Patent ID: 11876795
Assignee: BANK OF AMERICA CORPORATION
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 16:
17. The method of claim 15, wherein the first authorized credential element is pre-authenticated at a first authentication level, wherein the method further comprises:
in response to the second trigger signal and prior to the extraction of data associated with the first authorized credential element from the resource instrument device via the first proximity communication channel between the resource processing terminal device and the resource instrument device, triggering an escalated second authentication level requirement above the first authentication level based on at least the first authentication level and resource processing data associated with the first resource processing activity;
determining a location parameter associated with the resource instrument device, such that the location parameter is associated with the escalated second authentication level requirement; and
modifying the first authorized credential element by embedding the location parameter associated with the escalated second authentication level requirement.