Patent ID: 11888854
Assignee: THE TORONTO-DOMINION BANK
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 0:
1. A computing system, comprising:
a processor;
a communications module coupled to the processor; and
a memory coupled to the processor, the memory storing instructions that, when executed, configure the processor to:
receive an authentication request to authenticate a first entity with a first service;
in response to receiving the authentication request:
identify an access-restricted first data record associated with the first entity;
generate a message associated with a first transfer of resources between the first data record and a designated second data record, the message identifying one of the first and second data records as a recipient data record for the first transfer and defining a first quantity of resources to transfer; and
transmit the message to a first server associated with the first entity, the first server requiring user authentication to access the message;

determine a completion status of the first transfer; and
generate a response to the authentication request based on the completion status of the first transfer.