Patent ID: 11935331
Assignee: THE BANK OF NEW YORK MELLON
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 10:
11. A non-transitory, computer-readable medium for real-time electronic signature verification in a data-sparse computer environment, comprising instructions that, when executed by one or more processors, cause operations comprising:
receiving a first image, wherein the first image comprises a first signature;
determining a first sequence, wherein the first sequence comprises a sequence of intensity of pixels composing the first image;
extracting a first dynamic behavior of the first sequence, wherein extracting the first dynamic behavior of the first sequence comprises determining a first optimal stochastic transition matrix (OSTM) that represents the first dynamic behavior;
receiving a second image, wherein the second image comprises a second signature;
determining a second sequence, wherein the second sequence comprises a sequence of intensity of pixels composing the second image;
extracting a second dynamic behavior of the second sequence; and
generating for display, on a user interface, a recommendation based on comparing the first dynamic behavior to the second dynamic behavior.