Patent ID: 11941609
Assignee: BREAD FINANCIAL PAYMENTS, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computer implemented method, the method comprising:
receiving a contact information for a customer at a store's electronic device;
receiving, at a customer's mobile device and from the store's electronic device, an access to an account lookup/verification for a pre-existing credit account;
selecting the access at the customer's mobile device to begin the account lookup/verification for the pre-existing credit account, the selecting of the access causing an out-of-band verification to be generated;
attaching the out-of-band verification to the request for the pre-existing credit account to be added to the customer's mobile device;
submitting the request for the pre-existing credit account to be added to the customer's mobile device; and
providing the pre-existing credit account to the customer's mobile device in a digital format, the digital format allowing the customer to use the customer's mobile device to make a purchase.