Patent ID: 9558483
Date: 2017-01-31
CPC Classifications: G06Q

Claim:
1. A computer-implemented method of transferring value to a payment account associated with a consumer, the method comprising: receiving, at a computing device, a load request from a consumer to transfer value to a payment account associated with the consumer, the value to be transferred associated with a voucher, and the load request including the value to be transferred and a directory number for a mobile device associated with the consumer; determining an account number for the consumer's payment account, at the computing device, based on the directory number for the consumer's mobile device; generating, by the computing device, a request indicating the value to transfer to the payment account and the account number for the consumer's payment account, whereby the value associated with the voucher can be transferred by the consumer to the consumer's payment account; and communicating, to an acquirer, said request indicating the value to transfer to the payment account, whereby said request is then communicated to an issuer associated with the payment account.