23daVinci/CFPB_Complaints huggingface dataset:
Product: Checking or savings account

During the claim entry process I made a mistake and forgot to include one of the frauduent charges on the report. It was a XXXX XXXX transaction and I had been to the dollar tree earlier that day so I got confused. 
The claim was denied because of this and they will not allow me to re-open the claim with the updated information. The Claims Supervisor told me to get a lawyer and that I will not be getting my moeny back from Chase even though she sympathizes with my situation. 
I have provided a police report, video surveilance, statetements, XXXX  complaints, and opened a Corporate case. All of which have not gotten me my money back. 

Listed Fraudulent Transactions are Below : XX/XX/XXXX Card Purchase XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Card Purchase XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Card Purchase XX/XX/XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XX/XX/XXXX Card Purchase XX/XX/XXXX XXXX # XXXX XXXX XXXX  Card XXXX XXXX XXXX XX/XX/XXXX Card Purchase XX/XX/XXXX XXXX # XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XX/XX/XXXX Card Purchase XX/XX/XXXX XXXX XXXX # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Card Purchase XX/XX/XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XX/XX/XXXX Card Purchase XX/XX/XXXX XXXX # XXXX XXXX XXXX Card XXXX XXXX XXXX XX/XX/XXXX Card Purchase XX/XX/XXXX XXXX XXXX XXXX XXXX  Card XXXX XXXX XXXX
Product: Credit reporting or other personal consumer reports

I am writing to officially file a complaint concerning the multiple unsuccessful attempts I have made to have fraudulent items removed from my credit report. Despite repeated efforts to address this issue, these fraudulent items persist on my credit report, damaging my financial standing and credibility. 

Despite my persistent and genuine efforts to rectify this issue in accordance with the Fair Credit Reporting Act ( FCRA ), these fraudulent items continue to tarnish my credit report. This situation is detrimental to my financial well-being and overall quality of life. 

I kindly request the following actions be taken promptly : A thorough and immediate investigation into the fraudulent items in question, including verification of their accuracy with the creditor. 

If these items are found to be erroneous or fraudulent, their immediate removal from my credit report. 

A written acknowledgment from your organization confirming the correction of my credit report. 

A detailed report outlining the actions taken during the investigation and the resolution status. 

I urge you to treat this complaint with the utmost urgency. The accuracy of credit reporting is vital for maintaining the public 's trust in the financial system, and I trust that your organization will take the necessary measures to rectify this situation promptly. 

Please acknowledge the receipt of this complaint within specified timeframe and provide a designated contact person with their direct contact information for further communication. I am asking for your assistance to remove these fraud items in my credit file : XXXX XXXX Balance : {$0.00XXXX XXXX XXXX Balance Owed : {$0.00} XXXX XXXXXXXX Balance : {$0.00} XXXX XXXXXXXX Balance Owed : {$0.00} XXXX XXXXXXXX Balance : {$0.00} XXXX XXXX  XXXX Balance {$560.00} XXXX XXXX Bankruptcy XXXX XXXX XX/XX/2018 XXXX XXXX Balance : {$100.00} XXXXXXXX XXXX Balance Owed : {$100.00} XXXX XXXXXXXX Balance : {$0.00} XXXX XXXXXXXX Balance Owed : {$0.00} XXXX XXXXXXXX Balance : {$700.00} XXXX XXXXXXXX XXXX Balance Owed : {$0.00} XXXX XXXX XXXX Balance {$530.00} XXXX XXXX Balance : {$0.00} XXXX  XXXX Bankruptcy XXXX XXXX XX/XX/2018 XXXX XXXX Balance : {$0.00} XXXX XXXX Balance : {$0.00} XXXX XXXXXXXX Balance Owed : {$0.00} XXXX XXXXXXXX Balance Owed XXXX {$0.00} XXXX XXXXXXXX Balance : {$0.00} XXXX XXXX XXXXXXXX Balance {$560.00} XXXX  XXXX Bankruptcy XXXX XXXX XX/XX/2018.
Product: Credit reporting, credit repair services, or other personal consumer reports

