Patent ID: 11863554
Assignee: PAYPAL, INC.
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 0:
1. A system, comprising:
a non-transitory memory; and
one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
providing an authentication challenge to a user, the authentication challenge configured to authenticate the user based on a biometric model tailored to the user;
detecting, from one or more sensors, a response to the authentication challenge;
determining a degree of accuracy that the detected response matches an expected response based on the biometric model; and
providing, to the user, a tier of access to a service, wherein the tier of access to the service is based on the determined degree of accuracy and corresponds to a full access to the service when the degree of accuracy is above a predetermined threshold.