Patent ID: 11895491
Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 16:
17. A method comprising:
receiving, by a mobile device, user authentication data at a first application on the mobile device, wherein the first application is a mobile banking application;
transmitting, by the mobile device, the user authentication data to an authorization computer system, which validates the user authentication data, and then generates a second authentication code;
receiving, by the mobile device, from the authorization computer system, an authentication code;
providing, by mobile device, the second authentication code to a validation entity computer, and which then instructs a provisioning server computer to provision the mobile device with access data related to an account number after comparing the second authentication code to a first authentication code received from the authorization computer system; and
receiving, by the mobile device and from the provisioning server computer in communication with the validation entity computer, the access data, the access data related to the account number.