Patent ID: 11914154
Assignee: BLOCK, INC.
Field: Optics (Instruments)
Classification: CPC G | IPC G

Claim 2:
3. The system of claim 1, wherein the one or more server applications are executable by the one or more processors of the one or more computing devices further to:
determine, based at least in part on the level of risk of chargeback for the payment transaction, a first amount of funds for the payment processing service to withhold from the payment to the merchant for the payment transaction, at least a portion of the first amount of funds to be remitted to the merchant at a subsequent time; and
determine, based at least in part on the updated level of risk of chargeback for the payment transaction, a second amount of funds for the payment processing service to withhold from the payment to the merchant for the payment transaction, the second amount being less than the first amount.