Patent ID: 11962683
Assignee: MASTERCARD INTERNATIONAL INCORPORATED
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 12:
13. A system for distributing data to a computing device using device level authentication, comprising:
a receiving device of the processing server configured to receive a personal identification number associated with a transaction account from a payment institution;
the receiving device of the processing server configured to receive from a computing device at least a device public key wrapped with a server public key corresponding to a server private key of a key pair associated with the processing server, device data, and a single use key encrypted by the payment institution using a first encryption;
the processing server configured to unwrap the device public key using the server private key;
the processing server configured to decrypt the single use key using the personal identification number;
the processing server configured to encrypt the single use key using a second encryption using the unwrapped device public key;
the transmitting device of the processing server is further configured to electronically transmit the single use key encrypted using the second encryption to the computing device;
the computing device configured to decrypt the single use key encrypted with the second encryption using the device private key;
the transmitting device of the computing device configured to electronically transmit the decrypted single use key to a point of sale device, wherein
a memory of the computing device includes payment credentials, and
the payment credentials are electronically transmitted to the point of sale device with the decrypted single use key.