Patent ID: 11922492
Assignee: PLAID INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 9:
10. The computing platform of claim 9, further including instructions that, when executed by the at least one processor, cause the computing platform:
receive, from the computing device and via the normalized API, a subsequent request for user data of the first user;
retrieve, from the memory, the first application proxy instance of the first-party user application;
initiate, via the retrieved first application proxy instance of the first-party user application and with the first API specific to the first financial institution, a subsequent communication session with the first financial institution to retrieve the subsequently requested user data;
retrieve, via the subsequent communication session, the requested user data;
format the retrieved user data to the standardized format of the normalized API; and
transmit, to the computing device and in response to the subsequent request for user data, the retrieved subsequently requested user data in the standardized format.