Patent ID: 11954688
Assignee: BOTTOMLINE TECHNOLOGIES, INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 9:
10. An apparatus comprising:
a p-monitor;
a rail transceiver, the p-monitor connected to the rail transceiver, the rail transceiver configured to monitor a rail for a new transaction and provide the new transaction to the p-monitor;
a data store connected to the p-monitor, the data stored containing historical data and a draft rule set;
the p-monitor is configured to:
create a matrix of each rule in the draft rule set for each historical transaction in the historical data;
solve the matrix for each rule score using linear programing, said rule scores used to form a model rule set;
apply data from the new transaction to the model rule set to produce a new transaction score; and
if the new transaction score exceeds a threshold, indicate that the new transaction is fraudulent.