Source document: https://docs-lawep.s3.us-east-2.amazonaws.com/1694869533004.pdf (Guyana)
14:50 Cap.

133.]

Poat Office Savings Bank.

CHAPTER 133.

POST OFFICE SAVINGS BANK.

POST OFFICE SA VINOS BANK REGULATIONS.

ARRANGEMENT OF REGULATIONS.

Savings Bank declarations.

for which it is not intended.

RJCGULATION.

1.

2.

3.

4. r,.

6.

7.

8. who may witneaa of false declaration.

Bank for a purpose who may make deposits.

under ten years of ap;e. Persona Bank Offices.

Short title.

Savings Days and hours of business.

Deposits.

Withdrawals.

Maximum amount of deposit.

First deposit.


(a)Consequence (b)Use of Savings Persona Infants Joint deposits.

(a)Trust deposits.

(b)Change of Trustee.

(c)Declaration Deposits by married (a)Deposits (b)Definition (a)Deposits (b)Definition Declaration Declaration Declaration required by trustees required of" Friendly by Charitable by Friendly required.

of" Charitable women.

Societies.

Society."

Societies, Society."

in trust accounts.

of Friendly 9.

10.

11.

12.

18.

14.

If>.

16.

17.

18.


Clubs or Funds.

Societies.

in the case of Charitable Societies, Clubs or Funds.

19.

20.

21. by immigrant depositors.

to state amount he is depositing.

Declaration Depositor (a)Pass book supplied.

(b)Book to be signed by depositor Club or Fund.

Society, or officers concerned in case of of deposit to be recorded in pass books to be machine made.

and receipt given to depositor.

not to have more than one account.

of the Postmaster General.

22.

23.

24.


26.

26.

27.

28.

29.

30.

Depositor Paaa Book the property Particulars All entries Home safes.

Penny savings LoBB of or damage to pass book.

Free postage for pass books, etc.

PaBB books to be submitted by stamp deposits.

annually to Head Office for interest to be entered.

81.

(a)How to withdraw.

(d)Particulars Depositors Receipts Authorisation Withdrawal 32.

38.

8(.
38.

8(.

86. by illiterate depositors in the case of (a) literate deposit, or illiterate agents.

persona; of infant's of withdrawals to be entered for withdrawals.

to give receipts in pass book.

(b) illiterate persoDL [Cap.

133.

Club or Fund deposit.

and up to 100 doliara mlGULATION.

86.Withdrawal 37.Withdrawal 38.Withdrawal 39.Withdrawal 40.Withdrawal (1.

Withdrawal of joint deposit.

of trust deposit.

of Friendly of Charitable by telegraph.

of amounts over 20 dollars by telegraph.


authorised Society, Society deposit.

to payment within 16 days.

entitled 42.Payment on Demand.

43.Depositor «.

Withdrawal 45.Pass book to be retained 46.Money deposited 47.Withdrawal 48.Postmaster 49.Transfer 60.

(a) Deceased in the case of depositor General of deposits.

not responsible.

cannot be withdrawn by Postmaster " On Demand " not applicable to Friendly Societies, after" Demand Payments."

immediately.

abroad.

et.e.

resident depositors.


Sums under 480 dollars.

who die intestate.

Sums under 60 dollars.

(b)Estates of persons 61.Payment of money valid.

62.Supreme 53.Dormant accounts.

64.Evidence etc.

65.Forms.

56.Application of identity, to existing accounts.

Court may order payment of deposits.


REGULATIONS in Council made by the Gooemor 7th February, 11th November, 1944, 29thJuly, 14 on the � 1:, 1939, and amended on the 6th December, 1940, ,;«J:NO: 1947, 31st May, 1948, 7thA.ugust, r�:P=- 1948, 12th June, 1951, and 3rd December, 1951.

1,or}Ni under section ll8 of UNI.

18of ltal.

88ofltal.

1.These r� tions may be cited 88 the Post Office Savings SJaonW.. Bank Regulations.
2.Savings Bank business Offices (and Postal Agencies) arrange to be Savings Bank Offices.

shall be transacted 88 the Postmaster at such Post � Bau General may 3.Every Post Office Savings Bank shall be open for the � � each day of the year 1,--.
and paying deposits purpose of receiving save and except Sundays and Public Holidays, such hours 88 may from time to time be directed Postmaster Provided General: that a Post Office Savings Bank may be closed at and during by the any time at the direction of the Postmaster General.

