Patent ID: 11876795
Assignee: BANK OF AMERICA CORPORATION
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 14:
15. A method for enhanced secure resource transmissions based on image capture via a resource processing terminal device, wherein the method provides a secure platform for preemptive transformation and structuring of resource data at a resource instrument device, and authentication of resource data for processing, prior to initiation of a resource activity at the resource processing terminal device, the method comprising:
constructing, via a resource instrument device application, a first authorized credential element for processing of a resource activity at a first time interval prior to initiation of the resource activity, wherein the first authorized credential element is structured for authorizing processing of the resource activity prior to initiation of the resource activity;
receiving, via a first operative communication channel, a first trigger signal from a resource processing terminal device at a second time interval succeeding the first time interval, wherein the first trigger signal comprises a first activity data structure;
based on analyzing the first trigger signal, determining a first resource processing activity initiated by a user at the second time interval;
transmitting a control signal to a proximity scanner device associated with a first entity, wherein the control signal is structured to cause the proximity scanner device to scan a predetermined vicinity radius around the resource processing terminal device to identify the resource instrument device;
transmitting, via the resource processing terminal device, second trigger signal to cause presentation of the first authorized credential element associated with the resource instrument device;
extracting, via the resource processing terminal device, data associated with the first authorized credential element from a resource instrument device via a first proximity communication channel between the resource processing terminal device and the resource instrument device; and
in response to determining that (i) the first authorized credential element is compatible with the first resource processing activity, and that (ii) the first authorized credential element is pre-authenticated prior to initiation of the first resource processing activity at the second time interval, executing the first resource processing activity at a third time interval succeeding the second time interval using the first authorized credential element.