Patent ID: 11960981
Assignee: ZESTFINANCE, INC.
Field: Computer technology (Electrical engineering)
Classification: CPC G  B | IPC B  G

Claim 10:
11. The method of claim 1, wherein the baseline population is one of: a set of approved applicants, a set of approved applicants within a threshold of an approval cut-off threshold, a set of the input data sets selected based on predetermined attributes, a set of the input data sets selected based on a model decomposition, a set of the input data sets selected based on a machine learning model, a set of the input data sets selected based on a machine learning model and a model decomposition, or a set of the input data sets selected based on a machine learning model, a model decomposition, and meta-data, the meta-data comprising: metadata generated during a model build process, and selection criteria based on the distribution of inputs and a target outcome.