Patent ID: 9438576
Filing Date: 2016-09-06
CPC Classification: G06Q,H04L,H04W

Claim Text:
1. A mobile assistance system comprising a smartphone or a handheld device, hereforth referred to as mobile device, where said mobile device is equipped with means to determine its geographical location, where by accumulating historical data on its geographical location for a period, said mobile device constructs a list of geographical positions or geographical regions its user is likely to be found at specific times of a day, a week, a month or a year; where said list of geographical positions or geographical regions and time thus developed represents an identifying trajectory pattern for the user, hence considered the user's signature; and the mobile device assigns probabilities for said user to be in a safe state as a function of how much the user's recent and current geographical trajectory of locations and times depart from said user's signature, said mobile device further being itself part of a financial or a banking system, where upon determination of user to be a fraudulent impersonator or determination of user to be unsafe or threatened by said mobile device, said financial or banking system limits access to requested media or asset, and said financial or banking system dispenses marked or tainted notes when cash is requested by said impersonator of user or threatened or unsafe user.