Patent ID: 11966925
Assignee: JPMORGAN CHASE BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 0:
1. A method for approving a first transaction, the first transaction being related to accessing primary identification information of an individual by an institution, the primary identification information being stored in a memory, the method comprising:
receiving a second transaction to provide approval of the first transaction related to accessing the primary identification information, the second transaction being received after the primary identification information, which is stored in the memory, is authenticated;
obtaining secondary identification information of the individual in response to the second transaction being received, the secondary identification information being stored in a second memory different than the memory in which the primary identification information is stored, the secondary identification information including an identifier for an electronic device;
identifying, based on the secondary identification information of the individual, the electronic device;
selecting, by a processor, a first predetermined process for approving the first transaction related to accessing the primary identification information, the first predetermined process being selected from a plurality of predetermined processes in response to a location condition of the second transaction being satisfied;
initiating communication with the electronic device according to the identifier and accessing a camera of the electronic device during the communication in response to the first predetermined process being selected;
identifying the individual with the camera of the electronic device using a facial recognition process; and
providing the approval in response to the first predetermined process being approved, the first predetermined process including a recognition condition that the individual is identified with the camera using the facial recognition process, the approval approving execution of the first transaction related to accessing the primary identification information by the institution,
wherein a second predetermined process is selected from the plurality of predetermined process in response to the location condition of the second transaction not being satisfied, the second predetermined process being different than the first predetermined process, and
the institution is allowed access to the primary identification information, and the primary identification information is only changeable through a process with an agency which issues the primary identification information.