Patent ID: 11875321
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H  A | IPC A  G  H

Claim 12:
13. A payment card system, comprising:
a processor coupled to a memory on a payment card that stores instructions that, when executed by the processor, cause the processor to:
determine one or more of a size of a display screen of a device, a resolution of the display screen of the device, and a brightness of the display screen of the device, wherein the payment card is separate from the device,
cause transmission of a request for information regarding one or more of a type of the device or a location of the device,
receive a response to the request for information indicating one or more of the type of the device or the location of the device,
determine, based on the response to the request for information one or more of the type of the device or the location of the device,
generate a suggestion based on one or more of the type of the device or the location of the device, wherein the suggestion comprises one or more of a product, a discount, or a promotion,
configure an interactive banking service interface for the display screen of the device based on the one or more of the size of the display screen of the device, the resolution of the display screen of the device, and the brightness of the display screen of the device, wherein configuring the interactive banking service interface comprises configuring the interactive banking service interface based on the information received in the response to the request for information regarding one or more of the type of the device or the location of the device wherein configuring the interactive banking service interface comprises concealing, at least in part, sensitive information comprising one or more of an account number or a balance within the interactive banking service interface based on one or more of the type of the device or the location of the device,
cause the suggestion to render on the display screen of the device, and
cause the interactive banking service interface to render on the display screen of the device based at least in part on the one or more of the size of the display screen of the device, the resolution of the display screen of the device, and the brightness of the display screen of the device;

a subscriber identity module (SIM) that stores an international mobile subscriber identity (IMSI) number and key to establish communication with a server via a dedicated communication channel; and
a communication component that enables wireless communication with the device comprising the display screen by way of a limited distance radio frequency connection, wherein the display screen of the device renders the interactive banking service interface based on data received from the server by way of the payment card,
wherein the interactive banking service interface is configured to allow a user to perform banking tasks associated with the payment card via user inputs to the interactive banking service interface at the display screen of the device.