Patent ID: 11941689
Assignee: JPMORGAN CHASE BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 12:
13. A non-transitory computer-readable medium configured to store instructions for accepting a payment on an application, wherein, when executed, the instructions cause a processor to perform the following:
receive login information from a client to activate a banking application;
select a first set of entry points associated with the client's business banking demand deposit account (DDA) based on determining that the client is eligible for the a first set of entry points in response to the login information;
set up a payment receiving option for receiving a payment via the banking application;
utilize, to perform a device fraud check, a digital authentication enterprise solution for digital identity intelligence and digital authentication;
cause the banking application to receive, from a customer, credit card information for a transaction between the client and the customer, wherein the transaction between the client and the customer comprises transaction amount data;
initialize a library of a payment processor service;
identify a container for a credit card tokenization form of the payment processor service;
generate and render the credit card tokenization form;
configure a virtual button that submits a response to the credit card tokenization form when the virtual button in selected;
receive, from the payment processor service, a tokenized version of the credit card information;
cause the banking application to receive the transaction amount data corresponding to the transaction between the client and the customer;
cause the banking application to comply with Payment and Card Industry-Data Security Standard (PCI-DSS) by utilizing a physical security as a service (PSaaS) platform to process the transaction amount data based on the credit card information;
automatically update the DDA to reflect receipt of the transaction amount data.