Patent ID: 11880875
Assignee: THE TORONTO-DOMINION BANK
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 8:
9. A computer-implemented method, comprising:
receiving input representing a request to connect a data record associated with a value transfer card with a first social networking account on a social networking platform, the request including user authentication information for the first social networking account;
transmitting, to a computing system associated with the social networking platform, a request to obtain social media data objects that are tagged with product-identifying information associated with the first social networking account;
receiving, from the computing system associated with the social networking platform, the requested social media data objects;
generating a personal preference profile that includes social media data objects tagged with product data, the personal preference profile modeling user preference in relation to products;
obtaining, from computing systems associated with one or more third-party affiliate entities, product data for first products, the obtaining including:
generating queries for requesting, from the one or more third-party affiliate entities, product data of select products that are exchangeable with stored value associated with the data record using product attributes identified as preferred based on the personal preference profile to obtain product data of only those products having same or similar attributes as the identified product attributes; and
transmitting the queries using defined application programming interface (API) calls for computing systems associated with the one or more third-party affiliate entities; and

providing, to a client device associated with the data record, notifications including recommendations of product offers responsive to detecting at least one trigger condition associated with one or more of the first products.