Patent ID: 11949785
Assignee: WELLS FARGO BANK, N.A.
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 12:
13. A system comprising one or more processors and a memory comprising non-transitory machine-readable media storing instructions such that, when executed, causes the one or more processors to:
receive encrypted authentication data and a user identifier of a user, the encrypted authentication data comprising at least one authentication sample extracted from a biometric sensor associated with a physical address, the at least one biometric enrollment sample encrypted using an encryption key;
match the user identifier with a stored user secret;
derive a decryption key based on the stored user secret associated with the user identifier;
decrypt the encrypted authentication data using the decryption key to retrieve a stored physical address;
in response to the physical address matching the stored physical address, generate a biometric reference template identifier uniquely identifying a biometric reference template associated with the at least one authentication sample, and a uniform resource locator associated with a biometric service provider that subsequently authenticates the user;
encrypt, using the encryption key, an enrollment confirmation message associated with the user identifier and comprising the biometric reference template identifier and the uniform resource locator;
store, on a repository, a generation of at least one of the biometric reference template or the enrollment confirmation message; and
transmit the encrypted enrollment confirmation message to the user to allow the user to be authenticated with third party entities that trusts the computing system.