Patent ID: 11887195
Assignee: ALLSTATE INSURANCE COMPANY
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 0:
1. A system comprising:
a plurality of mobile devices, wherein each mobile device, of the plurality of mobile devices, is configured to collect a respective barometric data and associated location data by one or more sensors of each mobile device; and
a server comprising one or more processors and at least one memory storing computer readable instructions that, when executed by the one or more processors, cause the server to:
receive, from each mobile device of the plurality of mobile devices, the respective barometric data and the associated location data;
detect, based on analyzing the received respective barometric data and associated location data, a catastrophic event affecting a geographic region;
determine that a user mobile device of a user is among the plurality of mobile devices, and that the location data of the user mobile device at a time of the catastrophic event corresponds to the location of an insured property associated with the user;
estimate, based on the respective barometric data received from the user mobile device, a degree of property damage caused by the catastrophic event to the insured property;
determine an insurance coverage amount associated with the insured property and a likelihood that an insurance claim related to the catastrophic event will be submitted for the insured property;
determine, based on the estimated degree of property damage, the insurance coverage amount, and the likelihood that the insurance claim will be submitted, a partial settlement amount to provide to the user; and
prior to the insurance claim being submitted, provide the partial settlement amount to the user.