Patent ID: 11921615
Assignee: MASTERCARD INTERNATIONAL INCORPORATED
Field: Computer technology (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 0:
1. A computer-implemented method for processing test financial transactions, comprising:
accessing, via a remote-control server, transaction data corresponding to a test run;
transmitting, via the remote-control server, the transaction data;
receiving the transaction data at a mobile application API of an electronic device;
passing the transaction data, including a substitute test value, to a payment application of the electronic device, the substitute test value being selected from the group consisting of: a merchant name, a terminal type, a terminal version, a terminal track, a terminal region, a currency code, an acquirer institution identification, a forwarding institution identification, and an override decision response;
replacing an automatically-generated value with the substitute test value;
generating, via the payment application, a cryptogram corresponding to the transaction data and the substitute test value;
transmitting the cryptogram for submission to a payment network; and
receiving, at the remote-control server, a transaction response corresponding to the test run.