Patent ID: 11887144
Assignee: JPMORGAN CHASE BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 7:
8. A system comprising one or more computer processors, wherein the one or more computer processors are configured to:
provide, in a collaboration space, a point conversion interface;
pass, via the point conversion interface, user credentials to a third-party point issuer;
receive, via the point conversion interface and from the third-party point issuer, a number of points, wherein the number of points is associated with the user credentials;
multiply the number of points by a conversion factor, wherein the multiplying produces a number of unified points, wherein the conversion factor is retrieved from the third-party point issuer in real time;
store the number of unified points as in integer value in a datastore, wherein the number of unified points are stored in the datastore with a first relationship pointer to the collaboration space, and a second relationship pointer to a contributing user of the collaboration space;
process the number of points associated with the user credentials as input data to a machine learning model;
weight a first classification of a plurality of predicted travel objective classifications of the machine learning model with a greater relative weight based on a condition in a variable of a corresponding tree of the first classification indicating that the input data includes the number of points associated with the user credentials;
credit a points pool associated with the collaboration space, with the number of unified points; and
receive, at the collaboration space and from the contributing user of the collaboration space, an instruction to apply the number of unified points to a travel objective, wherein the travel objective is included on a digital itinerary provided by the collaboration space.