Patent ID: 9412102
Filing Date: 2016-08-09
CPC Classification: G06Q

Claim Text:
1. A method, comprising: registering, by a computer based system, a transaction account with a rewards program, assigning, by the computer based system, a rewards program identifier to the transaction account; receiving, by the computer based system, a prepaid transaction account code that corresponds to a prepaid transaction account, registering, by the computer based system and in response to the receiving, the prepaid transaction account with the rewards program based on the prepaid transaction account code, linking, by the computer based system and in response to the registering, the prepaid transaction account, the transaction account and a social networking channel profile, providing, by the computer based system and in response to the linking, notifications through a social networking channel of offers for the prepaid transaction account and rewards earned on the transaction account; selecting, by the computer based system and in response to the registering the prepaid transaction account with the rewards program, the transaction account to receive rewards for transactions initiated by the prepaid transaction account that are eligible for the rewards, wherein the rewards are credited to the transaction account based on the rewards program identifier being associated with the transaction account and the prepaid transaction account; receiving, by the computer based system and from a merchant, an authorization request for a transaction including transaction information, wherein the transaction was initiated with the prepaid transaction account; determining, by the computer based system and in response to the receiving the authorization request, an offer of the plurality of offers for the prepaid transaction account based on the monitoring the transactions associated with the prepaid transaction account, wherein the offer applies to the transaction; determining, by the computer based system, that the transaction information satisfies a rule associated with the offer, wherein the offer is associated with the rewards program; determining, by the computer based system, a reward credit amount based on the transaction information and in response to the transaction information complying with the rule from the offer; transmitting, by the computer based system and through the social networking channel, a notice of the reward credit amount; authorizing, by the computer based system, the transaction based on the transaction information received from the merchant; and crediting, by the computer based system, the reward credit amount to the transaction account in response to the authorizing the transaction initiated by the prepaid transaction account.