Patent ID: 11956230
Assignee: CAPITAL ONE SERVICES, LLC
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC H

Claim 14:
15. A non-transitory computer-readable storage medium, the computer-readable storage medium including instructions that when executed by a computer, cause the computer to:
receive a request to access a website from a first computing device, the request comprising identifying information to identify a user of the website;
send an authentication request to a second computing device associated with the user;
receive encrypted authentication information from the second computing device, wherein the encrypted authentication information is retrieved by the second computing device from a contactless card, the encrypted authentication information comprising a user identifier encoded with a hash algorithm and a dynamic password, wherein the dynamic password is based on a counter related to a number of times the user has previously accessed the web site;
authenticate the encrypted authentication information based on authenticated information for the user and successfully decrypting the encrypted authentication information; and
responsive to authenticating the encrypted authentication information, permit the first computing device to access the website.