s
    ) external override nonReentrant whileUnpaused {
        _depositSignedStable(token, msg.sender, depositor, amount, deadline, v, r, s);
    }

    /**
     * @notice Deposits tokens from msg.sender and credits them to recipient.
     * @param token The token to deposit.
     * @param from The depositor of the token.
     * @param recipient The recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     * @param price The `SOLACE` price in wei(usd).
     * @param priceDeadline The `SOLACE` price in wei(usd).
     * @param signature The `SOLACE` price signature.
     */
    function depositNonStableFrom(
        address token,
        address from,
        address recipient,
        uint256 amount,
        uint256 price,
        uint256 priceDeadline,
        bytes calldata signature
    ) external override nonReentrant whileUnpaused {
        require(productIsActive(msg.sender), "invalid product caller");
        _depositNonStable(token, from, recipient, amount, price, priceDeadline, signature);
    }

    /**
     * @notice Deposits tokens from msg.sender and credits them to recipient.
     * @param token The token to deposit.
     * @param recipient The recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     * @param price The `SOLACE` price in wei(usd).
     * @param priceDeadline The `SOLACE` price in wei(usd).
     * @param signature The `SOLACE` price signature.
     */
    function depositNonStable(
        address token,
        address recipient,
        uint256 amount,
        uint256 price,
        uint256 priceDeadline,
        bytes calldata signature
    ) external override nonReentrant whileUnpaused {
        _depositNonStable(token, msg.sender, recipient, amount, price, priceDeadline, signature);
    }

    /***************************************
    WITHDRAW FUNCTIONS
    ***************************************/

    /**
     * @notice Withdraws some of the user's deposit and sends it to `recipient`.
     * User must have sufficient Solace Cover Points to withdraw.
     * Premium pool must have the tokens to return.
     * @param from The SCP balance holder address.
     * @param amount The amount of `SOLACE` to withdraw.
     * @param recipient The receiver of funds.
     * @param priceDeadline The `SOLACE` price in wei(usd).
     * @param signature The `SOLACE` price signature.
     */
     function withdrawFrom(
        address from,
        uint256 amount,
        address recipient,
        uint256 price,
        uint256 priceDeadline,
        bytes calldata signature
    ) external override nonReentrant {
        require(productIsActive(msg.sender), "invalid product caller");
        _withdraw(from, amount, recipient, price, priceDeadline, signature);
    }

    /**
     * @notice Withdraws some of the user's deposit and sends it to `recipient`.
     * User must have sufficient Solace Cover Points to withdraw.
     * Premium pool must have the tokens to return.
     * @param amount The amount of `SOLACE` to withdraw.
     * @param recipient The receiver of funds.
     * @param priceDeadline The `SOLACE` price in wei(usd).
     * @param signature The `SOLACE` price signature.
     */
     function withdraw(
        uint256 amount,
        address recipient,
        uint256 price,
        uint256 priceDeadline,
        bytes calldata signature
    ) external override nonReentrant {
        _withdraw(msg.sender, amount, recipient, price, priceDeadline, signature);
    }

    /**
     * @notice Charge premiums for each policyholder.
     * @param accounts Array of addresses of the policyholders to charge.
     * @param premiums Array of premium amounts (in **USD** to 18 decimal places) to charge each policyholder.
     */
    function chargePremiums(address[] calldata accounts, uint256[] calldata premiums) external override whileUnpaused {
        require(
            msg.sender == IRegistry(registry).get("premiumCollector") ||
            msg.sender == governance() ||
            productIsActive(msg.sender), "!authorized"
        );
        require(accounts.length == premiums.length, "length mismatch");
        ISCP(scp).burnMultiple(accounts, premiums);
    }

    /***************************************
    VIEW FUNCTIONS
    ***************************************/

    /**
     * @notice Returns account's `SCP` balance.
     * @param account The account to fetch.
     * @return amount The amount of `SCP`.
     */
    function getSCPBalance(address account) external view override returns (uint256 amount) {
        return ISCP(scp).balanceOf(account);
    }

    /**
     * @notice Returns to token information for given token index.
     * @param index The token index.
     */
    function getTokenInfo(
        uint256 index
    ) external view override returns (address token, bool accepted, bool permittable, bool refundable, bool stable) {
        TokenInfo memory ti = tokenInfo[_indexToToken[index]];
        return (ti.token, ti.accepted, ti.permittable, ti.refundable, ti.stable);
    }

    /**
     * @notice Calculates the refundable `SOLACE` amount.
     * @param depositor The owner of funds.
     * @param price The `SOLACE` price in wei(usd).
     * @param priceDeadline The deadline for the price.
     * @param signature The `SOLACE` price signature.
     * @return solaceAmount
     */
    function getRefundableSOLACEAmount(
        address depositor,
        uint256 price,
        uint256 priceDeadline,
        bytes calldata signature
    ) public view override returns (uint256 solaceAmount) {
        // check price
        require(verifyPrice(solace, price, priceDeadline, signature), "invalid token price");
        ISCP scp_ = ISCP(scp);
        uint256 scpBalance = scp_.balanceOf(depositor);
        uint256 minRequiredScp = scp_.minScpRequired(depositor);
        uint256 nrScpBalance = scp_.balanceOfNonRefundable(depositor);
        uint256 nonRefundableScp =  Math.max(minRequiredScp, nrScpBalance);
        uint256 refundableScpBalance = scpBalance > nonRefundableScp ? scpBalance - nonRefundableScp : 0;
        solaceAmount = refundableScpBalance > 0 ? (refundableScpBalance * 10**18) / price : 0;
    }

    /***************************************
    PRODUCT VIEW FUNCTIONS
    ***************************************/

    /**
     * @notice Checks is an address is an active product.
     * @param product The product to check.
     * @return status Returns true if the product is active.
     */
     function productIsActive(address product) public view override returns (bool status) {
        return _products.contains(product);
    }

    /**
     * @notice Returns the number of products.
     * @return count The number of products.
     */
    function numProducts() external override view returns (uint256 count) {
        return _products.length();
    }

    /**
     * @notice Returns the product at the given index.
     * @param productNum The index to query.
     * @return product The address of the product.
     */
    function getProduct(uint256 productNum) external override view returns (address product) {
        return _products.at(productNum);
    }

    /***************************************
    GOVERNANCE FUNCTIONS
    ***************************************/

    /**
     * @notice Sets the [`Registry`](./Registry) contract address.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param _registry The address of `Registry` contract.
     */
    function setRegistry(address _registry) external override onlyGovernance {
        _setRegistry(_registry);
    }

    /**
     * @notice Adds or removes a set of accepted tokens.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param tokens Tokens to set.
     */
    function setTokenInfo(TokenInfo[] calldata tokens) external override onlyGovernance {
        for (uint256 i = 0; i < tokens.length; i++) {
            address token = tokens[i].token;
            require(token != address(0x0), "zero address token");

            // new token
            if (tokenInfo[token].token == address(0x0)) {
                _indexToToken[tokensLength++] = token;
            }
            tokenInfo[token] = tokens[i];
            emit TokenInfoSet(tokens[i].token, tokens[i].accepted, tokens[i].permittable, tokens[i].refundable, tokens[i].stable);
        }
    }

    /**
     * @notice Pauses or unpauses contract..
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param _paused True to pause, false to unpause.
     */
    function setPaused(bool _paused) external override onlyGovernance {
        paused = _paused;
        emit PauseSet(_paused);
    }

    /**
     * @notice Adds a new product.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param product the new product
     */
     function addProduct(address product) external override onlyGovernance {
        require(product != address(0x0), "zero address product");
        _products.add(product);
        emit ProductAdded(product);
    }

    /**
     * @notice Removes a product.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param product the product to remove
     */
    function removeProduct(address product) external override onlyGovernance {
        _products.remove(product);
        emit ProductRemoved(product);
    }

    /***************************************
    INTERNAL FUNCTIONS
    ***************************************/

    /**
     * @notice Deposits tokens from msg.sender and credits them to recipient.
     * @param token The token to deposit.
     * @param from The depositor of the token.
     * @param recipient The recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     */
    function _depositStable(
        address token,
        address from,
        address recipient,
        uint256 amount
    ) internal {
      // checks
      TokenInfo memory ti = tokenInfo[token];
      require(ti.accepted, "token not accepted");
      require(ti.stable,   "token not stable");

      // interactions
      uint256 scpAmount = _convertDecimals(amount, token, scp);
      SafeERC20.safeTransferFrom(IERC20(token), from, premiumPool, amount);
      ISCP(scp).mint(recipient, scpAmount, ti.refundable);
      emit TokenDeposited(token, from, recipient, amount);
    }

    /**
     * @notice Deposits tokens from msg.sender and credits them to recipient.
     * @param token The token to deposit.
     * @param from The depositor of the token.
     * @param recipient The recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     * @param price The `SOLACE` price in wei(usd).
     * @param priceDeadline The `SOLACE` price in wei(usd).
     * @param signature The `SOLACE` price signature.
     */
    function _depositNonStable(
        address token,
        address from,
        address recipient,
        uint256 amount,
        uint256 price,
        uint256 priceDeadline,
        bytes calldata signature
    ) private {
        // checks
        TokenInfo memory ti = tokenInfo[token];
        require(ti.accepted,  "token not accepted");
        require(!ti.stable,   "token not non-stable");
        require(verifyPrice(token, price, priceDeadline, signature), "invalid token price");

        // interactions
        uint256 scpAmount = (amount * price) / 10**18;
        SafeERC20.safeTransferFrom(IERC20(token), from, premiumPool, amount);
        ISCP(scp).mint(recipient, scpAmount, true);
        emit TokenDeposited(token, from, recipient, amount);
    }

    /**
     * @notice Deposits tokens from depositor using permit.
     * @param token The token to deposit.
     * @param from The depositor of the token.
     * @param depositor The depositor and recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     * @param deadline Time the transaction must go through before.
     * @param v secp256k1 signature
     * @param r secp256k1 signature
     * @param s secp256k1 signature
     */
    function _depositSignedStable(
        address token,
        address from,
        address depositor,
        uint256 amount,
        uint256 deadline,
        uint8 v,
        bytes32 r,
        bytes32 s
    ) private {
        // checks
        TokenInfo memory ti = tokenInfo[token];
        require(ti.accepted, "token not accepted");
        require(ti.stable,   "token not stable");
        require(ti.permittable, "token not permittable");

        // interactions
        uint256 scpAmount = _convertDecimals(amount, token, scp);
        IERC20Permit(token).permit(depositor, address(this), amount, deadline, v, r, s);
        SafeERC20.safeTransferFrom(IERC20(token), from, premiumPool, amount);
        ISCP(scp).mint(depositor, scpAmount, ti.refundable);
        emit TokenDeposited(token, depositor, depositor, amount);
    }

