Patent ID: 11966985
Assignee: TRUIST BANK
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 8:
9. A method comprising:
comparing, by a server, input data received via a common user interface with data included in a plurality of existing user profiles to identify, among the plurality of existing user profiles, a user profile associated with the input data by:
receiving, from a first financial account data system, a first set of user profiles, wherein each user profile of the first set of user profiles includes indications of known devices and known behaviors of a first corresponding entity having an account associated with the first financial account data system;
receiving, from a second financial account data system, a second set of user profiles, wherein each user profile of the second set of user profiles includes indications of known devices and known behaviors of a second corresponding entity having an account associated with the second financial account data system; and
determining, among the first set of user profiles and the second set of user profiles, the user profile associated with the input data by comparing the input data with the first set of user profiles and the second set of user profiles to identify historical data associated with the entity;

determining, by the server and using the historical data associated with the entity, a data system, among the first financial account data system and the second financial account data system, with which to execute a requested function received via a common user interface, the common user interface receiving the requested function via input into integrated labeling that is generic with respect to the first financial account data system and the second financial account data system such that the integrated labeling represents an integration of the first financial account data system and the second financial account data system at a future time, the input into the integrated labeling being generic to the data system and indicating the data system with which to execute the requested function, the first financial account data system having first account data stored thereon and being configured to perform (i) at least one function according to a first process and using the first account data, and (ii) a first authentication process to authenticate, based on the input into the integrated labeling, a request to perform the first process, the second financial account data system having second account data stored thereon that is unintegrated with the first account data and that is scheduled to be integrated with the first account data at a subsequent time, the second financial account data system being configured to perform (i) at least one function according to a second process and using the second account data, and (ii) a second authentication process to authenticate, based on the input into the integrated labeling, a request to perform the second process, the second process being different than the first process and the second authentication process being different than the first authentication process, the integrated labeling representing a process different than and generic to the first process and the second process and an authentication process different than and generic to the first authentication process and the second authentication process, the integrated labeling configured to facilitate executing:
the first process in response to successfully authenticating the request to execute the first process; and
the second process in response to successfully authenticating the request to execute the second process;

causing, by the server, the requested function to be executed using the data system and the first process or the second process; and
providing, by the server, a result from execution of the requested function to be outputted for display via the common user interface, wherein the common user interface is configured to:
provide the integrated labeling for receiving data to allow requested functions to be executed using different processes associated with the first financial account data system and the second financial account data system using the integrated labeling, and
provide the result from the execution via the integrated labeling, the result provided via the integrated labeling being generic to the first financial account data system and the second financial account data system.