Patent ID: 11893493
Assignee: EQUIFAX INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A method that includes one or more processing devices performing operations comprising:
receiving, from a remote computing device, a risk assessment query for a target entity;
computing, responsive to the risk assessment query, an output risk indicator for the target entity by applying a neural network model to predictor variables associated with the target entity, wherein:
the neural network model comprises a hidden layer containing an equal number of nodes as a number of clusters in a first set of clusters of a dataset,
the neural network model is trained based on training samples selected from a second set of clusters of the dataset, and
a number of clusters in the second set of clusters is higher than the number of clusters in the first set of clusters; and

transmitting, to the remote computing device, a responsive message including the output risk indicator, wherein the output risk indicator is usable for controlling access to one or more interactive computing environments by the target entity.