Product: Mortgage

CFPB This Complaint includes Complaints Filed against : XXXX XXXX XXXX XXXX Bank XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX, & XXXX, XXXX XXXX Law Firm XXXX XXXX XXXX XXXX XXXX XXXX, XXXX Attorney General XXXX Virginia XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX That this complaint comes under the following : That the XXXX is an agency of the United States charged with regulating the offering and providing of consumer-financial products and services under Federal consumer financial laws, XXXX U.S.C. XXXX XXXX a XXXX, including the Fair Debt Collection Practices Act ( FDCPA ) and the Consumer Financial Protection Act of XXXX XXXX XXXX XXXX. XXXX XXXX. XXXX ( XXXX ) ( H ), ( XXXX ). The XXXX regulatory authority extends to persons engaged in the collection of debt related to any consumer-financial product or service. XXXX XXXX. XXXX XXXX XXXX ), ( XXXX ) ( A ) ( x ). The XXXX has independent litigating authority to commence civil actions by its own attorneys to address violations of XXXX consumer financial laws, including the FDCPA and the XXXX. XXXX XXXX. XXXX XXXX a ) - XXXX b ) ; XXXX XXXX. XXXX ( b ) ( XXXX ). That XXXX XXXX XXXX of XXXX XXXX XXXX XXXX states the following in a Federal Lawsuit that started in the District of Columbia after illegal attempts to Foreclose in Case No. XXXX on or around XXXX XXXX, XXXX and then was moved to the XXXX of XXXX XXXX of Virginia XXXX XXXX. XXXX -cv- XXXX to XXXX XXXX who not only has a conflict of Interest due to her XXXX XXXX she has never given the case basic due process. That the below Legal law firms have acted in collusion against the law to prevent any and all Due Process to XXXX XXXX XXXX violating her basic Virginia and United States of America XXXX XXXX. That some of the firms listed are registered as Debt XXXX while others appear not to be but, act as debt XXXX who have ignored XXXX XXXX XXXX rights under XXXX XXXX Code Subchapter V - DEBT COLLECTION PRACTICES XXXX - XXXX findings and declaration of purpose XXXX - Definitions XXXX - Acquisition of location information XXXX - Communication in connection with debt collection XXXX - Harassment or abuse XXXX - False or misleading representations XXXX - Unfair practices XXXX - Validation of debts XXXX - Multiple debts XXXX - Legal actions by debt XXXX XXXX - Furnishing certain deceptive forms XXXX - Civil liability XXXX - Administrative enforcement XXXX - Reports to XXXX by the XXXX ; views of other Federal agencies XXXX - Relation to State laws XXXX - Exemption for State regulation XXXX - Exception for certain bad check enforcement programs operated by private entities Further : VA XXXX XXXX XXXX Virginia does not have its own statute that protects consumers from deceptive and abusive practices by debt XXXX. If you live in Virginia, however, you are protected by the federal Fair Debt Collection Practices Act ( FDCPA ). THAT LAW FIRMS : XXXX XXXX XXXX XXXX XXXX, Geesing, XXXX and Wood Address : XXXX XXXX XXXX XXXX # XXXX, XXXX, VA XXXX Phone : ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Others XXXX, XXXX, XXXX, & XXXX, XXXX, XXXX XXXX XXXX XXXX, XXXX, VA XXXX, ( XXXX ) XXXX Lawyers that know of criminal activity of the firm : XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX " Kitty '' XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Others Hunoval Law Firm XXXX Address : XXXX XXXX XXXX, XXXX, NC XXXX Phone : ( XXXX ) XXXX - Letter Attached XXXX, XXXX XXXX XXXX, XXXX Address : XXXX XXXX XXXX XXXX, XXXX, MD XXXX Phone : ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX LLP - XXXX XXXX XXXX : XXXX XXXX XXXX # XXXX, XXXX, VA XXXX Phone : ( XXXX ) XXXX XXXX XXXX XXXX Managing Partner : XXXX XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX Regional Administrative DirectorT : XXXX XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX # XXXX, XXXX, VA XXXX Phone : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX # XXXX, XXXX, VA XXXX Phone : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Address : XXXX Towers Crescent Plaza # XXXX, XXXX, VA XXXX Phone : ( XXXX XXXX XXXX XXXX XXXX XXXX '' XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX Partner OTHERS Equity Trustees XXXX Address : XXXX XXXX XXXX XXXX # XXXX, XXXX, VA XXXX Phone : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX & XXXX Address : XXXX XXXX XXXX, XXXX, MD XXXX Phone : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Others Colluding together trying to have me charged with Extortion ( which I was cleared the documents are clear, even being denied all due process that XXXX XXXX XXXX has STANDING by the law ) and even having me illegally jailed for being Poor : XXXX XXXX, XXXX XXXX XXXX, XXXX 22 days XXXX illegally jailed and tortured in the City of XXXX, Solitary Confinement 14 days till XXXX on Election day Tuesday, XXXX XXXX, XXXX. Illegally Jailed to : XXXX. Silence her and stop exposure of emails between herself and XXXX XXXX office on the corruption in the XXXX. XXXX went to XXXX XXXX for help instead he had her jailed, at the same time it was exposed his Pay to XXXX with a XXXX XXXX for a favor. Being ignored by the XXXX XXXX XXXX. XXXX. To XXXX / XXXX her into either committing Suicide or to turning the other check of the corruption and not holding Virginia and the XXXX XXXX, the Government and Elected Officials accountable, as well as the criminal acts and actions of the XXXX XXXX XXXX in Virginia That the law is very clear : That XXXX XXXX 's XXXX XXXX XXXX was the Trustee on every loan through XXXX XXXX XXXX Bank which creates a Conflict of Interest and he should have resigned instead he with the above colluded to have me killed ) actions have turned back time. Giving me less rights then a slave. Taking someone under Title XXXX XXXX XXXX XXXX and Title XXXX XXXX XXXX XXXX XXXX a ) : Whoever holds or returns any person to a condition of PEONAGE, shall be fined under this title for imprisoned not more than 20 years or both. That on XXXX XXXX, XXXX I was placed in jail for failure to pay legal fees in 30 days which is a violation of my Thirteenth Amendment " Neither Slavery nor involuntary servitude, except as punishment for a crime whereof the party shall have duly convicted, shall exist within the United States, or any subject to their Jurisdiction ''. Furthermore the right by placing me " under '' a state XXXX / Involuntary Servitude violating the Fourth Amendment right by malicious prosecution, false imprisonment and unconstitutional arrest. This violation of my Eighth Amendment Right as to Excessive Bail which in this case constitutes " Restitution Bail '' which further shows the knowledgeable malicious intent to silence me till the election was over on XXXX XXXX. XXXX. XXXX, XXXX and XXXX to further line the XXXX pockets by XXXX XXXX. Further : The system is XXXX where the XXXX and XXXX have set it up to protect each other and line each other 's pockets with XXXX. But, that wasnt enough for the above prior to that : XXXX / XXXX XXXX frame of XXXX & XXXX Lawyer XXXX in collusion with others as a favor or hired a gentleman that goes by the name of XXXX XXXX who informs XXXX he was to drug XXXX and get XXXX inappropriate pictures of XXXX, or to XXXX XXXX of Janices daughters, or to plant drugs on Janices daughter or in the home to give XXXX XXXX XXXX XXXX, XXXX and XXXX, information to make JWG incompetent to file any other documents. XXXX XXXX said that XXXX XXXX will go to any length to harm XXXX or XXXX daughters. That XXXX XXXX will continue to do what she can to distract XXXX from becoming successful and moving on with Janices life. That Lawyer XXXX is a Greedy XXXX that all Lawyer Ilonas actions are deliberate to cause harm to XXXX. When the XXXX Police were called they informed XXXX they were instructed by XXXX Attorney XXXX