Source document: https://docs-lawep.s3.us-east-2.amazonaws.com/1697797158298.pdf (Guyana)
E C N A R U S N I L A N O T A N I A N A Y U G - D R A O B ' ' 7 7 7 7 T T R R O O P P E E R R L A U N N A 9TH ISSUE 1977 ANNUAL REPORT NATIONAL INSURANCE BOARD GUYANA -+ UNDER THE AUSPICES OF THE CDE.

MINISTER OF LABOUR IN ACCORDANCE WITH SECTION 36 1(a) CHAPTER 36:01 OF LAWS OF GUYANA .,,.--- ,......-.__.

1 " I ,_,I- J ._;- ·� CDE.

L. F. S. BURNHAM, O.E., S.C. -President, Guyana State Corporation 3 .

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CONTENTS Introduction in 1977 - Changes Financing & Other Changes Part I - Registration New Employers New Employees Average Industrial Total Employees Self-Employed Voluntary Contributors Age of New Employees Distribution Registrants Covered of New Employees Contributions to the Scheme - Full-Year Contributors Average Wage Pensions Branch - Old-Age Invalidity Pensions Pensions Survivors Widows over 45 years Widows with care of children Old-Age Grants Invalidity Grants Funeral Grants .... Short-Term Benefit Branch - Benefits Sickness Maternity Benefits .... Industrial Benefit Branch - Industrial Disablement Disablement Injury Benefits Pensions lump-sum (Grants) Industrial Death Pensions Widows with children Widows over 45 years old Annuities .... Orphan Pensions .... Care and Attention Medical Reference of Cases - Referees .... To Medical To Specialists To Medical Sick Visiting Boards Page 13 14-15 16 19 19 19 19-20 20-21 21-23 23 23-24 24-25 25-27 27 27 28 28-29 29-30 33-34 34-35 39-41 41-42 43-44 45 45 45-46 49 so 51 51 51-52 7 Page 52 53 53-54 54 54 57-58 58 59-60 63-70 72-84 CONTENTS (Cont'd) of Minor Cases by the Medical Department Treatment Safety Training Anniversary Establishment Celebrations and Organisation Income and Expenditure - Part II Income Expenditure Insurance Fund National RePort of the Auditors Statistical Annex Part IJI 8 LIST OF TABLES IN TEXT Table Number " I " II " III Number of self-employed " IV Number of employers Number of employees covered registered Description registrants distribution annually by N .I.S.
- 1969 -1977 16 -1969 -1977 20 21 -1971 -1977 of contributions paid Page Percentage annually Approximate wage-group -1969 -1977 500 persons) -1970 -1977 number of full year contributors and percentage of registered (nearest population " V " VI " VII Old-age Average wage -1969 -1977 pensions -number and forthnightly amounts pensions -1972 -1977 24 by sex and amount -1977 25 26 26 27 " VIII Movement of old-age " IX of invalidity Movement " X Growth of the invalidity " XI Number of survivors' " XII Number of old-age lump-sum payments " XIII Invalidity " XIV Number of funeral cases -1972 -1977 " xv Number of sickness -1971 -1977 " XVI Terminated cases and average pensions pensioners' spells maternity 28 29 30 33 cases paid population -1972 -1977 -1972 -1977 -1970 -1977 payments duration lump-sum -1977 22 23 24 -1971 -1977 " XVII Number of women covered (age 16 -52) and rate of claim " XVIII Number of injury " XIX Wage-group " xx Percentage by sex and sector spells distribution of injury of injury distribution spells spells -1977 by sex and -1977 sector " XXI Average duration " XXII Number of injury of spells spells -1 977 by sex and sector -1977 by sector and average number of benefit days -1970 -1977 " XXIII Number of disablement " XXIV Movement " XXV Number of recipients pensions of disablement awarded -1977 lump- of disablement pensions during 1977 sums by sector, -1977 " XXVI Number of disablement lump-sum payments sex and average degree of disability -1970 -1977 " XXVII Number of industrial deaths -1977 which gave right to benefit " XXVIII Movement " XXIX Percentage " XXX " XXXI Number of appeals of industrial distribution to MedicalReferees -1977 death pensions of cost of medical -1972 -1977 to Medical Appeals Boards -1972 -1977 care -1977 34 35 40 40 40 41 41 42 43 44 44 46 46 49 50 51 9 LIST OF TABLE IN TEXT (Cont'd) Table Number " XXXII Number of visits Description made by sick visiting team by areas " XXXIII Number of visits made by sick visiting team -1977 -1974 -1977 " XXXIV Annual percentage XXXV Annual
 percentage increases in income -1971 -1977 distribu tion of income -1971 -1977 " XXXVI Total expenses -administrative and otherwise -1971 -1977 " XXXVII National insurance fund Figure I Industrial -employers registered -1977 Charts in Text distribution Figure II Cases paid in pensions branch Figure III Cases paid in short-term benefits branch -1970 -1977 Page 52 52 57 58 59 59 17 31 37 Cases paid in the industrial benefit branch -1970 -1977 47 61 of benefit payments -1977 Percentage distribution Figure IV Figure V 10 LETTER OF TRANSMITTAL Dear Comrade President, With a feeling of full satisfaction, I submit to you the Annual Report of the Board of Scheme for the year ended December 31, 1977.
Directors of the National Insurance 2.Total income for the year was $31.9 million, Expenses incurred totalled approximat million million $23.8 million $109 million ely $3.8 million.

over 1976.

Of this amount, and administrative expenses - $2 million at 1st January, payment $3.5 million.

of benefits Net addition an increase $8.1 million, to contributors over 1976 by of $1.
7 an increase for $4.6 accounted to the Scheme was therefore fund has risen from more than 1976, hence the accumulated 1977, to $132.9 million at 31st December.

3.Despite increases other salaries, your Directors by 1% over 1976 and 2% over 1975. in the minimum wages and the consequential in the changes were able to reduce Administrative costs to total expenditure, 4.During the year there were two notable decisions.
age was reduced contribution pensionable increase contributions, benefits were improved flowed, this was achieved rates by 1.4% as they relate to employed, so as to cover the extra cost.

Contribution to the advantage at no expense of the contributors to the contributors.
On August 1, 1977, the to self-employed conditions and although relating and voluntary to maternity benefits increased from 65 years to 60 years, and as a result it was necessary 5.The final figures however revealed that Pension Benefit Payments have more than doubled the 1976 level; expenditure added to a marked increase has increased on Benefits over the year 1976 "pay-out" and maternity by some 27%.
in sickness benefits, the Your Directors are therefore satisfied that the Scheme is achieving its twin objectives:- i) It is maintaining, reason which meets with the through illness, level, terms of the Scheme, or old age; and at a reasonable injury industrial the jncome of contributors who, for any suffer a loss of earning ii) By earning good returns channelled Reconstruction, payments and Contribution it is able to maintain into programmes income.
for National from its investment which are in State Securities, and Economic Development Benefit equilibrium between the actuarial 6.So as to enable the scheme to operate administratively completely Directors so doing, embarked were recruited monitor safety measures to industrial injury benefits, industrial responsible hazards.

the management restructured upon a system of management relation succession.

in June, 1977.
in June, 1977.

In addition, and provisions This became necessary which we attributed because to the possibility we detected that certain we introduced in all enterprises safety, with the advent of the National for the caring of persons who incurred Insurance injury serious from industrial accidents.
manner, your in an effective and in ships in the Corporation Two Management Trainees Safety Division to unduly are exposed an Industrial where workers a minor 'run' on industrial outfits were relaxing Scheme which became on 11 I am satisfied feel that in the existing Public Service, constant devotion that the Scheme will continue staff, I have involved a team whose dedication to do well.
I have had every reason to the high ideals of the Scheme and whose to of whose knowledge of the intricate functions to match.

to duty are difficult Yours co-operatively, D.I.

Yankana, Executive Chairman, Public Utilities & Services, Guyana State Corporation.

12 INTRODUCTION The Ninth Annual Report of the National with Section in accordance 36:01.

Insurance 36, l(a) of the National Board -Guyana is presented hereunder Insurance and Social Security Act No.
This report seeks to summarise the major activities of also to draw attention to trends which are developing in this area of Social Security .

the Board during the year 1977 and As a matter of convenience the activities cing of the Board and the third part is a collection in the analysis of the Board during the year in question, this report is written of Part I. in three ( 3) parts.
The first part summarises the second part deals with the finan­ of statistical tables which may be used 13 Part I CHANGES IN 1977 Changes were experienced in two benefit branches during the year.

They were:- (a)Long Term 'Benefit (b)Short Term Benefit Branch.

Branch, and In (a) above, the retirement This change resulted who stood to loose their pension tion life by 5 years.
in the award of contributions Awards were limited rights as a direct to the maximum of 250. result from 65 to 60 years as from August 1, 1977. the ages 45-60 years to persons between of the shortening of their contribu­ age was changed In the case of those persons award of contributions, sum payouts, not been made.
who qualified the awards were still for a lump-sum of the made so as to boost the amount of the lump­ payment, irrespective and to make them no worse off than they would have been had the change The effect of the change in the retirement the Invalidity Pensioners' lump-sum population years.

to the age group 16-60 recipients age on Invalidity to the age group 55-60 Benefit was the delimiting and the population years, of of In the Short-Term Benefit were modified this Benefit.
the qualifying contribution-wise for the receipt in an effort to expose more working from March 16, 1977.

The change became effective Benefit Branch, conditions women to of Maternity The original qualifying conditions stipulated that:- i)the cont.ributor should have paid at least 50 contributions since entry into insur­ ance, and ii)in the 30 weeks immediately before the week of expected for at least 20 weeks.
preceeding confinement, the week identified as the sixth week the person should have contributed The modifications were - In (i) 50 was changed to 15, and In (ii) the numbers '26' and '7' were substituted for '30' and '20' respectively.

The change in (a) was brought other workers' ment age more in line with the retirement Private about as a result to the government representatives of representations to bring the National ages which obtain generally These are 55 and 60 years respectively.

Sectors.
Sectors.

made by unions and both in Public and Insurance retire­ The Change in (b) stemmed from the peculiarity It is the practice of our industries.

few weeks after confirmation for the benefit.


of pregnancy, of employment to lay-off which obtains pregnant their chances in these industries thus reducing women just a of qualifying in certain 14 FINANCING result As a direct or income allocated increase of the change in the retirement age, the percentage to the pensions' branch was increased of the insurable by 1.4%.

This caused an overall wages in the percentage of the insurable wages or income collected by the Scheme.
The employed, and voluntary These new rates are 8.9% for the employed, voluntary self-employed contributor.

contributors 7.4% for the self-employed were all affected and 5.4% for the by this change.

OTHER CHANGES A new dimension post of Safety Officer.

ing and recommending wastage in all industries.

a wider area of inspection.


was added in the area of preventative This officer is charged with corrective His duties measures therefore in an effort to reduce accidents are similar to the Factories of the by the creation of visiting, observ­ and other the responsibility Officer but with measures 15 NEW EMPLOYERS REGISTRATION was extended Coverage ers of domestics.

and an additional 271 ers had eleven or more employees Overall, each.

during 1977 to 527 new employers.


there were 224 employers These included who had just one employee 129 employ­ each, 32 employ­ The remaining who had on the averag e 4 employees.

of these new employers The analysis culture, 13% joined the Construction for about 9%, Transport and Fishing Sector, Sector.
and Storage Forestry , industry-wise, reveals that about 9% joined the Agri­ 18% joined the Manufacturing Sector and about Gas Distribution accounted 8% and Services in general for about 1%, Commerce for 42%.
The advent of these new employers about 10% of the total number of employees registered during 1977. gave rise to approximately 2,000 new jobs or just Distribution of the 1977 Industrial in the number of employers A comparison were major differences Sector; facturing 1976, whilst an increase the extent of 2.7 times that of 1976.

In the Services dropped in the Construction in the number of employers In the Manu­ in 1977 to about 2.6 times that of Sector the number dropped by about 36%.
There was the Commerce Sector and that was to with that of 1976 reveals entering from about 58% in 1976 to about 42% in 1977. the number of employers four industries.
increased entering that there Sector the number of employers Overall, drop relative to those entering in 1976. the number of new employers entering the Scheme during 1977 showed a 20% There were 4 employers the total number of exists since the introduction number of active who ceased business by the Scheme to 10,975. operations employers covered during 1977 and these brought of the Scheme, to 193 and the total Table I below shows the number of employers entering number leaving and the accumulated number covered for the period 1969-1977. the Scheme together with the Table I NUMBER OF EMPLOYERS COVERED BY N.I.S.
1969-1977 Description 1969-1973 1974 1975 1976 (1) (3) (4) (5) Annual Registration 8,741 574 667 659 Number of Exits Na 163** 11 15 Number covered by N.I.S.

8,741 * 9,152 9,808 10,452 (2) 1977 (6) 527 4 10,975 *Includes exits.

