23daVinci/CFPB_Complaints huggingface dataset:
Product: Credit reporting, credit repair services, or other personal consumer reports

Privacy and Confidentially under 15 U.S.C. 1681 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S.C. 1681 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 U.S.C. 1681 602 A. States I have the right to privacy.

15 U.S.C. 1681 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without mt written instruction.

15 U.S.C. 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
Product: Credit reporting or other personal consumer reports

Please know the information on my credit report is not correct. I've listed addresses that do not belong to me. I need this fraudulent information removed immediately. Being a victim in the past I am trying my best to ensure my information is reporting accurately. Since I am not being heard by the institutions responsible for reporting accurate, complete, and permissible information I am seeking help from a higher source.
Product: Checking or savings account

** [ Your Full Name ] ** [ Your Address ] [ City, State, ZIP ] [ Email Address ] [ Phone Number ] **Date** Navy Federal Credit Union Attn : Customer Service [ Address of NFCU or Online Submission Portal ] **Subject : ** Complaint Regarding Overdraft Fees and Posting Delays Dear Navy Federal Credit Union , I am writing to formally express my concern and dissatisfaction regarding overdraft fees recently charged to my account. Upon reviewing my account activity, I discovered that these fees were incurred due to delays in the posting of funds and credits to my checking account. 

This delay in posting appears to be a systemic issue, as it aligns with findings previously cited by the Consumer Financial Protection Bureau ( CFPB ) against Navy Federal Credit Union. The CFPB found that delayed or inconsistent posting practices can lead to consumers incurring overdraft fees unnecessarily. This practice undermines the trust members place in NFCU to provide transparent and reliable banking services. 

In my specific case, funds and credits that would have covered the transactions were not reflected in my account balance in a timely manner. This resulted in multiple overdraft fees that I believe could have been avoided if credits had posted promptly or if the balance information presented was accurate.

I request a review of my account and a reversal of the overdraft fees charged. I urge NFCU to address the lagged posting issue and ensure that account balances accurately reflect real-time transactions and credits. Clear communication and timely processing are essential to maintaining member confidence and avoiding undue financial hardship. 

I appreciate your prompt attention to this issue and look forward to your response.
Product: Credit reporting, credit repair services, or other personal consumer reports

On XX/XX/18 I went to the XXXX XXXX website to research auto loans. I put in my name. It asked if I was a member of XXXX XXXX. I said yes. I did not enter any other information. I clicked the cancel button and closed the page. I later got a letter and an email saying they checked my credit score as part of a loan application. I did not apply. They checked my credit without my authorization.
Product: Credit reporting or other personal consumer reports

Dear CFPB, I am writing to dispute fraudulent accounts on my credit reports resulting from identity theft. These accounts were opened without my authorization or consent, and their reporting violates multiple provisions of U.S. law, including the Fair Credit Reporting Act ( FCRA ). The accounts in question are : XXXX XXXX  Account Number : XXXX ( XXXX, Experian, XXXX XXXX XXXX  XXXX XXXX Account XXXX XXXX XXXX ( XXXX, Experian, XXXX ) XXXX ( XXXX, Experian, XXXX ) XXXX  XXXX XXXX  Account Number : XXXX ( XXXX, Experian ) XXXX Account Number : XXXX ( XXXX, Experian, XXXX ) Under 15 U.S.C . 1681c-2, I have the right to block and demand removal of information resulting from identity theft. Furthermore, reporting these accounts without my explicit consent violates 15 U.S.C. 1681b, which governs permissible purposes for accessing and reporting consumer information. I assert that these accounts were created and reported unlawfully, and I never provided consent for such reporting.

I have attached an identity theft affidavit and additional supporting documentation. Please ensure these accounts are removed from my credit reports immediately. 

I request written confirmation of receipt of this dispute and updates regarding the resolution process. I also remind you of your obligation to address these violations promptly under 15 U.S.C. 1681i. 

