Patent ID: 11887106
Assignee: THE TORONTO-DOMINION BANK
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 10:
11. A computing device comprising:
a processor; and
a memory coupled to the processor, the memory storing computer-executable instructions that, when executed, cause the processor to:
execute a mobile wallet application that is configured to:
receive an account identifier of an account;
identify an issuer associated with the account;
determine, based on the identified issuer, that a secure application associated with the issuer is installed on the client computing device, the secure application being different from the mobile wallet application; and
provide a provisioning request to the secure application, and

execute the secure application that is configured to:
obtain authentication credentials associated with the secure application;
send, to an issuer system associated with the identified issuer, the authentication credentials, wherein upon verification of the authentication credentials, the issuer system establishes an authenticated session between the client computing device and a provisioning system; and
obtain, via the authenticated session, issuer data associated with the account for use in provisioning the mobile wallet application to use the account for making mobile payments.