Patent ID: 11907948
Assignee: JPMORGAN CHASE BANK, N.A.
Field: Control (Instruments)
Classification: CPC G  H | IPC G  H

Claim 6:
7. A non-transitory computer readable storage medium, including instructions stored thereon, which when read and executed by one or more computer processors, cause the one or more computer processors to perform steps comprising:
receiving, from a secondary user computer program that is executed by a secondary user mobile device associated with a secondary user, a requested operation involving a resource that is controlled by a primary user;
receiving, from the secondary user computer program, a secondary user unique identifier wherein the secondary user unique identifier was received from a secondary user physical radio frequency (RF) identification tag associated with the secondary user by radio communication;
authenticating the secondary user by verifying that the secondary user unique identifier that was received from the secondary user physical RF identification tag matches an expected secondary user unique identifier for the secondary user physical RF identification tag;
accessing a database of approved operations;
determining that the requested operation is not a routine requested operation by comparing the requested operation to the database of approved operations;
communicating a request for approval of the requested operation to a primary user computer program executed by a primary user mobile device associated with the primary user;
receiving a primary user unique identifier from the primary user mobile device, wherein the primary user computer program received the primary user unique identifier from a primary user physical RF identification tag associated with the primary user by radio communication;
receiving approval for the requested operation from the primary user computer program;
authenticating the primary user by verifying that the primary user unique identifier that was received from the primary user physical RF identification tag matches an expected primary user unique identifier for the primary user physical RF identification tag;
enabling the secondary user computer program to perform the requested operation; and
updating the database of approved operations with the approved requested operation.