23daVinci/CFPB_Complaints huggingface dataset:
Product: Credit reporting or other personal consumer reports

I appreciate the prompt attention from the CFPB, and I want to acknowledge that Navy Federal Credit Union has taken corrective action by removing three out of the four fraudulent accounts previously mentioned in my complaint. However, the specific charge-off account with the amount of {$14000.00} ( Account Number : XXXX ) remains unresolved. The discrepancy in their response raises suspicion, as the removal of only XXXX out of the XXXX fraudulent accounts suggests potential selective omission. This questionable behavior leads me, as a consumer, to believe that Navy Federal may be purposely retaining one charge-off to negatively impact my credit status, keeping me classified as a subprime borrower. 

I would like to highlight that I sent formal letters to Navy Federal Credit Union via certified mail on XX/XX/year>. Despite this, Navy Federal has not provided a satisfactory resolution for the remaining fraudulent charge-off account. This ongoing lack of response and cooperation further compounds the violation of the Fair Credit Reporting Act ( FCRA ) and the terms outlined in my previous complaint.

I want to emphasize that, under the Fair Credit Reporting Act ( FCRA ), Navy Federal Credit Union is legally obligated to respond to consumer disputes within 30 days. The FCRA, in Section 623 ( a ) ( 8 ) ( D ), explicitly mandates furnishers, such as Navy Federal, to conduct a reasonable investigation and correct any inaccuracies within a timely manner. The fact that Navy Federal failed to respond to my certified mail, sent on XX/XX/year>, within the stipulated 30-day period not only demonstrates a lack of compliance with the FCRA but also triggers the provision that requires the removal of the disputed information from my credit report. This is a fundamental right granted to consumers under the FCRA to ensure the accuracy and fairness of information reported by credit bureaus. 

I urge the Consumer Financial Protection Bureau to expedite the resolution of this matter, ensuring Navy Federal 's compliance with the FCRA and the removal of the remaining fraudulent charge-off account with the amount of {$14000.00} from my credit report. I appreciate your immediate attention to this critical issue and anticipate a prompt resolution. 

Sincerely, XXXX XXXX
Product: Checking or savings account

I submitted a check, written on Home Credit Line with XXXX XXXX XXXX, to Bank of America ATM on XX/XX/XXXX, in the amount of XXXX, to be deposited into my Bank of America Checking Account. 

As per XXXX XXXX, the transfer of the full amount to Bank of America was completed on XX/XX/XXXX. 

Still, Bank of America has refused to give me access to this {$25000.00} until XX/XX/XXXX, more than 8 days after they have received the money from XXXX XXXX. 

I attempted to address this by first calling Bank of America, and then going to our local office here in XXXX, MO on XX/XX/XXXX. The local office manager,  XXXX XXXX XXXX XXXX XXXX stated that there was no way to release the money sooner so as of today, XX/XX/XXXX, the money is still not available to me. 

Just to be clear : Bank of America received the full {$25000.00} transfer from my personal credit line account on XX/XX/XXXX and has simply refused allow me access to my money for 8 days. 

This is simply unacceptable and illegal for a bank to refuse my access to my own money and so wish to file a formal complaint on Bank of America for this action.
Product: Credit reporting or other personal consumer reports

Good Morning, My name is ( XXXX XXXX ) and I am filing this complaint because this is the second time that I filed my claim when my identity was stolen and no action has been taken. Credit bureau has not been sending any mail responses to my disputes nor have these companies. At this point I feel like my rights as a consumer are being violated. I am the victim in this situation and I can not even get the proper help or response from the companies who oversee credit reporting. If no further action will be taken, I will pursue legal action
Product: Credit reporting, credit repair services, or other personal consumer reports

i have submitted disputes to you and didnt get a responce in 30 days and you are required by law to do so. please investigate my disputes thank you
Product: Credit reporting or other personal consumer reports

