23daVinci/CFPB_Complaints huggingface dataset:
Product: Debt collection

I have followed all the necessary procedures for disputing these accounts and have exhausted all avenues of resolution. I have contacted the bank, law enforcement agencies, and credit reporting agencies. XXXX and XXXX have removed the accounts per legal requirement, but for some strange reason, Equifax feels that I am not following all the steps. This is the sixth complaint I have filed against them, and every time I get the same ridiculous response. They make absurd claims that the documents I have submitted are not valid. I am at my wit 's end after submitting my claim with Equifax for over six months. I know that consumer laws and the courts are very lenient with the banks and credit reporting agencies, so filing a lawsuit is a waste of energy. However, I demand that the Consumer Financial Protection Bureau ( CFPB ) look closely at this case because it seems like Equifax is failing to meet their legal requirement to process the identity theft report. I have filed it with a law enforcement agency, and IdentityTheft.gov is a federal law enforcement agency. I want to see this matter handled properly. Account : XXXX - XXXX XXXX XXXXXXXX Open Date : XXXX XXXXXXXX XXXX Balance : {$15000.00}. All this grief from identity theft and not having any access to my credit is creating a ton of emotional and physical distress. It is causing a great deal of strain in my work and personal lives. I am losing my mind because I have no other recourse.
Product: Debt collection

The collector SHOULD NOT be contacting me, as the original creditor has previously been notified about a household member currently going through a medical hardship. I have also advised the collection agency to revert the account back to original creditor, as original creditor is SUPPOSED to have notes on file in regards ongoing medical hardship.
Product: Credit reporting or other personal consumer reports

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/year> has violated my rights.
Product: Vehicle loan or lease

on XX/XX/XXXX i XXXX XXXX entered installment contract ( # XXXX ) ( ACCOUNT : XXXX ) with finance company ( EQUITY AUTO FINANCE INC ) AND DEALER/SELLER ( XXXX XXXX XXXX XXXX ) AT ADDRESS : ( XXXX XXXX XXXX XXXX, XXXX, FL,XXXX. ON XX/XX/XXXX I EXERCISE MY RIGHT TO RESCIND CONTRACT ( # XXXX ) ACCOUNT : XXXX FOR AT LEAST THE FOLLOWING REASONS : WAS NOT PROVIDED WITH THE TYPE OF NOTICE OF MY RIGHT OF RESCISSION UNDER THE " TILA '' TRUTH IN LENDING ACT 12 CFR 226.23, 15 U.S. Code 1635. FINANCE COMPANY ( EQUITY AUTO FINANCE INC ) RESPONDED XX/XX/XXXX VIA TEXT MESSAGE TO HAVE MY LAWYER CONTACT THEIR ATTORNEY. I RESPONDED HAVE YOUR ATTORNEY GET IN CONTACT WITH ME AND PROVIDED MY EMAIL. THE EMAIL PROVIDED BY XXXX AT EQUITY AUTO FINANCE IS XXXX XXXX  XXXX ( XXXX ). THEIR ATTORNEY WAS CONTACTED TWICE AND DID NOT RESPOND. PLEASE BE AWARE THAT AFTER 20 DAYS LEGAL ACTION WILL BE TAKING PLACE IF CREDITOR DONT COMPLPY OR AGREE TO RETURN ALL EARNEST MONEY IN CLUDING DOWN PAYMENT. THANK YOU
Product: Credit card or prepaid card

We only have a {$3000.00} credit limit despite having a credit score of XXXX. We hit our limit and so I paid the balance of {$2800.00} on XX/XX/2022. The payment cleared my bank on XX/XX/2022. On my Capital One online account it shows that the payment was been made but they are only showing we have available credit of {$5.00}. I contacted them and was told that my full credit limit will not be released until XX/XX/2022. 

