Patent ID: 11966939
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: Audio-visual technology (Electrical engineering)
Classification: CPC G  H | IPC G

Claim 12:
13. The system of claim 10, comprising one or more additional sensors associated with one or more additional appliances of the insured property, wherein the one or more additional appliances comprise one or more kitchen appliances, one or more HVAC components, a water purification system, a media entertainment system, one or more networking components, an electrical generator system, or any combination thereof, wherein the processor is configured to:
receive additional data from the one or more additional sensors;
determine one or more additional operating parameters associated with the one or more additional appliances based on the additional data;
determine whether an additional performance degradation of at least one of the one or more additional appliances is within a respective threshold range;
determine one or more available insurance products for the at least one of the one or more additional appliances in response to the additional performance degradation being outside the threshold range; and
transmit an indication of the one or more available insurance products to the policy holder.