Patent ID: 11893562
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 8:
9. A system for offloading an operation to a user device, the system comprising:
one or more memories; and
one or more processors, communicatively coupled to the one or more memories, configured to:
receive, from a terminal device, a request associated with an exchange initiated at the terminal device,
wherein the request identifies a medium associated with a payment and used in the exchange,
wherein the operation is associated with the exchange, and
wherein the terminal device is configured to perform the operation and to present a terminal-side user interface for performing the operation;

obtain, from another device associated with the terminal device and based on the request, user information associated with the medium used in the exchange,
wherein the user information identifies the user device associated with the medium;

transmit, to the user device and to offload the operation to the user device, presentation information identifying content for the user device to use to perform the operation associated with completing the exchange,
wherein the operation is not performed by the terminal device;

receive, from the user device, operation information associated with a performance of the operation at the user device via a user-side user interface; and
transmit, to the terminal device and based on receiving the operation information, a response that indicates the performance of the operation of the exchange.