Patent ID: 11962607
Assignee: CAPITAL ONE SERVICES, LLC
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC H

Claim 11:
12. An apparatus comprising:
one or more processors; and
memory storing instructions that, when executed by the one or more processors, cause the apparatus to:
receive, from a remote server, a risk detection machine learning model trained to receive user input data associated with a web page and output an indication of risk associated with the web page;
execute a web browser application comprising a risk detection web browser plugin configured to implement the risk detection machine learning model;
collect user activity data that indicates a plurality of different applications executing on the apparatus by:
detecting the plurality of different applications, other than the web browser application, executing on the apparatus;

access, via the web browser application, a first web page;
collect, via the risk detection web browser plugin, page data associated with the first web page, wherein the page data comprises one or more words displayed by the web page;
query, based on the page data, the remote server to identify a merchant associated with the web page;
calculate, using the risk detection machine learning model, a risk level of the first web page by processing;
the user activity data that indicates the plurality of different applications executing on the apparatus, and
a quantity of fraudulent transactions associated with the merchant;

cause, based on the risk level satisfying a threshold and based on the one or more words of the page data, generation of a temporary credit card number; and
cause output of the temporary credit card number for use with the first web page.