Patent ID: 11922398
Assignee: CAPITAL ONE SERVICES, LLC
Field: Computer technology (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 1:
2. The system of claim 1, the memory storing instructions that when executed by the processor circuit, cause the processor circuit to, prior to receiving the first request, perform the steps of:
receiving a third request comprising the first account, a second account, and the application;
receiving a third cryptogram from a second contactless card associated with the second account;
receiving a permissions vector for the second account from the second contactless card;
transmitting the permissions vector and the third cryptogram to the authentication server;
receiving, from the authentication server, a result that the authentication server decrypted the third cryptogram;
receiving, from the authentication server, the permissions vector of the first account; and
determining, based on the permissions vector of the first account, that the first account was granted access to the application responsive to the third request.