Patent ID: 11963008
Assignee: TRUIST BANK
Field: Digital communication (Electrical engineering)
Classification: CPC H  G | IPC G  H

Claim 7:
8. A method comprising:
receiving token data from an application executing on a mobile computing device, the token data comprising geolocation data of the mobile computing device and identification data of a user;
determining a location of the mobile computing device using the geolocation data;
determining, using a trained neural network and using the identification data of the user, one or more interaction opportunities (i) for which the user qualifies based on financial account interaction data associated with the identification data of the user and criteria associated with the one or more interaction opportunities and (ii) that are associated with one or more locations within a pre-selected distance of the location of the mobile computing device, wherein determining the one or more interaction opportunities includes mapping, using the trained neural network, information from an interaction history of a user of the mobile computing device to available interaction opportunities; and
transmitting the one or more interaction opportunities to the mobile computing device for output by the application.