Patent ID: 11900468
Assignee: SONY GROUP CORPORATION
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 9:
10. A non-transitory computer-readable medium having stored thereon, computer-executable instructions which, when executed by a computer, cause the computer to execute operations, the operations comprising:
receiving authentication information that indicates that a user is authenticated;
receiving a transmission flag, wherein
the transmission flag indicates whether or not to transmit the biological information of the authenticated user approved by a user's setting operation, and
the user's setting operation is associated with at least one of a terminal device or a vehicle;

receiving user data from the at least one of the terminal device or the vehicle;
storing the user data in a memory;
loading the user data that indicates a behavior of the authenticated user, the biological information of the authenticated user, and a driving history of the authenticated user, wherein the behavior and the biological information corresponds to information of the authenticated user until before detection of an entry of the authenticated user into the vehicle;
calculating insurance information based on the transmission flag and the user data, wherein the insurance information comprises at least one of an insurance premium, an amount changed from an original insurance premium, or the insurance premium with the changed amount; and
transmitting the insurance information to the at least one of the terminal device or the vehicle.