**Includes exits for period 1969 -1974. out at this stage that the number of exits as recorded to those employers There are employers, It must be pointed relates nesses.

left the Scheme during the period under investigation of such doings.
as yet known but an exercise mostly employers To that extent, the figures is afoot to have it ascertained.

of domestics who have notified the Scheme of the cessation in row 2 of Table I of their busi­ who have the Scheme labour, given in row 3 are inflated.

This extent is not but who have not notified and similar Table 'A' in the Annex gives the number of employers by industry and size while Figu re 1 shows this distribution registered diag ramatically.
during 1977 analysed 16 INDUSTR!AL DISTRIBUTION -EMPLOYERS REGISTERED Figure I 1977 DOMESTIC MANUF ACTIJRING OTIIER SERVICES CONSTRUCTION • AGRICULTIJRE FORESTRY& FISHING • COMMERCE ,.

TRANSPORT & M a• COMMTTNJCATION • O'IHER INDUSTRIES NEW EMPLOYEES Employees 20,731. who registered Of these, 12,955 were the male registrants with the Scheme for the first time during 1977 numbered and 7,776 the female.

As regards and the remaining and comman-laws.


the male entrants, 1,649 or 12.7% were married, 11,099 or 85.7% were single 207 or 1.6% were distributed among widowers, divorcees, separated Female entrants 5,649 or 72.7% were single common-laws and separated.

were distributed in the following manner: 1,642 or 21.1% were married, and the remaining 485 or 6.2% were the widows, divorcees, AVERAGE AGE The average ing at 22 years and females at 25 years approximately.
in the case of males the average sons 19 years.

in 1977 was approximately Corresponding age of entrants ages for females age of married persons 23 years overall A further with males stand­ that reveals per­ was about 38 years and single analysis were 3 2 and 22 years approximately.

The average age of employees entering the Scheme annually is given below.
1969 1970 1971 1972 1973 1974 1975 1976 1977 age 34 32 32 27 25 24 23 23 23 Average As will be noticed last 3 years after it had undergone the overall average age of entry into the Scheme held steady over the a steady decline over the period 1969 to 1974 .

of the 1976 entrants the average A comparison tioned earlier of approximately married females entering during 1977. with those of 1977 shows that in all categories men­ ages were approximately the same.
There was a slight increase 1 year in female entrants and this was as a result older un­ of slightly OF EMPLOYEES-INDUSTRY-WISE Forestry distribution- DISTRIBUTION The industrial the Agr iculture, and Bauxite ment in the Manufacturing ment Services The remaining 2,872 persons and Wholesale Sector.
Sector 4,030 persons Trade Sector Mining and Quarrying Sectors, of these new employees and Fishing shows that 3,846 or about18.5 % joined in Diamond and a further 5,074 persons secured employ­ Govern­ 3,388 persons.

Sectors Construction and Other Services 1,051 persons, were absorbed 4 70 persons Domestics Sector absorbed including among the Other Sectors were distributed with the Retail absorbing 1,546 or 53.8% of that number.

In the Government Services Sector, males and this was also the pattern 1.6.
In the two known onal Service respectively.

male to female ratios the female entrants.

female entrants in the Banking i.e., sectors, outweighted female dominated the female entrants Sectors, In the Manufacture were approximately of Food, Printing than were about 1.3 times heavier Sector where the weight was about Manufacture of footwear and Pers­ the males by 3.3 and 6.0 times Sectors, and Retail and Wholesale the the same.
In all other Sectors the male dominated TOTAL EMPLOYEES COVERED The registration who were registered up of 202,162 males and 71,995 females .

of the 20,731 employees during 1977 brought with the Scheme since its inception to 274,157 the number of persons and this was made The number of recorded 3,69_4 of which 624 were the reported exits from the employed population 201 were reported deaths, to have moved to self- during the year totalled 19 employment Invalidity.
results to 264,029, and a further 2,773 moved out of the active population In addition, moved to the Voluntary 96 persons (i) a deflation of these movements were: of the accumulated Contributor's due to Old-Age and The population Population.

registered and (ii) an increase in the accumulated number of recorded exits to 10,128.
The Table below gives the number of persons registered 1977. annually over the period 1969- Table II NUMBER OF EMPLOYEES REGISTERED ANNUALLY 1969-1977 Description (1) Males Females Males & 1969 1970 1971 1972 1973 1974 1975 (2) (3) (4) (5) 1976 1977 (9) 71,097 37,845 17,440 12,025 12,617 12,245 12,027 13,911 12,955 19,351 9,851 5,235 5,073 5,336 5,605 5,816 7,952 7,776 (6) (7) (8) (10) Females 90,448 47,696 22,675 17,098 17,953 17,850 17,843 21,863 20,731 A comparison crease in 1977 of about 5%.
The decrease females 2%.

The overall decrease of the total 1977 entrants with those of 1976 reveals that there was a de­ in males was to the extent of 7% and that of was due mainly to a decrease in the registration of males.

The annual number of female entrants, actually 1977 relative to the previous year.
maintained its course only decreasing which took a significant minimally, upward swing in 1976, i.e., by about 200 persons in As was the case in 1976, the majority absorbed by existing industries as replacements and additions to staff.

of these new employees i.e., about 90%, were REGISTRANTS SELF-EMPLOYED There were 352 persons 307 or 87% were males and 45 were females.

Persons but who during the year switched persons were the pure self-employed to self-employment registrants.
who registered as self-employed totalled during 1977.

Of this number, who were previously 201.

The remaining employed, 151 Among those persons into the Construction ing.

Agriculture, Furniture who moved from employment field and a further 24 or 12% went into Wholesale to self-employment, 29 or 14% went and Retail Trad­ Manufacturing and Transport Services accounted for 8% each.
The three other industries which accounted equipment), similar professional accounting services, for another 7% and Business for 6%.

which accounted for about 7%, Manufacture of Transport equipment ·i.e., Services, were Fishing, of transport (repair and Legal, Medical which claimed a significant number of persons As regards the previously employed.
the pure self-employed registrants, the industry pattern was similar to that of age of the new self-employed The average males standing and joined the self-employed ployment younger than the pure self-employed.

40 years approximately.

The average at 39 years and females at 40 years approximately.
who left em­ population registrants was 39 years approximately Persons with were on the average age at entry of the latter about 2 years group was 20 by marital The analysis male registrants married status were married and 24% were single.

shows that unlike the employed 26% single.


as against population, 70% of the were 53% of the female registrants Table Ill NUMBER OF SELF-EMPLOYED REGISTRANTS 1971-1977 Description (1) Males Females 1971 1972 1973 1974 1975 (2) (3) (4) (5) (6) 2,478 1,166 270 381 347 1976 1977 (7) 377 307 (8) Males & Females 548 273 65 65 79 3,026 1,439 335 446 426 61 45 438 352 During 1977, there were 44 persons reported an invalid.

population at December 31, 1977 .


There was no recorded of active to have died, 38 joined the population who left the self-employed of old-age population.

benefit recipients were 5 persons and 1 became self-employed persons stood therefore at 5,700 approximately movement from self-employment to employment.

The as Table 'B' in the Annex gives the 1977 registrants 'C' gives the analysis analysed Status.
by Age-Group, Sex and Marital by Industry and Sex, and Table VOLUNTARY CONTRIBUTORS The number of persons Voluntary to the cumulated granted population to 689 as at 31.12.77.

Contributors who left active to become to the Scheme during 1977 was 96.

This number when added and were granted permission service as at 31.12.76 brought the total number of certificates The number of persons due firstly, tion of the pensionable The cumulated years.
to persons opting to the old-age age and secondly, pensioners' to the non-payment was 641. number of exits as at 31.12.77 who left this population during 1977 was 553.

These population as a result exits were of the reduc­ for previous of contributions At the end of 1977, there were only 48 persons 12 paid contributions.
wage-group V, 2 in the wage-group The distribution III and 1 in wage-group I. by wage-group shows that 9 persons left in this population, of whom only paid in the The number of certificates years shows a 4% drop whereas compared with that as at 31.12.76 granted in 1977 when compared with those of the previous the number of active shows a 97% decrease contributors .

as at 31.12.
77 when CONTRIBUTIONS The percentage of collection TO THE SCHEME distribution was distributed made during 1977 through the various systems of contributions as follows: (a)Sale of adhesive (b)Sale of adhesive ( c)Impressed stamping (d)Direct payment system (including stamps (Employed)- stamps (Self-Employed)­ 42% 1% 21% schedule system) 36% A comparison butions above that percentage made through of these percentages with corresponding 1976 figu res shows that contri­ (a) and (b) above fell from 59% in 1976 to 43% in 1977.
In (c) increased from 12% to 21% and in (d) from 29% to 36%.

21 The number of weekly contributions 6,531,100 approximately just about 1.3% with self-employed made to the Scheme in the various accounting for 83,100 approximately wage-groups was or The wage-group of receipts were made in each of the wage-groups wage-group IV, 45% in the wage-group distribution from the employed category reveals that 11 % I and II, 14% in the wage-group III, 13% in the V and 6% in the wage-group X.
The self-employed in wage-group contributions were distributed II, 6% in wage-group III, 18% in wage-group I, 9%· as follows.

26% in wage-group V. IV and 41% in wage-group A comparison of these percentages with those of the previous years is given below.

An examination reduction increased its declining of this series in the wage-group minimally.

course.
course.

relating IV and an increase to the employed shows a significant II and V to follow I held steady at 11 % and III continued X. Wage-groups in wage-group population The wage-group The sign ificant feature mainly in the decrease in wage-group IV.
however was the increase in the wage-group X which was reflected PERCENTAGE WAGE-GROUP OF CONTRIBUTIONS Table IV DISTRIBUTION PAID ANNUALLY 1969-1977 Employed Population (2) (3) (4) Wag e Group Year I II III IV (1) V (5) (6) 12 12 12 13 14 18 36 19 42 44 45 18 13 23 26 21 9 X (7) 1 21 1 1 1 29 1 1 1 2 6 Self-Employed This increase which caused the entire to that group.
in wage-group X obviously 60 years plus working from the change in the pensionable to be transferred population resulted automatically age the self-employed I to the wage-group reduction As regards wage-group was also a significant resulted effect in 1977. from the increase population there was a conspicuous movement from the IV, which moved from 4% to 18% during the year.
There could have V. This latter which came into within wage-bands in the wage-group in rates of contribution movement FULL YEAR CONTRIBUTORS The number of full year contributors employed numbered and employed 1,600 approximately 129,000. during 1977 was approximately 130,600.

Self­ Based on these calculations, to be contributing the number of persons registered who could have been deemed fully (50 weeks) during 1977 was just about 48% approximately.
The annual number of full year contributors over the period 1970-1977 is given below.

The Table shows that in 1977 the number of em ployed full-year to 1976 by 4% approximately.

contributors In the case of the self-employed, in 1977 relative fell relative contributors the number of full-year increased actually to 1976.
Table V APPROXIMATE NUMBER OF FULL YEAR CONTRIBUTORS (nearest 500 persons) OF REGISTERED AND PERCENTAGE POPULATION 1970-1977 Year (1) 1970 1971 1972 1973 1974 1975 1976 1977 Employed Employed Population Populati on Self- FYC as %ge of (5) (3) (4) - (2) 98,000 98,000 71 101,000 500 ' 101,500 62 104,500 1,500 106,000 58 110,500 1,500 112,000 56 114,500 1,500 116,000 53 127,000 1,500 128,500 54 1,500 136,500 55 135 000 129,000 1,500 130,500 48 As can be seen, the percentage 1977 was the lowest of stabilisation in 1974. ever in the series.
which full-year contributors These annual percentages fairly rapidly had started from 71% in 1970 to 53% bear to total population in a process in 197 5 and 1976 after decreasing However, the 1977 figu re reflects a rather sharp decline relative to that of 1976.

AVERAGE WAGE The average for the employed is deflated an average and not as actual averages.

wage during 1977 as calculated from the wage-group distribution was $43.32 and $38.92 for the self-employed.
to the extent that all persons working of trend of $55.00.

It must be pointed for over $50.00 per week are placed at should be used as indicators The annual averages out that this average therefore 23 The annual averages below.
analysed for period 1969-1977 by category of employment is given Table VI AVERAGE WAGE 1969-1977 Averag e Wag e Category 1969 1970 (1) (2)(3) Employed 34.67 34.80 Self- Employed - - 1971 1972 1973 1974 (4)(5) (6) (7) 35.19 36.69 38.21 41.22 1975 1976 1977 (8) (9)(10) 42.45 42.70 43.32 37.24 35.50 35.04 35.93 36.66 37.10 38.92 As can be seen, these annual averages and self-employed the wage-group categories.

III.
III.

The average the self-employed, their upward trend in both the employed the 1977 average during 1977 was in the wage-group remained in IV.

for the employed continued As regards BENEFITS OLD-AGE PENSIONS: PENSION BRANCH The number of persons 2,261.

Of these, accounted ients was 62.5 years .

