Patent ID: 11924191
Assignee: ALLSTATE INSURANCE COMPANY
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC H

Claim 0:
1. An apparatus, comprising:
one or more processors configured to:
receive a login request, resulting from activation of a login button displayed on a requesting site, to perform a transaction between a user and the requesting site;
access a previously stored database record associated with the requesting site, the record indicating a required specified number of authentication factors associated with the requesting site;
verify an identity of the user of the transaction, including confirming that at least the required specified number of authentication factors are predefined in a verified user profile;
generate an encrypted token including verification information resulting from the verification of the identity of the user;
determine whether the requesting site is a trusted site; and
based on both the trusted site determination and the identity verification of the user, transmit the generated token to the requesting site.