Patent ID: 11900466
Assignee: BLUEOWL, LLC
Field: Control (Instruments)
Classification: CPC G  B | IPC B  G

Claim 0:
1. A computer-implemented method for generating a hybrid epoch score for a user, the method comprising:
receiving prior telematics data indicative of the operation of a vehicle by the user during one or more prior trips in a prior epoch representing a first period of time associated with a first time unit;
receiving, from a mobile device, recent telematics data indicative of the operation of the vehicle by the user during one or more recent trips in a current epoch representing a second period of time associated with a second time unit, the first time unit being the same as the second time unit;
generating a prior epoch score based at least in part upon the prior telematics data;
generating a partial current epoch score based at least in part upon the recent telematics data; and
generating a hybrid current epoch score based at least in part upon the prior epoch score and the partial current epoch score.