XXXX to not take any reports of issue. XXXX XXXX XXXX of the person who Murdered XXXX XXXX XXXX XXXX XXXX XXXX XXXX ******On XXXX XXXX, XXXX at the shootings of the Congressman the following pictures show him walking away from me READ MORE IN THE ATTACHED That the lawyers for XXXX / XXXX XXXX XXXX Bank XXXX XXXX XXXX XXXX bank XXXX against the law and rules of the Collection Laws and did not respond to the complaint. All across XXXX we talk about how President XXXX XXXX is not above the law - yet Bankers, Lawyers, Judges, Elected Officials act as if they are above the law ruling in conflict and picking and choosing the parts of a complaint to allow into the court. Discretion is given to XXXX to use within the boundaries of the law. XXXX filed for a XXXX Judgement and Judgement was placed on Plaintiff. Question how does XXXX default on her own Complaint. The XXXX and XXXX of the Banks / XXXX and XXXX is a disgrace to all involved. That XXXX and XXXX XXXX have hired XXXX XXXX XXXX, XXXX, and XXXX, XXXX XXXX XXXX to act in a predatory fashion to Foreclose while still in Appeal. Plaintiff XXXX XXXX XXXX XXXX XXXX XXXX amends Complaint and reserves the right to amend Complaint and add additional Parties per FRCP Rule XXXX. Plaintiff XXXX XXXX XXXX complains against the captioned Defendants as follows : INTRODUCTION This is an action for appropriate relief pursuant to the common law, statute XXXX XXXX of the United States of America, for impermissible restraints upon the Plaintiffs constitutionally protected property, entitlements and other Constitutional rights, in Violation of the Fair Debt Collection Practices Act ( FDCPA ) ( XXXX XXXX XXXX, ET SEQ. XXXX, XXXX of XXXX, XXXX XXXX under XXXX U.S.C. XXXX that a XXXX of XXXX duties was created when the scheme to defraud home buyers / owners and deprive them of the right of honest services without XXXX, among other provisions. Pursuant to the XXXX XXXX XXXX XXXX XXXX, XXXX U.S.C. XXXX et seq. That the Defendants pursued and continue to pursue foreclosure actions using false and fabricated documents, particularly mortgage assignments to conceal that they are missing critical documents, namely, the mortgage assignments. Without lawfully executed mortgage assignments, the value of the mortgages and notes held by the trusts is impaired because effective assignments are necessary for the trust to foreclose on its assets in the event of mortgage defaults. When the trustee banks discovered that the mortgage assignments were missing, the trustee banks, together with an associated servicing company, XXXX XXXX XXXX XXXX mortgage loan documentation company ( XXXX ), devised and operated a scheme to replace the missing assignments with fraudulent, fabricated assignments. The purpose of this scheme was to meet the evidentiary requirements imposed by courts in the foreclosure cases and to conceal from trust shareholders the true, impaired value of the assets of each of the alleged trusts, crippled by the missing assignments and related documents. Created illegal Foreclosures. That XXXX XXXX and Bank XXXX XXXX XXXX XXXX Bank at the same time carried the Property at XXXX XXXX XXXX XXXX, XXXX VA XXXX on their Balance Sheets. That Bank XXXX XXXX has agreed to a {$16.00} XXXX Settlement for its admitted wrongdoing and toxic mortgage lending practices with the XXXX Department XXXX XXXX XXXX had in XXXX agreed to a nationwide {$25.00} XXXX settlement with the XXXX Department acknowledging wrongdoing. That XXXX XXXX had XXXX of {$21.00} XXXX last year. That XXXX XXXX is using a smokes and mirror defense to try and shun its responsibility to the XXXX people. That JPMorgan has agreed to {$13.00} XXXX dollar settlement, and {$7.00} XXXX settlement with XXXX over residential mortgage-backed securities and collateralized debt obligation. ( per XXXX Department of Justice XXXX That XXXX XXXX XXXX XXXX, XXXX, XXXX & XXXX, XXXX. through