Patent ID: 9536232
Date: 2017-01-03
CPC Classifications: G06Q

Claim:
1. A computer-implemented method performed by a payment service system for transferring money from an account of a user to an account of a recipient using an email message, comprising: receiving, by the payment service system, the email message, wherein the email message originates at an email application executing on a sender device associated with the user and is received from an email server, based on a payment service email address included in the email message, wherein the email message further includes a recipient email address associated with a recipient, wherein the email message is received from the email server at the payment service system based on the payment service email address included in the email message and at a recipient device associated with the recipient based on the recipient email address included in the email message; determining, by a server at the payment service system, that the email message is indicative of a request for money to be transferred to the recipient associated with the recipient email address, based on a format of the email message and a presence of the payment service email address in the email message; identifying, by the payment service system from the received email message, a sender email address associated with the user and the recipient email address associated with the recipient, said identifying including parsing fields of the email message to identify the sender email address and the recipient email address; in response to identification of the sender email address and the recipient email address: determining, by the payment service system, a payment amount by identifying text in a subject or a body of the email message that includes any of a currency type or an amount and designating the text as the payment amount; sending an email confirmation to the sender email address, wherein the email confirmation includes a confirmation link to a network resource associated with the payment service system, wherein the confirmation link is encoded with one or both of the sender email address and the recipient email address, and wherein the user can select the confirmation link to confirm a transfer of the determined payment amount; and responsive to receiving an indication that the user selected the confirmation link included in the email confirmation,