Patent ID: 11954662
Assignee: MASTERCARD ASIA/PACIFIC PTE. LTD.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 13:
14. A vending system in communication with a vending machine, a payment system, and a computing device, the vending system comprising:
a processor programmed to:
receive, from the computing device, a dynamic identification of the vending machine that is usable for only one transaction with the vending machine and a subsequent transaction with the vending machine can be performed only by utilizing a subsequent dynamic identification of the vending machine;
obtain, based on the identification, one or more product data entries each relating to a product available for vending at the vending machine;
transmit, to the computing device for selection, the one or more product data entries relating to one or more products for purchase at the vending machine, the one or more product data entries comprising at least a product cost for each respective product from among the one or more products;
receive, from the computing device, an indication of a selection of one or more products and an account identifier, the one or more products having been selected at the computing device for vending by the vending machine;
obtain, from the payment system that is geographically remote from the vending system, a pre-authorization that covers the purchase of the one or more products;
after receiving the indication of the selection:
verify, using the pre-authorization, a transaction account associated with the account identifier based on the product cost for the selection by communicating with the payment system; and
obtain, from the payment system, an amount for the pre-authorization based on the product cost of the selection; or

before receiving the indication of the selection:
verify, using the pre-authorization, the transaction account; and
obtain an amount for the pre-authorization based on funds available in the transaction account; and

transmit a result of the verification, including an indication of the pre-authorization and an indication of the one or more products that is purchased using the pre-authorization, to the vending machine to cause the vending machine to vend the selected one or more products.