Product: Credit reporting, credit repair services, or other personal consumer reports

Please help me dispute these accounts they dont belong to me. i contacted the business they said i must cintact the credit bureau. I beleive they erase my notes because everytime i call they never have record of our conversation. I never had a XXXX XXXX   account. I cant even XXXX at the moment and all these inquiries that are not mines. Please help. XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account # XXXX Account Type Collection services Balance {$160.00} Past Due {$0.00} Date Opened XX/XX/XXXX PersonalXXXX XXXX, XXXX. 
Account # XXXX Account Type Bank Credit Cards Balance {$100.00} Past Due {$100.00} Date Opened XX/XX/XXXX Account Status Closed Mo. Payment {$0.00} Payment Status Charge-off High Balance {$280.00} Limit {$0.00} Terms Revolving I have 31 inquiries i never authorized XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Business Name XXXX XXXX XXXX, XXXX Inquiry Date XX/XX/XXXX XXXX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX Business Name XXXX/XXXX XXXX XXXX XXXX XXXX XXXX Inquiry Date XX/XX/XXXX XX/XX/XXXX Business Type Automobile Dealers, Used Automotive XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Business Name XXXX XXXX XXXX Inquiry Date XX/XX/XXXX Business Type All Banks - non specific XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX Business Name XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquiry Date XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XXXX XXXX Inquiry Date XX/XX/XXXX XX/XX/XXXX Business Type Auto Reseller Miscellaneous and public record XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Business Name XXXX XXXX Inquiry Date XX/XX/XXXX XX/XX/XXXX Business Type Auto Reseller Miscellaneous Reptg. Agencies XXXX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NJ XXXX Business Name XXXX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquiry Date XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Business Type Automobile Dealers, Used Automobile Dealers, New Automotive XXXX XXXX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX Business NamXXXX/XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX Business Name XXXX/XXXX  XXXX XXXX Inquiry Date XX/XX/XXXX Business Type Automobile Dealers, Used XXXX/XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX, NY XXXX Business Name XXXX/XXXX XXXX XXXX Inquiry Date XX/XX/XXXX Business Type All Banks - non specific XXXX XXXX XXXX XXXX XXXX   XXXX XXXX  XXXX XXXX, VA XXXX Business Name XXXX XXXX Inquiry Date XX/XX/XXXX Business Type Credit Unions XXXX XXXX XXXX XXXX XXXX  XXXX XXXX  XXXX XXXX, VA XXXX Business Name XXXX XXXX Inquiry Date XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   XXXX XXXX, VA XXXX Business Name XXXX XXXX   Inquiry Date XX/XX/XXXX Business Type Credit Unions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX Business Name XXXX XXXX Inquiry Date XX/XX/XXXX Business Type Credit Unions XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX Business Name XXXX XXXX Inquiry Date XX/XX/XXXX Business Type Credit Unions XXXX XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX Business Name XXXX XXXX Inquiry  Date XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX, VA XXXX Business Name XXXX XXXX Inquiry Date XX/XX/XXXX Business Type Credit Unions XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Business Name XXXX Inquiry Date XX/XX/XXXX Business Type Miscellaneous and public record XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MI XXXX Business Name XXXX XXXX XXXX Inquiry Date XX/XX/XXXX Business Type Finance, personal XXXX XXXX  XXXX XXXX XXXX XXXX XXXX, VA XXXX Business Name XXXX XXXX Inquiry Date XX/XX/XXXX Business Type Finance other than personal XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX, NY XXXX Business Name XXXX XXXX   Inquiry Date XX/XX/XXXX Business Type Finance other than personal XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX Business Name XXXX XXXX Inquiry Date XX/XX/XXXX