Patent ID: 9386003
Filing Date: 2016-07-05
CPC Classification: G06F,G06Q,H04L,H04W

Claim Text:
1. A method comprising: wirelessly conveying first data, a user identifier, and an application identifier from a first device to a second device, wherein the first data is based on confidential data of a user and the user identifier is unique to the user; transmitting, from the second device to an authentication server, the first data, the user identifier, the application identifier, a second device hardware identifier, a third party identifier, a second device firmware identifier, and a transaction type identifier corresponding to a requested transaction type; at a computer processor of the authentication server, authenticating the second device hardware identifier and the second device firmware identifier based on the third party identifier; verifying that a third party is authorized to perform the requested transaction type for the user, wherein said verifying is based on the third party identifier; authenticating the first data and application identifier based on the user identifier; and performing a transaction for the user corresponding to the requested transaction type.