Patent ID: 11924186
Assignee: WELLS FARGO BANK, N.A.
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 7:
8. A computing device for generating a session key for a mobile wallet to mobile wallet communication session, the computing device comprising:
a hardware processor;
a memory, the memory storing instructions, which when executed by the hardware processor, cause the computing device to perform operations comprising:
receiving a request from a first mobile wallet application executing on a second computing device for the session key for a session between the first mobile wallet application and a second mobile wallet application executing on a third computing device, the request including information about the second mobile wallet application;
identifying a mobile wallet issuer system based upon a domain in an address of the second mobile wallet application provided in the request, the mobile wallet issuer system executing on a fourth computing device;
deriving the session key for the session between the first mobile wallet application and the second mobile wallet application using at least a first value derived by the computing device and a second value derived by the fourth computing device; and
transmitting the session key to the first mobile wallet application, the first mobile wallet application using the session key to engage in a financial transaction with the second mobile wallet application.