Patent ID: 9684892
Date: 2017-06-20
CPC Classifications: G06Q,G07F,H04B,H04M,H04N,H04W

Claim:
1. A method of processing a Near Field Communication (NFC) payment transaction comprising: receiving at a management server an identification code and a coupon from an NFC terminal, and further wherein the NFC terminal receives the identification code and the coupon from a secure element in response to a near field communication inductive signal by the NFC terminal to the secure element which triggers, a secure element processor to execute an NFC application and transmit, via a secure element transceiver, the identification code and the coupon to the NFC terminal using the NFC application, and further wherein the NFC terminal automatically applies the coupon to the near field communication payment transaction, wherein the secure element processor, a secure element memory, and the secure element transceiver are included in the secure element permanently embedded within the body of a mobile device, the mobile device comprising a mobile device memory, a mobile device processor, and a mobile device transceiver; transmitting, from the management server, transaction information including a payment method corresponding to the identification code to a transaction server for processing the NFC payment transaction; and after the NFC payment transaction has processed, receiving, at the management server, a transaction verification from the transaction server, wherein the transaction verification indicates that the NFC payment transaction has been processed.