Patent ID: 11869074
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 15:
16. A method for generating a video, comprising:
receiving, via at least one computer processor, an indication associated with a credit status change of an individual from a computing system associated with a credit authority;
querying, via the at least one computer processor, a bank database for a first set of data associated with an account status of the individual;
querying, via the at least one computer processor, a credit provider database for a second set of data associated with the credit status of the individual;
identifying at least two credit scenarios from a database comprising a plurality of credit scenarios based on the first set of data and the second set of data;
determining, via the at least one computer processor, at least two savings amounts per bill pay cycle based on the at least two credit scenarios;
determining, via the at least one computer processor, a target savings amount based on the at least two savings amounts;
generating, via the at least one computer processor, a personalized financial video associated with the individual based on the target savings amount to improve the credit status of the individual;
identifying, via the at least one computer processor, one or more organizations to assist the individual in improving the credit status of the individual;
generating, via the at least one computer processor, one or more website links configured to access one or more computing systems corresponding to the one or more organizations;
embedding, via the at least one computer processor, the one or more web site links into the personalized financial video; and
transmitting the personalized financial video comprising the one or more web site links to a computing device associated with the individual, wherein the computing device is configured to automatically play the personalized financial video upon receipt, wherein the one or more website links are represented as one or more graphical icons superimposed within the personalized financial video, and wherein the one or more graphical icons are configured to receive one or more inputs from the individual while the personalized financial video is being played via the computing device, and wherein in response to receiving the one or more inputs, the computing device is configured to communicatively couple to the one or more computing systems via the one or more website links, and navigate to one or more websites that correspond to the one or more website links.