Patent ID: 9558484
Date: 2017-01-31
CPC Classifications: G06Q,G07F,H04M

Claim:
1. A computer implemented method for crediting a customer account maintained by a vendor of prepaid services in response to payment received from a customer, the method comprising: receiving, at a server, a transaction request with embedded transaction information, including identifying information associated with a customer account, a payment amount corresponding to a requested amount of a prepaid service offered by the vendor, and a product number corresponding to the provider of prepaid service; maintaining, within a database, an association between product numbers and prepaid services offered by a plurality of vendors, the embedded transaction information including at least a first product number; determining, by a transaction processor configured for such determination, from the embedded transaction information, the vendor of the requested prepaid product; wherein, subsequent to a determination that the embedded transaction information defines a valid transaction, facilitating the electronic crediting of the customer account with an amount corresponding to the requested amount of prepaid service; and sending a message confirming the success of the transaction to the customer's wireless communication device.