Patent ID: 11947642
Assignee: WELLS FARGO BANK, N.A.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computer-implemented method for proactive offline authentication, the computer-implemented method comprising:
detecting, by an identity server, a forthcoming request for authentication for the first user device;
subsequent to detecting the forthcoming request, determining, by the identity server, a current offline condition of a computing device at a first time;
determining, by the identity server, a prior online condition of the computing device that existed at a second time at which the computing device generated second authentication credentials based upon one or more user attributes obtained from a digital identity construct database associated with a first user at the second time, wherein the second time is earlier in time than the first time, wherein the one or more user attributes comprise at least:
one static attribute, wherein static attributes comprises attributes of the first user that remain constant over time; and/or
one dynamic attribute, wherein dynamic attributes comprises attributes of the first user that vary over time;

obtaining, by the identity server, at the first time, first authentication credentials associated with the first user, wherein the first authentication credentials are based upon a current iteration of the at least one static attribute used in generating the second authentication credentials and/or at least one current iteration of the at least one dynamic attribute of the second authentication credentials from the digital identity construct database;
determining, by the identity server, a discrepancy between the first authentication credentials and the second authentication credentials; and
generating, by the identity server, an authentication token based upon the second authentication credentials for authenticating a first user device associated with the first user with the computing device.