Patent ID: 9734489
Date: 2017-08-15
CPC Classifications: G06Q

Claim:
1. A method comprising: executing, by a mobile device, a mobile device application to access an online merchant marketplace for sale of digital items to a first party from a merchant server, wherein the first party selects a first digital item from the digital items on the online merchant marketplace for purchase in an electronic transaction with a second party; communicating an identifier for the first party and transaction information for the electronic transaction to a payment provider server processing the electronic transaction, the identifier comprising data identifying a status of the first party as a participant in the electronic transaction, the identifier causing automatic determination of a transaction fee by the payment provider server for the electronic transaction between the first party and the second party to be split based on the status of the first party, a risk associated with the electronic transaction, and sale of the first digital item; providing, through the mobile device application, a checkout interface displayed on the mobile device comprising at least one negotiation message through a messaging protocol for acceptance of the split amount for the transaction fee; receiving input from the first party through the mobile device application comprising a modification of the split amount for the transaction fee; communicating the input to the payment provider server; in response to receiving a user confirmation of the electronic transaction and the modified split amount in the mobile device application, causing the electronic transaction to be processed using the modified split amount; and executing one or more Application Programming Interface (API) calls over a network to a delivery application of the merchant server to download the digital content from the second party to the mobile device after processing of the electronic transaction using the modified split amount.