Patent ID: 11954691
Assignee: CIENET TECHNOLOGIES (BEIJING) CO., LTD.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 4:
5. A payment two-dimensional code secure payment system without two-step authentication, comprising a processor and a memory, wherein the memory stores a computer program operable on the processor; and the computer program, when executed by the processor, realizes the following steps:
simultaneously generating a first payment two-dimensional bar code and a second payment two-dimensional bar code by means of a payment application, wherein the first payment two-dimensional bar code and the second payment two-dimensional bar code are a pair of two-dimensional bar codes; and an account of a user and payment information are split and stored in the pair of two-dimensional bar codes; and the first payment two-dimensional bar code and the second payment two-dimensional bar code satisfy the following relations:
1) The first payment two-dimensional bar code and the second payment two-dimensional bar code each comprise a unique transaction number;
2) The account and the payment information are split and stored in the first payment two-dimensional bar code and the second payment two-dimensional bar code;
3) The first payment two-dimensional bar code and the second payment two-dimensional bar code respectively encrypt the payment information; and
4) The first payment two-dimensional bar code stores a key that parses payment information of the second payment two-dimensional bar code, and the second payment two-dimensional bar code stores a key that parses payment information of the first payment two-dimensional bar code;
alternately displaying the first payment two-dimensional bar code and the second payment two-dimensional bar code; and
respectively identifying the first payment two-dimensional bar code and the second payment two-dimensional bar code to obtain intact payment information, sending the intact payment information to a payment center for verification, and if the verification succeeds, ending the payment.