Patent ID: 9483783
Filing Date: 2016-11-01
CPC Classification: G06Q

Claim Text:
1. A method for authorizing a purchase, comprising: receiving, from a computing device operated by a consumer, a request to access a webpage of a merchant; transmitting, in response to the request, the webpage of the merchant comprising a plurality of product information and a password field to an application executing on the computing device, wherein the webpage of the merchant comprising the plurality of product information and the password field is displayed to the consumer by the application; receiving, from the application via computer network communication over the Internet, a purchase request for a product, wherein the consumer initiates the purchase request by populating the password field in the webpage of the merchant with a password, and wherein the purchase request comprises the password; inferring, by a computer processor external to the computing device, an identity of the consumer based solely on the password in the purchase request and a device identifier used for the computer network communication over the Internet, wherein inferring the identity of the consumer comprises: identifying, based on the identity of the consumer, a plurality of payment information of the consumer; and generating, by the computer processor, a purchase authorization for the product based on the purchase request and the plurality of payment information.