Patent ID: 11922450
Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computer-implemented method, comprising:
establishing, by a hybrid reward system, a first connection between a point of sale terminal and the hybrid reward system;
establishing, by a transaction authorization system, a second connection between the point of sale terminal of a merchant and the transaction authorization system;
establishing, by the hybrid reward system, a third connection between the hybrid reward system and the transaction authorization system, the third connection being in parallel with the first connection;
receiving, via the second connection and at the transaction authorization system, a request to authorize a transaction;
receiving, via the first connection and at the hybrid reward system, reward program information;
in parallel with the receipt of the reward program information, receiving, via the third connection and at the hybrid reward system, transaction information, the transaction information comprising information indicating authorization of the transaction;
in response to the receipt of the reward program information and the transaction information at the hybrid reward system:
analyzing, by the hybrid reward system, the reward program information and the transaction information to determine a reward for the transaction; and
transmitting, by the hybrid reward system, updated reward program information comprising the reward and the transaction information to a user device, wherein the updated reward program information comprises at least an amount of reward points for a reward program.