Patent ID: 11915247
Assignee: STRIPE, INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 18:
19. The non-transitory machine-readable medium of claim 15, wherein the dunning model was previously trained by:
obtaining training data, the training data comprising information about historical payment failures and retries via the electronic payment processing system, the training data further including a label for each retry attempt indicating whether the retry attempt was successful;
extracting one or more features from the training data; and
passing the one or more features and the labels to a machine-learning algorithm, the machine-learning algorithm designed to cause a machine to train weights of the dunning model based on the training data, the training causing the dunning model to produce a dunning score indicative of a likelihood that a retry attempt at an input retry time point will result in a successful payment processing.