Product: Credit reporting or other personal consumer reports

XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX XX/XX/XXXX Advanced Background Services XXXX XXXX XXXX XXXX, IN XXXX Subject : Request for Security Freeze, Opt-Out, and Removal of Fraudulent Information Due to Identity Theft Dear " Consumer Relations Department '', I am writing to formally request a security freeze, opt-out of data sharing, and removal of fraudulent information from my consumer file under my rights provided by the following laws : Fair Credit Reporting Act ( FCRA ), XXXX U.S.C. XXXX et seq. 
Fair and Accurate Credit Transactions Act ( FACTA ), 15 U.S.C. 1681c-1 Gramm-Leach-Bliley Act ( GLBA ), 15 U.S.C. 6801-6809 Privacy Act of 1974, 5 U.S.C. 552a 1. Request for Security Freeze Pursuant to 15 U.S.C. 1681c-1 ( i ) under the FCRA, I formally request that a security freeze be placed on my consumer report to prevent further fraudulent activity resulting from identity theft. This request is supported by my FTC Identity Theft Report ( Report Number : XXXX ) and XXXX XXXX Police Report Number : XXXX. 
2. Request to Opt-Out of Data Sharing Under the Gramm-Leach-Bliley Act ( GLBA ) and the Privacy Act of 1974, I exercise my right to opt out of having my personal information shared with any third-party affiliates, data brokers, marketing agencies, or any other entities. 
I demand that my information not be sold, shared, or used for any non-essential purpose. 

XXXX. Dispute and Removal of Fraudulent Information Pursuant to 15 U.S.C. 1681i ( a ) of the FCRA, I am disputing the fraudulent information associated with Consumer Number : XXXX and Case Number : XXXX, and Consumer Number : XXXX. 
The fraudulent records include, but are not limited to : Incorrect Name and Address Associations o My file incorrectly lists my name as " XXXX XXXX. '' o The fraudulent eviction case ( Case # XXXX, Record ID XXXX ) from XXXX XXXX XXXX XXXX lists an address that I have never resided at : XXXX XXXX XXXX, XXXX  XXXX, XXXX XXXX, GA XXXX. 
Fraudulent Accounts Listed on My Consumer Report : o XXXX XXXX XXXX ( Account Number : XXXX ) XXXX XXXX XXXX XXXX XXXX ( Account Number : XXXX ) o XXXX XXXX XXXX XXXX ( Auto Loan, Account Number : XXXX ) o XXXX XXXX  XXXX, XXXX Georgia ( XXXX  XXXX ) These fraudulent accounts and judgments have severely impacted my financial stability and rental eligibility. Under the FCRA ( 15 U.S.C. 1681c-2 ), I demand the immediate removal of these items from my report.

4. Enclosed Documents for Verification To verify my identity and support my dispute, I am enclosing : Copy of my government-issued ID Copy of my proof of address ( utility bill or bank statement ) FTC Identity Theft Report ( Report Number : XXXX ) Police Report ( XXXX XXXX, Report Number : XXXX ) 5. Deadline for R

esponse Under 15 U.S.C. 1681i ( a ) ( 1 ) of the FCRA, you are legally required to conduct an investigation within 4 days of receiving this letter and provide me with a written response.

Failure to comply may result in legal action, including complaints filed with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and state regulatory authorities.

Please confirm receipt of this request and provide written confirmation once the requested actions have been completed. You may contact me via email at XXXX or by mail at the address above. 

Sincerely, XXXX XXXX XXXX : XXXX XXXXXXXX, Beneficiary without prejudice- UCC 1-308