Patent ID: 11954671
Assignee: PAYPAL, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G

Claim 14:
15. The method of claim 1, wherein the receiving the user authentication credentials, the authenticating the user for the first time, the generating the first access token, the sending the first access token, the determining that the user has consented to the unified login option, the generating the refresh token, the storing the refresh token, the associating, the sending the refresh token, the receiving the first request to complete the transaction associated with the second merchant application, the determining that the refresh token is valid, the authenticating the user in response to the determination that the refresh token is valid and that the transaction is the first type of transaction, the sending the message, the generating the second access token, the sending the second access token, or the authenticating the user for the second time is performed by one or more hardware processors.