Patent ID: 11954665
Assignee: RAKUTEN GROUP, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A payment system, comprising:
a user terminal comprising an IC chip configured to store a first ID of first payment means that is electronic payment means,
a gate terminal comprising a first reader configured to read the first ID from the IC chip of the user terminal through near-field wireless communication,
a payment terminal comprising a second reader configured to read the first ID from the IC chip of the user terminal through near-field wireless communication, and
a data storage configured to store a date base that stores the first ID and at least one second ID of second payment means that is electronic payment means,
wherein the gate terminal transmits the first ID when the gate terminal read the first ID from the IC chip,
wherein the payment terminal transmits the first ID when the payment terminal read the first ID from the IC chip after the gate terminal transmits the first ID to a server, and
wherein the payment system further comprises at least one processor configured to:
receive the first ID from the gate terminal,
reserve, before a payment request for the first payment means from the payment terminal is received, at least one second payment means associated with the first payment means based on the received first ID, the stored first ID, and the stored at least one second ID;
receive the payment request from the payment terminal; and
execute, when the payment request is received from the payment terminal, payment based on the first payment means and the reserved at least one second payment means.