Patent ID: 11924198
Assignee: MASTERCARD TECHNOLOGIES CANADA ULC
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 13:
14. A method comprising:
receiving, with an electronic processor, a one-time-passcode (OTP) request via a communication interface;
generating, with the electronic processor, a behavioral one-time-passcode (OTP) based on a user profile stored in a memory in response to receiving the OTP request; and
controlling, with the electronic processor, the communication interface to output the behavioral OTP that is generated,
wherein generating the behavioral one-time-passcode (OTP) based on the user profile stored in the memory in response to receiving the OTP request further includes generating the behavioral one-time-passcode (OTP) based on a pattern table that is included in the user profile stored in the memory, and wherein the behavioral OTP includes two or more non-random characters.