Patent ID: 11954674
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 0:
1. A method comprising:
receiving, by an identity provider computing system, a user token from a third party provider, wherein the user token is associated with a user of the identity provider computing system;
sending, by the identity provider computing system, a prompt to a user device associated with the user token, the prompt requesting authentication information;
authenticating, by the identity provider computing system, the user token based on receipt of the requested authentication information;
receiving, by the identity provider computing system, user device information from the third party provider;
identifying, by the identity provider computing system, related user activity based on the user device information; and
authenticating, by the identity provider computing system, the user based on authentication of the user token and the related user activity indicating that the user used the user device in another authenticated transaction within a past predefined time period.