Patent ID: 11935025
Assignee: THE TORONTO-DOMINION BANK
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. An apparatus, comprising:
a communications unit;
a memory storing instructions; and
at least one processor coupled to the communications unit and to the memory, the at least one processor being configured to execute the instructions to:
receive, from a terminal device via the communications unit, a request to authorize a transaction initiated by a first device and involving a first data type, the request comprising transaction data that characterizes the transaction;
when the transaction data is inconsistent with a delegation criterion associated with the first data type, transmit, via the communications unit, notification data to a second device and to the terminal device, the notification data comprising at least a portion of the transaction data and an identifier of a second data type associated with the second device, and the notification data instructing an application program executed by the terminal device to access a transaction queue and modify queued data associated with the transaction in accordance with the notification data;
receive, via the communications unit, response data from the second first device that indicates a delegated approval of the transaction using the second data type; and
based on the delegated approval, perform operations that execute the transaction using the second data type and in accordance with the transaction data, and transmit, to the terminal device via the communications unit, status data reflecting the execution of the transaction, the status data instructing the application program executed by the terminal device to modify a portion of a digital interface to reflect the executed transaction, and to delete the modified queued data from the transaction queue based on the execution of the transaction.