Patent ID: 11935528
Assignee: THE TORONTO-DOMINION BANK
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 0:
1. A server, comprising:
a processor;
a communication subsystem coupled to the processor for communication with a wireless network;
wherein the processor is configured to:
monitor financial data for events for generating an audible alert for a user, wherein the monitored financial data comprises data transfers and banking data associated with the user;
detect, based on the monitored financial data, an event for generating an audible alert for the user; and
in response to detecting the event for generating the audible alert:
determine whether an audible interface device is within a threshold distance of the user based on a location of the user and a location of one or more audible interface devices;
in response to determining that a plurality of audible interface devices associated with the user are within the threshold distance of the user, select an audible interface device from the plurality of audible interface devices for delivery of the audible alert that is the closest to the user or based on a priority ranking of the audible interface devices;
in response to determining that only one audible interface device associated with the user being within the threshold distance of the user, select the audible interface device for delivery of the audible alert;
in response to determining that no audible interface device is within the threshold distance of the user:
add the audible alert to a delivery queue;
periodically determine that an audible interface device moves within the threshold distance of the user; and
in response to determining that the audible interface device moves within the threshold distance, select the audible interface device for delivery of the audible alert in the delivery queue;

generate alert instructions for the selected audible interface device based on the monitored financial data, wherein the alert instructions cause the selected audible interface device to generate the audible alert in accordance with alert data provided in the alert instructions; and
send the alert instructions to the selected audible interface device over the wireless network via the communication subsystem.