Patent ID: 9530289
Filing Date: 2016-12-27
CPC Classification: G06K,G06Q,G07G

Claim Text:
1. A method of processing a transaction between a consumer and a merchant, the method comprising: receiving, from a remote token-generating server, a token by a consumer device capable of communication over a short-range wireless connection, and storing the token in a memory of the device; positioning, by the consumer, a display of the device within view of an optical scanner of a merchant checkout system capable of communication over a short-range wireless connection; when the device is within range of the checkout system, (i) establishing, without action by the consumer, a communication channel between the device and the checkout system over a short-range wireless connection, (ii) communicating, by the checkout system over the communication channel a request to display the stored token, (iii) in response to the request, displaying, by the device, the stored token, (iv) optically reading by the checkout system, the token upon presentation thereof by the device, and (v) causing completion, by the checkout system, of the transaction.