Patent ID: 11893642
Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 8:
9. A non-transitory computer-readable media storing instructions for generating data representative of multi-product insurance discounts, the non-transitory computer-readable memory comprising computer-readable instructions that, when executed by one or more processors, cause the one or more processors to:
receive personal data from a client device, wherein the personal data includes personal information of an individual seeking insurance, including one or more of a driving record or a vehicle insurance claim history;
automatically receive personal information verification data, from one or more of a bureau of motor vehicles database or an insurance company database, in response to receiving the personal data from the client device;
independently verify one or more of: the driving record of the individual seeking insurance based on the personal information verification data from the bureau of motor vehicles database, or the vehicle insurance claim history of the individual seeking insurance based on the personal information verification data from the insurance company database;
automatically receive insurance product data from an insurance product database in response to independently verifying the vehicle insurance claim history of the individual seeking insurance, wherein the insurance product data is representative of at least two insurance products;
generate data representative of multi-product insurance discounts based on the personal data and the insurance product data;
receive non-insurance related data, wherein the non-insurance related data is representative of non-insurance product discounts;
generate a user interface display based on the data representative of multi-product insurance discounts and non-insurance related product discounts; and
automatically transmit the generated user interface display to a client device associated with the individual seeking insurance for display via a user interface of the client device.