Patent ID: 9727867
Date: 2017-08-08
CPC Classifications: G06F,G06Q,H04L,H04M,H04W

Claim:
1. A method of detecting possible fraudulent use of an identity associated with a user in a transaction, comprising: (a) associating a user identity with a wireless terminal; (b) caching on the wireless terminal a pre-transaction second location of the wireless terminal; (c) receiving a notification to authenticate the use of the identity at a first location; (d) obtaining from the wireless terminal the cached pre-transaction second location of the wireless terminal; (e) obtaining a first time stamp for the first location and a second time stamp for the second location, and calculating a speed required to move from the first location to the second location in the time elapsed between the first time stamp and the second time stamp; (f) generating an alert if the speed is above a predetermined value; and (g) communicating the alert to a predetermined device.