Patent ID: 11935041
Assignee: CAPITAL ONE SERVICES, LLC
Field: nan (nan)
Classification: CPC nan | IPC G  H

Claim 8:
9. A method, comprising:
encrypting, by a contactless card comprising a processor and a memory, the memory of the contactless card containing a card key and transmission data the transmission data using a cryptographic algorithm and the card key to yield encrypted transmission data, and
transmitting, by the contactless card, the encrypted transmission data to an application comprising instructions for execution on a receiving device having a processor and memory, the memory of the receiving device containing an application key;
decrypting, by the application, the encrypted transmission data using the cryptographic algorithm and the application key;
authenticating, by the application, a user identity associated with a user;
recording, by the application, information comprising at least one selected from the group of time of authentication, location of authentication, type of contactless card, type of receiving device, movement of one or more entries into a communication field, and timing of one or more entries into a communication field; and
accessing, by the application after authenticating the user identity, sensitive information.