Patent ID: 11861569
Assignee: RIPPLE LUXEMBOURG S.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G

Claim 14:
15. A non-transitory tangible computer readable medium having a program thereon which, when executed by one or more node processors comprising a consensus payment network, causes one or more of the one or more node processors to perform steps of:
collecting a first trust list from one or more of the node processors;
collecting a second trust list from an intermediary computer;
intersecting the collected first and second trust lists by a step of determining ones of the plurality of node processors that appear on both the first and second collected trust list, the determined node processors defining trusted node processors;
defining a temporary payment transaction consensus subnetwork comprising a number of the trusted node processors equal to or greater than a number defining consensus for the consensus payment network;
validating, by each of the trusted node computers comprising the temporary payment transaction consensus subnetwork, the payment transaction; and
processing, by the payor computer or the payee computer, the payment transaction based on a validation consensus of the temporary payment transaction consensus subnetwork.