Patent ID: 11898857
Assignee: ALLSTATE INSURANCE COMPANY
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 19:
20. A non-transitory machine-readable medium storing instructions that, when executed by one or more processors, cause the one or more processors to perform steps comprising:
obtaining telematics data comprising a set of geographic locations and a set of times that a vehicle was at each geographic location;
determining a set of trips based on the telematics data, wherein:
each trip in the set of trips comprises a starting location, a first time the vehicle was at the starting location, an ending location, and a second time the vehicle was at the ending location; and
the starting location and the ending location are indicated in the set of geographic locations;

determining a set of features for each trip in the set of trips; and
classifying each trip in the set of trips based on the set of features for each trip, wherein a classified trip comprises a label indicating if the classified trip is a business trip or a personal trip and a confidence metric indicating a probabilistic likelihood that the label correctly identifies whether the classified trip is the business trip or the personal trip.