Patent ID: 9633346
Date: 2017-04-25
CPC Classifications: G06Q,G07F

Claim:
1. A method for processing a financial transaction and a purchase transaction, the method implemented as executable instructions within a non-transitory computer-readable storage medium and executed by a financial services terminal, the method comprising: receiving, by a financial services terminal, information related to the financial transaction from the customer located at the financial services terminal, the information includes identifying the financial transaction as being related to financial services desired by the customer and as being unrelated to a purchase transaction being performed by the customer for the purchase of an item at the financial services terminal; sending a signal, by a processor of the financial services terminal to a portable device used by the cashier upon indication of the use of a shared display being operated by the customer through a customer side of the financial services terminal; displaying, by the financial services terminal, the received information on a display of the financial services terminal to the cashier located at the financial services terminal; receiving, by the financial service terminal, information related to the financial transaction from the cashier located at the financial services terminal; in response to receiving the information from the cashier, determining, by the financial services terminal, a third party external server to transmit the information based on the financial services desired by the customer; transmitting, by the financial services terminal information related to the financial transaction to the determined external financial server computer with a request to process the financial transaction, receiving a reply from the determined external financial server computer including a request for additional information related to the financial transaction, receiving input within the financial services terminal with regard to the additional information requested, transmitting the received additional information to the determined external financial server computer, processing, by the financial services terminal, the purchase transaction for the customer that includes a fee charged to perform the financial transaction and processing, by the financial services terminal, the purchase transaction as a separate operation from the financial transaction, and controlling and coordinating, by the financial services terminal both the purchase transaction and the financial transaction; and communicating, by the financial services terminal, information relevant to the purchase transaction and the financial transaction to a store server and balancing, by the store server, cash held in a drawer of the financial services terminal relevant to the financial transaction based on the information and maintaining, by the store server, a general ledger of accounts for the store in which the financial services terminal is located and the general ledger relevant to the purchase transaction and the fee based on the information.