Product: Credit card

Capital One closed my accounts. The account numbers are XXXX, XXXX and XXXX. Capital One they claim the reason why in a letter, but if Corporation can not speak why are capital one sending or responding without a name who is responding. If they believe what they say why hide? CORPORATIONS CAN NOT SPEAK ANY CORRESPONDENCES " WITHOUT A NAME OF WHO IS RESPONDING WILL NOT BE ACCEPTED '' Capital One again am requesting you, Capital One to provide All Documentary evidence on the Public and the Private side according to the GAAP the accounting principles generally accepted GAAP. 

Also, on XX/XX/XXXX I sent in my payment to Capital One NA they closed my account and denied me access to my open ended credit plan pursuant to 15 U.S. Code 1602 ( g ) The term creditor refers only to a person who both ( 1 ) regularly extends, whether in connection with loans, sales of property or services, or otherwise, consumer credit which is payable by agreement in more than four installments or for which the payment of a finance charge is or may be required, and ( 2 ) is the person to whom the debt arising from the consumer credit transaction is initially payable on the face of the evidence of indebtedness or, if there is no such evidence of indebtedness, by agreement.

My security gave consideration and secured payment, which now was stolen by Capital One NA which has not return the payment I sent them a Notice of Default under 12 US 504 ( a ) and was ignored with no respond about the Notice they respond without a name who was responding this is so dishonorable as a director, CAPITAL ONE N.A, my secured payment has been recorded by CAPITAL ONE N.A as a book entry with the Treasury for their own personal gain. and CAPITAL ONE MULTI-ASSET EXECUTION TRUST which is collateralized by receivables generated by revolving consumers and small business credit card accounts owned by capital One N.A. Which CAPITAL ONE FUNDING LLC IS THE TRANSFEROR WHO IS THE DEPOSITOR WHO TRANSFER TO THEY INDENTURE TRUSTEE WHICH IS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX IS THE OWNER TRUSTEE. I received no benefit for providing my security to CAPITAL ONE N.A, which they provided to CAPITAL ONE MULTI-ASSET EXECUTION TRUST which CAPITAL ONEMULT-ASSET EXECUTION TRUST PROVIDED TO XXXX XXXX XXXX XXXX XXXX XXXXXXXX AND THE OWNER TRUSTEE XXXX XXXX is collateralized by receivables generated by revolving consumers and small business credit card accounts owned by CAPITAL One N.A . and no remedy to solve this matter which also violates their agreement with the SEC pursuant to Securities Exchange Act of 1934 and 240.10b-5 Employment of manipulative and deceptive devices. It shall be unlawful for any person, directly or indirectly, by the use of any means or instrumentality of interstate commerce, or of the mails or of any facility of any national securities exchange, ( a ) To employ any device, scheme, or artifice to defraud, ( b ) To make any untrue statement of a material fact or to omit to state a material fact necessary in order to make the statements made, in the light of the circumstances under which they were made, not misleading, or ( c ) To engage in any act, practice, or course of business which operates or would operate as a fraud or deceit upon any person, in connection with the purchase or sale of any security. Notwithstanding the preceding sentence, in the case of an open-end credit plan involving a credit card, the card issuer and any person who honors the credit card and offers a discount which is a finance charge are creditors. For the purpose of the requirements imposed under part D of this subchapter and sections 1637 ( a ) ( 5 ), 1637 ( a ) ( 6 ), 1637 ( a ) ( 7 ), 1637 ( b ) ( 1 ), 1637 ( b ) ( 2 ), 1637 ( b ) ( 3 ), 1637 ( b ) ( 8 ).

Under U.C.C. Sec 3-603 ( a ) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument, the effect of tender is governed by principles of law applicable to tender of payment under a simple contract.

CAPITAL ONE NA is double dipped by allowing fees to be repeatedly charged for the same transaction. Over a period of multiple years, CAPITALONE NA generated substantial additional revenue by illegally charging multiple fees. My account with CAPITAL ONE N.A was never late! This was clearly a billing error, and a double dipping scheme. This act is shameful, it has caused severe harm to my reputation, my character, my mode of living and to my family! I need the following late payments Deleted : off Acct # XXXX, XXXX and XXXX. 

15 USC 1666b ( a ) Time to make payments - A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.

A SECURITY INCLUDES VARIOUS INVESTMENT, SUCH AS BANK NOTES, CORPORATE STOCKS, MUNICIPAL BONDS, INVESTMENT CONTRACTS AMONG OTHERS. IF SOMEONE IS INVOLVED WITH ONE OF THESE SECURITIES AND ACCUSED OF CHEATING, STEALING, OR LYING IN AN ATTEMPT TO GAIN A FINANCIAL ADVANTAGE, THEY COULD BE CHARGED 18 USC 1348 FEDERAL SECURITIES FRAUD. CAPITAL ONE NA, IGNORE MY DISPUTE AND NOTICE I SENT UNDER 12 USC 504 UP TODAY THEY HAD 6 DAYS TO RESPOND THEY HAVE NOT.

15 USC 1666b ( a ) Time to make payments - A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.

A SECURITY INCLUDES VARIOUS INVESTMENT, SUCH AS BANK NOTES, CORPORATE STOCKS, MUNICIPAL BONDS, INVESTMENT CONTRACTS AMONG OTHERS. IF SOMEONE IS INVOLVED WITH ONE OF THESE SECURITIES AND ACCUSED OF CHEATING, STEALING, OR LYING IN AN ATTEMPT TO GAIN A FINANCIAL ADVANTAGE, THEY COULD BE CHARGED 18 USC 1348 FEDERAL SECURITIES FRAUD. CAPITAL ONE NA, IGNORE MY DISPUTE AND NOTICE I SENT UNDER 12 USC 504 UP TODAY THEY HAD 6 DAYS TO RESPOND THEY HAVE NOT.