Patent ID: 9659306
Date: 2017-05-23
CPC Classifications: G06Q

Claim:
1. A computing system implemented method for linking social media systems and financial management systems to provide social group-based marketing programs comprising the following, which when executed individually or collectively by any set of one or more processors perform a process including: obtaining, at a computing system of at least a first consumer, marketing program data associated with a social group-based marketing program offered by a merchant, the marketing program data including marketing program eligibility criteria data indicating marketing program eligibility criteria that must be met before consumers are eligible to register to take part in the marketing program and marketing program requirements data that must be met in order for consumers to receive the benefits of the social group-based marketing program; obtaining social group identification data identifying two or more socially connected consumers of a social media system, the two or more socially connected consumers at least including the first consumer and a second consumer, the social group identification data being obtained from respective mobile computing systems of the first and second consumers; continuously monitoring, at a monitoring module of a computing system executing a financial management system common to the first and second socially connected consumers, financial transaction data of the first and second socially connected consumers, at least a portion of the monitored financial transaction data originating at a banking system common to the two or more socially connected consumers; identifying, through the continuous monitoring performed at the financial management system common to the first and second socially connected consumers, the first and second socially connected consumers as being consumers whose financial transaction data collectively includes at least a threshold total discretionary spending budget; comparing, at the computing system of the first consumer, the financial transaction data of the first and second socially connected consumers to the marketing program eligibility criteria data; upon determining, at the computing system of the first consumer, that the financial transaction data of the two or more spending and socially connected consumers matches the marketing program eligibility criteria data, designating the first and second socially connected consumers as marketing program eligible spending and socially connected consumers; inviting, following the determination, at the computing system of the first consumer, that the financial transaction data associated with the identified marketing program eligible spending and socially connected consumers to register for the social group-based marketing program; receiving, from at least the computing system of the first consumer, registration data from two or more of the program eligible spending and socially connected consumers and designating the program eligible spending and socially connected consumers providing registration data as registered marketing program eligible spending and socially connected consumers; further monitoring, at the monitoring module of the computing system executing a financial management system common to the first and second socially connected consumers, spending data of the registered marketing program eligible spending and socially connected consumers; comparing the spending data of the registered marketing program eligible spending and socially connected consumers with the marketing program requirements data; and when the spending data associated with the registered marketing program eligible spending and socially connected consumers indicates the marketing program requirements of the marketing program requirements data have been met, providing, at computing systems of the first and second consumers, the registered marketing program eligible spending and socially connected consumers the benefits of the social group-based marketing program.