Thank you for your urgent attention to this matter.
Product: Credit reporting or other personal consumer reports

I contacted the credit bureaus on XX/XX/year> to notify them that items on my credit report were wrong. I asked them to investigate and to correct it and send me the results and I have not heard back from them and nothing has been fixed on my reports. I am aware that they have 30 days to conduct an investigation and they failed to do so. It has now been 61 days with no response from them.
Product: Credit reporting, credit repair services, or other personal consumer reports

My information has been stolen via Equifax.
Product: Credit reporting or other personal consumer reports

This is one of several times I've discovered that my credit report had inaccurate information. The three credit bureaus must verify these items in accordance with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ). It is not acceptable to report these items as unconfirmed information without validating them within the legally required time range. The following false information on my credit report has to be investigated, amended, or completely corrected XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Product: Checking or savings account

XXXX XXXX i opened an account with BANK OF AMERICAN after many times they asked me to open account with them, using their sales techniques without explaining every detail that involves having an account with them. I closed the account by the end of the same year because i did n't longer need it, FEW months later i got a XXXX CENTS letter FEE to which i instantly went to the branch and took care of it. It has been over 4 years and they still have my account opened WITHOUT MY CONSENT. 

I contacted them for an explanation on why my account remains open but most important WHY they SOLD information to a credit collector company to which i had NOT KNOWLEDGE or was INFORM. XXXX XXXX XXXX should not be allow to keep accounts open without informing their customers. It 's extremely sad that even after i went to the branch in XXXX to closed my account, they still have n't do so.
Product: Checking or savings account

I received an email from XXXX saying that my e statement account is now available for XXXX XXXX XXXX. 

I have not opened any account in the aforementioned bank. I have frozen my credit in all three major credit bureaus ( since this happened to me two years ago at XXXX XXXX and XXXX XXXX ). 

I am going to the nearest M & T Bank after work to show this email as well, but I also want to be able to tell them that I have lodged a complaint about it here. 

Please help me. 

Thank you!
Product: Credit reporting, credit repair services, or other personal consumer reports

A dispute was submitted XX/XX/2023 for a collection that appeared on my account. 
Account : XXXX Number XXXX XXXX The account violated 15 U.S. Code 1681b. 
I did not authorized my consumer report to be given or sold to any other party. This has violated my right to privacy.
Product: Credit reporting or other personal consumer reports

I am writing to formally dispute an inaccurate late payment entry on my credit report, as allowed under the Fair Credit Reporting Act ( 15 U.S. Code 1681i ). I believe this information is not correct, and I am requesting that you investigate this matter promptly. 
The item in question is a late payment reported by XXXX XXXX  XXXX for the account number XXXX he late payments are reported as being dated XXXX, XX/XX/year>, XX/XX/year>, XXXX XXXX, and I firmly believe this is inaccurate for the following reasons : 1. I have always made my payments on time, apparently they have administrative errors 2. Additionally, under the Truth in Lending Act ( TILA ), section 15 U.S. Code 1637 ( b ), creditors are required to provide clear and accurate information regarding the terms of the credit. If the late payment reported does not align with the terms initially agreed upon, it warrants removal. 
I also wish to highlight that under 15 U.S. Code 1681s-2, furnishers of information are obligated to provide accurate information to credit reporting agencies. Given the circumstances outlined, I respectfully request that you take the necessary steps to remove this late payment from my credit report as it does not reflect the true nature of my payment history.
Product: Credit reporting, credit repair services, or other personal consumer reports

file # XXXX I sent a report for the 5 inquiries to be removed and you guys sent me a letter back verifying the inquiries. According to 15USC 1681 I, its my rights to have a verification of the procedure of the investigation that you did to verify the inquiries in my credit report. Failure of verification i would like to have these 5 inquiries removed immediately or else for each inquiry if no response over 30 days is a {$1000.00} non compliance per violation.

15 USC 1681I i have the rights of the summary of the description of the reinvestigation in detail which i should have the sources, file and the report recipient. 
Failure of the summary of the description of the reinvestigation will be a Non compliance judgement of {$1000.00} per violation
Product: Credit reporting, credit repair services, or other personal consumer reports

XX/XX/2020 XXXX XXXX XXXX XXXX I got an alert from credit wise a company that reports to the credit bureaus of data breaches XXXX Experian and XXXX filed to notify me that my information was used on the black web or of any suspicious activity or potential identity theft The photos attached will show that my social security number and email was breached Or found on the dark web It also shows address numbers and zip codes that are in no association with me
Product: Credit reporting or other personal consumer reports

Recently I did an investigation on my credit report and found several items on there to be inaccurate. 
Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 

