Patent ID: 11915282
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 0:
1. A method, comprising:
processing, by a device, unstructured data, associated with activity related to a user, to generate activity data associated with the activity,
wherein the unstructured data is received from at least one application operating on another device;

predicting, by the device, based on a machine learning model that is trained to predict that the user is likely to purchase a particular type of product based on the activity data, that the user is likely to purchase the particular type of product;
generating, by the device and based on predicting that the user is likely to purchase the particular type of product, a note associated with a potential transaction to purchase the particular type of product,
wherein the note associated with the potential transaction is removed after a threshold time period;

detecting, by the device, a transaction indicative of a purchase of a product associated with the particular type of product;
performing, by the device and based on the note associated with the potential transaction, a particular set of processes from one or more fraud analysis processes associated with the transaction; and
sending, by the device and based on performing the particular set of processes, an authorization associated with the transaction.