Patent ID: 9454769
Filing Date: 2016-09-27
CPC Classification: C07K,G06Q,G07F,H04W

Claim Text:
1. A method for communicating a targeted message to a particular user, the method comprising: generating a first user profile by accessing a first node that monitors a plurality of historical user transactions at a particular location; receiving the first user profile at a merchant node; receiving a second user profile that is generated directly by the particular user; enabling the merchant node to access the second user profile; enabling a wireless device associated with the particular user to communicate with the merchant node; enabling the particular user accessing the wireless device to opt-in to provide location information to a location networked component; monitoring the wireless device with the location networked component to determine the location of the wireless device; communicating a targeted message to the wireless device from the merchant node based on a combination of the location of the wireless device, the first user profile, and the second user profile; enabling the wireless device to perform a transaction associated with the targeted message; and completing the transaction associated with the targeted message with the wireless device.