I am writing to formally dispute and challenge the accuracy of information on my credit report maintained by your agency. Upon reviewing my credit report, I discovered that there is a fraudulent account still being reported, which is inaccurate and damaging to my credit profile. Additionally, I believe there have been violations of the Fair Credit Reporting Act ( FCRA ) in this regard. I did not open this account, nor did I authorize anyone to do so on my behalf. This account is a result of identity theft and constitutes fraudulent activity. It is imperative that it be immediately removed from my credit report to prevent further damage to my creditworthiness.
Product: Credit reporting, credit repair services, or other personal consumer reports

contacted this company by mail XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. I requested VALIDATION of accounts but I keep having the response verified despite asking for Validation. A collection account with XXXX  by law I am allowed to see how this is validated. Being that the law states to be on a credit report as a debt the company must have proof of a contract with their letterhead plus my original signature to be valid. So can I ask this way to show me this proof? If not remove as the law states. I asked acceptance now to be fixed being I was never late. All three times the information was changed, which now shows was a insurance claim? I have the merchandise in my living room, paid in full. This was never a claim, never was late and inaccurate in reporting. Please update this as never late and not a claim or remove Immediately. Please remove as I requested prior XXXX XXXX  and XXXX XXXX Both these accounts show 100 % paid on time but both charge offs. This is inaccurate data and by law must be removed. I also, which was ignored requested proof of how inquires were made. I called every company and they have no record of me and directed me back to you. I wrote requesting info or be removed to being IGNORED. Please answer who is cXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Product: Mortgage

I inquired about a fee that was not disclosed or authorized and was told there is no fee though it shows on the XX/XX/2022 statement and subsequently afterwards in 'Overdue Amount '.
Product: Credit reporting, credit repair services, or other personal consumer reports

I have filed disputes based upon erroneous/incorrect items on my credit report so that those items can be removed. It has been well over 30 days and I have not received any investigation results.
Product: Credit card or prepaid card

A CAPITAL ONE CARD WAS OPENED fraudulently IN MY NAME
Product: Credit reporting, credit repair services, or other personal consumer reports

on XX/XX/XXXX I submitted a dispute. The dispute came back as verified. I then wrote the bureau and asked for a reinvestigation. I went to check the status of the reinvestigation and could not see the results. My letter for reinvestigation was received on XX/XX/XXXX... The bureau submitted my dispute on XX/XX/XXXX ... and the results were ready by XX/XX/XXXX. on XX/XX/XXXX after waiting weeks to see the results of the dispute i called the bureau to find out why the dispute was completed without me seeing the results/outcome. I was told by a representative that the account i disputed would remain on my report even though i was never provided results or what i initially asked for in the reinvestigation letter
Product: Credit reporting or other personal consumer reports

-TO YOUR COMPNAY MY ADDRESS IS : ( XXXX XXXX XXXX XXXX XXXX XXXX LA XXXX XXXX ) THIS IS THE ONLY ADDRESS THAT I LIVE. ( I HAVE NO OTHER ADDRESSES DELETE ALL OF THESE ADDRESSES. I DO NOT LIVE AT THESE UNKNOWN ADDRESSES LISTED DELETE : XXXX XXXX XXXX XXXX XXXX, LA XXXX DELETE : XXXX XXXX XXXX XXXX, LA XXXX DELETE : XXXX XXXX XXXX XXXX, LA XXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -TO YOUR COMPNAY I HAVE ACCOUNTS ON MY CONSUMER REPORT THAT ARE REPORTING INCONSITANCIES IN THE DATE OF LAST ACTIVITIY. THESE ACCOUNTS ARE INACCURARTE AND ARE A VIOLATION OF THE FCRA AND MUST BE DELTED IMMEDIATELY. AFTER THIS INVESTIGATION, DELETE THESE ACCOUNTS FROM MY CONSUMER REPORT. ( XXXX  XXXX XXXX  ) ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX BANKRUPTCY ) -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- TO YOUR COMPNAY I HAVE ACCOUNTS ON MY CONSUMER REPORT THAT ARE REPORTING INCONSITANCIES IN THE PAYMENT HISTORY OF EACH DATE IN EACH ACCOUNT. THESE ACCOUNTS ARE INACCURARTE AND ARE A VIOLATION OF THE FCRA AND MUST BE UPDATED IMMEDIATELY TO PAID AS AGREED, PAID ON TIME, NEVER LATE AFTER THIS INVESTIGATION, UPDATE THESE ACCOUNTS ONMY CONSUMER REPORT TO PAID AS AGREED, PAID ON TIME, NEVER LATE. ( XXXX XXXX XXXX )
Product: Credit reporting