1452 Cap.

133.J Post O.JJice Savings Bank.

Depoaita.

Rega.

18 of 1961.

4.Subject to the provisions of these regulations of deposits one dollar and upwards may be made by a depositor.

WithdrawalA.
WithdrawalA.

Rega.18of 1961. may be of a less amount than one dollar subject but a depositor 43 withdraw 5.No withdrawal made by a depositor to regulation deposited with interest sum that may be due and payable made, provided remaining shall be not less than one dollar.

at credit that after withdrawal of a depositor, and receive then due and payable may at any time the whole amount thereon or any upon deposits as interest inclusive due, of interest the minimum balance llluim'IUD amount of depoeit.

Rega.
Rega.

47 of Ul40.
47 of Ul40.

6.No depositor shall be entitled deposit the Savings Provided the total amount standing Bank beyond that this regulation to increase in his name in the books of by way of the sum of eight thousand dollars: made by a Friendly Society by regulations shall not apply in the case of or a Charitable as Society respectively and Department 14 (b) and 15 (b) hereof made by any Government or reserve deposits defined in the case of deposits with respect management to any trust fund, account or control.
under its J'int depoait.

7.A depositor shall, on making a first deposit and at such Penonawho maywitn­ Savings Bank deolarationa as he may be required other ti.mes of his name, occupation to conduct or with his mark if he is unable to write, form provided witnessed for that purpose.
by one of the following the Savings and residence, persons, Bank, and shall subscribe with his name, a declaration in the shall be Such declaration so to do, give full particulars to the officer appointed that is to say Bank; or the Savings to conduct (a)the officer appointed (b)some person known to such officer: ( c)a minister of the peace; (d)a justice Department; (e)an officer or of the Immigration by the Postmaster (/) any other person approved of religion; or or or General in that behalf.
Couequence offalae declaration.

8.

(a) If a depositor opens an account or false in any material or makes a declaration is of the opinion that is incorrect Postmaster General opened or such declaration intention, an account is closed to the f1n>vemor as herein whose decision he may close the account in the Savings a report shall be final.

provided thereon respect, that such account and if the has been shall be made Bank.
If has been made with a fraudulent General (b)The Postmaster and repay to the depositor has reason to believe Bank for a purpose may close a depositor's account -g_• of to his credit if he � any sum standing that the depositor is using the Savings •� tor for which it is not intended.

:0, intended.

9.Deposits may be made- (a)by and in the name of a person of full age and not F" 18 of P--.

who maym&b un er ega ty; d 1 l disabili.
( b)by and in the name of a married ( c)by and in the name of an infant woman; of the age of ten years 1 1. and upwards; (d)in the names of one or more persons jointly and severally entitled to make a deposit; (e)in the names of one or more persons as trustee or trustees cestui for any other person que trust shall be entered in w�ch case the name of the in the title of the account; (j)by Societies, Clubs, Funds, on application accompanied by a copy of the rules of to the Postmaster the Society, General, Club or Fund.
t�.

(a) Deposits an infant under ten years of age.

(b)The prescribed may be made on behalf and in the name of � - ,-of shall be made by the person declaration 119 • 18 of who shall state in the declaration the age of ten years.

himself that age the infant will attain the date � opening on which the infant the account, (c)After attaining required to do so, make a declaration in the prescribed shall, when form.
and the interest ( except made under this regulation, shall not be repayable thereon held by Government) in the until the infant shall have the age of ten years, (d)Deposits that may accrue case of accounts attained to be the property event of death before payable deposited the same of evidence production manner as in the case of a deceased on a month's of the infant as if he were of full age.
In the shall be the age of ten years the deposits to the person who shall have on the in the same as to the death of-the infant depositor.

when the deposits notice shall be deemed or to his personal representative (e)Where it is proved that any deposits General years of age are urgently or benefit of the infant, expedient :pay the deposits Judge proper to receive or any part thereof the same.
to the satisfaction in the name of an infant of the Postmaster under ten education, needed for the maintenance, or that in any other circumstances may, in his disoretion, whom he shall to any person General so to do, the Postmaster it is 1454 Cap.

