Patent ID: 11875397
Assignee: PAYPAL, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A system comprising:
a non-transitory memory; and
at least one hardware processor coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
receiving a first electronic image of a payment instrument;
performing a preliminary analysis of the first electronic image by:
detecting edges within an overlay box for the first electronic image;
computing an aspect ratio for the detected edges based on a first length of a first edge of a first pair of edges in relation to a second length of a second pair of edges; and
determining, based on a comparison of the aspect ratio for the detected edges of the first electronic image with stored image information, that the first electronic image contains an object that corresponds to a source of financial information;

in response to the determining that the first electronic image contains the object that corresponds to the source of financial information in the preliminary analysis:
identifying areas of image noise in the first electronic image, wherein each area of the image noise indicates a potential character of the financial information;
segmenting the first electronic image into segments corresponding to each area of the image noise in the first electronic image;
extracting, using optical character recognition on each segmented area of the image noise, portions of the financial information corresponding to each segmented area of the image noise;
sequentially ordering the extracted portions of the financial information to provide extracted financial information;
verifying an authenticity of the extracted financial information based on at least the first electronic image and the sequentially ordered extracted portions; and
processing an electronic transaction using the extracted financial information.