Product: Credit reporting, credit repair services, or other personal consumer reports

XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XX/XX/XXXX XXXX : XXXX XX/XX/XXXX Dear Equifax This letter is a formal complaint that you have ignored my previous request and failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit reports you publish. Credit reporting laws ensure that bureaus report only XXXX XXXX accurate credit information and every step must be taken to assure the information reported is completely accurate and correct. 

Please refer to my previous letter for the information that needs to be re-investigated. 

XXXX : Account number : XXXX, Please validate this debt. 

XXXX  : Account number : XXXX, Please validate this debt. 

XXXX XXXX ( XXXX XXXX XXXX XXXX XXXX XXXX ) : Account number : XXXX, Please validate this debt. 

XXXX XXXX ( XXXX XXXX XXXX XXXX XXXX XXXX ) : Account number : XXXX, Please validate this debt. 

XXXX : Account number : XXXX, Please validate this debt.XXXX : Account number : XXXX, Please validate this debt. 

XXXX XXXX XXXX : Account number : XXXX, Please validate this debt. 

XXXX XXXX XXXX : Account number : XXXX, Please validate this debt. 

XXXX : Account number : XXXX, Please validate this debt. 

XXXX XXXX  ( Original XXXX ) : Account number : XXXX, Please validate this debt. 

XXXX XXXXL ( Original XXXX ) : Account number : XXXX, Please validate this debt. 

XXXX XXXX ( Original XXXX ) : Account number : XXXX, Please validate this debt. 

XXXX : Account number : XXXX, Please validate this debt. 

CB/VICSCRT : Account number : XXXX, Please validate this debt. 

XXXX : Account number : XXXX, Please validate this debt. 

XXXX OF XXXX : Account number : XXXX, Please validate this debt. 

XXXX OF XXXX : Account number : XXXX, Please validate this debt. 

XXXX XXXX : Account number : XXXX, Please validate this debt. 





In the absence of any such documentation bearing my signature, I formally request that this information be immediately deleted from the credit file you maintain under my Social Security number. Please note that you have XXXX days to complete this investigation, as per the Fair Credit Reporting Act Section 611 ( a ) ( 1 ) ( A ), and I am keeping a careful record of your actions, including your Method of Verification. 



I do not consent to XXXX or any means of automated verification. Failure to respond satisfactorily within XXXX days of receipt of this certified letter may result in a small claims action against your company, seeking {$1000.00} per violation for : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violations of the Fair Credit Reporting Act Under federal law, you have thirty ( 30 ) days to complete your re-investigation. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested as well, to be provided within fifteen ( 15 ) days of the completion of your re-investigation. 




Sincerly, XXXX XXXX XXXX. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. 

XXXX : Consumer Financial Protection Bureau XXXX : Attorney Generals Office XXXX : XXXX XXXX XXXX