Patent ID: 11928721
Assignee: CAPITAL ONE SERVICES, LLC
Field: Measurement (Instruments)
Classification: CPC G | IPC G

Claim 14:
15. A computing system comprising:
a memory configured to store instructions;
a processor, coupled to the memory, configured to process the stored instructions to:
receive a travel history log from a database, wherein the travel history log includes a route traversed by a user;
receive a route information from the database for the route, wherein the route information includes an risk information for the route;
generate a route traverse percentage based on the travel history log;
generate a route categorization score based on the risk information for the route and the route traverse percentage;
generate a mapping of the route categorization score to a point in an N-dimensional space based on a computer implemented classification process, where N is greater than 3; and
generate policy recommendation to the user based on where the mapped route categorization score falls within the N-dimensional space.