Patent ID: 11968130
Assignee: BANK OF AMERICA CORPORATION
Field: IT methods for management (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 16:
17. A method for real-time adjustment of resource allocation, the method comprising:
establishing a wireless communication channel with a plurality of smartphones via an application installed on each of the plurality of smartphones, wherein the application is associated with a particular managing entity and comprises a user interface;
receiving a data transmission from the plurality of smartphones, wherein the data transmission comprises resource usage data and user data, the user data further comprising historical user purchasing data;
receiving, from a plurality of distributed computing systems, resource allocation data;
converting the resource allocation data and resource usage data to a standardized format;
generating, via an artificial intelligence engine, a predicted networked interaction and a success score associated with the predicted networked interaction;
determining that the success score is above a predetermined threshold value;
automatically generating a message identifying the predicted networked interaction; and
transmitting the message in real time to at least one distributed computing system of the plurality of distributed computing systems, wherein the at least one distributed computing system is associated with the predicted networked interaction.