Patent ID: 11961063
Assignee: JPMORGAN CHASE BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A method for presenting a machine-readable code to a transaction terminal, comprising:
displaying, by a computer payment application executed by a computer processor of a mobile electronic device, one of a plurality payment device images stored in an electronic wallet on the mobile electronic device on a display of the mobile electronic device;
receiving, by the computer payment application, a first signal from one or more sensors on the mobile electronic device indicating that the mobile electronic device is within a certain proximity of a transaction terminal;
receiving, by the computer payment application, a second signal from the one or more sensors on the mobile electronic device indicating that the display is oriented such that it is in a position relative to an image capture device for the transaction terminal to be read by the image capture device for the transaction terminal;
generating, by the computer payment application and in response to the first signal and the second signal, a request for a machine-readable code for a payment device associated with the payment device image currently displayed on the display;
communicating, by the computer payment application and over a computer communication network, the request to a backend for an issuer of the payment device;
generating, by the backend, the machine-readable code for the payment device, wherein the machine-readable code is generated in response to the request being received;
receiving, by the computer payment application, the machine-readable code from the backend; and
displaying, by the computer payment application, the machine-readable code on the display of the mobile electronic device, wherein the display of the machine-readable code replaces the display of the payment device image.