Patent ID: 11868977
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 15:
16. A non-transitory computer readable media with computer-executable instructions embodied thereon that, when executed by a processor of a computing system, cause the computing system to perform a process, the process comprising:
subscribing a third-party for a login application programming interface (API) service of an institution;
transmitting a login API to a third-party device of the third-party for integration into a third-party website served by the third-party device, the login API configured to generate, through the third-party website, a login portal that accepts login credentials without revealing the login credentials to the third-party;
receiving, by an API gateway of the computing system via the login API integrated into the third-party website, from the third-party device serving the third-party website to a user device of a user accessing the third-party website, a request for verification of the user and a third-party identification;
verifying that the third-party subscribes to the login API service provided by the computing system based on the third-party identification;
instructing the login API integrated into the third-party website to display on the user device, within the third-party website served to the user device by the third-party device, a login screen of the institution within a window or within an embedded pane through which the computing system can receive transmissions directly from the user device without the third-party device receiving the transmissions;
receiving, directly from the user device through the window or through the embedded pane, user login credentials input via the user device into the login screen displayed on the user device within the window or within the embedded pane without revealing the input user login credentials to the third-party; and
validating the user by confirming the user login credentials.