Patent ID: 11928193
Assignee: WINKK, INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A method comprising:
continuously monitoring user activity with a user device to generate a trust score for a user;
enabling a monetary transaction to be performed when the trust score is above a first threshold;
enabling a non-monetary transaction to be performed when the trust score is below the first threshold and above a second threshold;
detecting a change of the user based on one or more sensors, including detecting that the user device is put down, including detecting that the user device is put down based on an accelerometer determining that the user device is not moving, and detecting that the user device is handed to another user by detecting, with the one or more sensors, multiple hands holding the user device; and
detecting, using a camera of the user device, the user of the user device and one or more non-authorized users of the user device near the user of the user device, and decreasing the trust score.