23daVinci/CFPB_Complaints huggingface dataset:
Product: Mortgage

I worked with US Bank to secure financing for a condo XXXX. I worked with XXXX XXXX at US Bank to get information on my loan. Initially, I was informed that I had sufficient information. Once I started working with Loan Processor XXXX XXXX XXXX, it all went down hill. Due to US Banks extremely high closing costs, I reached out to XXXX to update the amount of my down payment, so I could free up cash for closing cost. XXXX informed me this was ok. Feel confident and getting reassurance from US Bank , I proceeded with the loan. However, things started feeling odd. For example, XXXX was persistent that I pay for an appraisal BEFORE their 'internal ' condo approval board even said that the place was ok to extend lending. I was able to catch this and refused, saying we needed to wait for US Bank to approve the condo 's XXXX financials. XXXX was extremely pushy and said that we would not make the closing date if I did not pay for the appraisal. I said that was fine and worked with the sellers. 

At this point, XXXX informs me that they need to run my credit again under my married name. So they do a hard hit not once, but twice because she could not do her job right to begin with. 

What is the worst part is that after I had written confirmation from XXXX that $ XXXX down payment would be fine for the loan, US Bank called to request that I pay an application fee. After I paid the {$390.00} application fee, US Bank informed me that I needed to come up with $ XXXX more for closing. At this point I am completely dumbfounded. Not only do I never get complete answers from US Bank, they systematically lied to me throughout the entire process. If I would not have caught the appraisal that XXXX XXXX was pushing on me, I would be out close to {$900.00}. Instead, I am out {$390.00} that was charged to my US Bank credit card ( so much for loyalty, right!? ) Needless to say, I was I have loan approval through another lender and I am closing on my place on XXXX, with a lower interest rate. I was able to easily secure financing without the incompetence of XXXX XXXX and the rest of the people at US Bank. It was complete night and day between my new lender and US Bank as far as keeping me informed and making sure I understood the process and what I was paying for. US Bank made it clear that they just wanted my money-so enjoy the {$390.00} application fee you should have never accepted US Bank. Needless to say, I will be closing all my accounts soon.
Product: Vehicle loan or lease

On XXXX XXXX the salesman assisted me with the purchase of XXXX  XXXX XXXX at XXXX XXXX and/or CarMax intentionally withheld pertinent information to complete the sales. There are many fees within the given finance charge that are a violation of 15 USC 1605. XXXX XXXX and/or CarMax falsely and illegally obtained XXXX. I sent letters to both companies on XX/XX/XXXX disputing but have not heard back as of yet.
Product: Credit reporting, credit repair services, or other personal consumer reports

