Patent ID: 11945448
Assignee: ALLSTATE INSURANCE COMPANY
Field: Control (Instruments)
Classification: CPC B  G | IPC B  G

Claim 18:
19. The method of claim 12, further comprising:
receiving, by the second computing device and from the first computing device, vehicle location data associated with the first period of operating the vehicle;
determining, based on the vehicle locational data, one or more roads the vehicle travelled on during the first period;
determining speed limits associated with each of the one or more roads; and
comparing velocity data of the vehicle operational data with the speed limits associated with each of the one or more roads to determine a percentage of miles driven by the vehicle where a velocity of the vehicle was greater than a velocity threshold over a corresponding speed limit during the first period,
wherein calculating the behavior score is further based on the percentage of miles driven by the vehicle where the velocity of the vehicle was greater than the velocity threshold over the corresponding speed limit during the first period.