Clue: Man fails to open a giro transfer (6)
Answer: FIGARO
Explanation: Definition: Man
A charade of F ('**F**ails to open') plus IGARO, an anagram ('transfer') of 'a giro'. Figaro is the central character in Beaumarchais' trilogy, and, although working for a time as a barber, was most of the time servant to Count Almaviva.