Patent ID: 11941129
Assignee: CAPITAL ONE SERVICES, LLC
Field: Computer technology (Electrical engineering)
Classification: CPC G | IPC G

Claim 4:
5. The computer-implemented method of claim 1, wherein:
the application is a first application;
the client device is a first client device;
the indication is a first indication;
the transaction is a first transaction;
the device risk score is a first device risk score; and
the computer-implemented method further comprises:
receiving, at a third time by the one or more computing devices and from a second application, a second indication that the user is attempting to perform a second transaction using the second application on a second client device;
requesting, by the one or more computing devices and in response to receiving the second indication, a third plurality of device attributes identifying the second client device on which the second application is being used, wherein the third plurality of device attributes is different than the first plurality of device attributes and comprises third device identification data and third user contacts data;
receiving, by the one or more computing devices and in response to requesting the third plurality of device attributes, the third plurality of device attributes;
comparing, by the one or more computing devices, the third plurality of device attributes to the first plurality of device attributes; and
determining, by the one or more computing devices and based on the comparing the third plurality of device attributes to the first plurality of device attributes, a second device risk score indicating whether the user is authorized to perform the second transaction using the second application.