Patent ID: 11954677
Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 9:
10. A system for authorizing and provisioning a token to an appliance, comprising at least one processor programmed to:
register an original account identifier to at least one appliance, wherein the original account identifier is a payment account number not associated with any user;
generate a device token based at least on the original account identifier, wherein the device token is stored by the at least one appliance;
after generating the device token, associate a user account identifier for a user to at least one of the device token and the original account identifier registered to the at least one appliance, wherein the user account identifier is a payment account identifier;
generate a device profile for the at least one appliance based at least partially on at least one of the following appliance parameters: model, manufacturer, transaction history, age, service history, or any combination thereof;
receive, from the at least one appliance, a transaction request for a transaction, the transaction request comprising the device token;
identify the user account identifier based on the device token;
determine that the transaction is authorized based at least partially on the user account identifier and the original account identifier registered to the at least one appliance; and
in response to determining that the transaction is authorized, process the transaction.