Patent ID: 11908286
Assignee: WELLS FARGO BANK, N.A.
Field: Control (Instruments)
Classification: CPC G | IPC G

Claim 19:
20. A computer readable medium comprising instructions that when executed cause one or more processors to:
receive, from a customer device, a request to provision a financial account for a customer;
verify a first location of a mobile device of the customer associated with the requested financial account being within a predetermined distance of an expected location of the customer;
receive, from a financial terminal, authentication information, wherein the financial terminal received the authentication information from the mobile device;
based on a second location of the mobile device not being within a predetermined distance of a location of the financial terminal, send, to the financial terminal or the mobile device, information indicative of an authentication challenge; and
provision the financial account based on a customer answer passing the authentication challenge.