    /**
     * @notice Withdraws some of the user's deposit and sends it to `recipient`.
     * User must have sufficient Solace Cover Points to withdraw.
     * Premium pool must have the tokens to return.
     * @param from The SCP balance holder address.
     * @param amount The amount of `SOLACE` to withdraw.
     * @param recipient The receiver of funds.
     * @param priceDeadline The `SOLACE` price in wei(usd).
     * @param signature The `SOLACE` price signature.
     */
     function _withdraw(
        address from,
        uint256 amount,
        address recipient,
        uint256 price,
        uint256 priceDeadline,
        bytes calldata signature
    ) private {
        require(amount > 0, "zero amount withdraw");
        require(verifyPrice(solace, price, priceDeadline, signature), "invalid solace price");
        uint256 refundableSolaceAmount = getRefundableSOLACEAmount(from, price, priceDeadline, signature);
        require(amount <= refundableSolaceAmount, "withdraw amount exceeds balance");

        uint256 scpAmount = (amount * price) / 10**18;
        ISCP(scp).withdraw(from, scpAmount);
        SafeERC20.safeTransferFrom(IERC20(solace), premiumPool, recipient, amount);
        emit TokenWithdrawn(from, recipient, amount);
    }

    /**
     * @notice Sets registry and related contract addresses.
     * @param _registry The registry address to set.
     */
    function _setRegistry(address _registry) internal {
        require(_registry != address(0x0), "zero address registry");
        IRegistry reg = IRegistry(_registry);
        registry = _registry;

        // set scp
        (, address scpAddr) = reg.tryGet("scp");
        require(scpAddr != address(0x0), "zero address scp");
        scp = scpAddr;

        // set solace
        (, address solaceAddr) = reg.tryGet("solace");
        require(solaceAddr != address(0x0), "zero address solace");
        solace = solaceAddr;

        (, address premiumPoolAddr) = reg.tryGet("premiumPool");
        require(premiumPoolAddr != address(0x0), "zero address premium pool");
        premiumPool = premiumPoolAddr;
        emit RegistrySet(_registry);
    }

    /**
     * @notice Converts an amount of tokens to another amount of decimals.
     * Great for converting between tokens with equal value eg USDC to DAI.
     * Does not handle different token values eg ETH to DAI.
     * @param amountIn The amount of tokens in.
     * @param tokenIn The input token.
     * @param tokenOut The output token.
     * @param amountOut The amount of tokens out.
     */
    function _convertDecimals(uint256 amountIn, address tokenIn, address tokenOut) internal view returns (uint256 amountOut) {
        // fetch decimals
        uint8 decIn = IERC20Metadata(tokenIn).decimals();
        uint8 decOut = IERC20Metadata(tokenOut).decimals();
        // convert
        return (decIn < decOut)
            ? amountIn * (10 ** (decOut - decIn)) // upscale
            : (decIn > decOut)
            ? amountIn / (10 ** (decIn - decOut)) // downscale
            : amountIn; // equal
    }
}

// File: @openzeppelin/contracts/token/ERC20/IERC20.sol



// SPDX-License-Identifier: MIT

pragma solidity ^0.8.0;

/**
 * @dev Interface of the ERC20 standard as defined in the EIP.
 */
interface IERC20 {
    /**
     * @dev Returns the amount of tokens in existence.
     */
    function totalSupply() external view returns (uint256);

    /**
     * @dev Returns the amount of tokens owned by `account`.
     */
    function balanceOf(address account) external view returns (uint256);

    /**
     * @dev Moves `amount` tokens from the caller's account to `recipient`.
     *
     * Returns a boolean value indicating whether the operation succeeded.
     *
     * Emits a {Transfer} event.
     */
    function transfer(address recipient, uint256 amount) external returns (bool);

    /**
     * @dev Returns the remaining number of tokens that `spender` will be
     * allowed to spend on behalf of `owner` through {transferFrom}. This is
     * zero by default.
     *
     * This value changes when {approve} or {transferFrom} are called.
     */
    function allowance(address owner, address spender) external view returns (uint256);

    /**
     * @dev Sets `amount` as the allowance of `spender` over the caller's tokens.
     *
     * Returns a boolean value indicating whether the operation succeeded.
     *
     * IMPORTANT: Beware that changing an allowance with this method brings the risk
     * that someone may use both the old and the new allowance by unfortunate
     * transaction ordering. One possible solution to mitigate this race
     * condition is to first reduce the spender's allowance to 0 and set the
     * desired value afterwards:
     * https://github.com/ethereum/EIPs/issues/20#issuecomment-263524729
     *
     * Emits an {Approval} event.
     */
    function approve(address spender, uint256 amount) external returns (bool);

    /**
     * @dev Moves `amount` tokens from `sender` to `recipient` using the
     * allowance mechanism. `amount` is then deducted from the caller's
     * allowance.
     *
     * Returns a boolean value indicating whether the operation succeeded.
     *
     * Emits a {Transfer} event.
     */
    function transferFrom(
        address sender,
        address recipient,
        uint256 amount
    ) external returns (bool);

    /**
     * @dev Emitted when `value` tokens are moved from one account (`from`) to
     * another (`to`).
     *
     * Note that `value` may be zero.
     */
    event Transfer(address indexed from, address indexed to, uint256 value);

    /**
     * @dev Emitted when the allowance of a `spender` for an `owner` is set by
     * a call to {approve}. `value` is the new allowance.
     */
    event Approval(address indexed owner, address indexed spender, uint256 value);
}

// File: @openzeppelin/contracts/token/ERC20/extensions/IERC20Metadata.sol



// SPDX-License-Identifier: MIT

pragma solidity ^0.8.0;

import "../IERC20.sol";

/**
 * @dev Interface for the optional metadata functions from the ERC20 standard.
 *
 * _Available since v4.1._
 */
interface IERC20Metadata is IERC20 {
    /**
     * @dev Returns the name of the token.
     */
    function name() external view returns (string memory);

    /**
     * @dev Returns the symbol of the token.
     */
    function symbol() external view returns (string memory);

    /**
     * @dev Returns the decimals places of the token.
     */
    function decimals() external view returns (uint8);
}

// File: @openzeppelin/contracts/token/ERC20/utils/SafeERC20.sol



// SPDX-License-Identifier: MIT

pragma solidity ^0.8.0;

import "../IERC20.sol";
import "../../../utils/Address.sol";

/**
 * @title SafeERC20
 * @dev Wrappers around ERC20 operations that throw on failure (when the token
 * contract returns false). Tokens that return no value (and instead revert or
 * throw on failure) are also supported, non-reverting calls are assumed to be
 * successful.
 * To use this library you can add a `using SafeERC20 for IERC20;` statement to your contract,
 * which allows you to call the safe operations as `token.safeTransfer(...)`, etc.
 */
library SafeERC20 {
    using Address for address;

    function safeTransfer(
        IERC20 token,
        address to,
        uint256 value
    ) internal {
        _callOptionalReturn(token, abi.encodeWithSelector(token.transfer.selector, to, value));
    }

    function safeTransferFrom(
        IERC20 token,
        address from,
        address to,
        uint256 value
    ) internal {
        _callOptionalReturn(token, abi.encodeWithSelector(token.transferFrom.selector, from, to, value));
    }

    /**
     * @dev Deprecated. This function has issues similar to the ones found in
     * {IERC20-approve}, and its usage is discouraged.
     *
     * Whenever possible, use {safeIncreaseAllowance} and
     * {safeDecreaseAllowance} instead.
     */
    function safeApprove(
        IERC20 token,
        address spender,
        uint256 value
    ) internal {
        // safeApprove should only be called when setting an initial allowance,
        // or when resetting it to zero. To increase and decrease it, use
        // 'safeIncreaseAllowance' and 'safeDecreaseAllowance'
        require(
            (value == 0) || (token.allowance(address(this), spender) == 0),
            "SafeERC20: approve from non-zero to non-zero allowance"
        );
        _callOptionalReturn(token, abi.encodeWithSelector(token.approve.selector, spender, value));
    }

    function safeIncreaseAllowance(
        IERC20 token,
        address spender,
        uint256 value
    ) internal {
        uint256 newAllowance = token.allowance(address(this), spender) + value;
        _callOptionalReturn(token, abi.encodeWithSelector(token.approve.selector, spender, newAllowance));
    }

    function safeDecreaseAllowance(
        IERC20 token,
        address spender,
        uint256 value
    ) internal {
        unchecked {
            uint256 oldAllowance = token.allowance(address(this), spender);
            require(oldAllowance >= value, "SafeERC20: decreased allowance below zero");
            uint256 newAllowance = oldAllowance - value;
            _callOptionalReturn(token, abi.encodeWithSelector(token.approve.selector, spender, newAllowance));
        }
    }

    /**
     * @dev Imitates a Solidity high-level call (i.e. a regular function call to a contract), relaxing the requirement
     * on the return value: the return value is optional (but if data is returned, it must not be false).
     * @param token The token targeted by the call.
     * @param data The call data (encoded using abi.encode or one of its variants).
     */
    function _callOptionalReturn(IERC20 token, bytes memory data) private {
        // We need to perform a low level call here, to bypass Solidity's return data size checking mechanism, since
        // we're implementing it ourselves. We use {Address.functionCall} to perform this call, which verifies that
        // the target address contains contract code and also asserts for success in the low-level call.

        bytes memory returndata = address(token).functionCall(data, "SafeERC20: low-level call failed");
        if (returndata.length > 0) {
            // Return data is optional
            require(abi.decode(returndata, (bool)), "SafeERC20: ERC20 operation did not succeed");
        }
    }
}

// File: @openzeppelin/contracts/utils/math/Math.sol



// SPDX-License-Identifier: MIT

pragma solidity ^0.8.0;

/**
 * @dev Standard math utilities missing in the Solidity language.
 */
library Math {
    /**
     * @dev Returns the largest of two numbers.
     */
    function max(uint256 a, uint256 b) internal pure returns (uint256) {
        return a >= b ? a : b;
    }

    /**
     * @dev Returns the smallest of two numbers.
     */
    function min(uint256 a, uint256 b) internal pure returns (uint256) {
        return a < b ? a : b;
    }

    /**
     * @dev Returns the average of two numbers. The result is rounded towards
     * zero.
     */
    function average(uint256 a, uint256 b) internal pure returns (uint256) {
        // (a + b) / 2 can overflow.
        return (a & b) + (a ^ b) / 2;
    }