133.]

POBt � Samngs Bank.

Joint depoaita.

11.Deposits may be made in the names of two or more to make a deposit; such deposits may be made persons entitled in the names of parties, jointly or jointly and severally.

Tru.et depoeita.
Tru.et depoeita.

and it shall not whose name person, account, to such an in the Savings account Bank.

Repayment 12.

(a) Deposits as a trustee entered may be made in the name of one or more or trustees for another in the title of the is him.self that the trustee persons shall also be be an objection a depositor or any part thereof named in the title among such persons.
in the trust account has become insane or bankrupt, of such person cannot con­ from any other cause the receipt or any part of such deposits repayment be obtained, veniently thereof person such repayment may be made upon the receipt named in the account, shall be made upon the receipt of the account Wbere, nevertheless, or of the survivors is expedient.

if in the opinion any person named or where of the other persons or of such deposits of the persons or survivor of the Governor Change of truatee.
(b)The Postmaster General may, if he thinks fit, on the of either party to the account, application be put in the name of the beneficiary and another the beneficiary (c)Where the name of a new trustee shall make the declaration trustee.

required, trustee of a first deposit.


cause the account to alone or in the names of is substituted, as upon the making such for by this regulation, the receipt (d)In any case provided named in the title the persons manner provided the Postmaster General to the credit of the account.

by this regulation of in the or as altered shall be a good discharge to for the withdrawal of any sums standing of the account Depoaitaby married women.
13.It shall be lawful any deposit whether such woman, which, sufficient to pay any sum of money in respect of woman, made by or on behalf of any married of upon the receipt or after her marriage, shall be a her coverture, notwithstanding of her husband.

the concurrence discharge made before without by Depoaita ll'rien dly Sooietiee.

Definition of .. J'riendly Soolny."

<Ap.�- 14.

(a) Deposits may be made by a duly registered Friendly Society upon application of all the trustees of such society.
(b)The expression "Friendly registered Ordinance.

under the provisions Society" means a society of the Friendl y Sooietiee [Cap.

133. t&.

(a) Deposits Society, thereof a Charitable Management may be made by the trustees or treasurer of �.!

'>' Club or Fund, or by the Committee in that behalf.

�� duly authorised includes "Charitable Sa .

B nk h .

bl "d .

.

.

charitable or benefit of the poor.


(b)The expression vmgs a , c anta e or provi ent institution for the maintenance, a Penny P,efurition of or some , a Society."

education or bequest Society" donation .

ty Charitable of Societiel.

16.Where a first deposit as trustee persons also entered prescribed form or trustees on the title of the account, is made in the name of one or more � whose name is :!t person in the aoooun ta.

a declaration for another shall be made by the trustee or trustees.
17.A declaration of a Friendly the trustees Society in the prescribed .

!f= Sooieliee.

form shall be signed by all �tion is made by the trustee 18.When a first deposit Society, any Charitable Management the officer of the Society, in every such case such officer shall specify which he acts.

of � � Club or Fund, or by the Committee of � declaration Club or Fund making the deposit, the capacity shall be made by �table and au1iai:- the prescribed or treasurer thereof in ll'unda.
19.In the case of East Indian write the declaration by the district district other responsible and the name, sex, number, inserted therein: immigration agent, commissioner, a justice immigrants who cannot read or :?98laration form shall be filled up and witnessed �' of an estate, the manager either the depomon.
o:i; by some by the Postmaster name, marks shall be of the peace, General person approved father's Provided that any immigrant who can read or write the and such mentioned Eng lish language may affix his signature signature in regulation by any of the persons shall be witnessed thereto, 7 hereof.
20.As soon as the declaration form has been filled up, the Depoaitor money to be deposited stated in an audible who shall check the amount in the sight of the depositor before manner by the depositor must be produced to the Postmaster .

and the amount :i= he 1a , depoait;IJII •removing the deposit from the Post Office counter.

21.

(a) When a first deposit referred (hereinafter the depositor.
one pass book at a time and such pass book must, on every to as the pass book) shall be forwarded to � of allowed 19'7.

No depositor to hold more than shall be is made, a numbered book Paa � Cap.

