Patent ID: 11935003
Assignee: CAPITAL ONE SERVICES, LLC
Field: Computer technology (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 1:
2. The method of claim 1, further comprising:
each entity corresponds to a lender; each entity-specific routing component corresponds to a lender-specific broker dedicated for a particular lender; each entity-specific key corresponds to a lender-specific key dedicated for the particular lender; the product is a loan provided by the lender; the request is for lender prequalification; the inquiry to which the request relates is for applicant financing of a commodity with at least one lender; the one or more rule sets or executable logic for each entity comprise one or more rule sets or executable logic for prequalifying an applicant, which are stored inside of the jailed and self-contained environment in a lender confidential data repository; and wherein to determine a respective response to the inquiry, the at least one lender-specific broker for each respective lender applies one or more rule sets or executable logic to applicant information which is submitted along with the inquiry, to assess applicant prequalification for each lender of the at least one lender of the inquiry, product eligibility for an applicant in lending from the at least one lender to purchase a particular product, and to further, if the applicant is found to prequalify for the lender and the product is eligible under the product eligibility process for the lender, assess pricing information to determine the terms for a loan offer.