Patent ID: 11972401
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 17:
18. A non-transitory computer-readable medium storing instructions therein that, when executed by one or more processors, cause the one or more processors to perform operations comprising:
receiving a fund transfer request from a user regarding a funds transfer to a payee;
sending the fund transfer request to a computing system;
receiving an identification of the payee based on the fund transfer request;
receiving, from the computing system, an identification of a data collision regarding information associated with the payee and another user;
providing a visual representation regarding the data collision for display;
receiving a designated rail for the funds transfer based on a designated transfer timing and an amount to transfer to the payee;
subsequent to receiving the identification of the data collision, prompting the user to verify that the information regarding the identification of the payee is correct;
receiving an indication from the user confirming that the information regarding the identification of the payee is correct;
subsequent to receiving the indication, sending an instruction to the computing system that facilitates identification of the payee by resolving the data collision regarding information associated with the payee and the another user by deactivating an association of at least some overlapping information with the another user; and
providing a message indicating that the funds transfer has been completed to the user.