Patent ID: 11968207
Assignee: BANK OF AMERICA CORPORATION
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 7:
8. An apparatus for reverse authentication between a user and an entity, the apparatus comprising:
a central server, the central server comprising:
a communication link;
a processor;
a non-transitory memory configured to store at least:
an operating system; and
an authentication engine that runs on the processor;

a smartphone belonging to the user; and
an authentication device belonging to the entity;, wherein the authentication engine is configured to:
receive a request from the user to authenticate the entity;
create an authentication channel between an application on the smartphone and the authentication device;
request the entity provide one or more authentication credentials;
when the entity provides the one or more authentication credentials, authenticate the entity; and
notify the user that the entity has been authenticated.