I submitted a dispute letter to Experian regarding inaccurate information contained in my credit report. I authored the letter on XXXX/XXXX/2015 and sent the letter certifed and return receipt via US mail. On XXXX/XXXX/2015 I received a letter from Experian dated XXXX/XXXX/2015 stating they have determined the dispute was suspicious and not sent by me, a violation of the CRA. Experian has refused to conduct an investigation of my dispute within 30 days, due to inaccurante information contained in my credit report. I was denied a refinance of my mortgage, inorder to save in PMI of {$480.00} a month. 
Here are the accounts I have disputed : XXXX XXXX - Account # XXXX. Late reporting is not correct. 
XXXX Bank - Account # XXXX. Reporting status is not correct. 
XXXX XXXX - Account # XXXX. Incorrect late dates and amounts. 
CAP XXXX - Account # XXXX. Late reporting not correct. 
XXXX XXXX - Account # XXXX. Late reporting not correct. 
Please investigate and provide me with results.
Product: Credit reporting or other personal consumer reports

I have items passed on that should be taken out or blocked. Per FCRA segment 605, Credit Bureaus are expected to eliminate any records recorded on an ID THEFT REPORT. I've proactively remembered this report from a past letter and I am including it once more. I've educated my lawyer regarding my aims and they are eager to consider that Credit Bureaus are responsible for their tenacious rebelliousness. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Balance Owed : {$0.00} ; XXXX XXXX XXXXXXXX Balance Owed : {$0.00} ; XXXX XXXX Balance Owed : {$790.00} ; XXXX XXXX XXXXXXXX Balance Owed : {$1000.00} ; XXXX XXXX Balance Owed XXXX {$0.00} ; XXXX XXXX XXXXXXXX Balance Owed : {$1000.00} ; XXXX XXXXXXXX Balance Owed : {$420.00} ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Product: Debt collection

I am writing to formally lodge a complaint regarding a charge on my credit report dated XX/XX/XXXX, for {$1900.00}, attributed to XXXX. I have serious concerns about this account, as I have no knowledge of it. 

After contacting XXXX for clarification, I was unable to obtain any information beyond my Social Security number, as I had no documentation related to the account. Furthermore, I spoke with the debt collector, who informed me that this account has been open since XXXX. At that time, I was only XXXX XXXX XXXX, raising significant legal issues about my ability to enter into a contract with XXXX. 

According to **15 U.S. Code 1681c2**, if a consumer does not recognize a debt and can not be validated, the information must be deleted from the credit report within four business days. Given my lack of knowledge regarding this account, I request that it be removed promptly. 

I urge your office to investigate this matter and take the necessary steps to ensure that this inaccurate information is deleted from my credit report.
Product: Credit card or prepaid card

Ive been receiving calls from capital one stating I have a outstanding balance of {$6000.00} credit card usage I did not authorize a capital one credit card in my name, and I want this off my credit
Product: Credit reporting, credit repair services, or other personal consumer reports

Re : Letter to Remove Inaccurate Credit. Information To Whom It May Concern : I received a copy of my credit report and found the following item ( s ) to be in error : Account Name : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Product: Debt collection

On or around XX/XX/year> my XXXX  noticed a 3-day pay or quit notice on our door. When we pulled the notice the first thing we noticed was the amount stated were incorrect as the landlord has continued to take payments. Enclosed are copies of recent payment receipts starting before the day of the notice. 

Upon receivng this notice I looked to the back bage which outlined STATE AND FEDERAL FDCPA NOTICE FOR THE LAW OFFICE OF STEVEN D. SILVERSTEIN. As I reviewed all the legal legalities under the statue CCP 1161 ( 2 ) we immediately noticed ontop to the incorrect amount ( s ) owed there was no address to file a rebutal which is a very specific part of the ability to file a dispute surrounding their claims. 

