Patent ID: 11966978
Assignee: ONLIA HOLDING INC.
Field: Control (Instruments)
Classification: CPC G | IPC G

Claim 10:
11. A smart mobility platform system comprising:
a client layer represented by a mobile application running on a mobile device;
an integration layer comprised of a mobile application server, a database in data communication with a plurality of entities; and
a backend layer;
wherein:
the mobile application comprises a trip detection and scoring module, the mobile device having one or more of a global positioning satellite (GPS) receiver, a three-axis accelerometer, a gyroscope and an electronic compass for gathering motion and positioning data from a motor vehicle during trips taken by driving using telematics and for sending the motion and positioning data to a driving telemetry service, the mobile application collecting mobile device interaction data via the mobile device indicative of interaction with the mobile device during operation of the motor vehicle, the mobile device determining distraction of a driver from the mobile device interaction data by determining one or more of:
whether the mobile device is handled by the driver while driving;
whether a screen of the mobile device is touched by the driver while driving;
whether notifications on the mobile device are disabled while driving; and
whether assisted driving is used;

the backend layer comprises the driving telemetry service receiving and storing the motion and positioning data in the database, deriving driving factors, and sending; and
the integration layer comprises the mobile application server that includes a trip rules engine receiving the driving factors, determining telematics driving scores for the trips from the driving factors and based on interaction with the mobile device during operation of the motor vehicle, and deriving a safe driving score from the telematics driving scores and the mobile device interaction data,
the system:
providing a customer value based on the safe driving score and purchases made through the mobile application;
calculating a reward based on the customer value;
unlocking a badge on the mobile application based on use of the mobile application and demonstrated safe driving behavior as determined from the safe driving score; and
paying the reward to the driver based on the badge,

wherein said trips comprise one or more sub-trips and said telematics driving scores are computed as a weighted average of telematics driving scores of each of the sub-trips, wherein the telematics driving scores are derived from the driving factors;
wherein each of the driving factors is given an associated weight when deriving the safe driving score, and the weight associated with each of the driving factors is determined at least in part on the motion and positioning data and the mobile device interaction data.