Patent ID: 11924201
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 0:
1. A computerized method of verifying authorization of an application download, the method comprising:
in response to a first instance of an application being downloaded to a device associated with a user, assigning a unique identifier to the first instance of the application;
after the application is downloaded and prior to granting access to the first instance of the application, requesting, by the first instance of the application, authentication information to verify that a requestor of the download of the application is the user, wherein the authentication information comprises:
an image of a government-issued identification card; and
a real-time image of the requestor captured at a time after the authentication information is requested;

in response to verifying, by the first instance of the application, that the requestor is the user, associating the unique identifier with the device and the user to result in a verified download of the first instance of the application; and
retiring the unique identifier assigned to the first instance of the application when the first instance of the application has not been used in a threshold period of time.