Patent ID: 11936803
Assignee: SPRIV LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 15:
16. A method for validating an electronic transaction of an Internet user associated with a mobile phone, comprising:
(a) receiving a first geographical location of the mobile phone, wherein consent to release the first geographical location is requested from and provided by the user via software on the mobile phone, and wherein the consent is requested prior to receiving the first geographical location;
(b) receiving a second geographical location of the mobile phone, wherein each of the first geographical location and the second geographical location is determined via a different source selected from the group: GPS, WiFi, other mobile phone antennas, and cellular base station;
(c) checking whether the first geographical location and the second geographical location are within an allowable range, wherein being within the allowable range is determined by at least one of:
i. whether a distance between the first geographical location and the second geographical location exceeds an allowed distance, and
ii. whether the first geographical location and the second geographical location are both within an allowable area;

(d) if the first geographical location is within the allowable range of the second geographical location, taking at least one of the following actions:
(i) allowing the transaction, and
(ii) assigning a positive score to the transaction;

otherwise
(e) if the first geographical location is not within the allowable range of the second geographical location, taking at least one of the following actions:
(i) requiring additional authentication information of the Internet user, and
(ii) assigning a negative score to the transaction.