Patent ID: 11887106
Assignee: THE TORONTO-DOMINION BANK
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 0:
1. A computing system comprising:
a processor; and
a memory coupled to the processor, the memory storing computer-executable instructions that, when executed, configure the processor to:
receive, from an issuer system associated with a first issuer of payment cards, first issuer records including customer data for a plurality of customers associated with the first issuer;
receive, via a client computing device, a provisioning request to provision a mobile wallet application on the client computing device with first issuer data for the first issuer, the provisioning request including geolocation data identifying a present location of the client computing device and issuer profile information for a second issuer associated with second issuer data for which the mobile wallet application has already been provisioned;
evaluate the provisioning request based on identifying information included in the provisioning request, wherein the evaluating includes:
identifying a first issuer record associated with the provisioning request and a second issuer record associated with the second issuer data;
comparing the geolocation data to location information indicated in the first issuer record and the second issuer record; and

responsive to determining that the provisioning request satisfies location-based evaluation criteria with respect to the first and second issuer records, provide, to the client computing device, the first issuer data corresponding to a payment card issued by the first issuer to provision the mobile wallet application on the client computing device.