Patent ID: 11948150
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G

Claim 16:
17. A system, comprising:
at least one processor configured to execute software instructions, wherein the software instructions, when executed, cause the at least one processor to perform steps to:
receive an activity data associated with a user;
wherein the activity data comprises at least two user activity profiles;
wherein a first user activity profile of the at least two user activity profiles is associated with:
a) a first profile identifier, and b) a first physical access instrument, wherein the first physical access instrument comprises a first security measure;
receive a user request, via a graphical user interface, to replace the first physical access instrument;
receive in response to the user request to replace the first physical access instrument, an authentication request to authenticate an identity of the user;
generate at least one security challenge to identify the user;
wherein in the at least one security challenge is based at least in part on a second user activity profile of the at least two user activity profiles;
establish a communication link with a physical access instrument generation module;
utilize the communication link to instruct the physical access instrument generation module to display the authentication request to the user;
receive at least one security response to the at least one security challenge from the physical access instrument generation module;
wherein the at least one security response comprises a second profile identifier associated with a second physical access instrument;
authenticate the user based on the at least one security response;
generate a third profile identifier to replace the first profile identifier;
update the activity data to include the third profile identifier;
instruct a physical access instrument generation module to generate and dispense a third physical access instrument associated with the first user activity profile;
wherein the third physical access instrument includes: a) the third profile identifier, and b) a second security measure that is different from the first security measure;
wherein the physical access instrument generation module comprises a plurality of blank physical access instruments.