Product: Debt collection

McCalla Raymer Leibert Pierce misrepresented to the CFPB that its debt collection Attorney XXXX XXXX XXXX did not text Complainant via cellphone, cell phone number XXXX on XX/XX/XXXX around XXXX XXXX. McCalla Raymer Leibert Pierce misrepresented to the CFPB that its debt collection Attorney XXXX XXXX XXXX did not text Complainant via cellphone, cell phone number XXXX on XX/XX/XXXX around XXXXXXXX XXXX and Complainant replied back around XXXX XXXX. See XXXX XXXX XXXX XXXX XXXX XXXX XXXX  of the good documentation of McCalla Raymer Leibert Pierce Attorney XXXX XXXX XXXX the text message from his cell phone that contradicted the is a material misrepresentation to the CFPB. Complainant would like to direct the CFPB attention to the email, XXXX XXXX from McCalla Raymer Leibert Pierce debt collection Attorney XXXX XXXX XXXX. 
McCalla Raymer Leibert Pierce is a debt collection agency by definition of a debt collection agency. McCalla Raymer Leibert Pierce website makes it clear that McCalla Raymer Leibert Pierce, Consumer Collections. McCalla Raymer Leibert Pierce assists financial institutions and consumer-facing businesses with the collection of their delinquent accounts. XXXX is a financial institution financial institution that McCalla Raymer Leibert Pierce is aiding and abetting fraud and fraudulent acts that is willful and intentional. McCalla Raymer Leibert Pierce was made aware with good documentation that XXXX did not default on his loan with XXXX. XXXX admitted to misapplying XXXX of XXXX 's mortgage payments that were received by XXXX, made on time and in full. McCalla Raymer Leibert Pierce submitted an affidavit to the United States XXXX XXXX admitting having personal knowledge of that violate the Fair Debt Collection Practices Act. The XXXX XXXX XXXX XXXXusiness profile has McCalla Raymer Leibert Pierce listed as a Collections Agencies. There are complaints with the BeXXXX XXXX XXXX  business about McCalla Raymer Leibert Pierce attempting to collect allege debts directly and indirectly that violate the Fair Debt Collection Practices Act. 
The facts are straightforward, Complainant unpaid balance with XXXX was and is {$65000.00} by oral agreement that was reduced to writing. XXXX  never taken out a second loan on the property or defaulted on his mortgage with XXXX. 
McCalla Raymer Leibert Pierce responses to the CFPB in XXXX #, XXXX CFPB # XXXX CFPB # and XXXX CFPB # about being a debt collection agency, emailing XXXX  after XXXX and text messaging XXXX  has been a willful material misrepresentation to the CFPB. Complainant good documentation to the CFPB contradicts, McCalla Raymer Leibert Pierce, XXXX statements to the CFPB. Complainant good documentary proves that XXXX client XXXX declared default in early XXXX, was getting unjust enriched because the good documentation Complainant was making payments after XX/XX/XXXX and was not in default by the definition of default. Therefore, XXXXCalla Raymer Leibert Pierce attempting to collect an allege debts directly and indirectly from Complainant violate the Fair Debt Collection Practices Act. It is a fact that McCalla Raymer Leibert Pierce attempting to collect allege debts directly and indirectly via of litigation violates the Fair Debt Collection Practices Act. The collusion between XXXX and McCalla Raymer Leibert Pierce is clear and unambiguous. is clear and unambiguous. willful material misrepresentation to the CFPB is clear and unambiguous. Public records in XXXX Ga and other States shows that McCalla Raymer Leibert Pierce client _ '' XXXX '' demonstrated a pattern of participating with debt collection agencies and its debt collection Attorneys to deprive homeowner their legal rights that is clear and unambiguous as in the case. Respondent statements to the CFPB in responses to the CFPB in XXXX # XXXX CFPB # XXXX CFPB # and XXXX CFPB # is contradicted by Complainant good documentation, facts, material facts and undisputed material facts.