.The 4% in the age-group for 24 cases, 66-70 years.

who joined the old-age pensioners' population during 1 977 was 286 were females and 1,975 were males.

The 20 of which belonged to male recipients.


population self-employed The average age of recip­ years with a negligible majority of recipients were between 60-65 The number of pensions are given in Table VII below.
granted each year together with the average forthnightly amounts OLD-AGE PENSIONS - NUMBER AND FORTHNIGHTL Y AMOUNTS Table VII Annual Increase 1972-1977 Year (1) Males Females Total Exits Population Active Forthnightly Amount Amount Forthnightly (2) (3) (4) (5) (6) (7) (8) Average 1 10 1972 1973 1974 1975 1976 1977 Total As will be noticed of 1976, with the males' figure being about 8.5 times and females' 1976 corresponding the number of pensions granted figu res.
during 1977 was about 8.6 times that about 9.2 times their The average forthnightly amount decreased somewhat, relative to 1976. from the change in the pensionable age which took effect from resulted These experiences Augustl, 1977.

Persons to the pension payment once the contribution inclusion result who entered of this large number of persons the average this population forthnightly were entitled who were within the age-group of deflating 60-65 immediately requirements were satisfied.
became eligible The sudden had the population new pensioners into the old-age pensioners' amount in that most of these to the minimum level of the payment.

The movement of old-age pensions during 1977 is given below in Table VIII.
MOVEMENT OF OLD-AGE PENSIONS BY SEX AND AMOUNT Table VIII 1977 Male & Forthnightly Description Male Female Female Amount (2) (3) (4) (5) (1) Pensions in payment at beginning of year Pemions granted Pensions the year by terminated during 749 90 839 $21,495.30 during the year 1,975 286 2,261 58,098.20 (1)Death (2) Other Causes Pensions of year in payment at end 24 3 - - 27 (-680.10) - - 2,700 373 3,073 78,913.40 The average imately forthnightly amount at the beginning of the the same as at the end of the year.
The year-end year was $25.62 which was approx­ average was $25.

70 approximately.

The Table 'D' in the Annex gives the number of old-age 31.12.77 by age, sex and employment analysed status of recipients.

pensions which were in payment at INVALIDITY PENSIONS Seventeen were all from the employed Invalidity Pensions were granted during 1977.

The recipients of the benefit category.

There was only one female recipient.

The average $23.00 approximately.


age of new recipients was 61 years and the average forthnightly amount was The wage-group wage-group distribution shows that 6 pensions were paid in the wage-group V, 1 in the IV, 3 each in the wage-group II and III and 4 in the wage-group I.

As a result confined to the age-group this population 31.12.77.

This movement of the change in the retirement age during the year, this population became 55-60 years.
This change had the conspicuous effect of reducing to a mere 4 persons is shown in the Table IX overleaf and the average .
forthnightly amount to $16.50 as at 25 MOVEMENT OF INVALIDITY PENSIONS Table IX 1977 Descript ion Male Female Male & Female (1) (2) (3) (4) - Total F orthnightly Amount (5) Pensions beginning in payment at of year granted during the Pensions 25 1* 26 $ 666.30 year 16 1 17 390.50 Pensions terminated during the year by 2 (1) Death (2) Ceased to be an invalid1 34 (3) Old-Age - - 2* 36 2 1 66.00 22.40 1,034.00 in payment at end of Pension year *Includes 1 self-employed 4 - 4 66.00 As can be seen from an examination during 1977 left and joined the population of old-age pensioners.
of the table, about 84% of the population which existed The population of invalidity pensioners were 58 years of age and 2 were 59 years.

as at 31.12.77 was made up of 4 males, 2 of whom The actual growth of this population over the period 197 3 to .1977 is shown below in the Table X.

Table X GROWTH OF THE INVALIDITY PENSIONERS' POPULATION Annual Increase tly Year Male Female Total Exits Amount Amount F orthnigh tly .
F orthnigh Average (1) 197 3 1 1974 6 1975 14 1976 14 1977 16 (2) (3) - - 1 - 1 17 (4) (5) (6) 1 33.00 6 15 14 2 159.30 26.55 3 352.50 23.50 5 376.10 26.86 39 390.50 22.97 (7) - - Total 51 2 53 49 The Table shows a gradual shows that the average within the limits increase forthnightly $23.00 to $27 .00 approximately.

in the number of pensions amounts of the pensions granted annually.
over the years fluctuated It also 26 Table 'E' in the Annex gives the number of invalidity pensions as at 31.12.77. classified by ag e and sex SURVIVORS Fourteen widows who were either over the ag e of 45 years at the time of death of the pensioner or who were under age 45 years but had in their care children were made during 1977.

The rec1p1ents benefit payments of the deceased survivors' were all .
WIDOWS OVER 45 YEARS There were 11 widows who qualified ag e of these widows was 58 years approximately They were all granted for the payment under this condition.

with an ag e-range The average from 4 7 to 76 years.

approximately.

lump-sum payments averag ing $572.00 WIDOWS WITH CARE OF CHILDREN The 3 widows who qualified care children of the deceased, ag e of these widows was 43. years approximately.
received for this benefit under the condition that they had in their an average lump-sum payment of $717 .00.

The average The number of children with the average being 11 years.

included in this benefit was 11.

Their ages ranged from 4-16 years the averag e value of the payments Overall, made in the wage-group about 14% each and the wag e-group IV, 7%.

V and 29% were in the wag e-group was $603.00.

About 36% of the payments III.


Wag e-groups I and II had were The overall average age of the recipients was 55 years approximately .

for survivors' There were 4 7 applications persons cases was that the deceased were not deemed to be invalids The reason in all at the time of death.

benefit which were disallowed.

The number of survivors' the Table XI.


benefit cases paid over the period 1972-1977 is given below in Table XI NUMBER OF SURVIVORS' CASES PAID 1972 - 1977 Category of Beneficiary Other Year (1) 1972 1973 1974 1975 1976 1977 (2) Widows Orphans Dependants Total (3) (4) (5) - - 2 - - 28 47 20 11 23 14 - - - 1 - - 28 47 22 12 23 14 - Average Amomd: (6) 664.00 653.00 648.00 490.00 680.00 603.00 An examination So far, orphans ers have not entered of the table reveals and other dependants the population.
that widows were the main recipients role while parents have played a negligible of this benefit.

and widow­ The annual number of cases have so far been small relative to other types of benefit.

27 OLD-AGE GRANTS The number of old-age 14 were payments category lump-sum payments made to self-employed persons.

made during 1977 was 452.

Of this number, from the employed The 438 recipients were made up of 62 females and 376 males.

Overall, there were 388 male and 64 female recipients.
The average at $430.20, employed value of the lump-sum employed females females at $188.20 approximately.

was $415.50 overall, with employed males standing at $353.30, self-employed males at $315.20 and self­ The overall average recipients.

average age of the recipients was 64 years approximately.

This was also the for both the employed and self-employed groups and for both male and female The wage-group wage-group each approximately.
distribution shows that 32% were paid in the wage-group IV and 24% in wage-group III.

The wage-group I and II accounted V, 6% in the for 19% The Table XII below shows the number of old-age the average over the period 1970-1977 together with lump-sum amount of the payment.
payments granted annually Table XIl NUMBER OF OLD-AGE LUMP-SUM PAYMENTS 1970-1977 Year (1) 1970 1971 1972 1973 1974 197 5 1976 1977 Self- Employed Employed Total (2) (3) (4) Average Amount (5) 16 86 137 105 70 113 137 438 - - - 4 2 5 1 14 16 86 137 109 72 118 138 452 63 .. 00 279.00 540.00 450.00 377.00 324.00 414.00 416.00 after which there was a steady lowering until 1974.

Thereafter, rapidly The Table shows that between fairly of cases began increasing.

that of 1976.
that of 1976.

This significant sionable age during that year which was expected During 1977, the number of payments most likely, increase, jumped to about 3 times resulted from the lowering effect.

to have that directional of the pen­ 1970 and 1972, the number of lump-sum payments increased the number The average when a one-year lag was experienced in the movement.
amount of the payment followed a similar pattern with the exception of 197 3 The Table 'F' in the annex gives the number of old-age age and employment of recipients.

status grants made in 1977 analysed by INVALIDITY GRANTS Fifty-eight belonged invalidity to the employed category.

lump-sum payments save one were made during 1977.

All recipients 28 The average amount for males standing amount of this payment was $492.00 approximately, overall, with the average at $515.00 and females $289.00 approximately.
The average 51 years approximately.

age of the male recipients Only 6 females receive ears, female recipients this benefit during the year.

was 52 j 46 years and overall The wage-group V, 15% in the wage-group and I respectively.
distribution shows that 45% of the payments were made in the wage-group IV, 19% in wage-group III and 14% and 7% in the wage-grou ps II An examination the period 1972-1977, period 1972-1974 dropped marginally greater was fractionally reaching relative of the number of invalidity lump-sum payments granted reveals that the number of payments over annually over the increased in 1974.

In 1975 the number gradually a peak of 90 cases approximately to 1974 followed by a 34% drop in 1976.
The 1977 figu re than that of 1976.

This is shown in Table XIII below.

The average imately.

amount of the payment was at its highest in 1977 standing at $490.00 approx­ INVALIDITY Table Xlll LUMP-SUM PAYMENTS 1972-1977 No.of Year (1) 1972 1973 1974 1975 1976 1977 Payments IAverage (2) (3) 58 73 89 85 56 58.

310.00 452.00 424.00 422.00 443.00 490.00 The Table 'G' in the Annex gives the number of 1977 cases analysed of recipients.
by age-group and sex FUNERAL Five hundred and eighty-five 30 of these were disallowed.

ing 29 because claims for funeral benefit were received because One was disallowed of late submission during the year.

and the remain­ -was not met.

the contribution requirement - i.e., 50 paid contributions Of the 5 55 paid cases only 5 were from the self-employed in this category who penses.

died and the husband was given this assistance category.
There was just 1 female to defray funeral ex­ The remaining the insured 550 cases were from the employed population.

person had died and 84 were the deaths of spouses 466 of these were cases where of insured persons.

The average less than this amount.

value of this benefit was $100.00 although in 4 cases the recipients were given Of the 550 cases which arose from the employed 418 of these were directly category, and .1 � were the spouses 461 were in respect of female insured insured of males .

persons.
persons.

29 Of the 89 cases which arose from female deaths 41 were spouses were females who were directly insured.

of insured males and 48 The number of cases which arose over the period 1972 to 1977 is given below in Table XIV.
Table XIV NUMBER OF FUNERAL CASES 1972-1977 Year (1) 1972 1973 1974 1975 1976 1977 Spo use Directly of Insured Insured (2) (3) 489 478 456 565 540 471 38 120 47 76 73 84 Total (4) 527 598 503 641 613 555 An examination cases between category of the Table above reveals 1976 and 1977.

This drop was however that there was a drop of about 9% in funeral insured experienced in the directly only.

The decrease there was to the extent of 13% approximately.
Table 'H' in the Annex gives the number of funeral status age-group and insurance of deceased.

cases which arose in 1977 analysed by Figure II shows the number of cases paid in the pensions 1970-1977. branch during the period 30 § ) 4 E Z a .

z O O C 1970 - 1977 % 0 9 6 0 9 9 6 9 2 , % I % 8 % 0 Z D C •-n 0 r - d i a 2 0 O a I N N % 9 9 % 8 % 0 % I r l c r 3 t - r - I M O 5 6 9 8 1 6 Z % 9 % 9 9 % L I 9 6 Z .

1 .
1 .

1 M SHORT TERM BENEFIT BRANCH SICKNESS The number of sickness were disallowed.

spells which arose during 1977 was 10,404.

Of this number, 1,457 shows that 44% were cases where the incapacity had lasted for the receipt of the disallowances An analysis for less than 3 days.

34% were cases where the claimants requirements or over 65 years of age and 2% were in receipt period of incapacit because claimants the incapacity.

y.
y.

2% of the claims were disqualified were not eng�ed in of the benefit.

insurable hecause employment 3% of the claimants were either under 16 years during the and 15% of late submission of at the time of occurance of full wages from their employers had not satisfied the contribution of the remaining An analysis the non-sugar the sugar sector totalled for 2,184 spells responsible sector 8,947 spells which were allowed and 2,508 from the sugar sector.
Spells arising shows that 6,439 arose from in from male claimants sector males were 4,920 and females 1,519.

In the non-sugar and females 324. of spells The average duration at 12 days and females at 11 days approximately.

males standing sugar/non-sugar sectors average ely.

approximat shows that spells than those from the non-sugar in 1977 was 12 days approximately were longer on the were 14 days and 11 days from the sugar sector with the average These averages sector.
arising The analysis for by The analysis wage-group by wage-group shows that 71% of spells were paid IV, 11 % in wage-group III, 3% in the wage-group in the wage-group II and 1 % in wage-group V, 14% in I.

