Patent ID: 11862326
Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Field: Medical technology (Instruments)
Classification: CPC A  G | IPC A  G

Claim 16:
17. A non-transitory computer-readable memory storing thereon instructions that, when executed by one or more processors, cause the one or more processors to:
receive, via a user interface, a request to quote for a life insurance of a coverage amount from the user;
obtain, via the one or more sensors, sensor data associated with the user, the sensor data including audiovisual data;
transmit, to a server device, the sensor data, wherein receipt of the sensor data by the server device causes the server device to:
identify a plurality of features within the audiovisual data,
determine movement data corresponding to at least one feature of the plurality of features, and
execute a model to determine, based on the plurality of features and the movement data, one or more biometric characteristics of the user;

receive, from the server device, an estimated quote and a policy type, the estimated quote being based, at least in part, on the one or more biometric characteristics; and
present, via the user interface, the estimated quote and the policy type to the user in response to the request.