Patent ID: 11891070
Assignee: ALLSTATE INSURANCE COMPANY
Field: Control (Instruments)
Classification: CPC B  G | IPC B  G

Claim 17:
18. A driving evaluation system comprising:
a computing device located in a vehicle;
a first global positioning system (GPS) of the computing device collecting first vehicle operational data;
at least one of an on-board diagnostic (OBD) device or a second GPS collecting second vehicle operational data;
a driver profile database configured to store a driver profile associated with the vehicle; and
the computing device comprising:
a processing unit comprising a processor;
a memory unit; and

wherein the computing device is configured to:
receive the first vehicle operational data associated with the vehicle and collected by the first GPS over a first period of time, wherein the first vehicle operational data comprises first time marked vehicle location data;
determine a first vehicle operation factor from the first vehicle operational data, wherein the first vehicle operation factor comprises at least one of vehicle speed, vehicle acceleration, or an amount of time spent driving at night;
receive the second vehicle operational data associated with the vehicle and collected by the second GPS or the OBD device over the first period of time, wherein the second vehicle operational data comprises second time marked vehicle location data and is distinct from the first vehicle operational data;
determine, from the second vehicle operational data, a second vehicle operation factor comprising at least one of vehicle speed, vehicle acceleration, or an amount of time spent driving at night;
determine whether the first vehicle operation factor is accurate based on comparing the first vehicle operation factor to the second vehicle operation factor; and
responsive to a determination that the first vehicle operation factor is accurate:
calculate a driver safety rating using the first vehicle operation factor;
record, in the driver profile, the driver safety rating;
determine whether the first vehicle operation factor deviates from an operational threshold factor; and
record, in the driver profile and responsive to a determination that the first vehicle operation factor deviates from the operational threshold factor, a first deviation event.