Patent ID: 11922508
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A system, comprising:
a plurality of sensors configured to be located at a plurality of properties; and
a processor operatively coupled to a memory storing instructions configured to cause the processor to:
receive a plurality of sourcing designations for a plurality of property and casualty insurance claims for the plurality of properties, wherein at least some of the plurality of sourcing designations are provided by the plurality of sensors located at the plurality of properties; and
in response to receipt of the plurality of sourcing designations:
filter the plurality of sourcing designations to assemble a plurality of like-kind sourcing designations from the plurality of sourcing designations;
evaluate a respective risk level, a respective cost, or both for each of a plurality of suppliers correlated with an ability to address the plurality of like-kind sourcing designations;
identify a recommended supplier of the plurality of suppliers to address the plurality of like-kind sourcing designations based on the respective risk level, the respective cost, or both for each of the plurality of suppliers; and
generate a contract indicating at least one of the plurality of property and casualty insurance claims for use with the recommended supplier of the plurality of suppliers.