Patent ID: 11948139
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 8:
9. A point of sale (POS) device comprising:
one or more processors; and
a memory in communication with the one or more processors and storing instructions that, when executed by the one or more processors, are configured to cause the device to:
receive, via a first graphical user interface (GUI), a first user selection to complete a transaction;
receive financial information of a user associated with the transaction;
display, by a second GUI, a default status indicator proximate a default account provider;
transmit, based on the transaction and the financial information, a request for one or more new terms associated with one or more account providers;
receive, based on the request, the one or more account providers and the one or more new terms associated with the one or more account providers;
display, via the second GUI, the one or more account providers, the one or more new terms, and a first status indicator proximate a first account provider of the one or more account providers, and remove the default status indicator proximate the default account provider via the second GUI, wherein the first status indicator is based on a first score associated with the first account provider, and wherein the first score is based on at least the financial information; and
receive, via the second GUI, a first user selection indicating the user accepting to use the first account provider for completing the transaction.