Patent ID: 11900294
Assignee: EQUIFAX INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 7:
8. The non-transitory computer-readable storage medium of claim 7, wherein the operations further comprise:
updating the input attribute vector by adding the attribute-change vector to the input attribute vector;
assigning the updated input attribute vector to a second cluster based on a similarity measure between the second cluster and a second input point defined by the updated input attribute vector; and
computing a second attribute-change vector indicating a second path from (a) the second point to (b) a third point in the m-dimensional space and that corresponds to a third value of the risk assessment score, wherein applying the risk assessment function to a sum of the updated input attribute vector and the second attribute-change vector outputs the third value of the risk assessment score, wherein computing the second attribute-change vector comprises:
determining, based on statistics computed from the second cluster to which the updated input attribute vector is assigned, a second requirement on movement from the second point to the third point, and
selecting the second attribute-change vector that complies with the second requirement,

wherein the recommendation is generated further using the second attribute-change vector.