Patent ID: 11922512
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 8:
9. An electronic computing device comprising:
a processor; and
system memory, the system memory including instructions which, when executed by the processor, cause the electronic computing device to:
receive a starting location and a destination location for a trip using an autonomous vehicle;
determine or receive one or more routes for the autonomous vehicle from the starting location to the destination location;
determine a cost of trip-route insurance for each of the one or more routes for the trip;
provide to the autonomous vehicle the cost of trip-route insurance for each of the one or more routes for the trip;
provide to the autonomous vehicle an offer or incentive for a reduced cost of insurance for a selection of a specific route;
receive a selection of the one or more routes, wherein at least a first route of the one or more routes includes an advertisement;
determine or receive an incentive to select the first route;
determine whether the specific route was selected;
when a determination is made that the specific route was selected, receive an authorization for trip-route insurance and reduce the cost of trip-route insurance for the specific route;
after the authorization for trip-route insurance is received, issue a first command to the autonomous vehicle to permit the autonomous vehicle to start;
enable operation of the autonomous vehicle for the trip along the one or more routes;
identify a plurality of segments for the one of the one or more routes that is selected;
monitor an actual route taken by the autonomous vehicle;
when each segment of the actual route is completed, determine a cost of trip-segment insurance for each respective segment of the actual route;
when each segment of the actual route is completed, aggregate the cost of trip-segment insurance by maintaining a total cost of trip-segment insurance and adding to the total cost the cost of trip-segment insurance for the completed segment of the actual route; and
at a completion of the trip, debit a payment card for the total cost of trip-segment insurance for the trip.