Patent ID: 11941630
Assignee: MASTERCARD INTERNATIONAL INCORPORATED
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 6:
7. A system for use in verifying an individual, the system comprising:
a payment card device including a processor and an interface peripheral in communication with the processor; wherein the processor is configured to:
receive, via the interface peripheral, a biometric from an individual associated with the payment card device;
compare the received biometric to a biometric reference stored in the payment card device, the payment card device linked to an account and a benefit account;
in response to the received biometric matching the biometric reference:
set, in a memory of the payment card device, a biometric status for an expiration interval; and
enable the payment card device for transactions to be funded by the account linked to the payment card device, based on the biometric status being set; and

communicate the set biometric status as a proof-of-life validation for the individual to receive benefits associated with the benefit account; and
in response to expiration of the expiration interval:
reset the biometric status in the memory of the payment card device; and
disable the payment card device for transactions to be funded by the account linked to the payment card device, based on the biometric status not being set.