Patent ID: 9691061
Date: 2017-06-27
CPC Classifications: G06Q,G07B

Claim:
1. A method for making payments, comprising: providing, by one or more processors, an application to customers for installation on a personal electronic device; registering an owner of said device using a telephone number or manufacturer's serial number of said device; registering, by said one or more processors, a customer's vehicle's license plate and financial account information with a financial network, wherein said financial network is a network providing services specifically for toll facilities and not a cellular phone carrier, and wherein said financial network is communicatively connected to vehicle license plate detection device that is located within a toll facility; detecting, through said vehicle license plate detection device, said customer's vehicle's license plate at said toll facility; paying a toll charge for said customer's use of said toll facility by debiting said customer's financial account and paying said toll facility; notifying said customer through said application that said customer has paid said toll charge and has the option to dispute said toll charges; upon the customer's successful dispute of said toll charges, crediting said customer's financial account and receiving a credit from said toll facility.