Patent ID: 11915269
Assignee: PAYPAL, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 19:
20. A non-transitory machine readable medium having stored thereon machine readable instructions executable to cause a machine to perform operations comprising:
determining that a device of a user has interacted with a site of a first entity;
accessing user profile information associated with a user, the user profile information including a search history of the user, a browser cookie of the user, or social media communications of the user;
based on one or more conditions being met by the search history of the user, the browser cookie or the user, or the social media communications associated with the user, determining that the user qualifies as a target audience for receiving one or more offers from a second entity that is different from the first entity;
causing a presentation of the one or more offers on a display of the device;
detecting a predefined user engagement with the one or more offers;
causing the one or more offers to be electronically stored on an electronic storage that is local to the device, wherein the causing the one or more offers to be stored comprises generating a unique token for each of the stored one or more offers, wherein each of the unique tokens identifies an association of the corresponding offer and a session identification number;
determining that the user is conducting an electronic transaction with the second entity;
retrieving, in response to the determining that the user is conducting the electronic transaction, the one or more offers from the electronic storage that is local to the device; and
applying, based on a verification of the tokens corresponding to the one or more offers, the one or more offers to the electronic transaction without establishing a user account with the second entity.