Patent ID: 11912287
Assignee: BLUEOWL, LLC
Field: Control (Instruments)
Classification: CPC G  B | IPC B  G

Claim 16:
17. A non-transitory computer-readable medium with instructions stored thereon, that upon execution by a processor, causes the processor to perform:
receiving, from at least one of a mobile device associated with a user or a server, prior telematics data indicative of operation of a vehicle by the user during one or more prior trips in a prior epoch;
receiving, from at least one of the mobile device or the server, recent telematics data indicative of operation of the vehicle by the user during one or more recent trips in a current epoch;
generating a prior epoch score based at least in part upon the prior telematics data;
generating a partial current epoch score based at least in part upon the recent telematics data;
generating a hybrid current epoch score based at least in part upon the prior epoch score and the partial current epoch score;
generating a driver feedback based at least in part upon the hybrid current epoch score, the driver feedback including at least one selected from a group comprising:
a colored indicator having a color associated with a level of driving behavior of the user;
a streak counter of good driving behavior associated with an amount of time periods during which the hybrid current epoch score exceeds or equal to a pre-determined threshold; and
a rate or discount for an associated product or an associated service; and

presenting the driver feedback to the user via a display.