The overall standing at 35 years and females at 33 vears.

average age of claimants was 35 years approximately , with the average for males The Table below gives 1977 together the number of sickness snells which to the sugar sector.
with percentages belonging arose over the period 1971 to Table XV NUMBER OF SICKNESS 1971-1977 SPELLS Description (1) 1971 1972 1973 1974 1975 (2) (3) (4) (5) (6) 1976 1977 (7) (8) Spells Belonging to Males Females Males and Females Percentage ing to Sugar Sectorj belong- 6,441 6,527 7,935 7,457 7,263 1,338 1,265 1,770 1,787 1,654 7,779 7,792 9,705 9,244 8,917 6,683 7,104 1,646 1,843 8,329 8,947 43 43 39 33 33 29 28 The Table shows that the number of spells 1976 and 1977.
It also shows that the percentage dropped minimally relative gradually declining trend.

to 1976.

In of illness rose of spells fact, the percentages by approximately 7% between to the sugar sector belonging from 1973 onwards display a 33 The Table I in the Annex gives the number of spells days, sex and sector.

which arose in 1977 analysed by benefit MATERNITY cases which terminated The number of maternity 74 were disallowed.

paid by their employers under the age of 16 years.


requirements for the receipt of this benefit were during the periods The remaining Seven of the disallowances 66 cases were disallowed because not satisfied.

were cases where the claimants were fully of pregnancy and 1 was wherf' the claimant during 1977 was 2,024.

Of this numher, was the contribution 1,950 cases were paid for an average $26.20 per benefit week.
period of 9 .4 benefit weeks at an average rate of The average reveals 22% in wage-group age of these recipients was 25 years approximately.

that 4% of the payments were made in the wage-group An analysis I, 9% in the wage-group by wage-group II, III, 23% in wage-group IV and 42% in wage-group V. The Table XVI below gives the number of cases which terminated 1971-1977 number of benefit with the average together days.
during the period TERMINATED MATERNITY CASES AND AVERAGE DURATION 1971-1977 Table XVI Description (1) 1971 1972 1973 1974 1975 1976 1977 (2) (3) (4) (5) (6) (7) (8) Number of terminated 1,099 1,251 1,268 1,330 1,452 1,460 1,950 cases Average (Days) duration 55 56 52 56 56 55 56 of this series An examination period was fairly steady reveals standing between 55-56 benefit days.
that the average duration of cases over the stated The number of cases rose significan of 34% approximately as against an average tly betw�en 1976 and 1977.

This rise was to the extent rise of 6% over the period 1971-197 6.

The rate of claims allowed approximately.

figure.

This is shown overleaf per 1000 women registered This is an increase of about 5 per 1000 when c_ompared between the ages 16-54 was 28 with the 1976 in the Table XVII.
34 Table XVII NUMBER OF WOMEN COVERED - AGE 16-52 AND RATE OF CLAIM Year (1) 1972 1973 1974 1975 1976 1977 No.of No.

of Women Rate per allowed Registered 1,000 Cases (16-52 yrs.)
Registered (2) (3) (4) 1,251 36,858 1,268 42,140 1,330 49,539 1,452 55,127 1,460 62,790 1,950 70,184 34 30 27 26 23 28 between 1976 ng ages increased below the average annual percentage of the Table above, the number of women of As can be seen from an examination child-beari little in the number of paid cases between 1976 and 1977 as reflected registered women between ages 16-52, could have been influenced modification March 16, 1977 .
significant in the rate per 1000 by the therefore this benefit which came into force on and 1977 by about 12% which appears The relatively in the contribution conditions governing increase of 14%.

to be a incre.ase The Table 'J' in the Annex gives the number of maternity by age-group period 1970-1977 and employment .
category and figure III the number of cases paid over the cases paid during 1977, analysed ... 35 .fo • OF CASES ('000) Figure ID CASES PAID IN SHORT-TERM 1970-1977 BENEFITS BRANCH KEY Matemity llt-------t------+------t-------+------+------,1-------t------+--------1 I 10 9 8 71-------1 6 Iii------- ' 31-------, 2 1970 lt'rl 1972 1971 197' 1971i 1978 1977 YEAR INDUSTRIAL BENEFIT BRANCH INDUSTRIAL INJURY The number of injury spells were disallowed.

which terminated during 1977 was 6,179.


Of this number, 711 of the disallowed spells reveals lasted for less than 3 days.

There were An analysis incapacity had employees had received the benefit.

13 of the remaining either not in insurable employment or the injuries of employment.

3 cases were disqualified for late submission.


full wages cases were disallowed during the period of incapacity received that 668 or 94% were the cases where the the a further 27 cases where and hence could not have because were the claimants did not arise out of or during the course The remaining 5,468 periods spells which terminated of time.

The maximum period was 26 weeks.

during the year were all paid for varying The analysis recovery of the claimant before the 26 weeks period.
of these spells reveals that 5,425 or 99% approximately terminated with the Only a minimal 0.6% went the full 26 weeks period and these were all awarded disablement The remaining 8 cases terminated Disablement pensions.

pensions.

with the award of Permanent provisional The average duration which terminated .
approximately of those spells which terminated with recovery with the award of permanent disablement was 13 days and those pensions 109 days The number of spells Female claimants accounted for 589 spells.

which arose from male claimants was 4,879 or 89% of the total.

The overall 34 years and females at 41 years approximately average age of claimants .

was 35 years approximately, with the males standing at The wage-group in the wage-group wage-group V for 69% approximately.
distribution shows that 1 % of these spells were paid in the wage-group II and 13% in the wage-group III.

Wage-group IV accounted I, 3% for 14% and the sugar sector accounted Overall, Seventy-one sector and 29% from the non-sugar.

The sugar sector was much more dominant of females, for 73% of the total spells and the non-sugar for 27%.

which arose from male claimants came from the sugar in the case sector.
leaving a mere 13% to the non-sugar percent of the spells for 87% of the spells accounting These results are summarised in the Tables overleaf .
39 Table XVIll NUMBER OF INJURY SPELLS BY SEX & SECTOR 1977 Sectors Sugar Non-Sugar All Sectors Sex (1) Number %ge Number %ge Number (2) (3) (4) (5) (6) %ge (7) Males Females Males & Females 3,970 (73)1,498(27) 5,468 3,458 (71) 1,421(29)4,879 512 (87) 77 (13) 589 (100) (100) (100) WAGE-GROUP OF INJURY SPELLS Table XIX DISTRIBUTION 1977 Sector I II Ill IV V All Wag e-Group (1) Sugar (2) (3) (4) (5) (6) (7) Groups 396 479 2,988 3,970 44 63 30 85 Non-Sugar All Industries 74 148 704 758 3,784 308 279 796 1,498 5,468 TABLE XX PERCENTAGE OF INJURY SPELLS DISTRIBUTION BY SEX AND SECTOR 1977 Description Sugar Sugar Sectors !
Non- All (1) Males Females (2) (3) (4) 63 89 26 10 11 1 Males & Females 73 27 100 The average duration of spells 14 benefit days and that for females at 13 days respectively.

was 14 days, overall, with the duration for males standing at The average duration by sex and sector is given in Table XXI overleaf.
40 AVERAGE DURATION OF SPELLS BY SEX & SECTOR 1977 Table XXI Sex (1) Sug ar Non- All Sug ar (2) (3) Sectors (4) Males 12.7 16.8 13.8 Females 13.0 16.6 13.4 Males & Females 12.7 16.8 13.8 As will be noticed, the sugar sector the average duration in the non-sugar sector was greater overall than in and this was true for both male and female claimants.

A compariso previous below .


years is given n of the number and behaviour of spells which arose in 1977 with those in the TABLE XXIl NUMBER OF INJURY SPELLS BY SECTOR AND AVERAGE NUMBER OF BENEFIT DAYS 1970-1977 Description 197 1970 1971 1972 1973 1974 1 ) (6) .
(7) (8) (2) (3) (4) ( 5 1976 5 1977 (9) (1) Number of Spells 7,451 11,455 13,694 10,491 11,968 9,012 7,184 5,468 o/og e belonging to Sugar Sector 60 73 80 71 78 79 76 Sector 40 27 20 29 22 21 24 days 18 18 17 14 14 13 14 Average benefit Non-Sugar 73 27 14 The Table above shows that the number of spells reflected about 24% relative to The percentage average The overall benefit days remained which arose from 1976.

This drop was somewhat of spells constant at 14 .


which arose during in both the sugar and non-sugar 1977 dropped by sectors.

the sugar sector also dropped relative to 1976.

The Table 'K' in the Annex gives the total number of spells sex, sector and benefit days .

which arose in 1977 analysed by DISABLEMENT PENSIONS Permanent Disablement Fifty-nine awarded to male and 2 to female claimants.

with the average $10.26 approximately females Pensions overall, $14.40.
were awarded during The average the year.

5 7 of these were weekly amount g to males standing at $10.10 and relatin of the pension was The average 40% approximately.

age of the recipients was 39 years overall and the average degree of disability 41 Of the 59 pensions before the final awards were made.

The remaining period of Injury Benefit 19 were formerly had been paid.
awarded, paid on a provisional basis for some time after a 40 were awarded immediately The analysis by cause of the disablement shows amputation of various members of lacerations cases and burns and scalds for 5. that 21 were due to fractures, the body and 9 to injury to the eyes.

Contusions dislocations 7 to and and strains for an additional 3, sprains accounted for 12 cases, for 2 The number of cases awarded during the year by degree of disability Table XXIII below.
and sector is given in NUMBER OF DISABLEMENT PENSIONS AWARDED Table XXIII DURING 1977 Degree of Disability (Percentage) Sector Non·Sugar Sugar.Sector Sertor (3) (2) All Sectors (1) 20 30 40 50 60 70 80 90 100 6 6 1 1 1 - 2 - - 5 11 9 7 5 - 2 - 3 (4) 11 17 10 8 6 - 4 - 3 Total 17 42 59 Average degree of Disability 35 45 40 about 71% of the total cases.

The average As can be seen from the Table above, the non-sugar claiming sector was also In the non-sugar sector, which was $11.90 per week.
than that in the sugar, greater sector plaved the dominant role so also was the average amount degree of disability in the non-sugar of the pension.

this figure stood at $14.40 per week as against that in the sugar The average non-sugar age of the recipients in the sugar sector was 46 years approximately, 40 years approximately.

and overall sector 37 years, in the The movement of disablement pensions over the year 1977 is given in Table overleaf.
42 MOVEMENT OF DISABLEMENT PENSIONS Table XXIV 1977 Number and Amount Weekly Description Males Amount Females Amount Weekly Males & Weekly Females Amount (1) (2) (3) (4) (5) (6) (7) $ $ Pensions in payment at the beginning of the year 370 3,511.65 48 254.69 418 3,766.34 granted during Pensions the year Pensions terminated 57 576.30 2 28.80 59 605.10 during the year by (a)Death (b)O ld-Age altered Pensions the year Pensions in payment at end of the year 416 4 ( - 47.70)- 7 during - ( - 67.80)1 (-4.18) 4 ( -47.70) 8 ( - 71.98) - - - - - - 3,972.45 49 279.31 465 4,251.76 DISABLEMENT LUMP-SUM There were 133 disablement lump-sum payments to 110 males and 23 females.
awarded during 1977.

They were awarded The average amount higher than that for females.

ot benefit was $328.00 overall, These averages were $332.00 and $311.00 respectively.

with the average for males being slightly The overall average 36 years old and females 41 years approximately.

age of the recipients was 37 years.

Male claimants were on the average of these cases by sector reveals An analysis in the sugar sector of whom 55 were males and 22 females.
Of the 56 claimants in the non-sugar that 77 of the 133 recipients were employed sector only 1 was a female.

The wage-group the wage-group 1 % in wage-group I. distribution V, 20% in wage-group were made in II and IV, 14% in wage-group III, 4% in wage-group 61% of the payments shows that approximately The overall non-sugar average degree of disabil these averages sectors were the same.

ity was 8% approximately.

In both the sugar and The number disability is given in Table XXV overleaf.
of cases which were paid during 1977 together with the average degree of 43 TABLE XXV NUMBER OF RECIPIENTS OF DISABLEMENT BY SECTOR, SEX AND AVERAGE DEGREE LUMP-SUMS OF DISABILITY - - Sugar Non-Sugar All Sectors Sex (1) No.

(2) Males 55 Females 22 Males & Females 77 %ge (3) 8 7 8 No.

%ge No.

(4) .

8 10 (5) (6) %ge (7) 110 23 133 8 7 8 55 1 56 8 Of the 133-awards made, 16 were formerly awarded remaining disablement XXVI.
lump-sum 117 awards were made directly after a period of injury payments made over the period 1970-1977 provisional pensions.

disablement The benefit.
The number of is given below in Table TABLE XXVI NUMBER OF DISABLEMENT 1970 -1977 LUMP-SUM PAYMENTS ·- Sector Sugar Non-Sug ar Sector Sector Sectors All Year (1) 1970 1971 1972 1973 1974 1975 1976 1977 (2) 16 161 423 158 114 150 81 77 (3) 13 43 69 93 72 102 64 56 Averag� Amount (5) 328 323 348 262 270 283 315 328 (4) 29 204 492 251 186 252 145 133 The Table shows that the number of these payments In 1976, there represented a further decrease of about 8% relative in both the sugar and non-sugar was an overall sectors.
decrease of about 42% relative to 197 5.

