Patent ID: 11972401
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 8:
9. A mobile device, comprising:
at least one memory; and
at least one processor configured to:
receive a fund transfer request from a user regarding a funds transfer to a payee;
send the fund transfer request to a computing system;
receive an identification of the payee based on the fund transfer request;
receive, from the computing system, an identification of a data collision regarding information associated with the payee and another user;
subsequent to receiving the identification of the data collision, display, by a display device of the mobile device, a visual representation regarding the data collision;
receive a designated rail for the funds transfer based on a designated transfer timing and an amount to transfer to the payee;
prompt the user to verify that the information regarding the identification of the payee is correct;
receive an indication from the user confirming that the information regarding the identification of the payee is correct;
subsequent to receiving the indication, send an instruction to the computing system that facilitates identification of the payee by resolving the data collision regarding information associated with the payee and the another user by deactivating an association of at least some overlapping information with the another user; and
control the display device to provide a message indicating that the funds transfer has been completed to the user.