Patent ID: 11863551
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 1:
2. A method for verifying tokenized requests, the method comprising:
receiving a first tokenized request from a first external system, wherein the first tokenized request comprises first request data, and wherein the first request data comprises a first system identifier of the first external system, a first payment request, and a first tokenized payment number;
inputting the first request data into a verification model, wherein the verification model is trained on verification training data that comprise historical request data of tokenized requests and corresponding result data, wherein the corresponding result data indicates whether a respective tokenized request was granted or denied;
generating a first output of the verification model based on the first request data; and
based on the first output, granting the first tokenized request, wherein granting the first tokenized request comprises retrieving an account number linked to the first tokenized payment number and processing the first payment request using the account number.