23daVinci/CFPB_Complaints huggingface dataset:
Product: Credit reporting

these inquiries should be removed and many are duplicates or done XXXX days in a row. 

XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX, XXXX XXXX XXXX Credit Unions XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX All Banks XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX All Banks XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, New XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, New XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX All Banks XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX All XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX, XXXX XXXX XXXX Personal Loans Cos. 
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Miscellaneous Reptg. Agencies XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX. Agencies XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX. Agencies XXXX XXXX XXXX, XXXX XXXX XXXX All Banks XXXX XXXX XXXX, XXXX XXXX XXXX All Banks XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Automobile Dealers, New XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Credit Unions XXXX XXXX XXXX, XXXX XXXX XXXX Auto Financing
Product: Money transfer, virtual currency, or money service

XX/XX/2023 : I received a Cash App from my sister on XXXX. Previously I would have the option to XXXX out, and my default transfer is 1-3 days without a fee. Last night the options had been changed even though my default was 1-3 days. I was charged a fee of {$1.00}. My history shows I use this P2P service and accept the delays to avoid fees. Cash App is my least preferred P2P as their settings can be confusing for users and predatory. 
I have been in touch with Cash App and was unsuccessful in getting the agent and advocates to reverse the transaction.
Product: Credit reporting, credit repair services, or other personal consumer reports

I have reached out to both XXXX XXXX and credit report agencies regarding a late payment that is showing on my credit reports. This is inaccurate and needs to be updated/deleted immediately. XXXX XXXX, Experian, XXXX, and XXXX all sent back computer-generated letters saying they found it to be " accurate ''. I then requested a method of verification -- No Response! It has been well over 30 Days.
Product: Credit reporting or other personal consumer reports

Name : XXXX XXXX Costumer XXXX Date of XXXX SSN XXXX ID Type : State Identification Card ID XXXX Address : XXXX XXXX XXXX XXXX SC XXXX Early Warning Services , LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AZ XXXX ( XXXX ) XXXX I am writing to request an investigation of the following information that appears on my Early Warning Systems consumer report. I have NEVER opened or used the following account numbers Bank : XXXX XXXX XXXX  ( Open Date : XX/XX/XXXX ) Account # : XXXX Routing : XXXX Bank : XXXX XXXX  ( Open Date : XX/XX/XXXX ) Account # : XXXX Routing : XXXX Bank : XXXX XXXX  ( Open Date : XX/XX/XXXX ) Account # : XXXX Routing # : XXXX Bank : XXXX XXXX XXXX XXXX Open Date : XX/XX/XXXX ) Account # : XXXX Routing # : XXXX Bank : XXXXXXXX XXXX  XXXX ( Open XXXX ) Account # : XXXX Routing # : XXXX I dont recognize the following accounts in question. Im a victim of identity theft and I dont recognize these accounts on my report. Im requesting the following information be deleted from my Early Warnings Consumer report immediately! Ive attached a copy of the report to this request. 


Thank you for your assistance. 
Sincerely, XXXX XXXX
Product: Debt collection

XXXXXXXX XXXX XXXXXXXX is a company that has scammed me and my family and so many others. They promised certain benefits if you sign up with their company ; top hotels at discounted prices, discounted flights, but it was all a lie after I signed up with them. They use Monterey Financial Services as their payment service company and now they have sent me to collections because I refuse to pay for services that were falsely advertised. They charged me {$110.00} for four months ( XXXX - XX/XX/2023 ) then disputed with my bank after trying to work things out with this company only to find that everything they represent is a scam. My bank was able to get me 3 months of charges back. I have disputed with XXXX but for some reason the delinquency is still on my credit. I have exceptional payment history and I pay on time to all of my creditors and it dropped my credit score XXXX points from XXXX to XXXX all for a company that is scamming people. Please help protect me as a consumer. Please look up XXXXXXXX XXXX XXXXXXXX on XXXX.
Product: Checking or savings account

I made five disputes for my Navy Federal Debit card ending in XXXX for checking account XXXX. 

I submitted the evidence. Evidence is the SAME for all 5 disputes. 

Navy Federal decided in my favor for 2 of the 5 disputes, therefore ruling against me for 3 of the 5 disputes. 

This is DESPITE the evidence being the same for all disputes. 

