Product: Credit reporting or other personal consumer reports

XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX Equifax Disclosure Department XXXX XXXX XXXX XXXX XXXX XXXX XXXX. 

Subject : Dispute of Information on Credit Report Dear Equifax, I am writing to formally dispute specific information included in my consumer report, as defined under 15 U.S. Code 1681a, particularly concerning the exclusions outlined in Section 2. I believe that certain entries do not accurately reflect my credit history and, as such, may be in violation of the Fair Credit Reporting Act ( FCRA ). 

Upon reviewing my credit report dated XX/XX/XXXX, I identified the following inaccuracies : XXXX XXXX XXXX - Account number : XXXX. {$0.00} - Reported Status : Revolving - Reason for Dispute : Error in payment history or account status. 

XXXXXXXX XXXX  XXXX XXXX - Account Number : XXXX, {$3300.00} - Reported Status : Closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX XXXX XXXXXXXX - Account Number : XXXX, {$2600.00} - Reported Status : Closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX XXXX  - Account Number : XXXX {$0.00} - Reported Status : Closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$3300.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$2500.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$2700.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$230.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$1700.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX XXXX XXXX - Account Number : XXXX XXXX - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$3500.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$600.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$1100.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$2600.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX XXXX XXXX - Account Number : XXXX {$2000.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$2500.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$1000.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$560.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$4900.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX XXXX XXXX - Account Number : XXXX {$3300.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$3900.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status. 

XXXX XXXX  XXXX XXXX - Account Number : XXXX {$3900.00} - Reported Status : closed - Reason for Dispute : such as an error in payment history or account status.

According to 15 U.S. Code 1681a, a " consumer report '' is defined as any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer 's credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living. If any information falls under the exclusions as defined by this statute, it should not be included in my report. 

I request that you conduct a thorough investigation of these inaccuracies. The FCRA mandates that you complete this investigation within 30 days. 

Please provide me with a written response detailing the results of your investigation and any actions taken. Thank you for your attention to this matter. I look forward to your prompt response. 

Sincerely, XXXX XXXX