Patent ID: 11922492
Assignee: PLAID INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 7:
8. The method of claim 1, further including:
receiving, by the computing platform and via the normalized API, a subsequent request for user data at the first financial institution;
determining, by the application proxy system, whether the communication session with the first financial institution has expired, and in response:
when the communication session with the first financial institution has not expired, retrieving, by the application proxy system, the subsequently requested user data; and
when the communication session with the first financial institution has expired, initiating, by the application proxy system and via the first application proxy instance of the first-party user application including the credentials of the first user, and with the first API specific to the first financial institution, a subsequent communication session with the first financial institution to retrieve the subsequently requested user data.