Patent ID: 11948161
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G  Y | IPC G

Claim 0:
1. A system for providing a maintenance recommendation for an owned vehicle, the system comprising one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform operations comprising:
generating a profile for the owned vehicle, the profile comprising an age, mileage, and location of the owned vehicle;
receiving monitoring data of the owned vehicle, the monitoring data being collected by sensors and comprising at least one of acceleration data, onboard diagnostics data, a history of location data for the owned vehicle, a history of weather data, a speed, or a repair data for the owned vehicle;
receiving disposal data for non-owned vehicles corresponding to the profile;
generating a wear-and-tear score for the owned vehicle based on the monitoring data using a computerized statistical approach; and
generating, using a machine-learning model trained on recorded data related to at least one of a mileage, wear-and-tear score, or repairs associated with a vehicle, suggested maintenance actions for the owned vehicle, based on the received disposal data for the non-owned vehicles, the wear-and-tear scores for the non-owned vehicles, and the wear-and-tear score for the owned vehicle.