Patent ID: 11922401
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 14:
15. A non-transitory computer-readable medium storing instructions which, when executed by at least one processor, cause the at least one processor to perform operations comprising:
detecting through a transceiver component of a user device, at least one communication associated with a physical payment card with an inactive status,
wherein the at least one communication is transmitted from a radio frequency transmitter associated with the physical payment card;

in response to receiving the at least one communication, determining, by an application, an account associated with the physical payment card,
wherein the at least one communication identifies the account associated with the physical payment card;

verifying that the physical payment card and the user device are associated with a user; and
in response to verifying, presenting a card activation workflow in the application executing on the user device, wherein use of the card activation workflow causes transitioning of the physical payment card from the inactive status to an active status for using the physical payment card.