Patent ID: 9235832
Filing Date: 2016-01-12
CPC Classification: G06Q

Claim Text:
1. A non-transitory computer readable medium comprising computer readable instructions when executed by a processor cause the processor to perform a method of: receiving input data from a user using an ATM, wherein said input data comprises a financial account identifier corresponding to said user; combining said financial account identifier and an identifier corresponding to the ATM being used by the user to generate terminal authentication data; and providing said terminal authentication data to a server terminal authentication module; comparing said identifier with one or more known authentic ATM identifiers; and transmitting to the ATM being used by the user at least one secret data element associated with the user of the ATM if the identifier corresponding to the ATM being used by the user is one of the known authentic ATM identifiers, and not transmitting to the ATM being used by the user any secret data elements if the identifier corresponding to the ATM being used by the user is not one of the known authentic ATM identifiers.