Patent ID: 11893567
Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 7:
8. A method comprising:
obtaining, by a user device, a beacon identifier comprising identifying information about a Bluetooth low-energy (BLE) beacon with which the user device is in communication, wherein a merchant terminal determines a location of the BLE beacon within the facility of the merchant based upon the beacon identifier, the beacon identifier comprising identifying information about the BLE beacon with which the user device is in communication;
transmitting, by a user device, user information to a merchant terminal, wherein the user information comprises identifying information about a user and the merchant terminal determines that a user location associated with the user device is in proximity to the merchant terminal based upon the beacon identifier, wherein proximity comprises a pre-defined distance that is determined based upon a signal strength of the wireless connection between the user device and the merchant terminal that is translated to a distance;
receiving, by the user device, merchant information from the merchant terminal in proximity to the user device;
receiving, by the user device, transaction details associated with a transaction between the merchant terminal and the user device; and
initiating, by the user device, the transaction between the merchant terminal and the user device based upon the transaction details, in response to the user device inproximity to the merchant terminal generating a first transaction confirmation that is sent to at least one of a computing device associated with a card issuer or the merchant terminal, wherein the merchant terminal generates a second transaction confirmation in response to receiving the first transaction confirmation.