Patent ID: 11935100
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 12:
13. The method of claim 9, wherein receiving the indication of the exchange comprises:
receiving the indication of the exchange associated with the entity, the exchange being associated with a first user that is different than a second user associated with the stored value medium; and
wherein communicating with the backend system to enable the exchange to be at least partially completed using the aggregated balance of resources comprises:
transmitting, to the backend system, a medium indicator that indicates the identifier associated with the stored value medium;
receiving, from the backend system, a resource indicator that identifies an amount of resources applied to the exchange, the amount of resources being associated with the stored value medium; and
updating an entry associated with the stored value medium to reflect an updated balance of the resources associated with the stored value medium, the updated balance being based on the amount of resources applied to the exchange.