Patent ID: 9317866
Filing Date: 2016-04-19
CPC Classification: G06Q,G07F,G07G

Claim Text:
1. A server for use in a loyalty point transaction, comprising: a memory comprising executable software; and a processor in data communication with the memory, the processor configured to execute the software and cause the server to: receive, from a transaction apparatus, a data packet including data indicative of a loyalty points number; access a data store storing data indicative of a plurality of loyalty points numbers relating to a plurality of users and associated loyalty schemes; identify, based on data stored in the data store, one or more loyalty scheme servers with which the received loyalty points number is associated; retrieve, from each of the one or more loyalty scheme servers, loyalty scheme data relating to an account associated with the loyalty points number for a respective loyalty scheme; and send an indication of the loyalty scheme data to the transaction apparatus; wherein the server is located separately from the transaction apparatus; and wherein the loyalty points number may be redeemed in the absence or presence of the store's relationship with the loyalty point issuer.