Patent ID: 11935100
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 8:
9. A method for managing a database for stored value mediums, comprising:
receiving, by a device, an indication of information associated with a stored value medium associated with an entity, wherein the information includes a balance of resources associated with the stored value medium and an identifier of the stored value medium;
performing a risk analysis associated with the stored value medium to obtain a risk score for the stored value medium;
populating, by the device, the database with the information based on the risk score for the stored value medium, wherein the database includes a table to link the information associated with the stored value medium with an entity identifier of an entity associated with the stored value medium, the database identifying an aggregated balance of resources associated with the stored value medium;
receiving, by the device, an indication of an exchange associated with the entity;
parsing, by the device, the database using the entity identifier associated with the entity to identify the aggregated balance of resources corresponding to an account associated with the entity; and
communicating, with a backend system associated with the exchange, to enable the exchange to be at least partially completed using the aggregated balance of resources based on searching the database to identify the aggregated balance of resources.