Patent ID: 9652754
Date: 2017-05-16
CPC Classifications: G06Q

Claim:
1. A method comprising: receiving, from a first party via a first party system at a second party system, a communication associated with a transaction, the communication initiating a commercial transaction at the second party system; creating, by the second party system, a transaction record associated with the communication, the transaction record being created using information automatically retrieved from data associated with the communication; automatically associating, by the second party system, the transaction record with the transaction; receiving, at the second party system, a peer-to-peer (P2P) voice call, the P2P voice call being received from the first party system; in response to the P2P voice call, initiating a first payment request, the first payment request being initiated from the second party system to the first party system, the first payment request corresponding to the transaction record, the first payment request being configured to cause the first party system to subsequently initiate a login operation at a payment server or to open a payment site account for the payment server; initiating a second payment request from the second party system directly to the payment server via a merchant interface, the second payment request corresponding to the transaction record; and receiving confirmation from the payment server at the second party system, the confirmation being indicative of authorization of payment from the first party system to the second party system for a purchase has been received by the payment server consistent with the first and the second payment requests.