Patent ID: 11880819
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 17:
18. A contactless fuel payment system comprising:
a near field communication (NFC) tag disposed at a fixed position proximate a fuel tank of a vehicle associated with one or more authorized users;
a vehicle communication device associated with the vehicle and configured to selectively communicate only with one or more devices positioned within a predefined distance of the vehicle communication device;
one or more processors; and
memory in communication with the one or more processors and storing instructions that, when executed by the one or more processors, are configured to cause the system to:
establish a wireless connection between the NFC tag and a third-party point-of-sale (POS) NFC reader positioned proximate a fuel pump;
detect a first user device in communication with the vehicle communication device;
determine that the first user device is associated with a first authorized user of the one or more authorized users; and
responsive to determining the first user device is associated with the first authorized user of the one or more authorized users based on detecting that the first user device is in communication with the vehicle communication device:
automatically unlock the NFC tag;
retrieve first account payment information associated with the first authorized user; and
transmit, via the NFC tag, the first account payment information to the third-party POS NFC reader to complete a fuel transaction for the vehicle.