Patent ID: 9280765
Filing Date: 2016-03-08
CPC Classification: G06F,G06Q,H04L

Claim Text:
1. A method comprising: receiving at a first entity computer operated by a first entity, a first token from a consumer; determining, by the first entity computer, a second token associated with the first token; and sending, by the first entity computer, the second token to a server computer at a second entity, wherein the server computer determines an account identifier associated with the second token and, wherein the method further comprises generating, by the first entity computer, an authorization request message comprising the second token; and wherein sending the second token to the server computer at the second entity comprises sending, by the first entity computer, the authorization request message to the server computer at the second entity, wherein the server computer receives the authorization request message, determines the account identifier by electronically searching a database for an account identifier associated with the second token, modifies the authorization request message to include the account identifier, and sends the modified authorization request message to an account issuer computer to authorize the transaction.