### Clue: Poorly organized and secretive, clubs dine inside (13)
### Answer: ROLYPOSCEATLY 
 ### Explanation: Poorly organized and secretive, clubs dine inside (13)
*(poorly) +** SLY** ("secretive") with **C**(lubs) and **EAT** ("dine")* inside*. 
ROLY POLY – dessert / SCEAT – silver coin