Patent ID: 11895095
Assignee: THE TORONTO-DOMINION BANK
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 10:
11. A computer-implemented method, the method comprising:
using at least one processor, receiving a first cryptogram associated with a first device from a second device, and loading a second cryptogram from a data repository, the second device being configured to receive at least a portion of the first cryptogram from the first device, the second cryptogram being generated by a computing system associated with an application program executed by the first device, and the second cryptogram being indicative of a prior authentication of an identity of the first device by the executed application program;
authenticating, using the at least one processor, the identity of the first device based on a comparison of the first cryptogram and second cryptograms; and
based on the authenticated identity of the first device, performing, using the at least one processor, operations consistent with profile data associated with the first device.