Patent ID: 9230066
Filing Date: 2016-01-05
CPC Classification: G06F,H04L,H04W

Claim Text:
1. A method of providing user authentication, the method comprising: after completion of an authentication operation resulting in successful authentication of a user based on an initial value of a risk-based authentication factor from an electronic device, obtaining, by processing circuitry, a corroborating value from an independent information source to corroborate the initial value of the risk-based authentication factor; receiving, by the processing circuitry, an authentication request to authenticate the user, the authentication request including a new value of the risk-based authentication factor from the electronic device; and in response to the authentication request, authenticating, by the processing circuitry, the user based on (i) the new value of the risk-based authentication factor, (ii) the initial value of the risk-based authentication factor, and (iii) the corroborating value obtained from the independent information source; wherein authenticating includes: