Patent ID: 11941702
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: Audio-visual technology (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 0:
1. A system, comprising:
a plurality of camera devices configured to acquire image data associated with a property;
a sensor configured to acquire sensor data associated with an interior portion of a structure on the property, wherein the sensor is one of a temperature sensor, a humidity sensor, a motion sensor, a smoke detector, a water pressure sensor, a gas detection sensor, a water flow sensor, a water detection sensor, a leak detection sensor, a wind speed sensor, an air pressure sensor, an electrical system sensor, a structural sensor, or an environmental sensor; and
a processor configured to:
receive the image data from the plurality of camera devices;
receive the sensor data from the sensor;
receive insurance policy data associated with the property from a database;
analyze the image data and the insurance policy data by comparing the image data with at least one previous image of the property;
adjust one or more terms of the insurance policy data using an object recognition technique to determine an updated value for the property based on a comparison between a first set of objects depicted in the image data and a second set of objects depicted in the at least one previous image;
identify a location of damage in an area of the property based on a comparison between the image data with the at least one previous image and based on the sensor data, wherein the area of the property corresponds to the interior portion of the structure on the property;
identify a type of damage associated with the area of the property based on the comparison between the image data and the at least one previous image and based on the sensor data;
determine whether an object of the first set of objects is located within the area of the property, wherein the object corresponds to an item of personal property; and
request a repair quote for the object in response to the location of damage being in the area of the property, the type of damage, and determining that the object is located within the area.