After recently reviewing my credit report, I noticed several unauthorized credit inquiries. I suspect that I am a victim of XXXX identity theft and have contacted the appropriate authorities including the FTC and my local police department. I did NOT authorize the following inquiries listed below. These fraudulent credit checks were not obtained with my consent. Please delete immediately and send me an updated credit report confirming the removals. XXXX XXXX XXXX/equifax XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX/equifax XX/XX/XXXX XXXX XXXX XXXX XXXX/equifax XX/XX/XXXX XXXX BANK XXXXequifax XX/XX/XXXX XXXX XXXX XXXX -XXXX/equifax XX/XX/XXXX XXXX XXXX XXXX/equifax XX/XX/XXXX XXXXXXXX XXXXXXXX XXXX/equifax XX/XX/XXXX XXXX -XXXX/equifax XX/XX/XXXX XXXX XXXX XXXX XXXX/equifax XX/XX/XXXX XXXX XXXXequifax XX/XX/XXXX XXXX XXXX/equifax XX/XX/XXXXXXXX XXXX XXXX XXXX/equifax XX/XX/XXXX XXXX XXXX/equifax XX/XX/XXXX XXXX XXXX XXXXXXXX/equifax XX/XX/XXXX XXXX XXXX/equifax XX/XX/XXXX XXXX XXXX XXXX XXXX/equifax XX/XX/XXXX XXXX XXXX XXXX/equifax XX/XX/XXXX XXXX XXXX XXXX XXXX/equifax XX/XX/XXXX XXXX XXXX/equifax XX/XX/XXXX XXXX XXXX XXXX -XXXXn/equifax XX/XX/XXXX XXXX -XXXX/equifax XX/XX/XXXX XXXXXXXX XXXX XXXX/equifax XX/XX/XXXX XXXX XXXX/equifax XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX/equifax XXXX XXXX XXXX XXXX XXXX/equifax XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXXequifax XX/XX/XXXX XXXX XXXX XXXXequifax XX/XX/XXXX XXXX XXXXequifax XX/XX/XXXX XXXX XXXX -XXXX/equifax XX/XX/XXXX XXXX -XXXX/equifax XX/XX/XXXX XXXX XXXX  -XXXX/equifax XX/XX/XXXX XXXX -XXXXequifax XX/XX/XXXXXXXX XXXX XXXX XXXXequifax XX/XX/XXXX XXXX -XXXX/equifax XX/XX/XXXX XXXXXXXX XXXX/equifax XX/XX/XXXX XXXX XXXX -XXXX/equifax XX/XX/XXXX XXXXXXXX XXXX XXXX XXXXXXXX/equifax XX/XX/XXXX XXXX XXXX/equifax XX/XX/XXXX XXXX XXXX XXXXequifax XX/XX/XXXXXXXX XXXX XXXXXXXX -XXXX/equifax XX/XX/XXXX XXXX XXXX -XXXX/equifax XX/XX/XXXXXXXX XXXX
Product: Credit reporting or other personal consumer reports

I had a lady that was working for me and she had access to all my personal information. She had access to my company cards and she ran the limit up, then she applied for a XXXX XXXX card with her name on it with my information and they approved it without my knowledge. She got it and charged it up as well. I was in the hospital at this time, when they contacted me about the bill being late, I explained to him it wasnt my charges and they put it under investigation came back and said that they thought I put the girl up to this so I tried to work it out as a dispute on my credit, and they cant do anything to my credit until the lender sees that its fraud on the credit report. Since then, I filed a lawsuit against the girl and I have proof of that lawsuit. The company wouldnt work with me because I couldnt obtain a police report. When the police were contacted they told me it was an in-house matter told me to take it to Human Resources. The account was ultimately charged off for {$3000.00} in XX/XX/2023. Despite my best efforts, I have not been able to have this reported as fraud by XXXX XXXX and has since affected my credit score.
Product: Debt collection

i have XXXX accounts on my credit report with the same company only one is correct
Product: Credit reporting

This account is over 7 Years old and is sill being reported no payment where made since XXXX
Product: Money transfer, virtual currency, or money service

Zelle makes it difficult to receive a refund on any services or if accidentally sending money to the wrong person. Customer service does not help with reimbursement of funds
Product: Money transfer, virtual currency, or money service

My wife 's XXXX account was hacked and my credit card information was in her account. She received an email stating that my credit card was declined for a purchase made for {$220.00}. She immediately changed her XXXX password and I called the credit card company to report this fraudulent transaction. The credit card company cancelled the credit card and issued me a new card. I also have the name and address of the person who tried to make this purchase. the name of the person who tried to make this transaction is XXXX XXXX XXXX and his address is XXXX XXXX XXXX XXXX XXXX, Florida XXXX. It happened today XXXX XXXX.
Product: Student loan

