Patent ID: 11966904
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A method, comprising:
receiving, by one or more processors of a user device, a payment request packet from an Internet of Things (IoT) device;
extracting, by the one or more processors, a signature of the payment request packet that includes metadata;
identifying, by the one or more processors, a firmware update status from the metadata of the signature;
determining, by the one or more processors, that the IoT device has a first version of the firmware installed on the IoT device based on the firmware update status;
causing, by the one or more processors, a second version of the firmware to be installed on the IoT device in response to determining the IoT device has the first version of the firmware; and
initiating, by the one or more processors, a transaction based on the payment request packet responsive to the second version of the firmware being installed on the IoT device.