Patent ID: 11880860
Assignee: INMAR CLEARING, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A digital promotion processing system comprising:
a shopper device associated with a given shopper; and
a promotion processing server configured to
generate a given promotion identifier associated with a digital promotion for a given product, the digital promotion redeemable via a plurality of different redemption channels and having a redeemable value associated therewith, the plurality of different redemption channels comprising redemption at a point-of-sale (POS) terminal, a future redemption, and cashback to the given shopper,
communicate the digital promotion to the shopper device,
communicate with the shopper device to cause the shopper device to generate, on a display of the shopper device a user interface including the digital promotion and a plurality of different shopper-selectable inputs representing the plurality of different redemption channels,
cooperate with the shopper device to permit shopper-selection, via the user interface, of one of the plurality of different shopper-selectable inputs representing a corresponding one of the plurality of different redemption channels based upon display of the digital promotion on the display,
communicate with the shopper device to obtain the shopper selection of the one of the different shopper-selectable inputs to the user interface,
cooperate to save the digital promotion to a digital wallet associated with the given shopper upon obtaining the shopper-selected one of the different shopper-selectable inputs to the user interface corresponding to the future redemption,
communicate with the shopper device to cause the shopper device to generate on the display of the shopper device and via the user interface, a prompt for the given shopper to select, via further different shopper-selectable inputs displayed via the user interface, one of a cash payment and load-to-card upon obtaining the shopper selection of the one of the different shopper selectable inputs displayed via the user interface corresponding to cashback to the given shopper, and
determine that the given product has been purchased by the given shopper, and upon the given product being purchased by the given shopper,
apply the redeemable value according to the shopper-selected redemption channel and based upon the given promotion identifier by at least
cooperating with the POS terminal to apply the redeemable value toward purchase of the given product at the POS terminal upon obtaining the shopper selection of the one of the different shopper-selectable inputs to the user interface corresponding to redemption at the POS terminal,
cooperating with the digital wallet to apply the redeemable value toward purchase of the given product upon obtaining the shopper selection of the one of the different shopper-selectable inputs to the user interface corresponding to the future redemption,
cooperating with a payments system to provide cashback to the given shopper in an amount equal to the redeemable value upon obtaining shopper selection of one of the further different shopper selectable inputs displayed via the user interface corresponding to cash payment, and
cooperating with a payment card processing server associated with a given retailer to load the redeemable value to a payment card associated with the given retailer upon obtaining the shopper selection of the one of the further different shopper selectable inputs displayed via the user interface corresponding to load-to-card.