Patent ID: 11861756
Assignee: EXPERIAN INFORMATION SOLUTIONS, INC.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 7:
8. A computer-implemented method, all steps of which being implemented by a notification system configured to communicate with a first computer storage and a second computer storage, the notification system comprising one or more hardware processors and configured with specific computer-executable instructions, the computer-implemented method comprising:
receiving trigger events data associated with a first client, the trigger events data comprising indications of events that are indicative of consumers actively seeking credit of a type that is provided by the first client, wherein the first computer storage stores information about credit-related activities of millions of consumers, wherein the second computer storage stores a plurality of snapshots of credit information from the first computer storage and other information not stored in the first computer storage that is associated with at least some of the millions of consumers;
applying pre-screen criteria associated with the first client to the plurality of snapshots stored in the second computer storage to generate a first subset of consumers from the millions of consumers, wherein the first subset of consumers satisfy the pre-screen criteria;
monitoring updates to the credit-related activities of the first subset of consumers in the first computer storage;
identifying one or more first updates associated with the trigger events data associated with the first client for the first subset of consumers; and
notifying a system accessible by the first client about the identified one or more first updates for transmitting a firm offer of credit to at least one first consumer associated with at least one of the identified first updates.