Patent ID: 11972428
Assignee: TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITED
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 19:
20. A system for conducting a payment using a messaging communication platform, comprising:
a selling terminal communicatively connected to a remote server, the selling terminal including an information transmission program associated with the messaging communication platform, the selling terminal having a first memory, one or more first processors, and one or more first program modules stored in the first memory and configured for execution by the one or more first processors to perform first operations including:
generating, using the information transmission program, an encrypted image, the encrypted image including encrypted information of a selling account identifier and a payment amount; and
displaying, using the information transmission program, the encrypted image; and

a paying terminal communicatively connected to the remote server, the paying terminal including the information transmission program associated with the messaging communication platform, the paying terminal corresponding to a first communication account registered in the messaging communication platform that is associated with a paying account identifier, the paying terminal having a second memory, one or more second processors, and one or more second program modules stored in the second memory and configured for execution by the one or more second processors to perform second operations including:
scanning, using the information transmission program, the encrypted image from the selling terminal;
decrypting, using the information transmission program, the encrypted image;
acquiring, using the information transmission program based on the decrypted image, the selling account identifier and the payment amount;
determining, using the information transmission program, whether the payment amount is greater than a preset value;
in accordance with a determination that the payment amount is greater than the preset value, acquiring, using the information transmission program, biometric information from a user of the paying terminal;
comparing, using the information transmission program, the acquired biometric information of the user of the paying terminal with information stored at the paying terminal and in association with the first communication account registered with the messaging communication platform that is bound to the paying account identifier;
generating, using the information transmission program, a confirmation that the user of the paying terminal is associated with the paying account identifier based on the comparison;
sending, using the information transmission program, a payment request to the remote server, wherein the payment request comprises the selling account identifier, the payment amount, and the paying account identifier;
receiving, from the remote server using the information transmission program, processing results that are generated by the remote server based on the payment request; and
displaying, using the information transmission program, the processing results.