Patent ID: 11875366
Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Field: IT methods for management (Electrical engineering)
Classification: CPC G  B | IPC G

Claim 17:
18. A non-transitory, computer-readable medium storing instructions that, when executed by one or more processors, cause the one or more processors to:
receive telematics data that was collected during one or more time periods by one or both of (i) one or more electronic subsystems located on or in a vehicle and (ii) a mobile electronic device of a driver or a passenger in the vehicle, the telematics data including operational data indicative of how the driver of the vehicle operated the vehicle during the one or more time periods;
analyze the received telematics data to identify driving behaviors of the driver during the one or more time periods;
receive alert responsiveness data indicating how responsive the driver is to one or more types of vehicle alerts;
generate or modify a driver profile associated with the driver, the driver profile including driving behavior profile information based upon the one or more driving behaviors and alert responsiveness profile information based upon the alert responsiveness data;
identify, based at least upon the generated or modified driver profile, a suggested vehicle type, at least by determining that the generated or modified driver profile meets a set of one or more matching criteria associated with the suggested vehicle type at least in part by
determining that the driving behavior profile information meets one or more criteria indicative of capability of the suggested vehicle type, and
determining that the alert responsiveness profile information meets one or more criteria indicative of reliability of the suggested vehicle type; and

cause an indication of the suggested vehicle type to be displayed to a user.