Product: Credit reporting, credit repair services, or other personal consumer reports

XXXX XXXX XXXX Experian, XXXX, XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXX/XX/XXXXXXXX XXXX XXXX XXXX XXXX ( Personal Loans ) Date : Multiples XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX ( Credit card ) Date reported XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Re : Disputing error [ XXXX ] on credit report to ( Experian, XXXX, XXXX  ) Dear Cfpb, I am writing to request a correction of the following information that appears on my [ XXXX, Experian, XXXX ] consumer report. I have always 100 % to 97 % on time on my payments and as per The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq., governs access to consumer credit report records and promotes accuracy, fairness, and the privacy of personal information assembled by Credit Reporting Agencies ( CRAs ) .After having a late payment and closing accounts there are multiple accounts not accurate on my credit report. 

Dispute XXXX XXXX XXXX XXXX XXXX ( Personal Loans ) Date reported XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX After account was paid in full per schedule date was reported late for 30 days on status open and the closed with the XXXX balance and late. Payment status said current and it's not accurate. 

Dispute XXXX XXXX XXXX XXXX XXXX ( Personal Loans ) Date reported XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX After account was paid in full per schedule date was reported.Payment status said current and it's not accurate. 

Dispute XXXX XXXX XXXX XXXX XXXX ( Personal Loans ) Date reported XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX After account was paid in full per schedule date was reported.Payment status said current and it's not accurate. 

Dispute XXXX XXXX XXXX XXXXXXXX XXXX ( Personal Loans ) Date reported XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX After account was paid in full per schedule date was reported.Payment status said current and it's not accurate. 

Dispute XXXX XXXX XXXX XXXX XXXX  ( Personal Loans ) Date reported XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX After account was paid in full per schedule date was reported.Payment status said current and it's not accurate. 

Dispute XXXX XXXX XXXX XXXXXXXX XXXX ( Personal Loans ) Date reported XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX After account was paid in full per schedule date was reported.Payment status said current and it's not accurate. 

Dispute XXXX XXXX XXXX XXXX XXXX XXXXXXXX ( Credit card ) Date reported XX/XX/XXXX XXXX XXXX XXXX XXXX, GA XXXX After account was settle and paid in full per schedule date was reported closed with about due Payment status said current and it's not accurate. 


The date of first delinquency on my report is not accurate. [ Give details about delinquency status, including payment history. ] Im the victim of identity theft and I dont recognize one or more of the accounts on my report. I have inquiries that I do not recognized and I will like to be remove from my credit report. 

XXXX. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX I did not requested. No phone number display from the company, XXXX XXXX XXXX XXXX XX/XX/XXXX ( Credit Card business ) XXXX XXXX XXXX XXXX XXXX, XXXX I did not requested. XXXX removal date XX/XX/XXXX from the company but has not done any action on my credit report. 

XXXXXXXX XXXX XXXXXXXX ( All bank-not specific ) XXXX XXXX XXXX XXXX XXXX Saids removal date XX/XX/XXXX from the company but has not done any action on my credit report. 

XXXX. XXXXXXXX XXXX  ( All Banks - non specific ) XX/XX/XXXX XXXX XXXX XXXX XXXX, XXXX I did not request this from the company. 

XXXX XX/XX/XXXX ( Sales XXXX Company ) XXXX XXXX XXXX XXXX, XXXX I XXXX not request this from the company. 

Other XXXX XXXX XXXX XXXX Account number XXXX Experian credit report XXXX late payment which is already schedule to be paid. 
XXXX Prepared For XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX 
XXXX late payment Closed Thank you for your assistance. 

Sincerely, XXXX XXXX XXXX.