Patent ID: 11922485
Assignee: PAYPAL, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 7:
8. A method comprising:
receiving, by one or more hardware processors and from a merchant website, a request to process a transaction between a user associated with a device and a merchant associated with the merchant website, the request indicating a streamlined checkout;
based on the request, retrieving, by the one or more hardware processors and from the device, cookies storing (i) an indication of whether the device is a private device and (ii) information that is related to a primary funding source associated with an account with a payment service provider and that is captured during a previous session with the device, wherein the information related to the primary funding source is at least partially masked;
determining, by the one or more hardware processors, that the device is eligible for the streamlined checkout based on the indication stored in the cookies;
in response to determining that the device is eligible for the streamlined checkout, extracting, by the one or more hardware processors and from the cookies, the information related to the primary funding source;
without requiring the user to login to the account with the payment service provider, presenting, by the one or more hardware processors on the device, a user interface associated with the payment service provider, wherein the user interface is separate from the merchant website and includes the information related to the primary funding source;
retrieving, by the one or more hardware processors, payment data associated with the primary funding source based on the information, wherein the payment data comprises unmasked data associated with the primary funding source;
processing, by the one or more hardware processors, the transaction based in part on the payment data; and
subsequent to the processing the transaction, redirecting, by the one or more hardware processors, the device from the user interface back to the merchant website.