Patent ID: 11887100
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A method for performing contactless and secure data transfers, comprising:
receiving, by a wireless sensor, a user identifier from a passive device associated with a user, wherein the passive device emits information in response to an energy emission from a powered device;
receiving, by the wireless sensor, a product identifier from a product;
in response to receiving the user identifier and the product identifier, determining the user is interacting with the product by determining the passive device associated with the user and the product are within a predefined proximity;
in response to the determining, sending a communication to an electronic device associated with the user requesting that the user authorize a purchase of the product; receiving a response to the communication from the electronic device authorizing the purchase of the product; and
sending the received response to an authentication system for completing the purchase.