Patent ID: 11922472
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  B | IPC B  G

Claim 0:
1. A method, comprising:
connecting, by one or more processors of a wallet computing system, with a plurality of third-party computing systems having wallet adapters;
establishing, by the one or more processors, responsive to a request, security settings for purchase transactions stored at a cloud computing system, the security settings comprising at least two levels of security;
receiving, by the one or more processors, transaction information into the wallet computing system, the transaction information being transmitted from a wallet adapter located within a third-party computing system of the plurality of third-party computing systems;
storing, by the one or more processors, the transaction information in a cloud storage computing system configured to manage the transaction information, receive the transaction information and enforce the security settings with respect to the transaction information being transferred in and out of the cloud storage computing system, respective portions of the transaction information stored according to the at least two levels of security established in the security settings, wherein the transaction information comprises a gift; and
depositing, by the one or more processors, the transaction information into a wallet account of a recipient maintained by the cloud storage computing system, the wallet account storing the transaction information over a period of time for the gift to be redeemed at a location corresponding to the third-party computing system.