Patent ID: 11893567
Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 0:
1. A method comprising:
receiving, by a merchant terminal, user information from a user device over a wireless connection, wherein the user information comprises identifying information about a user;
determining, by the merchant terminal, a location of a Bluetooth low-energy (BLE) beacon within a facility of a merchant by, extracting a beacon identifier from the user information received from the user device, the beacon identifier comprising identifying information about the BLE beacon with which the user device is in communication;
determining, by the merchant terminal, that a user location of the user device based upon the beacon identifier is in proximity to the merchant terminal, wherein proximity comprises a pre-defined distance that is determined based upon a signal strength of the wireless connection between the user device and the merchant terminal that is translated to a distance;
transmitting, by the merchant terminal, merchant information to the user device in proximity to the merchant terminal using the wireless connection;
obtaining, by the merchant terminal, transaction details associated with a transaction between the merchant terminal and the user device using the wireless connection, the transaction details comprising at least one of: a transaction amount or one or more items associated with the transaction;
initiating, by the merchant terminal, the transaction between the merchant terminal and the user device based upon the transaction details, in response to the user device in proximity to the merchant terminal generating a first transaction confirmation that is sent to at least one of a computing device associated with a card issuer or the merchant terminal, wherein the first transaction confirmation confirms a transaction amount associated with the transaction; and
transmitting, by the merchant terminal, a second transaction confirmation to the computing device, wherein the second transaction confirmation confirms the transaction amount associated with the transaction.