133.]

Post Ojfice Saving s Bank.

is made, be delivered to the Postmaster to the receiving for the General that a deposit occasion officer to be forwarded deposit to be recorded (b)Every depositor, therein.

trustee, or Fund the officers authorised the pass book in the space provided therein.
or in the case of a Society, Club to make withdrawals, shall sign J1ook to be aigned by � or in oonoerned -or Society, Qubor J'nnd.

Depoeitor Dottoh&ve -than one aooount.

Bep.

14 of 1948.

22.

(I) Except as otherwise in this regulation- provided for any person to have more than (a)it shall not be lawful one account in the Savings respect of any such account; in his own name or in his own account or behalf Bank or to hold more than one pass book in Bega.

14 of 1948.
14 of 1948.

(b)if any person at any time has more than one account herein shall accrue on any money or shall be recorded in any of the pass books.
contained in the Savings deposited in regulation in any of the Bank, no 21 or in this regulation or pass book as provided interest accounts (2)Anything to the contrary may from time to time authorise permit any resident Council in his own name or in his own account Bank and to hold two pass books in respect and such authorisation remote district; and where Postmaster General, interest in ea.ch of the two accounts in the respective considers pass books.
accrue notwithstanding, the in Council to General, in Governor accounts, of any district to be a remote district the Postmaster which the to have two Governor or behalf, in the Savings of any such accounts, shall apply to .all the residents of such by the such permission is granted shall and such interest on any money deposited shall be recorded Paa book the propmy of the Poatmaat.er General.
23.No charge shall be made for a pass book except where expressly provided be deemed ·to be the property shall be delivered General.

by these regulations.

Every pass book shall of the Postmaster General and up, if and when required by the Postmaster to Partioulan of depoait be noorded and� lfven to depositor.

Rep. 38 of 1961.

24.


(a) Every deposit received at a Post Office Savings Bank Bank Headquarters the manner to wit; he shall first enter the amount on the Post office other than the Post Office Savings by the officer receiving shall be recorded following, Office Savings shall also enter the date, the depositor's address, of the deposit on which he name and present and the number of the pass book.
The triplicate oopy and date stamped by the docket (in triplicate) Bank deposit the same in duly signed docket, officer shall, officer, shall be handed to the depositor receiving The receiving pass book and the original and duplicate docket, Postmaster by the receiving forward at the first opportunity, the copy of the deposit as aforesaid, to the No entry shall be made in the pass book General.

officer.

by him and date stamped forthwith.


signed General or any officer appointed by him � 38 of (b)The Postmaster upon receiving shall, provided same on which shall be stated is received, number of the pass book.

a pass book for any purpose for the for in sub-regulation (a) above, the date on which the pass book and the depositor the name and address issue a receipt of the other than that in a depos i All entriea tor's pass book shall be machine 25.
All entries made, and no entry in a pass book in the handwriting of any in paaa be entry of a deposit �!

person shall be valid.

The machine-made ma depositor's � 18 deposit: pass book shall be conclusive evidence of such made.
of that- Provided (a)where, provisions Postmaster entries as a result of accident or mechanical of this regulation General cannot be complied (b)where an entry, may in his discretion authorise be made by the hand of an officer at Head Office; and in a pass entry, the machine correctly in error by a subsequent by a entry shall be re-entered book, is over-printed previous responsible officer at Head Office.

entered in ink and initialled defect, the with, the that such 26.
(a) The Postmaster General may make arrangements for Home_,__ of home safes in which money may be placed in the Savings the introduction for deposit locked when issued of a Savings charge the safe in order to make deposits.

(b)A safe may be obtained Bank.


Each home safe shall be or other officer in and every Postmaster Bank shall keep a key with which to open by any depositor business, repaid a Bank or not at any Post Office transactmg onJayment of the full costs of same, :eerson whether Savings which will be only · the safe is given up in good condition.

from a Post Office only £::� = by form.


When stamps to the value of one =: by means of penny contribu- stamps to the amount desired tions may do so by purchasing postage them to the prescribed dollar have been affixed Bank Office in the Colony most convenient be taken to any Savings to the depositor, the forms may · deposi � of 27.Persons to be saved and a desirous of saving Penny 1458 Cap.

