Product: Debt collection

I received an email with the following information : SPEEDY CASH SERVICE ( XXXX XXXX XXXX XXXX ) OUTSTANDING AMOUNT : {$1100.00} ONE TIME SETTLEMENT OFFER : {$680.00} LAWSUIT COURT CASE FILES NO : XXXX XXXX XXXX  LAWSUIT COST - {$11000.00} ( INCLUDING ATTORNEY FEE/COURT FEE/ALL TAXES ) Contact at : XXXX Subject : Unpaid loan Invoice We are hereby to inform you that you are going to be legally prosecuted in the Courthouse within a couple of days. So before something goes wrong, we would like to notify you about this matter. It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your XXXX XXXX. At this point, you have made your intentions clear and leave us no choice but to protect our interest in this matter. 

XXXX XXXX XXXX XXXX HAS STATED XXXX SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE : ( 1 ) VIOLATION OF FEDERAL BANKING REGULATION ( 2 ) COLLATERAL CHECK FRAUD ( 3 ) THEFT BY DECEPTION ( 4 ) ELECTRONIC FUND TRANSFER NOTE : - We are in a process to block your Social Security number and inform all the Major Credit Bureaus as well. 
NOTE : - The Legal Charges Section 19 ( A ), Clause 21 ( US ) is against you and if you ignore this case then our legal department will take immediate action against you. 

If we do not hear from you within XXXX hours of the date of this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretence of refusing to repay a debt committed to, by use of the internet. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court costs incurred. 

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD. 
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the lawsuit will be the next step which will be amounting to {$11000.00} and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name. 

We have settlement amount for you with easy Biweekly and a one-time settlement amount option below, kindly reply soon with your final intention regarding this case. 

One time settlement offer-You will have to submit {$680.00} today and close this case outside of court with the onetime case settlement plan. 

You will have to submit an amount which is acceptable of {$150.00} today as good faith to put this case on hold outside of the courthouse and the rest payment with {$200.00} bi-weekly installments till the loan amount {$1100.00} paid in full. 
Get back to us ASAP before the charges have been pressed against you into the court of law. 

REPLY EMAIL BACK IMMEDIATELY WITH YOUR FINAL ANSWER SO I CAN MOVE ON FURTHER ON THE BASIS OF YOUR ANSWER at : XXXX Kindly let us know are you willing to resolve this matter out of the courthouse, or we should proceed further with the legal charges against you. Once this case will be downloaded against you then we wont be able to help you out. 

Talking about the creditor Speedy Cash is the mother company which owns & operates more than XXXX parental payday loan websites XXXX, XXXX XXXX XXXX XXXX CXXXX XXXX XXXX XXXX XXXX, RAPID CASH, XXXX  XXXX XXXXXXXX XXXX XXXX XXXX, SPEEDY CASH XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX etc. And you have used one of these to get this loan approved. As a user of the products and/or services offered by a Speedy cash Related Company . 

Note : This is your last and final chance to settle this case. 

Else we are going to transfer your file to the legal department to download the case against you and you will receive the court summons at your doorstep within XXXX working days. Kindly hire an attorney. 

NOTE : THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS. 

Kindly let us know what type of payment arrangement, you are looking for at : mailto : XXXX XXXX