Patent ID: 9412106
Filing Date: 2016-08-09
CPC Classification: G06F,G06Q,G07F,H04L,H04W

Claim Text:
1. A method to operate a transaction management system to conduct a transaction, the method comprising: receiving a request to initiate a transaction from one of (i) a mobile device, and (ii) an automated teller machine (“ATM”) device, the request usable to create pending transaction data in a transaction queue; dynamically generating an ATM token for display at the ATM device, the ATM token including information uniquely identifying said transaction; receiving, from said mobile device, information for use in identifying a user of said mobile device and information associated with said ATM token, said information associated with said ATM token captured by said mobile device at said ATM device and usable to identify said pending transaction data in said transaction queue; and identifying, based at least in part on said information for use in identifying said user, an account associated with said user and available for use in conducting said transaction at said ATM device.