I submitted proof I returned my orders. Apparently is was good for 2 of the 5 disputes. Why is that?
Product: Credit reporting, credit repair services, or other personal consumer reports

Despite the multiple written letters I sent to Equifax and XXXX Credit Bureaus, my request for proper verification and deletion of the fraudulent information on my credit reports has been ignored. The last letter I sent to XXXX, Equifax, and XXXX Credit Bureaus was dated XX/XX/XXXX, but no Response was ever received from them. I have reviewed a copy of my updated credit reports and it is clear that the Credit Bureaus have ignored my requests. Their willful non-compliance has violated the Fair Credit Reporting Act, 15 USC Sections 1681i, which states that continued reports of the unverified information without any proof provided, within the time allowed by law, is not authorized. They have also failed to comply with the Fair Credit reporting act section 605b which requires the XXXX XXXX to remove any accounts aninformation that resulted due to identity Theft. The following Fraudulent Information listed below are still reporting on my credit report and have caused a large decrease on my credit score. I am hoping that you may be able to help me and have these items deleted as soon as possible. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Product: Debt collection

This company is trying to collect a debt i paid and it was 10 years ago. They won't supply me with the documentation that I asked for from the original creditor. This debt was paid and has reached its statue of limitations.
Product: Credit reporting, credit repair services, or other personal consumer reports

There are a couple items that should not be listed on my credit file which are XXXX XXXX # XXXX - See attached deletion notice, remove this item per the company they sent a deletion notice and it is still on my credit file XXXX XXXX # XXXX -Company stated they requested a deletion why is this still listed on my report
Product: Credit reporting or other personal consumer reports

So Im supposed to be closing on a A mortgage with XXXX XXXX XXXX, but the underwriter is giving me a problem saying I have active disputes on my credit report which I do not. I called all three reporting agencies to have such disputes removed. All three credit reporting agencies said there are no active dispute or dispute comments, XXXX XXXX services that XXXX XXXX uses is reporting Inaccurate information, causing me delays and possibly not able to close
Product: Credit reporting, credit repair services, or other personal consumer reports

I made a previous CFPB report about Transunion. Transunion retaliated, giving my information to the following companies : XXXX XXXX XXXX and XXXX XXXX XXXX. These XXXX companies began harassing me almost simultaneously by phone until I sent a validation letter asking them to contact me via mail only, explain why they think I owe them, list the breakdown of the total amount I owe, and my signature on the original documents from the original creditor. I asked them to do this within 30 days. They instead reported the debt to Transunion who didn't hesitate to place it on my credit report. This is not a coincidence.
Product: Checking or savings account

My account became overdrawn by the amount of $ XXXX on XX/XX/2023. 

At XXXXXXXX XXXX XXXX on XX/XX/2023 an amount of {$64.00} bringing my balance to {$53.00}. 
I then made a charge of {$27.00} bringing the balance to {$25.00}. 

At approximately XXXXXXXX XXXX XXXXXXXX on XX/XX/2023 I was informed that my account was overdrawn again. This is due to PNC charging me {$72.00} in overdraft fees on XX/XX/2023, despite already bringing the account to a positive balance. I had made no other charges during that 3 hour period to make my balance negative again. They just charged me the fees as if I hadnt made the account balance positive. 

I reached out to try and have the charges reversed, but the bank refused to help in any way.
Product: Credit card or prepaid card

The credit card company closed my card without notice on XX/XX/2020. I was not past due or defaulted on any payment. As a result of the closure my reward points could not be used. I was told that I did not have enough reward points to redeem. If I had been given notice of closure of my account I could have ensured that I have enough points to redeem. The lost value of my points is around {$20.00}.
Product: Credit reporting or other personal consumer reports

I filed a dispute with Experian account XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Experian denied to follow up with the investigation. I was recently notified that CFPB has filed a lawsuit against Experian they alleged the company of accepting unreliable information failure to notify consumer dispute results. This aligns well my situation Experian has not attempted to remove, not correct my information. I'm requesting this derogatory remark be removed immediately as it's affecting my chances of getting a house, car. Experian violate my rights as a consumer, as well as federal laws.
Product: Credit reporting or other personal consumer reports

Experian has not updated the following tradeline with the correct DOFD ( Date Of First Delinquency. The correct DOFD should be XXXX XX/XX/2017 XXXX ) XXXX account # XXXX
Product: Credit card or prepaid card

On XX/XX/2023 I asked my step dad to help close my store credit card account with Commenity Bank/Ulta Beauty . I had been behind on my payments by a month and they were continuously calling me. 

At XXXX XXXX. XXXX time we reached XXXX at Commenity Bank and asked her what it would cost to pay the balance in full. We also asked that if we paid the account in full that they close the account. We had some questions about asking for a goodwill removal of late reporting to the credit bureaus which XXXX couldn't answer, so she transferred us to XXXX at XXXX a.m. XXXX time. 

XXXX agreed to close the account if we would pay it in full. My step dad confirmed with XXXX the amount to be paid in order to close the account, she told us it would be {$270.00} to pay in full and close the account ending in XXXX. 

