Patent ID: 11887127
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 14:
15. A non-transitory, computer-readable medium storing instructions for facilitating activation of foreign transaction services via a terminal-purchase-triggered alert, when executed by one or more processors, cause the one or more processors to perform operations comprising:
receiving a transaction request associated with a payment account of a user, the transaction request comprising transaction information indicating occurrence of a purchase transaction;
determining that the purchase transaction indicates a purchase of a travel-related product;
in response to determining that the purchase transaction indicates the purchase of the travel-related product, extracting a plurality of consecutive time periods and a plurality of geographic areas corresponding to the plurality of consecutive time periods;
generating, based on the plurality of consecutive time periods and the plurality of geographic areas, a purchase-transaction-triggered alert comprising (i) an indication of the purchase transaction and (ii) an interactive graphical component to enable a foreign transaction service for the plurality of consecutive time periods associated with the payment account of the user, wherein the interactive graphical component comprises a plurality of indications for the plurality of consecutive time periods and the plurality of geographic areas, and wherein the interactive graphical component causes, upon activation, initialization of the foreign transaction service during the plurality of consecutive time periods for each corresponding geographic area of the plurality of geographic areas;
transmitting, the purchase-transaction-triggered alert to a user device;
configuring, based on user activation the interactive graphical component, the payment account with a transaction rule, the transaction rule defining a condition upon which approval of a foreign transaction is permitted; and
subsequent to receiving a foreign transaction request associated with the payment account, approving the foreign transaction request based on configuration of the payment account and the foreign transaction request meeting the condition of the transaction rule.