Product: Credit reporting or other personal consumer reports

Hello Representative, I just went through my consumer report and found some disturbing amount of hard inquiries that I never authorized. It looks like the financial institutions listed below accessed my report without my permission, which isn't allowed under the Fair Credit Reporting Act ( FCRA ). According to 15 USC 1681, there are specific rules for when someone can pull my report, and this clearly doesn't meet those standards. This also violates the FCRA, [ 15 U.S.C. 1681b ( a ) 3 ( f ) ( i ) ]. 

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Also, the CRA makes it clear that anyone who pulls information on a consumer under false pretenses can face serious legal consequences, including fines or even imprisonment ( 15 U.S.C.1681n ( a ) ).

I did take all necessary steps to contact everyone on this matter including making a identity theft report on the Federal Trade Commission website. - identity theft.gov I also contacted all 3 credit bureaus ( Experian, TransUnion, and Equifax ) regarding this matter and attached copies with this letter as well. 

Please take action and remove these inquiries from my report immediately. 

Thank you for your prompt attention to this matter. 


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