Patent ID: 11948150
Assignee: CAPITAL ONE SERVICES, LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G

Claim 11:
12. The method of claim 11, further comprising:
prompting, by the at least one processor, the user to bring the first physical access instrument in communication range with the physical access instrument generation module;, wherein the first physical access device and the physical access instrument generation module each comprise at least one of near-field communication or radio frequency identification;
generating, by the at least one processor, a first cryptogram based on the first physical access instrument;
transmitting, by the at least one processor, the first cryptogram to the physical access instrument generation module;
generating, by the at least one processor, a second cryptogram;
determining, by the at least one processor, if the first cryptogram matches the second cryptogram; and
authorizing, by the at least one processor, the user request to access the at least two user activity profiles if a match is determined between the first cryptogram and the second cryptogram.