Patent ID: 11870773
Assignee: AFFIRM, INC.
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 8:
9. A method for purchasing goods in a system comprising a server, a database and a mobile device in communication with the server through a network, the method comprising:
receiving a transmission from the mobile device at the server, the transmission including a user name and phone number for the mobile device associated with a user;
recognizing, by the server, the user name, the phone number and a unique identifier for the mobile device to authenticate the user during a passwordless login of the user;
receiving, at the server and from the mobile device, identification information for the goods in a personal point of sales program running at the mobile device;
transmitting, by the server, a verification message that includes a unique randomly generated verification code that is part of a hyperlink for the passwordless login to the phone number of the mobile device;
providing, by the server, instructions for displaying a webpage for the hyperlink for purchasing the goods on the mobile device of the user during the passwordless login;
receiving, by the server, a purchase acceptance response to the verification message transmitted through the hyperlink for accepting the purchasing the goods from the mobile device to authenticate the user during the passwordless login of the user;
binding, by the server, identification information for the mobile device to the user; and
authorizing, by the server, the user and the mobile device to interact with the server using the passwordless login to complete the purchase of the goods.