Patent ID: 11863551
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 0:
1. A system for verifying tokenized requests, the system comprising:
at least one memory storing instructions; and
one or more processors configured to execute the instructions to perform operations comprising:
receiving a tokenized request from an external system, wherein the tokenized request comprises request data, and wherein the request data comprises a system identifier of the external system, a payment request, and a tokenized payment number;
inputting the request data into a verification model, wherein the verification model is trained on verification training data that comprise historical request data of tokenized requests and corresponding result data, wherein the corresponding result data indicates whether a respective tokenized request was granted or denied;
generating an output of the verification model based on the request data; and
based on the output, performing one of:
granting the tokenized request, wherein granting the tokenized request comprises retrieving an account number linked to the tokenized payment number and processing the payment request using the account number;
blocking the tokenized request; or
verifying the tokenized request, wherein verifying the tokenized request comprises:
transmitting a verification prompt to a client device associated with the tokenized request, the verification prompt indicating whether the tokenized request was granted or blocked;
receiving, from the client device, verification data associated with the verification prompt; and
providing the verification data to enable updating of the verification model based on the verification data.