Patent ID: 11961089
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 18:
19. The non-transitory computer-readable storage medium of claim 15, further comprising instructions that when executed by the processor cause the processor to:
receive, by the web browser, a selection of a second URL in a second merchant web page, the selection of the second URL to process a second transaction;
download, by the OS, a second application from the application server based on the second URL;
select, by the second application, a second financial institution corresponding to a second financial institution application of the plurality of financial institution applications installed on the device;
receive, by the second application, a second cryptogram from a second contactless card associated with the second financial institution;
receive, by the second application, an authentication result specifying a second authentication server associated with the second financial institution decrypted the second cryptogram;
receive, by the web browser based on decryption of the second cryptogram by the second authentication server, a virtual account number, an expiration date for the virtual account number, and a CVV for the virtual account number; and
provide, by the web browser, the virtual account number, the expiration date for the virtual account number, and CVV for the virtual account number to a web server hosting the second merchant web page to process the second transaction.