Patent ID: 11960981
Assignee: ZESTFINANCE, INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G  B | IPC B  G

Claim 13:
14. A non-transitory computer readable medium having stored thereon instructions comprising executable code that, when executed by one or more processors, causes the one or more processors to:
generate a first decomposition for a continuous model output relative to a baseline population, a second decomposition for a tree model output relative to the baseline population by using tree structure information for a tree model, and a third decomposition for an ensemble model output relative to the baseline population by combining the first and second decompositions, wherein the first and second decompositions are generated using one or more baseline input data sets representative of the baseline population;
select rejection explanation information for an observation input data set of the ensemble model based on the third decomposition, wherein the observation input data set being associated with a rejection; and
output the rejection explanation information.