Patent ID: 11962683
Assignee: MASTERCARD INTERNATIONAL INCORPORATED
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 4:
5. A method for distributing data to a computing device using device level authentication, comprising:
receiving, by a receiving device of a processing server, a personal identification number associated with a transaction account from a payment institution;
receiving, by the receiving device of the processing server, from a computing device at least a device public key wrapped with a server public key corresponding to a server private key of a key pair associated with the processing server, device data, and a single use key encrypted by the payment institution using a first encryption;
unwrapping, by the processing server, the device public key using the server private key;
decrypting, by the processing server, the single use key using the personal identification number;
encrypting, by the processing server, the single use key with a second encryption using the unwrapped device public key;
electronically transmitting, by the transmitting device of the processing server, the single use key encrypted using the second encryption to the computing device;
decrypting, by the computing device, the single use key encrypted with the second encryption using the server private key;
identifying, by the computing device, payment credentials using the decrypted single use key; and
electronically transmitting, by the transmitting device of the computing device, the decrypted single use key and the identified payment credentials to a point of sale device.