Patent ID: 9619798
Date: 2017-04-11
CPC Classifications: G06Q

Claim:
1. A computer-implemented method for funding an emergency prepaid card, the method being implemented by a first computing device having a memory storing instructions in the form of code and a processor configured by executing the instructions therein, and wherein a customer authorizes the funding of an emergency account using funds from a customer bank account known to a payment network as being associated with the customer, and wherein the payment network, using the first computing device, provides the customer with an issue code associated with the funded emergency account and a geographic location of the customer, the method comprising: receiving, from a merchant using a second computing device associated with a gift card activator, the issue code and an emergency prepaid card number; validating the issue code, wherein the step of validating the issue code comprises: associating a credit balance with the emergency prepaid card number in the event that the issue code is validated; and activating the emergency prepaid card.