Source document: https://docs-lawep.s3.us-east-2.amazonaws.com/1697743655609.pdf (Guyana)
Board Insurance National Of Directors Left to Right - C.C.

Nicholson General Manaqer; the Board; D. Yankana .... Executive P.Phillips ... Recording Deputy General Manager.

... Medical Adviser, J. Lester ... Legal Adviser, E. Caleb ... Assistant M. Alinur ...

Administrative Assistant; P. Fontanelle Chairman; R. Charles ... General Manager N.I.S.
Secretary; G. Foster ... Finance Officer; A Cholmondeley ... Secretary to ... 5 List of Tables Text • 1n Table Number Description Number of Emoloyers Number of Defaulting covered Employers II I l l Number of Self-Employed Number of Self-Emoloyed IV by NIS -1969 - 1976 11 13 16 -1972 -1976 Registrants Registrants -1971 -1976 who moved from V VI Employment 1973 -1976 distribution Percentage 1969 -1976 of Contributions paid Annually - 16 18 Approximate number of Full Year Contributors and Percentage of the Registered 1970-1976 Population (nearest - 500 persons) of Old-Age VII Average Weekly Wage -1969 -1976 -1976 VIII Movement Pensions Pensioners Population IX - 1976 Pensions X Population Pensioners XI XII Invalidity -1971 -1976 XI.II Number of Old-Age XIV Growth of Old-Age Movement Growth of Invalidity Grant Payments Number of Survivor's of Invalidity Cases -1971 -1976 Payments Lump-Sum 19 21 22 -1972 -1976 22 23 24 25 -1.970-1976 26 27 28 Cases -1970-1976 Cases terminated - and Average Duration XVI xv Number of Funeral Maternity 1971 -1976 XVII Number of Women covered (between ages 16 and 25) 30 Spells -1971 -1976 and Rate of Claim -1971 -1976 Benefit of Industrial XVIII Number of Sickness XIX Movement Death Payments xx Other Industrial during XXI of Disablement XXII Movement Pensions Spells XXIII Average -1976 of Injury by Sex and Sector Spells XXIV Number of Injury Benefit paid by Wage-Group Spells XXV Number of Injury 31 32 35 -1970 - 1976 ;35 36 37 38 -1976 38 Death Pensions granted 1976 -1976 Disablement Cases awarded duration Benefit -1976 and Sex -1976 39 Spells Benefit and Sector Spells -1970 -1976 paid by Wage-Group XXVl Number of Injury -1976 XXVII Number of Injury XXVIII Number of Disablement XXIX Number of Appeals �o Medical XXX Number of Cases heard by Medical Boards XXXI Total Income by Source -1971-1976 XXXII Percentage XXXIII To.tal 39 40 -1970-1976 41 -1972-1976 43 -1972 -1976 44 47 48 of Source of Income with Administrative distribution together Lump-Sum Payments Referees Expenses costs and Benefit XXXIV National payments Insurance -1971 -1976 Fund (Accumulated Surpluses - 1969-1976) 49 50 8 The Eighth Annual Report of the National Insurance Board - Guyana is presented hereunder.
The Report is presented Security and Social the year 1976. in accordance with Section Act No.

15 of 1969 and summarises 36, 1 (a) of the National the activities of the Board during Insurance The Report is given in three parts.

The first of the Board part deals with the operations the year in question, the second part deals with the financing of the Board and the of statistical tables which may be used to do an indepth analysis during third part is a collection of Part I.
10 FIGURE 1 INDUSTRIAL DISTRIBUTION -EMPLOYERS REGISTERED 1976 12 Delinquent Employers - There were 535 employers who were discovered during 1976-to manner as to constitute 15 of 1969. a breach of the National Insurance and Social have acted in such a Security A ct, No.

Fifty-one.

of these employers 4 had their -cases Of the 26 remaining were dismissed, 31.12.76. cases) and 4'were found liable had to be taken to court.
them and 19 others had cases still pending on The cases against 2 of withdrawn cases, 22 employers were convicted and fined (criminal in civil matters.

The remaining administrative level.

the remaining 170 were still 484 cases were not taken to court but were dealt with at the NIS Three hundred and fourteen of these were settled during 1976 while unsettled as at 31.

12.

76.

The amount of contribution collections approximately.

which.
which.

should have been realised However, only $8,704 have so far been from those cases taken to court was collected.

$153,590 The collections approximately $199,899 from those cases which were settled out of court totalled with the outstandi11g amount being approximately $19,007.

Table 11 belciw gives the number of defaulting employers discovered over the period 1972-1976, analysed administrative action.

by cases which necessitated court action and those requiring c::-:.
TABLE 11- NUMBER OF DEFAULTING EMPLOYERS .1972-1976 Number of Cases Reported Administrative Action (3) Total (4) 295 Year (1) 1972 Court Action (2) 38· 1973 32 1974 37 1975 46 1976 51 257 136 249 288 484 168 286 334 535 An examination of Table 11 shows that the number of defaulting employers discovered increased number was about 1.8 times heavier significantly, than that in 1972. though not progressively over the period 1972-1976.
The 1976 The number of cases administratively rising also followed than the latter.

the percentage less steeply Overall, number of employers 1975.

In 1973, this percentage and 1975 percentages 5.1. covered which necessitated.

court action and those which were settled the same pattern over the given period, with the former that the number of defaulting by the Scheme was higher was at its lowest, standing employers bore to the in 1972 than in 1973, 1974 and at about 1.9.

The 1972, 1974.
The 1972, 1974.

In 1976, this percentage was were 3.6, 3.1 and 3.4 respectively.

13 Employees- The number of employees who joined the scheme during 1976 was '21,863.

This population was comprised of 13,911 males and 7,952 females.

was 23 years approximately The average age of the new entrants 22 years and females-at 24 years approximately.

groups were significantly different.

those averages single respectively.

persons 20 years.

the case of females, the average age of married males 19 years.
In Overall, The average age of married males was 38 years and were 32 years and 21 years was 35 years and single persons The averages between with males standing at status marital The annual average age of new entrants is given below for the period 1969 - 1976.

Average Age 1969 34 1970 32 1971 32 .1972 1973 25 1974 24 1975 23 1976 23 27 As will be noticed, the average age of new entrants decreased over the entire standing gives a breakdown, steady in 1970 and 1971 and again in 1975 and 1976.
Table of the 1976 registrants.

status, by age and marital period, II in the Annex The industrial distribution 4% entered of the 1976 entrants shows that about 7% of them entered the Rice Sector the Sugar Sector, Sector.

Government Services claimed about 18%, manufacturing about 17% and Wholesale claimed about 8% and 5 % respectively.

Trades about 9%.
Trades about 9%.

Construction food manufacturing) and Personal and 2% approximately the Bauxite Services and Retail (except It may -be noted that in -the Garment and ·Footwear Manufacturing outweighed male entrants entrants to males was about 1.3: 1 and in the Printing 1 A: 1.

There were about 6 times more females Service Government Manufacturing The distribution Service, Business Service, (except Sector.

·rice and beverages) sugar, Sectors.

by about 3.3 times.
by about 3.3 times.

In the Insurance Sector, Sector, the ratio was about Female females and Publishing Sector, than males who entered the Personal of males to females was about the same in the and Retail ,Trade and the Food Wholesale Table Ill in the Annex shows the Industrial Distribution of the 1976 registrants.
During 1976, five hundred and forty employees were reported,to have died, a further left employment to have left through 392 were reported 188 persons persons active of exits to 6,434 over the period 1970 -1976.

At December registered and joined the population to employment.

moved from self-employment stood at approximately and became voluntary contributors.
employees 247,000. service These brought of the self-employed, Forty-one while 10 from others retired the cumulative number of 31, 1976, the population old-age and 67 throi.Jgh-'invalidity.

In addition, It must be stressed that the system being employed at present it difficult for all It is a fact that persons remove from exits from the Scheme to be traced.

reported.

Scheme.

The extent of this movement is as yet unknown.


moment is that the net figure at present The above figures employment given suffers to assess.

without the notifying All that could be said at the which the Scheme is from a degree of inflation trying cases which were renders represent 14 The number of employees registered annually is given below.
NUMBER OF EMPLOYEES REGISTERED ANNUALLY (1969 -1976) 1969 1970 1971 1972 1973 1974 (5) (6) (1) (2) (3) (4) 1975 (7) 1976 (8) Males Females Mal�s & Fem�les 71,097 37,84517,440 12,025 12,617 12,245 12,027 13,911 19,351 9,851 5,235 5,073 5,336 5,605 5,816 7,952 90,448 47,696 22,675 17,098 17,953 17,850 17,843 21,863' An examination of the series over the period 1972 to 1976 shows a fairly steady trend between 1972 and 1975.

There was a significant increase males 15.

7%.


was to the extent of 22% overall with the increase rise between 1975 and 1976.

The being 36.7% and in females It should be noted that apart from the initial was done, the year 1976 recorded of the trend over the registrations examination number of annual entrants however, case of females, 1975 followed by an absolute increased increase the figure the highest years 1969 and 1970 when the bulk of An the number of female entrants.
that in the case last 5 year period reveals of males, was somewhat steady between 1972 and 1975.

In 1976 by nearly 2,000 persons relative to the previous year.

In the the 5 year period showed a gradu�lly increasing trend between 1972 and of over 2,000 between 1975 and 1976.

A re-examination .
A re-examination .

in the number of new industries distribution of ·these 1976 could therefore expansion only be accounted established new industries of previously of Table I. on page 2 shows that there was no significant in the size nor · was there any marked difference in 1976 relative to the previous increase for by intra-industrial year.

The increase in i.e.

the expansion, industries.


Self-Employed - The population of the self-employed increased The recorded to the employed category, were 377 males and 61 females.

self-employed old-age persons during 1976, brought 31, 1976. pensioners to 3,390 as at December during 1976 by 438 persons.
movement of 10 persons There and 7 others who joined number of active the cumulative from the of the population self-employed Of the 438 new self-employed 250 were registered 188 were recorded for the first time as self-employed.

as previously The overall registrants, The remaining age of the latter at 40 years.

married average was 33 years, females group was 41 years approximately Between marital groups, 41 years and all married status the average persons 35 years and all single 42 years, while 34 years.
persons single females with males standing age of married employed.

average at 41 and females males was 43 years, for single males this An examination of the industrial .

distribution shows that 60 persons 96 joined the Manufacturing joined the Agriculture, Construction others entered started Wholesale Communications Fishing and Forestry Sector, Sector.
In addition, 52 persons the Business and Community Sector and 66 the Service Sector and 90 who were 60 persons Trading and a further 14 entered the Transport and entered the Personal Service Sector.

There and Retail Sector.

·., I , .

-1 Benefit Pension Payments Branch Old-age Pensions - During 1976, the population of old-age pensioners was increased 30 of whom belonged to the employed category and 231 males of whom 6 were from the self-employed There by 262 persons.
and 1 to the self­ and 225 from category The average older.

age of ttrese new pensioners than males.

being slightly was 65 years with female were 31 females, employed, the employed.

pensioners The overall average forthnightly amount paid was $26.25 which was slightly higher than the overall average in 1975.

The average $27.59 for employed The one female males.

males, self-employed $17.35 for employed pensioner forthnightly females payments was paid at $34.10 per forth night.
during 1976 stood at and $19.35 for self-employed The number of old-age pensioners who were in receipt 839.There were 749 males and 90 females payment forthnightly 1976 is shown in Table VII I below.

of $25.60 approximately.
The movement of payment as at 31.12. and they were receiving 76 was an average of this population during TABLE VIII MOVEMENT OF OLD AGE PENSIONS 1976 Description Males& Forth nightly (1) Males Females Females Amount (4) (2) (3) of year 527 59 586 14,861.90 (5) Pensions in payment at beginning Pensions granted during the year 231 31 262 6,878.60 Pensions terminated (a) Death during year by - 9 9 (-)245.20 Pensions in payment at end of year 749 90 839 21,495.30 The following Tabl� shows the growth of the old-age population over years 1972-1976.
GROWTH OF OLD-AGE PENSIONERS POPULATION TABLE IX Annual Increase * Exits Active Population Forthnightly Average Forthnightly Year Males Females Total Males Amount Amount (1 I (21 (3) (4) (5) (6) (7) (8) 1972- 778 90 868 29 839 1976 *Revised Figures 22 GROWTH OF INVALIDITY PENSIONERS POPULATION TABLE XI Annual Increase Forth nightly Average Forthnightly Year (1) Males Females Total Exits Amount Amount (2) (3) (4) (5) (7) (6) 1973 1 1974 6 1975 14 1 1976 14 + 6 15 14 33.00 2 159.30 26.55 3 352.50 23.50 5 376.10 26.86 1973 -1976 35 1 36 10 The Table shows period 1973-1975 followed average amount in 1976 was greater that the number of pensions with the 1975 figure ant decrease over the annually being more than twice that of 1974.
This was to 1975.

It also shows that the 1974 and 1975. in 1976 relative than the averages in by an insignific rose steeply granted Table IX of the Annex gives an analysis of the Invalidity Pensions that were in payment 76 .

at 31.12.

Lump-Sum Payments - Invalidity Grants: The number of invalidity lump-sum payments were made to 53 persons in the employed made during 1976 was 56.

The and to 3 in the No female in the category There were 47 male and 9 female recipients.

payments self-employed.


category self-employed received this payment.

This payment is confined to persons below the age of 65 years who have become invalids and who have paid 50 or more contributions to the Scheme.

The wage-group distribution I, 14 in the wage-group shows that 6 of these payments 11, 13 in the wage-group were made in the Ill, 7 in the wage-group IV wage-group and 16 in the wage-group V. The overall average age of the recipients at 53 years approximately.
and females was 52 years with males standing at 52 years The average amount of the grant was $474.00 and$204.00for the self-employed: for employed the overall males, average $371.00 for being $443.00 employed approximately.

females A comparison of the number of invalidity grants year shows a 35% decrease in paid during number and a 5% increase 1976 with those paid in of the series relating to the period 1971 -1976 shows a gradual between 1971 and 1974.

