Patent ID: 11954665
Assignee: RAKUTEN GROUP, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 14:
15. A payment method performed by at least one processor and comprising:
receiving a first ID from a gate terminal;
reserving, before a payment request for a first payment means from a payment terminal is received, at least one second payment means associated with the first payment means based on a received first ID, a stored first ID, and a stored at least one second ID;
receiving the payment request from the payment terminal;
executing, when the payment request is received from the payment terminal, payment based on the first payment means and the reserved at least one second payment means;
wherein a user terminal comprising an IC chip configured to store the first ID of the first payment means that is electronic payment means;
wherein the gate terminal comprising a first reader configured to read the first ID from the IC chip of the user terminal through near-field wireless communication;
wherein the payment terminal comprising a second reader configured to read the first ID from the IC chip of the user terminal through near-field wireless communication;
wherein a data storage configured to store a database that stores the first ID and at least one second ID of second payment means that is electronic payment means;
wherein the gate terminal transmits the first ID when the gate terminal read the first ID from the IC chip; and
wherein the payment terminal transmits the first ID when the payment terminal read the first ID from the IC chip after the gate terminal transmits the first ID to a server.