Patent ID: 11924186
Assignee: WELLS FARGO BANK, N.A.
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 1:
2. The method of claim 1, further comprising:
sending the first mobile wallet application a random number encrypted using a public key of the first mobile wallet application responsive to receiving the request;
receiving a message from the first mobile wallet application encrypted by a public key of the first computing device;
decrypting the message from the first mobile wallet application using a private key of the first computing device corresponding to the public key of the first computing device to create a decrypted message; and
verifying that the decrypted message from the first mobile wallet application includes the random number and a second random number; and
wherein deriving the session key is done after verifying that the message from the first mobile wallet application includes the random number.