Patent ID: 11972432
Assignee: PAYPAL, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computer system, comprising:
a non-transitory memory; and
one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the computer system to perform operations comprising:
receiving a first request to process a first cryptocurrency transaction;
in response to determining that the first request includes a risk determination indicator, storing first transaction data associated with the first cryptocurrency transaction in a first memory storage area;
retrieving the first transaction data from the first memory storage area;
assessing a risk associated with the first cryptocurrency transaction based at least in part on first payee data associated with the first cryptocurrency transaction;
in response to determining that the risk associated with the first cryptocurrency transaction satisfies a set of criteria, transferring the first transaction data from the first memory storage area to a second memory storage area;
retrieving, from the second memory storage area, the first transaction data associated with the first cryptocurrency transaction and second transaction data associated with a second cryptocurrency transaction;
generating a block based on the first transaction data and the second transaction data; and
broadcasting the block to a plurality of computer nodes in a computer network associated with a distributed ledger.