Product: Debt collection

Hello. 

It seems that I may have been the victim of discrimination and fraud. 

I am an XXXX  person over XXXX XXXX XXXX XXXX XXXX XXXX in XXXX XXXX for XXXX XXXX. My XXXX and XXXX is limited. 

One day, around XX/XX/2021 my wife was taking a walk with the granddaughter in the neighborhood. She was soon approached by a certain XXXX XXXX. He told her that the Govt was giving free solar panels to XXXX XXXX XXXX. We invited him in to hear more about it. We are elderly people living on a very low wage. MY Wife is disable with stage XXXX XXXX XXXX. She is on XXXX. Any kind of help to save money was good for us. We asked him several times about the cost but he kept repeating that everything was taken care of by the government and power companies such as XXXX. 

He showed us pictures of people getting checks from the govt and power company. XXXX XXXX asked me for my name and initials that he put on a tablet. Again, when we asked him if there was any cost involved, he told us XXXX would be taken care of by the government for senior citizens. Only thing is that we had to reside in the house. He told us that we would get a copy of everything in paper later. 

XXXX XXXX then disappeared for a while to eventually appear with a certain XXXX XXXX XXXX. How did the two meet is a mystery. They seem to have known each other for a long time. Both of them told us that we would receive regular checks. When I asked XXXX XXXX if there was any cost involved, he told me that everything was taken care of and that I did not have TO WORRY and to trust him. 

My wife, with stage XXXX XXXX XXXX could not be there. XXXX XXXX XXXX sat across the table from me and he had a very small XXXX. He showed me my name and initials and asked me if this was me. I said yes. He used that to sign my name. and told me that I would get a printed copy later. At one point he had to borrow my glasses because he had forgotten his and could not see. Other papers were Automatic signature. He told me that I had to sign quickly because there were too many people on the waiting list as this was a great deal for seniors and low-income people. Then he called someone somewhere and told me to say yes to everything. 

XXXX XXXX also told me that his wife was a real estate agent and could sell the property at a much higher value because of the solar panels. Although my wife is on the house papers, He did not want my wife to sign in or ask questions. I did not sign anything His system did it. Later I found that he had forged my name. 

XXXX XXXX told me that I needed extra panels everywhere because of trees. We are only XXXX people living in the house. 

After 2 months and a half some workers from a company called XXXX came to my house to install solar panels. They tore my driveway, broke the gutter and destroyed the lawn. Several attempts to reach XXXX XXXX XXXX Were unanswered. 

Several times I told XXXX XXXX that I wanted to get out of the deal. He said that everything was taken care of and had a cynical laugh. Every time I called him, he said that he was in a meeting. He never answered my calls. Only when I threaten him of legal action did he and a certain XXXX XXXX called me. 

XXXX XXXX and its representative XXXX XXXX, XXXX XXXX have used fraudulent tactics and practices to scam elderly, poor and uneducated people. 

As a XXXX XXXX I am a very low-income individual. When I found out that the amount would be {$79000.00}. I almost had a XXXX XXXX. MY wife got worse and had to increase her medication. 

I was unaware that XXXX XXXX was running credit checks to scam me without my permission. I was told to open an account otherwise I would be liable. 

Did XXXX XXXX and XXXX know each other for a long time and scheming to defraud people. 

Did XXXX XXXX use fraudulent methods to fake my signature? 

Did XXXX XXXX used pressure tactics to add additional panels? 

Did XXXX XXXX and XXXX falsely misrepresent the govt and his company? 

My next-door XXXX ( XXXX XXXX XXXX will testify that XXXX XXXX was trying to use the same tactics on her; telling her that everything was free and so on. 

My signature seems to have been manipulated or falsify, This has been a financial and emotional toll on my family. I am asking for justice for the poor, the uneducated and the elderly.