Patent ID: 11868974
Assignee: PAYPAL, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 14:
15. A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:
receiving, via a user device of a user, a request for processing a payment transaction between the user and a merchant;
in response to receiving the request, causing the user device of the user to (i) capture an image representing an identifier of a financial service provider account associated with the merchant and (ii) initiate a communication with a merchant device associated with the merchant;
obtaining, via the user device and based on the communication, transaction information associated with the payment transaction;
instructing a payment provider computer system to push funds for the payment transaction from a funding source of the user to the financial service provider account based on the identifier and an amount associated with the payment transaction; and
in response to obtaining an indication that the payment transaction has been processed from the payment provider computer system, transmitting a confirmation message to the merchant device based on a device identifier of the merchant device, wherein the confirmation message comprises the indication and a transaction identification number associated with the payment transaction.