Patent ID: 9256867
Filing Date: 2016-02-09
CPC Classification: G06Q,H04M,H04W

Claim Text:
1. A method for adding value to a pre-existing customer account associated with a specific communication device that is associated with a specific provider of goods or services, the method using an identifier associated with a value that is redeemable with a plurality of providers of goods or services, including the specific provider, the method facilitated between a merchant, a customer, and a central processor, the method comprising: receiving at the central processor a request via short message service (SMS) to add the value associated with the identifier to the pre-existing customer account, the request being received from a requesting communications device, the requesting communications device being any one of a plurality of communication devices that includes the specific communication device, the request comprising: based on the request via SMS to add value, the central processor: causing the value to be added to the pre-existing customer account.