Patent ID: 11941603
Assignee: THE WESTERN UNION COMPANY
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A method comprising:
receiving, by a smartphone of a first user and from a remote system, a link associated with a previous user action of the first user corresponding to a transaction associated with the first user;
receiving, via a graphical user interface associated with the smartphone, a first user interaction with the link;
consequent to receiving the first user interaction with the link, detecting, by the smartphone, a passing of the smartphone from the first user to a second user, where:
the second user is physically different from the first user;
the passing of the smartphone corresponds to physically displacing the smartphone from the first user to the second user; and
the detecting the passing is based at least in part on the smartphone using a camera to detect the second user via image recognition, an accelerometer to detect movement of the smartphone from the first user to the second user, a microphone to detect the passing via a voice command, and/or another detection component to detect one or more indicators of the passing of the smartphone;

modifying, by the smartphone, one or more instructions in response to the detecting the passing, where the one or more instructions are modified for the second user;
receiving, by a first input mechanism associated with the smartphone, first identification information for authentication of the second user;
receiving, by a second input mechanism associated with the smartphone, second identification information for authentication of the second user;
using the first identification information for authentication and the second identification information for authentication to authenticate the second user, wherein the authenticating comprises iteratively authenticating the second user with the first input mechanism or the second input mechanism at least in part while the second user performs one or more actions according to the one or more modified instructions for the second user; and
in response to authenticating the second user:
authorizing the second user to conduct the transaction associated with the first user; and
displaying, via the smartphone, a set of instructions specific to the first user, wherein the set of instructions contain information for conducting the transaction associated with the first user.