Patent ID: 11869070
Assignee: THE TORONTO-DOMINION BANK
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 8:
9. A method comprising:
providing, to a client device associated with an authenticated entity via a first network, an intraday resource availability interface that includes selectable interface elements for toggling between at least first and second display screens provided by the intraday resource availability interface, the first display screen including a resource usage graph that displays, in real-time, at least a current quantity of resources available to the authenticated entity;
receiving, from a third party server via a second network, an electronic message indicating an expected transfer for the authenticated entity, the message indicating at least a quantity of resources associated with the expected transfer and a value date associated with the expected transfer;
adding the expected transfer to a list of pending expected transfers;
automatically adjusting, in real-time or near real-time, the current quantity of resources available to the authenticated entity based on the expected transfer and performing operations to enable the authenticated entity to access the current quantity of resources available and to update the resource usage graph to display the adjusted current quantity of resources available;
continuously monitoring received transfers, matching one or more received transfers to one or more expected transfers and marking the expected transfers having been matched as complete on the list of pending expected transfers;
detecting a trigger condition associated with the expected transfer;
in response to detecting the trigger condition associated with the expected transfer, determining whether a transfer associated with the expected transfer has been made;
in response to determining that the expected transfer has not been made, communicating with the client device via the first network to provide a notification by updating the intraday resource availability interface currently displayed on the client device to highlight the expected transfer on the second display screen of the intraday resource availability interface that includes a transaction status display screen and to enable a selectable option that allows the client device to communicate with the server computer system via the first network to cancel the expected transfer and cease attempts to determine whether the transfer associated with the expected transfer has been made;
receiving, from the client device via the first network, an indication of selection of the selectable option to cancel the expected transfer;
cancelling the expected transfer by removing the expected transfer from the list of pending expected transfers and ceasing attempts to match the expected transfer with the received transfers; and
automatically adjusting, in real-time or near real-time, the current quantity of resources available based on the cancelled expected transfer and updating the resource usage graph to display the adjusted current quantity of resources available.