Patent ID: 11893556
Assignee: THE PNC FINANCIAL SERVICES GROUP, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 21:
22. The system of claim 1, wherein the at least one processor is configured to execute the instructions to perform operations further comprising:
determining, after the negative balance fee is applied to the account, whether the negative balance is cured;
determining, after the negative balance fee is applied to the account and based on the present account balance, that the account is in the first mode of operation;
responsive to the determination that the account is in the first mode of operation:
disabling functionality associated with the second dashboard panel and specific to the second mode of operation; and
enabling functionality associated with the first dashboard panel and specific to the first mode of operation,
wherein the first dashboard panel and the second dashboard panel remain visible in the user interface while the account is in the first mode of operation.