Patent ID: 11935017
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 19:
20. A system comprising:
a user device comprising:
one or more processors; and
memory, configured to store instructions that cause the one or more processors to:
generate new data;
create a wireless connection between the user device and a reprogrammable transaction card;
transmit, via the wireless connection, the new data and instructions to store the new data in the reprogrammable transaction card;
receive, via the wireless connection, a response from the reprogrammable transaction card; and
deactivate, via the one or more processors, the wireless connection between the user device and the reprogrammable transaction card based on the response; and

the reprogrammable transaction card comprising:
a secure element; and
a reprogramming element configured to:
receive, via the wireless connection, the new data and the instructions to store the new data;
store the new data in the secure element based on the instructions; and
transmit, via the wireless connection, a response to the instructions.