Patent ID: 11880891
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A method of simulating financial decisions, comprising:
providing an interactive computer simulation of a life of a user via a user device, wherein providing the interactive computer simulation comprises:
determining, by a provider computing system, a financial goal of the user;
determining, by the provider computing system via photo recognition of photos associated with the user, an initial financial state of the user, the photos comprising at least one physical asset owned by the user;
creating, by the provider computing system, a virtual path to the financial goal, the virtual path comprising a starting point associated with the initial financial state of the user, creating the virtual path to the financial goal comprising operations of:
receiving, by the provider computing system from the user device, first identification information identifying the user,
retrieving, by the provider computing system, second identification information identifying other users,
selecting, by the provider computing system based on the first identification information and the second identification information, at least one user of the other users, and
generating, by the provider computing system, the virtual path to the financial goal based on a determined virtual path associated with the at least one user of the other users, the determined virtual path created by the provider computing system based on selections of determined in-simulation financial decisions by the at least one user of the other users;

configuring, by the provider computing system, the user device to display the virtual path to the financial goal;
determining, by the provider computing system, that the user has selected one of a plurality of selectable in-simulation financial decisions;
updating, by the provider computing system, the virtual path to generate a first updated virtual path based on the selected at least one of the plurality of selectable in-simulation financial decisions;
configuring, by the provider computing system, the user device to display the first updated virtual path;
determining, by the provider computing system, that the user has returned to the starting point of the virtual path and selected an additional one of the plurality of selectable in-simulation financial decisions, the additional one of the plurality of selectable in-simulation financial decisions being different than the one of the plurality of selectable in-simulation financial decisions;
updating, by the provider computing system, the virtual path to generate a second updated virtual path based on the selected additional one of the plurality of selectable in-simulation financial decisions; and
configuring, by the provider computing system, the user device to display the second updated virtual path;
wherein each of a plurality of interactive elements has a length corresponding to an estimated amount of time associated with executing an associated one of the plurality of selectable in-simulation financial decisions in real life, and
wherein the virtual path is displayed as interconnecting nodes representing the plurality of selectable in-simulation financial decisions, at least one of the interconnecting nodes is dynamically changed based on actual decisions of the user that are being tracked on a platform supporting the interactive computer simulation.