Patent ID: 9373131
Filing Date: 2016-06-21
CPC Classification: G06F,G06Q

Claim Text:
1. A method for determining a relocation recommendation for a relocating cardholder relocating from a first location to a target location, the method implemented using a relocation recommendation (RR) computing device in communication with a memory, said method comprising: receiving, from a cardholder device, a cardholder identifier for the relocating cardholder, and at least one of a general target area and the target location; determining, by the RR computing device, an area of interest for the relocating cardholder based at least in part on payment card transaction data at the first location; identifying at least one other cardholder having initiated payment card transactions within the target location and having the same area of interest as the relocating cardholder; determining at least one target merchant located within the target location that is associated with the area of interest based, at least in part, on payment card transaction data of the at least one other cardholder; and transmitting, to the cardholder device, a relocation recommendation including at least one of (i) a target location and (ii) a name and a location of the at least one target merchant to the relocating cardholder.