Patent ID: 11900386
Assignee: WALMART APOLLO, LLC
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A system comprising:
a database;
a non-transitory memory;
a transceiver configured to receive a request for a payment transfer, wherein the request is stored in the non-transitory memory;
a processor configured communicatively coupled to the database and the non-transitory memory, wherein the processor is configured to:
obtain from the database, based on the received request obtained from the non-transitory memory, first data associated with previous payment transfers; and
extract, from the request for the payment transfer and the first data, a first set of input features;

a fraud detection engine comprising at least one trained detection model configured to receive the first set of input features and generate second data including a fraud detection value based on the first set of input features;
a fraud determination engine configured to:
receive the second data;
determine whether the payment transfer is fraudulent based on a comparison of the second data to a fraud detection range;
based on the determination, generate response data identifying whether the payment is fraudulent;
store the response data in the database; and
transmit, via the transceiver, in response to the request, the generated response data identifying whether the payment transfer is fraudulent.