Patent ID: 11935090
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A method for providing cash back to a customer from a linked automated teller machine (ATM) after a purchase transaction, the method comprising:
receiving, by a provider computing system associated with a provider, a cash back request including a cash back amount from a point of sale computing system associated with the purchase transaction, the provider computing system acting as an intermediary computing system between the point of sale computing system and the linked ATM;
in response to receiving the cash back request, creating, by the provider computing system, an authentication passcode;
transmitting, by the provider computing system, cash back information to the linked ATM, the cash back information including the cash back amount and the authentication passcode;
in response to entry of the authentication passcode into the linked ATM by the customer, authenticating, by the linked ATM, a cash back transaction by comparing the authentication passcode received from the provider computing system with the authentication passcode entered by the customer; and
in response to authenticating the cash back transaction, providing, by the linked ATM, the cash back amount to the customer.