Patent ID: 11928721
Assignee: CAPITAL ONE SERVICES, LLC
Field: Measurement (Instruments)
Classification: CPC G | IPC G

Claim 0:
1. A computer-implemented method comprising:
receiving, by one or more computing devices, a travel history log from a database, wherein the travel history log includes a route traversed by a user;
receiving, by the one or more computing devices, a route information from the database for the route, wherein the route information includes risk information for the route;
generating, by the one or more computing devices, a route traverse percentage based on the travel history log;
generating, by the one or more computing devices, a route categorization score based on the risk information for the route and the route traverse percentage;
generating, by the one or more computing devices, a mapping of the route categorization score to a point in an N-dimensional space based on a computer implemented classification process, where N is greater than 3; and
generating, by the one or more computing devices, a policy recommendation to the user based on where the mapped route categorization score falls within the N-dimensional space.