Patent ID: 11915306
Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Field: Transport (Mechanical engineering)
Classification: CPC G  B | IPC B  G

Claim 7:
8. A computer system implementing a vehicle-sharing platform for determining renter eligibility, the computer system comprising:
one or more processors; and
memory coupled to the one or more processors and storing executable instructions that when executed by the one or more processors cause the computer system to:
receive telematics data from a sensor carried by a first vehicle, wherein the telematics data is indicative of operation of the first vehicle by a potential renter during a first period of time;
identify, based on the telematics data received from the sensor, one or more driving behaviors of the potential renter;
determine, for each driving behavior of the one or more driving behaviors, a corresponding state of an environment of the first vehicle existing when the driving behavior occurred;
access a profile of an owner of a second vehicle, wherein the profile includes one or more criteria of the owner, the one or more criteria:
characterizing potential renters allowed to drive the second vehicle to one or more destinations during a second period of time, the one or more destinations being
selected by the potential renters, and
unknown to the owner prior to and during the second period of time, and

remaining unchanged for each of the one or more destinations;

determine, based at least in part on a location specified in the profile of the owner, a first state of the environment;
identify a subset of the one or more driving behaviors associated with the first state of the environment;
determine one or more renter eligibility values for the potential renter based on the subset of the one or more driving behaviors;
determine that the one or more renter eligibility values satisfies the one or more criteria; and
cause an indication of the second vehicle to be displayed on an electronic device of the potential renter based on the one or more renter eligibility values satisfying the one or more criteria.