Patent ID: 9336519
Filing Date: 2016-05-10
CPC Classification: G06Q

Claim Text:
1. A method for determining an appropriate redemption presentation for a virtual token associated with a stored value account, the method comprising: receiving by a client device management server a request for determining a format in which a virtual token for accessing the stored value account is to be displayed on a client device when making a purchase using the virtual token by accessing the stored value account; obtaining by the client device management server a merchant identifier associated with the request; determining by the client device management server if the request is for a transaction with a point-of-sale terminal, if the request is for a transaction with a point-of-sale terminal, then searching by the client device management server a database using the merchant identifier to determine, from one or more redemption presentations, a preferred redemption presentation preferred by a merchant involved in the transaction, the preferred redemption presentation defining the format in which the virtual token for accessing the stored value account is to be displayed on the client device and presented to the point-of-sale terminal for the transaction using the virtual token by accessing the stored value account, the database storing one or more redemption presentations for each virtual token; transmitting by the client device management server the preferred redemption presentation over a computer network, the preferred redemption presentation specifying to the client device, in response to the request, the format in which the virtual token for accessing the stored value account is to be displayed on the client device and presented to the point-of-sale terminal for the transaction; and generating and displaying the format on the client device for presenting to the point-of-sale terminal for the transaction.