Patent ID: 11972309
Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 13:
14. A system comprising:
a database for storing data associated with transactional application programming interface (API) requests;
a payment processing network server configured to execute computer-executable instructions stored in the database for:
identifying one or more API requests associated with a merchant, the one or more of the received API requests comprise transactions with the merchant;
identifying a pattern in the one or more API requests;
executing a set of rules to identify a set of the one or more API requests belonging to a first percentile in the pattern and a set of the one or more API requests belonging to a second percentile in the pattern;
in response to executing, estimating a set of anomalous data points associated with the one or more of the API requests while the one or more of the API requests continuing to be processed, wherein the anomalous data points being based on one or more goodness of fit functions against the first percentile and the second percentile;
providing a graphical user interface (GUI) to receive a critical value from a user, said critical value defining a tolerance level of anomalies associated with the API requests;
providing, by the central server, the GUI to receive from the user a selectable notification schedule and a selectable distribution model;
in response to the critical value, the selectable notification schedule, and the selectable distribution model, generating a recommendation of a distribution model as a function of the set of the anomalous data points, wherein the recommendation differs from the selectable distribution model; and
displaying a set of the anomalous data points as a function of the recommendation.