Product: Debt collection

NOTICE From XXXX XXXX Hereinafter collectively referred to as " Claimant To : TRANSWORLD SYSTEMS Hereinafter collectively referred to as RESPONDENT, you, your company RE : Alleged account # XXXX NOTICE OF DISPUTE ; DEMAND FOR VALIDATION, PROOF OF CLAIM AND CEASE AND DESIST. To Whom It May Concern This letter is being sent to you in response to a collections account received by Claimant from your offices dated XX/XX/year>. Be advised that your claim is disputed and validation and proof of claim of the disputed debt is requested in accordance with the Fair Debt Collection Practices Act, 15 USCG 1692 et seq, and the Fair Credit Billing Act, 15 U.S.C. 1666. This is NOT a request for " verification or proof of Claimant mailing address, but a request for VALIDATION and PROOF OF CLAIM made pursuant to the above named Titles and Sections. I respectfully request that your offices provide Claimant with competent evidence as per the Declaration and Proof of Claim that I have any legal obligation to pay you the unsubstantiated alleged debt. Furthermore you shall cease all verbal communication. No phone calls to the Claimant. At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus, such as, XXXX XXXX, and XXXX prior to validation and proof of claim of the disputed debt, this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of Claimant credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you and your client for the following. -Violation of the Fair Credit Reporting Act -Violation of the Fair Debt Collection Practices Act -Defamation of Character -Violation of United States Code TITLE 18 PART 1 CHAPTER 63 sec. 1341 This debt is considered to be invalid until I receive proper validation and your offices provide Claimant with proof of claim of the disputed debt. Your offices have 30 days to produce the required documentation in accordance with FTC guidelines. During this validation period and proof of claim, if any action is taken which could be considered detrimental to any of Claimant credit reports, said action will be considered a " dishonor and cause the self-executing contract portion of this notice to be implemented. This includes any listing any information to a credit reporting repository that could be inaccurate or invalidated. If your offices fail to respond to this validation and proof of claim request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from Claimant credit file and a copy of such deletion request shall be sent to Claimant immediately. 809. Validation of debts [ 15 USC 1692g ] ( b ) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. This creditor also is in violation of 15 US code 1692J for furnishing certain deceptive forms creating a false belief into consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to allegedly owes such creditor, when in fact such person is not so participating. Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under ( Section 1692 K ) For failure to comply with a provision of this subchapter. Also please provide me with the following ( 1 ) A certified copy of the original contract that TRANSWORLD SYSTEMS has with XXXX XXXX ( XXXX ) A certified copy of the contract between XXXX and TRANSWORLD SYSTEMS demonstrating the purchase of the alleged debt including all costs related thereto.

( 3 ) A certified copy of the contract between XXXX giving TRANSWORLD SYSTEMS authority to act on the behalf of XXXX 

( 4 ) Certified copies of all records and a full accounting of the account referenced on my XXXX credit reports as ACCT. # XXXX including but not limited to all records from XXXX demonstrating that a valid debt exists. 

( XXXX ) Certified copies of all business licenses including licenses required by the STATE OF FLORIDA to conduct business in FLORIDA. 

( XXXX ) A complete list of all officers of TRANSWORLD SYSTEMS with complete contact information including, but not limited to, full name, title, direct mailing address, direct phone number ( XXXX ), fax number ( XXXX ) and email address. Providing a link to a website is not acceptable. 

( XXXX ) An affidavit signed Under Penalty of Perjury that TRANSWORLD SYSTEMS or any agent ( XXXX ) acting on their behalf has not violated any portion of the FAIR DEBT COLLECTION PRACTICES ACT ( FDCPA ). 

( XXXX ) Certified copy of all Public Hazard Bond ( XXXX ) and/or Liability Insurance Policy ( XXXX ) and accounting demonstrating financial capability of TRANSWORLD SYSTEMS XXXX 

( 9 ) Proof that the alleged debt has not already been satisfied by any means available including but not limited to, a Tax write-off, an Insurance Claim or selling the purported debt to third party debt collector.

( 10 ) Prove that TRANSWORLD SYSTEMS is the creditor of this purported debt.

( 11 ) The completed DEBT COLLECTOR DISCLOSURE STATEMENT previously sent to you which has been ignored, which by not completing, prohibits you from further collection or contacting me. You have now been subject to {$1000.00} violation, and per RICO statutes, tenfold that amount which is {$10000.00}.

Unless you provide the information listed above within ten ( 10 ) days after receiving this letter, this debt will be deemed invalid and further collection attempts will be considered a criminal activity attempting to extort monies. A criminal complaint may be filed against TRANSWORLD SYSTEMS LP with various legal entities including, but not limited to, the Federal Bureau of Investigation ( FBI ) and the Internal Revenue Service Criminal Investigation Division ( IRS CID ) to investigate the possibility of criminal activity including, but not limited to, violations of the FAIR DEBT COLLECTIONS ACT.

To further substantiate the claim that TRANSWORLD SYSTEMS may have, do not hesitate to provide the information requested within the time frame allotted to settle this matter as quickly as possible. You may contact me only when providing the required information listed above ; Any other communication attempts will be considered to be further attempts to criminally extort monies and will be reported accordingly. Please note that in the event of any legal action you will be required to provide the original ( s ) of all documents which include wet ink signature ( s ) at any hearing ( s ) commencing from these communications ( or lack thereof ) .Also note, that selling ( or otherwise transferring ) this account [ debt collection attempt ] prior to validation may constitute fraud and may result in a federal criminal complaint under the Racketeer Influenced and Corrupt Organizations Act ( RICO ) listing TRANSWORLD SYSTEMS and XXXX as co-conspirators