Since my last complaint against Experian, they have blocked me from signing in online to phoning in and reaching a person, their excuse is information, not file, not able to find me. etc. I have no words to describe this company 's actions and we as a society allow them to play such an Import role in our futures. I am completely at a loss for words related to the actions this company has resorted to.
Product: Credit reporting

I went on line to Equifax to get my credit score which was XXXX. I have never had a score below XXXX. I called and got no where. Also sent emails to them after checking my XXXX Fico Score of XXXX and my XXXX Credit Score of XXXX. Presented those to XXXX but primarily got the same answer that they could n't do anything about it. They are incorrect. What can be done? 
Thanks, XXXX XXXX XXXXXXXXXXXX
Product: Credit reporting or other personal consumer reports

To Whom It May Concern : I was in the process of applying for new employment and it was brought to my attention that there is some inaccurate information reporting on my credit report.I received a copy of my credit report and to my surprise I saw all these inaccurate items that are not correct. By the way I hope that this does not hinder my ability to obtain employment due to this inaccurate information showing. I was advised by a legal friend of mine that under 15 US Code 1681a section 603 ( k ) ( b ) ( ii ) can be considered an adverse action. 

Therefore I want the following accounts to be updated to the correct amount, date, status, open and closed date, last date of activity and time. 
If you can not complete this request, please delete the accounts immediately. I have provided an exhibit of evidence showing the inaccuracies of my reports. 
Please investigate if every piece of information is correct. If not, please remove it from my credit report. 

1. there is some inaccurate information reporting XXXX XXXX Account Number : XXXX Please update- All New Reporting Information to- paid as agreed and current 2. 15 U.S. CODE 1692G - VALIDATION OF DEBTS XXXX XXXX Account Number : XXXX Please remove it from my credit report. 


3. 15 U.S. CODE 1692E 10 - FALSE OR MISLEADING REPRESENTATIONS XXXX Account Number : XXXX Delete this account. 


4. there is some inaccurate information reporting XXXX XXXX Account Number : XXXX Please update- All New Reporting Information to- paid as agreed and current. 


5. 15 U.S. CODE 16811 - PROCEDURE IN CASE OF DISPUTED ACCURACY XXXX XXXX  Account Number : XXXX Delete this account. 


6. 15 U.S. CODE 1692G - VALIDATION OF DEBTS XXXX Account Number : XXXX Please remove it from my credit report. 


7. there is some inaccurate information reporting XXXX Account Number : XXXX Delete this account. 


8. 15 U.S. CODE 16811 - PROCEDURE IN CASE OF DISPUTED ACCURACY XXXX  Account Number : XXXX Delete this account. 


9. 15 U.S. CODE 1692E 10 - FALSE OR MISLEADING REPRESENTATIONS XXXX Account Number : XXXX Please remove it from my credit report. 


10. 15 U.S. CODE 1692G - VALIDATION OF DEBTS XXXX Account Number : XXXX Please remove it from my credit report. 


11. 15 U.S. CODE 1692G - VALIDATION OF DEBTS XXXXXXXX XXXX  Account Number : XXXX Delete this account. 


12. there is some inaccurate information reporting XXXX Account Number : XXXX Delete this account. 


13. 15 U.S. CODE 1681B - PERMISSIBLE PURPOSES OF CONSUMER REPORTS XXXX XXXX XXXX Date of inquiry : XX/XX/2024 Please remove it from my credit report. 


14. 15 U.S. CODE 1681B - PERMISSIBLE PURPOSES OF CONSUMER REPORTS XXXX XXXX Date of inquiry : XX/XX/2024 Please remove it from my credit report. 


15. 15 U.S. CODE 1681B - PERMISSIBLE PURPOSES OF CONSUMER REPORTS XXXX Date of inquiry : XX/XX/2024 Please remove it from my credit report.
Product: Debt collection

I XXXX XXXX entered into a consumer credit transaction with United Auto Credit on XX/XX/2019. A consumer credit transaction is a transaction in this a finance charge is involved. Pursuant to 15 USC 1605 a finance charge is the sum of all charges in a consumer credit transaction. Since, I know the finance charge is the sum of all charges. United Auto Credit bill me for this alleged debt.
Product: Credit reporting, credit repair services, or other personal consumer reports

Received from LexisNexis Services Inc. a credit report on XXXX the report was also sent to my home owners company, XXXX XXXX. In the report from LexisNexis was a Reason Code XXXX that my home owners company, XXXX, said was a Negative Indication of Risk. 

