Patent ID: 11870903
Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 10:
11. A mobile communication device comprising:
a processor; and
a non-transitory computer readable medium, the non-transitory computer readable medium comprising code, executable by the processor to implement operations comprising:
transmitting, to a token requestor computer, a single credential, wherein the token requestor computer transmits a token request message to a token service computer and receives a token response message comprising two or more access tokens from the token service computer, the two or more access tokens associated with the single credential;
receiving, from the token requestor computer, a first access token of the two or more access tokens, and wherein the token requestor computer stores a second access token of the two or more access tokens in a cloud server computer;
storing the first access token;
accessing, by an application on the mobile communication device, the second access token on the cloud server computer to perform a first type of payment transaction using the second access token, wherein the application is a resource provider application; and
performing a second type of payment transaction by providing the first access token to an access device in proximity to or contact with the mobile communication device,
wherein the first access token is a first payment token and the second access token is a second payment token.