Product: Credit reporting or other personal consumer reports

I am writing to formally dispute inaccurate information that is being reported on my credit report. 
Specifically, the following items are incorrect and are negatively impacting my credit score : TRANSUNION Account Name : XXXX  Account Number : XXXX Reason : I do not agree with the negative payment status and history reported on this account. I kindly request that you provide all statements detailing the exact past due amounts for any missed payments, along with the specific date this account was reported as negative. 

Account Name : XXXXXXXX XXXX Account Number : XXXX Reason : I am disputing the missed and late payments reported on this account. I kindly request copies of all statements and payment records, including details of payments made and missed, since the account was opened. 

Account Name : XXXX XXXX Account Number : XXXX Reason : This account is incorrectly reporting that I have 6 late payments. However, my XXXX report shows only 1 late payment. I kindly request a review and correction of this discrepancy. 

Account Name : XXXX Account Number : XXXX Reason : I disagree with the negative payment status and history reported on this account. I request copies of all statements showing the exact past-due amounts for any missed payments, along with the specific date this account was reported as negative. 

3Account Name : XXXX Account Number : XXXX Reason : I disagree with the negative payment status and history reported on this account. I respectfully request detailed statements showing the exact past-due amounts for any missed payments and the specific date this account was first reported as negative. 

Account Name : XXXX Account Number : XXXX Reason : I disagree with the negative payment status and history reported on this account. I respectfully request detailed statements showing the exact past-due amounts for any missed payments and the specific date this account was first reported as negative. 

Account Name : XXXX XXXX Account Number : XXXX Reason : I am disputing the missed and late payments reported on this account. I kindly request a detailed record of all payments made and missed since the account was opened. 

Account Name : XXXXXXXX XXXX Account Number : XXXX Reason : I am disputing the missed and late payments reported on this account. I request copies of all account statements and payment records, including details of any payments made or missed since the account was opened. 

Account Name : XXXXXXXX XXXX Account Number : XXXX Reason : I am disputing the missed and late payments reported on this account. I request copies of all account statements and payment records, including details of any payments made or missed since the account was opened. 

3Account Name : XXXX Account Number : XXXX Reason : I disagree with the reported amount and the open date of this account. Please provide the most recent billing statement from the original creditor showing the amount due and the due date, or kindly delete this account XXXX Account Name : XXXX Account Number : XXXX Reason : I do not agree with the negative payment status and history reported on this account. I kindly request that you provide all statements detailing the exact past due amounts for any missed payments, along with the specific date this account was reported as negative. 

Account Name : XXXXXXXX XXXX Account Number : XXXX Reason : I disagree with the reported amount and the open date of this account. Please provide the most recent billing statement from the original creditor showing the amount due and the due date, or kindly delete this account Account Name : XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Reason : I am disputing the missed and late payments reported on this account. I request copies of all account statements and payment records, including details of any payments made or missed since the account was opened. 

Account Name : XXXX XXXX Account Number : XXXX Reason : I disagree with the reported amount and the open date of this account. Please provide the most recent billing statement from the original creditor showing the amount due and the due date, or kindly delete this account Account Name : XXXX XXXX XXXX XXXX Account Number : XXXX Reason : I am disputing the missed and late payments reported on this account. I request copies of all account statements and payment records, including details of any payments made or missed since the account was opened. 

Account Name : XXXX XXXX XXXX XXXX Account Number : XXXX Reason : I am disputing the missed and late payments reported on this account. I request copies of all account statements and payment records, including details of any payments made or missed since the account was opened. 


Account Name : XXXX XXXX Account Number : XXXX Reason : I do not agree with the negative payment status and history reported on this account. Please provide all statements showing the exact past-due amounts for any missed payments, as well as the specific date this account was marked as negative. 


XXXX Account Name : XXXX Account Number : XXXX Reason : I do not agree with the negative payment status and history reported on this account. I kindly request that you provide all statements detailing the exact past due amounts for any missed payments, along with the specific date this account was reported as negative. 

Account Name : XXXX XXXX XXXX Account Number : XXXX Reason : I do not agree with the negative payment status and history reported on this account. Please provide all statements showing the exact past-due amounts for any missed payments, as well as the specific date this account was marked as negative. 

Account Name : XXXX XXXX Account Number : XXXX Reason : I am disputing the missed and late payments reported on this account. I request copies of all account statements and payment records, including details of any payments made or missed since the account was opened. 

INQUIRIES : TRANSUNION XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  These items are either inaccurately reported or have already been resolved, and I request a thorough investigation and correction. I have already contacted both the credit reporting agency and the data furnisher, but the issue remains unresolved. Attached are supporting documents, including screenshots of my credit report, which highlight the inaccurate information and support my claim. Please investigate this matter promptly and update my credit report to reflect accurate information.