Patent ID: 9226975
Filing Date: 2016-01-05
CPC Classification: A61K,G06Q

Claim Text:
1. A computer implemented method comprising: obtaining, via a computing device, data for fees and surcharges, charged by multiple service providers for multiple services based on prior interactions with the service providers, wherein the data for fees and surcharges are incurred by a plurality of companies, and wherein the data for fees and surcharges are stored in a database in communication with the computing device; providing an estimate for fees and surcharges to be charged by one of the service providers for one of the services based on the prior interactions with the service providers; providing access to a first subset of the data for fees and surcharges stored in the database to a first company of the plurality of companies, wherein the data for the fees and surcharges are itemized; denying access to the first subset of the data for fees and surcharges stored in the database to a second company of the plurality of companies; before authorizing purchase of a single fee item associated with a service provided by a service provider and desired by a user, parsing from the single fee item, by the computing device, component portions associated with a plurality of individual services to allow direct cost comparison with the individual services of other service providers; itemizing details of the single fee item and assigning a monetary cost value to the itemized details of the single fee item based on a profile of the user; receiving a request for authorization to purchase the service having a fee before the service is performed; before authorizing purchase of the single fee item, providing to the user costs of the individual services provided by the other service providers; indicating, before performance of the service, whether the fee complies with company rules; determining, before performance of the service, whether fee and surcharge information corresponding to a customary service associated with the service provider is provided in the data; in response to a determination of a missing of the fee and surcharge information corresponding to the customary service in the data, requesting after performance of the service whether the customary service was used; in response to the requesting whether the customary service was used, querying for provision of the missing of the fee and surcharge information; and receiving information corresponding to services related to other services provided by the service provider, the related services not offered by the service provider.