Patent ID: 11880255
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. An energy usage computing system comprising:
a plurality of devices associated with a vehicle and a real property; and
one or more processors configured to:
receive data corresponding to energy usage of the plurality of devices associated with the vehicle and the real property from a plurality of sensors;
analyze the data to determine a respective amount of energy used for each device of the plurality of devices over a first portion of a time period;
project an estimated cost of operation for the plurality of devices over the time period based at least in part on the determined respective amount of energy used for each device of the plurality of devices over the first portion of the time period;
determine a budget based at least in part on an amount of funds in a bank account of a user;
update the estimated cost of operation for the plurality of devices over the time period based at least in part on a respective amount of energy used for each device of the plurality of devices over a second portion of the time period to generate an updated estimated cost of operation;
compare the updated estimated cost of operation for the plurality of devices to the budget; and
in response to determining that the updated estimated cost of operation for the plurality of devices is above the budget, instruct the vehicle to autonomously travel at a driving parameter of the vehicle during the second portion of the time period as a corrective action to decrease an actual cost of operation for the plurality of devices during the second portion of the time period.