This is UNACCEPTABLE and no other credit card company does this. We were NOT delinquent in any way. We believe this is fraudulent and deceptive.
Product: Credit reporting, credit repair services, or other personal consumer reports

Time has already passed but up until now, I havent heard any kind of response from the 3Credit Bureaus which made me decide to seek assistance from you. They have shown negligence and an act of refusal of complying with my request. I know for a fact that they are to comply with the Fair Credit Reporting Act law, to provide proof, and documents, and give definite and accurate responses, within the given statutory time. However, if they failed to do so, they are obliged to remove or update the items which are erroneous and unverified. Their unfavorable and unacceptable actions have been hurting my credit scores immensely. Please see below the items I am concerned of : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX EXPERIAN XXXX XXXX XXXX XXXX XXXX
Product: Student loan

On XX/XX/2023 I wrote and sent two letters to Nelnet. The first letter was a Validation of XXXX letter, requesting that Nelnet send me information about the alleged debts with them. 
The second letter was a Cease & Desist letter, stating that I XXXX XXXX did not consent to having my Private Personal Information ( PPI ) shared & displayed with the three consumer reporting agencies. 
On XX/XX/XXXX, I sent a third letter to Nelnet. This letter was a Notice of Default and a Bill of Particulars.

This correspondence was to notify Nelnet that they were in violation of 15 USC 1692 ( g ), 1692 ( e ) 8, 15 USC 1681S-2, 16 CFR 660.4, 15 USC
1611, AND 15 USC 1692 ( c ) C, among others. 

In all the letters, I stated that I'd only accept communication with Nelnet by way of USPS mail, signed under perjury. 
Since sending the first set of letters, I have not received any correspondence from Nelnet via USPS. BUT they did send me an email on XX/XX/XXXX confirming that they received my letters on XX/XX/XXXX, & they'd validate my debts. I Still haven't received or heard anything from them. 

At this point, It's been over 2 months since I've heard anything from Nelnet. It's clear that they can't validate the alleged debts.
Product: Credit reporting, credit repair services, or other personal consumer reports

I submitted this complaint to update this suspicious information. 3 Credit Bureaus must validate these items in accordance with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ), and I will pursue legal action against them. 
XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX  XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXXXXXX XX/XX/XXXX XXXX  XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX  XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX  XXXX XX/XX/XXXX XXXX - XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX, XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX  XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX, XXXX XX/XX/XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX
Product: Checking or savings account

XX/XX/XXXX. I Called to report lost card and get replaced. They told me 7-10 business days. My app told me XX/XX/XXXX XX/XX/XXXX drove XXXX mile to post office no replacement card in the mail drove XXXX mile Back home XX/XX/XXXX called them back asked what the problem was. So now they tell me my card will be in my XXXX XXXX XXXX the XX/XX/XXXX. They verified address XX/XX/XXXX drove XXXX miles to post office check mail no card drove XXXX miles back home XX/XX/XXXX called them again this time they tell me card wasnt mailed until XX/XX/XXXX, it took them 13 days to put a replacement card in the mail. Then they tell me they received one back saying undeliverable no receptical, its a post office how can it be no receptical. 

XX/XX/XXXX. Drove XXXX miles to post office. No card Called again and again the girl on the other end was of no help. So I asked for a supervisor. After about XXXX minutes this guy comes on the phone saying hes a supervisor. Said he would expedite a card to me but he didnt see where they had mailed one on XX/XX/XXXX. 

XX/XX/XXXX drove XXXX miles to post office no card. Drove XXXX miles home. 

XX/XX/XXXX. Called once again asked for a supervisor instead of dealing with person on other end of phone. She said card mailed on XXXX. Nobody expedited a card to me they couldnt anyway sines its a XXXX XXXX XXXX She told me one was sent but no receptical. At a post office really. I told her if it was not in my mail XXXX XX/XX/XXXX I was going to file a complaint. And here I am. 