    /**
     * @dev Returns the ceiling of the division of two numbers.
     *
     * This differs from standard division with `/` in that it rounds up instead
     * of rounding down.
     */
    function ceilDiv(uint256 a, uint256 b) internal pure returns (uint256) {
        // (a + b - 1) / b can overflow on addition, so we distribute.
        return a / b + (a % b == 0 ? 0 : 1);
    }
}

// File: @openzeppelin/contracts/token/ERC20/extensions/draft-IERC20Permit.sol



// SPDX-License-Identifier: MIT

pragma solidity ^0.8.0;

/**
 * @dev Interface of the ERC20 Permit extension allowing approvals to be made via signatures, as defined in
 * https://eips.ethereum.org/EIPS/eip-2612[EIP-2612].
 *
 * Adds the {permit} method, which can be used to change an account's ERC20 allowance (see {IERC20-allowance}) by
 * presenting a message signed by the account. By not relying on {IERC20-approve}, the token holder account doesn't
 * need to send a transaction, and thus is not required to hold Ether at all.
 */
interface IERC20Permit {
    /**
     * @dev Sets `value` as the allowance of `spender` over ``owner``'s tokens,
     * given ``owner``'s signed approval.
     *
     * IMPORTANT: The same issues {IERC20-approve} has related to transaction
     * ordering also apply here.
     *
     * Emits an {Approval} event.
     *
     * Requirements:
     *
     * - `spender` cannot be the zero address.
     * - `deadline` must be a timestamp in the future.
     * - `v`, `r` and `s` must be a valid `secp256k1` signature from `owner`
     * over the EIP712-formatted function arguments.
     * - the signature must use ``owner``'s current nonce (see {nonces}).
     *
     * For more information on the signature format, see the
     * https://eips.ethereum.org/EIPS/eip-2612#specification[relevant EIP
     * section].
     */
    function permit(
        address owner,
        address spender,
        uint256 value,
        uint256 deadline,
        uint8 v,
        bytes32 r,
        bytes32 s
    ) external;

    /**
     * @dev Returns the current nonce for `owner`. This value must be
     * included whenever a signature is generated for {permit}.
     *
     * Every successful call to {permit} increases ``owner``'s nonce by one. This
     * prevents a signature from being used multiple times.
     */
    function nonces(address owner) external view returns (uint256);

    /**
     * @dev Returns the domain separator used in the encoding of the signature for {permit}, as defined by {EIP712}.
     */
    // solhint-disable-next-line func-name-mixedcase
    function DOMAIN_SEPARATOR() external view returns (bytes32);
}

// File: @openzeppelin/contracts/utils/structs/EnumerableSet.sol



// SPDX-License-Identifier: MIT

pragma solidity ^0.8.0;

/**
 * @dev Library for managing
 * https://en.wikipedia.org/wiki/Set_(abstract_data_type)[sets] of primitive
 * types.
 *
 * Sets have the following properties:
 *
 * - Elements are added, removed, and checked for existence in constant time
 * (O(1)).
 * - Elements are enumerated in O(n). No guarantees are made on the ordering.
 *
 * ```
 * contract Example {
 *     // Add the library methods
 *     using EnumerableSet for EnumerableSet.AddressSet;
 *
 *     // Declare a set state variable
 *     EnumerableSet.AddressSet private mySet;
 * }
 * ```
 *
 * As of v3.3.0, sets of type `bytes32` (`Bytes32Set`), `address` (`AddressSet`)
 * and `uint256` (`UintSet`) are supported.
 */
library EnumerableSet {
    // To implement this library for multiple types with as little code
    // repetition as possible, we write it in terms of a generic Set type with
    // bytes32 values.
    // The Set implementation uses private functions, and user-facing
    // implementations (such as AddressSet) are just wrappers around the
    // underlying Set.
    // This means that we can only create new EnumerableSets for types that fit
    // in bytes32.

    struct Set {
        // Storage of set values
        bytes32[] _values;
        // Position of the value in the `values` array, plus 1 because index 0
        // means a value is not in the set.
        mapping(bytes32 => uint256) _indexes;
    }

    /**
     * @dev Add a value to a set. O(1).
     *
     * Returns true if the value was added to the set, that is if it was not
     * already present.
     */
    function _add(Set storage set, bytes32 value) private returns (bool) {
        if (!_contains(set, value)) {
            set._values.push(value);
            // The value is stored at length-1, but we add 1 to all indexes
            // and use 0 as a sentinel value
            set._indexes[value] = set._values.length;
            return true;
        } else {
            return false;
        }
    }

    /**
     * @dev Removes a value from a set. O(1).
     *
     * Returns true if the value was removed from the set, that is if it was
     * present.
     */
    function _remove(Set storage set, bytes32 value) private returns (bool) {
        // We read and store the value's index to prevent multiple reads from the same storage slot
        uint256 valueIndex = set._indexes[value];

        if (valueIndex != 0) {
            // Equivalent to contains(set, value)
            // To delete an element from the _values array in O(1), we swap the element to delete with the last one in
            // the array, and then remove the last element (sometimes called as 'swap and pop').
            // This modifies the order of the array, as noted in {at}.

            uint256 toDeleteIndex = valueIndex - 1;
            uint256 lastIndex = set._values.length - 1;

            if (lastIndex != toDeleteIndex) {
                bytes32 lastvalue = set._values[lastIndex];

                // Move the last value to the index where the value to delete is
                set._values[toDeleteIndex] = lastvalue;
                // Update the index for the moved value
                set._indexes[lastvalue] = valueIndex; // Replace lastvalue's index to valueIndex
            }

            // Delete the slot where the moved value was stored
            set._values.pop();

            // Delete the index for the deleted slot
            delete set._indexes[value];

            return true;
        } else {
            return false;
        }
    }

    /**
     * @dev Returns true if the value is in the set. O(1).
     */
    function _contains(Set storage set, bytes32 value) private view returns (bool) {
        return set._indexes[value] != 0;
    }

    /**
     * @dev Returns the number of values on the set. O(1).
     */
    function _length(Set storage set) private view returns (uint256) {
        return set._values.length;
    }

    /**
     * @dev Returns the value stored at position `index` in the set. O(1).
     *
     * Note that there are no guarantees on the ordering of values inside the
     * array, and it may change when more values are added or removed.
     *
     * Requirements:
     *
     * - `index` must be strictly less than {length}.
     */
    function _at(Set storage set, uint256 index) private view returns (bytes32) {
        return set._values[index];
    }

    /**
     * @dev Return the entire set in an array
     *
     * WARNING: This operation will copy the entire storage to memory, which can be quite expensive. This is designed
     * to mostly be used by view accessors that are queried without any gas fees. Developers should keep in mind that
     * this function has an unbounded cost, and using it as part of a state-changing function may render the function
     * uncallable if the set grows to a point where copying to memory consumes too much gas to fit in a block.
     */
    function _values(Set storage set) private view returns (bytes32[] memory) {
        return set._values;
    }

    // Bytes32Set

    struct Bytes32Set {
        Set _inner;
    }

    /**
     * @dev Add a value to a set. O(1).
     *
     * Returns true if the value was added to the set, that is if it was not
     * already present.
     */
    function add(Bytes32Set storage set, bytes32 value) internal returns (bool) {
        return _add(set._inner, value);
    }

    /**
     * @dev Removes a value from a set. O(1).
     *
     * Returns true if the value was removed from the set, that is if it was
     * present.
     */
    function remove(Bytes32Set storage set, bytes32 value) internal returns (bool) {
        return _remove(set._inner, value);
    }

    /**
     * @dev Returns true if the value is in the set. O(1).
     */
    function contains(Bytes32Set storage set, bytes32 value) internal view returns (bool) {
        return _contains(set._inner, value);
    }

    /**
     * @dev Returns the number of values in the set. O(1).
     */
    function length(Bytes32Set storage set) internal view returns (uint256) {
        return _length(set._inner);
    }

    /**
     * @dev Returns the value stored at position `index` in the set. O(1).
     *
     * Note that there are no guarantees on the ordering of values inside the
     * array, and it may change when more values are added or removed.
     *
     * Requirements:
     *
     * - `index` must be strictly less than {length}.
     */
    function at(Bytes32Set storage set, uint256 index) internal view returns (bytes32) {
        return _at(set._inner, index);
    }

    /**
     * @dev Return the entire set in an array
     *
     * WARNING: This operation will copy the entire storage to memory, which can be quite expensive. This is designed
     * to mostly be used by view accessors that are queried without any gas fees. Developers should keep in mind that
     * this function has an unbounded cost, and using it as part of a state-changing function may render the function
     * uncallable if the set grows to a point where copying to memory consumes too much gas to fit in a block.
     */
    function values(Bytes32Set storage set) internal view returns (bytes32[] memory) {
        return _values(set._inner);
    }

    // AddressSet

    struct AddressSet {
        Set _inner;
    }

    /**
     * @dev Add a value to a set. O(1).
     *
     * Returns true if the value was added to the set, that is if it was not
     * already present.
     */
    function add(AddressSet storage set, address value) internal returns (bool) {
        return _add(set._inner, bytes32(uint256(uint160(value))));
    }

    /**
     * @dev Removes a value from a set. O(1).
     *
     * Returns true if the value was removed from the set, that is if it was
     * present.
     */
    function remove(AddressSet storage set, address value) internal returns (bool) {
        return _remove(set._inner, bytes32(uint256(uint160(value))));
    }

    /**
     * @dev Returns true if the value is in the set. O(1).
     */
    function contains(AddressSet storage set, address value) internal view returns (bool) {
        return _contains(set._inner, bytes32(uint256(uint160(value))));
    }

    /**
     * @dev Returns the number of values in the set. O(1).
     */
    function length(AddressSet storage set) internal view returns (uint256) {
        return _length(set._inner);
    }

    /**
     * @dev Returns the value stored at position `index` in the set. O(1).
     *
     * Note that there are no guarantees on the ordering of values inside the
     * array, and it may change when more values are added or removed.
     *
     * Requirements:
     *
     * - `index` must be strictly less than {length}.
     */
    function at(AddressSet storage set, uint256 index) internal view returns (address) {
        return address(uint160(uint256(_at(set._inner, index))));
    }

    /**
     * @dev Return the entire set in an array
     *
     * WARNING: This operation will copy the entire storage to memory, which can be quite expensive. This is designed
     * to mostly be used by view accessors that are queried without any gas fees. Developers should keep in mind that
     * this function has an unbounded cost, and using it as part of a state-changing function may render the function
     * uncallable if the set grows to a point where copying to memory consumes too much gas to fit in a block.
     */
    function values(AddressSet storage set) internal view returns (address[] memory) {
        bytes32[] memory store = _values(set._inner);
        address[] memory result;

        assembly {
            result := store
        }

        return result;
    }

    // UintSet

    struct UintSet {
        Set _inner;
    }

    /**
     * @dev Add a value to a set. O(1).
     *
     * Returns true if the value was added to the set, that is if it was not
     * already present.
     */
    function add(UintSet storage set, uint256 value) internal returns (bool) {
        return _add(set._inner, bytes32(value));
    }

