Patent ID: 11954655
Assignee: CONSUMERINFO.COM, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 13:
14. A non-transitory, computer-readable medium having stored thereon computer-executable instructions configured to cause a processor of a computing system to perform operations comprising:
receiving information identifying an individual for whom an authentication request has been received in association with a request from a requesting entity that received the information in real time from a person alleging to be the individual, wherein the authentication request is in association with a new account opening with the requesting entity;
providing a first notification to the individual via a phone call to a device of the individual, wherein the first notification provides notification to the individual that the authentication request was received regarding the individual, wherein the first notification requests confirmation that the person alleging to be the individual is actually the individual;
determining that the authentication request is not authorized based on a response to the first notification received from the device of the individual; and
in response to determining that the authentication request is not authorized:
providing a second notification indicating fraudulent use of identity information of the individual in association with the authentication request.