Patent ID: 11900435
Assignee: COX AUTOMOTIVE, INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 16:
17. A device comprising memory coupled to at least one processor, the at least one processor configured to:
receive a customer identifier associated with a customer;
determine financial data associated with the customer identifier;
determine vehicle data associated with a vehicle;
determine loan information associated with the customer identifier and the vehicle;
determine a financial or insurance product or service associated with the vehicle;
determine, using a machine learning model configured to minimize a difference between an expected profitability and a value indicative of a profitability of a purchase of the vehicle and the financial or insurance product or service by adjusting correlations of at least one of the financial data, the vehicle data, or the loan information to the profitability, the value; and
send, based on the value, a first indication of the vehicle, a second indication of the financial or insurance product or service, and a third indication of the loan information to a second device for presentation.