133.]

Post Office Saving s Bank.


of regulation 24 shall apply in all respects and the provisions to a deposit cut from embossed This means of deposit able to make deposits so made.

No defaced or impressed is not applicable without the use of stamps.

or damaged stationery or stamps stamps, will be accepted.

who is to a depositor Loa of or damage to paaa book.

Regs.

18 of 1947.

28.

(a) If any depositor a new book, application General in order to the value of two shillings.
to the Postmaster the prescribed General.

shall lose his pass book and shall desire must be made by him to the Postmaster form enclosing stamps or a postal Such form shall be forwarded (b)Upon receiving such application the Postmaster fit, issue a new book to the applicant.

General may, if he thinks Regs.

18 of 1947.


(c)If in the opinion of the Postmaster General is in such a condition any pass book the as to render with or fit, require has been tampered issue of a new book desirable, thinks and issue a new book to the depositor sum of two shillings.
(d)The Postmaster the surrender General the Postmaster General may, if he of such book and cancellation and charge therefor the any amount in the Post Office Savings duction or other claimant of the pass book where he is satisfied is entitled to receive such sum.

of may pay any sum in respect Bank without the pro­ that the depositor Free postage for Jlll88 books, etc.
29.All declarations, warrants between withdrawals, dence passing or other person shall be transmitted in relation acknowled pass books, and all other documents the Postmaster gm ents, notices of and correspon­ and any depositor Bank business to Post Office Savings Genera.I free of postage.

30.Every depositor shall once in each year on such date as due the interest General entered may so direct (unless in the pass book) and at any other time the Postmaster has been already when so required General.
forward the pass book to the Postmaster p.,.. books tobe aubmitted a.nnually to Head Oflioe for interest to be entered.

Rega.

23 of 1948.

How to withdraw.

Begs.

18 of 1947.

31.

(a) Any depositor who desires to withdraw any part of the sum deposited Postmaster which may be obtained General in the prescribed at any Post Office Savings shall make application form, a printed Bank.
shall state the number of his or copy of (b)On such form the depositor pass book, the name of the office or other distinctive letters on the marks printed to be withdrawn, cover of such pass book, the sum desired and the Post Office Savings Bank at whioh the whole or to the Post, Ojfice Saving s Bank.

[Cap.

133. the amount of the withdrawal his pass book with the application withdrawal is required.
is to be paid, and shall forward on every occasion that a (c)On receipt of an application duly made under this regula­ payment shall authorise required tion the Postmaster at the office named.

General entered (d)The amount of the withdrawal, machine and the pass book and withdrawal to the paying officer for repayment when authorised, shall be P;,mou1ara at Head Office in the depositor's pass book �thdn.wala to� ill ;.. book.
form shall be forwarded of the a.mount and delivery of the pass book to the depositor.

=-18 of entry DeJl?eit on the machine-ma.de to be pa.id and take !

:!:;:.

ror from the i!,m:s't 32.The paying officer shall compare specified named or any person on the form for the sum therein authorised to receive by these regulations) shall be a. valid discharge in the pass book with the a.mount authorised a receipt therein person (as provided such receipt General signed applicant attempt the book in his own hands.
The signature always be compared · write his signature to copy from the signature for the sum specified in the presence of the paying officer, with the signature in the pass book.

who must see the any the said sum, and to the form must in the pass book by keeping to the Postmaster must be on the form.
Receipts and must guard against by the depositor 19'7• 0 33.Where the person to whom a warrant his mark and thumb-print cannot write, is made payable � by must be affixed to the -=:.. in the presence •receipt persons as the person at the bottom of the warrant who can identify the person applying of two or illiterate for the money �8j8 or stated in the warrant.

19'7.

34.

(a) Any authorisation by a. depositor for payment to �uth_oria&­ shall be by duly executed power of :: !

!}
!}

the or by order subjoined The depositor's signature to the form of (a) literate on the letter person.

The penona.

must affix his signature by a responsible be witnessed to receive payment �� person on his behalf or by letter, of withdrawal.

another attorney notice or order shall person authorised to the letter responsible must sign the receipt such signature letter identification: or order and such signature person.
shall be witnessed payment by a to receive authorised The person in the presence of the paying officer and must be compared with the signature to the or order which is intended to serve for the purpose of 1460 Cap.

