Patent ID: 11915306
Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Field: Transport (Mechanical engineering)
Classification: CPC G  B | IPC B  G

Claim 0:
1. A computer-implemented method of determining renter eligibility carried out by a vehicle-sharing platform, the method comprising:
receiving, by one or more processors, telematics data from a sensor carried by a first vehicle, wherein the telematics data is indicative of operation of the first vehicle by a potential renter during a first period of time;
identifying, by the one or more processors and based on the telematics data received from the sensor, one or more driving behaviors of the potential renter;
determining, by the one or more processors, and for each driving behavior of the one or more driving behaviors, a corresponding state of an environment of the first vehicle existing when the driving behavior occurred;
accessing, by the one or more processors, a profile of an owner of a second vehicle, wherein the profile includes one or more criteria of the owner, the one or more criteria:
characterizing potential renters allowed to drive the second vehicle to one or more destinations during a second period of time, the one or more destinations being
selected by the potential renters, and unknown to the owner prior to and during the second period of time, and

remaining unchanged for each of the one or more destinations;

determining, by the one or more processors and based at least in part on a location specified in the profile of the owner, a first state of the environment;
identifying, by the one or more processors, a subset of the one or more driving behaviors associated with the first state of the environment;
determining, by the one or more processors, one or more renter eligibility values for the potential renter based on the subset of the one or more driving behaviors;
determining, by the one or more processors, that the one or more renter eligibility values satisfies the one or more criteria; and
causing, by the one or more processors, an indication of the second vehicle to be displayed on an electronic device of the potential renter based on the one or more renter eligibility values satisfying the one or more criteria.