Patent ID: 11954689
Assignee: CAPITAL ONE SERVICES, LLC
Field: Digital communication (Electrical engineering)
Classification: CPC G  H | IPC G

Claim 14:
15. A non-transitory computer-readable medium storing a set of instructions, the set of instructions comprising:
one or more instructions that, when executed by one or more processors of a device, cause the device to:
receive first information associated with a first transaction that is related to a first account associated with a first entity;
determine, based on a first machine learning model, that the first transaction is to be denied due to a potential fraud associated with the first account;
obtain second information associated with a second transaction that is related to a second account associated with a second entity,
wherein the first entity and the second entity are different; and wherein the first and second transactions are associated with utilizing different transaction cards;

determine, based on a second machine learning model, whether the first information and the second information match within a predetermined threshold; and
perform, based on determining whether the first information and the second information match within the predetermined threshold, an action that includes:
removing, when the first information and the second information match within the predetermined threshold, a fraud lock associated with the first account to allow the first account to be utilized, or
determining that the first transaction was correctly denied due to the potential fraud.