Patent ID: 11972411
Assignee: GOOGLE LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 17:
18. A system to manage contactless commerce transactions, the system comprising:
at least one memory; and
one or more processors coupled to the at least one memory, the one or more processors configured to:
in response to a tap associated with a mobile device and a payment terminal, transmitting to the mobile device a select commerce command including a commerce application identifier (AID) corresponding to a commerce application;
in response to a first response from the mobile device based on the commerce AID, transmitting, to the mobile device, a data request including merchant specific information;
receiving, from the mobile device, a second response including a package of data based on the data request, the package of data including at least one commerce element corresponding to the merchant specific information;
transmitting, to the mobile device, a select payment command including a payment AID corresponding to a payment application; and
receiving, from the mobile device, a third response comprising payment data corresponding to the payment AID corresponding to the payment application, the payment data configured for transaction processing by the payment terminal.