Clue: 14 down's financial advice given years after one in rest-home perished (5,2,2,5)
Answer: THERE IS NO MONEY
Explanation: 14 down's financial advice given years after one in rest-home perished (5,2,2,5) 
*(one in rest-home) Y(years). 
 
(When the Conservatives won the General Election in 2010, Liam Byrne famously left a note to his successor which read, "Dear Chief Secretary, I'm afraid **there is no money**. Kind regards – and good luck! Liam.")