Patent ID: 11861587
Assignee: nan
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 14:
15. The method of claim 1, further comprising:
encrypting, by the mobile application, the secure payment transaction request message as a function of the public key of the public/private key pair prior to transmitting the secure payment transaction request message to the multi-factor device;
decrypting, by the multi-factor device, the encrypted secure payment transaction request message received from the mobile application as a function of the private key of the public/private key pair;
encrypting, by the multi-factor device, the response message as a function of the private key of the public/private key pair prior to transmitting the response message to the mobile device; and
decrypting, by the mobile application, the encrypted response message received from the multi-factor device as a function of the public key of the public/private key pair.