Patent ID: 11893562
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 15:
16. A method of offloading an operation to a user device, comprising:
receiving, by the user device and to offload the operation to the user device, presentation information that identifies content for a user-side user interface for performing the operation at the user device,
wherein the operation is associated with an exchange initiated at a terminal device that is configured to present a terminal-side user interface for performing the operation,
wherein the operation is for the exchange initiated at the terminal device,
and
wherein the presentation information is received based on:
obtaining exchange information, associated with the exchange, that identifies a payment medium used in the exchange; and
obtaining, from another device associated with the terminal device and based on the exchange information, user information associated with the payment medium that identifies the user device as being associated with the payment medium;

presenting, at the user device and based on the content, the user-side user interface for performing the operation,
wherein the operation is not performed by the terminal device;

obtaining, by the user device and via the user-side user interface, a user input associated with a performance of the operation at the user device; and
transmitting, by the user device, operation information associated with the performance of the operation of the exchange at the user device.