Patent ID: 11893642
Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computer-implemented method of automatically receiving data representative of multi-product insurance discounts from an internet computer network by individually controlled client devices, the method comprising:
receiving, by one or more processors, from a client device, personal data, wherein the personal data includes one or more of a driving record or a vehicle insurance claim history of an individual seeking insurance;
automatically receiving, by the one or more processors, personal information verification data from one or more of a bureau of motor vehicles database or an insurance company database, in response to receiving the personal data from the client device;
independently verifying, by the one or more processors, one or more of: the driving record of the individual seeking insurance based on the personal information verification data from the bureau of motor vehicles database, or the vehicle insurance claim history of the individual seeking insurance based on the personal information verification data from the insurance company database;
automatically receiving, by the one or more processors, insurance product data from an insurance product database of a remote server, that is coupled to the client device and the internet computer network, in response to independently verifying one or more of the vehicle insurance claim history or the driving record of the individual seeking insurance, wherein the insurance product data is representative of at least two insurance products;
automatically generating, by the one or more processors, data representative of multi-product insurance discounts based on the personal data and the insurance product data;
receiving, by the one or more processors, non-insurance related data, wherein the non-insurance related data is representative of non-insurance product discounts;
generating, by the one or more processors, a user interface display based on the data representative of multi-product insurance discounts and non-insurance related product discounts; and
automatically transmitting, by the one or more processors, the generated user interface display to the client device for display via a user interface of the client device.