Patent ID: 11972401
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 0:
1. A method, comprising:
receiving, by a mobile device of a user, a fund transfer request from the user and an amount to transfer to a payee;
sending, by the mobile device, the fund transfer request to a computing system;
receiving, by the mobile device and from the computing system, an identification of the payee based on the fund transfer request;
receiving, by the mobile device and from the computing system, an identification of a data collision regarding information associated with the payee and another user;
displaying, by the mobile device, a visual representation regarding the data collision;
receiving, by the mobile device, a designated rail for a funds transfer corresponding to the fund transfer request based on a designated transfer timing and the amount to transfer to the payee;
subsequent to receiving the identification of the data collision, prompting, by the mobile device, the user to verify that the information regarding the identification of the payee is correct;
receiving, by the mobile device, an indication from the user confirming that the information regarding the identification of the payee is correct;
subsequent to receiving the indication, sending, by the mobile device to the computing system, an instruction that facilities identification of the payee by resolving the data collision regarding the information associated with the payee and the another user by deactivating an association of at least some overlapping information with the another user;
receiving, by the mobile device, a message indicating that the funds transfer corresponding to the fund transfer request has been completed; and
providing to the user, via a user interface of the mobile device, the message indicating that the funds transfer has been completed.