Patent ID: 11900435
Assignee: COX AUTOMOTIVE, INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 19:
20. The device of claim 17, wherein the loan information is first loan information comprising a first interest rate, and wherein the at least one processor is further configured to:
determine second loan information associated with the customer identifier and the vehicle, the second loan information comprising a second interest rate different than the first interest rate;
determine, using the machine learning model, a third value indicative of a probability that the customer will purchase the vehicle and the financial or insurance product or service based on the second loan information;
determine a fourth value indicative of a profitability of a purchase of the vehicle and the financial or insurance product or service based on the second loan information; and
determine at least one of the third value does not exceed a probability threshold or the fourth value does not exceed a profitability threshold,
wherein to send the first indication, the second indication, and the third indication is based on at least one of the third value not exceeding the probability threshold or the fourth value not exceeding the profitability threshold.