Patent ID: 11861594
Assignee: WELLS FARGO BANK, N.A.
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 0:
1. A computer system, comprising:
a token database configured to store payment tokens; and
a server system comprising a processor and instructions stored in non-transitory machine readable media, the instructions configured to cause the server system to:
receive a request to provision a first payment token based on a financial product, wherein the request includes information related to the financial product;
provision the first payment token based on the token request, wherein the first payment token includes a first format characteristic;
receive, from a third party system, a third party token generated by the third party system and not by the server system, wherein the third party token from the third party system includes a second format characteristic that is different from the first format characteristic;
convert the third party token to generate a converted third party token that includes a third format characteristic that is compatible with the first format characteristic, wherein converting the third party token comprises replacing the second format characteristic with the third format characteristic to produce a plurality of payment tokens having one or more new commonly searchable format characteristics such that all payment tokens stored within the token database may be searched based on the one or more new commonly searchable format characteristics;
store the first payment token and the converted third party token in the token database;
receive a search inquiry from a remote computing system, wherein the search inquiry includes the one or more new commonly searchable format characteristics; and search the token database for stored payment tokens based on the search inquiry corresponding to the one or more new commonly searchable format characteristics.