Patent ID: 9390412
Filing Date: 2016-07-12
CPC Classification: G06Q

Claim Text:
1. A method, comprising: receiving, by a server computer of a service provider, a session request to establish a session for communication with a computing device to conduct a payment transaction between a merchant and a consumer; sending, by the server computer, activation information to the computing device, wherein the activation information includes a uniform resource locator that identifies a location of a webpage on the server computer, and wherein interaction with a prompt on the webpage enables operation of a reader device to receive payment information from a portable device; receiving, from the computing device in response to the computing device, receiving of the activation information, a request to retrieve the webpage at the location on the server computer; upon retrieval of the webpage at the location, sending the webpage to the computing device; receiving, by the server computer, from the computing device, encrypted payment information via an order form of the webpage, wherein the encrypted payment information is encrypted at the reader device based on the payment information received from the portable device, and wherein the order form includes the encrypted payment information received from the reader device; and processing, by the processor, the payment transaction based on the encrypted payment information received via the order form.