Patent ID: 11902442
Assignee: CAPITAL ONE SERVICES, LLC
Field: Audio-visual technology (Electrical engineering)
Classification: CPC H  G | IPC H

Claim 19:
20. The computer-readable storage medium of claim 15, wherein the service provider is a first service provider, of a plurality of service providers, wherein the instructions further configure the processor to:
receive, by the application, a request to access one or more accounts with the plurality of service providers;
receive, by the application, a second cryptogram from an applet of the contactless card;
transmit, by the application, the second cryptogram to the authentication server;
transmit the second cryptogram to the authentication server;
receive, from the authentication server, a decryption result specifying the second cryptogram was decrypted by the authentication server;
receive, by the application from the authentication server based on the decryption of the second cryptogram, a confirmation result specifying that an account database of the account includes a payment record reflecting payment for an account with a second service provider of the plurality of service providers;
receive, by the application from the second service provider, a second authentication token for the second service provider; and
access, by the application, the account with the second service provider using the second authentication token.