Patent ID: 11900145
Assignee: JANE TECHNOLOGIES, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 5:
6. The computer-implemented method of claim 1, further comprising: by the transaction management system and for a second, different transaction:
receiving, for a second user account, data for the second, different transaction a) at a third entity that performs transactions for a plurality of products, services, or a combination of both, from at least some of the plurality of second entities and b) for a product or service provided by another corresponding second entity from the plurality of second entities; and
determining whether the second, different transaction for the second user account at the third entity satisfies a second threshold criteria that is i) for the other corresponding second entity, ii) for a subset of the products or services for which the third entity provides transactions, and iii) was received from another second system for the other corresponding second entity;
in response to determining that the second, different transaction for the second user account at the third entity does not satisfy the second threshold criteria for the other corresponding second entity:
determining to skip access second data for the corresponding second entity; and
accessing account data for the second user account and third data for the third entity to complete the second, different transaction.