Patent ID: 11902179
Assignee: BANK OF AMERICA CORPORATION
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 12:
13. A method for real-time distributed communication channel and multiple data processing channel selection, the method comprising:
electronically receiving, from a first user input device via a first communication channel, a request to access resources;
retrieving, using a communication channel monitoring engine, connectivity and routing parameters associated with the first communication channel;
determining communication channel requirements associated with the request to access the resources;
determining that the connectivity and routing parameters associated with the first communication channel does not meet the communication channel requirements associated with the request to access the resources;
capturing geographic information associated with the first user input device;
determining a second communication channel available to the first user input device to access the resources based on at least the geographic information associated with the first user input device;
transmitting control signals configured to cause the first user input device to display a second notification indicating that connectivity and routing parameters associated with the second communication channel meets the communication channel requirements associated with the request to access the resources, wherein the second notification further comprises a prompt to request a user acknowledgement to access the resources via the second communication channel;
receiving, from the first user input device, and user input acknowledging the use of the second communication channel to access the resources;
dynamically generating a service level agreement associated with authorizing the first user input device to access the resources via the second communication channel;
receiving, from the first user input device, a user input acknowledging the service level agreement; and
authorizing the request to access the resources via the second communication channel in response to receiving the user input acknowledging the service level agreement and the user input acknowledging the service level agreement.