Patent ID: 9430798
Filing Date: 2016-08-30
CPC Classification: G06Q

Claim Text:
1. A method, comprising: A. accessing, by one or more computers of a deposit management computer system, one or more electronic databases, stored on one or more computer-readable media, comprising: B. performing the following steps for each of multiple of the client accounts: (C) receiving, by the one or more computers from the one or more computers of the client relationship bank computer system, data for a net withdrawal/transfer for one of the client accounts; (D) selecting for allocation, using the one or more computers, one or more of the aggregated deposit accounts held in the one or more respective safety banks for the respective client account and allocating the respective net withdrawal/transfer first to be met with funds of the remainder amount R (E) generating, by the one or more computers, data for transferring funds to or from one or more of the banks in the program for the one or more aggregated deposit accounts held therein; and (F) updating, by the one or more computers, one or more of the electronic databases with update data for each of more than one of the client accounts, with the update data for each of these client accounts based, at least in part, on the client portions, P