Patent ID: 9594896
Date: 2017-03-14
CPC Classifications: G06F,G07C,H04L,H04W

Claim:
1. A method at a short range communications capable device for providing a dynamic credential to a terminal controlling access to a resource, the method comprising: receiving, utilizing near field communications, an application identifier, a current time, and a random number from a reader associated with the terminal; retrieving an encryption key, the encryption key corresponding to the application identifier; transmitting, to the terminal, a response including a device identifier and the random number signed with the encryption key; executing an applet on a secure element of the short range communications capable device, the applet corresponding to the application identifier; computing, with the applet, the dynamic credential based on the current time; and transmitting the dynamic credential to the reader; wherein access to the resource is provided upon transmitting a valid dynamic credential and a valid signature corresponding to the signed random number; and wherein the application identifier indicates two factor authentication.