Patent ID: 11935092
Assignee: TBOL, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A method to improve secure transactions between a merchant and a customer, the method comprising:
receiving, by a commerce ads engine, a fragmented authentication token from a tokenization platform, wherein the fragmented authentication token authenticates a secure checkout procedure at a payment checkout platform;
transmitting, by the commerce ads engine, the fragmented authentication token to a customer device;
transmitting, by the commerce ads engine, merchant offer data associated with a product offered by the merchant to an advertisement content network, wherein the merchant offer data is converted into a digital advertisement comprising a digital link configured to pass along an offer ID to the customer device;
receiving, by the commerce ads engine, the offer ID passed from the digital link of the digital advertisement and the fragmented authentication token from the customer device, wherein the fragmented authentication token has been authenticated by the customer device;
correlating, by the commerce ads engine, the received offer ID with the merchant and the received authenticated fragmented authentication token with the customer device; and
initiating, by the commerce ads engine, the secure checkout procedure by transmitting at least a subset of the merchant offer data, merchant account information, customer payment information, or the authenticated fragmented authentication token to the payment checkout platform for a purchase of the product.