letters, emails to Plaintiff and documents filed in the clerks office in the XXXX of XXXX will attest to the fraudulent documents. Documents filed by Bank XXXX XXXX XXXX XXXX Bank with the clerks office in the XXXX of XXXX will attest to this. That XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX have all represented in their correspondence that they have been hired by XXXX XXXX or Bank XXXX XXXX XXXX XXXX Bank to be a paid agents. That XXXX XXXX XXXX has ignored the regulations set forth by the United States of America XXXX, known as the President Obama XXXX refinance program for financial gain. Plaintiff through documentation will show the shoddy unlawful and unethical behavior from these banks, attorneys and their representatives that they have failed to produce the original note. Defendants and their representatives have been involved with documents that were forged, robo-signed, or reversed-engineered. The defendants have acted XXXX and XXXX. The President 's and XXXX XXXX PROHIBITS A PARTICIPATING server from taking several actions including the following : Proceeding with a foreclosure sale. Any foreclosure sale must be suspended and no new foreclosure action XXXX be initiated during the trial period, and until the borrower has been considered and found ineligible for other available foreclosure prevention options. Requiring a borrower to make an initial contribution payment pending the processing of the trial period plan before the plan starts. Soliciting borrowers to opt out of consideration for XXXX during the temporary review period. XXXX borrowers as delinquent to credit reporting bureaus without explanation. For borrowers who are current when they enter a trial period, the servicer should report the borrower current but on modified payment if the borrower makes timely payments during the trial period. For borrowers who are delinquent when they enter the trial period, the servicer should report in such a manner that accurately reflects the borrowers current workout status. Assessing prepayment penalties for full or partial prepayment as part of the modification. The Fraud carried out by the Defendants in this case includes, XXXX XXXX : Mortgage assignments with forged signatures of the individuals signing on behalf of the grantors, and forged signatures of the witnesses and the notaries by all appearance ; Mortgage assignments with signatures of individuals signing as corporate officers for banks and mortgage companies that never employed them by all appearance ; Mortgage assignments prepared on behalf of grantors who had never themselves acquired ownership of the mortgage and notes by a valid transfer, including assignments where the XXXX was identified as Bogus Assignee for Intervening Assignments and Mortgage assignments notarized by notaries who never witnessed the signatures that they notarized. That on or around XXXX XXXX a Stay was filed with the XXXX Circuit with the following FACTS : PLAINTIFFS MOTION FOR EMERGENCY IMMEDIATE INJUNCTION OR STAY AGAINST XXXX XXXX AND XXXX ON SALE OF HOME AT XXXX XXXX XXXX XXXX, XXXX XXXX XXXX To allow attached new evidence that show XXXX XXXX has no Standing to a Loan Comes Now Plaintiff asks for immediate Stay and or Injunction against XXXX XXXX and XXXX. That they have hired new attorneys to try and foreclose on home while in court here. That it appears that Not once since this case was filed has XXXX XXXX or XXXX XXXX XXXX answered ( having been served by the Marshalls ), XXXX XXXX, Bank XXXX XXXX XXXX XXXX bank, XXXX XXXX and XXXX have not answered since their first response while Plaintiff continues with New Evidence is found to file for New Hearings is shut out / Blackballed by Judge XXXX who has a financial standing in having lost 60 % of her savings in or around the XXXX housing debacle. That this suit was brought due to the criminal activity in the Hamp program by XXXX, Equity