This has caused me a lot of stress had to borrow money to pay rent because landlord only takes cash or check. I cant even go to laundry to wash my clothes or pay toll to go see family. It has caused a great hardship on me. I had no way of getting cash from my own account. I told them I really needed the replacement card but I got nothing but a run around. Hopefully you will have better luck. 
Ps they should have to reimburse me for all my time and gas. Thank you
Product: Credit reporting or other personal consumer reports

TRANSUION XXXX XXXX DID NOT REMOVE LATE PAYMENTS WITH XXXX XXXX XXXX XXXX XXXX XXXX XXXX & XXXX XXXX  made a error in reporting late payments in which I sent documentation proving it was a error they still did not remove the late payment also the creditor also requested they remove the late payments asap in which they did not XXXX HAVE FRAUDULENT ACCOUNTS REPORTED XXXX XXXX XXXX XXXX XXXX XXXX LOAN AND ALL FRAUDULENT INQUIRIES XXXX, XXXX TRANSUION IS REPORTED XXXX late payments XXXX XXXX ALSO XXXX XXXX
Product: Credit reporting or other personal consumer reports

recently submitted a request for an investigation of the disputed account, Since I believed Credit Bureaus didnt properly investigate my dispute. Credit Bureau 's records show that it was incorrect. Since the CREDIT BUREAU 's investigation was done improperly, XXXX Credit Bureaus must update the listed account from my file. 
XXXX XXXX XXXX
Product: Credit reporting, credit repair services, or other personal consumer reports

I value your help to REMOVE a portion of the data in my credit file that came about because of a FRAUD yet I have information passed on that should be taken out or blocked. Per FCRA segment 605 you are expected to eliminate any records recorded on an ID THEFT REPORT # XXXX. I've proactively remembered this report for a past letter and I am including an updated ID THEFT REPORT # XXXX once more. I've educated my lawyer regarding my aims and they are eager to consider you responsible for your tenacious rebelliousness. Remove the following fraudulent information completely from my Credit File : XXXX, XXXXXXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, TX XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX Balance {$0.00} ; XXXX XXXX - XXXX XXXX Opened XXXX. XXXX, XXXX Balance {$850.00} ; XXXX XXXX XXXX XXXX Opened XXXX XXXX, XXXX Balance {$5400.00} ; XXXX XXXX  XXXX Opened XXXX. XXXX, XXXX Balance {$4500.00} ; XXXX XXXX XXXX Inquiry Date XX/XX/XXXX ; XXXX XXXX XXXX Inquiry Date XX/XX/XXXX.
Product: Debt collection

Demand for face to face meeting with an individual authorized employee of the Creditor who owns the account receivable due from me to discuss transfer of property Deed in exchange of return of original documents and wet-ink signed release of all liens by an authorized accountant/bookkeeper of this Creditor and a copy of the ledger evidencing that said account receivable is closed.

I OFFER THE PROPERTY DEED AND ALL EQUITY ON THREE CONDITIONS : ( A ) PRODUCTION OF THE ORIGINAL NOTE AND THE RIGHT TO INSPECT IT FOR AUTHENTICITY ( B ) PRODUCTION OF PROOF OF PAYMENT AT ORIGINATION AND ALL TRANSFERS UPON WHICH THE PRETENDER LENDER RELIES FOR ITS AUTHORITY TO COLLECT THE MONEY AND ( C ) PROOF OF LOSS BY ACCESS TO THOSE PEOPLE WHO MIGHT HAVE RECEIVED AN ASSIGNMENT OF THE LOAN OR WHO HAVE A BACK-DOOR OWNERSHIP INTEREST IN THE LOAN THROUGH OWNERSHIP OF A DERIVATIVE OR CREDIT DEFAULT SWAP.
Product: Credit card

Have disputed the reporting of the status of account with Capital One, but they refuse to respond to the request and continually send me letters stating " they need more information ''.
Product: Credit reporting or other personal consumer reports

I am listing XXXX inquiries fraudulent from my Transunion Credit Report. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXListed inquiries do not belong to me and must be removed from my Transunion Credit Report. I had a call with the company and the credit reporting agency advised me to fi le an identity theft report for deletion. I am requesting Transunion to mark these inquiries fraudulent and remove from my Credit report.
Product: Credit reporting or other personal consumer reports

