Patent ID: 11928680
Assignee: TOUCHTUNES MUSIC COMPANY, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A system for securely processing payments, comprising:
first and second computer systems, each of the first and second computer systems being configured to electronically communicate with an electronic device used in acquiring a user provided verification metric for a debit transaction, the transaction having an associated transaction identifier and the electronic device having an associated device identifier;
wherein the first computer system is configured to at least:
receive encrypted payment instrument information from the electronic device for the transaction,
decrypt the received encrypted payment instrument information, and electronically transmit to the second computer system the decrypted payment instrument information, the identifier of the electronic device, and the transaction identifier; and

wherein the second computer system is configured to at least:
generate and transmit to the electronic device a scrambling key,
receive a scrambled user provided verification metric code from the electronic device, the scrambled user provided verification metric code being scrambled at the electronic device using the generated scrambling key,
descramble and encrypt the received scrambled user provided verification metric code, and
electronically transmit to an electronic fund transfer network the payment instrument information received from the first computer system and the descrambled and encrypted user provided verification metric code to securely process the debit transaction.