Patent ID: 11924198
Assignee: MASTERCARD TECHNOLOGIES CANADA ULC
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 9:
10. A system comprising:
a network;
an interface device; and
a server including
a memory including a behavioral one-time-passcode (OTP) program and a user profile repository; and
an electronic processor communicatively connected to the memory, the electronic processor, when executing the behavioral OTP program, is configured to:
receive a one-time-passcode (OTP) request from the interface device via the network,
generate a behavioral one-time-passcode (OTP) based on a user profile stored in the user profile repository in response to receiving the OTP request, and
output the behavioral OTP that is generated to the interface device via the network,
wherein, to generate the behavioral one-time-passcode (OTP) based on the user profile stored in the user profile repository in response to receiving the OTP request, the electronic processor is further configured to generate the behavioral one-time-passcode (OTP) based on a pattern table that is included in the user profile stored in the user profile repository, and wherein the behavioral OTP includes two or more non-random characters.