Patent ID: 9589267
Date: 2017-03-07
CPC Classifications: G06F,G06Q

Claim:
1. A method comprising: receiving registration information and payment transaction specifications from an access portal comprising a computing device, the registration information including associated authentication data of a customer and identifying a payment source; storing the transaction specifications in a distribution profile generated at a data center, based on the registration information; staging one or more staged send transactions in the distribution profile, based on the transaction specifications; identifying one or more of the transaction specifications in the distribution profile in response to an initiation instruction and the associated authentication data, wherein a token is presented by the customer as part of the initiation instruction and the distribution profile is only available for use if the authentication data are correctly presented; verifying a status of the payment source for funding one or more of the staged send transactions according to the identified transaction specification, wherein the payment source is funded by payment at an agent location; and initiating the one or more staged send transactions for delivery of one or more send amounts based on the status of the payment source at a time the send transaction is initiated, wherein delivery of the send amount is initiated only after the payment source is funded.