    /**
     * @dev Removes a value from a set. O(1).
     *
     * Returns true if the value was removed from the set, that is if it was
     * present.
     */
    function remove(UintSet storage set, uint256 value) internal returns (bool) {
        return _remove(set._inner, bytes32(value));
    }

    /**
     * @dev Returns true if the value is in the set. O(1).
     */
    function contains(UintSet storage set, uint256 value) internal view returns (bool) {
        return _contains(set._inner, bytes32(value));
    }

    /**
     * @dev Returns the number of values on the set. O(1).
     */
    function length(UintSet storage set) internal view returns (uint256) {
        return _length(set._inner);
    }

    /**
     * @dev Returns the value stored at position `index` in the set. O(1).
     *
     * Note that there are no guarantees on the ordering of values inside the
     * array, and it may change when more values are added or removed.
     *
     * Requirements:
     *
     * - `index` must be strictly less than {length}.
     */
    function at(UintSet storage set, uint256 index) internal view returns (uint256) {
        return uint256(_at(set._inner, index));
    }

    /**
     * @dev Return the entire set in an array
     *
     * WARNING: This operation will copy the entire storage to memory, which can be quite expensive. This is designed
     * to mostly be used by view accessors that are queried without any gas fees. Developers should keep in mind that
     * this function has an unbounded cost, and using it as part of a state-changing function may render the function
     * uncallable if the set grows to a point where copying to memory consumes too much gas to fit in a block.
     */
    function values(UintSet storage set) internal view returns (uint256[] memory) {
        bytes32[] memory store = _values(set._inner);
        uint256[] memory result;

        assembly {
            result := store
        }

        return result;
    }
}

// File: @openzeppelin/contracts/utils/Address.sol



// SPDX-License-Identifier: MIT

pragma solidity ^0.8.0;

/**
 * @dev Collection of functions related to the address type
 */
library Address {
    /**
     * @dev Returns true if `account` is a contract.
     *
     * [IMPORTANT]
     * ====
     * It is unsafe to assume that an address for which this function returns
     * false is an externally-owned account (EOA) and not a contract.
     *
     * Among others, `isContract` will return false for the following
     * types of addresses:
     *
     *  - an externally-owned account
     *  - a contract in construction
     *  - an address where a contract will be created
     *  - an address where a contract lived, but was destroyed
     * ====
     */
    function isContract(address account) internal view returns (bool) {
        // This method relies on extcodesize, which returns 0 for contracts in
        // construction, since the code is only stored at the end of the
        // constructor execution.

        uint256 size;
        assembly {
            size := extcodesize(account)
        }
        return size > 0;
    }

    /**
     * @dev Replacement for Solidity's `transfer`: sends `amount` wei to
     * `recipient`, forwarding all available gas and reverting on errors.
     *
     * https://eips.ethereum.org/EIPS/eip-1884[EIP1884] increases the gas cost
     * of certain opcodes, possibly making contracts go over the 2300 gas limit
     * imposed by `transfer`, making them unable to receive funds via
     * `transfer`. {sendValue} removes this limitation.
     *
     * https://diligence.consensys.net/posts/2019/09/stop-using-soliditys-transfer-now/[Learn more].
     *
     * IMPORTANT: because control is transferred to `recipient`, care must be
     * taken to not create reentrancy vulnerabilities. Consider using
     * {ReentrancyGuard} or the
     * https://solidity.readthedocs.io/en/v0.5.11/security-considerations.html#use-the-checks-effects-interactions-pattern[checks-effects-interactions pattern].
     */
    function sendValue(address payable recipient, uint256 amount) internal {
        require(address(this).balance >= amount, "Address: insufficient balance");

        (bool success, ) = recipient.call{value: amount}("");
        require(success, "Address: unable to send value, recipient may have reverted");
    }

    /**
     * @dev Performs a Solidity function call using a low level `call`. A
     * plain `call` is an unsafe replacement for a function call: use this
     * function instead.
     *
     * If `target` reverts with a revert reason, it is bubbled up by this
     * function (like regular Solidity function calls).
     *
     * Returns the raw returned data. To convert to the expected return value,
     * use https://solidity.readthedocs.io/en/latest/units-and-global-variables.html?highlight=abi.decode#abi-encoding-and-decoding-functions[`abi.decode`].
     *
     * Requirements:
     *
     * - `target` must be a contract.
     * - calling `target` with `data` must not revert.
     *
     * _Available since v3.1._
     */
    function functionCall(address target, bytes memory data) internal returns (bytes memory) {
        return functionCall(target, data, "Address: low-level call failed");
    }

    /**
     * @dev Same as {xref-Address-functionCall-address-bytes-}[`functionCall`], but with
     * `errorMessage` as a fallback revert reason when `target` reverts.
     *
     * _Available since v3.1._
     */
    function functionCall(
        address target,
        bytes memory data,
        string memory errorMessage
    ) internal returns (bytes memory) {
        return functionCallWithValue(target, data, 0, errorMessage);
    }

    /**
     * @dev Same as {xref-Address-functionCall-address-bytes-}[`functionCall`],
     * but also transferring `value` wei to `target`.
     *
     * Requirements:
     *
     * - the calling contract must have an ETH balance of at least `value`.
     * - the called Solidity function must be `payable`.
     *
     * _Available since v3.1._
     */
    function functionCallWithValue(
        address target,
        bytes memory data,
        uint256 value
    ) internal returns (bytes memory) {
        return functionCallWithValue(target, data, value, "Address: low-level call with value failed");
    }

    /**
     * @dev Same as {xref-Address-functionCallWithValue-address-bytes-uint256-}[`functionCallWithValue`], but
     * with `errorMessage` as a fallback revert reason when `target` reverts.
     *
     * _Available since v3.1._
     */
    function functionCallWithValue(
        address target,
        bytes memory data,
        uint256 value,
        string memory errorMessage
    ) internal returns (bytes memory) {
        require(address(this).balance >= value, "Address: insufficient balance for call");
        require(isContract(target), "Address: call to non-contract");

        (bool success, bytes memory returndata) = target.call{value: value}(data);
        return verifyCallResult(success, returndata, errorMessage);
    }

    /**
     * @dev Same as {xref-Address-functionCall-address-bytes-}[`functionCall`],
     * but performing a static call.
     *
     * _Available since v3.3._
     */
    function functionStaticCall(address target, bytes memory data) internal view returns (bytes memory) {
        return functionStaticCall(target, data, "Address: low-level static call failed");
    }

    /**
     * @dev Same as {xref-Address-functionCall-address-bytes-string-}[`functionCall`],
     * but performing a static call.
     *
     * _Available since v3.3._
     */
    function functionStaticCall(
        address target,
        bytes memory data,
        string memory errorMessage
    ) internal view returns (bytes memory) {
        require(isContract(target), "Address: static call to non-contract");

        (bool success, bytes memory returndata) = target.staticcall(data);
        return verifyCallResult(success, returndata, errorMessage);
    }

    /**
     * @dev Same as {xref-Address-functionCall-address-bytes-}[`functionCall`],
     * but performing a delegate call.
     *
     * _Available since v3.4._
     */
    function functionDelegateCall(address target, bytes memory data) internal returns (bytes memory) {
        return functionDelegateCall(target, data, "Address: low-level delegate call failed");
    }

    /**
     * @dev Same as {xref-Address-functionCall-address-bytes-string-}[`functionCall`],
     * but performing a delegate call.
     *
     * _Available since v3.4._
     */
    function functionDelegateCall(
        address target,
        bytes memory data,
        string memory errorMessage
    ) internal returns (bytes memory) {
        require(isContract(target), "Address: delegate call to non-contract");

        (bool success, bytes memory returndata) = target.delegatecall(data);
        return verifyCallResult(success, returndata, errorMessage);
    }

    /**
     * @dev Tool to verifies that a low level call was successful, and revert if it wasn't, either by bubbling the
     * revert reason using the provided one.
     *
     * _Available since v4.3._
     */
    function verifyCallResult(
        bool success,
        bytes memory returndata,
        string memory errorMessage
    ) internal pure returns (bytes memory) {
        if (success) {
            return returndata;
        } else {
            // Look for revert reason and bubble it up if present
            if (returndata.length > 0) {
                // The easiest way to bubble the revert reason is using memory via assembly

                assembly {
                    let returndata_size := mload(returndata)
                    revert(add(32, returndata), returndata_size)
                }
            } else {
                revert(errorMessage);
            }
        }
    }
}

// File: @openzeppelin/contracts/utils/Multicall.sol



// SPDX-License-Identifier: MIT

pragma solidity ^0.8.0;

import "./Address.sol";

/**
 * @dev Provides a function to batch together multiple calls in a single external call.
 *
 * _Available since v4.1._
 */
abstract contract Multicall {
    /**
     * @dev Receives and executes a batch of function calls on this contract.
     */
    function multicall(bytes[] calldata data) external returns (bytes[] memory results) {
        results = new bytes[](data.length);
        for (uint256 i = 0; i < data.length; i++) {
            results[i] = Address.functionDelegateCall(address(this), data[i]);
        }
        return results;
    }
}

// File: @openzeppelin/contracts/security/ReentrancyGuard.sol



// SPDX-License-Identifier: MIT

pragma solidity ^0.8.0;

/**
 * @dev Contract module that helps prevent reentrant calls to a function.
 *
 * Inheriting from `ReentrancyGuard` will make the {nonReentrant} modifier
 * available, which can be applied to functions to make sure there are no nested
 * (reentrant) calls to them.
 *
 * Note that because there is a single `nonReentrant` guard, functions marked as
 * `nonReentrant` may not call one another. This can be worked around by making
 * those functions `private`, and then adding `external` `nonReentrant` entry
 * points to them.
 *
 * TIP: If you would like to learn more about reentrancy and alternative ways
 * to protect against it, check out our blog post
 * https://blog.openzeppelin.com/reentrancy-after-istanbul/[Reentrancy After Istanbul].
 */
abstract contract ReentrancyGuard {
    // Booleans are more expensive than uint256 or any type that takes up a full
    // word because each write operation emits an extra SLOAD to first read the
    // slot's contents, replace the bits taken up by the boolean, and then write
    // back. This is the compiler's defense against contract upgrades and
    // pointer aliasing, and it cannot be disabled.

