Patent ID: 11922379
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 14:
15. A system comprising:
a memory containing machine-readable instructions; and
a computer processor in communication with the memory and configured to execute the machine-readable instructions to:
create, in a mobile device associated with a payor, a virtual check,
wherein the virtual check is used to transfer funds from the payor to a payee;

determine, via a Global Positioning System (GPS) position sensor of the mobile device associated with the payor, a location of the mobile device associated with the payor during sending of the virtual check;
embed the determined location of the mobile device associated with the payor in the virtual check and a method of determining the location, wherein the method of determining the location comprises using the GPS position sensor of the mobile device associated with the payor; and
send the virtual check to a device associated with the payee.