Patent ID: 11922398
Assignee: CAPITAL ONE SERVICES, LLC
Field: Computer technology (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 5:
6. The non-transitory computer-readable storage medium of claim 5, storing computer-readable program code that when executed by the processor causes the processor to, prior to receiving the first request, perform the steps of:
receiving a third request comprising the first account, a second account, and the application;
receiving a third cryptogram from a second contactless card associated with the second account;
receiving a permissions vector for the second account from the second contactless card;
transmitting the permissions vector and the third cryptogram to the authentication server;
receiving, from the authentication server, a result that the authentication server decrypted the third cryptogram;
receiving, from the authentication server, the permissions vector of the first account; and
determining, based on the permissions vector of the first account, that the first account was granted access to the application responsive to the third request.