Patent ID: 9317849
Filing Date: 2016-04-19
CPC Classification: G06F,G06Q,G16H,G16Z,H04L

Claim Text:
1. A method of suggesting a vendor offer comprising: registering an electronic transaction device; receiving from the electronic transaction device transaction information for at least one transaction conducted via the transaction device through a portion of a plurality of vendor accounts; receiving from the electronic transaction device and storing on a non-transient computer readable medium user information designated as confidential at a transaction service provider, wherein the confidential information comprises a plurality of user accounts, the received transactional information comprising a total, date, and vendor for the plurality of accounts, and personal information for the user; retrieving over a network connecting the transaction service provider with a plurality of vendors associated with the plurality of vendor accounts transaction data for a portion of the plurality of vendor accounts; comparing the received transaction information with the retrieved transaction data; communicating certain stored user information selected by the user without identifying the user over a network with a plurality of vendors, wherein vendor information for at least one of the plurality of vendors is accessible by the transaction service provider from a database that includes service or product information for at least a portion of the plurality of vendors, and in response receiving one or more offers from at least one of the plurality of vendors; suggesting a transaction for at least one of the one or more offers to the user based at least in part on the received user information; and presenting the at least one suggested offer to the user.