I called LexisNexis Service on XXXX and XXXX concerning the Reason Code XXXX. The people I talked to, talked around the Reason Code XXXX and I was not satisfied with their lack of an explanation. 

Per LexisNexis Services, the Reason Code XXXX is based on this : 1986 year I opened my credit union credit card account. 
81 years, 977 months that my credit union credit card account needed to be open to NOT give me a negative indication of risk. XXXX year when credit union cre dit card account would be open for the 977 months. 
XXXX year I will be XXXX YEARS OLD. 

This XXXX months is unacceptable and makes no common sense. 

My credit union credit card has no history of a late payment or abuse.
Product: Credit reporting

I 've sent XXXX XXXX XXXX And Equifax multiple requests regarding removal of an old mark on my credit file regarding an old Student XXXX through XXXX XXXX XXXX that was paid/closed. 

Accordingly, I can show a judge that these accounts meet the requirements for removal and that they violated the Fair Credit Reporting Act by ignoring my requests to delete them. My previous letters -- all sent certified mail -- stated my reasons for an investigation and these reasons were not frivolous in any way. 

I have attached copies of correspondance and a copy of a draft complaint which I intend to file if Equifax is unwilling to directly resolve this issue.
Product: Payday loan, title loan, or personal loan

My solar roof was installed in XXXX of 2021. Since then I have been making the required payments on the loan, but the product has never been fully-functional. I am paying for a product that is not functional, and the company has been out to fix it several times, but they have not fixed it. It is still not operational and the company is no longer responding to me.
Product: Credit reporting or other personal consumer reports

XXXX has repeatedly reported that XXXX XXXX is verifying a bankruptcy on my file. Yet XXXX XXXX has repeatedly advised me their company is NOT verifying that incorrect information and provided me a copy of my report that DOES NOT contain any bankruptcies. The bankruptcy should be removed from my report immediately
Product: Credit reporting, credit repair services, or other personal consumer reports

Im submitting a complaint to you today to inform you I was the victim of identity theft. I researched on how to remove the fraudulent items in my report and found that I need to visit FEDERAL TRADE COMMISION or https : //www.ftc.gov to file a report and Per FCRA section 605b Credit Reporting Agencies are required to remove/block any items listed on an id theft report. Please find the ATTACHED documents to assist in the blocking of the erroneous information which is being posted to my report. 
Here is the list of items which do not belong to me or were opened without my permission. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX According to FCRA Section 605B ( a ) the CREDIT REPORTING AGENCIES shall block any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than 4 business days after the date of receipt.
Product: Credit reporting or other personal consumer reports

Equifax is purposely keeping my credit score low by reporting my XXXX XXXX auto loan that is paid off as past due. The account has been paid off sincXXXX XXXX XXXX XXXX and they repeatedly keepmarkinngit as not more than two payments past due when its reporting a XXXX balance. The vehicle was a total loss and completely paid off by my insurance company.
Product: Credit reporting, credit repair services, or other personal consumer reports

XXXX XXXX XXXX XXXX XXXX  THIS ACCOUNT SHOULD BE CLOSED BUT IT STILL OPEN
Product: Debt collection

XXXX XXXX with Douglas and Knight, contacted me regarding a subrogation claim. I told her to describe the alleged damages and indicated I did not believe I was responsible. She told me if I didn't pay they might sue me. I then requested documentation, during the same phone call, on XXXX XXXX XXXX I requested it be sent to my email. I received the email documentation the same day. I emailed back that I disputed these charges, explained why, and said that I was seeking legal advice, as I believed that I do not owe the amounts demanded. I asked XXXX to stop contacting me, via email on XX/XX/. I was then contacted again. At which point I again requested they cease contacting me. I was then contacted once more. At this point I informed her I would be filing a complaint and, once again, to cease contacting me.
Product: Credit reporting, credit repair services, or other personal consumer reports

Equifax and XXXX  are reporting incorrectly that I am 120 days past due on loans with the XXXX XXXX XXXX Account numbers : XXXX ; XXXX ; XXXX ; XXXX ; XXXX ; XXXX ; XXXX ; XXXX - XXXX XXXX   XXXX XXXX Account numbers : XXXX ; XXXX ; XXXX ; XXXX ; XXXX ; XXXX ; XXXX ; XXXX. 

