Patent ID: 9589399
Date: 2017-03-07
CPC Classifications: G07C

Claim:
1. An authentication risk management system, comprising: a biometric identification unit configured to sense biometric data from a user and produce an image of the sensed biometric data to be compared with a stored template associated with the user; a biometric identification unit natural identification evaluation engine configured to provide a natural identification (ID) score based on a hardware marking, a quality of the image of the sensed biometric data and a matching granularity between the image of the sensed biometric data and the stored template; a computed authentication engine configured to provide a computed authentication score based on at least one of a PIN, a password and a token; and a credentials quality assessment engine (CQAE) configured to receive the natural ID score and the computed authentication score and to provide a CQAE authentication score based on a combination of the natural ID score and the computed authentication score.