Patent ID: 11961079
Assignee: MASTERCARD ASIA/PACIFIC PTE. LTD.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G

Claim 0:
1. An age verification method performed at a mobile device, comprising:
receiving, from a point-of-sale terminal, a request for a payment credential, the request comprising a data element indicative of age requirement data;
verifying, using at least one sensor, an identity of a user of the mobile device;
responsive to said verifying on the mobile device, initiating, by a digital wallet application executing on the mobile device, an age verification request to a digital identity application executing on the mobile device, the age verification request comprising the age requirement data;
receiving, from the digital identity application executing on the mobile device, a response to the age verification request, the response including a count of identity document issuers that have validated an age of the user on the digital identity application;
retrieving a value of a freshness indicator indicating how long ago the age of the user was last verified by the digital identity application;
determining that the value of the freshness indicator is less than a threshold;
based upon the determination, generating a response message including a binary flag for the freshness indicator indicating how long ago the age of the user was last verified, the response message comprising the response from the digital identity application to the age verification request; and
transmitting, to the point-of-sale terminal, the response message, and the payment credential for initiation of a transaction authorization request.