Patent ID: 11935028
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 10:
11. One or more non-transitory computer-readable storage media coupled to one or more processors and having instructions stored thereon which, when executed by the one or more processors, cause the one or more processors to perform operations comprising:
receiving first transaction data for a plurality of first transactions for execution by a computer-implemented payment system, the first transaction data comprising, for each of the first transactions:
a first account identifier comprising a first e-mail address uniquely identifying a first financial account of a first user among a plurality of financial accounts of the first user, wherein the first e-mail address is generated by a first financial institution holding the first financial account, wherein the first e-mail address is associated with a first e-mail inbox that is specific to the first financial account, wherein the first e-mail address comprises a first portion comprising a checksum value indicating the first financial account, and wherein the checksum value is generated using a hash function, and
a respective amount of funds to be transferred between the first financial account and a respective additional financial account of a respective additional user;

processing the first transaction data to execute the plurality of first transactions; and
transmitting one or more first notifications regarding the plurality of first transactions to the first e-mail inbox using the first e-mail address.