Patent ID: 11968265
Assignee: THE TRAVELERS INDEMNITY COMPANY
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 19:
20. The method of claim 12, wherein the external application service output comprises at least one of (i) an underwriting appetite metric, (ii) a loss metric, (iii) a business classification metric, and (iv) a risk metric, and wherein the instructions defining the external application service comprise instructions defining rules for a respective at least one of (i) calculating the underwriting appetite metric based on data stored in the first user profile record, (ii) calculating the loss metric based on data stored in the first user profile record, (iii) calculating the business classification metric based on data stored in the first user profile record, and (iv) calculating the risk metric based on data stored in the first user profile record.