Patent ID: 11868990
Assignee: PAYPAL, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 8:
9. A method, comprising:
receiving, from a token provider server, a notification indicating a set of payment tokens have been issued for a first account linked to a wallet application of a device, wherein the first account is associated with a first payment service provider, and wherein each payment token in the set of payment tokens is usable to perform a payment transaction through the first account, but not a second account associated with a second payment service provider;
determining that the second account associated with the second payment service provider is linked to the wallet application;
determining that the first payment service provider is related to the second payment service provider;
in response to determining that the first payment service provider is related to the second payment service provider, causing a token provider server to halt issuing tokens for the wallet application in association with the first account;
determining, from the set of payment tokens issued for the first account, a subset of payment tokens to be shared between the first account and the second account based on a historic transaction ratio of transactions conducted via a digital wallet server between the first account and the second account;
locking the subset of payment tokens, wherein the locking the set of payment tokens prevents the digital wallet server from using the set of payment tokens;
while the subset of payment tokens is locked, modifying metadata associated with the subset of payment tokens, wherein the modifying enables the subset of payment tokens to be used in association with the first account or the second account; and
subsequent to the modifying the metadata associated with the subset of payment tokens, unlocking the subset of payment tokens.