Patent ID: 11948131
Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 9:
10. An internet-of-things device, comprising:
a processor; and
a non-transitory computer readable medium coupled to the processor, the non-transitory computer readable medium comprising code, that when executed by the processor, causes the processor to:
collect behavior-related data associated with a user of the IOT device, the user being associated with a user device and the IOT device, the user device being configured to control the IOT device by utilizing a registration of the user device as a control device and a registration of the IOT device as a non-control device, wherein a device identifier and an application programming interface identifier are utilized for each device during the registration of the user device and the first IOT device;
utilize an access hub generated for the user to utilize the transaction-by-proxy service, the access hub being configured to allow the user to access and control the transaction-by-proxy service;
use the behavior-related data to generate a transaction-by-proxy at the IOT device on behalf of the user of the IOT device; and
compare a transaction-by-proxy accuracy score to a transaction-by-proxy accuracy threshold to determine whether to approve the request for the transaction-by-proxy.