Patent ID: 11861598
Assignee: ACCELERON BANK, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. An apparatus for calculating foreign exchange optimization, the apparatus comprising:
at least a processor; and
a memory communicatively connected to the processor, the memory containing instructions configuring the at least a processor to:
acquire action data from an entity, wherein an element of the action data comprises:
at least a plurality of originators; and
at least a plurality of receivers;

process the action data comprising a plurality of action data elements, wherein processing the action data comprises:
classifying the plurality of action data elements to at least one originator of the plurality of originators and one receiver of the plurality of receivers, wherein classifying the plurality of action data elements comprises:
training an action data classifier using action training data, wherein the action training data comprises a plurality of action data element sets as input correlated to the plurality of originators and receivers as output; and
classifying the plurality of action data elements to the at least one originator and the one receiver using the trained action data classifier; and

classifying the action data against a data store including at least a foreign exchange rate;

generate a conversion record as a function of the processed action data, wherein generating the conversion record comprises:
constructing a decision tree as a function of a plurality of conversion threshold requirements, wherein:
the decision tree comprises a plurality of nodes; and
each node of the plurality of nodes is a data structure comprising at least one conversion threshold requirement of the plurality of conversion threshold requirements;

generating a foreign exchange score as a function of a decision tree traversal based on the processed action data; and
generating the conversion record as a function of the foreign exchange score; and

output, prior to a foreign exchange transfer, the conversion record to a third-party computing device operated by an end user.