Patent ID: 11941608
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 10:
11. A non-transitory computer-readable medium storing instructions that, when executed by one or more processors cause operations comprising:
activating a near-field communication (NFC) tag on a transaction card by providing power to the transaction card, the NFC tag having stored information that is separate from a payment application that enables a payment via the transaction card;
providing a command comprising a random bit string and a request for a particular type of information via a contactless communication with the transaction card, wherein the request is independent of a payment request and wherein the particular type of information comprises customer specific information;
receiving, via the contactless communication with the transaction card, the NFC tag, wherein the NFC tag contains a customer-specific uniform resource locator (“URL”) that is valid for a predefined number of uses, wherein the customer-specific URL includes a query string that includes a bit sequence embedded into a general URL, wherein the bit sequence is in a format selected from a plurality of formats, wherein the bit sequence is generated based on an encrypted information package, wherein the encrypted information package is encrypted according to a cryptographic algorithm selected from a plurality of cryptographic algorithms and via a random bit string from a command provided from a customer device, and wherein the command comprises the random bit string and a request for the particular type of information comprising customer identity information;
transmitting, to a card issuer computing system based on the query string, the customer identity information to verify that the transaction card is associated with an account; and
causing a display of a website associated with the customer-specific URL, wherein the display includes a credential reset webpage that facilitates a reset of an online credential for accessing the account online.