Patent ID: 9582802
Date: 2017-02-28
CPC Classifications: G06F,G06Q,H04L

Claim:
1. A method for protecting against theft of personally identifiable information during online transactions comprising the steps of: establishing, by an identity protection system using a computer, a user as a member of the identity protection system; obtaining, by the identity protection system using a computer, personally identifiable information from the member in the form of storable computer data; encrypting, by the identity protection system using a computer, the obtained personally identifiable information and storing the personally identifiable information as encrypted data; fragmenting, by the identity protection system using a computer, the encrypted data; storing portions of the fragmented encrypted data, by the identity protection system using a computer, independently at separate computer storage locations and preventing third party access to the fragmented encrypted data; allowing by a computer the member to initiate an online transaction, using a computer device, on a third party website on a global computer network; receiving, by the identity protection system using a computer, at the time of initiating the online transaction, a request from the member for personally identifiable information of the member for use in conducting the online transaction; temporarily assembling the stored portions of the fragmented encrypted data and decrypting the encrypted data to obtain the personally identifiable information of the member for the limited time needed to complete the transaction and then subsequently repeating the steps of encrypting, fragmenting and storing portions of the fragmented encrypted data; and generating, by the identity protection system using a computer, virtual personally identifiable information in response to the request when the member is initiating the transaction and providing the virtual personally identifiable information to the third party website, with the use of a computer, without revealing the member's real personally identifiable information.