Patent ID: 11861724
Assignee: ALLSTATE INSURANCE COMPANY
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 16:
17. A method, comprising:
receiving, by a first computing device and via an input device associated with the first computing device, user interactions with at least one of a simulated door and window;
performing, by the first computing device and based on the user interactions with the at least one of the simulated door and window, a simulation of living conditions of a home of a user to generate simulation information, wherein the simulation comprises simulating operation of the at least one of the simulated door and window over a predetermined period of time and in accordance with the received user interactions;
estimating, based on the simulation information generated by the simulation of the living conditions of the home, a risk of incurring damages in a simulated home insurance event; and
generating, based on the risk of incurring damages in the simulated home insurance event, a liability estimate corresponding to a coverage under an insurance option.