Patent ID: 9412105
Filing Date: 2016-08-09
CPC Classification: G06Q

Claim Text:
1. A checkout system implemented on a mobile communication device including a merchant application or browser application available on the mobile communication device and adapted to allow a user to select items to purchase from a merchant, comprising: a communication processor in communication with a checkout server hosting one or more web service checkout application program interfaces (APIs) adapted to communicate with the mobile communication device; and a checkout application installed on the mobile communication device and adapted: to be launched in response to receiving information corresponding to a purchase transaction; to receive user payment information, including magnetic stripe data, from a magnetic stripe transporter (MST) in communication with the mobile communication device, wherein the MST stores the magnetic stripe data in secured form into a memory of the MST for later use in the purchase transaction; to create a checkout token identifying the purchase transaction in response to the user initiating the purchase transaction; and to communicate with the checkout server and cause the checkout server to complete the purchase transaction.