Patent ID: 9438595
Filing Date: 2016-09-06
CPC Classification: G06F,H04L

Claim Text:
1. A method for allowing access to access controlled network resources, the method comprising: receiving, with a first device associated with a service provider, a credential generated by a second device associated with a user; generating, with the first device, a verifier by processing a first device artifact based on a transactional history between the first device and the second device as observed by the first device; initiating, with the first device, a transaction process in response to a transaction request by the second device; comparing the credential and the verifier to determine whether to permit the transaction process; and allowing access to the access controlled network resources if the comparing indicates the credential and the verifier are based on a same transactional history, and wherein the credential is based in part on a second device artifact maintained by the second device and processed by the second device based on a transactional history between the first device and the second device as observed by the second device, and wherein the second device artifact is modified by the second device subsequent to a previous transaction between the user and the service provider before the credential is received by the first device for authentication during the transaction process.