Patent ID: 11916787
Assignee: CAPITAL ONE SERVICES, LLC
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 0:
1. A computer-implemented method comprising:
receiving, by an application cache and from an application on a remote user device, a request for first information associated with a user account associated with a user of the remote user device;
determining, based on the request, whether the first information is stored in the application cache;
retrieving, from a data store and based on a determination that the first information is not stored in the application cache, the first information associated with the user account;
storing the first information in the application cache, wherein the application cache assigns a time-to-live (TTL) value to the first information;
ending the first information to the application of the remote user device;
monitoring, via a listening service, a data stream for information relating to the user account;
detecting, in the data stream, second information associated with the user account, wherein the second information comprises a change to the first information;
storing, based on the detecting the second information, the second information in the application cache, wherein the second information overwrites the first information and refreshes the TTL value;
receiving, by the application cache and from the application, a request for the second information associated with the user,
sending, from the application cache to the application, the second information; and
deleting, at the expiration of the refreshed TTL value, the second information from the application cache.