Patent ID: 11924198
Assignee: MASTERCARD TECHNOLOGIES CANADA ULC
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 8:
9. A system comprising:
a network;
an interface device; and
a server including
a memory including a behavioral one-time-passcode (OTP) program and a user profile repository; and
an electronic processor communicatively connected to the memory, the electronic processor, when executing the behavioral OTP program, is configured to:
receive a one-time-passcode (OTP) request from the interface device via the network,
generate a behavioral one-time-passcode (OTP) based on a user profile stored in the user profile repository in response to receiving the OTP request,

wherein the interface device includes a second electronic processor and a second memory storing an application, wherein, when executing the application, the second electronic processor is configured to:
transmit the OTP request,
receive the behavioral OTP from the server,
control a display screen to display the behavioral OTP to a user in response to receiving the behavioral OTP from the server,
receive a submission of the behavioral OTP from the user,
observe the submission of the behavioral OTP from the user,
request a validation of the submission of the behavioral OTP from the server, and
output observations of the submission of the behavioral OTP to the server.