Patent ID: 11893493
Assignee: EQUIFAX INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 11:
12. A system comprising:
a processing device; and
a memory device in which instructions executable by the processing device are stored for causing the processing device to perform operations comprising:
clustering a dataset into a set of clusters;
generating training samples from the set of clusters by obtaining a number of samples from each of the set of clusters in proportion to a size of the respective clusters, the training samples comprising training predictor variables and training outputs corresponding to the training predictor variables;
training a neural network model for computing a risk indicator from predictor variables based on the training samples; and
outputting the neural network model for use in computing, responsive to a risk assessment query for a target entity, an output risk indicator for the target entity from predictor variables associated with the target entity.