Patent ID: 11900466
Assignee: BLUEOWL, LLC
Field: Control (Instruments)
Classification: CPC G  B | IPC B  G

Claim 3:
4. The computer-implemented method of claim 1, further comprising:
receiving historic telematics data indicative of the operation of the vehicle by the user during one or more historic trips in one or more historic epochs; and
determining a historic epoch time based at least in part upon the historic telematics data, the historic epoch time being the average total time of a historic epoch of the one or more historic epochs;
wherein:
the one or more recent trips is associated with a recent driving time and an elapsed time, the recent driving time being the amount of time the vehicle was under operation in the current epoch, the elapsed time being the amount of time that has passed in the current epoch;
the generating the hybrid current epoch score includes:
determining a remaining time of the current epoch as the historic epoch time minus the elapsed time; and
determining the hybrid current epoch score based at least in part upon adding:
the partial current epoch score multiplied by a ratio of the elapsed time to a time historically driven per epoch; and
the prior epoch score multiplied by a ratio of the remaining time to the time historically driven per epoch.