Patent ID: 11861713
Assignee: S&P GLOBAL INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 13:
14. A computer program product for analyzing financial risk of a financial security supported by a fixed asset, the computer program product comprising:
a computer-readable storage media;
program code, stored on the computer-readable storage media, for displaying a video on a mobile display system, wherein the mobile display system presents the video using stereoscopic display to provide a virtual reality experience to a user;
program code, stored on the computer-readable storage media, for performing object detection on the video to identify the fixed asset in the video;
program code, stored on the computer-readable storage media, for identifying the financial security supported by the fixed asset identified in the video;
program code, stored on the computer-readable storage media, for displaying a first overlay of financial data about the financial security in association with the fixed asset in the video;
program code, stored on the computer-readable storage media, for displaying a second overlay that identifies a financial model that was used to determine the financial data about the financial security, and wherein the second overlay further identifies an assumption of the financial model, wherein the assumption is an estimate of an uncertain variable input to the financial model;
program code, stored on the computer-readable storage media, for updating the assumption of the financial model based on a status of the fixed asset identified in the video, wherein the status of the fixed asset is a physical condition of the fixed asset that impacts the financial risk associated with the financial security supported by the fixed asset;
program code, stored on the computer-readable storage media, for analyzing the financial risk of the financial security based on the financial model and the assumption that was updated, wherein the program code for updating the assumption of the financial model further comprises:
program code, stored on the computer-readable storage media, for using an artificial intelligence system to identify the status of the fixed asset in the video;
program code, stored on the computer-readable storage media, for using the artificial intelligence system to predict parameters for the financial model based on the status of the fixed asset identified using the artificial intelligence system; and
program code, stored on the computer-readable storage media, for training the financial model by updating the assumption of the financial model with the parameters predicted for the financial model by the artificial intelligence system; and

program code, stored on the computer-readable storage media, for receiving a voice command over a voice user interface;
program code, stored on the computer-readable storage media, for extracting the parameters from the voice command; and
program code, stored on the computer-readable storage media, for updating the artificial intelligence system based on the parameters extracted from the voice command.