Patent ID: 11880494
Assignee: CAPITAL ONE SERVICES, LLC
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 6:
7. The method of claim 1, wherein the smart contract includes one or more of:
data identifying a group of organizations that are permitted to access the new credit data,
a set of storage identifiers identifying a set of storage locations associated with historical credit data of the individual,
a first function associated with adding the new credit data to the set of distributed data sources,
a second function associated with obtaining the new credit data from the set of distributed data sources, or
third function associated with providing incentives to the group of organizations to use a network of nodes to interact with the smart contract to execute the first function and the second function,
the group of organizations including the first organization and the second organization, and
the network of nodes including the first node and the second node.