Patent ID: 9652671
Date: 2017-05-16
CPC Classifications: G06K

Claim:
1. A computer program product for exception processing of financial documents, the computer program product comprising at least one non-transitory computer-readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprising: an executable portion configured for receiving an indication of a user transaction, wherein receiving an indication of the user transaction comprises receiving a copy of one or more financial documents associated with the user transaction for processing; an executable portion configured for identifying data from the financial document, wherein the data from the financial document is extracted from the financial document using optical character recognition and the data is stored as metadata; an executable portion configured for processing the financial document by identifying exceptions in the meta data for the financial document being processed, wherein identifying exceptions further comprises identifying a type of financial document as a credit document or a debit document; an executable portion configured for determining known data associated with financial accounts of a user based on the metadata, wherein the financial accounts are identified by comparing the metadata that is not associated with the exception to the financial institution records to generate the known data; an executable portion configured for comparing the exceptions identified in the metadata associated with the financial document to the known data associated with the financial accounts of the user; an executable portion configured for matching an appropriate financial account to the financial document comprising exceptions, wherein the match is based on the comparison between the extracted metadata from the financial document comprising exceptions to known data associated with financial accounts; an executable portion configured for identifying one or more resolutions associated with the identified exception, wherein identifying one or more resolutions further comprises comparing the extracted metadata with data associated with either financial institution records or financial accounts of the user and correcting, automatically, the identified exceptions in the financial documents based on the one or more resolutions.