Patent ID: 11893587
Assignee: BANK OF AMERICA CORPORATION
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G  H

Claim 10:
11. A computer-implemented method for enhanced authentication at a resource event apparatus, the computer-implemented method is executed by one or more processing devices and comprising;
in response to producing a card device configured for executing resource events, using a hash algorithm to generate a first non-fungible token (NFT) associated with the card device, wherein at least a portion of an input to the hash algorithm is a first image of a facing of the card device;
communicating the first NFT to a distributed trust computing network;
in response to the distributed trust computing network receiving the first NFT, (i) verifying the authenticity of the first NFT by a consensus of decentralized nodes of the distributed trust computing network reaching a consensus on the first NFT and (ii) generating a data block, within the distributed ledger, that stores the verified first NFT;
in response to a user presenting the card device at a resource event apparatus, receiving, at the resource event apparatus, first NFT-related information from at least one of (i) the card device or (ii) a digital wallet of the user, wherein receiving the first NFT-related information includes implementing an image-capturing mechanism at the resource event apparatus to capture a second image the facing of the card device, wherein the first NFT-related information comprises the second image of the facing of the card;
determining whether the first NFT-related information matches the first NFT stored on the distributed ledger of the distributed trust computing network;
in response to determining that the first NFT-related information matches the first NFT stored on the distributed ledger of the distributed trust computing network, authenticating the card device; and
in response to determining that the first NFT-related information does not match the first NFT stored on the distributed ledger of the distributed trust computing network, denying the user from conducting resource events at the resource event apparatus using the card device.