Patent ID: 11868982
Assignee: PAYPAL, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 7:
8. A method, comprising:
receiving, at a computer system, from a user device, a request generated via a user interface of the user device to create a first white label stored value account corresponding to a first merchant;
the computer system creating one or more database entries for the first white label stored value account, wherein the first white label stored value account corresponds to a first user, and storing information for the first white label stored value account in in a database, wherein the database is configured to store associations between a plurality of different merchants and respective groups of white label merchant stored value accounts, wherein the creating the one or more database entries for the first white label stored value account includes associating a first user identifier with the first white label stored value account and associating the first white label stored value account with the first merchant in the database;
receiving information indicating that a second user associated with the first user has provided an authorization response to link the second user to the first white label stored value account; and
based on receiving the information indicating that the second user has provided the authorization response, the computer system performing actions including:
modifying the database to associate a second user identifier corresponding to the second user with the first white label stored value account; and
adding funds to the first white label stored value account using a second account associated with the second user,

wherein the funds added to the first white label stored value account are accessible by the first user.