Patent ID: 11869068
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 10:
11. A financial institution computing system, comprising:
a network interface structured to facilitate data communication via a network;
a memory; and
a processing circuit comprising a processor, the processing circuit configured to:
receive an event message comprising information about an event;
determine, from the event message and based on a plurality of information sources comprising a plurality of news information sources independent of a particular physical location, a probability of the event occurring, the probability being based on a predetermined percentage of news information sources indicating that the event is going to occur or is occurring;
determine, from the event message and in response to the probability of the event occurring satisfying a predetermined threshold corresponding to the predetermined percentage, a location impacted by the event;
determine a location of the user; and
initiate, automatically and in response to determining that the location of the user is proximate to the location impacted by the event, a transaction with a mobile banking client application linked to an authorized financial account on behalf of the user, the authorized financial account being associated with the user and provided by the financial institution computing system.