Patent ID: 11922491
Assignee: CHIME FINANCIAL, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 12:
13. The non-transitory computer-readable medium of claim 9, further comprising instructions that, when executed by the at least one processor, cause the computing device to determine the base limit value utilizing the base limit value model by:
selecting, from a plurality of base-limit-value-tiered-data tables, a base-limit-value-tiered-data table utilizing the activity score, the base-limit-value-tiered-data table comprising base limit values and a set of user activity conditions to satisfy to achieve subsequent base limit values; and
utilizing the base-limit-value-tiered-data table to determine the base limit value, the subsequent base limit value, and the one or more user activity conditions to achieve the subsequent base limit value.