Patent ID: 11941630
Assignee: MASTERCARD INTERNATIONAL INCORPORATED
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computer-implemented method of verifying an individual, the method comprising:
receiving, at an interface peripheral of a payment card device, a biometric from an individual associated with the payment card device, the payment card device linked to an account and a benefit account;
comparing, by the payment card device, the received biometric to a biometric reference stored in a memory of the payment card device;
in response to the received biometric matching the biometric reference:
setting, by the payment card device, a biometric status in the memory of the payment card device for an expiration interval; and
enabling, by the payment card device, the payment card device for transactions to be funded by the account, based on the biometric status being set;

communicating the set biometric status as a proof-of-life validation for the individual to receive benefits associated with the benefit account; and then
in response to expiration of the expiration interval,
resetting, by the payment card device, the biometric status in the payment card device; and
disabling the payment card device for transactions to be funded by the account, based on the biometric status not being set.