Patent ID: 9478094
Filing Date: 2016-10-25
CPC Classification: G06Q,G07F

Claim Text:
1. An apparatus for facilitating payment for goods or services using a payment card, comprising: a computerized sales transaction device structured to determine a monetary amount for a sale of goods or services, the computerized sales transaction device not meeting Payment Card Industry Data Security Standards requirements relating to security of payment card information; and a secure card activated terminal device in electronic communication with the computerized sales transaction device, the secure card activated terminal device meeting Payment Card Industry Data Security Standards requirements relating to security of payment card information; wherein the computerized sales transaction device is structured to electronically send the monetary amount for the sale to the secure card activated terminal device, wherein the secure card activated terminal device is structured to: (i) securely read sensitive payment card information from the payment card, (ii) responsive to receiving the determined monetary amount and the read sensitive payment card information, automatically request in a secure manner authorization for the sale from a third party using the determined monetary amount and the obtained sensitive payment card information, (iii) receive in a secure manner authorization approval for the sale from the third party, and (iv) in response to receiving the authorization approval, electronically send purchase authorization approval information to the computerized sales transaction device, and wherein the computerized sales transaction device never receives the sensitive payment card information.