Patent ID: 11948200
Assignee: LEXISNEXIS RISK SOLUTIONS, INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computer-implemented method for identifying a condition of an asset from a remote location, the method comprising:
receiving, via a network, a plurality of indicators corresponding to reported property damage, each of the indicators comprising:
an address of a damaged property;
a type of damage to the damaged property;
a monetary amount associated with the damaged property; and
an event date corresponding to the damaged property;, wherein the type of damage indicator comprises:
a fast indicator in which the indicator is received within a predetermined period of the event date corresponding to the damaged property, and
a slow indicator in which the indicator is received after the predetermined period of the event date corresponding to the damaged property;
determining, with one or more computer processors, relationships among the plurality of indicators by one or more of:
creating a core join data structure with at least a portion of all available property damage records;
splitting the core join data structure into persisted parts, wherein the persisted parts are configured for updating a shared structure between versions in memory to reduce disk utilization; and
clustering one or more of the persisted parts and the available property damage records;
calculating, for each of the indicators, a first distance from a target property to the address of the damaged property;

calculating second distances among each damaged property;
aggregating the property damage indicators by two or more of:
the event date;
the type of damage;
the first distance; and
the monetary amount;

generating, based on the clustering, two or more overlapping temporal-spatial clusters each having enclosed areas bound by closed polygons corresponding to historical weather events related to the fast indicators and the slow indicators, and according to event dates within a predetermined timeframe and the second distances that are within a threshold distance;
determining, based on the two or more overlapping temporal-spatial clusters, a likelihood of unreported damage based at least in part on the enclosed areas related to the fast indicators; and
outputting instructions to dispatch an inspector for damage verification of the target property when an address of the target property is within the two or more overlapping temporal-spatial clusters and when the likelihood of unreported damage is greater than a predetermined value.