    // The values being non-zero value makes deployment a bit more expensive,
    // but in exchange the refund on every call to nonReentrant will be lower in
    // amount. Since refunds are capped to a percentage of the total
    // transaction's gas, it is best to keep them low in cases like this one, to
    // increase the likelihood of the full refund coming into effect.
    uint256 private constant _NOT_ENTERED = 1;
    uint256 private constant _ENTERED = 2;

    uint256 private _status;

    constructor() {
        _status = _NOT_ENTERED;
    }

    /**
     * @dev Prevents a contract from calling itself, directly or indirectly.
     * Calling a `nonReentrant` function from another `nonReentrant`
     * function is not supported. It is possible to prevent this from happening
     * by making the `nonReentrant` function external, and make it call a
     * `private` function that does the actual work.
     */
    modifier nonReentrant() {
        // On the first call to nonReentrant, _notEntered will be true
        require(_status != _ENTERED, "ReentrancyGuard: reentrant call");

        // Any calls to nonReentrant after this point will fail
        _status = _ENTERED;

        _;

        // By storing the original value once again, a refund is triggered (see
        // https://eips.ethereum.org/EIPS/eip-2200)
        _status = _NOT_ENTERED;
    }
}

// File: contracts/utils/SolaceSigner.sol



// SPDX-License-Identifier: GPL-3.0-or-later
pragma solidity 0.8.6;

import "@openzeppelin/contracts/token/ERC20/extensions/draft-IERC20Permit.sol";
import "@openzeppelin/contracts/utils/cryptography/draft-EIP712.sol";
import "@openzeppelin/contracts/utils/cryptography/ECDSA.sol";
import "@openzeppelin/contracts/utils/structs/EnumerableSet.sol";
import "@openzeppelin/contracts/utils/Address.sol";
import "./../utils/Governable.sol";
import "./../interfaces/utils/ISolaceSigner.sol";


/**
 * @title SolaceSigner
 * @author solace.fi
 * @notice Verifies off-chain data.
*/
contract SolaceSigner is ISolaceSigner, EIP712, Governable {
    using Address for address;
    using EnumerableSet for EnumerableSet.AddressSet;

    /***************************************
    STATE VARIABLES
    ***************************************/

    /// @notice The authorized off-chain signers.
    EnumerableSet.AddressSet private _signers;

    /***************************************
    CONSTRUCTOR
    ***************************************/

    /**
     * @notice Constructs the Solace Signer contract.
     * @param _governance The address of the [governor](/docs/protocol/governance).
     */
    // solhint-disable-next-line no-empty-blocks
    constructor(address _governance) EIP712("Solace.fi-SolaceSigner", "1") Governable(_governance) {}

    /***************************************
    VERIFY FUNCTIONS
    ***************************************/

    /**
     * @notice Verifies `SOLACE` price data.
     * @param token The token to verify price.
     * @param price The `SOLACE` price in wei(usd).
     * @param deadline The deadline for the price.
     * @param signature The `SOLACE` price signature.
     */
    function verifyPrice(address token, uint256 price, uint256 deadline, bytes calldata signature) public view override returns (bool) {
        require(token != address(0x0), "zero address token");
        require(price > 0, "zero price");
        // solhint-disable-next-line not-rely-on-time
        require(block.timestamp <= deadline, "expired deadline");

        bytes32 structHash = keccak256(
            abi.encode(
                keccak256("PriceData(address token,uint256 price,uint256 deadline)"),
                token,
                price,
                deadline
            )
        );
        bytes32 hashTypedData = _hashTypedDataV4(structHash);
        address signer = ECDSA.recover(hashTypedData, signature);
        return isSigner(signer);
    }

    /**
     * @notice Verifies cover premium data.
     * @param premium The premium amount to verify.
     * @param policyholder The policyholder address.
     * @param deadline The deadline for the signature.
     * @param signature The premium data signature.
     */
    function verifyPremium(uint256 premium, address policyholder, uint256 deadline, bytes calldata signature) public view override returns (bool) {
        // solhint-disable-next-line not-rely-on-time
        require(block.timestamp <= deadline, "expired deadline");
        require(policyholder != address(0x0), "zero address policyholder");
        
        bytes32 structHash = keccak256(
            abi.encode(
                keccak256("PremiumData(uint256 premium,address policyholder,uint256 deadline)"),
                premium,
                policyholder,
                deadline
            )
        );
        bytes32 hashTypedData = _hashTypedDataV4(structHash);
        address signer = ECDSA.recover(hashTypedData, signature);
        return isSigner(signer);
    }

    /***************************************
    VIEW FUNCTIONS
    ***************************************/

    /**
     * @notice Returns the number of signers.
     * @return count The number of signers.
     */
    function numSigners() external override view returns (uint256 count) {
        return _signers.length();
    }

    /**
     * @notice Returns the signer at the given index.
     * @param index The index to query.
     * @return signer The address of the signer.
     */
    function getSigner(uint256 index) external override view returns (address signer) {
        return _signers.at(index);
    }

    /**
     * @notice Checks whether given signer is an authorized signer or not.
     * @param signer The signer address to check.
     * @return bool True if signer is a authorized signer.
     */
    function isSigner(address signer) public view override returns (bool) {
        return _signers.contains(signer);
    }

    /***************************************
    GOVERNANCE FUNCTIONS
    ***************************************/

    /**
     * @notice Adds a new signer.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param signer The signer to add.
     */
     function addSigner(address signer) external override onlyGovernance {
        require(signer != address(0x0), "zero address signer");
        _signers.add(signer);
        emit SignerAdded(signer);
    }

    /**
     * @notice Removes a signer.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param signer The signer to remove.
     */
    function removeSigner(address signer) external override onlyGovernance {
        _signers.remove(signer);
        emit SignerRemoved(signer);
    }
}

// File: contracts/interfaces/payment/ISCP.sol



// SPDX-License-Identifier: GPL-3.0-or-later
pragma solidity 0.8.6;

import "@openzeppelin/contracts/token/ERC20/IERC20.sol";
import "@openzeppelin/contracts/token/ERC20/extensions/IERC20Metadata.sol";
import "./ISCPRetainer.sol";
import "./../utils/IGovernable.sol";

/**
 * @title Solace Cover Points (SCP)
 * @author solace.fi
 * @notice **SCP** is a stablecoin pegged to **USD**. It is used to pay for coverage.
 *
 * **SCP** conforms to the ERC20 standard but cannot be minted or transferred by most users. Balances can only be modified by "SCP movers" such as SCP Tellers and coverage contracts. In some cases the user may be able to exchange **SCP** for the payment token, if not the balance will be marked non refundable. Some coverage contracts may have a minimum balance required to prevent abuse - these are called "SCP retainers" and may block [`withdraw()`](#withdraw).
 *
 * [**Governance**](/docs/protocol/governance) can add and remove SCP movers and retainers. SCP movers can modify token balances via [`mint()`](#mint), [`burn()`](#burn), [`transfer()`](#transfer), [`transferFrom()`](#transferfrom), and [`withdraw()`](#withdraw).
 */
interface ISCP is IERC20, IERC20Metadata, ISCPRetainer, IGovernable {

    /***************************************
    EVENTS
    ***************************************/

    /// @notice Emitted when the status of an SCP mover is set.
    event ScpMoverStatusSet(address indexed scpMover, bool status);
    /// @notice Emitted when the status of an SCP retainer is set.
    event ScpRetainerStatusSet(address indexed scpRetainer, bool status);

    /***************************************
    ERC20 FUNCTIONS
    ***************************************/

    /**
     * @notice Creates `amount` tokens and assigns them to `account`, increasing the total supply.
     * Requirements:
     * - `account` cannot be the zero address.
     */
    function mint(address account, uint256 amount, bool isRefundable) external;

    /**
     * @notice Destroys `amounts` tokens from `accounts`, reducing the total supply.
     * Requirements:
     * - `account` cannot be the zero address.
     * - `account` must have at least `amount` tokens.
     */
    function burnMultiple(address[] calldata accounts, uint256[] calldata amounts) external;

    /**
     * @notice Destroys `amount` tokens from `account`, reducing the total supply.
     * Requirements:
     * - `account` cannot be the zero address.
     * - `account` must have at least `amount` tokens.
     */
    function burn(address account, uint256 amount) external;

    /**
     * @notice Withdraws funds from an account.
     * @dev Same as burn() except uses refundable amount and checks min scp required.
     * The user must have sufficient refundable balance.
     * @param account The account to withdraw from.
     * @param amount The amount to withdraw.
     */
    function withdraw(address account, uint256 amount) external;

    /***************************************
    MOVER AND RETAINER FUNCTIONS
    ***************************************/

    /// @notice Returns true if `account` has permissions to move balances.
    function isScpMover(address account) external view returns (bool status);
    /// @notice Returns the number of scp movers.
    function scpMoverLength() external view returns (uint256 length);
    /// @notice Returns the scp mover at `index`.
    function scpMoverList(uint256 index) external view returns (address scpMover);

    /// @notice Returns true if `account` may need to retain scp on behalf of a user.
    function isScpRetainer(address account) external view returns (bool status);
    /// @notice Returns the number of scp retainers.
    function scpRetainerLength() external view returns (uint256 length);
    /// @notice Returns the scp retainer at `index`.
    function scpRetainerList(uint256 index) external view returns (address scpRetainer);

    /// @notice The amount of tokens owned by account that cannot be withdrawn.
    function balanceOfNonRefundable(address account) external view returns (uint256);

    /***************************************
    GOVERNANCE FUNCTIONS
    ***************************************/

    /**
     * @notice Adds or removes a set of scp movers.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param scpMovers List of scp movers to set.
     * @param statuses Statuses to set.
     */
    function setScpMoverStatuses(address[] calldata scpMovers, bool[] calldata statuses) external;

    /**
     * @notice Adds or removes a set of scp retainers.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param scpRetainers List of scp retainers to set.
     * @param statuses Statuses to set.
     */
    function setScpRetainerStatuses(address[] calldata scpRetainers, bool[] calldata statuses) external;
}

// File: contracts/interfaces/utils/IRegistry.sol



// SPDX-License-Identifier: GPL-3.0-or-later
pragma solidity 0.8.6;


/**
 * @title IRegistry
 * @author solace.fi
 * @notice Tracks the contracts of the Solaverse.
 *
 * [**Governance**](/docs/protocol/governance) can set the contract addresses and anyone can look them up.
 *
 * A key is a unique identifier for each contract. Use [`get(key)`](#get) or [`tryGet(key)`](#tryget) to get the address of the contract. Enumerate the keys with [`length()`](#length) and [`getKey(index)`](#getkey).
 */
interface IRegistry {

