Patent ID: 11954677
Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computer-implemented method for authorizing and provisioning a token to an appliance, comprising:
registering, with at least one processor, an original account identifier to at least one appliance, wherein the original account identifier is a payment account number not associated with any user;
generating, with the at least one processor, a device token based at least on the original account identifier, wherein the device token is stored by the at least one appliance;
after generating the device token, associating, with the at least one processor, a user account identifier for a user to at least one of the device token and the original account identifier registered to the at least one appliance, wherein the user account identifier is a payment account identifier;
generating, with the at least one processor, a device profile for the at least one appliance based at least partially on at least one of the following appliance parameters: model, manufacturer, transaction history, age, service history, or any combination thereof;
receiving, from the at least one appliance, a transaction request for a transaction, the transaction request comprising the device token;
identifying, with the at least one processor, the user account identifier based on the device token;
determining, with the at least one processor, that the transaction is authorized based at least partially on the user account identifier and the original account identifier registered to the at least one appliance; and
in response to determining that the transaction is authorized, processing the transaction.