Patent ID: 11948143
Assignee: GOOGLE LLC
Field: IT methods for management (Electrical engineering)
Classification: CPC G  H | IPC G  H

Claim 16:
17. A non-transitory computer-readable storage medium that stores instructions that when executed by one or more processors cause the one or more processors to perform operations, the operations comprising:
communicating a beacon signal comprising at least an identification of a merchant system terminal to a user computing device;
receiving, prior to the initiation of a transaction between the user computing device and the merchant system terminal, a notification from a digital wallet server, the notification comprising a set of user data to be applied to a subsequent transaction, the notification based on the identification of the merchant system terminal communicated in the beacon signal, the set of user data comprising a user identification associated with the user computing device, loyalty account data, and one or more offers, wherein the notification is transmitted by the digital wallet server in response to data provided to the digital wallet server by the user computing device;
receiving a subsequent notification from the user computing device to conduct a pending transaction;
receiving the user identification from a communication with the user computing device; and
applying the set of user data to the pending transaction, wherein the set of user data is identified based on associating the user identification provided by the digital wallet computing system with the user identification provided by the user computing device.