Product: Vehicle loan or lease

This is a continuation of a bank fraud report completed on XX/XX/XXXX ID # XXXX. The initial complaint named XXXX XXXX XXXX as part of a widespread Medicaid Billing Scheme that involved large sums of money that were being embezzled. Please find below other identified Banking institutions apart of this scheme. 

CHASE BANK On XX/XX/XXXX during a scheduled appointment at the XXXX branch to open both a personal and business account, it was discovered that a business account had already been opened in my business name ( XXXX XXXX XXXX XXXX ) without my knowledge or consent. The account after further review by the banker showed as active but had no information regarding who opened the account or any transaction history. An interesting fact is that this is the bank that financed my XXXX XXXX XXXX through XXXX XXXX of XXXX, Georgia. I have never entered into a Chase Bank branch prior to this scheduled visit. All loan payments on the auto loan financed by Chase Bank were automatically drafted through my companys business account. Based on other occurrences at several other banks, it is strongly probable that payments in the exact amount of the auto loan were doubled and paid to a bank employee to assist in opening and maintaining the fraudulent bank account in my business name. The payment schedule was from XX/XX/XXXX through XX/XX/XXXX. 

XXXXXXXX XXXX  In XX/XX/XXXX while sorting through paperwork found in the office of the previous CFO, a printout of payments for a vehicle purchased by my company from XXXX XXXX XXXX XXXX XXXX financed through XXXX XXXX  was discovered. After further research of XXXX XXXX statements it was found that the dates of the payments did not match the printout found. These payments were automatically debited each month around the 1st. Further the bank name included a second bank listed as if it was a fund account within XXXX XXXX  On XX/XX/XXXX I visited a XXXX branch in XXXX Georgia to request a payment history for the XXXX XXXX XXXX XXXX and to inquire about a possible banking account. The banker stated that no information was available for the auto loan that was recently paid in full XX/XX/XXXX. She stated that it was strange to see that. She requested a copy of the statement and stated that it would be mailed to me within XXXX  days. As for the business banking account, no information was available because the XXXX  year time limit had been exceeded. I do remember opening up this account in XXXX Georgia during the time the company was expanded business in that area. The purpose of this account was for CONSTRUCTION purposes only. There should be no other activity involving business in regards to accounts receivables or any other transactions. I believe the banker stated that this account history was from XXXX through XXXX. The auto loan span from XX/XX/XXXX XX/XX/XXXX. 

XXXX XXXXXXXX XXXX Around XX/XX/XXXX after receiving an alert from my XXXX XXXX monitoring account that stated that there had been a change to XXXX of my accounts I decided to phone XXXX XXXX XXXX. The statement that XXXX of my accounts may have changed is what prompted this call. I have never had any account with XXXX XXXX XXXX other than a home loan. That call to the XXXX number led to the representative stating that a XXXX had been added to my home loan account due to the bank updating itss account number system. Around XX/XX/XXXX while sorting through paperwork at home I ran across the XXXX paperwork sent by the IRS due to a large sum of taxes due. It listed all financial institutions that I had a financial relationship with. XXXX XXXX XXXX was one of them. Confused I decided to call customer service and asked if I had a business account set up with XXXX XXXX XXXXXXXX. The rep located the business account but could not discuss any matters concerning the account because I could not correctly identify it based on the Tax ID. Two times more I called hoping to get a different rep that would identify the account listed in my business name. The second call was identical to the first call. The third call revealed that there was no listing of a business account in my business name. The account had been either hidden or removed. A report of this finding was made to the IRS XXXX via email. Around XX/XX/XXXX a call was received from XXXX asking if I needed an extension on my XXXXXXXX  Forbearance for my home loan. The extension was processed over the phone. On XX/XX/XXXX a package from XXXX was received requesting to complete a XXXX repayment plan that would allow my payments that had been placed on hold to be put on the back of the loan and for payments to begin XX/XX/XXXX. Confused I phoned BOA especially after seeing the account number missing the XXXX that I had phoned about back in XXXX. The rep did not do a good job in explaining why most of my statement included the XXXX in front of the other account numbers and the information that had been delivered to my door did not contain the XXXX. She transferred me to another rep who stated that usually in the beginning of a loan the XXXX would accompany the front of the account number and s time goes on the XXXX would eventually fall off. She stated that it was the same account. On XX/XX/XXXX a phone call was received from a XXXX representative asking if I had received the request. I stated that I did receive it and had until XX/XX/XXXX to return it. I asked why the document stated that payments would begin XX/XX/XXXX and she explained that the forbearance amount would be placed on the back end of the loan and that payments would resume in XX/XX/XXXX. Confused again I asked why she would be calling regarding the restart of payment for the loan when a representative had just reached out to me some XXXX weeks prior completing an extension on the loan. She replied with oh you got an extension completed? I responded with yes, I did. She went on to say that if that was the case, I did not need to return the information as that would start repayment of the loan again. The issues identified here are XXXX. There is/was a business account listed in my business name that suddenly did not exist anymore and XXXX. The addition of the XXXX in front of my home loan obviously are XXXX separate accounts that one of these accounts may have been set up as payment to a bank employee for the creation and ongoing care of the fraudulent business account. This account history spans from XX/XX/XXXX to present. 

In closing, it appears that all three of these banking institutions set up accounts in my business name to receive Federal and State XXXX funds in this elaborate billing scheme that was initiated by former employees expanding the financial personal gain for other individuals throughout the community and possibly other cities within the State of Georgia. 

Regards XXXX XXXX, CEO XXXX cell