Patent ID: 11869089
Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Field: Control (Instruments)
Classification: CPC G | IPC G

Claim 12:
13. A non-transitory computer readable storage medium comprising computer readable instructions stored thereon for analyzing a vehicle trip, wherein the instructions when executed on one or more processors cause the one or more processors to:
receive a list of wireless communication addresses, each wireless communication address uniquely identifying one or more insured vehicles covered by an insurance policy of a respective insured driver;
store the list in a memory operably connected to the one or more processors;
determine, upon a mobile device associated with the one or more processors entering into a threshold communication range of a vehicle, a first wireless communication address of the vehicle, wherein the first wireless communication address is determined by the one or more processors without establishing a communication link between the mobile device and the vehicle;
determine that the first wireless communication address matches a second wireless communications address included in the list of wireless communication addresses stored in the memory;
cause, based on determining that the first wireless communication address matches the second wireless communications address, one or more sensors of the mobile device to capture sensor data;
identify, based on the sensor data, a movement of the vehicle indicative of a beginning of a vehicle trip of the vehicle;
switch, based on identifying the movement, a mobile application operating on the mobile device from a background state to an active state, wherein, in the active state, the mobile application:
receives telematics data directly from the one or more sensors, of the mobile device during the vehicle trip, and
collects the telematics data in a memory associated with the mobile device
without maintaining a communication link with
the vehicle or a third-party telematics device; and

determine, based on the telematics data, a driving behavior of the insured driver.