Patent ID: 11935030
Assignee: INTEL CORPORATION
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 7:
8. A method comprising:
establishing, by executing an instruction with at least one processor, at a first time, a trust relationship between a first mobile phone and a second mobile phone over a Near Field Communication link by verifying a physical presence of the second mobile phone relative to the first mobile phone, the physical presence indicative of the first mobile phone and the second mobile phone inside a communication range of the Near Field Communication link;
generating, by the first mobile phone, a shared passkey, at the first time, based on the established trust relationship;
sending, by the first mobile phone, the shared passkey, at the first time, to the second mobile phone over the Near Field Communication link;
generating, by the first mobile phone, a public/private key pair, at the first time, based on the established trust relationship;
sending, by the first mobile phone, the public key, at the first time, to the second mobile phone over the Near Field Communication link;
receiving, by the first mobile phone, at the first time, a list of applications from the second mobile phone;
determining, by the first mobile phone, ones of the list of applications that are authorized to request payment information on the second mobile phone;
joining, by the first mobile phone, based on the public key and the shared passkey, a secured connection with the second mobile phone over a cellular network at a second time after the first time, the cellular network different from the Near Field Communication Link, wherein the first mobile phone and the second mobile phone are outside the communication range of the Near Field Communication link;
receiving, by the first mobile phone, the shared passkey using the cellular network, at the second time, from the second mobile phone;
verifying, by the first mobile phone, an identity of the second mobile phone using the received shared passkey;
accessing, by the first mobile phone and from the second mobile phone over the cellular network after the second time, a payment request, the payment request initiated by an action associated with at least one of the ones of the applications that are authorized to request payment information on the second mobile phone;
validating, by the first mobile phone, the payment request based on the established trust relationship; and
in response to validating the payment request based on the trust relationship, transmitting, by the first mobile phone and to the second mobile phone over the cellular network, the payment information including account information associated with a user of the first mobile phone.