Patent ID: 11887144
Assignee: JPMORGAN CHASE BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 14:
15. A non-transitory computer readable storage medium, including instructions stored thereon, which instructions, when read and executed by one or more computer processors, cause the one or more computer processors to perform steps comprising:
providing, in a collaboration space, a point conversion interface;
passing, via the point conversion interface, user credentials to a third-party point issuer;
receiving, via the point conversion interface and from the third-party point issuer, a number of points, wherein the number of points is associated with the user credentials;
multiplying the number of points by a conversion factor, wherein the multiplying produces a number of unified points, wherein the conversion factor is retrieved from the third-party point issuer in real time;
storing the number of unified points as an integer value in a datastore, wherein the number of unified points are stored in the datastore with a first relationship pointer to the collaboration space, and a second relationship pointer to a contributing user of the collaboration space;
processing the number of points associated with the user credentials as input data to a machine learning model;
weighting a first classification of a plurality of predicted travel objective classifications of the machine learning model with a greater relative weight based on a condition in a variable of a corresponding tree of the first classification indicating that the input data includes the number of points associated with the user credentials;
crediting a points pool associated with the collaboration space, with the number of unified points; and
receiving, at the collaboration space and from the contributing user of the collaboration space, an instruction to apply the number of unified points to a travel objective, wherein the travel objective is included on a digital itinerary provided by the collaboration space.