Patent ID: 11948128
Assignee: CAPITAL ONE SERVICES, LLC
Field: Computer technology (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 14:
15. A non-transitory computer-readable medium storing instructions that, when executed by one or more processors of a device, cause the one or more processors to perform operations comprising:
encrypting, a plurality of rule sets for prequalifying an applicant to be stored within a lender repository of a jailed environment on a server, wherein a respective rule set of the plurality of rule sets is output from each trained machine-learning model of a plurality of trained machine-learning models, wherein each trained machine-learning model of the plurality of trained machine-learning models is trained to generate rules for a respective lender of a plurality of lenders, wherein, based on the jailed environment, the respective rule set output by each trained machine-learning model of the plurality of trained machine-learning models is accessible to only the respective lender;
receiving a request to generate a prequalification result for a product based on applicant information;
for each lender of the plurality of lenders and responsive to the request to generate the prequalification result for the product based on the applicant information:
decrypting, within the jailed environment and based on a respective lender-specific key, the respective rule set,
generating, in parallel within the jailed environment, based on the respective rule set and the applicant information, a respective prequalification result, and
causing a client device to display an indication of the respective prequalification result.