Regardless of the multiple written requests, the ITEMS listed below are still reporting on my credit report which is a violation of FCRA. The Bureaus failed to comply with Fair Credit Reporting Act, 15 USC sections 1681i within the time declared by law, they failed to properly investigate the matter by using a third party as their verification provider and have continued reporting the unconfirmed & unverified information. Given all my attempts to address it directly with 3 CREDIT BUREAUS, they are willfully negligent and non-complying with federal statutes & I need this matter handled immediately. Please remove the items below in my file : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX
Product: Credit reporting, credit repair services, or other personal consumer reports

I contacted XXXX, Experian, and XXXX on XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX about inaccuracies on an account on my credit reports. I received no verification, corrections, or deletion as requested if actions weren't taken. They completely ignored me and blew me off.
Product: Credit reporting or other personal consumer reports

on or about XXXX of XXXX i sent a request to review investigate and correct inaccurate errors in my payment history for XXXX can you send the results of your investigation adjustments you made to correct the payments and escrow account
Product: Credit reporting, credit repair services, or other personal consumer reports

I am a victim of idenity threft. my federal trade commission idenity theft record No. is XXXX I XXXX XXXX did not make any applications to XXXX XXXX XXXX XXXX XXXXXXXX. 

YOU HAVE MY MAIDENN NAME also that is fraudulent activity. 

I was written off with a form letter.
Product: Credit reporting or other personal consumer reports

In accordance with the Fair Credit Reporting Act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 

Account Name : XXXX Account Number:XXXX  Account Name : XXXX XXXX Account NumberXXXX Account Name : XXXX  XXXX Account NumberXXXX Account Name : XXXX  Account NumberXXXX Account Name : XXXX XXXX Account Number:XXXX  Account Name : XXXX Account Number : XXXX Account Name : XXXX Account Number:XXXX  has violated my rights. Or a list of inquiries : 15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
Product: Credit reporting or other personal consumer reports

I sent a letter onXXXX XXXX XXXX to remove this items that is UNKNOWN to me. I came across this law today and according to the Per FCRA 605B ( 15 U.S.C. 1681c-2 ) you are required to remove any items or information not later than XXXX business days.Ive already included this in my previous Complaint # & I am including it again., XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX, AR XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AR XXXX XXXX XXXX XXXX Balance Owed : {$0.00} XXXX  XXXX Balance Owed XXXX {$0.00} XXXX, XXXX XXXX Balance Owed : {$0.00} XXXX XXXX XXXX Balance Owed : {$1800.00} XXXX XXXX Balance Owed : {$0.00} XXXX  XXXX XXXX Balance Owed : {$0.00} XXXX XXXX Balance Owed : {$2400.00} XXXX  XXXX XXXX Balance XXXX : {$2400.00} XXXX  XXXX Balance Owed : {$0.00} XXXX XXXX  XXXX Balance Owed : {$1800.00} XXXX  XXXX Balance Owed : {$0.00} XXXX XXXX XXXX XXXX Balance Owed : {$3500.00} XXXX XXXX Balance Owed : {$1300.00} XXXX XXXX  I XXXX Balance Owed : {$3600.00} XXXX XXXX, XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXXXXXX XXXX XX/XX/XXXX XXXXXXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX
Product: Credit reporting, credit repair services, or other personal consumer reports

Dear Legal Department, This credit dispute is being submitted as a new evidence dispute. The accounts that are being disputed, does not belong to me. Below is my sworn statement concerning these credit issues.

It is my sworn statement that I declare under penalty of perjury ( " under the laws of the United States " if executed outside of the United States '' ) that the foregoing is true and correct to the best of my knowledge. Further, I certify that I am qualified and authorized to file this dispute. I also understand that knowing and a willful misstatement or omissions of material facts constitutes a federal criminal violation punishable under 18 U.S.C. 1001. Additionally, these misstatements are punishable l1S perjury under 18U.S.C. 1621.

The tradelines listed below are items currently within my credit file, and none of these are related to any transaction that was made by me. It is my official statement that someone and/or several people have opened these accounts and made transactions on these accounts without my knowledge or authorization, my personal information has been used to obtain goods, services, or money : and the person ( s ) responsible for creating these accounts.

