Patent ID: 11878699
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: Transport (Mechanical engineering)
Classification: CPC B  A  G | IPC A  B  G

Claim 17:
18. A non-transitory computer-readable medium comprising computer-executable instructions that, when executed by a processor, are configured to cause the processor to perform operations comprising:
receiving trip data associated with a current location of an individual and a destination location for the individual;
receiving health data from one or more sensors disposed in a computing device, wherein the health data comprises an indication of a force applied by an individual on one or more sensors of the computing device;
receiving traffic condition data associated with one or more routes between the current location and the destination location;
receiving weather data associated with one or more routes between the current location and the destination location;
determining a first weight, a second weight, and a third weight to apply to the health data, the traffic condition data, and the weather data, respectively, based on a first comparison between the health data and baseline health data, a second comparison between the traffic condition data and baseline traffic condition data, and a third comparison between the weather data and baseline weather data, respectively;
assigning the first weight to the health data, the second weight to the traffic condition data, and the third weight to the weather data to generate weighted health data, weighted traffic condition data, and weighted weather data;
determining a driver assessment score based on the trip data, the weighted health data, the weighted traffic condition data, and the weighted weather data; and
sending a command to a vehicle control system to allow access to one or more operations of a vehicle in response to the driver assessment score being above a threshold.