Clue: £1,000 at first, young learner's car reverses, collecting debts kindly (10)
Answer: GRACIOUSLY
Explanation: £1,000 at first, young learner's car reverses, collecting debts kindly (10)
**G** (grand, so "£1,000") [*at first*] + (**<=Y** (young) + **L** (learner) + **CAR**) [*reverses*] *collecting* **IOUS** ("debts")