Patent ID: 11935100
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A system for managing a data store for stored value mediums, the system comprising:
one or more memories; and
one or more processors, coupled to the one or more memories, configured to:
receive an indication of information associated with a stored value medium associated with an entity, wherein the information includes a balance of resources associated with the stored value medium and an identifier of the stored value medium;
perform a risk analysis associated with the stored value medium to obtain a risk score for the stored value medium;
populate the data store with the information based on the risk score for the stored value medium, wherein the data store includes a table to link the information with an entity identifier of the entity associated with the stored value medium;
receive an indication of an exchange associated with the entity, wherein the exchange is associated with another medium that is distinct and separate from the stored value medium;
search the data store using the entity identifier to identify an aggregated balance of resources corresponding to a single account associated with the entity; and
communicate, with a backend system, to enable the exchange to be at least partially completed using the aggregated balance of resources.