The 1977 figure has been decreasing over the past few years.

to 1976.

These decreases were reflected The average amount of the payment however has increased over the last few y�ars.

2:radually The Table 'L' in the Annex gives the number of disablement by percentage sex and sector.

disability, lump-sum payments analysed INDUSTRIAL DEATH PENSIONS The number of industrial periodic and 1 lump-sum.

payments deaths which occurred during 1977 was 1 7.
These 2:ave right to 22 There were 14 pension of the deceased of the insured payments, 12 of which were to widows who had the care of children and 2 were to widows who were over the age of 4 5 years at the time of death payments person.

of the were annuities to children The other 8 perioclic 44 persons deceased of not more than $7.00 until he/she attains circumstances.

who were under 16 years of age.


Each child will receive a weekly payment the age of 16 years or age 18 under certain The lump-sum of $293.00 was paid to a 15 year old child.

The analysis to 3 periodic periodic payments and the 1 lump-sum.

by sector shows that 3 deaths occurred and these gave right payments.

The 14 deaths in the non-sugar gave right to the other 19 in the sngar sector sector WIDOWS WITH CHILDREN The average included age of these widows was 41 years approximately.
There age of 9 years approximately.

in these payments and they had an average were 31 children WIDOWS OVER 45 YEARS The two recipien amount of the benefit was $15.00.

ts were of ages 65 years and 79 years approximately.

The average weekly ANNUITIES There were 3 deaths which gave right to 9 annuity other than orphans who were either wholly or partlv payments.

These were all to children on the deceased, dependant The average age of these children was 11 years approximately .
ORPHAN PENSIONS In addition to the 17 industrial deaths there was 1 widow who the year leaving 4 children widow's formerly was in receipt parentl died during but who pension ess.

of These children were all awarded orphan pensions.

The Table overleaf gives the number of deaths which occurred made.
and type of payment deceased in 1977, analysed by age of the 45 NUMBER OF INDUSTRIAL DEATHS WHICH GA VE Table XXVII RIGHT TO BENEFIT 1977 Number of Other Payments Age Deaths Pensions Periodic Lump-sum (1) (2) (3) Total (6) (5) (4) 16 -19 20 - 24 25 -29 30 -34 35 -39 40 -44 45 -49 50 -54 55 -59 60 -64 65 + 1 1 1 2 4 2 3 - 1 1 1 - - 1 2 3 2 3 - 1 1 1 2 4 - - 2 - - - - - - 1 - - - - - - - - - - 3 4 1 2 5 2 3 - 1 1 1 Total 17 14 8 1 23 The movement of Industrial death pensions during the year is given below.
MOVEMENT OF INDUSTRIAL DEATH PENSIONS Table XXVIII 1977 Widows Parents Orphans .

Total Weekly Weekly Weekly Description No.

Amount No.

Amount No.

Amount (1) (2) (3) (4) (5) (6) (7) Weekly No.

Amount (8) (9) Pensions in payment at beginning of the year 153 3,536.00 23 273.50 4 28.00 180 3,837.50 Pensions granted during the year Pensions terminated 14 396.70 - - 4* 28.00 18 424.70 during the year by Death 1 ( -16.50) - - - during altered Pensions the year by (a)Re-marriage2 .
(-21.00) - (b)Attaining in payment at age limit 12 ( -52.00)- Pensions end of year - - - - - - - 1 ( -16.50) 2 ( -21.00) 12 ( -52.00) 166 3,843.20 23 273.50 8 56.00 197 4,172.70 *Death of 1 widow who had 4 children in her care.

The Table 'M in the Annex gives the number of pensions analysed by cause of death and t ype of pension.
in payment as at 31.12.77 46 Figure IV CASES PAID IN THE INDUSTRIAL BENEFIT BRANCH 1970 — 1977 No OF CASES ('000) KEY Death & Disablement Injury 16 14 12 10 8 6 4 2 1970 1971 1972 1973 1974 1975 1976 1977 YEAR MEDICAL CARE AND ATTENTION medical institutions There were 9,581 occasions where persons during 1977.
The Scheme private of these cases shows that 7,241 or 7 6% approximately industry recipients and 9 5% respectively Women played a very negligible were dominant both in the sugar and non-sugar in these sectors and role claiming received industrial reimbursed these expenses.

arose from employees in the sugar just about 11% of the total.

for about 88% sectors, accounting for about 89% overall.

and were treated injuries at Ananalysis Male Of the total cost of this benefit, .
approximately in-patient care accounted for 45% and out-patient for 55% The analysis of the cost of out-patient medical for drugs, dressing subsistence and ns, 10% were paid for specialists' and treatment and the remaining care during the year reveals treatment, other miscellane ous expenses.

examinatio 13% were reimbursement 53% were reimbursement of travelling, that about 24% went to The sugar sector accounted for about 60% of the cost of out-patient care.
The analysis surgeons' in-patient of the in-patient care shows that hospital-room fees for 14%, and drugs, dressing sector cost.

The sugar cost.

claimed about 41% of the in-patient and treatment cost accounted for about 63% of the total for about 23%, The percentage distribution of this is given below .
Table XXIX PERCENTAGE DISTRIBUTION OF COST OF MEDICAL CARE 1977 Sugar Sector Non-Sugar Sector Male & Male & (1) Male Female Female Male Female Female (2) (3) (4) (5) (6) Sectors (7) (8) In-patient Care 16.4 2.0 18.4 23.4 3.0 26.4 44.8 Out-patient Care 29.0 4.1 33.1 20.5 1.6 22.1 55.2 All Types 45.4 6.1 51.5 43.9 4.6 48.5 100.0 that there is some difference percentage-wise in the cost of Medical reveals A n examination Care between types of care, i.e., between sectors.
types of care (a 4% difference) swamped that of in-patient.

33%.

However, in the non-suga in and out-patient r sector there was a slight difference care.
There was hardly any difference while in the sugar sector cost of out-patient Of the 51% in this sector, the out-patient care accounted between the care actually for Medical care administered in that no system is in operation meantime services rendered at state owned Medical however, the Scheme is committed to give a fixed annual sum to Governme:r:.t In the whereby the extent of this cost can be measured.

for at state-owned institutions is still of great concern to the Scheme Institutions.
The number of Medical 'N' of the AJrnex.

Care cases which arose in 1977 analysed by sector is given in Table 49 REFERENCE OF CASES TO MEDICAL REFEREES - During the year in question a number, 848 were the cases around which some degree of doubt existed correctness total of 993 cases were referred the diag nosis or the treatment prescribed.

to Medical of either Referees.

Of this as to the The remaining 145 cases were in the form of appeals claimants dissatisfied cases.
All were allowed and 4 7 or 32.4% were disallowed.

to the with the way other Medical to Referees Scheme's Practition for determination.

who were appeals were referred ers were handling The results were 98 or 67.6% from Adviser their Medical The area distribut 7% from Berbice ion shows that of 848 references, District and 34 or 4% from Essequibo s. 7 54 or 89% arose from Demerara, 60 or As regards accounting for 35 or 24% and 6 or 4% respectively.

104 or 72% arose from Demerara the appeals.


with Berbice and Essequibo of references An examination lowest number of references and about 31 % lower than the previously given below.

over the period 1972 to 1977 reveals that 1977 recorded the ever.

The 1977 figure was about 36% lower than that of 1976 lowest figure which was in 1973.

The series is Cases referred to Referees 1972 1973 1974 1975 1976 1977 3,071 1,233 1,242 1,413 1,323 848 The number of Appeals below in Table XXX.
filed, allowed and disallowed over the period 1972-1977 is given Table XXX APPEALS TO MEDICAL REFEREES 1972 -1977 Description (1) 1972 1973 1974 1975 (2) (3) (4) (5) filed Number of Appeals Number allowed Number disallowed Percentage 1,171 390 379 202 756 230 239 160 415 160 140 42 64 59 63 79 allowed (7) 1976 1977 (6) 152 145 107 98 47 68 45 70 • An examination of Table XXX shows that the lowest ever in the period 1972-1977.
The annual number following which arose in 1977 was to be appears the number of appeals a declining of appeals trend.

The absolute a declining than 50% of the total appeals number of appeals trend.

In all instances lodged.

allowed however, over the stated period also appears the annual number of appeals to be following was more allo\.\'cd 50 TO SPECIALISTS One hundred and fifty-one cases were referred the cases which necessitated administered appropriately by the Medical Practitioners treated.
specialist to specialists during the ye�r.

These were -treatment that cotild not have been properly who were handling them.

They were all The area distribution and the remaining 4% from Essequibo District.

shows that 89% of these cases arose from Demerara, 7% from Berbice In 1976, there were 89 referrals 1973. to specialists as against 4 in 1975, 4 7 in 1974 and 103 in The Table 'O' in the Annex gives the number of cases handled Specialists during 1977 analysed by districts.
by Medical Referees and TO MEDICAL BOARDS The number of cases referred when the finding s of the referees Of the 169 cases referred, to Medical Boards during the year was 169.

Such cases arise 123 were.allowed, 45 were disallowed are held in doubt either by the Scheme or by the claimant.

and 1 was withdrawn.

of the number of such cases which arose in 1977 with that of the previous A comparif.on years shows that 1977 recorded practice.

smoothly lower than that of 1976 .


Over the years 1972-1977 from 400 in 1972 to 180 in 1976, i.e., the lowest number of cases since the introduction the number of such cases decreased steadily was about 6% by 55%.

The 1977 figure of this but not The Table below sets out the number of appeals 1972-1977 together with the numbers allowed, disallowed, to Medical abandoned, Boards over the etc.
withdrawn referred period NUMBER OF APPEALS TO MEDICAL BOARDS Table XXXI 1972 -1977 Description (1) Appeals made 1972 1973 1974 1975 1976 (2) (3) (4) (5) (6) 400 330 253 235 180 Number allowed 80 125 149 127 96 Disallowed 278 179 93 88 72 26 11 20 12 etc.
Abandoned 38 59 54 53 Allowed 20 42 Percentage 1977 (7) 169 123 45 1 73 The Table shows an overall rise in the percentages relating however not a smooth one as can be seen from 1974, 1975 and 1976 percentages which actually figures which so far have not exhibited This however was not the case with the absolute to appeals allowed.

show a slight ble pattern.

decline.

a discerna The rise was The figu res however show that as the Scheme grows older a greater medical appeals to be genuine.
which give final determinations on m�de to these bodies, of the percentage appears matters, SICK VISITING There were 9 Sick Visitors this team inclttded the Demerara District.

who carried the West Coast of Berbice, out this se_rvice during 1977.

The area covered by New Amsterdam, the Corentyne Coast and 51 The number of.visits 2., 192, i.e., 6 5 7 claimants were requested another.

resulted visits made by this team was 2,849 in non-contacts.
As a result and the number of persons of these visits Adviser contacted \Vas a to tai for ;J11e reason or Medical of 44 7 to report to the Scheme's The number of visits were distributed as shown in Table XXXll below.

Table XXXH NUMBER OF VISITS MADE BY SICK VISITING TEAM 1977 BY AREAS � Numbe --" _T ___ , __ , ___ T __ ------·T ot=-r�,=-- , I i Non- I Tofa1 !

see it1<?d�:::ai j C.m,�acts I("'..:1ntacts IVis:tf' I Ad.Y�ser (3) i (4) I 
 534 1.579 4C.3 l :1I 98 ;87 �(77 uo Cfaimfll�ts t(, requested.
1,045 689 " of.

277 <2> 74 I I 12 � 1\ rcas (1) Demer ara District Berbice District Government: Hospitals Private Hospitals 118 Disoensarics & ,:linics � "� "r Orr 1 l r1 s 9 � I I 63 I ""j .. ��-L-.-'-�/· .,�-l .,, 4 r ·t�-L,"--. '

---�-,-= 13 I I ?

8 1 r, ( f "> - 76 I 1 Table "P' period 1974-1977 is given below.

in the Annex gives a detailed breakdown.


The number ot v ::,its made over the NUMB}:R OF VISITS Table XXXfU MADE BY SICK VISITING TEAM ISn4 --1977 " "'cl'•-TC�-------- -"1---- Desi::ription (l; Number of Visits made Persons Contacted Percentage Con ta.,�ted ___________ __J _____ _ ] 97 LI, (2) 400 321 80 ..._/ -J 1 c�7 ,� ' .1),� ·1 �.� '/6 19'?7 (5) 3,277 Ii J /391 ., c;c ,; i .., sn I ' __ , , l) :· _:_, ,' ,, 2)92 I c,3 j --, U l I/ c:; I I ,, ,,,· 11 (jlJ ri ---·-· J,,= _ ..,i __ _ .)
2.849 show that the 1mmber of visits The figures 13% but was more than 1.5 times tacts bore to number ,)f visits entire TREATMENT OF MINOR CASES BY MEDICAL made, also derlined the 1975 figure.

