Patent ID: 11954689
Assignee: CAPITAL ONE SERVICES, LLC
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G

Claim 7:
8. A device, comprising:
one or more memories; and
one or more processors, coupled to the one or more memories, configured to:
receive first information associated with a first transaction that is related to a first account associated with a first entity,
wherein the first transaction is associated with utilizing a first transaction card;

determine, based on a first machine learning model, that the first transaction is to be denied due to a potential fraud associated with the first account;
obtain second information associated with a second transaction that is related to a second account associated with a second entity,
wherein the second transaction is associated with utilizing a second transaction card;

determine, based on a second machine learning model, whether the first information and the second information match within a predetermined threshold; and
perform, based on determining whether the first information and the second information match within the predetermined threshold, an action that includes:
removing, when the first information and the second information match within the predetermined threshold, a fraud lock associated with the first account to allow the first account to be utilized, or
determining that the first transaction was correctly denied due to the potential fraud.