Patent ID: 11908030
Assignee: nan
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computer-implemented method for approving an online transaction, comprising:
storing, at a first computer system, first data identifying at least a portion of an identity of a user, the first data obtained from a government issued identification document;
storing, at the first computer system, account information associated with the first data, the account information obtained from an item issued by a financial institution;
storing, at the first computer system, a transformation method associated with the account information;
receiving, at the first computer system from a second computer system, the account information when the user conducts the transaction;
receiving, at the first computer system from the second computer system, second data converted from electronically obtained identification information of the user and agreed-upon transaction details of the online transaction between a merchant and the user, the identity of the user being unidentifiable from the second data;
transforming, at the first computer system, the second data into third data based on the transformation method retrieved in response to the received account information; and
approving, by the first computer system, the transaction associated with the account information when the third data corresponds to the first data.