Patent ID: 11887127
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A system for facilitating activation of foreign transaction services via a terminal-purchase-triggered alert, the system comprising:
one or more processors configured to execute instructions to perform operations comprising:
receiving a transaction request associated with a payment account of a user, the transaction request comprising transaction information indicating occurrence of a purchase transaction;
in response to the transaction information in the transaction request indicating the occurrence of the purchase transaction, determining that the purchase transaction indicates a purchase of a travel-related product;
in response to determining that the purchase transaction indicates the purchase of the travel-related product, extracting a plurality of consecutive time periods and a plurality of geographic areas corresponding to the plurality of consecutive time periods;
generating, based on the plurality of consecutive time periods and the plurality of geographic areas, a purchase-transaction-triggered alert comprising (i) an indication of the purchase transaction and (ii) an interactive graphical component to enable a foreign transaction service for the plurality of consecutive time periods associated with the payment account of the user, wherein the interactive graphical component comprises a plurality of indications for the plurality of consecutive time periods and the plurality of geographic areas, and wherein the interactive graphical component causes, upon activation, initialization of the foreign transaction service during the plurality of consecutive time periods for each corresponding geographic area of the plurality of geographic areas;
transmitting the purchase-transaction-triggered alert to a user device;
in response to user activation of the interactive graphical component in the purchase-transaction-triggered alert, activating of the foreign transaction service during the plurality of consecutive time periods for each corresponding geographic area of the plurality of geographic areas and configuring the payment account with a transaction rule, the transaction rule defining a condition upon which approval of a foreign transaction is permitted; and
subsequent to receiving a foreign transaction request associated with the payment account, approving the foreign transaction request according to the plurality of consecutive time periods and the plurality of geographic areas.