Patent ID: 11893493
Assignee: EQUIFAX INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 15:
16. A non-transitory computer-readable storage medium having program code that is executable by a processor device to cause a computing device to perform operations, the operations comprising:
accessing a neural network model configured for computing a risk indicator from predictor variables, wherein the neural network model is trained based on training samples selected from a set of clusters of a dataset, the training samples comprise training predictor variables and training outputs corresponding to the training predictor variables and are selected from the set of clusters by obtaining a number of samples from each of the set of clusters in proportion to a size of the respective clusters;
computing, responsive to a risk assessment query for a target entity received from a remote computing device, an output risk indicator for the target entity by applying the neural network model to predictor variables associated with the target entity; and
transmitting, to the remote computing device, a responsive message including the output risk indicator.