Patent ID: 11935028
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 0:
1. A method comprising:
receiving, by at least one processor, first transaction data for a plurality of first transactions for execution by a computer-implemented payment system, the first transaction data comprising, for each of the first transactions:
a first account identifier comprising a first e-mail address uniquely identifying a first financial account of a first user among a plurality of financial accounts of the first user, wherein the first e-mail address is generated by a first financial institution holding the first financial account, wherein the first e-mail address is associated with a first e-mail inbox that is specific to the first financial account, wherein the first e-mail address comprises a first portion comprising a checksum value indicating the first financial account, and wherein the checksum value is generated using a hash function, and
a respective amount of funds to be transferred between the first financial account and a respective additional financial account of a respective additional user;

processing, by the at least one processor, the first transaction data to execute the plurality of first transactions; and
transmitting, by the at least one processor, one or more first notifications regarding the plurality of first transactions to the first e-mail inbox using the first e-mail address.