Patent ID: 9697517
Date: 2017-07-04
CPC Classifications: G06Q

Claim:
1. A method of securely transmitting credit card payments, the method executed by one or more computer processors programmed to perform the method, the method comprising: transmitting, by a web-enabled device to a merchant server, a first request to register a credit card; in response to transmitting the first request, receiving, at the web-enabled device from the merchant server, a credit card registration webpage, the credit card registration webpage including at least: a first entry field for entering credit card data, a second entry field for entering a desired nickname for the credit card, and a submit button for submitting at least the credit card data and the desired nickname; displaying, by the web-enabled device the credit card registration webpage; receiving, from the user at the displayed credit card registration webpage, the credit card data and the desired nickname; receiving, from the user, a selection of the submit button on the displayed credit card registration webpage; in response to receiving a selection of the submit button by the user: transmitting, by the web-enabled device to the merchant server, a second request to conduct a credit card payment transaction, the second request including user identification information; in response to transmitting the second request, receiving, at the web-enabled device from the merchant server, one or more credit card nicknames and one or more tokens associated with the user identification information; receiving, from the user at the web-enabled device, a selection of a credit card nickname from the one or more credit card nicknames; in response to receiving the selection of the credit card nickname, transmitting, by the web-enabled device to the token server, the token associated with the selected credit card nickname and payment amount; and receiving, at the merchant server from the token server, an indication of whether the credit card payment transaction is approved.