Patent ID: 11908017
Assignee: HARTFORD FIRE INSURANCE COMPANY
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A document creation system associated with a potential risk relationship between an enterprise and an entity, comprising:
(a) a communication port to exchange information with a remote entity device via a distributed communication network and an interactive user interface display;
(b) a back-end application computer server associated with the enterprise, coupled to the communication port, the back-end application computer server including a computer processor and a memory in communication with the computer processor, the memory storing program instructions for controlling the computer processor, the back-end application computer server further including:
(i) a data collection engine to exchange information with the remote entity device associated with the entity and store information about the entity in an entity data store;
(ii) a bundle creation engine to receive the information about the entity from the entity data store and to retrieve additional information about the entity from at least one social network platform and at least one rating agency and to automatically and dynamically create a potential bundle of optional risk relationship components, each optional risk relationship component being associated with an electronic file representing an optional risk relationship component document; said retrieval of additional information facilitating improved decision-making by the enterprise with respect to the entity, said optional risk relationship components retrieved by the bundle creation engine from a component documents data store, said component documents data store containing records that define insurance coverage options, said bundle creation engine determining that some optional risk relationship components are not eligible to be selected for the potential bundle of optional risk relationship components based on a number of employees of the entity, wherein said determining reduces an overall number of electronic messages transmitted via the distributed communication network;
(iii) a presentation engine to present information about the potential bundle of optional risk relationship components, via the remote entity device, and receive an indication of a selected subset of the potential bundle of optional risk relationship components; and
(iv) a final document construction engine to automatically construct, based on the selected subset of the potential bundle of optional risk relationship components and associated electronic files representing component documents, an electronic file representing a risk relationship package document,

wherein an indication of the electronic file representing the risk relationship package document is transmitted from the back-end application computer server to the remote entity device.