Patent ID: 11907820
Assignee: LENDINGCLUB CORPORATION
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 8:
9. A method comprising:
training a machine learning system to predict intent of a target party in a current negotiation;
wherein the training involves feeding the machine learning system:
negotiation data for each of a plurality of prior interactions with the target party; and
outcome data for the plurality of prior interactions, the outcome data including data that indicates whether the target party complied with commitments made during each of the plurality of prior interactions;
wherein the outcome data includes:
data for one or more negotiations that have a first label indicating agreed-upon terms were complied with; and
data for one or more negotiations that have a second label indicating agreed-upon terms were not complied with;

wherein, for each of the plurality of prior negotiations, the negotiation data is associated with a corresponding label from a set consisting of the first label and the second label;
after training the machine learning system, feeding current negotiation data to the trained machine learning system to cause the trained machine learning system to generate a first intent score that predicts a likelihood that the target party will comply with commitments of the target party during the current negotiation;
wherein the current negotiation data includes data about interactions with the target party during the current negotiation; and
determining terms to offer to the target party in the current negotiation based, at least in part, on the first intent score.