Patent ID: 11954680
Assignee: MASTERCARD INTERNATIONAL INCORPORATED
Field: Control (Instruments)
Classification: CPC G | IPC G

Claim 0:
1. A method, comprising:
receiving user information at a device;
generating, by the device, a request to provide access control and/or payment based on the received user information, the request comprising a payment authorization request;
transmitting the payment authorization request via a WIFI network to a locally administered access manager;
determining, by the locally administered access manager, an eligibility of a response via a lookup process based on the received user information, wherein the received user information comprises at least payment tokens, and wherein the locally administered access manager includes a listing of allowed payment tokens corresponding to one or more permitted dates and time intervals;
transmitting, by the locally administered access manager, the payment authorization request to an acquirer based on the determined eligibility of the response;
generating, by the acquirer, the response to the payment authorization request;
transmitting, by the acquirer, the response to the payment authorization request to the locally administered access manager;
receiving the response to the request via the WIFI network from the locally administered access manager; and
providing access control via the device based on the response to the payment authorization request.