Patent ID: 11861648
Assignee: GOOGLE LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computer-implemented method for loyalty account identification, the computer-implemented method comprising:
associating, by a loyalty computing system comprising one or more computing devices, a list identifier with a loyalty account list maintained at the loyalty computing system, the loyalty account list comprising a plurality of user loyalty account numbers corresponding to a plurality of merchant computing devices;
receiving, by the loyalty computing system, a request from a merchant computing device, the request comprising the list identifier and a merchant identity associated with the merchant computing device, the list identifier received by the merchant computing device from a payment instrument on which the list identifier is encoded and wherein the list identifier is encoded on a secure element of a user computing device and the list identifier is provided to the merchant computing device via a wireless connection with the user computing device;
identifying, by the loyalty computing system, a user loyalty account number associated with the merchant computing device from the plurality of user loyalty account numbers based at least in part on the list identifier and the merchant identity associated with the merchant computing device, wherein the list identifier is used to determine a respective loyalty account list from a plurality of loyalty account lists stored at the loyalty computing system and the merchant identity is used to determine a respective user loyalty account number from the plurality of user loyalty account numbers included in the respective loyalty account list; and
transmitting, by the loyalty computing system, the user loyalty account number associated with the merchant computing device to the merchant computing device.