Patent ID: 11960981
Assignee: ZESTFINANCE, INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G  B | IPC B  G

Claim 4:
5. A system comprising:
memory storing textual information, a continuous model, a tree model, an ensemble model, and instructions; and
at least one processor coupled to the memory and configured to execute the stored instructions to:
generate a first decomposition for one or more continuous model outputs relative to a baseline population by using a gradient interface of the continuous model, a second decomposition for one or more tree model outputs relative to the baseline population by using tree structure information for the tree model, and a third decomposition for one or more ensemble model outputs relative to the baseline population by combining the first and second decompositions in accordance with ensemble information for the ensemble model, wherein the first and second decompositions are generated using one or more baseline input data sets representative of the baseline population;
generate explanation information from the third decomposition using the textual information; and
access from a modeling system: the gradient interface, the tree structure information, the ensemble information, input data sets of the baseline population, the continuous model outputs for each of the input data sets, the tree model outputs for each of the input data sets.