Patent ID: 11900386
Assignee: WALMART APOLLO, LLC
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 19:
20. A non-transitory computer readable medium having instructions stored thereon, wherein the instructions, when executed by at least one processor, cause a device to perform operations comprising:
receiving, via a transceiver, a request for a payment transfer;
obtaining, based on the request, first data associated with previous payment transfers; and
extracting, from the request and the first data, a first set of input features;
applying, by a fraud detection engine, at least one trained detection model configured to receive the first set of input features and generate second data including a fraud detection value based on the first set of input features;
receiving, by a fraud determination engine, the second data;
determining, by the fraud determination engine, whether the payment transfer is fraudulent based on a comparison of the second data to a fraud detection range;
based on the determination, generating response data identifying whether the payment is fraudulent;
storing the response data in a database; and
transmitting, via the transceiver, in response to the request, the generated response data identifying whether the payment transfer is fraudulent.