Patent ID: 11956230
Assignee: CAPITAL ONE SERVICES, LLC
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC H

Claim 0:
1. A computer-implemented method, comprising:
receiving, by a service provider system, a request to access a website from a first computing device, the request comprising identifying information to identify a user of the web site;
sending, by the service provider system, an authentication request to a second computing device associated with the user;
receiving, by the service provider system, encrypted authentication information from the second computing device, wherein the encrypted authentication information is retrieved by the second computing device from a contactless card, and the encrypted authentication information comprising a user identifier encoded with a hash algorithm and a dynamic password, wherein the dynamic password is based on a counter related to a number of times the user has previously accessed the website;
authenticating, by the service provider system, the encrypted authentication information based on authenticated information for the user and successfully decrypting the encrypted authentication information; and
responsive to authenticating the encrypted authentication information, permitting, by the service provider system, the first computing device to access the website.