Patent ID: 11916927
Assignee: SIFT SCIENCE, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 11:
12. The method according to claim 11, wherein:
computing the updated machine learning-based dispute inference further includes:
(a) using the subscriber-specific machine learning-based dispute scoring model when the subscriber-specific machine learning-based dispute scoring model is trained on a bank identification number (BIN) used in the digital event,
(b) using the subscriber-specific machine learning-based dispute scoring model when the subscriber-specific machine learning-based dispute scoring model is trained on a card type used in the digital event,
(c) using the subscriber-agnostic machine learning-based dispute scoring model when (c-i) the subscriber-specific machine learning-based dispute scoring model is not trained on the bank identification number (BIN) used in the digital event and (c-ii) the subscriber-agnostic machine learning-based dispute scoring model is trained on the bank identification number (BIN) used in the digital event, and
(d) using the subscriber-agnostic machine learning-based dispute scoring model when (d-i) the subscriber-specific machine learning-based dispute scoring model is not trained on the card type used in the digital event and (d-ii) the subscriber-agnostic machine learning-based dispute scoring model is trained on the card type used in the digital event.