Patent ID: 11924199
Assignee: FMR LLC
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 0:
1. A system for user authentication using an imaged machine-readable identity document, the system comprising a server computing device having a memory for storing computer executable instructions and a processor that executes the computer executable instructions to:
receive a user authentication request from a first client computing device, the user authentication request including one or more image files corresponding to a machine-readable identity document of a user of the first client computing device;
extract user-identifying data elements from at least one of the image files, the user-identifying data elements including a plurality of text fields corresponding to text appearing on the identity document;
display one or more of the extracted strings on the first client computing device for visual verification by the user;
capture one or more additional user-identifying data elements input by the user of the first client computing device, wherein one of the additional user-identifying data elements comprises an account number for the user at an organization;
verify the identity of the user based upon the extracted user-identifying data elements and the captured additional user-identifying data elements, including validating the user as a customer of the organization by comparing the extracted user-identifying data elements and the additional user-identifying data elements to a user profile record maintained by the organization;
determine user contact channel data for the user from the user profile record after verifying the identity of the user;
display at least a portion of the user contact channel data on the first client computing device according to user preference information stored in the user profile;
generate a transient access code upon receiving a user contact channel selection from the first client computing device and transmit the transient access code to a second client computing device corresponding to the user contact channel selection; and
connect the first client computing device to a secure computing resource upon receiving the transient access code from the first client computing device and validating the transient access code, including setting a authentication credential specific to the secure computing resource on the first client computing device after connecting to the secure computing resource.