Patent ID: 11928209
Assignee: BANK OF AMERICA CORPORATION
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A method for conserving resources during a suspicious activity reporting (“SAR”) investigation, the method comprising:
receiving a SAR output characterizing a first entity, said SAR output being a number between zero and one;
determining a plurality of most important contributing factors to the SAR output, the determining comprising:
identifying a plurality of suspicious data elements at a monitoring data unit;
feeding the plurality of suspicious data elements into a plurality of models;
processing the plurality of suspicious data elements at the plurality of models;
identifying a plurality of suspicious activity outputs from the plurality of models;
feeding the plurality of suspicious activity outputs into an event processor;
processing the plurality of suspicious activity outputs at the event processor;
grouping the plurality of suspicious activity outputs into a plurality of suspicious events at the event processor;
inputting the plurality of suspicious events into a determination processor;
determining, at the determination processor, a probability of the first entity being associated with an affirmative SAR output;
determining, at the determination processor, that the probability of the first entity being associated with an affirmative SAR output is higher than a threshold probability of being associated with an affirmative SAR output;
in order to identify a predetermined number of data elements contributing to the affirmative SAR output:
performing the following equation:, IntegratedGradient
    
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outputting, from the equation, a vector comprising:
a subset of the plurality of suspicious data elements; and
a probability for each suspicious data element, included in the subset of suspicious data elements, that the suspicious data element contributed to the affirmative SAR output;
ranking the subset of the plurality of suspicious data elements included in the vector by the probability that the suspicious data element contributed to the affirmative SAR output; and
identifying a predetermined number of suspicious data elements included in the subset of suspicious data elements, said predetermined number of suspicious data element that rank highest based on the probability, said predetermined number of suspicious data elements comprising a group of data elements most impactful on the SAR output vis-à-vis the plurality of suspicious data elements.