Patent ID: 11954603
Assignee: LIBERTY MUTUAL INSURANCE COMPANY
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 9:
10. An apparatus for generating a neutralized prediction model, the apparatus comprising at least one processor and at least one memory including a computer program code, the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to:
generate an initial prediction model by training the initial prediction model with an initial training data object, wherein the initial training data object comprises, for each training predictive entity of one or more training predictive entities, one or more control predictor variables, one or more predictor variables, and one or more response variables;
generate a shuffled training data object with a randomized shuffling of the initial training data object, wherein the randomized shuffling of the initial training data object comprises assigning each control predictor variable of the one or more control predictor variables for a first training predictive entity of the one or more training predictive entities to a second training predictive entity of the one or more training predictive entities;
generate, for each training predictive entity of the one or more training predictive entities, a randomized prediction the initial prediction model based at least on the shuffled training data object;
generate a neutralized training data object with a neutralization of the initial training data object, wherein the neutralization of the initial training data object comprises removing each control predictor variable of the one or more control predictor variables for a training predictive entity of the one or more training predictive entities from the initial training data object; and
generate the neutralized prediction model based at least in part on the neutralized training data object and each randomized prediction for each training predictive entity of the one or more training predictive entities.