Patent ID: 11924636
Assignee: PAYPAL, INC.
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 0:
1. A system, comprising:
at least one processor; and
a non-transitory, computer-readable medium having instructions stored thereon that are executable by the at least one processor to cause the system to perform operations comprising:
receiving, via an electronic communication network, a user request by a user to perform an action;
responsive to a determination that the action requires an authentication for the user, transmitting a mobile text message to a telephone number associated with the user;
receiving, via a link contained in the mobile text message, user biometric authentication information corresponding to the user;
determining one or more linked providers that are able to verify whether the user biometric authentication information matches a biometric authentication sample for the user;
contacting, via the electronic communication network, the one or more linked providers to determine a verification of the user biometric authentication information; and
based on the verification of the user biometric authentication information, causing the user request to perform the action to be executed.