Patent ID: 11922505
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. An apparatus, comprising:
a processor; and
memory comprising instructions that when executed by the processor cause the processor to:
identify, via a network component, a diversified digital investment portfolio including a set of tradeable assets;
determine, by a spending source rules management component, spending source rules for the set of tradeable assets, wherein the spending source rules are applied to purchase requests associated with the diversified digital investment portfolio, and wherein at least a portion of the spending source rules apply to one or more of a plurality of purchase amount bands;
detect, by an analytics engine component, a gap in the plurality of purchase amount bands, wherein the gap comprises a purchase amount band without an applicable spending source rule; and
in response to detection of the gap:
block, by the spending source rules management component, a purchase for an amount within the gap, and
generate, by the spending source rules management component, a new spending source rule for the gap to cover the purchase amount band.