    /***************************************
    EVENTS
    ***************************************/

    /// @notice Emitted when a record is set.
    event RecordSet(string indexed key, address indexed value);

    /***************************************
    VIEW FUNCTIONS
    ***************************************/

    /// @notice The number of unique keys.
    function length() external view returns (uint256);

    /**
     * @notice Gets the `value` of a given `key`.
     * Reverts if the key is not in the mapping.
     * @param key The key to query.
     * @param value The value of the key.
     */
    function get(string calldata key) external view returns (address value);

    /**
     * @notice Gets the `value` of a given `key`.
     * Fails gracefully if the key is not in the mapping.
     * @param key The key to query.
     * @param success True if the key was found, false otherwise.
     * @param value The value of the key or zero if it was not found.
     */
    function tryGet(string calldata key) external view returns (bool success, address value);

    /**
     * @notice Gets the `key` of a given `index`.
     * @dev Iterable [1,length].
     * @param index The index to query.
     * @return key The key at that index.
     */
    function getKey(uint256 index) external view returns (string memory key);

    /***************************************
    GOVERNANCE FUNCTIONS
    ***************************************/

    /**
     * @notice Sets keys and values.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param keys The keys to set.
     * @param values The values to set.
     */
    function set(string[] calldata keys, address[] calldata values) external;
}

// File: contracts/interfaces/payment/ICoverPaymentManager.sol



// SPDX-License-Identifier: GPL-3.0-or-later
pragma solidity 0.8.6;

import "./../utils/IGovernable.sol";

/**
 * @title Cover Payment Manager
 * @author solace.fi
 * @notice A cover payment manager for [**Solace Cover Points**](./SCP) that accepts stablecoins  and `SOLACE` for payment.
 */
interface ICoverPaymentManager is IGovernable {

    /***************************************
    STRUCTS
    ***************************************/

    struct TokenInfo {
        address token;
        bool accepted;
        bool permittable;
        bool refundable;
        bool stable;
    }

    /***************************************
    EVENTS
    ***************************************/

    /// @notice Emitted when a token is deposited.
    event TokenDeposited(address indexed token, address indexed depositor, address indexed receiver, uint256 amount);

    /// @notice Emitted when a token is withdrawn.
    event TokenWithdrawn(address indexed depositor, address indexed receiver, uint256 amount);

    /// @notice Emitted when registry is set.
    event RegistrySet(address registry);

    /// @notice Emitted when a token is set.
    event TokenInfoSet(address token, bool accepted, bool permittable, bool refundable, bool stable);

    /// @notice Emitted when paused is set.
    event PauseSet(bool paused);

    /// @notice Emitted when product is added.
    event ProductAdded(address product);

    /// @notice Emitted when product is removed.
    event ProductRemoved(address product);

    /***************************************
    DEPOSIT FUNCTIONS
    ***************************************/

    /**
     * @notice Deposits tokens from msg.sender and credits them to recipient.
     * @param token The token to deposit.
     * @param from The depositor of the token.
     * @param recipient The recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     */
    function depositStableFrom(
        address token,
        address from,
        address recipient,
        uint256 amount
    ) external;

    /**
     * @notice Deposits tokens from msg.sender and credits them to recipient.
     * @param token The token to deposit.
     * @param recipient The recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     */
    function depositStable(
        address token,
        address recipient,
        uint256 amount
    ) external;

    /**
     * @notice Deposits tokens from depositor using permit.
     * @param token The token to deposit.
     * @param from The depositor of the token.
     * @param depositor The depositor and recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     * @param deadline Time the transaction must go through before.
     * @param v secp256k1 signature
     * @param r secp256k1 signature
     * @param s secp256k1 signature
     */
    function depositSignedStableFrom(
        address token,
        address from,
        address depositor,
        uint256 amount,
        uint256 deadline,
        uint8 v,
        bytes32 r,
        bytes32 s
    ) external;

    /**
     * @notice Deposits tokens from depositor using permit.
     * @param token The token to deposit.
     * @param depositor The depositor and recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     * @param deadline Time the transaction must go through before.
     * @param v secp256k1 signature
     * @param r secp256k1 signature
     * @param s secp256k1 signature
     */
    function depositSignedStable(
        address token,
        address depositor,
        uint256 amount,
        uint256 deadline,
        uint8 v,
        bytes32 r,
        bytes32 s
    ) external;

    /**
     * @notice Deposits tokens from msg.sender and credits them to recipient.
     * @param token The token to deposit.
     * @param from The depositor of the token.
     * @param recipient The recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     * @param price The `SOLACE` price in wei(usd).
     * @param priceDeadline The `SOLACE` price in wei(usd).
     * @param signature The `SOLACE` price signature.
     */
    function depositNonStableFrom(
        address token,
        address from,
        address recipient,
        uint256 amount,
        uint256 price,
        uint256 priceDeadline,
        bytes calldata signature
    ) external;

    /**
     * @notice Deposits tokens from msg.sender and credits them to recipient.
     * @param token The token to deposit.
     * @param recipient The recipient of Solace Cover Points.
     * @param amount Amount of token to deposit.
     * @param price The `SOLACE` price in wei(usd).
     * @param priceDeadline The `SOLACE` price in wei(usd).
     * @param signature The `SOLACE` price signature.
     */
    function depositNonStable(
        address token,
        address recipient,
        uint256 amount,
        uint256 price,
        uint256 priceDeadline,
        bytes calldata signature
    ) external;

    /***************************************
    WITHDRAW FUNCTIONS
    ***************************************/

    /**
     * @notice Withdraws some of the user's deposit and sends it to `recipient`.
     * User must have sufficient Solace Cover Points to withdraw.
     * Premium pool must have the tokens to return.
     * @param from The SCP balance holder address.
     * @param amount The amount of `SOLACE` to withdraw.
     * @param recipient The receiver of funds.
     * @param priceDeadline The `SOLACE` price in wei(usd).
     * @param signature The `SOLACE` price signature.
     */
     function withdrawFrom(
        address from,
        uint256 amount,
        address recipient,
        uint256 price,
        uint256 priceDeadline,
        bytes calldata signature
    ) external;

    /**
     * @notice Withdraws some of the user's deposit and sends it to `recipient`.
     * User must have deposited `SOLACE` in at least that amount in the past.
     * User must have sufficient Solace Cover Points to withdraw.
     * Token must be refundable.
     * Premium pool must have the tokens to return.
     * @param amount The amount of to withdraw.
     * @param recipient The receiver of funds.
     * @param price The `SOLACE` price in wei(usd).
     * @param priceDeadline The `SOLACE` price in wei(usd).
     * @param signature The `SOLACE` price signature.
     */
    function withdraw(
        uint256 amount,
        address recipient,
        uint256 price,
        uint256 priceDeadline,
        bytes calldata signature
    ) external;

    /**
     * @notice Charge premiums for each policyholder.
     * @param accounts Array of addresses of the policyholders to charge.
     * @param premiums Array of premium amounts (in **USD** to 18 decimal places) to charge each policyholder.
     */
    function chargePremiums(address[] calldata accounts, uint256[] calldata premiums) external;

    /***************************************
    VIEW FUNCTIONS
    ***************************************/

    /**
     * @notice Returns account's `SCP` balance.
     * @param account The account to fetch.
     * @return amount The amount of `SCP`.
     */
    function getSCPBalance(address account) external view returns (uint256 amount);

    /**
     * @notice Returns to token information for given token index.
     * @param index The token index.
     */
    function getTokenInfo(
        uint256 index
    ) external view returns (address token, bool accepted, bool permittable, bool refundable, bool stable);

    /**
     * @notice Calculates the refundable `SOLACE` amount.
     * @param depositor The owner of funds.
     * @param price The `SOLACE` price in wei(usd).
     * @param priceDeadline The `SOLACE` price in wei(usd).
     * @param signature The `SOLACE` price signature.
     * @return solaceAmount
     *
     */
    function getRefundableSOLACEAmount(address depositor, uint256 price, uint256 priceDeadline, bytes calldata signature) external view returns (uint256 solaceAmount);

    /***************************************
    PRODUCT VIEW FUNCTIONS
    ***************************************/

    /**
     * @notice Checks is an address is an active product.
     * @param product The product to check.
     * @return status Returns true if the product is active.
     */
    function productIsActive(address product) external returns (bool status);

    /**
     * @notice Returns the number of products.
     * @return count The number of products.
     */
    function numProducts() external returns (uint256 count);

    /**
     * @notice Returns the product at the given index.
     * @param productNum The index to query.
     * @return product The address of the product.
     */
    function getProduct(uint256 productNum) external returns (address product);

    /***************************************
    GOVERNANCE FUNCTIONS
    ***************************************/

   /**
     * @notice Sets the [`Registry`](./Registry) contract address.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param _registry The address of `Registry` contract.
     */
    function setRegistry(address _registry) external;

    /**
     * @notice Adds or removes a set of accepted tokens.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param tokens Tokens to set.
     */
    function setTokenInfo(TokenInfo[] calldata tokens) external;

    /**
     * @notice Pauses or unpauses contract..
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param _paused True to pause, false to unpause.
     */
    function setPaused(bool _paused) external;

    /**
     * @notice Adds a new product.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param product the new product
     */
     function addProduct(address product) external;

    /**
     * @notice Removes a product.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param product the product to remove
     */
     function removeProduct(address product) external;
}

// File: @openzeppelin/contracts/utils/cryptography/draft-EIP712.sol



// SPDX-License-Identifier: MIT

pragma solidity ^0.8.0;

import "./ECDSA.sol";

/**
 * @dev https://eips.ethereum.org/EIPS/eip-712[EIP 712] is a standard for hashing and signing of typed structured data.
 *
 * The encoding specified in the EIP is very generic, and such a generic implementation in Solidity is not feasible,
 * thus this contract does not implement the encoding itself. Protocols need to implement the type-specific encoding
 * they need in their contracts using a combination of `abi.encode` and `keccak256`.
 *
 * This contract implements the EIP 712 domain separator ({_domainSeparatorV4}) that is used as part of the encoding
 * scheme, and the final step of the encoding to obtain the message digest that is then signed via ECDSA
 * ({_hashTypedDataV4}).
 *
 * The implementation of the domain separator was designed to be as efficient as possible while still properly updating
 * the chain id to protect against replay attacks on an eventual fork of the chain.
 *
 * NOTE: This contract implements the version of the encoding known as "v4", as implemented by the JSON RPC method
 * https://docs.metamask.io/guide/signing-data.html[`eth_signTypedDataV4` in MetaMask].
 *
 * _Available since v3.4._
 */
abstract contract EIP712 {
    /* solhint-disable var-name-mixedcase */
    // Cache the domain separator as an immutable value, but also store the chain id that it corresponds to, in order to
    // invalidate the cached domain separator if the chain id changes.
    bytes32 private immutable _CACHED_DOMAIN_SEPARATOR;
    uint256 private immutable _CACHED_CHAIN_ID;

    bytes32 private immutable _HASHED_NAME;
    bytes32 private immutable _HASHED_VERSION;
    bytes32 private immutable _TYPE_HASH;

