Patent ID: 9721078
Date: 2017-08-01
CPC Classifications: G06F,H04L

Claim:
1. A computer-implemented method for verifying the identity of a user applicant in an identity authentication and biometric verification system using a kiosk device, comprising the steps of: inputting information, by a first input component provided by the kiosk device, regarding at least the identity of the user applicant; electronically scanning, by a second input scanning component provided by the kiosk device, one or more documents to verify the identity of the user applicant based upon information captured from the first input component; electronically retrieving from at least one electronic third party database, after the user applicant identity has been verified, information relating to the user applicant's verified identity and presenting the information retrieved from the third party database to the user applicant in the form of a question soliciting an answer relevant to the retrieved information; authenticating a user's identity in a computer processor by analysis of the answer to the question presented to the user applicant regarding the information retrieved from the at least one electronic third party database; and upon successful authentication of the user applicant, electronically collecting biometric data by a third input biometric component provided in the kiosk device and generating an identification token containing the user applicant's collected biometric data.