133.]

Post Office Savings Bank.

Provided that the Postmaster General, in any case in which he thinks fit, dispense of the signature this regulation.
(b)Where a. depositor of any such letter cannot write, may at his discretion, with the attestation to in or order as is referred any authority to receive by him in must be executed who must attest the thumb-print the same and such and mark of the must to receive payment on a warrant of two witnesses must contain The person authorised to the letter The person the amount payable the presence authority depositor.

affix his signature shall be witnessed.


must sign the receipt such signature letter identification: of the paying officer and to the with the signature of or order which is intended to serve for the purpose must be compared in the presence or order, authorised and such signature to receive payment Provided that the Postmaster in any case in which he thinks of the signature this regulation.
of any such letter General may, at his discretion, fit, disp ense with the attestation or order as is referred to in Withdrawal of infant's deposit.

Rep. 18 of 1947.

35.

(a) An application for the withdrawal of money deposited by or in the name of an infant the age of ten years or upwards.

may be made by such minor if of (b)The warrant issued on such application shall be made out in the name of such infant discharge warrant.
to the Postmaster and his receipt shall for the sum Rtated General be a good in the Withdrawal of joint deposit.

to withdraw money deposited in the • by all such shall be signed and the Postmaster proof of death of any party concerned.

or survivors 36.

(a) An application joint names of two or more persons or by the survivor persons General may require Warrants names of the applicants, to the Postmaster discharge warrant.
issued General on such application and their receipt shall be made out in the shall be a good in the for the sum stated (b)When an application for the withdrawal of money is than one, the applicants may request made by more persons that the sum to be withdrawn of them to the exclusion warrant specified to be the receipt may be paid to any one or more of the others, and in such case the or persons shall be made out in the name of the person in such request, and his or their receipt shall be dePmed of all the applicants.
Post Ojfice Savi'fl1JB Bank.

[Cap.

133. money deposited in the ::=wu jointly to withdraw of the account General 37.

(a) An application name of one or more persons person shall be signed title Postmaster on such application issued the applicants.

The receipt signed the application discharge the warrant.
or by the survivor may require to the Postmaster shall be made out in the names of of the person or persons who shall be a good for such withdrawal as trustee by all the persons or trustees for another depoait.

named in the The proof of survivorship.

Warrants of such persons.

General for the amount stated in (b)Paragraph (b) of the last preceding for the withdrawal regulation of money under this shall apply to an application regulation.
38.An application to withdraw money deposited or in the name of the trustees Society 1 shall be signed by the persons in the name �i:::,cij1 or any Society depoait.

General may of the applicant on such application and its registered Society of a Friendly officer of a Friendly named in the heading steward or secretary Postmaster the capacity issued Society treasurer Society such trustee discharge warrant.

or treasurer to receive of the account, or by the treasurer, or any other officer of such Society.
The that The warrant proof to his satisfaction is correctly require stated.

shall be made out in the name of the or its trustees by the rules of the for the time being, for the time being , if authorised the moneys of the Society, and the receipt of to the Postmaster General (as the case may be) shall be a good in the for the sum stated 39.
An application to withdraw money deposited or treasurer of any Charitable of the trustees Fund shall be made by the persons or trustees steward of the applicants satisfaction be sufficient shall be furnished to the stated of the Postmaster General, for the amount stated discharge for the time being.

Proof that the capacity is correctly in the warrant.

Society, filling the office of treasurer, �� or depoait.
in the name �i� "': ta Club or Society, e and their receipt shall of saving to notify of the district the Postmaster 40.Any depositor time in the withdrawal of �itlldrawal the 4"'TJ1- require of 19'7.

General by telegr a�h, but in every such case it shall to forward desirous money may, on the payment of the cost thereof, Postmaster such withdrawal be necessary notice the officer of the Post Office to whom it is handed, his pass book to such officer to be forwarded warrant B.0.-VOL.
He shall sign the form in the presence and produce to the Postmaster General.

for the depositor of withdrawal.

the usual written with the paid of VUl---'l 1462 Cap.

133.]

Post Office Savings Bank. '

Withdrawal ofamounte over 20 dollars and up to 100 dollars authoriaed by telegraph.

