Product: Debt collection

Received this email threatening me regarding a payday loan. 
I 'm being harassed. I want it to stop. 
Here is the email : Hide quoted textOn XXXX XXXX, 2015 XXXX, " XXXX XXXX '' & lt ; XXXXXXXXXXXX & gt ; wrote : XXXX XXXX XXXX XXXX XXXX : - XXXX XXXXCASE FILE : - XXXXDue Amount : XXXX $ This is just to inform you about Federal charges against you and under your Social Security number for XXXX serious allegations. 

1 ) Violation of federal banking regulations. 
2 ) Collateral cheque fraud3 ) Theft by deception. 

The affidavit states that you went online utilizing your email address which was track down by cyber crime department, in order to solicit funds from a website which is owned and operated by CASH Net USA who owns and operates more than XXXX websites, web portals and sub lenders working for them ( XXXX, XXXX, XXXX, XXXX ). 

The funds were successfully transferred into your checking account utilizing an interstate XXXX that stands for XXXX funds transfer. When your creditor attempted to extract the funds from your account, XXXX eft 's were returned constituting worthless electronic cheque. This means you have attempted to abscond your payments, and your credentials were doubtful. 

As of today rather than chasing you for money your creditor has simply decided to write this money as loss and declared to be stolen by you and wants to press legal charges on your name. 

Your Social security number is under state investigation and this charges will be notified to XXXX credit bureaus that means you will not get qualified for getting no loans in the future. 

Now the affidavit is taken by FDCPA law that means fair debt collection practices Act Chapter 9 section 19. 

It means just XXXX things for you. 

1 ) If you are on any state supervised probation or pay roll you will need to top contact your officer and make them aware about what you have done. 

2 ) If you have any prior conviction including but not limited to worthless cheque, grand theft or money laundering make it a note they will handle your case as an habitual offender. 

This is just to make you aware that your creditor has got all the legal rights and authorities to inform your current employer about what you have done in the past. 

On Behalf of your creditor we shall be contacting your current employer and the state credit bureau to garnish all your pay cheques until the total amount gets paid back to your creditor in full with the interest amount and the late payment charges. 

My client has got all the solid and technical evidences against you for a non payment of a loan which will be helpful for us to prove in the the court house that the money is not paid by you. 

Your FICO score will hit by negative XXXX points and your drivers license will get blocked. 

Finally you do have right to hire an attorney, if you do n't have one or you can not afford to have one that shall be appointed to you by the court house, but make sure you have someone to who can bail you out once you loose this case in the county court. 

If you lose the case in the court house then the legal charges will be levied upon you that would be more than {$9300.00} which will be including you attorney charges, bail charges, court house fees and the amount that you owe to your creditor for the amount of $ XXXX of today we have notified you about the charges on your name so that we can generate a court date for you with an arrest warrant against you.Once we generate a court date for you, your Local Sheriff 's County Department will be contacting you for your detention until the XXXX hearing in the court house. 

There shall not be any further communications via email. If you have any concern regarding this case than you can contact the number list below. 

Warm XXXX XXXX and XXXX XXXX