Patent ID: 11907400
Assignee: CAPITAL ONE SERVICES, LLC
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 15:
16. A non-transitory computer-readable medium comprising instructions that, when executed by one or more processors, cause operations comprising:
receiving a verification request for credentials of a user;
determining whether stored user data includes a category of required data for the verification request based on a type of the verification request, an identity of a requestor of the verification request, and a verification request purpose of the verification request;
in response to determining that the stored user data includes the category, determining whether criteria associated with the stored user data in the category is approved by the user for use in responding to the verification request to protect the stored user data;
in response to determining that the criteria is approved by the user for use in responding to the verification request to protect the stored user data, generating an assurance level of the credentials of the user; and
transmitting the assurance level to the requestor associated with the verification request.