Patent ID: 11934513
Assignee: nan
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computer system for facilitating resource transfer via modified instances of corresponding records in memory, the system comprising:
one or more physical processors programmed with computer program instructions that, when executed, cause operations comprising:
storing a first set of records associated with a user in a first memory area, each record of the first set comprising a record identifier and a resource amount;
generating a second set of records associated with the user based on records of the first set such that each record of the second set (i) is a modified instance of a corresponding record of the first set and (ii) comprises a resource amount and a record identifier different from the record identifier of the corresponding record of the first set;
storing first and second records of the second set in a second memory area;
obtaining one or more commands from a user device associated with the user, the one or more commands directing (i) grant of an entitlement to an application to access the first or second record of the second set and (ii) one or more transfers of at least some of the resource amounts of the first or second record in the second memory area to one or more records associated with one or more users; and
in response to the one or more commands, providing the entitlement to access the first or second record of the second set to the application, the application modifying the first or second record in the second memory area to reflect the one or more transfers.