Patent ID: 11935090
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 14:
15. A linked automated teller machine (ATM) system comprising:
a network;
a provider computing system associated with a provider comprising:
a provider network interface structured to facilitate data communication via the network; and
a provider processing circuit comprising a provider processor and a provider memory, the provider processing circuit structured to:
receive a cash back request including a cash back amount from a point of sale computing system associated with a purchase transaction via the network, the provider computing system acting as an intermediary computing system between the point of sale computing system and a linked ATM associated with the provider;
in response to receiving the cash back request, create an authentication passcode; and
transmit the authentication passcode and the cash back amount to the linked ATM associated with the provider via the network; and

the linked ATM comprising:
an ATM network interface structured to facilitate data communication via the network; and
an ATM processing circuit comprising an ATM processor and an ATM memory, the ATM processing circuit structured to:
in response to entry of the authentication passcode into the linked ATM by a customer, authenticate a cash back transaction by comparing the authentication passcode received from the provider computing system with the authentication passcode entered by the customer; and
in response to authenticating the cash back transaction, provide the cash back amount to the customer.