Patent ID: 11887101
Assignee: CAPITAL ONE SERVICES, LLC
Field: Other consumer goods (Other fields)
Classification: CPC G  B | IPC G

Claim 19:
20. A method to create a payment instrument with an evolving design, the method comprising:
providing a bottom layer;
attaching one or more intermediate layers, wherein at least one of the one or more intermediate layers comprises:
a chip comprising a processor, memory, and a communication interface;
an antenna coupled with the chip;
a reactive medium comprising a coating of bacteria spores; and
one or more reservoirs comprising beads, the beads comprising a reactive agent, the reactive agent to activate at least some of the bacteria spores in the coating, wherein repeatedly activating the bacteria spores in the coating causes a change over time of the surface of the reactive medium; and

attaching a top layer, the top layer having at least a partially translucent portion, the at least the partially translucent portion above the evolving design, wherein the evolving design is at least partially visible through the at least the partially translucent portion.