Patent ID: 11900361
Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 8:
9. A token issuer server computer, comprising:
one or more processors; and
a non-transitory computer readable storage medium communicatively coupled with the one or more processors and storing instructions which, when executed by the one or more processors, cause the server computer to:
receive a token request message including a first identifier from a token requestor;
analyze the first identifier;
determine, based on the analyzing, that (1) the first identifier is associated with a resource provider account that is exclusive to the resource provider, and (2) the first identifier is in a first format that is ineligible for tokenization and provisioning on a digital wallet of a user device;
transmit a universal identifier request to a resource provider processor system, wherein the universal identifier request includes the first identifier and requests a universal identifier corresponding to the first identifier;
receive the universal identifier corresponding to the first identifier from the resource provider processor system, wherein the universal identifier is in a second format that is eligible for tokenization and provisioning on the digital wallet of the user device, wherein the second format is attributed to the resource provider processor system such that the resource provider processing system is identifiable based at least on the second format;
generate a token for the universal identifier, wherein the token represents the universal identifier;
store a mapping between the token and the universal identifier at a token vault; and
transmit the token to the token requestor, wherein the token is provisioned on the digital wallet stored on the user device associated with an account holder of the resource provider account.