Patent ID: 9367790
Filing Date: 2016-06-14
CPC Classification: G06K,G06Q,G07F,H01R

Claim Text:
1. Method for managing a banking transaction between two payments cards, wherein each payment card comprising: a) a support body having a first face and a second face opposite to one another; b) a controller provided with an inner memory in which identification data of a user and/or the institution issuing the payment card are stored; c) a connection interface operatively combined with the controller for connection with at least one outside device; wherein: both payment cards are provided with a memory and means for wireless connection and/or connection ports, the method comprising the steps of: exchanging data corresponding to the money sum transfer between the two cards, from the card defined as transferring card to the card defined as recipient card; storing exchanged data in the memories of both the transferring and recipient cards, and storing a security data packet; storing the credited amount in the memory of recipient card and making available such an amount in the future only if the following condition occurs: at least one from the recipient card or the transferring card must be connected at least once to the server of the related issuing institution that validates the money transfer by recording the transaction.