Patent ID: 9727922
Date: 2017-08-08
CPC Classifications: G06Q,H04L

Claim:
1. A method comprising: providing a sensor for sensing by a vehicle whether a mobile device is inside the vehicle not owned by a renter; downloading a driver score and driving limits of the renter to the mobile device from a cloud network; limiting operation of the vehicle not owned by the renter by the driving limits; calculating by the mobile device carsharing insurance options to the renter based on the driver score; electronically displaying on the mobile device the carsharing insurance options; determining by the mobile device whether a current insurance coverage of the vehicle enables operation of the vehicle; electronically generating and presenting a user interface for displaying whether the current insurance coverage enables operation of the vehicle; electronically generating and presenting another user interface for soliciting purchase of carsharing insurance options to continue; electronically presenting a price for each carsharing insurance option; and electronically facilitating operation of the vehicle if the renter has selected to purchase a carsharing insurance option that provides insurance coverage for the vehicle to operate said vehicle.