Patent ID: 9361612
Filing Date: 2016-06-07
CPC Classification: G06Q,H04B,H04L,H04W

Claim Text:
1. A method for transferring data between two mobile devices using near field communication, the method comprising: maintaining a first application and transaction data in a first secure element memory included in a first secure element, the first secure element coupled to a first mobile device, the first mobile device configured to use a first communication channel; executing the first application using a first secure element processor included in the first secure element, the first secure element processor uses near field communication, wherein the first application is executed without communication with the mobile device processor in response to a near field communication inductive interaction with a second secure element coupled to a second mobile device, wherein execution of the first application facilitates the transfer of the transaction data to the second secure element, the second secure element including a second memory, a second processor that uses near field communication, and a plurality of communications transceiver and wherein each of the communications transceivers support a respective communications protocol and wherein one of the plurality of communications transceiver uses for near field communication; transmitting the transaction data to the second secure element using the near field communication transceiver and a second communication channel different from the first communication channel.