Patent ID: 11909888
Assignee: BANK OF AMERICA CORPORATION
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 8:
9. A method for providing an electronic document sharing and signing (DSS) ecosystem for electronic document authentication and authorization, the DSS ecosystem being a communication platform between a first user information database associated with a first entity and a second user information database associated with a second entity, said method comprising:
coupling a signer information database to the first user information database and the second user information database, said signer information database configured to be readable from by the first entity and writeable to by the first entity, and readable from by the second entity;
in response to a selection by the first entity to update a DSS ecosystem account with a group of settings and document templates associated with the second entity, downloading the group of settings and document templates associated with the second entity to the first entity's DSS ecosystem account, wherein the group of settings and document templates specifies a plurality of approver-limits, at least one dual signer rule, and a plurality of document formats associated with the second entity;
wherein the signer database comprises a list of signatory names associated with the first entity, and a plurality of electronically signed documents, each of said documents that comprises an electronic signature applied by a signatory whose name appears on the signatory list, said list of electronically signed documents that is accessible by said second entity;
receiving a test signed electronic document from the first entity and transmit said test signed electronic document to said second entity;
transmitting a first selectable link to the first entity, the first link for enabling the first entity to select to participate in the DSS ecosystem with the second entity;
transmitting a second selectable link to the first entity, the second link for enabling the first entity to select to update the DSS ecosystem account with the group of settings and document templates associated with the second entity; and
using the DSS ecosystem to open a transmission path to the second entity for receipt of electronically signed documents transmitted by the first entity.