These accounts reflect a {$0.00} balance and a {$0.00} past due. I have contacted the two bureaus  and requested these coding errors be corrected. This incorrect reporting is harming my credit score. It is impossible to be past due on accounts that have a {$0.00} balance and {$0.00} past due.
Product: Credit reporting, credit repair services, or other personal consumer reports

When I reviewed my credit report, I discovered that some of the information was erroneous. The 3 credit bureaus must validate these accounts in line with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ). It is not authorized to fail to validate these reporting accounts as unverified information without providing any proof within the period allowed by law. The following accounts need to investigate and update from erroneous reporting in my file are listed on my credit report : XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX  XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXXXXXX XXXX XXXXXXXX XX/XX/XXXX
Product: Debt collection

On XXXX XX/XX/XXXX I received a letter from Wakefield & Associates informing me this account has been listed with this office for collection and will be sent to the reporting agencies if not paid. I called the office and spoke with XXXX disputing the validity of this debt. This letter is written confirmation of my dispute. 

On XXXX XX/XX/XXXX sent a letter to Wakefield & Associates via XXXX   disputing the charges. 
This is a DOL/OWCP claim. Per Federal Regulation, the Provider is to submit the bill to DOL/OWCP for payment. In this case the Provider submitted the bill but used the incorrect IDC codes so DOL denied payment. Instead of correcting the codes, as requested multiple times, the Provider turned the bill over to Wakefield & Associates for collection thereby violating Federal Law. 
Code of Federal Regulations, Title 20, Chapter 1 - excerpts 10.801 How are medical bills to be submitted? 
( c ) For professional charges billed on Form XXXX or XXXX, the provider shall also state each diagnosed condition and furnish the corresponding diagnostic code using the XXXX XXXX XXXX XXXX, 9th Edition, Clinical Modification ( XXXX ), or as revised. 
( d ) By submitting a bill and/or accepting payment, the provider signifies that the service for which reimbursement is sought was performed as described, necessary, appropriate and properly billed in accordance with accepted industry standards. For example, accepted industry standards preclude upcoding billed services for extended medical appointments when the employee actually had a brief routine appointment, or charging for the services of a professional when a paraprofessional or aide performed the service ; industry standards prohibit unbundling services to charge separately for services that should be billed as a single charge. In addition, the provider thereby agrees to comply with all regulations set forth in this subpart concerning the rendering of treatment and/or the process for seeking reimbursement for medical services, including the limitation imposed on the amount to be paid for such services. 
On XXXX XX/XX/XXXX I sent a letter via certified mail to XXXX XXXX, and others, explaining exactly how to file for a medical claim with DOL. I did this as a courtesy. They did not comply and, against federal law, they turned my account over to Wakefiled & Associates for collections over a year later. 

On XXXX XX/XX/XXXX received a letter from Wakefield & Associates stating : Please be advised that we have contacted our client who has confirmed the name and address listed o the account as well as the amount owed. Enclosed are billing statements provided by our client that confirm the charges. 

On XXXX XX/XX/XXXX sent a letter to XXXX XXXX and XXXX XXXX informing them to file the claim correctly. 

On XXXX XX/XX/XXXX XXXX sent a letter to XXXX XXXX informing him to file the medical claim correctly. 
On XXXX XX/XX/XXXX the above letter was sent to Wakefield & Associates. 

