Patent ID: 11972428
Assignee: TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITED
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A method for conducting a payment between a paying terminal, a selling terminal, and a remote server using a messaging communication platform, wherein the remote server is communicatively connected to the paying terminal and the selling terminal via the messaging communication platform, each of the paying terminal and the selling terminal includes an information transmission program associated with the messaging communication platform, and the paying terminal corresponds to a first communication account registered in the messaging communication platform that is associated with a paying account identifier, the method comprising:
generating, by the selling terminal using the information transmission program, an encrypted image, the encrypted image including encrypted information of a selling account identifier and a payment amount;
displaying, by the selling terminal using the information transmission program, the encrypted image;
scanning, by the paying terminal using the information transmission program, the encrypted image from the selling terminal;
decrypting, by the paying terminal using the information transmission program, the encrypted image;
acquiring, by the paying terminal using the information transmission program based on the decrypted image, the selling account identifier and the payment amount;
determining, by the paying terminal using the information transmission program, whether the payment amount is greater than a preset value;
in accordance with a determination by the paying terminal that the payment amount is greater than the preset value, acquiring, by the paying terminal using the information transmission program, biometric information from a user of the paying terminal;
comparing, by the paying terminal using the information transmission program, the acquired biometric information of the user of the paying terminal with information stored at the paying terminal and in association with the first communication account registered with the messaging communication platform that is bound to the paying account identifier;
generating, by the paying terminal using the information transmission program, a confirmation that the user of the paying terminal is associated with the paying account identifier based on the comparison;
sending, by the paying terminal using the information transmission program, a payment request to the remote server, wherein the payment request comprises the selling account identifier, the payment amount and the paying account identifier;
receiving, by the paying terminal from the remote server using the information transmission program, processing results that are generated by the remote server based on the payment request; and
displaying, by the paying terminal using the information transmission program, the processing results.