The percentage DEPARTMENT period.

which the number of con­ during 1977 and was the lowest ever in the decreased during 1977 relative ,.
;o 1976 by about was continued This type of service .leceleration de··;artment :<1.tisfaction resulted :1.andled of the claimants, � l � in 1977 but to:� l.:sser extem than m pre,rious ;rears.

I he from the non-availa bility of a full-time iV\edical such minor cases as was within its ca1: acitv :F:d these / Adviser.

The were tc :.

:he �.

:2 SAFETY The Safety Di vision and employees aware was very active that safety was a signific during the year in its pursuit ant part of their jobs.
of making both employers which started as Senior Safety This service Officer, he was charged capacity places where insured workers are employed, 'preventative As a result benefit pa possible of tnis service, ymf'n ts made from the National Insurance Fund in May of this year was manned by just one person.

with the responsibility in an effort to reduce the number of .

and wherever accidents' of the introduction is to be envisaged a reduction the severity to decrease In his all .
of inspecting in the amount of industrial of 'pure accidents' are designed Inspections cause accidents when necessary, discussions to encourage or are contrary the eradication to safe working situations.

Inspections with or rer::ommenclations hazards.

of obvious to employees, are accompanied owners and occupiers by, to identify the conditions, at places of work, which are likely to were made to industries electrical out on existing ns, accident and other devices, record books, etc.
In addition, and other _places first-aid of work and inspections equipment were placards emphasising workin_g , physical the need to be safe were times were placed in offices and at work sites and when necessary, lectures In this vein, visits carried conditio at all conducted.

577 visits were made.

136 were primary Overall, visits and the remaining the manufacturing industries total visits.

Services .

Food manufacturin Other industries industries.


or introductory Emphasis visits, 145 were inspection 2 96 were re-inspections.

Of the 577 visits g industries visited included alone accounted Transport was placed during the year on made, 488 or 85% were to manufacturing for 160 or 28% approximately , Government and Personal Services of The percentage about 49%, with compliance with the recommendations records standing put forward the highest of complianu in accidellt was on the average at 69% approximately.
'I'RAINING The Training the organisation, private of sister sectors Schemes.

Division conducted 30 courses 14 were for clerks, students during the year.

13 of these were for workers of drawn from both public and and officials and 3 w ere special courses conducted for Directors and other Senior Officials Of the 13 courses were refresher for N.l.

Inspectors conducted for workers of the organisation, and other general c ourses and 2 were special 3 were orientation 8 courses, course was One special courses.
and the other for the Sick Visitors.

These courses were intended within the organisation, to the basic principles attended these courses.

to make workers aware of the role they are expected also to expose them to the running of other sections/divisions generally.

A total of 294 employees of Social Security and practices to play and There were 10 courses students Officials.

conducted of secondary schools A total of 7 53 persons and the University those courses.
attended for employees in public and private enterprises, 3 for of Guyana and 1 for Trade Union courses The 3 special in Belize, Director objectives and look at the operations the Deputy Director of the Zambia National Administration were conducted for the Director Designate of the Social of the Dominica Provident Fund.

These officials and were allowed of Social Security Schemes Scheme Security and the Deputy were all made aware of the a first hand Social Security Scheme of the Local Scheme.
53 Overall, spent approximately of 1,050 participants attended training 742 man-hours in training.

a total courses during the year and they ANNIVERSARY CELEBRATIONS The eight anniversary 1977. of the Scheme was celebrated during September 25 and October 2, took place in 4 different Celebrations Georgetown.

In all these areas the celebrations remainder sports.

There was also participation of the week members of staff participated in community services in a series in the various of out-door areas.
and in-door areas viz., Mahaicony, Linden, Berbice began with church services.

During and the Activities were culminated in all districts by a get-tog ether of staff members.

Overall, staff.

the week was enjoyably spent and there was maximum participat ion of all levels of ESTABLISHMENT & ORGANISATION There were 453 monthly and weekly paid staff on roll as at 31.12.77. temporary workers.

Thei;e included 6 The number of employees Guyana during 1977 was 3.
These employees who were granted are all pursuing s to pursue studies of tull time degree courses.

at the University scholarship To date, 20 employees have been granted scholarships higher learning.

Some of these employees present serving in senior positions in the Scheme.

have already to pursue studies completed their studies of and are at at institutions 54 • LI") LI") I r:ll e-, :z; .

;;) u u < � =: < u � < u Q � -� = :z; .


;;) ' :z; :z; < � c:i.. Q :z; < = u � � r:ll � =: Part II INCOME AND EXPENDITURE INCOME Income received during the year amounted to $31,868,957 .

This was made up as follows: 1) Sale of stamps: la) Employed lb) Self-Employed 2) Other contributions 3) Investment & Other Income less refunds $22,305,499 179,145 1,389,187 7,995,126 TOTAL INCOME 31,868,957 This figure represents an increase of $3,728,352 1976 correspond relative Increases the year.
In (la) above this increase mentioned above during (3) they were 6.0% and 26.8% respectively (lb) 5.4%; and in (2) and ing figure.

to 1976 were experienced or 13% approximately when compared in all items of 9.6%; in was to the extent with .

increases over the entire An examination increased Annual percentage so also were increases and 1976.

In item (la) approximately investment increases XXXIV below .

9%.
9%.

Relatively and other income in the overall of the annual receipts over the period 1971-1977 period.

There were increases in each of the items mentioned in (lb) above were somewhat in (2).

In fact there was a slight minimal during 1975 and 1976, in item (2) between 1975 decrease shows that total income above.

the average increase percentage heavy annual percentage -item (3) and these were enough to bring about substantial over the period 1972-1977 were experienced was in the increases annual figures.
These percentage are shown in Table increases ANNUAL PERCENTAGE INCREASES IN INCOME Table XXXIV 1971- 1977 1971/ 1972/ 1973/ 1974/ Source of Fund 1972 1973 1974 1975 (1) (2) (3) (4) (5) 1 (a) Employed 2.4 1 (b) Self-Employed 10.1 12.7 15.3 139.6 10.0 4.0 1.8 1975/ 1976 I 1976 197, (6) (7) 6.6 7.6 1.9 5.4 2 Other Contri- butions 9.5 13.1 8.6 0.6 ( -0.5)6.0 3 Investme nt & Other Income 59.1 40.3 35.1 39.2 Total Income 8.1 14.0 15.6 18.4 18.8 26.8 8.7 13.2 The annual percentage distribu tion of the items are given below.
Table XXXV ANNUAL PERCENTAGE DISTRIBUTION OF INCOME 1971 - 1977 Source of Fund 1971 1972 1973 1974 1975 (1) Employed (2) 85 (3) (4) (5) (6) 81 78 76 74 1976 1977 (7) (8) Self-Employed 1 Other Contributions 6 ' l 6 1 6 Investment & Other 1 1 72 70 1 1 6 5 5 4 Income 8 12 15 17 20 22 25 of the Table above shows An examination total Fund made annually by the employed 70% of the total fund could have been attributed to collections population of the In 1977 only from the employed that in each of the years the percentage population has been decreasing.
85% in 1971. as against The percentages from self-employed percentages which 1971-1974 after which it started other contributions to decrease.

remained constant over the entire period.

The bore to the total Fund were constant over the period Amounts realised percentage-wise, relative to the annual intakes.

as a result its role of investment and other income have been increasing EXPENDITURE Expenditure on benefit payments, administration for the year totalled $7,903,209 or just about 25% of the intake.
Expenditure including Medical Care Expenses, was to the extent of $4,438,087 and expenditure $3,465,122 or 4 4% of total expenditure.

In 1976, Benefits' increase figures when compared expenditure was $3,494,925.

The 1977 figure therefore showed a 27% with that of 1976.

An examination of the benefit expenditure over the period 1971 to 1977 shows an overall annual increase in these payments.

The percentage and 1976.


The rise was due mainly to heavy increases pension increased by about 2.3 times its amount in 1976. which benefits' expenses bore to total expenses in the old-age rose in 1977 relative to 1975 benefit branch.

Old-age Administration expenses 1976.

The percentage previous overleaf.

increased during 1977 by 20% approximately when compared however was lower than in the two with this amount bore to total expenses years but just about the same as in 1974.
These figu res are shown in the Table 58 TOTAL EXPENSES - ADMINISTRATIVE & OTHERWISE 1971-1977 Table XXXVI Description 1971 1972 1973 1974 1975 1976 (2) (3) (5) (6) (4) (7) 1977 (8) (1) 3,664,076 1,553,793 42 32 Total Expenses Administrative Percentage Benefits Percentage NATIONAL INSURANCE FUND for 1977 was $23,804,906.
This amount when added to the cumulated The Net Surplus surpluses The net surplus surplus 1976 and .

accumulation the accumulated as at 31.12.76 for the years 1969 to 1976 brought the National Insurance for 1977 showed a 9% increase when as at 31.12.

77 represented compared Fund to $132,895,136.

with the net surplus relative for to the a 22% increase The accumulation surpluses .
of the fund is shown in the Table below together with the annual Table XXXVD NATIONAL INSURANCE FUND Year (1) 1969 1970 1971 1972 1973 1974 1975 1976 1977 Annual Surplus (2) N.I.

Fund ( Accwnulated) (Surpluses ) (3) 2,213,871 11,751,728 11,658,085 11,330,962 14,189,507 16,707,225 20,169,244 21,756,695 23,804,906 2,213,871 13,965,599 25,623,684 36,954,646 51,144,153* 67,194,291 * 87 ,333,535* 109,090,230 132,895,136 *See note I in Accounts .
59 As at 31.12.77 the Fund was distribu ted as follows -- $ 2,631,826 (a)Fixed Assets (b)Long Term Investments$115,891,357 (c) Short Term Investments$ 11,531,259 ( d) Stocks of Stationery (e)Cash-in-Hand ( f) Cash-at-Bank (g)Other Assets (h)Minus Current Liabilities $ 76,718 $ 645,454 $ 318,091 $ 4,180,554 $ 2,380,123 N.I.
Fund $132,895,136 A comparison that there were decreases in item (a) was minimal short term investments of the value of these items with their corresponding in items (a) and (c) and increases being at the extent of just 1 % approxima values in 1976 reveals The decrease in the tely.

The decrease in all other items.

(item ( c)) was to the ex tent of 13% approximately.

Current liabilities increased by about 2.3 times its 1976 amount.

The extent of other increases 22%, and other assets -58% approximately.
1976 figures were 2.5 and 1.4 times the corresponding were, long term investments -27%, stocks The amounts of cash in hand and at bank re�pectively.

- of stationery A copy of the Audited Accounts is appended.
of the National Insuranc e Board for year ending 31.12.77 60 PERCENTAGE DISTRIBUTION OF BENEFIT PAYMENTS Figure V 1977 % AGE BENEFITS 84.7� Old-Age Industrial Sickness Maternity Funeral Invalidity & Survivors 22nd May, 1978 REPORT OF THE AUDITORS THE NATIONAL TO THE INSURANCE cost basis of accounting, the accounts In our opinion historical affairs of the.National source and application accepted principles accounting give on this basis, Board at 31 December, Insurance- of funds for the year then end, a set out on pages 64 to 70 applied on a consistent bas· hich have been prepared on the and correct 977 and of the net income and , in accordance with generally view of the state of Accountants Certified 5, America Georgetown, Guyana Street, THOMAS, STOLL, DIAS & CO. 63 NATIONAL INSURANCE BOARD INCOME & EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31st DECEMBER, 1977 Income � cs 1977 12Ji 1976 1976 GT GS Sale of stamps - employed - self employed Total stamp sales Other contributions less refunds Investment Other Income Total Income Income 22,305,499 179,145 22,484,644 20,357,226 169,932 20,527,158 1,389,187 7,954,709 401417 1,310,103 6,278,577 24,767 31,868,957 28,140,605 Deduct: Expenditure Administrative NI stamps Printing 2 3,465,122 - 3,465,122 - 2,881,000 7,985 2,888,985 Grant Benefits: 543,018 Injury Disablement 350,587 250,635 Death Sickness 888,866 Maternity 484,593 Funeral 69,944 Defalcation Old Age Grant Invalidity Survivors Benefit Old Age Pension 1,196,535 Total Benefit Expenses 4,048,853 3,085,156 Medical 707,784 263,021 219,723 783,986 381,032 66,558 12,460 59,178 47,937 13,985 529,492 207,718 41,106 15,851 Care Expenses 389,234 - 4,438,087 409,769 3,494,925 Net Surplus 7,903,209 .from operations 23,965,748 6,383,910 21,756,695 Add: Overprovision for printing NI stamps 740 23,966,488 21,756,695 Deduct: Provision for benefit commitments 160,959 Incorrect on receipt posting (1976) on of interest Transfer 476 understamping 147 64 Net surplus carried forward 161,582 23,804,906 21,756,695 NATIONAL INSURANCE BOARD
 BALANCE SHEET Notes GS GS 3ht DECEMBER, 1977 1976 GS 1976 1a Source of funds Accumulated brought forward surplus Add: Surplus for the year Repreaented by: Fixed assets Investments: 4 yovemment 3 debentures 109,090,23 0 I 87,333,535 23.804.906 132.895.136 ,' ,i.
2117561695 1091090 1230 d 2,631,826 I 2,656,505 at cost Shares in Guyana Ltd. Printen Current11111etl: Treasury Fixed deposits bills 115,873,205 91j073,205 18,152 r 115,891,357 91,091,357 4,342,925 7,188,334 11,531,259 6 463,069 6 749,610 13 212,679 Laminating Stock of stationery and films 15,248 stores 52,746 Stock of air conditioning parts 8,724 Sundry debton less provision income Accrued Prepayments Cash at bank Cash in hand for bad debts 1,461,643 2,714,549 4,362 318,091 645.454 16,752,076 16,500 I 35,662 I 10,142 ,.
870,111 1 764,175 3,486 220,781 259 095 16 393 231 Deduct: Current liabilities Unpaid benefits Sundry crediton 2,213,173 2,380,123 166,950 5,991 1 044,872 1 050,863 Net Current assets 14,371,953 132.895.136 15,342�68 109.090.230 .