Thereafter, the figures started to decrease.


the previous An examination in numbers below.

period experiencing The overall annual average some degree amount of the grant however increased of fluctuation in its growth.

See Table over the given in average amount.

increase 24 TABLE XII INVALIDITY GRANT PAYMENTS 1971 -1976 Year (1) 1971 1972 1973 1974 1975 1976 Number of Payments (2) 14 58 73 89 85 56 Average Amount (3) 71.00 310.00 , 452.00 424.00 422.00 443.00 An analysis given in table X of the Annex.
of the 1976 cases, by age-group and employment category of recipients, is Old Age Grants - An old age grant may be paid to a person who has attained the age of 65 and has paid not less than 50 contributions since entry into insurance.

The number of such payments 15 female recipients.

Only 1 male recipient made during 1976 was 138.

There were 123 male and category.

to the self-employed belonged The average age of recipients was $414.00 approximately, $320.00 approximately .
was 65 years and the overall average value of the grant with male recipients averaging $425.00 and female recipients The wage-group distribution shows that 18 of these payments I, 30 in the wage-group II; 34 in wage-group were made in 111, 12 in wage group IV and the wage-group 44 in wage-group V. An examination of the number of old-age period there were only 12 self-employed grants paid over the period 1970-1976 role in this benefit recipients.
a negligible group has been playing that the self-employed reveals payment.

number of cases has been fluctuating Over the entire over the years together with the average The total amounts.

In 1972, old-age pensions were paid for the first time.

It was during that year that the average amount of the grant was at its highest and the number of cases reached a peak.

It was expected that therefrom, and grants with the former increasing there wculd have been an interchange between 1972 Betwe_en decreasing.
pensions and 1974 this pattern held steadied and grants started before any explanation can be offered.

good but, therefrom increasing.

This behaviour and the latter the number of pension payments will have· to be studied actually in depth· The Table XI 11 below gives the number of old-age grant payments over the period 1970 -1976.
25 .. .. ,;, TABLE XIII NUMBER OF OLD-AGE LUMP-SUM PAYMENTS 1970 -1976 ... Year Employed Self-Employed (1) (3) (2) Average Total Amount (4) (5) An analysis Table XI of the Annex of the 1976 cases by age and employment category is given in of recipients Survivor's Benefit - This benefit of old-age invalidity is paid to the survivor pension or a lump-sum or.
invalidity pension or (ii) would have been entitled benefit payment, had death not occurred.

in cases where the deceased was either to either (i) in receipt or an old-age The number of survivors who received such payments during 1976 was 23.

They were Eight of these qualified on the grounds who were under the age of 16 years, all widows.

the deceased they were over 45 years of age on the date of death of their husbands of self-support.
that they had in their care children of and the remaining The number of children 15 on grounds and were incapable in these benefit was 36. payments included that The average age of the widows who qualified was 59 years with an age-range average $680.00 approximately age was 40 years approximately.
of incapability from 47 to 75 and, for th9se widows with children, The average amount of the lump-sum was on the grounds for work this An examination the wage-group 11 in wage-group V. of the wage-group I, 2 in the wage-group distribution 11, 5 in the wage-group shows that 3 payments were made in IV and 111, 2 in wage-group The cumulative number of such cases paid over the period 1971 to 1976 was 135.

The distribution over the years is given in the Table XIV below.
26 Short Term Benefit Branch Maternity - .A I I There were 1,581 maternity of these cases were terminated by way of disallowances.

cases which terminated during 1976.

Approximately 8% An analysis of the disallowed cases reveals that in about 73% of these cases the tion requirements had not satisfied the basic contribu since entry into insurance.
claimants contributions satisfied contributi preceeding which is 6 weeks before the week in which it is expected that and, in the remaining the periods the supplementary ons in the period An additional requirement of 30 weeks immediately of interruption 3%, the claimants contribution of 50 i.e, the payment had not 24% of the claimants which is the payment of 20 confinement by their employers were paid full wages of work.
week will take place during the contribution The number of cases which were paid during 1976 was 1,460. of these cases arose from the Linden area, 58 from the Berbice other areas taken together.

right was 80,765 with the average The average duration Berbice self-em of cases which arose from the Linden area was 56 days, from the area 52 days and from the other areas taken together 55 days.

There were just 2 area.


ployed claimants both of whom came from the Linden One hundred and eleven area and 1,291 from the number of benefit days per case standing at 55 days.
days to which these cases gave number of benefit The overall The distributi on of these payments by wage-group shows that about 34% i.e 496 of the V, 27% or 396 of these cases were paid in the cases were paid in the wage-group wage-group Wage-group average value per case was $230.00 IV, while 23% or 334 of these cases were paid in the wage-gr 11 accounted I, 7%.

The for 139 or just about 9% of the cases and wage-group oup Ill. approximately.
The examination 1971 to 1976 together of the number of cases which terminated each year over the period with tlie average duration per case is given in Table XVI below.
MATERNITY CASES TERMINATED AND AVERAGE DURATION TABLE XVI 1971 -1976 Description 1971 1972 1973 1974 1975 1976 (2) (3) (4) (5) (6) (7) 1,099 1,251 1,268 1,330 1,452 1,460 Number of cases terminated (1) Average duration 55 56 52 56 56 55 �1 j The Table shows that over the given period, however, These annual increases and 1972 was to the extent and 197 4 it was about 5% and between 1975 and 1976 was negligible.

were not to the same extent.


the number of cases increased 1971 between The increase 1973 of 14%; between 1972 and 1973 it was 1%; between between 1974 and 1975 it was 9%.

The_ increase steadily.

On the other hand, the average duration of a case seems to have stabilised between 55 and 56 days.

The average age of claimants during same as in 1975, 1974, 1973 and 1972.

In both 1970 and 1971, the average years.


which was the 1976 was 27 years approximately age was 18 30 h1dustrial Benefit Branch Death - lml1.1strial deaths The number of indY§trial paym!

!nts, m1ve right to 29 benefit were 18 widow pensions, 3 granted partially to other dep!

!ndants maintained by the deceased.

which oacurred during 26 of which wre pensions There were wl19 were below the age of 16 years and were wholly or 1976 was 24.

These deaths and 4 were annuithis.

The 4 annultl!l§ pen!iions.


and 4 orph,m parent p1msions Widow Pensions - The 18 widows who were awarded these pensions all had in their care children of the deceased.

There were 42 children included was 5½ years approximately children the widows, at the tlma of death of the insured in these payments.

The average with a range from Oto 12 years.

The average age of thl;!se age of persons was 32 years approximately.
The expected ljfe .of these Cilses was approximately roxlmate 260 mari•yearsapp chil�ren--and expectancy with the amount for chlldrnn approximately.

of 730 man-years.

