Patent ID: 9424848
Filing Date: 2016-08-23
CPC Classification: G06Q,G10L

Claim Text:
1. A secure transaction method for approving a unique transaction initiated by the holder of pre-existing identification (ID) information, comprising the steps of: establishing an electronically accessible verification site authorized for a holder of pre-existing identification (ID) information; receiving at a merchant location, via a first electronic network communication, a request for goods from, or services by, a merchant using the ID information, but wherein the ID information is not physically presented to the merchant; accessing the verification site by the merchant, via a second electronic network communication, to determine whether the request for goods or services is an authorized transaction; sending an electronic authorization communication from the verification site to the holder of the ID information, via a third electronic communication, the communication including information indicative of the transaction; and transmitting, by the holder of the identification credential via a fourth electronic network communication, an approval communication if the transaction is approved by the holder of the identification credential.