Patent ID: 11956218
Assignee: BANK OF AMERICA CORPORATION
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 0:
1. A system for implementing dynamic network channel switching for secure communication, the system comprising:
at least one processing device; and
at least one non-transitory storage device containing instructions that, when executed by the at least one processing device, cause the at least one processing device to:
receive, from a first user input device, a resource transfer request via a first communication channel, wherein the first user input device is associated with a resource distribution platform;
determine, using a secure channel monitoring engine, that the first communication channel does not meet one or more preset channel requirements for secure communication;
determine a second communication channel associated with a second user input device, wherein the second user input device is within a preset geographic radius of the first user input device, wherein the second user input device is associated with the resource distribution platform;
trigger, via the second communication channel, the second user input device to establish a communication link with the first user input device, wherein the second communication channel and the communication link form an alternate communication channel with the first user input device;
receive, via the second communication channel, an indication from the second user input device that the communication link has been established with the first user input device;
transfer bi-directional communications associated with the resource transfer request with the first user device from the first communication channel to the alternate communication channel in response to receiving the indication;
execute, via the alternate communication channel, the resource transfer request; and
sever the alternate communication channel with the first user input device in response to executing the resource transfer request.