Patent ID: 9256868
Filing Date: 2016-02-09
CPC Classification: G06Q

Claim Text:
1. A method comprising: receiving, by a data processing center (DPC) computer from an acquirer computer, billing information and a bill issuance notification request, the billing information including a mobile telephone number; determining, by the DPC computer based on the mobile telephone number, a mobile payment platform (MPP) computer that is operated by or on behalf of a service provider having an account holder as a customer; transmitting, by the DPC computer to the MPP computer, the billing information for relaying a billing issuance notification to a mobile device of the account holder; receiving, by the DPC computer from the MPP computer, an information message indicating that the account holder has been authenticated and has elected to pay the bill associated with the billing issuance notification and comprising account security data; determining, by the DPC computer based on the mobile telephone number, a payment card account number of the account holder; generating, by the DPC computer, a transaction message comprising the payment card account number and the account security data; and transmitting, by the DPC to the acquirer computer, the transaction message for bill payment processing.