Patent ID: 11875332
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 8:
9. The method of claim 8, wherein the method further includes the steps of:
receiving, by the mobile computing device, an input from the user specifying one or more budgeting categories and a valuation for each budgeting category, the budgeting categories being classifications of the user's spending;
classifying, by the mobile computing device, each product being purchased by the user into the one or more budget categories as each product input is received by the mobile computing device;
comparing, by the mobile computing device, a price of each product being purchased by the user to the valuation for each budgeting category and any prior spending in each budgeting category, to determine by what amount the total spent in each budgeting category would change upon completion of the purchase transaction; and
generating and displaying, by the mobile computing device, a message to the user indicating by what amount the total spent in each budgeting category would change upon completion of the purchase transaction, prior to receiving an input from the user that the purchase transaction is ready for checkout.