Patent ID: 11893443
Assignee: CAPITAL ONE SERVICES, LLC
Field: Computer technology (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 18:
19. A method comprising:
retrieving, from a first memory in a transaction card, a first credential;
retrieving, from a second memory in a card frame, a second credential;
detecting, that the transaction card is secured in a receptacle of the card frame;
establishing, via an antenna in the card frame, a peer-to-peer network between a mobile device and the card frame;
receiving, from the mobile device via the peer-to-peer network, a third credential;
generating, based on the detecting that the transaction card is secured in the receptacle and based on the receiving of the third credential, a fourth credential, wherein the fourth credential is generated from the first credential, the second credential, and the third credential; and
performing, using the fourth credential and via the card frame, a secure data transaction between the transaction card and a terminal.