    /* solhint-enable var-name-mixedcase */

    /**
     * @dev Initializes the domain separator and parameter caches.
     *
     * The meaning of `name` and `version` is specified in
     * https://eips.ethereum.org/EIPS/eip-712#definition-of-domainseparator[EIP 712]:
     *
     * - `name`: the user readable name of the signing domain, i.e. the name of the DApp or the protocol.
     * - `version`: the current major version of the signing domain.
     *
     * NOTE: These parameters cannot be changed except through a xref:learn::upgrading-smart-contracts.adoc[smart
     * contract upgrade].
     */
    constructor(string memory name, string memory version) {
        bytes32 hashedName = keccak256(bytes(name));
        bytes32 hashedVersion = keccak256(bytes(version));
        bytes32 typeHash = keccak256(
            "EIP712Domain(string name,string version,uint256 chainId,address verifyingContract)"
        );
        _HASHED_NAME = hashedName;
        _HASHED_VERSION = hashedVersion;
        _CACHED_CHAIN_ID = block.chainid;
        _CACHED_DOMAIN_SEPARATOR = _buildDomainSeparator(typeHash, hashedName, hashedVersion);
        _TYPE_HASH = typeHash;
    }

    /**
     * @dev Returns the domain separator for the current chain.
     */
    function _domainSeparatorV4() internal view returns (bytes32) {
        if (block.chainid == _CACHED_CHAIN_ID) {
            return _CACHED_DOMAIN_SEPARATOR;
        } else {
            return _buildDomainSeparator(_TYPE_HASH, _HASHED_NAME, _HASHED_VERSION);
        }
    }

    function _buildDomainSeparator(
        bytes32 typeHash,
        bytes32 nameHash,
        bytes32 versionHash
    ) private view returns (bytes32) {
        return keccak256(abi.encode(typeHash, nameHash, versionHash, block.chainid, address(this)));
    }

    /**
     * @dev Given an already https://eips.ethereum.org/EIPS/eip-712#definition-of-hashstruct[hashed struct], this
     * function returns the hash of the fully encoded EIP712 message for this domain.
     *
     * This hash can be used together with {ECDSA-recover} to obtain the signer of a message. For example:
     *
     * ```solidity
     * bytes32 digest = _hashTypedDataV4(keccak256(abi.encode(
     *     keccak256("Mail(address to,string contents)"),
     *     mailTo,
     *     keccak256(bytes(mailContents))
     * )));
     * address signer = ECDSA.recover(digest, signature);
     * ```
     */
    function _hashTypedDataV4(bytes32 structHash) internal view virtual returns (bytes32) {
        return ECDSA.toTypedDataHash(_domainSeparatorV4(), structHash);
    }
}

// File: @openzeppelin/contracts/utils/cryptography/ECDSA.sol



// SPDX-License-Identifier: MIT

pragma solidity ^0.8.0;

/**
 * @dev Elliptic Curve Digital Signature Algorithm (ECDSA) operations.
 *
 * These functions can be used to verify that a message was signed by the holder
 * of the private keys of a given address.
 */
library ECDSA {
    enum RecoverError {
        NoError,
        InvalidSignature,
        InvalidSignatureLength,
        InvalidSignatureS,
        InvalidSignatureV
    }

    function _throwError(RecoverError error) private pure {
        if (error == RecoverError.NoError) {
            return; // no error: do nothing
        } else if (error == RecoverError.InvalidSignature) {
            revert("ECDSA: invalid signature");
        } else if (error == RecoverError.InvalidSignatureLength) {
            revert("ECDSA: invalid signature length");
        } else if (error == RecoverError.InvalidSignatureS) {
            revert("ECDSA: invalid signature 's' value");
        } else if (error == RecoverError.InvalidSignatureV) {
            revert("ECDSA: invalid signature 'v' value");
        }
    }

    /**
     * @dev Returns the address that signed a hashed message (`hash`) with
     * `signature` or error string. This address can then be used for verification purposes.
     *
     * The `ecrecover` EVM opcode allows for malleable (non-unique) signatures:
     * this function rejects them by requiring the `s` value to be in the lower
     * half order, and the `v` value to be either 27 or 28.
     *
     * IMPORTANT: `hash` _must_ be the result of a hash operation for the
     * verification to be secure: it is possible to craft signatures that
     * recover to arbitrary addresses for non-hashed data. A safe way to ensure
     * this is by receiving a hash of the original message (which may otherwise
     * be too long), and then calling {toEthSignedMessageHash} on it.
     *
     * Documentation for signature generation:
     * - with https://web3js.readthedocs.io/en/v1.3.4/web3-eth-accounts.html#sign[Web3.js]
     * - with https://docs.ethers.io/v5/api/signer/#Signer-signMessage[ethers]
     *
     * _Available since v4.3._
     */
    function tryRecover(bytes32 hash, bytes memory signature) internal pure returns (address, RecoverError) {
        // Check the signature length
        // - case 65: r,s,v signature (standard)
        // - case 64: r,vs signature (cf https://eips.ethereum.org/EIPS/eip-2098) _Available since v4.1._
        if (signature.length == 65) {
            bytes32 r;
            bytes32 s;
            uint8 v;
            // ecrecover takes the signature parameters, and the only way to get them
            // currently is to use assembly.
            assembly {
                r := mload(add(signature, 0x20))
                s := mload(add(signature, 0x40))
                v := byte(0, mload(add(signature, 0x60)))
            }
            return tryRecover(hash, v, r, s);
        } else if (signature.length == 64) {
            bytes32 r;
            bytes32 vs;
            // ecrecover takes the signature parameters, and the only way to get them
            // currently is to use assembly.
            assembly {
                r := mload(add(signature, 0x20))
                vs := mload(add(signature, 0x40))
            }
            return tryRecover(hash, r, vs);
        } else {
            return (address(0), RecoverError.InvalidSignatureLength);
        }
    }

    /**
     * @dev Returns the address that signed a hashed message (`hash`) with
     * `signature`. This address can then be used for verification purposes.
     *
     * The `ecrecover` EVM opcode allows for malleable (non-unique) signatures:
     * this function rejects them by requiring the `s` value to be in the lower
     * half order, and the `v` value to be either 27 or 28.
     *
     * IMPORTANT: `hash` _must_ be the result of a hash operation for the
     * verification to be secure: it is possible to craft signatures that
     * recover to arbitrary addresses for non-hashed data. A safe way to ensure
     * this is by receiving a hash of the original message (which may otherwise
     * be too long), and then calling {toEthSignedMessageHash} on it.
     */
    function recover(bytes32 hash, bytes memory signature) internal pure returns (address) {
        (address recovered, RecoverError error) = tryRecover(hash, signature);
        _throwError(error);
        return recovered;
    }

    /**
     * @dev Overload of {ECDSA-tryRecover} that receives the `r` and `vs` short-signature fields separately.
     *
     * See https://eips.ethereum.org/EIPS/eip-2098[EIP-2098 short signatures]
     *
     * _Available since v4.3._
     */
    function tryRecover(
        bytes32 hash,
        bytes32 r,
        bytes32 vs
    ) internal pure returns (address, RecoverError) {
        bytes32 s;
        uint8 v;
        assembly {
            s := and(vs, 0x7fffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff)
            v := add(shr(255, vs), 27)
        }
        return tryRecover(hash, v, r, s);
    }

    /**
     * @dev Overload of {ECDSA-recover} that receives the `r and `vs` short-signature fields separately.
     *
     * _Available since v4.2._
     */
    function recover(
        bytes32 hash,
        bytes32 r,
        bytes32 vs
    ) internal pure returns (address) {
        (address recovered, RecoverError error) = tryRecover(hash, r, vs);
        _throwError(error);
        return recovered;
    }

    /**
     * @dev Overload of {ECDSA-tryRecover} that receives the `v`,
     * `r` and `s` signature fields separately.
     *
     * _Available since v4.3._
     */
    function tryRecover(
        bytes32 hash,
        uint8 v,
        bytes32 r,
        bytes32 s
    ) internal pure returns (address, RecoverError) {
        // EIP-2 still allows signature malleability for ecrecover(). Remove this possibility and make the signature
        // unique. Appendix F in the Ethereum Yellow paper (https://ethereum.github.io/yellowpaper/paper.pdf), defines
        // the valid range for s in (301): 0 < s < secp256k1n ÷ 2 + 1, and for v in (302): v ∈ {27, 28}. Most
        // signatures from current libraries generate a unique signature with an s-value in the lower half order.
        //
        // If your library generates malleable signatures, such as s-values in the upper range, calculate a new s-value
        // with 0xFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFEBAAEDCE6AF48A03BBFD25E8CD0364141 - s1 and flip v from 27 to 28 or
        // vice versa. If your library also generates signatures with 0/1 for v instead 27/28, add 27 to v to accept
        // these malleable signatures as well.
        if (uint256(s) > 0x7FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF5D576E7357A4501DDFE92F46681B20A0) {
            return (address(0), RecoverError.InvalidSignatureS);
        }
        if (v != 27 && v != 28) {
            return (address(0), RecoverError.InvalidSignatureV);
        }

        // If the signature is valid (and not malleable), return the signer address
        address signer = ecrecover(hash, v, r, s);
        if (signer == address(0)) {
            return (address(0), RecoverError.InvalidSignature);
        }

        return (signer, RecoverError.NoError);
    }

    /**
     * @dev Overload of {ECDSA-recover} that receives the `v`,
     * `r` and `s` signature fields separately.
     */
    function recover(
        bytes32 hash,
        uint8 v,
        bytes32 r,
        bytes32 s
    ) internal pure returns (address) {
        (address recovered, RecoverError error) = tryRecover(hash, v, r, s);
        _throwError(error);
        return recovered;
    }

    /**
     * @dev Returns an Ethereum Signed Message, created from a `hash`. This
     * produces hash corresponding to the one signed with the
     * https://eth.wiki/json-rpc/API#eth_sign[`eth_sign`]
     * JSON-RPC method as part of EIP-191.
     *
     * See {recover}.
     */
    function toEthSignedMessageHash(bytes32 hash) internal pure returns (bytes32) {
        // 32 is the length in bytes of hash,
        // enforced by the type signature above
        return keccak256(abi.encodePacked("\x19Ethereum Signed Message:\n32", hash));
    }

