Patent ID: 11900466
Assignee: BLUEOWL, LLC
Field: Control (Instruments)
Classification: CPC G  B | IPC B  G

Claim 4:
5. The computer-implemented method of claim 1, wherein:
the prior telematics data include:
prior qualitative data indicative of one or more prior driving behaviors of the user during the one or more prior trips; and
prior quantitative data indicative of a prior driving time in the prior epoch; the recent telematics data include:
recent qualitative data indicative of one or more recent driving behaviors of the user during the one or more recent trips; and
recent quantitative data indicative of a recent driving time in the current epoch;

the generating the prior epoch score includes generating the prior epoch score based at least in part upon the prior qualitative data and the prior quantitative data;
the generating the partial current epoch score includes generating the partial current epoch score based at least in part upon the recent qualitative data and the recent quantitative data; and
the generating the hybrid current epoch score includes generating the hybrid current epoch score based at least in part upon the prior qualitative data, the prior quantitative data, the recent qualitative data, and the recent quantitative data.