In addition, On Monday XX/XX/year> I received in the mail a copy of the three day notice from a third entity outlined only by a po box . With no address to file our rebutal, incorrect notice with the correct amount the claim outlined is fradulant.
Product: Mortgage

My husband has been unemployed since XXXX due to COVID-19. Our lender, Kondaur Capital Corp, gave us a 3 month forbearance. They are refusing to extend our forbearance even though my  husband is out of work due to the pandemic.
Product: Credit reporting or other personal consumer reports

I am filing this FTC Identity Theft to report 1 separate fraudulent accounts appearing on my consumer FICO credit report which I do not recognize as reported and which are the result of identity theft and fraud. These fraudulent accounts consist of a. XXXX XXXX  opened at XXXX XXXX XXXX  {$3500.00} on XX/XX/year> These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. I demand that the aforementioned fraudulent items be removed from each of my consumer credit reports and that akk collection activity related to said items cease pursuant to my rights within the FCRA and FDCPA laws.
Product: Credit reporting or other personal consumer reports

XX/XX/XXXX - Original balance {$520.00} - but I never opened this account and I am a victim of ID THEFT and it is reporting late payments on my credit report which is hurting my credit profile. 30 days past due as of XX/XX/XXXX, XXXX XXXX XXXX
Product: Credit reporting or other personal consumer reports

I requested a copy of my lexis nexis report on XX/XX/year>. Upon recieving my report, I saw information on it that was related to a different person, with the same XXXX  and last name, but a different middle initial. I disputed some information on the report, but Lexis Nexis said that the information reported from XXXX insurance was correct, which was the information regarding the other person. This other person was involved in an accident that was reported by XXXX XXXX, but I have never had XXXX insurance, nor lived in texas, which is the address associated with that insurance claim.
Product: Credit reporting or other personal consumer reports

I have gathered all this information for litigation to file lawsuits and seek jury trial on this matter against the credit bureaus and this company that is making money off me while maintaining my credit in the ruins and selling my information to third parties. After reviewing my credit reports I noticed that XXXX is alleging that I owed an amount of {$7900.00} to them without furnishing any proof of verification of this debt or that they followed all laws and regulations to report. I have continuously reached out to discuss this matter and XXXXXXXX XXXX has denied all communications with me and never responded within the time frame required by law. Pursuant to 1692g, i requested the Method of Verification for the said account and XXXXXXXX XXXX failed to comply as well in a timely manner. This is in accordance with the Fair Credit Reporting Act 611 ( a ) ( 7 ). This is not a request for a reinvestigation of the previous dispute. I was also threatened that my credit would be ruined if I did not pay off this debt after my most recent attempts to collect data from said account investigations.
Product: Credit reporting or other personal consumer reports

Consumer Name : XXXX XXXX, Consumer Social Security Number : XXXX, Consumer Date of Birth : XX/XX/XXXX, Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the EXPERIAN credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of a Auto Loan account opened at XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX under the account number XXXX XXXX, an Education account opened at XXXX SERVICED XXXX on XX/XX/XXXX under the account number XXXX and a Education account opened at XXXX XXXX XXXX XX/XX/XXXX with a balance of {$0.00} that appears related to the aforementioned personal loan account opened at XXXX XXXX XXXX XXXX XXXX These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer XXXX credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # ( private case number ) as proof from the XXXX Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud.
Product: Credit reporting, credit repair services, or other personal consumer reports

XXXX XXXX mismanaged my short sale 3 times over a 2 year period ( XXXX ) & the day my condo in XXXX Idaho set to sell at the price they set, ( {$79000.00} XXXX they canceled & foreclosed XX/XX/2019 on it the next day so they wouldn't have to pay agent fees & in the process ruined my credit after telling me to not make payments to be eligible. I would like this account removed from all 3 credit bureaus & an investigation into the fraudulent practices XXXX XXXX is performing