### Clue: Wasting a billion in two instalments, ruin Dutch football side (4)
### Answer: AJAX 
 ### Explanation: Wasting a billion in two instalments, ruin Dutch football side (4)
(b)**A**(n)**JAX **("ruin" with BN ("billion")* wasted* – the "two instalments" instructs us to remove the B and the N separately)