Patent ID: 11947642
Assignee: WELLS FARGO BANK, N.A.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 14:
15. A computer program product for proactive offline authentication comprising at least one non-transitory computer-readable storage medium having computer program code thereon that, when executed by at least one processor, configures an identity server to:
detect a forthcoming request for authentication for the first user device;
subsequent to detecting the forthcoming request, determine a current offline condition of a computing device at a first time;
determine a prior online condition of the computing device that existed at a second time at which the computing device generated second authentication credentials based upon one or more user attributes obtained from a digital identity construct database associated with a first user at the second time, wherein the second time is earlier in time than the first time wherein the one or more user attributes comprise at least:
one static attribute, wherein static attributes comprises attributes of the first user that remain constant over time; and/or
one dynamic attribute, wherein dynamic attributes comprises attributes of the first user that vary over time;

obtain at the first time, first authentication credentials associated with the first user, wherein the first authentication credentials are based upon a current iteration of the at least one static attribute used in generating the second authentication credentials and/or at least one current iteration of the at least one dynamic attribute of the second authentication credentials from the digital identity construct database;
determine a discrepancy between the first authentication credentials and the second authentication credentials; and
generate an authentication token based upon the second authentication credentials for authenticating a first user device associated with the first user with the computing.