Patent ID: 9552582
Date: 2017-01-24
CPC Classifications: G06Q

Claim:
1. A method of operating a computer system comprising: performing by a processor of an authentication gateway computer server: receiving, through a network interface of the authentication gateway computer server, an eCommerce authentication request from a merchant web server; processing a plurality of content items contained in the eCommerce authentication request through different inputs of a neural network model to generate a risk score, wherein the neural network model comprises an input layer comprising input nodes, a sequence of neural network layers each comprising a plurality of weight nodes, and an output layer comprising an output node, wherein the processing a plurality of content items contained in the eCommerce authentication request through different inputs of a neural network model to generate a risk score comprises: selectively routing, based on whether the risk score satisfies a defined rule, the eCommerce authentication request through the network interface of the authentication gateway computer server toward an authentication computer server, separate from the authentication gateway con titer server, for additional authentication,