Patent ID: 11915275
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 15:
16. The computer-implemented method of claim 1, wherein the user is a first user, the request is a first request, the value specific to the user is a first value, and the method further comprises:
receiving a second request for the value of the target vehicle over the lifetime of the target vehicle, wherein the second request includes input data associated with at least a second user associated with the second request, including driver data associated with the second user and a geographic location of the second user, and the target vehicle; and
determining, by the regression model, a second value of the target vehicle over the lifetime of the target vehicle using the input data, the depreciation rate, the decommission rate, and the deterioration rate, wherein the second value is different from the first value and is specific to the second user associated with the second request based on the use of the input data associated with the second user in the determination.