Rep. 23 of 19'8.
Rep. 23 of 19'8.

41.Payment of any sum over twenty dollars may be obtained dollars from Head Office on payment than one hundred telegram of advice of the cost of the telegram the cost of reply from the Savings Bank and a service of twenty cents.

The responsibility for making payments this description by depositor of withdrawal, fee of on the paying Postmaster.

devolves entirely of advice of notice and not more the same day by Payment on Demand.

Rep. IS of lMS.

42.
Withdrawal of deposits to an amount not exceeding may be made at any Savings any particular Bank Office without office, payment can of to the business inconvenience notice, twenty dollars previous if, as regards be made at such office without the Post Office: Provided that- (a)the depositor tion in the prescribed shall attend in person and make applica­ form and produce the pass book; (b)the depositor shall sign a receipt in the prescribed form in the presence of the paying officer; (c)not more than one withdrawal from any one account regulation on any one day; may be made under this (d)the depositor's pass book has been balanced at the Head Office up to the 30th November been entered therein months; a transaction within last preceding or three the previous there has (e)this regulation shall not apply in the case of such accounts as the Postmaster General shall direct.
Depoeitor entitled to payment within 15 daya.
43.If the person or persons demand in the prescribed deposit or any part of such deposit be entitled manner payment to his or their credit, to payment within fifteen days after demand: to the payment of any of the whole he or they shall entitled Provided that the Postmaster General notice not days to be given by the depositor before standing may require exceeding thirty withdrawing to the credit any sum exceeding of such depositor one thousand dollars in the Savings Bank.
Withdrawal 44.The regulations relating "On Demand.. are not applicable not=cilble Societies, �tiea.

!to.

persons to accounts Clubs or Funds, or to the estates and Charitable or other power has not been recorded.

to " On Demand" withdrawals where the statutory of Friendly of deceased Post O.lfice Savings Bank.

[Cap.

133.

1463 45.On payment the Postmaster his accounts of an amount on demand to a depositor, shall retain the pass book and forward !

:,be book it with retained by to the Postmaster General.
46.No deposit or any portion time has elapsed sufficient Head Office.

A cheque deposit seven clear working days have elapsed.

for bringing the deposit � "Demand Paym ent.a."

Regs.

18 of 1947. until :,onef of it shall be withdrawn ted to account at oJ:t be until �th:.
": cannot be withdrawn unm Y of the place in which he is residing, to the satisfaction 47.If a depositor be resident must be verified his signature to a �i:drawal by some constituted abroad, voucher withdrawal authority of the Postmaster When he is residing British Minister be accepted.

receipted payment.

or Consul The signature will also General, in a foreign voucher country, before payment can be made.
a the signature the stamp of office will pr�enting of the person stamped with of the be required as witneBB the to the :} d�r �t 48.The Postmaster General by any Friendly shall in no case be held respon-� 1911pOll8i:.

:_ Society, Charitable sible for the misapplication Society, of any such Society, Society, Club or Fund by trustee, Club or Fund, or any trustee, Club or Fund, or of any sum paid to such officer or representative.

officer or representative 49.
(a) Applications to transfer from the Post Office sums standing Savings to the credit al Bank of this Colony � epom Bank of Great Britain, or to the or Foreign Possession shall be made in the on application to the by the depositor's of the Postmaster to which to the deposits and shall be accompanied to the satisfaction Bank of any British where such arrangements exist, form, which may be obtained General, of depositors to the Post Office Savings Government Savings Country prescribed Postmaster book, or by other evidence General, the application ·(b) Unless the applicant Office Savings Bank for a period and the amount to be transferred said Bank for a minimum period shall not be entitled applicant regulation.
of the title of the applicant relates.

has been a depositor in the Post � llof of not less than three months has been on deposit in the such under this to effect any transfer of one complete month (c)Where application is made to the Postmaster General to to the Post Office Savings Bank of this Colony any sum transfer Vlll-41* B.G.-VoL.

1464 Cap.

133.]

