Patent ID: 11915246
Assignee: MASTERCARD INTERNATIONAL INCORPORATED
Field: IT methods for management (Electrical engineering)
Classification: CPC G | IPC G

Claim 7:
8. A computer system for applying a plurality of computer-implemented prediction models to requests received via a plurality of input data streams, said computer system comprising at least one processor and a memory device in communication with the at least one processor, the at least one processor in communication with a payment card processing network, said at least one processor programmed to:
receive the requests via the plurality of input data streams, wherein the plurality of input data streams includes at least two of a) real-time authorization requests routed individually from the payment card processing network, b) authorization advice messages routed individually from the payment card processing network after completion of an authorization process, and c) batch files of authorization advice messages received via a file transfer protocol;
create, for each of the received requests, a corresponding data object having a common data structure across the received requests from the plurality of input data streams, wherein each data object contains transaction data extracted from the corresponding received request;
associate each data object with an execution plan specifying a corresponding at least one of the plurality of prediction models;
invoke, for each data object, the corresponding at least one of the prediction models specified by the execution plan, wherein each prediction model operates on the transaction data in the data object and returns a output data;
convert, for each of the received requests, the output data returned from the corresponding at least one prediction model for the associated data object into compatible output data in a format appropriate for transmission to one or more intended recipients; and
transmit the compatible output data for each received request to the one or more intended recipients.