Patent ID: 11900357
Assignee: CAPITAL ONE SERVICES, LLC
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 16:
17. A non-transitory machine-readable medium storing instructions that, when executed by one or more processors, cause the one or more processors to perform steps comprising:
evaluating, by a dynamic transaction card, a plurality of communications associated with a transaction and transmitted between an EuroPay-MasterCard-Visa (EMV) secure element of the dynamic transaction card and an EMV-compliant terminal configured to authenticate the transaction using the EMV secure element of the dynamic transaction card, wherein:
the EMV secure element of the dynamic transaction card is communicatively coupled to the EMV-compliant terminal via a contact connection; and
a user device comprising a mobile device, a haptic device, a screen reader, a refreshable braille display, a wearable device, an artificial vision device, a hearing aid, or a haptic braille device that is associated with assistive computer technology adapted to a physical or cognitive impairments of a user;

determining, by the dynamic transaction card and based on the evaluating, information associated with the transaction to be communicated by the dynamic transaction card to the user device, wherein the information associated with the transaction is in a first format displayable via a standard interface implemented on the EMV-compliant terminal;
converting, by the dynamic transaction card and based on an impairment setting associated with the physical or cognitive impairments of the user, the information in the first format displayable via the standard interface into a second format compatible with the impairment setting, wherein the information in the second format is displayable via an adapted interface of the user device;
establishing, by the dynamic transaction card, wireless communication with the user device the dynamic transaction card, wherein the wireless communication comprises a short-range wireless communication protocol; and
sending, using a transceiver on the dynamic transaction card and via the wireless communication, the converted information to the user device, wherein the user device is configured to, after receiving the converted information, translate the converted information into a user understandable format; and
causing, by the dynamic transaction card, on a display of the user device, and via the adapted interface compatible with the impairment setting, the user device to display the translated information in the user understandable format.