Patent ID: 11891070
Assignee: ALLSTATE INSURANCE COMPANY
Field: Control (Instruments)
Classification: CPC B  G | IPC B  G

Claim 0:
1. A driving evaluation computing device system comprising:
a processing unit comprising a processor;
a first global positioning system (GPS) collecting first vehicle operational data;
a second GPS or an on-board diagnostic (OBD) device collecting second vehicle operational data;
a memory unit; and
wherein the driving evaluation system is configured to:
receive, from the first GPS, the first vehicle operational data as first time marked vehicle location data of a first vehicle over a first period of time;
receive, using the processor the first time marked vehicle location data;
determine, using the processor, a first vehicle operation factor from the first vehicle operational data, wherein the first vehicle operation factor comprises at least one of vehicle speed, vehicle acceleration, or an amount of time spent driving at night;
generate, with the second GPS or the OBD device, the second vehicle operational data as second time marked vehicle location data of the first vehicle over the first period of time, the second time marked vehicle location data being distinct from the first vehicle operational data;
receive, using the processor, the second time marked vehicle location data distinct from the first vehicle operational data;
determine a second vehicle operation factor from the second vehicle operational data, wherein the second vehicle operation factor comprises at least one of vehicle speed, vehicle acceleration, or an amount of time spent driving at night;
determine whether the first vehicle operation factor is accurate based on comparing the first vehicle operation factor to the second vehicle operation factor; and
responsive to a determination that the first vehicle operation factor is accurate:
determine whether the first vehicle operation factor deviates from an operational threshold factor; and

record, in a driver profile and responsive to a determination that the first vehicle operation factor deviates from the operational threshold factor, a first deviation event.