Patent ID: 11963005
Assignee: PAYPAL, INC.
Field: Computer technology (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 10:
11. A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:
determining that a user request received from a first user device via a first communication medium is for accessing a user account;
providing, via an interface of the first user device, an authentication request for accessing the user account, wherein the authentication request comprises a challenge;
determining that a response to the challenge received via the interface corresponds to an acceptable response;
authenticating, based on the determining that the response to the challenge corresponds to the acceptable response, a user of the first user device for accessing the user account via the first communication medium, wherein the user is not authenticated for accessing the user account via a second communication medium;
storing authentication data associated with the authenticating the user in a storage system in association with the user account;
receiving, from a second user device, a communication from the user via the second communication medium;
determining that the communication from the user via the second communication medium is associated with the user account based on a device identifier of the second user device;
receiving, through an interaction with the user via the second communication medium, an indication for processing a transaction with the user account, wherein the processing the transaction requires authentication to access the user account via the second communication medium; and
providing the user access to the user account via the second communication medium based on the authentication data stored in the storage system and the device identifier of the second user device used by the user to conduct the interaction via the second communication medium.