Patent ID: 11928235
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G  H

Claim 9:
10. A system for controlling access to transaction information for a joint account having a plurality of account users, the system comprising:
an account information control database having stored therein information control criteria associated with the joint account;
a transaction monitoring processor configured to receive, via a network, new transaction information for a new transaction involving a first account user of the plurality of account users, the new transaction information including a plurality of new transaction characteristics; and
an account information control processor in data communication with the account information control database, the account information control processor being configured to
receive from the first user device an information limitation request including identification of at least one new transaction characteristic to be withheld from at least one other account user for a withholding time interval,
store an access limitation record for the new transaction information in the account information control database, the access limitation record comprising an identification of the at least one other account user and the withholding time interval,
receive, from a second user device associated with a second account user of the plurality of account users, an information request for account information including the new transaction information,
determine, using the access limitation record, whether some or all of the new transaction information should be withheld from the second account user, and
responsive to a determination that some or all of the new transaction information should be withheld,
transmit to the second user device a limited information request response excluding at least a portion of the new transaction information, and
upon expiration of the withholding time interval, remove the access limitation record from the account information control database.