Patent ID: 11869637
Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Field: Medical technology (Instruments)
Classification: CPC G | IPC G

Claim 9:
10. At least one non-transitory computer-readable storage medium with instructions stored thereon that, in response to execution by at least one processor, cause the at least one processor to:
store a policy associated with a user in the at least one storage medium, wherein the policy comprises a term and is associated with user data indicating a likelihood that the user will maintain a level of health for the term;
receive updated user data associated with the user from a smart network in communication with at least one electronic device associated with the user;
determine a health score associated with the user based on the updated user data, wherein the health score is associated with an updated likelihood that the user will maintain the level of health for a period of time corresponding to the term of the policy; and
update at least one parameter of the policy based on the updated likelihood that the user will maintain the level of health for the period of time corresponding to the term of the policy.