The overall capitalised at $128,400 stapdln9 470 man-years in the case of life an overall $342,900 and widows at $214,500 value was approxiamtely lyin the case of widows giving Parent Pensions The 3 parent - pensions permanently incapable These parents deceased.
· years approximately, were all between were awarded of self,.support and· were wholly or partially to moth.ers of th� deceased insured maintain who were ed by the age being 56 the ages 54 and 58, the average The total life expectancy of these pensions was 39½ man,years, and the capitali sed value $34,100 approximately, Orphan Pensions - Orphan Pensions were granted who, due to to 4 children, the death of their mother, three of whom were formerly became orphans a widow pension but, year.
These children were all paid at a weekly sucti payments until capitalised value of these cases was $12,300 attainment of· age 16 (age 18 under special approximately, included in during the to receive circumstances).

The rate of $7,00 and will continue Annuities - There were 2 industrial deaths es were granted to a brother and 3 sisters which gave right to 4 annuity p ayments during the year.

These annuiti persons, or partially with the level all of whom were below the age of 16 years, by the deceased.
A Total lump-sum of$10,000.00 was awarded payments stretched out over a period of 26 man-years.

of the two deceas!l and were maintained d insured either wholly to this group Overall, the number of periodic payments which arose in 1976 as a result of industrial when compared showed a significant decrease deaths of 42%.

The number of industrial with 1975.

The decrea�e also which gave right to those payments was to the deaths extent decreased in 1976 relative to 1975 by about 45%.
The table XIX below shows the movement of Industrial Death Pensions the number of other Industrial Death Payments during granted over the 1976, and table XX records 1970- 1976. period 34 Of the 136 widow pensions in payment at the beginning were to widows who had in their care children eighteen widows over 45 years old and incapable by her late hushand.

of deceased persons.


granted, Two pensions population The 21 parent an active leaving terminated 76. of 180 as at 31.12. of work and 1 to a widow who was left pregnant pensions were being paid to 5 fathers and 16 mothers during 1976 and 25 new ones weie and of 1976, one hundred 17 were to of the deceased, 0 Table XV in the Annex gives the number of Industrial Death Pensions in payment at 31.12.76.
Industrial Disablement Pensions Forty-five disablement were awarded these pensions accounted was 35 approximately, Sugar at about 40.

(Permanent) pensions permanent during were awarded to male and 2 to female claimants.

for 13 or 29% approximately disability with the Sugar Industry percentage standing of these cases.

The overall of 1976.


Forty-three The Sugar Industry percentage at about 30 and Non­ Of the 45 pensions awarded, 28 were formerly the award of the pension, 14 others paid injury plus Provisional were paid Injury the award, two other cases were awarded only, immediately Benefit benefit before the permanent i.e.

without payments, any appended benefit and one was formerly but the award was subsequently changed to a pension payment.
before Benefit Disablement pension directly, a lump-sum awarded The distribution of these cases by cause of the disablement shows that 12 were due to s of various from injuries amputation resulted body, 1 an injury causes.

miscellaneous members to the eyes, 5 were due to injuries of the body, 12 were due to fractures sustained to other parts of the and dislocations, 9 sustained to the head which caused total loss of speech and 6 were of The distribution is given in Table XXI below.
of the 1976 cases by degree of disability and sector (sugar, non-sugar) DISABLEMENT TABLE XXI CASES AWARDED DURING 1976 Number of Cases Percentage Sugar Disability Sector Sector (3) 10 9 8 (2) 5 4 2 Non-Sugar Weekly Total Amount (4) (5) 90.60 15 13 115.20 10 129.60 2 1 2 36.00 16.20 46.20 21.60 21.00 2 1 (1) 20 30 40 50 60 70 80 100 Total 13 32 45 476.40 The total weekly amount of these cases was $476.40 at$10.59 and the total capitalised value at approximately with the weekly average $389,597.
standing The number of pensions 48 females.

370 males and which were in payment The total weekly value of these at 31.12 76 was 418, comprising of cases was $3,766.34: 36 The movement of disablement pensions during the year is given in the Table XXII below.
MOVEMENT OF DISABLEMENT PENSIONS -1976 TABLE XXII Weekly Males& Weekly Description Males Amount Females Amount Females Amount Weekly (1) Pensions beginning in payment of the year (4) (5) at the 329 3,053.15 46 245.09 375 3,298.24 (6) (7) (2) (3) Pensions year granted during the 43 466.80 Pensions the year by (a) Death 2 (-) 8.30 terminated during 2 9.60 45 476.40 2 (-) 8.30 Pensions altered during the year Pensions end of the year in payment at the 370 3,511.65 48 254.69 418 3,766.3 4 The overall average degree of disability of cases in payment was $9.00 and the capitalised average weekly payment at 31.12.76 was 30%.
'The value $2,964,800 approximately.

Table XVI of the Annex gives a breakdown of the number of cases in payment at 31.12.76 analysed by degree of disability and sector.

Industrial Injury: Spells which terminated during 1976 was 7,638.

Of this The number of Injury aenefit 454 were terminated by way of disallowances.
number, shows that 415 or 91 % of the cases had incapacity were cases where other cases were disallowed and 1 was totally injuries the incapacities because disqualified lasting were paid full wages during the employees the period were not as a result of late submission.

The analysis because for less than 3 days, 22 or 5% 16 of incapacity, of industrial of the disallowances The 7,184 spells which were paid were to 747 females age of recipients was 33 years with males standing and 6,437 males.
at 32 years and females The overall at 43 average years.

The average number of benefit days for which payment was made was 14 weeks.

arose from the Berbice approximately or just over 2.3 benefit of the allowed spells approximately.
12 benefit days avera�-J:luration of 19 benefit the rest of the country had an average The 122 spells ,,.. district two hundred Two thousand and these had an average which arose from six and thirty of the Linden area had an duration days approximately of 15 benefit and the4,826 spells days.

which arose from The analysis by sex reveals that the average than those from males.
of spells longer The duration duration of spells These averages which arose from female were 14.2 di}YS and which arose from males in the sugar sector was the rever:se This however sector.

in than that from males in the non-sugar claimants was slightly 13.6 days respectively.

was shorter the case of the females.

This is shown in the Table XXI 11 below.

r 37 · .. : ·· .. .. · 1 I I • :i J, CC' .

.

·.


';, TABLE XXIII AVERAGE DURATION OF INJURY SPELLS 1976 Sector (1) Sugar .Males& Males Females Females (2) (3) (4) 13.1 .

·14.4 13.3 Non-Sugar 14.9 12.6 14.8 All Sectors 13.6 14.2 13.7 The distribution of the terminated cases by reason for termination shows that 7,153 or 99.6% of the cases terminated with recovery.

The remaining 31 cases were either paid fully for the 26 weeks or were awarded disablement pensions.
The number of allowed 76% approximately of total cases.

cases which arose from the sugar sector was 5,433 or about This is shown in the Table XXIV below.

