Patent ID: 11924646
Assignee: MASTERCARD INTERNATIONAL INCORPORATED
Field: IT methods for management (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 11:
12. A method comprising:
receiving, from a mobile device of a consumer, a Wi-Fi network risk assessment request, the Wi-Fi network risk assessment request associated with a Wi-Fi network connection of the mobile device;
upon receiving the Wi-Fi network risk assessment request, retrieving a plurality of connection-related data from the mobile device, the connection-related data being associated with the Wi-Fi network connection;
performing a Wi-Fi risk assessment of the Wi-Fi network connection based on the connection-related data;
transmitting a result of the Wi-Fi risk assessment to the mobile device for presentation via a user interface of the mobile device;
transmitting the result of the Wi-Fi risk assessment to an issuer server, the issuer server being associated with a payment account of the consumer;
based on the result exceeding a predetermined threshold value, transmitting a step-up authentication alert to the issuer server, wherein said operation of performing the Wi-Fi risk assessment further comprises:
identifying a MAC address of a wireless modem/router associated with the Wi-Fi network connection of the mobile device;
identifying an SSID associated with the Wi-Fi network connection;
identifying one or more other SSIDs associated with one or more other Wi-Fi networks in range of the mobile device; and
based on the identified SSIDs, generating an SSID factor for the Wi-Fi network connection.