Post OjJioo Samng s Bank.


to the credit in the Post Office Savings of a depositor the Postmaster standing Bank of Great Britain, sum to the credit Savings amount standing maximum amount for the time being allowed of the Savings may place such of such depositor's account in the Post Office shall make the total by law.
Bank Ordinance Bank, but no sum so transferred to the credit of the depositor to the provisions (d)Subject General exceed the and of this regulation, Savings of Great Britain made in the Post Office Savings Bank of this Colony.

to the Post Office Bank of this Colony from the Post Office Savings Bank as deposits sums transferred shall for all purposes be treated Deoeued depoai ton.

Suma under 480 dollan.

50.
(a) Where the whole amount due to a depositor does not exceed four hundred and probate of the wil1 of such of administration of his estate and e .... ects is at the and eighty of the interest, time of his decease dollars inclusive depositor or letters not or are not produced General thin.ks reasonable, without of the estate cretion the amount so due as aforesaid hereinafter described and with the sanction requiring probate within such time as the Postmaster the Postmaster General may, of the will or letters of administration and effects of the deceased depositor, in his dis­ of the Governor, pay or distribute to or among any of the persons or indicated, that is to say- Cap.
2.
(1)any person who has paid the funeral expenses of the depositor; (2)creditors (3)the widow ( 4)the persons of the dep ositor; or widower entitled to the Civil Law of British according of the depositor; to the effects of the depositor Guiana Ordinance; letters (5)the person entitled to take out probate of administration to the estate seamen, of the will or of the depositor; authority of has been made relative to the consular (6)in the case of foreign any country with whom a treaty the payment of moneys due to such seamen; to maintain (7)any person undertaking the children of the depositor; (8)the Public Trustee, if the estate of the depositor has devolved upon the Crown.
of Eatates penonawbo die intestate.

Bums under 60dollan.

(b)Where a depositor with the interest dies leaving thereon, a sum of money which, does not in the whole exceed General, it shall be lawful for the Postmaster in together fifty dollars case he is satisfied deceased persons depositor, that no will was made and left by such to pay such amount to any person or who appear to him to be entitled to payment.

(Cap.

133. of such.

Bank is under any = may is necessary may, on e&YJD!B' of Bu...-e 51.
Where any sum is so paid to or divided among any Payment of referred persons to in regulatio and �ffectu_al as hen ab intest,a,to or any lawful with respect n 50 such payments shall be valid to any demand of any other person ntative represe money valid.

52.�ere any depositor or person whose consent r or depoeitL of lj, sum from the Savings the SuJ._>�eme Court or any judge thereof Jion, o�e4: such sum to be paid to the deposito � th� �thdrawal disa�ilit;r, applica 0therwise appliP'..Al for his benefit.
· An Y �•illl under five dollars .

� m e � · Office Savings h p for a penOfJ of five years next after the date t}:Il ent ; shall be carried account th� en c_--redit ¥:.

Nothing �e right of the Postmaster f • \Ten to his satisfaction General of the identity in these regulations Bank, and the claims shall not be affected to a separate thereby.
at the credit of a de �:° r Dorman, Bank, which may remain unc · ed of the last deposit or in the Post Office to the amounts of depositors shall be held to prejudice tity, eto.

to require evidence of any person or of the to be �t of 1 =:-- aooounte.
.tie of any person to or the authority or to require of any person evidence that anything to withdraw r ,r transfer any deposits, 'purporting to be had or done in pursuance has been duly had or done, or otherwise matters of his duties master General evidence person.
may for the purpose a statutory under these regulations on which the due exercise require depends, of obtaining and the Post­ any suoh declaration to be made by any of these regulations with respect to any of his powers or performance 56.The Postmaster General any forms that it may be desirable managP.ment and specimens Gazette.

and operation Bank, of all such forms shall be published in the of the Post Office Savings shall l\a--,_e the power to prescribe Jl'OJ'IIIII.
to - in connection with the 66.Subject to the provisions of these �tions, these � JegOlations shall apply to all sums standing aooount ihese regulations open in the Post Office Savings come into operation: to the credit Bank on the day when of any !

:ooante .
:ooante .

Provided that anything had or done by or in accordance of the Postmaster General that day, if had or done in accordance with the shall be deemed to have been the directions made before regulations hereby repealed, ;lawfully had or done notwithstanding 4ihese regulatio11B were not complied with respect with.

that the provisions of with to deposits