Patent ID: 11928740
Assignee: PROGRESSIVE CASUALTY INSURANCE COMPANY
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 6:
7. A system that improves a connectivity of home devices comprising
a communication interface configured to connect a smart home device to a second smart home device to a server cluster;
the smart home device fuses a user identifier and a device identifier of the smart home device to data that the smart home device generates after the smart home device measures a home's condition and before the smart home device communicates with the second smart home device;
the smart home device routes the data to an operational smart home device when the second smart home device it communicates with fails;
where the server cluster comprising a group of independent network-connected servers that operate and appear to a mobile device as if the group of independent network-connected servers were a single server is programmed to:
receive usage-based data;
derive a safety score based on the user identifier, the device identifier, and the usage-based data; and
derive a discount for an insurance premium based on the safety score.