Patent ID: 11900388
Assignee: BLOCK, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A method comprising:
personalizing, for a user, an optical representation that includes an optical code that optically encodes information for use in a transaction;
providing the optical representation to the user;
receiving optical information from a transaction device having a camera based on a decoding of the optical code using an image of the optical representation that is captured by the camera while the transaction device is in proximity to the optical representation, the optical information including the information for use in the transaction;
determining an identity of the user based on the receiving of the optical information from the transaction device;
retrieving payment information from a database based on the payment information being associated with the identity of the user in the database in response to the determining of the identity based on the receiving of the optical information;
combining, before processing of the transaction, the payment information retrieved from the database and the information for use in the transaction into a combination;
providing, before the processing of the transaction, transaction instructions to the transaction device to cause the transaction device to facilitate the processing of the transaction using the combination at least in part by using the payment information retrieved from the database for payment for at least a payment portion of the processing of the transaction and using the information for use in the transaction for at least one aspect of the processing of the transaction; and
associating a user account of the user with the combination of the payment information retrieved from the database and the information for use in the transaction.