Patent ID: 9721252
Date: 2017-08-01
CPC Classifications: G06F,G06Q,H04L,H04W

Claim:
1. A method comprising: establishing a communication channel between a mobile device and a back-up service computer, said mobile device configured to engage in mobile telecommunications via a mobile telecommunications network, said communication channel constituted at least in part by said mobile telecommunications network; exchanging short-range wireless data communications between an authentication device and the mobile device; entering user authentication data into the mobile device; transmitting the user authentication data from the mobile device to the authentication device; receiving the user authentication data in the authentication device; verifying the received user authentication data in the authentication device; in response to a result of the verifying step, generating a cryptogram in the authentication device; transmitting the cryptogram from the authentication device to the mobile device; receiving the cryptogram in the mobile device; and transmitting the cryptogram from the mobile device to the back-up services computer.