Patent ID: 11876795
Assignee: BANK OF AMERICA CORPORATION
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 0:
1. A system for enhanced secure resource transmissions based on image capture via a resource processing terminal device, wherein the system provides a secure platform for preemptive transformation and structuring of resource data at a resource instrument device, and authentication of resource data for processing, prior to initiation of a resource activity at the resource processing terminal device, the system comprising:
a resource processing terminal device structured for operative communication with a resource instrument device via a first proximity communication channel between the resource processing terminal device and the resource instrument device, wherein the resource processing terminal device comprises:
a proximity scanner device structured for detecting at least one parameter associated with the resource instrument device via the first proximity communication channel;

at least one memory device;
at least one communication device connected to a distributed network;
at least one processing device operatively coupled to the at least one memory device; and
a module stored in the at least one memory device comprising executable instructions that when executed by the at least one processing device, cause the at least one processing device to:
construct, via a resource instrument device application, a first authorized credential element for processing of a resource activity at a first time interval prior to initiation of the resource activity, wherein the first authorized credential element is structured for authorizing processing of the resource activity prior to initiation of the resource activity;
receive, via a first operative communication channel, a first trigger signal from the resource processing terminal device at a second time interval succeeding the first time interval, wherein the first trigger signal comprises a first activity data structure;
based on analyzing the first trigger signal, determine a first resource processing activity initiated by a user at the second time interval;
transmit a control signal to the proximity scanner device associated with a first entity, wherein the control signal is structured to cause the proximity scanner device to scan a predetermined vicinity radius around the resource processing terminal device to identify the resource instrument device;
transmit, via the resource processing terminal device, second trigger signal to cause presentation of the first authorized credential element associated with the resource instrument device;
extract, via the resource processing terminal device, data associated with the first authorized credential element from the resource instrument device via the first proximity communication channel between the resource processing terminal device and the resource instrument device; and
in response to determining that (i) the first authorized credential element is compatible with the first resource processing activity, and that (ii) the first authorized credential element is pre-authenticated prior to initiation of the first resource processing activity at the second time interval, execute the first resource processing activity at a third time interval succeeding the second time interval using the first authorized credential element.