Patent ID: 11935117
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 9:
10. A system comprising:
a processor coupled to a memory that includes instructions that, when executed by the processor, control a plurality of components, the components comprising:
a metric component configured to determine a set of metrics from data associated with a third-party retailer originating a loan for a consumer through a financial institution;
a trigger component configured to identify a subset of metrics of the set of metrics that exceed a first predetermined threshold;
a weight assignment component configured to apply a weight to the subset of metrics based on significance of the metric;
a score generation component configured to compute a weighted score from aggregation of weighted metrics of the subset of metrics; and
a segmentation component configured to classify the third-party retailer in terms of adherence to regulatory requirements based on comparison of the weighted score to a second predetermined threshold.