I was taken advantage of due to malpractice while several laws were being broken under the FCRA by Experian. This has caused me financial injury and defamation of character. I can't get approved for my mortgage or apply for credit loans. This has really hurt my ability to obtain credit which is needed during this time in pandemic. This is not only affecting myself, but my children and family as well. Delete these inquiries and accounts from my credit report immediately! 
XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX Inquired XXXX XX/XX/XXXX XXXX  XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX  Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXXXXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX XXXXXXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXXXXXX XXXX XXXXXXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX  Inquired XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX  Inquired on XX/XX/XXXXXXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX  Inquired on XX/XX/XXXX XXXX  XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX, XXXX  XXXX XXXX Inquired on XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX  Inquired on XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX XXXX XXXX XXXX  Inquired on XX/XX/XXXX and XX/XX/XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXXXXXX XXXX XXXX Inquired on XX/XX/XXXX EXPERIAN Inquired on XX/XX/XXXX and XX/XX/XXXX EXPERIAN Inquired on XX/XX/XXXX and XX/XX/XXXX EXPERIAN Inquired on XX/XX/XXXX, EXPERIAN Inquired on XX/XX/XXXX, EXPERIAN Inquired on XX/XX/XXXX and XX/XX/XXXX EXPERIAN Inquired on XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX EXPERIAN Inquired on XX/XX/XXXX EXPERIAN XXXX Inquired on XX/XX/XXXX EXPERIAN XXXX Inquired on XX/XX/XXXX XXXXXXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX XXXX XXXX  XXXX Inquired on XX/XX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XX/XX/XXXX DEPT OF ED/XXXX  {$930.00} XX/XX/XXXX DEPT OF ED/XXXX  {$3800.00} XX/XX/XXXX DEPT OF ED/XXXX  {$2700.00} XX/XX/XXXX DEPT OF ED/XXXX  {$3700.00} XX/XX/XXXX DEPT OF ED/XXXX  {$7400.00} XX/XX/XXXX DEPT OF ED/XXXX  {$2300.00} XX/XX/XXXX DEPT OF ED/XXXX  {$2300.00} XX/XX/XXXX DEPT OF EDXXXX {$1800.00} XX/XX/XXXX DEPT OF EDXXXX {$3000.00} XX/XX/XXXX DEPT OF EDXXXX {$3600.00} XX/XX/XXXX DEPT OF EDXXXX {$3900.00} XX/XX/XXXX DEPT OF ED/XXXX {$23000.00}
Product: Debt collection

On XX/XX/2019 I went to XXXX XXXX  XXXX  located at XXXX XXXX XXXX XXXX, DE XXXX to purchase a love seat and sofa in the amount of {$540.00}. I reopened my charge with them that's serviced by Wells Fargo Bank. On that date a XXXX XXXX XXXX king size mattress in the amount of {$770.00} was sold to a customer by salesman XXXX XXXX and charged to my account. As soon as I noticed the amount that was charged to my account erroneously, I called XXXX XXXX  XXXX  to advise that the charge did not belong to me as I did not receive a Mattress. I've have spoken with XXXX XXXX XXXX  and Wells Fargo on numerous occasions stating the {$770.00} does not belong to me and I refuse to pay for items that I didn't receive. I paid the {$540.00} that I was responsible for and now the original {$770.00} has increased to {$1200.00}. This has affected my excellent credit history and caused my credit score to drop below 700 which has resulted in adverse action from my creditors. This has caused emotional distress for me because I pride myself in paying my bills and was never late with Wells Fargo until this happened. I have nowhere else to turn for help with this matter. Apparently, Wells Fargo or XXXX 's XXXX is not willing to help me resolve this matter.
Product: Credit reporting or other personal consumer reports

I HAVE BEEN AFFECTED BY THE XXXX  DATA BREACH. PER 15 USC 1681 C-2 STATES EXCEPT AS OTHERWISE PROVIDED IN THIS SECTION A CONSUMER REPORTING AGENCY SHALL BLOCK THE REPORTING OF ANY INFORMATION IN THE FILE OF A CONSUMER THAT THE CONSUMER IDENTIFIES AS INFORMATION THAT RESULTED FROM AN ALLEGED IDENTITY THEFT. 

