Patent ID: 11935117
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 16:
17. A system comprising:
a processor coupled to a memory that includes instructions that, when executed by the processor, control a plurality of components, the components comprising:
a metric component configured to determine a set of metrics associated with a dealer originating a loan for a consumer through a bank;
a trigger component configured to identify one or more outliers from the set of metrics based on a threshold;
a weight assignment component configured to assign a weight to the one or more outliers based on business significance;
a score generation component configured to compute an aggregate score from the one or more outliers and assigned weights; and
a segmentation component configured to classify the dealer as high risk or low risk in terms of adherence with regulatory requirements associated with indirect lending based on the score.