Patent ID: 11948201
Assignee: ASSURED INSURANCE TECHNOLOGIES, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 9:
10. A non-transitory computer readable medium storing instructions that, when executed by one or more processors, cause the one or more processors to:
communicate, over one or more networks, with (i) computing devices of users of a targeted event alert service, and (ii) computing systems of one or more policy providers;
determine a subset of the users that are to be affected by a predicted event;
for each respective user of the subset of users, perform a lookup that identifies unique property characteristics of the respective user;
based on the unique property characteristics of the respective user, transmit, over the one or more networks, interactive content data to a computing device of the respective user, the interactive content data causing the computing device of the respective user to generate an individualized graphical user interface for the respective user, the individualized graphical user interface presenting interactive mitigation content comprising a customized set of tasks to perform, based on the unique property characteristics of the respective user, to mitigate and/or prevent loss resulting from the predicted event;
during each of one or more interactive sessions in which the respective user engages with the interactive mitigation content via the individualized graphical user interface, initiate a live engagement monitor implementing machine learning to (i) receive, over the one or more networks, engagement data from the computing device of the respective user, the engagement data indicating interactions by the respective user with the interactive mitigation content displayed on the computing device of the respective user, and (ii) based on the engagement data from the computing device of the respective user, dynamically adapt the interactive mitigation content to induce or increase user engagement by the respective user with the interactive mitigation content and encourage performance of the customized set of tasks;
receive, over the one or more networks, feedback data from the computing device of the respective user, the feedback data indicating whether the respective user has performed one or more of the customized set of tasks prior to the predicted event;
access historical loss data corresponding to a set of similar events as compared to the predicted event;
based on (i) the historical loss data, (ii) the predicted event that will occur in a given area, (iii) policy data for the users predicted to be affected in the given area, and (iv) the feedback data received from each respective user predicted to be affected by the predicted event, generate an exposure risk set for each respective policy provider of the one or more policy providers; and
transmit, over the one or more network, the exposure risk set generated for the respective policy provider to a computing system of the respective policy provider.