Patent ID: 11961086
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 8:
9. The method of claim 8, wherein processing the transaction data, the first set of nervousness data, and the second set of nervousness data comprises:
increasing the fraud score when the first set of nervousness data indicates that a hand of the user satisfies a shaking threshold during the transaction;
increasing the fraud score when the second set of nervousness data indicates that a heart rate of the user satisfies a heart rate threshold during the transaction;
refraining from increasing the fraud score when the first set of nervousness data indicates that the hand of the user fails to satisfy the shaking threshold during the transaction; or
refraining from increasing the fraud score when the second set of nervousness data indicates that the heart rate of the user fails to satisfy the heart rate threshold during the transaction.