Patent ID: 11907945
Assignee: THE TORONTO-DOMINION BANK
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 10:
11. The apparatus of claim 1, wherein:
the message comprises elements of message data characterizing a real-time payment requested from the second counterparty by the first counterparty;
the generated notification data comprises a payment notification associated with the real-time payment, an incentive notification that includes the digital content, and at least one positional trigger;
the at least one processor is further configured to generate the payment notification based on the elements of message data;
the at least one positional trigger comprising at least one of the first geographic position or a second geographic position associated with the digital content; and
the executed application program presents at least one of the payment notification or the incentive notification within the digital interface in accordance with the at least one positional trigger.