Patent ID: 11935017
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A system comprising:
a user device comprising:
one or more processors;
an antenna;
an embedded near-field communication (NFC) chip; and
memory configured to store instructions to cause the one or more processors to:
generate new transaction card data;
create, with the antenna, a wireless connection between the user device and a reprogrammable transaction card;
transmit, via the wireless connection, the new transaction card data and instructions to store the new transaction card data in a secure element of the reprogrammable transaction card;
receive, via the wireless connection, a response from the reprogrammable transaction card; and
deactivate, with the NFC chip and the one or more processors, the wireless connection between the user device and the reprogrammable transaction card based on the response; and

the reprogrammable transaction card comprising:
a secure element configured to store the new transaction card data; and
a reprogramming element configured to:
receive, via the wireless connection, the new transaction card data and the instructions to store the new transaction card data;
store the new transaction card data in the secure element based on the instructions; and
transmit, via the wireless connection, a response to the instructions, the response comprising a confirmation of storing the new transaction card data.