XXXX XXXX XXXX # XXXX XX/XX/XXXX -- {$36000.00} XXXX XXXX  # XXXX XX/XX/XXXX -- {$4200.00} XXXX XXXX # XXXX XX/XX/XXXX -- {$4200.00} XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX -- {$11000.00} XXXX  XXXX XXXX # XXXX XX/XX/XXXX -- {$53000.00} XXXX XXXX XXXX XXXX  XXXX XXXX XX/XX/XXXX -- {$230.00}
Product: Credit reporting, credit repair services, or other personal consumer reports

I have several issues on my credit report. I am not sure what you need from me to correct this issues. I have attached a copy of my current and only address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX OH XXXX SS XXXX DOB XXXX and my SS card. Please delete the following addresses the are not mine : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX   XXXX, XXXX, OH XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX  XXXX XXXX, XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX Please delete the following numbers they are not mine : ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX ( XXXX ) XXXX
Product: Credit reporting or other personal consumer reports

In accordance with the FCRA, ( XXXX, Transunion, XXXX, XXXX, XXXX, XXXX, XXXX ) has violated my federally protected consumer rights to privacy and confidentiality under 15 U.S.C 6802. According to 15 U.S.C 6802 ( b ) ( B ), I was never given the opportunity to opt-out from having my personal information reported to third parties.

I have the list of Accounts that I will post hereXXXX XXXX XXXX  account # XXXX date of late payment XXXX XXXX XXXX XXXX XXXXXXXX account # XXXX date of late payment XXXX ) I am Attaching identity and proof of address!
Product: Credit reporting, credit repair services, or other personal consumer reports

This is my numerous request that you amend this suspicious data. I believe you have violated Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ) by failing to verify these items, and I will take legal action against you as a result. This was previously mentioned in my previous COMPLAINT #, and I'm including it once more. Please don't ignore my request to repair these inaccurate items in my file. I'm looking forward to the prompt update of the following items. Thank you. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/2022 XXXX XX/XX/2022
Product: Mortgage

Bank of america has me in foreclosure. Right now BOA has summitted XXXX different original notes in my foreclosure case. The case started with a lost note count, which they submitted a copy of the note with a blank endorsement on an allonge, then over 2 years later they filed a different note that had the blank note endorsed to Countrywide, XXXX additional endorsements on the allonge, and other markings on the note itself. This note was filed in the official records, dropping the lost not count, with a sworn statement that it is the Original Note. Then months later they submitted another note, with another sworn statement that it is the Original note, that had the original blank endorsed note that was filed with the court as a lost instrument. This is clearly fraud upon the Court. After they submitted the endorsed note in their answers to my request to produce, I filed a Motion For Summary Judgement, on the no standing issues. After I filed my MFSJ, the plaintiffs submitted the endorsed note, into the official records, with notice of dropping lost note count, with a sworn statement that it is the original note. In the plaintiffs opposition to my MFSJ, they filed another note, which was claimed as the original note, by sworn statement, which was the Orignal note that they filed in thier complaint with a lost note count. So they filed a note in the official records, then filed the other note afterwards. The Judge denied my MFSJ, and set the case for trial, when I brought all this to her attention. She said they probably have a good explaination for why they have XXXX Original notes in my case. The only thing the plaintiff said was that the XXXX notes are identical, and that is a lie. I have the transcript from the hearing. I went to Court on XXXX XXXX, 2015 on my MFSJ, and on the XXXX XXXX, 2015 I recieved a letter from BOA that they are transferring my servicing rights to XXXX XXXX XXXX as of XXXX XXXX, 2015 This is just another way of getting away with fraud and forgery. I ca n't afford a lawyer, and the bank has not put anything in my court docs about any trial or anything else. So Bank of America is attempting to slide away into the darkness, like none of this ever happened. I wrote the Attorney General, and they gave me your number, so I am here to file an Official report of what is going on in our Court system. Fraud should not be tolerated in our Justice system.
Product: Debt collection

Lendmark Financial Services has not provided me with and document with my wet signature giving them permission to report ANY information to my consumer report. I, XXXX XXXX am enforcing my rights to privacy as a consumer under 15 USC 6803 a 1. They did NOT exercise their grave responsibility, they have been unfair, and were partial in the matter under 15 USC 1681 a 4
Product: Money transfer, virtual currency, or money service

I am filing a complaint against Cash App ( block , inc ) due to inadequate customer service and unfair practices, which violates the Consumer Financial Protection Act ( CFPA ). Specifically, Cash App failed to take timely and affective measures to prevent and address fraud on their platform, leaving my account vulnerable and unprotected. Furthermore, their dispute resolution process was unfair and deceptive, as they did not comply with error resolution requirements under the Electronic Fund Transfer Act ( EFTA ) and Regulation E. These actions have caused significant inconvenience and financial loss, and I seek appropriate redress for these violations.
Product: Credit reporting or other personal consumer reports

I asked them for the following information and all three credit bureaus ignored my request. They also are in violation because they did not respond in 15 days per or at all see FCRA sections below.

