Patent ID: 11928193
Assignee: WINKK, INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 14:
15. A system comprising:
a smart phone configured for:
continuously monitoring user activity to generate a trust score for a user; and
enabling a monetary transaction to be performed when the trust score is above a first threshold;
enabling a non-monetary transaction to be performed when the trust score is below the first threshold and above a second threshold;
detecting a change of the user based on one or more sensors, including detecting that the smart phone is put down based on an accelerometer determining that the smart phone is not moving; and
detecting the change of the user based on the one or more sensors, including detecting that the smart phone is handed to another user by detecting multiple hands holding the smart phone; and

a smart watch configured for continuously monitoring the user activity to generate the trust score for the user.