Patent ID: 11888847
Assignee: MASTERCARD INTERNATIONAL INCORPORATED
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 15:
16. A system for use in determining a type of authentication for an interaction between a user and a relying party, the system comprising:
a communication device associated with the user; and
a memory including: (i) multiple types of authentication available for authenticating the user in the interaction between the user and the relying party and (ii) multiple context signals indicative of one or more patterns of the user and/or the communication device based, at least in part, on historical data;
wherein the communication device includes at least one processor in communication with the memory, the at least one processor configured to:
receive, from the relying party, a request for an attribute of the user in connection with the interaction between the user and the relying party, the request including data indicative of the relying party and an authentication policy of the relying party;
determine a type of authentication, from the multiple types of authentication available in the memory, to be used for said interaction between the user and the relying party, based on the authentication policy of the relying party and at least one of the multiple context signals stored in the memory, prior to providing the attribute to the relying party;
solicit authentication data from the user consistent with the determined type of authentication;
receive the solicited authentication from the user; and
in response to the user being authenticated at the communication device based on the authentication data, provide the attribute to the relying party, whereby the determined type of authentication is specific to the relying party and/or the multiple context signals, and not based on a default type of authentication.