Patent ID: 9734340
Date: 2017-08-15
CPC Classifications: G06F

Claim:
1. A method comprising: receiving, from a requesting commercial entity, a request to verify whether personal information of a user satisfies particular criteria; in response to receiving the request to verify whether personal information of the user satisfies the particular criteria, requesting consent from the user to obtain, from a third party, the personal information, wherein requesting consent from the user comprises transmitting a first message to the user; receiving the consent from the user in response to the first message; obtaining preliminary data corresponding to the user; transmitting a second message to a plurality of user data providers in response to receiving the consent, wherein the second message comprises the preliminary data and a request for the personal information; receiving response data comprising the personal information, from two or more of the plurality of user data providers, the response data from the two or more of the plurality of user data providers comprising user data linked to the preliminary data; analyzing, using a hardware processor, the response data; determining, using the hardware processor, whether the personal information of the user satisfies the particular criteria, in response to analyzing the response data; and in response to determining that the personal information of the user satisfies the particular criteria, verifying, to the commercial entity, that the personal information satisfies the particular criteria, without providing the personal information to the commercial entity, wherein analyzing the response data comprises: