Patent ID: 9324071
Filing Date: 2016-04-26
CPC Classification: G06K,G06Q,G07F

Claim Text:
1. A process for effecting a payment transaction on an account using a financial transaction token, wherein the financial transaction token comprises a power circuit coupled to a capacitor and a contactless electromagnetic energy receiving device, a piezoelectric crystal, an assembly having an exposed region for encoding data regarding the account, a user interface, and a memory storing the data regarding the account, the process comprising: generating, by the financial transaction token, current from a moving pendulum mass striking the piezoelectric crystal of the financial transaction token; charging, by the financial transaction token, the capacitor with the generated current; sensing, by the financial transaction token, electromagnetic radiation from an external source at the contactless electromagnetic energy receiving device in the financial transaction token; in response to sensing the electromagnetic radiation from the external source: sensing, by the financial transaction token, a loss of energy of the electromagnetic radiation from the external source; and in response to sensing the loss of energy: