Patent ID: 9300661
Filing Date: 2016-03-29
CPC Classification: H04L

Claim Text:
1. A method, comprising executing, on at least one processor, the steps of: detecting an occurrence in connection with an authentication device, wherein the authentication device is adapted to generate one-time passwords; receiving a one-time password generated by the authentication device; receiving an authentication factor, wherein the authentication factor is unrelated to one-time passwords generated by the authentication device; and based on the one-time password and the authentication factor, determining the significance of the occurrence; wherein determining the significance of the occurrence, comprises: generating a second one-time password; performing a first operation to determine if the second one-time password matches the one-time password generated by the authentication device; performing a second operation involving the authentication factor and a previous transaction to determine the similarity between the authentication factor and a factor associated with the previous transaction; and based on the first and second operations, deciding whether or not to suspend authentication involving one-time passwords generated by the authentication device.