Patent ID: 11935100
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 10:
11. The method of claim 10, further comprising:
receiving, from the user device, the indication of information associated with the stored value medium;
determining an offer for the stored value medium based on the balance of resources associated with the stored value medium and a risk score associated with the stored value medium, wherein the offer indicates an amount of resources to be transferred to an account of the user or a payment medium to be provided in exchange for the stored value medium;
transmitting, to the user device, an indication of the offer;
receiving, from the user device, an indication that the offer has been accepted; and
transferring the amount of resources to the account of the user or providing the payment medium based on the receiving the indication that the offer has been accepted.