Patent ID: 11935086
Assignee: SYNCHRONY BANK
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computer-implemented method, comprising:
identifying categories associated with transactions, wherein the transactions are associated with a plurality of accounts;
generating a ranking of the categories, wherein the ranking includes a subset of the categories, wherein the ranking is generated based on a plurality of transaction parameters, and wherein the plurality of transaction parameters include a number of transactions and an amount spent for the categories;
determining a total number of points eligible for an account of the plurality of accounts, wherein the total number of points are determined based on a total amount spent during a particular time period;
determining a distributed number of points for the account, wherein the distributed number of points are distributed across the subset of categories, wherein the distributed number of points are determined based on the ranking and a point allocation scheme, and wherein the point allocation scheme includes a base point allocation scheme and an account specific point allocation scheme;
comparing the total number of points eligible for the account and the distributed number of points for the account;
adjusting the distributed number of points based on the comparison; and
dynamically assigning the adjusted number of points to the subset of categories for the account.