Patent ID: 9367843
Filing Date: 2016-06-14
CPC Classification: G06Q

Claim Text:
1. A method for generating an alert, the method comprising: receiving by a transaction processing server computer an authorization request message associated with a first transaction, wherein the transaction processing server computer is configured to receive authorization request messages from a first payment network and a second payment network; determining whether the authorization request message was routed through the first payment network or the second payment network, wherein the authorization request message is routed through either the first payment network or the second payment network; in response to determining that the authorization request message was routed through the second payment network, transmitting alert initiation data from the transaction processing server computer to an alert platform associated with the first payment network but not associated with the second payment network; and in response to determining that the authorization request message was routed through the first payment network, transmitting alert initiation data from the first payment processing network to the alert platform; wherein the alert platform is configured to: