Patent ID: 11948151
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 7:
8. A first device, comprising:
one or more memories; and
one or more processors, coupled to the one or more memories, configured to:
receive, from a second device, a request for a service, wherein receiving the request further comprises receiving verification information associated with the request for the service;
identify a third device to facilitate providing the service;
encrypt the verification information using a time period,
wherein the time period is associated with an interaction between the second device and the third device for the service;

dynamically generate a verification token using the encrypted verification information and a characteristic associated with the second device,
wherein the characteristic associated with the second device is based on the interaction, and
wherein the characteristic is associated with the time period;
transmit, to the second device, the verification token,

wherein the verification token is sent by the second device to the third device to be decrypted;
transmit, to the third device, the verification information;
receive, from the third device, a confirmation indicating that a decrypted version of the verification token is verified by the third device based on the third device decrypting the verification token and verifying the decrypted version of the verification token with the verification information, wherein the decrypted version of the verification token is verified based on the verification token being decrypted by the third device within a threshold time period based on the time period; and
process, based on the confirmation, a transaction associated with the service.