Patent ID: 9336634
Filing Date: 2016-05-10
CPC Classification: G06F,G06K,G06Q,G07C,G07F,H04L,H04W

Claim Text:
1. A Radio Frequency (RF) payment device comprising: a RF transponder configured to receive a device authentication code from an RFID Reader communicatively coupled to a network; a unique device encryption key corresponding to a device identification code associated with the RF payment device; a biometric sensor configured to detect a biometric sample to create biometric sample data, a device authentication circuit configured to use the unique device encryption key to encrypt the device authentication code and a device account code associated with the RF payment device to create an encrypted device authentication code and an encrypted device account code; wherein the RF transponder is configured to transmit at least one of the encrypted device authentication code and the encrypted device account code to the RFID Reader; and wherein the RF transponder is configured to be operable in the more than one mode including a selectivity mode and an inclusivity mode, wherein the selectivity mode includes enabling purchase of an item using a selected account number and the inclusivity mode includes the RF transponder in an operational mode permitting the RF transponder to be responsive to interrogation.