Patent ID: 11875411
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: Audio-visual technology (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 9:
10. A method of analyzing images of a premises by a computing device to determine whether a fence is present at the premises, the method comprising:
retrieving, by the computing device, information about the premises, the information including: (1) a list of available sensory devices, and (2) a known location of the premises retrieved from an insurance policy associated with the premises;
determining, by the computing device, whether the list of sensory devices includes a camera disposed proximally to the premises;
wherein, upon determining that the list of sensory devices includes a camera, the method further includes:
retrieving, by the computing device, at least one image of the premises captured from the camera disposed proximally to the premises;
comparing, by the computing device, geotag information associated with the at least one image of the premises to the known location of the premises; and
upon confirming that the geotag information matches the known location of the premises, analyzing the at least one image of the premises from the camera using a first machine learning system, wherein an output of the first machine learning system includes a fence classification parameter; and

wherein, upon determining that the list of sensory devices does not include a camera, the method further includes:
retrieving, by the computing device, at least one satellite image of the premises from a satellite images database, the at least one satellite image corresponding to an overhead view of the premises; and
analyzing the at least one satellite image of the premises using a second machine learning system, wherein an output of the second machine learning system includes a fence classification parameter; and

determining, by the computing device, whether or not the premises has a fence based on the fence classification parameter from the first machine learning system or the second machine learning system; and
upon determining that a fence is present at the premises, modifying the insurance policy associated with the premises in response.