A further examination shows that, with respect whereas, in the case of females, to male claimants, the sugar sector about 74% belonged was responsible for to the sugar industry about 92%.
NUMBER OF INJURY BENEFIT SPELLS BY SEX AND SECTOR TABLE XXIV Sector Non- All (1) Males Sugar %ge Sugar %ge Industries (2) (3) (4) (5) (6) (7) 4,744 73.7 1,693 26.3 6,437 100 %ge Females 689 92.2 58 7.8 747 100 Males & Females 5,433 75.6 1,751 24.4 7,184 100 An examination of the wage-group shows that overall, payments 3% and 1% in the wage-groups II & I were made in wage-group distribution V, 14% in wage-group respectively.
IV, 15% in wage-group "" 67% of the Ill and A further examination 84% of all payments made in that group to the non-sugar wage-group non-sugar made in the wage-group reveals of this distribution V, leaving It also shows that of all payments whereas made in 66% were from the that the sugar sector I only 34% were cases from the sugar sector sector.

sector.

only about 16% of the payments accounted for 38 .

I L. 'bi The average approximately approximately.

approximately.
approximately.

degree of disability with the average In the sugar industry of cases which arose during the year was 8% at 8% and for females at 9% 8% this average was 7% and in the non-sugar for males standing -,.

The overall average age of claimants was 36 years with the average for male claimants i;tanding at 36 years and for female claimants, at 50 years approximately.

Only 3 cases had anappended payment.


provisional after the cessation the grant payment immediately The remaining of injury disablement benefit 142 cases were awarded payment.

The percentage wage-group were made in the wage-group and IV, and 68"/4 in the wage-group V. distribution I, 1 % in the wage-group of these cases shows that 3% of the payments 11, 14% each in the w�ge-groups ' .

111 The average value of this payment was $315.00 approximately.
An examination of the annual number of cases which arose over the period 1971 - 1976 reveals 1975 and about 22% less than that in 1974. that the 1976 figure was about 42% less than the number which arose in The percentage claimed by the sugar industry during 1976 was less than in any of the other years 1971 -1975, but was however still total.

more than 50% of the overall The Table below gives the number of disablement grant cases which arose annually over the 1970 -1976 period analysed the grant.
by sector (sugar, non-sugar) and average amount of NUMBER OF DISABLEMENT LUMP-SUM PAYMENTS· TABLE XXVIII 1970-1976 Sugar Year Sector (1 I (2) 1970 16 1971 161 1972 423 J973 158 1974 114 (3) 13 43 69 93 72 Non,Sugar Sector Average Total Amount (4) (5) 29 328.00 204 323.00 492 348.00 251 262.00 186 270.00 "i .

1975 150 102 252 283.00 1976 81 64 145 315.00 As will be noticed "the period·1970 then started g-reater from this Table, to 1972 where it reached again.
and about 16% greater its upward movement average than the 1975 a peak.

It then dropped The 1976 average 1974. than the the average amount of the grant rose gradually away sharply over in 1973 amount_ was about 11% The Table XVII I in the Annex gives the number of 1976 cases analysed by percentage sex.and · .. disability, sector.

Fig�re 5 shows the number of _industrial cases paid over the period 1970 -1976.
41 ,, ---·-····"·'-J "'" References to Referees During 1976, a total of 1,564 cases were referred by the Scheme's Medical Adviser to Referees and Special ists.

· There were 1,323 cases which appeared either s, or where treatments Medical the diagnoses.

Practitioner to be incorrectly diagnosed by registered to be inconsistent with prescribed appeared The area distribution shows that 1,165 or 88% of these cases arose from Demerara, 58 or 4% arose from the Essequibo Berbice district.
district and the remaining 100 or 8% arose from the The number of cases which were referred to Referees over the period 1972 to 1976 is given below 1972 1973 1974 1975 1976 Cases referred to Referees 3,071 1,233 1,242 1,413 1,323 The series shows that there was a substantial the The series average annual number being 1,300 approximately actually shows a gradually increasing trend between in 1976 relative (neglecting 1973 and 1975.

There was a decrease to 1975 but that was relatively insignificant.
1972 figure).

number of references annually, There were 152 other cases which were also referred to Medical Referees for These were cases where the claimants determination.

which their matters the Scheme setting year.

One hundred were handled out their dissatisf by Medical felt dissatisfied and as a result, with the manner in Practitioners to filed action.

Those cases were all dealt with during the 45 were disallowed.
the remaining appeals and seven of them were allowed; One hundred the Essequibo and forty-two and 2 from the Berbice districts.

or 93% of these appeals 8 from arose from the Demerara, The number of appeals made over the period 1972 to 1976, together with the numbers , allowed and disallowed is given in Table XXIX below.
TABLE XXIX NUMBER OF APPEALS 1972-1976 TO MEDICAL REFEREES DESCRIPTION 1972 1973 1974 1975 1976 Number of appeals filed 1,171 390 379 202 152 Number of appeals disallowed 415 160 140 42 45 Number of appeals allowed 756 230 239 160 107 Percentage allowed 64 59 63 79 70 As will be noticed, the number of appeals decreased was to the·extent steadily of 3%; between over the given period.

1974 and 1975 On the other hand, th� 1975 and 1976, 25% approximately.
of genuine appeals an increasing trend 1973 and 1975 moving from 59% in 1973 to 79% in 1975 then dropping in allowed) showed made (i.e appeals 1973 and 1974, the decrease Between it was 47%; and between percentage between 1976 to 70% approximately.

On the whole, the percenta ge of appeals allowed was consistently high.
43 ______,_ ______ ......... ...J�_.,___ References to Specialists may arise if the Scheme's A reference to a Specialist that the treatment of the opinion more expert handling rehabilitation.

of the case is necessary cases were referred 1975, only·4 such cases were handled Eighty-nine During to Medical as against being administered Adviser, Medical to a patient to bring about a or a Referee, and a or is inadequate speedy recovery is Specialists during 47 in 1974 and 105 in 1973.

1976.
1976.

Of the 89 cases which arose in 1976, eighty-one and the remaining 4 from Essequibo 4 from the Berbice District.

or 91% of them were from Demerara, Appeals to Medical Boards Medical decisions Boards were conducted during 1976 to determine 180 cases where the of Medical Referees were held in doubt either by the claimant or the Scheme.

Of the 180 cases dealt with during 1976, ninety-six were allowed, or put away, no further 72 were disallowed action being and the remaining required.
12 were either abandoned Table XXX below 1972 to period gives the number of cases heard annually 1976, together with the numbers allowed, by Medical disallowed, etc.

abandoned Boards over the TABLE XXX NUMBER OF CASES HEARD BY MEDICAL BOARDS 1972-1976 Description (1) 1972 1973 1974 1975 1976 .

(2) (3) (4) (5) (6) Number of cases Boarded 400 330 253 235 180 Number of cases disallowed 278 179 93 88 72 Number of cases abandoned etc.
42 26 11 20 12 Number of cases allowed 80 125 149 127 96 Percentage of cases allowed 20 38 59 54 53 The Table shows that the number of cases boarded has been decreasing over the period 1972 to 1976.

