Patent ID: 11907921
Assignee: PAYPAL, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 12:
13. A non-transitory machine-readable medium having instructions stored thereon, the instructions executable to cause performance of operations comprising:
receiving, by a service provider server and from a computing device, communication indicating generation of a frame in a web browser or an application at the computing device based on one or more user parameters associated with a user of the computing device and stored on the computing device, the one or more user parameters indicating one or more user credentials stored on the computing device, the communication associated with a transaction between a computing device and a merchant server, the communication initiated via frame code included in a webpage or application code provided by the merchant server to the web browser or the application of the computing device;
responsive to at least receiving the communication, providing, by the service provider server and to the computing device, a response including one or more merchant parameters indicating the merchant server,
authenticating, by the service provider server, a user for the transaction between the computing device and the merchant server; and
receiving, via an asynchronous call via the frame, a user selection indicating a change of a payment instrument used for the transaction.