Patent ID: 9456346
Filing Date: 2016-09-27
CPC Classification: G06F,H04B,H04L,H04W

Claim Text:
1. A system configured to facilitate electronic communication of secure information, the system comprising: one or more memories that store account identification information of a financial account; wherein the account identification information is associated with a unique identifier, the unique identifier being associated to a mobile terminal; at least one input interface configured to receive the unique identifier and a payment request for a transaction, information of the unique identifier and the payment request having been sent in a short range electromagnetic radiation communication through a short range wireless connection by the mobile terminal, the associated account identification information of the financial account being excluded in the short range electromagnetic radiation communication; and at least one output interface configured to send, in connection with recognition; by the system; of the unique identifier, and identification; by the system of the associated account identification information of the financial account based on the recognized unique identifier, the associated account identification information of the financial account to accommodate a completion of processing the payment request with the associated account identification information of the financial account, the associated account identification information being sent through a network connection, the recognition of the unique identifier corresponding to registered information of the unique identifier, wherein the short range wireless connection is a short range electromagnetic radiation communication connection, the short range electromagnetic radiation communication connection being separate from the network connection through which the account identification information is sent from the at least one output interface; wherein the short range wireless connection is a near field communication (NFC) channel; and wherein the mobile terminal is a cellular phone.