Patent ID: 11915233
Assignee: MASTERCARD INTERNATIONAL INCORPORATED
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 5:
6. A system for provisioning of a session key for use in generating an application cryptogram for use in a payment transaction, comprising:
an account database of a processing server configured to store an account profile, wherein the account profile includes at least an account identifier and an account identification number;
a receiving device of the processing server configured to
receive a single use key and the account identifier from a computing device, wherein the single use key is a payment token that is specifically associated with a transaction account; and
receive, from the computing device, a result of an integrity evaluation, performed by the computing device, of each of a plurality of memories of the computing device configured to store single use keys, encrypted session keys, and server encryption keys;

a generation module of the processing server configured to generate a session key based on at least the received single use key and the account identification number included in the account profile;
an encryption module of the processing server configured to encrypt the generated session key using a server encryption key; and
a transmitting device of the processing server configured to electronically transmit at least the encrypted session key and the server encryption key to the computing device where the application cryptogram is generated without requiring input of a personal identification number (PIN).