Patent ID: 11972462
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 12:
13. A non-transitory, computer-readable medium comprising computer-executable instructions configured to, when executed, cause a processor to:
receive purchase data associated with one or more products purchased by a user;
receive activity data from one or more sensors, wherein the activity data is indicative of a plurality of activities performed by the user, wherein the plurality of activities is associated with information pertaining to the one or more products;
receive online data from a plurality of sources, wherein the online data is indicative of an additional plurality of activities performed by the user and one or more other activities performed by one or more other users, wherein the additional plurality of activities and the one or more other activities are associated with additional information pertaining to the one or more products;
receive vendor information from one or more vendors comprising retail sales data, after-market sales data, and product availability associated with the one or more products;
determine one or more values of the one or more products based on the purchase data, the activity data acquired by the one or more sensors, the online data, and the vendor information;
determine that the one or more products correspond to one or more specialty products based on the one or more values of the one or more products exceeding one or more user-defined threshold values; and
send a notification to a computing device associated with the user in response to the one or more products corresponding to the one or more specialty products, wherein the notification is configured to activate the computing device to display an offer for insurance for the one or more products.