Patent ID: 11961069
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 12:
13. A non-transitory machine-readable medium storing instructions therein that, when executed by one or more processors, cause the one or more processors to perform operations comprising:
receiving a request to open an account associated with a customer;
receiving, from a third-party computing system, information regarding the account and a mobile device identifier associated with a mobile device, wherein the mobile device identifier is received from the third-party computing system based on a first near-field communication (NFC) tap between the mobile device and the third-party computing system;
validating the mobile device as belonging to the customer based on the received mobile device identifier;
binding the mobile device identifier to the customer based on the validation;
establishing the account for the customer based on the received information regarding the account;
generating a token for the account; and
in response to establishing the account and generating the token, providing the token to the third-party computing system, wherein the token is automatically provisioned to the validated mobile device via a second NFC tap between the mobile device and the third-party computing system.