Patent ID: 11948149
Assignee: CAPITAL ONE SERVICES, LLC
Field: Computer technology (Electrical engineering)
Classification: CPC G  H | IPC G

Claim 13:
14. A system for authorizing a source for virtual certification number (VCN) use, the system comprising:
a memory configured to store processor-readable instructions; and
one or more processors operatively connected to the memory, and configured to execute the instructions to perform operations that include:
receiving a VCN use request from an external entity, the VCN use request comprising a VCN and transaction data associated with the VCN use request;
determining that a VCN binding for the VCN is a strict binding;
training an authorization convolutional neural network model by:
(i) parsing historical transaction data into a plurality of components based on fields associated with the historical transaction data,
(ii) extracting a first hash value from the plurality of components,
(iii) outputting each of a first transaction source identifier that includes the extracted first hash value, and a first authorization confidence score for the first transaction source identifier, and
(iv) adjusting one or more authorization convolutional neural network model nodes, weights, layers, or biases, based at least in part on a comparison of the first authorization confidence score to a known authorization confidence score;

providing the transaction data to the trained authorization convolutional neural network model;
receiving, from the trained authorization convolutional neural network model, an output comprising a second authorization confidence score for a second transaction source identifier that includes an extracted second hash value, the output being associated with the transaction data;
mapping the transaction data to a transaction source having the second transaction source identifier based on the VCN binding being the strict binding and based on the second authorization confidence score for the second transaction source identifier meeting an authorization confidence score threshold;
determining a VCN source identifier for a merchant source associated with the VCN, based on a registration authentication of the VCN with the merchant source;
comparing the VCN source identifier to the second transaction source identifier;
determining that the VCN source identifier corresponds to the second transaction source identifier based on comparing the VCN source identifier to the second transaction source identifier; and
outputting an approved authorization based on determining that the VCN source identifier corresponds to the second transaction source identifier, the approved authorization indicating that the VCN is associated with the source and the source is the transaction source.