Patent ID: 11961063
Assignee: JPMORGAN CHASE BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 9:
10. A system, comprising:
a mobile electronic device comprising:
a computer processor;
a display;
one or more sensors that sense a location, position and orientation of the display of the mobile electronic device; and
a memory storing a computer payment application and an electronic wallet, wherein the electronic wallet stores a plurality of payment device images; and

a backend for a payment device issuer in communication with the mobile electronic device using a computer communication network;
wherein:
the computer payment application displays on the display one of the plurality payment device images stored in the electronic wallet;
the computer payment application receives a first signal from one or more sensors on the mobile electronic device indicating that the mobile electronic device is within a certain proximity of a transaction terminal;
the computer payment application receives a second signal from the one or more sensors indicating that the display is oriented such that it is in a position relative to an image capture device for the transaction terminal to be read by the image capture device for the transaction terminal;
the computer payment application generates, in response to the first signal and the second signal, a request for a machine-readable code for a payment device associated with the payment device image currently displayed on the display;
the computer payment application communicates the request to the backend for the payment device issuer over the computer communication network;
the backend generates the machine-readable code for the payment device, wherein the machine-readable code is generated in response to the request being received
the backend communicates the machine-readable code to the computer payment application over the computer communication network; and
the computer payment application displays on the display the machine-readable code, wherein the display of the machine-readable code replaces the display of the payment device image.