Patent ID: 11954701
Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 0:
1. A computer-implemented method comprising:
receiving, by a real-time merchandising system, consumer data from a first device of a consumer, the consumer data comprising at least one of the following: partial location data, payment data, commercial data, or any combination thereof;
processing, by the real-time merchandising system, the consumer data by at least partially matching the consumer data with second consumer data stored in at least one database of the real-time merchandising system;
in response to determining at least a partial match between the consumer data received and the second consumer data stored in the at least one database of the real-time merchandising system, generating, by the real-time merchandising system, an offer based on the consumer data;
transmitting, by the real-time merchandising system, the offer to the first device of the consumer corresponding to the consumer data;
in response to receiving the offer, communicating, from the first device, the offer to a second device of the consumer;
receiving, by the real-time merchandising system, an acceptance of the offer from at least one of the first device and the second device; and
in response to receiving the acceptance of the offer, communicating by the real-time merchandising system, partial consumer data to at least one backend system for payment processing of the offer.