Product: Credit reporting or other personal consumer reports

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX **Sent via Certified Mail : **RE : REQUEST TO PLACE SECURITY FREEZE AND OPT OUT OF INFORMATION SHARING WITH XXXX XXXX XXXX DEMAND** To Whom It May Concern : This letter serves as my formal request to : 1. Place a security freeze on my consumer file 2. Opt out of all prescreen/promotional offers and information sharing XXXX. XXXX XXXX XXXX Format compliance for all data maintained in my file # # SECURITY FREEZE REQUEST Pursuant to the Fair Credit Reporting Act ( FCRA ), I hereby request that Credco place a security freeze on my consumer file. I understand that this freeze will prohibit Credco from releasing any information in my consumer file without my express authorization. 

# # OPT-OUT REQUEST I am exercising my right under the FCRA to permanently opt out of : - All prescreen offers of credit and insurance - All information sharing with affiliates and non-affiliated third parties- All marketing lists and promotional communications Please remove my name and information from all such lists permanently, not just for the standard XXXX period. 

I hereby demand that Credco verify and certify that all information maintained in my consumer file strictly complies with XXXX XXXX Format standards as required by the FCRA, FCBA, and ECOA. Specifically, I demand verification that : XXXX. All data in my file is factually documented and physically verified as being fully true, correct, and complete as reported XXXX. All information is timely in reporting and meets all XXXX XXXX Format technical requirements XXXX. All data furnishers reporting information about me have followed proper XXXX XXXX Format standards XXXX. All dispute procedures comply with e-OSCAR requirements for XXXX XXXX XXXX XXXX. No information is being maintained or reported that does not meet mandatory XXXX XXXX compliance standards Should any information in my file fail to meet these XXXX XXXX compliance standards, I demand that such information be permanently removed from my file, as it does not meet the standards required by law. 

# # PERSONAL IDENTIFICATION INFORMATION To facilitate this request, I am providing the following information : Full Name : XXXX XXXX Social Security Number : [ XXXX ] Date of Birth : XX/XX/XXXX Current Address : XXXX XXXX XXXX, XXXX, LA XXXX XXXX Address XXXX if applicable ) : [ Previous Address ] Phone Number : XXXX Email Address : XXXX # # ENCLOSED DOCUMENTATION I have enclosed the following documentation to verify my identity : XXXX. Copy of my driver 's license or state-issued ID XXXX. Copy of my Social Security card or other proof of SSN # # LEGAL NOTICE Please be advised that under the FCRA : - You must place the freeze within XXXX business days of receiving this request- You must send written confirmation within XXXX business days - You are required to provide me with a unique PIN or password to temporarily lift or remove the freeze- You must comply with XXXX XXXX Format standards for all information in my file - Failure to comply with this request XXXX result in legal action I expect a written confirmation that all requested actions have been taken within XXXX business days of your receipt of this letter. If any portion of my request can not be fulfilled, please provide a detailed, written explanation of the specific reasons why. 

Thank you for your prompt attention to this matter. 

Sincerely, XXXX XXXX