Immediately after the phone call I lost all access to my account online, getting the message that the account does not exist. This helped me confirm the account had been closed. 

The next month, around XX/XX/2023 I recieved a statement saying I had a previous balance of {$47.00} and that they had charged me a " late fee '' of {$37.00} and that the account remained opened. 

On XX/XX/2023, my step dad and I called back to Commenity customer service and spoke with XXXX. She was very unhelpful, refused to look in to the matter. When we asked her why XXXX had taken our payment in full and not closed the account or mentioned any outstanding amount other than the {$270.00}, she told us, " I don't know, maybe she was a new account representative. '' We ended the call with XXXX by informing her we would be filing a complaint with the CFPB, FTC, local XXXX and any other relevant authorities for misleading predatory lending and collections. 

We do intend to file complaints with the FTC if this matter is not resolved satisfactorily.
Product: Credit reporting, credit repair services, or other personal consumer reports

I've been in contact with all 3 Credit Bureaus Trans Union, XXXX  & XXXX i regrades to the misleading & incorrect information reporting to my credits. These accounts have prevented me from employment, I receive harassing phone call and threatening letters i requiring me to pay or else. This is direct violation to the Fair Credit Reporting Act and there are multiple violation impacting my privacy rights. Im going to list everything below. I recently disputed the accuracy of the student loans that were reporting incorrectly to all 3 credit bureaus. Trans Union was the only bureaus that honor their mistakes and deleted them. They will also be listed below. Its been past 60 days XXXX  and XXXX  should have also deleted these items as well. 

Trans Union : Hard Inquiries : XXXX  XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX  XX/XX/XXXX XXXX  : Accounts : DEPT OF ED/ XXXX XX/XX/XXXX {$5600.00} DEPT OF ED/ XXXX XX/XX/XXXX {$8100.00} DEPT OF ED/ XXXX XX/XX/XXXX {$5600.00} DEPT OF ED/ XXXX  XX/XX/XXXX {$8100.00} DEPT OF ED/ XXXX  XX/XX/XXXX {$24000.00} DEPT OF ED/ XXXX  XX/XX/XXXX {$23000.00} DEPT OF ED/ XXXX  XX/XX/XXXX {$5700.00} Hard Inquiries : XXXX/XXXX XXXX XX/XX/XXXX XXXX  XXXX & XXXX XX/XX/XXXX XXXX  : Accounts : DEPT OF ED/ XXXX XX/XX/XXXX {$5600.00} DEPT OF ED/ XXXX  XX/XX/XXXX {$8100.00} DEPT OF ED/ XXXX  XX/XX/XXXX {$5600.00} DEPT OF ED/ XXXX  XX/XX/XXXX {$8100.00} DEPT OF ED/ XXXX  XX/XX/XXXX {$24000.00} DEPT OF ED/ XXXX  XX/XX/XXXX {$23000.00} DEPT OF ED/ XXXX  XX/XX/XXXX {$5700.00}
Product: Credit reporting, credit repair services, or other personal consumer reports

In accordance with the Fair Credit Reporting Act XXXX XXXX XXXX  Account # XXXX, XXXX XXXX XXXX XXXX Account # XXXX, XXXX Account # XXXX, XXXXXXXX XXXX XXXX Account # XXXX, XXXX XXXX Account # XXXX, XXXX XXXX Account # XXXX, XXXX XXXX Account # XXXX, XXXX Account # XXXX, has violated my rights. 
15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 section 604 A section 2. It also states a consumer reporting agency can not furnish a account without my written instructions.
Product: Checking or savings account

