Patent ID: 11895095
Assignee: THE TORONTO-DOMINION BANK
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 0:
1. An apparatus, comprising:
a communications unit;
a storage unit storing instructions; and
at least one processor coupled to the communications unit and the storage unit, the at least one processor being configured to execute the instructions to:
receive a first cryptogram associated with a first device from a second device via the communications unit, and load a second cryptogram from the storage unit, the second device being configured to receive at least a portion of the first cryptogram from the first device, the second cryptogram being generated by a computing system associated with an application program executed by the first device, and the second cryptogram being indicative of a prior authentication of an identity of the first device by the executed application program;
authenticate the identity of the first device based on a comparison of the first and second cryptograms; and
based on the authenticated identity of the first device, perform operations consistent with profile data associated with the first device.