Patent ID: 9691063
Date: 2017-06-27
CPC Classifications: G06Q

Claim:
1. A computerized method for real-time processing of stored-value cards over a communications network, the method comprising: receiving, by a central processor, a stored-value card transaction request via a respective communication gateway, and in response to receiving the request; communicating in real-time, by the central processor, with (i) an unaffiliated stored-value card processing network, such unaffiliated stored-value card processing network including a stored-value card processor coupled to a stored-value card database and multiple different merchants' communication devices and (ii) the multiple different merchants' communication interface devices, wherein the multi different merchants' communication interface devices communicate with the stored-value card processor via the central processor; and managing the stored-value card transaction processed through said unaffiliated network by said central processor.