Please remove the following items from my credit report, immediately : XXXX XXXX XXXX XXXX XXXX XXXX {$3600.00} Date Opened XX/XX/XXXX Ally Financial xxxxxxxx XXXX {$5800.00} Date Opened XX/XX/XXXX Capital XXXX xxxxxxxxxxxx XXXX {$1600.00} Date Opened XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX {$360.00} Date Opened XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX Account Status {$3500.00} Date Opened XX/XX/XXXX XXXX XXXX XXXX {$5000.00} Date Opened XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX {$1800.00} Date Opened XX/XX/XXXX XXXX XXXX XXXX XXXX Balance {$1000.00} Date Opened XX/XX/XXXX XXXX XXXX XXXX XXXX {$3700.00} Date Opened XX/XX/XXXX XXXX XXXX XXXX XXXX {$2900.00} XXXX Opened XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX {$2100.00} XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX {$1200.00} Date Opened XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX {$920.00} XXXX XXXX XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX {$1600.00} XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX {$1700.00} XXXX XXXX XX/XX/XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX {$4100.00} Date XXXX XX/XX/XXXX XXXXXXXX XXXX XXXX XXXXXXXX {$3500.00} XXXX XXXX XXXXXXXX XXXX XXXX XXXX$1600.00} XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX {$5000.00} XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXXXXXX XXXX XXXX Date Opened XX/XX/XXXX Balance {$5800.00} Charge off XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Balance {$870.00} XXXXXXXX XXXX XXXXXXXX XXXX XX/XX/XXXX Balance {$6100.00} XXXXXXXX XXXX Date Opened XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX Bal XXXX XXXX XXXX XXXX Date Opened XX/XX/XXXX XXXX {$14000.00}
Product: Credit reporting or other personal consumer reports

DEBT VALIDATION CLAIM, I WANT THE COMPANY TO PROVIDE FULL DETAILS LIST ON THIS TITLE ACCOUNT. 
I NEED CLAIM OF TITLE YOU HAVE TO COLLECT ON THIS DEBT. 
ORIGINAL SIGNATURE I AGREED TO THIS CRADITOR ON THE CONTRACT. 
HAS THERE BEEN ANY INSURANCE CLAIM FOUND ON THIS DEBT. 



Skip to main content Credit Money Protection Credit Cards Loans Auto & Insurance Help chat Credit overview Experian Equifax TransUnion 1 account reported as late on your most recent credit report.

See late payments Dismiss Your membership now includes daily refreshes of your Experian credit report and FICO Score, upon login.

Federal student loan payments now report to the credit bureaus when 90 days late. Make sure to keep your account current. 

XXXX POOR Daily refresh Fico score XXXX logo XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX See what's changed Earn rewards or cash back-see credit cards for you. 

We can help find auto insurance rates that work for you. 

Find the right homeowners insurance rates for you. 

We negotiate your best rate & you save money on monthly bills. 


You're XXXX points from Fair ( XXXX to XXXX ). 


Check how lenders see you Quick actions Boost your XXXXICO Score Review your report Lock your Experian credit file Score ingredients An overview of all the factors impacting your FICO Score.

Payment history 35 % of score FAIR Amount of debt 30 % of score VERY GOOD A balance transfer card can help you pay off credit card debt faster & save on interest. 


See card options Length of credit history 15 % of score GOOD Amount of new credit 10 % of score GOOD Credit Mix 10 % of score GOOD View key factors Debt summary Lenders report your balance and payment status to Experian, typically once a month. This is what they last shared as of XX/XX/year>2025. 

TOTAL DEBT {$64000.00} Credit cards or credit lines Auto loans or leases Student loans Other accounts View full Experian report from XX/XX/year>2025 2025
Product: Credit reporting or other personal consumer reports

This debt was settled in front of a judge on XX/XX/. Bank of America made me a settlement offer and I paid it. The company continues to report this as a derogatory public record with a past due balance. This is causing me continued injury and hardship.
Product: Credit reporting, credit repair services, or other personal consumer reports

On XX/XX/2023 I requested Barclays to provide validation that is competent evidence bearing my signature, showing that I have or ever had some contractual obligation to pay. On XX/XX/2023, they responded with a statement, which is not what I requested. A statement isn't the same as a evidence bearing my signature. Therefore, I sent a follow up letter on XX/XX/2023 requesting a signature to verify that this account belongs to me. Therefore, Barclays is in violation of the following. 

1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act
Product: Credit reporting, credit repair services, or other personal consumer reports

I submitted a letter to the 3 Credit Bureaus to fix these erroneous items. I think you have not validated these items in accordance with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ), and I will pursue legal action against them. These were already included in my prior complaint and I'm including them again. 

XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX DP OF EDUC XXXX Balance Owed : {$6200.00} US DEPT ED XXXX Balance Owed : {$2800.00} US DEPT ED XXXX Balance Owed : {$6200.00} USDOEXXXX XXXX US DEPT ED XXXX Balance Owed XXXX {$2300.00} DP OF EDUC XXXX Balance Owed : {$3900.00} US DEPT ED XXXX Balance Owed : {$3000.00} DP OF EDUC XXXX Balance Owed : {$2400.00} DP OF EDUC XXXX Balance Owed : {$590.00} XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Product: Credit reporting or other personal consumer reports

I just looked over a copy of my credit report. It said that the credit inquiries mentioned below were the source of the credit inquiry. But I did not authorize these investigations. As these queries are negatively impacting my ability to obtain credit and apply for loans, kindly have them erased from my credit report. Additionally, send me any supporting documents you may have for this request. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Product: Credit reporting, credit repair services, or other personal consumer reports

I am a recent victim of identity theft. I am a consumer in pursuant of 15 USC 1692-A3. XXXX, Transunion and XXXX are in violation of 15 USC 1681 ( B ) ( D ) ( G ), failure to delete requested accounts, names, addresses and inquiries, related to identify theft. Please remove  requested accounts, names, addresses and inquiries. AN FTC / Police report was submitted XXXX, 2019 and accounts are still reporting fraudulently. 

XXXX XXXX XXXX ACCOUNT # XXXX AMOUNT {$0.00} XXXX ACCOUNT # XXXX AMOUNT {$2200.00} XXXX XXXX, XXXX ( ORIGINAL CREDITOR : XXXX ) ACCOUNT # XXXX AMOUNT {$740.00} XXXX XXXX XXXX XXXX  XXXX MN XXXX XXXX XXXX XXXX XXXX ACCOUNT # XXXX AMOUNT {$0.00} XXXX XXXX XXXX XXXX PA XXXX
Product: Credit reporting or other personal consumer reports

This account has been illegally re-aged AND the original date of major delinquency ( Chargeoff Date XX/XX/XXXX ) has been changed to ( XX/XX/XXXX ) which has now severely hurt my credit score by reporting new late payments from this year on an account that was PAID IN FULL and CLOSED! I have reached out to Equifax about this account repeatedly and nothing has been changed after the reinvestigation! Legal action will follow next if account isnt corrected.

15 U.S. Code 1681e ( b ) states that reporting agencies are required to perform reasonable procedures to ensure MAXIMUM ACCURACY when furnishing information on a consumers credit report.
Product: Credit reporting or other personal consumer reports

RE : Trafficking Block Request To Whom It May Concern, I am a victim of trafficking. The information listed below, which appears on my credit report, is the result of that trafficking. 
ACCOUNTS : XXXX XXXX XXXX - XXXX - XX/XX/XXXX - {$5900.00} XXXX - XXXX - XX/XX/XXXX - {$2200.00} XXXX XXXX - XXXX - XX/XX/XXXX - {$12000.00} XXXX - XXXX - XX/XX/XXXX - {$12000.00} XXXX - XXXX - XX/XX/XXXX - {$11000.00} INQUIRIES : XXXX XX/XX/XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XX/XX/XXXX Please block this information from my credit report within four business days, pursuant to Section 605C of the Fair Credit Reporting Act.
Product: Money transfer, virtual currency, or money service

I am filing a complaint against Cash App ( Block , Inc. ) due to inadequate customer service and unfair practices, which violates the customer Financial Protection Act ( CFPA ). Specifically, cash app failed to take timely and effective measures to prevent and address fraud on theirs platform, leaving my account vulnerable and unprotected. Furthermore, their dispute resolution process was unfair and deceptive, as they did not comply with error resolution requirements under the Electronic fund Transfer Act ( EFTA ) and Regulation E. These actions have caused significant inconvenience and financial loss, and I seek appropriate redress for these violations.
Product: Consumer Loan

State Farm Bank and XXXX XXXX office failed to verify the identity of an applicant which resulted in a loan being applied for, approved, funded, and reported to my credit bureau. State Farm Bank failed to abide by truth in lending regulations, fair credit reporting act, and the patriot act. State Farm Bank and XXXX XXXX office was NEGLIGENT in failing to follow and committed fraud when they allowed the present applicant to sign that all information was correct and had been verified.