Patent ID: 11900435
Assignee: COX AUTOMOTIVE, INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A method comprising:
receiving, by a device comprising at least one processor, a customer identifier associated with a customer;
determining, by the device, financial data associated with the customer identifier;
determining, by the device, vehicle data associated with a vehicle;
determining, by the device, loan information associated with the customer identifier and the vehicle;
determining, by the device, a financial or insurance product or service associated with the vehicle;
determining, by the device, using a machine learning model configured to minimize a difference between an expected profitability and a value indicative of a profitability of a purchase of the vehicle and the financial or insurance product or service by adjusting correlations of at least one of the financial data, the vehicle data, or the loan information to the profitability, the value; and
sending, by the device, based on the value, a first indication of the vehicle, a second indication of the financial or insurance product or service, and a third indication of the loan information to a second device for presentation.