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Finance Officer I 65 STATEMENT NATIONAL INSURANCE BOARD OF SOURCE AND APPLICATION 1977 FOR THE YEAR ENDED 31st DECEMBER, OF FUNDS GS GS 1976 GS 1976 GS Source of funds Operating surplus Adjustment for 1977 for items not involving 23,804,906 21,756,695 the movement of funds: Depreciation 92,496 83,417 (Profit) on disposal of fixed assets 23,897,402 ( 3,557) 21,840,112 Total generated from operations 23,893,845 21,840,112 Funds from other sources: Sale of Government debentures 6,200,000 4,050,000 Proceeds assets from sale of fixed 7,500 6,207,500 4,050,000 30,101,345 28,890,112 Application of funds: Purchase of fixed assets Purchase of Government 71,760 559,512 debentures 31,000,000 19,600,000 31,071,760 20,159,512 ( 970,415) 5,730,600 Increase/(Decreue) in working capital: in Increase/(Decrease) treasury bills and fixed deposits Increase in stocks and ( 1,681,420) 5,862,984 stores 13,814 25,052 Increase/ (Decrease) in debtors 591,532 87,898) Increase/(Decrease) in accrued income Increase in prepayments (Increase) /Decrease in 950,374 876 672,767) 945 creditors ( 1,329,260 ) 226,990 Net movement in liquid funds: Increase in cash at bank Increase in cash in hand 97,310 386,359 200,364 174,930 66 ( 970,415) 5,730,600 NATIONAL INSURANCE RO FOR THE YEAR ENDED 311t DE ER, 1977 NOTES TO fflE ACCOU TS E 1.
Accounting policies (a)Stocks and stores: Stocks and stores are valued at the lower of cost and net realisable value.

(b)Depreciation: Depreciation estimated to write off these assets over their years on the on faced assets are calculated tes as specified useful lives.

below which are Buildings 2%on cos Furniture and fittings Office equipment 10% on red i 10% on red cing balance cing balance Motor vehicles 25% on red cing balance arg A full year's depreciation disposal.
is ch ed in the year oqaddition and none in the year of 67 NATIONAL INSURANCE BAORD NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31st DECEMBER, 1977 2.

