Patent ID: 11954689
Assignee: CAPITAL ONE SERVICES, LLC
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G

Claim 0:
1. A method, comprising:
receiving, by a device, first information associated with a first transaction that is related to a first account associated with a first entity,
wherein the first transaction is associated with utilizing a first transaction card;

determining, by the device and based on a first machine learning model, that the first transaction is to be denied due to a potential fraud associated with the first account;
obtaining, by the device, second information associated with a second transaction that is related to a second account associated with a second entity,
wherein the second transaction is associated with utilizing a second transaction card, and
wherein the first entity and the second entity are different;

determining, by the device and based on a second machine learning model, whether the first information and the second information match within a predetermined threshold; and
performing, by the device and based on determining whether the first information and the second information match within the predetermined threshold, an action that includes:
removing, when the first information and the second information match within the predetermined threshold, a fraud lock associated with the first account to allow the first account to be utilized, or
determining that the first transaction was correctly denied due to the potential fraud.