    /**
     * @dev Returns an Ethereum Signed Typed Data, created from a
     * `domainSeparator` and a `structHash`. This produces hash corresponding
     * to the one signed with the
     * https://eips.ethereum.org/EIPS/eip-712[`eth_signTypedData`]
     * JSON-RPC method as part of EIP-712.
     *
     * See {recover}.
     */
    function toTypedDataHash(bytes32 domainSeparator, bytes32 structHash) internal pure returns (bytes32) {
        return keccak256(abi.encodePacked("\x19\x01", domainSeparator, structHash));
    }
}

// File: contracts/utils/Governable.sol



// SPDX-License-Identifier: GPL-3.0-or-later
pragma solidity 0.8.6;

import "./../interfaces/utils/IGovernable.sol";

/**
 * @title Governable
 * @author solace.fi
 * @notice Enforces access control for important functions to [**governor**](/docs/protocol/governance).
 *
 * Many contracts contain functionality that should only be accessible to a privileged user. The most common access control pattern is [OpenZeppelin's `Ownable`](https://docs.openzeppelin.com/contracts/4.x/access-control#ownership-and-ownable). We instead use `Governable` with a few key differences:
   * - Transferring the governance role is a two step process. The current governance must [`setPendingGovernance(pendingGovernance_)`](#setpendinggovernance) then the new governance must [`acceptGovernance()`](#acceptgovernance). This is to safeguard against accidentally setting ownership to the wrong address and locking yourself out of your contract.
 * - `governance` is a constructor argument instead of `msg.sender`. This is especially useful when deploying contracts via a [`SingletonFactory`](./../interfaces/utils/ISingletonFactory).
 * - We use `lockGovernance()` instead of `renounceOwnership()`. `renounceOwnership()` is a prerequisite for the reinitialization bug because it sets `owner = address(0x0)`. We also use the `governanceIsLocked()` flag.
 */
contract Governable is IGovernable {

    /***************************************
    GLOBAL VARIABLES
    ***************************************/

    // Governor.
    address private _governance;

    // governance to take over.
    address private _pendingGovernance;

    bool private _locked;

    /**
     * @notice Constructs the governable contract.
     * @param governance_ The address of the [governor](/docs/protocol/governance).
     */
    constructor(address governance_) {
        require(governance_ != address(0x0), "zero address governance");
        _governance = governance_;
        _pendingGovernance = address(0x0);
        _locked = false;
    }

    /***************************************
    MODIFIERS
    ***************************************/

    // can only be called by governor
    // can only be called while unlocked
    modifier onlyGovernance() {
        require(!_locked, "governance locked");
        require(msg.sender == _governance, "!governance");
        _;
    }

    // can only be called by pending governor
    // can only be called while unlocked
    modifier onlyPendingGovernance() {
        require(!_locked, "governance locked");
        require(msg.sender == _pendingGovernance, "!pending governance");
        _;
    }

    /***************************************
    VIEW FUNCTIONS
    ***************************************/

    /// @notice Address of the current governor.
    function governance() public view override returns (address) {
        return _governance;
    }

    /// @notice Address of the governor to take over.
    function pendingGovernance() external view override returns (address) {
        return _pendingGovernance;
    }

    /// @notice Returns true if governance is locked.
    function governanceIsLocked() external view override returns (bool) {
        return _locked;
    }

    /***************************************
    MUTATOR FUNCTIONS
    ***************************************/

    /**
     * @notice Initiates transfer of the governance role to a new governor.
     * Transfer is not complete until the new governor accepts the role.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param pendingGovernance_ The new governor.
     */
    function setPendingGovernance(address pendingGovernance_) external override onlyGovernance {
        _pendingGovernance = pendingGovernance_;
        emit GovernancePending(pendingGovernance_);
    }

    /**
     * @notice Accepts the governance role.
     * Can only be called by the pending governor.
     */
    function acceptGovernance() external override onlyPendingGovernance {
        // sanity check against transferring governance to the zero address
        // if someone figures out how to sign transactions from the zero address
        // consider the entirety of ethereum to be rekt
        require(_pendingGovernance != address(0x0), "zero governance");
        address oldGovernance = _governance;
        _governance = _pendingGovernance;
        _pendingGovernance = address(0x0);
        emit GovernanceTransferred(oldGovernance, _governance);
    }

    /**
     * @notice Permanently locks this contract's governance role and any of its functions that require the role.
     * This action cannot be reversed.
     * Before you call it, ask yourself:
     *   - Is the contract self-sustaining?
     *   - Is there a chance you will need governance privileges in the future?
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     */
    function lockGovernance() external override onlyGovernance {
        _locked = true;
        // intentionally not using address(0x0), see re-initialization exploit
        _governance = address(0xFFfFfFffFFfffFFfFFfFFFFFffFFFffffFfFFFfF);
        _pendingGovernance = address(0xFFfFfFffFFfffFFfFFfFFFFFffFFFffffFfFFFfF);
        emit GovernanceTransferred(msg.sender, address(0xFFfFfFffFFfffFFfFFfFFFFFffFFFffffFfFFFfF));
        emit GovernanceLocked();
    }
}

// File: contracts/interfaces/utils/ISolaceSigner.sol



// SPDX-License-Identifier: GPL-3.0-or-later
pragma solidity 0.8.6;


/**
 * @title ISolaceSigner
 * @author solace.fi
 * @notice Verifies off-chain data.
*/
interface ISolaceSigner {

    /***************************************
    EVENTS
    ***************************************/

    /// @notice Emitted when a signer is added.
    event SignerAdded(address signer);

    /// @notice Emitted when a signer is removed.
    event SignerRemoved(address signer);

    /***************************************
    VERIFY FUNCTIONS
    ***************************************/

    /**
     * @notice Verifies `SOLACE` price data.
     * @param token The token to verify price.
     * @param price The `SOLACE` price in wei(usd).
     * @param deadline The deadline for the price.
     * @param signature The `SOLACE` price signature.
     */
    function verifyPrice(address token, uint256 price, uint256 deadline, bytes calldata signature) external view returns (bool);

    /**
     * @notice Verifies cover premium data.
     * @param premium The premium amount to verify.
     * @param policyholder The policyholder address.
     * @param deadline The deadline for the signature.
     * @param signature The premium data signature.
     */
    function verifyPremium(uint256 premium, address policyholder, uint256 deadline, bytes calldata signature) external view returns (bool);

    /***************************************
    VIEW FUNCTIONS
    ***************************************/

    /**
     * @notice Returns the number of signers.
     * @return count The number of signers.
     */
    function numSigners() external returns (uint256 count);

    /**
     * @notice Returns the signer at the given index.
     * @param index The index to query.
     * @return signer The address of the signer.
     */
    function getSigner(uint256 index) external returns (address signer);

    /**
     * @notice Checks whether given signer is an authorized signer or not.
     * @param signer The signer address to check.
     * @return bool True if signer is a authorized signer.
     */
    function isSigner(address signer) external view returns (bool);

    /***************************************
    GOVERNANCE FUNCTIONS
    ***************************************/

    /**
     * @notice Adds a new signer.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param signer The signer to add.
     */
    function addSigner(address signer) external;

    /**
     * @notice Removes a signer.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param signer The signer to remove.
     */
    function removeSigner(address signer) external;
}

// File: contracts/interfaces/utils/IGovernable.sol



// SPDX-License-Identifier: GPL-3.0-or-later
pragma solidity 0.8.6;

/**
 * @title IGovernable
 * @author solace.fi
 * @notice Enforces access control for important functions to [**governor**](/docs/protocol/governance).
 *
 * Many contracts contain functionality that should only be accessible to a privileged user. The most common access control pattern is [OpenZeppelin's `Ownable`](https://docs.openzeppelin.com/contracts/4.x/access-control#ownership-and-ownable). We instead use `Governable` with a few key differences:
 * - Transferring the governance role is a two step process. The current governance must [`setPendingGovernance(pendingGovernance_)`](#setpendinggovernance) then the new governance must [`acceptGovernance()`](#acceptgovernance). This is to safeguard against accidentally setting ownership to the wrong address and locking yourself out of your contract.
 * - `governance` is a constructor argument instead of `msg.sender`. This is especially useful when deploying contracts via a [`SingletonFactory`](./ISingletonFactory).
 * - We use `lockGovernance()` instead of `renounceOwnership()`. `renounceOwnership()` is a prerequisite for the reinitialization bug because it sets `owner = address(0x0)`. We also use the `governanceIsLocked()` flag.
 */
interface IGovernable {

    /***************************************
    EVENTS
    ***************************************/

    /// @notice Emitted when pending Governance is set.
    event GovernancePending(address pendingGovernance);
    /// @notice Emitted when Governance is set.
    event GovernanceTransferred(address oldGovernance, address newGovernance);
    /// @notice Emitted when Governance is locked.
    event GovernanceLocked();

    /***************************************
    VIEW FUNCTIONS
    ***************************************/

    /// @notice Address of the current governor.
    function governance() external view returns (address);

    /// @notice Address of the governor to take over.
    function pendingGovernance() external view returns (address);

    /// @notice Returns true if governance is locked.
    function governanceIsLocked() external view returns (bool);

    /***************************************
    MUTATORS
    ***************************************/

    /**
     * @notice Initiates transfer of the governance role to a new governor.
     * Transfer is not complete until the new governor accepts the role.
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     * @param pendingGovernance_ The new governor.
     */
    function setPendingGovernance(address pendingGovernance_) external;

    /**
     * @notice Accepts the governance role.
     * Can only be called by the new governor.
     */
    function acceptGovernance() external;

    /**
     * @notice Permanently locks this contract's governance role and any of its functions that require the role.
     * This action cannot be reversed.
     * Before you call it, ask yourself:
     *   - Is the contract self-sustaining?
     *   - Is there a chance you will need governance privileges in the future?
     * Can only be called by the current [**governor**](/docs/protocol/governance).
     */
    function lockGovernance() external;
}

// File: contracts/interfaces/payment/ISCPRetainer.sol



// SPDX-License-Identifier: GPL-3.0-or-later
pragma solidity 0.8.6;

/**
 * @title Solace Cover Points Retainer
 * @author solace.fi
 * @notice An interface for contracts that require users to maintain a minimum balance of SCP.
 */
interface ISCPRetainer {

    /**
     * @notice Calculates the minimum amount of Solace Cover Points required by this contract for the account to hold.
     * @param account Account to query.
     * @return amount The amount of SCP the account must hold.
     */
    function minScpRequired(address account) external view returns (uint256 amount);
}