On XX/XX/XXXX. I authorized XXXX to debit my for a ride that cost {$38.00}. This is the only charge I aithorized. XXXX proceeded to debit my account with my knowledge authorization or consent for {$800.00} and {$10.00} without my permission. I reported this unauthorized activity immediately to my financial institution XXXX XXXX XXXX, XXXX, of current  whichever name they operate under a dispute was filed and decision made that I was responsible for the unauthorized activity when visas zero liability for unauthorized charges policy covers me in events such as this with unauthorized activity. Prior to XXXX XXXX I had never had this company debit my account in any amount. Ive tried to resolve with XXXX and current bank and have been told day after day that someone would respond to my concern within 24 hrs and I have yet to receive a single reply from XXXX  or current bank via email or any other mode of communication since XX/XX/2021. Ive spoken to numerous reps via chat for both companies with XXXX  not replying and the current  bank reps i last spoke with insinuating that I was lying threatening me that they would request the video footage from XXXX. I never denied taking a XXXX  ride but it was only for XXXX not the {$810.00} XXXX  charged my account with any consent or authorization to charge my account in that amount and never presenting these charges to me. I have no idea why they charged me half of my rent money for a ride that was only supposed to be {$38.00}. I want my {$810.00} dollars back that this XXXX dollar company stole from my account. XXXX is not the IRS THEY CANT TAKE MONEY FROM PEOPLES ACCOUNT WHENEVER THEY FEEL LIKE IT WITH ANY CONSENT OR AUTHORIZATION TO DO SO. I REQUESTED THE DOCUMENTS CURRENT BANK USED TO REACH THE DECISION THAT IM SOMEHOW RESPONSIBLE FOR THE UNAUTHORIZED CHARGES TO MY ACCOUNT AND I HAVENT RECEIVED ANY DOCUMENTS OR RESPONSE FROM THEM YET. Keep telling me someone from the disputes department will respond to me via email and no one ever does. Im facing eviction with a 3 day notice from my landlord because half of my rent money was stolen from my account by XXXX  and my CURRENT BANK THINK IM RESPONSIBLE I NEVER SHARED MY CARD INFO OR BANK ACCOUNT INFO WITH XXXX  TO TAKE {$810.00} from my account when I only authorized 1 transaction using my wallet app on the XXXX and that transactions was only {$38.00} and not the {$810.00} that was stolen from my account
Product: Credit card or prepaid card

I just went online to my XXXX XXXX XXXX, and my Credit Score had lowered by XXXX plus points. As I researched the immediate decrease, I find the following : I have been experiencing identity theft since XXXX 2022. This was due to a data breach by XXXX XXXX XXXX XXXX. 
The identity thieves have been able to accomplish much fraudulent activity with Discover Card Services. I have made countless contacts with Discover Card relevant to this. I have closed accounts to prevent this. All my Discover accounts should be closed. And if not, do so immediately. I have filed disputes directly with Discover Card, through Credit Bureaus, and also filed previous complaints with CFPB against Discover Card for this. I had everything properly set in place to prevent this -- -and why does Discover Card continue to allow this same thing to happen?? This back and forth is getting very aggravating. I am asking for help to immediately stop this. I have Credit Freeze and Fraud Alerts in place to prevent this. I should have no open accounts with Discover Card. So how have these identity thieves charged just under {$2000.00}. Please review all my disputes and communications and there have been many. Make certain I have no open accounts, and remove this from my Credit File.
Product: Mortgage

My mortgage loan is through Bank of America. I have 11 months until it is paid in full. I received a letter from BofA today, indicating " Reply required, '' asking for date of birth, occupation, and source of income. This information was provided at the time of mortgage application. Hence, I suspected this request to be a scam or fraud. If not, it appears that BofA is not a good custodian of my personal information. The letter states : " Please note : Not providing the required information by the date listed above may be considered a request from you to close your account ( s ). '' I did not appreciate this threat, and quite frankly did not understand what it meant ... to close my mortgage? This is not an open line of credit. It is not clear, did they intend to call the balance due and send me to Collections? For information provided 14 years ago that they did not retain? I called BofA to ask specifically what they intended to do, to close my mortgage. The rep said they would n't be closing it, but I would not be eligible to apply for future loans through Bank of America. I would interpret this to be discouragement, a violation of ECOA, Federal regulation B.
This is troublesome behavior from one of the nation 's largest lenders.
Product: Credit reporting, credit repair services, or other personal consumer reports

On XX/XX/2022, I mailed a second request to TransUnion informing them that I recently had been informed that there were several inquiries that I did not authorize, in the file that XXXX maintains under my social security number. Upon reviewing my most recent credit report, I see that the inquiries are still listed. According to the FCRA 623 ( a ) ( 5 ), if the credit bureau can not VALIDATE the information, they must remove said information from the consumer 's credit file. TransUnion notified me that they verified the information, but refuses to show me documentation proving how they verified the information, and now refusing to remove the inquiries from my file.
Product: Credit reporting or other personal consumer reports

In accordance with the Fair Credit Reporting Act, The list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681 Accounts : XXXX  XXXX, XXXX XXXX, and Capital One Bank 15 USC 1681 USC section 602 states I have the right to privacy 15 USC 1681, Section 604 a, states that a consumer reporting agency can not furnish an account without written instructions. With all these laws in place for the consumer, they still violate them every day. Enough is enough!
Product: Credit reporting or other personal consumer reports

I am a victim of identity theft. This is my official statement about the crime. The following accounts are a result of the identity theft. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/year>, XXXX XX/XX/year>. I do not know anything about the person who stole and is using my identity. I am seeking remedy for the fraudulent accounts to be blocked and deleted from my credit report and file immediately.