Patent ID: 11954701
Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 11:
12. A real-time merchandising system comprising:
at least one transmitter;
at least one receiver;
at least one buffer memory;
at least one processor;
at least one database;
at least one non-transitory storage device;
at least one backend system;
one or more programs stored in in the non-transitory storage device and configured for operation by the at least one processor, the one or more programs comprising instructions configured for:
receiving consumer data from a first device of a consumer, the consumer data comprising at least one of the following: partial location data, payment data, commercial data, or any combination thereof;
processing the consumer data by at least partially matching the consumer data with second consumer data stored in at least one database of the real-time merchandising system;
in response to determining at least a partial match between the consumer data received and the second consumer data stored in the at least one database of the real-time merchandising system, generating an offer based on the consumer data;
transmitting the offer to the first device of the consumer corresponding to the consumer data;
communicating the offer from the first device to a second device;
receiving an acceptance of the offer from at least one of the first device and the second device; and
in response to receiving the acceptance of the offer communicating partial consumer data to the at least one backend system for payment processing of the offer.