Patent ID: 11861732
Assignee: INTUIT INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 14:
15. A computer program product for detecting fraud comprising a non -transitory computer readable storage medium having program instructions embodied therewith, the program instructions for:
obtaining financial data of a merchant, wherein the financial data includes a declared industry of the merchant;
determining, via a machine learning model trained on vectorized merchant data, a first prediction of the merchant's industry from a set of possible industries, wherein the first prediction has a highest business segment confidence score in a set of predictions associated with the set of possible industries and indicates a confidence in the machine learning model model's first prediction of the merchant's industry;
generating a first probability matrix based on the first prediction and the declared industry of a merchant;
determining, via the machine learning model, a second prediction of the merchant's industry from a second set of possible industries, wherein the second prediction has a second highest business segment confidence score in the set of predictions associated with the set of possible industries and indicates a confidence in the machine learning model model's second prediction of the merchant's industry;
generating a second probability matrix based on the second prediction and the declared industry of a merchant;
obtaining a declared industry of a subject merchant in a runtime environment;
determining, via the machine learning model, a predicted industry for the subject merchant;
obtaining, based on the declared industry and the predicted industry of the subject merchant, a first value from the first probability matrix and a second value from the second probability matrix; and
labeling the subject merchant for further investigation based on a comparison of the first value to a first threshold and a comparison of the second value to a second threshold.