Patent ID: 9361611
Filing Date: 2016-06-07
CPC Classification: G06Q

Claim Text:
1. A method for processing a secure mobile payment transaction conducted at a location operated by a merchant comprising the steps of: in association with a registration event that is completed prior to the secure payment transaction, receiving, at a web server of a secure payment service computing device from a consumer, an issuer primary account number (PAN), the issuer PAN stored in a settings database of the secure payment service computing device and associated with the consumer, the secure payment service computing device comprising: receiving at the web server of the secure payment service computing device from a consumer in connection with the registration event, one or more of a mobile PIN and one or more mobile device identifiers, the one or more of the mobile PIN and the one or more mobile device identifiers stored in the settings database of the secure payment computing device and associated with the issuer PAN; in connection with a secure mobile payment transaction conducted after the registration event, receiving payment data at the transaction gateway of the secure payment service computing device, the payment data received from a computing device at the location operated by the merchant, the payment data comprising a mobile PAN which is associated with the issuer PAN; analyzing the payment data with the transaction gateway of the secure payment service computing device to identify the payment data as comprising the mobile PAN; upon identifying the payment data as comprising the mobile PAN, the secure payment service computing device: