Patent ID: 9237167
Filing Date: 2016-01-12
CPC Classification: H04L

Claim Text:
1. A method that detects fraud in an electronic communication session performed over a network, the session including data transmissions between a purported customer and a bank operating system, the data transmissions from the purported customer including headers from, and generated by, a purported customer user device of the purported customer, the method performed by at least one computer processor of the bank operating system, the method including: with a first communication from the purported customer user device during the session, inputting a first header by the computer processor, the first header including first header attributes; with a second communication from the purported customer user device during the session, inputting a second header by the computer processor, the second header including second header attributes; comparing the first header attributes with the second header attributes from the different data transmissions with the purported customer user device of the purported customer during the same session, wherein the comparing of header attributes from different data transmissions during the session includes: comparing the first header that is associated with the data transmission from the user device of the purported customer at login with the second header that is associated with a later data transmission from the user device of the purported customer in the same session; determining that the first header attributes are different from the second header attributes; and flagging, based on the determining that the header attributes are different, the session as suspect of fraud; and outputting a communication indicative of such flagging.