Patent ID: 11922492
Assignee: PLAID INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 1:
2. The method of claim 1, further including:
receiving, by the computing platform, from the computing device and via the normalized API, a subsequent request for user data of the first user;
retrieving, by the application proxy system, the first application proxy instance of the first-party user application;
initiating, by the application proxy system, via the retrieved first application proxy instance of the first-party user application and with the first API specific to the first financial institution, a subsequent communication session with the first financial institution to retrieve the subsequently requested user data;
retrieving, by the computing platform and via the subsequent communication session, the subsequently requested user data;
formatting, by the computing platform, the retrieved subsequently requested user data to the standardized format of the normalized API; and
transmitting, by the computing platform to the computing device and in response to the subsequent request for user data, the retrieved subsequently requested user data in the standardized format.