Patent ID: 9710831
Date: 2017-07-18
CPC Classifications: G06Q

Claim:
1. A method, comprising: processing, by a computer, cellular data service associated with a cellular identifier, the cellular identifier associated with a mobile device using the cellular data service; querying, by the computer, an electronic database for the cellular identifier, the electronic database having electronic database associations between different allotments of service units and different cellular identifiers including the cellular identifier associated with the cellular data service; retrieving, by the computer, a monthly allotment of the different allotments of service units from the electronic database, the monthly allotment specifying service units associated with the cellular data service during a billing cycle; retrieving, from the electronic database, service unit credits transferred from a third party merchant associated with the cellular identifier during the billing cycle; comparing, by the computer, a number of service units consumed during the billing cycle by the cellular identifier to the monthly allotment of the service units and to the service unit credits transferred; determining, by the computer, that remaining service unit credits remain in the monthly allotment of the service units after comparison between the number of service units consumed and the monthly allotment of the service units; rolling over, by the computer, the remaining service unit credits in the monthly allotment of the service units to the cellular data service in a next billing cycle; and commoditizing the remaining service unit credits in the monthly allotment of the service units to permit a transfer to another party, wherein the remaining service unit credits in the monthly allotment of the service units act as payment for goods and services offered by the another party during the next billing cycle.