Patent ID: 11935100
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 16:
17. A non-transitory computer-readable medium storing a set of instructions, the set of instructions comprising:
one or more instructions that, when executed by one or more processors of a device, cause the device to:
receive an indication of information associated with a stored value medium associated with an entity, wherein the information includes a balance of resources associated with the stored value medium and an identifier of the stored value medium;
perform a risk analysis associated with the stored value medium to obtain a risk score for the stored value medium;
populate a data store with the information based on the risk score for the stored value medium, wherein the data store includes a table to link the information associated with the stored value medium with an entity identifier of an entity associated with the stored value medium, the data store identifying an aggregated balance of resources;
receive an indication of an exchange associated with the entity, wherein the exchange is initiated using a medium that is different than the stored value medium;
search the data store using the entity identifier to identify the aggregated balance of resources corresponding to an account identifier associated with the entity; and
perform an action to enable the exchange to be at least partially completed using the aggregated balance of resources.