Patent ID: 11888847
Assignee: MASTERCARD INTERNATIONAL INCORPORATED
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 8:
9. A non-transitory computer-readable storage medium comprising executable instructions for use in determining a type of authentication for an interaction, which when executed by at least one processor of a computing device of a user, cause the at least one processor to:
receive, from a relying party, a request for an attribute of a user in connection with an interaction between the user and the relying party, the request including data indicative of the relying party and an authentication policy of the relying party;
determine a type of authentication, from among multiple types of authentication available at the computing device, to be used for said interaction between the user and the relying party, based on the authentication policy of the relying party and at least one of multiple context signals stored in memory in communication with the computing device, prior to providing the attribute to the relying party, the multiple context signals indicative of one or more patterns of the user and/or the computing device based, at least in part, on historical data;
solicit authentication data from the user consistent with the determined type of authentication;
receive the solicited authentication from the user; and
in response to the user being authenticated, provide the attribute to the relying party, whereby the determined type of authentication is specific to the relying party and/or the multiple context signals, and not based on a default type of authentication.