Patent ID: 11902442
Assignee: CAPITAL ONE SERVICES, LLC
Field: Audio-visual technology (Electrical engineering)
Classification: CPC H  G | IPC H

Claim 5:
6. The method of claim 1, wherein the service provider is a first service provider, of a plurality of service providers, the method further comprising:
receiving, by the application, a request to access one or more accounts with the plurality of service providers;
receiving, by the application, a second cryptogram from the applet of the contactless card;
transmitting, by the application, the second cryptogram to the authentication server;
decrypting, by the authentication server, the second cryptogram;
identifying, by the authentication server based on the decryption of the second cryptogram, a payment record associated with the contactless card for an account with a second service provider of the plurality of service providers;
transmitting, by the authentication server to a second server associated with the second service provider, an authorization request comprising the account for the second service provider;
generating, by the second server, a second authentication token for the account with the second service provider based on the authorization request;
transmitting, by the second server to the application, the second authentication token; and
access, by the application, the account with the second service provider using the second authentication token.