Patent ID: 11893097
Assignee: CAPITAL ONE SERVICES, LLC
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 8:
9. A user equipment (UE) device, comprising:
a memory for storing instructions; and
one or more processors, communicatively coupled to the memory, configured to execute the instructions, the instructions causing the one or more processors to perform operations comprising:
retrieving a location history of a user based on past locations of a user equipment (UE) device at various times and traffic data associated with the location history;
receiving, at the UE device, a request to access a protected application;
determining a present location of the UE device at a time associated with the request;
generating a locational pattern based on both the location history of the user and the traffic data;
comparing, at the UE device, the present location of the UE device with the generated locational pattern and a corresponding time data associated with the request to access the protected application; and
determining, at the UE device, a level of authentication necessary to grant access to the protected application is satisfied based on both the comparing and a determination that the present location falls within a locational range generated based on the traffic data.