Patent ID: 11895225
Assignee: nan
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 11:
12. The method of claim 11 wherein a user's authorization to access accounts at financial institutions is registered with the remote authentication system by utilizing the user's unique identity token comprising:
obtaining the user's unique identity token from machine readable data storage of the computing device;
obtaining the user's financial account information by capturing an image of a payment card, account statement, QR code or other credential with the trusted camera or other input method associated with the computing device;
transmitting the user's unique identity token and the account information to the remote authentication system over a network communicatively coupled to the computing device;
transmitting the legal identity information associated with the user stored in the user registration database from the remote authentication system to the financial institution associated with the account; and
establishing the user's authorization to access said account by comparing the verified identity information received from the computing device via the remote authentication system with information on file at the financial institution, whereby protection from fraudulent use of an account belonging to another is provided.