Patent ID: 11861594
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 13:
14. A method of managing payment tokens, the method comprising:
receiving, by a token vault computer system, a request to provision a first payment token based on a financial product, wherein the request includes information related to the financial product;
provisioning, by the token vault computer system, the first payment token based on the token request, wherein the first payment token includes a first format characteristic;
receiving, by the token vault computer system, from a third party system, a third party token generated by the third party system and not by the server system, wherein the third party token from the third party system includes a second format characteristic that is different from the first format characteristic;
converting, by the token vault computer system, the third party token to generate a converted third party token that includes a third format characteristic that is compatible with the first format characteristic, wherein converting the third party token comprises replacing the second format characteristic with the third format characteristic to produce a plurality of payment tokens having one or more new commonly searchable format characteristics such that all payment tokens stored within the token database may be searched based on the one or more new commonly searchable format characteristics;
storing, by the token vault computer system, the first payment token and the converted third party token in a token database;
receiving a search inquiry from a remote computing system, wherein the search inquiry includes the one or more new commonly searchable format characteristics; and
searching the token database for stored payment tokens based on the search inquiry corresponding to the one or more new commonly searchable format characteristics.