Patent ID: 9400980
Filing Date: 2016-07-26
CPC Classification: G06F,G06Q,G16H,G16Z,H04L

Claim Text:
1. A method of securely transferring information between a service provider and a universal electronic transaction device, comprising: establishing trust between a transaction service provider and a universal electronic transaction device operated by a user, comprising registering the universal electronic transaction device with the transaction service provider through a registration process that includes the universal electronic transaction device transmitting keys that comprise universal electronic transaction device identification information to the transaction service provider that is configured to certify the keys; establishing trust between the transaction service provider and the user via the trusted universal electronic transaction device comprising transmitting an encryption of a code known to the transaction service provider from the universal electronic transaction device, the code received from the user into a non-transient computer readable memory of the universal electronic transaction device and therein encrypted with the code; receiving in the trusted universal electronic transaction device a request from a service provider to transfer account information between the service provider and the universal transaction device; receiving at the universal electronic transaction device information from the transaction service provider for establishing trust of the service provider, the information comprising a certificate representing the service provider's security credentials; transferring user selected account information between the service provider and the universal electronic transaction device via the transaction service provider in response to the request, wherein the user selected account information comprises a payment account and a payment amount; and receiving a confirmation from the service provider via the transaction service provider of a completed transfer of the user selected account information, wherein the confirmation indicates use of at least one of the payment amount and the payment account.