Product: Credit card or prepaid card

Capital One Bank is in Violation of Federal Law. 
Capital One is in violation of 15 USC 1605. A financ e charge is the sum of all charges in a consumer credit transaction, and it does not include cash. Capital One in fact took cash as shown in statements XX/XX/XXXX to XXXX XXXX. and ; Capital One is in violation of 15 U.S. Code 1666d. Capital One did not credit the amount of the credit balance to the c onsumers account for consumer credit transactions. Capital One did not refund any part of the amount of the remaining credit balance. and ; Capital One is in violation of 15 U.S. Code 1666a. Capital one reported a late payment to XXXX, XXXX  and XXXX  XXXX XXXX and ; Fact, affiant is a ware and has proof in the attachment labeled as Exhibit X that Capital One is in violation of 15 U.S. Code 1681b ( a ) ( 2 ) affiant did not give Capital One written instructions to furnish A consumer rep ort. and ; Capital One is in violation of 18 U.S. Code 1028A - Aggravated identity theft ( the Consum er Never gave authorization to capital one to sell my information and report ANY negative informati on to XXXX, XXXX, XXXX  or any credit reporting agency. and Capital One is in viol ation of 15 U.S. Code 1692g Capital One failed to validate the alleged debt. and ; Capital One is i n violation of 15 U.S. Code 1692d. Capital One is harassing the consumer by threat of use of viole nce or other criminal means to harm the physical person, reputation, or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity, before the time t hat the information was initially communicated, to direct that such information not be communicate d among such persons. and ; Capital One is in violation of 15 usc 1611. Capital One willfully and kn owingly failed to provide/disclose information required under the provisions of 15 USC 1601. They are now civilly and criminally liable. according to 15usc 1692 I do not own any debt because I am th e consumer and Im not obligated to pay. Im a administrator and agent according to 15 usc 1602 ( o ). The social security card belongs to the social security administration I have to give in back at th eir request so there for Im just a administrative agent. I do not own it or any debt attached to it 18 usc 8 will provide that information for you I do not own that debt transaction Dates XXXX throug h XX/XX/XXXX Notice to all, I, am that I am, the consumer in fact, natural person, original creditor, lend er, executor, administrator, holder in due course for any and all derivatives thereof for the surname/ given name XXXX XXXX XXXX XXXX XXXX XXXX and I have been appointed and accept being the ex ecutor both public and private for all matters proceeding, and I hereby claim that I will d/b/a/ XXXX XXXX XXXX XXXXt and autograph as the agent, attorney in fact, so be it.