Patent ID: 11928680
Assignee: TOUCHTUNES MUSIC COMPANY, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 14:
15. A method for securely processing payments in connection with first and second computer systems, each of the first and second computer systems including at least one respective computer processor and being configured to electronically communicate with an electronic device used in processing a PIN-related debit transaction, the transaction having an associated transaction identifier and the electronic device having an associated device identifier, the method comprising:
at the first computer system:
receiving encrypted payment instrument information from the electronic device for the transaction,
decrypting the received encrypted payment instrument information,

electronically transmitting to the second computer system the decrypted payment instrument information, the identifier of the electronic device, and the transaction identifier; and
at the second computer system:
generating and transmit to the electronic device a scrambling key,
receiving a scrambled user provided verification metric code from the electronic device, the scrambled user provided verification metric code being scrambled at the electronic device using the generated scrambling key,
descrambling and encrypt the received scrambled user provided verification metric code, and
electronically transmitting to an electronic fund transfer network the payment instrument information received from the first computer system and the descrambled and encrypted user provided verification metric code to securely process the debit transaction.