Administrative expenses Advertising Audit and accounting fees Bank charges Cash shortages Cleaning Electricity Entertainment allowances Entertainment expenses Insurance premiums Staff insurance Bad debts Maintenance - motor vehicles Maintenance - General Manager's motor vehicle N.I.S.
contribution on behalf of employees Office general expenses and supplies Postages, telegrams and cables Rental of buildings Maintenance - Buildings rented Maintenance - Furniture and fittings Maintenance - Office equipment Repairs to properties Printed stationery Subscription - newspapers and other publications Sundries Telephone Travelling allowance Subsistence allowance Salaries Wages Acting allowances Overtime pay Payments to PMG for administration expenses Uniforms Transportation Rates and taxes Reimbursement of tuition fees Cost of living allowances Assisted leave passages Local training Commissioner of Police - security fees Insurance Health Scheme Guyana State Corporation fees Guystac Security fees Appeals tribunal Contributions Depreciation Overseas training Guystac sports fees Printing of N.I.S.
stamps 68 1977 G$ 43,738 10,000 64 - - 68,891 8,490 80,094 6,546 58,000 81,724 2,781 10,720 92,496 - - 3,465,122 - 3,465,122 1976 G$ - - 58,000 92,489 7,110 3,992 83,417 295 522 2,881,001 7,984 2,888,985 NATIONAL INSURANCE BOARD NOTES TO THE ACCOUNTS Furniture, Buildings Fixtures Office Motor Motor Total & Fittings Equipment Vehicles Boat G$ GS GS GS GS GS 3.
(a) Fixed Assets Cost 1977 At 1st January, Additions Disposa At 31st December, 1977 ls Depreciation At 1st January, 1977 on Retired Disposals Charge for 1977 At 31st December, Net Book Value Net Book Value 1977 at 31st December, 1976 2,443,907 147,132 286,647 80,098 55 2,957,839 1,950 11,667 40,798 17,345 - - 12,460 - - - 71,760 12,460 2,445,857 158,799 327,445 84,983 55 3,017,139 129,217 47,311 95,226 29,581 - 301,335 42,145 11,149 23,222 15,980 - 92,496 171,362 58,460 118,448 37,043 - 385,313 2,274.,495 100,339 208,997 47,940 55 2,631,826 2,314,690 99�822 191,421 50,517 55 2,656,505 (b)Future Capital Expenditure 1977 1976 Expenditure Expenditure not contracted for authorised by the directors authorised by the directors and contracted and for NIL NIL 250,000 100,000 a,. "'
NATIONAL INSURANCE BOARD NOTES TO THE ACCOUNTS FOR fflE YEAR ENDED 3bt DECEMBER, 1977 Note4 Investments: Value Nominal Book Value-GS G$ -1st series 7% Government of Guyana Debentures 1971 100,000 100,000 " " " " " - 2nd series 1971 2,495,000 2,495,000 " " " " " -3rd series 2,500,000 2,500,000 1971 " " " " ,, -4th series 1971 3,600,000 3,600,000 " " " " " -5th series 1971 1,500,000 1,500,000 " " " " ,, -1st series 1972 2,425,000 a,42s,ooo " " " " " - 2nd series 1972 3,100,000 3,100,000 " " " " - 3rd series " 1972 3,000,000 3,000,000 " " " " " -1st series 1973 8,000,000 8,000,000 " " " " - 2nd series " 1973 2,000,000 2,000,000 " " " " " - 3rd series 197 3 1,350,000 1,350,000 ,, ,, " " ,, -4th series 197 3 2,500,000 2,500,000 ,, ,, ,, ,, " -1st series 1974 2,800,000 2,800,000 " ,, ,, " " -4th series 1974 2,500,000 2,500,000 " ,, ,, ,, ,, -6th series 197 4 2,500,000 2,500,000 " " ,, " ,, -7th series 19744,000,000 4,000,000 " ,, ,, " " -8th series 1974 2,500,000 2,500,000 " ,, " ,, ,, -1st series 1975 5,000,000 5,000,000 ,, " ,, ,, " -2nd series 1975 5,000,000 5,000,000 " ,, " ,, " -3rd series 1975 4,000,000 4,000,000 " ,, " ,, " -4th series 1975 4,000,000 4,000,000 " " ,, " " -1st series .. ,, ,, ,, ,, -2nd series 1976 4,000,000 4,000,000 0 5,000,000 1976 5,000,00 " ,, " " " - 3rd series 1976 5,000,000 5,000,000 " " ,, ,, -4th series " .. " " ,, " -1st seri� 977 1976 5,000,000 5,000,000 .. ,, " " 10,000,000 10.-000,000 " - 2nd series 1977 .. " " " 2,000,000 2,000,000 " - 3rd series 19774,000,000 4,000,000 " ,, " " " -4th series 1977 " " " " " -5th series 1977 " ,, " " " -7th series 1977 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 5,000,000 114,870,000 114,870,000 - Statehood Bonds Development 7Y:z% St. Vincent 7Y:z% St. Cristopher, Nevis, 7Y:z% Dominica Government Debentures 7Y:z% St. Vincent 7%% St. Lucia Debentures 7%% Government of Dominica Bond Development 8% St. Vincent Bond Anguilla Nevis, 7Y:z% St. Christopher, Bonds 150,000 146,318 Anguilla Debentures 250,000 242,500 100,000 97,243 100,000 100,251
 100,000 97,243 100,000 105,578 100,000 106,665 100,000 107,407 1,000,000 1,003,205 Debentures Shares in Guyana Printers Limited 18,152 18,152 Total 70 115,888,152 115,891,357 >< w z z cc _. cc 0 -1-u, - 1-u, Part Ill STATISTICAL ANNEX Table Description Page 73 73 74 75 75 76 76 77 78 79 80 81 81 82 83 84 registered in 1977 by industry and sex registered in 1977 by age-group, sex 'A' Number of employers registered during 1977 by industry and size of establishment 'B' Number of employees 'C' Number of employees status 'D' Number of old-age and marital li age, sex and emp oyment status of recipients ensions in payment as at 31.12.
77 by 'E' Number of invalidity by age and sex pensions in payment as at 31.12.77 'F' Number of old-age lump-sum by age and employment (grants) of recipients payments status for 1977 'G' Number of invalidity 1977 by age-group lump-sum and sex of recipients payments (grants) for 'H' Number of funeral cases arising in 1977 by age-group, sex and insurance 'I' Number of sickness days, sex and sector status of the deceased spells that arose in 1977 by benefit Number of maternity and employment status i�ury spells 'K' Number of industrial and bene it days sex, sector or recipients which arose in 1977 by cases paid during 1977 by age-group 'L' Number of disablement sex and sector of disability, lump-sum payments by degree 'M' Number of industrial 31.12.77 by cause of death, in payment as at type of pension death pensions and amount 'N' Number of medical care cases which arose in 1977 by age, sex and sector 'O' Number of cases handled by Medical Referees and -1977 'P' Number of visits Specialists team -1977 made by sick-visiting 72 Table 'A' NUMBER OF EMPLOYERS REGISTERED BY INDUSTRY AND SIZE Code Industry 1-10U-2021-3031-5051-100101-150 Total 1977 Size of Industry 0 Agr iculture, & Fishing Forestry Ola Sugar Olb 01 2-3 4 5 Others Mining & Quarrying - Manufacturing Construction Electricity, Gas, Water and 3 1 42 - - 86 7 62 3 - - - - - 1 - - - 2 1 1 1 - 1 Sanitary Services Commerce Transport, and Storage Communication Services 6 7 8 Total 6 1 42 4 - - - - - - - - 2 38 1 216 5 1 - - 495 22 7 1 2 - - - - - - - - - - 4 43 - 97 67 7 46 41 222 527 Table 'B' NUMBER OF EMPLOYEES REGISTERED BY INDUSTRY AND SEX OF REGISTRANTS 1977 Industry (1) Males (2) Females Total (3) (4) & Livestock Agriculture Sug ar Other (Agriculture) Production Mining and Quarrying Manufacturing Construction Electricity, Gas, Water & Sanitary Services Commerce Transport, Storage and Communication Services ALL INDUSTRIES
5,074 1,051 238 1,798 836 7,418 ALL INDUSTRIES 12,955 7,776 20,731 73 -...J � Table 'C' NUMBER OF EMPLOYEES SEX AND MARITAL STATUS REGISTERED BY AGE-GROUP, 1977 MALE FEMALE Age-Group Married Single Widower Separated Law Total Married Single Widow Divorced (1) (2) (3) (4) Divorced (6) (5) (7) (8) (9) (10) (11)(12) Common Separated Law Total (13) (14) (15) Common Below 16 16 19 20 - 24 25 29 30 - 34 35 - 39 40 -44 45 - 49 50 - 54 55 - 59 60 - 64 65 & Over - 1 5 - 1 75 355 262 207 166 141 124 100 73 65 80 951 7,160 2.248 356 117 66 47 50 21 39 14 30 11,099 -- 1 3 1 3 2 3 5 25 49 - - - 5 3 1 2 1 3 2 1 - - - 1 1 2 1 - 952 2 126 i - - 5 90 24 12 8 1 2 139 12 14 11 1 - - 2 - - 129 11 2,606 3 20 30 2,426 22 23 916 23 21 578 9 386 10 18 17 260 7 192 1 135 4 - 62 46 40 - 7 4 6 1 2 Total 1,649 18 11 129 12,955 1,642 5,649 150 96 116 123 7,776 Table 'D' OLD-AGE PENSIONS IN PAYMENT AS AT 31.12.77 BY AGE, SEX AND EMPLOYMENT 1977 STATUS OF RECIPIENTS Employed Employed & Self-Employed Self- Employed Age (1) Males Females (2) (3) Males Females (4) (5) Males & Females Amount($ ) (6) (7) I - - Total 2,659 I 366 1 - 1 - 4 - 3 - 6 - 25 5 - 2 - - - 41 7 1 - - - - 366 9,853.40 346 8,573.30 427 10,647.10 447 11,380.00 325 8,478.10 874 23,637.40 201 4,594.40 64 1,319.80 20 2 1 342.90 54.00 33.00 3,073 78,913.40 NUMBER OF INVALIDITY IN PAYMENT AT 31.12.77 Table 'E' PENSIONS BY AGE AND SEX 1977 Age (1) 58 59 Total Males (2) Females Total (3) (4) 2 2 4 - - - 2 2 4 75 Table 'F' NUMBER OF OLD-AGE GRANTS BY AGE, SEX AND EMPLOYMENT STATUS OF RECIPIENTS 1977 Age (I) 60 61 62 63 64 65 66 67 68 69 70 71 72 Employed Self-Employed Males Females Total Males Females (2) (6) (3) (4) (5) Grand Total Total (7) (8) 29 40 l1 41 89 74 33 14 6 3 10 5 1 3 5 6 3 18 16 4 2 1 1 1 2 -
 32 1 45 1 37 1 44 2 107 3 90 2 - 37 16 2 - 7 4 - 12 - - 6 1 - - - - - - 1 1 - - - - - - 46 1 33 1 1 38 2 46 3 110 3 93 1 38 2 18 - - - - -- 7 4 12 6 1 Total 376 62 438 12 2 14 452 NUMBER OF INVALIDITY LUMP-SUM PAYMENTS MADE DURING 1977 BY AGE-GROUP AND SEX OF RECIPIENTS Table 'G' Age-Group (1) 30 - 34 35 - 39 - 44 40 45 - 49 50 - 54 55 - 59 60 - 64 Total 1977 Male (2) 1 1 3 12 12 19 4 52 Female Total (3) - 3 - - - 3 - (4) 1 4 3 12 12 2 2 4 6 58 7 6 Table 'H' NUMBER OF FUNERAL BENEFIT PAYMENTS BY AGE, SEX AND INSURANCE STATUS OF THE DECEASED 1977 Employed Self-Employed Males Directly Insured Females Males Females Spouse Directly Spouse Directly Spouse Directly Spouse Insured Insured Insured Insured Insured Insured Insured (3) - (4.)
- 3 1 1 1 2 3 9 9 8 6 43 1 8 4 3 2 4 12 4 5 5 (5) - 2 2 2 4 2 10 6 4 8 1 48 41 (6) - - - - - - - 3 1 - - 4 (7) - - - - - - - - - - - - (8) - - - - - - - - 1 - - 1 Total (10) (9) - - - - - - - - - - - - 4 23 26 26 40 43 71 81 96 85 60 555 Age-Group (1) (2) Below 20 20 - 24 25 - 29 30 - 34 35 - 39 40 - 44 45 - 49 50 - 54 55 - 59 60 - 64 65 + Total 4 17 15 19 32 37 54 51 77 64 48 418 -..J -..J NUMBER OF SICKNESS SPELLS BY BENEFIT DAYS, SEX & SECTOR Table 'I' 1977 NON-SUGAR SUGAR Benefit Grand Days Males Females Total Males Females Total Total (1) (2) (3) (4) (5) (6) (7) (8) 19-24 276 68 344 145 18 163 507 25-30 91 77 191 31-36 85 52 162 37-42 40 35 91 43-48 81 28 123 49-54 24 12 42 55-60 18 14 43 61-66 23 3 11 37 67-72 22 10 39 73-78 14 16 33 79-84 11 5 18 85-90 5 7 12 91-96 15 6 21 97 - 102 7 7 15 103-108 9 1 11 109 - 114 6 3 10 115 - 120 4 121-126 4 127 - 132 5 133 -138 7 139 - 144 4 145 - 150 2 151-156 37 Total 23 114 70 25 110 48 16 56 27 14 95 23 6 30 12 11 29 11 3 7 3 2 - - - - - 1 3 2 3 3 3 1 2 3 7 4 8 5 - 1 2 - - 1 - - - 1 1 4 1 2 1 1 9 7 8 2 3 4 9 78 Table 'J' NUMBER OF MATERNITY CASES PAID BY AGE-GROUP STATUS OF RECIPIENT AND EMPLOYMENT 1977 Employed Self-Employed Employed Self-Employed & Age-Group Benefit Number Days Number Days Number Days Benefit Benefit (1) (2) (3) (4) (5) (6) (7) Below 20 20 -24 25 - 29 30 - 34 35 - 39 40 -44 45 - 49 50 -54 N/S 4,107 - 73 625 34,798 - 676 38,798 - 289 16,147 1 123 7,182 - 1,207 - 25
 338 - 6 21 1 - 131 7,107 - 73 4,107 - 625 34,798 - 676 38,798 - 42 290 16,189 123 7,182 - 25 1,207 - 6 - 1 - - 131 7,107 338 21 Total 1,949 109,705 1 42 1,950 109,747 ?9 00 0 Table 'K' NUMBER OF INJURY SPELLS BY BENEFIT DAYS, SEX AND SECTOR 1977 SUGAR NON-SUGAR ALL INDUSTRIES Males (2) Females Total Males Females Total Males Females Total (10) (8) (9) (5) (4) (3) Benefit Days (1) 19-24 25-30 31-36 37-42 43-48 49-54 55-60 61-66 67-72 73-78 79-84 85-90 91-96 97 - 102 103 - 108 109 - 114 115 - 120 121-126 127 - 132 133 - 138 139-144 145 - 150 151 -156 Total - 5 20 38 49 71 35 43 31 24 23 32 18 16 8 5 6 15 28 5 8 9 6 4 3 - 1 - 3 - 3 - - 1 1 - - - 1 - - (6) - - 4 9 5 1 4 - 3 4 1 1 1 - - - 1 4 1 2 4 1 3 1 - - - - - - - - - - - - 1 1 - - 4 3 3 6 - 4 4 5 512 3,970 1,421 77 139 95 73 58 64 84 21JO (7) 3 6 4 21 65 173 128 336 159 511 307 875 41 373 36 259 60 250 30 189 73 271 135' 317 19 18 16 12 24 28 105 35 47 21 27 14 10 7 10 12 8 4 7 2 - 4 3 3 6 1 5 4 5 116 91 55 44 24 20 14 19 15 13 9 13 7 3 6 5 7 10 - 5 24 47 61 84 40 44 35 24 26 36 19 17 9 5 6 16 32 6 10 13 7 7 4 - 1 - 3 - 3 - - 1 1 - - 1 2 - - NUMBER OF DISABLEMENT LUMP-SUM PAYMENTS BY PERCENTAGE Table 'L' DISABILITY, SEX AND SECTOR 1977 SUGAR Degree of Disability Males (1) Females Total (4) (2) �3) NON-SUGAR Males Females Total (6) (5) Sugar Non-Sug ar (7) (8) - - 2 - 20 - 1 4 - 22 - - - 6 - - - 1 10 - - - - 9 1 - - 1 - 3 - - 15 2 3 2 - - - 2 1
 30 - 1 4 - 31 21 1 - - 7 - 1 - 8 Total 55 22 77 55 - - - - - - - - - 1 - - - - 1 - 2 1 - 3 3 - - 15 45 2 2 3 4 2 6 - 22 53 1 - 1 1 - 8 15 - - 56 133 NUMBER OF INDUSTRIAL DEATH PENSIONS IN PAYMENT AS AT 31.12.77 BY CAUSE OF DEATH, TYPE OF PENSION AND AMOUNT 1977 Table 'M' No.of Cause of Death Deaths Widow Parent Orp han Amount (1) (2) (3) (4) (5) (6) Wounds Contusions Bums and Scalds & Abrasions 1 6 55 Concussions Cuts and Lacerations 6 7 Puncture 2 33 Fractures Asphyxiation 11 44 Drowning 24 2 Amputations Other Injuries Other 1 5 47 6 5 2 32 11 36 22 - - 1 9 - 2 - 1 - 8 2 - - - - - - - - - - - 8 33.00 153.00 1,240.70 149.00 144.00 40.00 749.50 247.00 862.00 498.50 56.00 Total 191 167 23 8 4,172.70 81 NUMBER OF MEDICAL CARE CASES BY AGE, SEX AND SECTOR 1977 Table 'N' SUGAR NON-SUGAR ALL INDUSTRIES Females Total Males Females Total Males Age (2) (l) Below 16 13 16 87 17 177 LB 245 19 341 20 287 21 290 22 246 2:l 336 24 280 2c " 264 26 232 27 191 28 208 p-,, 29 :io 155 31 142 32 120 134 33 3•1 133 3c " 163 36 159 37 130 38 101 39 137 40 107 41 104 42 125 4.� 108 44 4.S 122 46 84 47 89 4H 72 49 82 50 76 51 69 52 73 59 53 54 56 45 ;i5 56 60 57 46 58 41 59 35 60 17 61 9 62 3 63 3 64 4 - 65 - Over65 Total 6,336 95 (3) I 5 " 182 1 - 2 3 1 10 10 12 6 9 10 6 I 3 9 2 2 I 1 2 - 1 - 1 2 - 1 1 I 3 - (4;) (5) (6) (7) 29 14 92 42 67 95 118 127 119 147 118 12 130 103 107 90 BB IO 11 4 8 8 5 I 28 42 65 92 117 117 109 135 112 118 94 97 84 87 78 60 52 48 46 35 :19 53 38 33 34 38 26 30 21 136 30 33 22 24 12 14 12 18 15 15 3 17 6 12 8 9 II 4 8 7 5 I - 4 249 349 8 7 294 297 7 253 9 342 6 2B9 9 271 7 238 6 213 22 210 2 197 20 180 2.
"i 14 156 136 16 154 20 168 :Vi :is 198 203 44 155 25 2.
'i 126 172 :15 34 141 132 28 :m 163 3:l 141 -11 35 157 3:l ll7 118 29 93 21 :,t'i 107 27 103 21 90 25 98 14 73 71 15 70 25 20 80 12 58 15 56 47 12 6 23 10 I 2 5 4 I 4 - - - - - - I - - - I - - - I I 3 - - I - - - - Males Females Total (9) (10) (8) :isu 16 374 16 345 329 28 303 273 3 298 29.5 2:i:i 1:10 28 158 155 39 194 34 163 129 42 167 125 38 193 155 33 139 106 29 142 113 21 !05 84 96 26 122 28 116 88 24 ll l 87 25 113 88 14 88 74 15 74 59 62 26 88 66 20 86 12 70 58 49 15 64 44 13 57 28 6 34 I 13 14 11 2 12 2 10 12 - 9 9 l - I - 905 7,241 2,219 121 2,340 8,555 1,026 9,581 82 Table '0' NUMBER OF CASES HANDLED BY MEDICAL REFEREES AND SPECIALISTS 1977 Number Number of Appeals to Medica!
Referees of Cases re-Cases re- District to ferred ferred Spe cialists, to Number of Number Number Medical Appeals Allowed Disallowed (1) etc.
Referees (2) (3) (4) (5) (6) East Coast Demerara East Bank Demerara West Bank Demerara West Coast Demerara Georgetown, including Georgetown Greater Linden Essequibo West Coast Berbice Berbice West Bank New Amsterdam Corentyne Bartica Matthews Ridge & Canje 1 3 - 1 235 23 48 20 150 23 16 145 13 21 118 11 16 19 8 7 30 102 27 - 4 30 16 - 5 6 - 7 1 2 10 19 3 1 1 10 10 5 7 1 1 13 3 2 10 34 4 - 7 4 5 4 8 4 - 1 - 5 6 2 1 Total 151 848 145 98 47 83 NUMBER OF VISITS MADE BY SICK-VISITING TEAM, BY DISTRICTS Table 'P' 1977 Number of Successful Number requested to to report Districts visits made visits Medical Adviser (1) (2) (3) (4) West Bank Demerara 24 West Coast Demerara East Coast Demerara East Bank Demerara Georgetown including Greater Linden Estates, dispensaries & clinics Georgetown Public Hospital Private Hospitals Best Hospital Mahaica Hospital Mahaicony Hospital Berbice Public Hospital 157 690 231 Georgetown 321 156 76 104 130 14 9 38 112 24 11 120 45 471 173 108 149 63 104 117 48 34 148 - - 118 - - 14 9 38 112 - - - West Bank Berbice ) & West Canje) New Amsterdam Corentyne & East Canje Upper Corentyne 28 47 712 28 2 659 15 6 53 Total 2849 2192 477 84 NATIONAL INSURANCE SCHEME P.O.
BOX 852 GEORGETOWN, GUYANA.

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