Patent ID: 11900358
Assignee: BANK OF AMERICA CORPORATION
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 11:
12. A method for providing an integrated secondary communication network, the method comprising:
receiving an indication of a pre-determined trigger event;
presenting, via a user interface of a smart card in response to the pre-determined trigger event, an option to perform a limited subset of a set of financial services, said set of financial services that are provided to a user of the smart card by a financial institution in connection with an account to which the smart card is keyed;
the smart card bypassing, in response to receipt of a selection to perform a service from the limited subset of the set of financial services, the primary communication network;
transmitting, via a transmitter of the smart card to a gateway of the secondary communication network, communication packets requesting the service;
the gateway forwarding the communication packets requesting the service to a server of the secondary communication network; and
in response to receipt of the communication packets requesting the service, the server causing the service to be performed.