Patent ID: 9710799
Date: 2017-07-18
CPC Classifications: G06Q

Claim:
1. A transaction sequencer of a redemption network, comprising: a processor; a non-transitory memory; and an application stored in the non-transitory memory that, when executed by the processor causes the transaction sequencer to: receive a payment transaction message comprising information about a first purchase item, wherein the payment transaction message was created by a point-of-sale (POS) terminal after a filtering step performed by the point-of-sale terminal that determined that the first purchase item is associated with a master approved item list, search a plurality of different approved product lists using the information about the first purchase item, wherein the plurality of different approved product lists comprise a first approved product list and a second approved product list, wherein the first approved product list is associated with a first payment program and the second approved product list is associated with a second payment program and all the items in the first approved product list and the second approved product list are identified in the master approved item list, create a first transaction based on finding the first purchase item identified in both the first approved product list and in the second approved product list, wherein the first transaction requests payment from a first payment account associated with the first approved product list based on evaluating a rule defined by a payment entity, transmit the first transaction to a first transaction processing system, wherein the first transaction request comprises only products identified on the first approved product list and wherein the transaction sequencer's transmission of the first transaction request comprising only products identified on the first approved product list increases the redemption network's control of data, receive a first response from the first transaction processing system, bundle the first response in a unified response, wherein the unified response comprises a response from another transaction processing system, and transmit the unified response to the point-of-sale terminal.