I have filed a report with the Federal Trade Commission, which I have enclosed within this dispute package. I have reached out to all of these creditors and have made them aware that these accounts were fraudulently opened, and they have known this for several months, but have yet to remove these accounts from my credit reports. Some of the creditors have been cooperative and have removed the accounts, but others have refused to remove the fraudulent accounts. Therefore, I have come to you, the credit reporting agencies to resolve these issues. The law says that you must block these accounts while being investigated, and I expect that you will do so.

I made an attempt to file a police report, but I was informed by my county that it did not constitute as an emergency and that they would not file the report because I didn't have any information on the person who used my information, nor did I know how my information was obtained by this person.

Likewise, these COLLECTION ACCOUNTS are also not mine. None of these belong to me. This means that I was not the person, which had an account with the original creditor, which has sold these accounts to these collection agencies that are now reporting the debts. 

COLLECTION AGENCY : XXXX XXXX  XXXX ACCOUNT NUMBER : XXXX COLLECTION AGENCY : XXXX XXXX XXXX  XXXX ACCOUNT NUMBER : XXXX COLLECTION AGENCY : XXXX XXXX XXXX ACCOUNT NUMBER : XXXX COLLECTION AGENCY : XXXX XXXX XXXX ACCOUNT NUMBER : XXXX COLLECTION AGENCY : XXXX XXXX ACCOUNT NUMBER : XXXX
Product: Credit reporting or other personal consumer reports

This account is being fraudulently and inaccurately to my credit report. Identity Fraud is a Federal Crime and punishable up to {$5000.00} or prison time or both. FCRA 15 1681c-2 block of information. This is not in error or on the basis of a material misrepresentation of fact. Significance of block, the presence of such information is not evidence of weather the consumer me knew or should have known that I the consumer obtained possession of any goods, service, or money as a result of the block.
Product: Debt collection

I had written a letter to Amerifinancial sent it registered so they had to sign for it. They did not reply to my letters they got the letter on XX/XX/2023 and is now XX/XX/2023. I gave them plenty of time to reply I was asking for proof that it was my debt and nothing. This is not the first time attempt with them. I am wanting this deleted from my credit report immediately.
Product: Credit reporting, credit repair services, or other personal consumer reports

I disputed the bankruptcy that is reporting on my credit report to all bureaus and their claim is that the bankruptcy was verified. I sent a letter to the bankruptcy clerk to ask the reporting guidelines and they responded that the courts don't report to the credit bureaus. So with that being said, the credit bureaus is falsely reporting a bankruptcy on my credit report and that is against FCRA Section 611 Subsection 5a.
Product: Credit reporting or other personal consumer reports

I am writing to formally file a complaint regarding a dispute I initiated with Experian concerning inaccurate information associated with several accounts on my credit report. Despite my efforts, Experian has failed to follow up on the investigation, and no corrective actions have been taken. 

I recently became aware that the Consumer Financial Protection Bureau ( CFPB ) has filed a lawsuit against Experian, accusing the company of accepting unreliable information and failing to notify consumers of the results of disputes. This situation directly aligns with my experience, as Experian has made no attempt to remove or correct the inaccurate information over the course of several years. 

As this derogatory mark is negatively impacting my ability to obtain a mortgage for a new home, I am requesting that it be either corrected or removed immediately. Experian 's failure to address this issue violates my rights under both Georgia state law and federal consumer protection laws. 

Thank you for your prompt attention to this matter.
Product: Credit reporting, credit repair services, or other personal consumer reports

I have called and emailed letters to XXXX XXXX XXXX XXXX in XXXX and XXXX of 2017 to remove late payments that were posted to my account, and again I contacted them for late payments that were posted to the credit bureaus on XXXX and XXXX of XX/XX/2017. The payments have been removed and then reposted to my account, but for the last 2 years have been moved. It is affecting my credit score. I don't understand why the account will reflect a late payment for XXXX, and then XXXX, then will get changed from XXXX to XXXX. It also has been moved from having a late payment in XX/XX/2017, to XX/XX/2017, on several occasions