Patent ID: 11966930
Assignee: WELLS FARGO BANK, N.A.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 11:
12. A non-transitory computer readable medium comprising program code that when executed by one or more processors causes the one or more processors to:
receive a computing tool comprising a software-based spreadsheet tool created by an end user that comprises at least one mathematical calculation or logical operation;
determine a risk type associated with the computing tool, wherein the risk type comprises one of a financial risk, a reputational risk, or a regulatory risk;
determine, using a machine learning model, a risk level associated with the determined risk type of the computing tool, wherein the risk level pertains to the determined risk type, wherein the machine learning model is trained with multiple spreadsheets labeled with the risk level; and
responsive to determining that the risk level exceeds a predetermined threshold, apply a mitigation action to the computing tool.