Patent ID: 11871226
Assignee: JPMORGAN CHASE BANK, N.A.
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 18:
19. A system for performing location-based multi-factor authentication, the method comprising:
a mobile device that receives a first set of authentication credentials provided by a user;
an authentication server that receives the first set of authentication credentials transmitted from the mobile device, verifies the first set of authentication credentials by accessing stored credential information, and transmits the verified first factor authentication to the mobile device;
an authentication system that sends instructions to the mobile device; and
a secure device, including identifier information that is scanned by the mobile device in response to instructions sent from the authentication system, that sends a second set of authentication credentials from the secure device to the authentication system,
wherein the authentication system verifies the second set of credentials by the accessing a secure device location database, and transmits verified second factor authentication to the mobile device in response to the request for the second factor authentication,
wherein the mobile device transmits the verified second factor authentication to the authentication server after the mobile device receives both the verified first factor authentication and the verified second factor authentication, and
wherein the authentication server grants final authentication, based on the verified first factor authentication and the verified second factor authentication.