Patent ID: 11949785
Assignee: WELLS FARGO BANK, N.A.
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 18:
19. A non-transitory computer readable medium having computer-executable instructions embodied therein that, when executed by a computing system, causes the computing system to perform operations comprising:
receiving encrypted biometric enrollment data and a user identifier of a user, the encrypted biometric enrollment data comprising at least one biometric enrollment sample extracted from a biometric sensor associated with a physical address, the at least one biometric enrollment sample encrypted using an encryption key;
matching the user identifier with a stored user secret;
deriving a decryption key based on the stored user secret associated with the user identifier;
decrypting the encrypted biometric enrollment data using the decryption key to retrieve a stored physical address;
in response to the physical address matching the stored physical address, generating a biometric reference template identifier uniquely identifying a biometric reference template associated with the at least one biometric enrollment sample, and a uniform resource locator associated with a biometric service provider that subsequently authenticates the user;
encrypting, using the encryption key, an enrollment confirmation message associated with the user identifier and comprising the biometric reference template identifier and the uniform resource locator;
storing, on a repository, a generation of at least one of the biometric reference template or the enrollment confirmation message; and
transmitting the encrypted enrollment confirmation message to the user to allow the user to be authenticated with third party entities that trusts the computing system.