Trustees and XXXX XXXX XXXX, Bank XXXX XXXX XXXX XXXX Bank, XXXX XXXX and the question has to who had if any ownership in an alleged loan. That the law is clear that you have to show standing or documents that are not just copied or signed by FAMOUS and criminally charged ROBO signer documents. That XXXX XXXX has shopped lawyers and now hired XXXX XXXX and XXXX to ignore this suit and Foreclose. On or around XXXX XXXX, XXXX a letter was received by them that stated clearly that XXXX XXXX had no instruments that should they had standing, which is what Plaintiff has been claiming. Exhibit XXXX That Plaintiff went to reopen this case and was denied even with this new evidence to reopen. That Judge XXXX has decided with no discovery, no open court hearings that she is XXXX and will Civil Action XXXX No. XXXX cv XXXX XXXX XXXX th Circuit Cases : XXXX XXXX LMB-TCB XXXX XXXX LMB-TCB XXXX XXXX LMB-TCB XXXX XXXX LMB-TCB XXXX XXXX LMB-TCB XXXX XXXX LMB-TCB XXXX decide the case in Chambers ruling in Favoritism, Cronyism with Retaliation and Retribution for Plaintiff letting XXXX XXXX know of her financial conflict. THAT APPEARANCE AND THE DOCUMENTS WILL SHOW XXXX XXXX AND XXXX WITH ATTORNEYS BY ALL APPEARANCE HAVE LIED UNDER OATH IN THE CITY OF XXXX CASE No. XXXX XXXX misleading the court and XXXX XXXX. THAT further it appears that XXXX XXXX and XXXX have on several occasions committed Bankruptcy XXXX. THE QUESTION BECOMES HOW INVOLVED IS BWW LAW GROUP, EQUITY TRUSTEES, BANK OF XXXX XXXX XXXX BANK, XXXX XXXX, XXXX XXXX XXXX XXXX AND XXXX, XXXX, XXXX XXXX XXXX, XXXX XXXX, DIVORCE LAWYER XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, ATTORNEY GENERAL XXXX XXXX, ET AL THAT ALL HAVE A FINANCIAL STANDING AND A WANT TO SEE XXXX XXXX XXXX WITH THIS JUDGE AND MANY OTHER JUDGES, RUINED OR DEAD FOR STANDING UP AND SPEAKING OUT ABOUT THE CORRUPTION. That these Defendants have worked in collusion in a Mafia Style in these cases to insure a Cover Up of all the money stolen from XXXX by Divorce Lawyer XXXX XXXX XXXX XXXX XXXX with the help of this court and other courts to ignore the law and rule in Favor of a Corrupt Attorney or Banker. XXXX et al law firm / XXXX Collector / XXXX XXXX? who backed off from a Foreclosure on XXXX XXXX, XXXX, and sent a letter they were not foreclosing on this date. Started immediately re-advertising the house. The letter was Misleading and done deliberately in an Obstruction of Justice fashion. In conflict with Debt Collection Laws. We have a group of Banks with XXXX and Lawyers who are ignoring the laws and the United States XXXX XXXX XXXX XXXX XXXX to own a home. XXXX XXXX firm has illegal Misleading under XXXX XXXX XXXX XXXX - XXXX findings and declaration of purpose XXXX - Definitions XXXX - Acquisition of location information XXXX - Communication in connection with debt collection XXXX - Harassment or abuse XXXX - False or misleading representations XXXX - Unfair practices XXXX - Validation of debts XXXX - Multiple debts XXXX - Legal actions by debt XXXX XXXX - Furnishing certain deceptive forms XXXX - Civil liability XXXX - Administrative enforcement XXXX - Reports to XXXX by the XXXX ; views of other Federal agencies XXXX - Relation to State laws XXXX - Exemption for State regulation XXXX - Exception for certain bad check enforcement programs operated by private entities That what seems to happen is the above Law firms collude together if XXXX Law Firm is not successful in KILLING a person, while violating there XXXX and United States XXXX and XXXX rights by the Law. That many Americans have STANDING that is being denied by the Judiciary, Government and Elected Officials to further line the pockets of these lawyers by our Government ( XXXX et al ) as seen in attached letter by Congressman XXXX XXXX XXXX was born and raised in XXXX, Maryland, That above lawyers are making MILLIONS of DOLLARS a year by SCREWING the American Public.