The decrease absolute the number of cases abandoned.

between number of cases disallowed 1975 and 1976 was to the extent of 23%.

The so also has over the given period; �as also decreased The number of cases allowed increased between between 19?5 and 1976 was to the extent of 24%.
The 1972 and 197 4 then started gradually h decreasing.

percentage The decrease allowed of claims also followed a similar pattern but at a reduced rate.

Table XIX in the Annex gives the number of cases referred to Medical Referees and Specialists by districts.

44 .

---.

!..-· � Establishment and Organisation - There were 422 monthly paid staff on roll as at 31.12.

76.

This included 8 temporary and 4 parHime members.


Four employees were granted scholarships during University Government have been granted learning.

of Guyana to pursue full-time Institute scholarships degree courses to pursue a Commercial to pursue full time studies Technical Course.

To date, 17 employees at institutions of higher the year.

Three of them entered the the and the other entered Two new sub-offices during the year.
One was at Leonora were established and the other at Mahaicony on the East Coast Oemerara.

on the West The New Coast of Demerara Amsterdam new premises Local Office, and had its formal opening formerly housed at Princess Elizabeth Road, was removed to in January 1976.

Anniversary The 7th Anniversary of the Scheme was celebrated for the period included Activities October.

participation cavalcade of sports.

P.H.G.

as part of its activities.


in self-help Work in and around the city, a cultural The Scheme also made a presentation evehing to the children's and a one-day watd of the during 15th September one week of indoor sports for employees, and 1st + - I +·I 46 '"-:h ,,- I\ Pa.rt II Income and Expenditure INCOME- Income received was made up as follows durinA - 1976 amounted to $28,140,605 approximately.
This amount (a)Receipts from the sale of employed-persons stamps - $ 20,367,22 6 (b)Receipts from the sale of self-employed stamps - $ 169,932 (c)Other contributions - $ 1,310,103 (d)Investment and other income - $ 6,303,344 during The total income received 1975.

Increases experienced increase about 19%.

a minimal experienced 1976 was about 9% higher than that rflceived in items (a) (b) and (d) above.

Item (c) ately O,!;i%.


The , the extent of which was approxim in item (a) was about 7%, in item (b) about 2% and in item (d) to 1975 were experiflnced decrease relative during Receipts over the period 1971 -1976 are given in the Table below.

TABI..I: XXXI TOTAi.. !NCOMI; BY SOURCE 1871 -1876 (1) 1971 (2) 19'n 1973 (4) (3) 1974 (5) 1875 1976 (6) (7) 1.
Sale of- (a)�mployed Stamps 13,026,639 13,339,477 14,694,460 16,669,26 19,097,93 4 20,357,226 7 (b)Self.l�mployed $tamps 59,672 143,009 1 f:i7,365 163,697 166,705 169,932 Other Contributions 973,902 2.

1,066,162 1,206,305 1,309,502 1,317,081 1,310,103 3.

Investment and other Income ----�-·-... Total Income 1,262,948 .

--------·-·-· 1 16,668,26 16,322,16 ------ -- 2,009,623 2,619,72fi 3,810,249 5,303,749 6,:303,;344 1 18,877,855 21,852,7 15 .· 2!;i,88!

;i,469 28,140,605 As will be notice(;!


entire period items followed period mentioned.

a similar from an ex11mination With the exception pver the of thii.

Table, total inci:im@ irn;:mised of item 2, e!lc:h of the othflr complement11ry Item 2 inr;:re11seg 9rad1,1ally over the Pilttern over the given period.

1971 -1975 bYt then dflcreased minimally in 1976 relative to 1975.

-�- - --�-- of the percentage An examination from the sale of e.mployed litamps der;rea!ied from 85% in 1971 to 72% in 1S76.
Rel!eipts constant at 1% over the given period, remaineo remained constant 197(5.

The percentages under investigation below.

given in Table XXXII to investment relating di!

;trlbution of the.

:;e ittJm!i reveal!i that th!:!

receipts 9rad1,1111f y over the entire periog, moving fn;nn th!l Silla of self,employeo stilmps while other contribution r!3ceipts at 6% over the peri.od 1971 to 1874 th!m decre1_1�ec;I to 5% in 1975 1_1no income rosg consistently durin9 t he period , from 8% in 1971 to 22% in 1876.
This percentage distribution is 47 1·.

, II ,•I .
, II ,•I .

• TABLE XXXII PERCENTAGE DISTRIBUTION OF SOURCE OF INCOME SOURCE OF INCOME (1) 1971 1972 1973 1974 1975 1976 (2) (3) (4) (5) (6) (7) Sale of Employed Stamps 85 81 78 76 74 72 Stamps 1 Sale of Self-Employed 1 1 Other Contributions 6 6 6 6 5 5 Investment and other Income 8 12 15 17 20 22 TOTAL INCOME 100 100 100 100 100 100 Expenditure: Total expenses for the year 1976 amounted Administra tive cost amounted to $2,888,985 and benefit to $6,383,910 approximately.
5. payments to $3,494,92 A comparison with the correspondi by about 11%, Administrative expenses 13%.

ng 1975 figures by about 10% and benefit shows that total expenses expenses increased by about An examination of the series that there was an overall relating increase to expenditure in total expenses reveals increase both 1973 and 1974.

The 1976 amount was however 1.2 times that of 1972, about 1.4 times that of 1973 and about 1.2 and 1.1 times the 1974 and 1975 amounts not a smooth one.
In 1972 the total expense respectively.

about 1.7 times that of 1971, about 1971 to 1976 period.

This than in wa� greater over the period was however the.

stated during expenses Administrative increased absolutely over the given period.

The 1976 amount was nearly examination total expenses 1976 percentage disturb the trend.

twice that of 1971 but just about 1.1 times that of the previous of the percentages expenses which the annual administrative year.

An bore to the in 1972 to about 46 in 1975.


The to to 1975 but this was not heavy enough rose from 32 reveals that this percentage showed a decrease relative Annual benefit an overall expenses showed increase between 1971 and 1976.

The trend in 1972 in which year incidentally, however payments however decrease was disturbed was made.

The annual percentages which did not follow a similar pattern.

periods experiencing these payments These percentages during of fluctuation the highest the course.
actually bore to total expenses showed an overall amount of benefit Table XXXI 11 below gives the total expenses together with Administrative cost and benefit payments over the period 1971 to 1976.
48 ,_ TABLE XXXIII Description 1971 1972 1973 1974 1975 (1) (2) (3) (4) (5) (6) 1976 (7) Total Expenses 3,664,076 5,227,299 4,688,3495,145,490 5,716,226 6,383,910 Administrative Expenses 1,553,793 1,679,967 1,997,400 2,244,732 2,630,525 2,888,985 Percentage 42 32 43 44 46 45 Benefit Expenses 2,110,283 3,547,332 2,690,949 2,900,758 3,085,701 3,494,925 Percentage 58 68 57 56 54 55 NATIONAL INSURANCE FUND The net surplus for 1976 was $21,756,695ap proximately.
This when added to the for the period 1969 to 1975 brought the National Insurance Fund accumulated surpluses to$109,090, 230 approximately.

