Patent ID: 11935043
Assignee: PAYPAL, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G

Claim 15:
16. A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:
analyzing first data corresponding to a request from a first device to conduct a first transaction, wherein the first data includes first temporal data of the first transaction and at least one of: first global positioning system (GPS) data of the first device, a first device identifier identifying the first device, a first network identifier identifying a network of the first device, or a first Internet Protocol (IP) address of the first device;
generating a first token for the first transaction, the first token having a first scheduled routing time;
analyzing second data corresponding to a request from a second device to conduct a second transaction, wherein the second data includes second temporal data of the second transaction and at least one of: second GPS data of the second device, a second device identifier identifying the second device, a second network identifier identifying a network of the second device, or a second IP address of the second device;
generating a second token for the second transaction, the second token having a second scheduled routing time;
determining, based on transaction types of the first transaction and the second transaction, a comparison of at least the first temporal data and the second temporal data, and a comparison of a rest of the first data and a rest of the second data, that the first device and the second device are a same user device or are two separate devices sharing a common user, and that the second transaction occurred within a predefined amount of time before or after the first transaction;
in response to the determining, delaying a routing of the first token or a routing of the second token until on or after the second scheduled routing time and combining the first token and the second token into a single token; and
transmitting, on or after the second scheduled routing time, the single token to one or more devices in a single transmission based on a single payload request.