Patent ID: 11961079
Assignee: MASTERCARD ASIA/PACIFIC PTE. LTD.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G

Claim 15:
16. A computer-readable storage device having stored thereon machine-readable instructions which, on execution by a computer, cause the computer to perform operations comprising:
receiving, from a point-of-sale terminal, a request for a payment credential, the request comprising a data element indicative of age requirement data;
verifying, using at least one sensor, an identity of a user of a mobile device;
responsive to said verifying on the mobile device, initiating, by a digital wallet application executing on the mobile device, an age verification request to a digital identity application, the age verification request comprising the age requirement data;
receiving, from the digital identity application executing on the mobile device, a response to the age verification request, the response including a count of identity document issuers that have validated an age of the user on the digital identity application;
retrieving a value of a freshness indicator indicating how long ago the age of the user was last verified by the digital identity application;
determining that the value of the freshness indicator is less than a threshold;
based upon the determination, generating a response message including a binary flag for the freshness indicator, the response message comprising the response from the digital identity application to the age verification request; and
transmitting, to the point-of-sale terminal, the response message, and the payment credential for initiation of a transaction authorization request.