Patent ID: 11922451
Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
Field: IT methods for management (Electrical engineering)
Classification: CPC G  B | IPC B  G

Claim 9:
10. A method of generating an offer in a fuel dispensing environment, the method comprising:
receiving, via a processor over a payment network, a plurality of transactions associated with a single purchase of fuel made by a purchaser, wherein the fuel is electricity for an electric vehicle;
analyzing, via the processor, each of the plurality of transactions, wherein analyzing each of the plurality of transactions is performed using a surveillance system to determine when fueling is complete and correlating the completion of fueling to an actual purchase amount;
determining, via a loyalty platform in communication with the processor, that the actual purchase amount qualifies fora plurality of real time offers linked to a loyalty program associated with the purchaser, wherein at least one of the plurality of real time offers is from an entity that is different from a provider of the fuel;
determining, via the loyalty platform, an ordered list of the plurality of real time offers using artificial intelligence by analyzing past reward preference patterns of the purchaser such that offers that the purchaser is more likely to select are listed before offers that the purchaser is not likely to select;
sending the ordered list of the plurality of real time offers to a personal device associated with the purchaser for display on a user interface of the personal device; and
receiving from the user interface of the personal device associated with the purchaser, a selection of one of the plurality of real time offers from the ordered list prior to settlement of the plurality of transactions associated with the single purchase of fuel;
wherein one of the plurality of real time offers is application of new points based on the actual purchase amount to a loyalty program account of the purchaser; and
wherein one of the plurality of real time offers is application of new points based on a count of qualifying purchases.