1681 U S C i ( 7 ) Method of verification-DESCRIPTION OF REINVESTIGATION PROCEDURE for each account disputed.

15 U.S.C. 1681i ( 7 ) of the Fair Credit Reporting Act ( FCRA ) states that a consumer reporting agency ( CRA ) must provide a consumer with a description of the reinvestigation procedure within 15 days of receiving the consumer 's request I asked them for the following information and all three credit bureaus ignored my request. They also are in violation because I did not receive proof of my signature they should have on file regarding PERMISSIBLE PURPOSES according to FCRA see request below. 

15 U.S. Code 1681b - Permissible purposes of consumer reports.

( a ) IN GENERAL Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the written instructions of the consumer to whom it relates.

15 U.S. Code 1681b - Permissible purposes of consumer reports I never gave you any written consent to report anything on my consumer report.

Please send the following information used or validate the items below and show where I gave written permission to be on y credit report in the first place, otherwise delete from my credit report immediately or I will seek monetary damages.

Please read and comply to my request or delete accounts I am disputing. 

XXXX, XXXX, and Equifax are reporting different Date Opened, Balance, High Credit, Credit Limit, Past Due, Payment Status, Last Reported, Date Last Active, Date of Last Payment, and two-year history for the same accounts. 

INACCURATE REPORTING/ DISPUTES XXXX XXXX XXXX XXXXXXXX This account is being reported inaccurately, please remove this from my credit report immediately. 

XXXX XXXX XXXXXXXX This account is being reported inaccurately, please remove this from my credit report immediately. 

XXXX XXXX XXXX XXXXXXXX This account is being reported inaccurately, please remove this from my credit report immediately. 

XXXX XXXX XXXXXXXX This account is being reported inaccurately, please remove this from my credit report immediately.
Product: Credit reporting, credit repair services, or other personal consumer reports

I've found that my credit report has erroneous information multiple times, including now. According to Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ), the three credit bureaus must check these items ( A ). It is unacceptable to list these items as information without verifying them within the legally mandated time frame. I require an investigation, a correction, or removal of the following erroneous information on my credit report : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Product: Credit reporting, credit repair services, or other personal consumer reports

This is my 2nd endeavor to tell you that I am a victim of identity theft and I complain to question specific records in my document coming about because of the wrong doing. The records I am questioning connect with no exchanges acquiring any possession of goods, services or money that I have made or authorized. Assuming no one cares either way, block the noteworthy of any information in my credit record that came about due to an alleged fraud or extortion. 
XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, GA XXXX, XXXX XXXX XXXX XXXX, GA XXXX, XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX, XXXX XXXX XXXX XXXX XXXX  XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX XXXX, GA XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX, XXXX XXXX XXXX XXXX XXXX, GA XXXX, XXXX  XXXX bankruptcy dischargedDate Filed/Reported : XX/XX/XXXX Reference # : XXXX, XXXX XXXX XXXX ( Original Creditor : XXXX XXXX  ) XXXX XXXX XXXX {$690.00}, XXXX XXXX XXXX XXXX ( Original Creditor : XXXX  XXXX  ) XXXX Balance : {$0.00}, XXXX XXXX ( Original Creditor : XXXX ) XXXX Balance : {$0.00}, XXXX XXXX XXXX XXXX XXXX Balance XXXX {$4000.00}, XXXX  XXXX Balance : {$0.00}, XXXX XXXX XXXX  XXXX Balance : {$970.00}, XXXX XXXX XXXX : {$12000.00}, XXXX XXXX XXXX  XXXX XXXX : {$780.00} XXXX XXXX XXXX XXXX XXXX XXXX Balance : {$0.00}, XXXX/XXXX  XX/XX/XXXX