Patent ID: 11875321
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H  A | IPC A  G  H

Claim 7:
8. A method, comprising:
establishing, via a communication component of a payment card, a first connection between the payment card and a device comprising a display screen, wherein the first connection comprises a limited distance radio frequency connection and the payment card is separate from the device;
determining, wirelessly via the limited distance radio frequency connection of the first connection, one or more of a size of the display screen of the device, a resolution of the display screen of the device, and a brightness of the display screen of the device;
establishing, via a subscriber identity module (SIM) component of the payment card, a second connection between the payment card and a server by way of a dedicated communication channel, wherein the second connection comprises, at least in part, the limited distance radio frequency connection of the first connection;
causing transmission, via the second connection, of a request for information regarding one or more of a type of the device or a location of the device;
receiving, via the second connection, a response to the request for information indicating one or more of the type of the device or the location of the device;
determining based on the response to the request for information, one or more of the type of the device or the location of the device;
generating a suggestion based on one or more of the type of the device or the location of the device, wherein the suggestion comprises one or more of a product, a discount, or a promotion;
configuring an interactive banking service interface for the display screen of the device based on the one or more of the size of the display screen of the device, the resolution of the display screen of the device, and the brightness of the display screen of the device, wherein configuring the interactive banking service interface comprises configuring the interactive banking service interface based on the information received in the response to the request for information regarding one or more of the type of the device or the location of the device wherein configuring the interactive banking service interface comprises concealing, at least in part, sensitive information comprising one or more of an account number or a balance within the interactive banking service interface based on one or more of the type of the device or the location of the device;
communicating instructions, wirelessly via the limited distance radio frequency connection of the first connection, to render the interactive banking service interface on the display screen of the device based at least in part on the one or more of the size of the display screen of the device, the resolution of the display screen of the device, and the brightness of the display screen of the device, wherein the interactive banking service interface incorporates financial information associated with the payment card received from the server;
causing display of the suggestion at the display screen of the device; and
causing display of the interactive banking service interface at the display screen of the device, wherein the interactive banking service interface is configured to allow a user to perform banking tasks associated with the payment card via user inputs to the interactive banking service interface at the display screen of the device.