Patent ID: 11937090
Assignee: MORGAN STANLEY SERVICES GROUP INC.
Field: Digital communication (Electrical engineering)
Classification: CPC H | IPC H

Claim 16:
17. A method comprising:
receiving, by an application server that hosts a mobile application service, a log-in request from a mobile device that has a mobile application for the mobile application service thereon, wherein the log-in request includes device identifying information for the mobile device;
transmitting, by the application server, to a third party server, a request for a status setting for the mobile application, wherein the request comprises the device identifying information for the mobile device, and wherein the status setting comprises a plurality of bits, and wherein the third party server retrieves the status setting from a database based on the device identifying information for the mobile device;
receiving, by the application server, from the third party server, the status setting for the mobile application;
determining, by the application server, a risk rating for the log-in request based in part on the status setting for the mobile application;
determining, by the application server, based on the plurality of bits, whether the status setting for the mobile application has changed from a previous non-active state to an active state; and
upon determining that the status setting has changed from the previous non-active state to the active state, beginning, by the application server, an authentication session for the mobile device.