Patent ID: 11948011
Assignee: POPLAR TECHNOLOGIES INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computing system for monitoring crypto-based investments comprising:
a host platform comprising a server computing device in electronic communication via a communication network with a computing device of a user including a user interface, the host platform configured to receive an authorization from the user via the interface for the host platform to access account information of the user from a financial institution and a computing device of the financial institution is in electronic communication with the host platform, the host platform being configured to monitor a temporary investment for the user in crypto-based assets, wherein a conversion of user fiat funds to crypto-based assets is facilitated by a crypto-exchange server in electronic communication with the host platform;
wherein the host platform further comprises:
a network interface configured to, via an application programming interface (API), ingest data records of a user from an external data source via a backend of a software application hosted by a host platform; and
one or more processors configured to:
determine, via execution of a machine learning model on the ingested data records, a temporary value that is idle in an account of the user and a period of time that the temporary value is idle based on the ingested data records;
display the determined temporary value, the period of time, and one or more recommendations of one or more blockchain networks via a user interface;
receive a selection of a blockchain network from the user interface;
program a blockchain wallet to transfer funds to a smart contract installed on a blockchain ledger of the selected blockchain network by embedding an identifier of the smart contract within the blockchain wallet;
install the programmed blockchain wallet on the blockchain ledger of the selected blockchain network;
determine, via execution of the machine learning model on the ingested data records, a temporary period of time for a temporary investing of the temporary value based on a pattern of recurring expenses in the account of the user;
trigger a transfer of funds over the communication network from the account of the user hosted by the external data source to the programmed blockchain wallet on the blockchain ledger for the temporary period of time for the temporary investing of the temporary value;
detect, via the smart contract on the blockchain ledger, that a stop condition has occurred based on content added to the blockchain ledger, the stop condition being at least one of a code update to blockchain software stored on the blockchain ledger predefined as a security threat, a blockchain identifier identified as suspicious, a user identifier identified as suspicious, and transaction content identified as suspicious; and
in response to the detection of the occurrence of the stop condition, automatically terminate the temporary investing of the temporary value in advance of a conclusion of the temporary period of time and trigger a return of the funds over the network from the programmed blockchain wallet on the blockchain ledger to the account of the user.