Product: Credit reporting or other personal consumer reports

[ XXXX XXXX XXXX ] [ XXXX XXXX XXXX XXXX XXXX XXXX ] [ XXXX, XXXX ] [ XXXX ] [ XXXX ] [ XXXX ] [ EXPERIAN ] Subject : Dispute of Inaccurate Information Under 15 U.S.C . 1681o Dear Sir/Madam, I am writing to dispute inaccurate information on my credit report under the provisions of 15 U.S.C. 1681o of the Fair Credit Reporting Act ( FCRA ), which requires credit reporting agencies to correct or remove inaccurate or incomplete information in a timely manner. 
Upon reviewing my credit report, I noticed the following inaccuracies that I believe to be incorrect : * [ XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX ] XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Phone Number ( XXXX ) XXXX XXXX & XXXX Original Creditor XXXX Contact Info Address XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXXXXXX Phone Number ( XXXX ) XXXXXXXX XXXX XXXXXXXX Account Number XXXX Contact Info XXXX XXXX XXXX XXXX, XXXX XXXX XXXXXXXX XXXX XXXXXXXX Phone Number ( XXXX ) XXXX XXXX XXXX XXXXXXXX Account XXXX Contact Info Address XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Phone Number XXXX XXXX XXXX XXXX XXXX XXXX Account XXXX po box XXXX, XXXX XXXX XXXX XXXXXXXX Phone Number ( XXXX ) XXXXXXXX XXXX XXXXXXXX XXXX Original XXXX XXXX XXXX  Account Number XXXX Contact Info Address XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX  XXXX Phone Number ( XXXX ) XXXX CXXXX XXXX XXXX Account Number XXXX Original Creditor XXXX XXXX Contact Info Address XXXX XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Phone Number ( XXXX ) XXXX XXXX XXXX XXXX Account number : XXXX Contact Info Address XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Phone Number ( XXXX ) XXXX XXXX XXXX XXXX Account Number XXXX Original Creditor XXXX  Contact Info Address XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Phone Number ( XXXX ) XXXX XXXX XXXX Account Number XXXX Contact Info Address XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Phone Number ( XXXX ) XXXX XXXX XXXX Account XXXX XXXX Original Creditor XXXX XXXX XXXX XXXX Address po box XXXX, XXXXXXXX XXXX  XXXX Phone Number ( XXXX ) XXXX XXXX XXXX XXXX  Account Number XXXX Contact Info Address XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX Phone Number ( XXXX ) XXXX XXXX XXXX Account Number XXXX Contact Info Address XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Phone Number ( XXXX ) XXXX Hard Inquiries XXXX. 
XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX  XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX  XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXXXXXX Inquired on XXXX/XXXX/XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX Inquired XXXX XXXX/XXXX/XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX  XXXX XXXX XXXX Inquired on XXXX/XXXX/XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX, XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX  Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX As provided by the FCRA, I am entitled to dispute information that is inaccurate, incomplete, or outdated, and I am requesting that this information be investigated and corrected or removed. I also ask that you provide me with a written response confirming that the dispute has been resolved, along with an updated copy of my credit report. 
In accordance with 15 U.S.C. 1681i, I request that you conduct a prompt and thorough investigation into these inaccuracies, and correct or remove the disputed items as necessary. 
Please acknowledge receipt of this dispute within the required time frame and provide me with an update on the investigation 's status. If you determine that the disputed information is indeed inaccurate or incomplete, I request that you remove or correct it on my credit report as required by law. 
Thank you for your attention to this matter. I look forward to receiving your timely response. 
Sincerely, [ XXXX XXXX XXXX ] [ XXXX }