Patent ID: 11900317
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 9:
10. The computer implemented method of claim 8, further comprising:
retrieving, from the one or more databases, a training dataset that includes: historical costs for each of the plurality of items from the plurality of vendors, purchase data identifying multiple items of the plurality of items purchased together, browsing history data identifying one or more of the plurality of items viewed on one or more of the plurality of websites, shopping history data identifying one or more of the plurality of items purchased by an individual, a plurality of transaction records for purchases by the individual, or vendor records identifying one or more of the plurality of items purchased from one of the plurality of vendors;
applying a machine learning algorithm to the training dataset to generate the classifier model; and
storing the classifier model in the one or more databases.