Product: Credit reporting, credit repair services, or other personal consumer reports

XX/XX/XXXX


XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Texas XXXX
SSN: XXXX  	
DOB: XXXX


Experian
XXXX XXXX XXXX XXXX, TX XXXX  
Attention: Consumer Relations,
I recently obtained a copy of my credit report from your service and have found the following items to be in error.  I have provided documentation as evidence that the items in question are inaccurate and need to be deleted from my credit report.
Item#1: I dispute XXXX  - XXXX, this account was never late. I can provide payment history that account was not late. 
Item#2: I dispute XXXX   Balance XXXX, this is not mines. I have attached ID Theft form. Please delete this account. I have sent copy of dispute with original creditor prior to sale of account debt.
Item#3: I dispute XXXX   Balance XXXX, this is not mines. I have attached ID Theft form. Please delete this account. I have sent copy of dispute with original creditor prior to sale of account debt.
Item#4: I dispute I dispute XXXX   Balance XXXX, this is not mines. I have attached ID Theft form. Please delete this account. I have sent copy of dispute with original creditor prior to sale of account debt.
Item#5: I dispute XXXX XXXX - XXXX, this account is more than 10 years old and should be deleted from report.
Item#6: I dispute this account XXXX XXXX XXXX - XXXX, the balance is wrong and the account is being paid monthly. This account should never have any charge offs. Please delete this account.
Per Section 611 of the Fair Credit Reporting Act, I am requesting that you re-investigate those items indicated, and promptly delete any item that is not valid, is inaccurate, or has outdated information from my credit report.
In addition, I am requesting a description of how the investigation was conducted along with the name, address, and telephone number of anyone contacted for information. 
Please send me an updated copy of my report, and notification that items have been deleted. I will consider 30 days a reasonable time for you to validate these items.
Thank you for your prompt attention in this matter.
Respectfully, XXXX XXXX XXXX







The inquiries below are not mines.

These lenders have accessed your credit file:
XXXX XXXX XXXX XXXX Companies - non specific
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XXXX XXXX XXXX  
Auto Financing Companies
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Auto Financing Companies
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XXXX XXXX   XXXX XXXX
Personal Loan Companies
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XXXX XXXX  Automobile Dealers, Used
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Personal Loan Companies
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XXXX XXXX XXXX XXXX XXXX Credit Cards
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XXXX XXXX XXXX XXXX XXXX XXXX Companies
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XXXX XXXX XXXX Finance Companies - non specific
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XXXX XXXX XXXX
Auto Financing Companies
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XXXX XXXX XXXX XXXX   Credit Cards
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XXXX XXXX XXXX  
Automobile Dealers, Used
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XXXX XXXX XXXX XXXX XXXX Credit Cards
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XXXX   XXXX XXXX XXXX
Auto Financing Companies
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XXXX XXXX XXXX XXXX XXXX XXXX Companies
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XXXX XXXX XXXX Finance Companies - non specific
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Auto Financing Companies
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XXXX XXXX XXXX  All Banks - non specific
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XXXX XXXX XXXX XXXX Credit Cards
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XXXX XXXX XXXX XXXX XXXX Credit Cards
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Mortgage Companies
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XXXX XXXX XXXX XXXX Credit Cards
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XXXX XXXX XXXX  Automobile Dealers, Used
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XXXX XXXX XXXX
Finance Companies - non specific
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XXXX XXXX XXXX
Auto Financing Companies
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Finance Companies - non specific
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XXXX XXXX XXXX XXXX
Auto Financing Companies
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Auto Financing Companies
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XXXX XXXX XXXX  
Auto Financing Companies
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Auto Financing Companies
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Automobile Dealers, New
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Auto Financing Companies
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Finance Companies - non specific
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Auto Financing Companies
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Auto Financing Companies
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XXXX XXXX XXXX  Automobile Dealers, Used
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Automobile Dealers, Used
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XXXX  Federal Government  Inquiry date: XX/XX/XXXX
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Automobile Dealers, Used
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Auto Financing Companies
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XXXX XXXX XXXX  Finance Companies - non specific
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Auto Financing Companies
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XXXX   XXXX  Auto Financing Companies
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XXXX XXXX XXXX XXXX  Credit Cards
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XXXX   XXXX XXXX
Auto Financing Companies
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XXXX XXXX XXXX
Automobile Dealers, New
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Bank Credit Cards
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Bank Credit Cards
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XXXX  Auto Financing Companies
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Automobile Dealers, Used
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Automobile Dealers, Used
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Automobile Dealers, Used
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Automobile Dealers, Used
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Auto Financing Companies
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Automobile Dealers, Used
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XXXX XXXX XXXX
Automobile Dealers, Used
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XXXX XXXX XXXX XXXX  Bank Credit Cards
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Auto Financing Companies
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XXXX XXXX XXXX
Finance Reseller
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Auto Financing Companies
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Auto Financing Companies
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XXXX XXXX XXXX  Finance Companies - non specific
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XXXX  
Auto Financing Companies
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Auto Financing Companies
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XXXX   XXXX XXXX Bank  Credit Cards
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Bank Credit Cards
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XXXX   XXXX  Tenant Screeners  (Reseller)
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XXXX  Tenant Screeners (Reseller)
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XXXX  Tenant Screeners (Reseller)
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XXXX XXXX XXXX XXXX
Auto Financing Companies
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Auto Financing Companies
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XXXX XXXX XXXX
Auto Financing Companies
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XXXX XXXX XXXX  Automobile Dealers, Used
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Finance Companies - non specific
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XXXX
Auto Financing Companies
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