Patent ID: 11941129
Assignee: CAPITAL ONE SERVICES, LLC
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 13:
14. The computing system of claim 11, wherein:
the application is a first application;
the client device is a first client device;
the request is a first request;
the indication is a first indication;
the transaction is a first transaction;
the device risk score is a first device risk score;
the communication unit is further configured to process the stored instructions to:
receive, at a third time and from a second application, a second indication that the user is attempting to perform a second transaction using the second application on a second client device;
transmit, in response to receipt of the second indication, a second request for a third plurality of device attributes identifying the second client device on which the second application is being used, wherein the third plurality of device attributes is different than the first plurality of device attributes and comprises third device identification data and third user contacts data; and
receive, in response to a transmission of the second request, the third plurality of device attributes; and

the control unit is further configured to process the stored instructions to:
compare the third plurality of device attributes to the first plurality of device attributes; and
determine, based on a comparison of the third plurality of device attributes to the first plurality of device attributes, a second device risk score indicating whether the user is authorized to perform the second transaction using the second application.