0n XXXX XX/XX/XXXX Wakefield & Associates called to secure payment of the bill. Informed them, again that this bill is NOT owed by me and they must stop attempting to collect this bill.
Product: Credit reporting, credit repair services, or other personal consumer reports

Paid off my  America  eagle and   XXXX   XXXX   XXXX   XXXX   credit cards over  three  yrs, and it still showing up in my credit report.also someone is trying to get credit with my name
Product: Credit reporting, credit repair services, or other personal consumer reports

I called XXXX  talked with a customer service rep and a supervisor no one would help me resolve my credit issues I have unknown inquiries on my credit report I informed the customer service rep and the supervisor I have not applied for any new credit and needed help getting these inquiries removed. I was put on hold for at least 20 mins and not one customer service rep could help me. I am in the process of buying a house and need these inquiries removed so I can move on with my process.
Product: Credit reporting, credit repair services, or other personal consumer reports

In accordance with the Fair Credit Reporting act. 

The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 


15 U.S.C 1681 section 602 A. States I have the right to privacy. 

15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 
I want the CFPB to publish this description on consumerfinance.gov so that
Product: Mortgage

Our loan was apparently sold by XXXX to LOANCARE LLC. No one notified us, we found our today that our loan was sold because when we logged in to make a payment on XXXX we saw there was a service transfer date of XX/XX/XXXX. We contacted XXXX and they gave us all the info so we could contact LOANCARE LLC. Upon contacting LOANCARE XXXX they have no idea who we are, don't have any information on us or for us, spoke to XXXX in the escalation team who assured us that they didn't have to notify us or anything until after XX/XX/XXXX when they would send us a welcome packet. We know all of this is bad information because legally we have to be notified that our loan was sold 30 days prior and we have received absolutely nothing and it's XX/XX/XXXX. They advised us we would not be charged any late payments or anything because of this, but from reading reviews online this is all a lie. These people are scammers and are constantly charging late fees and giving bad information so they can charge you these fees. Please help us not be sold to this company they are con artists.
Product: Credit card or prepaid card

I FOUND A CHARGE ON MY AMERICAN EXPRESS FROM XXXX XXXX XXXX FOR XXXX ON XXXX/XXXX/XXXX. I NEVER NOTICE THE CHARGE BECAUSE I JUST PAY MY MONTHLY PAYMENTS, BUT I HAD SOME OTHER ISSUES WITH FRAUD ON ANOTHER CARD SO I WAS TOLD TO GO OVER ALL MY CREDIT CARD STATMENTS TO MAKE SURE THIS DIDNT HAPPEN ON ANY OTHER CARDS. I DID JUST AS I WAS TOLD AND FOUND THIS CHARGE FROM XXXX/XXXX/XXXX FOR XXXX WHICH I NEVER DID BUSINESS WITH THIS COMPANY AND I HAVE NO IDEA WHO THEY ARE. I DID RESEARCH ONLINE AND FOUND THAT THEY ARE A SCAM COMPANY AND IT WAS ALL OVER THE INTERNET. WHEN I CALLED AMERICAN EXPRESS I LET THEM KNOW THAT AND THEY TOLD ME THAT THEY COULDNT HELP ME BECAUSE IT WAS SO OLD. THEY ALSO LOOKED UP THE SCAM COMPANY AND SAW WHAT I SAW AND THEY STILL SAID THEY COULDNT HELP ME. THIS IS VERY UPSETTING BECAUSE THEY TOOK MONEY FROM MY ACCOUNT AND AMERICAN EXPRESS IS NOT BACKING ME AS THERE CLIENT. PLEASE HELP ME IN THIS MATTER
Product: Credit reporting, credit repair services, or other personal consumer reports

These accounts don't belong to me. Please remove them form all 3 credit reporting agencies. please see below the list of accounts that are reporting derogatory on all 3 credit reporting agencies : 1. Identity Theft US SM BUS ADMIN XXXX  Date of inquiry : XX/XX/XXXX This is not mine. 

2. Identity Theft ONEMAIN Date of inquiry : XX/XX/XXXX This is not mine. 

3. Identity Theft XXXX XXXX XXXXTO Account Number : XXXX This is not mine. 

4. Identity Theft XXXX XXXX Account Number : XXXX This is not mine. 

5. Identity Theft XXXX  Account Number : XXXX This is not mine. 

6. Identity Theft XXXX Account Number : XXXX This is not mine. 

7. Identity Theft XXXX XXXX XXXX Account Number : XXXX This is not mine. 

8. Identity Theft XXXX XXXX Account Number : XXXX This is not mine.