Patent ID: 11924222
Assignee: BANK OF AMERICA CORPORATION
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 19:
20. One or more non-transitory computer-readable media storing instructions that, when executed by a computing platform comprising at least one processor, a communication interface, and memory, cause the computing platform to:
monitor communication between an initiating internet of things (IoT) device and a service provider IoT device to detect an event processing request;
extract, from the event processing request, one or more event features;
feed the one or more event features into a deep learning engine, wherein feeding the one or more event features into the deep learning engine causes the deep learning engine to produce a smart contract corresponding to the event processing request;
identify, using a distributed ledger, whether the one or more event features comply with the smart contract; and
based on identifying that the one or more event features do comply with the smart contract, send, to an event processing system, authorization to process the event processing request, wherein sending the authorization to process the event processing request causes the event processing system to transfer funds from an account of a user corresponding to the initiating IoT device to an account of an enterprise corresponding to the service provider IoT device.