Patent ID: 11941690
Assignee: PAYPAL, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 8:
9. A method comprising:
receiving, by a machine learning (ML) system comprising an ML model trained for merchant account classifications associated with an attrition likelihood, merchant data from a merchant account used by a merchant with an online transaction processor for a plurality of merchant account services;
generating, by the ML system based on the merchant data for the plurality of merchant account services, a merchant vector for the merchant account; and
computing, using the ML model, a merchant attrition score associated with the attrition likelihood of the merchant account, wherein the computing comprises:
inputting the merchant vector with at least one additional merchant vector for at least one additional merchant account to the ML model,
comparing, using one or more vector comparison operations of the ML model for the attrition likelihood, the merchant account to the at least one additional merchant account using the merchant vector and the at least one additional merchant vector, and
providing the merchant attrition score based on an output provided by the one or more vector comparison operations.