Patent ID: 9665864
Date: 2017-05-30
CPC Classifications: G06Q

Claim:
1. A method comprising: establishing a trust relationship between a first mobile phone and a second mobile phone over a Near Field Communication link, by verifying a physical presence of the first mobile phone relative to the second mobile phone; initiating, by the first mobile phone, a payment transaction with a point-of-sale device; receiving, with the first mobile phone, a payment request from the point-of-sale device in response to initiating the payment transaction with the point-of-sale device; transmitting, by the first mobile phone and in response to initiating the payment transaction, the payment request received from the point-of-sale device to the second mobile phone over a cellular network, wherein the cellular network is different from the Near Field Communication Link; receiving, by the first mobile phone, payment information from the second mobile phone in response to the transmittal of the payment request, wherein the payment information includes account information associated with a user of the second mobile phone; and completing, by the first mobile phone, the payment transaction with the point-of-sale device using the payment information received from the second mobile phone.