Patent ID: 11922398
Assignee: CAPITAL ONE SERVICES, LLC
Field: Computer technology (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 9:
10. The method of claim 9, further comprising prior to receiving the first request:
receiving, by the first application, a third request comprising the first account, a second account, and the second application;
receiving, by the first application, a third cryptogram from a second contactless card associated with the second account;
receiving, by the first application, a permissions vector for the second account from the second contactless card;
transmitting, by the first application, the permissions vector and the third cryptogram to the authentication server;
receiving, by the first application from the authentication server, a result that the authentication server decrypted the third cryptogram;
receiving, by the first application from the authentication server, the permissions vector of the first account; and
determining, by the first application based on the permissions vector of the first account, that the first account was granted access to the second application responsive to the third request.