The accumulation of the Fund is gl'ven in Table XXXIV below.

TABLE XXXIV NATJONAL INSURANCE FUND Year (1) 1969 1970 1971 1972 1973 1974 1975 Annual Surplus (2) N.I.
FUND (Accumulated) (Surpluses) (3) 2,213,871 2,213,871 11,751,728 13,965,599 11,658,085 25,623,684 11,330,962 36,954,646 14,189,507 153* 51,144, 16,707,225 67,194,291* 20,169,244 87,333,535* 1976 21,756,695 109,090,230 *See Note 1 in Accounts.

_· -------- '_,.,,_.

__, ____ --.. ---· -- ---� -� ' .

--- .

-�--- --· .
--- .

-�--- --· .

49 As will be noticed by approxim increased surplus 1974 and 1975; 17% between from an examination ately 8% between 1973 and 1974 and 25% between of column 2 of the above table the amount of 1975 and 1976 as against 1972 and 1973.
21 % between At December 31, 1976, the Fund was made up as follows -- (a) Fixed Assets at valued $ 2,656,505 (b)Long Term investments valued at 91,091,3 57 at valued (c)Short Term investments 13,212,679 (d) Stocks at valued of stationery 62,904 (e)Cash in hand (f)Cash at Bank 259,095 220,781 at (g)Other assets valued 2,637,772 MINUS (h)Current Liabilities 1,050,863 Fund National Insurance 109,090,230 A comparison of the complementary items with those of the previous that year reveals fixed assets investments massive the latter the amount of other assets increases increased by about 80% and Stocks of Stationery by about 22%, Long Term investments by about 66%.
There were also by about 21%, Short-Term about 11 times the corresponding in Cash on Hand and Cash at Bank.

The former 1975 amounts.

liabilities.

was about 3 times and in were experienced Decreases and current the National Overall, of year amount.

about 12% in Treasury Insurance Eighty four percent Bills and Fixed Deposits.
Fund increased to the 1975 end and of the Fund was tied up in long term securities by about 25% relative A copy of the Audited Accounts of the National Insurance Board for year ending .

,,.

,• .

.

·/ ·1 31/12/76 is given below .

7 50 NATIONAL INSµRANCE BOARD REVENUE ACCOUNT FOR THE '(�AR ENDED 31ST DECEMBER, 1976.

1975 .

( ''$ Income .

19,097,934 \166,705 : .

Sale of stamps -employed , -'-self-employed 0 19;264,639 1,317,081 .5;289,797 .

Total stamp sales ·.


Other i:ontributions less refunds Investment income .Other income .. 13,952 ''.

.

.

25,88�,469.

_Total revenue.

.

Deduct: 0 Ex°penditure ' .

. '

$ 20,357,226 169,932 20,527,158 .

1,310,103 6,278,577 24;767.

28, 140,q_OS ·2;604�319 .

:l6,206 Admini�trative Printing NJ.S.

stamps .

expenses (note·3) 2,881,000 .

7,985 0 .

,· .

".''

' .

,6,;- $:_ •.. "2630525 ·.

_ I ,, I , , .· 2 888985 , I ..

I .

· ·� ·, '.·· Benefit· ' 714;227 · Injury .


259�839 · · Dlsablement 195 589 ·.

·.

Death · 11,9 Sickne"iis 661_: 332,917.

Mater11itv·'.

.

62 449 · Funeral:grant .

· •.· · ·· ' -' 4§'.oso · · • 61d ... ag1fgr:a11t\ , · ' ,: .

•·(\ "47,889 Jnvaiidityi · .. :}i,7$0' ... S.urvivci(s'grani <: .

39�,863 , ·: Old age pension ... ·: .

befalca�icin s_;,.

, _ _.;_;;_.;_ 707,784 263;021 ·219;723 7�3;9_86: · ;, 3_01 ;032_ .

'66 558 .

· ·· , ' .

·.:s9;11a.

.

."

47 937·· .


· : 1.3,985:; .J,2�;492, .• .
/;12A6d ··· (l .. ' ·' � NUMBER OF EMPLOYEES REGISTERED BY AGE, SEX AND MARITAL STATUS TABLE II 1976 Males Common Age-Group Married Single Widower Divorced Separated Law Total (5) (2) (3) (4) (6) (1) (8) (7) Below 16 991 16-19 47 7,706 20-24 305 2,590 25-29 257 391 3 30-34 220 120 1 6 991 15 1,710 24 2,923 37 19 693 370 2 3 4 4 35-39 160 J 10 2 1 7 20 300 40-44 141 53 3 3 45-49 124 47 5 50-54 105 32 3 2 2 55-59 57 34 3 6 60-64 55 22 4 1 65 & Over 61 33 10 1 5 3 2 2 3 3 N/S 1 5 8 5 213 186 10 154 2 6 2 104 91 110 6 Total 1,533 12,134 32 26 38 148 13,911 62 TABLE IV NUMBER OF SELF-EMPLOYED REGISTRANTS BY INDUSTRY AND SEX 1976 PURE SELF-EMPLOYED PREVIOUSL V EMPLOYED Grand Industry Males Females Total Males Females Total Total (1) (2) (3) (4) (5) (6) (7) (8) Agriculture and Livestock .
13 1 14 6 Sugar Cane Planting and Harvesting 1 Rice Planting and Harvesting 6 Forestry and Logging 1 6 2 5 6 20 1 .. -2·: 8 5 5 Fishing 2 2 24 24 26 Food Manufacturing 6 6 4 1 5 11 Rice Milling 3 3 3 Footwear Manufacturing 7 7 11 11 18 Manufacture Manufacture of Wood and Cork 4 of Furniture 9 and Publishing 2 Printing Leather and Leather Products Metal Industries Electrical Apparatus 1 3 1 Transport Equipment 15 Manufacturing 3 Miscellaneous Construc tio_n Wholesale and Retail Transport 31 5 36 29 1 30 66 28 11 39 19 2 21 60 10 10 4 4 14 Business Services 37 ·12 49 32 3 35 84 Community Services '•·'.
::.·.�c�' Recreation Services 1 1 1 3 2 5 6 1 1 .

