Patent ID: 11868915
Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Field: Measurement (Instruments)
Classification: CPC B  G | IPC G

Claim 10:
11. A computer system for predicting driving performance using route scoring, the computer system comprising:
one or more processors;
one or more hardware communication interfaces configured to communicate data; and
a program memory coupled to the one or more processors and storing executable instructions that, when executed by the one or more processors, cause the computer system to:
receive one or more driving performance scores indicative of past driving performance for a driver of a vehicle on at least a first driving route;
determine one or more route scores indicative of difficulty with respect to at least a road signage characteristic of a second driving route not taken by the vehicle;
calculate, using (i) the one or more driving performance scores and (ii) the one or more route scores, one or more predicted driving performance scores that predict driving performance for the driver on the second driving route; and
at least one of
send, via a network, data to a client device to cause the client device to display the one or more predicted driving performance scores to an individual, or
use the one or more predicted driving performance scores to determine a risk rating for the driver.