Patent ID: 11956230
Assignee: CAPITAL ONE SERVICES, LLC
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC H

Claim 7:
8. A service provider system, comprising:
one or more servers comprising:
memory comprising instructions; and
one or more processors coupled with the memory, the one or more processors, when processing the instructions, to:
process a request to access a website received from a first computing device, the request comprising identifying information to identify a user of the website;
cause communication of an authentication request to a second computing device associated with the user;
process encrypted authentication information received from the second computing device, wherein the encrypted authentication information is retrieved by the second computing device from a contactless card, the encrypted authentication information comprising a user identifier encoded with a hash algorithm and a dynamic password, wherein the dynamic password is based on a counter related to a number of times the user has previously accessed the website;
authenticate the encrypted authentication information based on authenticated information for the user and successfully decrypting the encrypted authentication information; and
responsive to authenticating the encrypted authentication information, permit the first computing device to access the web site.