� l��i::--� --, Personal Services 21 13 34 12 5 17 51 TOTAL 204 46 250 173 15 188 438 65 TABLE VI NUMBER OF ACTIVE VOLUNTARY CONTRIBUTORS BY AGE AND SEX 1976 Age (1) 56 60 61 62 64 65 N/S Total Male (2) 1 4 17 1 1 1 Female (3) Total (4):.
',,, 4 9 2 1 1 8 26 2 2 1 1 25 16 41 NUMBER OF ACTIVE VOLUNTARY CONTRIBUTORS TABLE vn BY WAGE-GROUP AND SEX 1976 Wage-Group (1) Male (2) Female Total (3) (4) II 111 IV V Total 3 3 1 5 13 25 5 4 4 3 16 8 7 5 5 16 41 67 OLD AGE PENSIONS IN PAYMENT AS AT 31.12.76 TABLE VIII Employed Self-Employed Employed and Self-Employed; Age (1) Males Females Males Females Males & Females Amount (2) (3) (4) (5) (6) (7) 65 534 60 19 3 616 16,623.70 66 145 17 162 3,597.30 67 39 6 2 68 10 4 47 14 1,032.30 242.00 Total 728 87 21 3 839 21,495.30 TABLE IX INVALIDITY PENSIONS IN PAYMENT AS AT 31.12.76 Age (T.O.A) (1) Male (2) Female (3) Forth­ nightly Amount (4) 57 60 61 tl2 63 64 5 2 8 4 5 TOTAL 25 68 16.00 135.50 48.00 230.90 126.20 109.70 666.30 TABLE X INVALIDITY 1976 GRANT PAYMENTS Employed Employed Self Age- Group (1) Males Females Males (2) (3) (4) Total (5) 31 -35 3 36-40 41-45 46-50 3 8 51 - 55 14 1 1 4 56-60 13 2 61 -64 3 TOTAL 44 9 2 3 3 1 5 12 15 15 5 56 TABLE XI OLD AGE GRANT PAYMENTS 1976 Employed Employed Self Age (1) 65 66 67 69 71 Males Females Males (2) (3) (4) Total (5) 116 15 1 13� 3 1 1 1 3 1 1 TOTAL 122 15 1 138 69 ..
I' .

·--­.. .. ,...
NUMBER OF FUNERAL BENEFIT PAYMENTS B Y AGE, SEX AND TABLE XII INSURANCE STATUS OF DECEASED 1976 ) -1 I Employed Self-Employed Male Female Male Female -f Directly Spouse Directly Spouse Directly Spouse Directly Spouse Age-Group Insured Insured Insured Insured Insured Insured Insured Insured Total (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) 1 1 1 Below 20 5 20-24 24 25-29 25 30-34 30 6 5 2 3 5 35-39 29 3 6 5 40-44 42 2 45-49 55 3 50-54 79 5 55-59 66 2 60-64 82 7 65+ 40 4 4 4 7 9 8 5 8 3 1 7 4 5 5 1 2 TOTAL 477 28 56 45 7 70 5 32 33 38 44 57 66 98 82 104 54 613 i _j NUMBER OF MATERNITY CASES PAID BY AGE AND EMPLOYMENT TABLE XIII STATUS OF RECIPIENT 1976 Employed Self-Employed Self-Employed Employed and Age Group Number Days Number Days Number Days (4) (7) (1) (2) (3) Benefit Benefit (6) (5) Benefit Below 20 34 1,957 34 1,957 20-24 434 24,601 434 24,601 25-29 582 31,553 2 139 584 31,692 30-34 245 13,126 245 13,126 35-39 107 6,295 107 6,295 40-44 43 2,314 43 2,314 45-49 12 732 12 732 50-54 1 48.
1 48 TOTAL 1,458 80,626 2 139 1,460 80,765 71 I , I I ·, -· -f ..,..,_ ---�- ----- TABLE XIV BY Sc:X, SECTOR AND BENEFIT DAYS NUMBER OF SICKNESS SPELLS �· SUGAR SECTOR NON-SUGAR SECTOR Benefit Days (1) Males Females Total Males Females Total (2) (3) (4) (5) (6) (7) Grand Total (8) .. .. .

:',/1 ' .. • "'i·�· 1---· 1 __ , •,' ... , .


-- -·--- ,� +.
,-+-,; �-- TABLE XVI DISABLEMENT PENSIONS IN PAYMENT AS AT 31.12.76 Sugar Non-Sugar Grand Total Number Number \ Number Percentage of Weekly of Weekly of Weekly Disability Cases Amount Cases Amount Cases Amount (4) (7) (6) (2) (1) (3) $ (5) $ 9�.00 4 126.00 7 225.00 TOTAL 186 1,483.17 232 2,282.57 418 3,766.34 75 NUMBER OF INJURY SPELLS BY SEX, SECTOR AND BENEFIT DAYS TABLE XVII 1976 Sugar Non-Sugar All Industries Females Males Females Total Males Females Total (5) (6) (7) (8) (9) (10) 213 Duration (Benefit Days) Males (11 (2) 19-24 273 25-30 126 31-36 60 37-42 32 43-48 39 49-54 25 55-60 25 61-66 14 67-72 14 73-78 13 79-84 9 85-90 5 91-96 3 97-102 3 103-108 6 3 109-114 1.15-1205 121-126 1 127-132 2 133-138 2 139-144 145-150 3 151-156 9 (3) Total (4) J cl {' .l f J ,I i 1 t' ] ] � �· .. j..·1 ,l TOTAL 4,744 689 5,433 1,693 58 1,751 6,437 747 7,184 .
/i\ 76 ·--··- ·-- .. t--- 1 CASES REFERRED TO MEDICAL REFEREES AND SPECIALISTS TABLE XIX 1976 Cases District (1) to Referred Referred Specialists (2) to Appeals to Appeals Referees Referees Allowed (3) (4) (5) East Coast Demerara 28 410 42 East Bank Demerara 10 166 25 27 17 West Bank Demerara 8 206 30 24 West Coast Demerara 12 295 37 24 Georgetown 21 82 7 7 J -{' � Linden Essequibo 2 2 West Coast Berbice West Bank Berbice New Amsterdam, East Bank Berbice ) 3 Corentyne ) Canje ) 6 55 8 5 f 18 3 79 Bartica Matthews Ridge 2 3 All Districts 89 1,323 152 107 I 1 f, 78 .
\ *j ( � j �l _J TABLE XX NUMBER OF VISITS MADE BY SICK VISITING TEAM 1976 District (1) ··} West Bank Demerara West Coast Demerara East Coast Demerara Number of Number of Number of persons Visits Successful Requested Made Visits to Medical Adviser to Report (2) (3) (4) 16 12 247 102 8 84 630 480 108 East Bank Demerara Georgetown 201 188 and Environs 171 144 35 95 Linden 193 165 135 Estate Dispensaries and Clinics 59 59 Georgetown Hospital 135 105 30 Private Hospitals Best Hospital Mahaica Hospital 135 135 33 33 12 12 Mahaicony Hospital 18 18 New Amsterdam Hospital 58 58 West Bank Berbice, ,'.
East Canje and Lower Corentyne 140 120 New Amsterdam 362 350 and West Canje Upper Corentyne 10 8 867 824 21 All Districts 3,277 2,805 534 79 .

� -.11 ��-(.

( SCHEME NATIONAL.

INSURANCE GUYANA P.O.

BOX 852 GEORGETOWN CABLE ADDRESS: GUYNIS,GEORGETOWN f, .

'I .

, .1 Design and Layout by Des!gn & Graphics •':t,:· .t-.­.. ,�� .

-r 80· .

: .

.

·.

· .

.

- ,.. - - �--- ....... _-� .. ,,..- -- -- - - .

.

-.

·-� - .